MIL-OSI Europe: Written question – Insurance – E-001436/2025

Question for written answer  E-001436/2025
to the Commission
Rule 144
Moritz Körner (Renew)

The Commission is asked to answer the following questions separately:

• 1.Does the Commission know in which Member States car or home insurers are permitted to decline policy renewal at the annual renewal date based on the policyholder’s history of an above-average number of claims, despite the claims involving no fault of the insured party? If so, in which? If not, why not?
• 2.Does the Commission consider it necessary to address this potentially consumer-adverse practice by insurers? If so, what measures will it implement? And if not, why not?

Submitted: 9.4.2025