Category: Agriculture

  • MIL-OSI United Kingdom: Consultation launched for plans to transform Derby’s Market Place

    Source: City of Derby

    The partners behind the re-development of the area around Derby city centre’s Market Place have announced a consultation on a visionary new, multi-use community building on the site of the former Assembly Rooms.

    VINCI UK Developments and Ion Developments are inviting local communities to give their views on the project, which the partners have described as a “landmark community building”, provisionally named “Derby MADE”.

    Derby MADE is intended to provide a vibrant and safe place for all communities to come together. With a combined 60,000 sq ft of public spaces to gather, learn, share ideas, play and work, it is envisaged that it will become the city’s “living room” and become a natural place for the people of Derby to meet and visit. 

    The vision for the building, which would operate throughout the day and evening, includes spaces for families, meeting rooms, co-working spaces, library area, exhibition spaces, a roof-top bar, office and retail units. Derby MADE would form the first phase of the Market Place redevelopment, utilising the entire site of the Assembly Rooms.

    Graham Lambert, Managing Director VINCI UK Developments said:

    Derby MADE is at the heart of our shared initiative, designed to shape the vision for the city centre around a newly bustling Market Place, and this is the first opportunity we have had to share some of those plans. We are only too aware of our responsibility in transforming the site of the former Assembly Rooms, with something that is equally iconic, but also of equal or greater relevance to Derby’s citizens. We have assembled what we think is an amazing project and we would love to hear feedback to help us shape the vision as it moves forward.

     Steve Parry, Managing Director at Ion Developments added:

    We are delighted to be involved with this project which is designed to celebrate civic pride and the city’s identity. The building is intended to give the people of Derby a reason for visiting the heart of the City Centre and to help build the visitor economy building up the Vaillant Live and Derby Market Hall. We have taken inspiration from similarly transformational and successful projects at Storyhouse in Chester, and in Culture House in Sunderland. We are hoping to draw over three quarters of a million visitors a year to the Market Place, we expect that will be a new lease of life for the square and hopefully for the businesses that are understandably relying on its careful rejuvenation.

    Councillor Nadine Peatfield, Leader of Derby City Council and Cabinet Member for City Centre, Regeneration, Strategy and Policy said:

    Redeveloping the Market Place, combined with the opening of Vaillant Live and revitalised Market Hall, will reinforce our efforts to transform Derby City Centre into a vibrant and welcoming place, with culture at its heart.

    This is a huge step forwards for this site and I’m really excited to hear what the public think of the plans.  It’s vital that we create a space that matters to the people of Derby and attracts visitors from further afield. By creating a multi-use, flexible building, we believe we can strike that balance and give Derby residents somewhere they can call home, but at the same time creating a central visitor destination through a variety of attractions and activity.

    Derby has been eagerly anticipating the next steps for this site, and we’re confident that our preferred strategic development partners, VINCI UK Developments and Ion Developments have taken the time to get this right for the people of Derby and future-proof the site for generations to come.

    Derby residents, businesses owners, and stakeholders are invited to participate in the consultation as it launches with drop-in exhibitions at the City Lab space in the Derbion Shopping Centre. The drop-ins will run on 7 May 2pm – 5.30pm and 8 May 3pm – 6.30pm and members of the team will be on hand to discuss the vision.

    As well as the consultation events, members of the public can find out more about Derby MADE on the consultation website.

    This website will have all the consultation material and feedback survey on from the 7 May and residents will be able to feedback on the vision for a number of weeks.

    MIL OSI United Kingdom

  • MIL-OSI USA: WATCH: Senator Baldwin Calls Out Trump’s Broken Promises 100 Days In

    US Senate News:

    Source: United States Senator for Wisconsin Tammy Baldwin
    WASHINGTON, D.C. – U.S. Senator Tammy Baldwin (D-WI) today took to the Senate floor calling out Trump’s broken promises and what she’s been hearing from Wisconsin farmers, small businesses, veterans, seniors, and families throughout his first 100 days.
    Baldwin’s remarks, as prepared for delivery are below and can be watched here.
    M. President –
    I rise today to reflect on the last 100 days – and the unimaginable amount of havoc and harm President Donald Trump has caused for Wisconsinites. While on the campaign trail and even once in office, the President made a number of promises. Promises to end wars on Day One; promises to lower costs at the grocery store; promises to make health care more affordable; and the list goes on and on and on.
    Look, I was on the campaign trail and listening to Wisconsinites at the same time as Mr. Trump, and truly, I get why he was making some of these promises. Wisconsin families were facing high costs. Workers felt they were being ripped off by their big corporate employers. Democracy felt broken and voices were drowned out by special interest money. People were sick and tired of endless wars. Mr. Trump claimed he had the solution.
    Well, so far, he’s broken these promises and lied to the American people.
    But, here is the kicker: Donald Trump not only broke these promises, but many of the things he promised to fix, he has actively made worse. Grocery store bills are up. I have yet to even see a concept of a health care plan, while Medicaid coverage for 1 million Wisconsinites is on the chopping block to pay for tax breaks for billionaires. Wars are raging in Ukraine and Gaza. Corporations have a friend in the White House who has their backs.
    It is one of the greatest bait-and-switches of our time. And at the end of the day, it’s Wisconsin families paying the price.
    For the last 100 days, I’ve heard from constituents in all 72 Wisconsin counties who fear what this Administration’s actions will mean for them and their families.  
    I’ve heard from dairy farmers like Linda in Viroqua who barely survived Donald Trump’s last trade war. Family farms like hers are scared they will be put out of business entirely as punishing tariffs and a new trade war jack up the cost of fertilizer and farming equipment while cutting off their access to markets. 
    I’ve heard from seniors like Renee in Milwaukee who are scared that cuts to Medicaid will force them to choose between protecting their life’s savings and getting the lifesaving treatment they need to stay alive.
    I’ve heard from veterans like James in Southeastern Wisconsin who are out of a job because Donald Trump fired them from the only place they’ve ever felt like they belonged in civilian life: helping their fellow veterans at the VA.
    I’ve heard from businesses like Lakefront Brewery, local roofers, small retailers, and auto part sellers in Milwaukee who are considering raising their prices and laying off workers because President Trump’s trade war is tightening their margins and making it harder to plan for the future.  
    I’ve heard from families – from Ozaukee County to the St. Croix Valley – who have had their childcare or food assistance threatened because this president is choosing to prioritize tax breaks for his wealthy friends over working families.
    Dairy farmers saw millions in funding they were promised to grow their businesses frozen. Alzheimer’s researchers at Wisconsin’s universities are making do with less because of arbitrary cuts that threaten the next breakthrough for our loved ones. Seniors accessing their earned Social Security benefits now have fewer places to turn as field offices shutter and staff is let go. Public schools in Milwaukee with children who have been exposed to lead paint have fewer resources because President Trump fired the experts at CDC.
    I hear it every day from constituents calling into my office. Last year around this time, my office would get anywhere from 50 to 100 calls a day. Since January, we’ve regularly passed 1,000 calls a day from Wisconsinites. There isn’t a corner of my state that isn’t being impacted by this President’s often illegal overreach of his presidential powers. 
    These Wisconsinites are not alone. Poll after poll shows the same thing: this president is reaching historically low approval ratings. More Americans are giving him an F than any other grade.
    It’s hard to state all the ways President Trump’s second term is already impacting folks in Wisconsin. His actions have made things more expensive and the future less certain – whether you are a Wisconsin farmer, small business, veteran, senior, or just a family looking to make ends meet.
    In January, I said I’d work with anyone to deliver for Wisconsin. I also promised that I’d stand up to anyone who hurts Wisconsinites. Those things remain true. And right now, our country is not on the right course, and Americans agree.
    Wisconsinites want lower costs, our veterans and farmers to be respected, and working families to have a fair shot. Donald Trump’s chaos isn’t delivering any of that.  It’s about damn time Congress step up and act as a true check and balance on this President before it’s too late for our economy, working families, and the future of our nation.
    I yield. 

    MIL OSI USA News

  • MIL-OSI USA News: ICYMI: Celebrating President Trump’s Incredible First 100 Days

    Source: The White House

    President Donald J. Trump has accomplished more in 100 days than most presidents do over an entire term — and he’s still just getting started. President Trump’s unprecedented work in the first 100 days has earned praise from across Capitol Hill and beyond.

    Here’s what they’re saying:

    Speaker Mike Johnson: “@POTUS has been able to do far more for the American people in the first 100 days than the Biden Administration did in four years. Thanks to the Trump White House, AMERICA IS BACK – and we’re just getting started.”

    Senate Majority Leader John Thune: “It’s been 100 days of the new Trump administration, and @POTUS is delivering. Securing our southern border, restoring American strength, extending tax relief for Americans, unleashing American energy, saving taxpayer dollars, and restoring common sense.”

    Senate Majority Whip John Barrasso: “In the first 100 days under @POTUS Trump, Republicans are fighting for the American people. Secure the border. Rebuild the economy. Restore peace through strength. Unleash American energy.”

    Senate Republican Conference Chair Tom Cotton: “Joe Biden unleashed mass illegal migration across our nation during his time in office. In his first 100 days, President Trump ended the Biden Border Crisis by cracking down on criminals and following the law.”

    Sen. Jim Banks: “100 days of securing the border… Thanks to President Trump’s strong leadership, the invasion along our borders is over!”

    Sen. Marsha Blackburn: “Congratulations to President Trump on 100 days of Making America Great Again.”

    Sen. Katie Britt: “President Trump has kept his promises in the first 100 days.”

    Sen. Ted Budd: “From day one: clear goals, hard work, concrete results. At Day 100, @POTUS has built real momentum to deliver long-term prosperity for the American people — and he’s just getting started.”

    Sen. Shelley Moore Capito: “Real leadership leads to real results. @SenateGOP and @POTUS are delivering on our promises in these 100 days to protect and secure our country.”

    Sen. Bill Cassidy: “After 100 days, the results are clear: America is safer and the border is secure.”

    Sen. John Cornyn: “I’ve worked hand-in-glove with President Trump to accomplish his agenda during his first 100 days.”

    Sen. Mike Crapo: “President Trump has had phenomenal successes in his first 100 days. He has closed the border, revitalized our energy production, brought trillions of dollars of capital investment into the United States.”

    Sen. Steve Daines: “In just 100 days, @POTUS has delivered win after win. Border crossings are at an all-time low, American energy is thriving & we’re kicking Biden and the left’s woke agenda to the curb. If this is what 100 days of progress looks like, can’t wait for what the future brings!”

    Sen. Joni Ernst: “From a wide-open southern border to complete border security in just 100 days. That is the Trump effect.”

    Sen. Chuck Grassley: “2day marks 100 days of Pres Trumps return 2 White House Ive seen the President working hard 2 KEEP HIS PROMISES + RESTORE COMMON SENSE Praise the Lord we hv a Commander in Chief who is standing on the platform he ran on& getting things done for the American ppl.”

    Sen. Lindsay Graham: “In just 100 days, President Trump has delivered historic results for the American people… I look forward to continue working with the President and his team in the Senate to make sure we DELIVER his historic agenda to the American people.”

    Sen. Bill Hagerty: “This has been the most effective, most impactful in a positive sense 100 days in my lifetime.”

    Sen. Josh Hawley: “For the first time in decades, working Americans have a President who stands with them. Trump’s giving Americans their country back”

    Sen. John Hoeven: “#100Days in, @POTUS has secured the border and now he’s empowering our energy producers to make the country energy dominant—removing barriers, driving growth, and restoring America’s place as the world’s energy leader.”

    Sen. Jon Husted: “Daily border apprehensions have dropped 95% since @POTUS took office. Pres. Trump is following through on his promise to secure the border and safeguard Americans.”

    Sen. Cindy Hyde-Smith: “Just 100 days in, @POTUS and the Senate Republicans are delivering for the American people – securing our border, rolling back harmful Biden policies, confirming Trump nominees, passing common-sense laws, and locking in a strong budget.”

    Sen. Jim Justice: “100 days under @POTUS:
    ✔️American Energy Unleashed
    ✔️Border is secure
    ✔️Manufacturing is coming back to the states
    ✔️ West Virginia Coal making a comeback
    President Trump is just getting started and I will keep working alongside him to get results for Americans!”

    Sen. John Kennedy: “In just 100 days, President Trump has secured the border, fought racial quotas, and totally changed the national conversation about the budget.”

    Sen. James Lankford: “An unprecedented 100 days under President Trump!” Let’s continue this moment for the American people—great job @POTUS.”

    Sen. Mike Lee: “A HISTORIC FIRST 100 DAYS.”

    Sen. Cynthia Lummis: “100 days of a stronger and safer America.”

    Sen. Roger Marshall: “The President’s first 100 days is a return to American greatness.”

    Sen. Dave McCormick: “We’re 100 days into the Trump Administration and we’re already seeing enormous change on behalf of the American people, just like the president promised.”

    Sen. Ashley Moody: “Today marks President Trump’s first 100 days, and the country is already stronger and safer than it has ever been before.”

    Sen. Jerry Moran: “In his first 100 days in office, President Trump has made our southern border safer by ending catch & release, signing the Laken Riley Act into law & reinstating Remain in Mexico. Illegal encounters at the southern border are down 95% thanks to these commonsense policies.”

    Sen. Markwayne Mullin: “100 DAYS: PROMISES MADE, PROMISES KEPT.”

    Sen. Rand Paul: “100 days of cutting government waste, securing the border, pursuing peace abroad, and simply restoring sanity to the American people.”

    Sen. Pete Ricketts: “In his first 100 days in office, President Trump has delivered for the American people.”

    Sen. Jim Risch: “100 days of America First”

    Sen. Rick Scott: “President Trump is delivering on his promises to make our country safer, our economy stronger, and America Great Again!”

    Sen. Tim Scott: “How do you describe 100 days of President Trump? Promises made, promises kept.”

    Sen. Eric Schmitt: “100 days of putting America first. Us”

    Sen. Tim Sheehy: “Whether it’s ending Biden’s border crisis, unleashing American energy, bolstering our military and restoring American strength, or securing better deals for hardworking families, @POTUS has delivered win after win in his first 100 days.”

    Sen. Dan Sullivan: “Congratulations @POTUS on 100 days in office and thank you in particular for working to unleash Alaska’s extraordinary resource potential!”

    Sen. Tommy Tuberville: “He’s done an outstanding job A+, we continue to even get better because he’s solving more problems everyday Thank you, President Trump for what you’ve done!”

    Sen. Roger Wicker: “Mr. President you’re bringing the kind of peace through strength our children will talk about fifty years from now- we thank you.”

    House Majority Leader Steve Scalise: “Today marks 100 DAYS of President Trump and Republican majorities in Congress. … America First and common sense are BACK. And we’re just getting started. Promises made. Promises kept.”

    House Majority Whip Tom Emmer: “100 days in, President Trump is delivering for the people of Minnesota.”

    House Republican Conference Chair Lisa McClain: “Today, @HouseGOP celebrates POTUS’ historic first 100 days in office. He has delivered on his promises to secure the borders, restore energy independence, show peace through strength, and make America COMPETITIVE.”

    House Republican Leadership Chair Elise Stefanik: “President @realDonaldTrump is securing our borders, reining in inflation, unleashing American energy dominance, combatting antisemitism, supporting the rule of law, and restoring American greatness and peace through strength on the world stage.”

    Rep. Mark Alford: “100 days ago, America was on the brink. Today, because of President Trump: Hope is back. Strength is back. America is BACK.”

    Rep. Rick Allen: “Promises made, promises kept. In just 100 days, @POTUS has delivered:
    ✅ A secure border
    ✅ Safer communities
    ✅ Energy independence
    ✅ Job growth
    ✅ Lowers costs for essentials like gas and eggs
    The list goes on and we’re just getting started!”

    Rep. Jodey Arrington: “In the first 100 days of President Trump’s second term our nation has experienced unprecedented achievements in a new era of American politics defined by competent leadership, common sense policies, and a commitment to America first.”

    Rep. Brian Babin: “100 days in and America is roaring back to life. The economy is up. The border is secure. Our pride is restored. The American comeback is here. FIGHT, FIGHT, FIGHT!”

    Rep. Don Bacon: “I commend the Trump Administration for tackling these campaign promises in the first 100 days:
    ✅ Restoring energy independence & bringing prices under control
    ✅ Securing our border with 95% drop in illegal crossings
    ✅ Taking decisive action against the Houthis
    The border and energy independence were top priorities this past Nov.”

    Rep. Jim Baird: “In 100 days, POTUS and his administration have been reversing the disastrous Biden-era policies and are working hard to usher in the Golden Age of America. Promises made. Promises kept.”

    Rep. Troy Balderson: “In President Trump’s first 100 days, he has…
    us Secured the border
    Unleashed American energy
    Rooted out government waste
    Added 345,000 jobs
    …and we’re just getting started”

    Rep. Andy Barr: “President @realDonaldTrump’s first 100 days have been nothing short of historic. I’m honored to stand with him as we secure the border, unleash American energy, rebuild our economy, and put America First again. Together, we’re delivering the results the American people demanded.”

    Rep. Tom Barrett: “In President Trump’s first 100 days, we’ve teamed up to secure the border, bring manufacturing jobs back, and unleash American energy.
    🚨 Illegal border crossings are at historic lows.
    The Laken Riley Act is signed into law.
    📉 Inflation and energy prices are falling..
    🚔 We are making our communities safe again.
    America First is back and we’re just getting started. #100Days”

    Rep. Michael Baumgartner: “On National Fentanyl Awareness Day, we celebrate the progress made with record low border crossings. President Trump’s first 100 days in office set the stage for this success. Let’s continue the fight to eradicate fentanyl and protect our communities.”

    Rep. Aaron Bean: “We’re celebrating #100Days of President Trump in office, and one thing is abundantly clear: America’s future is looking up! Since day one, POTUS  has understood the assignment: undo the damage done by the previous administration and usher in the Golden Age of America.  Working together at historic speed, we are securing our border, slashing wasteful spending, reviving our economy, and defending our American values.”

    Rep. Stephanie Bice: “100 days of bringing back America first policies.”

    Rep. Gus Bilirakis: “One of President Trump’s biggest success stories in his first 100 days is enhanced border security.  U. S. Customs and Border Protection now has total control of the border, with daily border encounters down by 93%.  March of 2025 saw the lowest monthly number of border encounters in recorded history.  Also, in March of 2025, fentanyl traffic at the southern border fell by 54% compared to March of 2024.  To date, the Trump Administration has also arrested more than 151,000 illegal aliens and has deported over 135,000. This includes 600 members of Tren De Aragua and thousands of MS-13 and 18thStreet Gang members.   We will continue to get dangerous predators off our streets!”

    Rep. Andy Biggs: “President Trump has done more for our country in his first 100 days than Democrats could dream of accomplishing in four years. Countless nations have already reached out to amend unfair trade practices.”

    Rep. Sheri Biggs: “100 Days of Results: President Trump promised to secure our border—and he’s delivered. Illegal crossings are down 94%, catch & release is over, and the border is finally under control.”

    Rep. Mike Bost: “What a difference 100 days make! Border apprehensions dropped by 94%, gas prices are down 6.3%, and egg prices have fallen by 56%. Over 100,000 illegal aliens have been deported, and U.S. manufacturing is roaring back.”

    Rep. Josh Brecheen: “We have seen tremendous progress at our borders due to President
    @realDonaldTrump taking decisive action in his first 100 days:
    • Daily border encounters are DOWN by 93%.
    • Over 135,000 illegal aliens have been DEPORTED.
    • Illegal alien crossings are DOWN by 99.99%.
    Promises made, promises kept!”

    Rep. Vern Buchanan: “In his first 100 days, POTUS has delivered on his promises.”

    Rep. Eric Burlison: “✅ Illegal crossings down 94%
    ✅ $Trillions in private investments
    ✅ Ended the Green New Scam
    ✅ Peace Through Strength
    ✅ Protecting women in sports
    Still not tired of winning.”

    Rep. Ken Calvert: “In the four years of Joe Biden’s presidency the border was in chaos as illegal immigrants and deadly drugs flowed unchecked into America. In the first 100 days of Donald Trump’s presidency order and security has been restored at the border.”

    Rep. Kat Cammack: “In 100 days, President Trump has protected women and girls’ sports, reduced illegal border crossings by 95%, removed dangerous criminals from the U.S., protected our children, enhanced transparency, and more!”

    Rep. Buddy Carter: “It’s been a historic and productive first 100 days of the second Trump Administration. From securing the southern border to reestablishing fair trade deals and unleashing American energy dominance, this presidency can be defined by one word: efficiency.”

    Rep. Juan Ciscomani: “.@POTUS Trump delivered on his promise to secure the border in his first 100 days – and it’s making a real difference for families in #AZ06.Just ask Jim and Sue Chilton. Under President Biden, their ranch saw 5,640 illegal crossings in April 2024. Under President Trump, things have changed for the better. In April 2025, they recorded ZERO crossings in a span of three weeks — a direct result of President Trump’s strong border policies. ✅Promises made, promises kept!”

    Rep. Ben Cline: “Trump’s first 100 days are a new era of American renewal”

    Rep. Michael Cloud: “The difference is undeniable. In just 100 days, President Trump has reversed the failures of the Biden administration and put America back on the path to greatness.”

    Rep. Andrew Clyde: “Today marks 100 days of President Trump putting America FIRST!”

    Rep. Mike Collins: “This has been the most consequential first 100 days in any American presidency.
    ✅The border crisis is solved.
    ✅Domestic manufacturing is back.
    ✅America is respected again.
    ✅DEI is dead.
    100 down and 1362 to go.”

    Rep. James Comer: “100 Days. President Trump has delivered on dozens of promises made to the American people… America’s future is bright under President Trump’s leadership.”

    Rep. Eli Crane: “Thank you, President Trump, for ending the premeditated border invasion. We didn’t need new legislation. We just needed a new President.”

    Rep. Dan Crenshaw: “Today marks President Trump’s 100th day back in office. He promised action, and he’s delivering it. If you listened during the campaign, you knew this was coming — promises made, promises kept”

    Rep. Warren Davidson: “President Trump in his first 100 days:
    – Secured the border
    – Removed woke ideology from the military
    – Eliminated billions in fraud and abuse
    – Deported over 100K illegal aliens
    Best sequel EVER”

    Rep. Monica De La Cruz: “During his first 100 days, President Trump stood up for South Texas farmers and ranchers — demanding Mexico honor its water delivery commitments, and he has delivered. Thank you, @POTUS! #PromisesMadePromisesKept”

    Rep. Mario Diaz-Balart: “100 days of SUCCESS with President Trump back in the White House—leading with strength, and laying the foundation for prosperity and peace for America to be the global powerhouse for generations to come.”

    Rep. Byron Donalds: “THE BEST IS YET TO COME”

    Rep. Troy Downing: “President Trump in his first term talked about promises made, promises kept. This time, it’s on steroids.”

    Rep. Neal Dunn: “100 days in, and the Trump administration has already achieved countless victories! From plummeting illegal border crossings to swift downsizing of the bloated federal bureaucracy, President Trump is delivering for the American people!”

    Rep. Ron Estes: “Today marks 100 days of President Trump’s second term. @POTUS and House Republicans have been hard at work to turn the page on four years of open borders, a sluggish economy and runaway federal spending. In just 100 days, border encounters are down 95%, hostages have returned home, violent criminals are being deported, more than $5 trillion in new investments have been secured, and the Department of Government Efficiency has saved taxpayers $160 billion (that’s an average saving of $1.6 billion every day). But we’re just getting started – we’re working to extend the 2017 Tax Cuts and Jobs Act, preserve and protect Social Security, reduce wasteful spending and restore our energy independence.”

    Rep. Mike Ezell: “During @POTUS’s first 100 days, the Coast Guard has worked around the clock to defend our maritime borders and stop the flow of illegal drugs and migrants. I’m proud that President Trump is recognizing their hard work—service that too often goes unnoticed but is vital to our national security.”

    Rep. Pat Fallon: “President Trump’s border security measures have yielded incredible results in 100 days. With 113,000 arrests, over 100,000 deportations, and a 94% reduction in illegal crossings, his policies are in the best interest of all Americans and public safety.”

    Rep. Julie Fedorchak: “Today is the 100 day marker for @POTUS Trump. He is tackling big issues that have long been ignored.
    ✅ Illegal border crossings are down 95%. Turns out we didn’t need new laws. We needed a new President that would actually enforce them.
    ✅ American energy is on the move. We are aggressively and responsibly developing our nation’s abundant, diverse natural resources.
    ✅ President Biden’s stifling regulations are being rolled back—lifting burdens off our farmers, businesses, and energy producers.
    ✅ Government waste, fraud and abuse is being identified and eliminated.
    Promises made. Promises kept.”

    Rep. Randy Feenstra: “In just 100 days, President Trump has achieved incredible victories for our country. He locked down our border, deported violent criminals, repealed ridiculous Biden-era regulations, and rooted our waste, fraud, and abuse in our government.”

    Rep. Brad Finstad: “In his first 100 days in office, President Trump has delivered on his promises, with over 300,000 new jobs created, strengthened border security, and an improved economic outlook for our nation. Together, we will continue working to restore the American Dream by making our communities safer and addressing the kitchen-table issues that matter most to the American people.”

    Rep. Michelle Fischbach: “In his first 100 days, @POTUS has signed the Laken Riley Act into law, has dangerous gangs and cartels shaking in their boots, and has shut our borders to illegal immigrants.”

    Rep. Scott Fitzgerald: “Only 100 days in, and @POTUS has delivered real results… I’m proud to stand with President Trump and the America First agenda!”

    Rep. Chuck Fleischmann: “In his first 100 Days, @POTUS is taking strong action to get America back on track! President Trump has:
    Secured our borders.
    Ended the war on American-made energy.
    Begun rebuilding our economy.
    Signed the Laken Riley Act into law.
    Restored commonsense in government.”

    Rep. Vince Fong: “In his first 100 days, President Trump has relentlessly pursued policies that are delivering on his promises to Central Valley families and the American people as we speak.”

    Rep. Scott Franklin: “100 days back in the White House and the results speak for themselves… America is back on the path to strength, security and prosperity!”

    Rep. Russell Fry: “President Trump’s first 100 days in office have been the MOST SUCCESSFUL IN THE HISTORY OF THE COUNTRY.”

    Rep. Brandon Gill: “President Trump’s historic presidency delivered major wins for the American people in his first 100 days.”

    Rep. Craig Goldman:” For years, we had a President who allowed millions of illegal aliens to flood across our borders. In 100 days, @POTUS has secured the border. The difference is clear:
    ✅ Daily apprehensions are down 94%
    ✅ Known gotaways are down 90%
    ✅ 100,000+ illegal aliens have been deported”

    Rep. Tony Gonzales: “Illegal Border Crossings⬇️95%
    Unleashing American Energy
    Water Deliveries from Mexico to South Texas
    Empowering LEOs to Tackle Crime & Protect our Communities
    And we’re just getting started! #100Days”

    Rep. Lance Gooden: “Just 100 days into President Donald Trump’s second term, the answer is resounding: Yes, we are better off.”

    Rep. Sam Graves: “In his first 100 days, President Trump has moved quickly to secure the border, unleash American energy production, and get rid of burdensome regulations… It’s exactly what the American people voted for.”

    Rep. Mark Green: “In less than three months, President Trump has restored law and order to our nation’s borders, removed criminal illegal aliens from our communities, and helped ensure the safety of the American people by empowering DHS law enforcement to do their jobs.”

    Rep. Marjorie Taylor Greene: “The American people & I are SO happy with the work President Trump has done the last 100 days! Our nation is safer, common sense has been restored, and America is being put first!”

    Rep. Glenn Grothman: “In his first 100 days, President Trump delivered more for the American people than Joe Biden had in four years. He’s keeping his promises, prioritizing American interests, securing our border, and leading with transparency. In the House, we’re building on that momentum to deliver real results that honor the American people’s electoral mandate.”

    Rep. Brett Guthrie: “Today marks the first 100 days of President Trump’s Administration. @POTUS has delivered on his promises of securing our border, unleashing American energy and repealing burdensome red tape. Promises made, promises kept.”

    Rep. Harriet Hageman: “In his first 100 days, President Trump has fixed a lot of what Biden and Kamala Harris broke and he’s on track to do a lot more.”

    Rep. Abe Hamadeh: “Promises made. Promises kept. Congratulations to @POTUS on an incredibly successful First 100 Days!”

    Rep. Mike Haridopolos: “President Trump is keeping the promises that he made to the American people. Just 100 days in, we’re already seeing the RESULTS.”

    Rep. Pat Harrigan: “100 days in, the Trump Doctrine holds firm: American interests first, American sovereignty always.”

    Rep. Mark Harris: “It’s been 100 days of:
    ✅Restoring common sense
    ✅Protecting Americans from criminal illegals
    ✅Rooting out government waste, fraud, and abuse
    Looking forward to the next 1361 days!!”

    Rep. Diana Harshbarger: “100 days of investing in America… Promises Made, Promises Kept.”

    Rep. Kevin Hern: “The last 100 days have gone by quickly but so much has happened. POTUS is moving at record pace to RESTORE American strength, SAVE taxpayers’ money, and PROTECT our national security and sovereignty.”

    Rep. Clay Higgins: “100 days of MAGA. President Trump’s administration is restoring common sense, securing our border, unleashing America’s energy potential, and attacking waste, fraud, abuse, and theft in the bureaucracy.”

    Rep. Ashley Hinson: “Closing in on 100 days of President Trump back in the Oval, and the results speak for themselves: strong and CLOSED borders, American energy back on top, peace through strength restored on the world stage, and a more competitive America. Promises made, promises kept.”

    Rep. French Hill: “100 days into his second term, and President Trump continues to move with unprecedented speed to deliver on the promises made to the American people. America is back on the path to restoring our strength, security, and prosperity. I’m looking forward to building on these early wins to lower costs, expand opportunity, and make the Trump tax cuts permanent for working families, small businesses, and the middle class.”

    Rep. Erin Houchin: “President Trump is off to a strong start! In just 100 days, he’s delivering on his promises to secure our border, rebuild our economy, and restore law and order. Proud to stand with him as we fight to put America First again!”

    Rep. Bill Huizenga: “President Trump is delivering on promise after promise for the American people. In just 100 days, he has secured our border, unleashed American energy, and restored common-sense regulatory policies to Washington. And we are just getting started!”

    Rep. Wesley Hunt: “100 Days in and Trump is keeping his promises.
    – 345,000 New Jobs
    – 4th highest Payroll Growth in 2 years
    – 9,000 New Manufacturing Jobs
    – Unemployment Rate Decreased
    – Consumer Price Decline
    – Hourly Wage Growth”

    Rep. Jeff Hurd: “I commend @POTUS and @HouseGOP for delivering on key promises in the first 100 days:
    ✅ Establishing energy dominance for rural America
    ✅ Securing our borders with a significant drop in illegal crossings
    ✅ Reviving the coal industry and identifying coal resources on federal lands”

    Rep. Darrell Issa: “In only 100 days, @realDonaldTrump ended the Biden border crisis, extended economic opportunity, slashed billions in government waste, and restored our standing in the world. This is setting the pace for the next four years as we Make America Great Again.”

    Rep. Jim Jordan: “President Trump said he’d stop federal censorship, defend religious liberty, and promote school choice. He’s done all of it. Promises made. Promises kept.”

    Rep. Mike Kelly: “In just his first 100 days, President Trump has:
    – Cracked down on illegal immigration – Compared to March 2024, Southwest border apprehensions have decreased by 94% and Northern border land encounters have decreased by 73%.
    – Expanded American energy production
    – Secured trillions of dollars in new U.S.-based economic investment
    – Brought jobs back to the U.S. and restructured trade negotiations
    – Restored accountability and transparency in government
    – Secured the release of Butler County native Marc Fogel and freed hostages

    @POTUS and @HouseGOP are putting America first!”

    Rep. Trent Kelly: “Today marks the 100th day in office for President Donald Trump. During this time, the Trump administration has made significant progress and worked quickly to fulfill his promises by securing the border, restoring energy independence, strengthening national defense, and boosting American competitiveness.”

    Rep. Brad Knott: “Never have the first 100 days of a presidency been so consequential. Following four years of disastrous and destructive policy from Biden-Harris, Americans were eager to see big, sweeping change and @POTUS delivered.”

    Rep. David Kustoff: “President Trump Has Kept His Promises in the First 100 Days!
    1. Strengthened border security, slashing illegal crossings to record lows 🚓
    2. Fueled growth in U.S. manufacturing and industrial production 🏭
    3. Curbed inflation, easing the cost-of-living crisis for Americans 💸
    4. Enacted the Laken Riley Act to ensure justice for crime victims ⚖️
    5. Combatted Tren de Aragua and MS-13 gangs in American communities 🚨
    6. Cracked down on sanctuary cities, upholding federal immigration laws 🔒
    7. Championed energy independence through robust oil and gas expansion ⛽️
    8. Lifted the natural gas export ban, cementing U.S. energy dominance 🛢️
    9. Dismantled DEI policies in government and DoD, recognized only male/female genders 🚻
    10. Declassified JFK and RFK records for transparency 📂
    11. Reduced the amount of federal bureaucracy 🏛️”

    Rep. Darin LaHood: “President Trump’s first 100 days have secured our border, made our communities safer, and put U.S. foreign adversaries on notice.”

    Rep. Doug LaMalfa: “In just 100 days, President Trump has delivered the most secure border this country has seen in modern history. Illegal crossings are down 95%, gotaways have dropped by 99%, and catch-and-release is over. Over 139,000 illegal immigrants have been deported, construction on the border wall is back underway, and Kamala Harris’ migrant app has been shut down for good. Violent gangs like Tren de Aragua and MS-13 are being dismantled, sanctuary cities are finally being held accountable, and the Trump administration is making clear that migrant crime will not be ignored — signing the Laken Riley Act into law to deliver justice for American families. Promises made, promises kept.”

    Rep. Bob Latta: “Today marks @POTUS’s first 100 days in office. From day one, he has prioritized the American people, working to eliminate waste, fraud, and abuse. Proud to work with
    @HouseGOP and President Trump to make life better for people in Ohio and across the country. Promises made, promises kept.”

    Rep. Nick Langworthy: “100 days of President Trump putting America First… and we are just getting started.”

    Rep. Laurel Lee: “In his first 100 days in office, President Trump is driving the American dream forward at a historic rate by securing American manufacturing, unleashing American energy, and supporting American-owned businesses.”

    Rep. Julia Letlow: “In 100 days President Trump has: reduced illegal border encounters by 95%, reduced total migrant crossings by nearly 100%, ended the Biden Border Crisis.”

    Rep. Barry Loudermilk: “Marking 100 days into his presidency, @POTUS continues to deliver on his promises to Make America Great Again.
    • 26 hostages freed from adversarial nations
    • Women’s sports protected
    • Unleashing the American worker and industry
    • $5 trillion in new investments/trade commitments secured
    All we needed was a different President.”

    Rep. Anna Paulina Luna: “In 100 days, President Trump has: Secured our border, declassified the JFK+RFK files, deported thousands of illegal alien thugs, protected American manufacturing & workers, started eliminating rampant waste, fraud, and abuse, crushed DEI in academia & business.”

    Rep. Morgan Luttrell: “President Trump is ushering in a Golden Age of America.

    ✅ 100k+ illegal aliens deported
    ✅ Gas prices down
    ✅ Border crossings down 94%
    ✅ Eggs down 56%
    ✅ 228,000 jobs in March”

    Rep. Nancy Mace: “100 days of holding the line. Thank you President Donald J. Trump.”

    Rep. Tracey Mann: “On Inauguration Day, President Trump promised he would usher in the Golden Age of America. 100 days into his historic second term, he is delivering just that for the American people. Promises made, promises kept.”

    Rep. Brian Mast: “Today marks 100 days of President Trump’s historic second term. We’re closing the border, bringing investments and manufacturing back to America, and reducing inflation. But we’re just getting started.”

    Rep. Nicolle Malliotakis: “From securing our border and deporting criminals to attracting trillions in private investment to negotiating the release of dozens of hostages, it’s been a fast & furious first 100 days!”

    Rep. Michael McCaul: “The American people gave a mandate to secure the border, and
    @POTUS delivered. Today, on his 100th day in office, @HomelandGOP is working to fully fund his border security agenda & protect the homeland for years to come.”

    Rep. Addison McDowell: “During President Trump’s first hundred days, the Coast Guard has defended our maritime border and stood on the front lines against illegal drugs and migrants. President Trump has made it clear—their hard work matters, and it won’t go unnoticed.”

    Rep. John McGuire: “President Trump promised a secure border. In his first 100 days, border encounters are down 95%.”

    Rep. Mark Messmer: “In just 100 days, @POTUS is restoring American Greatness with…
    ✅ Secure borders
    ✅ Energy independence
    ✅ Lower grocery prices
    ✅ Peace through strength”

    Rep. Dan Meuser: “In just 100 days President @realDonaldTrump has worked to strengthen our national security, create an America-First economy, deliver savings for taxpayers, restore global leadership, and bring commonsense back to Washington. The border is secure, American energy is recovering, jobs are coming back, inflation is falling, and our military recruitment is surging — among much more. President Trump has a plan that will lead to long-term success for the United States.”

    Rep. Mary Miller: “As we reach the first 100 days of President Donald Trump’s second term in the White House, it is abundantly clear: Christians across America once again have a powerful, unapologetic advocate in the Oval Office.”

    Rep. Mariannette Miller-Meeks: “Today marks 100 days since @POTUS returned to the White House, and @HouseGOP is hard at work delivering on his America First agenda!”

    Rep. Riley Moore: “It’s been an incredible first 100 days for @POTUS
    ✅ Sealed the border
    ✅ Deporting violent criminals
    ✅ Lowering prices & reversing inflation
    ✅ Only 2 genders
    ✅ Over $5 trillion in private investment
    ✅ Negotiating free and fair trade relationships
    Commonsense is back!”

    Rep. Tim Moore: “Since Day 1, President Trump has made it clear that rebuilding Western North Carolina and helping Hurricane Helene victims was one of his top priorities. 100 days in, there’s still a lot of work to do, but President Trump has completely turned around the federal response.”

    Rep. Nathaniel Moran: “Great visiting with local and national media to highlight @POTUS successes during his first 100 days in office. We’ve delivered real results as a party—but there’s still more work to do for the American people. I look forward to advancing President Trump’s agenda in the days ahead and keeping our commitment to putting America First.”

    Rep. Troy Nehls: “Today marks President Trump’s first 100 days back in the White House.
    Border is secured.
    Gas prices are dropping.
    DEI is dead.
    Historic investments secured.
    American energy is back.
    Common sense is restored.
    Protected women’s sports.
    We just keep winning!”

    Rep. Ralph Norman: “Within a mere 100 days – Gas prices have dropped 7%, energy prices are down 2%, egg prices dropped over 50%. @POTUS has delivered for the American people!! Welcome to the GOLDEN AGE!”

    Rep. Zach Nunn: “After 100 days of Biden: 451,063 CBP Apprehensions
    After 100 days of Trump: 21,528 CBP Apprehensions
    ⬇️ Apprehensions down 95%
    ⬇️ Migrant crossings down 99.99%
    ✅ Iowa communities safer & more secure”

    Rep. Andy Ogles: “It’s working — thanks to President Trump, ‘Made in Middle Tennessee’ is back and stronger than ever.”

    Rep. Burgess Owens: “President @realDonaldTrump brought back something Washington had lost: America First leadership. 100 Days of historic and unprecedented wings for our nation. Promises made. Promises kept. us”

    Rep. Gary Palmer: “In his first 100 days, President Trump has brought common sense back to the White House.”

    Rep. Jimmy Patronis: “Since @POTUS took office and reversed Biden’s burdensome regulations, Americans have enjoyed 100 days of lower prices.
    📉A/Cs
    📉Gas Stoves
    📉Water Heaters
    📉Lightbulbs
    📈WINNING
    Having a strong quarterback in the White House matters; and it’s just the first quarter”

    Rep. August Pfluger: “The first 100 days have set the foundation, the next 100 days will build the framework, and the next 100 years will showcase the lasting legacy of conservative governance done right.”

    Rep. Guy Reschenthaler: “100 days of American greatness — and many more to come”

    Rep. Hal Rogers: “Celebrating @POTUS ‘s first 100 days in office and the positive impact he is having in our country, including: 
    -Securing our borders
    -Putting drug cartels on the run
    -Ending unfair trade policies
    -Restoring commonsense, conservative policies that protect the American people
    -Strengthening our domestic energy supply, and much more.”

    Rep. Mike Rogers: “President Trump has accomplished more in 100 days than Biden did in his entire presidency. I am proud to see an America that is stronger and safer than it was 100 days ago.”

    Rep. John Rose: “In just 100 days, President Trump and his administration have accomplished more than Joe Biden did in four years.”

    Rep. David Rouzer: “President Trump is ushering in a new Golden Age of America!
    ✅ Restarted construction of the southern border wall
    ✅ Created 345,000 jobs
    ✅ Unlocked America’s Energy potential—bringing gas prices down 6.3%
    ✅ Reversed Biden-era rules – saving the average family of four $11,000
    ✅ Ended DEI in the military and government”

    Rep. Mike Rulli: “100 Days of Action. 100 Days of Results.
    President Trump is keeping his promises to the American people:
    🛑 Secured the border & ended catch-and-release
    🧱 Restarted the wall & deported criminal illegals
    ⚡ Declared a National Energy Emergency
    💸 Slashed waste, fraud & DEI bloat
    🏗️ Bringing jobs back through smarter trade”

    Rep. Maria Elvira Salazar: “Biden left us an open border. Now, border crossings are down 99 percent, criminals are being held accountable, and American manufacturing is coming back. It’s only the beginning.”

    Rep. Derek Schmidt: “✅ Secured the border
    ✅ Lowered inflation
    ✅ Unleashed American energy
    ✅ Eliminated waste, fraud, & abuse
    ✅ Reestablished peace through strength
    @POTUS’ first 100 days have been success after success- and he’s just getting started. us”

    Rep. Keith Self: “President Trump’s first 100 days embody the spirit of leadership, strength, and America First values. By upholding Reagan’s legacy of peace through strength, he fights to secure our nation and defend our freedoms. Thank you, @realDonaldTrump!”

    Rep. Jefferson Shreve: “Today, we mark 100 days of promises made and promises kept. .@HouseGOP
     and the @WhiteHouse  have been delivering — for the American people.

    ✅Securing our southern border
    ✅Unleashing American energy dominance
    ✅Deporting terrorists and illegal criminals
    ✅Investing in American manufacturing
    ✅Saving billions of dollars for the American taxpayers”

    Rep. Mike Simpson: “100 Days: @POTUS has delivered promise after promise to make America safer, more prosperous, and stronger. From securing our southern border to reducing regulations and restoring government transparency, President Trump has followed through for the American people.”

    Rep. Jason Smith: “President Trump’s first 100 days in office have been 100 days of promises made, promises kept.”

    Rep. Lloyd Smucker: “Promises made, promises kept. I’m proud to work alongside the Trump administration to extend tax relief for hardworking families and small businesses, cut government waste, secure our border, unleash American energy dominance, and achieve peace through strength.”

    Rep. Pete Stauber: “In his first 100 days, President Trump has delivered major wins for the American people:
    ✅Secured the border.
    ✅Deported violent illegal gang members.
    ✅Unleashed American energy and lowered gas prices.
    ✅Reduced government waste.
    ✅Protected women’s sports.
    ✅Boosted military recruitment.
    ✅Brought hostages home.
    Promises made, promises kept!”

    Rep. Greg Steube: “They laughed. They doubted. They lied. But President Trump DELIVERED. The border is secure. DEI is DEAD. Women’s sports are protected. This is what fighting for America looks like. And we’re just getting started.”

    Rep. Dale Strong: “In his first 100 days, @POTUS has delivered real results for the people of North Alabama. From strengthening national security to fueling job growth and reinvigorating American industry, Trump is taking action to push back against the failed policies of the radical left that weakened America’s economy, values, and institutions.”

    Rep. Dave Taylor: “President Trump is on a roll. In his first 100 days in office he has:
    – Lowered border encounters by 95%
    – Created 345,000 jobs
    – Signed the Laken Riley Act into law
    – Invested in American energy & manufacturing
    – Repealed restrictive Biden-era regulations
    Republicans are ready to work with President Trump to deliver on his mandate. And we’re just getting started!”

    Rep. Claudia Tenney: “President Trump has had a more productive first 100 days than any other president in history!”

    Rep. Tom Tiffany: “President Trump delivered in just 100 days.
    Secured the border.
    Lowered gas prices.
    Ended DEI programs.
    Boosted investments.
    Cut government waste.
    Brought hostages home.
    Deported gang members.
    Protected women’s sports.
    Revived military recruitment.
    Promises made. Promises kept.”

    Rep. Glenn Thompson: “Over the past 100 days, President Trump has worked tirelessly to secure our border, unleash American energy, and root out waste, fraud, and abuse in our government. Promises made, promises kept.”

    Rep. William Timmons: “President Trump did more in 100 days than Joe Biden did in four years.”

    Rep. Jeff Van Drew: “In just 100 days, President Trump did what Biden wouldn’t in four years:
    ✅ Laken Riley Act: signed
    ✅ Remain in Mexico: reinstated
    ✅ CBP One App: shut down
    ✅ Catch and Release: ended
    ✅ Criminal illegals: deported
    Biden opened the floodgates and Trump slammed them shut.”

    Rep. Beth Van Duyne: “100 days in and we are not tired of winning!
    ✅ Secured the border.
    ✅ $5+ trillion in new private U.S. investment
    ✅ Unleashed American Energy
    ✅ Lowered prices
    ✅ Negotiating for free and fair trade”

    Rep. Derrick Van Orden: “Over 77 million Americans and 1.7 million Wisconsinites put their trust in President Trump to get our nation back on track after four years of disastrous policy from the Biden administration. In just 100 days, President Trump has delivered on his promises to the American people.”

    Rep. Tim Walberg: “100 days in, Trump creating new Golden Age.”

    Rep. Randy Weber: “President Trump has been in office 100 GREAT days. Thank you for finally putting Americans FIRST. A new era of greatness has begun for our great country.”

    Rep. Daniel Webster: “President Trump is getting our country back on track. In just the first 100 days, @POTUS:
    ✅ Secured the border – 94% drop in illegal crossings.
    ✅ Unleashed American energy – gas prices have fallen 6.3%.
    ✅ Secured trillions in new U.S. based investments, and brought back American jobs.
    ✅ Restored peace through Strength.
    ✅ Cut waste, fraud, and abuse in the federal government.
    The Golden Age of America has only just begun.”

    Rep. Tony Wied: “100 days of a secure border, 100 days of eliminating waste in our government, 100 days of unleashing American energy, 100 days of putting America First.”

    Rep. Roger Williams: “In just 100 days under @POTUS, Illegal border encounters are DOWN by 95% and gotaways are DOWN by 99%.”

    Rep. Joe Wilson: “Today marks 100 days since President Donald Trump took back the White House, and along with the Republican-led House and Senate, immediately began Promises Made, Promises Kept, delivering for American families. In just 100 days, the Trump administration has secured the borders, restored energy independence, began Peace Through Strength, and brought massive investments and jobs, making America competitive again. President Trump is keeping his promises to families, making the country strong, safe, and secure.”

    Rep. Steve Womack: “In the first 100 days, @POTUS Trump has delivered huge wins for our nation, securing our borders and halting the surge of illegal crossings witnessed under Biden. National security begins with strong border policies, and I’m pleased to see this administration making it a top priority.”

    Rep. Rudy Yakym: “100 days of promises made, promises kept
    ✅Illegal border crossings down 95%
    ✅Deporting violent criminals
    ✅Bringing dozens of hostages home
    ✅Restoring peace through strength
    ✅Unleashing American energy”

    Rep. Ryan Zinke: “First 100 days of @POTUS by the numbers:
    📉Border encounters down 88% since last year
    📉Gas Prices down 6.3%
    📉Eggs prices down 56%
    📈10,000 new manufacturing jobs
    📈 8,900 new auto jobs
    ➡️ over 100,000 illegal aliens deported”

    Vice President JD Vance: “President Trump has made historic progress in the first 100 days of his presidency, but he’s also revealed the ways in which the entrenched bureaucracy in Washington is working to undermine the will of the American people. Thank God, we have a president who is fighting back.”

    Secretary of the Treasury Scott Bessent: “Bringing down persistent Bidenflation has been a priority for the first 100 days of the Trump administration, and @POTUS has done a great job of leading that effort.”

    Attorney General Pam Bondi: “This is all at Donald Trump’s directive, and this is what all of us have been doing, as a team, since Day One when he took office – Make America Safe Again.”

    Secretary of Energy Doug Burgum: “100 Days of promises made, promises kept! This administration is bolstering our national security, reducing inflation, ending our reliance on foreign adversaries, & cementing this country as a global energy powerhouse.”

    Secretary of Veterans Affairs Doug Collins: “The first 100 days of the second Trump Administration have been full of great news for America’s Veterans. Under @POTUS’ leadership, we are putting Veterans first!”

    Secretary of Labor Lori Chavez-DeRemer: “In just the first 100 days, we’re witnessing a resurgence of the grit, determination, and ingenuity that built our country into a shining city on a hill.”

    Secretary of Transportation Sean Duffy: “From zero to 100 days: How Donald Trump is revolutionizing transportation.”

    Director of National Intelligence Tulsi Gabbard: “President Trump’s first 100 days have delivered historic change for the American people, to make our country more safe, secure, and free.”

    Secretary of Health and Human Services Robert F. Kennedy, Jr.: “The first 100 days of the Trump administration have been historic—a critical course correction for a nation suffering from chronic disease and the stranglehold of corporate power.”

    Small Business Administration Administrator Kelly Loeffler: “No better place to celebrate the wins of President Trump’s first 100 Days than with America’s small businesses and workers. In record time, he’s delivering the strongest pro-growth agenda in modern history– to help Main Street hire, build, and boom again.”

    Secretary of Education Linda McMahon: “The American people gave us a historic mandate to restore our education system. We’re 100 days in, and we’re just getting started.”

    Secretary of Homeland Security Kristi Noem: “Under the leadership of President Donald J. Trump, we have the most secure border in American history. In less than 100 days, daily border encounters are down 93%… The world is hearing our message: do not come to this country illegally. If you do, we will arrest you, deport you and you will not be allowed to return.”

    Secretary of Agriculture Brooke Rollins: “As President Donald J. Trump ushers in a new golden age of prosperity for our economy, we are fighting to give farmers and ranchers a seat at the table. For far too long, the hardworking Americans who feed, fuel, and clothe the world were left on the sidelines. At USDA, I am reversing the policies of the Biden Administration that actively made life harder for America’s farmers and ranchers and instead pushing to expand market access and unleash prosperity for generations to come.”

    Secretary of Housing and Urban Development Scott Turner: “After 100 Days of President Trump’s leadership, we are well on our way to restoring the American Dream.”

    National Security Advisor Mike Waltz: “One hundred days into President Trump’s historic second term, America is far safer than it was during Joe Biden’s disastrous presidency.”

    Secretary of Energy Chris Wright: “100 days in—President Trump’s leadership is turning policy into power.”

    MIL OSI USA News

  • MIL-OSI New Zealand: Chris Swasbrook appointed as Chair of Te Papa

    Source: New Zealand Government

    Chris Swasbrook has been appointed as Chair of the Te Papa Board says Chris Bishop, Acting Minister for Arts, Culture and Heritage.

    “Chris Swasbrook is a prominent New Zealand investor with more than 25 years’ experience working in finance. He has an extensive resume in executive and governance roles in many large-scale New Zealand businesses and organisations,” Mr Bishop says.

    “Born in Auckland, he has been a long-time supporter of local business and arts communities. Chris is Chair of the Auckland Future Fund and an Inaugural Member and current Chair of the Auckland Art Gallery Toi o Tamaki Advisory Committee – roles which have shown his commitment to thriving arts infrastructure in New Zealand.

    “Chris will bring valuable commercial, financial and investment governance experience to Te Papa. His strategic insights and international perspective will undoubtedly prove valuable to our national museum.

    “I would like to thank Jackie Lloyd who has stepped up as acting Chair following the departure of Hon Dame Fran Wilde. Both Jackie and Dame Fran have made immense contributions to the leadership of Te Papa which have enhanced the museum’s standing on the world stage.”

    Media contact: Mikaela Bossley Clark: +64 21 275 0454

    Biography:

    Chris Swasbrook has more than 25 years’ experience in stockbroking and funds management. He is currently Managing Director of Elevation Capital and Co-Founder and Director of NZX-listed New Zealand Rural Land Company. He is also Chair of the Auckland Future Fund, Executive Chair of McCashin’s Brewery, a board member of the Financial Markets Authority (FMA) and member of the NZX Listing Sub-Committee.

    Mr Swasbrook is also an Inaugural Member and current Chair of the Auckland Art Gallery Toi o Tamaki Advisory Committee.

    He was previously a partner at Goldman Sachs, JBWere, and was Chair of Allied Farmers, Chair of Bethunes Investments, Director of NZX-listed Mowbray Collectables, Director of Ruapehu Alpine Lifts and Director of NZX-listed Satara Co-Operative Group.

    MIL OSI New Zealand News

  • MIL-OSI USA: VIDEO: Cornyn Praises New Water Treaty Agreement with Mexico

    US Senate News:

    Source: United States Senator for Texas John Cornyn
    WASHINGTON – Today on the floor, U.S. Senator John Cornyn (R-TX) praised Agriculture Secretary Brooke Rollins and Deputy Secretary of State Christopher Landau’s successful efforts to broker a new agreement on the Treaty Relating to the Utilization of Waters of the Colorado and Tijuana Rivers and of the Rio Grande that secures water for farmers and ranchers in Texas. Excerpts of Sen. Cornyn’s remarks are below, and video can be found here.
    “I want to start my remarks today by thanking President Trump, Secretary Rollins, Secretary Rubio, and Deputy Secretary of State Landau for their efforts in securing a new agreement with the country of Mexico to send much-needed water to South Texas.”
    “This has been a long-standing problem.”
    “Their habit has been to delay the delivery of that water until the end of the five-year period of the treaty.”
    “In the interim, Mexican farmers have the water they need to grow the crops they need to grow and leave Texas agriculture high and dry.” 
    “I remember talking to Secretary Blinken and introducing legislation, talking to my colleagues across the aisle about coming with up some carrots and sticks that we might be able use to get Mexico to live up to its responsibilities, but the Biden administration wasn’t particularly interested in solving the problem.”
    “I’ve been working here in the Congress, as have my colleagues both in the Senate and the House, particularly our Texas delegation in the House of Representatives, to get them to live up to their responsibilities.”
    “We’ve come to realize that the current treaty, which was signed back in 1944, has become obsolete – that we need some interim measures and metrics to ensure that there are regular annual water deliveries for Texas and our agricultural industry.”
    “Yesterday’s announcement was an important step toward to doing just that.”
    “I thank the President, the Secretary of Agriculture, the Deputy Secretary of State, and the Secretary of State for their efforts to secure this important and long overdue payment of water to South Texas.” 

    MIL OSI USA News

  • MIL-OSI New Zealand: Construction to start on new average speed safety cameras in Auckland

    Source: New Zealand Transport Agency

    New Zealand Transport Agency Waka Kotahi (NZTA) will begin construction of a new pair of average speed safety cameras to improve safety on Pine Valley Road, in Dairy Flat Auckland, from next week.

    NZTA Auckland and Northland Director of Regional Relationships, Steve Mutton, says the safety cameras aim to significantly reduce the number of people traveling over the speed limit on this road and lessen the likelihood of a serious or fatal crash.

    “The types of crashes that happen and are likely to happen on this stretch of road, the volume of traffic, and driver behaviour all tell us that there is a serious risk of people being killed or seriously injured in crashes on Pine Valley Road. We also know that risk can be significantly reduced if more people drive to the speed limit. By installing safety cameras here we can encourage just that.

    “In June 2024 we ran a speed survey on this stretch of road that showed around 74 percent of drivers were speeding. Despite the 80 km/h speed limit, the average speed vehicles were travelling was almost 90 km/h. 

    “There were three crashes between 2018 and 2023 that resulted in people receiving serious, and potentially life changing, injuries.”

    One camera will be installed near the Kahikatea Flat Road intersection and the other near the Pine Valley Road roundabout. 

    When installed, the two cameras will work together, measuring the average speed drivers travel between them. Drivers will only be ticketed if their average travel speed over the entire distance between the two cameras is over the limit – they aren’t ‘pinged’ by a single camera or at a single point where they are over the speed limit.

    “We know that average speed safety cameras are more effective at reducing deaths and serious injuries than the traditional speed cameras we’ve had in New Zealand. We expect they will reduce deaths and serious injuries by around 48 percent,” says Mr Mutton.

    “Safety cameras will reduce speeding, ensuring that if crashes do happen, the people involved are far more likely to walk away unharmed.” 

    Initial construction works will include installing an underground power supply, completing foundation works and installing a metal barrier that will protect maintenance workers and any vehicle that leaves the road in a crash.  

    The poles and cameras will not be installed until later this year. Before the cameras begin operating ‘Average speed camera area’ signs will be installed, giving drivers a reminder to check their speed and slow down if needed.

    NZTA is expecting to begin operating its first average speed safety cameras at Matakana Road, Warkworth, later this year, and will progressively bring other average speed safety cameras online in the following months. 

    Find out more about NZTA’s safety camera work.

    MIL OSI New Zealand News

  • MIL-Evening Report: Sick of eating the same things? 5 ways to boost your nutrition and keep meals interesting and healthy

    Source: The Conversation (Au and NZ) – By Clare Collins, Laureate Professor in Nutrition and Dietetics, University of Newcastle

    Loquellano/Pexels

    Did you start 2025 with a promise to eat better but didn’t quite get there? Or maybe you want to branch out from making the same meal every week or the same lunch for work almost every day?

    Small dietary changes can make a big difference to how you feel, how your body functions and health indicators such as blood pressure, blood sugar and cholesterol levels.

    You can meet your nutrient needs by eating a range of foods from the key food groups:

    • vegetables and fruit
    • protein (legumes, beans, tofu, meats, poultry, fish, eggs, nuts, seeds)
    • grains (mostly wholegrain and high-fibre)
    • calcium-rich foods (milk, yoghurt, cheese, non-dairy alternatives).

    But you also need a variety of foods to get enough vitamins, minerals and phytonutrients from plant foods. Phytonutrients have antioxidant, anti-inflammatory, anti-cancer and other functions that help keep you healthy.

    Use these five dietary tweaks to boost your nutrient intake and add variety to what you eat.

    1. Include different types of bran to boost your fibre intake

    Different types of dietary fibre help improve bowel function through fermentation by gut microbes in the colon, or large bowel. This creates larger, softer bowel motions that then stimulate the colon to contract, leading to more regular bowel movements.

    Add different types of dietary fibre – such as oat bran, wheat bran or psyllium husk – to breakfast cereal or add some into recipes that use white flour:

    • psyllium husk is high in soluble fibre. It dissolves in water forming viscous gel that binds to bile salts, which get excreted and your body is then not able to convert them into cholesterol. This helps lower blood cholesterol levels as well as with retaining water in your colon, making bowel motions softer. Soluble fibre also helps slow the digestive process, making you feel full and slows the normal rise in blood sugar levels after you eat

    • wheat bran is an insoluble fibre, also called roughage. It adds bulk to bowel motions, which helps keep your bowel function regular

    • oat bran contains beta-glucan, a soluble fibre, as well as some insoluble fibre.

    Try keeping small containers topped up with the different fibres so you don’t forget to add them regularly to your breakfast.

    Psyllium husk is high in soluble fibre, which dissolves in water and slows digestion.
    Shawn Hempel/Shutterstock

    2. Add a different canned bean to your shopping list

    Dried beans are a type of legume. From baked beans to red kidney beans and chickpeas, the canned varieties are easy to use and inexpensive. Different colours and varieties have slightly different nutrient and phytonutrient profiles.

    Canned beans are very high in total dietary fibre, including soluble fibre and resistant starch, a complex carbohydrate that resists digestion in the small intestine and then passes into the colon where it gets fermented.

    The body digests and absorbs the nutrients in legumes slowly, contributing to their low glycemic index. So eating them makes you feel full.

    Regularly eating more legumes lowers blood sugar levels, and total and LDL (bad) cholesterol.

    Add legumes to dishes such as bolognese, curry, soups and salads (our No Money No Time website has some great recipes).

    3. Try a different wholegrain, like buckwheat or 5-grain porridge

    Wholegrain products contain all three layers of the grain. Both the inner germ layer and outer bran layer are rich in fibre, vitamins and minerals, while the inner endosperm contains mostly starch (think white flour).

    Wholegrains include oats, corn (yes, popcorn too), rye, barley, buckwheat, quinoa, brown rice and foods made with wholegrains, like some breads and breakfast cereals such as rolled oats, muesli and five-grain porridge.

    Wholegrains aren’t just breakfast and lunch foods. Dinner recipe ideas include tuna and veggie pasta bake,
    chicken quesadillas and buckwheat mushroom risotto.

    4. Try a different vegetable or salad mix every week

    A review of the relationship between plant-based diets and dying of any cause followed more than half a million people across 12 long-term studies.

    It found people who ate the most plants had a lower risk of dying during the study and follow-up period than those who ate hardly any.

    Add a rainbow coleslaw to your meal.
    Kiian Oksana/Shutterstock

    Try adding a new or different vegetable or salad item to your weekly meals, such as rainbow coleslaw, canned beetroot, raw carrot, red onion, avocado or tomatoes.

    Or try a stir-fry with bok choy, celery, capsicum, carrot, zucchini and herbs.

    The more variety, the more colour, flavour and textures – not to mention phytonutrients.

    5. Go nuts

    Cashews, walnuts, almonds, macadamias, pecans and mixed nuts make a great snack.

    (Peanuts are technically a legume because they grow in the ground but we count them as nuts because their nutrient profile is very similar to the tree nuts.)

    You have to chew nuts well, which means your brain receives messages that you are eating and should expect to soon feel full.

    Nuts are energy-dense, due to their high fat content. A matchbox portion size (30 grams) contains about 15 grams of fat, 5 grams of protein and 740 kilojoules.

    While some people think you need to avoid nuts to lose weight, a review of energy restricted diets found people who ate nuts lost as much weight as those who didn’t.

    My colleagues and I at the University of Newcastle have created a free Healthy Eating Quiz where you can check your diet quality score, see how healthy your usual eating patterns are and how your score compares to others. You can also get some great ideas to make your meals more interesting .

    Clare Collins AO is a Laureate Professor in Nutrition and Dietetics at the University of Newcastle, NSW and a Hunter Medical Research Institute (HMRI) affiliated researcher. She is a National Health and Medical Research Council (NHMRC) Leadership Fellow and has received research grants from NHMRC, ARC, MRFF, HMRI, Diabetes Australia, Heart Foundation, Bill and Melinda Gates Foundation, nib foundation, Rijk Zwaan Australia, WA Dept. Health, Meat and Livestock Australia, and Greater Charitable Foundation. She has consulted to SHINE Australia, Novo Nordisk, Quality Bakers, the Sax Institute, Dietitians Australia and the ABC. She was a team member conducting systematic reviews to inform the 2013 Australian Dietary Guidelines update, the Heart Foundation evidence reviews on meat and dietary patterns and current Co-Chair of the Guidelines Development Advisory Committee for Clinical Practice Guidelines for Treatment of Obesity.

    ref. Sick of eating the same things? 5 ways to boost your nutrition and keep meals interesting and healthy – https://theconversation.com/sick-of-eating-the-same-things-5-ways-to-boost-your-nutrition-and-keep-meals-interesting-and-healthy-245672

    MIL OSI AnalysisEveningReport.nz

  • MIL-OSI USA: Wicker, Feenstra Introduce Legislation to Continue Safe Exports of Agricultural Products in Event of Foreign Animal Disease Outbreak

    US Senate News:

    Source: United States Senator for Mississippi Roger Wicker
    WASHINGTON – U.S. Senator Roger Wicker, R-Miss., joined Congressman Randy Feenstra, R-Iowa, in introducing the Safe American Food Exports (SAFE) Act. This legislation would codify USDA’s role in negotiating regionalization agreements that allow livestock, poultry, and other animal products from unaffected areas of the country to be exported in the event of an animal disease outbreak. Although the U.S. Department of Agriculture (USDA) already works with the United States Trade Representative to develop these agreements, this legislation would establish regionalization agreements and promoting robust agricultural trade policies before any animal disease impacts our nation.
    This bill would also create a notification system within the Import and Export Library to prevent our producers from being impacted by changes in trade status of agricultural commodities and alert the proper agencies, organizations, and State Departments of Agriculture that there have been changes in import or export status.
    “Mississippi’s poultry exporters and producers have suffered during the bird flu. Animal diseases often cause trade disruptions, and the government should help protect American agriculture exports in these situations,” said Senator Wicker. “The Safe American Food Exports Act would help do that. The bill would give the USDA authority to negotiate regionalization agreements to ensure America’s agricultural producers are not shut off from the global market.”
    “Iowa farmers are the backbone of our economy and the breadbasket of our country and the world. However, an animal disease outbreak can be devastating for our producers, majorly disrupt trade with foreign countries, and close important export markets that our farmers depend on,” said Congressman Feenstra. “Understanding the dire financial and animal health consequences of a disease outbreak, I introduced the Safe American Food Exports Act so that we can negotiate comprehensive agreements with our trading partners and ensure that a disease outbreak in one part of the country does not impact Iowa’s ability to produce and export our agricultural goods. By working proactively on regionalization agreements and prioritizing farm biosecurity, we can safely ship our agricultural commodities around the globe, prevent massive trade disruptions, and mitigate the negative impacts of animal disease on our farmers, producers, and rural communities.”
    Joining Senator Wicker and Congressman Feenstra in introducing the SAFE Act are Senators Katie Britt, R-Ala., Tina Smith, D-Minn., Chris Coons, D-Del., and Congressman Jimmy Panetta, D-Calif. 
    Click HERE for bill text.

    MIL OSI USA News

  • MIL-OSI USA: Tuberville Advocates for More Oversight at the VA

    US Senate News:

    Source: United States Senator Tommy Tuberville (Alabama)

    WASHINGTON – Today, U.S. Senator Tommy Tuberville (R-AL) participated in a Senate Veterans’ Affairs Committee (SVAC) hearing. During his remarks, Senator Tuberville advocated for alternative treatments for veterans who are suffering from PTSD, including Hyperbaric Oxygen Therapy. Senator Tuberville also called for more oversight of the Staff Sergeant Parker Gordon Fox Suicide Prevention Grant Program disbursed through the Department of Veterans Affairs (VA) to ensure our veterans are receiving the best care possible.

    The hearing featured several witnesses, including Jim Lorraine, President and CEO of America’s Warrior Partnership.

    Read excerpts below or watch the full clip on YouTube or Rumble.

    TUBERVILLE: “Good morning, everybody. Thanks for being here, and thanks for those of you that have served this great country. Thanks for your service. Since I’ve been on this committee now going on five years, we have not improved prevention of [veterans’] suicide. As a matter of fact, in a lot of areas it has gotten worse. I know in my state of Alabama, you know, you can throw all the money at it you want. But at the end of the day, it’s about attitude, it’s about the people that work in these hospitals and these care units that show care and humility for the veteran. I’ve had friends that have committed suicide. I’ve had friends that have almost committed suicide. It’s a sad state of affairs. But again, I think it’s more about people. We have to have people that’s gonna do the right thing. Veterans—there’s no area that we need to concentrate more in our country—other than, obviously, our economy and [other important] things that are going on—but the care of people that have put their life on the line for our country. Mr. Lorraine, [you have the] opportunity for oversight on these grants. Do we have enough oversight in your eyes for the grants that we’re putting out?” […]

    LORRAINE: “Thank you, Senator. I think if there is oversight, it’s not transparent. We do participate—America’s Warrior Partnership participates in all the meetings that the VA holds. We provide our reports. We just don’t know how we rack up against others, and we don’t understand where we are, you know, how we can improve what we’re doing. So, if the outcome of oversight is to change the process and improve the process, we’re seeing it a little bit. The technology system that the VA was using previously has improved greatly. But I would say it’s not exceeding expectations.” […]

    TUBERVILLE: “How can this VA and this administration stop the bad actors from taking these grants away from people [who] actually need these grants?”

    LORRAINE: “Well, sir, you know, there is an example of a grantee in the Northeast who was prosecuted for $50,000, taking $50,000 from the grant. I think that type of oversight is needed. We just went through our audit. We did very well with it. But I think more audits—I hate to say that—but, I mean, I think more audits for organizations with clear guidelines that don’t just look at ‘how many hours are you spending doing the work,’ but ‘what are the outcomes of the work that you’re doing?’”

    Senator Tommy Tuberville represents Alabama in the United States Senate and is a member of the Senate Armed Services, Agriculture, Veterans’ Affairs, HELP and Aging Committees.

    MIL OSI USA News

  • MIL-OSI New Zealand: We want to be here long-term: A 20-year journey towards sustainable dairy farming

    Source: Environment Canterbury Regional Council

    Reducing nitrate in the water

    And slowly but surely, it’s paid off. The 221ha property with 630 cows, located on the outskirts of Culverden in the Amuri Basin, had seen a significant reduction in nitrate in the water and a dramatic improvement to the health of its ecosystem. But those results didn’t come overnight.

    The team at Pukatea Dairy Farm had spent the last two decades investing in:

    • draining systems
    • sediment traps
    • riparian planting, particularly around the wetlands.

    Water testing showed that the level of nitrogen that came into the farm was reduced by 95 per cent after it was filtered through the drains and wetland.

    Stuart said they wanted to be sustainable, resilient and offer a meaningful experience for everyone involved in the operation.

    “I think sometimes there’s a bit too much focus on short-term profit in farming and I get that, I used to be a sharemilker, but what we’ve learnt is you can forgo a little profit to make yourself more resilient later.”

    In the last few years, the weather demonstrated that. The farm produced results even in years with challenging conditions.

    The farm was fortunate to have heavier soils than other parts of the basin, which meant they had greater drought resilience. But heavier soils meant keeping a careful balance with soil moisture monitoring.

    “We worked out that our pasture doesn’t like being wet all the time,” Stuart said.

    Reducing the farm’s carbon emissions

    Another significant change was steering away from a more intensive farm system. This move was driven by a desire to prioritise animal welfare and create a more enjoyable work environment. In return, it has improved both the herd’s health and the farm’s overall sustainability.

    Stuart said one of the big issues with dairy farming was intensity, which translated to how many cows and how much brought-in feed you had in your system.

    “[It’s] about your carbon footprint, your environmental effects and what we are trying to do is run within the capacity of the land. I think the data is showing that we are not far away.”

    Over the last ten years, Stuart reduced the number of cows in his paddock from 700 to 630. Three years ago, he took deintensification further by decreasing the number of weekly milkings from 14 to ten.  

    In turn, this decreased his replacement rate (the number of cows he kept as a buffer to replace the cows that couldn’t get pregnant) from 25 to 18 per cent and halved the farm’s empty cow rate. 

    Recognition for sustainable and ethical farming

    Ballance Farm Environment Awards (BFEA) judges commended Stuart and his team for creating an outstanding operation that consistently chose the right path over the easy one.

    The judges said the farm’s long-term environmental initiatives, strategic grazing practices, and unwavering commitment to ethical, sustainable farming served as an inspiration to others in the industry.

    Stuart also took home:

    • The Environment Canterbury Water Quality Award
    • The Dairynz Sustainability and Stewardship Award
    • The FMG Risk Management Award.

    Our Water and Land Northern Team Leader, Andrew Arps, said what stood out to him was the enduring nature of their efforts, as it hadn’t been a quick or easy journey.

    “It’s been about consistent, thoughtful improvements, with a focus on sustainable land management that goes well beyond regulatory requirements.”

    “One of the powerful things about Stuart’s approach is that it recognises how small actions, when done collectively and consistently, can make a real and lasting difference for water quality and land health. It’s a mindset that doesn’t chase short-term fixes but looks at the bigger picture, and it’s clear that this way of working is paying off.”

    Andrew said Stuart’s success reflected the input of those around him as he was open to advice, willing to consider different perspectives, and not afraid of robust discussions to find the best way forward.

    “That kind of leadership and collaboration is exactly what we need more of across the region.

    “All of this made Stuart a very deserving recipient of our water quality award. His work sets a great example for others.”

    Further reading

    MIL OSI New Zealand News

  • MIL-OSI Security: Former USDA Program Director Pleads Guilty in $400,000 Kickback Scheme

    Source: Office of United States Attorneys

    WASHINGTON – Kirk Perry, 60, a former United States Department of Agriculture (USDA) program director, pleaded guilty today in connection with a kickback scheme in which he and his nephew, Jamarea Grant, 31, of Cleveland, Ohio, conspired to bill the government nearly $400,000 for work that Grant did not actually perform.  

    The plea was announced by U.S. Attorney Edward R. Martin Jr. and Acting Inspector General Janet M. Sorensen of the U.S. Department of Agriculture Office of Inspector General.

    Perry, of Lorain, Ohio, pleaded guilty before U.S. District Court Judge Colleen Kollar-Kotelly to conspiracy to commit money, property, and honest services wire fraud. Grant previously pleaded guilty on Nov. 27, 2024, to the same charge. Judge Kollar-Kotelly will determine any sentences for Perry and Grant after considering the U.S. Sentencing Guidelines and other statutory factors. Perry is scheduled to be sentenced on Dec. 4, 2025. Grant’s sentencing is pending.

    In pleading guilty, Perry and Grant admitted that, from August 2015 through November 2022, Perry, who at the time was serving as a USDA Program Director, arranged for Grant to be hired by two companies under contract with the USDA Office for Civil Rights. Grant reported directly to Perry, who also approved the invoices billing for Grant’s time, and the two of them conspired to bill the government for work that Grant did not perform.

    Grant received nearly $400,000 for work he did not do. Perry also had access to Grant’s bank account. As part of the criminal scheme Perry transferred approximately $125,000 of the USDA payments from Grant’s account to his own account.

    This case was investigated by the USDA Office of Inspector General Sensitive Investigations Office. The matter is being prosecuted by Assistant U.S. Attorneys Brian P. Kelly and Maeghan Mikorski.

    24cr223

    MIL Security OSI

  • MIL-OSI USA: Cortez Masto Joins Senators Pressing Administration on How Mass CFPB Firings Will Hurt Working Nevadans

    US Senate News:

    Source: United States Senator for Nevada Cortez Masto

    Washington, D.C. – Today, U.S. Senator Catherine Cortez Masto (D-Nev.) joined 40 Democratic Senators in a letter to Consumer Financial Protection Bureau (CFPB) Acting Director Russell Vought outlining more than 80 congressionally mandated functions of the CFPB and pressing for answers on how the agency would be able to protect hardworking Americans from scams and fraud after firing almost the entire staff.

    Senator Cortez Masto has been a longstanding champion for the CFPB and has consistently fought to protect Nevadans from fraud. Last year, she called out the Navy Federal Credit Union for its racial disparities in mortgage lending. Following a push from Cortez Masto, the CFPB created new consumer protections for homeowners who apply for Property Assessed Clean Energy loans to help them make energy-efficient upgrades to their homes. She has also introduced legislation to incentivize whistleblowers to report consumer fraud to the CFPB.

    “Last week, you tried to fire nearly all of the agency’s remaining 1,700 employees—the staff responsible for fulfilling the CFPB’s mission and statutory requirements to prevent Americans from getting scammed by big banks and giant corporations,” wrote the senators. “Your hasty and unjustified mass firings are an illegal shutdown of the CFPB that will leave it unable to conduct agency actions that are required by law.”

    “You directed the gutting of entire divisions—including departments created by Congress to protect servicemembers and older Americans—attempting to leave a shell of only 200 employees to supervise and examine large financial institutions across the country, respond to millions of consumer complaints, answer the phone for hundreds of thousands of people seeking help, monitor emergency financial risks, and run all of the agency’s other operations,” they continued.

    The Senators laid out in detail the impact the mass layoffs would have on specific functions of the CFPB––including firing all but one employee helping victims of scams in the offices focused on our nation’s two million servicemembers and tens of millions of older Americans.

    “We request that you provide—by April 30, 2025—a detailed accounting of each of the more than 80 statutory obligations of the CFPB, the number of employees assigned to each of those functions as of December 2024, the number of employees who would be assigned to each function if your rushed reduction in force were to go into effect, the immediate impact of such a reduction on the agency’s ability to perform each function consistent with federal law and federal court orders, and copies of any individualized or particularized analysis of those planned reductions on the agency’s work,” they concluded.

    The full text of the letter can be found here.

    Senator Cortez Masto has pushed multiple Departments under the Trump Administration for detailed, public information regarding the impacts of President Trump’s federal funding freeze, hiring freeze, and terminations on Nevada – including to the Department of the Interior, the U.S. Forest Service, the National Nuclear Security Administration, the Department of Veterans Affairs, Department of Agriculture, General Services Administration, and Department of Health and Human Services.

    MIL OSI USA News

  • MIL-Evening Report: State of the states: the campaign is almost over, so how has it played out across Australia?

    Source: The Conversation (Au and NZ) – By David Clune, Honorary Associate, Government and International Relations, University of Sydney

    While many Australians have already voted at pre-poll stations and by post, the politicking continues right up until May 3.

    So what’s happened across the country over the past five weeks?

    Here, six experts analyse how the campaign has looked in New South Wales, Queensland, South Australia, Tasmania, Victoria and Western Australia.

    New South Wales

    David Clune, honorary associate, government and international relations, University of Sydney

    The campaign in NSW is concluding much as it began, largely mirroring the Australia-wide trend with little evidence of localism.

    The main themes of both sides remain similar: cost-of-living alleviation, improved health care and housing affordability. Both leaders quickly matched each other’s promises: it could be described as the “Albanutton” campaign.

    Opposition Leader Peter Dutton’s campaign continued to be hampered by slip-ups and a lack of focus, detail and discipline. Although the government’s record had given him plenty of scope, Dutton struggled to land a blow.

    Prime Minister Anthony Albanese had his share of gaffes, but appeared more coherent and convincing. Labor’s negative campaign to portray Dutton as a local Trump clone seems to have been effective.

    Some in the Liberal Party argue there’s pent-up resentment against the government in Western Sydney that hasn’t been picked up by opinion polls. Whether this hypothetical backlash turns into seats on polling day remains to be seen.

    Bennelong (notionally Liberal after the redistribution) and Gilmore, seem the most likely Liberal gains. Parramatta, Reid, Paterson, Robertson and Werriwa are also in play. There is speculation about an independent threat in the safe Labor seat of McMahon.

    The Coalition has a fight on its hands to retain Cowper and Bradfield, with strong independent challenges in both seats. There is a tight three-way contest in Calare between former National turned independent, Andrew Gee, a National and a Teal.

    As there is little real policy differentiation between the major parties; it seems to come down to which side the voters find more credible and trustworthy in uncertain times.

    According to a Newspoll published on April 27, Albanese led Dutton as preferred prime minister by 51% to 35%. Only 39% of those surveyed believed the government deserved to be re-elected. However, 62% believed the Coalition was not ready to govern.

    An aggregate of polling data showed in NSW, as at April 28, Labor’s two-party preferred vote was 53.0%, an increase since the March Budget of 2.8% and of 1.6% since the 2022 election.

    Queensland

    Paul Williams, associate professor of politics and journalism, Griffith University

    In the campaign’s closing week, Queensland remains largely inconsequential as to whether Albanese or Dutton will call The Lodge home.

    But that doesn’t mean the Liberal National Party (LNP) isn’t concerned about its prospects north of the Tweed.

    While the LNP still leads Labor in the two party-preferred vote, 54 to 46, across Queensland – roughly the 2022 result – last week’s YouGov poll found that result to be a three-point fall for the LNP from the previous week.

    While Labor is hardly going to blitz Queensland, some LNP seats are nonetheless more vulnerable than at any time over the past decade. These include the regional seats of Leichhardt (3.4 %) and Flynn (3.8%), the outer suburban seats of Dickson (held by Dutton by just 1.7%), Longman (3.1%), Forde (4.2%) and Petrie (4.4%), and the middle-suburb mortgage-belt seat of Bonner (3.4%).

    Independent Suzie Holt might also worry the LNP in the usually safe seat of Groom, around Toowoomba.
    But the last-minute “rescue” of the LNP by Pauline Hanson’s One Nation (PHON) – Hanson (reciprocating the LNP’s preferencing of PHON) pulped existing how to vote cards and printed new ones placing the LNP second in most seats – might just save the opposition.

    However, the campaign has offered little clarity on the prospects in other key Queensland contests: the battles for three Greens-held inner-urban seats of Brisbane, Ryan and Griffith.

    But a mid-April DemosAU poll found the Greens’ primary vote falling by 1.7 points to 29%, a figure exactly tied with Labor’s, which has risen 2.7% since 2022.

    Problematically for Dutton, the LNP, whose primary vote remains locked at 36%, appears not to have capitalised on cost-of-living angst in inner Brisbane.

    Despite 58% of inner Brisbane leaning centre-left, these figures suggest the LNP may fail to win any Greens seats, with the contest a close one between the Greens and Labor only. The result rests on who runs third: Labor or the Greens. There could be a mere 100 votes in these must-watch seats.

    In the Northern Territory, the seat of Lingiari, which takes in Alice Springs and Katherine, is held by Labor’s Marion Scrymgour by 1.7%. In 2022, just one in three enrolled voters cast a ballot in the electorate, prompting the Australian Electoral Commission to try to increase voter turnout. In the wash-up, it will be interesting to see if this improves.

    South Australia

    Rob Manwaring, associate professor of politics and public policy, Flinders University

    Given SA is home to only a handful of marginal seats, it’s not a well-trodden part of the campaign trail. That’s typical of most federal elections.

    What’s not so typical is the overall feel of the campaign. The rhythms of Australian elections are changing. On one level, there are the familiar tropes and activities; TV debates, campaign launches and letter box blitzes in key marginal seats.

    Yet, on the other hand, voters behave differently than they used to. Data from the Australian Election Study(AES) tells us far fewer voters have made their decision “a long time ago” (55% in 2007, down to 36% in 2022).

    This means the number of “soft” voters is probably much higher as major parties have fewer “lifetime voters”. Voters are much more transactional.

    Voters are more distanced from parties, too. The study shows fewer voters use how to vote cards (51% used them in 2007, 31% in 2022). We can’t rely on traditional metrics in the same way, such as the national two-party preferred vote given the number of “non-traditional seats”.

    In short, it’s now harder to more know how the campaigns are tracking. So while the Coalition campaign has been beset by a number of mis-steps, how this is playing out is far less clear.

    Further, a strange paradox of the emergence of the Teals and other independents is there is a stronger local focus on representation, rather than broader policy debates. Again, AES data suggests most voters tend to vote for policy reasons (like the economy or health) but the current media focus on the major parties, especially through the TV debates, actually seems to narrow the broader policy discussions.

    So while the proof will be in the pudding when the votes are counted, it may be high time to reflect on what campaign strategies work best for politics in 2025.

    Tasmania

    Robert Hortle, deputy director of the Tasmanian Policy Exchange, University of Tasmania

    On Australia’s South Island, most of the campaign focus has been on Lyons, Franklin and Braddon.

    In Lyons, Tassie’s most marginal electorate (ALP by 0.9%), the latest polls have swung behind the ALP’s Rebecca White. Her popularity as a state MP for the electorate has been bolstered by some crucial slip ups from Liberal candidate Susie Bower.

    One potentially vote-winning policy announcement that has gone under the radar nationally is Labor’s commitment of $24 million to guarantee the continued operation of the Boyer Paper Mill in Lyons, an important employer and regional symbol of economic activity.

    Franklin has been full of drama. 19-year-old Greens candidate Owen Fitzgerald had to withdraw his candidacy after it emerged that he is likely to still be a New Zealand citizen. It seemed like the Greens would encourage their voters to preference independent anti-salmon candidate Peter George.

    However, when the party’s how to vote cards were published, they said “Vote 1 – Owen Fitzgerald”.

    According to the Greens, this was to make sure that voters completed their ballot correctly. The Liberal Party argued the Greens were just trying to secure public funding.

    There have also been billboard shenanigans and various other dirty (or should that be clean?) tricks.

    The result is likely to rest on how Liberal voters feel about salmon farming and how this influences their preferences. Are they so anti-Labor that they will preference Peter George ahead of Julie Collins despite his anti-salmon stance? Or will they put Collins ahead of George based on Labor’s support for the industry?

    In Braddon, where salmon farming is again a key issue, Labor’s Anne Urquhart has been more visible on the campaign trail than Liberal Mal Hingston. Although the margin at the last election was 8% in favour of the Liberals, last-minute polling (albeit with a small sample size) has offered Labor hope of winning the crucial seat.

    Bridget Archer, Liberal MP for Bass, has had a solid if unspectacular campaign. She was helped by Labor selecting a low-profile first-time candidate, Jess Teesdale, who the party sees as “one for the future”. Teesdale revealed her “greenness” – in both senses of the word – by accidentally contradicting the ALP’s position on native forest logging, which is always a flashpoint in Tassie.

    Victoria

    Zareh Ghazarian, senior lecturer in politics, school of social sciences, Monash University

    With just days to go in this campaign, Victoria still looks like a key state that will determine who governs for the next three years. Many seats across the state have new boundaries following the AEC redistribution.

    Victoria is also home to the most marginal seat in the country. Deakin, which covers the eastern suburbs of Melbourne, is held by Liberal Michael Sukkar with a margin of just 0.02%, according to ABC Election Analyst Antony Green.

    Deakin will be the seat to watch on election night. If the Liberal Party can’t hold on to Deakin, it would be unlikely to be able to win government.

    There are also other seats that will provide a fascinating contest on Saturday night. Labor will face its own test in trying to retain Chisholm and Aston, both in the eastern suburbs of Melbourne.

    Chisholm is a swinging seat. It has been won by both Labor and Liberal parties over the past 40 years and is currently held by Labor with a margin of 3.3%. It has had a significant redistribution, losing strong Labor booths in the north and south parts of the electorate.

    Aston is also on a similarly slim margin of 3.6% and was famously won by Labor at the by-election in 2023. Holding onto Aston will be a crucial test for Labor. Losing this seat may threaten Labor’s chances of forming a majority government after the election.

    There are also the two seats held by the independents which promise to be tight contests. The previously safe Liberal seats of Kooyong and Goldstein, which were won by Monique Ryan and Zoe Daniel respectively, have been targeted by the Liberal Party. The independents will face a significant battle and, if successful, will demonstrate a significant shift in voting behaviour has occurred in these electorates.

    Western Australia

    Narelle Miragliotta, associate professor in politics, Murdoch University

    The idea that WA would determine the outcome of government has been a persistent theme throughout the campaign, reinforced by four visits from Albanese and three from Dutton. The amount of attention WA has received from the major party leaders was more than any state or territory other than the three big population states: NSW, Victoria and Queensland. Even then, Albanese made one more visit to WA than he did Queensland at the time of writing.

    Both major parties brought their big guns on the campaign trail. Former Liberal PM John Howard visited Curtin, Tangney and Bullwinkel. The newly re-elected WA Labor Premier Roger Cook campaigned heavily with Albanese during his visits. And in the final days of the campaign, Mark McGowan, the popular former premier, was seen on the hustings with Labor candidates in four marginal seats.

    Neither major party leader ventured to places where they might receive an unwelcome reception. Dutton’s intention to steer clear of the Shire of Collie, particularly the town of Muja, the proposed site of the one of the seven nuclear power plants, was signalled early in the campaign. Albanese avoided electorates in the state’s southwest opposed to coastal wind farms.

    There were no significant candidate blunders. However, questions were raised about the whereabouts of Andrew Hastie, shadow defence minister and (putative) future Liberal leader. Hastie was also questioned about the missing party logo (as against party authorisations) on his campaign materials.

    The competition between the Nationals and Liberals in the seat of Bullwinkel was without major media incident. This includes when the Nationals’ candidate, Mia Davies, broke with the federal coalition over support for Labor’s production tax credits plan.

    The contest for Curtin attracted outsized local media attention. In the final days of the campaign, there were renewed efforts to link the independent incumbent, Kate Chaney, to the Greens. All the proof the West Australian newspaper required was Chaney’s connection to a senior Greens party official, evidenced by a 2024 donation totalling $104, a photo and an author’s credit.

    To what extent has the leader visits and the campaign moved the needle? A recent study found party leader visits make only a modest impact on the vote. Polling for Labor and the Liberals in WA has remained very steady. This doesn’t mean some seats won’t change, but to which party or candidate remains unclear.

    Paul Williams is a research associate with the T.J. Ryan Foundation.

    David Clune, Narelle Miragliotta, Rob Manwaring, Robert Hortle, and Zareh Ghazarian do not work for, consult, own shares in or receive funding from any company or organisation that would benefit from this article, and have disclosed no relevant affiliations beyond their academic appointment.

    ref. State of the states: the campaign is almost over, so how has it played out across Australia? – https://theconversation.com/state-of-the-states-the-campaign-is-almost-over-so-how-has-it-played-out-across-australia-253125

    MIL OSI AnalysisEveningReport.nz

  • MIL-OSI: NMI Holdings, Inc. Reports Record First Quarter 2025 Financial Results

    Source: GlobeNewswire (MIL-OSI)

    EMERYVILLE, Calif., April 29, 2025 (GLOBE NEWSWIRE) — NMI Holdings, Inc. (Nasdaq: NMIH) today reported net income of $102.6 million, or $1.28 per diluted share, for the first quarter ended March 31, 2025, compared to $86.2 million, or $1.07 per diluted share, for the fourth quarter ended December 31, 2024 and $89.0 million, or $1.08 per diluted share, for the first quarter ended March 31, 2024. Adjusted net income for the quarter was $102.5 million, or $1.28 per diluted share, compared to $86.1 million, or $1.07 per diluted share, for the fourth quarter ended December 31, 2024 and $89.0 million, or $1.08 per diluted share, for the first quarter ended March 31, 2024.

    Adam Pollitzer, President and Chief Executive Officer of National MI, said, “In the first quarter, we again delivered standout operating performance, continued growth in our high-quality insured portfolio and record financial results. We have a strong customer franchise, a talented team driving us forward every day, an exceptionally high-quality book covered by a comprehensive set of risk transfer solutions, and a robust balance sheet supported by the significant earnings power of our platform. We continue to manage our business with discipline and a focus on through-the-cycle performance, and looking forward, we’re well positioned to continue to serve our customers and their borrowers, support our talented team, and deliver sustained performance and long-term value for our shareholders.”

    Selected first quarter 2025 highlights include:

    • Primary insurance-in-force at quarter end was $211.3 billion, compared to $210.2 billion at the end of the fourth quarter and $199.4 billion at the end of the first quarter of 2024.
    • Net premiums earned were $149.4 million, compared to $143.5 million in the fourth quarter and $136.7 million in the first quarter of 2024.
    • Total revenue was $173.2 million, compared to $166.5 million in the fourth quarter and $156.3 million in the first quarter of 2024.
    • Insurance claims and claim expenses were $4.5 million, compared to $17.3 million in the fourth quarter and $3.7 million in the first quarter of 2024. Loss ratio was 3.0%, compared to 12.0% in the fourth quarter and 2.7% in the first quarter of 2024.
    • Underwriting and operating expenses were $30.2 million, compared to $31.1 million in the fourth quarter and $29.8 million in the first quarter of 2024. Expense ratio was 20.2%, compared to 21.7% in the fourth quarter and 21.8% in the first quarter of 2024.
    • Net income was $102.6 million, compared to $86.2 million in the fourth quarter and $89.0 million in the first quarter of 2024. Diluted EPS was $1.28, compared to $1.07 in the fourth quarter and $1.08 in the first quarter of 2024.
    • Shareholders’ equity was $2.3 billion at quarter end and book value per share was $29.65. Book value per share excluding the impact of net unrealized gains and losses in the investment portfolio was $30.85, up 4% compared to $29.80 in the fourth quarter and 17% compared to $26.42 in the first quarter of 2024.
    • Annualized return on equity for the quarter was 18.1%, compared to 15.6% in the fourth quarter and 18.2% in the first quarter of 2024.
    • At quarter-end, total PMIERs available assets were $3.2 billion and net risk-based required assets were $1.9 billion.
      Quarter Ended Quarter Ended Quarter Ended Change(1) Change(1)
      3/31/2025 12/31/2024 3/31/2024 Q/Q Y/Y
    INSURANCE METRICS ($billions)
    Primary Insurance-in-Force $ 211.3   $ 210.2   $ 199.4   1 % 6 %
    New Insurance Written – NIW   9.2     11.9     9.4   (23) % (2)%
               
    FINANCIAL HIGHLIGHTS (Unaudited, $millions, except per share amounts)
    Net Premiums Earned $ 149.4   $ 143.5   $ 136.7   4 % 9 %
    Net Investment Income   23.7     22.7     19.4   4 % 22 %
    Insurance Claims and Claim Expenses   4.5     17.3     3.7   (74) % 21 %
    Underwriting and Operating Expenses   30.2     31.1     29.8   (3) %  1 %
    Net Income   102.6     86.2     89.0   19 % 15 %
    Diluted EPS $ 1.28   $ 1.07   $ 1.08   20 % 18 %
    Book Value per Share (excluding net unrealized gains and losses)(2) $ 30.85   $ 29.80   $ 26.42   4 % 17 %
    Loss Ratio   3.0 %   12.0 %   2.7 %    
    Expense Ratio   20.2 %   21.7 %   21.8 %    
                           
    (1) Percentages may not be replicated based on the rounded figures presented in the table.
    (2) Book value per share (excluding net unrealized gains and losses) is defined as total shareholders’ equity, excluding the after-tax effects of unrealized gains and losses on our investment portfolio, divided by shares outstanding.
     

    Conference Call and Webcast Details

    The company will hold a conference call, which will be webcast live today, April 29, 2025, at 2:00 p.m. Pacific Time / 5:00 p.m. Eastern Time. The webcast will be available on the company’s website, www.nationalmi.com, in the “Investor Relations” section. The conference call can also be accessed by dialing (844) 481-2708 in the U.S., or (412) 317-0664 internationally, by referencing NMI Holdings, Inc.

    About NMI Holdings, Inc.

    NMI Holdings, Inc. (NASDAQ: NMIH), is the parent company of National Mortgage Insurance Corporation (National MI), a U.S.-based, private mortgage insurance company enabling low down payment borrowers to realize home ownership while protecting lenders and investors against losses related to a borrower’s default. To learn more, please visit www.nationalmi.com.

    Cautionary Note Regarding Forward-Looking Statements

    Certain statements contained in this press release or any other written or oral statements made by or on behalf of the Company in connection therewith may constitute forward-looking statements within the meaning of Section 27A of the Securities Act of 1933, as amended, Section 21E of the Securities Exchange Act of 1934, as amended, and the U.S. Private Securities Litigation Reform Act of 1995 (the “PSLRA”). The PSLRA provides a “safe harbor” for any forward-looking statements. All statements other than statements of historical fact included in or incorporated by reference in this release are forward-looking statements, including any statements about our expectations, outlook, beliefs, plans, predictions, forecasts, objectives, assumptions or future events or performance. These statements are often, but not always, made through the use of words or phrases such as “anticipate,” “believe,” “can,” “could,” “may,” “predict,” “assume,” “potential,” “should,” “will,” “estimate,” “perceive,” “plan,” “project,” “continuing,” “ongoing,” “expect,” “intend” and similar words or phrases. All forward-looking statements are only predictions and involve estimates, known and unknown risks, assumptions and uncertainties that may turn out to be inaccurate and could cause actual results to differ materially from those expressed in them. Many risks and uncertainties are inherent in our industry and markets. Others are more specific to our business and operations. Important factors that could cause actual events or results to differ materially from those indicated in such statements include, but are not limited to: changes in general economic, market and political conditions and policies (including changes in interest rates and inflation) and investment results or other conditions that affect the U.S. housing market or the U.S. markets for home mortgages, mortgage insurance, reinsurance and credit risk transfer markets, including the risk related to geopolitical instability, inflation, an economic downturn (including any decline in home prices) or recession, and their impacts on our business, operations and personnel; changes in the charters, business practices, policies, pricing or priorities of Fannie Mae and Freddie Mac (collectively, the GSEs), which may include decisions that have the impact of decreasing or discontinuing the use of mortgage insurance as credit enhancement generally, or with first time homebuyers or on very high loan-to-value mortgages; or changes in the direction of housing policy objectives of the Federal Housing Finance Agency (“FHFA”), such as the FHFA’s priority to increase the accessibility to and affordability of homeownership for low-and-moderate income borrowers and underrepresented communities; our ability to remain an eligible mortgage insurer under the private mortgage insurer eligibility requirements (“PMIERs”) and other requirements imposed by the GSEs, which they may change at any time; retention of our existing certificates of authority in each state and the District of Columbia (“D.C.”) and our ability to remain a mortgage insurer in good standing in each state and D.C.; our future profitability, liquidity and capital resources; actions of existing competitors, including other private mortgage insurers and government mortgage insurers such as the Federal Housing Administration, the U.S. Department of Agriculture’s Rural Housing Service and the U.S. Department of Veterans Affairs, and potential market entry by new competitors or consolidation of existing competitors; adoption of new or changes to existing laws, rules and regulations that impact our business or financial condition directly or the mortgage insurance industry generally or their enforcement and implementation by regulators, including the implementation of the final rules defining and/or concerning “Qualified Mortgage” and “Qualified Residential Mortgage”; U.S. federal tax reform and other potential changes in tax law and their impact on us and our operations; legislative or regulatory changes to the GSEs’ role in the secondary mortgage market or other changes that could affect the residential mortgage industry generally or mortgage insurance industry in particular; potential legal and regulatory claims, investigations, actions, audits or inquiries that could result in adverse judgements, settlements, fines or other reliefs that could require significant expenditures or have other negative effects on our business; our ability to successfully execute and implement our capital plans, including our ability to access the equity, credit and reinsurance markets and to enter into, and receive approval of, reinsurance arrangements on terms and conditions that are acceptable to us, the GSEs and our regulators; lenders, the GSEs, or other market participants seeking alternatives to private mortgage insurance; our ability to implement our business strategy, including our ability to write mortgage insurance on high quality low down payment residential mortgage loans, implement successfully and on a timely basis, complex infrastructure, systems, procedures, and internal controls to support our business and regulatory and reporting requirements of the insurance industry; our ability to attract and retain a diverse customer base, including the largest mortgage originators; failure of risk management or pricing or investment strategies; decrease in the length of time our insurance policies are in force; emergence of unexpected claim and coverage issues, including claims exceeding our reserves or amounts we had expected to experience; potential adverse impacts arising from natural disasters including, with respect to affected areas, a decline in new business, adverse effects on home prices, and an increase in notices of default on insured mortgages; climate risk and efforts to manage or regulate climate risk by government agencies could affect our business and operations; potential adverse impacts arising from the occurrence of any man-made disasters or public health emergencies, including pandemics; the inability of our counter-parties, including third party reinsurers, to meet their obligations to us; failure to maintain, improve and continue to develop necessary information technology systems or the failure of technology providers to perform; effectiveness and security of our information technology systems and digital products and services, including the risks these systems, products or services may fail to operate as expected or planned, or expose us to cybersecurity or third-party risks (including the exposure of our confidential customer and other information); and ability to recruit, train and retain key personnel. These risks and uncertainties also include, but are not limited to, those set forth under the heading “Risk Factors” detailed in Item 1A of Part I of our Annual Report on Form 10-K for the year ended December 31, 2024, as subsequently updated through other reports we file with the SEC. All subsequent written and oral forward-looking statements attributable to the Company or persons acting on its behalf are expressly qualified in their entirety by these cautionary statements. We caution you not to place undue reliance on any forward-looking statement, which speaks only as of the date on which it is made, and we undertake no obligation to publicly update or revise any forward-looking statement to reflect new information, future events or circumstances that occur after the date on which the statement is made or to reflect the occurrence of unanticipated events except as required by law.

    Use of Non-GAAP Financial Measures

    We believe the use of the non-GAAP measures of adjusted income before tax, adjusted net income, adjusted diluted EPS, adjusted return-on-equity, adjusted expense ratio, adjusted combined ratio and book value per share (excluding net unrealized gains and losses) enhances the comparability of our fundamental financial performance between periods, and provides relevant information to investors. These non-GAAP financial measures align with the way the company’s business performance is evaluated by management. These measures are not prepared in accordance with GAAP and should not be viewed as alternatives to GAAP measures of performance. These measures have been presented to increase transparency and enhance the comparability of our fundamental operating trends across periods. Other companies may calculate these measures differently; their measures may not be comparable to those we calculate and present.

    Adjusted income before tax is defined as GAAP income before tax, excluding the pre-tax effects of net realized gains or losses from our investment portfolio, periodic costs incurred in connection with capital markets transactions, and other infrequent, unusual or non-operating items in the periods in which such items are incurred.

    Adjusted net income is defined as GAAP net income, excluding the after-tax effects of net realized gains or losses from our investment portfolio, periodic costs incurred in connection with capital markets transactions, and other infrequent, unusual or non-operating items in the periods in which such items are incurred. Adjustments to components of pre-tax income are tax effected using the applicable federal statutory tax rate for the respective periods.

    Adjusted diluted EPS is defined as adjusted net income divided by adjusted weighted average diluted shares outstanding. Adjusted weighted average diluted shares outstanding is defined as weighted average diluted shares outstanding, adjusted for changes in the dilutive effect of non-vested shares that would otherwise have occurred had GAAP net income been calculated in accordance with adjusted net income. There will be no adjustment to weighted average diluted shares outstanding in the periods that non-vested shares are anti-dilutive under GAAP.

    Adjusted return on equity is calculated by dividing adjusted net income on an annualized basis by the average shareholders’ equity for the period.

    Adjusted expense ratio is defined as GAAP underwriting and operating expenses, excluding the pre-tax effects of periodic costs incurred in connection with capital markets transactions, divided by net premiums earned.

    Adjusted combined ratio is defined as the total of GAAP underwriting and operating expenses, excluding the pre-tax effects of periodic costs incurred in connection with capital markets transactions and insurance claims and claims expenses, divided by net premiums earned.

    Book value per share (excluding net unrealized gains and losses) is defined as total shareholders’ equity, excluding the after-tax effects of unrealized gains and losses on investments, divided by shares outstanding.

    Although adjusted income before tax, adjusted net income, adjusted diluted EPS, adjusted return-on-equity, adjusted expense ratio, adjusted combined ratio and book value per share (excluding net unrealized gains and losses) exclude certain items that have occurred in the past and are expected to occur in the future, the excluded items: (1) are not viewed as part of the operating performance of our primary activities; or (2) are impacted by market, economic or regulatory factors and are not necessarily indicative of operating trends, or both. These adjustments, and the reasons for their treatment, are described below.

    (1) Net realized investment gains and losses. The recognition of net realized investment gains or losses can vary significantly across periods as the timing is highly discretionary and is influenced by factors such as market opportunities, tax and capital profile, and overall market cycles that do not reflect our current period operating results.

    (2) Capital markets transaction costs. Capital markets transaction costs result from activities that are undertaken to improve our debt profile or enhance our capital position through activities such as debt refinancing and capital markets reinsurance transactions that may vary in their size and timing due to factors such as market opportunities, tax and capital profile, and overall market cycles.

    (3) Other infrequent, unusual or non-operating items. Items that are the result of unforeseen or uncommon events, and are not expected to recur with frequency in the future. Identification and exclusion of these items provides clarity about the impact special or rare occurrences may have on our current financial performance. Past adjustments under this category include infrequent, unusual or non-operating adjustments related to severance, restricted stock modification and other expenses incurred in connection with the CEO transition announced in September 2021 and the effects of the release of the valuation allowance recorded against our net federal and certain state net deferred tax assets in 2016 and the re-measurement of our net deferred tax assets in connection with tax reform in 2017. We believe such items are infrequent or non-recurring in nature, and are not indicative of the performance of, or ongoing trends in, our primary operating activities or business.

    (4) Net unrealized gains and losses on investments. The recognition of net unrealized gains or losses on investment can vary significantly across periods and is influenced by factors such as interest rate movement, overall market and economic conditions, and tax and capital profiles. These valuation adjustments may not necessarily result in economic gains or losses and not reflective of ongoing operations.

    Investor Contact
    Gregory Epps
    Senior Manager, Investor Relations and Treasury
    Investor.relations@nationalmi.com

    Consolidated statements of operations and comprehensive income (unaudited) For the three months ended March 31,
        2025       2024  
      (In Thousands, except for per share data)
    Revenues      
    Net premiums earned $ 149,366     $ 136,657  
    Net investment income   23,686       19,436  
    Net realized investment gains   24        
    Other revenues   170       160  
    Total revenues   173,246       156,253  
    Expenses      
    Insurance claims and claim expenses   4,478       3,694  
    Underwriting and operating expenses   30,175       29,815  
    Service expenses   116       137  
    Interest expense   7,106       8,040  
    Total expenses   41,875       41,686  
           
    Income before income taxes   131,371       114,567  
    Income tax expense   28,812       25,517  
    Net income $ 102,559     $ 89,050  
           
    Earnings per share      
    Basic $ 1.31     $ 1.10  
    Diluted $ 1.28     $ 1.08  
           
    Weighted average common shares outstanding      
    Basic   78,407       80,726  
    Diluted   79,858       82,099  
           
    Loss ratio(1)   3.0 %     2.7 %
    Expense ratio(2)   20.2 %     21.8 %
    Combined ratio   23.2 %     24.5 %
           
    Net income $ 102,559     $ 89,050  
    Other comprehensive income (loss), net of tax:      
    Unrealized gains (losses) in accumulated other comprehensive loss, net of tax expense (benefit) of $8,186 and $(2,729) for the quarters ended March 31, 2025 and 2024, respectively   30,795       (9,905 )
    Reclassification adjustment for realized gains included in net income, net of tax expense of $5 for the quarter ended March 31, 2025   (19 )      
    Other comprehensive income (loss), net of tax   30,776       (9,905 )
    Comprehensive income $ 133,335     $ 79,145  
                   
    (1) Loss ratio is calculated by dividing insurance claims and claim expenses by net premiums earned.
    (2) Expense ratio is calculated by dividing underwriting and operating expenses by net premiums earned.
                   
    Consolidated balance sheets (unaudited) March 31, 2025   December 31, 2024
    Assets (In Thousands, except for share data)
    Fixed maturities, available-for-sale, at fair value (amortized cost of $2,923,088 and $2,876,343 as of March 31, 2025 and December 31, 2024, respectively) $ 2,809,247     $ 2,723,541  
    Cash and cash equivalents (including restricted cash of $90 as of December 31, 2024)   74,209       54,308  
    Premiums receivable, net   84,153       82,804  
    Accrued investment income   23,641       22,386  
    Deferred policy acquisition costs, net   64,013       64,327  
    Software and equipment, net   24,960       25,681  
    Intangible assets and goodwill   3,634       3,634  
    Reinsurance recoverable   31,379       32,260  
    Prepaid federal income taxes   322,175       322,175  
    Other assets   18,785       18,857  
    Total assets $ 3,456,196     $ 3,349,973  
           
    Liabilities      
    Debt $ 415,606     $ 415,146  
    Unearned premiums   59,176       65,217  
    Accounts payable and accrued expenses   78,937       103,164  
    Reserve for insurance claims and claim expenses   151,847       152,071  
    Deferred tax liability, net   418,916       386,192  
    Other liabilities   10,143       10,751  
    Total liabilities   1,134,625       1,132,541  
           
    Shareholders’ equity      
    Common stock – $0.01 par value; 88,321,226 shares issued and 78,301,469 shares outstanding as of March 31, 2025 and 87,902,626 shares issued and 78,600,726 shares outstanding as of December 31, 2024 (250,000,000 shares authorized)   883       879  
    Additional paid-in capital   1,001,545       1,004,692  
    Treasury Stock, at cost: 10,019,757 and 9,301,900 common shares as of March 31, 2025 and December 31, 2024, respectively   (272,647 )     (246,594 )
    Accumulated other comprehensive loss, net of tax   (94,028 )     (124,804 )
    Retained earnings   1,685,818       1,583,259  
    Total shareholders’ equity   2,321,571       2,217,432  
    Total liabilities and shareholders’ equity $ 3,456,196     $ 3,349,973  
                   
    Non-GAAP Financial Measure Reconciliations (unaudited)
      As of and for the three months ended
      3/31/2025   12/31/2024   3/31/2024
    As Reported (In Thousands, except for per share data)
    Revenues          
    Net premiums earned $ 149,366     $ 143,520     $ 136,657  
    Net investment income   23,686       22,718       19,436  
    Net realized investment gains   24       33        
    Other revenues   170       233       160  
    Total revenues   173,246       166,504       156,253  
    Expenses          
    Insurance claims and claim expenses   4,478       17,253       3,694  
    Underwriting and operating expenses   30,175       31,092       29,815  
    Service expenses   116       184       137  
    Interest expense   7,106       7,102       8,040  
    Total expenses   41,875       55,631       41,686  
               
    Income before income taxes   131,371       110,873       114,567  
    Income tax expense   28,812       24,706       25,517  
    Net income $ 102,559     $ 86,167     $ 89,050  
               
    Adjustments:          
    Net realized investment gains   (24 )     (33 )      
    Adjusted income before taxes   131,347       110,840       114,567  
               
    Income tax benefit on adjustments(1)   5       7        
    Adjusted net income $ 102,540     $ 86,141     $ 89,050  
               
    Weighted average diluted shares outstanding   79,858       80,623       82,099  
               
    Diluted EPS $ 1.28     $ 1.07     $ 1.08  
    Adjusted diluted EPS $ 1.28     $ 1.07     $ 1.08  
               
    Return on equity   18.1 %     15.6 %     18.2 %
    Adjusted return on equity   18.1 %     15.6 %     18.2 %
               
    Expense ratio(2)   20.2 %     21.7 %     21.8 %
    Adjusted expense ratio(3)   20.2 %     21.7 %     21.8 %
               
    Combined ratio(4)   23.2 %     33.7 %     24.5 %
    Adjusted combined ratio(5)   23.2 %     33.7 %     24.5 %
               
    Book value per share(6) $ 29.65     $ 28.21     $ 24.56  
    Book value per share (excluding net unrealized gains and losses)(7) $ 30.85     $ 29.80     $ 26.42  
                           
    (1) Marginal tax impact of non-GAAP adjustments is calculated based on our statutory U.S. federal corporate income tax rate of 21%, except for those items that are not eligible for an income tax deduction.
    (2) Expense ratio is calculated by dividing underwriting and operating expenses by net premiums earned.
    (3) Adjusted expense ratio is calculated by dividing adjusted underwriting and operating expense (underwriting and operating expenses excluding costs related to capital markets reinsurance transactions) by net premiums earned.
    (4) Combined ratio is calculated by dividing the total of underwriting and operating expenses and insurance claims and claim expenses by net premiums earned.
    (5) Adjusted combined ratio is calculated by dividing the total of adjusted underwriting and operating expenses (underwriting and operating expenses excluding costs related to capital market reinsurance transaction) and insurance claims and claim expenses by net premiums earned.
    (6) Book value per share is calculated by dividing total shareholders’ equity by shares outstanding.
    (7) Book value per share (excluding net unrealized gains and losses) is defined as total shareholders’ equity, excluding the after-tax effects of unrealized gains and losses on our investment portfolio, divided by shares outstanding.
                           
    Historical Quarterly Data   2025       2024  
      March 31   December 31   September 30   June 30   March 31
      (In Thousands, except for per share data)
    Revenues                  
    Net premiums earned $ 149,366     $ 143,520     $ 143,343     $ 141,168     $ 136,657  
    Net investment income   23,686       22,718       22,474       20,688       19,436  
    Net realized investment gains (losses)   24       33       (10 )            
    Other revenues   170       233       285       266       160  
    Total revenues   173,246       166,504       166,092       162,122       156,253  
    Expenses                  
    Insurance claims and claim expenses   4,478       17,253       10,321       276       3,694  
    Underwriting and operating expenses   30,175       31,092       29,160       28,330       29,815  
    Service expenses   116       184       208       194       137  
    Interest expense   7,106       7,102       7,076       14,678       8,040  
    Total expenses   41,875       55,631       46,765       43,478       41,686  
                       
    Income before income taxes   131,371       110,873       119,327       118,644       114,567  
    Income tax expense   28,812       24,706       26,517       26,565       25,517  
    Net income $ 102,559     $ 86,167     $ 92,810     $ 92,079     $ 89,050  
                       
    Earnings per share                  
    Basic $ 1.31     $ 1.09     $ 1.17     $ 1.15     $ 1.10  
    Diluted $ 1.28     $ 1.07     $ 1.15     $ 1.13     $ 1.08  
                       
    Weighted average common shares outstanding                  
    Basic   78,407       78,997       79,549       80,117       80,726  
    Diluted   79,858       80,623       81,045       81,300       82,099  
                       
    Other data                  
    Loss ratio(1)   3.0 %     12.0 %     7.2 %     0.2 %     2.7 %
    Expense ratio(2)   20.2 %     21.7 %     20.3 %     20.1 %     21.8 %
    Combined ratio   23.2 %     33.7 %     27.5 %     20.3 %     24.5 %
                                           
    (1) Loss ratio is calculated by dividing insurance claims and claim expenses by net premiums earned.
    (2) Expense ratio is calculated by dividing underwriting and operating expenses by net premiums earned.
                                           

    Portfolio Statistics

    The table below highlights trends in our primary portfolio as of the date and for the periods indicated.

    Primary portfolio trends As of and for the three months ended
      March 31, 2025   December 31, 2024   September 30, 2024   June 30, 2024   March 31, 2024
      ($ Values In Millions, except as noted below)
    New insurance written (NIW) $ 9,221     $ 11,925     $ 12,218     $ 12,503     $ 9,398  
    New risk written   2,428       3,134       3,245       3,335       2,486  
    Insurance-in-force (IIF)(1)   211,308       210,183       207,538       203,501       199,373  
    Risk-in-force (RIF)(1)   56,515       56,113       55,253       53,956       52,610  
    Policies in force (count)(1)   661,490       659,567       654,374       645,276       635,662  
    Average loan size($ value in thousands)(1) $ 319     $ 319     $ 317     $ 315     $ 314  
    Coverage percentage(2)   26.7 %     26.7 %     26.6 %     26.5 %     26.4 %
    Loans in default (count)(1)   6,859       6,642       5,712       4,904       5,109  
    Default rate(1)   1.04 %     1.01 %     0.87 %     0.76 %     0.80 %
    Risk-in-force on defaulted loans(1) $ 567     $ 545     $ 468     $ 401     $ 414  
    Average net premium yield(3)   0.28 %     0.27 %     0.28 %     0.28 %     0.28 %
    Earnings from cancellations $ 0.6     $ 0.8     $ 0.8     $ 1.0     $ 0.6  
    Annual persistency(4)   84.3 %     84.6 %     85.5 %     85.4 %     85.8 %
    Quarterly run-off(5)   3.9 %     4.5 %     4.0 %     4.2 %     3.6 %
                                           
    (1) Reported as of the end of the period.
    (2) Calculated as end of period RIF divided by end of period IIF.
    (3) Calculated as net premiums earned, divided by average primary IIF for the period, annualized.
    (4) Defined as the percentage of IIF that remains on our books after a given twelve-month period.
    (5) Defined as the percentage of IIF that is no longer on our books after a given three-month period.
                                           

    NIW, IIF and Premiums

    The tables below present NIW and primary IIF, as of the dates and for the periods indicated.

    NIW For the three months ended
      March 31, 2025   December 31, 2024   September 30, 2024   June 30, 2024   March 31, 2024
      (In Millions)
    Monthly $ 9,049   $ 11,688   $ 11,978   $ 12,288   $ 9,175
    Single   172     237     240     215     223
    Total $ 9,221   $ 11,925   $ 12,218   $ 12,503   $ 9,398
                                 
    Primary IIF As of
      March 31, 2025   December 31, 2024   September 30, 2024   June 30, 2024   March 31, 2024
      (In Millions)
    Monthly $ 193,856   $ 192,228   $ 189,241   $ 184,862   $ 180,343
    Single   17,452     17,955     18,297     18,639     19,030
    Total $ 211,308   $ 210,183   $ 207,538   $ 203,501   $ 199,373
                                 

            The following table presents the amounts related to the company’s quota-share reinsurance transactions (the 2016 QSR Transaction, 2018 QSR Transaction, 2020 QSR Transaction, 2021 QSR Transaction, 2022 QSR Transaction, 2022 Seasoned QSR Transaction, 2023 QSR Transaction, 2024 QSR Transaction, and 2025 QSR Transaction and collectively, the QSR Transactions), insurance-linked note transactions (the 2021-1 ILN Transaction, and 2021-2 ILN Transaction and collectively, the ILN Transactions), and traditional reinsurance transactions (the 2022-1 XOL Transaction, 2022-2 XOL Transaction, 2022-3 XOL Transaction, 2023-1 XOL Transaction, 2023-2 XOL Transaction, 2024 XOL Transaction, and 2025 XOL Transaction and collectively, the XOL Transactions) for the periods indicated.

      For the three months ended
      March 31, 2025   December 31, 2024   September 30, 2024   June 30, 2024   March 31, 2024
      (In Thousands)
    The QSR Transactions                  
    Ceded risk-in-force $ 12,888,870     $ 13,024,200     $ 12,968,039     $ 12,815,434     $ 12,669,207  
    Ceded premiums earned   (41,011 )     (41,596 )     (41,761 )     (41,555 )     (41,269 )
    Ceded claims and claim expenses (benefits)   523       4,075       2,449       (138 )     659  
    Ceding commission earned   9,768       9,997       10,152       10,222       10,292  
    Profit commission   23,398       20,149       21,883       24,351       23,407  
    The ILN Transactions(1)                  
    Ceded premiums $ (3,311 )   $ (4,217 )   $ (4,302 )   $ (5,858 )   $ (5,976 )
    The XOL Transactions                  
    Ceded Premiums $ (10,168 )   $ (9,969 )   $ (9,760 )   $ (9,403 )   $ (9,223 )
                                           
    (1) Effective July 25, 2024 and December 27, 2024, NMIC exercised its optional termination rights to terminate and commute its previously outstanding excess-of-loss reinsurance agreements with Oaktown Re III Ltd. and Oaktown Re V Ltd., respectively. In connection with the terminations and commutations, the insurance-linked notes issued by Oaktown Re III Ltd. and Oaktown Re V Ltd. were redeemed in full with a distribution of remaining collateral assets.
                                           

    The tables below present our total NIW by FICO, loan-to-value (LTV) ratio, and purchase/refinance mix for the periods indicated.

    NIW by FICO For the three months ended
      March 31, 2025   December 31, 2024   March 31, 2024
      (In Millions)
    >= 760 $ 4,971   $ 6,508   $ 4,888
    740-759   1,753     2,090     1,797
    720-739   1,177     1,621     1,220
    700-719   665     890     780
    680-699   413     575     530
    <=679   242     241     183
    Total $ 9,221   $ 11,925   $ 9,398
    Weighted average FICO   758     758     757
                     
    NIW by LTV For the three months ended
      March 31, 2025   December 31, 2024   March 31, 2024
      (In Millions)
    95.01% and above $ 1,147     $ 1,510     $ 1,062  
    90.01% to 95.00%   4,274       5,370       4,414  
    85.01% to 90.00%   2,751       3,740       2,931  
    85.00% and below   1,049       1,305       991  
    Total $ 9,221     $ 11,925     $ 9,398  
    Weighted average LTV   92.2 %     92.1 %     92.3 %
                           
    NIW by purchase/refinance mix For the three months ended
      March 31, 2025   December 31, 2024   March 31, 2024
      (In Millions)
    Purchase $ 8,822   $ 10,799   $ 9,157
    Refinance   399     1,126     241
    Total $ 9,221   $ 11,925   $ 9,398
                     

    The table below presents a summary of our primary IIF and RIF by book year as of March 31, 2025.

    Primary IIF and RIF As of March 31, 2025
      IIF   RIF
    Book Year (In Millions)
    2025 $ 9,152   $ 2,409
    2024   42,379     11,242
    2023   33,286     8,789
    2022   46,203     12,356
    2021   48,162     13,049
    2020 and before   32,126     8,670
    Total $ 211,308   $ 56,515
               

            The tables below present our total primary IIF and RIF by FICO and LTV, and total primary RIF by loan type as of the dates indicated.

    Primary IIF by FICO As of
      March 31, 2025   December 31, 2024   March 31, 2024
      (In Millions)
    >= 760 $ 106,004   $ 105,315   $ 99,195
    740-759   37,716     37,321     35,416
    720-739   29,430     29,343     28,033
    700-719   19,737     19,766     18,904
    680-699   13,324     13,374     13,002
    <=679   5,097     5,064     4,823
    Total $ 211,308   $ 210,183   $ 199,373
                     
    Primary RIF by FICO As of
      March 31, 2025   December 31, 2024   March 31, 2024
      (In Millions)
    >= 760 $ 28,117   $ 27,883   $ 25,935
    740-759   10,132     10,006     9,392
    720-739   7,966     7,926     7,484
    700-719   5,384     5,383     5,089
    680-699   3,610     3,615     3,479
    <=679   1,306     1,300     1,231
    Total $ 56,515   $ 56,113   $ 52,610
                     
    Primary IIF by LTV As of
      March 31, 2025   December 31, 2024   March 31, 2024
      (In Millions)
    95.01% and above $ 24,167   $ 23,555   $ 20,277
    90.01% to 95.00%   104,312     103,472     97,028
    85.01% to 90.00%   64,298     64,290     61,169
    85.00% and below   18,531     18,866     20,899
    Total $ 211,308   $ 210,183   $ 199,373
                     
    Primary RIF by LTV As of
      March 31, 2025   December 31, 2024   March 31, 2024
      (In Millions)
    95.01% and above $ 7,546   $ 7,345   $ 6,275
    90.01% to 95.00%   30,804     30,563     28,663
    85.01% to 90.00%   15,957     15,956     15,174
    85.00% and below   2,208     2,249     2,498
    Total $ 56,515   $ 56,113   $ 52,610
                     
    Primary RIF by Loan Type As of
      March 31, 2025   December 31, 2024   March 31, 2024
    Fixed 98 %   98 %   98 %
    Adjustable rate mortgages:          
    Less than five years          
    Five years and longer 2     2     2  
    Total 100 %   100 %   100 %
                     

    The table below presents a summary of the change in total primary IIF for the dates and periods indicated.

    Primary IIF As of and for the three months ended
      March 31, 2025   December 31, 2024   March 31, 2024
      (In Millions)
    IIF, beginning of period $ 210,183     $ 207,538     $ 197,029  
    NIW   9,221       11,925       9,398  
    Cancellations, principal repayments and other reductions   (8,096 )     (9,280 )     (7,054 )
    IIF, end of period $ 211,308     $ 210,183     $ 199,373  
                           

    Geographic Dispersion

    The following table shows the distribution by state of our primary RIF as of the periods indicated.

    Top 10 primary RIF by state As of
      March 31, 2025   December 31, 2024   March 31, 2024
    California 10.1 %   10.1 %   10.2 %
    Texas 8.5     8.6     8.8  
    Florida 7.3     7.3     7.5  
    Georgia 4.1     4.1     4.2  
    Washington 3.9     3.9     3.9  
    Illinois 3.8     3.8     3.9  
    Virginia 3.7     3.7     3.9  
    Pennsylvania 3.4     3.4     3.4  
    Ohio 3.3     3.3     3.0  
    North Carolina 3.2     3.2     3.1  
    Total 51.3 %   51.4 %   51.9 %
                     

    The table below presents selected primary portfolio statistics, by book year, as of March 31, 2025.

      As of March 31, 2025    
    Book Year Original Insurance Written   Remaining Insurance in Force   % Remaining of Original Insurance   Policies Ever in Force   Number of Policies in Force   Number of Loans in Default   # of Claims Paid   Incurred Loss Ratio (Inception to Date)(1)   Cumulative Default Rate(2)   Current default rate(3)
      ($ Values In Millions)    
    2016 and prior $ 37,222   $ 2,133   6 %   151,615   11,572   237   398   2.1 %   0.4 %   2.0 %
    2017   21,582     1,753   8 %   85,897   10,007   263   189   1.8 %   0.5 %   2.6 %
    2018   27,295     2,306   8 %   104,043   12,534   403   191   2.6 %   0.6 %   3.2 %
    2019   45,141     5,923   13 %   148,423   26,358   509   99   2.1 %   0.4 %   1.9 %
    2020   62,702     20,011   32 %   186,174   70,620   575   57   1.3 %   0.3 %   0.8 %
    2021   85,574     48,162   56 %   257,972   160,946   1,704   95   3.3 %   0.7 %   1.1 %
    2022   58,734     46,203   79 %   163,281   135,610   2,014   112   16.2 %   1.3 %   1.5 %
    2023   40,473     33,286   82 %   111,994   96,394   836   17   14.0 %   0.8 %   0.9 %
    2024   46,044     42,379   92 %   120,747   113,636   318     7.9 %   0.3 %   0.3 %
    2025   9,221     9,152   99 %   23,956   23,813       %   %   %
    Total $ 433,988   $ 211,308       1,354,102   661,490   6,859   1,158            
                                               
    (1) Calculated as total claims incurred (paid and reserved) divided by cumulative premiums earned, net of reinsurance.
    (2) Calculated as the sum of the number of claims paid ever to date and number of loans in default divided by policies ever in force.
    (3) Calculated as the number of loans in default divided by number of policies in force.
                                               

    The following table provides a reconciliation of the beginning and ending reserve balances for insurance claims and claim expenses:

      For the three months ended March 31,
        2025       2024  
      (In Thousands)
    Beginning balance $ 152,071     $ 123,974  
    Less reinsurance recoverables(1)   (32,260 )     (27,514 )
    Beginning balance, net of reinsurance recoverables   119,811       96,460  
           
    Add claims incurred:      
    Claims and claim expenses incurred:      
    Current year(2)   34,559       32,976  
    Prior years(3)   (30,081 )     (29,282 )
    Total claims and claim expenses incurred   4,478       3,694  
           
    Less claims paid:      
    Claims and claim expenses paid:      
    Current year(2)          
    Prior years(3)   4,076       852  
    Reinsurance terminations(4)   (255 )      
    Total claims and claim expenses paid   3,821       852  
           
    Reserve at end of period, net of reinsurance recoverables   120,468       99,302  
    Add reinsurance recoverables(1)   31,379       27,880  
    Ending balance $ 151,847     $ 127,182  
                   
    (1) Related to ceded losses recoverable under the QSR Transactions.
    (2) Related to insured loans with their most recent defaults occurring in the current year. For example, if a loan defaulted in a prior year and subsequently cured and later re-defaulted in the current year, the default would be included in the current year. Amounts are presented net of reinsurance and included $25.9 million attributed to net case reserves and $8.1 million attributed to net IBNR reserves for the three months ended March 31, 2025 and $25.9 million attributed to net case reserves and $6.6 million attributed to net IBNR reserves for the three months ended March 31, 2024.
    (3) Related to insured loans with defaults occurring in prior years, which have been continuously in default before the start of the current year. Amounts are presented net of reinsurance and included $21.8 million attributed to net case reserves and $8.1 million attributed to net IBNR reserves for the three months ended March 31, 2025 and $22.4 million attributed to net case reserves and $6.3 million attributed to net IBNR reserves for the three months ended March 31, 2024.
    (4) Represents the settlement of reinsurance recoverables in conjunction with the termination of one reinsurer under the 2016, 2018 and 2021 QSR Transactions by mutual agreement on a cut-off basis with no termination fee.
     

    The following table provides a reconciliation of the beginning and ending count of loans in default:

      For the three months ended March 31,
      2025     2024  
    Beginning default inventory 6,642     5,099  
    Plus: new defaults 2,421     1,876  
    Less: cures (2,094 )   (1,817 )
    Less: claims paid (95 )   (42 )
    Less: rescission and claims denied (15 )   (7 )
    Ending default inventory 6,859     5,109  
               

    The following table provides details of our claims paid, before giving effect to claims ceded under the QSR Transactions, for the periods indicated:

      For the three months ended March 31,
        2025       2024  
      ($ Values In Thousands)
    Number of claims paid(1)   95       42  
    Total amount paid for claims $ 5,225     $ 1,145  
    Average amount paid per claim $ 55     $ 27  
    Severity(2)   69 %     54 %
                   
    (1) Count includes 20 and 16 claims settled without payment during the three months ended March 31, 2025 and 2024, respectively.
    (2) Severity represents the total amount of claims paid including claim expenses divided by the related RIF on the loan at the time the claim is perfected, and is calculated including claims settled without payment.
                   

    The following table shows our average reserve per default, before giving effect to reserves ceded under the QSR Transactions, as of the dates indicated:

      As of March 31,
    Average reserve per default:   2025     2024
      (In Thousands)
    Case(1) $ 20.3   $ 22.9
    IBNR(1)(2)   1.8     2.0
    Total $ 22.1   $ 24.9
               
    (1) Defined as the gross reserve per insured loan in default.
    (2) Amount includes claims adjustment expenses.
               

     The following table provides a comparison of the PMIERs available assets and net risk-based required asset amount as reported by NMIC as of the dates indicated:

      As of
      March 31, 2025   December 31, 2024   March 31, 2024
      (In Thousands)
    Available assets $ 3,230,653   $ 3,108,211   $ 2,821,803
    Net risk-based required assets   1,867,414     1,828,807     1,561,655
                     

    The MIL Network

  • MIL-OSI USA: Bilirakis Bill to Protect Consumers Passes Out of House of Representatives

    Source: United States House of Representatives – Representative Gus Bilirakis (FL-12)

    WASHINGTON:  This week, the TICKET Act, bipartisan legislation sponsored by Congressman Gus Bilirakis (R-FL-12) and Representative Jan Schakowsky (D-IL-09) passed the House.  It will improve transparency in the entertainment industry by requiring all event ticket sellers to display the total ticket price—including all required fees—upfront, provide refunds for cancelled or postponed events, and protect consumers from deceptive ticketing websites. The TICKET Act mirrors current advertising guidelines for airline tickets, requiring that consumers can see the full price of the ticket before purchasing. This ensures that when American consumers are buying tickets (for concerts, theater, sporting events, etc.), they have full transparency throughout the process. Studies by the New York Attorney General’s office and the Government Accountability Office (GAO) show that fees can contribute anywhere from 21% to as much as 58% of the total cost of tickets.

    There is nothing more disappointing for an avid fan than being lured into the prospect of an affordable ticket to see his or her favorite sports team or band only to learn later in the check-out process that the final price tag is significantly higher.  Our pro-consumer bill brings much needed transparency to the whole ticketing industry, and I’m committed to working towards reforms that protect consumers and provide certainty in the marketplace,” said Congressman Gus Bilirakis. “I appreciate my colleagues’ support of this bill in the House and urge the Senate to expedite its final passage.” 

    Fans are incredibly frustrated by how hard it has become to buy event tickets. With every ticketing debacle, from Taylor Swift’s Eras Tour, to more recently with Beyoncé’s Cowboy Carter tour, and so many more, their frustration grows,” said Congresswoman Jan Schakowsky. “By introducing the bipartisan TICKET Act, we are proud to be responding to the voices of so many fans to make this process easier and more transparent. Consumers deserve to be protected from fraudulent tickets, surprise costs, and excessive fees.”

    Specifically, the TICKET Act requires all event ticket sellers, including primary and secondary market event ticket sellers to:

    1. Show consumers the total price of an event ticket upfront, inclusive of all fees
    2. Ban the sale of a ticket that a seller does not have (“speculative ticketing”)
    3. Guarantee refunds for event cancellations
    4. Guarantee replacement tickets or a refund, whichever the consumer chooses, for event postponements
    5. Protect consumers from fraudulent ticketing websites with clear disclosures and no deceptive URLs

    A bipartisan companion of the TICKET Act is being championed in the United States Senate by Senator Eric Schmitt (R-MO) and Ed Markey (D-MA). Click here to listen to Congressman Bilirakis speak in support of his bill on the House Floor.  

    MIL OSI USA News

  • MIL-OSI USA: Van Orden Statement on President Trump’s First 100 Days

    Source: United States House of Representatives – Congressman Derrick Van Orden (Wisconsin 3rd)

    WASHINGTON, D.C. – Today, Congressman Derrick Van Orden (WI-03) released the following statement on President Trump’s first 100 days in office:

    “Over 77 million Americans and 1.7 million Wisconsinites put their trust in President Trump to get our nation back on the right track after four years of disastrous policy from the Biden administration. In just 100 days, President Trump has delivered on his promises to the American people.

    “Our borders are secure and over 100,000 illegal aliens have been deported. The first bill President Trump signed into law was the Laken Riley Act to require illegal aliens who commit crimes in the U.S. be detained instead of released back into our communities and put Americans at risk.

    “He has reopened domestic energy production, rescinding every one of the Biden administration’s job-killing, America-last “green” environmental policies.

    “After decades of being taken advantage of by our foreign trade partners, the president is putting America’s workers first and leveling the playing field for our farmers, manufacturers, and producers. Investments are being made, and jobs are returning to the U.S. at record pace.

    “He has saved taxpayers billions by cutting wasteful and fraudulent programs within the federal government and is working to ensure Americans can keep more of their hard earned dollars and provide for their families.

    “I am proud of the work accomplished thus far and look forward to working in Congress to further advance President Trump’s America First Agenda.”

    MIL OSI USA News

  • MIL-OSI USA: Luján: President Trump’s First 100 Days Have Brought Costs, Chaos, and Corruption

    US Senate News:

    Source: United States Senator Ben Ray Luján (D-New Mexico)
    100 Days In, President Trump’s Approval Rating At A Historic Low
    Washington, D.C. – Today, U.S. Senator Ben Ray Luján (D-N.M.) issued the following statement in response to President Trump’s first 100 days in office:
    “In just 100 days, President Trump has driven up costs for New Mexicans, attacked essential programs like Social Security, and put our nation’s public health at risk. The American people are rejecting the increased costs, chaos, and corruption caused by this administration. I’ve heard from New Mexicans in every corner of our state who are deeply concerned about their livelihoods due to these reckless policies and hateful politics.
    “Since day one, I’ve made it clear that I will stand up to protect New Mexicans from this administration’s harmful attacks. Over the past 100 days, I’ve fought for everyday New Mexicans — our teachers, farmers, postal workers, restaurant workers, parents, and veterans.
    “I opposed the Republican budget that slashes essential programs like Medicaid and SNAP to fund another Tax Scam, defended Social Security, and pushed for urgent action to protect public health. With Elon Musk’s unprecedented control over the federal government — and his firing of hardworking New Mexicans — I have stood with my Democratic colleagues to hold him accountable and expose wrongdoing.
    “My commitment is to all New Mexicans. I will continue working to lower costs for families, protect essential programs like Social Security, Medicaid, and SNAP, and defend the rule of law.”
    More information on how Senator Luján is standing up for New Mexicans can be found here. 

    MIL OSI USA News

  • MIL-OSI USA: Chairman Aguilar: America is less safe and more expensive than it was 100 days ago

    Source: US House of Representatives – Democratic Caucus

    The following text contains opinion that is not, or not necessarily, that of MIL-OSI – April 29, 2025

    WASHINGTON, D.C. — Today, House Democratic Caucus Chair Pete Aguilar and Vice Chair Ted Lieu were joined by Representatives John Mannion and April McClain Delaney for a press conference on the disastrous first 100 days of the Trump Administration that has made America less safe and more expensive. 

    CHAIRMAN AGUILAR: Good morning. So thankful to be joined by two members in addition to our Vice Chair. Appreciate John Mannion and April McClain Delaney joining us.

    America is less safe and more expensive than it was 100 days ago. Trump’s reckless tariffs are going to make the high price of groceries, gas, housing, utilities, clothing, electronics and other essential goods even worse. Companies are laying off hard-working Americans, and we are staring down an impending supply chain crisis in a few weeks. Our national security is threatened by amateur individuals sharing classified war plans in group chats. Our communities are threatened because Trump released hundreds of criminals back onto the street. Our freedoms are threatened because the Trump Administration abandons the rule of law and due process by deporting an innocent man and even American children.

    By every metric, Donald Trump has failed. But instead of trying to put out the fire that he’s caused, he’s pouring gasoline on by cutting $880 billion from Medicaid, that will make healthcare more expensive and less affordable. He wants to take food off of the tables of American families, children and veterans. And he’s doing this all for one simple purpose: to put into place massive tax breaks for his billionaire donor friends. The Speaker went to the White House yesterday to get his marching orders, but if House Republicans want to avoid tying themselves to this sinking ship, they need to vote against the Republican Budget Bill. You’ll see House Democrats fighting back every step of the way this week and next week as Republicans try to pass through a dangerous and extreme budget.

    It’s my privilege to introduce Vice Chair of the Democratic Caucus, Ted Lieu. 

    VICE CHAIR LIEU: Thank you, Chairman Aguilar, and honored to be here with Representatives Mannion and Delaney. Donald Trump’s first 100 days and one of the worst first 100 days of any U.S. President in history. That’s because his policies are harming America, and the American people have noticed. Multiple polls show Trump’s approval ratings plummeting. An Associated Press poll showed him at only 39% approval, 59% disapproval. And a recent Washington Post poll also shows him at only 39% approval, the lowest of any U.S. President in 80 years. One reason is because of tariffs. His indiscriminate tariffs have increased prices. I urge all of you to look at a statement from the International Longshore and Warehouse Union. They put out a statement saying that the tariffs are crushing the working class with higher prices. And what’s even worse is we don’t even understand the rationale for these tariffs, because the White House has put out two completely different rationales. One of them is, we’re imposing these indiscriminate tariffs to try to strike deals, to go to a zero-tariff situation with other countries and have more free trade, reduce trade barriers. And then you have Donald Trump saying over the weekend, I’m doing these tariffs to create an external revenue service, to use this as a permanent revenue source to take the money that consumers are paying and inject that into the federal government. Those are completely opposite rationales and the White House can’t even figure out why it’s doing these tariffs.

    And then let me just conclude now about Secretary of Defense Pete Hegseth. I note that he has recently spent taxpayer funds for a makeup studio. I hope it’s going well and makes him look better on TV. But in terms of his policies, they are completely awful. Especially his operational ability to handle sensitive information. You may have seen recent reporting showing that his phone number has now been all over the internet, and if hackers have your phone number, there are a number of ways to surveil your phone. I asked reporters to look into whether he used his personal phone overseas. There is a hack called the SS7 Attack, stands for Signaling System No. 7. I was part of an investigation a few years ago. It doesn’t matter how great your phone is, it’s because of the telecommunications providers you use, there’s a flaw in there that they can surveil your phone, and they can do that in the U.S., it’s even worse overseas. So, you all should check out whether Secretary Hegseth compromised his phone if you use it overseas. With that, it is my honor now to invite Representative Mannion to come speak to you. Before being in Congress, he was a public school teacher and a State Senator from the great state of New York.

    REP. MANNION: Thank you, Vice Chair. Good morning, everybody. I’m John Manion from Syracuse, New York. I’m a member of the Agriculture and Education and Workforce committees, and I represent NY-22, central New York, in the Mohawk Valley. We’re at 100 days into this second Trump Administration, and what we’ve seen is chaos, confusion, confrontation and fear. We’re witnessing an extraordinary assault on our Constitution, on our norms and our values, on our democracy, unlike what we’ve ever seen before, as we’re watching in real time, the dismantling of governmental guardrails.

    One place where the damage is particularly clear is as it relates to our trade policy. Tariffs should be used with precision and purpose, but not as blunt political instruments. I believe now is the time for Congress to reassert the constitutional authority it continues to cede to the executive branch, and tariff policy is a good place for that to start. NY-22 has a long history of manufacturing, of innovation. We have a vibrant agricultural sector and world-class research institutions. We’re home to the largest private investment in the history of this country, with Micron’s historic $100 billion project to onshore semiconductor chip manufacturing in my district in Clay, New York. It’s a transformative project that will create thousands of jobs and solidify our region’s role in the global economy and the global tech economy. 

    But just as importantly, it is about making sure that our national security and the resources that we use to preserve our national security is happening right here in our country. My district is a down-the-middle district. We have representatives at the state legislature and the counties that are both Republicans and Democrats. CHIPS and Science was a piece of legislation that required all levels of government, from both parties, and stakeholders and experts in the field, to negotiate it, get it right, so that we can make sure that we put our national security at a premium and the emerging threats as it relates to supply chains, we had to address that. We did address it. It was done in the last Congress, and as a result, that project is moving forward. 

    When it comes to tariffs, you know, I looked at maps with arrows that show the negative impact, and no arrow is bigger than the state of New York. I live less than 100 miles from the Canadian border. My mother grew up in a town called Chateaugay, New York, which is five miles from the Canadian border. But you don’t have to be five miles from the border to see the impact that already exists. Tariffs are necessary tools that can be used for national security, for protecting hardworking Americans and their jobs and to grow that, but the current Administration’s approach lacks strategy and nuance, fails to recognize beneficial relationships between our friends, our allies and our business partners, like Canada.

    In Central New York and the Mohawk Valley, we rely heavily on trade with Canada for both imports and exports. Sometimes a product’s production crosses the border multiple times, sometimes within the same company, and still, tariffs would be imposed on those pre-manufactured products. Materials come from Canada, and our products go to Canada. We have multiple industries that are being impacted in agriculture, lumber, metal production, as I mentioned, our building materials for an important plant that is coming into my district. There are double and triple tariffs that are hurting the bottom line. They’re hurting jobs. Contracts are being canceled. Contracts are not moving forward in the negotiation process. Costs are being driven up. It makes absolutely zero sense. So, we have to get this right. The relationship between my district and Canada is so intricate, and it goes beyond just commerce. Canadians are our friends. They are often our family members. As I said, they’re our business partners. And what newly elected Canadian Prime Minister Carney made remarks last night, and he called this “the American betrayal”. To hear stories of Canadians taking American products and turning them over so as to easily identify that product as American-made is unbelievable. Something that I would not imagine in our lifetime, and it is an unnecessary act because of the unnecessary acts that have come out of this Administration. The Prime Minister pledged to find new relationships and new agreements with reliable trade partners outside of the United States of America. And I do agree that describing this situation as a tragedy is accurate. 

    My conversations with New York farmers, including dairy producers, owners of apple orchards, maple syrup producers and other industries like lumber, the interconnectedness between New York State’s economy and Canada is vital to our collective success. Items like fertilizer, potash, these come from Canada. 90% of our potassium, not just in Central New York, but all across this country, comes from Canada. So, we must use precision when it comes to our trade policy. Tariffs are basically a tax on American consumers and businesses, continues to drive up costs for essential items like groceries, fuel, agricultural supplies. Where I’m from, in Central New York, we want policies that reflect the realities of our interconnected economy with our friend and ally, Canada. 

    America, the people of NY-22, our farmers—we all need policies that make sense, not a whipsaw on again, off again, tariff game that this current Administration is playing. It’s reckless. The impact will be massive. There will be waves of negative impact on multiple sectors of our economy, and that means it’s going to hurt hardworking Americans. It’s going to hurt small businesses. We must restore our standing as a reliable trade partner, not just with Canada, but with our other allies and trade partners around the world. 

    Simply, we are hurting consumers. We’re hurting Americans. We’re hurting businesses because of a lack of a cohesive strategy. We need to be more thoughtful. We need to be more targeted. We need to strengthen our economy without placing undue burdens on hardworking Americans. So, I ask that we have sanity to our trade policy, and that we restore our country’s standing around the world, not just as a reliable trade partner, but as the beacon of democracy around the world. Thank you. I appreciate the opportunity to speak, and with that, I will pass along the microphone to my colleague, Representative April McClain Delaney.

    REP. MCCLAIN DELANEY: Good morning. I represent the Sixth District of Maryland, and when elected, I made a commitment to my constituents to seek common-sense, common-ground solutions. Sadly, the past 100 days, I’ve desperately been trying to find either common sense or common ground, and in fact, the chaos that has ensued has hurt everyone within my district. My district is as economically diverse as any district in the country. It starts not far from here in Montgomery County, where NIH researchers are curing cancer and NIST employees are establishing parameters for AI innovation. And it goes all the way to beautiful Mountain and Western Maryland, where family farms are providing their bounty to our community, and it borders West Virginia and Pennsylvania. 

    In my district, no one has escaped the harmful impact of Trump tariffs and isolation policy or his indiscriminate cuts to federal workers. I represent over 35,000 federal workers at agencies such as NIH, the National Institute of Cancer, NIST, our Fire Academy and Fort Detrick. Farmers are very concerned about selling their crops because of tariff impacts, but also because of markets drying up, markets they normally sold into, like through USAID or through SNAP programs. And cancer and innovation researchers and the surrounding biotech and tech private markets have been dealt a devastating blow from government cuts to both agencies and research and innovation engines. Small businesses and consultants are cratering because of lack of business, and this, in turn, is hurting every day, smaller businesses, markets, salons, sole proprietorships, who depend on spending in their community. And this includes tourism and business linked to our seven national parks in this district. We are home to the C&O Canal, which gets as many visitors per year as Yellowstone. 

    With respect to specific examples, last week, I toured the Volvo factory in Hagerstown, Maryland, where they make Mack Trucks. I was privileged to even get to drive one. They produce the engines and the axles for these vehicles and are pioneering some EV technology. But in the short term, they told me they have 1,700 workers. But instead of reshoring and bringing innovation and investment into the United States, Volvo is projected to cut 50 to 100 workers due to tariffs and economic insecurity. They do not know how the market will react, and more cuts might come later. Moreover, I have met with each of my five County Farm Bureaus, Montgomery County, Frederick, Allegheny, Washington County, Garrett, and they’re all concerned about crop market prices, SNAP and reimbursement for investments they made into their farms which have not been reimbursed by government programs for which they were promised. It is a tsunami hitting them from every angle and toppled with that, are threatened cuts to Medicaid, Medicare and Social Security. And, of course, rural health clinics are really at risk in my district because of their dependence on Medicaid.

    These self-inflicted, nonsensical, penny-foolish and pound-foolish policies are impacting our economic security, our U.S. competitiveness and our national security. Much more to say innovation and our trust internationally in the U.S. and the U.S. economy and our U.S. dollar. Having said the above, I stand ready to work on common-sense, common-ground solutions and across the aisle to make a reality the things we all care about, including focusing on inflation, innovation, affordability and fortifying our U.S. resilience, our U.S. competitiveness and our national security. 

    Video of the full press conference and Q&A can be viewed here.

    ###

    MIL OSI USA News

  • MIL-OSI USA: Rhode Island Man Pleads Guilty to Cockfighting Charges

    Source: US State of California

    Onill Vazquez Lozada of Providence, Rhode Island, pleaded guilty today to two counts of possessing, sponsoring, and exhibiting birds in an animal fighting venture in violation of the Animal Welfare Act.

    As part of his plea, Lozada admitted that on April 27, 2021, he possessed roosters for the purpose of having them fight. Lozada also admitted that on March 6, 2022, he sponsored and exhibited, and aided and abetted sponsoring and exhibiting, at least one rooster in a fight against another rooster.

    Cockfighting is a contest in which a person attaches a knife, gaff or other sharp instrument to the leg of a “gamecock” or rooster and then places the bird a few inches away from a similarly armed rooster. This results in a fight during which the roosters flap their wings and jump while stabbing each other with the weapons that are fastened to their legs. A cockfight ends when one rooster is dead or refuses to continue to fight. Commonly, one or both roosters die after a fight.

    Lozada faces a maximum penalty of five years in prison and a $250,000 fine for each charge to which he pleaded guilty. Sentencing is scheduled for July 29. A federal district court judge will determine any sentence after considering the U.S. Sentencing Guidelines and other statutory factors.

    Acting Assistant Attorney General Adam Gustafson of the Justice Department’s Environment and Natural Resources Division (ENRD) and Acting U.S. Attorney Sara M. Bloom for the District of Rhode Island made the announcement.

    This case was investigated by the Department of Agriculture’s Office of Inspector General, the Postal Inspection Service, and the Food and Drug Administration’s Office of Criminal Investigation. Valuable assistance was provided by the U.S. Marshals Service, U.S. Fish and Wildlife Service’s Office of Law Enforcement, U.S. Customs and Border Protection, Rhode Island State Police, Massachusetts State Police, Animal Rescue League of Boston’s Law Enforcement Division, Rhode Island Society for the Prevention of Cruelty to Animals, and Providence, Woonsocket, and Attleboro Police Departments.

    Senior Trial Attorney Gary Donner and Assistant Chief Stephen Da Ponte of ENRD’s Environmental Crimes Section and Assistant U.S. Attorney John McAdams for the District of Rhode Island are prosecuting the case.

    MIL OSI USA News

  • MIL-OSI Security: Former Monmouth County Resident Sentenced to 16 Years in Prison for Role in Fraudulently Obtaining Over $3.7 Million in Cares Act Loans

    Source: Office of United States Attorneys

    NEWARK, N.J. – A former resident of Monmouth County was sentenced to prison for his role in a scheme to fraudulently obtain Payroll Protection Program (PPP) and Economic Injury Disaster Loan (EIDL) funds, U.S. Attorney Alina Habba announced.

    Kevin Aguilar, age 54, previously of Farmingdale, New Jersey, was sentenced by U.S. District Judge Michael A. Shipp in Trenton federal court following Aguilar’s guilty plea to one count of conspiracy to commit bank fraud; seven counts of bank fraud; one count of conspiracy to commit wire fraud; three counts of wire fraud; one count of conspiracy to commit money laundering; one count of money laundering; and one count of aggravated identity theft. Aguilar was sentenced to 192 months in prison.

    According to documents filed in this case and statements made in court:

    From April 2020 to April 2021, Aguilar conspired with others to submit seven fraudulent PPP loan applications and three fraudulent EIDL applications on behalf of four businesses. Based on the fraudulent applications, Aguilar received a total of approximately $3.3 million in PPP loan funds and approximately $450,000 in EIDL funds. After receiving the PPP and EIDL funds, Aguilar caused those funds to be transferred to other businesses that he created to give the false appearance that the PPP and EIDL funds were being used for legitimate purposes. Aguilar then used the PPP and EIDL funds to purchase residential properties in Sherman, Texas, a new truck for approximately $100,000, and to pay for other personal expenses.

    In addition to the 192-month prison term, Judge Shipp sentenced Aguilar to 5 years of supervised release and ordered him to pay $3,772,567 in restitution, as well as a forfeiture money judgment of $3,772,567.  Judge Shipp also ordered the forfeiture of approximately $1,511,221.62 that law enforcement seized from twelve bank accounts, as well as the three real properties in Sherman, Texas. 

    U.S. Attorney Habba credited special agents of the Federal Deposit Insurance Corporation – Office of Inspector General, under the direction of Special Agent in Charge Patricia Tarasca in New York; IRS – Criminal Investigation, under the direction of Special Agent in Charge Jenifer Piovesan; special agents of the Social Security Administration, Office of the Inspector General, under the direction of Acting Special Agent in Charge Amy Connelly; postal inspectors of the U.S. Postal Inspection Service, under the direction of Inspector in Charge Christopher A. Nielsen; special agents of the Federal Housing Finance Agency, Office of Inspector General, under the direction of Special Agent in Charge Robert Manchak; and special agents of the U.S. Attorney’s Office for the District of New Jersey, under the direction of Special Agent in Charge Thomas Mahoney.

    The government is represented by Assistant U.S. Attorney David V. Simunovich of the U.S. Attorney’s Office’s Health Care Fraud Unit, Assistant U.S. Attorney Jennifer S. Kozar, of the U.S. Attorney’s Office’s Economic Crimes United in Newark, and Assistant U.S. Attorney Peter Laserna of the U.S. Attorney’s Office’s Bank Integrity, Money Laundering, and Recovery Unit.

    The District of New Jersey COVID-19 Fraud Enforcement Strike Force is one of the five strike forces established throughout the United States by the U.S. Department of Justice to investigate and prosecute COVID-19 fraud. The strike forces focus on large-scale, multi-state pandemic relief fraud perpetrated by criminal organizations and transnational actors. The strike forces are interagency law enforcement efforts, using prosecutor-led and data analyst-driven teams designed to identify and bring to justice those who stole pandemic relief funds.

    Anyone with information about allegations of attempted fraud involving COVID-19 can report it by calling the Department of Justice’s National Center for Disaster Fraud Hotline at 866-720-5721 or via the NCDF Web Complaint Form at: https://www.justice.gov/disaster-fraud/ncdf-disaster-complaint-form.

                                                                           ###

    Defense counsel:         Alyssa Cimino, Esq., Fairfield, New Jersey; Robert Brady, Esq., Newton, New Jersey

    MIL Security OSI

  • MIL-OSI Security: Rhode Island Man Pleads Guilty to Cockfighting Charges

    Source: United States Attorneys General 7

    Onill Vazquez Lozada of Providence, Rhode Island, pleaded guilty today to two counts of possessing, sponsoring, and exhibiting birds in an animal fighting venture in violation of the Animal Welfare Act.

    As part of his plea, Lozada admitted that on April 27, 2021, he possessed roosters for the purpose of having them fight. Lozada also admitted that on March 6, 2022, he sponsored and exhibited, and aided and abetted sponsoring and exhibiting, at least one rooster in a fight against another rooster.

    Cockfighting is a contest in which a person attaches a knife, gaff or other sharp instrument to the leg of a “gamecock” or rooster and then places the bird a few inches away from a similarly armed rooster. This results in a fight during which the roosters flap their wings and jump while stabbing each other with the weapons that are fastened to their legs. A cockfight ends when one rooster is dead or refuses to continue to fight. Commonly, one or both roosters die after a fight.

    Lozada faces a maximum penalty of five years in prison and a $250,000 fine for each charge to which he pleaded guilty. Sentencing is scheduled for July 29. A federal district court judge will determine any sentence after considering the U.S. Sentencing Guidelines and other statutory factors.

    Acting Assistant Attorney General Adam Gustafson of the Justice Department’s Environment and Natural Resources Division (ENRD) and Acting U.S. Attorney Sara M. Bloom for the District of Rhode Island made the announcement.

    This case was investigated by the Department of Agriculture’s Office of Inspector General, the Postal Inspection Service, and the Food and Drug Administration’s Office of Criminal Investigation. Valuable assistance was provided by the U.S. Marshals Service, U.S. Fish and Wildlife Service’s Office of Law Enforcement, U.S. Customs and Border Protection, Rhode Island State Police, Massachusetts State Police, Animal Rescue League of Boston’s Law Enforcement Division, Rhode Island Society for the Prevention of Cruelty to Animals, and Providence, Woonsocket, and Attleboro Police Departments.

    Senior Trial Attorney Gary Donner and Assistant Chief Stephen Da Ponte of ENRD’s Environmental Crimes Section and Assistant U.S. Attorney John McAdams for the District of Rhode Island are prosecuting the case.

    MIL Security OSI

  • MIL-OSI Canada: Seizures of contraband and unauthorized items at Cowansville Institution

    Source: Government of Canada News (2)

    April 29, 2025 – Cowansville, Quebec – Correctional Service Canada

    On April 23 and 24, 2025, as a result of the vigilance of staff members, contraband and unauthorized items were seized at Cowansville Institution, a medium security federal institution.

    The contraband and unauthorized items seized included hashish, marijuana, cannabis wax, tobacco, cell phones with accessories, blades and screwdrivers. The total estimated institutional value of these seizures is $116,030.

    The Correctional Service of Canada (CSC) uses a number of tools to prevent drugs from entering its institutions. These tools include ion scanners and drug-detector dogs to search buildings, personal property, inmates, and visitors.

    CSC is heightening measures to prevent contraband from entering its institutions in order to help ensure a safe and secure environment for everyone. CSC also works in partnership with the police to take action against those who attempt to introduce contraband into correctional institutions.

    CSC has also set up a telephone tip line for all federal institutions so that it may receive additional information about activities relating to security at CSC institutions. These activities may be related to drug use or trafficking that may threaten the safety and security of visitors, inmates, and staff members working at CSC institutions.

    The toll-free number, 1‑866‑780‑3784, helps ensure that the information shared is protected and that callers remain anonymous.

    MIL OSI Canada News

  • MIL-OSI USA: Outlining Turmoil Created in First 100 Days Under Trump

    Source: US State of New York

    overnor Kathy Hochul today outlined the turmoil created under President Trump’s first 100 days in office, warning that his administration’s retaliatory policies, deep federal cuts and unilateral tariffs are poised to negatively impact New York’s economy, the environment and hard working families. Last week, New York State joined a multi-state lawsuit challenging the constitutionality of President Trump’s global tariffs. According to independent estimates, Trump’s tariffs will cost the State’s economy more than $7 billion, result in more than 280,000 jobs lost and hit New York families with an average cost increase of $6,400. New York has also led the fight to protect federal funding from cuts and disruptions that are impacting more than $1.3 billion in federal funding for New York and has successfully challenged in court the Trump Administration’s global funding freeze, as well as cuts to the National Institutes of Health, the Department of Health and Human Services, the Federal Emergency Management Agency and other critical federal agencies.

    “The first 100 days of the Trump Administration have been rife with chaos and uncertainty, from on-again, off-again tariffs to cuts to vital programs, New Yorkers are paying the price,” Governor Hochul said. “President Trump promised relief from inflation and his policies are making life harder, chaotic and more expensive for working class New Yorkers while slashing the very services they rely on.”

    Implications for New Yorkers during President Trump’s First 100 Days Include:

    • More than $1.3 billion in cuts to funding for State programs so far with more expected, in addition to the funding cuts to local governments, universities and other organizations delivering critical services to New Yorkers
    • Massive fluctuation in the stock market from ever changing tariff policies has shrunk 401(k)s and 529 college savings plans, and is expected to increase cost of living for New Yorkers by thousands of dollars
    • Manufacturers and small businesses are reeling from severe cost hikes on some products due to tariffs, leading them to leave shipments in customs or cancel orders
    • Canadian and European travel to New York has dropped and hotel stays and trips in regions such as the North Country and Western New York have been cancelled
    • The pause of construction of Empire Wind, which will have a profound impact on jobs and energy production
    • Cutting millions in funding that allows school districts and food banks to buy produce from local farmers who rely on their purchases
    • Three Social Security Administration offices closed in New York
    • Eliminated every person in the office that manages a program helping over 1 million New Yorkers pay their heating and cooling bills
    • Cuts to the NIH paused the critical research of a New York Scientist on Alzheimer’s treatments
    • Cut over $300 million in infrastructure funding for New York communities, threatening our public safety
    • Cutting the majority of federal AmeriCorps funding in New York, which supports approximately 1,500 AmeriCorps members working for non-profits and in low-income communities across the State

    PUBLIC SAFETY AND IMMIGRATION

    The Trump administration has revoked more than $325 million in vital resiliency funding from the Building Resilient Infrastructure and Communities program and put $56 million more at risk, which will impact several critical infrastructure and community resilience projects in New York State.

    Additionally, DOGE is planning to cut up to 84 percent of staff from their Office of Community Planning and Development, which helps pay to rebuild homes and other recovery efforts after the country’s worst disasters such as Superstorm Sandy and Tropical Storms Lee and Irene.

    The Albany National Weather Service (NWS) Office was forced to suspend weather balloon launches due to staff shortages and budget constraints. This has impacted the ability of the NWS to provide twice-daily balloon launches, impacting the accuracy of weather forecasts.

    After Immigration and Customs Enforcement (ICE) detained a Sackets Harbor mom and her children, Governor Hochul took action, engaging with the White House, Border Czar Tom Homan and local officials in an effort to bring the family back home. After 11 days in detention, the family was returned to Sackets Harbor.

    ECONOMY AND TOURISM

    The stock market has been unstable due to President Trump’s on-again, off-again tariff policy. This has caused retirees’ 401(k)s and students’ 529 savings plans to shrink. Additionally, consumer confidence plunged, to 50.8 percent in April from 71.7 percent in January. The dollar has weakened, falling to a three month low in April.

    The Governor has heard from small and mid-sized businesses across the State who are worried about rising costs and their future. A recent survey from the National Small Business Association found that the majority of small businesses are concerned about tariffs and one in three are very concerned. Examples include North Country manufacturer Alcoa, which took an estimated $20 million hit on imports from Canada, and North Country Golf Club which is facing declines in businesses due to the decline in tourism from Canada. In the Southern Tier, the Cortland Standard, which was in business for more than a century, has closed its doors, citing the expected 25 percent tariffs on paper as part of the decision.

    The Trump administration is cancelling the successful Manufacturers Extension Partnership (MEP) in several states. In New York, NY MEP centers generated $1.25 billion in economic impact, supported the creation or retention of nearly 6,300 jobs and served over 700 companies during the 2023 calendar year. This decision has raised widespread concern across the entire national network of MEP Centers, prompting fears about whether these initial cancellations are the first step in a broader effort to dismantle the program and eliminate federal funding for all 51 centers.

    Due to the tariff trade war with Canada, New York’s number one trade partner, and the rhetoric that Canada could be the “51st state,” impacts are widespread. Visitors from Canada are avoiding the U.S. and New York State. Overall, total bridge crossings between Eastern Ontario and New York State for March are down 23,000 compared to 2024, and at the lowest level since 2022. Additionally, Niagara River bridges traffic for February is down 14 percent and Thousand Islands Bridge crossings are down 19 percent.

    A survey of local businesses in the North Country found that 66 percent have already experienced a slight to significant decrease in Canadian bookings for 2025, and that 26 percent have already adjusted staffing levels in response to the decline.

    TRANSPORTATION

    President Trump’s Department of Transportation vowed to kill congestion pricing from day one of his administration, despite clear evidence that the program is working. The MTA reported that in March, traffic is down 13 percent, travel times have improved in key corridors within the Central Business District and it has increased revenue for the MTA that will result in improvements in the system.

    IMPACTS ON HARD WORKING FAMILIES

    President Trump has reduced the federal workforce by more than 120,000 people nationwide according to data compiled from CNN. In New York more than 1,200 federal workers have been forced to file for unemployment.

    The Trump administration has pledged to cancel the successful and free Direct File tax filing program. This program has already begun to make an impact in its first full year, with many New Yorkers saving nearly $300 per household in tax prep fees that could instead go toward groceries, gas, child care or rent.

    The U.S. Department of Agriculture slashed hundreds of millions of dollars in funding that helped schools buy food from local farms. The program sought to bring local produce to schools and child care facilities, giving schools the opportunities to purchase fresh foods and use smaller producers rather than rely on large corporations.

    The Trump Administration announced that half of all food shipments through The Emergency Food Assistance Program (TEFAP) would be canceled, resulting in a $500 million reduction in funding for food banks across the country. New York State could see a loss of around 16 million pounds of USDA foods in 2025 due to the TEFAP funding cuts, according to Feeding New York State.

    SSA field offices are closing, wait times for deserving seniors are increasing and sensitive and private personal data is in danger of being insecure.

    ENERGY

    The Trump Administration stopped construction on Empire Wind, putting thousands of construction jobs at risk and threatening to dismantle a project that when complete, will generate enough electricity to power about 500,000 homes in New York State.

    Funding has been suspended for the National Electric Vehicle Infrastructure (NEVI) Formula Funds. The NEVI program — passed as part of the Bipartisan Infrastructure Law — provides funding directly to states for installing public electric vehicle (EV) charging stations, which, if implemented, will lower fuel costs for families, reduce U.S. dependence on fossil fuels and create construction jobs nationwide.

    President Trump has also threatened to roll back the Inflation Reduction Act (IRA) and repeal its tax credits. NYSERDA estimates a full repeal of the clean energy incentives could result in more than $20 billion in increased project costs and could cause significant project attrition.

    HOUSING

    At the direction of President Trump and DOGE, HUD staff has been decimated, imperiling the core functions of the agency that serve our communities, manage federally funded housing programs and assist housing development at a time of national crisis for housing. Funding has also been cut for organizations that fight housing discrimination across the country, while rolling back federal protections to Affirmatively Further Fair Housing.

    HUD has further announced it was ending four years early the Emergency Housing Voucher Program, a successful federal program to combat homelessness for more than 9,500 households across the State. The federal administration imperiling this funding will force these families, at last stably housed, back onto the street.

    The $1 billion Green and Resilient Retrofit Program that helps preserve affordable housing is being paused, threatening projects that keep tens of thousands of units livable for low-income Americans.

    HEALTH CARE

    The actions of the current administration threaten the health and safety of New Yorkers. New York State remains steadfast in its commitment to safeguarding the health and well-being of all New Yorkers and promoting health equity.

    President Trump has endorsed the House’s budget resolution which includes over $1 trillion in cuts to critical safety net programs like Medicaid and SNAP. Nearly 7 million qualifying New Yorkers are covered under Medicaid, including 2.5 million children, and 636,000 New Yorkers with disabilities. 2.9 million New Yorkers rely on SNAP for healthy food, including over 800,000 children.

    The Trump administration’s National Institute of Health (NIH) has cut grant funding to SUNY used to conduct research to cure diseases, keep our nation safe and grow our economy. The NIH’s sudden budget cuts will cost SUNY research an estimated $79 million on current grants, including more than $21 million over just the next five months that will immediately imperil the work of SUNY’s dedicated researchers by decimating the equipment, staff and services they rely on.

    The Trump Administration picked a top health official who has questioned the safety of vaccines and the use of fluoride in drinking water and claimed that autism was preventable. These views go against proven science and could lead to more diseases by making people doubt public health advice.

    The Administration has taken back important public health funding. This includes money for tracking disease, supporting vaccinations and helping vulnerable communities hit hardest by the pandemic. Without this funding, local health services must cut staff and scale back programs, especially in areas that need the most help.

    Hundreds of federal health workers have lost jobs, making it harder for both the federal government and states like New York to respond to health threats and deliver services like maternal care and disease control.

    New executive orders have removed federal support for diversity, equity and inclusion programs, harming efforts to ensure fair health care for women, LGBTQ+ people and communities of color. These actions affirm that the needs of these communities no longer matter to the federal government.

    In addition, with massive arbitrary cuts to federal agencies, the future of federal programs to help combat substance use disorder, heating and cooling assistance for low-income New Yorkers, and early childhood investment programs like Head Start remain in jeopardy.

    New York State remains committed to ensuring all New Yorkers have access to affordable, quality health care. Accordingly, the State rejects thinly veiled attacks on anyone who may not comport with the Trump Administration’s limited views of who is a person.

    EDUCATION

    President Trump vowed to eliminate the Department of Education, a crucial part of the federal government that supports kids, teachers and administrators right here in New York State. New York receives $5.5 billion annually from the Department of Education. Approximately $3.2 billion is routed through the State Budget and $2.3 billion is sent directly to local entities, primarily colleges and universities. This crucial funding supports Pell Grants for college students, money for kids with disabilities, programs that are supporting kids’ mental health, crucial research at our public higher education institutions and much more

    ENVIRONMENT & AGRICULTURE

    The Trump administration has taken aim through Executive Order at dismantling New York State’s strong environmental protections.

    Additionally, funding for the Local Food Purchasing Assistance Program has been slashed. While the Biden administration had indicated that $24 million would be available under the LFPA program (New York Food for New York Families), the Trump administration (USDA) has reversed and this next round of funding will no longer be available.

    More recently, New York State’s $60 million award for the New York Connects: Climate Smart Farms and Forests Program, which funds climate smart agriculture and forestry practices, was cancelled by USDA.

    USDA staff that assist farmers with implementing conservation programs, loans and other resources for their farms, have been laid off.

    Over 80 percent of agrochemical imports and 70 percent of farm machinery imports come from countries facing tariffs of 10 percent or more. Tariffs may slow down or halt on-farm expansion and modernization due to projected increases in equipment costs, with much of the stainless steel coming from abroad.

    Trade issues are having a compounding effect for dairy farmers — input costs are going up and the milk price relies on export markets. Tariffs and threats of trade disputes result in lost markets and lower milk prices. For example, the budget for a building project went from $85,000 to $106,000, due to tariffs on steel and aluminum, one farm had a $2,200 fee added to their bill for grain because it came from a Canadian feed mill and another farm is anticipating their bottom line to be 7-10 percent lower this year due to lower milk prices and tariffs on inputs, including feed, energy and building supplies.

    The ability of West Coast apple producers to export their product will play a key role in the price and demand for New York apples. If West Coast producers are not able to expand overseas markets, they will continue to flood East Coast markets and displace New York State fresh apples where they can undercut prices.

    Tariffs placed on equipment, largely coming from Canada, would increase producers’ costs of maple syrup production significantly and negatively impact profitability in the maple industry.

    MIL OSI USA News

  • MIL-OSI USA: ICYMI—Hagerty Joins Mornings With Maria on Fox Business to Discuss Trump’s First 100 Days, Reconciliation, Tariff Negotiations

    US Senate News:

    Source: United States Senator for Tennessee Bill Hagerty
    WASHINGTON—Today, United States Senator Bill Hagerty (R-TN), a member of the Senate Appropriations, Banking, and Foreign Relations Committees and former U.S. Ambassador to Japan, joined Mornings With Maria on Fox Business to discuss President Donald Trump’s success during his first 100 days, the budget reconciliation moving through Congress, and the ongoing tariff negotiations.

    *Click the photo above or here to watch*
    Partial Transcript
    Hagerty on Democrats protesting Trump’s successful first 100 days: “I think in reality, Maria, they’re protesting because this has been the most effective, most impactful, in a positive sense, 100 days, certainly in my lifetime. [Senator] Chuck Schumer seems to forget that in November of last year, 75 percent of the American public felt this nation was on the wrong track. As President Trump has come into office, he’s fixed our border, he’s put us on a fundamentally different plane in terms of crime in America. He’s addressing some of the longstanding issues that we’ve had with some of our partners. We’re moving in the right direction, and I think that the Democrat party is imploding as a result of it. Today is exhibit A in that point.”
    Hagerty on budget reconciliation process: “I met with a group of House leaders last night. They’re working apace to get their piece of the reconciliation package done by Memorial Day. It’s our job in the Senate—I spoke with Leader [John] Thune yesterday—to move as quickly as we possibly can to get the reconciliation package done right after Memorial Day. We need to be moving apace to get certainty locked into our tax code so that companies can make the type of capital commitments that we want to see happen in 2026. That’ll be addressed with corporate tax rate reductions. That’ll be addressed with certainty again and how we amortize the investments that I hope to see. At the same time, the deregulatory thrust is very real. It’s going to be very significant. If you think about [former President] Joe Biden’s term over four years, the estimates are that each year, compliance costs for regulations that he added have gone up $1.4 trillion per annum on corporate America. As we peel those away, that’s going to have an immediate benefit and immediate impact on operating costs. That’s going to be positive for our economy as well […] The Senate’s going to come up with far more than four billion, Maria. It has to do with the rules here, the Byrd Rule in the Senate. We’ll navigate this, I hope, closer to $2 trillion worth of cuts. It is certainly possible. You go back to where we were before the pandemic, before Joe Biden unleashed massive amounts of wasteful stimulus spending. We get back to those levels; we’re not going to have a difficult time getting around $2 trillion cut out of this budget.”
    Hagerty on the trade negotiations with Japan: “As you say, Maria, I’ve seen this movie before. We negotiated two trade deals when I served as ambassador. The Japanese are very tough negotiators, but it’s not just tariffs. It’s non-tariff barriers that exist in Japan. Local rules, localization requirements, we need to be harmonizing those sorts of regulations. I think Japan has a tremendous opportunity. If they step up, we have plenty of room to do more trade, and they have plenty of room to procure more from America. I want to see that happen. President Trump wants to see it happen. That will accommodate a greater partnership, greater strategic alliances, and I think all parties will be better off as a result.”
    Hagerty on his optimism towards a deal with Japan: “I think we can go to zero tariffs with respect to Japan. They are certainly willing to move on tariffs, but again, it’s the non-tariff barriers that have to be addressed. We need to put in place metrics. We need to make certain that they’re addressed. And again, I see real opportunity working with Japan as companies move their supply chains out of China, de-risk those. Japan should be working with us very closely as we develop new technologies, as we work on new military posture, new technologies there, there’s much to be done that’s positive. And we start to announce those types of aggressive forward-leaning activities that we can do together, those types of investments, I think it’ll be very positive for all of us. And President Trump can focus on that.”
    Hagerty on non-tariff barriers with Japan: “The localization requirements have been extraordinarily difficult. And Maria, these difficulties have gone on for decades. Japan has protected its market very heavily. They’ve made it very difficult for us, for, I say western companies, non-Japanese countries, to enter that marketplace. So, if you think about the regulations that they use, again, localizing the product, we’ve got to find ways to make this work in both countries. If you think about the inspection requirements, that type of thing, it can all be addressed. With respect to agricultural products, extremely protective of Japanese farmers, we dealt with a lot of that in the phase one agreement that we negotiated when I was ambassador. There’s a lot more room there as well.”
    Hagerty on the timing of the budget reconciliation package: “I spoke with Leader Thune just yesterday, and I think the [U.S.] House of Representatives working at pace. I’m delighted to see them putting text out. I think as America sees that text, they start to get more and more certainty about where we’re headed. I spoke with Leader Thune yesterday about the fact that as soon as we get back from Memorial Day break, we need to be working at pace. We need to be working in parallel with the House to get this implemented as quickly as possible. This is going to be great news for corporate America. This is going to stimulate more investment. I want these investments committed this year so that we actually see them materialize in 2026. That’s why this needs to be happening at the beginning of the summer, rather than at the end of the summer.”
    Hagerty on the Senate Republicans united to pass the budget reconciliation package: “That was also a part of my conversation with Leader Thune yesterday, and I’ll be speaking with a number of my colleagues aimed at just that. But I think there’s plenty of room to see significant cuts in terms of trimming back this wasteful stimulus spending that took place under Biden, a lot of spending that should have never happened in the first place. Again, moving in the right direction there from a fiscal responsibility standpoint. At the same time, making permanence an overarching goal for corporate tax rates, for the way depreciation is treated and for many other aspects of the tax code that will give, again, certainty to corporate America, so the types of commitments we want to see for 2026 are put in place as soon as possible […] [Pre-covid spending numbers] certainly has been a goal of a number of my colleagues, and we need to be aiming in that direction. You adjust for population growth and I think we can get there.”

    MIL OSI USA News

  • MIL-OSI Canada: Continued Enrolment Growth in Sask DLC Mechanical and Automotive Courses

    Source: Government of Canada regional news

    Released on April 29, 2025

    Saskatchewan Distance Learning Centre (Sask DLC) continues to see significant increases in student interest in online Mechanical and Automotive courses for high school students. 

    Today, to help support this growing interest, Sask DLC students had the opportunity to participate in a one-day, hands-on learning camp at Saskatchewan Polytechnic’s (Sask Polytech) Saskatoon campus. The opportunity offered practical experience and valuable insights from industry professionals and is the second mechanical and automotive learning camp Sask DLC and Sask Poly have hosted this year.

    Student registration in Sask DLC’s Mechanical and Automotive courses increased significantly in its second year of operation. To date this school year, there are more than 400 student registrations for Sask DLC Mechanical and Automotive courses, including 186 with work placements. 

    Last year, 126 students registered in Mechanical and Automotive 10, 20 or 30 level courses, completing more than 4,500 work placement hours. An additional 97 students took the introductory theory-only course.  

    “It is exciting to see another great learning camp day in partnership between the Saskatchewan Distance Learning Centre and the autobody sector,” Minister Responsible for Sask DLC Everett Hindley said. “The autobody industry is an evolving and growing sector and a key component in many local communities across Saskatchewan. This is an excellent opportunity for DLC high school students from all around the province who are interested in this field of work to come experience hands-on learning and gain knowledge right from industry experts.”

    Sask DLC and Sask Polytech learning camps provide students from across the province with opportunities to learn about potential career paths and make informed choices for their future beyond high school. The camps allow students to either confirm their current career aspirations or discover new ones. Students also get a preview of Sask Polytech’s Automotive Service Technician certificate program and apprenticeship training options. 

    “We have an excellent partnership with Sask DLC and always appreciate hosting high school students on campus for hands-on training,” Sask Polytech President and CEO Dr. Larry Rosia said. “These one-day camps are a great opportunity to learn more about a career in the automotive industry and discover what Sask Polytech can offer. Our instructors bring industry experience and a wealth of knowledge – whether it’s to the camps or to our shops, classrooms and labs.”

    Sask DLC offers six Mechanical and Automotive courses for students across the province, including a 10-level introductory course where students can choose to do full-online theory or participate in 75 hours of online theory with a 25-hour work placement. At the 20-and-30- level, each course is a combination of 50 hours of online theory and 50 hours of an in-person work placement at a local business. Students choosing to participate in the learning camp at Sask Polytech earn six credit hours toward their work placement requirement. 

    Student work placements are made possible thanks to a partnership between Sask DLC and the Saskatchewan Automobile Dealers Association (SADA). Through this partnership, students are provided with opportunities to complete their work placement at a SADA member dealership. This partnership provides students with work placement opportunities near their home community and supports the automotive sector’s recruitment of future qualified employees to serve the industry. 

    “Our association is pleased to help provide students with meaningful work placement opportunities,” SADA Executive Director Larry Heggs said. “Work placements with our member dealers provide students with fundamental practical skills and allow them to make key contacts in the industry.”

    These courses complement several other Sask DLC courses with work placements or hands-on learning opportunities available to students including:

    • Agriculture Equipment Technician
    • Autobody
    • Construction and Carpentry
    • Electrical
    • Energy and Mines – Oil & Gas
    • Parts Technician
    • Power Engineering 
    • Precision Agriculture 
    • Tourism
    • Welding

    Sask DLC’s Mechanical and Automotive courses are open for registration for the 2025-26 school year at saskDLC.ca. The courses are available to full-time Sask DLC students or high school students attending local schools throughout the province to supplement their in-person learning. High school students can contact their local school administrator or guidance counsellor for help registering.

    You can learn more about all online courses with work placements available through Sask DLC at saskDLC.ca. 

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    For more information, contact:

    MIL OSI Canada News

  • MIL-OSI: Credit Agricole Sa: Evolution of Crédit Agricole S.A.’s governance

    Source: GlobeNewswire (MIL-OSI)

    Press release

    Montrouge, 29 April 2025

    Evolution of Crédit Agricole S.A.’s governance

    At Crédit Agricole S.A.’s Board meeting of 29 April 2025 chaired by Dominique Lefebvre, Olivier Gavalda, CEO of Crédit Agricole S.A. as of the 14th of May 2025, presented his future organisation.

    Olivier Gavalda will propose to the Board of Directors following Crédit Agricole S.A. general shareholders’ meeting which will be held the 14th of May 2025, that Jérôme Grivet be appointed as sole Deputy Chief Executive Officer and second executive director of Crédit Agricole S.A.

    As of the 1st of June 2025, the General Management of Crédit Agricole S.A. will be organised around seven divisions, the Corporate Secretary and the control functions.

    Five divisions and the General Secretary will be under the direct supervision of Olivier Gavalda:

    • Universal Retail Banks, bringing together LCL under the responsibility of its CEO, Serge Magdeleine, and Crédit Agricole Italia under the responsibility of its CEO, Hugues Brasseur.
    • International Banking and Services, under the responsibility of Stéphane Priami as Deputy General Manager. This new division will be composed of Crédit Agricole Personal Finance & Mobility, Crédit Agricole Leasing & Factoring, the International Banking Development department and BforBank.
    • Major Clients, gathering Crédit Agricole CIB and CACEIS, under the responsibility of Jean-François Balaÿ, CEO of Crédit Agricole CIB.
    • Client, Development and Innovation, under the responsibility of Gérald Grégoire as Deputy General Manager. This division gathers the Retail Markets department, the Transformation/Distribution and Development department, the Brand and Customer Communication department, the regional Banks’ relationships department, the Payments, the startup studio’s La Fabrique and Crédit Agricole Immobilier.
    • Transformation, Human Resources and Transitions, under the responsibility of Grégory Erphelin as Deputy General Manager. This new division will gather the Group Human Resources, Technological Transformation, Sustainability and Impact, Agri-Agro, Guarantee and Capital Development departments, Crédit Agricole Transitions & Energies and Crédit Agricole Santé & Territoires.

      In this division, the Technological Transformation department will be under the responsibility of Olivier Biton and will gather Crédit Agricole Group Infrastructure Platform, Data/AI teams, and the Information Systems Department.

    • Corporate Secretary, under the responsibility of Véronique Faujour gathers the Group Communication department, the Board of Director’s secretary, General affairs, Security/Safety, and Grameen Crédit Agricole Foundation, the Public Affairs department and Uni-Medias.

    Two divisions and the control functions will be under the direct supervision of Jérôme Grivet:

    • Finance and Steering, under the responsibility of Clotilde L’Angevin as Deputy General Manager. This division gathers Finance, Financial Communication & Investors relations, Subsidiaries and Investments, Strategic studies, Legal, Economic studies and Procurement departments.
    • Savings and Wealth Management, this new division will gather Amundi, under the responsibility of its CEO, Valérie Baudson, Crédit Agricole Assurances, under the responsibility of its CEO, Nicolas Denis and Indosuez Wealth Management, under the responsibility of its CEO, Jacques Prost.
    • Group Risks, under the responsibility of Alexandra Boleslawski.
    • Group Compliance, under the responsibility of Hubert Reynier.
    • Group Internal Audit, under the responsibility of Laurence Renoult.
       

    As of 1 June 2025, Crédit Agricole S.A.’s Executive Committee will be thus composed of 18 members:

    • Olivier Gavalda, CEO
    • Jérôme Grivet, Deputy CEO
    • Clotilde L’Angevin, Deputy General Manager, in charge of Finance and Steering division
    • Grégory Erphelin, Deputy General Manager, in charge of Transformation, Human Resources and Transitions division
    • Gérald Grégoire, Deputy General Manager, in charge of the Customer, Development and Innovation division
    • Stéphane Priami, Deputy General Manager, in charge of International Banking and Services division
    • Jean-François Balaÿ, CEO of Crédit Agricole CIB, in charge of Major Clients division
    • Valérie Baudson, CEO of Amundi
    • Hugues Brasseur, CEO of Crédit Agricole Italia and Senior Country Officer for the Group
    • Nicolas Denis, CEO of Crédit Agricole Assurances
    • Serge Magdeleine, CEO of LCL
    • Olivier Biton, Director of Technological Transformation
    • Eric Campos, Chief Sustainability and Impact Officer
    • Bénédicte Chrétien, Group Head of Human Resources
    • Véronique Faujour, Corporate Secretary
    • Alexandra Boleslawski, Group Chief Risk Officer
    • Laurence Renoult, Group Head of Internal Audit
    • Hubert Reynier, Group Head of Compliance

    Jean-Paul Mazoyer, on his own initiative, will now provide strategic advice to the Chief Executive Officer of Crédit Agricole SA. 

    The Board of Directors expressed its warm thanks to Philippe Brassac and Xavier Musca for their commitment and action during a decade of strong development for the Group.

    Biographies

    Clotilde L’Angevin started her career in 2003 at the National Institute of Statistics and Economic Studies, before joining the Treasury Department in 2005 as deputy head of the “Economic and Monetary Union” division. In 2007, she became technical adviser to the Prime Minister on macroeconomic and economic forecasts.
    In 2009, she joined the Ministry of Finance as Head of the “International Diagnostics and Forecasts” division, before being appointed General Secretary of the Paris Club and Head of the “International Debt” division in the Treasury Department in 2011.
    She joined the Crédit Agricole Group in 2015, as Head of Strategy for Crédit Agricole S.A. In 2019, she was appointed Head of Financial Communication at Crédit Agricole S.A. where she was responsible for relations with individual shareholders, institutional debt investors and rating agencies, as well as financial communication and relations with institutional equity investors.
    Since 2023, she has been Deputy Chief Executive Officer of Crédit Agricole d’Ile-de-France.
    Aged 46, Clotilde L’Angevin is a graduate of the Ecole Polytechnique (class 1998), the Ecole Nationale de la Statistique et de l’Administration Économique (2002), and obtained a master’s degree in economics from the London School of Economics (2003).  

    Olivier Biton started his career at Crédit Lyonnais in 2002, as IT project manager. He moved to the United States in 2005 where he was a research assistant at the University of Pennsylvania.
    Upon his return to France in 2007, he joined the Crédit Agricole Group and held various project management positions at CA Payment & Services. He was appointed Head of the Flow Business Line in 2014 and then Head of Information Systems and Projects in 2016.
    He joined LCL in 2017 as Head of Digital Solutions and Information Systems and joined the Executive Committee in 2020. Since 2023, Olivier Biton has been Chief Executive Officer of Crédit Agricole Group Infrastructure (CAGIP).
    Aged 45, Olivier Biton is a computer engineer and a graduate of the Polytech Paris Sud school.

    Grégory Erphelin started his career in 2001 at the French Ministry of Agriculture as Head of the Credit and Insurance bureau. In 2005, he joined the French Direction Générale du Trésor, in charge of the regulation of property and liability insurance. He joined the Crédit Agricole Group in 2008 as Head of Financial Management for Predica (personal insurance subsidiary of Crédit Agricole Assurances). In 2012, he was appointed Chief Financial Officer of Crédit Agricole Assurances.
    In 2015, he also became Chief Financial Officer of Predica and joined the Executive Committee of the Crédit Agricole Assurances Group. In 2017, he was appointed Head of Finance, Procurement, Legal Affairs, Credit commitments and recovery, and member of the LCL Executive Committee.
    Since May 2022, he has been Chief Executive Officer of the Fédération Nationale du Crédit Agricole.
    Aged 49, Grégory Erphelin is a graduate of the Ecole Polytechnique (class 1996), Water and Forestry Engineer and holds an MBA from the Collège des ingénieurs.  

    Jean-François Balaÿ started his career in 1989 at Crédit Lyonnais in the Corporate Banking Markets and held several managerial positions in London, Paris and Asia. In 2001, he joined Crédit Lyonnais in the Loan Syndication business line, first as Head of Origination for Europe, then for Western Europe within Calyon from 2004. In 2006, he was appointed Deputy Head of Syndication for the EMEA region. In 2009, he became Global Head of Loan Syndication at Crédit Agricole CIB. In 2012, he was appointed Head of Debt Optimisation and Distribution. In 2016, he became Head of Risk and Permanent Control. He was appointed Deputy General Manager of Crédit Agricole CIB in 2018 and Deputy CEO of Crédit Agricole CIB in 2021.
    Aged 59, Jean-François Balaÿ holds a master’s degree in economics and management and a master’s degree in banking and finance from Lyon II Lumière University.

    Press contacts Crédit Agricole S.A.

    Attachment

    The MIL Network

  • MIL-OSI Security: Brewton Man Sentenced to Five Years in Prison for Sending Death Threat to a South Alabama District Attorney

    Source: Office of United States Attorneys

                Montgomery, Ala. – Acting United States Attorney Kevin Davidson for the Middle District of Alabama announced today that a Brewton, Alabama man has been sentenced to five years in federal prison for sending a death threat to a district attorney in south Alabama.

                On April 28, 2025, a federal judge in Mobile sentenced 54-year-old William Terry Holmes to 60 months in prison after Holmes pleaded guilty to mailing a threatening communication. The sentence, the maximum allowed under the federal statute, will run consecutively to the state prison term Holmes is currently serving with the Alabama Department of Corrections (ADOC) on unrelated charges. There is no parole in the federal system. In addition to the prison sentence, Holmes was ordered to pay $26,185.70 in restitution.

                According to court documents and Holmes’s plea agreement, the threat arose after a man that Holmes claimed to know was convicted of capital murder for the killing of a police officer. On March 19, 2024, Holmes, who was an inmate serving a state prison sentence with ADOC, sent a letter to the Mobile County District Attorney’s Office, which prosecuted the capital murder case. The letter began, “I am personally writing you to inform you we know where you live,” and went on to identify Holmes as a member of a known white supremacist group. Holmes threatened that the district attorney, the district attorney’s family, and the judge involved in the case would suffer “a very horrible and painful death” in retaliation for the conviction and the pursuit of the death penalty against his alleged associate.

                On March 22, 2024, agents interviewed Holmes. During the interview, Holmes admitted to writing the letter and claimed he had associates watching the district attorney, warning that the prosecutor had only hours to live. Security precautions had already been taken to protect the district attorney and his family. Holmes pleaded guilty to mailing the threatening communication on January 28, 2025.

                “No one who serves the cause of justice, or the families of those who serve, should ever be threatened for doing their job,” said Acting U.S. Attorney Kevin Davidson. “Our system depends on the courage of prosecutors, judges, and law enforcement officers. Threats against them are attacks on the rule of law itself and cannot be tolerated.”

                “There is no place in our justice system for threats of violence – especially leveled at officers of the court,” said Acting Special Agent in Charge Timothy J. O’Malley. “The FBI is committed to ensuring those who serve justice can do so without fear and will hold offenders accountable.”

                The Federal Bureau of Investigation’s Mobile Field Office investigated this case, with assistance from the United States Marshals Service and the Mobile County Sheriff’s Office.  Assistant United States Attorney J. Patrick Lamb from the Middle District of Alabama prosecuted the case.

    MIL Security OSI

  • MIL-OSI Canada: AgriStability enrolment deadline extended to July 31, 2025 (Saskatchewan)

    Source: Government of Canada News (2)

    April 25, 2025 – Melville, Saskatchewan – Agriculture and Agri-Food Canada

    Today, Saskatchewan Agriculture Minister Daryl Harrison, along with federal, provincial, and territorial governments, announced the AgriStability enrolment deadline for the existing 2025 program year is extended (without penalty) from April 30, 2025, to July 31, 2025. The extension of the deadline is for the status quo program. The proposed changes announced by Agriculture and Agri-Food Canada are still being considered and have not been implemented. 

    The nature of the existing AgriStability Program makes it well suited to support producers. As a margin-based program, AgriStability responds when a producer’s whole farm profitability is impacted, including by rising costs and declining market prices. Tariffs have the potential to impact the prices producers receive for sold commodities. Coverage is personalized for each farm operation by using historical information, based on income tax and supplementary information. Farmers experiencing losses are encouraged to apply for interim payments under AgriStability for more rapid support. In the last six program years, Saskatchewan producers received over $565 million in benefit payments. 

    Enrolling is easy. Producers can provide all the necessary information over the phone. The Saskatchewan Crop Insurance Corporation (SCIC) is available to assist producers. To request a new participant package, call the SCIC AgriStability Call Centre at 1-866-270-8450 or email agristability@scic.ca

    MIL OSI Canada News

  • MIL-OSI USA: CFTC Announces Departure of Amanda Olear After Nearly 2 Decades of Service

    Source: US Commodity Futures Trading Commission

    WASHINGTON, D.C. — The Commodity Futures Trading Commission today announced former Director of the Market Participants Division and former Acting Director of the Division of Market Oversight, Amanda L. Olear, will depart the agency on May 2. Ms. Olear has served at the CFTC for over 17 years in multiple leadership roles across various divisions. 
    “It has been a true pleasure to have known and worked with Amanda for 15 years. She has served the CFTC, our mission, and our markets with excellence for many years,” Acting Chairman Caroline D. Pham said. “Throughout her distinguished tenure, Amanda has exemplified leadership, expertise, and pragmatism in every role she’s held. I would especially like to personally thank Amanda for serving on my executive management team. I’m grateful for her over 17 years of dedicated service to the CFTC and wish her the very best in her future endeavors.”
    “I would like to thank Acting Chairman Pham and former Chairman Behnam for the privilege of being part of their leadership teams,” Ms. Olear said, “It was an honor that I could not have imagined when I joined the CFTC as a junior staff attorney and one that I will carry with me for the rest of my career. I would also like to express my appreciation for the staff in the Market Participants Division and the Division of Market Oversight for their trust and support over the past 5 years. Their professionalism and expertise continue to impress and inspire me. My hope is that I proved myself worthy of their confidence.” 
    Ms. Olear joined the CFTC in 2007 and has served in various leadership capacities, including most recently as Acting Director of the Division of Market Oversight, where she led a team of attorneys, analysts, and other professional staff who oversee derivatives platforms and swap data repositories. Prior to this role, Ms. Olear served as the Director of the Market Participants Division since 2021.
    Ms. Olear began her tenure at the CFTC as an attorney-advisor in the then – Division of Clearing and Intermediary Oversight – with a focus on CPOs and CTAs. In 2013, she took on the role of Associate Director of the Managed Funds Section in the Division of Swap Dealer and Intermediary Oversight and served as the Deputy Director of Registration and Compliance from 2017 to 2021.
    Ms. Olear joined the CFTC from Council, Baradel, Kosmerl & Nolan, P.A. in Annapolis, Maryland, where she focused on business entity formation and complex commercial litigation. Prior to that, Ms. Olear served as a law clerk to the Honorable Lynne A. Battaglia on the Maryland Court of Appeals (now the Maryland Supreme Court). Coming from a long line of family farmers, she holds a JD, with honors, from the University of Maryland Francis King Carey School of Law and a BA, summa cum laude, from McDaniel College.

    MIL OSI USA News

  • MIL-OSI USA: Feenstra Introduces Legislation to Continue Safe Exports of Iowa Agricultural Products in Event of Foreign Animal Disease Outbreak

    Source: United States House of Representatives – Representative Randy Feenstra (IA-04)

    WASHINGTON, D.C. – Today, U.S. Reps. Randy Feenstra (R-IA) and Jimmy Panetta (D-CA) and U.S. Senators Roger Wicker (R-MS), Katie Britt (R-AL), Tina Smith (D-MN), and Chris Coons (D-DE) introduced the Safe American Food Exports (SAFE) Act, which would codify USDA’s role in negotiating regionalization agreements that allow livestock, poultry, and other animal products from unaffected areas of the country to continue to be safely exported in the event of an animal disease outbreak. Although USDA already works with the United States Trade Representative to develop these agreements, this legislation explicitly expresses congressional support for establishing regionalization agreements and promoting robust agricultural trade policies before any animal disease impacts our nation.

    This bill also establishes a notification system within the Import and Export Library to prevent our producers from being impacted by changes in trade status of agricultural commodities and alert the proper agencies, organizations, and State Departments of Agriculture that there have been changes in import or export status.

    “Iowa farmers are the backbone of our economy and the breadbasket of our country and the world. However, an animal disease outbreak can be devastating for our producers, majorly disrupt trade with foreign countries, and close important export markets that our farmers depend on,” said Rep. Feenstra. “Understanding the dire financial and animal health consequences of a disease outbreak, I introduced the Safe American Food Exports Act so that we can negotiate comprehensive agreements with our trading partners and ensure that a disease outbreak in one part of the country does not impact Iowa’s ability to produce and export our agricultural goods. By working proactively on regionalization agreements and prioritizing farm biosecurity, we can safely ship our agricultural commodities around the globe, prevent massive trade disruptions, and mitigate the negative impacts of animal disease on our farmers, producers, and rural communities.”

    “Mississippi’s poultry exporters and producers have suffered during the bird flu. Animal diseases often cause trade disruptions, and the government should help protect American agriculture exports in these situations,” said Sen. Wicker. “The Safe American Food Exports Act would help do that. The bill would give the USDA authority to negotiate regionalization agreements to ensure America’s agricultural producers are not shut off from the global market.” 

    “Outbreaks of animal disease, even when limited to a specific region, can upend access to global markets for producers across the country,” said Rep. Panetta.  “That’s why I’m proud to help lead this bipartisan, bicameral effort that would codify USDA’s role in proactively negotiating regionalization agreements.  By reducing unnecessary trade disruptions, we can ensure that disease-free producers remain competitive abroad, meet global food demands, and uphold the high food safety standards that American consumers expect.”

    “Animal disease outbreaks pose a significant threat to not just American food security, but the livelihoods of our hardworking farmers and producers. This legislation would help secure global trade exports in the event of such an outbreak,” said Sen. Britt. “I’m proud to join my colleagues in this effort to support American agricultural producers and ensure sustainable markets.”

    “Congressman Feenstra’s district is full of egg producers who welcome this proactive bill to have USDA work with our trading partners to prevent trade impacts from HPAI,” said Chad Gregory, CEO of the United Egg Producers.

    “The North Central Poultry Association appreciates Congressman Feenstra’s keen awareness of challenges facing the poultry industry and his leadership on the House Agriculture Committee to support Iowa’s poultry and egg producers,” said Kevin Stiles, CEO and Executive Director of the North Central Poultry Association. “His efforts to help farmers protect their flocks and herds in Iowa, Minnesota, and across the country should prove expedient as we work together to proactively mitigate the impact of animal diseases. We strongly support the SAFE Act and encourage Congress to swiftly pass this vital legislation to protect animal health, bolster egg and poultry exports, and maintain America’s status as the breadbasket to our country and the world.”

    “Ensuring turkey is available to consumers is essential to the success of Iowa’s turkey farmers.  When a devastating disease, like highly pathogenic avian influenza (HPAI) infect a turkey flock, trade is disrupted, leading to financial losses to the turkey industry,” said Gretta Irwin, Executive Director of the Iowa Turkey Federation. “Preemptively negotiating regionalization agreements for known animal diseases, like HPAI, makes sense. This bill takes a critical step to ensure turkey products can effortlessly be exported during a disease disruption and reduce financial strain to the turkey industry.”

    “State departments of agriculture play a critical role on the frontlines of foreign animal disease prevention, mitigation and recovery, and we appreciate this bipartisan effort to enable farmers and ranchers to more easily export safe food products to our trading partners,” said Ted McKinney, CEO of the National Association of State Departments of Agriculture. “More collaboration and communication among federal partners enables state agriculture departments and U.S. farmers to better prepare and respond in the case of an outbreak and ultimately leads to stronger animal health and welfare across the U.S. NASDA thanks Congressmen Feenstra and Panetta for their leadership on this important issue.”

    “Ensuring America’s turkey producers are not unnecessarily restricted in the global market is a common-sense step that would help the turkey industry persevere through the ongoing highly pathogenic avian influenza (HPAI) outbreak,” said Leslee Oden, President and CEO at the National Turkey Federation. “NTF commends Rep. Feenstra (IA-04) for reintroducing the SAFE Act to aid in updating valuable regionalization agreements with key trading partners as members of the turkey industry simultaneously battle export market disruption and animal health challenges.”

    “NARA supports the SAFE Act for its proactive approach to animal disease preparedness. We commend Reps. Feenstra and Panetta for advancing regionalization agreements that help prevent unnecessary export disruptions and keep markets open,” said Kent Swisher, President and CEO of the North American Renderers Association.

    “We thank Representatives Randy Feenstra (R-IA-4) and Jimmy Panetta (D-CA-19) for championing legislative efforts to secure U.S. export markets for animal-based feed and pet food products in the face of foreign animal disease threats. These products are a critical, yet often overlooked, component of the food supply chain. The AFIA strongly backs the SAFE Act and our members are committed to working alongside the U.S. government to implement proactive measures to help shield our economy from future risks,” said Constance Cullman, President and CEO of the American Feed Industry Association.

    Full legislative text can be found HERE.

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    MIL OSI USA News