NewzIntel.com

Category: Law

  • MIL-OSI Security: Chinese National Sentenced for Taking $95,000 from Elder Fraud Victim

    Source: Office of United States Attorneys

    ST. LOUIS – U.S. District Judge John A. Ross on Thursday sentenced a man from China who took $95,000 in cash from a 79-year-old Missouri fraud victim to 21 months in prison.

    Judge Ross also ordered Dongyi Guo, 28, to repay the money.

    Guo was part of a conspiracy that targeted elderly victims. Members of the conspiracy began contacting the victim in March of 2024. In phone calls and electronic messages, they claimed to represent her financial institutions and/or the Social Security Office and falsely claimed that her financial accounts had been compromised. They told her that she needed to pay to prevent her money from being stolen, and that a Federal Deposit Insurance Corporation (FDIC) employee would pick up the money.

    Guo flew from New York City to Chicago and then rented a car to drive to the woman’s home. On March 4, 2024, he picked up $40,000 in cash. He took another $35,000 in cash the next day, and $20,000 on March 6. Guo’s co-conspirators continued to pressure the victim into providing more money. Guo was arrested on March 7 while trying to pick up $15,000 more.

    In a letter to the court, a daughter of the victim said her mother died seven months after Guo took her money, and that the crime “unquestionably contributed” to her death. After clicking on a link that said, “You’ve been hacked. Call (this number) for assistance,” her mother was tricked and shamed into withdrawing cash and placing it in shoeboxes that she them turned over to Guo. The scammers claimed Guo would “keep her money secure while this matter was resolved.” She responded by to the crime by refusing medication, food and exercise and declining to attend church. She was left “mentally and physically broken, alone, and wanting to die.”

    Guo pleaded guilty in U.S. District Court in St. Louis in November to one count of conspiracy to commit wire fraud.

    The Knox County Sheriff’s Office and the FBI investigated the case. Assistant U.S. Attorney Derek Wiseman prosecuted the case.

    If you or someone you know is age 60 or older and has experienced financial fraud, contact the National Elder Fraud Hotline: 1-833-FRAUD-11 (1-833-372-8311). This Justice Department hotline, managed by the Office for Victims of Crime, can identify appropriate reporting agencies, provide information to callers to assist them in reporting and provide resources and referrals. Reporting frauds can increase the likelihood of recovering losses. The hotline is open Monday through Friday from 10:00 a.m. to 6:00 p.m. ET. English, Spanish, and other languages are available. The Federal Trade Commission also provides a hotline at 877-FTC-HELP and a website at www.ftccomplaintassistant.gov for consumer complaints.

    MIL Security OSI –

  • MIL-OSI Security: Nine facing federal immigration-related offenses in southern Illinois

    Source: Office of United States Attorneys

    EAST ST. LOUIS, Ill. – A federal grand jury has charged nine illegal aliens with immigration-related offenses in Effingham, Madison, Monroe and St. Clair counties over the last two months.

    “Every time an illegal immigrant unlawfully enters the United States, they commit a federal crime. But eight of these individuals are repeat offenders—often deported after earlier crimes, only to reenter and face new charges,” said U.S. Attorney Steven D. Weinhoeft. “The only person who wasn’t a prior offender was indicted for a firearms offense. These charges show our commitment to prioritizing repeat offenders and those who threaten public safety.”

    Josue Lopez-Serrano, 35, a Mexican national, was charged with one count of illegal reentry after deportation in Monroe County.

    Angel Carmona-Perez, 44, a Mexican national, is facing one count of illegal reentry after deportation in Madison County.

    Gaspar Lux-Lopez, 30, a Guatemalan national, was charged with one count of illegal reentry after deportation in Madison County.

    Luis Morocho-Minga, 42, an Ecuadorian national, is facing one count of illegal alien in possession of a firearm in St. Clair County.

    Pedro Ramos-Garcia, 36, a Guatemalan national, was charged with one count of illegal reentry after deportation in Effingham County.

    Andres Jimenez-Santiago, 26, a Mexican national, is facing one count of illegal reentry after deportation in St. Clair County.

    Jose Ariza-Angula, 37, a Mexican national, is facing one count of illegal reentry after deportation in St. Clair County.

    Erick Roman-Roman, 49, a Mexican national, was charged with one count of illegal reentry after deportation in St. Clair County.

    Mayorie Fernandez-Ormeno, 44, a Chilean national, is facing one count of conspiracy to commit access device fraud, access device fraud, attempted access device fraud and illegal entry after deportation in Madison County and two counts of aggravated identity theft.

    An indictment is merely a formal charge against a defendant. Under the law, a defendant is presumed to be innocent of a charge until proved guilty beyond a reasonable doubt to the satisfaction of a jury.

    In February, a southern Illinois jury convicted an illegal alien from India for participating in an imposter scam and working to exploit more than $400,000 from elderly victims across the Midwest. His sentencing hearing is scheduled for May 29 at the federal courthouse in East St. Louis. 

    U.S. Immigration and Customs Enforcement is leading the investigations. Assistant U.S. Attorneys Dan Kapsak, Madalyn Campbell and Kathleen Howard are prosecuting the cases.

    The cases are part of Operation Take Back America, a nationwide initiative that marshals the full resources of the Department of Justice to repel the invasion of illegal immigration, achieve the total elimination of cartels and transnational criminal organizations and protect our communities from the perpetrators of violent crime. 

    MIL Security OSI –

  • MIL-OSI Security: Rochester woman pleads guilty to defrauding Social Security

    Source: Office of United States Attorneys

    ROCHESTER, N.Y.-U.S. Attorney Michael DiGiacomo announced today that Wendy Stone, 63, of Rochester, NY, pleaded guilty before U.S. District Judge Frank P. Geraci, Jr. to conversion/unlawful conveyance of government money, which carries a maximum penalty of 10 years in prison and a $250,000 fine.

    Assistant U.S. Attorney Nicholas A. Testani, who is handling the case, stated that in December 2022, Victim 1 was a recipient of benefits under the Supplemental Security Income (SSI) Program. On December 28, 2022, Victim 1 died at a residence in Rochester. Stone discovered Victim 1’s body days after Victim 1 died. She was also aware that Victim 1 collected SSI Program benefits. But rather than inform authorities of Victim 1’s death, Stone took Victim 1’s debit card and spent SSI Program money still being deposited into Victim 1’s account for her own benefit. In furtherance of this scheme, Stone used Victim 1’s social security number to activate a new debit card in the name of Victim 1. In order to conceal Victim 1’s death and continue receiving Victim 1’s SSI Program benefits, Stone moved Victim 1’s corpse into the basement of the residence Victim 1 died in. She wrapped Victim 1’s corpse in plastic, placed it in a recycling bin, and periodically poured bleach on it. Victim 1’s corpse remained in the basement from December 2022 to September 2023. Between January 2023 and September 2023, Stone improperly collected $7,902.00 in SSI Program benefits intended for Victim 1. In addition, on February 6, 2023, Stone recertified SNAP benefits. In her recertification, Stone stated that Victim 1 still resided with her. As a result of this false information, Stone received an additional $1,072.00 in SNAP benefits that she was not entitled to receive.

    The plea is the result of an investigation by the Social Security Administration Office of Inspector General, under the direction of Special Agent-in-Charge Amy Connelly and the Rochester Police Department, under the direction of Chief David Smith.

    Sentencing is scheduled for July 17, 2025, at 11:30 a.m., before Judge Geraci.

    # # # #

    MIL Security OSI –

  • MIL-OSI Security: Convicted Felons Arrested by DEA With Fifty Kilograms of Cocaine and Over $250,000 In Cash

    Source: Office of United States Attorneys

    NASHVILLE – Larry S. Stoker and Calvin L. Trahan have been charged by criminal complaint with conspiracy to distribute over five kilograms of cocaine after their arrest yesterday outside of a Nashville hotel, announced Acting United States Attorney Robert E. McGuire for the Middle District of Tennessee.

    “Our law enforcement partners work diligently every day to stop loads of illegal drugs from reaching our citizens,” said Acting United States Attorney Robert E. McGuire. “The arrests of the defendants and the seizure of fifty kilos of cocaine as well as over a quarter of a million dollars in cash the latest result in our consistent efforts to stop the flow of illegal drugs into our communities.” 

    According to court documents, during a months’ long drug investigation conducted by the Drug Enforcement Administration (DEA) and the Tennessee Bureau of Investigation (TBI), agents identified individuals suspected of trafficking in large quantities of drugs in the Nashville area and elsewhere. Two of those individuals were identified as Deshawn Jones (a/k/a Deshaune Jones) and Larry Stoker, both convicted felons. Jones had been previously convicted in 2012 in federal court in Nashville as part of a racketeering conspiracy, and Stoker had been previously convicted of a conspiracy to distribute cocaine in federal court in Texas in 2010 and is currently on federal supervised release.

    On April 15, 2025, as part of that ongoing investigation, agents determined that Jones had traveled to Nashville International Airport and picked up Stoker, who had arrived on a flight that evening. Jones then delivered Stoker to a hotel on 29th Avenue North in Nashville. That evening, agents surveilled the hotel and observed Calvin Trahan arrive in a vehicle with a Texas registration which he parked in the hotel parking lot. Trahan was previously convicted of conspiracy to distribute cocaine in federal court in Illinois in 2006.

    On the morning of April 16, 2025, agents observed Stoker go to the vehicle that Trahan had previously driven to the hotel. Agents observed Trahan using a key fob from still inside the hotel. After Trahan used the key fob, Stoker then began unloading heavy bags from the vehicle. Once he had unloaded several bags from Trahan’s vehicle he returned to his hotel room with the bags. Later that morning, Jones drove to the same Nashville hotel from his apartment on Charlotte Avenue. When Jones arrived at the hotel, he met Stoker outside and the pair eventually went into the hotel together. When Jones entered the hotel, he was carrying a blue suitcase. Jones and Stoker then went to Stoker’s hotel room.

    A short time later, Jones and Stoker emerged from Stoker’s hotel room carrying the bags Stoker had unloaded from Trahan’s car as well as the blue suitcase. Once Jones and Stoker exited hotel and were observed carrying the bags, agents approached and identified themselves as law enforcement officers. Stoker and Jones dropped the bags and fled on foot. Stoker was apprehended. Jones was shot by a DEA agent during this operation. 

    In the blue suitcase and the bags abandoned by Jones and Stoker, agents found approximately fifty rectangular packages weighing approximately one kilogram each. Field tests of the packages revealed the presence of cocaine. Agents also recovered multiple bundles of banded cash which totaled over $250,000. Trahan, who had remained in the hotel, was then taken into custody inside the hotel.

    Based on the agents’ investigation, training, and experience, it appeared that Jones and Stoker had exchanged cash for drugs and swapped the contents of the bags and the suitcase as part of the transaction.

    If convicted, Stoker and Trahan face a mandatory minimum of ten years in federal prison and a maximum of life imprisonment with a maximum fine of $10 million.

    The shooting incident is being reviewed by the Metropolitan Nashville Police Department as well as the Drug Enforcement Administration per standard protocols. “The Metro Nashville Police Department and the Drug Enforcement Administration will conduct their own separate reviews of the agent-involved shooting,” added McGuire. “Once those reviews are concluded, I have asked them to share their findings with our office for appropriate action.”

    This case is being investigated by the Drug Enforcement Administration and the Tennessee Bureau of Investigation. Assistant U.S. Attorney Phil Wehby is prosecuting the case.

    A complaint is merely an allegation. The defendant is presumed innocent until proven guilty beyond a reasonable doubt in a court of law.

    # # # # #

    MIL Security OSI –

  • MIL-OSI: Waterstone Financial Announces Director Retirement

    Source: GlobeNewswire (MIL-OSI)

    WAUWATOSA, Wis., April 17, 2025 (GLOBE NEWSWIRE) — Waterstone Financial, Inc. (the “Company”), announced today that Michael Hansen has decided to retire as a Director of the Company and its wholly-owned subsidiary WaterStone Bank SSB.

    Mr. Hansen has been a director of the Company since 2003.  Mr. Hansen serves as a member and the chair of the Company’s Audit Committee and as a member of the Company’s Board Executive Committee and Nominating and Corporate Governance Committee.  Mr. Hansen will remain a Director of the Company and WaterStone Bank, and continue to serve as chair of the Audit Committee and as a member of the Board Executive Committee and Nominating and Corporate Governance Committee until a successor has been elected to the Company’s Board of Directors.

    During this period of transition, Mr. Hansen will be selling shares of Company stock as part of his broader retirement and estate planning objectives.

    “I thank Mike for his 22 years of service and valued leadership for our company,” said Patrick Lawton, Chairman of the Company. “Mike has been vital member of our board and a strong leader of the Audit Committee and we are grateful for Mike’s commitment to continue to serve the Company as we work to identify a successor.”

    About Waterstone Financial, Inc:

    Waterstone Financial, Inc. is the savings and loan holding company for WaterStone Bank, a community-focused financial institution established in 1921. WaterStone Bank offers a comprehensive suite of personal and business banking products and operates 14 branch locations across southeastern Wisconsin. WaterStone Bank is also the parent company of WaterStone Mortgage Corporation, a national lender licensed in 48 states.

    With a long-standing commitment to innovation, integrity, and community service, Waterstone Financial, Inc. supports the financial and homeownership goals of customers nationwide.

    For more information about WaterStone Bank, visit wsbonline.com.

    Contact:
    Mark R. Gerke
    Chief Financial Officer
    414.459.4012
    markgerke@wsbonline.com

    The MIL Network –

  • MIL-OSI USA: Klobuchar Statement on the Google Online Advertising Ruling

    US Senate News:

    Source: United States Senator for Minnesota Amy Klobuchar
    U.S. District Court Ruled Google Is a Monopolist in Online Advertising Tech
    WASHINGTON — U.S. Senator Amy Klobuchar (D-MN), Ranking Member of the Senate Judiciary Subcommittee on Privacy, Technology, and the Law, released the following statement on the Department of Justice’s ruling that Google acted illegally to maintain a monopoly with their online advertising technology.
    “This verdict is an important win for consumers, small businesses and publishers. For far too long, Google has used its dominance in online advertising to squeeze out competition and take revenue out of the pocket of publishers like local news organizations. That’s why I have worked to even the playing field with legislation to help news organizations get fair compensation for their work. These markets must be opened for competition and the remedies coming out of this case can ensure that happens.”

    MIL OSI USA News –

  • MIL-OSI Europe: EUROPE/ITALY – Farewell to Father Angelo Lazzarotto, a great friend of Chinese Catholics

    Source: Agenzia Fides – MIL OSI

    photo Lino Giudice

    by Gianni ValenteRancio di Lecco (Agenzia Fides) – The old group photo chosen to accompany this memory portrays him in civilian clothes, just behind Deng Xiaoping. It was May 22, 1978. At 53 years old, the priest and PIME missionary – his friend Lino Giudice tells us today – had managed to be included in the delegation, accredited in his visa application as a “spiritual advisor” to the Milanese politician Vittorino Colombo, visible in the photo to the left of the “Little Helmsman.”Colombo, a Christian Democrat senator, was at the time one of the “bridge builders” with post-Maoist China led by Deng on the path of open-minded reforms. Father Angelo took advantage of even the smallest opportunity to reach out and see how he could support the Chinese Catholic communities, severely affected by the turbulent years of the Red Guards and Cultural Revolution.Father Lazzarotto died this Tuesday, April 15, at the nursing home for missionaries of the Pontifical Institute for Foreign Missions (PIME) in Rancio di Lecco, where he had been receiving care since 2017. He would have turned 100 on May 14. The photo published in the “Quotidiano del Popolo” in 1978 sums up a long and passionate life dedicated to bearing witness to Christ, with a special love for his Chinese brothers and sisters.Born in Falzè di Piave, in the province of Treviso, Father Angelo discovered his missionary vocation during high school in Conegliano Veneto. He entered the PIME high school seminary in Genoa at the age of 15 and was soon impressed by the stories of faith shared by missionaries in China. He was ordained a priest on December 20, 1947, and the following year began studies in Missiology at the Pontifical Urbaniana University in Rome, where he earned a degree three years later. In 1955, he also earned a degree in Missionary Law from the same university. During his time in Rome, he became acquainted with the Focolare Movement and immersed himself in the spirituality of unity and communion of Chiara Lubich.Throughout his life, Father Lazzarotto served the universal Church and especially the Church in China in many ways. Sent for the first time to Hong Kong in 1956, then a British colony, he experienced first-hand the difficulties faced by Chinese Catholic communities. After several years of service at his missionary Institute, he returned to Hong Kong in 1979. From 1985 to 1990, he was appointed Rector of the Pontifical Urban College of Propaganda Fide, by Cardinal Prefect Jozef Tomko. Later, in the 1990s, as the PIME website notes, “he actively collaborated with the CUM (United Center for the Missionary Cooperation among Churches ) in Verona, especially in the sections dedicated to Africa and Asia, for which he was responsible.”His passion for the Church in China can also be seen in his countless publications, books, articles, conferences, speeches and numerous trips to maintain contact with Chinese Catholic communities, listening first-hand to their desires, sufferings and prayers.Father Angelo was part of that group of missionary-Sinologists who, with different sensibilities but a common passion, helped in the decades following the Cultural Revolution to understand and accompany the reality of the Catholic Church in China and its journey in following the faith of the Apostles. Among them were Frenchman Jean Charbonnier, Polish Roman Malek, and his PIME confrere Giancarlo Politi, who preceded him in eternal rest.His intentions and speeches, always aimed at recognizing living faith in the midst of difficulties, promoted paths of communion and reconciliation, encouraging Chinese Catholic communities to overcome, or at least not exacerbate, contrasts and divisions.Father Lazzarotto’s funeral will be held on Thursday, April 17, 2025, at the PIME house in Rancio, Lecco. His remains will rest in the PIME Missionaries Cemetery in Villa Grugana, in the province of Lecco, Lombardy (Italy). (Agenzia Fides, 16/4/2025)
    Share:

    MIL OSI Europe News –

  • MIL-OSI USA: AGs secure ruling against Google’s digital advertising monopolies

    Source: Washington State News

    OLYMPIA — Consumers and small businesses got a major court victory after the U.S. District Court for the Eastern District of Virginia found that Google maintained illegal monopolies in the digital advertising technology industry, stifling competition and harming website publishers, advertisers, and consumers.

    The Washington state Attorney General’s Office joined a bipartisan coalition of seventeen attorneys general joining the Department of Justice (DOJ) to sue Google in 2023, seeking to stop Google’s anticompetitive conduct that threatens markets in the online advertising industry. 

    “Google’s unlawful monopoly in digital advertising has harmed businesses whose operations are largely funded by online advertising,” Attorney General Nick Brown said after the ruling. “Google’s anticompetitive practices have resulted in higher fees and limited advertising options that has become a vital tool for business both large and small businesses to connect with consumers.”

    In January 2023, DOJ and the coalition of attorneys general sued Google for stifling competition in the advertising technology industry, harming website publishers, advertisers, and consumers. The lawsuit alleged Google’s market power allows it to control nearly every aspect of online ad sales, allowing it to extract higher fees from advertisers while paying lower amounts to publishers for their ad space.

    This conduct hurts consumers and web publishers by making it harder for websites to make enough money on their advertising inventory, preventing them from offering internet users content for free, without subscriptions, paywalls, or alternative forms of monetization.

    Today’s decision, issued by Judge Leonie Brinkema of the Eastern District of Virginia, found Google liable for violating antitrust law by acquiring and maintaining monopolies in the publisher ad server and ad exchange markets for open-web display advertising. The judge also found Google liable for unlawfully tying together its publisher ad server and its ad exchange and that Google harmed competition, its own customers, and Internet users by imposing anticompetitive policies that reduced quality and increased prices.

    A second phase of the trial to determine remedies for Google’s conduct will take place at a later date.

    This lawsuit is led by the attorneys general of New York, California, and Virginia and DOJ, along with the attorneys general of Arizona, Colorado, Connecticut, Illinois, Michigan, Minnesota, Nebraska, New Hampshire, New Jersey, North Carolina, Rhode Island, Tennessee, Washington, and West Virginia.

    -30-

    Washington’s Attorney General serves the people and the state of Washington. As the state’s largest law firm, the Attorney General’s Office provides legal representation to every state agency, board, and commission in Washington. Additionally, the Office serves the people directly by enforcing consumer protection, civil rights, and environmental protection laws. The Office also prosecutes elder abuse, Medicaid fraud, and handles sexually violent predator cases in 38 of Washington’s 39 counties. Visit www.atg.wa.gov to learn more.

    Media Contact:

    Email: press@atg.wa.gov

    Phone: (360) 753-2727

    General contacts: Click here

    Media Resource Guide & Attorney General’s Office FAQ

    MIL OSI USA News –

  • MIL-OSI Security: USAO Committed to Prosecuting Those Who Sexually Exploit and Abuse Children

    Source: Office of United States Attorneys

    CLEVELAND – The U.S. Attorney’s Office (USAO) for the Northern District of Ohio is raising awareness of Child Abuse Prevention Month in April by bringing attention to the some of the youngest victims of crime.

    While child abuse can take many forms, the USAO specifically handles online cases where children have been sexually exploited by adults. Federal law prohibits the production, advertisement, transportation, distribution, receipt, sale, access or possession of child sexual abuse material (CSAM) utilizing a means of interstate commerce. The law further prohibits the online coercion or enticement of a minor to engage in unlawful sexual activity. The USAO also prosecutes cases where offenders travel to engage in sexual activity with a minor under 16 or who transport a minor across state lines to engage in unlawful sexual activity.

    Although the term “child pornography” is currently used in federal statues, the term “pornography” can conjure up a false connection to adult pornography that is created by consenting adults 18 years and older. Instead, child pornography consists of videos and images of victims ranging in age from newborn to 17 years old, and who are physically tortured, sexually abused, extorted, manipulated, or simply incapable of comprehending the ramifications of their material posted online. Therefore, organizations who work to combat child exploitation prefer that these actions be referred to as “CSAM” as it reflects the abuse and exploitation depicted in the images and videos that result in prolonged trauma to children.

    “Offenders use the easy access of the internet to perpetuate this type of criminal behavior against our most vulnerable. Unbeknownst to parents, they connect with children online through social media, video games and other apps. In other cases, victims know their abuser. It could be a trusted friend, neighbor, coach, religious leader, babysitter −or even a parent−committing these crimes,” said Acting U.S. Attorney Carol M. Skutnik for the Northern District of Ohio. “Our office is determined to go after these perpetrators and will continue to dedicate time and resources to investigate and prosecute CSAM offenders so that we can protect and rescue the children of our District as well as those in the worldwide internet community.”

    With the proliferation of the internet, the Department of Justice launched the Project Safe Childhood initiative in 2006 to combat technology-facilitated crimes that involve the sexual exploitation of children. Sexual predators use online avenues such as social media, to solicit children for physical sexual contact. Increasingly offenders entice, coerce or groom minors into producing CSAM. They accomplish this by gaining their trust in a number of ways quickly. Some minors report chatting with offenders for less than an hour before being asked to provide sexually explicit photos of themselves. Minors who comply with the request oftentimes become the victims of sextortion, where the perpetrator threatens to blackmail them in some way.

    Recent USAO cases involving child exploitation and sexual abuse include:

    U.S v. Rudra – A Pennsylvania man was sentenced to 30 years in prison after he pleaded guilty to traveling across state lines to engage in illicit sexual conduct with a minor. He admitted to picking her up in his vehicle to drive her to a hotel for the purpose of engaging in criminal sexual acts with her. He was also found to possess CSAM on his electronic devices.

    U.S. v. Chesser – A former firefighter from Maumee, Ohio, was sentenced to 30 years in prison after he pleaded guilty to sexually exploiting a two-year-old and produced child pornography of the toddler. He sexually exploited a second minor who was a teenager.

    U.S. v. Walker – A Rocky River, Ohio, man was sentenced to 35 years in prison after admitted to harming his victims and recording the sexual abuse on his cellphone. He connected with an 11-year-old victim through a children’s app and coerced her to send him sexually explicit photos. Two additional victims were identified as toddlers at a home daycare where he visited a friend who resided there.

    U.S. v. Patterson – A Canton, Ohio, man was sentenced to 26 years in prison after pleading guilty to multiple charges including possessing hundreds of CSAM images that included children under the age of 12. Some of the images were of a minor who was unaware that she was being surreptitiously recorded by a hidden camera.

    U.S. v. Hughes – A Piqua, Ohio, man was sentenced to 14 years in prison for admitting his intention to engage in sexual activity with a purported seven-year-old daughter of an undercover agent.

    U.S. v. Reebel – A federal jury convicted a Toledo, Ohio, man of receiving and distributing CSAM, for nearly eight years. Investigators also discovered that he used social media for years to chat with minors and send them sexually explicit messages and photos of himself. Sentencing is scheduled for Sept. 23, 2025.

    U.S. v. Greulich – A Cleveland man pleaded guilty to gaining the trust of a 14-year-old girl through a social media app and then driving to her home in New York on two separate occasions to take her to a hotel where he violently and sexually abused her which he recorded on a digital device. Sentencing is scheduled for June 23, 2025.

    To report child sexual abuse, please visit www.cybertipline.org, or call 1-800-843-5678, 24 hours a day, 7 days a week.

    MIL Security OSI –

  • MIL-OSI Security: New Jersey Woman Sentenced to 5 years in Prison for Residential Marijuana Grows in Sacramento and Placer Counties

    Source: Office of United States Attorneys

    SACRAMENTO, Calif. — Xiu Ping Li, 48, residing in Skillman, New Jersey, was sentenced today by U.S. District Judge Daniel J. Calabretta to five years in prison and four years of supervised release for three counts of manufacturing marijuana, Acting U.S. Attorney Michele Beckwith announced.

    According to court documents, Li operated multiple residential marijuana grows in Sacramento and Placer Counties that yielded more than 8,000 marijuana plants and 21.4 pounds of processed marijuana found during the execution of search warrants in 2016 and 2017. Li also acknowledged using proceeds from a marijuana grow to buy another property to continue growing marijuana.

    This case was the product of an investigation by the Drug Enforcement Administration, the Federal Bureau of Investigation, IRS Criminal Investigation, the Elk Grove Police Department, the Placer County Sheriff’s Office, and the Sacramento Police Department. Assistant United States Attorney Roger Yang prosecuted the case.

    MIL Security OSI –

  • MIL-OSI Security: Eight Individuals Charged with Multi-Million Dollar Fraudulent Lending Scheme Targeting Small Business Owners Across the United States

    Source: Office of United States Attorneys

    NEWARK, N.J. – Eight individuals have been charged in connection with a large-scale lending scheme that targeted the owners of small businesses from across the United States, U.S. Attorney Alina Habba announced.

    The complaint charges the defendants with multiple counts of conspiracy to commit wire fraud.  Joseph Rosenthal, 33, of Holmdel, New Jersey; Nicholas Smith, 31, of Bradley Beach, New Jersey; James Missry, 40, of New York City, New York; Paul Cotogno, 31, of Long Branch, New Jersey; Blaise Cotogno, 32, of Tinton Falls, New Jersey; and Adam Akel, 30, of Long Branch, New Jersey, appeared before U.S. Magistrate Judge James B. Clark, III in Newark federal court and were released on bail.  Matthew Robertson, 31, of Miami, Florida, who was arrested in the Southern District of Florida, appeared before U.S. Magistrate Judge Enjoliqué A. Lett and was released on bail.  Nicholas Winter, 38, of Asbury Park, New Jersey is currently in custody on unrelated state charges.

    “These defendants perpetrated a years’ long scheme to defraud hard-working business owners in New Jersey and across the United States, stealing millions of dollars from thousands of victims.  These charges reflect our Office’s commitment to holding accountable those who prey on small business owners trying to support their communities and earn a decent living.”

    – U.S. Attorney Alina Habba

    According to documents filed in this case and statements made in court:

    Since June 2020, the defendants enriched themselves by defrauding small business owners interested in obtaining financing for their businesses.  Through misrepresentations and falsehoods, the defendants promised their victims that in exchange for money provided upfront, the defendants would ultimately extend a loan or line of credit to the victims.  In reality, once a victim provided the upfront payment to the defendants, the defendants did not extend financing to the victim.  Instead, the defendants kept the victims’ money and broke off communication.  As a result of the scheme, the defendants defrauded thousands of victims out of millions of dollars.

    The wire fraud conspiracies charged in Counts One and Two of the criminal complaint each carry a maximum potential penalty of 20 years in prison and a $250,000 fine, or twice the gross gain or loss from the offense.

    U.S. Attorney Habba credited special agents and intelligence analysts of the FBI, under the direction of Acting Special Agent in Charge Terence Reilly in Newark, with the investigation leading to the charges.

    The government is represented by Assistant U.S. Attorneys James H. Graham of the Special Prosecutions Division and Blake Coppotelli of the Economic Crimes Unit in Newark.

    The charges and allegations contained in the complaint are merely accusations, and the defendants are presumed innocent unless and until proven guilty.

                                                               ###

    MIL Security OSI –

  • MIL-OSI Security: FBI Joint Terrorism Task Force Arrests Local Man for Possession of Unregistered Destructive Device

    Source: Federal Bureau of Investigation (FBI) State Crime News

    CINCINNATI—A Mason man has been arrested by the FBI for possessing an unregistered destructive device.

    James River Phillips, 20, was arrested today by the FBI Cincinnati Field Office’s Joint Terrorism Task Force (JTTF) following federal court-authorized law enforcement activity at locations in Mason, Oxford, and Liberty Township, Ohio.

    “The FBI’s Joint Terrorism Task Force arrested James River Phillips after he allegedly possessed a dangerous destructive device,” stated FBI Cincinnati Special Agent in Charge Elena Iatarola. “The FBI and our partners worked together to ensure his actions were stopped before there was any risk to public safety.”

    According to the criminal complaint, Phillips is believed to have possessed an Improvised Explosive Device (IED) that was discovered by a Lebanon Police Department patrol officer on September 22, 2024, at an outdoor sports complex. The device was collected by the Butler County Bomb Squad and the components were tested.

    Charging documents detail that the FBI’s Joint Terrorism Task Force was able to identify Phillips as the primary suspect who left the device at the sports complex. The JTTF has also been able to connect Phillips to other incidents where he is alleged to have possessed and detonated potential explosives.

    The FBI is being assisted in this case by the Lebanon Police Department, Warren County Sheriff’s Office, Butler County Sheriff’s Office, Mason Police Department, Oxford Police Department, Ohio State Highway Patrol, Dayton Police Department, and the U.S. Bureau of Alcohol, Tobacco, Firearms & Explosives (ATF). Deputy Criminal Chief Emily N. Glatfelter with the U.S. Attorney’s Office for the Southern District of Ohio is representing the United States in this case.

    A criminal complaint merely contains allegations, and defendants are presumed innocent unless proven guilty in a court of law.

    MIL Security OSI –

  • MIL-OSI Security: Eau Claire Man Sentenced to 110 Months for Methamphetamine Trafficking

    Source: Office of United States Attorneys

    MADISON, WIS. – Timothy M. O’Shea, United States Attorney for the Western District of Wisconsin, announced that Corey Hobbs, 39, Eau Claire, Wisconsin, was sentenced today by Chief U.S. District Judge James D. Peterson to 110 months in federal prison for distributing methamphetamine. Hobbs pleaded guilty to this charge on January 7, 2025.

    In November and December 2023, Hobbs sold methamphetamine to a confidential informant on three occasions. During the largest buy on December 6, 2023, Hobbs sold 261.09 grams of methamphetamine to the informant. Officers arrested Hobbs on December 31, 2023, and when they searched him and his vehicle, they found $10,610 in cash.                                                      

    At sentencing, Judge Peterson highlighted Hobbs’s lengthy criminal history, saying it showed a “sustained pattern of drug dealing.” Judge Peterson also emphasized the pounds of methamphetamine attributed to Hobbs as relevant conduct.

    The charges against Hobbs were the result of an investigation conducted by the West Central Wisconsin Drug Task Force, the Chippewa County Sheriff’s Department, and the Wisconsin Department of Justice Division of Criminal Investigation. Assistant U.S. Attorneys Jennifer Remington and Colleen Lennon prosecuted this case.

    MIL Security OSI –

  • MIL-OSI Security: New Orleans and Mississippi Men Indicted for Conspiracy and Interstate Transport of Stolen Vehicles

    Source: Office of United States Attorneys

    NEW ORLEANS, LOUISIANA – Acting U.S. Attorney Michael M. Simpson announced that JARED THOMAS (“THOMAS”), age 32, a resident of New Orleans; TERRENCE ROBINSON a/k/a Brian Jacobs (“ROBINSON”), age 39, a resident of Carriere, Mississippi; CHRISTOPHER MEYERS (“MEYERS”), age 33, a resident of Slidell; HANNIF BEY (“BEY”), age 34, a resident of Metairie; and JALEN HILLS (“HILLS”), age 22, a resident of Lacombe, were charged on April 11, 2025, in a six-count indictment.  In Count One, ROBINSON, THOMAS, BEY, MEYERS, ROBINSON, and HILLS were charged for conspiracy, in violation of Title 18, United States Code, Section 371.  In Counts Two through Six, MEYERS, THOMAS, and ROBINSON were charged with interstate transport of stolen vehicles, in violation of Title 18, United States Code, Section 2312. 

    According to the indictment, THOMAS, BEY, MEYERS, ROBINSON, and HILLS devised a scheme to create fake credit profiles to secure funding for auto loans.  The credit profiles used both stolen and fake social security numbers, drivers’ license numbers, and dates of birth. Once they secured the loan they would purchase Audi vehicles at Audi of New Orleans.  After the group would take possession of the vehicles, they would never pack back the auto loan, sell the vehicles for their personal enrichment, or use the vehicles for their personal enjoyment.      

    If convicted of Count One, THOMAS, BEY, MEYERS, ROBINSON, and HILLS face up to 5 years imprisonment, up to a $250,000 fine, up to 3 years of supervised release and a mandatory $100 special assessment fee. If convicted of Counts Two through Six, THOMAS, MEYERS, and ROBINSON face up to 10 years imprisonment, up to a $250,000 fine, up to 3 years of supervised release and a mandatory $100 special assessment fee.

    Acting U.S. Attorney Simpson reiterated that the indictment is merely a charging document and that the guilt of the defendant must be proven beyond a reasonable doubt.

    Acting U.S. Attorney Simpson praised the work of Homeland Security Investigations, the Louisiana State Police, and the Pearl River County Sheriff’s Office, in investigating this matter. Assistant United States Attorney Paul J. Hubbell of the General Crimes Unit is in charge of the prosecution.

    MIL Security OSI –

  • MIL-OSI Security: MJH Healthcare Holdings, LLC Agrees to Pay $2 Million to Settle False Claims Act Allegations Relating to Postage Rates

    Source: Office of United States Attorneys

    WASHINGTON – MJH Healthcare Holdings, LLC, its subsidiary, MJH Life Sciences, LLC, and several affiliates of MJH Life Sciences, LLC (collectively MJH), have agreed to pay $2,006,424 to resolve allegations that they violated the False Claims Act by knowingly certifying their eligibility to use the periodicals postage rate offered by the United States Postal Service when they were ineligible for that rate.  MJH, based in Cranbury, New Jersey, publishes educational and promotional materials aimed at healthcare providers and patients.

    The United States alleged that for 40 mailings of MJH publications between October 2021 and June 2024, MJH calculated the required postage based on the periodicals postage rate.  The periodicals rate is only available for publications where more than half of the mailed issues have been requested by recipients.  However, in calculating the percentage of these issues that were requested by the addressee, MJH certified figures to the Postal Service that were inaccurate in two ways.  First, it allegedly included among the “requesters” addressees appearing on lists received from third-party sources that had not qualified the listed individuals to be requesters, as required.  Second, MJH counted requests that had aged out.  Under Postal Service rules, requests must be less than three years old to qualify for the periodicals rate.  Had MJH excluded these categories from its calculations, as required, the percentage of requesters would have been less than 50 percent of recipients.  MJH should not have certified that its requester figures were accurate and that it was eligible for the lower periodicals rate for these mailings.

    “The United States relies on individuals and companies doing business with it to accurately report what they owe the government.  When they do not, we will not hesitate to take appropriate steps to protect the public fisc.”

    – U.S. Attorney Alina Habba

    “The USPS OIG will continue to aggressively investigate companies that defraud the Postal Service,” said Tammy Hull, Inspector General U.S. Postal Service. “This settlement demonstrates that our special agents will work with the United States Department of Justice and the United States Attorney’s Office to identify companies that misrepresent their eligibility for lower postage rates.”

    The civil settlement includes the resolution of claims brought under the qui tam or whistleblower provisions of the False Claims Act by John Burke, a former employe of one of the MJH affiliates.  Under those provisions, a private party can file an action on behalf of the United States and receive a portion of any recovery. Mr. Burke will receive $341,092 under this resolution. The qui tam case is captioned U.S. ex rel. Burke v. MJH Healthcare Holdings, LLC, et al., No. 3:22-cv-07367 (D. N.J.).

    The resolution obtained in this matter was the result of a coordinated effort between the Justice Department’s Civil Division, Commercial Litigation Branch, Fraud Section, and the United States Attorney’s Office for the District of New Jersey with assistance from the United States Postal Service’s Office of the Inspector General.

    The matter was investigated by Assistant United States Attorney Paul Kaufman and Trial Attorney Wesley Heath.

    The claims resolved by the settlement are allegations only and there has been no determination of liability.

                                                                           ###

    MIL Security OSI –

  • MIL-OSI Security: Philadelphia Woman Sentenced to Five Years in Prison For Defrauding Her Employer of More Than $250,000 and the U.S. Government of $23,000

    Source: Office of United States Attorneys

    PHILADELPHIA – United States Attorney David Metcalf announced that Kimberly Lawson, 44, of Philadelphia, Pennsylvania, was sentenced today by United States District Court Judge Michael M. Baylson to 60 months in prison, five years of supervised release, and $244,343 in restitution, for the unauthorized use of her employer’s identity to embezzle from him and his company and her fraudulent applications to the Small Business Administration (SBA) to obtain Economic Injury Disaster Loans (“EIDL”).

    In September 2023, Lawson was charged by indictment with one count of bank fraud, one count of aggravated identity theft, and four counts of wire fraud, and pleaded guilty to all charges against her in September 2024.

    The fraud loss attributed to Lawson for the workplace embezzlement is $250,817.80, and for the fraud against the government $23,000, for a total fraud loss amount of $273,817.80.

    In March 2018, Lawson began working as the office manager of an area electrical contracting company, where her responsibilities included tracking employee hours, invoices, and vendor payments, and writing checks to vendors from the company’s bank account. She was also responsible for reconciling bank statements, reviewing images of checks, and confirming the checks cleared. Lawson did not have signature authority on the checks but was authorized to use her employer’s signature stamp to sign the checks he authorized.

    As detailed in court filings and admitted to by the defendant, between 2018 and 2020, Lawson used her knowledge and access to divert significant amounts of the company’s money to external accounts that she controlled, through hundreds of fraudulent vendor and employee payments, unauthorized payroll transactions, and unauthorized electronic transfers. To avoid discovery of her fraudulent activities, Lawson intentionally mislabeled entries in the company’s accounting software, making them look authentic by recording them as legitimate payables.

    In addition, the defendant attempted to steal money from her employer’s 401k account, submitting two separate loan requests totaling more than $17,000, but her employer learned of and was able to cancel the requests before any funds were disbursed.

    In addition to the workplace embezzlement, Lawson fraudulently sought $253,874 in EIDLs from the SBA, filed in 15 separate applications in different names including her own. Only the applications that she submitted in her husband’s and his sister’s names were approved for funding, with each receiving $8,500 and $14,500, respectively, deposited into bank accounts controlled by Lawson. Among numerous false statements made in the applications, Lawson falsely represented that she had a retail business, that her husband had a construction business, and her sister-in-law had a cleaning business.

    In 2012, Lawson was convicted in the Eastern District of Pennsylvania of defrauding a different employer of more than $293,000 and received a sentence of 21 months’ imprisonment.

    “Kimberly Lawson’s greed is her downfall,” said U.S. Attorney Metcalf. “This is now the second time that she’s being sentenced for stealing hundreds of thousands of dollars from an employer — and this go-round, she decided to defraud the federal government, as well. Perhaps today’s longer prison term will prove more impactful than her first. Either way, we won’t rest until criminals like this get the message that we will find and punish financial fraud.”

    “Through a multitude of deceptions and manipulations, Ms. Lawson stole from her employer and from the United States in the pursuit of her own personal gain,” said Assistant Special Agent in Charge Dave Carter of FBI Philadelphia. “This sentencing serves as a reminder that those who exploit their positions for financial profits will be held accountable. I want to thank our FBI personnel and our partners at the U.S. Attorney’s Office for their diligent efforts in bringing this defendant to justice.”

    The case was investigated by the FBI and is being prosecuted by Assistant United States Attorney Anita Eve.

    MIL Security OSI –

  • MIL-OSI Security: Sixteen Charged in Takedown of Drug Trafficking Network

    Source: Office of United States Attorneys

    SAN DIEGO – Four indictments were unsealed in federal court charging 16 individuals throughout San Diego County with distributing large quantities of methamphetamine, fentanyl and heroin and laundering drug-trafficking proceeds.

    In a coordinated takedown yesterday, more than 115 federal, state and local law enforcement officials arrested 10 defendants and executed three search warrants in the Nestor, Palm City, and Encanto neighborhoods within the City of San Diego. Six defendants were still being sought.

    Including seizures today and throughout this investigation, authorities have confiscated 26.8 kilograms of powdered fentanyl; 5.7 kilograms of counterfeit pills containing fentanyl (estimated to be 57,000 pills); 25.7 kilograms of methamphetamine; 1.5 kilograms of cocaine; 1.1 kilograms of heroin; ketamine; MDMA; more than $40,000 in U.S. currency; a Maserati Ghibili; and nine firearms including an AK-47.

    U.S. Attorney Adam Gordon said: “Together with our law enforcement partners, this office will disrupt and dismantle criminal organizations throughout the district. We are focused on the Department’s Take Back America priorities, and this investigation shows the direct results of implementing these priorities.”

    “Drug trafficking organizations fuel addiction and erode the safety of our communities,” said DEA Special Agent in Charge Brian Clark. “This extensive drug trafficking investigation exposed a criminal network that peddled poison from coast to coast. Law enforcement put their collective authorities together to dismantle this organization brick by brick. We stand with our fellow law enforcement partners to ensure the community is safe and those involved in drug trafficking are brought to justice.”

    “The indictments unsealed today paint a picture of an organization responsible for trafficking dangerous drugs into our communities – drugs that are killing Americans daily,” said Special Agent in Charge Tyler Hatcher, IRS Criminal Investigation, Los Angeles Field Office. “These indictments should send a clear signal to drug trafficking organizations that where there’s money, there’s a trail, and IRS-CI is the best in the world at finding and following those trails.  We are proud to partner with fellow law enforcement agencies to flush out DTOs that put our communities at risk.”

    Today’s charges are the result of a 16-month investigation that included the use of court-authorized wiretaps, undercover agents, and confidential sources. According to the indictments, the defendants distributed dangerous drugs such as fentanyl throughout the U.S., including in Ohio and Kansas, on behalf of a San Diego County-based drug trafficking organization. The investigation uncovered the use of shell companies to gather and launder the proceeds of the drug trafficking enterprise from other states, including Colorado, Minnesota and Nebraska. 

    These cases are being prosecuted by Assistant U.S. Attorney Michael A. Deshong.

    DEFENDANTS                                           

    Case Number 25cr0818-BAS

    Rodrigo Maciel-Cortez                                  Age: 25

    SUMMARY OF CHARGES

    Possession with Intent to Distribute more than 500 Grams of Methamphetamine, in violation of Title 21 U.S.C. § 841(a)(1)

    Maximum Penalty: Life in prison; Mandatory Minimum: Ten years in prison; $10 million fine

    Conspiracy to Distribute Methamphetamine, in violation of Title 21 U.S.C. § 841(a)(1) and 846

    Maximum Penalty: Twenty years in prison; $1 million fine.

    Criminal Forfeiture; Title 21 U.S.C. § 853

    Case Number 25cr0819-BAS

    Elijah Roman                                                Age: 28

    Leonela Veronica Leal                                  Age: 26

    Cindy Camarena-Gonzalez                          Age: 27

    Adan Antonio Sandoval-Luna                      Age: 30

    SUMMARY OF CHARGES

    Conspiracy to Distribute more than 50 Grams of Methamphetamine (Actual) and more than 400 grams of Fentanyl, in violation of Title 21 U.S.C. § 841(a)(1) and 846

    Maximum Penalty: Life in prison; Mandatory Minimum: Ten years in prison; $10 million fine

    Distribution of more than 50 Grams of Methamphetamine (Actual), in violation of Title 21 U.S.C. § 841(a)(1)

    Maximum Penalty: Life in prison; Mandatory Minimum: Ten years in prison; $10 million fine

    Possession with Intent to Distribute more than 50 Grams of Methamphetamine (Actual), in violation of Title 21 U.S.C. § 841(a)(1)

    Maximum Penalty: Life in prison; Mandatory Minimum: Ten years in prison; $10 million fine

    Conspiracy to Launder Monetary Instruments, in violation of Title 18 U.S.C. § 1956

    Maximum Penalty: Twenty years in prison; $5,000 fine

    Criminal Forfeiture; Title 21 U.S.C. § 853

    Case Number 25cr0820-AJB

    Luis Carlos Franco                                         Age: 24

    Jesus Adrian Garcia Jr.                                  Age: 32

    Jose Alexander Flores                                   Age: 23

    Andres Emilio Arce-Corrales                        Age: 18

    SUMMARY OF CHARGES

    Conspiracy to Distribute more than 100 Grams of Heroin, in violation of Title 21 U.S.C. § 841(a)(1) and 846

    Maximum Penalty: Life in prison; Mandatory Minimum: Ten years in prison; $10,000,000 fine

    Distribution of more than 100 Grams of Heroin, in violation of Title 21 U.S.C. § 841(a)(1)

    Maximum Penalty: Life in prison; Mandatory Minimum: Ten years in prison; $10 million fine

    Conspiracy to Distribute more than 500 Grams of Methamphetamine, in violation of Title 21 U.S.C. § 841(a)(1) and 846

    Maximum Penalty: Life in prison; Mandatory Minimum: Ten years in prison; $10 million fine

    Possession with Intent to Distribute more than 500 Grams of Methamphetamine, in violation of Title 21 U.S.C. § 841(a)(1)

    Maximum Penalty: Life in prison; Mandatory Minimum: Ten years in prison; $10 million fine

    Criminal Forfeiture; Title 21 U.S.C. § 853

    Case Number 25cr0821-WQH

    Diego Hernandez                                           Age: 24

    SUMMARY OF CHARGES

    Distribution of more than 400 Grams of Fentanyl, in violation of Title 21 U.S.C. § 841(a)(1)

    Maximum Penalty: Life in prison; Mandatory Minimum: Ten years in prison; $10 million fine

    Criminal Forfeiture; Title 21 U.S.C. § 853

    INVESTIGATING AGENCIES

    Drug Enforcement Administration

    Oceanside Police Department

    IRS Criminal Investigation

    U.S. Bureau of Land Management

    San Diego Police Department

    San Diego County Sheriff’s Department

    Carlsbad Police Department

    United States Marshals Service

    * Six defendants are still being sought

    *The charges and allegations contained in an indictment or complaint are merely accusations, and the defendants are considered innocent unless and until proven guilty.

    This case is the result of ongoing efforts by the Organized Crime Drug Enforcement Task Force (OCDETF), a partnership that brings together the combined expertise and unique abilities of federal, state and local law enforcement agencies. The principal mission of the OCDETF program is to identify, disrupt, dismantle and prosecute high-level members of drug trafficking, weapons trafficking and money laundering organizations and enterprises.

    This investigation is part of Operation Take Back America, a nationwide initiative that marshals the full resources of the Department of Justice to repel the invasion of illegal immigration, achieve the total elimination of cartels and transnational criminal organizations (TCOs), and protect our communities from the perpetrators of violent crime. Operation Take Back America streamlines efforts and resources from the Department’s Organized Crime Drug Enforcement Task Forces (OCDETFs) and Project Safe Neighborhood (PSN).

    High Intensity Drug Trafficking Areas (HIDTA) program, created by Congress with the Anti-Drug Abuse Act of 1988, provides assistance to federal, state, local, and tribal law enforcement agencies operating in areas determined to be critical drug-trafficking regions of the United States. This grant program is administered by the Office of National Drug Control Policy (ONDCP). There are currently 33 HIDTAs, and HIDTA-designated counties are located in 50 states, as well as in Puerto Rico, the U.S. Virgin Islands, and the District of Columbia.

    MIL Security OSI –

  • MIL-OSI Security: Ecuadorian man charged with illegal re-entry

    Source: Office of United States Attorneys

    BUFFALO, N.Y. –U.S. Attorney Michael DiGiacomo announced today Manuel Fernando Loja-Loja, 38, a citizen of Ecuador, was arrested and charged by criminal complaint with re-entry of a removed alien, which carries a maximum penalty of two years in prison and a $250,000 fine. 

    Assistant U.S. Attorneys Andrew J. Henning and Sasha Mascarenhas, who is handling the case, stated that according to the complaint, on March 28, 2025, a North Tonawanda police officer stopped a vehicle for a traffic infraction in the vicinity of Thompson and Payne Avenues. North Tonawanda Police contacted U.S. Border Patrol to assist in identifying the occupants of the vehicle, including Loja-Loja. Through questioning, it was determined that Loja-Loja is a citizen and national of Ecuador, and not a National of the United States. Loja-Loja did not have any documents that would allow him to be or remain in the United States lawfully. A records check determined that Loja-Loja was physically deported from the United States in March 2004.

    This case is part of Operation Take Back America, a nationwide initiative that marshals the full resources of the Department of Justice to repel the invasion of illegal immigration, achieve the total elimination of cartels and transnational criminal organizations (TCOs), and protect our communities from the perpetrators of violent crime. Operation Take Back America streamlines efforts and resources from the Department’s Organized Crime Drug Enforcement Task Forces (OCDETFs) and Project Safe Neighborhood (PSN).

    Loja-Loja made an initial appearance before U.S. Magistrate Judge Michael J. Roemer and was detained.

    The complaint is the result of an investigation by the North Tonawanda Police Department, under the direction of Chief Keith Glass and U.S. Border Patrol, under the direction of Patrol Agent in Charge Martin B. Coombs.   

    The fact that a defendant has been charged with a crime is merely an accusation and the defendant is presumed innocent until and unless proven guilty.     

    # # # #

    MIL Security OSI –

  • MIL-OSI Security: Hancock County Man Admits to Fentanyl Charge

    Source: United States Bureau of Alcohol Tobacco Firearms and Explosives (ATF)

    WHEELING, WEST VIRGINIA – Daniel Paul Truax, age 46, of Weirton, West Virginia, has admitted to the distribution of fentanyl. 

    According to court documents, Truax was selling fentanyl for a drug trafficking organization that stretched from Chicago to the Ohio Valley including Weirton, WV.

    Truax is facing up to 20 years in federal prison. A federal district court judge will determine any sentence after considering the U.S. Sentencing Guidelines and other statutory factors.

    Assistant U.S. Attorneys Clayton Reid and Carly Nogay are prosecuting the case on behalf of the government.

    Investigative agencies include the Hancock-Brooke-Weirton Drug Task Force, a HIDTA-funded initiative; the Drug Enforcement Administration; the Bureau of Alcohol, Tobacco, Firearms and Explosives; the United States Marshals Service; the Hancock County Sheriff’s Office; the Brooke County Sheriff’s Office; the Weirton Police Department; the West Virginia State Police; the Jefferson County, Ohio, Sheriff’s Office; and the Steubenville, Ohio, Sheriff’s Office.

    U.S. Magistrate Judge James P. Mazzone presided.

    MIL Security OSI –

  • MIL-OSI USA: Warren Statement on Federal Judge Ruling Google is Illegal Monopolist

    US Senate News:

    Source: United States Senator for Massachusetts – Elizabeth Warren
    April 17, 2025
    Washington, D.C. – Following a federal judge ruling that Google acted illegally to maintain a monopoly in the online advertising market, U.S. Senator Elizabeth Warren (D-Mass.) released the following statement:
    “This is a big win in the fight to break up Big Tech. A judge ruled that Google broke the law, abusing its monopoly to raise prices and crush competition online. This victory is the result of years of work to rein in tech companies’ abuses.
    Justice Department antitrust enforcers Jonathan Kanter and Doha Mekki, who both filed and prosecuted this case, deserve major kudos. Google is an illegal monopolist—and it’s time to break up this tech giant.”

    MIL OSI USA News –

  • MIL-OSI: Enterprise Bancorp, Inc. Announces First Quarter Financial Results

    Source: GlobeNewswire (MIL-OSI)

    LOWELL, Mass., April 17, 2025 (GLOBE NEWSWIRE) — Enterprise Bancorp, Inc. (“Enterprise”) (NASDAQ: EBTC), parent of Enterprise Bank, announced its financial results for the three months ended March 31, 2025. Net income amounted to $10.4 million, or $0.84 per diluted common share, for the three months ended March 31, 2025, compared to $10.7 million, or $0.86 per diluted common share, for the three months ended December 31, 2024 and $8.5 million, or $0.69 per diluted common share, for the three months ended March 31, 2024.

    On December 9, 2024, Enterprise announced its intention to merge with Rockland Trust Company, a wholly owned subsidiary of Independent Bank Corp. (NASDAQ: INDB). The proposed merger is expected to close in the second half of 2025, subject to customary closing conditions, including regulatory approvals. As previously announced, Enterprise shareholders approved of the proposed merger on April 3, 2025. No vote of Independent Bank Corp. shareholders is required.

    Selected financial results at or for the quarter ended March 31, 2025, compared to December 31, 2024, were as follows:

    • The returns on average assets and average equity were 0.87% and 11.45%, respectively.
    • Tax-equivalent net interest margin (non-GAAP) (“net interest margin”) was 3.32%.
    • Total loans amounted to $4.05 billion, an increase of 1.7%.
    • Total customer deposits (non-GAAP) amounted to $4.15 billion, a decrease of 0.9%.
    • Wealth assets under management and administration amounted to $1.51 billion, a decrease of 1.6%.

    Chief Executive Officer Steven Larochelle commented, “As we continue to work toward the upcoming merger with Rockland Trust, I am pleased to announce our team delivered strong results in the first quarter. Loan growth was solid at 1.7% for the quarter and 11% for the last twelve months. Operating results compared to the prior year quarter were positively impacted by net interest income growth of 10% resulting from strong loan growth and an increase in net interest margin.”

    Executive Chairman & Founder George Duncan stated, “Our anticipated merger with Rockland Trust has been well received by our shareholders, customers and communities with shareholders approving the merger on April 3rd. The planning for our integration into Rockland Trust is going well and the anticipated synergies and cultural alignment of our two banks remains attractive.”

    Net Interest Income
    Net interest income for the three months ended March 31, 2025, amounted to $38.7 million, an increase of $3.5 million, or 10%, compared to the three months ended March 31, 2024. The increase was due primarily to an increase in loan interest income of $6.6 million, partially offset by increases in deposit interest expense of $1.0 million and borrowings interest expense of $1.0 million as well as a decrease in income on other interest-earning assets of $637 thousand.

    Net Interest Margin
    Net interest margin for the three months ended March 31, 2025, December 31, 2024 and March 31, 2024, amounted to 3.32%, 3.29% and 3.20%, respectively.

    During the first quarter of 2025, the Company sold non-performing loans with a net book value of $956 thousand, resulting in net recoveries of $461 thousand and loan interest income of $486 thousand. The sale of non-performing loans impacted both loan yields and net interest margin favorably by 5 basis points for the quarter ended March 31, 2025.

    Three months ended – March 31, 2025, compared to March 31, 2024

    The increase in net interest margin was due to loan growth and, to a lesser extent, an increase in loan yields, partially offset by increases in the average balance of funding liabilities and funding costs.

    The increase in interest-earning asset yields of 21 basis points was due primarily to loan repricing and originations at higher interest rates, partially offset by an increase in funding costs of 9 basis points driven by higher market rates and increases in certificate of deposits and borrowed funds.

    Provision for Credit Losses
    The provision for credit losses for the three-month periods ended March 31, 2025 and March 31, 2024, are presented below:

        Three months ended   Increase / (Decrease)
    (Dollars in thousands)   March 31,
    2025    		   March 31,
    2024
    Provision for credit losses on loans – collectively evaluated   $                         685     $                         417     $                         268  
    Provision for credit losses on loans – individually evaluated                             (565 )                            1,451                            (2,016 )
    Provision for credit losses on loans                               120                              1,868                            (1,748 )
                 
    Provision for unfunded commitments                               211                            (1,246 )                            1,457  
                 
    Provision for credit losses   $                         331     $                         622     $                       (291 )

    The provision for credit losses on collectively evaluated loans of $685 thousand for the quarter ended March 31, 2025, resulted mainly from loan growth, partially offset by net recoveries, which were primarily from the sale of non-performing loans noted above.

    The decrease in the provision for credit losses of $291 thousand, compared to the prior year quarter, was due primarily to a net decrease in reserves on individually evaluated loans of $2.0 million, partially offset by an increase in reserves for unfunded commitments of $1.5 million.

    The decrease in reserves on individually evaluated loans was due primarily to two commercial relationships that experienced improvement in their collateral valuation compared to the prior year period, while the increase in reserves for unfunded commitments resulted primarily from an increase in off-balance sheet commitments that required a reserve.

    Non-Interest Income
    Non-interest income for the three months ended March 31, 2025, amounted to $5.2 million, a decrease of $307 thousand, or 6%, compared to the three months ended March 31, 2024. The decrease was due primarily to a decrease in gains on equity securities of $766 thousand, partially offset by an increase in wealth management fees of $247 thousand.

    Non-Interest Expense
    Non-interest expense for the three months ended March 31, 2025, amounted to $29.9 million, an increase of $1.0 million, or 4%, compared to the three months ended March 31, 2024. The increase was due primarily to increases in salaries and employee benefits expense of $760 thousand and merger-related expenses of $290 thousand.

    Income Taxes
    The effective tax rate for the three months ended March 31, 2025, amounted to 23.3%, compared to 23.7% for the three months ended March 31, 2024.

    Balance Sheet
    Total assets amounted to $4.90 billion at March 31, 2025, compared to $4.83 billion at December 31, 2024, an increase of 2%.

    Total investment securities at fair value amounted to $603.9 million at March 31, 2025, compared to $593.6 million at December 31, 2024, an increase of 2%. The increase during the three months ended March 31, 2025, was largely attributable to a decrease in unrealized losses on debt securities resulting from decreases in market interest rates during the period, partially offset by principal pay-downs, calls and maturities. Unrealized losses on debt securities amounted to $79.9 million at March 31, 2025, compared to $101.8 million at December 31, 2024, a decrease of 22%.

    Total loans amounted to $4.05 billion at March 31, 2025, compared to $3.98 billion at December 31, 2024, an increase of 2%. The increase during the three months ended March 31, 2025, was due primarily to an increase in commercial real estate loans of $70.2 million.

    Total deposits amounted to $4.30 billion at March 31, 2025, compared to $4.19 billion at December 31, 2024, an increase of 3%. The increase during the three months ended March 31, 2025, was due primarily to an increase in brokered deposits of $150.0 million. Excluding brokered deposits, total deposits decreased $37.0 million during the first quarter of 2025.

    Total borrowed funds amounted to $94.5 million at March 31, 2025, compared to $153.1 million at December 31, 2024, a decrease of 38%. The decrease during the three months ended March 31, 2025, resulted primarily from the increase in brokered deposits during the period.

    Total shareholders’ equity amounted to $385.4 million at March 31, 2025, compared to $360.7 million at December 31, 2024, an increase of 7%. The increase during the three months ended March 31, 2025, was due primarily to a decrease in the accumulated other comprehensive loss of $17.0 million and an increase in retained earnings of $7.3 million.

    Credit Quality

    Selected credit quality metrics at March 31, 2025, compared to December 31, 2024, were as follows:

    • The allowance for credit losses (“ACL”) for loans amounted to $64.0 million, or 1.58% of total loans, compared to $63.5 million, or 1.59% of total loans. The decrease in the ACL for loans to total loan ratio was due primarily to a decrease in reserves on individually evaluated loans.
    • The reserve for unfunded commitments (included in other liabilities) amounted to $4.6 million, compared to $4.4 million. The increase was driven primarily by an increase in off-balance sheet commitments that required a reserve.
    • Non-performing loans amounted to $28.5 million, or 0.70% of total loans, compared to $26.7 million, or 0.67% of total loans.

    Net recoveries for the three months ended March 31, 2025, amounted to $424 thousand, or 0.04% of average total loans, which included $461 thousand in recoveries from the sale of non-performing loans noted above. Net charge-offs for the three months ended March 31, 2024, amounted to $122 thousand, or 0.01% of average total loans.

    Wealth Management
    Wealth assets under management and administration, which are not carried as assets on the Company’s consolidated balance sheets, amounted to $1.51 billion at March 31, 2025, a decrease of $24.7 million, or 2%, compared to December 31, 2024, resulting primarily from a decrease in market values.

    ABOUT ENTERPRISE BANCORP, INC.
    Enterprise Bancorp, Inc. is a Massachusetts corporation that conducts substantially all its operations through Enterprise Bank and Trust Company, commonly referred to as Enterprise Bank, and has reported 142 consecutive profitable quarters. Enterprise Bank is principally engaged in the business of attracting deposits from the general public and investing in commercial loans and investment securities. Through Enterprise Bank and its subsidiaries, the Company offers a range of commercial, residential and consumer loan products, deposit products and cash management services, electronic and digital banking options, as well as wealth management, and trust services. The Company’s headquarters and Enterprise Bank’s main office are located at 222 Merrimack Street in Lowell, Massachusetts. The Company’s primary market area is the Northern Middlesex, Northern Essex, and Northern Worcester counties of Massachusetts and the Southern Hillsborough and Southern Rockingham counties in New Hampshire. Enterprise Bank has 27 full-service branches located in the Massachusetts communities of Acton, Andover, Billerica (2), Chelmsford (2), Dracut, Fitchburg, Lawrence, Leominster, Lexington, Lowell (2), Methuen, North Andover, Tewksbury (2), Tyngsborough and Westford and in the New Hampshire communities of Derry, Hudson, Londonderry, Nashua (2), Pelham, Salem and Windham.

    FORWARD-LOOKING STATEMENTS
    This earnings release contains statements about future events that constitute forward-looking statements within the meaning of the Private Securities Litigation Reform Act of 1995. Forward-looking statements may be identified by references to a future period or periods or by the use of the words “believe,” “expect,” “anticipate,” “intend,” “upcoming,” “estimate,” “assume,” “will,” “should,” “could,” “plan,” and other similar terms or expressions. Forward-looking statements should not be relied on because they involve known and unknown risks, uncertainties and other factors, some of which are beyond the control of the Company. These risks, uncertainties, and other factors may cause the actual results, performance, and achievements of the Company to be materially different from the anticipated future results, performance or achievements expressed in, or implied by, the forward-looking statements. Factors that could cause such differences include, but are not limited to, (i) disruption from the proposed merger with Independent; (ii) the risk that the proposed merger with Independent may not be completed in a timely manner or at all; (iii) the occurrence of any event, change, or other circumstances that could give rise to the termination of the proposed merger with Independent; (iv) the failure to obtain necessary regulatory approvals for the proposed merger with Independent; (v) the ability to successfully integrate the combined business; (vi) the possibility that the amount of the costs, fees, expenses, and charges related to the proposed merger with Independent may be greater than anticipated, including as a result of unexpected or unknown factors, events, or liabilities; (vii) the failure of the conditions to the proposed merger with Independent to be satisfied; (viii) reputational risk and the reaction of the parties’ customers to the proposed merger with Independent; (xi) the risk of potential litigation or regulatory action related to the proposed merger with Independent; (x) the impact on us and our customers of a decline in general economic conditions and any regulatory responses thereto; (xi) potential recession in the United States and our market areas; (xii) the impacts related to or resulting from uncertainty in the banking industry as a whole; (xiii) increased competition for deposits and related changes in deposit customer behavior; (xiv) the impact of changes in market interest rates, whether due to a continuation of the elevated interest rate environment or further reductions in interest rates and a resulting decline in net interest income; (xv) the lingering inflationary pressures, and the risk of the resurgence of elevated levels of inflation, in the United States and our market areas; (xvi) the uncertain impacts of ongoing quantitative tightening and current and future monetary policies of the Board of Governors of the Federal Reserve System; (xvii) increases in unemployment rates in the United States and our market areas; (xviii) adverse changes in customer spending and savings habits; (xix) declines in commercial real estate values and prices; (xx) a deterioration of the credit rating for U.S. long-term sovereign debt or uncertainty regarding United States fiscal debt, deficit and budget matters; (xxi) cyber incidents or other failures, disruptions or breaches of our operational or security systems or infrastructure, or those of our third-party vendors or other service providers, including as a result of cyber-attacks; (xxii) severe weather, natural disasters, acts of war or terrorism, geopolitical instability or other external events, including as a result of changes in U.S. presidential administrations or Congress, including potential changes in U.S. and international trade and tariff policies and the resulting impact on the Company and its customers; (xxiii) the effect of volatility in the capital markets on our fee income from our wealth management business; (xxiv) competition and market expansion opportunities; (xxv) changes in non-interest expenditures or in the anticipated benefits of such expenditures; (xxvi) changes in tax laws; (xxvii) the risks related to the development, implementation, use and management of emerging technologies, including artificial intelligence and machine learnings; (xxviii) potential increased costs related to the impacts of climate change; and (xxix) current or future litigation, regulatory examinations or other legal and/or regulatory actions. Therefore, the Company can give no assurance that the results contemplated in the forward-looking statements will be realized and readers are cautioned not to place undue reliance on the forward-looking statements contained in this press release. For more information about these factors, please see our reports filed with or furnished to the U.S. Securities and Exchange Commission (the “SEC”), including our most recent Annual Report on Form 10-K and Quarterly Reports on Form 10-Q on file with the SEC, including the sections entitled “Risk Factors” and “Management’s Discussion and Analysis of Financial Condition and Results of Operations.” Any forward-looking statements contained in this earnings release are made as of the date hereof, and we undertake no duty, and specifically disclaim any duty, to update or revise any such statements, whether as a result of new information, future events or otherwise, except as required by applicable law.

    ADDITIONAL INFORMATION AND WHERE TO FIND IT
    This communication does not constitute an offer to sell or the solicitation of an offer to buy any securities, nor shall there be any sale of securities in any jurisdiction in which such offer, solicitation or sale would be unlawful prior to registration or qualification under the securities laws of any such jurisdiction.

    In connection with the proposed transaction between Independent and Enterprise, Independent has filed with the SEC a Registration Statement on Form S-4 (the “Registration Statement”) that includes a proxy statement for a special meeting of Enterprise’s shareholders to approve the proposed transaction and that also constitutes a prospectus for the Independent common stock that will be issued in the proposed transaction, as well as other relevant documents concerning the proposed transaction. INVESTORS AND SHAREHOLDERS OF INDEPENDENT AND ENTERPRISE ARE URGED TO READ THE REGISTRATION STATEMENT AND THE PROXY STATEMENT/PROSPECTUS REGARDING THE PROPOSED TRANSACTION AND ANY OTHER RELEVANT DOCUMENTS FILED WITH THE SEC, AS WELL AS ANY AMENDMENTS OR SUPPLEMENTS TO THOSE DOCUMENTS, BECAUSE THEY WILL CONTAIN IMPORTANT INFORMATION ABOUT INDEPENDENT, ENTERPRISE AND THE PROPOSED TRANSACTION. Copies of the Registration Statement and of the proxy statement/prospectus and other filings incorporated by reference therein, as well as other filings containing information about Independent and Enterprise, can be obtained, free of charge, as they become available at the SEC’s website (http://www.sec.gov). Copies of the proxy statement/prospectus and the filings with the SEC that will be incorporated by reference in the proxy statement/prospectus can also be obtained, without charge, by directing a request to Independent Investor Relations, 288 Union Street, Rockland, Massachusetts 02370, telephone (774) 363-9872 or to Enterprise Bancorp, Inc., 222 Merrimack Street, Lowell, MA 01852, Attention: Corporate Secretary, telephone (978) 656-5578.

    ENTERPRISE BANCORP, INC.
    Consolidated Balance Sheets
    (unaudited)
     
    (Dollars in thousands, except per share data)   March 31,
    2025    		   December 31,
    2024    		   March 31,
    2024
    Assets            
    Cash and cash equivalents:            
    Cash and due from banks   $       52,194     $       42,689     $       41,443  
    Interest-earning deposits with banks             34,543               41,152             106,391  
    Total cash and cash equivalents             86,737               83,841             147,834  
    Investments:            
    Debt securities at fair value (amortized cost of $674,601, $685,766 and $749,561 respectively)           594,691             583,930             643,924  
    Equity securities at fair value               9,242                 9,665                 8,102  
    Total investment securities at fair value           603,933             593,595             652,026  
    Federal Home Loan Bank stock               4,932                 7,093                 2,482  
    Loans held for sale               1,069                    520                    400  
    Loans:            
    Total loans        4,049,642          3,982,898          3,654,322  
    Allowance for credit losses           (64,042 )           (63,498 )           (60,741 )
    Net loans        3,985,600          3,919,400          3,593,581  
    Premises and equipment, net             41,464               42,444               44,671  
    Lease right-of-use asset             23,946               24,126               24,645  
    Accrued interest receivable             21,782               20,553               20,501  
    Deferred income taxes, net             42,338               49,096               47,903  
    Bank-owned life insurance             67,927               67,421               65,878  
    Prepaid income taxes               4,099                 2,583                 5,771  
    Prepaid expenses and other assets             11,006               11,398               12,667  
    Goodwill               5,656                 5,656                 5,656  
    Total assets   $ 4,900,489     $ 4,827,726     $ 4,624,015  
    Liabilities and Shareholders‘ Equity            
    Liabilities            
    Deposits:            
    Customer deposits   $ 4,150,668     $ 4,187,698     $ 4,106,119  
    Brokered deposits           149,975                      —                      —  
    Total deposits        4,300,643          4,187,698          4,106,119  
    Borrowed funds             94,493             153,136               63,246  
    Subordinated debt             59,894               59,815               59,577  
    Lease liability             23,699               23,849               24,303  
    Accrued expenses and other liabilities             29,422               33,425               30,945  
    Accrued interest payable               6,983                 9,055                 6,386  
    Total liabilities        4,515,134          4,466,978          4,290,576  
    Commitments and Contingencies            
    Shareholders‘ Equity            
    Preferred stock, $0.01 par value per share; 1,000,000 shares authorized; no shares issued                    —                      —                      —  
    Common stock, $0.01 par value per share; 40,000,000 shares authorized; 12,510,019, 12,447,308 and 12,376,562 shares issued and outstanding, respectively.                  125                    124                    124  
    Additional paid-in capital           111,621             111,295             108,246  
    Retained earnings           335,568             328,243             306,943  
    Accumulated other comprehensive loss           (61,959 )           (78,914 )           (81,874 )
    Total shareholders’ equity           385,355             360,748             333,439  
    Total liabilities and shareholders’ equity   $ 4,900,489     $ 4,827,726     $ 4,624,015  
    ENTERPRISE BANCORP, INC.
    Consolidated Statements of Income
    (unaudited)
     
        Three months ended
    (Dollars in thousands, except per share data)   March 31,
    2025    		   December 31,
    2024    		   March 31,
    2024
    Interest and dividend income:            
    Other interest-earning assets   $               535     $               833     $            1,172
    Investment securities                  3,608                    3,881                    4,034
    Loans and loans held for sale                55,408                  54,528                  48,817
    Total interest and dividend income                59,551                  59,242                  54,023
    Interest expense:            
    Deposits                18,288                  19,488                  17,272
    Borrowed funds                  1,706                       394                       694
    Subordinated debt                     867                       867                       867
    Total interest expense                20,861                  20,749                  18,833
    Net interest income                38,690                  38,493                  35,190
    Provision for credit losses                     331                     (106 )                     622
    Net interest income after provision for credit losses                38,359                  38,599                  34,568
    Non-interest income:            
    Wealth management fees                  2,097                    2,043                    1,850
    Deposit and interchange fees                  2,157                    2,240                    2,069
    Income on bank-owned life insurance, net                     506                       522                       458
    Net gains on sales of loans                       47                         33                         22
    Net (losses) gains on equity securities                   (301 )                     (30 )                     465
    Other income                     682                       808                       631
    Total non-interest income                  5,188                    5,616                    5,495
    Non-interest expense:            
    Salaries and employee benefits                19,936                  19,276                  19,176
    Occupancy and equipment expenses                  2,582                    2,364                    2,459
    Technology and telecommunications expenses                  2,709                    2,687                    2,745
    Advertising and public relations expenses                     752                       609                       743
    Audit, legal and other professional fees                     541                       460                       734
    Deposit insurance premiums                     878                       950                       859
    Supplies and postage expenses                     229                       242                       237
    Merger-related expenses                     290                    1,137                         —
    Other operating expenses                  2,032                    2,117                    1,955
    Total non-interest expense                29,949                  29,842                  28,908
    Income before income taxes                13,598                  14,373                  11,155
    Provision for income taxes                  3,163                    3,646                    2,648
    Net income   $          10,435     $          10,727     $            8,507
                 
    Basic earnings per common share   $              0.84     $              0.86     $              0.69
    Diluted earnings per common share   $              0.84     $              0.86     $              0.69
                 
    Basic weighted average common shares outstanding         12,464,721           12,433,895           12,292,417
    Diluted weighted average common shares outstanding         12,495,458           12,460,063           12,304,203
    ENTERPRISE BANCORP, INC.
    Selected Consolidated Financial Data and Ratios
    (unaudited)
         
        At or for the three months ended
    (Dollars in thousands, except per share data)   March 31,
    2025    		   December 31,
    2024    		   September 30,
    2024    		   June 30,
    2024    		   March 31,
    2024
    Balance Sheet Data                    
    Total cash and cash equivalents   $        86,737     $        83,841     $        88,632     $      199,719     $      147,834  
    Total investment securities at fair value            603,933              593,595              631,975              636,838              652,026  
    Total loans         4,049,642           3,982,898           3,858,940           3,768,649           3,654,322  
    Allowance for credit losses           (64,042 )           (63,498 )           (63,654 )           (61,999 )           (60,741 )
    Total assets         4,900,489           4,827,726           4,742,809           4,773,681           4,624,015  
    Customer deposits         4,150,668           4,187,698           4,189,461           4,248,801           4,106,119  
    Brokered deposits            149,975                       —                       —                       —                       —  
    Borrowed funds              94,493              153,136                59,949                61,785                63,246  
    Subordinated debt              59,894                59,815                59,736                59,657                59,577  
    Total shareholders’ equity            385,355              360,748              368,109              340,441              333,439  
    Total liabilities and shareholders’ equity         4,900,489           4,827,726           4,742,809           4,773,681           4,624,015  
                         
    Wealth Management                    
    Wealth assets under management   $   1,214,050     $   1,230,014     $   1,212,076     $   1,129,147     $   1,105,036  
    Wealth assets under administration   $      297,233     $      305,930     $      302,891     $      267,529     $      268,074  
                         
    Shareholders’ Equity Ratios                    
    Book value per common share   $          30.80     $          28.98     $          29.62     $          27.40     $          26.94  
    Dividends paid per common share   $            0.25     $            0.24     $            0.24     $            0.24     $            0.24  
                         
    Regulatory Capital Ratios                    
    Total capital to risk weighted assets     13.06 %     13.06 %     13.07 %     13.07 %     13.20 %
    Tier 1 capital to risk weighted assets(1)     10.39 %     10.38 %     10.36 %     10.34 %     10.43 %
    Tier 1 capital to average assets     8.98 %     8.94 %     8.68 %     8.76 %     8.85 %
                         
    Credit Quality Data                    
    Non-performing loans   $        28,479     $        26,687     $        25,946     $        17,731     $        18,527  
    Non-performing loans to total loans     0.70 %     0.67 %     0.67 %     0.47 %     0.51 %
    Non-performing assets to total assets     0.58 %     0.55 %     0.55 %     0.37 %     0.40 %
    ACL for loans to total loans     1.58 %     1.59 %     1.65 %     1.65 %     1.66 %
    Net (recoveries) charge-offs   $          (424 )   $             221     $              (7 )   $          (130 )   $             122  
                         
    Income Statement Data                    
    Net interest income   $        38,690     $        38,493     $        38,020     $        36,161     $        35,190  
    Provision for credit losses                   331                  (106 )                1,332                     137                     622  
    Total non-interest income                5,188                  5,616                  6,140                  5,628                  5,495  
    Total non-interest expense              29,949                29,842                29,353                29,029                28,908  
    Income before income taxes              13,598                14,373                13,475                12,623                11,155  
    Provision for income taxes                3,163                  3,646                  3,488                  3,111                  2,648  
    Net income   $        10,435     $        10,727     $          9,987     $          9,512     $          8,507  
                         
    Income Statement Ratios                    
    Diluted earnings per common share   $            0.84     $            0.86     $            0.80     $            0.77     $            0.69  
    Return on average total assets     0.87 %     0.89 %     0.82 %     0.82 %     0.75 %
    Return on average shareholders’ equity     11.45 %     11.82 %     11.20 %     11.55 %     10.47 %
    Net interest margin (tax-equivalent)(2)     3.32 %     3.29 %     3.22 %     3.19 %     3.20 %
    (1) Ratio also represents common equity tier 1 capital to risk weighted assets as of the periods presented.
    (2) Tax-equivalent net interest margin is net interest income adjusted for the tax-equivalent effect associated with tax-exempt loan and investment income, expressed as a percentage of average interest-earning assets.
    ENTERPRISE BANCORP, INC.
    Consolidated Loan and Deposit Data
    (unaudited)
     
    Major classifications of loans at the dates indicated were as follows:
     
    (Dollars in thousands)   March 31,
    2025    		   December 31,
    2024    		   September 30,
    2024    		   June 30,
    2024    		   March 31,
    2024
    Commercial real estate owner-occupied   $      708,645     $      704,634     $      660,063     $      660,478     $      635,420  
    Commercial real estate non owner-occupied         1,629,394           1,563,201           1,579,827           1,544,386           1,524,174  
    Commercial and industrial            483,165              479,821              415,642              426,976              417,604  
    Commercial construction            664,936              679,969              674,434              622,094              583,711  
    Total commercial loans         3,486,140           3,427,625           3,329,966           3,253,934           3,160,909  
                         
    Residential mortgages            450,456              443,096              424,030              413,323              400,093  
    Home equity loans and lines            105,779              103,858                95,982                93,220                85,144  
    Consumer                7,267                  8,319                  8,962                  8,172                  8,176  
    Total retail loans            563,502              555,273              528,974              514,715              493,413  
    Total loans         4,049,642           3,982,898           3,858,940           3,768,649           3,654,322  
                         
    ACL for loans           (64,042 )           (63,498 )           (63,654 )           (61,999 )           (60,741 )
    Net loans   $   3,985,600     $   3,919,400     $   3,795,286     $   3,706,650     $   3,593,581  
    Deposits are summarized at the periods indicated were as follows:
     
    (Dollars in thousands)   March 31,
    2025    		   December 31,
    2024    		   September 30,
    2024    		   June 30,
    2024    		   March 31,
    2024
    Non-interest checking   $     1,028,326   $     1,077,998   $     1,064,424   $     1,041,771   $     1,038,887
    Interest-bearing checking              715,517              699,671              682,050              788,822              730,819
    Savings              284,960              270,367              279,824              294,566              285,090
    Money market           1,437,907           1,454,443           1,488,437           1,504,551           1,469,181
    CDs $250,000 or less              393,890              377,958              375,055              358,149              337,367
    CDs greater than $250,000              290,068              307,261              299,671              260,942              244,775
    Total customer deposits           4,150,668           4,187,698           4,189,461           4,248,801           4,106,119
    Brokered deposits              149,975                       —                       —                       —                       —
     Deposits   $     4,300,643   $     4,187,698   $     4,189,461   $     4,248,801   $     4,106,119
    ENTERPRISE BANCORP, INC.
    Consolidated Average Balance Sheets and Yields (tax-equivalent basis)
    (unaudited)
     
    The following table presents the Company’s average balance sheets, net interest income and average rates for the periods indicated:
     
        Three months ended March 31, 2025   Three months ended December 31, 2024   Three months ended March 31, 2024
    (Dollars in thousands)   Average
    Balance    		   Interest(1)   Average
    Yield(1)    		   Average
    Balance    		   Interest(1)   Average
    Yield(1)    		   Average
    Balance    		   Interest(1)   Average
    Yield(1)
    Assets:                                    
    Other interest-earning assets(2)   $            44,673   $           535   4.86 %   $            68,224   $           833   4.85 %   $            86,078   $         1,172   5.48 %
    Investment securities(3) (tax-equivalent)                689,138               3,705   2.15 %                704,629               3,985   2.26 %                763,692               4,157   2.18 %
    Loans and loans held for sale(4) (tax-equivalent)              4,015,667             55,555   5.60 %              3,911,386             54,673   5.56 %              3,608,157             48,960   5.46 %
    Total interest-earnings assets (tax-equivalent)              4,749,478             59,795   5.10 %              4,684,239             59,491   5.06 %              4,457,927             54,289   4.89 %
    Other assets                  98,003                        101,952                          91,794        
    Total assets   $        4,847,481           $        4,786,191           $        4,549,721        
                                         
    Liabilities and stockholders’ equity:                                    
    Non-interest checking   $        1,034,122                   —       $        1,106,823                   —       $        1,069,145                   —    
    Interest checking, savings and money market              2,405,722             10,332   1.74 %              2,471,854             11,728   1.89 %              2,418,947             11,356   1.89 %
    CDs                686,689               7,121   4.21 %                683,248               7,760   4.52 %                549,097               5,916   4.33 %
    Brokered deposits                  76,647                 835   4.42 %                        —                   —   — %                        —                   —   — %
    Total deposits              4,203,180             18,288   1.68 %              4,261,925             19,488   1.82 %              4,037,189             17,272   1.72 %
    Borrowed funds                154,911               1,706   4.47 %                  37,812                 394   4.15 %                  63,627                 694   4.38 %
    Subordinated debt(5)                  59,847                 867   5.79 %                  59,768                 867   5.80 %                  59,530                 867   5.82 %
    Total funding liabilities              4,417,938             20,861   1.91 %              4,359,505             20,749   1.89 %              4,160,346             18,833   1.82 %
    Other liabilities                  59,976                          65,720                          62,500        
    Total liabilities              4,477,914                      4,425,225                      4,222,846        
    Stockholders’ equity                369,567                        360,966                        326,875        
    Total liabilities and stockholders’ equity   $        4,847,481           $        4,786,191           $        4,549,721        
                                         
    Net interest-rate spread (tax-equivalent)           3.19 %           3.17 %           3.07 %
    Net interest income (tax-equivalent)                 38,934                     38,742                     35,456    
    Net interest margin (tax-equivalent)           3.32 %           3.29 %           3.20 %
    Less tax-equivalent adjustment                     244                         249                         266    
    Net interest income       $       38,690           $       38,493           $       35,190    
    Net interest margin           3.29 %           3.27 %           3.17 %
    (1) Average yields and interest income are presented on a tax-equivalent basis, calculated using a U.S. federal income tax rate of 21% for each period presented, based on tax-equivalent adjustments associated with tax-exempt loans and investments interest income.
    (2) Average other interest-earning assets include interest-earning deposits with banks, federal funds sold and Federal Home Loan Bank stock.
    (3) Average investment securities are presented at average amortized cost.
    (4) Average loans and loans held for sale are presented at average amortized cost and include non-accrual loans.
    (5) Subordinated debt is net of average deferred debt issuance costs.

    Contact Info: Joseph R. Lussier, Executive Vice President, Chief Financial Officer and Treasurer (978) 656-5578

    The MIL Network –

  • MIL-OSI USA: Rep. Frankel Introduces Bill to Protect Seniors from New Trump Social Security Repayment Policy

    Source: United States House of Representatives – Congresswoman Lois Frankel (FL-21)

    Washington, DC – Today, Representative Lois Frankel (FL-22) joined several of her House Democratic colleagues to introduce the Claws Off Social Security Act—a bill that protects seniors from having their entire Social Security checks withheld in cases of accidental overpayment.

    Under a recently implemented policy by the Trump Administration, the Social Security Administration (SSA) may withhold 100 percent of a senior’s benefit if an accidental overpayment occurs—even when the mistake was through no fault of the beneficiary. This change could leave millions of Americans without the income they rely on for food, housing, and medicine.

    The Claws Off Social Security Act would reinstate a commonsense safeguard previously in place during the Biden Administration, which limited repayments to 10 percent of a recipient’s monthly benefit. This allows seniors to repay overpayments gradually without being pushed into financial crisis.

    “For so many older Americans, a Social Security check isn’t a luxury—it’s a lifeline,” said Rep. Frankel. “It helps keep food on the table, the lights on, and critical medications within reach. It’s simply wrong to take away someone’s entire income because of a government mistake. This bill restores fairness and compassion to the system—ensuring seniors can repay what’s owed without losing everything they depend on to get by.”

    In 2023 alone, the SSA sought to recover overpayments from more than two million people. Many were blindsided by sudden demands for repayment and feared losing their only source of income.

    The Claws Off Social Security Act would:

    1. Cap the SSA’s monthly withholding for overpayments at 10 percent of a recipient’s benefit;
    2. Allow beneficiaries the option to repay more if they choose; and
    3. Provide an exception in cases involving fraud.

    The bill is co-led by Reps. Dwight Evans (PA-03), John Larson (CT-01), and Rosa DeLauro (CT-03), and is endorsed by leading advocacy organizations including Justice in Aging, the National Committee to Preserve Social Security and Medicare, and Social Security Works.

    Click here to read the full text.

    ###

    MIL OSI USA News –

  • MIL-OSI Security: Warren County Man Charged for Possession Of Videos and Images of Child Sexual Abuse

    Source: Office of United States Attorneys

    TRENTON, N.J. – A Warren County man was charged with possessing videos and images of child sexual abuse, U.S. Attorney Alina Habba announced.

    Marc Panchenko, 53, of Washington Township, New Jersey, was charged in a one-count complaint with possession of child pornography. He had an initial appearance before U.S. Magistrate Judge Rukhsanah L. Singh in Trenton federal court and was ordered detained.

    According to documents filed in this case and statements made in court:

    Following Panchenko’s release from federal custody in November 2023 for a prior offense, Panchenko was placed on supervised release and a monitoring software was installed on his cellular telephone to detect any images of child sexual abuse materials (“CSAM”). On or about March 3, 2025, the software alerted the authorities to the existence of CSAM on Panchenko’s phone. A further examination of the contents of the phone revealed the presence of over 600 videos of varying length and over 12,000 digital photos, an ongoing review of which has revealed numerous images of CSAM, including images depicting prepubescent minors engaged in sexually explicit conduct as further outlined in the complaint.

    The charge of possession of child pornography carries a statutory maximum penalty of 20 years in prison, but due to his prior conviction on a similar charge, Panchenko is also facing a mandatory minimum penalty of 10 years in prison. He is also facing a fine of up to $250,000.

    U.S. Attorney Habba credited special agents of the Child Exploitation and Human Trafficking Task Force—Newark Office of the Federal Bureau of Investigation, under the direction of Acting Special Agent in Charge Terence G. Reilly, the Washington Township Police Department, Warren County, under the direction of Chief of Police Christopher M. Jones, and the Warren County Prosecutor’s Office, under the direction of Acting Prosecutor Jessica Cardone, with the investigation leading to the charge.

    The government is represented by Assistant U.S. Attorney Sammi Malek of the Criminal Division in Newark.

    The charges and allegations contained in the complaint are merely accusations, and the defendant is presumed innocent unless and until proven guilty.

                                                                        ###

    Defense counsel: Candace Hom, Esq.

    MIL Security OSI –

  • MIL-OSI Security: Liberty County man sentenced to federal prison for trafficking methamphetamine in school zone

    Source: Office of United States Attorneys

    BEAUMONT, Texas – A Liberty man has been sentenced to federal prison for drug trafficking violations in the Eastern District of Texas, announced Acting U.S. Attorney Abe McGlothin, Jr.

    Thomas James Lawson, 35, pleaded guilty to possession to distribute methamphetamine within 1000 feet of a school and was sentenced to 135 months in federal prison by U.S. District Judge Marcia A. Crone on April 17, 2025.

    According to information presented in court, in January 2024, law enforcement authorities received information that Lawson was involved in the distribution of methamphetamine and other narcotics. During the investigation, drugs were purchased from Lawson at his Liberty residence.

    On January 31, 2024, a search warrant was executed at Lawson’s residence resulting in the discovery of a backpack on his bed. Inside the backpack, investigators found multiple vacuum sealed bags containing crystal methamphetamine, a vacuum sealed bag containing marijuana, numerous clear baggies containing red/orange pills marked “AD-30”, two pill bottles labeled as Adderall, and numerous bottles of Xanax pills. Additionally, deputies found a digital scale and other drug paraphernalia in the backpack.  A further search of Lawson’s bedroom revealed over $2000 in U.S. currency.  While searching the kitchen, investigators located another large amount of crystal-like substance, which was determined to be methamphetamine.  A total of 862.51 grams of actual methamphetamine was recovered.

    Lawson’s residence is within 1000 feet of the Liberty Elementary School and the school playground.  A school zone sign is located on Lawson’s street and children were playing on the school playground while the search warrant was executed at his residence.

    This case was investigated by the Liberty County Sheriff’s Office, Texas Department of Public Safety, and the U.S. Drug Enforcement Administration.  This case was prosecuted by Assistant U.S. Attorney Matt Quinn.

    ###

    MIL Security OSI –

  • MIL-OSI Security: Brooklyn Resident Pleads Guilty to Attempting to Provide Material Support to ISIS

    Source: Office of United States Attorneys

    Earlier today, in federal court in Brooklyn, Rasheedul Mowla, a U.S. citizen, pleaded guilty to attempting to provide material support or resources to the Islamic State of Iraq and al-Sham (ISIS), a foreign terrorist organization.  The proceeding was held before United States District Judge Ann M. Donnelly. When sentenced, Mowla faces a maximum sentence of 20 years’ imprisonment.

    John J. Durham, United States Attorney for the Eastern District of New York; Sue J. Bai, head of the Justice Department’s National Security Division; Christopher G. Raia, Assistant Director in Charge, Federal Bureau of Investigation, New York Field Office (FBI); and Jessica S. Tisch, Commissioner, New York City Police Department (NYPD), announced the guilty plea.

    “Mowla sought to join a violent foreign terrorist organization that has conducted and inspired terrorist attacks worldwide, killing numerous innocent victims, including American citizens,” stated United States Attorney Durham.  “Thanks to the diligent efforts of law enforcement, Mowla’s plan to join ISIS was thwarted.  This Office remains steadfast in its efforts to pursue and bring to justice those who support terrorism.”

    Mr. Durham expressed his appreciation to the FBI’s Joint Terrorism Task Force for their outstanding work on the case.

    “Rasheedul Mowla made a concerted attempt to travel to Syria to join ISIS and expressed his willingness to actively support their extremist ideologies with physical violence.  He sought to jeopardize the welfare of his own country to align with a foreign terrorist organization known for killing American soldiers and innocent civilians,” stated FBI Assistant Director in Charge Raia.  “This is evidence of the FBI’s enduring commitment to leveraging the NY JTTF to interdict any United States citizen seeking to participate in terrorist activities, and ensure they no longer pose a threat to this nation.”

    “Rasheedul Mowla wasn’t just planning to join ISIS—he was ready to kill and die for them,” said NYPD Commissioner Tisch.  “That kind of threat demands a swift response, and thanks to the work of the NYPD and our federal partners, it was stopped before anyone got hurt.  This case underscores the importance of constant vigilance and the critical role our investigators play in keeping New York and the entire country safe.”

    As detailed in publicly filed court documents, the defendant traveled to Saudi Arabia in June 2017, purportedly to celebrate an Islamic religious holiday.  Upon his arrival in Saudi Arabia, the defendant attempted to travel to Syria to join ISIS.  He was apprehended before entering Syria and, on August 29, 2017, was deported back to the United States.

    The defendant previously admitted to law enforcement authorities that, prior to traveling to the Middle East, he knew that ISIS was a terrorist organization that committed terrorist attacks and killed people.  He further admitted that, had he successfully arrived in Syria to join ISIS, he was planning to shoot weapons and willing to die on behalf of ISIS.             

    The government’s case is being handled by the Office’s National Security and Cybercrime Section.  Assistant United States Attorney Meredith A. Arfa is in charge of the prosecution, with assistance from Trial Attorney John Cella of the National Security Division’s Counterterrorism Section. 

    The Defendant:

    RASHEEDUL MOWLA
    Age:  28
    Brooklyn, New York

    E.D.N.Y. Docket No. 18-CR-487 (AMD)

    MIL Security OSI –

  • MIL-OSI Security: Physician Convicted at Trial for Illegal Distribution of Opioids and Health Care Fraud Conspiracies

    Source: Federal Bureau of Investigation (FBI) State Crime Alerts (c)

    A federal jury convicted a medical doctor yesterday for his participation in conspiracies to commit health care fraud and wire fraud and to unlawfully distribute controlled substances.

    According to court documents and evidence presented at trial, Neil K. Anand M.D., 48, of Bensalem, Pennsylvania, conspired to submit false and fraudulent claims to Medicare, health plans provided by the U.S. Office of Personnel Management (OPM), Independence Blue Cross (IBC), and Anthem, for “Goody Bags” of medically unnecessary prescription medications, which were dispensed to patients by in-house pharmacies owned by Anand. As the evidence at trial showed, the conspirators required patients to take the Goody Bags, which they did not need or want, to receive prescriptions for controlled substances. In total, Medicare, OPM, IBC, and Anthem paid over $2.3 million for the Goody Bags. Anand also conspired to distribute oxycodone outside the usual course of professional practice and without a legitimate medical purpose. In furtherance of the conspiracy, unlicensed medical interns wrote prescriptions for controlled substances using blank prescriptions that were pre-signed by Anand. Anand prescribed 20,850 oxycodone tablets for nine different patients, as part of the scheme. After learning that he was under investigation, Anand concealed the proceeds of the fraud by transferring approximately $1.2 million into an account in the name of his father and for the benefit of his minor daughter.

    Anand was convicted of conspiracy to commit health care fraud and wire fraud; three counts of health care fraud; one count of money laundering; four counts of unlawful monetary transactions; and conspiracy to distribute controlled substances. He is scheduled to be sentenced on Aug. 19 and faces a statutory maximum penalty of 130 years in prison. A federal district court judge will determine any sentence after considering the U.S. Sentencing Guidelines and other statutory factors.

    Matthew R. Galeotti, Head of the Justice Department’s Criminal Division; Special Agent in Charge Maureen Dixon of the Department of Health and Human Services Office of the Inspector General (HHS-OIG); Special Agent in Charge Kathleen Woodson of the U.S. Postal Service Office of Inspector General (U.S. Postal Service OIG); and Special Agent in Charge of Investigative Operations Derek Holt of the OPM-Office of the Inspector General (OPM-OIG) made the announcement.

    The HHS-OIG, U.S. Postal Service OIG, and OPM OIG investigated the case.  FBI’s Philadelphia Field Office provided valuable assistance.

    Trial Attorneys Paul J. Koob, Patrick J. Campbell, and Arun Bodapati of the Criminal Division’s Fraud Section are prosecuting the case.

    The Fraud Section leads the Criminal Division’s efforts to combat health care fraud through the Health Care Fraud Strike Force Program. Since March 2007, this program, currently comprised of nine strike forces operating in 27 federal districts, has charged more than 5,800 defendants who collectively have billed federal health care programs and private insurers more than $30 billion. In addition, the Centers for Medicare & Medicaid Services, working in conjunction with HHS-OIG, are taking steps to hold providers accountable for their involvement in health care fraud schemes. More information can be found at www.justice.gov/criminal-fraud/health-care-fraud-unit.

    MIL Security OSI –

  • MIL-OSI Security: Kenton County Man Sentenced for Transporting Child Pornography

    Source: Office of United States Attorneys

    COVINGTON, Ky. – An Independence, Ky., man, Ralph Britton, 55, was sentenced on Thursday to 84 months in prison by Chief U.S. District Judge David Bunning, for transporting child pornography in interstate commerce using a computer or cell phone. 

     According to his plea agreement, on December 28, 2023, law enforcement received a cybertip that 18 video files depicting child pornography were uploaded from a Synchronoss account, a cloud-based storage provider for Verizon Wireless users. Further investigation identified Britton as the account owner, and that there were at least 33 videos of child pornography uploaded from Britton’s account. On February 8, 2024, law enforcement arrested Britton on state charges and searched his cell phone, which contained an additional 896 images of child sexual abuse, along with evidence of a program often used to remove illicit files from electronic devices. 

    Under federal law, Britton must serve 85 percent of his prison sentence. Upon his release from prison, he will be under the supervision of the U.S. Probation Office for 15 years. 

    Paul McCaffrey, Acting United States Attorney for the Eastern District of Kentucky; Quincy Barnett, Acting Special Agent in Charge, FBI, Louisville Field Office; and Sheriff Les Hill, Boone County Sheriff’s Office, jointly announced the sentence.

    The investigation was conducted by the FBI and Boone County Sheriff’s Office. Assistant U.S. Attorney Kyle Winslow is prosecuting the case on behalf of the United States.

    This case was prosecuted as part of Project Safe Childhood, a nationwide initiative to combat the growing epidemic of child sexual exploitation and abuse launched in May 2006 by the Department of Justice. Led by U.S. Attorneys’ Offices and the Criminal Division’s Child Exploitation and Obscenity Section (CEOS), Project Safe Childhood marshals federal, state and local resources to better locate, apprehend and prosecute individuals who exploit children via the Internet as well as to identify and rescue victims. For more information about Project Safe Childhood, please visit www.projectsafechildhood.gov.

    – END –

     

     

    MIL Security OSI –

  • MIL-OSI Global: Toronto’s most recent car attack was a targeted crime, not a mass attack

    Source: The Conversation – Canada – By Jack L. Rozdilsky, Associate Professor of Disaster and Emergency Management, York University, Canada

    On April 15, Toronto once again experienced a soft-target vehicular ramming attack when a passenger vehicle intentionally struck and injured four pedestrians on the Toronto Metropolitan University (TMU) campus.

    Almost exactly seven years ago, in the 2018 Toronto van attack, Alek Minassian intentionally drove onto a Yonge Street sidewalk. Motivated by individual extremism with a basis in incel ideology, Minassian killed 11 people and injured 16 more.

    The Toronto Police Service news conference in response to the hit-and-run incident at TMU.

    History seems to repeat itself in Toronto, with car attacks being a means of choice for criminals. Regardless of whether the latest car attack is a terror-related mass attack or an individually targeted crime, the intentional hit-and-run incident shows these attacks have become a grim reality facing the city.

    A traumatic event

    The attack took place on a Tuesday afternoon just before 2 p.m. on Nelson Mandela Walk in the heart of the downtown TMU campus. The public walkway was designated as a pedestrian-only space, located between the campus library and an academic building.

    Investigators have identified a suspect as Ryan Petroff, and have described it as an isolated incident intentionally targeting a specific individual.

    Police statements allege a man drove a four-door Honda Accord along Nelson Mandela Walk and hit several people, including innocent bystanders. Four people were injured, with one sustaining serious but not life-threatening injuries. All are expected to recover.

    The area of the TMU car attack was clearly designated as a pedestrian-only zone.
    (J. Rozdilsky), CC BY

    The suspect remains at large, and other than indicating that the attack was intentional, Toronto Police Service has not yet elaborated on motives or the relationship between the intended victim and the suspect.

    The day after the attack, TMU issued a statement saying university community members were not involved in the incident and mentioned that campus-based supports had been made available for anyone impacted by witnessing the traumatic event.

    Barriers against future attacks

    In the hours after the attack, immediate actions were taken to plug the gap the attacker exploited to drive onto the pedestrian walkway, and temporary planter-type barriers were placed at the attack site.

    TMU also issued a second statement specifically concerning pedestrian walkway safety. It acknowledged the troubling event while attempting to quell campus safety concerns:

    “The university is discussing with the City of Toronto what additional safety measures can be implemented to ensure pedestrian walkways used by TMU community members and the public are safe while maintaining accessibility for emergency vehicles.”

    Conflicts between vehicles and pedestrians

    A dedicated attacker exploited a gap where a car was able to enter a zone dedicated to pedestrians. In hindsight, the easy question to ask is: why wasn’t that gap plugged beforehand?

    This sidesteps the ubiquitous nature of the problem, which is that potential conflict between vehicles and pedestrians exists almost everywhere in a complex urban environment.

    In 2020, Nelson Mandela Walk was revitalized to enhance quality, safety and accessibility. Standard traffic management activities to reduce conflict — referred to as “modal separation” — were in place prior to the incident.

    The walkway had a visually separate streetscape from the traffic lanes of nearby Gerrard Street: the interlocked brick surface, decorative trees and benches clearly indicated it was not a street for cars.

    In addition, posted signs indicated the area was for pedestrian use only. Barriers such as bollards, fences, cement trash cans and large planters were present at points along the walkway.

    In this case, a criminal found one gap in protection and intentionally ignored and evaded all of the elements that were in place to separate people from cars.

    Targeted mass attacks

    The 2025 TMU car attack highlighted a problem that is not new to Toronto: targeted criminal activity that can cascade into a mass casualty incident.



    Read more:
    What authorities can learn from the Raptors parade shooting

    In 2019, four people were wounded at Nathan Phillips Square when gunfire erupted during the celebrations for the Toronto Raptors NBA championship win. This was another example of a targeted attack that almost resulted in a wider mass casualty incident.

    More than 100,000 people were in the area near the shooting, and it was determined that the shooting was a targeted criminal incident, not a mass attack on the celebration itself.

    While Toronto’s most recent vehicular attack at TMU had the elements of a mass attack, it was apparently a targeted crime focused on one individual. Nonetheless these incidents, and not just terrorist-type mass attacks, have the potential to result in a mass casualty incident.

    Jack L. Rozdilsky receives support for research communication and public scholarship from York University. He also has received research support from the Canadian Institutes of Health Research.

    – ref. Toronto’s most recent car attack was a targeted crime, not a mass attack – https://theconversation.com/torontos-most-recent-car-attack-was-a-targeted-crime-not-a-mass-attack-254686

    MIL OSI – Global Reports –

  • MIL-OSI USA: Congresswoman Cherfilus-McCormick Introduces Landmark Tax Bill to Provide Economic Opportunity to Working Families

    Source: United States House of Representatives – Congresswoman Sheila Cherfilus-McCormick (D-Florida 20th district))

    Washington D.C. ─ Today, Congresswoman Cherfilus-McCormick introduced the All-Americans Tax Relief Act, comprehensive tax relief legislation that boosts economic mobility, lowers costs, and improves the financial security and well-being of hard-working South Florida families and families across the country.

    “For far too long, the U.S. tax code has deprived Americans of economic opportunity and remains a barrier to financial advancement,” said Congresswoman Sheila Cherfilus-McCormick (D-FL). “My legislation will lay the necessary foundation for working families to achieve the American Dream, accounting for those everyday expenses — from rent to commuting — that stand in the way of economic mobility. Every American, regardless of their income or ZIP code, should have the tools to create wealth.”

    “The Financial Services Innovation Coalition (FSIC) fully supports the All-Americans Tax Relief Act of 2025 because it’s a real win for middle-class families,” said Kevin B. Kimble, Founder and CEO of FSIC. “This bill helps regular people by letting them deduct everyday costs like childcare, medical bills, commuting, and even tutoring. At a time when folks are struggling with high prices and flat wages, this is the kind of tax relief that can make a real difference. It’s about making the system work for the people who keep this country running, not just the wealthy.”

    The All-Americans Tax Relief Act puts the needs of working families first by:

    • Creating above-the-line deductions for medical expenses, rent expenses, daycare expenses, commuting costs, tutoring costs, and credit card debt interest payments for working- and middle-class families
    • Expanding the Earned Income Tax Credit by an average amount of $1,418.75 for single taxpayers and $1,656.25 for married couples filing jointly
    • Increasing the Child Tax Credit to $2,000 for up to three qualifying children and $500 for each additional qualifying child
    • Converting the Child Tax Credit to a fully refundable credit
    • Making the wealthy pay their fair share by increasing the top capital gains rate from 20% to 25%

    The Financial Services Innovation Coalition, HBCU Wall Street, Southern Christian Leadership Conference, Homeless Coalition of Dallas, Government Executives International, Texas Justice and Education Fund, Partnership for Innovation and Empowerment Advocacy, FederalReserve.Black, Tuskeegee Macon County Community Foundation, and the Hispanic Institute have all endorsed this legislation. 

    The full text of the bill can be found here. 

    MIL OSI USA News –

  • MIL-OSI USA: Stefanik, Comer Launch Investigation into Harvard’s Disregard for Civil Rights Laws Despite Receiving Enormous Amounts of Federal Funds

    Source: United States House of Representatives – Congresswoman Elise Stefanik (21st District of New York)

    Stefanik, Comer Launch Investigation into Harvard’s Disregard for Civil Rights Laws Despite Receiving Enormous Amounts of Federal Funds | Press Releases | Congresswoman Elise Stefanik

    Facebook Icon

    Google Plus Icon

    Instagram Icon

    LinkedIn Icon

    Twitter Icon

    YouTube Icon

    Vimeo Icon

    Clients Icon

    Email icon

    Map Icon

    Print Icon

    Quote Icon

    icon_share

    Carousel Arrow – Left

    Carousel Arrow – Right

    MIL OSI USA News –