Category: Fisheries

MIL-OSI United Kingdom: Advanced tech boosts fight against animal and plant disease
Source: United Kingdom – Government Statements

Press release

Advanced tech boosts fight against animal and plant disease

£10 million in new Government funding for surveillance programme will further strengthen the country’s biosecurity to protect animals, plants, people and trade.
The fight against pests and diseases, which can cost the UK economy billions of pounds, has been stepped up today (Thursday 8 May) with £10m of new funding announced for surveillance projects.

The Genomics for Animal and Plant Disease Consortium (GAP-DC) project led by the Animal and Plant Health Agency will undertake surveillance across animal, plant and aquatic environments, using advanced genome sequencing technologies – a method that reads the complete genetic code of a living organism, including viruses, bacteria, fungi, or animals – to detect, identify and track pathogens with precision.

For example, when avian influenza is found in UK poultry, genome sequencing can help confirm the virus type, trace its spread, and detect any mutations, supporting disease control measures.

The UK faces significant and growing economic threats from pests and diseases affecting agriculture, livestock, and the environment. Invasive species alone cost the UK economy an estimated £4 billion annually, while plant pathogens and pests contribute to substantial crop losses.

Ash dieback is predicated to cost £15 billion to the UK over coming decades and livestock disease such as avian influenza can have devastating financial and societal consequences, and has been estimated to cost the poultry meat sector more than £100m over a two-year period.

APHA Interim Chief Executive Dr Jenny Stewart said:

“Disease presents a significant risk to our farmers, global trade and human health.

“This vital funding and collaboration with world leading experts will help APHA identify and tackle disease risk more effectively.

“This research will lead to significantly advanced surveillance capabilities to protect UK borders from new and existing threats.”

Research to be undertaken in collaboration with seven expert partners will include a focus on increasing the speed of pathogen detection at our borders, addressing new and re-emerging disease outbreaks, developing new strategies to control and mitigate endemic disease, and an improved approach to working with stakeholders and the community. It will also investigate disease spillover from wild animals and plants – when a virus moves from one species to other, such as the transmission of the COVID-19 virus from bats to humans.

The £10 million of new funding provided by Defra and UK Research and Innovation (UKRI) will strengthen pathogen detection across the UK over the next two years and help protect the UK economy, as part of the Government’s Plan for Change.

The announcement comes during National Plant Health Week (5-12 May 2025), an annual designated week of action to raise public awareness and engagement on how to keep our plants healthy, led by Defra in partnership with 32 organisations, including the Royal Horticultural Society, the Woodland Trust and the Horticultural Trades Association.

Additional information:

APHA is an executive agency, sponsored by the Department for Environment, Food & Rural Affairs, the Welsh Government, and the Scottish Government, which employs around 3,600 staff, based at various sites across the UK.

The GAP-DC project will help APHA to get a better understanding of new sequencing technologies and platforms available in genomic surveillance so that we can test more effectively.

The project is supported by £7 million of funding from Defra and £3m from UKRI.

A full list of partners involved in the project is below:

-Animal and Plant Health Agency (lead)

Defra

UKRI

Forest Research

Centre for Environment, Fisheries and Aquaculture Science (Cefas)

The Pirbright Institute

Fera Science

Royal Veterinary College

Forest Research Head of Pathology Dr Lisa Ward said:

“Forest Research is internationally renowned for the provision of science, research, evidence, data and services for the support of sustainable forestry.

“The genomic methods being developed under the GAP DC project are essential to future proof Forest Research’s work on monitoring the health of our trees by enhancing early pathogen detection, allowing rapid response and more effective disease control.”

Royal Veterinary College Vice Principal for Research and Innovation Professor Oliver Pybus said:

“The Royal Veterinary College is pleased to contribute its expertise in infectious disease genomics and animal health to GAP-DC.

“The consortium will further strengthen the UK’s position as a world-leader in genomic surveillance for animal and plant pathogens”

Cefas Animal and Human Health Science Lead Professor David Bass said:

“Cefas, an Executive Agency of Defra, has diverse expertise in marine and freshwater science, working for healthy and productive oceans, seas, and rivers, and safe and sustainable seafood.

“Genomic methods for pathogen surveillance and understanding the health of aquatic organisms are central to this mission, so we greatly value our participation in GAP-DC, and contributing to the UK’s excellence and innovation in pathogen genomics.”

To find out more about the project, visit the GAP-DC website.

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Published 8 May 2025
MIL OSI United Kingdom –
May 8, 2025
MIL-OSI China: China Coast Guard expels Japanese fishing vessel illegally entering waters of China’s Diaoyu Dao 2025-05-08 17:18:26 China Coast Guard expelled a Japanese fishing vessel illegally entered the territorial waters of China’s Diaoyu Dao, said Liu Dejun, spokesman for the China Coast Guard on Thursday.
Source: People’s Republic of China – Ministry of National Defense
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MIL OSI China News –
May 8, 2025
MIL-OSI Banking: Innovation and Collaboration Needed to Address Ocean Sustainability Challenges Busan, Republic of Korea | 08 May 2025 APEC Secretariat APEC Secretariat

Source: APEC – Asia Pacific Economic Cooperation

In a significant moment for APEC’s ongoing efforts to safeguard the ocean, Ambassador Yoon Seongmee, Chair of the 2025 APEC Senior Officials’ Meeting, and Executive Director Eduardo Pedrosa underscored the urgent need for innovative solutions and greater regional collaboration to tackle critical ocean sustainability challenges.

Addressing APEC’s ocean and fisheries ministers at the 5th APEC Ocean-Related Ministerial Meeting held last week in Busanhttps://www.apec.org/press/news-releases/2025/ministers-commit-to-collective-actions-for-ocean-sustainability, Ambassador Yoon highlighted the ocean’s central role in APEC’s broader development agenda, emphasizing that it is not only a crucial resource but also a frontier for innovation.

“The ocean connects the Asia-Pacific region; it stands as a frontier for innovation and digital transformation, as well as a key resource for prosperity,” Ambassador Yoon said. “Our collective action today will help define a sustainable and prosperous future, not only for our oceans but for all of APEC’s economies.”

Ambassador Yoon spotlighted how APEC has evolved to meet the challenges posed by climate change, technological advancements and demographic shifts, noting that ocean issues are increasingly tied to these larger global challenges. In this context, she also emphasized the importance of the APEC Ocean-Related Ministerial Meeting (AOMM).

“AOMM is the highest-level forum dedicated to cooperation on ocean and fisheries issues within APEC, and its discussions will form a vital component of the outcomes of APEC 2025.”

Pedrosa echoed these sentiments, emphasizing that the APEC economies are deeply interconnected through the Pacific Ocean, the world’s largest body of water.

“We are connected by the Pacific Ocean, and its resources are vital to the economic and social well-being of our economies,” Pedrosa said. “However, the ocean is facing profound challenges, and it is imperative that we continue to innovate and collaborate to secure its health and sustainability for future generations.”

Pedrosa highlighted APEC’s strategic roadmaps that guide collective action in addressing ocean-related issues, including the APEC Roadmap on Marine Debris, the Roadmap on Combatting IUU Fishing, and the Roadmap on Small-Scale Fisheries and Aquaculture.

“These roadmaps provide clear frameworks for APEC economies to align their efforts, implement effective measures, and protect marine ecosystems,” he noted. “They serve as a foundation for collaborative strategies to combat marine pollution, reduce illegal fishing and ensure the sustainable management of small-scale fisheries.”

Pedrosa also emphasized how emerging technologies, such as data collection, remote sensing and traceability, will enhance APEC’s capacity to monitor and manage marine resources.

“Innovation is crucial for the resilience of our oceans,” Pedrosa stated. “By leveraging technology, we can improve our ability to forecast, manage and protect marine ecosystems while supporting sustainable economic activities like fisheries and aquaculture.”

As APEC economies continue to address these challenges, both Ambassador Yoon and Pedrosa emphasized the need for ongoing dialogue and action.

“Today’s discussions represent just the beginning,” Pedrosa concluded. “Through continued cooperation and innovative solutions, we will ensure that the ocean remains a source of prosperity for all economies, while safeguarding its health for future generations.”

Korea as the host of APEC 2025 will host a total of 13 ministerial and high-level meetings throughout the year. The next ministerial meetings on human resources development, education and trade will be held in Jeju from 12-16 May.

For further details, please contact:
[email protected]

MIL OSI Global Banks –

May 8, 2025
MIL-OSI Australia: Commissioner’s address at the ATAX International Conference
Source: New places to play in Gungahlin

Rob Heferen, Commissioner of Taxation
Address at the UNSW 16th ATAX International Conference on Tax Administration
Sydney, 8 April 2025
(Check against delivery)

Introduction

Thank you for the introduction.

I’d like to acknowledge the Traditional Owners of the land on which we meet, the Gadigal people, and pay respects to Elders past and present, and extend that to First Nations people present today.

I would also like to say thank you to Michael Walpole and Jennie Granger for inviting me to speak today.

It is indeed a privilege to be invited, and I hope I can get a recurring invite.

The theme of this year’s ATAX conference is ‘Tax Administration: Getting it right’.

Before I get underway, some of my own housekeeping is important to note. Given the House of Representatives has been dissolved, we have a caretaker government, and so public servants, even we statutory officers, need to exercise appropriate discretion about what we say, and what we comment on.

Which I will, of course, do.

So, while I might be a little bland, I hope that doesn’t rule me out for the future.

But returning to the topic at hand, what ought we mean by ‘getting tax administration right’.

Before I step through my perspective on this issue, which some of you will have heard before (I do apologise for that, but I think they are messages worth repeating) I’d like to reflect a bit on the crucial role tax has in the social contract – Australian style.

As the famous American Supreme Court Judge Oliver Wendell Holmes Jr said, ‘tax is the price we pay for a civilised society’.

I’d like to expand on that to posit that the tax we pay is a vital element of our social contract; the citizenry pay tax and in return the government provides the services the community, collectively, demands.

This notion recognises that as individuals there is little we can deliver on our own, but collectively our ‘contribution rules’ set out our obligations for how we can mutually contribute to fund things the country needs and the community demands.

Thomas Hobbes, one of the founders of modern political philosophy, had his memorable take on the social contract. Writing during the English civil war, he noted in the Leviathan that, without any ruler, our ‘state of nature’ would result in…

such condition, there is no place for industry; because the fruit thereof is uncertain: and consequently no culture of the earth; no navigation, nor the use of commodities that may be imported by sea; no commodious buildings; no instruments of moving, and removing, such things as require much force; no knowledge of the face of the earth; no account of time; no arts; no letters; no society; and which is worst of all; continual fear, and danger of violent death; and the life of man, solitary, poor, nasty, brutish and short.

He may well have been over-influenced by England’s challenges at the time, but I think a moderated application can be seen to ring true today. Hence his view that to correct for this, society needs a strong powerful ruler – in Hobbes’ time, perhaps a sovereign, in our time and our place, a government. Perhaps not necessarily ‘strong and powerful’ as Hobbes’ may have imagined it, but definitely one with authority.

Without a government, there will be little peace, prosperity or freedom.

And without tax, at least in the Australian context, very hard to imagine a government.

But digging a fraction deeper, does Australia’s tax system reflect Australia’s social contract and does the Australian Taxation Office’s (ATO’s) administration reflect this?

I think there’s a strong argument to be made that a country’s tax system, provided there are strong democratic foundations and processes, reflects its aspirations, its underpinnings and how the country has chosen its ‘rules of contribution’.

The Australian tax system, or at least the policy to be implemented, has at least 2 elements:
1. First, as a federation, do we have the right balance between taxes levied by the Commonwealth as compared to that by the states?
2. Second, do we have the right ‘tax mix’. That is, the right balance between direct taxes (such as income tax) and indirect taxes (such as the GST and excise)?
Of course, both of these are core policy questions not appropriate for me to comment on.

But then the question of whether we get the tax administration right can be assessed by whether, given the first 2 elements, do we have the right administrative machinery and people in place to deliver the desired revenue for the government to deliver the services the community demands – that is, to deliver on the social contract?

The ‘right’ administration of taxes

The ATO is governed by legislation, passed by those who represent the broader community.

Much responsibility is vested in the Commissioner, and the parliament has provided me with significant authority, but has carefully constrained the Commissioner’s discretion to depart from the job at hand.

To deliver on our purpose, successive governments have ensured we are appropriately resourced, with both technology and people, and from this resourcing expect us to deliver on our role.

So what’s our role?

To collect the right amount of tax, in accordance with the law, in the most efficient way for the government and the taxpayer. And in doing this, treat taxpayers with courtesy and respect.

The law, of course, changes over time, both through explicit parliamentary action, and also through the court’s interpretation of the ‘hard cases’ that come before it.

The administrator then needs to ensure that their administration of the law is kept contemporary and is seen as fair and reasonable.

Does the ATO meet these benchmarks?

As I hope you would expect, we strive to, but of course, given none of us are perfect, in specific instances we may well fall short.

So, what are some useful metrics we can look to, to assess whether we are getting our administration right? That demonstrate we are meeting our Public Governance, Performance and Accountability Act 2013 (the ‘bible’ that governs the way we in the APS act) requirements to be effective, efficient, economical and ethical?

Let’s start with the most important one – are we effective at our job?

Our purpose, or the reason we exist, is clear: We collect tax so that government can deliver services for the Australian community.

Being the nation’s principal tax collector is not always an easy job, but it’s an important one. One that’s fundamental to Australia’s strong economy and society.

Without the ATO doing its role, the rest of the government suffers (both Commonwealth and state), and accordingly, as does our broader society.

The ATO makes up a bit under 10% of the APS, but the more than 190,000 other federal public servants rely on us to do our job, so they can do theirs, that is so that the government has the money it needs to provide the services the community demands.

And given Australia’s vertical fiscal imbalance, a significant proportion of revenue the states and territories use to fund their public services is collected by us as well.

If our purpose is our guiding light, then our roadmap is our vision as an agency.

Our vision is an Australia where every taxpayer meets their obligations because:
- complying is easy
- help is tailored
- deliberate non-compliance has consequences.
We are confident that where these conditions are met, voluntary compliance will be optimised.

But our purpose drives what we do, day in and day out. It reinforces that our role is fundamental to making government work. At the end of the day, being that part of the government that collects tax revenue, so that other parts of government can deliver services for citizens, is our most fundamental function.

We definitely collect a lot of tax – in this year’s budget papersExternal Link our Treasury colleagues estimate that we will collect $676.1 billion in the current financial year.

But how does that compare with what we should collect?

It’s tricky to get a firm handle on this, but our best estimates stem from our ATO Tax Gap measurement.

Tax gap

The tax gap is an estimate of the difference between the estimate of what we expect to collect, and what would have been collected if every taxpayer was fully compliant with the law.

For the most recent tax gap data available, 2021–22, we estimate that we will collect $545.8 billion of the total $590.3 billion tax due.

That is, the amount of tax not collected, the net tax gap, is $44.5 billion, or 7.5% of the total amount of the tax.

The $545.8 billion, the amount we have or will collect, is made up of 2 parts:
- $531.4 billion that is reported correctly when taxpayers lodge their tax statements, and
- $14.3 billion which represents any difference between that first return and the final corrected return.
So, the $14.3 billion collected following a revised tax return is influenced by ATO action – typically our post lodgment compliance action like reviews and audits.

In the context of the performance of our tax system, the tax gap data indicates that we have 90.1% voluntary performance. This adjusts to 92.5% when we factor in our compliance action.

Tax gap components

But not all taxes are created equal, and the overall gap is made up of varying gaps or components across different taxation types. Based on the most recent verified data:
- The gap for personal income taxes (both salary and business income) account for $25.8 billion of the $44.5 billion tax gap.
- Given the size of the population for collections, it’s not surprising that this is the biggest. This group has a net tax gap of 8.5%.
- Company income taxes (large, medium and small companies) account for $8.7 billion of the $44.5 billion tax gap. This group has a net tax gap of 6.3%.
- GST – $4.4 billion and a net gap of 5.5%.
- Excise and all other gaps – $5.6 billion or a net tax gap of 8.1%.
Comparisons to other jurisdictions

So how does this compare to other countries?

This is a tricky question to answer mainly because of the countries who attempt to calculate their tax gap, each have their own unique features of measurement. The variation between jurisdictions means we can find ourselves comparing apples to oranges in many cases.

But if we look at the trends in our respective data, perhaps there is something to glean.

In Australia, since 2016–17, the net gap has decreased from 7.8% to 7.5%. Over the same period, the UK’s net gap decreased from 5.4% to 5.2% (noting the parameters of their gap calculations vary slightly from Australia’s).

In both instances, the overall net gap decreased. And it’s important to remember, that this represents an estimate of what we are not collecting and what is not being reported. Being an estimate, they are often revised over time as more information becomes available.

Suffice to say, in our international engagement, we are confident that our methodology is good practice, and our measured gaps are amongst the smallest.

So, I think we are quite effective.

Administrative performance

Then, do we do this in the most efficient way for the government and the taxpayer?

Our costs of collection are, in the main, very low. For the 2023–24 year the cost to collect $100 of tax was 56 cents.

Unfortunately, good, robust information on compliance costs for all taxpayers is not collected and produced.

Do we treat taxpayers with courtesy and respect?

Our Charter outlines our commitments to the community in their interactions with us and includes a number of stated commitments around the behaviours expected from ATO officers when they engage with the community.

We have a range of metrics that provide valuable insights into how this is working in practice:
- For service commitments: The ATO has 12 publicly stated service commitments that are reported every month on the ATO website. The last published results were for March 2025, and show all 12 were met.
- Highlights included that
  
  97% of electronic taxpayer requests were finalised in 15 days, against a target of 90%
  
  99% of electronic tax returns and activity statements were finalised in 12 business days, against a target of 94%, and
  
  100% of employee referrals for unpaid super were escalated with employers within 28 days, against a target of 90%.
- Regarding complaints, they continue to represent a very small portion of our interactions with taxpayers, around 0.1%.
  
  Our service commitment is that we will resolve 85% of complaints within 15 days or within a date negotiated with the taxpayer. And, pleasingly, our March 2025 (YTD) result showed we have finalised 99% of complaints within our service commitment.
To further ensure confidence in our administration, the ATO is fortunate to have fairly comprehensive scrutiny from a broad set of scrutineers.

Like any Commonwealth government funded agency or department we are subject to the thrice-yearly scrutiny on our appropriation by the relevant senate legislation committee – commonly known as our Senate Estimates process.

Again, like any other similarly funded agency we are subject to both financial audits and performance audits by the Australian National Audit Office.

And we have our own dedicated scrutineer – the Tax Ombudsman, Ruth Owen, who is speaking this afternoon.

Each of these processes provide us food for thought and often specific recommendations to improve our administration to which we attempt to respond to in a timely way.

A further step this year was the Australian Public Service Commission initiating a capability reviewExternal Link to seek some external assurance that we are well placed for the future. And it showed that we are.

Importantly, and as far as I am aware – all of our scrutineers are broadly happy that we are collecting the right amount of tax.

But often the biggest critics of an organisation sit within it.

And one of our shortcomings brought to my attention by my staff early on was the size of the debt book.

The broader debt book – that is, stock of the tax debt that is owed to the Commonwealth Government at the current point in time – is currently over $105 billion (compared to the 2024-25 total revenue of around $650 billion). It’s the largest it’s ever been, and it is money that could be benefitting all Australians.

We estimate that just under half of that $105.1 billion is made up of collectable debt. That $46.4 billion is almost double the $26.5 billion of collectable debt owed in 2019.

I’ll have more to say on this shortly.

Our vision

We have recently spent time on sharpening our focus for the future by committing to a very clear vision for tax administration.

Our vision is an Australia where every taxpayer meets their obligations because:
- complying is easy
- help is tailored
- deliberate non-compliance has consequences.
I think there’s value in stepping this through in more detail today.

Firstly, every taxpayer meets their obligations because complying is easy.
- As an administrator, part of our role is to take the complexity of the system and do what we can to make it as easy to use as we can. That is, be a ‘complexity broker’.
- In all aspects of life we need complexity brokers. Some of us know how to fix our cars and are happy to rely on our own expertise. Others are content to know how to put in the petrol and steer the wheel and are happy to rely on those with the expertise.
- The ATO’s role as a complexity broker is complemented by the role of the tax profession in our system – those who help Australians to meet and understand their tax obligations.
- Focusing on the tax profession, strengthening that relationship continues to be one of our core priorities.
- It is vital that we work closely with the tax profession to ensure they are properly equipped to be complexity brokers for their clients.
Secondly, every taxpayer meets their obligations because help is tailored.
- While it’s important that all taxpayers have a clear digital pathway to resolve their interactions with the ATO, there will always be members of the community who need direct assistance from an ATO officer. While digital systems can enable a fast and seamless experience in some instances, it cannot be a substitute for human judgment.
- Only human intervention can determine what constitutes fairness and reasonableness in those taxpayer circumstances where complex communication, compassion or empathy are needed to make decisions with the taxpayer.
- We are currently developing our Future Interactions Strategy, which will further refine the how and when of our tailored approaches.
- And within this strategy, our objectives will be laid out
  
  to provide unassisted digital options to resolve tax matters where possible
  
  to provide efficient human-assisted channels to assist in resolving more complex matters, or where the circumstances of the taxpayer require it
  
  to provide secure, integrated digital platforms.
- Alongside this is our focus on helping those experiencing vulnerability to meet their obligations.
- To support this, the ATO is implementing a Vulnerability Capability that will strengthen and coordinate the way the ATO supports those who need it most. And in doing this we are grateful to the Tax Ombudsman for her recent reportExternal Link on this issue, particularly regarding financial abuse.
- This program of work will include the development of a framework, together with specific actions and activities to support people experiencing vulnerability, including financial abuse.
And finally, every taxpayer meets their obligations because deliberate non-compliance has consequences.
- In the tax system, we think about non-compliance against a wide set of obligations, including failure to lodge, false registration and deliberate incorrect reporting. And of course, it also considers not paying the appropriate amount of tax.
- While all tax owed to the government is a priority – from individuals, and from small and large business – we are conscious of our duty to collect priority debt such as unpaid superannuation guarantee, PAYGW – that is, tax that is withheld from employees’ pay but not passed on to the government – and GST that is collected from customers but not passed on to the government, and from the small group of taxpayers who exhibit the most non-compliant behaviour in avoiding their obligations.
- It is important to note that only 22,000 taxpayers are responsible for $11 billion of the total tax collectable debt value. In context, that’s about 1% of the total debtors responsible for 20% of what’s owed.
- To be clear, I’m not talking about just the largest taxpayers – this 1% are taxpayers of varying sizes. And it is this group where our focus lies.
- This approach we are taking to collect the tax owed to the government is deliberate and targeted, with action being taken for those who repeatedly refuse to engage with us and continue to ignore our reminders.
- For these taxpayers, we are moving more urgently to deploy the full powers available to us and we are beginning to see some positive impacts of this work, through reduction in the amount of debt owed to the government.
Conclusion

So, are we getting tax administration right? We, of course, have a few critics.

But we all need to keep reminding ourselves that the tax system is not an end in itself; it’s only ever an instrument for the government to get the money it needs to deliver the services the community desires.

Many of us, both internally and externally, can get caught up in the intricacies of various seemingly contradictory tax policies, the finer points of a court outcome, and the time it takes for us to finalise a complex ruling. Missing the reality of our tax system’s overall performance.

But total taxes largely meet society’s spending demands. Our tax gap is low and our service commitments largely met.

So, the conditions of tax administration doing its bit to deliver on our social contract are largely, or mainly, met.

Is our tax administration perfect? Of course not.

Is it about right? I am obviously biased, but I would say definitely.

Can we improve? Of course.

We’ve got work to do to achieve this. But that’s our aim.

Thank you.

MIL OSI News –
May 8, 2025
MIL-OSI Russia: Scientific Regiment: MIEi Graduate Arkady Pashenin Witnesses Signing of the Act of Surrender of Germany

Translation. Region: Russian Federal

Source: State University of Management – Official website of the State –

Exactly 80 years ago, the Great Patriotic War ended. This fact was confirmed by the Act of Unconditional Surrender of the German Armed Forces. And today, on Victory Day, we will tell the story of how an engineering diploma from the Moscow Engineering and Economics Institute (now the State University of Management) allowed its graduate Arkady Pashenin to witness the signing of this historic document.

Arkady Pashenin was born on March 19, 1918, entered the construction department of the Moscow Institute of Power Engineering in 1935, and defended his diploma five days after the start of the war – on June 27, 1941. According to him, Soviet youth was mentally prepared for war. In companies, they did not discuss ways to evade, but what was better to take to the front in addition to the recommended list. And the state took care of the physical condition of the youth – in addition to standard military training, the Moscow Institute of Power Engineering had a strong ski section of the Rot Front sports society, of which Arkady Pashenin was a member. Team “Ski Patrol Races” were especially popular with students.

On July 8, the day after receiving diploma #025980, graduate Pasheshin reported to the recruiting station, where the duty officer, having familiarized himself with the documents, sent him to the military commissar. The latter looked at the diploma and sent the conscript to the Military Academy of Logistics and Supply, where he completed a three-month training course. In September 1942, Arkady Pashenin served at the headquarters of the 276th Ski Regiment when he was summoned to Moscow, to the People’s Commissariat of Defense, where he was thoroughly discussed with him about the diploma and sent to Stalingrad, to the headquarters of the 5th Shock Army, which was being formed at that time. He served there until the army was disbanded after the war.

The most dramatic turn of fate connected with the MIE diploma happened to our hero at the end of the war, near Warsaw. One winter day at the turn of 1944/45, he was summoned by the head of the personnel department of the army headquarters and again asked about the specialty of an engineer-economist. It turned out that a member of the Military Council of the army, Lieutenant General Fyodor Bokov, was looking for three personal assistants of different specialties. Officers from the operational and political departments were selected immediately, but there was no suitable candidate for an economist who could “distinguish a bakery from a sawmill.” After a ten-minute conversation with Bokov, Pashenin was accepted into the team.

As a result of the Berlin Offensive Operation, the German troops were finally defeated. It remained to formalize the situation legally. Marshal of the Soviet Union Georgy Zhukov chose the headquarters of the 5th Shock Army as the place for signing the Act of Unconditional Surrender, so on May 8, 1945, Fyodor Bokov and his assistants, including Arkady Pashenin, were among those meeting the Allied delegation at the Tempelhof airfield. The diplomatic service was late with instructions on the protocol of the meeting, so the staff officers decided to run for the flags of the nations themselves half an hour before the arrival of the first plane. They were unable to find the French flag right away, fortunately the plane of the Commander-in-Chief of the French Army, General Jean de Latre de Tassigny, was late, and he was met later, separately from the British and Americans. Major of the Quartermaster Service Pashenin had the honor of holding the flag of the USSR, which he remembered for the rest of his life:

“So we, three Russian officers, stood in the center of Europe with the flags of nations. The famous generals and marshals of the allied armies walked past us. Eisenhower, Montgomery, Tedder and others saluted the flags, including the flag of the USSR, which by the will of fate I, a graduate of the Moscow Institute of Economics and Law in 1941, was entrusted to hold.”

Let’s forgive Arkady Mikhailovich for the historical inaccuracy. As is well known, the Instrument of Surrender on the part of Great Britain was signed not by Field Marshal Bernard Montgomery, but by the Supreme Commander of the Royal Air Force Arthur Tedder. The Americans were represented not by the future President Dwight Eisenhower, but by the Chief of Staff of the US Air Force Carl Spaatz. But just imagine how exciting this moment was for what was essentially a very young officer, and sometimes even the young are deceived by memory.

The headquarters of the 5th Shock Army was located in the building of the Military Engineering School in Karlshorst, one of the eastern suburbs of Berlin, where everyone headed from the airfield. The hall of the officers’ mess was prepared for the ceremony, the furniture was brought from the Reich Chancellery building. As a staff officer, Arkady Pashenin had free access to all the rooms of the headquarters and did not miss the opportunity to be present at the signing of the Act of Surrender. The extra chairs were taken out of the hall, so everyone except the signatories watched the ceremony standing. Pashenin took a place by the wall near a small table, at which the Chief of the Supreme Command of the Armed Forces of Nazi Germany Wilhelm Keitel then sat.

The ceremony began at exactly midnight Moscow time. Hence the disagreement about the date of Victory Day celebrations in Russia and the West. When it came to Keitel, he was about to sign the Act at his desk, but Georgy Zhukov demanded that he come over and sign the Act on a side table. Jawohl (German for “Yes sir”), the blushing Field Marshal complied. This was the German word the Nazis used more often than any other at the ceremony.

The procedure ended at 00:43 Moscow time, after which the banquet began. Suddenly the question arose: what to feed the German delegation – not red caviar? Even the diplomats could not resolve it. Then they turned to Zhukov for advice, and he said: “Let’s not be petty – feed them everything that has been prepared for the banquet. And be sure to serve it on plates with the monograms of the Imperial Chancellery. And give them unlimited drinks. Let them wash down their defeat… But I think it will not do them any good!”

And so it happened: Wilhelm Keitel was executed by decision of the International Military Tribunal in Nuremberg on October 16, 1946. Another representative of the German government who signed the Act of Surrender, General Admiral Hans von Friedeburg, poisoned himself with cyanide the day before his arrest.

And MIEI graduate Arkady Mikhailovich Pashenin served in the Soviet Army until 1978 and retired with the rank of colonel of the quartermaster service. He was awarded five orders and five medals, including, of course, “For the capture of Berlin” and “For the victory over Germany in the Great Patriotic War of 1941-1945.”

#Scientific regiment

Arkady Pashenin Arkady Pashenin Wilhelm Keitel signs the Act of Surrender From left to right: Arthur Tedder, Georgy Zhukov and Carl Spaatz at the banquet after the signing of the Act of Surrender

Subscribe to the TG channel “Our GUU” Date of publication: 05/08/2025

Please note: This information is raw content directly from the source of the information. It is exactly what the source states and does not reflect the position of MIL-OSI or its clients.

MIL OSI Russia News –

May 8, 2025
MIL-OSI USA: Crapo, Tuberville Introduce Legislation to Level Playing Field for Sporting Equipment Businesses
US Senate News:
Source: United States Senator for Idaho Mike Crapo

Washington, D.C.–U.S. Senators Mike Crapo (R-Idaho) and Tommy Tuberville (R-Alabama) introduced the Sporting Goods Excise Tax Modernization Act to close a tax loophole that has resulted in lost revenue for state-led wildlife conservation efforts. Foreign sellers should be held to the same tax regulations as domestic manufacturers, and this bill will ensure that happens.

“Federal excise taxes on certain recreational outdoor sporting equipment provide funding for conservation programs,” said Crapo. “This bill closes loopholes on imported fishing and archery equipment that deprive fish and wildlife conservation programs of additional critical funds. This move will help level the playing field for Idaho and American companies and strengthen existing conservation programs.”

“Alabama is proud to be home to hundreds of small businesses who make sporting equipment that outdoorsmen and conservationists rely on. The last thing these business owners need is to be punished for producing goods right here in the U.S.A.” said Tuberville. “Under President Trump, we are laser-focused on doing everything we can to encourage domestic production. I’m proud to introduce this legislation with Senator Crapo which closes a loophole allowing foreign sellers to exploit our domestic retailers and rob money from our state conservation programs.”

Numerous conservation and sporting groups, including the Archery Trade Association, Association of Fish and Wildlife Agencies, American Sportfishing Association and The Conservation Fund have endorsed the legislation.

“We thank Senators Tuberville and Crapo for their leadership in helping to make the Sport Fish Restoration and Wildlife Restoration funds whole,” said Jim Fredericks, Director of the Idaho Department of Fish and Game. “State fisheries programs count on these funds to maintain the good quality fishing opportunities that keep our anglers coming back for more.”

“The archery industry applauds Senators Crapo and Tuberville for their exceptionally strong leadership and introduction of this high priority legislation,” said Dan Forster, Vice President & Chief Conservation Officer, Archery Trade Association. “Holding foreign companies accountable for paying the federal excise tax is not only about protecting American businesses but it will help ensure that our conservation funding and outdoor heritage are protected for future generations.”

“The Sporting Goods Excise Tax Modernization Act will ensure the future viability of the Sport Fish Restoration Fund by closing a loophole and securing millions of dollars in lost excise tax revenue to improve recreational fishing,” said Glenn Hughes, President and CEO of American Sportfishing Association. “Since 1950, excise taxes on fishing equipment have provided $12 billion for conservation efforts and improved access for anglers across the country–a unique user-pay, public-benefit system that has become a cornerstone of the American conservation model. We applaud Senators Tuberville and Crapo for introducing this legislation and for their commitment to the sportfishing industry, which contributes $230 billion to the U.S. economy each year.”

Complete text of the bill can be found here. U.S. Representatives Blake Moore (R-UT-01) and Jimmy Panetta (D-CA-19) introduced companion legislation in the U.S. House of Representatives earlier this year.

BACKGROUND:

For decades, the Pittman-Robertson Wildlife Restoration Act and the Dingell-Johnson Sport Fish Restoration Act have provided states and territories with essential funding for wildlife restoration, conservation, hunter education programs and boating access programs. These programs, funded through excise taxes on sportfishing and archery equipment, have contributed more than $1.3 billion in FY2025 to support conservation efforts across the country.

However, a loophole in current tax policy allows some online purchases of imported sporting goods to bypass these excise taxes when purchased directly from foreign sellers, leading to a shortfall of tens of millions of dollars from going to conservation funds. Many consumers are unaware that they may be responsible for these taxes, and even those who are aware often struggle to navigate IRS guidelines on calculating and paying them. A recent Government Accountability Office (GAO) report recommended that Congress address this issue by ensuring that U.S. online marketplaces, rather than consumers, are responsible for collecting and remitting these excise taxes.

The Sporting Goods Excise Tax Modernization Act would:

Require U.S. online marketplaces to collect and remit federal excise taxes on imported archery and fishing equipment, treating them as the importer of record.

Ensure that funding for state-led wildlife conservation efforts is not lost due to tax loopholes.

Maintain fairness for domestic retailers who already pay these taxes on sporting goods they sell.

Simplify the tax process for consumers, eliminate confusion and ensure that conservation programs receive the full funding they deserve.
MIL OSI USA News –
May 8, 2025
MIL-OSI USA: Crapo Joins Bipartisan Bill to Help House Disabled Veterans

US Senate News:

Source: United States Senator for Idaho Mike Crapo

Washington, D.C.–U.S. Senator Mike Crapo (R-Idaho) joined U.S. Senators Alex Padilla (D-California), Dave McCormick (R-Pennsylvania), Ruben Gallego (D-Arizona) and Katie Britt (R-Alabama) to introduce bipartisan legislation to ensure veterans experiencing homelessness and receiving disability payments maintain access to crucial housing support. The Housing Unhoused Disabled Veterans Act (HUDVA) would permanently exclude disability payments received by veterans from annual income for housing assistance eligibility purposes under the U.S. Department of Housing and Urban Development-Veterans Affairs Supportive Housing (HUD-VASH) program.

“Veterans who placed their lives on the line and were disabled in active duty combat should not have to worry about whether or not they will have a home after they return from their service,” Senator Crapo said. “The fact that many disabled veterans in this country are homeless because their income from disability payments was too high to qualify for housing assistance is unconscionable.”

The HUD-VASH program plays a pivotal role in addressing homelessness among veterans by providing rental assistance from HUD along with supportive services from the U.S. Department of Veterans Affairs (VA). Unfortunately, some of our country’s most disabled veterans receiving disability payments have historically been unable to access veterans housing programs like HUD-VASH because HUD included disability benefits as part of their total income. Up until recently, the more severe a disability was, the more disability benefits a veteran received, and the less likely it was that they could access veterans housing assistance.

Last year, HUD finally changed its policies to exclude VA disability benefits from income for purposes of eligibility for the HUD-VASH program. Now that homeless veterans with disabilities can finally access this assistance, HUDVA would codify this important policy change to ensure that access continues permanently.

In another effort to support disabled veterans, Crapo also co-led reintroduction of the Major Richard Star Act, which would provide combat-injured veteran retirees full VA disability and U.S. Department of Defense retirement benefits earned by their service.

The Housing Unhoused Disabled Veterans Act is also co-sponsored by Senators Richard Blumenthal (D-Connecticut), Bill Cassidy (R-Louisiana) and Mazie Hirono (D-Hawaii). Representatives Brad Sherman (D-California) and Monica De La Cruz (R-Texas) are leading companion legislation in the U.S. House of Representatives.

Full text of the bill is available here.

MIL OSI USA News –

May 8, 2025
MIL-OSI China: Israeli PM lowers number of living hostages in Gaza to 21

Source: People’s Republic of China – State Council News

Israeli Prime Minister Benjamin Netanyahu on Wednesday lowered the number of living hostages in the Gaza Strip from 24 to 21.

“There is no dispute that 21 hostages are alive,” Netanyahu said in a video posted via his social media accounts. “Unfortunately, there are three others whose conditions are uncertain.”

Hamas took 251 hostages to Gaza during its Oct. 7, 2023 attack on southern Israel. The Israeli side said previously that 59 Israeli hostages remain in Gaza, with 24 of them believed to be alive.

Israel halted the entry of goods and supplies into Gaza on March 2, following the expiration of the first phase of a January ceasefire agreement with Hamas. It resumed attacks on Gaza on March 18, which have so far killed 2,545 Palestinians.

On Monday, the Israeli Security Cabinet approved a plan to expand its military offensive in Gaza, which includes intensified assaults, continued occupation of the strip, and full control of aid distribution. Netanyahu said the plan aims to “defeat Hamas and, in the process, secure the release of the hostages.”

Earlier on Wednesday, Israeli Defense Minister Israel Katz said the plan approved Monday would force Gaza’s entire population to either relocate to a confined area in the south or to “voluntarily” emigrate, as Israeli forces prepare to seize control of the entire territory.

Katz said that even if a ceasefire is reached, “Israel will not withdraw from the security buffer zone,” referring to land the Israeli army has already seized.

Global concern over the ever-worsening humanitarian crisis in Gaza has been growing recently amid the Israeli blockade, renewed assaults, and newly-approved operation expansion plan. Families of the hostages held in Gaza said in separate statements that the Israeli government’s moves are expected to kill their loved ones in Gaza, accusing Netanyahu of sabotaging efforts to reach a ceasefire deal.

MIL OSI China News –

May 8, 2025
MIL-OSI USA: Padilla, Bennet, Salinas, Lofgren Introduce Bicameral Legislation to Provide Disaster Relief for Farm Workers

US Senate News:

Source: United States Senator Alex Padilla (D-Calif.)

Padilla, Bennet, Salinas, Lofgren Introduce Bicameral Legislation to Provide Disaster Relief for Farm Workers

WASHINGTON, D.C. — Today, U.S. Senators Alex Padilla (D-Calif.) and Michael Bennet (D-Colo.) introduced the Disaster Relief for Farm Workers Act to provide compensation for farm workers who lose out on wages due to extreme weather, public health emergencies, and other disasters beyond their control. Representatives Andrea Salinas (D-Ore.-06) and Zoe Lofgren (D-Calif.-18) are leading companion legislation in the House of Representatives.
California is home to as many as 800,000 year-round and seasonal farm workers who help power the state’s $59 billion agricultural economy, yet despite their contributions to the local, regional, and national economies, there are few protections for the farm workforce. The California agricultural economy faced almost $4 billion in damages from 2023 to 2024, and that’s without even accounting for flooded farm worker homes in Pajaro or lost farm worker income. Existing federal disaster relief programs insufficiently compensate farm workers when they lose wages as a result of conditions out of their control.
“California’s farm workers often work under extreme conditions to help put food on the table for hundreds of millions of Americans,” said Senator Padilla. “But increasingly frequent natural disasters, including historic flooding in Pajaro, have devastated California’s agricultural communities. We must protect the heart of our nation’s food supply by providing critical emergency assistance to these essential workers.”
“Agriculture is the backbone of Colorado’s economy and central to our Western way of life, but as climate-fueled disasters become increasingly common, our state’s farm workers are paying the price,” said Senator Bennet. “Our bill will help ensure the people that grow America’s fruits, vegetables, and other crops get the assistance they need in the wake of emergencies like drought, wildfires, and other natural disasters.”
“Extreme weather and natural disasters are only getting worse with climate change. Unfortunately, many of the hardworking individuals who grow and harvest our food do not receive direct financial support when they are forced to miss work and lose wages as a result of these disasters,” said Representative Salinas. “My legislation would finally correct this injustice by providing federal disaster relief for farmworkers. This change is well-deserved and long-overdue, and I will continue to advocate for the brave men and women who help feed America.”
“When extreme weather occurs, farmworkers across our country continue to feed the nation. And yet, these essential workers and their families face great uncertainty when unexpected disasters harm their communities and livelihood. For example, hundreds of farmworkers in my congressional district faced displacement and lost wages after severe flooding devastated the Pajaro community in early 2023. We owe them – and all farmworkers – more. The Disaster Relief for Farm Workers Act ensures America’s indispensable farmworkers can receive disaster relief funding they need and have earned,” said Representative Lofgren.
The Disaster Relief for Farm Workers Act would address this problem by providing direct relief funding for farm workers. Specifically, this bill would:
Make grants available to eligible farm worker organizations to provide emergency relief to farm workers affected by a disaster.
Ensure the U.S. Department of Agriculture (USDA) develops and executes a promotional plan prior to and throughout the distribution of the relief grants to increase awareness of the assistance available.
Require USDA to work with eligible farm worker organizations.
Provide definitions for a covered disaster, eligible farm worker organization, and migrant or seasonal farm worker.
Amend Section 2281 of the Food, Agriculture, Conservation, and Trade Act of 1990 to allow for emergency assistance for farm workers.
The legislation is endorsed by the following organizations: A Better Balance, Alianza Americas, Alianza Nacional de Campesinas, Association of Farmworker Opportunity Programs (AFOP), Borderlands Resource Initiative, California Human Development, Campesinos Sin Fronteras, Care in Action, CASA of Oregon, Center for Employment Training, Central Coast Alliance United for a Sustainable Economy (CAUSE), Central Valley Opportunity Center, Centro de los Derechos del Migrante, Inc (CDM), Child Labor Coalition, CHILDREN AT RISK, CIERTO, Civic Empowerment Coalition, Coalition for Humane Immigrant Rights (CHIRLA), Columbia Legal Services, CRLA Foundation, Davidson County Local Food Network, El Futuro es Nuestro, Farm Worker Ministry Northwest, Farmworker and Landscaper Advocacy Project-FLAP, Farmworker Housing Development Corporation (FHDC), Farmworker Justice, Food Empowerment Project, GALEO Impact Fund, Hand in Hand/Mano en Mano, Hispanic Affairs Project, Hispanic Federation, Houston Immigration Legal Services Collaborative, Immigrant Defenders Law Center, La Union del Pueblo Entero (LUPE), Latino Outdoors, League of Conservation Voters, Make the Road CT, Make the Road NJ, Make the Road NV, Make the Road NY, Make the Road PA, Make the Road States, Michiganders for a Just Farming System, National Association of Social Workers, National Association of Social Workers – Florida and Virgin Islands Chapter, National Consumers League, National Domestic Workers Alliance, National Employment Law Project, National Migrant and Seasonal Head Start Association, NC FIELD, Inc., NETWORK Lobby for Catholic Social Justice, North Carolina Council of Churches, North Carolina Farmworker Advocacy Network, North Carolina Justice Center, Nourish Up, Opportunity Arizona, Oregon Human Development Corporation, Organización en California de Lideres Campesinas, Inc, PCUN, Oregon’s Farmworker Union, Pesticide Action and Agroecology Network (PAN), Popular Democracy, Presente.org, Progress Michigan, Proteus Inc., Puente de la Costa Sur, Sikh American Legal Defense and Education Fund (SALDEF), Slow Food USA, Student Action with Farmworkers, Sur Legal Collaborative, TODEC Legal Center, Toxic Free North Carolina, UFW Foundation, Unidos Yamhill County, United Farm Workers, and Voces Unidas de las Montañas.
“Farm workers are always on the front lines of fires, floods, and storms — yet are too often excluded from federal disaster relief programs,” said Teresa Romero, President of United Farm Workers (UFW). “If the federal government can provide emergency support to farm owners who lose crops in natural disaster, then the federal government can emergency provide support to farm workers who lose work in that same disaster. The Disaster Relief for Farm Workers Act will ensure that farm workers who put food on all our tables can continue to put food on their family’s table when disaster strikes.”
“Every year we see an alarming number of natural disasters that drastically and disproportionately impact the farm worker community. As climate change gets worse, these types of disasters will only worsen and farm workers are the ones who are affected the most by these calamities. Just last year, we saw heavy California rains flooding Ventura County farm areas and Hurricane Helen devastating Georgia’s farm worker communities, leading to organizations like ours stepping up to do what we can. But that is not enough. We must have a federal response to these kinds of disasters. From wildfires to tornadoes to hurricanes, farm workers have little to no safety net to help them recover from unexpected disasters,” said Erica Lomeli Corcoran, Chief Executive Officer at UFW Foundation. “This is exactly why the UFW Foundation is supporting the Disaster Relief for Farm Workers Act. It would provide resources and aid to those who truly need it and would ensure that those responsible for our nation’s food supplies are not overlooked, as they have been in the past. Farm workers have been largely ignored and neglected by the law, shut out from basic protections provided to all workers. It is time that Congress acts and ensures that our nation’s farm workers are given the support they need to overcome times of emergencies and to provide equity to all workers.”
“Farmworkers are frontline workers, which means they are the hardest hit by the impacts of extreme weather conditions across the country. Many farmworkers feel that they are risking their health with extreme heat and colder days, but losing even one day of work is not an option for their families’ economic situation. Outdoor protections are important, yet there are days that are becoming too extreme to even be outside. Our vision is to be a resilient workforce for the agricultural industry. Disaster relief means we can start investing in addressing the issues that workers are facing today by building resilience for climate change in the future, without sacrificing the economic well-being of farmworkers,” said Reyna Lopez, Executive Director of Pineros y Campesinos Unidos del Noreste (PCUN).
Senator Padilla has fought hard to deliver relief to agricultural communities devastated by natural disasters. Earlier this year, Padilla announced bipartisan, bicameral legislation to improve access to federal agriculture disaster programs. Padilla also introduced the Smoke Exposure Research Act, legislation to better protect winegrape growers against wildfire smoke damage by strengthening research and risk management efforts at West Coast land-grant universities. Last year, he led a bipartisan coalition of California members in urging the Senate and House Agriculture Committees to incorporate permanent disaster assistance for agricultural producers and communities in the Farm Bill. The letter called for the inclusion of his bipartisan Agricultural Emergency Relief Act, which would create a permanent structure at the USDA to provide relief for farmers who lost crops due to natural disasters. Previously, Padilla introduced a pair of bills to equip the USDA to better meet the needs of farm workers. He also introduced the Fairness for Farm Workers Act last Congress to update the nation’s labor laws to ensure farm workers receive fairer wages and compensation.
Full text of the bill is available here.

MIL OSI USA News –

May 8, 2025
MIL-OSI USA: Tuberville, Crapo Introduce Legislation to Level Playing Field for Alabama Sporting Equipment Businesses

US Senate News:

Source: United States Senator Tommy Tuberville (Alabama)
WASHINGTON – Today, U.S. Senator Tommy Tuberville (R-AL) and U.S. Senator Mike Crapo (R-ID) introduced the Sporting Goods Excise Tax Modernization Act to close a tax loophole that has resulted in lost revenue for state-led wildlife conservation efforts. Foreign sellers should be held to the same tax regulations as domestic manufacturers, and this bill will ensure that happens.
“Alabama is proud to be home to hundreds of small businesses who make sporting equipment that outdoorsmen and conservationists rely on. The last thing these business owners need is to be punished for producing goods right here in the U.S.A.” said Senator Tuberville.“Under President Trump, we are laser-focused on doing everything we can to encourage domestic production. I’m proud to introduce this legislation with Senator Crapo which closes a loophole allowing foreign sellers to exploit our domestic retailers and rob money from our state conservation programs.”
“Federal excise taxes on certain recreational outdoor sporting equipment provide funding for conservation programs,” said Senator Crapo. “This bill closes loopholes on imported fishing and archery equipment that deprive fish and wildlife conservation programs of additional critical funds. This move will help level the playing field for Idaho and American companies and strengthen existing conservation programs.”
Numerous conservation and sporting groups, including the Alabama Department of Conservation, Archery Trade Association, Association of Fish and Wildlife Agencies, American Sportfishing Association, and The Conservation Fund haveendorsed Senator Tuberville’s legislation.
“We applaud Senator Tuberville’s support of the Sporting Goods Excise Tax Modernization Act,” said Chris Blankenship, Commissioner of the Alabama Department of Conservation and Natural Resources.“These funds are critical to supporting outdoor activities in the U.S. and we rely on them heavily in Alabama. This legislation will help secure state conservation funding and ensure all Americans have access to quality outdoor recreation throughout the country.”
“The archery industry applauds Senators Crapo and Tuberville for their exceptionally strong leadership and introduction of this high priority legislation,” said Dan Forster, Vice President & Chief Conservation Officer, Archery Trade Association. “Holding foreign companies accountable for paying the federal excise tax is not only about protecting American businesses but it will help ensure that our conservation funding and outdoor heritage are protected for future generations.”
“We thank Senators Tuberville and Crapo for their leadership in helping to make the Sport Fish Restoration and Wildlife Restoration funds whole,” said Jim Fredericks, Chair of the Association of Fish and Wildlife Agencies’ Fisheries and Water Resources Policy Committee and Director of the Idaho Department of Fish and Game.“State fisheries programs count on these funds to maintain the good quality fishing opportunities that keep our anglers coming back for more.”
“The Sporting Goods Excise Tax Modernization Act will ensure the future viability of the Sport Fish Restoration Fund by closing a loophole and securing millions of dollars in lost excise tax revenue to improve recreational fishing,” said Glenn Hughes, President and CEO of American Sportfishing Association. “Since 1950, excise taxes on fishing equipment have provided $12 billion for conservation efforts and improved access for anglers across the country – a unique user-pay, public-benefit system that has become a cornerstone of the American conservation model. We applaud Senators Tuberville and Crapo for introducing this legislation and for their commitment to the sportfishing industry, which contributes $230 billion to the U.S. economy each year.”
Complete text of the bill can be found here. U.S. Representatives Blake Moore (R-UT-01) and Jimmy Panetta (D-CA-19) introduced companion legislation in the House of Representatives earlier this year.
BACKGROUND:
For decades, the Pittman-Robertson Wildlife Restoration Act and the Dingell-Johnson Sport Fish Restoration Act have provided states and territories with essential funding for wildlife restoration, conservation, hunter education programs, and boating access programs. These programs, funded through excise taxes on sportfishing and archery equipment, have contributed more than $1.3 billion in FY2025 to support conservation efforts across the country.
However, a loophole in current tax policy allows some online purchases of imported sporting goods to bypass these excise taxes when purchased directly from foreign sellers, leading to a shortfall of tens of millions of dollars from going to conservation funds. Many consumers are unaware that they may be responsible for these taxes, and even those who are aware often struggle to navigate IRS guidelines on calculating and paying them. A recent Government Accountability Office (GAO) report recommended that Congress address this issue by ensuring that U.S. online marketplaces, rather than consumers, are responsible for collecting and remitting these excise taxes.
The Sporting Goods Excise Tax Modernization Act would:
Require U.S. online marketplaces to collect and remit federal excise taxes on imported archery and fishing equipment, treating them as the importer of record.
Ensure that funding for state-led wildlife conservation efforts is not lost due to tax loopholes.
Maintain fairness for domestic retailers who already pay these taxes on sporting goods they sell.
Simplify the tax process for consumers, eliminate confusion, and ensure that conservation programs receive the full funding they deserve.
Senator Tommy Tuberville represents Alabama in the United States Senate and is a member of the Senate Armed Services, Agriculture, Veterans’ Affairs, HELP and Aging Committees.

MIL OSI USA News –

May 8, 2025
MIL-OSI USA: Kennedy reintroduces CRAWDAD Act to support Louisiana jobs, culture
US Senate News:
Source: United States Senator John Kennedy (Louisiana)

WASHINGTON – Sen. John Kennedy (R-La), a member of the Senate Appropriations Committee, today reintroduced the Crawfish Recovery Assistance from Weather Disasters and Droughts (CRAWDAD) Act. The bill would support Louisiana crawfish jobs when severe weather puts strain on the industry.

“Come rain, shine, sleet or snow, Louisiana’s mudbug farmers always work hard to deliver quality food to crawfish lovers. My CRAWDAD Act would make sure crawfish producers have access to the emergency support they need when droughts and other severe weather strike,” said Kennedy.

Sen. Bill Cassidy (R-La.) cosponsored the CRAWDAD Act.

“When you think Louisiana, you think crawfish. Crawfish farmers work hard to provide Louisiana and the world with the tastiest crawdads possible. Let’s support them as they do so, rain or shine,” said Cassidy.

Background:

The Emergency Livestock Assistance Program (ELAP) provides producers of livestock, honeybees and farm-raised fish access to federal financial assistance when they face adverse weather, disease or loss conditions.

In 2021, the Secretary of Agriculture temporarily expanded the ELAP to include crawfish producers when the industry suffered losses.

The CRAWDAD Act would make crawfish producers eligible for ELAP funding on a permanent basis, ensuring that they have access to the emergency support they need without unnecessary bureaucratic delays.

Kennedy’s bill would also classify a drought as a weather event that the Secretary of Agriculture could declare as an emergency.

The Louisiana Farm Bureau supports the CRAWDAD Act.

“Louisiana crawfish farmers hope to never see another drought like they did in 2023. Louisiana Farm Bureau appreciates Senator Kennedy in the reintroduction of the CRAWDAD Act to provide additional support for this vital Louisiana industry,” said Louisiana Farm Bureau President Richard Fontenot.

Full text of the CRAWDAD Act is available here.
MIL OSI USA News –
May 8, 2025
MIL-OSI Europe: Press release – Parliament encourages Kosovo and Serbia to advance their EU accession reforms

Source: European Parliament

Kosovo needs to accelerate its EU-related reforms and Serbia must do more to protect the rule of law and media freedom and to fight corruption, say MEPs.

Kosovo needs to accelerate its EU-related reforms and Serbia must do more to protect the rule of law and media freedom and to fight corruption, say MEPs.

In two reports adopted on Wednesday, MEPs assessed the progress made by Kosovo and Serbia in their efforts to join the European Union during 2023 and 2024.

Kosovo: comprehensive reforms and inclusive governance are essential

Kosovo has made notable strides in its electoral reforms, economic resilience, and the protection of fundamental rights, say MEPs. However, challenges remain regarding judicial reforms, media freedom, public administration efficiency, and the digitalisation of public services. Continued commitment to comprehensive reforms and inclusive governance is essential for Kosovo’s to progress on its European integration pathway, they stress.

The Pristina-Belgrade dialogue has unfortunately not yielded the expected results, note MEPs, who ask both parties to implement the Brussels and Ohrid agreements, including the establishment of the Association/Community of Serb-Majority Municipalities, and the lifting of Serbia’s opposition to Kosovo’s membership of regional and international organisations.

MEPs also state that Kosovo has been the target of foreign interference and disinformation campaigns, particularly from Russia and China, with the aim of destabilising the region and undermining the European integration of the Western Balkans. Parliament therefore urges the Kosovo government to reinforce its capacities to combat such threats.

The report was adopted by 353 votes in favour, 145 against and with 78 abstentions.

Quote

Riho Terras (EPP, ET), rapporteur, said: “It is clear that Kosovo’s integration process needs new momentum – we need a new chapter in the talks between Pristina and Belgrade. It is extremely positive that all major parties in Kosovo are strongly in favour of EU integration. Kosovo’s future is in the European family and we will work together on the reform agenda, because any future accession must be based on merit.”

Serbia: major hurdles to overcome

Despite some progress in negotiations, Serbia still has major hurdles to overcome, according to MEPs. Belgrade needs to improve its internal political dialogue, protect the rule of law, and make anti-corruption reforms. It also has to work on reaching a comprehensive normalisation agreement with Kosovo, and fully align with EU foreign policy.

Parliament calls on Serbia’s authorities to ensure the independence of key institutions, including media regulators such as the Regulatory Authority for Electronic Media. They must also implement in full all outstanding recommendations by the Organisation for Security and Cooperation in Europe’s Office for Democratic Institutions and Human Rights (OSCE/ODIHR) and the Council of Europe bodies on electoral reform, well ahead of any new elections, MEPs warn.

MEPs demand full and transparent legal proceedings and an official investigation into the collapse of the Novi Sad train station canopy on 1 November 2024, as well as an impartial investigation into the alleged use of unlawful crowd control technology against protesters. Deploring the continuing violence against students, MEPs are also deeply concerned about the increasing political and financial pressure placed on teachers and university professors who support the students’ collective action.

The report was adopted by 419 votes in favour, 113 against and with 88 abstentions.

Quote

Tonino Picula (S&D, HR), rapporteur, said: “A long political crisis, intensified by a lack of progress on fundamental criteria, such as corruption, rule of law, media freedom and electoral reform, is having a direct impact on Serbia’s progress towards EU membership. For too long Serbia has been trying to take the best of EU funds while side-lining our core values and our geopolitical orientation. The enlargement process is merit-based, and Serbia’s progress could have a positive impact on the region.”

MIL OSI Europe News –

May 8, 2025
MIL-OSI: BadCreditLoans Reviewed: The Top Low Credit Lending Option for Payday Loans
Source: GlobeNewswire (MIL-OSI)

Tacoma, May 07, 2025 (GLOBE NEWSWIRE) —

In This Article, You’ll Discover:
- How BadCreditLoans.com connects borrowers with payday loans for bad credit using a secure online application system
- The most common financial pain points faced by low credit borrowers and why traditional lenders often deny them
- What makes BadCreditLoans a top-rated low credit lending option for emergency loans and same-day funding
- A detailed breakdown of how the platform works — from eligibility checks to AI-powered loan matching and lender approval
- Transparent insight into loan terms, interest rates (APR), repayment options, and application timelines
- Real customer experiences and reviews highlighting ease of use, trustworthiness, and lender access
- How Bad Credit Loans compares to other payday loan providers in the online lending space
- Common concerns such as loan security, legitimacy, and data protection — with risk mitigation advice
- Full pricing details, customer service contact information, and what to expect from the lending process in 2025
- Important disclaimers regarding loan variability, APR, and pricing changes, with reminders to consult the official website
TL;DR Summary:

BadCreditLoans.com has emerged as a leading online solution for consumers searching for payday loans for bad credit and emergency funding with low credit scores. This comprehensive review explores how the platform works, who qualifies, and why it’s one of the top low credit lending options in 2025. From loan matching powered by fintech to flexible repayment terms and secure applications, BadCreditLoans connects borrowers to an expansive network of lenders without requiring perfect credit.

Whether you’re looking for same-day funding, no credit check loans, or simply want to explore fast online payday loan options, this article outlines every key detail, including eligibility requirements, pricing, and borrower protections. Customer reviews and competitive comparisons are included to help you make an informed decision.

Disclaimer: Loan offers, terms, and interest rates may vary by lender. Always confirm final pricing and conditions on the official website, as they are subject to change without notice.

Introduction

Bad Credit Loans: A Trusted Lifeline for Low-Credit Borrowers

In today’s economic climate, more individuals than ever are struggling with limited credit access. Whether it’s due to past financial hardships, job loss, or emergency expenses, the reality is that a large segment of the population finds themselves turned away by traditional lenders. That’s where platforms like BadCreditLoans.com come in — a digital service built to help consumers with poor or no credit history connect with potential lenders for payday loans and other urgent cash needs.

This review is designed for those facing financial uncertainty and wondering:

Where can I turn when my credit score is low, and bills can’t wait?

Understanding the Financial Struggles of Bad Credit Borrowers

Why Borrowers with Bad Credit Face Unique Financial Barriers

For millions of Americans, financial emergencies don’t wait for a perfect credit score. A single late payment, job loss, medical bill, or sudden expense can significantly lower your credit score, placing you in a category traditional banks often avoid: subprime or low-credit borrowers.

Traditional lenders typically rely on strict credit scoring models that penalize individuals for missed payments, high credit utilization, or limited credit history. As a result, consumers in need of urgent financial relief, often searching for payday loans for bad credit or emergency loans with bad credit, are denied at the moment they need help most.

Common Pain Points for Low-Credit Borrowers

Low-credit borrowers frequently experience a frustrating loop:
- Loan denial from traditional banks or credit unions, even for small amounts under $1,000
- Predatory lenders charge extremely high APRs, trapping borrowers in cycles of debt
- Stigma around credit score requirements, which prevents access to fair options
- Limited access to short-term funding during medical, housing, or automotive emergencies
This creates a financial bottleneck, where options become increasingly scarce, even as the need grows more urgent.

Who’s Affected by These Barriers?

The challenge of accessing affordable lending doesn’t only impact those with mismanaged finances. Many borrowers seeking low credit score loans are:
- Gig workers or freelancers with inconsistent income
- Students or recent graduates with little to no credit history
- Individuals recovering from past financial hardships, such as divorce or bankruptcy
- Seniors on fixed incomes who’ve fallen behind on bills
- Households impacted by inflation or economic downturns
This diverse group — often labeled “credit invisibles”—may not have extensive borrowing histories, but they do have legitimate, time-sensitive financial needs.

When Traditional Credit Fails

When banks say “no,” borrowers are often left with two choices:
1. Delay essential expenses, risking utilities shut offs or eviction
2. Turn to risky payday lenders or unregulated financial services
This is where BadCreditLoans.com stands out. The platform acts as a secure bridge between borrowers and vetted lenders, offering a mobile-first lending experience designed to provide fast approvals, even for those with poor credit histories.

Disclaimer: Loan approval through BadCreditLoans is not guaranteed. Lending decisions are made solely by third-party lenders, and terms will vary. Always review individual lender terms before accepting an offer.

Why a Better Option Is Needed in 2025

With rising costs of living, stagnant wages, and increased reliance on alternative income sources, more consumers are seeking online payday loans and same-day funding options. Unfortunately, the market is also seeing a rise in fraudulent or misleading financial offers.

Borrowers today demand:
- Transparent terms with no hidden fees
- Access to no-credit-check loans or soft credit inquiries
- Fast decisions and responsive customer support
- Financial inclusion and flexible repayment plans
BadCreditLoans.com addresses these concerns by offering a fintech lending platform that uses AI-powered loan matching, giving low-credit borrowers a safer and smarter alternative.

Don’t wait! Apply now on BadCreditLoans.com and get matched with lenders offering up to $10,000—even with bad credit. Fast, secure, and 100% free!

Introducing BadCreditLoans.com: A Beacon for Low-Credit Borrowers

What Is BadCreditLoans.com?

BadCreditLoans.com is not a direct lender — it’s an online loan aggregator platform that connects individuals with low credit scores to a wide network of potential lenders. The company has operated since 1998 and has established itself as a trusted digital lending gateway for consumers searching for payday loans for bad credit, emergency loans, and no credit check loan options.

Rather than applying individually to multiple lenders — which can trigger repeated hard inquiries and further damage your credit — BadCreditLoans uses a single, secure online application to match you with lenders willing to work with borrowers in your credit range.

A Fintech-Driven Solution to Modern Lending Needs

The platform has adapted to meet the changing landscape of digital finance. Using AI-powered loan matching technology, BadCreditLoans analyzes borrower profiles in real time to pair users with lenders that align with their needs — offeringfast approval loans and same-day funding when available.

This mobile-first lending experience ensures borrowers can apply and receive results conveniently from their smartphone, tablet, or desktop — 24/7.

What Makes BadCreditLoans Different?

Here’s what separates BadCreditLoans from other platforms in the subprime lending space:
- Broad Network Access: The platform connects borrowers with dozens of reputable lenders, offering a variety of loan products, including personal loans, installment loans, and payday loans.
- Soft Credit Checks Only: Your credit score will not be affected by the initial application. Many lenders rely on alternative credit scoring or income verification rather than traditional FICO scores.
- No Fees to Use the Service: BadCreditLoans.com does not charge users for applying or for loan matching.
- Flexible Loan Options: Loan amounts typically range from $500 to $10,000, with repayment terms from 3 to 60 months, depending on the lender.
Disclaimer: BadCreditLoans.com is not a lender. All loan decisions, APRs, repayment terms, and eligibility criteria are determined by individual lenders. Always review any loan agreement carefully before accepting.

A Secure Online Application You Can Trust

In a digital age filled with scams and unreliable lenders, BadCreditLoans takes security seriously. The platform uses advanced encryption protocols to protect personal and financial information during the application process.

Borrowers can submit applications confidently, knowing their data is safeguarded and shared only with potential lending partners within the BadCreditLoans network.

Who Can Benefit Most?

BadCreditLoans is ideal for:
- Borrowers with poor or limited credit history
- Individuals seeking short-term emergency funding
- Applicants looking for no-credit-check payday loans
- Consumers who want fast, hassle-free loan comparisons
In short, if you’re searching for the best loans for bad credit in 2025, BadCreditLoans provides a streamlined, secure path forward — one built for convenience, transparency, and flexibility.

Bills piling up? Get the funds you need today. Apply at BadCreditLoans.com for quick approval—even with bad credit or no credit. Start now!

How BadCreditLoans.com Works: A Step-by-Step Guide

Navigating the Application Process with Ease

BadCreditLoans.com simplifies what is traditionally a stressful and time-consuming process. By offering a digital loan onboarding experience designed specifically for low-credit borrowers, the platform removes unnecessary friction and helps applicants connect with lenders in minutes.

Let’s walk through the entire process — from application to funding.

Step 1 — Submit the Online Application

The first step is filling out a secure, no-cost online form directly on BadCreditLoans.com. This includes:
- Full legal name, address, and contact information
- Employment and income details
- Bank account information (for direct deposit of funds)
- Social Security number (used to conduct a soft credit inquiry)
Unlike traditional banks, this initial application will not harm your credit score. It is designed for borrowers searching for no-credit-check loans or those with low credit scores who need quick funding options.

Step 2 — Receive Loan Offers from Potential Lenders

After submitting the application, BadCreditLoans uses AI-powered loan matching to compare your information with its network of partner lenders.

You may receive multiple offers with varying:
- Loan amounts (typically $500 to $10,000)
- Repayment terms (3 months to 60 months)
- Annual Percentage Rates (APR)
- Fee structures (origination fees, if applicable)
Each lender has its own criteria, but most are open to working with credit invisibles, freelancers, gig workers, and others who may have difficulty qualifying through conventional channels.

Disclaimer: Loan availability, rates, and approval outcomes vary by lender and applicant profile. Always review each lender’s terms before proceeding.

Step 3 — Review, Accept, or Decline Offers

One of the platform’s most empowering features is transparency. There is no obligation to accept any offer. You’re free to:
- Compare multiple offers
- Read loan documents carefully
- Ask questions directly to the lender
- Decline an offer if the terms aren’t right
BadCreditLoans encourages users to borrow responsibly — a key differentiator from many predatory payday lenders that pressure borrowers into accepting high-APR loans.

Step 4 — Receive Your Funds

Upon accepting a loan offer and completing any additional verification steps (such as confirming employment or banking details), many lenders offer:
- Same-day or next-business-day funding
- Direct deposit into your checking account
This is especially valuable for users facing financial emergencies — such as medical bills, utility cutoffs, or urgent home repairs — who need fast approval loans.

Step 5 — Repayment and Support

Loan repayment is handled directly between the borrower and the selected lender. Repayment terms are set in advance and may include:
- Fixed monthly payments
- Automatic withdrawals from your bank account
- Prepayment options, often without penalties
Be sure to confirm:
- Exact APR and total repayment cost
- Payment dates and amounts
- Late fees or grace periods
Disclaimer: Always read the full loan agreement. Not all lenders allow early repayment without penalty. Terms and conditions vary.

Why This System Works for Low-Credit Borrowers

This step-by-step process is designed to provide structure and peace of mind for individuals who typically feel shut out of the lending system. With a mobile-first lending interface, transparent offers, and no upfront fees, BadCreditLoans.com is built to support financial inclusion, not exploitation.

For users searching for online payday loans, bad credit personal loans, or emergency loans without a credit check, the platform offers a fast, secure, and user-friendly alternative in 2025’s evolving lending market.

Get same-day payday loans with no upfront fees! BadCreditLoans.com connects you to lenders fast—even if your credit isn’t perfect. Apply now!

Eligibility Criteria and Requirements

Understanding who qualifies for a loan through BadCreditLoans.com is essential. The platform is designed to serve individuals who have historically been underserved by traditional financial institutions, including those with bad credit, limited credit history, or unconventional income sources.

This section outlines the basic qualifications you’ll need to meet, as well as the inclusive approach BadCreditLoans takes in helping more people gain access to emergency funds.

Who Can Apply?

To be eligible for a loan offer through BadCreditLoans, you must meet the following minimum requirements:
- Be at least 18 years old and a legal resident of the United States
- Possess a valid checking account in your name
- Have a steady source of income (employment, self-employment, benefits, etc.)
- Provide a working phone number and email address
These requirements are intentionally flexible to ensure that individuals in varying financial circumstances — including part-time workers, freelancers, and those recovering from financial setbacks — have an opportunity to apply.

Credit History Requirements

One of the most appealing features of BadCreditLoans is its accessibility to individuals with low or no credit scores. Many of the lenders in the network accept applicants who:
- Have a poor FICO score or no FICO score at all
- Have past bankruptcies, delinquencies, or charge-offs
- They are labeled as credit invisibles due to a minimal borrowing history
The use of soft credit inquiries ensures that submitting an application will not negatively affect your credit score, a crucial feature for those already navigating credit challenges.

Alternative Approval Metrics

Unlike traditional banks, many lenders connected through BadCreditLoans look at a broader picture when evaluating your application. They may consider:
- Employment stability
- Monthly income vs. existing obligations
- Bank account activity
- Alternative credit scoring methods (such as rent, utility, or phone bill payments)
This inclusive underwriting process helps more people qualify for essential funding, even without a strong credit history. It aligns with emerging trends in fintech that prioritize real-time income verification and cash flow-based decision-making over legacy credit models.

Designed for Financial Inclusion

BadCreditLoans supports financial inclusion by helping underserved populations access transparent, regulated lending solutions, not high-interest payday traps. It fills a crucial gap in today’s lending market, providing fast approval options for people who may not have any other viable short-term alternatives.

If you’ve searched for terms like “low credit score loans,” “bad credit loans online,” or “no credit check payday loans,” this platform is likely one of the most accessible paths forward.

Disclaimer: Meeting the eligibility requirements does not guarantee loan approval. All loan offers are subject to individual lender evaluation and may vary based on your profile.

Why wait? Apply now on BadCreditLoans.com to compare real loan offers in minutes—no obligation, no credit damage. Get funded fast!

Loan Terms, Rates, and Repayment Options

BadCreditLoans.com doesn’t issue loans directly but facilitates access to a broad range of lending options through its network of financial partners. The terms you receive will depend on the lender, your application details, and the type of loan product you pursue. Still, the platform provides a general structure for what borrowers can expect, giving users a clearer view of their options before committing.

Loan Amounts

Borrowers may be eligible for loans ranging from as little as $500 up to $10,000. These amounts can serve a variety of short-term or emergency needs — from utility bills and medical expenses to car repairs and rent payments. The flexibility in loan size ensures that users aren’t forced into borrowing more than they can reasonably afford.

Interest Rates and APR

Annual Percentage Rates (APR) typically fall between 5.99% and 35.99%, depending on the lender and the applicant’s financial profile. Factors that affect your APR include:
- Type of loan selected (e.g., installment vs. payday)
- Your verified income and monthly obligations
- Repayment duration
- Risk assessment performed by the lender
While these rates are higher than those offered to borrowers with excellent credit, they are often more competitive and transparent than traditional payday loan storefronts.

Disclaimer: APR ranges are determined by the individual lender and not BadCreditLoans.com. Your final APR will vary based on lender evaluation. Always review your loan offer carefully before accepting.

Repayment Terms

Repayment windows generally range from 3 months to 60 months. Short-term loans may require lump-sum repayment within a few weeks, while installment loans offer the convenience of scheduled monthly payments over a longer period.

Some lenders may offer early payoff options without penalties, giving borrowers a chance to reduce interest by paying ahead of schedule.

If you’re applying for a small loan to cover urgent costs, many users find repayment periods of 6 to 12 months to be a manageable middle ground, balancing affordability with speed.

Transparency and Disclosures

BadCreditLoans.com emphasizes lender transparency. Borrowers will be presented with:
- Clear breakdowns of loan terms
- Disclosure of fees, if applicable
- Exact monthly payment obligations
- Total repayment amount (including interest)
There are no application or platform fees charged by BadCreditLoans. However, lenders may include origination fees, late payment penalties, or other costs in their individual agreements.

Disclaimer: Loan fees, repayment flexibility, and total interest vary by lender. Be sure to read all terms before signing. Prepayment penalties may apply in some cases — always ask your lender directly if you’re unsure.

Payment Collection Methods

Most lenders automate repayment through scheduled bank account withdrawals. You’ll need to ensure sufficient funds are available on your agreed-upon payment dates to avoid overdraft fees or late penalties.

In some cases, lenders offer web-based portals or mobile app support for tracking your repayment progress, updating payment information, or requesting due date changes.

Who do These Loan Terms Benefit Most

Borrowers looking for:
- Flexibility in repayment schedules
- Fast access to cash without extensive paperwork
- Loans that don’t penalize poor credit history
- A transparent agreement with no hidden clauses
… will likely find these lending structures supportive and adaptive to real-life situations.

For those seeking “bad credit loans online,” “emergency loans with bad credit,” or “fast approval loans” — this section of the process is where peace of mind starts.

Disclaimer on Pricing: Loan costs, interest rates, and fees are determined by individual lenders. Pricing is subject to change at any time. Always check the official BadCreditLoans.com website or your lender’s site for the most up-to-date pricing and terms.

Bad credit won’t hold you back! Submit your free BadCreditLoans.com application now and access emergency loans with flexible terms today!

Comparing BadCreditLoans.com to Other Lending Platforms

Borrowers exploring online lending options for bad credit quickly find that not all services deliver the same value. Some platforms are limited in scope, while others may impose hidden fees or fail to prioritize consumer protection. This section outlines how BadCreditLoans.com stands apart from competing services in the low-credit lending space.

A Broader Network for More Loan Offers

Unlike many payday loan sites that connect users to just one lender, BadCreditLoans.com gives applicants access to a network of vetted financial providers. This increases the chances of receiving multiple offers, helping users compare loan amounts, APRs, and terms. Borrowers seeking “best loans for bad credit” or “emergency loans with bad credit” benefit from this flexible structure.

Zero Application Fees

Many platforms charge upfront service or processing fees, especially those targeting low-credit borrowers. BadCreditLoans.com, in contrast, offers:
- A free, no-obligation loan request process
- No hidden fees for using the service
- Full transparency during the loan-matching stage
This fee-free approach makes it ideal for those already navigating tight budgets or financial emergencies.

Credit-Sensitive Approval Model

While some lenders require a hard credit pull upfront, BadCreditLoans uses a soft credit inquiry during the application process. This means:
- No impact on your credit score
- Broader lender participation for those with credit challenges
- Increased chances of loan approval for credit invisibles or subprime borrowers
Consumers who’ve faced multiple denials from banks or credit unions often find their first path forward here.

Transparency and Borrower Control

The platform gives users the ability to review, decline, or accept any offer without pressure. Each loan offer includes:
- Clear repayment terms
- Transparent APR breakdowns
- Fee disclosures are where applicable
- Direct access to the lender for further questions
Borrowers researching “no credit check payday loans” or “safe online lending for bad credit” will appreciate this open, user-centric approach.

Security and Trust

BadCreditLoans employs advanced encryption to protect personal data. This is a major differentiator in a space where many digital loan platforms fall short on privacy practices. Data is only shared with verified lending partners, and the application is protected by secure protocols.

Summary of Key Differentiators
- BadCreditLoans.com only performs soft credit inquiries
- Applicants receive multiple loan offers rather than being limited to a single lender
- No platform fees or application charges are required to use the service
- Loan terms are flexible and often include longer repayment windows
- All disclosures and terms are provided upfront to encourage informed decisions
- Data privacy and security protocols meet industry standards
These features work together to create a platform that aligns with the needs of borrowers searching for “online payday loans for bad credit” and “fast approval loans with no hidden fees.”

Disclaimer: Terms, availability, and borrower outcomes vary by lender. Always read individual loan offers carefully and verify details directly with the lender before proceeding.

Strapped for cash? Apply at BadCreditLoans.com and see real offers in minutes. No fees, no pressure—just fast loan options made for you.

Customer Testimonials and Reviews

When evaluating any financial service, especially one tailored to individuals with bad credit, real user feedback is one of the most valuable sources of insight. While platform features and lender terms are important, the true test of a lending service’s effectiveness is how it performs in the real world for people in financial distress.

BadCreditLoans.com has garnered a solid reputation over the years, largely because of its consistent delivery of fast, accessible, and transparent loan-matching services. This section captures what users are saying and why these experiences matter for those considering using the platform.

What Customers Are Saying

Many borrowers turn to BadCreditLoans after facing rejection from traditional banks. For these individuals, being matched with a lender who’s willing to work with a poor credit history is not just helpful — it’s essential.

Users commonly report:
- Quick and easy online application process
- No unnecessary paperwork or hidden terms
- Fast loan offers, sometimes within minutes
- Same-day or next-day funding, depending on lender approval
- Appreciation for being treated with respect despite a low credit score
These first-hand accounts reveal a recurring theme: borrowers feel they’ve been given a second chance to stabilize their finances. For people who are used to being penalized for past mistakes, that access alone can be life-changing.

Positive Experiences in Key Areas

Beyond approval and funding speed, users consistently highlight the following:
- The ability to compare multiple lenders without pressure to commit
- Transparent breakdowns of repayment terms and total loan costs
- No hard credit check required for initial loan inquiries
- Helpful support when contacting customer service with questions
This transparency and optionality stand in contrast to many “instant approval” payday loan sites that often steer applicants into rigid or expensive repayment structures without clarity.

Constructive Criticism and Realistic Expectations

While the platform has helped many, it’s important to mention that no lending service is without criticism. Some reviewers mention:
- Higher interest rates from certain lenders
- Confusion about repayment scheduling
- Desire for more frequent lender updates after approval
Most of these critiques are directed at the third-party lenders within the network, not BadCreditLoans itself. This highlights an important point: once a loan offer is accepted, the borrower’s relationship is with the individual lender, not the BadCreditLoans platform.

Disclaimer: Loan experiences vary by borrower. All terms, communication, and funding schedules are set by third-party lenders. Always ask for clarification on repayment dates and APR prior to signing.

Reputation in the Online Lending Industry

BadCreditLoans is frequently listed among the top loan matching platforms for bad credit borrowers, especially those seeking payday loan alternatives. Its long-standing operation, transparent application flow, and no-fee structure continue to position it as a competitive and trustworthy option in the market.

Borrowers who search for “trusted payday loan options in 2025” or “customer-reviewed bad credit loans” will likely encounter BadCreditLoans as a top result, and with good reason.

Don’t let bad credit stop you. Get approved for payday loans today at BadCreditLoans.com. Fast, trusted, and secure. Apply now before it’s too late!

Addressing Potential Concerns and Risks

Borrowing money with a bad credit score can be intimidating — and with good reason. The lending industry is filled with providers who offer fast cash but bury harmful terms in the fine print. For borrowers seeking urgent funds, it’s easy to overlook the long-term impact of loan agreements made under pressure.

BadCreditLoans.com is structured to reduce that risk. Still, it’s important to address the most common concerns borrowers have and explain how the platform helps mitigate them.

Is BadCreditLoans a Scam?

One of the most frequently asked questions from first-time users is whether BadCreditLoans is legitimate. The answer is yes — the platform has been operating since 1998 and functions as a loan matching service, not a lender.
- It does not charge you to apply
- It does not collect payment information for fees
- It does not require loan acceptance to use the platform
BadCreditLoans.com connects borrowers with lenders in a transparent, no-pressure environment and protects user information through secure encryption. For those searching “is BadCreditLoans legit or a scam,” this clarity is critical.

Data Privacy and Security

When entering personal financial details online, privacy is always a concern. BadCreditLoans uses industry-standard encryption and security protocols to ensure your application data is protected. Your information is shared only with the lenders considering your request.

This is a major safeguard, especially compared to unregulated sites that may sell your data to marketing companies or unrelated third parties.

APR and Repayment Risks

Loan agreements provided by BadCreditLoans’ network of lenders can include a wide range of APRs — some exceeding 30%, depending on the applicant’s risk profile and loan type. While these are clearly disclosed during the offer stage, borrowers must remain cautious.

Before accepting any offer:
- Review the total cost of repayment
- Understand the payment schedule and due dates
- Confirm whether early repayment penalties apply
- Contact the lender directly with any questions
Disclaimer: APRs and fees vary by lender. Always read loan terms carefully. Declining a loan offer will not impact your ability to use the platform again.

What Happens if You Miss a Payment?

Missing a payment with any lender can result in late fees, additional interest charges, and possible credit reporting. Most lenders in the BadCreditLoans network offer automated withdrawals and email reminders, but it’s still your responsibility to ensure payments are made on time.

If you foresee a problem:
- Contact your lender in advance
- Request a payment extension or an alternate plan if available
- Avoid default by staying ahead of any upcoming issues
This level of borrower control is another reason BadCreditLoans is often preferred over brick-and-mortar payday loan stores, where flexible repayment terms are rare.

Recognizing Responsible Borrowing Practices

BadCreditLoans emphasizes responsible borrowing through:
- Transparent disclosures
- Soft credit checks that don’t hurt your score
- No-pressure comparisons between offers
- No obligation to accept any loan
These features give borrowers time to make informed decisions and avoid falling into a long-term cycle of high-interest debt.

Bottom Line on Risk

Any financial agreement comes with potential downsides. But for consumers seeking payday loans for bad credit or emergency cash options in 2025, BadCreditLoans offers a safer and more transparent alternative to many of the predatory lenders in the market.

Disclaimer: Not all loan outcomes are ideal for every borrower. If you are unsure about a loan’s terms or repayment structure, consult a financial professional before signing.

Pricing, Fees, and Contact Information

When considering any financial product — especially in the subprime lending space — it’s critical to understand the full cost. One of the most valuable features of BadCreditLoans.com is its commitment to transparency: there are no hidden charges for using the platform, and all lender-provided fees are disclosed upfront before any agreement is made.

Cost to Use the Platform

There is no fee to submit a loan request through BadCreditLoans.com. You can:
- Fill out the application for free
- Receive multiple loan offers with no obligation to accept
- Compare terms and rates from different lenders at no cost
This distinguishes the platform from services that charge application or matching fees, often without improving the borrower’s outcomes.

Possible Lender Fees

Although the platform itself is free to use, individual lenders within the network may include:
- Origination fees
- Late payment penalties
- Prepayment fees (less common, but possible)
- Returned payment fees (e.g., due to insufficient funds)
Lenders are required to disclose all costs, including the APR, total loan repayment amount, and fee structures, before you accept any offer. Reading this information thoroughly is essential to borrowing responsibly.

Disclaimer: All loan fees and pricing are set by the individual lender, not BadCreditLoans.com. Always review the official loan agreement before accepting. Declining an offer does not cost anything.

APR Ranges and Total Cost

APR — or Annual Percentage Rate — is one of the most important numbers to consider. While rates vary, they typically range between 5.99% and 35.99%, depending on your income, credit profile, and loan amount.

A higher APR means a higher cost of borrowing over time. However, lenders offering short-term payday loans for bad credit may still fall within this range, especially when compared to in-person payday storefronts, where APRs can exceed 400%.

Disclaimer on Pricing: The lender provides all APRs, fees, and repayment terms. Pricing is subject to change at any time. Please refer to the official website or the individual lender’s page for the most accurate and current details.

Transparency and Borrower Confidence

Bad Credit Loans does not attempt to upsell, pressure, or manipulate users into accepting offers. You remain fully in control, and the platform’s fee-free approach makes it accessible to anyone seeking a secure and affordable way to explore bad credit loan options.

For those researching “payday loans for bad credit” or “trusted bad credit loan providers,” knowing exactly what you’ll pay — and who to contact if you need help — is essential to making informed financial decisions.

Facing a financial emergency? Apply at BadCreditLoans.com now and unlock low-credit payday loans with no risk to your score. It’s free to try!

Is BadCreditLoans.com the Right Choice for You?

Not every lending platform suits every borrower, but for those facing credit challenges, limited options, or urgent financial needs, BadCreditLoans.com is positioned as a strong contender in the online lending space. This section helps you evaluate whether the platform aligns with your situation, financial goals, and borrowing preferences.

Who Benefits Most from This Platform?

BadCreditLoans.com is ideal for individuals who:
- Have a low credit score or limited credit history
- Need access to emergency funding for bills, repairs, or medical expenses
- Want to avoid predatory payday lenders or high-interest cash advance storefronts
- Are you looking for no-pressure, no-fee online lending options
- Prefer soft credit checks and the ability to compare multiple offers without commitment
If you’ve been searching for “online payday loans for bad credit,” “fast approval loans with no credit check,” or “trusted lenders for low credit borrowers,” this platform is built with your profile in mind.

Key Advantages That Set It Apart
- No upfront fees or hidden platform costs
- Secure online application with soft credit inquiries
- Multiple lender offers based on real-time matching
- Loan amounts from $500 to $10,000 with repayment terms from 3 to 60 months
- Same-day or next-business-day funding in many cases
- Support for financial inclusion, including those labeled as “credit invisibles”
These features work together to provide access, transparency, and a higher degree of borrower control compared to traditional payday loan services.

Important Considerations Before Applying

While the platform is designed to simplify the lending process, you should still approach every loan decision with care:
- Always review each lender’s terms, including APR, fees, and payment schedule
- Make sure you can meet the monthly payment obligations
- Only borrow what you need and can realistically repay within the loan window
- Use the platform’s flexibility to compare offers, not commit to the first one you receive
Borrowers who rush through this stage often overlook repayment costs or potential penalties, leading to unnecessary financial strain later on.

Disclaimer: Loan terms, interest rates, and funding timelines are determined by individual lenders. Approval is not guaranteed. Always verify loan details directly with the lender before signing.

Final Verdict

BadCreditLoans.com provides a streamlined, secure, and user-focused way to explore financing when traditional options are unavailable. It empowers users to compare offers, maintain control over their decisions, and connect with lenders who understand the realities of bad credit borrowing.

If you’re facing urgent financial pressure, need a low-credit loan, and want a platform that prioritizes transparency and trust, BadCreditLoans.com offers a compelling path forward.

Need cash now? Get up to $10,000 even with bad credit. Apply free at BadCreditLoans.com and get lender offers in minutes. No credit harm. Start now!

Frequently Asked Questions (FAQ)

What is BadCreditLoans.com and how does it work?

BadCreditLoans.com is an online loan matching platform that connects individuals with low credit scores to lenders offering payday loans, installment loans, and other short-term financial solutions. Instead of acting as a lender itself, it securely gathers your application information, performs a soft credit inquiry, and uses AI-powered loan matching to present you with offers from vetted lenders — all within minutes.

Can I get a payday loan with bad credit?

Yes. One of the key benefits of using Bad Credit Loans is its focus on helping individuals find payday loans for bad credit. Many lenders in the network specialize in working with borrowers who have low or no credit scores, offering flexible terms and approval based on income and other factors.

Will using BadCreditLoans.com hurt my credit score?

No. The platform only uses soft credit checks during the application process, which do not impact your credit score. However, if you choose to accept a loan offer, the lender may conduct a hard inquiry prior to finalizing approval.

Are no credit check loans really available through BadCreditLoans?

Some lenders in the BadCreditLoans network offer no credit check loans or rely on alternative credit evaluation methods such as income verification, employment history, and banking activity. While not all lenders skip traditional checks, borrowers searching for “no credit check payday loans” will find many accessible options here.

How much money can I borrow?

Loan amounts typically range from $500 to $10,000. The exact amount you’re eligible for depends on your application profile, income level, repayment ability, and the lender’s policies. Whether you need a small cash advance or a larger emergency loan, the platform can match you accordingly.

How fast can I receive the funds?

Many borrowers receive funds within one business day after accepting a loan offer. Some lenders may offer same-day deposit, especially for smaller amounts. This makes BadCreditLoans a useful option for emergency loans with bad credit when time is critical.

Disclaimer: Funding timelines vary by lender and application completeness. Always confirm expected deposit dates directly with your lender.

What are the interest rates and repayment terms?

Annual Percentage Rates (APR) vary between 5.99% and 35.99%, depending on the lender and your financial profile. Repayment terms generally range from 3 to 60 months. Every loan offer includes detailed disclosures regarding the total repayment amount, monthly payments, and fees.

Disclaimer: APRs and repayment terms are determined by individual lenders. Always review the full loan agreement before signing.

Can I repay my loan early?

Many lenders allow early repayment without penalty, potentially saving you money on interest. Always check your specific loan agreement or contact your lender to confirm prepayment terms.

What if I miss a payment?

Missing a payment can result in late fees and negatively impact your credit if the lender reports it. If you anticipate difficulty making a payment, contact your lender immediately. Some lenders may offer payment extensions or restructuring options.

Is BadCreditLoans.com safe to use?

Yes. The platform uses secure encryption protocols to protect your personal and financial data. Your information is shared only with lenders who are evaluating your loan request — never with unrelated third parties.

Who should use BadCreditLoans?

This platform is best suited for:
- Individuals seeking low credit score loans
- Borrowers needing emergency funds with fast approval
- Consumers looking for payday loan alternatives with more flexible repayment options
- Applicants who want to compare multiple lenders through one secure online application
Is there a fee to use BadCreditLoans.com?

No. The platform is completely free to use. You can apply, compare loan offers, and decline offers without paying any fees to BadCreditLoans.com. However, lenders may include fees in their offers, such as origination charges or late penalties.

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The MIL Network –
May 8, 2025
MIL-OSI USA: Rep. Jimmy Panetta’s Statement on Middle East Developments

Source: United States House of Representatives – Congressman Jimmy Panetta (D-Calif)

Monterey, CA – United States Representative Jimmy Panetta (CA-19) released the following statement on recent developments in the Middle East:

“As the Middle East continues to be a tinder box of tensions, it is critical that the United States maintain its work with our partners to counter Iran and other extremist groups and bring stability to the region. During my limited time in Congress, I have been to the Middle East more than any other region in an effort to ensure that countries, including Israel, continue their commitment to work with the U.S. to achieve peace. This includes establishing mechanisms that prevent Iran from furthering tensions and diplomatic efforts to prevent a humanitarian crisis in Gaza.

“Israel has the right and obligation to defeat Hamas and rescue the remaining 59 hostages still held in Gaza. At the same time, it is critical that Israel enables the entry of humanitarian aid into Gaza. During the recent ceasefire, Israel surged humanitarian supplies into Gaza, including 25,000 trucks full of food, essential medicine, and fuel. Unfortunately, Hamas prevented or negated some of that aid from reaching civilians in dire need. While the temporary truce allowed for the release of hostages, the ceasefire was ended in March after Hamas refused to cooperate on any further release of hostages. Israel subsequently issued a blockade of Gaza to pressure Hamas to release the remaining hostages and negotiate a regional security plan. However, this restriction has impacted Palestinian civilians by furthering suffering and malnutrition in Gaza and creating resentment in the region.

“Israel will defend itself against Iran and its proxies of Hamas, Hezbollah, and others. Yet, those extremist groups drive chaos, recruit, and garner support from the suffering of civilian populations in war zones. Israel’s security will be enhanced when stable governing structures emerge in those places where Iran’s proxies act. That starts with Israel immediately allowing humanitarian assistance back into Gaza to alleviate suffering. Hamas must release every hostage now. Israel must continue to work with the U.S. and Arab partners in the region to support Palestinian leadership that can be an alternative to Hamas. The cycle of regional conflict that has been devastating to civilian populations will be broken only with the foundation of humanity, stability, and security.

“As threats from Iran and its proxy networks persist across Gaza, Lebanon, Syria, and Yemen, the United States will continue its work with willing partners to confront terrorism, counter the spread of radical influence, and protect regional energy infrastructure and international shipping lanes. The United States can do that by continuing to build a coalition of partners to deter Iran. Israel will be a part of that effort, while it works to defeat Hamas and immediately deliver humanitarian aid to Gaza. That would help stop the suffering of Palestinians and provide a foundation of stability and security for Israel and a path to peace in the Middle East.”

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MIL OSI USA News –

May 8, 2025
MIL-OSI Europe: Written question – Animal welfare standards in EU aquaculture to boost competitiveness and food security – E-001689/2025
Source: European Parliament

Question for written answer E-001689/2025
to the Commission
Rule 144
Niels Fuglsang (S&D), Robert Biedroń (S&D), Thomas Pellerin-Carlin (S&D), Sirpa Pietikäinen (PPE), Krzysztof Śmiszek (S&D), Tilly Metz (Verts/ALE), Marianne Vind (S&D), Sebastian Everding (The Left), Maria Noichl (S&D), Isabella Lövin (Verts/ALE), Günther Sidl (S&D), Per Clausen (The Left), Michal Wiezik (Renew), Alice Kuhnke (Verts/ALE), Pär Holmgren (Verts/ALE), Christel Schaldemose (S&D)

While up to one billion fish are farmed in the EU each year, there are no rules to protect them. This allows unethical practices to persist.

Yet several opinions of the European Food Safety Authority (EFSA) demonstrate that fish are sentient beings, and nine out of ten EU citizens want better protection for farmed fish. Cost-effective solutions are available, with a recent report by environmental economist Griffin Carpenter showing that implementing stunning in EU aquaculture is economically feasible[1].

The Commissioners for animal welfare and fisheries have reiterated their commitment to modernising the rules on animal welfare and making aquatic animal welfare a priority of their respective mandates.

The Commission’s Vision for Agriculture and Food calls for animal welfare standards to be applied to imports in order to boost food security and competitiveness in the EU.

In view of the above:

1.Will farmed aquatic animals be included in the scope of the upcoming consultations on the animal welfare legislation taking place this year?

2.Will the Commission commit to delivering species-specific welfare provisions for farmed fish and other aquatic animals, as part of the comprehensive modernisation of animal welfare laws on kept animals, slaughter and labelling, based on the upcoming EFSA opinions on farmed finfish and invertebrates?

Submitted: 28.4.2025

[1] https://www.eurogroupforanimals.org/library/stunning-results-eu-aquaculture.

Last updated: 7 May 2025
MIL OSI Europe News –
May 8, 2025
MIL-OSI Europe: Answer to a written question – Reducing regulatory burden for the fisheries sector – E-001034/2025(ASW)
Source: European Parliament

The Commission is dedicated to strengthening EU competitiveness and growth while upholding high standards and achieving economic, social, and environmental goals.

For this, it aims to streamline rules and reduce the administrative burdens for businesses by 25%, and by 35% for small and medium-sized enterprises by the end of this mandate.

The Commission will continue to systematically evaluate EU legislation, including opportunities to simplify and reduce administrative burden, without undermining its policy objectives.

Dialogue with stakeholders is key. As indicated in their mission letters and the 2025 Communication on implementation and simplification[1], each Commissioner will host at least two Implementation Dialogues a year.

Regular exchanges between the Commission and the advisory councils[2] also provide an opportunity to jointly explore ways to simplify EU legislation and reduce administrative burden that stems from it.

The Nature Restoration Regulation[3] (NRR) does not impose direct obligations on companies or stakeholders. It leaves wide flexibility to national authorities to identify in their national restoration plans[4] the measures needed to achieve the different restoration objectives . The implementation of the NRR is still at an initial stage.

It would be premature to draw conclusions regarding its impact on stakeholders. The Fisheries Control Regulation was revised only recently, and the focus should now be on its implementation.

On the basis of the empowerments granted by the co-legislators in the revised Fisheries Control Regulation, the Commission is currently preparing the relevant delegated and implementing acts. Simplification and limiting red tape are guiding principles in this process.

[1] https://eur-lex.europa.eu/legal-content/EN/TXT/?uri=celex:52025DC0047

[2] https://oceans-and-fisheries.ec.europa.eu/fisheries/scientific-input/advisory-councils_en

[3] https://eur-lex.europa.eu/eli/reg/2024/1991/oj/eng

[4] The national planning efforts will be supported by a digital tool, currently being development by the European Environment Agency, that will reduce administrative burden for Member States to the strictly necessary, notably by reusing existing information (‘report once’ approach) and allowing for a bottom-up approach, where feasible.

Last updated: 7 May 2025
MIL OSI Europe News –
May 8, 2025
MIL-OSI Europe: Answer to a written question – Managing the spread of the silver-cheeked toadfish in the Mediterranean – E-000785/2025(ASW)
Source: European Parliament

The Commission carried out a risk assessment for t he silver-cheeked toadfish (Lagocephalus sceleratus) under the Invasive Alien Species (IAS) Regulation[1] and proposed its inclusion on the list of IAS of Union concern in 2022. However, the proposal did not obtain the necessary support from the Member States.

Measures addressing Lagocephalus sceleratus may be covered by the European Maritime, Fisheries, and Aquaculture Fund ( EMFAF)[2], in the framework of sustainable fishing activities, under the conditions set out in the EMFAF Regulation[3], provided that the Member State has set out such action in its Operational Programme.

For instance, in Greece, under Specific Objective 1.6, EMFAF funds initiatives for ecosystem protection and IAS management. Measures aim to enhance knowledge and address IAS, mitigate their impact on biodiversity and consumer safety. Compensation for affected fishers is supported through impact assessments to ensure proper allocation of financial assistance.

Action on IAS is a priority of the EU programme for the environment and climate action (LIFE)[4]. LIFE funding for the silver-cheeked toadfish will depend on whether relevant proposals are submitted and selected for funding in a competitive process.

[1] Regulation (EU) No 1143/2014 of the European Parliament and of the Council of 22 October 2014 on the prevention and management of the introduction and spread of invasive alien species, OJ L 317, 4.11.2014, p. 35.

[2] https://oceans-and-fisheries.ec.europa.eu/funding/emfaf_en

[3] Regulation (EU) 2021/1139 of the European Parliament and of the Council of 7 July 2021 establishing the European Maritime, Fisheries and Aquaculture Fund and amending Regulation (EU) 2017/1004, OJ L 247, 13.7.2021, p. 1-49.

[4] https://cinea.ec.europa.eu/programmes/life_en

Last updated: 7 May 2025
MIL OSI Europe News –
May 8, 2025
MIL-OSI Economics: DG Okonjo-Iweala: Broad agreement on WTO reform as “central priority” for MC14

Source: WTO

Headline: DG Okonjo-Iweala: Broad agreement on WTO reform as “central priority” for MC14

“We are now in the midst of one of the largest disruptions in world trade in history,” the Director-General told members. “But we are also now less than a year away from MC14, and we must think of what we need to do to maximize our chances for success there, including tackling some of the issues thrown up by this trade crisis.”
Against this backdrop, DG Okonjo-Iweala said, she has spent the past few weeks engaging with members to discuss what might constitute a credible roadmap to MC14, which will begin on 26 March 2026 in Yaoundé, Cameroon.
The Director-General said members stressed the importance of MC14 sending a clear political message reaffirming the WTO’s relevance and resilience amidst ongoing global uncertainty. There was also strong support for prioritizing WTO repositioning and reform at MC14, she noted.
In regard to substance, many members have proposed forward-looking corrective actions to inadequacies in the WTO’s existing rulebook, together with reforms across core functions, including monitoring and transparency, negotiations, and dispute settlement, she said.
“The present disruption is seen as a vital opportunity to address the system’s weaknesses and reposition the WTO for the future,” the Director-General said. “We must not waste a crisis.”
As part of this, workstreams could be established on issues such as dispute settlement reform, how to ensure the current WTO agreements remain dynamic and relevant, and looking at future trade rules so that the WTO remains responsive to evolving needs, the Director-General said.
She proposed a phased approach, consisting of a facilitator-led scoping exercise prior to MC14, ministerial guidance at MC14 on actionable steps for moving forward, and post-MC14 implementation within the workstreams, with the view to presenting concrete outcomes for endorsement at the 15th Ministerial Conference or earlier.
“We must seize this reform opportunity with seriousness and urgency,” the Director-General declared. Members “need to consider not what the organization can do for us, but what we are willing to give up to reform the organization so it can survive and thrive.”
The Director-General noted other priority areas identified for MC14, including agriculture, the “second wave” of fisheries subsidies negotiations, the e-commerce work programme and moratorium, the incorporation of the Investment Facilitation for Development Agreement and the joint initiative e-commerce agreement into the WTO framework, and development issues.
On all these issues, a stocktaking of the progress made will take place in July, and by December members “will need to make a clear decision on which negotiating issues are mature enough to be carried forward to MC14, and which are not,” the Director-General said. “The overarching goal in all this is to enable productive and meaningful ministerial engagement in Yaoundé.”
Reports from negotiating chairs
Members received updates from the chairs of the ongoing WTO negotiations on agriculture, fisheries subsidies, trade and development, the establishment of a multilateral system of notification and registration of geographical indications for wines and spirits, trade and environment, and services.
Reporting in his capacity as Chair of the agriculture negotiations, Ambassador Ali Sarfraz Hussain (Pakistan) noted his consultations with members and the first negotiating group meeting since his appointment as Chair earlier this year. He said there was “broad recognition” that delivering an outcome on agriculture is “critical for reinforcing the credibility of the WTO” but acknowledged that on substance, “the main positions have not shifted significantly.”
On the way forward, the Chair said he would first give proponents space to intensify their engagement and then hold targeted meetings with both proponents and non-proponents to explore ways forward. This would be followed by open-ended meetings of the negotiating group, whenever needed, to ensure full transparency and inclusivity. This could lead to a stocktaking event in late September or early October after which members will collectively assess the progress made and decide on the best path forward, including the nature of any possible outcomes at MC14.
Reporting in his capacity as the Chair of the fisheries subsidies negotiations, Ambassador Einar Gunnarsson (Iceland) noted that he led a series of bilateral consultations in late March/early April to hear views on the next steps. In light of this, the Chair said he would organize meetings over the coming weeks to exchange views on the “second wave” negotiations as well as the entry into force and implementation of the Agreement on Fisheries Subsidies, where 14 acceptances are still needed.
In regard to the former, the Chair said four focused sessions would take place to give members the opportunity to bring a new thinking into the negotiations that could unlock the current stalemate. Noting that an existing draft text exists which embodies “painstaking negotiation and numerous hard-fought compromises,” the Chair said: “We need not reinvent the wheel … with the right level of engagement and flexibility, meaningful progress remains within reach.”
Reporting in her capacity as Chair of the negotiations on trade and development, Ambassador Kadra Hassan (Djibouti) noted that work is continuing through the facilitator-led processes in three areas of work: sanitary and phytosanitary measures and technical barriers to trade; technology transfer; and trade-related investment measures. She also noted the mandate from ministers at MC13 to continue work on the application of special and differential treatment provisions under various WTO agreements. With MC14 drawing closer, the Chair called for “further flexibility, creativity and pragmatism from all delegations” in order to achieve outcomes.
Ambassador Alfredo Suescum (Panama), Chair of the negotiations on the multilateral register for wines and spirits, said that no new proposals have been submitted and that members’ underlying positions remain unchanged. Ambassador Eunice M. Tembo Luambia (Zambia), Chair of the negotiations on trade and environment, said that her consultations with members made clear that WTO members “have no appetite to engage in negotiations on this topic at this time.”
Ambassador Adamu Mohammed Abdulhamid (Nigeria), Chair of the services negotiations, said he was in the process of consulting with members on the way forward in view of the built-in mandate to improve schedules of commitments, as well as the call by ministers at MC13 to reinvigorate work.
General Council Chair report on informal consultations
The Chair of the General Council, Saqer Abdullah Almoqbel (Saudi Arabia, Kingdom of), reported on his recent informal consultations with members to explore the nexus between the current economic climate and its impact on the multilateral trading system.
The assessment is clear, the Chair said: “The situation is challenging, but our resolve must be stronger. There is a firm belief that the WTO and the rules-based multilateral trading system it embodies must remain a cornerstone of our collective response to the challenges. Indeed, many members see this as an opportunity for the WTO to reaffirm its relevance and proactively address the current situation.”
The Chair said he was considering convening an informal information session at the level of heads of delegations. This would start with a factual presentation on the current situation by WTO economists followed by a forward-looking exchange among heads of delegations on steps the WTO could take to address these impacts, particularly for the most vulnerable economies.

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MIL OSI Economics –

May 8, 2025
MIL-OSI New Zealand: Release: More than one in 10 Pacific people unemployed under National

Source:

There are more Pacific people unemployed as the rate increases to a staggering 10.8% under National.

“The lack of any action from the Government to bring down unemployment for hard-working Pacific people is shameful,” Pacific peoples spokeswoman Carmel Sepuloni said.

“It’s disheartening to see more Pacific people unemployed as the Government chooses to cut public service jobs and scrap housing and infrastructure projects, while giving billions to landlords and the tobacco lobby.

“We have thousands fewer roles in construction, agriculture, forestry and fishing – industries where many Pacific people are employed.

“This also comes as the Government takes more money out of Pacific women’s pockets and looks to remove the living wage for workers in cleaning, catering, and security services, dealing a huge blow to the many Pacific workers in those jobs.

“Nicola Willis’ slash-and-burn Budget is promising even more pain for communities. Pacific people deserve so much more than the hogwash they’ve gotten so far from National.

“We want our Pacific people to be in secure, well-paying jobs and we will continue bringing their voices to the forefront to challenge a Government which has thus far ignored them,” Carmel Sepuloni said.

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MIL OSI New Zealand News –

May 8, 2025
MIL-OSI: MoneyMutual Under Review: Best Bad Credit Loan Provider for Short-Term Fast Cash Advance by Money Mutual
Source: GlobeNewswire (MIL-OSI)

Las Vegas, May 07, 2025 (GLOBE NEWSWIRE) —

In This Article, You’ll Discover:
- Why millions of Americans face rejection from traditional lenders due to bad credit, and the real-world consequences of poor credit scores
- How Money Mutual connects borrowers with a trusted network of short-term loan providers for fast cash advances
- The exact step-by-step process to apply for a bad credit loan through the MoneyMutual platform
- Key features and benefits that make Money Mutual the best bad credit loan provider in 2025
- Transparent insights into loan terms, lender practices, and security protections
- Common use cases include rent emergencies, medical expenses, car repairs, and more, as well as what to consider before borrowing.
- Disclaimers on medical and financial topics to ensure responsible borrowing decisions
- Real user experiences and what you can expect when applying for a cash advance online through MoneyMutual
- Frequently asked questions about bad credit loans, loan approvals, repayment terms, and state availability.
- A final verdict on whether MoneyMutual is the right short-term loan solution for your situation
TL;DR Summary

MoneyMutual is widely considered one of the best bad credit loan providers in 2025, offering a fast and secure way for borrowers to connect with short-term lenders, even if they have poor or no credit. Through its online loan marketplace, MoneyMutual simplifies the application process and gives users access to a vast lender network ready to offer payday loans, installment loans, or fast cash advances in urgent situations.

This article explores why borrowers with low credit scores often face barriers in traditional finance and how MoneyMutual helps address these challenges. We walk through how the loan process works, what fees and terms to look for, and how MoneyMutual maintains user privacy and security.

With embedded disclaimers for medical and financial content, pricing transparency reminders, and practical use cases from rent payments to car repairs, this in-depth review helps you make an informed decision.

Whether you’re navigating an emergency expense or seeking a more inclusive financial solution, this article will guide you step by step through what makes MoneyMutual a standout in the short-term lending space.

Financial Emergency? Here’s a Trusted Solution

Introduction to the Modern Financial Crisis

In today’s fast-paced world, financial stability can feel increasingly out of reach. Rising housing costs, unpredictable job markets, healthcare expenses, and student loan debt are just a few of the daily realities pushing Americans closer to the edge. For many, a single unexpected bill or emergency expense can create a serious shortfall, especially if traditional lending options are unavailable due to credit score issues.

Unfortunately, millions of people in the United States are denied personal loans simply because of a low credit score. Banks and credit unions tend to favor borrowers with excellent credit, leaving the rest scrambling for alternative funding solutions. This is especially frustrating when the need is urgent, such as rent, utilities, medical co-pays, or car repairs.

If you’ve ever found yourself in this situation—pressing financial need and limited credit options—you’re not alone. But there is a solution tailored for individuals facing these challenges.

MoneyMutual is an online loan marketplace that specializes in helping people find short-term loans, even if they have a bad credit history. By connecting borrowers with a network of trusted lenders, MoneyMutual provides an opportunity to get fast cash advances, often with same-day or next-day funding.

This article is designed to help you understand exactly how MoneyMutual works, what makes it stand out in the world of bad credit loans, and how it might offer a financial lifeline during your time of need. We’ll cover everything from the emotional weight of financial stress to how MoneyMutual simplifies the borrowing process in a secure, user-friendly way.

Disclaimer: MoneyMutual is not a direct lender and does not issue loans. This article is for informational purposes only and should not be considered financial advice. Always consult a qualified financial professional regarding your unique circumstances.

Understanding the Pain: Why So Many Struggle with Bad Credit

The Hidden Weight of a Low Credit Score

For millions of Americans, financial challenges aren’t just occasional—they’re chronic. A low credit score can feel like a permanent roadblock, one that follows you into every financial decision. Whether you’re applying for an apartment, securing a mobile phone plan, or seeking a loan to handle an emergency expense, your credit report becomes the gatekeeper.

But how did so many end up here? For most people, bad credit isn’t the result of irresponsible behavior—it’s often caused by life events outside of their control. Medical emergencies, job loss, sudden rent increases, divorce, or simply living paycheck to paycheck can send a credit score into a downward spiral.

Key reasons why credit scores drop include:
- Missed or late payments due to income gaps
- Over-reliance on credit cards in times of need
- Unexpected emergencies that require borrowing without immediate repayment ability
- Limited credit history for younger borrowers or immigrants
- High debt-to-income ratios that trigger score penalties
The truth is, a bad credit score doesn’t reflect your character—it reflects your circumstances. And unfortunately, traditional banks and credit unions rely heavily on these scores when making decisions. That means people with poor credit are routinely denied access to affordable financial tools—even when they’re trying to recover and rebuild.

This cycle creates a painful paradox: you can’t get a loan because your credit is poor, but you can’t improve your credit without responsible borrowing and repayment. It’s here that alternative lending options step in as a bridge, particularly platforms like MoneyMutual that offer fast, practical access to bad credit loans from vetted short-term loan providers.

The Emotional Toll of Being Denied Financial Help

Beyond the numbers, the emotional weight of repeated loan denials can’t be ignored. Financial stress is one of the leading causes of anxiety, depression, and tension within families. The feeling of being trapped—with bills piling up and no clear way out—can be paralyzing.

People don’t just need money. They need dignity, speed, and trust. They want to know that someone is willing to give them a second chance, without judgment or red tape. That’s why platforms like MoneyMutual are gaining traction—because they’re structured to meet people where they are, not where the system thinks they should be.

Disclaimers for Responsible Use

MoneyMutual is not a credit repair service or a guaranteed approval platform. It connects borrowers to lenders who may be able to offer short-term financial support. Borrowers should review all loan terms thoroughly and borrow responsibly. This article does not constitute financial advice.

Facing a cash emergency? Get matched with trusted lenders in minutes—apply through MoneyMutual now and access up to $5,000 fast, even with bad credit!

What Is Money Mutual? A Complete Breakdown

The Marketplace That Changed the Lending Game

When you’re in need of fast funding and traditional lenders have turned you down, the search for a safe, trustworthy, and efficient loan solution can feel overwhelming. This is where Money Mutual stands out as a top-rated online loan marketplace specifically designed to help people with bad credit find short-term financial relief, without unnecessary delays or red tape.

Unlike traditional banks or payday storefronts, Money Mutual doesn’t issue loans itself. Instead, it functions as a secure online platform that connects borrowers with a large network of lenders who are willing to work with individuals in urgent financial situations, even if they have a low credit score or no credit history at all.

How Money Mutual Works

The core of MoneyMutual’s value lies in its simplicity. The process is structured to be fast, accessible, and transparent:
- Step 1: Submit a secure request form online. The platform asks for basic financial and personal information to match you with potential lenders.
- Step 2: Review loan offers. Based on your input, you’re connected with lenders who are likely to approve your request. You can then review the terms of any offers, including the loan amount, fees, and repayment schedule.
- Step 3: Accept and receive funds. Once you agree to a loan offer, the lender will disburse funds, often as quickly as the next business day.
This streamlined system eliminates the need for lengthy interviews or in-person credit checks. In many cases, the process from application to funding takes less than 24 hours.

Key Features That Set MoneyMutual Apart
- Wide Lender Access: With over 60 lenders in its network, MoneyMutual offers access to a competitive marketplace.
- No Upfront Fees: Using MoneyMutual to submit a loan request is completely free to the consumer.
- No Credit Discrimination: Borrowers with bad credit, limited credit history, or prior loan denials can still find funding options.
- Fast Turnaround Times: Some borrowers report same-day approval and funding by the next business day.
- Fully Online Platform: There are no storefronts or paperwork—everything is handled securely online.
- Data Encryption & Privacy: The platform uses bank-level encryption to ensure your personal and financial data stays protected.
Disclaimer: MoneyMutual is not a lender and does not make credit decisions. It simply connects you to third-party lenders who make the final decision on loan offers and terms.

Transparency and User Control

One of the biggest advantages of MoneyMutual is that it gives borrowers control and visibility before they commit. Each lender outlines their own repayment schedule, fees, and terms, and borrowers are encouraged to take their time reviewing offers.

There’s no obligation to accept a loan once you’re connected with a lender.This empowers consumers to make informed decisions based on what’s realistic for their income and repayment ability.

Pricing & Offer Variability

Because MoneyMutual works with a range of lenders, pricing and interest rates will vary from one offer to another. Factors that affect your loan terms may include:
- The amount requested
- State-specific regulations
- Your income and employment history
- The lender’s own underwriting policies
Disclaimer: All loan terms, fees, and APRs are determined by the lender you choose. For the most accurate and updated pricing information, please visit the official MoneyMutual website. Pricing is subject to change at any time.

Need rent or car repair help today? MoneyMutual connects you with real lenders ready to fund—start your free application now and get cash as soon as tomorrow!

The Short-Term Loan Process Explained: Step-by-Step

A Simple, Fast, and Transparent Application Journey

Applying for a short-term loan can feel daunting, especially if you’ve been rejected before or have never used an online loan service. That’s why Money Mutual has focused on streamlining the borrower experience to ensure that users can access funds quickly, without sacrificing security or clarity.

Let’s walk through the entire loan application process, from beginning to end, so you’ll know exactly what to expect.

Step 1: Complete the Secure Online Request Form

The process begins with a short, easy-to-complete form on the official MoneyMutual website. You’ll provide basic information such as:
- Full name, address, and contact details
- Employment status and income level
- Banking information for direct deposit (used only if a loan is funded)
- Desired loan amount and purpose (optional but helpful for lenders)
The entire form is encrypted and protected by bank-grade security protocols, ensuring your information remains confidential.

Step 2: Get Matched With Lenders

Once your request is submitted, MoneyMutual uses its algorithm to connect you with one or more lenders in its private network who may be willing to extend an offer, regardless of your credit score. Unlike traditional lenders, these third-party providers often specialize in bad credit loans and understand the urgency behind short-term funding needs.

If a match is found, you’ll be redirected to that lender’s offer page to review the proposed terms.

Step 3: Review Your Loan Offer Carefully

This is where transparency matters. Each matched lender provides you with detailed loan terms, including:
- Loan amount
- Estimated APR (Annual Percentage Rate)
- Repayment schedule (e.g., due on your next payday or spread over several weeks)
- Applicable fees and conditions
You are under no obligation to accept any offer. If it doesn’t work for your situation, you can walk away without penalty.

Disclaimer: MoneyMutual does not dictate or set loan terms. The lender you are connected with will determine the details of any potential offer.

Step 4: Accept the Offer and Receive Funds

If you choose to accept the loan offer, you’ll finalize the agreement directly with the lender, usually electronically. Most lenders provide fast funding, and in many cases, funds are deposited into your account by the next business day.

Some borrowers have even reported same-day funding depending on when they submitted their request and how quickly the lender processed it.

Step 5: Repay the Loan Based on the Agreed Terms

Repayment is handled directly between you and the lender. Payments are typically debited from your bank account on the due date(s) outlined in your agreement. Many lenders offer flexible schedules and early repayment options.

Borrower Tip: Read the Fine Print

Before signing, always take time to read and understand the full loan agreement. Look for:
- Late payment fees
- Early repayment policies
- Automatic renewal or rollover clauses
These details affect the total cost of borrowing and can help you avoid surprises down the line.

Disclaimer: Interest rates, repayment terms, and other conditions vary by lender and are subject to change. For current details, always check the official MoneyMutual site and the lender’s terms directly.

Don’t let bad credit hold you back—MoneyMutual’s free service helps you find emergency loans fast. Apply now and get the financial relief you deserve!

Why Money Mutual Is the Standout Choice

What Sets It Apart From Other Bad Credit Loan Platforms

When facing a financial emergency, your choice of lender—or loan marketplace—can significantly impact both your short-term relief and your long-term financial health. While many websites advertise quick cash loans or bad credit funding, few offer the transparency, ease-of-use, and borrower-first approach that MoneyMutual brings to the table.

Here’s why MoneyMutual is consistently recognized as a top choice for bad credit loan solutions in 2025.

A Trusted Network of Lenders

MoneyMutual has built a reputable and vetted lender network that focuses specifically on consumers with limited credit options. Unlike sketchy loan sites or spam-heavy platforms, MoneyMutual only connects borrowers to legitimate lenders who follow compliance standards.

With over 60 providers in its network, the platform allows you to compare offers and choose the best one, empowering you to make informed financial decisions, even when your credit score is less than ideal.

No Fees to Use the Platform

One of the most user-friendly aspects of MoneyMutual is that it’s completely free to use. You’ll never be asked to pay a fee to submit your loan request or access lender matches.

Instead, MoneyMutual earns from its relationships with lenders, not borrowers, ensuring that you’re not charged simply for trying to get help.

Disclaimer: While MoneyMutual doesn’t charge users, individual lenders may charge fees based on loan terms. Always review these terms before proceeding.

High Approval Potential for Bad Credit Borrowers

Traditional banks typically require strong credit scores and lengthy application processes. In contrast, MoneyMutual connects borrowers to lenders who understand that your score doesn’t always reflect your current ability to repay.

With fewer barriers and no hard credit inquiry required to start, your odds of receiving a loan offer through MoneyMutual are significantly higher than through conventional lending channels.

Even applicants with sub-600 credit scores, limited credit history, or recent financial hardship can often find same-day or next-day funding options.

Lightning-Fast Turnaround Times

In an emergency, time matters. That’s why many borrowers turn to MoneyMutual: the process from submission to funding can take as little as 24 hours.

After you’ve been matched with a lender and approved, funds are typically deposited directly into your bank account, so you can handle urgent expenses like rent, car repairs, or overdue bills without delay.

Full Transparency in the Loan Process

Unlike other platforms that push aggressive marketing or bury loan terms in fine print, MoneyMutual ensures that:
- You receive clear terms before accepting any loan
- You’re free to walk away at any point before finalizing an agreement
- There’s no obligation to accept any lender’s offer
This level of transparency is one of the reasons Money Mutual consistently ranks among the best online marketplaces for bad credit loans.

Disclaimer: All loan terms, fees, repayment periods, and interest rates are determined solely by the lender. For the most accurate and up-to-date information, visit the official Money Mutual website.

Built for Mobile, Built for You

In a mobile-first world, accessibility matters. Money Mutual’s platform is fully optimized for mobile and tablet users, making it possible to apply and respond to lender offers on the go. Whether you’re at work, at home, or in between, you’re never out of reach from the loan support you need.

Apply today with MoneyMutual and skip the bank hassle—fast, secure, and 100% online access to lenders offering short-term loans with no upfront fees!

Common Use Cases: Real Financial Relief

Everyday Emergencies That Demand Quick Action

One of the reasons MoneyMutual has become such a popular choice for borrowers is its ability to meet people where they are—at the intersection of urgency and limited credit options. Life doesn’t wait for a loan approval from a traditional bank. And when cash is tight, even minor disruptions can turn into full-blown crisis.

MoneyMutual provides a streamlined way to obtain short-term loans that can help manage the most common—and often stressful—financial situations.

Rent and Utility Bills

Missing rent by just a few days can lead to eviction warnings or late fees. Similarly, unpaid utility bills can result in service interruptions. These are the types of scenarios that demand immediate access to emergency funds.

With fast cash advance options from MoneyMutual’s network of lenders, qualified borrowers can potentially receive funding in time to stay in their home and keep the lights on.

Medical Emergencies

A trip to the ER, unexpected prescriptions, or urgent dental work can cost hundreds—or even thousands—of dollars. For individuals without sufficient health insurance or savings, this can be financially devastating.

Disclaimer: MoneyMutual and its lending partners do not offer medical advice or cover healthcare services. The platform is a financial service provider. For medical issues, please consult a licensed healthcare professional.

That said, the speed of funding provided through MoneyMutual can be a useful tool to help address unexpected medical costs, especially when traditional financing is not accessible.

Car Repairs and Transportation Needs

A vehicle breakdown can be more than just an inconvenience—it can be a job-threatening event. Whether it’s a flat tire, a dead battery, or a failed transmission, these costs often arise without warning.

MoneyMutual’s same-day loan options allow you to get back on the road without having to wait weeks for a credit union’s approval or pawn off personal belongings to make ends meet.

Groceries and Family Expenses

When paychecks are delayed or hours are cut, covering basic needs like groceries, diapers, or school supplies becomes a struggle. A short-term loan can provide a critical buffer during these tight times, especially for parents balancing multiple responsibilities.

Debt Consolidation or Catch-Up Loans

In some cases, borrowers use MoneyMutual to consolidate smaller debts or catch up on payments that are just a few weeks behind. While these loans aren’t meant for long-term debt restructuring, they can offer some breathing room while you rework your finances.

Disclaimer: Borrowers should not rely on short-term loans as a long-term financial strategy. These loans are best used for immediate needs and emergency expenses. Always review terms carefully and consider your ability to repay.

Pricing, Terms & Transparency

What to Expect Before You Borrow

One of the biggest concerns for anyone seeking a loan—especially with bad credit—is knowing what the actual cost will be. Will there be hidden fees? Sky-high interest rates? Penalties for early repayment? MoneyMutual helps take the guesswork out by ensuring that borrowers can review the loan terms upfront before making any commitments.

It’s important to note that MoneyMutual is not a direct lender. Instead, it serves as a connector to a wide network of short-term lenders—each with their own pricing models and terms.This means your individual experience may vary depending on the lender you’re matched with.

Loan Amounts and Repayment Schedules

Money Mutual’s lender partners typically offer short-term loans ranging from $200 to $5,000, although exact figures depend on your income, location, and state laws. Repayment is generally expected in full on your next payday or may be scheduled over a few installment payments, depending on the lender’s policies.
- Short-Term Payday Loans: Typically due on your next payday, with a lump-sum repayment.
- Installment Loans: Spread over weeks or months, with set monthly payments.
- Cash Advances: Designed to cover immediate financial needs, often repaid in a few weeks.
Interest Rates and APRs

Because MoneyMutual works with a wide range of lenders, the Annual Percentage Rate (APR) you receive can vary greatly. Lenders factor in your income, credit history (if checked), and state lending limits.

Typical APR ranges may fall between 200% to 650% for short-term payday loans—although this can fluctuate.

Disclaimer: APRs and loan costs vary significantly between lenders. Always read the full terms of your offer carefully before accepting. For the most accurate and current pricing, please visit the official MoneyMutual website. Pricing is subject to change at any time.

No Hidden Fees From the Platform

Submitting a loan request through MoneyMutual is 100% free. The platform does not charge users for access or for getting matched with a lender. However, the lender you choose may charge origination fees, late fees, or other penalties based on the loan terms.

That’s why MoneyMutual emphasizes transparency: all offers must include full cost disclosures, repayment terms, and fees, so you can make an informed choice.

Borrower Protections and Opt-Out Flexibility

One of the platform’s standout features is that you’re never locked in. You can walk away from any offer at any point before signing the loan agreement. This gives borrowers the chance to pause, review, and make thoughtful decisions without pressure.

It’s also worth noting that MoneyMutual does not perform hard credit checks when you submit a request—so your credit score won’t be affected just by exploring options.

Security, Support, and Privacy

Why Trust Matters in Short-Term Lending

In an industry often criticized for shady practices and predatory behavior, Money Mutual has earned a reputation for transparency, data security, and ethical borrower support. When you’re already navigating a financial crisis, the last thing you need is to worry about whether your personal information is safe.

That’s why MoneyMutual has built its platform with a security-first infrastructure and a privacy policy that clearly outlines how your data is collected, stored, and shared.

Secure Application Technology

MoneyMutual uses bank-level encryption (SSL 256-bit) throughout its application process. When you enter your details—such as income, employment status, and banking information—they are securely transmitted and stored only as needed to complete the loan request process.

Only the matched lender receives your data for consideration. There’s no data-sharing with third parties for marketing purposes, and your personal information isn’t sold or exposed to unauthorized parties.

This level of encryption is the same standard used by major financial institutions to protect sensitive data, and it’s one of the reasons the platform has maintained consumer trust for over a decade.

Borrower Support and Accessibility

While Money Mutual is a digital-first platform, it also offers support features designed to guide borrowers through the loan process. Users can:
- Access FAQs and educational resources via the website
- Use clear navigation tools and prompts to avoid confusion during applications
- Reach out to Money Mutual’s support team via web-based inquiries for assistance with technical issues
Keep in mind that loan-specific questions (such as repayment dates or lender terms) are handled directly by the lender after an offer is accepted. However, MoneyMutual remains available to address platform-related concerns or issues with access.

Mobile Optimization for On-the-Go Access

MoneyMutual is fully mobile responsive, meaning you can securely apply for a short-term loan or review lender offers using your phone or tablet—ideal for borrowers managing emergencies while on the move.

Whether you’re at work, in transit, or at home dealing with a financial hurdle, MoneyMutual ensures that safe access to fast cash offers is never more than a few taps away.

No more loan denials! Join over 2 million users who found relief through MoneyMutual. Apply now and take control of your financial situation today.

Potential Drawbacks and Warnings

What to Know Before You Borrow

While MoneyMutual offers a convenient and fast way to access short-term loans, it’s important to recognize that not every financial solution is right for every situation. As with any loan product—especially those involving bad credit or emergency funding—there are risks and limitations to keep in mind before proceeding.

This section is designed to give you a realistic understanding of where potential issues can arise and how to navigate them responsibly.

Short-Term Loans Can Carry High Interest

Many of the lenders within MoneyMutual’s network offer payday loans or cash advances, which are typically due in full on your next payday. While this can provide fast access to funds, it also means a very short repayment window—often just 2 to 4 weeks.

If you can’t repay the loan in full by the due date, some lenders may offer rollover or renewal options—but these can trigger additional fees and increase the total cost of the loan dramatically.

Disclaimer: Short-term payday loans may carry high APRs and fees. These products are designed for emergency use only. Always read your loan terms carefully and assess your ability to repay before accepting an offer.

Loan Terms Vary by Lender

Because MoneyMutual is not a lender, it cannot guarantee loan terms, interest rates, or approval. All of these are decided solely by the third-party lender you’re matched with.

This means:
- Not everyone will qualify
- Loan terms may vary widely
- Offers may include origination or late fees based on lender policies
It’s essential to treat every loan offer with the same caution you’d apply to a contract. Don’t rush to accept simply because you need funds urgently.

Not a Long-Term Financial Strategy

Money Mutual’s platform is built for short-term relief, not long-term financial management. If you’re facing persistent debt or income challenges, a debt management plan, credit counseling, or budget restructuring may be more sustainable.

Disclaimer: Money Mutual’s services are not intended as a replacement for long-term financial planning. For ongoing financial hardship, seek guidance from certified financial advisors or nonprofit debt support programs.

Real Customer Experiences and Testimonials

What Borrowers Are Saying About Their MoneyMutual Experience

When it comes to financial services—especially those targeting consumers with bad credit—trust is built not just on features, but on real-world outcomes. While every borrowing experience is unique, hearing how others navigated the process can help you make a more informed decision.

While MoneyMutual does not host user reviews directly on its site, a scan of public forums, review aggregators, and financial blogs shows a range of authentic customer feedback, much of it centered around speed, simplicity, and access.

Common Positive Experiences

Across various review platforms, several themes continue to surface:
- Fast response times: Many borrowers report being contacted by lenders within minutes of submitting their loan request through the MoneyMutual site.
- Ease of application: Users with little or no experience in online lending highlight how intuitive and fast the form was to complete.
- Relief during emergencies: Customers share stories of how they used MoneyMutual to cover rent shortfalls, car repairs, or unexpected family needs.
- High approval odds: Even borrowers with credit scores below 600 mention receiving loan offers—something rarely experienced with banks.
One reviewer noted, “I didn’t think I would get approved anywhere, but MoneyMutual matched me with a lender who funded $600 in my account by the next day. It helped me avoid eviction.”

Another stated, “I’ve used it twice now. No one pressured me to accept anything, and I liked being able to compare lenders before making a decision.”

Things to Watch For

Some borrowers also point out areas to be cautious with:
- Loan costs vary significantly: A few reviewers mentioned being surprised by high interest rates after clicking through to lender sites.
- Lender communication quality: While MoneyMutual itself provides a smooth user experience, interactions can vary based on the lender you’re matched with.
These accounts reinforce the importance of reading all terms thoroughly and understanding the true cost of the loan before accepting.

Disclaimer: Individual results will vary. Testimonials are for illustrative purposes only and do not guarantee similar outcomes. Always review terms directly from the lender.

Your emergency doesn’t wait—and neither should you. Start your free MoneyMutual application now and connect with lenders offering fast funding!

Frequently Asked Questions

Everything You Need to Know About Using Money Mutual

If you’re exploring Money Mutual as a solution for bad credit loans or fast cash advances, these frequently asked questions address the most important concerns potential borrowers have before applying.

Can I really get a loan with bad credit through Money Mutual?

Yes. MoneyMutual specializes in helping borrowers with bad credit find short-term loan offers through a network of trusted lenders. Even if you’ve been denied elsewhere due to a low credit score, you may still qualify for a cash advance or installment loan using the platform.

Disclaimer: Approval is not guaranteed. Loan decisions are made solely by third-party lenders.

Is MoneyMutual a legitimate platform for fast loans?

Yes. MoneyMutual is a well-established online loan marketplace that has helped over 2 million users connect with lenders offering emergency loans, payday loans, and bad credit personal loans. It uses encrypted technology and complies with industry standards to protect your information.

How much money can I borrow through MoneyMutual?

Loan offers typically range from $200 to $5,000, depending on your income, location, and lender qualifications. These loans are designed for short-term financial needs like rent, car repairs, or medical bills.

Disclaimer: Final loan amounts, rates, and terms vary by lender. Always review your offer carefully.

Does applying affect my credit score?

No. When you submit a request through Money Mutual, it does not trigger a hard credit inquiry. Your credit score remains unaffected unless you accept a loan and the lender performs a check during their final approval process.

How fast will I receive the funds?

Many borrowers receive their loan funds within 24 hours, and in some cases, even on the same day. This makes MoneyMutual ideal for urgent financial situations requiring fast cash.

Are there any fees to use Money Mutual?

No. Submitting a loan request on MoneyMutual is completely free. You will never be charged to use the platform. Any fees or interest rates come from the lender directly.

What types of loans are available?

MoneyMutual helps users connect with lenders offering:
- Payday loans
- Installment loans
- Cash advances
- Emergency short-term loans
These options can help manage unexpected expenses or financial gaps between paychecks.

Is my personal information safe on the platform?

Yes. Money Mutual uses bank-level encryption to protect all sensitive data submitted through its platform. Your privacy and data security are top priorities.

Money tight? Get connected with a short-term lender now through MoneyMutual. Fast, private, and no cost to apply—get the help you need today.
- Company: MoneyMutual
- Address: 2510 E. Sunset Rd. Ste 6, #85 Las Vegas NV, 89120
- Email: customerservice@moneymutual.com
- Phone Support: 844-276-2063
Disclaimer and Affiliate Disclosure

The information contained in this article is provided for general informational and educational purposes only and does not constitute financial advice, legal advice, medical advice, or any other form of professional guidance. Readers are strongly encouraged to seek the counsel of a qualified financial advisor, legal professional, or healthcare provider before making any financial, legal, or medical decisions based on the content presented herein.

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Important Service Disclosure

The operator of this website is not a lender, does not arrange, facilitate, or broker loans to lenders, and does not make short-term cash loans or credit decisions. It is not an agent, representative, arranger, facilitator, or broker of any lender, does not endorse any lender, and does not charge consumers for any service or product.

This website does not constitute an offer or solicitation to lend. This platform allows users to submit their information to a lender in order for a lender to determine whether they may be able to offer a short-term loan. However, providing information on this website does not guarantee that a lender will work with the user or that the user will be approved for a short-term loan.

Cash advances should be used solely for addressing immediate cash needs and should not be considered a long-term financial solution. Not all lenders are able to provide loans up to $5,000. Cash transfer times may vary between lenders and are subject to each borrower’s financial institution policies and procedures.

For specific details, concerns, or questions regarding any short-term loan, users should contact their lender directly. Loan services and lender availability may vary based on state laws and individual lender requirements. This service is not available in Connecticut. Additionally, this service is not available in New York or to New York borrowers due to interest rate limits imposed by New York law.

Credit checks, consumer credit reports, and other personal data may be obtained by some lenders from Experian, Equifax, TransUnion, or through alternative providers.

Affiliate Disclosure

This article may contain affiliate links. If a reader clicks on an affiliate link and proceeds to submit an application, complete a transaction, or make a purchase, the publisher or associated parties may receive compensation at no additional cost to the reader. This potential compensation does not influence the editorial integrity, opinions, evaluations, or recommendations expressed in this article.

All recommendations, descriptions, and reviews are based on independent research, analysis, and information believed to be accurate at the time of publication. Readers are encouraged to conduct their own due diligence and verify any product, service, or offer directly with the official website or provider prior to engagement.

The MIL Network –
May 8, 2025
MIL-OSI USA: Marking 60 Years Since “La Revolución de Abril,” Rep. Adriano Espaillat to Reintroduce Historic Legislation Named in Spanish
Source: United States House of Representatives – Congressman Adriano Espaillat (NY-13)

NEW YORK, NY – Representative Adriano Espaillat (NY-13) will reintroduce his bill later this month urging the creation of a commission to study interventions and occupations of the United States and develop proposals for the repair and reconciliation to the people of the Dominican Republic and other Latin American and Caribbean countries as these misguided interventions led to generations of turmoil and civil conflict.

During the 20th century, the U.S. conducted a series of military interventions and operations in Latin America and the Caribbean, contributing to great harms in numerous countries, including coups, regime collapses, civil wars, and mass casualties. In the decades since these historical occupations occurred, the U.S. has gained a clearer picture of how these misguided military operations have negatively impacted the collective psyche of Caribbean and Latin American countries and spurred anti-U.S. sentiment amongst our neighbors. Studies also show these military operations have resulted in generational trauma and mass migration into the U.S. Fortunately, this new bill provides the U.S. with an important opportunity to formally apologize for these missteps in the region.

The Commission on the United States Occupations in the Americas Act will establish a Commission responsible for studying and identifying the lasting effects of the United States’ 20th century military occupations in Latin America and the Caribbean. The Commission would also provide recommendations on whether a formal U.S. apology to each previously occupied nation is warranted, in addition to considering any potential remedies for wrongs and injuries caused by the U.S. during the following occupations:
1. First Occupation of Nicaragua (1909 – 1925)
2. First Occupation of Mexico (1914)
3. Second Occupation of Mexico (1916 – 1917)
4. First Occupation of the Dominican Republic (1916 – 1924)
5. Second Occupation of Nicaragua (1927- 1933)
6. Guatemala Air Occupation (1954)
7. Second Occupation of the Dominican Republic (1965- 1966)
8. Grenada Occupation (1983)
9. Panama Occupation (1989)
10. Any other unlawful occupations in the region identified by the Commission.
Only by directly confronting the United States’ difficult history in this region, and apologizing for our missteps, can our nation work towards repairing our relationship with the many Latin American and Caribbean nations we have harmed and pursue future policy solutions that uplift our region and make up for our historical wrongdoings.

###

Representative Espaillat is the first Dominican American to serve in the U.S. House of Representatives and his congressional district includes Harlem, East Harlem, West Harlem, Hamilton Heights, Washington Heights, Inwood, Marble Hill and the north-west Bronx. First elected to Congress in 2016, Representative Espaillat is serving his fifth term in Congress. Representative Espaillat currently serves as a member of the influential U.S. House Committee on Appropriations responsible for funding the federal government’s vital activities and serves as Ranking Member of the Legislative Branch Subcommittee of the committee during the 119th Congress. He is Chairman of the Congressional Hispanic Caucus (CHC), a member of the Congressional Progressive Caucus (CPC), and serves as a Senior Whip of the Democratic Caucus. To find out more about Rep. Espaillat, visit online at https://espaillat.house.gov/.

Media inquiries: Candace Person at Candace.Person@mail.house.gov

MIL OSI USA News –
May 8, 2025
MIL-OSI China: Trump’s axe to US national park, forest services triggers anger

Source: People’s Republic of China – State Council News

Reactions are strong to the Trump Administration’s proposed 2026 budget cuts released last week, which include deep cuts to the national park and forest services that could drastically reduce staff and close parks nationwide.

“This is the beginning of the end for America’s legendary national park and forest services,” Julie S., a forest ranger with the national forest service in California, told Xinhua on Tuesday.

“With so many staff laid off, who is going to maintain the parks, reduce wildfire risk and protect the safety of our wildlife and park visitors?” she asked.

If approved, the budget would cut more than 1 billion U.S. dollars from the National Park Service — making it the largest funding reduction in the agency’s 109-year history.

U.S. President Donald Trump also proposed turning some park sites over to state control, which could remove them from the National Park System entirely — a move never before attempted by any U.S. president in history, since states typically don’t have the means on their own to support them.

“Our national parks and forests are a legacy for the American people and the entire world,” Professor Ed M., a resident of Colorado, told Xinhua on Monday. He took his kids to enjoy a different magnificent park each summer.

“National parks were first started in 1909 by a great American president, wilderness enthusiast, Teddy Roosevelt, then nationalized in 1916 by President Woodrow Wilson as an antidote to the horrors of WWI.”

“Now, Trump will go down in history as the clueless loser who destroyed them,” he lamented. “One man shouldn’t have the power to ruin it for all the rest of us.”

American national parks, with their iconic, unspoiled natural beauty and unique ecosystems, are widely considered the scenic benchmarks for nature parks all over the world.

“What’s next,” worried Siri S., a visitor from Scandinavia. “Is Trump going to turn the Grand Canyon into a landfill dump?”

Trump’s proposal came at a time when national parks are more popular than ever. In 2024, over 331 million people visited national parks across the country.

If these budget cuts go through, the result would be fewer rangers, shuttered visitor centers, canceled programs, and a serious decline in park maintenance.

The National Park Service and the U.S. Forest Service both have already lost thousands of employees. More than 2,400 National Park Service staff — over 10 percent of the workforce — are gone, many due to forced resignations or early retirements.

The U.S. Forest Service was hit even harder, losing about 3,400 employees, including rangers, trail crews, and wilderness responders.

The impact of these layoffs is already being felt. Parks have to reduce their hours, closed visitor centers, and canceled tours. At some sites, trails have been shut down indefinitely. Long lines of cars waited to enter the Grand Canyon over Presidents’ Day weekend because there weren’t enough workers to staff the gates.

Theresa Pierno, head of the National Parks Conservation Association, called this budget cut “the most extreme and destructive” in the National Park Service’s history.

She said it threatens the very idea of national parks — places that are meant to be protected forever for everyone to enjoy.

According to Pierno, giving park sites to states isn’t just risky — it’s a betrayal of the public’s trust. States often don’t have the funding or resources to manage these lands properly, and if they can’t afford it, sites may close or even be privatized.

Many of the 430+ places managed by the National Park Service aren’t traditional “national parks” but include monuments, lake shores, battlefields, and seasides — like the Canaveral National Seashore in Florida and the Pictured Rocks National Lakeshore in Michigan. These places are important for both natural beauty and cultural history, and handing them off to states could mean the end of their protection.

In Washington state, wilderness ranger Kate White used to carry hundreds of pounds of trash out of the mountains each summer and helped rescue hikers in danger. Now her job could go, and she feared for the safety of visitors and the health of the fragile ecosystems she once helped protect.

She said on her Instagram page that it hurts to read the words “the Agency finds, based on your performance, that you have not demonstrated that your further employment at the Agency would be in the public interest.”

A report from PBS shared White and other U.S. Forest Service rangers’ struggling situation. Many of them still in their probationary period received notice on Feb. 13 that they were fired by the Trump administration, but on May 5 those workers got word they had been temporarily reinstated for 45 days by the U.S. Merit Systems Protection Board.

There’s no information yet to indicate whether the positions might be eliminated again after the 45-day period, and these workers worried about what impact a potential mid-season disruption might have on recreation and public safety.

In Yosemite, biologist Andria Townsend lost her job tracking endangered species like the Sierra Nevada red fox and the Pacific fisher — animals already on the brink of extinction. Without monitoring and protection, their future is bleak.

“I am devastated for myself, but also for the team of amazing biologists I supervised, the incredible programs we worked so hard on, and the resources that will suffer across the country because of this,” she wrote on her facebook page. “I want to add the administration is claiming they only fired ‘poor performers.’ That is a lie.”

She noted that since her position and projects were all paid by grant funds from local nonprofits, “not a single dime of taxpayer money is being saved by firing me.”

Another growing concern is fire safety. While wildland firefighters haven’t been laid off, many of the people who help evacuate visitors and check backcountry areas for danger have been. Without them, fire prevention efforts could be seriously hampered, especially during the dry season when wildfires are most common.

“Trump is always complaining about stopping wildfires. Then he needs to put his money where his mouth is and fund the forest service that helps protect our national parks and forests and keep park visitors safe,” forest ranger Julie S. told Xinhua.

She’s also frustrated that the cuts will mean fewer positions are available for forest and park employees to be promoted over time as part of a normal career trajectory.

“With no opportunities for promotion, that’s like asking park or forest rangers to sacrifice their futures,” she said.

Local economies around parks could also take a hit. Tourism brings billions of dollars to towns near national parks, and fewer visitors could mean major losses for small businesses that rely on that traffic.

All of this adds up to a future where parks are less accessible, less protected, and less safe. Advocates are urging Congress to reject the proposed cuts and protect the parks Americans love.

These lands belong to everyone — and unless action is taken soon, some of the most beautiful and historic places in the country could be changed or lost forever, they argued. “It takes over a hundred years to grow a tree. Once it’s gone, its gone.”

“The Chinese have a wise saying,” historian Sam Norton told Xinhua on Tuesday. “The best time to plant a tree is twenty years ago. The next best time is today.”

MIL OSI China News –

May 8, 2025
MIL-OSI New Zealand: Action gets underway at Waitarakao
Source: PISA results continue to show more to be done for equity in education
Date: 08 May 2025

Waitarakao community beach clean-ups

Volunteers recently completed the project’s fourth beach clean-up.

Twenty volunteers took part in the beach clean-up.

Six tyres and a road cone were removed.

Fifteen bags of rubbish were collected.

The effort helped prevent pollution from entering the ocean or lagoon and harming wildlife.

Izzy Macfarlane (Craighead) and Jack Bennett, Luke Campbell (Roncalli), Timaru, are working toward their Duke of Edinburgh Awards

Rural restoration work

Further inland, farmers in the catchment are working closely with our biodiversity advisors on restoration work on their land.

streams are being fenced off and planted, aiming over time to improve water quality and habitat for native species like mudfish

water quality is being improved

and mudfish habitats are being nurtured back to health.

This work is being done with both the environment and future generations in mind.

A recent field day organised by local landowners and Living Landscapes, and supported by Our Waitarakao was a great day out and a fantastic opportunity for the 50 or so participants to share ideas and build relationships.

We thank Living Landscapes and landowners for inviting us along to share in such a positive event.

Biodiversity advisors Jenna Games-Hughes, Abi Hill, and farmer Jeremy Gaskin improving mudfish habitat in Papaka Stream

Community pest trapping

At the same time, community predator trapping initiatives are gaining momentum.

We’ve had a great response from businesses and residents in a target area around the lagoon who have volunteered to host traps and monitoring equipment, which will be distributed in the next few weeks.

This is to support the trapping work we’re doing in the lagoon, and to help prevent reinfestation of that wildlife refuge.

Chris Fauth signing up community pest trapping partners at a drop-in event with Tim Exton from Department of Conservation

Our Waitarakao strategy – actions and projects

There’s lots more happening, including Timaru schools incorporating the lagoon and Our Waitarakao into their learning, and we’re progressing a crucial investigation that will support a blueprint for the future lagoon, as per the first objective of the strategy.

Our staff and project partners are working alongside the community, supporting practical action with a shared vision for a healthier, more resilient catchment.

What’s happening in Waitarakao is more than just environmental work—it’s a partnership between people and place.

Learn more about the

Our Waitarakao – actions and projects underway and how you can get involved.
Environment Canterbury © 2025
Retrieved: 10:52am, Thu 08 May 2025
ecan.govt.nz/get-involved/news-and-events/2025/action-gets-underway-at-waitarakao/

MIL OSI New Zealand News –
May 8, 2025
MIL-OSI USA: Rep. Pfluger Delivers Remarks on Confucius Institutes

Source: United States House of Representatives – Congressman August Pfluger (TX-11)

Watch his remarks here or read them as prepared for delivery below.

Mr. Speaker, I rise in support of my bill, H.R. 881, the DHS Restrictions on Confucius Institutes and Chinese Entities of Concern Act. I have long been concerned about the threats the Chinese Communist Party (CCP) poses to our homeland.

In the Homeland Security Committee and on my Subcommittee on Counterterrorism and Intelligence, we have heard from a wide array of national security experts and law enforcement officials who have continuously raised alarms about the CCP’s increasing subversive activities inside our country through organizations like the CCP’s Confucious Institutes, the Thousand Talents Program, and other CCP-affiliated groups.

While Confucius Institutes are presented as centers for promoting Chinese language and culture, it is proven that they have been used to steal critical research, recruit talent for Military-Civil fusion enterprises, conduct espionage, commit transnational repression, and influence academic institutions to the benefit of the CCP.

At their peak, the United States hosted approximately 118 Confucius Institutes, primarily at colleges and universities. There are fewer than 14 active Confucius Institutes today, but the danger remains. Many of these programs have rebranded themselves within universities with the same mission as before: to subvert national security and expand CCP influence operations.

Another example is the CCP’s Thousand Talents Program, which the FBI has listed as the most prolific sponsor of state-sponsored talent recruitment programs that bring outside knowledge and innovation back to China, often through stealing trade secrets, breaking export control laws, or violating conflict-of-interest policies. These talent recruitment programs are a win-win for China. China wins twice. First, U.S. taxpayers are funding this research, not China. Second, China then uses the research it would not otherwise have to advance its own economic and military interests.

Today, we are debating H.R. 881, my legislation that would prohibit DHS from funding American universities that host a Confucius Institute or Thousand Talents Program or maintain relationships with Chinese entities of concern. H.R. 881 also ensures that universities prioritize the education of their students over any partnerships with these institutes.

This legislation passed the House last year with bipartisan support, and this year, H.R. 881 passed through the Committee on Homeland Security with unanimous bipartisan support. I want to thank Chairman Green, Ranking Member Thompson, my counterpart on the Subcommittee on Counterterrorism and Intelligence, Ranking Member Magaziner, and the Committee on Homeland Security staff for moving this critical legislation forward.

The DHS Restrictions on Confucius Institutes and Chinese Entities of Concern Act would play a vital role in protecting our students, intellectualproperty, and national security. Together, this effort demonstrates a unified, bipartisan way to protect our nation from the insidious influence of the CCP and that our students, our intellectual property, and our national security are all protected from the malign influence of the CCP.

I urge all of my Republican and Democrat colleagues to support this legislation. Thank you, and I reserve the balance of my time.

Background:

Confucius Institutes have historically been presented as centers for promoting Chinese language and culture, but unfortunately, they have proven to be far from that. Confucius Institutes have been used to steal critical research, recruit talent for Military-Civil fusion enterprises, conduct espionage, commit transnational repression, and influence academic institutions to the benefit of the CCP.

At their peak, the United States hosted approximately 118 Confucius Institutes, primarily at colleges and universities. There are fewer than 14 active Confucius Institutes today, but the danger remains. Many of these programs have rebranded themselves within universities with the same mission as before: to subvert national security and expand CCP influence operations.

Chairman Pfluger has led this legislation since the 117th Congress. Earlier this year, he reintroduced the “DHS Restrictions on Confucius Institutes Act, and held a CTI Subcommittee hearing to combat threats posed by the Chinese Communist Party to U.S. National Security. During the hearing, Chairman Pfluger had experts agree with the need for his legislation, stating that federal funding should be restricted from universities with Confucius institutes.

Following the hearing, Chairman Pfluger’s legislation passed through the House Committee on Homeland Security’s legislative markup with bipartisan support.

MIL OSI USA News –

May 8, 2025
MIL-OSI USA: Attorney General Bonta and Secretary of State Weber Again Urge Appellate Court to Intervene in Huntington Beach Voter ID Lawsuit

Source: US State of California

Wednesday, May 7, 2025

Contact: (916) 210-6000, agpressoffice@doj.ca.gov

Appellate court previously expressed reservations about arguments advanced by Huntington Beach

SACRAMENTO — California Attorney General Rob Bonta and Secretary of State Shirley N. Weber, Ph.D. today requested relief from the California Fourth District Court of Appeal, Division Three concerning the City of Huntington Beach’s voter identification (voter ID) law, Measure A. With scant analysis, the lower court — the Orange County Superior Court — denied on April 7 the State’s petition for writ of mandate, which asserted that state law prohibits and overrides Measure A. According to the lower court, the City’s voter ID rules could be imposed because conflicting state law “do[es] not implicate matters of statewide concern.” Today’s filing asks the appellate court to intervene by setting aside the April 7 order and directing the Orange County Superior Court to grant the State’s petition for writ of mandate.

“Secretary of State Weber and I continue to believe that the Orange County Superior Court got it wrong. As a result, we’re once again asking the California Fourth District Court of Appeal to step in,” said Attorney General Bonta. “Our elections are already secure, and applicants who register to vote in California are already required to verify their identity during the registration process and at the polls. We remain confident that Measure A will ultimately be struck down, especially because the appellate court previously expressed reservations about Huntington Beach’s argument that it can regulate its elections without any state interference.”

“The City’s unapologetic efforts to impose voter identification requirements in its local elections clearly violate state law,” said Secretary of State Weber. “It is an unfortunate continuation of a long line of voter suppression efforts that would disenfranchise its residents and has no place in California.”

Attorney General Bonta and Secretary of State Weber first requested relief from the California Fourth District Court of Appeal on February 13, asking the court to resolve the whole case on the merits rather than solely on the narrower question of ripeness. A week later, a three-judge panel of the appellate court issued a unanimous order. According to the order, the lower court’s “conclusion that this matter is not ripe for decision is problematic” and the City’s argument that “it had a constitutional right to regulate its own municipal elections free from state interference . . . is also problematic.” The appellate court also instructed the lower court to decide whether it would modify its earlier orders granting the City’s motion to dismiss the case. On February 27, the Orange County Superior Court vacated its earlier orders, concluded that “there is a ripe justiciable controversy,” and set a hearing on the State’s petition for writ of mandate.

In this filing, Attorney General Bonta and Secretary of State Weber argue that the appellate court’s intervention is necessary because this case presents an issue of great statewide, public importance with significant implications for the successful administration of upcoming elections, the protection of the right to vote, and the constitutional separation of powers between charter cities and the State.

A copy of today’s filing can be found here.

# # #

MIL OSI USA News –

May 8, 2025
MIL-OSI USA: Grassley, Hassan Lead Legislation to Aid Victims of Identity Theft

US Senate News:

Source: United States Senator for Iowa Chuck Grassley
Download broadcast quality video HERE
WASHINGTON – Sen. Chuck Grassley (R-Iowa), a senior member and former chairman of the Senate Finance Committee, and Sen. Maggie Hassan (D-N.H.), a fellow Finance Committee member, reintroduced the Improving Social Security’s Service to Victims of Identity Theft Act to provide efficient help for Americans whose social security numbers have been stolen.
“Millions of Americans suffer from identity theft each year, and Social Security numbers are a top target. Unfortunately, when a victim calls up the Social Security Administration, they can be jerked around from one contact to another, having to reexplain the situation each time. Our bill will help streamline the process by providing a victim of identity theft with a single point of contact at the agency, easing this frustrating and stressful process,” Grassley said.
“Victims of identity theft whose Social Security numbers have been stolen shouldn’t have to deal with a cumbersome and frustrating process to get help from the Social Security Administration,” Hassan said. “This bipartisan legislation is an important way to ensure that Americans whose identities are stolen can access support through a streamlined process and a single point of contact at the Social Security Administration. This is one of the many common-sense proposals in Congress to combat waste, fraud, and abuse of taxpayer funds without making it harder for people to access their hard-earned benefits.”
Background:
Misuse of Social Security numbers is a large problem, and victims who are affected by identity theft face hurdles when trying to resolve issues with large, multi-office agencies such as the Social Security Administration (SSA).
Currently, a victim may have to engage in multiple procedures and work with numerous representatives at SSA to resolve Social Security related identity-theft issues. The Grassley-Hassan Improving Social Security’s Service to Victims of Identity Theft Act provides a single, focal point of contact at SSA to provide efficient resolution of an identity-theft victim’s issues.
Additional cosponsors include Sens. Mike Crapo (R-Idaho), Catherine Cortez Masto (D-N.V.), Bill Cassidy (R-La.), Ron Wyden (D-Ore.), Todd Young (R-Ind.), Angus King (I-Maine), Bernie Sanders (I-Vt.) and James Lankford (R-Okla.).
The legislation has the endorsement of numerous groups, including: AARP, Social Security Works, the National Committee to Preserve Social Security and Medicare (NCPSSM) and the National Organization of Social Security Claimants’ Representatives (NOSSCR).
Full text of the bill can be found HERE.
Download broadcast quality video of Grassley discussing the legislation HERE.
-30-

MIL OSI USA News –

May 8, 2025
MIL-OSI USA: ICE San Diego, multiagency case results in guilty conviction for would-be sex trafficker attempting to entice, coerce child and adult into prostitution

Source: US Immigration and Customs Enforcement

SAN DIEGO — Steven Terrell Lewis, 39, of El Cajon, was convicted by a federal jury May 6 for attempted coercion and enticement of a 14-year-old high school student and attempted sex trafficking by force or coercion of a 22-year-old woman. U.S. Immigration and Customs Enforcement, the San Diego Human Trafficking Task Force, the National City Police Department, the El Cajon Police Department, the San Diego Sheriff’s Office and the San Diego District Attorney’s Office are investigating this case.

“This guilty verdict sends the powerful message that those who exploit children will be held accountable to the fullest extent of the law,” said ICE Homeland Security Investigations San Diego Special Agent in Charge Shawn Gibson. “This outcome is the result of relentless cooperation among local, state and federal law enforcement agencies. Our agency remains steadfast in our mission to bring perpetrators of these heinous crimes to justice and to stand beside every victim until justice is served.”

According to evidence presented at the April 22, 2024, trial, the 14-year-old victim was walking to a friend’s house after school around 3 p.m. in El Cajon when Lewis used his vehicle to pin her on the sidewalk, exited his vehicle, and snatched her cellphone from her hand to get her phone number. Lewis then proceeded to send sexually explicit text messages from a phone number ending in 8155 to the victim before she was able to block the phone number. On April 23, 2024, Lewis continued texting the victim, except this time from a different phone number through TextFree, a mobile application and web service, from a phone number ending in 0014.

When Lewis identified himself as “Pimpin,” he sent a sexually explicit photograph to the 14-year-old victim and invited her to “go get some money” with him. She immediately notified a coach at her high school, who alerted the El Cajon Police Department and the San Diego Sheriff’s Office.

One week after Lewis’ attempt to sex traffic the minor victim failed, on April 28, 2024, he began recruiting the 22-year-old victim through MegaPersonals and sent a ride-share vehicle to take her to Roosevelt Avenue in National City, known as “The Blade,” to work street-based prostitution for his financial benefit. Fortunately, the next day, an undercover National City police officer posing as a commercial sex buyer picked up the adult victim offered her resources to leave prostitution. However, Lewis continued to message the adult victim (from both phone numbers ending in 8155 and 0014), threatening her to continue to engage in commercial sex for his benefit.

Officers from the San Diego Human Trafficking Task Force arrested Lewis May 16, 2024, following physical surveillance of Lewis and searches of his vehicles, residence and cellphones.

The victims did not know each other.

Investigators believe that other victims exist because, during a search of Lewis’ phone, they discovered a photograph of a handwritten note that appears to have been written by a concerned parent. The note reads, “If I find out one more time that this car is following my daughter down Graves Ave we will have a problem. I suggest you f—- chill.”

At the time, Lewis was driving two vehicles registered to him, including a white, four-door 1996 Oldsmobile bearing California license plate number 3TIF671:

He also drove a brown or beige-colored, four-door 1986 Chevrolet bearing California license plate number 1REC517:

If you or someone you know has had an encounter with Lewis or you know the author of the note, investigators ask that you contact the San Diego Human Trafficking Task Force by calling 888-373-7888 or texting 233733.

“The jury’s guilty verdicts are a powerful reminder that human trafficking has no place in our society. These verdicts are not just justice for the victims — it is a warning to human traffickers everywhere that those who exploit and attempt to exploit others for profit will be prosecuted to the fullest extent of law, no matter how long it takes,” said U.S. Attorney Adam Gordon. “I commend the bravery of the survivors who came forward. Their truth helped convict a predator — and protect countless others.”

“Every year, there are thousands of reported human trafficking cases across the United States — including right here in California,” said California Attorney General Rob Bonta. “Whether it’s for sex or labor, abusing power to force or coerce someone into doing something against their will is wrong. At the California Department of Justice, we’re committed to standing up for survivors, disrupting and dismantling human trafficking rings, and securing justice. I am thankful for our federal, state and local partners because it takes all of us to combat human trafficking. If you or someone you know has been affected by human trafficking, there are resources available to you. You are not alone.”

“As a member of the Human Trafficking Task Force, the protection of our youth is our top priority,” said San Diego Police Chief Scott Wahl. “This case highlights the importance of collaboration and the need to share information in order to bring suspects like this into custody.”

Lewis is scheduled to be sentenced Aug. 1.

This case is being prosecuted by Assistant U.S. Attorney Lyndzie M. Carter and Derek Ko.

MIL OSI USA News –

May 8, 2025
MIL-Evening Report: Marvel’s Thunderbolts* shines a light on men’s mental illness – but falls down with this outdated plotline

Source: The Conversation (Au and NZ) – By Emily Baulch, Research Associate, Discipline of Media and Communications, University of Sydney

Marvel Studios

This piece contains spoilers.

Marvel’s men are sad. And that’s a good thing.

Thor’s depressed in Avengers: Endgame. Tony Stark has panic attacks in Iron Man 3. Peter grieves in Spider-Man: No Way Home.

In Marvel’s latest release Thunderbolts* (or The New Avengers), we finally see a male superhero seek advice on how to deal with mental illness.

The only problem? His impromptu therapist is a woman he’s only just met.

A blanket of darkness

Bob Reynolds (Lewis Pullman) is a new and damaged superhero experiment. Bob believes the world might be better off without him – foreshadowing that he’s not entirely wrong.

Bob turns to Yelena Belova (Florence Pugh) for help. Yelena understands, saying “that darkness gets pretty enticing”. As she struggles to describe the feeling, Bob supplies the word: a void.

Yelena offers a survival tactic: push the darkness deep down and carry on. It’s terrible advice and they both know it. But in that moment, it’s honest, and it connects them.

Thunderbolts explores suicidal thoughts, PTSD and bipolar disorder. Bob speaks of the euphoric highs and shattering lows he experiences, often resulting in blackouts. His mental illness becomes metaphoric: his internal darkness manifests in his powers, and he becomes the villainous superpower of the film.

Some of the film handles these themes well. Bob’s bipolar spreads into a dangerous blanket of darkness into which others, literally, vanish. At the film’s climax, Bob battles the dark, depressed version of himself. He beats himself up, seeking to beat the evil version of himself and, metaphorically, his mental illness. It doesn’t work. The darkness spreads to his stable self, too.

But Yelena and the Thunderbolts fight their way to him, embracing him in a hug, and their support gives him the strength to confront his trauma.

Women as emotional supports

Done well, positive depictions of mental health struggles can be important pieces of representation.

Unfortunately, most mental health depictions in major films are not done well, when they are included at all. Accurate portrayals of bipolar disorder remain rare. Research shows on young adult literature continues to lack mental health representation, especially by authors with lived experience.

Across Hollywood, from Rey saving Kylo Ren in Star Wars to Beauty fixing the Beast, women are constantly cast as emotional supports for men.

This is also true throughout the Marvel Cinematic Universe. The Black Widow offers the Hulk her hand; Tony Stark punches him to sleep. Scarlet Witch is forced to carry her grief for Vision. In Thunderbolts, Yelena becomes the latest emotional ballast for a traumatised man.

The film’s depiction of men’s mental illness through the story of Bob Reynolds (Lewis Pullman) is an important one.
Marvel Studios

These women take these roles despite their own troubles, often without support or recognition from their male counterparts.

Yelena steps into the dark emanating from Bob, believing her own struggles will allow her to help him. It’s poignant and beautiful in a way. Those who have walked through hell know the pathway through.

But it’s also troubling.

To save Bob from himself, she must risk her body, mind and mental wellbeing. Alone, her flashbacks become real as she comes face to face with her childhood trauma, undergoing psychological torture at Bob’s hands to reach him.

The weight of emotional labour

Yelena’s actions aren’t just a trope. They reflect a broader cultural script where women are expected to take on emotional responsibility not just for themselves but also for the men around them.

Women are taught to care about others. At home and at work, the emotional labour undertaken by women often goes unnoticed, but it comes with real costs: stress, burnout and self-neglect.

As men struggle with loneliness and a lack of friendships, women are expected to fill that gap. This dynamic, sometimes called “mankeeping”, leaves women doing the emotional work of informal therapy without support or reciprocity.

Taking on these informal therapist roles results in disempowerment and dissatisfaction.

The film’s depiction of Bob’s mental health issues has positive aspects: it goes against the pressure to conform to traditional ideas of masculinity, where men are taught to suppress their emotions and be stoic. Bob is allowed to be vulnerable and ask for help, and, despite his actions, is still shown to be worth helping.

Too much caring responsibility falls on the shoulders of Yelena Belova (Florence Pugh), who has her own struggles.
Marvel Studios

A significant number of young men who follow masculinity influencers believe they need to be stoic and control their emotions and that women should occupy traditional gender roles, being soft, nurturing, motherly and supportive.

These beliefs can not only discourage men from seeking professional help: they set women up to carry the emotional burden in relationships, often at great personal cost.

Addressing mental health

Toxic masculinity is well and truly alive, but women aren’t the answer to it.

Addressing mental health issues effectively requires a multifaceted approach that includes professional intervention, personal responsibility and mutual support within relationships.

Thunderbolts gestures toward progress, but doesn’t quite escape old tropes. Bob’s pain is real, but it’s also weaponised. His mental illness becomes a threat, and his instability something others must contain.

The film acknowledges he’s struggling, but ultimately treats his struggle as dangerous as his void-like inner turbulence is unleashed on those around him. It’s a reflection of a broader cultural pattern: when men’s emotional pain is left unaddressed, it festers, and women are often expected to absorb the cost.

We’re left with a troubling question: in the stories we tell, are we promising struggling young men a fairytale ending of romance and self-sacrifice in the shape of a young woman coming to save them from themselves?

If this article has raised issues for you, or if you’re concerned about someone you know, call Lifeline on 13 11 14.

Emily Baulch does not work for, consult, own shares in or receive funding from any company or organisation that would benefit from this article, and has disclosed no relevant affiliations beyond their academic appointment.

– ref. Marvel’s Thunderbolts* shines a light on men’s mental illness – but falls down with this outdated plotline – https://theconversation.com/marvels-thunderbolts-shines-a-light-on-mens-mental-illness-but-falls-down-with-this-outdated-plotline-255869

MIL OSI Analysis – EveningReport.nz –

May 8, 2025
MIL-OSI USA: Amid Trump Tariff Uncertainty, Oregon’s Entire Democratic Delegation Rallies Behind West Coast Seafood Industry

Source: US Representative Val Hoyle (OR-04)

May 07, 2025

After devastating order cancellations due to tariffs, Wyden, Merkley, Bonamici, Bynum, Dexter, Hoyle and Salinas ask USDA to buy West Coast pink shrimp

For Immediate Release: May 7, 2025

WASHINGTON, D.C. – U.S Representative Val Hoyle, along with U.S. Senators Ron Wyden and Jeff Merkley and U.S. Representatives Suzanne Bonamici, Janelle Bynum, Maxine Dexter, and Andrea Salinas today rallied behind the West Coast seafood industry by asking the U.S. Department of Agriculture to buy Oregon pink shrimp as soon as possible to help lessen the damage from Donald Trump’s tariffs.

“Commercial fishing, seafood processing, and distribution is an integral part of the numerous small ports and rural communities that dot America’s Pacific coast,” the legislators wrote in a letter to Bruce Summers, USDA Agricultural Marketing Services Administrator. “The industry contributes hundreds of millions of dollars and thousands of jobs to the region’s economy, all while providing the nation with domestic, high-quality seafood that is caught, processed, and distributed by hardworking Americans.”

The West Coast seafood industry is struggling as chaotic tariff decisions create uncertainty and devastation in Oregon’s vital seafood industry. Reports of major order cancellations paired with a prolific pink shrimp harvest have set up Oregon’s rural, coastal communities for potentially ruinous losses without support from the USDA.

The request asks the USDA to use a legal authority known as “Section 32” to stimulate demand during challenging economic times by buying surplus foods, which are then distributed to schools, childcare centers, and food banks in need.

“As the U.S. Department of Agriculture (USDA) continues its work to develop a national seafood strategy that provides economic opportunity to rural communities, promotes production that better nourishes Americans, and secures a robust domestic food supply, we urge USDA to extend support and relief at the earliest opportunity,” the Oregon lawmakers wrote.

“The loss of this significant market, coupled with the United Kingdom’s recent denial of the industry’s request for the United Kingdom to suspend its existing 20% tariff on imports of U.S. Pacific pink shrimp, poses a serious threat to the industry as supply increases rapidly with no viable outlet,” the legislators cautioned. “We urge you to use your Section 32 purchase authority to support these hardworking Americans and businesses at every point along the supply chain, and to mitigate the economic impact from the loss of these foreign markets to our coastal communities.”

The West Coast seafood industry has voiced its urgent need for timely federal support.

“We are incredibly grateful to Senator Wyden and the Oregon delegation for supporting the pink shrimp industry during these tumultuous and uncertain times,” West Coast Seafood Processors Association Director Lori Steele said. “A Section 32 purchase from USDA would help offset some of the major losses we are seeing in our global markets and provide an outlet for our product in the U.S. just as the 2025 season ramps up. We appreciate our delegation’s understanding of how important this is to Oregon’s coastal communities.”

Full text of the letter is here.

###

MIL OSI USA News –

May 8, 2025
MIL-OSI USA: Rep. Zinke and Vasquez Launch Bipartisan Public Lands Caucus to Champion Conservation and Access
Source: US Congressman Ryan Zinke (Western Montana)

WASHINGTON, D.C. – Today, U.S. Representatives Ryan Zinke (R-MT-01) and Gabe Vasquez (D-N.M.-02) announced the launch of the bipartisan Public Lands Caucus, a bipartisan congressional coalition focused on conserving America’s public lands and expanding access for all Americans. The caucus will build upon the trusted working relationship between Vasquez and Zinke, forged over the past two years partnering on conservation legislation, along with the momentum of a new Congress and a new generation of Western lawmakers to bring a new voice to the conversation around public lands.

The Public Lands Caucus is founded on the belief that public lands are “for the benefit and enjoyment of the people.” It will bring lawmakers from both sides of the aisle to advance practical, consensus-driven public lands policy that conserves natural resources while supporting recreation, local economies, and public access. Caucus members are committed to bridging ideological divides and advancing pragmatic solutions to protect and manage public lands.

“I follow the Theodore Roosevelt motto that public lands are ‘for the benefit and enjoyment of the people,’ and that means making sure we both conserve and manage those lands to ensure public access for the next generation,” said Rep. Ryan Zinke. “Public lands aren’t red or blue issues, it’s red white and blue. The bipartisan Public Lands Caucus brings together lawmakers who don’t agree on much, but we agree on and are ready to work together to promote policies that advance conservation and public access. I look forward to working with Co-Chair Vasquez, the vice chairs, and all the members of this caucus so future generations can enjoy the same opportunities to hunt, hike, fish, make a living and enjoy our uniquely American heritage.”

“Public lands are where I learned to fish, hunt, and connect with my family and culture—and those experiences shaped who I am,” said Vasquez. “These lands don’t belong to one party or one group of people; they belong to all of us. The Public Lands Caucus is about protecting that birthright—bringing Democrats and Republicans together to preserve access, defend conservation, and invest in the outdoor economy that powers rural communities like mine in southern New Mexico. This is personal for me, and I’m proud to lead this bipartisan effort to keep our public lands in public hands.”

“We should be focusing on expanding public access to federal lands, not auctioning them off,” said Rep Dingell. “And we should be investing in our National Parks System and National Wildlife Refuges, not making it harder for Americans to visit these special places. I’m proud to be Vice-Chair of the bipartisan Public Lands Caucus because conservation has historically been, and should continue to be, a priority regardless of party. I look forward to working with my colleagues on both sides of the aisle to protect our precious natural resources, federal lands, and beloved species.”

“Idahoans live in Idaho because we love our public lands,” said Rep. Simpson. “This trend is common across the West, where public lands are a part of our daily lives. As a lifelong Idahoan and Chairman of the House Interior and Environment Appropriations Subcommittee, I remain committed to preserving access to our public lands and defending our way of life. Being named Vice Chair of the Public Lands Caucus is an honor, and I look forward to working with my colleagues to ensure future generations can enjoy the same benefits that we do today. I’m thankful to Rep. Zinke for his leadership here.”

“As someone born and raised in the Coachella Valley, I know how sacred our public lands are. Places like Joshua Tree and the new Chuckwalla National Monument are more than landscapes—they’re part of our identity, history, and culture,” said Rep. Raul Ruiz (D-CA-25) Conserving public lands means protecting cultural heritage, preserving critical ecosystems, and expanding access to nature’s healing power, especially for underserved communities. I’ll continue fighting to ensure every family—no matter where they live—can experience the beauty, health, and enjoyment that public lands offer.”

“Public land access is integral to Montana,” said Congressman Troy Downing (MT-02). “Montanans rely on the Treasure State’s more than 30 million acres of public lands to hunt, fish, recreate, graze their livestock, and so much more. I applaud Co-Chairs Zinke and Vasquez for their efforts and look forward to working with my colleagues to find common sense solutions that preserve my constituents’ access to this fundamentally American resource.”

“As a representative of Coastal Virginia, I know how vital our public lands and waters are to our economy, our culture, and our quality of life – from supporting tourism and outdoor recreation to sustaining jobs and protecting natural habitats,” said Congresswoman Kiggans. “I’m proud to join the bipartisan Public Lands Caucus to bring a balanced, commonsense approach to protecting these resources. From our shorelines to our forests, we must ensure that future generations can enjoy and benefit from healthy and accessible public lands across the country for years to come.”

“Having served as Chairman of the Congressional Western Caucus for four years, I understand firsthand the importance of common-sense conservation policies that protect our precious lands while guaranteeing public access,” said Congressman Newhouse. “The bipartisan Public Lands Caucus will elevate practical land management policies that support our shared commitment to unlocking our natural resources, boosting surrounding local economies, and supporting safe recreation for all to enjoy. I thank Reps. Zinke and Vasquez for their leadership, and I look forward to working closely with the caucus this Congress.”

Caucus Leadership

Co-Chairs
- Rep. Gabe Vasquez (D-NM-02)
- Rep. Ryan Zinke (R-MT-01)
Vice Chairs
- Rep. Debbie Dingell (D-MI-06)
- Rep. Mike Simpson (R-ID-02)
Members Include
- Rep. Raul Ruiz (D-CA-25)
- Rep. Chuck Edwards (R-NC-11)
- Rep. Joe Neguse (D-CO-02)
- Rep. Jen Kiggan (R-VA-02)
- Rep. Emily Randall (D-WA-06)
- Rep. Troy Downing (R-MT-01)
- Rep. Steven Horsford (D-NV-04)
- Rep. Dan Newhouse (R-WA-04)
- Rep. Susie Lee (D-NV-03)
- Rep. Juan Ciscomani (R-AZ-06)
Organizational Support

“Public lands are the backyard of the little guy, demonstrating our commitment to leaving the world a better place for our children than the one we inherited from our parents,” said Chris Wood, President and CEO of Trout Unlimited. “On behalf of Trout Unlimited members across the nation, I thank Congressmen Zinke and Vasquez and the members of the newly minted bipartisan Public Lands Caucus for their leadership upholding our legacy of public lands. Preventing large-scale transfer or sale of federal public lands helps to maintain access to some of the best places to fish and hunt on the planet. We look forward to working with the caucus to keep it that way.”

“On both sides of the aisle, Americans cherish our public lands,” said Joel Pedersen, president and CEO of the Theodore Roosevelt Conservation Partnership. “From the Northern Rockies of Montana to the Gila Mountains of New Mexico, these lands and waters provide invaluable opportunities to millions of hunters and anglers. We join our nation’s sportsmen and women in thanking Representatives Zinke and Vasquez for their leadership in forming the bipartisan Public Lands Caucus which will continue to advance America’s outdoor legacy.”

Whitney Potter Schwartz, Senior Vice President, Outdoor Recreation Roundtable: “The creation of the Public Lands Caucus is a significant and welcome step forward in protecting and expanding access to our public lands and waters that power America’s $1.2 trillion outdoor recreation economy and enrich the lives of millions of Americans. Keeping public lands public is a business imperative. There couldn’t be a more important time to stand up for America’s best return on investment and keep public land selloff out of reconciliation. ORR thanks Representatives Gabe Vasquez and Ryan Zinke for their leadership and all the bipartisan members of the Caucus who have come together to champion public lands access, stewardship, and infrastructure investments. We look forward to working with the Caucus to ensure that public lands remain public and continue to be a foundation for outdoor experiences, local economies, and healthy communities for generations to come.”

“Public lands are essential to the emotional and economic well-being of our nation,” said Phil Ingrassia, President of the national RV Dealers Association. “RVDA applauds the creation of the Public Lands Caucus and its commitment to enhancing access and expanding the infrastructure that supports millions of Americans who enjoy these shared spaces.”

“America Outdoors applauds Representatives Vasquez and Zinke for their leadership in launching the bipartisan Public Lands Caucus,” said Caryn Short, America Outdoors. “Continued access to our public lands is vital to the health of the outfitting industry, rural economies, and the millions of Americans who rely on these landscapes for connection, livelihood, and adventure.”

Public lands are part of the shared national identify of Americans,” said Rachel Franchina, Executive Director, Society of Outdoor Recreation Professionals. “They are treasured places – both close to home and in iconic protected areas – for people to spend time with family and friends, recharge themselves and reconnect with nature. The Society of Outdoor Recreation Professionals supports Representatives Ryan Zinke (R-MT) and Gabe Vasquez (D-NM)’s Bipartisan Public Lands Caucus. High-quality experiences on public lands are something the vast majority of American value and their commitment to ensuring access to our shared heritage is more important now than ever.”

“Public lands make hunting, fishing, and other outdoor recreation activities accessible for millions of Americans,” said Kellis Moss, Managing Director of Federal Affairs for Ducks Unlimited. “Some of our most critical conservation programs, such as NAWCA, invest in habitat on public lands. We’re glad to see Congress prioritize conserving America’s natural places for the next generation of outdoorsmen and women, and we’re happy to support the Public Lands Caucus in this effort.”

“The NWTF extends deep gratitude to Congressmen Vasquez and Zinke for their leadership in founding the bipartisan Public Lands Caucus,” said Jason Burckhalter, Co-CEO, National Wild Turkey Federation. “This crucial effort bolsters the unique American public trust, ensuring our public lands—vital habitats for wildlife, cornerstones of our hunting heritage, and cherished spaces for outdoor recreation—remain a shared resource, held in trust for all citizens, preserving their accessibility and stewardship for future generations.”

“America’s upland hunters and grassland advocates applaud today’s launch of the bipartisan Public Lands Caucus,” said Ariel Wiegard, Vice President of Government Affairs, Pheasants Forever and Quail Forever. “We stand ready to work with Reps. Vasquez, Zinke, and the other Caucus members to advance public land conservation policies, increase and improve habitat and access, and energize and engage the upland conservation community. America’s grassland and sagebrush shrub-steppe ecosystems are among the most at-risk environments in the world. We are confident this Caucus will help ensure our treasured public lands deliver the promise of more wildlife and more hunters, alongside other natural resource and quality of life benefits, to the American people.”

“Backcountry Hunters & Anglers strongly supports the creation of the Public Lands Caucus and thanks Representatives Vasquez and Zinke for bringing together a bipartisan force to defend against ongoing threats to sell or transfer our wild public lands,” said Devin O’Dea, Western Policy & Conservation Manager, Backcountry Hunters & Anglers. “Our public lands define who we are as Americans — places where anyone, regardless of background, can hunt, fish, camp or explore. The Public Lands Caucus is a crucial step in ensuring our wild public lands, waters, and wildlife endure.”

“According to the American Horse Council’s latest economic impact study, 39 million U.S. households include a horse enthusiast, with recreational trail riders representing the largest segment of the equine industry — underscoring the critical need for access to public lands,” said Julie M. Broadway, President, American Horse Council & American Horse Council Foundation. “Conserving public lands, supporting local economies, and ensuring access for all Americans is essential to the equine community, and we strongly applaud the creation of this congressional caucus as a step toward protecting these shared resources.”

“The Western Landowners Alliance applauds the formation of the bipartisan Public Lands Caucus to protect our public lands and thanks Representatives Vasquez and Zinke for their leadership on this issue,” said Lesli Allison, Chief Executive Officer, Western Landowners Alliance. “Care for our public lands is a priority across party lines and fence lines in the West. Western Landowners Alliance members steward tens of millions of acres of private and public land, and recognize the challenges facing federal land management and budgets. We are also acutely aware of the nation’s real housing deficit. But disposal of federal land is not a practical solution to either problem.”

“Public lands are the source of clean drinking water for millions of Americans,” said Tom Kiernan, CEO, American Rivers. “The rivers that flow across our national parks, forests, and rangelands provide recreation and awesome scenic beauty to our country. We are excited to continue working with Congress to support the protection of these lands and rivers on behalf of all Americans. Thank you to Representatives Vasquez and Zinke for launching this caucus.”

Watch the full launch event here.

Access photos from the event here.

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MIL OSI USA News –
May 8, 2025