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Category: Commerce

  • MIL-OSI: Elcogen and Casale SA sign Memorandum of Understanding

    Source: GlobeNewswire (MIL-OSI)

    TALLINN, Estonia, May 07, 2025 (GLOBE NEWSWIRE) — Elcogen, a leading European manufacturer of technology that enables the efficient production of affordable green hydrogen and emission-free electricity, today announced that it has entered into a Memorandum of Understanding (MoU) with Casale, a global provider of technologies and integrated engineering solutions to produce ammonia and other base chemicals. This is a non-exclusive Memorandum that will enable the parties to collaborate on green ammonia and other Power-to-X (P2X) projects.

    Under this MoU, the two companies will explore commercial projects of mutual interest, with a view to integrating Elcogen’s solid oxide electrolysis stack and stack module technology into Casale’s plants, and potentially other P2X applications globally. In turn, Elcogen can provide their technology platform and related technical services to support Casale in its process design efforts for developers on the international market.

    This partnership marks a significant milestone in the green energy transition, with the possibility of combining Casale’s proven, mature process design expertise with Elcogen’s cutting-edge Solid Oxide Electrolysis Cell (SOEC) technology for highly efficient green hydrogen production.

    Driving the future of sustainable solutions with green hydrogen

    Ammonia production, which today relies primarily on hydrogen derived from natural gas, has traditionally been dependent on fossil fuels, making it a significant source of CO2 emissions. However, by coupling green hydrogen technology into ammonia production and leveraging renewable energy sources, the new process can significantly reduce emissions, offering a cleaner and more sustainable solution for the industry. Combining Elcogen’s efficient SOEC technology with Casale’s high-performance ammonia solutions, the parties will be able to propose leading solutions to the green ammonia market. SOEC is ideally suited to integration with industrial processes, producing hydrogen directly where it is needed as feedstock.

    “Solid oxide technology is on track to reach cost parity with PEM and Alkaline systems soon, and once it does, it will offer even greater value. With a lower levelised cost of hydrogen, greater scalability, and a lack of reliance on precious materials like iridium and platinum, it’s a future-proof technology that’s expected to become a key player in the green ammonia space as it matures. This will provide a competitive advantage to both companies,” said Mikael Jansen, Director of Business Development at Elcogen, adding, “This MoU is an exciting step forward. With over 100 years of experience, Casale is a world-class player, and we are humbled that a major ammonia technology provider shares our same vision. Together, we are making a tangible contribution to world sustainability goals. We’re poised to set a new standard for sustainable ammonia production”.

    SOEC technology offers unparalleled advantages compared to water electrolysis. It requires less electricity to produce hydrogen due to faster and more efficient kinetics, and it can use steam generated from the waste heat of industrial processes – such as ammonia production – further reducing the electricity needed for hydrogen production. Unlike water electrolysis, it produces little to no waste heat itself. The elcoStack® technology platform operates at a lower temperature compared to many other solutions while retaining high efficiency and power densities, providing a simpler and more cost-efficient solution for integrating solid oxide technology into an electrolyser system.

    “Observing Elcogen’s achievements in solid oxide technology, we see a highly complementary fit with Casale’s deep expertise in process integration and plant design. This collaboration opens new possibilities for industrial applications of green hydrogen, particularly in ammonia production and also in other technologies. We believe this partnership will allow both companies to explore innovative solutions in the Power-to-X space, building on our shared commitment to accelerate the energy transition,” said Federico Zardi, CEO of Casale SA.

    Elcogen Contact: Laura Quinton, Communications Manager, Laura.Quinton@elcogen.com +358(0)456163133

    Casale Contact: Maria San Antonio Alonso, Marketing & Communications Manager, m.sanantonio@casale.ch +41 91 6419330

    About Casale

    Founded in 1921, Casale is a privately-owned Swiss company headquartered in Lugano, Switzerland, with over a century of expertise offering integrated technologies, engineering, contracting and construction solutions for the chemical and fertilizer industries. With more than 450 professionals across Switzerland, the Czech Republic, China, India, the United States, the United Arab Emirates and Brazil, Casale is a global leader in sustainable fertilizer production technologies.

    Casale is among the few licensors that can provide the entire fertilizer production chain of ammonia, urea, nitric acid, nitrates, phosphates, in addition to key chemicals such as melamine, methanol. Focused to build sustainable plants for a better planet, the portfolio of solutions also includes innovative technologies to produce green and blue ammonia, methanol, and hydrogen delivering thus a complete range of solutions for new plants and for plants retrofits (revamping).

    Casale delivers, both for plant revamping and new plants, a comprehensive range of services and products including:

    • know-how and licensing of core technologies
    • full range of engineering services, from feasibility studies to basic, FEED, and detail design
    • equipment and materials supply
    • EP/EPC project contracting
    • digital solutions for plant control and management
    • repair and maintenance services

    Casale offers a full range of services consistently prioritizing continuous innovation and operational excellence. Casale’s ability to weave its deep commitment to the research and development of clean technologies into every aspect of its design, construction and renovation projects underlines its leadership in energy transition and sustainability.

    www.Casale.ch

    About Elcogen

    Elcogen develops and supplies solid oxide fuel cell and electrolysis technologies, enabling the production of affordable green hydrogen and emission-free electricity across diverse sectors, from residential to large-scale industrial applications. Founded in 2001, the Company has its registered office in the UK, its main headquarters in Tallinn, Estonia, and R&D centres of excellence in both Estonia and Finland. Serving a growing global customer base, Elcogen’s fuel and electrolyser cells, stacks, and modules are integrated into third-party systems, delivering exceptional performance and reliability. In addition to the supply of components, Elcogen offers comprehensive services to support technology integration, ensuring seamless adoption and optimal functionality of its solutions in various applications. These systems are designed to unlock the full potential of renewable energy, offering superior efficiency compared to traditional technologies. Together with its partners, Elcogen is shaping a sustainable energy landscape and leading the way to a net-zero future.

    www.elcogen.com

    The MIL Network –

  • MIL-OSI: IdentityIQ $1 Free Trial [2025] Top Identity And Credit Protection Services!

    Source: GlobeNewswire (MIL-OSI)

    Temecula, CA, May 07, 2025 (GLOBE NEWSWIRE) —

    IdentityIQ, a leading provider of identity theft protection and credit monitoring services, is offering a 7-day trial for just $1 in 2025. The initiative aims to provide individuals and families affordable access to comprehensive identity protection solutions.

    ⇒ Get Premium Protection with IdentityIQ Free Trial Offer!

    With the increasing prevalence of cyber threats and identity fraud, IdentityIQ’s free trial for $1 only offers users the opportunity to experience its robust suite of identity protection solutions before committing. The 7-day trial includes real-time credit monitoring, dark web surveillance, and up to one million dollars in identity theft insurance coverage. 

    The trial also contains features like identity theft monitoring and application alerts, allowing users to test features for safeguarding against various forms of identity fraud.

    To enroll in the IdentityIQ trial offer, user can visit IdentityIQ.com and select a plan that best suits their needs. After the trial period, users have the option to continue with a full subscription, ensuring uninterrupted protection.

    ⇒ Experience Top-Tier Identity Protection with IdentityIQ Free Trial!

    About IdentityIQ

    Founded in 2009, IdentityIQ is committed to delivering top-tier identity theft protection and credit monitoring services. The company offers a range of plans designed to meet the diverse needs of its clientele. 

    IdentityIQ provides the tools necessary to navigate the digital landscape securely. With a multi-layered approach to digital security, IdentityIQ offers comprehensive services, including real-time credit monitoring, dark web surveillance, and up to $1 million in identity theft insurance. Their Enhanced Credit Monitoring provides users with alerts on critical changes, such as the addition of authorized users or significant fluctuations in credit scores, enabling early detection of potential fraud.

    IdentityIQ’s commitment extends to providing personalized support through a U.S.-based customer care team and a dedicated fraud restoration team. 

    In the event of identity theft, the company offers comprehensive assistance, including legal support and reimbursement for stolen funds, ensuring users can recover with minimal disruption.

    ⇒ Start strong with the IdentityIQ $1 free trial and full features!

    Why IdentityIQ is Essential in 2025

    Digital threats have become more sophisticated today, making identity protection a necessity for everyone. IdentityIQ stands out as an essential service in 2025, offering comprehensive identity theft protection and credit monitoring. Their proactive approach, combined with user-friendly tools and dedicated support, protects individuals against online threats. 

    IdentityIQ offers comprehensive services to safeguard personal and financial information. Their plans include real-time credit monitoring, dark web surveillance, and up to $1 million in identity theft insurance, providing users with robust protection against potential breaches.

    ⇒ Protect your financial future with IdentityIQ $1 free trial!

    IdentityIQ’s credit monitoring services keep a vigilant eye on users’ credit reports, alerting them to any significant changes. This proactive approach enables individuals to respond swiftly to unauthorized activities, minimizing potential damage. 

    The company’s dark web surveillance scans for personal information that may have been compromised. If sensitive data is detected, IdentityIQ promptly notifies the user, allowing immediate action to prevent misuse. This feature is crucial in an era where cybercriminals frequently trade stolen information online.

    Additionally, IdentityIQ’s identity theft insurance offers financial protection, covering expenses related to identity restoration. This includes reimbursement for lost wages, legal fees, and other costs incurred during the recovery process. Such coverage provides peace of mind to users navigating the aftermath of identity theft. 

    ⇒ Detect threats early—start IdentityIQ $1 free trial today!

    The service’s user-friendly interface allows individuals to access their credit information and receive alerts easily. Users can monitor their credit scores, track changes, and receive timely notifications, facilitating informed financial decisions. This accessibility empowers users to take control of their financial health. 

    The company’s U.S.-based customer support team provides assistance during incidents of identity theft. They guide users through the recovery process, offering expert advice and support. This personalized service enhances the overall user experience.

    IdentityIQ offers flexible plans to cater to varying needs and budgets. From basic monitoring to comprehensive protection, users can select a plan that aligns with their requirements. This adaptability ensures that a broad audience can benefit from their services.

    ⇒ Your Identity Deserves the Best Defense – Try IdentityIQ!

    IdentityIQ Reviews: Features and User Experience 

    Advanced Identity Monitoring

    IdentityIQ extends its protection well beyond credit monitoring by tapping into a wide range of data sources to spot early signs of identity theft, especially across high-risk areas like the dark web and public databases.

    Dark Web Surveillance: IdentityIQ continuously scans the dark web, where stolen personal data is frequently bought and sold. Its thorough monitoring searches for exposed Social Security numbers, names, addresses, and other sensitive information that could indicate fraud.

    ⇒ Stay ahead of fraud with IdentityIQ $1 free trial protection!

    Criminal Record Alerts: The service keeps tabs on both national and international criminal databases, flagging any arrests or convictions linked to your name and date of birth. This vigilant tracking helps ensure you’re not mistakenly implicated if someone else uses your identity in legal trouble—a surprisingly common risk.

    Address Change Tracking: To prevent mail fraud and unauthorized account openings, IdentityIQ monitors both credit bureau data and the National Change of Address registry for any suspicious updates to your address. This dual-layered approach strengthens your defenses against fraudsters rerouting your personal information.

    Robust Family Identity Protection

    With identity theft increasingly targeting children, IdentityIQ offers essential safeguards for families. A 2018 Javelin Strategy & Research report found that over 1 million U.S. children were affected by identity theft in 2017, resulting in nearly $2.7 billion in losses. Shockingly, the majority of these victims were under age 7, and another 20% were between 8 and 12.

    IdentityIQ helps parents stay vigilant by offering monitoring services that track their child’s Social Security number and flag potential misuse. These tools allow families to act quickly and prevent serious damage before it starts.

    ⇒ Protect Your Identity and Finances with IdentityIQ Free Trial!

    Frequent Credit Reports & Scores

    Credit health plays a critical role in spotting identity theft, and IdentityIQ equips users with the ability to check their credit reports up to 12 times per year. This frequent access makes it easier to stay on top of your credit status, catch discrepancies early, and maintain a strong financial position.

    By delivering comprehensive identity monitoring, proactive family protection, and regular credit access, IdentityIQ offers a well-rounded defense against identity theft. Its services are designed not just to react to threats but to empower users to take control of their security in a constantly evolving digital landscape.

    Thorough SSN Monitoring

    IdentityIQ offers an enhanced level of protection with its robust Social Security Number (SSN) tracking capabilities. Unlike other identity theft services that only alert you if your SSN is used alongside unfamiliar names or addresses, IdentityIQ takes monitoring a step further. Their system notifies you every single time your SSN is used—no matter the context—giving you full visibility into any activity linked to your number.

    This proactive approach allows you to quickly detect potential threats and unauthorized use, ensuring you’re always a step ahead of identity thieves. With IdentityIQ’s real-time alerts and diligent SSN tracking, users gain greater control over their personal security, knowing their sensitive information is constantly under watch.

    ⇒ Secure Your Identity and Finance for Just $1 – Try IdentityIQ!

    Comprehensive Credit Monitoring

    IdentityIQ keeps a close eye on your credit, tracking data across all three major credit bureaus—Equifax, Experian, and TransUnion. Users receive timely alerts for any notable changes or suspicious activity within their credit files. Full three-bureau monitoring is included with the Secure Pro and Secure Max plans, while more basic plans provide single-bureau tracking.

    The service monitors a variety of credit-related factors, including:

    • Updates to personal information or address
    • Delinquent accounts or missed payments
    • New credit inquiries and loan applications
    • Court judgments, public records, and collections
    • New credit lines or loans in your name

    What sets IdentityIQ apart is its attention to detail. For instance, you’ll get notified when someone is added as an authorized user on your credit card or if a bank card suddenly exceeds its credit limit—alerts that can easily go unnoticed with other services. The platform also keeps tabs on changes in collection balances and closed accounts, adding deeper layers of vigilance.

    To fully activate these protective features, IdentityIQ does require you to share detailed personal information during setup, which can be a bit time-intensive. However, for users who are serious about safeguarding their financial identity, peace of mind and depth of protection make it a worthwhile investment.

    ⇒ Unlock your credit report using the IdentityIQ $1 free trial!

    Robust Identity Theft Insurance

    Restoring your identity after theft can be a daunting and expensive process, often requiring legal expertise. In the U.S., attorney fees typically range from $100 to $400 per hour, which can quickly add up. That’s where IdentityIQ’s identity theft insurance comes in, offering up to $1 million in coverage to protect against both direct losses and the hidden costs that come with reclaiming your identity.

    This extensive insurance package covers a wide range of incidents, including:

    Reimbursement for Stolen Funds

    If hackers drain your bank account through unauthorized electronic fund transfers, IdentityIQ’s insurance will reimburse the stolen amount, helping to cushion the financial blow.

    Legal Fees and Related Costs

    Identity theft recovery can involve legal battles. IdentityIQ’s policy covers legal fees and expenses, so you won’t have to shoulder the burden of high attorney costs alone. This is a standout feature, as other identity protection services don’t include legal coverage within their insurance plans.

    ⇒  Safeguard Your Identity with IdentityIQ Comprehensive Protection!

    Compensation for Lost Wages

    If your recovery process forces you to miss work, IdentityIQ provides wage reimbursement of up to $1,500 per week for as long as five weeks, ensuring that your financial stability isn’t compromised during this stressful period.

    Miscellaneous Expenses

    From postage and notarization fees to document replacement costs, the policy also reimburses a variety of incidental expenses tied to your identity recovery.

    While other identity protection services may offer similar $1 million insurance policies, IdentityIQ’s inclusion of legal and wage loss coverage gives it a clear advantage. This comprehensive safety net helps users feel more secure knowing they’re fully supported, both legally and financially, should identity theft occur.

    ⇒ Experience Proactive Identity Monitoring with IdentityIQ Today!

    Simple, Streamlined Dashboard

    Beyond its powerful features, what truly matters is how effortlessly you can manage them—and IdentityIQ delivers with its easy-to-navigate dashboard. Available via the IdentityIQ website, the dashboard offers a clear, at-a-glance summary of your credit status, identity monitoring alerts, and credit scores from all three major bureaus. It’s designed for clarity, with a feature list that lets you quickly identify any additional protections you might want to explore, such as monitoring for social media fraud.

    In your account settings, it’s simple to update personal details, change passwords, and manage security questions. You’ll also find direct access to your monthly credit report, monitoring preferences, and other tools that strengthen your identity security. For users with family coverage, there’s a dedicated option to easily add dependents under your plan, giving you full control of your family’s protection in one place.

    The dashboard is intuitive and performs smoothly on a desktop, offering a seamless experience. One thing to note: IdentityIQ doesn’t currently have a standalone mobile app, and while the web version works on mobile browsers, navigation can be a bit trickier on smaller screens. That said, the desktop platform remains a reliable and user-friendly hub for monitoring your identity.

    ⇒ Sign up for IdentityIQ $1 free trial and receive real-time alerts!

    Real-Time Alerts When It Matters Most

    In a world where cybercriminals strike fast and quietly, early detection is your best defense. IdentityIQ’s real-time alerts are built to keep you one step ahead. Without regular oversight, you might not notice fraudulent activity until it’s too late—but with IdentityIQ, you’re notified the moment suspicious activity appears on your account.

    Think of it as a 24/7 security system for your identity. From sudden changes in your credit report to unauthorized attempts to open new accounts, you’ll receive instant updates that allow you to take action quickly—potentially stopping fraud before it spirals out of control. These daily alerts empower you to respond immediately, giving you the upper hand in preventing financial loss and minimizing recovery time.

    Price Information

    With flexible plans starting at less than $8 per month, IdentityIQ makes robust identity protection accessible to a broad audience. Their services are designed to adapt to the evolving digital landscape, offering users peace of mind in an increasingly connected world.

    ⇒ Don’t wait—start the IdentityIQ $1 free trial instantly!

    User Experience – Real Buyer Reviews on TrustPilot

    Reviews of IdentityIQ often highlight outstanding customer service and strong identity protection. Many users commend the knowledgeable and patient representatives who help navigate credit disputes, data breaches, and security concerns. 

    Customers appreciate the platform’s ease of use, real-time alerts, and thorough support, which provide peace of mind and confidence in safeguarding personal information.

    ⇒ Take Control of Your Identity with IdentityIQ $1 Free Trial!

    IdentityIQ Stands Strong Against Persistent Identity Theft

    A user shared a powerful account of enduring two decades of severe identity theft, which led to bankruptcy and significant personal loss. Despite feeling abandoned by authorities and repeatedly targeted by a skilled fraudster, the user found steadfast support from IdentityIQ. For seven years, the company’s restoration team remained dedicated. They took the client’s case seriously and worked to help restore security. The user expressed deep gratitude to IdentityIQ, crediting their expertise and commitment to giving hope and inspiring the client to share the positive experience in a book.

    Exceptional Support and Credit Help from IdentityIQ

    A long-time customer praised IdentityIQ for its outstanding service and reliable credit protection. The reviewer highlighted the exceptional help received from a representative, who not only assisted in disputing items on their credit report but also helped their partner join the service. They added extra protection through IdentityIQ’s 24-hour automated identity monitoring and commendable customer service, which provided valuable advice on credit and first-time home buying.

    ⇒ Empower Yourself with a Comprehensive IdentityIQ Security Solution!

    Outstanding Support and Peace of Mind with IdentityIQ

    After experiencing a data breach, the reviewer turned to IdentityIQ and was impressed by the prompt and thorough support. Their representative provided professional, empathetic guidance and explained the platform’s features, including real-time alerts and detailed credit monitoring. With the customer representative’s help, the reviewer secured their personal and financial information. IdentityIQ’s swift response brought peace of mind, earning strong recommendations for its reliable identity protection.

    ⇒️ Try the IdentityIQ $1 free trial and safeguard your identity!

    Patient and Reassuring Service from IdentityIQ’s Fraud Team

    A reviewer praised IdentityIQ’s fraud team, highlighting the customer support team members for their patience and thorough assistance. Despite personal challenges, the reviewer felt supported and never rushed, as all of his questions were answered clearly. The attentive service provided reassurance and confidence, leaving the reviewer feeling secure and well cared for.

    Pros (Based on User Reviews):

    • Offers three-bureau credit monitoring
    • Includes $1 million identity theft insurance on all plans
    • Provides family protection options
    • User-friendly dashboard with real-time alerts
    • Offers antivirus and VPN add-ons

    Cons (Noted by Some Users):

    • Higher-tier plans can be more expensive
    • No social media monitoring features
    • Cancellation process can be cumbersome

    ⇒ Get real-time alerts fast with the IdentityIQ $1 free trial offer!

    Is IdentityIQ Worth It?

    If you’re serious about protecting your identity and credit, IdentityIQ offers a solid, well-rounded service that goes beyond the basics. Its standout features include three-bureau credit monitoring, real-time alerts, dark web surveillance, and $1 million in identity theft insurance—covering not just financial losses but also legal fees and lost wages. These elements work together to provide a comprehensive safety net that many other services don’t fully match.

    IdentityIQ is especially valuable if you want full visibility over your credit profile and need frequent credit report access (up to 12 times a year). The proactive SSN tracing and address monitoring also gives users an edge in spotting fraud early.

    That said, it may not be the cheapest option out there, and the lack of a dedicated mobile app might be a drawback for some. However, for those prioritizing in-depth monitoring and robust insurance protection, the investment is well justified.

    In short, if you’re looking for a thorough, proactive approach to identity protection, especially for families or individuals with heightened risk, IdentityIQ delivers strong value and peace of mind.

    ⇒ Join thousands of satisfied customers who trust IdentityIQ!

    Frequently Asked Questions

    Is IdentityIQ a scam?

    No, IdentityIQ is not a scam. Established in 2009, it has provided identity theft protection and credit monitoring services to over 2 million members. The company holds an A+ rating from the Better Business Bureau and offers features like real-time fraud alerts, dark web monitoring, and up to $1 million in identity theft insurance. 

    Is IdentityIQ legit?

    Yes, IdentityIQ is a legitimate identity protection service. It offers comprehensive monitoring of credit reports from all three major bureaus, dark web surveillance, and identity theft insurance. The service is recognized for its robust security measures and has received positive reviews from reputable sources. 

    What services does IdentityIQ offer?

    IdentityIQ provides identity theft protection, credit monitoring, dark web surveillance, and identity restoration services. Depending on the plan, it includes features like real-time alerts, credit score tracking, and up to $1 million in identity theft insurance. 

    How much does IdentityIQ cost?

    IdentityIQ offers four plans ranging from $6.99 to $32.99 per month. Each plan includes varying levels of credit monitoring, identity theft protection, and additional features like family protection and device security options. 

    Does IdentityIQ offer family protection?

    Yes, IdentityIQ’s higher-tier plans include family protection features. These plans monitor children’s Social Security numbers and provide insurance coverage for dependents, addressing identity theft concerns for families. 

    Can I cancel my IdentityIQ subscription easily?

    IdentityIQ allows cancellations through their customer care team or, where available, via the member dashboard. Some users have reported challenges with the cancellation process, so it’s advisable to review the terms and contact customer support for assistance. 

    Does IdentityIQ provide antivirus and VPN services?

    Yes, IdentityIQ partners with Bitdefender to offer antivirus and premium VPN protection for up to 10 devices. This service is available as an add-on to enhance online security and privacy. 

    Are there any drawbacks to using IdentityIQ?

    While IdentityIQ offers comprehensive protection, some users have noted drawbacks such as higher costs for advanced plans, lack of a free trial, and limited customer support options.

    How does IdentityIQ compare to other identity protection services?

    IdentityIQ is competitive in offering three-bureau credit monitoring and comprehensive identity theft protection. However, some competitors may offer additional features like social media monitoring or more user-friendly interfaces. 

    Is IdentityIQ suitable for first-time users?

    Yes, IdentityIQ is designed to be user-friendly, making it suitable for first-time users seeking identity theft protection and credit monitoring services. The platform offers a straightforward setup and access to customer support for assistance.

    Media Contact

    Company: IdentityIQ

    Contact Person: Michael M. Aldridge

    Email: customerservice@identityiq.com

    Address: 43454 Business Park Drive, Temecula, CA 92590, USA

    URL: https://www.identityiq.com/

    Phone: +1-877-875-4347

    Content Accuracy Disclaimer
    Every effort has been made to ensure the accuracy of the information presented in this article. However, due to the dynamic nature of product formulations, promotions, and availability, details may change without notice. The publisher makes no warranties or representations as to the current completeness or accuracy of any content, including product claims, pricing, or ingredient lists.
    It is the responsibility of the reader to verify product information directly through the official website or manufacturer prior to making a purchasing decision. Any reliance placed on the information in this article is done strictly at your own risk.
    Affiliate Disclosure
    This article may contain affiliate links. If you purchase a product or service through these links, the publisher may earn a commission at no additional cost to you. These commissions help support the creation of in-depth reviews and educational wellness content.
    The publisher only promotes products that have been independently evaluated and deemed potentially beneficial to readers. However, this compensation may influence the content, topics, or products discussed in this article. The views and opinions expressed are those of the author and do not necessarily reflect the official policy or position of any affiliate partner or product provider.
    All product reviews and descriptions reflect the author’s honest opinion based on available public data, user feedback, and scientific references at the time of writing. The inclusion of affiliate links does not influence the objectivity or integrity of the content. However, readers are encouraged to independently verify product information and consult with healthcare professionals prior to purchase or use.
    No warranties, either expressed or implied, are made about the completeness, accuracy, reliability, or suitability of the content provided. The publisher and all affiliated parties expressly disclaim any and all liability arising directly or indirectly from the use of any information contained herein.
    Product and Trademark Rights
    All product names, logos, and brands mentioned are the property of their respective owners. Use of these names does not imply endorsement unless explicitly stated. identityiq.com® are the trademarks of its respective brand owner.

    Attachment

    The MIL Network –

  • MIL-OSI: Netflix Nation: Brits devote 60 days a year to watching streaming services

    Source: GlobeNewswire (MIL-OSI)

    CAMBRIDGE, United Kingdom, May 07, 2025 (GLOBE NEWSWIRE) — Over one in ten Brits (13%) now spend the equivalent of 60 full days a year watching content on streaming services like Netflix, Disney+, and Prime Video, clocking up more than 1,460 hours of watchtime per year. That’s the same as spending 182 work days watching streaming services.

    The data, released by subscription bundling platform Bango (AIM:BGO), is based on insights from 40,000 UK consumers, and shows just how embedded streaming services have become in everyday life.

    More than a third (34%) of Brits now watch two or more hours of streaming content per day, the equivalent of 730 hours a year, putting the UK ahead of its European neighbours. In Spain, 29% stream at least two hours daily, compared to 21% in Italy and France, and 18% in Greece.

    Streaming also tops the chart for time spent on digital media. UK adults are now more likely to stream content for two or more hours a day (34%) than browse social media (21%), stream music (18%), or scroll TikTok and Reels (13%).

    Gen Z watches the most, but Gen X pays the bill

    Gen Z leads the way in streaming consumption, with 40% watching at least two hours daily. But it’s Gen X who are footing the bill with 62% covering the cost of streaming services, compared to 51% of Gen Z.

    Instead, Gen Z are using those savings on other subscriptions. They’re the most likely to pay for music subscriptions (40%) and are also more likely to shell out for premium social media features (9%), such as Snapchat+ or X Premium.

    But Americans still spend the most time streaming

    While the UK is ahead of some of its European neighbours, the US remains firmly in first place. 40% of Americans watch at least two hours of streaming content daily, and nearly one in five (18%) watch over four hours every single day.

    And it’s not just streaming. In the US, Gen Z is beginning to pay more for other digital experiences too. According to Bango’s Subscriptions Assemble report, almost a quarter (23%) of Gen Z Americans now pay to access premium social media platforms, highlighting a global trend in how younger consumers engage with content.

    Many are also accessing these services indirectly through bundles, like those offered by mobile or broadband providers. In fact, the average American now pays for 5.4 subscriptions, with two of those typically paid for as part of a bundle package.

    Paul Larbey, CEO of Bango said, “We’re seeing a shift in how younger people are engaging with subscriptions. Gen Z are streaming more than anyone, but they’re selective about where their money goes. They’re investing in experiences that offer personal value — like music and premium social media — rather than footing the bill for standard streaming services.

    “Consumers are also turning to bundles, accessing subscriptions through mobile or broadband deals for better value and convenience. This is increasingly common in the US, and we can expect to see a similar trend in the UK. The rise of services like Snapchat+ in telco bundles shows how packaging and flexibility are now just as important as content itself.

    “At Bango, we’re driving this change, helping telcos and other service providers deliver the kind of smart, seamless subscription experiences today’s users expect.”

    Methodology

    Research created by Bango using the GWI consumer insights platform

    60 days calculation — 13% of Brits spend 4+ hours per day watching streaming services. 4 x 365 = 1,460 hours / 24 = 60.8 Days

    About Bango
    Bango enables content providers to reach more paying customers through global partnerships. Bango revolutionized the monetization of digital content and services, by opening-up online payments to mobile phone users worldwide. Today, the Digital Vending Machine® is driving the rapid growth of the subscriptions economy, powering choice and control for subscribers.

    The world’s largest content providers, including Amazon, Google and Microsoft trust Bango technology to reach subscribers everywhere.

    Bango, where people subscribe. For more information, visit www.bango.com

    Media contacts
    Henry Soundy / Imogen Nichols
    Wildfire
    bango@wildfirepr.com

    The MIL Network –

  • MIL-OSI: Panasonic TOUGHBOOK Expands European Service and Solutions Capabilities

    Source: GlobeNewswire (MIL-OSI)

    New investment in Cardiff and Budapest centres strengthens Panasonic’s commitment to full lifecycle support – from solution design and deployment to real-time servicing and innovation at the edge.

    Wiesbaden, DE. 7th May 2025 – As mobile workforces across Europe increasingly turn to the latest technology to offer competitive advantage, Panasonic Connect Europe has announced major enhancements to its TOUGHBOOK support infrastructure – effective April 1st – by establishing dual Service and Solutions Centres in Cardiff and Budapest.

    Today’s organisations need a rugged mobile device partner that can help them design, deploy, maintain and evolve complete mobility solutions. From the rise of edge-based AI to the growing capabilities of 5G, frontline teams are demanding more from their technology – and the support behind it.

    “Our customers are transforming how they work in the field,” said Jon Tucker, General Manager of Engineering for Panasonic TOUGHBOOK. “With real-time operations increasingly the norm, downtime is simply not an option. That’s why we’re doubling down on our Service and Solutions Centre model – to provide the hands-on support, in-region resilience and full lifecycle services our customers need to stay ahead.”

    A dual-centre approach to managed mobility
    The long established Cardiff centre – now redefined as a Service and Solutions Centre – continues to serve UK customers, while expanding its managed services capabilities to support the growth of Panasonic TOUGHBOOK operations in Europe. This includes everything from hardware staging and kitting to proactive device monitoring and fleet management. Increasingly, Panasonic is managing entire mobile estates, with tailored, always-on support for mission-critical operations.

    In addition, Panasonic has also invested in a Budapest Service Centre as the central servicing hub for TOUGHBOOK customers across the European mainland. This centre has been providing service and maintenance support for the Panasonic visual and factory solutions business units for the past two years. Now with added local rugged mobility expertise, it enhances Panasonic’s ability to deliver high-speed TOUGHBOOK deployment, repairs and support across the continent.

    Donald Maidment, Head of Customer Service at Panasonic Connect Europe, explains: “We’ve always taken full responsibility for the service and performance of our TOUGHBOOK devices – and that’s what sets us apart. With this investment, we’re expanding that commitment. Unlike competitors who outsource support, we maintain a direct line to our customers throughout the lifecycle of their mobile estate.”

    Supporting innovation at the edge
    Panasonic’s expansion supports the rapid evolution of field technology. With AI models now running at the edge and 5G enabling real-time connectivity, organisations are pushing more intelligence and decision-making closer to the point of service. This creates greater business efficiency – but also increases the pressure on technology to perform, everywhere and without fail.

    “Our Service and Solutions Centres are built to meet this challenge,” added Tucker. “They’re so much more than repairs and maintenance – they’re enablement hubs for modern mobile workforces.”

    Mobile-IT-As-A-Service – a full-service mobility model
     As well as bespoke solution design, it’s from these centres that Panasonic TOUGHBOOK will deliver its Mobile-IT-As-A-Service – a flexible model that bundles rugged hardware, tailored software and managed services into one scalable, turnkey solution. Whether a customer needs hundreds of tablets configured for frontline logistics or end-to-end management of thousands of mobile devices across multiple regions, Panasonic delivers a bespoke service that meets their needs today and can evolve with them tomorrow.

    For images, please click here: https://we.tl/t-SO8ClGfz6v

    Panasonic Press Contact
     Jim Pople
    C8 Consulting
    jim@c8consulting.co.uk

    Panasonic Press Contact
     Lisbeth Lashmana
    Head of European Marketing, Panasonic TOUGHBOOK
    Lisbeth.Lashmana@eu.panasonic.com

    About the Panasonic Group
    Founded in 1918, and today a global leader in developing innovative technologies and solutions for wide-ranging applications in the consumer electronics, housing, automotive, industry, communications, and energy sectors worldwide, the Panasonic Group switched to an operating company system on April 1, 2022, with Panasonic Holdings Corporation serving as a holding company and eight companies positioned under its umbrella. The Group reported consolidated net sales of Euro 54.12 billion (8,496.4 billion yen) for the year ended March 31, 2024. To learn more about the Panasonic Group, please visit: https://holdings.panasonic/global/

    About Panasonic Connect Europe GmbH
    Panasonic Connect Europe began operations on October 1st, 2021, creating a new Business-to-Business focused and agile organisation. With more than 400 employees and led by CEO Shusuke Aoki, the business aims to contribute to the success of its customers with innovative products and integrated systems and services – all designed to deliver its vision to Change Work, Advance Society and Connect to Tomorrow.

    Panasonic Connect Europe is headquartered in Wiesbaden and consist of the following business units: 

    • The Mobile Solutions Business Division helping mobile workers improve productivity with its range of Toughbook rugged notebooks, business tablets and handhelds.
    • The Media Entertainment Business Division incorporating Visual System Solutions offering a range of high brightness and reliable projectors as well as high quality displays; and Broadcast & ProAV offering Smart Live Production solutions from an end-to-end portfolio consisting of PTZ and system cameras, camcorders, the Kairos IT/IP platform, switchers and robotic solutions that are widely used for live event capture, sports production, television, and xR studios.
    • Business and Industry Solutions delivering tailored technology solutions focused on Retail, Logistics and Manufacturing. Designed to increase operational efficiency and enhance customer experience, helping businesses to perform at their best, every day.
    • Panasonic Factory Solutions Europe selling a wide range of smart factory solutions including electronics manufacturing solutions, robot and welding systems and software solutions engineering.

    For more information please visit: https://eu.connect.panasonic.com

    Please visit Panasonic Connect Europe’s LinkedIn page: https://www.linkedin.com/company/panasonic-connect-europe/

    The MIL Network –

  • MIL-OSI USA: Rep. Maria Salazar Leads Bill to Boost U.S. Blue Economy and Support Coastal Communities

    Source: United States House of Representatives – Congresswoman María Elvira Salazar’s (FL-27)

    span>WASHINGTON, D.C.—Last week, U.S. Representatives Maria Elvira Salazar (R-FL), Chellie Pingree (D-ME) and U.S. Senators Murkowski (R-AK) and Cantwell (D-WA) introduced H.R. 3048to strengthen coastal communities and the blue economy across the U.S.— through advanced research and development, job creation, and private-sector partnerships. The bipartisan, bicameral Ocean Regional Opportunity and Innovation (Ocean ROI) Act, would direct the Secretary of Commerce to establish “Ocean Innovation Clusters” and assist with their operation.

    Specifically, the Ocean ROI Act requires the Secretary of Commerce—acting through the administrator of the U.S. Economic Development Administration, and in consultation with the administrator of the National Oceanic and Atmospheric Administration (NOAA)—to designate at least one ocean innovation cluster in each of the five NOAA Fisheries regions, Gulf of America region, and the Great Lakes region. The bill would also authorize competitive grants for cluster operation and administration to support ocean innovation clusters at the federal level. 

    “Miami’s beautiful coasts and pristine waters provide Florida with billions in tourism and commerce every year, and I am committed to preserving them for generations to come,” said Rep. Salazar. “I am proud to reintroduce this legislation to promote Miami’s development and improve our environment through the sustainable use of our oceans. The blue economy and the opportunities it provides are growing, and there is no better place to invest the best we have in research and technology than right here in South Florida.”

    “Ocean innovation doesn’t happen in a vacuum; it relies on strong federal partnerships and trusted scientific institutions and federal agencies. As the Trump Administration doubles down on its attacks against climate research and ocean science, it’s more important than ever that Congress step up,” said Rep. Pingree. “The Ocean Regional Opportunity and Innovation Act is a bipartisan, bicameral effort to invest in our Blue Economy, boost ocean-based industries, and strengthen the resilience of coastal communities from the Gulf of Maine to the Bering Sea. Congresswoman Salazar, Senator Murkowski, Senator Cantwell, and I represent some of the most iconic and vulnerable coastlines in the nation. We know just how vital the ocean is to our economies, our environment, and our future. The United States should be leading the world in ocean innovation, not dismantling the partnerships that make it possible.”

    “A strong blue economy will require strong coordination and creativity, and that’s why I’m leading this effort to invest in our ocean clusters and take advantage of the opportunities for innovation and collaboration,” said Sen. Murkowski. “This effort doesn’t just focus on the untapped economic potential of our blue economy, but also ensures that collaboration is at the center of any conversation or effort to address the impacts of climate change on our coastal communities. By providing incentives and workspaces for Alaskans in maritime and maritime-adjacent industries, we can achieve real progress in strengthening the blue economy.” 

    “From protecting orcas from vessel noise, to transitioning to a carbon-free future for our ports and maritime industry, Washington’s ocean cluster, called Maritime Blue, is working hard to solve complex challenges facing our economy,” said Sen. Cantwell. “This bill would build on their success by creating a new grant program to fund ocean innovation clusters and grow Washington’s $60 billion maritime economy.”

    “Regional innovation clusters bring credibility, coordination, and effective interdisciplinary collaboration to current and emerging BlueTech ecosystems like ours in South Florida,” said Daniel Kleinman, founder & CEO of the Seaworthy Collective. “As a co-lead of one of NOAA and Integrated Ocean Observing System (IOOS)’s Ocean Enterprise Accelerators, The Continuum, we’re excited to see this bipartisan support for regional ocean innovation clusters to further demonstrate NOAA’s critical role in growing blue businesses, innovation ecosystems, and economies from coast to coast.” 

    “There has never been a more important time to support investment in blue economy ventures that add value to our coastal resources and lay the foundation for the industries of the future,” said Patrick Arnold of the New England Ocean Cluster in Portland, Maine. “Strategic policy support can help accelerate innovation, attract private capital, and create resilient, high-quality jobs in coastal communities—positioning the United States as a global leader in sustainable ocean-based industries.”

    “TMA BlueTech enthusiastically supports the reintroduction of the Ocean Regional Opportunity and Innovation Act. This legislation is a pivotal step toward bolstering America’s maritime industrial base by fostering advanced maritime defense technologies, smart maritime systems and regional innovation clusters,” said Matt Classen at TMA BlueTech in San Diego.“By promoting cross-sector collaboration, workforce development, and technological advancement, the Act complements national efforts like the SHIPS for America Act, which aims to revitalize U.S. shipbuilding and expand our commercial fleet. Together, these initiatives will enhance our nation’s maritime capabilities, economic resilience, and global competitiveness.”

    MIL OSI USA News –

  • MIL-OSI Submissions: Global Economy – KOF Business Tendency Surveys: Swiss companies lowering their forecasts

    Source: KOF Economic Institute

    The KOF Business Situation Indicator for the private sector in Switzerland, which is calculated based on KOF’s Business Tendency Surveys, fell again in April, recording its third consecutive decline. Firms’ business expectations for the next six months show a similar pattern: forecasts are being adjusted downwards for the third month in a row.

    Business activity cooled in April, particularly in financial and insurance services and in other services. Business in the construction industry, the project engineering sector and the retail trade is also slightly less buoyant than before. In contrast, the Business Situation Indicator revealed a fairly encouraging trend in manufacturing, wholesale and food services. This means that the picture is not uniform across all sectors, with recent growth in the key sector of other services acting as the main constraint.

    Almost all sectors are adopting a more sceptical stance

    A different pattern can be seen in firms’ business expectations for the next six months. Companies in the manufacturing sector are adjusting their expectations downwards for the fifth month in a row, with sceptical sentiment prevailing on balance in April for the first time since the end of 2022. Firms in financial and insurance services, construction, project engineering, wholesale and hospitality are also lowering their forecasts. Only the retail trade and other service providers are more confident about future trends than they were in the previous month. If we compare the forecasts for these two sectors with those made at the beginning of this year, however, they too have become more cautious.

    Companies anticipating lower wage increases than before

    Firms are expecting average salary rises of 1.3 per cent over the period up to twelve months from now. They are therefore forecasting lower salary increases than in the January survey (1.5 per cent) and in last year’s April survey (1.6 per cent). Companies in the manufacturing and hospitality sectors in particular are expecting lower rises than in January. Overall, firms have become more restrictive in their workforce planning and, on balance, no more staff increases are scheduled for the next three months. Reports of staff shortages have grown in the construction and hospitality industries, are similarly frequent in manufacturing as in the last quarter and are decreasing in the other sectors (financial and insurance services, project engineering, wholesale and other services).

    The results of the KOF Business Tendency Surveys from April 2025 include responses from around 4,500 firms from manufacturing, construction and the major service sectors. This equates to a response rate of around 59 per cent.

    MIL OSI – Submitted News –

  • MIL-OSI Security: Four Honduran Nationals Indicted in Florida for Years-Long Off-the-Books Payroll Scheme

    Source: Office of United States Attorneys

    Defendants Allegedly Ran an Unlicensed Check Cashing Business to Facilitate the Employment of Undocumented Aliens and to Evade Payroll Taxes

    Last week, a federal grand jury in Orlando, Florida, returned an indictment charging four Honduran nationals with operating an illegal, off-the-books cash payroll system for construction workers to avoid paying employment taxes to the IRS and to defraud workers’ compensation insurance companies. Through the scheme, the conspirators facilitated the employment of undocumented aliens working illegally in the United States.

    The defendants, Iris Villafranca, Mario Flores, Osman Zapata, and Cristofer Oseguera Giron, were charged with conspiracy to operate an unlicensed money transmitting business and conspiracy to defraud the United States. Villafranca was additionally charged with conspiracy to commit wire fraud and with filing false tax returns.

    The following is according to the indictment: from 2015 to 2022, the defendants used a series of shell companies to run an unlicensed check cashing and cash courier service business that cashed approximately $89 million in checks from subcontractors in the construction industry. The subcontractors allegedly paid their workers using the cash. As a fee for their services, the defendants allegedly charged a percentage of the dollar amount of the checks they cashed. This scheme allegedly allowed construction contractors and subcontractors to pay their workers in cash without regard to required payroll taxes or whether the workers were legally authorized to work in the United States. Indeed, according to the indictment, the defendants caused the filing of false tax documents with the IRS to conceal the off-the-books payroll scheme and made only minimal employment tax deposits. As another aspect of the scheme, the defendants allegedly defrauded workers’ compensation insurance companies by leasing their certificates of insurance to contractors, and by providing false and fraudulent information to the insurers about, among other things, the number of workers covered by the insurance and the amount workers were paid.

    The indictment also alleges that Villafranca filed false individual income tax returns for 2019 through 2022 that did not report all the income she earned from the scheme and also did not report rental income she earned from her real estate.

    If convicted, Villafranca faces a maximum penalty of five years in prison for conspiracy to operate an unlicensed money transmitting business, a maximum penalty of 20 years in prison for conspiracy to commit wire fraud, and a maximum penalty of five years in prison for conspiracy to commit tax fraud. She additionally faces a maximum penalty of three years in prison for each count of filing false tax returns.

    If convicted, Flores, Zapata, and Giron face a maximum penalty of five years in prison for conspiracy to operate an unlicensed money transmitting business, and a maximum penalty of five years in prison for conspiracy to commit tax fraud.

    A federal district court judge will determine any sentence after considering the U.S. Sentencing Guidelines and other statutory factors.

    Acting Deputy Assistant Attorney General Karen E. Kelly of the Justice Department’s Tax Division and U.S. Attorney Gregory W. Kehoe for the Middle District of Florida made the announcement.

    IRS Criminal Investigation is investigating the case. Homeland Security Investigations assisted during the investigation.

    Senior Litigation Counsel Sean Beaty and Trial Attorneys Kavitha Bondada and Rebecca A. Caruso of the Tax Division, and Assistant U.S. Attorney Amanda Daniels for the Middle District of Florida are prosecuting the case.

    An indictment is merely an allegation. All defendants are presumed innocent until proven guilty beyond a reasonable doubt in a court of law.

    MIL Security OSI –

  • MIL-OSI: First quarter 2025 results: EUR 200 million net income in Q1 2025

    Source: GlobeNewswire (MIL-OSI)

    Press release
    07 May 2025 – N° 10

    First quarter 2025 results

     EUR 200 million net income in Q1 2025

    • Group net income of EUR 200 million in Q1 2025 driven by all business activities (EUR 195 million adjusted1)
      • P&C combined ratio of 85.0%, despite LA wildfires and buffer building
      • L&H insurance service result2 of EUR 118 million
      • Investments regular income yield of 3.5%
    • IFRS 17 Group Economic Value3 of EUR 9.0 billion as of 31 March 2025, up +6.8% at constant economics3,4 . The Economic Value per share stands at EUR 51 (vs. EUR 48 as of 31 December 2024)
    • Estimated Group solvency ratio of 212%5 as of 31 March 2025, up 2 points from FY 2024
    • Annualized Return on Equity of 18.7% (18.3% adjusted1) in Q1 2025

    SCOR SE’s Board of Directors met on 6 May 2025, under the chair of Fabrice Brégier, to approve the Group’s Q1 2025 financial statements.

    Thierry Léger, Chief Executive Officer of SCOR, comments: “I am satisfied with the first quarter results. All business activities contribute to a strong consolidated Group net income. The P&C performance continues to be excellent with a combined ratio of 85%, after absorbing elevated Nat Cat events during the quarter and allowing for an additional level of prudence building. L&H improves its insurance service results with a neutral experience variance. In Investments, SCOR benefits from an elevated return on invested assets. Overall, we are starting the year with a high ROE of 18.7% and an improved solvency ratio of 212%, supported by positive net operating capital generation.”

    Group performance and context

    SCOR records EUR 200 million net income (EUR 195 million adjusted1) in Q1 2025, supported by all business activities:

    • In P&C, the combined ratio of 85.0% in Q1 2025 is primarily driven by a low attritional loss and commission ratio of 74.7% reflecting an excellent underlying performance and allowing for buffer building. The natural catastrophe claims ratio stands at 12.5% mainly driven by losses related to the LA wildfires.
    • In L&H, the insurance service result2 stands at EUR 118 million in Q1 2025, driven by a level of CSM amortization and risk adjustment release in line with expectations, and a neutral experience variance.
    • In Investments, SCOR benefits from an elevated regular income yield of 3.5% in Q1 2025 along with continued attractive reinvestment rates.
    • The effective tax rate stands at 29.7% for Q1 2025.

    The annualized Return on Equity stands at 18.7% (18.3% adjusted1) in Q1 2025 and the Group Economic Value increases by 6.8% at constant economics3,4.

    SCOR’s Solvency ratio is estimated at 212% at the end of Q1 2025, up 2 points versus FY 2024, from positive net operating capital generation.

    April P&C reinsurance treaty renewals

    During the April 2025 renewals, SCOR continues to grow strategically in its preferred lines, maintaining its underwriting discipline in a softening market context.

    EGPI increases by +1.5% on the business up for renewal in April, with significant growth of the Alternative Solutions book (EGPI +33.0%) while Specialty Lines increase by +3.8%, driven by Marine. Exposure to US Casualty is further reduced. As a reminder, premiums renewed in April represent
    c. 12% of total P&C reinsurance premiums.

    In a more competitive environment for the April renewals, net technical profitability on the renewed business is expected to deteriorate by 1 point. On a year-to-date basis, the net technical profitability is expected to deteriorate by less than 0.5 point. SCOR is successfully weathering a softening market thanks to its strategy of growing in a profitable and diversified way.

    For the upcoming renewals in 2025, SCOR expects pricing to be competitive on loss-free programs. Nevertheless, the overall profitability of SCOR’s business mix should remain very attractive.

    On-going excellent P&C underlying performance

    In Q1 2025, P&C insurance revenue stands at EUR 1,858 million, down -0.7% at constant exchange rates (up +1.2% at current exchange rates) compared to Q1 2024. Strong growth in the Reinsurance segment from preferred lines is mostly offset by reduced business in US Casualty reinsurance and in SCOR Business Solutions.

    New business CSM in Q1 2025 stands at EUR 710 million, up +9.0% at current exchange rates, supported by growth stemming from business renewed in January.

    P&C (re)insurance key figures:

    In EUR million

    (at current exchange rates)

    		 Q1 2025 Q1 2024 Variation
    P&C insurance revenue 1,858 1,837 1.2%
    P&C insurance service result 205 181 13.3%
    Combined ratio 85.0% 87.1% -2.1pts
    P&C new business CSM 710 651 9.0%

    The P&C combined ratio stands at 85.0% in Q1 2025, compared to 87.1% in Q1 2024. It includes:

    • A Nat Cat ratio of 12.5%, mainly impacted by the losses related to the LA wildfires (10.8 pts).
    • An attritional loss and commission ratio of 74.7%, reflecting a very satisfactory underlying performance and continued buffer building.
    • A discount effect of -9.3%, reflecting the higher locked-in rates relating to a large share of US claims including the LA wildfire losses.
    • An attributable expense ratio of 7.8%.

    The P&C insurance service result of EUR 205 million is driven by a CSM amortization of
    EUR 255 million, a risk adjustment release of EUR 40 million, a negative experience variance of
    EUR -95 million, and an onerous contract impact of EUR 6 million. The negative experience variance reflects mainly higher-than-expected Nat Cat experience, lower-than-expected insurance revenue and buffer building.

    Delivering a L&H insurance service result of EUR 118 million

    In Q1 2025, L&H insurance revenue stands at EUR 2,205 million, down -5.8% at constant exchange rates (-3.1% at current exchange rates) compared to Q1 2024. L&H New Business CSM6 generation of EUR 76 million in Q1 reflects the updated L&H new business strategy and the implementation of higher return thresholds.

    The L&H insurance service result2 amounts to EUR 118 million in Q1 2025. It includes:

    • A CSM amortization of EUR 86 million.
    • A Risk Adjustment release of EUR 32 million.
    • An experience variance of EUR 2 million, including a neutral experience variance in the US.
    • A negative impact of onerous contracts of EUR -6 million.

    L&H reinsurance key figures:

    In EUR million

    (at current exchange rates)

    		 Q1 2025 Q1 2024 Variation
    L&H insurance revenue 2,205 2,276 -3.1%
    L&H insurance service result2 118 72 64.9%
    L&H new business CSM7 76 112 -32.5%

    Investments delivering a return on invested assets of 3.8% 

    As of 31 March 2025, total invested assets amount to EUR 24.3 billion. SCOR’s asset mix is optimized, with 79% of the portfolio invested in fixed income. SCOR has a high-quality fixed income portfolio with an average rating of A+, and a duration of 3.9 years.

    Investments key figures:

    In EUR million

    (at current exchange rates)

    		 Q1 2025 Q1 2024 Variation
    Total invested assets 24,330 22,962 6.0%
    Regular income yield(*) 3.5% 3.5% 0.0pt
    Return on invested assets(*),(**) 3.8% 3.4% 0.4pts

    (*) Annualized;
    (**) Fair value through income on invested assets excludes EUR 7 million in Q1 2025 related to the pre-tax mark to market impact of the fair value of the option on own shares granted to SCOR.

    Total investment income on invested assets stands at EUR 2267 million in Q1 2025. The return on invested assets stands at 3.8%7 (vs. 3.3% in Q4 2024) and the regular income yield at 3.5% (vs. 3.6% in Q4 2024).

    The reinvestment rate stands at 4.3%8 as of 31 March 2025, compared to 4.5% as of 31 December 2024. The invested assets portfolio remains highly liquid and financial cash flows of EUR 9.0 billion are expected over the next 24 months9, enabling SCOR to benefit from elevated reinvestment rates.

    *

    *        *

    APPENDIX

    1 – SCOR Group Q1 2025 key financial details

    In EUR million

    (at current exchange rates)

    		 Q1 2025 Q1 2024 Variation
    Insurance revenue 4,063 4,113 -1.2%
    Gross written premiums1 4,908 4,953 -0.9%
    Insurance Service Result2 324 253 +27.9%
    Management expenses -301 -294 -2.4%
    Annualized ROE3 18.7% 17.3% +1.4pts
    Annualized ROE excluding the mark to market impact of the option on own shares 18.3% 15.5% +2.8pts
    Net income3,4 200 196 +1.7%
    Net income4 excluding the mark to market impact of the option on own shares 195 176 +10.5%
    Economic value5,6 9,035 9,639 -6.3%
    Shareholders’ equity 4,582 4,958 -7.6%
    Contractual Service Margin (CSM)6 4,453 4,681 -4.9%

    1: GWP is not a metric defined under the IFRS 17 accounting framework (non-GAAP metric);
    2: Including revenues on financial contracts reported under IFRS 9;
    3: Taking into account the mark to market impact of the option on own shares. Q1 2025 impact of EUR 7 million before tax;
    4: Consolidated net income, Group share;
    5. Defined as the sum of the shareholders’ equity and the Contractual Service Margin (CSM);
    6: Net of tax. A notional tax rate of 25% is applied to the CSM.

    2 – P&L key figures Q1 2025

    In EUR million

    (at current exchange rates)

    		 Q1 2025 Q1 2024 Variation
    Insurance revenue 4,063 4,113 -1.2%
    • P&C insurance revenue
    		 1,858 1,837 +1.2%
    • L&H insurance revenue
    		 2,205 2,276 -3.1%
    Gross written premiums1 4,908 4,953 -0.9%
    • P&C gross written premiums
    		 2,509 2,427 +3.4%
    • L&H gross written premiums
    		 2,399 2,526 -5.0%
    Investment income on invested assets 226 193 +17.3%
    Operating results 317 287 +10.6%
    Net income2,3 200 196 +1.7%
    Net income2excluding the mark to market impact of the option on own shares 195 176 +10.5%
    Earnings per share3(EUR) 1.12 1.10 +1.8%
    Earnings per share (EUR) excluding the mark to market impact of the option on own shares 1.09 0.98 +10.7%
    Operating cash flow 150 151 -0.7%

    1: GWP is not a metric defined under the IFRS 17 accounting framework (non-GAAP metric);
    2: Consolidated net income, Group share;
    3: Taking into account the mark to market impact of the option on own shares. Q1 2025 impact of EUR 7 million before tax.

    3 – P&L key ratios Q1 2025

      Q1 2025 Q1 2024 Variation
    Return on invested assets1,2 3.8% 3.4% +0.4pts
    P&C combined ratio3 85.0% 87.1% -2.1pts
    Annualized ROE4 18.7% 17.3% +1.4pts
    Annualized ROE excluding the mark to market impact of the option on own shares 18.3% 15.5% +2.8pts
    Economic Value growth5 6.8% 4.1% +2.7pts

    1: Annualized;
    2: In Q1 2025, fair value through income on invested assets excludes EUR 7 million pre-tax mark to market impact of the fair value of the option on own shares granted to SCOR;
    3: The combined ratio is the sum of the total claims, the total variables commissions, and the P&C attributable management expenses, divided by the net insurance revenue for P&C business;
    4: Taking into account the mark to market impact of the option on own shares. Q1 2025 impact of EUR 7 million before tax;
    5: Not annualized. Growth at constant economic assumptions and excluding the mark to market impact of the option on own shares. The starting point is adjusted for the dividend of EUR 1.8 per share (EUR 322 million in total) for the fiscal year 2024, paid on 6 May 2025. Economic Value defined as the sum of the shareholders’ equity and the Contractual Service Margin (CSM), net of tax. A notional tax rate of 25% is applied to the CSM.

    4 – Balance sheet key figures as of 31 March 2025

    In EUR million
    (at current exchange rates)    		 As of
    31 March 2025    		 As of
    31 December 2024    		 Variation
    Total invested assets1 24,330 24,155 +0.7%
    Shareholders’ equity 4,582 4,524 +1.3%
    Book value per share (EUR) 25.63 25.22 +1.6%
    Economic Value2 9,035 8,615 +4.9%
    Economic Value per share (EUR)3 50.53 48.03 +5.2%
    Financial leverage ratio4 23.6% 24.5% -0.9pts
    Total liquidity5 2,210 2,466 -10.4%

    1: Excluding third-party net insurance business investments;
    2: The Economic Value (defined as the sum of the shareholders’ equity and the Contractual Service Margin (CSM), net of tax) includes minority interests;
    3: The Economic Value per share excludes minority interests;
    4: The leverage ratio is calculated as the percentage of subordinated debt compared to the sum of Economic Value and subordinated debt in IFRS 17;
    5: Including cash and cash equivalents and short-term investments.

    *

    *       *

    SCOR, a leading global reinsurer

    As a leading global reinsurer, SCOR offers its clients a diversified and innovative range of reinsurance and insurance solutions and services to control and manage risk. Applying “The Art & Science of Risk”, SCOR uses its industry-recognized expertise and cutting-edge financial solutions to serve its clients and contribute to the welfare and resilience of society.

    The Group generated premiums of EUR 20.1 billion in 2024 and serves clients in more than 150 countries from its 37 offices worldwide.

    For more information, visit: www.scor.com

    		 Media Relations
    Alexandre Garcia
    media@scor.com

    Investor Relations
    Thomas Fossard
    InvestorRelations@scor.com

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    All content published by the SCOR group since January 1, 2024, is certified with Wiztrust. You can check the authenticity of this content at wiztrust.com.
       

    General

    Numbers presented throughout this press release may not add up precisely to the totals in the tables and text. Percentages and percent changes are calculated on complete figures (including decimals); therefore, this press release might contain immaterial differences in sums and percentages due to rounding. Unless otherwise specified, the sources for the business ranking and market positions are internal.

    This press release does not constitute an offer to sell, or a solicitation of an offer to buy SCOR securities in any jurisdiction.

    Forward-looking statements

    This press release includes forward-looking statements, assumptions, and information about SCOR’s financial condition, results, business, strategy, plans and objectives, including in relation to SCOR’s current or future projects.

    These statements are sometimes identified by the use of the future tense or conditional mode, or terms such as “estimate”, “believe”, “anticipate”, “expect”, “have the objective”, “intend to”, “plan”, “result in”, “should”, and other similar expressions.

    It should be noted that the achievement of these objectives, forward-looking statements, assumptions and information is dependent on circumstances and facts that may or may not arise in the future.

    No guarantee can be given regarding the achievement of these forward-looking statements, assumptions and information. These forward-looking statements, assumptions and information are not guarantees of future performance. Forward-looking statements, assumptions and information (including on objectives) may be impacted by known or unknown risks, identified or unidentified uncertainties and other factors that may significantly alter the future results, performance and accomplishments planned or expected by SCOR.

    In particular, it should be noted that the full impact of economic, financial and geopolitical risks on SCOR’s business and results cannot be accurately assessed.

    Therefore, any assessments, any assumptions and, more generally, any figures presented in this press release will necessarily be estimates based on evolving analyses, and encompass a wide range of theoretical hypotheses, which are highly evolutive.

    Information regarding risks and uncertainties that may affect SCOR’s business is set forth in the 2024 Universal Registration Document filed on March 20, 2025, under number n°D.25-0124 with the French Autorité des marchés financiers (AMF) posted on SCOR’s website www.scor.com and on the website of the AMF www.amf-france.org.

    In addition, such forward-looking statements, assumptions and information are not “profit forecasts” within the meaning of Article 1 of Commission Delegated Regulation (EU) 2019/980.

    SCOR has no intention and does not undertake to complete, update, revise or change these forward-looking statements, assumptions and information, whether as a result of new information, future events or otherwise.

    Financial information

    The Group’s financial information contained in this press release is prepared on the basis of IFRS and interpretations issued and approved by the European Union.

    Unless otherwise specified, prior-year balance sheet, income statement items and ratios have not been reclassified.

    The calculation of financial ratios (such as return on invested assets, regular income yield, return on equity and combined ratio) is detailed in the Appendices of the presentation related to the financial results of Q1 2025. The financial results for the first quarter 2025 included in this press release have not been audited by SCOR’s statutory auditors. Unless otherwise specified, all figures are presented in Euros.

    Any figures or financial results for a period subsequent to March 31, 2025 should not be taken as a forecast of the expected financials for these periods

    1 Adjusted by excluding the mark to market impact of the option on own shares.
    2 Includes revenues on financial contracts reported under IFRS 9.

    3 Defined as the sum of the shareholders’ equity and the Contractual Service Margin (CSM), net of tax. 25% notional tax rate applied on CSM.
    4 Growth at constant economic assumptions as of 31 December 2024, excluding the mark to market impact of the option on own shares.

    5 Solvency ratio estimated after taking into account the accrual for the first three months based on the dividend paid for the fiscal year 2024 (EUR 1.8 per share).
    6 Includes the CSM on new treaties and change in CSM on existing treaties due to new business (i.e. new business on existing contracts).
    7 Excluding the mark to market impact of the option on own shares. Q1 2025 impact of EUR 7 million before tax.

    8 Reinvestment rate is based on Q1 2025 asset allocation of yielding asset classes (i.e. fixed income, loans and real estate), according to current reinvestment duration assumptions. Yield curves & spreads as of 31/03/2025.
    9 As of 31 March 2025. Including current cash balances and future coupons and redemptions.

    Attachment

    The MIL Network –

  • MIL-OSI Economics: Samsung Unveils Vision AI for Neo QLED, OLED, QLED and The Frame TVs, Bringing Intelligent, Immersive & Adaptive Screens to Indian Consumers

    Source: Samsung

     
    Samsung, India’s largest consumer electronics brand, today announced the launch of its ultra-premium 2025 models of Neo QLED 8K, Neo QLED 4K, OLED, QLED TVs and The Frame lineup, bringing the revolutionary Samsung Vision AI technology to Indian consumers. At the heart of this launch is the new Samsung Vision AI that delivers an unparalleled home entertainment experience with next-generation AI capabilities. Staying true to its commitment to innovation, Samsung’s latest range redefines how users interact with screens, turning them into intelligent companions that enrich everyday living.
     
    Samsung Vision AI – a cutting-edge technology framework – pairs AI-enhanced picture and sound for maximum performance with personalized experience. Samsung Vision AI is built on three pillars.
     
    AI Mode optimizes picture quality and sound in real time by using advanced deep-learning algorithms that adapt to both content and ambient surroundings, ensuring stunning visuals and immersive audio every time.
    AI Experience personalizes content discovery and settings by learning user preferences over time, delivering a smarter, more intuitive interaction.
    Multi-Device Connectivity seamlessly connects the TV with smartphones, tablets, and other smart devices, enabling effortless content sharing, control, and continuity across the Samsung ecosystem.
     
    “The role of the television in Indian homes has evolved – it’s no longer just about watching content, but about enabling connected, intelligent lifestyles. With the introduction of Samsung Vision AI across our widest-ever premium lineup, we are delivering a future-ready TV experience that goes beyond stunning visuals. Samsung Vision AI ushers in a truly personalized, AI-powered screen experience, where the viewer is more important than what’s being viewed. We are calling this shift ‘It’s Your Show’ – an experience where users are in complete control, with the TV adapting to their unique preferences, habits, and ecosystem. Our new AI TV lineup breathes new life into every frame, setting a new benchmark for cinematic excellence at home. With this new era of AI-powered screens, we are confident of accelerating next-generation TV adoption and strengthening our leadership in India’s premium television segment,” said Viplesh Dang, Senior Director, Visual Display Business, Samsung India.
     
    Samsung Vision AI: Powering a New Generation of Smart, Personalized Entertainment Experiences
     
    Samsung Vision AI represents a major leap in making screens smarter, more intuitive and deeply personal. It transforms televisions into adaptive hubs, responsive to their environment and user behaviours. They seamlessly blend into everyday life, making the TV an intelligent partner rather than just a display.
     
    Several features come together to redefine the big screen experience-
     
    Universal Gesture Control allows users to effortlessly navigate their Samsung Smart AI TV using simple hand movements, eliminating the need for a remote. This feature utilizes AI technology, and a connected Galaxy Watch to recognize gestures, allowing for intuitive control over various TV functions.
     
    AI Upscaling Pro elevates lower-resolution content to near-8K quality, ensuring every detail is crystal clear. Powered by Samsung’s NQ8 AI Gen3 Processor, this feature sharpens images and enhances clarity, delivering a vivid and lifelike viewing experience.
     
    Generative Wallpaper transforms idle screens into dynamic, personalized art canvases, creating visuals that match moods or occasions. Leveraging AI, this feature generates unique 4K images, allowing users to personalize their viewing experience with custom artwork. ​
     
    Multi-Device connectivity keeps users updated about their living environment with real-time alerts and energy monitoring. Integrated with SmartThings, it provides real-time summaries of the home’s status and suggests necessary actions, enhancing peace of mind whether users are at home or away.
    ​
    Pet and Family Care Mode provides peace of mind by detecting unusual activities of pets or family members and by automatically adjusting home settings for added comfort. Utilizing on-device AI, it can detect events such as a dog barking or a baby crying, alerting users when attention is needed.
     
    Samsung’s Most Advanced AI-Powered Neo QLED 8K TV Redefines Visual Display Technology
    Leading the 2025 AI TV lineup is the flagship Neo QLED 8K QN950F, designed to deliver the pinnacle of TV innovation. Powered by the advanced NQ8 AI Gen3 Processor, which employs 768 AI neural networks, this TV brings breakthrough features to life. Ensuring an exceptional viewing experience with crisp details, regardless of the input source, it is encased in an ultra-slim, minimalist Infinity Air design. The Neo QLED 8K QN950F is an object of beauty and a technological prowess, offering a truly immersive and sophisticated cinematic visual display.
     
    The 8K AI Upscaling Pro feature intelligently analyzes and enhances any content to 8K quality, preserving details and textures with remarkable accuracy.
     
    The Glare-Free technology ensures distraction-free viewing even in brightly lit spaces, reducing reflections without compromising colour or contrast.
    Q-Symphony and Dolby Atmos combine to deliver a deeply immersive, multidimensional audio experience by perfectly synchronizing the TV speakers with compatible Samsung soundbars.
    The ultra-fast 240Hz refresh rate ensures fluid motion and razor-sharp visuals, ideal for high-speed action, sports, and next-gen gaming.
     
    AI Mode intelligently optimizes picture and sound based on content type and surroundings, delivering a customized viewing experience.’
     
    The Neo QLED 8K is available in sizes of 85, 75, and 65 inches.
     
    Lineup for All Entertainment Needs: Neo QLED 4K
    The QN90F, QN85F, QN80F and QN70F models headline the Neo QLED 4K lineup. The QN90F features Quantum Matrix Technology Plus with 128 Neural Networks, Motion Xcelerator 165Hz, Glare-Free viewing and a powerful 60W 4.2.2 channel speaker system with Dolby Atmos and Q-Symphony for a cinematic audio-visual experience and Samsung’s signature Neo Slim design with Art Store and Generative Wallpaper support.
     
    Samsung’s   2025 OLED TVs push performance further with NQ4 AI Gen3 Processor supported by 128 Neural Networks, Motion Xcelerator 165Hz, Glare-Free Viewing, and AI Motion Enhancer Pro for exceptional clarity in fast-moving scenes. These models support 100% Color Volume, are PANTONE Validated, and feature a minimalist Infinity One design with Attachable Slim One Connect to reduce clutter.
     
    Samsung has also curated localized Smart Experiences for Indian consumers to include a range of services like gaming, entertainment, education and fitness.’
     
    Cloud Gaming Service enables users to experience AAA games with Plug and Play – with no console or PC required.
     
    Samsung Education Hub helps users to experience Big Screen Learning with live classes, making learning for your kids more interactive and immersive.
     
    TV Key service upscales consumers as there is no requirement for a set-top box as it enables direct transmission of content through the cloud.
     
    Samsung TV Plus provides 125+ national and international channels absolutely free with instant access to news, movies, entertainment and more.
     
    The 2025 Samsung AI TVs come equipped with a built-in SmartThings hub, transforming the television into a central command centre for connected living. This integration allows users to effortlessly connect and control a wide array of smart devices. Additionally, SmartThings Energy offers insights into energy consumption patterns, promoting efficient energy use throughout the home. The platform’s ambient sensing capabilities analyse human movements and environmental sounds, allowing the system to adapt settings such as lighting and temperature to suit daily routines, thereby enhancing comfort and convenience. ​
     
    Fortified with Samsung Knox, a comprehensive security platform that safeguards user data and privacy, high security standards are maintained. It detects and prevent unauthorized changes, blocks phishing websites to protect against malicious sites, and enhanced personal information protection through Samsung Knox Vault.
     
    To ensure a future-ready and secure smart TV experience, Samsung’s 2025 AI TV lineup comes with 7 years of guaranteed OS upgrades at no additional cost. This industry-leading commitment extends the longevity of each device, keeping it up to date with the latest features, security enhancements, and performance improvements. Whether it’s advanced AI functionality or seamless SmartThings integration, consumers can enjoy a consistently premium experience year after year, making their investment in Samsung’s Vision AI-powered TVs truly future-proof.
     
    Price, Offers & Availability
    The 2025 lineup of Neo QLED 8K, Neo QLED 4K, OLED, and The Frame TVs will be available for pre-order from May 7, 2025 across Samsung retail stores, Samsung.com, and leading offline and online retail channels.
     
    As part of the pre-order offer, consumers purchasing Neo QLED 8K, Neo QLED 4K, OLED TVs and The Frame can avail of exciting benefits, such as Free Soundbar worth up to INR 90990, cashback of up to 20%, Easy EMI with zero down payment, lowest EMI starting INR 2990 and up to 30-month EMI tenure. These offers are valid till May 28, 2025.
     
    Samsung’s Neo QLED 8K range starts from INR 272990
    Samsung’s Neo QLED 4K range starts from INR 89990
    Samsung’s OLED range starts from INR 154990
    Samsung’s QLED range starts from INR 49490
    Samsung’s Frame TVs range starts from INR 63990
     
    The 2025 Samsung AI TV lineup is available in a wide spectrum of screen sizes, catering to every viewing preference and space requirement. The range includes 43″, 50″, 55″, 65″, 75″, 77″, 83″, 85″, 98″ and the ultra-large 100” and 115″. From compact personal entertainment zones to immersive home theatres, this diverse selection ensures there’s a perfect AI-powered screen for every room and need.
     
     

    MIL OSI Economics –

  • MIL-OSI USA: DCCA NEWS RELEASE: HAWAIʻI RESIDENTS ENCOURAGED TO REVIEW INSURANCE POLICIES IN PREPARATION FOR HURRICANE SEASON

    Source: US State of Hawaii

    DCCA NEWS RELEASE: HAWAIʻI RESIDENTS ENCOURAGED TO REVIEW INSURANCE POLICIES IN PREPARATION FOR HURRICANE SEASON

    Posted on May 6, 2025 in Latest Department News, Newsroom

     

    STATE OF HAWAIʻI

    KA MOKU ʻĀINA O HAWAIʻI

     

    DEPARTMENT OF COMMERCE AND CONSUMER AFFAIRS

    KA ʻOIHANA PILI KĀLEPA

    INSURANCE DIVISION

     

    JOSH GREEN, M.D.

    GOVERNOR

    KE KIAʻĀINA

     

    NADINE Y. ANDO

    DIRECTOR

    KA LUNA HOʻOKELE

    JERRY BUMP

    ACTING INSURANCE COMMISSIONER

    HAWAIʻI RESIDENTS ENCOURAGED TO REVIEW INSURANCE POLICIES IN PREPARATION FOR HURRICANE SEASON

     

    FOR IMMEDIATE RELEASE

    May 6, 2025

    HONOLULU — The Department of Commerce and Consumer Affairs Insurance Division reminds consumers to evaluate theirinsurance policies before hurricane season, which starts June 1.

    “Understanding what your insurance covers before a disaster hits is crucial,” said Acting Insurance Commissioner Jerry Bump. “It ensures you have enough coverage to rebuild or replace what you’ve lost. For example, if you’ve recently renovated your home, that likely increased its value. And even without upgrades, rising costs for materials and labor can still affect your coverage needs.”

    Many consumers may not realize that standard homeowners and renters insurance policies typically do not cover hurricane andflood damage. Hurricane insurance must often be purchased separately or added as an endorsement onto the existing policy to ensure protection against hurricane-related damages. Additionally, once a tropical storm approaches the islands, insurancecompanies may issue a moratorium, temporarily halting the issuance of new policies.

    Damage caused by floods are also typically covered under a separate policy. Since flooding can occur anytime and anywhere, even outside high-risk areas, it is important for property owners to consider adding flood insurance coverage. Those planning to purchase a National Flood Insurance Program policy should plan ahead, as there is typically a 30-day waiting period for the policy to go into effect.

    Consumers should contact their agent or insurance company if they have any property updates or questions about their coverage.

    For more information on flood and hurricane insurance and other helpful resources, please visit the DCCA Insurance Division’s website at https://cca.hawaii.gov/ins/resources/

    ###

    Media Contact:

    Communications Office

    Department of Commerce and Consumer Affairs

    Phone: 808-586-2760

    Email: [email protected]

    MIL OSI USA News –

  • MIL-Evening Report: Meta’s new AI chatbot is yet another tool for harvesting data to potentially sell you stuff

    Source: The Conversation (Au and NZ) – By Uri Gal, Professor in Business Information Systems, University of Sydney

    Tony Lam Hoang/Unsplash

    Last week, Meta – the parent company of Facebook, Instagram, Threads and WhatsApp – unveiled a new “personal artificial intelligence (AI)”.

    Powered by the Llama 4 language model, Meta AI is designed to assist, chat and engage in natural conversation. With its polished interface and fluid interactions, Meta AI might seem like just another entrant in the race to build smarter digital assistants.

    But beneath its inviting exterior lies a crucial distinction that transforms the chatbot into a sophisticated data harvesting tool.

    ‘Built to get to know you’

    “Meta AI is built to get to know you”, the company declared in its news announcement. Contrary to the friendly promise implied by the slogan, the reality is less reassuring.

    The Washington Post columnist Geoffrey A. Fowler found that by default, Meta AI “kept a copy of everything”, and it took some effort to delete the app’s memory. Meta responded that the app provides “transparency and control” throughout and is no different to their other apps.

    However, while competitors like Anthropic’s Claude operate on a subscription model that reflects a more careful approach to user privacy, Meta’s business model is firmly rooted in what it has always done best: collecting and monetising your personal data.

    This distinction creates a troubling paradox. Chatbots are rapidly becoming digital confidants with whom we share professional challenges, health concerns and emotional struggles.

    Recent research shows we are as likely to share intimate information with a chatbot as we are with fellow humans. The personal nature of these interactions makes them a gold mine for a company whose revenue depends on knowing everything about you.

    Consider this potential scenario: a recent university graduate confides in Meta AI about their struggle with anxiety during job interviews. Within days, their Instagram feed fills with advertisements for anxiety medications and self-help books – despite them having never publicly posted about these concerns.

    The cross-platform integration of Meta’s ecosystem of apps means your private conversations can seamlessly flow into their advertising machine to create user profiles with unprecedented detail and accuracy.

    This is not science fiction. Meta’s extensive history of data privacy scandals – from Cambridge Analytica to the revelation that Facebook tracks users across the internet without their knowledge – demonstrates the company’s consistent prioritisation of data collection over user privacy.

    What makes Meta AI particularly concerning is the depth and nature of what users might reveal in conversation compared to what they post publicly.

    Open to manipulation

    Rather than just a passive collector of information, a chatbot like Meta AI has the capability to become an active participant in manipulation. The implications extend beyond just seeing more relevant ads.

    Imagine mentioning to the chatbot that you are feeling tired today, only to have it respond with: “Have you tried Brand X energy drinks? I’ve heard they’re particularly effective for afternoon fatigue.” This seemingly helpful suggestion could actually be a product placement, delivered without any indication that it’s sponsored content.

    Such subtle nudges represent a new frontier in advertising that blurs the line between a helpful AI assistant and a corporate salesperson.

    Unlike overt ads, recommendations mentioned in conversation carry the weight of trusted advice. And that advice would come from what many users will increasingly view as a digital “friend”.

    A history of not prioritising safety

    Meta has demonstrated a willingness to prioritise growth over safety when releasing new technology features. Recent reports reveal internal concerns at Meta, where staff members warned that the company’s rush to popularise its chatbot had “crossed ethical lines” by allowing Meta AI to engage in explicit romantic role-play, even with test users who claimed to be underage.

    Such decisions reveal a reckless corporate culture, seemingly still driven by the original motto of moving fast and breaking things.

    Now, imagine those same values applied to an AI that knows your deepest insecurities, health concerns and personal challenges – all while having the ability to subtly influence your decisions through conversational manipulation.

    The potential for harm extends beyond individual consumers. While there’s no evidence that Meta AI is being used for manipulation, it has such capacity.

    For example, the chatbot could become a tool for pushing political content or shaping public discourse through the algorithmic amplification of certain viewpoints. Meta has played role in propagating misinformation in the past, and recently made the decision to discontinue fact-checking across its platforms.

    The risk of chatbot-driven manipulation is also increased now that AI safety regulations are being scaled back in the United States.

    Lack of privacy is a choice

    AI assistants are not inherently harmful. Other companies protect user privacy by choosing to generate revenue primarily through subscriptions rather than data harvesting. Responsible AI can and does exist without compromising user welfare for corporate profit.

    As AI becomes increasingly integrated into our daily lives, the choices companies make about business models and data practices will have profound implications.

    Meta’s decision to offer a free AI chatbot while reportedly lowering safety guardrails sets a low ethical standard. By embracing its advertising-based business model for something as intimate as an AI companion, Meta has created not just a product, but a surveillance system that can extract unprecedented levels of personal information.

    Before inviting Meta AI to become your digital confidant, consider the true cost of this “free” service. In an era where data has become the most valuable commodity, the price you pay might be far higher than you realise.

    As the old adage goes, if you’re not paying for the product, you are the product – and Meta’s new chatbot might be the most sophisticated product harvester yet created.

    When Meta AI says it is “built to get to know you”, we should take it at its word and proceed with appropriate caution.

    Uri Gal does not work for, consult, own shares in or receive funding from any company or organisation that would benefit from this article, and has disclosed no relevant affiliations beyond their academic appointment.

    – ref. Meta’s new AI chatbot is yet another tool for harvesting data to potentially sell you stuff – https://theconversation.com/metas-new-ai-chatbot-is-yet-another-tool-for-harvesting-data-to-potentially-sell-you-stuff-255966

    MIL OSI Analysis – EveningReport.nz –

  • MIL-Evening Report: Australia doesn’t have a federal Human Rights Act – but the election clears the way for overdue reform

    Source: The Conversation (Au and NZ) – By Amy Maguire, Professor in Human Rights and International Law, University of Newcastle

    Master1305/Shutterstock

    The Albanese government has achieved an historic re-election, substantially building its majority in the House of Representatives. Much has already been written about the potential for a more ambitious legislative program on the back of this result.

    That agenda should include substantive human rights reform. The government has the opportunity in its second term to enhance the protections we all deserve by legislating a national Human Rights Act.

    Australia’s human rights framework

    Australia presents itself – and is largely ranked – as a global leader in protecting civil and political rights.

    It has a strong history of commitment to the UN’s human rights agenda, including as a party to seven core human rights treaties. Australia is also an enthusiastic participant in international human rights monitoring processes, including the Universal Periodic Review.

    Yet Australia also receives persistent international criticism, notably in relation to the rights of Indigenous peoples, refugees and asylum seekers.

    Australia has a dualist legal system. The Australian government can consent to treaty obligations that are binding on state parties, but those obligations are not absorbed into domestic law. This limits Australia’s capacity to meet its human rights obligations, because many are unenforceable under domestic law.

    Instead, Australia has built a patchwork human rights system. The Constitution affords only minimal rights protections, including the right to vote and the right to a trial by jury for certain offences.

    Only Victoria, the Australian Capital Territory and Queensland have passed human rights legislation. But state laws do not include comprehensive protection for all the human rights protected by the treaties Australia has signed.

    Recently in Queensland, the LNP government rejected the recommendations of a review into the state’s Human Rights Act that would have enhanced the right to adequate housing and the right to be free from gender-based violence.

    At the federal level, parliament has a process for human rights scrutiny of legislation, but has not passed a comprehensive national human rights law.

    The path forward

    Between 2019 and 2023, the Australian Human Rights Commission conducted a national inquiry, Free & Equal. Its final report recommended major reforms including the passage of a Human Rights Act.

    A separate inquiry by the parliamentary Joint Committee on Human Rights also proposed national human rights laws. These inquiries provided model legislation for parliament’s consideration.

    A Human Rights Act would remedy gaps in Australia’s compliance with its international obligations. Importantly for Australians, an act would provide comprehensive and enforceable protection for the rights we are all entitled to.

    Where does the government stand?

    Labor’s national platform notes Australia is an outlier due to its lack of comprehensive human rights legislation. It commits a federal Labor government to:

    consider whether our commitment to the implementation of human rights standards could be enhanced through a statutory Charter of Human Rights and Responsibilities, or similar instrument.

    In its first term, the Albanese government acted quickly to ensure that the Australian Human Rights Commission retained global A-status accreditation. It also conducted the promised parliamentary review into Australia’s human rights framework. However, it is yet to respond to the recommendations of that review.

    The prospects of human rights law reform seemed slim in the immediate aftermath of the Voice referendum. The government appeared hesitant to make policy commitments in Indigenous affairs.

    Yet Aboriginal and Torres Strait Islander Social Justice Commissioner Katie Kiss argued the referendum outcome highlighted the urgency of reform that would realise “even the most basic human rights” of Indigenous people.

    The time is right

    An argument can be made that the values expressed as central to the government’s second term agenda are tightly aligned with the values of the international human rights framework.

    In his speech on election night, Prime Minister Anthony Albanese said:

    Today, the Australian people have voted for Australian values. For fairness, aspiration and opportunity for all. For the strength to show courage in adversity and kindness to those in need.

    He went on to highlight areas of need to ensure that every Australian has “the opportunity to be their best”, which included:

    • fair pay for workers and a right to disconnect
    • secure housing
    • equal pay and social equity for women
    • access to quality education for all students
    • the National Disability Insurance Scheme
    • protection for a healthy environment
    • equal rights for First Nations people
    • Medicare.

    These are all matters of central concern to the electorate. We may not talk about them all the time in human rights language, but they are also human rights issues.

    Australia is a party to human rights treaties that protect fair working conditions, an adequate standard of living and a right to health, women’s rights, the right to education, the rights of people with disabilities and Indigenous peoples, and the right to a healthy environment.

    The ground has been laid for comprehensive human rights reform in Australia. This project could unite “Australian values” of fairness and equity with protection of human rights in Australian law.

    We all stand to gain from opening our national conversation to human rights principles.

    Amy Maguire holds an Australian Research Council fellowship. Her industry partner is the Australian Human Rights Commission.

    – ref. Australia doesn’t have a federal Human Rights Act – but the election clears the way for overdue reform – https://theconversation.com/australia-doesnt-have-a-federal-human-rights-act-but-the-election-clears-the-way-for-overdue-reform-255863

    MIL OSI Analysis – EveningReport.nz –

  • MIL-OSI USA: Baldwin Introduces Bill to Give Tax Break to Small Businesses and Entrepreneurs

    US Senate News:

    Source: United States Senator for Wisconsin Tammy Baldwin
    WASHINGTON, D.C. – Today, U.S. Senator Tammy Baldwin (D-WI) joined Senators Jacky Rosen (D-NV) and Jeanne Shaheen (D-NH) in introducing the Tax Relief for New Businesses Act, legislation to provide a tax break to entrepreneurs looking to start a small business and reduce barriers for startups. The bill would increase the startup tax deduction from $5,000 to $50,000, and allow businesses to write off more expenses to compensate for the increasing cost of starting a business. Currently, small business owners can only deduct up to $5,000 in startup costs in the first year, yet a recent survey found that they spend an average of $40,000 to get their businesses off the ground.
    “Small businesses and the Wisconsinites behind them are the backbones of our local communities and our economy. For too many entrepreneurs, starting a business is too expensive and out of reach, and it’s our job to break down the barriers in their way so more Americans can pursue their dreams,” said Senator Baldwin. “Our tax code should incentivize entrepreneurs and support small businesses – not rig the system for the biggest corporations, like Republicans are trying to do. Our legislation is a commonsense step that will unlock opportunities for Wisconsin’s next generation of small businesses and help ensure they can grow, innovate, and shape the future of the Badger state.”
    “If the US Senate passes this legislation it would help provide capital to reinvest in small business staff and get them to a stable, profitable bottom line much quicker. This would encourage existing and expanding businesses to invest and grow by improving cash flow in the early years of starting and growing the businesses. As a small business owner I strongly endorse this effort,” said TJ Semanchin, owner of Wonderstate Coffee in Viroqua, WI.
    “Repeated research has demonstrated that new businesses – ‘startups’ – are a critical driver of economic growth, job creation, and opportunity expansion,” said John Dearie, President of the Center for American Entrepreneurship. “But launching a new business costs money. And because startup costs are incurred long before the first dollar of revenue, those costs can be a major obstacle to new business formation. That’s why the Tax Relief for New Businesses Act is so important. The legislation is powerfully pro-entrepreneurship, pro-growth, and pro-job creation. CAE thanks Senators Jacky Rosen (D-NV), Tammy Baldwin (D-WI), and Jeanne Shaheen (D-NH) for their leadership and looks forward to working with them to ensure swift passage of the legislation.”
    “Starting a business is a vote of confidence in the future,” said Richard Trent, Executive Director of Main Street Alliance. “Men and women all across the country start businesses that help our communities thrive. Small businesses are connected to their communities, sponsoring little league teams, providing employment and creating a robust culture and economy. But one of the most difficult parts of starting a business is having the capital to do so. A lack of generational wealth, unfair lending practices and discrimination make this difficult for too many. The Tax Relief for New Businesses Act is a huge step in the right direction to level the playing field and jump start Main Streets all across America.”
    In addition to Senators Baldwin, Rosen, and Shaheen, the Tax Relief for New Businesses Act is also co-sponsored by Senators Chris Coons (D-DE), Elissa Slotkin (D-MI), Ron Wyden (D-OR), Richard Blumenthal (D-CT), Ruben Gallego (D-AZ), Amy Klobuchar (D-MN), and Martin Heinrich (D-NM).

    MIL OSI USA News –

  • MIL-OSI USA: During National Small Business Month, Cortez Masto, Moran Introduce Legislation to Promote New Business Creation by Cutting Red Tape

    US Senate News:

    Source: United States Senator for Nevada Cortez Masto
    Washington, D.C. – During National Small Business Month, U.S. Senators Catherine Cortez Masto (D-Nev.) and Jerry Moran (R-Kan.) introduced the Supporting NEW BUSINESSES Act, which would promote the creation of new businesses in communities across the country. This legislation would require the Small Business Administration (SBA) to provide annual awards to state and local governments that implement innovative solutions to reduce red tape, eliminate redundancies, consolidate resources, or otherwise streamline the process of new business formation. Every year, one award would be given to a small, medium, and large-sized community.
    “When communities figure out smart ways to help people start new businesses, we should recognize them for their work and learn from their successes,” said Senator Cortez Masto. “Instead of trying to re-invent the wheel, this bill will help the federal government find what’s already working and help people create new small businesses in communities across the nation.”
    Read the full bill here.
    Senator Cortez Masto is a champion for Nevada’s small businesses. Last month, the Senator stood with small businesses in Southern and Northern Nevada to highlight the devastating impacts the chaos of the Trump Administration’s tariffs have had on the cost of operating small businesses and on the American economy itself. In the American Rescue Plan, Senator Cortez Masto secured $3 billion in funding to assist states with their economic recovery and their vital tourism industries, including Nevada. She also delivered resources to the state’s businesses and secured flexibility for the gaming industry.

    MIL OSI USA News –

  • MIL-OSI USA: Trump HHS Nominee Dodges Cantwell Questions on Admin’s Proposed $18B in Medical Research Cuts

    US Senate News:

    Source: United States Senator for Washington Maria Cantwell
    05.06.25
    Trump HHS Nominee Dodges Cantwell Questions on Admin’s Proposed $18B in Medical Research Cuts
    During his Finance Committee hearing, James O’Neill pleads ignorance when asked about Trump’s massive budget cut proposal for NIH: “I haven’t had a chance to review the details”; White House proposal released Friday would slash 40% of NIH research funding and “reform” its priorities to align with Trump
    WASHINGTON, D.C. – Today, U.S. Senator Maria Cantwell (D-WA), senior member of the Senate Finance Committee and ranking member of the Senate Committee on Commerce, Science, and Transportation, pressed James O’Neill – President Trump’s nominee to serve as Deputy Secretary of the Department of Health and Human Services (HHS) — on the Trump administration’s latest budget proposal that would wipe out $18 billion from the National Institute of Health (NIH), the federal agency tasked with lifesaving medical research.
    “Mr. O’Neill, do you support the proposed $18 billion cuts to NIH funding?” asked Sen. Cantwell.
    O’Neill responded: “Senator, I had no involvement in the development of any proposed budgets. I think it’s important to pursue gold standard research, and anything we can do to improve NIH, ensure that it’s promoting gold standard research, ensuring that it’s funding research that replicates seems completely reasonable to me.”
    Sen. Cantwell: “You mean the proposed cuts seem reasonable because there’s some stuff we’re doing that isn’t gold standard?”
    O’Neill: “Senator, I believe the President’s proposal for NIH suggests combining some separate institutes of NIH into single institutes, where the functions belong together to reduce duplication.”
    Sen. Cantwell: “That would cut $18 billion?”
    O’Neill: “Senator, I haven’t had a chance to review the details that went into the budget. All I can say is I did not participate in that decision.”
    Sen. Cantwell: “Okay, well, I’m looking for a little bit of philosophy here. I come from a part of the world where we like innovation. We certainly like NIH investment in that because we look at it and say, ‘How are we going to reduce these unbelievable costs of a Baby Boomer population reaching retirement and having huge demand?’ So places like the University of Washington have done incredible work on Alzheimer’s research. So we’re going to strive to solve these huge health care costs by innovation, not by shortcutting innovation.”
    On Friday, President Trump released a budget proposal that would cut NIH research funding by $17.97 billion and “reform” the agency so that its remaining $27 billion for research aligns with his administration’s priorities. The budget also proposes more than $3.5 billion in cuts to the Centers for Disease Control and Prevention.
    In Washington state, NIH funding supports over 12,000 jobs and more than $3 billion in economic activity.
    Last month, National Science Foundation (NSF) Director Sethuraman Panchanathan resigned after the White House directed the NSF to accept a 55% cut in funding – part of “a deliberate dismemberment of America’s innovation engine,” Sen. Cantwell said at the time.
    In February, Sen. Cantwell joined the entire Senate Democratic Caucus in sending a letter to U.S. Department of Health and Human Services (HHS) Secretary Robert F. Kennedy, Jr. expressing serious alarm over the Trump Administration’s decisions that threatened to undermine America’s life-saving biomedical research infrastructure, in violation of federal law. The letter followed her strong opposition to RFK Jr.’s nomination, which she articulated in a speech on the Senate floor:
    “Now we are at the possibility of the beginning of another crisis, the avian flu. This crisis is yet another reminder of the importance of medical research and collaboration,” Sen. Cantwell said in her February floor speech. “Does it make sense to cut science at the time we might have another pandemic? Does it make sense to continue to cut the collaborative efforts of research?”
    Video of Sen. Cantwell’s Q&A today is available HERE, audio HERE, and a full transcript is HERE.

    MIL OSI USA News –

  • MIL-OSI USA: Cantwell Joins Schumer & Colleagues To Call on GOP: Don’t Cut Medicaid

    US Senate News:

    Source: United States Senator for Washington Maria Cantwell
    05.06.25
    Cantwell Joins Schumer & Colleagues To Call on GOP: Don’t Cut Medicaid
    Last week, Cantwell released a snapshot report showing how long-term care & nursing homes would be decimated by even a 5% cut
    WASHINGTON, D.C. – Today, U.S. Senator Maria Cantwell (D-WA), senior member of the Senate Finance Committee and ranking member of the Senate Committee on Commerce, Science, and Transportation, joined Senate Minority Leader Chuck Schumer (D-NY) and other colleagues for a press conference at the Capitol calling on Republican lawmakers to protect Medicaid funding.
    “We’re here today to say it’s time for the war on health care to stop,” Sen. Cantwell said. “President Trump’s cutting of NIH is causing great impacts to our health care system. President Trump’s tariffs are causing higher cost on prescription drugs. And the proposed budget that we still haven’t seen the details on  — $880 billion in Medicaid cuts — is going to cause a devastating impact to communities all across the United States.”
    In her remarks, Sen. Cantwell cited a letter sent by a coalition of Washington state hospital leaders and Republican elected officials opposing any cuts to Medicaid. The group included the CEOs of Skyline Health and Klickitat Valley Hospital, as well as multiple Republican members of the Washington state legislature, leaders of Klickitat County, and councilmembers of White Salmon and Goldendale.
    The letter emphasized that hospitals in rural areas are especially reliant on Medicaid, and any funding reductions would result in loss of services or even hospital closures.
    “The fact that in my state, five to seven hospitals could close as a result of that, and many other impacts on rural health care has caused a group of citizens to send a letter to my House colleagues urging them to oppose cuts to Medicaid rates, any adjustment to the Federal Medical Assistance Program, or direct Medicaid payment programs,” Sen. Cantwell continued.
    “Who are these people? Some of them are hospital CEOs. But guess who else they are? Republican state representatives, Republican county commissioners, city councilpeople from the communities, they all know this is the wrong idea. And they are not interested in a sneak attack by the Republicans of saying that they can successfully cut $880 billion and not have an impact on our communities.”
    Medicaid, also known as Apple Health in Washington state, pays for home-based long-term services and supports for 105,700 Washingtonians.  Last week, Sen. Cantwell released a snapshot report highlighting the impact that Medicaid cuts would have on Washington state’s highly-ranked long-term care system for seniors and people with disabilities. In February, she additionally released a snapshot report that demonstrated how cuts would harm health care access in Washington state, and followed up with a report in March that dove into impacts on the Puget Sound region.
    Highlights of those snapshot reports include:
    In Washington state, WA-04 (Central Washington) and WA-05 (Eastern Washington) have the highest proportions of adults and total population on Medicaid (Apple Health). In District 4, 70% of children are on Medicaid.
    In the Puget Sound, children in Seattle’s blue-collar strongholds would feel the deepest pain from Medicaid cuts. More than half of children in Burien, SeaTac, Kent, Federal Way, Auburn, Renton, and Rainier Valley depend on Medicaid.
    In an exclusive new survey of 68 WA nursing homes, 67 of 68 would cut services if Medicaid were cut by 5% or more, and 65% would consider closing.
    In the coming weeks, Congressional Republicans are expected to release details of their plan to cut as much as $880 billion from Medicaid, the federal program that insures many low-income adults and children, pregnant people, seniors, and people with disabilities.
    READ MORE:
    Axios: GOP faces Medicaid conundrum with clock ticking
    Newsweek: Medicaid funding reduction suggested by Mehemet Oz
    Medicaid is a crucial support for WA’s long-term care system, paying for home care workers that help seniors and people with disabilities stay in their homes. When these patients need a level of care that only a nursing home can provide, Medicaid can reimburse nursing homes for that care.
    Video of Sen. Cantwell’s remarks today are available HERE and a full transcript is HERE.

    MIL OSI USA News –

  • MIL-OSI USA: Chairman Aguilar: Trump’s lies are going to cost people their jobs and their livelihoods

    Source: US House of Representatives – Democratic Caucus

    The following text contains opinion that is not, or not necessarily, that of MIL-OSI – May 06, 2025

    WASHINGTON, D.C. — Today, House Democratic Caucus Chair Pete Aguilar and Vice Chair Ted Lieu were joined by Democratic Policy and Communications Committee (DPCC) Chair Debbie Dingell and Co-Chair Lori Trahan for a press conference on Republicans running scared because their plan to cut Medicaid and reward their billionaire donors with massive tax giveaways is politically toxic. 

    CHAIRMAN AGUILAR: Good morning. So grateful to be joined today by DPCC Chair Debbie Dingell and Co-Chair Lori Trahan, and of course, Vice Chair Ted Lieu. Both of those members are on the Energy and Commerce Committee. As we all know, House Republicans are running scared this week because they plan to take away health care for millions of Americans while rewarding billionaires with tax giveaways, and these Members will speak specifically to that.

    The most endangered Members on the other side of the aisle have already voted to cut Medicaid by $880 billion and Speaker Johnson is scrambling now to give them cover. And his most extreme Members—by the way, those are the ones that he owes having the gavel to—are going to revolt if Medicaid cuts aren’t as harmful to working families as possible. All of this is taking place against the backdrop of an economy that is in a free fall. We’re heading toward a recession, a supply chain crisis that will result in more price hikes and all of this is because of Donald Trump’s policies. He lied to the American people when he said he’d lower costs on day one. And he lied to them over the weekend when he said that he won’t cut Medicaid. Trump’s lies are going to cost people their jobs, their livelihoods, potentially their homes—and he could care less, because his billionaire friends and family get richer.

    House Republicans should use this time, this free week that they have, to vote on policy that matters for everyday Americans. But instead, they should be talking about turning off tariffs that are reckless and dangerous. But instead, we’re talking about Marjorie Taylor Greene’s bill to rename the Gulf of Mexico—a slap in the face to hardworking Americans who want their leaders to bring down the cost of living. The costs that they face each and every day in childcare, in healthcare, in gas, groceries, rent. Those are things that the American public cares about, and those are the things that House Republicans are ignoring each and every day.

    With that, I’ll turn it over to Vice Chair Ted Lieu.

    VICE CHAIR LIEU: Thank you, Chairman Aguilar. Honored to be here with DPCC Chair Dingell and Co-Chair Trahan. You may have seen recent reports showing that 19 billion passwords were hacked and put online. So my public service announcement for today is: change your password. Unless you’re Pete Hegseth, because you have no concept of operational security. Pete Hegseth texted advanced information on combat operations to random people more than once on a Signal application. And we know from recent reporting that the Signal app that the Trump Administration was using was a modified version done by TeleMessage. We know that at least Mike Waltz was using that. Maybe that’s one reason he was fired by Donald Trump. I urge reporters to ask Pete Hegseth if he also was using the modified Signal application that was hacked.

    Now, I’d like to talk about Medicaid. So we know that Republicans voted already through the Budget Resolution to cut $880 billion of Medicaid. Now, they’re talking about imposing red tape requirements. I want you to understand what that means. That means every Medicaid recipient would have to fill out immense amounts of paperwork. They tried to do this in Alabama and Georgia and ended up achieving no cost savings. And Medicaid is so important to America, two-thirds of patients in nursing homes are funded through Medicaid. In addition, people get lifesaving health care through Medicaid. And what happens if people don’t get healthier through Medicaid? Well, guess what, they’re still going to get healthier by walking into the emergency room and getting treated that way, which is even more expensive. If you make cuts to Medicaid, it’s going to close down hospitals, including rural hospitals, so we urge Republicans to vote no on the dramatic Medicaid cuts. And now it’s my great honor to introduce DPCC Chair Debbie Dingell, we came in the freshman class together. She’s done a fantastic job as Chair of the DPCC, and I look forward to her remarks.

    DPCC CHAIR DINGELL: Thank you, Ted, and Pete was in our class too. It was a great class. I want to thank Pete and Ted for bringing us together this morning. And as Pete said at the beginning, in addition to my role as DPCC chair, I’m also a member of the Energy and Commerce committee, which is ground zero for the Medicaid cuts that you’re seeing the Republicans talk about. I want to be really clear with you, I’ve spent a lot of time at home and in a lot of town hall meetings and a lot of rallies and in grocery stores and in Union Halls. Donald Trump’s economic policies are making life harder for everyday Americans. Costs are increasing, and every family is feeling the squeeze. And House Republicans are making things worse. Their budget cuts Medicaid by nearly $900 billion. It’s the largest Medicaid cut in history. The impact would be devastating in every corner of this country. And I know, believe me, that Democrats and Republicans are hearing about these cuts from constituents who are terrified about what it means for them. People like Katie, in my district, whose son, Nathan, is six years old. Nathan was born premature and has required more than 15 procedures on his airway to help him breathe. As she told me, some of those procedures have cost $20,000 or more, and without Medicaid, there’s no way that Katie and her family would be able to meet Nathan’s complex medical needs. When I was at Michigan. Just before he visited a doctor, a woman started crying in the elevator with her child in a wheelchair, and said, “What will I do if I can’t bring my child here? If they cut me?” 75 percent of the children at Children’s Hospital in Detroit are on Medicaid, and seniors. And a senior said to me, “Are they going to kick my husband out on the street from a nursing home?” That’s the stories that people are telling us. 

    Medicaid is a lifeline. It keeps children healthy, it helps parents work, and it cares for seniors in nursing homes. The American people cannot afford Medicaid cuts, especially as the economy is being crashed around them by President Trump. House Democrats are fighting to stop this Republican budget and save Medicaid. We have been active across the country, with hundreds of local events raising the human stories, having people understand these aren’t numbers, it’s human lives. And more importantly, we’re raising more stories in every community, so people know who it’s going to be impacting. And that’s what we’re going to continue to do until this Republican budget is defeated. So with that, I’m going to yield to my DPCC Co-Chair, and fellow Energy and Commerce Committee member, Lori Trahan. 

    DPCC CO-CHAIR TRAHAN: Thank you, Chair Dingell, and thank you to Chair Aguilar and Vice Chair Lieu for hosting us this morning. Republicans in Congress are locked in a debate this week about everything that you need to know of their priorities. They’re trying to decide how to pay for massive tax breaks for their billionaire donors, and they’ve narrowed it down to two options: Kick millions of Americans off of their health care by slashing Medicaid or take food off the table for working families by gutting nutritional assistance.

    And let’s be honest, Donald Trump doesn’t care which one they choose, as long as they send what he calls a big, beautiful bill to the White House. But there’s nothing beautiful about ripping health care away from millions of Americans. Medicaid is a lifeline. It’s prenatal care for moms. It’s nursing home care for seniors. It’s the support for kids with disabilities that they need to thrive in school. Republicans aren’t doing this to fix the economy or to reduce the deficit or to get rid of fraud, waste and abuse. They’re doing it so Elon Musk can buy another private jet. Meanwhile, families are already making impossible choices every day. Do I pay for medicine or do I buy groceries? Do I take my child to the doctor or do I pay my utility bills? And now Republicans want to make those choices even harder.

    House Democrats have a message for our colleagues across the aisle: If you’re going to gut Medicaid so your billionaire buddies can get a tax cut that’s bigger than what most teachers make in their lifetimes, we’re going to make it as painful as possible. We’re going to fight back and we’re going to go to your districts and explain what you’re doing, and we’re going to help your constituents vote you out next November. That’s our focus. That’s our fight, and that’s our promise. Thank you.

    Video of the full press conference and Q&A can be viewed here.

    ###

    MIL OSI USA News –

  • MIL-OSI USA: Middle East and North Africa Subcommittee Chairman Lawler Delivers Opening Remarks at Hearing on Counterterrorism

    Source: US House Committee on Foreign Affairs

    Media Contact 202-321-9747

    WASHINGTON, D.C. – Today, House Foreign Affairs Middle East and North Africa Subcommittee Chairman Michael Lawler delivered opening remarks at a subcommittee hearing titled, “Maximum Impact: Assessing the Effectiveness of the Bureau of Counterterrorism and the Path Forward.”

    Watch Here

    -Remarks-

    Good afternoon, and thank you to our witnesses for being here today. From the Houthis in Yemen to al-Shabaab in the Sahel to ISIS in Afghanistan, global terrorism remains a persistent and evolving threat to the safety and security of Americans both at home and abroad. Terrorism endangers lives, destabilizes regions, disrupts commerce, and undermines U.S. interests worldwide.

    While countering violent extremism has long required a comprehensive whole-of-government approach, the threat landscape has evolved, yet our counterterrorism strategy has not kept pace. Today, we examine the critical role of the Coordinator for Counterterrorism and the Bureau of Counterterrorism at the U.S. Department of State.

    Established by Congress in 1998, the Coordinator for Counterterrorism was created to serve as a central node for U.S. diplomatic efforts to combat terrorism abroad. Now housed within the Bureau of Counterterrorism, the Coordinator leads a team that advances U.S. counterterrorism policy and coordinates with partner nations globally.

    The Bureau’s work includes diplomatic engagement, designating terrorist entities, implementing targeted assistance programs, and training foreign law enforcement, border control, and judicial officials to identify, disrupt, and prosecute terrorist actors and networks. These overseas investments provide national security benefits at home.

    To succeed in today’s evolving environment, the Bureau must function effectively within the broader interagency framework, coordinating closely with partners such as the Department of the Treasury’s Office of Foreign Assets Control, the Department of Commerce’s Bureau of Industry and Security, and various intelligence and law enforcement agencies. A clearly defined mission and delineated authorities are essential to prevent duplication and conflict.

    Effective coordination is especially critical when confronting state sponsors of terrorism, particularly Iran. In 2024, Iran exported an estimated 587 million barrels of oil, a 10.75% increase from the previous year. These revenues likely support terrorist proxies, including Hamas, Hezbollah, and the Houthis.

    I’m especially interested in how the Bureau disrupts financial and trade networks fueling Iran’s terrorism, and whether our security assistance aligns with counterterrorism priorities. The Bureau can assess partner nation capabilities, but it’s unclear how these assessments influence funding decisions. For instance, Morocco and Lebanon face different threats but receive similar foreign military financing.

    We should consider whether the Bureau should have a more formal role in prioritizing security assistance when counterterrorism is the primary objective. At a time when adversaries like China and Russia seek to undermine U.S. leadership, it’s critical for Congress to strengthen the authority, mission, and effectiveness of the Coordinator for Counterterrorism.

    Through reauthorization, we must ensure every dollar spent and every diplomat deployed supports American safety and security. Under the Trump administration, we now have the opportunity to modernize our counterterrorism approach and chart a stronger path forward.

    Our witnesses today bring valuable experience from leading the Bureau and analyzing U.S. security policy. Their testimony will help identify structural challenges and key reforms needed from Congress.

    ###

    MIL OSI USA News –

  • MIL-OSI USA: US Department of Labor awards $3.5M to continue disaster-relief jobs, training for Floridians harmed by Hurricanes Helene, Milton

    Source: US Department of Labor

    WASHINGTON – The U.S. Department of Labor today awarded incremental funding of $3.5 million to support disaster-relief jobs and continue employment training for Florida residents affected by Hurricanes Helene and Milton in 2024. 

    On Sept. 26, 2024, Hurricane Helene made landfall in Florida as a Category 4 storm causing catastrophic damage. The department’s Employment and Training Administration responded by awarding a National Dislocated Worker Grant of up to $5 million, with an initial award of $1 million, to assist with cleanup and recovery activities in 31 Florida counties. 

    The state faced further devastation after Hurricane Milton made landfall on Oct. 9, 2024, affecting Florida’s Gulf Coast counties along the Florida Peninsula and the Big Bend area. 

    This Disaster Recovery National Dislocated Worker Grant allows the Florida Department of Commerce to provide people with temporary jobs focused on cleanup and recovery efforts in response to both hurricanes, as well as providing employment and training services for storm survivors. 

    Supported by the Workforce Innovation and Opportunity Act of 2014, National Dislocated Worker Grants provide a state or local board with funding for direct services and assistance in areas experiencing a major economic dislocation event that leads to workforce needs exceeding available resources. 

    MIL OSI USA News –

  • MIL-OSI USA: NREL Researcher Craig Turchi Brings Small Business Experience to Big Concentrating Solar Projects

    Source: US National Renewable Energy Laboratory

    Turchi’s Years at a Tech Startup Gave Him a Savvy Outlook on Concentrating Solar Power (CSP) Systems Analysis and Innovation

    NREL researcher Craig Turchi soaks up the sunshine along the banks of the Gunnison River in Colorado. Turchi is the manager of the Thermal Energy Science and Technologies group in NREL’s Center for Energy Conversion and Storage Systems. His love for nature led him to work in solar technologies after completing his Ph.D. in chemical engineering at North Carolina State University. At NREL, his work has focused on a range of issues in concentrating solar technologies, from systems analysis to reducing water use at concentrating solar power plants in desert environments. Photo from Craig Turchi

    Honesty is the best policy, and from his early days at the National Renewable Energy Laboratory (NREL), Craig Turchi embraced that policy in his work as a chemical engineer in concentrating solar power (CSP).

    In fact, fresh out of his Ph.D. program and working at his first job, he was not afraid to tell the U.S. Department of Energy the truth about a solar detoxification reactor his team was working on: Based on the reaction rates he had modeled, it was not going to work—at least, not as currently planned.

    It was his first CSP project at the laboratory in the early 1990s, when NREL was called the Solar Energy Research Institute (SERI). The reactors used sunlight concentrated from parabolic mirrors into fluid-filled tubes to break down contaminants in water, using titanium dioxide as a catalyst. Concentrating the sunlight sped up reaction rates, but for this chemistry, it also reduced the reaction efficiency. Turchi knew the efficiency results meant the cost would not add up. The team pivoted.

    “We followed the science,” he said. “You’re initially pursuing things based on hope in many cases, but when the data come in, you have to follow the science.”

    This first research result at SERI earned him a reputation as a straight shooter that stayed with him for 35 years as he built a career in CSP and thermal energy science.

    “That scientific integrity is something everyone looks up to,” said Guangdong Zhu, CSP subprogram lead at NREL and Thermal and Hybrid Energy Systems group manager. “As researchers, we should focus on simply assessing the results based on scientific justification. For Craig, this comes naturally. His evaluation is never going to be influenced by any other factors.”

    Turchi now serves as the Thermal Energy Science and Technologies group manager in NREL’s Energy Conversion and Storage Systems (ECaSS) Center, and he led NREL’s CSP subprogram from 2022 until 2024, when he passed the baton to Zhu. He also serves as the partnership director for the Heliostat Consortium, a U.S. Department of Energy consortium led by NREL and Sandia National Laboratories in partnership with the Australian Solar Thermal Research Institute.

    His leadership extends beyond his work at the laboratory. An avid outdoorsman, Turchi is known around NREL for leading paddling trips on Colorado’s and Utah’s scenic rivers. He and his wife, Jeannette, along with their daughter also help run a food bank at their church through Food Bank of the Rockies, where they serve 150–200 people once a month.

    “I find that very fulfilling, and it’s a nice counterpoint to writing reports at a computer to go out and physically do something and see the immediate benefit happening in your community,” he said. “I think it’s very important to give back.”

    Bringing Small Business Experience to Systems Analysis Research

    Turchi returned to NREL in 2008 after working at two small technology companies. Photo by Dennis Schroeder, NREL

    Turchi started working at SERI in 1990 but left in 1996 for a position with a startup that did not fully launch. He then joined a small company called ADA Technologies, where he served as a principal investigator and program leader for 10 years.

    At ADA, Turchi obtained his first patents. He was particularly proud of a product he created to separate amalgam for dental offices. At the time, when dentists placed or removed silver fillings, which are nominally 50% mercury, tiny bits of the filling would get suctioned out and end up in city sewer systems—where the mercury could eventually be released. His system trapped the amalgam bits at the dental office for recycling, keeping mercury from accumulating to harmful levels in bays and estuaries.

    Upon his return to NREL in 2008, he found that his time in the startup world translated well at the laboratory. He had honed his proposal-writing skills when working at ADA. He also brought new experiences when he returned, including an eye for innovation and a keen business sensibility. That outlook, paired with his truth-seeking ethos as an engineer, helped him build a robust research program in CSP systems analysis. The program allowed NREL to fill a niche that had been missing in the industry.

    “NREL started doing a lot of systems analysis,” said Mark Mehos, an emeritus NREL researcher who hired Turchi back to NREL in 2008. “And the U.S. Department of Energy really appreciated the robustness of Craig’s analysis. He was very thorough, he was very honest, and he didn’t hold back. If the analysis seemed to show that this was the right path or the wrong path, Craig didn’t have any qualms about sharing that.”

    CSP is a flexible technology. It can be used to generate electricity, create thermal energy for long-duration energy storage, or create thermal energy for a range of industrial processes that require heat, such as those used in food processing or desalination. That flexibility means there are a lot of factors to consider when analyzing costs, and making an honest assessment is crucial. As early-career researchers joined Turchi’s team, they learned from his rigorous approach to research and analysis.

    “He’s the real CSP guru—Craig keeps things grounded with his practical mindset,” said Judith Vidal, Building Thermal Energy Science group manager. Vidal got her start at NREL as a postdoc for Turchi in CSP. “His advice stuck with me: Always approach things with economic sensibility.”

    Vidal’s research emphasis is no longer in CSP, but those lessons still apply.

    “Since many of our projects are applied research, you always have to keep cost-effectiveness in mind,” she said. “But I also learned from him that sometimes, simply saying ‘This is too expensive’ pushes you to think differently in the lab—to optimize, to explore new directions. It challenges you. This is how Craig shaped me as a young researcher.”

    Craig Turchi received the NREL Chairman’s Award for Outstanding Performance on April 2, 2015. Turchi has won other awards at NREL as well, including one for his strategic guidance on advancing thermal systems research and development in 2015 and one for bringing $10 million in funding to NREL for Generation 3 CSP research in 2018. Photo by Dennis Schroeder, NREL

    Applying a New Power Cycle to CSP

    In addition to his main body of work in systems analysis and related topics, Turchi was looking for brand-new areas of research when he returned to NREL. A power cycle that was becoming popular in nuclear energy circles, but not solar, caught his attention: the supercritical carbon dioxide (CO2) power cycle.

    “There was a renaissance in this power cycle development after a study came out that showed it could be valuable at nuclear power plants,” Turchi said. “It’s a type of power cycle development that had been looked at decades ago, and it kind of got stuck on a back shelf. No one really looked at it.”

    Turchi saw potential for supercritical CO2 power cycles to replace the steam turbines in traditional CSP systems, potentially unlocking greater efficiencies.

    This initial curiosity about supercritical CO2 for CSP has grown into a major path forward for the CSP industry—Generation 3 CSP. In Gen 3 CSP, arrays of mirrors called heliostats concentrate sunlight onto a central receiver to collect and store heat at high temperature (over 700°C). This heat is transferred to supercritical CO2 to generate power in a closed-loop Brayton cycle. Sandia National Laboratories now has a Gen 3 Particle Pilot Plant at its National Solar Thermal Test Facility to study supercritical CO2 as the working fluid in a plant with particle energy storage.

    Turchi won two NREL awards for his work on the supercritical CO2 power cycle for CSP. But nowadays, he is more focused on elevating other researchers’ work.

    “As you progress in your career, you either remain an expert in some area, or in my experience, you broaden out into what the interesting areas are in your field, and you help others develop,” Turchi said. “I think as a group manager, that’s your role. It’s very rewarding when you see those people succeed.”

    Learn more about NREL’s concentrating solar power research.

    MIL OSI USA News –

  • MIL-OSI USA: New England Village Foods Issues Allergy Alert on Undeclared Almonds and Sesame in “19th Hole Snack Mix”

    Source: US Department of Health and Human Services – 3

    Summary

    Company Announcement Date:
    May 06, 2025
    FDA Publish Date:
    May 06, 2025
    Product Type:
    Food & BeveragesAllergens
    Reason for Announcement:

    Recall Reason Description
    Undeclared almonds and sesame

    Company Name:
    New England Village Foods
    Brand Name:

    Brand Name(s)
    New England Village Snacks

    Product Description:

    Product Description
    19th Hole Snack Mix

    Company Announcement
    ““A previous version of this press release was issued on 4/24/25. This press release was updated to include that sesame was not listed in the “contains” statement”.”
    New England Village Foods of Milford NH is recalling all lots of 5 -ounce and 10 -ounce containers of New England Village Snacks “19th Hole Snack Mix” because they may contain undeclared almonds. Additionally, sesame is not declared in the “Contains” statement. People who have allergies to almonds or sesame run the risk of serious or life- threatening allergic reaction if they consume these products.
    The recalled “19th Hole Snack Mix” were distributed to small independent grocery markets and convenience stores throughout New England, New York and Pennsylvania.
    The product comes in 5- ounce and 10- ounce, clear cups and tubs with reclosable lids marked with UPC – 609465693477 (5 oz.) and UPC – 642147152459 (10 oz.) located on the lid of the product printed in black ink.
    No illnesses have been reported to date in connection with this issue.
    The recall was initiated after a customer discovered that the almond-containing product was distributed in packaging that did not reveal the presence of almonds. Additional review by the FDA revealed that the Contains statement did not include sesame, despite being listed in the ingredient statement. Subsequent investigation indicates the issue was caused by a temporary breakdown in the companies packaging process.
    Production of the product has been temporarily suspended.
    Consumers who have purchased the 5 -ounce or 10 -ounce packages of “19th Hole Snack Mix” are urged to return them to the place of purchase for a full refund. Consumers with any questions or concerns may contact New England Village Foods at 1.603.554.1873 (M-F 7AM to 4PM Eastern)
    Link to Previous Announcement

    Company Contact Information

    Consumers:
    New England Village Foods
    1.603.554.1873

    Product Photos

    Content current as of:
    05/06/2025

    Regulated Product(s)

    Topic(s)

    Follow FDA

    MIL OSI USA News –

  • MIL-OSI United Kingdom: Government Confirms Northern Ireland Excluded from Indian Trade Deal

    Source: Traditional Unionist Voice – Northern Ireland

    Statement by TUV Leader Jim Allister:

    “Yesterday in the House of Commons, I took the opportunity to press the Minister for Business and Trade, Douglas Alexander, on the status of Northern Ireland in relation to the UK’s trade deal with India.

    “I put it to the Minister that the entirety of the United Kingdom will not benefit from this deal, as the UK does not control trade laws for Northern Ireland. Owing to the Protocol, Northern Ireland remains subject to EU trade law. Consequently, imports from India into Northern Ireland will be subject not to the UK’s agreed tariff, but to whatever EU tariff is in force — thereby denying Northern Ireland’s consumers the full benefits of the deal.

    “While I received little in the way of solutions from the Minister, he did confirm that the situation is “exactly” as I described it.

    “Regrettably, no other Northern Ireland MP raised this critical issue, which starkly illustrates our semi-detached position within the United Kingdom and how we alone are being denied the opportunities that Brexit presents to the rest of the nation.”

    My exchange with the Minister yesterday (Tuesday) is as follows:

    Jim Allister:
    How can the Government make a trade deal for the whole of the United Kingdom if they do not control the trade laws for the whole of the United Kingdom? Northern Ireland is still under the control of EU trade laws. To give a practical illustration of the problem, under the UK-India trade deal any imports to Northern Ireland from India—I speak of imports, not exports—will be subject not to any agreed UK tariff but to whatever prevailing EU tariff there is on those goods, and the EU does not have a trade deal with India. Is this not another illustration of how Northern Ireland has been left behind by a protocol that has left us still in the EU?

    Douglas Alexander, Minister of State (Department for Business and Trade):
    The Northern Ireland’s trading relationships and its status within the United Kingdom are not altered as a consequence of the Indian free trade agreement that was reached today. The established position is exactly as the right hon. Member describes and recognises the distinctive history and significance of the Good Friday agreement—not just in the protocol but the Windsor framework. A huge amount of work has been put in by both sides of the House to try to maintain a hard-won peace in Northern Ireland, and that is not compromised by today’s agreement.

    MIL OSI United Kingdom –

  • MIL-OSI USA: Georgia Survivors Have Received More Than $549 Million for Helene Recovery

    Source: US Federal Emergency Management Agency

    Headline: Georgia Survivors Have Received More Than $549 Million for Helene Recovery

    Georgia Survivors Have Received More Than $549 Million for Helene Recovery

    As of May 5, more than $549 million in federal assistance and low-interest loans has gone out to Hurricane Helene survivors in GeorgiaEight months after the devastating storm, families and individuals have received money for basic repairs to their homes, rental assistance, sheltering in hotels, funds for replacement of essential personal property, money for serious needs, disaster case management, and other assistance

    This assistance has been provided to more than 399,300 households in Georgia

    “We are thankful for the partnership and collaboration with FEMA and the SBA,” stated Director Josh Lamb of GEMA/HS, “which has allowed Georgians adversely impacted by Hurricane Helene, to receive over $549 Million in funding to assist in the rebuilding of their lives

    “Here are some ways that FEMA, SBA and other federal agencies are working with the state of Georgia and local communities to provide support:FEMA approved more than$364 million in grants to survivors tohelp with housing repair or replacement, rental assistance, personal property loss and other needs

    Of that, more than 4,700 families have received over $11

    5 million in rental assistance which gives families funds to rent a new home

    This program also lets families get additional funds for up to 18 months

    he U

    S

     Small Business Administration approved more than 3,200 in low-interest disaster loans for business and homeowners for more than $187 million

    FEMA paid outmore than $26

    3 million in flood insurance claims to more than 460 policyholders

    Additionally, FEMA paid for emergency hotel/motel stays for more than 840 families

    FEMA and the U

    S

     Army Corps of Engineers is working with the state and communities to monitor debris removal

     To date, over 40

    1 million cubic yards of debris has been removed from public rights of way

    FEMA remains committed to helping Georgians on their road to recovery and continues to work with federal, state and local agencies to find survivors affordable housing options by hosting housing resource fairs to connect families with local services and resources

    To date, FEMA has hosted 12 housing resource fairs and helped 1,011 attendees

     “We want survivors to know we are here for them and want to see the best outcome, which is moving into safe, sanitary and functioning housing,” stated FEMA Federal Coordinating Officer Kevin Wallace

    “We will walk them through their options to ensure they are aware of the resources that are available to fit their need

    ”As severe storm season continues and hurricane season approaches, FEMA encourages Georgians to prepare by:Getting an insurance check-up

    Your insurance policy may not cover floods or wildfires

    Talk to your agent to make sure you have the right kind and amount of insurance

    You can visit FEMA’s National Flood Insurance Program Quoting Tool to find out how much flood insurance may cost and find an insurance agency to purchase a policy

    Having several ways to receive alerts

     Download the free FEMA app to receive real-time alerts from the National Weather Service for up to five locations nationwide

    Sign up for community alerts in your area and make sure your phone can receive Wireless Emergency Alert (WEA)

    Gathering Supplies

     Your supplies should have items you and your family would need to stay safe and comfortable for several days after disaster

    Remember to consider the needs of those you care for, whether they are children, older adults, loved ones who have a disability and pets

    Visit Ready

    gov and learn about disasters, low and no cost preparedness, lists to build kits and create a free family emergency communications plan

    jakia

    randolph
    Tue, 05/06/2025 – 12:45

    MIL OSI USA News –

  • MIL-OSI USA: Governor Shapiro Announces First PA SITES Grant Awards, Investing $64 Million in 11 Projects Across the Commonwealth, Creating Hundreds of Jobs and Building Shovel-Ready Sites for Businesses

    Source: US State of Pennsylvania

    May 06, 2025 – Bedford, PA

    Governor Shapiro Announces First PA SITES Grant Awards, Investing $64 Million in 11 Projects Across the Commonwealth, Creating Hundreds of Jobs and Building Shovel-Ready Sites for Businesses

    Governor Josh Shapiro and Department of Community and Economic Development (DCED) Secretary Rick Siger announced the Commonwealth is investing $64 million in 11 projects through the first round of the PA SITES (Pennsylvania Strategic Investments to Enhance Sites) program to build shovel-ready industrial sites across the Commonwealth in order to attract businesses, investment, and good-paying jobs to Pennsylvania.

    Governor Shapiro and Secretary Siger made today’s PA SITES announcement in Bedford, where the Bedford County Development Association (BCDA) is receiving a $2.8 million grant from the program to develop Area 1 and 2 of a 151-acre site into the Bedford County Business Park III. These areas will consist of nine lots ranging in size from 20.9 acres to 1 acre. BCDA will use the funds to make site improvements, including extending water and sewer lines and grading parcels. PA SITES is helping create shovel-ready sites across the Commonwealth in order to spur economic growth for all Pennsylvanians.

    Governor Shapiro and his Administration developed PA SITES after soliciting feedback from national site selectors who help companies decide where to relocate and grow. Governor Shapiro worked across the aisle to secure $500 million dollars for site development in his 2024-25 budget, including $400 million for PA SITES. As a result of successful program and Governor Shapiro’s advocacy, Pennsylvania was rated the top state in the Northeast for Regional Economic Competitiveness by Site Selector Magazine.

    Speaker list:
    Jeffrey Crist, Chair, Bedford County Development Association
    Governor Josh Shapiro
    Bette Slayton, President and CEO, Bedford County Development Association
    Secretary Rick Siger, PA Department of Community and Economic Development
    Mike Stiles, Commissioner & Chair, Bedford County

    MIL OSI USA News –

  • MIL-OSI USA: North Dakota Development Fund Invests Nearly $2.3M in Q1 Projects

    Source: US State of North Dakota

    The North Dakota Department of Commerce announced today that four companies were approved for a total of $2.35 million in loan funds through the North Dakota Development Fund Inc. during the first quarter of 2025.

    “These investments reflect our ongoing commitment to fostering economic growth, meeting community needs, and creating jobs across North Dakota,” said Commerce Deputy Director – Economic Development & Finance / Head of Investments and Innovation Shayden Akason. “Through the Development Fund, we’re proud to support businesses that are moving the state forward.”

    Loan highlights:

    • After School Latch Key Program Inc., doing business as TL Childcare, received a $247,500 loan to purchase a building and expand its child care operations.
    • Valor Victoria Ltd. was approved for a $500,000 loan for working capital.
    • Charge On Together Center LLC in Jamestown received a $600,572 loan for building renovations to expand its child care operations.
    • Small Wonders Preschool Childcare Center Inc. in Fargo was approved for two $500,000 loans to support renovations and construction of new child care facilities at two separate locations.

    Established in 1991, the North Dakota Development Fund provides flexible financing for new or expanding businesses. The fund also manages the Child Care Loan Program, which supports providers addressing critical workforce needs.

    For more information about the Development Fund, visit belegendary.link/North-Dakota-Development-Fund.

    MIL OSI USA News –

  • MIL-OSI USA: Four Honduran Nationals Indicted in Florida for Years-Long Off-the-Books Payroll Scheme

    Source: US State of California

    Defendants Allegedly Ran an Unlicensed Check Cashing Business to Facilitate the Employment of Undocumented Aliens and to Evade Payroll Taxes

    Last week, a federal grand jury in Orlando, Florida, returned an indictment charging four Honduran nationals with operating an illegal, off-the-books cash payroll system for construction workers to avoid paying employment taxes to the IRS and to defraud workers’ compensation insurance companies. Through the scheme, the conspirators facilitated the employment of undocumented aliens working illegally in the United States.

    The defendants, Iris Villafranca, Mario Flores, Osman Zapata, and Cristofer Oseguera Giron, were charged with conspiracy to operate an unlicensed money transmitting business and conspiracy to defraud the United States. Villafranca was additionally charged with conspiracy to commit wire fraud and with filing false tax returns.

    The following is according to the indictment: from 2015 to 2022, the defendants used a series of shell companies to run an unlicensed check cashing and cash courier service business that cashed approximately $89 million in checks from subcontractors in the construction industry. The subcontractors allegedly paid their workers using the cash. As a fee for their services, the defendants allegedly charged a percentage of the dollar amount of the checks they cashed. This scheme allegedly allowed construction contractors and subcontractors to pay their workers in cash without regard to required payroll taxes or whether the workers were legally authorized to work in the United States. Indeed, according to the indictment, the defendants caused the filing of false tax documents with the IRS to conceal the off-the-books payroll scheme and made only minimal employment tax deposits. As another aspect of the scheme, the defendants allegedly defrauded workers’ compensation insurance companies by leasing their certificates of insurance to contractors, and by providing false and fraudulent information to the insurers about, among other things, the number of workers covered by the insurance and the amount workers were paid.

    The indictment also alleges that Villafranca filed false individual income tax returns for 2019 through 2022 that did not report all the income she earned from the scheme and also did not report rental income she earned from her real estate.

    If convicted, Villafranca faces a maximum penalty of five years in prison for conspiracy to operate an unlicensed money transmitting business, a maximum penalty of 20 years in prison for conspiracy to commit wire fraud, and a maximum penalty of five years in prison for conspiracy to commit tax fraud. She additionally faces a maximum penalty of three years in prison for each count of filing false tax returns.

    If convicted, Flores, Zapata, and Giron face a maximum penalty of five years in prison for conspiracy to operate an unlicensed money transmitting business, and a maximum penalty of five years in prison for conspiracy to commit tax fraud.

    A federal district court judge will determine any sentence after considering the U.S. Sentencing Guidelines and other statutory factors.

    Acting Deputy Assistant Attorney General Karen E. Kelly of the Justice Department’s Tax Division and U.S. Attorney Gregory W. Kehoe for the Middle District of Florida made the announcement.

    IRS Criminal Investigation is investigating the case. Homeland Security Investigations assisted during the investigation.

    Senior Litigation Counsel Sean Beaty and Trial Attorneys Kavitha Bondada and Rebecca A. Caruso of the Tax Division, and Assistant U.S. Attorney Amanda Daniels for the Middle District of Florida are prosecuting the case.

    An indictment is merely an allegation. All defendants are presumed innocent until proven guilty beyond a reasonable doubt in a court of law.

    MIL OSI USA News –

  • MIL-OSI USA: Attorney General Bonta Secures Preliminary Injunction Protecting California’s Libraries and Museums

    Source: US State of California

    Tuesday, May 6, 2025

    Contact: (916) 210-6000, agpressoffice@doj.ca.gov

    Continues to secure vital relief in lawsuits challenging the Trump Administration’s unlawful actions 

    OAKLAND – California Attorney General Rob Bonta today issued a statement on the decision by the U.S. District Court for the District of Rhode Island granting a preliminary injunction stopping the dismantling of several federal agencies, including the Institute of Museum and Library Services, the Minority Business Development Agency, and the Federal Mediation and Conciliation Service, while litigation continues. This is the second preliminary injunction Attorney General Bonta has secured in litigation challenging the Trump Administration’s unlawful actions in a matter of hours. 

    “The Trump Administration is attempting to dismantle critical federal agencies without any consideration for the Americans that rely on the programs and services these agencies provide,” said Attorney General Bonta. “It’s not just damaging – it’s also illegal. I am pleased with this latest decision by a court blocking the President’s unlawful actions, and I look forward to continuing to make our case in court. California will always fight to protect our public libraries and museums and the facts, knowledge, and cultural heritage they provide.”

    BACKGROUND

    On April 4, 2025, Attorney General Bonta and a multistate coalition filed a lawsuit challenging the Trump Administration’s unlawful executive order directing several congressionally established agencies, including the Institute of Museum and Library Services, the Minority Business Development Agency, and the Federal Mediation and Conciliation Service, to eliminate every component and function not required by statute and reduce their statutorily required functions and associated staff to the minimum required by law. The executive order also directs the Office of Management and Budget to deny these agencies authorization to spend federal funds already allocated by Congress for any functions beyond the minimum required by statute. 

    A copy of the decision granting the motion for a preliminary injunction is available here. 

    # # #

    MIL OSI USA News –

  • MIL-OSI Russia: “We are facing changes in sanctions and counter-sanctions procedures”

    Translation. Region: Russian Federal

    Source: State University Higher School of Economics – State University Higher School of Economics –

    Higher School of Economics launches new DPO program “The State and Business in the Age of Sanctions: Strategies for Successful Development”, where training is provided by leading experts in the field of analysis of sanctions risks and trends from relevant government agencies, businesses, and academies. Its students will be able to study in detail the risks for Russian companies and their foreign partners, including those related to export restrictions.

    The additional professional education program “State and Business in the Age of Sanctions: Strategies for Successful Development” was presented during the scientific and practical seminar “State and Business in the Age of Sanctions: Trends and Risks of 2025”, organized within the framework of the HSE Academic Personnel Reserve project “New World Order”.

    Seminar moderator, leading research fellow at the Centre for Comprehensive European and International Studies (CCEIS) at the National Research University Higher School of Economics Leo Sokolshchik said that it is intended for those who work with foreign counterparties and are interested in forming customized strategies for successful development. The program will study key sanctions trends and risks of 2025, their impact on business, the economy and political strategy of states.

    Leo Sokolshchik

    The training program includes a survival guide for Russian businesses, information on legal ways to work with foreign partners and the formation of sustainable international business partnerships in the context of sanctions risks. The sanctions policies of the US, EU and China, as well as Russia’s response measures, will be examined in detail.

    At the same time, the program is practice-oriented: the training structure involves immersion in real cases and situations that one may encounter in professional activities. Studying on the course will not only increase the level of professional competencies, but will also allow you to expand your network of professional contacts.

    The teachers of the continuing education program include leading experts and practitioners in the field of international restrictions and export control: Ivan Timofeev, Director General of the Russian International Affairs Council; Dmitry Kiku, Deputy Director of the Department for Control over External Restrictions of the Ministry of Finance of Russia; Maria Roskoshnaya, Head of Export Control and Support of Foreign Economic Activity at Yandex; Vladimir Morozov, Leading Advisor of the Department of International and Regional Cooperation of the Accounts Chamber; Vasily Kashin, Director of the Center for Cemistry and International Studies, an expert on China and its relations with foreign partners; Yegor Prokhin, a visiting lecturer at HSE and a practitioner who has worked in international business with China and the countries of Southeast Asia for over 10 years; Inna Yanikeyeva, a lecturer at the National Research University Higher School of Economics and a specialist in cyber sanctions.

    At the seminar, the program’s teachers held their master classes. RIAC Director General Ivan Timofeev presented a master class on the topic “Trends in Anti-Russian Sanctions in 2025: the Split of the West and New Risks.” He noted that it should be remembered that sanctions are a foreign policy instrument that is implemented non-linearly; escalation and normalization do not mean their immediate strengthening and weakening. Now, for the first time in three years, a window of opportunity has opened, allowing us to talk about a probable easing of sanctions, but risks remain. In his opinion, one should be cautious about forecasts about a possible agreement, since the negotiations are taking place behind closed doors. If they fail, escalation is possible.

    Ivan Timofeev noted: currently, most of the bills on sanctions in the US Congress are aimed against China and Iran, but if any of the initiatives against Russia is adopted, this will strengthen the regime of anti-Russian sanctions. Escalation is also possible along the EU line, but most likely, it will be accompanied by seizures and quotas on some types of products.

    At the same time, voluntary control or self-regulation in advanced industries is increasing. Thus, in recent years, there has been a noticeable rapprochement between representatives of the regulator and business. The Alliance of AI Companies, together with the FSTEC of Russia, created and signed the Declaration on the Responsible Export of Artificial Intelligence Technologies and Software Based on Them. The Declaration establishes ethical principles and standards of conduct that developers should follow when exporting their own civil AI solutions. The standards include general principles and rules and specific recommendations on interactions with foreign counterparties and authorized government agencies.

    Maria Roskoshnaya drew attention to changes in the work of specialists. Previously, it was enough for them to know their niche and work algorithm, but now, due to the frequent emergence of new challenges, they have to regularly monitor changes in the export control of key partners. For example, when implementing a deal with China or the UAE, it is mandatory for experts to analyze the export control legislation of these countries. In addition, it is important to monitor innovations in counter-sanction regulation, including bans on the purchase of certain products, as well as on making payments in certain countries.

    “We are facing changes in sanctions and counter-sanction procedures. It is important to expand the range of knowledge, not limited to technical details and knowledge of the final recipients and final destination of the goods. For businesses, this means finding optimal logistics routes, opportunities for making payments without restrictions, combining the interests of logisticians, lawyers and financiers,” the expert said.

    She noted that difficulties may arise when continuing to interact with companies that left Russia after 2022. These aspects are currently monitored by counter-sanction compliance services, when it is necessary to justify and argue for continued cooperation with companies from unfriendly jurisdictions.

    At the master class “EU Sanctions in 2025: Strategies for Russia”, Vladimir Morozov explained that the possibility of using sanctions as a tool for achieving foreign policy goals is embedded in the legal foundations of the EU. They can be used for a wide range of reasons – from accusations of violating international law to the goals of protecting human rights. He called an important feature of EU sanctions their adoption at the supranational level with national supervision of their implementation, which gives rise to contradictions and certain difficulties in their implementation. The diversity of regimes, as well as national legislation and law enforcement practices, makes it difficult to navigate EU sanctions.

    Europe often seeks to counteract secondary sanctions from other countries, including the United States, by allowing restrictions against third countries, individuals and companies to be ignored. However, European companies often seek to take into account sanctions risks and implement “overcompliance” in this area, not wanting to lose the American market and the ability to make payments in dollars.

    Photo: iStock

    Since 2022, the European Commission has been playing an increasingly important role in introducing restrictions, and national institutions are experiencing increasing pressure from supranational institutions, including in tightening penalties for violating sanctions. If administrative liability was previously possible, now it is regarded as a criminal offense. The expert drew attention to the difference in approaches to punishments and investigations. The largest number of them is noted in Poland. The largest number of prison sentences is in the Netherlands, but for a short or suspended term. In Germany, the number of sentences is small, but the terms reach 7 years, and in Finland there are many successful investigations, but the punishments are mainly limited to a fine of 11,000 to 15,000 euros.

    The current stage of the EU sanctions policy development is characterized by gradual de-targeting of sanctions, i.e. the desire to inflict maximum damage, as well as active coordination of its own measures with partners, primarily with the United States. If in 2014-16 the EU measures lagged behind the American ones, then since 2022 they have been mostly synchronized. Another trend in European policy has been the active use of the secondary sanctions mechanism. In particular, in 2024 an amendment was adopted, according to which restrictions are imposed against companies and individuals from third countries who worked with Russian sanctioned persons and companies.

    Vladimir Morozov named the EU’s readiness to maintain the priority of political goals over economic feasibility as key factors and risks of the continuation, strengthening and, on the contrary, easing of sanctions, given that Europe has suffered greater losses than the US during the sanctions war with Russia.

    Egor Prokhin, in his master class “Formation of Sustainable Business Partnerships in the Context of Sanction Risks,” noted that over the past decades, sanctions have achieved their goals in about one third of cases. According to him, the greatest success was achieved against small states with insufficiently diversified and import-dependent economies.

    Sanctions, along with challenges, also open up new opportunities, noted Yegor Prokhin. The loss of sales markets in Europe and other Western countries has become an incentive to reorient towards developing markets in Asia.

    In conclusion, he emphasized that in order to establish successful cooperation with foreign companies on the Russian market, it is necessary to adapt business strategies taking into account the current sanctions restrictions. In his opinion, such an approach should be comprehensive and include: analysis of companies, their beneficiaries and legal relations for sanctions risks; assessment of industry and territorial sanctions applicable to the planned cooperation; development of solutions and tools for optimizing commercial interactions under restrictions.

    Additionally, he recommended creating “road maps” for partners to manage sanctions risks and developing alternative action scenarios aimed at minimizing the potential negative impact on business partnerships.

    If the parties manage to reach a truce, American businesses will influence the administration to soften the sanctions, without officially lifting them, but introducing certain exceptions for transportation restrictions and bans on bank transactions.

    “For a number of industries, the easing of sanctions will have a positive effect on their development, while for others, on the contrary, it will have a negative effect,” Ivan Timofeev noted. He is confident that if the negotiations are successful, the process of easing sanctions will be long and may take more than a decade. Lev Sokolshchik emphasized that the lifting of sanctions may turn into a risk for certain sectors of the domestic economy.

    Maria Roskoshnaya held a master class “Export control: instructions for use. How not to break the rules and not lose markets.” She noted that export control is now considered more broadly than in the traditional sense – in particular, advanced industrial developments and even luxury goods are now subject to special supervision. The range of transactions subject to regulation is also growing – in addition to the usual tangible exports, experts often deal with supervision of the export of technology and software. The share of intangible exports is also growing, especially in high-tech industries, and the forms of transactions are also unusual. For example, it is often necessary to identify open source software or software, access to which is provided under the SaaS model. The state can regulate and restrict, and sometimes prohibit the export and international exchange of know-how, industrial products or raw materials, the lack of which can negatively affect the domestic market.

    Russia continues to participate in the development and modification of framework legislation at the international level, since it is a member state of all regimes except the Australian Group (our country has observer status there). It should be understood that each member state of the international export control regime forms a national control system, harmonizing it with the international base. Now we can observe a tendency to strengthen non-proliferation control precisely in the area of finalizing national legislative measures and initiatives.

    At the same time, voluntary control or self-regulation in advanced industries is increasing. Thus, in recent years, there has been a noticeable rapprochement between representatives of the regulator and business. The Alliance of AI Companies, together with the FSTEC of Russia, created and signed the Declaration on the Responsible Export of Artificial Intelligence Technologies and Software Based on Them. The Declaration establishes ethical principles and standards of conduct that developers should follow when exporting their own civil AI solutions. The standards include general principles and rules and specific recommendations on interactions with foreign counterparties and authorized government agencies.

    Photo: iStock

    Maria Roskoshnaya drew attention to changes in the work of specialists. Previously, it was enough for them to know their niche and work algorithm, but now, due to the frequent emergence of new challenges, they have to regularly monitor changes in the export control of key partners. For example, when implementing a deal with China or the UAE, it is mandatory for experts to analyze the export control legislation of these countries. In addition, it is important to monitor innovations in counter-sanction regulation, including bans on the purchase of certain products, as well as on making payments in certain countries.

    “We are facing changes in sanctions and counter-sanction procedures. It is important to expand the range of knowledge, not limited to technical details and knowledge of the final recipients and final destination of the goods. For businesses, this means finding optimal logistics routes, opportunities for making payments without restrictions, combining the interests of logisticians, lawyers and financiers,” the expert said.

    She noted that difficulties may arise when continuing to interact with companies that left Russia after 2022. These aspects are currently monitored by counter-sanction compliance services, when it is necessary to justify and argue for continued cooperation with companies from unfriendly jurisdictions.

    At the master class “EU Sanctions in 2025: Strategies for Russia”, Vladimir Morozov explained that the possibility of using sanctions as a tool for achieving foreign policy goals is embedded in the legal foundations of the EU. They can be used for a wide range of reasons – from accusations of violating international law to the goals of protecting human rights. He called an important feature of EU sanctions their adoption at the supranational level with national supervision of their implementation, which gives rise to contradictions and certain difficulties in their implementation. The diversity of regimes, as well as national legislation and law enforcement practices, makes it difficult to navigate EU sanctions.

    Europe often seeks to counteract secondary sanctions from other countries, including the United States, by allowing restrictions against third countries, individuals, and firms to be ignored. However, European companies often seek to take into account sanctions risks and implement “overcompliance” in this area, not wanting to lose the American market and the ability to make payments in dollars.

    Since 2022, the European Commission has been playing an increasingly important role in introducing restrictions, and national institutions are experiencing increasing pressure from supranational institutions, including in tightening penalties for violating sanctions. If administrative liability was previously possible, now it is regarded as a criminal offense. The expert drew attention to the difference in approaches to punishments and investigations. The largest number of them is noted in Poland. The largest number of prison sentences is in the Netherlands, but for a short or suspended term. In Germany, the number of sentences is small, but the terms reach 7 years, and in Finland there are many successful investigations, but the punishments are mainly limited to a fine of 11,000 to 15,000 euros.

    Photo: iStock

    The current stage of the EU sanctions policy development is characterized by gradual de-targeting of sanctions, i.e. the desire to inflict maximum damage, as well as active coordination of its own measures with partners, primarily with the United States. If in 2014-16 the EU measures lagged behind the American ones, then since 2022 they have been mostly synchronized. Another trend in European policy has been the active use of the secondary sanctions mechanism. In particular, in 2024 an amendment was adopted, according to which restrictions are imposed against companies and individuals from third countries who worked with Russian sanctioned persons and companies.

    Vladimir Morozov named the EU’s readiness to maintain the priority of political goals over economic feasibility as key factors and risks of the continuation, strengthening and, on the contrary, easing of sanctions, given that Europe has suffered greater losses than the US during the sanctions war with Russia.

    Egor Prokhin, in his master class “Formation of Sustainable Business Partnerships in the Context of Sanction Risks,” noted that over the past decades, sanctions have achieved their goals in about one-third of cases. According to him, the greatest success was achieved against small states with insufficiently diversified and import-dependent economies.

    Sanctions, along with challenges, also open up new opportunities, noted Yegor Prokhin. The loss of sales markets in Europe and other Western countries has become an incentive to reorient towards developing markets in Asia.

    In conclusion, he emphasized that in order to establish successful cooperation with foreign companies on the Russian market, it is necessary to adapt business strategies taking into account the current sanctions restrictions. In his opinion, such an approach should be comprehensive and include: analysis of companies, their beneficiaries and legal relations for sanctions risks; assessment of industry and territorial sanctions applicable to the planned cooperation; development of solutions and tools for optimizing commercial interaction in the context of restrictions.

    Additionally, he recommended creating “road maps” for partners to manage sanctions risks and developing alternative action scenarios aimed at minimizing the potential negative impact on business partnerships.

    All opinions presented in the material are exclusively the personal position of the seminar participants and the author.

    Please note: This information is raw content directly from the source of the information. It is exactly what the source states and does not reflect the position of MIL-OSI or its clients.

    MIL OSI Russia News –

  • MIL-OSI USA: Scalise’s 100 Days of Trump Recap: House Republicans Deliver America First Wins

    Source: United States House of Representatives – Congressman Steve Scalise (1st District of Louisiana)

    WASHINGTON, D.C. — As we reach the first 100 days under President Trump’s leadership, House Majority Leader Steve Scalise (R-La.) released the following statement highlighting the progress House Republicans have made in furthering President Trump’s America First agenda:  “Just 100 days into his second term, President Trump has already taken historic action at a whirlwind pace to turn our country around, reversing so much damage done by the Biden Administration and following through on his promise to put America first. Illegal border crossings have drastically declined, criminal aliens are being deported en masse, consumer prices and inflation are dropping, companies are investing trillions of dollars back into America, domestic energy production is being unleashed, gas prices are dropping, and much more. “House Republicans are working hard to do our part to further President Trump’s America First agenda, passing legislation to secure our border, keep families safe, unleash American energy, support American job growth, and increase government efficiency. We passed legislation like the Laken Riley Act, the first piece of legislation signed into law by President Trump, to protect our citizens from criminal illegal aliens. We also passed the Protection of Women and Girls in Sports Act to prevent men from competing in women’s sports. To ensure only American citizens are voting in federal elections, we passed the SAVE Act, and to safeguard American energy, we passed legislation such as the Protecting American Energy Production Act.”Additionally, House Republicans have passed 10 CRAs overturning costly and unnecessary regulations from the Biden Administration that crush American businesses, raise costs, and take away consumer choice, as well as the Midnight Rules Relief Act to keep the administrative state out of our homes. When partisan judges attempted to hinder President Trump from carrying out the policy agenda he was elected to deliver, we passed the No Rogue Rulings Act to prevent them from issuing nationwide injunctions. “These are just a few things House Republicans have accomplished working with President Trump, but we are far from done. Congress has a critical role to play in helping the President renew the American dream and make our nation great again, particularly through the reconciliation process. We are currently drafting one of the most consequential pieces of legislation in history in one big, beautiful bill that will deliver on President Trump’s full agenda. Republicans won’t stop fighting to take President Trump’s great vision for our nation – an America that is safe, strong, free, and full of opportunity – and make it a reality, for Americans today, tomorrow, and for generations to come.”Make America Safe Again ✅Border 

    H.R. 29 (Collins) – Laken Riley Act: Holds the Biden Administration accountable for their role in these tragedies through their open border policies, requires detention of illegal aliens who commit theft and mandates ICE take them into custody, and allows a state to sue the Federal government on behalf of their citizens for not enforcing the border laws, particularly in the case of parole.

    Passed 264-159

    Republicans: 216-0
    Democrats: 48-159

    Senate version became law on 1/29/25

    H.R. 30 (Mace) – Preventing Violence Against Women by Illegal Aliens Act: Amends the Immigration and Nationality Act to make illegal immigrants who are convicted of, who admit having committed, or who admit committing sex offenses or domestic violence inadmissible and deportable from the United States.

    Passed 274-145

    Republicans: 213-0
    Democrats: 61-145

    H.R. 27 (Griffith) – HALT Fentanyl Act: Permanently classifies fentanyl-related substances (FRS) in Schedule I of the Controlled Substances Act, guarantees law enforcement has the resources to keep these drugs off the street, and allows for further research of FRS.

    Passed 312-108

    Republicans: 214-1
    Democrats: 98-107

    H.R. 35 (Ciscomani) – Agent Raul Gonzalez Officer Safety Act: Creates new criminal offenses for operating a vehicle within 100 miles of the southern border while fleeing from Border Patrol agents, or any law enforcement officer assisting the U.S. Border Patrol, including serious jail time and prohibition from ever receiving legal status in the United States.

    Passed 264-155

    Republicans: 214-0
    Democrats: 50-155

    Online Safety

    S. 146 (Sen. Cruz) – TAKE IT DOWN Act: Prohibits the nonconsensual online publication of intimate visual depictions of individuals, both authentic and computer-generated, and requires certain online platforms to promptly remove such depictions upon receiving notice of their existence.

    Passed 409-2

    Republicans: 207-2
    Democrats: 202-0

    Foreign Relations

    H.R. 23 (Roy) – Illegitimate Court Counteraction Act: Imposes sanctions on the ICC or any foreign actor who supports their effort to arrest, detain, or prosecute protected persons of the United States and its allies, including Prime Minister Netanyahu and Defense Minister Gallant.

    Passed 243-140-1

    Republicans: 198-0-1
    Democrats: 45-140

    H.R. 1048 (Baumgartner) – DETERRENT Act: Protects our institutions of higher education from foreign interference by strengthening disclosure requirements for foreign gifts and contracts, and in some cases, banning contracts between these schools and certain foreign entities of concern.

    Passed 241-169

    Republicans: 210-1
    Democrats: 31-168

    H.R. 33 (Smith-MO) – United States-Taiwan Expedited Double-Tax Relief Act: Strengthens the U.S. economic alliance with Taiwan and enhances our competitive position by providing targeted and expedited relief from double taxation on cross-border investment between America and Taiwan through tax code changes and authorizing the President to broker and enter into a tax agreement relative to Taiwan.

    Passed 423-1

    Republicans: 213-1
    Democrats: 210-0

    Women’s Sports

    H.R. 28 (Steube) – Protection of Women and Girls in Sports Act: Prevents schools from allowing biological males to compete in school athletic programs for women or girls by stating that sex in an athletic competition must be defined by genetics at birth, and withholding federal funding from schools that facilitate athletic programs where biological men compete against biological women.

    Passed 218-206-1

    Republicans: 216-0
    Democrats: 2-206-1

    Life

    H.R. 21 (Wagner) – Born-Alive Abortion Survivors Protection Act: Secures medical protections for babies that survive an attempted abortion, requiring health care providers to administer the same medical care they would to a fetus born prematurely at the same age, transport the child to the hospital, and report violations to law enforcement.

    Passed 217-204

    Republicans: 216-0
    Democrats: 1-204

    Make America Grow Again ✅Energy 

    H.R. 26 (Pfluger) – Protecting American Energy Production Act: Prevents a moratorium on hydraulic fracturing (fracking) to protect American energy production, and expresses that states have primacy over energy production on state and private land.

    Passed 226-188

    Republicans: 210-0
    Democrats: 16-188

    S.J. Res. 11 (Sen. Kennedy) – Protection of Marine Archaeological Resources CRA: Disapproves the Biden BOEM’s rule requiring oil and gas lessees and operators to submit an archaeological report for certain exploration or development activities on the Outer Continental Shelf to protect marine archeological resources like shipwrecks and so-called “cultural resources,” blocking increases in domestic energy production, weakening energy independence, and raising costs for consumers.

    Passed 221-202-1

    Republicans: 212-1-1
    Democrats: 9-201

    Signed into law 3/14/25

    H.J. Res. 35 (Pfluger) – Waste Emissions Charge CRA: Disapproves the Biden Environmental Protection Agency’s “Waste Emissions Charge for Petroleum and Natural Gas Systems,” rule that imposes a significant fee (WEC) on methane emissions from oil and natural gas facilities that exceed specific levels, preventing the rule from raising costs for consumers, reducing domestic energy production, and increasing reliance on foreign energy sources.

    Passed 220-206

    Republicans: 214-1
    Democrats: 6-205

    Signed into law 3/14/25

    Budget

    H.Con. Res. 14 (Arrington) – Establishing the congressional budget for the United States Government for fiscal year 2025 and setting forth the appropriate budgetary levels for fiscal years 2026 through 2034: Establishes a congressional budget for the U.S. Government that delivers for Americans by cutting waste and government spending, reducing burdensome regulations, providing tax cuts that support families and small businesses, supporting domestic energy production and security, and securing the border.

    Passed 217-215

    Republicans: 217-1
    Democrats: 0-214

    Passed in Senate 4/5/25

    Senate Amendment to H.Con. Res. 14 (Arrington) – Establishing the congressional budget for the United States Government for fiscal year 2025 and setting forth the appropriate budgetary levels for fiscal years 2026 through 2034: Establishes a congressional budget for the U.S. Government that delivers for Americans by cutting waste and government spending, reducing burdensome regulations, providing tax cuts that support families and small businesses, supporting domestic energy production and security, and securing the border.

    Passed 216-214

    Republicans: 216-2
    Democrats: 0-212

    Crypto

    H.J. Res. 25 (Carey) – Digital Asset Sales CRA: Overturns Biden’s rule that would require brokers to report gross proceeds from crypto sales and other digital asset transactions, including data about the taxpayers involved, increasing tax filing burdens, stifling innovation, and raising privacy concerns over the sharing of taxpayers’ personal information.

    Passed 292-132-1

    Republicans: 216-0
    Democrats: 76-132-1

    Signed into law 4/10/25

    Consumer Financial Protection

    S.J. Res. 28 (Sen. Ricketts) – Digital Wallets CRA: Reverses the Biden Administration CFPB’s rule “Defining Larger Participants of a Market for General-Use Digital Consumer Payment Applications,” that would allow the CFPB more oversight power over non-bank entities that complete 50 million digital transactions a year, providing no benefit to consumers or the market and placing significant burdens on businesses that use digital payments.

    Passed 219-211

    Republicans: 219-0
    Democrats: 0-211

    Passed Senate 3/5/25

    S.J. Res. 18 (Sen. Scott-SC) – Overdraft Price Controls CRA: Nullifies the Biden CFPB’s final rule “Overdraft Lending: Very Large Financial Institutions,” preventing the price cap limitations on overdraft fees from taking effect, ensuring overdraft services remain accessible for American consumers.

    Passed 217-211

    Republicans: 217-1
    Democrats: 0-210

    Passed Senate 3/27/25 

    Make America Free Again ✅Consumer Choice

    H.J. Res 20 (Palmer) – Gas Water Heaters CRA: Expresses congressional disapproval of the Biden Department of Energy’s  “Energy Conservation Standards for Consumer Gas-fired Instantaneous Water Heaters,” rule that effectively bans certain natural gas water heaters from the market, burdening consumers and threatening their choice.

    Passed 221-198

    Republicans: 210-0
    Democrats: 11-198

    Passed Senate 4/10/25

    H.J. Res. 24 (Bice) – Walk-in Coolers & Freezers CRA: Overturns the Biden Administration’s “Energy Conservation Program: Energy Conservation Standards for Walk-In Coolers and Walk-In Freezers” rule imposing new or amended energy efficiency standards for walk-in coolers and walk-in freezers that are not technologically feasible and economically justified.

    Passed 203-182

    Republicans: 197-0
    Democrats: 6-182

    Passed Senate 4/3/25

    H.J. Res. 75 (Goldman-TX) – Commercial Fridges & Freezers CRA: Overturns the Biden Administration’s “Energy Conservation Program: Energy Conservation Standards for Commercial Refrigerators, Freezers, and Refrigerator-Freezers” rule imposing new or amended energy efficiency standards for commercial refrigerators, freezers, and refrigerator-freezers that are not technologically feasible and economically justified.

    Passed 214-193

    Republicans: 209-0
    Democrats: 5-193

    H.J. Res. 61 (Griffith) – Rubber Tire Manufacturing CRA: Overturns the Biden EPA’s harmful “NESHAP for Rubber Tire Manufacturing” rule that establishes new emissions standards for rubber tire manufacturing, preventing it from increasing compliance costs for the industry and placing a heavier financial burden on smaller businesses, which would result in higher prices for consumers.

    Passed 216-202

    Republicans: 209-1
    Democrats: 7-201

    H.J. Res. 42 (Clyde) – Energy Conservation Standards CRA: Disapproves the Biden DOE’s “Energy Conservation-Appliance Standards, Certification and Labeling” rule which expands certification and labeling for the Department of Energy’s conservation standards program and could slow the introduction of products to market, reduce options for consumers, and affect supply chains and inventories.

    Passed 222-203

    Republicans: 215-0
    Democrats: 7-203 

    Make America Efficient Again ✅
    Reining In Executive Actions

    H.R. 77 (Biggs-AZ) – Midnight Rules Relief Act: Amends the Congressional Review Act to allow Congress to disapprove multiple rules through one joint resolution if those rules were issued during the last year of a President’s term in office.

    Passed 212-208

    Republicans: 211-1
    Democrats: 1-207

    Election Security

    H.R. 22 (Roy) – SAVE Act: Amends the National Voter Registration Act of 1993, requiring individuals to provide proof of United States citizenship in order to register to vote in federal elections.

    Passed 220-208

    Republicans: 216-0
    Democrats: 4-208

    Judicial Oversight

    H.R. 1526 (Issa) – NORRA of 2025: Prevents partisan judges from abusing their authority and issuing politically motivated nationwide injunctions that inhibit the President from carrying out the policy agenda the American people elected him to implement by blocking federal judges from issuing injunctions that extend beyond specific parties involved in a case.

    Passed 219-213

    Republicans: 219-1
    Democrats: 0-212

    Fraud

    H.R. 1156 (Smith-MO) – Pandemic Unemployment Fraud Enforcement Act: Extends the statute of limitations to ten years for fraudulent unemployment claims funded by federal pandemic unemployment programs by amending the CARES Act, allowing federal law enforcement to continue prosecuting fraudsters and criminals and recover billions of taxpayer dollars lost to fraud during COVID-19.

    Passed 295-127

    Republicans: 212-0
    Democrats: 83-127

    Public Lands

    H.R. 471 (Westerman) – Fix Our Forests Act: Expedites and improves forest management activities on Bureau of Land Management (BLM) public lands, tribal lands, and National Forest System lands, deters frivolous litigation that delays important projects, promotes collaboration across jurisdictions, prioritizes treatments in the forests with highest risk of wildfire, and encourages active forest management.

    Passed 279-141

    Republicans: 215-0
    Democrats: 64-141

    Appropriations

    H.R. 1968 (Cole) – Full-Year Continuing Appropriations and Extensions Act, 2025: Extends government funding through September 30, 2025, keeping the government open and serving the American people while we fight to reduce wasteful government spending and lower our debt.

    Passed 217-213

    Republicans: 216-1
    Democrats: 1-212

    Signed into law 3/15/25

    MIL OSI USA News –

  • MIL-OSI USA: Scalise Highlights Republican Work on Reconciliation

    Source: United States House of Representatives – Congressman Steve Scalise (1st District of Louisiana)

    WASHINGTON, D.C.—Today, House Majority Leader Steve Scalise (R-La.) joined Speaker Mike Johnson (R-La.), House Majority Whip Tom Emmer (R-Minn.), Conference Chairwoman Lisa McClain (R-Mich.), and Chairman Roger Williams (R-Texas) to discuss the progress Republicans have made on reconciliation which will champion small businesses, avoid tax hikes for 95% of Americans, unleash American energy production to bolster the economy, and strengthen our military. Leader Scalise touted our Committee Chairmen’s wins, as eight of 11 Committees will have completed their reconciliation markups by the end of the week.

    Click here or the image above to view Leader Scalise’s full remarks. 
    On protecting small businesses through reconciliation:“It was great to hear from our Chairman of the Small Business Committee, Roger Williams. Nobody understands the value of small businesses, the importance of promoting small businesses in America better than Roger. And as chairman, he has ushered in policies and bills through that committee to allow small businesses to thrive.“If you look at the work we’re doing with the one big, beautiful bill, the reconciliation package, this is a bill that will grow more small businesses across America. It’ll create more jobs across America. It’ll create stability. If you think about the idea that if Congress were to take no action this year, there would be a four-and-a-half trillion dollar tax increase on American families. Over 95% of Americans would see a tax increase. And yet, every Democrat in Washington will be voting no on that package and would like to see every family pay more in taxes. There are so many other provisions that are so critical to getting our economy back on track, to lowering inflation, to lowering the cost of things at the grocery store, at the gas pump, that are in this bill. And we are still moving through.”On House and Senate Republicans unifying around President Trump’s agenda:“Last week, I applaud, seven Committees in Congress did their work, completely finished their work on reconciliation here in the House. Today, the Natural Resources Committee will take up their portion of the bill. That’ll be eight committees out of 11 that will already be done with all of their work this week. Then next week, the final three committees, Agriculture, Energy and Commerce, and Ways and Means, will take up and finish their work to get this big, beautiful bill not only through the House process, but over to the Senate. The Speaker and I met with [Chairman] Jason Smith and [Chairman] Brett Guthrie last week in the White House with President Trump to go through some of the final details that we are getting agreement on. We’ve been working incredibly closely with the White House and with the Senate every step of the way because this bill is critically important to American families. This bill is a big piece of carrying through that Trump agenda, the mandate that the American people gave us when they elected not just Donald Trump in the White House, but a Republican House and a Republican Senate to go deliver for the families who have been struggling for way too long.”On wins in the one big, beautiful bill:“We do that with this one big, beautiful bill. Everything from tax stability in the tax code so that nobody sees a tax increase, bringing trillions of dollars of private investment back into the economy, opening up more energy production in America to reverse some of the damage Joe Biden did. Everywhere from ANWR in Alaska, some of the great work that Congressman Begich just came into Congress, vowing to fight for the citizens of Alaska and open up more areas for production there. That’s going to be in this bill. All the way down to the Gulf of America, opening up more areas for lease sales and production in the Gulf as well. All of those things are going to be in the bill. More defense funding, more border security, giving protection and technology to our border patrol agents. All of that is in the bill, too. Confronting the debt ceiling, dealing with rules and regulatory reform, all in this powerful bill. What the Education and Workforce Committee did to protect students from higher student debt. We actually protect students so that they’re not saddled with high student loans when they graduate from college. That’s in this bill as well, standing up and holding accountable the universities that were failing kids for so many years, saddling them with $200,000, $300,000 in debt without the ability to pay it back.“So many good provisions. We’re going to be bringing that bill to the floor once it’s all finished next week, and then we compile it in Budget Committee and bring it as one big, beautiful bill to the House floor and then pass it on to the Senate so that they can continue this work.”

    MIL OSI USA News –