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Category: Commerce

  • MIL-OSI: Short Term Loans Online for Bad Credit Now Offered by Viva Payday Loans 2025

    Source: GlobeNewswire (MIL-OSI)

    AUSTIN, Texas, June 26, 2025 (GLOBE NEWSWIRE) — Viva Payday Loans has introduced a new range of short term loans for 2025, giving everyday Americans more flexibility when covering unexpected expenses or bridging income gaps. With a focus on transparency, speed, and wider eligibility even for those with poor credit, Viva Payday Loans is becoming a go-to source for short term loans online.

    Check Your Eligibility for a Short Term Loan Online >>

    The updated product line includes options for short term loans for bad credit, short term business loans, and some of the best short term loans available through licensed U.S. lenders. Borrowers can now apply in minutes and receive same-day decisions, with most funds arriving within hours.

    “We’ve simplified short term borrowing. Whether it’s for personal needs or business cash flow, applicants don’t need perfect credit to qualify,” said Maria Delgado, Chief Product Officer at Viva Payday Loans. “The goal is to provide quick access to funds without surprises.”

    What Makes Viva Payday Short Term Loans Different?

    Unlike traditional lenders that often rely heavily on credit scores and long forms, Viva Payday Loans offers a fully online application focused on income and recent banking history. Applicants are matched with lenders in real-time based on eligibility and location.

    Get Started with Viva Payday Loans – No Credit Score Needed >>

    Key features:

    • Fast Online Applications: Apply in under five minutes through any device.
    • Same-Day Funding: Many borrowers receive funds within hours of approval.
    • Bad Credit Accepted: Eligibility is based more on income and deposits than credit score.
    • Clear Terms: All interest rates, fees, and repayment dates are displayed before accepting any offer.
    • Short Term Business Loans: Small business owners can apply for working capital without long delays or high credit barriers.

    Short Term Loans for Bad Credit

    Many Americans are turned away by banks due to low credit scores. Viva’s platform includes short term loans for bad credit, giving those with limited credit history a fair chance. These loans typically range from $100 to $1,000 and are ideal for covering urgent needs like rent, car repairs, or utility bills.

    The company ensures that each offer comes with full fee breakdowns and no hidden charges. Borrowers can even convert short term loans into longer installment plans if needed.

    Check Your Eligibility for a Short Term Loan Online >>

    Short Term Business Loans Made Simple

    Freelancers, gig workers, and small business owners can now apply for short term business loans through Viva’s network of lenders. These loans are suitable for covering overheads, restocking supplies, or dealing with invoice delays. There’s no need to visit a branch or prepare lengthy financial statements.

    Why Borrowers Choose Short Term Loans in 2025

    • No hard credit checks
    • Same-day decisions
    • Options to extend or refinance
    • Simple digital process
    • Support for a wide range of credit profiles

    Types of Short Term Loans Available in 2025

    1. Short Term Loans for Bad Credit: Many traditional lenders reject applicants with credit scores under 600. Viva partners with licensed lenders who look at income and recent deposits instead of penalizing applicants for past credit issues. Borrowers can qualify even after past defaults or missed payments.

    2. No Credit Check Short Term Loan: Some lenders on Viva Payday Loans offer short term loans online with no credit check. These are helpful for individuals who want to avoid a hard inquiry on their report or who haven’t yet built credit history.

    3. Short Term Business Loan: Small business owners can apply for quick loans to cover payroll, restock supplies, or manage slow payments. These loans don’t require lengthy paperwork and are ideal for freelancers and self-employed workers too.

    4. Installment-Based Short Term Loans: If repaying in one lump sum isn’t realistic, borrowers can opt for installment repayment. This breaks up the amount over several weeks, reducing the pressure of a single due date.

    About Viva Payday Loans

    Viva Payday Loans is an online platform that connects borrowers with reputable lenders across the U.S. The company offers access to short term loans, personal loans, and installment loan options tailored to individual needs. Viva is committed to clear terms, fast approvals, and making borrowing accessible to more people, especially those underserved by traditional banks.

    Media Contact
    Mukesh Bhardwaj
    Email: mukesh@paydayventures.com

    Disclaimer

    Viva Payday Loans is not a lender and does not make credit decisions. Loan approval, rates, and terms are determined by third-party lenders based on applicant eligibility. Borrowers should read all loan terms carefully and only borrow what they can repay. Same-day funding is subject to bank processing timelines and may vary by applicant.

    The MIL Network –

  • MIL-OSI New Zealand: Local News – Decisions confirmed on water model and Porirua City budget

    Source: Porirua City Council

    Porirua City Council today officially adopted the Te Puna Kōrero committee recommendations made earlier this month around the city’s budget and rates, and the preferred water services delivery model.
    The Annual Plan for the 2025/26 year was agreed, with an average rates increase of 6.39 per cent, significantly lower than previously budgeted.
    When preparing the draft Annual Plan, the starting point for this year’s rates increases had hit 15 per cent, due to cost pressures.
    Council acknowledged this wasn’t sustainable for households and businesses, so took a hard look at internal operations to find cost savings. This brought the new starting point for the average rates increase down to 6.75 per cent.
    After public consultation on five options to further lower the increase, Council agreed to discontinue the Chamber of Commerce grant and increase Council’s building consent hourly rate.
    They voted against increasing the paid parking hourly rate, putting up Cannons Creek Pool entry fees, and discontinuing the Event Investment Programme.
    With these changes, the average rates increase for residential properties will be 6.39 per cent. For most properties, this equates to around $6 or $7 extra per week.
    Porirua Mayor Anita Baker said while nobody wanted to see rates go up, she was confident that the Council had done everything possible to keep increases as low as possible.
    “We know the community is struggling, which is we have done a deep dive internally and made significant cuts, that got us to a lower number than planned. We could have done further cuts, but we listened to your feedback and were guided by that.”
    Water Services preferred delivery model
    Council also agreed to the committee recommendation of 5 June to jointly establish and co-own a new water organisation with Upper Hutt City Council, Hutt City Council, Wellington City Council and Greater Wellington Regional Council.
    Mayor Baker said this was another milestone decision for Porirua as we continue to progress towards implementing the Local Water Done Well Policy.
    “Public consultation undertaken in March and April strongly supported a jointly owned water organisation, and this decision today enables Porirua to continue working with our neighbouring Council towards the stand up of the water company in 2026.”
    Council also agreed today to delegate Mayor Baker and Councillor Ross Leggett, as her alternate, (as the Council’s representative on the Advisory Oversight Group) the power to make decisions on two establishment activities.
    This delegation will enable the next phases of work to continue during the new company’s establishment phase. It will remain in place until later in the year when a new shareholders committee will be set up and will take over the governance level decision making. 

    MIL OSI New Zealand News –

  • MIL-OSI USA: Cornyn: Big Beautiful Bill Will Prevent Tax Hike on Texans

    US Senate News:

    Source: United States Senator for Texas John Cornyn
    WASHINGTON – Today on Fox Business’ Kudlow, U.S. Senator John Cornyn (R-TX) praised the One Big Beautiful Bill as a historic opportunity to prevent a more-than $3,000 tax hike on Texas families and bend the spending curve. Excerpts are below, and video can be found here.
    “We’ve got to continue the current tax provisions so we don’t see a multitrillion-dollar tax increase.”
    “President Trump understands that the real key here is getting our economy growing again, and his deregulatory agenda, his focus on American energy production, and lowering taxes, and expensing equipment, and things like that, is going to see this economy boom – just like it did after the 2017 tax bill up until the time the pandemic hit. It was the best economy I’ve seen in my lifetime, and I think this promises to be even better.”
    “If you don’t vote for the bill, you’re going to see a multitrillion-dollar tax increase. That does nothing for the deficit and debt.”
     “So we’re making good, incremental change – a good first start.”
    “We need to get this bill done so people don’t experience a huge tax increase.”

    MIL OSI USA News –

  • MIL-OSI USA: Congressman Gonzalez Calls on President Trump to Save the American Workforce

    Source: United States House of Representatives – Congressman Vicente Gonzalez (15th District of Texas)

    Pushes President to Issue Executive Order that Helps Struggling South Texas Businesses

    WASHINGTON, D.C. – Today, Congressman Vicente Gonzalez (TX-34) announcedthat he has called on President Trump to save the American workforce by sending a letter urging executive action to help struggling businesses in South Texas and across the U.S.  

    This comes as the administration’s mass deportation agenda has disproportionately hurt many businesses, including the agriculture, construction, and hospitality sectors.

    The letter reads, “Like you, I am a strong supporter of legal migration and the apprehension of criminals, which is why I voted in support of legislation like the Laken Riley Act. However, American businesses are being harmed by what you described as a “…very aggressive policy…” This country is heavily reliant on an undocumented workforce in industries like construction, agriculture, and hospitality. That is why I urge you to protect American businesses and issue an executive order that would allow small business to sponsor undocumented migrants who have been in the country for three years and have no criminal record. This executive order would provide migrants temporary lawful status on a yearly basis and allow them to continue working without fear of deportation.”

    Currently, the Trump Administration’s mass deportation policies could lead to the removal of an estimated:  

    1.5 million workers from the construction workforce 

    1 million workers in the hospitality industry 

    870,400 workers in the manufacturing industry 

    500,800 workers in general services 

    460,500 workers in transportation and warehousing 

    224,700 workers from the agriculture industry 

    Read the full letter here. 

    ###

    MIL OSI USA News –

  • MIL-OSI China: US new home sales nosedive in May

    Source: People’s Republic of China – State Council News

    Sales of U.S. single family homes in May plunged a whopping 13.7 percent from April, according to data released Wednesday from the U.S. Commerce Department.

    The sales of 623,000 units in May dropped 6.3 percent from the same month of 2024, and far under the 6-month average of 671,000 units sold.

    This occured as interest rates remained high, despite recent criticisms from the White House that the Federal Reserve should cut rates.

    Fed rates remained high on fears that inflation, which surged under the previous administration, could increase. 

    MIL OSI China News –

  • MIL-OSI USA: SCHUMER, STANDING WITH FLIGHT 3407 FAMILIES DIRECTLY AFTER MEETING WITH TRUMP’S TRANSPORTATION SECRETARY, SLAMS ADMINISTRATION’S FAILURE TO FULLY COMMIT TO PROTECTING AIR SAFETY REGULATIONS &…

    US Senate News:

    Source: United States Senator for New York Charles E Schumer
    Trump’s FAA Nominee Earlier This Month Repeatedly Refused To Commit To Protecting Aviation Safety Reforms Created By 3407 Families; Schumer Pushed For 3407 Families To Meet With Secretary Duffy – Like Every Transportation Secretary Before Him –To Discuss Importance Of Air Safety Regulations
    Advocates & Pilots Fear Trump Admin Will Roll Back Critical Flight Safety Regulations, Including Requirement That Pilots Log 1,500 Flight Hours In Order To Receive Certificate And Pilot Record Database, Risking Safety
    Schumer: Keeping Our Skies Safe Means Protecting 1,500-Hour Rule
    Standing with Flight 3407 families after their meeting with Transportation Secretary Duffy, U.S. Senator Chuck Schumer slammed the Trump administration’s repeated failure to commit to protecting the 1,500-hour rule and other aviation safety regulations created in the aftermath of the 2009 tragedy in Western NY to prevent an accident like it from ever happening again. Amid growing fears about air safety, and following the Trump’s FAA nominee’s callous disregard to respect these rules, Schumer and the Flight 3407 families are demanding that the FAA not roll back these basic air safety standards, which would weaken the training for our pilots risking air travel safety and lives.
    “Working with the families of Flight 3407 to create the 1,500-hour rule and set a new standard for aviation safety has been one of the most inspirational things I’ve done in Congress. They represent the best of America, turning their grief into action to prevent a tragedy like this from occurring ever again. At this critical moment for aviation safety, after we just experienced a tragic crash here in DC, we need well-trained pilots who are prepared to make last second decisions,” said Senator Schumer. “Weakening the 1,500-hour rule and reducing the number of hours pilots train in the air is dangerous and could cost lives. If the Trump administration thinks we’ll let them turn back the clock on aviation safety, they are in for a rude awakening. We fought for years to create these basic safety reforms and we will not rest until we know they will remain untouched.”
    Earlier today, the Senate Committee on Commerce, Science, and Transportation voted 15-13 to advance Bryan Bedford’s nomination to lead the Federal Aviation Administration (FAA), with all Senate Democrats opposing. At his nomination hearing earlier this month, Bedford multiple times refused to commit to protecting the 1,500-hour rule and basic aviation safety standards. Schumer said it is concerning that Republicans voted to advance Bedford to lead the very agency tasked with enforcing air safety regulations.
    Amid growing concerns for aviation safety earlier this year, Schumer called for U.S. Transportation Sean Duffy to meet with the families of Flight 3407 and commit to them clearly and unequivocally that he will not roll back the aviation safety law and pilot training standard, including the 1,500 rule, that they fought together to create.
    Schumer has been a long-time, relentless advocate for air safety standards following the tragic crash of Colgan Air Flight 3407. In February 2009, the tragic crash of Flight 3407 near Buffalo, New York claimed 50 lives and alerted the nation to the shortfalls in our aviation safety system, particularly at the regional airline level. In the wake of the tragedy, Schumer worked with the families who lost loved ones in the crash, to pass the Airline Safety and Federal Aviation Administration Extension Act of 2010. This landmark aviation safety legislation addressed many of the factors contributing to the increasing safety gap between regional and mainline carriers by requiring the FAA to develop regulations to improve safety, including enhanced entry-level pilot training and qualification standards, pilot fatigue rules, airline pilot training and safety management programs, and the creation of an electronic Pilot Record Database.
    Notably, the legislation included a mandate that first officers – also known as co-pilots – hold an Airline Transport Pilot (ATP) certificate, which requires that the pilot log 1,500 flight hours, and the advocacy of the families has led to many other laws including regulations to combat pilot fatigue, the establishment of the electronic Pilot Records Database, and more.
    Schumer has previously raised concerns about the Trump administration’s commitment to upholding air safety standards. Earlier this month, Schumer expressed worry about the nomination of Bryan Bedford, Trump’s nominee for the Administrator of the Federal Aviation Administration, due to his history of trying to repeal the 1,500-rule and continued refusal to commit to protecting the 1,500-hour rule and other aviation safety reforms created by the Flight 3407 during the confirmation process. With the Senate moving forward with Bedford’s nomination today, Schumer said it is important for the Trump administration to be firm in its commitment to maintaining air safety standards.
    As early as 2014, less than a year after the 1500-hour rulemaking process took effect, Mr. Bedford – serving as Republic Airways CEO – sought to reduce the number of hours required to serve as a pilot-in-command of a commercial airline. Again in 2022, the Bedford-led Republic Airways sought to circumvent flight-safety regulations by requesting an exemption from the 1500-hour rule. The FAA eventually denied this request, following strong advocacy from me and the families against Bedford’s attempt to roll back safety standards. Schumer said that, if confirmed as administrator, Bedford would have the authority to effectively erode the 1,500 rule which the Senator vowed to stand against.

    MIL OSI USA News –

  • MIL-OSI USA: Congressman Veasey Slams RFK Jr. for HHS Funding Cuts to Combat Opioid Epidemic After HHS Secretary Benefitted from Federal Programs

    Source: United States House of Representatives – Congressman Marc Veasey (33rd District of Texas)

    Headline: Congressman Veasey Slams RFK Jr. for HHS Funding Cuts to Combat Opioid Epidemic After HHS Secretary Benefitted from Federal Programs

    WASHINGTON, D.C. — Congressman Marc Veasey, a member of the Energy & Commerce Subcommittee on Health, grilled HHS Secretary Robert F. Kennedy Jr. over his proposed FY 2025-2026 budget—which includes devastating cuts to lifesaving staff, hospitals, grants, and programs aimed at combating the opioid crisis.

    When pressed by Rep. Veasey to justify the cuts, Secretary Kennedy stonewalled, dodging basic questions about the harm his budget would cause. Rep. Veasey didn’t hold back—calling out the blatant hypocrisy of a man who once relied on federally funded addiction treatment programs to get clean, only to now slash funding for millions of Americans, including veterans, children, and seniors.

    “This is Republican chaos, cronyism, hypocrisy, and theft on full display,” said Congressman Veasey. “They use the very programs they gut—then leave everyone else to suffer. Marjorie Taylor Greene took $180,000 in PPP loans and then voted to rip it away from other hardworking Americans. JD Vance’s mother got addiction help through programs. RFK Jr. used taxpayer dollars to recover from heroin addiction, and now he wants to defund those same programs for everyone else.”

    “It’s theft. It’s a cold, callous assault on the health and lives of everyday Americans. Don’t believe the spin. The truth is right here: Republicans will use these programs for themselves, then defund them once they’re done. It’s selfish. It’s dangerous. And it’s costing lives.”

    MIL OSI USA News –

  • MIL-OSI USA: Cassidy Celebrates Unanimous Committee Passage of Children and Teens’ Online Privacy Protection Legislation

    US Senate News:

    Source: United States Senator for Louisiana Bill Cassidy

    WASHINGTON – U.S. Senators Bill Cassidy, M.D. (R-LA) and Edward Markey (D-MA) celebrated the unanimous passage of their Children and Teens’ Online Privacy Protection Act (COPPA 2.0) through the Commerce Committee. The legislation would ensure children and teenagers are protected online by updating online data privacy rules for the 21st century.
    “We are proud of the momentum and broad support that our commonsense Children and Teens’ Online Privacy Protection Act is gaining from industry, advocates, and our own Senate colleagues,” said Senators Cassidy and Markey. “Today’s unanimous vote is further evidence of the broad, bipartisan commitment to protecting children and teens online. As our young people continue to face a devastating youth mental health crisis, Congress must pass COPPA 2.0 and implement these overdue safeguards for children and teens.” 
    Specifically, the Children and Teens’ Online Privacy Protection Act would: 

    Ban targeted advertising to children and teens; 

    Create an “Eraser Button” by requiring companies to permit users to delete personal information collected from a child or teen; 

    Establish data minimization rules to prohibit the excessive collection of children and teens’ data; 

    Revise COPPA’s “actual knowledge” standard to close the loophole that allows platforms to ignore kids and teens on their site; and 

    Build on COPPA by prohibiting internet companies from collecting personal information from users who are 13 to 16 years old without their consent. 

    MIL OSI USA News –

  • MIL-OSI China: Americans more cautious on spending amid tariffs

    Source: People’s Republic of China – State Council News

    Mark Reynolds, 48, a marketing professional outside of Washington, D.C., said he and his family used to take a lot of trips once the lockdowns were lifted after the COVID-19 pandemic — to Asia, Europe and in the United States.

    Over the last four years he and his family took about five trips a year. “We’ve cut that to two trips per year,” he told Xinhua.

    He has also canceled an expensive gym membership and cut his time with a personal trainer in half, and is now focusing on retirement savings.

    Since U.S. President Donald Trump announced sweeping tariffs in April, Americans have become increasingly cautious about opening their wallets.

    Consumer spending rose by a sluggish 0.2 percent in April, down from a 0.7 percent rise in the month prior, amid Americans’ concerns over how tariffs would impact the economy, according to data released last month by the Bureau of Economic Analysis.

    Many Americans seek to increase their savings, after splurging for several years after the pandemic. The personal savings rate rose to 4.9 percent in April from 4.3 percent in March, according to data from the Bureau of Economic Analysis.

    Since taking office, Trump has announced a slew of sweeping tariffs, including a general 10 percent duty on all goods coming into the United States. That has caused some products to go up in price.

    Gary Clyde Hufbauer, a non-resident senior fellow at the Peterson Institute for International Economics, told Xinhua that he expects Americans to continue making cutbacks.

    “Late payment rates on credit cards are high, and many households are buying food on short-term credit, housing sales are weak. All these indicate the financial problems average Americans are facing,” Hufbauer said.

    Sharon Erdhart, 68, a retiree in the U.S. state of New Jersey, said she shops at cheaper supermarkets even though she has to drive outside of her area a little further.

    “I don’t dine out anymore because of price increases. I have curtailed my credit card use,” she told Xinhua.

    U.S. retail sales declined 0.9 percent in May, exceeding the 0.6 percent drop that economists had forecast, according to data released by the U.S. Department of Commerce.

    Accounting firm KPMG’s recent consumer pulse report showed that in response to tariffs, “50 percent are cutting back on purchases, and 49 percent are actively seeking deals and discounts.”

    “We’re seeing a more selective and cost-conscious summer travel season,” said Duleep Rodrigo, KPMG’s consumer and retail leader.

    Joe Chance, a retired security professional in Philadelphia, told Xinhua he continues to take his family on vacation, but is taking bargain airlines now.

    “They don’t get movies or anything on board even like meals, but it’s cheap,” he said.

    Meanwhile, discount stores, such as Dollar Tree, Walmart, and TJX Companies — the firm that owns T.J. Maxx and Marshalls — have been gaining steam in the retail sector.

    Shoppers are opting toward lower prices, and consumers are more likely to seek bargains on goods ranging from beauty products to clothing.

    Hufbauer said he expects discount stores to do well in this environment.

    Dean Baker, a senior economist at the Center for Economic and Policy Research, told Xinhua: “Wage growth seems to have slowed, so that will slow spending and cause people to look to discount stores.”

    MIL OSI China News –

  • MIL-OSI: Electronic Health Records (EHR) Market Valued at USD 33.45 Billion in 2024, Set to Grow at 4.59% CAGR Through 2032 | AnalystView Market Insights

    Source: GlobeNewswire (MIL-OSI)

    San Francisco, USA, June 25, 2025 (GLOBE NEWSWIRE) — The Electronic Health Records (EHR) market was valued at USD 33,451.20 million in 2024 and is projected to grow at a CAGR of 4.59% from 2025 to 2032. This growth is driven by the global shift toward digital healthcare infrastructure, government mandates for record standardization, and the rising demand for efficient patient data management across hospitals, clinics, and ambulatory care centers. EHR systems are digital versions of a patient’s paper chart, offering real-time, patient-centered records that make information instantly and securely available to authorized users. They are critical for improving coordination between care providers, minimizing medical errors, and enhancing overall clinical outcomes.

    Government initiatives worldwide are playing a key role in promoting EHR adoption. Programs such as the U.S. HITECH Act, the EU’s digital health transformation goals, and India’s Ayushman Bharat Digital Mission are pushing healthcare providers toward digitization. At the same time, the rise of value-based care, telehealth, and mobile health applications has increased the need for interoperable and cloud-based EHR systems. The market is witnessing significant technological advancements, including integration with AI, predictive analytics, and mobile platforms, which enable better clinical decision-making and patient engagement. However, challenges such as high implementation costs, data privacy concerns, and interoperability issues between different systems remain key hurdles, particularly in emerging markets.

    North America dominates the global EHR market, backed by strong digital infrastructure and initiatives like the U.S. HITECH Act, which allocated over $35 billion to promote EHR adoption. Meanwhile, Asia-Pacific is emerging as the fastest-growing region, fueled by rising healthcare investments—India’s health budget rose 13% in 2023—and national digitization drives like China’s “Healthy China 2030.” Supportive policies, growing urbanization, and expanding patient volumes are accelerating EHR integration across the region, attracting global players and investors alike.

    Unlock in-depth insights and forecasts – Get your FREE sample report of the EHR market today: https://analystviewmarketinsights.com/request_sample/AV4020

    Key Players- Detailed Competitive Insights

    • Cerner Corporation
    • GE Healthcare
    • Veradigm LLC
    • Epic Systems Corporation
    • eClinicalWorks
    • Greenway Health, LLC
    • NextGen Healthcare, Inc.
    • Medical Information Technology, Inc.
    • CPSI
    • AdvancedMD, Inc.
    • Allscripts Healthcare Solutions
    • MEDHOST
    • Athenahealth
    • McKesson Corporation
    • Siemens Healthineers
    • Oracle Corporation

    Market Dynamics

    Drivers

    1. Government Mandates and Incentives: Many countries are accelerating Electronic Health Records (EHR) adoption through targeted policies. In the U.S., CMS’s Promoting Interoperability Program ties Medicare reimbursements to EHR usage. Germany’s Hospital Future Act allocated €4.3 billion for digital upgrades, while Australia’s My Health Record achieved over 90% population coverage. India’s Ayushman Bharat Digital Mission aims to create a unified health ID system, promoting seamless data exchange. These initiatives are driving global healthcare digitalization and fostering integrated patient care systems.
    2. Rising Demand for Streamlined Healthcare Delivery: For example, Mayo Clinic uses integrated EHRs to reduce duplication, streamline workflows, and access real-time patient data—cutting documentation time and improving care coordination across departments and specialties. 
    3. Growth in Telehealth and Remote Monitoring: The global shift toward telemedicine post-COVID-19 has increased the need for centralized digital records that can be accessed remotely. This trend is pushing both public and private healthcare providers to invest in cloud-based and interoperable EHR systems.
    4. Data-Driven Decision Making in Healthcare: As data becomes a core asset in personalized medicine and value-based care models, EHRs serve as critical repositories of patient history, lab reports, medications, and imaging data.

    Challenges

    • High Implementation and Maintenance Costs: The cost of deploying EHR software, training staff, and maintaining IT infrastructure can be prohibitive for small healthcare facilities, especially in developing nations.
    • Interoperability and Data Security Concerns: Although EHRs are designed to improve information sharing, achieving true interoperability across different systems remains a challenge. Moreover, the sensitive nature of health data makes security and compliance with data protection regulations (like HIPAA and GDPR) a critical issue.

    Opportunities

    • Integration with AI and analytics in EHRs enables predictive insights—such as Mount Sinai Hospital using AI models within EHRs to identify sepsis risk early, improving response time and patient outcomes. This innovation is driving demand for intelligent, data-driven systems.
    • Mobile and Cloud-Based EHRs: The adoption of mobile health apps and cloud platforms enables real-time access to health data, especially beneficial in rural and underserved regions.

    Regional Insights

    North America

    North America holds 42.50% of the global EHR market, driven by the U.S.’s early adoption and digital health funding. Epic Systems powers major hospital networks like Kaiser Permanente, while Canada’s Infoway initiative accelerates EHR integration, ensuring secure, interoperable data across provinces.

    Europe

    Europe is a mature yet fragmented market for EHRs. Countries like Germany, the UK, and the Netherlands are progressing well in EHR integration, while others lag due to privacy concerns and inconsistent digital policies. The EU’s push toward unified health records under the European Health Data Space initiative could streamline EHR adoption across member states.

    Asia-Pacific

    The Asia-Pacific region is projected to witness the fastest growth during the forecast period. Rapid urbanization, increased healthcare spending, and the digitalization efforts in countries like India, China, and Australia are major contributors. Government-backed programs such as India’s Ayushman Bharat Digital Mission and China’s Smart Healthcare initiative are significantly driving EHR deployment.

    Latin America & Middle East

    Both regions are gradually embracing EHR systems. Brazil, Saudi Arabia, and the UAE have initiated digital health reforms. However, budget constraints and a lack of infrastructure remain key barriers. International partnerships and private investments are expected to unlock growth potential in these markets.

    TABLE OF CONTENT

    1. Electronic Health Records Market Overview
    1.1. Study Scope
    1.2. Market Estimation Years
    2. Executive Summary
    2.1. Market Snippet
    2.1.1. Electronic Health Records Market Snippet By Product
    2.1.2. Electronic Health Records Market Snippet By Type
    2.1.3. Electronic Health Records Market Snippet By Business Model
    2.1.4. Electronic Health Records Market Snippet By Application
    2.1.5. Electronic Health Records Market Snippet By End Use
    2.1.6. Electronic Health Records Market Snippet by Country
    2.1.7. Electronic Health Records Market Snippet by Region
    2.2. Competitive Insights
    3. Electronic Health Records Key Market Trends
    3.1. Electronic Health Records Market Drivers
    3.1.1. Impact Analysis of Market Drivers
    3.2. Electronic Health Records Market Restraints
    3.2.1. Impact Analysis of Market Restraints
    3.3. Electronic Health Records Market Opportunities
    3.4. Electronic Health Records Market Future Trends
    4. Electronic Health Records Industry Study
    4.1. PEST Analysis
    4.2. Porter’s Five Forces Analysis
    4.3. Growth Prospect Mapping
    4.4. Regulatory Framework Analysis
    5. Electronic Health Records Market: Impact of Escalating Geopolitical Tensions
    5.1. Impact of COVID-19 Pandemic
    5.2. Impact of Russia-Ukraine War
    5.3. Impact of Middle East Conflicts
    6. Electronic Health Records Market Landscape
    6.1. Electronic Health Records Market Share Analysis, 2024
    6.2. Breakdown Data, by Key Manufacturer
    6.2.1. Established Players’ Analysis
    6.2.2. Emerging Players’ Analysis
    7. Electronic Health Records Market – By Product
    7.1. Overview
    7.1.1. Segment Share Analysis, By Product, 2024 & 2032 (%)
    7.1.2. On-premises
    7.1.3. Web & Cloud-Based EHR
    8. Electronic Health Records Market – By Type
    8.1. Overview
    8.1.1. Segment Share Analysis, By Type, 2024 & 2032 (%)
    8.1.2. Acute
    8.1.3. Outpatient
    8.1.4. Post Acute
    9. Electronic Health Records Market – By Business Model
    9.1. Overview
    9.1.1. Segment Share Analysis, By Business Model, 2024 & 2032 (%)
    9.1.2. Licensed Software
    9.1.3. Technology Resale
    9.1.4. Subscriptions
    9.1.5. Professional Services
    9.1.6. Others
    10. Electronic Health Records Market – By Application
    10.1. Overview
    10.1.1. Segment Share Analysis, By Application, 2024 & 2032 (%)
    10.1.2. Cardiology
    10.1.3. Neurology
    10.1.4. Radiology ………

    Reasons to Invest in the EHR Market

    1. Essential Role in Modern Healthcare Systems
      EHRs are no longer optional but a fundamental part of modern healthcare. As hospitals strive to improve patient care, safety, and efficiency, EHRs serve as a backbone for digital health ecosystems.
    2. Regulatory Push and Compliance Standards
      Investment in compliant EHR systems helps healthcare providers align with stringent data protection laws while avoiding penalties and securing patient trust.
    3. Increasing Healthcare Expenditure
      Globally, healthcare budgets are expanding. A significant portion is being directed toward digital infrastructure, making EHR vendors prime beneficiaries of government and institutional funding.
    4. Rising Adoption of Cloud and AI Technologies
      EHR vendors integrating cloud capabilities and AI features offer enhanced scalability, analytics, and patient engagement. These smart EHRs are more future-proof and attractive to investors.
    5. Long-Term Cost Benefits for Healthcare Providers
      Despite initial costs, EHR systems lead to long-term savings by reducing administrative workload, avoiding duplication of tests, and minimizing errors.

    Future Outlook

    The Electronic Health Records (EHR) market is poised for a tech-driven evolution, with AI integration, cloud-based platforms, and interoperability leading the way. By 2032, real-time data exchange, as seen in the U.K.’s NHS Federated Data Platform and India’s Ayushman Bharat Digital Mission, will become standard.

    Growing cybersecurity investments and patient-centric innovations are redefining EHR functionality. With global healthcare systems embracing value-based care, the market is set for intelligent, adaptive, and patient-connected growth worldwide.

    Discover the Full Study : https://analystviewmarketinsights.com/reports/report-highlight-electronic-health-records-market

    Explore More Research Titles in the Healthcare Category by AnalystView Market Insights:

    The MIL Network –

  • MIL-OSI USA: Congresswoman Kim Schrier (WA-08) Blasts RFK Jr. For Lying to a Sitting Senator, the American People About His Dismantling of the Advisory Committee on Immunization Practices (ACIP), Vaccine Efficacy and Safety

    Source: United States House of Representatives – Congresswoman Kim Schrier, M.D. (WA-08)

    WASHINGTON, DC – Just hours ago, at the Energy and Commerce Health Subcommittee hearing, Congresswoman Kim Schrier, M.D. (WA-08) – the first pediatrician elected to Congress and co-chair of the Congressional Doctors Caucus – blasted Health and Human Services (HHS) Secretary Robert F. Kennedy Jr. for lying to Senator Bill Cassidy (R-LA) and the American people about his dismantling of the Advisory Committee on Immunization Practices (ACIP) and his undermining of vaccine efficacy and safety.

    “I just want to tell you that for most of us sitting here right now, we believe Senator Cassidy more than we trust you when it comes to vaccinations. It sounds to me like you gave him the answer he needed to hear in order to get his confirmation vote, and then as soon as you were Secretary, you turned around and did whatever you wanted – you fired all 17 members [of ACIP],” said Congresswoman Kim Schrier. “Mr. Secretary, you are now on the record – you lied to Senator Cassidy, you have lied to the American people, you have lied to parents about vaccines for 20 years, and I also want to be clear that I will lay all responsibility for every death from a vaccine-preventable at your feet.”

    To watch Congresswoman Schrier’s full remarks, click here.

    ###

    MIL OSI USA News –

  • MIL-OSI Australia: Cash Converters and Mobile Travel Agents pay penalties for allegedly breaching Franchising Code of Conduct

    Source: Australian Ministers for Regional Development

    Franchisors Cash Converters Pty Ltd and MTA – Mobile Travel Agents Pty Ltd (MTA) have each paid a $16,500 penalty after the ACCC issued both companies with an infringement notice after they each allegedly breached the Franchising Code of Conduct.

    The ACCC alleges that second-hand goods retailer and pawn broker Cash Converters, and travel agency MTA, each failed to meet their obligation to annually update or confirm franchisor information on the Franchise Disclosure Register as required by the Franchising Code of Conduct.

    The Franchise Disclosure Register is an online register hosted and administered by the Department of the Treasury. It is a free service intended to give prospective franchise buyers, current franchisees and professional advisers access to information provided by franchisors.

    “The requirement for franchisors to maintain accurate and up-to-date public profiles on the Register ensures prospective franchisees and other stakeholders have clear and accurate information to help them make informed business decisions, including whether to enter into a franchise agreement,” ACCC Deputy Chair Mick Keogh said.

    “A franchisor’s failure to maintain up-to-date information on the Register undermines transparency for prospective franchisees, and the reliability and integrity of the Register.”

    The ACCC will continue to monitor the franchising sector’s compliance with the Franchising Code of Conduct including the Register obligations.

    “The Franchising Code of Conduct applies to franchising in Australia to help address some of the problems caused by the power imbalance in the franchise relationship,” Mr Keogh said.

    “Failure to comply with the requirements of the Franchising Code of Conduct may result in penalties or other enforcement action by the ACCC.”

    One of the ACCC’s enduring compliance and enforcement priorities is to ensure that small businesses receive the protections of competition and consumer laws, including mandatory industry codes such as the Franchising Code of Conduct.

    More information for current and potential franchisees, and for franchisors, is available on the ACCC website at Franchising Code of Conduct.

    Background

    MTA is an Australian-based travel agency offering personal travel planning services. It has approximately 488 franchisees and operates nationally.

    Cash Converters offers buying and selling of second-hand goods, pawn broking and personal loans. In Australia, it has about 74 franchisee-owned stores and 79 corporate-owned stores.

    Notes to editors

    The ACCC is responsible for regulating industry codes that are prescribed under the Competition and Consumer Act, including the Franchising Code of Conduct. The Franchising Code of Conduct is a mandatory national code that regulates the conduct of franchising participants towards each other.

    The Franchising Code of Conduct sets out, among other things:

    • franchisors’ disclosure requirements
    • how disputes between parties to a franchise agreement should be resolved, and 
    • when franchisors must include or update information on the RegisterThe ACCC can issue an infringement notice when it has reasonable grounds to believe a person or business as contravened certain provisions of an industry code.

    A person or business is not regarded as having contravened the provision of the industry code merely by paying the penalty specified in an infringement notice.

    On 18 March 2025, the Government announced it will provide $7.1 million over two years to strengthen the ACCC’s enforcement of the Franchising Code of Conduct. This funding uplift enables the ACCC to undertake more education, enforcement and engagement in the franchising sector.

    MIL OSI News –

  • MIL-OSI: Dime Sponsors 10th New York City Small Business Challenge

    Source: GlobeNewswire (MIL-OSI)

    HAUPPAUGE, N.Y., June 25, 2025 (GLOBE NEWSWIRE) — Dime Community Bancshares, Inc. (the “Company” or “Dime”) (NASDAQ: DCOM), the parent company of Dime Community Bank (the “Bank”), announced that the Bank, in partnership with 1010 WINS, hosted the Dime Community Bank $10K Small Business Challenge in Manhattan for the 10th consecutive year. This year’s challenge saw a record number of applicants from across New York City competing for a $10,000 grant to support their new business growth.

    ABOUT DIME COMMUNITY BANCSHARES, INC.

    Dime Community Bancshares, Inc. is the holding company for Dime Community Bank, a New York State-chartered trust company with over $14 billion in assets and the number one deposit market share among community banks on Greater Long Island (1).

    Dime Community Bancshares, Inc.
    Investor Relations Contact:
    Avinash Reddy
    Senior Executive Vice President – Chief Financial Officer
    Phone: 718-782-6200; Ext. 5909
    Email: avinash.reddy@dime.com

    ¹ Aggregate deposit market share for Kings, Queens, Nassau & Suffolk counties for community banks with less than $20 billion in assets.

    FORWARD-LOOKING STATEMENTS
    Statements contained in this news release that are not historical facts are forward-looking statements as that term is defined in the Private Securities Litigation Reform Act of 1995. Such forward-looking statements are subject to risks and uncertainties which could cause actual results to differ materially from those currently anticipated.

    The MIL Network –

  • MIL-OSI USA: SBA Offers Disaster Relief to Oregon Small Businesses, Private Nonprofits and Residents Affected by the Harney County Flooding

    Source: United States Small Business Administration

    SACRAMENTO, Calif. – The U.S. Small Business Administration (SBA) announced the availability of low interest federal disaster loans to Oregon small businesses, private nonprofits and residents to offset physical and economic losses from the Harney County flooding occurring March 12-April 15.

    The declaration covers the Oregon counties of Crook, Deschutes, Grant, Harney, Lake and Malheur as well as the Nevada counties of Humboldt and Washoe.

    Businesses and nonprofits are eligible to apply for business physical disaster loans and may borrow up to $2 million to repair or replace disaster-damaged or destroyed real estate, machinery and equipment, inventory, and other business assets.

    Homeowners and renters are eligible to apply for home and personal property loans and may borrow up to $100,000 to replace or repair personal property, such as clothing, furniture, cars, and appliances. Homeowners may apply for up to $500,000 to replace or repair their primary residence.

    Applicants may be eligible for a loan increase of up to 20% of their physical damage, as verified by the SBA, for mitigation purposes. Eligible mitigation improvements include insulating pipes, walls and attics, weather stripping doors and windows, and installing storm windows to help protect property and occupants from future disasters.

    SBA’s Economic Injury Disaster Loan (EIDL) program is available to eligible small businesses, small agricultural cooperatives, nurseries and private nonprofit (PNP)organizations impacted by financial losses directly related to this disaster. The SBA is unable to provide disaster loans to agricultural producers, farmers, or ranchers, except for aquaculture enterprises.

    EIDLs are for working capital needs caused by the disaster and are available even if the business or PNP did not suffer any physical damage. They may be used to pay fixed debts, payroll, accounts payable, and other bills not paid due to the disaster.

    Interest rates are as low as 4% for businesses, 3.62% for PNPs, and 2.75% for homeowners and renters with terms up to 30 years. Interest does not begin to accrue, and payments are not due until 12 months from the date of the first loan disbursement. The SBA sets loan amounts and terms based on each applicant’s financial condition.

    “When disasters strike, SBA’s Disaster Loan Outreach Centers play a vital role in helping small businesses and their communities recover,” said Chris Stallings, associate administrator of the Office of Disaster Recovery and Resilience at the SBA. “At these centers, SBA specialists assist business owners and residents with disaster loan applications and provide information on the full range of recovery programs available.”

    Beginning Friday, June 27, SBA customer service representatives will be on hand at the following Disaster Loan Outreach Center (DLOC) to answer questions about SBA’s disaster loan program, explain the application process and help each individual complete their application. Walk-ins are accepted, but you can schedule an in-person appointment in advance at appointment.sba.gov.

    The DLOC hours of operation are as follows:

    HARNEY COUNTY
    Disaster Loan Outreach Center
    Harney County Senior Center
    17 S. Alder Ave.
    Burns, OR  97720

    Opens at 12 p.m., Friday, June 27

    Mondays – Fridays, 8:00 a.m. – 4:30 p.m.

    Closed Friday, July 4 for Independence Day

    To apply online, visit sba.gov/disaster. Applicants may also call SBA’s Customer Service Center at (800) 659-2955 or email disastercustomerservice@sba.gov for more information on SBA disaster assistance. For people who are deaf, hard of hearing, or have a speech disability, please dial 7-1-1 to access telecommunications relay services.

    The deadline to return physical damage applications is Aug. 25, 2025. The deadline to return economic injury applications is March 25, 2026.

    ###

    About the U.S. Small Business Administration

    The U.S. Small Business Administration helps power the American dream of business ownership. As the only go-to resource and voice for small businesses backed by the strength of the federal government, the SBA empowers entrepreneurs and small business owners with the resources and support they need to start, grow, expand their businesses, or recover from a declared disaster. It delivers services through an extensive network of SBA field offices and partnerships with public and private organizations. To learn more, visit www.sba.gov.

    MIL OSI USA News –

  • MIL-OSI Australia: Australian Gas Networks in Court over alleged greenwashing in renewable gas campaign

    Source: Australian Ministers for Regional Development

    The ACCC has launched Federal Court action against gas distributor Australian Gas Networks Limited alleging it made false and misleading representations in its ‘Love Gas’ TV and digital advertising campaign.

    The ACCC alleges Australian Gas Networks misled millions of consumers when it represented, in ads that ran during 2022 and 2023, that the gas it distributes to households on its network will be renewable within a generation.

    Australian Gas Networks did not have reasonable grounds for making the unqualified claim about the future of gas, which featured in advertisements run on free-to-air television, streaming services and on YouTube, the ACCC alleges.

    “We allege that Australian Gas Networks engaged in greenwashing in its ‘Love Gas’ ad campaign,” ACCC Chair Gina Cass-Gottlieb said.

    “We allege that the ads overstated the likelihood of Australian Gas Networks overcoming significant technical and economic barriers to distribute renewable gas to households within a generation.”

    “It is not currently possible to distribute renewable gas at scale and at an economically viable price, and throughout 2022 and 2023 it was highly uncertain whether, and if so when, this would be possible,” Ms Cass-Gottlieb said.

    “We allege that even though Australian Gas Networks knew the future of renewable gas was uncertain, it made an unqualified representation to consumers that it would distribute renewable gas to households within a generation.”

    “We say these ads were intended to encourage consumers to connect to, or remain connected to, Australian Gas Networks’ distribution network and to purchase gas appliances for their homes, based on the misleading impression they would receive ‘renewable gas’ within a generation,” Ms Cass-Gottlieb said.

    “We consider that consumers were deprived of the opportunity to make fully informed choices, in accordance with their values, about the most appropriate energy sources for use in their homes, the household appliances they should invest in, and the steps they could take to reduce greenhouse gas emissions.”

    The claims by Australian Gas Networks were contained in four advertisements which all featured a young girl and her father using gas appliances in the home for cooking, bathing or heating. The advertisements then fast-forward in time to show the girl, now portrayed as a young adult, engaging in the same household activities.

    The ads featured a voiceover stating the following, or similar:

    • Some things never change, but the flame we use will.
    • It’s becoming renewable.
    • Controllable, reliable gas.
    • For this generation and the next.

    The final frame of each ad featured the company’s logo next to a green flame, and the words; “Love gas. Love a renewable gas future”; or just “Love Gas”.

    The ads did not contain any qualifications, fine print or disclaimers.

    “Businesses that make false or misleading environmental claims make it harder for consumers to support businesses that are genuinely working to reduce their environmental impact,” Ms Cass-Gottlieb said.

    “Businesses that make environmental claims about the future must have reasonable grounds for those claims, or they will be taken to be misleading under the Australian Consumer Law. Businesses must take care when they promote emissions-reduction measures that their claims can be backed up with evidence, and that they are realistic about emerging energy technologies and when changes are likely to be achieved. Misleading claims not only break the trust of consumers, they also breach the Australian Consumer Law.”

    The ACCC is seeking declarations, penalties, costs and other orders.

    Background

    The “Love Gas” advertising campaign ran between 20 March 2022 to 2 October 2022 and again from 1 August 2023 to 15 October 2023.

    Australian Gas Networks is one of Australia’s largest gas infrastructure businesses. It owns and operates gas transmission and distribution pipelines.

    Australian Gas Networks distributes natural gas to around 1.3 million homes and businesses, principally in Victoria and South Australia, as well as in Queensland, New South Wales and the Northern Territory.

    The ACCC commenced this investigation after receiving complaints about Australian Gas Networks from consumers and the Australian Conservation Foundation.

    In December 2023, the ACCC published its guidance for businesses on making environmental and sustainability claims. It sets out what the ACCC considers to be misleading conduct and good practice when making such claims, to help businesses provide clear, accurate and trustworthy information to consumers about the current and future environmental performance of their business.

    Images from the Love Gas Advertisements

    MIL OSI News –

  • MIL-OSI Economics: News release: CanREA Summit examines renewables investment in Canada’s current financial landscape

    Source: – Press Release/Statement:

    Headline: News release: CanREA Summit examines renewables investment in Canada’s current financial landscape

    At Clean Power Finance Canada—CanREA Summit 2025, finance and energy industry experts highlighted massive opportunities for investors, developers and policymakers to build a clean, affordable and resilient energy future for all Canadians.

    Toronto, June 25, 2025— More than 200 people attended the second edition of Clean Power Finance Canada—CanREA Summit, a full-day conference presented by CIBC and held at CIBC Square in downtown Toronto today.

    This annual event brings together clean energy companies and investment experts to discuss the particularities of investing in renewable energy and energy storage projects, aiming to understand the current financial landscape of Canada’s clean-energy industry, which stands ready to build modular, scalable, clean energy projects at pace to serve Canadian industries, businesses and homes.

    “Clean electricity is a strategic Canadian advantage, and Canada is open for business: CanREA is currently tracking more than 18 GW of new clean energy projects, representing more than $34 billion in investment, and there continues to be massive opportunities for investors, developers and policymakers to collaborate in building a cleaner energy future for Canadians,” said Vittoria Bellissimo, CanREA’s President and CEO.

    “As global electricity demand continues to rise, we must accelerate the planning and execution of clean energy projects to ensure affordable, reliable and sustainable power for our industries, businesses and households.”

    Many leading Canadian finance and energy experts highlighted the critical role of strategic investments and policy support in accelerating Canada’s clean energy transition in the current geopolitical landscape.

    “As markets across Canada continue to seek new energy sources, the clean electricity sector has a unique opportunity to satisfy some of those needs and CIBC is ready to support our clients’ ambitions in the sector,” said James Brooks, Managing Director & Co-Head, Energy, Infrastructure & Transition, Global Investment Banking, CIBC.

    Roman Dubczak (Deputy Chair at CIBC Capital Markets), delivered the Summit’s opening remarks, alongside CanREA’s Bellissimo, followed by a keynote address from Sashen Guneratna (Managing Director, Investments, at Canada Infrastructure Bank).

    In the opening plenary, “Global trends, local impacts: How will international trade and energy policies affect Canada’s clean energy markets,” moderator Michelle Chislett (Executive VP at Northland Power) and panelists James Brooks (Managing Director and Co-Head of Energy, Infrastructure and Investment Banking at CIBC), Elizabeth Kaiga (CCO of Energy Systems, North America at DNV) and Ryan Lax (Counsel, Torys LLP) provided informed answers to urgent questions about the current global trade and energy landscape and how to navigate these turbulent times.

    Other highlights included:

    In “Cutting edge: Financing emerging clean power technologies,” panelists delved into the innovative tech poised to burst onto the clean-power scene—and the supply chains required to service them.

    In “Indigenous equity financing: Funding opportunities for clean energy partnerships,” speakers identified well-known obstacles and various financing and investment solutions for Indigenous communities seeking equity partnerships.

    In “Mapping the political landscape: Policy insights for Canada’s clean power industry,” speakers discussed Canada’s current energy and electricity policies as the cornerstone of our economic growth and national sovereignty.

    In “Canada’s Renewable Energy Market Outlook 2025,” representatives of CanREA and Dunsky Energy + Climate Advisors offered a preview of their upcoming report, launching in September 2025, which will present a comprehensive forecast and analysis of the future costs and market outlook for wind energy, solar energy and energy storage technologies across Canada.

    At the annual “CanREA Connects Ontario” networking reception, nearly 300 industry professionals capped off the Summit with drinks, laughs and discussions about the day’s topics.

    “This year’s Clean Power Finance Canada—CanREA Summit investigated the financial mechanisms driving Canada’s clean energy future and examined how we can ensure the investment needed to accelerate the deployment of all the affordable clean power we will need in the coming years,” said Wesley Johnston, CanREA’s Vice President, Business Development, Finance and Operations.

    “This event is about more than just capital—it’s about collaboration between developers, investors, Indigenous partners and policymakers, to get clean energy projects built on time and on budget.”

    CanREA wishes to thank all attendees, moderators and speakers for helping to make the Clean Power Finance Canada—CanREA Summit a success. A special word of thanks to our Presenting Sponsor CIBC, as well as Platinum Sponsors Vancity Community Investment Bank (VCIB) & Northland Power, Gold Sponsors DNV, Gowling WLG & Dunsky Energy + Climate Advisors, Silver Sponsors Goldwind, EDF, LCAB & Osler, and Bronze Sponsors Innergex, Compass Energy Consulting, RES Group, TACT, KPMG, Hub International, PCL Construction, Phoventus & Nordex.

    Photos

    Photo: More than 200 people attended the second annual Clean Power Finance Canada—CanREA Summit, held June 25 in downtown Toronto. This full-day conference, hosted by the Canadian Renewable Energy Association (CanREA), brings together industry leaders and investment experts, aiming to open dialogue between Canada’s finance and clean power industries.

    Photo: Roman Dubczak, Deputy Chair at CIBC Capital Markets, delivered opening remarks from the Summit’s Presenting Sponsor, CIBC.

    Photo: The opening plenary, “Global trends, local impacts: How will international trade and energy policies affect Canada’s clean energy markets,” featured moderator Michelle Chislett (Executive VP at Northland Power) and panelists James Brooks (Managing Director and Co-Head of Energy, Infrastructure and Investment Banking at CIBC), Elizabeth Kaiga (CCO of Energy Systems, North America at DNV) and Ryan Lax (Counsel, Torys LLP).

    Quotes

    “As markets across Canada continue to seek new energy sources, the clean electricity sector has a unique opportunity to satisfy some of those needs and CIBC is ready to support our clients’ ambitions in the sector.”
    —James Brooks, Managing Director & Co-Head, Energy, Infrastructure & Transition, Global Investment Banking CIBC

    “Clean electricity is a strategic Canadian advantage, and Canada is open for business: CanREA is currently tracking more than 18 GW of new clean energy projects, representing more than $34 billion in investment, and there continues to be massive opportunities for investors, developers and policymakers to collaborate in building a cleaner energy future for Canadians. As global electricity demand continues to rise, we must accelerate the planning and execution of clean energy projects to ensure affordable, reliable and sustainable power for our industries, businesses and households.”
    —Vittoria Bellissimo, President and CEO, Canadian Renewable Energy Association (CanREA)

    “This year’s Clean Power Finance Canada—CanREA Summit investigated the financial mechanisms driving Canada’s clean energy future and examined how we can ensure the investment needed to accelerate the deployment of all the affordable clean power we will need in the coming years. This event is about more than just capital—it’s about collaboration between developers, investors, Indigenous partners and policymakers, to get clean energy projects built on time and on budget.”
    —Wesley Johnston, Vice President, Business Development, Finance and Operations, Canadian Renewable Energy Association (CanREA)

    For interview opportunities, please contact:

    Michaela Ianni, Communications SpecialistCanadian Renewable Energy Association613-805-4465communications@renewablesassociation.ca

    About CanREA

    The Canadian Renewable Energy Association (CanREA) is the voice for wind energy, solar energy and energy storage solutions that will power Canada’s energy future. We work to create the conditions for a modern energy system through stakeholder advocacy and public engagement. Our diverse members are uniquely positioned to deliver clean, low-cost, reliable, flexible and scalable solutions for Canada’s energy needs. Follow us on Bluesky and LinkedIn. Subscribe to our newsletter. Learn more at renewablesassociation.ca. 

    The post News release: CanREA Summit examines renewables investment in Canada’s current financial landscape appeared first on Canadian Renewable Energy Association.

    MIL OSI Economics –

  • MIL-Evening Report: Stable public housing in the first year of life boosts children’s wellbeing years down the track – new research

    Source: The Conversation (Au and NZ) – By Jaimie Monk, Research Fellow, Motu Economic and Public Policy Research

    Phil Walter/Getty Images

    New Zealand’s unaffordable housing market means low-income families face big constraints on their accommodation options. This involves often accepting housing that is insecure, cold, damp or in unsuitable neighbourhoods.

    But little is known about the impact of housing type early in life on children’s wellbeing over time.

    Using data from nearly 6,000 children in the Growing Up in New Zealand study, our new research compared outcomes for children provided with public housing support during the crucial earliest years (pregnancy through to nine months) with those in other types of housing.

    What we found supports ongoing investment in secure, quality housing as a way to reduce inequalities in New Zealand – particularly for those with very young children.

    Importantly, by the age of 12, children who started life in public housing had higher levels of wellbeing than some of their peers.

    Tracking wellbeing

    For our project, we used data on the type of housing at nine months of age, as well as mothers’ assessments of children’s social and emotional development across the period when the children were two to nine years old.

    The final data we used were the children’s own responses regarding their quality of life at 12 years old.

    Housing was categorised into four types: private ownership (52.3% of children), public rental (9.1%), private rental (35.8%) or other (2.9%).

    The New Zealand government provides housing subsidies to approximately 7% of the population. Public housing comprises around 4% of the country’s housing stock.

    Demand for help has remained high, with 20,300 people on the waitlist for social housing in December 2024. At the same time, Kāinga Ora has axed 212 housing projects because they did not stack up financially, or were in the wrong locations.

    Housing influences behaviour

    Throughout our research, we found children who began life in public housing were the group facing the most disadvantage. They exhibited higher levels of behavioural difficulties in early childhood than those in other housing types.

    These behavioural difficulties include conduct, hyperactivity and emotional or peer relationship problems. However, their difficulty scores declined more steeply over time, getting closer to their peers by age nine.

    In contrast, children’s trajectories of prosocial behaviour, such as being kind and helpful, were the same for each group.

    By 12, self-reported wellbeing for children who started life in public housing was at or above that of their peers in private rentals, despite being in the most disadvantaged group in their early years.

    These results are different to the outcomes seen in similar research from Australia which found children in public housing had widening gaps in wellbeing compared with their peers in privately owned houses.

    In New Zealand, factors such as strong relationships with important adults such as parents and teachers, and reduced exposure to bullying, were found to be more strongly associated with quality of life at this age than housing type or frequency of moving house.

    The importance of a stable home

    Our work focuses on the early years of a child’s life where security, financial stability and a warm, dry home are important for children’s healthy development. Public housing filled this need for many low-income families.

    Despite the positive results seen at 12, gaps in behavioural development between children from the public housing group and their peers were apparent when children started school.

    These differences in school readiness mean these children are likely to need wider support to ensure they can make the most of long-term educational opportunities.

    But overall, having access to public housing in infancy appears to have cumulative benefits for vulnerable children in New Zealand, providing a stable base for families as children start their lives.

    Jaimie Monk received funding from the Ministry of Business, Innovation and Employment Endeavour Programme for this research and has previously received funding from the Ministry of Social Development.

    – ref. Stable public housing in the first year of life boosts children’s wellbeing years down the track – new research – https://theconversation.com/stable-public-housing-in-the-first-year-of-life-boosts-childrens-wellbeing-years-down-the-track-new-research-259534

    MIL OSI Analysis – EveningReport.nz –

  • MIL-OSI USA: Kilwins Quality Confections, LLC. Issues Allergy Alert on Undeclared Pecans in Mocha Truffles

    Source: US Department of Health and Human Services – 3

    Summary

    Company Announcement Date:
    June 25, 2025
    FDA Publish Date:
    June 25, 2025
    Product Type:
    Food & Beverages
    Reason for Announcement:

    Recall Reason Description
    Undeclared pecans

    Company Name:
    Kilwins Quality Confections, LLC
    Brand Name:

    Brand Name(s)
    Kilwins

    Product Description:

    Product Description
    Mocha Truffles

    Company Announcement
    Kilwins Quality Confections, LLC., of Petoskey, Michigan, is voluntarily recalling Mocha Truffles because they may contain undeclared pecans. People who have an allergy or severe sensitivity to pecans run the risk of serious or life-threatening allergic reaction if they consume these products.
    The recalled Mocha Truffles were distributed by Kilwins Quality Confections, LLC., and may have been sold at nine (9) Kilwins retail stores in the following cities: Orange Beach, AL, located at 4751 Main St, Unit F113; Coral Springs, FL; Vero Beach, FL; Winter Park, FL; Thomasville, GA; Annapolis, MD; Portsmouth, NH; Wilmington, NC, located at 16 Market St; and Alexandria, VA.
    The recalled product was possibly sold at these nine Kilwins retail locations from April 28, 2025 through May 30, 2025.
    The affected product is typically sold out of the chocolate display cases in stores. It may also be packaged by the stores into any of the following retail packages:

    4564 Family Assortment 9 oz
    4565 Family Assortment 14 oz
    4566 Family Assortment 28 oz
    4567 Family Assortment 42 oz
    4574 Truffle Assortment 5 oz
    43109 Truffle Assortment 8 oz
    43110 Mocha Truffles 75 oz
    44121 Truffle Assortment 75 oz

    The numbers listed before the product names would appear below the barcode on the back of the package.
    No illnesses have been reported to date in connection with this product.
    The recall was initiated after it was discovered that a product containing pecans was distributed in packaging that did not reveal the presence of pecans.
    Consumers who have purchased this product within the above time frame are urged to return the product to any Kilwins location for a full refund or dispose of the affected product. Consumers with questions may contact Kilwins Quality Confections, LLC. at 231-347-3800 Monday through Friday from 9am EST through 4:30pm EST.

    Company Contact Information

    Consumers:
    Kilwins Quality Confections, LLC
    231-347-3800

    Product Photos

    Content current as of:
    06/25/2025

    Regulated Product(s)

    Follow FDA

    MIL OSI USA News –

  • MIL-OSI USA: García, Ocasio-Cortez, DeGette Send Letter Urging HHS Secretary Kennedy to Immediately Cease Sharing Non-citizen Medicaid Data with Immigration Enforcement Officials

    Source: United States House of Representatives – Representative Jesús Chuy García (IL-04)

    WASHINGTON, D.C. – Today, Representatives Jesús “Chuy” García (IL-04), Alexandria Ocasio-Cortez (NY-14), and Diana DeGette (CO-01), who serves as ranking member for the Subcommittee on Health on the Energy and Commerce Committee, led 28 colleagues in a letter to Department of Health and Human Services (HHS) Secretary Robert F. Kennedy, Jr. regarding the reported sharing of non-citizen Medicaid enrollee data with the Department of Homeland Security (DHS) for immigration enforcement purposes.

    “We write to urge CMS to immediately cease any data sharing with DHS and to direct DHS to destroy any individually identifiable health information transmitted by CMS to DHS,” wrote the lawmakers. “We are particularly concerned that these latest actions will have a chilling effect and jeopardize access to services for those who rely on Medicaid and other public programs for lifesaving care, including the 5.5 million U.S. citizen children in mixed status families.”

    Reporting from the Associated Press (AP) details new efforts by the Trump administration to access and share the private, personally identifiable information of individuals residing in the U.S. According to the AP, top advisors at HHS ordered the release of Medicaid enrollees’ sensitive personal information to DHS despite nonpartisan expert officials’ reported concerns that sharing such data would raise considerable ethical concerns and could violate federal law, including the Social Security Act and the Privacy Act of 1974.

    At the end of the letter, the lawmakers posed the following questions: 

    1. Please detail any and all communication with state Medicaid officials regarding the Trump administration’s efforts to obtain this data, including the exact information requested from state Medicaid agencies subject to the audit described in “SUBJECT: Ending Taxpayer Subsidization of Open Borders.”13 In addition: 

      a. Please include the parameters outlining for which Medicaid applicants or enrollees CMS requested information (i.e., did CMS obtain data specifically on individuals for whom emergency Medicaid payments were made to hospitals, individuals who received statefunded health benefits, individuals who are lawfully present and eligible for Medicaid and/or Children’s Health Insurance Program benefits);

      b. Please specify if such requested information included personally identifiable information such as name and address and, if so, what such information; and c. 

      c. As of the date of your response, please specify which states have provided such information as well as which states have received inquiries.

    2. Please provide copies of any data sharing agreements between CMS and any state for which CMS has provided data to DHS.

    3. What, if any, data was requested from HHS by DHS and for what purpose?

      a. On what date did DHS request such data?

    4. What, if any, data was shared by HHS with DHS and in what format?   
    5. What legal authority, if any, is CMS citing for the release of this personally identifiable information to DHS?

    6. Please share the below correspondence:

      a. Any and all communication from HHS and CMS to DHS regarding the transfer of this data.

      b. Any and all communication within HHS about sharing this data, including the memo prepared by CMS staff detailing their objections to the sharing of personal information of non-citizen enrollees.

    7. Did HHS and DHS enter into a data sharing agreement or any other memorandum of understanding pertaining to the use of Medicaid data or resources for the purposes of immigration enforcement? If so, please provide a copy of that agreement. If not, please explain why the agencies did not enter into a data sharing agreement or other memorandum and describe what, if any, policies and practices are in place regarding the storage, retrievability, access controls, retention, and disposal of the data, as required by the Privacy Act of 1974.

    They requested that Secretary Kennedy provide written responses by no later than Monday, July 21, 2025.

    In addition to Reps. García, Ocasio-Cortez, and DeGette, the letter was signed by Reps. Nanette Barragán (CA-44), Suzanne Bonamici (OR-01), Joaquin Castro (TX-20), Sheila Cherfilus-McCormick (FL-20), Emanuel Cleaver (MO-05), Danny K. Davis (IL-07), Maxine Dexter (OR-03), Debbie Dingell (MI-06), Adriano Espaillat (NY-13), Cleo Fields (LA-06), Robert Garcia (CA-42), Robin Kelly (IL-02), Raja Krishnamoorthi (IL-08), Doris Matsui (CA-07), James McGovern (MA-02), Gregory Meeks (NY-05), Seth Moulton (MA-06), Jerrold Nadler (NY-12), Eleanor Norton (DC), Delia Ramirez (IL-03), Emily Randall (WA-06), Jan Schakowsky (IL-09), Rashida Tlaib (MI-12), Jill Tokuda (HI-02), Norma Torres (CA-35), Ritchie Torres (NY-15), Lori Trahan (MA-03) and Nydia Velázquez (NY-07). 

    The full text of the letter can be found here.

    MIL OSI USA News –

  • MIL-OSI USA: Smith Announces Additional June Staff Outreach Events

    Source: United States House of Representatives – Congressman Adrian Smith (R-NE)

    Washington, DC — Constituents of Third District Congressman Adrian Smith (R-NE) are invited to meet with a member of his staff during these additional June outreach events in Ravenna, St. Paul, and Central City. 

    A staff outreach event is an opportunity for constituents to meet directly with a member of Smith’s staff about federal issues, receive assistance with a federal agency, or take advantage of the services available through his office. 

    Smith, who has offices in Grand Island, Scottsbluff, and Nebraska City, will provide a staff member at the following times and locations: 

    Tuesday, June 24, 2025  

    Ravenna Chamber of Commerce
    318 Grand Avenue, Ravenna
    9:00 a.m. – 10:00 a.m. CT  

    St. Paul Community Library
    1301 Howard Avenue, St. Paul
    11:00 a.m. – 12:00p.m. CT  

    Central City Public Library
    1604 15th Avenue, Central City
    1:00 p.m. – 2:00 p.m. CT

    For additional information, please contact Smith’s Grand Island office at (308) 384-3900, his Scottsbluff office at (308) 633-6333, or his Nebraska City office at (402) 874-6050. 

    MIL OSI USA News –

  • MIL-OSI USA: Smith, Daines Support Trump Administration’s Engagement on Agricultural Trade Priorities

    Source: United States House of Representatives – Congressman Adrian Smith (R-NE)

    Washington, DC — Today Representative Adrian Smith (R-NE) and Senator Steve Daines (R-MT) led 54 of their colleagues in sending a letter to U.S. Trade Representative Jamieson Greer, Treasury Secretary Scott Bessent, Secretary of Agriculture Brooke Rollins, and Secretary of Commerce Howard Lutnick.The letter commends the Trump administration for ongoing efforts in trade negotiations and advocates for robust market access on behalf of American farmers, ranchers, and manufacturers.

    In the letter, the members wrote:

    We write to you to express our strong support for ongoing trade negotiations to level the playing field for American producers and manufacturers. President Trump’s decision to pause the implementation of certain reciprocal tariffs creates momentum to secure meaningful and enforceable agreements for U.S. agricultural producers, energy producers, and manufacturers.

    …Certain barriers may require long-term negotiations. However, we are confident in your ability to utilize this 90-day pause to come to agreements that can benefit all American industries while providing opportunity for continued dialogue. There are pressing trade issues, including digital services taxes, import quotas, and tariff reduction, which we cannot delay addressing.

    American manufacturers, producers, and consumers are eager for the long-term certainty trade agreements provide. This certainty could prevent the decline of commodity prices, recover global market share, and unleash American industry to counter global competitors. Further, bilateral agreements which address both tariff and non-tariff barriers provide opportunities to strengthen supply chains, drive innovation, and increase international collaboration, all of which would reassert the United States’ global leadership and combat China’s malign influence.

    Read the full letter here.

    Representatives who joined Smith and Daines in sending the letter include: Max Miller (R-OH), Michelle Fischbach (R-MN), Mike Bost (R-IL), Claudia Tenney (R-NY), Don Bacon (R-NE), Dan Newhouse (R-WA), Frank Lucas (R-OK), Jodey Arrington (R-TX), Marianette Miller-Meeks (R-IA), Derek Schmidt (R-KS), Vern Buchanan (R-FL), Lloyd Smucker (R-PA), Mike Carey (R-OH), Ann Wagner (R-MO), Ron Estes (R-KS), Nicole Malliotakis (R-NY), Randy Feenstra (R-IA), Tracey Mann (R-KS), Sam Graves (R-MO), James Baird (R-IN), Mark Alford (R-MO), Julie Fedorchak (R-ND), Brad Finstad (R-MN), Troy Downing (R-MT), Ashley Hinson (R-IA), David Kustoff (R-TN), Rudy Yakym (R-IN), Keith Self (R-TX), Jefferson Shreve (R-IN), Dusty Johnson (R-SD), James Comer (R-KY), Mike Flood (R-NE), Eric Crawford (R-AR), Nicholas Langworthy (R-NY), Mark Messmer (R-IN), Greg Murphy (R-NC), Zach Nunn (R-IA), Addison McDowell (R-NC), Tony Wied (R-WI), Robert Latta (R-OH), Stephanie Bice (R-OK), Darin LaHood (R-IL), and French Hill (R-AR).

    Senators who joined Smith and Daines in sending the letter include: Deb Fischer (R-NE), Pete Ricketts (R-NE), Chuck Grassley (R-IA), Ted Budd (R-NC), Tim Sheehy (R-MT), Thom Tillis (R-NC), Jim Risch (R-ID), John Kennedy (R-LA), Joni Ernst (R-IA), Roger Wicker (R-MS), and Todd Young (R-IN).

    ###

    MIL OSI USA News –

  • MIL-OSI USA: Bipartisan, Bicameral Health Leaders Introduce Bill to Strengthen Veteran Health Care & Stop Waste

    Source: United States House of Representatives – Congressman Lloyd Doggett (D-TX)

    Contact: Alexis.Torres@mail.house.gov

    Washington, D.C. — Today, U.S. Representatives Lloyd Doggett (D-TX), Ranking Member of the House Ways & Means Health Subcommittee, Greg Murphy, M.D. (R-NC), member of the House Ways & Means Health Subcommittee, Mark Takano (D-CA), Ranking Member of the House Veterans’ Affairs Committee, David Schweikert (R-AZ), Chair of the House Ways & Means Oversight Subcommittee, John Joyce, M.D. (R-PA), member of the House Energy & Commerce Health Subcommittee, along with Senators Elizabeth Warren (D-MA), member of the Senate Finance Health Subcommittee, Bill Cassidy, M.D. (R-LA), Chair of the Senate Health, Education, Labor, and Pensions Committee, and Richard Blumenthal (D-CT), Ranking Member of the Senate Veterans’ Affairs Committee, introduced the bicameral Guarantee Utilization of All Reimbursements for Delivery of (GUARD) Veterans’ Health Care Act.

    The legislation will permit the Veterans Health Administration (VHA) to recoup health care costs for dually enrolled veterans in private insurance Medicare Advantage (MA) and Medicare Prescription Drug (Part D) plans. Thereby removing a longstanding statutory loophole that results in taxpayers paying twice for veterans’ health care while private insurers profit and resources are diverted away from the VHA. 

    “Big health insurers have found a nifty way to make an estimated $357 billion profit off veterans and taxpayers: they collect premiums, but taxpayers cover the cost of care. These wasted double payments mean veterans are missing out on critical resources that could be reinvested in delivering more and better care at the VA, such as hiring more providers, purchasing medical equipment, surgical supplies, and devices, and expanding available services at VA clinics,” said Rep. Doggett. “To obtain genuine savings and improve veterans’ health, Congress and the Administration must tackle the insurance lobby. Taxpayers, our veterans, and those at the VA dedicated to serving them deserve better.”

    “It’s a mistake to let Medicare Advantage plans exploit a costly loophole and pocket taxpayer money at the expense of veteran care,” said Sen. Warren. “Instead of ripping away health care from millions of Americans, Congress should crack down on the genuine waste, fraud, and abuse in Medicare Advantage.”

    “Our veterans deserve to receive accessible, high-quality care, and their benefits are meant to cover the services they receive, not line the pockets of insurers who double-dip in the process,” said Rep. Murphy. “For too long, inefficiencies within the system have resulted in a lack of coordinated benefits for veterans dually enrolled with Medicare Advantage and can result in excess payments to insurance companies. I’m proud to join the effort to close the loophole that has allowed insurers who provide Medicare Advantage and Medicare Part D supplemental plans to receive duplicative Medicare payments while the Veterans Health Administration foots the bill.”

    “Insurance companies are capitalizing on a loophole that allows them to make billions of dollars off the backs of veterans while taxpayers are paying twice—both in the form of Medicare’s monthly payments to the insurers, which happen regardless of whether veteran enrollees are using the Medicare plans’ benefits, and in our annual appropriations to the Veterans Health Administration,” said Rep. Takano. “I look forward to ending this predatory practice with the help of Senator Warren, Senator Cassidy, Senator Blumenthal, Representative Doggett, Representative Murphy, Representative Schweikert, and Representative Joyce, and reinvesting these funds into VA’s healthcare system.”

    “Congress must modernize Medicare Advantage and Close the loopholes that allow Medicare Advantage insurers to bill for veteran care they didn’t provide,” said Rep. Schweikert. “From 2018 to 2021, these duplicative payments earned insurers an estimated $44 billion, just a fraction of what companies in this $450 billion-a-year industry have extracted. There is more to uncover and much more to fix. Now is the time to realign incentives in favor of patients.”

    “For too long, private insurers have shaken down the government and taxpayers for care veterans receive at VA hospitals,” said Sen. Blumenthal. “This legislation gives VA the power to claw back these payments and use those funds to provide more quality health care to those who served.” 

    For years, a loophole has allowed MA insurers to pocket billions in taxpayer money through upfront fixed payments from the Centers for Medicare and Medicaid Services for enrolled veterans, despite some veterans never using their benefits, and the VHA shouldering most costs for those who do. As a result, taxpayers are paying twice for the same services, and veterans are losing critical resources that could be reinvested in improving and expanding veterans’ health care. Recognizing the opportunity to profit, insurers deploy disingenuous marketing practices to entice more enrollees for their own lucrative benefits. From 2011 to 2020, dual enrollment in MA plans grew by 63%.

    The GUARD Veterans’ Health Care Act would save American taxpayers an estimated $12.1 billion in a single year, and $357 billion over a decade, by allowing VHA to recover payments for any health care items or services provided to veterans dually-enrolled in an MA or Part D plan. The bill also strengthens VHA’s ability to recover payment from third party insurers for care furnished to veterans.

    Endorsing organizations include the American Federation of Government Employees (AFGE), National Committee to Protect Social Security and Medicare, Medicare Rights Center, Center for Medicare Advocacy, Justice in Aging, National Nurses United (NNU), Public Citizen, and American Economic Liberties Project.

    View the bill text here, and a one-page fact sheet here.

    A 10-year savings estimate from the Center for Advancing Health Policy through Research (CAHPR) is here.

    MIL OSI USA News –

  • MIL-OSI USA: Congressman Williams Introduces Two Bills to Restore Economic Freedom, Regulatory Certainty, and Energy Market Integrity

    Source: United States House of Representatives – Congressman Roger Williams (25th District of Texas)

    WASHINGTON, D.C. – Today, Congressman Roger Williams (TX-25), introduced the Fuel Emissions Freedom Act and the Stop the Subsidized Green Energy Scam Act. These bills will restore regulatory sanity, protect taxpayers, and defend free-market principles in both the automotive and energy sectors.

    “These bills are about economic liberty, energy independence, and relief from government overreach,” said Congressman Williams. “As we usher in the Golden Age of America, we must return power to the American people, not bureaucrats or special interests. Whether it’s letting manufacturers innovate or ending taxpayer-funded green giveaways, it’s time to cater to Main Street and let the market, not Washington, decide what powers America’s future.”

    Background:

    Fuel Emissions Freedom Act

    • Overturns all federal and state fuel emissions regulations, including California’s special authority under the Clean Air Act.
    • Eliminates EPA vehicle emission limits, CAFE standards, and state-imposed tailpipe emissions rules.
    • Restores regulatory certainty to the U.S. automotive sector and empowers manufacturers to innovate freely without costly compliance barriers.
    • Trump signed H.J.Res. 87 into law, overturning California’s biased waivers that allow them to create their own emissions regulations.
    • The Fuel Emissions Freedom Act will finish the job.

    Cosponsors: Representative Brandon Gill and Representative Michael Cloud.

    Read the bill text here.

    Stop the Subsidized Green Energy Scam Act

    • Immediately ends federal tax credits for wind, solar, and battery storage projects started after enactment.
    • Repeals provisions such as the Energy Credit, Clean Electricity Production Tax Credit, and Clean Electricity Investment Tax Credit.
    • Puts an end to taxpayer-funded subsidies that prop up politically favored green industries.

    Read the bill text here.

    ###

    Congressman Roger Williams is the Chairman of the House Small Business Committee and member of the House Financial Services Committee. He proudly represents the 25th Congressional District of Texas.

    MIL OSI USA News –

  • MIL-OSI Russia: Jordan—IMF Executive Board Completes Third Review of the Extended Fund Facility Arrangement and Approves US$ 700 Million Arrangement under the Resilience and Sustainability Facility

    Source: IMF – News in Russian

    June 25, 2025

    • The IMF Executive Board completed the third review under the Extended Fund Facility (EFF) Arrangement with Jordan, providing the authorities with immediate access to the equivalent of SDR 97.784 million (about US$134 million), to support the authorities’ economic program.
    • Jordan’s economic program supported by the EFF arrangement remains firmly on track, demonstrating the authorities’ strong commitment to sound macro-economic policies and structural reforms to strengthen Jordan’s resilience and accelerate growth to enhance job creation and provide opportunities for all Jordanians.
    • Thanks to the continued pursuit of sound economic policies, and despite the considerable external headwinds, including the conflicts in the region, Jordan has maintained macro-stability and broad-based economic growth.
    • The Executive Board also approved a new 30-month arrangement under the Resilience and Sustainability Facility (RSF) with Jordan, with access equivalent to SDR 514.65 million (about US$700 million), to support Jordan’s efforts to address longer-term vulnerabilities in the water and electricity sectors and to enhance their ability to address public health emergencies, including future pandemics.

    Washington, DC: The Executive Board of the International Monetary Fund (IMF) today completed the third review of the arrangement under the Extended Fund Facility (EFF). Jordan’s four-year EFF arrangement, with access amounting to SDR 926.37 million (about US$1.3 billion, equivalent to 270 percent of Jordan’s quota in the IMF), was approved by the IMF Executive Board on January 10, 2024 (see Press Release No. 24/004). This decision allows for an immediate purchase of an amount equivalent to SDR 97.784 million (around US$134 million), bringing the total purchases under the EFF arrangement to the equivalent of SDR 437.454 million (about $595 million). In addition, the IMF Executive Board approved an arrangement under the Resilience and Sustainability Facility (RSF) with Jordan, with access equivalent to SDR 514.65 million (about US$ 700 million, equivalent to 150 percent of Jordan’s quota).

    Jordan’s continued economic resilience in a challenging external environment, with continuing conflicts in the region and high uncertainty, is a testament to the authorities’ resolve to pursue sound macroeconomic policies. The authorities’ ownership of the EFF arrangement remains strong, with program targets consistently met. Jordan registered stronger growth in 2024 and so far in 2025 than previously anticipated, demonstrating continued resilience. Growth reached 2.5 percent in 2024. Economic activity is expected to gradually strengthen in the coming years, supported by continued sound macroeconomic policies and accelerated reform implementation.

    Inflation remains stable and low, reflecting the Central Bank of Jordan’s (CBJ) firm commitment to monetary and financial stability and the exchange rate peg. Jordan’s external position remains stable, with the current account deficit projected to remain close to 6 percent of GDP. The CBJ’s gross international reserves increased to over US$20 billion by end-2024, with reserve adequacy exceeding 100 percent of the Fund’s ARA metric. The financial sector remains healthy and well-capitalized. While the spillover effects from regional conflicts have also affected government finances, the authorities continue to make progress with a gradual fiscal consolidation to place public debt on a downward path, while creating room for social assistance and needed public investment. Jordan’s structural reform agenda focuses on fostering inclusive private sector-led growth by enhancing the business environment and improving labor market policies, including to expand opportunities for youth and women.

    The RSF arrangement will support the authorities’ efforts to strengthen Jordan’s longer-term balance of payments stability by promoting economic resilience and sustainability. The RSF arrangement aims to address longer-term vulnerabilities in the water and electricity sectors and enhance the authorities’ ability to address public health emergencies, including future pandemics. Reform measures focus on: (i) enhancing the energy sector’s financial sustainability and energy efficiency; (ii) improving the water sector’s financial sustainability and water management; (iii) strengthening fiscal and financial sector resilience; and (iv) enhancing pandemic preparedness. The arrangement will augment policy space and financial buffers to mitigate risks arising from these challenges.

    Following the Executive Board’s discussion on Jordan, Mr. Kenji Okamura, Deputy Managing Director and Acting Chair, issued the following statement:

    “Jordan continues to maintain macroeconomic stability despite external headwinds from regional conflicts and heightened global economic uncertainty, owing to the authorities’ steadfast pursuit of sound policies and continued strong international support. Growth in 2024 and so far in 2025 ended up stronger than anticipated, inflation is low, and reserve buffers are strong. Against elevated risks in the region, it is important that the authorities stay the course with sound fiscal and monetary policies to safeguard macroeconomic stability.

    “The authorities continue to make progress with a gradual fiscal consolidation and strengthening fiscal sustainability, thanks to fiscal reforms that have improved revenue administration and expenditure efficiency. Looking ahead, efforts should continue to further enhance revenue mobilization and spending efficiency and to take contingency measures as needed to keep public debt on a steady downward path, while protecting priority social and capital spending. Efforts should also continue to improve the efficiency and viability of the public utilities to preserve the sustainability of public finances, while improving service delivery.

    “Monetary policy remains appropriately focused on safeguarding monetary and financial stability and supporting the exchange rate peg that has served Jordan well and helped keeping inflation low. Jordan’s banking sector remains healthy, and the central bank continues to strengthen its systemic risk analysis, financial sector oversight, and crisis management.  

    “Structural reforms should be accelerated to improve the business environment, promote competition, and attract private investment that is crucial to create a dynamic and resilient private sector, foster job-rich growth, and achieve the objectives of Jordan’s Economic Modernization Vision. Strong and timely donor support remains essential to help Jordan navigate the challenging external environment, host the large number of refugees, and meet Jordan’s development objectives.

    “The reforms under the Resilience and Sustainability Facility aim to support the authorities’ efforts to address long-term vulnerabilities in the water and energy sectors and to be better prepared for public health emergencies, including pandemics. These reforms will strengthen Jordan’s balance of payments stability by promoting economic resilience and sustainability and by augmenting policy space and financial buffers to mitigate risks arising from these challenges.”

    Jordan: Selected Economic Indicators, 2023–26

    2023

    2024

    2025

    2026
     

    Proj.

    Proj.

    Output and Prices

    Real GDP growth

    2.9

    2.5

    2.7

    2.9

    GDP deflator

    1.8

    1.9

    2.3

    2.6

    Nominal GDP (JD billions)

    36.3

    37.9

    39.8

    42.0

    Inflation 1/

    2.1

    1.9

    2.2

    2.6

    Unemployment

    22.0

    21.4

    …

    …

    Government Finances (in percent of GDP)

    Central government fiscal operations

    Revenue and grants 2/

    25.2

    24.9

    25.4

    26.0

       Of which: grants

    2.0

    1.9

    1.8

    2.0

    Expenditures 2/

    30.6

    31.4

    31.2

    30.5

    Overall central government balance

    -5.4

    -6.4

    -5.8

    -4.5

    Central government primary balance (exc. grants, NEPCO and WAJ)

    -2.7

    -2.8

    -2.0

    -1.0

    Electricity company (NEPCO) losses

    Combined public sector balance 3/

    -4.5

    -4.5

    -3.6

    -2.4

    Government gross debt 4/

    113.5

    114.7

    115.7

    114.9

    Government gross debt, net of SSC holdings of government debt 4/

    89.0

    90.2

    89.7

    87.5

    Money and Credit

         Broad money (percent change)

    2.3

    6.1

    5.1

    5.6

         Credit to the private sector (percent change)

    1.7

    2.9

    4.6

    6.0

    Balance of payments

    Current account (in percent of GDP)

    -3.6

    -5.9

    -5.5

    -5.9

    FDI (in percent of GDP)

    3.6

    3.0

    3.3

    3.4

    Gross reserves (in months of imports)

    6.9

    7.7

    7.1

    7.1

    In percent of Reserve Adequacy Metric

    101

    110

    105

    105

    Sources: Jordanian authorities; and Fund staff estimates and projections.

    1/ Consumer Price Index (annual average).

    2/ Includes the programmed amount of fiscal measures that are needed to meet fiscal targets.

    3/ Sum of the primary central government balance (exc. grants and net transfers to NEPCO-electricity company and WAJ-water company) and the net loss of NEPCO, WAJ and water sector distribution companies.

    4/ Government’s direct and guaranteed debt (including NEPCO and WAJ debt). SSC stands for Social Security Corporation.
    IMF Communications Department
    MEDIA RELATIONS

    PRESS OFFICER: Angham Al Shami

    Phone: +1 202 623-7100Email: MEDIA@IMF.org

    https://www.imf.org/en/News/Articles/2025/06/25/pr25221-jordan-imf-completes-3rd-rev-eff-arrangement-approves-us-700-mill-arrangement-under-rsf

    MIL OSI

    MIL OSI Russia News –

  • MIL-OSI New Zealand: Sustainability sees rising strategic importance amid increasing strain on professionals

    Source: Sustainable Business Council

    Research released today into New Zealand’s sustainability profession reveals a compelling picture of a profession which is gaining strategic traction, while grappling with systemic challenges.
    The report, Insights on Aotearoa New Zealand Sustainability Professionals, delivered by Oxygen Consulting in collaboration with the Sustainable Business Council (SBC), Sustainable Business Network (SBN) and Auckland University of Technology (AUT), draws on the insights from sustainability professionals across Aotearoa New Zealand, unpacking capability and competencies, remuneration, job opportunities, and overall wellbeing.
    Now in its sixth year, the 2025 findings reveal a sector navigating heightened economic pressures, regulatory complexity, and emotional strain. Despite these headwinds though, the profession is maturing, with sustainability roles increasingly being embedded in core business functions such as strategy and finance.
    Director of Oxygen Consulting Sarah Holden says the 2025 results show sustainability professionals are no longer operating on the fringes but are increasingly central to business resilience and transformation.
    “But with that visibility comes pressure. Our research shows a profession that is passionate and committed but also stretched and in need of greater structural support.”
    Key findings include:
    • 60% of professionals have been in their current role for two years or less, suggesting high turnover and limited career pathways.
    • Only 12% believe current training adequately prepares them for the demands of their roles.
    • Climate anxiety and emotional exhaustion are rising, particularly among younger professionals.
    Professor Marjo Lips-Wiersma of Auckland University of Technology says, “The wellbeing data in this year’s finding is sobering. Sustainability professionals are deeply affected by the issues they work on. As organisations and educators, we must support graduates and sustainability officers at all levels to not only be technically skilled, but also emotionally resilient.”
    Despite these challenges, the findings also highlight:
    • A growing sense of professional competency, with more than 88% of respondents feeling confident in their ability to manage sustainability responsibilities.
    • Increasing integration of sustainability into strategy and finance functions, signalling a shift from compliance to core business value.
    • A growing appetite for business-relevant skills such as financial sustainability, business case development, and influencing.
    “These findings offer crucial insights for our business leaders,” says Mike Burrell, Chief Executive of the Sustainable Business Council.
    “If we want to deliver on our climate and ESG commitments and harness the opportunities sustainability presents, we must invest in the people doing the work. That means providing quality training and adequate development opportunities, as well as demonstrating leadership that champions sustainability from the very top.”
    The findings come at a time when sustainability is increasingly seen as a strategic imperative. Yet, 80% of professionals report no clear development pathway within their organisations.
    “It’s no surprise this report confirms that sustainability is indeed central to business success, export growth and meeting the expectations of global supply chains,” says Rachel Brown, CEO of the Sustainable Business Network.
    “What’s equally clear is that we have the talent, passion and capability in Aotearoa to deliver. Yet to truly succeed they need adequate resourcing, recognition and clear career pathways so their contributions can thrive.”
    The report calls for systems-level investment in training, cross-disciplinary integration, and visible leadership support to ensure the profession can thrive-and deliver the transformation New Zealand businesses need.
    A comprehensive list of training opportunities offered by the report’s partners can be found here.
    Insights on Aotearoa New Zealand Sustainability Professionals is the only research of its kind in New Zealand. Download the full insights report here.
    Notes
    The sustainability experts and partners listed above will be participating in a panel at today’s launch event, responding to the insights and discussing ideas for addressing future challenges.
    Target participants for this research included any employed people who currently have ‘sustainability’ as part or all of their role. ‘Sustainability’ includes responsibilities that address the social, environmental and economic risks to the organisation. The scope included anyone in full time, part time or contractual positions within public, private, non-governmental, charity, and not-for-profit organisations.

    MIL OSI New Zealand News –

  • MIL-OSI USA: SBA Amends Disaster Declaration for Missouri

    Source: United States Small Business Administration

    SACRAMENTO, Calif. – In response to an amended Presidential public assistance declaration, the U.S. Small Business Administration (SBA) announced the availability of low interest federal disaster loans to private nonprofit organizations (PNP) in the Camden County affected by severe storms, straight-line winds, tornadoes and wildfires occurring March 14-15.

    These low-interest federal disaster loans are available in the Missouri counties of Bollinger, Butler, Callaway, Camden, Carter, Dunklin, Franklin, Howell, Iron, Madison, New Madrid, Oregon, Ozark, Perry, Phelps, Reynolds, Ripley, Scott, Shannon, Stoddard and Wayne.

    Applicants may be eligible for a loan amount increase of up to 20% of their physical damage, as verified by the SBA, for mitigation purposes. Eligible mitigation improvements might include insulating pipes, walls and attics, weather stripping doors and windows, and installing storm windows to help protect property and occupants from future damage caused by any disaster. 

    “One distinct advantage of SBA’s disaster loan program is the opportunity to fund upgrades reducing the risk of future storm damage,” said Chris Stallings, associate administrator of the Office of Disaster Recovery and Resilience at the SBA. “I encourage businesses and homeowners to work with contractors and mitigation professionals to improve their storm readiness while taking advantage of SBA’s mitigation loans.”

    PNPs are also eligible to apply for Economic Injury Disaster Loans (EIDLs) to help meet working capital needs. The loans may be used to pay fixed debts, payroll, accounts payable, and other bills not paid due to the disaster. EIDL assistance is available regardless of whether the PNP suffered any physical property damage. 

    The loan amount can be up to $2 million with interest rates as low as 3.62% for PNPs, with terms up to 30 years. Interest does not begin to accrue, and payments are not due, until 12 months from the date of the first loan disbursement. The SBA sets loan amounts and terms based on each applicant’s financial condition.

    The SBA encourages applicants to submit their loan applications promptly. Applications will be prioritized in the order they are received, and the SBA remains committed to processing them as efficiently as possible.

    To apply online, visit sba.gov/disaster. Applicants may also call SBA’s Customer Service Center at (800) 659-2955 or email disastercustomerservice@sba.gov for more information on SBA disaster assistance. For people who are deaf, hard of hearing, or have a speech disability, please dial 7-1-1 to access telecommunications relay services.

    The deadline to return applications for physical property damage is July 22, 2025. The deadline to return economic injury applications is Feb. 23, 2026.

    ###

    About the U.S. Small Business Administration

    The U.S. Small Business Administration helps power the American dream of business ownership. As the only go-to resource and voice for small businesses backed by the strength of the federal government, the SBA empowers entrepreneurs and small business owners with the resources and support they need to start, grow, expand their businesses, or recover from a declared disaster. It delivers services through an extensive network of SBA field offices and partnerships with public and private organizations. To learn more, visit www.sba.gov.

    MIL OSI USA News –

  • MIL-OSI USA: SBA Amends Disaster Declaration for Arkansas

    Source: United States Small Business Administration

    SACRAMENTO, Calif. – In response to an amended Presidential public assistance declaration, the U.S. Small Business Administration (SBA) announced the availability of low interest federal disaster loans to private nonprofit organizations (PNP) in Crittenden, Garland and Mississippi counties affected by severe storms, tornadoes and flooding occurring April 2‑22, 2025.

    These low-interest federal disaster loans are available in the counties of Clark, Clay, Craighead, Crittenden, Cross, Dallas, Desha, Fulton, Garland, Greene, Hempstead, Hot Spring, Izard, Jackson, Lafayette, Lawrence, Lee, Little River, Lonoke, Marion, Miller, Mississippi, Monroe, Montgomery, Nevada, Newton, Pike, Poinsett, Prairie, Pulaski, Randolph, Saline, Scott, Searcy, Sevier, Sharp, St. Francis, Stone and Woodruff in Arkansas.

    Applicants may be eligible for a loan amount increase of up to 20% of their physical damage, as verified by the SBA, for mitigation purposes. Eligible mitigation improvements might include insulating pipes, walls and attics, weather stripping doors and windows, and installing storm windows to help protect property and occupants from future damage caused by any disaster. 

    “One distinct advantage of SBA’s disaster loan program is the opportunity to fund upgrades reducing the risk of future storm damage,” said Chris Stallings, associate administrator of the Office of Disaster Recovery and Resilience at the SBA. “I encourage businesses and homeowners to work with contractors and mitigation professionals to improve their storm readiness while taking advantage of SBA’s mitigation loans.”

    PNPs are also eligible to apply for Economic Injury Disaster Loans (EIDLs) to help meet working capital needs. The loans may be used to pay fixed debts, payroll, accounts payable, and other bills not paid due to the disaster. EIDL assistance is available regardless of whether the PNP suffered any physical property damage. 

    The loan amount can be up to $2 million with interest rates as low as 3.62% for PNPs, with terms up to 30 years. Interest does not begin to accrue, and payments are not due, until 12 months from the date of the first loan disbursement. The SBA will set loan amounts and terms based on each applicant’s financial condition.

    The SBA encourages applicants to submit their loan applications promptly. Applications will be prioritized in the order they are received, and the SBA remains committed to processing them as efficiently as possible.

    To apply online, visit sba.gov/disaster. Applicants may also call SBA’s Customer Service Center at (800) 659-2955 or email disastercustomerservice@sba.gov for more information on SBA disaster assistance. For people who are deaf, hard of hearing, or have a speech disability, please dial 7-1-1 to access telecommunications relay services.

    The deadline to return applications for physical property damage is July 22, 2025. The deadline to return economic injury applications is Feb. 23, 2026.

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    About the U.S. Small Business Administration

    The U.S. Small Business Administration helps power the American dream of business ownership. As the only go-to resource and voice for small businesses backed by the strength of the federal government, the SBA empowers entrepreneurs and small business owners with the resources and support they need to start, grow, expand their businesses, or recover from a declared disaster. It delivers services through an extensive network of SBA field offices and partnerships with public and private organizations. To learn more, visit www.sba.gov.

    MIL OSI USA News –

  • MIL-OSI USA: Texas Business Owner Sentenced for COVID-19 Relief Fraud

    Source: US State of North Dakota

    A Texas woman was sentenced today to three years and five months in prison for her participation in a scheme to file fraudulent applications for loans under the Paycheck Protection Program (PPP) that the Small Business Administration (SBA) guaranteed under the Coronavirus Aid, Relief, and Economic Security Act.

    According to court documents, between around May 2020, and March 2021, Shantelle Hawkins, 43, of DeSoto, conspired to submit 17 fraudulent PPP loan applications on behalf of companies she or her relatives owned or controlled. The applications contained false statements about payroll and tax information, which the SBA used to calculate the amount of PPP funds to which the applicant-companies would be entitled. Hawkins used some of the money she obtained from the loans for personal expenses, including to pay off her 2015 Maserati Ghibli luxury car and to purchase property in the greater Dallas area.

    Hawkins pleaded guilty on Oct. 8, 2024, to conspiracy to commit wire fraud.  At sentencing, Hawkins was ordered to pay more than $1.8 million in restitution and to forfeit the residence purchased with proceeds from the fraud.

    Matthew R. Galeotti, Head of the Justice Department’s Criminal Division; Acting U.S. Attorney Nancy E. Larson for the Northern District of Texas; and Special Agent in Charge R. Joseph Rothrock of the FBI’s Dallas Field Office made the announcement.

    The FBI is investigating the case.

    Trial Attorneys Dermot Lynch and Kashan Pathan of the Criminal Division’s Fraud Section prosecuted the case. Assistant U.S. Attorney Elyse Lyons for the Northern District of Texas is handling asset forfeiture.

    Anyone with information about allegations of attempted fraud involving COVID-19 can report it by calling the Justice Department’s National Center for Disaster Fraud Hotline at 866-720-5721 or via the NCDF Web Complaint Form at www.justice.gov/disaster-fraud/ncdf-disaster-complaint-form.

    MIL OSI USA News –

  • MIL-OSI USA: Texas Business Owner Sentenced for COVID-19 Relief Fraud

    Source: US State of North Dakota

    A Texas woman was sentenced today to three years and five months in prison for her participation in a scheme to file fraudulent applications for loans under the Paycheck Protection Program (PPP) that the Small Business Administration (SBA) guaranteed under the Coronavirus Aid, Relief, and Economic Security Act.

    According to court documents, between around May 2020, and March 2021, Shantelle Hawkins, 43, of DeSoto, conspired to submit 17 fraudulent PPP loan applications on behalf of companies she or her relatives owned or controlled. The applications contained false statements about payroll and tax information, which the SBA used to calculate the amount of PPP funds to which the applicant-companies would be entitled. Hawkins used some of the money she obtained from the loans for personal expenses, including to pay off her 2015 Maserati Ghibli luxury car and to purchase property in the greater Dallas area.

    Hawkins pleaded guilty on Oct. 8, 2024, to conspiracy to commit wire fraud.  At sentencing, Hawkins was ordered to pay more than $1.8 million in restitution and to forfeit the residence purchased with proceeds from the fraud.

    Matthew R. Galeotti, Head of the Justice Department’s Criminal Division; Acting U.S. Attorney Nancy E. Larson for the Northern District of Texas; and Special Agent in Charge R. Joseph Rothrock of the FBI’s Dallas Field Office made the announcement.

    The FBI is investigating the case.

    Trial Attorneys Dermot Lynch and Kashan Pathan of the Criminal Division’s Fraud Section prosecuted the case. Assistant U.S. Attorney Elyse Lyons for the Northern District of Texas is handling asset forfeiture.

    Anyone with information about allegations of attempted fraud involving COVID-19 can report it by calling the Justice Department’s National Center for Disaster Fraud Hotline at 866-720-5721 or via the NCDF Web Complaint Form at www.justice.gov/disaster-fraud/ncdf-disaster-complaint-form.

    MIL OSI USA News –

  • MIL-OSI USA: June 25th, 2025 Heinrich, Luján, Leger Fernández Urge Trump Administration to Reverse Course & Fully Implement Broadband

    US Senate News:

    Source: United States Senator for New Mexico Martin Heinrich

    WASHINGTON — U.S. Senators Martin Heinrich (D-N.M.) and Ben Ray Luján (D-N.M.), Ranking Member of the Senate Commerce Committee’s Subcommittee on Telecommunications and Media, and U.S. Representative Terese Leger Fernández (D-N.M.) joined over 40 of their colleagues to send a letter calling on U.S.  Department of Commerce Secretary Howard Lutnick to fully implement the Broadband Equity Access and Deployment (BEAD) program as Congress intended to connect all Americans to high-quality, affordable internet. 

    The lawmakers’ letter to Secretary Lutnick comes as the Department of Commerce announced substantial changes to the implementation of the BEAD program. 

    “We write to express our opposition to the Department of Commerce’s recently announced BEAD Restructuring Policy Notice,” the lawmakers wrote. “The Broadband Equity, Access, and Deployment (BEAD) program was established by Congress in the Bipartisan Infrastructure Law to provide high-quality, affordable, and sustainable broadband to connect the nearly 25 million Americans that continue to wait for high-speed internet access. We urge you to ensure that states receive the full funding and flexibility they retained prior to the issuance of the restructuring notice to fully meet these statutory objectives.” 

    “The broadband division of the Bipartisan Infrastructure Law begins with this congressional finding: ‘Access to affordable, reliable, high-speed broadband is essential to full participation in modern life in the United States,’” the lawmakers continued. “This fundamental reality is why the BEAD program was established to fulfill the subsequent finding that ‘the benefits of broadband should be broadly enjoyed by all.’”

    The letter is led by U.S. Senator Amy Klobuchar (D-Minn.) and U.S. Representative Jim Clyburn (D-S.C.). Alongside Heinrich, Luján, and Leger Fernández, the letter is signed by U.S. Senators Richard Blumenthal (D-Conn.), Lisa Blunt Rochester (D-Del.), Maria Cantwell (D-Wash.), Chris Coons (D-Del.), Mazie Hirono (D-Hawaii), Angus King (I-Maine), Ed Markey (D-Mass.), Jon Ossoff (D-Ga.), Gary Peters (D-Mich.), Elissa Slotkin (D-Mich.), Tina Smith (D-Minn.), and Raphael Warnock (D-Ga.), and U.S. Representatives Jim Clyburn (D-S.C.), Bishop (D-Ga.), Bynum (D-Ore.), Carson (D-Ind.), Carter (D-La.), Cleaver (D-Mo.),  Davis (D-Ill.), DelBene (D-Wash.), Evans (D-Pa.),  Fields (D-La.), Figures (D-Ala.), Garcia (D-Texas), Goodlander (D-N.H.), Hoyle (D-Ore.), Huffman (D-Calif), Lofgren (D-Calif.), McGovern (D-Mass.), Menendez (D-N.J.), Mrvan (D-Ind.), Neguse (D-Colo.), Pappas (D-N.H.), Scholten (D-Mich), Sewell (D-Ala.), Soto (D-Fla.), Thompson (D-Miss.), Titus (D-Nev.), Tlaib (D-Mich.), Tokuda (D-Hawaii), Williams (D-Ga.), and Wilson (D-Fla.).  

    The full text of the letter is available here and below:

    Dear Secretary Lutnick: 

    We write to express our opposition to the Department of Commerce’s recently announced BEAD Restructuring Policy Notice. The Broadband Equity, Access, and Deployment (BEAD) program was established by Congress in the Bipartisan Infrastructure Law to provide high-quality, affordable, and sustainable broadband to connect the nearly 25 million Americans that continue to wait for high-speed internet access. We urge you to ensure that states receive the full funding and flexibility they retained prior to the issuance of the restructuring notice to fully meet these statutory objectives. 

    The broadband division of the Bipartisan Infrastructure Law begins with this congressional finding: “Access to affordable, reliable, high-speed broadband is essential to full participation in modern life in the United States.” This fundamental reality is why the BEAD program was established to fulfill the subsequent finding that “the benefits of broadband should be broadly enjoyed by all.” To achieve this goal, the statute states that funding recipients must “ensure coverage of broadband service to all unserved locations” before using any funds for other purposes. The restructuring notice appears to violate this requirement by allowing applicants to exclude certain unserved locations. Such an allowance would defy bipartisan congressional intent, which was predicated on the understanding that public investment was needed to achieve universal service precisely because building the infrastructure to cover many rural areas was too costly to be profitable. 

    In addition to excluding unserved, predominantly rural locations, the restructuring notice would likely result in others receiving worse service. The Bipartisan Infrastructure Law requires that “priority broadband projects” funded by the program be “designed to provide broadband service that meets speed, latency, reliability, consistency in quality of service, and related criteria as the Assistant Secretary shall determine; and [to] ensure that the network[s] built by the project[s] can easily scale speeds over time to meet the evolving connectivity needs of households and businesses, and support the deployment of 5G, successor wireless technologies, and other advanced services.” Of currently available technologies, fiber-optic networks are faster and more reliable and can scale speeds much more easily. We made the decision to invest larger sums now in broadband infrastructure that would be resilient and capable of meeting Americans’ growing digital demands for decades. 

    The restructuring notice also undermines the Bipartisan Infrastructure Law’s provisions designed to ensure that broadband service is affordable and put to good use. The new rules remove specific requirements that ensured that participating providers would provide a low-cost internet option for low-income customers as required by the statute. Additionally, while the Bipartisan Infrastructure Law specifically allows funds to be spent on “broadband adoption, including programs to provide affordable internet-capable devices,” the notice rescinds approval of previously approved “non-deployment activities” and puts all funding for these activities on hold. For example, this provision of the notice puts on hold a South Carolina plan to use BEAD program funds for virtual primary health—equipping low-income households in rural health deserts with access to the full suite of virtual health services at no cost to the patients. If the broadband infrastructure being built by BEAD program funds isn’t put to good use, much of the investment will have been wasted. 

    As reflected in the Bipartisan Infrastructure Law’s congressional findings, high-quality internet access is a requirement to fully participate in the world, and the BEAD program is our once-in-a century opportunity to finish closing the digital divide. We fear this opportunity would be squandered by the restructuring notice and its changes to coverage, quality, and affordability. We therefore urge you to implement the BEAD program in accordance with the best reading of the statute so we can make high-quality internet accessible and affordable for all Americans.

    MIL OSI USA News –