Category: GlobeNewswire

  • MIL-OSI: Advantage Solutions supports St. Louis in wake of tornado devastation

    Source: GlobeNewswire (MIL-OSI)

    ST. LOUIS, May 19, 2025 (GLOBE NEWSWIRE) — Advantage Solutions Inc. (NASDAQ: ADV) announced today it will provide support to The Urban League of Metropolitan St. Louis following the recent tornadoes that caused widespread destruction in the region, including significant damage to the League’s headquarters.

    In alignment with its commitment to build stronger, more resilient communities, Advantage will donate $25,000 to the Urban League’s emergency relief efforts and is mobilizing a team of employees to help with on-the-ground cleanup and recovery efforts.

    “Our hearts are with the entire St. Louis community, and especially with our partners at the Urban League. Despite suffering their own major losses, they’re once again stepping up to serve their neighbors in need,” said Advantage Solutions CEO Dave Peacock. “In times of crisis, we believe businesses must act with urgency and compassion. That’s why we’re expanding our support and calling on others to do the same.”

    In addition to the community at large, Advantage is committed to supporting its own teammates impacted by the disaster. Eligible teammates can apply for grants through the company’s Associate Support Fund, which provides financial assistance for those affected by natural disasters and other unexpected hardships. Additionally, all teammates have access to the Employee Assistance Program, which offers 24/7 support from trained advocates who can help assess needs, develop solutions, and connect individuals to valuable resources.

    Advantage’s support of the Urban League builds on a multi-year partnership that includes its Save Our Sisters Fund, which provides holistic wraparound services — including employment, education, rental, mortgage and utility assistance — for women from all walks of life to help them reach their full potential.

    To learn more about the Urban League’s recovery efforts or to make a contribution, visit www.ulstl.com.

    About Advantage Solutions

    Advantage Solutions is the leading omnichannel retail solutions agency in North America, uniquely positioned at the intersection of consumer-packaged goods (CPG) brands and retailers. With its data- and technology-powered services, Advantage leverages its unparalleled insights, expertise and scale to help brands and retailers of all sizes generate demand and get products into the hands of consumers, wherever they shop. Whether it’s creating meaningful moments and experiences in-store and online, optimizing assortment and merchandising, or accelerating e-commerce and digital capabilities, Advantage is the trusted partner that keeps commerce and life moving. Advantage has offices throughout North America and strategic investments and owned operations in select international markets. For more information, please visit YourADV.com.

    About the Urban League of Metropolitan St. Louis

    The mission of the Urban League of Metropolitan St. Louis, Inc. is to empower African Americans and others throughout the region in securing economic self-reliance, social equality, and civil rights. As the leading champion of empowerment and opportunity for African Americans, the Urban League of Metropolitan St. Louis envisions a region where all people are valued members of the community; can adequately support themselves and their families; live in the neighborhoods that are vibrant and thriving; and share in the region’s prosperity and well-being.

    Investor Contact:
    Ruben Mella
    ruben.mella@youradv.com

    Media Contact:
    Jeffrey Levine
    corp.comm@youradv.com

    The MIL Network

  • MIL-OSI: Lightning-Fast Speeds, Massive Capacities: Crucial SSDs Elevate Gaming and Creative Endeavors

    Source: GlobeNewswire (MIL-OSI)

    • The Crucial T710 sets a new standard with unparalleled Gen5 performance for pro gamers and creators.
    • The Crucial X10 portable SSD combines sleek style, functional durability and storage options up to 8TB. 

    TAIPEI, Taiwan, May 19, 2025 (GLOBE NEWSWIRE) — Today at Computex 2025, Micron Technology, Inc. (Nasdaq: MU) expanded its leadership in consumer storage by unveiling its latest high-performance SSDs — the Crucial T710 PCIe Gen5 NVMe SSD and the Crucial X10 Portable SSD. Forged from years of dedicated research and development, these next-gen SSDs redefine performance standards across the board by pushing the limits of speed, capacity and durability — powering your world at full speed. 

    “Our fastest Gen5 drive yet, the Crucial T710 SSD turbocharges gaming and creative applications,” said Dinesh Bahal, corporate vice president and general manager of Micron’s Commercial Products Group. “Meanwhile, our X10 portable drive is a powerhouse, effortlessly handling massive backups, games and photo libraries — no matter where life takes you or what it throws your way. These innovations from Crucial underscore our relentless effort to exceed our customers’ storage needs.” 

     

    A Media Snippet accompanying this announcement is available by clicking on this link.

    Crucial T710: Blazing fast Gen5 speed for gaming and AI 

    Leveraging cutting-edge NVMe technology and Micron’s G9 NAND, the Crucial T710 delivers unmatched Gen5 performance for pro-level gaming, creative applications and data-intensive tasks like AI. Boasting our best Gen5 speeds to date, it features up to:

    • 14,900 megabytes per second (MB/s) sequential read speeds1
    • 13,800 MB/s sequential write speeds1
    • 2.2 million random read speeds1
    • 2.3 million random write speeds 1

    The T710 delivers up to 67% more IOPs per watt than previous-generation Gen5 drives, running faster and cooler and making it ideal for PCs, laptops and workstations. The optional integrated heatsink ensures the T710 stays cool under pressure and capacity options up to 4TB2 means users have the storage space they need for their most demanding projects. 

    The increasing demands of AI applications require robust hardware for optimal performance. With its dramatically increased energy efficiency and decreased latency, the Crucial T710 is perfect for enabling real-time local data processing on AI PCs, with the speed to load a large language model from SSD to memory in under one second.3

    Crucial X10: Fast and tough portable storage to expand your digital life

    Crucial’s latest portable drive, the X10, delivers read speeds of up to 2,100 MB/s,4 twice as fast as its predecessor.5 The X10 is designed for users who need a fast, reliable and durable solution to back up and store their most important photos, games, movies, documents and more. With 4TB, 6TB and 8TB6 versions available, the Crucial X10 allows users to store massive amounts of data, including up to 500,000 4K photos, 114 games or 2.6 million MP3 files7.

    With its sleek, matte blue design, the X10 is perfect for content creators, gamers, photography hobbyists and mainstream consumers who require high-speed data transfer and ample storage capacity. Its durable design is IP65 dust- and water-resistant and drop-resistant up to 9.8 feet,8 making it a vault for your data — secure, portable and always ready.

    The T710 uses Silicon Motion’s SM2508 controller, while the X10 uses the SM2322 controller.

    “To meet the evolving demands of next-generation AI PCs, we’ve engineered our industry-leading SM2508 controller to deliver game-changing Gen5 performance combined with significant power savings compared to competitors,” said Nelson Duann, senior vice president of Silicon Motion’s Client & Automotive Storage Business. “Our close technical collaboration with Micron to turbocharge the Crucial T710 will transform the latest notebooks with extreme Gen5 performance that meets the needs of intensive applications like AI, gaming and beyond.”

    Availability: The Crucial X10 is now available for purchase through etailers, retailers and global channel partners, while T710 will be available starting in July 2025.

    Additional Resources:

    About Micron Technology, Inc.

    Micron Technology, Inc. is an industry leader in innovative memory and storage solutions, transforming how the world uses information to enrich life for all. With a relentless focus on our customers, technology leadership, and manufacturing and operational excellence, Micron delivers a rich portfolio of high-performance DRAM, NAND, and NOR memory and storage products through our Micron® and Crucial® brands. Every day, the innovations that our people create fuel the data economy, enabling advances in artificial intelligence (AI) and compute-intensive applications that unleash opportunities — from the data center to the intelligent edge and across the client and mobile user experience. To learn more about Micron Technology, Inc. (Nasdaq: MU), visit micron.com.

    © 2025 Micron Technology, Inc. All rights reserved. Information, products, and/or specifications are subject to change without notice. Micron, the Micron logo, and all other Micron trademarks are the property of Micron Technology, Inc. All other trademarks are the property of their respective owners.

    1 Typical I/O performance as measured using CrystalDiskMark® with a queue depth of 512 and write cache enabled. Windows 11 Core isolation disabled for performance measurement. Fresh out-of-box (FOB) state is assumed. For performance measurement purposes, the SSD may be restored to FOB state using the secure erase command. System variations will affect measured results.

    2 Some storage capacity is used for formatting and other purposes and is not available for data storage. 1GB equals 1 billion bytes. 

    3 As tested in Micron labs using Llama 2 with 13 billion parameters,10.4GB file size and 6-bit quantization vs. the PCIe Gen4 Micron 3500 SSD.

    4 MB/s speed measured by Crucial as maximum sequential performance of device on a high-performance desktop computer with Crystal Disk Mark (version 8.0.4 for x64). Your performance may vary.

    5 Comparative speed claims measured against maximum reported speeds from Crucial X9 SSD. Your performance may vary.

    6 Some storage capacity is used for formatting and other purposes and is not available for data storage. 1GB equals 1 billion bytes. 

    7 Based on average photo size of 6MB, video at 4K/60fps in H264 format at 24GB/hr and 200GB for AAA games.

    8 Up to 3 meters without impact to data on a carpeted floor.

    The MIL Network

  • MIL-OSI: Qifu Technology Announces First Quarter 2025 Unaudited Financial Results

    Source: GlobeNewswire (MIL-OSI)

    SHANGHAI, China, May 19, 2025 (GLOBE NEWSWIRE) — Qifu Technology, Inc. (NASDAQ: QFIN; HKEx: 3660) (“Qifu Technology” or the “Company”), a leading AI-empowered Credit-Tech platform in China, today announced its unaudited financial results for the first quarter ended March 31, 2025.

    First Quarter 2025 Business Highlights

    • As of March 31, 2025, our platform has connected 163 financial institutional partners and 268.2 million consumers*1 with potential credit needs, cumulatively, an increase of 11.1% from 241.4 million a year ago.
    • Cumulative users with approved credit lines*2 were 58.4 million as of March 31, 2025, an increase of 11.6% from 52.3 million as of March 31, 2024.
    • Cumulative borrowers with successful drawdown, including repeat borrowers was 35.5 million as of March 31, 2025, an increase of 13.8% from 31.2 million as of March 31, 2024.
    • In the first quarter of 2025, financial institutional partners originated 24,401,374 loans*3 through our platform.
    • Total facilitation and origination loan volume*4 reached RMB88,883 million, an increase of 15.8% from RMB76,784 million in the same period of 2024 and a decrease of 1.1% from RMB89,885 million in the prior quarter. RMB43,811 million of such loan volume was under capital-light model, Intelligence Credit Engine (“ICE”) and total technology solutions*5, representing 49.3% of the total, an increase of 15.1% from RMB38,053 million in the same period of 2024 and a decrease of 8.3% from RMB47,796 million in the prior quarter.
    • Total outstanding loan balance*6 was RMB140,273 million as of March 31, 2025, an increase of 5.5% from RMB132,964 million as of March 31, 2024 and an increase of 2.4% from RMB137,014 million as of December 31, 2024. RMB78,681 million of such loan balance was under capital-light model, “ICE” and total technology solutions, an increase of 11.4% from RMB70,641 million as of March 31, 2024 and a decrease of 1.2% from RMB79,599 million as of December 31, 2024.
    • The weighted average contractual tenor of loans originated by financial institutions across our platform in the first quarter of 2025 was approximately 10.17 months, compared with 10.10 months in the same period of 2024.
    • 90 day+ delinquency rate*7 of loans originated by financial institutions across our platform was 2.02% as of March 31, 2025.
    • Repeat borrower contribution*8 of loans originated by financial institutions across our platform for the first quarter of 2025 was 95.1%.

    1 Refers to cumulative registered users across our platform.
    2 “Cumulative users with approved credit lines” refers to the total number of users who had submitted their credit applications and were approved with a credit line at the end of each period.
    3 Including 2,022,501 loans across “V-pocket”, and 22,378,873 loans across other products.
    4 Refers to the total principal amount of loans facilitated and originated during the given period. Retrospectively excluding the impact of discontinued service, which did not have and is not expected to have a material impact on our overall business, financial condition, and results of operations.
    5 “ICE” is an open platform primarily on our “Qifu Jietiao” APP (previously known as “360 Jietiao”), we match borrowers and financial institutions through big data and cloud computing technology on “ICE”, and provide pre-loan investigation report of borrowers. For loans facilitated through “ICE”, the Company does not bear principal risk.
    Under total technology solutions, we have been offering end-to-end technology solutions to financial institutions based on on-premise deployment, SaaS or hybrid model since 2023.
    6 “Total outstanding loan balance” refers to the total amount of principal outstanding for loans facilitated and originated at the end of each period, excluding loans delinquent for more than 180 days. Retrospectively excluding the impact of discontinued service, which did not have and is not expected to have a material impact on our overall business, financial condition, and results of operations.
    7 “90 day+ delinquency rate” refers to the outstanding principal balance of on- and off-balance sheet loans that were 91 to 180 calendar days past due as a percentage of the total outstanding principal balance of on- and off-balance sheet loans across our platform as of a specific date. Loans that are charged-off and loans under “ICE” and total technology solutions are not included in the delinquency rate calculation.
    8 “Repeat borrower contribution” for a given period refers to (i) the principal amount of loans borrowed during that period by borrowers who had historically made at least one successful drawdown, divided by (ii) the total loan facilitation and origination volume through our platform during that period.

    First Quarter 2025 Financial Highlights

    • Total net revenue was RMB4,690.7 million (US$646.4 million), compared to RMB4,482.3 million in the prior quarter.
    • Net income was RMB1,796.6 million (US$247.6 million), compared to RMB1,912.7 million in the prior quarter.
    • Non-GAAP*9 net income was RMB1,926.2 million (US$265.4 million), compared to RMB1,972.4 million in the prior quarter.
    • Net income per fully diluted American depositary share (“ADS”) was RMB12.62 (US$1.74), compared to RMB13.24 in the prior quarter.
    • Non-GAAP net income per fully diluted ADS was RMB13.53 (US$1.86), compared to RMB13.66 in the prior quarter.

    9 Non-GAAP income from operations, Non-GAAP net income, Non-GAAP operating margin, Non-GAAP net income margin and Non-GAAP net income per fully diluted ADS are Non-GAAP financial measures. For more information on these Non-GAAP financial measures, please see the section of “Use of Non-GAAP Financial Measures Statement” and the table captioned “Unaudited Reconciliations of GAAP and Non-GAAP Results” set forth at the end of this press release.

    Mr. Haisheng Wu, Chief Executive Officer and Director of Qifu Technology, commented, “First quarter came in stronger than typical seasonal trend despite the ongoing macroeconomic challenges. We observed an increase in users’ activities early in the quarter as public sentiment slightly improved in response to the strong stimulus messages delivered by government officials. However, we remain prudent in our business planning as tariff-related economic uncertainties may persist throughout this year. We will continue to focus on improving the quality and sustainability of our business.

    During the quarter, we issued a record amount of ABS as the overall funding environment remained supportive. As a result, the blended funding cost continued to decline sequentially. Approximately 56% of the quarter-end loan balance was under the capital-light model, ICE and total technology solutions, demonstrating the efficiency of our platform services. The contribution from non-credit risk bearing services also continued to help us mitigate certain risks in a challenging environment. During the quarter, nearly half of our new credit line users were acquired through embedded finance partners, which we also refer to as API channels, as we further diversify our user acquisition channels. Loan volumes through the API channels increased significantly in the quarter.

    With the growing maturity and efficiency of large language models, we will continue to allocate more resources to the application of AI across our credit service offerings. We expect that these AI-powered tools will not only allow us to serve our users with better offerings at greater efficiency but also enable our financial institution clients to better utilize the cutting-edge AI technologies, through our open platform. We believe these efforts will enable us to better navigate through the current environment and position us well to capture long-term opportunities through innovative technologies, enhanced products and collaborative models.”

    “We are pleased to start 2025 with another quarter of solid financial results despite an uncertain macro environment. For the first quarter, total revenue was RMB4.69 billion and Non-GAAP net income was RMB1.93 billion,” Mr. Alex Xu, Chief Financial Officer, commented. “During the quarter, we successfully completed the US$690 million convertible notes offering and it gave us ample resources to accelerate our share repurchase programs. Our strong financial position enables us to consistently execute our strategy, support business initiatives, and enhance returns to our shareholders.”

    Mr. Yan Zheng, Chief Risk Officer, added, “In the first quarter, we maintained a relatively stable risk profile as users’ activities came in stronger than normal. Although overall risk performance fluctuated from the best level we achieved in the prior quarter, it remained well within our target range. Among key leading indicators, Day-1 delinquency rate*10 was 5.0% in the first quarter, and 30-day collection rate*11 was 88.1%. While macro volatility may induce short-term fluctuation in risk metrics, we look forward to maintaining relatively stable risk performance in the coming quarters as we seek growth opportunities in 2025.”

    10 “Day-1 delinquency rate” is defined as (i) the total amount of principal that became overdue as of a specified date, divided by (ii) the total amount of principal that was due for repayment as of such specified date.
    11 “30-day collection rate” is defined as (i) the amount of principal that was repaid in one month among the total amount of principal that became overdue as of a specified date, divided by (ii) the total amount of principal that became overdue as of such specified date.

    First Quarter 2025 Financial Results

    Total net revenue was RMB4,690.7 million (US$646.4 million), compared to RMB4,153.2 million in the same period of 2024, and RMB4,482.3 million in the prior quarter.

    Net revenue from Credit Driven Services was RMB3,110.9 million (US$428.7 million), compared to RMB3,016.3 million in the same period of 2024, and RMB2,889.5 million in the prior quarter.

    Loan facilitation and servicing fees-capital heavy were RMB429.8 million (US$59.2 million), compared to RMB243.8 million in the same period of 2024 and RMB363.0 million in the prior quarter. The year-over-year increase was primarily due to an increase in capital-heavy loan facilitation volume and longer effective loan tenor. The sequential increase was primarily due to the increase in effective loan tenor.

    Financing income*12 was RMB1,817.2 million (US$250.4 million), compared to RMB1,535.0 million in the same period of 2024 and RMB1,667.3 million in the prior quarter. The year-over-year and sequential increases were primarily due to the growth in the average outstanding balance of the on-balance-sheet loans.

    Revenue from releasing of guarantee liabilities was RMB778.2 million (US$107.2 million), compared to RMB1,166.0 million in the same period of 2024, and RMB761.8 million in the prior quarter. The year-over-year decrease was mainly due to the decrease in the average outstanding balance of off-balance-sheet capital-heavy loans during the period.

    Other services fees were RMB85.6 million (US$11.8 million), compared to RMB71.5 million in the same period of 2024, and RMB97.4 million in the prior quarter. The year-over-year and sequential changes reflected the changes in late payment fees under the credit driven services due to changes in collection rates of late paid loans.

    Net revenue from Platform Services was RMB1,579.8 million (US$217.7 million), compared to RMB1,136.9 million in the same period of 2024 and RMB1,592.8 million in the prior quarter.

    Loan facilitation and servicing fees-capital light were RMB373.7 million (US$51.5 million), compared to RMB502.7 million in the same period of 2024 and RMB515.1 million in the prior quarter. The year-over-year and sequential decreases were primarily due to the decreases in capital-light loan facilitation volume.

    Referral services fees were RMB1,004.6 million (US$138.4 million), compared to RMB548.8 million in the same period of 2024 and RMB907.2 million in the prior quarter. The year-over-year and sequential increases were mainly due to the increases in loan facilitation volume through ICE.

    Other services fees were RMB201.5 million (US$27.8 million), compared to RMB85.4 million in the same period of 2024 and RMB170.5 million in the prior quarter. The year-over-year and sequential changes reflected trends in other value-added services and late payment fees.

    Total operating costs and expenses were RMB2,716.0 million (US$374.3 million), compared to RMB2,789.1 million in the same period of 2024 and RMB2,591.9 million in the prior quarter.

    Facilitation, origination and servicing expenses were RMB714.5 million (US$98.5 million), compared to RMB736.0 million in the same period of 2024 and RMB734.7 million in the prior quarter.

    Funding costs were RMB122.7 million (US$16.9 million), compared to RMB156.0 million in the same period of 2024 and RMB126.8 million in the prior quarter. The year-over-year and sequential decreases were mainly due to lower average costs of ABS and trusts, partially offsetting by increases in fundings from ABS and trusts.

    Sales and marketing expenses were RMB591.5 million (US$81.5 million), compared to RMB415.6 million in the same period of 2024 and RMB523.9 million in the prior quarter. The year-over-year and sequential increases were primarily due to the increase in the allocation of marketing resources to embedded finance channels and content feed advertisements to generate more effective leads.

    General and administrative expenses were RMB196.5 million (US$27.1 million), compared to RMB106.4 million in the same period of 2024 and RMB156.1 million in the prior quarter. The year-over-year and sequential increases were primarily due to an increase in share-based compensations.

    Provision for loans receivable was RMB823.2 million (US$113.4 million), compared to RMB847.9 million in the same period of 2024 and RMB598.4 million in the prior quarter. The year-over-year decrease reflected the Company’s consistent approach in assessing provisions commensurate with its underlying loan profile. The sequential increase was primarily due to an increase in loan origination volume of on-balance-sheet loans and the Company’s consistent approach in assessing provisions commensurate with its underlying loan profile.

    Provision for financial assets receivable was RMB39.9 million (US$5.5 million), compared to RMB99.0 million in the same period of 2024 and RMB63.3 million in the prior quarter. The year-over-year decrease reflected the Company’s consistent approach in assessing provisions commensurate with its underlying loan profile. The sequential decrease was mainly due to the decline in capital-heavy loan facilitation volume.

    Provision for accounts receivable and contract assets was RMB68.4 million (US$9.4 million), compared to RMB111.5 million in the same period of 2024 and RMB77.5 million in the prior quarter. The year-over-year and sequential decreases reflected the Company’s consistent approach in assessing provisions commensurate with its underlying loan profile and changes in capital-heavy and capital-light loan facilitation volume.

    Provision for contingent liability was RMB159.3 million (US$22.0 million), compared to RMB316.7 million in the same period of 2024 and RMB311.4 million in the prior quarter. The year-over-year and sequential decreases reflected the Company’s consistent approach in assessing provisions commensurate with its underlying loan profile. The sequential decrease also reflected the decline in capital-heavy loan facilitation volume.

    Income from operations was RMB1,974.7 million (US$272.1 million), compared to RMB1,364.1 million in the same period of 2024 and RMB1,890.3 million in the prior quarter.

    Non-GAAP income from operations was RMB2,104.3 million (US$290.0 million), compared to RMB1,408.7 million in the same period of 2024 and RMB1,950.0 million in the prior quarter.

    Operating margin was 42.1%. Non-GAAP operating margin was 44.9%.

    Income before income tax expense was RMB2,220.2 million (US$306.0 million), compared to RMB1,526.2 million in the same period of 2024 and RMB1,932.7 million in the prior quarter.

    Income taxes expense was RMB423.6 million (US$58.4 million), compared to RMB366.1 million in the same period of 2024 and RMB20.0 million in the prior quarter. The sequential increase was mainly due to the writeback of withholding taxes in the prior quarter related to the Company’s dividend payment and share repurchases, as the Company became eligible to a lower tax rate.

    Net income was RMB1,796.6 million (US$247.6 million), compared to RMB1,160.1 million in the same period of 2024 and RMB1,912.7 million in the prior quarter.

    Non-GAAP net income was RMB1,926.2 million (US$265.4 million), compared to RMB1,204.8 million in the same period of 2024 and RMB1,972.4 million in the prior quarter.

    Net income margin was 38.3%. Non-GAAP net income margin was 41.1%.

    Net income attributed to the Company was RMB1,800.2 million (US$248.1 million), compared to RMB1,164.3 million in the same period of 2024 and RMB1,916.6 million in the prior quarter.

    Non-GAAP net income attributed to the Company was RMB1,929.8 million (US$265.9 million), compared to RMB1,208.9 million in the same period of 2024 and RMB1,976.4 million in the prior quarter.

    Net income per fully diluted ADS was RMB12.62 (US$1.74).

    Non-GAAP net income per fully diluted ADS was RMB13.53 (US$1.86).

    Weighted average basic ADS used in calculating GAAP net income per ADS was 140.48 million.

    Weighted average diluted ADS used in calculating GAAP and non-GAAP net income per ADS was 142.62 million.

    Ordinary shares outstanding as of March 31, 2025 was 268,930,496.

    12 “Financing income” is generated from loans facilitated through the Company’s platform funded by the consolidated trusts and Fuzhou Microcredit, which charge fees and interests from borrowers.

    30 Day+ Delinquency Rate by Vintage and 180 Day+ Delinquency Rate by Vintage

    The following charts and tables display the historical cumulative 30 day+ delinquency rates by loan facilitation and origination vintage and 180 day+ delinquency rates by loan facilitation and origination vintage for all loans facilitated and originated through the Company’s platform. Loans under “ICE” and total technology solutions are not included in the 30 day+ charts and the 180 day+ charts:

    http://ml.globenewswire.com/Resource/Download/528f864e-af49-4be7-b48b-b2650fa2808a

    http://ml.globenewswire.com/Resource/Download/12433d9d-4214-431e-b551-59f682e1ed93

    Update on Share Repurchase

    On November 19, 2024, the Board approved a share repurchase plan (the “2025 Share Repurchase Plan”) whereby the Company is authorized to repurchase up to US$450 million worth of its ADSs or Class A ordinary shares over the next 12 months starting from January 1, 2025.

    As of May 19, 2025, the Company had in aggregate purchased approximately 4.4 million ADSs on the open market for a total amount of approximately US$178 million (inclusive of commissions) at an average price of US$40.2 per ADS pursuant to the 2025 Share Repurchase Plan.

    On March 25, 2025, the Board approved a new share repurchase plan (the “March 2025 Share Repurchase Plan”) whereby the Company is authorized to use to the net proceeds from the offering of convertible senior notes due 2030 to repurchase its ADSs and/or Class A ordinary shares, which runs in addition to the Company’s 2025 Share Repurchase Plan. On March 27, 2025, the Company announced the completion of the offering of the convertible senior notes in an aggregate principal amount of US$690 million due 2030. Concurrently with the pricing of this offering, the Company repurchased approximately 5.1 million ADSs with an aggregate value of approximately US$227 million at a price of US$44.23 per ADS. The Company expects to use the remaining net proceeds, which is approximately US$450 million, from the offering of the convertible senior notes to repurchase additional ADSs and/or Class A ordinary shares on the open market and/or through other means from time to time under the March 2025 Share Repurchase Plan.

    Business Outlook

    As macro-economic uncertainties persist, the Company intends to maintain a prudent approach in its business planning for 2025. Management will continue to focus on enhancing efficiency of the Company’s operations. As such, for the second quarter of 2025, the Company expects to generate a net income between RMB1.65 billion and RMB1.75 billion and a non-GAAP net income*13 between RMB1.75 billion and RMB1.85 billion, representing a year-on-year growth between 24% and 31%. This outlook reflects the Company’s current and preliminary views, which is subject to material changes.

    13 Non-GAAP net income represents net income excluding share-based compensation expenses.

    Conference Call Preregistration

    Qifu Technology’s management team will host an earnings conference call at 8:30 PM U.S. Eastern Time on Monday, May 19, 2025 (8:30 AM Beijing Time on Tuesday, May 20, 2025).

    All participants wishing to join the conference call must pre-register online using the link provided below.

    Registration Link: https://s1.c-conf.com/diamondpass/10047043-kj87y6.html

    Upon registration, each participant will receive details for the conference call, including dial-in numbers and a unique access PIN. Please dial in 10 minutes before the call is scheduled to begin.

    Additionally, a live and archived webcast of the conference call will be available on the Investor Relations section of the Company’s website at https://ir.qifu.tech.

    About Qifu Technology

    Qifu Technology is a leading AI-empowered Credit-Tech platform in China. By leveraging its sophisticated machine learning models and data analytics capabilities, the Company provides a comprehensive suite of technology services to assist financial institutions and consumers and SMEs in the loan lifecycle, ranging from borrower acquisition, preliminary credit assessment, fund matching and post-facilitation services. The Company is dedicated to making credit services more accessible and personalized to consumers and SMEs through Credit-Tech services to financial institutions.

    For more information, please visit: https://ir.qifu.tech.

    Use of Non-GAAP Financial Measures Statement

    To supplement our financial results presented in accordance with U.S. GAAP, we use Non-GAAP financial measure, which is adjusted from results based on U.S. GAAP to exclude share-based compensation expenses. Reconciliations of our Non-GAAP financial measures to our U.S. GAAP financial measures are set forth in tables at the end of this earnings release, which provide more details on the Non-GAAP financial measures.

    We use Non-GAAP income from operation, Non-GAAP operating margin, Non-GAAP net income, Non-GAAP net income margin, Non-GAAP net income attributed to the Company and Non-GAAP net income per fully diluted ADS in evaluating our operating results and for financial and operational decision-making purposes. Non-GAAP income from operation represents income from operation excluding share-based compensation expenses. Non-GAAP operating margin is equal to Non-GAAP income from operation divided by total net revenue. Non-GAAP net income represents net income excluding share-based compensation expenses. Non-GAAP net income margin is equal to Non-GAAP net income divided by total net revenue. Non-GAAP net income attributed to the Company represents net income attributed to the Company excluding share-based compensation expenses. Non-GAAP net income per fully diluted ADS represents net income excluding share-based compensation expenses per fully diluted ADS. Such adjustments have no impact on income tax. We believe that Non-GAAP income from operation, Non-GAAP operating margin, Non-GAAP net income, Non-GAAP net income margin, Non-GAAP net income attributed to the Company and Non-GAAP net income per fully diluted ADS help identify underlying trends in our business that could otherwise be distorted by the effect of certain expenses that we include in results based on U.S. GAAP. We believe that Non-GAAP income from operation and Non-GAAP net income provide useful information about our operating results, enhance the overall understanding of our past performance and future prospects and allow for greater visibility with respect to key metrics used by our management in its financial and operational decision-making. Our Non-GAAP financial information should be considered in addition to results prepared in accordance with U.S. GAAP, but should not be considered a substitute for or superior to U.S. GAAP results. In addition, our calculation of Non-GAAP financial information may be different from the calculation used by other companies, and therefore comparability may be limited.

    Exchange Rate Information

    This announcement contains translations of certain RMB amounts into U.S. dollars at specified rates solely for the convenience of the reader. Unless otherwise noted, all translations from RMB to U.S. dollars are made at a rate of RMB 7.2567 to US$1.00, the exchange rate set forth in the H.10 statistical release of the Board of Governors of the Federal Reserve System as of March 31, 2025.

    Safe Harbor Statement

    Any forward-looking statements contained in this announcement are made under the “safe harbor” provisions of the U.S. Private Securities Litigation Reform Act of 1995. Forward-looking statements can be identified by terminology such as “will,” “expects,” “anticipates,” “future,” “intends,” “plans,” “believes,” “estimates” and similar statements. Among other things, the business outlook and quotations from management in this announcement, as well as the Company’s strategic and operational plans, contain forward-looking statements. Qifu Technology may also make written or oral forward-looking statements in its periodic reports to the U.S. Securities and Exchange Commission (“SEC”), in announcements made on the website of The Stock Exchange of Hong Kong Limited (the “Hong Kong Stock Exchange”), in its annual report to shareholders, in press releases and other written materials and in oral statements made by its officers, directors or employees to third parties. Statements that are not historical facts, including the Company’s business outlook, beliefs and expectations, are forward-looking statements. Forward-looking statements involve inherent risks and uncertainties. A number of factors could cause actual results to differ materially from those contained in any forward-looking statement, which factors include but not limited to the following: the Company’s growth strategies, changes in laws, rules and regulatory environments, the recognition of the Company’s brand, market acceptance of the Company’s products and services, trends and developments in the credit-tech industry, governmental policies relating to the credit-tech industry, general economic conditions in China and around the globe, and assumptions underlying or related to any of the foregoing. Further information regarding these and other risks and uncertainties is included in Qifu Technology’s filings with the SEC and announcements on the website of the Hong Kong Stock Exchange. All information provided in this press release is as of the date of this press release, and Qifu Technology does not undertake any obligation to update any forward-looking statement, except as required under applicable law.

    For more information, please contact:

    Qifu Technology
    E-mail: ir@360shuke.com

    Unaudited Condensed Consolidated Balance Sheets
    (Amounts in thousands of Renminbi (“RMB”) and U.S. dollars (“USD”)
    except for number of shares and per share data, or otherwise noted)
           
      December 31, March 31, March 31,
      2024 2025 2025
      RMB RMB USD
    ASSETS      
    Current assets:      
    Cash and cash equivalents 4,452,416 8,578,822 1,182,193
    Restricted cash 2,353,384 3,236,427 445,992
    Short term investments 3,394,073 2,040,269 281,157
    Security deposit prepaid to third-party guarantee companies 162,617 173,437 23,900
    Funds receivable from third party payment service providers 462,112 347,416 47,875
    Accounts receivable and contract assets, net 2,214,530 2,316,593 319,235
    Financial assets receivable, net 1,553,912 1,530,084 210,851
    Amounts due from related parties 8,510 3,242 447
    Loans receivable, net 26,714,428 30,675,633 4,227,215
    Prepaid expenses and other assets 1,464,586 1,510,818 208,196
    Total current assets 42,780,568 50,412,741 6,947,061
    Non-current assets:      
    Accounts receivable and contract assets, net-noncurrent 27,132 20,004 2,757
    Financial assets receivable, net-noncurrent 170,779 189,379 26,097
    Amounts due from related parties 51 39 5
    Loans receivable, net-noncurrent 2,537,749 2,314,826 318,992
    Property and equipment, net 362,774 405,926 55,938
    Land use rights, net 956,738 951,557 131,128
    Intangible assets 11,818 11,420 1,574
    Goodwill 42,414 42,407 5,844
    Deferred tax assets 1,206,325 1,244,757 171,532
    Other non-current assets 36,270 34,112 4,701
    Total non-current assets 5,352,050 5,214,427 718,568
    TOTAL ASSETS 48,132,618 55,627,168 7,665,629
           
    LIABILITIES AND EQUITY      
    Current liabilities:      
    Payable to investors of the consolidated trusts-current 8,188,454 6,541,069 901,383
    Accrued expenses and other current liabilities 2,492,921 3,337,707 459,948
    Amounts due to related parties 67,495 48,442 6,675
    Short term loans 1,369,939 1,219,431 168,042
    Guarantee liabilities-stand ready 2,383,202 2,377,408 327,616
    Guarantee liabilities-contingent 1,820,350 1,794,747 247,323
    Income tax payable 1,040,687 1,054,537 145,319
    Other tax payable 109,161 3,897 537
    Total current liabilities 17,472,209 16,377,238 2,256,843
    Non-current liabilities:      
    Deferred tax liabilities 439,435 569,734 78,511
    Payable to investors of the consolidated trusts-noncurrent 5,719,600 10,354,000 1,426,819
    Convertible senior notes 4,912,524 676,964
    Other long-term liabilities 255,155 297,730 41,028
    Total non-current liabilities 6,414,190 16,133,988 2,223,322
    TOTAL LIABILITIES 23,886,399 32,511,226 4,480,165
    TOTAL QIFU TECHNOLOGY INC EQUITY 24,190,043 23,063,344 3,178,216
    Noncontrolling interests 56,176 52,598 7,248
    TOTAL EQUITY 24,246,219 23,115,942 3,185,464
    TOTAL LIABILITIES AND EQUITY 48,132,618 55,627,168 7,665,629
           
    Unaudited Condensed Consolidated Statements of Operations
    (Amounts in thousands of Renminbi (“RMB”) and U.S. dollars (“USD”)
    except for number of shares and per share data, or otherwise noted)
           
      Three months ended March 31,
      2024  2025  2025
      RMB RMB USD
    Credit driven services 3,016,282 3,110,866 428,690
    Loan facilitation and servicing fees-capital heavy 243,766 429,775 59,225
    Financing income 1,534,986 1,817,221 250,420
    Revenue from releasing of guarantee liabilities 1,166,018 778,222 107,242
    Other services fees 71,512 85,648 11,803
    Platform services 1,136,901 1,579,831 217,706
    Loan facilitation and servicing fees-capital light 502,715 373,709 51,498
    Referral services fees 548,824 1,004,622 138,441
    Other services fees 85,362 201,500 27,767
    Total net revenue 4,153,183 4,690,697 646,396
    Facilitation, origination and servicing 736,026 714,492 98,460
    Funding costs 155,963 122,657 16,903
    Sales and marketing 415,617 591,495 81,510
    General and administrative 106,415 196,482 27,076
    Provision for loans receivable 847,921 823,187 113,438
    Provision for financial assets receivable 99,003 39,863 5,493
    Provision for accounts receivable and contract assets 111,473 68,445 9,432
    Provision for contingent liabilities 316,664 159,343 21,958
    Total operating costs and expenses 2,789,082 2,715,964 374,270
    Income from operations 1,364,101 1,974,733 272,126
    Interest income, net 50,058 67,774 9,340
    Foreign exchange gain 82 2,123 293
    Other income, net 111,968 175,600 24,198
    Income before income tax expense 1,526,209 2,220,230 305,957
    Income taxes expense (366,065) (423,631) (58,378)
    Net income 1,160,144 1,796,599 247,579
    Net loss attributable to noncontrolling interests 4,143 3,576 493
    Net income attributable to ordinary shareholders of the Company 1,164,287 1,800,175 248,072
    Net income per ordinary share attributable to ordinary shareholders of Qifu Technology, Inc.
    Basic 3.73 6.41 0.88
    Diluted 3.65 6.31 0.87
           
    Net income per ADS attributable to ordinary shareholders of Qifu Technology, Inc.  
    Basic 7.46 12.82 1.76
    Diluted 7.30 12.62 1.74
           
    Weighted average shares used in calculating net income per ordinary share  
    Basic 312,027,192 280,958,513 280,958,513
    Diluted 318,915,157 285,237,588 285,237,588
           
    Unaudited Condensed Consolidated Statements of Cash Flows
    (Amounts in thousands of Renminbi (“RMB”) and U.S. dollars (“USD”)
    except for number of shares and per share data, or otherwise noted)
         
      Three months ended March 31,
      2024  2025  2025 
      RMB RMB USD
    Net cash provided by operating activities 1,958,267 2,805,685 386,634
    Net cash used in investing activities (3,138,175) (3,240,186) (446,510)
    Net cash provided by financing activities 1,775,409 5,449,071 750,902
    Effect of foreign exchange rate changes 2,095 (5,121) (705)
    Net increase in cash and cash equivalents 597,596 5,009,449 690,321
    Cash, cash equivalents, and restricted cash, beginning of period 7,558,997 6,805,800 937,864
    Cash, cash equivalents, and restricted cash, end of period 8,156,593 11,815,249 1,628,185
           
    Unaudited Condensed Consolidated Statements of Comprehensive Income/(Loss)
    (Amounts in thousands of Renminbi (“RMB”) and U.S. dollars (“USD”)
    except for number of shares and per share data, or otherwise noted)
       
      Three months ended March 31,
      2024 2025 2025
      RMB RMB USD
    Net income 1,160,144 1,796,599 247,579
    Other comprehensive income, net of tax of nil:      
    Foreign currency translation adjustment 2,010 (15,362) (2,117)
    Other comprehensive income (loss) 2,010 (15,362) (2,117)
    Total comprehensive income 1,162,154 1,781,237 245,462
    Comprehensive loss attributable to noncontrolling interests 4,143 3,576 493
    Comprehensive income attributable to ordinary shareholders 1,166,297 1,784,813 245,955
           
    Unaudited Reconciliations of GAAP and Non-GAAP Results
    (Amounts in thousands of Renminbi (“RMB”) and U.S. dollars (“USD”)
    except for number of shares and per share data, or otherwise noted)
           
      Three months ended March 31,
      2024 2025 2025
      RMB RMB USD
    Reconciliation of Non-GAAP Net Income to Net Income      
    Net income 1,160,144 1,796,599 247,579
    Add: Share-based compensation expenses 44,645 129,614 17,861
    Non-GAAP net income 1,204,789 1,926,213 265,440
    GAAP net income margin 27.9% 38.3%  
    Non-GAAP net income margin 29.0% 41.1%  
           
    Net income attributable to shareholders of Qifu Technology, Inc. 1,164,287 1,800,175 248,072
    Add: Share-based compensation expenses 44,645 129,614 17,861
    Non-GAAP net income attributable to shareholders of Qifu Technology, Inc. 1,208,932 1,929,789 265,933
    Weighted average ADS used in calculating net income per ordinary share for both GAAP and non-GAAP EPS – diluted 159,457,579 142,618,794 142,618,794
    Net income per ADS attributable to ordinary shareholders of Qifu Technology, Inc. – diluted 7.30 12.62 1.74
    Non-GAAP net income per ADS attributable to ordinary shareholders of Qifu Technology, Inc. – diluted 7.58 13.53 1.86
           
    Reconciliation of Non-GAAP Income from operations to Income from operations      
    Income from operations 1,364,101 1,974,733 272,126
    Add: Share-based compensation expenses 44,645 129,614 17,861
    Non-GAAP Income from operations 1,408,746 2,104,347 289,987
    GAAP operating margin 32.8% 42.1%  
    Non-GAAP operating margin 33.9% 44.9%  
           

    The MIL Network

  • MIL-OSI: Wen Acquisition Corp Completes $300,150,000 Initial Public Offering

    Source: GlobeNewswire (MIL-OSI)

    New York, NY, May 19, 2025 (GLOBE NEWSWIRE) — Wen Acquisition Corp (the “Company”) announced today the closing of its initial public offering of 30,015,000 units, which includes 3,915,000 units issued pursuant to the exercise by the underwriters of their over-allotment option in full. The offering was priced at $10.00 per unit, resulting in gross proceeds of $300,150,000. The Company’s units began trading on May 16, 2025 on The Nasdaq Global Stock Market LLC (“Nasdaq”) under the ticker symbol “WENNU.” Each unit consists of one Class A ordinary share of the Company and one-half of one redeemable warrant, with each whole warrant entitling the holder thereof to purchase one Class A ordinary share of the Company at an exercise price of $11.50 per share, subject to certain adjustment. No fractional warrants will be issued upon separation of the units and only whole warrants will trade. Once the securities constituting the units begin separate trading, the Class A ordinary shares and warrants are expected to be listed on Nasdaq under the symbols “WENN” and “WENNW,” respectively. Of the proceeds received from the consummation of the initial public offering (including the exercise of the over-allotment option) and a simultaneous private placement of warrants, $300,150,000 (or $10.00 per unit sold in the offering) was placed in trust.

    The Company is a blank check company formed for the purpose of effecting a merger, amalgamation, share exchange, asset acquisition, share purchase, reorganization or similar business combination with one or more businesses. The Company may pursue an acquisition opportunity in any business or industry or at any stage of its corporate evolution. The Company’s primary focus, however, will be on infrastructure companies in the financial technology (“fintech”) sector that are focused on enablement of digital assets, such as stablecoins, through the incorporation and integration of blockchain networks into the traditional financial systems.

    The Company’s management team is led by Julian M. Sevillano, its Chief Executive Officer and Chairman of the Board of Directors (the “Board”), and Jurgen van de Vyver, its Chief Financial Officer. The Board also includes Josh Fried, Co-Vice Chairman of the Board, Sheraz Shere, Co-Vice Chairman of the Board, and Drew Glover.

    Cantor Fitzgerald & Co. acted as sole book-running manager for the offering.

    A registration statement relating to the securities was declared effective by the U.S. Securities and Exchange Commission (the “SEC”) on May 15, 2025. This press release shall not constitute an offer to sell or the solicitation of an offer to buy, nor shall there be any sale of these securities in any state or jurisdiction in which such offer, solicitation or sale would be unlawful prior to registration or qualification under the securities laws of any such state or jurisdiction.

    Forward-Looking Statements

    This press release contains statements that constitute “forward-looking statements.” No assurance can be given that the net proceeds of the offering will be used as indicated.

    Forward-looking statements are subject to numerous conditions, many of which are beyond the control of the Company, including those set forth in the “Risk Factors” section of the Company’s registration statement and prospectus for the Company’s initial public offering filed with the SEC. Copies of these documents are available on the SEC’s website, www.sec.gov. The Company undertakes no obligation to update these statements for revisions or changes after the date of this release, except as required by law.

    Investor Contacts

    Wen Acquisition Corp
    Jurgen van de Vyver
    jurgen@launchpad.vc
    510-200-8778

    The MIL Network

  • MIL-OSI: Columbus Circle Capital Corp. I and Cohen & Company Inc. Announce Completion of Upsized $250,000,000 Initial Public Offering

    Source: GlobeNewswire (MIL-OSI)

    New York, NY, and Philadelphia, PA, May 19, 2025 (GLOBE NEWSWIRE) — Columbus Circle Capital Corp. I (NASDAQ: CCCMU) (the “Company”) and Cohen & Company Inc. (NYSE American: COHN) (“Cohen & Company”) today announced the closing of the Company’s upsized initial public offering of 25,000,000 units, which included 3,000,000 units issued pursuant to the partial exercise by the underwriters of their over-allotment option. The offering was priced at $10.00 per unit, resulting in gross proceeds of $250,000,000. 

    The Company’s units began trading on the Nasdaq Global Market (“NASDAQ”) on May 16, 2025, under the ticker symbol “CCCMU.” Each unit consists of one Class A ordinary share of the Company and one-half of one redeemable warrant, with each whole warrant entitling the holder thereof to purchase one Class A ordinary share at a price of $11.50 per share, subject to certain adjustments. No fractional warrants will be issued upon separation of the units and only whole warrants will trade. Once the securities comprising the units begin separate trading, the Class A ordinary shares and warrants are expected to be listed on NASDAQ under the symbols “CCCM” and “CCCMW,” respectively.

    Cohen & Company Capital Markets, a division of Cohen & Company’s broker-dealer subsidiary, J.V.B. Financial Group, LLC, acted as the lead book-running manager for the offering. Clear Street LLC acted as joint book-runner. Ellenoff Grossman & Schole LLP, and Ogier (Cayman) LLP, served as legal counsel to the Company, and Loeb & Loeb LLP served as legal counsel to the underwriters.  A subsidiary of Cohen & Company also acted as sponsor of the Company.

    A registration statement relating to the units and the underlying securities was declared effective by the Securities and Exchange Commission (the “SEC”) on May 15, 2025. This press release shall not constitute an offer to sell or the solicitation of an offer to buy, nor shall there be any sale of, these securities in any state or jurisdiction in which such offer, solicitation, or sale would be unlawful prior to registration or qualification under the securities laws of any such state or jurisdiction.

    The offering was made only by means of a prospectus, copies of which may be obtained from Cohen & Company Capital Markets, 3 Columbus Circle, 24th Floor, New York, NY 10019, Attention: Prospectus Department, or by email at: capitalmarkets@cohencm.com. Copies of the registration statement can be accessed for free through the SEC’s website at www.sec.gov.

    Of the proceeds received from the consummation of the initial public offering and a simultaneous private placement of units, $250,000,000 was placed in the Company’s trust account for the benefit of the Company’s public shareholders. An audited balance sheet of the Company as of May 19, 2025 reflecting receipt of the proceeds upon consummation of the initial public offering and the private placement will be included as an exhibit to a Current Report on Form 8-K to be filed by the Company with the SEC.

    About Columbus Circle Capital Corp. I

    The Company is a blank check company formed for the purpose of effecting a merger, amalgamation, share exchange, asset acquisition, share purchase, reorganization or similar business combination with one or more businesses. The Company may pursue an initial business combination target in any industry or geographical location. The Company’s management team is led by Gary Quin, its Chief Executive Officer and Chairman of the board of directors, and Joseph W. Pooler, Jr., its Chief Financial Officer. Garrett Curran, Alberto Alsina Gonzalez, Dr. Adam Back and Matthew Murphy are independent directors.

    About Cohen & Company Inc.

    Cohen & Company is a financial services company specializing in an expanding range of capital markets and asset management services. Cohen & Company’s operating segments are Capital Markets, Asset Management, and Principal Investing. The Capital Markets segment consists of fixed income sales, trading, gestation repo financing, new issue placements in corporate and securitized products, underwriting, and advisory services, operating primarily through Cohen & Company’s subsidiaries, J.V.B. Financial Group, LLC (“JVB”) in the United States and Cohen & Company Financial (Europe) S.A. in Europe. Cohen & Company Capital Markets (“CCM”), a division of JVB, is Cohen & Company’s full-service boutique investment bank that focuses on mergers and acquisitions, capital markets, and SPAC advisory services. The Capital Markets segment also includes investment returns on financial instruments that Cohen & Company has received as consideration for advisory, underwriting, and new issue placement services provided by CCM. The Asset Management segment manages assets through collateralized debt obligations, managed accounts, joint ventures, and investment funds. As of March 31, 2025, Cohen & Company had approximately $2.3 billion of assets under management in primarily fixed income assets in a variety of asset classes including U.S. and European bank and insurance trust preferred securities, debt issued by small and medium sized European, U.S., and Bermudian insurance and reinsurance companies, equity interests of SPACs and their sponsor entities, and commercial real estate loans. The Principal Investing segment is comprised primarily of investments Cohen & Company holds related to its SPAC franchise and other investments Cohen & Company has made for the purpose of earning an investment return rather than investments made to support its trading or other capital markets business activity. For more information, please visit www.cohenandcompany.com.

    Forward-Looking Statements

    This press release contains statements that constitute “forward-looking statements,” including with respect to the initial public offering. Forward-looking statements are subject to numerous conditions, many of which are beyond the control of the Company, including those set forth in the Risk Factors section of the Company’s registration statement and prospectus for the offering filed with the SEC. The Company undertakes no obligation to update these statements for revisions or changes after the date of this press release, except as required by law.

    Contact Information:

    Columbus Circle Capital Corp I
    Gary Quin, Chief Executive Officer
    gquin@cohencm.com

    Cohen & Company Inc.
    Joseph W. Pooler, Jr.
    investorrelations@cohenandcompany.com

    The MIL Network

  • MIL-OSI: Capital Bank Launches New Digital Banking Platform in Partnership with Q2, Advancing Innovation and Customer-Focused Growth

    Source: GlobeNewswire (MIL-OSI)

    ROCKVILLE, Md., May 19, 2025 (GLOBE NEWSWIRE) — Capital Bank, N.A. has officially launched its new digital banking platform, powered by Q2, a leader in digital transformation for financial services. The upgrade delivers a secure, modern experience for business customers and marks a major step in the Bank’s ongoing digital evolution.

    Known for its agile, growth-oriented approach, Capital Bank continues to invest in technology that enhances efficiency and meets the demands of today’s business environment . The new platform includes advanced digital treasury management capabilities and provides the scalability needed to expand into new geographies and new customer segments.

    “This launch is more than a technology upgrade—it’s a strategic step in how we scale Capital Bank,” said Ed Barry, CEO of Capital Bank. “By investing in a modern, flexible platform, we’re strengthening our ability to serve complex business needs, expand into new markets, and deliver the kind of seamless experience today’s customers expect. It’s a move that aligns technology with our broader growth strategy and positions us to better serve an increasingly digital economy—without losing the personal touch that defines who we are.”

    The platform gives customers consistent access across devices and equips the Bank to stay nimble in a rapidly changing financial landscape.

    “Providing reliable, high-quality service—both in person and online—is a priority for our entire organization,” added Steve Poynot, President and COO of Capital Bank. “This partnership with Q2 allows us to bring our relationship-first approach into the digital space, ensuring our customers experience convenience without compromise.”

    About Capital Bank
    Capital Bank is a subsidiary of Capital Bancorp, Inc. (NASDAQ: CBNK), a publicly traded company with more than $3.3 billion in assets as of March 31, 2025. The Bank is a member of the Federal Reserve Bank System, FDIC-insured, and an Equal Housing Lender.

    Since 1999, Capital Bank has combined innovative technology with customized financial solutions to help clients grow. Its long-standing success is grounded in a simple principle: Think Big, Act Local.

    To learn more, visit www.capitalbankmd.com.

    Dominic Canuso
    EVP, Chief Financial Officer
    dcanuso@capitalbankmd.com
    240-283-0402 ext.1223

    The MIL Network

  • MIL-OSI: Aether Holdings to Present at the Aegis Capital Corp. 2025 Virtual Conference on May 22nd

    Source: GlobeNewswire (MIL-OSI)

    NEW YORK, May 19, 2025 (GLOBE NEWSWIRE) — Aether Holdings, Inc. (Nasdaq: ATHR) (“Aether” or the “Company”), an emerging financial technology platform company that offers proprietary research analytics, today announced that its management team is scheduled to present at the Aegis Capital Corp. 2025 Virtual Conference on Thursday, May 22nd, 2025.

    Presentation Details:
    Date: May 22nd, 2025
    Time: 2:00 p.m. ET
    Webcast Registration: https://us02web.zoom.us/meeting/register/AfmnLxICTqmjEvoSG9-MMQ

    Frank Cid, VP of Business Development at Aether Holdings, will present the Company’s strategic vision, highlighting the recent launch of Alpha Edge Media, its digital-first content arm focused on expanding subscriber engagement through targeted newsletters and proprietary market insights.

    “We are excited to showcase Aether at the Aegis Virtual Conference following our recent initial public offering,” said Nicolas Lin, CEO of Aether Holdings. “This is a key moment to share how we’re scaling subscriber engagement through Alpha Edge Media, our content engine designed to grow a data-rich investor audience. By connecting media, behavior, and analytics, we’re creating a self-learning system that delivers smarter, faster insights and positions us to lead the next wave of fintech innovation.”

    About Aether Holdings, Inc.

    Aether Holdings, Inc. (Nasdaq: ATHR) is an emerging financial technology holding company focused on transforming the way investors navigate the markets. Leveraging decades of market expertise and cutting-edge technology, Aether delivers proprietary tools, data, and research to empower traders with actionable insights and enhanced decision-making capabilities.

    Aether’s flagship platform, SentimenTrader.com, is designed to serve both retail and institutional investors by offering advanced sentiment analysis through the use of machine learning (ML) and artificial intelligence (AI) capabilities. With over 20 years of sentiment data integrated into its systems, Aether aims to provide its users with a powerful combination of technology and expertise, enabling them to make informed decisions to level up their trading in the markets.

    Aether is committed to building an ecosystem that supports smarter, data-driven trading strategies, reinforcing its mission to empower the investing community and redefine excellence in fintech. By integrating advanced technologies, including artificial intelligence tools with the critical thinking and analytical abilities of its team of evidence-based trading veterans, Aether aims to provide its users with a powerful combination of technology and expertise, enabling them to make informed decisions to level up their trading in the markets.

    Find out more about Aether Holdings at https://helloaether.com/

    Cautionary Note Regarding Forward Looking Statements

    This news release and statements of Aether’s management in connection with this news release contain or may contain “forward-looking statements” within the meaning of Section 21E of the Securities Exchange Act of 1934, as amended, and the Private Securities Litigation Reform Act of 1995. In this context, forward-looking statements mean statements related to future events, which may impact our expected future business and financial performance, and often contain words such as “expects”, “anticipates”, “intends”, “plans”, “believes”, “potential”, “will”, “should”, “could”, “would” or “may” and other words of similar meaning. In this press release, forward-looking statements relate to the anticipated benefits to Aether of the launch and business plan for Alpha Edge Media as described herein. These and other forward-looking statements are based on information available to us as of the date of this news release and represent management’s current views and assumptions. Forward-looking statements are not guarantees of future performance, events or results and involve significant known and unknown risks, uncertainties and other factors, which may be beyond our control. For Aether, particular risks and uncertainties that could cause our actual future results to differ materially from those expressed in our forward-looking statements include but are not limited to the following: (i) risks related to Aether’s ability to adequately market its products and services, and to develop or acquire additional products and product offerings; (ii) risks related to intense competition in the fintech and financial newsletter sector; (iii) risk related to artificial intelligence and machine learning; (iv) the inability of Aether to maintain and protect its reputation for trustworthiness and independence; (v) the inability of Aether to attract new users and subscribers and convert free users to paying subscribers; (vi) similar risks and uncertainties associated with operating a relatively small business a rapidly evolving industry. Readers are cautioned not to place undue reliance on these forward-looking statements, which apply only as of the date of this news release. These factors may not constitute all factors that could cause actual results to differ from those discussed in any forward-looking statement, and Aether therefore encourages investors to review other factors that may affect future results in its filings with the SEC, which are available for review at www.sec.gov and at https://investor.helloaether.com/#sec-filings. Accordingly, forward-looking statements should not be relied upon as a predictor of actual results. We do not undertake to update our forward-looking statements to reflect events or circumstances that may arise after the date of this news release, except as required by law.

    Aether Holdings, Inc. Contact
    Nicolas Lin, CEO
    (347) 363-0886
    ir@helloaether.com

    Investor Relations Contact
    Matthew Abenante, IRC
    President, Strategic Investor Relations, LLC
    (347)-947-2093
    Email: matthew@strategic-ir.com

    Media Contact
    Jessica Starman, MBA
    media@helloaether.com

    The MIL Network

  • MIL-OSI: GraniteShares Announces Change in ETF Lineup

    Source: GlobeNewswire (MIL-OSI)

    NEW YORK, May 19, 2025 (GLOBE NEWSWIRE) — GraniteShares announced today that it will close and liquidate the following ETF:

    Ticker Fund Name Commencement of investment operations
    TSLI GraniteShares 1x Short AMD Daily ETF 08/23/2023

    On May 09, 2025, the board of GraniteShares ETF Trust approved the liquidation of the GraniteShares 1x Short AMD Daily ETF (the “ETF”). The last day of trading for the ETF on NASDAQ Stock Market will be June 20, 2025. The last day creation orders will be accepted for the ETF will be June 18, 2025. Investors may sell their shares of the ETF until market close on June 20, 2025. Shares of the ETF will no longer trade on NASDAQ Stock Market after market close on June 20, 2025, and will be subsequently delisted. The final distribution to shareholders of the ETF is expected to occur on or about June 23, 2025.

    When the ETF commences the liquidation of its portfolio, it may hold cash and securities that may not be consistent with the ETF’s investment objectives and strategies.

    At the time the liquidation of the ETF is complete, the ETF shares will be individually redeemed. For shareholders that still hold shares of the ETF as of June 20, 2025, shares will be automatically redeemed for cash at the net asset value as of close of business on that date, which will reflect the costs of closing the ETF. Shareholders will generally recognize a capital gain or loss on the redemptions. The ETF may or may not pay one or more dividends or other distributions prior to or along with the redemption payments.

    About GraniteShares

    GraniteShares is an independent ETF issuer headquartered in New York City. GraniteShares will continue to offer the following leveraged single stock ETFs:

    ETF NAME TICKER UNDERLYING STOCK MANAGEMENT FEE/TOTAL EXPENSES
           
    GraniteShares 2x Long AAPL Daily ETF AAPB Apple 0.99%/1.15%
    GraniteShares 2x Long AMD Daily ETF AMDL AMD 0.99%/1.15%
    GraniteShares 2x Long AMZN Daily ETF AMZZ Amazon.com 0.99%/1.15%
    GraniteShares 2x Long BABA Daily ETF BABX Alibaba 0.99%/1.15%
    GraniteShares 2x Long COIN Daily ETF CONL Coinbase 0.99%/1.15%
    GraniteShares 2x Short COIN Daily ETF CONI Coinbase 0.99%/1.15%
    GraniteShares 2x Long CRWD Daily ETF CRWL CrowdStrike 1.30%/1.50%
    GraniteShares 2x Long DELL Daily ETF DLLL Dell Technologies 1.30%/1.50%
    GraniteShares 2x Long INTC Daily ETF INTW Intel 1.30%/1.50%
    GraniteShares 2x Long IONQ Daily ETF IONL IONQ 1.30%/1.50%
    GraniteShares 2x Long LCID Daily ETF LCDL Lucid 0.99%/1.15%
    GraniteShares 2x Long MARA Daily ETF MRAL MARA Holding 1.30%/1.50%
    GraniteShares 2x Long META Daily ETF FBL Meta Platform 0.99%/1.15%
    GraniteShares 2x Long MRVL Daily ETF MVLL Marvell Technology 1.30%/1.50%
    GraniteShares 2x Long MSFT Daily ETF MSFL Microsoft 0.99%/1.15%
    GraniteShares 2x Long MU Daily ETF MULL Micron Technology 1.30%/1.50%
    GraniteShares 2x Long NVDA Daily ETF NVDL NVIDIA 0.99%/1.15%
    GraniteShares 2x Short NVDA Daily ETF NVD NVIDIA 0.99%/1.15%
    GraniteShares 2x Long PLTR Daily ETF PTIR Palantir 0.99%/1.15%
    GraniteShares 2x Long QCOM Daily ETF QCML Qualcomm 1.30%/1.50%
    GraniteShares 2x Long RDDT Daily ETF RDTL Reddit 1.30%/1.50%
    GraniteShares 2x Long RIVN Daily ETF RVNL Rivian 0.99%/1.15%
    GraniteShares 2x Long SMCI Daily ETF SMCL Super Micro Computer 1.30%/1.50%
    GraniteShares 1.25x Long TSLA Daily ETF TSL Tesla 0.99%/1.15%
    GraniteShares 2x Long TSLA Daily ETF TSLR Tesla 0.99%/1.15%
    GraniteShares 2x Short TSLA Daily ETF TSDD Tesla 0.99%/1.15%
    GraniteShares 2x Long TSM Daily ETF TSML Taiwan Semiconductor Manufacturing 1.30%/1.50%
    GraniteShares 2x Long Uber Daily ETF UBRL Uber 0.99%/1.15%
    GraniteShares 2x Long VRT Daily ETF VRTL Vertiv 1.30%/1.50%
           

    In addition, GraniteShares’ ETF suite includes the following ETFs:

    Contact Information:
    William Rhind, CEO
    GraniteShares Inc
    +1 646 876 5049
    william.rhind@graniteshares.com

    Important Information

    Investors should consider the investment objectives, risks, charges and expenses of the GraniteShares funds (the “Funds”) carefully before investing. For a prospectus or summary prospectus with this and other information about the Funds, please call (844) 476 8747, or visit the website at www.graniteshares.com. Read the prospectus or summary prospectus carefully before investing.

    To obtain a prospectus for BAR, please visit
    https://www.graniteshares.com/Documents/25/Prospectus-GraniteShares-Gold-Trust.pdf
    To obtain a prospectus for PLTM, please visit
    https://graniteshares.com/media/gwrbh3ah/pltm_prospectus.pdf
    To obtain a prospectus for COMB, please visit
    https://graniteshares.com/media/4crf2x4e/graniteshares-etf-trust-comb-summary-prospectus.pdf

    Except as described above regarding the liquidation of the ETFs, shares of the Funds may be sold during trading hours on the exchange through any brokerage account, shares are not individually redeemable, and shares may only be redeemed directly from a Fund by Authorized Participants. There can be no assurance that an active trading market for shares in a Fund will develop or be maintained. Shares may trade above or below NAV. Brokerage commissions will apply.

    Fund Risks

    Multiple funds have a limited operating history of less than a year and risks associated with a new fund. The Leveraged and Daily Inverse Funds are not suitable for all investors. The investment program of the funds is speculative, entails substantial risks and include asset classes and investment techniques not employed by most ETFs and mutual funds. Investments in the ETFs are not bank deposits and are not insured or guaranteed by the Federal Deposit Insurance Corporation or any other government agency. The Fund is designed to be utilized only by knowledgeable investors who understand the potential consequences of seeking daily leveraged (2X) or daily inverse (-1X and -2X) investment results, understand the risks associated with the use of leverage and are willing to monitor their portfolios frequently. For periods longer than a single day, the Fund will lose money if the Underlying Stock’s performance is flat, and it is possible that the Fund will lose money even if the Underlying Stock’s performance increases over a period longer than a single day. An investor could lose the full principal value of his/her investment within a single day. The funds do not directly invest in the underlying stock.

    The Funds seek daily inverse or leveraged investment results and are intended to be used as short-term trading vehicles. Each Fund with “Long” in its name attempts to provide daily investment results that correspond to the respective long leveraged multiple of the performance of an underlying stock (each a Leveraged Long Fund). Each Fund with “Short” in its name attempts to provide daily investment results that correspond to the inverse (or opposite) multiple of the performance of an underlying stock (each an Inverse Fund).

    Investors should note that the Long Leveraged Funds and the Daily Inverse Funds pursue daily leveraged investment objectives and daily inverse investment objectives (respectively), which means that the fund is riskier than alternatives that do not use leverage and inverse strategies because the fund magnifies the performance of their underlying security. The volatility of the underlying security may affect a Funds’ return as much as, or more than, the return of the underlying security.

    For the Leveraged Long Funds because of daily rebalancing and the compounding of each day’s return over time, the return of the Fund for periods longer than a single day will be the result of each day’s returns compounded over the period, which will very likely differ from 200% of the return of the Underlying Stock over the same period. The Fund will lose money if the Underlying Stock’s performance is flat over time, and as a result of daily rebalancing, the Underlying Stock volatility and the effects of compounding, it is even possible that the Fund will lose money over time while the Underlying Stock’s performance increases over a period longer than a single day.

    For the Daily Inverse Funds because of daily rebalancing and the compounding of each day’s return over time, the return of the Fund for periods longer than a single day will be the result of each day’s returns compounded over the period, which will very likely differ from -100% and 200% of the return of the Underlying Stock over the same period. The Fund will lose money if the Underlying Stock’s performance is flat over time, and as a result of daily rebalancing, the Underlying Stock volatility and the effects of compounding, it is even possible that the Fund will lose money over time while the Underlying Stock’s performance decreases over a period longer than a single day.

    Shares are bought and sold at market price (not NAV) and are not individually redeemed from the ETF. There can be no guarantee that an active trading market for ETF shares will develop or be maintained, or that their listing will continue or remain unchanged. Buying or selling ETF shares on an exchange may require the payment of brokerage commissions and frequent trading may incur brokerage costs that detract significantly from investment returns.

    An investment in the Fund involves risk, including the possible loss of principal. The Fund is non-diversified and includes risks associated with the Fund concentrating its investments in a particular industry, sector, or geographic region which can result in increased volatility. The use of derivatives such as futures contracts and swaps are subject to market risks that may cause their price to fluctuate over time. Risks of the Fund include Effects of Compounding and Market Volatility Risk, Inverse Risk, Market Risk, Counterparty Risk, Rebalancing Risk, Intra-Day Investment Risk, Daily Index Correlation Risk, Other Investment Companies (including ETFs) Risk, and risks specific to the securities of the Underlying Stock and the sector in which it operates. These and other risks can be found in the prospectus.

    Investing in physical commodities, including through commodity-linked derivative instruments such as Commodity Futures, Commodity Swaps, as well as other commodity-linked instruments, is speculative and can be extremely volatile and may not be suitable for all investors. Market prices of commodities may fluctuate rapidly based on numerous factors, including: changes in supply and demand relationships (whether actual, perceived, anticipated, unanticipated or unrealized); weather; agriculture; trade; domestic and foreign political and economic events and policies; diseases; pestilence; technological developments; currency exchange rate fluctuations; and monetary and other governmental policies, action and inaction.

    A liquid secondary market may not exist for the types of commodity-linked derivative instruments the Fund buys, which may make it difficult for the Fund to sell them at an acceptable price. The Fund is new with no operating history. As a result, there can be no assurance that the Fund will grow to or maintain an economically viable size, in which case it could ultimately liquidate.

    Derivatives may be more sensitive to changes in market conditions and may amplify risks and losses.

    This information is not an offer to sell or a solicitation of an offer to buy shares of any Funds to any person in any jurisdiction in which an offer, solicitation, purchase or sale would be unlawful under the securities laws of such jurisdiction. Please consult your tax advisor about the tax consequences of an investment in Fund shares, including the possible application of foreign, state, and local tax laws. You could lose money by investing in the ETFs. There can be no assurance that the investment objective of the Funds will be achieved. None of the Funds should be relied upon as a complete investment program.

    The Fund is distributed by ALPS Distributors, Inc, which is not affiliated with GraniteShares or any of its affiliates ©2025 GraniteShares Inc. All rights reserved. GraniteShares, GraniteShares Trusts, and the GraniteShares logo are registered and unregistered trademarks of GraniteShares Inc., in the United States and elsewhere. All other marks are the property of their respective owners

    The MIL Network

  • MIL-OSI: Personal Loans for Bad Credit – Credit Clock Rated Best In US 2025

    Source: GlobeNewswire (MIL-OSI)

    Atlanta, May 19, 2025 (GLOBE NEWSWIRE) —

    If you are looking for a personal loan but having problems because of bad credit, we have you covered. We have found the best personal loan lender just for you. Our top lender has a flexible repayment period; check out Credit Clock below to learn why it’s our number one lender.

    Click Here to Apply

    With the prices of goods in the U.S. soaring while wages remain constant, many people are left at the mercy of loans due to their limited income levels. However, accessing a loan in such tough economic times can also be hectic, especially with a bad credit score.

    To help alleviate this problem, our team has scoured the personal finance market and identified a list of brokers from whom you can quickly get personal loans for bad credit without having to undergo any credit checks. This is made possible by a network of lenders that focus more on the borrower’s ability to repay the loan than credit ratings.

    Top Personal Loans for Bad Credit

    With these brokers, securing a personal loan for bad credit from these lenders is straightforward. Just click on the provided links and follow the simple application process.

    If you seek further information to make an informed choice among lenders, continue reading for an in-depth review of each option.

    1. Credit Clock: Reliable personal loans for bad credit

    Credit Clock is a unique personal loan for bad credit lenders that stands out from the rest by offering its services for 24 hours. It doesn’t have conventional and strict working hours that limit when you can apply for a personal loan for bad credit. As such, you can apply for a loan when you need it.

    With such flexible services, Credit Clock manages to keep its loans for bad credit low by having low interest rates and eliminating upfront costs and hidden charges that may add to the cost of the loan.

    Credit Clock’s online platform allows you to access personal loans for bad credit of up to $5,000. Tagging along with this lending range are the following benefits of utilizing Credit Clock’s platform:

    • Fast loan approvals.
    • Flexible loan amounts.
    • Negotiable and flexible repayment terms.
    • It has a quick and convenient application process.
    • Quick loan payouts.

    Credit Clock is a reliable personal loan for bad credit lenders with reputable lenders who see that you get the financial assistance you need when you need it most.

    What Is a Personal Loan for Bad Credit?

    A personal loan for bad credit is an unsecured financial lifeline designed for individuals with a less-than-favorable credit history, mostly characterized by a low credit score due to past financial challenges, missed payments, or defaults. For that reason, personal loans for bad credit are only offered by specialized lenders willing to work with borrowers despite their poor credit scores and ratings.

    Compared to conventional loans, personal loans for bad credit come with relatively higher interest rates. This is because lenders charge a higher rate to compensate for the increased risk associated with borrowers with subprime credit scores.

    Something else to note about personal loans for bad credit is that the loan amounts available are smaller, the repayment periods are shorter, and monthly payments are potentially higher than normal conventional loans.

    Eligibility Criteria for Personal Loans for Bad Credit

    Personal loans for bad credit, like other conventional loans, have requirements that should be met before approval, even though they differ. Below are the factors that are considered for eligibility for personal loans for bad credit:

    • Citizenship or permanent residency – You must be a U.S. citizen or a permanent resident.
    • Age requirement – The minimum age for a personal loan to be approved is 18.
    • Verifiable income – You ought to have a verifiable and reliable source of income, be it from employment, self-employment, government benefits, or any other sources.
    • Debt-to-income ratio (DTI) – To qualify, you should have a favorable debt-to-income ratio.
    • Active bank account – You must have an active bank account, which will be used for loan disbursement and automatic repayments.
    • Contact Information – You must provide a valid phone number and/or an active email address for communication between you and the lender.

    Meeting these eligibility requirements increases your chances of approval when applying for personal loans for bad credit. As they are easy to meet, the approval rates for online personal loans for bad credit are often relatively high.

    Who Can Benefit from Personal Loans for Bad Credit?

    Throughout their existence, personal loans for bad credit have gained popularity because they cater to a diverse range of individuals, including:

    • Individuals with low credit scores – People with low credit scores often turn to personal loans for bad credit because they have difficulties qualifying for prime loans offered by traditional lenders as they are rendered high-risk borrowers, making many lenders hesitant to approve their requests.
    • Individuals with limited credit history – As borrowers with limited credit history often struggle to access traditional loans, personal loans for bad credit offer them an opportunity to establish credit and access financing, even with their limited credit profiles.
    • Borrowers with past financial difficulties – Individuals who have experienced financial setbacks like bankruptcy or foreclosure find it challenging to qualify for conventional loans. For this reason, they turn to personal loans for bad credit as they are more accessible.
    • Self-employed workers – Self-employed borrowers often contend with inconsistent income flows, and consequently, they may need to borrow funds during periods of insufficient income to cover expenses. As it may be a tough feat for them to meet the requirements of conventional loans, personal loans for bad credit offer access to financing when needed.
    • Low-income borrowers – Borrowers with low incomes frequently turn to personal loans for bad credit because they struggle to meet the debt-to-income ratio requirements associated with conventional loans. Thus, relying on personal loans for various purposes provides a more accessible financing option.

    Tips for Managing Personal Loans for Bad Credit

    When appropriately managed, personal loans for bad credit can be a powerful tool that helps you attain financial freedom and stability. Below are tips on how to manage personal loans for bad credit:

    • Create a budget – By developing a comprehensive budget that outlines your income and expenses, you get a clear picture of your financial situation and enable you to allocate funds effectively.
    • Make timely payments – Ensure you make your repayments on time to avoid late fees and penalties, which have the potential to impact your credit score negatively. You can consider setting up automatic payments or creating reminders to stay on top of due dates.
    • Cut expenses and increase income – Identifying areas where you can cut expenses and redirect those savings toward debt repayment and exploring ways to increase your income will accelerate your progress in paying off personal loans for bad credit.
    • Seek professional advice – You can seek guidance from a credit counseling agency or a financial advisor who will provide personalized strategies to help you navigate your specific debt challenges and create a manageable repayment plan.
    • Practice self-discipline and patience –By being patient and disciplined, you will be better positioned to stay committed to your debt repayment plan, which requires consistent effort and perseverance.

    By following these tips and adopting responsible financial habits, you can better manage your loans for bad credit, improve your overall financial health, and work toward achieving your financial goals.

    How Can I Effectively Use a Personal Loans for Bad Credit?

    Personal loans for bad credit offer financial assistance to individuals despite their credit challenges. Below, we will delve into some of the most common and practical ways people utilize these loans.

    • Debt consolidation – Personal loans for bad credit can combine high-interest debts and multiple loans into a single personal loan, which helps you manage your debt more effectively.
    • Emergency expenses – Personal loans for bad credit provide a financial safety net for unexpected and urgent expenses when you don’t have readily available funds.
    • Credit score improvement – Personal loans for bad credit can be used as a strategic tool to start rebuilding your credit history. This is done by borrowing responsibly and making timely payments, which will demonstrate improved financial responsibility, potentially opening up access to better loan terms.
    • Small business ventures – If you are an aspiring entrepreneur or a small business owner with bad credit, you can turn to a personal loan with bad credit to kickstart or expand your business.

    Alternatives to Bad Credit for Personal Loans

    • Secured loans – As secured loans require collateral, they often offer lower interest rates compared to unsecured personal loans, such as personal loans for bad credit.
    • Credit unions – By being a credit union member, you become eligible for loans with favorable loan terms as they have relatively lower interest rates. Additionally, credit unions may be willing to work with members with less-than-perfect credit, making them a good alternative.
    • Peer-to-peer (P2P) lending – P2P lending platforms connect borrowers with individual investors who fund loans and usually have less stringent credit requirements and lower interest rates than other lending institutions.
    • Credit counseling – Nonprofit credit counseling agencies are a go-to alternative as they provide financial advice and assistance to individuals struggling with debt. They can also help create budgets, negotiate with creditors for lower interest rates, and offer more effective debt management plans to consolidate and repay debts.
    • Negotiating with creditors – If you have existing debts, you can consider negotiating with creditors to improve your repayment terms by considering aspects such as interest rates, repayment periods, or even settlements.
    • Building credit – By improving your credit, you will, over time, become eligible for more favorable loan options with better terms than personal loans for bad credit.

    Frequently Asked Questions

    Can personal loans for bad credit be used to start or invest in a small business?

    Yes, some borrowers use personal loans to launch or support small businesses. However, assessing the risks and considering alternative business financing options is important, especially if more significant amounts are needed.

    What should I do if I suspect I’ve been offered a predatory loan with excessively high interest rates?

    If you believe you’ve encountered a predatory lending situation, consult a financial advisor or legal expert to understand your rights and explore potential remedies. You can also report predatory lending practices to regulatory authorities.

    Can I use a personal loan for bad credit to pay off my tax debt?

    Yes, personal loans can be used to pay off tax debt. However, it’s essential to compare the interest rate on a loan with the potential interest and penalties from unpaid taxes to determine if it’s financially beneficial.

    Is there a difference between personal loans for bad credit and payday loans?

    Yes, there’s a significant difference. Personal loans for bad credit typically have longer terms and lower interest rates than short-term payday and high-interest loans.

    Company Name: Payday Ventures Ltd (trading as Credit Clock)
    Email: business@paydayventures.com
    Phone: +44 208 064 1293

    Disclaimers & Disclosures

    Editorial Independence & Liability Notice
    The content provided herein is for informational purposes only and should not be construed as financial advice or an endorsement of any specific product or service. While every effort has been made to ensure accuracy, completeness, and timeliness, no guarantee is made regarding the validity or reliability of the information presented. In the event of factual errors, outdated content, or inaccuracies, all parties involved in the publication and distribution of this content — including syndication partners — are held harmless. This article may contain errors or omissions and is subject to change without notice. It is the responsibility of the reader to verify all product terms with the relevant lender or service provider prior to taking any action.

    Age & Status Requirements
    Loan products discussed are available only to individuals aged 18 and over. All offers are subject to eligibility, verification of personal and financial status, and additional checks performed by the lender.

    Not a Lender or Financial Institution
    This website operates strictly as a loan connection service and is not a lender. Credit Clock does not make any credit decisions, does not issue loans or lines of credit, and does not determine loan terms. The service utilizes proprietary algorithms to match users with lenders based on their application details, preferences, and lender availability. The operator of the site does not charge consumers any fee for this matching service.

    Compensation Disclosure
    This website is funded through advertising partnerships. Lenders, lender networks, and third-party marketers may compensate the operator if a user is presented with or accepts an offer for a financial product or loan through this platform. This compensation allows the service to remain free for consumers. However, compensation may influence how and where products appear, but does not affect the objectivity of editorial content.

    Loan Availability & Options
    Credit Clock does not have access to all financial providers or loan products available in the market. Any loan offer received should not be considered exhaustive or definitive. Consumers are strongly advised to compare all available options independently and select products based on their unique financial circumstances and goals.

    Representative APR & Loan Terms
    Annual Percentage Rates (APRs) and loan terms vary depending on the lender, credit profile, and application details. This website displays a representative APR range of 5.99% to 35.99%, with a minimum loan repayment period of 61 days. Not all applicants will qualify for the lowest advertised rates. Loan products typically reflect closed-end credit agreements and may differ significantly across providers.

    State Limitations
    Loan services may not be available in all U.S. states due to regulatory restrictions and lender preferences. This platform does not operate in the following states: Arkansas, Connecticut, Indiana, Minnesota, Montana, New Hampshire, New York, South Dakota, Vermont, and West Virginia.

    Credit Evaluation Practices
    Submitting a request for loan referral constitutes authorization for participating lenders and service providers to evaluate the applicant’s creditworthiness. This may include soft or hard inquiries from major credit bureaus (Experian, Equifax, TransUnion) or through alternative data providers and consumer reporting agencies. Such evaluations may influence approval decisions and loan terms.

    No Approval Guarantee
    Filling out the application form does not guarantee loan approval. Loan amounts, terms, and timing of fund disbursement will vary by lender. While some applicants may be eligible for loan amounts up to $5,000, this figure is not assured for all users. The website does not guarantee funding outcomes or endorse any specific lender or offer.

    Special Note on Tribal Lenders
    Some lending partners may be sovereign tribal entities. These lenders operate under federal and tribal laws and may not be subject to state law. Interest rates and repayment terms from tribal lenders may be significantly higher than those from state-regulated institutions. Consumers should fully understand and review all terms before agreeing to any loan offer.

    Final Cautionary Statement
    Users are encouraged to exercise due diligence and consult independent financial professionals when evaluating loan options. All decisions made based on the information contained within this publication are solely the responsibility of the reader.

    The MIL Network

  • MIL-OSI: BitMine Launches Bitcoin Treasury Advisory Practice and Enters into $4M Transaction with First BTC Treasury Advisory Client

    Source: GlobeNewswire (MIL-OSI)

    LAS VEGAS, May 19, 2025 (GLOBE NEWSWIRE) — BitMine Immersion Technologies, Inc. (OTCQX: BMNRD) today announced the launch of its Bitcoin Treasury Advisory Practice, alongside a $4 million strategic transaction with a U.S. exchange-listed company. BitMine is offering “Mining as a Service,” or MaaS, to the strategic partner and plans to offer MaaS to companies that own Bitcoin and wish to add Bitcoin denominated revenue, in addition to Bitcoin, as a core treasury holding. 

    Upon closing of the strategic agreement, BitMine will lease 3,000 Bitcoin ASIC miners to the client through December 30, 2025, for $3.2 million, with $1.6 million paid upfront. The client has also engaged BitMine for an $800,000 consulting agreement for one year, focused on Bitcoin Mining-as-a-Service and Bitcoin Treasury Strategy.

    This marks the first client for BitMine’s new advisory business, which supports public companies with Bitcoin-based revenue strategies, GAAP accounting insights, custody solutions, and BTC/USD hedging.

    “Currently, there are almost 100 public companies that have adopted Bitcoin as a treasury holding. We expect this number to grow in the future. As more companies adopt Bitcoin treasury strategies, the need for infrastructure, revenue generation, and expert guidance grows along with it,” said Jonathan Bates, CEO of BitMine. “This single transaction is greater than our entire 2024 fiscal year revenue, and we feel there is an opportunity to acquire more clients in the near future as interest in Bitcoin ownership grows.”

    About BitMine Immersion Technologies, Inc.

    BitMine is a Bitcoin Network Company, with a focus on Bitcoin mining, Synthetic Bitcoin Mining through involvement in Bitcoin mining hashrate as a financial product, offering advisory and mining services to companies interested in earning Bitcoin denominated revenues, and general Bitcoin advisory to public companies. BitMine’s operations are located in low-cost energy regions in Trinidad; Pecos, Texas; and Silverton, Texas.

    Forward-Looking Statements:

    This press release contains statements that constitute “forward-looking statements.” The statements in this press release that are not purely historical are forward-looking statements which involve risks and uncertainties. This document specifically contains forward-looking statements regarding expected revenue from strategic transactions and future business opportunities. In evaluating these forward-looking statements, you should consider various factors, including: our ability to keep pace with new technology and changing market needs; our ability to finance our current business and proposed future business; and the competitive environment of our business. Actual future performance outcomes and results may differ materially from those expressed in forward-looking statements. Forward-looking statements are subject to numerous conditions, many of which are beyond BitMine’s control, including those set forth in the Risk Factors section of BitMine’s Annual Report on Form 10-K/A filed with the Securities and Exchange Commission (the “SEC”) on April 3, 2025, and its Quarterly Report on Form 10-Q filed with the SEC on April 14, 2025, and all other SEC filings, as amended or updated from time to time. Copies of BitMine’s filings with the SEC are available on the SEC’s website at www.sec.gov/edgar/searchedgar/companysearch. BitMine undertakes no obligation to update these statements for revisions or changes after the date of this release, except as required by law.

    BitMine Immersion Technologies Contact:

    Jonathan Bates, Chairman and CEO

    info@bitminetech.io

    The MIL Network

  • MIL-OSI: NCS Multistage Holdings, Inc. to Present at the Emerging Growth Conference

    Source: GlobeNewswire (MIL-OSI)

    HOUSTON, May 19, 2025 (GLOBE NEWSWIRE) — NCS Multistage Holdings, Inc. (“NCS” or the “Company”) (NASDAQ:NCSM) announced today that Ryan Hummer, Chief Executive Officer, is scheduled to present at the Emerging Growth Conference on Wednesday, May 21, 2025 at 1:55 p.m. Central Time (2:55 p.m. Eastern Time).

    To attend the presentation, interested parties should register at the following link:

    Register for Emerging Growth Conference here

    A recording of the presentation should be available on the Company’s website at www.ncsmultistage.com under the Investors section for approximately 90 days following the event.

    NCS Multistage Holdings, Inc. is a leading provider of highly engineered products and support services that facilitate the optimization of oil and natural gas well construction, well completions and field development strategies. NCS provides products and services primarily to exploration and production companies for use in onshore and offshore wells, predominantly wells that have been drilled with horizontal laterals in both unconventional and conventional oil and natural gas formations. NCS’s products and services are utilized in oil and natural gas basins throughout North America and in selected international markets, including the North Sea, the Middle East, Argentina and China. NCS’s common stock is traded on the Nasdaq Capital Market under the symbol “NCSM.” Additional information is available on the website, www.ncsmultistage.com.

    Contact:
    Mike Morrison
    Chief Financial Officer and Treasurer
    +1 281-453-2222
    IR@ncsmultistage.com

    The MIL Network

  • MIL-OSI: Univest Securities, LLC Receives Approval for Nasdaq Limited Underwriting Membership

    Source: GlobeNewswire (MIL-OSI)

    New York, New York, May 19, 2025 (GLOBE NEWSWIRE) — Univest Securities, LLC (“Univest”), a premier boutique full-service investment bank and securities broker-dealer firm based in New York, is pleased to announce that it has received official approval for its Nasdaq Limited Underwriting Membership. This significant milestone positions Univest to continue to actively participate as a lead underwriter for IPOs in the Nasdaq Stock Market, strengthening its capabilities to serve clients with highly efficient and innovative capital markets solutions.

    This approval underscores Univest’s commitment to excellence and compliance as well as its dedication to providing superior services to its clients. As a Nasdaq-approved member, Univest is now poised to play a substantial role in supporting innovative companies and facilitating their growth through successful IPOs and follow-on offerings.

    Edric Guo, the CEO of Univest Securities, LLC, states, “Receiving membership in Nasdaq is a testament to the hard work and expertise of our team. It marks an exciting chapter for us, allowing us to better serve our clients and partners as they navigate the dynamic capital markets.”

    Univest remains committed to maintaining the highest standards of integrity, transparency, and client service as it continues to expand its presence in the capital markets.

    About Univest Securities, LLC

    Registered with FINRA since 1994, Univest Securities, LLC provides a wide variety of financial services to its institutional and retail clients globally including brokerage and execution services, sales and trading, market making, investment banking and advisory, and wealth management. It strives to provide clients with value-add service and focuses on building long-term relationships with its clients. As a prominent name on Wall Street, Univest has successfully raised over $1.3 billion in capital for issuers across the globe since 2019 and has completed approximately 100 transactions spanning a wide array of investment banking services in various industries, including technology, life sciences, industrial, consumer goods, etc. For more information, please visit: http://www.univest.us/.

    Forward-Looking Statements

    This press release contains forward-looking statements as defined by the Private Securities Litigation Reform Act of 1995. Forward-looking statements include statements concerning plans, objectives, goals, strategies, future events or performance, and underlying assumptions and other statements that are other than statements of historical facts. When Univest uses words such as “may,” “will,” “intend,” “should,” “believe,” “expect,” “anticipate,” “project,” “estimate,” or similar expressions that do not relate solely to historical matters, it is making forward-looking statements. Forward-looking statements are not guarantees of future performance and involve risks and uncertainties that may cause the actual results to differ materially from Univest’s expectations discussed in the forward-looking statements. Additional factors are discussed in Univest’s filings with the SEC, which are available for review at www.sec.gov. Univest Securities, LLC undertakes no obligation to publicly revise these forward-looking statements to reflect events or circumstances that arise after the date hereof.

    For more information, please contact:

    Univest Securities, LLC
    Edric Guo
    Chief Executive Officer
    75 Rockefeller Plaza, Suite 18C
    New York, NY 10019
    Phone: (212) 343-8888
    Email: info@univest.us

    The MIL Network

  • MIL-OSI: No Credit Check Loans – Credit Clock is the Number 1 Pick for US Customers

    Source: GlobeNewswire (MIL-OSI)

    Memphis, May 19, 2025 (GLOBE NEWSWIRE) —

    Do you have a hard time making both ends meet and require immediate cash? In most cases, having a poor credit score can make it tough to locate a lender that is willing to give you a no credit check loan.

    However, there’s no need to worry—we have good news for you. Our team has extensively researched the American market and identified the most exceptional lenders that offer no credit check loans.

    These loans help you cover unexpected expenses and financial shortfalls. As such, they serve as reliable financial aid for emergencies and assist between pay periods. Read on to get more insight on them.

    Click Here to Apply 

    Top US No Credit Check Loan Lenders

    1. Credit Clock: Longer loan repayment periods

    Credit Clock is a top selection for borrowers with bad credit and no credit history looking to obtain no credit check loans in the US in 2025. The company is best known for its longer repayment periods, which give the borrower ample time to repay the loan. The loan amounts start from $100 to $5,000. This amount range ensures that you meet your financial needs. On top of that, no extra charges or costs are added to the loan.

    Below are some of the benefits of using Credit Clock as your preferred lender:

    • Flexible repayment periods of up to 24 months.
    • Fast approval processes.
    • Flexible lending amounts.
    • Reputable lenders.
    • Soft credit checks.
    • No hidden charges or costs.

    Credit Clock ensures that you get your loans in time through same-day approvals, helping your financials meet your needs.

    What Is a No Credit Check Loan?

    A no credit check loan is a type of loan that does not require the lender to perform credit checks on the borrower. As such, credit history and credit score are not important factors to consider when approving such loans. This fact makes no credit check loans a suitable borrowing option for individuals who have poor credit scores or bad credit histories and have no chance of being granted loans by financial institutions.

    These loans do not require any security as collateral and are usually accompanied by interest rates that are relatively higher than those offered by conventional financial institutions. Therefore, it is highly advised that you thoroughly examine the fees, rates, and terms before taking them.

    What Are the Examples of No Credit Check Loans

    Several types of loans can be extended to borrowers without having hard credit checks performed. They include:

    1. Payday loans – These are short-term loans that are taken to be repaid on the borrower’s next payday. They are taken in small amounts that could range from a few hundred dollars to a few thousand dollars and are meant to cover unexpected expenses before payday.
    2. Car title loans – These are secured loans that use the vehicle as collateral. The lenders of car title loans tend to hold onto the title of the vehicle until the loan is paid back in full. It is key to note that they have high-interest rates and fees.
    3. Cash advance – A cash advance is a type of short-term loan that allows you to borrow money against your future paycheck. Cash advances can be obtained through your credit card or a payday lender.
    4. No credit check installment loans – An installment loan is a type of loan that is repaid over time through a series of scheduled payments or, better yet, installments. They can be used for various purposes, such as home repairs, medical bills, or car purchases, and are available through a variety of lenders.
    5. Personal lines of credit – A personal line of credit is a flexible borrowing option that allows you to access funds as needed, up to a predetermined credit limit. These are similar to credit cards, but instead of a revolving credit limit, you are given a line of credit that you can draw from as needed.

    What to Look at to Get the Best No Credit Check Loan

    When obtaining a no credit check loan, there are important aspects that must be considered to ensure you not only get the best lenders and offers but also make an informed decision. Some of those factors include:

    1. Interest rates – The interest rate, being the amount that the lender charges on the loan has to be compared between various lenders to ensure that you get the lowest rates available.
    2. Fees – It is important to read carefully the terms of the loans and understand all the fees associated with the loan before agreeing to it. These fees may include origination fees and late repayment fees among others.
    3. Online reviews – It is of the essence to take a sneak peek at the online reviews of the possible lenders to have a glimpse of what previous borrowers have to say. This will give you an idea of the lender’s reputation and customer service.
    4. Licensing – Laws regarding no credit check loans are not similar in all states. As such, it is important to ensure that the lender you choose is licensed to operate in your state and is compliant with all state laws. Licensed lenders tend to follow the regulations on fee limits, interest rates, and loan terms.
    5. Terms – Understand the loan terms and conditions, such as the repayment period, payment frequency, and any penalties for early or late repayment. Ensure that the terms are favorable and suit your financial needs.

    Alternatives to No Credit Check Loans

    When you need quick cash, you may consider getting a no credit check loan. However, it is important to note that there are several alternatives to no credit check loans. Here are some options, especially if you have a good credit score:

    1. Personal loans – If you have a good credit score, you may be able to qualify for a personal loan from a bank, credit union, or online lender. Personal loans typically have lower interest rates than no credit check loans and may have more flexible repayment terms.
    2. Co-signer loans – Getting a co-signer with good credit to apply for a loan gives you a higher chance of approval and getting a favorable interest rate. However, it is important to repay the loan on time to improve your credit and avoid leaving the co-signer responsible for the payments.
    3. Credit unions – Unlike banks, credit unions offer loans at lower interest rates than most traditional lenders. They often provide flexible repayment terms and lower fees.
    4. Secured loans – Secured loans require collateral, such as a car or property, to secure the loan. They have lower interest rates than unsecured loans as the collateral reduces the risks associated.
    5. Bad credit loan lenders – These are lenders who are specifically designed for borrowers with poor credit scores. These lenders offer loans with higher interest rates and fees, but they are more willing to lend a helping hand if you have a low credit score.

    Eligibility Criteria for No Credit Check Loans

    Even though no credit checks are performed for no credit check loans, there are several other background checks that lenders perform to ensure eligibility. They are:

    • A US citizenship.
    • Be at least 18 years of age.
    • A verifiable source of income.
    • An active bank account.
    • Functional contact details.

    The above qualifications are easily met by a fair share of applicants and as a result, high approval rates are attributed to no credit check loans.

    In addition, the application processes are easy to follow, and the cash payouts are almost instantaneous, as they are instantly approved.

    Frequently Asked Questions

    Do I have to visit a physical store to apply for a no credit check loan?

    No, most lenders offering no credit check loans have online applications. You can apply for the loan online and receive the funds directly deposited to your bank account.

    How much can I borrow?

    The amount you can borrow depends on the lender’s policies. The maximum amount you can get from a no credit check loan is $50,000.

    Do I have to pay fees?

    Not necessarily. Most lenders do not charge prior or extra fees for loans. Nonetheless, some charge application fees, processing fees, and late payment fees. The fees vary by lender, and you should review the terms and conditions carefully before accepting a loan offer.

    Are no credit check loans a good idea?

    No credit check loans are a good option for people with bad credit or no credit history who need quick cash. However, it is vital to ensure that you can adhere to the loan’s terms and policies.

    What happens if I miss a loan repayment?

    If you miss a loan repayment for a no credit check loan, you will likely face additional fees and interest charges. In addition, your credit score may be negatively impacted, making it harder for you to obtain credit in the future. Some lenders may also report late payments to credit bureaus, which can lower your credit score. It’s important to contact your lender as soon as possible if you think you may miss a payment and work out a plan to avoid any negative consequences.

    Company Name:Payday Ventures Ltd (trading as Credit Clock)
    Email:business@paydayventures.com
    Phone:+44 208 064 1293

    Disclaimer & Affiliate Disclosure

    The information presented in this press release is provided for general informational purposes only and does not constitute financial advice, lending advice, or legal guidance. Credit Clock is not a lender, does not make credit decisions, and does not issue any loan or financial product directly. All loans are subject to the approval criteria and underwriting processes of independent third-party lenders or lending networks, which may include additional checks and verification of eligibility.

    Loans facilitated through the Credit Clock platform are available to individuals aged 18 and over, contingent upon status, state of residence, and the criteria set by lending partners. Availability of products and services may vary by jurisdiction and may not be accessible to residents of all U.S. states. Services are explicitly unavailable in the following states: Arkansas, Connecticut, New Hampshire, New York, Montana, South Dakota, Vermont, West Virginia, Indiana, and Minnesota.

    This press release may contain references to third-party offers, services, or products. Any representations, benefits, rates, or terms mentioned are subject to change at the sole discretion of the respective provider. No guarantees are made regarding loan approval, loan amounts, or funding timelines. While some lenders may offer loans up to $5,000, this amount is not guaranteed and will depend on individual qualifications and lender policies. Some lenders may conduct soft or hard credit checks with credit bureaus such as Experian, Equifax, or TransUnion, or use alternative credit reporting systems.

    No Guarantee of Loan Approval or Terms

    Completing the online form does not constitute a loan application and does not guarantee approval, qualification, or receipt of funds. Credit Clock uses a proprietary algorithm to connect users with potential lenders based on the borrower’s profile and the available lending options within its network. Not all lenders or loan products are accessible through this service, and users are encouraged to independently evaluate all available financial solutions to determine what best suits their individual needs.

    Funding Model and Compensation Disclosure

    This website does not charge users any fees for submitting loan requests. The operator of this website is a broker, not a direct lender. Compensation is received from lenders, lender networks, and other marketers in the network when a user is matched and offered a financial product or alternative lending option through this platform.

    Annual Percentage Rates (APR) and Terms

    Representative APRs for installment loans accessed through this service may range from 5.99% to 35.99%. The minimum repayment term is 61 days. Actual APRs and loan terms may vary depending on the borrower’s creditworthiness, financial history, state of residence, and lender assessment. APR disclosures are based on historical lender data and are illustrative only; they do not reflect a guarantee of rates. Not all users will qualify for the lowest advertised rates.

    Tribal Lender Disclosures

    Some lending partners may operate under tribal jurisdiction and are governed by federal and tribal laws, not state law. As such, rates, fees, and loan terms may differ substantially from those offered by state-licensed lenders and may be higher in certain cases. Consumers should review all loan agreements thoroughly before accepting terms.

    Publisher & Syndication Partner Disclaimer

    The content herein is distributed for informational purposes only and reflects the opinions of the original source at the time of publication. All facts, figures, representations, and claims regarding loan services or benefits are provided by Credit Clock and are subject to change without notice. Neither the publisher of this press release nor any affiliated distribution or syndication network shall be held liable for errors, inaccuracies, outdated information, or omissions contained herein. This release may contain typographical errors or inadvertent misstatements.

    Parties interested in financial products described herein are strongly advised to conduct independent due diligence, verify terms directly with lenders, and seek appropriate legal or financial counsel prior to entering any agreement.

    The MIL Network

  • MIL-OSI: BigCommerce to Present at Baird Global Consumer, Technology & Services Conference

    Source: GlobeNewswire (MIL-OSI)

    AUSTIN, Texas, May 19, 2025 (GLOBE NEWSWIRE) — BigCommerce Holdings, Inc. (“BigCommerce”) (Nasdaq: BIGC), an open SaaS, composable ecommerce platform for fast-growing and established B2C and B2B brands, retailers, manufacturers and distributors, today announced that Chief Financial Officer Daniel Lentz will present and host meetings with institutional investors at the Baird Global Consumer, Technology & Services Conference on Tuesday, June 3, 2025 at 10:50 a.m. Eastern Time (9:50 a.m. Central Time).

    A live webcast of the presentation will be accessible from the BigCommerce investor relations website at https://investors.bigcommerce.com. Following the event, a replay will be made available at the same location.

    About BigCommerce

    BigCommerce (Nasdaq: BIGC) is a leading open SaaS and composable ecommerce platform that empowers brands, retailers, manufacturers and distributors of all sizes to build, innovate and grow their businesses online. BigCommerce provides its customers sophisticated professional-grade functionality, customization and performance with simplicity and ease-of-use. Tens of thousands of B2C and B2B companies across 150 countries and numerous industries rely on BigCommerce, including Coldwater Creek, Harvey Nichols, King Arthur Baking Co., MKM Building Supplies, United Aqua Group and Uplift Desk. For more information, please visit www.bigcommerce.com or follow us on X and LinkedIn.

    BigCommerce® is a registered trademark of BigCommerce Pty. Ltd. Third-party trademarks and service marks are the property of their respective owners.

    The MIL Network

  • MIL-OSI: Nimanode Launches First AI Agent Platform on XRP Ledger, Powered by NMA Token Launch

    Source: GlobeNewswire (MIL-OSI)

    LEEDS, United Kingdom, May 19, 2025 (GLOBE NEWSWIRE) — The future of AI automation in Web3 has officially arrived with the launch of Nimanode, the first AI agent platform built on the XRP Ledger. Designed to empower creators, DAOs, and enterprises, Nimanode introduces a zero-code builder and AI agent marketplace—marking a major milestone in the evolution of decentralized automation. Coinciding with the platform’s debut is the presale of the $NMA token, unlocking early access to the next wave of intelligent, on-chain agents that generate smart contracts, optimize DeFi strategies, and monitor compliance—all on one of the world’s fastest and most secure blockchains.

    The XRP ecosystem is advancing rapidly, as the next wave of Web3 innovation keeps emerging on the faster, smarter, and more efficient blockchain.

    At the core of this evolution is Nimanode, pioneering the first AI agent platform built on the XRP Ledger, empowering creators to build and deploy autonomous AI agents that automate smart contracts, and unlock new possibilities in decentralized tech.

    With a zero-code builder and a powerful AI agent marketplace, Nimanode is redefining how Web3 projects are launched, scaled, and automated.

    As enterprises explore tokenized assets, DeFi infrastructure, and decentralized identity, one thing becomes clear, work done is still manual. Nimanode, is laying the groundwork for a decentralized workforce made of AI agents, each capable of executing smart contracts, optimizing DeFi strategies, and monitoring on-chain compliance. Best news, they are doing it on one of the fastest and secure blockchains available, XRP Ledger.

    New Kind of On-Chain Intelligence

    Nimanode agents aren’t just simple bots. These agents think, analyze, and execute on-chain tasks ranging from:

    Smart Contract Generation: AI that turns plain-English prompts into executable XRPL Hook contracts.

    DeFi Yield Optimization: Self-directed agents that shift capital between pools to maximize APY.

    Risk Monitoring: Agents that scan wallets and contracts to flag malicious activity in real-time.

    Web3 Customer Support: Deployable support agents that run 24/7 across DAO forums, dApps, and more.
    RWA Compliance: Regulatory agents that keep tokenized assets aligned with local frameworks.

    And all of it can be created from a zero-code interface, allowing creators, DAOs, or institutions to launch an entire automated ecosystem in minutes.

    An Ecosystem on XRP Powered By $NMA

    The $NMA token powers every layer of the Nimanode ecosystem. With a fixed supply of 200 million, and only 45% allocated to the presale, early participants gain exposure not just to a token but to a new kind of economic engine capped at 90 million $NMA. The utility of $NMA is infused into every layer of their ecosystem to ensure its longevity and use case. Included but not limited to:

    Deploying Agents – Lower deployment costs just by holding $NMA
    Agent Marketplace – Use $NMA to access discounts on purchasing AI agents
    Staking & Yield – Stake $NMA to earn passive rewards
    Governance – Voting on ecosystem proposals and upgrades

    Final Word: Don’t Miss Out on Nimanode

    As Web3 scales into real-world systems, the demand for automation, efficiency, and intelligence grows. The unique proposition of AI and XRPL has seen a rapidly escalating interest from the web3 community, evidenced by surging members and buzz being created on social media and their pages.

    Though the AI narrative in crypto has largely revolved around generative content and algorithmic trading, Nimanode expands that vision by building a full-blown infrastructure for AI agents that live, think, and work on-chain.

    Be part of the future Nimanode is building

    Website: https://nimanode.com
    Twitter/X: https://nimanode.com
    Telegram: https://t.me/nimanodeAI
    Documentation: https://docs.nimanode.com

    Contact:
    Nick Lambert
    contact@nimanode.com

    Disclaimer: This is a paid post and is provided by Nimanode. The statements, views, and opinions expressed in this content are solely those of the content provider and do not necessarily reflect the views of this media platform or its publisher. We do not endorse, verify, or guarantee the accuracy, completeness, or reliability of any information presented. We do not guarantee any claims, statements, or promises made in this article. This content is for informational purposes only and should not be considered financial, investment, or trading advice.Investing in crypto and mining-related opportunities involves significant risks, including the potential loss of capital. It is possible to lose all your capital. These products may not be suitable for everyone, and you should ensure that you understand the risks involved. Seek independent advice if necessary. Speculate only with funds that you can afford to lose. Readers are strongly encouraged to conduct their own research and consult with a qualified financial advisor before making any investment decisions. However, due to the inherently speculative nature of the blockchain sector—including cryptocurrency, NFTs, and mining—complete accuracy cannot always be guaranteed.Neither the media platform nor the publisher shall be held responsible for any fraudulent activities, misrepresentations, or financial losses arising from the content of this press release. In the event of any legal claims or charges against this article, we accept no liability or responsibility.Globenewswire does not endorse any content on this page.

    Legal Disclaimer: This media platform provides the content of this article on an “as-is” basis, without any warranties or representations of any kind, express or implied. We assume no responsibility for any inaccuracies, errors, or omissions. We do not assume any responsibility or liability for the accuracy, content, images, videos, licenses, completeness, legality, or reliability of the information presented herein. Any concerns, complaints, or copyright issues related to this article should be directed to the content provider mentioned above.

    A photo accompanying this announcement is available at https://www.globenewswire.com/NewsRoom/AttachmentNg/31f6f964-8a68-4b16-9d3c-9d17a4d5a691

    The MIL Network

  • MIL-OSI: Best VPN 2025: NordVPN Tops VPN Service Providers Rankings

    Source: GlobeNewswire (MIL-OSI)

    Dallas, May 19, 2025 (GLOBE NEWSWIRE) —

    NordVPN has emerged as one of the best VPN services in the US, widely recognized for its strong security features, fast connection speeds, and user-friendly interface. This major accolade comes as more and more people seek to encrypt their internet traffic for enhanced security and privacy.

    CLICK HERE TO GET THE BEST VPN 2025: NORDVPN

    “For most people in the US and across the globe, the internet isn’t a luxury anymore but part of everyday life. From shopping online to learning new things or paying bills, the internet has become a necessity. Therefore, it has become more important than ever for NordVPN to keep connections private and secure.”

    First and foremost, NordVPN sets the standard by incorporating a clean and easy-to-use user interface. Whether a seasoned user or a beginner, users can easily get started and choose their pricing plans without help. This look and feel is maintained across all platforms, including Windows, macOS, iOS, and Linux. End users with direct experience have described the platform as clear and visually engaging in a simple way that doesn’t compromise functionality.

    CLICK HERE TO GET THE BEST VPN 2025: NORDVPN

    Users can easily connect to the fastest and most secure server by clicking on Quick Connect. A comprehensive list of servers can be filtered based on specialty, such as P2P or double VPN. Moreover, users can view clear real-time indicators of their connection status.

    Moreover, it is easy for beginners to get started. Users can configure their VPNs to connect automatically or manually. Automatic connections enable users to be protected all the time, while manual connections enable connections depending on needs. When it comes to pricing, NordVPN has worked out plans that suit users with different budgets. With each plan, users can connect up to 10 devices simultaneously. Here is a guide.

    • Choose a subscription plan.
    • Create your account.
    • Select a payment method to complete your purchase.
    • Sign in to NordVPN to access your virtual private network.

    NordVPN stands out from its competitors when it comes to security. The VPN provider takes your online security to the next level by offering a double VPN. This routes your traffic through two servers, which adds an extra layer of encryption to the user’s online activity — a feature few VPNs offer. Other features that provide robust defense against malware, trackers, and data leaks include Threat Protection and Dark Web Monitoring. These two features prevent users from downloading malware while blocking trackers and ads. Users can rest assured that their accounts are safe by activating the Dark Web Monitor. In case of any password and data leaks, the user will be informed to take the necessary action.

    “In a time when digital threats are evolving faster than ever, NordVPN continues to set the gold standard in online security. From RAM-only servers to next-generation encryption and independent audits, everything we do is built on trust — because our users deserve complete privacy without compromise.”

    Additionally, NordVPN’s advanced features show its unwavering commitment to online privacy. For instance, users have access to encrypted cloud storage, which allows them to encrypt their files and back them up in secure cloud storage. Another notable example is NordProtect. This free feature is available to US users only and protects them from identity theft by monitoring a user’s account, credit card activity, and credit score. Other premium services include password managers and secure remote file access.

    Regarding infrastructure, NordVPN stands at the forefront. The provider has significantly invested in expanding and optimizing its server network, ensuring high-quality performance and broad accessibility. This robust infrastructure is crucial, as it directly impacts the VPN’s coverage, speed, and reliability for users worldwide. NordVPN has more than 7,600 VPN servers spread across 118 locations.

    Of these, 25% are spread across the US in 16 locations. Additionally, NordVPN has integrated advanced server technology to maximize speed and security. For instance, NordVPN has leveraged RAM-only servers that ensure data is wiped out whenever the server restarts. Additionally, open-source protocols such as the WireGuard-poweredNordLynx protocol are integrated to enable the highest level of encryption.

    The speed of any VPN is critical — even with the best security features, low speeds could greatly affect usability. NordVPN has dedicated efforts towards high speeds to improve the quality and speed of connection. Through their server infrastructure, NordVPN delivers impressive connection speeds. Users in the USA enjoy the highest speeds of up to 2964 mb/s. In addition, using lightweight protocols comes in handy for speed. SmartPlay technology has enhanced security and privacy without compromising on speed for gamers and live streamers.

    NordVPN has poured resources into ensuring a flawless experience from purchasing plans to connectivity. However, in case of any hitches, the platform has reliable customer support. The team is available around the clock and offers prompt and knowledgeable responses. Users can access the team through the live chat feature. Several site blog guides teach how to troubleshoot any app or connection issues. As a top-ranking VPN provider, this is evidence enough that NordVPN goes above and beyond to ensure customer satisfaction.

    NordVPN’s rise to the top is due to its commitment to privacy and freedom to decide what users share. This has been delivered perfectly by incorporating the latest advanced technology.

    NordVPN Support:

    Disclaimer and Disclosure Notice

    The information provided in this article is for general informational purposes only and does not constitute professional advice, financial guidance, or an endorsement of any specific product or service. While every effort has been made to ensure the accuracy of the content at the time of publication, no guarantees are made regarding its completeness, timeliness, or relevance. The publisher, the author, and any affiliated syndication partners disclaim any liability for any errors or omissions, including but not limited to typographical or factual inaccuracies that may be present.

    This article may contain references to third-party products and services. Any product claims, statistics, quotes, or other representations should be verified with the manufacturer, provider, or party in question. Readers are encouraged to perform their own due diligence before making any purchase or relying on the content in any capacity.

    Some links within this article may be affiliate links. This means the publisher or author may earn a commission if a reader clicks through and makes a purchase, at no additional cost to the reader. Such commissions help support the production and distribution of content but do not influence the editorial integrity or recommendations presented.

    All parties involved in the creation, distribution, and promotion of this article — including syndication partners — are held harmless from any liability arising directly or indirectly from the use or misuse of the information herein. Inclusion of product references does not constitute a formal endorsement by the publisher or its affiliates.

    Use of the information in this article is strictly at the reader’s own risk.

    The MIL Network

  • MIL-OSI: Licensed Crypto Mining Platforms Like F2Hash Redefine Global Landscape Amid Bitcoin Boom

    Source: GlobeNewswire (MIL-OSI)

    New York City, NY, May 19, 2025 (GLOBE NEWSWIRE) —

    In a landmark development for the digital asset industry, licensed and regulated cloud mining platforms are emerging as the backbone of Bitcoin’s post-$100K resurgence. Spearheaded by industry leaders such as F2Hash, the market is witnessing a profound shift from fragmented, independent miners to scalable, compliant, and sustainable infrastructure. As profitability metrics soar and institutional capital floods in, the global mining map is being redrawn—fast.

    F2Hash, among the top-tier mining entities, has become a symbol of this evolution. Founded in 2022 and headquartered in Nicosia, Cyprus, F2Hash operates with a licensed framework under CySEC and FINMA banking oversight. The platform now controls 12.5 EH/s of hash rate and achieves a remarkable 92% use of renewable energy, thanks to its integration with the EU’s Green Mining Initiative.

    “Mining is no longer a guessing game. Our mission is to bring structure, trust, and sustainability to the process,” said Konstantin Vassilev, CEO of F2Hash. “We’re not just adapting to this new era—we’re helping define it. With institutional confidence rising, it’s the platforms that offer transparency, compliance, and energy efficiency that will lead the charge.”

    Cloud mining in 2025 looks fundamentally different from years past. Instead of managing physical machines, users opt for mining contracts that leverage large-scale, high-efficiency facilities. ASIC hardware now achieves performance benchmarks upwards of 450 TH/s, enhanced by liquid cooling technologies that minimise energy loss. Profitability has jumped sharply, with licensed cloud contracts offering 18–24% ROI annually, outpacing home mining setups burdened by higher energy costs.

    According to recent industry data, licensed platforms now command over 65% of global hash power. This includes major players such as:

    • BitFuFu, a Bitmain-backed platform that raised $300M in Series C funding and operates under Dubai’s Virtual Asset Mining Law.
    • CryptMain, innovating with a nuclear-backed mining protocol, is leading in European markets.
    • BitDeer, publicly listed on NYSE, is known for its energy-optimised smart routing systems.
    • ECOS, an Armenian-based firm focused on carbon offset contracts and flexible terms.
    • NiceHash, the largest hash marketplace, which now offers institutional DeFi integration.
    • Hashing24, a veteran platform now bridging mining with Bitcoin Layer 2 infrastructure.

    F2Hash stands out not only for its performance but also for its operational model—offering fixed-term mining contracts with daily payouts and real-time monitoring dashboards for users. Its solar-powered data centers and instant withdrawal systems provide the scalability and environmental accountability regulators demand.

    As governments enforce tighter controls on energy usage and financial flows, platforms like F2Hash are well-positioned to benefit. The EU’s upcoming Climate-Neutral Mining Directive is expected to further favor regulated operators using renewable energy and advanced cooling systems, which can boost energy efficiency by 40%.

    Industry experts suggest that by 2026, up to 75% of global mining could be concentrated in regulated cloud platforms. Meanwhile, traditional financial institutions continue to enter the space, with mining-backed ETFs, structured investment products, and derivative instruments gaining traction.

    The crypto mining industry is shedding its anarchic roots and embracing structured, sustainable growth. For companies like F2Hash, this is more than a market shift—it’s the beginning of a new industrial era.

    For more information, visit F2Hash’s website or contact Nikolai Terskikh at support@f2hash.com.

    Media Contact Detailsz
    Contact Name:  Nikolai Terskikh
    Contact Email: info@f2hash.com
    City/Country: Dimofontos, Nicosia, Cyprus
    Website: https://f2hash.com

    Disclaimer: The information provided in this press release is not a solicitation for investment, nor is it intended as investment advice, financial advice, or trading advice. Cryptocurrency mining and staking involve risk. There is potential for loss of funds. You should practice due diligence, including consultation with a professional financial advisor, before investing in or trading cryptocurrency and securities.

    Attachment

    The MIL Network

  • MIL-OSI: Smarter Crypto Mining Begins with DRML Miner’s AI Engine

    Source: GlobeNewswire (MIL-OSI)

    New York City, NY, May 19, 2025 (GLOBE NEWSWIRE) —

    DRML Miner, a pioneer in blockchain-powered mining infrastructure, has announced the deployment of its next-generation AI-driven optimization engine, a powerful enhancement designed to streamline contract selection, minimize operational drift, and unlock peak performance across its global mining network.

    Launched as part of DRML’s long-term innovation roadmap, the system blends algorithmic intelligence with user-centric design to increase profitability while reducing energy overhead. The tool offers dynamic contract recommendations, real-time performance tuning, and smart energy balancing based on user input and network conditions, transforming the way individuals and institutions participate in computational asset generation.

    “Our mission isn’t just about mining coins; it’s about mining smarter,” said Alyssa Taylor, CEO of DRML Miner. “With this new engine, users aren’t just leasing hashpower—they’re influencing intelligent infrastructure that evolves in real-time to suit their financial goals. This isn’t passive income. It’s precision income.”

    Unlike traditional platforms where users manually select contracts based on static metrics, DRML’s new engine processes over 70 variables — including token volatility, contract yield curves, market saturation, and power efficiency to auto-optimize each mining cycle.

    The technology is embedded across both desktop and mobile interfaces, making it easy for users to monitor asset performance, receive predictive suggestions, and rebalance their portfolio with a single tap.

    This rollout follows months of internal testing, where beta users reported up to 19% higher net returns when compared to standard plan execution.

    DRML Miner’s new engine introduces features such as autopilot contract matching, yield forecast dashboards, adaptive user profiles, and power reallocation logic that shifts loads to data centers operating on the most cost-effective and renewable energy sources at any given time. All existing and future mining contracts now function under this evolving intelligent framework.

    The system supports mining for a diverse range of digital assets, including BTC, ETH, DOGE, XRP, USDC, and SOL. Users can begin with as little as $10 or scale to institutional-tier contracts of $100,000 or more.

    In addition to its technical edge, DRML Miner maintains a sustainability-first approach. Its AI infrastructure operates across 100+ mining hubs in low-carbon energy zones spanning Northern Europe, Central Asia, and North Africa. The company’s architecture relies entirely on renewable power, reinforcing its commitment to green computation.

    New users can claim a $10 welcome bonus and activate their first plan without setup costs. All contracts come with daily payouts and optional affiliate rewards, allowing users to generate commissions simply by sharing their link — no deposit required.

    DRML Miner has positioned itself as an innovation-first platform that caters equally to individual users and institutional capital. By blending AI precision with low-barrier access, the company continues to reshape the economics of crypto mining in a way that is clean, scalable, and intelligent by design.

    About DRML Miner
    Founded in 2018 and headquartered in London, DRML Miner has served over 7 million users across 180+ regions. The platform is trusted for its robust cloud infrastructure, fully transparent returns, and unwavering focus on ethical, eco-powered blockchain technology.

    Media Contact:
    Alyssa Taylor
    DRML Miner PR Team
    Address: 10 Hollies Road, Allestree, Derby, England
    Email: info@drmlminer.com
    Website: https://www.drmlminer.com

    Disclaimer: The information provided in this press release is not a solicitation for investment, nor is it intended as investment advice, financial advice, or trading advice. Cryptocurrency mining and staking involve risk. There is potential for loss of funds. You should practice due diligence, including consultation with a professional financial advisor, before investing in or trading cryptocurrency and securities.

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  • MIL-OSI: Best No Deposit Bonus Online Casino With Free Spins 2025 – Top Online Casino Games Offers to Play for Free 

    Source: GlobeNewswire (MIL-OSI)

    New York City, NY, May 19, 2025 (GLOBE NEWSWIRE) —

    If you love the idea of playing your favorite casino games and winning real money without spending a dime, no deposit bonuses and free spins are exactly what you need.

    These perks let you jump right in—spinning the reels or trying out classic table games with bonus cash or free spins, all before you ever make a deposit.

    After exploring the top sites, Wild Casino truly stands out as the best in the USA. Their no deposit bonuses and free spins are not only generous, but also easy to claim and use.

    Whether you’re brand new or already a fan of online gaming, Wild Casino makes it simple and fun to get started, try new games, and enjoy the excitement of risk-free wins.

    Wild Casino Review 2025: The Best No Deposit Bonus Online Casino With Free Spins

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    When it comes to finding the best no deposit bonus online casino with free spins in 2025, Wild Casino stands out as a top-tier choice for both new and experienced players.

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    No Deposit Bonus & Free Spins: Play for Free and Win Real Money

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    Media Contact: Alan Jarvis

    Project name : Wild Casino

    Company Website: https://wild-casino.live/

    Email: support@wild-casino.live

    Phone: (08) 8326 3976

    Scharlooweg 39, Willemstad, Curaçao

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  • MIL-OSI: Best Personal Loans for Bad Credit Guaranteed Approval 2025: Top Provider with No Credit Check & Fast Approval – LowCreditFinance

    Source: GlobeNewswire (MIL-OSI)

    New York City, NY, May 19, 2025 (GLOBE NEWSWIRE) —

    Secure Emergency Loans for Bad Credit with Guaranteed Approval – Explore Leading No Credit Check Lenders for Quick and Reliable Funding Solutions in 2025

    When life throws unexpected expenses your way, finding a trustworthy lender—especially with less-than-perfect credit—can feel overwhelming.

    That’s where LowCreditFinance comes in. As one of the leading bad credit loan providers in 2025, LowCreditFinance specializes in connecting borrowers of all credit backgrounds with fast, reliable funding solutions.

    Whether you need cash for an emergency, to consolidate debt, or to cover a major purchase, their user-friendly online platform makes the process simple and stress-free.

    With a vast network of reputable lenders, same-day approval decisions, and flexible repayment terms, LowCreditFinance puts financial control back in your hands.

    Even if you’ve been turned down elsewhere, their inclusive approach ensures you have access to the funds you need—quickly, securely, and with complete transparency.

    Top Personal Loans for Bad Credit Guaranteed Approval Options Today

    LowCreditFinance Review: A Friendly Guide to Fast Loans for All Credit Types

    < CLICK to view top loan providers with no credit check >

    Introduction: Your Financial Partner in Tough Times

    Life is full of surprises—some good, some not so much. Whether it’s an unexpected car repair, medical bill, or an opportunity you can’t pass up, sometimes you need extra cash, and you need it fast. If your credit isn’t perfect, this can feel overwhelming. That’s where LowCreditFinance steps in.

    Low Credit Finance specializes in helping people with all credit backgrounds—including those with poor or no credit—quickly find a loan that fits their needs. With a simple, secure online process and a network of lenders, they’re dedicated to making borrowing less stressful and more accessible for everyone.

    What is LowCreditFinance?

    Low Credit Finance isn’t a direct lender—they don’t issue loans themselves. Instead, they operate as a loan-matching service, connecting borrowers with a large network of lenders and alternative loan providers. Their platform makes it easy to submit a single application and get matched with multiple options, saving customers time and hassle.

    < Click here to see how LowCreditFinance works >

    Key Features:

    • Borrow amounts from $100 up to $50,000
    • All credit types welcome
    • Same-day online decisions
    • Funds can be sent in as little as 60 minutes
    • Flexible repayment terms
    • 100% secure application process

    How the Application Process Works

    Applying for a loan with Low Credit Finance is straightforward and can be done entirely online. Here’s what you can expect:

    Step 1: Choose Your Loan Amount

    You start by selecting how much you need to borrow. Amounts range from $100 for small emergencies to $50,000 for larger expenses like debt consolidation or home repairs.

    Step 2: Fill Out a Simple Online Form

    The application form is user-friendly and only takes about two minutes to complete. You’ll provide basic details such as your contact information, approximate credit score, employment status, income, and bank account details (for direct deposit of funds). They also ask for information like your driver’s license and Social Security number to verify your identity and prevent fraud.

    Step 3: Get Matched with Lenders

    Once you submit your application, Low Credit Finance’s proprietary matching software searches their network for lenders that fit your profile. You’re then presented with one or more loan offers that you can review and choose from.

    Step 4: Receive Your Funds

    If approved by a lender, you could receive your money on the same business day—sometimes within 60 minutes. The funds are deposited directly into your bank account.

    < Need an emergency loan but have bad credit? – CLICK HERE >

    Who Can Apply?

    One of the standout features of Low Credit Finance is their all-credit-welcome approach. Whether you have excellent, fair, poor, or even no credit, you can apply. Here are some basic eligibility points:

    • You must be at least 18 years old.
    • You need a valid checking or savings account for deposits.
    • You must provide proof of income (job, self-employment, benefits, or military income are all accepted).
    • You’ll need to share some personal and financial details for verification.

    < Apply for a personal loans with no credit check – CLICK HERE >

    Loan Types and Flexibility

    Low Credit Finance caters to a wide range of needs and situations. Their lenders offer:

    • Personal Installment Loans: Borrow larger amounts and repay over months or years with fixed monthly payments.
    • Short-Term Loans: Ideal for emergencies and quick cash needs.
    • No Credit Check Loans: Some lenders may offer loans without a traditional credit check, though terms may vary.
    • Flexible Repayment: Choose a repayment plan that matches your pay schedule and budget.

    With such variety, you’re likely to find a loan option that fits your circumstances—even if you’ve been turned down elsewhere.

    Speed and Convenience

    One of the biggest advantages of using Low Credit Finance is how fast everything moves. The online application is simple, and you can receive a lending decision almost instantly. If you’re approved, the funds could be in your bank account in as little as an hour. This makes Low Credit Finance a great choice for anyone facing urgent financial needs and can’t afford to wait days or weeks for traditional approval.

    Security and Privacy

    Applying for a loan online means sharing sensitive information, so security is a big concern. Low Credit Finance uses advanced encryption and privacy measures to ensure your data stays safe. All information submitted is 100% secure, and they’re transparent about how your information is used—primarily to match you with the best lender.

    Fees, Rates, and Transparency

    Low Credit Finance itself does not charge any fees for using their service. Instead, they receive compensation from lenders if you accept a loan offer. This means you can use their platform to shop around for free.

    APR rates from their network of lenders range from 5.99% to 35.99%. The exact rate and terms depend on your creditworthiness, the loan amount, and the lender’s policies. Before you accept any loan, make sure you review the terms carefully, including fees, interest rates, and repayment schedules. Low Credit Finance encourages borrowers to compare options and make informed decisions.

    What Do Customers Say?

    Customer reviews highlight the speed, simplicity, and accessibility of Low Credit Finance’s service. Many users appreciate being able to apply with bad credit and still receive offers, sometimes within minutes. The easy-to-follow application and clear communication from lenders are also frequently praised.

    As with any loan service, experiences can vary based on individual circumstances and the lenders you’re matched with. Always read the fine print and ask questions if anything is unclear.

    Customer Support

    Should you have any questions or concerns, Low Credit Finance offers 24/7 email support at support@lowcreditfinance.com. Their FAQ section also covers common questions about the application process, eligibility, and what to expect.

    Things to Consider

    While Low Credit Finance offers many benefits, it’s important to remember:

    • They are not a direct lender; they connect you with lenders.
    • Loan approval and terms depend on the lender’s requirements.
    • Always review loan offers carefully and compare multiple options.
    • Some lenders may perform a credit check or require additional information.

    Is Low Credit Finance Right for You?

    If you need quick access to funds and worry your credit score will hold you back, Low Credit Finance is worth considering. Their easy application, broad lender network, and commitment to helping people with all credit backgrounds make them a standout option for emergency borrowing or larger financial needs.

    With no upfront fees, a secure process, and the potential to receive funds in just 60 minutes, Low Credit Finance puts fast, flexible loans within reach—even if your credit history isn’t perfect. As always, borrow responsibly, review your options carefully, and choose a loan that fits your budget. For many, Low Credit Finance could be the helping hand you need when life throws you a curveball.

    Introduction to Personal Loans

    Life can be unpredictable, and sometimes, unexpected expenses pop up when you least expect them—whether it’s a medical bill, urgent car repair, or an opportunity you don’t want to miss. For many people, especially those with less-than-perfect credit, finding a way to cover these costs can feel overwhelming. That’s where personal loans come in, offering a lifeline when you need it most.

    What Are Personal Loans and How Do They Work?

    Think of a personal loan as a helping hand for life’s expenses. Unlike a mortgage or a car loan, which are tied to specific purchases, personal loans are what’s called “unsecured”—you don’t have to put your house or car on the line to qualify. Instead, you borrow a lump sum and pay it back in fixed monthly installments over a set period, usually between one and five years.

    What makes personal loans so useful is their flexibility. You can use the funds for just about anything: consolidating high-interest credit card debt, making home improvements, covering emergency medical expenses, or even planning a special event. The freedom to choose how you use the money is a big part of their appeal.

    Options for People with Bad Credit

    If your credit score isn’t perfect, you might feel like your options are limited. But the good news is that there are personal loans designed specifically for people with bad credit. These lenders understand that a credit score doesn’t tell the whole story and are willing to look at your overall financial picture, such as your income and ability to repay.

    Some lenders even offer “guaranteed approval” loans, meaning your chances of getting approved are much higher—even if your credit history has a few bumps. And in many cases, you won’t need to undergo a traditional credit check, which can be a relief if you’re worried about another inquiry hurting your score.

    Fast and Convenient Applications

    Gone are the days of filling out stacks of paperwork and waiting weeks for a decision. Today, applying for a personal loan is usually quick and easy. Most lenders offer online applications that you can complete from the comfort of your home—sometimes in just a few minutes. You simply enter some basic information, and in many cases, you’ll get an answer within hours.

    If you’re approved, the money can often be deposited into your bank account as soon as the same business day. This speed can make all the difference when you’re dealing with an emergency or time-sensitive expense.

    Flexible Repayment That Fits Your Life

    One of the biggest sources of financial stress is not knowing how much you’ll owe from month to month. That’s why the structure of personal loans can be such a relief. With fixed monthly payments, you get predictability—no more guessing or worrying about surprise bills. You know exactly how much to set aside each month, which makes planning your budget a whole lot simpler.

    But the flexibility of personal loans goes beyond just predictable payments. Many lenders understand that life isn’t always smooth sailing, so they offer options that help you stay in control, even when things get bumpy. For example, you might be able to select your own payment date, aligning it with your payday or another time that works best for you. This little detail can make a big difference, helping you avoid late fees and unnecessary stress.

    Some lenders also allow you to make extra payments without any penalties. This means if you ever have a little extra cash—maybe from a bonus at work or a tax refund—you can put it toward your loan and pay it off faster. Not only does this save you money on interest, but it can also give you a real sense of progress and empowerment as you watch your balance shrink.

    Having this kind of flexibility is especially important if you’re working to rebuild your credit. On-time payments are one of the most important factors in your credit score, and being able to stick to a manageable payment schedule makes it much easier to stay on track. As you make those consistent payments, you’re not just chipping away at your debt—you’re also showing future lenders that you’re responsible and creditworthy.

    Ultimately, personal loans with flexible repayment options offer more than just money—they provide peace of mind. They give you breathing room and the tools you need to move forward financially, one manageable step at a time.

    Clear Terms and Peace of Mind

    When it comes to borrowing money—especially if you’ve had credit challenges in the past—there’s nothing more important than feeling confident and secure about your decision. Unfortunately, the world of loans can sometimes feel like a maze of jargon, hidden fees, and terms buried in the fine print. That’s why working with lenders who are clear and upfront about their terms makes such a huge difference.

    A transparent personal loan provider will lay everything out for you: the interest rate, the total amount you’ll repay, the monthly payment, and any fees involved. There shouldn’t be any surprises, and you should feel comfortable asking questions. If something isn’t clear, a trustworthy lender will take the time to explain it in plain language. This openness not only protects you from unexpected costs but also builds trust—something that’s priceless when your finances are on the line.

    This kind of clarity is especially important for people with bad credit, who may have already dealt with overwhelming debt or confusing lending terms in the past. Knowing exactly what you’re signing up for allows you to plan ahead and avoid falling into the traps that can make financial recovery even harder.

    Taking out a personal loan is a big step, and it’s normal to feel nervous. But when you can see all the details up front, it’s easier to move forward with confidence. You can compare offers, weigh the pros and cons, and make a decision that truly fits your situation.

    In the end, clear terms and honest communication aren’t just nice to have—they’re essential. They help turn what could be a stressful experience into a manageable one, giving you the peace of mind you need to focus on your goals and build a brighter financial future.

    Understanding Credit Scores: Why They Matter for Personal Loans

    After finding a loan with clear terms and flexible repayment, you might start to wonder: what role does your credit score really play in all of this? Understanding credit scores—and how they affect your loan options—can empower you to make better financial decisions and ultimately secure the best deal possible.

    What Is a Credit Score and How Is It Calculated?

    A credit score is essentially a three-digit number that represents your creditworthiness. It’s calculated based on your credit history, including how reliably you’ve paid your bills, how much debt you have, and how long you’ve been using credit. The most commonly used scoring model is the FICO score, which ranges from 300 to 850. In general, the higher your score, the more favorably lenders will view you.

    How Credit Scores Affect Loan Approval and Interest Rates

    When you apply for a personal loan, lenders look at your credit score as one of the main factors in their decision-making process. A high credit score usually means you’re more likely to be approved and to receive lower interest rates, which can save you a lot of money over the life of your loan. On the other hand, a low or “bad” credit score can make it harder to qualify and may result in higher interest rates.

    That said, a poor credit score isn’t the end of the road. Some lenders specialize in personal loans for bad credit, offering guaranteed approval or more flexible criteria. These loans can provide a valuable opportunity to access funds when you need them, even if your credit history isn’t perfect.

    Factors Beyond the Credit Score

    It’s important to remember that your credit score isn’t the only thing lenders consider. They’ll also look at your income, employment status, debt-to-income ratio, and overall credit history. This means that even if your score is lower than you’d like, having steady income or a manageable debt load can help improve your chances of approval.

    Building and Maintaining Good Credit

    Maintaining a good credit score is one of the best ways to unlock better loan options and lower interest rates. Simple habits like paying bills on time, keeping credit card balances low, and checking your credit report regularly for errors can make a big difference over time. Even if you’re starting with bad credit, taking small, consistent steps can help you rebuild your financial reputation.

    By understanding how credit scores work and how they impact your loan options, you’ll be better prepared to find a personal loan that fits your needs—now and in the future.

    Credit History and Loan Approval: What Lenders Really Look For

    By now, you’ve seen how your credit score can impact the personal loan process—but it’s only part of the bigger picture. When you apply for a loan, lenders don’t just check your score; they take a close look at your entire credit history. This gives them a fuller sense of how you’ve managed money over time, helping them decide if you’re a trustworthy borrower.

    Your credit history is detailed in your credit report, which lists your past loans, credit card accounts, payment history, and any late or missed payments. If you’ve had some financial bumps, like missed payments or defaults, lenders might see you as a riskier borrower. This can sometimes mean higher interest rates or, in some cases, loan denial.

    However, there’s good news—some lenders are more understanding and offer loans specifically designed for people with less-than-perfect credit. These lenders may focus more on your current income or the steps you’ve taken to get back on track, rather than just your past mistakes. Some even have minimal credit score requirements and put more weight on your ability to repay now, not just what’s happened before.

    If you’re looking to improve your chances for the future, making on-time payments, reducing your debt, and avoiding too many hard credit checks are powerful ways to rebuild your credit history. Remember, lenders also look at your income, employment stability, and debt-to-income ratio. Being able to show steady income and responsible financial habits can go a long way.

    Ultimately, while your credit history matters, it’s not the only thing that defines you as a borrower. There are always options and steps you can take to strengthen your application and move closer to your financial goals.

    Types of Loans for Bad Credit: Exploring Your Options

    If you’ve read this far, you know that getting a personal loan with bad credit isn’t impossible—there are actually several different options out there, each with its own advantages and drawbacks. Understanding the different types of loans available can help you choose the one that best fits your needs and financial situation.

    Installment Loans: Flexibility and Predictability

    Installment loans are one of the most popular choices for borrowers with bad credit. With these loans, you borrow a set amount of money and repay it over time in regular, fixed monthly payments. This structure makes it easier to budget, since you always know what your payment will be. Many people use installment loans for things like debt consolidation or home improvements, since the predictable payments and longer terms can make bigger expenses feel more manageable.

    Payday Loans: Fast Cash, High Costs

    Sometimes emergencies just can’t wait, and that’s where payday loans come in. These loans are designed to provide quick cash—often within a single business day. However, it’s important to be careful: payday loans typically come with very high interest rates and fees. While they can help cover urgent short-term expenses, the costs can add up quickly, making them a risky option if you’re unable to repay on time.

    Unsecured Loans: No Collateral Required

    Unsecured loans are another option for those with bad credit. Unlike secured loans, you don’t need to put up any collateral, like your car or home. This can make them more accessible, but it also means lenders may charge higher interest rates or have stricter repayment terms to offset the risk.

    Tribal Loans: Unique Terms, Use Caution

    Tribal loans are offered by lenders based on Native American tribal land. These loans can be accessible even to those with very poor credit, but borrowers should be cautious. Interest rates and fees for tribal loans can be extremely high, and the legal protections may differ from state-regulated loans.

    Credit Check Loans: Favorable Terms for Good Credit

    Credit check loans are a common type of personal loan where lenders review your credit report as part of the approval process. If you have a strong credit history and a solid score, these loans can offer some of the most attractive terms available. Lower interest rates, smaller fees, and longer repayment periods are all perks that come with proving your creditworthiness.

    People often turn to credit check loans for big-ticket items like home improvements, medical procedures, or consolidating high-interest credit card debt. Because the lender is confident in your ability to repay, you may qualify for higher loan amounts and more flexible terms. This makes it easier to budget for larger expenses over time, without being hit by sky-high monthly payments.

    However, approval criteria for credit check loans are typically stricter. Lenders will want to see not just a good credit score, but also a reliable income and manageable debt levels. If you meet these requirements, you could secure a loan with very competitive rates.

    Before committing, it’s important to read the loan agreement carefully. Even with a strong credit profile, terms can vary between lenders, and it’s always wise to watch for any hidden fees or conditions. Taking the time to understand the fine print will help you make a confident, informed borrowing decision.

    No Credit Check Loans: Fast Funding for Urgent Needs

    For many people, the thought of a credit check can be intimidating—especially if your credit history is less than perfect. No credit check loans offer an alternative. These loans skip the traditional credit inquiry, focusing more on your current income and ability to repay. With more lenient approval criteria, they’re often available to those who have been turned down elsewhere.

    No credit check loans are typically used for emergencies—like covering a surprise medical bill, urgent car repairs, or other expenses that simply can’t wait. The application process is usually quick and straightforward, sometimes providing funds within hours. This speed can be a lifesaver when time is of the essence.

    However, convenience comes at a cost. Because these loans carry more risk for the lender, they often have higher interest rates and fees. Repayment terms are usually shorter and loan amounts smaller, which means you’ll need to pay the money back quickly.

    While some lenders do offer flexible repayment options and try to keep fees transparent, it’s essential to read the terms carefully. High costs can add up fast, making it easy to fall into a cycle of debt if you’re not careful. No credit check loans can be useful in a pinch, but they should be approached with caution and used only for true emergencies.

    Direct Lender Options: Simplicity and Speed

    Navigating the loan marketplace can be overwhelming, especially when third-party brokers get involved. Direct lender options cut out the middleman, allowing you to apply and receive funds directly from the source. This can lead to a smoother process, faster approval, and sometimes lower interest rates, since there are no broker fees to worry about.

    Direct lenders often offer more personalized loan experiences, tailoring terms to your financial situation. They may also have more flexibility in approving borrowers with less-than-perfect credit, making them a good choice if you need money quickly and don’t want to jump through extra hoops.

    Applying directly can also mean a quicker funding timeline—sometimes as fast as the same or next business day. However, it’s still important to carefully review the loan’s terms, as some direct lenders may offset their flexibility with higher interest rates or stricter repayment conditions.

    Doing a bit of research goes a long way. Comparing offers, checking for hidden fees, and reading reviews can help you find a reputable direct lender who’s transparent and trustworthy. Remember, the right lender should make you feel informed and comfortable, not pressured or rushed. By choosing a direct lender wisely, you can enjoy a smoother borrowing experience and greater peace of mind.

    Understanding Annual Percentage Rate (APR): The True Cost of Borrowing

    One of the most important factors to pay attention to when considering a loan is the annual percentage rate, or APR. Unlike a simple interest rate, APR gives you the full picture of what borrowing will actually cost you over time. It includes not just the interest, but also any fees or compounding charges, making it the most reliable way to compare loan offers.

    APR can vary widely depending on the lender, the type of loan, and—most importantly—your credit score. Generally, the higher your credit score, the lower your APR will be, since lenders see you as less of a risk. On the flip side, if your credit isn’t great, you may see higher APRs, meaning you’ll pay more in interest over the life of the loan.

    Before applying for any loan, it’s crucial to look beyond just the monthly payment. Take time to review the APR and add up the total cost of the loan, including all fees. This helps you avoid surprises down the road and ensures the loan truly fits your budget. Factors like the loan amount and the length of the repayment term can also impact your APR, so consider these carefully.

    Comparing APRs from multiple lenders helps you find the most affordable option. Remember, a little extra research at the start can save you a lot of money—and stress—over the life of your loan.

    Borrow Money with Bad Credit: Planning for Success

    If you have bad credit, the idea of borrowing money can feel intimidating. You might worry about being turned down or facing sky-high interest rates. But the good news is that there are still options available, from specialized bad credit loans to no credit check loans designed for urgent needs.

    The key is to approach the process with your eyes wide open. Always review the loan’s terms and conditions carefully. Look closely at the interest rates, fees, and repayment requirements. Some lenders are more transparent and offer flexible terms, while others may hide high costs in the fine print.

    Before applying, take an honest look at your financial situation. Ask yourself how much you truly need to borrow, and if you’ll be able to manage the payments comfortably. Planning ahead can help you avoid the debt traps that often come with high-interest loans.

    Budgeting is especially important when your credit is less than perfect. Make sure you have a plan to repay the loan on time—on-time payments can actually help you rebuild your credit over time. Borrowing with bad credit isn’t impossible, but it does require extra care, thorough research, and a focus on long-term financial health.

    Loan Customer Reviews: Learning from Real Borrowers

    After understanding loan types, APRs, and what to look for in a lender, it’s wise to tap into one of the most valuable resources available—other borrowers’ experiences. Loan customer reviews can offer a firsthand look at what it’s really like to work with a particular lender, beyond what’s promised in advertisements or on the lender’s website.

    When you read through reviews, you’ll gain insight into how a lender handles customer service, whether they’re transparent about fees, and if they deliver on their promises. Did borrowers feel supported during the application process? Were there any hidden fees or unexpected issues with repayment? These are the kinds of real-life details that reviews can reveal.

    It’s always best to consult multiple sources. Look at reviews on the lender’s official site, but also check independent platforms like Trustpilot, Google, or the Better Business Bureau. This gives you a fuller, more balanced picture. Keep in mind that some reviews may be fake or overly biased, especially if they seem too generic or overly enthusiastic. Take the time to read both positive and negative feedback to spot common patterns.

    Some lenders really do stand out for their positive reviews and flexible loan options, but don’t let one glowing report sway you—consider the bigger picture. By researching a range of reviews, you’ll be better equipped to choose a lender that values transparency, fair terms, and good customer support. This extra step can provide peace of mind and help you avoid unpleasant surprises down the road.

    Contacting Lenders: Getting the Clarity You Need

    Once you’ve narrowed down your choices and read through customer reviews, the next smart step is reaching out to lenders directly. Contacting lenders gives you the chance to ask specific questions, clarify any confusing terms, and get a sense for how responsive and helpful their customer support really is.

    Most reputable lenders offer several ways to get in touch: phone, email, or live online chat. If you’re unsure about any aspect of the loan—whether it’s the interest rate, fees, repayment schedule, or approval process—don’t hesitate to ask. Good lenders will be happy to provide clear, straightforward answers without making you feel rushed or pressured.

    Before you make that call or send an email, review the loan terms and conditions carefully so you know exactly what to ask about. Bring up anything you don’t understand, and pay attention to how the lender responds. Are they patient and informative, or do they use high-pressure tactics to get you to sign up quickly? Trust your instincts—if something feels off, it probably is.

    Contacting lenders not only helps you get the answers you need, but also gives you a feel for their customer service style. A helpful, transparent lender is a good sign that you’ll be supported throughout your loan journey. Taking the time to reach out can help ensure you make an informed decision and choose the loan that’s truly right for you.

    Best Bad Credit Loan Providers with Guaranteed Approval Summary

    In 2025, LowCreditFinance stands out as the top bad credit loan provider with guaranteed approval, offering fast, flexible funding solutions for borrowers of all backgrounds.

    With an easy online application, a vast network of reputable lenders, and a commitment to transparency, LowCreditFinance makes it simple to access loans up to $50,000—even if your credit score is less than perfect.

    You’ll benefit from same-day decisions, customizable repayment terms, and no hidden fees, ensuring a stress-free borrowing experience.

    If you need quick cash and want a lender that puts your needs first, LowCreditFinance is the trusted, hassle-free choice for anyone looking to secure emergency funds or manage financial challenges in 2025.

    Legal Notice and Affiliate Transparency

    This article is intended solely for informational and educational use and should not be interpreted as financial, legal, or professional counsel. The content is based on publicly accessible sources and third-party data considered reliable at the time of writing; however, we cannot guarantee the accuracy, completeness, or timeliness of the information provided.

    Loan terms, interest rates, and product availability are determined by external lenders and may change at any time without prior notice. Readers are strongly encouraged to perform their own research and consult a qualified financial advisor or legal expert before making any financial choices.

    The service discussed in this article, MoneyMutual, acts as a loan marketplace, not a direct lender. They do not provide loans or make credit decisions, but rather connect borrowers with independent lending partners. All loan agreements, terms, and conditions are strictly between the borrower and the chosen lender.

    Some links or references in this article may be affiliated. If you click on a link and take action—such as submitting a loan request or accepting an offer—we may receive a commission at no additional cost to you. This potential compensation does not affect our editorial content or recommendations.

    By using this article, you acknowledge and accept that:

    • You are responsible for verifying loan offers and lender details independently.
    • The content is not tailored as personal financial advice.
    • The publisher and contributors are not liable for any financial decisions or damages resulting from the information shared here.
    • All trademarks and brand names belong to their respective owners; mention of third-party services does not imply endorsement.

    For the most current loan terms, eligibility criteria, and product information, always review the official website of the respective lender.

    Media Contact: Tony Stevens
    Website: https://www.lowcreditfinance.com
    Email: support@lowcreditfinance.com

    102 W Service Rd, Apt: 820, Champlain, NY 12919

    Attachment

    The MIL Network

  • MIL-OSI: 2025 Louisiana Energy Conference to Be Held in New Orleans May 27 – May 29, 2025

    Source: GlobeNewswire (MIL-OSI)

    NEW ORLEANS, May 19, 2025 (GLOBE NEWSWIRE) — The 2025 Louisiana Energy Conference will be held in New Orleans Tuesday afternoon May 27 through Thursday, May 29, 2025, at the Four Seasons Hotel, New Orleans, located at 2 Canal Street, at the foot of Canal Street on the Mississippi River. Conference registration remains open and hotel reservations can be secured through the event’s web site, www.LouisianaEnergyConference.com.

    The Conference, hosted by Al Petrie Advisors, has been further expanded this year and will now feature a series of 37 panels and presentations that will address key domestic and international industry developments and topics. Executives from over 100 leading public and private exploration and production and oil field services and transition energy companies, as well as representatives from energy-related private equity firms, industry trade groups, regulatory agencies, investment banks, institutional research groups, and industry advisory and law firms will participate in the discussions.  

    A detailed further-updated agenda with all panels and presentations along with the individual panelists and presenters is now available on the event web site www.LouisianaEnergyConference.com and with this link: 2025 Agenda. The online agenda will be updated if any additional participants are confirmed.

    In addition to our traditional domestic and international E&P and oil services panels, we are pleased to add a number of topical presentations this year: 

    Tuesday, May 27:

    Federal Lands and Waters – A Regulatory Update, Steve Dudgeon, Principal, Ryan

    Technology Trends in Upstream Oil, Gas and Geothermal Energy, Richard Talley, Chairman & Chief Executive Officer, NSAI

    Wednesday, May 28:

    A View of the World and US Economy and Energy Industry in a Period of Heightened Volatility, Vikas Dwivedi, Chief Energy Economist – Managing Director, Macquarie Group

    Finance Trends in Energy, Candice Wilson, Managing Director and Julie Mumm-Simms, Partner, Eisner Advisory Group

    Keynote Presentation: Slip, Sliding Away…Crude Hits the Skids in 2025. Now What?, Stephen Jury, Vice Chairman, J.P. Morgan Private Bank

    Thursday, May 29:

    Fueling the Energy Expansion, Drew Lichter, Managing Partner, Broadview Commodity Partners

    Monetizing Tax Credits, Steve Dudgeon, Principal, Ryan

    Washington Policy: Tax and Tariff Update, Anna Taylor, Deputy Leader -Tax Policy Group, Deloitte

    Louisiana Future Energy: All-of-the-Above Strategy Progress, Michael Hecht, President and Chief Executive Officer, GNO Inc.

    Entergy’s Key Role in Meta Datacenter Development in North Louisiana, Phillip May, President and Chief Executive Officer, Entergy Louisiana

    Fueling Transformation: How Generative AI is Reshaping the Energy Value Chain, Kevin Gregory, Practice Lead – Generative AI, Energy, Resources & Industrials, Deloitte Consulting LLP

    Confirmed investment professional attendees will be offered the opportunity to register for one-on-one meetings with companies participating on the panels.

    Networking Events

    Several networking events are planned for 2025:

    On Tuesday, May 27 from 6:00 to 8:00 p.m., there will be a welcoming reception featuring cocktails and hors d’oeuvres and networking at The MISI, a beautiful new venue at 600 Decatur Street, Third Floor, in the historic Jax Brewery, across from Jackson Square and the French Quarter.

    On Wednesday, May 28, from 6:00 to 8:00 p.m., the premier networking event of the Conference will be held at the Vue Orleans, an amazing venue on the 34th floor of the Four Seasons Hotel that showcases the culture of New Orleans with commanding 360-degree views of the Mississippi River and New Orleans. Visit www.vueorleans.com for more details.

    On Thursday, May 29, from 5:30 to 7:00 p.m., please join us for cocktails and hors d’oeuvres to share your thoughts on the 2025 Conference and suggestions for next year at the 1931 Lounge in the new Caesars Hotel directly across from the Four Seasons Hotel on the Second Floor.

    Attendance at the Conference is directed to investment professionals including buy side and sell side analysts and portfolio managers, as well as private equity and wealth management executives, and trust officers. We also welcome energy industry management and advisors to the industry. There is no cost for investment professionals attending the Conference. The cost for all other attendees is $395 for the three-day event.

    For additional information including sponsorship opportunities, please call (504) 799-1953 or email info@LouisianaEnergyConference.com.

    Contact: Al Petrie (504) 799-1953

    The MIL Network

  • MIL-OSI: Aifeex Hosts Grand Global AI Summit in Bangkok, Accelerates Global Expansion and Leads the New Era of Artificial Intelligence

    Source: GlobeNewswire (MIL-OSI)

    New York, NY, May 19, 2025 (GLOBE NEWSWIRE) — On May 18, 2025, Aifeex, a global leader in technological innovation, hosted its 2025 Global Artificial Intelligence Summit in Bangkok, Thailand.
    The landmark event brought together leading technology experts, industry pioneers, and global investors to witness Aifeex’s visionary approach to artificial intelligence and the ongoing execution of its global AI strategy. 

    During the summit, Ford Cooper, Chief Technology Officer (CTO) of Aifeex, pointed out that artificial intelligence is at a historic turning point—similar to the early days of the electricity revolution—and is set to reshape the global landscape in the years ahead.
    He said, “Now is the best time to seize the AI opportunity and change the course of our future.” 

    Aifeex’s flagship platform, the Takwin AI System, uses advanced data analysis and prediction tools to provide accurate insights into cryptocurrency market trends, helping users stay ahead of the coming market shifts.

    At the summit, Alex Jensen, Chief Operating Officer (COO) of Aifeex, announced that the company is rapidly advancing the deployment of its global operations centers, with the Thailand hub now officially launched and operational. He emphasized that investing in AI not only holds tremendous potential, but also reflects the trajectory of our times. Encouraging attendees to seize the moment and embrace challenges with ambition, he stated, “Choose the hard path, and life becomes easier,” a remark that drew resounding applause from the audience.

    The summit showcased Aifeex’s exceptional achievements in AI research and development, platform innovation, and community building. It also marked a further consolidation of the company’s leadership position in the Asia-Pacific region, while laying a strong foundation for future expansion into Africa, the Middle East, and other emerging markets.

    As Aifeex’s core technological platform, the Takwin System is demonstrating broad application potential within the financial sector—driven by its multi-model synergy, reinforcement learning capabilities, and large-scale scenario simulation.

    Through this platform, Aifeex is empowering the future of both everyday life and investment.

    The Bangkok summit marked not only a significant milestone in Aifeex’s global expansion strategy, but also a powerful signal of AI’s transformative role in shaping the future of society and driving economic change. 

    Aifeex remains steadfast in its mission of “Empowering the Future Through Technology” and will continue to advance the global adoption and implementation of AI—working collaboratively across industries to usher in a new era of intelligent innovation, 

    The MIL Network

  • MIL-OSI: Capital Bank Adds Veteran Delaware Commercial Banking Team Expanding Presence in the Region

    Source: GlobeNewswire (MIL-OSI)

    ROCKVILLE, Md., May 19, 2025 (GLOBE NEWSWIRE) — Capital Bancorp (NASDAQ: CBNK) announced today the expansion of its Commercial Banking operations in Delaware with the addition of several highly experienced relationship managers. This strategic move marks a key milestone in the Bank’s Mid-Atlantic growth strategy, positioning Capital Bank to serve more businesses across the state of Delaware and surrounding areas.

    Located in Southern Delaware, Ritchie Francia is a seasoned commercial banker with deep ties to the Delaware business community. Based in the Rehoboth Beach area, Ritchie will anchor Capital Bank’s efforts in Sussex County, bringing his decades of experience and strong community relationships to clients in one of Delaware’s fastest-growing markets.

    Joining Ritchie are Sarah Ferguson and John Hassiepen in the Greater Wilmington area. Both Sarah and John are respected banking professionals with long track records of helping local businesses achieve their financial goals. Together, these additions bring deep market expertise, strong community connections, and a reputation for client service that aligns with Capital Bank’s relationship-driven approach.

    All three bankers are recognized as top performers, having recently earned prestigious sales awards for high achievement in commercial banking. Their success reflects a shared commitment to delivering exceptional value to clients through tailored financial solutions.

    “Our investments in Delaware represents an exciting next step for Capital Bank as we continue to expand our reach across the Mid-Atlantic,” said Steve Poynot, President and Chief Operating Officer of Capital Bank. “With the addition of Ritchie, Sarah, and John, we are building a team of experienced professionals who not only understand the local business landscape but are deeply invested in the success of their communities.”

    Capital Bank’s Delaware expansion is part of a broader strategic effort to strengthen its Commercial Banking footprint across the region. The Bank continues to invest in top talent and local market expertise to better serve businesses throughout Maryland, Delaware, Virginia, and beyond.

    About Capital Bank
    Capital Bancorp Inc., reported $3.3 billion in assets as of March 31, 2025, and was ranked #9 in American Banker’s Top 20 High Performing Banks in 2024. The bank is known for its consultative approach and commitment to human-centric banking, serving commercial customers for over 25 years in the DC Metro Region. As a member of the Federal Reserve Bank system, Member FDIC, and Equal Housing Lender, Capital Bank is dedicated to helping customers achieve their financial goals while maintaining a strong fiduciary duty to its shareholders.

    For more information, visit http://capitalbankmd.com
    Dominic Canuso
    EVP, Chief Financial Officer
    dcanuso@capitalbankmd.com
    240-283-0402 ext.1223

    The MIL Network

  • MIL-OSI: RegEd Launches RIA Compliance Control Center to Streamline Oversight for Registered Investment Advisers

    Source: GlobeNewswire (MIL-OSI)

    Raleigh, NC, May 19, 2025 (GLOBE NEWSWIRE) — RegEd, the leading provider of compliance and credentialing solutions for the financial services industry, has announced the launch of the RIA Compliance Control CenterSM, a purpose-built solution that enables registered investment advisers (RIAs) to streamline supervision and enhance oversight across the full spectrum of compliance activities. 

    With increasing regulatory complexity and resource constraints, RIAs face mounting pressure to manage compliance obligations more efficiently while maintaining rigorous oversight. RegEd’s RIA Compliance Control Center empowers firms to meet these challenges head-on with a centralized, automated platform that delivers powerful capabilities to support compliance with SEC and state regulations. 

    “Registered investment advisers need tools that not only ensure compliance, but also scale with their business,” said Adam Schaub, VP, Platform Product Management at RegEd. “The RIA Compliance Control Center delivers the automation, integration, and visibility firms need to simplify oversight, reduce risk, and keep pace with a fast-evolving regulatory environment.” 

    The RIA Compliance Control Center is available in modular or bundled formats and includes robust capabilities such as: 

    • Personal Trade Monitoring and Pre-Clearance – Automate trade surveillance, with direct feeds from leading brokerage firms. 
    • Form ADV Part 2B Supplement Management – Ensure always-current, compliant disclosures with automated data population. 
    • Gifts, Gratuities & Contributions – Manage approval workflows and reporting with centralized tracking. 
    • Outside Business Activities – Streamline OBA submissions, attestations, and disclosures. 
    • IAR Continuing Education (IAR CE) – Access RegEd’s industry-leading CE catalog with intuitive dashboards for IARs and compliance teams. 
    • Advertising Review – Leverage AI-powered tools to review marketing materials and accelerate compliance with the SEC Marketing Rule. 
    • Licensing, Registration & Onboarding – Automate key workflows and maintain compliance throughout the IAR lifecycle. 

    The RIA Compliance Control Center also features advanced capabilities such as a unified compliance dashboard, WORM archiving, customizable questionnaires, advanced hierarchy management, and seamless integration with CRM and marketing systems through open APIs. 

    By delivering a holistic view of compliance status, both at the firm and individual level, the RIA Compliance Control Center helps advisers prioritize critical obligations, ensure timely fulfillment, and reduce manual effort. 

    For more information about the RIA Compliance Control Center, visit www.reged.com to request a free consultation or demonstration. 

    About RegEd

    RegEd is the market-leading provider of RegTech enterprise solutions with relationships with more than 200 enterprise clients that represent more than 35 of the top 50 insurance companies.  

    Established in 2000 by former regulators, the company is recognized for continuous regulatory technology innovation with solutions hallmarked by workflow-directed processes, data integration, regulatory intelligence, automated validations, business process automation and compliance dashboards. The aggregate drives the highest levels of operational efficiency and enables our clients to cost-effectively comply with regulations and continuously mitigate risk.  

    Trusted by the nation’s top financial services firms, RegEd’s proven, holistic approach to RegTech meets firms where they are on the compliance and risk management continuum, scaling as their needs evolve and amplifying the value proposition delivered to clients. For more information, please visit www.reged.com

    The MIL Network

  • MIL-OSI: Security National Financial Corporation (NASDAQ: SNFCA) Announces Completion of Lending Transaction on Residential Development Loan in Arrowhead Ranch

    Source: GlobeNewswire (MIL-OSI)

    MURRAY, Utah, May 19, 2025 (GLOBE NEWSWIRE) — Security National Financial Corporation (NASDAQ: SNFCA), announced the successful conclusion of its lending transaction which facilitated the development of the Arrowhead Ranch residential project located in Payson, Utah. As a result of this transaction Security National realized “profit-split” income of nearly $4,000,000, which was in addition to the over $3,200,000 in interest and origination fees which were earned over the term of the loan.

    This acquisition and development loan was originated by the Company in June of 2021 in relation to over 500 planned residential units across various product types on a 162-acre parcel.

    The Company believes that this return on investment is above that which it would realize from competing general debt offerings. In addition, this transaction placed the Company’s residential mortgage segment in a position to offer long-term financing to potential purchasers, as an added benefit to the developer and homebuyers.

    This transaction demonstrates the Company’s enhanced lending capabilities, which provide increased value to homebuilders and the real estate development community. The proceeds of this profit split will be reinvested in similar transactions that the Company determines are attractive and will strengthen its asset base.

    “This transaction marks another important step in the strategic growth of our lending capabilities,” said Scott Quist, Chief Executive Officer of Security National. “By working with reputable, local developers we are able to structure attractive loan terms that benefit both the Company and the developers.”

    About Security National Financial Corporation

    Security National Financial Corporation (NASDAQ: SNFCA) operates in three reportable business segments: life insurance, cemetery and mortuary, and mortgages. The life insurance segment is engaged in the business of selling and servicing selected lines of life insurance, annuity products, and accident and health insurance. These products are marketed in 40 states through a commissioned sales force of independent licensed insurance agents who may also sell insurance products of other companies. The cemetery and mortuary segment consists of eight mortuaries and five cemeteries in the state of Utah, one cemetery in the state of California, and one cemetery and four mortuaries in the state of New Mexico. The Company also engages in pre-need selling of funeral, cemetery, mortuary, and cremation services through its cemetery and mortuary locations. The mortgage segment originates and underwrites or otherwise purchases residential and commercial loans for new construction, existing homes, and other real estate projects. The mortgage segment operates through 100 retail offices in 23 states and is an approved mortgage lender in several other states.

    Forward-Looking Statements
    This press release contains forward-looking statements, including statements about future financial performance, asset strategy, and capital allocation. Actual results may differ materially due to various risks and uncertainties. For a full discussion of these risks, please refer to the company’s filings with the U.S. Securities and Exchange Commission.

    For Further Information Contact: Scott M. Quist
    or Garrett S. Sill
    Security National Financial Corporation
    P.O. Box 57250
    (Telephone) (801) 264-1060
    (Fax) (801) 264-8430
    *Website: www.securitynational.com*

    The MIL Network

  • MIL-OSI: Bitcoin Solaris Presale Surges Past $1 Million as July Launch Date Nears

    Source: GlobeNewswire (MIL-OSI)

    TALLINN, Estonia, May 19, 2025 (GLOBE NEWSWIRE) — The Bitcoin Solaris (BTC-S) presale is gaining massive traction, having already raised over $1,000,000 in just a few weeks, with more than 8,900 unique participants joining the movement. With a launch date set for July 31, 2025, the limited-time presale is generating unprecedented momentum in the crypto space.

    Bitcoin Solaris has captured the attention of early adopters with its real-world utility, mobile mining capabilities, and inclusive community model. The project’s upcoming Solaris Nova App, currently in beta, allows users to mine BTC-S from any device—mobile, desktop, or browser—making blockchain participation more accessible than ever.

    Key Features Fueling the Frenzy:

    • Mobile mining with Solaris Nova App
    • Dual-layer architecture (PoW + DPoS)
    • Up to 10,000 TPS and 2-second finality
    • 99.95% lower energy use vs traditional mining
    • Audited smart contracts (Cyberscope & Freshcoins)
    • KYC-verified (Freshcoins)

    In a rapidly evolving market, Bitcoin Solaris stands out by blending security, scalability, and user-friendly design. With its energy-efficient consensus algorithm, built-in wallet, and DeFi-ready Helios Layer, BTC-S offers users a seamless experience from setup to earning.

    A Presale with Power

    • Current Price: $4
    • Next Phase: $5
    • Launch Price: $20
    • End Date: July 31, 2025

    This short-duration presale has become one of the fastest-moving events in crypto this year. With only 90 days to run, the BTC-S team expects strong demand in the final weeks.

    Community-Driven Rewards

    Bitcoin Solaris has also introduced a Double Rewards Referral Program designed to fuel viral growth:

    • Referrers earn 5% commission in BTC-S
    • Referred users receive a 5% bonus on purchases
    • Rewards are credited instantly—no delays

    This strategy has triggered an explosion of organic promotion across social platforms, helping spread awareness and accelerate adoption.

    Influencer Attention Builds

    Crypto influencers are also taking notice. CryptoChester, known for his detailed crypto reviews, recently featured Bitcoin Solaris as one of the most promising presales of 2025, further amplifying interest across his growing community.

    Built for the Real World

    Bitcoin Solaris offers a practical approach to blockchain participation:

    • Mine from any device
    • Built-in app wallet for convenience
    • No technical expertise required
    • Low power usage and fast transactions

    Final Call to Early Adopters

    With the presale heating up and time running out, Bitcoin Solaris presents a rare opportunity to join a high-potential project in its earliest phase.

    Websitehttps://www.bitcoinsolaris.com/
    Telegramhttps://t.me/Bitcoinsolaris
    X (Twitter)https://x.com/BitcoinSolaris

    Media Contact:
    Xander Levine
    info@bitcoinsolaris.com

    Disclaimer: This is a paid post and is provided by Bitcoin Solaris. The statements, views, and opinions expressed in this content are solely those of the content provider and do not necessarily reflect the views of this media platform or its publisher. We do not endorse, verify, or guarantee the accuracy, completeness, or reliability of any information presented. We do not guarantee any claims, statements, or promises made in this article. This content is for informational purposes only and should not be considered financial, investment, or trading advice.Investing in crypto and mining-related opportunities involves significant risks, including the potential loss of capital. It is possible to lose all your capital. These products may not be suitable for everyone, and you should ensure that you understand the risks involved. Seek independent advice if necessary. Speculate only with funds that you can afford to lose. Readers are strongly encouraged to conduct their own research and consult with a qualified financial advisor before making any investment decisions. However, due to the inherently speculative nature of the blockchain sector—including cryptocurrency, NFTs, and mining—complete accuracy cannot always be guaranteed.
    Neither the media platform nor the publisher shall be held responsible for any fraudulent activities, misrepresentations, or financial losses arising from the content of this press release. In the event of any legal claims or charges against this article, we accept no liability or responsibility. Globenewswire does not endorse any content on this page.

    Legal Disclaimer: This media platform provides the content of this article on an “as-is” basis, without any warranties or representations of any kind, express or implied. We assume no responsibility for any inaccuracies, errors, or omissions. We do not assume any responsibility or liability for the accuracy, content, images, videos, licenses, completeness, legality, or reliability of the information presented herein. Any concerns, complaints, or copyright issues related to this article should be directed to the content provider mentioned above.

    Photos accompanying this announcement are available at:

    https://www.globenewswire.com/NewsRoom/AttachmentNg/28471965-177b-4f42-8449-18d208879a90

    https://www.globenewswire.com/NewsRoom/AttachmentNg/158f16c9-4d65-424a-bcdc-fafc27d6725c

    https://www.globenewswire.com/NewsRoom/AttachmentNg/3a0ed92a-d512-4c9c-b22e-14d52f2918ec

    https://www.globenewswire.com/NewsRoom/AttachmentNg/5445dab4-3a10-481b-897b-000a24895f23

    The MIL Network

  • MIL-OSI: AIMSCAP Goes Wild with the World Trading Tournament (WTT)

    Source: GlobeNewswire (MIL-OSI)

    Kuala Lumpur, Selangor, May 19, 2025 (GLOBE NEWSWIRE) — AIMSCAP, a regulated financial brokerage under the AIMS Group, is taking the global trading world by storm through its strategic partnership with the World Trading Tournament (WTT) — the most anticipated gamified trading competition of the year. AIMSCAP will be sending its top traders to compete for a share of the staggering USD 2.75 million prize pool, culminating in a spectacular grand finale aboard a mega yacht in Dubai.

    AIMSCAP X WTT 2.75 Million Prize money Tournament

    The collaboration was officially launched during the AIMSCAP x WTT Dinner in Kuala Lumpur, Malaysia, graced by distinguished guest Arthur Huis in’t Veld, CEO of WTT. The event brought together over 100 attendees, including prominent industry professionals, trading communities, and fintech enthusiasts — marking a significant milestone in the global advancement of competitive trading.

    The excitement continues as the next WTT roadshow events head to Bali (28 May 2025) and Hong Kong (31 May 2025). These exclusive gatherings will offer participants a chance to engage directly with trading experts, gain insights into the WTT’s global tournament structure, and explore the future of gamified trading with AIMSCAP. Seats are limited — visit our official website or social media platforms for more information.

    The maiden 2025 WTT season promises a fully immersive trading experience designed to foster networking, collaboration, and innovation across borders. As the Official Strategic Partner, AIMSCAP is dedicated to delivering impactful educational content, engaging traders at every level, and driving excitement from the regional qualifiers to the grand showdown in Dubai.

    The future of trading is here — and we’re just getting started. 

    AIMS X WTT Dinner in Kuala Lumpur, Malaysia

    About AIMSCAP

    AIMSCAP is a globally trusted financial broker and a key member of AIMS Group, serving institutional and retail clients in over 8 countries. As part of the AIMS Group ecosystem, AIMSCAP delivers high-performance trading platforms, competitive pricing, and a client-first approach—empowering traders around the world with innovative brokerage solutions and fintech infrastructure.

    Press inquiries

    AIMSCAP
    https://www.aimscap.com
    Benson Low
    support@aimscap.com

    A video accompanying this announcement is available at https://www.youtube.com/embed/F5OwKOdnpKA

    The MIL Network

  • MIL-OSI: ASUS and Republic of Gamers Unleash Strix G, Zephyrus, and TUF Gaming Laptops with New NVIDIA GeForce RTX 5060 Laptop GPUs

    Source: GlobeNewswire (MIL-OSI)

     

    TORONTO, May 19, 2025 (GLOBE NEWSWIRE) — ASUS Republic of Gamers (ROG) has announced the arrival of new NVIDIA GeForce RTX 5060 Laptop GPUs-equipped configurations across its acclaimed ROG Strix, Zephyrus, and TUF Gaming laptop families — now available in Canada.

    This expanded lineup features the latest from NVIDIA, including cutting-edge graphics innovations like DLSS 4, and Frame Generation, delivering advanced ray tracing and AI-powered performance at more accessible price points. The new pre-order lineup includes Intel® and AMD-based ROG Strix G16 and G18, the ultra-portable Zephyrus G14 and G16, and the refreshed TUF Gaming A14, A16, A18, and F16 — including the TUF A18, the first-ever 18-inch laptop in the TUF Gaming series.

    These models will begin rolling out from today through June, with select configurations available now through ASUS Shop and participating retail partners across Canada.

    ROG Strix G16 & G18: Elite Performance for Every Gamer 
    Designed to unite squads and elevate competitive play, the new ROG Strix G16 and G18 deliver lightning-fast gaming and seamless content creation — powered by up to an Intel® Core™ Ultra 9 Processor 275HX or AMD Ryzen™ 9 8940HX Processor, and paired with the new NVIDIA® GeForce RTX™ 5060 Laptop GPU for stunning visuals and blazing performance — now at a more accessible price point.

    Gamers can choose between Intel® or AMD configurations, with support for up to 32GB of DDR5 RAM to handle demanding multitasking and gameplay with ease.

    Advanced Tri-Fan cooling, a full-width heatsink, and surround ventilation keep performance steady under pressure, while dual PCIe 4.0 SSD slots — and PCIe Gen 5 support on Intel models — enable lightning-fast storage upgrades, all with tool-less access for hassle-free upgrades.

    With customizable hotkeys, bold design, and serious specs, the Strix G16 and G18 are ready to help gamers rise to the top.

    Topping it off, both models feature a vibrant ROG Nebula Display with up to 240Hz refresh rate, 3ms response time, and 100% DCI-P3 coverage, delivering smooth, color-accurate visuals for both competitive gaming and creative work.

    ROG Zephyrus G14 & G16: Ultra-Portable Gaming Powerhouses
    The ROG Zephyrus G14 and G16 deliver the perfect combination of portability and power, designed for gamers and creators who require high performance on the go. Precision-crafted from CNC-milled aluminum, these laptops offer a durable, lightweight design that’s ready for any challenge. Weighing just 3.46 lbs (G14) and 4.30 lbs (G16), and measuring under 1.6 cm thin, they offer true mobility without compromising on power.

    The G16 is equipped with up to an Intel® Core™ Ultra 9 Processor 285H or AMD Ryzen™ AI 7 HX 350 Processor, paired with up to 32GB of LPDDR5X 7467 memory and 1TB of PCIe® 4.0 NVMe™ M.2 SSD storage. The G14, on the other hand, features an AMD Ryzen™ AI 9 HX 370 Processor, up to 32GB of LPDDR5X 8000 memory, and 1TB PCIe® 4.0 NVMe™ M.2 SSD storage. Both models come with the latest NVIDIA® GeForce RTX™ 5060 Laptop GPU, ensuring top-tier performance for AAA gaming, content creation, and smooth multitasking.

    With its bold Slash Lighting, sleek finish, and cutting-edge power, the ROG Zephyrus G14 and G16 are the ultimate choice for gamers and creators who demand performance, style, and durability.

    TUF Gaming A18: The First of its Kind 
    TUF Gaming Alliance is excited to introduce the TUF Gaming A18, the first 18-inch laptop in the TUF Gaming lineup introduced during CES 2025. Powered by the AMD Ryzen™ 7 260 Processor and the NVIDIA GeForce RTX™ 5060 Laptop GPU, the A18 delivers smooth, high-performance gaming and content creation. Equipped with up to 32GB of DDR5 5600MHz RAM and 1TB of PCIe® Gen 4 storage, it ensures seamless multitasking, faster load times, and ample space for games, streams, and content.

    The TUF Gaming A18 also boasts a stunning 18” display with a 144Hz refresh rate, delivering fluid visuals. The display features an extra-tall 16:10 aspect ratio, 300 nits of peak brightness, and 100% DCI-P3 color coverage, making it perfect for both gaming and content creation.

    The entire 2025 TUF Gaming lineup is built with next-gen technology, offering exceptional value and performance.

    TUF Gaming F16 and A16: Gaming Redefined 
    The TUF Gaming A16 and F16 deliver exceptional performance for gamers who demand both power and durability. With up to an AMD Ryzen™ 9 8940HX in the A16 or an Intel® Core™ i7 Processor 14650HX in the F16, these laptops are primed for AAA games and demanding creative tasks.

    Both models are equipped with the latest NVIDIA GeForce RTX™ 5060 Laptop GPU, ensuring smooth gameplay and multitasking. The 2.5K, 165Hz display with 100% sRGB color accuracy offers vibrant visuals, while up to 32GB DDR5 5600MHz RAM and up to 1TB PCIe® Gen 4 storage guarantee seamless performance and fast load times.

    Built with military-grade durability, the A16 and F16 feature 2nd Gen Arc Flow fans for optimal cooling and reduced noise, ensuring extended gaming sessions without compromise. With easy access to upgrades and a rugged design, these laptops are ready to perform in any environment.

    TUF Gaming A14: Performance in a Portable Package
    The TUF Gaming A14 brings next-gen NVIDIA® GeForce RTX™ 5060 Laptop GPU performance, powered by DLSS 4, AI-enhanced Ray Reconstruction, and Multi Frame Generation.

    Equipped with an AMD Ryzen™ AI 7 350 Processor, 8 cores, 16 threads, and built-in AI capabilities, the A14 handles demanding games and multitasking effortlessly, including local AI tasks like hand gesture detection and Windows Copilot tools.

    Weighing just 1.46kg (3.22 lbs) and only 1.69cm (0.67″) thick, the A14 is ultraportable without compromising performance. With dual-channel LPDDR5 memory and two M.2 SSD slots, plus USB power delivery for easy charging, it offers both power and portability in a 14-inch laptop.

    Pricing & Availability 
    The all-new ROG Strix G16, G18, ROG Zephyrus G16, G14 and ASUS TUF Gaming A18, A16, A14 and F16 laptops, featuring the powerful NVIDIA GeForce RTX™ 5060 graphics cards, are available starting from May 19th, 2025 for certain models.

    You can now order through the ASUS Store and select retailers. Full availability will roll out through the ASUS Store, Amazon, Best Buy, Canada Computers, Costco, Memory Express, and Staples in Canada, continuing through late June.

    For further details on availability, refer to the detailed specifications or contact your ASUS representative.

    SPECIFICATIONS

    ROG Strix G18

    Config Model Name G815LM-BS96-CB G814PM-DS94-CA
    Marketing Name ROG Strix G18
    Operating System Windows 11 Home
    Processor Intel® Core™ Ultra 9 Processor 275HX AMD Ryzen™ 9 8940HX Processor
    GPU NVIDIA® GeForce RTX™ 5060 Laptop GPU 8GB GDDR7 
    Display 18-inch 2.5K (2560 x 1600, WQXGA) 16:10, 240 Hz, 500 nits
    Memory 32GB DDR5-5600 SO-DIMM
    (2x SO-DIMM slots, maximum capacity 64GB)
    16GB DDR5-5600 SO-DIMM
    (2x SO-DIMM slots, maximum capacity 64GB)
    Storage 1TB PCIe® 4.0 NVMe™ M.2 SSD
    IO Ports 1x 3.5mm Combo Audio Jack 
    1x HDMI 2.1 FRL 
    1x USB 3.2 Gen 2 Type-C support DisplayPort™ / power delivery / G-SYNC 
    1x Thunderbolt™ 4 support DisplayPort™ / power delivery 
    3x USB 3.2 Gen 2 Type-A (data speed up to 10Gbps) 
    1x RJ45 LAN port
    1x 3.5mm Combo Audio Jack
    1x HDMI 2.1 FRL
    2x USB 3.2 Gen 2 Type-A
    1x RJ45 LAN port
    1x Type-C USB 4 with support for DisplayPort™ / power delivery / G-SYNC (data speed up to 40Gbps)
    1x Type-C USB 4 with support for DisplayPort™ / G-SYNC (data speed up to 40Gbps)
    Webcam 1080P FHD IR Camera for Windows Hello 
    Battery 90 Whr   
    Power Supply Rectangle Conn, 280W AC Adapter, Output: 20V DC, 14A, 280W, Input: 100-240V AC, 50/60Hz universal 
    Weight 7.54 lbs (3.42kg)
    Dimensions (WxDxH) 15.71″ x 11.73″ x 0.93″ ~ 1.26″ (39.9 x 29.8 x 2.35 ~ 3.20 cm)
    Availability ASUS Store

    Best Buy

    ASUS Store

    Selected retailers

    Availability Date May 26, 2025 Late June 2025


    ROG Strix G16

    Config Model Name G614PM-CS96-CB G615LM-BS96-CB G615LM-DS94 G615JMR-RS96-CA G615JMR-SS74-CB G615JMR-AS73-CA
    Marketing Name ROG Strix G16
    Operating System Windows 11 Home
    Processor AMD Ryzen™ 9 8940HX Processor Intel Core Ultra 9 Processor 275HX Intel® Core™ i9 Processor 14900HX Intel® Core™ i7 Processor 14650HX
    GPU NVIDIA® GeForce RTX™ 5060 Laptop GPU
    8GB GDDR7
    Display 16-inch 2.5K (2560 x 1600, WQXGA) 16:10, 240 Hz, 500 nits 16-inch FHD+ (1920 x 1200, WUXGA) 16:10, 165 Hz, 300 nits
    Memory 32GB (16 GB DDR5-5200 SO-DIMM x 2)
    Max Capacity: 64GB
    16GB DDR5-5200 SO-DIMM – Max Capacity: 64GB 32GB (16 GB DDR5-5200 SO-DIMM x 2)
    Max Capacity: 64GB
    16GB DDR5-5200 SO-DIMM – Max Capacity: 64GB
    Storage 1TB PCIe® 4.0 NVMe™ M.2 SSD  512GB PCIe® 4.0 NVMe™ M.2 SSD 
    IO Ports 1x Type-C USB 4 with support for DisplayPort™ / power delivery / G-SYNC (data speed up to 40Gbps) 1x Thunderbolt™ 4 with support for DisplayPort™ / power delivery / G-SYNC (data speed up to 40Gbps)
    IO Ports 1x 3.5mm Combo Audio Jack 
    1x HDMI 2.1 FRL 
    2x USB 3.2 Gen 2 Type-A 
    1x RJ45 LAN port 
    1x Type-C USB 4 with support for DisplayPort™ / G-SYNC (data speed up to 40Gbps)
    Webcam 1080P FHD camera
    Battery 90 Whr   
    Power Supply Rectangle Conn, 280W AC Adapter, Output: 20V DC, 14A, 280W, Input: 100-240V AC, 50/60Hz universal 
    Weight 5.51 lbs (2.50 Kg)
    Dimensions (WxDxH) 13.94″ x 10.39″ x 0.89″ ~ 1.20″ (35.4 x 26.4 x 2.26 ~ 3.04 cm)
    Availability ASUS Store

    Costco

    ASUS Store

    Best Buy

    ASUS Store

    Selected Retailers

    ASUS Store

    Canada Computers

    ASUS Store

    Staples

    ASUS Store

    Amazon

    Availability Date End of June 2025 May 26, 2025 End of June 2025 June 9, 2025


    ROG Zephyrus G16 

    Config Model Name GU605CM-BS96-CB GU605CM-DS94-CA GU605CM-CS76-CB GU605CM-BS74-CB GA605KM-RS76-CA
    Marketing Name ROG Zephyrus G16 (2025) 
    Operating System Windows 11 Home
    Color Eclipse Grey Platinum White Platinum White Eclipse Grey Platinum White
    Weight 1.95 Kg (4.30 lbs)
    Dimensions 35.4 x 24.6 x 1.49 ~ 1.74 cm (13.94″ x 9.69″ x 0.59″ ~ 0.69″)
    Display 16″, ROG Nebula, OLED, 240Hz, 2560×1600, 500 nits, 100% DCI-P3, Pantone Validated, G-Sync, Dolby Vision HDR
    Processor Intel Core Ultra 9 Processor 285H Intel Core Ultra 7 Processor 255H AMD Ryzen AI 7 350 Processor
    Graphics NVIDIA GeForce RTX 5060 Laptop GPU
    8GB GDDR7
    Memory 32 GB LPDDR5X 7467 (on board) 16 GB LPDDR5X 7467 (on board) 32 GB LPDDR5X 7467 (on board) 16 GB LPDDR5X 7467 (on board) 32 GB LPDDR5X 7467 (on board)
    Storage 1TB PCIe 4.0 SSD included (2 x SSD PCIE 4.0)
    Webcam 1080p FHD IR Webcam
    Wi-Fi Wi-Fi 7 + Bluetooth 5.4
    IO Ports 1x Thunderbolt™ 4 with support for DisplayPort™ / power delivery (data speed up to 40Gbps) 1x Type-C USB 4 with support for DisplayPort™ / power delivery (data speed up to 40Gbps)
    IO Ports 1 x USB 3.2 Gen Type-C (PD, DP, G-Sync support) 
    2 x USB 3.2 Gen 2 Type-A 
    1 x HDMI 2.1 FRL 
    1 x 3.5 Audio Combo Jack
    1x card reader (SD) (UHS-II, 312MB/s)
    Battery 90 Whr
    AC Adapter Rectangle Conn, 240W AC Adapter, Output: 20V DC, 12A, 240W, Input: 100~240C AC 50/60Hz universal
    Availability ASUS Store

    Best Buy

    ASUS Store

    Selected Retailers

    ASUS Store

    Costco

    ASUS Store

    Best Buy

    ASUS Store

    Canada Computers

    Availability Date May 26, 2025


    ROG Zephyrus G14 (2025) 

    Config Model Name GA403WM-BS96-CB GA403WM-DS94-CA
    Marketing Name ROG Zephyrus G14 (2025) 
    Operating System Windows 11 Home
    Color Platinum White
    Weight 1.57 Kg (3.46 lbs)
    Dimensions 31.1 x 22.0 x 1.59 ~ 1.83 cm (12.24″ x 8.66″ x 0.63″ ~ 0.72″)
    Display 14″, ROG Nebula, OLED, 120Hz, 3K (2880 x 1800), 500 nits, 100% DCI-P3, Pantone Validated, G-Sync, Dolby Vision HDR
    Processor AMD Ryzen AI 9 HX 370 Processor
    Graphics NVIDIA GeForce RTX 5060 Laptop GPU
    8GB GDDR7
    Memory 32 GB LPDDR5X 8000 (on board) 16 GB LPDDR5X 7500 (on board)
    Storage 1TB PCIe 4.0 SSD included (1 x SSD PCIE 4.0)
    Webcam 1080p FHD IR Webcam
    Wi-Fi Wi-Fi 7 + Bluetooth 5.4
    IO Ports 1 x USB 4.0 (PD, DP support) 
    1 x USB 3.2 Gen Type-C (PD, DP, G-Sync support) 
    2 x USB 3.2 Gen 2 Type-A 
    1 x HDMI 2.1 FRL 
    1 x 3.5 Audio Combo Jack
    1x card reader (microSD) (UHS-II)
    Battery 73 Whr
    AC Adapter Rectangle Conn, 200W AC Adapter, Output: 20V DC, 12A, 240W, Input: 100~240C AC 50/60Hz universal
    Availability ASUS Store

    Best Buy

    ASUS Store

    Selected Retailers

    Availability date May 26, 2025


    ASUS TUF Gaming A18

    Config Model Name FA808UM-DS76-CA FA808UM-SS74-CB
    Marketing Name  TUF Gaming A18 
    Operating System Windows 11 Home
    Processor AMD® Ryzen™ 7 260 Processor
    GPU NVIDIA GeForce RTX 5060 Laptop GPU
    8GB GDDR7
    Display 18″ FHD+ (WUXGA, 1920×1200), 144Hz, 300 nits
    Memory 32GB DDR5-5600MHz 16GB DDR5-5600MHz
    Storage 1TB M.2 2280 PCIe® 4.0 SSD
    IO Ports 1 x USB 3.2 Gen 2 Type-C® (supports DisplayPort™ with G-Sync/ Power Delivery)  
    1 x USB4® (supports DisplayPort™ with G-Sync)   
    2 x 3.2 gen 2 Type-A  
    1x USB2.0 Type-A  
    1 x HDMI® 2.1  
    1 x RJ45 LAN  
    1 x Audio jack 
    Battery 90 Whr   
    Power Supply Rectangle Conn, 240W AC Adapter, Output: 20V DC, 12A, 240W, Input: 100~240C AC 50/60Hz universal
    Weight 5.73 lbs (2.6 kg)
    Dimensions (WxDxH) 15.71″ x 11.14″ x 0.74″ ~ 1.05″ 39.9 x 28.3 x 1.89 ~ 2.67 cm
    Availability ASUS Store

    Selected retailers

    ASUS Store

    Staples

    Availability Date May 26, 2025 May 19, 2025


    ASUS TUF Gaming A16

    Config Model Name FA608PM-DS96-CA FA608UM-BS76-CB FA608PM-DS94-CA FA608UM-RS74-CA
    Marketing Name TUF Gaming F16 
    Operating System Windows 11 Home
    Processor AMD Ryzen™ 9 8940HX Processor AMD® Ryzen™ 7 260 Processor AMD Ryzen™ 9 8940HX Processor AMD® Ryzen™ 7 260 Processor
    GPU NVIDIA GeForce RTX 5060 Laptop GPU
    8GB GDDR7
    Display 16″ FHD+ (WUXGA, 1920×1200), 165Hz, 300 nits
    Memory 32GB DDR5-5600MHz 16GB DDR5-5600MHz
    Storage Up to 1TB M.2 2280 PCIe® 4.0 SSD
    IO Ports 1 x USB 3.2 Gen 2 Type-C® (supports DisplayPort™ / Power Delivery)  
    1 x Thunderbolt 4® (supports DisplayPort™)   
    3 x Type-A USB 3.2 Gen2    
    1 x HDMI® 2.1  
    1 x RJ45 LAN  
    1 x Audio jack 
    Battery 90 Whr   
    Power Supply Rectangle Conn, 240W AC Adapter, Output: 20V DC, 12A, 240W, Input: 100~240C AC 50/60Hz universal
    Weight 4.85 lbs (2.2kg)
    Dimensions (WxDxH) 13.94″ x 10.59″ x 0.70″ ~ 1.07″ (35.4 x 26.9 x 1.79 ~ 2.73 cm)
    Availability ASUS Store

    Selected Retailers

    ASUS Store

    Best Buy

    ASUS Store

    Selected Retailers

    ASUS Store

    Canada Computers

    Availability Date Late June 2025


    ASUS TUF Gaming F16

    Config Model Name FX608JMR-RS76-CA FX608JMR-CS76-CB FX608JMR-BS74-CB FX608JM-DS54-CA FX608JMR-AS73-CA
    Marketing Name TUF Gaming F16 
    Operating System Windows 11 Home
    Processor Intel® Core™ i7 Processor 14650HX Intel® Core™ i5 Processor 13450HX Intel® Core™ i7 Processor 14650HX
    GPU NVIDIA GeForce RTX 5060 Laptop GPU
    8GB GDDR7
    Display 16″ 2.5K (WQXGA, 2560×1600), 165Hz, 400 nits 16″ FHD+ (WUXGA, 1920×1200), 165Hz, 300 nits
    Memory 32GB DDR5-5600MHz 16GB DDR5-5600MHz
    Storage 1TB M.2 2280 PCIe® 4.0 SSD 512GB M.2 2280 PCIe® 4.0 SSD
    IO Ports 1 x USB 3.2 Gen 2 Type-C® (supports DisplayPort™ / Power Delivery)
    1 x Thunderbolt 4® (supports DisplayPort™)
    3 x Type-A USB 3.2 Gen2
    1 x HDMI® 2.1
    1 x RJ45 LAN
    1 x Audio jack
    Battery 90 Whr
    Power Supply Rectangle Conn, 240W AC Adapter, Output: 20V DC, 12A, 240W, Input: 100~240C AC 50/60Hz universal
    Weight 4.85 lbs (2.2kg)
    Dimensions (WxDxH) 13.94″ x 10.59″ x 0.70″ ~ 1.07″ (35.4 x 26.9 x 1.79 ~ 2.73 cm)
    Availability ASUS Store

    Memory Express

    ASUS Store

    Costco

    ASUS Store

    Best Buy

    ASUS Store

    Selected retailers

    ASUS Store

    Amazon

    Availability Date May 19, 2025 Late June 2025 May 26, 2025 Late June 2025


    ASUS TUF Gaming A14

    Model Name FA401KM-DS74-CA
    Marketing Name ASUS TUF Gaming A14
    Color Jaeger Gray
    Processor AMD Ryzen AI 7 350 Processor
    Graphics NVIDIA GeForce RTX 5060 Laptop GPU
    8GB GDDR7
    Operating System Windows 11 Home
    Display 14″ 2.5K (WQXGA, 2560×1600), 165Hz, IPS-level, anti-glare,
    16:10, sRGB100%, 400 nits, 3 ms (overdrive support), 1000:1
    Supports DDS & G-SYNC
    Memory 16 GB (2 x 8GB) LPDDR5X 7500 MHz (onboard memory)
    Storage 1 TB M.2 2280 PCIe® 4.0 SSD (pre-installed)

    1 x additional M.2 2280 PCIe® 4.0 SSD slot (empty)

    Keyboard White backlight chiclet keyboard
    Audio Dolby Atmos®
    Hi-Res Audio
    Two-Way AI Noise Cancelation
    WiFi / Bluetooth WiFi 6E
    Bluetooth® v5.3
    I/O Ports 1 x USB4® (supports DisplayPort / Power Delivery)
    1 x USB 3.2 Gen 2 Type-C®
    2 x USB 3.2 Gen 2 Type-A
    1 x HDMI® 2.1
    1 x Micro SD Card Reader (UHS II)
    1 x Audio combo jack
    Battery 73 Wh
    AC Adapter 200W AC Adapter, Output: 20V DC, 10A, 200W, Input: 100-240V AC, 50/60Hz universal
    Dimensions 31.1 x 22.7 x 1.69 ~ 1.99 cm (12.24″ x 8.94″ x 0.67″ ~ 0.78″)
    Weight 1.46 Kg (3.22 lbs)
    Availability ASUS Store

    Selected retailers

    Availability Date Late June 2025


    NOTES TO EDITORS

    Where to buy links:

    2025 ROG Gaming Laptops: https://rog.asus.com/content/2025-rog-gaming-laptops/
    ROG Facebook: https://www.facebook.com/asusrog
    ROG X (Twitter): https://www.x.com/asus_rog
    ASUS Pressroom: http://press.asus.com
    ASUS Global Facebook: https://www.facebook.com/asus
    ASUS Global Twitter: https://www.x.com/asus

    About ROG   
    Republic of Gamers (ROG) is an ASUS sub-brand dedicated to creating the world’s best gaming hardware and software. Formed in 2006, ROG offers a complete line of innovative products known for performance and quality, including motherboards, graphics cards, system components, laptops, desktops, monitors, smartphones, audio equipment, routers, peripherals and accessories. ROG participates in and sponsors major international gaming events. ROG gear has been used to set hundreds of overclocking records and it continues to be the preferred choice of gamers and enthusiasts around the world. To become one of those who dare, learn more about ROG at http://rog.asus.com.

    A photo accompanying this announcement is available at https://www.globenewswire.com/NewsRoom/AttachmentNg/a3e0b907-5c67-4fc0-8e29-c3bd658690bb

    The MIL Network

  • MIL-OSI: LACERA Files Lawsuit Against Former Interim Information Security Officer For Fraud, Conflicts of Interest, and Breach of Fiduciary Duty

    Source: GlobeNewswire (MIL-OSI)

    LOS ANGELES, May 19, 2025 (GLOBE NEWSWIRE) — The Los Angeles County Employees Retirement Association (LACERA) has filed a lawsuit in Los Angeles County Superior Court against Carmelo Marquez, former Interim Information Security Officer (ISO), and SafeSec LLC (SafeSec), a company he secretly founded and operated using an alias. The complaint alleges fraud, conflicts of interest in violation of Government Code section 1090 and the Political Reform Act, and breach of fiduciary duty.

    According to the lawsuit, Marquez orchestrated an elaborate bid-rigging scheme while working at LACERA, enriching himself by over $120,000 through improper contracts awarded to SafeSec. He allegedly used an alias—“Carlos Rodriguez”—and created a straw company, SafeSec, to hide his identity and relationship to the vendor.

    “LACERA will not tolerate this egregious, unlawful violation of duty against LACERA and its members by those who are entrusted to work for the retirement system and its members,” said Luis Lugo, Deputy Chief Executive Officer of LACERA. “LACERA is determined to safeguard the interests of its members and vigorously pursue all necessary actions to remedy breaches of trust. This legal action, which was authorized by LACERA’s Board of Retirement, reflects our unwavering commitment to accountability, transparency, and the protection of our members’ retirement assets.”

    Ashley K. Dunning, a Partner at Nossaman LLP and lead outside counsel for LACERA in the litigation, added: “The case underscores LACERA’s dedication to ethical governance. It is imperative that LACERA employees, executives and contractors maintain the highest standards of ethics and integrity to protect the interests of LACERA members. LACERA is pursuing every remedy available under the law to protect its members.”

    Summary of Allegations

    Mr. Marquez was hired by LACERA in 2021 as an independent contractor and was promoted to Interim ISO in LACERA’s information security office in February 2023. In that capacity, he managed cybersecurity procurement and vendor relations and had the authority to recommend suppliers and negotiate contracts on LACERA’s behalf.

    While still working at LACERA, Marquez secretly established SafeSec, a Wyoming-based limited liability company in which he was the sole member and owner. In communication with another cybersecurity firm, he falsely claimed he was “asking for a close friend who recently started a Cyber Security consulting company,” concealing his own connection to SafeSec. By October 2022, SafeSec had become an approved vendor and Value-Added Reseller (VAR) for cybersecurity products that Marquez encouraged LACERA to procure.

    Marquez then exploited his role to steer contracts toward SafeSec, manipulated the required bid procurement process, including by obtaining sham quotes from other vendors to ensure that SafeSec appeared as the lowest bidder. To conceal his conflict of interest, he used the alias “Carlos Rodriguez” in all communications between SafeSec and LACERA personnel.

    After leaving LACERA in May 2023, Marquez continued to use that alias and unsuccessfully attempted to secure contract extensions with LACERA under false pretenses.

    Under Government Code § 87100, LACERA is seeking treble damages totaling more than $360,000, representing three times the amount Marquez unlawfully gained through his scheme.

    To read a copy of the Complaint, click here.

    About LACERA
    The Los Angeles County Employees Retirement Association (LACERA) administers and manages the retirement funds of more than 200,000 current and former employees of Los Angeles County, ensuring that the financial futures promised to them by the County are secure through diligent and transparent management practices.

    Media contact: Eric Rose Eric@ekapr.com

    The MIL Network

  • MIL-OSI: Prospect Capital Corporation Announces Redemption of its 3.706% Notes due 2026

    Source: GlobeNewswire (MIL-OSI)

    NEW YORK, May 19, 2025 (GLOBE NEWSWIRE) — Prospect Capital Corporation (NASDAQ: PSEC) (“Prospect,” “our” or “we”) announced today that it will redeem all outstanding 3.706% Notes due 2026 (the “Notes”) at a price of 100% of the principal amount of the Notes to be redeemed, plus accrued but unpaid interest, to but excluding the Redemption Date (the “Redemption Price”). The redemption date will be June 18, 2025 (the “Redemption Date”).

    The Notes are held through The Depository Trust Company and will be redeemed in accordance with the applicable procedures.

    This press release does not constitute a notice of redemption under the indenture governing the Notes.

    About Prospect Capital Corporation
    Prospect is a business development company lending to and investing in private businesses. Prospect’s investment objective is to generate both current income and long-term capital appreciation through debt and equity investments.

    Prospect has elected to be treated as a business development company under the Investment Company Act of 1940. Prospect elected to be treated as a regulated investment company under the Internal Revenue Code of 1986.

    Caution Concerning Forward-Looking Statements
    This press release contains forward-looking statements within the meaning of the Private Securities Litigation Reform Act of 1995, whose safe harbor for forward-looking statements does not apply to business development companies. Any such statements, other than statements of historical fact, are highly likely to be affected by other unknowable future events and conditions, including elements of the future that are or are not under our control, and that we may or may not have considered; accordingly, such statements cannot be guarantees or assurances of any aspect of future performance. Actual developments and results are highly likely to vary materially from any forward-looking statements. Such statements speak only as of the time when made, and we undertake no obligation to update any such statement now or in the future.

    For additional information, contact:

    Grier Eliasek, President and Chief Operating Officer
    grier@prospectcap.com
    Telephone (212) 448-0702

    The MIL Network