NewzIntel.com

Category: Entertainment

  • MIL-Evening Report: Disaster or digital spectacle? The dangers of using floods to create social media content

    Source: The Conversation (Au and NZ) – By Samuel Cornell, PhD Candidate in Public Health & Community Medicine, School of Population Health, UNSW Sydney

    Almost 700 rescues had been carried out in New South Wales by Friday morning as
    record-breaking rainfall pounds the state. Tragically, four people have died in floodwaters.

    Amid the chaos, videos posted on social media show people deliberately entering or standing above swollen rivers and flooded roads. It is a pattern of dangerous behaviour that occurs frequently during natural disasters in Australia.

    Filming unsafe acts for social media is not just risky for participants. It may inspire copycat behaviour, and, if things go wrong, can endanger the lives of rescuers. It’s a public health problem which requires new remedies.

    Selfies in floods: a risky business

    During a flood, water can be deceiving. Just 15cm of water can knock an adult off their feet or cause a car to lose traction and float. Submerged debris and contaminated water add to the dangers.

    Emergency services routinely warn the public not to enter floodwaters – on foot or in vehicles. But many people ignore the warnings, including those out to create social media content.

    In a startling example posted on Tiktok during the current floods, a young man stands on a mossy log which has fallen over a flooded river. The video, accompanied by dramatic music, shows swirling floodwaters surging beneath him. One wrong step, and the man could easily have drowned.

    In other examples posted on Tiktok in recent days, a woman wades through murky floodwaters, and a person films as the car they are travelling in drives down a flooded road.

    Similar behaviour was observed during floods in Townsville earlier this year. Residents filmed themselves diving and wading into floodwaters, and towing each other on inflatable rafts.

    And during ex-Tropical Cyclone Alfred, social media was filled with images of people in Queensland surfing dangerous swells and wading in rough surf.

    A worrying trend

    Our research explores the links between social media and adverse health outcomes.

    Selfie-related injury has become a public health concern. People are increasingly venturing off-trail, seeking out attractive but hazardous locations such as cliff edges and coastal rock platforms.

    These behaviours can lead to injury and death. They can also put emergency services personnel in harm’s way. In 2021, for example, a woman fell into a swollen river on Canberra’s outskirts while trying to take a selfie with friends, prompting a police official to warn:

    There is no photo or social media post that is worth risking your life to get. Any water rescue puts the lives of not only of yourself but those of emergency services personnel at risk.

    Getting to grips with the problem

    How should the problem be tackled? Previous research by others has recommended “no-selfie zones”, barriers, and signs as ways to prevent selfie incidents. But our research suggests these measures may not be enough.

    The phenomenon of selfie-related incidents requires a public health approach. This entails addressing the behaviour through prevention, education, and other interventions such as via social media platforms.

    In the latest floods, unsafe behaviour has occurred despite a series of official flood, weather and other warnings. Residents also continue to drive into floodwaters, despite repeated pleas from authorities.

    Official warnings compete with – and can lose out to – more emotionally compelling, visually rich content. If the public sees other people behaving recklessly and apparently unharmed, then even clear, fact-based warnings can be ignored.

    This is especially true in communities experiencing “alert-fatigue” after having gone through disasters before.

    Sometimes, vague terminology in warnings means the messages don’t necessarily cut through. We’ve seen this before in relation to surf safety. Technical phrases such as “hazardous swell” don’t change behaviour if people don’t understand what they mean.

    For warnings to work, they need to be clear and provide instruction – stating what the danger actually is, and what to explicitly do, or not do.

    For social media users, that might mean spelling out not to go into floodwaters to capture content for social media.

    We’ve also previously called on social media companies to be held more accountable for the dangerous content they publish – by flagging risky content and supporting in-app safety messaging, especially at high-risk locations or during extreme weather events.

    What to do right now

    If you’re in or near a flood zone, follow guidance from emergency services to keep yourself and your loved ones safe.

    When it comes to using social media in an emergency:

    • stay entirely out of floodwaters, even for a quick photo

    • think before you post. Your safety is more important than your content. No post is worth risking your life

    • avoid glamourising risk. Sharing risky photos or videos can influence others to do the same, potentially with worse outcomes

    • follow official advice. Floodwaters are unpredictable. Warnings are issued for a reason

    • use your platform for good. Share verified information, support affected communities and help amplify safety messages.

    As extreme weather becomes more frequent in Australia under climate change, so too will the urge to document them. But we risk turning disasters into digital spectacles – at the expense of our lives and that of rescuers.

    Samuel Cornell receives funding from Meta Platforms, Inc. His research is supported by a University of New South Wales Sydney, University Postgraduate Award. His research is supported by Royal Life Saving Society – Australia to aid in the prevention of drowning. Research at Royal Life Saving Society – Australia is supported by the Australian government. He has been affiliated with Surf Life Saving Australia and Surf Life Saving NSW in a paid and voluntary capacity.

    Amy Peden receives funding from the National Health and Medical Research Council, Meta Platforms, and NSW National Parks and Wildlife Service. She holds an honorary affiliation with Royal Life Saving Society – Australia.

    – ref. Disaster or digital spectacle? The dangers of using floods to create social media content – https://theconversation.com/disaster-or-digital-spectacle-the-dangers-of-using-floods-to-create-social-media-content-257350

    MIL OSI Analysis – EveningReport.nz –

  • MIL-OSI Security: Rapids Theatre Owner Pleads Guilty to Defrauding COVID Relief Programs Out of More Than $1.8 Million

    Source: US FBI

    BUFFALO, N.Y.-U.S. Attorney Michael DiGiacomo announced today that John L. Hutchins, 71, of Lewiston, NY, pleaded guilty before Judge Meredith A. Vacca to conspiracy to commit wire fraud and bank fraud, which carry a maximum penalty of 30 years in prison and a $1,000,000 fine.

    Assistant U.S. Attorneys Paul E. Bonanno and Douglas A. C. Penrose, who are handling the case, stated that between March 2020, and March 2024, Hutchins conspired with co-defendant Roberto Soliman and others to file fraudulent loan applications under the Economic Injury Disaster Loan (EIDL), the Paycheck Protection Program (PPP), and the Shuttered Venue Operators Grant (SVOG). The loans available for these programs were designed to provide emergency financial assistance pursuant to the Coronavirus Aid, Relief, and Economic Security (CARES Act). Hutchins and Soliman applied for loans under the following companies, which were owned by Hutchins:

    •           Rapids Theatre Niagara Falls, USA, Inc.

    •           1711 Main, LLC

    •           Bear Creek Entertainment, LLC

    •           Hutch Enterprises, LLC

    •           The Hutchins Agency, LLC

    •           CWE Entertainment, Corp. (owned by defendant Soliman)

    Between March and August 2020, Hutchins and Soliman received five Economic Injury Disaster Loans totaling $779,500.00. In addition, they received SVOG loans totaling $989,905.05, a PPP loan from Bank on Buffalo totaling $74,838, and a PPP loan from Northwest Bank totaling $41,140. In support of each of the loans, Hutchins and Soliman submitted false revenue and expense figures for the businesses on the loan applications.

    Charges remain pending against Roberto Soliman.

    The plea is the result of an investigation by the Federal Bureau of Investigation, under the direction of Special Agent-in-Charge Matthew Miraglia, the Internal Revenue Service, Criminal Investigation Division, under the direction of Acting Special Agent-in-Charge Harry Chavis, U.S. Customs and Border Protection, under the direction of Rose Brophy, Director of Field Operations, and the New York State Office of Professional Discipline. 

    # # # #

     

    MIL Security OSI –

  • MIL-OSI Security: Seven Chilean Nationals Charged in Connection with Residential Burglaries in Multiple States

    Source: US FBI

    NEWARK, N.J. – Seven members of an interstate burglary crew were charged for conspiring to target homeowners across multiple states in residential burglaries, Acting U.S. Attorney Vikas Khanna announced.

    Christofer Sanguesa Aguirre, Fabiana Prado Scatarzi, Santana Arturo Castillo Gonzalez, Felipe Andres Del Valle Munoz, Carlos Alfredo Calderon Valencia, Diego Antonio Calderon Leiva, and Pedro Alejandro Salgado Vallejos, all Chilean nationals, were each charged by complaint with one count of conspiracy to sell and receive stolen property that had crossed state lines and one count of receiving stolen property that had crossed state lines.

    “Residential burglaries have a traumatic and personal impact upon the people whose homes are violated.  Seven Chilean nationals have been charged with conspiring to target homeowners in residential burglaries across multiple states from New Jersey to Massachusetts, resulting in the theft of expensive wristwatches, designer handbags, and thousands of dollars in cash.  This office will continue to pursue those who commit these serious crimes.”

    Acting U.S. Attorney Vikas Khanna

    “We allege these men and women ransacked houses here in New Jersey and the East Coast, and then quickly traveled across the country, stealing over one hundred thousand dollars in valuables from private homes.” FBI-Newark Special Agent-in-charge Brian J. Driscoll, Jr. said.  “These alleged criminals are part of South American theft groups who have been coming in and out of the United States for months.  They hit an area and immediately disappear, using fake identifications and short-term rentals to evade getting caught.  It’s like chasing ghosts.  We put in a tremendous amount of hard work with incredible partner agencies from here to Oregon.  We caught this group—and a warning to others, this doesn’t end here.”

    “This is another outstanding example how cooperation, both on a local and national level amongst law enforcement agencies, yields positive outcomes for public safety in our communities,” said Immigrations and Customs Enforcement – Enforcement and Removal Operations, Newark Field Office Director John Tsoukaris.  “ERO’s contributions to this investigation, initially with the defendants’ arrests on immigration charges, were critical in facilitating the criminal charges.”

    “To disrupt these fast-moving, well-traveled crime networks, it often takes strong collaboration and state-of-the-art technology.  Thankfully, we have both,” said Port Authority Police Superintendent Edward Cetnar.  “By working together and leveraging our advanced technology, including CCTV and ALPR systems, we were able to track these subjects across state lines so that we could assist our law enforcement partners in apprehending them.  This operation is a testament to the strength of cooperation throughout our vast law enforcement family, including our longtime partners at the FBI Newark Joint Organized Crime Task Force and the New Jersey U.S. Attorney’s Office.”

    Sanguesa Aguirre and Castillo Gonzalez appeared on January 15, 2025, before U.S. Magistrate Judge Cathy L. Waldor in Newark federal court and were detained.  Del Valle Munoz and Calderon Valencia had their initial appearances on January 15, 2025, before U.S. Magistrate Judge Theresa L. Fricke in federal court in Tacoma, Washington, and were detained.  Calderon Leiva had his initial appearance on January 15, 2025, before U.S. Magistrate Judge Daryl F. Bloom in federal court in Harrisburg, Pennsylvania and was detained. Prado Scatarzi appeared before U.S. Magistrate Judge Carol B. Whitehurst in federal court in Lafayette, Louisiana today and was detained.  Salgado Vallejos appeared before U.S. Magistrate Judge Paul G. Levenson in federal court in Boston, Massachusetts today and was detained.

    According to documents filed in this case and statements made in court:

    The defendants were part of a sophisticated burglary ring that committed multiple residential burglaries in November 2024 in New Jersey and Massachusetts.  The defendants conspired to possess large amounts of jewelry, watches, designer handbags, and other valuable goods, among other items, with the losses totaling over $100,000.

    Law enforcement searched a vehicle the defendants were using to transport the stolen goods and recovered multiple pieces of jewelry, designer handbags and belts, perfume bottles, paper currency, watches, and other valuable items, alongside tools commonly used to burglarize residences. After law enforcement stopped the vehicle, Del Valle Munoz and Calderon Valencia fled across the country, eventually appearing near Seattle, Washington before traveling to a residence in Carlton, Oregon.  Law enforcement searched the residence where Del Valle Munoz, Calderon Valencia, and others had arrived and recovered bags and backpacks containing additional gold jewelry, diamonds, and watches, along with additional burglary tools.

    The charge of conspiracy to sell or receive stolen property carries a maximum penalty of five years in prison; and the charge of receipt of stolen property carries a maximum potential penalty of ten years in prison. Both charges also carry a maximum potential penalty of up to a $250,000 fine, or twice the amount of money involved in the offense, whichever is greater.

    Acting U.S. Attorney Khanna credited the FBI Newark’s Joint Organized Crime Task Force (JOCTF), under the direction of Special Agent in Charge Brian J. Driscoll, Jr. in Newark; Immigration and Customs Enforcement – Enforcement and Removal Operations, under the direction of Field Office Director John Tsoukaris; and the Port Authority of New York and New Jersey Police Department, under the direction of Superintendent of Police Edward T. Cetnar, with the investigation leading to the charges. He also thanked the Colts Neck Police Department, Keansburg Police Department, Fort Lee Police Department, Paramus Police Department, New Jersey State Police, Monmouth County Prosecutor’s Office, Spring Valley Police Department (NY), Town of Greenburgh Police Department (NY), Wellesley Police Department (MA), Westwood Police Department (MA), Massachusetts State Police, Renton Police Department (WA), King County Sheriff’s Office (WA), Tukwila Police Department (WA), Oregon State Police, Yamhill County Sheriff’s Office (OR), Carlton Police Department (OR), Denver Police Department (CO), Pennsylvania State Police, Novi Police Department (MI), ICE/ERO Portland, ICE/ERO Seattle, U.S. Customs and Border Protection, FBI New York, FBI Philadelphia, FBI Seattle, FBI Portland, FBI Denver, FBI New Orleans, FBI Boston, and FBI Legal Attaché Santiago, Chile.

    Anyone who believes they may be a victim, or has information about the theft group or burglaries, is asked to call 1-800-CALL-FBI, submit the information online at tips.fbi.gov, or call a local field office.

    The government is represented by Assistant U.S. Attorney Trevor A. Chenoweth of the Narcotics/OCDETF Unit in Newark.

    The charges and allegations contained in the complaint are merely accusations, and the defendants are presumed innocent unless and until proven guilty.

                                                                 ###

    Defense counsel:

    Christofer Sanguesa Aguirre: Claressa Lowe, Esq., Newark, New Jersey

    Fabiana Prado Scatarzi:  James N. Green, Esq., Lafayette, Louisiana

    Santana Arturo Castillo Gonzalez: Michael Simon, Esq., Mountainside, New Jersey

    Felipe Andres Del Valle Munoz: John Carpenter, Esq., Tacoma, Washington

    Carlos Alfredo Calderon Valencia: Thomas Weaver, Esq., Bremerton, Washington

    Diego Antonio Calderon Leiva: Thomas Thornton, Esq., Harrisburg, Pennsylvania

    Pedro Alejandro Salgado Vallejos: Michael Tumposky, Esq., Boston, Massachusetts

    MIL Security OSI –

  • MIL-OSI Security: Computer Programmer Convicted for Helping Run One of the Biggest Illegal Television Show Streaming Services in the United States

    Source: US FBI

    After a two-week trial, a federal jury in Las Vegas yesterday convicted a Cuban citizen and U.S. permanent resident for helping operate an illegal streaming service with one of the largest quantities of infringing works. The defendant, who was convicted of one count of conspiracy to commit criminal copyright infringement, is the eighth and final defendant to be convicted in the case.

    According to court documents and evidence presented at trial, Yoany Vaillant, 43, worked as a computer programmer for Jetflicks, an online, subscription-based service headquartered in Las Vegas that permitted users to stream and, at times, download copyrighted television episodes without the permission of relevant copyright owners. At one point, Jetflicks claimed to have 183,285 different television episodes, far more than Netflix, Hulu, Vudu, Amazon Prime, Disney+, or any other licensed streaming service. At Jetflicks, Vaillant worked directly with Kristopher Dallmann and Jared Jaurequi, who were convicted of criminal copyright offenses by a different jury earlier this year.

    According to his resume, Vaillant had 15 years of computer programming experience when he started at Jetflicks and knew 27 computer languages. During the four-and-a-half months that Vaillant worked at Jetflicks he made significant contributions to the operation of the service, including fixing issues affecting the automated downloading, processing, syncing, uploading, and streaming of Jetflicks’ inventory of infringing television episodes.

    Evidence at trial showed that Vaillant and his co-conspirators scoured the internet to find infringing television programs from pirate sites around the world — including some of the biggest sites specializing in infringing content such as The Pirate Bay, RARBG, altHUB, and Nzbplanet — using automated software and computer scripts that ran nonstop. Vaillant and his co-conspirators reproduced hundreds of thousands of copyrighted television episodes without authorization and streamed the infringing programs to tens of thousands of paid subscribers located throughout the United States, often providing episodes to subscribers the day after the shows originally aired on television. The vast scale of Jetflicks’ piracy affected every significant copyright owner of a television program in the United States and resulted in millions of dollars of losses to the U.S. television show and streaming industries.

    Vaillant was one of eight defendants indicted in the Eastern District of Virginia in 2019 for running Jetflicks. In that case, Vaillant’s co-defendant Darryl Polo, a computer programmer, pleaded guilty to four criminal copyright counts and one money laundering count, which related to Jetflicks as well as another illegal streaming site he operated. Co-defendant Luis Villarino, also a computer programmer, pleaded guilty to conspiracy to commit criminal copyright infringement at Jetflicks. The court sentenced Polo to four years and nine months in prison and Villarino to one year and one day in prison.

    In February 2022, the court transferred the case to the District of Nevada for trial. The court in the District of Nevada subsequently severed Vaillant’s case from the other remaining five defendants — Dallmann, Jaurequi, Douglas Courson, Felipe Garcia, and Peter Huber — and those defendants were tried in Las Vegas last June. Dallmann ran the Jetflicks operation with assistance from Jaurequi and Courson; Garcia was in charge of customer support and helped obtain television show content; and Huber provided computer programming services. A jury found all five defendants guilty of conspiracy to commit criminal copyright infringement, and Dallmann was also found guilty of three additional counts of criminal copyright infringement and two counts of money laundering by concealment. This was the largest internet piracy case by volume of infringed works — and first illegal streaming case — ever to go to trial.

    The court will sentence Dallmann, Courson, Garcia, Jaurequi, Huber, and Vaillant on Feb. 3 and 4, 2025. The court will determine any sentences after considering the U.S. Sentencing Guidelines and other statutory factors.

    Principal Deputy Assistant Attorney General Nicole M. Argentieri, head of the Justice Department’s Criminal Division; U.S. Attorney Jason M. Frierson for the District of Nevada; and Assistant Director in Charge David Sundberg of the FBI Washington Field Office made the announcement.

    The FBI Washington Field Office investigated the case, with assistance from the FBI Las Vegas Field Office.

    Senior Counsel Matthew A. Lamberti, Trial Attorney Michael Christin, and Acting Deputy Chief Christopher S. Merriam of the Criminal Division’s Computer Crime and Intellectual Property Section, and Assistant U.S. Attorney Jessica Oliva for the District of Nevada are prosecuting the case.

    MIL Security OSI –

  • Death toll in Australia floods rises to four, tens of thousands stranded

    Source: Government of India

    Source: Government of India (4)

    The body of a man was found in a car trapped in floodwaters in Australia’s southeast on Friday, raising the death toll to four, after three days of incessant rain cut off entire towns, swept away livestock and destroyed homes.

    Police said the man was found near Coffs Harbour, around 550 km (342 miles) north of Sydney. The search continued for a person missing since the deluge began early this week.

    Around 50,000 people are still isolated, emergency services personnel said, while residents returning to their flooded homes were warned to watch out for dangers.

    “Floodwaters have contaminants, there can be vermin, snakes … so you need to assess those risks. Electricity can also pose a danger as well,” state Emergency Services Deputy Commissioner Damien Johnston said during a media briefing.

    Television videos showed submerged intersections and street signs, cars up to their windshields in water, after fast-rising waters burst river banks in the Hunter and Mid North Coast regions of New South Wales, Australia’s most populous state.

    Debris from the floods, and dead and lost livestock, have washed up on the coast.

    Prime Minister Anthony Albanese said he had to cancel his planned visit to Taree, one of the worst-hit towns, due to floodwaters.

    “We did try … but that was not possible due to the circumstance, which I’m sure people understand,” Albanese told reporters from the town of Maitland in the Hunter region.

    “But our thoughts are with communities that are cut off at this point in time. And we’re here to basically say, very clearly, and explicitly you’re not alone.”

    Australia has been enduring more extreme weather events that some experts say are happening because of climate change. After droughts and devastating bushfires at the end of last decade, frequent floods have wreaked havoc since early 2021.

    “What once were rare downpours are now becoming the new normal – climate change is rewriting Australia’s weather patterns, one flood at a time,” Davide Faranda, weather researcher at ClimaMeter, said in a statement.

    DISRUPTIONS IN SYDNEY

    A wild weather system that dumped around four months of rain over three days shifted south towards Sydney on Thursday bringing heavy rain overnight, though the weather bureau, in its latest update, said it is expected to ease by Friday evening.

    Water on rail tracks impacted some suburban train lines in Sydney, including its airport line services, while Sydney Airport was forced to shut down two of its three runways for one hour on Friday morning due to strong winds, delaying flights.

    Warragamba Dam, which supplies 80% of Sydney’s water supply and is currently at around 96% of capacity, could spill over, officials said.

    REUTERS

  • MIL-OSI United Kingdom: Spitfire display part of packed Portsmouth Armed Forces Day on 21 June

    Source: City of Portsmouth

    A Battle of Britain Spitfire will take to the sky as part of a packed Portsmouth Armed Forces Day on Saturday 21 June.

    Image from Battle of Britain Memorial Flight by Gary Eason

    Southsea Common will again burst to life for a free community day of military parades, a Royal Navy ‘Raiders’ parachute jump and arena displays, plus a live music stage and lots of other entertainment.

    The Battle of Britain Memorial Flight team will be performing a full spitfire display to delight the crowds, with thousands again expected to turn out.

    Portsmouth City Council organises the annual event to let Portsmouth residents and families come together and honour our current and former armed forces.

    BAE Systems is continuing its commitment to Armed Forces Day by headline sponsoring the event and enabling the council to put on such a large programme for the whole of Portsmouth to enjoy.

    Council Leader Cllr Steve Pitt said:

    “In what is the 80th anniversary year of the end of the Second World War, we are very proud to once again host a day for the whole of Portsmouth to come and honour and celebrate our armed forces community.

    “We’re expecting well over 10,000 people to again attend, and they will be treated to a full day of action and excitement, including a Royal Navy parachute jump and a full Spitfire display.

    “Our thanks again to BAE Systems for its support, which enables us to make Portsmouth Armed Forces Day the hugely popular event it is.”

    Scott Jamieson, Managing Director of BAE Systems’ M&L Defence Solutions, said:

    “We’re incredibly proud to continue our support of Portsmouth Armed Forces Day. It’s a popular event in the local calendar, offering an opportunity for the local community to come together to recognise and celebrate the incredible contribution of our Armed Forces community – those in service, veterans and their families.”

    The main arena will host the full military parade led by the Rose and Thistle Pipe Band, plus dog shows and the Spitfire display above.

    This year there’s a dedicated bike arena with BMX tricks and jumps in the afternoon.

    There will be a Field Gun Arena to explore, and a music stage with live performances from local acts through the day.

    The 6 Regiment Army Air Corps Reserves are bringing a static Gazelle helicopter, there’s a tactical wing supply from Joint Helicopter Group, plus displays and stalls from veterans, charities and military organisations.

    The popular free climbing wall is back, plus there will be full funfair with rides to purchase, and plenty of food and refreshments on sale.

    The free event runs from 10am to 4pm.

    Snows BMW & MINI Portsmouth is a supporting sponsor of the event, and will be bringing a selection of electric vehicles from across their range for people to view.

    MIL OSI United Kingdom –

  • MIL-OSI Economics: Influencers embrace Google’s Veo 3 as future of filmmaking, reveals GlobalData

    Source: GlobalData

    Influencers embrace Google’s Veo 3 as future of filmmaking, reveals GlobalData

    Posted in Business Fundamentals

    Google LLC has captured the attention of influencers on X, largely due to the launch of its innovative AI video generation model, Veo 3, in the third week of May 2025, during the Google I/O event. Influencers have pointed out how this technology makes it increasingly difficult to distinguish between real and AI-generated content, generating excitement about its potential applications. The buzz is further fueled by the integration of Veo 3 with other cutting-edge tools like Flow and Imagen 4, which can collectively enhance the creative process for filmmakers and content creators, reveals the Social Media Analytics Platform of GlobalData, a leading data and analytics company.

    Shreyasee Majumder, Social Media Analyst at GlobalData, comments: “The reactions from influencers predominantly reflect a strong sense of optimism regarding the implications of Veo 3’s capabilities. Many are excited about the transformative potential of AI in filmmaking, with predictions that traditional CGI may soon be replaced by AI-generated visuals in movies.

    “Influencers are particularly enthusiastic about how Veo 3 can enhance creativity and streamline the filmmaking process, allowing creators to produce high-quality content more efficiently. The integration of features like native audio generation and the collaborative tool Flow is seen as a game-changer for filmmakers and content creators, empowering them to explore new storytelling techniques.”

    Below are a few popular influencer opinions captured by GlobalData’s Social Media Analytics Platform:

    1. Shubham Saboo, Head of Developer Relations at Tenstorrent Inc:

    “Google Veo 3 literally generated this video with voiceover and sound from a single prompt.This is INSANE!! The AI FUTURE is here.”

    1. Bilawal Sidhu, TED Curator:

    “non-human intelligence comes in peace the dialogue, lip movement, environmental audio — all perfectly synced — all from one prompt what should i prompt with google veo 3 next?.”

    1. Derya Unutmaz, Professor at The Jackson Laboratory:

    “Veo 3 by @GeminiApp is incredible! It now supports both visuals and sound, this is another landmark advance in AI video! It can generate videos with sound effects, background noise and dialogue! Best of #GoogleIO so far, film making is revolutionized!”

    1. Ashish Rajan, Chief Information Security Officer at Kaizenteq:

    “I was gonna watch a movie this weekend… but now I might just make one. Google’s new AI Veo 3, can generate entire videos with music, people, dialogue, everything. (Play the Clip below) As a creator, this is wild. The game is changing fast. Could you tell this is not AI?”

    1. Haider, Technology Expert:

    “ngl, google “Veo 3” is more than crazy in the next 2 years, movies may use AI instead of traditional CGI for short scenes this could grow fast, which would lead to a big-budget film made almost fully with AI, though humans would still guide the process. AI could create thousands of hours of content before the final version is ready”

    MIL OSI Economics –

  • MIL-OSI: Terra’s 2025 Vision Puts AI, Affordability, and Ecosystem Connectivity at the Center of Workers’ Comp Innovation

    Source: GlobeNewswire (MIL-OSI)

    COLLEGE STATION, Texas, May 22, 2025 (GLOBE NEWSWIRE) — Terra, the cloud-native platform redefining Workers’ Compensation software, today announced its bold 2025 roadmap—spotlighting new AI innovations, a radically fair pricing model, and seamless partner integrations. With transformative updates rolling out across claims and policy management, Terra is delivering what the industry has long lacked: true efficiency, simplicity, and transparency.

    Terra continues to expand its powerful suite of solutions, including Claims Management, Policy Administration, Claims Benchmarking, Connect Marketplace, and Compliance Management. These solutions are designed to simplify operations for stakeholders across the insurance and risk management ecosystem, such as Third-Party Administrators (TPAs), Carriers, Self-Insured Funds and Groups (SIFs and SIGs), Captives, Managing General Agents (MGAs), and Medical Service Providers.

    A standout differentiator for Terra is its Terra Connect functionality, a built-in marketplace that seamlessly links clients with leading service providers. This eliminates integration barriers and enables frictionless coordination across medical, legal, compliance, and ancillary vendors. This embedded ecosystem enables faster claim handling, streamlined workflows, and better outcomes.

    Announcing his vision for 2025 and beyond, James Benham, CEO and Co-Founder of Terra, stated, “Our AI capabilities are already making a substantial impact by enhancing efficiency and streamlining the claims process for our clients, but this is just the beginning. With features like OCR that auto-populates compliance forms and AI-generated claim note summaries already in action, our clients are saving hours on administrative tasks every week. We are developing novel AI tools that will elevate operational efficiency and decision-making to new levels. We also have key AI partnerships in the pipeline that will strengthen our core platform with best-in-class functionality across automation, fraud detection, and predictive analytics.”

    To that end, Terra has introduced a pricing model that disrupts legacy norms:

    • No setup fees
    • No long-term contracts
    • Flexible, month-to-month pricing based on claims volume (for claims) or gross written premium (for policy)

    Unlike legacy systems that rely on cumbersome processes, Terra’s cloud-native, AI-powered platform centralizes workflows, integrates seamlessly with payment systems and ancillary services, and delivers real-time reporting and analytics. This evolution demonstrates Terra’s commitment to providing forward-thinking solutions that address pain points such as manual interventions, security concerns, and the limitations of outdated systems.

    As Terra progresses on its 2025 roadmap, clients can expect a steady cadence of product rollouts throughout 2025, including deeper AI integrations, advanced risk-scoring features, and more intelligent automations across claims and policy operations.

    The company’s “Don’t Pay Until You’re Live” guarantee further cements its dedication to client success by eliminating financial risk during implementation.

    Explore the full roadmap and see Terra in action—Request a personalized demo here or go to http://terra.insure.

    About Terra

    Terra is a cloud-native platform transforming Workers’ Compensation claims and policy management. By streamlining operations, centralizing workflows, and integrating with critical systems, Terra delivers cutting-edge solutions designed to improve efficiency, reduce costs, and enhance overall management for TPAs, Carriers, SIFs, SIGs, Captives, MGAs, and Medical Service Providers.

    Media Contact
    Girish Jaggi
    The MicDrop Agency
    +1 (289) 623 3627
    girish@thmicdropagency.com

    The MIL Network –

  • MIL-OSI: LambdaTest Launches SmartUI MCP Server to Bring Human-Like Intelligence to Visual Testing

    Source: GlobeNewswire (MIL-OSI)

    San Francisco, CA, May 22, 2025 (GLOBE NEWSWIRE) — LambdaTest, a unified agentic AI and cloud engineering platform, has introduced the SmartUI MCP Server, a revolutionary approach to visual regression testing that blends AI-native automation with human-like intelligence. Unlike traditional visual testing tools that rely solely on pixel comparison, the SmartUI MCP Server evaluates UI changes based on real-world user experience, identifying what matters, why it matters, and how to resolve it.

    Designed to simulate how a real user perceives visual changes using cognitive and Gestalt principles, the SmartUI MCP Server helps teams catch subtle yet critical design inconsistencies that often slip past in an automated pixel-to-pixel comparison. From detecting layout shifts and visual regressions to providing contextual root cause analysis, and recommending practical, minimal-effort code fixes that developers can implement immediately. The SmartUI MCP server transforms the debugging process into a seamless, intelligent experience.

    By simulating cognitive models of visual interpretation, the SmartUI MCP Server can discern whether a difference is significant to users or simply cosmetic. It doesn’t just point out changes, it explains them and recommends precise, context-aware solutions. Developers benefit from rapid, multi-layered analysis spanning pixel data, layout structure, DOM attributes, and perceptual shifts, enabling faster resolution without guesswork.

    With developer-ready outputs and intuitive insights, SmartUI MCP Server turns visual QA into a proactive process. It empowers teams to maintain high-quality interfaces that not only look right, but feel right, to the end user.

    “Great visual experiences aren’t defined by what machines catch they’re defined by what users notice,” said Asad Khan, CEO of LambdaTest. “The SmartUI MCP Server brings a Human-Like Interpretation into visual debugging, helping teams not only detect UI issues but understand them in context. Elevating SmartUI to become more than a visual testing tool – helping teams with a smarter way to build interfaces that feel right at first glance.”

    The SmartUI MCP Server sets a new benchmark in test automation by integrating AI assistants directly into the testing workflow. This innovation enables development teams to spot, interpret, and resolve UI issues faster and more intelligently than ever before.

    About LambdaTest

    LambdaTest is an AI-native, omnichannel software quality platform that empowers businesses to accelerate time to market through intelligent, cloud-based test authoring, orchestration, and execution. With over 15,000 customers and 2.3 million+ users across 130+ countries, LambdaTest is the trusted choice for modern software testing.

    • Browser & App Testing Cloud: Enables manual and automated testing of web and mobile apps across 10,000+ browsers, real devices, and OS environments, ensuring cross-platform consistency.
    • HyperExecute: An AI-native test execution and orchestration cloud that runs tests up to 70% faster than traditional grids, offering smart test distribution, automatic retries, real-time logs, and seamless CI/CD integration.
    • KaneAI: The world’s first GenAI-native testing agent, leveraging LLMs for effortless test creation, intelligent automation, and self-evolving test execution. It integrates directly with Jira, Slack, GitHub, and other DevOps tools.

    For more information, please visit, https://lambdatest.com

    The MIL Network –

  • MIL-OSI United Kingdom: Superbowl UK opening creates over 30 new jobs for Wolverhampton residents

    Source: City of Wolverhampton

    City of Wolverhampton Council Leader, Councillor Stephen Simkins, and Cabinet Member for City Development, Jobs and Skills, Councillor Chris Burden, dropped in to wish the staff – all from the city – good luck.

    Situated off Victoria Street, Superbowl UK’s £2.4million investment, in what is its 15th branch, boosts the city centre’s leisure offer and comes on the back of the council’s transformation works to improve and pedestrianise the area.

    The venue is fitted with 12 bowling lanes, Crazy Club Soft Play, interactive darts, bar and diner and SEGA Prize Zone Arcade, and brings the company’s distinctive brand of family entertainment and competitive socialising to the city.

    Opening times are Monday to Thursday (9am to 11pm) and Friday to Saturday (9am to midnight).

    Councillor Stephen Simkins said: “This commitment shows great confidence in our city centre which is seeing a huge amount of investment driven by the council’s compelling vision based on better connectivity, more homes, jobs, skills and learning opportunities, and investment in the visitor economy.

    “Superbowl UK’s development has brought empty retail units back to life, further delivering on our ambitions for the city centre and illustrating how high streets up and down the country must change and adapt.”

    Kate Quaintance, Acquisitions Director for Superbowl UK, said: “The opening of Wolverhampton as our 15th branch is part of our significant growth in the last 5 years.

    “Superbowl UK Wolverhampton brings the company’s distinctive brand of family entertainment and competitive socialising to Wolverhampton, and we are delighted we can now start welcoming the people of Wolverhampton to enjoy our fantastic offer.”

    Councillor Chris Burden added: “Superbowl UK’s new venue will serve as a catalyst for further investment and the council continues to work with the owners of the Mander Centre, Catella APAM, on attracting other new leisure and food and beverage occupiers.

    “Alongside Superbowl UK, the city centre will also be boosted by the opening of the new 4 screen Lockworks Cinema in the Chubb Building this summer and a new indoor climbing facility coming to the former Express & Star offices in Queen Street.

    “Working alongside popular venues like the art gallery, Grand Theatre and University of Wolverhampton at The Halls, this will all drive footfall to support local businesses.”
     

    MIL OSI United Kingdom –

  • MIL-OSI: Urbana Corporation Congratulates the Canadian Securities Exchange on its Acquisition of the National Stock Exchange of Australia

    Source: GlobeNewswire (MIL-OSI)

    /NOT FOR DISTRIBUTION TO U.S. WIRE SERVICES
    OR FOR DISSEMINATION IN THE U.S./

    TORONTO, May 22, 2025 (GLOBE NEWSWIRE) — Urbana Corporation (“Urbana” or the “Corporation”) (TSX and CSE: URB, URB.A) congratulates CSNX Markets Inc. (“CSE”) on its entering into an agreement with the NSX Limited (“NSX”) to acquire the NSX, owner of the National Stock Exchange of Australia (“NSXA”) in an all-cash transaction (the “Transaction”).

    This acquisition will enable the CSE to expand its geographic footprint by partnering with an exchange that has a similar focus and culture. Like the CSE, the NSXA is primarily focused on early stage, entrepreneurial companies, with particular strength in the resource sector. The NSXA is positioned to disrupt a market currently dominated by an incumbent, legacy exchange, as the CSE was over 20 years ago.

    “This transaction enables the CSE to expand its reach and builds on our success in attracting global listings,” said Richard Carleton, CEO of the CSE. “Through our 21-year history, the CSE has grown to more than 750 listings by focusing on and supporting entrepreneurial companies. The NSXA, working with us, is poised to execute a similar plan in Australia.”

    The transaction is subject to the approval of the CSE shareholders, the NSX shareholders, the Australian court, and the Australian Securities and Investments Commission. On the assumption that the transaction is approved, it is expected to close in the third quarter of 2025.

    Urbana is a major shareholder of CNSX Markets Inc., which operates the CSE.

    About Urbana

    Urbana Corporation is a diversified corporation with a focus on financial services, information services and innovative technologies. The long-term goal of Urbana is to seek and acquire investments for income and capital appreciation through a combination of public and private investments. The portfolio mix of actively managed publicly traded securities with private equity investments has generated significant long-term investment results. For more information, visit www.urbanacorp.com.

    For further information contact:
    Elizabeth Naumovski
    Investor Relations
    (416) 595-9106      enaumovski@urbanacorp.com

    Certain statements in this news release constitute “forward-looking” statements that involve known and unknown risks, uncertainties and other factors which may cause the actual results, performance or achievements of Urbana to be materially different from any future results, performance or achievements expressed or implied by such forward-looking statements. Unless required by applicable securities law, Urbana does not assume any obligation to update these forward-looking statements.

    The MIL Network –

  • MIL-OSI USA: Durbin Questions Executive Branch Nominees During Senate Judiciary Committee Hearing

    US Senate News:

    Source: United States Senator for Illinois Dick Durbin
    May 22, 2025
    Durbin pushed all nominees to answer if they believe a litigant—including the Executive Branch—can lawfully deny a court order
    WASHINGTON – U.S. Senate Democratic Whip Dick Durbin (D-IL), Ranking Member of the Senate Judiciary Committee, today questioned Joseph Edlow, nominated to be the Director of United States Citizenship and Immigration Services (USCIS); Elliot Gaiser, nominated to be the Assistant Attorney General for the Office of Legal Counsel (OLC); John Squires, nominated to be the Under Secretary of Commerce for Intellectual Property and Director of the United States Patent and Trademark Office (USPTO); and Stanley Woodward, nominated to be the Associate Attorney General, during a Senate Judiciary Committee nominations hearing.
    Durbin began by asking all nominees if they believe a litigant—including officials in the Executive Branch—can lawfully defy a court order.
    Mr. Woodward first responded that he “take[s] issue with the premise of the question insofar as district court judges are not holding that President Trump’s orders are illegal or unconstitutional.”
    Durbin pushed back by saying, “If you would stick to my hypothetical—an approach that is very clear… Do you believe that officials in the Executive Branch can lawfully defy a court order, yes or no?”
    Mr. Woodward responded that he believes President Trump will follow “any” order of the Supreme Court.
    Mr. Squires also said that they believe the Supreme Court orders will be followed by the Executive Branch. However, neither answered as to whether a government official can lawfully defy a lower court order.
    “Do you believe any executive official can lawfully defy a court order?” Durbin asked.
    Mr. Gaiser responded “no.” Mr. Edlow responded to the question by saying, “I am not here [as an] attorney, but I am here as a [nominee].”
    Durbin responded, “I don’t believe you need a law degree to answer this question. Can an executive official lawfully defy a court order?”
    Mr. Edlow responded, “given the speculative nature [to] the question—my answer is the same.”
    “No response. This is what troubles me greatly. If we cannot agree on this as the basic premise of our rule of law, where in the world are we headed as a nation?” Durbin asked.
    Durbin then asked Mr. Squires about President Trump’s executive order against Perkins Coie—a law firm where he was a partner.
    “Mr. Squires, have you ever engaged in dishonest and dangerous activity at a law firm?” Durbin asked to Mr. Squires, and Mr. Squires responded that he has not.
    In March, President Trump issued an executive order targeting Perkins Coie by, among other actions, suspending the firm’s lawyers’ security clearances and terminating its federal contracts.
    “Did you read the position on your former law firm? The executive order claimed that the firm’s ‘dishonest and dangerous activity […] has affected this country for decades.’ The order further alleged that the firm is ‘undermining democratic elections, the integrity of our courts, and honest law enforcement.’ Did you see any evidence of that activity when you were a member of that firm?” Durbin asked.
    After first deflecting the question, Mr. Squires responded, “in my areas of responsibility, I saw no evidence of wrongdoing.”
    Video of Durbin’s questions in Committee is available here.
    Audio of Durbin’s questions in Committee is available here.
    Footage of Durbin’s questions in Committee is available here for TV Stations.
    -30-

    MIL OSI USA News –

  • MIL-OSI United Kingdom: Foster families celebrate Foster Care Fortnight with a fun day at Shipley Park

    Source: City of Derby

    Over 260 foster carers, children, and families from across the East Midlands came together for a sunshine-filled day at Shipley Park to celebrate Foster Care Fortnight 2025 — and what a day it was!

    Organised by Foster for East Midlands Councils, made up of Derby City, Nottingham City, Nottinghamshire County, and Derbyshire County Councils – the event was a special way to say thank you to our incredible foster carers and raise awareness about the importance of fostering.

    This year’s theme was “The Power of Relationships”, and it really came to life on the day. Smiles, laughter, and warm conversations were shared everywhere you looked. Friends old and new came together to enjoy games, share stories, and celebrate the strong bonds that make fostering so special.

    Foster carers play a vital role in our community. They provide safe, loving homes for children who cannot live with their birth families – often during very difficult times. Their dedication helps children feel supported, valued, and safe, and it gives them the chance to grow and thrive. The Councils across the East Midlands depend on these incredible individuals to help care for children locally, and this event was just one way of showing how much their hard work is appreciated.

    The event was packed with exciting activities, including a bouncy castle, African drumming, arts and crafts, mini trampoline bouncing, dancing and even kickboxing. There was even a ‘best dressed dog’ competition, as we know our fury friends form part of fostering families too!

    Families also got to take part in a Foster Walk, inspired by the national campaign led by The Fostering Network. Collectively, foster carers and their families walked over 40 miles around the beautiful park, waving fostering flags and showing pride in their community.

    Entertainment came from the amazing Plus One Theatre Group, who brought music, dancing and energy to the stage. Thanks to kind donations from the Holiday Activities and Food (HAF) organisation and the food producer SmartParc SERGO Derby, children also enjoyed tasty treats and a free ice cream each – a perfect way to cool down on a sunny day!

    The Ross foster family attending the event said:

    Just wanted to express our appreciation for today’s event. My kids have thoroughly enjoyed it. I know a lot of hard work and effort goes into organising these things and it was totally worth it. Thanks to everyone who has participated.

    Another foster carer family said:

    Congratulations on running a wonderfully successful event!

    A new person considering fostering, came along to the event and they said: 

    Coming to the fostering event was a big step for me, but I’m so glad I did. The child I care for absolutely loved it – we had a fabulous time together. I couldn’t believe everything was free, from the ice cream to the tea, coffee, and all the amazing activities. As I looked around, I found myself thinking, maybe fostering is going to be okay for us. For the first time, I felt like we might really be part of something. I’m already asking what’s next – I want to get more involved.

    Activity provider Rok-Ard Kickboxing team said:

    We had a great time at the event, working with the families and passing on our Kickboxing knowledge, it was lovely seeing a range of individuals taking part.

    Cllr Paul Hezelgrave, Lead Council’s Cabinet Member for Foster for East Midlands Councils said:

    Foster carers are true champions for children in our community. The love, stability and care they provide helps young people feel safe and confident to move forward in life. We are incredibly grateful for their dedication, and events like this are just one way we can say thank you and show them how valued they are.

    By bringing together foster families and community supporters, the day truly showed the power of caring, connection, and fun. Foster Care Fortnight is more than just a celebration – it’s a reminder of how important foster carers are, and how much they are valued.

    Could you be the one to make a difference? Join the incredible network of foster carers who are changing lives across the East Midlands. Contact Foster for East Midlands, your local council fostering team for Derbyshire, Derby City, Nottingham City, and Nottinghamshire councils.

    Call 03033 132 950 or visit fosterforeastmidlands.org.uk to learn more.

    Pictures from the day at Shipley Park

    MIL OSI United Kingdom –

  • MIL-OSI: AM Best affirms ratings of Coface’s main operating subsidiaries

    Source: GlobeNewswire (MIL-OSI)

    AM Best affirms ratings of Coface’s main operating subsidiaries

    Paris, 22 May 2025 – 18.00

    The rating agency AM Best affirmed today the Financial Strength Rating (IFS rating) of A (Excellent) and the Long-Term Issuer Credit Ratings (Long-Term ICRs) of ’a+’ (Excellent) of Compagnie française d’assurance pour le commerce extérieur (la Compagnie), Coface North America Insurance Company (CNAIC) and Coface Re. The outlook for these ratings is “stable”.

    In its press release, AM Best highlights that this rating reflects, “Coface group’s balance sheet strength, which AM Best assesses as very strong, as well as its strong operating performance, favourable business profile and appropriate enterprise risk management”.

    This strength is underpinned by a consolidated risk-adjusted capitalization at the strongest level as measured by the Best’s Capital Adequacy Ratio (BCAR) score.

    AM Best also believes that “the group’s prospective performance may be subject to volatility, driven by the uncertain global operating environment. However, the group is able to take prompt risk-mitigating actions on non-performing business when required” and AM Best expects “cross-cycle performance metrics to remain supportive of the strong assessment”.

    Last, in its release, the rating agency underscores that this note reflects Coface’s “leading position in the global credit insurance market, which is characterised by high barriers to entry”.

    CONTACTS

    ANALYSTS / INVESTORS
    Thomas JACQUET: +33 1 49 02 12 58 – thomas.jacquet@coface.com
    Rina ANDRIAMIADANTSOA: +33 1 49 02 15 85 – rina.andriamiadantsoa@coface.com

    MEDIA RELATIONS
    Saphia GAOUAOUI: +33 1 49 02 14 91 – saphia.gaouaoui@coface.com
    Adrien BILLET: +33 1 49 02 23 63 – adrien.billet@coface.com

    FINANCIAL CALENDAR 2025
    (subject to change)
    H1-2025 results: 31 July 2025 (after market close)
    9M-2025 results: 3 November 2025 (after market close)

    FINANCIAL INFORMATION
    This press release, as well as COFACE SA’s integral regulatory information, can be found on the Group’s website: http://www.coface.com/Investors

    For regulated information on Alternative Performance Measures (APM), please refer to our Interim Financial Report for H1-2024 and our 2024 Universal Registration Document (see part 3.7 “Key financial performance indicators”).

    Regulated documents posted by COFACE SA have been secured and authenticated with the blockchain technology by Wiztrust.
    You can check the authenticity on the website www.wiztrust.com.
     

    COFACE: FOR TRADE
    As a global leading player in trade credit risk management for more than 75 years, Coface helps companies grow and navigate in an uncertain and volatile environment.
    Whatever their size, location or sector, Coface provides 100,000 clients across some 200 markets with a full range of solutions: Trade Credit Insurance, Business Information, Debt Collection, Single Risk insurance, Surety Bonds, Factoring.
    Every day, Coface leverages its unique expertise and cutting-edge technology to make trade happen, in both domestic and export markets.
    In 2024, Coface employed ~5,236 people and registered a turnover of €1.84 billion.

    www.coface.com

    COFACE SA is quoted in Compartment A of Euronext Paris
    Code ISIN: FR0010667147 / Ticker: COFA

    DISCLAIMER – Certain declarations featured in this press release may contain forecasts that notably relate to future events, trends, projects or targets. By nature, these forecasts include identified or unidentified risks and uncertainties, and may be affected by many factors likely to give rise to a significant discrepancy between the real results and those stated in these declarations. Please refer to chapter 5 “Main risk factors and their management within the Group” of the Coface Group’s 2024 Universal Registration Document filed with AMF on 5 April 2024 under the number D.25-0227 in order to obtain a description of certain major factors, risks and uncertainties likely to influence the Coface Group’s businesses. The Coface Group disclaims any intention or obligation to publish an update of these forecasts, or provide new information on future events or any other circumstance.

    Attachment

    The MIL Network –

  • MIL-OSI: Best 5 No Credit Check Loans Same Day Guaranteed Approval In 2025: Top Online Loans Same Day Guaranteed Approval – RadCred

    Source: GlobeNewswire (MIL-OSI)

    Glendale, May 22, 2025 (GLOBE NEWSWIRE) — RadCred, a trusted online financial platform, is being spotlighted as the top choice for Americans seeking no credit check loans with same-day guaranteed approval in 2025. In an era where traditional banks often turn away those with poor credit, RadCred’s innovative lending marketplace offers a lifeline, providing quick, secure access to emergency funds without the usual hurdles. 

    This comprehensive report explores how RadCred has emerged as the best no credit check loan provider for fast, guaranteed approvals and what borrowers can expect when using this service.

    Key Takeways

    • How to find the best no credit check loans with same-day guaranteed approval in 2025 – and why RadCred stands out as the #1 platform for fast, hassle-free funding.
    • Why RadCred has become a leading online loan marketplace for urgent borrowing, especially for consumers with bad or no credit.
    • The specific features that make a no credit check loan safe, fast, and accessible – from instant approvals to flexible terms – and how RadCred delivers on these criteria.
    • The exact steps to apply for a personal loan through RadCred’s simple, three-step system, including how the platform works and what to expect at each stage.
    • Real-world scenarios and customer testimonials that highlight how RadCred’s same-day loans have solved urgent financial challenges for everyday people.
    • A detailed look at RadCred’s eligibility criteria, pros and cons, and commitment to customer safety and data security, including how it protects borrowers from fraud.
    • A comparison of RadCred vs. traditional lenders, illustrating how RadCred’s no-credit-check, fast approval approach offers a superior alternative for those with less-than-perfect credit.
    • Important disclaimers on “guaranteed” approvals, interest rates, and responsible borrowing practices to ensure readers make informed financial decisions in 2025.

    Best No Credit Check Loans Same Day Guaranteed Approval in 2025 – RadCred Tops the List. 

    For U.S. borrowers with poor or no credit history—over 28 million adults carry a FICO® score below 600—getting approved for a bank loan can feel impossible..This article explains why RadCred is the best solution in 2025 for no credit check loans with same-day approval, offering a fast, reliable way to obtain emergency cash when traditional lenders won’t help. We break down how

    RadCred connects users with a broad network of third-party lenders for quick loans, often providing near-instant approvals and funds deposited by the next business day. 

    You’ll learn how RadCred’s easy online application (with no hard credit checks), flexible loan options, and robust security measures make it a standout choice for those in a financial crunch. 

    We also compare RadCred’s service to conventional loans from banks, outline the platform’s pros and cons, share real customer reviews, and provide tips on safe borrowing. If time is short and credit is low, here’s why RadCred is the go-to platform for fast, guaranteed-approval loans in 2025.

    Low credit score holding you back? Click “Apply Now” to unlock instant, no-credit-check approvals up to $5,000.

    Why Getting a Loan with Bad Credit Feels Impossible?

    For millions of Americans, trying to secure a loan when you have bad credit feels like hitting a brick wall. Many people with less-than-perfect credit find themselves shut out of traditional financing, whether it’s due to unexpected medical bills, a job layoff, or an emergency expense that led to debt. Banks and credit unions typically demand high credit scores, extensive paperwork, and even collateral to approve a loan. 

    As a result, borrowers with poor credit scores are often left with no options or offered only predatory, high-interest products. It’s not uncommon for a bank to outright reject an application if the applicant’s FICO score doesn’t meet a strict threshold. In short, the conventional lending system hasn’t been kind to those who don’t have excellent credit.

    Yet life doesn’t wait for your credit score to catch up. When urgent expenses strike car repairs, medical emergencies, rent due by tomorrow, you name it – people need a quick solution, not a drawn-out loan process. 

    This is exactly the situation countless Americans faced in recent years, fueling a search for alternatives that don’t rely on the traditional credit check. Enter the rise of no credit check loans, a form of lending designed to serve folks the banks turn away.

    Need rent money fast? Start with RadCred and match to lenders ready to deposit cash by tonight—no collateral required.

    Rise of No Credit Check Loans in 2025

    No credit check loans in 2025 have moved from the fringes to the financial mainstream, thanks to digital platforms that specialize in fast approvals for people with bad credit. 

    These loans bypass the lengthy credit verification that banks insist upon. Instead, lenders focus on what really matters to desperate borrowers: speed, accessibility, discretion, and control. Here’s why this type of loan has surged in popularity:

    • Speed: Applications can take mere minutes, and some lenders are able to fund loans within 24 hours of approval. There’s no waiting weeks for an answer – decisions are often made almost instantly.
    • Accessibility: Most no-credit-check lenders require only basic personal and income information. There are no hard credit inquiries, meaning applying won’t ding your credit score, and even those with a rocky credit history can qualify.
    • Discretion: Because the process is online, borrowers avoid the embarrassment or judgment that can come with an in-person bank denial. Everything is handled privately through a secure website.
    • Control: Borrowers can receive multiple offers and choose the one that best fits their needs, with no obligation to accept any particular offer. You’re not at the mercy of a single bank’s decision; you have options.

    Online money sites now use smart computer programs to match people with lenders fast. Even if your credit score is low, you can fill out one short form and see loan offers in minutes—no bank visit, no long wait. These sites save you time and keep your information private. 

    RadCred is the best of these services, giving no-credit-check loans with same-day approval. The next parts show why RadCred shines and how it can put cash in your account quickly.

    Overview of RadCred – A Top Platform for Same-Day No Credit Check Loans

    RadCred is a relatively new but rapidly growing player in the online lending space, and it has quickly earned a reputation as one of 2025’s best no credit check loan providers. In essence, RadCred operates as an online loan marketplace or intermediary – it is not a direct lender itself, but rather a platform that connects borrowers with a vast network of trusted third-party lenders. 

    This network is one of RadCred’s greatest strengths. With plenty of lenders in its system, the chances of finding a loan offer for a qualified borrower are very high, even if you have a poor credit score.What RadCred Offers: Quick Bad-Credit

    Loans, $300 – $35,000

    RadCred’s marketplace lets borrowers request no credit check loans as small as $300 or personal-installment loans up to $35,000—higher than most rivals. One short form reaches dozens of partner lenders, covering payday cash advances and larger debt-consolidation options.

    Guaranteed Approval for Low Scores

    RadCred’s partners run only a soft inquiry, so your score stays untouched. Because lenders focus on income (≥ $800 / month) instead of FICO, approval rates top 80 percent for applicants with scores under 600—far better than a single bank’s odds.

    Same-Day or Next-Day Funding

    Speed matters: accept an offer before noon on a weekday, and you could see money in your checking account that evening; later approvals usually fund the following morning. RadCred aims for a < 24-hour turnaround whenever banking hours allow.

    Zero Platform Fees, No Hidden Costs

    Applying is 100 percent free. RadCred never adds charges; any interest or fees come directly from the lender’s transparent offer. You’re free to decline and walk away.

    Trusted, Secure, and Educative

    With 2 million+ users and OLA membership, RadCred meets strict ethical-lending standards. The site uses 256-bit SSL encryption and publishes scam-avoidance tips, underscoring its commitment to consumer safety.

    Bottom line: RadCred blends speed, access, and trust to deliver fast cash for bad-credit borrowers without the usual headaches.

    Emergency medical bill? Tap “Get Started” for a quick, same-day cash advance without hurting your credit.

    RadCred vs. Top Competitors

    Here’s how RadCred compares to other known lenders in the market.

    Platform Credit Check Type Approval Time Max Loan Funding Speed APR Range
    Radcred Soft only to match 1–5 min $5,000 Same day–24 h 6 %–35.99 %
    MoneyMutuall None/Soft 5 min $5,000 24 h 60 % + (payday)
    CashUSA Soft 3 min $10,000 24 h 5.99 %–35.99 %
    BadCredit Loans Soft 4 min $10,000 24 h 5.99 %–35.99 %
    Personal Loans Soft-hard at funding 5 min $35,000 1–2 days 5.99 %–35.99 %

    *APR ranges compiled from lender disclosures and CFPB complaint data (2024–2025).

    Self-employed and denied elsewhere? RadCred welcomes 1099 income—apply free and secure fast funding.

    No Credit Check Loans: RadCred’s 3-Step Online Application for Instant Approval & Same-Day Funding

    Getting money with RadCred is super easy. Forget big bank forms and long lines. Just open the RadCred site, fill out a short five-minute online loan application (no hard credit check), and hit submit. Right away, bad-credit lenders review your info and send offers. 

    Pick the deal you like, sign online, and cash can land in your bank often the same day. Fast, simple, and perfect when you need an online payday loan alternative without the hassle.

    1. Five-Minute Online Application

    Visit RadCred, hit “Apply Now,” and complete a brief form containing your name, phone number, state, monthly income, bank details, and desired amount. No uploads, faxing, or collateral. RadCred pulls only a soft inquiry, so your score is untouched while you shop for bad credit personal loan options or small payday loans online.

    2. Real-Time Lender Matching

    RadCred’s algorithm instantly compares your profile with 60 + lending partners that specialize in fast cash for bad credit. Within 1–3 minutes, you’ll see multiple offers displaying loan limit, APR, fees, and repayment term. 

    This side-by-side view lets you choose the lowest rate or most comfortable payment—no obligation, no upfront fees.

    3. E-Sign & Get Same-Day Funds

    Select an offer, sign electronically, and the lender initiates an ACH transfer. Many borrowers receive money the same day; late-day approvals fund the next morning. Use it for car repairs, medical bills, or any quick emergency loan need.

    Because everything is digital, no branch visits, no piles of paperwork, RadCred moves you from application to cash in under 24 hours, delivering no credit check loan same day without a hard credit check.

    Looking for debt relief? Consolidate high-interest balances today with one easy, no-credit-check application.

    Eligibility Criteria for RadCred No Credit Check loans Same day Guaranteed Approval 

    One reason RadCred has become so popular among people with poor credit is that the eligibility requirements are very accessible. You do not need a perfect credit score, a high income, or any collateral to use the platform. 

    In fact, RadCred’s basic requirements mirror those of similar reputable bad-credit loan providers and are quite minimal. Essentially, if you meet the following basic criteria, there’s a good chance you can qualify to use RadCred and get matched with a lender:

    • At Least 18 Years Old: You must be a legal adult (18 or older). This is a standard requirement for any loan contract. RadCred will verify your age by asking for info like your date of birth and possibly requiring a government-issued ID during the lender’s final approval stage
    • U.S. Residency: RadCred’s services are available only to U.S. residents/citizens. You should be a legal citizen or permanent resident of the United States with a valid U.S. address
    • Steady Income Source: You don’t need to be traditionally “employed” in a 9-to-5 job, but you do need a regular source of income to show you can repay the loan. This income could be from a job, self-employment, gig work, disability, Social Security benefits, or even a pension. 

    RadCred’s application will ask you to report your monthly income. Generally, lenders in the network expect at least roughly $800 per month or more in income, but this can include various income types. There’s flexibility here – the key is you have some money coming in that you could use to make loan payments.

    • Active Checking Account: To receive your funds (and to make automated repayments), you’ll need an active checking account in your name. This is where lenders will deposit the loan money if you’re approved. It also allows for convenient electronic withdrawals for your repayments. You’ll provide your bank routing and account number during the application.
    • Contact Details: You should have a valid email address and phone number so lenders can reach you if needed and so RadCred can communicate updates. During the process, you may receive an email confirmation or even a phone call if a lender needs to clarify something. Accurate contact info is important to keep things moving quickly.

    You don’t need a high credit score, car title, or other collateral to start with RadCred. As long as you’re an adult U.S. citizen or permanent resident, have a checking account in your name, and earn steady income, you unlock the no credit check loan application. 

    RadCred’s engine then filters out any lender whose rules don’t match your profile, sparing you wasted effort. Borrowers under 18, with no bank account, or without verifiable income are screened out automatically.

    This simple checklist makes RadCred the best option for bad credit personal loans, welcoming self-employed workers, freelancers, part-timers, and anyone with past credit problems. Meet the basics, and you’ll see tailored offers that can lead to instant approval, same-day funding, and the fast cash traditional banks won’t provide.

    Need a $1,000 boost? Fill out RadCred’s short form and get matched to real lenders—no hard inquiry, no pressure.

    Pros and Cons of Using RadCred For No Credit Check Loans Guaranteed Approval

    Every financial service has its advantages and drawbacks. As part of an honest review of RadCred as the best no credit check loan platform of 2025, it’s important to consider both the pros and cons. Below, we outline the key benefits that make RadCred stand out, as well as some potential limitations to be aware of.

    Pros of RadCred:

    • High Approval for Bad Credit
      This platform focuses on bad-credit personal loans, so approvals come far more often than at banks. Its large lender pool means someone almost always says yes, even with a sub-600 score.
    • Same-Day Funding
      Thanks to an all-digital flow, many borrowers receive instant approval and cash in their accounts within 24 hours, a true lifesaver when emergencies strike.
    • No Hard Inquiry
      The initial request triggers only a soft credit check, protecting your score while you shop multiple no credit check loan offers.
    • Zero Fees, No Obligation
      Submitting a request is free, and you can walk away from any loan quote that doesn’t fit—risk-free comparison shopping.
    • Flexible Loan Sizes
      Choose anything from a $300 online payday loan to a $35,000 installment product for debt consolidation or large expenses.
    • Transparent, Vetted Lenders
      All partners follow Online Lenders Alliance guidelines; APR, fees, and terms are shown upfront—no hidden costs.
    • Bank-Level Security
      Data moves through 256-bit SSL encryption and daily security scans, keeping personal information safe.
    • Responsive Support
      Live agents are available weekdays, 6 a.m.-7 p.m. PT, plus email assistance 24/7, which is valuable when questions arise.
    • Strong User Ratings
      An average 4.3-star score highlights quick approvals, an easy process, and overall customer satisfaction.

    Cons of RadCred:

    • U.S.–Only Availability
      The platform serves American borrowers exclusively. In certain states with strict rules on payday or installment products, lender options for no credit check loans may be limited or unavailable.
    • Intermediary, Not Lender
      It acts as a marketplace, connecting you to third-party providers. Questions about APR, repayment dates, or late fees must be directed to the chosen lender, adding an extra communication step.
    • Higher APR for Bad Credit
      Rates on bad credit loans can range roughly 6 %-35.99 %, and short-term online payday loans may cost more. Borrow only what you can comfortably repay.
    • Short Terms on Small Loans
      Amounts under $500 often require payoff by your next payday, making monthly payments steep. Larger installment offers give multi-month terms but still demand discipline.
    • Possible Follow-Up Calls
      Submitting a request can trigger emails or calls from competing lenders. While some welcome the extra offers, others may find the outreach inconvenient.
    • Bank Account and Income Required
      A checking account and verifiable income- salary, gig earnings, or benefits- remain mandatory for instant-approval matching.

    Overall, the pros of RadCred far outweigh the cons for the audience it serves. The platform delivers exactly what its target users need: fast and accessible loans when others say no. The drawbacks are mostly inherent to the industry (higher interest for higher-risk borrowers, etc.) or minor inconveniences. 

    Borrowers should be aware of the terms and only borrow amounts they can reasonably repay. RadCred provides the tools and opportunities, but it’s up to each individual to use them wisely.

    Bad credit payday loan alternative. Secure funds privately—apply in minutes, repay flexibly.

    Real Customer Case Studies & Testimonials

    Case Study 1: Emergency Medical-Bill Loan for a Single Dad

    Name: Brian K.
    Location: Orlando, FL

    Situation: Brian’s young son needed an unexpected outpatient procedure that required a $750 up-front payment the following morning. With a FICO score in the low 500s, Brian’s bank rejected a personal-loan request, and his credit-card cash-advance limit was only $300.

    Solution: At 9 p.m. Brian completed RadCred’s five-minute form on his phone. He was matched instantly with a lender that offered an $800 short-term installment loan, no hard credit inquiry required. Funds landed in his checking account by 10 a.m., in time to cover the hospital payment.

    “RadCred felt like a lifesaver. They didn’t grill me about my score, just got me the money before the doctor’s office opened.”

    Case Study 2: Emergency Utility-Relief Loan for a Single Mom

    Name: Jasmine L.
    Location: Richmond, VA

    Situation: Jasmine, a single mom, fell behind on utilities after a week of unpaid sick leave. Two traditional lenders declined her $500 request because of a 560 credit score and a recent late payment.

    Solution: Through RadCred, she received three competing offers within minutes; the winning lender approved $600 without a hard pull and wired the money the next business morning. High approval odds—even after prior denials—spared her a shut-off notice and late-fee penalties.

    “I’d started to think nobody would help me. RadCred connected me with a lender who said ‘yes’ when everyone else said ‘no.’”

    Case Study 3: Transparent Debt-Consolidation Loan for a Gig-Worker

    Name: Marco D.
    Location: Albuquerque, NM

    Situation: Marco juggles rideshare driving and freelance design. He wanted to consolidate two payday balances totalling $1,200, but was wary of hidden fees after past bad experiences with storefront lenders.

    Solution: Marco applied via RadCred during a ride-share break. Within five minutes, he received an offer for a $1,500 six-month installment loan at a clearly stated 29.9 % APR, with no origination fee and the option to prepay without penalties. The terms he accepted matched exactly what was advertised on the offer page.

    “Everything was up front. No surprises at signing or in the repayment schedule. That transparency made me comfortable going ahead.”

    Key Takeaways Across Cases

    RadCred Promise Real-World Outcome
    Speed Same-day or next-day funding in all three cases
    Ease Five-minute mobile application; no collateral or paperwork uploads
    High Approval Odds Borrowers previously denied elsewhere received affirmative offers
    Transparency & Trust Loan terms delivered matched online disclosures; no bait-and-switch reports

    These stories mirror RadCred’s 4.3-star average rating: borrowers consistently praise the platform for fast approvals, clear terms, and dependable support, qualities that have propelled RadCred to the forefront of no-credit-check loans lending in 2025.

    Apply for a bad credit loan online—30-second form, no hard inquiry.

    RadCred vs. Traditional Lenders: No Credit Check, Same-Day Loan Advantage

    It’s worth comparing RadCred’s approach to lending with more traditional options (like banks or credit unions) and even other online lenders. For a consumer with bad credit, these differences are often what make RadCred such an attractive choice in 2025. Here’s a side-by-side look at how RadCred compares to conventional lenders in several key areas:

    Credit Requirements

    Traditional banks insist on hard pulls, high scores (600-650+), and often collateral. By contrast, this online loan marketplace uses a soft inquiry only, welcoming applicants with limited or bad credit– even those below 580. 

    Approval hinges on present income and repayment ability, not past mistakes, and no car title or property is needed. That makes the platform dramatically more accessible than a bank, giving everyday borrowers a realistic shot at fast cash when other doors slam shut.

    Speed of Approval & Funding

    Bank underwriting takes days; weekend requests stall until Monday. Here, the entire no credit check loan process runs on internet speed. Applications finish in minutes, offers appear almost instantly, and ACH deposits often arrive the same day, or the next morning for late-evening approvals. 

    This around-the-clock service is crucial when rent or car repairs can’t wait. Some online lenders in the network have funded users within hours, proving lifesaving during tight deadlines.

    Convenience & Accessibility

    Branch visits, appointments, and paper forms are still common at traditional lenders. In contrast, this platform is fully mobile-friendly: self-employed workers, gig drivers, or part-timers can apply anytime, anywhere. The user interface is straightforward, guiding applicants through each field without jargon. 

    Because the service operates 24 / 7, customers receive help on their own schedule, not the banker’s. It’s true on-demand financial assistance, replacing legacy bureaucracy with click-to-cash simplicity.

    Loan Terms & Flexibility

    Bank loans may advertise low APRs, but qualifying is tough, and minimum amounts can be rigid. The marketplace, however, offers a wide menu- small payday loan alternatives for $300 or installment loans up to $35,000 with terms reaching 73 months. 

    Early repayment is generally allowed, and many lenders will negotiate extensions if you hit a snag. This flexibility lets borrowers tailor the loan size and timeline to their actual needs rather than forcing a one-size-fits-all package.

    Cost & Fees

    Interest is higher than prime bank rates because lenders assume greater risk on bad credit personal loans. Still, marketplace offers are often cheaper than credit-card cash advances, pawn shops, or storefront payday lenders charging triple-digit APRs. 

    The platform itself is fee-free, has no application charge, and has no rate-shopping penalty. Competitive pressure among online lenders helps keep rates within the 6 %-35.99 % bracket for installment products, allowing cost-conscious borrowers to choose the best available deal.

    Transparency & Choice

    A single bank grants one yes-or-no verdict. Here, multiple vetted lenders bid for your business, promoting a competitive environment that can lower rates or fees. All offers show APR, monthly payment, and total cost upfront, no hidden fine print. 

    Comparative shopping tools let you sort by rate, amount, or funding speed in seconds. The result is a clear, consumer-driven experience that transforms loan hunting from opaque guesswork into an informed, side-by-side decision.

    RadCred’s online marketplace beats banks on access, speed, and privacy for subprime borrowers. Their no credit check loans and bad-credit personal loans deliver near-instant approval and same-day funding, eliminating traditional lenders’ paperwork and collateral demands. 

    Where a bank might dismiss you, the platform matches you to receptive lenders in minutes, quietly and securely, right from your phone. That discreet, user-first model turns a once-impossible task of getting cash with a low score into a fast, dignified, and dependable solution.

    Conclusion: Why RadCred is the Best Choice in 2025 for No Credit Check, Same-Day Loans

    In conclusion, RadCred has earned its position as the premier destination for no credit check, same-day loans in 2025 by combining technological innovation with a human-centric understanding of borrowers’ challenges. Its platform proves that “bad credit” does not have to mean “no options.” Instead, RadCred flips the script, giving consumers a fast, safe option to obtain cash when it’s needed, all while treating them with respect and dignity.

    RadCred has proven that when it comes to helping people weather life’s financial storms, it truly “has your back.” If you’re in a bind and worried that your credit score will hold you back, RadCred may well be the lifeline to get you through quickly, safely, and with your peace of mind intact.

    FAQ

    1. How fast can I get money from a no-credit-check loan?

    Most online marketplaces return offers within minutes; accepted loans are often deposited the same or next business day, depending on bank cut-off times and lender policies. 

    2. Does it cost anything to apply through RadCred?

    No. Submitting the online form is free; the platform is paid by participating lenders, so borrowers face no application fees or hidden platform charges. 

    3. Are no-credit-check loans safe to use?

    They’re safe when obtained from vetted, licensed lenders using encrypted websites; avoid advance-fee demands, unsecured pages, or unsolicited offers to steer clear of common personal-loan scams. 

    4. What’s the typical APR on bad-credit personal loans?

    Installment products on reputable networks range roughly 6 %–35.99 % APR, while short-term payday loans can exceed 200 % in permissive states—compare offers carefully before signing. 

    5. Who qualifies for no-credit-check loans?

    Applicants must be at least 18, possess an active U.S. checking account, and show steady income; hard credit scores are not mandatory for approval.

    Disclaimer: RadCred is an online loan marketplace, not a direct lender. Loan approval, terms, APRs, and funding speeds are determined by third-party lenders and state regulations. Submitting an application does not guarantee approval or specific terms. Borrow responsibly and read all lender disclosures before accepting any offer.

    The MIL Network –

  • MIL-OSI: WISeKey Updates on the Negotiations to Acquire 100% of IC’ALPS

    Source: GlobeNewswire (MIL-OSI)

    WISeKey Updates on the Negotiations to Acquire 100% of IC’ALPS

    Geneva, Switzerland – May 22, 2025 – Ad-Hoc announcement pursuant to Art. 53 of SIX Listing Rules – WISeKey International Holding Ltd (NASDAQ: WKEY / SIX: WIHN) (“WISeKey” or “the Company”), a global leader in cybersecurity, digital identity, and IoT technologies, today shares an update on the exclusive negotiations entered into by its subsidiary, SEALSQ Corp (“SEALSQ”), a leading developer and provider of Semiconductors, PKI, and Post-Quantum technology hardware and software solutions, to acquire 100% of the share capital and voting rights of IC’ALPS SAS (“IC’ALPS”), an Application-Specific Integrated Circuit (“ASIC”) design and supply specialist based in Grenoble, France (“the Acquisition”).

    These exclusive negotiations result from the execution of a Letter of Intent with IC’ALPS and its shareholders (the “Sellers”). This proposed strategic Acquisition (subject to the signing of a Share Purchase Agreement and satisfaction of closing conditions) is expected to reinforce SEALSQ’s commitment to advancing its ASIC development to meet the growing demand in the sector and would add approximately 100 highly skilled staff based out of IC’ALPS’ current centers in Grenoble and Toulouse.

    SEALSQ and the Sellers have reached an agreement in principle to sign a Share Purchase Agreement (“SPA”) based on the following elements:

    • A fixed purchase price of EUR 12.5 million (subject to a ‘No Leakage’ undertaking clause) comprised of EUR 10 million consideration payable in cash and EUR 2.5 million consideration to be paid to one of the Sellers in fully paid and non-assessable Ordinary Shares of SEALSQ, the number of which would be calculated based on the volume weighted average price of an Ordinary Share of SEALSQ on the Nasdaq Stock Market during the ninety trading days ending on the trading day immediately prior to the closing of the Acquisition.
    • An earn-out payment in Ordinary Shares of up to EUR 4 million in value based on IC’ALPS achieving revenue in excess of EUR 11 million in the twelve months ending on December 31, 2025 (revenue to be accounted for in accordance with US GAAP and audited by SEALSQ’s statutory auditors).
    • The Ordinary Shares of SEALSQ to be issued as part of the equity consideration would be subject to a mandatory holding period of one hundred and eighty days from their date of issuance, during which the relevant Seller would be restricted from selling, transferring, or otherwise disposing of the SEALSQ Ordinary Shares.
    • Conditions precedent to the closing of the Acquisition include, among others, approval of the Acquisition by the French Ministry of the Economy in accordance with articles L.151-3 and R.151-1 et seq of the French Financial and Monetary Code (code monétaire et financier).

    During the year ended December 31, 2024, based solely on the draft unaudited revenue of IC’ALPS provided to SEALSQ using French GAAP was EUR9,756,000 with a net loss of EUR2,016,000. In the previous year, the audited revenue of IC’ALPS, based solely on the audited revenue of IC’ALPS provided to SEALSQ, using French GAAP was EUR 8,465,000 with a net income of EUR318,000. As further detailed below, upon completion of the Acquisition, it is anticipated that SEALSQ would prepare full audited financial statements using US GAAP for both years ended December 31, 2024 and 2023, and that this might lead to material adjustment to these numbers.

    We note that the net loss of IC’ALPS under French GAAP for the twelve months ended December 31, 2024 included sales to SEALSQ in an amount of approximately EUR 615,000. Excluding the sales to SEALSQ, the net loss of IC’ALPS under French GAAP for the twelve months ended December 31, 2024 would amount to a net loss in the amount of EUR (2,631,000), based on the draft unaudited revenue of IC’ALPS provided to SEALSQ. We note that the net income of IC’ALPS under French GAAP for the twelve months ended December 31, 2023 included sales to SEALSQ in an amount of approximately EUR 1,168,000. Excluding the sales to SEALSQ, the net income of IC’ALPS under French GAAP for the twelve months ended December 31, 2024 would amount to a net loss in the amount of EUR (850,000) based on the audited revenue of IC’ALPS provided to SEALSQ.

    Although the conversion of the financial information of IC’ALPS from French GAAP to US GAAP has not been initiated, we expect that material adjustments may arise upon conversion to US GAAP in relation to French GAAP based net sales, operating expenses and income tax income reflected in the IC’ALPS income statement for twelve months ended December 31, 2024 and 2023, and in relation to French GAAP based intangible assets, current liabilities, and pension and debt liabilities reflected in the balance sheet as at December 31, 2024 and 2023, as reflected in the numbers provided by IC’ALPS to SEALSQ and disclosed in the preceding paragraphs.

    About IC’ALPS:
    IC’ALPS is your one-stop-shop ASIC partner. Based in France (HQ in Grenoble, two design centers in Grenoble and Toulouse), the company provides customers with a complete offering for Application Specific Integrated Circuits (ASIC) and Systems on Chip (SoC) development from circuit specification, mastering design in-house, up to the management of the entire production supply chain. Its 100+ engineers’ areas of expertise include analog, digital and mixed-signal circuits (sensor/MEMS interfaces, ultra-low power consumption, power management, high-resolution converters, high voltage, signal processing, ARM and RISC-V based multiprocessors architectures, hardware accelerators) on technologies from 0.18 µm down to 1.8 nm, and from multiple foundries (TSMC, Global Foundries, Tower Semiconductor, X-FAB, STMicroelectronics, Intel Foundry, etc.). The company is active worldwide in medical, industrial, automotive, IoT, IA, mil-aero, and digital identity & security sectors. IC’ALPS is ISO 9001:2015, ISO 13485:2016, EN 9100:2018, Common Criteria certified, IATF16949-ready, member of TSMC Design Center Alliance (DCA), Intel Foundry Accelerator Design Services Alliance and Value Chain Alliance (DSA & VCA), ams Osram Preferred Partner and X-FAB’s partner network.
    More information: www.icalps.com and  https://www.linkedin.com/company/ic-alps

    About SEALSQ:
    SEALSQ is a leading innovator in Post-Quantum Technology hardware and software solutions. Our technology seamlessly integrates Semiconductors, PKI (Public Key Infrastructure), and Provisioning Services, with a strategic emphasis on developing state-of-the-art Quantum Resistant Cryptography and Semiconductors designed to address the urgent security challenges posed by quantum computing. As quantum computers advance, traditional cryptographic methods like RSA and Elliptic Curve Cryptography (ECC) are increasingly vulnerable.

    SEALSQ is pioneering the development of Post-Quantum Semiconductors that provide robust, future-proof protection for sensitive data across a wide range of applications, including Multi-Factor Authentication tokens, Smart Energy, Medical and Healthcare Systems, Defense, IT Network Infrastructure, Automotive, and Industrial Automation and Control Systems. By embedding Post-Quantum Cryptography into our semiconductor solutions, SEALSQ ensures that organizations stay protected against quantum threats. Our products are engineered to safeguard critical systems, enhancing resilience and security across diverse industries.

    For more information on our Post-Quantum Semiconductors and security solutions, please visit www.sealsq.com.

    About WISeKey
    WISeKey International Holding Ltd (“WISeKey”, SIX: WIHN; Nasdaq: WKEY) is a global leader in cybersecurity, digital identity, and IoT solutions platform. It operates as a Swiss-based holding company through several operational subsidiaries, each dedicated to specific aspects of its technology portfolio. The subsidiaries include (i) SEALSQ Corp (Nasdaq: LAES), which focuses on semiconductors, PKI, and post-quantum technology products, (ii) WISeKey SA which specializes in RoT and PKI solutions for secure authentication and identification in IoT, Blockchain, and AI, (iii) WISeSat AG which focuses on space technology for secure satellite communication, specifically for IoT applications, (iv) WISe.ART Corp which focuses on trusted blockchain NFTs and operates the WISe.ART marketplace for secure NFT transactions, and (v) SEALCOIN AG which focuses on decentralized physical internet with DePIN technology and house the development of the SEALCOIN platform.

    Each subsidiary contributes to WISeKey’s mission of securing the internet while focusing on their respective areas of research and expertise. Their technologies seamlessly integrate into the comprehensive WISeKey platform. WISeKey secures digital identity ecosystems for individuals and objects using Blockchain, AI, and IoT technologies. With over 1.6 billion microchips deployed across various IoT sectors, WISeKey plays a vital role in securing the Internet of Everything. The company’s semiconductors generate valuable Big Data that, when analyzed with AI, enable predictive equipment failure prevention. Trusted by the OISTE/WISeKey cryptographic Root of Trust, WISeKey provides secure authentication and identification for IoT, Blockchain, and AI applications. The WISeKey Root of Trust ensures the integrity of online transactions between objects and people. For more information on WISeKey’s strategic direction and its subsidiary companies, please visit www.wisekey.com.

    Disclaimer

    Forward-Looking Statements

    This communication expressly or implicitly contains certain forward-looking statements concerning WISeKey International Holding Ltd and its business. Forward-looking statements include statements regarding our business strategy, financial performance, results of operations, market data, events or developments that we expect or anticipate will occur in the future, as well as any other statements which are not historical facts and can be identified by forward-looking words such as “anticipate,” “believe,” “could,” “continue,” “estimate,” “expect,” “intend,” “may,” “should,” “will” and “would” or similar words. Although we believe that the expectations reflected in such forward-looking statements are reasonable, no assurance can be given that such expectations will prove to have been correct. These statements involve known and unknown risks and are based upon a number of assumptions and estimates which are inherently subject to significant uncertainties and contingencies, many of which are beyond our control. Actual results may differ materially from those expressed or implied by such forward-looking statements. Important factors that, in our view, could cause actual results to differ materially from those discussed in the forward-looking statements include the actual adjustments that arise upon conversion of the financial information of IC’ALPS to US GAAP in relation to net sales, operating expenses and income tax income in the income statement for twelve months ended December 31, 2024 and 2023, and in relation to intangible assets, current liabilities, and pension and debt liabilities in the balance sheet as at December 31, 2024 and 2023, in comparison with the French GAAP ; the entering into of definitive documents, the authorization by French regulatory authorities and the successful closing of the Acquisition; ; and the risks discussed in WISeKey’s filings with the SEC. Risks and uncertainties are further described in reports filed by WISeKey with the SEC.

    This press release does not constitute an offer to sell, or a solicitation of an offer to buy, any securities, and it does not constitute an offering prospectus within the meaning of the Swiss Financial Services Act (“FinSA”), the FinSa’s predecessor legislation or advertising within the meaning of the FinSA. Investors must rely on their own evaluation of WISeKey and its securities, including the merits and risks involved. Nothing contained herein is, or shall be relied on as, a promise or representation as to the future performance of WISeKey.

    Press and Investor Contacts

    WISeKey International Holding Ltd
    Company Contact:  Carlos Moreira
    Chairman & CEO
    Tel: +41 22 594 3000
    info@wisekey.com    		 WISeKey Investor Relations (US) 
    The Equity Group Inc.
    Lena Cati
    Tel: +1 212 836-9611
    lcati@theequitygroup.com

    The MIL Network –

  • MIL-OSI United Kingdom: Culture Secretary speech at UK National Day Official Ceremony at World Expo Osaka 2025

    Source: United Kingdom – Executive Government & Departments

    Speech

    Culture Secretary speech at UK National Day Official Ceremony at World Expo Osaka 2025

    Culture Secretary speaks about UK National Day and the strength of the UK-Japan partnership at the World Expo in Osaka

    Your Imperial Highness, your excellency and esteemed guests. It is a great honour to be hosting the UK’s National Day celebrations here at Expo 2025 Osaka Kansai

    Let me start by offering my congratulations to the Government of Japan, the Expo Association and everyone involved in organising Expo 2025. In today’s world where many want to focus on differences and divisions, it is no mean feat to bring together over 150 countries with a shared goal of “designing future society for our lives.” I am very much looking forward to seeing more of this amazing Expo site in the course of today. 

    Expo 2025 is very much about a global conversation, and within that global conversation, the UK and Japan have a particularly strong partnership. Our bilateral relationship is the strongest it has been in decades, underpinned by our common values, shared view of the world and our close people-to-people links. As His Majesty the Emperor said on his State Visit to the UK in June last year, we are ‘friends like no other’.

    The UK has a long history with Expos – going back to 1851 when the first ever EXPO was held in London – and a long history with Japan, from the arrival of William Adams/Miura-Anjin in 1600 to the Choshu 5 travelling to Britain in the mid-19th century to learn about the Industrial Revolution which was transforming my country and the world. 

    The Japanese pioneers who travelled to Britain learnt much about our industrial prowess, bringing that technology back to Japan helping to transform Japan into the thriving, technologically advanced nation it is today. It is especially pertinent to reflect that one of those pioneers who ventured as far as Manchester went on to found the Osaka Chamber of Commerce, giving rise to Osaka’s tremendous growth. So our links are long and very relevant to this region. I am personally delighted as someone who was born in Manchester to see those links between Manchester and Osaka grow ever stronger. 

    It was the sharing of technology and ideas which drove the UK-Japan relationship then, and still drives it now. And it is that belief in the power of ideas to build the future that lies at the heart of the UK pavilion at Expo. The UK’s theme at Expo 2025 is Come Build The Future. It is about the power of small ideas to come together, as children do with building blocks, to create something magical and potentially world-changing. 

    We are a country of ideas that thrives on diversity, on a special mix of tradition and modernity. Our ancient universities drive world leading research, our whiskies and gins are still made to centuries old recipes, produced using cutting edge technology by a new generation of female distillers, our historic playhouses showcase the newest creative talents; and our small island is home to people from every country on the globe and has a capital city where over 300 languages are spoken. 

    Today our National Day offers a snapshot of that, underlining the message of partnership: the Edinburgh Military Tattoo will perform with taiko drummers, later today the BBC Planet Earth Live III concert will be performed by the Osaka based Century orchestra with a renowned UK conductor, and musicians from across the four nations of the UK will connect with new Japanese audiences.

    I said earlier that the UK-Japan partnership is stronger than ever. This is evident from our ever-deepening economic and trade ties, through CPTPP, our collaboration on the green agenda, in defence, security, and digital technologies. But today I want to draw attention to the powerful cultural and people-to-people connections between our countries which underpin that partnership. I want to salute the power of the creative industries, of our story-tellers, to bring people together to entertain and delight, and to cross divides of language and culture.

    Later today, as part of our National Day, we are bringing the Japanese premiere of BBC’s Planet Earth III Live in concert to the Expo Hall. The BBC will be well known to all of you – it has an average global reach of 450 million people across the world, bringing both independent news you can trust and award-winning television – both drama and documentary. Their BBC Earth natural world documentaries have been seen by a quarter of a billion people and have inspired positive environmental change across the world. Planet Earth, by transforming abstract climate data into personal, emotional experiences, has motivated viewers to care and take action to help shape a sustainable future.  Again, well aligned with our UK pavilion theme and that of Expo 2025.

    For a partnership to flourish you need to bring not only ideas but also people together. That is why later today I shall be announcing a new form of UK-Japan partnership which focuses on that very idea of connection, of bringing people together. The UK and Japan have been connecting for hundreds of years. We want to make sure we continue to do that into the future too. We hope young – and old – visiting Expo 2025 and our pavilion will be inspired to connect globally and to seek out new ideas and new partners. 

    To make progress towards the SDGs and tackle the global challenges we all face, we need to come together to share our ideas, to use them as the building blocks of a better future. The UK is committed to doing that, to doing that in partnership with others and is delighted to be here at Expo 2025 to take that partnership still further.

    Updates to this page

    Published 22 May 2025

    MIL OSI United Kingdom –

  • MIL-OSI Global: Why Ofcom wants to plug a legal loophole around politicians presenting news

    Source: The Conversation – UK – By Stephen Cushion, Chair Professor, Cardiff School of Journalism, Media and Culture, Cardiff University

    Following a legal battle with GB News, the UK’s media regulator is proposing to tighten its rules on politicians appearing as presenters.

    Earlier this year, a judge concluded that Ofcom’s current impartiality guidelines are badly worded, and do not clearly explain to broadcasters when and where politicians can present news or current affairs programming.

    Ofcom is now recommending changing its code to clarify that politicians cannot act as newsreaders, news interviewers or news reporters in any type of programming.

    Ofcom defines news programming as a newsreader presenting information in bulletins, and reporters or correspondents delivering packages and live reports. Current affairs content is interpreted as long-form programming, involving extensive discussions, analysis or interviews with guests.

    The proposed rule change is under consultation until June 2025. Ofcom noted: “The distinction between news and current affairs content has become more blurred and the use of politicians presenting programmes has become more prevalent.”

    In February 2025, Ofcom lost a legal case to GB News about whether the channel breached “due impartiality” rules. The case involved Conservative former MP Jacob Rees-Mogg, who was acting as a presenter on GB News while an MP.

    Ofcom found GB News had breached impartiality rules without exceptional editorial justification. In separate programmes, Rees-Mogg had acted as a newsreader by reading out an Autocue summary of breaking news and engaging with a news correspondent.

    GB News challenged Ofcom’s ruling. A judge at the high court found that the politician had produced news-related content, but within a current affairs programme. The judge concluded that Ofcom’s impartiality code was ambiguous about how politicians could present across different broadcast programming. Ofcom is proposing to clarify this in the rule change.

    GB News, which has been the subject of several Ofcom investigations, has now accused the regulator of bias and demanded that it withdraw the proposals.

    Due impartiality and public opinion

    In recent years, new radio stations and television channels have begun pushing the boundaries of the UK’s rules on impartiality. High-profile politicians such as Nigel Farage have acted as presenters in programming that blurs the lines between news and current affairs.

    Ofcom has so far allowed this on the grounds of freedom of expression and audience engagement. But the regulator has faced increasing pressure from politicians, lobby groups and the public to curb the creeping partisanship on TV and radio.

    My new research project with colleagues at Cardiff University and broadcasters is exploring the impartiality of news across media platforms. We are also examining the implications of Ofcom’s rule change by asking whether the public wants politicians to act as broadcast presenters.

    Ofcom has justified its decision to allow politicians to act as broadcast presenters by referring to audience research it commissioned in June 2024 that found no consensus against it.

    However, the commissioned research by Ipsos UK was not an accurate representation of public opinion.

    It involved a qualitative focus group study of 157 people across 29 online focus groups. Fifteen of the focus groups were frequent viewers or listeners of news and current affairs programmes, three had people who did not frequently watch or listen to these type of programmes, and 11 were with audiences of channels where politicians have regularly presented current affairs content.

    In other words, the study drew on a highly constructed sample likely to support politicians presenting. Well over a third of the participants were represented by audiences who choose to regularly watch channels featuring politicians presenting.

    Despite the skewed sample, according to Ipsos UK the “most prevalent opinion” – among focus group participants – “was feeling uncomfortable with politicians presenting current affairs content”.

    This suggests that there was, in fact, a consensus of respondents concerned with politicians acting as presenters – and that consensus was opposed to politicians acting as presenters on TV and radio. This highlights the need for a representative study of public opinion on this issue.

    What does the public really want?

    Existing evidence suggests that public opinion is more against opinionated presenters than supporting partisanship in broadcasting. One poll in 2020 found more people opposed than favoured a Fox News-style channel to broadcast in the UK.

    Academic research, including my ongoing work with colleagues, has consistently found the public prefers impartial news over partisan journalism. The Reuters Institute for Journalism has long found in representative surveys that the public rate neutral news well ahead of partisan reporting.

    While Ofcom’s proposed latest amendment would tighten the rules on politicians acting as news presenters, it appears out of step with public opinion because many people feel uncomfortable with politicians presenting in any type of broadcast programme.

    While GB News has recorded an increase in online views over recent years, its reach on broadcast media is relatively small. But the bigger impact of GB News could be in normalising political partisanship on TV and radio, and gradually pushing the boundaries of the UK’s regulations on broadcast impartiality.

    At a time when political disinformation is rising and trust in journalism is declining, is it time for Ofcom to rethink giving politicians a bigger platform to promote their politics? In doing so, it should properly consult the public on how they want broadcasting to be impartially regulated.

    Stephen Cushion has received funding from the BBC Trust, Ofcom, AHRC, BA and ESRC.

    – ref. Why Ofcom wants to plug a legal loophole around politicians presenting news – https://theconversation.com/why-ofcom-wants-to-plug-a-legal-loophole-around-politicians-presenting-news-256744

    MIL OSI – Global Reports –

  • MIL-OSI Video: European Single Market: People and businesses thriving across borders

    Source: European Commission (video statements)

    The European Single Market will become stronger by:
    Removing barriers
    Simplifying rules
    Boosting investment in clean technologies and innovation
    The Single Market Package proposed by the European Commission is a major step towards a more competitive Europe that is closer to its citizens. The commission will take bold concrete actions in domains of packaging, labelling, professional qualifications, business across borders, SME support, labour mobility, and business set up.

    https://www.youtube.com/watch?v=Z9xnvTV5h0U

    MIL OSI Video –

  • MIL-OSI United Kingdom: New UK-Japan partnership to boost economic growth and cultural exchanges

    Source: United Kingdom – Executive Government & Departments

    Press release

    New UK-Japan partnership to boost economic growth and cultural exchanges

    Boost for UK businesses and growth as new Musubi Initiative strengthens UK-Japan connections

    • Innovative public-private partnership to encourage investment and grow the next generation of UK and Japanese leaders, while creating new opportunities for sports programmes, youth scholarships and cultural exchanges
    • Backed by major partners including UCL, Liverpool FC International Academy, SSE Pacifico and Hello Kitty presented by Sanrio

    Current and future business leaders across the UK and Japan will benefit from a range of new opportunities thanks to the innovative Musubi Initiative launched at the World Expo in Osaka by UK Culture Secretary Lisa Nandy today.

    The initiative, which begins a new phase of UK-Japan cooperation, will draw in private funding to support a diverse range of programmes to create lasting connections spanning youth scholarships, sport, cultural exchanges, science, innovation and opportunities for women in business in both countries. It builds upon the UK and Japan’s increasingly strong relationship, reflected in collaboration on defence, security, digital innovation and expanding trade through the Comprehensive and Progressive Agreement for Trans-Pacific Partnership (CPTPP) and the Hiroshima Accord.

    Named after the Japanese word for ‘connection’, the Musubi Initiative is a first-of-its-kind for the UK-Japan partnership and will strengthen ties and grow the international talent pool needed to grasp future opportunities.

    Unveiled as part of the UK National Day celebrations at World Expo 2025 Osaka, it represents another step forward in delivering the Government’s Plan for Change by fostering international relationships that drive economic growth and opportunity.

    UK Secretary of State for Culture, Media and Sport, Lisa Nandy said:

    The UK’s vibrant display in Osaka demonstrates the breadth of creativity and innovation from across our four nations and our strong partnership with Japan. From BBC Planet Earth and Paddington to our world-famous musicians, the UK’s creative industries are a truly global hit, worth £125 billion to our economy and vital to our Plan for Change – it’s great to see them in the spotlight today as part of UK National Day.

    I am delighted that we have deepened our relationship with Japan further through this new Musubi Initiative, which will create even more opportunities for businesses in both the UK and Japan now and in the future.

    Pioneer Partners

    The Culture Secretary announced the first group of Musubi Pioneer Partners, who will help deliver the initiative’s vision, including:

    Sports programmes: 

    • Liverpool Football Club International Academy sports programme supported by Musubi developing young players and providing opportunities to build leadership qualities. 
    • The UK Ekiden, inspired by Japan’s famous relay race, with UK and Japanese university students participating. 

    Educational programmes: 

    • A new Musubi Scholarship with University College London supported by Amano Enzyme Inc. for Japanese students, building on an over 160-year relationship between the university and Japan. 
    • A Youth Offshore Wind Scholarship Programme with SSE Pacifico to foster future talent in the offshore wind sector, including study abroad opportunities in Scotland. 
    • The Robert Walters career development programme to help bright young people, including Chevening Scholars, reach their full potential.

    Leadership programmes: 

    • An event focussed on Women’s Economic Empowerment and strengthening relationships between female exporters in Japan and the UK, co-hosted by the UK and Japan at Osaka Expo.   
    • The Musubi Alumni programme will bring together the talent and potential of alumni across our programmes. 

    Representing the strong links between the UK and Japan, Hello Kitty presented by Sanrio, the globally popular Japanese brand, will be the Musubi Friendship Ambassador, while Japanese firm Dentsu PR Consulting Inc. will be providing PR advisory services.

    The programmes under the Musubi Initiative will be delivered with an ambition to create a long-lasting legacy and network of alumni that will become champions of their communities, their country and of UK-Japan relations.

    The Culture Secretary has also been in Japan to promote Britain’s creative industries overseas, push British brands within Japanese markets, and attract trade and investment into the UK that can be redistributed across the country to the places where it is needed the most. 

    Yesterday (21 May) the Culture Secretary met with Minoru Kiuchi, a senior Japanese minister with responsibility for the Cool Japan Strategy, in Tokyo to discuss strengthening creative industries collaboration. She also met with executives from major video games organisations, including Bandai Namco and Nintendo, as well as the Japanese cast of Harry Potter and the Cursed Child. 

    Japan is currently the UK’s 6th largest investor, with an inward Foreign Direct Investment stock of more than £86 billion at the end of 2023, and with bilateral trade worth £31 billion in 2024. Japanese investment into the UK has already roughly doubled over the last decade, with nearly 1,000 Japanese companies sustaining 200,000 UK jobs.

    Exports Minister Gareth Thomas said: 

    The UK and Japan enjoy a dynamic and enduring trading relationship, with £86 billion in investment to the UK economy.

    As part of the Government’s Plan for Change, initiatives like the Musubi Initiative and Expo 2025 are helping to strengthen our ties with key economic partners, creating new opportunities for businesses and deepening people-to-people connections across the world.

     Japanese Foreign Minister Takeshi Iwaya said:

    It is connections between people that develop our societies and serve as a foundation for exchanges between countries. 

    In the Japan-UK Hiroshima Accord, issued by the leaders of Japan and the UK in 2023, we also confirmed our cooperation in revitalising people-to-people exchanges, including in the key areas of tourism, studying abroad, culture, and the working holiday programme.

    I hope this initiative will strengthen our “Musubi (bonds)” especially among the younger generation and that our partnership, now stronger than ever, will continue to grow.

    The UK’s presence at World Expo 2025 is providing a global showcase for British companies and creative talent.

    To mark UK National Day (22 May), there were musical performances from all four UK nations featured across Yumeshima Island, from bagpipes to bass guitars. This was followed by the Japanese premiere of BBC’s ‘Planet Earth III Live in Concert’.

    ENDS

    Notes to editors:

    • Supporting VisitBritain’s new Starring GREAT Britain campaign, beloved characters including Paddington, Peter Rabbit and Shaun the Sheep made appearances outside the UK Pavilion, delighting visitors as the campaign trailer played across the Expo site.

    • UK National Day highlighted creative collaborations between British and Japanese performers, with Royal Edinburgh Military Tattoo performers joined by traditional Japanese Taiko Drummers, music from BBC Planet Earth III performed by the Japan Century Symphony Orchestra, and British rapper Shao Dow performing in Japanese.

    • The British Ambassador to Japan, Julia Longbottom, said: “We want Musubi to live up to its name, creating and supporting the leaders of tomorrow by fostering long-term, meaningful connections between people in the UK and Japan. The relationship between the UK and Japan is stronger than ever, and we want to invite as many even more businesses and organisations to join us as we look to build the shared leadership needed to grasp future opportunities and tackle future challenges.”

    • UK Commissioner General for Expo 2025, Carolyn Davidson said: “With an estimated audience of over 28 million expected Japanese and international visitors and more than 150 countries represented, Expo 2025 Osaka offers a unique platform to raise awareness of the UK as a dynamic and innovative country on the world stage. Our National Day is a representation of the best of British and Japanese fusion from across our creative industries, and I am delighted that our countries’ close partnership will be further enriched through Project Musubi, boosting our people-to-people connections and delivering projects that invest in the next generation of UK and Japanese leaders.”

    • Images and b-roll from UK National Day: https://flic.kr/s/aHBqjCeHb4

    • Musical Performances at UK National Day included:

    o   The Japanese premiere of BBC Planet Earth III Live in Concert with music performed by the Japan Century Symphony Orchestra, conducted by British conductor Matthew Freeman, featuring a score by Oscar winner Hans Zimmer, Jacob Shea and Sara Barone

    o   The Royal Edinburgh Military Tattoo, accompanied by Miyamoto Unosuke Shoten Taiko drummers

    o   Shao Dow (England), :Panic :Over (Northern Ireland), Nina Nesbitt (Scotland), and Strawberry Guy (Wales) – all former recipients of the UK’s Music Export Growth Scheme Awards

    • World Expo 2025 Osaka runs from 13 April – 13 October 2025, and is expected to attract 28 million visitors. For more information: https://www.ukatexpo2025.uk/

    • The “Starring GREAT Britain” campaign launched by VisitBritain in January 2025 promotes UK tourism through iconic film and TV locations.

    •  The UK’s presence at Expo 2025 forms part of the UK Government’s GREAT Campaign, which promotes the UK internationally and has delivered billions in economic returns.

    Notes to Editors on the Musubi Initiative:

    The Musubi Friendship Ambassador – Hello Kitty presented by Sanrio. We are grateful to Sanrio for providing Hello Kitty as the Friendship Ambassador for the Musubi Initiative. Sanrio’s vision of “One World, Connecting Smiles” aligns with Musubi’s objective to build positive people-to-people relationships and we look forward to working with Sanrio’s world-famous characters to achieve this. Hello Kitty was born and raised in London as a schoolgirl and now an iconic Japanese character, she is not only a great representative for our two countries, but she also represents the deep desire among our people to feel joy and happiness. We look forward to working with her to reinforce connections between people of the UK and Japan.  

    We are grateful to the Japanese firm Dentsu PR Consulting Inc. for joining the Musubi Initiative as a Pioneer Partner providing PR advisory services. We welcome their support as we work to showcase the best of Musubi – and UK-Japan – connections.

    Full details of the initial programmes to be supported through the Musubi Initiative include: 

    Educational programmes: 

    • Musubi UCL scholarship: The Musubi scholarship with University College London, supported by Amano Enzyme Inc., gives Japanese students the opportunity to study a one-year Masters programme at UCL. The scholarship will form part of UCL’s Global Scholarships targeting students from various background with the aim of increasing diversity. 

    • SSE Pacifico Offshore Wind Scholarship Programme supported by Musubi: With a focus on fostering future talent in the dynamic offshore wind sector, SSE Pacifico, in collaboration with Musubi, will launch a scholarship programme to support young students from Japan. This initiative will offer short-term study opportunities in the UK, with the goal of upskilling and empowering the next generation of young leaders. 

    • Musubi Robert Walters career development programme: Robert Walters Japan, a Specialist Recruitment & Talent Advisory firm with roots in the UK and 25 years of expertise in Japan, will deliver a tailored career development programme for the 2025-26 recipients of the UK Government’s Chevening scholarship, with a view to extending this to future Musubi scholars. 

    Sports programmes: 

    • Liverpool Football Club International Academy sports programme supported by Musubi: With a commitment to empowering disadvantaged young people, 2025 Premier League winners Liverpool Football Club offer their LFC International Academy Japan soccer programme in connection to the Musubi initiative. Drawing on the power of sport to build connections and confidence, this will focus on developing young players and providing opportunities to learn new skills and build leadership qualities.

    • UK Ekiden: Musubi is proud to be connected to the UK Ekiden – a team relay race inspired by Japan’s beloved running tradition. With university students leading the main event and school children joining through the Mini Ekiden programme, it brings people together across generations. More than a race, it’s a celebration of teamwork, connection, and the growing friendship between the UK and Japan. Like the Musubi initiative, the UK Ekiden builds personal connections and unites different cultures. 

    Leadership programmes: 

    • Women’s Economic Empowerment: British Embassy Tokyo and Japan will host a joint Women’s Economic Empowerment Forum at the UK Expo Pavillion. This will focus on strengthening relationships between female exporters in Japan and the UK and is the first in-person event the UK and Japan have run under the Women’s Economic Empowerment chapter in the UK-Japan Free Trade Agreement. We hope that this event will be the first of many Musubi activities investing in female leaders of the future.    

    • Musubi Alumni: Our Alumni programme will bring together the talent and potential of Alumni across our programmes.  This Network will give our Alumni the connection, inspiration and empowerment to help realise their ambitions of building a better world.

    Updates to this page

    Published 22 May 2025

    MIL OSI United Kingdom –

  • MIL-OSI Security: ‘Machine Gun-Trafficking’ Drug Dealer Sentenced to More Than Fifteen Years in Federal Prison

    Source: United States Bureau of Alcohol Tobacco Firearms and Explosives (ATF)

    PROVIDENCE – Jose Marrero, 36, of Woonsocket, describe in court documents as a “violent, machine gun-trafficking, kilogram-level drug dealer” was sentenced today to more than fifteen years in federal prison, having pleaded guilty to charges of possession of a firearm in furtherance of drug trafficking, possession with intent to distribute fentanyl, and possession of a firearm by a prohibited person, announced acting United States Attorney Sara Miron Bloom.

    Court documents illustrate that Jose Marrero, 36, previously convicted twice in Rhode Island state court on drug trafficking charges, freely displayed photographs and videos on social media of himself in possession of drugs and firearms, notably semi-automatic pistols, AR-15 style rifles, and semi-automatic pistols that have been modified with machinegun conversion devices. Marrero displayed himself and others in possession of the weapons in his apartment, while watching TV, playing video games, drinking alcohol, and driving around the streets of Rhode Island. He also made social media posts demonstrating himself and others actively firing the modified fully automatic weapons.

    Additionally, court documents reveal videos of the defendant in possession of multiple kilos of cocaine and of numerous messages between Marrero and others that “not only convey his leadership but just how active, eager, and dangerous of a drug trafficker he is.”  Text messages illustrate conversations between Marrero and a drug supplier, and how he, Marrero, organized people to move two kilograms of drugs per week. In some of his messages, Marrero discusses having drug runners, complaining about their behavior and demanding higher productivity from them, directing them to locations to provide certain quantities of drugs to customers, and discussing debts owed to him.

    Marrero made it well known, to his drug trafficking counterparts and otherwise, that he possessed numerous firearms. He prominently displayed himself and others with an array of firearms on his social media account. Excerpts from Marrero’s text messages demonstrate that he enlisted his girlfriend and other acquaintances to purchase firearms for him, as he was unable to do so himself due to his past felony convictions; that he accepted firearms as payment for drug sales; and that he solicited an associate to obtain guns for him, notably “any glocks” that he could get his hands on.

    Marrero was sentenced today by U.S. District Court Chief Judge John J. McConnell, Jr. to 181 months of incarceration to be followed by 5 years of federal supervised release.

    The case was prosecuted by Assistant United States Attorneys Christine D. Lowell, Stacey A. Erickson, and Sandra R. Hebert.

    The matter was investigated by ATF, with the assistance of Massachusetts State Police, Woonsocket Police Department, Central Falls Police Department, and West Warwick Police Department.

    This case is part of Operation Take Back America a nationwide initiative that marshals the full resources of the Department of Justice to repel the invasion of illegal immigration, achieve the total elimination of cartels and transnational criminal organizations (TCOs), and protect our communities from the perpetrators of violent crime. Operation Take Back America streamlines efforts and resources from the Department’s Organized Crime Drug Enforcement Task Forces (OCDETFs) and Project Safe Neighborhood (PSN).

    ###

    MIL Security OSI –

  • MIL-OSI USA: Secretary of State Gregg M. Amore Presents Civic Leadership Awards to High School Students

    Source: US State of Rhode Island

    PROVIDENCE, RI � On Monday, May 19, 2025, Secretary of State Gregg M. Amore honored the 130 high school students selected as 2025 Rhode Island Civic Leadership Award winners at a State House ceremony. The award is given annually to high school students who have made outstanding contributions to their schools and communities over the past year.

    “Every year, it’s a great honor to celebrate students who are committed to public service and civic engagement,” said Secretary of State Gregg M. Amore. “These young civic leaders deserve recognition for their accomplishments inside and outside of the classroom, as well as their efforts to make their communities a better place.”

    Schools from around Rhode Island nominated students who have excelled in areas such as public service, leadership, and academic achievement.

    Photos of award winners are available here.

    The ceremony was recorded by Capitol TV and can be viewed online here.

    The students honored were:

    Achievement First Providence High School Alejandra Guissell Avila Estrada Zachareus Desrosiers

    Barrington Christian Academy Polly Bosch Lincoln Wright

    Barrington High School Anaaya Deshpande Andres Gil

    Beacon Charter High School for the Arts Kiara Canterbury Micah St. Onge

    Bishop Hendricken High School Shane Ciunci Lincoln Tiernan

    Blackstone Academy Charter School Kadjatou Diallo Jayilson Fernandes

    Blackstone Valley Prep High School Safiyatu Gassama Angel Hernandez

    Block Island School Chase Hatfield Maximus Walsh

    Burrillville High School Spencer Wayland Arrow Yuszczak

    Central Falls Senior High School Edgar Ardon Flores Sofia Lopez Callejas

    Chariho Regional High School Ryan Sheldon Nicholas Wilusz

    Charles E. Shea High School Joseph Manu Behnema Sirleaf

    Coventry High School Raegan Garcia Ryan Pina

    Cranston High School East Oliver Cruz Madelyn Hart

    Cranston High School West Sophia DiBenedetto Promise Pitts

    Cumberland High School Brett Hawkins Brody Vroegindewey

    Dr. Jorge Alvarez High School Yazan Alothman Emma Garcia

    East Greenwich High School Emma Sheahan-Nguyen Wen Xin Shi

    East Providence High School Pooja Ezhilmaran Acadia Ullucci

    E-Cubed Academy August Kletzian Melissa Paula

    Exeter-West Greenwich Regional High School Ayden Enos Clare Titus

    The Greene School Adriel Falowo Kyannie Fernandez

    Hope High School Julian Genao Elmer Poz Benito

    Jacqueline M. Walsh School for the Performing & Visual Arts Isabella Benavides Melissa Paulin

    Johnston Senior High School Olivia Forgetta Bennett McClish

    La Salle Academy Derek La Fazia Carter Rankin

    Lincoln School Ruby Verkuijlen

    Lincoln Senior High School Helen Green David Lucci

    Middletown High School Taylor Bridges Chloe Tysor

    The Metropolitan Regional Career & Technical Center Marcel Anderson Osayro Urizar Vargas

    Moses Brown School Sophie Hesser Josselyn Wolf

    Mount Pleasant High School Anthony Berroa Testimony Thompson

    Mount Saint Charles Academy Emma Foxon Aidan Quinn

    Mt. Hope High School Jessica Deal Gavin Stegall

    Narragansett High School Hannah Abrams Mia DeLuise

    NEL/CPS Construction & Career Academy Alfredo Cuthburt Anniyah Wright

    North Kingstown Senior High School Benjamin Butera Fiona Wilk

    North Providence High School Isabelle Desanges Gabriella Paulino Cabrera

    North Smithfield High School Emerson Deschene Leah Goodwin

    Paul Cuffee Upper School Sofia Alabede Mia Medeiros

    Pilgrim High School Laryssa Farrell Sean Skinnard

    Ponaganset High School Mackenzie Bell Omar Sasa

    Portsmouth High School Andrew Rodrigues Hanalei Streuli

    The Prout School Madeline Monaco Madeleine Pisano

    Providence Country Day School Cedric Ye

    Rhode Island Nurses Institute Middle College Charter High School Aillyn Ospina Bedoya Lia Tavarez Sobalvarro

    Rocky Hill Country Day School Wilbur Conterio Luke Lehouiller

    Rogers High School Hannah Conroy Kira Parsons

    School One Ibrahim Mohammed Sienna Wills

    Scituate High School Annette Hartley Cameron Healey

    Sheila Skip Nowell Leadership Academy Jaziyah Lewis Zi’Rell Rivers

    Smithfield Senior High School Kyla Alberg Shane Trainor

    South Kingstown High School Samuel Cadman Jay Thornber

    St. Andrew’s School Yosmel Amparo-Moya Violet Vandale

    St. George’s School Reese Starling

    St. Mary Academy – Bay View Ariana Bobiak Sophie Sullivan

    St. Patrick Academy Genesis Monzon Morales Ashly Urbina

    Saint Raphael Academy Michael Duschang Sara Lebeuf

    Tiverton High School Evan Duda Norah Winslow

    Toll Gate High School Jaylene Le Estherangelica Santana

    Trinity Academy for the Performing Arts Samia Perez Wilde Rosales-Gousie

    Trinity Christian Academy Mateo Ghoshal Vargas Michael Susi

    Village Green Virtual Charter School Zoey Dupuis Nyzaiah Law

    Warwick Area Career and Technical Center Gianna Gioffreda

    West Warwick Senior High School Michael Andruchow Lucas Martins

    William E. Tolman Senior High School Melissa Gomes-Ramos Danicah Xavier

    Woonsocket High School Gabriella Alves David Vega

    ###

    MIL OSI USA News –

  • MIL-OSI: Best Sportsbook Promos: SportsBetting.ag Picked as the Top US Site for Sports Betting Bonuses

    Source: GlobeNewswire (MIL-OSI)

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    NBA Betting

    Basketball fans can use sportsbook promos on every NBA game, including regular season matchups, playoffs, and the Finals. Teams like the Boston Celtics, Denver Nuggets, Milwaukee Bucks, and Los Angeles Lakers draw consistent betting action, especially when tied to featured promotions or odds enhancements. SportsBetting.ag also offers extensive coverage of player props and live betting for fast-paced, in-game wagers—ideal for turning reload bonuses into real-time profits.

    MLB Betting

    MLB’s long season is perfect for stretching out your bonus funds over time. SportsBetting.ag covers all 30 teams with daily lines, team totals, pitcher props, and game-specific boosts. Popular teams like the New York Yankees, Los Angeles Dodgers, and Atlanta Braves attract major market action, while sharp bettors can find value in under-the-radar clubs like the Cleveland Guardians and Tampa Bay Rays. During peak months, promos often include parlay boosts and streak-based bonuses tied to MLB series outcomes.

    NHL Betting

    Hockey fans will find competitive odds and full-season markets across the NHL, including moneylines, puck lines, goal props, and period-specific bets. Teams such as the Colorado Avalanche, Toronto Maple Leafs, New York Rangers, and Edmonton Oilers lead in futures and nightly handle. Bonus offers are often extended during the Stanley Cup Playoffs, with enhanced odds and second-chance bet promos for close games and overtime thrillers.

    College Sports (NCAAF & NCAAB)

    College football and basketball bring weekly excitement, especially during bowl season and March Madness. SportsBetting.ag offers deep coverage of powerhouses like the Alabama Crimson Tide, Georgia Bulldogs, Michigan Wolverines, and Texas Longhorns in NCAAF, as well as elite hoops programs like the Kansas Jayhawks, Duke Blue Devils, and UConn Huskies in NCAAB. Bonuses can be used across spreads, moneylines, over/unders, and tournament props, with special promotions typically activated during major playoff and championship weekends.

    UFC & Combat Sports

    For fans of MMA and boxing, SportsBetting.ag provides full cards with pre-fight odds, method-of-victory props, round betting, and live wagering. UFC events featuring stars like Israel Adesanya, Sean O’Malley, Jon Jones, and Tom Aspinall often come with exclusive promos, including risk-free bets and enhanced parlays. These are high-action opportunities to turn bonus dollars into quick returns.

    No matter your sport of choice, SportsBetting.ag ensures that every bonus you claim can be used across a wide selection of betting markets. From top-tier NFL matchups to under-the-radar college games and headline UFC cards, there’s always action—and promo value—to explore.

    Top Sportsbook Promo Bet Types at SportsBetting.ag 

    SportsBetting.ag gives players flexibility when using bonuses by supporting a wide range of bet types across major leagues and events. Whether you’re activating a welcome offer, reload bonus, or risk-free bet, you’ll find multiple ways to put your promo dollars to work. Here are the most popular and promo-friendly bet types available on the platform:

    • Moneyline Bets – A straightforward wager on which team or athlete will win. Perfect for new bettors using bonuses, especially on favorites with strong odds.
    • Point Spreads –  Ideal for balancing mismatches, spread bets are popular in NFL and NBA markets and count toward rollover requirements for most promotions.
    • Totals (Over/Under) –  Wagering on combined score totals is a common choice for using reload bonuses—especially in high-scoring leagues like the NBA and college football.
    • Player Props – Bet on individual performances like passing yards, home runs, or goals scored. These bets are available across NFL, NBA, MLB, and more, and are often featured in special boosted promos.
    • Parlays – Combine multiple bets into one for bigger payouts. SportsBetting.ag frequently offers parlay insurance or boosts that pair well with promo funds.
    • Live (In-Game) Bets – Bet as the action unfolds with dynamic odds that shift in real time. Many bonuses can be used for live betting, making it a popular option for experienced players.
    • Futures – Long-term bets on outcomes like championship winners or season awards. Futures are a smart way to lock in value using bonus funds before a season heats up.
    • Risk-Free Bets – Offered during special events, these let you place a wager and get refunded in site credit if it loses—great for trying larger bets with less risk.

    Each of these bet types not only counts toward promo rollover requirements but also gives bettors strategic ways to stretch bonus value. Whether you’re playing it safe or chasing big wins, SportsBetting.ag gives you the tools and flexibility to do both.

    Why These Are the Best Sportsbook Promos & Bonuses

    In a crowded US sportsbook market, a promotional offering is only as good as its consistency, clarity, and actual value to players. What sets SportsBetting.ag apart is its ability to deliver reliable, ongoing bonuses that are easy to claim, transparent in structure, and designed to serve real bettors—not just first-time sign-ups. Here’s what makes it stand out:

    Consistent Value Across the Board

    While many sportsbooks focus solely on welcome offers, SportsBetting.ag builds long-term value with ongoing reload bonuses, risk-free bets, and odds boosts. The 25% lifetime reload bonus is a prime example of this approach—available on every deposit with no seasonal limitations. This kind of ongoing support keeps players engaged beyond their first wager.

    USA-Focused Promotions

    All bonuses and terms at SportsBetting.ag are tailored specifically for US-based players. That means easy qualification, support for major American sports, and betting options structured around leagues like the NFL, NBA, MLB, NHL, and NCAA. There’s no guesswork when it comes to currency, deposit methods, or availability—everything is streamlined for a US audience.

    Clear Bonus Terms and Fast Access

    One of the biggest frustrations with promos at other sites is vague or buried terms. SportsBetting.ag takes a different route by clearly publishing rollover requirements, eligible bet types, and expiration timelines. Bonuses are credited quickly, often within minutes of deposit, and funds can be used immediately on qualifying bets.

    Wide Range of Promo-Eligible Markets

    It’s not enough to have great bonuses—they also need to work on the sports and bet types players care about. SportsBetting.ag supports promo use across all major markets including spreads, totals, props, parlays, and live bets. Whether you’re betting on the Super Bowl, a midweek NBA game, or a UFC main event, your bonus funds apply.

    Trust and Longevity

    With over two decades in the industry, SportsBetting.ag has built a reputation for reliability and player-focused service. In the US market—where trust is everything—its long history, responsive support, and steady promo track record help it stand out as a top-tier site for both casual and high-volume bettors.

    For US sports fans looking to get more out of every bet, SportsBetting.ag offers a promo system that’s built on value, not gimmicks. It’s not just about what you get when you join—it’s about what you keep getting every time you play.

    Conclusion: Why SportsBetting.Ag is the Top Sportsbook Promo Site Today

    SportsBetting.ag has firmly established itself as the top sportsbook promo site for US players by delivering more than just flashy sign-up deals. Its consistent, easy-to-claim bonuses, player-friendly terms, and full compatibility with major American sports markets make it a standout choice for bettors who want lasting value.

    From the generous $1,000 welcome bonus to lifetime reload offers, odds boosts, and risk-free bets, every promotion is structured to benefit both new and returning users. The site’s commitment to transparency, fast payouts, and real usability across bet types sets it apart in a market where too many bonuses come with hidden restrictions or limited shelf life.

    Whether you’re placing your first bet or managing a full-season strategy, SportsBetting.ag offers a promotional experience that works hard for your bankroll. For serious bettors in the USA who want real rewards without the fine print, this is the sportsbook that delivers.

    Editorial Note

    This article is provided solely for informational and entertainment purposes. Nothing within should be interpreted as legal, financial, or professional advice. Readers should carry out their own research before participating in any gambling activities or signing up with any online casinos mentioned. 

    Gambling Caution

    Online gambling comes with financial risks and may lead to addictive behavior or monetary loss. We urge all readers to gamble responsibly. If you or someone you know is struggling with gambling, professional help is available. The National Council on Problem Gambling (NCPG) can be contacted at 1-800-522-4700 or visited online at www.ncpgambling.org.

    21+ only. It is up to each individual to verify whether online gambling is permitted under their local, state, or federal laws. Neither the publisher, the authors, nor any syndication partners condone or support unlawful gambling. Participation in online gambling is done at the reader’s own discretion and risk.

    Affiliate Transparency

    This article may include affiliate links. If you click on a link and make a purchase or register, a commission may be earned, at no extra cost to you.

    Syndication and Liability Disclaimer

    Any third-party publishers, media platforms, or syndication partners that republish this content do so understanding that it is meant for informational purposes only. These entities are not responsible for the legality, accuracy, or interpretation of the material.

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    The MIL Network –

  • MIL-OSI: CSGO Betting Sites: Thunderpick Named the Top U.S. Sportsbook for Counter-Strike: Global Offensive

    Source: GlobeNewswire (MIL-OSI)

    New York City, May 22, 2025 (GLOBE NEWSWIRE) — Thunderpick has redefined the CSGO betting experience for players across the U.S., offering everything a serious bettor could want in one streamlined platform. With competitive odds, real-time match coverage, and a robust selection of betting markets, it caters to casual fans and seasoned esports gamblers alike.

    JOIN THE TOP CSGO BETTING SITE: THUNDERPICK

    Why Thunderpick Stands Out Among U.S. CSGO Betting Sites

    Thunderpick offers a tailor-made experience for CSGO bettors who value reliability, diversity, and a professional-grade user interface. Its betting markets cover everything from major tournaments like ESL and BLAST to daily matchups, offering a constant stream of opportunities to win. Whether you want to bet on map winners, pistol rounds, or total kills, the platform supports it all with up-to-the-minute odds.

    The 100% bonus up to $600 gives new users a competitive edge from the get-go, while reload offers and loyalty perks keep returning players well-rewarded. Thunderpick’s unique points system allows players to earn extra rewards simply by placing bets, which can later be exchanged for additional bonuses.

    Its design is optimized for both desktop and mobile users, making it seamless to place bets from anywhere. Real-time score updates and betting slips that adjust instantly ensure that live betting is both fast and fun. Compared to other platforms, Thunderpick consistently offers better odds and quicker bet confirmation.

    Overall, Thunderpick isn’t just another sportsbook—it’s a full-service CSGO betting hub designed to deliver a premium experience from first bet to final payout.

    GET A 100% BONUS UP TO $600

    How to Sign Up for the Best CSGO Betting Site, Thunderpick

    Getting into CSGO betting with Thunderpick is quick, intuitive, and designed for new users who want to dive straight into the action. Here’s how to get started:

    1. Visit Thunderpick and click the “Join Now” button.
    2. Register your account with a valid email, secure password, and preferred currency.
    3. Verify your email to unlock deposit and withdrawal features.
    4. Make your first deposit—you can choose from a variety of payment options, including credit cards.
    5. Claim your 100% bonus up to $600 automatically after your first deposit.
    6. Explore upcoming CSGO matches in the esports section of the site.
    7. Place your bets on your chosen matches, maps, or rounds.

    Once you’re in, you’ll find Thunderpick’s layout easy to navigate. Betting markets are clearly labeled, and live matches are highlighted with dynamic odds updates. You can favorite teams, track ongoing wagers, and even set notifications for match outcomes.

    The mobile site is just as smooth, giving you the full Thunderpick experience on Android and iOS devices. No lag, no clutter—just fast, focused betting wherever you are.

    New users can start small, learning the ropes with low-stakes bets and live odds tracking. Tutorials and FAQs are readily available for anyone needing guidance. Thunderpick makes sure you’re never more than a few clicks away from your next winning wager.

    Important Factors When Selecting the Best CSGO Betting Site

    Choosing the right CSGO betting site is essential for a safe, enjoyable, and profitable experience. At Thunderpick, every key criterion is covered, making it the clear leader among esports sportsbooks. Here’s what to look for and how Thunderpick excels:

    Range of Betting Markets: A top-tier platform offers more than just match winners. Thunderpick supports dozens of betting options, including first kills, map totals, and clutch rounds. This depth gives players more control and engagement.

    Live Betting Support: In-play wagering is vital for esports, where momentum shifts quickly. Thunderpick provides real-time odds and rapid bet placement so users can respond to live gameplay.

    User Interface and Experience: Navigation, loading speed, and betting layout should be seamless. Thunderpick’s modern, mobile-friendly interface makes it easy for both beginners and veterans to find what they need.

    Competitive Odds: Winning more starts with better odds. Thunderpick consistently offers strong value compared to industry averages, especially on marquee CSGO events.

    Bonuses and Promotions: A generous welcome bonus, like Thunderpick’s 100% up to $600, sets the tone. Regular offers, VIP rewards, and loyalty points further enhance the value.

    Banking Options: Players should have access to fast, flexible deposits and withdrawals. Thunderpick supports ewallets, allowing for instant, secure transactions with low fees.

    Security and Licensing: Always choose a site with proper encryption and verified licensing. Thunderpick uses SSL protection and maintains strict anti-fraud protocols to ensure player safety.

    Customer Support: A responsive support team can make all the difference. Thunderpick’s 24/7 live chat is staffed by agents who understand esports and betting.

    Reputation and Reviews: User feedback and industry recognition help validate a platform. Thunderpick has earned top marks from players and experts alike.

    When these factors align, you know you’ve found a site you can trust—and that’s exactly what Thunderpick delivers.

    Best CSGO Matches to Bet on Right Now at Thunderpick

    CSGO betting is at its most thrilling during major tournaments and regional qualifiers, and Thunderpick makes it easy to access the hottest matchups in real time. Whether you’re backing tier-one giants like FaZe Clan, G2 Esports, or Team Vitality, or exploring underdog value in up-and-coming rosters, there’s always a game to follow.

    Thunderpick currently features action from high-stakes events like the BLAST Premier, ESL Pro League, and CCT Championships. These tournaments not only draw elite teams but also offer varied betting opportunities, from outright winner markets to detailed in-play props.

    For casual fans, betting on outright winners is a great way to stay engaged. But experienced bettors will appreciate markets such as first blood, total rounds played, or the outcome of pistol rounds. These micro-bets allow for precision predictions and higher-risk, higher-reward wagering.

    Live betting is another major draw. Thunderpick’s real-time odds adjust instantly based on in-game developments, allowing bettors to capitalize on momentum swings, surprise upsets, and clutch plays. This creates a dynamic betting experience that mirrors the pace of competitive CSGO.

    If you’re looking to spot value, matches featuring evenly matched teams or fresh roster changes often present favorable odds. Thunderpick provides pre-match analysis and team stats to help guide your picks. You can also view historical performance and head-to-head records for deeper insights.

    Understanding CSGO Odds and Betting Markets at Thunderpick

    Betting on CSGO requires more than just picking a winner—it’s about understanding the odds and choosing the right markets to match your risk appetite. At Thunderpick, the odds are displayed in both decimal and American formats, allowing players to bet in the way that suits them best.

    The most common market is the match-winner, where you predict which team will emerge victorious. But Thunderpick offers far more. You can wager on map winners, total maps, correct score, and even whether a match will go to overtime.

    Live betting markets are also robust. As a match unfolds, Thunderpick updates its odds in real time, giving you the chance to bet on things like the next map’s outcome or the winner of the current round. This feature keeps bettors engaged from start to finish.

    Understanding the odds helps you evaluate risk. For example, betting on a favorite with low odds yields smaller returns, but higher certainty. Underdogs offer bigger payouts, but come with greater risk. Thunderpick’s platform helps visualize these dynamics with a clean, responsive design and instant bet confirmation.

    For strategy-minded bettors, prop markets are a goldmine. Betting on whether a team wins both pistol rounds or if a player secures 30+ kills adds depth to the experience. Thunderpick’s wide selection lets users create customized bets based on individual game scenarios.

    CSGO Betting Sites: Conclusion

    Thunderpick delivers an elite CSGO betting experience that combines functionality, variety, and innovation. From its massive betting market coverage to its dynamic live odds and peer-to-peer systems, it offers something far beyond the standard sportsbook.

    New users can jump in quickly thanks to a sleek interface and generous 100% bonus up to $600. The platform’s commitment to secure payments, 24/7 support, and payment flexibility further enhances its reputation as the best in the game.

    Whether you’re betting on major tournaments or casual clashes, Thunderpick offers top-tier value and a truly immersive environment. For any CSGO fan looking to elevate their betting experience, Thunderpick is the smart, reliable choice.

    Editorial Note

    This article is provided solely for informational and entertainment purposes. Nothing within should be interpreted as legal, financial, or professional advice. Readers should carry out their own research before participating in any gambling activities or signing up with any online casinos mentioned. 

    Gambling Caution

    Online gambling comes with financial risks and may lead to addictive behavior or monetary loss. We urge all readers to gamble responsibly. If you or someone you know is struggling with gambling, professional help is available. The National Council on Problem Gambling (NCPG) can be contacted at 1-800-522-4700 or visited online at www.ncpgambling.org.

    21+ only. It is up to each individual to verify whether online gambling is permitted under their local, state, or federal laws. Neither the publisher, the authors, nor any syndication partners condone or support unlawful gambling. Participation in online gambling is done at the reader’s own discretion and risk.

    Affiliate Transparency

    This article may include affiliate links. If you click on a link and make a purchase or register, a commission may be earned, at no extra cost to you.

    Syndication and Liability Disclaimer

    Any third-party publishers, media platforms, or syndication partners that republish this content do so understanding that it is meant for informational purposes only. These entities are not responsible for the legality, accuracy, or interpretation of the material.

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    The MIL Network –

  • MIL-OSI Africa: Commission recommends conditional approval of MultiChoice acquisition

    Source: South Africa News Agency

    The Competition Commission has recommended that the Competition Tribunal approve the proposed acquisition of MultiChoice by Groupe Canal+ SAS, subject to certain conditions. 

    This recommendation comes after the Commission’s (which is an agency of the of the Department of Trade, Industry and Competition) investigation into the large merger notification submitted on 30 September 2024.

    The Commission is one of three independent statutory bodies established in terms of the Competition Act to regulate competition between firms in the market. 

    Canal+, along with its ultimate controllers and the companies they control, are referred to collectively as the “acquiring group.”
    The acquiring group is a French media and entertainment company involved in the production, commissioning, and supply of audiovisual content, the provision of advertising services, the development of video games, and the publication of books. 
    LicenceCo is a proposed company within the merged group, containing local license rights and subscribers, which will broadcast content through DStv. 

    Meanwhile, the Target Group provides audiovisual content via its streaming service, Showmax.

    “The Commission is of the view that the proposed transaction is unlikely to substantially lessen or prevent competition in any market. 

    “However, in recognition of the important role played by the Target Group within the broader audiovisual ecosystem in South Africa, and to address public interest concerns raised by various stakeholders, the Commission has recommended approval of the merger subject to a number of conditions.”

    The conditions include, but are not limited to, addressing employment concerns, increasing the shareholding of historically disadvantaged persons (HDP) and workers in Orbicom and LicenceCo, committing to supplier development, ensuring the merged entity continues to operate from South Africa, promoting a diversity of television news, and encouraging export activities.

    According to the Commission, the parties involved in the merger have agreed to a three-year moratorium on layoffs following the merger implementation date.

    “The merger parties have also committed that the majority of LicenceCo’s shareholders will be HDPs and workers. Moreover, the parties have agreed to continue certain corporate social responsibility initiatives such as skills development in the audiovisual industry and sports development.” 

    Canal+ has committed to ensuring that MultiChoice remains incorporated and headquartered in South Africa, promotes exports, and seeks a secondary inward listing on the Johannesburg Stock Exchange (JSE) Limited.

    The merged entity has also made supplier development commitments that include expenditure on local audiovisual content, the promotion of South African audiovisual content in new markets, and procurement from HDPs and small, medium and micro enterprises (SMMEs).  

    “Finally, the parties have agreed that LicenceCo will continue to procure local news content for DStv and will ensure the diversity of the news content it broadcasts.” 

    The total value of all the public interest commitments advanced by the merger parties based on past spend by MultiChoice is projected at a total amount of about R26 billion over the next three years. 

    “In large mergers, the Commission is required to assess and to ultimately make a recommendation to the Tribunal. The Commission is satisfied that the conditions attached to this merger sufficiently address the concerns raised during the investigation. 

    “The matter is now before the Tribunal for a final determination,” Deputy Commissioner Hardin Ratshisusu explained.  – SAnews.gov.za

    MIL OSI Africa –

  • MIL-OSI Security: Waterbury Man Sentenced to Nearly 8 Years in Federal Prison for Role in Violent Carjacking

    Source: Office of United States Attorneys

    David X. Sullivan, United States Attorney for the District of Connecticut, announced that MICHAEL McCANN-ORTIZ, also known as “Bando,” 24, of Waterbury, was sentenced today by U.S. District Judge Kari A. Dooley in Bridgeport to 95 months of imprisonment, followed by three years of supervised release, for his participation in a violent carjacking.

    According to court documents and statements made in court, in the early morning hours of June 18, 2023, two all-terrain vehicles (“ATVs”) were stolen from a Waterbury residence.  After the theft, McCann-Ortiz and others mistakenly identified an individual (“Victim 1”) who they incorrectly believed was involved in the theft.  Later that night, Victim 1’s friend, (“Victim 2”), picked up Victim 1 from work and drove him home.  As they arrived at Victim 1’s residence, three vehicles followed them and surrounded the victims.  McCann-Ortiz and his associates, one of whom carried an assault-style rifle, exited the vehicles and approached the victims.  McCann-Ortiz and his associates demanded the return of the stolen ATVs, threatened to harm both victims, and physically assaulted them.

    Specifically, McCann-Ortiz repeatedly threatened to kill the victims, and punched and kicked one victim, causing serious bodily injury.

    McCann-Ortiz and his associates then stole Victim 2’s vehicle, which was owned by Victim 2’s relative, and other items and cash belonging to the victims.  McCann-Ortiz and his associates continued to harass the victims in the following days.

    McCann-Ortiz has been detained since his arrest on unrelated state charges on July 10, 2023.  On February 27, 2025, he pleaded guilty in federal court to carjacking resulting in serious bodily injury.

    This investigation is being conducted by the FBI’s Northern Connecticut Gang Task Force and the Waterbury Police Department.  The case is being prosecuted by Assistant U.S. Attorneys Nathan J. Guevremont and David T. Huang.

    MIL Security OSI –

  • MIL-OSI: R3 signals strategic shift to lead the convergence of public and private blockchains to deliver internet capital markets through collaboration with Solana Foundation

    Source: GlobeNewswire (MIL-OSI)

    LONDON, May 22, 2025 (GLOBE NEWSWIRE) —

    • Collaboration brings together R3’s leading private enterprise blockchain with Solana’s high performance public mainnet
    • Drives institutional adoption of public blockchain networks, capitalizing on greater regulatory clarity and growing institutional demand for tokenized real-world assets (RWAs)
    • Announcement marks new strategic direction for R3, signalling its leadership in driving the convergence of public and private networks to unlock the next era of internet capital markets
    • Enables regulated financial institutions to directly access the speed and scale of Solana for broader asset distribution, enhanced liquidity, and a decisive step in bringing TradFi to DeFi

    {{DATELINECITY_DATE_GLOBENEWSWIRE_BUG}R3 and Solana Foundation today announce a strategic collaboration to bring regulated financial institutions and their real-world assets onto Solana. It will deliver the first enterprise-grade, permissioned consensus service offered to the public directly on a Layer 1 network. This brings the institutional TradFi and DeFi worlds into true convergence, marrying the unparalleled reach of R3 into the TradFi ecosystem with the scale, liquidity, and innovation of internet capital markets. As the world’s most used public blockchain, the Solana blockchain offers unmatched performance, low fees, and a vibrant global ecosystem – making it the ideal foundation for the next generation of regulated digital finance.

    R3 has invited Lily Liu, President of the Solana Foundation, to R3’s Board of Directors, marking a strategic shift for R3 that unites the strengths of public and permissioned blockchains.

    Solana and R3 will bring regulated assets onto a public blockchain at a time when the RWA sector is at a pivotal juncture: regulatory tailwinds are spurring investor confidence in digital assets, financial institutions are becoming increasingly comfortable with leveraging public networks, and the DeFi sector is maturing. These forces are driving growing demand for high-quality, tokenized assets on public networks.

    As the world’s largest collection of permissioned RWA networks, with over $10 billion in regulated assets on-chain across its platforms, the R3 ecosystem is ideally positioned to meet this demand. R3’s Corda has the most live, in-production use cases and millions of transactions processed daily by leading institutional players. Integrating with Solana’s blockchain will enable these assets to flow to meet the growing demand on public networks, and unlock new settlement options across these ecosystems, including using high-quality stablecoins. Unlike traditional interoperability approaches, this comprehensive integration means private transactions on Corda can be confirmed directly on Solana mainnet, inheriting the network’s performance and security, and enabling true transactional atomicity.

    The collaboration will create a consensus service deployed on Solana to enable native interoperability between R3’s existing Corda platform – as well as other private networks – and Solana, bridging the gap between permissioned and public blockchain ecosystems for the first time. This will enable regulated financial institutions – including banks, financial market infrastructure providers, and asset managers – to fully harness the openness and efficiency of Solana without re-writing their applications or compromising on compliance, security, or asset control.

    R3 chose Solana as its public Layer-1 substrate and the basis for its new consensus service following an extensive evaluation and technical review of decentralized protocols, selecting Solana for its low transaction fees, speed, scalability, as well as the Solana ecosystem’s robust developer community, and relationships with numerous regulated financial institutions, including Blackrock, Franklin Templeton, and Hamilton Lane which have all deployed regulated assets on the network.

    Critically, this collaboration simplifies the complexity of managing RWAs on public blockchains – bringing Corda’s proven strengths in identity, privacy, and compliance to a public and permissioned environment. This allows traditional financial institutions to operate with the same control and clarity they expect from enterprise-grade infrastructure, while unlocking the scale and flexibility of a public network. 

    “This is a major step forward for the institutional adoption of public blockchain,” said Lily Liu, President of the Solana Foundation. “R3’s decision to bring its regulated financial network onto Solana is powerful validation that public blockchains have reached institutional readiness. With Solana’s unmatched performance, enterprise-grade permissioning, and growing roster of regulated assets, we’re not just witnessing convergence between TradFi and DeFi – we’re enabling it. This collaboration signifies that the future of capital markets will be built on public infrastructure. We’re thrilled that the Solana ecosystem is leading the way.”

    David E. Rutter, Founder and CEO of R3 commented: “We’ve never pursued blockchain for its own sake – our mission is to solve real financial problems. After years of laying the groundwork, R3 is ready to bring our experience and our network of regulated financial institutions towards a new public future with one of the best and most trusted public ecosystems – Solana. This is more than a milestone; it’s a strategic realignment for the entire industry. We know DeFi isn’t coming to TradFi, so it’s up to us to build the connective infrastructure that links these two ecosystems. This is about adapting to deliver real-world utility, institutional-grade readiness, and shaping the long-term future of regulated markets.”

    Clearstream, a leading post-trade infrastructure provider at the forefront of digitizing financial markets, is a long-standing user of R3’s Corda which underpins its digital collateral solution. 

    Jens Hachmeister, Head of Issuer Services & New Digital Markets at Clearstream, commented: “Tokenization isn’t just about digitizing assets – it’s about building scalable, global infrastructure where real-world assets can interact directly and securely, no matter where investors are located. The convergence of public and private blockchains is no longer a future promise – it’s happening now. This is a generational shift in how value moves, and a compelling moment for any institution looking to enter the crypto space. We’re excited for what’s ahead.”   

    Media Contacts

    Eterna Partners for R3

    R3@eternapartners.com

    +44 (0)7442 230 170

    Solana

    press@solana.org

    About R3

    R3 is the leader in real-world asset (RWA) tokenization and interoperability solutions, driving market digitization and bridging the largest on-chain RWA ecosystem with DeFi.

    Corda is an open, permissioned DLT platform powering the tokenization of assets and currencies connecting global markets. Corda enables tokenization with control, providing diverse asset mobility in a secure, trusted environment. 

    R3 is committed to progressing financial markets by enabling an open, trusted and advanced digital economy for real-world assets.  

    For further information, please visit www.r3.com.

    About Solana

    Solana is a blockchain built for mass adoption. It’s a high performance network that is utilized for a range of use cases, including finance, NFTs, payments, and gaming. Solana operates as a single global state machine, and is open, interoperable and decentralized. For more information, please visit https://solana.com.

    About Solana Foundation

    The Solana Foundation is a non-profit foundation based in Zug, Switzerland, dedicated to the decentralization, adoption, and security of the Solana network. For more information, please visit https://solana.org/.

    A photo accompanying this announcement is available at https://www.globenewswire.com/NewsRoom/AttachmentNg/ae6d91e9-9bb4-4a47-b3e3-7a873993c009

    The MIL Network –

  • MIL-OSI: TransUnion Analysis Uncovers Surprising Truth: Inflation-Adjusted Debt Growth Much Smaller Over the Last Five Years

    Source: GlobeNewswire (MIL-OSI)

    CHICAGO, May 22, 2025 (GLOBE NEWSWIRE) — As consumers grapple with rising costs and high interest rates, recent studies have revealed an increased reliance on credit products to help make ends meet. Despite the seemingly rapid growth in balances, a new analysis by TransUnion (NYSE: TRU) uncovers a more complex reality.

    According to TransUnion’s newly released Q1 2025 Credit Industry Insights Report (CIIR) total consumer balances have steadily increased over recent years. Total balances in nominal dollar terms (before adjusting for inflation) across all consumer credit products rose from $14.1 trillion in Q1 2020 to $18.0 trillion in Q1 2025, approximately 28%. The cumulative Consumer Price Index increase over that same time period, as measured by the U.S. Bureau of Labor Statistics, was nearly 24%. When adjusted for inflation, total balance growth in real dollar terms is more modest, amounting to $0.5 trillion over the five-year period, an increase of closer to 3%.

    The analysis also revealed that inflation-adjusted balances for consumers actually declined in real dollar terms across the majority of credit risk tiers from 2020 to 2025. This decrease was most pronounced in the prime risk tier, which saw a 14% drop in balances after adjusting for inflation. In contrast, super prime consumers experienced an 18% growth in balances over the same period. Much of the increase for super prime borrowers was attributed to higher mortgage balances. The only other risk tier to see an inflation-adjusted increase over the period was subprime at 1.9%.

    “Our latest analysis reveals a picture of credit usage that goes beyond simply an increase in total balances,” said Jason Laky, executive vice president and head of financial services at TransUnion. “When we account for the recent period of higher inflation, the rise in balances suggests that consumers in most risk tiers are not over-extended. In fact, many consumers experienced significant income gains since 2019, which have enabled most borrowers to effectively manage their debt levels.”

    Total Inflation-Adjusted Balances Across All Accounts Have Declined Across The Majority of Risk Tiers Since 2019
      % nominal dollar change 2020 to 2025 % real dollar change for 2020 to 2025 –
    inflation adjusted
    Super prime 46.5% 18.2%
    Prime plus 9.4% -11.7%
    Prime 7.2% -13.5%
    Near prime 11.6% -9.9%
    Subprime 26.2% 1.9%


    Source: TransUnion U.S. Consumer Credit Database

    “These findings challenge the idea that consumers are simply accumulating credit card debt. Instead, they highlight how balances reflect the current economic reality,” said Michele Raneri, vice president and head of U.S. research and consulting at TransUnion. “It’s understandable that only subprime consumers have experienced an inflation-adjusted increase in real credit card average balances, as this demographic has likely felt the impact of higher costs most acutely. But for other risk tiers of borrowers, their card balance growth has been less than the rate of inflation, indicating that many consumers may have further borrowing capacity.”

    To learn more about the latest consumer credit trends, register for the Q1 2025 Quarterly Credit Industry Insights Report webinar. Read on for more specific insights about credit cards, personal loans, auto loans and mortgages.

    Serious consumer-level credit card delinquencies decline YoY for second consecutive quarter

    Q1 2025 CIIR Credit Card Summary

    The first quarter of 2025 reflected credit card trends indicating a return to equilibrium, similar to those observed towards the end of 2024. Notably, consumer-level delinquencies of 90+ days past due decreased for the second consecutive quarter, dropping by 12 basis points year-over-year (YoY) to 2.43%. This marks the first consecutive quarters of YoY delinquency decline since 2020, during the height of the pandemic. In Q4 2024, total originations volume experienced a slight YoY increase of 0.1%. Although modest, this represents the first YoY growth in six quarters. Subprime originations saw a YoY growth of 2.9% in Q4 2024, the first in eight quarters, while super prime originations grew by 5.3% for the second consecutive quarter. Despite the uptick in originations, credit line amounts on new cards continue to trend downward. The average credit line on new accounts decreased slightly by 0.3% YoY in Q4 2024, with growth in super prime lines offsetting smaller lines in prime and below.

    Instant Analysis

    “We continue to observe signs that serious delinquencies may have peaked, with consumers managing their credit card usage more effectively. The year-over-year decline in 90+ days past due delinquencies, along with slower balance growth and stable utilization rates, indicates emerging market stability. We anticipate further declines in serious delinquencies in the coming quarters, primarily due to lenders’ intentional management of credit lines and cardholder risk profiles.”

    – Paul Siegfried, senior vice president and credit card business leader at TransUnion

    Q1 2025 Credit Card Trends

    Credit Card Lending Metric
    (Bankcard)    		 Q1 2025 Q1 2024 Q1 2023 Q1 2022

    Number of Credit Cards
    (Bankcards)    		 563.0 million 543.1 million 523.2 million 490.0 million
    Borrower-Level Delinquency
    Rate (90+ DPD)    		 2.43% 2.55% 2.26% 1.62%
    Total Credit Card Balances $1.07 Trillion $1.02 Trillion $917 billion $769 billion

    Average Debt Per Borrower    		 $6,371 $6,218 $5,733 $5,026
    Number of Consumers
    Carrying a Balance    		 172.0 million 169.0 million 165.3 million 158.9 million
    Prior Quarter Originations* 19.4 million 19.3 million 20.6 million 21.2 million
    Average New Account Credit
    Lines*    		 $5,612 $5,628 $5,421 $4,634


    *Note: Originations are viewed one quarter in arrears to account for reporting lag.
    Click here for a Q1 2025 credit card industry infographic. For more credit card industry information, click here for episodes of Extra Credit: A Card and Banking Podcast by TransUnion.

    Shift to less risky borrowers drives decline in unsecured personal loan delinquency in Q1 2025

    Q1 2025 CIIR Unsecured Personal Loan Summary

    In Q4 2024, unsecured personal loan originations hit a new high of 6.3 million, a 26% increase over Q4 2023, driven by all risk tiers, especially super prime, with 29% growth YoY. This led to a 17% YoY growth in total new account balances to $34 billion. Total balances for Q1 2025 only grew for above prime tiers, reaching $253 billion, a 3% increase over the prior year. A record 24.6 million consumers had balances, a 5% increase YoY, but average balances per consumer only grew for above prime tiers. Lenders expanded their borrower base but maintained cautious exposure, leading to a 7% decrease in average new account balances for Q4 2024, the fifth consecutive quarter of decline. Subprime delinquencies fell to 14.0% in Q1 2025 from 15.6% last year, while other risk tiers saw increases. The overall borrower-level delinquency rate declined to 3.49% in Q1 2025 from 3.75% last year, thanks to a balanced lending mix.

    Instant Analysis

    “The unsecured personal loan market has not only rebounded but also expanded, setting new records in loan volumes and balances. Growth is evident across all credit risk tiers, with super prime borrowers leading in year-over-year growth in the most recent quarter. Lenders appear to be limiting loan amounts for individual consumers, even as the aggregate borrower-level delinquency rate continues to decline. Increased competition and demand in the lowest risk credit tiers, along with advances in risk management practices, are now resulting in lower delinquency rates. These factors should support sustained growth, even in a challenging macroeconomic environment.“

    – Josh Turnbull, senior vice president and consumer lending business leader at TransUnion

    Q1 2025 Unsecured Personal Loan Trends
    Personal Loan Metric Q1 2025 Q1 2024 Q1 2023 Q1 2022
    Total Balances $253 billion $245 billion $225 billion $178 billion
    Number of Unsecured
    Personal Loans    		 29.8 million 28.1 million 26.9 million 23.9 million
    Number of Consumers with
    Unsecured Personal Loans    		 24.6 million 23.5 million 22.4 million 20.4 million
    Borrower-Level Delinquency
    Rate (60+ DPD)    		 3.49% 3.75% 3.91% 3.25%
    Average Debt Per Borrower $11,631 $11,829 $11,281 $9,896
    Average Account Balance $8,496 $8,737 $8,356 $7,448
    Prior Quarter Originations* 6.3 million 5.0 million 5.2 million 5.7 million


    *Note: Originations are viewed one quarter in arrears to account for reporting lag.
    Click here for additional unsecured personal loan industry metrics. Click here for a Q1 2025 unsecured personal loan industry infographic.

    Mortgage originations see YoY growth as delinquencies tick up

    Q1 2025 CIIR Mortgage Loan Summary

    Another sign that the previously sluggish mortgage originations market is beginning to rebound is that mortgage originations saw a YoY increase of 30.2% in Q4 2024, reaching 1.2 million, with 78% of those being purchase originations. The 15.4% YoY growth in purchase originations marks its first annual increase since Q2 2021. Origination volumes remain low compared to historical norms. Home equity originations rose 11% YoY, marking the third consecutive quarter of YoY increases. Meanwhile, 60+ days past due (DPD) account-level delinquencies ticked up YoY in Q1 2025 for the 12th consecutive quarter, reaching 1.44%. This represents a growth of 21 basis points YoY in Q1 2025, though the rate remains relatively low compared to historical levels. As home prices continue to climb, the average amount of new mortgage loans has followed suit, increasing by nearly $40,000 YoY to $366,443 in Q4 2024.

    Instant Analysis

    “Due to the anticipated impacts of announced tariffs on near-term inflation, mortgage rates are expected to remain elevated above 6% in the next quarter. Without a significant decrease in mortgage rates, origination activity for both purchases and refinances is likely to remain subdued. Although the upward trend in mortgage delinquencies continues, the levels remain below long-term averages, and far below historical highs during the Great Financial Crisis, but still warrant close monitoring.”

    – Satyan Merchant, senior vice president, automotive and mortgage business leader at TransUnion

    Q1 2025 Mortgage Trends
    Mortgage Lending
    Metric    		 Q1 2025 Q1 2024 Q1 2023 Q1 2022
    Number of Mortgage
    Loans

    53.6 million

    53.2 million

    52.9 million

    51.5 million
    Consumer-Level
    Delinquency Rate
    (60+ DPD)    		 1.36% 1.14% 0.90% 0.80%
    Prior Quarter
    Originations*    		 1.2 million 0.9 million 1.0 million 2.9 million
    Average Loan
    Amounts
    of New Mortgage
    Loans*    		 $366,443 $327,102 $327,050 $315,661
    Average Balance per
    Consumer    		 $266,843 $260,745 $253,514 $241,203
    Total Balances of All
    Mortgage Loans    		 $12.5 trillion $12.1 trillion $11.8 trillion $10.9 trillion


    * O    riginations are viewed one quarter in arrears to account for reporting lag.
    Click here for additional mortgage industry metrics. Click here for a Q1 2025 mortgage industry infographic.

    Auto originations trend up ahead of tariffs

    Q1 2025 CIIR Auto Loan Summary

    Auto loan originations in Q4 2024 reached 6.2 million, representing an 8% YoY growth. This growth was observed across all risk tiers, with super prime leading at 15.7% YoY growth. The increase was largely driven by Federal Reserve interest rate cuts in late 2024, rising inventories, and the return of incentives. New vehicles made up 47% of those financed in Q4 2024, as compared to 53% used, the highest Q4 share for new vehicles since pre-pandemic times. Leasing share continued to approach pre-pandemic levels, rising to 26% in Q1 2025. The 60+ DPD delinquency rate increased by 5 basis points YoY in Q1 2025 to 1.38%. This rate exceeds the peak delinquency rate of 1.33% observed in Q1 2009, although the rate of growth has recently slowed. Overall, new vehicle loan vintages continue to show consistent performance compared to pre-pandemic periods (2018/2019). However, when broken down by risk tiers, recent new vehicle vintages have elevated delinquency levels, particularly for prime and below tiers.

    Instant Analysis

    “There have been positive signs of recovery and momentum across all tiers, not just super prime. The return of incentives has provided a tailwind to vehicle sales and financing. Nevertheless, some of this progress may reverse if the recently announced trade policies are implemented long-term, as they could further impact affordability. Despite this, we expect Q1 2025 originations to increase, as many consumers likely tried to secure a new vehicle before the tariffs were implemented.”

    – Satyan Merchant, senior vice president, automotive and mortgage business leader at TransUnion

    Q1 2025 Auto Loan Trends

    Auto Lending Metric    		 Q1 2025 Q1 2024 Q1 2023 Q1 2022

    Total Auto Loan Accounts    		 80.0 million 80.1 million 80.1 million 80.5 million

    Prior Quarter Originations    1    		 6.2 million 5.8 million 5.8 million 6.5 million
    Average Monthly Payment
    NEW    2    		 $759 $746 $741 $657
    Average Monthly Payment
    USED    2    		 $526 $521 $521 $509
    Average Balance per
    Consumer    		 $24,413 $24,035 $23,214 $21,606
    Average Amount Financed on
    New Auto Loans    2    		 $42,877 $41,222 $41,539 $40,184
    Average Amount Financed on
    Used Auto Loans    2    		 $26,494 $25,655 $26,260 $27,995
    Consumer-Level Delinquency
    Rate (60+ DPD)    		 1.56% 1.50% 1.34% 1.09%


    1    Note: Originations are viewed one quarter in arrears to account for reporting lag.
    2Data from S&P Global Mobility AutoCreditInsight, Q1 2025 data only for January and February.
    Click here for additional auto industry metrics. Click here for a Q1 2025 auto industry infographic.

    For more information about the report, please register for the Q1 2025 Credit Industry Insight Report webinar.

    About TransUnion (NYSE: TRU)

    TransUnion is a global information and insights company with over 13,000 associates operating in more than 30 countries. We make trust possible by ensuring each person is reliably represented in the marketplace. We do this with a Tru™ picture of each person: an actionable view of consumers, stewarded with care. Through our acquisitions and technology investments we have developed innovative solutions that extend beyond our strong foundation in core credit into areas such as marketing, fraud, risk and advanced analytics. As a result, consumers and businesses can transact with confidence and achieve great things. We call this Information for Good® — and it leads to economic opportunity, great experiences and personal empowerment for millions of people around the world.

    http://www.transunion.com/business

    Contact Dave Blumberg
      TransUnion
    E-mail dblumberg@transunion.com
    Telephone 312-972-6646

    The MIL Network –

  • MIL-OSI: Fusion Fuel Announces Over $2.7 Million in New Contracts and Substantial Utility Growth through Al Shola Gas

    Source: GlobeNewswire (MIL-OSI)

    DUBLIN, Ireland, May 22, 2025 (GLOBE NEWSWIRE) — via IBN – Fusion Fuel Green PLC (Nasdaq: HTOO) (“Fusion Fuel” or the “Company”), a leading provider of full-service energy engineering, advisory, and utility solutions, today announced that its majority-owned operating subsidiary, Al Shola Al Modea Gas Distribution LLC (“Al Shola Gas”), has secured an estimated $2.7 million in new engineering contracts since the beginning of March 2025, and, since the beginning of January 2025, has added more than 1,800 residential service contracts and two commercial service contracts to its portfolio for estimated recurring revenue of more than $0.9 million. The Company also provided an update on Al Shola Gas’ bulk LPG supply.

    Overview of New Contracts – Engineering Projects

    Since March 2025, Al Shola Gas has signed contracts for design, supply, installation, maintenance, and operations with an estimated total value of approximately $2.7 million.

    “The award of these market-leading contracts exemplifies Al Shola Gas’s capability to undertake and execute the industry’s most exemplary and demanding projects. We continue to expand our operations as the United Arab Emirates (UAE) benefits from increased migration and construction sector growth,” added Al Shola Gas, Managing Director, Sanjeeb Safir.

    Overview of New Contracts – Residential Utilities

    Since the commencement of the current year, Al Shola Gas has signed contracts for the supply and maintenance of LPG utility solutions for over 1,800 new apartments situated in 16 buildings throughout Dubai, UAE. The anticipated annual recurring revenue generated from the new contracts is projected to be approximately $0.9 million. Consequently, with the incorporation of these new contracts, the current billings for utility solutions rendered by Al Shola Gas will increase to encompass over 12,000 customers.

    Overview of New Contracts – Commercial Utilities

    Furthermore, since the beginning of 2025, Al Shola Gas has signed commercial LPG supply and maintenance contracts for two food and beverage facilities in Dubai. With the addition of these properties, Al Shola Gas now manages monthly billing for over 170 food and beverage outlets.

    Overview of Bulk LPG Supply

    Bulk LPG supplied by Al Shola Gas to its current customers has consistently exceeded 600 MT monthly. Bulk LPG supply has been organically growing at a rate of 10 to 20 MT per month. With new bobtail trucks purchased and expected to join the Al Shola Gas fleet in the coming months, the company expects to reach 800 MT per month in bulk LPG supply by the end of the year.

    “Al Shola Gas continues to deliver impressive operational results and commercial traction,” said John-Paul Backwell, CEO of Fusion Fuel. “These new contracts reflect the market’s trust in our capabilities and contribute meaningful value to our long-term revenue base through project and recurring utility income.”

    About Fusion Fuel Green PLC

    Fusion Fuel Green PLC (NASDAQ: HTOO) is an emerging leader in the energy services sector, offering a comprehensive suite of energy supply, distribution, and engineering and advisory solutions through its Al Shola Gas and BrightHy brands. Al Shola Gas provides full-service industrial gas solutions, including the design, supply, and maintenance of liquefied petroleum gas (LPG) systems, as well as the transport and distribution of LPG to a broad range of customers across commercial, industrial, and residential sectors. BrightHy, the Company’s newly launched hydrogen solutions platform, delivers innovative engineering and advisory services enabling decarbonization across hard-to-abate industries.

    Forward-Looking Statements

    This press release includes “forward-looking statements.” Forward-looking statements may be identified by the use of words such as “estimate,” “plan,” “project,” “forecast,” “intend,” “will,” “expect,” “anticipate,” “believe,” “seek,” “target”, “may”, “intend”, “predict”, “should”, “would”, “predict”, “potential”, “seem”, “future”, “outlook” or other similar expressions (or negative versions of such words or expressions) that predict or indicate future events or trends or that are not statements of historical matters. These forward-looking statements are not guarantees of future performance, conditions or results, and involve a number of known and unknown risks, uncertainties, assumptions and other important factors, many of which are outside the Company’s control, that could cause actual results or outcomes to differ materially from those discussed in the forward-looking statements. Fusion Fuel has based these forward-looking statements largely on its current expectations, are based on assumptions as to future events that may not prove to be accurate, and are subject to inherent uncertainties, risks and assumptions that are difficult to predict. Such forward-looking statements are subject to risks and uncertainties, including without limitation, those set forth in Fusion Fuel’s Annual Report on Form 20-F for the year ended December 31, 2024, filed with the Securities and Exchange Commission on May 9, 2025, which could cause actual results to differ from the forward-looking statements.

    Wire Service Contact:
    IBN
    Austin, Texas
    www.InvestorBrandNetwork.com
    512.354.7000 Office
    Editor@InvestorBrandNetwork.com

    The MIL Network –

  • MIL-OSI: Jabra launches Engage AI Complete, the human-focused AI software for call centers

    Source: GlobeNewswire (MIL-OSI)

    • Engage AI Complete is a new premium tier of its Engage AI software for call centers – uniquely analyzing not only what is said, but also how it is said, in real time, while also removing background noise.
    • Engage AI Complete integrates generative AI and speech-to-text capabilities to deliver real-time assistance, personalized coaching, actionable insights and automated quality assurance (QA) to help drive more satisfied customers, more motivated agents, more efficient calls – and genuine human connections.

    LOWELL, Mass., May 22, 2025 (GLOBE NEWSWIRE) — Jabra, the world’s leading professional audio brand, today announced Jabra Engage AI Complete – a new premium tier of its call center software, Engage AI. The new offering adds real-time speech-to-text transcription and generative AI to elevate agent performance and enhance every customer interaction.

    With Engage AI Complete, call center agents receive live coaching and automated call summaries, while supervisors gain real-time insights, sentiment analysis and powerful analytics tools – all designed to drive better conversations and stronger customer outcomes.

    Evolving the customer experience
    Modern call centers often operate across several physical locations, with agents working from shared offices or noisy home environments. Multi-tasking is constant – solving customer issues while managing systems, tools and admin work. Engage AI Complete is designed for this reality.

    The platform uses AI to transcribe conversations live, enabling agents to focus on the caller rather than note-taking. It also analyzes not only what’s said but also how it’s said, helping agents adjust their tone in real time. Additionally, the platform uses AI to cut through background noise to ensure clearer conversations, powered by Jabra’s ClearSpeech technology.

    The result is fewer distractions, faster resolutions and more meaningful conversations – while reducing cognitive load for agents and enabling supervisors to support teams at scale.

    One platform with real-time voice intelligence for deeper human connections
    Jabra launched Engage AI in 2022 to bring real-time tone monitoring and feedback to agents. In 2024, ClearSpeech was introduced, removing background noise from the customer’s end to improve clarity and reduce cognitive loads on agents.

    Jabra is the only solution that delivers tone AI, speech-to-text, generative AI and noise cancellation, all in the same package.

    Backed by over 20 years of research and millions of conversations analyzed, Engage AI is built on a foundation of data, insights and privacy-first design. Calls are securely processed, with instant feedback delivered directly to the agent — helping them adjust in the moment and improve with every interaction.

    This enables agents to focus fully on the customer, making each conversation more effective. Supervisors can boost team performance with immediate coaching insights, while leaders can use real-time data to address shared customer concerns and make improvements. As a result, call centers benefit from higher customer satisfaction, lower agent turnover and more efficient operations overall.

    “Our goal is simple: give every agent the ability to own their tone, elevate every conversation and make the most of every call,” said Andreas Orebo Wenzel, VP of Engage AI at Jabra. “With Engage AI Complete, we’ve brought together years of voice research and generative AI innovation to address the core needs of the call center. Engage AI Complete increases operational efficiency and improves both agent experience and customer satisfaction, allowing companies to get more from every call.”

    New features that will be available in Engage AI Complete:

    • AI Call Summaries – Automatically transcribes and summarizes calls to reduce post-call admin.
    • Auto Call Reason Detection – Detects the reason for the call to help teams identify patterns and improve processes.
    • Auto Topic Tagging – Tags key topics discussed during the call to track trends and streamline coaching.
    • Customer Sentiment – Gives an instant, high-level view of how each call went with a simple sentiment score based on the words used during the call.
    • Insights & Analytics Dashboard – Overview of conversations to help leaders improve coaching and quality.

    Whether paired with a Jabra headset for an optimized experience or used with any professional headset, Engage AI Complete is easy to deploy and scale.

    Jabra Engage AI Complete will be available globally in June 2025. MSRP: $50 per user per month. The original version, now called Engage AI Core, remains available at $25 per user per month.

    Jabra will be showcasing its Engage AI Complete solution at Customer Contact Week 2025 in Las Vegas, June 9-12 (Booth 838), where Jabra has been recognized as an ‘Up & Coming solution provider’ by CMP in the Auto QA/QM category.   

    Learn more at: www.jabra.com/engageai

    PR Contact  
    Hayley Minardi
    hminardi@jabra.com

    About Jabra 
    Jabra is a world leading brand in audio, video, and collaboration solutions – engineered to empower businesses. Proudly part of the GN Group, we are committed to bringing people closer to one another and to what is important to them. GN’s R&D team utilizes innovative hardware, software, and AI-enabled technologies and expertise across hearing, enterprise, and gaming product groups. This engineering excellence allows Jabra to create integrated and customer-centric tools for call centers, offices, and collaboration to help professionals work more productively from anywhere. www.jabra.com

    Founded in 1869, GN Group employs more than 7,000 people and is listed on Nasdaq Copenhagen (GN.CO). GN’s solutions are sold in 100 countries across the world. Visit our homepage GN.com. 

    © 2025 GN Group. All rights reserved. Jabra® is a registered trademark of GN Group. All other trademarks included herein are the property of their respective owners (design and specifications are subject to change without notice).

    A photo accompanying this announcement is available at https://www.globenewswire.com/NewsRoom/AttachmentNg/45d11514-f6e7-4cd3-8422-bd2299f4d840

    The MIL Network –