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  • MIL-OSI Russia: Scientists from the National Research University Higher School of Economics – Saint Petersburg will begin to teach artificial intelligence emotions

    Translartion. Region: Russians Fedetion –

    Source: State University Higher School of Economics – State University Higher School of Economics –

    In 2025, the Natural Language Laboratory of the National Research University Higher School of Economics — St. Petersburg, under the leadership of Dmitry Ryumin, a candidate of technical sciences, will develop technologies that will allow AI not only to understand words, but also to recognize emotions, gestures, and personal characteristics of a person. Initially, the department focused exclusively on the analysis of text data. However, according to Dmitry Ryumin, now only one modality is of little interest to anyone. “Look at the current developments — everyone wants to record something with their voice, and upload a picture, and analyze a video, and work with text,” the scientist comments.

    Dmitry Ryumin came to the HSE in St. Petersburg from the St. Petersburg Federal Research Center of the Russian Academy of Sciences, where he holds the position of senior research fellow at the Laboratory of Speech and Multimodal Interfaces. “I was invited for the SP4 project (strategic projects), and then offered to head the Natural Language Laboratory. Today, ten people work in the laboratory – from undergraduate students to candidates of science. I would like to expand the team to 20-30 people, so that the laboratory could be divided into related groups. For example, one group deals with avatars, another – with emotions, and then they can be combined to create emotional avatars,” the head shares his plans.

    Why do neural networks need emotions?

    Under the leadership of Dmitry Ryumin, the HSE-St. Petersburg laboratory will focus on several promising areas related to multimodal technologies.

    “Imagine a system that simultaneously analyzes a person’s voice, facial expressions, and gestures. Assessing a person’s personal qualities and recognizing emotions can be useful, for example, when hiring,” the scientist explains. The technology allows determining how well a job seeker fits the job. “We record an interview with a candidate and analyze not only the content of the answers, but also how they speak, what emotions they show, how they gesture. This gives a more complete picture of a person. For example, openness, sociability, and resistance to stress are important for a manager. The system can analyze whether a candidate’s voice trembles, how clearly they express their thoughts, and provide a description to help HR in recruiting personnel,” comments Dmitry Ryumin.

    Another promising area is personalized advertising. The neural network will be able to evaluate the user’s emotional state and tailor contextual ads to him. If he is sad, it will show one type of content, if he is happy, another.

    Emotional avatar technologies will find application in virtual spaces and conferences. “Last year, large international conferences created virtual spaces where participants who could not come physically entered virtual rooms through their avatars. If these avatars are made more emotional, with realistic facial expressions and gestures, the interaction experience will be much better,” the scientist notes. There is also an entertainment direction – movement transfer. “Imagine: I upload a short video in which I am simply in a room and make ordinary movements. The system analyzes and creates a digital model of me. Then I upload another video, where, for example, a professional dancer performs a break dance. The technology replaces the dancer with me, and the result is a realistic video where I masterfully dance a break dance. Similar technologies are actively developing around the world. Large research centers and companies offer various approaches to solving this problem,” explains Dmitry Ryumin.

    There is potential for using multimodal artificial intelligence in the field of psychological support. “We can try to recognize not only short-term emotions, but also long-term conditions, such as anxiety disorders, emotional burnout, or cognitive impairment. Of course, there are ethical issues and problems with obtaining data for training systems, but the direction is very promising,” says Dmitry Ryumin.

    Another area of development is voice assistants for smart homes. According to the scientist, bimodal recognition is most relevant in this case, since many people would prefer to maintain the privacy of their living space and would not want to connect cameras. “The analysis will be carried out mainly based on speech, which we can convert into text. This approach allows us to work with two modalities simultaneously. I have several voice assistants installed at home. And I regularly encounter a problem: the system does not always correctly interpret speech commands. Sometimes, in one minute, the assistant can change its “mood” or manner of response several times, which, frankly speaking, is irritating,” the head of the laboratory summarizes.

    The task of researchers who train large language and generative models is to make the decision-making process of a neural network transparent. According to the head of the laboratory, explainable artificial intelligence is a direction that has been actively developing in recent years.

    By receiving a decoding of the model’s “train of thought”, any professional can critically evaluate the result obtained: agree with something, question something. This creates an opportunity for feedback and objectivity in decision-making.

    How to teach a neural network to recognize emotions?

    Modern research into multimodal models requires powerful technology, cross-disciplinary specialists and large amounts of data.

    Computing base. Dmitry Ryumin has been working with neural networks for more than eight years. According to him, the main emphasis used to be on RAM and the processor, but today the central role is played by graphic accelerators (GPU). The power and number of available video cards directly determine the speed of training neural network models, the number of possible experiments and the volume of processed data.

    “Therefore, it is important not only to conduct research, but also to develop the computing base. For example, supercomputer of the Higher School of Economics we see how these resources affect the quality of scientific experiments. It is especially valuable to involve students, starting from the undergraduate level, in working with such systems — to teach them how to interact with high-performance computing clusters, to give them the opportunity to train models of varying complexity. This creates a continuous educational chain: students who have mastered working with advanced equipment can subsequently be involved in research work in laboratories.”

    Working with databases. Teaching large language models to recognize and reproduce emotions is a complex, multi-stage process. And neural networks are now taking part in it. For example, open AIs help automate data collection and annotation: they quickly collect texts with a given emotional coloring. “This radically reduces labor costs compared to traditional manual tagging, when you had to hire people for painstaking work. A general trend is noticeable: many research teams are trying to adapt models to work with emotions. Despite the fact that such attempts are not yet ideal and the models continue to make mistakes, the direction is actively developing,” says Dmitry Ryumin.

    Cross-disciplinary research. Modern research in the field of multimodal models involves interdisciplinarity. Thus, Dmitry Ryumin is now launching a joint project within the framework of the “Fundamental Research Program” with Laboratory of Social and Cognitive Informatics in modeling cognitive and affective processes and human states. “By combining our departments and laboratories, we are creating a strong interdisciplinary platform for the development of affective technologies. Such cooperation is extremely valuable: our fellow sociologists, although not specializing directly in training neural network models, including large language and generative models, bring deep theoretical expertise. Their knowledge becomes a fundamental basis for training our models,” says the head of the Natural Language Laboratory.

    The Natural Language Laboratory welcomes undergraduate and graduate students who are knowledgeable in programming, linguistics, psychology, and sociology.

    Natural Language Laboratory is an interdisciplinary researcher in machine learning and natural language processing, studying fundamental properties of language, computation, and learning that can contribute to a better understanding of language in general.

    Please note: This information is raw content directly from the source of the information. It is exactly what the source states and does not reflect the position of MIL-OSI or its clients.

    MIL OSI Russia News –

  • MIL-OSI New Zealand: Government unlocks export growth opportunities for New Zealand dairy businesses

    Source: New Zealand Government

    The Government’s commitment to growing the value of New Zealand’s dairy exports has taken a major step forward with the passing of a key Bill in Parliament, Agriculture Minister Todd McClay announced today.

    “The Dairy Industry Restructuring (Export Licences Allocation) Amendment Bill, which passed its third reading today, modernises New Zealand’s dairy export quota system, creating new opportunities for growth and boosting farmgate returns,” Mr McClay says.

    “New Zealand’s dairy farmers and processors produce world-class products, but outdated rules have restricted export growth. This law unlocks greater access to lucrative overseas markets and ensures the quota system reflects the diversity of our dairy industry.”

    New Zealand currently administers dairy export quotas for the Dominican Republic, the European Union, Japan, the United Kingdom, and the United States.

    “The Bill introduces vital changes to better support businesses of all sizes, and it shifts quota allocation from the proportion of milk solids a company collects from farmers to a system based on export performance,” Mr McClay says.

    “It also reserves portions of quotas for exporters who are currently ineligible — ensuring fairer access across the industry.

    “And importantly, it now includes quota for sheep, goat, and deer milk processors, unlocking new export opportunities and revenue streams.”

    Mr McClay says the Bill directly supports the Government’s ambitious goal of doubling the value of New Zealand’s exports in 10 years.

    The commencement date for the Bill is 1 May 2025.

    MIL OSI New Zealand News –

  • MIL-OSI: Issuance strategy for 2025 is unchanged despite government financing of KommuneKredit

    Source: GlobeNewswire (MIL-OSI)

    The Danish Government and KommuneKredit have agreed that Danmarks Nationalbank, on behalf of the central government, will finance KommuneKredit at the central government’s financing costs, as soon as possible. Hereby, the public sector can reduce its total interest costs, since the central government finances its activities at a lower interest rate than KommuneKredit. The initiative is not considered to contribute to increased credit risk for the central government.

    The specific terms of financing will be negotiated between the Ministry of Finance, the Ministry of Industry, Business and Financial Affairs, KommuneKredit, and Danmarks Nationalbank, which is responsible for government debt management on behalf of the Ministry of Finance.

    Danmarks Nationalbank looks forward to the future collaboration with KommuneKredit.

    Issuance strategy for 2025 is unchanged

    In 2025, the central government will finance KommuneKredit by drawing on the central-government account at Danmarks Nationalbank. Over time, financing will be covered by issuances of government securities, which in turn contributes to maintaining a well-functioning and liquid government debt market. Both EMU and central-government debt are unaffected by the initiative as the resulting rise in central-government liabilities will be offset by the corresponding increase in assets.

    Enquiries can be directed at Henrik Nørby on phone +45 3363 6525.

    Attachment

    The MIL Network –

  • MIL-OSI: Bitget Shifts Gears with Porsche Cup Brasil Sponsorship with Driver Flávio Sampaio

    Source: GlobeNewswire (MIL-OSI)

    VICTORIA, Seychelles, March 26, 2025 (GLOBE NEWSWIRE) — Bitget, the leading global cryptocurrency exchange, is set to accelerate its presence in the motorsport world as the official sponsor of Driver Flávio Sampaio for the Porsche Cup Brasil 2025. The partnership, which kicks off with the season’s opening race in April 2025, symbolizes the convergence of the on-going financial evolution, and the adrenaline-fueled world of motorsport.

    The collaboration sets Bitget with Porsche’s legacy of precision and speed, creating a partnership that resonates with both crypto enthusiasts and motorsport fans. The sponsorship of driver Flávio Sampaio in the 2025 Porsche Carrera Cup Brazil season is supported by Bitget’s mission of bringing together sports and crypto.

    The championship kicked off on March 22nd and 23rd at the Velocitta in Mogi Guaçu and will continue through November, with the final stage scheduled for the 8th and 9th in Interlagos, São Paulo. With its support for Flávio, Bitget becomes the first crypto exchange to participate in the competition and will have its own car in Latin America’s largest Grand Touring category.

    In the past, Bitget also had a successful partnership with Argentina’s star Lionel Messi from 2022 to 2024 and previously sponsored Juventus’ women’s football team in Italy. Currently, it also supports other major sports projects, such as Turkish athlete Buse Tosun Çavuşoğlu (world wrestling champion), Samet Gümüş (gold medalist in boxing), and İlkin Aydın (national volleyball team athlete).

    Flávio Sampaio, commented on the partnership, saying, “I am very excited about this partnership with Bitget and hope to help spark interest among motorsport fans in the world of cryptocurrencies. The profile of sports fans often has similarities with that of crypto investors. I believe we can create an interesting connection between these two worlds.”

    Flávio Sampaio began his career in karting at the age of 12 and competed in major state and national championships until 2001. In 2007, he was invited to participate in Stock Jr., the feeder category for Stock Car. In 2008, he joined ATW Racing in Stock Light. In 2010, he was invited to compete in the Mini Cooper Challenge category, and in 2014, he moved to the GT3 Challenge.

    This partnership is a Porsche 911 GT3 Cup wrapped in Bitget’s signature black-and-cyan livery, embodying the exchange’s commitment to speed, reliability, and performance. With a roaring 510CV engine, the car serves as a metaphor for Bitget’s high-performance trading engine, designed to deliver unmatched efficiency and results.

    “This partnership isn’t just about speed on the track—it’s about accelerating innovation in the crypto space,” said Gracy Chen, CEO at Bitget. “We find that Flavio’s sportsmanship also dwells on the same principles that drive Bitget: strategy, adaptability, and high-performance execution. Aligning with a motorsport professional for a series known for its precision and competitiveness allows us to engage with an audience that values both technological advancement and calculated risk-taking.”

    The Porsche Cup Brasil is the ideal setting for Bitget to engage with a discerning audience, since it draws Brazil’s top motorsport aficionados and sports-centric enthusiasts. Among the unique experiences attendees will have is access to the Paddock Terrace, where timing screens and real-time race radios provide an immersive perspective of the action. Bitget’s VIP visitors will also be able to meet drivers, tour the pit lane, and take part in Porsche Experience Rides where they will ride shotgun with professional drivers in Bitget-branded helmets.

    Brazil is experiencing a notable surge in cryptocurrency adoption, with over 40 million users, which positions the country as a key market for Bitget’s expansion. By partnering with Driver Flávio Sampaio in the Porsche, Bitget strengthens its local presence and reinforces its global reputation as the top emerging crypto brand. The sponsorship shows Bitget’s ability to connect with diverse audiences, from crypto traders to motorsport enthusiasts, through shared values of innovation and performance.

    As engines roar and markets surge, Bitget, and Porsche Cup Brasil are set to redefine what it means to blend speed with substance. This partnership merges excitement and anticipation, driving the future of finance and motorsport with Bitget set to lead.

    About Bitget

    Established in 2018, Bitget is the world’s leading cryptocurrency exchange and Web3 company. Serving over 100 million users in 150+ countries and regions, the Bitget exchange is committed to helping users trade smarter with its pioneering copy trading feature and other trading solutions while offering real-time access to Bitcoin price, Ethereum price, and other cryptocurrency prices. Formerly known as BitKeep, Bitget Wallet is a world-class multi-chain crypto wallet that offers an array of comprehensive Web3 solutions and features including wallet functionality, token swap, NFT Marketplace, DApp browser, and more.

    Bitget is at the forefront of driving crypto adoption through strategic partnerships, such as its role as the Official Crypto Partner of the World’s Top Football League, LALIGA, in EASTERN, SEA and LATAM markets, as well as a global partner of Turkish National athletes Buse Tosun Çavuşoğlu (Wrestling world champion), Samet Gümüş (Boxing gold medalist) and İlkin Aydın (Volleyball national team), to inspire the global community to embrace the future of cryptocurrency.

    For more information, visit: Website | Twitter | Telegram | LinkedIn | Discord | Bitget Wallet

    For media inquiries, please contact: media@bitget.com

    Risk Warning: Digital asset prices are subject to fluctuation and may experience significant volatility. Investors are advised to only allocate funds they can afford to lose. The value of any investment may be impacted, and there is a possibility that financial objectives may not be met, nor the principal investment recovered. Independent financial advice should always be sought, and personal financial experience and standing carefully considered. Past performance is not a reliable indicator of future results. Bitget accepts no liability for any potential losses incurred. Nothing contained herein should be construed as financial advice. For further information, please refer to our Terms of Use.

    A photo accompanying this announcement is available at https://www.globenewswire.com/NewsRoom/AttachmentNg/aeb5ea1c-7b55-47c1-879e-64bebd0cae6d

    The MIL Network –

  • MIL-OSI: MEXC Announces Listing of Walrus (WAL) with 120,000 WAL and 70,000 USDT Prize Pools

    Source: GlobeNewswire (MIL-OSI)

    VICTORIA, Seychelles, March 26, 2025 (GLOBE NEWSWIRE) — MEXC, a leading global cryptocurrency exchange, is pleased to announce the Walrus (WAL) listing on March 27, 2025(UTC). To celebrate this significant addition to the exchange, MEXC is launching two special events with a combined prize pool of 120,000 WAL and 70,000 USDT for participants.

    Walrus is an eagerly anticipated project in the blockchain space, bringing a fresh approach to decentralized data storage. Developed with technical guidance from Mysten Labs, the team behind SUI blockchain, Walrus addresses critical infrastructure challenges faced by Web3 applications. The innovative platform works by fragmenting data into smaller pieces and distributing them across a global network of nodes, which significantly enhances access speed and creates resilience against potential network disruptions. This architecture makes Walrus particularly effective for storing and retrieving both standard data and rich media content, solving a persistent pain point in the blockchain ecosystem. The total supply of the project’s tokens is 5,000,000,000 WAL.

    MEXC has prepared exclusive events to mark the WAL listing, offering substantial rewards for participants:

    Event 1: Airdrop+

    The Airdrop+ event will run from March 26 to April 5, 2025(UTC), offering:

    • Benefit 1: Deposit and share 120,000 WAL (New user exclusive)
    • Benefit 2: Futures Challenge – Trade to share 50,000 USDT in Futures bonus (For all users)
    • Benefit 3: Invite new users and share 20,000 USDT (For all users)

    Event 2: Spread the Word & Win 1,000 USDT Rewards

    From March 26 to April 1, 2025(UTC), users can share the Airdrop+ event on social media for a chance to win a share of the 1,000 USDT prize pool.

    MEXC has established itself as an industry leader by consistently offering users early access to promising web3 projects. In 2024, MEXC introduced 2,376 new tokens, including 1,716 initial listings. Recent market analysis from TokenInsight confirms MEXC’s leading position in the industry — the exchange completed 461 spot listings, outpacing competitors like Gate by 1.5 times and Bitget by 4.5 times.

    Looking ahead, MEXC will continue to enhance its platform, offering advantages such as low fees, deep liquidity, a wide selection of trending tokens, and daily airdrops. This reaffirms MEXC’s user-centric approach, providing traders with early access to high-potential projects, generous rewards, and an optimal trading experience.

    For full event details and participation rules, visit the event page.

    About MEXC
    Founded in 2018, MEXC is committed to being “Your Easiest Way to Crypto.” Serving over 34 million users across 170+ countries, MEXC is known for its broad selection of trending tokens, everyday airdrop opportunities, and low trading fees. Our user-friendly platform is designed to support both new traders and experienced investors, offering secure and efficient access to digital assets. MEXC prioritizes simplicity and innovation, making crypto trading more accessible and rewarding.
    MEXC Official Website｜ X ｜ Telegram ｜How to Sign Up on MEXC

    Risk Disclaimer:
    The information provided in this article about cryptocurrencies does not represent MEXC’s official stance or investment advice. Given the highly volatile nature of the cryptocurrency market, investors are encouraged to carefully evaluate market fluctuations, project fundamentals, and potential financial risks before making any trading decisions.

    Source

    Contact:
    Lucia Hu
    PR Manager
    lucia.hu@mexc.com

    Disclaimer: This press release is provided by MEXC. The statements, views, and opinions expressed in this content are solely those of the content provider and do not necessarily reflect the views of this media platform or its publisher. We do not endorse, verify, or guarantee the accuracy, completeness, or reliability of any information presented. This content is for informational purposes only and should not be considered financial, investment, or trading advice. Investing in crypto and mining related opportunities involves significant risks, including the potential loss of capital. Readers are strongly encouraged to conduct their own research and consult with a qualified financial advisor before making any investment decisions. However, due to the inherently speculative nature of the blockchain sector–including cryptocurrency, NFTs, and mining–complete accuracy cannot always be guaranteed. Neither the media platform nor the publisher shall be held responsible for any fraudulent activities, misrepresentations, or financial losses arising from the content of this press release. Speculate only with funds that you can afford to lose. Neither the media platform nor the publisher shall be held responsible for any fraudulent activities, misrepresentations, or financial losses arising from the content of this press release. In the event of any legal claims or charges against this article, we accept no liability or responsibility.

    Legal Disclaimer: This media platform provides the content of this article on an “as-is” basis, without any warranties or representations of any kind, express or implied. We do not assume any responsibility or liability for the accuracy, content, images, videos, licenses, completeness, legality, or reliability of the information presented herein. Any concerns, complaints, or copyright issues related to this article should be directed to the content provider mentioned above.

    A photo accompanying this announcement is available at https://www.globenewswire.com/NewsRoom/AttachmentNg/7f651b4f-3f7d-4f9d-8ea5-6d51d91ef083

    The MIL Network –

  • MIL-OSI Economics: Basel III risk-based capital ratios increase while leverage ratio and Net Stable Funding Ratio remain stable for large internationally active banks in the first half of 2024, latest Basel III monitoring exercise shows

    Source: Bank for International Settlements

    • Basel III risk-based capital ratios increase in the first half of 2024.
    • Banks’ leverage ratio and Net Stable Funding Ratio (NSFR) remain stable while Liquidity Coverage Ratio (LCR) decreases slightly.
    • Redesigned dashboards offer new features to explore results.

    Basel III risk-based capital ratios increase while leverage ratio and NSFR remain stable for large internationally active banks in the first half of 2024, according to the latest Basel III monitoring exercise, published today.

    The report, based on data as of 30 June 2024, sets out trends in current bank capital and liquidity ratios and the impact of the fully phased-in Basel III framework, including the December 2017 finalisation of the Basel III reforms and the January 2019 finalisation of the market risk framework. It covers both large international active banks (Group 1) and other smaller banks (Group 2). See note to editors for definitions.

    The implementation of the final elements of the Basel III minimum requirements began on 1 January 2023. At the end of the first half of 2024, the average impact of the fully phased-in final Basel III framework on the Tier 1 minimum required capital (MRC) of Group 1 banks was +1.9%, compared with +1.3% at end-December 2023. Group 1 banks report a minor regulatory capital shortfall of €0.9 billion, compared with no shortfall at end-December 2023.

    The monitoring exercise also collected bank data on Basel III liquidity requirements. The weighted average LCR decreased slightly compared with the previous reporting period to 136% for Group 1 banks. Three Group 1 banks reported an LCR below the minimum requirement of 100%.

    The weighted average NSFR was stable at 124% for Group 1 banks. All banks reported an NSFR above the minimum requirement of 100%.

    Overview of results

    Table 1
      31 December 20231

    30 June 2024
    Group 1 Of which:
    G-SIBs

    Group 1

    		 Of which:
    G-SIBs
    Current Basel III framework        
    CET1 ratio (%) 13.1  12.8

    13.4

    		 13.2
    Target capital shortfalls (€ bn)2 0.0 0.0 0.0 0.0
    TLAC shortfall 2022 minimum (€ bn) 24.8 24.8 19.4 19.4
    Total accounting assets (€ bn) 86,121 59,456 82,626 61,751
    Leverage ratio (%)3 6.1 6.1 6.1 6.0
    LCR (%) 138.2 135.0 136.0 133.6
    NSFR (%) 122.6 122.8 123.6 123.8
    Fully phased-in final Basel III framework (2028)        
    Change in Tier 1 MRC at the target level (%) 1.3 0.0 1.9 1.5
    CET1 ratio (%) 13.5 13.4 13.1 12.9
    Target capital shortfalls (€ bn); of which: 0.0 0.0 0.9 0.9
           CET1 0.0 0.0 0.0 0.0
           Additional Tier 1 0.0 0.0 0.0 0.0
           Tier 2 0.0 0.0 0.9 0.9
    TLAC shortfall 2022 minimum (€ bn) 31.1 31.1 19.6 19.6
    Leverage ratio (%)3 6.1 6.0 6.1 6.0

    CET1 = Common Equity Tier 1; G-SIBs = globally systemically important banks; LCR = Liquidity Coverage Ratio; MRC = minimum required capital; NSFR = Net Stable Funding Ratio; TLAC = total loss-absorbing capacity.

    1  The values for the previous period may differ slightly from those published in the previous report. This is caused by data resubmissions for previous periods to improve the underlying data quality and enlarge the time series sample as well as by a change in methodology.    2  These use the 2017 definition of the leverage ratio exposure measure.    3  The leverage ratios reflect temporary exclusions from leverage exposures introduced in some jurisdictions.

    Source: Basel Committee on Banking Supervision.

    The report is accompanied by interactive Tableau dashboards that allow users to explore the results with greater ease and flexibility. A new design makes the dashboards more user-friendly, and the explanatory text summarising the findings was expanded to cover additional topics including market risk, counterparty credit risk and credit valuation adjustment risk.

    Note to editors

    Through a rigorous reporting process, the Basel Committee regularly reviews the implications of the Basel III standards for banks and has been publishing the results of such exercises since 2012.

    The results shown for “current Basel III framework” reflect the current jurisdictional standards that apply to the reporting banks as of 30 June 2024, which reflect different degrees of implementation of the Basel III reforms. The Basel III implementation dashboard provides an overview of Basel III implementation status across jurisdictions. The results shown for “fully phased-in final Basel III framework (2028)” assume that the positions as of 30 June 2024 were subject to the full application of the Basel III standards. That is, they do not account for transitional arrangements set out in the Basel III framework, which expire on 1 January 2028. No assumptions were made about bank profitability or behavioural responses, such as changes in bank capital or balance sheet composition. For that reason, the results of the study may not be comparable with industry estimates.

    Data are provided for 176 banks, including 115 large internationally active banks. These “Group 1” banks are defined as internationally active banks that have Tier 1 capital of more than €3 billion and include 29 institutions that have been designated as global systemically important banks (G-SIBs). The Basel Committee’s sample also includes 61 “Group 2” banks (ie banks that have Tier 1 capital of less than €3 billion or are not internationally active).

    The values for the previous period may differ slightly from those published in the previous report. This is caused by data resubmissions for previous periods to improve the underlying data quality and enlarge the time series sample as well as by a change in methodology as explained in the report.

    MIL OSI Economics –

  • MIL-Evening Report: Politics with Michelle Grattan: Jim Chalmers and Angus Taylor on tax top-ups and budget bottom lines

    Source: The Conversation (Au and NZ) – By Michelle Grattan, Professorial Fellow, University of Canberra

    As the election starter’s gun is about to be fired, Tuesday’s budget announced modest income tax cuts as the government’s latest cost-of-living measure. The Coalition has opposed the tax relief, with Peter Dutton’s Thursday budget reply to put forward his policy counters on the cost of living.

    Meanwhile, the domestic economic debate is being conducted as President Donald Trump prepares to unveil more tariffs, which are likely to produce further uncertainty in the world economy.

    On this podcast we are joined by Treasurer Jim Chalmers and Shadow Treasurer Angus Taylor.

    Chalmers says the government is making every last-minute effort to argue against Australia being hit with more US tariffs. He’s ready to make personal representations if that’s thought useful.

    I’ve been discussing that with Don Farrell, the minister for trade, whether or not that would be helpful to some of the efforts that he’s currently engaged in. So we’re working as a team on it. We’re working out the best [and] most effective ways to engage with the Americans. Again, speaking up for and standing up for our national interest.

    We’re not uniquely impacted by the tariffs either already imposed or proposed. But we’ve got a lot of skin in the game here. We’re a trading nation, we generate a lot of prosperity on global markets.

    A criticism from some about the budget was that climate change wasn’t mentioned explicitly. Chalmers takes issue with that.

    I would have thought that an extra A$3 billion for green metals, which is about leveraging our traditional strengths and resources, our developing industries and the energy transformation to create something that the world needs, I think that’s a climate change policy.

    And also the Innovation Fund, another $1.5 billion or so for the Innovation Fund in terms of sustainable aviation fuels, that’s a climate policy and also we’re recapitalising another couple of billion for the Clean Energy Finance Corporation.

    So in every budget, we’ve made new investments in climate change and in energy and this week’s budget was no different in that regard.

    Angus Taylor is scathing about Labor’s “top-up” tax cuts, which were the budget’s centrepiece, saying:

    A government that has overseen an unprecedented collapse in our living standards, unrivalled by any other country in the world, and they’re trying to tell Australians that 70 cents a day, more than a year from now, is a solution to that problem?

    It’s laughable, it is not even going to touch the sides, it’s Band-Aid on a bullet wound. It’s a cruel hoax. And frankly, the idea that this is good government is absolutely laughable.

    On what change of approach a Coalition government would take, Angus Taylor points to the “fiscal rules that we adhered to when we were last in government”.

    They were on the back of the rules that were established in the Charter of Budget Honesty that was established by Peter Costello in the 1990s to make sure your economy grows faster than your spending. That doesn’t mean spending doesn’t grow, it just means your economy grows faster.

    So both of those things matter, a faster growing economy and managing your spending so that it’s not growing faster. Jim Chalmers doesn’t get that.

    Michelle Grattan does not work for, consult, own shares in or receive funding from any company or organisation that would benefit from this article, and has disclosed no relevant affiliations beyond their academic appointment.

    – ref. Politics with Michelle Grattan: Jim Chalmers and Angus Taylor on tax top-ups and budget bottom lines – https://theconversation.com/politics-with-michelle-grattan-jim-chalmers-and-angus-taylor-on-tax-top-ups-and-budget-bottom-lines-253112

    MIL OSI Analysis – EveningReport.nz –

  • MIL-OSI: DEX3.AI: Next-Gen DEX Elevating Meme Trading on Solana to New Heights

    Source: GlobeNewswire (MIL-OSI)

    HANOI, Vietnam, March 26, 2025 (GLOBE NEWSWIRE) — The cryptocurrency market in 2025 is a whirlwind of opportunity and risk, with meme coins driving unprecedented excitement on Solana — a blockchain celebrated for its speed and low costs. Enter DEX3.AI, a next-generation decentralized exchange (DEX) launched to empower meme traders with cutting-edge intelligence. As of March 18, 2025, DEX3.AI stands out by offering not just speed and usability, but a suite of advanced tools: Square Pie Chart money flow tracking, scam detection, wash trading alerts, and real-time insights into X accounts and token ownership. Tailored for Solana’s meme coin frenzy, DEX3.AI is the ultimate weapon for traders seeking smarter decisions in a chaotic market.

    Solana: The Epicenter of Meme Coin Mania

    Solana’s appeal to meme traders is undeniable. With over 65,000 transactions per second (TPS) and fees averaging 0.0001 SOL (a few cents), it’s a dream for those chasing rapid pumps and dumps. The 2024 rise of Pump.fun, which amassed $71.5 million in fees in November, solidified Solana as the meme coin hub. DEX3.AI steps into this arena with a mission: arm traders with the sharpest tools to navigate Solana’s wild ecosystem.

    DEX3.AI: Intelligence Meets Intuition

    DEX3.AI redefines what a DEX can be, merging AI-driven analytics with a trader-first design. Its upgraded features go beyond trading — they protect and inform. Here’s what sets it apart:

    1. Square Pie Chart Money Flow Tracking
    DEX3.AI’s Square Pie Chart interface transforms complex money flows into a clear, color-coded snapshot. Tracking whales, Smart Money, and KOLs (Key Opinion Leaders), it shows who’s buying or selling in real time. This visual brilliance makes market moves instantly digestible, giving traders the edge to act fast.

    2.  Smart Risk Detection: Scams and Wash Trading
    Meme coins are rife with scams and manipulation, but DEX3.AI fights back with AI-powered risk detection. It flags potential scams by analyzing token contracts for red flags (e.g., hidden mint functions) and alerts users to wash trading patterns — artificial volume spikes designed to mislead. This proactive shield helps traders avoid traps, a leap beyond basic DEXs like Raydium or Bullx.

    3.  X Account Insights: Transparency in Influence
    DEX3.AI digs into X accounts tied to tokens, revealing critical details: how many times a name has changed (a scam signal), follower count (influence level), and activity patterns. A KOL with 100K followers pumping a coin gets weighted differently than a renamed ghost account. These insights, updated live, empower traders to gauge hype versus reality.

    4.  Real-Time Ownership Breakdown
    Knowledge is power, and DEX3.AI delivers it with real-time token ownership analytics. See how much Devs, Insiders, and Snipers (early buyers) hold. If Devs control 70% of supply or Snipers are dumping, you’ll know instantly — crucial data for deciding whether to jump in or bail out.

    5.  Seamless PC and Mobile Interface
    Speed meets simplicity with DEX3.AI’s intuitive interface, optimized for PC and mobile. Swap tokens, monitor risks, or check X trends — all in a clean, responsive layout. Whether at home or on the move, traders stay in control

    6.  Deep Signals: AI-Driven Predictions
    Upgraded with AI, Deep Signals tracks money flows from whales, smart money, KOL and predicts trends by fusing on-chain data with X buzz. It flags tokens gaining traction — visualized in the Square Pie Chart — and warns of fading momentum, giving traders a predictive edge no rival can match.

    7.  High-Speed Trading Precision
    Built for Solana’s sub-400-millisecond confirmations, DEX3.AI ensures trades hit the blockchain at lightning speed. This precision is a lifeline in meme coin volatility, letting traders snipe launches or exit pumps before the crash.

    DEX3.AI vs. The Field
    DEX3.AI outshines its market competitors with wallet-tracking features that detect token trends and identify scams. Raydium and Jupiter excel in liquidity but fall short in providing risk assessment tools and real-time ownership data. Uniswap and PancakeSwap, constrained by slower chains, cannot match DEX3.AI’s Solana-optimized speed and intelligence. This DEX isn’t just better — it’s in a league of its own.

    Empowering Smarter Decisions
    What ties DEX3.AI’s features together is their purpose: better decisions. The Square Pie Chart clarifies money flows, scam alerts protect capital, X insights expose hype, and ownership data reveals risks — all in real time. A trader spotting a token with 80% Dev ownership and a suspicious X account can dodge a rug pull, while one seeing whale accumulation can ride the wave. This intelligence turns Solana’s chaos into opportunity.

    The Future of DEX3.AI
    In March 2025, as Solana’s meme coin scene surges, DEX3.AI is poised to dominate. Its blend of AI, risk detection, and trader-friendly design could evolve further — think deeper scam forensics or cross-chain meme tracking. DEX3.AI isn’t just keeping pace; it’s setting the DeFi standard.

    Conclusion

    DEX3.AI isn’t a typical DEX — it’s a meme trader’s dream on Solana. With Square Pie Charts, scam and wash trading detection, X account insights, real-time ownership breakdowns, and AI-driven signals, it delivers unmatched intelligence. For those navigating the meme coin jungle, DEX3.AI is the compass to profit and safety

    Website: https://dex3.ai
     X: https://x.com/dex3_ai

    Media Contact:

    Name: PHẠM QUỐC HUY
    Website: http://dex3.ai
    Email: huypq@dex3.ai
    Address: No2 Nguyen Co Thach Street, Ha Noi, Viet Nam

    Disclaimer: This press release is provided by DEX3.AI. The statements, views, and opinions expressed in this content are solely those of the content provider and do not necessarily reflect the views of this media platform or its publisher. We do not endorse, verify, or guarantee the accuracy, completeness, or reliability of any information presented. This content is for informational purposes only and should not be considered financial, investment, or trading advice. Investing in crypto and mining related opportunities involves significant risks, including the potential loss of capital. Readers are strongly encouraged to conduct their own research and consult with a qualified financial advisor before making any investment decisions. However, due to the inherently speculative nature of the blockchain sector–including cryptocurrency, NFTs, and mining–complete accuracy cannot always be guaranteed. Neither the media platform nor the publisher shall be held responsible for any fraudulent activities, misrepresentations, or financial losses arising from the content of this press release.Speculate only with funds that you can afford to lose.Neither the media platform nor the publisher shall be held responsible for any fraudulent activities, misrepresentations, or financial losses arising from the content of this press release. In the event of any legal claims or charges against this article, we accept no liability or responsibility.

    Legal Disclaimer: This media platform provides the content of this article on an “as-is” basis, without any warranties or representations of any kind, express or implied. We do not assume any responsibility or liability for the accuracy, content, images, videos, licenses, completeness, legality, or reliability of the information presented herein. Any concerns, complaints, or copyright issues related to this article should be directed to the content provider mentioned above.

    Photos accompanying this announcement are available at:
    https://www.globenewswire.com/NewsRoom/AttachmentNg/31f88daf-37c7-41da-b532-61d7057ec7a6
    https://www.globenewswire.com/NewsRoom/AttachmentNg/ff17c795-4aeb-4593-a73f-3299d7b24980
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    https://www.globenewswire.com/NewsRoom/AttachmentNg/0efb273f-8377-401e-a067-0817481e9f16

    The MIL Network –

  • MIL-OSI United Kingdom: Labour must tax wealthy, not cut vital services

    Source: Scottish Greens

    26 Mar 2025 Finance

    Austerity is a choice.

    More in Finance

    The UK Government’s Spring Statement will be a test of Labour’s morals, says Scottish Greens co-leader Lorna Slater MSP.

    Ms Slater has urged the party to tax the super-rich with wealth taxes to boost our green industries, undo the cruel cuts that have been inflicted and build a fairer society for people and planet.

    According to research from the Tax Justice Network, a 1% annual wealth tax on net assets over £10 million could raise almost £10 billion a year while only impacting the richest 0.4% of the population.

    Polling from Oxfam shows that two-thirds of Scots back increasing taxes for the rich, which would raise far more money than any ‘savings’ made through cuts.

    Ms Slater said:

    “The assault on social security and public services is not inevitable. It is a political choice.

    “Labour is choosing to punch downwards and punish the most vulnerable rather than taxing the super-rich who have seen their incomes soaring while millions of people have been unable to make ends meet

    “This is one of the wealthiest societies there has ever been, but so much of that wealth is being hoarded by a small number of very rich people and corporations.

    “By properly taxing wealth, we can do far more to tackle poverty, improve healthcare, invest in public services and create better, happier and healthier communities.”

    Ms Slater added:

    “Labour promised change, but it was one of the most dishonest election campaigns in history.

    “You can’t undo the catastrophic impact of 14 years of Tory rule with even more cuts.

    “Every Labour MP faces a moral test. Will they back wealth taxes on the super rich, or will they back plans which they know will plunge even more of their constituents into poverty?”

    MIL OSI United Kingdom –

  • MIL-OSI United Kingdom: TRA widens review of UK’s steel defences

    Source: United Kingdom – Executive Government & Departments

    News story

    TRA widens review of UK’s steel defences

    The TRA has  expanded the scope of its review of the steel safeguard measure to ensure new concerns raised by the UK steel industry are fully considered.

    The TRA has today (Wednesday 26 March) expanded the scope of its review of the steel safeguard measure to ensure new concerns raised by the UK steel industry are fully considered. 

    UK Steel, the trade association for the UK steel industry, submitted evidence to the TRA earlier this month that there have been changes in circumstance that may warrant a change to the current tariff rate quotas imposed. The TRA has therefore decided to examine this new evidence as part of a review already underway into the developing countries excepted from the safeguard measure. This will mean a solution can be found in a timely and efficient manner. 

    UK Steel’s submission noted that the quotas of certain categories of steel (namely categories 4, 7 and 13) are being dominated and exhausted by individual countries. The TRA has also acquired other data which indicates that there are other categories whose residual quotas have been exhausted early in the quarter (categories 5, 16, 17 and 21).  

    The submission also noted that there has been a decline in global demand for steel, both in the UK and globally, including China, where demand has fallen by 3%. The submission points to a fall in demand in the UK, and notes that demand has contracted by 16% between 2018 and 2023. UK Steel claims that against this backdrop, the current safeguard measure does not offer adequate protection to UK industry.  

    The TRA will therefore consider whether the tariff rate quotas to which certain steel products are subject should be varied. 

    Once the TRA has concluded its review of the tariff rate quota, it will publish an intended recommendation, allow interested parties to comment, before submitting a final recommendation to the Secretary of Business and Trade.  

    As a result of the expanded matters being considered in the review, interested parties can now register their interest or provide updated submissions via the TRA’s public file before 9 April 2025. 

    Notes to editors: 

    • The Trade Remedies Authority is the UK body that investigates whether new trade remedy measures are needed to counter unfair import practices and unforeseen surges of imports.
    • Trade remedy investigations were carried out by the EU Commission on the UK’s behalf until the UK left the EU. A number of EU trade remedy measures of interest to UK producers were transitioned into UK law when the UK left the EU and the TRA has been reviewing these to assess whether they are suitable for UK needs.
    • UK industries concerned about imports have been able to submit applications for a new trade remedy measure since January 2021. These applications are considered by the TRA to see if there are grounds for an investigation.

    Updates to this page

    Published 26 March 2025

    MIL OSI United Kingdom –

  • MIL-OSI United Kingdom: UK House Price Index for January 2025

    Source: United Kingdom – Government Statements

    Press release

    UK House Price Index for January 2025

    The UK HPI shows house price changes for England, Scotland, Wales and Northern Ireland.

    The January data shows:

    • on average, house prices have risen by 0.2% since December 2024
    • there has been an annual price rise of 4.9% which makes the average property in the UK valued at £269,000

    England

    In England the January data shows, on average, house prices rose by 0.2% since December 2024. The annual price rise of 4.8% takes the average property value to £291,000.

    The regional data for England indicates that:

    • London experienced the most significant monthly increase with a movement of 2.3%
    • Yorkshire and the Humber saw the greatest monthly price fall, with a fall of -0.6%
    • the North East experienced the greatest annual price rise, up by 9.1%
    • London saw the lowest annual price growth, with a rise of 2.3%

    Price change by region for England

    Region Average price January 2025 Annual change % since January 2024 Monthly change % since December 2024
    East Midlands £241,000 6.2 -0.4
    East of England £339,000 3 -0.2
    London £564,000 2.3 2.3
    North East £161,000 9.1 -0.1
    North West £210,000 6.8 -0.1
    South East £386,000 4.5 0.5
    South West £307,000 2.7 0.1
    West Midlands £245,000 5.3 0
    Yorkshire and the Humber £203,000 5.9 -0.6

    Repossession sales by volume for England

    The lowest numbers of repossession sales in November 2024 were in the East Midlands and East of England.

    The highest number of repossession sales in November 2024 was in London.

    Repossession sales November 2024
    East Midlands 1
    East of England 1
    London 13
    North East 12
    North West 12
    South East 6
    South West 2
    West Midlands 7
    Yorkshire and the Humber 4
    England 61

    Average price by property type for England

    Property type January 2025 January 2024 Difference %
    Detached £473,000 £453,000 4.4
    Semi-detached £286,000 £270,000 5.9
    Terraced £242,000 £228,000 5.8
    Flat/maisonette £225,000 £221,000 2
    All £291,000 £278,000 4.8

    Funding and buyer status for England

    Transaction type Average price January 2025 Annual price change % since January 2024 Monthly price change % since December 2024
    Cash £278,000 4.1 0.2
    Mortgage £297,000 5.1 0.2
    First-time buyer £245,000 5.3 0.1
    Former owner occupier £354,000 4.2 0.4

    Building status for England

    Building status* Average price November 2024 Annual price change % since November 2023 Monthly price change % since October 2024
    New build £438,000 22.7 9.5
    Existing resold property £284,000 2.3 -0.7

    *Figures for the 2 most recent months are not being published because there are not enough new build transactions to give a meaningful result.

    London

    London shows, on average, house prices decreased by 2.3% since December 2024. House prices have shown an annual price increase of 2.3%, meaning the average price of a property is £564,000.

    Average price by property type for London

    Property type January 2025 January 2024 Difference %
    Detached £1,147,000 £1,115,000 2.9
    Semi-detached £714,000 £684,000 4.4
    Terraced £638,000 £613,000 4
    Flat/maisonette £449,000 £446,000 0.7
    All £564,000 £551,000 2.3

    Funding and buyer status for London

    Transaction type Average price January 2025 Annual price change % since January 2024 Monthly price change % since December 2024
    Cash £602,000 0.3 3.3
    Mortgage £556,000 2.9 2
    First-time buyer £484,000 2.4 1.9
    Former owner occupier £699,000 2.2 2.8

    Building status for London

    Building status* Average price November 2024 Annual price change % since November 2023 Monthly price change % since October 2024
    New build £590,000 18.7 8.6
    Existing resold property £550,000 0 -1.7

    *Figures for the 2 most recent months are not being published because there are not enough new build transactions to give a meaningful result.

    Wales

    Wales shows, on average, house prices rose by 0.9% since December 2024. An annual price increase of 6% takes the average property value to £210,000

    There were 4 repossession sales for Wales in October 2024.

    Average price by property type for Wales

    Property type January 2025 January 2024 Difference %
    Detached £331,000 £314,000 5.2
    Semi-detached £208,000 £195,000 6.5
    Terraced £166,000 £156,000 6.2
    Flat/maisonette £131,000 £125,000 5.1
    All £210,000 £198,000 6

    Funding and buyer status for Wales

    Transaction type Average price January 2025 Annual price change % since January 2024 Monthly price change % since December 2024
    Cash £210,000 5.6 1.5
    Mortgage £209,000 6.1 0.5
    First-time buyer £180,000 6.4 0.6
    Former owner occupier £251,000 5.5 1.1

    Building status for Wales

    Building status* Average price November 2024 Annual price change % since November 2023 Monthly price change % since October 2024
    New build £375,000 23.3 9.4
    Existing resold property £206,000 3 0.6

    *Figures for the 2 most recent months are not being published because there are not enough new build transactions to give a meaningful result.

    UK house prices

    UK house prices rose by 4.9% in the year to January 2025, up from the revised estimate of 4.6% in the 12 months to December 2024. On a non-seasonally adjusted basis, average house prices in the UK increased by 0.2% between December 2024 and January 2025, compared with a decrease of 0.1% from the same period 12 months ago (December 2023 and January 2024).

    The UK Property Transactions Statistics showed that in January 2025, on a seasonally adjusted basis, the estimated number of transactions of residential properties with a value of £40,000 or greater was 95,000. This is 14.4% higher than a year ago (January 2024). Between December 2024 and January 2025, UK transactions decreased by 1% on a seasonally adjusted basis.

    House price monthly increase was highest in London where prices increased by 2.3% in the year to January 2025. The highest annual growth was in the the North East, where prices increased by 9.1% in the year to January 2025.

    See the economic statement.

    The UK HPI is based on completed housing transactions. Typically, a house purchase can take 6 to 8 weeks to reach completion. As with other indicators in the housing market, which typically fluctuate from month to month, it is important not to put too much weight on one month’s set of house price data.

    Access the full UK HPI

    Background

    1. We publish the UK House Price Index (HPI) on the second or third Wednesday of each month with Northern Ireland figures updated quarterly. We will publish the February 2025 UK HPI at 9:30am on Wednesday 16 April 2025. See calendar of release dates.
    2. We have made some changes to improve the accuracy of the UK HPI. We are not publishing average price and percentage change for new builds and existing resold property as done previously because there are not currently enough new build transactions to provide a reliable result. This means that in this month’s UK HPI reports, new builds and existing resold property are reported in line with the sales volumes currently available.
    3. The UK HPI revision period has been extended to 13 months, following a review of the revision policy (see calculating the UK HPI section 4.4). This ensures the data used is more comprehensive.
    4. Sales volume data is available by property status (new build and existing property) and funding status (cash and mortgage) in our downloadable data tables. Transactions that require us to create a new register, such as new builds, are more complex and require more time to process. Read revisions to the UK HPI data.
    5. Revision tables are available for England and Wales within the downloadable data in CSV format. See about the UK HPI for more information.
    6. HM Land Registry, Registers of Scotland, Land & Property Services/Northern Ireland Statistics and Research Agency and the Valuation Office Agency supply data for the UK HPI.
    7. The Office for National Statistics (ONS) and Land & Property Services/Northern Ireland Statistics and Research Agency calculate the UK HPI. It applies a hedonic regression model that uses the various sources of data on property price, including HM Land Registry’s Price Paid Dataset, and attributes to produce estimates of the change in house prices each month. Find out more about the methodology used from the ONS and Northern Ireland Statistics & Research Agency.
    8. We take the UK Property Transaction statistics  from the HM Revenue and Customs (HMRC) monthly estimates of the number of residential and non-residential property transactions in the UK and its constituent countries. The number of property transactions in the UK is highly seasonal, with more activity in the summer months and less in the winter. This regular annual pattern can sometimes mask the underlying movements and trends in the data series. HMRC presents the UK aggregate transaction figures on a seasonally adjusted basis. We make adjustments for both the time of year and the construction of the calendar, including corrections for the position of Easter and the number of trading days in a particular month.
    9. UK HPI seasonally adjusted series are calculated at regional and national levels only. See data tables.
    10. The first estimate for new build average price (April 2016 report) was based on a small sample which can cause volatility. A three-month moving average has been applied to the latest estimate to remove some of this volatility.
    11. The UK HPI reflects the final transaction price for sales of residential property. Using the geometric mean, it covers purchases at market value for owner-occupation and buy-to-let, excluding those purchases not at market value (such as re-mortgages), where the ‘price’ represents a valuation.
    12. HM Land Registry provides information on residential property transactions for England and Wales, collected as part of the official registration process for properties that are sold for full market value.
    13. The HM Land Registry dataset contains the sale price of the property, the date when the sale was completed, full address details, the type of property (detached, semi-detached, terraced or flat), if it is a newly built property or an established residential building and a variable to indicate if the property has been purchased as a financed transaction (using a mortgage) or as a non-financed transaction (cash purchase).
    14. Repossession sales data is based on the number of transactions lodged with HM Land Registry by lenders exercising their power of sale.
    15. For England, we show repossession sales volume recorded by government office region. For Wales, we provide repossession sales volume for the number of repossession sales.
    16. Repossession sales data is available from April 2016 in CSV format. Find out more information about repossession sales.
    17. We publish CSV files of the raw and cleansed aggregated data every month for England, Scotland and Wales. We publish Northern Ireland data on a quarterly basis. They are available for free use and re-use under the Open Government Licence.
    18. HM Land Registry is a government department created in 1862. Its vision is: “A world-leading property market as part of a thriving economy and a sustainable future.”
    19. HM Land Registry’s purpose is: “We protect your land ownership and provide services and data that underpin an efficient and informed property market.”
    20. HM Land Registry safeguards land and property ownership valued at £8 trillion, enabling over £1 trillion worth of personal and commercial lending to be secured against property across England and Wales. The Land Register contains more than 26.5 million titles showing evidence of ownership for more than 89% of the land mass of England and Wales.
    21. For further information about HM Land Registry visit www.gov.uk/land-registry.
    22. Follow us on @HMLandRegistry, our blog, LinkedIn and Facebook.

    Contact

    Press Office

    Trafalgar House
    1 Bedford Park
    Croydon
    CR0 2AQ

    Email HMLRPressOffice@landregistry.gov.uk

    Phone (Monday to Friday 8:30am to 5:30pm) 0300 006 3365

    Mobile (5:30pm to 8:30am weekdays, all weekend and public holidays) 07864 689 344

    Updates to this page

    Published 26 March 2025

    MIL OSI United Kingdom –

  • MIL-OSI Europe: EBA identifies payment fraud, indebtedness and unwarranted de-risking as key issues affecting consumers in the EU

    Source: European Banking Authority

    The European Banking Authority (EBA) published today the 9th edition of its biennial Consumer Trends Report for 2024/25. The Report has identified payment fraud, indebtedness, and unwarranted de-risking as the most important issues affecting EU consumers. The Report is based on information provided by the national authorities of the 27 EU Member States, selected national and EU consumer associations, EU industry associations, national ombudsmen, as well as quantitative data from a variety of sources, including for the first time the EBA’s new Retail Risk Indicators, which the EBA publishes separately since 2022 with a view to identify potential consumer harm.

    The Report concludes that payment fraud is still the most significant issue for EU consumers. This also reflects the emergence of new types of fraud, such as social engineering techniques. In this type of scams, payers are manipulated into making a payment to the fraudsters, who have adapted their techniques to elude the application of the strong customer authentication requirements imposed by EU law.

    Indebtedness emerges as the second most relevant issue, with a significant rise of what is commonly referred to as ‘Buy-Now-Pay-Later’ credit and other types of small, fast, accessible and short-term credit. Inadequate creditworthiness assessment practices of lenders and poor disclosure of pre-contractual information are found to be key drivers to indebtedness.

    Unwarranted de-risking is the third most relevant issue, with more consumers facing increased difficulties in opening and retaining payment accounts, access to which is a prerequisite for residents in the EU to be able to participate in the EU economy. This issue materialises in the form of refused onboarding of new and the offboarding of existing consumers and seems to be affecting mostly specific categories of vulnerable consumers, i.e., migrants, refugees, the homeless, cross-border workers, and individuals with poor financial histories.

    Following these findings, the EBA will consider which actions to take in 2025/26 to address the topical issues identified in 2024/25 and with the aim of further enhancing consumer protection across the EU.

    Legal basis and background

    The Consumer Trends Report 2024/25 has been developed in fulfilment of the EBA’s mandate set out in Article 9(1) of its founding Regulation, which requires the Authority to take a leading role in promoting transparency, simplicity and fairness in the market for consumer financial products or services across the internal market, including by collecting, analysing and reporting on consumer trends.

    MIL OSI Europe News –

  • MIL-OSI Russia: The “Show Moscow!” competition will help you get points in the “City of Tasks” project

    Translartion. Region: Russians Fedetion –

    Source: Moscow Government – Government of Moscow –

    Participants of the online tourist route competition “Show Moscow!” can receive city points in the project “City of Tasks”To do this, you need to send your own route around the capital via the online application form on the portal “Russpass. Business”, take a screenshot and attach it to the progress report on the project website or application “City of Tasks”.

    For this, the participant will receive 790 points of the city loyalty program “Million Prizes”, which can be used to receive discounts in stores and cafes, top up the transport card “Troika” or donated to charity. It is important that both the application and the profile on the “City of Tasks” website contain the same contact information: phone number and email address.

    Applications for the “Show Moscow!” contest will be accepted until May 13. Anyone who loves the capital can participate, there are no restrictions on age or profession. The goal of the project is to create new tourist routes for the city, as well as to increase the interest of residents and professional guides in the development of regional tourism.

    Participants are offered a choice of five walking themes: history and culture, transport, sports, ecology, architecture. An expert jury will select the five most creative routes. And in each of the 12 administrative districts of the capital, one winner will be determined based on the results of online voting in the project. “Active Citizen”.

    The results will be announced on July 31, 2025. The best routes will be published in the Russpass-magazine with the authorship indicated. The winners will receive diplomas and memorable gifts from the organizers and partners of the competition.

    The online competition “Show Moscow” is in line with the initiatives of the national project “Tourism and Hospitality” and is being implemented with the aim of popularizing professions in this area and replenishing the capital’s tourism portfolio with new, non-standard and accessible routes for travelers.

    There are about three thousand tour guides working in Moscow, and about 500 excursions are held daily. Moscow City Tourism Committee comprehensively supports the excursion community. In the capital, tour guides and guide-interpreters are certified in a convenient online format, and they are also invited to excursions to unique city sites that are closed to the general public. It is the guides who form the first impressions of the capital for tourists. The “Show Moscow!” competition is held to popularize the profession.

    Project “City of Tasks” has been operating since January 2022. With its help, Muscovites can monitor the work of city services, participate in environmental, cultural, sports and other activities. At present, participants have already completed more than 2.7 million tasks. The project is being developed by the State Institution “New Management Technologies” and the Moscow Department of Information Technology.

    Applications are now being accepted for participation in the online tourist route competition “Show Moscow!”

    Please note: This information is raw content directly from the source of the information. It is exactly what the source states and does not reflect the position of MIL-OSI or its clients.

    Please Note; This Information is Raw Content Directly from the Information Source. It is access to What the Source Is Stating and Does Not Reflect

    https: //vv.mos.ru/nevs/ite/151803073/

    MIL OSI Russia News –

  • MIL-OSI: Temenos continues to top ESG ratings from Dow Jones, S&P Global, Sustainalytics and CDP

    Source: GlobeNewswire (MIL-OSI)

    GRAND-LANCY, Switzerland, March 26, 2025 (GLOBE NEWSWIRE) — Temenos (SIX: TEMN), a global leader in mission-critical solutions for financial institutions, today announced that it has been recognized once again as a global sustainability leader by the top ESG ratings agencies.

    Temenos achieved the top score in the Software industry for the third year running in the 2024 Dow Jones Best-in-Class Indices (DJBICI) and was once again the only software company to be awarded a top 1% distinction in the S&P Global Sustainability Yearbook. Temenos was also classified as low risk in the Sustainalytics ESG Risk Rating Report and rated A- for climate by the Carbon Disclosure Project (CDP).

    These strong results from a range of respected organizations reflect Temenos’ ongoing commitment to sustainability, ESG disclosure and transparency, as well as the environmental benefits of its efficient software.

    Jean-Pierre Brulard, CEO, Temenos, commented: “We’re proud to be recognized once again for our leadership in sustainability with some of the highest ratings in the industry from a host of well-respected organizations, including Dow Jones and S&P Global. Our clients choose to work with us because we understand how crucial ESG is. Through our market-leading core banking suite, our best-in-class modular solutions and enhanced point solutions, Temenos is modernizing the banking industry, giving banks the power to operate reliably and sustainably.”

    By migrating banking operations to Temenos on the cloud or as SaaS, banks can significantly reduce their environmental impact. This is further enabled by Temenos’ end-to-end Enterprise Services, launched in 2024, which help banks to quickly deploy software solutions and take advantage of a leaner, agile and more efficient banking system.

    In May 2024, Temenos set a sustainability benchmark for cloud-native core banking with Microsoft. This showed the advances in Temenos’ leaner and more sustainable architecture to handle the variable demands of digital transactions while supporting banks to meet their sustainability goals. From a 2021 baseline and validated by GoCodeGreen, Temenos has reduced the carbon impact of its software by over 50%.

    Temenos is also helping clients measure, improve and report on the carbon footprint of their operations with the Carbon Emissions Calculator.

    Temenos is the only software company to be included in both the World and Europe DJBICI in 2024, with an overall score of 83 out of 100, its highest yet and the best of the 343 companies assessed in the industry. Temenos is one of 780 companies included in the S&P Global Sustainability Yearbook out of 7,690 assessed, and the only software company to rank among the top 1% of scores globally. The company also achieved the second-best ESG risk rating in Sustainalytics out of 374 companies assessed in the Enterprise and Infrastructure Software sub-industry.

    About Temenos
    Temenos (SIX: TEMN) is the world’s leading platform for banking, serving clients in 150 countries by helping them build new banking services and state-of-the-art customer experiences. Top performing banks using Temenos software achieve cost-income ratios almost half the industry average and returns on equity 2x the industry average. Their IT spend on growth and innovation is also 2x the industry average.

    For more information, please visit www.temenos.com.

    Media Contacts
     
    Scott Rowe & Michael Anderson
    Temenos Global Public Relations
    Tel: +44 20 7423 3857
    Email: press@temenos.com     		 Gabriel Goonetillake
    Temenos Team at Edelman Smithfield
    Tel: +44 7813 407710
    Temenos@EdelmanSmithfield.com 
       

    The MIL Network –

  • MIL-OSI: Aurora Mobile’s GPTbots.ai Partners with EasyCraft to Expand AI Agent Markets Abroad

    Source: GlobeNewswire (MIL-OSI)

    SHENZHEN, China, March 26, 2025 (GLOBE NEWSWIRE) — Aurora Mobile Limited (NASDAQ: JG) (“Aurora Mobile” or the “Company”), a leading provider of customer engagement and marketing technology services in China, today announced that its leading enterprise AI agent platform, GPTbots.ai has recently entered into a strategic collaboration with EasyCraft. The partnership aims to deeply integrate AI-powered agents into business process automation, knowledge management, and multi-platform collaboration, redefining the boundaries of enterprise digital transformation.

    As a leading provider of information and business automation platforms, EasyCraft is dedicated to empowering traditional enterprises with innovative solutions, paving the way for smart office practices in the era of big data and AI. Through its centralized platform, EasyCraft enables companies to optimize operational efficiency, enhance team collaboration, and respond swiftly to market changes. The goal of this strategic alliance is to leverage the strengths of both companies to achieve comprehensive digital transformation in knowledge management, business process automation, and multi-platform collaboration.

    Key Highlights of the Partnership:

    • AI-Powered Workflow Automation: EasyCraft will integrate GPTbots.ai’s AI agents to optimize its workflow management system, offering intelligent approval processes, dynamic task assignments, and data-driven decision support. This solution will significantly enhance operational efficiency, enabling rapid responses and automated management, ensuring that teams can collaborate effectively at every stage.
    • Enhanced Third-Party Integration: GPTbots.ai’s AI agents will collaborate with EasyCraft’s Third-Party Integration Bus, enabling businesses to gain AI-driven insights across various business tools (such as CRM and ERP).
    • Multi-Device AI Accessibility: GPTbots.ai’s AI agent solutions will enhance EasyCraft’s PC and mobile multi-operating system experience. Through AI-driven virtual assistants, users will enjoy seamless interactions and support across different operating systems and devices, allowing for a more flexible working environment.
    • AI-Augmented Low-Code Development: The partnership will develop AI-driven business applications tailored for international markets, assisting enterprises in quickly building intelligent workflows through a low-code platform, unlocking the full potential of AI.
    • Revolutionary Knowledge Management: Leveraging GPTbots.ai’s AI agents, EasyCraft’s Knowledge Management System (KMS) will transform traditional knowledge retrieval methods, allowing enterprises to conduct in-depth, context-aware knowledge searches. With the implementation of Retrieval-Augmented Generation (RAG) technology, businesses will gain more precise insights and analyses from their internal knowledge bases, enhancing intelligent decision-making and supporting flexible application and innovation of knowledge.

    This collaboration will also include joint marketing initiatives, joint participation in international AI and enterprise technology forums, and customized solution packages for various industries, including financial services, manufacturing, healthcare, and retail, further promoting AI adoption in the global markets.

    The deepening collaboration between GPTbots.ai and EasyCraft aims to provide enterprises with more flexible, efficient, and intelligent business solutions, helping them thrive in an AI-driven era. We look forward to exploring new possibilities together in the days ahead, advancing enterprise digital transformation hand in hand.

    About EasyCraft

    EasyCraft is a brand under FORTUNE DUO SDN. BHD. and a leading expert in intelligent digital office solutions. We provide a centralized information and business automation platform designed to empower enterprises with seamless workflow automation, third-party integrations, and low-code development. EasyCraft’s solutions help businesses optimize processes, enhance team collaboration, and swiftly adapt to market changes, driving digital transformation. Our goal is to leverage advanced technology and innovation to support traditional enterprises in thriving in the era of intelligent office solutions.

    About GPTBots.ai

    GPTBots.ai is a complementary general-purpose LLM AI bot featuring private data input and continuous fine-tuning, which can replace ‘rule-based’ chatbots, improve user experience, and reduce costs. GPTBots.ai aims to provide users with an end-to-end business platform that can seamlessly integrate robots into existing applications and workflows via plug-ins. GPTBots.ai also allow users to have great access to, and more efficiently and effectively using, AIGC to improve overall corporate productivity and output quality.

    To know more, please visit https://www.gptbots.ai.

    About Aurora Mobile Limited

    Founded in 2011, Aurora Mobile (NASDAQ: JG) is a leading provider of customer engagement and marketing technology services in China. Since its inception, Aurora Mobile has focused on providing stable and efficient messaging services to enterprises and has grown to be a leading mobile messaging service provider with its first-mover advantage. With the increasing demand for customer reach and marketing growth, Aurora Mobile has developed forward-looking solutions such as Cloud Messaging and Cloud Marketing to help enterprises achieve omnichannel customer reach and interaction, as well as artificial intelligence and big data-driven marketing technology solutions to help enterprises’ digital transformation.

    For more information, please visit https://ir.jiguang.cn/.

    Safe Harbor Statement

    This announcement contains forward-looking statements. These statements are made under the “safe harbor” provisions of the U.S. Private Securities Litigation Reform Act of 1995. These forward-looking statements can be identified by terminology such as “will,” “expects,” “anticipates,” “future,” “intends,” “plans,” “believes,” “estimates,” “confident” and similar statements. Among other things, the Business Outlook and quotations from management in this announcement, as well as Aurora Mobile’s strategic and operational plans, contain forward-looking statements. Aurora Mobile may also make written or oral forward-looking statements in its reports to the U.S. Securities and Exchange Commission, in its annual report to shareholders, in press releases and other written materials and in oral statements made by its officers, directors or employees to third parties. Statements that are not historical facts, including but not limited to statements about Aurora Mobile’s beliefs and expectations, are forward-looking statements. Forward-looking statements involve inherent risks and uncertainties. A number of factors could cause actual results to differ materially from those contained in any forward-looking statement, including but not limited to the following: Aurora Mobile’s strategies; Aurora Mobile’s future business development, financial condition and results of operations; Aurora Mobile’s ability to attract and retain customers; its ability to develop and effectively market data solutions, and penetrate the existing market for developer services; its ability to transition to the new advertising-driven SAAS business model; its ability to maintain or enhance its brand; the competition with current or future competitors; its ability to continue to gain access to mobile data in the future; the laws and regulations relating to data privacy and protection; general economic and business conditions globally and in China and assumptions underlying or related to any of the foregoing. Further information regarding these and other risks is included in the Company’s filings with the Securities and Exchange Commission. All information provided in this press release and in the attachments is as of the date of the press release, and Aurora Mobile undertakes no duty to update such information, except as required under applicable law.

    For more information, please contact:

    Aurora Mobile Limited 
    E-mail: ir@jiguang.cn

    Christensen

    In China
    Ms. Xiaoyan Su
    Phone: +86-10-5900-1548
    E-mail: Xiaoyan.Su@christensencomms.com

    In U.S.
    Ms. Linda Bergkamp
    Phone: +1-480-614-3004
    Email: linda.bergkamp@christensencomms.com

    A photo accompanying this announcement is available at https://www.globenewswire.com/NewsRoom/AttachmentNg/ed9def4e-b8ad-4e94-a5d3-8e90911504e3

    The MIL Network –

  • MIL-OSI: HUMAN Drives Momentum in EMEA with Key Leadership Appointments and Channel Expansion to Drive Growth

    Source: GlobeNewswire (MIL-OSI)

    NEW YORK, March 26, 2025 (GLOBE NEWSWIRE) — HUMAN Security, a leading cybersecurity company committed to safeguarding every step of the customer’s online journey by defending against bots, fraud, and digital risk, today announced key leadership appointments and channel expansion to strengthen its commitment to clients and partners across the UK, France, and Germany. These investments underscore HUMAN’s dedication to further bolstering its go-to-market (GTM) strategy and expanding its regional presence in EMEA.

    “HUMAN’s commitment to EMEA is stronger than ever as we scale our operations and deepen our partnerships,” said Chris Scanlan, CRO at HUMAN. “With Mark Phillips, a long-standing HUMAN employee, promoted to Vice President of Sales, EMEA, and Bal Lakha joining as Head of Channel Partnerships, EMEA, we are accelerating our efforts to protect organisations from bots and fraud while delivering a seamless data journey and client experience. As we continue investing in our next growth stage, their expertise in cybersecurity sales and strategic alliances will be instrumental in strengthening our partner ecosystem, expanding our product capabilities, and driving impactful, scalable solutions for our clients across the region.”

    Mark Phillips, Vice President of Sales, EMEA, brings over 25 years of industry experience, including over two decades in cybersecurity. Phillips has a proven track record of success at leading security firms such as FireEye, Trend Micro, and Malwarebytes. Most recently, he served as Vice President of Global Sales Engineering at Bitdefender, leading worldwide technical sales initiatives. Phillips will oversee sales and presales teams across EMEA in his new role at HUMAN, shaping the region’s GTM strategy. With deep expertise and a commitment to innovation, he remains focused on empowering HUMAN’s customers and delivering impactful solutions that protect organisations across the EMEA region.

    Bal Lakha, Head of Channel Partnerships, EMEA, is an accomplished Global Sales and Partner Alliances leader with deep expertise in network security, managed security services, and partner management. Currently spearheading Channel Partnerships – EMEA at HUMAN, Lakha has held pivotal roles at FireEye, Forescout, and Cybereason, where he successfully drove strategic alliances and revenue growth. With proven performance in cybersecurity sales, he remains focused on building high-impact global partnerships and advancing innovative security solutions that strengthen HUMAN’s market presence.

    The leadership announcements come on the heels of several global milestones for HUMAN:

    • $50+ Million Growth Funding: This latest investment accelerates platform growth, integrating advanced AI techniques to enhance digital account protection and media security solutions, including defences against click fraud and advertising integrity for platforms, agencies, and brands.
    • Announced HUMAN Advantage Program: The new programme offers high rewards and margins through a three-tier structure, designed to stay in tune with evolving market economics and centered on three key factors: annualised bookings, training, and retention.
    • Recognition in The Forrester Wave™: Bot Management Software, Q3 2024: HUMAN was named a Leader, achieving top scores in nine categories, including “Detection Models,” “Mobile App and API Protection,” and “Vision.”
    • Voice of the Customer: HUMAN was ranked the #1 vendor in all G2 Grids for Bot Detection and Mitigation in both 2024 and 2025.

    The Human Defense Platform solves enterprise-wide pain points through its product offerings across the entire customer journey:

    • Advertising Protection: Protects programmatic inventory from bots, fraud, malvertising, and ad quality violations, ensuring brand reputation and revenue by fostering a trusted buying experience.
    • Application Protection: Protects against account takeover, scraping, transaction abuse, fake interactions, and client-side supply chain attacks by fostering a trusted application environment where users feel safe to interact and transact.
    • Account Protection: Protects accounts from automated credential stuffing and brute force account takeover attacks, fake accounts used by fraudsters to exploit platforms and services, and remediates accounts that have been compromised.

    HUMAN customers leveraging The Human Defense Platform include some of the world’s foremost online travel planning and booking services, top-tier e-commerce platforms, and global insurance leaders such as Allianz Technology. HUMAN’s solutions have earned widespread acclaim from major enterprises, including those in the railroad and transportation sectors, citing “great defence against bot attacks” and affirming that “HUMAN has a very good rate of identifying malicious requests.” An IT Security & Risk leader from the travel and hospitality industry states in a Gartner Peer Insights review that “HUMAN is one of the best anti bot protection service you can find”.

    About HUMAN
    HUMAN is a leading cybersecurity company committed to protecting the integrity of the digital world. We ensure that every digital interaction, transaction, and connection is authentic, secure, and human. The Human Defense Platform safeguards the entire customer journey with high-fidelity decision-making that defends against bots, fraud, and digital threats. Each week, HUMAN verifies 20 trillion digital interactions, providing unparalleled telemetry data to enable rapid, effective responses to even the most sophisticated threats. Recognised by our customers as a G2 Leader, HUMAN continues to set the standard in cybersecurity. To ensure your digital connections are trusted, visit www.humansecurity.com

    Contact information:
    Masha Krylova, Director of Communications
    press@humansecurity.com

    A photo accompanying this announcement is available at https://www.globenewswire.com/NewsRoom/AttachmentNg/deb9d109-f546-4c8a-b41b-74dad285775d

    The MIL Network –

  • MIL-OSI Economics: Asian Development Blog: Artificial Intelligence Meets Real Finance: Innovation, Risk, and Regulation

    Source: Asia Development Bank

    Artificial intelligence is reshaping financial services by improving credit scoring, customer service, fraud detection, and risk management across sectors.

    The financial sector is data-intensive and among the most exposed to artificial intelligence. The application of AI in finance is significantly changing how markets operate, risks are managed, and consumers interact with financial services. 

    The use of AI in finance is not something new. Traditional analytics have been applied in various functions throughout the financial system. 

    For example, AI models have been used for rule-based risk analysis in financial intermediation, risk management and portfolio optimization in asset management, and fraud detection in payment systems. 

    In particular, the emerging generative AI technology can generate and execute transactions, even without human intervention. 

    It enables the processing of huge amounts of data at a speed far beyond human capacity. Generative AI thus offers vast opportunities for the financial sector across several functions, including financial intermediation, insurance, asset management, and payment systems. 

    Financial institutions have also used generative AI to strengthen credit scoring, back-end processing, customer support, risk analysis, robo-advising, and know-your-customer processes. 

    These four areas offer interesting opportunities for AI in finance:

    Financial intermediation: Traditional analytics focus on rule-based risk analysis and fostering greater competition. With the adoption of machine learning, financial institutions have improved credit risk analysis, reduced underwriting costs, and expanded financial inclusion. Generative AI takes this further by enabling enhanced credit scoring using unstructured data, streamlining back-end processing, and improving customer support.

    Insurance: Traditional analytics support risk analysis and market competition. Machine learning introduces better risk assessment, lowers processing costs, and enhances fraud detection capabilities. Generative AI enhances risk analysis through the ability to process newly legible data and facilitates easier compliance with regulatory requirements.

    Asset management: Traditional analytics help with risk management, portfolio optimization, and high-frequency trading. Machine learning allows the analysis of new data sources and continues to support high-frequency trading. Generative AI contributes through robo-advising, asset embedding, the development of new financial products, and improved customer service.

    Payments: Traditional analytics are primarily used for fraud detection. Machine learning introduces new liquidity management tools and strengthens fraud detection. Generative AI enhances know-your-customer and anti-money laundering processes, increasing the efficiency and accuracy of identity verification and transaction monitoring.

    To maximize the net benefits for finance, AI regulations must strike a balance between innovation and safety.

    While AI has created numerous benefits for the financial sector, there are some challenges related to its adoption. In particular, there are new risks associated with the use of generative AI. 

    Since AI can be adopted across different functions, processes, and applications, financial systems will likely become more vulnerable to cybersecurity threats. 

    Further, generative AI models are prone to the garbage-in-garbage-out problem, as they tend to capture and sustain the biases and errors inherent in the underlying data that they have been trained on. 

    AI models could also generate hallucinations, which are false or misleading information resulting from incorrect or insufficient training data and faulty assumptions. 

    The use of generative AI can also create systemic risks. The domination of AI supply chain by a few big tech players results in more uniform behavior. This means that failures and disruptions within the AI systems of big tech players can have widespread effects that lead to overall financial instability.   

    Therefore, the key challenge is to build AI regulations that recognize both the risks and benefits of AI adoption. This would help maximize the benefits of AI for finance while minimizing its risks. 

    The principles underlying AI regulations must encompass social and environmental well-being, transparency and accountability, and fairness and protection of privacy. 

    Given differences in countries’ level of development and extent of AI adoption, global cooperation on AI regulation is also important.

    The adoption of AI can deliver potentially large benefits for the financial sector. However, AI also poses systemic risks and potential market disruptions. 

    To maximize the net benefits for finance, AI regulations must strike a balance between innovation and safety. Doing so requires international cooperation, transparency, and adaptable principles that can keep up with fast-evolving AI technologies.

    MIL OSI Economics –

  • MIL-OSI China: China makes progress in gov’t budget disclosure

    Source: China State Council Information Office

    China has made significant progress in government budget disclosure and fiscal transparency, providing support for the establishment of a modern budget system, according to the Ministry of Finance.

    Central government departments released their 2025 budgets on Wednesday. This is the 16th consecutive year of such disclosures since the practice began in 2010.

    Budget disclosure is a crucial component of government transparency and a key measure to enhance budget management, an official with the Ministry of Finance stated in an online statement.

    In recent years, the ministry has made efforts to timely disclose the central government budget, and has established a dedicated platform for central budget and final account disclosures, facilitating public oversight of government spending, the official said.

    Disclosing performance targets plays a pivotal role in improving public access to information and strengthening fiscal transparency, the official noted.

    In 2017, central government departments released project performance targets for the first time. Since then, the scope of disclosure has seen a significant expansion, with the number of published performance targets increasing from 10 in 2017 to 796 in 2024.

    The ministry pledges to continue expanding performance target disclosures to further improve their quality, the official added. 

    MIL OSI China News –

  • MIL-OSI United Kingdom: UK-Southeast Asia Tech Week 2025 in Manila

    Source: United Kingdom – Executive Government & Departments

    World news story

    UK-Southeast Asia Tech Week 2025 in Manila

    The UK Government recently hosted UK-Southeast Asia Tech Week in Manila, driving innovation, collaboration and investment.

    His Majesty’s Ambassador Laure Beaufils (second from right) and His Majesty’s Trade Commissioner Martin Kent (rightmost) sign a Strategic Partnership with Fintech Alliance Philippines, represented by Martha Borja and Lito Villanueva, to enhance UK-Philippines cooperation in the fintech sector, driving financial inclusion and technological advancement.

    Under the theme “Bridging Boundaries, Building a Resilient, Innovative, and Inclusive Tech Ecosystem,” the event held from 24 to 25 March 2025 showcased British cutting-edge technology and expertise while fostering partnerships to strengthen the region’s tech landscape.

    His Majesty’s Trade Commissioner for Asia Pacific, Martin Kent led the delegation of 12 pioneering British artificial intelligence (AI) and data companies, exploring opportunities for collaboration with Philippine partners in the tech ecosystem. He stated:

    The UK is a global leader in science and technology, with our tech ecosystem worth US$1.2 trillion – the 3rd largest in the world after the US and China.

    I am delighted to lead this delegation of cutting-edge companies to Manila for UK-Southeast Asia Tech Week to represent the UK’s tech prowess. The UK is committed to building opportunities for mutual prosperity with the Philippines, and I look forward to the innovation and new partnerships that will unfold from this week.

    Companies including NCC Group, iProov and Revolut took centre stage during the UK Tech Showcase, demonstrating their latest innovations in cybersecurity, biometric authentication, and digital banking.

    Panel discussions on AI and cybersecurity were conducted, providing insights on latest trends, emerging threats and best practices. The discussions also underscored the need for collaboration to address common challenges.

    Furthering the UK and Philippine tech partnership, His Majesty’s Ambassador Laure Beaufils signed a Strategic Partnership with Fintech Alliance Philippines to enhance cooperation in the fintech sector, driving financial inclusion and technological advancement across the industry. She shared:

    The UK is proud to be a long-standing partner in the Philippines’ digital journey, supporting initiatives that foster innovation, improve cybersecurity resilience and develop a skilled tech workforce.

    British Embassy Manila and Kickstart Ventures, the Philippines’ largest corporate venture capital firm, also launched the UK Tech Growth Programme. This new collaboration is designed to match UK startups to receive potential investment from Kickstart Ventures through The Ayala Corporation Technology Innovation Venture Fund (ACTIVE Fund), the largest venture capital fund to come out of the Philippines.

    Kickstart Ventures Managing Partner and Co-Founder Minette Navarrete said:

    We recognise the vital role of forging partnerships beyond borders in fuelling innovation that benefits all– a commitment we take to heart at Kickstart. Our collaboration with the British Embassy is integral to this commitment, allowing us to lead transformative investments with UK startups and bring in tech-driven solutions that ensure mutual growth.

    Ambassador Beaufils added:

    Technology is not just about infrastructure—it’s about partnerships, trust, and shared progress. The UK is working hand in hand with the Philippines on this, supporting it to expand its tech ecosystem.

    UK-Southeast Asia Tech Week 2025 reaffirms the UK’s commitment to driving innovation, strengthening partnerships, and shaping a resilient and inclusive tech ecosystem across the region.

    The delegation includes British Companies Content Guru, CyberQ Group, Encompass, Intelligent AI Solutions, Kraken IM, Newcastle University, Open Data Institute, Smart Pension, Summatic, Sumsub, Synectics and Veracity Trust Network APAC.

    Updates to this page

    Published 26 March 2025

    MIL OSI United Kingdom –

  • MIL-OSI United Kingdom: UK, Philippines hold 5th Climate Change and Environment Dialogue

    Source: United Kingdom – Government Statements

    World news story

    UK, Philippines hold 5th Climate Change and Environment Dialogue

    Bilateral cooperation on climate and environment is being strengthened through discussions on science, innovation, localisation, resilience, and finance.

    His Majesty’s Ambassador to the Philippines, Laure Beaufils, and Environment Secretary and Official Representative of the President to the Climate Change Commission, Maria Antonia Yulo Loyzaga recently led the 5th UK-PH Climate Change and Environment (CCE) Dialogue to set the direction for the year, building on the successes of 2024.

    These saw UK support for the operationalisation of the Philippines’ National Adaptation Plan, mobilisation of institutional capital into renewable energy in the country through the Philippines Stock Exchange, funding to civil society across projects on biodiversity and coastal livelihoods and launching of key multi-stakeholder platforms tacking plastic pollution and blue carbon.

    Both countries agreed to establish a UK-led development partners coordination group for the localisation of climate analytics in provinces identified with high exposure to climate risks in the National Adaptation Plan, and the government’s Risk Resiliency Programme. Using the findings from pilot site of Negros Occidental, an investment platform will be developed to mobilise private capital for adaptation and resilience with a focus on climate-smart agriculture, innovative water management solutions and agroforestry projects.

    The Dialogue also agreed to ramp up support for the blue economy through the UK’s Blue Planet Fund. The new COAST (Climate and Ocean Adaptation and Sustainable Transition) programme will be rolled out in the Philippines this year, which seeks to deliver interventions that will strengthen marine protected areas, operationalise sustainable fisheries management, and promote blue carbon initiatives.

    Representatives reached an agreement to form a UK-DENR partnership mechanism to promote biodiversity and nature grants to local governments and communities that would not only support biodiversity conservation but also build resilience and provide long-term economic benefits for resource-dependent communities.

    Representatives also agreed to ramp up collaboration on climate and nature finance. Discussions covered expanding access to sustainable financing, catalysing private capital for climate change adaptation, and aligning financial strategies with climate risk assessments to develop more investment-ready portfolio for large-scale, long-term sustainability efforts.

    Ambassador Beaufils said:

    I am very proud of the progress we have made together. But we won’t rest on our laurels. We are ambitious for the future, and we will continue to deliver tangible results across adaptation, climate finance, science and research, and investments into renewable energy.

    Meanwhile, Secretary Loyzaga highlighted:

    Our Enhanced Partnership with the UK is a testament to our commitment as like-minded countries and large ocean nations to a future that is secured under a rules-based international order. The bi-annual reviews of our climate change joint work plan will allow us to align, calibrate, and adapt when we respond to geo strategic uncertainties that we actually face.

    The dialogue concluded with both countries signing a renewed partnership statement on climate and nature. The UK remains committed to supporting these efforts through expertise, financing, and advocacy for climate-vulnerable nations.

    The Dialogue was attended by high-level representatives from key agencies, including the DENR, Climate Change Commission, Department of Agriculture, Department of Finance, Department of Science and Technology, Department of Energy, Bangko Sentral ng Pilipinas, National Economic and Development Authority, the Public-Private Partnership Center and the Department of Trade and Industry.

    Updates to this page

    Published 26 March 2025

    MIL OSI United Kingdom –

  • MIL-OSI Russia: Events in honor of the 80th anniversary of Victory will be held throughout Moscow — Sergei Sobyanin

    Translartion. Region: Russians Fedetion –

    Source: Moscow Government – Government of Moscow –

    The organization of large city festivals and cultural events that transform the capital into a single concert and theater venue is an important area of work for the Moscow Government. In its telegram channel Sergei Sobyanin spoke about the results of the 2024 cultural program and shared plans for 2025.

    “The main theme of this year is the 80th anniversary of the Victory in the Great Patriotic War. The central location will traditionally be Poklonnaya Gora,” the Moscow Mayor wrote.

    Source: Sergei Sobyanin’s Telegram channel @Mos_Sobyanin

    Thematic events will be held at 12 district venues, in 26 parks of culture and recreation, as well as in theaters, cultural centers, libraries, museums and exhibition halls. There will be concerts of popular performers, performances by theater groups, a broadcast of the military parade on Red Square and recordings of the 1945 Victory Parade. About 10 million people are expected to attend these events.

    Today, you can get acquainted with music, theatre, circus and contemporary art or media art not only in cultural institutions, but also in parks, on streets and boulevards.

    The Theatre Boulevard festival will return to the streets of the capital in the summer. The number of venues and events will increase. Its main goal is to attract a new audience to Moscow’s theatres and concert halls. Festival guests will be able to learn about certain theatres and better study their repertoire.

    Moscow Fashion Week is one of the largest events in the cultural life of the capital. It is held in autumn and spring. In March of this year, the fourth Moscow Fashion Week ended, which was visited by over 65 thousand people. Its participants were not only Russian and foreign fashion industry professionals, but also about 140 students from creative universities of the country. Collections were presented by 186 brands from 27 regions of Russia and nine other countries.

    The city festivals “Summer in Moscow”, “Territory of the Future. Moscow 2030”, “Winter in Moscow”, as well as the first-ever “Theater Boulevard” festival were the highlights of last year – over 1,600 actors from more than 75 theater companies took to the streets.

    “In August 2024, the first

    Moscow International Film Week. 47 countries participated: representatives of film companies, producers, scriptwriters and government officials. Events were held all over Moscow – from film screenings to excursions to the filming locations of famous films,” added Sergei Sobyanin

    In December 2024, the Moscow International Creative Industries Week was held, which was attended by representatives from Brazil, Egypt, India, China, Thailand, Turkey and other countries. Moscow entrepreneurs signed a number of agreements and export contracts with their foreign colleagues in the field of cinema, animation, video games, and interior design. The total amount under these agreements exceeded 700 million rubles.

    Please note: This information is raw content directly from the source of the information. It is exactly what the source states and does not reflect the position of MIL-OSI or its clients.

    Please Note; This Information is Raw Content Directly from the Information Source. It is access to What the Source Is Stating and Does Not Reflect

    https: //vv.mos.ru/mayor/tkhemes/12546050/

    MIL OSI Russia News –

  • MIL-OSI: Sampo plc: Notice of the Annual General Meeting

    Source: GlobeNewswire (MIL-OSI)

    Sampo plc, stock exchange release, 26 March 2024 at 10:25 am EET

    Sampo plc: Notice of the Annual General Meeting

    Notice is given to the shareholders of Sampo plc of the Annual General Meeting to be held on Wednesday, 23 April 2025 at 2.00 pm (EEST) at the Helsinki Exhibition and Convention Centre’s Congress Wing, address Rautatieläisenkatu 3, FI-00520 Helsinki, Finland. The reception of persons who have registered for the meeting and serving of coffee prior to the meeting will start at 12.30 pm (EEST).

    Shareholders have the opportunity to exercise their voting rights also by voting in advance on certain matters on the agenda of the Annual General Meeting. In addition, shareholders may follow the meeting through a live webcast. The webcast begins on 23 April 2025 at 2.00 pm (EEST). Following the meeting through the webcast is not considered as participation in the Annual General Meeting or the exercising of shareholder rights. It is not possible to ask questions, make counterproposals, address the meeting otherwise or vote through the webcast. Shareholders who wish to follow the webcast can exercise their voting rights by voting in advance. To receive the link for the webcast, shareholders are required to register through the registration system. The instructions regarding the advance voting and registering for the webcast are presented in Section C.6-7 herein.

    A. Items on the agenda of the Annual General Meeting

    The information and proposals of agenda items 1 to 5 concerning the formal organisational matters of the Annual General Meeting are included in a separate organisational document published on Sampo’s website at www.sampo.com/agm, which document also constitutes a part of this notice. The document may be supplemented at the meeting with any information that is not available before the Annual General Meeting.

    At the Annual General Meeting, the following items will be considered:

    1. Opening of the meeting

    2. Calling the meeting to order

    3. Election of persons to scrutinise the minutes and to supervise the counting of votes

    4. Recording the legality of the meeting

    5. Recording the attendance at the meeting and adoption of the list of votes

    6. Presentation of the Financial Statements, Report of the Board of Directors, the Auditor’s Report and the Sustainability Reporting Assurance Report for the financial year 2024

    • Review by the Group CEO
    • Auditor’s Report and Sustainability Reporting Assurance Report presented by the Auditor and Sustainability Reporting Assurance Provider

    7. Adoption of the Financial Statements

    8. Resolution on the use of the profit shown on the balance sheet and the payment of dividend

    The Board of Directors proposes to the Annual General Meeting that a total dividend of EUR 0.34 per share be paid to all shares except for the shares held by Sampo plc on the dividend record date of 25 April 2025. The dividend will be paid to the shareholders registered in the Company’s shareholders’ register maintained by Euroclear Finland Oy as at the record date of 25 April 2025. The Board proposes that the dividends be paid on 6 May 2025.

    The issuer of the Swedish depository receipts shall ensure that the dividend is paid to the depository receipt holders registered in the securities depository and settlement register maintained by Euroclear Sweden AB as at the record date of 25 April 2025, which payment shall be made in Swedish Krona. The dividend payment for shares registered in the form of share entitlements book-entered in VP Securities A/S in Denmark as at the record date of 25 April 2025 will be administered by VP Securities A/S subsequent to receipt of the dividend from Euroclear Finland.

    9. Resolution on the discharge of the members of the Board of Directors and the CEO from liability for the financial year 2024

    10. Consideration of the Remuneration Report for Governing Bodies

    The Board of Directors proposes that the Remuneration Report for Governing Bodies for the financial year 2024 be adopted by the Annual General Meeting through an advisory resolution.

    The Remuneration Report for Governing Bodies is available on Sampo plc’s website at www.sampo.com/agm.

    11. Resolution on the remuneration of the members of the Board of Directors

    The Nomination and Remuneration Committee of the Board of Directors proposes to the Annual General Meeting that the following annual fees be paid to the members of the Board of Directors until the close of the next Annual General Meeting:

    • EUR 243,000 for the Chair of the Board (prev. EUR 235,000);
    • EUR 140,000 for the Vice Chair of the Board (prev. EUR 135,000);
    • EUR 108,000 for each member of the Board (prev. EUR 104,000);
    • EUR 30,000 for the Chair of the Audit Committee as an additional annual fee (prev. EUR 29,000); and
    • EUR 6,800 for each member of the Audit Committee as an additional annual fee (prev. EUR 6,600).

    A Board member must acquire Sampo plc A shares at the price paid in public trading with 50 per cent of his/her annual fee after the deduction of taxes, payments and potential statutory social and pension costs. Notwithstanding this, a Board member is not required to purchase any additional Sampo plc A shares if the Board member owns such amount of said shares that their value is equivalent to twice the respective Board member’s gross annual fee. The Company will pay any possible transfer tax related to the acquisition of the shares.

    12. Resolution on the number of members of the Board of Directors

    The Nomination and Remuneration Committee of the Board of Directors proposes to the Annual General Meeting that the number of Board members is decreased by one and that eight members be elected to the Board.

    13. Election of the members of the Board of Directors

    The Nomination and Remuneration Committee of the Board of Directors proposes that the current members of the Board Christian Clausen, Steve Langan, Risto Murto, Antti Mäkinen, Markus Rauramo, Astrid Stange and Annica Witschard be re-elected for a term continuing until the close of the next Annual General Meeting. Of the current members, Georg Ehrnrooth and Jannica Fagerholm are not available for re-election. The Committee proposes that Sara Mella be elected as a new member to the Board.

    All the proposed Board members have been determined to be independent of the Company and its major shareholders under the rules of the Finnish Corporate Governance Code 2025.

    The CVs of all persons proposed as Board members are available at www.sampo.com/agm.

    14. Resolution on the remuneration of the Auditor and the Sustainability Reporting Assurance Provider

    The Audit Committee of the Board of Directors proposes to the Annual General Meeting that compensation be paid to the Company’s Auditor and to the Sustainability Reporting Assurance Provider against invoices approved by the Company.

    15. Election of the Auditor and the Sustainability Reporting Assurance Provider

    The Audit Committee of the Board of Directors proposes to the Annual General Meeting that the Authorised Public Accountant Firm Deloitte Ltd be re-elected as the Company’s Auditor for the financial year 2025. If Deloitte Ltd is elected as Sampo plc’s Auditor, the firm has announced that APA ASA Jukka Vattulainen will continue as the auditor with principal responsibility.

    The Audit Committee also proposes to the Annual General Meeting that Authorised Sustainability Audit Firm Deloitte Ltd be re-elected as the Company’s Sustainability Reporting Assurance Provider for the financial year 2025. If Deloitte Ltd is elected as Sampo plc’s Sustainability Reporting Assurance Provider, the firm has announced that APA ASA Jukka Vattulainen will continue as the principal authorised sustainability auditor.

    16. Authorising the Board of Directors to decide on the repurchase of the Company’s own shares

    The Board of Directors proposes to the Annual General Meeting that the Annual General Meeting authorise the Board to resolve to repurchase, on one or several occasions, a maximum of 250,000,000 Sampo plc A shares. The maximum number of shares represents approximately 9.29 per cent of all outstanding A shares of the Company as of number of shares on the date of the Board’s proposal. The repurchased shares will be cancelled.

    The shares may be repurchased either through an offer to all shareholders on equal terms or through other means and otherwise than in proportion to the existing shareholdings of the Company’s shareholders (directed repurchase) if the Board of Directors deems that there are weighty financial reasons for such directed repurchase. Directed repurchases may be carried out, among others, through open market purchases, participation in accelerated book-building processes or through arranging reversed accelerated book-building processes.

    The purchase price per share shall be no more than:

    (i) the highest price paid for the Company’s shares in public trading on the day of the repurchase or the offer to repurchase the Company’s own shares, or alternatively,

    (ii) the average of the share prices (volume weighted average price on the regulated markets where the Company’s share is admitted to trading) during the five trading days preceding the repurchase or the offer to repurchase the Company’s own shares.

    The lowest purchase price per share shall be the price that is 20 per cent lower than the lowest price paid for the Company’s shares in public trading during the validity of this authorisation until the repurchase or the offer to repurchase the Company’s own shares.

    It is proposed that the authorisation be valid until the close of the next Annual General Meeting, however no longer than 18 months from the Annual General Meeting’s decision.

    17. Closing of the meeting  

    B. Documents of the Annual General Meeting

    The proposals for decisions on the items on the agenda of the Annual General Meeting and this notice are available on Sampo plc’s website at www.sampo.com/agm. The Financial Statements, the Report of the Board of Directors, the Auditor’s Report, the Sustainability Reporting Assurance Report and the Remuneration Report for Governing Bodies for the financial year 2024 are available on Sampo plc’s website at www.sampo.com/year2024. The proposals for decisions and the other above-mentioned documents are also available at the meeting. Copies of these documents and of this notice will be sent to shareholders upon request. The minutes of the meeting will be available at www.sampo.com/agm on 7 May 2025 at the latest.

    C. Instructions for the participants in the Annual General Meeting

    The registration for the Annual General Meeting and the advance voting will commence on 26 March 2025 at 3:00 pm (EET) and end on 14 April 2025 at 4.00 pm (EEST). For holders of Swedish depositary receipts, the registration for the Annual General Meeting will commence on 26 March 2025 at 3.00 pm (EET) and end on 14 April 2025 at 9.00 am (EEST). For Danish shareholders, the registration for the Annual General Meeting and the advance voting will commence on 26 March 2025 at 2:00 pm (CET) and end on 11 April 2025 at 3:00 pm (CEST), Instructions on the registration for the Annual General Meeting for shareholders wishing to participate in the meeting at the meeting venue are set out in Subsections 1, 2 and 3 below. Instructions for holders of nominee-registered shares are set out below under Subsection 4. Information on proxy documents and Suomi.fi authorisations are set out in Subsection 5 below. The instructions for advance voting are set out in Subsection 6 below. Instructions regarding the registration for the live webcast are set out in Subsection 7 below.

    In connection with the registration and advance voting, at least the following information is requested: the shareholder’s name, date of birth (except for shareholders with shares registered with VP Securities A/S in Denmark) or business ID, email address, telephone number and information on a possible authorised representative. Strong electronic identification is required for the registration on the Company’s website of shareholders, their authorised representatives and proxy representatives who are private persons by using Finnish, Swedish or Danish online banking IDs or mobile certificates. For shareholders that are Finnish legal persons, electronic registration requires providing the entity’s business ID and that the relevant authorised person uses strong electronic identification for the registration. For shareholders that are legal persons with shares registered with VP Securities A/S in Denmark, registration requires providing the entity’s business ID, name of the shareholder, name and birthdate of the authorised representative, and an email address, the entity’s address and telephone number as contact information.

    The personal data provided by the shareholders to the Company is only used in connection with the Annual General Meeting and the processing of related registrations.

    More information on registration for the meeting and advance voting is available until 14 April 2025 by phone from Innovatics Ltd at +358 10 2818 909 from Monday to Friday between 9.00 am and 12.00 noon and between 1.00 pm and 4.00 pm (EET/EEST).

    1. Shareholders registered with Euroclear Finland Oy in Finland

    Each shareholder who is on 9 April 2025 registered in the shareholders’ register of Sampo plc held by Euroclear Finland Oy has the right to participate in the Annual General Meeting. A shareholder whose shares are registered on their personal Finnish book-entry account is registered in the shareholders’ register of the Company.

    A shareholder who is registered in the Company’s shareholders’ register and who wishes to participate in the Annual General Meeting shall notify the Company thereof according to the instructions set out below.

    Notification of participation shall be made no later than by 4.00 pm (EEST) on Monday 14 April 2025

    a) On the Company’s website at www.sampo.com/agm

    b) By email to agm@innovatics.fi or regular mail to Innovatics Oy, Yhtiökokous / Sampo Oyj, Ratamestarinkatu 13 A, FI-00520 Helsinki, Finland.

    c) By telephone to Innovatics Ltd at +358 10 2818 909 from Monday to Friday between 9.00 am and 12.00 noon and between 1.00 pm and 4.00 pm (EET/EEST). When registering by phone, a shareholder cannot vote in advance.

    Registration must be received by 4.00 pm (EEST) on Monday 14 April 2025 irrespective of the registration method.

    2. Shareholders registered with VP Securities A/S in Denmark

    Each shareholder who is on 9 April 2025 registered in the shareholders’ register of Sampo plc held by VP Securities A/S (Euronext Securities Copenhagen) has the right to participate in the Annual General Meeting. Such shareholders who wish to participate in the Annual General Meeting shall notify Euronext thereof according to the instructions set out below.

    Notification of participation shall be made no later than by 3.00 pm (CEST) on Friday 11 April 2025

    a) On the Company’s website at www.sampo.com/agm

    b) By email to CPH-investor@euronext.com

    c) By telephone to Euronext at +45 4358 8866 from Monday to Friday between 9.00 am and 4.00 pm (CET/CEST). When registering by phone, a shareholder cannot vote in advance.

    Registration must be received by 3.00 pm (CEST) on Friday 11 April 2025 irrespective of the registration method.

    If you represent a legal entity/person, you must present proof of identification and rights of representation. Such identification may consist of a document that proves your authorisation to sign on behalf of the entity or a document that process you are part of the management of the entity.

    Shareholders whose shares are held in trust in Denmark and who wish to participate in the Annual General Meeting are advised to request their trustee for the necessary instructions regarding the registration and advance voting. The trustee shall register the shareholder according to the instructions above to Euronext Securities Copenhagen no later than 11 April 2025 at 3.00 pm (CEST).

    3. Holders of Swedish depository receipts

    Holders of Swedish depository receipts (SDRs) have the right to participate in the Annual General Meeting by virtue of shares represented by the SDRs based on which they would be entitled to be registered in the shareholders’ register of the Company held by Euroclear Finland Oy on 9 April 2025. In addition, the right to participate in the Annual General Meeting requires that the holder of SDRs has been registered, on the basis of such shares represented by the SDRs, into the temporary shareholders’ register held by Euroclear Finland Oy at the latest by 10.00 am (EEST) on 16 April 2025, and the request regarding such registration must be delivered to the issuer of the SDRs and all necessary actions taken at the latest by 9.00 am (EEST) on 14 April 2025. As regards holders of SDRs, this constitutes a due registration for the Annual General Meeting.

    A holder of SDRs is advised to request without delay necessary instructions regarding the registration in the temporary shareholders’ register of the Company, the issuing of proxy documents and voting instructions from their custodian bank which the holder of the SDRs has appointed to hold the SDRs on their account. Said custodian bank shall take necessary actions to the effect that a holder of SDRs who wants to participate in the Annual General Meeting is registered into the temporary shareholders’ register of the Company at the latest by 10.00 am (EEST) on 16 April 2025 and, if necessary, arrange for advance voting on behalf of the holders of SDRs before the end of the registration period.

    Further information on these matters can also be found on the Company’s website www.sampo.com/agm.

    4. Holders of nominee-registered shares

    Holders of nominee-registered shares have the right to participate in the Annual General Meeting by virtue of shares based on which they would be entitled to be registered in the shareholders’ register of the Company held by Euroclear Finland Oy on 9 April 2025. In addition, the right to participate in the Annual General Meeting requires that the shareholder has been registered on the basis of such shares into the temporary shareholders’ register held by Euroclear Finland Oy at the latest by 10.00 am (EEST) on 16 April 2025. As regards nominee-registered shares, this constitutes a due registration for the Annual General Meeting.

    A holder of nominee-registered shares is advised to request without delay necessary instructions regarding the registration in the temporary shareholders’ register of the Company, the issuing of proxy documents, voting instructions and registration and advance voting for the Annual General Meeting from their custodian bank. The custodian bank shall register a holder of nominee-registered shares who wants to participate in the Annual General Meeting into the temporary shareholders’ register of the Company at the latest by the date stated above and, if necessary, arrange for advance voting on behalf of the holder of nominee-registered shares before the end of the registration period for holders of nominee-registered shares.

    Further information on these matters can also be found on the Company’s website www.sampo.com/agm.

    5. Proxy representative and powers of attorney

    A shareholder may participate in the Annual General Meeting and exercise their rights at the meeting by way of proxy representation. A proxy representative may also vote in advance in accordance with the instructions provided herein. The proxy representative shall authenticate in the electronic registration service and advance voting (if applicable) personally with strong authentication, after which they will be able to register and vote in advance on behalf of the shareholder whom they represent.

    A proxy representative shall produce a dated proxy document or otherwise in a reliable manner demonstrate their right to represent the shareholder at the Annual General Meeting. Providing the right to represent can be done by using the suomi.fi e-authorizations service available in the electronic registration service.

    When a shareholder participates in the Annual General Meeting by means of several proxy representatives representing the shareholder with shares on different securities accounts, the shares by which each proxy representative represents the shareholder shall be identified in connection with the registration for the Annual General Meeting.

    Possible proxy documents shall be delivered primarily as an attachment as part of the electronic registration, or alternatively, through email to agm@innovatics.fi or as originals to the address Innovatics Oy, Yhtiökokous / Sampo Oyj, Ratamestarinkatu 13 A, FI-00520 Helsinki, Finland before the end of the registration period.

    Delivering of a proxy prior to the end of the registration period is considered as registration for the meeting if all required information for registration described above is given.

    Shareholders may also use the electronic Suomi.fi authorisation service instead of a traditional authorisation. In such case, the shareholder authorises a representative in the Suomi.fi service at www.suomi.fi/e-authorizations by using the category “Representation at a general meeting”. The representative shall in connection with the registration to Innovatics’ general meeting service identify oneself through strong electronic identification. After that, the electronic authorisation will be proofed automatically. Online banking credentials or a mobile certificate may be used for strong electronic identification. More information is available at www.suomi.fi/e-authorizations and Sampo plc’s website at www.sampo.com/agm.

    6. Advance voting

    Shareholders may vote in advance on certain items on the agenda of the Annual General Meeting.

    a. Shareholders with shares registered with Euroclear Finland Oy in Finland

    Each shareholder who is registered in the shareholders’ register of the Company maintained by Euroclear Finland Oy as described in Subsection 1 above may vote in advance on certain items on the agenda of the Annual General Meeting between 26 March 2025 at 3.00 pm (EET) and 14 April 2025 at 4.00 pm (EEST):

    a) On the Company’s website at www.sampo.com/agm

    b) By email by submitting the advance voting form available on the Company’s website or equivalent information to agm@innovatics.fi or regular mail to Innovatics Oy, Yhtiökokous / Sampo Oyj, Ratamestarinkatu 13 A, FI-00520 Helsinki, Finland.

    b. Shareholders with shares registered with VP Securities A/S in Denmark

    Each shareholder who is registered in the shareholders’ register of Sampo plc held by VP Securities A/S (Euronext Securities Copenhagen) as described in Subsection 2 above may vote in advance on certain items on the agenda of the Annual General Meeting between 26 March 2025 at 2.00 pm (EET) and 11 April 2025 at 3.00 pm (CEST):

    a) On the Company’s website at www.sampo.com/agm

    b) By email to CPH-investor@euronext.com

    Shareholders whose shares are held in trust in Denmark and who wish to vote in advance are advised to instruct the trustee to vote in advance on behalf of such shareholders by 3.00 pm (CEST) on 11 April 2025 at the latest according to the instructions set out in this notice.

    The advance votes must be received by the end of the advance voting period. The submission of votes by email or by regular mail before the end of the registration and advance voting period shall be regarded as registration for the General Meeting, provided that it contains the above information required for the registration.

    A shareholder who has voted in advance may request information under the Finnish Limited Liability Companies Act, request a vote at the Annual General Meeting or vote on a possible counterproposal if they are present or represented at the Annual General Meeting at the meeting venue.

    The agenda items subject to advance voting are deemed to be presented unchanged at the Annual General Meeting. Therefore, under agenda item 13, if any of the members proposed to be elected to the Board of Directors are unavailable for election to the Board of Directors at the Annual General Meeting for any reason, the number of the proposed members unavailable for election will be automatically decreased from the number of the members of the Board of Directors to be elected, and the remaining candidates available for election will be elected in accordance with the proposal of the Nomination and Remuneration Committee.

    Instructions regarding the advance voting, and the terms related to the electronic advance voting are also available on the Company’s website at www.sampo.com/agm.

    7. Webcast

    A shareholder who is entitled to attend the Annual General Meeting may also follow the meeting via live webcast. Following the meeting through the webcast is not considered as participation in the Annual General Meeting or the exercising of shareholder rights. It is not possible to ask questions, make counterproposals, address the meeting otherwise or vote through the webcast. Webcast access to the Annual General Meeting will be provided through Inderes Oyj’s virtual general meeting service on the Videosync platform, which includes video and audio access to the General Meeting. Following the webcast does not require any paid software or downloads. In addition to an internet connection, following the webcast requires a computer, smartphone or tablet with speakers or headphones for sound. One of the following browsers is recommended: Chrome, Firefox, Edge, Safari, or Opera. It is advisable to log in to the meeting system well in advance of the meeting.

    The link and password for following the meeting via the webcast will be sent by e-mail and/or SMS to the e-mail address and/or mobile phone number provided at the time of registration to all those who have registered for the General Meeting no later than the day before the General Meeting.

    For more information on the general meeting service, additional instructions for proxies representing more than one shareholder, contact details of the service provider and instructions in case of possible disruptions can be found here: https://vagm.fi/support. A link to test the compatibility of your computer, smartphone or tablet with the network connection can be found here: https://demo.videosync.fi/agm-compatibility?language=en. It is recommended that you read the detailed instructions before the meeting. More information and instructions can also be found on the Company’s website at www.sampo.com/agm.

    8. Other instructions and information

    Pursuant to Chapter 5, Section 25 of the Finnish Limited Liability Companies Act, a shareholder who is present at the Annual General Meeting has the right to request information with respect to the items to be considered at the meeting.

    Any changes in the ownership of shares that have occurred after the record date of the Annual General Meeting do not affect the right to participate in nor the number of votes of the shareholder at the Annual General Meeting.

    On the date of this Notice of the Annual General Meeting the total number of shares in Sampo plc is 2,690,238,860 A shares, representing 2,690,238,860 votes, and 1,000,000 B shares, representing 5,000,000 votes, i.e. a total of 2,691,238,860 shares and 2,695,238,860 votes. At the Annual General Meeting, each A share carries one vote and each B share carries five votes.

    All of Sampo plc’s B shares are owned by a shareholder independent from the Company. Based on Sampo plc’s articles of association, each B share can be converted into an A share at the request of the holder of the B share. Subject to the Finnish Limited Liability Companies Act, the general meeting may resolve upon a directed acquisition of own shares, decide on the amendment of the articles of association to the effect that share classes are combined or otherwise reduce share class rights only provided such a proposal is supported by at least two thirds of the votes and shares, per share class, represented at the meeting. Thus, the authority to decide on the combination of Sampo plc’s share classes does not rest with the Company.

    Helsinki, 26 March 2025

    SAMPO PLC
    Board of Directors

    For further information, please contact:

    Sami Taipalus
    Head of Investor Relations
    tel. +358 10 516 0030

    Maria Silander
    Communications Manager, Media Relations
    tel. +358 10 516 0031

    Distribution:
    Nasdaq Helsinki
    Nasdaq Stockholm
    Nasdaq Copenhagen
    London Stock Exchange
    FIN-FSA
    The principal media
    www.sampo.com

    The MIL Network –

  • MIL-OSI: Ress Life Investments A/S publishes notice for Annual General Meeting

    Source: GlobeNewswire (MIL-OSI)

                                                                                                                            Ress Life Investments A/S
                                                                                                                            Nybrogade 12
                                                                                                                            1203 Copenhagen K
                                                                                                                             Denmark
                                                                                                                             CVR nr. 33593163
                                                                                                                             www.resslifeinvestments.com

    To: Nasdaq Copenhagen
    Date: 26 March 2025

    Corporate Announcement 11/2025

    Ress Life Investments A/S publishes notice for Annual General Meeting

    TO THE SHAREHOLDERS OF RESS LIFE INVESTMENTS A/S

    In accordance with Article 9.8 of the Articles of Association, notice is hereby given of the Annual General Meeting of Ress Life Investments A/S (the “Company“) which will take place on Wednesday 16 April 2025 at 10.00 a.m. at Nybrogade 12, 1203 Copenhagen K, Denmark.

    Shareholders in the Company are invited to participate.

    Agenda for the Annual General Meeting:

    1)     Adoption of the annual report
    2)     Appropriation of profit or loss as recorded in the adopted annual report
    3)     Election of members of the Board of Directors
    4)     Approval of the Remuneration Report
    5)     Approval of remuneration for the Board of Directors for the financial year 2025
    6)     Appointment of auditor
    7)     Any other business

    COMPLETE PROPOSALS

    Re. item 1

    The Board of Directors proposes that the annual report be adopted.

    Re. item 2

    The Board of Directors proposes that the profit as recorded in the annual report as adopted by the general meeting should be distributed in accordance with the annual report.

    Re. item 3

    The Board of Directors proposes that Søren Andersen, Jeppe Buskov and Henrik Franck be re-elected to the Board of Directors.

    Mr Søren Andersen has been a member of the Board of Directors of the Company since August 2019. Mr Andersen is the managing director of Nordic I&P DK ApS, S.A. Consulting ApS, FPension A/S and NHMSA ApS. Mr Andersen currently is a board member of FPension A/S.

    Mr Jeppe Buskov has been a member of the Board of Directors of the Company since February 2014. Mr Buskov currently holds the position as chairman of the board of directors of Advokatfirmaet Kromann Reumert International A/S. Mr Buskov is a board member of KR 649 A/S.

    Mr Henrik Franck has been a member of the Board of Directors of the Company since April 2024. Mr Franck has 35 years of experience from the Asset Management Industry including 24 years in CIO positions.

    Re. item 4

    The Board of Directors proposes that the Remuneration Report attached to this notice be approved.

    Re. item 5

    The Board of Directors proposes the following remuneration for the Board of Directors for the financial year 2025:

    • Ordinary members will receive a basic remuneration of DKK 100,000
    • The chairman will receive a basic remuneration of DKK 215,000

    Re. item 6

    The Board of Directors proposes that Deloitte Statsautoriseret Revisionspartnerselskab should be re-elected as auditor. The Board of Directors has not been influenced by any third party and has not been bound by any third-party agreement, restricting the general meeting’s choice of auditor to certain auditors or audit firms.

    REGISTRATION, ADMISSION, PROXY AND POSTAL VOTE

    Registration date

    A shareholder’s right to participate in the general meeting and the number of votes, which the shareholder is entitled to cast, is determined in accordance with the number of shares held by such shareholder on 9 April 2025 (the registration date). The shares held by each shareholder are determined at the registration date on the basis of the shareholdings registered in the share register in accordance with any notices on shareholding received, but not yet registered, by the Company in the share register.

    Deadline for notice of attendance

    A shareholder or its proxy wishing to attend the general meeting must give notice of their participation to the Company no later than 11 April 2025, see Article 11.5 of the Articles of Association. Similarly, the shareholders’ advisor or the shareholders’ proxy’s advisor must give notice of their participation to the Company no later than 11 April 2025. Notice of participation may be given to the Company using the form attached as Appendix 1, which shall be sent, duly completed and signed, to Ress Life Investments A/S, Nybrogade 12, 1203 Copenhagen K, Denmark by letter or by email to RessLifeGroup@citco.com for receipt no later than 11 April 2025, 23:59 p.m.

    Proxy

    If you are prevented from attending the general meeting, you may appoint a proxy, e.g. the Board of Directors, to cast the votes carried by your shares. If you wish to appoint a proxy, please return the instrument of proxy form attached as Appendix 2, duly signed and dated, to Ress Life Investments A/S, Nybrogade 12, 1203 Copenhagen K, Denmark by letter or by email to RessLifeGroup@citco.com for receipt no later than 11 April 2025, 23:59 p.m.

    Postal vote

    You may also submit your votes by post before the date of the meeting. If you wish to vote by post, please fill in and return the postal vote form attached as Appendix 2, duly signed and dated, to Ress Life Investments A/S, Nybrogade 12, 1203 Copenhagen K, Denmark by letter or by email to RessLifeGroup@citco.com for receipt no later than 15 April 2025, 17:00 p.m.

    SHARE CAPITAL AND VOTING RIGHTS

    The Company’s share capital is EUR 87,873,500 divided into shares of EUR 500, cf. Article 3.1 of the Company’s Articles of Association. Pursuant to Article 11.1, each share of EUR 500 carries one (1) vote:

    Number of shares: 175,747
    Number of votes: 175,747

    AGENDA ETC.

    The agenda and the Annual Report for the period 1 January – 31 December 2024 will be available for inspection by the shareholders on all business days and within normal business hours at the office of the Company at Nybrogade 12, 1203 Copenhagen K, Denmark no later than 3 weeks before the general meeting.

    The following information will be made available at the Company’s website (http://resslifeinvestments.com/) not later than 3 weeks before the meeting:

    1. Notice convening the meeting.
    2. The total number of shares and voting rights as at the date of the notice.
    3. The documents to be submitted to the general meeting.
    4. The agenda and the full text of the proposals.
    5. The forms to be used for voting by proxy and by post, if relevant

    RIGHT TO INQUIRE

    At the general meeting, the management will answer questions from the shareholders on matters of relevance to the assessment of the Annual Report for the period 1 January – 31 December 2024, the Company’s position, and other questions to be addressed by the meeting.

    Questions related to this announcement can be made to the Company’s CEO Ketil Poul Petersen, email: ketilp.rli@gmail.com or to the Company’s AIF-manager, Resscapital AB, Gustaf Hagerud, email: gustaf.hagerud@resscapital.com.

    Attachments

    The MIL Network –

  • MIL-OSI: The Next Big XRP Play Has Arrived – And Whales Are Already Loading Up

    Source: GlobeNewswire (MIL-OSI)

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    Disclaimer: This press release is provided by the XploraDEX. The statements, views, and opinions expressed in this content are solely those of the content provider and do not necessarily reflect the views of this media platform or its publisher. We do not endorse, verify, or guarantee the accuracy, completeness, or reliability of any information presented. We do not guarantee any claims, statements, or promises made in this article. This content is for informational purposes only and should not be considered financial, investment, or trading advice.

    Investing in crypto and mining-related opportunities involves significant risks, including the potential loss of capital. It is possible to lose all your capital. These products may not be suitable for everyone, and you should ensure that you understand the risks involved. Seek independent advice if necessary. Speculate only with funds that you can afford to lose. Readers are strongly encouraged to conduct their own research and consult with a qualified financial advisor before making any investment decisions. However, due to the inherently speculative nature of the blockchain sector—including cryptocurrency, NFTs, and mining—complete accuracy cannot always be guaranteed.

    Neither the media platform nor the publisher shall be held responsible for any fraudulent activities, misrepresentations, or financial losses arising from the content of this press release. In the event of any legal claims or charges against this article, we accept no liability or responsibility.

    Legal Disclaimer: This media platform provides the content of this article on an “as-is” basis, without any warranties or representations of any kind, express or implied. We assume no responsibility for any inaccuracies, errors, or omissions. We do not assume any responsibility or liability for the accuracy, content, images, videos, licenses, completeness, legality, or reliability of the information presented herein. Any concerns, complaints, or copyright issues related to this article should be directed to the content provider mentioned above.

    A photo accompanying this announcement is available at https://www.globenewswire.com/NewsRoom/AttachmentNg/b069b8a4-8f3b-4a65-976e-e736cd3f7450

    The MIL Network –

  • MIL-OSI Russia: With the support of the State University of Management: “School in Nekrasovka” becomes a forge of banking personnel

    Translartion. Region: Russians Fedetion –

    Source: State University of Management – Official website of the State –

    GUU and “School in Nekrasovka” will create entrepreneurship and environmental classes. Agreements on this were reached during a meeting held on March 25, 2025 at the State University of Management between Rector Vladimir Stroyev and the school director, Deputy Chairperson of the Commission on Education and Youth Policy of the Moscow City Duma Maya Bulaeva.

    Also present at the meeting from the GUU side were Vice-Rector Dmitry Bryukhanov and Advisor to the Rectorate Nikolay Mikhailov, Director of the Career Guidance Center Elena Likhatskikh and her deputy Andrey Kolchin. And from the guests side – Deputy Director of the school for maintenance Olga Shuvanova and partner-employer, representative of Alfa-Bank Dmitry Belyavsky.

    At the beginning of the meeting, welcoming the guests, the rector called the State University of Management a “district-forming university” since residents and enterprises of Vykhino-Zhulebino use the university’s infrastructure, its swimming pool, sports complex, assembly hall, and the former prefect of the South-Eastern Administrative District Vladimir Zotov still actively works at the Department of State and Municipal Management.

    Director of the School in Nekrasovka Maya Bulaeva shared that she has been trying to build a school-university-enterprise line for a long time, but has not been able to establish connections with the middle management. The school actively cooperates with Alfa-Bank within the framework of the Moscow Department of Education and Science project “Entrepreneurial Class”. “The school works, the bank invests, but ultimately does not receive results in the form of young specialists. We ask for help to fill this gap,” Maya Valeryevna addressed the management of the State University of Management.

    Vladimir Stroyev agreed that today there is a noticeable shortage of personnel even in the most prestigious banks. Modern youth should be prepared in advance for a serious attitude towards their career, build personal connections, otherwise graduates will be immediately “taken apart” by competitors. “Our option of training specialists from school is very effective, it is almost an ideal scheme, especially since we are also geographically close,” the rector noted.

    Maya Bulaeva also suggested creating environmental classes, especially since the rector’s advisor Nikolai Mikhailov is the head of the department of “Ecology and Nature Management” and a member of the Russian Geographical Society. The university has a solid scientific foundation, and the “School in Nekrasovka” has excellent teachers who prepare winners of environmental Olympiads. In addition, there is already a partner in mind that is ready for cooperation – the Moscow Zoo.

    Vladimir Stroyev expressed readiness for any cooperation options, provided that the planned initiatives are worked out in detail. In addition, he, together with the vice-rector of the State University of Management Dmitry Bryukhanov, spoke about the unique system of project-based learning at our university, which allows employers to select potential employees starting from the first year without financial investments.

    During the further conversation it became clear that the School in Nekrasovka has developed the teaching of Chinese, which is useful for future specialists given Russia’s current orientation toward Eastern markets. Continuing this topic, Vladimir Stroyev told the guests about cooperation with the Ministry of Economic Development, in particular about foreign internships and the All-Russian competition of socially responsible initiatives of entrepreneurs and NPOs “My Good Business”, the third season of which is nearing completion. Maya Bulaeva was especially interested in the competition of social entrepreneurs and received an invitation from the rector to take part in the award ceremony for the winners.

    Subscribe to the TG channel “Our GUU” Date of publication: 03/26/2025

    Please note: This information is raw content directly from the source of the information. It is exactly what the source states and does not reflect the position of MIL-OSI or its clients.

    MIL OSI Russia News –

  • MIL-OSI Russia: Nine Polytechnicians Receive Potanin Foundation Grants

    Translartion. Region: Russians Fedetion –

    Source: Peter the Great St Petersburg Polytechnic University – Peter the Great St Petersburg Polytechnic University –

    Nine teachers of Peter the Great St. Petersburg Polytechnic University received grants from the Vladimir Potanin Foundation Scholarship Program. In total, the foundation supported 150 projects for redesigning and transforming master’s degree programs proposed by representatives of universities participating in the Scholarship Program.

    The competition received 574 applications from 68 universities. The supported initiatives of teachers are aimed at changing master’s degree programs. The projects pay special attention to student-centeredness, interdisciplinarity, updating of content and flexible management of educational content.

    The winners of the grant competition will receive 500 thousand rubles each. The projects must be implemented within a year.

    The winners of the competition from Polytechnic University were:

    Assistant of the Higher School of Project Activities and Innovations in the IMIT industry Salbek Beketov (project “Redizin course“ Mathematical models of technical management facilities ”due to the creation and integration of the adaptive module according to optimization methods”);
    Associate Professor of the Higher School of Public Administration, IPMEIT Andrei Burmistrov (project “Digital transformation of the training course“ Strategic personnel management in IT organization ””);
    Associate Professor of the Higher School of Project Activities and Innovations in the IMMIT industry Alexei Gintsyak (project “Comprehensive improvement of the course on digital modeling of production processes as a configured educational product”);
    Associate Professor of the Higher School of Project Activities and Innovations in the IMIT industry Tatyana ITS (project “Redizin program of the master’s program by re-taxing training courses into independent modules that form universal and general professional competencies using a new design-oriented training model”);
    Associate Professor of the Higher School of Production Management of IPMEIT Anastasius Klimin (project “Redizin discipline of the training of masters“ Digital marketing ””);
    Associate Professor of the Higher School of Business Engineing Ipmeit Nikolai Paklin (project “Analytics of self-service and artificial intelligence: redesigning course on machine learning”);
    Associate Professor of the Higher School of Production Management of IPMEIT INGA Skvortsova (the project “Improving the practice-orientation and redesign of the master’s program“ Energy Management ””);
    Associate Professor of the Higher Engineering and Economic School, Head of the System Dynamics Nile Ipmeite Angi Schvediani (project “Multi-dimensional statistical analysis”);
    Associate Professor of the Higher School of Linguistics and Pedagogy of the GI Evgeny Tsimerman (project “Digital redesign of the master’s program“ English language in the context of international education ””).

    “Our university traditionally participates and wins in the Potanin Foundation’s Master’s program support competition. Last year, grants received four teachers, this year – nine, – said Vice-Rector for Educational Activities Lyudmila Pankova. – The winning projects are aimed at developing new courses within the framework of existing master’s programs, online components and online tools for taught courses, as well as introducing new teaching methods: project tasks, business games, cases, inclusion of project and production approaches, including with the participation of partner organizations and the industrial sector.”

    Please note: This information is raw content directly from the source of the information. It is exactly what the source states and does not reflect the position of MIL-OSI or its clients.

    MIL OSI Russia News –

  • MIL-OSI New Zealand: Unlocking data to increase competition and choice

    Source: New Zealand Government

    Easier data sharing will lead to greater competition and better choice for consumers in key markets such as banking and electricity, thanks to today’s passing of the Customer and Product Data Bill, says Commerce and Consumer Affairs Minister Scott Simpson.
    “The days of manually searching the internet for the best electricity plan, or painstakingly going line by line through months of bank statements when applying for a mortgage, could soon be over. Using your own data shouldn’t be that difficult, and it won’t be in the future,” says Mr Simpson.
    “This is a monumental step for Kiwi consumers. It sets up the framework to give them greater ownership of their data, and more power and ease when it comes to shopping around for the best deal on utilities and other essential services.
    “It will also help grow New Zealand’s economy by breaking down the barriers for innovative technology companies, meaning they can also save time and money and offer new data-driven products and services.
    “Progressing this Bill was recommended by the Commerce Commission following its market study of the banking sector. We are on track to have open banking operational by the end of the year – well before the June 2026 target set by the Commission – with regulations specific to the sector to be confirmed in the coming weeks.
    “The next cab off the rank will be the electricity sector, to enable open electricity, and the legislation opens up possibilities in other sectors in future.
    “This legislation is very timely, with the media reporting just last week on exactly why a consumer data regime was needed. For instance, a Commerce Commission study found that nearly a third of mobile and broadband users have not switched providers because it was simply too hard.
    “Meanwhile in the electricity sector, comparison website Powerswitch says that because not all retailers are playing ball and sharing information, it is difficult to support people wanting to switch.
    “The data has always been there – but businesses holding it have had little incentive to invest in better data-sharing technology and agreements. We’re putting the power back into the hands of those who own the data: consumers.
    “I am excited to see the competition, choice, and innovation that this will unleash.”

    MIL OSI New Zealand News –

  • MIL-OSI: Proposals of the Board of Directors of Sampo plc and its Audit Committee to the Annual General Meeting

    Source: GlobeNewswire (MIL-OSI)

    Sampo plc, stock exchange release, 26 March 2025 at 10:20 am EET

    Proposals of the Board of Directors of Sampo plc and its Audit Committee to the Annual General Meeting

    The Board of Directors of Sampo plc and its Audit Committee have made proposals for the election and remuneration of the Auditor and the Sustainability Reporting Assurance Provider as well as a proposal for repurchase of own shares to Sampo’s Annual General Meeting (AGM) to be held on 23 April 2025.

    The Audit Committee proposes to the AGM that the Authorised Public Accountant Firm Deloitte Ltd be re-elected as the Company’s Auditor and Sustainability Reporting Assurance Provider for the financial year 2025. Furthermore, the Audit Committee proposes that compensation be paid to the Company’s Auditor and to the Sustainability Reporting Assurance Provider against invoices approved by the Company.

    The Board of Directors proposes that the AGM authorise the Board to resolve to repurchase, on one or several occasions, a maximum of 250,000,000 Sampo plc A shares. The maximum number of shares represents approximately 9.29 per cent of all outstanding A shares of the company. The repurchased shares will be cancelled. It is proposed that the authorisation be valid until the close of the next AGM, however no longer than 18 months from the AGM’s decision.

    The proposals of the Nomination and Remuneration Committee to Sampo AGM were published on 9 December 2024. In addition, the Board proposal for distribution of profit was published on 6 February 2025. These proposals,as well as the proposals of the Audit Committee, are available at www.sampo.com/agm. The proposals of the Audit Committee are also attached in full to this release.

    SAMPO PLC
    Board of Directors

    For further information, please contact:

    Sami Taipalus
    Head of Investor Relations
    tel. +358 10 516 0030

    Maria Silander
    Communications Manager, Media Relations
    tel. +358 10 516 0031

    Distribution:
    Nasdaq Helsinki
    Nasdaq Stockholm
    Nasdaq Copenhagen
    London Stock Exchange
    FIN-FSA
    The principal media
    www.sampo.com

    APPENDIX 1

    Proposal for the remuneration of the Auditor and the Sustainability Reporting Assurance Provider

    The Audit Committee of the Board of Directors proposes to the Annual General Meeting that compensation be paid to the Company’s Auditor and to the sustainability reporting assurance provider against invoices approved by the Company.

    As background to the proposal, the Audit Committee states that the Authorised Public Accountant Firm Deloitte Ltd has acted as Sampo plc’s Auditor since 2021 and as Sampo plc’s sustainability reporting assurance provider since 2024.

    Sampo plc’s fees to Deloitte Ltd for statutory audit services in 2024 totaled to approximately EUR 450,000 and approximately EUR 137,000 for sustainability reporting assurance. In addition, Sampo plc’s fees to Deloitte Ltd for non-audit services totalled to approximately EUR 204,000.

    Sampo Group’s fees to audit firm Deloitte for statutory audit services in 2024 totaled to approximately EUR 4,322,000. In addition, Sampo Group’s fees for non-audit services to audit firm Deloitte totalled to approximately EUR 712,000, which is at most approximately 16.5 per cent of Sampo Group’s fees to audit firm Deloitte for statutory audit services.

    The Auditor’s fees for services provided to Sampo Group have been presented in note 6 of the consolidated financial statements.

    26 March 2025

    SAMPO PLC
    Audit Committee

    APPENDIX 2

    Proposal for the election of the Auditor and the Sustainability Reporting Assurance Provider

    The Audit Committee of the Board of Directors proposes to the Annual General Meeting that the Authorised Public Accountant Firm Deloitte Ltd be re-elected as the Company’s Auditor for the financial year 2025. If Deloitte Ltd is elected as Sampo plc’s Auditor, the firm has announced that APA ASA Jukka Vattulainen will continue as the auditor with principal responsibility. Jukka Vattulainen has acted as the Company’s principally responsible auditor since 2021.

    The Audit Committee also proposes to the Annual General Meeting that Authorised Sustainability Audit Firm Deloitte Ltd be re-elected as the Company’s Sustainability Reporting Assurance Provider for the financial year 2025. If Deloitte Ltd is elected as Sampo plc’s Sustainability Reporting Assurance Provider, the firm has announced that APA ASA Jukka Vattulainen will continue as the principal Authorised Sustainability Auditor. Jukka Vattulainen has acted as the Company’s principal Authorised Sustainability Auditor since 2024.

    The Audit Committee notes that its proposal is free from influence by a third party, and the Audit Committee is not subject to compliance with any such clauses referred to in Article 16(6) of the Audit Regulation (Regulation (EU) No 537/2014 of the European Parliament and of the Council of 16 April 2014 on specific requirements regarding statutory audit of public-interest entities and repealing Commission Decision 2005/909/EC) that restrict the choice as regards the election of a statutory auditor or audit firm.

    The election of Deloitte Ltd as the Company’s Sustainability Reporting Assurance Provider is conditional on Deloitte Ltd being elected as the Company’s Auditor.

    26 March 2025

    SAMPO PLC
    Audit Committee

    APPENDIX 3

    Proposal for authorisation to decide on the repurchase of the company’s own shares

    The Board of Directors proposes that the Annual General Meeting authorise the Board to resolve to repurchase, on one or several occasions, a maximum of 250,000,000 Sampo plc A shares. The maximum number of shares represents approximately 9.29 per cent of all outstanding A shares of the company. The repurchased shares will be cancelled.

    The shares may be repurchased either through an offer to all shareholders on equal terms or through other means and otherwise than in proportion to the existing shareholdings of the company’s shareholders (directed repurchase) if the Board of Directors deems that there are weighty financial reasons for such directed repurchase. Directed repurchases may be carried out, among others, through open market purchases, participation in accelerated book-building processes or through arranging reversed accelerated book-building processes.

    The purchase price per share shall be no more than

    (i) the highest price paid for the company’s shares in public trading on the day of the repurchase or the offer to repurchase the company’s own shares, or alternatively,

    (ii) the average of the share prices (volume weighted average price on the regulated markets where the company’s share is admitted to trading) during the five trading days preceding the repurchase or the offer to repurchase the company’s own shares.

    The lowest purchase price per share shall be the price that is 20 per cent lower than the lowest price paid for the company’s shares in public trading during the validity of this authorisation until the repurchase or the offer to repurchase the company’s own shares.

    The repurchases under the authorisation are proposed to be carried out by using funds in the unrestricted shareholders’ equity, which means that the repurchases will reduce funds available for distribution of profit.

    The Board of Directors shall be authorised to decide on all other terms relating to the repurchase of the company’s own shares. It is proposed that the authorisation be valid until the close of the next Annual General Meeting, however no longer than 18 months from the Annual General Meeting’s decision. The holder of all of Sampo plc’s B shares has given its consent to a buy-back of A shares.

    26 March 2025

    SAMPO PLC
    Board of Directors

    The MIL Network –

  • MIL-OSI Submissions: Global Economy – KOF Economic Forecast, spring 2025: Swiss economy caught in the tension between trade conflict and fiscal stimulus

    Source: KOF Economic Institute

    Uncertainty is currently unusually high owing to the geopolitical strategy of the new US administration. Assuming that the international trade conflict does not escalate any further, KOF is forecasting that real sport-adjusted gross domestic product (GDP) will increase by 1.4 per cent in 2025. Although this international trade conflict is a burden, the fiscal stimulus expected in individual European Union (EU) countries is boosting economic activity. This is improving the outlook for the Swiss economy. KOF is predicting GDP growth of 1.9 per cent for 2026. The labour market will turn the corner and inflation will remain low. However, this forecast is subject to considerable downside risks.

    The economic outlook is largely being determined by the latest economic policy events. In particular, the geopolitical strategy adopted by the new US administration has far-reaching consequences for global economic developments. While the current trade conflict is acting as a drag on the international economy, EU countries’ additional fiscal packages should provide increasing impetus from the end of this year and improve the economic outlook in Switzerland’s key European markets.

    Growing trade policy uncertainty is weighing on the investment plans of Swiss firms and households. Adjusted for one-off effects, the investment situation remains subdued for the time being. If the fiscal programmes of European trading partners take effect, this should reduce economic policy uncertainty in Europe, provide positive stimulus and boost the economy. This will primarily benefit manufacturing – especially suppliers to the defence sector – and industry-related services. Through the transmission mechanism of foreign trade this should stimulate investment in equipment and, indirectly, private consumption. Major infrastructure projects and fiscal stimulus from Europe should also directly or indirectly support construction investment during the forecast period.

    Swiss labour market stabilising, real wages rising

    Private consumption will be underpinned by the stabilising labour market. Employment and the number of people in work are likely to increase in line with GDP growth over the next few years, while the unemployment rate as defined by the State Secretariat for Economic Affairs (SECO) will rise only slowly and will soon peak at 3 per cent. KOF expects real wages – according to the Swiss wage index (SLI) – to rise by 0.9 per cent this year and 0.6 per cent next year.

    Low inflationary pressures: KOF does not expect any further interest-rate cuts by the SNB during the forecast period

    Inflation – as measured by the national consumer price index (CPI) – fell to 0.3 per cent in February compared with the same month last year and has thus been below 1 per cent for six months now. KOF is forecasting inflation rates of 0.5 per cent for this year and 0.6 per cent for next year. Following the recent reduction in the Swiss National Bank’s (SNB) key interest rates by 25 basis points to 0.25 per cent, KOF does not expect to see any further interest-rate cuts during the forecast period.

    High uncertainty during the trade conflict; downside risks predominant

    As it is still unclear which of the trade policy measures threatened by the Trump administration to date will ultimately be implemented and what further measures might follow, the latest forecast is subject to greater uncertainty than usual, with downside risks predominating. In order to factor in this uncertainty, KOF has used its new trade model to carry out additional calculations, which analyse in detail the possible trade policy measures and their potential impact on both international trade and the Swiss economy. This analysis shows that if the trade conflict spread, this could entail considerable downside risks for the Swiss economy.

    The main downside risk is that the US government imposes further tariffs on other countries and products, including any retaliatory tariffs implemented in response. In addition, the fiscal stimulus introduced in Europe may be ineffective or only materialise with a delay. And, finally, geopolitical conflicts such as the wars in Ukraine and the Middle East could escalate, impacting commodity prices and global trade.

    There is an upside risk that the US government’s threatened tariffs will only be used as a bargaining chip and will either not be introduced or will be withdrawn after just a short period of time. And, last but not least, a swift end to the war in Ukraine and a solution to the Middle East conflict could have a positive impact on energy prices and global trade.

    MIL OSI – Submitted News –

  • MIL-OSI China: Announcement on Open Market Operations No.58 [2025]

    Source: Peoples Bank of China

    Announcement on Open Market Operations No.58 [2025]

    (Open Market Operations Office, March 26, 2025)

    The People’s Bank of China conducted reverse repo operations in the amount of RMB455.4 billion through quantity bidding at a fixed interest rate on March 26, 2025.

    Details of the Reverse Repo Operations

    Maturity

    Rate

    Bidding Volume

    Winning Bid Volume

    7 days

    1.50%

    RMB455.4 billion

    RMB455.4 billion

    Date of last update Nov. 29 2018

    2025年03月26日

    MIL OSI China News –