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Category: Business

  • MIL-OSI Russia: The city will put five premises in historic buildings in the center of the capital up for auction

    Translation. Region: Russian Federal

    Source: Moscow Government – Government of Moscow –

    Five premises with a total area of about a thousand square meters will be put up for city auction in the Central Administrative District. This was reported by Ekaterina Solovieva, Minister of the Moscow Government, Head of the Moscow Department of City Property.

    “Investments in almost any type of business in the central districts of Moscow have a good return on investment. This is facilitated by intensive pedestrian and automobile traffic, which ensures a stable flow of customers. At the city auction, investors will be able to purchase five premises in the center of the capital with a total area of about a thousand square meters. They are located in the Meshchansky and Basmanny districts, as well as in Zamoskvorechye,” said Ekaterina Solovyova.

    In Meshchansky District, two premises are available for purchase, combined into one lot, with a total area of 671.5 square meters. They are located at the address: Bolshoy Sukharevsky Lane, house 23, building 2. The building is a recognized cultural heritage site “Residential building of the Obukhov merchants, 1801, 1876”. The new owners will have to comply with the requirements for the preservation of the architectural monument.

    In Zamoskvorechye, investors can buy a space of 168.2 square metersBolshaya Serpukhovskaya street (house 32, building 1).

    In the Basmanny district, the city will put up two lots for auction. One premises with an area of over 100 square meters is located in a residential building of the workers’ housing and construction cooperative society “United Workers’ Construction” (Basmanny blind alley, house 10/12), which was built in 1931 according to the design of the architect Vladimir Kildishev.

    The second lot with a total area of 12.7 square meters will be put up for sale in the city estate of A.I. Alabov (Bolshoy Spasoglinischevsky Lane, Building 9/1, Building 16). Both buildings have the status of a cultural heritage site of regional significance.

    “The city regularly puts up for open auctions real estate objects of free use, which can be used for various commercial purposes: to open a restaurant, a pharmacy, a dark store, as well as a hotel, an office, or to adapt it for other types of business,” added Dmitry Ryabov, General Director of the City Property Management Center.

    Detailed information about the objects, lot documentation and auction rules are available atMoscow investment portal. To participate in the auction, you will need to register on the electronic trading platform and have an enhanced qualified electronic signature. The organizer of the auction is Moscow City Department of Competition Policy.

    The development of electronic services for entrepreneurs is being implemented within the framework of the national project “Data Economy”.

    Get the latest news quicklyofficial telegram channel the city of Moscow.

    Please note: This information is raw content directly from the source of the information. It is exactly what the source states and does not reflect the position of MIL-OSI or its clients.

    Please Note; This Information is Raw Content Directly from the Information Source. It is access to What the Source Is Stating and Does Not Reflect

    https: //vv.mos.ru/nevs/ite/153816073/

    MIL OSI Russia News –

  • MIL-OSI USA: Rep. Chu Recognizes 2025 Congressional Women of the Year

    Source: United States House of Representatives – Representative Judy Chu (CA2-27)

    PASADENA, CA — On Saturday, April 19, 2025, Rep. Judy Chu (CA-28) hosted her 15th annual Congressional Women of the Year Awards Ceremony, honoring remarkable women from the San Gabriel Valley who have made a lasting impact through service, advocacy, and leadership. Each year, this award recognizes women nominated by members of their own communities for their extraordinary dedication. While this year’s honorees have made a difference throughout their careers, their leadership following the devastating Eaton Fires has been especially powerful. They’ve helped families, supported youth, cared for seniors, and uplifted our community during the most challenging moments of the Eaton Fires. 

    “After January’s Eaton Fire left our community devastated, this year’s honorees, who have long been pillars of strength in our neighborhoods truly rose to the occasion. They stepped up in the immediate aftermath, supported the recovery efforts, and continue to lead as we move into long-term rebuilding. It’s so important that we come together to recognize the women who have helped our community. The San Gabriel Valley is more resilient today because of their unwavering dedication,” said Rep. Judy Chu. “This award is special because the honorees are nominated by those who know them best and I’m honored to celebrate their impact.”

    The 2025 honorees are: 

    Anna Babayan – Interim Principal for Sahag-Mesrob Armenian Christian School

    Anna Babayan has been a tireless advocate for Pasadena’s Armenian community, working with groups like AGBU and local Armenian schools. After the Eaton Fire destroyed Sahag Mesrob Armenian School and displaced many students and staff, Anna acted swiftly, organizing donation drives, securing temporary classrooms with the help of local Armenian organizations, and prioritizing students’ emotional recovery. Today, as the community navigates the long road to rebuilding. Anna isn’t just helping rebuild Sahag Mesrob, she’s working to expand it, with plans to eventually open a high school. For over 45 years, Sahag Mesrob has been a cornerstone of Pasadena’s Armenian community, and thanks to Anna’s leadership, its legacy will continue.

    Debra Boudreaux – Chief International Affairs Officer, Buddhist Tzu Chi Foundation

    Debra Boudreaux has spent over 35 years advancing global humanitarian work. When the Eaton Fire struck, she was in Taiwan but immediately mobilized disaster response efforts from abroad. Under her leadership, Tzu Chi provided shelter, meals, and supplies to evacuees, staffed Red Cross shelters, and offered emotional support to impacted families. Upon returning to Los Angeles, Debra worked non-stop to distribute aid, partner with FEMA and local organizations, and provide emergency financial assistance to thousands. From helping replace a lost wheelchair to comforting a police officer who lost his home, Debra’s compassion and leadership brought hope to a community in crisis.

    Jennifer DeVoll – President & CEO – Pasadena Community Foundation

    When the Eaton Fire hit, Jennifer DeVoll and the Pasadena Community Foundation (PCF) sprang into action, launching a relief fund within hours and distributing $1 million in the first two weeks. Her fast, strategic response made her a trusted leader in the recovery, drawing support from major corporations and foundations. Under her guidance, PCF has since provided $3.5 million in direct aid and helped launch the Altadena Builds Back Foundation with $50 million to support long-term recovery in phases, focusing now on childcare and housing. Beyond disaster relief, Jennifer has led PCF to manage $250 million in assets, create nearly 100 million in endowments, and expand access to affordable housing and scholarships. As she prepares to retire this June, her work will continue through Altadena Builds Back. 

    Sharon Gray– Owner and Operator Eaton Dam Stables

    Sharon Gray is a true hero whose courage and compassion saved over 50 lives during the Eaton Fire. As the longtime owner of Eaton Dam Stables, Sharon has spent decades building a community centered around her deep love for horses. When the fire broke out on January 7th, she and her team acted fast, evacuating 39 horses, a pig, barn cats, and chickens under extreme conditions. Thanks to her leadership and quick thinking, every animal was saved, including one horse she later rescued from the burned property. Sharon’s bravery is matched only by her lifelong commitment to service, including 36 years as a Pasadena police officer. Even after losing her own home in the fire, she continues to show up daily to help rebuild the stables and support her community.

    Victoria Knapp – Chair of Altadena Town Council 

    Victoria Knapp, Chair of the Altadena Town Council, has been a tireless advocate for her community, especially in the wake of the Eaton Fire. On the very night her own home of 15 years was lost, she began sharing critical updates to keep residents informed. In the days that followed, she launched a fire recovery website, turned monthly town council meetings into weekly briefings, and worked closely with agencies like FEMA and the EPA to provide accurate, timely information. Her firsthand experience navigating recovery gave her the empathy and insight to guide others through the same process. Her commitment to Altadena began well before the fire, from revitalizing local infrastructure to supporting small businesses, and thanks to her leadership, the community is on a path to rebuild stronger than ever. 

    Jasmin Shupper – Founder and President of Greenline Housing Foundation

    Jasmin Shupper, founder and president of Greenline Housing Foundation, is a passionate advocate for housing justice, focused on repairing the long-term harms of redlining and race-based discrimination. Through her foundation, Jasmin has provided over $1 million in down payment grants, financial education, and home maintenance assistance to Black and Hispanic families, all without public funding. After the Eaton Fire devastated Altadena, a historically Black homeownership hub, Jasmin quickly mobilized to support displaced families. Her foundation secured year-long leases for 15 families and is offering up to $40,000 in rental aid, with plans to assist 50 households. Greenline is also covering insurance and FEMA funding gaps with up to $250,000 in rebuilding aid per family. To prevent land loss, they’ve begun purchasing lots to hold in community trust. Jasmin’s work is deeply personal, shaped by her own family’s generational homeownership, and she’s now helping others protect their legacy and build lasting wealth.

    Sharon Strong – Volunteer and In-Home Care Provider

    Sharon Strong, a single mother, in-home care provider, and NAACP board member, has long been a champion for vulnerable communities in Altadena and Pasadena. When the Eaton Fire struck, she organized relief efforts through the Dena Relief Drive and supporting her own displaced family members. Sharon worked with local groups to provide rent assistance, clothing, and essentials to fire victims, while also focusing on seniors’ needs. She personally delivered supplies to elderly residents, set up a resource center, and arranged cleanup efforts and temporary housing for those in impacted senior complexes. Her unwavering dedication to service, especially for seniors and underserved families, has made a powerful difference in the lives of so many.

    Dr. Randy Taplitz – City of Hope Chair, Department of Medicine

    Dr. Randy Taplitz, Chair of the Department of Medicine at City of Hope, whose calm leadership and compassion has guided countless patients through their most difficult moments. A nationally recognized infectious disease specialist with over 30 years of experience, Dr. Taplitz has dedicated her career to protecting immunocompromised patients, especially those with cancer. During the Eaton Fire, she led emergency efforts at the hospital, even as she learned her own home had been destroyed. Despite that personal loss, she never stopped and continued to care for patients. Her leadership was also critical during the COVID-19 pandemic, helping shape vaccine protocols for vulnerable populations. Dr. Taplitz is a tireless advocate and a true caregiver. 

    Maricela Viramontes – President of the Rotary Club of Altadena

    Maricela Viramontes is a community leader who has dedicated herself to Altadena for 24 years. A small business owner and Farmers Insurance provider, she also serves as President of the Rotary Club of Altadena and sits on the Altadena Chamber of Commerce board. When the Eaton Fire hit, destroying her own home, Maricela sprang into action. Under her leadership, the Rotary Club launched a relief grant program that has distributed over $160,000 to local nonprofits and provided essentials like food, clothing, and internet access. She also worked with the Chamber to help 15 small businesses reopen. Despite her personal loss, Maricela has been a beacon of strength.

    MIL OSI USA News –

  • MIL-OSI China: China’s first AI-generated sci-fi series draws millions of viewers

    Source: People’s Republic of China – State Council News

    “The Sun That Fell,” China’s first AI-generated science fiction micro drama, has drawn significant attention from viewers and industry insiders since its online debut on April 30, marking a breakthrough in AI-driven content production.

    A still from “The Sun That Fell.” [Image courtesy of Wukong Media]

    Director Zheng Hang told China.org.cn the sci-fi series contains more than 50 characters and 200 scenes across 30 episodes. Each episode follows the “micro drama” format popular in China, with ultra-short installments running just two to three minutes in length.

    Every step of the project — from generating scenes and creating characters to filming and visual effects — was handled entirely by AI, according to Zheng. This approach dramatically reduced both production time and costs, allowing the team to finish all episodes in just three months.

    The Chinese short-video platform Douyin selected Zheng’s project for its premium original content program after reviewing multiple proposals. Platform executives cited “The Sun That Fell’s” compelling narrative structure and dramatic tension as key factors in their decision to greenlight the production.

    Adaptation to the micro-drama format demanded nearly half the content be newly created, ensuring each brief episode sustained the intensity and narrative momentum this condensed storytelling style requires.

    The micro drama, based on Zhang Ran’s Chinese Nebula Award-winning novella, depicts a future where solar storms cripple Earth’s energy supply. In the story, humanity constructs three space stations to harness solar power, but rival factions weaponize these installations. The AI-produced series combines disaster spectacle with philosophical questions as Earth battles both cosmic dangers and technological threats. Douyin, Sichuan New Media Group and Wukong Media co-produced the project.

    A photo captures director Zheng Hang during the production of “The Sun That Fell.” [Photo provided to China.org.cn]

    Zheng said the script became the production’s biggest challenge due to a compressed timeline of just over a month, having originally targeted a Spring Festival release. 

    The team wrote and produced simultaneously, revising the script more than a dozen times and redoing completed scenes when necessary. The production faced additional technical hurdles with scenes involving multiple characters and group interactions, which current AI technology struggles to render convincingly. 

    Several space station sequences required multiple redesigns, and creating the station’s collapse demanded extra effort because the novella provided limited descriptive details.

    To overcome these limitations, the production team utilized nearly all major AI models currently available, combining their various capabilities to achieve the final result.

    “The Sun That Fell” has garnered over 4.7 million views so far on Douyin, impressing viewers with visual effects and character performances that approach human-created quality.

    “Honestly, I’m surprised,” said author Zhang Ran. “Sci-fi has always been among the hardest genres to adapt. Future, space and extraterrestrial elements always demand extensive visual effects, which traditionally meant prohibitive costs. Many writers instinctively avoided such ambitious concepts. But AI-generated content (AIGC) now liberates creators. This breakthrough empowers all storytellers to think bigger.”

    Director Zheng sees similar potential, noting that AIGC technology can enable adaptation of literary works that lack top-tier IP status.

    A photo captures a creative meeting during the production of “The Sun That Fell.” [Photo provided to China.org.cn]

    “AIGC provides more than just simple cost reduction; it creates a more efficient feedback loop between content and commerce,” he said. “We can achieve bolder ideas at lower costs and quickly receive market feedback, forming a new business model that feeds back into the creative process.”

    “Through this efficient, high-quality sci-fi content, we can gradually build reputation, cultivate audience taste and ultimately establish stable paying habits among viewers, enabling continuous output,” Zheng added.

    Dong Jing, assistant to the chair of the Chinese Nebula Awards organizing committee, said that high costs, long timelines and risks have long challenged sci-fi adaptations.

    “AIGC is reshaping that model, which is significant,” he said. “The project marks a milestone and signals new possibilities for the sci-fi industry.”

    Dong Renwei, a prominent figure in China’s sci-fi community and co-founder of the Chinese Nebula Awards, described the AI-produced series as a significant milestone for adapting Chinese sci-fi, following major adaptations like “The Three-Body Problem” and “The Wandering Earth.”

    He noted that numerous classic works by Chinese science fiction authors remain unadapted, with the Chinese Nebula Awards archive serving as a repository of high-quality content awaiting screen adaptation.

    Wukong Media’s previous AI-generated sci-fi project “Awakening” garnered over 50 million views in 2024. Following the release of “The Sun That Fell,” the production company has secured agreements with more than 10 Chinese science fiction authors to develop additional AI-generated content series. 

    Zheng said his team plans to eventually produce feature-length films using AI, but recognized that audience expectations for theatrical releases would require further technological advancement.

    A still from “The Sun That Fell.” [Image courtesy of Wukong Media]

    Zheng downplayed concerns about AI replacing human talent in filmmaking as “somewhat sensational,” though he acknowledged the possibility of significant industry transformation through gradual integration of the technologies.

    “The technology is evolving rapidly,” he said.

    MIL OSI China News –

  • MIL-Evening Report: Soon, your boss will have to pay your wages and super at the same time. Here’s how everyone could benefit

    Source: The Conversation (Au and NZ) – By Helen Hodgson, Professor, Curtin Law School and Curtin Business School, Curtin University

    Dragon Images/Shutterstock

    If you have a job in Australia, you’ve probably noticed each of your payslips has a section telling you how much superannuation will be paid alongside your wages.

    But while your wages are deposited in your bank account however frequently you receive a payslip – whether that’s weekly, fortnightly or monthly – it’s a different story for your super.

    Under current superannuation laws, employers are only required to pay super into an employee’s nominated fund at least four times a year – 28 days after the end of each quarter – although many do pay more regularly.

    But that’s set to change. From July 1 2026, new “payday super” rules will require employers to pay super into the employee’s fund within seven days of wages.

    This reform was announced in the 2023–24 federal budget, allowing employers, superannuation funds and software providers three years to set up compliant systems. But it hasn’t yet been legislated.

    Now, some industry groups are calling for a further delay of up to two years. So, who are these reforms designed to benefit? And does business really need more time to get ready?

    Missing or incorrect super

    Missing or incorrect super payments present a huge problem for Australia’s retirement system.

    The Super Members Council claims one in four Australians are missing out on the correct amount of superannuation contributions.

    Missing super payments are a multi-billion dollar problem.
    Wara1982/Shutterstock

    The Australian Taxation Office (ATO) estimates A$5.2 billion of guaranteed superannuation went unpaid in 2021–22.

    This can be due to payroll errors, misclassification under an award or, in extreme cases, non-payment of superannuation as a form of wage theft. All these things can be harder to spot when super is paid less frequently.

    Rules only requiring super to be paid quarterly may have been appropriate 30 years ago, in the early days of the superannuation guarantee. Business systems were often not computerised, and wages were often paid in cash.

    Times have changed

    Payroll systems are now much more sophisticated.

    From 2018, the federal government rolled out the single-touch payroll program that requires employers to report wages in real time, including details of superannuation guarantee withheld from an employee’s wages.

    The government is already benefiting from the increased automation of data submitted through this system.

    Single-touch payroll data helps improve official labour statistics and provides up-to-date income information for employees through the MyGov portal.

    Sending real-time data to Centrelink addresses one of the major flaws underpinning the Robodebt scandal, which used an averaging system to estimate fortnightly earnings.

    Benefits for employees

    In simple terms, the coming changes are basically a change in timing. Payments will be transferred to an employee’s super fund in the same way their wages are transferred directly to their bank account.

    Once bedded down, the changes will provide benefits across the board to employees, employers and the government.

    Currently, if an employee believes the correct amount of superannuation is not being paid to their fund, they are expected to follow this up directly with the ATO.

    Unfortunately, many employees presume the withheld amount shown on the payslip has already been paid into their super account.

    Unless a member is actively monitoring their super balance, they may be unaware that the amount shown on their payslip is not being paid into their fund on a timely basis.

    Payday super changes could help employees more easily check their super is being paid.
    Chay_Tee/Shutterstock

    Benefits for business

    Employers should also benefit from these changes, many of whom already do transfer superannuation when wages are paid.

    Currently, superannuation guarantee payments are run on a separate payment cycle to payroll, coinciding with payment of tax liabilities. If payments are on the same cycle as payroll, it should make budgeting easier, and ensure the separate super payment run is not overlooked.

    This assumes, of course, that the business is not relying on unpaid superannuation contributions to manage their cash flows elsewhere in the business. If that is the case, payday super changes will help protect the employee if the employer runs into financial difficulties.

    The change will also allow the tax office to match deductions and payments in real time to detect fraud – and check that super is actually being paid. This can reduce audit costs and – in the long run – reduce reliance on the aged pension as super account balances improve.

    Why wait any longer?

    So, with all of these expected benefits, why has the financial services sector this month asked for implementation to be delayed further – by up to two years? The building blocks of the system – electronic payments to transfer funds and the government’s single-touch payroll gateway – are already in place.

    One challenge is legislative. Although announced in May 2023, the draft legislation was only released for consultation in March 2025.

    The Superannuation Guarantee (Administration) Act 1992 needs extensive amendments to rewrite references to the calculation and payment of the superannuation guarantee charge.

    The draft legislation also makes some changes to definitions that may impact on how systems must be set up for payday super. Although not intended to change entitlements, they need to be made accurate in the software.

    Still, payday super has the potential to strengthen Australia’s superannuation system, protecting employee contributions and smoothing the payment system for employers. Concerns around its implementation are largely due to the time it has taken for the draft legislation to emerge.

    Following the election, the federal government has the numbers to pass this legislation as a matter of priority.

    Helen Hodgson has received funding from the ARC, AHURI and CPA Australia. Helen is the Chair of the Social Policy Committee and a Director of the National Foundation for Australian Women (NFAW). Helen was a Member of the WA Legislative Council from 1997 to 2001, elected as an Australian Democrat. She is not a current member of any political party. She is a Registered Tax Agent and a member of the SMSF Association, CPA Australia and The Tax Institute. Helen has superannuation with Unisuper and jointly owns positively geared rental properties.

    – ref. Soon, your boss will have to pay your wages and super at the same time. Here’s how everyone could benefit – https://theconversation.com/soon-your-boss-will-have-to-pay-your-wages-and-super-at-the-same-time-heres-how-everyone-could-benefit-256564

    MIL OSI Analysis – EveningReport.nz –

  • Jose Mujica, Uruguay’s former leader, rebel icon, and cannabis reformer, dead at 89

    Source: Government of India

    Source: Government of India (4)

    Jose Mujica, a one-time guerrilla and later president of Uruguay who drove a beat-up VW Beetle and enacted progressive reforms that carried his reputation well beyond South America, has died aged 89.

    The straight-talking Mujica, known to many Uruguayans by his nickname “Pepe,” led the small farming country’s leftist government from 2010 to 2015 after convincing voters his radical past was a closed chapter.

    “It is with deep sorrow that we announce the death of our comrade Pepe Mujica,” President Yamandu Orsi said in a post on X. “Thank you for everything you gave us and for your deep love for your people.”

    As president, Mujica adopted what was then a pioneering liberal stance on issues related to civil liberties. He signed a law allowing gay marriage and abortions in early pregnancy, and backed a proposal to legalize marijuana sales. The gay marriage and abortion measures were a big shift for Catholic Latin America, and the move on marijuana was at the time almost unprecedented worldwide.

    Regional leaders, including leftist presidents in Brazil, Chile, and Mexico, mourned Mujica’s passing and praised his example.

    “He defended democracy like few others. And he never stopped advocating for social justice and the end of all inequalities,” said Brazilian President Luiz Inacio Lula da Silva. Mujica’s “greatness transcended the borders of Uruguay and his presidential term,” he added.

    During his term in office, Mujica refused to move to the presidential residence, choosing to stay in his modest home where he kept a small flower farm in a suburb of Montevideo, the capital.

    Shunning a formal suit and tie, it was common to see him driving around in his Beetle or eating at downtown restaurants where office workers had lunch.

    In a May 2024 interview with Reuters in the tin-roofed house that Mujica shared with his wife, former Senator Lucia Topolansky, he said he had kept the old Beetle and that it was still in “phenomenal” condition.

    But, he added, he preferred a turn on the tractor, saying it was “more entertaining” than a car and was a place where “you have time to think.”

    Critics questioned Mujica’s tendency to break with protocol, while his blunt and occasionally uncouth statements sometimes forced him to explain himself, under pressure from opponents and political allies alike.

    But it was his down-to-earth style and progressive musings that endeared him to many Uruguayans.

    “The problem is that the world is run by old people, who forget what they were like when they were young,” Mujica said during the 2024 interview.

    Mujica himself was 74 when he became president. He was elected with 52% of the vote, despite some voters’ concerns about his age and his past as one of the leaders of the Tupamaros rebel group in the 1960s and 1970s.

    Lucia Topolansky was Mujica’s long-term partner, dating back to their days in the Tupamaros. The couple married in 2005, and she served as vice president from 2017-2020.

    After leaving office, they remained politically active, regularly attending inaugurations of Latin American presidents and giving crucial backing to candidates in Uruguay, including Orsi, who took office in March 2025. They stopped growing flowers on their small holding but continued to cultivate vegetables, including tomatoes that Topolansky pickled each season.

    BEHIND BARS

    Jose Mujica’s birth certificate recorded him as born in 1935, although he claimed there was an error and that he was actually born a year earlier. He once described his upbringing as “dignified poverty.”

    Mujica’s father died when he was 9 or 10 years old, and as a boy he helped his mother maintain the farm where they grew flowers and kept chickens and a few cows.

    At the time Mujica became interested in politics, Uruguay’s left was weak and fractured, and he began his political career in a progressive wing of the center-right National Party.

    In the late 1960s, he joined the Marxist Tupamaros guerrilla movement, which sought to weaken Uruguay’s conservative government through robberies, political kidnappings, and bombings.

    Mujica later said that he had never killed anyone but was involved in several violent clashes with police and soldiers and was once shot six times.

    Uruguay’s security forces gained the upper hand over the Tupamaros by the time the military swept to power in a 1973 coup, marking the start of a 12-year dictatorship in which about 200 people were kidnapped and killed. Thousands more were jailed and tortured.

    Mujica spent almost 15 years behind bars, many in solitary confinement, lying at the bottom of an old horse trough with only ants for company. He managed to escape twice, once by tunneling into a nearby house. His biggest “vice” as he approached 90, he later said, was talking to himself, alluding to his time in isolation.

    When democracy was restored to the farming country of roughly 3 million people in 1985, Mujica was released and returned to politics, gradually becoming a prominent figure on the left.

    He served as agriculture minister in the center-left coalition of his predecessor, President Tabaré Vázquez, who would go on to succeed him from 2015 to 2020.

    Mujica’s support base was on the left, but he maintained a fluid dialogue with opponents within the center-right, inviting them to traditional barbecues at his home.

    “We can’t pretend to agree on everything. We have to agree with what there is, not with what we like,” he said.

    He believed drugs should be decriminalized “under strict state control” and addiction addressed.

    “I do not defend drug use. But I can’t defend (a ban) because now we have two problems: drug addiction, which is a disease, and narcotrafficking, which is worse,” he said.

    In retirement, he remained resolutely optimistic.

    “I want to convey to all the young people that life is beautiful, but it wears out and you fall,” he said following a cancer diagnosis.

    “The point is to start over every time you fall, and if there is anger, transform it into hope.”

    –Reuters

  • MIL-OSI Asia-Pac: InvestHK helps 223 firms in 4 months

    Source: Hong Kong Information Services

    From January to April this year, Invest Hong Kong assisted 223 Mainland and overseas enterprises, representing an increase of 13% relative to the same period last year.

    Acting Secretary for Commerce & Economic Development Bernard Chan told legislators today that these enterprises are expected to bring in direct investment of over $22.3 billion and create more than 4,900 jobs within their first year of operations or expansion.

    More than a quarter of the enterprises indicated they plan to set up international or regional headquarters in Hong Kong, he added.

    The top five places of origin of the 223 enterprises are the Mainland, the US, Japan, the UK and Singapore. Meanwhile, the top five sectors are financial services and fintech, family offices, innovation and technology (I&T), tourism and hospitality, and consumer products.

    Separately, the Office for Attracting Strategic Enterprises (OASES), established directly under the Financial Secretary by the current-term Government, has so far attracted 84 strategic enterprises to Hong Kong, many of which plan to establish their international or regional headquarters in the city. OASES was set up in 2022 to attract high-potential and strategic I&T enterprises from around the globe.

    Besides attracting enterprises and investment, the current-term Government is also committed to attracting talent from the Mainland and overseas. From January to April this year, over 45,000 new applications under various talent admission schemes were received, with more than 35,000 being approved.

    Mr Chan stressed that the Hong Kong Special Administrative Region Government will continue to make every effort to attract more enterprises and talent from the Mainland and overseas.

    MIL OSI Asia Pacific News –

  • MIL-OSI: Capgemini leads paradigm shift in mainframe application modernization powered by gen AI and agentic AI

    Source: GlobeNewswire (MIL-OSI)

    Press contact:
    Mollie Mellows
    Tel.: + 44 (0) 7342 709384
    E-mail: mollie.mellows@capgemini.com

    Capgemini leads paradigm shift in mainframe application modernization powered by gen AI and agentic AI

    New automated offering enables organizations to unlock the value trapped in their legacy systems at unprecedented speed

    Paris, May 14, 2025 – Capgemini is leading a paradigm shift in mainframe modernization with the launch of a new offering that will enable organizations to unlock greater value from their legacy systems at unprecedented speed and accuracy. Capgemini’s new approach, powered by generative and agentic AI, gives those organizations that have been wedded to complex mainframe environments the ability to gain cost savings and agility, as well as a significant improvement in data quality. It converts legacy mainframe applications into more modern, agile, and cloud-friendly formats that can run more efficiently either on or outside of a mainframe.

    Automated mainframe application refactoring involves using tools and techniques to automatically convert legacy mainframe applications, such as those written in COBOL and their respective databases and data files. Embedded with a set of generative AI assistants and AI agents, Capgemini’s new offering automates legacy code analysis and extraction of business rules, quickly transforming them into modern architecture. It is also supported with rigorous automated testing for faster, higher-quality transformations and reduced risk for businesses.

    “Many organizations have already explored various mainframe migration approaches like rehosting, but none of these lead to a mainframe exit option,” said Franck Greverie, Chief Portfolio & Technology Officer, Head of the Global Business Lines, and Group Executive Board Member at Capgemini. “Our new automated approach, built on a combination of gen AI assistants and AI agents, provides a comprehensive understanding of an enterprise’s existing legacy landscape. This approach enables the automation capabilities needed to completely refactor mainframe applications, driving greater efficiency in migrating and converting core mainframe-based systems. Designed to give enterprises opportunities to achieve greater cost efficiencies, quality and agility, it will open new business perspectives for those that have been relying on their mainframes for years.”

    Underpinned by Capgemini’s extensive experience of delivering large and complex mainframe modernization programs, market leadership in AI, deep domain knowledge and broad understanding of complex industry regulations, Capgemini’s offering has already delivered tangible results for a number of blue-chip clients including, a major life insurance firm in the USA: by intelligently extracting legacy product requirements logic for a complex life product from their mainframe code base, Capgemini significantly accelerated their conversion to a modernized Policy Admin System, achieving higher quality and accuracy with remarkable speed compared to traditional methods.

    In a recent report, The Forrester Wave™: Application Modernization and Multicloud Managed Services, Q1 2025, Capgemini was named a leader. Find out more here.

    Forrester does not endorse any company, product, brand, or service included in its research publications and does not advise any person to select the products or services of any company or brand based on the ratings included in such publications. Information is based on the best available resources. Opinions reflect judgment at the time and are subject to change. For more information, read about Forrester’s objectivity here.

    About Capgemini
    Capgemini is a global business and technology transformation partner, helping organizations to accelerate their dual transition to a digital and sustainable world, while creating tangible impact for enterprises and society. It is a responsible and diverse group of 340,000 team members in more than 50 countries. With its strong over 55-year heritage, Capgemini is trusted by its clients to unlock the value of technology to address the entire breadth of their business needs. It delivers end-to-end services and solutions leveraging strengths from strategy and design to engineering, all fueled by its market leading capabilities in AI, generative AI, cloud and data, combined with its deep industry expertise and partner ecosystem. The Group reported 2024 global revenues of €22.1 billion.
    Get The Future You Want | www.capgemini.com

    Attachment

    The MIL Network –

  • MIL-OSI: FirstCash to Acquire H&T Group, the Leading Operator of Pawnshops in the United Kingdom

    Source: GlobeNewswire (MIL-OSI)

    Marks FirstCash’s strategic entry into the UK market through an established, industry-leading brand;
    Provides further geographic diversification and unlocks additional growth opportunities;
    Expected to be meaningfully accretive to EBITDA and EPS;
    Strengthens FirstCash’s position as a global leader in pawn operations

    FORT WORTH, Texas, May 14, 2025 (GLOBE NEWSWIRE) — FirstCash Holdings, Inc. (“FirstCash” or the “Company”) (Nasdaq: FCFS), a leading international operator of over 3,000 retail pawn stores in the U.S. and Latin America, today announced that it has reached agreement on the terms of a final* recommended cash acquisition of H&T Group plc (“H&T”), the leading operator of pawn stores in the United Kingdom. Under the terms of the agreement, FirstCash (through a newly incorporated wholly-owned U.K. subsidiary, Chess Bidco Limited) will pay cash consideration of 650 pence for each share of H&T stock. In addition, H&T shareholders will receive a final dividend of 11 pence for each H&T share to be paid on June 27, 2025. The total equity value, including cash consideration for the shares and the final cash dividend, is approximately £297 million or $394 million USD based on the exchange rate as of the close of business on May 13, 2025.

    The acquisition of H&T expands FirstCash’s geographic footprint into a new and attractive market, further providing the Company with enhanced scale, operating efficiencies and long-term growth opportunities. This combination of FirstCash and H&T will create the largest publicly traded pawn platform in the United States, Latin America and the United Kingdom.

    Mr. Rick Wessel, Chief Executive Officer and Vice-Chairman of the Board of FirstCash, commented, “We are excited to add H&T, the leading pawn operator in the United Kingdom, as part of FirstCash’s global platform. This strategic transaction provides an entry into a significant new market which we believe will unlock additional growth opportunities for the Company. We have great confidence in H&T’s continued success given their proven track record coupled with their experienced management and operations teams. FirstCash looks forward to working together to drive long-term value for all of our customers, employees, and shareholders.”

    Mr. Chris Gillespie, Chief Executive Officer of H&T, commented, “The acquisition has a compelling strategic rationale, bringing together two businesses with complementary offerings focused on the values and benefits of their customers. I am extremely proud of H&T, we have built a fantastic team and highly attractive business, and FirstCash’s offer is a clear acknowledgment of this. It’s clear to us that FirstCash has full appreciation of our capabilities, the dedication of our employees, commitment to the customer and with their backing and support, I am confident H&T will have an extremely bright future.”

    * The financial terms of the acquisition are final and will not be increased or improved, except that Chess Bidco Limited reserves the right to increase the amount of the cash consideration payable by it (i) if there is an announcement on or after the date of this announcement of a possible offer or a firm intention to make an offer for H&T by a third party or (ii) with the consent of the UK’s Panel on Takeovers and Mergers (which will be granted only in wholly exceptional circumstances).

    Compelling Strategic and Financial Benefits

    • Establishes FirstCash as the leading operator of pawn stores in the UK: H&T represents a highly complementary strategic fit as the UK’s largest pawnbroker, operating with a network of 285 stores.
    • Expands FirstCash’s Geographic Reach: Entry into the UK pawn market represents another major step in FirstCash’s international growth strategy, adding further geographic diversification to the Company’s existing U.S. and Latin American pawn operations.
    • Unlocks Further Growth Opportunities: H&T’s well-recognized brand provides FirstCash with a platform for increased penetration across key regions of the UK and opens the door for potential expansion into other European markets.
    • Enhances Scale and Operating Leverage: The addition of 285 stores increases FirstCash’s scale, operational footprint and ability to leverage efficiencies across its global platform.
    • Adds Experienced UK-Based Leadership: H&T’s seasoned management team brings deep local expertise and a proven track record of performance, positioning FirstCash to drive strong execution and continued momentum in the UK market.
    • Financially Compelling: The transaction is expected to be meaningfully accretive to both EBITDA and EPS, strengthening FirstCash’s financial profile and long-term shareholder value.

    Transaction Timeline and Additional Details
    The acquisition has been unanimously approved by the Boards of Directors of both FirstCash and H&T. The transaction is subject to approval by H&T’s shareholders and customary regulatory approvals in the United Kingdom. The transaction is expected to close in the second half of 2025, subject to receipt of these approvals and the satisfaction of other customary closing conditions.

    Presentation
    Associated presentation materials regarding the transaction will be available on the investor relations section of FirstCash’s website at https://investors.firstcash.com/.

    Advisors
    Jefferies LLC is serving as exclusive financial advisor to FirstCash. Alston & Bird LLP and Macfarlanes LLP are serving as legal counsel to FirstCash. 

    Canaccord Genuity is serving as lead financial advisor to H&T and Shore Capital is serving as joint financial advisor to H&T. Gowling WLG (UK) LLP is serving as legal advisor to H&T.

    Further Information; No Offer or Solicitation
    This release is for information purposes and is not intended to and does not constitute, or form part of, an offer, invitation or the solicitation of an offer to purchase, otherwise acquire, subscribe for, sell or otherwise dispose of any securities, or the solicitation of any vote or approval in any jurisdiction, pursuant to the all-cash offer by Chess Bidco Limited, a newly-established indirect wholly-owned subsidiary of FirstCash Holdings, Inc. (the “Company”), for the entire issued and to be issued share capital of H&T Group plc, a company incorporated in England and Wales (“H&T”) (such acquisition, the “Acquisition”), or otherwise, nor shall there be any sale, issuance or transfer of securities of H&T in any jurisdiction in contravention of applicable law. The Acquisition will be made solely by means of a court-sanctioned scheme of arrangement (the “Scheme”) under Part 26 of the United Kingdom Companies Act 2006, as amended (the “UK Companies Act”) (or, if the Acquisition is implemented by way of a takeover offer, as such term is defined in the UK Companies Act (the “Takeover Offer”), the offer document), which will contain the full terms and conditions of the Acquisition, including details of how to vote in respect of the Scheme. Any vote in respect of the Scheme or other response in relation to the Acquisition should be made only on the basis of the information contained in the Scheme document (or, if the Acquisition is implemented by way of a Takeover Offer, the offer document). H&T shareholders are urged to read the Scheme document when it becomes available, because it will contain important information relating to the Acquisition.

    Additional Information
    The Acquisition is being made to acquire the shares of an English company by means of a scheme of arrangement provided for under English law. A transaction effected by means of a scheme of arrangement is not subject to the tender offer rules or the proxy solicitation rules under the U.S. Securities Exchange Act of 1934, as amended (“U.S. Exchange Act”). Accordingly, the Scheme will be subject to disclosure requirements and practices applicable in the United Kingdom to schemes of arrangement, which are different from the disclosure requirements of the U.S. tender offer and proxy solicitation rules. The financial information included in this release and the Scheme documentation has been or will have been prepared in accordance with accounting standards applicable in the United Kingdom and thus may not be comparable to financial information of U.S. companies or companies whose financial statements are prepared in accordance with generally accepted accounting principles in the U.S. If Bidco exercises its right to implement the Acquisition by way of a Takeover Offer, such offer will be made in compliance with applicable U.S. laws and regulations.

    The receipt of cash pursuant to the Acquisition by a U.S. holder as consideration for the transfer of its H&T shares pursuant to the Scheme will likely be a taxable transaction for United States federal income tax purposes and under applicable United States state and local, as well as foreign and other, tax laws. Each H&T shareholder is urged to consult their independent professional adviser immediately regarding the tax consequences of the Acquisition applicable to them.

    In accordance with normal United Kingdom practice and pursuant to Rule 14e-5(b) of the U.S. Exchange Act (to the extent applicable), Bidco, its nominees or its brokers (acting as agents) may from time to time make certain purchases of, or arrangements to purchase, H&T shares outside of the U.S., other than pursuant to the Acquisition, until the date on which the Acquisition becomes effective, lapses or is otherwise withdrawn. If such purchases or arrangements to purchase were to be made, they would be made outside of the U.S. and would be in accordance with applicable law, including the U.S. Exchange Act and the United Kingdom City Code on Takeovers and Mergers (the “Code”). These purchases may occur either in the open market at prevailing prices or in private transactions at negotiated prices. Any information about such purchases will be disclosed as required in the United Kingdom, will be reported to a Regulatory Information Service and will be available on the London Stock Exchange website at www.londonstockexchange.com.

    Forward-Looking Statements
    This release contains forward-looking statements regarding, among other things, the Acquisition, the anticipated benefits and timing of the Acquisition and the business, financial condition, outlook and prospects of the Company and H&T. Forward-looking statements, as that term is defined in the Private Securities Litigation Reform Act of 1995, can be identified by the use of forward-looking terminology such as “outlook,” “believes,” “projects,” “expects,” “may,” “estimates,” “should,” “plans,” “targets,” “intends,” “could,” “would,” “anticipates,” “potential,” “confident,” “optimistic,” or the negative thereof, or other variations thereon, or comparable terminology, or by discussions of strategy, objectives, estimates, guidance, expectations, outlook and future plans. Forward-looking statements can also be identified by the fact these statements do not relate strictly to historical or current matters. Rather, forward-looking statements relate to anticipated or expected events, activities, trends or results. Because forward-looking statements relate to matters that have not yet occurred, these statements are inherently subject to risks and uncertainties.

    While the Company believes the expectations reflected in forward-looking statements are reasonable, there can be no assurances such expectations will prove to be accurate. Security holders are cautioned that such forward-looking statements involve risks and uncertainties. Certain factors may cause results to differ materially from those anticipated by the forward-looking statements made in this release. With respect to the proposed Acquisition, these factors, risks and uncertainties include, without limitation, the risk that the Acquisition may not be consummated, including as a result of a failure by Company or H&T to obtain the necessary shareholder (in the case of H&T) or regulatory approvals required for the Acquisition, or that required regulatory approvals may delay the Acquisition or result in the imposition of conditions that could reduce the anticipated benefits from the Acquisition, or the occurrence of any event, change or other circumstances that could give rise to the termination of the Acquisition; the risk that Company will incur additional indebtedness to finance the Acquisition, which may not be on favorable terms to the Company; the length of time necessary to consummate the Acquisition, which may be longer than anticipated for various reasons; the risk that H&T will not be combined and integrated successfully; the risk that the cost savings, synergies and growth from the Acquisition may not be fully realized or may take longer to realize than expected; the diversion of management time on Acquisition-related issues; the risk that costs associated with the integration of H&T is higher than anticipated; inherent risks resulting from Company’s entry into a new geographical market, including exposure to local economic and political conditions, exchange rate fluctuations and the extensive regulatory regime in the UK; risk related to the ability to hire and retain key H&T personnel; and the effects of tax assessments or tax positions taken, risks related to goodwill and other intangible asset impairment, tax adjustments, anticipated tax rates, or other regulatory compliance costs.

    Additional risks and uncertainties with respect to the Company are discussed and described in the Company’s most recent Annual Report on Form 10-K filed with the U.S. Securities and Exchange Commission (the “SEC”), including the risks described in Part 1, Item 1A, “Risk Factors” thereof, and other reports the Company files with the SEC. Many of these risks and uncertainties are beyond the ability of the Company to control, nor can the Company predict, in many cases, all of the risks and uncertainties that could cause its actual results to differ materially from those indicated by the forward-looking statements. The forward-looking statements contained in this release speak only as of the date of this release, and the Company expressly disclaims any obligation or undertaking to report any updates or revisions to any such statement to reflect any change in the Company’s expectations or any change in events, conditions or circumstances on which any such statement is based, except as required by law.

    Publication on website
    In accordance with Rule 26.1 of the Code, a copy of this release will be made available, subject to certain restrictions, on the Company’s website at https://investors.firstcash.com/ by no later than 12 noon (London time) on the business day following publication of this release. For the avoidance of doubt, the contents of any websites referred to in this release are not incorporated into and do not form part of this release.

    Right to request hard copies
    In accordance with Rule 30.3 of the Code, a person so entitled may request a hard copy of this release (and any document or information incorporated into it by reference to another source) by contacting H&T’s registrars, Equiniti, by writing to Equiniti at Aspect House, Spencer Road, Lancing, West Sussex, BN99 6DA, United Kingdom or by calling them during business hours on +44 (0)371 384 2030. Lines are open from 8.30 a.m. to 5.30 p.m. (London time) Monday to Friday (except English and Welsh public holidays). Calls are charged at the standard geographical rate and will vary by provider. Calls from outside the United Kingdom will be charged at the applicable international rate. For persons who receive a copy of this release in electronic form or via a website notification, a hard copy of this release (and any document or information incorporated by reference into this release) will not be sent unless so requested. In accordance with Rule 30.3 of the Code, such persons may also request that all future documents, announcements and information to be sent to them in relation to the Acquisition should be sent in hard copy form.

    About FirstCash
    FirstCash is a leading international operator of pawn stores focused on serving cash and credit-constrained consumers. FirstCash’s more than 3,000 pawn stores in the U.S. and Latin America buy and sell a wide variety of jewelry, electronics, tools, appliances, sporting goods, musical instruments and other merchandise, and make small non-recourse pawn loans secured by pledged personal property. FirstCash’s pawn segments in the U.S. and Latin America currently account for approximately 80% of annualized segment earnings, with the remainder provided by its wholly owned subsidiary, AFF, which provides lease-to-own and retail finance payment solutions for consumer goods and services.

    FirstCash is a component company in both the Standard & Poor’s MidCap 400 Index® and the Russell 2000 Index®. FirstCash’s common stock (ticker symbol “FCFS”) is traded on the Nasdaq, the creator of the world’s first electronic stock market. For additional information regarding FirstCash and the services it provides, visit FirstCash’s websites located at http://www.firstcash.com and http://www.americanfirstfinance.com.

    About H&T
    H&T is the UK’s largest pawnbroker, a leading retailer of high quality new and pre-owned jewelry and pre-owned watches and provides a range of financial products tailored for a customer base which has limited access to, or is excluded from, the traditional banking sector. These products include Pawnbroking, Retail and Foreign Currency.

    The MIL Network –

  • MIL-OSI Russia: A block with public, business and scientific-industrial facilities will appear in Vnukovo

    Translation. Region: Russian Federal

    Source: Moscow Government – Government of Moscow –

    In the Novomoskovsky administrative district of the capital, a site will be reorganized under the program of integrated development of territories (IDT). The corresponding draft resolution posted on the Moscow Government website. This was reported by the Deputy Mayor of Moscow for Urban Development Policy and Construction Vladimir Efimov.

    “Under the KRT program, a land plot of 5.94 hectares will be reorganized in the Vnukovo area. It is planned to create a modern space with public, business, and scientific and production facilities there. Investments in the comprehensive development of the territory are estimated at 8.7 billion rubles, and the annual budget effect is 289.5 million rubles. The implementation of the project will create about 720 jobs,” said Vladimir Efimov.

    The territory is located on Desantnaya Street near the Airport platform of the Kyiv direction of the Moscow Railway and Borovskoye Highway.

    “According to the project, it is planned to build objects of various functional purposes on the site, including technology parks, office and shopping centers with cafes, restaurants and shops. The territory of the business quarter will be improved, landscaped, and a convenient street and road network will be organized. It is also planned to place a parking lot on the site,” noted the Minister of the Moscow Government, Head of the Department of Urban Development Policy

    Vladislav Ovchinsky.

    According to the program of integrated development of territories, multifunctional city blocks are being created, where roads, comfortable housing and all necessary infrastructure are being designed on the site of former industrial zones and inefficiently used areas. Currently, 302 such projects with a total area of about 4.2 thousand hectares are at various stages of development and implementation in Moscow. This work is in progress on behalf of Sergei Sobyanin.

    Get the latest news quicklyofficial telegram channel the city of Moscow.

    Please note: This information is raw content directly from the source of the information. It is exactly what the source states and does not reflect the position of MIL-OSI or its clients.

    Please Note; This Information is Raw Content Directly from the Information Source. It is access to What the Source Is Stating and Does Not Reflect

    https: //vv.mos.ru/nevs/ite/153800073/

    MIL OSI Russia News –

  • MIL-OSI Russia: The best volunteers were chosen among Moscow schoolchildren and students

    Translation. Region: Russian Federal

    Source: Moscow Government – Government of Moscow –

    More than eight thousand students from schools, colleges and additional education centers took part in the competition for the best organization of volunteer activities of the city youth forum “Moscow – the Territory of Good Deeds”. The winners and prize winners were awarded well-deserved prizes.

    “The popularity of the volunteer movement in the capital is growing. Today, there are more than 100 thousand child volunteers in the Moscow education system – their number has increased by 10 percent compared to 2024. The number of applications submitted for the competition for the best organization of volunteer activities has tripled this year. The most active volunteers received awards for their work: for collecting humanitarian aid for those in need, organizing events, helping animals in shelters, orphans, veterans and the elderly, for writing messages and greeting cards to participants in a special military operation,” the press service of the capital said.

    Department of Education and Science.

    In the nomination “Volunteer of the Year” in the age category from six to 10 years old, the victory was won by a student of school No. 2001 Taisiya Nesterova. The winner in the age category from 11 to 14 years old was a student of school No. 709 named after twice Hero of Socialist Labor V.I. Dolgikh Ksenia Shlykova. The title of absolute winner in the nomination “Volunteer of the Year” in the age category from 15 to 18 years old was earned by a student of school No. 2120 Alexey Gubatenko.

    The Volunteer of the Year among college students was Dmitry Kapustin, a student of the College of Communications No. 54. The winner of the Volunteer of the Year nomination in additional education centers was Victoria Ermakova from the Presnya Center for the Development of Children’s and Youth Creativity.

    The best volunteer squad based on the school was the volunteer squad “Volunteers of School No. 2005”. The first place among volunteer squads of colleges was taken by the squad “In touch with good” of the College of Communications No. 54 named after P.M. Vostrukhin. The best volunteer squad in the centers of additional education was “Civilization of the Young” of the Palace of Children’s and Youth Creativity named after A.P. Gaidar.

    Olga Bolotskikh was recognized as the best leader of a volunteer squad. She supervises a volunteer squad at school No. 2005. The winner in the nomination among college representatives was Diana Movsesyan, leader of the “In touch with good” squad at P. M. Vostrukhin College of Communications No. 54. The best leader of a volunteer squad in additional education centers was Liliya Kaipova from the Presnya Center for the Development of Children’s and Youth Creativity.

    In the nomination “Best practice of organizing volunteer activities” the winners were schools No. 1542, 1474, 2005, 1273, 507, 203, Izmailovskaya school No. 1508, school No. 648 named after Hero of the Russian Federation A.G. Karlov, school No. 709 named after twice Hero of Socialist Labor V.I. Dolgikh, College of Communications No. 54 named after P.M. Vostrukhin and the Moscow College of Business Technologies. The contestants told how they organize volunteer work in their educational institutions.

    “I am overwhelmed with joy because I took first place in the Volunteer of the Year category. There was a warm atmosphere in the hall today: we were all rooting for our teammates and leaders. I want to wish all Moscow volunteers not to give up and to go towards their goals. Doing good deeds is not difficult, and everyone who wants to help and change the world for the better is great,” shared Victoria Ermakova.

    As part of the forum “Moscow – Territory of Good Deeds”, participants attended interactive educational events – master classes, speaker sessions and a meeting with a participant in a special military operation. In addition, the forum hosted a city initiation into volunteers of Moscow education. The forum “Moscow – Territory of Good Deeds” was organized by the Moscow Center for Educational Practices of the capital’s Department of Education and Science.

    Today, more than 100 thousand children have joined the volunteer movement. More than 800 volunteer units operate in schools, colleges and additional education centers. The main areas include sports, environmental, social, event, patriotic, media and zoo volunteering. The Moscow Center for Educational Practices holds events and programs for participants and leaders of volunteer units. This allows them to improve their competencies, gain social experience, exchange best practices with like-minded people and implement useful initiatives.

    You can find out more about additional education in the capital in Telegram channels “Moscow education” And“Moscow Center for Educational Practices”.

    Supplementary education programs develop creative and critical thinking in schoolchildren and develop skills that will be useful to them in their future profession. Events held within the framework of supplementary education contribute to the project “All the best for children” of the national project “Youth and Children”.

    Get the latest news quicklyofficial telegram channel the city of Moscow.

    Please note: This information is raw content directly from the source of the information. It is exactly what the source states and does not reflect the position of MIL-OSI or its clients.

    Please Note; This Information is Raw Content Directly from the Information Source. It is access to What the Source Is Stating and Does Not Reflect

    https: //vv.mos.ru/nevs/ite/153815073/

    MIL OSI Russia News –

  • MIL-OSI China: Announcement on Open Market Operations No.90 [2025]

    Source: Peoples Bank of China

    Announcement on Open Market Operations No.90 [2025]

    (Open Market Operations Office, May 14, 2025)

    The People’s Bank of China conducted reverse repo operations in the amount of RMB92 billion through quantity bidding at a fixed interest rate on May 14, 2025.

    Details of the Reverse Repo Operations

    Maturity

    Rate

    Bidding Volume

    Winning Bid Volume

    7 days

    1.40%

    RMB92 billion

    RMB92 billion

    Date of last update Nov. 29 2018

    2025年05月14日

    MIL OSI China News –

  • MIL-OSI: Com4 selects Nokia 5G Standalone Core to power global IoT services

    Source: GlobeNewswire (MIL-OSI)

    Press Release
    Com4 selects Nokia 5G Standalone Core to power global IoT services

    • Com4 selects Nokia 5G Standalone Core to power global IoT services with a secure, flexible IoT architecture that enables Com4 to meet the growing global demand for connected devices.
    • Nokia 5G Standalone Core’s automation and security accelerate new service delivery.

    14 May 2025
    Oslo, Norway – Com4, a full MVNO and part of the Wireless Logic Group, has selected Nokia as the main supplier for its new 5G Standalone Core. The new core enables Com4 to deliver secure, scalable IoT services globally and meet rising demand for low-latency, high-bandwidth connectivity.

    Nokia’s 5G Core solution supports all radio access technologies (2G to 5G SA), ensuring backward compatibility while enabling next-generation capabilities. It also supports fixed wireless access (FWA) and satellite-based broadband, making it a future-ready platform for IoT growth.

    Com4 serves a wide range of industries—including energy, transport, health, and security—where secure, reliable connectivity is critical. Nokia’s flexible architecture allows Com4 to deploy advanced features such as:

    • Support for LPWA technologies: LTE-M, NB-IoT, and RedCap.
    • SIM-level service control and multi-IMSI functionality for network redundancy and global customization.
    • Appliance-based edge gateways for localized deployment and compliance with data sovereignty rules.
    • Advanced MPLS support for scalable IP/MPLS integration.
    • A robust platform for secure VPNs, cloud interconnects, and full-stack service management.
    • Full API support for automation and orchestration of advanced B2B services.

    Nokia’s full-stack Core includes Packet Core, Policy Control, Charging, Subscriber Data Management, and the Nokia Cloud Platform , which integrates Red Hat OpenShift*, the industry’s leading hybrid cloud application platform powered by Kubernetes.

    “Enterprise IoT demands more than connectivity. It requires flexibility and security built-in,” says Martin Nord, CTO and CPO at Com4. “With this core, we can customize services per device, control deployments globally, and respond faster to new market needs.”

    “IoT service providers are becoming a major part of mobile core growth with unique requirements. Nokia’s 5G Core provides strong and cost-effective capabilities tailored to IoT – from new capabilities to enable global IoT device roaming to onboarding millions of devices. These features help providers like Com4 shape and scale their services with greater accuracy and less complexity,” said Erez Sverdlov, Vice President, Cloud and Network Services’ Market Leader for Europe at Nokia.

    This deployment strengthens Com4’s ability to serve enterprise customers while reinforcing Nokia’s role as a key technology partner in the evolution of IoT connectivity.

    *Red Hat and OpenShift are trademarks or registered trademarks of Red Hat, Inc. or its subsidiaries in the U.S. and other countries.

    Multimedia, technical information and related news

    Web Page: Nokia Cloud Packet Core (CPC)

    About Nokia
    At Nokia, we create technology that helps the world act together.

    As a B2B technology innovation leader, we are pioneering networks that sense, think and act by leveraging our work across mobile, fixed and cloud networks. In addition, we create value with intellectual property and long-term research, led by the award-winning Nokia Bell Labs, which is celebrating 100 years of innovation.

    With truly open architectures that seamlessly integrate into any ecosystem, our high-performance networks create new opportunities for monetization and scale. Service providers, enterprises and partners worldwide trust Nokia to deliver secure, reliable and sustainable networks today – and work with us to create the digital services and applications of the future.

    About Com4
    Com4, part of the Wireless Logic Group, is a leading provider of IoT connectivity solutions, dedicated to helping customers succeed through the power of IoT connectivity. With a focus on delivering cutting-edge solutions, Com4 offers full-stack global IoT connectivity tailored to match each customer’s unique goals. The company’s highly competent IoT specialists provide personalized advice and insights, ensuring customers receive the most fitting solutions with Nordic quality and reliability standards, European customer-centricity, and global reach.

    Media inquiries
    Nokia Press Office
    Email: Press.Services@nokia.com

    Stein Andre Larner, CEO, Com4
    Email: stein.andre.larner@com4.no
    Phone: +47 47 90 07 77

    Martin Nord, CTO & CPO, Com4
    Email: martin.nord@com4.no
    Phone: +47 94049404

    Follow Nokia on social media
    LinkedIn X Instagram Facebook YouTube

    Follow Com4 on social media
    LinkedIn X YouTube

    The MIL Network –

  • MIL-OSI: Atos Group: new strategic and transformation plan “Genesis” to leverage core strengths and restore sustainable profitable growth. Cash generation and disciplined capital allocation as key drivers to deleveraging

    Source: GlobeNewswire (MIL-OSI)

                                                                    Press Release

    Atos Group: new strategic and transformation plan “Genesis” to leverage core strengths and restore sustainable profitable growth

    Cash generation and disciplined capital allocation as key drivers to deleveraging

    • Paving the way to become a global AI-powered technology partner of choice delivering secure end-to-end digital journeys
    • Simplifying branding, geographic footprint, governance and offering to refocus on most promising and strategically valuable businesses
    • Renewed and streamlined leadership team and stronger operating model for a more efficient organization
    • Leaner cost structure to deliver industry standard performance
    • Accelerated investment in innovation and rapidly scaling technology services with a significant AI drive
    • Ambitious and achievable financial targets for FY 2028 fueled by cash generation and disciplined capital allocation:
      • €9-10 Billion revenues
      • c. 10% operating margin
      • towards investment grade credit rating profile

    Paris – May 14th, 2025. Atos Group today announces its four-year strategic and transformation plan to return the Company to sustainable growth and improved profitability following the successful completion of its financial restructuring in 2024. At a Capital Markets Day in Paris today, Chairman and CEO Philippe Salle outlines a bold strategy to deliver revenues of €9-10 billion with an operating margin of around 10 per cent in 2028.

    Philippe Salle, Atos Group Chairman and CEO, says: “Atos Group is at an exciting inflexion point. With the Group’s financial structure now secure, our “Genesis” strategic and transformation plan will ensure that we strengthen our position as a global leader in cutting-edge technology solutions and deliver appreciable growth in revenue and profitability over the next four years.

    “There are very few companies in the world that can provide true end-to-end digital solutions for clients, at scale, in some of our most challenging and complex industries. Atos Group is one of them. Our competitive advantage lies in our highly skilled and committed colleagues, the depth of our technical expertise, our global capability with deep local roots, and our proven track record of delivery to a worldwide loyal customer base. We fully intend to leverage this advantage over the coming years and thereby deliver significant, growing value for our shareholders, clients and employees.”
    Streamlined and refocused Group with a clear plan for growth

    At the heart of this strategy is the repositioning of Atos Group as a global AI-powered technology partner delivering secure end-to-end digital journeys for its clients, through:

    • A simplified structure: transforming Atos portfolio of assets to a unified Group with two clear brands focused on high-growth and high-impact activities:

    Atos, a services business organized around six business lines:

    • Cloud & Modern Infrastructure – Covering the full cloud spectrum, from design to build to run, with expertise spanning hybrid, multi-cloud, infrastructure modernization, and FinOps-enabled delivery
    • Cyber Services – Delivering end-to-end security, from advisory, testing and compliance to Managed Detection & Response (MDR), OT security, and identity management
    • Data & AI (newly created) – Powering transformation through data enablement, AI development, AI-run (MLOps) and GenAI integration into operations and offerings
    • Digital Applications – Providing custom app design, development, modernization, and next-gen Application Managed Services (AI-powered, observable, secure-by-design)
    • Smart Platforms – Driving digital design, transformation and management services on key enterprise platforms including SAP and ServiceNow
    • Digital Workplace – Enabling secure, accessible, AI-powered workplace experiences aligned with employee engagement, accessibility and ESG priorities

    Eviden, a product business organized around four product lines: Cybersecurity products, Advanced Computing, Mission-Critical Systems and Vision AI.

    • A focused global footprint, anchored in strong local businesses: a key element of Atos Group’s transformation plan is the streamlining of its global network, to refocus on its most profitable and highest-growth territories.
      Atos Group will now operate from six regional hubs where it already has a strong and growing presence: France; Germany, Austria & Eastern Europe; Belux & Netherlands & Nordics; United Kingdom & Ireland; North America; and International Markets. In due course it will exit several non-core countries which do not meet its strategic or financial objectives, mainly within International Markets.
    • A simplified governance: defining clear accountability and ownership between the business lines, the geographies and a lean corporate structure and allowing for increased transparency and teams empowerment.

    Strengthened leadership team and operating model

    A new Leadership team has been appointed to drive the Group’s transformation plan, comprising the Heads of the Atos six business lines and Global Delivery Centers, the six regional Leaders, the Heads of Eviden and Advanced Computing, and the Heads of Group functions. They are supported by a highly skilled workforce, with a record of over 90 per cent retention on key talents, which has achieved more than 250,000 digital accreditations over the past three years, primarily in Cybersecurity, Cloud and AI.

    Building on Atos’ recognized core strengths in Infrastructure, Workplace and Digital with rapidly scaling technology services as ‘strategic boosters’, including Advanced Cybersecurity, Data and AI, the Group will target significant incremental income from its current customer base, coupled with sizeable new business revenue streams and accelerated growth from new product and industry offerings.

    Leaner cost base

    The Group has defined and started to implement a cost reduction program to adapt its cost structure to its current size and reflect the new organization and more efficient operating model. It will optimize service delivery through enhanced billability and bench management, increased offshoring, industrialized execution model and stricter contract management. It also plans to reduce G&A to around five per cent of revenues by 2028, implying a 2-points reduction compared to the current level, through headcount reduction and 10% lower discretionary spend.

    AI-powered organization

    With creation of a business line dedicated to Data and AI, Atos Group will fully leverage its expertise to deliver improved, higher-value offerings to clients through a full-stack data and AI engine industrialized for scale, while achieving higher delivery efficiency and lower costs within the Group. The business line will be a key growth driver, growing from 2,000 to 10,000 employees by 2028 and at the scale of the Group, 100 per cent of the workforce will be AI-certified by 2026.

    Committed investment in innovation

    To secure its leading position in future growth markets, Atos Group plans to invest €500 million in research & development over next 4 years and €100 million in start-ups and new ecosystem players, with the emphasis on emerging technologies and rapidly scaling technology services, including GenAI and Agentic AI, Cybersecurity and Quantum, under the leadership of an upcoming new Group CTO.

    Update on ongoing disposal processes

    On November 25, 2024, Atos announced that it has received a non-binding offer from the French State for the potential acquisition of 100% of the Advanced Computing activities, based on an enterprise value of €500 million, to be potentially increased to €625 million including earn-outs. The offer received from the French State provides for an exclusivity period until May 31, 2025. Discussions are still ongoing.

    In addition, the sale process for its Mission Critical Systems and Cybersecurity Products businesses has been put on hold.

    Sustainable financial structure and clear financial trajectory

    At the occasion of its Capital Markets Day held today, Atos Group announces an update of its strategy and organization. Building on its strengthened leadership team and following the closing of its financial restructuring at the end of 2024, the Atos Group also provides a guidance for 20251 and indications on its mid-term financial trajectory.

    In 2025, the Group expects to generate:

    • c.8.5 billion euros revenue, down from reported revenues of 9.6 billion euros in 2024 due to perimeter changes, voluntary contract reviews and low business traction prior to the completion of the financial restructuring
    • around 4% operating margin, up c.2pp from FY 2024, benefiting from voluntary contract reviews and the initial impact of cost reduction initiatives
    • net change in cash before debt repayment of c. -350 million euros

    In 2026, the Group expects to generate positive organic growth and net change in cash before debt repayment and M&A.

    In 2028, taking the assumption of a disposal of Advanced Computing and a progressive reduction of its geographic footprint, the Group expects:

    • to grow revenues organically to 8.5 to 9 billion euros, representing a 5-7% CAGR between 2025 and 2028. Strategic, targeted and disciplined M&A could further increase revenue to up to 9 to 10 billion euros;
    • to reach operating margin of around 10 per cent with full benefit of the cost reduction initiatives and structurally profitable growth, partially offset by accelerated investment in R&D;
    • to achieve a leverage ratio below 1.5x net debt/OMDAL2. On the path to an investment grade rating, the Group expects to achieve a BB profile in 2027.

    Following the financial restructuring last year, Atos Group now has a strong liquidity3 position of c.2 billion euros at March 31, 2025, with no debt maturing before end of 2029. This secures its balance sheet and provides with the time and flexibility necessary to deliver its strategy, which is expected to enable significant deleveraging.

    Disciplined capital allocation

    Strong cumulative cashflow generated over the period will be allocated as a priority to deleveraging, coupled with targeted strategic and disciplined acquisitions and ventures. No dividend payment or share-buyback programs are expected before 2028.

    Reinforced commitment to sustainability

    Atos Group reaffirms its commitment to ESG leadership as a core pillar of its transformation and strategic journey. The Group remains on track to reach Net Zero Target by 2050, aligned with SBTi, while helping clients decarbonize. It is also accelerating progress on diversity, advancing digital inclusion initiatives globally and targeting 40 per cent female new hires by end-2025. Governance has been reinforced under new leadership, with stronger oversight of ESG. These efforts have earned Atos top-tier ESG ratings, including EcoVadis Platinum and inclusion in the S&P Global Sustainability Yearbook.

    ***

    About Atos Group

    Atos Group is a global leader in digital transformation with c. 74,000 employees and annual revenue of c. € 10 billion. European number one in cybersecurity, cloud and high-performance computing, the Group provides tailored end-to-end solutions for all industries in 68 countries. A pioneer in decarbonization services and products, Atos Group is committed to a secure and decarbonized digital for its clients. Atos is a SE (Societas Europaea) and listed on Euronext Paris.

    The purpose of Atos Group is to help design the future of the information space. Its expertise and services support the development of knowledge, education and research in a multicultural approach and contribute to the development of scientific and technological excellence. Across the world, the Group enables its customers and employees, and members of societies at large to live, work and develop sustainably, in a safe and secure information space.

    Press contact

    Investor relations: investors@atos.net

    Individual shareholders: +33 8 05 65 00 75

    Media relations: globalprteam@atos.net

    1 The Group had suspended the communication of any guidance for 2025, since the press release dated March 26, 2024.
    2 Defined as Operating Margin before Depreciations, Amortization and Leases
    3 Defined as the sum of (i) the consolidated cash and cash-equivalent position of the Group and (ii) the amounts available under any undrawn committed facilities (including committed overdrafts). Consolidated cash and cash-equivalent includes trapped cash and unpooled cash and excludes cash held in escrow accounts in order to provide cash collateral.

    Attachment

    The MIL Network –

  • MIL-OSI Banking: Result of the Daily Variable Rate Repo (VRR) auction held on May 14, 2025

    Source: Reserve Bank of India

    Tenor 1-day
    Notified Amount (in ₹ crore) 25,000
    Total amount of bids received (in ₹ crore) 5,341
    Amount allotted (in ₹ crore) 5,341
    Cut off Rate (%) 6.01
    Weighted Average Rate (%) 6.01
    Partial Allotment Percentage of bids received at cut off rate (%) NA

    Ajit Prasad          
    Deputy General Manager
    (Communications)    

    Press Release: 2025-2026/319

    MIL OSI Global Banks –

  • MIL-OSI Economics: Result of the Daily Variable Rate Repo (VRR) auction held on May 14, 2025

    Source: Reserve Bank of India

    Tenor 1-day
    Notified Amount (in ₹ crore) 25,000
    Total amount of bids received (in ₹ crore) 5,341
    Amount allotted (in ₹ crore) 5,341
    Cut off Rate (%) 6.01
    Weighted Average Rate (%) 6.01
    Partial Allotment Percentage of bids received at cut off rate (%) NA

    Ajit Prasad          
    Deputy General Manager
    (Communications)    

    Press Release: 2025-2026/319

    MIL OSI Economics –

  • MIL-OSI: ABN AMRO Bank posts net profit of EUR 619 million in Q1 2025

    Source: GlobeNewswire (MIL-OSI)

    ABN AMRO Bank posts net profit of EUR 619 million in Q1 2025

    14 May 2025

    Key messages

    • Solid results: Net profit of EUR 619 million, with a return on equity of around 10%
    • Good business momentum: Mortgage portfolio grew by EUR 1.7 billion and corporate loans by EUR 0.9 billion
    • Resilient net interest income despite impact from lower short-term interest rates
    • Continued fee growth: Increase of 8% compared to Q1 2024, with contributions from all client units
    • Cost discipline: Underlying costs declined 5% compared to Q4 2024; guidance for full-year 2025 unchanged
    • Solid credit quality: Impairments of EUR 5 million, reflecting net additions for individual files offset by model-related releases
    • Strong capital position: Basel IV CET1 ratio of 14.7%
    • Capital Markets Day to be held in November

    Marguerite Bérard, CEO:
    “As we reflect on the first quarter of 2025, I am honoured to address you as the new CEO of ABN AMRO. I value the trust placed in me by the Supervisory Board to lead our bank in the years to come. In the coming period, my priority will be to lead a strategic review of our activities, while building upon our solid foundations and strong market positions. We will focus on enhancing our profitability, optimising our capital position, right-sizing our cost base and achieving meaningful growth. The outcome of this review will be presented at a Capital Markets Day in November this year.

    The Dutch economy continues to demonstrate resilience, with GDP growth in recent years above the Eurozone average, low unemployment and good housing market performance. Thanks to this robust foundation, the economy is well-positioned to navigate the current uncertainties around trade tensions and geopolitical developments. In these challenging times, ABN AMRO performed well, delivering another quarter of solid results and growth in our loan books. This reflects our strategic focus on key growth areas, our credit quality and our ability to adapt to changing market conditions.

    In the first quarter of 2025, we showed solid results with a net profit of EUR 619 million and a return on equity of around 10%. This performance was underpinned by resilient net interest income, continued high fee income and limited net impairments. After a few quarters of rising costs, we managed to reduce our underlying costs in Q1 compared to the previous quarter. To deliver on our guidance of keeping underlying costs broadly flat compared to last year, cost discipline remains a priority. Therefore, we enforced increased controls on consultant expenditures and external hiring.

    Though challenging for colleagues, as we all need to adjust, it will help us reassess capacity needs and optimise our resources. By collaborating and using our creativity and talents, I believe we can deliver on our strategic ambitions while becoming a more agile organisation.

    Our strong capital position, with a Basel IV CET1 ratio of 14.7%, allows us to continue investing in our strategic priorities while maintaining financial stability. In Q1, we submitted the final application to move models to less sophisticated approaches which is now reflected in our capital ratios. The simplification will bring stability and predictability to our capital position. The largest part of our balance sheet remains under advanced models, specifically mortgages, banks and financial institutions. Portfolios that required significant modelling and data efforts will be moved to the standardised approach.

    Our continued efforts to improve customer experience resulted in an increase in our Net Promoter Score for Personal & Business Banking during the first quarter of 2025. Clients especially praise our efficient and good customer services, proactive contact, and the convenience of our digital services. This was also recognised by the 2024 Digital Leaders Study, which ranked ABN AMRO among the top performers. Tikkie, with 10 million active users, is a good example of our innovative offering. During King’s Day this year, Tikkie processed a record number of almost 700,000 transactions. We also introduced the Index Mandate, an actively-managed product that invests in underlying passive instruments. With this product we aim to attract younger clients and help them begin with portfolio management.

    We remain dedicated to sustainability. In the first quarter we launched the free online Green Building Tool which helps provide commercial real estate clients with insights into opportunities to save energy and improve their energy label. We realise that making the switch to a sustainable society is not always straightforward for our clients. A survey among over 350 business clients at our decarbonisation conference revealed challenges in the energy transition, including high capital expenditure, complexity and cost impacts. We aim to support our clients towards a low-carbon future by providing financing and expertise. One example of how we can help them is our recent agreement with the EIB Group to support Dutch SMEs with favourable financing conditions. This collaboration will enhance economic growth and the sustainability efforts of our clients. It includes the largest risk-sharing agreement with the EIB Group to date, totalling EUR 1 billion.

    ABN AMRO believes that everyday represents a new beginning for our customers, and for whom we stand ready to support. I am looking forward to my ‘new beginning’, collaborating with all my colleagues to deliver results for our stakeholders in the years to come.

    This press release is published by ABN AMRO Bank N.V. and contains inside information within the meaning of article 7 (1) to (4) of Regulation (EU) No 596/2014 (Market Abuse Regulation).

    Note to editors, not for publication:
    ABN AMRO Press Office: Jarco de Swart, E-mail: pressrelations@nl.abnamro.com, phone number: +31 (0)20 6288900.
    ABN AMRO Investor Relations: John Heijning, E-mail: investorrelations@nl.abnamro.com, phone number +31 (0)20 6282282.

    Operating results

    (in millions) Q1 2025 Q1 2024 Change Q4 2024 Change
    Net interest income 1,560 1,589 -2% 1,668 -7%
    Net fee and commission income 507 469 8% 500 1%
    Other operating income 79 139 -43% 72 10%
    Operating income 2,145 2,197 -2% 2,240 -4%
    Personnel expenses 725 656 10% 743 -2%
    Other expenses 584 600 -3% 871 -33%
    Operating expenses 1,309 1,257 4% 1,614 -19%
    Operating result 836 940 -11% 626 34%
    Impairment charges on financial instruments 5 3 52% 9 -44%
    Profit/(loss) before taxation 831 937 -11% 618 35%
    Income tax expense 212 263 -19% 220 -4%
    Profit/(loss) for the period 619 674 -8% 397 56%
    Attributable to:          
    Owners of the parent company 619 674 -8% 397 56%
               
    Other indicators          
    Net interest margin (NIM) (in bps) 154 162   167  
    Cost/income ratio 61.0 % 57.2 %   72.0 %  
    Cost of risk (in bps)¹ 1 -1   1  
    Return on average equity² 9.9 % 11.6 %   6.2 %  
    Earnings per share (in EUR)3, 4 0.69 0.76   0.43  
    Client assets (end of period, in billions) 346.9 347.1   344.4  
    Risk-weighted assets (end of period, in billions)5 141.5 144.2   140.9  
    Number of internal employees (end of period, in FTEs) 22,267 20,887   21,976  
    Number of external employees (end of period, in FTEs) 3,312 3,931   3,670  
    1. Annualised impairment charges on loans and advances customers for the period divided by the average loans and advances customers (excluding at fair value through P&L) on the basis of gross carrying amount and excluding fair value adjustments from hedge accounting.
    2. Annualised profit/(loss) for the period, excluding payments attributable to AT1 capital securities and results attributable to non-controlling interests, divided by the average equity attributable to the owners of the company excluding AT1 capital securities.
    3. Profit/(loss) for the period, excluding payments attributable to AT1 capital securities and results attributable to non-controlling interests, divided by the average outstanding and paid-up ordinary shares.
    4. For Q1 2025, the average number of outstanding shares amounted to 833,048,566 (Q4 2024: 833,048,566; Q1 2024: 860,275,379).
    5. As of 1 January 2025, the figures in the table are prepared in accordance with CRR III (Basel IV) regulations. The figures up to 31 December 2024 are prepared in accordance with CRR II (Basel III) regulations.

    Attachments

    The MIL Network –

  • MIL-Evening Report: What is the ‘glass cliff’ phenomenon – and why do women often find themselves on the precipice?

    Source: The Conversation (Au and NZ) – By Kerrie-Anne Hammermeister, PhD Candidate in the School of Humanities and Communication, University of Southern Queensland

    GoodStudio/Shutterstock

    Speaking to the media after being named leader of the Liberal Party, Sussan Ley was asked if this appointment was an example of the “glass cliff effect”.

    Ley said “I don’t accept that”. She went on:

    I do say it sends a signal to the women of Australia that the Liberal Party has elected its first woman leader but my agenda is much more than that.

    Most of us are familiar with the concept of the “glass ceiling”, a metaphor used to describe the invisible barriers which prevent women from succeeding in senior leadership – and Ley could be seen as breaking the glass ceiling of the Liberal party.

    But the “glass cliff” applies to women who are elevated to positions of leadership in a time of crisis, meaning they are perceived as having a high probability of failure and will take the fall for their organisation.

    The glass cliff evokes imagery of a woman being at the top of a mountain cliff. Being on the cliff is a dangerous position: there is a high chance of falling – or being pushed off.

    Times of misfortune

    Against the historical backdrop of male-dominated leadership, the metaphor was coined to reflect women’s experience of leadership selection in times of organisational misfortune and crisis.

    The “glass cliff” has sometimes been invoked in misogynist ways to downplay the strengths of women in leadership, saying they have been put in a position of leadership with the express belief they will fail. But it does describe a commonly seen phenomenon which is important to observe and understand.

    There are many prominent examples of women who have been associated with the phrase.

    British Prime Minister Liz Truss was elevated to the role at a time of significant uncertainty, and was in the position for just 45 days.

    US Presidential candidate Kamala Harris was given minimal time to campaign and establish herself as a genuine opponent to Republican candidate Donald Trump.

    Former Yahoo CEO Carol Bartz, who was appointed when the tech company was failing and share prices were down before being unceremoniously dumped via a phone call.

    ‘Think female’

    Some academics believe that these women aren’t placed in the position of the glass cliff to be the fall guy, but instead these appointments relate to women’s perceived ability to handle organisational crises. They propose an alternative phrase: “think crisis – think female”.

    This phrase suggests women leaders perform better than men in a crisis, partly due to the assumption that women will garner more support than men in such times.

    It is based on stereotypes of women’s perceived ability to build and repair relationships and reputations.

    Both phrases link women leaders and crises. But the glass cliff explains how women are elevated into positions of leadership in turbulent times and are blamed when organisations fail.

    Professional risk

    The phenomenon of the glass cliff is a professional risk for women in leadership.

    Organisations may prey on the career ambitions of outgroup women, knowing that they are more likely to accept any leadership position, even a precarious one, in order to advance their career.

    The privilege of the ingroup men, on the other hand, means they are protected from taking on a leadership position with risk and volatility.

    Women leaders taking on these roles in turbulent times are also exposed to greater scrutiny from internal and external stakeholders, including individual performance criticism.

    If a woman leader then fails, her performance is seen to reinforce gender stereotypes about women’s leadership competency.

    Further complicating this context are gendered stereotypes that assume women leaders have exceptional people skills, meaning senior women in high-risk leadership roles receive less support and fewer resources than their male counterparts.

    The glass cliff presents a double bind for women leaders. If women leaders behave in stereotypically feminine ways they are seen as weak or indecisive. By contrast, if they behave counter to this they are labelled as harsh and aggressive.

    Either way, the glass cliff awaits.

    The glass cliff phenomenon draws our attention to the way in which women are set up to fail in high-risk risk leadership roles. But the metaphor also reveals the ongoing gender discrimination and stereotype bias women experience in taking on professional leadership roles.

    Kerrie-Anne Hammermeister does not work for, consult, own shares in or receive funding from any company or organisation that would benefit from this article, and has disclosed no relevant affiliations beyond their academic appointment.

    – ref. What is the ‘glass cliff’ phenomenon – and why do women often find themselves on the precipice? – https://theconversation.com/what-is-the-glass-cliff-phenomenon-and-why-do-women-often-find-themselves-on-the-precipice-256072

    MIL OSI Analysis – EveningReport.nz –

  • Sensex, Nifty open higher after inflation cools, geo-political tensions ease

    Source: Government of India

    Source: Government of India (4)

    The Indian market indices opened in the green on Wednesday after retail inflation hit multi-year low and geo-political tensions eased.

    At around 9:25 am, Sensex was up 414 points or 0.51 per cent at 81,562 and Nifty was up 136 points or 0.55 per cent at 24,712.

    Buying was seen in the midcap and smallcap stocks. Nifty midcap 100 index was up 510 points or 0.92 per cent at 56,030 and Nifty smallcap 100 index was up 132 points or 0.78 per cent at 17,035.

    On the sectoral front, all indices were trading in the green. Auto, IT, PSU bank, FMCG, metal, energy, infra and PSE were major gainers.

    “After a positive opening, Nifty can find support at 24,500 followed by 24,400 and 24,300. On the higher side, 24,700 can be an immediate resistance, followed by 24,800 and 24,850,” said Hardik Matalia from Choice Broking.

    In the Sensex pack, Tata Steel, Bharti Airtel, Tech Mahindra, Infosys, Eternal, HCL Tech, M&M, Bajaj Finserv, L&T, TCS, SBI and NTPC were major gainers. On the other hand, Tata Motors, Asian Paints, IndusInd Bank, HUL, Nestle and Kotak Mahindra Bank were major losers.

    Earlier, India’s retail inflation fell to 3.16 per cent in April from 3.34 per cent in March, to its lowest level since July 2019.

    “With crude oil prices sharply easing, domestic demand softer, and food prices contained, we expect the RBI to cut rates aggressively,” said Devarsh Vakil, Head of Prime Research at HDFC Securities.

    The Asian stock markets were trading in a mixed zone. Hong Kong, Shanghai, Seoul and Jakarta were in the green, while Japan and Bangkok were in the red.

    The US markets closed in the mixed zone on Tuesday. Main index Dow Jones ended in the red and technology index Nasdaq closed higher for a second straight day after softer-than-expected inflation numbers.

    The foreign institutional investors (FIIs) sold equities worth Rs 476 crore on May 13, while domestic institutional investors (DIIs) extended their buying on the third day as they bought equities of Rs 4,273 crore on the same day.

    (IANS)

  • MIL-OSI Banking: Acting President Lee: Education Must Shape Humanity in the AI Era Jeju, Republic of Korea | 14 May 2025 7th APEC Education Ministerial Meeting Education ministers from 21 APEC economies gathered in Jeju, Republic of Korea, today for the 7th APEC Education Ministerial Meeting

    Source: APEC – Asia Pacific Economic Cooperation

    Education ministers from 21 APEC economies are gathering in Jeju, Republic of Korea, today for the 7th APEC Education Ministerial Meeting, and reaffirming their shared commitment to bridging educational divides and fostering growth that benefits all people in the region through innovation and global cooperation.

    Held under the theme “Bridging Educational Gaps and Promoting Sustainable Growth in the Era of Digital Transformation: Innovate, Connect, Prosper,” the meeting comes at a moment of profound global change, as member economies confront the challenges of digital disruption, demographic shifts, climate change and widening inequalities.

    “We are not simply witnessing ordinary changes—we are living through a monumental transformation in human civilization,” said Ju-Ho Lee, Acting President, Deputy Prime Minister and Minister of Education of the Republic of Korea, who chairs the meeting. “Education is emerging not merely as a tool of economic competitiveness, but as a pillar of sustainable prosperity for the global community.”

    In discussions throughout the day, ministers explore how digital transformation, particularly the rise of generative AI, is forcing a fundamental rethink of how education systems function and what they aim to achieve.

    “What kind of human being are we truly seeking to nurture through education?” Acting President Lee posed. “Today’s students must cultivate the ability to think critically, define problems independently and seek creative solutions. Equally important is the nurturing of human values and a sense of responsibility as members of a global community.”

    Korea introduces the AI Digital Textbook (AIDT), which supports learners in studying at their own pace and level, and empowers teachers to take on the role of learning designers and facilitators.

    “This is more than the adoption of new tools,” said Acting President Lee. “It is a bold and inclusive approach to unlock the potential of every learner and to transform classrooms into dynamic learning environments.”

    Ministers emphasize that developing AI-powered content, modernizing assessment systems and enhancing digital skills among teachers are key areas for collaboration to ensure inclusive, high-quality education across the region.

    The meeting also highlights the need for stronger cross-border partnerships to accelerate innovation and reduce educational inequality.

    “Global cooperation in education is more critical than ever,” said Acting President Lee. “We must share best practices, collaborate on policies and technologies, and work hand in hand to close persistent educational gaps.”

    Ministers also underscores the importance of sharing AI-driven innovations, promoting teacher exchanges, strengthening regional learning networks and advancing digital inclusion initiatives as effective ways to reach underserved learners.

    As APEC economies strive to build inclusive, future-ready societies, ministers reaffirm education’s role as the foundation for economic resilience, social cohesion and long-term prosperity.

    Korea shares its efforts to advance regional innovation ecosystems and digital lifelong learning systems in partnership with universities and local communities, helping all citizens adapt proactively to change.

    “Education is not merely the transfer of knowledge. It is the most powerful instrument we have to design our shared future,” said Acting President Lee. “As AI and digital technologies evolve at an unprecedented pace, we must ensure that the benefits of these advancements are distributed fairly and equitably across societies.”

    Throughout the meeting, ministers are aligned on the need to adapt domestic education strategies to APEC-wide priorities and committed to strengthening collaboration through the Human Resources Development Working Group and other multilateral platforms.

    For more information or media inquiries, please contact:
    [email protected]


    MIL OSI Global Banks –

  • MIL-OSI Russia: Karting, darts and padel tennis: city residents are invited to the Mosprom-2025 Spartakiad

    Translation. Region: Russian Federal

    Source: Moscow Government – Government of Moscow –

    Registration for participation in the Mosprom-2025 Spartakiad has begun in the capital. Industrialists, students of the city’s universities and colleges will be able to apply for the competition until June 20. This was reported by the Minister of the Moscow Government, head of the capital’s Department of Investment and Industrial Policy Anatoly Garbuzov.

    “For seven years, the Mosprom Spartakiad has remained a unique platform for raising team spirit, creating business contacts and friendly ties among the capital’s industrial community. Interest in the event is constantly growing: if in 2024 more than seven thousand people took part in the competition, then this year about 8.5 thousand athletes are expected. To maintain interest, we regularly develop the project and offer new exciting sports. This season, for the first time, we will hold karting and padel tennis competitions,” said Anatoly Garbuzov.

    In 2025, competitions in 14 sports will be held for employees of industrial enterprises, students of specialized higher educational institutions and colleges: billiards, swimming, darts, three-on-three basketball, athletics, ping-pong, e-sports, hockey, volleyball, badminton, football, chess, karting and padel tennis.

    You can apply for participation atofficial website of the project or by phone: 7 495 744-11-45. The competition will end in September. Participants will take part in final tournaments in the main sports and receive awards.

    Since 2019, more than 20 thousand representatives of the capital’s factories, universities and colleges have participated in the competition. Among them were employees of enterprises producing medical equipment, food products, cables, ventilation systems, robots and other products. Spartakiad “Mosprom” became a laureate “Sport and Russia – 2022” award in the nomination “Best industry competitions for employees”.

    Quickly find out the main news of the capital inofficial telegram channel the city of Moscow.

    Please note: This information is raw content directly from the source of the information. It is exactly what the source states and does not reflect the position of MIL-OSI or its clients.

    Please Note; This Information is Raw Content Directly from the Information Source. It is access to What the Source Is Stating and Does Not Reflect

    https: //vv.mos.ru/nevs/ite/153780073/

    MIL OSI Russia News –

  • MIL-OSI Russia: China, Brazil sign memorandum of understanding on strategic cooperation in financial field

    Translation. Region: Russian Federal

    Source: People’s Republic of China in Russian – People’s Republic of China in Russian –

    Source: People’s Republic of China – State Council News

    BEIJING, May 14 (Xinhua) — The central banks of China and Brazil signed a memorandum of understanding (MOU) on strategic cooperation in the financial field on Tuesday, the People’s Bank of China (PBOC) said.

    The PBOC said the signing of the MOU is intended to deepen cooperation between China and Brazil in areas such as improving the investment environment in the financial market, enhancing financial technical exchange, promoting financial infrastructure connectivity, etc.

    On the same day, the PBOC and the Central Bank of Brazil also extended the term of their bilateral currency swap agreement, worth a total of 190 billion yuan (about $26.39 billion), or 157 billion Brazilian reals. The agreement is for five years and can be extended by mutual agreement. -0-

    MIL OSI Russia News –

  • MIL-OSI China: A glimpse of low-altitude economy development across China

    Source: People’s Republic of China – State Council News

    A drone developed by Phoenix Wings, a cargo Unmaned Aerial Vehicle (UAV) company under China’s express delivery giant SF Group, is pictured at the launching ceremony of the first batch of low-altitude economy (LAE) regulatory sandbox pilot projects held in Hong Kong, south China, March 20, 2025. As an important driving force of new economic momentum, the low-altitude economy is viewed by many as a key strategic emerging industry.

    China has witnessed rapid technological and industrial development in the low-altitude economy in recent years, and the sky below 1,000 meters across the country is becoming more and more “busy”.

    At present, the country’s major information and communication companies, as well as power battery, motor and other companies are actively participating in the low-altitude economy, and innovative elements in various fields are gathering in the low-altitude industries. (Xinhua/Chen Duo)

    1   2   3   4   5   6   7   8   >  

    MIL OSI China News –

  • MIL-OSI New Zealand: Equal Pay Amendment Act

    Source: Ministry of Business Innovation and Employment MBIE (2)

    The Government is committed to maintaining a process to raise and resolve pay equity claims and these changes will ensure the process is workable and sustainable.

    The changes to the Equal Pay Act through the Equal Pay Amendment Act include a better process to raise and resolve claims of sex-based undervaluation in the pay of female-dominated work when a pay equity claim is made. 

    The process will ensure parties can more confidently assess whether there is sex-based undervaluation in the pay of female-dominated work.

    While these changes will mean all current pay equity claims will be discontinued, new claims can be raised under the amended Act if they meet the new requirements. Review clauses in existing settlements will become unenforceable.

    Read more about the changes on the MBIE website:

    Equal Pay Amendment Act

    Read the Minister’s announcement from earlier this month:

    Changes to improve pay equity process(external link)  — Beehive.govt.nz

    MIL OSI New Zealand News –

  • MIL-OSI: Best Loans For Bad Credit: Upstart’s Guaranteed Personal Loans with No Credit Needed for Scores Below 580

    Source: GlobeNewswire (MIL-OSI)

    SAN CARLOS, Calif., May 14, 2025 (GLOBE NEWSWIRE) — When you’re struggling with bad credit, it can feel like your financial options are extremely limited. The thought of applying for a loan can be intimidating, especially when so many lending institutions seem to turn you down because of your credit history. However, having a bad credit score doesn’t mean you’re out of options.

    In fact, there are specialized loans designed specifically for individuals in situations like yours. These loans can help you get the funds you need for medical emergencies, debt consolidation, home improvements, or even a new car.

    Click here to apply for a personal loan for bad credit and explore your options now!

    Many lenders now offer flexible terms and more accessible criteria to help those with less-than-perfect credit scores. With careful research, you can find trustworthy lenders that provide practical solutions without falling into high-interest traps or predatory lending practices.

    The key is knowing where to look, and understanding the features of the best loans for bad credit. These loans are not necessarily as bad as they may sound; in fact, many of them come with transparent terms, reasonable rates, and, importantly, a chance for you to rebuild your credit over time.

    In this article, we’ll explore the best loans for bad credit in 2025. We’ll break down what makes a loan suitable, how to apply for one, and which lender we recommend based on thorough research.

    Upstart – Our No. 1 Pick for Bad Credit Loans

    After reviewing a wide range of lenders that cater to bad credit borrowers, Upstart stands out as the best choice. Upstart is an innovative online lender that uses AI to evaluate applicants, making it more accessible for people with low credit scores or limited credit histories.

    Unlike traditional lenders, Upstart doesn’t solely rely on your credit score. Instead, it considers additional factors such as your education, employment, and income to assess your loan eligibility.

    While many traditional lenders would reject you based solely on your credit score, Upstart takes a more holistic approach. It offers flexibility and faster approval processes, making it our top pick for individuals looking for loans despite having a bad credit score.

    Click here to apply with Upstart—no credit score requirement and fast approval!

    Loan Amounts, APR Range, and Repayment Terms

    Upstart offers personal loans ranging from $1,000 to $50,000, with APRs varying between 6.70% and 35.99% depending on the borrower’s creditworthiness and the loan terms. These terms are competitive, and the rates are generally lower than many other bad credit loan providers, although higher than standard loans for those with excellent credit.

    Upstart’s repayment terms are fixed at 36 or 60 months. While this may seem limited compared to lenders offering a broader range of terms, it allows borrowers to plan their repayments over manageable time periods. This is particularly helpful for individuals looking for a structured and predictable payment schedule.

    Click here to compare loan terms and find the best rate for you now!

    Why It’s the Top Pick

    There are several reasons why Upstart has earned the top spot for best loans for bad credit in 2025:

    1. Lower Credit Score Requirements: Upstart accepts borrowers with credit scores as low as 300. For college students or recent graduates, there’s no credit score requirement at all.
    2. AI-Driven Loan Decisions: The platform’s AI technology considers multiple factors beyond just credit score, such as education, employment, and income, improving the chances of approval for those with bad credit or thin credit files.
    3. Fast Funding: Upstart provides funds as soon as the next business day after approval, which is ideal for borrowers who need fast access to cash.
    4. No Prepayment Penalty: Borrowers can repay their loans early without incurring any penalties, which is a significant advantage for those looking to reduce the interest paid over the life of the loan.

    Click here for fast, flexible funding—apply now to get the loan you need with no credit score requirement!

    What Is a Bad Credit Score?

    A bad credit score typically refers to a credit score below 580. Scores in the 580-669 range are considered “fair” credit, and scores below 580 are considered poor. A bad credit score indicates that the borrower has a history of financial difficulties, such as missed payments, defaults, or high debt-to-income ratios—all factors that affect the types of loans available to you.

    Understanding your credit score and how it impacts your loan options is key when searching for the best loans for bad credit.

    Credit scores are determined by several factors:

    • Payment History: Whether you’ve paid your bills on time.
    • Credit Utilization: The percentage of your available credit you are using.
    • Length of Credit History: The age of your credit accounts.
    • Recent Inquiries: How often you’ve applied for new credit.
    • Types of Credit Used: The variety of credit accounts you hold.

    While a bad credit score can significantly affect your ability to get approved for loans from traditional lenders, platforms like Upstart are more flexible and are willing to consider other factors beyond just your score.

    Example Scenario: Who This Is Best For

    Consider Sara, who has a credit score of 550 due to missed payments on her credit cards in the past. She needs $8,000 to cover medical bills after a sudden emergency. Sara has been rejected by her bank and a few other lenders due to her credit history.

    However, with Upstart, she was able to complete a simple online application, was matched with a lender that offered her a 36-month loan with an APR of 18.99%, and received the funds the same day. By making timely payments, Sara is not only able to take care of her medical bills but is also improving her credit score.

    What Are Bad Credit Loans?

    Bad credit loans are financial products designed to help individuals with poor credit histories access funds when needed. Traditional banks and financial institutions typically rely heavily on your credit score to approve loans, but bad credit loans offer a more inclusive approach.

    These loans may come with higher interest rates due to the risk involved, but they provide an opportunity for borrowers to obtain financial assistance and rebuild their credit.

    There are several types of bad credit loans:

    • Personal Loans: Unsecured loans typically offered by online lenders, which can be used for various purposes such as consolidating debt or covering emergency expenses.
    • Secured Loans: Loans that require collateral, such as a car, home, or savings account, to secure the loan. These loans may offer lower interest rates compared to unsecured loans.
    • Payday Loans: Short-term loans often offered by payday lenders. These loans can have extremely high-interest rates and should be avoided unless absolutely necessary.
    • Peer-to-Peer Loans: Loans that are funded by individuals rather than traditional financial institutions. These loans may come with more flexible terms and lower interest rates.

    Eligibility & Application Process to Get a Loan with Bad Credit

    One of the significant advantages of applying for a loan with Upstart is its inclusive eligibility criteria. Unlike traditional lenders, Upstart doesn’t require a high credit score or an extensive financial history.

    This makes the application process more accessible for borrowers who may have been rejected by other financial institutions due to bad credit or a thin credit file.

    Click here to start your application and get matched with the best loan offers in minutes!

    Minimum Credit Score

    Upstart is uniquely flexible when it comes to credit score requirements. There is no official minimum credit score to apply for a loan. While Upstart does consider your credit history, it doesn’t make it the sole deciding factor. This is especially beneficial for borrowers who may have a credit score in the lower range or no credit history at all.

    Upstart uses an innovative AI-driven model that considers other important factors, such as income, employment history, education, and debt-to-income ratio. These factors are weighed alongside your credit score to assess your ability to repay the loan, which allows for higher approval rates and more tailored loan offers.

    This broader approach to evaluating loan applications means that borrowers with bad or limited credit histories have a real opportunity to secure the funds they need without the pressure of needing to “fix” their credit first.

    Required Documents

    The application process with Upstart is entirely digital and streamlined for ease. There’s no need for you to visit a branch or upload numerous documents. The entire process can be completed online in just a few minutes. You will need to provide basic information, which typically includes:

    • Full name and contact details
    • Proof of income or employment (self-reported is acceptable)
    • Bank account details (for loan disbursement)
    • Valid identification (to verify your identity)

    In some cases, Upstart may request additional documentation or verification, but this is typically done electronically after the initial application is processed. The platform strives to make the process as hassle-free as possible, ensuring you can apply and potentially receive approval without unnecessary delays.

    Approval Time and Disbursement

    One of the standout features of Upstart is its speed. After submitting your short application, the approval process is often instant, meaning you’ll know within minutes whether you’ve been approved for a loan.

    If you’re approved and matched with a lender, funds are typically disbursed the same day, and in many cases, as quickly as within 1 business day. For borrowers facing urgent financial needs, such as medical bills or car repairs, this fast turnaround is a game-changer.

    Overall, Upstart’s streamlined and efficient application process, along with quick approval and disbursement times, makes it an excellent choice for individuals who need access to funds without the long waiting periods associated with traditional lending methods.

    Click here to apply and get your loan funds within 24 hours!

    How to Apply Online

    Applying for a loan with Upstart is simple:

    1. Visit the Upstart website and select your loan amount.
    2. Fill out the online application with basic personal and financial details.
    3. Review your loan offer, including APR, terms, and repayment schedule.
    4. Accept the loan terms and sign the agreement.
    5. Receive your funds directly into your bank account.

    Pros and Cons

    Pros:

    • Low credit score requirement (as low as 300)
    • AI-driven loan approvals that consider factors beyond credit score
    • Fast approval and funding (as quickly as 1 business day)
    • No prepayment penalties
    • Flexible loan amounts ranging from $1,000 to $50,000

    Cons:

    • Origination fees may be as high as 12%, depending on your credit history
    • Limited repayment terms (only 36 or 60 months)
    • No cosigner option available for better rates

    Why It’s Hard to Get Loans with Bad Credit

    Securing a loan with bad credit is challenging primarily because traditional lenders, such as banks, rely heavily on credit scores to assess the risk of lending money. A low credit score signals to lenders that you have a history of financial instability, such as missed payments, defaults, or high debt-to-income ratios.

    As a result, these lenders consider you a high-risk borrower, which leads to either outright loan rejection or approval under unfavorable terms, such as higher interest rates, shorter repayment periods, and substantial fees. This makes it difficult for individuals with bad credit to access loans that offer fair terms.

    Moreover, even when loans are available, they often come with exorbitant interest rates and fees, making it hard to pay off the loan and ultimately worsening the borrower’s financial situation. Payday loans, for example, offer quick access to cash but often come with annual percentage rates (APRs) that can exceed 400%.

    These high rates trap borrowers in a cycle of debt, forcing them to take out additional loans to repay the original one. Unfortunately, many people with bad credit are stuck in this cycle, as traditional financial institutions continue to prioritize low-risk applicants with good credit scores, leaving those with poor credit without accessible and affordable loan options.

    Fortunately, platforms like Upstart are challenging this model by offering more inclusive loan products that consider factors beyond just credit scores, such as education, employment, and income.

    This innovative approach not only helps borrowers with bad credit gain access to loans but also provides a fairer lending process that avoids the pitfalls of predatory lending. By focusing on a broader range of eligibility criteria, Upstart makes it easier for individuals with bad credit to secure a loan without being punished by high fees or interest rates.

    Click here to see your personalized loan options with Upstart—Get approved with no credit score requirement!

    What to Look for in a Bad Credit Loan

    When applying for a loan with bad credit, it’s important to focus on these key features to ensure you’re getting one of the best loans for bad credit:

    Fair Interest Rates

    Look for loans with reasonable interest rates, ideally below 36% APR, to avoid predatory lending. High rates can make it harder to pay off your debt and lead to financial stress. Compare APRs from multiple lenders to find the best deal.

    No Prepayment Penalties

    Choose a loan that doesn’t penalize you for paying off the loan early. No prepayment penalties give you the flexibility to pay down your debt faster and save on interest if you come into extra money.

    Soft Credit Checks

    Look for lenders that offer soft credit checks during the prequalification process. This won’t affect your credit score and allows you to compare loan offers without committing or harming your score.

    Fast Disbursement

    Opt for loans that provide quick funding, ideally within one business day. Fast disbursement is crucial for handling urgent expenses like medical bills or car repairs.

    Clear Terms

    Ensure the loan terms are transparent with no hidden fees. Reputable lenders will clearly outline the APR, repayment schedule, and any associated costs, allowing you to make an informed decision.

    By focusing on these features, you can secure a loan that fits your financial needs without falling into a cycle of debt.

    Ready to get started? Apply now with Upstart and get fast, flexible loan options with no hard credit check!

    How to Find Personal Loans for Bad Credit

    To increase your chances of securing a personal loan with bad credit, follow these steps:

    1. Know your credit score
    2. Research lenders who specialize in bad credit loans
    3. Prequalify with soft credit checks
    4. Compare APRs and fees
    5. Understand terms and conditions
    6. Be ready to offer collateral if necessary
    7. Avoid payday lenders
    8. Consider a co-signer for better rates

    Where to Find Bad Credit Loans

    There are several types of lenders that offer bad credit loans:

    1. Online Lenders: Platforms like Upstart offer fast, convenient loan applications.
    2. Credit Unions: Often provide lower rates for members with bad credit.
    3. Peer-to-Peer Lending: Borrowers can get funds directly from individual investors.
    4. Community Banks: Smaller, local banks may have more flexible lending terms.
    5. Nonprofit Lenders: Some nonprofit organizations offer low-interest loans to those with bad credit.

    FAQs About Bad Credit Loans

    Q: Is it possible to get a $3,000 loan with bad credit?
    Yes, many online lenders, like Upstart, can help you secure a $3,000 loan despite bad credit.

    Q: Can I get a loan with a 500 credit score?
    Yes, lenders like Upstart still consider borrowers with scores around 500.

    Q: Who can give me money right now?
    If you need immediate funding, online lenders like Upstart can approve your loan and disburse funds within one business day.

    In Conclusion: The Best Loans for Bad Credit in 2025

    For individuals with bad credit seeking flexibility, quick funding, and a streamlined approval process, Upstart presents a strong option. Whether you need to consolidate debt, cover medical expenses, or manage an emergency, Upstart’s AI-powered platform connects borrowers with lenders offering competitive rates and suitable loan terms—ideal features to look for when searching for the best loans for bad credit.

    For example, if your credit score is around 550 and you’re seeking a larger loan, Upstart’s unique approach could help match you with lenders that understand your financial situation and offer more accessible terms.

    Ultimately, Upstart distinguishes itself as one of the best loans for bad credit, offering a quicker approval process, fairer rates, and a chance to improve your financial standing through responsible borrowing. For those struggling with bad credit, exploring platforms that prioritize more than just your credit score could open doors to better loan opportunities, making Upstart a noteworthy option to consider in 2025.

    Check your loan options today and see how you can get the funds you need. Apply now for a quick and easy process.

    Project name: Upstart
    Full Company address: Upstart Operations Dept.
    P.O. Box 1503
    San Carlos, CA 94070
    Company website: https://www.upstart.com/
    Postal code: 94070
    Contact person: Max Fraser |
    Email: support@upstart.com

    Disclaimer: The information provided in this article is for general informational purposes only. All loan terms, interest rates, and approval criteria mentioned are subject to change and may vary based on individual circumstances. Upstart and other lenders featured may have different eligibility requirements and terms. Always review the full terms and conditions before applying for any loan. We recommend conducting your own research and consulting with a financial advisor to ensure you are making the best decision for your personal financial situation. Loan approvals, rates, and disbursements are not guaranteed and depend on the lender’s assessment of your application.

    Photos accompanying this announcement is available are:

    https://www.globenewswire.com/NewsRoom/AttachmentNg/4d76d325-baad-4314-825d-6171fa9491b2

    https://www.globenewswire.com/NewsRoom/AttachmentNg/79f17a59-e4d8-4160-8e10-44d2e983deb4

    The MIL Network –

  • MIL-OSI USA: Representatives Cohen, Titus and Scholten Introduce Bill to Reauthorize the Federal-State Partnership for Intercity Passenger Rail Program

    Source: United States House of Representatives – Congressman Steve Cohen (TN-09)

    WASHINGTON – Representatives Steve Cohen (TN-9), a senior member of the Transportation and Infrastructure (T&I) Committee and a passionate advocate of passenger rail service; Dina Titus (NV-1), the Ranking Member of the Subcommittee on Railroads, Pipelines and Hazardous Materials, and Hillary Scholten (MI-3), a member of the T&I Committee, today introduced a bill to reauthorize the Federal-State Partnership for Intercity Passenger Rail (FSP) Program through Fiscal Year 2031. Currently, authorization for FSP is set to expire at the end of Fiscal Year 2026.

    The Infrastructure Investment and Jobs Act (IIJA) funded the FSP to provide competitive grants for improving existing rail corridors and developing emerging corridors. Through December of 2024, $25.7 billion in FSP grants have been awarded for crucial repairs, infrastructure improvements and new intercity rail services across the country.

    Congressman Cohen made the following statement:

    “As a longtime advocate of passenger rail service, I urge my colleagues to support the federal-state partnership that is preparing the United States for a surge in rail travel. I am looking forward to one day taking Amtrak along the recently identified Memphis-Nashville-Chattanooga-Atlanta corridor that is being funded by a Corridor ID grant and, eventually, along a route linking Memphis to Little Rock and beyond. Passenger rail is the future, and this bill ensures its ongoing support.”

    Congresswoman Titus made the following statement:

    “Funding from the Federal-State Partnership for Intercity Passenger Rail grant program is helping Brightline West bring high speed rail to Las Vegas. We need to reauthorize this critical program to improve and bring passenger rail service to more communities across the United States. Expanding service will make traveling safer and more enjoyable and be a boon to local economies.”

    Congresswoman Scholten made the following statement:

    “Connecting people to jobs, schools, and families through safe and reliable rail services are one of the smartest investments we can make to support our economy and our environment. In Michigan, we’ve already seen how programs like the Federal-State Partnership and Corridor ID help improve passenger rail services and help boost local economies. I’m proud to support this reauthorization so we can keep moving forward with better rail options for communities across the country.”

    The bill would reauthorize both the FSP program and the Corridor ID program with $7.5 billion between Fiscal Years 2027 and 2031.

    The bill is endorsed by the following organizations: Rail Passengers Association, SMART Transportation Division, Southern Rail Commission (SRC), Transportation for America (T4A)

    # # #

    MIL OSI USA News –

  • MIL-OSI USA: In Defense of the Courts and the University

    Source: United States House of Representatives – Rep Ro Khanna (CA-17)

    In Defense of the Courts and the University 

    Rep. Ro Khanna | Yale Law School | 4.15.25

    My return today is not one of nostalgia for good pizza or to relive faded dreams. I chose to come to Yale at a serious moment in the life of our Republic because the Woodward Report, issued by this very institution in 1974, defines the paramount duty of the American university: the defense of free expression and free inquiry.

    There are moments in a mature democracy — dating as far back as the prosecution of Socrates — when institutions must stand firm as guardians of free thought against the roar of the crowd.

    This is such a moment.

    In our nation, a mobocratic spirit — fanned by amoral, ambitious men — threatens not only our constitutional way of life but freedom of thought itself. For generations, American power has been checked by the Constitution and the quiet strength of reasoned debate. Politicians have bowed to the courts and stood before the people — not to silence opposition, but to answer it. 

    But today, a great anger grips the public — burned by years of war, wearied by economic stagnation, and fearful that the foreign-born among us now comprise a larger share of our population than at any point in a century. From this disquiet rises not a call to reform, but to dismantle — to cast off the judges in their robes, the scholars in their gowns, and the press with its inconvenient questions. 

    And at the head of this gathering storm stands JD Vance — calling on the President to defy the Supreme Court, and casting universities like Yale, his alma mater and mine, as the enemy.

    He claims that you here at Yale are being corrupted — taught to reject American values — as if he alone possesses the authority to define what it means to be an American, as if the life of the mind is to be excised from our nation’s story. How far we have fallen from the days when Thomas Jefferson chose not to list the presidency on his epitaph, but instead the founding of a university. 

    Jefferson understood that the life of the mind is as vital to liberty as the laws we live by, and that an educated citizenry is essential for democracy to thrive.

    Now, I remember they don’t teach much black letter law at Yale. But the President must obey court orders is about as basic as it gets. Our whole system depends on the idea that the Constitution gives the courts the power to say what the law is in any given case. In Cooper versus Aaron, the Court held that the “Constitution is the supreme law of the land,” and when specific disputes arise, the judiciary gets to decide what the law requires. In Youngstown, the Court made it clear that President Truman was limited by the Constitution and could not seize steel mills for our national defense during the Korean war because Congress did not give him that power.

    This check on executive power has not only kept the President from becoming a king — it is what has made America the most innovative and dynamic free enterprise economy in the world. We saw the fiasco of a President imposing tariffs on a whim. But imagine if he could go further: launch investigations into companies he disliked, void contracts to punish rivals, deport an immigrant business leader for political gain, or pull funding from scientists and scholars who challenge convention. 

    Those who complain that America suffers from too much regulation certainly would not want the system to be replaced with arbitrary decision making by the state. The United States has been successful because the predictability and stability the rule of law provides for long term economic investment. Unlike other nations, our business leaders do not have to worry about capricious rule changes that benefit political elites or worry about their assets being seized.

    And yet, every day that Vance tweets of defying court orders, he chips away at that trust — the invisible thread that binds our economic, social, and political life. Most recently, he defended the deportation of Abrego Garcia to a notorious Salvadoran prison — even after his own administration called it an “administrative error”. When Americans asked for due process, he answered not with reason, but with feigned rage — accusing us of sympathy for a gang member. Nine Supreme Court justices firmly rejected his claim that Abrego had no legal right to be here.

    To stir up public fury by painting due process as weakness is a timeless danger. Lincoln saw it clearly. In his Lyceum Address, he warned against mob vengeance, saying:

    “When men take it in their heads to hang gamblers or burn murderers, they should recollect that… they will be as likely to hang someone who is neither a gambler nor a murderer.”

    Without due process, Vance is as likely to destroy the life of an innocent man as he is to punish the guilty. And he does not seem to care. But Lincoln cared. He warned: 

    “The innocent… fall victims to the ravages of mob law, and thus it goes on, step by step, till all the walls erected for the defense of the persons and property of individuals, are trodden down, and disregarded.”

    We have been fortunate in our history to have leaders — like Lincoln — who appealed not to fury, but to reason. But we’ve also seen leaders, like Vance, who win public adulation by stoking anger and treating legal limits as nuisances to be ignored. Lincoln’s path is harder, slower — but it is truer to our founding, as it defends the sacred right of the individual over the exercise of impulsive power.

    Now, Vance says the President, elected by the people, should tell the Court what the Constitution means — and if the Court disagrees, let them try to enforce their ruling. That the President, as a co-equal, may simply ignore the Court’s judgment of the law. 

    In Vance’s America, the police can knock on any immigrant’s door, deport him to a dictatorship without due process, and then wash their hands of his fate, pretending that America is powerless to free someone outside our border. They did this with Abrego. They did this with Merwil Gutierrez, a 19 year old Venezuelan, who may have had no criminal record and whose heartbroken father is searching for him in vain . JD Vance, your cold indifference to the lives of vulnerable immigrants mocks every principle that this law school was built to uphold.

    Your affiliation with this law school is now a stain on the degree of every Yale graduate. I hope Yalies –alumni, student, faculty and administrators will have the moral clarity to say so plainly.

    But what about Vance’s argument that courts can be wrong?

    Here again, Lincoln teaches us. He did not accept the abhorrent Dred Scott decision as the final word, recognizing that the decision was destined to be overturned, not through blanket defiance of the judiciary, but through a legal crusade for equality. Lincoln’s reverence for the law did not weaken his moral clarity — it deepened it. He showed that his cause was not mere personal conviction, but rooted in the values and documents etched into the nation’s character. He pursued it through argument, elections, legislation, and new judicial appointments. He didn’t trample the Constitution in the name of justice — he worked through the Constitution to achieve justice. 

    And so must we.

    In our system, there is no Executive sovereignty. No Congressional sovereignty. No Judicial sovereignty. There is only popular sovereignty. The people ultimately decide what the Constitution means and what our laws should be. But that power is channeled through a constitutional framework — where the popular will must express itself through an intricate and deliberate system of elections, legislation, court decisions, appointments, and amendments. When Vance urges the President to defy that framework in the name of a false populism, he does not honor the people’s will — he undermines it. Ours is not a system of brute majoritarianism, but of constitutional self-government. To abandon that is a radical rejection of the very design of the American experiment.

    Vance has not only declared war on the courts — but on the universities. And it is no accident. As Stephen Kotkin observed in his study of Stalin, strongmen do not fear recessions or even failed wars as much as they fear the university. The greatest threat to consolidating power is not resistance — it is alternatives. Vance calls the university the enemy because he knows what lives here: historians, economists, law professors, and scientists who threaten him not with force, but with ideas.

    Why else propose raising the endowment tax from 1.4 to 35%, if not from a deep fear that the ideas presented in lecture halls may take root in the hearts of a new generation? That young Americans might see a nation not of grievance, but of promise. That is what Vance fears most—not rebellion, but the birth of new thinking. 

    If ever there were a moment in our nation’s history for the defense of liberalism — as a defense of free thought and the examined life — it is now. Those who sneer at our universities — who mock thinking, learning, and degrees for cheap applause while credentialing themselves — are engaged in rank hypocrisy. They are gatekeepers of privilege, dissuading their fellow citizens from pursuing for their families the very opportunities they seek for their own children.

    I hope university presidents will find their voice, pledging mutual support to each other, by remembering leaders like Yale’s Kingman Brewster, who stood with student protestors even when donors withdrew their support; Harvard’s James Conant, who resisted McCarthyism in the face of pressure from government and alumni; and Chicago’s Robert Hutchins, who defended the independence of scholarship against the demands of powerful business interests. Their place in history was not secured by the size of the endowment they left behind, but by the ideals they refused to abandon.

    President Garber, you’ve shown courage in standing up to the bullies in the White House. I have no doubt that Harvard—with its legacy of liberty predating the founding of our nation—will prevail over the fleeting ignorance of our time. 

    President McInnis, I hope you will follow his lead.

    And let Brewster, Conan, Hutchins, and Garber be an example for each of you. When  a student is snatched from campus and denied due process, speak up. When  a student protestor is harassed for their viewpoint, stand in their defense. When you are told to keep silent about the need for diversity by a potential employer, walk away.

    Each of us must ask: What, in this hour, are we willing to risk? What is needed is not the towering courage of a Socrates, nor even of my grandfather, who spent four years in jail as part of Gandhi’s movement for Indian independence. What is needed now are the small acts of conscience that together shape the soul of a nation.

    We may not have been able to save the deportation of Abrego or Gutierrez, but the louder we speak, the more of us who speak, the longer we speak, the more we become a human shield against an arbitrary state and resist the cold routinization of injustice. This is the time to stand up for a free society. 

    As for me, I have called out the richest man in the world, who responded by declaring on X that my career is over. I have called out J.D. Vance, who said I was a whiny congressman who disgusts him. But I have no regret.

    In speaking out, we can find direction not only from Woodward’s report celebrating free expression but also from his seminal work on the history of segregation, which Dr. King called the “bible of the civil rights movement.” Woodward reminded us that the path to Jim Crow was not inevitable. What was true of the 1890s is true today. To paraphrase Woodward: “There are still real choices to be made, and alternatives to the course that now threatens us are still available”.

    In times of crisis, this nation has often cast aside the old guard and turned to a new generation for new paths. That we were fortunate to witness Lincoln’s unlikely rise in our darkest hour is perhaps the strongest evidence of providence. The fate of liberal democracy now rests not only with those of us in Congress — it rests with you. It rests on whether you will rise to history’s call.

    I believe you will.

    MIL OSI USA News –

  • MIL-OSI USA: EPA Grants Davids’ Request, Issues Emergency Fuel Waiver to Lower Gas Prices

    Source: United States House of Representatives – Congresswoman Sharice Davids (KS-3)

    Sale of E15 fuel lowers costs at the gas pump and supports Kansas’ agricultural professionals

    This week, the Environmental Protection Agency (EPA) fulfilled Representative Sharice Davids’ request by issuing a national emergency fuel waiver to allow the sale of E15 – fuel blended with 10.5 to 15 percent ethanol – during the 2025 summer season in Kansas.

    Ethanol, made from locally grown crops, is a more affordable alternative to unblended gasoline. This waiver, which has been granted multiple times in recent years, will help lower gas prices for Kansans, support local farmers, and strengthen domestic supply chains.

    “I’m glad the EPA responded to my call to help lower costs for Kansans at the pump,” said Davids. “This emergency waiver will provide some immediate relief, support our local ag producers, and reduce reliance on foreign oil. It’s the right step for now — and I’ll keep working on long-term solutions to bring costs down.”

    For multiple years, Davids has urged the EPA — and sponsored federal legislation — to guarantee the sale of this E15 not only during the summer but also year-round. This would reduce our reliance on foreign oil, build U.S. energy security, and support Kansas agriculture and manufacturing.

    Davids previously visited East Kansas Agri-Energy (EKAE), a Garnett-based renewable ethanol producer, as part of her Farm Bill listening tour. EKAE, which received federal funding to assist with business operations during the COVID-19 pandemic, has around 40 full-time employees and relies heavily on Kansas corn producers to supply the crops needed to make the biofuel.

    Davids has taken additional actions to lower gas prices for Kansans by:

    • Voting for the Year-Round Fuel Choice Act, which allows retailers the ability to sell higher ethanol-blended fuels year-round,
    • Leading the Nationwide Consumer and Fuel Retailer Choice Act, a bipartisan, bicameral bill that expands access to lower-cost, homegrown fuel,
    • Helping to pass legislation that promotes sustainable aviation fuel, a liquid fuel that achieves significant emissions reduction compared to fossil-based jet fuel,
    • Supporting legislation that expands biofuels infrastructure, opening up new market opportunities for sustainable fuel sources and lowering energy costs for Kansas families,
    • Pushing the President to suspend the federal gas tax, providing immediate relief to Kansans at the gas pump.

    MIL OSI USA News –

  • MIL-OSI: Best Tribal Loans for Bad Credit Guaranteed Approval Direct Lenders with No Credit Check – IOnline Payday Loans

    Source: GlobeNewswire (MIL-OSI)

    SHERIDAN, Wyo., May 14, 2025 (GLOBE NEWSWIRE) — Securing stable financial assistance when your credit score is not up to par can be challenging. That is where Best tribal loans for bad credit come into play, providing quick, convenient, and easiest tribal loans to get for individuals with less-than-ideal credit histories. IOnline Payday Loans simplifies it for borrowers to find licensed tribal loans direct lender guaranteed approval services so that funds can be obtained even without a conventional credit check.

    >> Click Here to Apply Tribal Loans >>

    Whether you are looking for tribal payday loans, Tribal installment loans direct lenders no credit check, or easiest tribal loans for bad credit, this guide has all the information you need to get fast approval and instant cash.

    >> Click Here to Apply Tribal Loans >>

    What Are the Best Tribal Loans for Bad Credit?

    Best tribal loans for bad credit are personal loans offered by lenders that are associated with Native American tribes. They are governed by tribal law, which makes them a viable option for borrowers who are having trouble with traditional lenders.

    The most important benefit is their no credit check and direct lender guaranteed approval, which is usually available even with bad credit scores. IOnline Payday Loans provides US borrowers with access to quality providers of tribal loans with no credit check direct lender services, and it is therefore one of the simplest tribal loans to obtain.

    >> Click Here to Apply Tribal Loans >>

    These loans are ideal for emergencies, surprise bills, or urgent expenditures, with speedy online applications and rapid disbursal of funds. Some lenders even offer tribal installment loans for bad credit, direct lenders, offering borrowers flexible repayment terms.

    Types of Tribal Loans: No Credit Check, Instant Approval

    When searching for the Best tribal loans for bad credit, it’s important to be aware of the various types of loans that you can select and choose the one that best meets your personal financial needs. Through IOnline Payday Loans, lenders can get access to a vast range of tribal loans no credit check products, with many providing instant approval and guaranteed approval with direct lenders.

    These loans are specifically formulated to deliver quick monetary assistance for unforeseen circumstances, emergencies, or individual needs without going through the bother of standard credit verification.

    Let us see the most popular forms of tribal loans direct lender guaranteed approval no teletrack available online, in detail:

    1. Tribal Payday Loans No Credit Check

    Tribal payday loans no credit check are quick, short-term, small loans that should be paid back through your next check. They are among the simplest tribal loans to obtain since they do not have many requirements for eligibility and no old credit checks. Perfect for emergencies, they provide guaranteed tribal loans with bad credit options for people in need of immediate financial assistance.

    2. Tribal installment loans for bad credit direct lenders

    For those who want more flexible repayments over time, bad credit tribal installment loans direct lenders offer the best option. They provide the convenience of borrowing more with the relaxed nature of tribal loans no credit check strategies, dividing repayment into easy installments. They’re best suited for larger-than-usual expenses such as medical expenses or repair of a car.

    3. $500 Tribal Installment Loans Direct Lenders Only

    As the name indicates, these loans provide a virtually guaranteed approval rate for borrowers with low credit scores. $500 tribal installment loans direct lenders only are not based on hard credit checks and usually dodge conventional reporting mechanisms like Teletrack. With IOnline Payday Loans, these loans give a guaranteed and quick funding solution.

    4. Tribal loans no credit check direct lender

    These loans involve working directly with a tribal lender, ensuring faster processing and straightforward terms. A popular option for borrowers looking for easy tribal loans for bad credit, these loans eliminate intermediaries, improving approval rates and offering quicker access to funds.

    5. Easy tribal loans for bad credit

    Easy tribal loans for bad credit are designed to be fast and convenient. With straightforward eligibility and instant decisions, these loans are approved and funded within 24 hours. Ideal for paying for sudden or unexpected bills, they are easily accessed through IOnline Payday Loans.

    All these loans work together towards making IOnline Payday Loans one of the Best tribal loans for bad credit lenders in the US today, providing convenient, quick, and affordable financial assistance to those that need it the most.

    How to Apply for Tribal Loans No Credit Check

    It has never been easier to apply for the Best tribal loans for bad credit, thanks to online lending sites like IOnline Payday Loans making the process simple and easy. One of the greatest benefits of tribal loans no credit check is that you do not need to fret about your credit history hurting your chances. Tribal loans are specifically made for fast, easy approvals with little paperwork and convenient online applications.

    Below is a step-by-step guide on how to get tribal loans with direct lender guaranteed approval, no credit check:

    1.   Select the loan amount and repayment period

    First, use the online form to select the amount you require for the loan (up to $5000) and select the payback duration that is suitable for you, between 3 to 12 months. Ensure your repayment schedule is comfortable so as not to complicate matters.

    2.   Organize the necessary information

    Provide the necessary details such as your income, contact information, and banking details. The more accurate the information, the quicker the process will go. Rest assured, your data is confidential and will only be shared with the lender.

    3.   Submit your application

    After filling out your details, submit the application. You’ll receive an approval decision within minutes, usually within 2 minutes, so you won’t be left waiting long.

    4.   Get matched with a lender

    Most applicants are automatically matched with a tribal loans direct lender guaranteed approval. Even with bad credit, you’ll be connected with a third-party lender willing to offer assistance.

    5.   Review loan offer

    Once you have been matched, you will be offered loans with specific terms. Loan offers will state the repayment terms and charges, and you should read them carefully so that they meet your requirements.

    6.   Sign loan agreement

    After you are satisfied with your loan proposal, you will e-sign the loan agreement. The lender will proceed to process all the information and prepare the funds for disbursement.

    7.   Get funds

    In the majority of instances, once your loan has been approved, you can have access to cash as soon as the next working day. Your lender will inform you of all information regarding how money will be paid.

    Why Are IOnline Payday Loans the Best Choice for You?

    IOnline Payday Loans is one of the most dependable sources for tribal loans no credit check available. They offer fast, safe, and easy loans, so they are an ideal option if you need a loan but have bad credit. The following are the reasons you should choose IOnline Payday Loans:

    1.   No credit checks

    Unlike other lenders who always place too much emphasis on your credit score, IOnline Payday Loans offers personal tribal loans no credit check that mean your bad credit will never prevent you from receiving your loan. Bad credit, or NO credit, will never hinder you from the bad credit guaranteed tribal loans approval.

    2.   Fast approvals and quick funding

    The approval process at IOnline Payday Loans is quick and effective. Approval decisions are made in minutes for most applicants and they will receive their funds the same day or perhaps the following business day. This is an excellent option for fast funding when you need cash quickly, such as a medical bill or other unforeseen expense.

    3.   Flexible loan amounts and repayment terms

    With IOnline Payday Loans, you can tailor your loan to your specific needs. Choose a loan amount of up to $5000 and decide on repayment terms between 3 to 12 months. This flexibility ensures that you’re only borrowing what you need, with manageable terms that work with your budget.

    4.   Simple, easy-to-use online application

    The application process is straightforward and quick. With just a few simple steps, you can apply online from the comfort of your own home. There’s no complicated paperwork or long wait times, just a fast and easy way to access tribal payday loans when you need them most.

    5.   Secure and transparent process

    At IOnline Payday Loans, your privacy is very important. The online platform is secure and confidential to ensure that you never have to worry about your personal or financial information being shared with anybody. Additionally, as per the Law of Truth in Lending, all the Loan Terms are explained to you before you sign on the dotted line. There is no deception in the borrowing process offered by IOnline Payday Loans.

    Ultimately, the features offered by IOnline Payday Loans makes it one of the best options for tribal loans no credit check, and guaranteed tribal loans bad credit. If for any reason you need money quickly, whether it is an emergency or a lack of respect or just want the least hassle possible while obtaining a loan, IOnline Payday Loans can offer you exactly what you need with trust.

    IOnline Payday Loans Application Process

    The application process for IOnline Payday Loans is designed to be straightforward, especially for those seeking tribal loans no credit check. Follow these simple steps to get started:

    Step 1: Select loan amount

    The first step is choosing the loan amount that you need. Whether you need a small sum for an emergency or a larger amount for a more significant expense, tribal loans direct lender guaranteed approval ensures you’re matched with the right option based on your needs.

    Step 2: Organize documents

    Prepare the necessary documents such as proof of identity, income, and residency. Since tribal payday loans do not require extensive documentation, this step is simple and quick to complete.

    Step 3: Fill out the application form

    Fill out the easy online application form. The form will ask for personal details and the amount you wish to borrow. This step is quick and designed to minimize your time spent on the process.

    Step 4: Check eligibility

    Once you submit the form, the system will automatically check your eligibility for easy tribal loans for bad credit. Since the approval process is not based on your credit score, you’re likely to be eligible even with a poor credit history.

    Step 5: Get matched with a lender

    If you’re eligible, you’ll be matched with a tribal loans direct lender guaranteed approval no teletrack that fits your loan request. This step ensures that you get the best possible loan terms for your situation.

    Step 6: Sign & receive funds

    Once you’re matched with a lender, review the loan offer, sign the agreement, and receive your funds. With tribal loans no credit check direct lender, you can expect fast processing and immediate disbursement, often the same day.

    Following these steps ensures that applying for Best tribal loans for bad credit is as smooth and hassle-free as possible.

    Eligibility Criteria for IOnline Payday Loans

    To apply for IOnline Payday Loans, certain eligibility criteria must be met to ensure you are a suitable candidate for their tribal loans no credit check. These requirements are designed to make the application process accessible and secure for applicants, regardless of their credit history.

    • Age: You need to be at least 18 years old. This requirement ensures that you are legally able to enter into a loan agreement and pay back the loan throughout the loan term.
    • U.S. Residency: Loan applicants must be legal U.S. residents to be eligible for tribal payday loans. Because the loan is only available to U.S. residents, this is important.
    • Steady Income: You must provide proof of steady income. This can include a paycheck from full-time work, yourself as a business owner, disability payments, or any reliable source of income. Tribal loans direct lender guaranteed approval usually needs this as evidence that you can pay back the loan.
    • Bank Account: You will need a valid checking or savings account to receive your funds through direct deposit and for loan payments to be made. This allows for more accurate and quicker transfer of funds.
    • No Credit Check: One great feature of easy tribal loans for bad credit is that there is no credit check. Even if you have bad credit or do not have credit, qualifying for guaranteed tribal loans bad credit is still available.

    The eligibility requirements for tribal installment loans for bad credit direct lenders are uncomplicated. This makes tribal installment loans an attractive way to borrow for anyone that has trouble getting traditional lenders to work with them and their credit score. The eligibility requirements are straightforward and the process allows for quick and easy access to funding without the long waiting, overwhelming obstacles of application, and blurry lines of a credit check.

    Wrapping up

    To sum up, IOnline Payday Loans is definitely one of the best options for tribal loans no credit check if you need fast and reliable financing. Tribal loans direct lender guaranteed approval supports individuals looking for easy access to funds quickly, even if they have poor credit. The process is simple, ensuring the great chance to get approved for one of the easiest tribal loans to obtain.

    Whether you are looking for tribal payday loans or an easy tribal loan for an emergency or other needs, you can trust you will receive fast and efficient service with IOnline Payday Loans. If you are looking for easy tribal loans for bad credit, it is worth it to look into this option.

    Frequently Asked Questions

    Will I actually be able to get guaranteed tribal loans bad credit?

    Yes, you will be able to get guaranteed tribal loans bad credit with IOnline Payday Loans even if you have bad credit. The process is very simple, and uses a common sense approach to ensure everyone gets a chance; and the best part is that you will not need to submit a credit score, and approval is much faster than traditional loans.

    Will applying for my tribal loan affect my credit score?

    No, your credit score would not be affected by applying for a tribal payday loan with IOnline Payday Loans. Since the decision is based on criteria other than your credit score, you won’t have to be concerned with your score and the loan application and approval.

    Are these loans available in every state?

    IOnline Payday Loans is available in most states, however, loan availability may depend on state regulations. We recommend checking the website or contacting customer support for confirmation on tribal loans no credit check availability.

    Disclaimer: This announcement contains general information about Ionline payday loan services and should not be considered financial advice. Ionline Payday Loans does not guarantee loan approval, and loan terms may vary by applicant and lender requirements. Loans are available to U.S. residents only.

    A photo accompanying this announcement is available at https://www.globenewswire.com/NewsRoom/AttachmentNg/0a448455-0257-4c6f-9380-aed09399ca89

    The MIL Network –

  • MIL-OSI USA: Cole Applauds President Trump on Historic U.S.-UK Trade Deal

    Source: United States House of Representatives – Congressman Tom Cole (OK-04)

    FOR IMMEDIATE RELEASE | CONTACT: Olivia Porcaro 202-225-6165

    Washington, D.C. – Today, Congressman Tom Cole (OK-04) released the following statement applauding President Trump for his success in negotiating a trade deal between the United States and the United Kingdom, which is our fourth largest trade partner:

    “Today, President Trump delivered a historic U.S.-UK trade deal, which every American, no matter political party or ideology, should be happy to see. It will not only provide American companies with unprecedented access to British markets, but it will also bolster our national security. Specifically, this deal will create a $5 billion opportunity for new exports for U.S. farmers, ranchers, and producers, many of which I represent in Oklahoma’s Fourth District, as well as maximize the competitiveness and secure the supply chain of U.S. defense manufactures,” said Congressman Cole.

    “Today proves that countries will come to the negotiating table. Congratulations to the Trump Administration, and I look forward to seeing the future trade deals to come,” said Congressman Cole.

    ###

    MIL OSI USA News –

  • MIL-OSI USA: Tuberville Hears Testimony of Trump Defense Nominees

    US Senate News:

    Source: United States Senator Tommy Tuberville (Alabama)
    WASHINGTON – Today, U.S. Senator Tommy Tuberville (R-AL) spoke with Adam Telle, President Trump’s nominee to be Assistant Secretary of the Army for Civil Works, and Richard Anderson, President Trump’s nominee to be Assistant Secretary of the Air Force for Manpower and Reserve Affairs during their Senate Armed Services Committee (SASC) confirmation hearing. Sen. Tuberville spoke with Mr. Telle about how the Army Corps of Engineers can improve dams and waterways in Alabama so that businesses can continue utilizing them to efficiently transport goods. Sen. Tuberville spoke with Mr. Anderson about improving morale in the Air Force, and how he will support President Trump and Secretary Hegseth’s mission for the Air Force Academy, if confirmed. 
    Read Sen. Tuberville’s remarks below or watch on YouTube or Rumble. 

    ON ADDRESSING ALABAMA’S WATER INFRASTRUCTURE:
    TUBERVILLE: “Thank you, Mr. Chairman. Good morning, gentlemen. Mr. Telle, I enjoyed visiting you in my office, recently, about Alabama’s inland waterways. And last year, we had three of our locks fail in one year. That’s unacceptable.
    Our waterways infrastructure is operating past [its] expected lifespan and will continue to break. We’re having huge problems. Businesses depend upon our waterways to move goods, all the way down to the Port Mobile. What’s your plan to cut bureaucratic red tape and rapidly repair critical infrastructure across the system? Even though we just passed—a couple years ago—trillions of dollars’ worth of infrastructure money. We didn’t see any of that.”
    TELLE: “Senator Tuberville, thank you for the question. And as someone who grew up on the Black Warrior River in Tuscaloosa County, one of your waterways, I understand their importance. They deliver American commerce to the globe. It’s true in Alabama and it’s true throughout the country. It’s unacceptable that our infrastructure is not meeting our current demands. We have got to work across government agencies to make sure we remove red tape, coordinate, [and] communicate with you [and] stakeholders here in Congress who have the ability to help deliver some of these projects. And I look forward to working with you on the locks and other navigation and flood control infrastructure within Alabama.”
    TUBERVILLE: “Thank you. We do have a lot of red tape within the [Army] Corps of Engineers—I’ll let you know that. I look forward to working with you. I’ll [let you] know that we gotta get stuff done. We just can’t sit back…”
    TELLE: “Thank you, Senator. Couldn’t agree more.”
    ON QUALITY OF LIFE IN THE AIR FORCE:
    TUBERVILLE: “Thank you. Mr. Anderson, thank for your service. As [a] career officer in the Air Force, I’m sure you’ve had your share of both good and bad base facilities, housing units, [and] commissaries. And I believe that what happens outside of work is just as important as work itself. [Your] quality of life, family, stability, and all those things that go along with it.
    Do you believe that having a lower quality of life leads to decreased morale, readiness, and retention?”
    ANDERSON: “Absolutely, Senator.”
    TUBERVILLE: “Thank you. And how do you plan on working with your colleagues in the Air Force staff to address all these issues, because we do have problems?”
    ANDERSON: “Senator, you are correct. […] If confirmed, I intend to delve into this issue immediately. My intention is to remain at the headquarters for a period of time in order to come up to speed on these issues, and then to get into the field, if confirmed, and to see these things firsthand. I’ve read about them, and I look forward, if confirmed, by this Committee [to] working with you and with all members of the Committee in addressing these [issues].”
    ON NEW ADMISSIONS POLICY AT THE AIR FORCE ACADEMY:
    TUBERVILLE: “Thank you. You know, last week, Secretary Hegseth signed a memorandum requiring our service academies to adapt admission standards based solely on merit. Thank God. You know, […] recently, the President put me on the Air Force Academy Board [of Visitors], which I’m looking forward to. I’m also Chairman of the Subcommittee that oversees our academies. I welcome that change in policy. Under the previous administration we saw our nation’s premier leadership laboratories cower to woke ideologies.
    If confirmed, you will have oversight over the Air Force Academy. How do you plan on ensuring that this memorandum is thoroughly put [into effect at] our Air Force Academy?”
    ANDERSON: “Senator, based on my reading of the public media, the Air Force and specifically the organization that I hope to lead, if confirmed, has already moved aggressively on this. My understanding is that there is a certification required back by the end of the month from the superintendent of the academy. But if confirmed, I intend to delve into this completely to ensure fullest compliance with the Executive Orders, direction of the Secretary of Defense, and the Secretary of the Air Force as well as the existing law.”
    TUBERVILLE: “Thank you. [I] look forward to working with you too, on some things I have in mind for the Academy that possibly we could change. Number one, […] saving money, but also enhance some leadership in the Academy there. I think that we can all get together and make it better. It hasn’t changed in years. We could still go by the same old models. And again, we’re looking for leadership. That’s what the Air Force Academy and all of our academies. Represent, you know, for our military.
    I do have some more questions, but I’m out of time, but I’ll give them to you for the for the record.
    Mr. Chairman.”
    Senator Tommy Tuberville represents Alabama in the United States Senate and is a member of the Senate Armed Services, Agriculture, Veterans’ Affairs, HELP and Aging Committees.

    MIL OSI USA News –