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Category: CTF

  • MIL-OSI Security: NATO Deputy Secretary General calls for stronger NATO-EU cooperation to build on historic Summit decisions

    Source: NATO

    On Wednesday (16 July), NATO Deputy Secretary General Radmila Shekerinska addressed a joint meeting of the European Parliament’s Committee on Foreign Affairs (AFET) and the Committee on Security and Defence (SEDE). She explained the outcome of the NATO Summit in The Hague, called for stronger cooperation with the European Union (EU), and answered questions from Members of the European Parliament.

    Ms Shekerinska introduced the historic agreement reached by Allies at the NATO Summit in The Hague, to raise defence spending to 5% of GDP by 2035. The new defence spending target is based on NATO’s ambitious capability targets and the latest defence plans.  “It is the price we must pay to preserve peace” she stated, adding that “not preparing to prevent war will cost us much, much more.”

    As a result of the Summit agreement, European Allies and Canada are stepping up, to take their fair share of defence spending.  The Deputy Secretary General welcomed the EU’s increased efforts on defence and stressed that NATO and the EU can do much more together, by boosting the defence industry, protecting critical infrastructure, and developing new capabilities. “But to keep Europe safe, we must ensure that our efforts are truly transatlantic,” she noted.

    As Russia’s war of aggression against Ukraine continues, Ms Shekerinska highlighted U.S. President Donald Trump’s new plan to supply Ukraine with military equipment financed by European Allies and Canada. The Deputy Secretary General underscored the importance of achieving a just and lasting peace for Ukraine. “Going forward, there is even more we can do together, to boost the Ukrainian defence industry and to better integrate it with our own,” Ms Shekerinska affirmed. “This is our security as well … Now we need to roll up our sleeves and deliver,” she concluded. 

    MIL Security OSI –

    July 17, 2025

  • MIL-OSI Analysis: Seclusion rooms don’t make schools safe, and Ontario needs a policy

    Source: The Conversation – Canada – By Hunter Knight, Assistant Professor of Childhood and Youth Studies, Western University

    A recent report entitled Crisis in the Classroom: Exclusion, Seclusion and Restraint of Students with Disabilities in Ontario Schools shares accounts of the frightening use of seclusion rooms in schools. It makes recommendations towards improving inclusion, belonging and educational achievement for disabled students.

    The report is from Community Living Ontario, a non-profit organization that advocates for people who have an intellectual disability. It analyzes the results from a survey of 541 caregivers of students with disabilities about their experiences in Ontario schools.

    Seclusion rooms are spaces where students can be kept in isolation and are not permitted to leave. Respondents to the Crisis in the Classroom report detailed incidents such as a student being secluded in a padded room, and a student being isolated in a small, closet-sized room.



    Read more:
    How school systems can honour the human rights of people with disabilities

    While some school boards have developed guidance independently, there is currently no provincial policy on the use of seclusion rooms in Ontario. The Crisis in the Classroom report calls for clear and enforceable provincial regulations and policy around seclusion and restraint.

    As an assistant professor of childhood and youth studies whose work examines constructions of the “problem child” and everyday injustices against disabled and racialized children, I believe it is critical for Ontario residents and policymakers to take stock of the negative effects of seclusion rooms and commit to alternatives.

    I am unaffiliated with this report, but earlier in my career, I worked as as a one-on-one educational aide for students who attended a special education school that used seclusion.

    Defining seclusion rooms

    As education researchers Nadine Alice Bartlett and Taylor Floyd Ellis show, there is inconsistent terminology used to describe seclusion in schools, meaning that “the conditions under which such practices may be used in some instances are subjective,” and this “may contribute to a broad interpretation of what is deemed acceptable … in schools.”

    As opposed to sensory rooms, which students can usually leave at will and are often designed with sensory tools available for self-regulation (like weighted toys), seclusion rooms serve to isolate or contain students.

    Across North America, there are reports of seclusion rooms being built into schools or constructed in classroom corners.

    In the Crisis in the Classroom report, 155 survey respondents said seclusion was used on their child in the 2022-23 school year, where seclusion means having a locked/blocked door (83 respondents) or being physically prevented from leaving (25 respondents).

    Regular, sustained seclusion

    Crisis in the Classroom notes that almost half of the students who had experienced seclusion were secluded on a regular basis, and more than 10 per cent were secluded for longer than three hours.

    Research shows that seclusion is often discriminatory along lines of race, class and ability. Reflecting these patterns identified in larger research, the report flags that students had a higher risk for being secluded if they came from households with lower parental education and income levels, and if they were labelled with a behavioural identification or a mild intellectual disability.

    More than half of the caregivers surveyed had never given permission for their children to be secluded, and the report includes quotes from caregivers who were never told it was happening.

    Response to perceived source of school violence

    Seclusion rooms are commonly justified as necessary tools to keep teachers and (other) students safe.

    This justification ignores the evidenced success of schools that have reduced seclusion or eliminated it entirely through adequate staff support and trauma-informed training that draws from research-proven de-escalation strategies.

    I argue that turning to these alternatives, as the report recommends, is of dire importance. Investigations elsewhere repeatedly find that seclusion rooms are most frequently used for discipline or punishment — not for safety.

    With adequate staffing and trauma-informed training, some schools have reduced or eliminated seclusion.
    (CDC/Unsplash)

    Outside Ontario, where policy requires tracking the reasons why children are sent into seclusion, seclusion has followed incidents like spilling milk or asking for more food at lunch.

    Seclusion rooms act primarily as a disciplinary tool that targets the most vulnerable students in our schools.

    Ineffective, dangerous tools

    Seclusion is an ineffective educational and therapeutic practice and highly dangerous: research shows that seclusion rooms increase injury and violence in schools.

    This appears in the physical harm (for students and staff) that can occur in the physical restraints often required to force a student into a seclusion room. It also appears in the trauma that can ensue from seclusion (for students and staff) that increases the likelihood of future physical confrontations.

    Placing students, often in high distress, into a locked space where they cannot be closely supervised can and has resulted in their deaths.

    Seclusion without regulation

    As the Crisis in the Classroom report and repeated exposés illustrate, a lack of policy does not mean seclusion isn’t happening in Ontario. It means seclusion is happening without provincial policy to regulate things like:

    • Which students can or cannot be secluded, for how long and how often;
    • What rooms for seclusion must look like and essential safety features;
    • What data staff must collect about why seclusion rooms are used;
    • When caregivers must be notified.

    Without these guidelines, sometimes no one knows that seclusion is happening — much less in what spaces, for which students and why — beyond the students and school staff who may be traumatized by this practice.

    Reports of violence in schools

    Crisis in the Classroom notes that teachers’ unions have reported there’s been an increase in violence by students against teachers, often presented in a way that suggests that disabled students are a primary source of this violence. The report acknowledges that the Elementary Teachers’ Federation of Ontario has said that students with special education needs have been “chronically under-served by the government.”

    News media coverage, the report suggests, “often takes the side of educational staff, and has an unfortunate habit of conflating disability with aggressive behaviour.”

    Unfortunately, the faulty perspective that disabled students are a source of school violence depends on an ableist logic that has worked historically to subject disabled people to over-incarceration. It effaces the fact that disabled children are actually more likely to be subjected to violence than their peers.



    Read more:
    Achieving full inclusion in schools: Lessons from New Brunswick

    The report points to the dire need to eliminate seclusion and turn towards possibilities that do not increase violence in schools and target disabled students.

    The report’s recommendations echo calls from teachers’ unions for appropriate, adequate staffing in schools and increased professional development, especially trauma-informed training, that would support teachers’ work delivering supportive and inclusive education that keeps everyone safe.

    And these recommendations make an urgent call for strong and clear policy on seclusion and restraint in Ontario that would severely limit it or eliminate it entirely — and at least track when it’s occurring.

    Safer and more humane schools

    This devastating report illustrates that we need policy on seclusion in Ontario now to protect everyone in our schools.

    I know first-hand that teaching, especially for educators working with students with disabilities, is underpaid and underappreciated work.

    More humane practices will keep schools safer for everyone, including teachers and all students, especially students who are still being subjected to seclusion today.

    Hunter Knight receives funding from the Social Sciences and Humanities Research Council.

    – ref. Seclusion rooms don’t make schools safe, and Ontario needs a policy – https://theconversation.com/seclusion-rooms-dont-make-schools-safe-and-ontario-needs-a-policy-259010

    MIL OSI Analysis –

    July 17, 2025

  • MIL-OSI United Kingdom: Environment Agency grants incinerator permit

    Source: United Kingdom – Government Statements

    Press release

    Environment Agency grants incinerator permit

    The Environment Agency has granted an environmental permit for Viridor Tees Valley Ltd to operate an energy from waste facility in Teesside.

    This follows a public consultation on the Agency’s ‘minded to’ decision, which took place during May.

    The decision is based on Viridor demonstrating that it has met and will continue to meet expected mandatory conditions as outlined in the permit.

    The operator wants to run the proposed Tees Valley Energy Recovery Facility (TVERF) at Grangetown, Redcar.

    The Environment Agency only issues permits if it’s satisfied the operator can comply with the permit conditions and has appropriate systems in place to operate the incinerator without causing harm to the environment, human health or wildlife.  

    The proposed site also has planning permission.

    Permit will ensure ‘environmental protections are met’

    Ian Preston, Installations Team Leader at the Environment Agency, said:

    I want to reassure people that the permit will ensure that robust levels of environmental protection are met.

    Environmental law sets out these conditions, and as a regulator we are obliged to issue the permit if we can find no reason that the operator would not be able to comply.

    There is a decision document which explains in more detail how the Environment Agency reached this decision.

    It also outlines the concerns raised during the consultation and how the Environment Agency has addressed these.

    View the decision document and permit.

    For more information on the facility visit Tees Valley Energy Recovery Facility.

    Background:

    Environmental Permits

    • Environmental permits set out strict legal conditions by which an operator must comply in order to protect people and the environment. Should an environmental permit be issued, the Environment Agency has responsibility for enforcing its conditions.  
    • Our powers include enforcement notices, suspension and revocation of permits, fines and ultimately criminal sanctions, including prosecution.  
    • We may only refuse a permit if it does not meet one or more of the legal requirements under environmental legislation, including if it will have a significant impact on the environment or harm human health. If all the requirements are met, we are legally required to issue a permit.  

    Tees Valley Energy Recovery Facility (TVERF)

    • Viridor must comply with the environmental permit if it begins operating and Environment Agency staff will regulate the site to ensure it does.
    • The site also has planning permission.
    • The project partners for the proposed site have been engaged in a tender process to find an experienced operator to design, build, finance and operate the Tees Valley Energy Recovery Facility (TVERF).
    • The outcome of this procurement process is due to conclude this year.
    • This will be followed by construction, testing and commissioning, which is anticipated to take approximately four years. The facility is therefore expected to commence commercial operations in late 2029.

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    Updates to this page

    Published 16 July 2025

    MIL OSI United Kingdom –

    July 17, 2025

  • MIL-OSI USA: Representatives Torres and Ruiz Condemn DHS for Blocking Congressional Oversight of Detention Centers

    Source: United States House of Representatives – Congresswoman Norma Torres (35th District of California)

    July 16, 2025

    Congressional Lawmakers Demand End to Illegal Obstruction and Partisan Discrimination at DHS Facilities

    Washington, D.C. – Today, U.S. Representatives Norma J. Torres (CA-35) and Dr. Raul Ruiz (CA-25) sent a letter to Department of Homeland Security (DHS) Secretary Kristi Noem condemning DHS for unlawfully obstructing and delaying Members of Congress seeking to conduct oversight visits to immigration detention facilities operated by DHS and U.S. Immigration and Customs Enforcement (ICE).

    In a letter sent to DHS Secretary Kristi Noem, the lawmakers highlighted repeated violations of federal law, specifically Section 527(a) of the Further Consolidated Appropriations Act, 2024, which clearly prohibits DHS from denying Members of Congress unimpeded access to detention facilities or making changes that alter what is observed during visits.

    “For weeks, my office has been emailing DHS to schedule a visit, only to be met with shifting policies and ever-changing excuses for why Democratic Members of Congress can’t enter facilities,” said Congresswoman Norma Torres. “DHS is not above the law. Denying access to Democratic Members while granting Republican Members a free pass is not only illegal—it’s a dangerous abuse of power. Congressional oversight isn’t optional; it’s a constitutional duty. If DHS continues to obstruct and discriminate, then Congress must respond—through investigations, funding restrictions, or whatever tools are necessary to restore accountability and uphold the rule of law.”

    “As Members of Congress, we visited the Adelanto ICE facility to ensure residents in our districts are not being subjected to inhumane conditions. The Department of Homeland Security’s sudden policy change requiring advance notice is unacceptable, unlawful, and clearly designed to block transparency and accountability,” said Congressman Dr. Raul Ruiz (CA-25). “Congress has a constitutional duty to conduct oversight. We don’t need permission from DHS to lawfully do our jobs, and we won’t allow the Trump administration to keep moving the goalposts to avoid scrutiny.”

    The lawmakers are demanding written assurances by Friday, July 18, 2025 that DHS will:

    • Cease all unlawful restrictions and partisan discrimination;
    • Fully comply with federal law regarding congressional access to facilities; and
    • Provide equal and prompt access to all Members of Congress regardless of party affiliation.

    Full letter text

    ###

    MIL OSI USA News –

    July 17, 2025

  • MIL-OSI: Sidetrade: 2025 H1 revenue, up 19% at constant exchange rates

    Source: GlobeNewswire (MIL-OSI)

    Booking resilience amid economic headwinds

    • Annual Contract Value (ACV) of new deals: €5.88 million
    • Down 21% vs. record H1 2024
    • Stable vs. H1 2023 (€5.84 million)

    Commercial launch of the first autonomous AI Cash Collection Agent

    Partnership signed with a global Order-to-Cash services leader

    Strong revenue growth: +19% at constant exchange rates, with SaaS subscriptions up 25% (+18% and +24% respectively in reported data)

    • Robust half-year performance driven by SaaS subscriptions
    • Acceleration in the enterprise segment

    Sidetrade, the global leader in AI-powered Order-to-Cash applications, today announced strong first-half 2025 revenue growth of 19% at constant exchange rates, driven by a 25% increase in SaaS subscription revenue.

    Commenting on the results, Sidetrade CEO Olivier Novasque stated:

    “Given the current macroeconomic environment, we were unable to replicate our record-breaking booking from the first half of 2024, which had seen a 25% year-over-year increase. As anticipated, H1 2025 reflects a 21% decline from that record high, impacted by companies’ cautious stance toward launching new investment projects. Nonetheless, our well-balanced footprint across Europe and North America, where early signs of recovery are emerging, combined with a diversified mix of new deals and upsells to our existing client base, helped maintain bookings at levels comparable to H1 2023, before the 2024 peak.

    While full-year 2025 booking is expected to follow a similar trend, early market feedback on the launch of our autonomous AI Cash Collection Agent is highly encouraging and supports the prospect of a significant reacceleration starting in 2026. Furthermore, the global alliance signed in June with a leading Order-to-Cash services firm is a new growth catalyst, expected to deliver material impact from 2026 onward. Additional agreements of this nature are in advanced stages and will enhance commercial momentum over the coming years.

    On the revenue front, we posted strong growth of +19% at constant exchange rates, including +25% for our SaaS subscriptions. This performance was driven by 1/ the consolidation of SHS Viveon in H1, 2/ strong growth in our subscriptions in the US (+26%), and 3/ a sharp increase in subscriptions from enterprise clients generating over $2.5 billion in revenue (+42%). With nearly 90% recurring revenue and two new growth engines set to kick in from 2026, Sidetrade is well-positioned to sustain a robust and highly predictable business model. We are now entering a new phase in our growth journey, one that will once again redefine the scale and scope of our company over the next three years.”

    Resilient booking performance against a record 2024 and challenging macro backdrop

    In H1 2025, Sidetrade recorded €5.88 million in new Annual Contract Value (ACV), down 21% from the €7.42 million reported in H1 2024, which marked an all-time high (+25% vs. H1 2023). While the economic context and an exceptionally high comparison base weighed on performance, H1 2025 ACV remained in line with the pre-peak level of H1 2023 (€5.84 million), demonstrating the strength of Sidetrade’s commercial model.
    New Annual Recurring Revenue (New ARR) came in at €2.44 million, down 38% from the record €3.95 million in H1 2024. Q1 2025 was exceptionally soft in North America, which accounted for only 8% of New ARR. However, a strong Q2 2025 rebound lifted the US contribution to 34% of total new contract value for the first half of the year.

    Service booking, which are generally billed within twelve months of being signed, remained stable at €3.44 million in H1 2025 (vs. €3.47 million in H1 2024), with reduced large-scale investment activity, particularly in the US, offset by strong expansion projects within the existing client base, including €1.44 million from SHS Viveon customers in Germany.

    The average initial contract period for new clients (excluding renewals) remained high at 44.5 months (vs. 44.8 in H1 2024), significantly above the SaaS industry average (24–36 months), reflecting strong client confidence and contributing to revenue visibility and resilience.

    In a notable shift in trend, only 30% of H1 2025 bookings came from New Business, compared to the historical range of 50–60%. This was due to greater caution among enterprises, especially in North America. Conversely, Cross-sell deals (new entities within a group and/or additional modules, such as CashApp, Credit Risk Expert, or e-Invoicing) accounted for 45% of total bookings (up from 20% previously), while upsells to existing clients contributed 25%. Together, Cross-Sell and UpSell accounted for 70% of signatures, clear evidence of strong customer satisfaction and revenue retention. This also reflects Sidetrade’s ability to capture incremental growth from existing enterprise clients through a multi-product platform strategy, even in a challenging environment.

    AI Agent and strategic alliances open up new structural growth opportunities for order intake

    H1 2025 marked a strategic inflection point, with two new growth levers expected to reshape Sidetrade’s medium-term commercial trajectory: the industrialization of agent-based AI and the expansion of distribution channels through global partnerships.

    In May 2025, Sidetrade unveiled the first autonomous AI agent for cash collection. Designed to operate without human supervision, this next-generation intelligent agent, embodied by Aimie, is a game-changer in the Order-to-Cash space. With strong interest from enterprise clients seeking immediate cash generation improvements, large-scale commercialization is scheduled for early 2026, with some early-stage pre-orders possible in Q4 2025. Initial feedback indicates that AI agents could significantly boost commercial momentum starting next year.

    In parallel, Sidetrade signed a global partnership in June with a major international consulting firm specializing in finance transformation. The agreement provides privileged access to Global 2000 strategic accounts across services, manufacturing, and healthcare, and is expected to generate incremental pipeline growth across North America, EMEA, and APAC.

    Backed by a substantial installed base, breakthrough innovation, and expanded go-to-market capabilities, Sidetrade is well-equipped to accelerate its commercial growth in the coming years.

    Strong revenue growth: +18%, including +24% SaaS subscription growth

    Sidetrade
    (€m)    		 H1 2025 H1 2024 Change
    SaaS Subscription Revenue 25.4 20.5 +24%
    Total Revenue 29.3 24.8 +18%

    All the 2025 information of this financial release is from consolidated, unaudited data.

    Sidetrade posted consolidated revenue of €29.3 million in H1 2025, up 19% at constant exchange rates and 18% on a reported basis.

    SaaS subscription revenue rose to €25.4 million, representing a 25% increase at constant exchange rates (+24% reported). On a like-for-like basis (excluding SHS Viveon), growth stood at +12% constant. This solid performance confirms the strength of Sidetrade’s SaaS business model, with recurring revenue driving robust results amid economic uncertainty.
    Growth was robust among enterprise accounts. SaaS subscriptions from companies generating over €2.5 billion in annual revenue surged 42%, now representing 54% of total subscription revenue, underscoring Sidetrade’s growing penetration of large international enterprises. This high-end market segment is expected to remain a significant growth driver in the coming quarters.

    Service revenue totaled €3.9 million, down 8% compared to H1 2024 and 32% on a like-for-like basis. This was due to fewer large-scale projects and more limited service engagements tied to upsell deals.

    The consolidation of SHS Viveon (effective July 1, 2024) contributed €3.9 million, or 13% of total H1 2025 revenue.

    It is worth noting that all Sidetrade multi-year contracts are indexed to inflation (Syntec index for Southern Europe, UK CPI for Northern Europe, and US CPI for the United States), ensuring that annual pricing updates are automatically reflected in subscription revenue, without waiting for contract renewals.

    Next financial announcement
    First Half Year Results for 2025: September 17, 2025 (after the stock market closes)

    Investor & Media relations @Sidetrade
    Christelle Dhrif                +33 6 10 46 72 00          cdhrif@sidetrade.com

    About Sidetrade (www.sidetrade.com)
    Sidetrade (Euronext Growth: ALBFR.PA) provides a SaaS platform designed to revolutionize how cash flow is secured and accelerated. Leveraging its new-generation agentic AI, nicknamed Aimie, Sidetrade analyzes $7.2 trillion worth of B2B payment transactions daily in its Cloud, thereby anticipating customer payment behavior and the attrition risk of 40 million buyers worldwide. Sidetrade has a global reach, with 400+ talented employees based in Europe, the United States, and Canada, serving global businesses in more than 85 countries. Among them: AGFA, BMW Financial Services, Bunzl, DXC, Engie, Inmarsat, KPMG, Lafarge, Manpower, Morningstar, Page, Randstad, Safran, Saint-Gobain, Securitas, Siemens, UGI, Veolia.
    For further information, visit us at www.sidetrade.com and follow @Sidetrade on LinkedIn.
     In the event of any discrepancy between the French and English versions of this press release, only the English version is to be taken into account.

    Attachment

    • Sidetrade: 2025 H1 revenue, up 19% at constant exchange rates

    The MIL Network –

    July 17, 2025

  • MIL-OSI: COFACE SA: Coface launches its syndicate at Lloyd’s offering AA solutions to its clients

    Source: GlobeNewswire (MIL-OSI)

    Coface launches its syndicate at Lloyd’s offering AA solutions to its clients

    Paris, 16 July 2025 – 17.45

    Coface announces today that it has received an “in principle approval” from Lloyd’s to establish a new short term trade credit syndicate, that will be managed by Apollo Syndicate Management (‘Apollo’).

    The syndicate (Coface Lloyd’s Syndicate, 2546), is expected to commence underwriting in 2025. Coface believes that the syndicate will be a valuable addition to the Group’s offering. It will enable Coface to provide AA- rated solutions to better serve the needs of selected segments of the market. Coface also believes that there is significant profitable growth potential for credit insurance solutions at Lloyd’s.

    Coface values the support and advice received from Gallagher Re throughout the entire process.

    Xavier Durand, Coface’s Chief Executive Officer, commented:
    “The creation of syndicate 2546 represents an important step for Coface. This project reflects our determination to improve the support to our customers by offering them a broader range of solutions. We see growth potential for credit insurance at Lloyd’s. This new structure is perfectly in line with the objectives of our Power The Core strategic plan, which aims to strengthen and extend our core expertise in credit insurance. It also supports our ambition to develop a global ecosystem of reference for credit risk management.”

    David Ibeson, Apollo Group CEO, said:
    “We are delighted to welcome Coface as a new Apollo Platform Partner, supporting and maximising the delivery of their Lloyd’s aspirations. The combination of Coface’s market leading trade credit expertise and Apollo’s track record of building innovative new syndicates is exceptionally exciting for the Lloyd’s market.”

    About Apollo:
    Apollo is an innovation inspired insurance platform offering data-driven and creative solutions to a wide variety of risks.

    We provide high quality products and services to clients, brokers, and capital partners at Lloyd’s, enabling a resilient and sustainable world.

    We offer insurance products across Property, Casualty, Marine, Energy & Transportation, Specialty, Reinsurance, as well as Smart Follow and digital & embedded risk programmes. Our expertise and unique Apollo ecosystem give our Platform Partners the best chance of success through the Lloyd’s new entrant process to the delivery of their long-term strategy.

    We invest in true partnership and innovation driven experiences unlike anyone else.

    About Gallagher Re:
    Gallagher Re is a full-service global reinsurance broking and advisory firm operating across the risk and capital spectrum.  

    By combining analytics capabilities with reinsurance expertise, strategic advisory services and transactional excellence, we help clients drive greater value from their businesses, negotiate optimum terms and achieve their risk transfer objectives. Our global client base includes all the world’s top insurance and reinsurance carriers, as well as national catastrophe schemes in many countries around the world. 

    Backed by Gallagher, one of the world’s largest insurance brokerage, risk management and benefits consulting companies, we’re more connected to the places you do business. Whether your operations are global, national or local, we have the talent, market position and trusted relationships to build the best solutions possible.

    CONTACTS

    ANALYSTS / INVESTORS
    Thomas JACQUET: +33 1 49 02 12 58 – thomas.jacquet@coface.com
    Rina ANDRIAMIADANTSOA: +33 1 49 02 15 85 – rina.andriamiadantsoa@coface.com

    MEDIA RELATIONS
    Saphia GAOUAOUI: +33 1 49 02 14 91 – saphia.gaouaoui@coface.com
    Adrien BILLET: +33 1 49 02 23 63 – adrien.billet@coface.com

    FINANCIAL CALENDAR 2025
    (subject to change)
    H1-2025 results: 31 July 2025 (after market close)
    9M-2025 results: 3 November 2025 (after market close)

    FINANCIAL INFORMATION
    This press release, as well as COFACE SA’s integral regulatory information, can be found on the Group’s website: http://www.coface.com/Investors

    For regulated information on Alternative Performance Measures (APM), please refer to our Interim Financial Report for H1-2024 and our 2024 Universal Registration Document (see part 3.7 “Key financial performance indicators”).

      Regulated documents posted by COFACE SA have been secured and authenticated with the blockchain technology by Wiztrust.
    You can check the authenticity on the website www.wiztrust.com.
     

    COFACE: FOR TRADE
    As a global leading player in trade credit risk management for more than 75 years, Coface helps companies grow and navigate in an uncertain and volatile environment.
    Whatever their size, location or sector, Coface provides 100,000 clients across some 200 markets with a full range of solutions: Trade Credit Insurance, Business Information, Debt Collection, Single Risk insurance, Surety Bonds, Factoring.
    Every day, Coface leverages its unique expertise and cutting-edge technology to make trade happen, in both domestic and export markets.
    In 2024, Coface employed ~5,236 people and registered a turnover of €1.84 billion.

    www.coface.com

    COFACE SA is quoted in Compartment A of Euronext Paris
    Code ISIN: FR0010667147 / Ticker: COFA

    DISCLAIMER – Certain declarations featured in this press release may contain forecasts that notably relate to future events, trends, projects or targets. By nature, these forecasts include identified or unidentified risks and uncertainties, and may be affected by many factors likely to give rise to a significant discrepancy between the real results and those stated in these declarations. Please refer to chapter 5 “Main risk factors and their management within the Group” of the Coface Group’s 2024 Universal Registration Document filed with AMF on 3 April 2025 under the number D.25-0227 in order to obtain a description of certain major factors, risks and uncertainties likely to influence the Coface Group’s businesses. The Coface Group disclaims any intention or obligation to publish an update of these forecasts, or provide new information on future events or any other circumstance.

    Attachment

    • 2025 07 16 – PR Coface launches Lloyd’s syndicate

    The MIL Network –

    July 17, 2025

  • MIL-OSI: Online IQ Test 2025 | Quick, Real, & Accurate IQ Test Now Offered by QuickIQTest.org

    Source: GlobeNewswire (MIL-OSI)

    New York City, NY, July 16, 2025 (GLOBE NEWSWIRE) —  QuickIQTest.org, one of the most widely recognized platforms for cognitive testing, has officially unveiled its new and enhanced IQ testing platform: the Official IQ Test 2025. This certified and reliable IQ test offers a seamless, science-backed online testing experience with instant scoring, accurate insights, and full mobile compatibility.

    ⇒ Legit, Fast, and Accurate – Try the IQ Test at QuickIQTest.org

    As interest in cognitive performance measurement continues to rise globally, the need for a legitimate IQ test that provides actionable feedback has become more critical. QuickIQTest.org now stands at the forefront of this movement, delivering a platform that combines speed, precision, and reliability—all without the need for registration or personal data.

    ⇒ Test Your IQ with Confidence at QuickIQTest.org

    “People want more than just entertainment—they want real insights,” said Sean C. Bailey, spokesperson for Quick IQ Test. “This year’s version delivers just that: a real IQ test online that adapts to your responses, evaluates how you think, and gives you instant results backed by psychometrics.”

    ⇒ Find Out If You’re a Genius – Take the Test Today

    What Is an IQ Test and Why It Matters in 2025

    An IQ test—short for Intelligence Quotient test—measures a person’s cognitive abilities compared to the general population. A real IQ test is designed to assess core mental skills such as logical reasoning, memory retention, abstract thinking, and pattern recognition.

    In today’s fast-paced digital world, people are increasingly searching for ways to test your IQ or take an IQ test that delivers legitimate results without gimmicks. Whether you’re a student preparing for university, a professional looking to improve performance, or simply curious about your intellectual profile, the ability to test my IQ in a quick, convenient, and credible way is essential.

    ⇒ Take the Official IQ Test Online Now at QuickIQTest.org

    Why the QuickIQTest.org Platform Stands Out

    Unlike traditional assessments that require long appointments or confusing paperwork, QuickIQTest.org has created a quick IQ test online designed for all users, regardless of age, background, or tech familiarity.

    Key Features of the Official IQ Test 2025:

    • Fast Testing Format: A complete short IQ test in under 15 minutes
    • Accurate Scoring: Based on validated psychometric research
    • Instant Results: Immediate scoring, no need to wait for reports
    • Mobile & Desktop Friendly: Built for all modern devices
    • No Registration Required: Full privacy protection

    This new format allows users to take IQ test sessions quickly, from anywhere, with minimal friction.

    ⇒ Try the Most Accurate IQ Test Trusted by Thousands

    What Makes This the Best IQ Test Online?

    The best IQ test online is one that not only gives you fast results but ensures those results are rooted in measurable data. Unlike generic “quiz” sites or novelty tests, the Official IQ Test 2025 includes:

    • Questions modeled after standardized IQ formats used by psychologists
    • Balanced testing across multiple dimensions of intelligence
    • A certified IQ test structure with age-adjusted scoring for fairness
    • Instant digital feedback that explains more than just a number

    It’s this approach that makes it one of the most accurate IQ test experiences available in 2025.

    ⇒ Start the Official 2025 IQ Test at QuickIQTest.org

    How to Take an IQ Test Online: The Easy Way

    Wondering how to take an IQ test that actually reflects your true potential? At QuickIQTest.org, users can simply click “Start Test,” proceed through a series of timed cognitive challenges, and receive their scores instantly.

    The process answers key questions like:

    • How to test your IQ without wasting time on gimmicks?
    • Where to take an IQ test that doesn’t require you to sign up?
    • What is an IQ test that can actually be trusted?

    It’s more than just testing memory or math—it’s about understanding how you think and reason under pressure.

    ⇒ Take the Best Online IQ Test with Instant Scoring

    Legitimate IQ Test, Legitimate Results

    Thousands of users have already identified QuickIQTest.org as the go-to platform for a legit IQ test. In 2025, the platform upgraded its scoring system to offer even more refined breakdowns of key cognitive strengths, including:

    • Analytical reasoning
    • Visual-spatial processing
    • Numerical logic
    • Short-term memory
    • Pattern recognition speed

    Whether you’re looking for a real IQ test online or curious about your IQ test score compared to others, this platform gives you reliable feedback that reflects actual ability.

    ⇒ Test Your Intelligence Now at QuickIQTest.org

    Trusted by Students, Job Seekers, and Self-Development Enthusiasts

    QuickIQTest.org is ideal for:

    • Students applying to gifted programs or academic institutions
    • Professionals exploring career potential or decision-making styles
    • Lifelong learners wanting to benchmark cognitive performance

    As a reliable IQ test tool with no fluff and no distractions, it’s quickly becoming the industry standard in the online cognitive testing space.

    Where Can I Take an IQ Test That’s Legit and Quick?

    If you’ve asked:

    • “Where can I take an IQ test that doesn’t waste my time?”
    • “Where to take a real IQ test without giving out my email?”
    • “Is there a legitimate IQ test that works on my phone?”

    The answer is QuickIQTest.org. With its quick IQ test, smart analytics, and legitimate structure, this platform solves the gap between novelty tests and overly formal assessments.

    ⇒ Discover Your IQ with This Certified Online Test

    The Rise of Certified and Accurate IQ Testing in 2025

    Certified IQ Test with Instant Results: Built for Accuracy

    One of the most frequent questions from users today is: “What is the most accurate IQ test I can take online?”

    The answer lies in structure and methodology. The Official IQ Test 2025 at QuickIQTest.org was developed using principles of fluid intelligence testing—the gold standard for measuring reasoning ability, adaptability, and problem-solving skills in real time.

    Unlike many free, unregulated assessments circulating online, QuickIQTest.org employs:

    • Time-calibrated questions to measure real cognitive speed
    • Balanced domains, from spatial awareness to logic puzzles
    • Statistical modeling to eliminate guess-based anomalies
    • Instant delivery of results backed by scientific rigor

    It’s not just fast—it’s also trustworthy. That’s what makes it the best online IQ test for those seeking genuine understanding.

    ⇒ Find Out Your IQ Fast – Trusted Online Platform

    From “Test My IQ” Curiosity to Personal Discovery

    Whether you’re typing “test my IQ” into a search engine or asking how to find a legit IQ test, your goal is likely clarity. The challenge in 2025 is sorting through the noise.

    QuickIQTest.org cuts through the clutter with a simple IQ test format that brings legitimate data directly to the user. You’ll finish the test with:

    • A complete IQ test score
    • Performance benchmarks across key domains
    • Scoring comparisons to age-based norms
    • Optional insights into personality traits and learning styles

    It’s more than a number. It’s the beginning of self-knowledge.

    ⇒ Get Your Real IQ Score in Minutes

    How to Test Your IQ in a Fast and Secure Way

    Thanks to the platform’s latest upgrade, users now enjoy a completely secure IQ test process—no accounts, no marketing traps, no unnecessary permissions.

    Here’s how the quick IQ test online experience works:

    1. Click “Start Test” from the homepage.
    2. Complete 25–30 timed questions covering abstract logic, patterns, math, and reasoning.
    3. Submit your answers to receive your official IQ test results instantly.

    The simplicity is intentional. It allows for consistency across devices and age groups and ensures a fair, standardized experience for everyone.

    If you’re asking how to test my IQ with confidence, QuickIQTest.org offers the most user-friendly and reliable solution available in 2025.

    ⇒ Start the Real IQ Test at QuickIQTest.org Today

    Where to Take an IQ Test That Delivers Real Results

    For users searching “where can I take an IQ test” or “where to take IQ test that’s real,” QuickIQTest.org is the answer. It doesn’t simply measure performance—it provides insight.

    Many users take the test in preparation for:

    • Academic placements
    • Career transitions
    • Personal benchmarking
    • Self-awareness exercises

    This flexible use case is why it has become a go-to platform across multiple industries.

    ⇒ See Where You Rank with This Official IQ Test

    A Legitimate IQ Test That Feels Like a Modern App

    QuickIQTest.org’s 2025 platform was fully redesigned to offer a modern feel with lightning-fast responsiveness. It works on:

    • iPhone and Android smartphones
    • Tablets and iPads
    • Windows and Mac desktops

    The layout minimizes distractions, encourages focus, and optimizes test flow. From simple IQ test to actual IQ test mode, every stage is optimized for smooth interaction.

    The platform’s simplicity is part of what sets it apart as a legitimate IQ test online option in a market flooded with outdated, clunky interfaces.

    ⇒ Take the Quick & Accurate IQ Test at QuickIQTest.org

    The Science Behind the Official IQ Test 2025

    QuickIQTest.org collaborated with cognitive researchers to build a refined real IQ test online rooted in modern psychological research. The test architecture uses:

    • Adaptive question sequencing to adjust difficulty based on performance
    • Fluid intelligence principles over crystallized knowledge
    • Real-time feedback scoring using standardized population data

    This approach ensures that each test taker receives a score that reflects their performance accurately—not based on rote memory or trivia, but actual thinking skill.

    ⇒ Test Your Brainpower Now – Fast, Real Results

    IQ Test Questions You Can Expect

    Curious about what kind of IQ test questions appear in the Official IQ Test 2025? Here’s what users face during the test:

    • Pattern recognition in visual sequences
    • Number series and logic puzzles
    • Abstract shape identification
    • Symmetry and mirroring challenges
    • Deductive reasoning tasks

    Each category helps measure different facets of intelligence. It’s a real IQ test, not a quiz, built to gauge brainpower across multiple dimensions.

    ⇒ Take a Trusted IQ Test at QuickIQTest.org Today

    Beyond a Score: Insights That Drive Growth

    Every score delivered from QuickIQTest.org includes more than a raw number. The report gives:

    • Insights on how your brain processes visual and numerical data
    • Speed metrics and time-use efficiency
    • Strengths in abstract, spatial, or sequential logic

    This feedback isn’t meant to label—it’s meant to guide. Whether you’re seeking personal growth or simply want to test your IQ in a meaningful way, the insights are actionable

    ⇒ Measure Your IQ with an Official Online Test

    The Real-World Applications of Online IQ Testing

    In an age of information overload and AI-assisted workflows, understanding human cognition is more important than ever. A real IQ test online gives individuals the chance to identify how they think—not just what they know.

    Thousands of users turn to QuickIQTest.org to:

    • Measure cognitive strengths before applying for graduate programs
    • Test their IQ as part of job readiness assessments
    • Validate gifted learning for children and teens
    • Track personal growth in mental speed and abstract reasoning
    • Compare scores across age groups using scientifically adjusted benchmarks

    As a legit IQ test provider, QuickIQTest.org serves both casual users and those with professional or academic goals. This growing trust has made it a preferred destination for anyone asking “where to take a real IQ test that actually works.”

    ⇒ Take the IQ Test Everyone Is Talking About

    Who Is the Quick IQ Test For?

    One of the reasons the Quick IQ Test has seen such popularity is its universal design. It’s tailored to all types of users, including:

    • Students preparing for academic advancement
    • Parents testing cognitive potential in children
    • Job seekers validating soft skills and analytical thinking
    • Educators evaluating aptitude and supporting learning paths
    • Curious minds exploring personal cognitive style

    From teenagers preparing for exams to retirees wanting to keep their minds sharp, the Official IQ Test 2025 is inclusive and accessible.

    ⇒ Fast & Certified IQ Testing – Try It Now

    Best Practices: How to Prepare for an Accurate IQ Test Online

    Although an IQ test measures innate reasoning rather than acquired knowledge, a little preparation goes a long way. For best results when you take an IQ test online, QuickIQTest.org recommends:

    1. Use a quiet, distraction-free environment – mental clarity helps.
    2. Eliminate digital interruptions – silence notifications and close other apps.
    3. Avoid rushing – while the test is timed, a steady pace yields better accuracy.
    4. Familiarize yourself with question types – pattern and shape recognition, logic problems, numerical sequences.

    To test your IQ accurately, focus is key. The platform is built to deliver your IQ test score without distractions, so your effort reflects your real potential.

    ⇒ Check Your Intelligence with QuickIQTest.org

    Reliability and Scientific Integrity Set QuickIQTest.org Apart in 2025

    In a rapidly expanding field of digital assessments, establishing reliability remains one of the most important benchmarks for any online IQ testing platform. 

    QuickIQTest.org has distinguished itself in this landscape by implementing a rigorous approach to test development and scoring. The platform’s question set has been curated and validated by specialists in psychometrics and cognitive science, ensuring that each item measures a distinct and relevant aspect of intelligence.

    The scoring methodology is grounded in a Gaussian distribution model—commonly used in academic and psychological evaluations—to align test results with standardized population metrics. This statistical foundation allows for meaningful interpretation of scores across a diverse range of users.

    ⇒ Take a Real IQ Test That Delivers Real Scores

    In addition to its scientific underpinnings, QuickIQTest.org has prioritized accessibility and efficiency. The platform features a real-time scoring engine, enabling participants to receive their IQ test results immediately upon completion. Cross-device compatibility ensures seamless functionality on desktop computers, tablets, and mobile devices alike.

    Furthermore, the inclusion of age-adjusted scoring algorithms provides users with benchmarks tailored to their demographic, enhancing both fairness and precision in score reporting.

    Together, these core features position QuickIQTest.org as a leader in online cognitive assessment. Its commitment to consistency, transparency, and methodological soundness reinforces its standing as one of the most accurate IQ test platforms currently available.

    ⇒ Test Your Mind with This Legit Online IQ Quiz

    Breaking Down the Full User Journey: From Curiosity to Confidence

    Step 1: “I want to test my IQ”

    Many users arrive at QuickIQTest.org after searching “how to test my IQ” or “how to take an IQ test that’s real.” They’re immediately greeted with a distraction-free interface that begins the process.

    Step 2: The Test Experience

    During the test, users encounter 25–30 questions that challenge their reasoning, pattern recognition, visual-spatial logic, and abstract thinking. It’s a fast IQ test but not oversimplified. The time limit keeps responses natural and spontaneous.

    Step 3: Instant Results and Insights

    Once complete, the platform calculates your IQ test score using an adaptive algorithm. You’ll see where you rank and receive a basic interpretation immediately—no email required.

    ⇒ Take a Certified IQ Quiz in Minutes at QuickIQTest.org

    Popular User Searches Answered by QuickIQTest.org

    Many arrive at the site after Googling:

    • “What is an IQ test that actually gives real scores?”
    • “Where can I take an IQ test for adults or kids?”
    • “Legit IQ test with instant results?”
    • “How to test your IQ online without signing up?”
    • “Best IQ test online in 2025?”

    QuickIQTest.org answers them all by being the simple IQ test platform with professional-grade intelligence scoring.

    ⇒ See How You Score with the QuickIQTest.org IQ Quiz

    Trusted Globally: Reputation Built on Performance

    QuickIQTest.org has now served millions of users worldwide and consistently ranks among the most visited online IQ test platforms.

    User feedback has highlighted:

    • Speed: Most users complete their test in 10–12 minutes.
    • Accuracy: High repeatability of results, even across separate sessions.
    • Trust: No account creation or data harvesting.
    • Clarity: Results are easy to understand and compare.

    This reputation ensures QuickIQTest.org remains the answer to “where can I take a real IQ test online without gimmicks?”

    ⇒ Fast, Real, and Legit – Start Your IQ Test Now

    Final Thoughts

    In a world that increasingly values clarity of thought, strategic reasoning, and analytical precision, understanding your mental framework is a powerful step toward personal and professional development.

    The Official IQ Test 2025 by QuickIQTest.org is not a gimmick or a game—it’s a streamlined, science-based evaluation tool for curious thinkers, professionals, students, and lifelong learners. It’s a place where you can test your IQ, receive meaningful feedback, and explore how your brain navigates challenges—all from the comfort of your device.

    FAQs

    1. Is QuickIQTest.org a real IQ test?

    Yes. QuickIQTest.org offers a certified and scientifically structured real IQ test online that measures cognitive performance in areas like logic, reasoning, pattern recognition, and memory. It uses validated question types found in formal intelligence assessments.

    2. Where can I take an IQ test that gives instant results?

    You can take the quick IQ test online directly at QuickIQTest.org. Your score is calculated and presented immediately after completion of the payment process. No waiting, no emails, and no hidden steps.

    3. How accurate is the IQ test on QuickIQTest.org?

    The test is based on psychometric models used in professional assessments. It includes adaptive difficulty, time benchmarks, and scoring that aligns with standard IQ distributions, making it one of the most accurate IQ test experiences available online.

    4. Can I take a short IQ test that’s still legit?

    Absolutely. The short IQ test at QuickIQTest.org is designed to give you measurable insights in 10–12 minutes, while maintaining structure and scoring accuracy.

    5. Is it safe and private?

    Yes. The test is conducted without requiring registration or collecting personal data. No cookies are used for advertising, and results are stored locally.

    6. Is this the best IQ test online?

    QuickIQTest.org consistently ranks among the top providers due to its simplicity, accuracy, and scientific foundation. It is widely recognized as one of the best online IQ test platforms for real results.

    7. What kind of IQ test questions will I get?

    Questions include number sequences, shape patterns, visual logic problems, and spatial reasoning tasks, representing a balanced, certified IQ test approach.

    8. Is there an age limit?

    No. While the test adjusts scores based on age group, it is suitable for adults, teenagers, and children above 10 years old, making it a legitimate IQ test option for nearly all users.

    9. What does my IQ test score mean?

    A score of 100 is the average for your age group. Above 115 is considered above average, while 130+ is considered gifted. Your results include percentile ranking and performance benchmarks.

    10. Where to take IQ test that’s simple, legit, and accurate?

    QuickIQTest.org, the platform has become a global leader in real IQ test online solutions, offering a fast and reliable experience with real-time scoring.

    Media Contact

    Company: Quick IQ Test

    Contact Person: Sean C. Bailey

    Email: support@quickiqtest.org

    Address: 3445 Canterbury Drive, New York, NY 10016, USA

    URL: https://quickiqtest.org/

    Phone: +1 646-598-0584

    Attachment

    • Quick IQ Test

    The MIL Network –

    July 17, 2025

  • MIL-OSI Economics: Samsung EEIP Calls for Eligible ICT Enterprises to Apply for the ED Programme

    Source: Samsung

    Samsung in collaboration with the Department of Trade, Industry and Competition (DTIC) has opened its third call, inviting all suitable, black-owned ICT and Service Centre SMMEs to apply for participation in this year’s Equity Equivalent Investment Programme (EEIP) for Enterprise Development (ED).
     
    Samsung’s R280-million worth EEIP, which was launched in 2019, has managed to demonstrate considerable success since its inception. In its six years of sustained success, this year represents the 3rd edition of the programme and seeks to continue making a measurable difference to the socio-economic development of black South Africans. This year’s call follows two successful cycles and forms part of Samsung’s broader commitment to the ICT sector, SMME development and the government’s Vision 2030.
     

     
    Nicky Beukes, Samsung EEIP Project Manager said: “This programme has in the last few years seen great success and has also had a positive impact in the lives of entrepreneurs in the ICT space. As part of our transformation objectives, our EEIP programme continues to contribute to the sustainable development goals of the National Development Plan (NDP).”
     
    Importantly, through Samsung’s collaboration with the DTIC – these partners remain committed to making a positive contribution to broader economic growth and, to continue playing a significant role in both job creation as well as sustainable entrepreneurship opportunities within South Africa.
     

     
    Beukes added: “And together with the DTIC, we have in the last few years re-affirmed our commitment to ICT development and economic transformation which are aligned to South Africa’s Vision 2030. This third edition of EEIP and its success to date, is a clear indication that Samsung’s significant investment in SMME development is yielding tangible results.”
     
    This third, consecutive call to all black-owned SMEs in the ICT and Service Centre space across South Africa is a great opportunity for the country’s ICT SMMEs to grow and shape the future of their businesses through this Samsung ED Programme.
     

     
    For more information on how to respond to the call and apply, please see link: www.samsung.com/za/local-programme/ed-programme/
     

    Main Page:  Samsung EEIP | Enterprise Development | Samsung South Africa
    Application form: Samsung EEIP Application for Enterprises | Samsung South Africa

    MIL OSI Economics –

    July 17, 2025

  • MIL-OSI Africa: Improving climate governance in West Africa: Three calls for inclusive climate action in Burkina Faso, Côte d’Ivoire, and Senegal

    Source: APO

    Climate change is a growing threat across Africa, with West Africa feeling its effects especially intensely. According to the ND-GAIN index, Burkina Faso (162nd out of 182), Senegal (144th), and Côte d’Ivoire (134th) rank among the most vulnerable countries. They face a dangerous mix of low capacity to adapt and high exposure to climate hazards.

    This vulnerability shows up in more extreme weather, worsening food insecurity, and growing precarity—particularly harming women and young people.

    To tackle this urgent challenge, the Union of Economic and Social Councils and Similar Institutions of Africa (UCESA), supported by the African Development Bank, has developed three national advocacy papers. These papers promote participatory climate governance that reflects citizens’ real needs. They also aim to strengthen the role of Economic and Social Councils in shaping national climate policies.

    “These advocacy plans put citizens back at the centre of climate action,” said Arona Soumare, Principal Climate Change and Green Growth Officer at the African Development Bank. “By giving them full backing, the African Development Bank is reiterating its commitment to inclusive, equitable climate governance rooted in local realities. These initiatives lay the foundations for sustainable and resilient development in Africa.”

    According to Abdelkader Amara, current head of UCESA and President of the Economic, Social and Environmental Council (CESE) of Morocco, “UCESA is aware of these challenges and consequently intends to promote and support actions taken by African Economic and Social Councils and similar institutions that help to integrate sustainability and resilience into the frameworks for defining, implementing, and evaluating relevant institutional and policy mechanisms.”

    Burkina Faso: 

    Building resilience in a Sahelian setting

    Located in the middle of the Sahel belt, Burkina Faso is one of the countries that is most vulnerable to climate change. This fragility is exacerbated by a limited ability to adapt, which is particularly pronounced among women and young people. The advocacy effort developed by the Economic and Social Council of Burkina Faso, aided by technical support from UCESA, reflects citizens’ perceptions of the real effects of climate change. It proposes responses rooted in local realities, with a view to steering public policies towards a more inclusive, participatory and community resilience-oriented approach.

    Côte d’Ivoire:

    Towards citizen-centred climate governance

    Côte d’Ivoire lies in a region highly vulnerable to climate shocks. This vulnerability is compounded by the limited involvement of women, especially in rural areas, and the still marginal role of civil society. The national advocacy paper, developed through extensive consultation, captures citizens’ expectations and offers clear recommendations for more equitable climate governance. It underscores the importance of fully including people’s voices in decision-making processes—an essential element for effective climate action.

    Senegal:

    Citizen participation and climate resilience

    Senegal, a country in the Sahel-Sudan region, is already bearing the brunt of climate change. The national advocacy campaign draws on a citizen perception survey to inform a participatory discussion on future policy directions. Led by Senegal’s Economic, Social and Environmental Council, in partnership with UCESA and the African Development Bank, the resulting document calls for a unified effort from civil society, researchers, NGOs, and policymakers to create climate strategies that are inclusive, locally grounded, and capable of sustainably strengthening national resilience.

    A regional dynamic

    These three advocacy papers are part of a regional dynamic propelled by UCESA, with the support of the African Development Bank. They demonstrate a shared commitment to rooting climate action in citizen participation, stakeholder synergy, and regional solidarity. Through this initiative, the Economic and Social Councils are re-asserting their role as a strategic interface between civil society and public authorities in responding to the continent’s climate challenges.

    Distributed by APO Group on behalf of African Development Bank Group (AfDB).

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    MIL OSI Africa –

    July 17, 2025

  • MIL-OSI Africa: From Mine Shafts to Classrooms: How a Cobalt Mining Town is Reclaiming Childhood and Rebuilding Hope

    Source: APO

    Thirteen-year-old Beni Cial Yumba Musoya used to spend her days scavenging for cobalt under the scorching sun in the artisanal mines of Kolwezi. Today, she dreams of donning a white coat and saving lives. “I want to be a doctor,” she says, smiling shyly from her wooden desk at Kasanda Primary School in Kasulo, a neighbourhood nestled in Congo’s mining heartland of south-eastern Democratic Republic of Congo. “I will build schools and health centres to help people, just as I was helped before,” she continues.

    Beni is one of thousands of Congolese children whose lives have been transformed by the Support Project for Alternative Welfare of Children and Young People Involved in the Cobalt Supply Chain (PABEA-COBALT) (https://apo-opa.co/4l0Hwfv), a bold $82 million initiative funded by the African Development Bank.

    The project aims to eliminate child labour in the cobalt sector – an industry vital to the global tech economy, yet plagued by poverty, informally and exploitation.

    The atmosphere here has changed dramatically. Just a few years ago, the soundscape of Kasulo was dominated by the roar of rudimentary mining machinery and the shuffle of children burdened by sacks of ore. Today, those echoes have been replaced by the buzz of classrooms, the chatter of pupils at recess, and the laughter of children rediscovering play and learning.

    In early 2022, PABEA-COBALT identified more than 16,800 Congolese children working in artisanal cobalt mines in the provinces of Haut-Katanga and Lualaba. Since then, 13,587 of them – including Beni – have been enrolled in schools. Many attend newly constructed or rehabilitated facilities like Kasanda Primary School, where education, healthcare, psychological support and civil registry services are provided at no cost.

    “Before, I used to collect minerals in artisanal mines. That was all I knew,” recalls Beni, her expression briefly clouded by painful memories.

    A few steps away, Marie Samba tends to her hens and quails, her hand dusted with feed rather than cobalt residue. A former mine worker, Marie once spent her days sorting and washing cobalt to survive. Today, she’s a trained poultry farmer. “I used to collect and wash minerals to sell them,” she sighs.

    Marie is one of over 10,500 parents and guardians supported by the project – well above the initial target of 6,250. They have received training in agriculture and livestock farming, as well as materials to start-up kits to launch small businesses. Additionally, 8,200 young people formerly working in the mines are being supported to integrate into school, vocational training, or income-generating activities.

    “We have been educated and trained in livestock farming and agriculture. We have also been given supplies to start our activities. I didn’t think I could change my life like this,” says Marie Samba, who is delighted with the excellent results she is achieving with her poultry farm

    PABEA-COBALT has also helped establish two entrepreneurship centres in Haut-Katanga and Lualaba, equipped with modern equipment for agriculture, livestock farming and food processing. These centres serve as anchors for change, empowering young people and parents to build livelihoods away from the mines.

    “One of the project’s greatest successes is that it has anchored change from within the communities,” says project coordinator Alice Mirimo Kabetsi. “Solutions don’t just come from outside: they are now driven by parents, teachers and young people themselves. This model proves that by focusing on education and local entrepreneurship, we can break the cycle of child labour in the mines for good,” she said.

    Across the region, this shift is tangible. Nearly 1,000 agricultural cooperatives have been reorganized, strengthening local agricultural and livestock value chains and offering new economic opportunities. The transformation has drawn international attention. A recent report from the DRC’s National Human Rights Commission titled Child labour in artisanal cobalt mining sites (https://apo-opa.co/4lU5lGn), produced in collaboration with the UN Human Rights Council, commended the project’s “tangible results” and urged replication in other mining-affected region across the Great Lakes.

    Back in Kasulo, children like Beni are rediscovering their childhood dreams and the power of innocence. Mothers like Marie are holding their heads high, proud to be building a future free from the cobalt mines.

    For partners such as the African Development Bank, this project has not only changed lives. It has paved the way for a whole generation growing up far from the mines and building, day after day, a stronger, fairer and resolutely forward-looking society.

    Distributed by APO Group on behalf of African Development Bank Group (AfDB).

    About the African Development Bank Group: 
    The African Development Bank Group is Africa’s premier development finance institution. It comprises three distinct entities: the African Development Bank (AfDB), the African Development Fund (ADF) and the Nigeria Trust Fund (NTF). On the ground in 41 African countries with an external office in Japan, the Bank contributes to the economic development and the social progress of its 54 regional member states. For more information: www.AfDB.org

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    MIL OSI Africa –

    July 17, 2025

  • MIL-OSI United Kingdom: Local business sentenced after crackdown on underage knife sales

    Source: City of Stoke-on-Trent

    Published: Wednesday, 16th July 2025

    A Hanley store has been ordered to pay almost £18,500 after selling a knife to a person under 18.

    Stoke Discount Ltd, trading as Hanley Discount Store, was found guilty at North Staffordshire Justice Centre last week after a member of staff sold a knife to an underage volunteer during a council-led test purchase. No attempt was made to check the young person’s age.

    The exercise was carried out by the city council’s Trading Standards team following a previous inspection where the store had been advised on how to follow the law and prevent underage sales.

    The test purchase was carried out in support of Staffordshire Police’s Ditch the Blade campaign, which works to reduce knife crime across the city.

    The court also heard that the Stafford Street store had already been warned by Staffordshire Police to move knives into a secure display unit.

    The store was ordered to pay a total of £18,404.15, including a £12,500 fine, a £5,000 victim surcharge and £904.15 in court costs.

    Councillor Amjid Wazir, cabinet member for city pride, enforcement, and sustainability at the city council, said: “This is a very serious case and I welcome this guilty verdict. This work forms part of the council’s commitment to creating a safer city for all and we will not tolerate underage sales of knives. The message is clear – you will face serious consequences if you choose to sell products to underage residents.

    “Our Trading Standards team work hard to keep people safe and this case shows the consequences for people who fail to follow the law. We’re proud to support Ditch the Blade and will continue doing everything we can to help prevent knife crime in Stoke-on-Trent.”

    Anyone wishing to report underage sales can contact the Trading Standards Hotline 01782 238444 or visit www.stoke.gov.uk/tradingstandards

    MIL OSI United Kingdom –

    July 17, 2025

  • MIL-OSI United Kingdom: Plymouth chosen to help shape the future of public services

    Source: City of Plymouth

    Plymouth has been selected by the Government to take part in a new programme aimed at transforming how public services work for real people. The “Test, Learn, Grow” initiative is all about trying new ideas, learning quickly, and improving services.

    The city will be one of the first in the country to pilot this approach, focusing on health and wellbeing. It’s a big opportunity to rethink how we support residents facing complex challenges and inequalities — from children’s health to families in need, and those living with multiple disadvantages.

    Councillor Mary Aspinall, Cabinet Member for Health at Plymouth City Council, said: “This is about putting people first. We’re moving away from tick-box targets and towards listening, learning, and adapting. We want to build services that work for the real world — messy, complicated, and full of human stories. Plymouth has already shown how powerful this can be, and now we’re taking it to the next level. We’re proud to be leading the way. This is about building trust, empowering communities, and making sure our services reflect the lives of the people who use them. It’s not just reform — it’s a revolution in how we care for each other.”

    The pilot will embed the concept of Human Learning Systems (HLS) into the city’s Health and Wellbeing Board — a way of working that embraces human complexity and focuses on relationships, trust, and learning. Instead of assuming one-size-fits-all solutions, it asks: What’s working? What’s not? And how can we do better next week?

    This follows on from some of the positive work already happening in Plymouth, including:

    • A compassionate approach to children’s health that focuses on wellbeing, not just weight.
    • Helping parents and carers feel heard and supported.
    • Supporting people with complex lives through trauma-informed, person-centred care.

    The city’s network of Wellbeing and Family Hubs, working closely with local charities and community groups, will play a key role in this transformation. The goal is to build a system that’s more responsive, more resilient, and more rooted in the communities it serves. As part of the pilot, Plymouth will test a new governance model where elected members and community partners act as “learning stewards” — listening to feedback, sharing stories, and adapting strategies in real time. It’s a shift from top-down decision-making to something more collaborative and human.

    MIL OSI United Kingdom –

    July 17, 2025

  • MIL-OSI United Kingdom: £390k boost for Acomb Explore library

    Source: City of York

    Acomb Explore library will receive a £390,000 boost to improve facilities for local residents.

    The plans, which were approved by City of York Council’s Executive yesterday [15 July], include creating a larger children’s library; increasing the capacity and accessibility of the indoor café area; new quiet spaces for work and study; improved toilet facilities; a larger area for books and improved meeting rooms and IT suite.

    The plans have been developed in response to direct feedback from local residents and have been funded in part by £100,000 from the council’s Future Libraries Investment Fund (£100k). The £7.7m fund was originally set up in 2022 to deliver three key library projects in order: creating a new library for Haxby & Wigginton, providing a new library learning centre in Clifton, and improving Acomb Explore.

    Additional funding for Acomb Explore – the first Library Learning Centre to open in the city, in 2007 – has been secured from the Arts Council, Libraries’ Investment Fund (£250,000); and a total grant of £40,000 from the Mayoral Renewables Fund for renewable energy generation projects (match funded with £14,000 from the council’s Climate Change budget).

    Local residents shared their views on what improvements were needed to the library space in 2023, citing bigger children’s space, more indoor café space and quiet space for work or study as their top three priorities, requests which have been matched by the plans.

    Jenny Layfield, Chief Executive, Explore York Libraries and Archives said:

    “Acomb was our first Explore centre and a blueprint for our vision of libraries shaped by and for their communities, so it is great news that, with this investment from the Arts Council, the Mayoral Renewables Fund and the Council we will be able to make the improvements to Acomb Explore in line with the priorities identified by local people.

    “Acomb Explore is already a vibrant place, well loved by its community, and supported by a committed team of staff and volunteers. These improvements will make a brilliant library even better!”

    Cllr Pete Kilbane, Deputy Leader of City of York Council and Executive Member for Economy and Culture, said:

    “The plans for Acomb form the third and final part of our Future Library Investment Programme, which has already delivered new libraries in Haxby & Wigginton and Clifton, bringing benefits for local communities and library users across the city.

    “Securing significant external grant funding for the Acomb project has made it possible to put forward plans which will enable us to meet the need and priorities set out by local residents.”

    Luke Burton, Director Libraries, Arts Council England said:

    “The Libraries Investment Fund enables library services to invest in the upgrade of buildings and technology, so they are better able to respond to the changing ways people are using them.

    “I’m delighted that investment of £250,000 will contribute to the redevelopment of Acomb Library resulting in the creation of a bigger children’s library and improved facilities so that everyone in the community can enjoy and benefit from what the library has to offer.”

    The delivery timetable will be finalised when plans have been approved and a construction partner appointed. It’s likely that the library will need to close for a 12-week period over the next 6-9 months for work to be completed, with options that minimise disruption to the public, prioritised.

    MIL OSI United Kingdom –

    July 17, 2025

  • MIL-OSI United Kingdom: Roker gets ready for a free day of music, art and community activities

    Source: City of Sunderland

    Residents are being invited to Roker on Saturday 19 July for a Back to the Bandstand event and the first of three Sunderland Art Festivals.

    From 11am to 4pm at Roker Park, visitors can immerse themselves in Tide and Terrain, an art exhibition curated by Amy South, featuring works inspired by nature’s textures and tides. Throughout the day, live art performances will bring fresh perspectives to familiar landscapes. This includes Stephanie Smith and Victoria Armstrong’s rhythmic Turn-Re-Turn, Phil Wardle’s thought-provoking poetry, and Sarah Dobbs’ evocative Body of Water on the beach.

    Art lovers can also browse art stalls, join mindful workshops like Park Patterns: Nature Mandalas, craft with sea glass, and transform old photo frames through creative upcycling. Families can hop aboard the Little Locomotive Loop, try their hand at bowls, or sail miniature boats thanks to the Friends of Roker Park. Free portraits, storytelling sessions, live DJ sets, and creative challenges like the Rapid Draw Rally ensure there’s something for everyone.

    As the day continues, the festival extends to Roker Beach from 12noon to 9pm, offering tote bag printing, jellyfish mobile-making, sand art, and chalk walks. Visitors can explore augmented reality artworks, join beach cleans with Durham Wildlife Trust, and discover coastal wildlife with Coast Sunderland. The evening brings collaborative community sand art and a seaside sculpture. This can be enjoyed to the soundtrack of a laid-back DJ set from Déja Brew who will keep the summer atmosphere going.

    Councillor Beth Jones, Sunderland City Council’s Cabinet Member for Communities, Culture and Tourism, said: “This collaborative event is a celebration of Sunderland’s creativity, resilience and incredible sense of community. By bringing art, music and performance into the heart of Roker, we’re not only showcasing our local talent—we’re strengthening the social fabric of our city and making culture more accessible to everyone. From toddlers to grandparents, there’s truly something for all to enjoy. I’d like to encourage all residents to get down and be part of this fantastic day.”

    Roberta Redecke, Marketing and Events Manager for Sunderland BID said: “Roker Park and Beach is the perfect setting to launch the first Sunderland Art Festival. It will bring creativity to the coast with a day full of colour, community, and imagination. From immersive art experiences to live music and mindful moments, this is about celebrating local talent and offering something genuinely unique for visitors of all ages at Sunderland’s Seafront. We hope this will become a regular event in the calendar to support the fantastic businesses we have within the Seafront BID.”

    Whether you’re an art enthusiast, a family looking for a fun day out, this promises a day of creativity, community, and coastal charm.

    For full event details and opportunities to get involved, visit Back to the Bandstand – MySunderland.

    Back to the Bandstand is a Sunderland City Council programme to invite local community groups to help bring Sunderland’s parks and outdoor spaces to life. This is part of a citywide celebration of arts and culture.

    Whether it’s performances, creative workshops, wellbeing sessions, or sports activities, the Sunderland Festivals & Events Fund offers grants to support your ideas. This is a fantastic opportunity to engage the community and transform local spaces into vibrant hubs of creativity and connection.

    To apply and find out more, visit https://www.mysunderland.co.uk/eventsfunding or get in touch at events@sunderland.gov.uk.

    MIL OSI United Kingdom –

    July 17, 2025

  • MIL-OSI United Kingdom: Plans for new data centre get the green light from city councillors A pioneering new data centre looks set to be built at Salt Ayre Leisure Centre after councillor..

    Source: City of Lancaster

    A pioneering new data centre looks set to be built at Salt Ayre Leisure Centre after councillors approved its delivery as part of a major investment in the district’s digital infrastructure.

    Lancaster City Council’s cabinet has given the green light to a business plan for the building of the new facility, which will be located at the rear of Salt Ayre and replace ageing facilities near to Lancaster Town Hall.

    Designed to integrate into the leisure centre’s existing solar and heat pump systems, the data centre will host the council’s own ICT infrastructure while also making space available for other partners to host their own secure cloud data storage to generate an additional revenue stream.

    The data exchange is a key feature of the Local Full Fibre Network (LFFN) that was completed earlier this year, and which positions the district as a hub for digital infrastructure and innovation, including potential AI Growth Zone initiatives.

    Waste heat from the data centre will help to heat the swimming pool – saving money on the data servers’ cooling systems – while an on-site battery energy storage system will allow the council to maximise value for money from the nearby solar farm and support the operational resilience of the data centre and Salt Ayre.

    Councillor Tim Hamilton-Cox, cabinet member with responsibility for finance and property, said: “The building of this new data centre will be a big step forward.

    “Our current facilities in Lancaster are not fit for purpose and would require very significant investment. Investing in this modern data centre ensures we will be fit for the future as an organisation while also providing digital infrastructure for users of the fibre network.

    “There are also many environmental benefits as the new data centre will cut our carbon emissions and lower our energy bills, supporting our net zero ambitions.

    “The scheme is also another example of strong partnership working with both the private sector and Blackpool Council.”

    Subject to planning permission being approved it’s planned that the new data centre will be up and running by the end of March 2026.

    Last updated: 16 July 2025

    MIL OSI United Kingdom –

    July 17, 2025

  • MIL-OSI Russia: Russia to Start Mass Implementation of Digital Ruble in 2026

    Translation. Region: Russian Federal

    Source: People’s Republic of China in Russian – People’s Republic of China in Russian –

    An important disclaimer is at the bottom of this article.

    Source: People’s Republic of China – State Council News

    Moscow, July 16 /Xinhua/ — The mass introduction of the digital ruble will begin in Russia on September 1, 2026. This was reported on Tuesday by the press service of the Bank of Russia /Central Bank/.

    From now on, the largest Russian banks will have to provide customers with the opportunity to open digital wallets, as well as pay for goods and services, make transfers and carry out other transactions in digital rubles. Such transactions will become mandatory for trading companies with revenues of more than 120 million rubles, if they are serviced by the largest banks.

    From September 1, 2027, these rules will become mandatory for other banks with a universal license and their clients from among trading companies with annual revenue over 30 million rubles. Other banks and sellers with revenue from 5 million to 30 million rubles per year must implement operations with the digital ruble by September 1, 2028.

    The digital ruble is being created to become another means of payment and transfer that will not depend on bank restrictions in the form of commissions and limits. People will be able to open a digital wallet through the applications of banks connected to the digital ruble platform of the Bank of Russia. –0–

    Please note: This information is raw content obtained directly from the source of the information. It is an accurate report of what the source claims and does not necessarily reflect the position of MIL-OSI or its clients.

    .

    MIL OSI Russia News –

    July 17, 2025

  • MIL-OSI Russia: The Verkhovna Rada approved the resignation of the Prime Minister of Ukraine

    Translation. Region: Russian Federal

    Source: People’s Republic of China in Russian – People’s Republic of China in Russian –

    An important disclaimer is at the bottom of this article.

    Source: People’s Republic of China – State Council News

    Kyiv, July 16 /Xinhua/ — The Verkhovna Rada of Ukraine on Wednesday accepted the resignation of the country’s Prime Minister Denys Shmyhal, parliamentarian Yaroslav Zheleznyak reported on Telegram.

    The corresponding decision was supported by 261 deputies, with the required minimum being 226 votes.

    D. Shmyhal resigned the day before. Before that, Ukrainian President Volodymyr Zelensky proposed that the First Deputy Prime Minister, Minister of Economy of the country Yulia Svyrydenko head the Ukrainian government. According to Y. Zheleznyak, the parliament will consider her candidacy on July 17.

    According to Ukrainian law, the dismissal of the prime minister entails the resignation of all members of the government. However, they will continue to exercise their powers until the newly formed cabinet begins work.

    D. Shmyhal has served as Prime Minister of Ukraine since March 4, 2020. According to media reports, he may become Minister of Defense in the new government. –0–

    Please note: This information is raw content obtained directly from the source of the information. It is an accurate report of what the source claims and does not necessarily reflect the position of MIL-OSI or its clients.

    .

    MIL OSI Russia News –

    July 17, 2025

  • MIL-OSI Russia: Armenian Prime Minister Does Not Rule Out Country’s Withdrawal from CSTO

    Translation. Region: Russian Federal

    Source: People’s Republic of China in Russian – People’s Republic of China in Russian –

    An important disclaimer is at the bottom of this article.

    Source: People’s Republic of China – State Council News

    Yerevan, July 16 (Xinhua) — Armenian Prime Minister Nikol Pashinyan believes that the country’s withdrawal from the Collective Security Treaty Organization (CSTO) is likely. The head of the Armenian government said this at a press conference on Wednesday.

    “Armenia’s withdrawal from the CSTO is more likely than freezing its membership in this organization,” N. Pashinyan said.

    Answering another question on the same topic, he confirmed that the problem in relations with the CSTO arose in the fall of 2022, when Armenia, during another escalation of the situation on the border with Azerbaijan, turned to its partners in this bloc for help, but did not receive support. Then, according to N. Pashinyan, the CSTO stated that the Armenian-Azerbaijani border was not defined and therefore the bloc could not provide support to Armenia.

    Since February of last year, Armenia has practically not participated in events held under the auspices of the CSTO and does not pay membership fees to this organization. –0–

    Please note: This information is raw content obtained directly from the source of the information. It is an accurate report of what the source claims and does not necessarily reflect the position of MIL-OSI or its clients.

    .

    MIL OSI Russia News –

    July 17, 2025

  • MIL-OSI Russia: Kremlin closely monitors situation with Western arms supplies to Ukraine – Russian presidential press secretary

    Translation. Region: Russian Federal

    Source: People’s Republic of China in Russian – People’s Republic of China in Russian –

    An important disclaimer is at the bottom of this article.

    Source: People’s Republic of China – State Council News

    Moscow, July 16 /Xinhua/ — Russia is very attentive to the issue of long-range weapons supplies to Ukraine and is monitoring the relevant reports, Russian presidential press secretary Dmitry Peskov said on Wednesday.

    “The topic is, of course, high on the news agenda. Of course, we are very closely monitoring all relevant reports,” he told reporters.

    Answering the question of how the Kremlin feels about the decision of US President Donald Trump to sell NATO weapons for further deliveries to Ukraine, D. Peskov pointed out that the US has supplied and will continue to supply weapons to Ukraine, for them “it’s business.”

    “It’s just a question of who pays for them. Now some Europeans will pay for them,” the Kremlin spokesman noted. At the same time, he drew attention to the fact that there will be disagreements among European countries on paying for weapons for Ukraine. “You heard that the French will not pay, the Czechs will not pay. That is, there will be disagreements there too, because there is so much to pay, so much money. There will be nothing left for the citizens,” the Russian president’s press secretary emphasized.

    D. Peskov noted that “the Europeans are displaying a completely unbridled militaristic attitude and are declaring their intention to spend countless amounts of money on purchasing weapons” in order to further provoke a continuation of the war. “Of course, against the backdrop of such an emotional state, bordering on inadequacy, it is very difficult to predict anything on the European continent,” he stated.

    D. Peskov also confirmed that all provisions of the Russian Federation’s nuclear doctrine, including the responsibility of nuclear countries for “inciting” non-nuclear ones, are in effect.

    In this regard, Moscow calls on all interested parties to provide assistance in continuing direct Russian-Ukrainian negotiations, the Kremlin representative emphasized.

    In the fall of 2024, an updated nuclear doctrine of Russia was adopted in connection with the emergence of new military risks. The new version, in particular, expanded the list of states against which nuclear deterrence is carried out and supplemented the list of military threats. It contains a clause stating that aggression by a non-nuclear state with the support or participation of a country possessing nuclear weapons is considered a joint attack on the Russian Federation. At the same time, the basic principle of the use of nuclear weapons remains the same: it is an extreme and forced measure to protect Russia’s sovereignty.

    On July 14, D. Trump announced that Ukraine would receive weapons from the United States, and that European countries would fully pay for them. “We are talking about military equipment worth billions of dollars, which will be purchased from the United States, transferred to NATO and very quickly put on the battlefield. Ukraine will receive it,” he explained. In particular, the American president announced the delivery of 17 Patriot air and missile defense systems to Ukraine. –0–

    Please note: This information is raw content obtained directly from the source of the information. It is an accurate report of what the source claims and does not necessarily reflect the position of MIL-OSI or its clients.

    .

    MIL OSI Russia News –

    July 17, 2025

  • MIL-OSI Russia: Breaking: New ceasefire agreement between Syria’s interim government and Druze leaders reached in Syria’s As-Suwayda province

    Translation. Region: Russian Federal

    Source: People’s Republic of China in Russian – People’s Republic of China in Russian –

    An important disclaimer is at the bottom of this article.

    Source: People’s Republic of China – State Council News

    DAMASCUS, July 16 (Xinhua) — A new ceasefire agreement was reached between Syria’s interim government and Druze leaders in the southern province of As-Suwayda on Wednesday, aiming to end days of deadly clashes and return the province to full government control, the Syrian government said. -0-

    Please note: This information is raw content obtained directly from the source of the information. It is an accurate report of what the source claims and does not necessarily reflect the position of MIL-OSI or its clients.

    .

    MIL OSI Russia News –

    July 17, 2025

  • MIL-OSI USA: Ship Manager Pleads Guilty to Dumping Oily Waste into U.S. Waters Off Coast of New Orleans

    Source: US Justice – Antitrust Division

    Headline: Ship Manager Pleads Guilty to Dumping Oily Waste into U.S. Waters Off Coast of New Orleans

    Eagle Ship Management LLC (ESM), based in Stamford, Connecticut, pleaded guilty to violating the Act to Prevent Pollution from Ships (APPS) by deliberately polluting U.S. waters off the coast of New Orleans from the M/V Gannet Bulker, a foreign-flagged bulk carrier. If approved by the court, ESM would pay a criminal fine of $1,750,000 and serve a four-year term of probation that includes external audits by an independent technical expert.

    MIL OSI USA News –

    July 17, 2025

  • MIL-OSI Europe: ​EBA publishes Handbook on simulation exercises for resolution authorities

    Source: European Banking Authority

    ​The European Banking Authority (EBA) today published the latest chapter of its resolution Handbook on simulation exercises for resolution authorities. The Handbook provides, for the first time, a comprehensive framework of best practices, methodologies and processes to support resolution authorities in enhancing their preparedness and operational capabilities through structured simulation exercises. 

    ​Testing requirements are already imposed to institutions through the EBA Guidelines on resolvability testing, and simulations are becoming more prevalent in ensuring preparation among authorities, the EBA’s Handbook proposes a taxonomy for simulation exercises for resolution authorities to harmonise the use of main concepts within the financial stability framework. 

    ​In addition, the Handbook distinguishes between testing, simulations and dry runs and introduces six main types of simulation exercise: brainstorms, desktop exercises, walkthroughs, fire drills, decision-making exercises and operational simulations. This new chapter also presents the concept of end-to-end simulations, which combine multiple exercise types to replicate real-world resolution scenarios. 

    ​The Handbook describes in operational terms how to initiate, plan, prepare and deliver a simulation exercise. It provides practical guidance on defining objectives and scope, designing scenarios, allocating resources, managing delivery, and collecting feedback. The Handbook also includes templates and examples to support authorities in implementing effective and proportionate simulation exercises. 

    ​Legal basis and background 

    ​This initiative is part of the EBA’s broader mandate under Article 8(1)(ab) of Regulation (EU) No 1093/2010 to maintain an up-to-date Union resolution handbook. The Handbook draws on the experience of resolution authorities across the EU and aims to foster convergence, interoperability and cross-border cooperation. 

    ​Simulation exercises are a key tool for resolution authorities to test and refine their internal procedures, decision-making processes and coordination mechanisms as well as to train their staff. 

    ​The Handbook is available on the EBA’s website and is intended for use by all resolution authorities in the EU. It complements the EBA’s existing Guidalines on resolvability testing and supports the ongoing development of a robust and credible resolution framework. 

    MIL OSI Europe News –

    July 17, 2025

  • MIL-OSI Security: Miske Enterprise Member Sentenced to 30 Years in Federal Prison for Racketeering Conspiracy, Robbery, and Drug Trafficking

    Source: US FBI

    HONOLULU – Acting United States Attorney Ken Sorenson announced that Lance L. Bermudez, 34, of Honolulu, Hawaii was sentenced yesterday in federal court by U.S. District Chief Judge Derrick K. Watson to 360 months of imprisonment followed by five years of supervised release for conspiracy to distribute and possess with intent to distribute controlled substances, racketeering conspiracy, and Hobbs Act Robbery. Bermudez is the last defendant to be sentenced for his role in the Miske Enterprise.

    As part of his 2022 plea agreement, Bermudez admitted that he and other members of the Enterprise participated in a murder-for-hire conspiracy with codefendant Michael J. Miske and other Enterprise members. Miske put a murder contract out on an individual he believed was cooperating with law enforcement. Bermudez agreed to commit the murder for $60,000 and laid in wait outside of the victim’s home on multiple occasions, waiting for the right opportunity to kill the victim. The murder did not ultimately occur because Miske eventually rescinded the contract. Bermudez also admitted to taking part in multiple attempted murders where he shot victims from his vehicle. Further, Bermudez admitted to burning a van at Miske’s direction that Bermudez later discovered was utilized in the abduction and murder of 21-year-old Johnathan Fraser. Bermudez also admitted to committing several armed robberies of Honolulu area drug dealers and then selling the stolen drugs to others in the community.

    Bermudez was charged alongside twelve other defendants, all of whom pled guilty except for Michael J. Miske who proceeded to trial and was found guilty of racketeering conspiracy, murder, and 11 other felony charges on July 18, 2024.

    Seven other members and associates of the Miske Enterprise pled guilty to various offenses in related cases.

    “You terrorized this city and this county to a greater extent than anyone I can remember,” Judge Watson advised Bermudez during today’s sentencing before reciting the litany of racketeering acts for which the Court found Bermudez responsible.  Judge Watson called out the “brazenness” and “unprecedented” nature of Bermudez’s acts of violence, noting that he had never seen the same level of violence even collectively among multiple coconspirators that here was attributed solely to Bermudez.

    “For his grisly work in pummeling victims with his fists, Lance Bermudez was coined with the nickname, ‘The Hammah.’  Yesterday, Bermudez was at the business end of the federal justice hammer as U.S. District Chief Judge Derrick Watson sentenced him to a lengthy 30-year sentence for his violent role in promoting the nefarious and illicit activities of the Miske organization.  Bermudez’s sentence is the final one to be handed down against the members of the Miske Enterprise and is the capstone of our investigation into the violent and corrupt activities of Michael Miske and his henchmen,” said Acting U.S. Attorney Ken Sorenson.  “Our decade-long effort with our outstanding law enforcement partners has now resulted in the federal convictions of 20 Miske confederates who now can no longer victimize Hawaii’s citizens and communities.  While the work against the Miske Enterprise is done, the people of Hawaii can rest assured that the United States Attorney’s Office for the District of Hawaii and our dedicated and resolute law enforcement partners at the Honolulu Division of the FBI, Internal Revenue Service, and Homeland Security Investigations, among others, will continue to tirelessly hunt down and prosecute those who operate violent criminal enterprises in our state and endanger our citizens.”

    “Mr. Bermudez was a key member of the Miske Enterprise, actively participating in a longstanding pattern of violence and racketeering activity involving murder-for-hire, armed robbery, and drug trafficking,” said FBI Honolulu Special Agent in Charge David Porter.  “This sentencing reflects years of collaboration between FBI Honolulu and our law enforcement partners.  The FBI remains steadfast in its commitment to dismantle violent criminal enterprises, hold their members accountable, and pursue justice for victims.” 

    “Mr. Bermudez’s account of attempted murder-for-hire reminds us that even the worst crimes have a price,” said Adam Jobes, Special Agent in Charge of IRS Criminal Investigation’s Seattle Field Office. “IRS-CI follows the money to uproot organizations that profit from violence.”

    “Today’s sentencing marks a significant step towards justice for the victims and the community terrorized by the Miske Enterprise.  The severity of the crimes committed by Lance L. Bermudez underscores the necessity of our relentless collaborative efforts to dismantle such criminal organizations and ensure the safety and security of our citizens,” said Homeland Security Investigations Special Agent in Charge Lucy Cabral-DeArmas.  “We remain steadfast in our commitment to holding accountable those who engage in such egregious acts of violence and criminal conduct.”

    This prosecution was part of an Organized Crime Drug Enforcement Task Forces (OCDETF) investigation.  OCDETF identifies, disrupts, and dismantles the highest-level drug traffickers, money launderers, gangs, and transnational criminal organizations that threaten the United States by using a prosecutor-led, intelligence-driven, multi-agency approach that leverages the strengths of federal, state, and local law enforcement agencies against criminal networks.

    This case was investigated by the Federal Bureau of Investigation, the Internal Revenue Service Criminal Investigation, Homeland Security Investigations, the Criminal Investigation Division of the Environmental Protection Agency, and the Bureau of Alcohol, Tobacco, Firearms, and Explosives, with assistance from the Honolulu Police Department, the Drug Enforcement Administration, the Coast Guard Investigative Service, the United States Marshals Service Fugitive Task Force, the Cybercrime Lab of the Department of Justice Criminal Division Computer Crime and Intellectual Property Section, the Hawaii Criminal Justice Data Center, the Honolulu Fire Department, the Hawaii National Guard, 93rd Civil Support Team, the Office of Investigations–Office of the Inspector General for the Social Security Administration, and the Department of Justice Office of the Inspector General.

    Assistant U.S. Attorneys Mark Inciong, Michael Nammar, KeAupuni Akina, and Aislinn Affinito prosecuted the case.

    MIL Security OSI –

    July 17, 2025

  • MIL-OSI Security: Miske Enterprise Member Sentenced to 30 Years in Federal Prison for Racketeering Conspiracy, Robbery, and Drug Trafficking

    Source: US FBI

    HONOLULU – Acting United States Attorney Ken Sorenson announced that Lance L. Bermudez, 34, of Honolulu, Hawaii was sentenced yesterday in federal court by U.S. District Chief Judge Derrick K. Watson to 360 months of imprisonment followed by five years of supervised release for conspiracy to distribute and possess with intent to distribute controlled substances, racketeering conspiracy, and Hobbs Act Robbery. Bermudez is the last defendant to be sentenced for his role in the Miske Enterprise.

    As part of his 2022 plea agreement, Bermudez admitted that he and other members of the Enterprise participated in a murder-for-hire conspiracy with codefendant Michael J. Miske and other Enterprise members. Miske put a murder contract out on an individual he believed was cooperating with law enforcement. Bermudez agreed to commit the murder for $60,000 and laid in wait outside of the victim’s home on multiple occasions, waiting for the right opportunity to kill the victim. The murder did not ultimately occur because Miske eventually rescinded the contract. Bermudez also admitted to taking part in multiple attempted murders where he shot victims from his vehicle. Further, Bermudez admitted to burning a van at Miske’s direction that Bermudez later discovered was utilized in the abduction and murder of 21-year-old Johnathan Fraser. Bermudez also admitted to committing several armed robberies of Honolulu area drug dealers and then selling the stolen drugs to others in the community.

    Bermudez was charged alongside twelve other defendants, all of whom pled guilty except for Michael J. Miske who proceeded to trial and was found guilty of racketeering conspiracy, murder, and 11 other felony charges on July 18, 2024.

    Seven other members and associates of the Miske Enterprise pled guilty to various offenses in related cases.

    “You terrorized this city and this county to a greater extent than anyone I can remember,” Judge Watson advised Bermudez during today’s sentencing before reciting the litany of racketeering acts for which the Court found Bermudez responsible.  Judge Watson called out the “brazenness” and “unprecedented” nature of Bermudez’s acts of violence, noting that he had never seen the same level of violence even collectively among multiple coconspirators that here was attributed solely to Bermudez.

    “For his grisly work in pummeling victims with his fists, Lance Bermudez was coined with the nickname, ‘The Hammah.’  Yesterday, Bermudez was at the business end of the federal justice hammer as U.S. District Chief Judge Derrick Watson sentenced him to a lengthy 30-year sentence for his violent role in promoting the nefarious and illicit activities of the Miske organization.  Bermudez’s sentence is the final one to be handed down against the members of the Miske Enterprise and is the capstone of our investigation into the violent and corrupt activities of Michael Miske and his henchmen,” said Acting U.S. Attorney Ken Sorenson.  “Our decade-long effort with our outstanding law enforcement partners has now resulted in the federal convictions of 20 Miske confederates who now can no longer victimize Hawaii’s citizens and communities.  While the work against the Miske Enterprise is done, the people of Hawaii can rest assured that the United States Attorney’s Office for the District of Hawaii and our dedicated and resolute law enforcement partners at the Honolulu Division of the FBI, Internal Revenue Service, and Homeland Security Investigations, among others, will continue to tirelessly hunt down and prosecute those who operate violent criminal enterprises in our state and endanger our citizens.”

    “Mr. Bermudez was a key member of the Miske Enterprise, actively participating in a longstanding pattern of violence and racketeering activity involving murder-for-hire, armed robbery, and drug trafficking,” said FBI Honolulu Special Agent in Charge David Porter.  “This sentencing reflects years of collaboration between FBI Honolulu and our law enforcement partners.  The FBI remains steadfast in its commitment to dismantle violent criminal enterprises, hold their members accountable, and pursue justice for victims.” 

    “Mr. Bermudez’s account of attempted murder-for-hire reminds us that even the worst crimes have a price,” said Adam Jobes, Special Agent in Charge of IRS Criminal Investigation’s Seattle Field Office. “IRS-CI follows the money to uproot organizations that profit from violence.”

    “Today’s sentencing marks a significant step towards justice for the victims and the community terrorized by the Miske Enterprise.  The severity of the crimes committed by Lance L. Bermudez underscores the necessity of our relentless collaborative efforts to dismantle such criminal organizations and ensure the safety and security of our citizens,” said Homeland Security Investigations Special Agent in Charge Lucy Cabral-DeArmas.  “We remain steadfast in our commitment to holding accountable those who engage in such egregious acts of violence and criminal conduct.”

    This prosecution was part of an Organized Crime Drug Enforcement Task Forces (OCDETF) investigation.  OCDETF identifies, disrupts, and dismantles the highest-level drug traffickers, money launderers, gangs, and transnational criminal organizations that threaten the United States by using a prosecutor-led, intelligence-driven, multi-agency approach that leverages the strengths of federal, state, and local law enforcement agencies against criminal networks.

    This case was investigated by the Federal Bureau of Investigation, the Internal Revenue Service Criminal Investigation, Homeland Security Investigations, the Criminal Investigation Division of the Environmental Protection Agency, and the Bureau of Alcohol, Tobacco, Firearms, and Explosives, with assistance from the Honolulu Police Department, the Drug Enforcement Administration, the Coast Guard Investigative Service, the United States Marshals Service Fugitive Task Force, the Cybercrime Lab of the Department of Justice Criminal Division Computer Crime and Intellectual Property Section, the Hawaii Criminal Justice Data Center, the Honolulu Fire Department, the Hawaii National Guard, 93rd Civil Support Team, the Office of Investigations–Office of the Inspector General for the Social Security Administration, and the Department of Justice Office of the Inspector General.

    Assistant U.S. Attorneys Mark Inciong, Michael Nammar, KeAupuni Akina, and Aislinn Affinito prosecuted the case.

    MIL Security OSI –

    July 17, 2025

  • MIL-OSI: Stifel Ranks No. 1 in J.D. Power Study for Third Straight Year

    Source: GlobeNewswire (MIL-OSI)

    ST. LOUIS, July 16, 2025 (GLOBE NEWSWIRE) — Stifel Financial Corp. (NYSE: SF) today announced that its Stifel, Nicolaus & Company, Incorporated broker-dealer subsidiary ranked No. 1 in employee advisor satisfaction among wealth management firms in the J.D. Power 2025 U.S. Financial Advisor Satisfaction StudySM.

    This marks the third straight year that Stifel has earned the top ranking, which is calculated based on responses submitted by Stifel advisors. Stifel’s overall score was 819 out of 1,000 – 214 points higher than the employee segment average and up 52 points from last year.

    In addition to finishing No. 1 overall, Stifel ranked first in five individual categories: compensation, leadership and culture, operational support, products and marketing, and technology.

    “I am thrilled that J.D. Power has named Stifel the No. 1 wealth management firm for employee advisor satisfaction for the third consecutive year,” said Ron Kruszewski, Chairman and CEO of Stifel. “This recognition means even more because it comes directly from our advisors. Ranking No. 1 in overall satisfaction – and in five of six categories – is a powerful testament to the culture we’ve built at Stifel. But we don’t view this as a victory lap – we view it as a challenge. A challenge to keep raising the bar, to keep listening, and to continuously improve.”

    “This is a tremendous honor for the firm, our advisors, and the colleagues who support them,” said Jim Zemlyak, President of Stifel and Head of Global Wealth Management. “Our unique culture is built around respect for our advisors, and we continually invest in their success by providing them the resources and support needed to deliver exceptional service to their clients.”

    Stifel is home to approximately 2,340 advisors with approximately $517 billion in client assets as of June 30, 2025.

    Stifel Company Information
    Stifel Financial Corp. (NYSE: SF) is a financial services holding company headquartered in St. Louis, Missouri, that conducts its banking, securities, and financial services business through several wholly owned subsidiaries. Stifel’s broker-dealer clients are served in the United States through Stifel, Nicolaus & Company, Incorporated, including its Eaton Partners business division; Keefe, Bruyette & Woods, Inc.; Miller Buckfire & Co., LLC; and Stifel Independent Advisors, LLC; and in the United Kingdom and Europe through Stifel Nicolaus Europe Limited. The Company’s broker-dealer affiliates provide securities brokerage, investment banking, trading, investment advisory, and related financial services to individual investors, professional money managers, businesses, and municipalities. Stifel Bank and Stifel Bank & Trust offer a full range of consumer and commercial lending solutions. Stifel Trust Company, N.A. and Stifel Trust Company Delaware, N.A. offer trust and related services. To learn more about Stifel, please visit the Company’s website at www.stifel.com. For global disclosures, please visit www.stifel.com/investor-relations/press-releases.

    For further information,
    contact Brian Spellecy
    (314) 342-2000        

    The MIL Network –

    July 17, 2025

  • MIL-OSI: TAB Bank Welcomes Traci Crabtree as Vice President, Business Development

    Source: GlobeNewswire (MIL-OSI)

    OGDEN, Utah, July 16, 2025 (GLOBE NEWSWIRE) — TAB Bank announces the appointment of Traci Crabtree as Vice President, Business Development, expanding the bank’s presence in Southern California. Crabtree brings more than 20 years of experience in corporate finance and leadership in middle-market direct lending.

    Crabtree has been with TAB Bank since 2018 and was recently promoted from Director of Corporate Credit, Underwriting.

    Throughout her career, Crabtree has built deep expertise in asset-based, cash flow and real estate lending, with a specialized focus on the healthcare industry. She has led numerous system integration projects, developed robust financial modeling tools across a wide range of borrower industries and implemented real-time, paperless borrower reporting solutions to improve efficiency and transparency.

    “Traci’s wide-ranging experience and customer-first mindset make her a tremendous asset to TAB Bank,” said Curtis Sutherland, Senior Vice President and Head of Sales at TAB Bank. “Her background in complex credit structures, paired with her ability to balance risk management with relationship-building, will help us build value for our clients. Traci embodies our mission to unlock dreams with bold financial solutions that lift and empower, especially as we grow our presence in Southern California.”

    Crabtree’s career progression has given her a comprehensive understanding of all facets of transaction structuring and portfolio management. Before joining TAB Bank, Crabtree held senior roles at several regional and national financial institutions, including Vice President, Team Leader at Pacific Premier Bank; Vice President, Senior Portfolio Manager at Siemens Financial Services; and National Audit Director at DVI Business Credit.   She began her asset-based lending career working for several years at FINOVA Capital.

    About TAB Bank
    At TAB Bank, our mission is to unlock dreams with bold financial solutions that empower individuals and businesses nationwide. We are committed to building value in all we do through our innovative banking products.   Our dedication drives us to continuously improve, ensuring that we meet the evolving needs of our clients with excellence and agility. For over 25 years, we have remained steadfast in offering tailored, technology-enabled solutions designed to simplify and enhance the banking experience. 

    For more information about how we can help you achieve your financial dreams, visit www.TABBank.com.

    Contact Information:
    Trevor Morris
    Director of Marketing
    801-710-6318
    trevor.morris@tabbank.com

    A photo accompanying this announcement is available at https://www.globenewswire.com/NewsRoom/AttachmentNg/cca4804d-11ec-4bce-83e9-d1d928dfe61e

    The MIL Network –

    July 17, 2025

  • MIL-OSI: AdvicePay Unveils its Summer 2025 Product Showcase with 20 New Features, Updates, and Integrations to Help Advisors Serve Clients and Grow Their Businesses

    Source: GlobeNewswire (MIL-OSI)

    Bozeman, Mont., July 16, 2025 (GLOBE NEWSWIRE) — AdvicePay, the industry-leading platform for managing billing, payments, and compliance of fee-for-service financial planning, today released its Summer 2025 Product Showcase, which highlights its newest features and updates, providing enhanced automation, accelerated payments, stronger data security, and improved firm-level controls.

    With its Summer 2025 Product Showcase, AdvicePay is building on the success of its previous product release—the AdvicePay 2025 Winter Showcase—which is a finalist for a 2025 WealthManagement.com Industry Award, known as the “Wealthies,” in the digital marketing campaign category.

    A highlight of the 2025 Summer Product Showcase is AdvicePay’s integration with Zapier, which allows advisors to automate tasks across thousands of tools, including CRMs, project management tools, marketing platforms, and more. The Zapier integration also reflects AdvicePay’s broader customer commitment, having ranked as one of the platform’s most requested features.

    The Showcase also features special discounted pricing for new customers signing up for both AdvicePay and AdvisorBOB, a leading advisor compensation software company. In May, AdvicePay announced its acquisition of AdvisorBOB, marking a strategic step forward in its ability to support the full advisory firm revenue lifecycle, from billing clients to paying advisors.

    “We’re excited to provide our customers with an array of new features and updates that allow them to do their jobs faster and more efficiently,” said AdvicePay President Kelsey Lewis. “Our focus is always on helping advisory firms better serve their clients, and everything in this Showcase demonstrates our commitment to investing in innovative tools to streamline firm operations and drive advisor success.”

    The Showcase includes a total of 20 new updates and features. From improved navigation and cleaner displays to faster access to cash flow and stronger security, the updated menu of services provides advisors with more powerful tools to serve their clients and grow their businesses.

    About AdvicePay
    Established by well-known financial advisors Michael Kitces and Alan Moore, AdvicePay is the industry-leading platform for overseeing the compliance, delivery, and payment processing of fee-for-service financial planning. Financial services firms and their advisors benefit from efficient workflows designed exclusively to support their fee-for-service financial planning revenue, including up-to-date compliance and data security management, all in one unified platform.

    The MIL Network –

    July 17, 2025

  • MIL-OSI: Central 1 Announces Departure of Chief Financial Officer

    Source: GlobeNewswire (MIL-OSI)

    VANCOUVER, British Columbia, July 16, 2025 (GLOBE NEWSWIRE) — Central 1 Credit Union (Central 1) announced today that Emma Hider, Chief Financial Officer (CFO), will be leaving Central 1 in the fourth quarter of 2025.

    “After much consideration, Emma has made the decision to leave Central 1, and will remain in the role to support the transition,” said Sheila Vokey, Central 1 President & CEO. “In her time with Central 1, Emma has been a strong leader enhancing our financial and management reporting, and providing reliable financial counsel and support on several major initiatives. On behalf of Central 1, we are deeply grateful for Emma’s contributions.”

    Central 1 will immediately begin a search for a new Chief Financial Officer, while Ms. Hider continues to provide support in the role.

    About Central 1
    Central 1 cooperatively empowers credit unions and other financial institutions who deliver banking choice to Canadians. With assets of $10.8 billion as of March 31, 2025, Central 1 provides services at scale to enable a thriving credit union system. We do this by collaborating with our clients, developing strategies, products, and services to support the financial well-being of their more than 5 million diverse customers in communities across Canada. For more information, visit www.central1.com. 

    Caution Regarding Forward Looking Statements

    This press release and announcement contain historical and forward-looking statements. All statements other than statements of historical fact are or may be based on assumptions, uncertainties, and management’s best estimates of future events. Central 1 has based the forward-looking statements on current plans, information, data, estimates, expectations, and projections about, among other things, results of operations, financial condition, prospects, strategies and future events, and therefore undue reliance should not be placed on them. These include, without limitation, statements relating to our financial and non-financial performance objectives, vision and strategic goals and priorities, including focus on capital and cost management, the economic, market and regulatory review and outlook for the Canadian economy and the provincial economies in which our member credit unions operate , the impacts of external events such as international conflicts, protests, natural disasters or pandemics, as well as statements that contain the words “may,” “will,” “intends” and “anticipates” and other similar words and expressions.

    Forward-looking statements are based on the opinions and estimates of management at the date the statements are made. Actual results may differ materially from those currently anticipated. Securityholders are cautioned that such forward-looking statements involve risks and uncertainties. Certain important assumptions by Central 1 in making forward-looking statements include, but are not limited to, competitive conditions, economic conditions and regulatory considerations. Important risk factors that could cause actual results and the timing of such results to differ materially from those expressed or implied by such forward-looking statements include economic risks, regulatory risks (including legislative and regulatory developments), risks and uncertainty from the impact of rising or falling interest rates, international conflicts, natural disasters or pandemics, geopolitical uncertainty, information technology and cyber risks, environmental and social risk (including climate change), digital disruption and innovation, reputation risk, competitive risk, privacy, data and third-party related risks, risks related to business and operations, risks relating to the transition of clients to alternative digital banking providers, and other risks detailed from time to time in Central 1’s periodic reports filed with securities regulators. Central 1 is subject to risks associated with evolving U.S. trade and tariff policies, inflationary pressures, interest rate volatility, and potential regulatory changes under the current U.S. administration. Shifts in tariff structures or global trade conditions may adversely affect our cost structure and overall operating environment. Given these risks, the reader is cautioned not to place undue reliance on forward looking statements. Central 1 undertakes no obligation to update or revise any forward-looking statements, whether as a result of new information, future events or otherwise, except as required by applicable laws.

    Contacts

    Media:
    Amanda LeNeve
    AVP, Communications & Marketing
    Central 1 Credit Union
    E communications@central1.com

    Investors:
    Brent Clode
    Chief Investment Officer
    Central 1 Credit Union
    T 905.282.8588 or 1.800.661.6813 ext. 8588
    E bclode@central1.com

    The MIL Network –

    July 17, 2025

  • MIL-OSI: Siili Solutions Plc: Share Repurchase 16.7.2025

    Source: GlobeNewswire (MIL-OSI)

    Siili Solutions Plc       Announcement  16.7.2025
         
         
    Siili Solutions Plc: Share Repurchase 16.7.2025  
         
    In the Helsinki Stock Exchange    
         
    Trade date           16.7.2025  
    Bourse trade         Buy  
    Share                  SIILI  
    Amount             900 Shares
    Average price/ share    6,6811 EUR
    Total cost            6 012,99 EUR
         
         
    Siili Solutions Plc now holds a total of 30 978 shares
    including the shares repurchased on 16.7.2025  
         
    The share buybacks are executed in compliance with Regulation 
    No. 596/2014 of the European Parliament and Council (MAR) Article 5
    and the Commission Delegated Regulation (EU) 2016/1052.
         
    On behalf of Siili Solutions Plc    
         
    Nordea Bank Oyj    
         
    Sami Huttunen Ilari Isomäki  
         
    Further information:    
    CFO Aleksi Kankainen    
    Email: aleksi.kankainen@siili.com    
    Tel. +358 50 584 2029    
         
    www.siili.com    
         
         
         
         
         

    Attachment

    • SIILI 16.7.2025 Trades

    The MIL Network –

    July 17, 2025

  • MIL-OSI: Siili Solutions Plc: Share Repurchase 16.7.2025

    Source: GlobeNewswire (MIL-OSI)

    Siili Solutions Plc       Announcement  16.7.2025
         
         
    Siili Solutions Plc: Share Repurchase 16.7.2025  
         
    In the Helsinki Stock Exchange    
         
    Trade date           16.7.2025  
    Bourse trade         Buy  
    Share                  SIILI  
    Amount             900 Shares
    Average price/ share    6,6811 EUR
    Total cost            6 012,99 EUR
         
         
    Siili Solutions Plc now holds a total of 30 978 shares
    including the shares repurchased on 16.7.2025  
         
    The share buybacks are executed in compliance with Regulation 
    No. 596/2014 of the European Parliament and Council (MAR) Article 5
    and the Commission Delegated Regulation (EU) 2016/1052.
         
    On behalf of Siili Solutions Plc    
         
    Nordea Bank Oyj    
         
    Sami Huttunen Ilari Isomäki  
         
    Further information:    
    CFO Aleksi Kankainen    
    Email: aleksi.kankainen@siili.com    
    Tel. +358 50 584 2029    
         
    www.siili.com    
         
         
         
         
         

    Attachment

    • SIILI 16.7.2025 Trades

    The MIL Network –

    July 17, 2025
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