NewzIntel.com

Category: Crime

  • MIL-OSI Security: Former Minneapolis Mayoral Aide and Safari Restaurant Co-Owner Both Plead Guilty in $250 Million Feeding Our Future Fraud Scheme

    Source: Office of United States Attorneys

    MINNEAPOLIS –Two more defendants pleaded guilty for their roles in the $250 million fraud scheme that exploited a federally-funded child nutrition program during the COVID-19 pandemic, announced Acting U.S. Attorney Lisa D. Kirkpatrick.

    According to court documents, from approximately April 2020 through January 2022, Abdulkadir Nur Salah, 38, of Columbia Heights, Minnesota, and Abdi Nur Salah, 37, of St. Paul, Minnesota, knowingly participated in a scheme to defraud a federal child nutrition program designed to provide free meals to children in need. The co-conspirators obtained, misappropriated, and laundered millions of dollars in program funds that were intended as reimbursements for the cost of serving meals to children. The defendants exploited changes in the program intended to ensure underserved children received adequate nutrition during the Covid-19 pandemic. Rather than feed children, the defendants took advantage of the Covid-19 pandemic—and the resulting program changes—to enrich themselves by fraudulently misappropriating millions of dollars in federal child nutrition program funds.

    According to court documents, Abdulkadir Nur Salah was co-owner and operator of Safari Restaurant, a site that received more than $16 million in fraudulent Federal Child Nutrition Program funds. Abdi Nur Salah registered Stigma-Free International, a non-profit entity used to carry out the fraud scheme with sites throughout Minnesota, including in Willmar, Mankato, St. Cloud, Waite Park, and St. Paul. Abdi Salah also worked for the City of Minneapolis as a Senior Policy Aide to the Mayor. 

    As part of their plea agreement entered today, each defendant agreed that a variety of assets and money were derived specifically from their fraud scheme and are thus subject to forfeiture to the United States. For Abdulkadir Salah that includes: $309,993.51 seized from Bell Bank account for Cosmopolitan Business Solutions d/b/a Safari Restaurant; $435,512.44 seized from Bell Bank account for 3017 LLC; $472,889.08 seized from Northeast Bank account for 3017 LLC; real estate property located at 2722 Park Avenue South, Minneapolis, Minnesota. For Abdi Salah, that includes $343,418.98 seized from Star Choice Credit Union account for Stone Bridge Development, LLC; real estate properties located at 8432 Noble Avenue, North Brooklyn Park, Minnesota (known previously as Kelly’s 19th Hole) and 2529 12th Avenue South, Minneapolis, Minnesota. 

    Both pleaded guilty today in U.S. District Court before Chief Judge Patrick J. Schiltz. Their sentencing hearings will be scheduled at a later date.

    The case is the result of an investigation by the FBI, IRS – Criminal Investigations, and the U.S. Postal Inspection Service.

    Assistant U.S. Attorneys for the District of Minnesota Joseph H. Thompson, Harry M. Jacobs, Matthew S. Ebert, and Daniel W. Bobier are prosecuting the case. Assistant U.S. Attorney Craig Baune is handling the seizure and forfeiture of assets.
     

    MIL Security OSI –

  • MIL-OSI Security: Former Tufts Medical Center Doctor Sentenced to a Decade in Prison for Attempted Sex Trafficking of a Child

    Source: United States Department of Justice (Human Trafficking)

    BOSTON – A former anesthesiologist at Tufts Medical Center in Boston was sentenced today for attempted sex trafficking of a child.

    Sadeq Ali Quraishi, 47, was sentenced by U.S. District Court Judge Angel Kelley to 10 years in prison, to be followed by five years of supervised release. In October 2024, Quraishi was convicted of one count of attempted sex trafficking of a child.

    “Today’s sentence reflects the seriousness of Mr. Quraishi’s heinous actions and underscores our unwavering commitment to protecting children from exploitation. Our office, alongside our law enforcement partners, will continue to aggressively pursue individuals who fuel the market for child sex trafficking and hold them accountable for their crimes. This sentence reflects our dedication to identifying those who prey on our most vulnerable and holding them accountable for their inhumane acts,” said United States Attorney Leah B. Foley.

    “As a doctor, Quraishi was in a position of public trust. He abused that trust when he actively sought out and agreed to pay to sexually abuse a child. Fortunately, instead of the vulnerable child he planned to meet, he was met with an undercover HSI special agent,” said Special Agent in Charge Michael J. Krol for Homeland Security Investigations in New England. “It is a heartbreaking truth that children are trafficked every day, but HSI remains steadfast in our commitment to fight the exploitation of children here in Massachusetts and around the world.”

    In November 2022, law enforcement conducted an undercover operation designed to identify and apprehend people who sought to pay for sex with children. To that end, law enforcement placed advertisements online offering commercial sex with two young girls who were purportedly 12 and 14 years old.

    Quraishi, then a practicing anesthesiologist at Tufts Medical Center, responded to one of the advertisements. Through an ensuing text conversation with undercover agents posing as the seller of the two girls, Quraishi agreed to pay $250 for a sex act to be performed by a 14-year-old girl. Shortly thereafter, Quraishi obtained cash from an ATM, and drove from his Boston home to a Waltham hotel to meet with the purported seller. Once at the hotel, he met with an undercover agent, confirmed he had the money to pay for the commercial sex act, and accepted a keycard he believed would give him access to the room where the 14-year-old girl would be. During that meeting, Quraishi was arrested and found to be in possession of exactly $250.

    If you or someone you know may be impacted or experiencing commercial sex trafficking, please contact USAMA.VictimAssistance@usdoj.gov.

    U.S. Attorney Foley and HSI SAC Krol made the announcement today. Assistant U.S. Attorneys Brian A. Fogerty of the Human Trafficking & Civil Rights Unit and Lauren A. Graber of Criminal Division prosecuted the case. 

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  • MIL-OSI Security: Man Admits Transporting Minor to Super Bowl, St. Louis for Prostitution

    Source: Office of United States Attorneys

    ST. LOUIS – A Missouri man pleaded guilty Tuesday and admitted transporting a minor across state lines for sex.

    JoeMarius Green, 24, pleaded guilty in U.S. District Court in St. Louis to one felony count of transporting a minor across state lines to engage in prostitution. Green’s co-defendant, Chantel Robinson, 20, pleaded guilty in November to one felony count of possession of child pornography.

    Green admitted as part of his plea that he took a female minor and others from Dallas to Kansas City on Feb. 12, 2023, to engage in prostitution during the Super Bowl. After about four days, Green took the victim and others to a St. Louis area hotel for the same reason. Green admitted managing the online prostitution ads, renting hotel rooms, setting price points for sex acts and taking all cash proceeds from the victim’s commercial sex acts.

    Robinson admitted engaging in commercial sex acts, taking sexually explicit and sexually suggestive photos of minors and posting online advertisements for commercial sex acts. She oversaw the prostitution activities of minors when Green was absent.

    Green is scheduled to be sentenced on June 25. The charge carries a penalty of 10 years to life in prison. Robinson is scheduled to be sentenced April 8. Her charge carries a penalty of up to 20 years in prison.

    The St. Louis County Police Department and the FBI investigated the case.  Assistant U.S. Attorney Dianna Edwards is prosecuting the case.

    This case was brought as part of Project Safe Childhood, a nationwide initiative to combat the growing epidemic of child sexual exploitation and abuse launched in May 2006 by the Department of Justice. Led by U.S. Attorneys’ Offices and the Department of Justice Criminal Division’s Child Exploitation and Obscenity Section, Project Safe Childhood marshals federal, state and local resources to better locate, apprehend and prosecute individuals who exploit children via the Internet, as well as to identify and rescue victims. For more information about Project Safe Childhood, please visit www.justice.gov/psc.

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  • MIL-OSI Security: U.S. Marshals Fugitive Task Force Apprehends 2 Suspects Connected to Deadly Shooting in Austin

    Source: US Marshals Service

    Austin, TX – Members of the U.S. Marshals-led Lone Star Fugitive Task Force today arrested a juvenile* who is one of two suspects sought for a Jan. 24 murder in Austin. 

    Another suspect, Bill Tarlue Nyanway, 18, of Austin, was arrested Jan. 27 and charged with tampering with physical evidence that stemmed from the shooting incident. 

    The Austin Police Department, Homicide Division investigated the shooting incident in the 10200 block of Wildhorse Ranch Trail and obtained arrest warrants in the Austin Municipal Court Jan. 27 for the two individuals believed to be connected to the deadly shooting incident. 

    When Austin Police, Fire and Travis County Emergency Medical Services responded to the location, they discovered a white sedan which had been reported crashed in a ditch near Manor Excel Academy, and a victim had been shot. They attempted life-saving measures on the victim, who was ultimately pronounced deceased on scene. 

    The Austin Police Department requested assistance from the Lone Star Fugitive Task Force in the Austin Division to locate and apprehend both suspects.

    Members of the Lone Star Fugitive Task Force initiated a fugitive investigation and arrested Nyanway in the 9400 block of North Lamar Blvd without incident, booking him into the Travis County Jail where he will await further judicial proceedings. 

    The juvenile was arrested without incident in the 14500 block of Heartland Drive in Manor and was transported to the Austin Police Headquarters.

    Members of the Lone Star Fugitive Task Force in Austin – 

    Austin Police Department-Tactical Intelligence Unit
    Georgetown, Round Rock, and San Marcos Police Department
    Caldwell, Hays, Travis, and Williamson County Sheriff’s Office
    Texas Attorney General’s Office
    Texas Department of Criminal Justice OIG
    Texas Department of Public Safety
    U.S. Immigration & Customs Enforcement
    U.S. DHS/Homeland Security Investigations

    *USMS policy generally prohibits naming juvenile suspects.

    MIL Security OSI –

  • MIL-OSI Security: Jamaican Citizen Sentenced to Prison in Connection with Lottery Scheme

    Source: United States Attorneys General 1

    A federal judge in Charlotte, North Carolina, sentenced a Jamaican citizen yesterday to prison for operating a Jamaica-based fraudulent lottery scheme.

    Antony Linton Stewart, 40, pleaded guilty on Aug. 3, 2023, to one count of conspiracy to commit mail and wire fraud, in the Western District of North Carolina.  On Jan. 27, U.S. District Court Judge Robert J. Conrad sentenced Stewart to 84 months in prison. Stewart was also ordered to pay $1,104,041.74 in restitution.

    According to court documents, and as part of his plea, Stewart acknowledged that from approximately 2010 through at least August 2016, he led a fraudulent lottery fraud scheme in which he and his co-conspirators targeted victims in the United States. Stewart admitted that he contacted elderly Americans by phone and falsely told them that they had won money and other prizes in a sweepstakes or lottery.  Stewart told victims that they needed to send money to pay fees and taxes on their winnings.  He repeatedly contacted victims for as long as they could be persuaded to send additional money. No lottery existed and no victim ever received any winnings.

    “Overseas lottery schemes are unfortunately a common means by which foreign criminals seek to target U.S. citizens, particularly elder Americans,” said Acting Assistant Attorney General Brett A. Shumate of the Justice Department’s Civil Division. “Such schemes are unacceptable, and the Department will hold accountable those who participate in them.”

    “Stealing money from elderly individuals is a despicable crime,” said U.S. Attorney Dena J. King for the Western District of North Carolina. “Today’s sentence sends a clear message that fraudsters who target and exploit older adults for financial gain will be brought to justice.”

    This prosecution is part of the Justice Department’s effort to work with federal and foreign law enforcement to combat fraudulent lottery schemes in Jamaica that prey on U.S. citizens.

    The U.S. Postal Inspection Service investigated the case. The Justice Department’s Office of International Affairs worked with law enforcement partners in Jamaica to secure the arrest and extradition of Stewart. The U.S. Marshals Service also provided significant assistance.

    Trial Attorney Ryan E. Norman of the Justice Department’s Consumer Protection Branch prosecuted the case, with the assistance of Assistant U.S. Attorney Daniel Ryan for the Western District of North Carolina.

    If you or someone you know is age 60 or older and has been a victim of financial fraud, help is standing by at the National Elder Fraud Hotline: 1-833-FRAUD-11 (1-833-372-8311). This Justice Department hotline, managed by the Office for Victims of Crime, is staffed by experienced professionals who provide personalized support to callers by assessing the needs of the victim and identifying relevant next steps. Case managers will identify appropriate reporting agencies, provide information to callers to assist them in reporting, connect callers directly with appropriate agencies, and provide resources and referrals, on a case-by-case basis. Reporting is the first step. Reporting can help authorities identify those who commit fraud and reporting certain financial losses due to fraud as soon as possible can increase the likelihood of recovering losses. The hotline is staffed seven days a week from 6:00 a.m. to 11:00 p.m. eastern time. English, Spanish, and other languages are available.

    For more information about the Consumer Protection Branch, visit its website at www.justice.gov/civil/consumer-protection-branch. For more information about the U.S. Attorney’s Office for the Western District of North Carolina, visit their website at www.justice.gov/usao-wdnc. Information about the Justice Department’s Elder Fraud Initiative is available at www.justice.gov/elderjustice.

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  • MIL-OSI Security: Woman Sentenced for Fraud Scheme Involving Claims for Unnecessary Respiratory Tests Submitted with COVID-19 Tests

    Source: United States Attorneys General

    A California woman was sentenced today to nine years in prison for her role in fraudulently submitting claims to governmental and private insurance programs during the COVID‑19 pandemic for expensive respiratory pathogen panel (RPP) tests that were medically unnecessary and never ordered by health care providers.

    According to court documents, Lourdes Navarro, 66, of Glendale, and Imran Shams owned and controlled Matias Clinical Laboratory, doing business as Health Care Providers Laboratory (HCPL). Navarro and Shams conspired to obtain nasal swab specimens that enabled HCPL to test for COVID-19, as well as to obtain testing orders from physicians and other medical professionals. The specimens were collected from, among others, residents and staff at nursing homes, assisted living facilities, rehabilitation facilities, and similar types of facilities, and from students and staff at primary and secondary schools, for the purported purpose of conducting screening tests to identify and isolate individuals infected with COVID-19. However, Navarro and Shams caused HCPL to perform RPP tests on most of the specimens, even though only COVID-19 testing had been ordered and there was no medical justification for conducting RPP tests on asymptomatic individuals who needed only COVID-19 screening tests. Through HCPL, Navarro and Shams billed approximately $369 million for the RPP tests to Medicare, the Health Resources and Services Administration COVID-19 Uninsured Program, and a private health insurance company, and were reimbursed approximately $46.7 million for fraudulent claims.

    Navarro was also ordered to forfeit $11,662,939 in funds that the government had previously seized from three bank accounts. The total amount seized and forfeited from Navarro and Shams is $14,518,485. Navarro also was ordered to pay $46,735,400 in restitution.

    Navarro pleaded guilty on Oct. 5, 2023, to conspiracy to commit health care fraud and wire fraud. Shams pleaded guilty on Jan. 24, 2023, in the Central District of California to conspiracy to commit health care fraud and concealment of his exclusion from Medicare and was sentenced to 10 years in prison on Jan. 30, 2024. In addition, on May 29, 2024, Shams was sentenced to five years in prison in connection with his 2017 plea in the Eastern District of New York to conspiracy to commit money laundering, conspiracy to pay and receive kickbacks, and defrauding the United States by obstructing the lawful functions of the IRS, of which three years were ordered to run consecutive to the Central District of California sentence.

    Supervisory Official Antoinette T. Bacon of the Justice Department’s Criminal Division, Assistant Director in Charge Akil Davis of the FBI Los Angeles Field Office, and Acting Special Agent in Charge Rochelle Wong of the Department of Health and Human Services Office of Inspector General (HHS-OIG) Los Angeles Regional Office made the announcement.

    The FBI and HHS-OIG investigated the case.

    Trial Attorneys Gary A. Winters and Raymond E. Beckering III of the Criminal Division’s Fraud Section prosecuted the case. Assistant U.S. Attorney Maxwell Coll for the Central District of California handled the financial penalties.

    The Justice Department’s COVID-19 Fraud Enforcement Task Force marshals the resources of the department in partnership with agencies across government to enhance efforts to combat and prevent pandemic-related fraud. The task force bolsters efforts to investigate and prosecute the most culpable domestic and international criminal actors and assists agencies tasked with administering relief programs to prevent fraud by, among other methods, augmenting and incorporating existing coordination mechanisms, identifying resources and techniques to uncover fraudulent actors and their schemes, and sharing and harnessing information and insights gained from prior enforcement efforts. For more information on the department’s response to the pandemic, visit www.justice.gov/coronavirus.

    MIL Security OSI –

  • MIL-OSI Security: Member of Violent Gang Pleads Guilty to Racketeering and Firearm and Drug Trafficking Offenses

    Source: Office of United States Attorneys

    BOSTON – A Boston-area man pleaded guilty today to his role in Cameron Street, a violent Boston gang.

    Jonathan Darosa, a/k/a “Jeezy,” 31, of Boston, pleaded guilty to one count of conspiracy to participate in a racketeering enterprise (more commonly referred to as RICO or racketeering conspiracy); one count of being a felon in possession of firearm and ammunition; one count of distribution of and possession with intent to distribute cocaine and oxycodone; and one count of distribution of and possession with intent to distribute cocaine. U.S. Senior District Court Judge William G. Young scheduled sentencing for May 1, 2025.

    Over the course of a two-year investigation, Darosa was identified as a member of Cameron Street. On two separate occasions, Darosa distributed cocaine and oxycodone to a cooperating witness. Additionally, in an interaction with law enforcement, Darosa threatened officers, telling them “If I had a gun on me, I would have shot at you,” “I am not going back to jail,” and “I keep it on my hip.” In April 2021 in Dorchester, local law enforcement observed Darosa wearing a “waist bag” across his chest – law enforcement had recovered firearms from similar bags in the past. During a search of Darosa’s person, a Taurus 9 millimeter semi-automatic pistol containing 12 rounds of assorted 9 millimeter ammunition, including one round in the chamber, was recovered.

    According to court documents, Cameron Street is a violent gang based largely in the Dorchester section of Boston that used violence and threats of violence to preserve, protect and expand its territory, promote a climate of fear and enhance its reputation.

    Darosa has been convicted on three prior occasions of unlawful possession of a firearm, including a 2016 conviction in Suffolk Superior Court for which he served a three-year prison sentence.

    The charge of RICO conspiracy and conspiracy to interfere with commerce by force or violence each provide for a sentence of up to 20 years in prison, three years of supervised release and a fine of $250,000. The charge of being a felon in possession of a firearm and ammunition provides for a sentence of up to 10 years in prison, three years of supervised release and a fine of $250,000. The charge of distribution of cocaine and oxycodone provides for a sentence of up to 20 years in prison, at least three years of supervised release up to life and a fine of $1 million. The charge of distribution of and possession with intent to distribute cocaine provides for a sentence of up to 20 years in prison, at least three years of supervised release up to life and a fine of $1 million. Sentences are imposed by a federal district court judge based upon the U.S. Sentencing Guidelines and statutes which govern the determination of a sentence in a criminal case.

    United States Attorney Leah B. Foley; James M. Ferguson, Special Agent in Charge of the Bureau of Alcohol, Tobacco, Firearms and Explosives, Boston Feld Division; Stephen Belleau, Acting Special Agent in Charge of the Drug Enforcement Administration, New England Field Division; and Boston Police Commissioner Michael Cox made the announcement today. Valuable assistance was provided by the Massachusetts State Police; Suffolk County Sheriff’s Office; Suffolk, Plymouth, Norfolk and Bristol County District Attorney’s Offices; and the Canton, Quincy, Randolph, Somerville, Brockton, Malden, Stoughton, Rehoboth and Pawtucket (R.I.) Police Departments. Assistant U.S. Attorneys Christopher Pohl and Charles Dell’Anno of the Narcotics & Money Laundering Unit are prosecuting the case.

    This operation is part of an Organized Crime Drug Enforcement Task Forces (OCDETF) Strike Force Initiative, which provides for the establishment of permanent multi-agency task force teams that work side-by-side in the same location. This co-located model enables agents from different agencies to collaborate on intelligence-driven, multi-jurisdictional operations to disrupt and dismantle the most significant drug traffickers, money launderers, gangs, and transnational criminal organizations. OCDETF identifies, disrupts, and dismantles the highest-level criminal organizations that threaten the United States using a prosecutor-led, intelligence-driven, multi-agency approach. Additional information about the OCDETF Program can be found at https://www.justice.gov/OCDETF.

    The remaining defendants named in the indictment are presumed innocent unless and until proven guilty beyond a reasonable doubt in a court of law.

    MIL Security OSI –

  • MIL-OSI USA: Woman Sentenced for Fraud Scheme Involving Claims for Unnecessary Respiratory Tests Submitted with COVID-19 Tests

    Source: US State of California

    A California woman was sentenced today to nine years in prison for her role in fraudulently submitting claims to governmental and private insurance programs during the COVID‑19 pandemic for expensive respiratory pathogen panel (RPP) tests that were medically unnecessary and never ordered by health care providers.

    According to court documents, Lourdes Navarro, 66, of Glendale, and Imran Shams owned and controlled Matias Clinical Laboratory, doing business as Health Care Providers Laboratory (HCPL). Navarro and Shams conspired to obtain nasal swab specimens that enabled HCPL to test for COVID-19, as well as to obtain testing orders from physicians and other medical professionals. The specimens were collected from, among others, residents and staff at nursing homes, assisted living facilities, rehabilitation facilities, and similar types of facilities, and from students and staff at primary and secondary schools, for the purported purpose of conducting screening tests to identify and isolate individuals infected with COVID-19. However, Navarro and Shams caused HCPL to perform RPP tests on most of the specimens, even though only COVID-19 testing had been ordered and there was no medical justification for conducting RPP tests on asymptomatic individuals who needed only COVID-19 screening tests. Through HCPL, Navarro and Shams billed approximately $369 million for the RPP tests to Medicare, the Health Resources and Services Administration COVID-19 Uninsured Program, and a private health insurance company, and were reimbursed approximately $46.7 million for fraudulent claims.

    Navarro was also ordered to forfeit $11,662,939 in funds that the government had previously seized from three bank accounts. The total amount seized and forfeited from Navarro and Shams is $14,518,485. Navarro also was ordered to pay $46,735,400 in restitution.

    Navarro pleaded guilty on Oct. 5, 2023, to conspiracy to commit health care fraud and wire fraud. Shams pleaded guilty on Jan. 24, 2023, in the Central District of California to conspiracy to commit health care fraud and concealment of his exclusion from Medicare and was sentenced to 10 years in prison on Jan. 30, 2024. In addition, on May 29, 2024, Shams was sentenced to five years in prison in connection with his 2017 plea in the Eastern District of New York to conspiracy to commit money laundering, conspiracy to pay and receive kickbacks, and defrauding the United States by obstructing the lawful functions of the IRS, of which three years were ordered to run consecutive to the Central District of California sentence.

    Supervisory Official Antoinette T. Bacon of the Justice Department’s Criminal Division, Assistant Director in Charge Akil Davis of the FBI Los Angeles Field Office, and Acting Special Agent in Charge Rochelle Wong of the Department of Health and Human Services Office of Inspector General (HHS-OIG) Los Angeles Regional Office made the announcement.

    The FBI and HHS-OIG investigated the case.

    Trial Attorneys Gary A. Winters and Raymond E. Beckering III of the Criminal Division’s Fraud Section prosecuted the case. Assistant U.S. Attorney Maxwell Coll for the Central District of California handled the financial penalties.

    The Justice Department’s COVID-19 Fraud Enforcement Task Force marshals the resources of the department in partnership with agencies across government to enhance efforts to combat and prevent pandemic-related fraud. The task force bolsters efforts to investigate and prosecute the most culpable domestic and international criminal actors and assists agencies tasked with administering relief programs to prevent fraud by, among other methods, augmenting and incorporating existing coordination mechanisms, identifying resources and techniques to uncover fraudulent actors and their schemes, and sharing and harnessing information and insights gained from prior enforcement efforts. For more information on the department’s response to the pandemic, visit www.justice.gov/coronavirus.

    MIL OSI USA News –

  • MIL-OSI Security: New Jersey Man Pleads Guilty to Attempting to Provide Material Support to al Shabaab

    Source: Federal Bureau of Investigation (FBI) State Crime News

    Danielle R. Sassoon, the United States Attorney for the Southern District of New York, announced today that KARREM NASR, a/k/a “Ghareeb Al-Muhajir,” pled guilty to attempting to provide material support to al Shabaab, a designated foreign terrorist organization before U.S. District Judge Analisa Torres.

    U.S. Attorney Danielle R. Sassoon said: “Karrem Nasr devoted himself to waging violent jihad against America and its allies. Inspired by the evil terrorist attack perpetrated by Hamas on October 7, 2023, Nasr, a U.S. citizen, traveled from Egypt to Kenya in an effort to join al Shabaab so that he could execute his jihadist mission of creating death and destruction.  Now, instead of perpetrating a deadly attack in the name of a foreign terrorist group, Nasr resides in federal prison.  I thank the career prosecutors of my office and our law enforcement partners for their extraordinary work in disrupting this plan and bringing a terrorist to justice.”

    According to the allegations in the court filings and statements made in Court:

    NASR is a 24-year-old U.S. citizen who moved from New Jersey to Egypt in or about July 2023.  Starting in at least in or about November 2023, NASR repeatedly expressed his desire and plans to join al Shabaab, a designated foreign terrorist organization that has attacked Americans and American allies around the world, and wage jihad, including in communications with an FBI confidential source (the “CS”), who was posing as a facilitator for terrorist organizations.[1]

    In communications exchanged with the CS and postings that NASR made online, NASR stated that he had been thinking about engaging in jihad for a long time, and he was particularly motivated to become a jihadi by the October 7, 2023, Hamas terrorist attack in Israel.  For example, in communications with the CS, NASR stated that the number one enemy was “evil America,” which he called the “head of the snake.”  In social media posts, NASR warned that “Jihad” was “coming soon to a US location near you,” posting airplane, bomb, and fire emojis:

    In further communications with the CS, NASR expressed his intent to join al Shabaab to receive military training and engage in jihad, that he was prepared to kill and be killed, and that he specifically aspired to be a martyr for the jihadist cause.  For example, NASR stated “I would like to become a martyr in the sake of Allah. . . .  I think in coming years, inshallah we are going to see here big events in Egypt and the other Arab countries.  Inshallah if this happens; I will come back to Egypt, inshallah to help the Muslims in Egypt in their struggle to establish here in Egypt.”

    Beyond his online postings and communications with the CS, NASR took specific and targeted steps in his effort to join and receive military training from al Shabaab.  Among other things, NASR made flight and lodging reservations for travel to Kenya, where he planned to meet members of al Shabaab for further travel to Somalia to join and train with the terrorist group.  In addition, the day before his flight, NASR told the CS that he planned to delete data from his cellphone and computer to ensure that if he were detained, law enforcement would not be able to recover evidence of his jihadist activities from those devices.  On December 14, 2023, as planned, NASR flew from Egypt to Kenya, where he then planned to transit into Somalia to join and train with al Shabaab.  Later that day, NASR was taken into custody by Kenyan authorities.  On December 28, 2023, NASR arrived in the U.S.

    *                *                *

    NASR, 24, of Lawrenceville, New Jersey, pled guilty to attempting to provide material support to a designated foreign terrorist organization, which carries a maximum sentence of 20 years in prison.  NASR is scheduled to be sentenced by Judge Torres on June 30, 2025.

    The maximum potential sentence in this case is prescribed by Congress and is provided here for informational purposes only, as any sentencing of the defendant will be determined by a judge.

    Ms. Sassoon praised the outstanding efforts of the Federal Bureau of Investigation (“FBI”)’s New York Joint Terrorism Task Force, which principally consists of agents from the FBI and detectives from the New York City Police Department.  Ms. Sassoon also thanked the FBI’s Legal Attaché Office in Nairobi, Kenya, the Counterterrorism Section of the Department of Justice’s National Security Division, the Department of Justice’s Office of International Affairs, and the Kenyan Directorate of Criminal Investigations, including the Anti-Terrorism Police Unit and the Joint Terrorism Task Force-Kenya, for their assistance.

    This case is being handled by the Office’s National Security and International Narcotics Unit.  Assistant U.S. Attorneys Camille L. Fletcher, Kimberly J. Ravener, and Stephen Ritchin are in charge of the prosecution, with assistance from Trial Attorney Jennifer Burke of the Counterterrorism Section.
     

    [1] Communications referenced herein are described in substance and in part.

    MIL Security OSI –

  • MIL-OSI Security: Two New Jersey Men Convicted For Their Roles In The Stephen Crane Village Drug Trafficking Organization, Including A Leader Convicted Of Murder

    Source: Office of United States Attorneys

    NEWARK, N.J. –  Yesterday afternoon a Newark jury convicted two New Jersey men for their roles in a violent drug trafficking organization, Acting U.S. Attorney Vikas Khanna announced.

    Michael Mayse, 38, of Newark, a leader of the Stephen Crane Drug Trafficking Organization, was convicted of murder, drug trafficking conspiracy, and related drug and firearms offenses.

    Gary Shahid, 66, of Newark, a drug supplier of the Stephen Crane Drug Trafficking Organization, was convicted of drug trafficking conspiracy, distribution and possession with intent to distribute controlled substances, and firearms offenses.

    “This Office’s commitment to prosecuting violent crime and serious drug trafficking offenses is unwavering.  This case demonstrates the strength of our partnerships with federal, state, and local law enforcement and ensures that serious consequences will follow for these defendants.”

    Acting U.S. Attorney Vikas Khanna

    “ATF remains steadfast in identifying and apprehending those who are terrorizing our neighborhoods with violence and senseless disorder,” ATF Special Agent in Charge L.C. Cheeks, Jr., Newark Field Division stated.  “These guilty verdicts bring accountability to violent criminals whose actions disregard criminal law, human life, and public safety. We will continue to work alongside our law enforcement partners and secure the safety of our communities.”

    “Drug trafficking can be a dangerous and violent game, often entangled with the deadly consequences. Today’s conviction against these two members of the Stephen Crane Village Drug Trafficking Organization, who repeatedly used violence when operating their criminal enterprise, shows the commitment the DEA and our law enforcement partners have in keeping our communities safe and making sure those responsible for these types of violent crimes face the consequences for their actions,” said DEA Special Agent in Charge Cheryl Ortiz, New Jersey Field Division.

    According to documents filed in this case and statements made in court:

    Stephen Crane Village is a public housing complex near Branch Brook Park, on the border of Newark, New Jersey and Belleville, New Jersey. Stephen Crane Village was the site of an open-air drug market controlled by a violent drug trafficking organization (“DTO”) from at least February 2019 through February 2020.

    Through numerous controlled purchases of narcotics, consensually recorded telephone calls and text messages, physical surveillance, electronic surveillance, and the analysis of telephone call detail records, law enforcement determined that the members of the DTO conspired to distribute narcotics, including heroin, fentanyl, and cocaine base, in and around Stephen Crane Village.

    The DTO used a drug stash apartment in Stephen Crane Village to package and store their drugs for distribution. The DTO sold significant quantities of drugs to confidential sources and an undercover agent. On December 15, 2019, Mayse entered the DTO’s stash apartment in Stephen Crane Village and murdered a member of the DTO over a monetary debt relating to the drug trafficking conspiracy.

    The count of conspiracy to distribute at least 100 grams of heroin carries a minimum sentence of five years in prison, maximum penalty of 40 years in prison, and a fine of up to $5 million. The counts of distribution of heroin, fentanyl, and cocaine each carry a maximum of 20 years in prison and a fine of $1 million. The count for of possession with intent to distribute 400 grams or more of fentanyl, 100 grams or more of heroin, and 500 grams or more of cocaine carries a minimum sentence of 10 years in prison, a maximum sentence of life in prison, and a fine of up to $10 million. The count of murder during and in relation to a drug trafficking crime carries a maximum sentence of life in prison and a $250,000 fine. The count of discharging a firearm during and in relation to a drug trafficking crime carries a minimum sentence of 10 years in prison, a maximum sentence of life in prison, and a $250,000 fine.  The counts of possessing a firearm in furtherance of a drug trafficking crime carries a minimum sentence of 5 years in prison, a maximum sentence of life in prison, and a $250,000 fine.

    Acting U.S. Attorney Khanna credited special agents and task force officers with the Bureau of Alcohol, Tobacco, Firearms and Explosives, Newark Field Division, under the direction of Special Agent in Charge L.C. Cheeks, Jr.; special agents and task force officers of the Drug Enforcement Administration, under the direction of Special Agent in Charge Cheryl Ortiz; the Essex County Prosecutor’s Office, under the direction of Prosecutor Theodore N. Stephens II and Chief Mitchell G. McGuire; the Newark Police Department, under the direction of Director Emanuel Miranda; and the Belleville Police Department, under the direction of Chief Mark Minichini.  He also thanked the U.S. Marshals Service and the Federal Bureau of Investigation for their assistance with this case.

    The investigation was conducted as part of the Newark Violent Crime Initiative (VCI). The Newark VCI was formed in August 2017 by the U.S. Attorney’s Office for the District of New Jersey, the Essex County Prosecutor’s Office, and the City of Newark’s Department of Public Safety for the sole purpose of combatting violent crime in and around Newark. As part of this partnership, federal, state, county, and city agencies collaborate and pool resources to prosecute violent offenders who endanger the safety of the community. The VCI is composed of the U.S. Attorney’s Office, the FBI, the ATF, the DEA, the DHS/HSI, the USMS, the Newark Department of Public Safety, the Essex County Prosecutor’s Office, the Essex County Sheriff’s Office, New Jersey State Parole, Union County Jail, New Jersey State Police Regional Operations and Intelligence Center/Real Time Crime Center, New Jersey Department of Corrections, the East Orange Police Department, and the Irvington Police Department.

    This case is also conducted under the auspices of the Organized Crime Drug Enforcement Task Forces (OCDETF). OCDETF identifies, disrupts, and dismantles the highest-level criminal organizations that threaten the United States using a prosecutor-led, intelligence-driven, multi-agency approach. Additional information about the OCDETF Program can be found at https://www.justice.gov/OCDETF.

    The government is represented by Assistant U.S. Attorney Tracey Agnew of the Criminal Division in Trenton and Assistant U.S. Attorney Jason Goldberg of the Organized Crime and Gangs Unit in Newark.

                                                     ###

    Defense counsel:

    Thomas Ambrosio, Esq., for Gary Shahid

    Joel Silberman, Esq., and Keith Oliver, Esq., for Michael Mayse

    MIL Security OSI –

  • MIL-OSI Security: Maryland Life Insurance Broker Convicted in $20-Million Insurance Fraud Scheme

    Source: Office of United States Attorneys

    Baltimore, Maryland – After a seven-day trial, a federal jury found James William Wilson, Jr., 77, of Owings Mills, Maryland, guilty of 13 counts of fraud, three counts of money laundering, two counts of filing false tax returns, and one count of aggravated identity theft.

    Erek L. Barron, U.S. Attorney for the District of Maryland, announced the verdict with Acting Deputy Assistant Attorney General Stuart M. Goldberg, Department of Justice Tax Division, and Special Agent in Charge Kareem Carter, Internal Revenue Service-Criminal Investigation Division, Washington Field Office.

    According to court documents and evidence presented at trial, Wilson defrauded life-insurance companies by securing more than 40 life-insurance policies. Wilson’s scheme included mispresenting policy applicants’ health, wealth, and existing life-insurance coverage. The total death benefits from these policies exceeded $20 million.

    Additionally, Wilson defrauded individual investors to receive funds that he used to pay premiums on the fraudulently obtained life-insurance policies. Wilson concealed the fraud by transferring the proceeds to multiple bank accounts, including accounts in the name of trusts. He then filed false individual income-tax returns for 2018 and 2019, which concealed the fraudulent proceeds from each year, approximately $5.7 million and $2 million, respectively.

    Wilson is scheduled to be sentenced at 9:30 a.m., on May 1, 2025, and faces a maximum penalty of 20 years in prison for each count of conspiracy, wire fraud, mail fraud, and money laundering; and three years in prison for each count of filing a false tax return.  He also faces two years in prison for one count of aggravated identity theft. A federal district court judge determines sentencing after considering the U.S. Sentencing Guidelines and other statutory factors.

    In addition, Wilson’s wife, Maureen, 76, has also been charged with fraud, conspiracy, money laundering, and filing false tax returns for 2018 and 2019. Her trial is scheduled for March 3, 2025.

    IRS-Criminal Investigation investigated the case, with assistance from the Maryland Insurance Administration and the Maryland Office of The Attorney General.

    U.S. Attorney Barron commended the IRS-Criminal Investigation Division for their work on the case. Mr. Barron also thanked Assistant U.S. Attorneys Matthew P. Phelps and Philip Motsay and Trial Attorneys Shawn Noud and Richard Kelley, who prosecuted the federal case.

    For more information about the Maryland U.S. Attorney’s Office, its priorities, and resources available to help the community, please visit www.justice.gov/usao-md and https://www.justice.gov/usao-md/community-outreach.

    # # #

    MIL Security OSI –

  • MIL-OSI Security: Guatemalan National Pleads Guilty to Unlawful Reentry

    Source: Office of United States Attorneys

    BOSTON – A Guatemalan man pleaded guilty yesterday in federal court in Boston to illegally reentering the United States after deportation.

    Edilzar Morales-Barillas, 36, pleaded guilty to one count of unlawful reentry of a deported alien. U.S. District Court Judge Nathaniel M. Gorton scheduled sentencing for May 7, 2025. Morales-Barillas was charged on July 31, 2024.

    Morales-Barillas was deported from the United States on May 14, 2021. Sometime after his May 2021 removal, Morales-Barillas unlawfully reentered the United States. Immigration and Customs Enforcement became aware of Morales-Barillas’ unlawful presence in the United States on May 27, 2023, following his arrest for a fourth offense of operating under the influence of alcohol.  

    The charge of unlawful reentry of a deported alien provides for a sentence of up to 20 years in prison, three years of supervised release and a fine of up to $250,000. The defendant will be subject to deportation proceedings upon completion any sentence imposed. Sentences are imposed by a federal district court judge based upon the U.S. Sentencing Guidelines and statutes which govern the determination of a sentence in a criminal case.  

    United States Attorney Leah B. Foley and Todd M. Lyons, Field Office Director, Boston, U.S. Immigration and Customs Enforcement’s Enforcement and Removal Operations made the announcement today. Assistant U.S. Attorney Brian Sullivan of the Criminal Division is prosecuting the case.

    MIL Security OSI –

  • MIL-OSI Security: New Orleans Man Pleads Guilty To Federal Drug Charges

    Source: Office of United States Attorneys

    NEW ORLEANS, LOUISIANA – United States Attorney Duane A. Evans announced that on January 16, 2025, JONAS RICHARD (“RICHARD”), age 43, pled guilty to three counts of a superseding indictment charging him with distribution of fentanyl, in violation of Title 21, United States Code, Sections 841(a)(1) and 841(b)(1)(C).

    As to each count, RICHARD faces a maximum term of imprisonment of 20 years, up to a $1,000,000 fine, at least three years of supervised release, and a mandatory special assessment fee of $100.00.  RICHARD is set for sentencing on April 24, 2025.

    According to court documents, on August 24, 2023, as part of operation Big Easy, undercover agents with the Bureau of Alcohol, Tobacco, Firearms and Explosives (ATF) while walking through the French Quarter in New Orleans, were approached by RICHARD about purchasing narcotics.  After agreeing to a price for heroin, RICHARD contacted his supplier/ co-defendant. Later, RICHARD’s supplier arrived and gave the narcotics to RICHARD, who then gave the narcotics to the undercover agents.  After testing, the narcotics were identified as fentanyl and weighed 3.36 grams.

    Following the August 24, 2023 sale, RICHARD maintained telephone contact with the undercover agent and on August 28, 2023, met the agents in a New Orleans parking lot.  On this occasion, RICHARD sold them 16.26 grams of fentanyl.

    On September 15, 2023, RICHARD sold the agents a half ounce of fentanyl laced heroin in two packages.  Each package weighed 12.10 and 4.02 grams, respectively.

    This case is part of Project Safe Neighborhoods (PSN), a program bringing together all levels of law enforcement and the communities they serve to reduce violent crime and gun violence, and to make our neighborhoods safer for everyone.  On May 26, 2021, the Department launched a violent crime reduction strategy strengthening PSN based on these core principles: fostering trust and legitimacy in our communities, supporting community-based organizations that help prevent violence from occurring in the first place, setting focused and strategic enforcement priorities, and measuring the results.

    The case was investigated by the Drug Enforcement Administration and the Bureau of Alcohol, Tobacco, Firearms, and Explosives.  This case was prosecuted by Assistant U.S. Attorney Sarah Dawkins of the Violent Crime Unit.

    MIL Security OSI –

  • MIL-OSI Security: Former Colorado Springs Man Sentenced For Defrauding Taxpayer Funded COVID-19 Relief Program

    Source: Office of United States Attorneys

    DENVER – The United States Attorney’s Office for the District of Colorado announces that Charles Lacona, Jr., 67, formerly of Colorado Springs, was sentenced to 24 months in federal prison and ordered to pay $549,274.14 in restitution after being found guilty by a federal jury on two counts of wire fraud and one count of money laundering related to fraudulent COVID-19 related funds he received through the Paycheck Protection Program (PPP).

    According to the facts established at trial, between April 2020 and April 2021, Lacona devised and participated in a scheme to defraud a lender of $513,732.50 in PPP loans. Lacona inflated payroll costs and gross receipts, made false statements and certifications, and submitted fabricated tax documents and payroll reports.  During that same period, Lacona unsuccessfully applied for additional emergency government assistance through the Economic Injury Disaster Loan (EIDL) program.  Lacona used some of the fraudulently obtained funds to purchase a Cadillac CT6 for $67,704.13.

    “Theft of taxpayer dollars will not be tolerated,” said Acting United States Attorney J. Bishop Grewell. “This sentence sends a message that people who defrauded the United States Government will be held accountable for their actions.”

    “IRS Criminal Investigation is committed to holding accountable those who exploited the COVID-19 pandemic relief programs,” said Amanda Prestegard, Special Agent In Charge, Denver Field Office. “Investigating those who defrauded programs meant for hard working Americans will remain a top priority for our agency.”

    United States District Court Judge Daniel D. Domenico presided over the trial. IRS Criminal Investigation handled the investigation. Assistant United States Attorneys Craig Fansler and Nicole Cassidy handled the prosecution.

    On May 17, 2021, the Attorney General established the COVID-19 Fraud Enforcement Task Force to marshal the resources of the Department of Justice in partnership with agencies across government to enhance efforts to combat and prevent pandemic-related fraud. The Task Force bolsters efforts to investigate and prosecute the most culpable domestic and international criminal actors and assists agencies tasked with administering relief programs to prevent fraud by, among other methods, augmenting and incorporating existing coordination mechanisms, identifying resources and techniques to uncover fraudulent actors and their schemes, and sharing and harnessing information and insights gained from prior enforcement efforts. For more information on the Department’s response to the pandemic, please visit https://www.justice.gov/coronavirus.

    On July 11, 2023, the Attorney General selected the District of Colorado’s U.S. Attorney’s Office to head one of five national COVID-19 Fraud Strike Force Teams. The Department of Justice established the Strike Force to enhance existing efforts to combat and prevent COVID-19 related financial fraud.  The Strike Force combines law enforcement and prosecutorial resources and focuses on large-scale, multistate pandemic relief fraud perpetrated by criminal organizations and transnational actors, as well as those who committed multiple instances of pandemic relief fraud. The Strike Force uses prosecutor-led and data analyst-driven teams to identify and bring to justice those who stole pandemic relief funds. Additional information regarding the Strike Force may be found at https://www.justice.gov/opa/pr/justice-department-announces-results-nationwide-covid-19-fraud-enforcement-action.

    Anyone with information about allegations of attempted fraud involving COVID-19 can report it by calling the Department of Justice’s National Center for Disaster Fraud (NCDF) Hotline at 866-720-5721 or via the NCDF Web Complaint Form at: https://www.justice.gov/disaster-fraud/ncdf-disaster-complaint-form

    MIL Security OSI –

  • MIL-OSI Security: Boynton Beach Man Sentenced To 5 Years For Distributing Videos Depicting The Sexual Abuse Of Children

    Source: Office of United States Attorneys

    Jacksonville, Florida – Chief United States District Judge Marcia Morales Howard has sentenced Timothy Burch Morris (46, Boynton Beach) to five years in federal prison for distributing over the internet two videos depicting the sexual abuse of young children. Morris was also ordered to serve a five-year term of supervised release, pay $10,000 in assessments for child victims, and register as a sex offender.

    According to court documents, on November 20, 2023, an FBI agent (UC) in Jacksonville was working in an undercover capacity on a particular social media application (app) to identify individuals who were attempting to sexually exploit children using the internet. The UC joined an online public chatroom on the app posing as an adult with access to a child. App user “timkw37138,” who was later identified as Morris, posted within this public group – “Hi all. 44 very well hung male in Florida. My PM is open.” Later that day, the UC and Morris began texting using the private messaging feature of the app. Morris typed, “I just love stroking to guys [sic] daughters,” and stated that his favorite age is “prob 13-15 give or take a couple years neither side.”

    On November 22, 2023, when asked to verify if he was “legit,” Morris sent the UC a sexually explicit photo of himself. Five minutes later, Morris distributed two videos to the UC depicting minors being sexually abused. During another online conversation on November 27, 2023, Morris sent the UC another sexually explicit photo of himself taken at his residence.

    After further investigation, FBI agents arrested Morris. During a search incident to his arrest, agents seized Morris’s cellphone which contained several sexually explicit photos of Morris that he had taken while at his home that were consistent with those sent to the UC. During an interview with law enforcement, Morris admitted having the “timkw37138” user account on the app for over five years.   

    This case was investigated by the Federal Bureau of Investigation in Jacksonville and West Palm Beach, with assistance from the Boynton Beach Police Department. It was prosecuted by Assistant United States Attorney D. Rodney Brown.

    It is another case brought as part of Project Safe Childhood, a nationwide initiative launched in 2006 by the Department of Justice to combat the growing epidemic of child sexual exploitation and abuse. Led by the United States Attorneys’ Offices and the Criminal Division’s Child Exploitation and Obscenity Section, Project Safe Childhood marshals federal, state, and local resources to locate, apprehend, and prosecute individuals who sexually exploit children, and to identify and rescue child victims. For more information about Project Safe Childhood, please visit www.justice.gov/psc. 

    MIL Security OSI –

  • MIL-OSI: Enterprise Bancorp, Inc. Announces Fourth Quarter Financial Results

    Source: GlobeNewswire (MIL-OSI)

    Filed by Enterprise Bancorp, Inc.
    pursuant to Rule 425 under the Securities Act of 1933
    and deemed filed pursuant to Rule 14a-12
    under the Securities Exchange Act of 1934

    Subject Company: Enterprise Bancorp, Inc.
    SEC File No.: 001-33912
    Date: January 28, 2025

    LOWELL, Mass., Jan. 28, 2025 (GLOBE NEWSWIRE) — Enterprise Bancorp, Inc. (“Enterprise”) (NASDAQ: EBTC), parent of Enterprise Bank, announced its financial results for the three months ended December 31, 2024. Net income amounted to $10.7 million, or $0.86 per diluted common share, for the three months ended December 31, 2024, compared to $10.0 million, or $0.80 per diluted common share, for the three months ended September 30, 2024 and $7.9 million, or $0.64 per diluted common share, for the three months ended December 31, 2023.

    On December 9, 2024, Enterprise and Enterprise Bank announced the signing of a definitive merger agreement with Independent Bank Corp. (“Independent”) and its wholly owned subsidiary, Rockland Trust Company (“Rockland Trust”), pursuant to which Enterprise will merge with and into Independent and Enterprise Bank will merge into Rockland Trust. The proposed merger is expected to close in the second half of 2025, subject to customary closing conditions, including regulatory approvals and approval of Enterprise shareholders. No vote of Independent Bank Corp. shareholders is required.

    Selected financial results at or for the quarter ended December 31, 2024, compared to September 30, 2024, were as follows:

    • The returns on average assets and average equity were 0.89% and 11.82%, respectively.
    • Tax-equivalent net interest margin (non-GAAP) (“net interest margin”) was 3.29%, an increase of 7 basis points.
    • Total loans amounted to $3.98 billion, an increase of 3.2%.
    • Total deposits were relatively unchanged and amounted to $4.19 billion.
    • Wealth assets under management and administration amounted to $1.54 billion, an increase of 1.4%.

    Chief Executive Officer Steven Larochelle commented, “As we continue to work toward the upcoming completion of the proposed merger with Rockland Trust, I am pleased to announce that our team continued to deliver strong results in the fourth quarter. Loan growth was once again robust at 3.2% for the quarter while operating results were positively impacted by margin expansion as we benefited from the impact of Federal Reserve Bank interest rate cuts coupled with the flattening of the yield curve.”

    Executive Chairman & Founder George Duncan stated, “The news of our anticipated merger with Rockland Trust has been well received by our shareholders, customers and communities. The planning of our integration with them is going well and the anticipated synergies and cultural alignment of our two banks are being confirmed.”

    Mr. Duncan added, “I congratulate Steve, and the whole team, for another very successful quarter and year. This was our third straight year of 12% loan growth, and I believe this is a testament to our relationship-based sales and service culture partnered with our strong commitment to community outreach and involvement.”

    Net Interest Income

    Net interest income for the three months ended December 31, 2024, amounted to $38.5 million, an increase of $2.0 million, or 5%, compared to the three months ended December 31, 2023. The increase was due primarily to an increase in loan interest income of $7.8 million, partially offset by an increase in deposit interest expense of $3.7 million and a decrease in income on other interest-earning assets of $1.5 million.

    The increase in interest income during the fourth quarter of 2024, compared to the prior year quarter, was due primarily to loan growth and higher loan yields, while the increase in interest expense during the period was attributed primarily to an increase in certificates of deposit balances and higher market rates on deposits.

    Net Interest Margin

    Net interest margin for the three months ended December 31, 2024, September 30, 2024 and December 31, 2023, amounted to 3.29%, 3.22% and 3.29%, respectively.

    Three months ended – December 31, 2024, compared to December 31, 2023

    Net interest margin was positively impacted by loan growth and an increase in loan yields, offset by increases in average funding liabilities and funding costs as well as a decrease in the average balance of other interest-earning assets.

    The increase in interest-earning asset yields of 27 basis points was due primarily to loan repricing and originations at higher interest rates while the increase in funding costs of 29 basis points was driven by higher market rates and growth in certificate of deposit balances.

    Three months ended – December 31, 2024, compared to September 30, 2024

    The increase in net interest margin was due primarily to loan growth and a decrease in funding costs, partially offset by decreases in interest-earning asset yields and the average balance of other interest-earning assets.

    The decreases in funding costs of 10 basis points and interest-earning asset yields of 3 basis points were driven primarily by the 100 basis point reduction in the federal funds rate from September 2024 through December 2024. In addition, the decrease in other interest-earning assets resulted mainly from funding loan growth during the period.

    Provision for Credit Losses

    The provision for credit losses for the three-month periods ended December 31, 2024 and December 31, 2023, are presented below:

        Three months ended   Increase / (Decrease)
    (Dollars in thousands)   December 31, 
    2024    		   December 31, 
    2023
    Provision for credit losses on loans – collectively evaluated   $ 1,939     $ 1,132     $ 807  
    Provision for credit losses on loans – individually evaluated     (1,874 )     (27 )     (1,847 )
    Provision for credit losses on loans     65       1,105       (1,040 )
                 
    Provision for unfunded commitments     (171 )     1,388       (1,559 )
                 
    Provision for credit losses   $ (106 )   $ 2,493     $ (2,599 )
                             

    The decrease in the provision for credit losses of $2.6 million was due to net decreases in reserves on individually evaluated loans of $1.8 million and unfunded commitments of $1.6 million, partially offset by an increase in reserves on collectively evaluated loans of $807 thousand which was due primarily to loan growth.

    The decrease in reserves on individually evaluated loans was due primarily to two commercial relationships that experienced improvement in their collateral valuation during the period and the decrease in reserves for unfunded commitments resulted primarily by a decrease in off-balance sheet commitments that required a reserve.

    Non-Interest Income

    Non-interest income for the three months ended December 31, 2024, amounted to $5.6 million, an increase of $69 thousand, or 1%, compared to the three months ended December 31, 2023. The increase was due primarily to increases in wealth management fees, income on bank-owned life insurance and other income, partially offset by a decrease in gains on equity securities.

    Non-Interest Expense

    Non-interest expense for the three months ended December 31, 2024, amounted to $29.8 million, an increase of $1.6 million, or 6%, compared to the three months ended December 31, 2023. The increase was due primarily to increases in salaries and employee benefits expense of $808 thousand and merger-related expenses of $1.1 million.

    Income Taxes

    The effective tax rate for the three months ended December 31, 2024, amounted to 25.4%, compared to 30.3% for the three months ended December 31, 2023. The decrease was due primarily to annual book to tax return adjustments in the prior year quarter.

    Balance Sheet

    Total assets amounted to $4.83 billion at December 31, 2024, compared to $4.47 billion at December 31, 2023, an increase of 8%.

    Total investment securities at fair value amounted to $593.6 million at December 31, 2024, compared to $668.2 million at December 31, 2023. The decrease of 11% during the year ended December 31, 2024, was largely attributable to principal pay-downs, calls and maturities. In addition, unrealized losses on debt securities amounted to $101.8 million at December 31, 2024, compared to $102.9 million at December 31, 2023, a decrease of 1%.

    Total loans amounted to $3.98 billion at December 31, 2024, compared to $3.57 billion at December 31, 2023. The increase of 12% during the year ended December 31, 2024, was due primarily to increases in commercial real estate and construction loans of $203.1 million and $94.9 million, respectively.

    Total deposits amounted to $4.19 billion at December 31, 2024, compared to $3.98 billion at December 31, 2023. The increase of 5% during the year ended December 31, 2024, was due primarily to increases in money market and certificate of deposit balances of $51.5 million and $164.1 million, respectively.

    Total borrowed funds amounted to $153.1 million at December 31, 2024, compared to $25.8 million at December 31, 2023. The increase of $127.4 million during the year ended December 31, 2024, the majority of which occurred at the end of December, resulted primarily from an increase in short-term advances used to support strong loan growth. Average borrowed funds during the fourth quarter of 2024 amounted to $37.8 million.

    Total shareholders’ equity amounted to $360.7 million at December 31, 2024, compared to $329.1 million at December 31, 2023. The increase of 10% during the year ended December 31, 2024, was due primarily to an increase in retained earnings of $26.9 million.

    Credit Quality

    Selected credit quality metrics at December 31, 2024, compared to December 31, 2023, were as follows:

    • The allowance for credit losses (“ACL”) for loans amounted to $63.5 million, or 1.59% of total loans, compared to $59.0 million, or 1.65% of total loans. The decrease in the ACL for loans to total loan ratio was due primarily to a decrease in reserves on individually evaluated loans and a decrease in qualitative factors within our ACL model.
    • The reserve for unfunded commitments (included in other liabilities) amounted to $4.4 million, compared to $7.1 million. The decrease was driven primarily by a decrease in off-balance sheet commitments that required a reserve.
    • Non-performing loans amounted to $26.7 million, or 0.67% of total loans, compared to $11.4 million, or 0.32% of total loans. The increase resulted primarily from two individually evaluated commercial construction loans which were placed on non-accrual.

    Net charge-offs for the year ended December 31, 2024, amounted to $206 thousand, or 0.01% of average total loans, compared to $105 thousand, or 0.00% of average total loans, for the year ended December 31, 2023.

    Wealth Management

    Wealth assets under management and administration, which are not carried as assets on the Company’s consolidated balance sheets, amounted to $1.54 billion at December 31, 2024, an increase of $215.8 million, or 16%, compared to December 31, 2023, and resulted primarily from an increase in market values.

    About Enterprise Bancorp, Inc.

    Enterprise Bancorp, Inc. is a Massachusetts corporation that conducts substantially all its operations through Enterprise Bank and Trust Company, commonly referred to as Enterprise Bank, and has reported 141 consecutive profitable quarters. Enterprise Bank is principally engaged in the business of attracting deposits from the general public and investing in commercial loans and investment securities. Through Enterprise Bank and its subsidiaries, the Company offers a range of commercial, residential and consumer loan products, deposit products and cash management services, electronic and digital banking options, as well as wealth management, and trust services. The Company’s headquarters and Enterprise Bank’s main office are located at 222 Merrimack Street in Lowell, Massachusetts. The Company’s primary market area is the Northern Middlesex, Northern Essex, and Northern Worcester counties of Massachusetts and the Southern Hillsborough and Southern Rockingham counties in New Hampshire. Enterprise Bank has 27 full-service branches located in the Massachusetts communities of Acton, Andover, Billerica (2), Chelmsford (2), Dracut, Fitchburg, Lawrence, Leominster, Lexington, Lowell (2), Methuen, North Andover, Tewksbury (2), Tyngsborough and Westford and in the New Hampshire communities of Derry, Hudson, Londonderry, Nashua (2), Pelham, Salem and Windham.

    Forward-Looking Statements

    This earnings release contains statements about future events that constitute forward-looking statements within the meaning of the Private Securities Litigation Reform Act of 1995. Forward-looking statements may be identified by references to a future period or periods or by the use of the words “believe,” “expect,” “anticipate,” “intend,” “upcoming,” “estimate,” “assume,” “will,” “should,” “could,” “plan,” and other similar terms or expressions. Forward-looking statements should not be relied on because they involve known and unknown risks, uncertainties and other factors, some of which are beyond the control of the Company. These risks, uncertainties, and other factors may cause the actual results, performance, and achievements of the Company to be materially different from the anticipated future results, performance or achievements expressed in, or implied by, the forward-looking statements. Factors that could cause such differences include, but are not limited to, (i) disruption from the proposed merger with Independent; (ii) the risk that the proposed merger with Independent may not be completed in a timely manner or at all; (iii) the occurrence of any event, change, or other circumstances that could give rise to the termination of the proposed merger with Independent, including under circumstances that would require Enterprise to pay a termination fee; (iv) the failure to obtain necessary shareholder or regulatory approvals for the proposed merger with Independent; (v) the ability to successfully integrate the combined business; (vi) the possibility that the amount of the costs, fees, expenses, and charges related to the proposed merger with Independent may be greater than anticipated, including as a result of unexpected or unknown factors, events, or liabilities; (vii) the failure of the conditions to the proposed merger with Independent to be satisfied; (viii) reputational risk and the reaction of the parties’ customers to the proposed merger with Independent; (xi) the risk of potential litigation or regulatory action related to the proposed merger with Independent; (x) the impact on us and our customers of a decline in general economic conditions and any regulatory responses thereto; (xi) potential recession in the United States and our market areas; (xii) the impacts related to or resulting from uncertainty in the banking industry as a whole; (xiii) increased competition for deposits and related changes in deposit customer behavior; (xiv) the impact of changes in market interest rates, whether due to a continuation of the elevated interest rate environment or further reductions in interest rates and a resulting decline in net interest income; (xv) the lingering inflationary pressures, and the risk of the resurgence of elevated levels of inflation, in the United States and our market areas; (xvi) the uncertain impacts of ongoing quantitative tightening and current and future monetary policies of the Board of Governors of the Federal Reserve System; (xvii) increases in unemployment rates in the United States and our market areas; (xviii) declines in commercial real estate values and prices; (xix) uncertainty regarding United States fiscal debt, deficit and budget matters; (xx) cyber incidents or other failures, disruptions or breaches of our operational or security systems or infrastructure, or those of our third-party vendors or other service providers, including as a result of cyber-attacks; (xxi) severe weather, natural disasters, acts of war or terrorism, geopolitical instability or other external events, including as a result of changes in U.S. presidential administrations or Congress, including potential changes in U.S. and international trade policies and the resulting impact on the Company and its customers; (xxii) competition and market expansion opportunities; (xxiii) changes in non-interest expenditures or in the anticipated benefits of such expenditures; (xxiv) changes in tax laws; (xxv) the risks related to the development, implementation, use and management of emerging technologies, including artificial intelligence and machine learnings; (xxvi) potential increased costs related to the impacts of climate change; and (xxvii) current or future litigation, regulatory examinations or other legal and/or regulatory actions. Therefore, the Company can give no assurance that the results contemplated in the forward-looking statements will be realized and readers are cautioned not to place undue reliance on the forward-looking statements contained in this press release. For more information about these factors, please see our reports filed with or furnished to the U.S. Securities and Exchange Commission (the “SEC”), including our most recent Annual Report on Form 10-K and Quarterly Reports on Form 10-Q on file with the SEC, including the sections entitled “Risk Factors” and “Management’s Discussion and Analysis of Financial Condition and Results of Operations.” Any forward-looking statements contained in this earnings release are made as of the date hereof, and we undertake no duty, and specifically disclaim any duty, to update or revise any such statements, whether as a result of new information, future events or otherwise, except as required by applicable law.

    ENTERPRISE BANCORP, INC.
    Consolidated Balance Sheets
    (unaudited)
     
    (Dollars in thousands, except per share data)   December 31,
    2024    		   December 31,
    2023
    Assets        
    Cash and cash equivalents:        
    Cash and due from banks   $ 42,689     $ 37,443  
    Interest-earning deposits with banks     41,152       19,149  
    Total cash and cash equivalents     83,841       56,592  
    Investments:        
    Debt securities at fair value (amortized cost of $685,766 and $763,981, respectively)     583,930       661,113  
    Equity securities at fair value     9,665       7,058  
    Total investment securities at fair value     593,595       668,171  
    Federal Home Loan Bank stock     7,093       2,402  
    Loans held for sale     520       200  
    Loans:        
    Total loans     3,982,898       3,567,631  
    Allowance for credit losses     (63,498 )     (58,995 )
    Net loans     3,919,400       3,508,636  
    Premises and equipment, net     42,444       44,931  
    Lease right-of-use asset     24,126       24,820  
    Accrued interest receivable     20,553       19,233  
    Deferred income taxes, net     49,096       49,166  
    Bank-owned life insurance     67,421       65,455  
    Prepaid income taxes     2,583       1,589  
    Prepaid expenses and other assets     11,398       19,183  
    Goodwill     5,656       5,656  
    Total assets   $ 4,827,726     $ 4,466,034  
    Liabilities and Shareholders‘Equity        
    Liabilities        
    Deposits   $ 4,187,698     $ 3,977,521  
    Borrowed funds     153,136       25,768  
    Subordinated debt     59,815       59,498  
    Lease liability     23,849       24,441  
    Accrued expenses and other liabilities     33,425       45,011  
    Accrued interest payable     9,055       4,678  
    Total liabilities     4,466,978       4,136,917  
    Commitments and Contingencies        
    Shareholders‘Equity        
    Preferred stock, $0.01 par value per share; 1,000,000 shares authorized; no shares issued     —       —  
    Common stock, $0.01 par value per share; 40,000,000 shares authorized; 12,447,308 and 12,272,674 shares issued and outstanding, respectively.     124       123  
    Additional paid-in capital     111,295       107,377  
    Retained earnings     328,243       301,380  
    Accumulated other comprehensive loss     (78,914 )     (79,763 )
    Total shareholders’ equity     360,748       329,117  
    Total liabilities and shareholders’ equity   $ 4,827,726     $ 4,466,034  
                     
    ENTERPRISE BANCORP, INC.
    Consolidated Statements of Income
    (unaudited)
     
        Three months ended   Year ended
    (Dollars in thousands, except per share data)   December 31, 
    2024    		   September 30, 
    2024    		   December 31, 
    2023    		   December 31, 
    2024    		   December 31, 
    2023
    Interest and dividend income:                    
    Other interest-earning assets   $ 833     $ 2,497     $ 2,350   $ 6,199     $ 9,943  
    Investment securities     3,881       3,835       4,219     15,693       18,575  
    Loans and loans held for sale     54,528       53,809       46,680     208,378       172,535  
    Total interest and dividend income     59,242       60,141       53,249     230,270       201,053  
    Interest expense:                    
    Deposits     19,488       20,581       15,821     76,513       44,389  
    Borrowed funds     394       674       43     2,426       113  
    Subordinated debt     867       866       867     3,467       3,467  
    Total interest expense     20,749       22,121       16,731     82,406       47,969  
    Net interest income     38,493       38,020       36,518     147,864       153,084  
    Provision for credit losses     (106 )     1,332       2,493     1,985       9,249  
    Net interest income after provision for credit losses     38,599       36,688       34,025     145,879       143,835  
    Non-interest income:                    
    Wealth management fees     2,043       2,025       1,797     7,888       6,730  
    Deposit and interchange fees     2,240       2,282       2,145     8,875       8,475  
    Income on bank-owned life insurance, net     522       518       314     2,001       1,264  
    Net losses on sales of debt securities     —       (2 )     —     (2 )     (2,419 )
    Net gains on sales of loans     33       57       —     156       34  
    Net (losses) gains on equity securities     (30 )     604       674     1,140       666  
    Other income     808       656       617     2,821       2,859  
    Total non-interest income     5,616       6,140       5,547     22,879       17,609  
    Non-interest expense:                    
    Salaries and employee benefits     19,276       20,097       18,468     78,224       72,283  
    Occupancy and equipment expenses     2,364       2,438       2,283     9,667       9,722  
    Technology and telecommunications expenses     2,687       2,618       2,719     10,708       10,656  
    Advertising and public relations expenses     609       559       709     2,585       2,786  
    Audit, legal and other professional fees     460       569       788     2,474       2,945  
    Deposit insurance premiums     950       900       768     3,571       2,712  
    Supplies and postage expenses     242       261       245     980       998  
    Merger-related expenses     1,137       —       —     1,137       —  
    Other operating expenses     2,117       1,911       2,244     7,786       8,097  
    Total non-interest expense     29,842       29,353       28,224     117,132       110,199  
    Income before income taxes     14,373       13,475       11,348     51,626       51,245  
    Provision for income taxes     3,646       3,488       3,441     12,893       13,187  
    Net income   $ 10,727     $ 9,987     $ 7,907   $ 38,733     $ 38,058  
                         
    Basic earnings per common share   $ 0.86     $ 0.80     $ 0.64   $ 3.13     $ 3.11  
    Diluted earnings per common share   $ 0.86     $ 0.80     $ 0.64   $ 3.12     $ 3.11  
                         
    Basic weighted average common shares outstanding     12,433,895       12,428,543       12,261,918     12,386,669       12,223,626  
    Diluted weighted average common shares outstanding     12,460,063       12,438,160       12,276,769     12,398,062       12,244,036  
                                           
    ENTERPRISE BANCORP, INC.
    Selected Consolidated Financial Data and Ratios
    (unaudited)
     
        At or for the three months ended
    (Dollars in thousands, except per share data)   December 31,
    2024    		   September 30,
    2024    		   June 30,
    2024    		   March 31,
    2024    		   December 31,
    2023
    Balance Sheet Data                    
    Total cash and cash equivalents   $ 83,841     $ 88,632     $ 199,719     $ 147,834     $ 56,592  
    Total investment securities at fair value     593,595       631,975       636,838       652,026       668,171  
    Total loans     3,982,898       3,858,940       3,768,649       3,654,322       3,567,631  
    Allowance for credit losses     (63,498 )     (63,654 )     (61,999 )     (60,741 )     (58,995 )
    Total assets     4,827,726       4,742,809       4,773,681       4,624,015       4,466,034  
    Total deposits     4,187,698       4,189,461       4,248,801       4,106,119       3,977,521  
    Borrowed funds     153,136       59,949       61,785       63,246       25,768  
    Subordinated debt     59,815       59,736       59,657       59,577       59,498  
    Total shareholders’ equity     360,748       368,109       340,441       333,439       329,117  
    Total liabilities and shareholders’ equity     4,827,726       4,742,809       4,773,681       4,624,015       4,466,034  
                         
    Wealth Management                    
    Wealth assets under management   $ 1,230,014     $ 1,212,076     $ 1,129,147     $ 1,105,036     $ 1,077,761  
    Wealth assets under administration   $ 305,930     $ 302,891     $ 267,529     $ 268,074     $ 242,338  
                         
    Shareholders’ Equity Ratios                    
    Book value per common share   $ 28.98     $ 29.62     $ 27.40     $ 26.94     $ 26.82  
    Dividends paid per common share   $ 0.24     $ 0.24     $ 0.24     $ 0.24     $ 0.23  
                         
    Regulatory Capital Ratios                    
    Total capital to risk weighted assets     13.06 %     13.07 %     13.07 %     13.20 %     13.12 %
    Tier 1 capital to risk weighted assets(1)     10.38 %     10.36 %     10.34 %     10.43 %     10.34 %
    Tier 1 capital to average assets     8.94 %     8.68 %     8.76 %     8.85 %     8.74 %
                         
    Credit Quality Data                    
    Non-performing loans   $ 26,687     $ 25,946     $ 17,731     $ 18,527     $ 11,414  
    Non-performing loans to total loans     0.67 %     0.67 %     0.47 %     0.51 %     0.32 %
    Non-performing assets to total assets     0.55 %     0.55 %     0.37 %     0.40 %     0.26 %
    ACL for loans to total loans     1.59 %     1.65 %     1.65 %     1.66 %     1.65 %
    Net charge-offs (recoveries)   $ 221     $ (7 )   $ (130 )   $ 122     $ 15  
                         
    Income Statement Data                    
    Net interest income   $ 38,493     $ 38,020     $ 36,161     $ 35,190     $ 36,518  
    Provision for credit losses     (106 )     1,332       137       622       2,493  
    Total non-interest income     5,616       6,140       5,628       5,495       5,547  
    Total non-interest expense     29,842       29,353       29,029       28,908       28,224  
    Income before income taxes     14,373       13,475       12,623       11,155       11,348  
    Provision for income taxes     3,646       3,488       3,111       2,648       3,441  
    Net income   $ 10,727     $ 9,987     $ 9,512     $ 8,507     $ 7,907  
                         
    Income Statement Ratios                    
    Diluted earnings per common share   $ 0.86     $ 0.80     $ 0.77     $ 0.69     $ 0.64  
    Return on average total assets     0.89 %     0.82 %     0.82 %     0.75 %     0.69 %
    Return on average shareholders’ equity     11.82 %     11.20 %     11.55 %     10.47 %     10.21 %
    Net interest margin (tax-equivalent)(2)     3.29 %     3.22 %     3.19 %     3.20 %     3.29 %
                                             
    (1) Ratio also represents common equity tier 1 capital to risk weighted assets as of the periods presented.
    (2) Tax-equivalent net interest margin is net interest income adjusted for the tax-equivalent effect associated with tax-exempt loan and investment income, expressed as a percentage of average interest-earning assets.
                                             
    ENTERPRISE BANCORP, INC.
    Consolidated Loan and Deposit Data
    (unaudited)
     
    Major classifications of loans at the dates indicated were as follows:
     
    (Dollars in thousands)   December 31,
    2024    		   September 30,
    2024    		   June 30,
    2024    		   March 31,
    2024    		   December 31,
    2023
    Commercial real estate owner-occupied   $ 704,634     $ 660,063     $ 660,478     $ 635,420     $ 619,302  
    Commercial real estate non owner-occupied     1,563,201       1,579,827       1,544,386       1,524,174       1,445,435  
    Commercial and industrial     479,821       415,642       426,976       417,604       430,749  
    Commercial construction     679,969       674,434       622,094       583,711       585,113  
    Total commercial loans     3,427,625       3,329,966       3,253,934       3,160,909       3,080,599  
                         
    Residential mortgages     443,096       424,030       413,323       400,093       393,142  
    Home equity loans and lines     103,858       95,982       93,220       85,144       85,375  
    Consumer     8,319       8,962       8,172       8,176       8,515  
    Total retail loans     555,273       528,974       514,715       493,413       487,032  
    Total loans     3,982,898       3,858,940       3,768,649       3,654,322       3,567,631  
                         
    ACL for loans     (63,498 )     (63,654 )     (61,999 )     (60,741 )     (58,995 )
    Net loans   $ 3,919,400     $ 3,795,286     $ 3,706,650     $ 3,593,581     $ 3,508,636  
                                             
    Deposits are summarized at the periods indicated were as follows:
                         
    (Dollars in thousands)   December 31,
    2024    		   September 30,
    2024    		   June 30,
    2024    		   March 31,
    2024    		   December 31,
    2023
    Non-interest checking   $     1,077,998   $     1,064,424   $     1,041,771   $     1,038,887   $     1,061,009
    Interest-bearing checking              699,671              682,050              788,822              730,819              697,632
    Savings              270,367              279,824              294,566              285,090              294,865
    Money market           1,454,443           1,488,437           1,504,551           1,469,181           1,402,939
    CDs $250,000 or less              377,958              375,055              358,149              337,367              295,789
    CDs greater than $250,000              307,261              299,671              260,942              244,775              225,287
     Deposits   $     4,187,698   $     4,189,461   $     4,248,801   $     4,106,119   $     3,977,521
                                   
    ENTERPRISE BANCORP, INC.
    Consolidated Average Balance Sheets and Yields (tax-equivalent basis)
    (unaudited)
     
    The following table presents the Company’s average balance sheets, net interest income and average rates for the periods indicated:
     
        Three months ended
    December 31, 2024    		   Three months ended
    September 30, 2024    		   Three months ended
    December 31, 2023
    (Dollars in thousands)   Average 
    Balance    		   Interest(1)   Average
    Yield(1)    		   Average 
    Balance    		   Interest(1)   Average
    Yield(1)    		   Average 
    Balance    		   Interest(1)   Average 
    Yield(1)
    Assets:                                    
    Other interest-earning assets(2)   $ 68,224   $ 833   4.85 %   $ 181,465   $ 2,497   5.48 %   $ 172,167   $ 2,350   5.42 %
    Investment securities(3)(tax-equivalent)     704,629     3,985   2.26 %     731,815     3,945   2.16 %     799,093     4,345   2.17 %
    Loans and loans held for sale(4)(tax-equivalent)     3,911,386     54,673   5.56 %     3,813,800     53,956   5.63 %     3,467,945     46,824   5.36 %
    Total interest-earnings assets (tax-equivalent)     4,684,239     59,491   5.06 %     4,727,080     60,398   5.09 %     4,439,205     53,519   4.79 %
    Other assets     101,952             104,284             78,102        
    Total assets   $ 4,786,191           $ 4,831,364           $ 4,517,307        
                                         
    Liabilities and stockholders’ equity:                                    
    Non-interest checking   $ 1,106,823     —       $ 1,069,130     —       $ 1,145,254   $ —    
    Interest checking, savings and money market     2,471,854     11,728   1.89 %     2,574,439     13,017   2.01 %     2,437,142     10,786   1.76 %
    CDs     683,248     7,760   4.52 %     651,614     7,564   4.62 %     500,286     5,035   3.99 %
    Total deposits     4,261,925     19,488   1.82 %     4,295,183     20,581   1.91 %     4,082,682     15,821   1.54 %
    Borrowed funds     37,812     394   4.15 %     61,232     674   4.38 %     7,572     43   2.24 %
    Subordinated debt(5)     59,768     867   5.80 %     59,689     866   5.81 %     59,451     867   5.83 %
    Total funding liabilities     4,359,505     20,749   1.89 %     4,416,104     22,121   1.99 %     4,149,705     16,731   1.60 %
    Other liabilities     65,720             60,524             60,376        
    Total liabilities     4,425,225             4,476,628             4,210,081        
    Stockholders’ equity     360,966             354,736             307,226        
    Total liabilities and stockholders’ equity   $ 4,786,191           $ 4,831,364           $ 4,517,307        
                                         
    Net interest-rate spread (tax-equivalent)           3.17 %           3.10 %           3.19 %
    Net interest income (tax-equivalent)         38,742             38,277             36,788    
    Net interest margin (tax-equivalent)           3.29 %           3.22 %           3.29 %
    Less tax-equivalent adjustment         249             257             270    
    Net interest income       $ 38,493           $ 38,020           $ 36,518    
    Net interest margin           3.27 %           3.20 %           3.27 %
     
    (1) Average yields and interest income are presented on a tax-equivalent basis, calculated using a U.S. federal income tax rate of 21% for each period presented, based on tax-equivalent adjustments associated with tax-exempt loans and investments interest income.
    (2) Average other interest-earning assets include interest-earning deposits with banks, federal funds sold and Federal Home Loan Bank stock.
    (3) Average investment securities are presented at average amortized cost.
    (4) Average loans and loans held for sale are presented at average amortized cost and include non-accrual loans.
    (5) Subordinated debt is net of average deferred debt issuance costs.
     

    CAUTION REGARDING FORWARD-LOOKING STATEMENTS

    This communication may contain forward-looking statements, including, but not limited to, certain plans, expectations, goals, projections, and statements about the benefits of the proposed transaction, the plans, objectives, expectations and intentions of Independent and Enterprise, the expected timing of completion of the proposed transaction, and other statements that are not historical facts. Such statements reflect the current views of Independent Bank Corp. (“Independent”) and Enterprise Bancorp, Inc. (“Enterprise”) with respect to future events and financial performance, and are subject to numerous assumptions, risks, and uncertainties. Statements that do not describe historical or current facts, including statements about beliefs, expectations, plans, predictions, forecasts, objectives, assumptions or future events or performance, are forward-looking statements. Forward-looking statements often, but not always, may be identified by words such as expect, anticipate, believe, intend, potential, estimate, plan, target, goal, or similar words or expressions, or future or conditional verbs such as will, may, might, should, would, could, or similar variations. The forward-looking statements are intended to be subject to the safe harbor provided by Section 27A of the Securities Act of 1933, Section 21E of the Securities Exchange Act of 1934, and the Private Securities Litigation Reform Act of 1995.

    Independent and Enterprise caution that the forward-looking statements in this communication are not guarantees of future performance and involve a number of known and unknown risks, uncertainties and assumptions that are difficult to assess and are subject to change based on factors which are, in many instances, beyond Independent’s and Enterprise’s control. While there is no assurance that any list of risks and uncertainties or risk factors is complete, below are certain factors which could cause actual results to differ materially from those contained or implied in the forward-looking statements: (1) changes in general economic, political, or industry conditions; (2) uncertainty in U.S. fiscal and monetary policy, including the interest rate policies of the Federal Reserve Board; (3) volatility and disruptions in global capital and credit markets; (4) movements in interest rates; (5) the resurgence of elevated levels of inflation or inflationary pressures in the United States and the Enterprise and Independent market areas; (6) increased competition in the markets of Independent and Enterprise; (7) success, impact, and timing of business strategies of Independent and Enterprise; (8) the nature, extent, timing, and results of governmental actions, examinations, reviews, reforms, regulations, and interpretations; (9) the expected impact of the proposed transaction between Enterprise and Independent on the combined entities’ operations, financial condition, and financial results; (10) the failure to obtain necessary regulatory approvals (and the risk that such approvals may result in the imposition of conditions that could adversely affect the combined company or the expected benefits of the proposed transaction); (11) the failure to obtain Enterprise shareholder approval or to satisfy any of the other conditions to the proposed transaction on a timely basis or at all or other delays in completing the proposed transaction; (12) the occurrence of any event, change or other circumstances that could give rise to the right of one or both of the parties to terminate the merger agreement; (13) the outcome of any legal proceedings that may be instituted against Independent or Enterprise; (14) the possibility that the anticipated benefits of the proposed transaction are not realized when expected or at all, including as a result of the impact of, or problems arising from, the integration of the two companies or as a result of the strength of the economy and competitive factors in the areas where Independent and Enterprise do business; (15) the possibility that the proposed transaction may be more expensive to complete than anticipated, including as a result of unexpected factors or events; (16) diversion of management’s attention from ongoing business operations and opportunities; (17) potential adverse reactions or changes to business or employee relationships, including those resulting from the announcement or completion of the proposed transaction; (18) the dilution caused by Independent’s issuance of additional shares of its capital stock in connection with the proposed transaction; (19) cyber incidents or other failures, disruptions or breaches of our operational or security systems or infrastructure, or those of our third-party vendors or other service providers, including as a result of cyber-attacks; and (20) other factors that may affect the future results of Independent and Enterprise.

    Additional factors that could cause results to differ materially from those described above can be found in Independent’s Annual Report on Form 10-K for the year ended December 31, 2023 and in its subsequent Quarterly Reports on Form 10-Q, including in the respective “Risk Factors” and “Management’s Discussion and Analysis of Financial Condition and Results of Operations” sections of such reports, as well as in subsequent SEC filings, each of which is on file with the U.S. Securities and Exchange Commission (the “SEC”) and available in the “Investor Relations” section of Independent’s website, www.rocklandtrust.com, under the heading “SEC Filings” and in other documents Independent files with the SEC, and in Enterprise’s Annual Report on Form 10-K for the year ended December 31, 2023 and in its subsequent Quarterly Reports on Form 10-Q, including in the respective “Risk Factors” and “Management’s Discussion and Analysis of Financial Condition and Results of Operations” sections of such reports, as well as in subsequent SEC filings, each of which is on file with and available in the “Investor Relations” section of Enterprise’s website, enterprisebancorp.q4ir.com, under the heading “SEC Filings” and in other documents Enterprise files with the SEC.

    All forward-looking statements speak only as of the date they are made and are based on information available at that time. Neither Independent nor Enterprise assumes any obligation to update forward-looking statements to reflect circumstances or events that occur after the date the forward-looking statements were made or to reflect the occurrence of unanticipated events except as required by applicable law. As forward-looking statements involve significant risks and uncertainties, caution should be exercised against placing undue reliance on such statements. All forward-looking statements, express or implied, included in the document are qualified in their entirety by this cautionary statement.

    ADDITIONAL INFORMATION AND WHERE TO FIND IT

    This communication is being made with respect to the proposed transaction involving Independent and Enterprise. This material is not a solicitation of any vote or approval of the Enterprise shareholders and is not a substitute for the proxy statement/prospectus or any other documents that Independent and Enterprise may send to their respective shareholders in connection with the proposed transaction. This communication does not constitute an offer to sell or the solicitation of an offer to buy any securities, nor shall there be any sale of securities in any jurisdiction in which such offer, solicitation or sale would be unlawful prior to registration or qualification under the securities laws of any such jurisdiction.

    In connection with the proposed transaction between Independent and Enterprise, Independent has filed with the SEC a Registration Statement on Form S-4 (the “Registration Statement”) that includes a proxy statement for a special meeting of Enterprise’s shareholders to approve the proposed transaction and that also constitutes a prospectus for the Independent common stock that will be issued in the proposed transaction, as well as other relevant documents concerning the proposed transaction. BEFORE MAKING ANY VOTING OR INVESTMENT DECISIONS, INVESTORS AND SHAREHOLDERS OF INDEPENDENT AND ENTERPRISE ARE URGED TO READ THE REGISTRATION STATEMENT AND THE PROXY STATEMENT/PROSPECTUS REGARDING THE PROPOSED TRANSACTION WHEN IT BECOMES AVAILABLE AND ANY OTHER RELEVANT DOCUMENTS FILED WITH THE SEC, AS WELL AS ANY AMENDMENTS OR SUPPLEMENTS TO THOSE DOCUMENTS, BECAUSE THEY WILL CONTAIN IMPORTANT INFORMATION. Enterprise will mail the proxy statement/prospectus to its shareholders. Shareholders are also urged to carefully review and consider Independent’s and Enterprise’s public filings with the SEC, including, but not limited to, their respective proxy statements, Annual Reports on Form 10-K, Quarterly Reports on Form 10-Q, and Current Reports on Form 8-K. Copies of the Registration Statement and of the proxy statement/prospectus and other filings incorporated by reference therein, as well as other filings containing information about Independent and Enterprise, can be obtained, free of charge, as they become available at the SEC’s website (http://www.sec.gov). Copies of the proxy statement/prospectus and the filings with the SEC that will be incorporated by reference in the proxy statement/prospectus can also be obtained, without charge, by directing a request to Independent Investor Relations, 288 Union Street, Rockland, Massachusetts 02370, telephone (774) 363-9872 or to Enterprise Bancorp, Inc., 222 Merrimack Street, Lowell, MA 01852, Attention: Corporate Secretary, telephone (978) 656-5578.

    PARTICIPANTS IN THE SOLICITATION

    Independent, Enterprise, and certain of their respective directors, executive officers and employees may, under the SEC’s rules, be deemed to be participants in the solicitation of proxies from the shareholders of Enterprise in connection with the proposed transaction. Information regarding Independent’s directors and executive officers is available in its definitive proxy statement relating to its 2024 Annual Meeting of Shareholders, which was filed with the SEC on March 28, 2024, and its Annual Report on Form 10-K for the year ended December 31, 2023, which was filed with the SEC on February 28, 2024, and other documents filed by Independent with the SEC. Information regarding Enterprise’s directors and executive officers is available in its definitive proxy statement relating to its 2024 Annual Meeting of Shareholders, which was filed with the SEC on April 3, 2024, and its Annual Report on Form 10-K for the year ended December 31, 2023, which was filed with the SEC on March 8, 2024 and other documents filed by Enterprise with the SEC. Other information regarding the persons who may, under the SEC’s rules, be deemed to be participants in the proxy solicitation of Enterprise’s shareholders in connection with the proposed transaction, and a description of their direct and indirect interests, by security holdings or otherwise, will be contained in the proxy statement/prospectus regarding the proposed transaction and other relevant materials filed with the SEC when they become available, which may be obtained free of charge as described in the preceding paragraph.

    Contact Info: Joseph R. Lussier, Executive Vice President, Chief Financial Officer and Treasurer (978) 656-5578

    The MIL Network –

  • MIL-OSI Security: Nigerian Man Extradited to the U.S. After Being Indicted for Sextortion Scheme That Caused Death of South Carolina Teen

    Source: Federal Bureau of Investigation (FBI) State Crime Alerts (c)

    COLUMBIA, S.C. — Hassanbunhussein Abolore Lawal (luh-wall), 24, of Osun State, Nigeria, has been extradited to the United States from Nigeria to face prosecution in a partially unsealed indictment for the sextortion of a South Carolina minor, which led to the victim’s death.

    This investigation was launched after Gavin Guffey, a 17-year-old from Rock Hill, died by suicide in July 2022 after being victimized by Lawal’s scheme. Lawal allegedly posed as a young woman on social media and coerced the teen into sending compromising photos. He then extorted and sent harassing messages to the teen threatening to leak the photos and ruin his reputation unless the teen sent him money. Lawal later did the same to members of his family.

    The five-count federal indictment charges Lawal with child exploitation resulting in death, the production and distribution of child sexual abuse material, coercion and enticement of a minor, cyberstalking resulting in death, interstate threats with intent to extort, and aiding/abetting. In addition to victimizing the teen in every count, the indictment alleges Lawal targeted the minor victim’s family in the stalking and extortion charges.

    Lawal faces up to life in prison, and mandatory minimum prison sentences on multiple counts. The child exploitation resulting in death count carries a mandatory 30-year sentence. He also faces mandatory restitution, where the court may order Lawal to pay for losses incurred by the family as a result of his scheme.

    The indictment was returned by a federal Grand Jury in South Carolina in October 2023. On Jan. 24, following extradition proceedings in Nigeria, agents with the FBI Columbia Field Office took custody of Lawal in Lagos, Nigeria and executed the removal with assistance from Nigerian law enforcement.

    “We will not allow predators who target our children to hide behind a keyboard or across the ocean. Today we honor Gavin’s life and continue our fight against sextortion by holding this defendant accountable,” said U.S. Attorney Adair Ford Boroughs for the District of South Carolina. “This investigation and extradition are the result of tremendous law enforcement coordination both in the United States and Nigeria. We’re grateful to the many agencies who helped make this day possible.”

    “This indictment represents the culmination of countless hours of dedicated work done by our investigators both here and abroad,” said Steve Jensen, Special Agent in Charge of the FBI Columbia Field Office. “The defendant’s alleged actions are reprehensible resulting in the tragic loss of a young man’s life. We remain steadfast in our commitment to holding criminals accountable, especially those who target our children and endanger their lives, no matter where they are.”

    U.S. Attorney Boroughs and SAC Jensen thanked the U.S. Department of Justice’s Office of International Affairs (OIA), and U.S. State Department for their help in facilitating the arrest and extradition of Lawal.

    Nigerian law enforcement provided critical assistance in the identification, investigation, arrest, and extradition of Lawal. U.S. Attorney Boroughs and SAC Jensen extend their appreciation and thanks to the Economic and Financial Crimes Commission (EFCC), the Nigerian Attorney General’s Office – Ministry of Justice, and all other involved Nigerian authorities for their important partnership in this case.

    This case is part of Project Safe Childhood, a nationwide initiative designed to protect children from online exploitation and abuse. The U.S. Attorney’s Office, county prosecutor’s offices, the Internet Crimes Against Children task force (ICAC), federal, state, tribal, and local law enforcement are working closely together to locate, apprehend, and prosecute individuals who exploit children. The partners in Project Safe Childhood work to educate local communities about the dangers of online child exploitation, and to teach children how to protect themselves. For more information about Project Safe Childhood, please visit the following website: www.projectsafechildhood.gov. Individuals with information or concerns about possible child exploitation should contact local law enforcement officials.

    If someone you know is being victimized by sextortion, please report to local law enforcement and to the FBI. Learn more about sextortion and find resources for parents, caregivers, and teachers.

    The case was investigated by the FBI Columbia Field Office, the FBI’s Violent Crimes Against Children Section and International Operations Division, the South Carolina Law Enforcement Division, and the York County Sheriff’s Office. 

    Assistant U.S. Attorneys Elliott B. Daniels, Lothrop Morris, and Michael Shedd are prosecuting the case. 

    All charges in the indictment are merely accusations and that defendants are presumed innocent unless and until proven guilty beyond a reasonable doubt in a court of law.

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    MIL Security OSI –

  • MIL-OSI Security: FBI Springfield Advises Caution in Online Relationships

    Source: Federal Bureau of Investigation (FBI) State Crime News

    As Valentine’s Day approaches, FBI Springfield takes the opportunity to remind the public that online relationships are not always as they appear. While many people find authentic rewarding relationships online, far too many fall prey to romance scams. In this type of scam, a criminal adopts a fake online identity to gain a victim’s affection and trust with the illusion of a romantic or close relationship in order to steal the victim’s money, personal or financial information, or even items of value.

    Scammers use well-rehearsed scripts that have been used repeatedly and successfully, typically targeting victims via dating websites or apps, with the intention of establishing a relationship as quickly as possible. Some even keep journals on their victims to better understand how to manipulate and exploit them.

    In 2023, the FBI’s Internet Crime Complaint Center reported that Illinoisians lost almost $19 million in romance scams, a slight increase from the previous year. Nationwide, the dollar loss has declined slightly every year from 2021 to 2023; however, victims still lost $652.5 million in 2023.

    “If someone has already sent money, the FBI will make every effort to see that the funds are returned to the victim by working with other law enforcement agencies and financial institutions, but oftentimes it can be difficult to investigate. That’s why the FBI relies on education and awareness to deter individuals from falling victim to these scams,” said Springfield Field Office Special Agent in Charge Christopher Johnson. “Proceed carefully and stay alert to warning signs from the very beginning to avoid the emotional and financial fall-out that accompanies romance scams.”

    Romance scammers actively search dating websites, apps, chat rooms, and social networking sites in their efforts to build a relationship with an unwitting victim. Here are some red flags that might indicate you are headed for heartbreak.

    • You are asked to leave the dating website where you met to communicate solely through email or instant messaging.
    • The individual sends you a photo that looks like a glamour shot out of a magazine.
    • The individual professes love quickly.
    • The individual tries to isolate you from friends and family.
    • The individual claims to be working and living far away.
    • Plans made to visit you always cancel because of an emergency.
    • You are asked to send money, personal and financial information, items of value, or to launder money.
    • The individual uses stories of severe life circumstances, tragedies, deaths in the family, injuries to themselves, or other hardships to keep their victims concerned and involved.
    • A claim they have knowledge of cryptocurrency investments or trading opportunities that will result in substantial profits.

    FBI Springfield offers the following tips to avoid becoming a victim.

    • Go slow and ask questions.
    • If you suspect an online relationship is a scam, stop all contact immediately.
    • Never send money to someone you met online and have not met in person.
    • Never share your Social Security number or other personally identifiable information.
    • Research the individual’s picture and profile using other online search tools.
    • If you are planning to meet someone in person, proceed with caution, especially if you plan to travel to a foreign country.
    • Be careful what you post and make public online as scammers can use details shared on social media and dating sites to better understand and target you.
    • If you haven’t met the individual in person after a few months, you have good reason to be suspicious.

    Many times, victims may feel embarrassed, ashamed, or humiliated and be reluctant to share their victimization with anyone, let alone report it to law enforcement. However, the FBI encourages anyone who has been victimized by this fraud or unsuccessfully targeted to contact FBI Springfield at 217-522-9675 and file a complaint with the FBI’s IC3. Coming forward will provide law enforcement with the necessary information to ensure online imposters are stopped and brought to justice.

    MIL Security OSI –

  • MIL-OSI Security: Career Felon Caught with Fentanyl, Firearm Sentenced to 17 Years

    Source: Federal Bureau of Investigation (FBI) State Crime News

    Ryan Partridge had a pending arrest warrant when pulled over by Augusta police officers

    BANGOR, Maine: An Augusta man was sentenced today in U.S. District Court in Bangor for distributing and possessing with intent to distribute fentanyl and possessing a gun in furtherance of a drug trafficking crime.

    U.S. District Judge John A. Woodcock, Jr. sentenced Ryan Partridge, 35, to 204 months in prison to be followed by four years of supervised release.

    According to court records, in July 2023, Partridge was a passenger in a vehicle stopped by officers from the Augusta Police Department. During a search of the vehicle, investigators recovered a backpack with approximately 125 grams of fentanyl and a 9mm pistol inside, and Partridge admitted to investigators that the backpack and its contents belonged to him. At the time of the stop, Partridge, a career criminal with 12 prior convictions including two drug felonies, was on probation for a 2019 conviction for aggravated trafficking of fentanyl. He also had a pending arrest warrant for failing to report a change of address.

    The FBI and U.S. Border Patrol investigated the case with assistance from the Augusta Police Department.

    ###

    MIL Security OSI –

  • MIL-OSI Security: Pierceland  — Pierceland RCMP seize firearms while arresting wanted man

    Source: Royal Canadian Mounted Police

    On January 21, 2025, Pierceland RCMP were working to locate 23-year-old David Waskahat.

    He was wanted for failing to appear in court on charges laid after a firearms discharge that took place in Pierceland, SK on October 27, 2024.

    RCMP officers located Waskahat in a vehicle in Mudie Lake, SK. As a result of investigation, Pierceland RCMP located and seized a sawed-off riffle, a sawed-off shotgun, and a machete. A photo of the seized items is attached.

    David Waskahat has been charged with:

    • 1 count, possession of restricted weapon without license, Section 95(1), Criminal Code;
    • 1 count, possession of firearm with tampered serial number, Section 108(1)(b), Criminal Code;
    • 1 count, possession of firearm while unauthorized, Section 92(1), Criminal Code;
    • 2 counts, possession of firearm in a motor vehicle, Section 94(1), Criminal Code;
    • 2 counts, careless use of a firearm, Section 86(1), Criminal Code;
    • 3 counts, possession of weapon contrary to court order, Section 117.01(1), Criminal Code;
    • 3 counts, fail to comply with probation order, Section 733.1(1), Criminal Code; and
    • 1 count, fail to comply with release order, Section 1454(5)(a), Criminal Code.

    Waskahat appeared in Meadow Lake Provincial Court on January 23, 2025 where he was remanded into custody until his next scheduled appearance on February 5, 2025.

    MIL Security OSI –

  • MIL-OSI Security: Olathe Man Sentenced to 20 Years for Fentanyl Trafficking

    Source: Federal Bureau of Investigation FBI Crime News (b)

    KANSAS CITY, Mo. – An Olathe, Kansas man has been sentenced in federal court for his role in a conspiracy to distribute fentanyl, which resulted in an overdose death.

    Jacob A. Block, 27, was sentenced by U.S. Chief District Judge Beth Phillips on Monday, Jan. 27, to 20 years in federal prison without parole. The court also ordered Block to forfeit to the government $10,000, which represents the proceeds of illegal drug trafficking.

    On Feb. 1, 2024, Block pleaded guilty to participating in a conspiracy to distribute fentanyl and to one count of distributing fentanyl. Block admitted that he delivered 10 M-30 pills (containing fentanyl) to a confidential informant. Block possessed an additional 150 to 300 M-30 pills (containing fentanyl) at the time of this transaction.  Block also admitted he sold a co-defendant approximately seven grams of powder fentanyl and 50 M-30 pills (containing fentanyl) five to seven days a week, for six or seven months.

    All 13 defendants in this case have pleaded guilty. Block is the ninth defendant to be sentenced.

    Co-defendant Dmitry Cattell, 25, of Kansas City, Mo., was sentenced on May 2, 2024, to 21 years in federal prison without parole for leading the drug-trafficking conspiracy and for illegally possessing a firearm. Evidence was presented at Cattell’s sentencing hearing related to the delivery of fentanyl, the use of which caused the death of another person on May 18, 2020. The victim of the fatal overdose is not identified in court documents.

    This case is being prosecuted by Assistant U.S. Attorneys Maureen Brackett and Stephanie Bradshaw. It was investigated by the FBI, the Kansas City, Mo., Police Department, the Platte County, Mo., Sheriff’s Department, the Clay County, Mo., Sheriff’s Department, the Kearney, Mo., Police Department, the Olathe, Kan., Police Department, Lenexa, Kan., Police Department, the Drug Enforcement Administration, and the Riverside, Mo., Police Department.

    KC Metro Strike Force

    This prosecution was brought as a part of the Department of Justice’s Organized Crime Drug Enforcement Task Forces (OCDETF) Co-located Strike Forces Initiative, which provides for the establishment of permanent multi-agency task force teams that work side-by-side in the same location. This co-located model enables agents from different agencies to collaborate on intelligence-driven, multi-jurisdictional operations against a continuum of priority targets and their affiliate illicit financial networks. These prosecutor-led co-located Strike Forces capitalize on the synergy created through the long-term relationships that can be forged by agents, analysts, and prosecutors who remain together over time, and they epitomize the model that has proven most effective in combating organized crime. The principal mission of the OCDETF program is to identify, disrupt, and dismantle the most serious drug trafficking organizations, transnational criminal organizations, and money laundering organizations that present a significant threat to the public safety, economic, or national security of the United States.

    MIL Security OSI –

  • MIL-OSI Security: Arizona Man Sentenced To 20 Years In Prison For Distribution Of Fentanyl Resulting In Death

    Source: Office of United States Attorneys

     SCRANTON – The United States Attorney’s Office for the Middle District of Pennsylvania announced that Davon Anthony Beckford, age 30, of Phoenix, Arizona, was sentenced on January 24, 2025, by United States District Judge Robert D. Mariani to 240 months’ imprisonment to be followed by five years of supervised release for the distribution of fentanyl resulting in death.

    According to Acting United States Attorney John C. Gurganus, Beckford relocated from Wilkes-Barre, Pennsylvania to Phoenix, Arizona in or about January 2020. Once settled in Arizona, Beckford developed a relationship with an Arizona source of supply for fentanyl pills. Beckford then established a drug trafficking network with drug associates formerly known to him throughout Luzerne County.  He began to distribute hundreds of thousands of fentanyl pills via the U.S. Postal Service to those drug associates.  In February of 2021, a 27-year-old female ingested one pill, overdosed, and died. The fentanyl pill ingested by the female had been distributed by Beckford to one of his drug associates in Wilkes-Barre, who sold it to the female.

    Beckford was indicted by a grand jury in Scranton on February 15, 2022. He appeared in federal court in Scranton on March 1, 2023, and plead guilty to the distribution of fentanyl resulting in death.

    The charges stem from a joint investigation involving the Federal Bureau of Investigation (FBI) in Scranton, and the Wilkes-Barre Police Department.  Assistant United States Attorney Michelle Olshefski prosecuted the case.

    This case was brought as part of a district wide initiative to combat the nationwide epidemic regarding the use and distribution of heroin and fentanyl. Led by the United States Attorney’s Office, the Heroin Initiative targets heroin traffickers operating in the Middle District of Pennsylvania and is part of a coordinated effort among federal, state and local law enforcement agencies to locate, apprehend, and prosecute individuals who commit heroin related offenses.

    This case is also part of Project Safe Neighborhoods (PSN), a program bringing together all levels of law enforcement and the communities they serve to reduce violent crime and gun violence, and to make our neighborhoods safer for everyone. On May 26, 2021, the Department launched a violent crime reduction strategy strengthening PSN based on these core principles: fostering trust and legitimacy in our communities, supporting community-based organizations that help prevent violence from occurring in the first place, setting focused and strategic enforcement priorities, and measuring the results.

    ###

    MIL Security OSI –

  • MIL-OSI Security: Columbia Man Indicted for Sexual Exploitation of a Minor

    Source: Office of United States Attorneys

    JEFFERSON CITY, Mo. – A Columbia, Mo., man was indicted by a federal grand jury today for the sexual exploitation of a minor and on additional charges related to child pornography.

    William Lee Nichols, 53, was charged in a five-count indictment returned by a federal grand jury in Jefferson City, Mo.

    Today’s indictment charges Nichols with two counts of using the internet and a cell phone to attempt to persuade a minor victim to engage in illicit sexual activity. Those offenses allegedly occurred between June 1, 2019, and Feb. 6, 2023.

    Nichols is also charged with one count of attempting to use the minor victim to produce child pornography from Jan. 1, 2021, to Feb. 6, 2023; one count of distributing child pornography on Sept. 16, 2021; and one count of possessing child pornography on March 16, 2023.

    The charges contained in this indictment are simply accusations, and not evidence of guilt. Evidence supporting the charges must be presented to a federal trial jury, whose duty is to determine guilt or innocence.

    This case is being prosecuted by Assistant U.S. Attorney Ashley S. Turner. It was investigated by the Boone County, Mo., Sheriff’s Department.

    Project Safe Childhood

    This case was brought as part of Project Safe Childhood, a nationwide initiative launched in May 2006 by the Department of Justice to combat the growing epidemic of child sexual exploitation and abuse. Led by the United States Attorneys’ Offices and the Criminal Division’s Child Exploitation and Obscenity Section, Project Safe Childhood marshals federal, state, and local resources to locate, apprehend, and prosecute individuals who sexually exploit children, and to identify and rescue victims. For more information about Project Safe Childhood, please visit www.usdoj.gov/psc . For more information about Internet safety education, please visit www.usdoj.gov/psc and click on the tab “resources.”

    MIL Security OSI –

  • MIL-OSI USA: Attorney General Bonta Announces New Regional Human Trafficking Task Force in Sacramento

    Source: US State of California

    Tuesday, January 28, 2025

    Contact: (916) 210-6000, agpressoffice@doj.ca.gov

    SACRAMENTO – California Attorney General Rob Bonta together with Sacramento County District Attorney Thien Ho, Sacramento Police Chief Kathy Lester and the Unites States Department of Homeland Security today announced the official launch of the Sacramento Regional Human Trafficking Task Force (SR HTTF). This announcement signifies the formation of the third team within the California Department of Justice (DOJ) dedicated to combating human trafficking. These teams are situated in the greater San Diego and Fresno areas, and now in Sacramento. They have already made significant strides across the state, collaborating with law enforcement to disrupt human trafficking operations and protect children from criminal exploitation, resulting in 707 arrests and assistance extended to nearly 800 victims.
     
    “The objective of this task force is to use our shared intelligence to increase the total number of human trafficking investigations and prosecutions within the Sacramento area, to hold perpetrators of human trafficking accountable, and support survivors along the way,” said Attorney General Rob Bonta. “It is vital that we carry out our goal in a manner that is trauma-informed and culturally competent. That’s why our task force members receive specialized training and experience to appropriately handle these cases with the sensitivity, compassion, and the care they deserve. I am thankful for these strong partnerships in Sacramento and look forward to all that we can accomplish when we work together.”

    “As we recognize National Human Trafficking Awareness Month, I’m proud to announce the new Sacramento Regional Human Trafficking Task Force to protect children and young adults from human trafficking and sex exploitation in our community,” said Sacramento County District Attorney Thien Ho. “This collaborative effort with the California Attorney General’s Office, Sacramento Police Department and Homeland Security Investigations is based on our shared mission that no child or adult will live in fear of being a victim of sexual or labor exploitation.”
     
    “The Sacramento Police Department stands unwavering in the fight against human trafficking—a crime that strips victims of their freedom, dignity, and humanity,” said Sacramento Police Chief Kathy Lester. “This is why our partnership with the Sacramento Regional Human Trafficking Task Force is so critical. By working alongside our local, state, and federal partners, we are attacking this crisis from every angle—relentlessly pursuing traffickers, rescuing and empowering survivors, and making our communities safer.”

    “When law enforcement agencies unite and focus their collective strength to investigate human trafficking it sends a strong message – we will uncover hidden truths and will bring those responsible for these horrific acts to face justice,” said Tatum King, special agent in charge for HSI San Fransisco. “HSI San Fransisco is a proud member of this newly formed human trafficking taskforce and we look forward to working alongside our partners.”
     
    The DOJ is proud to be a partner with the Sacramento Police Department, Sacramento County District Attorney’s Office and Homeland Security Investigations in this task force. The mission of SR HTTF is to effectively enforce state and federal laws against all forms of human trafficking and commercial sexual exploitation of children and adults. Human Trafficking is the exploitation by force, fraud, fear, or coercion of vulnerable people, for mandatory labor, domestic servitude, or commercial sex operations.
     
    The CA DOJ Victims’ Services Unit (VSU) works in conjunction with victim service providers and all across the state to provide victim-centered, trauma-informed, and culturally-sensitive support services to all crime victims, including underserved, at-risk, underrepresented, and vulnerable populations. More information about VSU is available at oag.ca.gov/victimservices or by calling (877) 433-9069 or visiting  oag.ca.gov/victimservices/contact.
     
    If you or someone you know is being forced to engage in any activity and cannot leave, you can call the National Human Trafficking Hotline at 1-888-373-7888 to access help and services. If you or someone else is in immediate danger, call 9-1-1. Additional information and resources to support survivors of human trafficking is available here.
     

    # # #

    MIL OSI USA News –

  • MIL-OSI Security: Meteghan River — Meteghan RCMP charges man after search warrant execution

    Source: Royal Canadian Mounted Police

    Meteghan RCMP has charged a man in relation to firearms offences, drug trafficking and possession of unstamped tobacco as part of a drug trafficking investigation that began in December 2024.

    On January 24, Meteghan RCMP, with assistance of the Southwest Nova Street Crime Enforcement Unit (SCEU), Nova Scotia RCMP Police Dog Services, and the Department of Service Nova Scotia, executed a search warrant on a residence located in Meteghan River.

    Officers safely arrested a man and seized a quantity of cocaine, psilocybin (magic mushrooms), unstamped cigarettes, and two firearms plus ammunition.

    Yvon Jean Paul Lacombe, 52, of Meteghan, has been charged with:

    • Possession for the Purpose of Trafficking (cocaine)
    • Unauthorized Possession of a Firearm (2 counts)
    • Possession of a Firearm Knowing its Possession is Unauthorized (2 counts)
    • Careless Use of Firearm (2 counts)
    • Possession of Weapon for Dangerous Purpose (2 counts)
    • Possession of Weapon Obtained by Commission of Offence (2 counts)
    • Selling, etc., of Tobacco Products and Raw Leaf Tobacco
    • Possession a tobacco product not stamped (Excise Act)

    Lacombe was released on conditions pending a first court appearance at Yarmouth Provincial Court scheduled for March 21, 2025.

    Nova Scotians are encouraged to contact their nearest RCMP detachment or local police to report crime, including the illegal sale of drugs, in their communities. Anonymous tips can be made by calling Nova Scotia Crime Stoppers, toll-free, at 1-800-222-TIPS (8477), submitting a secure web tip at www.crimestoppers.ns.ca, or using the P3 Tips app.

    File #: 2024-1835106

    MIL Security OSI –

  • MIL-OSI Security: James C. Thompson Sentenced to 20 Years for Transportation of a Minor in Interstate Commerce with the Intent to Engage in Sexual Activity

    Source: Federal Bureau of Investigation (FBI) State Crime News

    CHATTANOOGA, Tenn. – On January 24, 2025, James C. Thompson, 72, formerly of Lookout Mountain, Tennessee, was sentenced to 240 months by the Honorable Travis R. McDonough, District Court Judge, in the United States District Court for the Eastern District of Tennessee at Chattanooga, Tennessee.  Thompson was also ordered to pay a $250,000 fine and to serve three years on supervised release.  In addition, Thompson will be required to register with state sex offender registries and comply with special sex offender conditions during his supervised release.

    As part of the plea agreement filed with the court, Thompson agreed to plead guilty to an information charging him with four counts of transportation of a minor in interstate commerce with the intent to engage in sexual activity in violation of 18 U.S.C. § 2423(a).

    According to court filed documents, in 2000, Thompson traveled on separate occasions with three different boys and sexually molested them.  Thompson was 48 years old at the time and the young boys were less than 18 years old.  Thompson drove them from the community where they lived, Lookout Mountain, Tennessee, to different out-of-state locations.  When Thompson’s conduct was discovered, an agent with the Federal Bureau of Investigation confronted Thompson and he confessed.

    U.S. Attorney Francis M. Hamilton III, of the Eastern District of Tennessee and Federal Bureau of Investigation (FBI) Special Agent in Charge Joseph E. Carrico, made the announcement. 

    The criminal indictment was the result of an investigation by the Jackson County Alabama Sheriff’s Office and the FBI.  This investigation was led by FBI Special Agent Samuel Moore.

    Assistant United States Attorney James T. Brooks and Special Assistant United States Attorney Charlie Minor represented the United States.

    This case was brought as part of Project Safe Childhood (PSC), a nationwide initiative launched in May 2006, by the Department of Justice to combat the growing epidemic of child sexual exploitation and abuse.  Led by the United States Attorney’s Offices and the Criminal Division’s Child Exploitation and Obscenity Section, PSC marshals federal, state, and local resources to locate, apprehend, and prosecute individuals who sexually exploit children, and to identify and rescue victims.  For more information about PSC, please visit www.justice.gov/psc.

    For more information about internet safety education, please visit www.justice.gov/psc/resources.html and click on the tab “resources.”

                                                                                                                 ###

    MIL Security OSI –

  • MIL-OSI Security: Columbia County Man Sentenced to 20 Years for Distribution of Child Sexual Abuse Material

    Source: Federal Bureau of Investigation (FBI) State Crime Alerts (b)

    Jacksonville, FL – Chief U.S. District Judge Marcia Morales Howard has sentenced William Ervin Daniels (45, Lake City) to 20 years in federal prison for distributing child sex abuse material. He pleaded guilty on September 24, 2024.

    According to court documents, on November 16, 2023, Daniels distributed two videos containing child sex abuse material (CSAM) in a group called “Da Litl Kidz Gc” on a social media application. He identified his name and phone number in his account profile on the app. Daniels was also listed as an administrator for the group to which he distributed the videos. Moreover, his phone contained a cache of thousands of videos and images of CSAM. During the sentencing hearing, the government presented evidence that Daniels had abused a minor in his care on at least two occasions.

    This case was investigated by the Federal Bureau of Investigation, the Columbia County Sheriff’s Office, and the Florida Department of Law Enforcement. It was prosecuted by Assistant United States Attorney Kelly S. Milliron.

    This is another case brought as part of Project Safe Childhood, a nationwide initiative launched in May 2006 by the Department of Justice to combat the growing epidemic of child sexual exploitation and abuse. Led by the United States Attorneys’ Offices and the Criminal Division’s Child Exploitation and Obscenity Section, Project Safe Childhood marshals federal, state, and local resources to locate, apprehend, and prosecute individuals who sexually exploit children, and to identify and rescue victims. For more information about Project Safe Childhood, please visit www.justice.gov/psc.   

    MIL Security OSI –

  • MIL-OSI Video: ICC ICC Prosecutor Karim A.A. Khan KC briefs the UNSC on the Situation in Darfur, Sudan

    Source: International Criminal Court (video statements)

    On 27 January 2025, ICC Prosecutor Karim A.A. Khan KC briefed the UN Security Council on the Situation in Darfur, Sudan, pursuant to Resolution 1593 (2005), live from New York.

    https://www.youtube.com/watch?v=wRdFEBOfkWM

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  • MIL-OSI USA: The Senate Should Sanction the Lawless ICC

    US Senate News:

    Source: United States Senator for Wyoming John Barrasso

    “Passing this bill sends a strong message that America will not tolerate the ICC’s lawfare against Israel. If the ICC attacks America or its allies, the consequences will be swift, serious, and severe.”

    WASHINGTON, D.C. – U.S. Senator John Barrasso (R-Wyo.), Senate Majority Whip, today spoke in strong support of a bipartisan bill that would impose sanctions on the International Criminal Court (ICC) for its biased and unjust legal actions against Israel.

    Click HERE to watch Senator Barrasso’s remarks.

    Sen. Barrasso’s remarks as prepared:

    “Criminals in the world today have an international friend. It’s called the International Criminal Court.

    “The ICC is headquartered in Europe. It claims unchecked power to enforce loosely-defined international law. Its prosecutors are unaccountable.

    “The ICC is a kangaroo court. The U.S. did not ratify the ICC Treaty. Neither the U.S. nor Israel is a member of the ICC. The so-called Court does Iran’s bidding.

    “It has never issued arrest warrants for the leaders of Iran.

    “It has never tried to prosecute Bashar al-Assad, the former dictator of Syria.

    “The ICC embraces the legal fiction and the moral fraud that Israel violates human rights, that sovereignty doesn’t matter, and that Israel has no right to defend itself.

    “Last year, we saw the ICC issue an unjust and unlawful arrest warrant for Israeli Prime Minister Benjamin Netanyahu. Israel’s former defense minister was also targeted.

    “The charges the ICC brought are biased and baseless. The ICC says Israel has committed ‘crimes against humanity.’ It says the Jewish State is intentionally starving and targeting civilians. It says Prime Minister Netanyahu is a ‘war criminal.’

    “Those are absurd and inaccurate claims.

    “Here are the facts.

    “Hamas’s brutal attack on October 7, 2023, was the deadliest single day for the Jewish people since the Holocaust.

    “Israel has a fundamental right to defend itself. America stands with the people of Israel.

    “Israel went to extraordinary lengths to limit civilian casualties. Hamas deliberately hid behind civilians. Hamas uses innocent people as human shields.

    “Israel has allowed hundreds of thousands of tons of food into Gaza. When the food does not reach civilians, it is because Hamas steals it first.

    “Israel is not a member of the ICC. The court has no jurisdiction over it. Israel is a democracy. Israel’s judiciary is robust and independent.

    “The ICC is deaf to these facts. It lives in an anti-Israel echo chamber.
    “Because of this prejudice against Israel, the ICC has also attacked Israel’s allies.

    “In 2020, the ICC started to investigate American service members in Afghanistan for alleged war crimes.

    “President Trump responded swiftly and strongly. He froze the assets of ICC officials who were involved in the corrupt investigation. He also imposed visa restrictions on ICC officials and their families.

    “Former President Biden wrongly and weakly overturned these sanctions. President Trump restored the sanctions on his first day back in office last week.

    “Today, the Senate will hold a critical vote on a bipartisan bill to hold the International Criminal Court accountable. Senator Jim Risch of Idaho and Senator Tom Cotton of Arkansas have been leaders on this issue here in the Senate.

    “Under this bill, any ICC official, employee, or associate who works to investigate, arrest, detain, or prosecute American citizens or our allies will face immediate sanctions.

    “This bill also blocks U.S. funding from ICC. Every penny.

    “Critically, it ensures American taxpayers are not contributing their hard-earned money to a foreign institution that attacks our service members.

    “Passing this bill sends a strong message that America will not tolerate the ICC’s lawfare against Israel. If the ICC attacks America or its allies, the consequences will be swift, serious, and severe.

    “This is about more than Israel. The ICC also threatens America’s safety, security, and sovereignty.

    “Like Israel, America is not a member of the ICC. While Israel is the target today, the ICC could target America’s service members, or even our leaders, in the future.

    “The House of Representatives passed legislation to sanction the ICC several times. Its bipartisan support continues to grow stronger. And a majority of Americans support congressional efforts to sanction the ICC.
    “The most recent vote in the House was 243 in favor and only 140 against. 45 House Democrats voted for it.

    “The Senate could have passed ICC sanctions last Congress. The Democrat Leader chose to drag his feet instead. He blocked it from coming to the floor. He refused to even debate it.

    “This Congress, Senate Republicans have made strengthening our alliance with Israel a top priority. Republicans cannot sit back and allow a kangaroo court to wage lawfare against American citizens or American allies.

    “The Senate will not bend to the pro-Hamas crowd. We will stand with Israel in the face of antisemitism and evil. Period.

    “Will Senate Democrats?”

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  • MIL-OSI Security: Philadelphia Woman Who Sexually Abused a One-Year-Old Girl, Manufactured and Distributed Child Pornography, Sentenced to 40 Years in Prison

    Source: Federal Bureau of Investigation (FBI) State Crime Alerts (c)

    PHILADELPHIA – United States Attorney Jacqueline C. Romero announced that Tyleeya Williams, 22, of Philadelphia, Pennsylvania, was sentenced today by United States District Court Judge Gerald J. Pappert to 40 years in prison and lifetime supervised release for sexually abusing and exploiting a child in her care and multiple child pornography offenses.

    In May of 2023, Williams was charged by indictment with the manufacture and attempted manufacture of child pornography, two counts of distribution of child pornography, and possession of child pornography. She pleaded guilty to all four charges in June of last year.

    As part of her guilty plea, Williams admitted that she sexually abused a one-year-old girl in her care, and that she had planned the abuse with another child sex offender with whom she was communicating online. The defendant photographed her molestation of this child and distributed those images of her abuse – which included the child’s face – via the internet. Williams also admitted that she had trafficked thousands of images and videos showing the sexual abuse of dozens of other children, sharing that material with groups of child sex offenders online.

    “Tyleeya Williams was entrusted with the care and protection of this little girl, but instead sexually abused and exploited her,” said U.S. Attorney Romero. “The defendant further victimized this child by documenting the abuse and sharing the horrific images with other sex offenders. While Williams’ 40-year sentence can’t reverse the immeasurable harm she’s done, it prevents her from harming anyone else’s child and is a measure of justice for all the innocents whose images she collected and shared. My office and the FBI will never stop working to hold accountable criminals ready and willing to hurt our children.”

    “The crimes Tyleeya Williams committed are among the most egregious the FBI investigates,” said Wayne A. Jacobs, Special Agent in Charge of FBI Philadelphia. “Even in the face of such horrific crimes, our office remains unwavering in our pursuit of justice against those who abuse and exploit our most vulnerable.”  

    This case was brought as part of Project Safe Childhood, a nationwide initiative to combat the growing epidemic of child sexual exploitation and abuse launched in May 2006 by the Department of Justice. Led by United States Attorneys’ Offices and the Criminal Division’s Child Exploitation and Obscenity Section (CEOS), Project Safe Childhood marshals federal, state, and local resources to better locate, apprehend, and prosecute individuals who exploit children via the internet, as well as to identify and rescue victims. For more information about Project Safe Childhood, please visit projectsafechildhood.gov.

    The case was investigated by the FBI and is being prosecuted by Assistant United States Attorney Michelle Rotella.

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