Source: US Federal Emergency Management Agency
Headline: Apply with FEMA Even If You Have Insurance
Apply with FEMA Even If You Have Insurance
FRANKFORT, Ky
— Kentucky residents who were affected by the April 2 severe storms, straight-line winds, tornadoes, landslides and mudslides may be eligible for disaster assistance even if you have insurance
Under federal law, FEMA cannot duplicate insurance settlements or other benefits, but there are cases where insured survivors might still be eligible for FEMA help
For example:Your settlement was delayed longer than 30 days after you filed a claim
The settlement does not fully cover all your losses and needs
You exhausted the additional living expenses provided in your policy
You cannot locate suitable rental resources in your community
Residents of Anderson, Butler, Carroll, Christian, Clark, Franklin, Hardin, Hopkins, Jessamine, McCracken, Mercer, Owen and Woodford counties may apply
How To Apply for FEMA AssistanceThe first step to receive FEMA assistance is to apply
Survivors of the April storms who live in the designated counties have until June 25 to apply for assistance
You can apply in several ways:Online at DisasterAssistance
gov
Visit any Disaster Recovery Center
To find a center close to you, visit fema
gov/DRC, or text DRC along with your Zip Code to 43362 (Example: “DRC 29169”)
Use the FEMA mobile app
Call the FEMA Helpline at 800-621-3362
It is open 7 a
m
to 10 p
m
Eastern Time
Help is available in many languages
If you use a relay service, such as Video Relay Service (VRS), captioned telephone or other service, give FEMA your number for that service
Apply Separately for Each DisasterHomeowners and renters in Woodford County may be eligible for federal assistance, if you had property damage or loss in Woodford County from the February severe incident, and then again from the April severe incident, you would need to complete two separate disaster assistance applications
For more information about Kentucky flooding recovery, visit www
fema
gov/disaster/4860 and www
fema
gov/disaster/4864
Follow the FEMA Region 4 X account at x
com/femaregion4
martyce
allenjr
Thu, 05/08/2025 – 16:54