Source: European Parliament
This note describes the treaty provisions and appointment procedure for ECA members at EU level. In addition, it provides information on the national nomination procedure for the ECA member in Croatia and the country’s candidate.
Source : © European Union, 2025 – EP
Source: European Parliament
Question for written answer E-001871/2025
to the Commission
Rule 144
Carolina Morace (The Left), Valentina Palmisano (The Left), Danilo Della Valle (The Left), Mario Furore (The Left), Gaetano Pedulla’ (The Left), Giuseppe Antoci (The Left), Pasquale Tridico (The Left)
Italian Law No 169/2024 criminalises surrogacy for Italian citizens even if it takes place abroad. This legislation risks infringing citizens’ right to free movement (Article 21 TFEU) and the principle of mutual recognition of public documents, including those relating to parenthood (Article 81 TFEU, Regulation (EU) 2016/1191).
It could also result in serious discrimination against children born through surrogacy in Member States where the practice is legal, undermining their right to continuity of family status and violating Articles 21 and 24 of the EU Charter of Fundamental Rights.
In the V.M.A. case (C-490/20), the Court of Justice ruled that Member States must recognise a parent-child relationship legally established in another Member State to ensure the child’s full enjoyment of their citizenship rights.
In view of the above:
Submitted: 12.5.2025
Source: European Parliament
In the week of 19 May, Members’ work is split between meetings in Parliamentary Committees and political groups.
During this week, the Subcommittee on Human Rights will travel to Geneva for meetings with the UNHR. The Committee on Development will have an exchange of views on needs-based humanitarian funding. The ECON Committee will hold exchanges with the European Statistical Governance Advisory Board and Eurostat. BUDG Members will discuss the role of the EU budget in helping to promote investment in the EU economy. Committees on Employment and Social Affairs and on Women’s Rights and Gender Equality will jointly debate with EVP Roxana Mînzatu on “Advancing Towards a Care Society: Addressing the Gender Care Gap. European Democracy Shield Committee will hold a hearing on “Interference using online platforms, the role of algorithmic manipulation, and responsibility and effects of online platforms on democracy.” Follow the links below to discover this week’s highlights.
Source: European Parliament
Question for written answer E-001881/2025
to the Commission
Rule 144
Stefano Cavedagna (ECR), Ruggero Razza (ECR), Carlo Ciccioli (ECR), Michele Picaro (ECR)
On 30 August 2024, the European Commission removed the marketing authorisation for the drug Ocaliva (obeticholic acid), used to treat primary biliary cholangitis, a rare, chronic and progressive liver disease.
As a result of this decision, Advanz Pharma Specialty Medicine Italia voluntarily withdrew the drug from sale in Italy and it was taken off the list maintained under Law No 648/96 of drugs paid for by the national health service.
Ocaliva was the only approved second-line treatment for patients who do not respond to or cannot tolerate ursodeoxycholic acid treatment, and its withdrawal has left many patients without any viable treatment options.
Although the European Medicines Agency has suggested compassionate use or programmes for designated patients, access to such measures remains fragmented at European level, giving rise to inequalities in access to treatment.
Can the Commission therefore say:
Submitted: 12.5.2025
Source: European Parliament
Question for written answer E-001873/2025
to the Commission
Rule 144
Marcin Sypniewski (ESN)
In Poland, there have been cases in which local authorities (jednostki samorządu terytorialnego – JSTs) have adopted resolutions objecting to integration centres for foreign nationals being located in their area. In response, provincial governors have warned the JSTs concerned that they might lose access to EU funding, suggesting that opposing government decisions may have negative financial consequences.
In accordance with the principle of financial autonomy for JSTs that stems from the decentralisation of public authority in Poland, the authorities concerned are entitled to have their own budgets and to take decisions within the limits laid down by law.
In light of the above:
Submitted: 12.5.2025
Source: European Parliament
Question for written answer E-001876/2025
to the Commission
Rule 144
Elena Kountoura (The Left)
A recent law in Greece[1] has extended the existing ban on parking for camper vans and caravans to areas including archaeological sites, coastlines, beaches, forest edges and public spaces[2]. Despite referring to Article 34 of the Greek Highway Code[3], this extension of scope has not been accompanied by the corresponding development of necessary infrastructure set out for municipal, fenced and equipped parking areas.
However, despite the existence of the legal framework, the lack of infrastructure such as camper stops and organised municipal sites makes it practically impossible for camper vans and caravans to park or stay anywhere legally. This has left European citizens with camper vans or caravans facing confusion and uncertainty and unable to comply with requirements, especially in areas lacking signs, information or infrastructure provision[4].
Given that Greece is still struggling to attract caravanners, owing to its lack of adequate infrastructure and policies, and given that in the EU the sector generates EUR 120 billion a year, will the Commission say:
Submitted: 12.5.2025
Source: European Parliament
Question for written answer E-001875/2025
to the Commission
Rule 144
Cristina Guarda (Verts/ALE), Benedetta Scuderi (Verts/ALE), Leoluca Orlando (Verts/ALE), Ignazio Roberto Marino (Verts/ALE)
In May 2023, Acciaierie d’Italia requested a review of the integrated environmental permit (IEP) for the (former ILVA) plant in Taranto.
Enshrined in the European regulatory framework for the sake of public transparency and participation, the right to access environmental information enables public oversight and plays a role in the sound management of environmental resources.
The Aarhus Convention gives members of the public the right to access information about and to participate in decisions made about environmental matters, as well as to seek redress if these rights are not respected. In the interest of transparency in environmental matters, Directive 2003/4/EC enshrines the right to access environmental information held by public authorities, while Article 24 of Directive 2010/75/EU regulates the disclosure of IEP-related documents, ensuring that information is made available to the public for the sake of transparency and participation.
Despite this, many documents have not been uploaded to the website of the Ministry of Environment and Energy Security[1], including the minutes of the inter-service conference, the opinions of local bodies and the National Institute of Health, the final preparatory opinion, and the monitoring and control plan.
In light of the above:
Submitted: 12.5.2025
Source: European Parliament
This discussion is set for 20 May and will offer the opportunity to receive an update on the commitment made by Commissioner Šefčovič during the confirmation hearings to tackle the challenges in the customs union and to ensure that the EU Customs Authority starts its work from 2026 and that the revised Union Customs Code (UCC) applies for e-commerce aspects simultaneously.
The discussion will provide an opportunity for Members to ask about the feasibility of this commitment, given that negotiations on the UCC reform and EU Customs Authority have not yet begun. Questions could also come up on the concept of the deemed importer, the new customs data hub and delays of deployment of IT systems in some Member States.
Source: Traditional Unionist Voice – Northern Ireland
Statement by Peter Wilson, Chairman of North Down TUV:
“I am relieved that the serious incident involving a firearm on Bangor’s High Street has been resolved safely and without injury. The swift and professional actions of the PSNI prevented a potentially tragic outcome, and their bravery and restraint in dealing with such a volatile situation deserves our full admiration.
“Thanks to the coordinated efforts of the emergency services, the individual involved was taken into custody without harm. I commend all those who played a role in protecting the public and ensuring that order was restored quickly.
“It has been reported that the person at the centre of this incident is a veteran experiencing severe mental health challenges. Time will tell what the full truth of this sorry episode is, but one thing cannot be disputed: there is an urgent need to improve mental health support—especially for those who have served our country and may be carrying unseen burdens from their service.
“There must be a renewed focus on early intervention and better access to mental health services, to ensure that those in crisis receive the help they need and to prevent similar incidents in the future.”
Source: Hong Kong Government special administrative region
EEB and GACC sign co-operation agreements on export of meat and dairy products from Hong Kong to Mainland
The Secretary for Environment and Ecology, Mr Tse Chin-wan, said, “The co-operation agreements will further facilitate food trade between Hong Kong and the Mainland, as well as the development of meat and dairy products businesses in Hong Kong. Upon implementation of the arrangements, Hong Kong-manufactured meat and dairy products meeting the requirements set out in the co-operation agreements will be allowed to be imported into the Mainland.”
The co-operation agreements put in place the monitoring of food safety from the source for Hong Kong-manufactured meat and dairy products exported to the Mainland. The co-operation agreements will cover requirements for testing the sources of food raw materials and for the food manufacturers on production management, including storage and transportation of food products.
Following the signing of the co-operation agreements, the Centre for Food Safety (CFS) of the Food and Environmental Hygiene Department will discuss with the GACC the operational details of the agreements. In addition, the CFS will organise seminars for the trade to help them better understand the requirements of the co-operation agreements.
Issued at HKT 20:10
NNNN
Source: Hong Kong Government special administrative region
LegCo to consider Private Columbaria (Amendment) Bill 2024
The Second Reading debates on the Stablecoins Bill and the Merchant Shipping (Safe and Environmentally Sound Recycling of Ships) Bill will also resume. If the Bills are supported by Members and receive their Second Reading, they will stand committed to the committee of the whole Council. After the committee of the whole Council has completed consideration of the Bills and their reports are adopted by the Council, the Bills will be set down for the Third Reading.
On Members’ motions, Mr Michael Tien will move a motion on “Actively dovetailing with national and global trends and studying the reform of the curriculum framework for primary and secondary schools”. The motion is set out in Appendix 1.
Mr Yiu Pak-leung will move a motion on “Reinforcing Hong Kong’s role as an international tourism hub and consolidating its position as a world-class premier tourism destination”. The motion is set out in Appendix 2. Ms Chan Yuet-ming, Ms Elizabeth Quat and Ms Joephy Chan will move separate amendments to Mr Yiu Pak-leung’s motion.
During the meeting, the Chief Secretary for Administration will present “The Government Minute in response to the Report of the Public Accounts Committee No. 83 of February 2025” and address the Council.
Members will also ask the Government 22 questions on various policy areas, six of which require oral replies.
The agenda of the above meeting can be obtained via the LegCo Website (www.legco.gov.hkIssued at HKT 19:50
NNNN
Source: Hong Kong Government special administrative region
SCMA visits Egypt to promote development opportunities in GBA
During his stay in the Egyptian capital, Cairo, Mr Tsang met the Chinese Ambassador to Egypt, Mr Liao Liqiang, and exchanged views with representatives of the political and business sectors.
Mr Tsang attended today (May 19) the Guangdong-Hong Kong-Macao Greater Bay Area – Africa (Egypt) Economic and Trade Cooperation Exchange Conference and delivered a speech to promote the development opportunities of the GBA to the political and business sectors.
Mr Tsang said that with the full support from the Central Authorities, the Hong Kong Special Administrative Region and other GBA cities complement each other’s strengths and work closely together to promote the GBA’s high-quality development. Hong Kong possesses the institutional advantages of “one country, two systems”, with a business environment that is highly market-oriented and internationalised, underpinned by the rule of law, a free flow of capital, a robust financial regulatory regime, a simple and low tax regime, and a global pool of professional talent. He encouraged enterprises to capitalise on Hong Kong’s unique advantages of having the staunch support of the motherland and being closely connected to the world by establishing a foothold in the city and tapping into the huge market of the GBA.
Mr Tsang added that Hong Kong, as a world-renowned metropolis and China’s most internationalised city, should play its unique roles and functions as a “super connector” and “super value-adder”, commence more international co-operation, contribute to the country’s high-quality opening up and development, and further enhance its global influence in the changing international landscape.
Mr Tsang will depart for Hong Kong this afternoon (Egypt time) and arrive on May 20.
Issued at HKT 19:35
NNNN
Source: Hong Kong Government special administrative region
CEDB and GACC sign Cooperation Arrangement on Single Window between Mainland and Hong Kong
The Cooperation Arrangement was signed by the Secretary for Commerce and Economic Development, Mr Algernon Yau, and the Minister of the GACC, Ms Sun Meijun.
Mr Yau said that the Mainland is Hong Kong’s largest partner in trade in goods with frequent cross-boundary trade. An efficient and convenient cargo clearance process between the two places is of utmost importance. As an important trade facilitation measure, Single Window provides a one-stop electronic platform for the trade to lodge various types of trade documents for trade declaration and cargo clearance. The CEDB and the Hong Kong Customs and Excise Department (C&ED) have been maintaining close liaison with the GACC on the development of Single Window, and sharing experiences and exploring opportunities for collaboration with the Mainland authorities through the established Single Window Expert Group. The signing of the Cooperation Arrangement will allow collaboration and interconnectivity of the systems of the two places to reach new heights, enhancing the existing mechanism of exchange and co-operation, as well as exploring different areas of collaboration.
The implementation of Single Window will enhance the efficiency of cargo clearance in Hong Kong and consolidate Hong Kong’s status as an international trade centre and logistics hub. The CEDB is implementing Single Window in three phases, with Phase 1 and Phase 2 in full service since 2020 and 2023 respectively, covering a total of 42 types of trade documents. Phase 3 services will be rolled out in batches from 2026 onwards. By then, the system will be connected with the Mainland’s Single Window.
In addition, to promote the development of cargo clearance facilitation between the two places, the GACC and the C&ED launched the Mainland-Hong Kong “Single Submission for Dual Declaration” Scheme in November 2024, covering all cargo imported from the Mainland to Hong Kong through land boundary control points. The Scheme helps enterprises save time and manpower required for declaration and minimise operating costs. To enhance the facilitation, the Scheme will cover all cargo passing through land boundary control points between the two places starting from today, enabling industry stakeholders to reuse road cargo information when submitting to the systems of both sides, thereby further facilitating the trade and enhancing efficiency.
The Scheme will be reprovisioned in Phase 3 of Single Window. The Government will maintain close collaboration with the GACC to explore the feasibility of extending the relevant functions to other trade documents and transport modes.
Issued at HKT 18:56
NNNN
Source: Hong Kong Government special administrative region
Hong Kong Customs hosts 26th World Customs Organization Asia/Pacific Regional Heads of Customs Administrations Conference
The Conference is the highest-level meeting held annually in the A/P region, which has gathered more than 120 heads of Customs organisations and senior officials from the region, along with delegates from the WCO’s regional entities. The Secretary General of the WCO, Mr Ian Saunders, was also in attendance.
The Conference started with a welcoming speech by the Commissioner of Customs and Excise, Mr Chan Tsz-tat, in the capacity of the WCO Vice-Chairperson for the A/P Region. While highlighting that the Conference serves as an important platform for discussing regional policies and formulating the future of the customs community, Mr Chan encouraged participants to share ideas and experiences, propose customs initiatives and stay updated with the latest customs developments. He hoped that the commitment and dedication of the A/P family would foster regional co-operation in addressing evolving global challenges. Other speakers, including Mr Saunders, also shared valuable insights on the future development of the WCO.
The Conference features discussions on various customs initiatives and actions pertinent to the A/P region, enabling participants to share ideas and make decisions to enhance connectivity and trade facilitation amongst regional members, thereby promoting the development of customs affairs in the region. In addition, the Conference was enriched by wonderful performances from the Hong Kong Baptist University Affiliated School Wong Kam Fai Secondary and Primary School Chinese Drum Team at the welcome reception, as well as the Good Hope School Chinese Orchestra prior to the start of the first day Conference, demonstrating the vibrant Chinese culture and showcasing the talent, positive energy and potential of Hong Kong’s young generation.
Issued at HKT 20:37
NNNN
Source: Hong Kong Government special administrative region
Customs Commissioner meets Minister of General Administration of Customs Issued at HKT 20:46.
A high-level meeting between Hong Kong Customs and the General Administration of Customs of the People’s Republic of China (GACC) was held in Hong Kong yesterday (May 18). The Hong Kong Customs delegation was headed by the Commissioner of Customs and Excise, Mr Chan Tsz-tat, while the Mainland Customs delegation was headed by the Minister of the GACC, Ms Sun Meijun.
Mr Chan welcomed Ms Sun’s visit to Hong Kong Customs with her delegation and chaired the meeting. During the meeting, Mainland Customs and Hong Kong Customs exchanged views on further deepening co-operation between the two customs administrations.
After the meeting, witnessed by Ms Sun and the Acting Secretary for Security, Mr Michael Cheuk, Mr Chan and the Director General in Shenzhen Customs District, Mr Zheng Jugang, signed the memorandum regarding the point-to-point express co-operation and liaison between Shenzhen and Hong Kong Land Boundary Control Points. The signing of the memorandum further strengthens the information sharing and co-ordination mechanism at land boundary control points between the customs authorities on both sides, and enhances the efficiency of cross-boundary flow of people and cargo between Shenzhen and Hong Kong.
The GACC delegation yesterday also visited the West Kowloon Station of the Guangzhou-Shenzhen-Hong Kong Express Rail Link to learn about Hong Kong Customs’ passenger clearance operations.
The GACC delegation this morning (May 19) also attended the 26th World Customs Organization (WCO) Asia/Pacific (A/P) Regional Heads of Customs Administrations Conference held by Hong Kong Customs, in the capacity of the WCO Vice-Chair for the A/P Region.
Source: GlobeNewswire (MIL-OSI)
New York City, NY, May 19, 2025 (GLOBE NEWSWIRE) —
If you love the idea of playing your favorite casino games and winning real money without spending a dime, no deposit bonuses and free spins are exactly what you need.
These perks let you jump right in—spinning the reels or trying out classic table games with bonus cash or free spins, all before you ever make a deposit.
After exploring the top sites, Wild Casino truly stands out as the best in the USA. Their no deposit bonuses and free spins are not only generous, but also easy to claim and use.
Whether you’re brand new or already a fan of online gaming, Wild Casino makes it simple and fun to get started, try new games, and enjoy the excitement of risk-free wins.
Wild Casino Review 2025: The Best No Deposit Bonus Online Casino With Free Spins
> Claim Your Instant No Deposit Bonus and Free Spins Now <
When it comes to finding the best no deposit bonus online casino with free spins in 2025, Wild Casino stands out as a top-tier choice for both new and experienced players.
This online casino has built a solid reputation by offering an exciting selection of games, generous bonuses, and a secure gaming environment.
Whether you’re looking to play for free or maximize your winnings with no deposit offers, Wild Casino is designed to deliver a premium online casino experience.
No Deposit Bonus & Free Spins: Play for Free and Win Real Money
One of the most attractive features for new players at Wild Casino is its competitive no deposit bonus offer.
This bonus allows you to start playing without having to make an initial deposit, giving you the chance to explore a wide variety of games and potentially win real money—all without risking your own funds. In 2025, Wild Casino continues to lead the industry with its free spins and no deposit promotions.
How the No Deposit Bonus Works
> Get Your Free Spins and No Deposit Bonus Instantly <
Free Spins Galore
Wild Casino is known for regularly updating its free spins offers, both as part of the no deposit package and through ongoing promotions. These free spins can be used on the latest and most popular slot games, letting you enjoy the thrill of spinning without spending your own money.
Game Selection: Slots, Table Games, and Live Dealer Action
No review of Wild Casino would be complete without mentioning its diverse and ever-growing game library. Whether you’re a fan of slots, classic table games, or live dealer experiences, you’ll find plenty of options here.
Exciting Slot Machines
The slots collection at Wild Casino is impressive, featuring hundreds of titles from top software providers. Players can choose from classic 3-reel slots, high-volatility video slots, progressive jackpots, and themed slots with engaging graphics and bonus features.
Table Games for Every Taste
If you prefer table games, Wild Casino offers a full suite of classics, including:
Live Casino Experience
For those seeking a more immersive casino atmosphere, the live dealer section at Wild Casino delivers real-time action with professional dealers. Enjoy blackjack, roulette, baccarat, and more, all streamed in high-definition video.
> Start Playing with an Instant No Deposit Bonus and Free Spins <
User Experience: Seamless Design and Mobile Compatibility
Navigating Wild Casino is a breeze, thanks to its modern, intuitive website design. The main lobby is organized, making it easy to find your favorite games or explore new releases.
Mobile Gaming
Wild Casino is fully optimized for mobile play. Whether you’re using an iOS or Android device, the mobile site offers smooth gameplay, quick loading times, and access to all the same bonuses and promotions as the desktop version. There’s no need to download an app—just log in through your browser and start playing anywhere, anytime.
Banking: Fast, Secure Deposits and Withdrawals
A key aspect of any online casino is the ease and security of financial transactions. Wild Casino excels here, offering a range of banking methods to suit every player.
Deposit Options
Choose from traditional banking methods, credit/debit cards, and a variety of popular cryptocurrencies for instant deposits. Wild Casino is a leader in embracing crypto, with support for Bitcoin, Ethereum, and more, ensuring fast and secure funding of your account.
Withdrawals
Payouts at Wild Casino are quick and reliable, with several options available for cashing out your winnings. Crypto withdrawals are especially fast, often processed within hours, while traditional methods may take a bit longer.
Safety and Security: Play With Confidence
When playing online, safety is paramount. Wild Casino uses advanced SSL encryption technology to protect your personal and financial information. The casino operates under a reputable license and adheres to strict fair play standards, with regular audits ensuring all games are random and trustworthy.
Promotions & Loyalty Rewards: More Than Just a No Deposit Bonus
Wild Casino doesn’t stop at its generous no deposit bonus. Players can take advantage of ongoing promotions, reload bonuses, cashback offers, and special seasonal events. The loyalty program rewards returning players with perks like exclusive bonuses, increased withdrawal limits, and personalized service.
Customer Support: Always There When You Need Help
Should you have any questions or run into issues, Wild Casino’s customer support team is available 24/7 via live chat and email. The support staff are friendly, knowledgeable, and dedicated to resolving any concerns quickly and efficiently.
Pros & Cons: At a Glance
Pros:
Cons:
Summary: Why Wild Casino is the Best Online Casino No Deposit Bonus for 2025
In 2025, Wild Casino proves itself as the best online casino for players looking to take advantage of no deposit bonuses and free spins.
The combination of a user-friendly site, an extensive game library, excellent security, and some of the most attractive bonus offers in the industry make it a top pick for anyone wanting to play and win for free. Whether you’re a first-time visitor or a seasoned gambler, Wild Casino delivers a premium online gaming experience that’s hard to match.
If you’re on the hunt for top online casino offers to play for free, Wild Casino should be at the top of your list.
Sign up today, claim your no deposit bonus and free spins, and enjoy everything this leading online casino has to offer in 2025!
> Start Playing with an Instant No Deposit Bonus and Free Spins <
Introduction to No Deposit Bonuses
No deposit bonuses are one of the most exciting features offered by Wild Casino, giving new players a genuine chance to win real money without having to risk their own funds.
Designed to attract and welcome newcomers, these bonuses provide a truly risk-free way to explore everything Wild Casino has to offer.
No deposit bonuses can come in various forms, such as free spins, bonus cash, or free money, and can be used to play a broad selection of casino games—including slots, table games, and even live dealer experiences.
For anyone new to online gaming, Wild Casino’s no deposit bonus is the perfect way to get started, try out different games, and potentially score real winnings before ever making a deposit.
Types of Bonuses
Online casinos offer a variety of bonuses to attract and reward players. No deposit bonuses are a popular choice for newcomers, allowing players to try out games without needing to make an initial deposit. A deposit casino bonus are is another common offer, where the casino matches a percentage of the player’s deposit, giving them extra funds to play with. Free spins are often provided as well, letting players spin the reels on selected slot games for free while still having the chance to win real money.
These bonus types help make online gaming more exciting and accessible for both new and returning players.
Game Variety and Ways to Play
Modern gaming sites offer a vast selection of ways to play games, with something for everyone’s taste. Slots remain a favorite, especially when players can use free bonus money, bonus cash, or even free cash bonuses to spin the reels.
Table games like blackjack and roulette are popular for those who enjoy strategy and classic gameplay, and many sites also offer live dealer options for a more authentic experience.
Some platforms feature deposit free spins or bonus code promotions, letting users try new slots or play games with added value. With so many choices, it’s easy to find a way to win real money and enjoy top-tier entertainment.
How to Claim No Deposit Bonuses
Claiming no deposit bonuses is easy and rewarding for newcomers. To get started, players typically sign up for an account—sometimes using a specific bonus code during registration.
After the account is created, free bonus money or bonus cash is often credited automatically or by entering a bonus code. These no deposit bonuses allow you to play games and potentially win real money without making an initial deposit.
Some sites also offer deposit free spins or additional incentives when you make your first deposit. Always follow the site’s instructions to ensure you receive your free cash bonuses or no deposit rewards.
No Deposit Bonus Terms & Deposit Bonus Terms
It’s important to understand the terms that come with both no deposit bonuses and deposit match bonus offers.
Most no deposit bonuses and free cash bonuses will come with conditions like wagering requirements, which specify how many times you must play through your bonus money before you can withdraw any winnings.
Deposit bonus terms often include similar requirements, as well as time limits for using your bonus cash or deposit free spins.
Always check the terms for any bonus code you use to make sure you know how the bonus money can be played and how you can win real money. Reading the deposit bonus terms carefully helps you make the most of your gaming experience.
Bonus Safety, Security, and Legality
When playing with bonus cash, deposit match bonus offers, or no deposit bonuses, it’s essential to choose a platform that is licensed and regulated.
Safe sites clearly display their licensing information and use encryption to protect your personal and financial data. Secure environments ensure that your free bonus money, bonus cash, and winnings are handled fairly.
Reputable platforms will also present clear deposit bonus terms and transparent rules for every bonus code, so you can play games and win real money with confidence.
Always review the legitimacy of a site before claiming any free cash bonuses or no deposit promotions to ensure a secure and enjoyable experience.
Best Online Casino No Deposit Bonuses and Free Spins Summary
When it comes to enjoying the very best in online gaming, Wild Casino truly delivers.
With a huge selection of games, generous free spins, exciting no deposit bonuses, and rewarding promotions, Wild Casino offers an unbeatable experience for players in the USA.
Whether you’re spinning the reels, playing classic table games, or taking advantage of their bonus offers, you’ll find everything you need for a fun, fair, and thrilling time.
If you’re looking for the ultimate online casino experience with real opportunities to win, Wild Casino is the top choice—combining the best casino games, the most rewarding bonuses, and a seamless, enjoyable atmosphere every step of the way.
Media Contact: Alan Jarvis
Project name : Wild Casino
Company Website: https://wild-casino.live/
Email: support@wild-casino.live
Phone: (08) 8326 3976
Scharlooweg 39, Willemstad, Curaçao
Attachment
Source: GlobeNewswire (MIL-OSI)
New York City, NY, May 19, 2025 (GLOBE NEWSWIRE) —
Secure Emergency Loans for Bad Credit with Guaranteed Approval – Explore Leading No Credit Check Lenders for Quick and Reliable Funding Solutions in 2025
When life throws unexpected expenses your way, finding a trustworthy lender—especially with less-than-perfect credit—can feel overwhelming.
That’s where LowCreditFinance comes in. As one of the leading bad credit loan providers in 2025, LowCreditFinance specializes in connecting borrowers of all credit backgrounds with fast, reliable funding solutions.
Whether you need cash for an emergency, to consolidate debt, or to cover a major purchase, their user-friendly online platform makes the process simple and stress-free.
With a vast network of reputable lenders, same-day approval decisions, and flexible repayment terms, LowCreditFinance puts financial control back in your hands.
Even if you’ve been turned down elsewhere, their inclusive approach ensures you have access to the funds you need—quickly, securely, and with complete transparency.
Top Personal Loans for Bad Credit Guaranteed Approval Options Today
LowCreditFinance Review: A Friendly Guide to Fast Loans for All Credit Types
< CLICK to view top loan providers with no credit check >
Introduction: Your Financial Partner in Tough Times
Life is full of surprises—some good, some not so much. Whether it’s an unexpected car repair, medical bill, or an opportunity you can’t pass up, sometimes you need extra cash, and you need it fast. If your credit isn’t perfect, this can feel overwhelming. That’s where LowCreditFinance steps in.
Low Credit Finance specializes in helping people with all credit backgrounds—including those with poor or no credit—quickly find a loan that fits their needs. With a simple, secure online process and a network of lenders, they’re dedicated to making borrowing less stressful and more accessible for everyone.
What is LowCreditFinance?
Low Credit Finance isn’t a direct lender—they don’t issue loans themselves. Instead, they operate as a loan-matching service, connecting borrowers with a large network of lenders and alternative loan providers. Their platform makes it easy to submit a single application and get matched with multiple options, saving customers time and hassle.
< Click here to see how LowCreditFinance works >
Key Features:
How the Application Process Works
Applying for a loan with Low Credit Finance is straightforward and can be done entirely online. Here’s what you can expect:
Step 1: Choose Your Loan Amount
You start by selecting how much you need to borrow. Amounts range from $100 for small emergencies to $50,000 for larger expenses like debt consolidation or home repairs.
Step 2: Fill Out a Simple Online Form
The application form is user-friendly and only takes about two minutes to complete. You’ll provide basic details such as your contact information, approximate credit score, employment status, income, and bank account details (for direct deposit of funds). They also ask for information like your driver’s license and Social Security number to verify your identity and prevent fraud.
Step 3: Get Matched with Lenders
Once you submit your application, Low Credit Finance’s proprietary matching software searches their network for lenders that fit your profile. You’re then presented with one or more loan offers that you can review and choose from.
Step 4: Receive Your Funds
If approved by a lender, you could receive your money on the same business day—sometimes within 60 minutes. The funds are deposited directly into your bank account.
< Need an emergency loan but have bad credit? – CLICK HERE >
Who Can Apply?
One of the standout features of Low Credit Finance is their all-credit-welcome approach. Whether you have excellent, fair, poor, or even no credit, you can apply. Here are some basic eligibility points:
< Apply for a personal loans with no credit check – CLICK HERE >
Loan Types and Flexibility
Low Credit Finance caters to a wide range of needs and situations. Their lenders offer:
With such variety, you’re likely to find a loan option that fits your circumstances—even if you’ve been turned down elsewhere.
Speed and Convenience
One of the biggest advantages of using Low Credit Finance is how fast everything moves. The online application is simple, and you can receive a lending decision almost instantly. If you’re approved, the funds could be in your bank account in as little as an hour. This makes Low Credit Finance a great choice for anyone facing urgent financial needs and can’t afford to wait days or weeks for traditional approval.
Security and Privacy
Applying for a loan online means sharing sensitive information, so security is a big concern. Low Credit Finance uses advanced encryption and privacy measures to ensure your data stays safe. All information submitted is 100% secure, and they’re transparent about how your information is used—primarily to match you with the best lender.
Fees, Rates, and Transparency
Low Credit Finance itself does not charge any fees for using their service. Instead, they receive compensation from lenders if you accept a loan offer. This means you can use their platform to shop around for free.
APR rates from their network of lenders range from 5.99% to 35.99%. The exact rate and terms depend on your creditworthiness, the loan amount, and the lender’s policies. Before you accept any loan, make sure you review the terms carefully, including fees, interest rates, and repayment schedules. Low Credit Finance encourages borrowers to compare options and make informed decisions.
What Do Customers Say?
Customer reviews highlight the speed, simplicity, and accessibility of Low Credit Finance’s service. Many users appreciate being able to apply with bad credit and still receive offers, sometimes within minutes. The easy-to-follow application and clear communication from lenders are also frequently praised.
As with any loan service, experiences can vary based on individual circumstances and the lenders you’re matched with. Always read the fine print and ask questions if anything is unclear.
Customer Support
Should you have any questions or concerns, Low Credit Finance offers 24/7 email support at support@lowcreditfinance.com. Their FAQ section also covers common questions about the application process, eligibility, and what to expect.
Things to Consider
While Low Credit Finance offers many benefits, it’s important to remember:
Is Low Credit Finance Right for You?
If you need quick access to funds and worry your credit score will hold you back, Low Credit Finance is worth considering. Their easy application, broad lender network, and commitment to helping people with all credit backgrounds make them a standout option for emergency borrowing or larger financial needs.
With no upfront fees, a secure process, and the potential to receive funds in just 60 minutes, Low Credit Finance puts fast, flexible loans within reach—even if your credit history isn’t perfect. As always, borrow responsibly, review your options carefully, and choose a loan that fits your budget. For many, Low Credit Finance could be the helping hand you need when life throws you a curveball.
Introduction to Personal Loans
Life can be unpredictable, and sometimes, unexpected expenses pop up when you least expect them—whether it’s a medical bill, urgent car repair, or an opportunity you don’t want to miss. For many people, especially those with less-than-perfect credit, finding a way to cover these costs can feel overwhelming. That’s where personal loans come in, offering a lifeline when you need it most.
What Are Personal Loans and How Do They Work?
Think of a personal loan as a helping hand for life’s expenses. Unlike a mortgage or a car loan, which are tied to specific purchases, personal loans are what’s called “unsecured”—you don’t have to put your house or car on the line to qualify. Instead, you borrow a lump sum and pay it back in fixed monthly installments over a set period, usually between one and five years.
What makes personal loans so useful is their flexibility. You can use the funds for just about anything: consolidating high-interest credit card debt, making home improvements, covering emergency medical expenses, or even planning a special event. The freedom to choose how you use the money is a big part of their appeal.
Options for People with Bad Credit
If your credit score isn’t perfect, you might feel like your options are limited. But the good news is that there are personal loans designed specifically for people with bad credit. These lenders understand that a credit score doesn’t tell the whole story and are willing to look at your overall financial picture, such as your income and ability to repay.
Some lenders even offer “guaranteed approval” loans, meaning your chances of getting approved are much higher—even if your credit history has a few bumps. And in many cases, you won’t need to undergo a traditional credit check, which can be a relief if you’re worried about another inquiry hurting your score.
Fast and Convenient Applications
Gone are the days of filling out stacks of paperwork and waiting weeks for a decision. Today, applying for a personal loan is usually quick and easy. Most lenders offer online applications that you can complete from the comfort of your home—sometimes in just a few minutes. You simply enter some basic information, and in many cases, you’ll get an answer within hours.
If you’re approved, the money can often be deposited into your bank account as soon as the same business day. This speed can make all the difference when you’re dealing with an emergency or time-sensitive expense.
Flexible Repayment That Fits Your Life
One of the biggest sources of financial stress is not knowing how much you’ll owe from month to month. That’s why the structure of personal loans can be such a relief. With fixed monthly payments, you get predictability—no more guessing or worrying about surprise bills. You know exactly how much to set aside each month, which makes planning your budget a whole lot simpler.
But the flexibility of personal loans goes beyond just predictable payments. Many lenders understand that life isn’t always smooth sailing, so they offer options that help you stay in control, even when things get bumpy. For example, you might be able to select your own payment date, aligning it with your payday or another time that works best for you. This little detail can make a big difference, helping you avoid late fees and unnecessary stress.
Some lenders also allow you to make extra payments without any penalties. This means if you ever have a little extra cash—maybe from a bonus at work or a tax refund—you can put it toward your loan and pay it off faster. Not only does this save you money on interest, but it can also give you a real sense of progress and empowerment as you watch your balance shrink.
Having this kind of flexibility is especially important if you’re working to rebuild your credit. On-time payments are one of the most important factors in your credit score, and being able to stick to a manageable payment schedule makes it much easier to stay on track. As you make those consistent payments, you’re not just chipping away at your debt—you’re also showing future lenders that you’re responsible and creditworthy.
Ultimately, personal loans with flexible repayment options offer more than just money—they provide peace of mind. They give you breathing room and the tools you need to move forward financially, one manageable step at a time.
Clear Terms and Peace of Mind
When it comes to borrowing money—especially if you’ve had credit challenges in the past—there’s nothing more important than feeling confident and secure about your decision. Unfortunately, the world of loans can sometimes feel like a maze of jargon, hidden fees, and terms buried in the fine print. That’s why working with lenders who are clear and upfront about their terms makes such a huge difference.
A transparent personal loan provider will lay everything out for you: the interest rate, the total amount you’ll repay, the monthly payment, and any fees involved. There shouldn’t be any surprises, and you should feel comfortable asking questions. If something isn’t clear, a trustworthy lender will take the time to explain it in plain language. This openness not only protects you from unexpected costs but also builds trust—something that’s priceless when your finances are on the line.
This kind of clarity is especially important for people with bad credit, who may have already dealt with overwhelming debt or confusing lending terms in the past. Knowing exactly what you’re signing up for allows you to plan ahead and avoid falling into the traps that can make financial recovery even harder.
Taking out a personal loan is a big step, and it’s normal to feel nervous. But when you can see all the details up front, it’s easier to move forward with confidence. You can compare offers, weigh the pros and cons, and make a decision that truly fits your situation.
In the end, clear terms and honest communication aren’t just nice to have—they’re essential. They help turn what could be a stressful experience into a manageable one, giving you the peace of mind you need to focus on your goals and build a brighter financial future.
Understanding Credit Scores: Why They Matter for Personal Loans
After finding a loan with clear terms and flexible repayment, you might start to wonder: what role does your credit score really play in all of this? Understanding credit scores—and how they affect your loan options—can empower you to make better financial decisions and ultimately secure the best deal possible.
What Is a Credit Score and How Is It Calculated?
A credit score is essentially a three-digit number that represents your creditworthiness. It’s calculated based on your credit history, including how reliably you’ve paid your bills, how much debt you have, and how long you’ve been using credit. The most commonly used scoring model is the FICO score, which ranges from 300 to 850. In general, the higher your score, the more favorably lenders will view you.
How Credit Scores Affect Loan Approval and Interest Rates
When you apply for a personal loan, lenders look at your credit score as one of the main factors in their decision-making process. A high credit score usually means you’re more likely to be approved and to receive lower interest rates, which can save you a lot of money over the life of your loan. On the other hand, a low or “bad” credit score can make it harder to qualify and may result in higher interest rates.
That said, a poor credit score isn’t the end of the road. Some lenders specialize in personal loans for bad credit, offering guaranteed approval or more flexible criteria. These loans can provide a valuable opportunity to access funds when you need them, even if your credit history isn’t perfect.
Factors Beyond the Credit Score
It’s important to remember that your credit score isn’t the only thing lenders consider. They’ll also look at your income, employment status, debt-to-income ratio, and overall credit history. This means that even if your score is lower than you’d like, having steady income or a manageable debt load can help improve your chances of approval.
Building and Maintaining Good Credit
Maintaining a good credit score is one of the best ways to unlock better loan options and lower interest rates. Simple habits like paying bills on time, keeping credit card balances low, and checking your credit report regularly for errors can make a big difference over time. Even if you’re starting with bad credit, taking small, consistent steps can help you rebuild your financial reputation.
By understanding how credit scores work and how they impact your loan options, you’ll be better prepared to find a personal loan that fits your needs—now and in the future.
Credit History and Loan Approval: What Lenders Really Look For
By now, you’ve seen how your credit score can impact the personal loan process—but it’s only part of the bigger picture. When you apply for a loan, lenders don’t just check your score; they take a close look at your entire credit history. This gives them a fuller sense of how you’ve managed money over time, helping them decide if you’re a trustworthy borrower.
Your credit history is detailed in your credit report, which lists your past loans, credit card accounts, payment history, and any late or missed payments. If you’ve had some financial bumps, like missed payments or defaults, lenders might see you as a riskier borrower. This can sometimes mean higher interest rates or, in some cases, loan denial.
However, there’s good news—some lenders are more understanding and offer loans specifically designed for people with less-than-perfect credit. These lenders may focus more on your current income or the steps you’ve taken to get back on track, rather than just your past mistakes. Some even have minimal credit score requirements and put more weight on your ability to repay now, not just what’s happened before.
If you’re looking to improve your chances for the future, making on-time payments, reducing your debt, and avoiding too many hard credit checks are powerful ways to rebuild your credit history. Remember, lenders also look at your income, employment stability, and debt-to-income ratio. Being able to show steady income and responsible financial habits can go a long way.
Ultimately, while your credit history matters, it’s not the only thing that defines you as a borrower. There are always options and steps you can take to strengthen your application and move closer to your financial goals.
Types of Loans for Bad Credit: Exploring Your Options
If you’ve read this far, you know that getting a personal loan with bad credit isn’t impossible—there are actually several different options out there, each with its own advantages and drawbacks. Understanding the different types of loans available can help you choose the one that best fits your needs and financial situation.
Installment Loans: Flexibility and Predictability
Installment loans are one of the most popular choices for borrowers with bad credit. With these loans, you borrow a set amount of money and repay it over time in regular, fixed monthly payments. This structure makes it easier to budget, since you always know what your payment will be. Many people use installment loans for things like debt consolidation or home improvements, since the predictable payments and longer terms can make bigger expenses feel more manageable.
Payday Loans: Fast Cash, High Costs
Sometimes emergencies just can’t wait, and that’s where payday loans come in. These loans are designed to provide quick cash—often within a single business day. However, it’s important to be careful: payday loans typically come with very high interest rates and fees. While they can help cover urgent short-term expenses, the costs can add up quickly, making them a risky option if you’re unable to repay on time.
Unsecured Loans: No Collateral Required
Unsecured loans are another option for those with bad credit. Unlike secured loans, you don’t need to put up any collateral, like your car or home. This can make them more accessible, but it also means lenders may charge higher interest rates or have stricter repayment terms to offset the risk.
Tribal Loans: Unique Terms, Use Caution
Tribal loans are offered by lenders based on Native American tribal land. These loans can be accessible even to those with very poor credit, but borrowers should be cautious. Interest rates and fees for tribal loans can be extremely high, and the legal protections may differ from state-regulated loans.
Credit Check Loans: Favorable Terms for Good Credit
Credit check loans are a common type of personal loan where lenders review your credit report as part of the approval process. If you have a strong credit history and a solid score, these loans can offer some of the most attractive terms available. Lower interest rates, smaller fees, and longer repayment periods are all perks that come with proving your creditworthiness.
People often turn to credit check loans for big-ticket items like home improvements, medical procedures, or consolidating high-interest credit card debt. Because the lender is confident in your ability to repay, you may qualify for higher loan amounts and more flexible terms. This makes it easier to budget for larger expenses over time, without being hit by sky-high monthly payments.
However, approval criteria for credit check loans are typically stricter. Lenders will want to see not just a good credit score, but also a reliable income and manageable debt levels. If you meet these requirements, you could secure a loan with very competitive rates.
Before committing, it’s important to read the loan agreement carefully. Even with a strong credit profile, terms can vary between lenders, and it’s always wise to watch for any hidden fees or conditions. Taking the time to understand the fine print will help you make a confident, informed borrowing decision.
No Credit Check Loans: Fast Funding for Urgent Needs
For many people, the thought of a credit check can be intimidating—especially if your credit history is less than perfect. No credit check loans offer an alternative. These loans skip the traditional credit inquiry, focusing more on your current income and ability to repay. With more lenient approval criteria, they’re often available to those who have been turned down elsewhere.
No credit check loans are typically used for emergencies—like covering a surprise medical bill, urgent car repairs, or other expenses that simply can’t wait. The application process is usually quick and straightforward, sometimes providing funds within hours. This speed can be a lifesaver when time is of the essence.
However, convenience comes at a cost. Because these loans carry more risk for the lender, they often have higher interest rates and fees. Repayment terms are usually shorter and loan amounts smaller, which means you’ll need to pay the money back quickly.
While some lenders do offer flexible repayment options and try to keep fees transparent, it’s essential to read the terms carefully. High costs can add up fast, making it easy to fall into a cycle of debt if you’re not careful. No credit check loans can be useful in a pinch, but they should be approached with caution and used only for true emergencies.
Direct Lender Options: Simplicity and Speed
Navigating the loan marketplace can be overwhelming, especially when third-party brokers get involved. Direct lender options cut out the middleman, allowing you to apply and receive funds directly from the source. This can lead to a smoother process, faster approval, and sometimes lower interest rates, since there are no broker fees to worry about.
Direct lenders often offer more personalized loan experiences, tailoring terms to your financial situation. They may also have more flexibility in approving borrowers with less-than-perfect credit, making them a good choice if you need money quickly and don’t want to jump through extra hoops.
Applying directly can also mean a quicker funding timeline—sometimes as fast as the same or next business day. However, it’s still important to carefully review the loan’s terms, as some direct lenders may offset their flexibility with higher interest rates or stricter repayment conditions.
Doing a bit of research goes a long way. Comparing offers, checking for hidden fees, and reading reviews can help you find a reputable direct lender who’s transparent and trustworthy. Remember, the right lender should make you feel informed and comfortable, not pressured or rushed. By choosing a direct lender wisely, you can enjoy a smoother borrowing experience and greater peace of mind.
Understanding Annual Percentage Rate (APR): The True Cost of Borrowing
One of the most important factors to pay attention to when considering a loan is the annual percentage rate, or APR. Unlike a simple interest rate, APR gives you the full picture of what borrowing will actually cost you over time. It includes not just the interest, but also any fees or compounding charges, making it the most reliable way to compare loan offers.
APR can vary widely depending on the lender, the type of loan, and—most importantly—your credit score. Generally, the higher your credit score, the lower your APR will be, since lenders see you as less of a risk. On the flip side, if your credit isn’t great, you may see higher APRs, meaning you’ll pay more in interest over the life of the loan.
Before applying for any loan, it’s crucial to look beyond just the monthly payment. Take time to review the APR and add up the total cost of the loan, including all fees. This helps you avoid surprises down the road and ensures the loan truly fits your budget. Factors like the loan amount and the length of the repayment term can also impact your APR, so consider these carefully.
Comparing APRs from multiple lenders helps you find the most affordable option. Remember, a little extra research at the start can save you a lot of money—and stress—over the life of your loan.
Borrow Money with Bad Credit: Planning for Success
If you have bad credit, the idea of borrowing money can feel intimidating. You might worry about being turned down or facing sky-high interest rates. But the good news is that there are still options available, from specialized bad credit loans to no credit check loans designed for urgent needs.
The key is to approach the process with your eyes wide open. Always review the loan’s terms and conditions carefully. Look closely at the interest rates, fees, and repayment requirements. Some lenders are more transparent and offer flexible terms, while others may hide high costs in the fine print.
Before applying, take an honest look at your financial situation. Ask yourself how much you truly need to borrow, and if you’ll be able to manage the payments comfortably. Planning ahead can help you avoid the debt traps that often come with high-interest loans.
Budgeting is especially important when your credit is less than perfect. Make sure you have a plan to repay the loan on time—on-time payments can actually help you rebuild your credit over time. Borrowing with bad credit isn’t impossible, but it does require extra care, thorough research, and a focus on long-term financial health.
Loan Customer Reviews: Learning from Real Borrowers
After understanding loan types, APRs, and what to look for in a lender, it’s wise to tap into one of the most valuable resources available—other borrowers’ experiences. Loan customer reviews can offer a firsthand look at what it’s really like to work with a particular lender, beyond what’s promised in advertisements or on the lender’s website.
When you read through reviews, you’ll gain insight into how a lender handles customer service, whether they’re transparent about fees, and if they deliver on their promises. Did borrowers feel supported during the application process? Were there any hidden fees or unexpected issues with repayment? These are the kinds of real-life details that reviews can reveal.
It’s always best to consult multiple sources. Look at reviews on the lender’s official site, but also check independent platforms like Trustpilot, Google, or the Better Business Bureau. This gives you a fuller, more balanced picture. Keep in mind that some reviews may be fake or overly biased, especially if they seem too generic or overly enthusiastic. Take the time to read both positive and negative feedback to spot common patterns.
Some lenders really do stand out for their positive reviews and flexible loan options, but don’t let one glowing report sway you—consider the bigger picture. By researching a range of reviews, you’ll be better equipped to choose a lender that values transparency, fair terms, and good customer support. This extra step can provide peace of mind and help you avoid unpleasant surprises down the road.
Contacting Lenders: Getting the Clarity You Need
Once you’ve narrowed down your choices and read through customer reviews, the next smart step is reaching out to lenders directly. Contacting lenders gives you the chance to ask specific questions, clarify any confusing terms, and get a sense for how responsive and helpful their customer support really is.
Most reputable lenders offer several ways to get in touch: phone, email, or live online chat. If you’re unsure about any aspect of the loan—whether it’s the interest rate, fees, repayment schedule, or approval process—don’t hesitate to ask. Good lenders will be happy to provide clear, straightforward answers without making you feel rushed or pressured.
Before you make that call or send an email, review the loan terms and conditions carefully so you know exactly what to ask about. Bring up anything you don’t understand, and pay attention to how the lender responds. Are they patient and informative, or do they use high-pressure tactics to get you to sign up quickly? Trust your instincts—if something feels off, it probably is.
Contacting lenders not only helps you get the answers you need, but also gives you a feel for their customer service style. A helpful, transparent lender is a good sign that you’ll be supported throughout your loan journey. Taking the time to reach out can help ensure you make an informed decision and choose the loan that’s truly right for you.
Best Bad Credit Loan Providers with Guaranteed Approval Summary
In 2025, LowCreditFinance stands out as the top bad credit loan provider with guaranteed approval, offering fast, flexible funding solutions for borrowers of all backgrounds.
With an easy online application, a vast network of reputable lenders, and a commitment to transparency, LowCreditFinance makes it simple to access loans up to $50,000—even if your credit score is less than perfect.
You’ll benefit from same-day decisions, customizable repayment terms, and no hidden fees, ensuring a stress-free borrowing experience.
If you need quick cash and want a lender that puts your needs first, LowCreditFinance is the trusted, hassle-free choice for anyone looking to secure emergency funds or manage financial challenges in 2025.
Legal Notice and Affiliate Transparency
This article is intended solely for informational and educational use and should not be interpreted as financial, legal, or professional counsel. The content is based on publicly accessible sources and third-party data considered reliable at the time of writing; however, we cannot guarantee the accuracy, completeness, or timeliness of the information provided.
Loan terms, interest rates, and product availability are determined by external lenders and may change at any time without prior notice. Readers are strongly encouraged to perform their own research and consult a qualified financial advisor or legal expert before making any financial choices.
The service discussed in this article, MoneyMutual, acts as a loan marketplace, not a direct lender. They do not provide loans or make credit decisions, but rather connect borrowers with independent lending partners. All loan agreements, terms, and conditions are strictly between the borrower and the chosen lender.
Some links or references in this article may be affiliated. If you click on a link and take action—such as submitting a loan request or accepting an offer—we may receive a commission at no additional cost to you. This potential compensation does not affect our editorial content or recommendations.
By using this article, you acknowledge and accept that:
For the most current loan terms, eligibility criteria, and product information, always review the official website of the respective lender.
Media Contact: Tony Stevens
Website: https://www.lowcreditfinance.com
Email: support@lowcreditfinance.com
102 W Service Rd, Apt: 820, Champlain, NY 12919
Attachment
Source: The White House
“A key U.S. economic agency is projecting that President Donald Trump’s tax policy in his ‘one big, beautiful bill’ will lead to increased take-home pay for American families and higher wages for U.S. workers.
The Council of Economic Advisers (CEA), which advises the White House on economic policy, released a report on Monday morning that said, ‘Taken as a whole, the CEA estimates that the tax cuts in the President’s proposals and the One Big Beautiful Bill will substantially boost investment and GDP relative to if expiring provisions from the [Tax Cuts and Jobs Act] are not extended.’ […]
‘For workers and families, the CEA forecasts that wages will be about $6,100 to $11,600 higher, with family take-home pay $7,800 to $13,300 higher because of the increase in wages and reduction in tax obligations,’ the new analysis said.
The CEA said the added deduction for seniors, meanwhile, would increase the average take-home pay for qualifying seniors by approximately $400 to $450 per year.
If passed, the policies would also boost U.S. investment in the long run from 4.9% to 7.5%, according to the projection, and could save or create as many as 4.2 million full-time equivalent jobs in the long run.
It also estimated that Trump’s ‘no tax on tips’ proposal alone would increase tipped workers’ pay by an average $1,675 per year, while eliminating the tax on overtime wages ‘will cause overtime workers to increase their overtime hours by 4.7 percent, leading to a 0.2 percent increase in aggregate labor supply while the provision is in effect.’
‘As a result, the level of GDP increases by 0.1 to 0.2 percent in the short run. The average overtime worker receives a tax cut of between $1,400 and $1,750 per year,’ the projection said.”
Source: United States House of Representatives – Congressman Donald Norcross (1st District of New Jersey)
WASHINGTON, DC– Today, Congressman Donald Norcross (NJ-01) released a statement to celebrate the grand opening of the Mary Ann Wardlow Center for Community Nutrition in Gloucester Township. Congressman Norcross secured $475,000 in Community Project Funding to help fund this new center.
“I’m honored to have secured funding to ensure that no one in our community goes hungry,” said Congressman Donald Norcross. “Camden County has done great work to tackle food insecurity. The new Mary Ann Wardlow Center for Community Nutrition will expand the reach of the current food program and better serve families and seniors throughout our community. I will continue to fight in Congress for funding to reduce food insecurity in South Jersey and around the nation.”
The center was created to expand upon the county’s growing need for home delivered meals to residents in need. The building is named after nutrition activist and Lawnside Mayor, Mary Ann Wardlow, who has been a long-time organizer and advocate for Meals on Wheels. Wardlow was instrumental in creating a congregate site offering nutritional programs to her town.
Too many families in South Jersey are affected by food insecurity. In 2024, the Food Bank of South Jersey distributed 23.4 million pounds of food, provided 19.5 million meals, and served 185,000 people, including 67,000 children, per month. In Camden County, 87,052 residents rely on SNAP to feed themselves and their families.
###
Source: US National Oceanic and Atmospheric Administration
Note: The expiration time in the watch graphic is amended if the watch is replaced, cancelled or extended.Note: Click for Watch Status Reports.
SEL4
URGENT – IMMEDIATE BROADCAST REQUESTED
Tornado Watch Number 294
NWS Storm Prediction Center Norman OK
140 PM CDT Mon May 19 2025
The NWS Storm Prediction Center has issued a
* Tornado Watch for portions of
Eastern Kansas
Western Missouri
* Effective this Monday afternoon and evening from 140 PM until
900 PM CDT.
* Primary threats include…
A few tornadoes and a couple intense tornadoes likely
Widespread large hail and scattered very large hail events to 3
inches in diameter likely
Scattered damaging wind gusts to 70 mph likely
SUMMARY…Thunderstorms will develop and intensify across the watch
area through the afternoon and early evening. Scattered severe
storms including a few supercells are expected, capable of very
large hail, damaging winds, and a few tornadoes.
The tornado watch area is approximately along and 90 statute miles
east and west of a line from 35 miles north of Saint Joseph MO to 50
miles south southwest of Chanute KS. For a complete depiction of the
watch see the associated watch outline update (WOUS64 KWNS WOU4).
PRECAUTIONARY/PREPAREDNESS ACTIONS…
REMEMBER…A Tornado Watch means conditions are favorable for
tornadoes and severe thunderstorms in and close to the watch
area. Persons in these areas should be on the lookout for
threatening weather conditions and listen for later statements
and possible warnings.
&&
OTHER WATCH INFORMATION…CONTINUE…WW 292…WW 293…
AVIATION…Tornadoes and a few severe thunderstorms with hail
surface and aloft to 3 inches. Extreme turbulence and surface wind
gusts to 60 knots. A few cumulonimbi with maximum tops to 500. Mean
storm motion vector 23035.
…Hart
SEL4
URGENT – IMMEDIATE BROADCAST REQUESTED
Tornado Watch Number 294
NWS Storm Prediction Center Norman OK
140 PM CDT Mon May 19 2025
The NWS Storm Prediction Center has issued a
* Tornado Watch for portions of
Eastern Kansas
Western Missouri
* Effective this Monday afternoon and evening from 140 PM until
900 PM CDT.
* Primary threats include…
A few tornadoes and a couple intense tornadoes likely
Widespread large hail and scattered very large hail events to 3
inches in diameter likely
Scattered damaging wind gusts to 70 mph likely
SUMMARY…Thunderstorms will develop and intensify across the watch
area through the afternoon and early evening. Scattered severe
storms including a few supercells are expected, capable of very
large hail, damaging winds, and a few tornadoes.
The tornado watch area is approximately along and 90 statute miles
east and west of a line from 35 miles north of Saint Joseph MO to 50
miles south southwest of Chanute KS. For a complete depiction of the
watch see the associated watch outline update (WOUS64 KWNS WOU4).
PRECAUTIONARY/PREPAREDNESS ACTIONS…
REMEMBER…A Tornado Watch means conditions are favorable for
tornadoes and severe thunderstorms in and close to the watch
area. Persons in these areas should be on the lookout for
threatening weather conditions and listen for later statements
and possible warnings.
&&
OTHER WATCH INFORMATION…CONTINUE…WW 292…WW 293…
AVIATION…Tornadoes and a few severe thunderstorms with hail
surface and aloft to 3 inches. Extreme turbulence and surface wind
gusts to 60 knots. A few cumulonimbi with maximum tops to 500. Mean
storm motion vector 23035.
…Hart
Note: The Aviation Watch (SAW) product is an approximation to the watch area. The actual watch is depicted by the shaded areas.
SAW4
WW 294 TORNADO KS MO 191840Z – 200200Z
AXIS..90 STATUTE MILES EAST AND WEST OF LINE..
35N STJ/SAINT JOSEPH MO/ – 50SSW CNU/CHANUTE KS/
..AVIATION COORDS.. 80NM E/W /59E PWE – 31WSW OSW/
HAIL SURFACE AND ALOFT..3 INCHES. WIND GUSTS..60 KNOTS.
MAX TOPS TO 500. MEAN STORM MOTION VECTOR 23035.
LAT…LON 40259321 36999420 36999746 40259663
THIS IS AN APPROXIMATION TO THE WATCH AREA. FOR A
COMPLETE DEPICTION OF THE WATCH SEE WOUS64 KWNS
FOR WOU4.
Watch 294 Status Report Message has not been issued yet.
Note: Click for Complete Product Text.Tornadoes
Probability of 2 or more tornadoes
Mod (60%)
Probability of 1 or more strong (EF2-EF5) tornadoes
Mod (60%)
Wind
Probability of 10 or more severe wind events
High (70%)
Probability of 1 or more wind events > 65 knots
Low (10%)
Hail
Probability of 10 or more severe hail events
High (80%)
Probability of 1 or more hailstones > 2 inches
High (80%)
Combined Severe Hail/Wind
Probability of 6 or more combined severe hail/wind events
High (>95%)
For each watch, probabilities for particular events inside the watch (listed above in each table) are determined by the issuing forecaster. The “Low” category contains probability values ranging from less than 2% to 20% (EF2-EF5 tornadoes), less than 5% to 20% (all other probabilities), “Moderate” from 30% to 60%, and “High” from 70% to greater than 95%. High values are bolded and lighter in color to provide awareness of an increased threat for a particular event.
Source: United States Coast Guard
05/19/2025 02:31 PM EDT
For more breaking news follow us on Twitter and Facebook.
Source: United States of America – The White House (video statements)
The White House
Source: Scotland – Highland Council
At today’s meeting of the Inverness City Area Committee members agreed an investment of £512,052 to improve play areas across all seven wards over the coming year.
Decisions on allocating funds received from the Scottish Government’s Play Park Renewal Fund are taken by Area Committees based on a blend of play park conditions and the criteria used by Government which is based on the 0–14-year-old population and rurality.
The total allocation from the Scottish Government play parks renewal programme for the Inverness Area is £838,162 which has been split equally between the seven Wards, providing each with £119,737 per Ward over the five-year programme. The annual revenue budget for play parks in the Inverness Area 2025/26 is £65,200 and includes labour, plant and fleet, materials, and some contractor costs.
Spread over the Highlands the Council is responsible for 319 play parks and over 2083 pieces of play equipment. 58 of these play areas are in Inverness. The provision of play parks in not a statutory duty, but the inspection and maintenance of equipment once installed, is a mandatory requirement.
Leader of Inverness and Area, Councillor Ian Brown said: “Playparks have positive social and mental health benefits for children and young people so it’s great news that significant funding to invest in so many play areas across our wards has been agreed today. I’d like to thank local members, officers and local community groups for all the work they have done to prioritise the spend to where it is most needed.
“Like everything mechanical or structural, play equipment has a finite life, and at the end of its life it becomes unsafe for children to play on, and must be replaced. The investment over 2025/26 will benefit our local communities and keep our play parks open and safe for our children now and into the future.”
The Council would welcome any local groups that are interested in supporting further investment in their play parks for example by accessing funding sources that are not open to the Council. If any groups are interested in boosting the investment in their playparks they can email Highland Council’s Play Strategy Coordinator who can support them with this at: amenity.services@highland.gov.uk
Details of investment agreed are:
For Ward 12 – £102,336
For Ward 13 – £72,225
For Ward 14 – £55,000
For Ward 15 – £73,304
For Ward 16 – £56,000
For Ward 17 – £93,187
For Ward 19- £60,000
A map of Highland Council play areas and further information is available on the Council’s website
Source: Scotland – Highland Council
Six projects that will benefit charities, families and local sports clubs are to receive £82,880 Inverness Common Good Funding which has been awarded by Members of The Highland Council’s City of Inverness Area Committee today.
Leader of Inverness and Area Cllr Ian Brown said: “Inverness Common Good Fund continues to support a variety of local groups and charities making a significant difference to the lives of people. I am pleased to see the range of awards benefitting the health and wellbeing particularly for those more vulnerable in our communities.
The following grants have been awarded:
Members also noted that the Inverness Common Good Fund Sub Committee has agreed that as part of ongoing liaison arrangements officers undertake discussions with office bearers of the Inverness Angling Club to review the current action plan with the outcome reported to a future meeting of the Sub-Committee.
19 May 2025
Source: Scotland – Highland Council
Households in the Inverness Area have benefited significantly from Welfare Advice received by Highland Council Officers when applying for the Inverness Winter Payment Scheme.
Leader of Inverness and Area, Councillor Ian Brown explained: “Councillors have agreed to continue the Inverness Common Good Fund Winter Payments Scheme for 2025/26 which will provide financial support to eligible households when extra fuel is needed to keep homes warm during the winter months. The scheme is aimed at anyone on a low income of all ages and not just pensioners.”
He added: “We have heard today of examples where the Winter Payments Scheme has brought major financial boosts of 3 figure sums to some households through engagement with the Council’s Welfare Advice Team. Council officers, in discussion with households have been able to identify other benefits they are eligible for to help improve their quality of life. I would like to commend the Council’s Welfare Advice Team for the continuous excellent service they provide to our communities.
“I encourage anyone who is entitled to benefits to claim them or ask for help in claiming them if they feel they cannot apply.”
Councillors have agreed £0.237m Inverness Common Good Funding for the Inverness Winter Payments Discretionary Scheme for 2025/26 of £115 per eligible household in addition to the financial support already available to some households from Social Security Scotland, Pension Age Winter Heating Payment and other sources.
Members agreed to apply a Consumer Price Index (CPI) increase to the £111 award rate for 2024/25 resulting in this year’s higher total of £115.
Inverness Common Good Funding can only be used where regard has been given to benefiting people living within the geographic area of the former Burgh of Inverness.
Over 1,600 households in Inverness benefitted from the much-needed Scheme last winter 2024/25 – which was available to eligible people within the 7 specified Inverness Wards of Aird and Loch Ness, Inverness West, Inverness Central, Inverness Ness-side, Inverness Millburn, Culloden and Ardersier and Inverness South.
During winter 2024/25 the scheme made 1,687 payments of £111 totalling £187,257 to eligible people on low incomes to help them with their winter fuel bills.
The ‘Worrying About Money Guide’ covers information for people waiting for claims to be assessed as well as those already receiving benefits. Topics including advice on what to do if anyone finds themselves having a sudden loss of income or if their statutory sick pay does not cover their living expenses. There is also information on how to apply to the Scottish Welfare Fund, maximising income and benefit advice, debt advice and how to challenge a decision.
The Worrying About Money Guide is available on the Highland Council website at: https://www.highland.gov.uk/directory_record/102970/benefit_advice
The 2024/25 Inverness Winter Payment Scheme is now closed. Members have agreed that the 2025/26 scheme will open for new applications from 1 December 2025 to 28 February 2026 inclusive.
Source: Scotland – Highland Council
At today’s meeting of the Inverness and Area City Committee members were given an update on the air quality work undertaken by the Council’s Environmental Health Team, including project work carried out in Primary Schools to monitor air quality and raise awareness.
Under Part IV of the Environment Act 1995, the Council has a duty to review and assess air quality throughout Highland. The Act also requires that if an assessment of air quality indicates that an air quality objective is unlikely to be achieved, the Council must designate these areas as an Air Quality Management Area (AQMA) by order.
A detailed assessment report of air quality in the City Centre in 2014 determined a small area where the air quality objective for nitrogen dioxide was not being achieved. The Inverness City Centre AQMA was designated by order on the 9 September 2014.
Since then, the Council has formulated an action plan for the AQMA, working with partners and stakeholders to progress actions that would improve air quality in the AQMA. The Council also expanded the air quality monitoring network in the city to track pollutant levels and quantify improvement.
In the report presented to members, it was noted that because of improved levels of nitrogen dioxide, and following advice from the Scottish Government, the council is in the process of revoking the Inverness AQMA.
Leader of Inverness and Area Councillor Ian Brown said: “It is a very positive reflection of the work that has been going on that the process to revoke the Inverness AGMA is due to be completed shortly so I’d like to thank everyone involved.
“I’m particularly pleased that our Environmental Health team have been very proactive in working to carry out air quality monitoring and awareness raising projects at 15 primary schools within our area.
“Going forward, it is important that the Inverness can continue to have clean air for the health of residents, and its reputation as a tourism destination so I’m pleased the Service will look to develop a strategy with other Council services and stakeholders and will keep our committee updated.”
The Environmental Health Team will continue to deliver the primary school air quality education project and intend to deliver an anti-idling publicity campaign in the city centre as part of “Clean Air Day” on the 19 June 2025.
Source: United States House of Representatives – Congresswoman Pramila Jayapal (7th District of Washington)
WASHINGTON – U.S. Representative Pramila Jayapal (WA-07), Ranking Member of the Immigration Integrity, Security, and Enforcement Subcommittee, issued the following statement in response to the Supreme Court’s decision to allow the Trump administration to end Temporary Protected Status (TPS) for Venezuela:
“The Trump administration is cruelly moving forward with ending TPS for 350,000 Venezuelans who have fled the authoritarian Maduro regime. Venezuelans face extreme oppression, arbitrary detention, extrajudicial killings, and torture. Poverty levels are surging, and essentials like electricity, water, and medical care are scarce. The dire circumstances in Venezuela make it clear that this is exactly the type of situation that requires our government to provide TPS.
“The Administration’s move to end TPS for Venezuelans throws out people who are contributing substantially to our economy, including in Florida, which is home to the largest share of TPS holders of all 50 states, with almost 300,000 TPS holders, about 60 percent of whom are Venezuelan. Economists have warned that the Administration’s cruel moves on ending TPS for those who have committed no crimes and are here working will have enormous economic consequences, disrupt businesses, increase prices for consumers, and lead to deeper labor shortages.
“It is shameful that the Trump administration would pull the rug out from so many Venezuelans who came into the country lawfully, fleeing untold violence and devastation in their home country.“
The US Department of State has a “Do Not Travel” advisory for Venezuela due to high rates of violent crime, including homicide, as well as the presence of active terrorist groups. The Department of State withdrew all diplomatic personnel in 2019.
Issues: Immigration
Source: US House of Representatives – Democratic Caucus
The following text contains opinion that is not, or not necessarily, that of MIL-OSI – May 14, 2025
CHAIRMAN AGUILAR: Good morning. Pleased to be joined with the Vice Chair of the House Democratic Caucus, Ted Lieu.
This week, Republicans have laid out exactly who they are fighting for. After weeks of promises that they wouldn’t cut Medicaid, their budget contains drastic cuts that will throw millions off of health insurance. After campaigning on helping working-class Americans get ahead, their budget, once again, rewards billionaires and wealthy corporations and makes it harder for families to make ends meet. They are watching prices go up because of Trump’s reckless tariffs, and their response is to take food off of the table for women, veterans and children. The Republican budget doesn’t address the cost-of-living crisis, it makes it worse. The cost of groceries, clothing and everyday necessities are still too high, and Republicans want to add to that and make health care more expensive on top of it. This isn’t about helping people find good-paying jobs or a shot at a better life. This is simply about helping people like Elon Musk pay less in taxes.
House Democrats believe that we can shore up these basic-needs programs and help everyday Americans reach their full potential. It’s long past time that the wealthiest of Americans pay their fair share and make it easier for working families to afford basic needs like health care and housing. These devastating cuts will make Americans—particularly children—sicker, hungrier and poorer. They’re shortchanging the future just so their friends can continue to get richer. The American people cannot afford the Republican budget and House Democrats are using every tool at our disposal to stop it. I want to thank our Energy and Commerce Members who continue to meet, Ways and Means Members who continue to highlight the unfairness of this plan that Republicans are putting forward and the Agriculture Committee, who will continue to fight for nutrition programs throughout the day. Vice Chair Ted Lieu.
VICE CHAIR LIEU: Thank you, Chairman Aguilar. Omaha, Nebraska is the sixth-largest city in America led by a Republican. And last night, in a stunning upset, Democrats flipped that seat from Red to Blue. I want to congratulate Mayor-Elect John Ewing Jr., who’s going to be the new mayor of Omaha, Nebraska. We also know that voters are very angry at Republicans who continue to enable Donald Trump’s harmful policies. And the Republican mayor, in this case, aligned herself completely with Donald Trump, and the voters spoke out in Omaha, and now we have a Democratic Mayor-Elect.
I also want to talk about now the Qatari luxury palace in the sky gift to Donald Trump. There is no such thing as a free palace in the sky. What do foreign countries want when they gift massive amounts of money and other gifts to the President? Donald Trump should reject this gift of the luxury palace in the sky, Boeing 747, completely and righteously. Because we are the United States of America, we don’t need gifts from foreign countries. We can build our own very impressive Air Force One. We don’t need to fly a Qatari plane around as our Air Force One. That’s also un-American. I also want to note that new reporting came out showing that to retrofit this Qatari 747 would take perhaps up to a billion dollars, because you can’t just fly a palace in the sky from a foreign country. You have to actually make it safe and secure. You have to make this plane ready to launch nuclear weapons. You can’t have people eavesdropping on it, and so it’s going to cost way more money to do it this way. And again, people need to ask why is a foreign country trying to give this massive gift to Donald Trump? And think about the precedent it would set. Would it be okay if Brunei gifted a luxury 757 to J.D. Vance for Air Force Two? Would it be okay if Germany gave a Porsche SUV to Senator Thune as his official car? Would it be okay if Italy gave a bunch of expensive Armani suits to Speaker Johnson for his official duties? No, it wouldn’t be okay. Also, because the Constitution says you can’t do this, it requires Congressional approval for the President to accept the gift of this size. And we urge the Republicans in Congress to stand up, speak out and call for a vote if Donald Trump were to accept this essential bribe from a foreign government.
And then let me now conclude on Medicaid. We now know that the Republicans lied when they said that they weren’t going to cut Medicaid. They’re cutting Medicaid by a massive amount of money, one of the largest cuts in U.S. history. Over 13.7 million people would be kicked off Medicaid. I also note that two-thirds of nursing home patients rely on Medicaid. This is also going to close down rural hospitals. It’s going to make it so that health care for all of us becomes more expensive, because if you don’t have health care under Medicaid, you’re still going to get treated. You just walk into the emergency room, and it costs even more money for all of us. So we urge Republicans to reject this massive Medicaid cut. And I just want to say, we told you so. We told you that Republicans were going to cut Medicaid, and now we know that they are doing it. So they lied, we told the truth, again.
Video of the full press conference and Q&A can be viewed here.
###
Source: United States Attorneys General 1
OVW conducted a pre-application information session for its Fiscal Year 2025 Grants to Prevent and Respond to Domestic Violence, Dating Violence, Sexual Assault, Stalking, and Sex Trafficking Against Children and Youth Program. During the presentation, OVW staff reviewed this NOFO’s requirements and discussed the program.
US Senate News:
Source: United States Senator for New Hampshire Maggie Hassan
WASHINGTON – U.S. Senator Maggie Hassan (D-NH) is pressing the Social Security Administration about a surge in constituent concerns about delays in receiving their Social Security benefits.
“Due to the haphazard actions of Elon Musk and his so-called ‘Department of Government Efficiency,’ seniors in New Hampshire are struggling with significant delays in receiving the Social Security benefits that they worked for their entire lives,” wrote Senator Hassan in her letter to Social Security Commissioner Frank Bisignano. “I urge you to immediately reverse Elon Musk’s slow-down in Social Security benefit payments, open an investigation into Social Security payment delays, and provide transparent answers to Congress regarding how many seniors are waiting longer than they did last year for their Social Security checks.
“My office has seen a significant increase in outreach from Granite Staters who are facing issues receiving the Social Security benefits that they have earned,” continued Senator Hassan. “Constituents have reported delays in receiving their checks or receiving a lower benefit amount than usual. Others have reported being unable to access their accounts and unable to reach anyone on the phone to get assistance… The surge in issues faced by seniors comes as the Administration has made very clear that this Administration is deliberately trying, as part of its agenda, to make it more difficult for seniors to access their earned benefits.”
Senator Hassan urged Commissioner Bisignano to explain the delays and pressed him to provide information on how many seniors have experienced delays, as well as information on what actions Elon Musk and DOGE have taken that affected systems related to the timely payment of benefits.
Senator Hassan has been speaking out against President Trump’s attacks on Social Security, including the Administration’s moves to close Littleton’s Social Security office and to fire employees across the country who help provide in-person and telephone customer service to seniors. Earlier this month, Senator Hassan participated in a town hall with Granite State seniors to hear about their concerns, particularly their concerns about Social Security. In March, she met with North Country seniors to hear their concerns and explore what can be done to avert closure of the Littleton Social Security field office. Earlier this year, Senators Hassan and Shaheen sent a letter calling on the leaders of the General Services Administration and Social Security Administration to stop any efforts to close the Littleton Social Security field office as well as stop broader attacks on Social Security.
Click here to see the full letter or see below:
Dear Commissioner Bisignano:
Due to the haphazard actions of Elon Musk and his so-called “Department of Government Efficiency,” seniors in New Hampshire are struggling with significant delays in receiving the Social Security benefits that they worked for their entire lives. I urge you to immediately reverse Elon Musk’s slow-down in Social Security benefit payments, open an investigation into Social Security payment delays, and provide transparent answers to Congress regarding how many seniors are waiting longer than they did last year for their Social Security checks.
My office has seen a significant increase in outreach from Granite Staters who are facing issues receiving the Social Security benefits that they have earned. Constituents have reported delays in receiving their checks or receiving a lower benefit amount than usual. Others have reported being unable to access their accounts and unable to reach anyone on the phone to get assistance. Most concerning is that multiple seniors have contacted my office after the Social Security Administration unilaterally suspended their benefits with little explanation and limited recourse to get assistance online or by phone. This is absolutely unacceptable.
The surge in issues faced by seniors comes as the Administration has made very clear that this Administration is deliberately trying, as part of its agenda, to make it more difficult for seniors to access their earned benefits. Elon Musk called Social Security a “Ponzi scheme” and called for cutting one-third of Social Security and Medicare. Howard Lutnick, the Commerce Department Secretary, subsequently claimed that seniors waiting for Social Security checks “wouldn’t call and complain.” According to Secretary Lutnick, only fraudsters would complain about a delayed or missing Social Security payment: “a fraudster always makes the loudest noise, screaming, yelling and complaining.”
Given the harm that Elon Musk’s actions have imposed on seniors in New Hampshire, I urge you to take immediate steps to reverse any changes at the Social Security Administration that have delayed Social Security payments to seniors and to open an investigation into the consequences of DOGE’s actions on payments to beneficiaries. Further, I ask you to answer the questions below by June 5th.
Thank you for your attention to this pressing matter.