Source: US Federal Emergency Management Agency
Headline: How to Document Damages After Severe Weather Events
How to Document Damages After Severe Weather Events
FRANKFORT, Ky
– FEMA understands that clean up and rebuilding after a flood can take time and be overwhelming
Guidance is available and it’s always important to put safety first
Follow instructions from your local officials to ensure it is safe to reenter your home
You can begin the recovery process by documenting damage and taking steps to stop the spread of mold
First, confirm the electricity and gas are shut off to avoid fire or injury
Have an electrician check the house before turning the power back on
Document Your Flood DamageTake photos and videos of the damage, including structural and personal property on the inside and outside of your home, before discarding items
Remember to take photos of the insides of closets and cabinets
Record serial numbers of large appliances, such as washers, dryers, and refrigerators
Keep receipts of any purchases made to replace damaged property or repair property
Retain material samples of damaged items such as carpeting, wallpaper, furniture upholstery, and window treatments
The type and quality of material may impact insurance claims
Contact repair services as necessary to address damage to the building’s electrical, water, or HVAC systems
Consult your insurance adjuster or insurance company before you sign any cleaning, remediation, or maintenance agreement
After taking photos, you should immediately throw away flooded items that pose a health risk, such as perishable food items, clothing, cushions, and pillows
Mold and CleanupIt is important to understand that National Flood Insurance Program (NFIP) flood insurance policies will not cover damage from mold
Avoiding damage from mold is an important responsibility of a resident
Building owners are strongly encouraged to begin cleanup and documentation immediately after a flood to prevent the growth and spread of mold
Remember these guidelines while undergoing mold cleanup:Wear personal protective equipment
Wear an N-95 respirator at a minimum, goggles, and protective gloves
Use portable generators carefully, outside and away from the home, to avoid carbon monoxide poisoning and fires
Ensure the mold cleanup is complete before reoccupying your home
For more information, please see the Homeowner’s and Renter’s Guide to Mold Cleanup after Disasters (pdf)
martyce
allenjr
Wed, 04/16/2025 – 19:38