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Blog

  • MIL-OSI: Meridian Corporation Reports Fourth Quarter 2024 Results and Announces a Quarterly Dividend of $0.125 per Common Share

    Source: GlobeNewswire (MIL-OSI)

    MALVERN, Pa., Jan. 24, 2025 (GLOBE NEWSWIRE) — Meridian Corporation (Nasdaq: MRBK) today reported:

      Three Months Ended   Year Ended
    (Dollars in thousands, except per share data)(Unaudited) December 31,
    2024
      September 30,
    2024
      December 31,
    2024
      December 31,
    2023
    Income:              
    Net income $ 5,601   $ 4,743   $ 16,346   $ 13,243
    Diluted earnings per common share $ 0.49   $ 0.42   $ 1.45   $ 1.16
    Pre-tax, pre-provision income(1) $ 11,168   $ 8,527   $ 33,186   $ 23,782
    (1) See Non-GAAP reconciliation in the Appendix              
                   
    • Net income for the quarter ended December 31, 2024 was $5.6 million, or $0.49 per diluted share and $16.3 million, or $1.45 per diluted share, for the year.
    • Pre-tax, pre-provision income1 for the quarter and the year were $11.2 million and $33.2 million, respectively.
    • Net interest margin was 3.29% for the fourth quarter of 2024, with a loan yield of 7.17%. Net interest margin was 3.16% with a loan yield of 7.28% for the year.
    • Return on average assets and return on average equity for the fourth quarter of 2024 were 0.92% and 13.01%, respectively, and 0.70% and 9.93% for the year.
    • During the quarter a net gain of $4.0 million was recognized on the sale of $6.6 million in residential mortgage loan servicing rights held at amortized cost and, a $317 thousand gain was recognized on the sale of a $1.7 million OREO property.
    • Fees and other disposal costs of $1.0 million, net, were recognized during the quarter for the early termination of the Blue Bell lease.
    • Total assets at December 31, 2024 were $2.4 billion, compared to $2.4 billion at September 30, 2024 and $2.2 billion at December 31, 2023.
    • Commercial loans, excluding leases, increased $34.8 million, or 2% for the quarter and $177.1 million, or 12% year over year.
    • Fourth quarter deposit growth was $26.4 million, or 1%, and $181.9 million, or 10% year over year.
    • Non-interest-bearing deposits were up $3.7 million or 2%, quarter over quarter, and $1.6 million or 1%, year over year.
    • On January 23, 2025, the Board of Directors declared a quarterly cash dividend of $0.125 per common share, payable February 18, 2025 to shareholders of record as of February 10, 2025.

    Christopher J. Annas, Chairman and CEO commented:

    Our fourth quarter earnings showed significant improvement from the third quarter, increasing by 18.1% to $5.6 million, or $0.49 per share. For the year, net income increased 23.4% to $16.3 million, and $1.45 per share. While we are pleased with the improvement, we are still working through the drastic rate shock brought on by the Fed, particularly in our net interest margin which is down 50 basis points from 2019 levels. The team is working diligently each day to return to historical spreads.

    Loan growth of 12% (minus planned lease paydowns) for 2024 was exceptional, and our three main lending groups all contributed. Commercial real estate is benefiting from a continued lack of homes for sale, and our C&I and SBA teams are winning client relationships with persistence and creative advisory. Legacy low fixed-rate loans often made it unprofitable for us to solicit business from prospects. Deposits were up nearly 10%, mostly from money market accounts that can be rate-adjusted anytime.

    The mortgage group had significant improvement, with a $4.1 million pre-tax income versus a large loss in 2023. The hard cuts we made in the cyclical slowdown have given us much operational leverage and allows us to pivot quickly based on market conditions. Part of the cuts included prepaying a major lease at a discount and allowing many operations personnel to work from home. The Philadelphia metro region is still very low in housing inventory, which stymied an even bigger improvement in our business.

    Our wealth segment had a banner year with pre-tax income nearly doubling to $2.4 million. Strong growth in assets under management along with better stock market returns were the big contributors. We will devote more resources to wealth in 2025 to leverage our brand and deepen relationships with our commercial customers for referrals.

    We are encouraged by the new administration and communications about reduced regulatory burdens and prospects for economic growth. Our regulatory costs are substantial and, quite frankly, make little sense for a bank our size that is not systemically significant. We are hopeful that new and broader thinking can help banks like Meridian to better serve their markets and produce better returns for shareholders.

    Select Condensed Financial Information

      As of or for the three months ended (Unaudited)
      December 31,
    2024
      September 30,
    2024
      June 30,
    2024
      March 31,
    2024
      December 31,
    2023
      (Dollars in thousands, except per share data)
    Income:                  
    Net income $ 5,601     $ 4,743     $ 3,326     $ 2,676     $ 571  
    Basic earnings per common share   0.50       0.43       0.30       0.24       0.05  
    Diluted earnings per common share   0.49       0.42       0.30       0.24       0.05  
    Net interest income   19,299       18,242       16,846       16,609       16,942  
                       
    Balance Sheet:                  
    Total assets $ 2,385,867     $ 2,387,721     $ 2,351,584     $ 2,292,923     $ 2,246,193  
    Loans, net of fees and costs   2,030,437       2,008,396       1,988,535       1,956,315       1,895,806  
    Total deposits   2,005,368       1,978,927       1,915,436       1,900,696       1,823,462  
    Non-interest bearing deposits   240,858       237,207       224,040       220,581       239,289  
    Stockholders’ equity   171,522       167,450       162,382       159,936       158,022  
                       
    Balance Sheet Average Balances:                  
    Total assets $ 2,434,270     $ 2,373,261     $ 2,319,295     $ 2,269,047     $ 2,219,340  
    Total interest earning assets   2,342,651       2,277,523       2,222,177       2,173,212       2,121,068  
    Loans, net of fees and costs   2,029,739       1,997,574       1,972,740       1,944,187       1,891,170  
    Total deposits   2,043,505       1,960,145       1,919,954       1,823,523       1,820,532  
    Non-interest bearing deposits   259,118       246,310       229,040       233,255       254,025  
    Stockholders’ equity   171,214       165,309       162,119       159,822       157,210  
                       
    Performance Ratios (Annualized):                  
    Return on average assets   0.92 %     0.80 %     0.58 %     0.47 %     0.10 %
    Return on average equity   13.01 %     11.41 %     8.25 %     6.73 %     1.44 %


    Income Statement –
    Fourth Quarter 2024 Compared to Third Quarter 2024

    Fourth quarter net income increased $858 thousand, or 18.1%, to $5.6 million due to increased net interest income, combined with increased non-interest income which included a gain of $4.0 million on the sale of mortgage servicing rights, along with a $317 thousand gain on sale of a residential property included in other real estate owned. These increases were largely offset by a quarterly provision for credit losses that was higher by $1.3 million and an increase in non-interest expense of $865 thousand, or 4.2%, which was impacted by the early termination of the Blue Bell lease. Detailed explanations of the major categories of income and expense follow below.

    Net Interest income

    The rate/volume analysis table below analyzes dollar changes in the components of interest income and interest expense as they relate to the change in balances (volume) and the change in interest rates (rate) of tax-equivalent net interest income for the periods indicated and allocated by rate and volume. Changes in interest income and/or expense related to changes attributable to both volume and rate have been allocated proportionately based on the relationship of the absolute dollar amount of the change in each category.

      Three Months Ended                
    (dollars in thousands) December 31,
    2024
      September 30,
    2024
      $ Change   % Change   Change due
    to rate
      Change due
    to volume
    Interest income:                      
    Cash and cash equivalents $ 801   $ 416   $ 385     92.5 %   $ (52 )   $ 437  
    Investment securities – taxable   1,684     1,480     204     13.8 %     124       80  
    Investment securities – tax exempt(1)   397     397     —     — %     5       (5 )
    Loans held for sale   565     766     (201 )   (26.2 )%     (49 )     (152 )
    Loans held for investment(1)   36,666     37,339     (673 )   (1.8 )%     (1,268 )     595  
    Total loans   37,231     38,105     (874 )   (2.3 )%     (1,317 )     443  
    Total interest income $ 40,113   $ 40,398   $ (285 )   (0.7 )%   $ (1,240 )   $ 955  
    Interest expense:                      
    Interest-bearing demand deposits $ 1,244   $ 1,390   $ (146 )   (10.5 )%   $ (234 )   $ 88  
    Money market and savings deposits   8,266     8,391     (125 )   (1.5 )%     (934 )     809  
    Time deposits   8,831     9,532     (701 )   (7.4 )%     (465 )     (236 )
    Total interest – bearing deposits   18,341     19,313     (972 )   (5.0 )%     (1,633 )     661  
    Borrowings   1,608     1,985     (377 )   (19.0 )%     (10 )     (367 )
    Subordinated debentures   780     779     1     0.1 %     —       1  
    Total interest expense   20,729     22,077     (1,348 )   (6.1 )%     (1,643 )     295  
    Net interest income differential $ 19,384   $ 18,321   $ 1,063     5.80 %   $ 403     $ 660  
    (1) Reflected on a tax-equivalent basis.                    

    Interest income decreased $285 thousand quarter-over-quarter on a tax equivalent basis, driven by rate changes, particularly in the loan portfolio. The overall yield on earnings assets decreased 25 basis points during the period, impacting interest income by $1.2 million. This decrease was significantly offset by favorable volume changes as the level of average earning assets increased by $65.1 million contributing $955 thousand to lessen the interest income decrease.

    Average total loans, excluding residential loans for sale, increased $32.5 million resulting in an increase due to volume in interest income of $595 thousand. The largest drivers of this increase were commercial, commercial real estate, and small business loans which on a combined basis increased $40.4 million on average, partially offset by a decrease in average leases of $11.4 million. Home equity, residential real estate, consumer and other loans held in portfolio increased on a combined basis $3.2 million on average. The yield on total loans decreased 24 basis points, and the yield on cash and investments increased 6 basis points on a combined basis.

    Total interest expense decreased $1.3 million, quarter-over-quarter, due to a lower volume of time deposits and borrowings, combined with a decrease in the cost of all deposit types, despite a higher level of interest-bearing and money market deposits. Interest expense on total deposits decreased $972 thousand and interest expense on borrowings decreased $377 thousand. During the period, interest-bearing deposits and money market accounts increased $8.8 million and $81.4 million on average, respectively, while time deposits decreased $19.7 million on average. Borrowings decreased $29.7 million on average. Overall increase in interest expense on deposits due to volume changes was $661 thousand.

    The cost of interest-bearing deposits decreased 35 basis points driven by certain money market funds and wholesale time deposits which repriced at lower costs. The total decrease in interest expense on deposits attributable to rate changes was $1.6 million. Overall the net interest margin increased 9 basis points to 3.29% as the cost of funds decline outpaced the decline in yield on earning assets, and non-interest bearing balances increased $14.2 million on average.

    Provision for Credit Losses

    The overall provision for credit losses for the fourth quarter increased $1.3 million to $3.6 million, from $2.3 million in the third quarter. The provision for funded loans increased $1.6 million and the provision on unfunded loan commitments decreased $331 thousand during the current quarter. The fourth quarter provision for funded loans of $3.6 million increased from the prior quarter due largely to an increase of $5.0 million in net charge-offs and was positively impacted by favorable changes in certain portfolio baseline loss rates.

    Non-interest income

    The following table presents the components of non-interest income for the periods indicated:

      Three Months Ended        
    (Dollars in thousands) December 31,
    2024
      September 30,
    2024
      $ Change   % Change
    Mortgage banking income $ 5,516     $ 6,474     $ (958 )   (14.8 )%
    Wealth management income   1,527       1,447       80     5.5 %
    SBA loan income   1,143       544       599     110.1 %
    Earnings on investment in life insurance   224       222       2     0.9 %
    Gain on sale of MSRs   3,992       —       3,992     100.0 %
    Net change in the fair value of derivative instruments   (146 )     (102 )     (44 )   43.1 %
    Net change in the fair value of loans held-for-sale   (163 )     169       (332 )   (196.4 )%
    Net change in the fair value of loans held-for-investment   (552 )     965       (1,517 )   (157.2 )%
    Net (loss) gain on hedging activity   192       (197 )     389     (197.5 )%
    Net loss on sale of investment securities available-for-sale   2       (57 )     59     (103.5 )%
    Other   1,545       1,366       179     13.1 %
    Total non-interest income $ 13,280     $ 10,831     $ 2,449     22.6 %

    Total non-interest income increased $2.4 million, or 22.6%, quarter-over-quarter after recognizing a gain of $4.0 million on the sale of $6.6 million in residential mortgage loan servicing rights; change in gains of $389 thousand in hedging activity; and a $317 thousand gain on the sale of a $1.7 million residential OREO property, which is recorded in other non-interest income. In addition, SBA income increased $599 thousand due largely to a higher level of SBA loan sales. SBA loans sold for the quarter-ended December 31, 2024 totaled $19.9 million, up $8.0 million, or 67.4%, compared to the quarter-ended September 30, 2024. The gross margin on SBA sales was 7.5% for the quarter, down from 7.9% for the previous quarter. These gains were partially offset by unfavorable portfolio fair value changes of $1.9 million combined, and lower levels of mortgage banking income, which decreased $1.0 million, or 14.8%. Mortgage loan sales decreased $29.8 million or 12.1% quarter over quarter driving lower gain on sale income at a slightly lower margin.

    Non-interest expense

    The following table presents the components of non-interest expense for the periods indicated:

      Three Months Ended        
    (Dollars in thousands) December 31,
    2024
      September 30,
    2024
      $ Change   % Change
    Salaries and employee benefits $ 12,429   $ 12,829   $ (400 )   (3.1 )%
    Occupancy and equipment   2,270     1,243     1,027     82.6 %
    Professional fees   1,134     1,106     28     2.5 %
    Data processing and software   1,553     1,553     —     — %
    Advertising and promotion   839     717     122     17.0 %
    Pennsylvania bank shares tax   243     181     62     34.3 %
    Other   2,943     2,917     26     0.9 %
    Total non-interest expense $ 21,411   $ 20,546   $ 865     4.2 %

    Occupancy and equipment expense increased $1.0 million, net, due to fees, credits and other disposal costs for the early termination of the Blue Bell lease. The lease termination is expected to improve occupancy expense by $359 thousand per year. Advertising and promotion, which includes business development with other expenses, were up $148 thousand due to seasonal events. These increases were partially offset by a decrease in salaries and benefits of $400 thousand. Bank and wealth segments combined increased $5 thousand, while the mortgage segment decreased $405 thousand. Mortgage segment salaries, commissions, and employee benefits expense are impacted by volume and decreased commensurate with the lower levels of originations, which were down $36.1 million over the prior quarter.

    Balance Sheet – December 31, 2024 Compared to September 30, 2024

    Total assets decreased $1.9 million, or 0.1%, to $2.4 billion as of December 31, 2024 from $2.4 billion at September 30, 2024. Despite continued strong loan growth during the quarter, total assets decreased due to the decline in mortgage loans held for sale and the sale of mortgage servicing rights. Interest-bearing cash increased $2.1 million, or 10.4%, to $21.9 million as of December 31, 2024, from September 30, 2024.

    Portfolio loan growth was $22.8 million, or 1.1% quarter-over-quarter. The portfolio growth was generated from commercial mortgage loans which increased $23.0 million, or 2.9%, construction loans which increased $9.0 million, or 3.6%, commercial & industrial loans which increased $3.5 million, or 1.0%. Lease financings decreased $10.7 million, or 12.4% from September 30, 2024, partially offsetting the above noted loan growth, but this decline was expected as we continue to refocus away from lease originations.

    Total deposits increased $26.4 million, or 1.3% quarter-over-quarter, due largely to higher levels of money market accounts and interest bearing demand deposits to a lesser degree. Money market accounts and savings accounts increased a combined $90.7 million, while interest bearing demand deposits increased $8.0 million. Time deposits decreased $75.9 million from largely wholesale efforts. Non-interest bearing deposits increased $3.7 million. Overall borrowings decreased $20.4 million, or 14.1% quarter-over-quarter.

    Total stockholders’ equity increased by $4.1 million from September 30, 2024, to $171.5 million as of December 31, 2024. Changes to equity for the current quarter included net income of $5.6 million, less dividends paid of $1.4 million, offset by a decrease of $876 thousand in other comprehensive income. The Community Bank Leverage Ratio for the Bank was 9.21% at December 31, 2024.

    Asset Quality Summary

    Non-performing loans decreased $18 thousand to $45.1 million at December 31, 2024 compared to $45.1 million at September 30, 2024. As a result of the decrease, the ratio of non-performing loans to total loans decreased 1 bps to 2.19% as of December 31, 2024, from 2.20% as of September 30, 2024. During the quarter a $1.7 million residential property in OREO was sold, reducing non-performing assets by $1.7 million. As a result, the ratio of non-performing assets to total assets decreased 7 bps to 1.90% as of December 31, 2024, compared to 1.97% as of September 30, 2024. The decrease in non-performing loans was primarily due to the partial charge-off of a commercial loan relationship discussed below, largely offset by an increase in non-performing construction loans.

    Meridian realized net charge-offs of 0.34% of total average loans for the quarter ended December 31, 2024, up from 0.11% for the quarter ended September 30, 2024. Net charge-offs increased to $7.1 million for the quarter ended December 31, 2024, compared to net charge-offs of $2.3 million for the quarter ended September 30, 2024. Fourth quarter charge-offs consisted of $3.5 million in charge-offs on a protracted commercial advertising loan relationship, $1.3 million of small ticket equipment leases which are charged-off after becoming more than 120 days past due, and $1.7 million in SBA loans. Overall there were recoveries of $315 thousand, largely related to leases and small business loans.

    The ratio of allowance for credit losses to total loans held for investment, excluding loans at fair value (a non-GAAP measure, see reconciliation in the Appendix), was 0.91% as of December 31, 2024, a decrease from the coverage ratio of 1.10% as of September 30, 2024 due largely to the level of charge-offs in the quarter discussed above. As of December 31, 2024 there were specific reserves of $2.7 million against individually evaluated loans, a decrease of $4.1 million from $6.8 million in specific reserves as of September 30, 2024. The specific reserve decline over the prior quarter was the result of the commercial loan relationship specific reserve charge-off, combined with specific reserve charge-offs on SBA loans, while new specific reserves were established on additional SBA loans in the current quarter.

    About Meridian Corporation

    Meridian Bank, the wholly owned subsidiary of Meridian Corporation, is an innovative community bank serving Pennsylvania, New Jersey, Delaware and Maryland. Through its 18 offices, including banking branches and mortgage locations, Meridian offers a full suite of financial products and services. Meridian specializes in business and industrial lending, retail and commercial real estate lending, electronic payments, and wealth management solutions through Meridian Wealth Partners. Meridian also offers a broad menu of high-yield depository products supported by robust online and mobile access. For additional information, visit our website at http://www.meridianbanker.com. Member FDIC.

    “Safe Harbor” Statement

    In addition to historical information, this press release may contain “forward-looking statements” within the meaning of the “safe harbor” provisions of the Private Securities Litigation Reform Act of 1995. These forward-looking statements include statements with respect to Meridian Corporation’s strategies, goals, beliefs, expectations, estimates, intentions, capital raising efforts, financial condition and results of operations, future performance and business. Statements preceded by, followed by, or that include the words “may,” “could,” “should,” “pro forma,” “looking forward,” “would,” “believe,” “expect,” “anticipate,” “estimate,” “intend,” “plan,” or similar expressions generally indicate a forward-looking statement. These forward-looking statements involve risks and uncertainties that are subject to change based on various important factors (some of which, in whole or in part, are beyond Meridian Corporation’s control). Numerous competitive, economic, regulatory, legal and technological factors, risks and uncertainties that could cause actual results to differ materially include, without limitation, credit losses and the credit risk of our commercial and consumer loan products; changes in the level of charge-offs and changes in estimates of the adequacy of the allowance for credit losses, or ACL; cyber-security concerns; rapid technological developments and changes; increased competitive pressures; changes in spreads on interest-earning assets and interest-bearing liabilities; changes in general economic conditions and conditions within the securities markets; unanticipated changes in our liquidity position; unanticipated changes in regulatory and governmental policies impacting interest rates and financial markets; legislation affecting the financial services industry as a whole, and Meridian Corporation, in particular; changes in accounting policies, practices or guidance; developments affecting the industry and the soundness of financial institutions and further disruption to the economy and U.S. banking system; among others, could cause Meridian Corporation’s financial performance to differ materially from the goals, plans, objectives, intentions and expectations expressed in such forward-looking statements. Meridian Corporation cautions that the foregoing factors are not exclusive, and neither such factors nor any such forward-looking statement takes into account the impact of any future events. All forward-looking statements and information set forth herein are based on management’s current beliefs and assumptions as of the date hereof and speak only as of the date they are made. For a more complete discussion of the assumptions, risks and uncertainties related to our business, you are encouraged to review Meridian Corporation’s filings with the Securities and Exchange Commission, including our Annual Report on Form 10-K for the year ended December 31, 2023 and subsequently filed quarterly reports on Form 10-Q and current reports on Form 8-K that update or provide information in addition to the information included in the Form 10-K and Form 10-Q filings, if any. Meridian Corporation does not undertake to update any forward-looking statement whether written or oral, that may be made from time to time by Meridian Corporation or by or on behalf of Meridian Bank.

    MERIDIAN CORPORATION AND SUBSIDIARIES
    FINANCIAL RATIOS (Unaudited)
    (Dollar amounts and shares in thousands, except per share amounts)
      Three Months Ended
      December 31,
    2024
      September 30,
    2024
      June 30,
    2024
      March 31,
    2024
      December 31,
    2023
    Earnings and Per Share Data:                  
    Net income $ 5,601     $ 4,743     $ 3,326     $ 2,676     $ 571  
    Basic earnings per common share $ 0.50     $ 0.43     $ 0.30     $ 0.24     $ 0.05  
    Diluted earnings per common share $ 0.49     $ 0.42     $ 0.30     $ 0.24     $ 0.05  
    Common shares outstanding   11,240       11,229       11,191       11,186       11,183  
                       
    Performance Ratios:                  
    Return on average assets(2)   0.92 %     0.80 %     0.58 %     0.47 %     0.10 %
    Return on average equity(2)   13.01       11.41       8.25       6.73       1.44  
    Net interest margin (tax-equivalent)(2)   3.29       3.20       3.06       3.09       3.18  
    Yield on earning assets (tax-equivalent)(2)   6.81       7.06       6.98       6.90       6.81  
    Cost of funds(2)   3.71       4.05       4.10       4.00       3.81  
    Efficiency ratio   65.72 %     70.67 %     72.89 %     73.90 %     78.63 %
                       
    Asset Quality Ratios:                  
    Net charge-offs (recoveries) to average loans   0.34 %     0.11 %     0.20 %     0.12 %     0.11 %
    Non-performing loans to total loans   2.19       2.20       1.84       1.93       1.76  
    Non-performing assets to total assets   1.90       1.97       1.68       1.74       1.58  
    Allowance for credit losses to:                  
    Total loans and other finance receivables   0.91       1.09       1.09       1.18       1.17  
    Total loans and other finance receivables (excluding loans at fair value)(1)   0.91       1.10       1.10       1.19       1.17  
    Non-performing loans   40.86 %     48.66 %     57.66 %     60.59 %     65.48 %
                       
    Capital Ratios:                  
    Book value per common share $ 15.26     $ 14.91     $ 14.51     $ 14.30     $ 14.13  
    Tangible book value per common share $ 14.93     $ 14.58     $ 14.17     $ 13.96     $ 13.78  
    Total equity/Total assets   7.19 %     7.01 %     6.91 %     6.98 %     7.04 %
    Tangible common equity/Tangible assets – Corporation(1)   7.05       6.87       6.76       6.82       6.87  
    Tangible common equity/Tangible assets – Bank(1)   9.06       8.95       8.85       8.93       8.94  
    Tier 1 leverage ratio – Bank   9.21       9.32       9.33       9.42       9.46  
    Common tier 1 risk-based capital ratio – Bank   10.33       10.17       9.84       9.87       10.10  
    Tier 1 risk-based capital ratio – Bank   10.33       10.17       9.84       9.87       10.10  
    Total risk-based capital ratio – Bank   11.20 %     11.22 %     10.84 %     10.95 %     11.17 %
    (1) See Non-GAAP reconciliation in the Appendix                
    (2) Annualized                  
    MERIDIAN CORPORATION AND SUBSIDIARIES
    CONDENSED CONSOLIDATED STATEMENTS OF INCOME (Unaudited)
    (Dollar amounts and shares in thousands, except per share amounts)
      Three Months Ended   Year Ended
      December 31,
    2024
      September 30,
    2024
      December 31,
    2023
      December 31,
    2024
      December 31,
    2023
    Interest income:                  
    Loans and other finance receivables, including fees $ 37,229     $ 38,103     $ 34,469     $ 147,157     $ 130,081  
    Securities – taxable   1,684       1,480       1,020       5,739       3,873  
    Securities – tax-exempt   314       320       331       1,283       1,369  
    Cash and cash equivalents   801       416       526       1,848       1,266  
    Total interest income   40,028       40,319       36,346       156,027       136,589  
    Interest expense:                  
    Deposits   18,341       19,313       16,806       74,037       57,819  
    Borrowings and subordinated debentures   2,388       2,764       2,598       10,994       9,828  
    Total interest expense   20,729       22,077       19,404       85,031       67,647  
    Net interest income   19,299       18,242       16,942       70,996       68,942  
    Provision for credit losses   3,572       2,282       4,628       11,400       6,815  
    Net interest income after provision for credit losses   15,727       15,960       12,314       59,596       62,127  
    Non-interest income:                  
    Mortgage banking income   5,516       6,474       3,394       21,044       16,537  
    Wealth management income   1,527       1,447       1,239       5,735       4,928  
    SBA loan income   1,143       544       1,022       3,458       4,485  
    Earnings on investment in life insurance   224       222       204       868       789  
    Gain on sale of MSRs   3,992       —       —       3,992       —  
    Net change in the fair value of derivative instruments   (146 )     (102 )     (126 )     30       91  
    Net change in the fair value of loans held-for-sale   (163 )     169       120       (25 )     32  
    Net change in the fair value of loans held-for-investment   (552 )     965       805       214       132  
    Net (loss) gain on hedging activity   192       (197 )     (53 )     (87 )     28  
    Net loss on sale of investment securities available-for-sale   2       (57 )     —       (55 )     (58 )
    Other   1,545       1,366       1,512       6,166       5,001  
    Total non-interest income   13,280       10,831       8,117       41,339       31,965  
    Non-interest expense:                  
    Salaries and employee benefits   12,429       12,829       11,744       47,268       47,377  
    Occupancy and equipment   2,270       1,243       1,232       5,976       4,842  
    Professional fees   1,134       1,106       1,382       4,767       4,312  
    Data processing and software   1,553       1,553       1,651       6,144       6,415  
    Advertising and promotion   839       717       931       3,293       3,730  
    Pennsylvania bank shares tax   243       181       233       972       968  
    Other   2,943       2,917       2,530       10,729       9,481  
    Total non-interest expense   21,411       20,546       19,703       79,149       77,125  
    Income before income taxes   7,596       6,245       728       21,786       16,967  
    Income tax expense   1,995       1,502       157       5,440       3,724  
    Net income $ 5,601     $ 4,743     $ 571     $ 16,346     $ 13,243  
                       
    Basic earnings per common share $ 0.50     $ 0.43     $ 0.05     $ 1.47     $ 1.19  
    Diluted earnings per common share $ 0.49     $ 0.42     $ 0.05     $ 1.45     $ 1.16  
                       
    Basic weighted average shares outstanding   11,158       11,110       11,070       11,113       11,115  
    Diluted weighted average shares outstanding   11,375       11,234       11,206       11,243       11,387  
    MERIDIAN CORPORATION AND SUBSIDIARIES
    CONDENSED CONSOLIDATED STATEMENTS OF CONDITION (Unaudited)
    (Dollar amounts and shares in thousands, except per share amounts)
      December 31,
    2024
      September 30,
    2024
      June 30,
    2024
      March 31,
    2024
      December 31,
    2023
    Assets:                  
    Cash and due from banks $ 5,598     $ 12,542     $ 8,457     $ 8,935     $ 10,067  
    Interest-bearing deposits at other banks   21,864       19,805       15,601       14,092       46,630  
    Cash and cash equivalents   27,462       32,347       24,058       23,027       56,697  
    Securities available-for-sale, at fair value   174,304       171,568       159,141       150,996       146,019  
    Securities held-to-maturity, at amortized cost   33,771       33,833       35,089       35,157       35,781  
    Equity investments   2,086       2,166       2,088       2,092       2,121  
    Mortgage loans held for sale, at fair value   32,413       46,602       54,278       29,124       24,816  
    Loans and other finance receivables, net of fees and costs   2,030,437       2,008,396       1,988,535       1,956,315       1,895,806  
    Allowance for credit losses   (18,438 )     (21,965 )     (21,703 )     (23,171 )     (22,107 )
    Loans and other finance receivables, net of the allowance for credit losses   2,011,999       1,986,431       1,966,832       1,933,144       1,873,699  
    Restricted investment in bank stock   7,753       8,542       10,044       8,560       8,072  
    Bank premises and equipment, net   12,151       12,807       13,114       13,451       13,557  
    Bank owned life insurance   29,712       29,489       29,267       29,051       28,844  
    Accrued interest receivable   9,958       10,012       9,973       9,864       9,325  
    Other real estate owned   159       1,862       1,862       1,703       1,703  
    Deferred income taxes   4,669       3,537       3,950       4,339       4,201  
    Servicing assets   4,382       4,364       11,341       11,573       11,748  
    Servicing assets held for sale   —       6,609       —       —       —  
    Goodwill   899       899       899       899       899  
    Intangible assets   2,767       2,818       2,869       2,920       2,971  
    Other assets   31,382       33,835       26,779       37,023       25,740  
    Total assets $ 2,385,867     $ 2,387,721     $ 2,351,584     $ 2,292,923     $ 2,246,193  
                       
    Liabilities:                  
    Deposits:                  
    Non-interest bearing $ 240,858     $ 237,207     $ 224,040     $ 220,581     $ 239,289  
    Interest bearing                  
    Interest checking   141,439       133,429       130,062       121,204       150,898  
    Money market and savings deposits   913,536       822,837       787,479       797,525       747,803  
    Time deposits   709,535       785,454       773,855       761,386       685,472  
    Total interest-bearing deposits   1,764,510       1,741,720       1,691,396       1,680,115       1,584,173  
    Total deposits   2,005,368       1,978,927       1,915,436       1,900,696       1,823,462  
    Borrowings   124,471       144,880       187,260       145,803       174,896  
    Subordinated debentures   49,743       49,928       49,897       49,867       49,836  
    Accrued interest payable   6,860       7,017       7,709       8,350       10,324  
    Other liabilities   27,903       39,519       28,900       28,271       29,653  
    Total liabilities   2,214,345       2,220,271       2,189,202       2,132,987       2,088,171  
                       
    Stockholders’ equity:                  
    Common stock   13,243       13,232       13,194       13,189       13,186  
    Surplus   81,545       81,002       80,639       80,487       80,325  
    Treasury stock   (26,079 )     (26,079 )     (26,079 )     (26,079 )     (26,079 )
    Unearned common stock held by employee stock ownership plan   (1,006 )     (1,204 )     (1,204 )     (1,204 )     (1,204 )
    Retained earnings   111,961       107,765       104,420       102,492       101,216  
    Accumulated other comprehensive loss   (8,142 )     (7,266 )     (8,588 )     (8,949 )     (9,422 )
    Total stockholders’ equity   171,522       167,450       162,382       159,936       158,022  
    Total liabilities and stockholders’ equity $ 2,385,867     $ 2,387,721     $ 2,351,584     $ 2,292,923     $ 2,246,193  
    MERIDIAN CORPORATION AND SUBSIDIARIES
    CONDENSED CONSOLIDATED STATEMENTS OF INCOME AND SEGMENT INFORMATION (Unaudited)
    (Dollar amounts and shares in thousands, except per share amounts)
      Three Months Ended
      December 31,
    2024
      September 30,
    2024
      June 30,
    2024
      March 31,
    2024
      December 31,
    2023
    Interest income $ 40,028   $ 40,319   $ 38,465   $ 37,215   $ 36,346
    Interest expense   20,729     22,077     21,619     20,606     19,404
    Net interest income   19,299     18,242     16,846     16,609     16,942
    Provision for credit losses   3,572     2,282     2,680     2,866     4,628
    Non-interest income   13,280     10,831     9,244     7,984     8,117
    Non-interest expense   21,411     20,546     19,018     18,174     19,703
    Income before income tax expense   7,596     6,245     4,392     3,553     728
    Income tax expense   1,995     1,502     1,066     877     157
    Net Income $ 5,601   $ 4,743   $ 3,326   $ 2,676   $ 571
                       
    Basic weighted average shares outstanding   11,158     11,110     11,096     11,088     11,070
    Basic earnings per common share $ 0.50   $ 0.43   $ 0.30   $ 0.24   $ 0.05
                       
    Diluted weighted average shares outstanding   11,375     11,234     11,150     11,201     11,206
    Diluted earnings per common share $ 0.49   $ 0.42   $ 0.30   $ 0.24   $ 0.05
      Segment Information
      Three Months Ended December 31, 2024   Three Months Ended December 31, 2023
    (dollars in thousands) Bank   Wealth   Mortgage   Total   Bank   Wealth   Mortgage   Total
    Net interest income $ 19,178     $ 70     $ 51     $ 19,299     $ 16,908     $ (15 )   $ 49     $ 16,942  
    Provision for credit losses   3,572       —       —       3,572       4,628       —       —       4,628  
    Net interest income after provision   15,606       70       51       15,727       12,280       (15 )     49       12,314  
    Non-interest income   2,669       1,527       9,084       13,280       2,051       1,239       4,827       8,117  
    Non-interest expense   13,641       1,026       6,744       21,411       13,202       957       5,544       19,703  
    Income (loss) before income taxes $ 4,634     $ 571     $ 2,391     $ 7,596     $ 1,129     $ 267     $ (668 )   $ 728  
    Efficiency ratio   62 %     64 %     74 %     66 %     70 %     78 %     114 %     79 %
                                   
      Year Ended December 31, 2024   Year Ended December 31, 2023
    (dollars in thousands) Bank   Wealth   Mortgage   Total   Bank   Wealth   Mortgage   Total
    Net interest income $ 70,706     $ 146     $ 144     $ 70,996     $ 68,835     $ (27 )   $ 134     $ 68,942  
    Provision for credit losses   11,400       —       —       11,400       6,815       —       —       6,815  
    Net interest income after provision   59,306       146       144       59,596       62,020       (27 )     134       62,127  
    Non-interest income   7,576       5,735       28,028       41,339       7,743       4,928       19,294       31,965  
    Non-interest expense   51,584       3,506       24,059       79,149       48,827       3,661       24,637       77,125  
    Income (loss) before income taxes $ 15,298     $ 2,375     $ 4,113     $ 21,786     $ 20,936     $ 1,240     $ (5,209 )   $ 16,967  
    Efficiency ratio   66 %     60 %     85 %     70 %     64 %     75 %     127 %     76 %
                                   

    MERIDIAN CORPORATION AND SUBSIDIARIES
    APPENDIX: NON-GAAP MEASURES (Unaudited)
    (Dollar amounts and shares in thousands, except per share amounts)

    Meridian believes that non-GAAP measures are meaningful because they reflect adjustments commonly made by management, investors, regulators and analysts. The non-GAAP disclosure have limitations as an analytical tool, should not be viewed as a substitute for performance and financial condition measures determined in accordance with GAAP, and should not be considered in isolation or as a substitute for analysis of Meridian’s results as reported under GAAP, nor is it necessarily comparable to non-GAAP performance measures that may be presented by other companies.

      Pre-tax, Pre-provision Reconciliation
      Three Months Ended   Year Ended
    (Dollars in thousands, except per share data, Unaudited) December 31,
    2024
      September 30,
    2024
      December 31,
    2023
      December 31,
    2024
      December 31,
    2023
    Income before income tax expense $ 7,596   $ 6,245   $ 728   $ 21,786   $ 16,967
    Provision for credit losses   3,572     2,282     4,628     11,400     6,815
    Pre-tax, pre-provision income $ 11,168   $ 8,527   $ 5,356   $ 33,186   $ 23,782
      Pre-tax, Pre-provision Reconciliation
      Three Months Ended   Year Ended
    (Dollars in thousands, except per share data, Unaudited) December 31,
    2024
      September 30,
    2024
      December 31,
    2023
      December 31,
    2024
      December 31,
    2023
    Bank $ 8,206   $ 6,222   $ 5,757     $ 26,698   $ 27,751  
    Wealth   571     653     267       2,375     1,240  
    Mortgage   2,391     1,652     (668 )     4,113     (5,209 )
    Pre-tax, pre-provision income $ 11,168   $ 8,527   $ 5,356     $ 33,186   $ 23,782  
      Allowance For Credit Losses (ACL) to Loans and Other Finance Receivables, Excluding and Loans at Fair Value
      December 31,
    2024
      September 30,
    2024
      June 30,
    2024
      March 31,
    2024
      December 31,
    2023
    Allowance for credit losses (GAAP) $ 18,438     $ 21,965     $ 21,703     $ 23,171     $ 22,107  
                       
    Loans and other finance receivables (GAAP)   2,030,437       2,008,396       1,988,535       1,956,315       1,895,806  
    Less: Loans at fair value   (14,501 )     (13,965 )     (12,900 )     (13,139 )     (13,726 )
    Loans and other finance receivables, excluding loans at fair value (non-GAAP) $ 2,015,936     $ 1,994,431     $ 1,975,635     $ 1,943,176     $ 1,882,080  
                       
    ACL to loans and other finance receivables (GAAP)   0.91 %     1.09 %     1.09 %     1.18 %     1.17 %
    ACL to loans and other finance receivables, excluding loans at fair value (non-GAAP)   0.91 %     1.10 %     1.10 %     1.19 %     1.17 %
      Tangible Common Equity Ratio Reconciliation – Corporation
      December 31,
    2024
      September 30,
    2024
      June 30,
    2024
      March 31,
    2024
      December 31,
    2023
    Total stockholders’ equity (GAAP) $ 171,522     $ 167,450     $ 162,382     $ 159,936     $ 158,022  
    Less: Goodwill and intangible assets   (3,666 )     (3,717 )     (3,768 )     (3,819 )     (3,870 )
    Tangible common equity (non-GAAP)   167,856       163,733       158,614       156,117       154,152  
                       
    Total assets (GAAP)   2,385,867       2,387,721       2,351,584       2,292,923       2,246,193  
    Less: Goodwill and intangible assets   (3,666 )     (3,717 )     (3,768 )     (3,819 )     (3,870 )
    Tangible assets (non-GAAP) $ 2,382,201     $ 2,384,004     $ 2,347,816     $ 2,289,104     $ 2,242,323  
    Tangible common equity to tangible assets ratio – Corporation (non-GAAP)   7.05 %     6.87 %     6.76 %     6.82 %     6.87 %
      Tangible Common Equity Ratio Reconciliation – Bank
      December 31,
    2024
      September 30,
    2024
      June 30,
    2024
      March 31,
    2024
      December 31,
    2023
    Total stockholders’ equity (GAAP) $ 219,119     $ 217,028     $ 211,308     $ 208,319     $ 204,132  
    Less: Goodwill and intangible assets   (3,666 )     (3,717 )     (3,768 )     (3,819 )     (3,870 )
    Tangible common equity (non-GAAP)   215,453       213,311       207,540       204,500       200,262  
                       
    Total assets (GAAP)   2,382,014       2,385,994       2,349,600       2,292,894       2,244,893  
    Less: Goodwill and intangible assets   (3,666 )     (3,717 )     (3,768 )     (3,819 )     (3,870 )
    Tangible assets (non-GAAP) $ 2,378,348     $ 2,382,277     $ 2,345,832     $ 2,289,075     $ 2,241,023  
    Tangible common equity to tangible assets ratio – Bank (non-GAAP)   9.06 %     8.95 %     8.85 %     8.93 %     8.94 %
                       
                       
      Tangible Book Value Reconciliation
      December 31,
    2024
      September 30,
    2024
      June 30,
    2024
      March 31,
    2024
      December 31,
    2023
    Book value per common share $ 15.26     $ 14.91     $ 14.51     $ 14.30     $ 14.13  
    Less: Impact of goodwill /intangible assets   0.33       0.33       0.34       0.34       0.35  
    Tangible book value per common share $ 14.93     $ 14.58     $ 14.17     $ 13.96     $ 13.78  

    Contact:
    Christopher J. Annas
    484.568.5001
    CAnnas@meridianbanker.com

    The MIL Network –

    January 25, 2025
  • MIL-OSI: MKS Instruments Completes Repricing on its Secured Term Loan B USD and EUR Tranches and Makes a $100 Million Voluntary Prepayment on its Secured Term Loan B USD

    Source: GlobeNewswire (MIL-OSI)

    ANDOVER, Mass., Jan. 24, 2025 (GLOBE NEWSWIRE) — MKS Instruments, Inc. (NASDAQ: MKSI), a global provider of enabling technologies that transform our world, announced today that it successfully completed the repricing of its $2.5 billion and €0.6 billion secured tranche B term loans maturing in 2029. The repricing results in a reduction of the interest rate for the USD tranche B term loans from SOFR plus a margin of 225 basis points to SOFR plus 200 basis points and EUR tranche B term loans from EURIBOR plus a margin of 275 basis points to EURIBOR plus 250 basis points.

    In addition, concurrently with the repricing, MKS made a voluntary prepayment of $100 million on its USD tranche B term loans, reducing the principal amount of USD tranche B term loans from $2.6 billion to $2.5 billion.

    Based on the current interest rates, the annualized cash interest savings from the combined actions is approximately $15 million.

    “We continue to demonstrate our commitment to deleveraging our balance sheet,” said Ram Mayampurath, Executive Vice President, Chief Financial Officer and Treasurer. “Our latest term loan B repricing is one of many actions taken over the last 18 months to proactively seek opportunities to reduce costs and maximize free cash flow to repay debt.”

    JPMorgan Chase Bank, N.A., Barclays Bank PLC, BofA Securities, Inc., Citibank, N.A., HSBC Securities (USA) Inc., Mizuho Bank, Ltd., Morgan Stanley Senior Funding, Inc., and PNC Bank, National Association acted as the joint lead arrangers and joint bookrunners for the tranche B term loan repricing.

    About MKS Instruments
    MKS Instruments enables technologies that transform our world. We deliver foundational technology solutions to leading edge semiconductor manufacturing, electronics and packaging, and specialty industrial applications. We apply our broad science and engineering capabilities to create instruments, subsystems, systems, process control solutions and specialty chemicals technology that improve process performance, optimize productivity and enable unique innovations for many of the world’s leading technology and industrial companies. Our solutions are critical to addressing the challenges of miniaturization and complexity in advanced device manufacturing by enabling increased power, speed, feature enhancement, and optimized connectivity. Our solutions are also critical to addressing ever-increasing performance requirements across a wide array of specialty industrial applications. Additional information can be found at http://www.mks.com.

    SAFE HARBOR FOR FORWARD-LOOKING STATEMENTS
    This press release contains a forward-looking statement within the meaning of the Private Securities Litigation Reform Act of 1995, Section 27 of the Securities Act, and Section 21E of the Securities Exchange Act regarding MKS’ cash interest savings. This statement is only a prediction based on current assumptions and expectations. Actual events or results, including changes in interest rates, may differ materially from those in the forward-looking statement set forth herein. Readers are referred to MKS’ filings with the Securities and Exchange Commission, including its most recent Annual Report on Form 10-K and any subsequent Quarterly Reports on Form 10-Q for a discussion of these and other important risk factors concerning MKS and its operations. MKS is under no obligation to, and expressly disclaims any obligation to, update or alter its forward-looking statements, whether as a result of new information, future events or otherwise.

    Company Contact:
    Paretosh Misra
    Vice President, Investor Relations
    Telephone: (978) 284-4705
    Email: paretosh.misra@mksinst.com

    The MIL Network –

    January 25, 2025
  • MIL-OSI: Fusion Fuel Provides Update on Gas Business, Announces Key Developments in Middle East Operations

    Source: GlobeNewswire (MIL-OSI)

    DUBLIN, Jan. 24, 2025 (GLOBE NEWSWIRE) — via IBN – Fusion Fuel Green PLC (Nasdaq: HTOO) (“Fusion Fuel” or the “Company”), a leading provider of full-service energy engineering and advisory solutions, is pleased to announce several significant developments in its Al Shola Gas (“Al Shola”) subsidiary, which continues to serve as a core driver of growth and profitability for the Company.

    Between November 2024 and January 2025, Al Shola secured new orders and renewals valued at approximately USD $3.5 million. These include the renewal of an exclusive LPG supply contract in the residential sector and multiple supply and installation projects across diverse customer segments, such as manufacturing, hospitality, and construction.

    Commenting on the commercial progress, JP Backwell, CEO of Fusion Fuel, said: “Our gas business continues to generate meaningful cash flows in its core markets in the Middle East, representing a strong and profitable foundation for Fusion Fuel. The recent orders and renewals underscore the trust our customers place in us and our ability to deliver both fuel and value-added solutions safely and reliably. Looking ahead, we see tremendous potential for growth with additional investment in our infrastructure, particularly to expand our bulk LPG supply capabilities. We are excited about the opportunity to broaden our geographical reach, expand our service offerings, and increase our capacity, which we believe will unlock new revenue streams and enable us to meet the growing demand from our customers, both in the Middle East and beyond. With our Al Shola Gas and BrightHy operating businesses, Fusion Fuel is well-positioned to drive sustainable growth and create long-term value for our shareholders by delivering innovative energy solutions across the full energy value chain.”

    About Fusion Fuel Green plc

    Fusion Fuel Green PLC (NASDAQ: HTOO) is an emerging leader in the energy services sector, offering a comprehensive suite of energy engineering and advisory solutions through its Al Shola Gas and BrightHy subsidiaries. Al Shola Gas provides full-service industrial gas solutions, including the design, supply, and maintenance of liquefied petroleum gas (LPG) systems, as well as the transport and distribution of LPG to a broad range of customers across commercial, industrial, and residential sectors. BrightHy, the Company’s newly launched hydrogen solutions platform, focuses on delivering innovative engineering and advisory services that enable decarbonization across hard-to-abate industries.

    Learn more about Fusion Fuel by visiting our website at https://www.fusion-fuel.eu and following us on LinkedIn.

    Forward-Looking Statements

    This press release includes “forward-looking statements.” Forward-looking statements may be identified by the use of words such as “estimate,” “plan,” “project,” “forecast,” “intend,” “will,” “expect,” “anticipate,” “believe,” “seek,” “target”, “may”, “intend”, “predict”, “should”, “would”, “predict”, “potential”, “seem”, “future”, “outlook” or other similar expressions (or negative versions of such words or expressions) that predict or indicate future events or trends or that are not statements of historical matters. These forward-looking statements are not guarantees of future performance, conditions or results, and involve a number of known and unknown risks, uncertainties, assumptions and other important factors, many of which are outside the Company’s control, that could cause actual results or outcomes to differ materially from those discussed in the forward-looking statements. Fusion Fuel has based these forward-looking statements largely on its current expectations, including but not limited the ability of the investment reported on to be consummated as anticipated. Such forward-looking statements are subject to risks and uncertainties (including those set forth in Fusion Fuel’s Annual Report on Form 20-F for the year ended December 31, 2023, filed with the Securities and Exchange Commission) which could cause actual results to differ from the forward-looking statements.

    Investor Relations Contact
    ir@fusion-fuel.eu

    Wire Service Contact:
    IBN
    Austin, Texas
    http://www.InvestorBrandNetwork.com
    512.354.7000 Office
    Editor@InvestorBrandNetwork.com

    The MIL Network –

    January 25, 2025
  • MIL-OSI: First Federal Savings Bank and ICBA Provide Tips to Safeguard Sensitive Information During Data Privacy Week Jan 24-28

    Source: GlobeNewswire (MIL-OSI)

    EVANSVILLE, Ind., Jan. 24, 2025 (GLOBE NEWSWIRE) — In recognition of Data Privacy Week, First Federal Savings Bank and the Independent Community Bankers of America® (ICBA) are reminding customers to take steps to safeguard their sensitive data and shield against financial losses in the event of a compromise or data breach. The global average cost of a data breach in 2024 was $4.88 million, a 10 percent increase over 2023 and the highest ever recorded.

    “While there’s no fool-proof method to safeguard sensitive data, at First Federal Savings Bank, we believe that an important step in the fight against such attacks is arming customers with the proper protocols to reduce their exposure,” said Christy McBride, Chief Operations Officer & Information Security Officer, EVP. “As a community bank, First Federal Savings Bank uses sophisticated technology and monitoring techniques, intricate firewalls, and other methods to secure customer data. Additionally, we maintain stringent privacy policies and educate employees to treat confidential information with the utmost care.”

    Reducing Your Risk
    As a consumer you also can help minimize your risk by:

    • Restricting use of public wi-fi and computers—These networks may be convenient but are not as secure. If you make purchases while away from your home or work network, use a virtual private network or mobile hotspot.
    • Limiting disclosed information—Never respond to requests for personal information such as your banking ID, account number, username, or password, even if they appear to originate from your bank, government agencies or officials, or companies with which you have a relationship.
    • Taking advantage of security features—Update your computer security software and apply software updates to your computer system, mobile devices, web browsers, and operating system regularly to defend against viruses, malware, and other online threats.
    • Monitoring account activity—Carefully review bank statements, card transactions, and check your credit report regularly for unusual or unexplained charges, unknown accounts in your name, or unexpected denials on your card and report any suspicious activity to your bank immediately.
    • Protecting each account with a unique, complex password—Use numbers and symbols at least 12 characters long along with using a password manager. Use multifactor authentication for accounts that allow it.

    Responding to a Data Breach
    In the unfortunate event of a data breach, to minimize your risk:

    • Consider a security freeze on your credit report to restrict credit file access.
    • Set up a fraud alert, which directs banks to verify your identity before opening a new account, issuing an additional card, or increasing the credit limit on an existing account.
    • Shred documents with personal or sensitive information and change your passwords.
    • Report stolen finances or identities and other cybercrime to the Internet Crime Complaint Center and to your local law enforcement and/or state attorney general.

    Learn more about how to protect your digital life by visiting the Stay Safe Online website and spreading the word on social media with the hashtag #BeCyberSmart.

    About First Federal Savings Bank Member FDIC

    First Federal Savings Bank was established on Evansville, Indiana’s Westside in 1904. A community bank offering eight locations in Posey, Vanderburgh, Warrick, and Henderson County. First Federal Savings Bank is also proud to offer Home Building Savings Bank locations in Daviess and Pike County.

    About ICBA

    The Independent Community Bankers of America® has one mission: to create and promote an environment where community banks flourish. We power the potential of the nation’s community banks through effective advocacy, education, and innovation.

    As local and trusted sources of credit, America’s community banks leverage their relationship-based business model and innovative offerings to channel deposits into the neighborhoods they serve, creating jobs, fostering economic prosperity, and fueling their customers’ financial goals and dreams. For more information, visit ICBA’s website at icba.org.

    The MIL Network –

    January 25, 2025
  • MIL-OSI: Key Tronic Corporation Awarded Major New Contract with Energy Resilience Technology Provider

    Source: GlobeNewswire (MIL-OSI)

    SPOKANE VALLEY, Wash., Jan. 24, 2025 (GLOBE NEWSWIRE) — Key Tronic Corporation (Nasdaq KTCC), a world class provider of manufacturing and design engineering services, today announced that it expects to begin manufacturing in the second half of 2025 for a market revolutionizing, innovative energy resilience technology provider.   

    Key Tronic has been awarded the manufacturing of an industry leading, innovative energy resiliency product. Initial production will ramp in late 2025 at the Key Tronic manufacturing campuses in Juarez, Mexico and Arkansas. Once fully ramped, Key Tronic believes the yearly revenue could exceed $60 million dollars.

    “We are looking forward to the design and manufacturing expertise of Key Tronic to help accelerate introduction of new products, as well as enhance our ability to increase product availability to fulfill the anticipated overwhelming demand,” said the CEO of Key Tronic’s new customer.

    “We are very excited to be working with a recognized, emerging leader in the energy resiliency industry,” said Brett Larsen, President and CEO of Key Tronic. “The product has the potential to assist in better asset management and public safety by ensuring increased vigilance across all operations. Our new customer is a highly respected company and we are thrilled to be involved with a product that can assist in the greater good. This important new strategic relationship represents an expansion of our customer base and we expect it will contribute to profitable long term growth.”

    About Key Tronic

    Key Tronic is a leading design engineering and contract manufacturer offering value-added design and manufacturing services from its facilities in the United States, Mexico, China and Vietnam. Key Tronic provides its customers full engineering services, materials management, worldwide manufacturing facilities, assembly services, in-house testing, and worldwide distribution. Its customers include some of the world’s leading original equipment manufacturers. For more information about Key Tronic visit: http://www.keytronic.com.

    Forward-Looking Statements

    Some of the statements in this press release are forward-looking statements within the meaning of the Private Securities Litigation Reform Act of 1995, including Key Tronic’s opportunities and its partnership, the potential success of Key Tronic and the customer, and related revenues. Forward-looking statements include all passages containing verbs such as aims, anticipates, believes, estimates, expects, hopes, intends, plans, predicts, projects or targets or nouns corresponding to such verbs.  Forward-looking statements also include other passages that are primarily relevant to expected future events or revenue or that can only be fully evaluated by events that will occur in the future.  There are many factors, risks and uncertainties that could cause actual results to differ materially from those predicted or projected in forward-looking statements, including but not limited to: the success and timing of ramping; availability and timing and receipt of critical parts or components; demand from customers and sales channels; the future of the global economic environment and its impact on our customers and suppliers; the availability of a healthy workforce; the accuracy of suppliers’ and customers’ forecasts; development and success of customers’ programs and products; success of new-product introductions; the risk of legal proceedings or governmental investigations relating to the previously reported financial statement restatements and related material weaknesses, the May 2024 cybersecurity incident and the subject of the internal investigation by the Company’s Audit Committee and related or other unrelated matters; acquisitions or divestitures of operations or facilities; technology advances; changes in pricing policies by the Company, its competitors, customers or suppliers; impact of new governmental legislation and regulation, including tax reform, tariffs and related activities, such trade negotiations and other risks; and other factors, risks, and uncertainties detailed from time to time in the Company’s SEC filings.

    CONTACTS: Anthony G. Voorhees   Michael Newman
      Chief Financial Officer   Investor Relations
      Key Tronic Corporation   StreetConnect
      (509) 927-5345   (206) 729-3625

    The MIL Network –

    January 25, 2025
  • MIL-OSI: China Medical System(00867)Obtained Class 1 Innovative Drug Long-acting Anti-IL-4Rα Monoclonal Antibody MG-K10

    Source: GlobeNewswire (MIL-OSI)

    SHENZHEN, CHINA, Jan. 24, 2025 (GLOBE NEWSWIRE) — China Medical System Holdings Limited (the “Company”, together with its subsidiaries, the “Group” or “CMS”) is pleased to announce that on 24 January 2025, the Group through subsidiaries of the Company entered into a Collaboration Agreement with Hunan Mabgeek Biotechnology Co., Ltd. (“Mabgeek Biotechnology”) and its subsidiary for Class 1 innovative drug anti-IL-4Rα humanized monoclonal antibody injection MG-K10 (“MG-K10” or the “Product”). The Group has obtained the co-development right as specifically agreed upon in the Agreement and exclusive commercialization right to the Product in Mainland China, Hong Kong Special Administrative Region, Macao Special Administrative Region, Taiwan Region and Singapore (the “Territory”); Mabgeek Biotechnology will support the commercialization activities and is responsible for the sale and supply of the Product. The collaboration term is perpetual.

    IL-4Rα is considered a key target for the treatment of type 2 inflammatory diseases, such as atopic dermatitis (AD), asthma, prurigo nodularis, etc. Anti-IL-4Rα monoclonal antibodies are among the best-selling biologics in this field. MG-K10 is an innovative long-acting anti-IL-4Rα humanized monoclonal antibody that simultaneously blocks the signaling of key type 2 inflammatory cytokines IL-4 and IL-13. Following Fc mutation, MG-K10 allows long dosing interval owing to its prolonged half-life, and it is expected to be the first long-acting anti-IL-4Rα monoclonal antibody marketed in China. Currently marketed anti-IL-4Rα drugs require dosing every two weeks, whereas MG-K10 only requires dosing every four weeks, demonstrating good efficacy and safety. MG-K10 has the potential to be the Best-in-Class (BIC).

    This collaboration marks another significant milestone for Dermavon (formerly known as CMS Skinhealth)’s layout in the dermatology field. MG-K10 will enrich the global differentiated innovative pipeline of Dermavon, and will strongly synergize with the existing product portfolio, such as marketed innovative drug ILUMETRI (tildrakizumab injection), marketed exclusive drug Hirudoid (mucopolysaccharide polysulfate cream) and dermatology-grade skincare products of Heling soothing product series (developed for AD patients), and innovative pipeline drugs ruxolitinib cream (for the topical treatment of mild to moderate AD and non-segmental vitiligo) and povorcitinib (for the treatment of non-segmental vitiligo, hidradenitis suppurativa, prurigo nodularis and chronic spontaneous urticaria), etc. Leveraging its proven clinical development and commercialization capabilities, the Group will fully cooperate with Mabgeek Biotechnology to promote the approval of MG-K10 in China, bringing a new treatment option with lower dosing frequency, good efficacy and safety to patients with type 2 inflammatory diseases in China.

    More information about MG-K10
    MG-K10 is a Class 1 innovative drug anti-IL-4Rα humanized monoclonal antibody injection that used for the treatment of type 2 inflammatory diseases, including AD, asthma, prurigo nodularis, allergic rhinitis, chronic rhinosinusitis with nasal polyps, eosinophilic esophagitis, chronic obstructive pulmonary disease and so on. It holds substance patents in specific countries/regions within the Territory.

    MG-K10 has entered Phase III clinical trials in China for AD, asthma, and prurigo nodularis. In the completed Phase II clinical trials for adult moderate-to-severe AD and moderate-to-severe asthma, MG-K10 has demonstrated good efficacy and safety[1-2]. Additionally, MG-K10 has obtained IND approval for eosinophilic esophagitis, chronic rhinosinusitis with nasal polyps, and seasonal allergic rhinitis in China.

    According to Frost & Sullivan, the global market for treatments targeting IL-4Rα is expected to reach US$28.7 billion by 2030, with a compound annual growth rate (CAGR) of 21.8% from 2020 to 2030. In China, the market is projected to reach US$4.08 billion by 2030, with a CAGR of 76.8% from 2020 to 2030.

    About AD indication
    MG-K10’s first indication, AD, is a chronic inflammatory skin condition characterized by severe itching. It is the most burdensome non-fatal skin disease globally, with at least 230 million people affected worldwide[3]. AD is also a prevalent and high-burden chronic disease in China, with the prevalence showing an upward trend[3]. According to the Global Burden of Disease Study 2019, the number of AD patients in China increased by 25.65% from 1990 to 2019[3]. It is estimated that there are approximately 36.09 million AD patients in China[3], with approximately 9.625 million suffering from moderate-to-severe AD[4].

    Current treatment options for AD primarily include topical and systemic treatments. For moderate-to-severe AD, topical medications are often insufficient to achieve disease control, necessitating the initiation of systemic treatments. However, due to the limitations in efficacy and safety of traditional systemic therapies for AD, moderate-to-severe AD patients often experience delays in systemic treatment initiation, poor compliance, and suboptimal disease control, leaving a significant unmet need in clinical practice[3]. MG-K10, with its extended dosing interval of once every four weeks, is expected to improve patient adherence and provide a new, effective, and safe systemic treatment option for patients with moderate-to-severe AD.

    About Mabgeek Biotechnology
    Mabgeek Biotechnology was founded in 2016 and has always adhered to the research and development concept of “innovation, efficiency and safety”, focusing on the fields of allergic inflammatory diseases and autoimmune diseases. Mabgeek Biotechnology is equipped with a research and development team composed of top industry experts. With excellent research capabilities and deep industry experience, Mabgeek Biotechnology uses its unique TEADA high-throughput antibody screening platform to develop innovative antibody drugs with high biological activity, excellent druggability, and differentiation. Mabgeek Biotechnology is committed to providing safer, more effective and more convenient treatment solutions for patients worldwide. For more information about Mabgeek Biotechnology and its products, please visit: https://www.mabge.com/.

    About CMS
    CMS is a platform company linking pharmaceutical innovation and commercialization with strong product lifecycle management capability, dedicated to providing competitive products and services to meet unmet medical needs.

    CMS focuses on the global first-in-class (FIC) and best-in-class (BIC) innovative products, and efficiently promotes the clinical research, development and commercialization of innovative products, enabling the continuous transformation of scientific research into clinical practices to benefit patients.

    CMS deeply engages in several specialty therapeutic fields, and has developed proven commercialization capabilities, extensive networks and expert resources, resulting in leading academic and market positions for its major marketed products. CMS continues to promote the in-depth development of its advantageous specialty fields and expand business boundaries. While strengthening the competitiveness of the cardio-cerebrovascular/gastroenterology business, CMS independently operates its dermatology and medical aesthetics business, and ophthalmology business, aiming to gain leading positions in specialty therapeutic fields, whilst enhancing the scale and efficiency. At the same time, CMS has expanded its business territory to the Southeast Asian market, striving to become a “bridgehead” for global pharmaceutical companies to enter the Southeast Asian market, further escorting the sustainable and healthy development of the Group.

    Reference:

    1. The data of the product’s Phase II clinical trial for AD indication as disclosed by Mabgeek: https://www.mabge.com/en/index.php?c=show&id=23
    2. The interim data of the product’s Phase II clinical trial for asthma indication as disclosed by Mabgeek: https://www.mabge.com/index.php?c=show&id=18
    3. Chinese Society of Dermatology, China Dermatologist Association. Clinical pathway for the diagnosis and treatment of moderate to severe atopic dermatitis in China (2023): an expert consensus[J]. Chinese Journal of Dermatology, 2023, 56(11): 1000-1007. DOI: 10.35541/cjd.20230247.
    4. Mao, Dandan et al. Prevalence and risk factors of atopic dermatitis in Chinese adults: a nationwide population-based cross-sectional study. Chinese medical journal vol. 136,5 604-606. 5 Mar. 2023, DOI:10.1097/CM9.0000000000002560

    CMS Disclaimer and Forward-Looking Statements
    This press release is not intended to promote any products to you and is not for advertising purposes. This press release does not recommend any drugs, medical devices and/or indications. If you want to know more about the diagnosis and treatment of specific diseases, please follow the opinions or guidance of your doctor or other medical and health professionals. Any treatment-related decisions made by healthcare professionals should be based on the patient’s specific circumstances and in accordance with the drug package insert.

    This press release which has been prepared by CMS does not constitute any offer or invitation to purchase or subscribe for any securities, and shall not form the basis for or be relied on in connection with any contract or binding commitment whatsoever. This press release has been prepared by CMS based on information and data which it considers reliable, but CMS makes no representation or warranty, express or implied, whatsoever, and no reliance shall be placed on, the truth, accuracy, completeness, fairness and reasonableness of the contents of this press release. Certain matters discussed in this press release may contain statements regarding the Group’s market opportunity and business prospects that are individually and collectively forward-looking statements. Such forward-looking statements are not guarantees of future performance and are subject to known and unknown risks, uncertainties and assumptions that are difficult to predict. Any forward-looking statements and projections made by third parties included in this press release are not adopted by the Group and the Company is not responsible for such third-party statements and projections.

    Media Contact

    Brand: China Medical System Holdings Ltd.

    Contact: CMS Investor Relations

    Email: ir@cms.net.cn

    Website: https://web.cms.net.cn/en/home/

    Source: China Medical System Holdings Ltd.

    The MIL Network –

    January 25, 2025
  • MIL-OSI: New way to earn cryptocurrencies: Earn Bitcoin BTC, DOGE, ETH with BitconeMine Best Free Cloud Mining

    Source: GlobeNewswire (MIL-OSI)

    LONDON, Jan. 24, 2025 (GLOBE NEWSWIRE) — Many people find that despite hard work, they don’t get the income they want. Since November 2024, the cryptocurrency market has skyrocketed and created multiple millionaires in a short period of time. People are beginning to realize that cryptocurrency is a financial asset that can create their own wealth in the short term, more than any other investment opportunity.

    The era of cryptocurrency has arrived, especially the rise of the mining industry. Understand the birth and rise of blockchain technology, the importance of digital currency to our economy, and the current market conditions. “BitconeMine” takes you in depth to understand how to earn fixed income through remote monitoring mining. Whether you are a beginner or an experienced veteran, you will learn how to make a profit in cloud mining in this guide. Take advantage of this opportunity and benefit from this comprehensive guide.

    About BitconeMine:

    BitconeMine is a leader in the global cloud mining industry. The company was established in London, UK in December 2017. It is officially authorized and regulated by the UK Financial Services Authority and strictly abides by laws and regulations. After years of vigorous development, BitconeMine has dozens of large mining farms in the United States, Canada, the United Kingdom, Norway, South Africa and other countries, with members in 197 countries and regions, and is trusted by 3 million users worldwide.

    Advantages of BitconeMine:

    ⦁ Low threshold and easy operation platform
    ⦁ Get a $10 instant bonus after registration.
    ⦁ High profit level and enjoy daily income.
    ⦁ No other service fees or management fees.
    ⦁ The platform uses more than a variety of cryptocurrencies for settlement, including USDT-TRC20, BTC, ETH, LTC, USDC, BNB, USDT-ERC20, BCH, DOGE, SOL (Solana) and XRP
    ⦁ The company’s affiliate program allows you to refer your friends and earn up to 3%-4.5% of the

    How to start participating:

    (1) Create a BitconeMine account.
    (2) Choose a mining package that suits you
    (3) Sign a contract – the system automatically starts mining.
    (4) Just wait every day. Interest is automatically settled every 24 hours

    BitconeMine offers free mining contract options and a variety of mining investment options, such as:

    Contract Price Contract duration Daily income Total revenue
    $100 2 $4.5 $100+$9
    $500 5 $6.25 $500+$31.25
    $1000 15 $13.3 $1000+$199.5
    $3000 21 $42.6 $3000+$894.6
    $5000 30 $77.5 $5000+$2325

    Each contract has a unique ROI and a specific contract period.

    Security and sustainability:

    BitconeMine takes user security very seriously and uses ⦁McAfee®, Cloudflare® and SSL encryption protection. And the company has long-term cooperation with Legal & General Insurance Company. BitconeMine is committed to transparency and legality. You don’t need to invest in equipment in advance, huge electricity bills, so you can focus more on getting returns. BitconeMine uses AI intelligent management to integrate mining equipment and uses new energy and renewable energy to protect the environment from pollution, greatly reducing operating costs, and is a benchmark for sustainable development.

    Conclusion:

    BitconeMine provides a simple package purchase contract method that even beginners can quickly understand. If you are looking for ways to increase passive income, BitconeMine is an excellent choice. If used properly, these opportunities can help you “automatically” increase your crypto wealth with minimal time investment and earn more than $1,000-100,000 per day.

    To learn more about BitconeMine, visit its official website: https://bitconemine.com

    Contact:
    Lily Tanoria
    info@bitconemine.com

    Disclaimer: This content is provided by BitconeMine. The statements, views and opinions expressed in this column are solely those of the content provider. The content of this article is for informational purposes only and should not be considered financial, investment, or legal advice. Cryptocurrency mining, including through platforms like BitconeMine, involves risks such as market volatility, regulatory changes, and potential financial losses. Prospective users are encouraged to conduct thorough research and consult with a professional advisor before making any decisions. BitconeMine’s performance, profitability, and rewards are not guaranteed and may vary based on individual circumstances, market conditions, and computational power. The author and publisher of this article are not responsible for any losses or damages arising from the use of the information provided. Always invest and participate responsibly.

    Photos accompanying this announcement are available at
    https://www.globenewswire.com/NewsRoom/AttachmentNg/f2d7343f-0790-4f97-8c96-d896799dac86
    https://www.globenewswire.com/NewsRoom/AttachmentNg/f34ecdcb-d6cb-446d-812d-c4913d46c902

    The MIL Network –

    January 25, 2025
  • MIL-OSI USA: Kennedy thanks March for Life: “I know it’s not easy, but it’s the right thing to do”

    US Senate News:

    Source: United States Senator John Kennedy (Louisiana)

    Watch Kennedy’s full message here.
    WASHINGTON – Sen. John Kennedy (R-La.) today released the following message addressing this year’s March for Life in Washington, D.C., which many Louisianians and Americans attend: 
    “I want to thank everybody—each and every one of you—who came here to Washington today to celebrate God’s greatest gift: life.” 
    . . .
    “Here in the Senate, I’ve been able to question a number of witnesses and officials who—believe it or not—support abortion up until the moment of birth.”
    . . .
    “In my judgment, that’s just a barbaric position, and I don’t think the American people support it.” 
    . . . 
    “When radicals push hard for these indefensible positions, we just have to have good people like you to stand up in front of God and country and speak up for innocent life.
    “I know it’s not easy, but it’s the right thing to do, and I thank you for doing it.”
    . . .
    “[T]his is what I believe: Every life is precious . . . and everybody deserves a shot at life—no matter where they come from. 
    “I am praying that this year’s march is as successful as ever, and that it spreads this message far and wide.”
    . . .
    “God bless all of you and God bless the mothers and the unborn babies you are working so hard to protect.”
    View Kennedy’s full remarks here.

    MIL OSI USA News –

    January 25, 2025
  • MIL-OSI USA: Crapo: FDIC Chairman Charting New Course for Sound Policy

    US Senate News:

    Source: United States Senator for Idaho Mike Crapo

    Washington, D.C.–U.S. Senator Mike Crapo (R-Idaho), a senior member of the Senate Banking Committee, applauded Acting Federal Deposit Insurance Corporation (FDIC) Chairman Travis Hill’s outline of priorities to refocus the agency’s efforts on sound banking practices and workplace conduct.
    “Travis has started the process of charting a new course at the agency that will promote the safety and soundness of banks, right-size regulations, improve innovation and technology, end all Choke Point-like tactics, and reestablish a strong workforce culture where misconduct is not tolerated,” said Crapo.  “I look forward to working with him to right-size regulation and promote economic growth.”
    Among Hill’s priorities is one to ensure law-abiding customers have access to bank accounts and banking services.  During the Obama Administration, Crapo fought against “Operation Choke Point,” an initiative in which Federal agencies pressured banks to “choke-off” politically disfavored industries’ access to payment systems and banking services.  Crapo has challenged banks in the past for issuing guidelines that could effectively cut off financial services to law-abiding firearm manufacturers, retailers and firearms purchasers if they do not comply with the bank’s firearms preferences. 
    In July 2024, Crapo joined several colleagues in demanding the FDIC withdraw its corporate governance guidelines, stating, “safety and soundness is the cornerstone regulatory principle of the U.S. banking system.”  Hill outlined priorities to withdraw these problematic proposals.

    MIL OSI USA News –

    January 25, 2025
  • MIL-OSI USA: Crapo, Risch Introduce Bill to Ban Critical Race Theory in U.S. History and Civics Education

    US Senate News:

    Source: United States Senator for Idaho Mike Crapo

    Washington, D.C.–U.S. Senator Jim Risch Mike Crapo (R-Idaho), Jim Risch (R-Idaho), Tim Sheehy (R-Montana) and Cynthia Lummis (R-Wyoming) introduced the Protect Equality and Civics Education (PEACE) Act to prohibit the use of taxpayer dollars to promote politically divisive concepts, such as Critical Race Theory, through the U.S. Department of Education’s American History and Civics Education program.
    The PEACE Act codifies the Trump Administration’s definition of “divisive concepts” as outlined in the 2020 Executive Order on Combating Race and Sex Stereotyping, ensuring our education standards reflect America’s founding principles and reject extreme ideology. 
    “Teaching children they are inherently ‘bad’ or ‘good’ based on conditions they cannot control is destructive and unproductive,” said Crapo.  “Schools should get back to quality education that will allow the next generation of leaders to thrive.”
    “For too long, the radical left has tried to rewrite American history and indoctrinate future generations with their woke agenda,” said Risch.  “My PEACE Act ensures taxpayer dollars are not used to promote Critical Race Theory or subject students to a divisive and misguided political agenda.”
    “It’s disgraceful that the Biden Administration spent the last four years using taxpayer money to force their radical, woke agenda onto our kids. I appreciate the work of my colleagues to put an end to this nonsense so the next generation can learn how to think, instead of what to think, and focus on preparing for success after graduation,” said Sheehy.
    “Rather than focusing on the safety and prosperity of our nation, the Biden administration spent the last four years funding and forcing far-left ideology on students across the United States,” said Lummis.  “I am proud to join my colleagues to combat this radical agenda in our public schools and focus on quality education.” 
    ?

    MIL OSI USA News –

    January 25, 2025
  • MIL-OSI Global: Political assassinations, police violence and lack of press freedom: 3 barriers to peace in Mozambique

    Source: The Conversation – Africa – By Corinna Jentzsch, Assistant Professor of International Relations, Leiden University

    Mozambique’s parliament and its new president, Daniel Chapo, were sworn in in mid-January 2025 after a tumultuous post-election period of protests, barricades and police violence.

    The 9 October 2024 elections prompted countless reports of fraud, leading the European Union election observer mission to note

    irregularities during counting of votes and unjustified alteration of election results.

    Based on this, and other accounts of fraud, the opposition candidate Venâncio Mondlane claimed to have won the elections and coordinated several weeks of protests across the country.

    These were met with a harsh police response. Over 4,200 people were reportedly arrested, 730 shot and 300 killed with live ammunition between 21 October 2024 and 16 January 2025.

    After spending several weeks abroad, Mondlane returned to Mozambique on 9 January to join ongoing political talks between the government and opposition parties.




    Read more:
    Mozambique’s deadly protests: how the country got here


    How can Mozambique move forward?

    To get out of its political crisis will not be easy. It will require the party in power, Frelimo, to fundamentally change how it deals with disagreement and discontent. Buying off political opposition elites, as has been done in the past, will not calm this political storm.

    Based on my research into political violence, I suggest that the cycles of violence in the country can only be broken if the new president addresses three issues related to state repression. He needs to do this in dialogue with opposition forces to earn trust and public support for the new government.

    The three issues are:

    • putting an end to violence perpetrated by the police and army

    • ending political assassinations and ensuring accountability for the ones that have taken place

    • protecting media freedom and ending violence against journalists.

    No more blind eye to police (and army) violence

    Human rights experts urged the government in November 2024 to end the post-election violence and allow thorough investigations. Experts appointed by the UN Human Rights Council expressed concerns about

    violations of the right to life, including of a child, deliberate killings of unarmed protesters and the excessive use of force by the police deployed to disperse peaceful protests.

    Such extensive repression has been a common response by the Mozambican security forces over the past years, with severe consequences for the evolution of conflict. For example, state repression has been a major contributor to armed conflict in the northern province of Cabo Delgado, where an Islamist insurgency has been raging since 2017. Victims of violence by security forces are an important source of recruits for the insurgency.

    Accountability for political assassinations

    Mozambique has suffered from targeted killings of political opposition figures. The most recent, high-profile political assassinations took place after the elections in October. Elvino Dias, Mondlane’s lawyer, and Paulo Guambe, an official of Podemos, the political party that supported Mondlane’s run for president, were shot dead in Maputo by unknown gunmen.

    Dias was preparing a court case challenging the election results.

    Mozambique has a long history of such political assassinations. These have rarely been investigated and no one has been held accountable. The government and police regularly deny any involvement, and people have come to speak of “death squads” seeking to intimidate the political opposition and civil society.

    Freedom of the press and civil society

    The ability of the press in Mozambique to hold people accountable for their actions has been severely constrained. Its ability to report and investigate those involved in state-sanctioned violence has been a challenge for a long time.

    In its annual report for 2023 the Media Institute of Southern Africa documented the extent to which journalists had been intimidated and attacked. It reported that such incidents increased during election periods.

    This was indeed the case in the 2024 pre-election period. Journalists faced arrests when, for example, reporting on police trying to disrupt opposition parties’ events.

    Mozambique enjoys a diverse media landscape, including multiple private and local media outlets. Nevertheless, press freedom has been curtailed. An example has been the treatment of journalists investigating the armed conflict in Cabo Delgado. Soon after the conflict began in October 2017, the government barred journalists from visiting the province, and many of those reporting nevertheless were detained and held for extended periods or arrested for unsubstantiated charges.




    Read more:
    Mozambique’s long struggle to build a nation – four novels that tell the story


    The case of Amade Abubacar made headlines in 2019 when he was detained and held for 13 days in military barracks without access to a lawyer. He was then charged with “violation of state secrets” and “public instigation to crime”.

    What Abubacar did was report on the insurgency. Since then, the situation has got worse for the media. Last year, the Cabo Delgado governor Valige Tauabo accused unnamed journalists of colluding with the
    insurgents.

    As I was writing this, news reached me that Arlindo Chissale, a journalist and political activist from Nacala, had been arrested, tortured and killed by the “death squads” mentioned earlier on 7 January 2025. Arlindo worked with me on researching the conflict in Cabo Delgado.

    Freedom of the press is important to hold the new government accountable for the promises it has made to the Mozambican people.

    The way forward

    Chapo delivered a well-crafted inauguration address on 15 January. It was well crafted because, as some analysts commented, he incorporated many of the policies being advocated by Mondlane.




    Read more:
    Venâncio Mondlane is Mozambique’s political challenger: what he stands for


    He said in his speech that he had heard what the protesters were telling him during the demonstrations. And he promised to promote unity, human rights and political dialogue to (re-)create social and political stability.

    Chapo is also aware of the waves being made by Mondlane, who has recognised the political power of mobilising people around the issue of police violence. On his return to Mozambique, Mondlane presented the government with a list of demands to be implemented in the first 100 days of the new government. The first was that steps needed to be taken to stop the violence against the population.

    Since his return he has also met victims of violence at the hands of the police and army.

    The challenge is that Chapo’s party, Frelimo, which has been in power since independence in 1975, is strong and can severely curtail the president’s ability to introduce relevant reforms.




    Read more:
    Mozambique’s cycles of violence won’t end until Frelimo’s grip on power is broken


    It’s therefore far from clear whether Chapo can pursue any of his suggested policy goals.

    Dialogue with Mondlane is necessary. But if this leads to another “elite bargain” that might get him a cabinet position but does not benefit the common people, Mozambicans will not calm down. Any agreement must address the lack of accountability for police violence, stop political assassinations, and allow journalists to investigate political violence.

    Corinna Jentzsch has received research funding from the Dutch Research Council (NWO).

    – ref. Political assassinations, police violence and lack of press freedom: 3 barriers to peace in Mozambique – https://theconversation.com/political-assassinations-police-violence-and-lack-of-press-freedom-3-barriers-to-peace-in-mozambique-248153

    MIL OSI – Global Reports –

    January 25, 2025
  • MIL-OSI Global: Seizure of Sally Mann’s photographs in Texas revives old debates about obscenity and freedom of expression

    Source: The Conversation – USA – By Amy Werbel, Professor of the History of Art, Fashion Institute of Technology (FIT)

    Photographer Sally Mann poses with her dog in 2004. Michael Williamson/The Washington Post via Getty Images

    Four photographs by celebrated artist Sally Mann were recently removed from the walls of an exhibition at the Modern Art Museum of Fort Worth at the behest of local Republican officials, who claimed they constituted child pornography. The Fort Worth Police Department is now investigating the allegation.

    Those photographs – taken more than 30 years ago – feature Mann’s children posing in the nude on the family’s isolated farm in rural Virginia. They were included in an exhibition titled “Diaries of Home,” which also featured images by renowned photographers LaToya Ruby Frazier, Nan Goldin and Catherine Opie, among others.

    One of the seized photographs depicts her son’s naked torso dripping with a melted popsicle, suggesting the innocence and messiness of childhood. In another, Mann’s naked daughter tiptoes across a tabletop, evoking both her strength and vulnerability.

    For decades, these works have elicited admiration and, yes, condemnation.

    I’m an art historian, and my most recent book documents the rise of art censorship following passage of the nation’s first federal anti-obscenity law in 1873, which became known as the Comstock Act after its chief lobbyist, the Christian evangelical activist Anthony Comstock.

    Today, the Comstock Act is in the news mostly because it prohibits abortion medication, which was considered a form of obscenity alongside erotic images, sculptures and sex toys. But in the law’s early years, it was used to confiscate vast quantities of art and literature deemed lewd, obscene or erotic. Though this form of censorship has since been deemed unconstitutional by various U.S. Supreme Court decisions, debates over what constitutes obscenity, child pornography and artistic expression persist.

    To me, the events surrounding the removal of Mann’s photographs echo those of a censorious past.

    Evangelical underpinnings

    Throughout Comstock’s career, evangelical Christians served as the most fervent supporters of his work; they were behind the creation of the New York Society for the Suppression of Vice, which funded his investigations.

    Anthony Comstock.
    Bettmann/Getty Images

    Comstock’s censorship campaigns varied. Sometimes he went after nude drawings, paintings and sculptures. But even relatively tame photographs of actresses wearing tights attracted his ire.

    In Fort Worth, objections originated from local Christian activists and organizations. Chief among them was the Danbury Institute, which penned an open letter to the Fort Worth museum, accusing Mann’s photographs of “normalizing pedophilia” and the exhibition more generally of “promoting “the breakdown of the God-ordained definition of family” through its depiction of LGBTQ parents. In its mission statement, the institute declares that “Scripture is authoritative, inerrant, infallible, and sufficient.”

    Comstock similarly believed that “God’s Law” ought to be the guiding standard for American jurisprudence. To justify seizing and destroying an enormous array of images and objects during his 43-year career, Comstock often claimed to be battling Satan.

    His efforts were broadly popular when it came to the sexually explicit images that tended to circulate in bars and saloons. But he eventually ran afoul of Americans’ more liberal and pluralistic attitudes when he targeted art and popular culture.

    Courts expand freedom of expression

    Over the course of the 20th century, the Comstock Act lost most of its teeth.

    Judges and juries increasingly upheld civil liberties claims in cases concerning freedom of expression, vastly expanding the scope of the First Amendment.

    In 1973, the Supreme Court established the current three-part “test” for obscenity. The final prong of that test dictates that a work is not obscene if it has “serious literary, artistic, political or scientific value.”

    In my view, there’s no credible claim that Mann’s long-celebrated photographs do not have serious artistic value.

    Following the removal of Mann’s photographs, arts advocates were quick to point out that the seized images are featured on prominent museum websites around the country. The National Coalition against Censorship and Artists at Risk organization issued strong statements in support of the exhibition of Mann’s photographs.

    Sally Mann’s ‘Holding the Weasel’ on display at a Sotheby’s press preview in 2008.
    Timothy A. Clary/AFP via Getty Images

    The Fort Worth sheriff’s office, which is holding the images, is reportedly evaluating whether they violate Texas’ child pornography statute. But because Mann’s photographs do not depict any sexual acts, the only phrase in this state law that could be deemed relevant is “lewd exhibition,” with “lewd” defined as an intent to stimulate sexual desire.

    Here, context is key. As one critic of the removal of Mann’s works pointed out, “Most everyone reading this can easily make a distinction between going to a museum and opening Pornhub.”

    By selectively removing a few of Mann’s photographs from the exhibition and suggesting they may be child pornography, Texas officials stripped them of their context as works of art. In doing so, they introduced the photographs to an audience that would never have seen them in an art museum but that now may search for them online with prurient intent.

    Once again, I can’t help but see a connection to Comstock’s crusades. His efforts backfired, to a degree, in that the targets of his ire, from student drawings of nude models to birth control literature, ended up getting more publicity than they otherwise would have.

    Curators also play a role

    Despite legal protections, curators are still sensitive to how works of art may offend viewers and have developed a set of practices to accommodate these sensitivities.

    Three years ago, I interviewed curators and directors in academic art museums and galleries across the country as a fellow at the University of California National Center for Free Speech and Civic Engagement.

    My research focused on how museum professionals deal with the exhibition of potentially controversial artwork. They spoke to me about a variety of best practices. For example, prominently displayed content warnings allow viewers to choose to opt in or avoid the exhibition altogether. Thoughtful placement of the works and supplemental commentary add more context and provoke thought and discussion.

    Fort Worth’s Modern Art Museum, where Mann’s photographs were displayed.
    Michael Barera, CC BY-SA

    The curators of “Diaries of Home” clearly followed these best practices.

    They stated the objective of their exhibition: to “examine conceptions of home in all their complexity,” and to feature the perspectives of women, LGBTQ and nonbinary artists and subjects. A content warning was visible to audiences before they entered the gallery: “This exhibition features mature themes that may be sensitive for some viewers.” Museum staff provided wall labels, tours and artist discussions.

    These contributions situate the exhibited artworks within a broader conversation about families in America today, which are diverse in makeup, in definition and in lifestyle.

    In other words, they show how these are serious, thoughtful works of art.

    Although I can’t imagine any sort of successful criminal prosecution will take place, I do think damage has been done. This may have been a goal from the start.

    Threatening legal action undoubtedly has a chilling effect. The Modern Art Museum in Fort Worth must grapple with a potential loss of donors. It takes time, money and effort to respond to official and public critics.

    In Comstock’s era, civil liberties activists, artists and arts organizations rose to the challenge of defending their freedom of speech.

    Those who value artistic expression today will have to follow in their footsteps.

    Amy Werbel receives funding from the State University of New York and the UC National Center for Free Speech and Civic Engagement.

    – ref. Seizure of Sally Mann’s photographs in Texas revives old debates about obscenity and freedom of expression – https://theconversation.com/seizure-of-sally-manns-photographs-in-texas-revives-old-debates-about-obscenity-and-freedom-of-expression-247321

    MIL OSI – Global Reports –

    January 25, 2025
  • MIL-OSI Global: Navigating deepfakes and synthetic media: This course helps students demystify artificial intelligence technologies

    Source: The Conversation – USA – By Mozhdeh Khodarahmi, Associate Library Director, Macalester College

    A Macalester College course helps students navigate a rapidly evolving digital landscape. Khanchit Khirisutchalual/Getty Images

    Uncommon Courses is an occasional series from The Conversation U.S. highlighting unconventional approaches to teaching.

    Title of course:

    AI Literacy and Building Resilience to Misinformation

    What prompted the idea for the course?

    As an associate director of a college library, I’ve watched artificial intelligence technologies become commonplace in society. They help shape our media. They influence our social interactions.

    And they’re also reshaping education.

    Through conversations with colleagues and students, I discovered an urgent need: a course that demystifies AI and provides students with tools to navigate a rapidly evolving digital landscape.

    This need is relevant today given the increasing prevalence of online misinformation.

    AI-driven social media algorithms – used by Facebook and TikTok, for example – and content generation tools like ChatGPT can amplify certain voices while obscuring others.

    Those using AI tools maliciously can also create entirely false content, such as deepfake videos or misleading AI-generated news articles. By understanding these dynamics, students can become more discerning consumers and responsible users of information.

    I worked with faculty member Michael Griffin and associate director of academic technology Tamatha Perlman to design a course that introduces students to several AI fields.

    They include machine learning – how computer systems imitate the way humans learn – and deep learning, which uses artificial neural networks to learn from data.

    We also delve into generative AI – a type of AI that can produce images, videos and other forms of data – and prompt engineering, which designs prompts to guide AI models.

    What does the course explore?

    The course explores two themes: AI literacy and building resilience to misinformation.

    Students learn AI technologies such as natural language processing, which allows machines to understand and generate human language, and generative AI. They explore how these tools influence the ways information is created, shared and interpreted.

    We then delve into the ethical implications of AI, from data privacy to bias and algorithmic transparency – the principle of making AI decision-making processes understandable and open for review.

    The idea is to foster a nuanced understanding of AI’s potential benefits. One example is AI tools that personalize educational content by adapting lessons to a student’s learning pace and style.

    We also examine its potential pitfalls. Some AI hiring tools, for example, have discriminated against specific demographic groups, such as systems that disproportionately rejected women’s resumes for technical jobs.

    The course also explores cognitive biases, or systematic patterns of deviation from rationality in judgment, which can make people more susceptible to misinformation.

    We look at confirmation bias, the inclination to search for information that supports one’s preexisting beliefs. We also examine recency effect, the tendency to give more weight to recent information over earlier data.

    Students experiment with AI tools such as ChatGPT, Gemini and NotebookLM. They do so to examine misinformation case studies and participate in discussions on some complex questions.

    They include: When does AI assist in learning? When does it hinder learning? How can AI be used more responsibly? How can we know when it’s being manipulated?

    Why is this course relevant now?

    AI tools are increasingly embedded in social media and news content. This makes it critical for students to discern credible sources from misleading content.

    As AI technologies evolve, so too do the methods for spreading misinformation.

    They include AI-generated images and synthetic media, which is digitally created or altered content designed to appear authentic.

    All of these technologies can be difficult to identify and authenticate. This course gives students the tools to make informed decisions in a digital age.

    What’s a critical lesson from the course?

    Many students are surprised to learn that AI-powered platforms tailor content to match their interests.

    For example, watching a series of videos on a particular topic can lead to being shown increasingly similar content, reinforcing existing beliefs. This, in turn, can shape perceptions and distort reality.

    To address this, we introduce students to practical techniques for broadening their information sources. They also learn to cross-reference facts and scrutinize AI-curated content.

    For instance, we practice a technique called “lateral reading,” where students verify information by examining multiple sources simultaneously.

    What materials does the course feature?

    UNESCO’s Media and Information Literacy Curriculum – E-version inspired our syllabus.

    Besides academic journal articles, we draw extensively from articles and videos published by The New York Times, The Washington Post and other major news outlets to analyze misinformation stories. These sources offer ample real-life examples, enabling students to engage with timely and relevant case studies.

    We also review the AI Competency Framework for Students and the AI Competency Framework for Teachers, launched by UNESCO in September 2024. These frameworks provide valuable insights into fostering AI literacy and ethical engagement with AI technologies.

    What will the course prepare students to do?

    The goal is to empower students to approach digital information with a critical and informed mindset. This will position them as responsible citizens in a world increasingly shaped by AI.

    The course will also help students feel more confident when identifying credible sources, cross-checking information and making sense of AI-powered content. These skills will serve students well in their academic and personal lives.

    Mozhdeh Khodarahmi does not work for, consult, own shares in or receive funding from any company or organization that would benefit from this article, and has disclosed no relevant affiliations beyond their academic appointment.

    – ref. Navigating deepfakes and synthetic media: This course helps students demystify artificial intelligence technologies – https://theconversation.com/navigating-deepfakes-and-synthetic-media-this-course-helps-students-demystify-artificial-intelligence-technologies-243689

    MIL OSI – Global Reports –

    January 25, 2025
  • MIL-OSI Global: Harvard expands its definition of antisemitism – when does criticism of Israel cross a line?

    Source: The Conversation – USA – By Joshua Shanes, Professor of Jewish Studies, College of Charleston

    Harvard has adopted a broader definition of antisemitism. Education Images/Universal Images Group via Getty Images

    As part of Harvard University’s agreement in response to two federal lawsuits filed by Jewish students alleging antisemitic discrimination, it will adopt the International Holocaust Remembrance Alliance, or IHRA, “working definition” of antisemitism.

    This is a definition favored by many Jewish community leaders and politicians because its broad language can be applied to most anti-Israel rhetoric. This includes Kenneth Marcus, who served as assistant secretary of education during the first Trump administration and represented the students as chairman of the Louis D. Brandeis Center for Human Rights Under Law.

    In contrast, many scholars prefer either the competing Jerusalem Declaration on Antisemitism or the definition offered by the Nexus Task Force, a committee of experts led by the Bard Center for the Study of Hate. I am a member of the Nexus group and also helped compose its 2024 “Campus Guide to Identifying Antisemitism.”

    The controversy over this move indicates that many well-intentioned people still struggle to understand what exactly constitutes antisemitism and when anti-Israel rhetoric crosses the line.

    As a scholar of modern Jewish history, I offer this primer that helps answer this question.

    History of antisemitism

    There has been a sharp increase in antisemitism around the world since the Oct. 7, 2023, massacre by Hamas and Israel’s subsequent military attacks in the Gaza Strip.

    Anti-Jewish animosity dates to antiquity. The early Christian church attacked Jews, whom it blamed for crucifying Christ, and claimed to replace them as God’s chosen people. The Gospel of John in the New Testament accused Jews of being Satan’s children, while others called them demons intent on sacrificing the souls of men.

    Medieval Christians added other myths, such as the blood libel – the lie that Jews ritually murdered Christian children for their blood. Other myths accused them of poisoning wells or desecrating the consecrated host of the Eucharist to reenact the murder of Christ; some even claimed that Jews had inhuman biology such as horns or that they suckled at the teats of pigs.

    Such lies led to violent persecution of Jews over many centuries.

    Modern antisemitism

    In the 19th century, these myths were supplanted by the additional element of race – the claim that Jewishness was immutable and could not be changed via conversion. Though this idea first appeared in 15th-century Spain, it was deeply connected to the rise of modern nationalism.

    Nineteenth-century ethno-nationalists rejected the idea of a political nation united in a social contract with each other. They began imagining the nation as a biological community linked by common descent in which Jews might be tolerated but could never truly belong.

    Finally, in 1879, the German journalist Wilhelm Marr pushed the term “antisemitism” to reflect that his anti-Jewish ideology was based on race, not religion. Marr imagined the Jews as a foreign, “semitic” race, referring to the language group that includes Hebrew. The term has since persisted to mean specifically anti-Jewish hostility or prejudice.

    The myth of a Jewish conspiracy

    Modern antisemitism built on those premodern foundations, which never completely disappeared, but was fundamentally different. It emerged as part of the new politics of the democratic modern era.

    Antisemitism became the core platform of new political parties, which used it to unite otherwise opposing groups, such as shopkeepers and farmers, anxious about the modernizing world. In other words, it was not merely prejudice; it was a worldview that explained the entire world to its believers by blaming all of its faults on this scapegoat.

    Unlike earlier anti-Jewish hatred, this was less about religion and more about political and social issues. Antisemites believed the conspiracy theory that Jews all over the world controlled the levers of government, media and banking, and that defeating them would solve society’s problems.

    Thus, one of the most important features of modern antisemitic mythology was the belief that Jews constituted a single, malevolent group, with one mind, organized for the purpose of conquering and destroying the world.

    Negative traits attributed to Jews

    Antisemitic books and cartoons often used claws or tentacles to symbolize the “international Jew,” a shadowy figure they blamed for leading a global conspiracy, strangling and destroying society. Others depicted him as a puppet master running the world.

    In the late 19th century, Edmond Rothschild, head of the most famous Jewish banking family, was villainized as the symbol of international Jewish wealth and nefarious power. Today, the billionaire liberal philanthropist George Soros is often portrayed in similar ways.

    This myth that Jews constitute an international creature plotting to harm the nation has inspired massacres of Jews since the 19th century, beginning with the Russian pogroms of 1881 and leading up to the Holocaust.

    More recently, in 2018, Robert Bowers murdered 11 Jews at the Tree of Life synagogue in Pittsburgh because he was convinced that Jews, collectively under the guidance of Soros, were working to destroy America by facilitating the mass migration of nonwhite people into the country.

    Modern antisemites ascribe many immutable negative traits to Jews, but two are particularly widespread. First, Jews are said to be ruthless misers who care more about their allegedly ill-gotten wealth than the interests of their countries. Second, Jews’ loyalty to their countries is considered suspect because they are said to constitute a foreign element.

    Since Israel’s establishment in 1948, this hatred has focused on the accusation that Jews’ primary loyalty is to Israel, not the countries they live in.

    Antisemitism and anti-Zionism

    In recent years, the relationship between antisemitism and anti-Zionism has taken on renewed importance. Zionism has many factions but roughly refers to the modern political movement that argues Jews constitute a nation and have a right to self-determination in that land.

    Some activists claim that anti-Zionism – ideological opposition to Zionism – is inherently antisemitic because they equate it with denying Jews the right to self-determination and therefore equality.

    Others feel that there needs to be a clearer separation between anti-Zionism and antisemitism. They argue that equating anti-Zionism with antisemitism leads to silencing criticism of Israel’s structural mistreatment of Palestinians.

    Zionism in practice has meant the achievement of a flourishing safe haven for Jews, but it has also led to dislocation or inequality for millions of Palestinians, including refugees, West Bank Palestinians who still live under military rule, and even Palestinian citizens of Israel who face legal and social discrimination. Anti-Zionism opposes this, and critics argue that it should not be labeled antisemitic unless it taps into those antisemitic myths or otherwise calls for violence or inequality for Jews.

    This debate is evident in these competing definitions of antisemitism. Remarkably, the three main definitions tend to agree on the nature of antisemitism except regarding the relationship of anti-Israel rhetoric to antisemitism. The IHRA definition, which is by design vague and open to interpretation, allows for a wider swath of anti-Israel activism to be labeled antisemitic than the others.

    The Jerusalem Declaration, in contrast, understands rhetoric to have “crossed the line” only when it engages in antisemitic mythology, blames diaspora Jews for the actions of the Israeli state, or calls for the oppression of Jews in Israel. IHRA defenders use that definition to label a call for binational democracy – meaning citizenship for West Bank Palestinians – to be antisemitic. Likewise, they label boycotts, even of West Bank settlements that most of the world considers illegal, to be antisemitic. The Jerusalem Declaration does not.

    In other words, the key to identifying whether anti-Israel discourse has masked antisemitism is to see evidence of antisemitic mythology. For example, if Israel is described as leading an international conspiracy, or if it holds the key to solving global problems, all three definitions agree this is antisemitic.

    Equally, if Jews or Jewish institutions are held responsible for Israeli actions or are expected to take a stand one way or another regarding them, again all three definitions agree that this crosses the line because it is based on the myth of a global Jewish conspiracy.

    Identity and pride

    Critically, for many Jews living in other countries, Zionism is not primarily a political argument about the state of Israel. It instead constitutes a sense of Jewish identity and pride, even a religious identity. In contrast, many protests against Israel and Zionism are focused not on ideology but on the Israeli government and its real or alleged actions.

    This disconnect can lead to confusion if protests conflate Jews with Israel just because they are Zionist, which is antisemitic. On the other hand, Jews sometimes take protests against Israel in defense of Palestinian rights to be attacks on their Zionist identity and thus antisemitic, when they are not. There are certainly gray areas, but in general, calls for Palestinian equality, I believe, are legitimate even when they upset people with Zionist identities.

    Harvard’s statement captures this distinction. It posted a statement that, “For many Jewish people, Zionism is a part of their Jewish identity,” and added that Jews who subscribe to this identity must not be excluded from campus events on that basis.

    This does not mean that Jews are protected from hearing contrary views, any more than they are protected from hearing Christian preachers on campus or professors who teach secular views of the Bible. It means that they cannot be excluded based only on those beliefs.

    This does not, however, require an adoption of the IHRA definition of antisemitism, which goes much further. Many advocates of the IHRA definition use it to label political calls for Palestinian equality as antisemitic, as well as accusations against Israel that they consider wrong or unfair.

    Harvard’s adoption of the IHRA definition, accordingly, would mean that any speech that calls for full equality for Palestinians risks academic and legal sanction, even without any material discrimination against Jewish students. It is thus opposed by students who advocate for Palestinian rights as well as supporters of free speech more generally.

    Editor’s note: This is an updated version of an article first published on Jan. 29, 2024

    Joshua Shanes does not work for, consult, own shares in or receive funding from any company or organization that would benefit from this article, and has disclosed no relevant affiliations beyond their academic appointment.

    – ref. Harvard expands its definition of antisemitism – when does criticism of Israel cross a line? – https://theconversation.com/harvard-expands-its-definition-of-antisemitism-when-does-criticism-of-israel-cross-a-line-248199

    MIL OSI – Global Reports –

    January 25, 2025
  • MIL-OSI Global: Red light therapy shows promise for pain relief, inflammation and skin conditions – but other claims might be hyped

    Source: The Conversation – USA – By Praveen Arany, Associate Professor of Oral Biology, University at Buffalo

    A treatment typically lasts from three to 15 minutes. Rich Legg/E+ via Getty Images

    Red light therapy is increasingly viewed as a promising treatment for wrinkles, acne, psoriasis, scars and sun-damaged skin, and as a supportive therapy for some kinds of cancer. But does red light therapy live up to the hype that it’s practically a panacea for all sorts of ailments?

    Praveen Arany is a professor of oral biology, biomedical engineering and surgery at the University of Buffalo and an expert on the uses of light and lasers for medical purposes. He explains how red light therapy works, for what diseases and conditions it may be most useful, and if red light home devices are effective.

    What is red light therapy?

    Treatment with red light therapy involves exposure to red light at a very low dose in a hospital or clinic.

    It’s also called low-power laser therapy, soft laser therapy, cold laser therapy and nonthermal LED light therapy.

    The umbrella term is called photobiomodulation therapy, which covers other colors, or wavelengths, that have health benefits. These light wavelengths span the visible to the near-infrared spectrum.

    Red light is easily the most popular of the photobiomodulation therapies. That’s primarily due to its availability – the treatment has been around more than three decades.

    While it’s true that other colors are also clinically and commercially available, researchers are still studying them to determine exactly how effective they are. That said, green light therapy is generally used to treat migraines; yellow light for depression; and blue light to kill resistant strains of bacteria, like MRSA infections, and to treat seasonal affective disorder, a depression that typically onsets in late fall and continues through winter.

    The professional laser in the doctor’s office may be more effective than at-home LED devices.

    How does red light therapy work?

    Put simply, red light stimulates the cells in your body, energizing them while initiating blood flow to the affected area. That, in turn, spurs healing, similar to how your body responds to a cut by clotting the blood to heal a wound.

    The treatment is simple and painless. The patient, either seated or lying comfortably, is exposed to the red light for three to 15 minutes. They may experience a feeling of warmth during treatment, but it should not be uncomfortable or hot. The clinician will likely recommend eye shields.

    Used correctly, red light therapy is very safe. Overdosing – staying under the light too long or receiving treatments at very high power – does not necessarily cause harm, but it might reduce or slow benefits. However, just as some people are more prone to sunburn than others, some patients may be more sensitive to this light and might see redness in the skin. Those patients should receive lower light doses during treatment.

    What medical conditions can the therapy help?

    Randomized, controlled clinical trials show that red light therapy can reduce pain, inflammation and tissue damage. Because all of these things are prevalent in many illnesses, photobiomodulation may be a powerful adjunct for treating a wide range of diseases.

    One example is cancer. There’s now strong evidence that red light therapy can lessen pain and inflammation from radiation, chemotherapy and bone marrow stem cell transplants. Red light therapy has also reduced other complications from cancer treatment, including oral ulcers, scars and fibrosis.

    Other recent human clinical studies show that photobiomodulation helps heal diabetic and burn wounds, as well as some types of ulcers. However, this therapy should not replace good wound care treatment, such as disinfection. Photobiomodulation has also worked for patients with neck and back pain and tennis elbow.

    What about other uses for red light therapy?

    Although not proven to be effective by randomized controlled trials with large samples, which is the gold standard of research, red light therapy has been shown to benefit patients with Parkinson’s, Alzheimer’s, multiple sclerosis, fibromyalgia, arthritis, macular degeneration, myopia and autism in clinical case reports and lab research studies.

    A word of caution, however: Red light therapy may not work for all the medical conditions that proponents say it does. Red light therapy is also used for cardiovascular health, elevating mood, relieving anxiety, improving muscle performance and recovery from sports injuries, and providing anti-aging benefits to the skin. While there’s some evidence to support these types of treatments, rigorous research studies are still missing.

    Research indicates that red light therapy could help with myopia in children and macular degeneration.

    What about its commercial use?

    This is a rapidly evolving field. Both LED and laser devices – beds, lamps, helmets and face masks – are readily available in clinical and nonclinical settings, such as medical spas, gyms and beauty salons. They’re also available for at-home use.

    Laser devices are more powerful and are typically found at a hospital, clinic or doctor’s office. An LED, or light-emitting diode, is less powerful and more often used in commercial or home settings.

    The general consensus is that LEDs are OK to use in commercial establishments like beauty salons and medical spas, provided practitioners receive the appropriate training. But the use of laser devices should be relegated to clinical specialists. That’s because lasers, in untrained hands, have the potential to do more damage than LEDs.

    As for some home products, their quality and reliability may be questionable; they might not meet minimum quality standards of output power or wavelength.

    The U.S. Food and Drug Administration appears to be moving toward more rigorous evaluations of these products, especially with lasers, but there is a critical need for a certifying agency or body to take this on. These agencies would test the devices to make sure they’re actually meeting specifications. That hasn’t happened yet, but as it stands now, several scientific and professional organizations are exploring the possibilities.

    Praveen Arany consults for Wndrhlth and has cofounded two companies, OptiMed Technologies and Directed Energy Therapeutics. He has received funding from Univeristy at Buffalo, NIH, AFOSR and various PBM companies including Summus Medical, Kerber Applied Research, Thor Photomedicine, Vielight. He is affiliated with Optica, IADR-AADOCR, ASLMS, WALT, NAALT, WFLD and ALD.

    – ref. Red light therapy shows promise for pain relief, inflammation and skin conditions – but other claims might be hyped – https://theconversation.com/red-light-therapy-shows-promise-for-pain-relief-inflammation-and-skin-conditions-but-other-claims-might-be-hyped-240426

    MIL OSI – Global Reports –

    January 25, 2025
  • MIL-OSI Global: The technology that runs Congress lags so far behind the modern world that its flag-tracking system just caught up to 2017-era Pizza Hut

    Source: The Conversation – USA – By Lorelei Kelly, Research Lead, Modernizing Congress, McCourt School of Public Policy, Georgetown University

    Tracking one of these items to your door has been possible since 2017 – tracking the other is all new. FTiare/iStock / Getty Images Plus

    On a typical day, you can’t turn on the news without hearing someone say that Congress is broken. The implication is that this dereliction explains why the institution is inert and unresponsive to the American people.

    There’s one element often missing from that discussion: Congress is confounding in large part because its members can’t hear the American people, or even each other. I mean that literally. Congressional staff serve in thousands of district offices across the nation, and their communications technology doesn’t match that of most businesses and even many homes.

    Members’ district offices only got connected to secure Wi-Fi internet service in 2023. Discussions among members and congressional staff were at times cut short at 40 minutes because some government workers were relying on the free version of Zoom, according to congressional testimony in March 2024.

    Congressional testimony discusses meetings being cut off at 40 minutes.

    The information systems Congress uses have existed largely unchanged for decades, while the world has experienced an information revolution, integrating smartphones and the internet into people’s daily personal and professional lives. The technologies that have transformed modern life and political campaigning are not yet available to improve the ability of members of Congress to govern once they win office.

    Slow to adapt

    Like many institutions, Congress resists change; only the COVID-19 pandemic pushed it to allow online hearings and bill introductions. Before 2020, whiteboards, sticky notes and interns with clipboards dominated the halls of Congress.

    Electronic signatures arrived on Capitol Hill in 2021 – more than two decades after Congress passed the ESIGN Act to allow electronic signatures and records in commerce.

    The nation spends about US$10 million a year on technology innovation in the House of Representatives – the institution that declares war and pays all the federal government’s bills. That’s just 1% of the amount theater fans have spent to see ‶Hamilton“ on Broadway since 2015.

    It seems the story of American democracy is attractive to the public, but investing in making it work is less so for Congress itself.

    The chief administrative office in Congress, a nonlegislative staff that helps run the operations of Congress, decides what types of technology can be used by members. These internal rules exist to protect Congress and national security, but that caution can also inhibit new ways to use technology to better serve the public.

    Finding a happy medium between innovation and caution can result in a livelier public discourse.

    The pandemic compelled Congress to allow witnesses to testify before committees by videoconference.
    Stefani Reynolds-Pool/Getty Images

    A modernization effort

    Congress has been working to modernize itself, including experimenting with new ways to hear local voices in their districts, including gathering constituent feedback in a standardized way that can be easily processed by computers.

    The House Natural Resources Committee was also an early adopter of technology for collaborative lawmaking. In 2020, members and committee staff used a platform called Madison to collaboratively write and edit proposed environmental justice legislation with communities across the country that had been affected by pollution.

    House leaders are also looking at what is called deliberative technology, which uses specially designed websites to facilitate digital participation by pairing collective human intelligence with artificial intelligence. People post their ideas online and respond to others’ posts. Then the systems can screen and summarize posts so users better understand each other’s perspectives.

    These systems can even handle massive group discussions involving large numbers of people who hold a wide range of positions on a vast set of issues and interests. In general, these technologies make it easier for people to find consensus and have their voices heard by policymakers in ways the policymakers can understand and respond to.

    Governments in Finland, the U.K., Canada and Brazil are already piloting deliberative technologies. In Finland, roughly one-third of young people between 12 and 17 participate in setting budget priorities for the city of Helsinki.

    In May 2024, 45 U.S.-based nonprofit organizations signed a letter to Congress asking that deliberative technology platforms be included in the approved tools for civic engagement.

    In the meantime, Congress is looking at ways to use artificial intelligence as part of a more integrated digital strategy based on lessons from other democratic legislatures.

    A panel discussion of various ideas for modernizing how Congress hears from the American people.

    Finding benefits

    Modernization efforts have opened connections within Congress and with the public. For example, hearings held by video conference during the pandemic enabled witnesses to share expertise with Congress from a distance and open up a process that is notoriously unrepresentative. I was home in rural New Mexico during the pandemic and know three people who remotely testified on tribal education, methane pollution and environmental harms from abandoned oil wells.

    New House Rules passed on Jan. 3, 2025, encourage the use of artificial intelligence in day-to-day operations and allow for remote witness testimony.

    Other efforts that are new to Congress but long established in business and personal settings include the ability to track changes in legislation and a scheduling feature that reduces overlaps in meetings. Members are regularly scheduled to be two places at once.

    Another effort in development is an internal digital staff directory that replaces expensive directories compiled by private companies assembling contact information for congressional staff.

    The road ahead

    In 2022, what is now called ”member-directed spending“ returned to Congress with some digital improvements. Formerly known as “earmarks,” this is the practice of allowing members of Congress to handpick specific projects in their home districts to receive federal money. Earmarks were abolished in 2011 amid concerns of abuse and opposition by fiscal hardliners. Their 2022 return and rebranding introduced publicly available project lists, ethics rules and a search engine to track the spending as efforts to provide public transparency about earmarks.

    Additional reforms could make the federal government even more responsive to the American people.

    Some recent improvements are already familiar. Just as customers can follow their pizza delivery from the oven to the doorstep, Congress in late 2024 created a flag-tracking app that has dramatically improved a program that allows constituents to receive a flag that has flown over the U.S. Capitol. Before, different procedures in the House and Senate caused time-consuming snags in this delivery system.

    At last, the world’s most powerful legislature caught up with Pizza Hut, which rolled out this technology in 2017 to track customers’ pizzas from the store to the delivery driver to their front door.

    Lorelei Kelly has received funding from Democracy Fund and the Hewlett Foundation for her research on modernization in the US Congress.

    – ref. The technology that runs Congress lags so far behind the modern world that its flag-tracking system just caught up to 2017-era Pizza Hut – https://theconversation.com/the-technology-that-runs-congress-lags-so-far-behind-the-modern-world-that-its-flag-tracking-system-just-caught-up-to-2017-era-pizza-hut-245931

    MIL OSI – Global Reports –

    January 25, 2025
  • MIL-OSI Global: President Trump promises to make government efficient − and he’ll run into the same roadblocks as Presidents Taft, Roosevelt, Roosevelt, Truman, Eisenhower, Carter, Reagan, Clinton and Bush, among others

    Source: The Conversation – USA – By Jennifer Selin, Associate Professor of Law, Arizona State University

    President Donald Trump signs executive orders in the Oval Office of the White House on Jan. 20, 2025. Anna Moneymaker/Getty Images

    As President Donald Trump issued a slew of executive orders and directives on his first day of his second administration, he explained his actions by saying, “It’s all about common sense.”

    For over a century, presidents have pursued initiatives to improve the efficiency and effectiveness of government, couching those efforts in language similar to Trump’s.

    Many of these, like Trump’s Department of Government Efficiency, which he appointed billionaire Elon Musk to run, have been designed to capitalize on the expertise of people outside of government. The idea often cited as inspiration for these efforts: The private sector knows how to be efficient and nimble and strives for excellence; government doesn’t.

    But government, and government service, is about providing something that the private sector can’t. And outsiders often don’t think about the accountability requirements that the laws and Constitution of the United States impose on government workers and agencies.

    Congress, though, can help address these problems and check inappropriate proposals. It can also stand in the way of reform.

    Charles E. Merriam, left, and Louis Brownlow, members of the President’s Reorganization Committee, leave the White House after discussing government reorganization with President Franklin D. Roosevelt on Sept. 23, 1938.
    Harris & Ewing, photographer, Library of Congress

    Proposing reform is nothing new

    Perhaps the most famous group to work with a president on improving government was President Franklin D. Roosevelt’s Committee on Administrative Management, established in 1936.

    That group, commonly referred to as the Brownlow Committee, noted that while critics predicted Roosevelt would bring “decay, destruction, and death of democracy,” the executive branch – and the president who sat atop it – was one of the “very greatest” contributions to modern democracy.

    The committee argued that the president was unable to do his job because the executive branch was badly organized, federal employees lacked skills and character, and the budget process needed reform. So it proposed a series of changes designed to increase presidential power over government to enhance performance. Congress went along with some of these proposals, giving the president more staff and authority to reorganize the executive branch.

    Since then, almost every president has put together similar recommendations. For example, Presidents Harry S. Truman and Dwight D. Eisenhower appointed former President Herbert Hoover to lead advisory commissions designed to recommend changes to the federal government. President Jimmy Carter launched a series of government improvement projects, and President George W. Bush even created scorecards to rank agencies according to their performance.

    In his first term, Trump issued a mandate for reform to reorganize government for the 21st century.

    This time around, Trump has taken executive actions to freeze government hiring, create a new entity to promote government efficiency, and give him the ability to fire high-ranking administrators who influence policy.

    Most presidential proposals generally fail to come to fruition. But they often spark conversations in Congress and the media about executive power, the effectiveness of federal programs, and what government can do better.

    Most presidents have tried the same thing

    Historically, most presidents and their advisers – and indeed most scholars – have agreed that government bureaucracy is not designed in ways that promote efficiency. But that is intentional: Stanford political scientist Terry Moe has written that “American public bureaucracy is not designed to be effective. The bureaucracy arises out of politics, and its design reflects the interests, strategies, and compromises of those who exercise political power.”

    A common presidential response to this practical reality is to propose government changes that make it look more like the private sector. In 1982, President Ronald Reagan brought together 161 corporate executives overseen by industrialist J. Peter Grace to make recommendations to eliminate government waste and inefficiency, based on their experiences leading successful corporations.

    In 1993, President Bill Clinton authorized Vice President Al Gore to launch an effort to reinvent the federal government into one that worked better and cost less.

    The Clinton administration created teams in every major federal agency, modeled after the private sector’s efficiency standards, to move government “From Red Tape to Results,” as the title of the administration’s plan said.

    An introductory page from the 1993 National Performance Review executive summary, commissioned by the Clinton administration.
    CIA.gov

    Presidential attempts to make government look and work more like people think the private sector works often include adjustments to the terms of federal employment to reward employees who excel at their jobs.

    In 1905, for example, President Theodore Roosevelt established a Committee on Department Methods to examine how the federal government could recruit and retain highly qualified employees. One hundred years later, federal agencies still experienced challenges](https://www.gao.gov/assets/gao-03-2.pdf) related to hiring and retaining people who could effectively achieve agency missions.

    President Bill Clinton applauds as Vice President Al Gore speaks at a press conference on March 3, 1994, at which Gore gave Clinton a report of the National Performance Review.
    Paul J. Richards/AFP via Getty Images

    So why haven’t these plans worked?

    At least the past five presidents have faced problems in making long-term changes to government.

    In part, this is because government reorganizations and operational reforms like those contemplated by Trump require Congress to make adjustments to the laws of the United States, or at least give the president and federal agencies the money required to invest in changes.

    Consider, for example, presidential proposals to invest in new technologies, which are a large part of Trump and Musk’s plans to improve government efficiency. Since at least 1910, when President William Howard Taft established a Commission on Economy and Efficiency to address the “unnecessarily complicated and expensive” way the federal government handled and distributed government documents, presidents have recommended centralizing authority to mandate federal agencies’ use of new technologies to make government more efficient.

    But transforming government through technology requires money, people and time. Presidential plans for government-wide change are contingent upon the degree to which federal agencies can successfully implement them.

    To sidestep these problems, some presidents have proposed that the government work with the private sector. For example, Trump announced a joint venture with technology companies to invest in the government’s artificial intelligence infrastructure.

    Yet as I have found in my previous research, government investment in new technology first requires an assessment of agencies’ current technological skills and the impact technology will have on agency functions, including those related to governmental transparency, accountability and constitutional due process. It’s not enough to go out and buy software that tech giants recommend agencies acquire.

    The things that government agencies do, such as regulating the economy, promoting national security and protecting the environment, are incredibly complicated. It’s often hard to see their impact right away.

    Recognizing this, Congress has designed a complex set of laws to prevent political interference with federal employees, who tend to look at problems long term. For example, as I have found in my work with Paul Verkuil, former chairman of the Administrative Conference of the United States, Congress intentionally writes laws that require certain government positions to be held by experts who can work in their jobs without worrying about politics.

    Congress also writes the laws the federal employees administer, oversees federal programs and decides how much money to appropriate to those programs each year.

    So by design, anything labeled a “presidential commission on modernizing/fixing/refocusing government” tells only part of the story and sets out an impossible task. The president can’t make it happen alone. Nor can Elon Musk.

    Jennifer L. Selin has received funding and/or support for her research on the executive branch from the Administrative Conference of the United States. The views in this piece are those of the author and do not represent the position of the Administrative Conference or the federal government.

    – ref. President Trump promises to make government efficient − and he’ll run into the same roadblocks as Presidents Taft, Roosevelt, Roosevelt, Truman, Eisenhower, Carter, Reagan, Clinton and Bush, among others – https://theconversation.com/president-trump-promises-to-make-government-efficient-and-hell-run-into-the-same-roadblocks-as-presidents-taft-roosevelt-roosevelt-truman-eisenhower-carter-reagan-clinton-and-bush-among-others-247957

    MIL OSI – Global Reports –

    January 25, 2025
  • MIL-OSI Global: US Supreme Court is unabashedly liberal − in its writing style

    Source: The Conversation – USA – By Jill Barton, Professor and Director of Legal Writing, University of Miami

    The current Supreme Court has upended historic precedent on abortion protections and drawn scrutiny for ethics conflicts, while its docket remains packed with high-profile cases set to dominate headlines in the months ahead.

    Yet one of its lesser-known departures from the past lies in its approach to punctuation.

    Justice Neil Gorsuch boldly departed from court tradition in 2017 with his first Supreme Court opinion. In 11 pages, he used 15 contractions. He even used one in the first paragraph: “That’s the nub of the dispute now before us,” he casually stated.

    Gorsuch’s predecessor, the late Justice Antonin Scalia, was known as a gifted, dramatic writer. Scalia thought that contractions – combining two words with an apostrophe into a shorter form, such as “don’t” in place of “do not” – were “intellectually abominable.”

    Gorsuch’s strikingly informal phrasing signaled a shift toward a more modern, conversational writing style by all nine justices.

    While the court’s politics have veered right, the justices’ prose has arguably shifted left, becoming more liberal and accessible. Today’s Supreme Court unanimously and actively embraces a progressive writing style, rebelling against old-school grammar rules, according to my study of 10,000 pages of opinions from the past decade.

    Twitter touts #GorsuchStyle

    The first opinion assigned to new justices is usually a slog. In a kind of hazing tradition, they are typically assigned to write on a tedious legal issue that easily wins unanimous agreement.

    Gorsuch used his short opinion on the dry topic of debt collection to declare a more colloquial style. In Henson v. Santander, the Harvard Law graduate spoke directly to readers, using “you” and variations of that personal pronoun 17 times, something his colleagues rarely did. Gorsuch wrote with apparent nonchalance, calling a debt collector “the repo man.”

    Journalists and court watchers took notice, brewing an online conversation about #GorsuchStyle.

    Now, most of the justices use contractions. Arguing that creativity would be stifled in a copyright infringement case, Justice Elena Kagan insisted: “And there’s the rub. (Yes, that’s mostly Shakespeare.).”

    Hey, you − I’m talking to you

    While Gorsuch might have sharpened the quill of the court’s writing revolution, all nine justices now write more casually to reach an increasingly savvy public. A few justices even drop oh-so-casual exclamation marks in their opinions.

    “The majority huffs that ‘nobody disputes’ various of these ‘points of law,’” Kagan decried in a 2021 dissent against a decision curtailing voting rights. “Excellent! I only wish the majority would take them to heart.”

    In its 2023-24 term, my research finds, the justices appealed to readers using “you” and variations of it nearly 300 times in their 60 opinions – up 40% from five years ago.

    “A police officer can seize your car if he claims it is connected
    to a crime committed by someone else,” Justice Sonia Sotomayor told readers, dissenting in a 2024 seizure case.

    Deploying both “you” and a contraction, Justice Ketanji Brown Jackson recently quipped in a 2024 criminal bribery decision: “But you don’t have to take my word for that.”

    Given that many good writers – lawyers, academics and journalists among them – avoid personal pronouns as a matter of style, the justices’ new direction shows a surprising lack of formality.

    The writing style of the justices today starkly contrasts that of their predecessors, who commonly used dense wording and labyrinthine sentences. Take this 1944 line from Justice Robert H. Jackson, whom several justices name as the writer they admire most:

    “But here is an attempt to make an otherwise innocent act a crime merely because this prisoner is the son of parents as to whom he had no choice, and belongs to a race from which there is no way to resign.”

    His writing feels lyrical and powerful but is in no way playful or personal.

    Chief Justice John Roberts, known for his rhetorical prowess, has long lamented that the media must summarize and translate the court’s lengthy opinions for the public. In 2017, he praised the monumental desegregation decision, Brown v. Board of Education, for its brevity.

    At just 10 pages, Roberts said, newspapers “had to publish the whole thing so that people could read it. They didn’t get to say, ‘Oh, this is what this means.’”

    Good, clear writing has power

    The court’s embrace of a more accessible writing style comes as its own popularity is plummeting. While 80% of Americans viewed the court favorably in the mid-1990s, only about 50% do now.

    The 2022 decision to overturn Roe v. Wade was particularly controversial, inciting two years of protests by abortion-rights supporters and a national argument over reproductive rights. But even conservative critics decried the court’s July 2024 decision to broaden presidential immunity in Trump v. United States as “a mess” and an “incoherent” “embarrassment.”

    Protesters opposing the Supreme Court’s overturning of Roe v. Wade gather in Washington, D.C., on June 24, 2024.
    Aashish Kiphayet/Middle East Images/AFP via Getty Images

    Roberts, who began his career as a young lawyer in the Reagan administration, has earned a reputation for taking a measured, long-term approach to avoid controversy, and he strives to unify the justices in consensus. The first few opinions of the 2024-2025 term, including the decision to ban TikTok, were unanimous – as are roughly 50% of the court’s decisions, though these tend to address less contentious issues.

    But leaks of draft opinions and memos about the justices’ confidential deliberations paint a picture of a storied institution in disarray. Scrutiny of the Supreme Court is mounting, and critics, including former President Joe Biden, have called for a binding ethics code and term limits.

    For the Roberts Court, the challenge ahead lies in securing its legitimacy among a deeply polarized American public. The justices making their opinions more approachable may be a small gesture in that direction.

    “The thing about the Supreme Court that I think is so magnificent is that the justices get to actually explain their votes,” Jackson told NPR on Sept. 4, 2024. “We are the one branch of government in which that is the standard.”

    Can clear, powerful arguments presented in plain, straightforward language help rebuild trust in the institution? The justices’ subtle shift toward modernizing their writing suggests they believe it might.

    Jill Barton does not work for, consult, own shares in or receive funding from any company or organization that would benefit from this article, and has disclosed no relevant affiliations beyond their academic appointment.

    – ref. US Supreme Court is unabashedly liberal − in its writing style – https://theconversation.com/us-supreme-court-is-unabashedly-liberal-in-its-writing-style-245503

    MIL OSI – Global Reports –

    January 25, 2025
  • MIL-OSI Global: Reproductive health care faces legal and surveillance challenges post-Roe – new research offers guidance

    Source: The Conversation – USA – By Nora McDonald, Assistant Professor of Information Technology, George Mason University

    Providers play a central role in reproductive health privacy. FG Trade/iStock via Getty Images

    Long before Roe v. Wade was overturned, reproductive justice advocates had been sounding the alarm about the increasing number of women subjected to criminal investigation for suspected abortion, stillbirth or miscarriage. These cases were often initiated by health care providers and bolstered by state laws used to prosecute women for having abortions.

    Newer laws, however, incentivize people outside of health care, including friends and family members, to report someone they suspect of having an abortion or helping someone else with an abortion. Coupled with the unprecedented access that authorities now have to digital information, these laws create new avenues for prosecution.

    In the post-Roe era, people capable of pregnancy face growing threats. Health care providers, family, friends, information on personal devices and virtually any activity that can be observed or recorded pose privacy risks that can lead to prosecution. I study online privacy. This vast scope for potential surveillance and privacy intrusion is a key focus of the research my colleagues and I conduct.

    In a recent paper, we surveyed reproductive health care providers about their privacy and security practices. We used the results to map the path of a hypothetical “Jane” to illustrate how people can identify privacy risks in their own situations. This choose-your-adventure approach helps readers navigate the potential legal, digital and personal challenges involved in accessing reproductive health care – and reveals the grim stakes.

    Privacy protections

    Historically, health care providers who opposed abortion have been the primary sources for reporting patients suspected of seeking abortions. While they remain a significant threat, additional risks to patient privacy have emerged. For example, state laws increasingly compel providers to hand over medical records.

    This circumvents new Health Insurance Portability and Accountability Act protections meant to shield protected reproductive health information from use in investigations when people seek abortions in states where the procedure is legal. Authorities might also be able to access records across state lines where abortion is legal – for example, when different electronic health record systems can share data.

    It is also possible that, in the future, electronic health records could be seized across state lines. Last year, in a letter to the U.S. Department of Health and Human Services, 19 state attorneys general protested the new federal data privacy rules. Texas followed up with a lawsuit against the Biden administration over the rule.

    Even so-called shield laws adopted by some states meant to protect people seeking abortions from record seizures have loopholes.

    Under the Biden administration, the U.S. Department of Health and Human Services added a privacy rule to protect reproducitve health data.

    Privacy vulnerabilities

    Despite some protections offered by the Health Insurance Portability and Accountability Act, additional gaps in safeguarding reproductive health information persist. Data captured outside medical portals, such as from apps or pharmacy transactions, often falls outside the federal law’s scope.

    It’s important to note that apps that capture consumer reproductive health data, like period trackers, do not necessarily pose a greater risk than informants. But the dystopian potential of governments reaching into personal intimate data, and the simplicity of the remedy – deleting an app – draw disproportionate attention.

    While it’s not entirely clear whether period trackers are definitively good or bad from a digital privacy perspective, they do offer potential benefits, such as helping people prevent unwanted pregnancies and thus avoid prosecution.

    Once reported to authorities, activities conducted on personal devices – browsing history, purchases, location data, and messages with friends or family – can become evidence in prosecutions. Authorities have shown a willingness to subpoena records from social media platforms, and they frequently access personal devices.

    Additionally, laws that incentivize family, friends and partners to report suspected abortions create a threat of surveillance from intimate associates. These dynamics are exacerbated by new laws that criminalize “trafficking” minors – transporting them across state lines – for abortion services.

    Providers’ role protecting privacy

    In our research, my colleagues and I found that reproductive health care providers can play a critical role in guiding patients on adopting privacy strategies and helping them navigate an increasingly complex landscape of privacy threats. Clinics are trusted spaces for affordable, progressive care that often shield patients from judgment or harm.

    Based on our interviews with reproductive health care providers, the protocols they use to manage communications, billing and other aspects of patient interactions have proved effective at protecting privacy, especially for vulnerable populations like minors or people with abusive partners. However, people seeking abortions face more nuanced threats. Providers tend to overlook digital risks and threats of prosecution tied to patients’ devices and records.

    This gap in awareness leaves patients without critical guidance for protecting their privacy. Our initial research conducted in the aftermath of the Dobbs decision revealed that people capable of pregnancy express profound concerns about reproductive privacy, yet often feel inadequately prepared to navigate its complexities.

    Findings from our forthcoming research suggest that many patients take extensive precautions, yet it’s not clear how effectively they can prioritize their digital strategies. At the same time, these people place significant trust in their reproductive health care providers, especially because they often deem existing guidance on privacy untrustworthy or insufficient.

    Although providers may currently be less attuned to the newer privacy risks, they could play a crucial role in addressing them. By incorporating digital privacy and threat modeling into their care, providers can help patients navigate a complex landscape of threats in an environment of pervasive surveillance.

    Nora McDonald does not work for, consult, own shares in or receive funding from any company or organization that would benefit from this article, and has disclosed no relevant affiliations beyond their academic appointment.

    – ref. Reproductive health care faces legal and surveillance challenges post-Roe – new research offers guidance – https://theconversation.com/reproductive-health-care-faces-legal-and-surveillance-challenges-post-roe-new-research-offers-guidance-246869

    MIL OSI – Global Reports –

    January 25, 2025
  • MIL-OSI Global: Newly discovered photos of Nazi deportations show Jewish victims as they were last seen alive

    Source: The Conversation – USA – By Wolf Gruner, Professor of History, USC Dornsife College of Letters, Arts and Sciences

    Deportation of Jews in Bielefeld, Germany, on Dec. 13, 1941. Courtesy City Archive Bielefeld, CC BY-SA

    The Holocaust was the first mass atrocity to be heavily photographed.

    The mass production and distribution of cameras in the 1930s and 1940s enabled Nazi officials and ordinary people to widely document Germany’s persecution of Jews and other religious and ethnic minorities.

    I co-direct an international research project to collect every available image documenting Nazi mass deportations of Jews, Roma and Sinti, as well as euthanasia victims, in Nazi Germany between 1938 and 1945. The most recently discovered series of images will be unveiled on Jan. 27, 2025 – Holocaust Remembrance Day.

    In most cases, these are the very last pictures taken of Holocaust victims before they were deported and perished. That fact gives the project its name, #LastSeen.

    A few of the images we’ve tracked down were taken by Jewish people, not Nazi officials, offering a rare glimpse of Nazi mass deportations from a victim’s perspective. As descendants of survivors help our researchers identify the deportees in these images and tell their stories, we give previously faceless victims a voice.

    Jewish Germans assemble for deportation in Breslau, Germany, in November 1941.
    Courtesy of Regional Association of Jewish Communities in Saxony, Germany, CC BY-SA

    A growing archive

    The #LastSeen project is a collaboration between several German academic and educational institutions and the USC Dornsife Center for Advanced Genocide Research in the United States. When it began in late 2021, researchers knew of a few dozen deportation images of Jews from 27 German towns that had been gathered for a 2011-2012 exhibition in Berlin.

    After contacting 1,700 public and private archives in Germany and worldwide to find more, #LastSeen has now collected visual evidence from 60 cities and towns in Nazi Germany. Of these, we’ve analyzed 36 series containing over 420 images, including dozens of never-before-seen photo series from 20 towns.

    Most photographs of Nazi mass deportations from local archives published in our digital atlas were taken by the perpetrators, who documented the event for the police or municipality. That has heavily shaped our visual understanding of these crimes, because they display victims as a faceless mass. When individuals were depicted, it was most often through an antisemitic lens.

    The LastSeen digital atlas shows locations of deportations where visual documentation has been uncovered.
    Screenshot, LastSeen, CC BY-SA

    We have, however, obtained a handful of images taken from a victim’s perspective. In January 2024, the #LastSeen team shared newly discovered photographs showing the Nazi deportations in what was then Breslau, Germany – today Wroclaw, Poland.

    They were sent to us for analysis by Steffen Heidrich, a staff member of the Regional Association of Jewish Communities in Saxony, Germany, who came across an envelope titled “miscellaneous” while reorganizing his archive. It contained 13 deportation photographs – the last images taken of dozens of Jewish victims before they were transported from Breslau to Nazi-occupied Lithuania and massacred in November 1941.

    Jewish resistance

    Many of these pictures in this series show a large, mixed age group of men and women wearing the yellow star – the notorious Nazi-mandated sign for Jews – gathering outside with bundles of their belongings. Some are taken from a peculiar angle, from behind a tree or a wall, suggesting they were snapped clandestinely.

    People waiting for deportation in Breslau in November 1941.
    Courtesy of Regional Association of Jewish Communities in Saxony, Germany, CC BY-SA

    Given the deportation assembly point for the Breslau Jews, a guarded local beer garden, our researchers knew that only a person with permission to access that property could have shot these pictures.

    For these two reasons, we concluded that an employee of the Jewish community of Breslau must have documented the Nazi crimes – most likely Albert Hadda, a Jewish architect and photographer who clandestinely photographed the November 1938 pogrom in Breslau.

    Hadda’s marriage to a Christian partially protected him from persecution. Between 1941 and 1943, the city’s Jewish community tasked him with caring for the deportees at the assembly point until their forced removal.

    These 13 recently discovered pictures constitute the most comprehensive series illuminating the crime of mass deportations from a victim’s perspective in Nazi Germany. Their unearthing is testimony to the recently rediscovered widespread individual resistance by ordinary Jews who fought Nazi persecution.

    Documenting Fulda

    Our project has also identified new deportation photos taken in the German town of Fulda in December 1941, during a snowstorm.

    Previously, historians knew of only three pictures of this deportation event. Preserved in the city archive, they show the deportees at the Fulda train station during heavy snowfall.

    We discovered two new images of the same Nazi deportation, apparently taken by the same photographer, in a videotaped survivor interview in the Visual History Archive of the USC Shoah Foundation in Los Angeles.

    In 1996, the Shoah Foundation interviewed Miriam Berline, née Gottlieb, the daughter of a successful Orthodox Jewish merchant in Fulda. At the end of the two-hour interview, Berline held two photographs up to the camera. They clearly show the same snowy deportation in Fulda.

    Screenshot from Miriam Berline’s interview about the Fulda deportations.
    USC Shoah Foundation Visual History Archive, CC BY-SA

    Berline, born in 1925, escaped Nazi Germany in 1939. She did not remember how her family obtained the images but recalled the photographer as Otto Weissbach, a “wonderful” man who had helped Fulda’s Jewish families.

    Our researchers investigated and learned his name was Arthur Weissbach, a non-Jewish neighbor of the Gottliebs. The factory he owned still exists. Descendants of Jewish families have since confirmed that he kept valuables for them and took care of elderly relatives who stayed behind.

    Weissbach’s niece said he was a passionate hobby photographer. Since Weissbach kept contact with survivors after the war, he might have given the images to the Gottlieb family. Today, the family’s copies are lost, but their existence is preserved in Berline’s video interview at the USC Shoah Foundation.

    The pictures show the Jews at the Fulda train station on Dec. 9, 1941 – revealing how Nazi deportations happened in plain view.

    The day before, Jewish men and women from around Fulda had been summoned and spent the night at a local school gym. In the morning, they were taken to the train station and forced by police to board a train to Kassel, in central Germany, and then eastward onto Riga, in Nazi-occupied Latvia.

    In total, 1,031 Jews were deported from Kassel to Riga. Only 12 from Fulda survived.

    Identifying the deportation victims

    It is difficult to identify the people in the photos we discover. So far, we’ve published 279 biographies in the digital atlas.

    In the future, artificial intelligence may help us identify more people from the photos in our collection. But for now, this process takes exhaustive research with the help of local researchers and descendants of survivors, whose names are known from archived transport lists.

    Families often struggle to recognize individuals in these images, but sometimes they have family photos that help us do so.

    Take, for example, this posed family portrait of two young girls. They are Susanne and Tamara Cohn.

    Susanne and Tamara Cohn, circa 1939.
    Private Archive, CC BY-SA

    Relatives of the Cohn family had this photo. It, along with data from the local Nazi transport list, established that two girls photographed in one of his Breslau deportation shots were the daughters of Willy Cohn.

    Cohn, a well-known German-Jewish medieval historian and high school teacher in Breslau, kept a detailed diary about the persecution of the town’s Jews from 1933 to 1941. It was unearthed and published in the 1990s.

    This photo, below, may be the last picture ever taken of his children with their mother, Gertrud.

    Gertrud, Susanne and Tamara Cohn, Breslau, November 1941.
    #LastSeen Project, CC BY-SA

    New insights

    The #LastSeen research project is generating new insights into the history of Nazi mass deportations, new methodologies for photo analysis and new tools for Holocaust education.

    In addition to the digital atlas, which has been visited by more than 50,000 people since its launch in 2023, we have developed several award-winning educational tools, including an online game that invites students to search for clues, facts and images of Nazi deportations in an artificial attic.

    In workshops for teachers and seminars with students, #LastSeen teaches the history of Nazi deportations and demonstrates how historical photo research works. In Fulda, for example, high schoolers helped us locate the exact places where the photographs were taken.

    Those pictures will be published in our atlas on Holocaust Remembrance Day 2025. A public commemoration in Fulda will feature the local students’ contributions.

    Depending on fundraising, we hope to extend the #LastSeen project beyond Germany. Collecting images from all 20-plus European countries annexed or occupied by the Nazis will help us better understand these crimes and advance research and education in new ways.

    Wolf Gruner is the director of the USC Dornsife Center for Advanced Genocide, which is a partner of the multiinstitutional research project #LastSeen.

    – ref. Newly discovered photos of Nazi deportations show Jewish victims as they were last seen alive – https://theconversation.com/newly-discovered-photos-of-nazi-deportations-show-jewish-victims-as-they-were-last-seen-alive-246929

    MIL OSI – Global Reports –

    January 25, 2025
  • MIL-OSI Global: Microgravity in space may cause cancer − but on Earth, mimicking weightlessness could help researchers develop treatments

    Source: The Conversation – USA – By Sai Deepika Reddy Yaram, Ph.D. Student in Chemical and Biomedical Engineering, West Virginia University

    Cancer cells are more hardy in the low-gravity conditions of space. koto_feja/iStock via Getty Images Plus

    As space travel gains traction and astronauts spend increasing amounts of time in space, studying its effects on health has become increasingly critical.

    Is space travel truly safe? Far from it – research has shown that the effects of space radiation and microgravity on the human body are both detrimental and long-lasting. Creating space conditions on Earth, however, could potentially help researchers treat cancer.

    We are biomedical engineers studying how the body’s cells change under microgravity. Mimicking microgravity conditions on Earth allows researchers to study its effects without the need for space travel.

    Lab research in space

    Microgravity is a condition where gravity is extremely weak and objects are almost weightless. This occurs in space, where Earth’s gravity barely affects astronauts.

    Being in a microgravity environment for an extended period of time can lead to several health issues, including bone loss, muscle weakness, face puffiness and heart changes. Even after astronauts return to Earth, their bodies do not completely go back to normal.

    Studying how cells, organs and tissues respond to microgravity can help scientists better understand how to address any related harmful changes to the body. However, conducting research on lab samples in space faces significant challenges.

    In addition to monitoring lab samples, astronauts have no small number of other tasks to attend to while in space.
    NASA/AP Photo

    It is costly to launch equipment and samples, and experiments need to be planned around weightless conditions and the force of launch. Strict deadlines, limited access to space missions and dependence on astronauts to conduct experiments increase the complexity of these studies, making accuracy and cooperation crucial for success.

    Accessing samples after they have been sent to space can also be difficult. They risk being damaged while in the harsh conditions of space and during transport back to Earth.

    The process of planning and carrying out a lab study in space can be time-consuming, limiting the practicality of frequent experimentation.

    Studying microgravity on Earth

    To address these issues, scientists have developed equipment capable of simulating microgravity conditions on Earth.

    One such device is the clinostat, a machine that continuously spins samples to mimic the effects of low gravity. By constantly rotating, it spreads the effects of gravity evenly so that the sample is “weightless” or close to it. To mimic the effects of microgravity, the clinostat must rotate at just the right speed – fast enough that the sample doesn’t react to gravity, but not so fast that it feels other strong forces.

    Another method called dielectrophoresis places particles such as cells in a nonuniform electric field. Unlike a uniform electric field, which is the same strength and direction everywhere, a nonuniform electric field changes in strength or direction at different points. This uneven field causes cells to move based on differences in their electrical properties compared with the liquid surrounding them, enabling researchers to separate and study them. While this technique has been widely used on Earth, exploring its application in microgravity environments could allow researchers to more precisely manipulate particles and conduct research not feasible under Earth’s gravity.

    Tools such as clinostats and dielectrophoresis provide an easier, cheaper and faster way to study microgravity’s effects on cells compared with space missions. They are cost-effective and portable, requiring less expensive equipment and a smaller volume of samples to quickly generate reliable data.

    This video demonstrates particles separating via dielectrophoresis.

    Microgravity and cancer

    While microgravity can cause cancer, it could also potentially help researchers better understand and treat cancer.

    Cancer is one of the most challenging diseases to treat because it evolves rapidly and often becomes resistant to available treatments. By observing cancer cells in microgravity, researchers can study how they grow, divide and respond to drugs under different conditions. In simple terms, we are taking cancer cells out of their comfort zone to see how they react to an unknown environment.

    For example, researchers have observed that cancer cells have improved survival under microgravity. They also saw changes to their electrical properties. Other studies have shown that microgravity can alter immune cell function and how cells communicate with each other.

    Our team and others hypothesize that cancer cells may respond more effectively to certain drugs when exposed to a weightless environment. We’re looking into whether we can use microgravity to manipulate cancer cells to behave less aggressively and become more vulnerable to treatment.

    This research is still in its infancy. But if successful, these insights could help researchers develop new treatments that are more effective back here on Earth.

    The authors do not work for, consult, own shares in or receive funding from any company or organization that would benefit from this article, and have disclosed no relevant affiliations beyond their academic appointment.

    – ref. Microgravity in space may cause cancer − but on Earth, mimicking weightlessness could help researchers develop treatments – https://theconversation.com/microgravity-in-space-may-cause-cancer-but-on-earth-mimicking-weightlessness-could-help-researchers-develop-treatments-242895

    MIL OSI – Global Reports –

    January 25, 2025
  • MIL-OSI Global: One large Milky Way galaxy or many galaxies? 100 years ago, a young Edwin Hubble settled astronomy’s ‘Great Debate’

    Source: The Conversation – USA – By Chris Impey, University Distinguished Professor of Astronomy, University of Arizona

    The Andromeda galaxy helped Edwin Hubble settle a great debate in astronomy. Stocktrek Images via Getty Images

    A hundred years ago, astronomer Edwin Hubble dramatically expanded the size of the known universe. At a meeting of the American Astronomical Society in January 1925, a paper read by one of his colleagues on his behalf reported that the Andromeda nebula, also called M31, was nearly a million light years away – too remote to be a part of the Milky Way.

    Hubble’s work opened the door to the study of the universe beyond our galaxy. In the century since Hubble’s pioneering work, astronomers like me have learned that the universe is vast and contains trillions of galaxies.

    Nature of the nebulae

    In 1610, astronomer Galileo Galilei used the newly invented telescope to show that the Milky Way was composed of a huge number of faint stars. For the next 300 years, astronomers assumed that the Milky Way was the entire universe.

    As astronomers scanned the night sky with larger telescopes, they were intrigued by fuzzy patches of light called nebulae. Toward the end of the 18th century, astronomer William Herschel used star counts to map out the Milky Way. He cataloged a thousand new nebulae and clusters of stars. He believed that the nebulae were objects within the Milky Way.

    Charles Messier also produced a catalog of over 100 prominent nebulae in 1781. Messier was interested in comets, so his list was a set of fuzzy objects that might be mistaken for comets. He intended for comet hunters to avoid them since they did not move across the sky.

    As more data piled up, 19th century astronomers started to see that the nebulae were a mixed bag. Some were gaseous, star-forming regions, such as the Orion nebula, or M42 – the 42nd object in Messier’s catalog – while others were star clusters such as the Pleiades, or M45.

    A third category – nebulae with spiral structure – particularly intrigued astronomers. The Andromeda nebula, M31, was a prominent example. It’s visible to the naked eye from a dark site.

    The Andromeda galaxy, then known as the Andromeda nebula, is a bright spot in the sky that intrigued early astronomers.

    Astronomers as far back as the mid-18th century had speculated that some nebulae might be remote systems of stars or “island universes,” but there was no data to support this hypothesis. Island universes referred to the idea that there could be enormous stellar systems outside the Milky Way – but astronomers now just call these systems galaxies.

    In 1920, astronomers Harlow Shapley and Heber Curtis held a Great Debate. Shapley argued that the spiral nebulae were small and in the Milky Way, while Curtis took a more radical position that they were independent galaxies, extremely large and distant.

    At the time, the debate was inconclusive. Astronomers now know that galaxies are isolated systems of stars, much smaller than the space between them.

    Hubble makes his mark

    Edwin Hubble was young and ambitious. At the of age 30, he arrived at Mount Wilson Observatory in Southern California just in time to use the new Hooker 100-inch telescope, at the time the largest in the world.

    Edwin Hubble uses the telescope at the Mount Wilson Observatory.
    Hulton Archives via Getty Images

    He began taking photographic plates of the spiral nebulae. These glass plates recorded images of the night sky using a light-sensitive emulsion covering their surface. The telescope’s size let it make images of very faint objects, and its high-quality mirror allowed it to distinguish individual stars in some of the nebulae.

    Estimating distances in astronomy is challenging. Think of how hard it is to estimate the distance of someone pointing a flashlight at you on a dark night. Galaxies come in a very wide range of sizes and masses. Measuring a galaxy’s brightness or apparent size is not a good guide to its distance.

    Hubble leveraged a discovery made by Henrietta Swan Leavitt 10 years earlier. She worked at the Harvard College Observatory as a “human computer,” laboriously measuring the positions and brightness of thousands of stars on photographic plates.

    She was particularly interested in Cepheid variables, which are stars whose brightness pulses regularly, so they get brighter and dimmer with a particular period. She found a relationship between their variation period, or pulse, and their intrinsic brightness or luminosity.

    Once you measure a Cepheid’s period, you can calculate its distance from how bright it appears using the inverse square law. The more distant the star is, the fainter it appears.

    Hubble worked hard, taking images of spiral nebulae every clear night and looking for the telltale variations of Cepheid variables. By the end of 1924, he had found 12 Cepheids in M31. He calculated M31’s distance as a prodigious 900,000 light years away, though he underestimated its true distance – about 2.5 million light years – by not realizing there were two different types of Cepheid variables.

    His measurements marked the end of the Great Debate about the Milky Way’s size and the nature of the nebulae. Hubble wrote about his discovery to Harlow Shapley, who had argued that the Milky Way encompassed the entire universe.

    “Here is the letter that destroyed my universe,” Shapley remarked.

    Always eager for publicity, Hubble leaked his discovery to The New York Times five weeks before a colleague presented his paper at the astronomers’ annual meeting in Washington, D.C.

    An expanding universe of galaxies

    But Hubble wasn’t done. His second major discovery also transformed astronomers’ understanding of the universe. As he dispersed the light from dozens of galaxies into a spectrum, which recorded the amount of light at each wavelength, he noticed that the light was always shifted to longer or redder wavelengths.

    Light from the galaxy passes through a prism or reflects off a diffraction grating in a telescope, which captures the intensity of light from blue to red.

    Astronomers call a shift to longer wavelengths a redshift.

    It seemed that these redshifted galaxies were all moving away from the Milky Way.

    Hubble’s results suggested the farther away a galaxy was, the faster it was moving away from Earth. Hubble got the lion’s share of the credit for this discovery, but Lowell Observatory astronomer Vesto Slipher, who noticed the same phenomenon but didn’t publish his data, also anticipated that result.

    Hubble referred to galaxies having recession velocities, or speeds of moving away from the Earth, but he never figured out that they were moving away from Earth because the universe is getting bigger.

    Belgian cosmologist and Catholic priest Georges Lemaitre made that connection by realizing that the theory of general relativity described an expanding universe. He recognized that space expanding in between the galaxies could cause the redshifts, making it seem like they were moving farther away from each other and from Earth.

    Lemaitre was the first to argue that the expansion must have begun during the big bang.

    Edwin Hubble is the namesake for NASA’s Hubble Space Telescope, which has spent decades observing faraway galaxies.
    NASA via AP

    NASA named its flagship space observatory after Hubble, and it has been used to study galaxies for 35 years. Astronomers routinely observe galaxies that are thousands of times fainter and more distant than galaxies observed in the 1920s. The James Webb Space Telescope has pushed the envelope even farther.

    The current record holder is a galaxy a staggering 34 billion light years away, seen just 200 million years after the big bang, when the universe was 20 times smaller than it is now. Edwin Hubble would be amazed to see such progress.

    Chris Impey does not work for, consult, own shares in or receive funding from any company or organization that would benefit from this article, and has disclosed no relevant affiliations beyond their academic appointment.

    – ref. One large Milky Way galaxy or many galaxies? 100 years ago, a young Edwin Hubble settled astronomy’s ‘Great Debate’ – https://theconversation.com/one-large-milky-way-galaxy-or-many-galaxies-100-years-ago-a-young-edwin-hubble-settled-astronomys-great-debate-246759

    MIL OSI – Global Reports –

    January 25, 2025
  • MIL-OSI United Kingdom: Heckington Fen Solar Park development consent decision announced

    Source: United Kingdom – Executive Government & Departments

    The Heckington Fen Solar Park application has today been granted development consent by the Secretary of State for Energy Security and Net Zero.

    Heckington Fen Solar Park

    The proposed development will comprise the construction, operation and decommissioning of a solar photovoltaic (PV) electricity generating facility exceeding 50 megawatt (MW) output capacity, together with associated energy storage. The installed capacity of the solar generation is expected to be in the order of 500MW.  

    The application was submitted to the Planning Inspectorate for consideration by Ecotricity (Heck Fen Solar) Limited on 15 February 2023 and accepted for Examination on 13 March 2023.  

    Following an examination during which the public, statutory consultees and interested parties were given the opportunity to give evidence to the Examining Authority, recommendations were made to the Secretary of State on 9 May 2024.   

    This is the 88th energy application out of 146 applications examined to date and was again completed by the Planning Inspectorate within the statutory timescale laid down in the Planning Act 2008.   

    Local communities continue to be given the opportunity of being involved in the examination of projects that may affect them. Local people, the local authority and other interested parties were able to participate in this six-month examination.   

    The Examining Authority listened and gave full consideration to all local views and the evidence gathered during the examination before making its recommendation to the Secretary of State.  

    The decision, the recommendation made by the Examining Authority to the Secretary of State for Energy Security and Net Zero and the evidence considered by the Examining Authority in reaching its recommendation are publicly available on the project pages of the National Infrastructure Planning website.  

    Journalists wanting further information should contact the Planning Inspectorate Press Office, on 0303 444 5004 or 0303 444 5005 or email:   

    Press.office@planninginspectorate.gov.uk

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    Updates to this page

    Published 24 January 2025

    MIL OSI United Kingdom –

    January 25, 2025
  • MIL-OSI United Kingdom: Zack Polanski hosts Veganuary with Viva to push Mayor’s plant-based policies forward

    Source: Mayor of London

     Should the London Fire Brigade’s catering have more plant-based options? 

    Can sustainable food be required in every Free School Meal?  

    How vegan-friendly is City Hall’s procurement chain?   

    To jumpstart the Mayor of London’s plant-based policies and celebrate Veganuary, Zack Polanski, Green Party Londonwide Assembly Member, brought together environmental campaigners, animal welfare advocates, procurement advisors, policy officers, and food science academics for a night of networking and brainstorming.  

    Zack’s event was co-hosted by Viva!, the UK’s leading vegan campaigning charity.  

    Following the event, Zack will now compile and consolidate ideas shared at the event and present a core set of plant-based proposals to London’s Mayor.  

    Reflecting on the night’s success, Green Party London Assembly Member Zack Polanski said: 

    “Thank you to everyone who came out to celebrate Veganuary! People coming together with a plan for how to make our city better and kinder – It really felt like London and democracy at it’s very best.  

    “I look forward to taking some of these incredible ideas to the Mayor next month, and continuing to push for a more animal friendly, sustainable London.” 

    MIL OSI United Kingdom –

    January 25, 2025
  • MIL-OSI Asia-Pac: HKETO, Brussels promotes Hong Kong’s advantages and maritime opportunities in Antwerp, Belgium (with photo)

    Source: Hong Kong Government special administrative region

         The Hong Kong Economic and Trade Office in Brussels (HKETO, Brussels) joined The Beacon and the Hong Kong Trade Development Council (HKTDC) to host a compelling “lunch and learn” session on January 23 (Antwerp time), in Antwerp, Belgium, aimed at promoting Hong Kong’s advantages and opportunities to European businesses and entrepreneurs in the maritime industry.

         Based in Antwerp, the most important port city of Belgium, The Beacon is a thriving community of forward-thinking companies dedicated to addressing challenges in cities, ports, and industries through digital innovation. As a hub for collaboration, The Beacon aims to inspire technology companies and drive impactful solutions for the future.

         In the sharing session, Deputy Representative of HKETO, Brussels, Miss Fiona Li provided an in-depth overview of Hong Kong’s robust economic fundamentals, its strategic role in connecting Belgian and European businesses to Asian markets, in particular its unique position as a gateway to the Greater Bay Area and Mainland China. Miss Li stated, “Hong Kong’s strong ground rules and distinctive advantages including the rule of law, free flow of capital, a free trade and investment regime and an efficient and clean government are kept under the “One Country, Two Systems” principle. Hong Kong’s ranking fourth in the 2024 Xinhua-Baltic International Shipping Centre Development Index is a testament to our strengths and the pivotal role in global shipping and international trade.”

         Miss Li also highlighted Hong Kong fleet’s high degree of safety and reliability, “Hong Kong-registered ships rank as the fourth largest in the world in terms of gross tonnage, and the Port State Control detention rate of Hong Kong-registered ships is only 0.81 per cent, which is significantly lower than the world average of 3.39 per cent”. Miss Li also shared with the participants on the latest policies regarding the maritime industry.

         During the sharing session, Marketing Manager, Frankfurt Office, HKTDC, Ms Kristie Chu had an intriguing dialogue with Editor-in-chief of Flows magazine Mr Koen Dejaeger on the experience of his participation in the Hong Kong Maritime Week in November 2024 and the latest opportunities in Hong Kong’s maritime sector.   

    MIL OSI Asia Pacific News –

    January 25, 2025
  • MIL-OSI USA: SBA Offers Relief to Florida Small Businesses and Private Nonprofits Hit by Hurricane Milton: Low Interest Disaster Loans Now Available!

    Source: United States Small Business Administration

    ATLANTA – The U.S. Small Business Administration (SBA) announced that low interest federal disaster loans are now available to small businesses and private nonprofit (PNP) organizations who sustained economic losses from the severe storm, tornadoes, and straight-line winds caused by Hurricane Milton on Oct. 9-10, 2024. 

    The disaster declaration covers the counties of Broward, Collier, Glades, Hendry, Martin, Miami-Dade, Okeechobee and Palm Beach. 

    Under this declaration, the SBA’s Economic Injury Disaster Loan (EIDL) program is available to eligible small businesses, small agricultural cooperatives, nurseries, and PNPs that suffered financial losses directly related to this disaster. The SBA is unable to provide disaster loans to agricultural producers, farmers, or ranchers, except for aquaculture enterprises.  

    EIDLs are available for working capital needs caused by the disaster and are available even if the business or PNP did not suffer any physical damage. The loans may be used to pay fixed debts, payroll, accounts payable, and other bills that could have been paid had the disaster not occurred.  

    “When disasters strike, businesses and nonprofits face significant challenges,” said Randle Logan, acting associate administrator for the SBA’s Office of Disaster Recovery and Resilience. “These SBA loans provide the financial support needed to manage costs and move forward with greater confidence.”  

    The loan amount can be up to $2 million with interest rates as low as 4% for small businesses and 3.25% for PNPs, with terms up to 30 years. Interest does not accrue, and payments are not due, until 12 months from the date of the first loan disbursement. The SBA sets loan amount terms based on each applicant’s financial condition.  

    SBA’s disaster loan program has been replenished through the American Relief Act of 2025, signed into law by President Biden on December 21, 2024.  

    For more information and to apply online visit SBA.gov/disaster. Applicants may also call SBA’s Customer Service Center at (800) 6592955 or email disastercustomerservice@sba.gov for information on SBA disaster assistance. For people who are deaf, hard of hearing, or have a speech disability, please dial 7-1-1 to access telecommunications relay services.  

    Submit completed loan applications to the SBA no later than Sept. 15, 2025. 

    ### 

    About the U.S. Small Business Administration 

    The U.S. Small Business Administration helps power the American dream of business ownership. As the only go-to resource and voice for small businesses backed by the strength of the federal government, the SBA empowers entrepreneurs and small business owners with the resources and support they need to start, grow, expand their businesses, or recover from a declared disaster. It delivers services through an extensive network of SBA field offices and partnerships with public and private organizations. To learn more, visit http://www.sba.gov. 

    MIL OSI USA News –

    January 25, 2025
  • MIL-OSI USA: SBA Offers Relief to Maryland Small Businesses and Private Nonprofits Hit by Summer Drought: Low Interest Disaster Loans Now Available!

    Source: United States Small Business Administration

    ATLANTA – The U.S. Small Business Administration (SBA) announced that small businesses and private nonprofit (PNP) organizations in Maryland are eligible to apply for low interest federal disaster loans to offset economic losses caused by drought and excessive heat that occurred June 11 – Oct. 22, 2024. 

    The disaster declaration covers the counties of Anne Arundel, Baltimore City, Baltimore County, Calvert, Caroline, Carroll, Cecil, Charles, Dorchester, Harford, Howard, Kent, Montgomery, Prince George’s, Queen Anne’s, Somerset, St. Mary’s, Talbot and Wicomico in Maryland, as well as the counties of Sussex in Delaware, Lancaster and York in Pennsylvania, Alexandria, Fairfax County, King George, Northumberland, Prince William, Stafford and Westmoreland in Virginia, and the District of Columbia. 

    Under this declaration, the SBA’s Economic Injury Disaster Loan (EIDL) program is available to eligible small businesses, small agricultural cooperatives, nurseries, and PNPs that suffered financial losses directly related to this disaster. The SBA is unable to provide disaster loans to agricultural producers, farmers, or ranchers, except for aquaculture enterprises.  

    EIDLs are available for working capital needs caused by the disaster and are available even if the business or PNP did not suffer any physical damage. The loans may be used to pay fixed debts, payroll, accounts payable, and other bills that could have been paid had the disaster not occurred.  

    “When disasters strike, businesses and nonprofits face significant challenges,” said Randle Logan, acting associate administrator for the SBA’s Office of Disaster Recovery and Resilience. “These SBA loans provide the financial support needed to manage costs and move forward with greater confidence.”  

    The loan amount can be up to $2 million with interest rates as low as 4% for small businesses and 3.25% for PNPs, with terms up to 30 years. Interest does not accrue, and payments are not due, until 12 months from the date of the first loan disbursement. The SBA sets loan amount terms based on each applicant’s financial condition.  

    SBA’s disaster loan program has been replenished through the American Relief Act of 2025, signed into law by President Biden on December 21, 2024.  

      For more information and to apply online visit SBA.gov/disaster. Applicants may also call SBA’s Customer Service Center at (800) 6592955 or email disastercustomerservice@sba.gov for information on SBA disaster assistance. For people who are deaf, hard of hearing, or have a speech disability, please dial 7-1-1 to access telecommunications relay services.  

    Submit completed loan applications to the SBA no later than Sept. 15, 2025. 

    ### 

    About the U.S. Small Business Administration 

    The U.S. Small Business Administration helps power the American dream of business ownership. As the only go-to resource and voice for small businesses backed by the strength of the federal government, the SBA empowers entrepreneurs and small business owners with the resources and support they need to start, grow, expand their businesses, or recover from a declared disaster. It delivers services through an extensive network of SBA field offices and partnerships with public and private organizations. To learn more, visit http://www.sba.gov. 

    MIL OSI USA News –

    January 25, 2025
  • MIL-OSI USA: Relief Still Available to Lewis County Residents Hit by August Storm: Don’t Miss the Deadline to Apply for an SBA Disaster Loan

    Source: United States Small Business Administration

    ATLANTA – The U.S. Small Business Administration (SBA) is reminding eligible businesses, nonprofit organizations, homeowners and renters in Lewis County, New York of the Feb. 18 deadline to apply for low interest federal disaster loans to offset physical damage caused by the severe storm and flooding that occurred Aug. 18 – 19, 2024.  

    Eligible businesses and nonprofits are eligible to apply for business physical disaster loans and may borrow up to $2 million to repair or replace disaster-damaged or destroyed real estate, machinery and equipment, inventory, and other business assets.   

    Homeowners and renters are eligible to apply for home and personal property loans and may borrow up to $100,000 to replace or repair personal property, such as clothing, furniture, cars, and appliances. Homeowners may apply for up to $500,000 to replace or repair their primary residence.   

    Applicants may be eligible for a loan increase of up to 20% of their physical damages, as verified by the SBA, for mitigation purposes. Eligible mitigation improvements include insulating pipes, walls and attics, weather stripping doors and windows, and installing storm windows to help protect property and occupants from future disasters.  

    “SBA disaster loans do more than repair damage, — they mitigate against future disasters,” said Randle Logan, acting associate administrator for the SBA’s Office of Disaster Recovery and Resilience. “Expanded funding is available to make pro-active property and building upgrades that protect homes and businesses from future storms.” 

    Interest rates are as low as 4% for businesses, 3.25% for nonprofits, and 2.813% for homeowners and renters, with terms up to 30 years. Interest does not begin to accrue, and payments are not due, until 12 months from the date of the first loan disbursement. The SBA sets loan amounts and terms, based on each applicant’s financial condition.  

    The SBA also offers Economic Injury Disaster Loans (EIDLs) to help meet working capital needs, such as ongoing operating expenses for small businesses and private nonprofit organizations.  EIDL assistance is available regardless of whether the organization suffered any physical property damage.     

    SBA’s disaster loan program has been replenished through the American Relief Act of 2025, signed into law by President Biden on December 21, 2024.   

    For more information and to apply online visit SBA.gov/disaster. Applicants may also call SBA’s Customer Service Center at (800) 6592955 or email disastercustomerservice@sba.gov for information on SBA disaster assistance. For people who are deaf, hard of hearing, or have a speech disability, please dial 7-1-1 to access telecommunications relay services.   

    Submit completed loan applications to SBA no later than Feb. 18, 2025. The deadline to submit economic injury applications is Sept. 22, 2025. 

    ### 

    About the U.S. Small Business Administration  

    The U.S. Small Business Administration helps power the American dream of business ownership. As the only go-to resource and voice for small businesses backed by the strength of the federal government, the SBA empowers entrepreneurs and small business owners with the resources and support they need to start, grow or expand their businesses, or recover from a declared disaster. It delivers services through an extensive network of SBA field offices and partnerships with public and private organizations. To learn more, visit http://www.sba.gov.  

    MIL OSI USA News –

    January 25, 2025
  • MIL-OSI USA: SBA Offers Relief to Georgia Small Businesses and Private Nonprofits Hit by Hurricane Helene: Low Interest Disaster Loans Now Available!

    Source: United States Small Business Administration

    ATLANTA – The U.S. Small Business Administration (SBA) announced that small businesses and private nonprofit (PNP) organizations in Georgia and surrounding states coastline are eligible to apply for low interest disaster loans to offset economic losses caused by Hurricane Helene on Oct. 26-27, 2024. 

    The disaster declaration covers the counties of Appling, Atkinson, Bacon, Baker, Baldwin, Ben Hill, Berrien, Bibb, Bleckley, Brantley, Brooks, Bryan, Bulloch, Burke, Camden, Candler, Charlton, Chatham, Chattahoochee, Clinch, Coffee, Colquitt, Columbia, Cook, Crisp, Decatur, Dodge, Dooley, Dougherty, Echols, Effingham, Elbert, Emanuel, Evans, Glascock, Glynn, Grady, Hancock, Houston, Irwin, Jeff Davis, Jefferson, Jenkins, Johnson, Jones, Lanier, Laurens, Lee, Liberty, Lincoln, Long, Lowndes, Marion, McDuffie, McIntosh, Miller, Mitchell, Montgomery, Oglethorpe, Pierce, Pulaski, Quitman, Randolph, Richmond, Screven, Seminole, Stewart, Sumter, Taliaferro, Tattnall, Telfair, Terrell, Thomas, Tift, Toombs, Treutlen, Turner, Twiggs, Ware, Warren, Washington, Wayne, Webster, Wheeler, Wilcox, Wilkes, Wilkinson and Worth in Georgia, as well as the counties of Barbour and Russell in Alabama, Baker, Columbia, Gadsden, Hamilton, Jefferson, Leon, Madison and Nassau in Florida, and Aiken, Allendale, Barnwell, Edgefield, Hampton, Jasper and McCormick in South Carolina. 

    Under this declaration, the SBA’s Economic Injury Disaster Loan (EIDL) program is available to eligible small businesses, small agricultural cooperatives, nurseries, and PNPs that suffered financial losses directly related to this disaster. The SBA is unable to provide disaster loans to agricultural producers, farmers, or ranchers, except for aquaculture enterprises.  

    EIDLs are available for working capital needs caused by the disaster and are available even if the business or PNP did not suffer any physical damage. The loans may be used to pay fixed debts, payroll, accounts payable, and other bills that could have been paid had the disaster not occurred.  

    “When disasters strike, businesses and nonprofits face significant challenges,” said Randle Logan, acting associate administrator for the SBA’s Office of Disaster Recovery and Resilience. “These SBA loans provide the financial support needed to manage costs and move forward with greater confidence.”  

    The loan amount can be up to $2 million with interest rates as low as 4% for small businesses and 3.25% for PNPs, with terms up to 30 years. Interest does not accrue, and payments are not due, until 12 months from the date of the first loan disbursement. The SBA sets loan amount terms based on each applicant’s financial condition.  

    SBA’s disaster loan program has been replenished through the American Relief Act of 2025, signed into law by President Biden on December 21, 2024.  

    For more information and to apply online visit SBA.gov/disaster. Applicants may also call SBA’s Customer Service Center at (800) 6592955 or email disastercustomerservice@sba.gov for information on SBA disaster assistance. For people who are deaf, hard of hearing, or have a speech disability, please dial 7-1-1 to access telecommunications relay services.  

    Submit completed loan applications to the SBA no later than Sept. 15, 2025. 

    ### 

    About the U.S. Small Business Administration 

    The U.S. Small Business Administration helps power the American dream of business ownership. As the only go-to resource and voice for small businesses backed by the strength of the federal government, the SBA empowers entrepreneurs and small business owners with the resources and support they need to start, grow, expand their businesses, or recover from a declared disaster. It delivers services through an extensive network of SBA field offices and partnerships with public and private organizations. To learn more, visit http://www.sba.gov. 

    MIL OSI USA News –

    January 25, 2025
  • MIL-OSI: The Drone Market Size Continues to Rise Steeply Generating Lucrative Revenue Opportunity

    Source: GlobeNewswire (MIL-OSI)

    PALM BEACH, Fla., Jan. 24, 2025 (GLOBE NEWSWIRE) — FN Media Group News Commentary – The drone platform services segment dominated the global drone services market share in recent years and is estimated to be the fastest growing through 2032. This is due to the growing use of drones for emergency response and public safety. Drone platform services refer to a range of software and hardware solutions that enable the safe and efficient operation of drones. Drone MRO services comprise maintenance, repair, and overhaul services for items such as wind turbine blades, solar plates, and oil & gas pipelines, especially in hard-to-reach locations. The drone MRO services segment is expected to register significant growth during the forecast period due to increasing demand for low cost and effective inspection services across various sectors. Autonomous drones are UAVs that can operate without human intervention, using advanced software, sensors, and cameras. These drones have been playing an essential role in various industries such as agriculture, construction, mining, and logistics. The introduction of artificial intelligence (AI) software improves the overall performance of unmanned aerial systems, enabling drones to recognize objects, examine information, and provide real-time analytical feedback. A report from Fortune Business Insights said that: “The increase in precision farming needs, aiming to boost crop productivity, drives market growth. Drone OEMs are investing in R&D for thermal cameras, multispectral sensors, and LiDAR, improving drone efficacy in monitoring fields, creating vegetation maps, and detecting issues such as disease and irrigation irregularities. Thus, it drives the market growth during the forecast period.”    Active Companies in the markets today include ZenaTech, Inc. (NASDAQ: ZENA), AgEagle Aerial Systems Inc. (NYSE: UAVS), Palladyne AI Corp. (NASDAQ: PDYN), Red Cat Holdings, Inc. (NASDAQ: RCAT), Ambarella, Inc. (NASDAQ: AMBA).

    Fortune Business Insights continued: “Agricultural drones, flying at a specific altitude with sensors, provide crucial analytical data for controls crop health, treatment, exploration, field soil analysis, and yield assessments, aiding farmers in making informed decisions and reducing time and costs. The surveillance & inspection segment dominates the market. It is estimated to be the fastest growing segment during the forecast period, owing to rising demand for surveillance and inspection operations from agriculture, oil & gas, mining, and other sectors. The product delivery segment held the second-largest share in the application segment. It refers to the use of drones to deliver goods to customers. This entails specialized drones equipped with sensors and GPS technology to navigate and deliver packages to their intended destinations. The rising demand for fast and efficient delivery services is anticipated to boost the product delivery segment.”

    ZenaTech (NASDAQ:ZENA) Announces Listing of its Common Shares on the Mexican Stock Exchange – ZenaTech, Inc. (FSE: 49Q) (BMV: ZENA) (“ZenaTech”), a technology company specializing in AI (Artificial Intelligence) drone, Drone-as-a-Service (DaaS), enterprise SaaS and Quantum Computing solutions, announces that it its common shares are approved for listing and trading on the BMV: Bolsa Mexicana de Valores (Mexican Stock Exchange). The shares trade under the symbol “ZENA” on its International Quotation System (SIC), effective January 23, 2025.

    “As we continue to expand our business into new geographical markets, this additional listing on the Mexican Stock Exchange not only broadens our international exposure but provides increased liquidity for our shareholders. We look forward to sharing our story with Mexican investors as we continue to drive value for our shareholders,” said CEO Shaun Passley, Ph.D.

    In Additional ZENA News – ZenaTech Inc.’s (NASDAQ:ZENA) Acquires KJM Land Surveying LLC, a Second Acquisition to Accelerate Drone Innovation in Land Surveys and Establish a Southeast Base for its Drone as a Service Business – ZenaTech, a technology company specializing in AI (Artificial Intelligence) drone, Drone-as-a-Service (DaaS), enterprise SaaS and Quantum Computing solutions, announces that it has acquired KJM Land Surveying LLC, a well-established Pensacola Florida land survey engineering company with a long history and roster of repeat customers. This is ZenaTech’s second acquisition as part of a larger roll-up strategy to disrupt the land survey industry by accelerating the use of drones for speed, accuracy and innovation benefits. The acquisition will also form the base of the Southeast US region of its national Drone as a Service or DaaS business which utilizes drone solutions from its subsidiary company ZenaDrone.

    “Closing this second acquisition is another step in our Drone as a Service or DaaS strategy, establishing a Southeast base with an experienced team and customer relationships, which adds to our Northwest base and national rollout. We have the opportunity to significantly disrupt the land survey business at scale using drone technologies. We view our DaaS business model as similar as to how Uber disrupted the taxi industry,” said CEO Shaun Passley, Ph.D. “This acquisition, as well as the 20 others we have identified, have the potential to add accretive revenue over the short term as well as the long term.”

    The US Surveying and Mapping Services industry is estimated at $10.3 billion according to Business Research Insights, growing at least 3% annually. Remotely piloted drones with an array of sensors and cameras, LiDAR (Light Detection and Ranging), and GPS systems for capturing high-resolution pictures and data are revolutionizing the land survey industry gathering aerial data across expansive terrains in a matter of hours instead of weeks or months using traditional methods.   Continued… Read this full release by visiting: https://www.financialnewsmedia.com/news-zena/

    Other recent developments in the technology industry include:

    Ambarella, Inc. (NASDAQ: AMBA) recently announced during CES the N1-655 edge GenAI system-on-chip (SoC), which provides on-chip decode of 12x simultaneous 1080p30 video streams, while concurrently processing that video and running a hybrid of multiple, multimodal vision-language models (VLMs) and traditional CNNs. This SoC’s high AI processing performance supports most of the popular multimodal VLMs and large-language models (LLMs), while consuming only 20 watts of power—10-100x lower than cloud processors. For example, the N1-655 reliably runs the Phi, Gemma, LLaVA-OneVision and Llama models, without the need for an internet connection, on data inputs like visuals and speech in applications such as on-premise AI boxes, autonomous mobile robots (AMRs), and smart-city security video recorders.

    Following its initial N1 SoC introduced last year, Ambarella is building up a family of edge GenAI SoCs for tasks that go beyond what can be done on-camera. Both of the current family members process GenAI models locally to improve privacy with state-of-the-art performance per watt, significantly reducing power consumption as well as the total cost of ownership compared to cloud-based inference processing.

    AgEagle Aerial Systems Inc. (NYSE: UAVS) recently announced the completion of its previously announced historic order of eBee VISION systems to its reseller for French Army surveillance operations. Each system consists of an eBee VISION UAV, ground control systems, comms and antenna package, and a tactical backpack unit. The final 15 units have been delivered pursuant to this purchase order, with the total order valued at $3.4M, which represents the largest single order since the Company was founded.

    Bill Irby, AgEagle President, stated, “As AgEagle embarks on what we anticipate being a promising new year in the expanding drone market, closing out this historic requisition serves as a strong indicator of what we believe will be our most successful year to date. In conjunction with our reseller partner we have conducted multiple training events with the French Army which provided invaluable real-time feedback we are leveraging to accelerate the evolution of our eBee VISION. We believe these insights, in addition to our recent significant milestone achievements, will be essential to the scaling of our high-value intelligence, surveillance, and reconnaissance product offerings to military and commercial operations worldwide. We look forward to driving ongoing sustainable revenue growth and remain committed to building long-term value for all our stakeholders.”

    Palladyne AI Corp. (NASDAQ: PDYN) and Red Cat Holdings, Inc. (NASDAQ: RCAT), a drone technology company integrating robotic hardware and software for military, government, and commercial operations, recently announced the completion of the first successful flight in which multiple Teal drones equipped with Palladyne™ Pilot AI software autonomously collaborated to identify, prioritize, and track objects of interest on the ground. The flight demonstrates how the Palladyne Pilot AI software leverages sensor management and platform collaboration to enable a flight of two or more drones to autonomously collaborate and share multi-modal sensor information under constrained communication between drones. This follows Palladyne AI’s announcement in December 2024 that it had successfully demonstrated a single drone’s ability to interface with a small drone’s autopilot system using Palladyne Pilot to autonomously identify, prioritize, and track terrestrial targets.

    “Enabling multiple Teal and Black Widow drones to synthesize and share multi-modal sensor fusion information in real-time will dramatically improve situational awareness in the field,” said Geoff Hitchcock, Chief Revenue Officer, Red Cat Holdings, Inc. “Even more compelling is the ability to translate that shared information into autonomous navigation, enabling a single operator to manage multiple drones with a substantially reduced cognitive load and in operational environments with limited connectivity. We look forward to engaging with our customers to showcase the value of this groundbreaking joint-solution.”

    About FN Media Group:

    At FN Media Group, via our top-rated online news portal at http://www.financialnewsmedia.com, we are one of the very few select firms providing top tier one syndicated news distribution, targeted ticker tag press releases and stock market news coverage for today’s emerging companies. #tickertagpressreleases #pressreleases

    Follow us on Facebook to receive the latest news updates: https://www.facebook.com/financialnewsmedia

    Follow us on Twitter for real time Market News: https://twitter.com/FNMgroup

    Follow us on Linkedin: https://www.linkedin.com/in/financialnewsmedia/

    DISCLAIMER:  FN Media Group LLC (FNM), which owns and operates FinancialNewsMedia.com and MarketNewsUpdates.com, is a third party publisher and news dissemination service provider, which disseminates electronic information through multiple online media channels.  FNM is NOT affiliated in any manner with any company mentioned herein.  FNM and its affiliated companies are a news dissemination solutions provider and are NOT a registered broker/dealer/analyst/adviser, holds no investment licenses and may NOT sell, offer to sell or offer to buy any security.  FNM’s market updates, news alerts and corporate profiles are NOT a solicitation or recommendation to buy, sell or hold securities.  The material in this release is intended to be strictly informational and is NEVER to be construed or interpreted as research material.  All readers are strongly urged to perform research and due diligence on their own and consult a licensed financial professional before considering any level of investing in stocks.  All material included herein is republished content and details which were previously disseminated by the companies mentioned in this release.  FNM is not liable for any investment decisions by its readers or subscribers.  Investors are cautioned that they may lose all or a portion of their investment when investing in stocks.  For current services performed FNM has been compensated fifty four hundred dollars for news coverage of the current press releases issued by ZenaTech, Inc. by the Company.  FNM HOLDS NO SHARES OF ANY COMPANY NAMED IN THIS RELEASE.

    This release contains “forward-looking statements” within the meaning of Section 27A of the Securities Act of 1933, as amended, and Section 21E the Securities Exchange Act of 1934, as amended and such forward-looking statements are made pursuant to the safe harbor provisions of the Private Securities Litigation Reform Act of 1995. “Forward-looking statements” describe future expectations, plans, results, or strategies and are generally preceded by words such as “may”, “future”, “plan” or “planned”, “will” or “should”, “expected,” “anticipates”, “draft”, “eventually” or “projected”. You are cautioned that such statements are subject to a multitude of risks and uncertainties that could cause future circumstances, events, or results to differ materially from those projected in the forward-looking statements, including the risks that actual results may differ materially from those projected in the forward-looking statements as a result of various factors, and other risks identified in a company’s annual report on Form 10-K or 10-KSB and other filings made by such company with the Securities and Exchange Commission. You should consider these factors in evaluating the forward-looking statements included herein, and not place undue reliance on such statements. The forward-looking statements in this release are made as of the date hereof and FNM undertakes no obligation to update such statements.

    Contact Information:

    Media Contact email: editor@financialnewsmedia.com – +1(561)325-8757

    SOURCE: FN Media Group

    The MIL Network –

    January 25, 2025
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