Source: European Parliament
The case-law of the Court of Justice confirms the principle of freedom to set rates in the non-life insurance sector.[1] In accordance with this case-law, this does not preclude national measures liable to have effects on the rates.
It is the responsibility of the national competent authorities to supervise insurance undertakings, including ensuring that these undertakings comply with their obligations under the applicable national laws, taking into account all relevant factual and legal circumstances of each case.
The Commission may intervene only in cases where a breach of EU law has been identified. At this stage, the Commission is not aware of any such instance.
- [1] See, to that effect, the judgment of the Court of Justice of 7 March 2013, C-577/11, paragraphs 21 and 22.
Last updated: 26 March 2025