NewzIntel.com

Category: Economy

  • MIL-OSI USA: Gov. Pillen Attends White House ‘Invest in America’ Event

    Source: US State of Nebraska

    . Pillen Attends White House ‘Invest in America’ Event

    WASHINGTON, D.C. – Today, Governor Jim Pillen released the following statement celebrating the strength of Nebraska’s business community after attending President Donald Trump’s ‘Invest in America’ event at the White House.

    “Bragging about Nebraska is the best part of my job, and I’m proud to highlight our hard-working agriculture, construction and manufacturing industries, as well as our dynamic small business owners and growing tech ecosystem. People around the country, and around the world, know that Nebraska is a special place for businesses to invest, build and grow because of our people.

    President Trump’s vision for fixing trade and championing an ‘Invest in America’ policy is critical to our economy and our national security.”

    During this afternoon’s event President Trump welcomed top executives from multiple companies pledging significant new U.S.-based investments.

    MIL OSI USA News –

  • MIL-OSI: WTW acquires U.S. West Coast trade credit insurance company, CFS International

    Source: GlobeNewswire (MIL-OSI)

    NEW YORK, May 01, 2025 (GLOBE NEWSWIRE) — WTW (NASDAQ: WTW), a leading global advisory, broking and solutions company, today announced the acquisition of CFS International Inc. (CFS) into Willis, a WTW business. This targeted acquisition represents continued investment in the growing trade credit business, while concurrently expanding geographic coverage and presence on the U.S. West Coast.   

    Founded in 1990, CFS has specialized in delivering trade credit insurance solutions to global firms. Recognizing the growing need for effective credit risk management in an increasingly complex and competitive environment, CFS built its reputation on helping clients compete globally through tailored trade credit and trade finance programs.  

    Scott Burnett, Head of Corporate Mergers & Acquisitions for WTW’s Risk & Broking business, said, “The acquisition of CFS is our second in as many months. The first, Global Commercial Credit, expanded our trade credit footprint in the Midwest, while CFS enhances our coverage and service for clients and prospects on the West Coast. CFS aligns with our focus on specialized industries, expanding our resources and services nationwide. This deal strengthens our position as a leading trade credit provider and demonstrates WTW’s strategic investments to optimize our global portfolio and pursue high-growth broking businesses.”  

    Ralph Clumeck, President of CFS, commented, “After more than thirty incredible years in the trade credit insurance industry, I am proud to announce that our firm has been acquired by WTW, one of the world’s leading advisory, broking and solutions companies. This world-class organization is a perfect strategic fit for our clients as the transition will provide them with broader access to the markets, a wider range of products and solutions, and the strength of one of the industry’s most respected names. As I step away from the business, I do so with confidence and gratitude, knowing that our clients are in excellent hands. Bridget Clumeck is excited to lead this next chapter, and she will continue to provide the exceptional service and support our clients have come to expect.”  

    Todd Lynady, Regional Head of Willis Financial Solutions added, “Bringing CFS into WTW further demonstrates our commitment to building the leading trade credit platform in North America. We are excited to welcome their clients and colleagues, and we look forward to continuing to invest in regional talent and resources to better serve our clients throughout the U.S. and Canada.”    

    About WTW

    At WTW (NASDAQ: WTW), we provide data-driven, insight-led solutions in the areas of people, risk, and capital. Leveraging the global view and local expertise of our colleagues serving 140 countries and markets, we help organizations sharpen their strategy, enhance organizational resilience, motivate their workforce, and maximize performance.

    Working shoulder to shoulder with our clients, we uncover opportunities for sustainable success—and provide perspective that moves you.
    Learn more at wtwco.com.

    Media Contact

    Douglas Menelly; Douglas.Menelly@wtwco.com | +1 (516) 972-0380

    Arnelle Sullivan; Arnelle.Sullivan@wtwco.com | +1 (718) 208-0474

    The MIL Network –

  • MIL-OSI Economics: Release wave brings hundreds of updates to Microsoft Dynamics 365 and Power Platform

    Source: Microsoft

    Headline: Release wave brings hundreds of updates to Microsoft Dynamics 365 and Power Platform

    The next wave of innovation for Microsoft Dynamics 365 and Microsoft Power Platform starts today. This morning, at the Microsoft Business Applications Launch Event, we are officially launching the 2025 release wave 1, a six-month rollout of new and enhanced capabilities that will be rolled out between April 2025 and September 2025.

    This release wave comes at an exciting moment, in a year marked by rapid advancements in AI. Microsoft Copilot and agents are at the heart of this release wave, promising to transform how we all work and to help elevate organizations into AI-first companies. New Copilot and agent capabilities showcased at today’s event will help you to improve business processes, enhance customer engagement, and empower your workforce to automate tasks.

    Watch the Microsoft Business Applications Launch Event to hear directly from product teams as they share demos and real customer stories that showcase the newest features in action. Companies like Eneco, Intralox, Apollo Travel, Murdoch’s Ranch & Home Supply, Pro Refrigeration Incorporated, and State Farm are leveraging these features to drive transformation.

    Explore the Microsoft Business Applications Launch Event

    Create your own autonomous agents with Microsoft Copilot Studio

    In this release wave, Copilot and agents take center stage with even more functionalities to help organizations transform their operations and deliver exceptional customer experiences. At the event, we are showcasing custom agents that can autonomously conduct a range of processes across sales, service, finance and supply chain functions.

    Explore agents pre-built for you in Microsoft Copilot Studio

    Read the blog

    Microsoft Copilot Studio serves as the foundation for agents, making it easy to customize and build your own customer and internal facing agents using your data and workflows. In addition, upcoming pre-built agents for Dynamics 365 are ready to customize and launch, accelerating your time to value. Stay tuned for blog updates and deep dives about Copilot and agent capabilities during this release wave.     

    Transform customer experiences with AI agents

    AI is transforming every aspect of customer experience, from rethinking user experience and business processes to the way apps are built and maintained. The 2025 release wave 1 features Dynamics 365 customer experience apps designed to help you deliver connected and personalized experiences for customers.  

    Microsoft Dynamics 365 Sales brings the power of AI to help sellers meet their targets while boosting seller productivity. Copilot and agents enhance performance and simplify tasks to help grow your pipeline, sharpen strategies, and accelerate deals. A re-imagined user experience ensures sellers never miss the best move to close a deal. And automated research, ongoing follow-ups, and prioritized tasks provide continuous guidance—allowing you to focus on the right actions to drive success and grow your business. 

    Dynamics 365 Sales introduces new Copilot and agent capabilities to research and prioritize inbound leads, initiate sales conversations, and develop personalized sales engagements. These features help your teams to simplify tasks to help grow your pipeline, sharpen strategies, and accelerate deals.

    During the launch event, we showcase how Intralox, an industry leader in complex conveyance solutions, is leveraging the sales qualification agent in Dynamics 365 Sales to help qualify leads, build stronger relationships with customers, and close deals faster.

    New functionalities for Microsoft Dynamics 365 Customer Service and Microsoft Dynamics 365 Contact Center include Microsoft Teams phone integration, which helps to reduce telephony complexity, proactive conversational journeys, and three agents that work in concert to create an autonomous contact center. These agents automate intent determination, manage the case lifecycle from creation to closure, and convert cases and related conversations into knowledge articles to support your contact center operations.

    Learn how Apollo Travel, a subsidiary of European travel leader Dertour Group, is using Dynamics 365, Microsoft Power Platform, Microsoft Copilot, and agents to automate a range of processes—from generating hotel descriptions to developing chatbots for case summarization. In addition, using Dynamics 365 Contact Center with Dynamics 365 Customer Insights, Apollo Travel can now leverage custom-built agents to proactively reach out to customers with personalized recommendations, adding value to the customer’s travels and opportunities for upselling additional services. This experience is enabled through new proactive engagement activities such as SMS or phone calls, helping to create personalized journeys in real-time.

    Explore the release plans for:

    Optimize workflows with autonomous ERP

    Today’s launch also showcases innovation across ERP solutions that is leading organizations into a new era of autonomous operations—where humans and agents work together to drive increased efficiency across business processes.

    To support autonomous financial operations, Dynamics 365 Finance introduces the Account Reconciliation Agent, along with a new financial task workspace to help teams manage and track recurring processes like period close with greater structure and visibility.

    In Dynamics 365 Project Operations, new capabilities will simplify time, expense, and approvals; accelerate scenario planning with what-if analysis; and improve planning accuracy with customizable task details. Dynamics 365 Human Resources will add AI-powered candidate assessment to help hiring teams identify top applicants faster by comparing resumes to job requirements, and a new onboarding agent that guides new hires through personalized onboarding journeys directly within Microsoft Teams.​

    In Dynamics 365 Commerce and Dynamics 365 Supply Chain Management, we’re delivering new tools to enhance pricing strategy and procurement efficiency. Unified pricing management enables organizations to centralize omnichannel pricing across segmentation, channel-specific rules, and price trees. At the launch event, we showcase how Murdoch’s Ranch & Home Supply is using the new Supplier Communications Agent in Dynamics 365 Supply Chain Management to reduce manual vendor follow-ups and improve purchase order accuracy.​

    We also feature how Pro Refrigeration Incorporated is using the Sales Order Agent in Dynamics 365 Business Central to process customer orders faster and improve responsiveness. Business Central also adds the integration with Dynamics 365 Field Service, new Copilot summarization capabilities and Scope 3 emissions tracking to help organizations meet sustainability goals.

    Updates include Copilot-first experiences in Dynamics 365 Finance to streamline complex tax and compliance management and automate account and bank reconciliations using intelligent agents. Dynamics 365 Supply Chain Management introduces integrated AI, analytics, and automation features to improve operational efficiency, enhanced supplier communication, demand planning accuracy, and intelligent manufacturing features that align production data to real-world processes.

    Microsoft Dynamics 365 Business Central also adds the integration of Field Service with service management, as well as the ability to enhance purchase order line matching with Copilot.  

    Explore the release plans for:

    Redefine development: AI-first innovation in Microsoft Power Platform

    Microsoft Power Platform continues to empower everyone to build their own AI-powered solutions through low-code or no-code tools with new features. Microsoft Power Apps is changing how software solutions are built with plan designer, enabling makers to build an end-to-end solution plan from simply describing their business problems, generating business requirements, data tables, and suggested solution architecture. 

    Microsoft Copilot Studio brings together the best AI innovations into a single low-code agent platform so that you can build amazing things. New capabilities like Agent Flows and Deep Reasoning expand the frontier of agents you can build, while new text and generative AI tools give you the ability to direct agents in specialized ways. The general availability of triggers and generative orchestration enables new categories of autonomous agents to transform business processes. We also are introducing more tools to optimize your agents including new diagnostics, testing, and performance analytics.

    Explore the release plans for:

    Watch the virtual Microsoft Business Applications Launch Event

    Watch the Microsoft Business Applications Launch Event to discover the latest in Dynamics 365 and Microsoft Power Platform. You’ll get access to in-depth demos of new autonomous agents and other capabilities designed to optimize your workflows and streamline operations.

    Don’t forget to review the detailed release plans for Dynamics 365 and Microsoft Power Platform. Stay updated on the latest features and upcoming enhancements, and create your personalized release plan using the release planner to ensure you’re equipped with the knowledge needed to maximize on this new release wave.

    We look forward to seeing how capabilities in this release wave enhance your business processes and bring new levels of efficiency and customer success.  

    MIL OSI Economics –

  • MIL-OSI: Security Federal Corporation Announces Increase in First Quarter Earnings

    Source: GlobeNewswire (MIL-OSI)

    AIKEN, S.C., May 01, 2025 (GLOBE NEWSWIRE) — Security Federal Corporation (the “Company”) (OTCBB: SFDL), the holding company for Security Federal Bank (the “Bank”), today announced earnings and financial results for the quarter ended March 31, 2025.

    The Company reported net income available to common shareholders of $2.6 million, or $0.81 per common share, for the quarter ended March 31, 2025, compared to $1.8 million, or $0.54 per common share, for the first quarter of 2024. The increase in net income available to common shareholders was primarily due to increases in net interest income and non-interest income, as well as a decrease in the provision for credit losses, which were partially offset by an increase in non-interest expense, provision for income taxes and the payment of preferred stock dividends during the first quarter of 2025.

    First Quarter Financial Highlights

    • Net interest income increased $1.2 million, or 12.5%, to $11.2 million as interest income increased and interest expense decreased.
    • Total interest income increased $514,000, or 2.7%, to $19.2 million while total interest expense decreased $733,000, or 8.4%, to $8.0 million during the first quarter of 2025 compared to the same quarter in 2024. The increase in interest income was the result of a $1.6 million increase in interest income from loans, which was partially offset by a decrease in interest income from investments and other interest-earning assets. Interest expense decreased during the first quarter of 2025 due to lower market interest rates and the payoff of outstanding borrowings with the Federal Reserve, which resulted in a lower balance of average interest-bearing liabilities compared to the first quarter of 2024.
    • Non-interest income increased $122,000, or 5.3%, to $2.4 million during the first quarter of 2025 compared to the same quarter in the prior year primarily due to a $60,000 increase in rental income and $62,000 gain on sale of land held for sale. During the first quarter of 2025, we purchased a multi-tenant property resulting in an increase to rental income. The property is intended to be the future site of a full-service branch.
    • Non-interest expense increased $205,000, or 2.1%, to $9.8 million during the quarter ended March 31, 2025, compared to the same quarter in the prior year primarily due to a $256,000 increase in salaries and expenses for employee benefits, which was partially offset by a decrease in expenses for advertising and depreciation and maintenance of equipment.
      Quarter Ended
    (Dollars in Thousands, except for Earnings per Share) 3/31/2025   3/31/2024
    Total interest income $ 19,233     $ 18,719  
    Total interest expense   8,004       8,737  
    Net interest income   11,229       9,982  
    Provision for credit losses   –       335  
    Net interest income after provision for credit losses   11,229       9,647  
    Non-interest income   2,443       2,321  
    Non-interest expense   9,840       9,635  
    Income before income taxes   3,832       2,333  
    Provision for income taxes   826       580  
    Net income   3,006       1,753  
    Preferred stock dividends   415       –  
    Net income available to common shareholders $ 2,591     $ 1,753  
    Earnings per common share (basic) $ 0.81     $ 0.54  
                   

    Credit Quality

    • The Bank recorded no provision for credit losses during the first quarter of 2025 compared to $300,000 in provision for credit losses on loans and $35,000 in provision for credit losses on unfunded commitments, resulting in a total provision for credit losses of $335,000 for the first quarter of 2024.
    • Non-performing assets were $7.3 million, or 0.46% of total assets, at March 31, 2025, compared to $7.6 million, or 0.47% of total assets, at December 31, 2024.
    • The allowance for credit losses as a percentage of gross loans was 1.99% at March 31, 2025, compared to 1.98% at December 31, 2024.
               
    At Period End (dollars in thousands): 3/31/2025
    		   12/31/2024
    		   3/31/2024
    Non-performing assets $ 7,264     $ 7,636     $ 6,635  
    Non-performing assets to total assets   0.46%       0.47%       0.44%  
    Allowance for credit losses $ 14,005     $ 13,894     $ 12,842  
    Allowance for credit losses to gross loans   1.99%       1.98%       1.95%  
                           

    Balance Sheet Highlights and Capital Management

    • Total assets were $1.6 billion at March 31, 2025, a year-over-year increase of $65.8 million, or 4.3%, and a $27.7 million, or 1.7% decrease from the prior quarter.
    • Cash and cash equivalents decreased $45.2 million during the first quarter of 2025 to $133.1 million at March 31, 2025 primarily because of the repayment of borrowings with the Federal Reserve.
    • Total loans receivable, net was $689.1 million at March 31, 2025, an increase of $2.0 million, or 0.3%, since December 31, 2024.
    • Investment securities increased $13.7 million, or 2.1%, during the quarter to $674.6 million at March 31, 2025, purchases of investment securities exceeded maturities and principal paydowns.
    • Deposits increased $21.5 million, or 1.6%, during the first quarter to $1.3 billion at March 31, 2025.
    • Borrowings decreased $53.6 million, or 57.6%, during the quarter to $39.4 million at March 31, 2025, primarily due to the repayment of borrowings with the Federal Reserve Bank.
    • Common equity book value per share increased to $32.57 at March 31, 2025, from $31.21 at December 31, 2024.
               
    Dollars in thousands (except per share amounts) 3/31/2025   12/31/2024
    		   3/31/2024
    Total assets $ 1,584,027     $ 1,611,773     $ 1,518,214  
    Cash and cash equivalents   133,080       178,277       92,775  
    Total loans receivable, net   689,111       687,149       646,007  
    Investment securities   674,569       660,823       691,554  
    Deposits   1,345,548       1,324,033       1,205,879  
    Borrowings   39,391       92,964       125,383  
    Total shareholders’ equity   186,738       182,389       174,569  
    Common shareholders’ equity   103,789       99,440       91,620  
    Common equity book value per share $ 32.57     $ 31.21     $ 28.41  
    Total risk based capital to risk weighted assets (1)   20.16%       19.96%       19.27%  
    CET1 capital to risk weighted assets (1)   18.90%       18.71%       18.01%  
    Tier 1 leverage capital ratio (1)   10.58%       9.88%       9.91%  
    (1) – Ratio is calculated using Bank only information and not consolidated information
         

    Security Federal has 19 full-service branches located in Aiken, Ballentine, Clearwater, Columbia, Graniteville, Langley, Lexington, North Augusta, Ridge Spring, Wagener and West Columbia, South Carolina and Augusta and Evans, Georgia. A full range of financial services, including trust and investments, are provided by the Bank and insurance services are provided by the Bank’s wholly owned subsidiary, Security Federal Insurance, Inc.  

    Forward-looking statements:

    Certain matters discussed in this press release may contain forward-looking statements within the meaning of the Private Securities Litigation Reform Act of 1995. These forward-looking statements relate to, among other things, expectations of the business environment in which the Company operates, projections of future performance, perceived opportunities in the market, potential future credit experience, and statements regarding the Company’s mission and vision. These forward-looking statements are based upon current management expectations and may, therefore, involve risks and uncertainties. The Company’s actual results, performance, or achievements may differ materially from those suggested, expressed, or implied by forward-looking statements as a result of a wide variety or range of factors including, but not limited to: potential adverse impacts to economic conditions in our local market area or other aspects of the Company’s business, operations or financial markets, including, without limitation, as a result of employment levels, labor shortages and the effects of inflation, a potential recession or slowed economic growth; economic conditions in the Company’s primary market area; demand for residential, commercial business and commercial real estate, consumer, and other types of loans; success of new products; competitive conditions between banks and non-bank financial service providers; changes in the Community Development Capital Initiative (CDCI) Program; changes in management’s business strategies, including expectations regarding key growth initiatives and strategic priorities; legislative or regulatory changes that adversely affect the Company’s business, including the interpretation of regulatory capital or other rules; the ability to attract and retain deposits; the availability of resources to address changes in laws, rules, or regulations or to respond to regulatory actions; adverse changes in the securities markets; changes in accounting policies and practices, as may be adopted by the financial institution regulatory agencies or the Financial Accounting Standards Board, including additional guidance and interpretation on accounting issues and details of the implementation of new accounting methods; technology factors affecting operations, including disruptions, security breaches, or other adverse events, failures or interruptions in, or attacks on, our information technology systems or on the third-party vendors who perform critical processing functions for us; pricing of products and services; environmental, social and governance goals and targets; the effects of climate change, severe weather events, natural disasters, pandemics, epidemics and other public health crises, acts of war or terrorism, and other external events on our business; and other risks detailed in the Company’s reports filed with the Securities and Exchange Commission, including its Annual Report on Form 10-K for the fiscal year ended December 31, 2024. These factors should be considered in evaluating forward-looking statements, and undue reliance should not be placed on such statements. The Company does not undertake any responsibility to update or revise any forward-looking statement.

    The MIL Network –

  • MIL-OSI: BexBack Launches Game-Changing 100x Leverage, No KYC, and $100 Trading Bonus for New Traders

    Source: GlobeNewswire (MIL-OSI)

    SINGAPORE, May 01, 2025 (GLOBE NEWSWIRE) — As the cryptocurrency market experiences increased volatility, BexBack, a leading cryptocurrency derivatives platform, is offering traders unparalleled opportunities to maximize their profits. With Bitcoin surging to new highs, reaching $95,000, BexBack is at the forefront, helping both new and experienced traders capitalize on the market’s fluctuations. The platform provides up to 100x leverage, no KYC, and exclusive bonuses, redefining the way crypto trading is done.

    Why Choose BexBack?

    BexBack is designed to offer more than just a simple trading platform. Its innovative features empower traders to take control of their investments with enhanced flexibility, safety, and profitability. Key advantages of the platform include:

    1. No KYC Requirement: Users can start trading immediately without undergoing complicated identity verification processes, ensuring maximum privacy.
    2. 100x Leverage: BexBack provides up to 100x leverage on Bitcoin, Ethereum, Solana, and more, allowing traders to open larger positions with smaller capital and maximize profit potential in volatile market conditions.
    3. Exclusive Bonuses:
      • $100 Trading Bonus: New users who deposit at least 0.01 BTC or 1000 USDT and complete their first trade will receive a $100 bonus, helping them get started with trading and offset potential losses.
      • 100% Deposit Bonus: Double your funds with a 100% deposit bonus, which can be used as margin for increased trading power. While this bonus is non-withdrawable, it can significantly amplify profits by allowing traders to open larger positions.
    4. Zero Deposit Fees: There are no deposit fees on the BexBack platform, giving traders more freedom to manage their investments without worrying about additional costs.

    How Does 100x Leverage Work?

    100x leverage allows traders to open positions much larger than their initial investment, enabling them to profit from even small price movements in the market. For example, if the price of Bitcoin rises by $5,000, a trader using 100x leverage can earn up to 5 BTC from a 1 BTC investment, resulting in a 500% return. However, traders should be cautious, as higher leverage also increases the risk of liquidation.

    Global Access and 24/7 Support

    BexBack is accessible to users across the globe, including in the United States, Canada, Europe, and many other regions. The platform is available via both web and mobile applications, offering users a feature-rich, seamless trading experience wherever they are. Additionally, BexBack offers 24/7 customer support to assist traders with any questions or issues they may encounter.

    The Future of Crypto Trading

    BexBack continues to innovate, offering traders the tools they need to succeed in the ever-changing world of cryptocurrency. The platform’s commitment to providing high-leverage trading, a user-friendly interface, and robust customer support has quickly earned it a reputation as a trusted platform in the global crypto community.

    Join BexBack Today

    If you’re ready to take your crypto trading to the next level, now is the time to act. With 100x leverage, a 100% deposit bonus, and the opportunity to earn a $100 trading bonus, BexBack is the perfect platform for those seeking to capitalize on the current crypto market trends.

    Sign up now and start trading with BexBack today!

    About BexBack?

    BexBack is a leading cryptocurrency derivatives platform that offers 100x leverage on BTC, ETH, ADA, SOL, and XRP futures contracts. It is headquartered in Singapore with offices in Hong Kong, Japan, the United States, the United Kingdom, and Argentina. It holds a US MSB (Money Services Business) license and is trusted by more than 500,000 traders worldwide. Accepts users from the United States, Canada, and Europe. There are no deposit fees, and traders can get the most thoughtful service, including 24/7 customer support.

    Website: www.bexback.com

    Contact: business@bexback.com

    Contact:
    Amanda
    business@bexback.com

    Disclaimer: This content is provided by BexBack. The statements, views, and opinions expressed in this content are solely those of the content provider and do not necessarily reflect the views of this media platform or its publisher. We do not endorse, verify, or guarantee the accuracy, completeness, or reliability of any information presented. We do not guarantee any claims, statements, or promises made in this article. This content is for informational purposes only and should not be considered financial, investment, or trading advice. Investing in crypto and mining-related opportunities involves significant risks, including the potential loss of capital. It is possible to lose all your capital. These products may not be suitable for everyone, and you should ensure that you understand the risks involved. Seek independent advice if necessary. Speculate only with funds that you can afford to lose. Readers are strongly encouraged to conduct their own research and consult with a qualified financial advisor before making any investment decisions. However, due to the inherently speculative nature of the blockchain sector—including cryptocurrency, NFTs, and mining—complete accuracy cannot always be guaranteed.
    Neither the media platform nor the publisher shall be held responsible for any fraudulent activities, misrepresentations, or financial losses arising from the content of this press release. In the event of any legal claims or charges against this article, we accept no liability or responsibility. Globenewswire does not endorse any content on this page.

    Legal Disclaimer: This media platform provides the content of this article on an “as-is” basis, without any warranties or representations of any kind, express or implied. We assume no responsibility for any inaccuracies, errors, or omissions. We do not assume any responsibility or liability for the accuracy, content, images, videos, licenses, completeness, legality, or reliability of the information presented herein. Any concerns, complaints, or copyright issues related to this article should be directed to the content provider mentioned above.

    Photos accompanying this announcement are available at
    https://www.globenewswire.com/NewsRoom/AttachmentNg/f1ff86a4-36f8-4db0-a81f-f1d07e85e3c0
    https://www.globenewswire.com/NewsRoom/AttachmentNg/795cf90a-ecb4-4143-b7de-b42513eb73c5
    https://www.globenewswire.com/NewsRoom/AttachmentNg/5f47f494-4269-4dd8-a12f-1d5f76a6b8b6

    The MIL Network –

  • MIL-OSI: Park View OZ REIT Announces Revenue Growth in Annual Earnings Report

    Source: GlobeNewswire (MIL-OSI)

    BOSTON, May 01, 2025 (GLOBE NEWSWIRE) — Park View OZ REIT (Stock Symbol: PVOZ), the only qualified opportunity fund with publicly traded stock, announced its annual earnings for the 2024 fiscal year.

    Park View OZ REIT’s earnings report for 2024 shows strong positive momentum. Revenue grew by 1500% in 2024 as compared to 2023. Moreover, the loss per share declined by approximately 85% in 2024 to $0.47 per share from $3.06 a share in 2023. The improved results were largely attributable to having more assets in service during the 2024 fiscal year.

    “We remain highly encouraged by the sustained momentum across our business, supported by strong leasing activity and robust demand trends,” says Michael Kelley, CEO of Park View OZ REIT. “Our properties continue to demonstrate that they are highly appealing to renters, which is reflected in our rental income. This performance underscores the quality of our assets, the resilience of our markets, and the effectiveness of our strategic approach to asset management and tenant engagement.”

    The fund remains focused on opportunities that deliver both profitability and meaningful community development. The properties acquired are not only delivering financial returns but also enhancing the overall value and vitality of the area in which they’re located.

    To access the complete 2024 Annual Report, including financial statements and project highlights, visit parkviewozreit.com/park-view-oz-reit-announces-revenue-growth-in-annual-earnings-report.

    About Park View OZ REIT
    Park View OZ REIT (PVOZ) is the only Qualified Opportunity Fund (QOF) to offer freely tradable shares of stock. We give all investors access to powerful opportunity zone tax incentives and provide the flexibility needed to create a myriad of tax-efficient wealth management strategies. The proceeds of this offering will be invested in opportunity zone properties throughout the U.S. Our unique structure is highly advantageous for investors with capital gains, facilitating compound tax-efficient growth. For more information about the company, visit www.parkviewozreit.com.

    Cautionary Note Regarding Forward-Looking Statements

    The information discussed in this press release includes “forward looking statements” within the meaning of Section 27A of the Securities Act of 1933 and Section 21E of the Securities Exchange Act of 1934. All statements, other than statements of historical facts, included herein concerning, among other things, changes to exchange rates and their impact on the Company, planned capital expenditures, future cash flows and borrowings, pursuit of potential acquisition opportunities, our financial position, business strategy and other plans and objectives for future operations, are forward-looking statements. Although we believe that the expectations reflected in these forward-looking statements are reasonable, they do involve certain assumptions, risks and uncertainties and are not (and should not be considered to be) guarantees of future performance. Refer to our risk factors set forth in our reports filed on Edgar. The Company disclaims any obligation to update any forward-looking statement made here.

    Media Contact:
    Grace Anderson
    grace@parkviewozreit.net
    www.parkviewozreit.com

    The MIL Network –

  • MIL-OSI USA: Dingell, Fitzpatrick Lead Bipartisan Group of 44 Lawmakers in Urging EPA to Maintain CERCLA Designation for PFAS

    Source: United States House of Representatives – Congresswoman Debbie Dingell (12th District of Michigan)

    Representatives Debbie Dingell (D-MI) and Brian Fitzpatrick (R-PA) today led a bipartisan group of 44 House members in sending a letter to Environmental Protection Agency (EPA) Administrator Lee Zeldin urging the Agency to uphold the rule designating the two most dangerous PFAS — PFOA and PFOS — as hazardous substances under the Comprehensive Environmental Response, Compensation, and Liability Act (CERCLA).

    “After years of widespread PFAS contamination impacting communities across the country, EPA finalized a CERCLA rule last year that gives the agency stronger tools to investigate and clean up some of the most contaminated sites. Rolling back this progress would pose risks to both public health and the economy,” the lawmakers write. “If the CERCLA rule is rescinded, the financial burden of cleaning up PFAS-contaminated sites would increasingly fall on taxpayers. The Department of Defense (DOD) has already spent more than $2 billion addressing PFAS contamination from legacy uses like firefighting foam — a fraction of what will be required to remediate all impacted military sites. Delaying cleanup only allows contamination to spread further, making future efforts more costly and complex. The CERCLA rule helps ensure that the parties responsible for PFOA and PFOS pollution — including industrial actors who contributed to widespread contamination — bear the financial responsibility. Without this vital rule, communities across the country could be left footing the bill for cleanup, placing a significant burden on states, localities, and communities.”

    “Further, PFAS are linked to an array of health harms, including testicular and kidney cancer, impaired fetal development, and infertility. These chemicals are extremely toxic to both the environment and the human body, and due to their strong chemical bonds, they can take years to break down,” the lawmakers continue. “Communities across the country have faced significant PFAS contamination, including in areas like Oscoda, MI, and Horsham, PA, where legacy use of firefighting foam at military sites have contaminated drinking water sources. Also, several communities across the country are living with significant contamination, and it is our duty as Members of Congress to address this crisis and protect our constituents.”

    “EPA’s core mission is to protect human health and the environment. In order to fulfill that mission with respect to PFAS contamination — while also avoiding significant economic burdens on taxpayers — it is essential that the CERCLA rule remains in place,” the lawmakers conclude. “For decades, utilities and landfills have managed the treatment of hazardous substances to safeguard public health, and EPA has made clear it will exercise enforcement discretion, focusing on the worst actors responsible for serious PFOA and PFOS contamination. With nearly every American having some level of PFAS in their blood, rescinding this rule would fail to protect our communities and would undermine long-term economic progress. For these reasons, we urge you to uphold the CERCLA designations for PFOA and PFOS.”

    Dingell has long led the fight against PFAS as the sponsor of the PFAS Action Act, which includes establishing a strong national drinking water standard. Additionally, Dingell has introduced the No PFAS in Cosmetics Act,  PFAS Alternatives Act, and Keep Food Containers Safe from PFAS Act. The designation of PFOS and PFOA – two of the most widely used and notoriously harmful PFAS substances – as hazardous substances by the EPA under the Comprehensive Environmental Response, Compensation, and Liability Act (CERCLA), is a key pillar of Dingell’s bipartisan PFAS Action Act.

    View the full text of the letter here.

    The letter is also signed by Representatives Jake Auchincloss, Nanette Barragán, Jack Bergman, Brendan Boyle, André Carson, Troy Carter, Steve Cohen, Diana DeGette, Christopher Deluzio, Cleo Fields, Brian Fitzpatrick, Laura Gillen, Josh Gottheimer, Chrissy Houlahan, Robin Kelly, Ro Khanna, Jen Kiggans, Mike Lawler, Seth Magaziner, Jennifer McClellan, Betty McCollum, Jim McGovern, Gwen Moore, Joe Neguse, Alexandria Ocasio-Cortez, Chris Pappas, Brittany Pettersen, Chellie Pingree, Mike Quigley, Delia Ramirez, Deborah Ross, Pat Ryan, Linda Sánchez, Mary Gay Scanlon, Jan Schakowsky, Terri Sewell, Eric Sorensen, Darren Soto, Haley Stevens, Mark Takano, Shri Thanedar, Rashida Tlaib, Jill Tokuda, Juan Vargas, and Bonnie Watson Coleman.

    MIL OSI USA News –

  • MIL-OSI USA: Clyburn Statement on Vance Visit to South Carolina Marking 100 Days of Failed Trump Economic Policies

    Source: United States House of Representatives – Representative James E (Jim) Clyburn (6th District of South Carolina)

    WASHINGTON, D.C. – U.S. Congressman James E. Clyburn (SC-06) released the following statement on Vice President J.D. Vance’s visit to South Carolina to deliver remarks on economic policy:

    “South Carolinians will not be fooled by J.D. Vance’s rhetoric. The Trump Administration’s economic record in its first 100 days has been an abysmal failure, and a substantial course correction is needed to prevent grave harm to families and businesses. Trump’s exorbitant tariffs—imposed on countless essential products without any strategy—are increasing costs, jeopardizing retirement savings, threatening jobs, and putting small businesses at risk.  We are one of the most trade-dependent states in the nation, and are proud of our contributions to the global economy. South Carolina stands to be harmed disproportionately.  The Vice President would be better served by using his visit today to hear from South Carolinians from all walks of life—longshoremen, autoworkers, farmers, aircraft assemblers, hospitality employees, small business owners, and everyone else trying to make ends meet and urging the Administration to alter its approach before it is too late.”

    ###

    MIL OSI USA News –

  • MIL-OSI: Ascend Learning Acquires myTIPreport to Enhance MedHub Offering

    Source: GlobeNewswire (MIL-OSI)

    BURLINGTON, Mass., May 01, 2025 (GLOBE NEWSWIRE) — Ascend Learning, a leading healthcare and learning software company, has acquired myTIPreport, a platform that modernizes medical education feedback and competency tracking. myTIPreport will be integrated into Ascend’s MedHub brand, enabling medical education institutions to more efficiently and conveniently track the performance of both medical trainees and programs. With this enhanced offering, medical training institutions and programs can ensure the next generation of clinicians have the training and clinical competencies needed to deliver best-in-class care for the growing patient population.

    By incorporating the myTIPreport technology into the MedHub portfolio of products and services, alongside curriculum and assessment technology, Ascend provides medical education institutions with comprehensive solutions to track trainee, program, and institutional performance and effectiveness. myTIPreport offers a suite of features enabling:

    • Real-time feedback for streamlined evaluation processes benefitting educators and trainees
    • Increased engagement via mobile notifications and gamification, building a positive culture around feedback across institutions
    • Comprehensive evaluation and tracking via class summary reports and tools for rotation assessments
    • Streamlined milestone reporting
    • Data visualization and increased understanding via reporting and analytics dashboards

    “myTIPreport is a vital tool for numerous medical education programs and specialty boards worldwide, many of which are also clients of MedHub,” said Mike DeSimone, VP of Product, Medicine and Workforce Solutions at Ascend Learning. “Through these offerings, we’re enhancing our capabilities to help institutions efficiently manage learner, program, and institutional processes and data.”

    “Since its inception in 2014, myTipReport has grown organically, driven by users who find genuine value in its ability to solve critical feedback challenges in medical training. Allowing MedHub to carry myTIPreport into the future is a natural progression for us, as they bring a deep understanding of the medical education landscape, robust technical capabilities, and the reach to expand our impact across multiple specialties,” said Taylor Lafrinere, Creator of myTIPreport. “Together, both companies aim to enhance competency-based training and foster a culture that values the essential process of giving and receiving feedback, ultimately contributing to the development of better healthcare professionals.”

    About Ascend Learning
    Ascend Learning is a leading healthcare and learning technology company. With products that span the learning continuum, Ascend Learning focuses on high-growth careers in a range of industries, with a special focus on healthcare and other licensure-driven occupations. Ascend Learning products, from testing to certification, are used by physicians, emergency medical professionals, nurses, allied health professionals, certified personal trainers, financial advisors, skilled trades professionals and insurance brokers. Learn more at www.ascendlearning.com. 

    About MedHub
    MedHub is a leading provider of healthcare education management solutions for graduate and undergraduate medical education and advanced practice healthcare institutions. MedHub consolidates disparate data into one platform, providing an integrated approach to healthcare education management. Its focus is boosting overall program efficiencies, including daily programmatic and workflow processes, so that curriculum, coursework, scheduling, assessments, site management, task distribution, and other program facets can live in a single platform.

    Media Contact
    V2 for Ascend Learning
    ascend@v2comms.com

    The MIL Network –

  • MIL-OSI Global: Virginia Giuffre’s treatment in the media highlights the great consequences of accusing high profile men of abuse

    Source: The Conversation – UK – By Lindsey Blumell, Lecturer in Journalism, City St George’s, University of London

    Virginia Giuffre, one of the most prominent accusers of sex offender Jeffrey Epstein, has died at age 41. Her family said she died by suicide at her farm in Australia.

    Giuffre had long accused Prince Andrew of sexually assaulting her when she was a teenager. She brought a civil sexual assault case against him, which Andrew ultimately settled out of court for an undisclosed sum. He has denied all claims against him. But the accusations and his friendship with Epstein ultimately led to Andrew’s partial withdrawal from public life.

    Giuffre’s story is a poignant reminder of the great consequences to anyone who speaks out about their abuse, especially someone who speaks out against the powerful.

    Giuffre was not just a victim of Epstein’s crimes, she was also the focus of brutal tabloid media coverage in the UK and around the world. That’s not to say there weren’t moments of great reporting. But those were often overshadowed by sensationalising and stereotyping that regularly accompany reporting on those who come forward with allegations of sexual abuse.

    A search for Virginia Giuffre on news database Factiva yields over 25,000 results. It’s hard to imagine carrying the weight of so much attention, positive or negative.

    News coverage was a mix of support and scrutiny, starting almost 15 years ago and then intensifying in the last six years, when Epstein was arrested. He died while in jail, awaiting trial for sex trafficking charges.

    The first wave of news coverage on Giuffre dates back to early 2011. The tabloids and broadsheets often referred to Giuffre (known as Virginia Roberts then) as a “masseuse” or more explicit terms, while also reporting that she was a minor when she was first allegedly sexually exploited and abused by Epstein and only 17 when she first met Prince Andrew. Coverage largely included one-word quotes from Giuffre, but nothing that humanised her to readers.

    The Times and other publications reported on Andrew’s friendly connection to Epstein – though there was no direct accusation against him at that time.

    There was a breezy tone to coverage that focused on catchy wordplay headlines between the prince and the “pervert” Epstein. Epstein was already a registered sex offender in 2008, but there was little reflection on his horrendous actions that led him to that title.

    More glaringly, there was little to no concern for Giuffre or other survivors. They were salacious fodder. There was little empathy for what they experienced and the risks they took speaking publicly. The main focus was on the apparent embarrassment of Andrew’s friendship with Epstein, which eventually led to the prince stepping down from his trade envoy role.

    The important men and their roles were the news angles. Giuffre was only a supporting character.

    The second wave of news coverage on Giuffre happened in 2019, when Epstein was arrested for accusations of child sex trafficking. She was named in court documents and noted as a victim of Epstein in media, but was again overshadowed by Epstein’s connections to other powerful men such as Donald Trump or Bill Clinton (both deny knowing of Epstein’s crimes).

    None of this is to imply that those linked to Epstein shouldn’t be named and investigated. But, as my research shows, when powerful men are accused, the coverage largely revolves around those powerful men and the monetary or career consequences to them. The survivors and the abuse and trauma they experience are a footnote.

    Research shows that how journalists evaluate the newsworthiness of a story often values power structures, men’s perspectives and celebrity status. Therefore, when someone like Giuffre does come forward, her story and voice come secondary to the more powerful accused.

    Changing headlines

    A shift in the tone of coverage came in 2020, when Giuffre and others were the focus of a Netflix docuseries on Epstein’s crimes. Watching the detailed accounts from so many humanised Giuffre and others, while showing the tremendous weight put on survivors when they come forward. Their stories elicited empathetic responses from viewers.

    News coverage has made some progress in the last decade due to the ##MeToo movement and survivors speaking out. However, this has since been tempered by a backlash to #MeToo – and problematic attitudes persist within news and entertainment industries. Threats of legal action from those accused can leave journalists hesitant to report on sexual abuse.

    In February 2022, Andrew settled a civil sexual assault case with Giuffre for an undisclosed amount. The coverage was more sensitive to Giuffre than a decade prior – the mislabelling and scandalising were mostly left out – but still lacked survivors’ perspectives. Andrew was stripped of his royal and military titles at the time but appears to remain in standing with the royal family unofficially.

    There has also been compassion in the coverage of Giuffre’s death, particularly in interviews with her family and friends. There are calls for accountability from Andrew, as well as the usual, terrible tabloid coverage exploiting the situation.

    One limitation of reporting on sexual abuse cases is that often survivors don’t want to speak publicly to news media because of the tremendous risks and consequences they face. Survivors face backlash when telling friends and family in their private circles because they are blamed, or are not believed. These consequences are intensified when survivors go public.

    Several organisations have provided guidelines to news organisations on how to report more fairly and accurately on sexual abuse.

    Many people who experience sexual abuse never come forward. Giuffre did, and repeatedly spoke to media for over a decade. While some news organisations learned how to be more sensitive, the focus has never been enough on her story, her life and her determination.

    If any of the content in this piece affects you or someone you know, resources are available.

    In the UK: Samaritans are available by phone, for free, at 116 123, or by email at jo@samaritans.org. Further resources can also be found here.

    Contact Rape Crisis England & Wales online or by phone at 0808 500 2222.

    If you are in crisis in the US, please call, text or chat with the Suicide and Crisis Lifeline at 988, or contact the Crisis Text Line by texting TALK to 741741.

    Lindsey Blumell receives funding from City St George’s, University of London

    – ref. Virginia Giuffre’s treatment in the media highlights the great consequences of accusing high profile men of abuse – https://theconversation.com/virginia-giuffres-treatment-in-the-media-highlights-the-great-consequences-of-accusing-high-profile-men-of-abuse-255443

    MIL OSI – Global Reports –

  • MIL-OSI Global: Ukraine minerals deal: the idea that natural resource extraction can build peace has been around for decades

    Source: The Conversation – UK – By Bridget Storrie, Teaching Fellow, Institute for Global Prosperity, UCL

    Ukraine has finally signed its minerals agreement with the US. The deal states that Washington will eventually receive a share of the profits from the sale of Ukrainian natural resources, providing an economic incentive to continue investing in Ukraine’s defence and reconstruction.

    The US treasury secretary, Scott Bessant, says the deal demonstrates the Donald Trump administration’s commitment to peace in Ukraine.

    On the surface, there is nothing surprising about the deal. The idea that natural resource extraction can play a role in building peace has been around for a decade or two, and has been promoted by the World Bank, the UN and the mining industry itself.

    But what is surprising is how the conversation about mining and peace has changed. It used to be about increasing prosperity in war-torn countries, rather than the “who gets what” that has been associated with this deal.



    Read more:
    US-Ukraine minerals deal looks better for Kyiv than expected – but Trump is an unpredictable partner

    The idea that mining can contribute to peace emerged somewhat paradoxically from the demonstrated capacity of natural resources to drive conflict in places like Afghanistan, the Democratic Republic of Congo (DRC) and Sierra Leone. The theory is that mining can also lead to development – and therefore peace – if it is managed properly.

    If local communities are consulted, revenues are shared fairly, harms are minimised, and if there is transparency and accountability, a mine can play a role in lifting countries out of the economic, environmental and social mess war brings.

    In reality, things are more complicated. The idea that mining can bring about positive change suffers from the same top-down and externally led approach to building peace as the wider peacebuilding model in which it sits. It doesn’t necessarily take local realities and aspirations into account.

    But over the past two decades, natural resources in conflict-affected areas have attracted an enormous amount of attention from UN agencies. The United Nations Environmental Programme (Unep), for example, established an initiative in 2008 aimed at understanding the risks and opportunities presented by high-value natural resources.

    It developed policies and practices related to mining intended to be part of the UN’s peace and security architecture. These included guidance for UN staff working in post-conflict countries that are rich in resources.

    In Sierra Leone, Unep identified the inability of the Environmental Protection Agency to monitor environmental performance and force compliance as a significant risk to the sustainable development of the mining industry. The agency had become overwhelmed by the number of environmental impact assessments submitted for review as the sector expanded after the end of the civil war in 2002.

    A dedicated project to build capacity in Sierra Leone was set up by the UN to remedy this. The project team report that the environmental impact assessment process itself provided an opportunity for dialogue and trust-building between those involved.

    Around the same time, a raft of initiatives were was developed for the extractive sector itself to encourage responsible mining. These included the Kimberley Process, a UN-mandated certification scheme designed to eliminate the trade in conflict diamonds. Sierra Leone has been a member since it was launched in 2003.

    The Extractive Industries Transparency Initiative (EITI), an Oslo-based organisation of government, industry and civil society representatives was also established in 2003. Its aim is to promote the good governance of oil, gas and mineral extraction through the reporting of revenues and payments.

    The concept of good governance has been expanded to include promoting the participation of women, as well as the disclosure of information relating to the environmental impact of a mine. Over 50 countries now implement the EITI Standard.

    All these initiatives and processes can be criticised. But the point is that natural resources in conflict zones have, to a degree at least, been understood as sites for negotiation and dialogue for some time.

    Lowering the bar

    The natural resources beneath Ukraine have become sites for something else – a conflict-riven back-and-forth over their control. And it’s not just in Ukraine. The US is reportedly considering a minerals-for-security deal in the DRC, where Rwandan-backed rebels are currently seizing resource-rich territory in the east.

    The bar appears to have dropped substantially where mining and peacebuilding is concerned. In the heyday of the liberal peacebuilding project, metal and mineral deposits in war-torn countries, like the copper beneath Afghanistan, promised a more positive future, albeit with caution. That optimism now seems misplaced.

    In Afghanistan, this is because the country has fallen back under the control of the Taliban. Mines are quickly being developed to take advantage of the country’s mineral wealth. But the technical, financial and environmental checks associated with mining are reportedly being bypassed. There are concerns that any revenues won’t benefit the population in the way they should.

    In Ukraine, it’s something different. The mineral deposits there are being used to prop up geopolitical ambitions that reflect the dangerous, transactional and increasingly extractive world we now seem to live in. Specifically, the Ukrainian mineral deposits are bringing an authoritarian, Trumpian version of peace to life.

    It is a peace that comes through the geopolitical expression of power by the operation of mines, the acquisition of territory, the expulsion of citizens from certain places, and the top-down transformation of other people’s space.

    This has already expressed itself in Trump’s vision for the US to take over the Gaza Strip, which prompted the UN’s secretary-general, António Guterres, to warn against ethnic cleansing.

    An opencast manganese ore mine in Ukraine.
    Romeo Rum / Shutterstock

    I have written about the problem of natural resource-related peacebuilding before. Whether liberal or illiberal, this problem is the same: geological resources are non-renewable.

    There is a profound paradox here. Whatever we want these resources to do for us, they can’t do it indefinitely. And we are heading for even more trouble if we think they can.

    Expecting a voracious Trump administration or a beleagured Ukrainian one to think about this is expecting too much. But therein lies the tragedy of current peacebuilding endeavours.

    They are fixated on the here-and-now, in the hope that the social, environmental, ecological and geological future will take care of itself. Unfortunately, it won’t.

    Bridget Storrie does not work for, consult, own shares in or receive funding from any company or organisation that would benefit from this article, and has disclosed no relevant affiliations beyond their academic appointment.

    – ref. Ukraine minerals deal: the idea that natural resource extraction can build peace has been around for decades – https://theconversation.com/ukraine-minerals-deal-the-idea-that-natural-resource-extraction-can-build-peace-has-been-around-for-decades-252090

    MIL OSI – Global Reports –

  • MIL-OSI Global: Laudato Si’: A look back on Pope Francis’s environmental legacy

    Source: The Conversation – Canada – By Donald Wright, Professor of Political Science, University of New Brunswick

    The Vatican’s College of Cardinals will soon gather in Rome to elect a new head of the Catholic Church following the death of Pope Francis.

    As the church prepares for the papal conclave, the world is assessing Francis’s legacy and his stance on the role of women in the church, LGBTQ+ rights and the needs of migrants and refugees.

    However, every assessment should include a discussion of Laudato Si’: On Care for Our Common Home, his 2015 encyclical on climate change.

    In many ways, it’s a remarkable document. At once rational and urgent, it calls on all of us — “every person living on this planet” — to think about what we are doing to the only planet we have.



    Read more:
    Three ways Pope Francis influenced the global climate movement

    Our common home, Francis wrote, “is like a sister with whom we share our life and a beautiful mother who opens her arms to embrace us.” And yet, we “have come to see ourselves as her lords and masters, entitled to plunder her at will.”

    The end result? Runaway climate change in the form of higher temperatures, extreme weather events and biodiversity loss. In this sense, reading Laudato Si’ — “Praise be to you” in Italian — is like reading an assessment report by the Intergovernmental Panel on Climate Change (IPCC).

    Unlike the IPCC report, however, Francis didn’t pull his punches. “The Earth, our home,” he wrote, “is beginning to look more and more like an immense pile of filth.”

    Francis didn’t hold back

    A few months after the publication of Laudato Si’, the world gathered in Paris to draft a new climate treaty. It too is a remarkable document. However, if the authors of the Paris Agreement couldn’t mention the economic roots of the climate crisis – they couldn’t even use the term fossil fuels — the pope could and did.

    Francis relentlessly called out our “models of growth which have proved incapable of ensuring respect for the environment,” our “irrational confidence in progress and human abilities” and our “blind confidence in technical solutions.”

    He was critical of “current models of production and consumption” and our faith in “the invisible forces of the market,” as well as our “misguided anthropocentrism” and our “throwaway culture.”

    Francis pointed a finger at obstructionism and denial. He worried about the rise of social media, which has led to disconnection from each other and from nature. And he was critical of “the idea of infinite or unlimited growth.”

    Although terribly “attractive to economists, financiers, and experts in technology,” it’s a fantasy based on the lie “that there is an infinite supply of the Earth’s goods.” There isn’t, and the planet is “being squeezed dry beyond every limit.”

    Using ironic quotation marks, he even criticized “green” rhetoric, so fashionable in eco-capitalist circles.

    It wasn’t the first time Francis talked about a global economy that doesn’t work. A few years earlier, in 2012, he caused a minor fit in some circles with the publication of Evangelli Gaudium. Wealth moves up, not down, he argued, while the poor are excluded and grow in number.

    The late American pundit Rush Limbaugh called it “pure Marxism.” Undeterred, Francis went further in Laudato Si’ when he linked the climate crisis to an economy premised on constant consumption.

    Former Florida Gov. Jeb Bush, a Catholic convert and at the time a presidential aspirant, told him to stick to his knitting: “I don’t get economic policy from my bishops or my cardinal or my pope.”

    Laudato Si’ and abortion

    Of course, Francis had stuck to his knitting in one important way: on at least four separate occasions in Laudato Si’, he singled out abortion — or, in his words, “eliminating children” — as part of the climate problem. He wrote:

    “Thinking that we enjoy absolute power over our own bodies turns, often subtly, into thinking that we enjoy absolute power over creation.”

    No, it doesn’t. Moreover, empowering women through access to birth control and abortion care is part of the solution to poverty in both the Global South and the Global North, something Francis cared deeply about, like his namesake St. Francis of Assisi.



    Read more:
    Francis − a pope who cared deeply for the poor and opened up the Catholic Church

    In 2023, Francis published Laudate Deum, a short followup to Laudato Si’. At the same time as he urged the world to act, he condemned those who blame climate change on the poor for having so many children and who “attempt to resolve the problem by mutilating women in less developed countries.”

    According to one Catholic news and information site, this was an apparent reference “to campaigns in favour of contraception and abortion regularly conducted by the West.”

    Centuries of pro-life absolutism in the Catholic Church meant that Francis couldn’t make the connection between women’s lack of bodily autonomy and poverty, and between reproductive justice and climate justice, and, in part, the idea that climate change disproportionately impacts women.

    Still, Laudato Si’ invites all of us to connect the dots between growth, consumption, poverty and climate breakdown. One doesn’t need to be Catholic, or even religious, to read Pope Francis’s encyclical on climate change for what it is: a powerful and deeply moral reminder that the climate is not something separate from us.

    To quote Francis, it’s a “common good” that belongs to all of us.

    Donald Wright does not work for, consult, own shares in or receive funding from any company or organisation that would benefit from this article, and has disclosed no relevant affiliations beyond their academic appointment.

    – ref. Laudato Si’: A look back on Pope Francis’s environmental legacy – https://theconversation.com/laudato-si-a-look-back-on-pope-franciss-environmental-legacy-255604

    MIL OSI – Global Reports –

  • MIL-OSI Canada: Bank of Canada announces 2024–25 scholarship recipients

    Source: Bank of Canada

    The Bank of Canada is pleased to announce this year’s recipients of its scholarship awards for students with disabilities, Indigenous students, LGBTQ2S+ students, francophones and students who identify as a woman or as a member of a racialized group. We know that the inclusion of diverse identities and ideas fosters innovative thinking and better policy outcomes for Canadians. It’s core to our success as a leading central bank. That is why our scholarships are designed to encourage Canadians from diverse backgrounds to further their education and consider employment in fields related to the work of the Bank.

    The 2024-25 award recipients are as follows:

    • Abigail Meloche, pursuing a Bachelor of Economics at Carleton University
    • Allison Tsypin, pursuing a Bachelor of Mathematics at McGill University
    • Andy Duan, pursuing a Bachelor of Arts in Economics at Princeton University
    • April Quill, pursuing a Bachelor of Science with major in Statistics at University of Manitoba
    • Wendy Liao, pursuing a bachelor’s degree in computer science and business at Western University
    • Elliot Thordarson, pursuing a Bachelor of Commerce at I.H. Asper School of Business (University of Manitoba)
    • Katherine Brennan, completed a bachelor’s degree in economics and statistics at University of Toronto, with plans to pursue a master’s degree in economics
    • Katherine Karapetrovic, pursuing a Bachelor of International Economics at University of British Columbia
    • Laila Virani, pursing a bachelor’s degree in business at University of British Columbia
    • Linda Nidale-Sadeck, pursuing a Bachelor of Economics at Carleton University
    • Manahil Malik, completed a bachelor’s degree in economics at University of Toronto, with plans to pursue a master’s degree in economics
    • Manuel Fernandez, pursuing a Bachelor of Commerce, Management, Economics and Finance at University of Guelph
    • Melody Johnson, pursuing a college diploma in Protection, Security and Investigation at Conestoga College
    • Rand Al-Nauimi, pursuing a Bachelor of Commerce with option in Business Technology Management at Telfer School of Management (University of Ottawa)
    • Rosana Gao, pursuing a Bachelor of Applied Science in Engineering Science at University of Toronto
    • Simeon Muepu, pursuing a Bachelor of Finance at Université de Montreal
    • Xavier Desroches Borelly, pursuing a Bachelor of Science degree in Computer Science at Western University
    • Yeo Eun Chi, completed a bachelor’s degree in business administration with specialization in finance at University of Toronto, with plans to pursue a master’s degree in economics

    The 2024–25 recipients of the Bank’s Scholarship Award for Post-Secondary Students receive Can$8,000. The award is intended to assist the following students with tuition at an accredited academic institution:

    • students with disabilities
    • Indigenous students
    • LGBTQ2S+ students
    • francophones
    • students who identify as a woman
    • students who identify as a member of a racialized group

    Successful candidates may be offered a work opportunity at the Bank, with mentorship by a Bank employee.

    Recipients of the Master’s Scholarship Award for Women in Economics and Finance must have completed or be in the final two years of an undergraduate degree at a Canadian university and self-identify as a woman. In addition to the award of Can$10,000, successful candidates may be offered a work opportunity at the Bank, with mentorship by a Bank employee.

    For more information on all opportunities for students, please visit our webpage.

    MIL OSI Canada News –

  • MIL-OSI: APPlife Digital Solutions, Inc. Announces Definitive Agreement to Acquire Sugar Auto Parts, Inc.

    Source: GlobeNewswire (MIL-OSI)

    SAN FRANCISCO, May 01, 2025 (GLOBE NEWSWIRE) — APPlife Digital Solutions, Inc. (OTCQB: ALDS) (“APPlife” or “the Company”), a business incubator and portfolio manager specializing in e-commerce and cloud-based solutions, today announced the signing of a definitive agreement (“Agreement”) to acquire Sugar Auto Parts, Inc., a Nevada corporation.

    The acquisition is anticipated to close in May 2025, subject to customary closing conditions outlined in the Agreement. Shareholders and interested parties can find comprehensive details regarding the transaction in the Company’s forthcoming 8-K filing with the Securities & Exchange Commission, expected within the next five business days.

    ABOUT APPLIFE DIGITAL SOLUTIONS, INC.
    APPlife Digital Solutions Inc., with offices in San Francisco, CA., and Shanghai, China, is a business incubator and portfolio manager that creates and invests in e-commerce and cloud-based solutions. The Company invests in and develops solutions for work, home life, recreation, and research that make users more productive and efficient, whether at work, home, or traveling the world. APPlife’s cloud-based businesses are designed to provide easy-to-use life solutions, often to address everyday issues and needs. They include a wide array of topics and needed services to cover the full marketplace across the spectrum. For more information, visit www.applifedigital.com.

    Contact Information:
    APPlife Digital Solutions
    Investor Relations
    Tel: (585) 232-5440
    Email: jody@applifedigital.com

    FORWARD-LOOKING STATEMENTS 
    This news release includes forward-looking statements within the meaning of Section 27A of the Securities Act of 1933 and Section 21E of the Securities Exchange Act of 1934, as amended, regarding, among other things our plans, strategies, and prospects — both business and financial. Although we believe that our plans, intentions, and expectations reflected in or suggested by these forward-looking statements are reasonable, we cannot assure you that we will achieve or realize these plans, acquisitions, intentions, or expectations. Forward-looking statements are inherently subject to risks, uncertainties, and assumptions. Many of the forward-looking statements contained in this news release may be identified by the use of forward-looking words such as “believe,” “expect,” “anticipate,” “should,” “planned,” “will,” “may,” “intend,” “estimated,” and “potential,” among others. Important factors that could cause actual results to differ materially from the forward-looking statements we make in this news release include market conditions and those set forth in reports or documents that we file from time to time with the United States Securities and Exchange Commission. All forward-looking statements attributable to APPlife Digital Solutions, Inc. or a person acting on its behalf are expressly qualified in their entirety by this cautionary language.

    The MIL Network –

  • MIL-OSI: GTreasury Customer American Airlines Named Treasury & Risk 2025 Alexander Hamilton Award Finalist for Technology Excellence

    Source: GlobeNewswire (MIL-OSI)

    CHICAGO, May 01, 2025 (GLOBE NEWSWIRE) — GTreasury, the pioneer and global leader in Digital Treasury Solutions for the Office of the CFO, today announced that American Airlines has been named a Technology Excellence category finalist in Treasury & Risk’s 2025 Alexander Hamilton Awards. American Airlines uses GTreasury’s treasury and risk management platform to help achieve its treasury and financial goals.

    Treasury & Risk’s 29th annual Alexander Hamilton Awards recognize companies taking big leaps forward in treasury, finance, and/or risk management through process innovation and technology implementation. The Technology Excellence Award category honors corporate treasury or finance departments for their implementation of innovative technology solutions that solve major problems, yield impressive results, and set precedents for best practices in treasury or finance.

    “We’re proud to congratulate our customer American Airlines as one of just three finalists for the 2025 Alexander Hamilton Award for Technology Excellence,” said Jason Baldree, Chief Customer Officer, GTreasury. “American’s Collateral Management System, built from our configurable asset and transaction solution, is a first-of-its-kind solution that consolidates all treasury activities into one platform while addressing their specific need for detailed collateral management across their vast fleet. Their implementation has already increased accounting entry automation, freed up treasury staff hours, and established a new blueprint for asset-heavy businesses raising collateralized debt. It’s an especially great treasury technology success story, and we’re excited to see American’s team honored for its achievement.”

    About GTreasury

    GTreasury provides CFOs and Treasurers with The Clarity to Act on strategic financial decisions with the world’s most adaptable treasury platform, empowering them to face the challenges of today and tomorrow. Our industry leading solutions are purposefully designed to support every stage of treasury complexity, from Cash Visibility and Forecasting to Payments, Risk, Debt, and Investments. With GTreasury, financial leaders gain comprehensive connectivity across all banks and ERPs to build an orchestrated data environment, enabling rapid value realization with implementations up and running in weeks. Plus, our unmatched industry expertise ensures clients’ continued success through dedicated guidance and top-tier support. Trusted by over 1,000 customers across 160 countries, GTreasury provides treasury and finance teams with the ability to connect, compile, and manage mission-critical data to optimize cash flows and capital structures. To learn more, visit GTreasury.com.

    GTreasury is headquartered in Chicago, with locations serving EMEA (Dublin and London) and APAC (Sydney, Singapore, and Manila).

    Contact
    Kyle Peterson
    kyle@clementpeterson.com

    The MIL Network –

  • MIL-OSI: Superstar Platforms, Inc Files Registration Statement with the Securities and Exchange Commission

    Source: GlobeNewswire (MIL-OSI)

    Marks Key Milestone Toward Becoming a Fully Reporting Public Company

    ATLANTA, GA, May 01, 2025 (GLOBE NEWSWIRE) — Dinewise, Inc (OTC PINK-DWIS) (referred to as “Dinewise”, “we”, “us”, “our” or the “Company”) A leading national technology conglomerate specializing in automotive, fintech, and entertainment solutions has announced the filing of its Form 10 Registration Statement with the U.S. Securities and Exchange Commission (SEC). Formerly known as Dinewise, the Company will now operate under its new name, Superstar Platforms, Inc., as it transitions into a fully reporting public entity.

    “This is a pivotal milestone in our company’s journey,” said Michael Farr, CEO of Superstar Platforms, Inc. “From the moment I accepted the role of CEO, I have been laser-focused on providing transparency and meeting all necessary compliance requirements in our operations. This filing reflects our commitment to our stakeholders, and paves the way for greater liquidity.”

    With this filing, Superstar Platforms, Inc. will now adhere to the SEC’s regulatory framework required of public companies. The company has also established a board of directors composed of a diverse group of seasoned entrepreneurs, trailblazers, and community leaders, each bringing valuable experience and insight to guide the company’s strategic initiatives.

    Looking forward, the company anticipates finalizing its acquisition of TitlePal; a fintech company that has developed an innovative online solution for Title Pawn transactions, in the coming month. Superstar Platforms also plans to update its ticker symbol to better align with its new corporate identity.

    About Superstar Platforms

    Superstar Platforms, a leading national technology conglomerate, is the parent company that owns and controls a diversified portfolio of subsidiaries across various industries. Growth will primarily be driven through strategic acquisitions. Currently Superstar Platforms owns PawnTrust: a specialized marketplace designed exclusively for the approximately 11,000 pawn shops across the country. The online marketplace (www.pawntrust.com) digitizes the inventory using advanced image recognition algorithms to automate item descriptions of the participating pawn shops and markets them on a national scale. The marketplace contains cutting-edge technology that streamlines the borrowing, buying, and bartering transactions typically found at a pawn shop. The platform plans to leverage Artificial Intelligence (AI) to optimize pricing, reduce fraud, and create personalized search recommendations to enhance the customer’s experience. These enhancements let consumers experience a frictionless shopping experience on their mobile app that gives them instant access to this nationwide inventory of pawn shops. Not only does this provide a more efficient way for consumers to shop, eliminating the need to visit multiple stores, but it also amplifies the reach of individual pawn shop owners. By joining the PawnTrust- ‘Pawn Partners’ network, shop owners gain access to a broader audience, enhancing their visibility and sales opportunities. This innovative approach aligns customer convenience with business growth, reshaping how people interact with the pawn industry. Consumers that purchase items outside of their local area will have their items conveniently shipped to them. As the intermediary in each transaction, PawnTrust earns a fee on every item sold in the marketplace. Many of these local pawn shops lack an online presence or the capital to market their inventory on a national scale. By bridging this gap, PawnTrust opens up opportunities for incremental sales from a wider buying base, effectively transforming the pawn shop and micro-lending industries. This model not only supports local businesses but also extends their reach, driving growth and innovation within the market. 

    About TitlePal 

    TitlePal is an innovative, web-based lender that delivers fast, convenient cash loans to individuals with clear auto titles. By harnessing advanced algorithms and integrating with third-party systems, the platform ensures seamless verification of applicants’ identity, financial capacity, and vehicle condition. Approved funds are deposited directly into customers’ bank accounts, often within minutes, setting a new standard for efficiency in title lending

    Forward-Looking Information

    This release includes statements that may constitute ”forward-looking” statements, usually containing the words ”believe,” ”estimate,” ”project,” ”expect” or similar expressions. These statements are made pursuant to the safe harbor provisions of the Private Securities Litigation Reform Act of 1995. While the Company believes the expectations reflected in forward-looking statements are reasonable, there can be no assurances such expectations will prove to be accurate. Security holders are cautioned such forward-looking statements involve risks and uncertainties. Certain factors may cause results to differ materially from those anticipated by the forward-looking statements made in this release. Factors that would cause or contribute to such differences include, but are not limited to, acceptance of the Company’s current and future products and services in the marketplace, the ability of the Company to develop effective new products and receive regulatory approvals of such products, competitive factors, dependence upon third-party vendors, risks and uncertainties related to the current unknown duration and severity of the COVID-19 pandemic and other risks detailed in the Company’s periodic report filings with the Securities and Exchange Commission. By making these forward-looking statements, the Company undertakes no obligation to update these statements for revisions or changes after the date of this release.

    Investor Relations:
    Resources Unlimited
    718-269-3366
    mike@resourcesunlimitedllc.com

    The MIL Network –

  • MIL-OSI: Lewis Hamilton Foundation Mission 44 and HP Inc. Join Forces to Drive STEM Skills and Future of Work Readiness for Young People

    Source: GlobeNewswire (MIL-OSI)

    MIAMI, May 01, 2025 (GLOBE NEWSWIRE) — Today at the F1 Miami Grand Prix circuit, Sir Lewis Hamilton’s global foundation Mission 44 and HP Inc. (NYSE: HPQ) announced a multi-year partnership to fuel access to technology and skills needed to pursue careers in science, technology, engineering, and mathematics.

    This collaboration unites Mission 44’s drive for greater inclusivity in STEM with HP’s ambition to accelerate digital equity for 150 million people globally by 2030, equipping disconnected adolescents and adults with the critical skills needed to thrive in the future of work.

    Through targeted initiatives in Miami and then expanding to the UK, the partnership will provide the technology, training, digital skills, and mentorship young people need to unlock opportunities to participate in the digital economy.

    Mission 44 and HP will first support two Miami-based tech hubs. America on Tech, an early pipeline tech talent accelerator that creates career pathways for young people and Miami EdTech, which aims to provide workforce development through computer science and digital skilling.

    Later this year, HP and Mission 44 will expand their collaboration to support schools and educators in the UK to increase learning access to equip young people for tomorrow’s workforce.

    “The partnership between HP and Mission 44 harnesses the unique strength and influence of our organizations. HP’s ability to shape the future of work through technology, combined with Mission 44’s drive for impactful change, makes this collaboration truly powerful,” said Michele Malejki, Global Head of Social Impact at HP Inc. and Executive Director of the HP Foundation. “Together, we are fuelling access to essential skills and technology, equipping disconnected adolescents and adults to participate and thrive in the digital economy, and we are excited to bring this program to more people globally. Through a new HP Future of Work Skills Hub and support for local NGOs and educators, we are empowering the next generation with the tools they need to succeed.”

    “At Mission 44, we strongly believe in the power of collaboration, and our partnership with HP is the perfect example,” said Jason Arthur, CEO of Mission 44. “By bringing together a global tech leader and local non-profits, we know we can make a meaningful impact for young people, raising aspirations and achievement, and enabling access to exciting careers in STEM.”

    To kick off the partnership, the two organizations invited a group of young people from the Miami area to the Grand Prix circuit to meet Lewis Hamilton, whose personal experiences of education and motorsport have left him determined to build a more inclusive future. The group was given an exclusive tour of the Scuderia Ferrari HP Team garage and F1 paddock and participated in talks with industry insiders on the opportunities and skills required for careers in STEM related industries.

    Empowering Learners and Educators in Miami and Beyond

    In conjunction with the partnership announcement, HP has launched the new online Future of Work Skills Hub, designed to equip learners and educators across the globe with the tools needed to thrive in an ever-evolving digital world. The online portal offers a variety of skills courses, including AI and data science as well as business leadership. Additionally, it provides resources to assist educators in understanding and utilizing generative AI in education.

    Furthering their commitment to empowering young people, HP, Mission 44, Miami EdTEch and America on Tech have established the first on the ground Future of Work Hubs. These physical hubs in Miami combine lasting access to HP technology with long-term learning support for young people in those communities.

    “Technology is at the heart of our mission to empower underrepresented young people,” said Carlos Vazquez, Founder of Miami EdTech. “Thanks to HP and Mission 44, and the creation of our new hub, we now have more tech to teach with, giving our students the skills they need to succeed in STEM.”

    “We are proud to partner with Mission 44 and HP to help shape a meaningful tech education ecosystem in Miami. Together, we are investing in the brilliance and potential of young people—ensuring they have access to the resources, mentorship, and opportunities they need to thrive in the innovation economy,” said Jessica Santana, Chief Executive Officer, America on Tech. “This partnership reflects our shared commitment to closing the digital divide and creating pathways that empower the next generation of tech leaders.”

    Miami EdTech

    Miami EdTech is a registered 501(c)(3) education technology non-profit organization on a mission to address the biggest challenges we face in education through innovation and technology. We provide teachers with engaging and effective professional development in the areas of Computer Science & Entrepreneurship, develop curriculum and tech-enabled learning environments, and support edtech innovation through pilots, consulting, and mentorship. The organization delivers high-quality education, targeted mentorship,
    industry-aligned internships, and apprenticeship programs to give underserved youth the support they need to succeed in STEM. To learn more visit: https://miamiedtech.com.

    America on Tech

    America On Tech (AOT) is a national nonprofit preparing the next generation of technology leaders from underestimated communities. AOT provides high-quality, no-cost tech education, skills development, and workforce readiness programs starting with high school youth in New York City, Los Angeles, Miami, and now Atlanta. The organization offers training in Web Development, Artificial Intelligence, UX Design, Product Management, Digital Marketing, Data Science, and Cybersecurity, connecting students with mentorship and career opportunities in the tech sector. Since its founding in 2014, AOT has served more than 5,000 students, facilitated over 1,000 internship placements, and helped students earn $4.1 million in wages through paid work-based learning experiences. To learn more visit: https://www.americaontech.org/.

    About Mission 44

    Founded by seven-time Formula One World Champion Sir Lewis Hamilton, Mission 44 is a global charitable foundation driving change so that every young person can thrive in school and access great careers in STEM. To learn more, visit www.mission44.org.

    About HP

    HP Inc. is a global technology leader and creator of solutions that enable people to bring their ideas to life and connect to the things that matter most. Operating in more than 170 countries, HP delivers a wide range of innovative and sustainable devices, services, and subscriptions for personal computing, printing, 3D printing, hybrid work, gaming, and more. For more information, please visit http://www.hp.com.

    To access the new Future of Work Skills Hub, please visit www.hp.com/future-skills. For more information about HP’s social impact initiatives visit hp.com/digital-equity.

    hp.com/go/newsroom

    The MIL Network –

  • MIL-OSI Global: What makes people flourish? A new survey of more than 200,000 people across 22 countries looks for global patterns and local differences

    Source: The Conversation – USA – By Victor Counted, Associate Professor of Psychology, Regent University

    Flourishing is about your whole life being good, including the people and places around you. Westend61 via Getty Images

    What does it mean to live a good life? For centuries, philosophers, scientists and people of different cultures have tried to answer this question. Each tradition has a different take, but all agree: The good life is more than just feeling good − it’s about becoming whole.

    More recently, researchers have focused on the idea of flourishing, not simply as happiness or success, but as a multidimensional state of well-being that involves positive emotions, engagement, relationships, meaning and accomplishment − an idea that traces back to Aristotle’s concept of “eudaimonia” but has been redefined within the well-being science literature.

    Flourishing is not just well-being and how you feel on the inside. It’s about your whole life being good, including the people around you and where you live. Things such as your home, your neighborhood, your school or workplace, and your friends all matter.

    We are a group of psychological scientists, social scientists and epidemiologists who are all contributors to an international collaboration called the Global Flourishing Study. The goal of the project is simple: to find patterns of human flourishing across cultures.

    Do people in some countries thrive more than others? What makes the biggest difference in a person’s well-being? Are there things people can do to improve their own lives? Understanding these trends over time can help shape policies and programs that improve global human flourishing.

    What does the flourishing study focus on?

    The Global Flourishing Study is a five-year annual survey of over 200,000 participants from 22 countries, using nationally representative sampling to understand health and well-being. Our team includes more than 40 researchers across different disciplines, cultures and institutions.

    With help from Gallup Inc., we asked people about their lives, their happiness, their health, their childhood experiences, and how they feel about their financial situation.

    The study looks at six dimensions of a flourishing life:

    1. Happiness and life satisfaction: how content and fulfilled people feel with their lives.

    2. Physical and mental health: how healthy people feel, in both body and mind.

    3. Meaning and purpose: whether people feel their lives are significant and moving in a clear direction.

    4. Character and virtue: how people act to promote good, even in tough situations.

    5. Close social relationships: how satisfied people are with their friendships and family ties.

    6. Financial and material stability: whether people feel secure about their basic needs, including food, housing and money.

    We tried to quantify how participants are doing on each of these dimensions using a scale from 0 to 10. In addition to using the Secure Flourish measure from Harvard’s Human Flourishing Program, we included additional questions to probe other factors that influence how much someone is flourishing.

    For example, we assessed well-being through questions about optimism, peace and balance in life. We measured health by asking about pain, depression and exercise. We measured relationships through questions about trust, loneliness and support.

    Who is flourishing and why?

    Our first wave of results reveals that some countries and groups of people are doing better than others.

    We were surprised that in many countries young people are not doing as well as older adults. Earlier studies had suggested well-being follows a U-shape over the course of a lifespan, with the lowest point in middle age. Our new results imply that younger adults today face growing mental health challenges, financial insecurity and a loss of meaning that are disrupting the traditional U-shaped curve of well-being.

    Married people usually reported more support, better relationships and more meaning in life.

    People who were working – either for themselves or someone else – also tended to feel more secure and happy than people who were seeking jobs.

    People who go to religious services once a week or more typically reported higher scores in all areas of flourishing – particularly happiness, meaning and relationships. This finding was true in almost every country, even very secular ones such as Sweden.

    It seems that religious communities offer what psychologists of religion call the four B’s: belonging, in the form of social support; bonding, in the form of spiritual connection; behaving, in the cultivation of character and virtue through the practices and norms taught within religious communities; and believing, in the form of embracing hope, forgiveness and shared spiritual convictions.

    But some people who attend religious services also report more pain or suffering. This correlation may be because religious communities often provide support during hard times, and frequent attendees may be more attentive to or more likely to experience pain, grief or illness.

    Your early years shape how you do later in life. But even if life started off as challenging, it doesn’t have to stay that way. Some people who had difficult childhoods, having experienced abuse or poverty, still found meaning and purpose later as adults. In some countries, including the U.S. and Argentina, hardship in childhood seemed to build resilience and purpose in adulthood.

    Globally, men and women report similar levels of flourishing. But in some countries there are big differences. For example, women in Japan report higher scores than men, while in Brazil, men report doing better than women.

    Where are people flourishing most?

    Some countries are doing better than others when it comes to flourishing.

    Indonesia is thriving. People there scored high in many areas, including meaning, purpose, relationships and character. Indonesia is one of the highest-scoring countries in most of the indicators in the whole study.

    Mexico and the Philippines also show strong results. Even though these countries have less money than some others, people report strong family ties, spiritual lives and community support.

    Japan and Turkey report lower scores. Japan has a strong economy, but people there report lower happiness and weaker social connections. Long work hours and stress may be part of the reason. In Turkey, political and financial challenges may be hurting people’s sense of trust and security.

    One surprising result is that richer countries, including the United States and Sweden, are not flourishing as well as some others. They do well on financial stability but score lower in meaning and relationships. Having more money doesn’t always mean people are doing better in life.

    In fact, countries with higher income often report lower levels of meaning and purpose. Meanwhile, countries with higher fertility rates often report more meaning in life. These findings show that there can be a trade-off. Economic progress might improve some things but weaken others.

    One of the authors reflects on what the survey data reveals about what helps people truly flourish across the world.

    The big picture

    The Global Flourishing Study is helping us see that people all over the world want many of the same basic things: to be happy, healthy, connected and safe. But different countries reach those goals in different ways. There is no one-size-fits-all answer to flourishing. What it means to flourish can look different from place to place and from one person to another.

    One challenge with the Global Flourishing Study is that it uses the same set of questions in all 22 countries. This method, known as an etic approach, helps us compare results across cultures. But it can miss the nuance and local meanings of flourishing. What brings happiness or purpose in one country or context might not mean the same thing in another.

    We consider this study to be a starting point. It opens the door for more emic studies – research that uses questions and ideas that fit the values, language and everyday life of specific cultures and societies. Researchers can build on this study’s findings to expand how we understand and measure flourishing around the world.

    Tyler J. VanderWeele reports consulting fees from Gloo Inc., along with shared revenue received by Harvard University in its license agreement with Gloo according to the University IP policy.

    Byron R. Johnson and Victor Counted do not work for, consult, own shares in or receive funding from any company or organization that would benefit from this article, and have disclosed no relevant affiliations beyond their academic appointment.

    – ref. What makes people flourish? A new survey of more than 200,000 people across 22 countries looks for global patterns and local differences – https://theconversation.com/what-makes-people-flourish-a-new-survey-of-more-than-200-000-people-across-22-countries-looks-for-global-patterns-and-local-differences-243671

    MIL OSI – Global Reports –

  • MIL-OSI: Best Online Casinos: JACKBIT Rated Top Casino Site In 2025

    Source: GlobeNewswire (MIL-OSI)

    LARNACA, Cyprus, May 01, 2025 (GLOBE NEWSWIRE) — As the demand for online gambling for real money grows, players face a crowded market of options, making it challenging to identify the best online casinos that pay real money. Our team meticulously evaluated numerous platforms, and JACKBIT emerged as the clear leader in delivering an unmatched real money casino experience.

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                JACKBIT’s payment options are tailored for speed and flexibility, making it a top choice for online casinos that pay real money:

                Cryptocurrency

                JACKBIT excels with 16+ cryptocurrencies, including Bitcoin, Ethereum, and Tether. These offer instant, fee-free deposits and withdrawals, with enhanced privacy—perfect for players seeking best online casino payouts. To deposit Bitcoin, log in, select BTC, scan the QR code, and confirm; funds appear instantly (Trustpilot).

                Debit/Credit Cards

                Visa and MasterCard provide instant deposits, ideal for players new to real money casinos. Withdrawals take 1–3 days, standard for traditional methods.

                E-Wallets

                While cryptocurrencies dominate, e-wallets like Skrill may be available, offering fast, secure transactions for players avoiding direct bank details.

                Wire Transfer

                Suitable for high rollers, wire transfers enable large withdrawals but take 1–5 days with potential fees, less ideal for quick payouts.

                JACKBIT’s focus on fast, secure transactions aligns with the needs of players at top online casinos real money platforms.

                Mobile Gaming at JACKBIT

                In today’s fast-paced world, mobile gaming is essential for the best online casinos. JACKBIT’s platform is fully optimized for mobile devices, allowing players to enjoy casino games that pay real money on smartphones and tablets. The mobile interface mirrors the desktop experience, offering intuitive navigation, fast loading times, and access to all features, including deposits, withdrawals, and bonuses. Whether you’re spinning slots or betting on sports, JACKBIT ensures a seamless mobile experience, making it a top online casino for on-the-go play.

                UNLOCK YOUR 30% RAKEBACK & 100 FREE SPINS—KYC-FREE!

                Responsible Gambling at Online Casinos

                Gambling with real money at sites like JACKBIT is exciting, but it’s vital to play responsibly. JACKBIT offers tools to help you stay in control:

              • Deposit Limits: Choose a maximum amount you can add to your account.
              • Loss Limits: Cap how much you can lose over a set period.
              • Wagering Limits: Restrict the size of your bets in a given timeframe.
              • Session Time Limits: Track and limit how long you play each session.
              • Cooling-Off Periods: Pause your account temporarily when you need a break.
              • Reality Checks: Get pop-up reminders showing how long you’ve been playing.

              JACKBIT’s commitment to responsible gambling ensures a safe, enjoyable experience. Players should wager only what they can afford to lose and seek support if needed, such as through the National Council on Problem Gambling (1-800-522-4700).

              JACKBIT Conclusion: The Best Online Casino for 2025

              Our team reviewed dozens of real-money casinos and named JACKBIT the top choice for 2025. Its no-KYC policy, instant withdrawals, and library of over 7,000 high-payout games make it stand out. New players get 30% rakeback plus 100 free spins on sign-up, and ongoing VIP rewards and tournaments add even more value. With flexible payment options, strong security, and 24/7 support, JACKBIT delivers a reliable experience.

              Whether you prefer high-RTP slots or sports and esports betting, you’ll find it here. Built around responsible-gaming tools and a player-first design, JACKBIT is the best online casino for real-money play in 2025.

              Frequently Asked Questions

              • Is JACKBIT a legitimate online casino?

              JACKBIT is licensed by the Curacao eGaming Commission, ensuring strict regulatory compliance for fairness and security in online gambling for real money.

              • What bonuses does JACKBIT offer?

              JACKBIT provides a 30% rakeback and 100 free spins welcome bonus with no wagering requirements, plus ongoing promotions and a rewarding VIP program for players.

              • Can I play on JACKBIT from my mobile device?

              Yes, JACKBIT’s platform is fully optimized for mobile devices, offering seamless access to games and betting options on smartphones and tablets for real money play.

              • What currencies does JACKBIT accept?

              JACKBIT supports 16+ cryptocurrencies like Bitcoin, Ethereum, and Tether, alongside traditional methods like Visa and MasterCard for deposits and withdrawals in real money casinos.

              • How fast are withdrawals at JACKBIT?

              Cryptocurrency withdrawals at JACKBIT are processed instantly, while traditional methods like Visa or bank transfers may take 1-3 days, ensuring quick access to winnings.

              • Does JACKBIT offer live dealer games?

              Yes, JACKBIT features over 250 live dealer games, including blackjack, roulette, and baccarat, hosted by professional dealers for an immersive real money casino experience.

              Email: support@JACKBIT.com

              Legal Disclaimer

              This content is for informational and entertainment purposes only and should not be interpreted as legal, financial, or gambling advice. All information is presented “as is,” with no warranties regarding accuracy or completeness. Readers are responsible for verifying information and ensuring compliance with local gambling laws. Gambling involves financial risk and potential addiction. Gamble responsibly, only wagering what you can afford to lose. Seek help from organizations like the National Council on Problem Gambling if needed. Some links may be affiliate links, earning a commission at no cost to you. JACKBIT is licensed outside your jurisdiction and may be restricted in certain regions.

              A photo accompanying this announcement is available at https://www.globenewswire.com/NewsRoom/AttachmentNg/dffa4a83-8d63-4896-b946-7c34d8acc993

              The MIL Network –

  • MIL-OSI: LPL Financial Welcomes Barlow Capital Advisors

    Source: GlobeNewswire (MIL-OSI)

    SAN DIEGO, May 01, 2025 (GLOBE NEWSWIRE) — LPL Financial LLC announced today that financial advisor R. Brennan Barlow, AAMS™, has joined LPL Financial’s broker-dealer, Registered Investment Advisor (RIA) and custodial platforms. He reported serving approximately $250 million in advisory, brokerage and retirement plan assets* and joins LPL from Raymond James.

    Based just outside of Dallas in Flower Mound, Texas, Barlow is a second-generation financial advisor who founded Barlow Capital Advisors in 2009. After a decade working in the financial services industry, Barlow wanted to create a family-owned and operated independent practice to serve his community. Supported by Senior Client Service Associate Keri Alanis and Client Service Associate Amanda Barlow — Brennan’s wife — Barlow takes a holistic approach to offering wealth management advice and strategy to his clients.

    “I believe in the ‘Three P’s’: Protect your wealth, preserve your lifestyle and prevent surprises in retirement,” Barlow said. “To that end, I take the time to educate my clients on the wealth management process and then work alongside them to ensure our strategies are consistently angled toward their ideal financial outcome.”

    Looking for more autonomy and the flexibility to run and grow his business, the Barlow Capital Advisors team turned to LPL Financial.

    “LPL offers unmatched flexibility and service options that will allow me to enhance my current practice and provide an elevated client experience,” Barlow said. “By partnering with LPL, I am confident I can build my business the way I envision and in a way that exceeds my clients’ expectations.”

    Scott Posner, LPL Managing Director, Business Development, said, “We welcome Brennan, Keri and Amanda to LPL and wish them success on this next chapter of their business. At LPL, we understand that advisors are looking for sophisticated capabilities and the autonomy to build and grow their practice according to their vision. We look forward to supporting Barlow Capital Advisors for years to come.”

    Related

    Advisors, learn how LPL Financial can help take your business to the next level.

    About LPL Financial

    LPL Financial Holdings Inc. (Nasdaq: LPLA) is among the fastest growing wealth management firms in the U.S. As a leader in the financial advisor-mediated marketplace, LPL supports nearly 29,000 financial advisors and the wealth management practices of approximately 1,200 financial institutions, servicing and custodying approximately $1.7 trillion in brokerage and advisory assets on behalf of approximately 6 million Americans. The firm provides a wide range of advisor affiliation models, investment solutions, fintech tools and practice management services, ensuring that advisors and institutions have the flexibility to choose the business model, services, and technology resources they need to — run thriving businesses. For further information about LPL, please visit www.lpl.com.

    Securities and advisory services offered through LPL Financial LLC (“LPL Financial”), a registered investment advisor and broker-dealer, member FINRA/SIPC. Barlow Capital Advisors and LPL Financial are separate entities.

    Throughout this communication, the terms “financial advisors” and “advisors” are used to refer to registered representatives and/or investment advisor representatives affiliated with LPL Financial.

    We routinely disclose information that may be important to shareholders in the “Investor Relations” or “Press Releases” section of our website.

    *Value approximated based on asset and holding details provided to LPL from end of year, 2024.

    Media Contact: 
    Media.relations@LPLFinancial.com 

    Tracking #732197

    The MIL Network –

  • MIL-OSI: Best Crypto Casinos 2025: JACKBIT, Ranked as Top Bitcoin Casino Without Verification

    Source: GlobeNewswire (MIL-OSI)

    LARNACA, Cyprus, May 01, 2025 (GLOBE NEWSWIRE) — Looking for the best crypto casino that actually delivers in 2025? JACKBIT has quickly earned a strong reputation among Bitcoin gamblers for its fast payouts, vast game selection, and fair bonuses. In this review, we break down everything you need to know about JACKBIT so that you can decide if it’s the right fit for your next big win.

    ✅JOIN JACKBIT NOW AND DIVE INTO THE BEST CRYPTO GAMING EXPERIENCE!

    JACKBIT Casino Review 2025: Best Crypto Casino For Bitcoin Players

    JACKBIT keeps crypto gaming simple. Fast sign-ups, real Bitcoin casino games, immersive live tables, lucrative bonuses, and no-nonsense payout options when it’s time to cash out. Whether you’re spinning slots or betting on sports, everything just works fast and smoothly at this crypto casino site.

    Here are a few key takeaways from JACKBIT:

    • Fast Crypto Payments: JACKBIT supports Bitcoin, Ethereum, Litecoin, and more, with quick deposits and even faster withdrawals.
    • Huge Game Library: Thousands of slots, table games, and live casino games from top providers like Pragmatic Play and Evolution.
      Sportsbook Included: Bet on live sports, esports, and major leagues without switching sites.
    • User-Friendly Design: Clean, simple layout that works great on desktop and mobile, without any confusing menus or slow load times.
    • Regular Bonuses: Ongoing promotions, reload bonuses, tournaments, and rewards for loyal players.
    • Anonymous Play: No KYC checks for crypto players. Register, deposit crypto, and start playing quickly.
    • Safe and Licensed: Operates under a Curacao license with strong security measures to protect players.

    JACKBIT Casino Bonuses And Promotions

    Welcome Offers
    JACKBIT keeps it simple for new players. Right after signing up, you can jump into the action with JACKBIT’s promotions.

    • 30% Rakeback + 100 First Deposit Free Spins + No KYC
    • Sports Welcome Bonus: First bet cashback of at most 100%.

    ✅START TODAY WITH 30% RAKEBACK AND 100 FREE SPINS !!

    Other Promotions

    • 3+1 FreeBet
    • Bet Insurance
    • Social Media Bonuses
    • NBA Playoffs Cashback

    Tournaments And Prize Pools
    JACKBIT is big on competition. Every week, players can join casino and sports tournaments with prize pools that often hit six figures. This includes:

    1. Daily Tournament – 1,000 Free Spins (FS)
    2. Weekly Tournament – Prize pool of up to $10,000
    3. Pragmatic Play’s Drops & Wins Campaign – Reward pool of up to €2,000,000

    Loyalty Rewards
    JACKBIT has one of the strongest VIP programs with a 30% cashback. JACKBIT’s Rakeback VIP program is designed for players who want real, daily rewards without complicated point systems. Every bet you place, win or lose, earns you a percentage back straight into your account.

    Unlike traditional VIP clubs, the crypto casino’s system rewards regular players right away, making it one of the most straightforward loyalty programs around. As the best crypto casino, JACKBIT ensures that loyal players receive tangible benefits every day.

    JACKBIT Game Selection: Slots, Table Games, And Live Casino

    JACKBIT Casino offers one of the most complete gaming libraries in the crypto casino world. With thousands of games across different categories, it’s built to satisfy every type of player, whether you’re after fast spins, strategic gameplay, or live action. JACKBIT stands out as the best Bitcoin casino, providing an exceptional experience for all players. Here’s a closer look at what’s waiting for you inside.

    Classic And Video Slots
    If you enjoy simple, old-school gameplay, JACKBIT’s huge collection of classic slots brings back the nostalgia. The slot games section ranges from simple 3-reel machines with fruits, bars, and lucky sevens to cutting-edge video slots packed with bonus rounds, free spins, and multipliers. Big names like Gates of Olympus and Sugar Rush from Pragmatic Play are favorites here, delivering colorful graphics and high win potential.

    ✅WANT TO WIN BIG? JOIN JACKBIT AND ENJOY HASSLE-FREE CRYPTO GAMING!

    Table Games And Video Poker

    JACKBIT’s table games cover every casino essential. You’ll find multiple versions of blackjack, roulette, baccarat, and poker on this crypto-gambling site. The gameplay is smooth, the rules are easy to follow, and there’s a wide range of betting options in the table games section. Fans of strategy will appreciate JACKBIT’s video poker section too, with classics like Jacks or Better and Deuces Wild offering solid return-to-player (RTP) rates.

    Instant Games, Scratch Cards, And Video Bingo
    For those who like quick wins, JACKBIT’s instant games and scratch cards are worth a look. Titles like Aviator add a unique twist, where you bet on a plane’s flight and cash out before it crashes. Meanwhile, video bingo games offer a mix of slot-style excitement and traditional bingo fun.

    Jackpot Games
    Players hunting for life-changing payouts should explore JACKBIT’s jackpot games. These slots offer progressive prizes that can reach six or even seven figures.

    Live Casino Games
    JACKBIT’s live casino offers an authentic casino experience right on your device. Games like live blackjack, roulette, baccarat, and game shows such as Mega Wheel are hosted by skilled dealers in real-time, providing an immersive experience that’s nearly as thrilling as being at a physical casino. As one of the best crypto casinos, JACKBIT ensures a seamless, secure, and exciting gaming experience for crypto enthusiasts.

    Supported Cryptocurrencies And Payment Methods At JACKBIT

    Crypto Options
    JACKBIT makes it easy for crypto users to jump right into the action. You can deposit and play using a wide range of coins, including:

    • Bitcoin (BTC)
    • Ethereum (ETH)
    • Litecoin (LTC)
    • Solana (SOL)
    • XRP
    • Bitcoin Cash (BCH)
    • Monero (XMR)
    • Dash (DASH)
    • Binance Coin (BNB)
    • Tether (USDT)
    • USD Coin (USDC)
    • DAI
    • Dogecoin (DOGE)
    • Shiba Inu (SHIBA)
    • Chainlink (LINK)

    With so many options, you’re not tied to just Bitcoin, and transactions are usually fast with lower fees.

    ✅GET IN ON THE ACTION – REGISTER AT JACKBIT AND PLAY WITH CRYPTO!

    Buy Crypto With Traditional Methods
    Even if you don’t already have crypto, JACKBIT has you covered. You can buy digital coins directly through the site using:

    • VISA
    • Mastercard
    • Skrill
    • Neteller
    • Pix

    This is great for players who are just getting started with crypto or want the convenience of topping up without leaving the casino site.

    JACKBIT’s Mobile Gaming Experience

    JACKBIT works well on mobile without making you download an app. You just open your browser, log in, and start playing. The site loads quickly, and games run smoothly, even on older phones. Whether you’re a slots admirer, a sports enthusiast, or like to play immersive live casino games, JACKBIT’s mobile version has got you covered, making it one of the best crypto casinos for on-the-go gaming.

    Buttons are big enough to tap without mistakes, and the pages don’t lag or freeze during play. Depositing and withdrawing crypto is just as simple as it is on a desktop. Even the live dealer games, which can sometimes be tricky on small screens, run without issues on this crypto casino site. If you like gaming on the go, JACKBIT’s mobile experience is solid and reliable, making it the best Bitcoin casino for mobile users.

    JACKBIT Security, Fairness, And Licensing

    JACKBIT operates under a gaming license issued by the government of Curacao, which is one of the most reputable and reliable online gambling licenses in the world. This allows JACKBIT to offer its services anywhere in the world.

    The site uses SSL encryption to protect personal and financial information, so your data stays private during transactions. Payments are processed through secure blockchain networks, adding another layer of safety for crypto users.

    As for fairness, JACKBIT works with trusted game providers like Pragmatic Play, Evolution, and NetEnt, big-time software providers known for using certified random number generators (RNGs). For those who value privacy, JACKBIT stands out as the best no-KYC casino, allowing you to enjoy your favorite games without the need for intrusive identity checks.

    Customer Support At JACKBIT Casino

    JACKBIT offers several ways to get help when you need it. The fastest option is their 24/7 live chat, where you can connect with a support agent in under a minute most of the time. The staff is friendly, polite, and usually gets straight to the point without sending you in circles.

    You can also reach out via email if your question isn’t urgent. Responses through email typically come within a few hours, sometimes faster, depending on when you send your message.

    JACKBIT’s Help Center has a basic FAQ section that covers common issues like deposits, withdrawals, and account verification, though it could be a bit more detailed.

    Overall, customer support at JACKBIT is dependable. You’re not left hanging or dealing with confusing answers. Whether you have a simple question or a problem with a transaction, you can expect real help without long waits.

    Pros And Cons Of Playing At JACKBIT

    Pros

    • Accepts A Wide Range of Cryptocurrencies: JACKBIT supports Bitcoin, Ethereum, Litecoin, Dogecoin, and more, giving players real flexibility in how they deposit and withdraw.
      Fast Payouts: Crypto withdrawals are processed quickly, often hitting your wallet within minutes to a few hours.
    • Huge Game Selection: With thousands of slots, table games, live dealer options, and even sports betting, there’s always something new to try.
    • Mobile-Friendly: No casino app is needed to play on the go. JACKBIT runs smoothly on your phone’s browser, making it easy to play from the get-go.
      Tournaments and Rakeback: Apart from one-time bonuses, JACKBIT’s regular tournaments and a daily rakeback program give real value back to players.
    • Fair Gaming Providers: Games come from trusted names like Evolution and Pragmatic Play, ensuring random, fair results.
      Buy Crypto On-Site: If you don’t own crypto yet, you can easily buy it with a card or e-wallet inside JACKBIT.

    Cons

    • No Traditional Welcome Bonus: Unlike some casinos, JACKBIT doesn’t offer a huge upfront match bonus, focusing more on ongoing rewards.
    • Restricted Countries: Some regions aren’t able to register due to licensing restrictions.
    • Limited FAQ Details: The Help Center could be more detailed for players who like self-service answers.

    ✅LEVEL UP YOUR CASINO EXPERIENCE – SIGN UP ON JACKBIT TODAY!

    Who Should Play At JACKBIT?

    JACKBIT is a great fit if you want a casino that’s easy to use, fast with crypto, and packed with options. It’s perfect for players who:

    • Prefer crypto over traditional banking: Bitcoin, Ethereum, and other coins are welcome here.
    • One Account To Play Them All: Like switching between slots, sports betting, and live casinos without opening multiple accounts.
    • Want quick payouts: No lengthy verification procedures or longer waiting periods.
    • Play mostly on mobile: JACKBIT’s site works just as smoothly on your phone as it does on your laptop.
    • Appreciate simple, no-hassle bonuses: Simple and clear bonus terms with lenient wagering requirements.
    • Value privacy and fast registration: Sign up, deposit, and start playing in just a few clicks.

    If that sounds like your style of gaming, JACKBIT is built for you.

    In Conclusion: JACKBIT’s Reputation As The Best Crypto Casino
    After years of reviewing countless casinos, it’s clear JACKBIT stands out in 2025. It’s built for real players, the ones who want fast crypto payments, a huge variety of games, and a reliable support option. JACKBIT doesn’t waste your time with flashy promises it can’t keep. Instead, it focuses on what matters the most. Like reliable payouts, fair games, and a full gaming experience that keeps you coming back for more.

    The daily rakeback, fast-paced tournaments, and wide crypto support give you real rewards beyond a typical casino bonus. Whether you’re into slots, table games, sports betting, or live dealers, JACKBIT covers it all without cutting corners.

    If you’re seeking the best crypto casino that offers consistent rewards and a top-tier gaming experience, JACKBIT is the smart choice. Ready to experience it yourself? Join JACKBIT today and start playing the way crypto gaming was meant to be.

    FAQ’s
    1. Is JACKBIT Casino safe and legit?

    Yes, JACKBIT operates under a Curacao gaming license and uses SSL encryption to protect player data. All games come from trusted providers with certified fair results, making JACKBIT a secure choice for crypto gambling.

    2. Can I play at JACKBIT Casino on mobile?

    Yes! JACKBIT works smoothly on mobile browsers without needing to download an app. You can play slots, bet on sports, or play live dealer games easily from your phone or tablet.

    3. How fast are withdrawals at JACKBIT?

    Withdrawals at JACKBIT are usually processed within minutes to a few hours, especially for Bitcoin and other major cryptocurrencies. There are no hidden fees when cashing out.

    4. Which cryptocurrencies can I use at JACKBIT Casino?

    At JACKBIT, you can use Bitcoin (BTC), Ethereum (ETH), Litecoin (LTC), Solana (SOL), XRP, Bitcoin Cash (BCH), Monero (XMR), Dash (DASH), Binance Coin (BNB), Tether (USDT), USD Coin (USDC), DAI, Dogecoin (DOGE), Shiba Inu (SHIBA), and Chainlink (LINK).

    Email: support@jackbit.com

    Legal Disclaimer

    This content is for informational purposes only and not legal, financial, or gambling advice. Ensure compliance with local gambling laws. No warranties are made regarding accuracy. Readers are responsible for verifying information and ensuring legal compliance. Gambling may be restricted in some regions.

    Affiliate Disclosure

    Some links may be affiliate links, earning a commission at no cost to you. Recommendations are based on objective evaluation, and partnerships do not influence conclusions.

    Disclaimer: This press release is provided by the Jackbit. The statements, views, and opinions expressed in this content are solely those of the content provider and do not necessarily reflect the views of this media platform or its publisher. We do not endorse, verify, or guarantee the accuracy, completeness, or reliability of any information presented. We do not guarantee any claims, statements, or promises made in this article. This content is for informational purposes only and should not be considered financial, investment, or trading advice.

    Investing in crypto and mining-related opportunities involves significant risks, including the potential loss of capital. It is possible to lose all your capital. These products may not be suitable for everyone, and you should ensure that you understand the risks involved. Seek independent advice if necessary. Speculate only with funds that you can afford to lose. Readers are strongly encouraged to conduct their own research and consult with a qualified financial advisor before making any investment decisions. However, due to the inherently speculative nature of the blockchain sector—including cryptocurrency, NFTs, and mining—complete accuracy cannot always be guaranteed.

    Neither the media platform nor the publisher shall be held responsible for any fraudulent activities, misrepresentations, or financial losses arising from the content of this press release. In the event of any legal claims or charges against this article, we accept no liability or responsibility.

    A photo accompanying this announcement is available at:
    https://www.globenewswire.com/NewsRoom/AttachmentNg/7d19f2b6-48b6-4360-9b75-b40a6445b94d

    The MIL Network –

  • MIL-OSI: Tokio Marine HCC International Appoints Thibaud Hervy as CEO with Simon Button Promoted to International CUO

    Source: GlobeNewswire (MIL-OSI)

    LONDON, May 01, 2025 (GLOBE NEWSWIRE) — Tokio Marine HCC International (TMHCCI), a member of the Tokio Marine HCC (TMHCC) group of companies based in Houston, Texas, today announced that Thibaud Hervy, previously Chief Underwriting Officer (CUO) – Specialty Lines, has been promoted to Chief Executive Officer (CEO) of TMHCCI and Simon Button, formerly CUO – London Market, has been promoted to CUO of TMHCCI. These appointments take place with immediate effect subject to regulatory approval.

    This news follows the recent announcement of Barry Cook as Deputy CEO of TMHCC. He is one of the London Market’s longest-serving CEOs, having spent more than 20 years leading TMHCCI. In handing over the leadership of TMHCCI, Mr. Cook will focus on his new role at TMHCC.

    Mr. Hervy joined the business in 1999 as an Underwriter in HCC Global’s Financial Lines team, covering France and the Benelux region. Following this, he went on to play a central part in the rollout of the company’s underwriting strategy around the world, undertaking a number of senior roles, before being promoted to Managing Director of HCC Global in 2010. Mr. Hervy was appointed CUO – Specialty Lines of TMHCCI in 2014 and has been key to driving the continued development of the business’ long-term underwriting and distribution strategies.

    Mr. Button takes up the role of CUO of TMHCCI. He joined the company in 2000 and has held several leadership roles across TMHCCI’s Property, Marine and Energy underwriting divisions. In his expanded responsibilities, Mr. Button will play a pivotal role in shaping TMHCCI’s underwriting strategy as it continues to expand its offerings.

    “Barry’s impact on our international business cannot be overstated. When he took the helm in 2005, TMHCCI was a small player in London. Today, Barry leaves it a $2.8 billion market leader with an excellent track record of success over decades. He has been instrumental in building a business which continues to set new standards and achieve exceptional results,” said Susan Rivera, TMHCC’s CEO. “I am delighted to be working even more closely with Barry in his new role, and in Thibaud, we have the ideal candidate to carry on his legacy. As we embark on an exciting new chapter, Thibaud will spearhead our international growth and the expansion of our product suite.”

    Ms. Rivera added, “I am also delighted to announce Simon’s appointment as CUO of our International business. The risk landscape and the needs of our insureds are evolving. Key challenges such as the global transition to more sustainable practices also present significant business opportunities. Thibaud and Simon’s expertise will be core to the new offerings we are developing and to achieving new heights of excellence in service and innovation for our clients.”

    Mr. Cook commented, “I am proud to pass the baton of leadership of TMHCCI to Thibaud and Simon. I have had the pleasure of working with them for decades, and their vision and expertise continue to impress. I am certain that TMHCCI will continue to go from strength to strength under their management.”

    About Tokio Marine HCC
    Tokio Marine HCC is a member of the Tokio Marine Group, a premier global company founded in 1879 with a market capitalization of $70 billion as of December 31, 2024. Headquartered in Houston, Texas, Tokio Marine HCC is a leading specialty insurance group with offices in the United States, Mexico, the United Kingdom and Continental Europe. Tokio Marine HCC’s major domestic insurance companies have financial strength ratings of ‘A+’ (Strong) from S&P Global Ratings, ‘A++’ (Superior) from AM Best, and ‘AA-’ (Very Strong) from Fitch Ratings; its major international insurance companies have financial strength ratings of ‘A+’ (Strong) from S&P Global Ratings. Tokio Marine HCC is the marketing name used to describe the affiliated companies under the common ownership of HCC Insurance Holdings, Inc., a Delaware-incorporated insurance holding company. For more information about Tokio Marine HCC, please visit www.tokiomarinehcc.com.

    Contact: MHP Group
    max.steward@mhpgroup.com
    +44 (0)7586 050758

    The MIL Network –

  • MIL-OSI: Formidium Acquires Assets of Praxonomy Ltd, Strengthening Corporate Services Offering

    Source: GlobeNewswire (MIL-OSI)

    CHICAGO, May 01, 2025 (GLOBE NEWSWIRE) — Formidium UK Ltd., a wholly owned subsidiary of Formidium Corp., a global leader in fund administration solutions and technology, has successfully acquired assets of Praxonomy Ltd. This strategic acquisition aims to strengthen Formidium’s corporate services portfolio by integrating Praxonomy’s flagship cloud-based board management solution, Boardlogic.

    Praxonomy, a UK-based software company, specialized in optimizing board governance through secure, intuitive, and efficient technology. Its primary product, Boardlogic, is a purpose-built collaboration platform designed exclusively for boards of directors. The platform facilitates seamless meeting management, secure document sharing, real-time communication, and informed decision-making, all within a highly secure and cost-effective environment. Praxonomy’s user-friendly approach ensures easy adoption, helping boards enhance governance, efficiency, and compliance.

    Nitin Somani, Founder & CEO of Formidium, commented, “We have had a strong relationship with Praxonomy as a customer for many years, and we are thrilled to integrate it into our product portfolio. This acquisition enhances our technology offerings and strengthens our global presence in board management solutions, supported by an exceptional team.”

    Jay M. Shaw, Co-founder & CEO of Praxonomy Ltd, added, “Formidium’s asset acquisition marks an exciting milestone for Boardlogic, offering a unique opportunity to connect with a global audience and access its existing client base. With the support of a larger organization, Boardlogic will gain increased visibility, enhanced marketability, and the ability to scale more effectively.”

    About Formidium

    Formidium is one of the leading fund administrators globally serving alternatives funds. Since 2016, the firm has built a global presence with offices in the U.S., India, Canada, Singapore and UK, supporting over 600 clients, over 1,700 multi-asset funds, and managing $28B+ in assets under administration (AUA) across 25+ jurisdictions.

    Formidium’s proprietary technology solutions provide unparalleled flexibility to meet bespoke client needs, far exceeding off-the-shelf systems. The firm delivers comprehensive services to alternative investment funds globally, including Net Asset Value (NAV) reporting, year-end tax and financial reporting, cross-currency integration, and full compliance support. It’s cloud-native, scalable SaaS platform enables automated workflows, real-time data access, and modular capabilities for seamless growth.

    Media Contact
    marketing@formidium.com

    The MIL Network –

  • MIL-OSI: Data Storage Corporation Schedules First Quarter 2025 Business Update Conference Call

    Source: GlobeNewswire (MIL-OSI)

    MELVILLE, N.Y., May 01, 2025 (GLOBE NEWSWIRE) — Data Storage Corporation (Nasdaq: DTST) (“DSC” and the “Company”), a leading provider of multi-cloud hosting, managed cloud services, disaster recovery, cybersecurity, and IT automation, integrating seamlessly with AWS, Microsoft Azure, and Google Cloud, today announced plans to host a conference call at 11:00 a.m. Eastern Time on Thursday, May 15, 2025, to discuss the Company’s progress and the financial results for the first quarter of 2025, which ended March 31, 2025.

    The conference call will be available via telephone by dialing toll-free 877-407-9219 for U.S. callers or for international callers +1-412-652-1274. A webcast of the call may be accessed at  DSC Q1 2025 Earnings Call or on the Company’s News & Events section of the website,  www.dtst.com/news-events.

    A webcast replay of the call will be available on the Company’s website (www.dtst.com/news-events) through November 15, 2025. A telephone replay of the call will be available approximately three hours following the call, through May 22, 2025, and can be accessed by dialing 877-660-6853 for U.S. callers or + 1-201-612-7415 for international callers and entering conference ID: 13753165. 

    About Data Storage Corporation
    Data Storage Corporation (Nasdaq: DTST) through its subsidiaries is a leading provider of multi-cloud hosting, fully managed cloud services, disaster recovery, cybersecurity, IT automation, and voice & data solutions. Recognizing that data migration is a critical step in transitioning from on-premises systems to the cloud, DSC provides comprehensive migration services to ensure seamless, secure, and efficient data transfer, minimizing downtime and optimizing performance.

    Through its owned and operated cloud platform, built on IBM Power Cloud infrastructure, DSC delivers managed high-performance, scalable, and secure cloud solutions with interoperability across its infrastructure partners, AWS, Microsoft Azure, and Google Cloud.

    Tier 3 data centers support the Company’s CloudFirst platform deployments across the United States, Canada, and the United Kingdom. DSC provides mission-critical solutions to a diverse clientele, including Fortune 500 companies, government agencies, educational institutions, and healthcare organizations.

    As a leader in the multi-billion-dollar managed cloud hosting and business continuity market, DTST is recognized for its expertise in cloud infrastructure, IT modernization, and data migration, enabling clients to transition to the cloud with confidence and operational continuity.

    For more information, please visit www.dtst.com or follow us on X @DataStorageCorp.

    Safe Harbor Provision
    This press release contains “forward-looking statements” within the meaning of the Private Securities Litigation Reform Act of 1995, as amended, that are intended to be covered by the safe harbor created thereby. Forward-looking statements are subject to risks and uncertainties that could cause actual results, performance or achievements to differ materially from any future results, performance or achievements expressed or implied by such forward-looking statements. Statements preceded by, followed by or that otherwise include the words “believes,” “expects,” “anticipates,” “intends,” “projects,” “estimates,” “plans” and similar expressions or future or conditional verbs such as “will,” “should,” “would,” “may” and “could” are generally forward-looking in nature and not historical facts, although not all forward-looking statements include the foregoing. Although the Company believes that the expectations reflected in such forward-looking statements are reasonable, it can provide no assurance that such expectations will prove to have been correct. These forward-looking statements are based on management’s expectations and assumptions as of the date of this press release and are subject to a number of risks and uncertainties, many of which are difficult to predict that could cause actual results to differ materially from current expectations and assumptions from those set forth or implied by any forward-looking statements. Important factors that could cause actual results to differ materially from current expectations include the Company’s ability to grow its presence in Europe. These risks should not be construed as exhaustive and should be read together with the other cautionary statements included in the Company’s Annual Report on Form 10-K, subsequent Quarterly Reports on Form 10-Q and Current Reports on Form 8-K filed with the Securities and Exchange Commission. Any forward-looking statement speaks only as of the date on which it was initially made. Except as required by law, the Company assumes no obligation to update or revise any forward-looking statements, whether as a result of new information, future events, changed circumstances or otherwise.

    Contact:
    Crescendo Communications, LLC
    212-671-1020
    DTST@crescendo-ir.com

    The MIL Network –

  • MIL-OSI: Bottomline Breaks New Ground with Paymode for Digital Banking

    Source: GlobeNewswire (MIL-OSI)

    PORTSMOUTH, N.H., May 01, 2025 (GLOBE NEWSWIRE) — Bottomline, a global leader in business payments, has announced Paymode for Digital Banking. Paymode is Bottomline’s leading business payments network, processing over $450B annually. By embedding access to Paymode into its best-in-class commercial Digital Banking solution, Bottomline’s bank clients can now offer Paymode to their business customers in a single platform.

    Bottomline’s new solution introduces the industry’s first in-app self-enrollment service for supplier payments, embedded into its commercial Digital Banking platform. This capability provides banks with an additional tool to serve their customers and creates exciting new revenue opportunities for banks and their customers.

    “This next phase in digital banking, unique to both Bottomline and the banking world, will help digitize more payments for corporates as well as generate more sustainable and predictable non-interest income for banks,” said Craig Saks, CEO and President of Bottomline. “With the ease of self-enrollment coupled with our large vendor population, this new solution creates a significant opportunity for corporates and banks.”

    The Digital Banking solution, used by more than 440,000 businesses, coupled with Paymode and its network of over 550,000 vendors, provides the scale necessary to truly transform how businesses pay and get paid. This new embedded solution simplifies business payments, providing enhanced remittance data and helping automate more reconciliation tasks for suppliers. It also enables payers to earn rebates on payments they already make, creating a new revenue stream. Using the secure Paymode network also reduces the risk of payment fraud.

    Now, banks can offer their corporate clients a more comprehensive payment experience, leading to increased engagement, greater wallet share, and stronger primary relationships. Matt Richardson, Head of Product Solutions at Citizens Bank, is partnering with Bottomline to offer this solution to Citizens business banking customers.

    “Citizens works closely with their clients as a trusted advisor and strategic partner to make sure they have access to innovative solutions that help them achieve their goals,” said Richardson. “Paymode for Digital Banking is the next evolution of a product suite that will allow us to offer powerful capabilities to our clients to help give them an edge.”

    Bottomline’s Digital Banking platform, consistently recognized with industry accolades, was most recently named the Best Overall Fintech Software by Fintech Breakthrough for its enhanced Digital Banking solution. The announcement of Paymode for Digital Banking exemplifies how Bottomline is taking digital banking and business payments transformation to the next level.

    About Bottomline
    Bottomline helps businesses transform the way they pay and get paid. A global leader in business payments and cash management, Bottomline’s secure, comprehensive solutions modernize payments for businesses and financial institutions globally. With over 35 years of experience, moving more than $16 trillion in payments annually, Bottomline is committed to driving impactful results for customers by reimagining business payments and delivering solutions that add to the bottom line. Bottomline is a portfolio company of Thoma Bravo, one of the largest software private equity firms in the world, with more than $166 billion in assets under management. For more information visit www.bottomline.com.

    Trademarks
    Bottomline, Paymode, and the Bottomline logo are trademarks or registered trademarks of Bottomline Technologies, Inc. All other trademarks, brand names or logos are the property of their respective owners.

    Media Contact:
    pr@bottomline.com

    The MIL Network –

  • MIL-OSI: Flourish Announces Major Expansion of Digital Fee-Based Annuities Platform for RIAs

    Source: GlobeNewswire (MIL-OSI)

    New York, May 01, 2025 (GLOBE NEWSWIRE) — Flourish, a WealthTech platform that helps registered investment advisors (RIAs) grow by evolving from holistic advice to holistic implementation, today announced a significant expansion of Flourish Annuities, its digital end-to-end RIA-centric annuities platform for advisors. The enhanced offering adds to the types of annuities available and broadens its carrier network, further empowering independent advisors to more effectively incorporate protection solutions into client portfolios.

    Building on the success of its Multi-Year Guaranteed Annuities (MYGAs) offering, Flourish Annuities is now expanding its marketplace of fee-based annuity products to include Registered Index-Linked Annuities (RILAs), Fixed Indexed Annuities (FIAs), and Variable Annuities (VAs). For clients seeking lifetime income options, guaranteed lifetime withdrawal benefits (GLWBs) can be added to eligible annuity contracts for a fee, giving clients the option to receive a “paycheck for life.” 

    The platform now boasts offerings from five highly-rated insurance carriers including new partnerships with Equitable and Jackson National Life Insurance Company® (Jackson®). They join existing carrier partners Aspida, Corebridge Financial, and MassMutual Ascend. 

    The Flourish platform continues to remove the barriers to annuities adoption by RIAs by allowing advisors to leverage an insurance-licensed outsourced insurance desk (OID), offering a digital application experience, and curating a marketplace of fee-based annuities designed for RIAs. 

    “As we transition to Wealth 3.0, advisors are increasingly expected to go beyond traditional portfolio management and bring their clients solutions that address all aspects of their financial lives,” said Max Lane, CEO of Flourish. “Fee-based annuities serve as an important tool to replace older commissioned annuities that are no longer fit for purpose. They can also add highly valued safety to financial portfolios through lifetime income, guaranteed protection and returns, or tax deferral. Advisors who are looking to grow their firms and produce better results for clients can now access a wide range of annuities via the same beautiful experience they’ve come to expect from Flourish solutions.”

    “Recent market volatility underscores the need for protection and income strategies to help financial professionals and their clients plan for the future with confidence, especially with a record 11,000 Americans turning 65 every day. Equitable is a leader in the annuity market and has a history of innovation in designing solutions that offer tax-advantaged growth, downside protection and guaranteed income in retirement,” said Pete Golden, Chief Sales & Distribution Officer for Individual Retirement at Equitable. “We look forward to collaborating with more registered investment advisors through our new relationship with Flourish.”

    “Adding Jackson annuities to the Flourish platform increases our access to the growing RIA channel and represents another option for financial professionals to integrate annuities into their clients’ portfolios,” said Tim Munsie, head of RIA, platform distribution and planning at Jackson National Life Distributors LLC, the marketing and distribution business of Jackson. “We must continue to increase financial professional access to fee-based annuity options, and the Flourish platform makes this possible by eliminating insurance licensing requirements, which helps simplify the process for financial professionals and their clients.”

    The platform expansion also allows advisors to help clients transition from annuities that no longer meet their needs to fee-based alternatives that better align with clients’ financial goals.

    Flourish Annuities was built for independent RIAs who have not traditionally adopted annuities into their practice largely due to licensing requirements, operational complexities, and outdated technology. Flourish Annuities addresses and eliminates these barriers with its digital-first platform, Outsourced Insurance Desk (OID), and curated marketplace of fee-based annuities from vetted carriers. Flourish Annuities is integrated with key advisor platforms including eMoney, Orion, Black Diamond, and Redtail, making it easy for advisors to incorporate annuities into their existing workflows and bill on them just like any other asset in the portfolio.

    Over 990 RIAs managing $2.6 trillion in combined assets trust Flourish to help them fully execute financial plans and bring more assets into their orbit. As a platform that helps RIAs grow by evolving from holistic advice to holistic implementation, Flourish also allows advisors to feature their firm’s branding as well as providing client-friendly marketing materials, premium support, and more.

    ABOUT FLOURISH
    Flourish builds technology that empowers financial advisors, improves financial lives and retirement outcomes, and delivers new and innovative investment options to advisors. Today, the Flourish platform supports more than $7 billion in assets under custody and is used by more than 990 wealth management firms representing $2.6 trillion in assets under management. Flourish is wholly-owned by Massachusetts Mutual Life Insurance Company (MassMutual). For more information, visit www.flourish.com. 

    Forward Looking Statements
    This press release may contain forward looking statements that are subject to certain risks and uncertainties. Actual results, performance, or achievements may differ materially from those expressed or implied.

    This feedback may not be representative of the experience of other customers, and is not a guarantee of future performance or success. 

    Flourish is an online platform through which investors can access financial services and products. Flourish’s offerings are provided by different entities and are subject to different terms, investor protections, and risks. Flourish Cash is offered by Flourish Financial LLC, a registered broker-dealer and FINRA member. Flourish Financial LLC is not a bank. Check the background of Flourish Financial LLC and its personnel on FINRA’s BrokerCheck. Flourish Annuities refers generally to the annuity platform operated by Flourish Technologies LLC and to Flourish Insurance Agency LLC, and, where applicable, Flourish Financial LLC. Flourish Insurance Agency operates in its capacity as a licensed insurance producer with offices in Jersey City, New Jersey, and does business in California under the name Flourish Digital Insurance Agency, providing insurance services related to such platform. Variable annuities, defined in this context to include Registered Index-Linked Annuities (“RILAs”), are offered through Flourish Financial LLC. Annuities shown on the platform are sold through Flourish Annuities, and are issued by one or more licensed insurance companies. The Flourish entities mentioned above are affiliates. Flourish Cash and Flourish Annuities accounts are separate accounts and only assets in Flourish Cash accounts may be eligible for protection by the FDIC or SIPC. Please review the Legal section of our website, and the disclosures provided with each Flourish service or product for further information. If you were introduced or invited to Flourish by an investment advisor or other third party, please be aware that, unless otherwise disclosed to you, they are not affiliated with any Flourish entity. The role of the investment advisor or other firm that invited you to Flourish may vary between different Flourish services and products, as further described in your terms of service. © 2025 Flourish. All rights reserved.

    A Flourish Cash account is a brokerage account offered by Flourish Financial LLC, a registered broker-dealer and FINRA member. Flourish Financial LLC is not a bank. Check the background of Flourish Financial LLC and its personnel on FINRA’s BrokerCheck. The cash balance in a Flourish Cash account will be swept from the brokerage account to deposit account(s) at one or more third-party Program Banks that have agreed to accept deposits from customers of Flourish Financial LLC. The accounts at Program Banks will pay a variable rate of interest. The cash balance in a Flourish Cash account that is swept to one or more Program Banks is eligible for FDIC insurance, subject to FDIC rules, including FDIC aggregate insurance coverage limits. FDIC insurance will not be provided until the funds arrive at the Program Bank. Flourish Cash’s current Program Banks can be found here. For additional information regarding FDIC coverage, visit https://fdic.gov/ and https://www.flourish.com/advisors.

    Flourish Annuities refers generally to the annuity platform operated by Flourish Technologies LLC and to Flourish Insurance Agency LLC, and, where applicable, Flourish Financial LLC. All Flourish entities are affiliates of each other. Flourish Insurance Agency operates in its capacity as a licensed insurance producer with offices in Jersey City, New Jersey, and does business in California under the name Flourish Digital Insurance Agency, providing insurance services related to such platform and the individual annuity contracts intended to be purchased by individual clients of registered investment advisors (“RIAs”). Variable annuities, defined in this context to include Registered Index-Linked Annuities (“RILAs”), are offered through Flourish Financial LLC, a registered broker-dealer and FINRA member. Flourish Financial LLC is not a bank.

    An annuity is an insurance contract. Variable annuities are considered securities. Securities are subject to investment risks, including possible loss of the principal invested. Annuities available on the platform are sold through Flourish Annuities and are issued by one or more licensed insurance companies. The issuing insurance company, not any Flourish company, is solely responsible for its own financial and contractual obligations. All benefits and guarantees of the annuity contract are subject to the claims paying ability of the issuing insurance company. This is not a proposal or a solicitation to purchase insurance and is for RIA use only. Flourish Annuities is not available to New York residents.

    The MIL Network –

  • MIL-OSI: TravMark’s 2024 Claims Report Reveals Setbacks Families Face When Kids Go Away to Summer Camps & Travel Programs

    Source: GlobeNewswire (MIL-OSI)

    HO-HO-KUS, N.J., May 01, 2025 (GLOBE NEWSWIRE) — TravMark, a specialty insurance broker that has protected more than one million travelers, including youth program and summer camp participants, today released a first-of-its-kind analysis on the reasons families make insurance claims on behalf of their children attending summer camps and programs. The examination of claims made by the parents of 10,000 TravMark-insured campers and travelers in 2024 showed that the need to use an insurance policy is most often based on events that can happen to anyone before or during these wonderful experiences.

    TravMark’s 2024 Summer Camp & Program Insurance Utilization Report found that 41% of claims were related to sickness and 17.5% due to accidental injury, while 36.8% of claims involved families using a “cancel for any reason (CFAR)” option prior to traveling. Overall, just over half (50.5%) of claims were made to cancel prior to departure.

    “Our 2024 Summer Camp & Program Insurance Utilization Report highlights the fact that insured families file claims for a diverse array of reasons and it’s generally not about ‘that will never happen’ events,” said Mark Ceslowitz, president and chief executive officer of TravMark. “Camp and youth travel programs are memorable experiences that shape children’s lives in so many meaningful ways – ones that families typically spend thousands of dollars on each year. TravMark uses decades of data and real-world case studies to protect that investment, shaping policies that truly protect young campers and travelers.”

    There are two parts to most travel insurance policies, including those offered for summer camps and youth travel programs: cancellation insurance, which covers the period before departing home for covered reasons (medical, etc.) and often includes the CFAR option that generally protects the insured person until two days prior to leaving; and interruption insurance, which then takes over if the stay is interrupted or impacted for covered reasons.

    TravMark 2024 Summer Program Claims by Type:

    • Trip Cancellation: 50.5%
    • Trip Interruption: 21.3%
    • Travel Delay: 13.7%
    • Travel Medical: 11.9%
    • Baggage: 2.6%

    TravMark 2024 Details of Cancellation Claims by Type:

    • Sickness: 41%
    • Cancel for Any Reason: 36.8%
    • Accidental Injury: 17.5%
    • Death of a family member 3.8%
    • Other: 0.9%

    Protecting Physical & Mental Health

    TravMark is one of the few companies to remove psychological exclusions from many of its policies, providing coverage that recognizes the significance of mental health to effectively support the needs of today’s youth.

    “Going to summer camp or traveling on your own – for the first time or any time – can be an overwhelming experience for many children and their families, and insurance protection offers valuable peace of mind,” said Shannon Lofdahl, TravMark managing director. “From ensuring you are financially covered for medical issues that might arise to reducing the unease that your plans might change before summer arrives, camp and youth program insurance helps assure that you are making the most of summer.”

    TravMark works with camp registration platforms, standalone camps and individual families to provide insurance that meets the unique needs of both campers and camps. With more than 20,000 year-round and summer camps annually serving 26 million campers, according to the American Camping Association, it’s a thriving industry where too few insurance providers have the experience and insight to effectively protect campers and camp operators.

    To learn more about TravMark’s camp insurance options, visit TravMark.com.

    About TravMark
    Established in 2000, TravMark provides all forms of business and individual insurance programs, assisting travel providers and program operators with their insurance needs. Based in Ho-Ho-Kus, New Jersey, TravMark insures travelers and program participants through its custom developed plans, focusing on the unique demands of the market and the changing demands of travelers in today’s travel environment. TravMark is a proud member of the U.S. Travel Insurance Association (USTIA), U.S. Tour Operator Association (USTOA), Student Youth Travel Association (SYTA) and American Camp Association (ACA).

    Contact:
    Lisa Trapani for TravMark
    ltrapani@rosecomm.com
    Cell: 410-245-0094

    An infographic accompanying this announcement is available at https://www.globenewswire.com/NewsRoom/AttachmentNg/dc887f1a-4a27-4d46-826f-55db45fef54c

    The MIL Network –

  • MIL-OSI: RWA Inc. Celebrates RWAI Launch with $50,000 $RWAI Giveaway for Gold+ Users

    Source: GlobeNewswire (MIL-OSI)

    ROAD TOWN, British Virgin Islands, May 01, 2025 (GLOBE NEWSWIRE) — RWAI is your AI agent for crypto research, reporting and token launches. It helps you find high-potential projects, guides developers in making their tokens launch-ready, and supports institutions in tokenizing and listing real-world assets.

    $RWAI is launching on Virtuals on May 5, with TGE going live May 6 at 11:00 AM UTC.

    • Listing on Virtuals: May 5
    • TGE (Token Generation Event): May 6 at 11:00 AM UTC
    • Launch page: https://app.virtuals.io/geneses/344

    RWAI is proudly backed by RWA Inc. To celebrate this milestone and show appreciation to our most engaged community members, we’re launching an exclusive $50,000 $RWAI giveaway, to be distributed among users who reach Gold+ tier on the RWA platform.

    How to Join the Giveaway

    Participation is simple:

    1. Stake $RWA on the official RWA Investor Platform.
    2. Reach Gold+ tier, unlocking access to premium features and rewards.

    Stake $RWA, reach Gold+ tier and join the giveaway: https://launch.rwa.inc

    About RWA Inc

    RWA Inc specializes in connecting funders to premium RWA and DePIN startups. Through our platform, funders can access carefully vetted projects to which we have provided advisory, acceleration and go-to market support. We facilitate different fundraising opportunities for clients. Our formats create investment opportunities for anyone interested in participating in RWA and DePIN startups, staying true to our mission of creating global accessibility to RWA investments.

    Contact:
    RWAI PR
    Marketing@RWAI.inc

    Disclaimer: This is a paid post and is provided by RWA Inc. The statements, views, and opinions expressed in this content are solely those of the content provider and do not necessarily reflect the views of this media platform or its publisher. We do not endorse, verify, or guarantee the accuracy, completeness, or reliability of any information presented. We do not guarantee any claims, statements, or promises made in this article. This content is for informational purposes only and should not be considered financial, investment, or trading advice.Investing in crypto and mining-related opportunities involves significant risks, including the potential loss of capital. It is possible to lose all your capital. These products may not be suitable for everyone, and you should ensure that you understand the risks involved. Seek independent advice if necessary. Speculate only with funds that you can afford to lose. Readers are strongly encouraged to conduct their own research and consult with a qualified financial advisor before making any investment decisions. However, due to the inherently speculative nature of the blockchain sector—including cryptocurrency, NFTs, and mining—complete accuracy cannot always be guaranteed.Neither the media platform nor the publisher shall be held responsible for any fraudulent activities, misrepresentations, or financial losses arising from the content of this press release. In the event of any legal claims or charges against this article, we accept no liability or responsibility. Globenewswire does not endorse any content on this page.

    Legal Disclaimer: This media platform provides the content of this article on an “as-is” basis, without any warranties or representations of any kind, express or implied. We assume no responsibility for any inaccuracies, errors, or omissions. We do not assume any responsibility or liability for the accuracy, content, images, videos, licenses, completeness, legality, or reliability of the information presented herein. Any concerns, complaints, or copyright issues related to this article should be directed to the content provider mentioned above.

    A photo accompanying this announcement is available at https://www.globenewswire.com/NewsRoom/AttachmentNg/840ac531-9e22-4685-b282-909666b50278

    The MIL Network –

  • MIL-OSI: Apollo Closes on $8.5 Billion for Accord+ Strategy, including $4.8 Billion for Second Vintage Fund

    Source: GlobeNewswire (MIL-OSI)

    NEW YORK, May 01, 2025 (GLOBE NEWSWIRE) — Apollo (NYSE: APO) today announced it has closed on $8.5 billion in total commitments for the Accord+ strategy, inclusive of $4.8 billion for Accord+ Fund II (“the Fund”) as well as separately managed accounts and related structures. The successful close of the second vintage exceeds internal targets and brings total assets for Apollo’s hybrid credit business to approximately $40 billion.

    Accord+ II employs an opportunistic strategy focusing on high-conviction investments across the credit spectrum. The Fund is expected to tactically allocate to high quality, top of the capital structure investments across both private corporate credit and asset-backed finance as well as secondary opportunities as informed by prevailing market conditions.

    “As rates stay higher-for-longer and volatility impacts capital flows, we see an attractive market for opportunistic credit investments, alongside our highest-conviction themes,” said Chris Lahoud, Partner and Head of Opportunistic Credit at Apollo. “We believe our scaled, integrated Credit platform positions us well to execute with speed and certainty in all market environments, including periods of dislocation.”

    John Zito, Co-President of Apollo Asset Management and Head of Credit, added, “We are pleased to see strong investor demand for the latest vintage of our Accord+ series, which we view as a result of our investment acumen, alignment and the market opportunity at hand. Accord+ is also a great illustration of our focus on product innovation, building upon the original Accord dislocation strategy to respond to investor needs and deploy capital to many of our best ideas throughout market cycles.”

    The Accord+ II close reflects broad support from a global and diverse group of investors including pension funds, sovereign wealth funds, financial institutions and family offices. Apollo intends to continue building its Accord strategy family within its hybrid business, including future funds and bespoke credit solutions tailored to institutional and wealth clients.

    Paul, Weiss, Rifkind, Wharton & Garrison LLP represented Apollo in connection with the closing of the Accord+ II Fund.

    About Apollo
    Apollo is a global, high-growth alternative asset manager. In its asset management business, Apollo seeks to provide clients excess return at every point along the risk-reward spectrum from investment grade to private equity, with a focus on three core strategies: yield, hybrid, and equity. For more than three decades, Apollo’s investing expertise across its fully integrated platform has served the financial return needs of clients and provided businesses with innovative capital solutions for growth. Through Athene, Apollo’s retirement services business, it specializes in helping clients achieve financial security by providing a suite of retirement savings products and acting as a solutions provider to institutions. Apollo’s patient, creative, and knowledgeable approach to investing aligns its clients, the businesses it invests in, its team members, and the communities it impacts to expand opportunity and drive positive outcomes. As of December 31, 2024, Apollo had approximately $751 billion of assets under management. To learn more, please visit www.apollo.com.

    Apollo Contacts
    Noah Gunn
    Global Head of Investor Relations
    Apollo Global Management, Inc.
    (212) 822-0540
    IR@apollo.com

    Joanna Rose
    Global Head of Corporate Communications
    Apollo Global Management, Inc.
    (212) 822-0491
    Communications@apollo.com

    The MIL Network –

  • MIL-OSI: 1 Hour Payday Loans Online No Credit Check Direct Lenders Guaranteed Approval – IOnline Payday Loans

    Source: GlobeNewswire (MIL-OSI)

    SHERIDAN, Wyo., May 01, 2025 (GLOBE NEWSWIRE) — Life is full of surprises—medical bills, home or car repairs, or even travel expenses and sometimes you need a little help. In those situations, waiting days for instant payday loans approvals doesn’t make sense. That’s when 1 Hour Payday Loans with No Credit Check come out the smartest. The loans are meant to provide short-term financial relief, even if your credit isn’t great. In this guide, we’re going to break down how these fast loans function and their benefits. We’ll also explain the basics of IOnline Payday Loans, another trustworthy lender known for approving loans within the hour. Get emergency funds with an easy application and there’s no hard credit check with IOnline!

    Click Here to Apply for No Credit Check Loans >>

    1-Hour Payday Loans No Credit Check— What is it?

    1-Hour Payday Loans With No Credit Check are typically small loans— $100 to $1,500, that are meant to be used to cover emergency expenses, such as medical bills, car repairs or unpaid rent. The main characteristic of these loans is they do not require a standard credit check, such as the one conducted by banks, which often means that are available even to people with bad credit or no credit history at all.

    Lenders consider current income, employment status and the borrower’s repayment ability, not a credit score. Once approved, the funds tend to be deposited directly into the borrower’s bank account that day. But these loans carry high interest rates and are supposed to be repaid on the next payday, so that’s why they got the name. They provide a quick fix, but it’s important to use them responsibly — or you risk falling into a cycle of debt.

    Click Here to Apply for No Credit Check Loans >>

    Types of 1-Hour Payday Loans Online No Credit Check Instant Approval

    1-Hour payday loans online with no credit check instant approval can be in a variety of forms to suit a variety of short-term financial needs. 1-Hour payday loans online with no credit check instant approval or payday loans online no credit check instant approval can be in a variety of forms. All of them are based on fast approval and quick funding, but they have distinct terms and purposes. Here are the primary kinds, all with the option of immediate approval without any credit check:

    1. Traditional Payday Loans:

    Instant payday loans online can help borrowers receive $100 to $1,500 without heavy paperwork or long wait times. One-hour payday loans are these things that you if you could simply get one, would solve all of your problems. Borrowers are lent a small amount —usually between $100 and $1,500 and must repay it by their next payday. Lenders don’t make hard credit checks, but they look at income and employment. Money is sent 24/7 and arrives the same day if approved.

    2. Installment Payday Loans:

    Unlike traditional payday loans, installment loans allow you to repay in multiple payments, which are available through Personal Money Network and the direct lenders we work with, have the flexibility to repay in multiple payments over the period of your loan. These are perfect for borrowers who want the flexibility of more time for repayment.

    3. Bad Credit Payday Loans:

    Online payday loans for bad credit cater to borrowers with low credit scores, focusing on income and bank activity instead. These are loans for people with bad or no credit; they are offered and marketed specifically for borrowers in this situation. Lenders don’t use a credit score but instead look at your financial situation today — such as regular income and how much activity is in your bank account. Bad credit payday loans can be approved instantly and you can have the money in your account within an hour.

    4. Same-Day Payday Loans:

    Same-day payday loans are structured to guarantee that when you apply, the cash is deposited directly into your account within a few hours of approval. Same-day payday loans, or no credit check payday loans with same-day approval, are structured to guarantee. No credit checks, no prolonged procedures and no bureaucracy at all. Provided you satisfy a few basic eligibility criteria, including age, income, and bank account verification, you can have the money in your account in as little as a few hours, perfect for a financial emergency.

    How To Apply 1 Hour Payday Loans No Credit Check?

    Getting a 1-hour payday loan with no credit check is not difficult. Follow these simple measures so that your application gets approved:

    1. Select a Trusted Lender: Select a reputable, licensed lender such as IOnline Payday Loans, with quick approvals, secure sites and without hard credit checks.
    2. Complete the Online Application Form: Check the lender’s website and fill out a brief application. You will be required to provide your full name, contact information, employment details, income, and banking information.
    3. Submit Documents for Verification: As proof of identity and income, you will need to upload files including your government-issued ID (driver’s license or passport), recent pay stubs and a bank statement that demonstrates regular deposits.
    4. Wait For Instant Approval Decision: Once you’ve completed the form and uploaded your documents, the lender will process your application and provide a decision in minutes with no hard credit pull.
    5. Receive Funds Within 1 Hour: Once approved, the money is transferred directly into your bank account–often in an hour or less, because processing time varies from bank to bank.

    Some lenders even offer instant payday loans online with guaranteed approval, based solely on income verification.

    Features & Benefits of IOnline Payday Loans

    Here are the amazing benefits of choosing the IOnline Payday loans:

    • Easy online application: IOnline Payday Loans has made applying for a payday loan straightforward and easy. No long paperwork or in-person visits are required. This quick digital process means that you receive credit matching and approval even quicker, making it great for people who need access to money quickly to deal with emergencies or unexpected expenses.
    • High Approval Rates: IOnline Payday Loans has one of the highest approval rates in the market and can allow you to get money on the same day you apply. Also, IOnline connects users with a vast network of lenders, even those with bad credit can have a good shot at being approved.
    • No Hard Credit Checks: Unlike other lenders, IOnline Payday Loans does not perform hard credit checks which can have a detrimental effect on your credit score. Instead, they conduct soft checks or use other methods such as income verification or employment history.
    • Loan Amounts and Terms Vary: IOnline lends from $100 up to $5,000, with loan terms between 2 and 24 months. This variation allows borrowers to select a loan that best suits their circumstances and budget. Whether you need some quick cash for an emergency, or a little more with longer to repay, IOnline finds you the ideal loan that suits your personal financial circumstances without added pressure on you.
    • Clear Fees and Interest Rates: Transparency is one of the best attributes that customers appreciate at IOnline Payday Loans. Any fees, interest rates and repayment terms are disclosed to you before you accept the loan. APRs fall typically between 5.99% and 35.99%, depending on your lender and your financial profile.

    Why is IOnline Payday Loans the best choice for you?

    Here are some additional reasons which will make IOnline payday loans the best choice for your instant approval loan:

    1. Lending decisions for the public service: IOnline Payday Loans will consider borrowers who receive income through TANF and SSI. They accept those as legitimate sources of income, lending to people who are not conventionally employed.
    2. Completely Online—No Phone Calls: At IOnline Payday Loans, the entire money lending process is performed online, and phone calls are not needed. This allows the loan application process to be faster, more confidential and more accommodating.
    3. Loans for the Unemployed: Even if you are currently unemployed you may be eligible for a loan if you have regular income from other sources such as social security, pensions or benefits. Moreover, IOnline Payday Loans refers applicants to lenders who are all willing to help regardless of employment status.
    4. Flexible Repayment Terms: The loan periods range from 2 to 24 months, so borrowers may select their own repayment schedule based on their level of income. This eases the repayment burden and helps borrowers make their repayments more comfortable.

    Process For Application: IOnline Payday Loans

    To qualify for 1 Hour Payday Loans No Credit Check through IOnline Payday Loans, simply do the following:

    Step 1: Selecting Your Loan Amount

    Consider how much you really need and whether or not you really will be able to repay it on time. Look at your income and expenses, then select a repayment amount that feels comfortable to you. Ensure the repayments are within your budget—failure to meet repayments could mean additional charges and penalties.

    Step 2: Organize Your Documents

    You’ll have to include some documents to prove you qualify, and to help speed your application along. When you are ready to apply for a loan through IOnline Payday Loans, have the following prepared:

    • A government-issued ID
    • Evidence of having been paid in the last 3 months (such as bank statements or payslips)
    • Your bank account details

    Step 3: Complete Application Form

    The application form at IOnline Payday Loans is fast and simple to fill out. Click on the “Apply Now” button on the top right of the screen and fill out the form in a few minutes. You’ll provide your basic details, including your full name, email, zip code, loan amount and how long you need to repay it. Then, hit the “Next” button.

    Step 4: Check If You Qualify

    As you enter your personal information and the amount of the loan, you will also be asked for a little more detailed information including the status of your job, financial situation and monthly expenses. This is to see if you qualify for a loan and your details are kept safe all the way till they are received by IOnline Payday Loans & your lender.

    Step 5: Wait till you get a lender

    Once we have your information, IOnline Payday Loans will search our lender network for the right lender for you. This typically lasts only a couple of minutes, and in around 2 minutes you’ll find out whether you have a match or not. If you’re approved, you will be brought to the lender’s website to complete the process. And if you don’t find you’re approved, you’ll also definitely hear from us soon.

    Step 6: Sign the Contract & Receive Your Funds

    Once you’re matched with a lender, they’ll provide you with a loan agreement. Take the time to read through the terms, check the fees and be sure that it’s manageable for you. If you’re in agreement, simply sign and return the form — and you’re finished!

    Eligibility Requirements: IOnline Payday Loans

    There are fairly straightforward requirements you’ll need to meet to apply with most lenders. These usually include:

    1. Applicants must be at least 18 years of age to be eligible.
    2. You must bring an official, government-issued ID with you—a driver’s license or a passport.
    3. You must have a bank checking account name to get funds.
    4. You will need evidence of regular income, whether from work, benefits or other regular sources.
    5. They will require you to provide a permanent residential address and some lenders might request proof of your address.
    6. You do need to reside in a state the lender operates in, borrowing ranges by state.
    7. To qualify for online no credit check instant approval, applicants must meet basic eligibility like age, ID and income.
    8. U.S. citizenship, permanent residency or a long-term visa is usually a prerequisite.
    9. A legitimate social security number is frequently required for identity and credit verification.

    Types of Other No Credit Check Payday Loans

    Small Payday Loans Online No Credit Check:

    Small payday loans online no credit check are perfect for emergencies under $500 and usually come with fast approvals. These are small, short-term loans, usually in the range of $500 or less, that are made with no credit check. They are perfect for those few emergency costs and can be approved within a few minutes.

    $255 Online Payday Loans Same Day No Credit Check:

    These loans are for $255 and they are meant to be taken out and returned the same day—no traditional credit check is required. They’re a favourite in states like California that have eyes on such loan amounts. $255 payday loans online loans same day no credit check are a quick fix for small emergencies, ideal for short-term borrowing needs.

    Tribal Loans for Bad Credit:

    Tribal loans are loans issued by Native American-operated lenders. They also commonly work around state regulations and provide flexible terms, which can make them an option for people with low or no credit history.

    $500 Loan No Credit Check Direct Lender:

    $500 loan no credit check direct lenders are made directly from lenders (not brokers) and don’t require a credit check. You could be approved for a loan of $500 and receive funds quickly, making it an ideal solution for emergency expenses.

    Frequently Asked Questions

    1. Is it possible to get a 1 Hour Payday Loans No Credit Check?

    Yes, a lot of lenders do provide instant decisions and quick funding. Some lenders will okay the loan in a matter of minutes, but funds transfer normally takes 1 business day but also varies depending on your bank.

    2. Does applying for a 1 hour payday loan have an effect on my credit score?

    Most no-credit-check lenders employ soft inquiries or alternative data, so it does not hurt your credit score to apply.

    3. Am I eligible for these loans in every state?

    No, some rules and regulations would determine availability. Payday loans are illegal in some states, while other states regulate or restrict them.

    Wrapping Up

    1 Hour Payday Loans No Credit Check is a quick and easy way to get a couple of days or a week when you need it the most. Whether it’s a crisis or an incidental emergency, services such as IOnline Payday Loans can connect you with trustworthy contracting lenders in just a few minutes. Services like IOnline Payday Loans help you connect with some of the best online payday loans available quickly and securely. Remember to always borrow responsibly, check the terms before you apply, and try to borrow the money you can afford to pay back.

    Project Name: IOnline Payday Loans

    Registered Office Address: 1095 Sugar View Dr Ste 500 Sheridan, WY 82801

    Company Website: https://ionlinepaydayloans.com/

    Email: mria@ionlinepaydayloans.com

    Phone: 307-777-7311

    Contact person name: Mria

    contact person email: mria@ionlinepaydayloans.com

    Disclaimer: This announcement contains general information about Ionline payday loan services and should not be considered financial advice. Ionline Payday Loans does not guarantee loan approval, and loan terms may vary by applicant and lender requirements. Loans are available to U.S. residents only.

    A photo accompanying this announcement is available at https://www.globenewswire.com/NewsRoom/AttachmentNg/4201c2bd-e15f-40f8-89d7-7f5ad360b1fc

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