NewzIntel.com

Category: United States of America

  • MIL-OSI USA: IAM Union Urges Maine Senators to Reject Medicaid Cuts Threatening Rural Hospitals and Workers’ Healthcare Access

    Source: US GOIAM Union

    WASHINGTON, June 27, 2025 – The International Association of Machinists and Aerospace Workers (IAM Union), representing 600,000 active and retired members across North America, is calling on U.S. Senators Angus King and Susan Collins to reject devastating Medicaid cuts included in the current budget reconciliation package (H.R. 1).

    IAM Union International President Brian Bryant issued letters to U.S. Senators King and Collins urging them to reject the proposal. According to state officials and recent reporting, it threatens to eliminate healthcare coverage for nearly 35,000 Mainers and risks shuttering at least four rural hospitals.

    “These cuts will directly harm the communities where our members live and work,” wrote IAM Union International President Bryant. “Thousands of IAM shipbuilders at Bath Iron Works depend on a reliable local healthcare infrastructure. When hospitals and clinics close or cut services, even those with strong union-negotiated healthcare plans lose access to critical care.”

    The reconciliation package includes new work requirements for Medicaid recipients and significant reductions in federal funding. Maine’s Department of Health and Human Services warns that the proposed changes would severely strain the state’s healthcare system, particularly in rural areas that rely heavily on Medicaid (known locally as MaineCare).

    The IAM Union is urging both of Maine’s U.S. Senators to support working families, protect access to healthcare, and vote “No” on H.R. 1.

    Read the letters to U.S. Senators King and Collins. 

    The IAM Union (International Association of Machinists and Aerospace Workers) is one of North America’s largest and most diverse industrial trade unions, representing approximately 600,000 active and retired members in the aerospace, defense, airlines, shipbuilding, railroad, transit, healthcare, automotive, and other industries across the United States and Canada.

    goIAM.org | @IAM_Union

    The post IAM Union Urges Maine Senators to Reject Medicaid Cuts Threatening Rural Hospitals and Workers’ Healthcare Access appeared first on IAM Union.

    MIL OSI USA News –

  • MIL-OSI USA: S. 298, Returning SBA to Main Street Act

    Source: US Congressional Budget Office

    Bill Summary

    S. 298 would require the Small Business Administration (SBA) to relocate 30 percent of its employees from its headquarters in Washington, D.C., to regional offices throughout the United States and reduce its headquarters office space by 30 percent. Those changes would be contingent upon the agency determining that they would reduce costs to the federal government.

    Estimated Federal Cost

    The estimated budgetary effect of S. 298 is shown in Table 1. The costs of the legislation fall within budget function 370 (commerce and housing credit).

    Table 1.

    Estimated Changes in Spending Subject to Appropriation Under S. 298
     

    By Fiscal Year, Millions of Dollars

    		  
     

    2025

    2026

    2027

    2028

    2029

    2030

    2025-2030

    Salaries and Benefits

    		              

    Estimated Authorization

    *

    -4

    -10

    -8

    -2

    -2

    -26

    Estimated Outlays

    *

    -3

    -9

    -9

    -3

    -2

    -26

    Overhead Expenses

    		              

    Estimated Authorization

    0

    5

    6

    -5

    -5

    -5

    -4

    Estimated Outlays

    0

    4

    6

    -3

    -5

    -5

    -3

    Total Changes

    		              

    Estimated Authorization

    *

    1

    -4

    -13

    -7

    -7

    -30

    Estimated Outlays

    *

    1

    -3

    -12

    -8

    -7

    -29

    Basis of Estimate

    CBO assumes that S. 298 will be enacted near the end of fiscal year 2025, that the SBA would not begin to relocate employees until 2026, and that the Congress would reduce annual appropriations by the estimated amounts each year. Outlays were estimated using historical obligation and spending rates.

    Spending Subject to Appropriation

    CBO estimates that implementing S. 298 would decrease spending subject to appropriation by $29 million over the 2025-2030 period. The Congress appropriated $974 million for the SBA’s administrative expenses in fiscal year 2025.

    Salaries and Benefits. S. 298 would require the SBA to relocate 30 percent of its employees currently assigned to work at the headquarters in Washington, D.C., to regional offices throughout the United States within one year and to adjust their compensation for the new location. Additionally, employees would no longer be allowed to telework unless they qualify for an accommodation under the Americans with Disabilities Act.

    There are currently about 900 full-time employees assigned to work at the SBA headquarters; under the bill, about 270 employees would need to be relocated. CBO assumes that half of those employees would relocate in 2026, and half would choose to leave the agency. CBO expects that it would take about two years for the SBA to hire new employees at regional offices to replace those that leave the agency. The lag in hiring new employees accounts for about 50 percent of the estimated reduction in costs for salaries and benefits.

    Salaries and benefits for federal employees vary by location. Based on information from the SBA, CBO expects that the average salaries and benefits of those employees in 2026 would decrease from about $208,000 to $201,000. Employees that relocate would be eligible to receive amounts to cover their household’s transportation expenses, temporary housing, and assistance with selling and purchasing a home.

    Using information from the Department of Agriculture, which relocated two subagencies in 2019, CBO estimates that average relocation expenses would be about $70,000 per employee. Additionally, some employees that leave the SBA would be eligible for severance averaging about $55,000 per employee. After accounting for anticipated inflation, attrition, and the time required to hire new employees, CBO estimates that implementing S. 298 would reduce the costs of SBA’s salaries and benefits by $26 million over the 2025-2030 period. Any reduction in spending would be subject to future appropriations being reduced by the estimated amounts.

    S. 298 also would require the SBA to report within six months on the number of employees at its headquarters who would be eligible to be relocated and a plan for implementing those changes. CBO estimates that the report would cost less than $500,000.

    Overhead Expenses. S. 298 also would require the agency to reduce office space at its headquarters location by 30 percent within two years. Using information from the SBA, CBO estimates that overhead expenses (including rent, security, and telecommunications services) for the affected employees at SBA headquarters totaled about $6 million in 2025 compared to costs of about $1.5 million at regional offices for the same number of employees.

    Finally, the SBA would require assistance from the General Services Administration (GSA) to locate and set up additional office space in regional offices. Using information from GSA, CBO estimates that the new working and meeting space, furniture and workstation purchases, and installation of information technology and audiovisual equipment would cost $10 million. CBO expects those costs would be incurred in 2026 and 2027.

    After accounting for inflation, attrition, and the time required for hiring and acquiring space and under the assumption that the SBA would reduce its office space in Washington, D.C., CBO estimates that implementing the bill would reduce overhead costs for the SBA by $3 million over the 2025-2030 period. Any reduction in spending would be subject to future appropriations being reduced by the estimated amounts.

    Uncertainty

    CBO’s estimate of S. 298 is subject to uncertainty because determining how many employees would relocate and the costs associated with their relocation is uncertain. For example, if the SBA paid severance to those that choose to leave the agency, decided not to hire new employees to offset expected attrition, or paid higher or lower relocation expenses, the actual costs could be higher or lower than those estimated.

    Additionally, if employees chose to retire and collect retirement benefits earlier than they would under current law, spending on retirement benefits, which are recorded in the budget as direct spending, would change.

    Pay-As-You-Go Considerations

    Enacting the bill would not affect direct spending or revenues; therefore, pay-as-you-go procedures do not apply.

    Increase in Long-Term Net Direct Spending and Deficits

    CBO estimates that enacting S. 298 would not increase net direct spending or on-budget deficits in any of the four consecutive 10-year periods beginning in 2036.

    Mandates

    The bill contains no intergovernmental or private-sector mandates as defined in the Unfunded Mandates Reform Act.

    Federal Costs: Aurora Swanson

    Mandates: Rachel Austin

    Estimate Reviewed By

    Justin Humphrey
    Chief, Finance, Housing, and Education Cost Estimates Unit

    Kathleen FitzGerald 
    Chief, Public and Private Mandates Unit

    H. Samuel Papenfuss 
    Deputy Director of Budget Analysis

    Phillip L. Swagel

    Director, Congressional Budget Office

    MIL OSI USA News –

  • MIL-OSI USA: IAM Union Urges North Carolina Senators to Reject Medicaid Cuts That Jeopardize Rural Healthcare and Working Families

    Source: US GOIAM Union

    WASHINGTON, June 27, 2025 – The International Association of Machinists and Aerospace Workers (IAM Union), representing 600,000 active and retired members across North America, is calling on U.S. Senators Thom Tillis and Ted Budd to oppose proposed Medicaid cuts in the reconciliation package (H.R. 1) that threaten healthcare access for working families and could force the closure of rural hospitals across North Carolina.

    IAM Union International President Brian Bryant issued a letter urging Senators Tillis and Budd to reject the legislation, citing its devastating effects on healthcare access and economic stability in North Carolina communities. The IAM Union represents thousands of workers in the state, including at Spirit AeroSystems in Kinston and among airline workers at Charlotte Douglas International Airport and Raleigh-Durham International Airport.

    “These harmful cuts would not only strip coverage from hundreds of thousands of North Carolinians, but also endanger the viability of hospitals and clinics that our members and their families rely on,” wrote IAM Union International President Bryant. “Even the best health insurance means little if the nearest hospital is closed or overwhelmed. The IAM is proud to negotiate strong healthcare benefits for our members. However, no bargaining agreement can replace a shuttered emergency room or a defunded clinic. We need Senators Tillis and Budd to protect the people they serve and reject these reckless cuts.” 

    It’s projected that more than 270,000 North Carolinians will lose their Medicaid coverage if the proposal passes. Meanwhile, reports indicate at least five rural hospitals in the state are at risk of closing due to financial shortfalls. North Carolina’s Department of Health and Human Services warns that the proposed Medicaid cuts will strain the state’s already-fragile rural healthcare network, where many providers depend on Medicaid reimbursements to stay operational.

    Read the letters to U.S. Senators Tillis and Budd. 

    The IAM Union (International Association of Machinists and Aerospace Workers) is one of North America’s largest and most diverse industrial trade unions, representing approximately 600,000 active and retired members in the aerospace, defense, airlines, shipbuilding, railroad, transit, healthcare, automotive, and other industries across the United States and Canada.

    goIAM.org | @IAM_Union

    The post IAM Union Urges North Carolina Senators to Reject Medicaid Cuts That Jeopardize Rural Healthcare and Working Families appeared first on IAM Union.

    MIL OSI USA News –

  • MIL-OSI USA: IAM Union Urges Missouri Senators to Reject Medicaid Cuts That Threaten Rural Hospitals and Workers’ Access to Care

    Source: US GOIAM Union

    WASHINGTON, June 27, 2025 – The International Association of Machinists and Aerospace Workers (IAM Union), representing 600,000 active and retired members across North America, is calling on U.S. Senators Josh Hawley and Eric Schmitt to reject the Medicaid cuts proposed in the reconciliation package (H.R. 1), warning that the legislation would devastate healthcare access and put Missouri’s rural hospitals at risk.

    In a letter to the Senators, IAM Union International President Brian Bryant emphasized the bill’s real-world consequences for working families and communities across Missouri.

    “The IAM Union represents thousands of aerospace, airline, and manufacturing workers throughout the state, including at Boeing’s St. Louis facility and at major airports,” wrote IAM Union International President Bryant. “These cuts would deliver a painful blow to Missouri’s healthcare system and threaten the stability of rural hospitals. Even with strong union health benefits, our members need access to functioning hospitals and clinics. If healthcare infrastructure collapses, every Missourian is at risk — especially in rural communities.”

    The legislation proposes strict new work requirements for Medicaid recipients and sharp reductions in federal funding. Reports indicate that hundreds of thousands of Missourians could lose coverage, and hospitals that rely on Medicaid reimbursements could be forced to close or reduce critical services. Missouri’s Department of Health and Senior Services has already warned that the state’s rural health providers operate on thin margins and cannot absorb the proposed cuts.

    The IAM Union is calling on Senators Hawley and Schmitt to stand up for working families and vote against this harmful legislation.

    Read the letters to U.S. Senators Hawley and Schmitt. 

    The IAM Union (International Association of Machinists and Aerospace Workers) is one of North America’s largest and most diverse industrial trade unions, representing approximately 600,000 active and retired members in the aerospace, defense, airlines, shipbuilding, railroad, transit, healthcare, automotive, and other industries across the United States and Canada.

    goIAM.org | @IAM_Union

    The post IAM Union Urges Missouri Senators to Reject Medicaid Cuts That Threaten Rural Hospitals and Workers’ Access to Care appeared first on IAM Union.

    MIL OSI USA News –

  • MIL-OSI USA: Shang Hao Jia, Inc. Issues Allergy Alert on Undeclared Sesame in Danshi Brand Spicy Shredded Tofu

    Source: US Department of Health and Human Services – 3

    Summary

    Company Announcement Date:
    June 26, 2025
    FDA Publish Date:
    June 27, 2025
    Product Type:
    Food & Beverages
    Reason for Announcement:

    Recall Reason Description
    Undeclared Sesame

    Company Name:
    SHANG HAO JIA, INC
    Brand Name:

    Brand Name(s)
    Danshi

    Product Description:

    Product Description
    Spicy Shredded Tofu

    Company Announcement
    Shang Hao Jia, Inc. of South El Monte, CA is recalling 50 cases of Danshi brand Spicy Shredded Tofu, because it may contains undeclared sesame. People who have an allergy or severe sensitivity to sesame run the risk of serious or life-threatening allergic reaction if they consume this product.
    The Danshi Spicy Shredded Tofu was distributed in California and direct delivery to supermarket.
    Danshi brand Spicy Shredded Tofu is packaged in a plastic container. Net weight: 200g. UPC#6942849709499, lot code #20240825, best by date 05/24/2025
    No illnesses have been reported to date.
    The recall was initiated after it was discovered during a FDA inspection of the foreign manufacturer that product containing sesame was distributed in packaging that did not reveal the presence of sesame.
    Consumers who have purchased Danshi Spicy Shredded Tofu are urged to return it to the place of purchase for a full refund. Consumers with questions may contact the company at 1-626-277-2819 from 9:30am to 5:30pm, Monday – Friday, Pacific Time.)
    This recall is being made with the knowledge of the U.S. Food and Drug Administration.

    Company Contact Information

    Consumers:
    Shang Hao Jia, Inc.
    626-277-2819

    Media:
    Dinghua Chen
    626-376-6800

    Content current as of:
    06/27/2025

    Regulated Product(s)

    Follow FDA

    MIL OSI USA News –

  • MIL-OSI USA: WSDOT opens section of new SR 509 Expressway in SeaTac June 28

    Source: Washington State News 2

    The first mile of the expressway extends from I-5 to South 24th Street

    SEATAC – The first section of a new expressway is about to open in the Puget Sound area, providing travelers with another commuting option in south King County.

    At 5:09 a.m. on Saturday, June 28, the Washington State Department of Transportation will open the first mile of the State Route 509 Expressway. The first mile of the SR 509 Completion Project stretches between Interstate 5 and 24th Avenue South in SeaTac. 

    “Opening a new highway is an exciting moment for us,” said Puget Sound Gateway Program Administrator John White. “Completing this section is a critical step toward delivering the entire SR 509 Completion Project to help reduce congestion and finish a vital freight link between the Port of Seattle and industrial areas in south King County.” 

    “Approximately 40% of jobs in Washington are tied to trade, and our economy depends on reliable, efficient connections between farms, ports, manufacturers and markets,” said Rep. Jake Fey, chair of the House Transportation Committee. “The SR 509 Expressway is more than just a new road — it’s a critical freight and commuter link that will ease congestion, improve safety and support good-paying jobs across the region. This is the kind of smart, long-term investment that helps every corner of our state thrive.”

    The first mile and other improvements

    The new highway is being built in stages. The first mile features two lanes in each direction between I-5 and 24th Avenue South. Northbound I-5 drivers will exit to a large fly-over ramp that connects to the expressway. Until the next section of the expressway opens, drivers will exit at 24th Avenue South. Travelers can also enter the expressway from 24th Avenue South and travel southeast to merge onto southbound I-5.  

    Besides the first mile, this stage of the SR 509 Completion Project features many other improvements: 

    • Extension of Veterans Drive, linking to a new tunnel under I-5.
    • A wider South 216th Street bridge over I-5.
    • A realigned southbound I-5 exit to SR 516.
    • An improved eastbound SR 516 on-ramp to northbound I-5.
    • New sidewalks and multimodal connections.

    By the numbers

    Atkinson Construction was awarded a $263.9 million contract in 2020 to build the first mile and other improvements. Since work began in 2021, construction crews have:

    • Excavated 750,000 cubic yards of soil.
    • Placed more than 136,000 tons of asphalt.
    • Installed more than 1.8 million pounds of rebar in new bridges.
    • Poured more than 10,700 cubic yards of concrete.
    • Planted nearly 20,000 trees and shrubs throughout the project area.
    • Laid down more than 10 miles of drainage pipe.

    Atkinson Construction will also build the remaining 2 miles of the expressway between 24th Avenue South and South 188th Street in SeaTac.

    Tolling begins in the fall

    The new expressway will be tolled beginning in the fall. Tolling based on time of day will be used to help manage congestion on the new corridor. Toll funding will also help pay for construction and ongoing maintenance. 

    Tolling will only apply to the new expressway. The existing section of SR 509 between the First Avenue South Bridge in Seattle and South 188th Street in SeaTac will not be tolled. The Washington State Transportation Commission adopted the toll rates for SR 509 on June 17. The expressway will remain free through the summer, but drivers are encouraged to set up Good To Go! accounts before tolling begins. 

    SR 509 Completion Project information

    The SR 509 Completion Project builds 3 miles of new tolled highway between I-5 and South 188th Street near the south end of Seattle-Tacoma International Airport. It also includes improvements on I-5 between South 212th Street in SeaTac and South 272nd Street in Federal Way. The final stage of the project to build the remaining 2 miles of expressway is under construction and scheduled for completion in 2029.

    Photos of construction work are available on the project’s Flickr page. A 3D video tour is also available on WSDOT’s YouTube page. 

    Puget Sound Gateway Program overview

    The SR 509 Completion Project is part of WSDOT’s Puget Sound Gateway Program, which also includes the SR 167 Completion Project in Pierce County. Together, the two completion projects finish critical missing links in Washington’s highway and freight network.

    MIL OSI USA News –

  • MIL-OSI USA: Jayapal Statement on SCOTUS Ruling Narrowing Judicial Power to Issue Nationwide Injunctions

    Source: United States House of Representatives – Congresswoman Pramila Jayapal (7th District of Washington)

    WASHINGTON, D.C. — U.S. Representative Pramila Jayapal, Ranking Member of the Subcommittee on Immigration, Integrity, Security, and Enforcement, released the following statement regarding today’s Supreme Court decision limiting the power of judges to issue nationwide injunctions. 

    “This is a breathtakingly misguided decision from the Supreme Court that will create chaos, irreparable damage, and uneven application of the law across the country. It fundamentally undermines the system of checks and balances in this country by limiting the scope of nationwide injunctions, while also throwing into question whether or not Trump’s unconstitutional Executive Order on birthright citizenship will take effect.

    “Our legal system relies on judges and courts holding the Administration accountable when it violates the Constitution. Now, the Supreme Court majority has severely hamstrung federal courts’ ability to stop unconstitutional actions. Instead, we will have a patchwork of rulings that means one person’s constitutional rights may be protected, while another’s are not — depending on their zip code. This ruling is, as Justice Sonia Sotomayor said in her dissenting opinion, an ‘open invitation to bypass the Constitution,’ and as Justice Ketanji Brown Jackson said, an ‘existential threat to the rule of law.’ 

    “While the Supreme Court did not rule on the specific question of the merits of Trump’s unconstitutional attempts to strip away birthright citizenship, this ruling will now require class action lawsuits to be filed in multiple courts. Let me be clear: birthright citizenship is a constitutional right guaranteed by the 14th Amendment. No matter how hard the Trump Administration tries to undo it with the stroke of a pen, it remains wholly unconstitutional, and we will never give up the fight to rein in this unconstitutional action.”

    Issues: Government Reform & Ethics

    MIL OSI USA News –

  • MIL-OSI USA: Castro Statement on Supreme Court Ruling on Birthright Citizenship

    Source: United States House of Representatives – Congressman Joaquin Castro (20th District of Texas)

    June 27, 2025

    WASHINGTON, D.C — Today, Congressman Joaquin Castro (TX-20) released the following statement on the Supreme Court ruling on birthright citizenship:

    “The Supreme Court’s ruling sets the stage for Trump’s attack on birthright citizenship, tearing apart families and communities. It is cruel and un-American. Our constitution makes it clear that people born in this country are citizens.

    “Birthright citizenship was established through the 14th Amendment at the end of the Civil War to overturn the reprehensible Dred Scott decision that denied citizenship to enslaved African Americans born in the United States. If Donald Trump is allowed to undermine this fundamental American principle, I fear millions of children will be born without any citizenship.

    “The implications of today’s ruling are far-reaching. The Supreme Court has created a dangerous precedent in undermining nationwide injunctions. The judicial branch is surrendering its authority and opening the floodgates to unconstitutional actions that will harm Texans and the American people.”

    MIL OSI USA News –

  • MIL-OSI USA: Press Release: FDIC Publishes Enforcement Orders for May 2025

    Source: US Federal Deposit Insurance Corporation FDIC

    CategoriesBusiness, Commerce, MIL-OSI, United States Federal Government, United States Government, United States of America, US Commerce, US Federal Deposit Insurance Corporation FDIC, US Federal Government, US Insurance Sector, USA

    MIL OSI USA News –

  • MIL-OSI USA: Labrador Letter: Fighting to Stop Vermont’s Anti-Faith Policy

    Source: US State of Idaho

    Home Newsroom Labrador Letter: Fighting to Stop Vermont’s Anti-Faith Policy

    Dear Friends,
    Brian and Julie Wuoti wanted to open their home to children in foster care. They had the space, the love, and the commitment to help kids who needed families. The state of Vermont stepped in and told them no.
    Why? Because the Wuotis refused to pledge they would affirm and promote any foster child’s chosen sexual orientation and gender identity, regardless of their deeply held religious beliefs. Vermont’s “Policy 76” requires all prospective foster parents to make this pledge or forfeit their ability to serve vulnerable children.
    When loving couples like the Wuotis and another family, the Gantts, refused to abandon their faith, Vermont denied them foster licenses entirely. Think about that for a moment. Vermont would rather leave children without families than allow people of faith to provide loving homes.
    This isn’t just misguided policy. It’s a fundamental violation of the First Amendment that puts ideology ahead of children’s welfare.
    That’s why my office joined a 22-state coalition challenging Vermont’s unconstitutional foster care policy. Foster parents shouldn’t be forced to choose between their faith and serving children in need.
    You might wonder why Idaho is getting involved in what’s happening in another state. The reason is that attacks on religious liberty and constitutional rights don’t stay contained to one state forever. Vermont’s policy is already being watched by activist officials across the country who want to copy it. If we don’t push back now, Idaho families of faith could face the same discrimination when they try to help children in foster care. We’re not waiting for that fight to come to our doorstep. My office joined this case by filing what’s called an amicus brief—which is Latin for “friend of the court.” It allows states like Idaho to weigh in on important cases even when we’re not directly involved, especially when the outcome could affect our own laws and citizens. When 22 state attorneys general file one together, it sends a strong message to the court that this isn’t just Vermont’s problem—it’s a threat to constitutional rights everywhere.
    Idaho has shown there’s a better way to help foster kids. Rather than imposing one-size-fits-all requirements that drive away faith-motivated families, we use targeted matching programs that place children with compatible families while protecting everyone’s constitutional rights. Our approach first licenses safe, stable homes through standard safety evaluations, then carefully matches children with families sharing similar values and backgrounds.
    Idaho law prioritizes placing children with foster parents of the same religious faith or tradition and explicitly protects foster parents from discrimination based on their sincere religious beliefs. The results speak for themselves. We’ve increased our foster home-to-child ratio from 0.75 to 0.9, successfully ended a temporary housing program for youth in foster care, and achieved placement stability where fewer than sixteen percent of foster children experience multiple placements.
    Vermont’s approach is not only constitutionally deficient but also counterproductive. It prevents faith-motivated families from serving children while also denying religious foster children the opportunity to be placed in homes that share their values. When government forces people to abandon their deeply held beliefs as a condition of public service, it violates the very foundation of religious liberty.
    This case matters far beyond Vermont’s borders. If states can condition foster care licensing on abandoning religious beliefs, what’s next? Will they require adoption agencies to violate their faith? Will they demand that religious schools teach content that contradicts their core beliefs? The precedent Vermont seeks to establish threatens religious liberty nationwide, and we must be proactive to stop it.
    I will continue standing with people of faith and for the constitutional rights of all Idahoans. We’ve proven that protecting those rights and serving children’s best interests aren’t competing goals; they’re complementary ones. Idaho families know that children thrive when they’re placed with families who share their values and can provide not just homes, but hope rooted in faith and love.
    Best regards,

    MIL OSI USA News –

  • MIL-OSI USA: Luján, Fischer Statement on Supreme Court Ruling on Universal Service Fund

    US Senate News:

    Source: United States Senator Ben Ray Luján (D-New Mexico)

    Washington, D.C. – Today, U.S. Senators Ben Ray Luján (D-NM), Ranking Member of the Senate Telecommunications and Media Subcommittee, and Deb Fischer (R-NE), Chair of the Senate Telecommunications and Media Subcommittee, released the following statement after the United States Supreme Court issued a ruling on the Universal Service Fund (USF):

    “We’re encouraged by the Supreme Court’s ruling on the Universal Service Fund, and we look forward to working together to focus on long-term solutions for the USF, evaluate broadband programs, and help connect unserved and underserved communities across America.”

    In January, Senators Luján and Fischer filed an amicus brief to the Supreme Court in support of upholding the Universal Service Fund and arguing that Congress has established sufficient universal service policy and principles to direct the Federal Communications Commission’s (FCC) implementation of the Universal Service programs & contribution mechanism. Senators Luján and Fischer have long worked to support and improve the Universal Service Fund, launching a bipartisan, bicameral working group to evaluate and propose potential reforms to the USF with the goal of developing a forum to guide education, awareness, and policymaking.

    MIL OSI USA News –

  • MIL-OSI USA: Warren, Collins, 44 Senators Team Up on Bill to Fight for Tax Equality for Married LGBTQ+ Couples

    US Senate News:

    Source: United States Senator for Massachusetts – Elizabeth Warren
    June 27, 2025
    Legislation would retroactively give refunds to same-sex married couples who were denied opportunity to lower tax bill by filing jointly
    Bill Text (PDF) | One Pager (PDF) 
    Washington, D.C. – On the ten-year anniversary of Obergefell v. Hodges, which recognized a constitutional right to same-sex marriage, and the twelve-year anniversary of U.S. v. Windsor, which struck down as unconstitutional the federal definition of marriage as between one man and one woman, U.S. Senators Elizabeth Warren (D-Mass.) and Susan Collins (R-Maine) led the reintroduction of the bipartisan Refund Equality Act to ensure that married same-sex couples can amend their tax returns back to the date of their marriage, helping them secure an estimated total of $55 million in refunds. 
    The legislation will be reintroduced in the House by Rep. Judy Chu (D-Calif.) as part of the PRIDE Act, which combines the Refund Equality Act and Equal Dignity for Married Taxpayers Act. Senator Warren originally introduced this legislation with Representative Richard Neal (D-Mass.), along with 71 of their congressional colleagues, in 2017.
    “No one should ever have to pay more in taxes because of who they love,” said Senator Warren. “I’m fighting to reverse this discrimination and get couples the refunds they are owed.”
    “For years, legally married same-sex couples were not allowed to file joint tax returns and missed out on refunds they otherwise would have received,” said Senator Collins. “This bipartisan bill takes the practical step of giving those couples the opportunity to file amended returns and receive the full refunds they are entitled to.”
    “For years, same-sex married couples were denied the ability to file taxes jointly and claim tax refunds they had rightfully earned because of the Defense of Marriage Act. Twelve years ago, the Supreme Court’s Windsor decision corrected this injustice, but IRS rules about amending tax returns have prevented these couples from claiming all of the refunds they should have earned,” said Rep. Chu. “The PRIDE Act would finally address this by enabling same-sex couples to rightfully claim the tax refunds they deserve as well as update the tax code to promote dignity and equality by erasing gendered language of husband and wife that leaves out same-sex couples. This Pride Month, I am proud to join with my House and Senate colleagues in introducing this pro-equality legislation.”
    “My marriage with my wife Elizabeth would not be recognized across the country if not for Obergefell. This Supreme Court decision is fundamental to achieving equality and laid the foundation to address all the ways same-sex couples have been systematically discriminated against,” said Rep. Becca Balint (D-Vt.). “Change needs to be more than symbolic. I’m proud to co-lead this legislation to fight for tax equality for married LGBTQI+ couples and help to right the wrongs of the past.”
    “The fight for equality is always ongoing. This legislation embodies that fight by ensuring LGBTQ+ couples finally get the tax refunds they are owed. This is legislation long overdue – let’s get it done,” said Senator Alsobrooks.
    “For years, legally-married same-sex couples were denied the ability to file taxes jointly and missed out on the full refunds they earned, all because of who they love. This critical legislation corrects that injustice and provides same-sex couples with the opportunity to amend their tax returns and file jointly retroactively, ensuring same-sex couples can access the benefits that are rightfully theirs,” said Senator Blumenthal. 
    “It is absolutely unacceptable that same-sex couples are still being denied nearly a decade of tax refunds that they are rightfully owed,” said Senator Duckworth. “The bipartisan Refund Equality Act would right this wrong and reform our tax code to ensure same-sex couples receive the same protections and benefits for their marriage as everyone else.”
    “Our pursuit of equal justice for all requires us to admit to past wrongs. For years, LGBTQ+ couples were denied tax benefits offered to other married couples simply because of who they love. This bill would allow those couples to amend their tax returns to secure the benefits that they are owed, and passing this legislation will help us get a step closer to achieving equality,” said Senate Democratic Whip Dick Durbin (D-IL), Ranking Member of the Senate Judiciary Committee. 
    “In 2013, I was the first and only elected official in Western PA willing to officiate a gay marriage when it was still illegal.  It was one of the greatest honors of my career because every couple deserves dignity and respect,” said Senator Fetterman. “The Refund Equality Act applies to our tax code that same principle of not punishing anyone for who they are or who they love. It’s long past time for Congress to make this right and ensure same-sex couples get the tax refunds they’re owed.”
    “Every married couple deserves to be treated equally under the law. But for years, same-sex married couples across the country were denied their joint tax returns,” said Senator Gallego. “I’m proud to back this bill to give those couples the refunds they’re entitled to.”
    “Who you love shouldn’t determine how you’re taxed,” said Senator Hickenlooper. “Legally married same-sex couples deserve the tax refunds they were denied because of outdated laws.”
    “For too long, same-sex couples were unable to file taxes jointly, resulting in them losing out on tax refunds, simply because of who they love,” said Senator Hirono. “By enabling these couples to amend their tax returns, this long-overdue legislation would address this injustice, helping to promote equity in the tax filing system by allowing couples to receive the benefits that are rightfully theirs.”
    “In many states, same-sex couples were married for years before the 2013 Windsor decision, yet they were denied the legal right to file their federal taxes jointly. With this legislation, we’re fighting to right the wrongs these couples faced and ensure they are able to receive the refunds they have been unfairly denied,” said Senator Van Hollen.
    “It is time we right this egregious wrong and return money long owed to married LGBTQ+ couples,” said Senator Andy Kim. “Let’s get rid of this discriminatory red tape and stand up for the fairness and equality under the law every American deserves.”
    “For years, same-sex married couples were forced to file their taxes as individuals, which meant missing out on the benefits other married couples received,” said Senator Luján. “This legislation is an important step toward making things right by ensuring same-sex married couples get the tax refunds they are owed.”
    “On the anniversary of the landmark Obergefell v. Hodges decision, we must ensure same-sex couples receive the equal rights protections guaranteed to them by law,” said Senator Markey. The Refund Equality Act would correct a historic wrong and allow same-sex couples to claim tax refunds that discriminatory tax policies denied them previously. This bill is a step in the right direction to fully realize equality for same-sex couples across the country.”
    “Same-sex couples deserve to be treated as persons equal in dignity, equal in opportunity, and equal under the law,” said Senator Jeff Merkley, author of the Equality Act. “However, legally married same-sex couples were unfairly forced to file taxes as individuals for many years, oftentimes paying more in taxes than other legally married couples. Our bipartisan bill is a step forward for equality by ensuring that married same-sex couples can amend their tax returns and get the refunds they are owed.”
    “Every married couple deserves equal treatment under the law,” said Senator Padilla. “The discrimination of same-sex married couples in our tax code and denial of certain benefits — simply because of who they love — was deeply wrong and un-American. The Refund Equality Act would finally make these couples whole by providing tax refunds on hard-earned income that never should have been taken from them in the first place.”
    “For years, same-sex couples were discriminated against and unfairly denied the ability to file their taxes jointly or access the tax benefits afforded to other married couples,” said Senator Rosen. “I’m proud to cosponsor this legislation to help right that wrong and ensure that all married couples are treated equally under the law.”
    “Everyone deserves to be treated equally under the law, regardless of who they love,” said Senator Smith. “For years, our tax system unfairly discriminated against same-sex couples by making them file separately on their taxes, despite being legally married. The Refund Equality Act would help take an enormous step toward righting these wrongs and allow same-sex couples to access the tax benefits they should have always received.”
    “The right to marry whoever you love may be recognized as the law of the land, but the work toward true equality is far from over,” Senator Wyden said. “The opponents of marriage equality are working to roll back the clock on the progress we’ve made in recent years and decades. That’s all the more reason to root out the remnants of discrimination from the laws on the books, including in our tax code.”
    Specifically, the Refund Equality Act would:
    Allow same-sex couples who were married in jurisdictions that recognized same-sex marriage prior to 2013 – including Massachusetts, Connecticut, California, Iowa, New Hampshire, Vermont, and Washington, D.C – to file for income tax adjustments for those years, back to the date of their marriage; 
    Creates exceptions for two tax code limitations: Section 6013(b), which gives married couples three years to begin filing jointly after their most recent separate returns, and Section 6511(a), which requires a claim for tax credits or refunds to be filed within three years of the initial return; and   
    Creates exemptions including adjustments to capital loss carryback and adjustments for retired service members who receive an award of disability compensations. 
    According to a 2021 estimate by the Joint Committee on Taxation, this bill would return $55 million in refunds to taxpayers whose marriages were systematically discriminated against.
    The legislation is also co-sponsored by Minority Leader Chuck Schumer (D-N.Y.), Ranking Member of the Senate Finance Committee Ron Wyden (D-Or.), and Senators Angela Alsobrooks (D-Md.), Tammy Baldwin (D-Wis.), Michael Bennet (D-Colo.), Richard Blumenthal (D-Conn.), Lisa Blunt Rochester (D-Del.), Cory Booker (D-N.J.), Maria Cantwell (D-Wash.), Chris Coons (D-Del.), Catherine Cortez Masto (D-Nev.), Tammy Duckworth (D-Ill.), Dick Durbin (D-Ill.), John Fetterman (D-Pa.), Ruben Gallego (D-Ariz.), Kirsten Gillibrand (D-N.Y.), Martin Heinrich (D-N.M.), John Hickenlooper (D-Colo.), Mazie Hirono (D-Haw.), Tim Kaine (D-Va.), Mark Kelly (D-Ariz.), Andy Kim (D-N.J.), Angus King (I-Me.), Amy Klobuchar (D-Minn.), Ben Ray Luján (D-N.M.), Ed Markey (D-Mass.), Jeff Merkley (D-Or.), Chris Murphy (D-Conn.), Patty Murray (D-Wash.), Alex Padilla (D-Cal.), Gary Peters (D-Mich.), Jack Reed (D-R.I.), Jacky Rosen (D-Nev.), Bernie Sanders (I-Vt.), Brian Schatz (D-Haw.), Adam Schiff (D-Cal.), Jeanne Shaheen (D-N.H.), Elissa Slotkin (D-Mich.), Tina Smith (D-Minn.), Chris Van Hollen (D-Md.), Mark Warner (D-Va.), Raphael Warnock (D-Ga.), Peter Welch (D-Vt.), and Sheldon Whitehouse (D-R.I.).
    This legislation is being reintroduced alongside Senator Wyden’s Equal Dignity for Married Taxpayers Act, which Senator Warren co-sponsors and would protect LGBTQ+ Americans from inequality and discrimination by removing gender-specific references to marriage in the tax code. 
    The legislation is also endorsed by the Human Rights Campaign (HRC), Services & Advocacy for GLBT Elders (SAGE), Children of Lesbians and Gays Everywhere (COLAGE), the Movement Advancement Project, and MassEquality.  

    MIL OSI USA News –

  • MIL-OSI USA: Latta Highlights the Need for Federal Autonomous Vehicle Legislation

    Source: United States House of Representatives – Congressman Bob Latta (R-Bowling Green Ohio)

    Yesterday, Congressman Bob Latta (R-OH-5) joined the Commerce, Manufacturing and Trade Subcommittee hearing on motor vehicle safety, to discuss his commitment to advancing autonomous vehicle (AV) legislation. Congressman Latta spoke on the importance of the United States maintaining its global leadership in automotive innovation by advancing policies that support the deployment of next-generation technologies. Watch Congressman Latta’s full remarks HERE.   

    Even with vehicle safety standards improving over the years, traffic-related accidents have steadily been on the rise. According to the National Highway Traffic Safety Administration, 39,345 people died in motor vehicle traffic accidents in 2024. In addition to improving safety on our roads, AVs have the potential to increase mobility for seniors and those who live with health challenges or disabilities. 

    Below is an excerpt from Congressman Latta’s remarks highlighting the need for federal AV legislation to improve safety:   

    “I think it’s important that we look at the number of highway deaths that we see in traffic and what was caused out there. About 94 percent of all the accidents being caused out there is because of driver error. I ride every year with the Ohio Highway Patrol, and when the troopers are out on the road, they can point out quickly people that are not paying attention. We want to make sure that we get this legislation passed… 

    “But one of the things I’ve said, it’s so important when we look at this is it’s always been safety first, safety last, safety always.” 

    Below is an excerpt of Jeff Farrah, CEO of the Autonomous Vehicle Industry Association, a witness at Thursday’s hearing:   

    “Congressman Latta, I want to first start by thanking you for all your efforts over the course of a very long time and acknowledge all the effort that you put into this issue. I don’t think there’s anyone in Congress who’s thought more deeply about this (automated vehicles) and been more committed to this. I know you’ve worked very closely with Congresswoman Dingell as well. I know she stepped out of the room here. We wanted to acknowledge her work as well… 

     “And we’re very pleased to work with you again to try and advance this legislation. I think that you’ve really articulated why this is so important from a safety perspective, from an economic perspective, and from a strategic competitor perspective. So I think that there’s a couple of things that we need to do here really to make sure that we are advancing public trust. And one of those is making sure that the federal government is speaking to vehicle design, construction, and performance issues, which only it can speak to uniformly. And that’s something that’s going to be married with a lot of the great efforts that have happened in a variety of US states, including in your state of Ohio…”  

    Congressman Latta is currently the co-chair of the Congressional Autonomous Vehicle Caucus; a bipartisan caucus aimed at educating Congress on how autonomous vehicle technology can improve the safety and accessibility of the nation’s roads. 

    MIL OSI USA News –

  • MIL-OSI USA: Kelly to hold telephone town hall to help Pennsylvanians fight fraud, stop scams

    Source: United States House of Representatives – Representative Mike Kelly (R-PA)

    WASHINGTON, D.C. — On Tuesday, July 8, U.S. Rep. Mike Kelly (R-PA) will hold a telephone town hall to help Pennsylvanians fight fraud, stop scams, and offer ways to protect your personal information. Officials from the Federal Trade Commission (FTC) and Federal Bureau of Investigation (FBI) will join the call to offer insight and answer questions.

    In April, the FBI released its annual Internet Crime Report, which revealed scammers stole more than $16 billion from Americans in 2024, a 33% increase in losses from 2023.

    “My office often received numerous calls from constituents who remain incredibly concerned about, or have even fallen victim to, scams and fraud,” said Rep. Kelly. “Our goal with this live telephone town hall is to give Pennsylvanians the tools necessary to fight back and to protect their personal information at a time when scams and fraud are on the rise. We hope you can join us!”

    DETAILS

    Who: Rep. Mike Kelly & Experts from the Federal Trade Commission (FTC) and FBI.
    What: Live Telephone Town Hall  — “Fight Fraud, Stop Scams, & How to Protect Your Personal Information”
    When: Tuesday, July 8, 2025 at 6:30p.m. ET
    Pinless Participant Dial-In: 855-531-1063
    Livestream:Facebook.com/MikeKellyPA

    BACKGROUND

    According to the FBI’s Internet Crime Report, the top three cybercrimes, by number of complaints reported by victims in 2024, were phishing/spoofing, extortion, and personal data breaches. Victims of investment fraud, specifically those involving cryptocurrency, reported the most losses—totaling over $6.5 billion.

    In April, Pennsylvania State Police investigated cybertheft after a Crawford County couple was reportedly scammed out of more than $2,000.

    Just this week, state officials warned Pennsylvanians to watch for an ongoing fake inheritance scam.

    MIL OSI USA News –

  • MIL-OSI USA: SBA Relief Still Available to Oregon Small Businesses and Private Nonprofits Affected by the Microwave Tower Fire

    Source: United States Small Business Administration

    SACRAMENTO, Calif. – The U.S. Small Business Administration (SBA) is reminding eligible small businesses and nonprofit organizations in Oregon of the July 29, 2025 deadline to apply for low interest federal disaster loans to offset economic losses caused by the Microwave Tower Fire occurring July 22- Aug. 11, 2024.

    The disaster declaration covers the Oregon counties of Clackamas, Gilliam, Hood River, Jefferson, Marion, Sherman, Wasco and Wheeler as well as the Washington county of Klickitat.

    Under this declaration, SBA’s Economic Injury Disaster Loan (EIDL) program is available to eligible small businesses, small agricultural cooperatives, nurseries and private nonprofit (PNP)organizations impacted by financial losses directly related to this disaster. The SBA is unable to provide disaster loans to agricultural producers, farmers, or ranchers, except for aquaculture enterprises.

    EIDLs are for working capital needs caused by the disaster and are available even if the business or PNP did not suffer any physical damage. They may be used to pay fixed debts, payroll, accounts payable, and other bills not paid due to the disaster.

    “SBA loans help eligible small businesses cover operating expenses after a disaster, which is crucial for their recovery,” said Chris Stallings, associate administrator of the Office of Disaster Recovery and Resilience at the SBA. “These loans not only help business owners get back on their feet but also play a key role in sustaining local economies in the aftermath of a disaster.”

    The loan amount can be up to $2 million with interest rates as low as 4% for small businesses and 3.25% for PNPs, with terms up to 30 years. Interest does not accrue, and payments are not due, until 12 months from the date of the first loan disbursement. The SBA sets loan amounts and terms based on each applicant’s financial condition.

    To apply online, visit sba.gov/disaster. Applicants may also call SBA’s Customer Service Center at (800) 659-2955 or email disastercustomerservice@sba.gov for more information on SBA disaster assistance. For people who are deaf, hard of hearing, or have a speech disability, please dial 7-1-1 to access telecommunications relay services.

    Submit completed loan applications to the SBA no later than July 29.

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    About the U.S. Small Business Administration

    The U.S. Small Business Administration helps power the American dream of business ownership. As the only go-to resource and voice for small businesses backed by the strength of the federal government, the SBA empowers entrepreneurs and small business owners with the resources and support they need to start, grow, expand their businesses, or recover from a declared disaster. It delivers services through an extensive network of SBA field offices and partnerships with public and private organizations. To learn more, visit www.sba.gov.

    MIL OSI USA News –

  • MIL-OSI USA: Judge Kenneth A. Talley named district administrative judge for the District Court of Maryland in Calvert, Charles, and St. Mary’s counties

    Source: US State of Maryland

    FOR IMMEDIATE RELEASE
    June 27, 2025

    Government Relations and Public Affairs
    187 Harry S. Truman Parkway
    Annapolis, Maryland 21401

    Judge Kenneth A. Talley named district administrative judge for the District Court of Maryland in Calvert, Charles, and St. Mary’s counties

    ANNAPOLIS, Md. – District Court of Maryland Chief Judge John P. Morrissey, with the approval of Supreme Court of Maryland Chief Justice Matthew J. Fader, has named Charles County District Court Judge Kenneth A. Talley as the new administrative judge for District 4 (Calvert, Charles, and St. Mary’s counties). Judge Talley’s new role is effective August 1, 2025.

    Judge Talley succeeds District Administrative Judge Karen Christy Holt Chesser, who will step down from her administrative judge role in preparation for her retirement in 2026.

    “Judge Talley is an excellent jurist and choice as the new administrative judge for the District Court in Southern Maryland,” said Supreme Court of Maryland Chief Justice Matthew J. Fader. “I am confident that he will continue to be an effective leader in his district to provide fair, efficient, and effective justice for all.”

    District 4 Administrative Judge Kenneth A. Talley

    District administrative judges oversee the administration of the court and manage trial calendars to ensure the expeditious disposition of cases.

    “Judge Talley’s leadership in the District Court in Charles County for the past 16 years has prepared him to take on this new role,” said District Court of Maryland Chief Judge John P. Morrissey. “Administrative Judge Chesser has been an exemplary administrative Judge, has served her District well for the past 15 years, and will be available to manage the transition with Judge Talley.”   

    Judge Talley was appointed as an associate judge to the District Court in Charles County in May 2009 by then-Governor Martin O’Malley. 

    Judge Talley has served on the Judiciary’s Security and Post-COVID Judicial Operations Committees. Additionally, he served as a member of the Maryland Judiciary’s Judicial Council Equal Justice Committee from 2020 to 2022. 

    Judge Talley served as a law clerk for retired Judge Herman C. Dawson, Circuit Court for Prince George’s County, from 1998 to 1999, before starting his career as an attorney at Don Ansell & Associates, at which he worked from 1999 to 2000. He formerly served as an assistant public defender in Charles County from 2000 to 2005. Additionally, he served as a partner at Collins & Talley from 2005 to 2007, and as an assistant state’s attorney in Charles County from 2007 to 2009. 

    Judge Talley earned a Bachelor of Arts degree from the University of Maryland, College Park, in government and politics in 1990, and a juris doctorate from the University of Maryland School of Law in 1993. He is admitted to the Maryland Bar, and he is a member of the Maryland State Bar Association. He has been a member of the Charles County Bar Association since 2002, serving on its board of directors from 2004 to 2009, as treasurer, secretary, vice president, and president, and still served in the role as president upon his appointment to the bench in 2009. Judge Talley was also a member of the Association of Trial Lawyers of America.

    Judge Talley served from 2004 to 2007 as a community judge for the Charles County Teen Court Program, where he earned the Community Judge Appreciation Award for Outstanding Service. He also served as a member of the board of directors of Jude House, Inc. In 2001, Judge Talley earned the Assistant Public Defender of the Year Award, District IV.

    “It is a great honor and a privilege to be able to serve the citizens, staff, and judges of Southern Maryland, said Judge Kenneth A. Talley, Charles County District Court.”

    ###

    MIL OSI USA News –

  • MIL-OSI USA: McConnell on War Powers Resolution: Divorced From Strategic And Constitutional Reality

    US Senate News:

    Source: United States Senator for Kentucky Mitch McConnell
    Washington, D.C. – U.S. Senator Mitch McConnell (R-KY), Chairman of the Senate Appropriations Subcommittee on Defense, issued the following statement ahead of today’s Senate vote on the Kaine War Powers Resolution: 
    “Iran’s war against the United States is decades old. Through direct and proxy attacks, it has killed and wounded thousands of Americans.
    “Five years ago, President Trump’s correct decision to remove Iran’s terrorist mastermind, Qassem Soleimani, from the battlefield restored a meaningful measure of deterrence. Within weeks, the Senate was forced to defeat an effort to constrain the President’s authority to take similar action in the future.
    “Regrettably, under the Biden Administration, this hard-won deterrence eroded away. With the disastrous withdrawal from Afghanistan came a sobering reminder that the perception of American retreat emboldens our adversaries. Iran and its terrorist network shrugged off empty threats of deterrence and spilled yet more American blood.
    “This weekend, the President seized a strategic opportunity to restore deterrence. In response to Iran’s ongoing war, U.S. forces dealt a devastating blow to the regime’s pursuit of nuclear weapons.
    “Now, less than a week later, the Senate will again need to defeat an attempt to limit the Commander in Chief’s authority. And once again, the restrainers behind this effort on both sides of the aisle face simple questions:
    “In what ways does this discrete and limited exercise of American power exceed the limits within which President Clinton directed operations in Kosovo or President Obama in Libya? In what ways does it differ from the strikes in Syria or Yemen for which President Biden invoked his Article II authorities?
    “Was degrading Iran’s nuclear capability without expanding the U.S. military footprint in the Middle East a mistake? Was it wrong to seize the rare opportunity made possible by Israel’s operations over the last 20 months? Did it not demonstrably advance U.S. interests in the region? Or are isolationists correct in suggesting that such interests do not exist?
    “I have not heard the frequent flyers on War Powers resolutions reckon seriously with these questions. Until they do, efforts like this will remain divorced from both strategic and constitutional reality.
    “I will oppose Senator Kaine’s resolution, and I urge my colleagues to do the same.”
     

    MIL OSI USA News –

  • MIL-OSI USA: Landmark Legislation to Strengthen Cybersecurity

    Source: US State of New York

    overnor Kathy Hochul today signed into law S.7672A/A.6769A, a pivotal measure aimed at enhancing the cybersecurity and resilience of state and local government networks across New York. First announced in Governor Hochul’s 2025 State of the State, this legislation will improve the State’s ability to respond to threats, safeguard critical infrastructure and reduce statewide cybersecurity risks. Governor Hochul made the announcement today following a meeting with City, County, Town and Village officials from across the State to discuss current security efforts in response to the ongoing conflict in the Middle East.

    “My top priority as Governor is the security and safety of all New Yorkers, and with this legislation we’re strengthening our ability to respond to and ultimately prevent cyber threats all across our state,” Governor Hochul said. “As global conflicts escalate and cyber threats evolve, so must our response, and we are taking a whole of government approach in doing so. Requiring timely incident reporting and providing annual cybersecurity training for government employees will build a stronger digital shield for every community across the State and ensure they get the support they need when it matters most.”

    The legislation mandates that all municipal corporations and public authorities promptly report cybersecurity incidents and ransom payments to the New York State Division of Homeland Security and Emergency Services (DHSES), fortifying the statewide defense against digital threats. Under the new law, municipalities and public authorities are required to report cybersecurity incidents within 72 hours to DHSES and provide notice of payment of a ransom within 24 hours. The legislation also mandates annual cybersecurity awareness training for government employees across New York and sets data protection standards for State-maintained information systems.

    New York State Chief Cyber Officer Colin Ahern said, “The cyber threats that municipalities face have never been more numerous, more sophisticated, or more dangerous, and coordinated whole-of-government information sharing is more important than ever to tackle these threats. This legislation will enable New York State to build situational awareness of statewide cyber threat activity and create a comprehensive threat picture that can protect all New Yorkers. Ensuring that state and local government employees complete annual cybersecurity awareness training adds another line of cyber defense and empowers government employees statewide to recognize and respond to cyber threats.”

    State and local governments are on the front lines of a growing wave of cyberattacks that threaten essential services and public data. As attackers become more sophisticated and aggressive, municipalities face mounting risks with limited support and rapidly evolving threats. Recent ransomware incidents across the country have underscored the urgent need for coordinated, statewide action to help local agencies respond swiftly and protect the communities they serve. The 72-hour reporting requirement will give New York State critical visibility into threats, allowing for faster response, better coordination and damage limitation.

    State Senator Monica R. Martinez said, “Protecting the public is government’s most important responsibility, but attacks on critical infrastructure put essential services and the people who rely on them at risk. This bill gives municipalities the structure, support, and accountability they need to protect residents and taxpayers from prolonged disruption in the event of a cyberattack. I thank Governor Hochul and my colleagues in the Legislature for recognizing the cost of inaction and for advancing this important legislation.”

    State Senator Kristen Gonzalez said, “In our increasingly digital world, our data is constantly at risk. As emerging technologies make it easier for hackers to access our data, readiness isn’t just an option for our government; it’s our imperative. I thank the sponsor for introducing this bill and the Governor for signing it into law. It is a smart measure that will improve municipal cybersecurity posture and threat intelligence sharing within the state. I look forward to more legislation on cybersecurity being considered so we can make New York as technologically safe as possible.”

    Assemblymember Billy Jones said, “This piece of legislation is vital for our ever-changing technological state. The unique threats digital attackers pose to our municipalities requires a strong and direct response, and this bill will allow our local and state leaders to do just that. Cybersecurity is an increasingly important topic across all sectors of the state, and ensuring our government offices and agencies are able to respond to threats is critical.”

    Assemblymember Steve Otis said, “Since the August 2023 release of Governor Hochul’s NYS Cybersecurity Strategy, New York has steadily increased cybersecurity assistance to local governments. This important legislation continues that commitment by requiring prompt reporting of cyberattacks and ransom payments and cybersecurity training of government employees. Full knowledge of cyberattacks statewide will allow state cyber agencies to better advise local governments and school districts about the evolving threat environment. This new law is another example of Governor Hochul and the Legislature working together to expand our resilience to these threats.”

    New York State Division of Homeland Security and Emergency Services Commissioner Jackie Bray said, “As Governor Hochul says, our number one job is to keep New Yorkers safe. That includes protecting local governments from cyberattacks. This bill will ensure that all local governments and public authorities report cyberattacks soon after they occur so that our cyber security team has the information we need to respond to the ever-changing threat landscape.”

    New York State Chief Information Officer and Director of the Office of Information Technology Services Dru Rai said, “Training and awareness is a key component in enhancing New York’s statewide cybersecurity posture and creating an army of cyber warriors who can better shield their IT assets, safeguard sensitive data and protect all New Yorkers. Thanks to Governor Hochul’s strong leadership and historic cybersecurity investments, as well as our ongoing partnership with the Senate, Assembly and our local governments, New York State is better prepared than ever to take the fight to the enemy. Cyber threat actors will continue to change their tactics in an attempt to find even the slightest vulnerability, but as a State we will continue to adapt, evolve, educate and strengthen our overall defenses to aggressively and proactively meet this challenge.”

    New York Association of Towns Executive Director Christopher A Koetzle said, “Municipalities face ever-increasing and sophisticated cyber threats. I applaud the governor and the Legislature for helping to better protect our local governments across the state and giving them more tools to prepare for and respond to these growing threats. NYAOT has long stood in partnership with NYMIR in its mission of delivering cyber security training to each of our member towns and this bill will ensure that more towns make training a priority in the coming years.”

    New York State Association of Counties Executive Director Stephen J. Acquario said, “Almost everything that counties and local governments do today rely on some type of information technology system, and we know that these systems are under threat. This new law is designed to raise the baseline of understanding of cybersecurity for all local leaders and employees so we can all better defend the information systems and data we all rely on to operate government and serve residents. On behalf of the county governments of New York, we commend Governor Hochul for approving this legislation.”

    New York State Conference of Mayors Executive Director Barbara Van Epps said, “NYCOM applauds Governor Hochul and the State Legislature for making cybersecurity a top priority for New York. The enactment of this legislation marks a critical step forward in strengthening our collective defense against digital threats to the State and its local governments. By requiring prompt incident reporting, ransomware disclosures and annual cybersecurity training, the Governor is sending a clear message: cybersecurity is not just an IT issue — it’s a core public safety priority that demands coordination, vigilance and shared responsibility.”

    The enactment of S.7672A/A.6769A underscores New York State’s commitment to cybersecurity, setting a precedent for other states to follow in protecting both state and local critical infrastructure from cyber threats. Under Governor Hochul’s leadership, New York has led the nation in developing smart and effective cybersecurity policy — from nation-leading financial sector regulations to landmark legislation to protect New York’s energy grid from cyberattacks, and first-in-the-nation hospital cybersecurity regulations.

    These and other initiatives build on Governor Hochul’s previous actions and investments to build a more resilient, safer and secure digital environment for all New Yorkers. Following escalation of the conflict in the Middle East, Governor Hochul immediately convened the State’s top security personnel from counterintelligence, State Police and Homeland Security. In order to protect New York’s municipalities and cyber infrastructure, Governor Hochul has invested millions of dollars to harden local assets and ensure the protection of critical data that’s used to deliver services to New Yorkers.

    Over the last three years, Governor Hochul has also made foundational investments in New York’s cybersecurity by establishing the NYS Joint Security Operations Center (JSOC), operationalizing the statewide shared services program for counties and municipalities and expanding the State’s law enforcement cyber capabilities by growing the Computer Crimes Unit, Cyber Analysis Unit and Internet Crimes Against Children Center at the New York State Police.

    MIL OSI USA News –

  • MIL-OSI USA: Affordable Summer Activities at Jones Beach State Park

    Source: US State of New York

    overnor Hochul today announced a wide range of free and affordable events and activities hosted at Jones Beach State Park all summer long, including the Long Island park’s annual Fourth of July fireworks celebration. Offering Long Island residents and visitors ongoing opportunities to relax and enjoy evenings out at no or low cost, the 2025 Bandshell at Jones Beach State Park event series hosts free events at the Field 4 Boardwalk every night from June 28 to August 31 (excluding the July 4 holiday). The annual fireworks display at Jones Beach State Park will again take place on Independence Day, July 4, illuminating the sky at Long Island’s popular oceanfront park.

    “In addition to welcoming New Yorkers to its beautiful oceanfront facility for continuous outdoor recreation this summer, Jones Beach State Park is also hosting dozens of free and affordable events and activities for individuals and families to unwind and enjoy,” Governor Hochul said. “While Bandshell events kick-off prior to the July 4th holiday, this year’s Independence Day fireworks celebration is sure to deliver exciting, lifelong memories for attendees of all ages, and I strongly encourage New Yorkers to attend this remarkable summer tradition.”

    Hosting events and activities for all age groups and interests, attendees of Bandshell events can expect everything from film screenings and child-centered programming to dance nights, fitness classes, and music performances from multiple genres. 2025 Bandshell events take place 7:30 PM to 9:30 PM on weekdays, and 8:00 PM to 10:00 PM on weekend evening, free of charge.

    The Jovia Financial Credit Union 4th of July Fireworks Spectacular returns this year with fireworks going live at 9:30 PM. Costumed characters from Beauty and the Beast and Spiderman will walk the boardwalk from 4:00 PM to 7:00 PM to interact and take photos with the public. A band will be playing live music from 8:00 PM to 9:30 PM and then from 10:00 PM to 11:00 PM following the fireworks program.

    New York State Parks Commissioner Pro Tempore Randy Simons said, “Jones Beach State Park has been a welcoming community hub for locals and visitors for generations, and summer 2025’s free entertainment and activities build on that legacy by offering the public transformational fun for their mind, body and spirit. Where else can you be dancing bachata one night, watching a live-music performance the next, and round-out your week with a 25-minute fireworks display, an exercise class and enriching fun for the kids without breaking the bank? When it comes to incorporating healthy activity into residents’ daily lives, New York State Parks has you covered.”

    This year’s Fourth of July program, with lead sponsorship by Jovia Financial Credit Union, is also made possible with support from the Natural Heritage Trust, Foundation for Long Island State Parks Inc., Newsday, Connoisseur Media Long Island and J & B Restaurant Partners.

    Jones Beach State Park’s 2025 Bandshell concerts and Independence Day fireworks programs are free to attend. Normal parking fee of $10 per vehicle is in effect.

    The programs build on Governor Hochul’s efforts to encourage affordable outdoor recreation. The Fiscal Year 2026 Budget includes $200 million for State Parks to invest in and aid the ongoing transformation of New York’s flagship parks and support critical infrastructure projects throughout the park system.

    As a part of her 2025 State of the State agenda, Governor Kathy Hochul announced ‘Unplug and Play,’ a new effort to promote kids’ mental and physical health. The Governor will continue to rebuild the state’s social infrastructure for children by launching a holistic strategy to help support parents in steering their children away from the harms of social media and toward positive activities like youth sports, arts programs, civic engagement, and community building.

    The Governor’s ‘Unplug and Play’ initiative also earmarks $100 million for construction and renovation of community centers through the Build Recreational Infrastructure for Communities, Kids and Seniors (NY BRICKS), $67.5 million for the Places for Learning, Activity and Youth Socialization (NY PLAYS) initiative helping New York communities construct new playgrounds and renovate existing playgrounds; and an additional $90 million for the continuation of the NY SWIMS initiative including $50 million for a competitive grant program supporting municipalities in the renovation and construction of swimming facilities and $40 million for other swimming-based investments.

    Free 2025 Bandshell at Jones Beach State Park events include:

    JUNE

    Saturday, June 28, 2025, 8:00 PM–10:00 PM – Eclipse (Pink Floyd tribute)

    Sunday, June 29, 2025, 8:00 PM–10:00 PM – Zumba

    Monday, June 30, 2025, 7:30 PM–9:30 PM – Movie Night

    JULY

    Tuesday, July 1, 2025, 7:30 PM–9:30 PM – Latin Night

    Wednesday, July 2, 2025, 7:30 PM–9:30 PM – Line Dancing

    Thursday, July 3, 2025, 7:30 PM–9:30 PM – Kids Rock Night

    Friday, 4th of July (Independence Day) – No Bandshell Events

    Saturday, July 5, 2025, 8:00 PM–10:00 PM – Simply Stapleton (Chris Stapleton tribute)

    Sunday, July 6, 2025, 8:00 PM–10:00 PM – Zumba

    Monday, July 7, 2025, 7:30 PM–9:30 PM – Movie Night

    Tuesday, July 8, 2025, 7:30 PM–9:30 PM – Kids Rock Night

    Wednesday, July 9, 2025, 7:30 PM–9:30 PM – Line Dancing

    Thursday, July 10, 2025, 7:30 PM–9:30 PM – Barry Walker Acoustic Rock

    Friday, July 11, 2025, 7:30 PM–9:30 PM – All Revved Up (Meatloaf tribute)

    Saturday, July 12, 2025, 8:00 PM–10:00 PM – Ape Theory

    Sunday, July 13, 2025, 8:00 PM–10:00 PM – Latin Night

    Monday, July 14, 2025, 7:30 PM–9:30 PM – Movie Night

    Tuesday, July 15, 2025, 7:30 PM–9:30 PM – Jump & Jam Foam Party

    Wednesday, July 16, 2025, 7:30 PM–9:30 PM – Line Dancing

    Thursday, July 17, 2025, 7:30 PM–9:30 PM – Local School Night Mitch Paulsen

    Friday, July 18, 2025, 7:30 PM–9:30 PM – Southbound Writers Round + Brooke Moriber

    Saturday, July 19, 2025, 8:00 PM–10:00 PM – Awaken (Yes tribute)

    Sunday, July 20, 2025, 8:00 PM–10:00 PM – Zumba

    Monday, July 21, 2025, 7:30 PM–9:30 PM – Movie Night

    Tuesday, July 22, 2025, 7:30 PM–9:30 PM – Salsa / Bachata Class

    Wednesday, July 23, 2025, 7:30 PM–9:30 PM – Line Dancing

    Thursday, July 24, 2025, 7:30 PM–9:30 PM – Center Stage Music Center

    Friday, July 25, 2025, 7:30 PM–9:30 PM – Janis Joplin Experience

    Saturday, July 26, 2025, 8:00 PM–10:00 PM – Maxwell Peters Planet of Sound Sceneless Scene

    Sunday, July 27, 2025, 8:00 PM–10:00 PM– Zumba

    Monday, July 28, 2025, 7:30 PM–9:30 PM – Movie Night

    Tuesday, July 29, 2025, 7:30 PM–9:30 PM – Latin Night

    Wednesday, July 30, 2025, 7:30 PM–9:30 PM – Line Dancing

    Thursday, July 31, 2025, 7:30 PM–9:30 PM – One Step Ahead

    AUGUST

    Friday, August 1, 2025, 7:30 PM–9:30 PM – Iriespect

    Saturday, August 2, 2025, 8:00 PM–10:00 PM – Jackie Guma Equilibrium

    Sunday, August 3, 2025, 8:00 PM–10:00 PM – Zumba

    Monday, August 4, 2025, 7:30 PM–9:30 PM – Movie Night

    Tuesday, August 5, 2025, 7:30 PM–9:30 PM – Kids Rock Night

    Wednesday, August 6, 2025, 7 :30 PM–9:30 PM – Line Dancing

    Thursday, August 7, 2025, 7:30 PM–9:30 PM – 20 Highview Entertainment

    Friday, August 8, 2025, 7:30 PM–9:30 PM – Scarecrow (John Cougar Mellencamp tribute)

    Saturday, August 9, 2025, 8:00 PM–10:00 PM–– Listen Up Long Island

    Sunday, August 10, 2025, 8:00 PM–10:00 PM–– Zumba

    Monday, August 11, 2025, 7:30 PM–9:30 PM – Movie Night

    Tuesday, August 12, 2025, 7:30 PM–9:30 PM – Latin Night

    Wednesday, August 13, 2025, 7:30 PM–9:30 PM – Line Dancing

    Thursday, August 14, 2025, 7:30 PM–9:30 PM – Jump & Jam Foam Party

    Friday, August 15, 2025, 7:30 PM–9:30 PM – Circus Mind or Diva

    Saturday, August 16, 2025, 8:00 PM–10:00 PM–– Mark Newman and Friends

    Sunday, August 17, 2025, 8:00 PM–10:00 PM–– Zumba

    Monday, August 18, 2025, 7:30 PM–9:30 PM – Movie Night

    Tuesday, August 19, 2025, 7:30 PM–9:30 PM – Salsa / Bachata Class

    Wednesday, August 20, 2025, 7:30 PM–9:30 PM – Line Dancing

    Thursday, August 21, 2025, 7:30 PM–9:30 PM – Local / School Night Mitch Paulsen

    Friday, August 22, 2025, 7:30 PM–9:30 PM – Wonderous Stories

    Saturday, August 23, 2025, 8:00 PM–10:00 PM–– Radio Flashback

    Sunday, August 24, 2025, 8:00 PM–10:00 PM–– Zumba

    Monday, August 25, 2025, 7:30 PM–9:30 PM – Movie Night

    Tuesday, August 26, 2025, 7:30 PM–9:30 PM – Light Night

    Wednesday, August 27, 2025, 7:30 PM–9:30 PM – Line Dancing

    Thursday, August 28, 2025, 7:30 PM–9:30 PM – Kids Rock Night

    Friday, August 29, 2025, 7:30 PM–9:30 PM – Half Step (Grateful Dead tribute)

    Saturday, August 30, 2025, 8:00 PM–10:00 PM–– Barometer Soup (Jimmy Buffett tribute)

    Sunday, August 31, 2025, 8:00 PM–10:00 PM–– Zumba (Last Day of the Season)

    Other affordable offerings at Jones Beach include swimming at the West Bathhouse pool ($5 for adults and $3 for children), plus bocce ball, corn hole, table tennis, miniature golf, shuffleboard, paddle tennis, pickleball and more, all ranging from $3 to $10 per person.

    Governor Hochul also encourages New Yorkers to participate in the New York State Parks Wellness Challenge echoes Governor Hochul’s initiatives in encouraging both mental wellness and outdoor recreation while also educating residents and visitors on wellness-focused activities within State Parks.

    The New York State Parks Wellness Challenge includes 50 missions that can be completed at various state parks and historic sites. The challenge is available throughout the entirety of 2025 both digitally on the Goosechase app, and physically as a printed checklist brochure at more than 250 New York State Parks facilities. Once participants finish 25 of the available 50 missions, they will receive a commemorative sticker and postcard mailed to their address as a prize.

    The New York State Office of Parks, Recreation and Historic Preservation oversees more than 250 parks, historic sites, recreational trails, golf courses, boat launches and more, and welcomes over 88 million visitors annually. For more information on any of these recreation areas, visit  parks.ny.gov, download the free  NY State Parks Explorer app or call 518.474.0456. Connect with us on  Facebook, Instagram, X, LinkedIn, the  OPRHP Blog or via the OPRHP Newsroom.

    MIL OSI USA News –

  • MIL-OSI: No Credit Check Loans Guaranteed Approval Direct Lender, US – New Personal Loans for Bad Credit Now Offered by Viva Payday Loans

    Source: GlobeNewswire (MIL-OSI)

    New York City, NY, June 27, 2025 (GLOBE NEWSWIRE) —  Viva Payday Loans, a leader in providing fast and flexible loan solutions, is proud to announce its latest offerings of personal loans for bad credit guaranteed approval, including expanded options for no credit check loans guaranteed approval direct lender services. In response to skyrocketing consumer demand for secure, transparent, and flexible emergency financing, Viva Payday Loans’ 2025 launch of guaranteed approval loans aims to help more borrowers rebuild their financial confidence and get access to cash when it matters most.

    ⇒ Apply Now for No Credit Check Loans with Guaranteed Approval!

    With the rising cost of living and growing uncertainty in today’s economy, many Americans struggle with credit challenges that leave them excluded from traditional bank loans. Viva Payday Loans recognizes this problem and has introduced a robust lineup of personal loans for bad credit guaranteed approval online, making it easier for applicants with a poor or limited credit history to find quick, responsible financing.

    ⇒ Apply Instantly for No Credit Check Loans with Same Day Funding!

    “At Viva Payday Loans, we believe everyone deserves a second chance,” said Jessica Carter, Senior Product Manager. “We have designed our new guaranteed approval loans to deliver fast, safe, and accessible funds for all, including no credit check loans, guaranteed approval direct lender options, emergency loan bad credit guaranteed approval programs, and quick loan no credit check solutions.”

    ⇒ Apply Today for Guaranteed Approval Personal Loans for Bad Credit

    Meeting the Urgent Need for Financial Relief

    Millions of Americans face emergencies ranging from medical bills to car repairs and unexpected living expenses. Unfortunately, many lack the credit rating to qualify for traditional loans, which often leaves them exposed to predatory lenders and sky-high interest rates. Viva Payday Loans offers a trusted solution with its bad credit loans guaranteed approval approach, including:

    • Emergency loans online guaranteed approval
    • Instant payday loans online guaranteed approval
    • $1,000 quick loan no credit check
    • No credit check loans guaranteed approval online

    By working with a carefully vetted network of direct lenders who specialize in no credit check emergency loans guaranteed approval, Viva Payday Loans connects customers to honest, fast solutions that respect their privacy and financial dignity.

    ⇒ Quick No Credit Check Loans from a Direct Lender — Start Today!

    Expanding No Credit Check Loans Guaranteed Approval​ Online

    Through a dedicated online portal, Viva Payday Loans has streamlined the entire loan process, making it possible to apply for no credit check loans with guaranteed approval​ from any device, 24/7. Consumers can complete an application in minutes, upload supporting documentation securely, and receive same-day decisions — sometimes even instant approvals.

    ⇒ No Credit Check Loans with Direct Lender — Start Today!

    By focusing on installment loans for bad credit, urgent loans for bad credit guaranteed approval, and bad credit personal loans guaranteed approval $5,000, Viva Payday Loans empowers borrowers to repay in predictable, budget-friendly installments rather than getting caught in unmanageable payday loan cycles.

    “Our commitment is to provide guaranteed approval loans with no hidden fees, no bait-and-switch pricing, and no games,” said Carter. “We partner with legit online loans guaranteed approval lenders who follow responsible lending practices so that borrowers can get peace of mind and a fair shot at financial stability.”

    ⇒ Get Same Day Approval on No Credit Check Loans — Apply Now!

    No Credit Check Loans Guaranteed Approval Direct Lender: How It Works

    One of the most powerful offerings from Viva Payday Loans in 2025 is the No Credit Check Loans Guaranteed Approval Direct Lender option. These programs are designed to remove the obstacles that traditional credit reporting creates. With no hard inquiry on the applicant’s credit file, borrowers can protect their existing credit scores while still accessing fast emergency funding.

    By working only with carefully screened, reputable direct lenders, Viva Payday Loans provides customers with:

    • No credit check loans guaranteed approval online with transparent rates
    • Fast and easy online application
    • Same-day or next-business-day funding
    • Clear repayment terms with no surprise fees

    These no credit check emergency loans guaranteed approval allow individuals to pay for critical expenses like rent, medical treatment, or utility bills without the stress of traditional bank denials or complicated loan underwriting.

    ⇒ Personal Loans for Bad Credit with Same Day Funding — Apply Here!

    Meeting Emergency Needs with Speed and Security

    Financial emergencies can happen to anyone. Whether it’s a broken-down car, a medical emergency, or a sudden bill that cannot wait, Viva Payday Loans understands how important speed is. Their new lineup of emergency loan bad credit guaranteed approval services is built for this exact scenario.

    The process is designed to deliver:

    • Emergency loans online guaranteed approval within hours
    • No teletrack or invasive background checks
    • Privacy and data security with encrypted portals
    • Simple repayment options through installment loans for bad credit

    This helps borrowers handle urgent expenses without resorting to high-risk predatory payday lenders. By offering guaranteed loan approval no credit check and legitimate direct lenders, Viva Payday Loans provides a much safer, more predictable path to short-term funding.

    “We have seen too many families torn apart by financial stress,” Carter added. “Our guaranteed approval loans and no credit check loans guaranteed approval direct lender programs are about restoring dignity and giving people a fair chance.”

    ⇒ Apply Now for Personal Loans for Bad Credit and Guaranteed Approval!

    Flexible Personal Loans for Bad Credit with Guaranteed Approval

    For those facing larger expenses, Viva Payday Loans now offers bad credit personal loans guaranteed approval and personal loans for bad credit guaranteed approval online with higher borrowing limits. Unlike payday loans that must be repaid in full on your next paycheck, these installment-style loans allow borrowers to make steady monthly payments over time.

    Highlights include:

    • Loan amounts ranging from $1,000 to $5,000
    • Flexible 3 to 24-month repayment schedules
    • Available nationwide through a trusted network of lenders
    • Zero prepayment penalties
    • No credit check loans guaranteed approval direct lender partnerships

    These high risk personal loans guaranteed approval direct lenders cater to borrowers who have been turned down elsewhere and want a realistic way to manage their budgets. Whether facing an emergency or planning a big life event, these installment loans for bad credit help borrowers rebuild their credit while covering urgent costs.

    ⇒ Same Day No Credit Check Loans — Get Funded Fast!

    What Makes Viva Payday Loans Different?

    In a market filled with questionable lenders, Viva Payday Loans stands apart with its unwavering commitment to transparency and ethical lending practices. The company works only with legit online loans guaranteed approval sources and prioritizes education, ensuring each applicant understands the terms before signing.

    Borrowers benefit from:

    • Fast approvals for guaranteed loan approval no credit check options
    • Upfront fee disclosures
    • Clear APR breakdowns
    • The chance to compare multiple loan offers before deciding
    • Responsive customer service to answer questions

    “We are not here to trap customers in a debt cycle,” explained Carter. “Our job is to connect borrowers with fair, responsible options, including no credit check loans guaranteed approval direct lender resources, so they can solve a problem without creating a bigger one.”

    ⇒ Start Your No Credit Check Loan Application Today with Viva Payday Loans!

    Addressing a National Need: Helping Bad Credit Borrowers Access Guaranteed Approval Loans

    Viva Payday Loans’ 2025 launch comes as more Americans than ever struggle with rising costs and limited credit access. According to the latest national data, millions of borrowers with fair or poor credit cannot qualify for mainstream bank financing, leaving them vulnerable to predatory lenders who charge hidden fees and triple-digit interest rates.

    By introducing a suite of bad credit loans guaranteed approval options, including no credit check loans guaranteed approval online and installment loans for bad credit, Viva Payday Loans is changing that equation. These guaranteed approval loans empower people to get the cash they need, on their terms, without fear of exploitation.

    ⇒ Secure Personal Loans for Bad Credit from a Direct Lender Today!

    “We know life happens,” said Carter. “People should not have to risk their security or dignity to borrow a few hundred or a few thousand dollars in an emergency. With our guaranteed approval loans and no credit check emergency loans guaranteed approval products, we can help consumers get back on track.”

    The company’s partnerships with tribal loans direct lender guaranteed approval and high risk personal loans guaranteed approval direct lenders ensure customers are matched to the right loan type and repayment plan for their situation. Whether the need is a $500 quick loan no credit check for a sudden bill or a larger bad credit personal loan guaranteed approval $5,000 for critical repairs, the options are flexible, secure, and transparent.

    ⇒ Get Same Day Funding Personal Loans for Bad Credit from Viva Payday Loans!

    Growing Demand for Instant Loans Online with Guaranteed Approval

    Consumer data shows that speed is a priority for today’s borrowers. Viva Payday Loans has responded with instant loan solutions, providing approvals and funds in as little as 24 hours through partnerships with instant payday loans online guaranteed approval lenders.

    Key benefits of these programs include:

    • Quick, secure applications from any device
    • Access to emergency loans no credit check within hours
    • Guaranteed approval loans for emergency expenses
    • Direct lender options with clear, consistent terms

    ⇒ Get Same Day Funding on Personal Loans for Bad Credit!

    This emphasis on instant loans online guaranteed approval reflects Viva Payday Loans’ mission to remove unnecessary delays and make sure clients can pay urgent bills, avoid utility shutoffs, or keep their vehicles running with minimal stress.

    “Emergencies don’t wait,” said Carter. “Our personal loans for bad credit guaranteed approval and emergency loan bad credit guaranteed approval programs are about putting money in people’s hands when they actually need it.”

    ⇒ Direct Lender No Credit Check Loans — Apply for Guaranteed Approval!

    Commitment to Consumer Education and Responsible Lending

    As part of the 2025 launch, Viva Payday Loans is also rolling out a comprehensive education initiative to help borrowers understand their options. Topics include:

    • How to use no credit check loans guaranteed approval responsibly
    • Building a repayment strategy
    • Avoiding high-risk debt cycles
    • Recognizing the differences between guaranteed approval loans and predatory payday products

    The company’s goal is to help each applicant choose a personal loan or installment loan that fits their life, not one that creates long-term hardship.

    Through articles, videos, and live support, Viva Payday Loans aims to teach customers how to evaluate no credit check loans guaranteed approval direct lender terms and avoid scams in the marketplace.

    ⇒ Get Personal Loans for Bad Credit — Guaranteed Approval Today!

    Partnership Highlights for 2025

    Viva Payday Loans has partnered with a network of highly trusted lenders for 2025, focusing on ethical, transparent lending. These partners include:

    • Tribal loans direct lender guaranteed approval specialists
    • High risk personal loans guaranteed approval direct lenders
    • Legit online loans guaranteed approval networks
    • No credit check loans guaranteed approval online providers

    By leveraging these partnerships, Viva Payday Loans ensures a broad range of options for applicants, from bad credit auto loans guaranteed approval to emergency loans online guaranteed approval and even bad credit mortgage loans guaranteed approval through specialized lending sources.

    “We are committed to providing every applicant — no matter their credit score — a fair, respectful, and dignified experience,” emphasized Carter.

    ⇒ Get Fast No Credit Check Loans Same Day Approval via Viva Payday Loans!

    More About Viva Payday Loans’ 2025 Mission

    As a trusted voice in the short-term lending space, Viva Payday Loans wants to rebuild confidence for people who have been left behind by traditional banks. Their mission is clear: to deliver personal loans for bad credit guaranteed approval online with fairness, transparency, and speed.

    By 2025, Viva Payday Loans has positioned itself as a champion of borrower rights, fighting against predatory lending practices and supporting educational initiatives. From guides about guaranteed loan approval no credit check to step-by-step tools for evaluating interest rates, the brand aims to give every applicant the knowledge to make empowered decisions.

    Viva Payday Loans also announced that it will roll out even more no credit check loans guaranteed approval online resources, expanding video tutorials, financial literacy workshops, and partnerships with community non-profits.

    “Education is the foundation,” emphasized Carter. “A payday loan or installment loan should solve a short-term problem, not create a lifelong trap. That’s why we work with the most transparent no credit check loans guaranteed approval direct lender partners in the country.”

    ⇒ Secure Guaranteed Approval No Credit Check Loans at Viva Payday Loans

    Empowering Consumers with Transparent Lending

    Through its guaranteed approval programs, Viva Payday Loans is rewriting what people think about emergency loans. Many consumers believe “no credit check loans” or “bad credit personal loans” automatically mean sky-high interest rates and endless debt cycles. Viva Payday Loans is working to break that myth.

    By partnering with direct lenders that follow fair-lending rules and consumer-protection guidelines, the company helps borrowers get the help they need without falling into shady, high-pressure repayment plans.

    Applicants can compare multiple offers on one secure platform, review installment loans for bad credit options, and ask questions before accepting a loan. In this way, Viva Payday Loans combines the power of fintech with a human-centered approach to lending.

    ⇒ No Credit Check Loans with Same Day Funding — Apply Instantly!

    A Look at Future Lending Innovations

    Beyond 2025, Viva Payday Loans is planning new tools to expand guaranteed approval services even further. Potential future expansions may include:

    • Bad credit auto loans guaranteed approval
    • Bad credit mortgage loans guaranteed approval
    • Guaranteed installment loans for bad credit direct lenders only
    • Tribal loans direct lender guaranteed approval with no teletrack
    • More advanced fraud prevention tools
    • Expanded partnerships with regional community lenders

    These forward-thinking products will help meet diverse borrower needs while maintaining the same core principles of speed, transparency, and trust.

    “We will continue to innovate,” Carter confirmed. “Our customers deserve options, fairness, and dignity. That is exactly what we intend to deliver.”

    ⇒ Personal Loans for Bad Credit — Start with a Direct Lender Today!

    Key Benefits of Viva Payday Loans in 2025

    To summarize, here’s what borrowers can expect from Viva Payday Loans:

    • ✅ Guaranteed approval for a wide range of loan types, including installment loans for bad credit and no credit check loans guaranteed approval direct lender programs.
    • ✅ Access to tribal loans direct lender guaranteed approval no teletrack lenders, expanding flexibility for more borrowers.
    • ✅ Options for $1,000 quick loan no credit check and up to $5,000 bad credit personal loans guaranteed approval.
    • ✅ Secure, encrypted applications available online 24/7.
    • ✅ Partnerships with only legit online loans guaranteed approval networks that meet ethical standards.
    • ✅ Fast decisions — often within minutes — and funding possible in less than one business day.
    • ✅ Transparent fees, no hidden costs, and no pressure tactics.

    ⇒ Get Guaranteed Approval No Credit Check Loans — Apply Today!

    Final Thoughts: Reimagining Access to Emergency Credit in 2025

    With its expanded offerings of personal loans for bad credit guaranteed approval, no credit check loans guaranteed approval direct lender programs, and emergency loan bad credit guaranteed approval solutions, Viva Payday Loans is rewriting the rules of short-term lending in 2025.

    Borrowers no longer have to rely on inflexible, outdated systems or face rejection due to past credit mistakes. Whether you’re seeking online loans for bad credit guaranteed approval, instant payday loans online guaranteed approval, or no credit check installment loans guaranteed approval direct lender options, Viva Payday Loans provides access to fast funding from sources that prioritize clarity and fairness.

    “At the end of the day, this is about giving people back control of their lives,” said Jessica Carter, Viva Payday Loans’ Senior Product Manager. “We believe that a denied credit score should not mean a denied future. With our expanded lineup of guaranteed approval loans, people can now get real help — without shame, without delays, and without unreasonable terms.”

    ⇒ Direct Lender No Credit Check Loans with Same Day Approval — Apply Today!

    Frequently Asked Questions

    To further support transparency for consumers, Viva Payday Loans includes these frequently asked questions as part of its 2025 launch announcement:

    What does “personal loans for bad credit guaranteed approval” really mean?

    Personal loans for bad credit guaranteed approval refer to financial products specifically built for individuals with low or damaged credit scores. With Viva Payday Loans, these loans come with a guaranteed evaluation and a streamlined approval process, so more applicants can be considered fairly.

    Are no credit check loans guaranteed approval direct lender options safe?

    Yes, when you work with a trusted brand like Viva Payday Loans, no credit check loans guaranteed approval direct lender options are designed to be safe. The lenders are carefully screened, use transparent pricing, and comply with strict data protection standards.

    Can I really get an emergency loan bad credit guaranteed approval on the same day?

    In many cases, yes. Viva Payday Loans works with lenders who provide emergency loans online guaranteed approval with funding in as little as 24 hours. In some cases, you may see same-day payouts depending on your bank’s processing times.

    What is the difference between installment loans for bad credit and payday loans?

    An installment loan for bad credit offers a repayment plan spread over weeks or months, while a payday loan is usually due in full on your next paycheck. Viva Payday Loans offers both options, but encourages borrowers to consider installment loans for bad credit as they tend to be more manageable and predictable.

    Are there no credit check emergency loans guaranteed approval?

    Yes, Viva Payday Loans connects borrowers with lenders who do not perform a hard credit pull, providing no credit check emergency loans guaranteed approval to help you avoid damaging your credit score further.

    How much can I borrow with personal loans for bad credit guaranteed approval?

    Loan amounts typically range from $300 to $5,000, depending on income, state rules, and lender criteria. Higher amounts may be available through bad credit personal loans guaranteed approval $5,000 offers.

    What makes Viva Payday Loans different from other online loan services?

    Viva Payday Loans is committed to responsible lending, working only with legit, transparent guaranteed approval loans providers. There are no hidden fees, and you can compare offers in real time without pressure.

    Media Contact & Further Information

    About Viva Payday Loans:

    Viva Payday Loans is a U.S.-based loan connection service specializing in responsible short-term lending solutions, including no credit check loans guaranteed approval, bad credit personal loans guaranteed approval, and emergency loan bad credit guaranteed approval options. Committed to ethical lending and consumer empowerment, Viva Payday Loans connects borrowers with reliable, licensed lenders in real time.

    Media Contact:
    Company: Viva Payday Loans
    Attn: Jessica Carter, Senior Product Manager
    Email: media@vivapaydayloans.com
    Address: 1801 Norman Street, Los Angeles, CA 90022, USA
    Phone: +1 323-278-4198
    Website: https://www.vivapaydayloans.com

    Disclaimer & Affiliate Disclosure
    This article is intended for informational and commercial purposes only. It does not constitute financial advice, legal counsel, or an endorsement of any particular loan provider. While reasonable efforts have been made to ensure the accuracy and relevance of the information presented, neither the author nor any affiliated third parties guarantee its completeness, accuracy, or timeliness. Readers are strongly advised to conduct their own research and consult with a qualified financial advisor, legal professional, or other appropriate expert before making any financial decisions.
    Please note that the products and services referenced herein—including personal loans and payday lending platforms—may not be suitable for everyone. Loan terms, eligibility criteria, and interest rates differ by lender and jurisdiction. Loan approval is not guaranteed, and is subject to each lender’s verification process, which may include evaluation of location, identity, income, creditworthiness, and regulatory compliance.
    This content may include affiliate links. If you press on one of these links and proceed to apply for or purchase a product or service, the publisher and its partners may earn a commission at no extra cost to you. This has no impact on editorial content, integrity, or recommendations provided. All opinions expressed are general in nature and do not necessarily reflect the views of any specific lender unless otherwise stated.
    By accessing or interacting with this content, you acknowledge and agree that the publisher, content creators, affiliates, distribution partners, and third-party networks bear no responsibility for inaccuracies, omissions, outdated information, or any losses—financial or otherwise—arising from your use of the information provided. This includes but is not limited to declined applications, financial disputes, or loan contract issues with lenders.
    References to companies such as “Viva Payday Loans” are made for informational comparison only and do not imply endorsement, affiliation, or legal partnership. For questions or concerns regarding a particular product or service, please contact the respective provider directly using their official contact information.
    All trademarks, service marks, and company names mentioned are the property of their respective owners.

    Attachment

    The MIL Network –

  • MIL-OSI USA: Fischer, Luján Statement on Supreme Court Ruling on Universal Service Fund

    US Senate News:

    Source: United States Senator for Nebraska Deb Fischer
     Today, U.S. Senators Deb Fischer (R-Neb.), Chair of the Senate Telecommunications and Media Subcommittee, and Ben Ray Luján (D-N.M.), Ranking Member, released the following statement after the United States Supreme Court issued a ruling on the Universal Service Fund (USF):“We’re encouraged by the Supreme Court’s ruling on the Universal Service Fund, and we look forward to working together to focus on long-term solutions for the USF, evaluate broadband programs, and help connect unserved and underserved communities across America.”This month, Fischer and Luján announced the reconstitution of the USF Working Group. 

    MIL OSI USA News –

  • MIL-OSI USA: Warren, Garcia Renew Fight to Limit Flow of Ammunition Into American Communities

    US Senate News:

    Source: United States Senator for Massachusetts – Elizabeth Warren
    June 27, 2025
    Bill Text (PDF) 
    Washington, D.C. – U.S. Senator Elizabeth Warren (D-Mass.) and Representative Robert Garcia (D-Calif.) reintroduced the Ammunition Modernization and Monitoring Oversight (AMMO) Act, legislation that would restrict bulk sales of ammunition, require businesses that sell ammunition to obtain the same federal license as firearm dealers, and require businesses to conduct a background check on ammunition buyers.
    Currently, businesses are not required to possess licenses to sell ammunition and can sell to any buyer, in any quantity, without a background check and with no recordkeeping or data sharing.
    The bill would prohibit bulk sales of ammunition based on the type of ammo. It limits individuals to purchasing no more than 100 rounds of .50-caliber ammunition—the most deadly, potent military grade—and 1000 rounds for all other ammunition within a 5-day period. The AMMO Act would restrict individuals from purchasing ammunition to then sell illegally to others and require data sharing on ammunition sales. 
    “Our government needs to step up and limit access to ammunition if we want to stop the gun violence epidemic in this country,” said Senator Warren. “I’m going to keep fighting to keep our communities safe from potential mass shooters.”
    “It makes absolutely no sense that anyone in this country can walk into a business and buy as much ammunition as they want, with no background check and no questions asked,” said Congressman Robert Garcia. “We need to do everything in our power to prevent mass shootings and end our nation’s gun violence epidemic. During Gun Violence Awareness Month, I’m proud to help lead a bill that closes this loophole with a commonsense fix that will save lives and protect our communities.”
    The legislation is co-sponsored in the Senate by Senators Richard Blumenthal (D-Conn.) and Mazie Hirono (D-Hawaii).
    The legislation is co-sponsored in the House by Representatives Debbie Wasserman Schultz (D-Fla.), Maxwell Frost (D-Fla.), Stephen F. Lynch (D-Mass.), Shri Thanedar (D-Mich.), Melanie Ann Stansbury (D-N.M.), Ritchie Torres (D-N.Y.), Henry C. “Hank” Johnson Jr. (D-Ga.), Delia C. Ramirez (D-Ill.), Juan Vargas (D-Cal.), Becca Balint (D-Vt.-At Large), Janice D. Schakowsky (D-Ill.), Mike Quigley (D-Ill.), Terri A. Sewell (D-Ala.), Adriano Espaillat (D-N.Y.), Daniel S. Goldman (D-N.Y.), Julia Brownley (D-Cal.), Eric Swallwell (D-Cal.), Kevin Mullen (D-Cal.), Seth Magaziner (D-R.I.), Nanette Diaz Barragan (D-Cal.), Robin L. Kelly (D-Ill.), and Sean Casten (D-Ill.).
    The AMMO Act is endorsed by Everytown for Gun Safety, Brady, Community Justice Action Fund, Newtown Action, the National Institute for Criminal Justice Reform, Orange Ribbons, and Voters of Tomorrow.

    MIL OSI USA News –

  • MIL-OSI USA: Remarks by Acting Chairman Caroline D. Pham, 100 Impact Leaders Dinner and Annual Awards, Digital Assets Global Forum, UK House of Lords

    Source: US Commodity Futures Trading Commission

    Good evening, my lords, ladies and gentlemen. I would like to express my gratitude to Lord Taylor of Warwick and Dr. Lisa Cameron, as well as the Financial Club and the UK US Crypto Alliance, for this recognition at the Digital Assets Global Forum 100 Impact Leaders Dinner and Annual Awards and inviting me to provide remarks. Thank you also to Baroness Uddin and Lord Ranger, and especially to all the event staff at the House of Lords.
    It is a great honor to receive this year’s Legacy Award, and a great privilege to share my views regarding innovation and market structure in financial services. Tonight’s event is a testament to the strength and longevity of the close relationships among UK and U.S. institutions, and the special relationship between our two great Nations.
    Crypto and Digital Assets
    In April, Treasury Secretary Bessent and Chancellor Reeves discussed digital asset regulation and laid the groundwork for our governments to explore ways “to support the use and responsible growth of digital assets.”
    In the context of that discussion, I was pleased to learn that Chancellor Reeves acknowledged the importance of the UK-U.S. Financial Regulatory Working Group (FRWG), which I will discuss in a few minutes. Both the U.S. Commodity Futures Trading Commission (CFTC) and the UK Financial Conduct Authority (FCA) are members, and our agencies have partnered closely for decades.
    The UK Government has moved quickly on cryptoasset regulatory proposals, including the FCA’s public consultation on various papers and publication of an FCA Crypto Roadmap.
    So, I would like to highlight for you the CFTC’s swift progress on President Trump’s executive orders and policy agenda for digital assets.
    For both our Nations, this is the light at the end of a very long tunnel, the dawn of a new golden age for market innovation, and the culmination of years of hard work by both the public and private sectors.
    Responsible innovation and fair competition
    While UK regulators have recently gained a secondary mandate on competition, the CFTC has long had a dual mandate to promote responsible innovation and fair competition in our markets.
    Our dual mandate enshrines the simple truth that derivatives are financial instruments that are at the cutting edge of market innovation, and therefore our regulatory framework must be principles-based and flexible to adapt to new markets and new products.
    Let me tell you about my personal journey towards ensuring that the CFTC remains not only the first, but also at the forefront, of leadership on digital asset markets.
    The U.S. regulation of spot digital assets is a high priority for the CFTC because the largest digital asset markets are commodities.
    It is also a high priority for me because I have worked on crypto and digital assets initiatives for over 10 years—since 2013, when I was staff at the CFTC and the Bitcoin Foundation came to Washington, DC to engage with regulators on responsible innovation.
    That’s right—the crypto industry did not run away from regulation, they ran towards it, even in those early years, in hopes of finding a clear regulatory roadmap.
    At that time, we at the CFTC thought that Bitcoin was a commodity. Two years later, in 2015, the CFTC made this view known publicly, and has maintained this view ever since as this novel asset class has expanded to include more tokens.
    After my initial experience with crypto at the CFTC, I engaged on crypto again in the private sector.
    I worked on Citi’s digital asset strategy, including product development and strategic equity and venture capital investments, and I worked on transactions, partnerships, vendors, and new clients.
    I led digital assets global regulatory strategy and policy advocacy and initiatives to implement governance, risk, and control frameworks and compliance policies and procedures. That included leading global engagement in supervisory examinations of distributed ledger technology (DLT or blockchain) and digital assets by both U.S. and non-U.S. regulators—including the FCA.
    Based on my hands-on experience, when I became a CFTC Commissioner, I knew providing regulatory clarity for digital assets had to be a priority.
    I first proposed 10 fundamentals for responsible digital asset markets, which could be universally applied in any jurisdiction, in 2022. Then, I proposed a CFTC digital asset markets pilot program as a U.S. regulatory sandbox in 2023. I was gratified to be named to CoinDesk’s Most Influential 2023 list for these efforts.
    Last year, in 2024, the Digital Asset Markets Subcommittee of the CFTC’s Global Markets Advisory Committee (GMAC), which I sponsor, developed and made two recommendations to the Commission: (1) a U.S. digital asset taxonomy and (2) regulatory treatment of tokenized non-cash collateral.
    I want to thank the firms—many in this audience—from the largest banks and asset managers, to exchanges and clearinghouses, to crypto native startups, who have contributed to the GMAC’s efforts and graciously provided their time and resources to create a consensus view across both traditional and digital asset markets.
    These recommendations for industry standards reflect years of thoughtful, disciplined work from the actual builders in this space who are the industry leaders.
    It’s a common global solution that works for everyone, and also includes input from both international standard setters and non-U.S. regulatory authorities.
    A golden age for market innovation
    This year, in the Trump Administration’s first 100 days, the CFTC has taken decisive action to implement these prior proposals and promote a pro-innovation, pro-growth approach for digital assets.
    The CFTC is a member of the President’s Working Group on Digital Asset Markets, which is expected to release a report next month that will be the Administration’s crypto roadmap. We have been working closely with the U.S. Treasury Department, the SEC, and other agencies on this productive and fruitful effort.
    In February, I hosted a first-ever Crypto CEO Forum and participated in the groundbreaking White House Digital Assets Summit.
    The CFTC has withdrawn outdated staff advisories and released new guidance to improve regulatory clarity for American and other innovators and entrepreneurs in crypto and digital assets.
    We have had discussions on a digital asset markets pilot program and will soon participate as an observer in industry tokenization initiatives.
    And, the CFTC recently completed a public comment period on 24/7 trading and perpetual derivatives, two crypto market innovations that may have implications for other asset classes with sufficient liquidity. Perpetual derivatives have been trading live on CFTC-registered designated contract markets (DCMs) since April, and 24/7 trading has been live since May.
    The CFTC has provided technical assistance to Congress on various digital asset legislative proposals, including the CLARITY Act, and stands ready to carry out our mission if our jurisdiction is expanded. The future is bright.
    Looking ahead, the U.S. must have a durable and flexible approach to regulation that will keep up with continuing innovation and stand the test of time.
    Lessons learned
    I appreciate Lord Taylor’s remarks about learning from the past. I will share some lessons learned from my experience at the CFTC and in the private sector with implementing the Dodd-Frank Act, the last time the U.S. enacted legislation that dramatically reshaped market structure.
    The CFTC’s implementation of Dodd-Frank with our swaps regulations had far-reaching unintended consequences. Fifteen years later, the CFTC is still working to eliminate unworkable, overly burdensome requirements and resolve regulatory overreach that have significantly increased costs for all market participants with no meaningful benefits.
    There are two key lessons learned, and we must not repeat the mistakes of the past.
    Regulatory moat
    First, Dodd-Frank’s duplicative, costly, and unnecessary regulatory requirements that cost billions of dollars annually for registration, compliance, and reporting—in addition to enforcement penalties that have become a tax on doing business—have resulted in a regulatory moat that is a barrier to entry for smaller firms, startups, and entrepreneurs.
    This has led to anti-competitive effects and consolidation and concentration of market participants, because only the biggest firms can afford the overhead.
    Any mandate or issuance of new regulations by the CFTC should leverage our existing registration categories and compliance requirements to avoid piling on with another layer of overregulation that has no benefit to market integrity or customer protection.
    Market fragmentation
    Second, Dodd-Frank’s jurisdictional overreach and the CFTC’s initial approach to cross-border activity resulted in swaps market fragmentation. These effects were especially profound in London and New York, the most important trading hubs.
    A lack of harmonization based on principles of international comity, mutual recognition, and regulatory coherence led to fractured market liquidity that is less resilient to market shock or dislocation, increasing both market volatility and systemic risk.
    Market fragmentation also resulted in increased complexity and costs for international financial institutions and other market participants’ legal entity strategy, booking models, and other operational processes. Increasing complexity increases both financial and non-financial risks.
    Again, fifteen years later, the CFTC still has not completed implementing a substituted compliance regime across all CFTC swaps regulation.
    Most of the CFTC’s over 20 staff letters, advisories, or other guidance issued since January under my leadership as acting Chairman have been to fix remaining Dodd-Frank issues based on my experience as an operating executive.
    Because crypto and digital asset markets are borderless by design, it is imperative that the CFTC’s policy approach ensures that substituted compliance will be available from the start for entities that are properly registered in their home country jurisdictions that have comparable regulatory schemes, and that reciprocal mutual recognition for CFTC-registered entities is available as well.
    The close partnership between UK and U.S. authorities can help to achieve this regulatory coherence. By leveraging existing registration categories and cross-border substituted compliance or mutual recognition, the CFTC and our non-U.S. regulatory counterparts would not have to reinvent the wheel and further delay growth and progress for digital asset markets.
    Our current CFTC regulated entities could begin trading crypto on day one, and bring previously offshore activity back onshore to the U.S. with no negative impact to depth of market liquidity.
    Simplicity is the solution
    I have encouraged technology-neutral regulations that do not have to be continually rewritten to keep up with innovation, and activity-based regulations that do not require burdensome and costly entity-registration requirements that stifle competition by raising the gate to new entrants with less capital (namely, start-ups and entrepreneurs).
    It is critical that once further regulatory clarity is provided, including through interpretations and exemptions, that the CFTC is prepared to move quickly rather than waiting to complete the 4 to 5 year process to develop and adopt additional digital asset regulations, for the crypto and financial sector to then spend even more years to implement.
    The regulatory burn rate and the costs of missing out on market share are real.
    A simple approach that can be completed in 12 to 18 months is the fastest way to ensure that the U.S. is no longer left behind when it comes to promoting innovation and welcoming American entrepreneurs and companies to come back home.
    This is how we ensure U.S. competitiveness and that the U.S. leads the way in harnessing the potential of this new technology to create economic opportunities for all Americans.  This is how the U.S. becomes the crypto capital of the world.
    UK and U.S. Relationship
    In the FinTech and digital-assets space, the CFTC’s coordination with our UK counterparts has enabled us to navigate the rapidly changing landscape, mitigate risks, and advance responsible innovation. I especially want to recognize our close cooperation with the FCA in this regard.
    In 2018, the CFTC and the FCA signed a FinTech Innovation Arrangement wherein we each committed to collaborate and support innovative firms through our respective financial technology initiatives.
    CFTC staff members have also benefitted from participating with their UK peers and other regulatory partners in the Financial Innovation Partnership, which is a dialogue like the FRWG, designed to focus on facilitating our mutual engagement in financial innovation.
    In other areas of financial services oversight, we have a long and deep history of collaboration.
    These long-standing examples serve as a formidable blueprint for successful collaboration going forward regarding digital-assets, decentralized finance, and artificial intelligence (AI):

    In 1986, the CFTC and the Securities and Exchange Commission (SEC) signed a memorandum of understanding with the UK Department of Trade and Industry, now succeeded by the FCA.

    In 1989, the CFTC included the UK among the first exemptions issued under Rule 30.10 (allowing UK firms to serve as futures brokers for U.S. customers on UK exchanges without having to register as brokers in the U.S.).   Many UK firms still avail themselves of this 30.10 relief.

    In 1991, we signed a memorandum of understanding amongst the CFTC, SEC, the then Department of Trade and Industry, and the Securities and Investments Board (the latter two succeeded by the FCA, the Prudential Regulation Authority, and the Bank of England) on mutual assistance and the exchange of information.

    In 2009, the CFTC and the Bank of England executed a memorandum of understanding on Central Counterparty Clearing House (CCP) supervision.

    In 2020, the CFTC revised that clearing memorandum of understanding with the Bank of England to reflect the cooperation and exchange of information in the supervision and oversight of CCPs that operate on a cross-border basis in the U.S. and UK.

    In the Spring of 2023, the CFTC and Bank of England announced a further strengthening of our commitment to close cooperation and mutual understandings on the supervision of CCPs.

    Later in 2023, the UK Parliament published its CCP equivalence decision for the CFTC. This was an important milestone in our mutual deferential approach to supervision because it highlights our strong cooperation and allows greater cross-border access for our regulated entities.

    Each of these achievements have been possible because we have a relationship based on trust and mutual respect.
    Since the financial crisis and global derivatives regulatory reform, the CFTC directly regulates the largest UK banks as swap dealers, and much hard work has gone into establishing a substituted compliance and mutual recognition regime. I’m pleased to have furthered these efforts under my chairmanship as well.
    The UK-U.S. Financial Regulatory Working Group
    During the most recent FRWG meeting, representatives of our finance ministries, markets regulators, and prudential authorities discussed the strong current of innovation evident in our jurisdictions as well as the means to collaborate on a foundational framework in the areas of digital-assets and AI.
    Our respective delegations provided updates on proposed legislation to regulate digital assets, including stablecoin. UK participants also noted that you have updated your Digital Securities Sandbox and are building on recent discussions between the Chancellor and the U.S. Treasury Secretary.
    Importantly, the FRWG also discussed exploring potential opportunities to support cross-border innovation. Participants emphasized the importance of effective regulation in promoting economic growth while also addressing risks and continued bilateral and international engagement within the sector and amongst authorities.
    In that regard, FRWG representatives also exchanged views on their respective approaches to AI and both current and future AI use cases within financial services. U.S. and UK authorities discussed means to work together, including as appropriate through international standard-setting and coordination institutions, to realize the potential of this technology and address the risks of AI in financial services.
    Conclusion
    During my chairmanship and as a commissioner, I have tirelessly advocated for a level playing field for global businesses and access to markets. Relationships—especially special ones like ours, the UK and the U.S.—make this possible.
    Through my work with the CFTC’s GMAC and engagement with international standard-setters like the Financial Stability Board (FSB), Bank for International Settlements (BIS) and the Basel Committee for Banking Supervision (BCBS), the International Organization of Securities Commissions (IOSCO), and the Organization for Economic Co-operation and Development (OECD), and my bilateral relationships with nearly two dozen of the CFTC’s regulatory counterparts around the world, I believe that we can achieve shared prosperity through economic growth and the engine of capital markets.
    As our Nations continue to forge ahead with our pro-innovation agendas through our multiple regulatory initiatives, our markets will be well-served by our continued cooperation.
    Thank you.

    MIL OSI USA News –

  • MIL-OSI USA: Remarks by Acting Chairman Caroline D. Pham, 100 Impact Leaders Dinner and Annual Awards, Digital Assets Global Forum, UK House of Lords

    Source: US Commodity Futures Trading Commission

    Good evening, my lords, ladies and gentlemen. I would like to express my gratitude to Lord Taylor of Warwick and Dr. Lisa Cameron, as well as the Financial Club and the UK US Crypto Alliance, for this recognition at the Digital Assets Global Forum 100 Impact Leaders Dinner and Annual Awards and inviting me to provide remarks. Thank you also to Baroness Uddin and Lord Ranger, and especially to all the event staff at the House of Lords.
    It is a great honor to receive this year’s Legacy Award, and a great privilege to share my views regarding innovation and market structure in financial services. Tonight’s event is a testament to the strength and longevity of the close relationships among UK and U.S. institutions, and the special relationship between our two great Nations.
    Crypto and Digital Assets
    In April, Treasury Secretary Bessent and Chancellor Reeves discussed digital asset regulation and laid the groundwork for our governments to explore ways “to support the use and responsible growth of digital assets.”
    In the context of that discussion, I was pleased to learn that Chancellor Reeves acknowledged the importance of the UK-U.S. Financial Regulatory Working Group (FRWG), which I will discuss in a few minutes. Both the U.S. Commodity Futures Trading Commission (CFTC) and the UK Financial Conduct Authority (FCA) are members, and our agencies have partnered closely for decades.
    The UK Government has moved quickly on cryptoasset regulatory proposals, including the FCA’s public consultation on various papers and publication of an FCA Crypto Roadmap.
    So, I would like to highlight for you the CFTC’s swift progress on President Trump’s executive orders and policy agenda for digital assets.
    For both our Nations, this is the light at the end of a very long tunnel, the dawn of a new golden age for market innovation, and the culmination of years of hard work by both the public and private sectors.
    Responsible innovation and fair competition
    While UK regulators have recently gained a secondary mandate on competition, the CFTC has long had a dual mandate to promote responsible innovation and fair competition in our markets.
    Our dual mandate enshrines the simple truth that derivatives are financial instruments that are at the cutting edge of market innovation, and therefore our regulatory framework must be principles-based and flexible to adapt to new markets and new products.
    Let me tell you about my personal journey towards ensuring that the CFTC remains not only the first, but also at the forefront, of leadership on digital asset markets.
    The U.S. regulation of spot digital assets is a high priority for the CFTC because the largest digital asset markets are commodities.
    It is also a high priority for me because I have worked on crypto and digital assets initiatives for over 10 years—since 2013, when I was staff at the CFTC and the Bitcoin Foundation came to Washington, DC to engage with regulators on responsible innovation.
    That’s right—the crypto industry did not run away from regulation, they ran towards it, even in those early years, in hopes of finding a clear regulatory roadmap.
    At that time, we at the CFTC thought that Bitcoin was a commodity. Two years later, in 2015, the CFTC made this view known publicly, and has maintained this view ever since as this novel asset class has expanded to include more tokens.
    After my initial experience with crypto at the CFTC, I engaged on crypto again in the private sector.
    I worked on Citi’s digital asset strategy, including product development and strategic equity and venture capital investments, and I worked on transactions, partnerships, vendors, and new clients.
    I led digital assets global regulatory strategy and policy advocacy and initiatives to implement governance, risk, and control frameworks and compliance policies and procedures. That included leading global engagement in supervisory examinations of distributed ledger technology (DLT or blockchain) and digital assets by both U.S. and non-U.S. regulators—including the FCA.
    Based on my hands-on experience, when I became a CFTC Commissioner, I knew providing regulatory clarity for digital assets had to be a priority.
    I first proposed 10 fundamentals for responsible digital asset markets, which could be universally applied in any jurisdiction, in 2022. Then, I proposed a CFTC digital asset markets pilot program as a U.S. regulatory sandbox in 2023. I was gratified to be named to CoinDesk’s Most Influential 2023 list for these efforts.
    Last year, in 2024, the Digital Asset Markets Subcommittee of the CFTC’s Global Markets Advisory Committee (GMAC), which I sponsor, developed and made two recommendations to the Commission: (1) a U.S. digital asset taxonomy and (2) regulatory treatment of tokenized non-cash collateral.
    I want to thank the firms—many in this audience—from the largest banks and asset managers, to exchanges and clearinghouses, to crypto native startups, who have contributed to the GMAC’s efforts and graciously provided their time and resources to create a consensus view across both traditional and digital asset markets.
    These recommendations for industry standards reflect years of thoughtful, disciplined work from the actual builders in this space who are the industry leaders.
    It’s a common global solution that works for everyone, and also includes input from both international standard setters and non-U.S. regulatory authorities.
    A golden age for market innovation
    This year, in the Trump Administration’s first 100 days, the CFTC has taken decisive action to implement these prior proposals and promote a pro-innovation, pro-growth approach for digital assets.
    The CFTC is a member of the President’s Working Group on Digital Asset Markets, which is expected to release a report next month that will be the Administration’s crypto roadmap. We have been working closely with the U.S. Treasury Department, the SEC, and other agencies on this productive and fruitful effort.
    In February, I hosted a first-ever Crypto CEO Forum and participated in the groundbreaking White House Digital Assets Summit.
    The CFTC has withdrawn outdated staff advisories and released new guidance to improve regulatory clarity for American and other innovators and entrepreneurs in crypto and digital assets.
    We have had discussions on a digital asset markets pilot program and will soon participate as an observer in industry tokenization initiatives.
    And, the CFTC recently completed a public comment period on 24/7 trading and perpetual derivatives, two crypto market innovations that may have implications for other asset classes with sufficient liquidity. Perpetual derivatives have been trading live on CFTC-registered designated contract markets (DCMs) since April, and 24/7 trading has been live since May.
    The CFTC has provided technical assistance to Congress on various digital asset legislative proposals, including the CLARITY Act, and stands ready to carry out our mission if our jurisdiction is expanded. The future is bright.
    Looking ahead, the U.S. must have a durable and flexible approach to regulation that will keep up with continuing innovation and stand the test of time.
    Lessons learned
    I appreciate Lord Taylor’s remarks about learning from the past. I will share some lessons learned from my experience at the CFTC and in the private sector with implementing the Dodd-Frank Act, the last time the U.S. enacted legislation that dramatically reshaped market structure.
    The CFTC’s implementation of Dodd-Frank with our swaps regulations had far-reaching unintended consequences. Fifteen years later, the CFTC is still working to eliminate unworkable, overly burdensome requirements and resolve regulatory overreach that have significantly increased costs for all market participants with no meaningful benefits.
    There are two key lessons learned, and we must not repeat the mistakes of the past.
    Regulatory moat
    First, Dodd-Frank’s duplicative, costly, and unnecessary regulatory requirements that cost billions of dollars annually for registration, compliance, and reporting—in addition to enforcement penalties that have become a tax on doing business—have resulted in a regulatory moat that is a barrier to entry for smaller firms, startups, and entrepreneurs.
    This has led to anti-competitive effects and consolidation and concentration of market participants, because only the biggest firms can afford the overhead.
    Any mandate or issuance of new regulations by the CFTC should leverage our existing registration categories and compliance requirements to avoid piling on with another layer of overregulation that has no benefit to market integrity or customer protection.
    Market fragmentation
    Second, Dodd-Frank’s jurisdictional overreach and the CFTC’s initial approach to cross-border activity resulted in swaps market fragmentation. These effects were especially profound in London and New York, the most important trading hubs.
    A lack of harmonization based on principles of international comity, mutual recognition, and regulatory coherence led to fractured market liquidity that is less resilient to market shock or dislocation, increasing both market volatility and systemic risk.
    Market fragmentation also resulted in increased complexity and costs for international financial institutions and other market participants’ legal entity strategy, booking models, and other operational processes. Increasing complexity increases both financial and non-financial risks.
    Again, fifteen years later, the CFTC still has not completed implementing a substituted compliance regime across all CFTC swaps regulation.
    Most of the CFTC’s over 20 staff letters, advisories, or other guidance issued since January under my leadership as acting Chairman have been to fix remaining Dodd-Frank issues based on my experience as an operating executive.
    Because crypto and digital asset markets are borderless by design, it is imperative that the CFTC’s policy approach ensures that substituted compliance will be available from the start for entities that are properly registered in their home country jurisdictions that have comparable regulatory schemes, and that reciprocal mutual recognition for CFTC-registered entities is available as well.
    The close partnership between UK and U.S. authorities can help to achieve this regulatory coherence. By leveraging existing registration categories and cross-border substituted compliance or mutual recognition, the CFTC and our non-U.S. regulatory counterparts would not have to reinvent the wheel and further delay growth and progress for digital asset markets.
    Our current CFTC regulated entities could begin trading crypto on day one, and bring previously offshore activity back onshore to the U.S. with no negative impact to depth of market liquidity.
    Simplicity is the solution
    I have encouraged technology-neutral regulations that do not have to be continually rewritten to keep up with innovation, and activity-based regulations that do not require burdensome and costly entity-registration requirements that stifle competition by raising the gate to new entrants with less capital (namely, start-ups and entrepreneurs).
    It is critical that once further regulatory clarity is provided, including through interpretations and exemptions, that the CFTC is prepared to move quickly rather than waiting to complete the 4 to 5 year process to develop and adopt additional digital asset regulations, for the crypto and financial sector to then spend even more years to implement.
    The regulatory burn rate and the costs of missing out on market share are real.
    A simple approach that can be completed in 12 to 18 months is the fastest way to ensure that the U.S. is no longer left behind when it comes to promoting innovation and welcoming American entrepreneurs and companies to come back home.
    This is how we ensure U.S. competitiveness and that the U.S. leads the way in harnessing the potential of this new technology to create economic opportunities for all Americans.  This is how the U.S. becomes the crypto capital of the world.
    UK and U.S. Relationship
    In the FinTech and digital-assets space, the CFTC’s coordination with our UK counterparts has enabled us to navigate the rapidly changing landscape, mitigate risks, and advance responsible innovation. I especially want to recognize our close cooperation with the FCA in this regard.
    In 2018, the CFTC and the FCA signed a FinTech Innovation Arrangement wherein we each committed to collaborate and support innovative firms through our respective financial technology initiatives.
    CFTC staff members have also benefitted from participating with their UK peers and other regulatory partners in the Financial Innovation Partnership, which is a dialogue like the FRWG, designed to focus on facilitating our mutual engagement in financial innovation.
    In other areas of financial services oversight, we have a long and deep history of collaboration.
    These long-standing examples serve as a formidable blueprint for successful collaboration going forward regarding digital-assets, decentralized finance, and artificial intelligence (AI):

    In 1986, the CFTC and the Securities and Exchange Commission (SEC) signed a memorandum of understanding with the UK Department of Trade and Industry, now succeeded by the FCA.

    In 1989, the CFTC included the UK among the first exemptions issued under Rule 30.10 (allowing UK firms to serve as futures brokers for U.S. customers on UK exchanges without having to register as brokers in the U.S.).   Many UK firms still avail themselves of this 30.10 relief.

    In 1991, we signed a memorandum of understanding amongst the CFTC, SEC, the then Department of Trade and Industry, and the Securities and Investments Board (the latter two succeeded by the FCA, the Prudential Regulation Authority, and the Bank of England) on mutual assistance and the exchange of information.

    In 2009, the CFTC and the Bank of England executed a memorandum of understanding on Central Counterparty Clearing House (CCP) supervision.

    In 2020, the CFTC revised that clearing memorandum of understanding with the Bank of England to reflect the cooperation and exchange of information in the supervision and oversight of CCPs that operate on a cross-border basis in the U.S. and UK.

    In the Spring of 2023, the CFTC and Bank of England announced a further strengthening of our commitment to close cooperation and mutual understandings on the supervision of CCPs.

    Later in 2023, the UK Parliament published its CCP equivalence decision for the CFTC. This was an important milestone in our mutual deferential approach to supervision because it highlights our strong cooperation and allows greater cross-border access for our regulated entities.

    Each of these achievements have been possible because we have a relationship based on trust and mutual respect.
    Since the financial crisis and global derivatives regulatory reform, the CFTC directly regulates the largest UK banks as swap dealers, and much hard work has gone into establishing a substituted compliance and mutual recognition regime. I’m pleased to have furthered these efforts under my chairmanship as well.
    The UK-U.S. Financial Regulatory Working Group
    During the most recent FRWG meeting, representatives of our finance ministries, markets regulators, and prudential authorities discussed the strong current of innovation evident in our jurisdictions as well as the means to collaborate on a foundational framework in the areas of digital-assets and AI.
    Our respective delegations provided updates on proposed legislation to regulate digital assets, including stablecoin. UK participants also noted that you have updated your Digital Securities Sandbox and are building on recent discussions between the Chancellor and the U.S. Treasury Secretary.
    Importantly, the FRWG also discussed exploring potential opportunities to support cross-border innovation. Participants emphasized the importance of effective regulation in promoting economic growth while also addressing risks and continued bilateral and international engagement within the sector and amongst authorities.
    In that regard, FRWG representatives also exchanged views on their respective approaches to AI and both current and future AI use cases within financial services. U.S. and UK authorities discussed means to work together, including as appropriate through international standard-setting and coordination institutions, to realize the potential of this technology and address the risks of AI in financial services.
    Conclusion
    During my chairmanship and as a commissioner, I have tirelessly advocated for a level playing field for global businesses and access to markets. Relationships—especially special ones like ours, the UK and the U.S.—make this possible.
    Through my work with the CFTC’s GMAC and engagement with international standard-setters like the Financial Stability Board (FSB), Bank for International Settlements (BIS) and the Basel Committee for Banking Supervision (BCBS), the International Organization of Securities Commissions (IOSCO), and the Organization for Economic Co-operation and Development (OECD), and my bilateral relationships with nearly two dozen of the CFTC’s regulatory counterparts around the world, I believe that we can achieve shared prosperity through economic growth and the engine of capital markets.
    As our Nations continue to forge ahead with our pro-innovation agendas through our multiple regulatory initiatives, our markets will be well-served by our continued cooperation.
    Thank you.

    MIL OSI USA News –

  • MIL-OSI USA: Miller-Meeks Reintroduces Legislation to Protect Energy Manufacturers

    Source: United States House of Representatives – Representative Mariannette Miller-Meeks’ (IA-02)

    Washington, D.C. — Congresswoman Mariannette Miller-Meeks has reintroduced the Limiting Liability for Critical Infrastructure Manufacturers Act, legislation to protect American energy manufacturers from wildfire-related lawsuits that threaten the reliability of our power grid and the strength of our domestic supply chain. Representatives Thomas Tiffany (WI-07) and Robert Latta (OH-05) joined her in introducing the legislation.

    “No manufacturer should be driven out of business for building the components that power our homes, hospitals, and national defense,” said Miller-Meeks. “This bill protects the men and women who make the grid work, from transformers to transmission lines, and ensures they’re not punished for natural disasters beyond their control. It strengthens domestic manufacturing, secures our energy future, and sends a clear message: America will not let baseless lawsuits cripple the industries that keep this country running.”

    Background:

    As wildfires grow more severe, energy infrastructure manufacturers, who build essential components like transformers, switchgear, and high-voltage lines, face mounting legal risk, even when they follow all safety protocols. Without protection, these companies could shut down or move production overseas, weakening America’s grid and driving up energy costs.

    The Limiting Liability for Critical Infrastructure Manufacturers Act shields manufacturers from wildfire-related lawsuits unless there is clear evidence of willful misconduct. It applies to companies in the “critical manufacturing sector” as defined by federal cybersecurity law and references the definition of critical infrastructure established under the USA PATRIOT Act.

    The legislation was first introduced in the 118th Congress as H.R. 9608.

    Industry Support:

    “The United States is making significant progress to reshore manufacturing of critical grid components that will ensure a safe, reliable, and resilient supply of electricity for our homes, businesses, and industries. However, frivolous lawsuits stemming from the increased threat of wildfires could disrupt this vital domestic supply chain,” said Wes Smith, President and CEO of NAED. “The Limiting Liability for Critical Infrastructure Manufacturers Act will help sustain this momentum by providing U.S. manufacturers with greater certainty and protection from these claims.NAED is grateful for the leadership of Representatives Mariannette Miller‑Meeks, Thomas Tiffany, and Robert Latta in introducing this important legislation, and we are happy to support their efforts to secure our nation’s critical infrastructure”

    “The increasing frequency and severity of wildfires not only impact our nation’s power grid—they also pose legal challenges for manufacturers of critical grid components,” said Spencer Pederson, Senior Vice President, Public Affairs, NEMA. “This legislation will provide much-needed liability protection from frivolous claims, greater risk management, and increased business certainty to American manufacturers that produce switchgears, transmission and distribution wires, transformers, and other critical grid infrastructure that is vital to providing on-demand energy to customers. NEMA thanks Reps. Mariannette Miller-Meeks (R-IA), Thomas Tiffany (R-WI), and Robert Latta (R-OH) for their leadership and is proud to support this legislation at a time when the electrical industry most needs business certainty.”

    ###

    MIL OSI USA News –

  • MIL-OSI USA: Congressman Auchincloss questions Kennedy on the corruption of Trump Administration healthcare officials

    Source: United States House of Representatives – Representative Jake Auchincloss (Massachusetts, 4)

    June 24, 2025

    Washington, D.C. — Today, Congressman Jake Auchincloss (D-MA) questioned Health and Human Services Secretary Robert F. Kennedy Jr. about conflicts of interest stemming from the Trump Administration’s use of special government employees who still run and own their own health care companies. Earlier this month, Auchincloss sent letters calling on the boards of health companies True Medicine (TrueMed) and Main Street Health to provide information about conflicts of interest regarding their founders’ roles as special government employees overseeing health policy for the Trump administration: Calley Means of TrueMed, and Brad Smith of Main Street Health.

    Mr. Means currently serves as a White House Advisor and as a Special Government Employee detailed to Secretary Kennedy. As a leading policy-maker behind the Trump Administration’s “Make America Healthy Again” (MAHA) initiative, Mr. Means has significant influence in both regulation and legislation. Mr. Means’ TrueMed creates partnerships with businesses to sell health and wellness products, many of which are not FDA-regulated. TrueMed offers “letters of medical necessity” (LMNs) that enable patients to use pre-tax dollars from their Health Savings Accounts (HSA) to purchase these products. The Executive Order establishing the MAHA commission ordered health agencies to promote this application of HSAs, ultimately suggesting increased revenue for companies like TrueMed. The ‘One Big, Beautiful Bill’ also promotes the use of HSAs. 

    Mr. Smith served as the head of the Department of Government Efficiency (DOGE) at the Department of Health and Human Services (HHS) until his reported departure on May 29, 2025. In this position, Mr. Smith was reportedly the primary official responsible for planning and implementing the major reduction-in-force (RIF) at HHS. Mr. Smith’s Main Street Health’s biggest investors are regulated by or transact with the Center for Medicare and Medicaid (CMS), including the largest Medicare Advantage Organizations (MAOs): UnitedHealthcare, Centene, CVS Health Ventures, Elevance, and Humana. These MAOs benefited from the Administration’s reduction in oversight and increase in reimbursement, as well as from Mr. Smith’s ability to win favor with CMS by protecting personnel from RIFs. 

    As Special Government Employees, neither Mr. Means nor Mr. Smith were required to recuse themselves from their private business interests or obtain ethics waivers. Please find below portions of Auchincloss’ questioning of Secretary Kennedy: 

    Auchincloss: Good afternoon, Secretary. You’ve emphasized throughout your career concerns about corruption and conflicts of interest in health care, yes? 

    Secretary Kennedy: About corruption and health care? 

    Rep. Auchincloss: Yes.

    Secretary Kennedy. Yeah. 

    Rep. Auchincloss: And you’ve pledged during your confirmation hearing and then again today, quote. Radical transparency, yes? 

    Secretary Kennedy. Yes.

    Rep. Auchincloss: And you explained to my colleague from New York that you divested yourself, yes?

    Secretary Kennedy. Yes. 

    Rep. Auchincloss:: And you fired the 17 members of ACIP because you think they have conflicts of interest? 

    Secretary Kennedy: Yes. 

    Rep. Auchincloss:: And do you think that everybody within Health and Human Services at a senior level should hold themselves to a standard of radical transparency and divestment? 

    Secretary Kennedy: Well, I’m going to hold them to that standard but–

    Rep. Auchincloss: So not everybody should hold themselves to a standard…?

    Secretary Kennedy. Well, everybody, and OGE makes them all divest. 

    “Rep. Auchincloss:: So, everybody should divest and everybody should be radically transparent–who works for you? 

    Secretary Kennedy: Yes. 

    Rep. Auchincloss: Yes. And, does that include people who have involvement in Health and Human Services policymaking, even if they’re not in your department, would you want them to be radically transparent as well? 

    Secretary Kennedy: I don’t have any control over anybody except those in my department.

    Rep Auchincloss: Well, I think you do. Let’s talk, though, about how radically transparent you have been to date, because I want to ensure for the American public that they’re getting what you pledged. Mr. Calley Means is a Special Government Employee. He’s also a White House adviser, you know him well, he actually introduced you to Donald Trump. And he’s the founder and the owner of TrueMed.

    Now, TrueMed is a company that sells saunas and supplements, and maybe medical devices that you describe, to people using pre-tax dollars. And he has described his mission as routing federal funds away from health insurance programs towards these Health Savings Accounts. 

    Now, Mr. Means has tremendous influence over Medicare and Medicaid. Based on the executive order on Making America Healthy Again and the One Big Beautiful Bill, which both call for the expansion of HSA usage for these wellness and supplement products – so that’s a direct revenue stream for his company while he’s working in the government.”

    Please find the full video of Rep. Auchincloss’ exchange with Secretary Kennedy on Mr. Smith and Mr. Means here.

    MIL OSI USA News –

  • MIL-OSI USA: Congressman Auchincloss questions Kennedy on the corruption of Trump Administration healthcare officials

    Source: United States House of Representatives – Representative Jake Auchincloss (Massachusetts, 4)

    June 24, 2025

    Washington, D.C. — Today, Congressman Jake Auchincloss (D-MA) questioned Health and Human Services Secretary Robert F. Kennedy Jr. about conflicts of interest stemming from the Trump Administration’s use of special government employees who still run and own their own health care companies. Earlier this month, Auchincloss sent letters calling on the boards of health companies True Medicine (TrueMed) and Main Street Health to provide information about conflicts of interest regarding their founders’ roles as special government employees overseeing health policy for the Trump administration: Calley Means of TrueMed, and Brad Smith of Main Street Health.

    Mr. Means currently serves as a White House Advisor and as a Special Government Employee detailed to Secretary Kennedy. As a leading policy-maker behind the Trump Administration’s “Make America Healthy Again” (MAHA) initiative, Mr. Means has significant influence in both regulation and legislation. Mr. Means’ TrueMed creates partnerships with businesses to sell health and wellness products, many of which are not FDA-regulated. TrueMed offers “letters of medical necessity” (LMNs) that enable patients to use pre-tax dollars from their Health Savings Accounts (HSA) to purchase these products. The Executive Order establishing the MAHA commission ordered health agencies to promote this application of HSAs, ultimately suggesting increased revenue for companies like TrueMed. The ‘One Big, Beautiful Bill’ also promotes the use of HSAs. 

    Mr. Smith served as the head of the Department of Government Efficiency (DOGE) at the Department of Health and Human Services (HHS) until his reported departure on May 29, 2025. In this position, Mr. Smith was reportedly the primary official responsible for planning and implementing the major reduction-in-force (RIF) at HHS. Mr. Smith’s Main Street Health’s biggest investors are regulated by or transact with the Center for Medicare and Medicaid (CMS), including the largest Medicare Advantage Organizations (MAOs): UnitedHealthcare, Centene, CVS Health Ventures, Elevance, and Humana. These MAOs benefited from the Administration’s reduction in oversight and increase in reimbursement, as well as from Mr. Smith’s ability to win favor with CMS by protecting personnel from RIFs. 

    As Special Government Employees, neither Mr. Means nor Mr. Smith were required to recuse themselves from their private business interests or obtain ethics waivers. Please find below portions of Auchincloss’ questioning of Secretary Kennedy: 

    Auchincloss: Good afternoon, Secretary. You’ve emphasized throughout your career concerns about corruption and conflicts of interest in health care, yes? 

    Secretary Kennedy: About corruption and health care? 

    Rep. Auchincloss: Yes.

    Secretary Kennedy. Yeah. 

    Rep. Auchincloss: And you’ve pledged during your confirmation hearing and then again today, quote. Radical transparency, yes? 

    Secretary Kennedy. Yes.

    Rep. Auchincloss: And you explained to my colleague from New York that you divested yourself, yes?

    Secretary Kennedy. Yes. 

    Rep. Auchincloss:: And you fired the 17 members of ACIP because you think they have conflicts of interest? 

    Secretary Kennedy: Yes. 

    Rep. Auchincloss:: And do you think that everybody within Health and Human Services at a senior level should hold themselves to a standard of radical transparency and divestment? 

    Secretary Kennedy: Well, I’m going to hold them to that standard but–

    Rep. Auchincloss: So not everybody should hold themselves to a standard…?

    Secretary Kennedy. Well, everybody, and OGE makes them all divest. 

    “Rep. Auchincloss:: So, everybody should divest and everybody should be radically transparent–who works for you? 

    Secretary Kennedy: Yes. 

    Rep. Auchincloss: Yes. And, does that include people who have involvement in Health and Human Services policymaking, even if they’re not in your department, would you want them to be radically transparent as well? 

    Secretary Kennedy: I don’t have any control over anybody except those in my department.

    Rep Auchincloss: Well, I think you do. Let’s talk, though, about how radically transparent you have been to date, because I want to ensure for the American public that they’re getting what you pledged. Mr. Calley Means is a Special Government Employee. He’s also a White House adviser, you know him well, he actually introduced you to Donald Trump. And he’s the founder and the owner of TrueMed.

    Now, TrueMed is a company that sells saunas and supplements, and maybe medical devices that you describe, to people using pre-tax dollars. And he has described his mission as routing federal funds away from health insurance programs towards these Health Savings Accounts. 

    Now, Mr. Means has tremendous influence over Medicare and Medicaid. Based on the executive order on Making America Healthy Again and the One Big Beautiful Bill, which both call for the expansion of HSA usage for these wellness and supplement products – so that’s a direct revenue stream for his company while he’s working in the government.”

    Please find the full video of Rep. Auchincloss’ exchange with Secretary Kennedy on Mr. Smith and Mr. Means here.

    MIL OSI USA News –

  • MIL-OSI USA: Senator Coons statement on Trump v. CASA, Inc.

    US Senate News:

    Source: United States Senator for Delaware Christopher Coons

    WASHINGTON – U.S. Senator Chris Coons (D-Del.) issued the following statement in response to the Supreme Court’s decision in Trump v. CASA, Inc., which sided with the Trump administration’s request to limit universal injunctions issued by federal courts:

    “The Constitution created three branches of government with equal power: the courts, Congress, and the president. Today, the Supreme Court made clear that one branch – the executive – has free reign to do what it wishes without meaningful checks or review.

    “The Court’s ruling will only embolden President Trump and his illegal, dangerous dismantling of our federal government. It will create an unworkable patchwork of laws that shift depending on who you are or what state you’re in. It means courts will be flooded with case after case about the exact same thing – slowing our legal system and delaying justice for everyone. How will that work for those too poor to hire a lawyer? For children? For working parents? 

    “Barring further intervention by the Court, next month there will be children who will be citizens if they are born in Delaware, but if born in another state, might not be. This is as wrong as it is cruel. The Court has unleashed chaos and confusion. Children, their families, and our nation will pay the price.”

    MIL OSI USA News –

  • MIL-OSI USA: Senator Coons statement on Trump v. CASA, Inc.

    US Senate News:

    Source: United States Senator for Delaware Christopher Coons

    WASHINGTON – U.S. Senator Chris Coons (D-Del.) issued the following statement in response to the Supreme Court’s decision in Trump v. CASA, Inc., which sided with the Trump administration’s request to limit universal injunctions issued by federal courts:

    “The Constitution created three branches of government with equal power: the courts, Congress, and the president. Today, the Supreme Court made clear that one branch – the executive – has free reign to do what it wishes without meaningful checks or review.

    “The Court’s ruling will only embolden President Trump and his illegal, dangerous dismantling of our federal government. It will create an unworkable patchwork of laws that shift depending on who you are or what state you’re in. It means courts will be flooded with case after case about the exact same thing – slowing our legal system and delaying justice for everyone. How will that work for those too poor to hire a lawyer? For children? For working parents? 

    “Barring further intervention by the Court, next month there will be children who will be citizens if they are born in Delaware, but if born in another state, might not be. This is as wrong as it is cruel. The Court has unleashed chaos and confusion. Children, their families, and our nation will pay the price.”

    MIL OSI USA News –

  • MIL-OSI USA: Senator Coons announces support for War Powers Resolution

    US Senate News:

    Source: United States Senator for Delaware Christopher Coons

    WASHINGTON – U.S. Senator Chris Coons (D-Del.) issued the following statement announcing he would vote for the War Powers Resolution offered by Senator Tim Kaine (D-Va.):

    “A week after President Trump’s strikes against Iran’s nuclear enrichment program, it is too early to conclude how far Iran’s dangerous nuclear program has been set back and whether it will continue to pursue nuclear weapons. American forces being called back into action for an extended period of time, unfortunately, remains a possibility. Congress, not the president, has the sole power to commit our troops to action. If President Trump chooses to do so, he must consult with Congress and seek our approval. This is why I will vote for Senator Kaine’s War Powers Resolution. We cannot afford risky military measures against an unpredictable adversary without a clear understanding of the costs and a plan for what comes next.”

    Senator Coons is Ranking Member of the Senate Appropriations Subcommittee on Defense.

    MIL OSI USA News –