Category: Politics

  • MIL-OSI United Nations: Experts of the Human Rights Committee Commend Iceland on Progress in Gender Equality, Raise Questions on Domestic and Gender-Based Violence and on Religious Affairs

    Source: United Nations – Geneva

    The Human Rights Committee today concluded its consideration of the sixth periodic report of Iceland on how it implements the provisions of the International Covenant on Civil and Political Rights, with Committee Experts commending Iceland for achieving impressive results in gender equality, while asking questions on domestic and gender-based violence and on religious affairs.

    A Committee Expert said over the past decade, Iceland had made significant progress in promoting civil and political rights, including by addressing several of the Committee’s previous concluding observations.  Notably, Iceland had achieved impressive results in gender equality, with significant representation of women in political leadership, both in Parliament and local governance. 

    Several Experts asked about domestic and gender-based violence.  One Expert asked what specific measures had been taken to continue to raise awareness among the population of domestic violence, including awareness raising campaigns for migrant women?  What had been the impact of these measures on improving the criminal justice response to domestic violence?  Another Expert asked who investigated and prosecuted cases of gender-based violence? An Expert asked if there were any specialised bodies with personnel who had been sensitised to the issue of gender-based violence? 

    An Expert noted that the Evangelical Lutheran Church was recognised as Iceland’s national church and had been granted legal status.  There were concerns that the Church’s status resulted in unequal financial support, compared to other religious organizations.  What measures were in place to ensure that the Constitutional recognition of the Church did not affect the equal enjoyment of rights guaranteed under the Covenant for organizations of other beliefs, particularly when it came to State funding?  How was it ensured that other groups were consulted when developing policies pertaining to religious matters?  What mechanisms were in place to allow children to change their religious affiliation before the age of 16? 

    The delegation said over the past several years, the Icelandic Government had focused strongly on efforts to prevent gender-based violence, including awareness raising campaigns and action plans. There was a gender equality fund, with bi-annual allocations.  Funding had been provided to a women’s shelter in the north of Iceland.  An awareness-raising campaign would take place in the north, drawing particular attention to the women’s shelter.  The Icelandic Government had focused strongly on efforts to prevent gender-based violence with legislative amendments.  New provisions on digital sexual violence and stalking had been added to the Penal Code in 2021.  A new definition of rape was defined in 2018, emphasising consent.

    The delegation said registered religious or philosophical organizations received the same amount of funding as the national church of Iceland.  If both parents belonged to the same religious organization, the child was automatically registered in that same organization.  If the parents’ religious organizations differed, the child was not registered in any and the parents were required to reach an agreement when registering their child.  Children who reached the age of 12 were required to sign the declaration on their religious affiliation with their parents.  At the age of 16, children could register or de-register from a religious organization without parental involvement.

    Introducing the report, Ragna Bjarnadóttir, Director General at the Ministry of Justice of Iceland and head of the delegation, said a significant step towards advancing human rights at home was taken in June this year when the Parliament passed a law establishing a national human rights institution which would become operational on 1 January 2025.  In 2020, a new Act on Gender Equality was enacted, which included the first-ever provision on multiple and intersecting forms of discrimination.  Additionally, Iceland had adopted two Anti-Discrimination Acts that aimed to ensure equal treatment both within and outside the labour market. 

    In concluding remarks, Ms. Bjarnadóttir thanked the Committee for the robust discussion.  The State awaited the concluding observations of the Committee with enthusiasm and would do everything possible to make improvements.

    In her concluding remarks, Tania María Abdo Rocholl, Committee Chairperson, thanked everyone who had participated in the dialogue.  The Committee had discussed many different issues relating to the rights enshrined in the Covenant. 

    The delegation of Iceland was made up of representatives of the Ministry of Social Affairs and Labour; the Ministry of Justice; and the Permanent Mission of Iceland to the United Nations Office at Geneva.

    The Human Rights Committee’s one hundred and forty-second session is being held from 14 October to 7 November 2024. All the documents relating to the Committee’s work, including reports submitted by States parties, can be found on the session’s webpage.  Meeting summary releases can be found here.  The webcast of the Committee’s public meetings can be accessed via the UN Web TV webpage.

    The Committee will next meet in public at 3 p.m. on Thursday, 17 October, to begin its consideration of the second periodic report of Pakistan (CCPR/C/PAK/2).

    Report

    The Committee has before it the sixth periodic report of Iceland (CCPR/C/ISL/6)

    Presentation of Report

    RAGNA BJARNADÓTTIR, Director General at the Ministry of Justice of Iceland and head of the delegation, said Guðmundur Ingi Guðbrandsson, Minister of Social Affairs and Labour, who was meant to lead Iceland’s delegation sent his highest regards, having had to return to Iceland for parliamentary elections which had been called for November. 

    A significant step towards advancing human rights at home was taken in June this year when the Parliament passed a law establishing a national human rights institution which would become operational on 1 January 2025.  Promoting equality and non-discrimination continued to be a core priority for Iceland.  Iceland had ranked first on the Global Gender Gap Index for 15 years in a row and continued to advance equality and drive progress through legislative amendments, policies and increased coordination and monitoring.  In 2020, a new Act on Gender Equality was enacted, which included the first-ever provision on multiple and intersecting forms of discrimination. 

    Additionally, Iceland had adopted two Anti-Discrimination Acts that aimed to ensure equal treatment both within and outside the labour market.  The State had implemented measures to promote gender equality, including through the implementation of equal pay certification. However, challenges persisted, particularly due to gender segregation in the labour market and the undervaluation of women-dominated sectors.  The focus was now shifting from pay equity, to different jobs of equal value based on factors such as education, skills, responsibility, and effort. 

    Important steps had also been taken to improve the right to work of citizens from countries outside the European Economic Area, including by granting unlimited work permits to all residents holding a humanitarian residence permit.  The advancement of the rights of lesbian, gay, bisexual, transgender and intersex persons was another key priority area. Recent important legal milestones included the enactment of the Gender Autonomy Act, and in 2022, the Parliament adopted the first comprehensive action plan on lesbian, gay, bisexual, transgender and intersex persons rights and equality.  These advancements propelled Iceland from ranking number 18 on the ILGA-Europe rainbow map to second place in six years.

    Regrettably, sexual and gender-based violence remained one of Iceland’s most pressing human rights challenges.  In recent years, the State had introduced several new policies and legislative reforms to address this scourge, including important amendments to the General Penal Code. In 2018 the definition of rape was amended to strengthen the legal protection for victims and survivors. Additionally, in 2021, new provisions on stalking and digital sexual violence entered into force. 

    In May 2023, a bill was passed to amend the Act on Health Care Workers to clarify their permission to inform the police when survivors of domestic violence sought related health services.  In 2021, amendments were made to the General Penal Code to further increase judicial protection of victims and survivors of trafficking.  At the start of 2024, a new inter-ministerial steering committee was established to develop a new action plan to combat trafficking in persons. 

    Several changes had been made to improve the rights of prisoners, including by giving more convicted individuals the right to serve their sentence through unpaid community service. The Ministry of Justice was also working on measures to reduce the overall length of proceedings within the justice system.  A permanent mental health team for prisoners had been established, and the number of team members was increased to improve the provision of services.  Ms. Bjarnadóttir said although Iceland had made significant progress, the State acknowledged that there was room for improvement.  Iceland looked forward to the discussion with the Committee.

    Questions by Committee Experts

    A Committee Expert said over the past decade, Iceland had made significant progress in promoting civil and political rights, including by addressing several of the Committee’s previous concluding observations.  Notably, Iceland had achieved impressive results in gender equality, with significant representation of women in political leadership, both in Parliament and local governance.  On the international stage, Iceland had expanded the role of human rights in its foreign policy, demonstrated by its recent election to the Human Rights Council for 2025-2027. The Committee was hopeful that Iceland would continue to work collaboratively with other States in the multilateral arena to advance and protect human rights.

    What was the State party currently doing to educate and raise public awareness about the Covenant, its Optional Protocols, and the Committee’s concluding observations among the judiciary, public officials, civil society and the general public? What information was publicly available about filing complaints under the Optional Protocol?  Was it accessible and in languages for non-Icelandic speakers, such as migrants?  Had Iceland implemented the Committee Views in the individual communications adopted in 2020?  In January 2023, the Office of the Prime Minister published a Green Paper on Human Rights.  What progress had Iceland made to follow through on the Paper’s initiative to develop a national plan on human rights issues for Iceland?  What measures were being taken to ensure ongoing engagement with civil society in developing and implementing the initiatives outlined in the Paper?

    How did Iceland ensure that draft laws which were under development aligned with the Committee’s interpretation of the State’s obligations under the Covenant?  What measures were in place to ensure that those conducting the assessments were trained and kept up to date on the application of the Covenant?  What steps would Iceland take to review and address the gaps between its international obligations and national legislation? Could information be provided on the cases since 2012 where parties had referred to provisions of the Covenant, and how the courts responded to these arguments?

    The Committee welcomed Iceland’s withdrawal of its reservations to the Covenant’s article 10, which mandated the segregation of juvenile offenders from adults, as well as article 14, concerning the principle of double jeopardy.  Iceland, however, retained its reservation to article 20 of the Covenant on prohibiting propaganda for war.  What actions were being taken to remove the reservation to article 20?

    What steps would be taken to fully incorporate articles 10 and 14 into Iceland’s domestic laws and practice?

    Another Expert said the Committee welcomed the recent enactment of legislation by Parliament establishing the Icelandic Institution for Human Rights, a national human rights institution.  What was the timeline for the establishment of the Institution?  How did the new Institution align with the Paris Principles in terms of addressing human rights issues and fulfilling its functions of advising, monitoring, and reporting?  Did it have a mechanism to handle individual complaints?  Could details be provided on the relationship between the new Institution, existing institutions, and civil society?  Were sufficient human, technical, and financial resources available to fully execute its mandate?  Were there any specific unresolved obstacles that had been identified in achieving the Institution’s mission, and if so, how would these be addressed? 

    Were the various agencies sufficiently coordinated so that no critical areas were being overlooked in efforts to address corruption?”  Regarding Act No 40/2020 on the Protection of Whistle Blowers, how many undertakings and other workplaces had introduced procedures for handling internal whistleblowing cases?  What percentage of workplaces with more than 50 eligible employees had implemented this internal whistleblowing procedures, and were these procedures aligned with the recommended model rules?  Had any fines been imposed on employers who had failed to establish such procedures?  It had been reported that Iceland amended its Information Act in 2013 to enhance transparency and freedom of information. However, press freedom advocates raised concerns about certain provisions, citing them as insufficiently robust.  Could a response to this be provided?  What was the current status of the ‘Fishrot’ case? 

    The State party report noted that “No specific plan had been made to implement a more robust framework for conduct for public servants and increase the capacity of the Parliamentary Ombudsman to counter corruption.” Could the State party clarify its position on these points?  Did the new Prosecutor’s Office have sufficient resources to effectively fulfil its mandate?  The State party referred to the establishment of the Judicial Administration.  What was the organizational structure of the Administration?  How were its members appointed? 

    According to the report, “The Act on Prevention of Conflicts of Interest banned the most senior officials within the government offices taking on lobbyist roles for six months after leaving their former position in the Government.”  While this framework was more stringent than before, was it sufficient to apply these restrictions solely to lobbyist positions?  Was a six-month period adequate to mitigate the potential influence of former positions?  How many cases, if any, had the oversight mechanism identified as violations of the law?

    Another Expert commended Iceland on its election to the Human Rights Council.  The State party mentioned that complaints could be lodged to the Equality Complaints Committee, which handed down written decisions on possible violations.  Was this Committee the only complaints mechanism that Icelandic society had?  How many complaints had been registered by the Committee?  What measures had been taken, in consultation with civil society, to guarantee reparation for the victims?  How many decisions published by the Committee had been referred to the courts? 

    Could further information be provided about measures taken to combat hate speech?  What was the role of the Working Group to combat hate speech?   What steps had been taken to implement the recommendations of the Working Group?  Did Iceland include Christian churches in efforts to prevent hate speech against Muslim minorities? 

    A Committee Expert congratulated Iceland for its progress in ensuring pay equality, stemming from the 2018 reforms.  What were the sectors of the economy where the majority of workers were men?  What had been the result of media campaigns aimed at reducing gender segregation in the labour market?  What progress had Iceland made in reducing the pay gap since the introduction of the pay equality system?  Could recent data be provided on gender distribution in decision-making positions in key sectors, including the foreign service, academia and the judiciary? What was being done to ensure there were more women in senior decision-making posts in the private sector? How had cases of multiple discrimination been tackled? 

    Since the implementation of the service law on persons with disabilities, how often had priority been given to persons with disabilities when recruiting staff in the public sector? 

    The Committee noted that the State party had taken significant steps to raise public awareness of domestic violence and sexual assault, including through the provision of training to judges, prosecutors, police officers and health workers.  Awareness-raising campaigns had also been organised to inform Icelandic and migrant women of their rights, including the “Breaking the Silence” project, implemented between 2017 and 2019.  However, in spite of these initiatives, conviction rates for sexual offences remained low and victims faced barriers in accessing justice.  What specific measures had been taken to continue to raise awareness among the population of domestic violence, including awareness raising campaigns for migrant women? 

    What results had initiatives like the “Breaking the Silence” project had?  What had been the impact of these measures on improving the criminal justice response to domestic violence?  Could data be provided on investigations, prosecutions and convictions, as well as protection measures, and how were they accessible to vulnerable populations, including women of foreign origin?  What steps had Iceland taken to increase resources for services for victims of domestic violence?  How was it ensured these resources were accessible to victims in all regions?

    What measures had the State party taken to ensure intersex children did not undergo unjustified surgical operations?  Despite important legislative measures prohibiting unnecessary surgery on intersex children without their free and informed consent, some reports claimed that these measures still contained worrying exceptions for certain types of variations of sex characteristics.  Since the adoption of law no. 154/2020, what concrete measures had Iceland taken to monitor and ensure compliance with this ban?  What safeguards were in place to ensure that evaluations of interventions on intersex children respected human rights, and how did the State party plan to address the shortcomings identified by certain stakeholders, including non-governmental organizations?  What were the objectives of the working group regarding interventions on intersex children? 

    Responses by the Delegation 

    The delegation said there was a special human rights section on the Government’s website where the Covenant could be found in English and translated into Icelandic.  The last report to the Committee was also published on this site.  There was also a special section on the Optional Protocol and the complaints procedure.  The Covenant was part of the syllabus in law and police studies.  The Judicial Administration oversaw the training of judges, including on human rights.  While there had not been a special course on the Covenant, there had been several courses on human rights issues. 

    A Green Paper published in 2023 was prepared for further policymaking in human rights.  It had been essential in the preparation of the bill on the national human rights institution.  In Iceland, domestic legislation was adapted to instruments or treaties that Iceland had ratified, rather than those treaties being incorporated in their entirety.  The Constitution was clearly connected with the Covenant.  It was not common that the Covenant was directly referenced in the courts.   

    Iceland had legislation on the new human rights institution which was passed in June and would begin operations in January 2025. The Icelandic Institution for Human Rights would operate under parliament but would be fully independent and in line with the Paris Principles.  The Institution had a budget of around 1.62 million USD.  Any further financing was up to Parliament.  It was anticipated that the Institution would be up and running by 1 January. 

    Iceland had a multi-faceted approach to anti-corruption and was a signatory to various treaties in the area of anti-corruption. In a recently adopted amendment to the Police Act, an independent quality control service within the police had been established, tasked with promoting better law enforcement and supervision.  A revised code of conduct was adopted this year with Icelandic law enforcement.  The Prime Minister’s Office had an overall coordinating role in regard to the Whistleblowers Act.  The law on access to information provided for several exceptions. Constant awareness raising among civil servants took place, with seminars on access to information. 

    The budget for the District Prosecutor increased in 2019 and 2020. Last year, the Ministry of Justice presented an action plan which included strengthening measures against organized crime.  Police received funding to strengthen their capacity in this regard, including in relation to corruption.  The District Prosecutor led the steering group for the investigative teams. Iceland participated in European financial and regulatory bodies. 

    A special Government agency was responsible for anti-discrimination legislation. There was a special complaints committee which handled complaints submitted under the Equality Act.  It provided written rulings if a provision of the Act had been violated.  From 2020 to 2023, the Equality Committee received 86 complaints of alleged discrimination.  Most of these cases involved discrimination on the basis of gender. The Equality Committee was the main body to address complaints about discrimination, but further complaints could be lodged with the Parliamentary Ombudsman.  Several steps had been taken to raise awareness on the anti-discrimination legislation, including a poster which was produced in multiple languages and distributed in schools. 

    Over the past several years, the Icelandic Government had focused strongly on efforts to prevent gender-based violence, including awareness raising campaigns and action plans.  There was a gender equality fund, with bi-annual allocations.  Funding had been provided to a women’s shelter in the north of Iceland.  A grant had been received to start an awareness campaign on gender-based violence. Information about the women’s shelter was available in many different languages.  An awareness-raising campaign would take place in the north, drawing particular attention to the women’s shelter.  The Icelandic Government had focused strongly on efforts to prevent gender-based violence with legislative amendments. 

    When it came to investigations of sexual and gender-based violence, Iceland had focused on the training of the individuals responsible for handling these cases.  In police studies, there was a mandatory course on violence and power relations. Special attention was paid to sexual violence, including rape, digital sexual violence, and child sexual abuse. Research on how unequal power positions could lead to gender-based violence was examined.  The centre for police training and professional development regularly had courses relating to gender-based violence.  New provisions on digital sexual violence and stalking had been added to the Penal Code in 2021.  A new definition of rape was defined in 2018, emphasising consent. 

    In recent years, Iceland had emphasised protecting vulnerable groups from hate speech.  Hate speech and discrimination were now punishable under the Penal Code.  The Prime Minister appointed a Working Group on hate speech in 2022, which was tasked with coordinating measures on hate speech.  An action plan was presented based on the Working Group’s recommendations, although this was not adopted.  The Icelandic Media Commission could issue a fine if media was found to initiate hatred. Hate speech on social media fell under the scope of the Icelandic Penal Code. 

    The law on equal pay certification came into force in 2018. As of 30 June this year, 607 companies and institutions had received equal pay certification, covering 83 per cent of the total workforce.  Smaller companies went through a simpler system to obtain equal pay recognition. Fines could be imposed on non-certified companies.  Software had been developed to support these efforts, making it easier for companies to implement equal pay systems.  Despite progress, gender pay remained a challenge, particularly due to gender segregation in the labour market.  The Government was working on a plan to address this.  Women remained underrepresented in leadership roles and Iceland continued to work towards this.  Recently, an agreement had been signed to increase the number of women in management positions in the business sector.  To increase the number of teachers, the Government started a plan in 2019, with a focus on young men. 

    The Act on Gender Autonomy prohibited unnecessary surgical procedures on inter-sex children.  The Act stipulated that carrying out surgical procedures on intersex minors who were unable to provide consent was prohibited unless the operation was completely necessary for medical reasons. 

    Questions by Committee Experts

    A Committee Expert said in 2022, after the Committee’s list of issues was developed, the Icelandic police commenced investigations against four journalists who had conducted investigations against a large fishing company which had allegedly bribed officials.  There was concern that the investigation was used to suppress investigative journalism. What measures were in place in Iceland to ensure that investigations into journalists’ work did not create a chilling effect on journalism?  What specific steps were being taken by the State party to guarantee free and independent media in order to protect journalists from harassment and reprisals? 

    Another Expert congratulated Iceland for the attention shown to human rights matters, particularly equality.  What legal aid services were provided for victims of domestic violence?  What resources were available to families challenging medical procedures?  What efforts were being made with regards to the internet and technologies in rural areas? 

    An Expert asked if all hate speech fell under hate propaganda?  To what extent had the State involved civil society in combatting hate speech?  What was Iceland’s position on defamation, and how did this affect victims of gender-based violence?  Did Iceland intend to amend its Criminal Code to prevent a prison sentence for defamation? 

    Another Committee Expert asked why Iceland did not plan to raise the capacity of the Ombudsperson? 

    A Committee Expert asked about horizontal discrimination in the labour market, particularly pertaining to persons with disabilities.  Were measures being taken to reduce discrimination?

    Another Expert asked what awareness raising and training campaigns were in place for members of the Prosecution?  What was the type of independence that the Prosecution enjoyed in Iceland?  Who investigated and prosecuted cases of gender-based violence? 

    An Expert asked if there was any type of specialisation of the judicial bodies? Were there any specialised bodies with personnel who had been sensitised to the issue of gender-based violence? 

    Responses by the Delegation 

    The delegation said the length of pretrial detention had been an issue.  Iceland was undergoing significant work within the Ministry of Justice, including on pretrial detention.  The issue of solitary confinement was also being examined.  The two domestic violence shelters were strategically located to cover as much of the country as possible.  Social services visited the shelters. 

    The Judicial Administration belonged to the judicial branch. The Director of Public Prosecutions was appointed by the Ministry of Justice.  The Office of the Director of Public Prosecutions was an independent authority, and Iceland took great steps to uphold this independence.  Cases of gender-based violence were investigated by the police or the Public Prosecutor, depending on the gravity of the case. Regarding legislative reforms on the definition of rape and consent, Iceland was investigating how this worked in practice. 

    There was a successful programme in place which promoted the participation of persons with disabilities in the labour market. However, it was difficult to have figures on this programme.  The segregation in the labour market for migrants was due to language proficiencies. Migrants heavily dominated two fields in the labour market – the tourism industry and construction – where the language barrier had been lessened.  These were considered to be low-skill work sectors.  Social partners, and unions in Iceland were very strong with a high participation.  Unions in Iceland attended also to complaints raised by non-Union members. 

    The Icelandic police had received training on the timeline of risky relationships to assess risks of gender-based violence.  What had initially served as training for the police had been shared on social media with the intention of reaching victims, or those close to them, to help them recognise the signs and seek help. Iceland was aware there were language barriers when it came to assisting the migrant population.  Telephone interpretation was used with operators who spoke English to overcome the language barrier.  Interpretation could be provided in over 200 languages in a few minutes.  The Government tried to target the migrant population in other languages through social media. 

    All operations on intersex children without their consent were prohibited, unless medically necessary.  When a child was older and able to consent, the consent of the child was required. 

    The Icelandic Equality Act protected individuals from harassment on the grounds of their religion. 

    The delegation said there was no specific body responsible for the coordination of the State’s anti-corruption policies.  Rather, it was the Prime Minister’s office that was responsible for this, with a focus on corruption within the executive branch, while the Ministry of Justice focused on corruption within the police.  The Parliamentary Ombudsman and others were also responsible for tackling corruption.  The Ministry of Justice was in the process of drafting a national corruption strategy with a focus on coordination.  The Whistleblower Act protected individuals who reported acts from the past.  The Ombudsman could initiate an investigation resulting from information received from the public. 

    Another significant step towards combatting corruption was improving access to public information.  Both the public and the media had the right to challenge decisions in the court.  An act had been passed to prevent conflict of interest in the executive branch, preventing senior Ministers from becoming lobbyists for up to six months after leaving their positions, unless granted an exemption. 

    Allegations into the “Fishrot” case were ongoing, and indictments had not yet been issued.  In criminal cases, journalists were protected from disclosing their sources.  There was no legal system in Iceland which prevented journalists from carrying out their work.  However, journalists were not immune from criminal charges, including in activities they had conducted when carrying out their work. 

    Freedom of expression was not seen as unlimited.  It could be curtailed, but this could only be done by law, and if necessary.  This needed to be kept in mind when deciding if expression was punishable as hate speech under the Penal Code.  The Media Commission was responsible for oversight of the media, and complaints could be made to this body.  No one had been sentenced to prison for defamation in Iceland for decades. 

    Icelandic authorities were introducing activities aimed at promoting employment opportunities for persons with disabilities.  This was modelled after initiatives in the United Nations disability strategy, with a focus on inclusive workplaces. 

    Questions by Committee Experts

    A Committee Expert thanked Iceland for the answers on the issue of anti-corruption efforts.  It was vital to make the system easier to understand.  According to the report, Iceland had agreed to begin efforts to include torture as a specific crime in the Penal Code.  What was the current status of these amendments?  What changes were anticipated in the proposed amendments? Would these include penalties proportionate to the crime of torture? 

    The Committee noted that the national preventive mechanism had been established as part of the Ombudsman office, which was under the legislative branch.  This was concerning as the Ombudsman did not consider itself able to comment on judicial decisions.  Could more information be provided on the legislation which was currently being prepared? Did the legislation include provisions to empower the Ombudsman to comment on judicial practices, as well as sufficient resources to enhance its capacity as an oversight mechanism?  Was the Ombudsman independent from Parliament? How was it structured?  What was the timeline for the legislation’s implementation?   There had been concern about the use of pepper spray, spit guards and tasers by the police.  Could the State party comment on this?

    Another Expert said the Committee had noted that the State party had strengthened its mechanisms for the protection of the rights of refugees and asylum seekers, including ensuring respect for the principle of non-refoulement in accordance with its Foreign Nationals Act.  However, according to information provided, some shortcomings remained, particularly with regard to appeal procedures and access to adequate legal representation.  What measures had the State party implemented to ensure the quality and fairness of the procedures for examining applications for international protection?  There were reports that following a change to the system of legal representation for asylum seekers in 2022, asylum seekers would no longer receive adequate legal assistance; could the State party comment on this? 

    Iceland’s Directorate of Immigration and the Immigration and Asylum Appeals Board assessed each application for asylum on a case-by-case basis. However, the Committee was concerned about reports received indicating that the principle of non-refoulement was indirectly violated.  Could the State party comment on these allegations and provide information on the measures put in place to ensure full respect for the principle of non-refoulement in any application for asylum?  Did the State party plan to take concrete steps to improve the efficiency of the processing of refugee claims while ensuring proper hearings?  Were there mechanisms in place to quickly identify and address delays or inefficiencies in the processing of applications? 

    In March 2023, the Government of Iceland amended its Foreign Nationals Act, aimed at enhancing the efficiency and quality of decision-making with humanitarian concerns.  What were the main changes brought about by this amendment to the Act, and how would these amendments contribute to strengthening the protection of the rights of migrants, refugees and asylum seekers?

    The Committee was pleased to note Iceland’s accession to the United Nations Statelessness Conventions in 2021 and the State’s efforts to align its national legislation with international standards.  How did the State party ensure that the definition of statelessness was applied consistently and in line with international standards, including in statelessness determination procedures? 

    The State party had taken steps to improve the protection of children from violence, including through the development of the (Children’s House), a multidisciplinary centre model that provided a safe environment for dealing with cases of abuse and sexual violence.  However, there were reports that resources for these services remained insufficient.  What steps had the State party taken to ensure that financial and educational resources for support centres for abused children were provided to make these centres accessible and responsive to the needs of all populations, including those in rural areas?  What specific measures had been implemented to integrate the prevention of sexual violence and harassment into educational and recreational activities for young people? How did Iceland ensure that online training on sexual violence and harassment was widely accessible and effectively attended by relevant professionals?  What had been the impact of the measures adopted on the effectiveness of the criminal prosecution of violence against children, including sexual violence? 

    Another Expert said there had been ongoing progress in assisting migrants with disabilities.  What were the entities involved in the procedures of identification of victims of trafficking in persons, and under whose coordination were their actions and functions carried out?  Were there plans to increase the resources of this national mechanism to improve identification and support to these victims?  How many victims of trafficking in persons had received legal aid since 2020?  What support was offered to men who were victims of trafficking? 

    In the report, it was noted that employers that exploited workers had acted freely with impunity, due to an inadequate Governmental response. There had been many cases of forced sexual work in nightclubs.  How could it be ensured that the recent legislative amendments in 2023 dealt with the exploitation of migrant workers who worked in areas including construction, tourism and domestic work?  How was it ensured that they were not exposed to abusive practices?  What safeguards had been implemented since 2022 to guarantee that victims were able to report cases without any reprisals? 

    A Committee Expert asked what criteria were used to determine when a minor could be held in the same centre as an adult in prison facilities? The Expert congratulated the State for the implementation of plural-disciplinary measures for mental health. However, the Committee was concerned about allegations regarding isolation cells.  How could Iceland justify the frequent use of these isolation cells?  What were the guarantees put in place when it came to holding minors and vulnerable people in isolation cells.  How was it ensured that these people were not put in isolation without medical screening? What possibilities were provided in Iceland for distance learning?  Were those suffering from mental health problems given appropriate help?  How was it ensured that those prisoners who had urgent needs, including drug addicts, had immediate care? 

    Another Expert said that given the establishment of the Court of Appeal, were there plans to extend the appeal process to minor cases? Recent amendments to the Police Act granted the police broader powers to conduct surveillance without an oversight mechanism.  What steps were being taken to ensure the amendments to the Police Act were not being used to violate privacy rights?  It was noted that the Evangelical Lutheran Church was recognised as Iceland’s national church and had been granted legal status.  There were concerns that the Church’s status resulted in unequal financial support, compared to other religious organizations. 

    What measures were in place to ensure that the Constitutional recognition of the Church did not affect the equal enjoyment of rights guaranteed under the Covenant for organizations of other beliefs, particularly when it came to State funding?  How was it ensured that other groups were consulted when developing policies pertaining to religious matters?  How did Iceland ensure that the registration processes for other groups, which did not apply to the Evangelical Lutheran Church, were fair and equal?  What mechanisms were in place to allow children to change their religious affiliation before the age of 16? 

    Responses by the Delegation

    The delegation said Iceland intended to add torture to the Penal Code as a specific criminal offence, including a punishment which was fitting to the crime.  Iceland had ratified the Optional Protocol in 2019, and the Parliamentary Ombudsman had been serving the role of the national preventive mechanism ever since, conducting unannounced visits to places of detention.  Recommendations by the Ombudsman were taken very seriously.  A full review of the prison system was underway, which included taking the recommendations of the Ombudsman into account.  The Ombudsman was a fully independent body, and the Parliament had no authority on which cases it investigated or on the conclusions.  The Ombudsman had been effective in its role, visiting all the prisons in Iceland and four police stations. 

    According to relatively recent changes, it was permitted for the police to use electro-static weapons when police believed other less severe measures would not be sufficient. 

    The Icelandic authorities were on a good path in processing asylum applications before the start of the war in Ukraine, when there was a surge in asylum applications.  Strict procedural guidelines were in place.  Staffing had been significantly increased, and digital tools had been introduced to improve efficiency and quality within the protection system.  Currently, 100 lawyers who had been thoroughly reviewed were considered as eligible spokespeople for asylum seekers.  An appeal could be considered in the case of compelling reasons. 

    The Directorate of Immigration determined statelessness. Stateless individuals who did not qualify as refugees did possess an independent right to international protection. After receiving refugee status, a stateless person could apply for Icelandic citizenship.  Various grants were available for voluntary return, including a reintegration and travel grant.  However, if an individual refused to leave the country, authorities were left with no choice but to initiate a forced deportation.

    A family justice centre was established for survivors of violence.  The centre led a specific unit which responded to human trafficking cases. The unit included representatives from the police, the directorate of immigration, social services, and the Women’s Shelter, among others.  Female victims were provided with secure housing in the women’s shelter.  Social services provided male victims with secure housing in a guesthouse and other accommodation when necessary.  Victims and presumed victims of human trafficking were entitled to emergency health care.  A leaflet had been produced on trafficking, which included a special section on children.  In June 2022, the Nordic Ministers of Justice established a Working Group on human trafficking, which met twice per year. 

    The principle of non-refoulment had been enacted in the Foreign Nationals’ Act.  Icelandic authorities respected and agreed with the principles of non-refoulement. It was clear in Icelandic legislation that children should never be held in the same prisons as adults, unless it was determined that it was in their own best interests.  There was constant and regular evaluation as to what was the best interest of the child.  Children could not be deprived of liberty for more than 14 days in the specialised centre. However, the situation was evaluated in each case, and sometimes it was determined it was better for the child to stay for a longer period of time.  Work was underway to revise the Child Protection Act, and put even more emphasis on the rights of children, including children deprived of liberty. 

    According to Icelandic legislation, police were obligated to release suspects after 24 hours or bring them before a judge and apply for pretrial detention.  This short time period explained why Icelandic authorities used pretrial detention more often than other countries.  In 98 per cent of cases, people were released after 24 hours. Pretrial detention was only used on around 2 per cent of cases, which was not excessive.  However, Iceland understood there were things to improve. Efforts had been made to diminish the effects of solitary confinement as much as possible, including by increasing access to physical exercise.  The accused always had the right to assistance from a legal counsel.  Nurses monitored new arrivals to the prison and screened them for medical issues and mental health, referring them to doctors if necessary.  All Ombudsman findings were public, and the Ombudsman followed up on the recommendations made to ensure they had been addressed.  There had been serious attempts to increase the collaboration between prison hospitals and the prison facilities. 

    The Ministry of Justice was reviewing the Act of Legal Competence and a bill had been drafted.  The bill aimed to strengthen individual rights when it came to involuntary hospitalisation, among other measures.  The bill was currently under review.  The added authority for the police on additional surveillance measures only applied to public areas; these rules could not be applied to private areas. These measures could only be instigated upon suspicion of a direct link to organised crime, or terrorism. 

    Registered religious or philosophical organizations received the same amount of funding as the national church of Iceland.  If both parents belonged to the same religious organization, the child was automatically registered in that same organization.  If the parents’ religious organizations differed, the child was not registered in any and the parents were required to reach an agreement when registering their child.  Children who reached the age of 12 were required to sign the declaration on their religious affiliation with their parents.  At the age of 16, children could register or de-register from a religious organization without parental involvement.

    Measures had been taken to improve the Barnahus system. The Government had formed a working group focused on different forms of violence against children. 

    Questions by Committee Experts

    A Committee Expert referred to the case of the four journalists; had the charges been dropped or were the cases still proceeding?  What steps had Iceland taken to ensure the push towards Christianity in education did not result in discrimination?

    Another Expert noted that the law on foreign nationals was in line with international standards.  What were the follow-up mechanisms which had been implemented to assess training programmes for professionals, to afford protection for stateless persons?  Could statistics on stateless persons be provided?  What mechanisms were available for access to justice for children who had experienced infringements of their rights?

    An Expert asked for the expected timeline for torture to be included within the Criminal Code.  In situations where there were concerns about the legal process, how were such issues addressed?  Did the national preventive mechanism have the authority to comment on judicial practices? 

    Another Committee Expert asked if there needed to be a judicial decision to enforce solitary confinement?

    An Expert asked what “social dumping” was and what the legislation entailed? 

    A Committee Expert said there were certain parts of the Covenant which were not similar to the European Conventions on Human Rights.  In cases of conflict, which were the guiding principles used? 

    Responses by the Delegation

    The delegation said the cases of the four journalists were not ongoing; the investigation had been terminated without indictment.  Reasons for this were publicly available.  According to the national curriculum guidelines, it was important that pupils learned about various religions and other beliefs in schools. 

    The United Nation High Commissioner for Refugees’ office for the Nordic countries had provided training to the Directorate of Immigration and other key holders on statelessness.  A foreign national who did not meet the criteria for a humanitarian visa was required to leave the country and return to their home country. An emergency shelter was provided by the Icelandic Red Cross which provided emergency assistance to foreign nationals who had received the final rejection of their application for international protection.  They could receive accommodation and food at this shelter. 

    The Parliamentary Ombudsman examined the access to education and work in prisons.  There was significant cooperation with non-governmental organizations.  Solitary confinement was always based on a judicial decision.  It was always the role of the Prosecutor to request pretrial detention, with solitary confinement only requested if necessary.  Proportionality was strictly upheld by the Prosecution and the courts. Efforts had been made to improve the number of health care staff in prison facilities. 

    There was an Ombudsman for Children in Iceland who acted as a spokesperson for all children.  Children could seek support and counselling from the Ombudsman.  A special action plan on “child friendly Iceland” focused on making justice mechanisms more child friendly. 

    The election of Iceland to the Human Rights Council was the result of significant work and formed part of the State’s strategy in mainstreaming human rights, both at home and abroad.  Equality and the rights of lesbian, gay, bisexual, transgender and intersex persons were a key focus.  Iceland continually strove to do better. 

    Closing Remarks 

    RAGNA BJARNADÓTTIR, Director General at the Ministry of Justice of Iceland and head of the delegation, thanked the Committee for the robust discussion.  The advancement of human rights was an ongoing process; Iceland remained committed to protecting the human rights of everyone. The State awaited the concluding observations of the Committee with enthusiasm and would do everything possible to make improvements. 

    TANIA MARÍA ABDO ROCHOLL, Committee Chairperson, thanked everyone who had participated in the dialogue.  The Committee had discussed many different issues relating to the rights enshrined in the Covenant.  The Committee was committed to ensuring that the highest level of civil and political rights was being achieved in Iceland.

     

    Produced by the United Nations Information Service in Geneva for use of the media; 
    not an official record. English and French versions of our releases are different as they are the product of two separate coverage teams that work independently.

     

    CCPR24.021E

    MIL OSI United Nations News

  • MIL-OSI Canada: The Government of Canada launches selection process for the Chair of the Board of Directors of Jacques Cartier and Champlain Bridges Incorporated

    Source: Government of Canada News

    News release

    Montreal, Quebec, October 16, 2024—Today, the Honourable Sean Fraser, Minister of Housing, Infrastructure and Communities, announced that a selection process is underway for the position of Chair of the Board of Directors at Jacques Cartier and Champlain Bridges Incorporated (JCCBI).

    The Government of Canada is seeking applications from qualified, diverse, and talented individuals to fill this position through an open, transparent, and merit-based selection process. Interested candidates are encouraged to apply prior to November 12, 2024.

    Former Chair Catherine Lavoie stepped down in November 2023 and Sylvain Villiard, the Vice-chair, was appointed by the Governor in Council to be the Interim Chair until a replacement could be identified.

    This process encourages applications from individuals with experience at the senior executive level on transportation infrastructure management and a solid track record of implementing effective corporate governance practices, who are also proficient in both official languages. Experience with complex financing, executive compensation, and risk assessment and management practices would be considered assets.

    The Notice of Appointment Opportunity is published and applications for this opportunity can be submitted through the Government of Canada’s Governor in Council appointments website.

    Quotes

    “The Jacques Cartier and Champlain Bridges Incorporated play an essential role in managing important federal transportation corridors to provide safe and efficient travel routes as well as support national and international supply chains. I invite candidates to apply to serve as Chair on its Board and support JCCBI’s vital work in the years to come.”

    The Honourable Sean Fraser, Minister of Housing, Infrastructure and Communities  

    Quick facts

    • JCCBI is a Crown corporation that operates at arm’s length from the government, overseen by an independent Board of Directors and reports to Parliament through the Minister of Housing, Infrastructure and Communities.

    • JCCBI manages and operates federal transportation corridors in the Montréal area, including the:

      • Jacques Cartier Bridge
      • The Estacade
      • Melocheville Tunnel
      • Honoré Mercier Bridge (federal portion)
      • Bonaventure Expressway (federal portion)
    • JCCBI was responsible for the original Champlain Bridge and completed its deconstruction in November 2023, on time and on budget, with a final review on April 11, 2024.

    • JCCBI is also responsible for the Bonaventure Expressway reconfiguration project. This major project is scheduled to run until 2029.

    • At the request of Housing, Infrastructure and Communities Canada, JCCBI provides technical and financial advice for infrastructure maintenance and rehabilitation projects in Quebec, including the Samuel De Champlain Bridge.

    Associated links

    Contacts

    For more information (media only), please contact:

    Sofia Ouslis
    Communications Advisor
    Office of the Minister of Housing, Infrastructure and Communities
    sofia.ouslis@infc.gc.ca

    Media Relations
    Housing, Infrastructure and Communities Canada
    613-960-9251
    Toll free: 1-877-250-7154
    Email: media-medias@infc.gc.ca
    Follow us on TwitterFacebookInstagram and LinkedIn
    Web: Housing, Infrastructure and Communities Canada

    MIL OSI Canada News

  • MIL-OSI United Nations: Experts of the Committee on the Elimination of Discrimination against Women Commend Canada’s Childcare Programme, Ask about Women’s Representation on Boards of Private Sector Companies and Gender-Based Violence against Indigenous Women

    Source: United Nations – Geneva

    The Committee on the Elimination of Discrimination against Women today concluded its consideration of the tenth periodic report of Canada, with Committee Experts praising Canada’s childcare programme, and raising questions about the lack of representation of women on the boards of private sector companies and gender-based violence against indigenous women by extractive industry workers.

    One Committee Expert said the State’s childcare programme was very effective in increasing women’s labour participation.  However, the Expert noted that there were shortages in places and staff in some childcare centres.  How was the Government addressing this?

    Another Committee Expert asked if there were mandatory reporting mechanisms for gender representation in large private organizations, where women occupied just one-fifth of board positions.  Just six per cent of management roles were held by women of colour.  How was the Government addressing these issues?

    A Committee Expert noted an increased level of gender-based violence against indigenous women caused by influxes of male extractive industry workers in indigenous communities.  How was the State party ensuring that the free, prior and informed consent of indigenous women was sought regarding extractive activities?

    Introducing the report, Gail Mitchell, Assistant Deputy Minister, Departmental Programmes and Operations, Department of Women and Gender Equality of Canada and head of the delegation, said that in 2018, Canada implemented several measures that strengthened its national machinery to advance women’s equality, including the establishment of the Department for Women and Gender Equality Canada.  The Canadian Gender Budgeting Act of 2018 incorporated gender-responsive budgeting into legislation.

    In the 2021 federal budget, the delegation reported, the Government had devoted 9.2 billion Canadian dollars into ongoing investment in early learning and childcare.  This funding promoted access, affordability and inclusion in childcare.  Fees had already been reduced by around 50 per cent on average across the country. Work was ongoing to address shortcomings in places and staff.

    On women’s representation in the private sector, the delegation said that in 2024, legal amendments were made to require private employers to disclose statistics on the representation of women and equity-deserving groups.  The Canadian Apprenticeship Strategy was supporting women to obtain careers in fields that were traditionally male dominated.

    The Government had developed a plan of action to address violence related to the influx of extractive industry workers in indigenous communities, the delegation said. It provided funding for training for workers on respecting women’s rights, activities to identify risks, and capacity building activities to prepare communities for the arrival of workers. This work had also been expanded to the shipping industry.

    In closing remarks, Ms. Mitchell said the dialogue had been rich, with important contributions from Committee Experts and civil society. The Committee had asked many questions that the State party would do its best to follow up on.

    Marion Bethel, Committee Rapporteur and Acting Chair, in her concluding remarks, said that the dialogue had provided insight on the situation of women and girls in Canada.  The Committee would develop recommendations that would aim to strengthen implementation of the Convention for the benefit of all women and girls in the State.

    The delegation of Canada consisted of representatives from the Department of Justice; Department of Women and Gender Equality; Federal Secretariat on Early Learning and Child Care Employment and Social Development; Department of Public Safety; Statistics Canada; Department of Environment and Climate Change; Department of Global Affairs; Department of Canadian Heritage; Department of Crown-Indigenous Relations and Northern Affairs; Quebec Ministry of International Relations and la Francophonie; and the Permanent Mission of Canada to the United Nations Office at Geneva.

    The Committee will issue concluding observations on the report of Canada at the end of its eighty-ninth session on 25 October.  All documents relating to the Committee’s work, including reports submitted by States parties, can be found on the session’s webpage.  Meeting summary releases can be found here.  The webcast of the Committee’s public meetings can be accessed via the UN Web TV webpage.

    The Committee will next meet in public at 10 a.m. on Thursday, 17 October to consider the ninth periodic report of Japan (CEDAW/C/JPN/9).

    Report

    The Committee has before it the tenth periodic report of Canada (CEDAW/C/CAN/10).

    Presentation of Report

    GAIL MITCHELL, Assistant Deputy Minister, Departmental Programmes and Operations, Department of Women and Gender Equality of Canada and head of the delegation, said that since its last appearance before the Committee, Canada had made progress in advancing gender equality, but recognised that there was still work to be done.  Canada remained committed to eliminating all forms of discrimination against women and girls.  The State was advancing key priorities regarding respect for the rights of indigenous women and girls, the elimination of gender-based violence, and the empowerment of women and gender-diverse people in the economy and leadership. Canada was also deeply committed to accelerating reconciliation and renewing its relationship with First Nations, Inuit and Métis peoples.

    Following a 2016 recommendation from the Committee, Canada’s federal, provincial and territorial governments endorsed a ten-year National Action Plan to End Gender-Based Violence in 2022.  Combined funding from federal, provincial and territorial governments to address and prevent gender-based violence was more than one billion Canadian dollars over four years, starting in 2022-2023.  This funding contributed to measures such as building capacity to prevent violence through educational resources and other prevention initiatives.  The first annual report on implementation of this funding would be published this year.

    In 2018, Canada implemented several measures that strengthened its national machinery to advance women’s equality, including the establishment of the Department for Women and Gender Equality Canada.  The Canadian Gender Budgeting Act of 2018 incorporated gender-responsive budgeting into legislation and required the Government to consider the impact of policies on all Canadians, particularly women and marginalised groups.  The Gender Results Framework, the Government’s vision for gender equality, was also put in place.

    In 2021, Canada passed the United Nations Declaration on the Rights of Indigenous Peoples Act to advance the implementation of the Declaration, and in 2023, the State released a detailed action plan to implement the Act.  This action plan included 181 measures to advance transformative change and reconciliation with indigenous peoples over the next five years, including measures to address violence against indigenous women, girls and gender-diverse people.  Following a recommendation from the Committee, the State established an independent national inquiry into missing and murdered indigenous women and girls, and in response to the inquiry’s findings, a national action plan was launched. The Federal Government had also developed an indigenous justice strategy and made investments to provide safe spaces and transitional housing for indigenous women, children and gender-diverse people experiencing and fleeing violence.

    In 2017, Parliament adopted a bill that added “gender identity or expression” to the list of prohibited grounds of discrimination in the Canadian Human Rights Act and to the list of characteristics of identifiable groups protected from hate propaganda in the Criminal Code.  In 2022, the first “Federal 2SLGBTQI+ Action Plan” was launched.  It aimed to advance rights and equality for this community, prioritising community work and establishing a Partnership Committee between this community and the Government.  Canada had also developed the Gender, Diversity and Inclusion Statistics Hub, and invested 170 million dollars in 2021 in advancing the Disaggregated Data Action Plan.  Data collection on sex and gender at birth had been standardised.

    Since 2019, the Government had also launched two anti-racism strategies that represented an investment of over 200 million dollars.  Last month, Canada’s Action Plan on Combatting Hate was also unveiled. It provided more support to victims of hate and at-risk communities, investing 273.6 million dollars over six years. 

    In 2021, the Government made investments up to 30 billion dollars over five years to build a Canada-wide early learning and childcare system with provinces, territories, and indigenous partners.  Over 750,000 children were already benefitting from the system; eight provinces and territories were delivering regulated childcare for an average of 10 dollars or less.  In 2023, Canada’s labour force participation rate among core-aged mothers with young children was at a record 79.7 per cent, nearly four percentage points higher than pre-pandemic levels, and the overall labour force participation rate of women aged 25 to 54 reached an all-time high of 85.5 per cent. 

    The women entrepreneurship strategy aimed to increase women-owned businesses’ access to the financing, networks, and expertise they needed to start up, scale up, and access new markets.  In January 2023, Canada ratified the International Labour Organization Violence and Harassment Convention, which came into force in January 2024.

    Canada had been pursuing a feminist foreign policy since 2016 through the Feminist International Assistance Policy; the Trade Diversification Strategy, with its inclusive approach to trade; and the National Action Plan on Women, Peace and Security.  Canada ranked as a top Organization for Economic Co-operation and Development bilateral donor for the share of aid supporting gender equality for the past five years.  It continued to rank among the top donors investing in women’s rights organizations and ending violence against women and girls, as well as in sexual and reproductive health and rights.

    Questions by a Committee Expert 

    DAPHNA HACKER, Committee Expert and Rapporteur for Canada, said Canada had made many efforts to address gender equality, including the commendable federal strategy for gender equality.  Canada had closed 76.5 per cent of the gender gap.  There had been an almost overwhelming number of reforms aiming to promote gender equality over the reporting period.  How did the State party ensure that the substantial funds invested and the various programmes created to promote gender equality were effective?  Did the State party have plans to improve disaggregated data on gender, ethnicity, race and other characteristics? 

    The current framework for responding to treaty body recommendations reportedly did not engage sufficiently with civil society.  How would the framework be improved?  There had been few programmes targeting men and promoting positive masculinity.  What was the State party doing to address masculinised stereotypes and to encourage men to take up care roles?

    Responses by the Delegation

    The delegation said the national action plan to end gender-based violence included multi-level actions to engage men and boys, including educational programmes.  The federal “It’s Not Just” campaign aimed to raise men and boys’ awareness about various forms of violence, including technology-assisted violence.

    For years, Statistics Canada had collected statistics through the national census.  In 2021, data on gender was collected in the census for the first time. A disaggregated data action plan was also launched in 2021, which aimed to improve data on marginalised groups. There were plans to add questions on gender identity and ethnicity in future surveys.  Funding was also being provided to regional partners to improve their disaggregated data.

    In Quebec, childcare aimed to develop the potential of children and support women’s labour participation. Daily costs for childcare users were around 10 dollars, thanks to Government subsidies.  This had helped to increase the regional employment rate to over 90 per cent.

    The federal body providing follow-up to recommendations from United Nations human rights mechanisms planned to launch more formalised and frequent engagement with indigenous peoples and other stakeholders regarding the implementation of these recommendations. A national database tracking the implementation of these recommendations was being piloted.  Women and Gender Equality Canada was working to implement the Committee’s recommendations and reported on efforts to promote gender equality annually.

    Questions by Committee Experts 

    DAPHNA HACKER, Committee Expert and Rapporteur for Canada, asked if there was a protocol for integrating inputs from civil society into policy planning and if there was media coverage of the Government’s interaction with stakeholders.

    Another Committee Expert said the childcare programme was very effective in increasing women’s labour participation, but there were shortages in places and staff in some childcare centres.  How was the Government addressing this?

    Responses by the Delegation

    The delegation said the Government engaged broadly with civil society when conducting surveys.  Depending on the topic, there was more or less engagement with the media.

    In the 2021 federal budget, the Government had devoted 9.2 billion dollars into ongoing investment into early learning and childcare.  This funding promoted access, affordability and inclusion in childcare.  A national advisory council on early learning was also established.  The Government aimed to create 22,000 new places in childcare by 2026.  Fees had already been reduced by around 50 per cent on average across the country.  Work was ongoing to address shortcomings in places and staff, and the Government was monitoring the situation in collaboration with civil society.

    Questions by Committee Experts 

    One Committee Expert asked how the work of Canada’s various bodies promoting gender equality was coordinated? Did these bodies have a sufficient budget and a national presence?  What communication did they have with women’s organizations?

    Another Committee Expert noted the State party’s efforts to achieve gender equality.  Significant challenges remained, however.  Marginalised women continued to experience significant barriers to public participation.  In 2024, temporary special measures were issued to increase women’s representation in politics and science, technology, engineering and maths fields.  Were these measures effective?  Was their implementation being independently reviewed? How had the State party modernised the Employment Equity Act?  How did the State party ensure that temporary special measures were inclusive of marginalised women?

    The Committee appreciated the State party’s ratification of the United Nations Declaration on the Rights of Indigenous Peoples.  To what extent were indigenous peoples involved in deciding their future?

    DAPHNA HACKER, Committee Expert and Rapporteur for Canada, said that the Gender-Based Analysis Plus Initiative reportedly remained insufficient.  Were there plans to improve it?  What were the barriers to engaging with civil society?

    Responses by the Delegation

    The delegation said the Gender Results Framework included key actions to end gender-based violence, reduce poverty and promote gender equality.  It was underpinned by data collection.  The Government was engaging regularly with stakeholders, including civil society organizations, which it supported with funding to implement projects as part of the framework.

    Over 30 per cent of representatives in Canada’s Government were women.  Women held prominent positions in the Government, including Deputy Prime Minister.  The Supreme Court had five women judges and four male judges.  Around 47 per cent of judges in the judiciary were women, and women represented 47 per cent of Canada’s heads of missions in its foreign service.

    A taskforce had been set up to review the Employment Equity Act, which had produced a report with recommendations to modernise the Act in 2023.  The recommendations included measures to make terminology and definitions in the Act more inclusive.  Consultations were currently being held on proposed revisions.

    The Government had several mechanisms to engage with indigenous partners.  There were legally established mechanisms for engagement with these partners on specific topics, such as missing and murdered indigenous women and girls.  The Government had met with over 100 civil society organizations to discuss this topic. There were multiple sources of funding for building indigenous capacity.

    The Government had been working with various stakeholders to strengthen the Gender-Based Analysis Plus Initiative. Engagement with civil society on different issues was ongoing at all levels of Government; the Government was working to address gaps in this engagement.

    Questions by Committee Experts 

    One Committee Expert said Canada had implemented several positive measures to address gender-based violence. However, the media continued to portray women in stereotyped manners.  Was the State party considering mechanisms for holding media accountable for harmful stereotypes?  There had been an alarming increase in hate speech against indigenous and lesbian, gay, bisexual, transgender and intersex persons.  There was also reportedly a culture of misogyny within the mounted police. Were there plans to address these issues? 

    Women continued to experience intimate partner violence at rates three times higher than men.  Did the State party plan to expand the Criminal Code’s definition of domestic violence to include psychological abuse and coercive control?  What measures were in place to ensure that survivors received effective remedies? The national action plan on missing and murdered indigenous women and girls was commendable, but more than 50 per cent of the plan’s measures were yet to be fully implemented.  How would the Government speed up these efforts? How would the Government tackle the continued practice of female genital cutting and ensure that medical practitioners were aware of regulations concerning free, prior and informed consent?

    Another Committee Expert said that between 2018 and 2022, the majority of trafficking victims in Canada were young women.  Disaggregated data on trafficking for all regions of Canada was still not available. In some regions, police did not have sufficient resources to address trafficking.  How did the national action plan on trafficking address these challenges? How did the Government ensure compensation for victims, including by seizing traffickers’ assets? 

    Legislation from 2014 prohibited the purchase of sex and defined prostitution as a form of exploitation. The act was in line with the Committee’s general recommendation 36.  The Government needed to continue with the implementation of the act.  What had been done to protect women in prostitution and ensure that marginalised women had means of obtaining livelihood other than prostitution?

    Responses by the Delegation

    The delegation said Canada had implemented initiatives to make it easier for women to participate in the workforce, including measures supporting access to childcare, parental benefits, and legislation ensuring equal pay for equal work.  The Media Code prevented the broadcasting of material that was stigmatising on the basis of gender.  Data collected under the Gender Equality Framework included indicators on efforts to address gender stereotypes.

    Several institutional reforms had been made to the Royal Canadian Mounted Police, including the establishment of a harassment resolution body.  Work was underway to ensure a safe workplace for employees.  The police had also taken steps to enhance the Gender-Based Analysis Plus Initiative.

    Hate crimes had increased dramatically over the past few years, disproportionately targeting marginalised groups.  The Government had launched an anti-hate action plan recently, which aimed to empower communities to identify and prevent violence, promote a sense of trust within communities, provide support for victims of hate-motivated crimes, and improve the availability of data on hate crimes.

    Canada was committed to addressing gaps in the Criminal Code related to gender-based violence.  The Government supported a bill proposing the creation of a new offence of coercive control.  The bill was currently before the Senate and would facilitate investigation and prosecution of the offence.  The Government had implemented reforms to the Criminal Code to better protect women and girls from gender-based violence.  Victims and survivors of crime now had the right to information and to seek restitution.  Canada had also made funding available to support victims to access the justice system. Free legal advice was provided to survivors of sexual assault.

    The Government of Quebec had made considerable efforts to address gender-based violence.  In 2021, it established a specialised tribunal for gender-based violence and established training for members of the judiciary on the subject.  An electronic bracelet was used to ensure that perpetrators of violence could not approach their victims.

    Annual reports were being produced on the implementation of the federal pathway on missing and murdered indigenous women and girls.  Most of the goals of the pathway were being advanced and two of them had been completed. A ministerial representative had engaged with over 600 civil society organizations and with governments on the proposal to establish an indigenous rights ombudsperson, and consideration of this proposal was ongoing.

    Canada’s foreign assistance included measures to address sexual and gender-based violence and harmful practices such as female genital mutilation and cutting.  Informed consent policies were administered at the local level.

    The national strategy to combat human trafficking was funded by an investment of over 52 million dollars over five years.  Federal and provincial tables were in place to assess the implementation of the plan. A national awareness raising campaign on trafficking was also in place.  The Government was working on the next iteration of the strategy, which would be informed by recent evaluations and consultations with domestic and international stakeholders, including victims.

    Canada was very concerned about the safety of persons engaged in the sex trade.  New offences were added in 2019 that criminalised the procurement of others to provide sexual services.  The Government continued to protect persons who provided sexual services, providing them with services suited to their diverse needs.  It was providing funding to prevent gender-based violence against women in the sex trade and to end stigmatisation of these women.  Canada’s model aimed to reduce demand for the sex trade while ensuring protection for women involved in sex work. 

    Questions by Committee Experts 

    A Committee Expert said the most recent federal budget did not commit specific funding to improve indigenous women’s safety; would this be addressed?  There was a lack of research on femicide, which was not recognised as a distinct crime.  Were there plans to do this?

    DAPHNA HACKER, Committee Expert and Rapporteur for Canada, asked if the Government ensured that persons who fled domestic violence and gender-based violence had access to shelter. How many journalists and media workers had been trained related to gender stereotyping?  Had there been a decline in gender stereotyping in the media?

    Another Committee Expert said the Education Act referenced online bullying, but more than four in five students had reported experiencing online violence.  How was the State party responding to this growing pandemic?

    Responses by the Delegation

    The delegation said the Justice Victims Fund provided support for victims of gender-based violence and domestic violence.  The national action plan to end gender-based violence provided funding to over 100 indigenous groups.

    There was no single definition of femicide in domestic legislation, but the conduct that it referred to was covered by the Criminal Code, which took into account aggravating factors, including evidence that the crime was motivated by hate related to gender. Gender-related homicide offenders received longer sentences overall than other homicide offenders.  The rate of gender-related homicides had generally declined since 2001.  A disproportionate percentage of victims were indigenous.

    Nova Scotia provided assistance to victims fleeing violent family situations.  Funding was provided for nine transition houses, crisis lines and housing support payments. 

    Questions by Committee Experts 

    A Committee Expert commended the State party for its strong representation of women in its foreign service, with women making up 53 per cent of this service.  However, women’s representation in other areas remained a concern.  Were there mandatory reporting mechanisms for large private organizations, where women occupied just one-fifth of board positions?  Were there policies for increasing women’s representation in politics? Just six per cent of management roles were held by women of colour.  How was the Government addressing these issues?

    What progress had been made to adopt draft legislation on hate speech?  Would the State party consider adopting legislation that allowed for the removal of online hate speech against women?

    Another Committee Expert congratulated Canada on its numerous legislative reforms and investments related to nationality rights for indigenous women, and its extensive efforts to overcome the legacy of the colonial period.  When would the State’s additional report on the Optional Protocol be submitted?  How had State investments helped to better protect indigenous women and girls from violence and address the root causes of this violence?

    How was the Government working to inform indigenous women and girls on their rights to nationality and indigenous status?  How many indigenous women and girls had benefitted from legal reforms related to this? What measures were in place to eliminate discrimination against women in their ability to transfer indigenous status? How accessible and affordable was the registration process?

    Responses by the Delegation

    The delegation said that in 2024, legal amendments were made to require financial institutions and other private employers to disclose statistics on the representation of women and equity-deserving groups.

    The Online Harms Act was currently in its second reading.  This was a priority bill for the Government.  The bill included a duty for social media services to remove sexualised content involving children, and would amend the Human Rights Act to recognise online hate speech as a human rights violation, allowing individuals to file complaints with the Human Rights Commission related to online hate speech.

    The Government hoped to draft a report on the implementation of the murdered and missing indigenous women and girls action plan by December this year.  Indigenous services had launched a collaborative project to assess the second-generation cut-off for indigenous status.  The Government was engaging regularly with indigenous persons who were affected by this cut-off.

    Questions by Committee Experts 

    DAPHNA HACKER, Committee Expert and Rapporteur for Canada, asked about efforts to promote the representation of indigenous women in all areas of public life.  What funding was provided to indigenous organizations? 

    Another Committee Expert praised the ambition of the State party’s third women, peace and security action plan. How was the State party addressing lethal autonomous weapons systems from the perspective of the women, peace and security agenda?  Canada had commendably joined other States to launch action in the International Court of Justice against the Taliban for restricting access to education for women and girls in Afghanistan.  What measures would the State party take to promote gender parity in educational programmes on artificial intelligence?  How would indigenous knowledge be included in policies related to data sovereignty?

    There was a crisis-level gap in education outcomes between indigenous and non-indigenous children; how was this being addressed?  How was the State party supporting access to education for indigenous girls?  There were calls to revise textbooks to strengthen education on indigenous heritage, culture and knowledge.  How would the State party respond to these calls?

    Responses by the Delegation

    The delegation said Canada was considering amendments to the Elections Act that would require political parties to make diversity regulations public.  The Forum of Ministers on the Status of Women had discussed the importance of supporting women politicians.  The Canadian Apprenticeship Strategy was supporting women to obtain careers in fields that were traditionally male dominated.

    Canada had been actively engaged in discussions at the United Nations considering lethal autonomous weapons systems. States needed to consider algorithmic bias against women in these systems.

    Canada did not recognise the Taliban as a legitimate Government.  It had formally warned the Taliban about its treatment of women and girls.  The Government had offered to resolve this issue through dialogue but would take legal action if necessary.

    There had been a significant increase in Government engagement with partners representing indigenous two spirit, lesbian, gay, bisexual, transgender and intersex peoples.  Canada recognised the impacts of historical sex-based inequities in the registration of indigenous women.  Reparations related to this were currently not being considered.

    The 2021 budget included measures on indigenous data strategies.  There were plans to transfer digital data assets on indigenous peoples to indigenous communities, and efforts were ongoing to advance indigenous data sovereignty.

    Education in Canada was administered by provinces and territories, which had made varied degrees of progress in educational outcomes for indigenous peoples.

    Questions by Committee Experts 

    DAPHNA HACKER, Committee Expert and Rapporteur for Canada, asked about steps taken to encourage men to become teachers.  Was gender equity mainstreamed in schools?  Was the Federal Government holding provinces to account regarding the quality of education they were providing?  What steps had been taken to prevent discrimination of refugee mothers in the provision of places in childcare?

    Another Committee Expert asked about the percentage of indigenous women in academic faculties and the support provided to indigenous women in academia.

    One Committee Expert said there was a 17 per cent difference in annual earnings between women and men employed full-time.  What achievements had the Pay Equity Act made, including for marginalised women? Were there plans to extend the Act to provincially regulated workplaces?  Women spent more time doing unpaid work than men.  What measures were in place to address the care burden and support women to find employment in non-traditional fields? 

    How was Canada addressing employment challenges for indigenous women and women with disabilities?  Was the State party working to ratify International Labour Organization Convention 189 and the International Convention on the Protection of the Rights of All Migrant Workers and Members of their Families? How had reporting of workplace harassment incidents changed since the ratification of International Labour Organization Convention 190?

    Responses by the Delegation

    The delegation said Canada was committed to reducing the gender pay gap and had implemented many measures toward this aim.  The Pay Equity Act sought to provide equal pay for work of equal value.  It required employers with more than 100 employees to publicise data on pay levels for male and female employees.  The Government was also encouraging more men to take paternity leave to support mothers to return to the workplace.  It was further supporting civil society’s work to advance women’s economic participation.  Provincial governments had their own legislation on pay equity.  The amount of time women spent on unpaid work was decreasing. Canadian men contributed more to unpaid work than the Organization for Economic Co-operation and Development average.

    Questions by Committee Experts 

    A Committee Expert asked whether progress to address the gender pay gap differed between provinces.

    DAPHNA HACKER, Committee Expert and Rapporteur for Canada, asked how the State party planned to address the care deficit.  How many fathers took paternity leave and for how many weeks on average?  Were there still employer-specific work permits?

    Another Committee Expert asked about workplace segregation and how it contributed to the pay gap. 

    Responses by the Delegation

    The delegation said the pay gap was closing across all provinces.

    The care benefit helped Canadian families to provide care for loved ones.  Measures had been taken to help caregivers to balance their responsibilities and to promote more equitable sharing of care responsibilities between men and women.  Around 1.7 billion dollars had been invested in expanding the recruitment of caregivers to alleviate the burden of unpaid care.

    Questions by Committee Experts 

    A Committee Expert said the United Nations Committee against Torture had called on Canada to implement legislation on free, prior and informed consent related to sterilisation procedures.  Was this being done?  Indigenous women continued to distrust State-sponsored health care facilities and geographic and financial barriers to health care remained for indigenous communities.  How was the State party addressing this?  Was the State’s legislation on health data gender sensitive?  How was the State party promoting access to menstrual products domestically and abroad?

    DAPHNA HACKER, Committee Expert and Rapporteur for Canada, asked about safeguards to support the right to life for women with disabilities who applied for medical assistance in dying. Did the State party plan to expand health coverage for asylum seekers?  How did the State party ensure that health policies that supported access to health for trans women did not threaten safe spaces for cis women?

    Another Committee Expert said Canada’s support of Israeli military forces had indirectly facilitated various violations of the rights of women and children in Gaza.  How did Canada regulate domestic corporations whose actions were contributing to human rights violations in Gaza?  Would the State party stop providing arms to Israel?

    One Committee Expert asked whether migrant women and girls had access to safe abortions in Canada.  What steps had been taken to end forced and involuntary sterilisation of women with disabilities?

    Responses by the Delegation

    The delegation said the Criminal Code stipulated that any procedures performed without the consent of the patient constituted aggravated assault.  The Government was working to address harms caused by forced sterilisation procedures to indigenous women.

    Canada had invested large sums in addressing anti-indigenous racism within the health care system. Indigenous women and girls had the right to access high-quality health care no matter where they lived.  The Federal Government was working with provinces and territories to improve the quality of health care for indigenous women and girls.  It had expanded support for indigenous midwives and prenatal and postpartum care for indigenous mothers, and was funding grassroots organizations that provided culturally safe health services for indigenous peoples.

    In 2023, the Government launched an initiative with a civil society organization to support access to menstrual products.  It planned to expand this initiative in future.

    Canada supported the right to choose regarding abortions.  No one should be forced to carry an unwanted baby.  Federal and provincial governments were providing health care providers with training to ensure access to safe abortions.  Safe abortion medication had been approved for use.

    There was ongoing debate about circumstances in which medical assistance in dying should be available.  For medical assistance in dying requests where there was no immediate risk of death, patients needed to be informed to alternative treatments such as palliative care.  Assessments needed to be carried out for at least 90 days.  A report on this topic would soon be published.

    Canada had one of the strongest export control regimes in the world.  All exports were assessed against arms trade regulations.  Trade of arms was not permitted if there were suspicions that they would be used in human rights violations.  Since January this year, no arms exports to Israel had been permitted.

    Questions by Committee Experts 

    A Committee Expert said that Canada had implemented several initiatives to address poverty and homelessness. Women often survived on lower incomes, and marginalised women in particular experienced greater levels of income inequality.  How was the State party developing a mechanism to eliminate housing insecurity among women in Canada?  What measures were in place to raise social assistance rates for women and girls? Would disability benefits be raised so women with disabilities could get out of poverty?  Had the Government considered the unpaid care work of women in its analysis of gross domestic product?

    There was an increased level of gender-based violence against indigenous women caused by influxes of male extractive industry workers in indigenous communities.  How was the State party ensuring that the free, prior and informed consent of indigenous women was sought regarding extractive activities?

    Canada reportedly engaged in indirect military exports to Israeli operations in Gaza by transferring arms to the United States.  How was it ensuring that arms exports to the United States were not transferred to Israel?

    Another Committee Expert asked about actions being taken by the Government to ensure that disappearances and murders of indigenous women no longer occurred.  Around 42 per cent of imprisoned women in Canada were indigenous, and this population continued to grow.  What were the causes of this phenomenon?

    What was the Government doing to overcome barriers that women with disabilities faced in employment?  What programmes had the State party implemented to support migrant women?

    Responses by the Delegation

    The delegation said Canada was committed to poverty reduction.  It had launched a poverty reduction strategy in 2018 that established a poverty line. A national advisory council on poverty publicly reported annually on progress toward reaching poverty reduction targets.  The child benefit had been introduced to support families with children under 18 years of age.  Public pensions had helped to reduce poverty amongst senior women.  Employment insurance provided three types of benefits for workers who needed to provide care to critically ill or injured family members.

    Through the National Housing Act and its 2024 “Reaching Homes” strategy, the Government had provided a wide variety of housing supports and services.  There were projects established under the strategy for women leaving domestic violence and for women with disabilities.

    The Government had developed a plan of action to address violence related to the influx of extractive industry workers in indigenous communities.  It provided funding for training for workers on respecting women’s rights, activities to identify risks, and capacity building activities to prepare communities for the arrival of workers.  This work had also been expanded to the shipping industry.

    Canada was providing access to non-judicial dispute resolution and remedy mechanisms related to alleged human rights violations occurring in the context of business activities.  Canadian companies involved in this procedure were expected to participate in good faith; they could be denied trade permits if they did not.

    Compensation was not currently being offered to families of persons who had gone missing or been murdered, but mental health support was being provided.

    Questions by a Committee Expert 

    DAPHNA HACKER, Committee Expert and Rapporteur for Canada, said cuts in legal aid had affected women’s access to justice.  How was the State party addressing this issue?  How was it supporting female prisoners to access justice?  What training was provided to members of the judiciary on responding to domestic violence and respecting children’s rights in custody decisions?  Were remedies provided to women and children whose rights were harmed by custody decisions?

    Responses by the Delegation

    The delegation said the Federal Government had increased funding in 2024 for criminal and immigration legal aid, which was expected to increase access to justice in these fields.  A number of provinces had also implemented measures that had improved access to civil legal aid.

    The Government continued to study the effects of family law legislation.  Changes to the Divorce Act ensured that the best interests of the child were the key consideration in custody matters.  Judges had access to contemporary training on intimate partner violence and family violence.

    Concluding Remarks 

    GAIL MITCHELL, Assistant Deputy Minister, Departmental Programmes and Operations, Department of Women and Gender Equality of Canada and head of the delegation, said the dialogue had been rich, with important contributions from Committee Experts and civil society. The Committee had asked many questions that the delegation would do its best to follow up on.

    MARION BETHEL, Committee Rapporteur and Acting Chair, said that the dialogue had provided insight on the situation of women and girls in Canada.  The Committee would develop recommendations that would aim to strengthen the implementation of the Convention for the benefit of all women and girls in the State.

     

     

    Produced by the United Nations Information Service in Geneva for use of the media; 
    not an official record. English and French versions of our releases are different as they are the product of two separate coverage teams that work independently.

    MIL OSI United Nations News

  • MIL-OSI Economics: Upgrade your Smart Home Tech to the Latest Samsung Appliances and Claim Up to £350 Cashback

    Source: Samsung

     

     
    London, UK. October 16, 2024 – Samsung Electronics UK Ltd is offering unmissable cashback offers on selected Samsung products across the home this autumn.
     
    Until November 4, 2024, customers in the UK and Ireland can claim back up to £350/€415 when purchasing selected Samsung products[1] including ovens, refrigerators, washing machines and dishwashers. The offer is available from Samsung.com/uk/ or from participating retailers including Currys, Harvey Normans, John Lewis, and Argos[2].
     
    To add to the incentive, on completing your claim for a qualifying product, customers will be entered into a prize draw to win £2000 towards their energy costs for the next year – a full year’s energy bill based on average energy consumption. The perfect prize with the UK energy price cap having risen from October 1st[3].
     
    There has never been a better time to upgrade across a range of smart home technology that can provide complete control over your home energy consumption. With a host of advancements powered by SmartThings and AI energy saving appliances, it has never been easier to maximise energy savings throughout the home. Each product helps understand you and your household better, adapting to your unique lifestyle and habits to help save time, money, and energy.
     
    With washing machines that can learn your laundry habits, fridges that can plan your weekly meals, and ovens that provide the perfect cook, a selection of Samsung’s unmissable deals include:
     
    Claim £350/ €415 back on Samsung Series 7 Compact Oven (NQ5B7993AAK/U4)
    Claim £200/ €240 back on Samsung Series 8 SpaceMax Smart Large 75cm Fridge Freezer (RB53DG706AS9)
    Claim £350/ €415 back on Family Hub Fridge Freezer (RF65DG9H0ESREU)
    Claim £100/ €120 back on Samsung Series 5 AI Energy 11 KG / 6 KG Washer Dryer with 1400rpm (WD11DG5B15BEEU)
     
    To explore more on the range of exciting offers and see the full terms and conditions, visit https://samsungoffers.claims/sam/autumncashback/en-GB for more details.
     
    Notes to editors
    * A full years energy bill based on average energy consumption.
     
    Purchase by 04/11/2024 from a participating retailer. Claim by visiting https://samsungoffers.claims/sam/autumncashback/en-GB within 90 days of purchase. Max 4 purchases per household and 10 per registered business. Prize winners will be selected at random from all valid claims at the end of the claim period. UK/ROI/CI and IoM 18+ only.
    For a full list of participating retailers visit https://samsungoffers.claims/sam/autumncashback/en-GB
    For further info on the energy price cap, please visit https://www.ofgem.gov.uk/news/changes-energy-price-cap-between-1-october-31-december-2024#:~:text=From%201%20October%20to%2031,last%20year%20(£1%2C834)
    For the full range of products see list below.
     
    Claiming the cashback is simple:
     
    Buy a qualifying Samsung appliance product from a participating retailer between September 4 – November 4, 2024 to be eligible to receive a cashback reward of up to £350.
    Submit your claim within 90 days of the purchase date.
    Samsung will let you know within five working days whether your claim has been approved. You can check its progress anytime by using Track My Claim.
    Once your claim has been approved, we’ll send your cashback to the details provided on your claim form within 45 days. If you are a prize draw winner, we will let you know by email once the draw has taken place on or around 3rd March 2025. You will then need to claim your prize within 14 days of receiving your win notification. Your bonus cashback reward will then be sent to you within 45 days. We’ll let you know once these have been sent.
     
    Customers can choose from a wide range of products including the following:
     
    Cooking
    Cooking Hoods (Serial Numbers: NK24C5703TM/UR, NK36C5703TM/UR)
    Cashback Value: £50

    Warming Draw (Serial Number: NL20T8100WK/UR)
    Cashback Value: £50

    Single Oven
    Series 4 (Serial Numbers: NV7B42205AK/U4, NV7B42503AK/U4, NV7B43205AK/U4, NV7B4355VAK/U4, NV7B45205AS/U4, NV7B45305AK/U4, NV7B45305AS/U4)
    Cashback Value: £75

    Series 5 (Serial Numbers: NV7B5750TAK/U4, NV7B5755SAS/U4, NV7B5775XAK/U4)
    Cashback Value: £125

    Series 6 (Serial Number: NV7B6795JAK/U4)
    Cashback Value: £150

    Series 7 (Serial Number: NV7B7997AAA/U4, NV7B7997AAK/U4)
    Cashback Value: £350

    Compact Oven (Serial Number: NQ5B4353FBK/U4, NQ5B4553FBK/U4, NQ5B5763DBK/U4, NQ5B6753CAK/U4, NQ5B7993AAA/U4, NQ5B7993AAK/U4)
    Cashback Value: Ranges from £75 – £350

    Induction Hob (Serial Numbers: NZ64B4016FK/U1, NZ64B5066KK/U1, NZ64B6056GK/U1, NZ84C5047GK/U1, NZ84C6058GK/U1, NZ84T9747VK/UR, NZ85C6058FK/U1)
    Cashback Value: Ranges from £75 – £125

     
    Dishwashers
    Built in Dishwasher (Serial Number: DW60A8060BB/EU, DW60BG830I00EU)
    Cashback Value: Ranges from £75 – £150

    Freestanding Dishwasher (Serial Number: DW60A8060FS/EU, DW60BG730FSLEU, DW60BG750FSLEU)
    Cashback Value: Ranges from £75 – £150

     
    Laundry
    Tumble Dryer (Serial Numbers: DV90BB7445GES1, DV90BB9445GBS1, DV90BB9445GHS1, DV90BB9545GBS1, DV90T8240SH/S1, DV90T8240SX/S1)
    Cashback Value: £100

    Washer Dryer (Series 5, 6, & 7) ((Serial Numbers: WD11DB7B85GBU1, WD11DB7B85GWU1, WD11DG5B15BBU1, WD11DG5B15BEU1, WD90DG6B85BBU1, WD90DG6B85BEU1)
    Cashback Value: Ranges from £75 – £100

    Washing Machine (Serial Numbers: WW11DB7B94GBU1, WW11DB7B94GEU1, WW11DB8B95GBU1, WW11DB8B95GHU1, WW90DB7U94GBU1, WW90DB7U94GEU1, WW90DB8U95GBU1, WW90DB8U95GHU1
    Cashback Value: Ranges from £75 – £100

     
    Refrigeration
    Built-In Refrigeration (Serial Numbers: BRB26705DWW/EU, BRR29723EWW/EU, BRZ22720EWW/EU)
    Cashback Value: £150

    Combi (Serial Numbers: RB34C652DWW/EU, RB38C605DB1/EU, RB38C606DS9/EU, RB38C636DB1/EU, RB38C655DS9/EU, RB38C7B6BB1/EU, RB53DG703CS9EU, RB53DG703ES9EU, RB53DG706AS9EU, RL38C776ASR/EU)
    Cashback Value: Ranges from £100 – £200

    Bespoke Series 9 French-style (Serial Numbers RF65DB970E22EU, RF65DG960EB1EU, RF65DG960ESREU, RF65DG9H0EB1EU, RF65DG9H0ESREU
    Cashback Value: £350

    Series 9 SpaceMax (RH69CG895DB1EU, RH69CG895DS9EU)
    Cashback Value: £250

    One Door Fridge/Freezer (RR39C7BB7WW/EU, RZ32C7BD6WW/EU)
    Cashback Value: £150

    American Style SBS Fridge Freezers (RS66DG813CS9EU, RS66DG815CB1EU, RS68A884CB1/EU, RS68A884CSL/EU, RS68CG883DB1EU, RS68CG883DS9EU
    Cashback Value: £200

     
     
     
    [1]Purchase by 04/11/2024 from a participating retailer. Claim by visiting https://samsungoffers.claims/sam/autumncashback/en-GB within 90 days of purchase. Max 4 purchases per household and 10 per registered business. Prize winners will be selected at random from all valid claims at the end of the claim period. UK/ROI/CI and IoM 18+ only.
    [2]For a full list of participating retailers visit https://samsungoffers.claims/sam/autumncashback/en-GB.
    [3] For further info on the energy price cap, please visit https://www.ofgem.gov.uk/news/changes-energy-price-cap-between-1-october-31-december-2024#:~:text=From%201%20October%20to%2031,last%20year%20(£1%2C834).

    MIL OSI Economics

  • MIL-OSI USA: $60M Awarded to Green Infrastructure Projects

    Source: US State of New York

    Governor Kathy Hochul today announced $60 million in Green Resiliency Grant funding to support 13 transformative green infrastructure projects across the state. The projects will combat the effects of climate change, particularly in flood-prone and disadvantaged communities. The GRG program, supported through the Clean Water, Clean Air, and Green Jobs Environmental Bond Act, will deliver on Governor Hochul’s State of the State resiliency commitment to protect New Yorkers from extreme weather and ensure equitable access to clean water resources. With almost half of the funds being granted to New York City to make the city more resilient, today’s announcement underscores our state’s unwavering dedication to addressing a resilient and greener future for the City.

    “Hurricanes Helene and Milton are another reminder of the urgency needed in investing in resiliency measures to keep our communities safe,” Governor Hochul said. “Strong and sustainable infrastructure is our first line of defense. Together with our state’s unprecedented clean water investments, the Environmental Bond Act is shoring up our infrastructure and protecting our communities for generations to come.”

    GRG is part of Governor Hochul’s comprehensive resiliency plan and actions to safeguard clean water presented in her 2024 State of the State Address and Executive Budget. Governor Hochul committed $60 million to the program in April 2024 during Earth Week and the grants are administered through the New York State Environmental Facilities Corporation (EFC). EFC issued draft eligibility guidelines for public comment starting in March and used public input on draft eligibility guidelines to help inform development of the program.

    The awards were announced by EFC President & CEO Maureen A. Coleman at an event today in Van Cortlandt Park in the Bronx. A $10 million GRG award will support a project to revitalize the Tibbetts Brook. Once dammed and buried to create a mill pond, the Tibbetts Brook will be unearthed and rerouted using innovative green infrastructure techniques. This will not only restore the waterway to its natural state, but also significantly reduce combined sewer overflows into the Harlem River by over 200 million gallons annually. The project will also create a new rail-to-trail park area, extending the Putnam Greenway and providing residents with improved access to new open space and into Van Cortlandt Park. By connecting to the 750-mile Empire State Trail, this initiative will foster a more accessible and enjoyable outdoor experience for walkers and bikers.

    The Tibbetts Brook project is one of three in New York City to receive green grants, totaling nearly $27 million in this inaugural round of the GRG program, demonstrating the State’s commitment to sustainable and resilient urban development.

    New York State Environmental Facilities Corporation President & CEO Maureen A. Coleman said, “Governor Hochul understands the importance of hardening municipal infrastructure to combat the effects of climate change. EFC is committed to advancing the Governor’s bold resiliency plan by awarding critical grants to the communities that need it most. New York State is bringing new investment, modern infrastructure, and good-paying green jobs to communities.”

    Department of Environmental Conservation Interim Commissioner Sean Mahar said, “Green infrastructure solutions help protect our communities and the environment by capturing, absorbing, and better managing stormwater in the wake of increased flooding and severe weather fueled by climate change. Through Governor Hochul’s generational investments from the Clean Water, Clean Air and Green Jobs Environmental Bond Act and other sources, New York is making sustained progress to improve resilience in flood-prone communities across the state, especially in those communities most burdened by environmental pollution and the impacts of climate change. Today’s investment of $60 million is one more shining example of how New York is safeguarding communities across the state.”

    NYC Department of Parks & Recreation Commissioner Sue Donoghue said, “As we confront the effects of climate change, it’s vital that we bolster our infrastructure to make our communities more climate-resilient. We’re extremely grateful to Governor Hochul for providing funding for these essential green infrastructure projects that will improve resiliency in flood-prone areas, minimize the impact of extreme weather events, and ensure access to clean water.”

    NYC Chief Climate Officer and DEP Commissioner Rohit T. Aggarwala said, “Addressing climate change, managing stormwater and cleaning up the environment for almost half the state’s population will require a significant amount of investment and these Green Resiliency Grant awards are a great example of the State tackling the issue and joining the City in sharing these costs. I’m grateful to EFC and DEC for recognizing these needs and look forward to continuing this partnership to improve the lives of our shared constituents.”

    Awarded Projects:
    Broome County Industrial Development Agency: $1.475 million for the Roberson Museum Green Initiative to integrate bioretention basins, porous pavement, vegetated swales, and riparian buffer restoration to manage stormwater and improve resilience to flood events at the historic Roberson Mansion and associated facilities in Binghamton.

    Buffalo Sewer Authority: $8.75 million for the Rain Check 2.0 Park Projects to implement stormwater tree trenches, rain gardens, underground stormwater storage systems, and porous pavement in five parks. The project will reduce stormwater runoff by 100,000 cubic feet annually, reduce combined sewer overflows during extreme weather events, address urban heat island effects, improve air quality, and enhance recreational opportunities.

    Village of Dolgeville: $1.75 million for the North Main Street Waterfront Park Project to implement tree trenches, an infiltration basin, porous pavement, and a bioslope to reduce runoff to the storm sewer system and the East Canada Creek. The project will improve water quality and provide the first publicly accessible connection to the scenic creek, enhancing recreational activities. Plans include a playground, swing garden, pavilion, and porous pavement walking paths.

    Town of Geddes: $1.025 million for the Dwight Business Park Green Infrastructure Retrofit Project to install bio-retention, vegetative swales, and porous pavement in strategic locations within the business park. The project will reduce non-point source contaminants from entering Onondaga Lake while restoring approximately one acre of wetland and reducing urban heat effects.

    Village of Hastings-On-Hudson: $2.5 million for the Farragut Parkway Wet Extended Detention Pond Project to store runoff, holding it in place for pollutants to settle out and for infiltration and evapotranspiration. The detention pond and drainage bypass will reduce downstream peak flows to Boutilliers Brook, a watercourse frequently overwhelmed during storm events and mitigate the persistent and destructive flooding experienced in a residential area.

    City of Kingston: $4.375 million for the Safe & Accessible Flatbush & Foxhall Streetscape Project to add bioswales and stormwater tree pits to improve climate resiliency, reduce runoff, and protect natural resources. Streetscape improvements will increase pedestrian and cyclist safety in a busy urban neighborhood.

    Village of Mamaroneck: $6.6 million for the Floodplain Restoration Effort to mitigate flood risks in a designated high-risk area by creating two floodplain benches. The project will increase flood storage capacity and improve water quality with natural sediment filtering.

    New York City Department of Parks and Recreation: $10 million for the Harlem Meer Stormwater Resilience Project. Through smart water infrastructure and ecological restoration, the project will transform Central Park’s northern waterbodies into a multiple pond system for stormwater management, reducing the risk of flooding in Central Harlem and East Harlem.

    New York City Housing Authority: $6.85 million for the Jefferson Houses Cloudburst Project to manage, store, and filter stormwater runoff at a public housing development in East Harlem. The project will install a subsurface retention system, porous concrete pavers, and two synthetic turf fields. These green infrastructure practices will reduce urban heat island effect while providing residents access to outdoor recreation space.

    New York City Municipal Water Finance Authority: $10 million grant for the Tibbetts Brook Daylighting Project to reduce combined sewer overflows to the Harlem River by more than 200 million gallons annually, with improved access to new open space and into Van Cortlandt Park, enhancing the quality of life for residents.

    City of North Tonawanda: $1.5 million for the Oliver Street Green Infrastructure Improvement Project to convert impervious terrace back to green space, reduce pavement width, plant street trees, and install structural soils and/or bioretention areas. The project will extend an existing storm sewer and separate combined storm and sanitary sewers, reducing untreated discharges into the Niagara River.

    City of Ogdensburg: $2.925 million for the Downtown Mall Beautification, Green Infrastructure and Stormwater Reduction Project to integrate porous pavement surfaces and add bioretention and rain garden techniques. The project will improve water quality in the St. Lawrence River and reduce stormwater from entering the city’s combined sanitary storm sewer. A new pocket park will feature landscape design to retain and reuse rainwater. LED lighting and electric vehicle charging stations will further promote renewable energy options to reduce the overall carbon footprint of the parking area.

    City of Utica: $2.25 million for the Nail Creek Floodplain Restoration to construct flood benches and incorporate riparian buffer zones or wetlands along Nail Creek at the confluence of Halleck’s Ravine, addressing flooding during storm events.

    Disadvantaged Communities
    Disadvantaged communities are those identified by the Climate Justice Working Group, pursuant to the Climate Leadership and Community Protection Act. Disadvantaged communities are disproportionately impacted by climate change, and are prone to increased risks of pollution, flooding, and extreme heat. Disadvantaged communities shall receive no less than 35 percent, with the goal of 40 percent, of the benefits of the $4.2 billion Environmental Bond Act funds. EFC sought to surpass the 40 percent goal for the GRG program.

    New York’s Commitment to Water Quality
    New York State continues to increase its nation-leading investments in water infrastructure, including more than $2.2 billion in financial assistance from EFC for local water infrastructure projects in State Fiscal Year 2024 alone. With $500 million allocated for clean water infrastructure in the FY25 Enacted Budget announced by Governor Hochul, New York will have invested a total of $5.5 billion in water infrastructure between 2017 and this year. Governor Hochul’s State of the State initiatives are helping to ensure ongoing coordination with local governments and ensure communities can leverage these investments. The Governor increased WIIA grants for wastewater projects from 25 to 50 percent of net eligible project costs for smaller, disadvantaged communities. The Governor also expanded EFC’s Community Assistance Teams to help small, rural and disadvantaged communities leverage this funding and address their clean water infrastructure needs. Any community that needs help with its water infrastructure is encouraged to contact EFC at https://efc.ny.gov/CAT.

    The funding, in addition to other substantial water quality investments, includes the voter-approved $4.2 billion Clean Water, Clean Air and Green Jobs Environmental Bond Act of 2022 which is advancing historic levels of funding to update aging water infrastructure and protect water quality, strengthen communities’ ability to withstand severe storms and flooding, reduce air pollution and lower climate-altering emissions, restore habitats; and preserve outdoor spaces and local farms. The first round of funding under the Environmental Bond Act was awarded through the WIIA/IMG programs in December, when Governor Hochul announced $479 million in grants to 156 projects across New York State, including $309 million made available to disadvantaged communities.

    MIL OSI USA News

  • MIL-OSI USA: Raytheon Company to Pay Over $950M in Connection with Defective Pricing, Foreign Bribery, and Export Control Schemes

    Source: US Justice – Antitrust Division

    Headline: Raytheon Company to Pay Over $950M in Connection with Defective Pricing, Foreign Bribery, and Export Control Schemes

    Raytheon Company (Raytheon) — a subsidiary of Arlington, Virginia-based defense contractor RTX (formerly known as Raytheon Technologies Corporation) — will pay over $950 million to resolve the Justice Department’s investigations into: (i) a major government fraud scheme involving defective pricing on certain government contracts and (ii) violations of the Foreign Corrupt Practices Act (FCPA) and the Arms Export Control Act (AECA) and its implementing regulations, the International Traffic in Arms Regulations (ITAR).

    MIL OSI USA News

  • MIL-OSI Video: Colombia: Progress and Challenges in the Peace Agreement -Security Council Briefing | United Nations

    Source: United Nations (Video News)

    The Head of the United Nations Verification Mission in Colombia (UNVMIC), Carlos Ruiz Massieu, today (15 Oct) told the Security Council that “historic progress has been made” in the implementation of the peace agreement, “but much remains to be done.” He welcomed the rapid response plan, or “Plan de Choque” being developed by the Minister of the Interior and other stakeholders.

    The plan, Ruiz Massieu said, “is a new instrument that should serve to energize implementation.”

    The UNVMIC Chief said, “we remain encouraged by the Government’s commitment to advancing the rural reform chapter of the Agreement – provisions that have a transformative potential, attacking structural causes of the conflict, but which had lagged in their implementation in previous years.”

    He said that as a result, “more land is being distributed and formalized for those in need, bringing the promised benefits of peace to landless peasants and those dispossessed of it during the conflict.”

    Ruiz Massieu said, “in some territories, signatories to the Agreement and social leaders continue to be the target of violence, pressure and threats from armed actors fighting for territorial control and strategic routes linked to illicit economies.”

    He noted that since the beginning of the reintegration process, five former territorial areas for training and reintegration (TATRs) have had to be relocated for these reasons

    Ruiz Massieu said, “the difficult situation in some areas continues to impact the lives of communities that are caught in the crossfire and subjected to condemnable phenomena such as the recruitment of minors, displacement and confinement.”

    Colombia’s Foreign Minister Luis Gilberto Murillo for his part said, “with the firm commitment to fulfil what has been agreed and to territorialize peace, we have developed a new strategic framework for peace, where effective and comprehensive compliance with the 2016 agreement becomes an inescapable requirement, unavoidable for the sustainability of strategic proposals surrounding territorial transformation.”

    On women’s participation in negotiation and peacebuilding, he said it was “not only is a question of justice, but it is crucial to ensure stronger and more durable agreements.”

    For this reason, he continued, “the Colombian government has formulated and is implementing a feminist foreign policy linked to the precepts of the women, peace and security agenda. Included in Security Council Resolution 1325”

    Outside the Council, Switzerland’s representative Riccarda Christiana Chanda read a statement on behalf of Ecuador, France, Guyana, Japan, Malta, the Republic of Korea, Sierra Leone, Slovenia, Switzerland, the United Kingdom, and the United States on Women Peace and Security.

    Chanda said, “during a visit of the Security Council to Colombia in February of this year, we were able to engage meaningfully with former combatants, victim representatives, women’s organizations, indigenous and Afro-Colombian communities to discuss the progress made and remaining obstacles in the comprehensive implementation of the peace agreement. And what we have witnessed over and over again, was the urgent call for improved security guarantees, equitable land distribution, and the successful social, political, and economic reintegration of former combatants as well as the crucial implementation of gender provisions and the ethnic chapter of the Peace Agreement.”

    UNVMIC was established by the UN Security Council pursuant to resolution 2366 (2017), adopted unanimously on 10 July 2017. The resolution followed a joint request for UN support from the Government of Colombia and the then Revolutionary Armed Forces of Colombia–People’s Army (FARC-EP).

    https://www.youtube.com/watch?v=iaI6rgXNDS4

    MIL OSI Video

  • MIL-OSI Global: Canada’s agricultural policies are falling short of health and sustainability goals

    Source: The Conversation – Canada – By Kathleen Kevany, Professor, Sustainable Food Systems, Dalhousie University

    Oct. 16 marks World Food Day, a global initiative drawing attention to the “right to foods for a better life and a better future.” However, Canada’s food and agricultural policies are falling short of this objective.

    Canada’s current agricultural policies are not serving the well-being of the public. Canada’s agricultural program payments and subsidies are not aligned with the government’s dietary guidelines and health goals.

    Very few agriculture investments go to the production of fruits and vegetables, even though Canadians under-consume them. Instead, financial support overwhelmingly goes to feed crops, agricultural export crops and foods high in saturated fat. This is particularly troubling, given the rise of food and lifestyle diseases in Canada, such as diabetes, obesity, coronary heart disease and high cholesterol.

    The health-care costs of diet-related diseases from not meeting the dietary guidelines are at least two per cent of all health-care costs in Canada, with some estimates putting it as high as 19 per cent. Agricultural policy is not just about food; it influences health, the economy and the environment.

    Climate change and agriculture

    Trying to address greenhouse gas emissions without paying attention to agriculture is like heating your home while not ensuring doors and windows are closed. Agriculture is a big contributor to Canada’s greenhouse gas emissions.

    As climate change intensifies, bringing more frequent and severe wildfires, droughts, floods, and heat domes , agriculture is being impacted. Instability in weather patterns threatens regional and global social stability and may require Canada to rethink the dominant role of international trade in shaping its current agricultural policies.




    Read more:
    How to fight climate change in agriculture while protecting jobs


    Government policies that largely support input-intensive crops and animal agriculture contribute significantly to methane and nitrous oxide emissions and global warming.

    Despite these concerns, Canada is not investing strategically or sufficiently in agriculture. Despite $12.5 billion dollars in annual agricultural supports, a surprising portion of Canadian farmers continue to financially struggle to survive. According to the National Farmers Union:

    “Over the last three decades, the agribusiness corporations that supply fertilizers, chemicals, machinery, fuels, technologies, services, credit, and other materials and services have captured 95 per cent of all farm revenues, leaving farmers just five per cent.”

    In 2016, 66 per cent of all farms in Canada were in the revenue class of $10,000 to $249,999. On average, these farms had expenses exceeding their revenue by a large margin.

    While Canada spends a large share of its budget on addressing the negative outcomes of how we produce and consume food, there remain greater opportunities for investing in preventive measures that promote a healthier, more sustainable food system. Canada’s 20th century agriculture policy regime is woefully insufficient for the challenges of the 21st century.

    Solutions to the crisis

    Transforming our food systems will help to avert devastating climate change and ecological devastation. Many Canadian farmers are already leading the way by incorporating principles of sustainability into their practices. And the good news is that healthy diets are also environmentally sustainable.

    Food outlets and school cafeterias can play a role in reducing inefficiencies in the food system, like food waste, and improving sustainability by promoting healthy eating. To make this happen, schools need more resources and autonomy to counter misinformation about food and position Canadians for success by making healthy choices attractive.




    Read more:
    How schools and families can take climate action by learning about food systems


    Many Canadians support local, bioregional food systems as an alternative to anonymous, transnational food systems. However, these local initiatives are not enough on their own to meet our health, community vitality and environmental goals.

    To truly make an impact, local food movements must be part of a larger, co-ordinated effort supported by policies that align agricultural production with healthy diets.
    A new approach to food policies that considers them from a holistic perspective, beyond GDP, and respects farmers while creating food systems based on the One Planet and One Health frameworks is needed.

    It’s important to recognize that farmers are not only just business operators; they are our neighbours, and are integral to our communities. Supporting them with better policies and giving everyone equitable access to nourishing and sustainable foods will ensure a healthier, more resilient future for all Canadians.

    Canada needs to provide stronger support for family farms practising agroecologically sound production methods. Government programs that support greater production and purchasing of grains, fruits and vegetables for direct human consumption are also needed. These initiatives would reduce Canada’s reliance on imports of these critical foods.

    In addition, federal and municipal governments should strengthen and broaden Canada’s bioregional food systems while also fostering the growth of small- and medium-sized food businesses. It’s also important to reduce the political and market power of oligopolies in Canada’s food system.

    A call for change

    None of these changes can happen without moving beyond the current, outdated productionist model that views agriculture in isolation and relies on the belief that only global-industrial food systems can feed the world.

    In fact, smaller-scale agroecological farmers operating in bioregional food systems are key. Achieving our broader societal goals means thinking of food through agriculture, human health and environmental sustainability lenses.

    Canada needs a new vision of agriculture that connects health and environment goals with sustainable diets and prosperous family farming. This vision must prioritize nutritious diets, human and environmental health, and the overall well-being of society beyond profits, market share and food exports. Also it must be formed collectively by decision-makers, farmers, food processors, community groups and the public.

    In Canada, governments, organizations and citizens must work together to create a food system vision for Canada, much like Food Secure Canada’s Resetting the Table process previously did.

    Further collaboration among agriculture, environment and health professionals can arise from these efforts, as can be seen with Canada’s National School Food program, which is aligning local farmers and suppliers of local options to meet Canada’s Food Guide. This is also an opportunity for Canada’s Food Policy Advisory Council to gain greater influence in shaping policy.

    Just as calls for health-care reform often focus on improving services, Canadians have the right to expect better outcomes from agricultural subsidies. By prioritizing economic, environmental and public health sustainability, Canada can ensure its agricultural policy is fit for its 21st-century food system.

    Kathleen Kevany received funding from Protein Industries Canada. She is an advisor to Farm to Cafeteria Canada.

    Howard Nye receives funding from the Social Sciences and Humanities Research Council of Canada. He is a board member and research lead for Canadians for Responsible Food Policy.

    Mark Kent Mullinix receives funding from Social Sciences and Humanities Research Council, Agriculture and Agri-Food Canada. Government of British Columbia, various foundations

    Talan B. Iscan is a project lead and receives funding from MacEachen Institute for Public Policy and Governance at Dalhousie University. He is a board member with the Halifax Cycling Coalition, a non-profit.

    ref. Canada’s agricultural policies are falling short of health and sustainability goals – https://theconversation.com/canadas-agricultural-policies-are-falling-short-of-health-and-sustainability-goals-239560

    MIL OSI – Global Reports

  • MIL-Evening Report: A new book reveals much of Trump’s success is based on a myth he is a self-made billionaire

    Source: The Conversation (Au and NZ) – By John Hawkins, Senior Lecturer, Canberra School of Politics, Economics and Society, University of Canberra

    Lucky Loser tells the story of Donald Trump’s less-than-stellar business career and how he was able to misrepresent it as a success.

    It is written by New York Times investigative journalists, Russ Buettner and Susanne Craig. Both have won Pulitzer Prizes for earlier analyses of Trump. Another badge of honour is Trump sued them – and lost.

    They are by no means the first writers to expose the Potemkin village that is Trump’s business empire. A telling insider account came from Trump’s niece, psychologist Mary Trump, who revealed the creator of Donald’s fortune was his father Fred.


    Lucky Loser: How Donald Trump Squandered His Father’s Fortune and Created the Illusion of Success – Russ Buettner and Susanne Craig (Bodley Head)


    Setting things straight

    However, at more than 500 pages, including more than 40
    pages of notes on sources, this new book is the most comprehensive rendering. It is detailed, clearly written and has been well-reviewed in the financial press and by economic historian Brad de Long.

    The authors aim to draw on financial statements and interviews to “set straight Donald Trump’s chaotic onslaught of untruths and misdirection”.

    A large part of the Trump mythology is the lie that he is a self-made billionaire. In the presidential debate with Hillary Clinton, Trump sought to downplay the contribution of his father, saying “my father gave me a very small loan”. The book reveals his father’s contribution, in today’s money, was around half a billion US dollars.

    Trump’s first piece of luck was being born the son of hard-working, cautious and competent residential property developer Fred Trump, the son of a German immigrant. His second was that Fred’s eldest son did not have the ruthless drive to become Fred’s successor, and Fred did not consider his daughters as potential successors. So despite some characteristics that were the antithesis of his father, Donald became his heir.

    The book describes Fred’s career in some detail. The first hundred pages are mostly about him. Once Fred stepped back, Trump diversified his father’s company to form what the authors term

    an eclectic conglomerate untethered from any core competency.

    Another piece of luck was been chosen to star in the reality television series The Apprentice, from which he made a lot of money, including from licensing deals, for the small amount of time he spent on it.

    The producers of this series have a lot to answer for, as they wanted to present their star as the astute businessman they knew him not to be. As they said, it was “not a documentary”. But it enormously and misleadingly raised Trump’s profile.

    Wins followed by losses

    The authors describe how some of Trump’s ventures, such as the development of Trump Tower, went well as the Manhattan property market boomed. He also profited from some “greenmailing” (buying shares in a company with the stated or implied intention of taking it over and then selling the shares at a higher price), facilitated by exaggerated accounts in the media of his wealth.

    But Trump used up much of the proceeds of his few successes covering his losses on a range of his other business ventures.

    Among his notable failures was Trump University, where he paid A$37 million to settle lawsuits for fraud. Many other property projects, Scottish golf courses, Trump Ice bottled water and Trump Mortgage, never turned a profit. And the punters were not the only ones losing money in Trump casinos.

    While he has fought to keep them secret, what has emerged from Trump’s tax returns are a series of huge losses.

    A conundrum not really addressed in the book is why so many bankers were willing to lend to him.




    Read more:
    What would a second Trump presidency mean for the global economy?


    The book concentrates on Trump’s career before the 2016 election, when the flawed US electoral system turned his almost 3 million vote loss on the popular vote into a win in the electoral college. As president, he disregarded conflicts of interest. As the authors note, parties wanting to influence the president could funnel money to him by booking blocks of rooms at his hotel.

    After 81 million Americans voted to fire him in 2020, Trump’s businesses again performed poorly.

    Trump’s current wealth is estimated by Forbes at A$5.7 billion (less than it was a decade ago). But about half of this is from his majority stake in Truth Social, promoted as a right-wing alternative to Twitter. (Now, it could be said, an even more right-wing forum than X.) It has tiny and falling revenues and makes large losses. If Trump loses the election, its value will probably soon be close to zero. It is regarded as a “meme stock”.

    Buettner and Craig conclude Trump “would have been better off betting on the sharemarket than on himself”. Analysis cited in The Economist in 2018 concluded that had Trump just put the money from his father into a sharemarket index fund he would have had A$2.9 billion in 2018. Given subsequent rises in the US stockmarket that would have grown to around A$5.9 billion by now, more than most estimates of his wealth.

    Forbes reached a similar conclusion, as did De Long and US political commentator Professor Robert Reich. The self-described business genius destroyed rather than created value.

    A poor tycoon and a poor president

    This business record of mismanaging an inheritance is reflected in Trump’s economic performance as president. He inherited the world’s largest economy from Obama. By the end of his term it was more than 10% smaller than China’s economy. Historians rank him one of the worst performing presidents on economic management (and much else). The public gave him the lowest approval ratings during his presidential term.

    Trump has indeed been a “lucky loser”. But if this deeply flawed man is returned to the presidency, the world will be an unlucky loser.




    Read more:
    From mass deportations to huge tariff hikes, here’s what Trump’s economic program would do to the US and Australia


    John Hawkins does not work for, consult, own shares in or receive funding from any company or organisation that would benefit from this article, and has disclosed no relevant affiliations beyond their academic appointment.

    ref. A new book reveals much of Trump’s success is based on a myth he is a self-made billionaire – https://theconversation.com/a-new-book-reveals-much-of-trumps-success-is-based-on-a-myth-he-is-a-self-made-billionaire-240648

    MIL OSI AnalysisEveningReport.nz

  • MIL-OSI: Farmers & Merchants Bancorp (FMCB) Reports Record Third Quarter 2024 Earnings

    Source: GlobeNewswire (MIL-OSI)

    Third Quarter 2024 Highlights

    • Record net income of $22.1 million, or $29.96 per share; up 2.50% on a per share basis from third quarter 2023;
    • Achieved a return on average assets of 1.65% and a return on average equity of 15.03%;
    • Solid liquidity position with $1.5 billion in cash and investment securities and a borrowing capacity of $2.1 billion with no outstanding borrowings as of September 30, 2024;
    • Continued growth in capital with a total risk-based capital ratio of 14.95%, common equity tier 1 ratio of 13.47%, tier 1 capital ratio of 13.70% and a tangible common equity ratio of 10.91%;
    • Credit quality remains strong with a total allowance for credit losses of 2.11%.

    LODI, Calif., Oct. 16, 2024 (GLOBE NEWSWIRE) — Farmers & Merchants Bancorp (OTCQX: FMCB) (the “Company” or “FMCB”), the parent company of Farmers & Merchants Bank of Central California (the “Bank” or “F&M Bank”), reported record third quarter net income of $22.1 million, or $29.96 per diluted common share for the third quarter of 2024 compared with $22.0 million, or $29.23 per diluted common share for the third quarter of 2023 an increase of 2.50% on a per share basis. Annualized return on average assets was 1.65% and return on average equity was 15.03% for the third quarter of 2024 compared with 1.65% and 16.80% for the same period the prior year. The decrease in return on average equity was primarily the result of a $72.1 million or 13.58% increase in total shareholder’s equity even after paying record common stock cash dividends of $13.1 million to shareholders and repurchasing and retiring $14.0 million of the Company’s common stock during the last twelve months.

    Net income over the trailing twelve months was $88.0 million compared with $86.9 million for the same trailing period a year earlier. Earnings per share over the trailing twelve months totaled $118.46, up 3.79% compared with $114.13 for the same trailing period a year ago and up from $90.70 for the same period two years ago.

    CEO Commentary

    Kent Steinwert, Farmers & Merchants Bancorp’s Chairman, President and Chief Executive Officer, stated, “We are pleased with the Company’s strong ongoing financial performance including the results in the first nine months of 2024 highlighted by net income of $66.6 million, return on average assets of 1.65%, and a return on average equity of 15.55%. Our earnings per share over the trailing twelve months ended September 30, 2024 totaled $118.46, up 3.79% compared with $114.13 per share for the same trailing period a year ago. We achieved these strong results while continuing to maintain a solid liquidity position and balance sheet at quarter end with $1.5 billion of cash and investments, access to $2.1 billion in borrowing capacity and total shareholders’ equity of $602.7 million up $72.1 million or 13.58% from September 30, 2023. Capital levels continued to strengthen and are significantly above the regulatory thresholds for “well-capitalized” banks. Our longstanding established client relationships have contributed to our resilient and stable deposit balances of $4.7 billion as of September 30, 2024 and 2023. The loan portfolio continues to grow both during the third quarter and year over year as we continue to serve the needs of our customers and local communities. Consistent with the last several years, credit quality remains a strength of the Bank with a total allowance for credit losses of 2.11% and only $677,000 in non-accrual loans as of quarter-end. Our Company remains in excellent financial condition and is well positioned to meet any challenges ahead as we have for the past 108 years. We are also pleased to be recognized by others for our performance as Farmers & Merchants Bancorp was named by Bank Director’s Magazine as the #2 best performing bank in the nation across all asset categories in their annual “Ranking Banking” study of the top performing banks for 2023. This follows our #1 ranking in the prior year of the top performing banks for 2022. The recognition over the last two years can be traced to our strong client relationships and the focus of our employees on serving our clients.”

    Earnings

    Net interest income for the quarter ended September 30, 2024 was $52.0 million, an increase from $50.8 million in the second quarter of 2024. For the third quarter of 2024 the net interest margin increased to 4.07% compared to 3.91% in the second quarter of 2024 driven by a decrease in the average cost of total deposits from 1.51% in the second quarter of 2024 to 1.39% in the third quarter of 2024. Net interest income for the nine-months ended September 30, 2024 was $154.5 million, a decrease of $7.1 million, or 4.39%, when compared with the $161.6 million for the same period in 2023 as the increase in deposit costs outpaced the increase in loan yields. Loan yields increased to 6.11% for the first nine-months of 2024 compared to 5.77% for the same period in 2023 while the average cost of total deposits increased to 1.39% for the first nine-months of 2024 compared to 0.70% in the first nine-months of 2023. The net interest margin of 4.04% and average cost of total deposits of 1.39% for the nine-months ended September 30, 2024 continue to outperform industry averages.

    For the nine-months ended September 30, 2024, net income was $66.6 million, a slight decrease from the nine-months ended September 30, 2023 of $66.9 million. The nine-months ended September 30, 2023 benefited from cash proceeds from non-taxable death benefits on bank-owned life insurance (BOLI) of $4.3 million. Annualized return on average assets was 1.65% and return on average equity was 15.55% for the nine-months ended September 30, 2024 compared with 1.70% and 17.43% for the same period a year earlier.

    Balance Sheet

    Total assets were $5.4 billion as of September 30, 2024 consistent with September 30, 2023. Total loans and leases outstanding were $3.7 billion, an increase of $146.9 million or 4.13% from September 30, 2023. As of September 30, 2024 our total investment securities portfolio was $1.2 billion, an increase of $249.6 million from September 30, 2023. Over the last year, the portfolio mix has shifted as available-for-sale securities have increased from $106.5 million as of September 30, 2023 to $401.6 million as of September 30, 2024 while the held-to-maturity securities have decreased from $826.0 million as of September 30, 2023 to $780.5 million as of September 30, 2024. The increase in available-for-sale securities is due to purchases of $326.3 million in 2024. Accumulated other comprehensive losses on the available-for-sale securities portfolio decreased to $8.8 million as of September 30, 2024 compared to $20.2 million as of September 30, 2023. Total deposits remained consistent totaling $4.7 billion as of September 30, 2024 and September 30, 2023. Total deposits, at September 30, 2024, increased $111.6 million or 2.4% compared to June 30, 2024. Our loan to deposit ratio was 78.9% as of September 30, 2024 compared to 75.1% as of September 30, 2023.

    Credit Quality

    The Company’s credit quality remained resilient with only $677,000 in non-accrual loans as of September 30, 2024 and a minimal delinquency ratio of only 0.21% of total loans. Net charge-offs were $216,000 in the third quarter of 2024 compared to net recoveries of $47,000 in the third quarter of 2023. Net charge-offs were $149,000 for the first nine-months of 2024 compared to net recoveries of $274,000 for the first nine-months of 2023. Net charge-offs over the trailing twelve months were $93,000. Based on the credit performance of the loan and lease portfolio, no provision for credit losses has been necessary in the first nine-months of 2024. The Company’s allowance for credit losses on loans and leases and unfunded commitments was $78.5 million or 2.11% as of September 30, 2024 compared to $78.7 million or 2.13% as of June 30, 2024. We believe our allowance for credit losses is appropriate given the current economic environment including some stress in the agricultural sector. A few agricultural commodity prices have softened over the past two years due to the strong US Dollar impeding export competitiveness. This coupled with the higher short term interest rates and the effects of high inflation has created financial stress for some agriculture producers. We are diligently working with all borrowers affected by these market conditions in an effort to optimize performance during the current cycle.

    Capital

    The Company’s and Bank’s regulatory capital ratios remain strong while increasing from June 30, 2024. At September 30, 2024, the Company’s preliminary total risk-based capital ratio was 14.95%, the common equity tier 1 capital ratio was 13.47% and the tier 1 capital ratio was 13.70% an increase from 14.58%, 13.09% and 13.32% as of June 30, 2024, respectively. At September 30, 2024, all F&M Bank capital ratios exceeded the regulatory requirements to be classified as “well-capitalized”. At September 30, 2024, the tangible common equity ratio was 10.91% an increase of 127 basis points from the 9.64% as of September 30, 2023. Tangible book value per share increased to $799.04 at September 30, 2024, up 16.21% compared with $687.57 a year ago. During the third quarter, the Company repurchased 1,313 shares bringing the total to 9,976 shares for the nine-months ended September 30, 2024. The Company has repurchased a total of 10,400 shares or $10.5 million under the $25.0 million share repurchase program authorized in November 2023 which was cancelled on September 10, 2024. On September 10, 2024, the Company authorized a new share repurchase program for $55.0 million and has purchased 40 shares or $38,404 as of September 30, 2024. On October 3, 2024 the Company entered into and executed a Stock Purchase Agreement with the trust of one of our largest shareholders who passed away in January 2024. As a result, the Company repurchased 37,990 shares or $34.8 million under the Stock Purchase Agreement on October 3, 2024 leaving approximately $20.2 million remaining under the current share repurchase program which expires on December 31, 2026. After this transaction our total risk-based capital ratio was approximately 14.18% on a pro-forma basis.

    About Farmers & Merchants Bancorp

    Farmers & Merchants Bancorp, trades on the OTCQX under the symbol FMCB, is the parent company of Farmers & Merchants Bank of Central California, also known as F&M Bank. Founded in 1916, F&M Bank is a locally owned and operated community bank, which proudly serves California through 32 convenient locations. F&M Bank is financially strong, with $5.4 billion in assets, and is consistently recognized as one of the nation’s safest banks by national bank rating firms. The Bank has maintained a 5-Star rating from BauerFinancial for 34 consecutive years, longer than any other commercial bank in the State of California.

    Farmers & Merchants Bancorp has paid dividends for 89 consecutive years and has increased dividends for 59 consecutive years. As a result, Farmers & Merchants Bancorp is a member of a select group of only 56 publicly traded companies referred to as “Dividend Kings,” and is ranked 17th in that group based on consecutive years of dividend increases. A “Dividend King” is a stock with 50 or more consecutive years of dividend increase.

    In August 2024, Farmers & Merchants Bancorp was named by Bank Director’s Magazine as the #2 best performing bank in the nation across all asset categories in their annual “Ranking Banking” study of the top performing banks for 2023. Last year the Bank was named by Bank Director’s Magazine as the #1 best performing bank in the nation across all asset categories in their annual “Ranking Banking” study of the top performing banks for 2022.

    In April 2024, F&M Bank was ranked 6th on Forbes Magazine’s list of “America’s Best Banks” in 2023. Forbes’ annual “America’s Best Banks” list looks at ten metrics measuring growth, credit quality, profitability, and capital for the 2023 calendar year, as well as stock performance in the 12 months through March 18, 2024.

    In December 2023, F&M Bank was ranked 4th on S&P Global Market Intelligence’s “Top 50 List of Best-Performing Community Banks” in the US with assets between $3.0 billion and $10.0 billion for 2023. S&P Global Market Intelligence ranks financial institutions based on several key factors including financial returns, growth, and balance sheet risk profile.

    In October, 2021, F&M Bank was named the “Best Community Bank in California” by Newsweek magazine. Newsweek’s ranking recognizes those financial institutions that best serve their customers’ needs in each state. This recognition speaks to the superior customer service the F&M Bank team members provide to its clients.

    F&M Bank is the 15th largest bank lender to agriculture in the United States. F&M Bank operates in the mid-Central Valley of California including, Sacramento, San Joaquin, Solano, Stanislaus, and Merced counties and the east region of the San Francisco Bay Area, including Napa, Alameda and Contra Costa counties.

    F&M Bank was inducted into the National Agriculture Science Center’s “Ag Hall of Fame” at the end of 2021 for providing resources, financial advice, guidance, and support to the agribusiness communities as well as to students in the next generation of agribusiness workforce. F&M Bank is dedicated to helping California remain the premier agricultural region in the world and will continue to work with the next generation of farmers, ranchers, and processors. F&M Bank remains committed to servicing the needs of agribusiness in California as has been the case since its founding over 108 years ago.

    F&M Bank offers a full complement of loan, deposit, equipment leasing and treasury management products to businesses, as well as a full suite of consumer banking products. The FDIC awarded F&M Bank the highest possible rating of “Outstanding” in their last Community Reinvestment Act (“CRA”) evaluation.

    Forward-Looking Statements

    This press release may contain certain forward-looking statements that are based on management’s current expectations regarding the Company’s financial performance. Forward-looking statements can be identified by the fact that they do not relate strictly to historical or current facts. They often include the words “believe,” “expect,” “intend,” “estimate” or words of similar meaning, or future or conditional verbs such as “will,” “would,” “should,” “could” or “may.” Forward-looking statements in this press release include, without limitation, statements regarding loan and deposit production (including any growth representations), balance sheet management, levels of net interest margin, the ability to control costs and expenses, the competitive environment, financial and regulatory policies of the United States government, water management issues in California and general economic conditions, inflation, recessions, natural disasters, pandemics, geopolitical risks, economic uncertainty in the United States, changes in interest rates, deposit flows, real estate values, costs or effects of acquisitions, competition, changes in accounting principles, policies or guidelines, legislation or regulation, and other economic, competitive, governmental, regulatory and technological factors (including external fraud and cybersecurity threats) affecting the Company’s operations, pricing, products and services. These and other important factors are detailed in the Company’s Form 10-K, Form 10-Qs, and various other securities law filings made periodically by the Company, copies of which are available from the Company’s website. The Company undertakes no obligation to release publicly the result of any revisions to these forward-looking statements that may be made to reflect events or circumstances after the date of this press release or to reflect the occurrence of unanticipated events, except as required by law.

    For more information about Farmers & Merchants Bancorp and F&M Bank, visit fmbonline.com.

    Investor Relations Contact

    Farmers & Merchants Bancorp
    Bart R. Olson
    Executive Vice President and Chief Financial Officer
    Phone: 209-367-2485
    bolson@fmbonline.com

                           
    FINANCIAL HIGHLIGHTS                      
        Three-Months Ended     Nine-Months Ended
    (dollars in thousands, except share and per share amounts) September 30,
    2024
      June 30, 2024   September 30,
    2023
        September 30,
    2024
      September 30,
    2023
    Earnings and Profitability:                      
    Interest income   $ 68,635     $ 69,831     $ 65,713       $ 205,107     $ 186,362  
    Interest expense     16,642       19,050       12,272         50,620       24,777  
    Net interest income     51,993       50,781       53,441         154,487       161,585  
    Provision for credit losses                 3,000               7,057  
    Noninterest income     6,280       4,767       3,606         16,122       12,513  
    Noninterest expense     27,755       25,422       24,468         78,698       79,473  
    Income before taxes     30,518       30,126       29,579         91,911       87,568  
    Income tax expense     8,397       8,359       7,545         25,300       20,679  
    Net income   $ 22,121     $ 21,767     $ 22,034       $ 66,611     $ 66,889  
                           
    Diluted earnings per share   $ 29.96     $ 29.39     $ 29.23       $ 89.91     $ 88.06  
    Return on average assets     1.65 %     1.58 %     1.65 %       1.65 %     1.70 %
    Return on average equity     15.03 %     15.33 %     16.80 %       15.55 %     17.43 %
                           
    Loan yield     6.13 %     6.13 %     5.87 %       6.11 %     5.77 %
    Cost of average total deposits     1.39 %     1.51 %     1.01 %       1.39 %     0.70 %
    Net interest margin – tax equivalent     4.07 %     3.91 %     4.17 %       4.04 %     4.33 %
    Effective tax rate     27.51 %     27.75 %     25.51 %       27.53 %     23.61 %
    Efficiency ratio     47.63 %     45.77 %     42.89 %       46.13 %     45.65 %
    Book value per share   $ 816.67     $ 779.40     $ 705.60       $ 816.67     $ 705.60  
                           
    Balance Sheet:                      
    Total assets   $ 5,418,132     $ 5,267,485     $ 5,375,375       $ 5,418,132     $ 5,375,375  
    Cash and cash equivalents     293,250       295,936       668,361         293,250       668,361  
    of which held at Fed     198,637       225,676       597,739         198,637       597,739  
    Total securities     1,182,073       1,046,210       932,508         1,182,073       932,508  
       of which available-for-sale     401,563       251,413       106,493         401,563       106,493  
       of which held-to-maturity     780,510       794,797       826,015         780,510       826,015  
    Gross Loans     3,713,735       3,692,237       3,567,807         3,713,735       3,567,807  
    Allowance for credit losses – loans and leases     75,816       75,032       74,159         75,816       74,159  
    Total deposits     4,708,682       4,597,055       4,748,767         4,708,682       4,748,767  
    Borrowings                                
    Subordinated debentures     10,310       10,310       10,310         10,310       10,310  
    Total shareholders’ equity   $ 602,696     $ 576,220     $ 530,623       $ 602,696     $ 530,623  
                           
    Loan-to-deposit ratio     78.87 %     80.32 %     75.13 %       78.87 %     75.13 %
    Percentage of checking deposits to total deposits     50.01 %     48.60 %     51.72 %       50.01 %     51.72 %
                           
    Capital ratios (Bancorp) (1)                      
    Common equity tier 1 capital to risk-weighted assets     13.47 %     13.09 %     12.48 %       13.47 %     12.48 %
    Tier 1 capital to risk-weighted assets     13.70 %     13.32 %     12.72 %       13.70 %     12.72 %
    Risk-based capital to risk-weighted assets     14.95 %     14.58 %     13.97 %       14.95 %     13.97 %
    Tier 1 leverage capital ratio     11.32 %     10.66 %     10.22 %       11.32 %     10.22 %
    Tangible common equity ratio (2)     10.91 %     10.72 %     9.64 %       10.91 %     9.64 %
                           
    (1) Capital information is preliminary for September 30, 2024                    
    (2) Non-GAAP measurement                      
                           
    Non-GAAP measurement reconciliation:                      
    (Dollars in thousands)   September 30,
    2024
      June 30, 2024   September 30,
    2023
             
                           
    Shareholders’ equity   $ 602,696     $ 576,220     $ 530,623            
    Less: Intangible assets     13,007       13,145       13,563            
    Tangible common equity   $ 589,689     $ 563,075     $ 517,060            
                           
    Total assets   $ 5,418,132     $ 5,267,485     $ 5,375,375            
    Less: Intangible assets     13,007       13,145       13,563            
    Tangible assets   $ 5,405,125     $ 5,254,340     $ 5,361,812            
                           
    Tangible common equity ratio (1)     10.91 %     10.72 %     9.64 %          
                           
    (1) Tangible common equity divided by tangible assets                      
                           

    The MIL Network

  • MIL-OSI New Zealand: Brunei Darussalam

    Source: New Zealand Ministry of Foreign Affairs and Trade – Safe Travel

    • Reviewed: 18 November 2022, 09:26 NZDT
    • Still current at: 17 October 2024

    Related news features

    If you are planning international travel at this time, please read our COVID-19 related travel advice here, alongside our destination specific travel advice below.

    Exercise increased caution in Brunei Darussalam (level 2 of 4).

    Brunei Darussalam

    Crime
    Petty crime such as theft and burglary can occur in Brunei Darussalam. We advise New Zealanders to be alert to their surroundings at all times and take steps to safeguard and secure their personal belongings.

    Civil unrest
    Civil unrest is extremely rare in Brunei Darussalam, but protests and demonstrations could have the potential to result in violence. We advise monitoring local media and following any instructions from local authorities.

    General travel advice
    New Zealanders in Brunei Darussalam are strongly advised to familiarise themselves with and observe local laws and customs, which can be very different to New Zealand. This includes in relation to alcohol and tobacco, and public expression of political views.

    Brunei Darussalam has a dual legal system with both civil law and syariah (sharia) law. Both laws include provisions for corporal and capital punishments. Penalties for possession, use or trafficking of illegal drugs are severe and can include the death penalty, physical punishment, and lengthy imprisonment.

    Further information about the Syariah Penal Code can be found on Brunei Darussalam’s Attorney General’s Chambers website. A non-exhaustive list of illegal activities under syariah law includes blasphemy, sodomy, and adultery. Syariah law applies to Muslims, non-Muslims, and foreigners.

    New Zealanders are advised to respect religious, social and cultural traditions in Brunei Darussalam to avoid offending local sensitivities (including around members of the Royal Family and during religious occasions). Modesty and discretion should be exercised in both dress and behaviour.

    New Zealanders travelling or living in Brunei Darussalam should have a comprehensive travel insurance policy in place that includes provision for medical evacuation by air.

    New Zealanders in Brunei Darussalam are encouraged to register their details with the Ministry of Foreign Affairs and Trade.


    The New Zealand High Commission Kuala Lumpur, Malaysia is accredited to Brunei Darussalam

    Street Address Level 21, Menara IMC, 8 Jalan Sultan Ismail, Kuala Lumpur 50250 Telephone +60 3 2078 2533 Fax +60 3 2078 0387 Email klinfo@mfat.govt.nz Web Site http://www.mfat.govt.nz/malaysia Hours Mon-Fri 0830am to 1230 hrs (reception); Mon-Thurs 0800-1630 hrs, Fri 0800-1600 hrs (telephone enquiries and pre-arranged appointments)

    See our regional advice for South East Asia

    MIL OSI New Zealand News

  • MIL-OSI Security: Leaders of Dangerous Mexican Drug Cartel Responsible for Extreme Violence Charged with International Drug Trafficking and Firearms Offenses

    Source: United States Attorneys General 7

    Note: View the fifth superseding indictment here.

    An indictment was unsealed in the District of Columbia charging leaders of the violent drug trafficking organization known as Los Zetas, and its successor organization, Cartel del Noreste (CDN), with engaging in a continuing criminal enterprise; drug trafficking conspiracy; firearms offenses; and international money laundering conspiracy.

    According to the indictment, Miguel Trevino Morales, 51, also known as Z-40, and his brother, Omar Trevino Morales, 48, also known as Z-42, allegedly assumed control of Los Zetas after more than a decade as members of the violent drug trafficking organization. Los Zetas previously served as an armed militaristic wing for the Gulf Cartel to maintain control of drug trafficking routes throughout Mexico. Since becoming leaders of Los Zetas in 2012, which they later renamed the Cartel del Noreste, the defendants have allegedly continued its history and pattern of using extreme violence to control large swaths of Northern Mexico, including along the U.S. border. Based on allegations in the indictment, Miguel and Omar Trevino Morales were incarcerated in Mexico in 2013 and 2015, respectively, but continued to control the CDN through various means, including by installing various family members to run operations at their behest. Miguel and Omar Trevino Morales are alleged to be personally responsible for committing dozens of murders and for directing assassinations, kidnappings, and acts of torture by Los Zetas and CDN members to promote and protect the Cartel’s drug trafficking activities and enrich its members.

    “As alleged in the indictment, the defendants ran a transnational drug trafficking organization that was responsible for committing extreme violence and trafficking massive quantities of narcotics into the United States,” said Principal Deputy Assistant Attorney General Nicole Argentieri, head of the Justice Department’s Criminal Division. “The Justice Department is committed to holding cartel leaders like the defendants accountable for poisoning American communities and fueling violence here and abroad. We are also committed to working with our domestic and international colleagues in this effort, and we are grateful to our Mexican law enforcement partners for their ongoing collaboration in this case.”

    “This superseding indictment underscores the Justice Department’s commitment to pursuing the leaders of the world’s most dangerous drug cartels, no matter how long it takes,” said U.S. Attorney Breon Peace for the Eastern District of New York. “The defendants’ prolific crimes and extreme acts of violence have wreaked havoc in the Eastern District of New York and across the country, and we look forward to holding the defendants accountable in a U.S. court of law.”

    “For decades, these individuals have controlled one of the most violent drug organizations in Mexico, committing and directing the commission of horrible atrocities against our neighbors, the people of Mexico, and also in the United States,” said U.S. Attorney Jaime Esparza for the Western District of Texas. “Nothing is more important than bringing dangerous individuals like this to justice. We look forward to working with the government of Mexico in bringing these brutal Cartel leaders to justice for the numerous crimes they have committed.”

    “Homeland Security Investigations (HSI) stands with our partners in the fight against transnational criminal organizations to protect our citizens from their unlawful actions,” said HSI Executive Associate Director Katrina W. Berger. “The harm caused by the Los Zetas cartel reaches well beyond our borders, hurting communities and ruining lives here in the United States.”

    “For decades, Los Zetas operated as one of the most violent drug trafficking organizations in the United States and Mexico under the direction of brothers Miguel (Zeta 40) and Omar Trevino Morales (Zeta 42),” said Special Agent in Charge Daniel C. Comeaux of the Drug Enforcement Administration (DEA) Houston Field Division. “The DEA has never wavered from the global fight against this vicious, ruthless cartel which thrived on the devastation they imparted on American communities. Through countless investigations, DEA brought high-ranking members of this destructive organization to justice. These latest indictments will continue to cripple this violent organization and force them to release the stranglehold they have exerted along the southwest border of the United States.”

    If convicted, the defendants face a maximum penalty of life in prison. A federal district court judge will determine any sentence after considering the U.S. Sentencing Guidelines and other statutory factors.

    The DEA Houston Division investigated the case, with assistance from the DEA Mexico City Country Office. HSI New York contributed substantially to the investigation, as did the following: DEA San Antonio Division, DEA Eagle Pass Division, DEA Del Rio Division, DEA Laredo Division, DEA New York Division, FBI Washington Field Office, FBI El Paso Field Office, FBI San Antonio Field Office, FBI Laredo Field Office, FBI Del Rio Field Office, HSI San Antonio, HSI Del Rio, HSI Laredo, Texas Department of Public Safety, Texas Rangers, San Antonio Police Department, Bexar County Sherriff’s Office, Bureau of Alcohol, Tobacco, Firearms and Explosives (ATF) San Antonio Field Division, ATF Laredo Field Division, IRS Criminal Investigation (IRS-CI) San Antonio, IRS-CI Waco, and the U.S. Border Patrol.

    The Justice Department’s Office of International Affairs and Criminal Division’s Office of Enforcement Operations provided significant assistance in this case.

    Trial Attorneys Kirk Handrich and Tara Arndt of the Criminal Division’s Narcotic and Dangerous Drug Section, numerous prosecutors for the Western District of Texas, and Assistant U.S. Attorney Andrew Wang for the Eastern District of New York are prosecuting the case.

    This case is part of an Organized Crime and Drug Enforcement Task Force (OCDETF) operation. OCDETF identifies, disrupts, and dismantles the highest-level drug traffickers, money launderers, gangs, and transnational criminal organizations that threaten the United States by using a prosecutor-led, intelligence-driven, multi-agency approach.

    An indictment is merely an allegation. All defendants are presumed innocent until proven guilty beyond a reasonable doubt in a court of law.

    MIL Security OSI

  • MIL-OSI Banking: Phillips 66 provides notice of its plan to cease operations at Los Angeles-area refinery

    Source: Phillips

    Facility expects to cease operations in the fourth quarter of 2025
    Company will work with the state of California to supply fuel markets and meet ongoing consumer demand

    HOUSTON–(BUSINESS WIRE)– Phillips 66 (NYSE: PSX) announced plans to cease operations at its Los Angeles-area refinery in the fourth quarter of 2025 and will work with the state of California to supply fuel markets and meet ongoing consumer demand.
    “We understand this decision has an impact on our employees, contractors and the broader community,” said Mark Lashier, chairman and CEO of Phillips 66. “We will work to help and support them through this transition.” Approximately 600 employees and 300 contractors currently operate the Los Angeles-area refinery.
    “With the long-term sustainability of our Los Angeles Refinery uncertain and affected by market dynamics, we are working with leading land development firms to evaluate the future use of our unique and strategically located properties near the Port of Los Angeles,” said Lashier. “Phillips 66 remains committed to serving California and will continue to take the necessary steps to meet our commercial and customer demands.”
    As the California Energy Commission’s analysis has indicated, expanding supply capabilities will be critical. Phillips 66 supports these efforts and will work with California to maintain current levels and potentially increase supplies to meet consumer needs. The company will supply gasoline from sources inside and outside its refining network as well as renewable diesel and sustainable aviation fuels from its Rodeo Renewable Energy Complex in the San Francisco Bay area.
    Phillips 66 has engaged Catellus Development Corporation and Deca Companies, two leading real estate development firms, to evaluate the future use of the 650-acre sites in Wilmington, California, and Carson, California. The firms bring strong track records of solving complex redevelopment challenges and will collaborate with Phillips 66 in an advisory role to advance potential commercial development options that support the regional economy and other key stakeholder objectives.
    “These sites offer an opportunity to create a transformational project that can support the environment, generate economic development, create jobs and improve the region’s critical infrastructure,” Lashier said.
    About Phillips 66
    Phillips 66 (NYSE: PSX) is a leading integrated downstream energy provider that manufactures, transports and markets products that drive the global economy. The company’s portfolio includes Midstream, Chemicals, Refining, Marketing and Specialties, and Renewable Fuels businesses. Headquartered in Houston, Phillips 66 has employees around the globe who are committed to safely and reliably providing energy and improving lives while pursuing a lower-carbon future. For more information, visit phillips66.com or follow @Phillips66Co on LinkedIn.
    CAUTIONARY STATEMENT FOR THE PURPOSES OF THE “SAFE HARBOR” PROVISIONS OF THE PRIVATE SECURITIES LITIGATION REFORM ACT OF 1995
    This news release contains forward-looking statements within the meaning of the federal securities laws relating to Phillips 66’s operations. Words such as “anticipated,” “estimated,” “expected,” “planned,” “scheduled,” “targeted,” “believe,” “continue,” “intend,” “will,” “would,” “objective,” “goal,” “project,” “efforts,” “strategies” and similar expressions that convey the prospective nature of events or outcomes generally indicate forward-looking statements. However, the absence of these words does not mean that a statement is not forward-looking. Forward-looking statements included in this news release are based on management’s expectations, estimates and projections as of the date they are made. These statements are not guarantees of future events or performance, and you should not unduly rely on them as they involve certain risks, uncertainties and assumptions that are difficult to predict. Therefore, actual outcomes and results may differ materially from what is expressed or forecast in such forward-looking statements. Factors that could cause actual results or events to differ materially from those described in the forward-looking statements include: changes in governmental policies or laws that relate to our operations, including regulations that seek to limit or restrict refining, marketing and midstream operations or regulate profits, pricing, or taxation of our products or feedstocks, or other regulations that restrict feedstock imports or product exports; our ability to timely obtain or maintain permits necessary for projects; fluctuations in NGL, crude oil, refined petroleum, renewable fuels and natural gas prices, and refining, marketing and petrochemical margins; the effects of any widespread public health crisis and its negative impact on commercial activity and demand for refined petroleum or renewable fuels products; changes to worldwide government policies relating to renewable fuels and greenhouse gas emissions that adversely affect programs including the renewable fuel standards program, low carbon fuel standards and tax credits for biofuels; unexpected changes in costs for constructing, modifying or operating our facilities; our ability to successfully complete, or any material delay in the completion of, any asset disposition, acquisition or conversion that we may pursue; unexpected difficulties in manufacturing, refining or transporting our products; the level and success of drilling and production volumes around our midstream assets; risks and uncertainties with respect to the actions of actual or potential competitive suppliers and transporters of refined petroleum products, renewable fuels or specialty products; lack of, or disruptions in, adequate and reliable transportation for our products; potential liability from litigation or for remedial actions, including removal and reclamation obligations under environmental regulations; failure to complete construction of capital projects on time and within budget; our ability to comply with governmental regulations or make capital expenditures to maintain compliance with laws; limited access to capital or significantly higher cost of capital related to illiquidity or uncertainty in the domestic or international financial markets, which may also impact our ability to repurchase shares and declare and pay dividends; potential disruption of our operations due to accidents, weather events, including as a result of climate change, acts of terrorism or cyberattacks; general domestic and international economic and political developments, including armed hostilities (such as the Russia-Ukraine war), expropriation of assets, and other diplomatic developments; international monetary conditions and exchange controls; changes in estimates or projections used to assess fair value of intangible assets, goodwill and property and equipment and/or strategic decisions with respect to our asset portfolio that cause impairment charges; investments required, or reduced demand for products, as a result of environmental rules and regulations; changes in tax, environmental and other laws and regulations (including alternative energy mandates); political and societal concerns about climate change that could result in changes to our business or increase expenditures, including litigation-related expenses; the operation, financing and distribution decisions of equity affiliates we do not control; and other economic, business, competitive and/or regulatory factors affecting Phillips 66’s businesses generally as set forth in our filings with the Securities and Exchange Commission. Phillips 66 is under no obligation (and expressly disclaims any such obligation) to update or alter its forward-looking statements, whether as a result of new information, future events or otherwise.

    Source: Phillips 66

    MIL OSI Global Banks

  • MIL-OSI Economics: ESA orders 6 additional radar-based satellites to Thales Alenia Space for IRIDE Earth observation constellation

    Source: Thales Group

    Headline: ESA orders 6 additional radar-based satellites to Thales Alenia Space for IRIDE Earth observation constellation

    This new batch of radar satellites will also be based on the innovative and scalable NIMBUS (New Italian Micro Bus) platform

    • This new contract strengthens Thales Alenia Space’s engineering and industrial capabilities in making innovative and flexible observation satellites
    • IRIDE to provide dual Earth observation capabilities to monitor the Italian territory and Europe from space
    • With this new contract, Thales Alenia Space will build a total of 13 satellites for IRIDE constellation: 12 small-sized satellites based on SAR (Synthetic Aperture Radar) technology and 1 satellite based on optical technology.

    Milan, October 16th, 2024 –Thales Alenia Space, a joint venture between Thales (67%) and Leonardo (33%), has signed a 107-Million-Euro contract with the European Space Agency (ESA) for the supply of 6 additional radar-based satellites dedicated to the Italian Earth observation constellation, IRIDE.

    This second batch of satellites, as the previous batch of six, will rely on the innovative and scalable NIMBUS (New Italian Micro Bus) platform. Built by Thales Alenia Space, the high-performance NIMBUS will be produced rapidly and is designed for high-revisit and high-capacity constellations in addition to very high throughput.

    IRIDE ©Thales Alenia Space

    For the Italian Earth Observation Constellation IRIDE, Thales Alenia Space will build a total of 13 satellites: 12 small-sized satellites based on SAR (Synthetic Aperture Radar) technology and 1 satellite based on optical technology.

    “I would like to thank the European and Italian Space Agencies for once again entrusting Thales Alenia Space’s competences and expertise,” said Giampiero Di Paolo, Senior Vice President Observation, Exploration and Navigation for Thales Alenia Space. “Leveraging our experience onbaord major Earth observation programs, we are ready to reinforce our capabilities in the small satellite segment. Based on a series of sensing instruments and technologies, the IRIDE constellation will range from microwave imaging with radar sensors to optical imaging at various spatial resolutions and in different frequency ranges, making it a cutting-edge space program in Earth Observation. The radar technology on board this program will be a crucial pillar of our ALL-IN-ONE Earth observation solution, which effectively combines optical and radar small satellites to ensure high revisit frequency and control for near real-time monitoring.”

    About IRIDE Earth observation constellation:

    IRIDE is one of the most important European space programs in the field of Earth Observation. It is a government project funded as part of Italy’s National Recovery and Resilience Plan (PNRR), complemented by funding from the National Integration Plan (PNC). IRIDE is a constellation of satellites, operational by 2026, managed by the European Space Agency (ESA) in conjunction with the Italian Space Agency (ASI).

    IRIDE features a hybrid constellation of different satellites with dedicated Earth observation sensors; this end-to-end system comprises a series of low Earth orbit (LEO) satellite sub-constellations, ground infrastructures (downstream) and services dedicated to the Italian Public Administration.

    Thales Alenia Space’s responsibility in the program:

    Thales Alenia Space will contribute to the achievement of this innovative constellation of satellites that feature sophisticated operating modes to support high revisit rates, providing data that can be integrated with that from other existing or future programs and infrastructures, including COSMO-SkyMed Second Generation and Prisma, as well as Europe’s vast Copernicus Earth observation and protection program.

    Thales Alenia Space will further contribute to the constellation by supplying an optical satellite with a performance tailored to its needs. Built on the platform NIMBUS, the optical payload is developed by the Italian companies Media Lario and TSD-space, specialized in the creation of instruments and electronics for space.

    The satellites will be built in Italy under the responsibility of Thales Alenia Space and thanks to the contribution of the entire supply chain of SMEs in the space sector. They will provide valuable data not only to researchers studying the evolution of the environmental conditions of Italy but also to the Civil Protection and other Public Administrations to protect coasts, monitor critical infrastructures, air quality and weather conditions. IRIDE’s data will be of paramount importance. This data will allow the development of commercial applications by start-ups, small and medium-sized enterprises and industries in the geospatial sector.

    ABOUT THALES ALENIA SPACE

    Drawing on over 40 years of experience and a unique combination of skills, expertise and cultures, Thales Alenia Space delivers cost-effective solutions for telecommunications, navigation, Earth observation, environmental management, exploration, science and orbital infrastructures. Governments and private industry alike count on Thales Alenia Space to design satellite-based systems that provide anytime, anywhere connections and positioning, monitor our planet, enhance management of its resources and explore our Solar System and beyond. Thales Alenia Space sees space as a new horizon, helping to build a better, more sustainable life on Earth. A joint venture between Thales (67%) and Leonardo (33%), Thales Alenia Space also teams up with Telespazio to form the parent companies’ Space Alliance, which offers a complete range of services. Thales Alenia Space posted consolidated revenues of approximately €2.2 billion in 2023. Thales Alenia Space has around 8,600 employees in 9 countries, with 16 sites in Europe and a plant in the US.

    http://www.thalesaleniaspace.com

    THALES ALENIA SPACE – PRESS CONTACTS

    Tarik Lahlou
    Tel: +33 (0)6 87 95 89 56
    tarik.lahlou@thalesaleniaspace.com

    Catherine des Arcis
    Tel: +33 (0)6 78 64 63 97
    catherine.des-arcis@thalesaleniaspace.com

    Cinzia Marcanio

    Tel.: +39 (0)6 415 126 85
    cinzia.marcanio@thalesaleniaspace.com

    MIL OSI Economics

  • MIL-OSI Economics: Christine Lagarde: Lessons from Ljubljana in uncertain times

    Source: European Central Bank

    Speech by Christine Lagarde, President of the ECB, at the official dinner of Banka Slovenije in Ljubljana, Slovenia

    Ljubljana, 16 October 2024

    It is a pleasure to be here this evening.

    Not far from here, tucked away in the National and University Library, lie copies of the Abecedarium and the Catechism. These two texts, written by the religious reformer Primož Trubar in 1550, were the first ever books to be printed in Slovenian.[1]

    At a time when German was the language of the ruling classes, Trubar’s pioneering act was fundamental in helping to establish the national identity of Slovenians.[2]

    Today, his portrait graces the €1 coin in Slovenia, framed by the famous words found in the Catechism, “Stati inu Obstati” – “to stand and withstand”.[3]

    It is telling that both books – one a primer for the Slovenian language, the other guidelines for religious observance – were designed to teach, for there is much that Europe can learn from Slovenia in the uncertain world we now face.

    The global order we knew is fading. Open trade is being replaced with fragmented trade, multilateral rules with state-sponsored competition and stable geopolitics with conflict.

    Europe had invested considerably in the old order, so this transition is challenging for us. As the most open of the major economies, we are more exposed than others.

    So, in this new landscape, we too must learn “to stand and withstand”. And we can do so by drawing on two valuable lessons from Ljubljana.

    Opportunity in times of uncertainty

    The first lesson is that uncertainty can create opportunity.

    While many in Europe are anxious about the future, Slovenians are no strangers to uncertainty.

    Within a single generation, Slovenia made a success of the extraordinarily difficult transition from a planned economy to a market economy. Policymakers defied the odds by implementing tough structural reforms to first join the EU and, later, the euro area.

    Today, Slovenia is a success story. It is a developed, stable and high-income economy, with the highest GDP per capita at purchasing power parity of central and eastern European countries (CEECs).

    The nation’s success owes much to the creativity and vigour of its people and their innate ability to seize economic turning points and transform them into opportunities.

    For example, when Slovenia joined the EU, it was exposed to greater levels of competition from other Member States in the economic bloc.

    But Slovenia quickly capitalised on its skilled workforce to develop a new business model based on deep integration in the Single Market. Today, every single car produced in Europe has at least one component that is made in Slovenia.[4]

    For Europe, the changes in the global economy today represent a similar turning point. But if we approach it with the right spirit, I believe it can be an opportunity for renewal.

    A less favourable global economy can push us to complete our domestic market. Fiercer foreign competition can encourage us to develop new technologies. More volatile geopolitics can drive us to become more energy secure and self-sufficient in our supply chains.

    For Slovenia, the transformation of the automotive supply chain will be a particular challenge. But the economy is already adapting. For example, in July this year Slovenia secured a major investment in domestic electric vehicle production.[5]

    For many Slovenians, striding into an unpredictable future may seem like second nature.

    One of your most famous paintings, “The Sower”, hangs on display here at the National Gallery. Depicting an agricultural labourer at the crack of dawn hard at work sowing seeds in a field, the painting represents Slovenians’ resolute determination in the face of uncertainty.

    The rest of us in Europe will need to draw on this example in the uncertain times ahead. If we do so, we can also turn uncertainty into opportunity.

    The importance of sharing the benefits of change

    The second lesson from Slovenia is that the benefits of change can – and should – be more widely shared.

    The path of renewal for Europe is inescapably linked with new technology, especially digitalisation. But new technologies can sometimes lead to uneven labour market outcomes.

    Slovenia has undergone remarkable technological change over the past 20 years. Today, the country’s level of digital development is 7% above the CEEC average and it can compete with some of the most digitally developed EU countries in certain areas.[6]

    Yet Slovenia’s Gini coefficient – a measure of income inequality – is the second lowest in the OECD.[7] The country also benefits from high levels of gender equality. Female labour force participation is higher than the EU average and nearly equal to that of men.[8]

    Many in Europe are worried about the challenges ahead, such as the effects of artificial intelligence on social inclusion. But we should let Slovenia’s example inspire us.

    With the right approach, we can move forward and become more technologically advanced while ensuring everyone can benefit from the gains.

    And when everyone benefits, Europe benefits too. Over three-quarters of citizens in Slovenia feel attached to Europe, and almost two-thirds identify as both Slovenian and European – levels that are well above their respective EU averages.[9]

    Conclusion

    Let me conclude.

    In today’s uncertain world, Europe must learn “to stand and withstand”. And it can do so by looking to Slovenia as an example of how to overcome challenges that come its way.

    First, we must work hard to sow the seeds of success. And then, as the folk singer Vlado Kreslin sings, “vse se da” – “everything is possible”.

    Thank you.

    MIL OSI Economics

  • MIL-OSI: Union Bankshares Announces Earnings for the three and nine months ended September 30, 2024 and Declares Quarterly Dividend

    Source: GlobeNewswire (MIL-OSI)

    MORRISVILLE, Vt., Oct. 16, 2024 (GLOBE NEWSWIRE) — Union Bankshares, Inc. (NASDAQ – UNB) today announced results for the three and nine months ended September 30, 2024 and declared a regular quarterly cash dividend. Consolidated net income for the three months ended September 30, 2024 was $1.3 million, or $0.29 per share, compared to $2.5 million, or $0.56 per share, for the same period in 2023, and $5.8 million, or $1.27 per share, for the nine months ended September 30, 2024, compared to $8.2 million, or $1.82 per share for the same period in 2023. The decrease in earnings for the comparison periods was primarily due to the impact of the previously announced strategic balance sheet repositioning executed during the third quarter. The Company’s wholly-owned subsidiary, Union Bank, executed the sale of $38.8 million in book value of its lower-yielding available-for-sale debt securities for a pre-tax realized loss of $1.3 million, which was recorded in the third quarter of 2024.

    Balance Sheet

    Total assets were $1.52 billion as of September 30, 2024 compared to $1.40 billion as of September 30, 2023, an increase of $123.9 million, or 8.9%. Loan growth was the primary driver of the increase in total assets with total loans reaching $1.13 billion as of September 30, 2024 including $8.4 million in loans held for sale, compared to $1.03 billion as of September 30, 2023, with $6.5 million in loans held for sale. Asset quality remains strong with minimal past due loans and net recoveries of $5 thousand and $15 thousand for the three and nine months ended September 30, 2024, respectively.

    Loan demand has remained strong during the third quarter of 2024 with growth in the residential, commercial, and municipal portfolios, despite higher interest rates and low residential inventory. Qualifying residential loans of $76.1 million were sold during the first nine months of 2024 compared to sales of $54.2 million for the first nine months of 2023.

    Total deposits were $1.17 billion as of September 30, 2024 and include $80.0 million of purchased brokered deposits compared to deposits of $1.22 billion as of September 30, 2023 with $153.0 million of purchased deposits. Federal Home Loan Bank advances of $230.7 million were outstanding as of September 30, 2024 compared to $90.7 million outstanding as of September 30, 2023. In addition to borrowings from the Federal Home Loan Bank, $10.0 million in advances from the Federal Reserve’s Bank Term Funding Program were outstanding as of September 30, 2024.

    The Company had total equity capital of $72.3 million and a book value per share of $15.98 as of September 30, 2024 compared to $49.2 million and a book value of $10.92 per share as of September 30, 2023. Total equity capital is reduced by accumulated other comprehensive loss as it relates to the fair market value adjustment for investment securities. Accumulated other comprehensive loss as of September 30, 2024 was $26.8 million compared to $47.1 million as of September 30, 2023.

    Income Statement

    Consolidated net income was $1.3 million for the third quarter of 2024 compared to $2.5 million for the third quarter of 2023, a decrease of $1.2 million, or 47.7%. The decrease in net income was comprised of the $1.3 million net loss on the sale of available-for-sale securities mentioned above, increases in credit loss expense of $564 thousand and noninterest expenses of $483 thousand, partially offset by increases of $282 thousand in net interest income, $431 thousand in noninterest income, and a decrease in income tax expense of $419 thousand.

    Net interest income was $9.4 million for the three months ended September 30, 2024 compared to $9.1 million for the three months ended September 30, 2023, an increase of $282 thousand, or 3.1%. Interest income was $17.2 million for the three months ended September 30, 2024 compared to $14.8 million for the same period in 2023, an increase of $2.4 million, or 15.8%, due to the larger earning asset base and higher interest rates on new loan volume. Interest expense increased $2.1 million to $7.8 million for the three months ended September 30, 2024 compared to $5.7 million for the same period in 2023, due to utilization of higher cost wholesale funding, such as Federal Home Loan Bank advances and brokered deposits, and customers seeking higher returns on their deposits.

    Credit loss expense of $425 thousand was recorded for the third quarter of 2024 compared to a benefit of $139 thousand recorded for the third quarter of 2023. The increase in expense was to support loan growth during the period and was not due to a deterioration in credit quality. Management continues to assess the adequacy of the Allowance for Credit Losses quarterly.

    Noninterest income, excluding the loss on the bond sale, was $2.9 million for the three months ended September 30, 2024 compared to $2.5 million for the same period in 2023. Sales of qualifying residential loans to the secondary market for the third quarter of 2024 were $35.2 million resulting in net gains of $540 thousand, compared to sales of $24.7 million and net gains on sales of $336 thousand for the same period in 2023. Noninterest expenses increased $483 thousand, or 5.4%, to $9.4 million for the three months ended September 30, 2024 compared to $8.9 million for the same period in 2023. The increase during the comparison period was due to increases of $295 thousand in salaries and wages, $305 thousand in employee benefits, $46 thousand in occupancy expenses, $71 thousand in equipment expenses, partially offset by a decrease of $234 thousand in other expenses.

    Income tax benefit was $123 thousand for the three months ended September 30, 2024 a decrease of $419 thousand compared to income tax expense of $296 thousand for the same period in 2023. The decrease is primarily attributable to the income tax benefit resulting from the $1.3 million loss on the bond sale.

    Dividend Declared

    The Board of Directors declared a cash dividend of $0.36 per share for the quarter payable November 7, 2024 to shareholders of record as of October 26, 2024.

    About Union Bankshares, Inc.

    Union Bankshares, Inc., headquartered in Morrisville, Vermont, is the bank holding company parent of Union Bank, which provides commercial, retail, and municipal banking services, as well as, wealth management services throughout northern Vermont and New Hampshire. Union Bank operates 19 banking offices, three loan centers, and multiple ATMs throughout its geographical footprint.

    Since 1891, Union Bank has helped people achieve their dreams of owning a home, saving for retirement, starting or expanding a business and assisting municipalities to improve their communities. Union Bank has earned an exceptional reputation for residential lending programs and has been recognized by the US Department of Agriculture, Rural Development for the positive impact made in lives of low to moderate home buyers. Union Bank is consistently one of the top Vermont Housing Finance Agency mortgage originators and has also been designated as an SBA Preferred lender for its participation in small business lending. Union Bank’s employees contribute to the communities where they work and reside, serving on non-profit boards, raising funds for worthwhile causes, and giving countless hours in serving our fellow residents. All of these efforts have resulted in Union receiving and “Outstanding” rating for its compliance with the Community Reinvestment Act (“CRA”) in its most recent examination. Union Bank is proud to be one of the few independent community banks serving Vermont and New Hampshire and we maintain a strong commitment to our core traditional values of keeping deposits safe, giving customers convenient financial choices and making loans to help people in our local communities buy homes, grow businesses, and create jobs. These values–combined with financial expertise, quality products and the latest technology–make Union Bank the premier choice for your banking services, both personal and business. Member FDIC. Equal Housing Lender.

    Forward-Looking Statements

    Statements made in this press release that are not historical facts are forward-looking statements. Investors are cautioned that all forward-looking statements necessarily involve risks and uncertainties, and many factors could cause actual results and events to differ materially from those contemplated in the forward-looking statements. When we use any of the words “believes,” “expects,” “anticipates” or similar expressions, we are making forward-looking statements. The following factors, among others, could cause actual results and events to differ from those contemplated in the forward-looking statements: uncertainties associated with general economic conditions; changes in the interest rate environment; inflation; political, legislative or regulatory developments; acts of war or terrorism; the markets’ acceptance of and demand for the Company’s products and services; technological changes, including the impact of the internet on the Company’s business and on the financial services market place generally; the impact of competitive products and pricing; and dependence on third party suppliers. For further information, please refer to the Company’s reports filed with the Securities and Exchange Commission at http://www.sec.gov or on our investor page at http://www.ublocal.com.

    Contact: David S. Silverman
    (802) 888-6600

    The MIL Network

  • MIL-OSI Russia: IMF Staff Completes 2024 Article IV Mission to The Kingdom of Bahrain

    Source: IMF – News in Russian

    October 16, 2024

    End-of-Mission press releases include statements of IMF staff teams that convey preliminary findings after a visit to a country. The views expressed in this statement are those of the IMF staff and do not necessarily represent the views of the IMF’s Executive Board. Based on the preliminary findings of this mission, staff will prepare a report that, subject to management approval, will be presented to the IMF’s Executive Board for discussion and decision.

    • Growth remained resilient in 2023, despite tight financial conditions, heightened geopolitical uncertainty, and tensions in the broader region.
    • Government debt is high and additional fiscal measures and structural reforms will be needed to put it onto a durable downward path.
    • Financial stability has been well-maintained and efforts to deepen financial markets should continue.

    Washington, DC: An International Monetary Fund (IMF) mission led by Mr. John Bluedorn visited Manama during September 29–October 10, 2024 to conduct discussions for the 2024 Article IV consultation. The mission will submit a report to IMF management and Executive Board, which is scheduled to discuss the Article IV consultation in November.

    At the conclusion of the visit, Mr. Bluedorn issued the following statement:

    “Despite further tightening of financial conditions and heightened geopolitical uncertainty, Bahrain’s real GDP grew at 3 percent in 2023, while CPI inflation fell to 0.1 percent. However, the fiscal position declined in 2023, with the overall fiscal balance to GDP falling by 3.3 percentage points to –8.5 percent and gross government debt to GDP increasing by 12 percentage points to 123 percent. This marked a change from the notable improvements in 2021 and 2022 under the revised Fiscal Balance Program (FBP), when Bahrain recorded rises in the overall primary balance of about 6 percentage points of GDP on average per year. The ratio of nonhydrocarbon revenues to primary recurrent expenditures (excluding extrabudgetary spending) remained at its FBP target of about 40 percent in 2023. The current account stayed in surplus at 5.9 percent of GDP in 2023, but down from its peak in the previous year.

    “Growth is anticipated to remain at 3 percent in 2024 and rise to 3.5 percent in 2025, with the completion of refinery upgrades in the manufacturing sector and a pick-up in private sector credit growth supporting greater private investment. Over the medium-term, real GDP is expected to grow at around 3 percent, driven by nonhydrocarbon GDP, which is expected to grow to account for about 90 percent of the economy by 2029. CPI inflation is projected to rise to 1.2 percent in 2024, before steadily converging to 2 percent over the medium term.

    “To put government debt to GDP onto a durable downward path, a multi-year and pre-committed fiscal consolidation and reform package is the policy priority. In this regard, the recently introduced domestic minimum top-up tax under the OECD/G20 Inclusive Framework is welcome. However, additional steady fiscal efforts over multiple years, appropriately staggered to smooth the adjustment, remain necessary. These efforts would include raising nonhydrocarbon revenue, rationalizing current spending, and reducing subsidies while increasing social transfers to protect the vulnerable and supporting investment. This package would balance growth and equity considerations and fiscal sustainability.

    “The Central Bank of Bahrain should continue to closely follow the U.S. Federal Reserve in changes to its policy stance. Looking forward, the anticipated easing of monetary conditions will mitigate the growth impact from fiscal adjustment, which in turn further supports the build-up of external buffers. Formalizing and implementing a bank resolution framework would build on a tradition of sound financial sector supervision and regulation and help safeguard financial stability. Further developing the local currency bond market and the non-bank financial sector, while closely monitoring interconnectedness between banks and non-banks, would promote greater financial market deepening and the diversification of financing sources for the broader economy.

    “Economic diversification has progressed well, but additional reforms would foster higher, greener, and more inclusive medium-term growth. Building upon existing efforts, policies to further boost inclusion and productivity include expanding well-designed programs to enhance human capital and close identified skill gaps, improving small and medium-sized enterprises’ access to finance, and harnessing the digital transformation. By raising growth, the measures would also hasten the decline in the debt-to-GDP ratio and ease the fiscal adjustment. Gradually reducing energy subsidies while increasing renewable energy investments would also bolster Bahrain’s moves toward its emission reduction goals and ensure a smooth energy transition.  

    “The recent implementation of the National Summary Data Page (NSDP), one of the key recommendations of the IMF’s enhanced General Data Dissemination Standards (e-GDDS), is a welcome change and a testament to Bahrain’s commitment to improving data quality and transparency, with the aim to subscribe to the Special Data Dissemination Standard (SDDS) in the near future. Such enhancements are an important public good and will help national decision-makers and domestic and international stakeholders to improve their monitoring of macroeconomic and financial developments in Bahrain.

    “The IMF mission team wishes to express its appreciation to the Bahraini authorities for their cooperation, hospitality, and engaging and helpful discussions.”

    IMF Communications Department
    MEDIA RELATIONS

    PRESS OFFICER: Mayada Ghazala

    Phone: +1 202 623-7100Email: MEDIA@IMF.org

    @IMFSpokesperson

    https://www.imf.org/en/News/Articles/2024/10/16/pr-24376-bahrain-imf-staff-completes-2024-article-iv-mission

    MIL OSI

    MIL OSI Russia News

  • MIL-OSI Translation: 16/10/2024 Prime Minister: On October 15, the nation united and removed the evil government

    MIL ASI Translation. Region: Polish/Europe –

    Fuente: Gobierno de Polonia en poleco.

    During his speech in the Sejm, Prime Minister Donald Tusk recalled that the success of the elections on October 15 paved the way for strengthening democracy and independence in Poland. The head of government also referred to geopolitical challenges, emphasizing the need for decisive protection of the eastern border. The Prime Minister assured that Poland will be in the vanguard of countries introducing changes to asylum regulations in defense of the stability of the region. October 15 – anniversary of the victory of democracy

    Already at the beginning of his speech in the Sejm, Prime Minister Donald Tusk recalled that the victory of the dinner on October 15 was in fact a success for the Polish nation.

    This applause, for which I am very grateful, is addressed to the millions of Polish women and men who, a year ago, on October 15, made a decision of historical significance

    – noted the Prime Minister. The last parliamentary elections, in which a record turnout was achieved, were an exceptional event in the history of Polish democracy.

    As someone who was lucky enough to be in the shipyard in 1980, I can confirm that something equally important, equally sacred happened on October 15 – the nation united, spoke out and removed the evil government.

    – Donald Tusk emphasized. The victory on October 15 would not have been possible without the great determination of Polish society, which in recent years has actively participated in protests and demonstrations in defense of women’s rights, the independence of courts and democracy.

    The elections on October 15th were about everything. Not only democracy was at stake. Today it is already clear that the stakes of these, as well as the upcoming presidential elections, are also Polish independence

    – Prime Minister summed up. The head of government also referred to the address delivered a moment earlier by President Andrzej Duda.

    I am grateful to President Duda for not taking the opportunity to remain silent on the anniversary of Poland’s victory, the victory of Polish women and men over those who also exercised power in his name. I am grateful that he has made everyone in Poland aware in such a clear and unambiguous way – I hope so – of how important the upcoming presidential elections will be; that we must complete this work.

    – stated Donald Tusk. The presidential elections will be held in 2025.

    Geopolitical Challenges and Border Security

    El prime minister Donald Tusk also referred from the Sejm’s rostrum to the difficult geopolitical situation that our country is currently facing.

    We are in a situation – not only Poland, but Poland in particular – that can be said to be a situation of conflict, of direct threat of war. Today we have to make unequivocal decisions

    – declared the head of government. The Prime Minister reminded that Poland cannot afford any cooperation with pro-Putin politicians in Europe. The defense of the eastern border of our country is also a challenge for the current government.

    Our decisions are aimed at effective protection of the border, but also, as stated in the government strategy, zero deaths on the border – both on the side of migrants and, above all, on the side of Polish soldiers.

    – Donald Tusk emphasized. The Prime Minister corrected the words of President Andrzej Duda, according to whom, as a result of the introduction of the new migration strategy, Belarusian oppositionists will have a problem obtaining asylum in Poland.

    There has not been a single case of a Belarusian oppositionist trying to illegally cross the Polish-Belarusian border in groups organized by Lukashenka.

    – said the Prime Minister. He explained once again that the migration strategy for 2025-2028, “Regaining Control, Ensuring Security,” adopted by the government on Tuesday is not about suspending human rights, but about introducing a temporary and territorial suspension of the right to asylum, i.e. not accepting asylum applications from people brought to the border by the Belarusian authorities.

    Poland and Poles on the side of human rights

    Modern regimes exploit human rights to wage hybrid warfare.

    The sacred right to political asylum for a persecuted refugee has been transformed into a tool cynically used by Putin, Lukashenko and human smugglers.

    – Primer Ministro explained. Poland will defend its border by taking internal actions and holding talks with our partners in Brussels.

    Poland will be in the vanguard of those countries that will change regulations, including international ones, which are completely inadequate to this situation

    – announced the head of government. The Polish government has the courage to speak out about the need to change the approach to defending the eastern borders of the European Union.

    Poland and Poles have proven that they are on the side of democracy, on the side of human rights. No one in Europe can accuse me personally, our government, Poland, or Poles of anything. We stand in solidarity, when necessary, with Ukrainians. We stood for women’s rights, human rights.

    – the Prime Minister listed. The essence of the elections on October 15 were independence, democracy and security – these values also guide the new migration strategy. Prime Minister Donald Tusk will also discuss the need to change the approach to illegal migration on Thursday in Brussels.

    MILES AXIS

    EDITOR’S NOTE: This article is a translation. Apologies should the grammar and/or sentence structure not be perfect.

    MIL Translation OSI

  • MIL-OSI USA: RI Department of State, United Way of Rhode Island Remind Voters of Availability of 2-1-1 Voter Information Hotline

    Source: US State of Rhode Island

    PROVIDENCE, RI � Secretary of State Gregg M. Amore, the RI Department of State Elections Division, and United Way of Rhode Island are today reminding voters that election information is available by dialing 2-1-1.

    “As Election Day draws closer, voters are beginning to cast their ballots by mail, voting early, or making a plan for November 5, which might mean they have questions about our elections processes,” said Secretary of State Gregg M. Amore. “This partnership with United Way of Rhode Island greatly expands our capacity to provide assistance to voters, and I encourage anyone with questions to take advantage of this free service to ensure they are ready to vote over the coming weeks.”

    Assistance is available 24 hours a day and in multiple languages.

    By dialing 2-1-1, callers can connect with a trained United Way 211 call specialist who is able to answer questions voters may have about this year’s election, including: � Polling locations and times � How to vote early in-person � Where to return a mail ballot � Election Day voting information

    “Voting is one of the most powerful tools we have to shape our communities, and United Way of Rhode Island is proud to partner once again with the Department of State to make sure every voter has the information they need,” said Cristina Amedeo, Senior Director, Community Services at United Way of Rhode Island. “By dialing 2-1-1, voters can access essential election details and ensure their voices are heard, contributing to a more engaged and informed Rhode Island.”

    This is the third election for which the RI Department of State and United Way of Rhode Island have partnered to provide this resource to voters.

    Early voting started today, October 16, and continues until 4 p.m. on November 4.

    Election Day is November 5.

    Voters can find additional information and deadlines online at vote.ri.gov.

    ###

    MIL OSI USA News

  • MIL-OSI USA: Thompson Announces $2 Million in Federal Funding for ClearWater Conservancy

    Source: United States House of Representatives – Congressman Glenn Thompson (5th District Pennsylvania)

    COLLEGE TOWNSHIP, Pa.– Today, U.S. Representative Glenn “GT” Thompson announced the ClearWater Conservancy in College Township as the recipient of a $2 million Appalachian Regional Commission (ARC) Partnerships for Opportunity and Workforce and Economic Revitalization (POWER) grant. This investment will construct a local conservation hub and increase environmental stewardship throughout the region.

    “ClearWater Conservancy has been working for decades to advance voluntary conservation efforts throughout our region,” Rep. Thompson said. “The construction of the ClearWater Community Conservation Center will help boost ecotourism and agritourism throughout the area. With this project, there is going to be something for everyone to enjoy. Congratulations to ClearWater Conservancy and their many partners and volunteers for their continued dedication to Central Pennsylvania’s streams and natural landscape.”


    ARC POWER grants target areas affected by the coal-related job losses. ClearWater plans to use the grant to increase public events, educational opportunities and community programming. A historic farmhouse and barn on the property will also be renovated. An ADA (Americans with Disabilities Act) accessible trail will be established to connect the center to the Spring Creek, a world-renowned trout fishing stream.

    “I was thrilled to receive GT’s call telling me that ClearWater would receive a $2 million ARC grant for the new Community Conservation Center,” saidFord Stryker of ClearWater Conservancy. “We appreciate the Congressman’s support to secure this grant, which is a critical piece of the funding strategy because local philanthropy could not cover all the construction costs. The ClearWater Conservancy takes an active role in conserving land and protecting water resources for the preservation and creation of new outdoor recreation assets, working agritourism assets, and agribusinesses. These efforts have become increasingly important as Central Pennsylvania’s economy becomes more reliant on tourism and agriculture following the decline of Central Pennsylvania’s coal-related industries.”

    In addition to ARC funds, local sources will provide $5,968,600, bringing the total project funding to $7,968,600.

    ClearWater Conservancy is an active nonprofit, land trust association focused on environmental stewardship and education. ClearWater Conservancy has conserved 11,000 acres of land, restored 25 miles of streams, and restored 183 acres of riparian forest in Central Pennsylvania since 1980.

    ARC is an economic development agency of the federal government and 13 state governments focusing on 423 counties across the Appalachian region. ARC’s mission is to innovate, partner, and invest to build community capacity, strengthen economic growth in Appalachia, and help the region achieve socioeconomic parity with the nation.

    ARC POWER grants allocate federal resources to support communities and regions that have been affected by job losses in coal mining, coal power plant operations, and coal-related supply chain industries.

     

    ###

    MIL OSI USA News

  • MIL-OSI USA: Iranian Cyber Actors’ Brute Force and Credential Access Activity Compromises Critical Infrastructure Organizations

    News In Brief – Source: US Computer Emergency Readiness Team

    Summary

    The Federal Bureau of Investigation (FBI), the Cybersecurity and Infrastructure Security Agency (CISA), the National Security Agency (NSA), the Communications Security Establishment Canada (CSE), the Australian Federal Police (AFP), and Australian Signals Directorate’s Australian Cyber Security Centre (ASD’s ACSC) are releasing this joint Cybersecurity Advisory to warn network defenders of Iranian cyber actors’ use of brute force and other techniques to compromise organizations across multiple critical infrastructure sectors, including the healthcare and public health (HPH), government, information technology, engineering, and energy sectors. The actors likely aim to obtain credentials and information describing the victim’s network that can then be sold to enable access to cybercriminals.

    Since October 2023, Iranian actors have used brute force, such as password spraying, and multifactor authentication (MFA) ‘push bombing’ to compromise user accounts and obtain access to organizations. The actors frequently modified MFA registrations, enabling persistent access. The actors performed discovery on the compromised networks to obtain additional credentials and identify other information that could be used to gain additional points of access. The authoring agencies assess the Iranian actors sell this information on cybercriminal forums to actors who may use the information to conduct additional malicious activity.

    This advisory provides the actors’ tactics, techniques, and procedures (TTPs) and indicators of compromise (IOCs). The information is derived from FBI engagements with entities impacted by this malicious activity.

    The authoring agencies recommend critical infrastructure organizations follow the guidance provided in the Mitigations section. At a minimum, organizations should ensure all accounts use strong passwords and register a second form of authentication.

    Download the PDF version of this report:

    For a downloadable list of IOCs, see:

    Technical Details

    Note: This advisory uses the MITRE ATT&CK® for Enterprise framework, version 15. See the MITRE ATT&CK Tactics and Techniques section in Appendix A for a table of the actors’ activity mapped to MITRE ATT&CK tactics and techniques.

    Overview of Activity

    The actors likely conduct reconnaissance operations to gather victim identity [T1589] information. Once obtained, the actors gain persistent access to victim networks frequently via brute force [T1110]. After gaining access, the actors use a variety of techniques to further gather credentials, escalate privileges, and gain information about the entity’s systems and network. The actors also move laterally and download information that could assist other actors with access and exploitation.

    Initial Access and Persistence

    The actors use valid user and group email accounts [T1078], frequently obtained via brute force such as password spraying [T1110.003] although other times via unknown methods, to obtain initial access to Microsoft 365, Azure [T1078.004], and Citrix systems [T1133]. In some cases where push notification-based MFA was enabled, the actors send MFA requests to legitimate users seeking acceptance of the request. This technique—bombarding users with mobile phone push notifications until the user either approves the request by accident or stops the notifications— is known as “MFA fatigue” or “push bombing” [T1621].

    Once the threat actors gain access to an account, they frequently register their devices with MFA to protect their access to the environment via the valid account:

    • In two confirmed compromises, the actors leveraged a compromised user’s open registration for MFA [T1556.006] to register the actor’s own device [T1098.005] to access the environment.
    • In another confirmed compromise, the actors used a self-service password reset (SSPR) tool associated with a public facing Active Directory Federation Service (ADFS) to reset the accounts with expired passwords [T1484.002] and then registered MFA through Okta for compromised accounts without MFA already enabled [T1556] [T1556.006].

    The actors frequently conduct their activity using a virtual private network (VPN) service [T1572]. Several of the IP addresses in the actors’ malicious activity originate from exit nodes tied to the Private Internet Access VPN service.

    Lateral Movement

    The actors use Remote Desktop Protocol (RDP) for lateral movement [T1021.001]. In one instance, the actors used Microsoft Word to open PowerShell to launch the RDP binary mstsc.exe [T1202].

    Credential Access

    The actors likely use open-source tools and methodologies to gather more credentials. The actors performed Kerberos Service Principal Name (SPN) enumeration of several service accounts and received Kerberos tickets [T1558.003]. In one instance, the actors used the Active Directory (AD) Microsoft Graph Application Program Interface (API) PowerShell application likely to perform a directory dump of all AD accounts. Also, the actors imported the tool [T1105] DomainPasswordSpray.ps1, which is openly available on GitHub [T1588.002], likely to conduct password spraying. The actors also used the command Cmdkey /list, likely to display usernames and credentials [T1555].

    Privilege Escalation

    In one instance, the actors attempted impersonation of the domain controller, likely by exploiting Microsoft’s Netlogon (also known as ”Zerologon”) privilege escalation vulnerability (CVE-2020-1472) [T1068].

    Discovery

    The actors leverage living off the land (LOTL) to gain knowledge about the target systems and internal networks. The actors used the following Windows command-line tools to gather information about domain controllers [T1018], trusted domains [T1482], lists of domain administrators, and enterprise administrators [T1087.002] [T1069.002] [T1069.003]:

    • Nltest /dclist
    • Nltest /domain_trusts
    • Nltest /domain_trusts/all_trusts
    • Net group “Enterprise admins” /domain
    • Net group “Domain admins” /domain

    Next, the actors used the following Lightweight Directory Access Protocol (LDAP) query in PowerShell [T1059.001]to search the AD for computer display names, operating systems, descriptions, and distinguished names [T1082].

                                               $i=0
                                               $D= [System.DirectoryServices.ActiveDirectory.Domain]::GetCurrentDomain()
                                               $L='LDAP://' . $D
                                               $D = [ADSI]$L
                                               $Date = $((Get-Date).AddDays(-90).ToFileTime())
                                               $str = '(&(objectcategory=computer)(operatingSystem=*serv*)(|(lastlogon>='+$Date+')(lastlogontimestamp>='+$Date+')))'
                                               $s = [adsisearcher]$str
                                               $s.searchRoot = $L.$D.distinguishedName
                                               $s.PropertiesToLoad.Add('cn') > $Null
                                               $s.PropertiesToLoad.Add('operatingsystem') > $Null
                                               $s.PropertiesToLoad.Add('description') > $Null
                                               $s.PropertiesToLoad.Add('distinguishedName') > $Null
                                               Foreach ($CA in $s.FindAll()) {
                                                             Write-Host $CA.Properties.Item('cn')
                                                             $CA.Properties.Item('operatingsystem')
                                                             $CA. Properties.Item('description')
                                                             $CA.Properties.Item('distinguishedName')
                                                             $i++
                                               }
                                               Write-host Total servers: $i

    Command and Control

    On one occasion, using msedge.exe, the actors likely made outbound connections to Cobalt Strike Beacon command and control (C2) infrastructure [T1071.001].

    Exfiltration and Collection

    In a couple instances, while logged in to victim accounts, the actors downloaded files related to gaining remote access to the organization and to the organization’s inventory [T1005], likely exfiltrating the files to further persist in the victim network or to sell the information online.

    Detection

    To detect brute force activity, the authoring agencies recommend reviewing authentication logs for system and application login failures of valid accounts and looking for multiple, failed authentication attempts across all accounts.

    To detect the use of compromised credentials in combination with virtual infrastructure, the authoring agencies recommend the following steps:

    • Look for “impossible logins,” such as suspicious logins with changing usernames, user agent strings, and IP address combinations or logins where IP addresses do not align to the user’s expected geographic location.
    • Look for one IP used for multiple accounts, excluding expected logins.
    • Look for “impossible travel.” Impossible travel occurs when a user logs in from multiple IP addresses with significant geographic distance (i.e., a person could not realistically travel between the geographic locations of the two IP addresses during the period between the logins). Note: Implementing this detection opportunity can result in false positives if legitimate users apply VPN solutions before connecting into networks.
    • Look for MFA registrations with MFA in unexpected locales or from unfamiliar devices.
    • Look for processes and program execution command-line arguments that may indicate credential dumping, especially attempts to access or copy the ntds.dit file from a domain controller.
    • Look for suspicious privileged account use after resetting passwords or applying user account mitigations.
    • Look for unusual activity in typically dormant accounts.
    • Look for unusual user agent strings, such as strings not typically associated with normal user activity, which may indicate bot activity.

    Mitigations

    The authoring agencies recommend organizations implement the mitigations below to improve organizations’ cybersecurity posture based on the actors’ TTPs described in this advisory. These mitigations align with the Cross-Sector Cybersecurity Performance Goals (CPGs) developed by CISA. The CPGs, which are organized to align to the National Institute of Standards and Technology (NIST) Cybersecurity Framework, are a subset of cybersecurity practices, aimed at meaningfully reducing risks to both critical infrastructure operations and the American people. These voluntary CPGs strive to help small- and medium-sized organizations kick-start their cybersecurity efforts by prioritizing investment in a limited number of essential actions with high-impact security outcomes. Visit CISA’s Cross-Sector Cybersecurity Performance Goals for more information on the CPGs, including additional recommended baseline protections.

    • Review IT helpdesk password management related to initial passwords, password resets for user lockouts, and shared accounts. IT helpdesk password procedures may not align to company policy for user verification or password strength, creating a security gap. Avoid common passwords (e.g. “Spring2024” or “Password123!”).
    • Disable user accounts and access to organizational resources for departing staff [CPG 2.D]. Disabling accounts can minimize system exposure, removing options actors can leverage for entry into the system. Similarly, create new user accounts as close as possible to an employee’s start date.
    • Implement phishing-resistant MFA [CPG 2.H]. See CISA’s resources Phishing-Resistant Multifactor Authentication and More than a Password for additional information on strengthening user credentials.
    • Continuously review MFA settings to ensure coverage over all active, internet-facing protocols to ensure no exploitable services are exposed [CPG 2.W].
    • Provide basic cybersecurity training to users [CPG 2.I] covering concepts such as:
      • Detecting unsuccessful login attempts [CPG 2.G].
      • Having users deny MFA requests they have not generated.
      • Ensuring users with MFA-enabled accounts have MFA set up appropriately.
    • Ensure password policies align with the latest NIST Digital Identity Guidelines.
      • Meeting the minimum password strength [CPG 2.B] by creating a password using 8-64 nonstandard characters and long passphrases, when possible.
    • Disable the use of RC4 for Kerberos authentication.

    These mitigations apply to critical infrastructure entities across sectors.

    The authoring agencies also recommend software manufacturers incorporate secure by design principles and tactics into their software development practices to protect their customers against actors using compromised credentials, thereby strengthening the security posture of their customers.  For more information on secure by design, see CISA’s Secure by Design webpage and joint guide.

    Validate Security Controls

    In addition to applying mitigations, the authoring agencies recommend exercising, testing, and validating organization security programs against the threat behaviors mapped to the MITRE ATT&CK for Enterprise framework in this advisory. The authoring agencies recommend testing your existing security controls inventory to assess how they perform against the ATT&CK techniques described in this advisory.

    To get started:

    1. Select an ATT&CK technique described in this advisory (see Table 1 to Table 12).
    2. Align your security technologies against the technique.
    3. Test your technologies against the technique.
    4. Analyze your detection and prevention technologies’ performance.
    5. Repeat the process for all security technologies to obtain a set of comprehensive performance data.
    6. Tune your security program, including people, processes, and technologies, based on the data generated by this process.

    The authoring agencies recommend continually testing your security program, at scale, in a production environment to ensure optimal performance against the MITRE ATT&CK techniques identified in this advisory.

    Contact Information

    Organizations are encouraged to report suspicious or criminal activity related to information in this advisory to:

    • CISA via CISA’s 24/7 Operations Center [report@cisa.gov or 1-844-Say-CISA (1-844-729-2472)] or your local FBI field office. When available, please include the following information regarding the incident: date, time, and location of the incident; type of activity; number of people affected; type of equipment used for the activity; the name of the submitting company or organization; and a designated point of contact.
    • For NSA cybersecurity guidance inquiries, contact CybersecurityReports@nsa.gov.

    Disclaimer

    The information in this report is being provided “as is” for informational purposes only. The authoring agencies do not endorse any commercial entity, product, company, or service, including any entities, products, or services linked within this document. Any reference to specific commercial entities, products, processes, or services by service mark, trademark, manufacturer, or otherwise, does not constitute or imply endorsement, recommendation, or favoring by the authoring agencies.

    Intrusion events connected to this Iranian group may also include a different set of cyber actors–likely the third-party actors who purchased access from the Iranian group via cybercriminal forums or other channels. As a result, some TTPs and IOCs noted in this advisory may be tied to these third-party actors, not the Iranian actors. The TTPs and IOCs are in the advisory to provide recipients the most complete picture of malicious activity that may be observed on compromised networks. However, exercise caution if formulating attribution assessments based solely on matching TTPs and IOCs.

    Version History

    October 16, 2024: Initial version.

    Appendix A: MITRE ATT&CK Tactics and Techniques

    See Tables 1–12 for all referenced actors’ tactics and techniques in this advisory. For assistance with mapping malicious cyber activity to the MITRE ATT&CK framework, see CISA and MITRE ATT&CK’s Best Practices for MITRE ATT&CK Mapping and CISA’s Decider Tool.

    Table 1: Reconnaissance
    Technique Title  ID Use
    Gather Victim Identity Information T1589 The actors likely gathered victim information.
    Table 2: Resource Development
    Technique Title  ID Use
    Obtain Capabilities: Tool T1588.002 The actors obtained a password spray tool through an open-source repository.
    Table 3: Initial Access
    Technique Title ID Use
    Valid Accounts T1078 The actors used password spraying to obtain valid user and group email account credentials, allowing them access to the network.
    Valid Accounts: Cloud Accounts T1078.004 The actors used accounts hosted on Microsoft 365, Azure, and Okta cloud environments as additional methods for initial access.
    External Remote Services T1133 The actors exploited Citrix systems’ external-facing remote services as another method for gaining initial access to the system.
    Table 4: Execution
    Technique Title  ID Use
    Command and Scripting Interpreter: PowerShell T1059.001 The actors used PowerShell commands to maintain and expand access.
    Table 5: Persistence
    Technique Title ID Use
    Account Manipulation: Device Registration T1098.005 The actors used PowerShell commands to maintain and expand access.
    Modify Authentication Process T1556 The actors used a public facing Active Directory Federation Service (ADFS) domain to reset the passwords of expired accounts.
    Modify Authentication Process: Multi-Factor Authentication T1556.006 The actors used an MFA bypass method, such as Multi-Factor Authentication Request Generation, providing the ability to modify or completely disable MFA defenses.
    Table 6: Privilege Escalation
    Technique Title ID Use
    Exploitation for Privilege Escalation T1068 The actors attempted impersonation of the domain controller likely by exploiting CVE-2020-1472, Microsoft’s Netlogon Privilege Escalation vulnerability.
    Domain or Tenant Policy Modification: Trust Modification T1484.002 The actors leveraged a public-facing ADFS password reset tool to reactivate inactive accounts, allowing the actor to authenticate and enroll their devices as any user in the AD managed by the victim tenant.
    Table 7: Defense Evasion
    Technique Title ID Use
    Indirect Command Execution T1202 The actors attempted impersonation of the Domain Controller likely by exploiting CVE-2020-1472, Microsoft’s Netlogon Privilege Escalation vulnerability.
    Table 8: Credential Access
    Technique Title ID Use
    Brute Force: Password Spraying T1110.003 The actors targeted applications, including Single Sign-on (SSO) Microsoft Office 365, using brute force password sprays and imported the tool DomainPasswordSpray.ps1.
    Credentials from Password Stores T1555 The actors used the command Cmdkey /list likely to display usernames and credentials.
    Steal or Forge Kerberos Tickets: Kerberoasting T1558.003 The actors performed Kerberos Service Principal Name (SPN) enumeration of several service accounts and received Rivest Cipher 4 (RC4) tickets.
    Multi-Factor Authentication Request Generation T1621 The actors sent MFA requests to legitimate users.
    Table 9: Discovery
    Technique Title ID Use
    Remote System Discovery T1018 The actors used LOTL to return information about domain controllers.
    Permission Groups Discovery: Domain Groups T1069.002 The actors used LOTL to return lists of domain administrators and enterprise administrators.
    Permission Groups Discovery: Cloud Groups T1069.003 The actors used LOTL to return lists of domain administrators and enterprise administrators.
    System Information Discovery  T1082 The actors were able to query the AD to discover display names, operating systems, descriptions, and distinguished names from the computer.
    Account Discovery: Domain Account T1087.002 The actors used LOTL to return lists of domain administrators and enterprise administrators.
    Domain Trust Discovery T1482 The actors used LOTL to return information about trusted domains.
    Table 10: Lateral Movement
    Technique Title  ID Use
    Remote Services: Remote Desktop Protocol T1021.001 The actors used Microsoft Word to open PowerShell to launch RDP binary mstsc.exe.
    Table 11: Collection
    Technique Title ID Use
    Data from Local System T1005 The actors downloaded files related to remote access methods and the organization’s inventory.
    Table 12: Command and Control
    Technique Title ID Use
    Application Layer Protocol: Web Protocols T1071.001 The actors used msedge.exe to make outbound connections likely to Cobalt Strike Beacon C2 infrastructure.
    Ingress Tool Transfer T1105 The actors imported a tool from GitHub and used it to conduct password spraying.
    Protocol Tunneling T1572 The actors frequently conduct targeting using a virtual private network (VPN).

    Appendix B: Indicators of Compromise

    See Tables 13 to 15 for IOCs obtained from FBI investigations.

    Table 13: Malicious Files Associated with Iranian Cyber Actors
    Hash Description
    1F96D15B26416B2C7043EE7172357AF3AFBB002A Associated with malicious activity.
    3D3CDF7CFC881678FEBCAFB26AE423FE5AA4EFEC Associated with malicious activity.

    Disclaimer: The authoring organizations recommend network defenders investigate or vet IP addresses prior to taking action, such as blocking, as many cyber actors are known to change IP addresses, sometimes daily, and some IP addresses may host valid domains. Many of the IP addresses provided below are assessed VPN nodes and as such are not exclusive to the Iranian actors’ use. The authoring organizations do not recommend blocking these IP addresses based solely on their inclusion in this JCSA. The authoring organizations recommend using the below IP addresses to search for previous activity the actors may have conducted against networks. If positive hits for these IP addresses are identified, the authoring organizations recommend making an independent determination if the observed activity aligns with the TTPs outlined in the JCSA. The timeframes included in the table reflect the timeframe the actors likely used the IPs.

    Table 14: Network Indicators
    IP Address Date Range
    95.181.234.12 01/30/2024 to 02/07/2024
    95.181.234.25 01/30/2024 to 02/07/2024
    173.239.232.20 10/06/2023 to 12/19/2023
    172.98.71.191 10/15/2023 to 11/27/2023
    102.129.235.127 10/21/2023 to 10/22/2023
    188.126.94.60 10/22/2023 to 01/12/2024
    149.40.50.45 10/26/2023
    181.214.166.59 10/26/2023
    212.102.39.212 10/26/2023
    149.57.16.134 10/26/2023 to 10/27/2023
    149.57.16.137 10/26/2023 to 10/27/2023
    102.129.235.186 10/29/2023 to 11/08/2023
    46.246.8.138 10/31/2023 to 01/26/2024
    149.57.16.160 11/08/2023
    149.57.16.37 11/08/2023
    46.246.8.137 11/17/2023 to 01/25/2024
    212.102.57.29 11/19/2023 to 01/17/2024
    46.246.8.82 11/22/2023 to 01/28/2024
    95.181.234.15 11/26/2023 to 02/07/2024
    45.88.97.225 11/27/2023 to 02/11/2024
    84.239.45.17 12/04/2023 to 12/07/2023
    46.246.8.104 12/07/2023 to 02/07/2024
    37.46.113.206 12/07/2023
    46.246.3.186 12/07/2023 to 12/09/2023
    46.246.8.141 12/07/2023 to 02/10/2024
    46.246.8.17 12/09/2023 to 01/09/2024
    37.19.197.182 12/15/2023
    154.16.192.38 12/25/2023 to 01/24/2024
    102.165.16.127 12/27/2023 to 01/28/2024
    46.246.8.47 12/29/2023 to 01/29/2024
    46.246.3.225 12/30/2023 to 02/06/2024
    46.246.3.226 12/31/2023 to 02/03/2024
    46.246.3.240 12/31/2023 to 02/06/2024
    191.101.217.10 01/05/2024
    102.129.153.182 01/08/2024
    46.246.3.196 01/08/2024
    102.129.152.60 01/09/2024
    156.146.60.74 01/10/2024
    191.96.227.113 01/10/2024
    191.96.227.122 01/10/2024
    181.214.166.132 01/11/2024
    188.126.94.57 01/11/2024 to 01/13/2024
    154.6.13.144 01/13/2024 to 01/24/2024
    154.6.13.151 01/13/2024 to 01/28/2024
    188.126.94.166 01/15/2024
    89.149.38.204 01/18/2024
    46.246.8.67 01/20/2024
    46.246.8.53 01/22/2024
    154.16.192.37 01/24/2024
    191.96.150.14 01/24/2024
    191.96.150.96 01/24/2024
    46.246.8.10 01/24/2024
    84.239.25.13 01/24/2024
    154.6.13.139 01/26/2024
    191.96.106.33 01/26/2024
    191.96.227.159 01/26/2024
    149.57.16.150 01/27/2024
    191.96.150.21 01/27/2024
    46.246.8.84 01/27/2024
    95.181.235.8 01/27/2024
    191.96.227.102 01/27/2024 to 01/28/2024
    46.246.122.185 01/28/2024
    146.70.102.3 01/29/2024 to 01/30/2024
    46.246.3.233 01/30/2024 to 02/15/2024
    46.246.3.239 01/30/2024 to 02/15/2024
    188.126.89.35 02/03/2024
    46.246.3.223 02/03/2024
    46.246.3.245 02/05/2024 to 02/06/2024
    191.96.150.50 02/09/2024
    Table 15: Devices
    Device Type Description
    Samsung Galaxy A71 (SM-A715F) Registered with MFA
    Samsung SM-G998B Registered with MFA
    Samsung SM-M205F Registered with MFA

    MIL OSI USA News

  • MIL-OSI USA: CISA, FBI, NSA, and International Partners Release Advisory on Iranian Cyber Actors Targeting Critical Infrastructure Organizations Using Brute Force

    News In Brief – Source: US Computer Emergency Readiness Team

    Today, CISA—with the Federal Bureau of Investigation (FBI), the National Security Agency (NSA), and international partners—released joint Cybersecurity Advisory Iranian Cyber Actors Brute Force and Credential Access Activity Compromises Critical Infrastructure. This advisory provides known indicators of compromise (IOCs) and tactics, techniques, and procedures (TTPs) used by Iranian actors to impact organizations across multiple critical infrastructure sectors.

    Since October 2023, Iranian actors have used brute force and password spraying to compromise user accounts and obtain access to organizations in the healthcare and public health (HPH), government, information technology, engineering, and energy sectors.

    CISA and partners recommend critical infrastructure organizations follow the provided guidance, as well as ensure all accounts use strong passwords and register a second form of authentication.

    For more information on Iranian state-sponsored threat actor activity, see CISA’s Iran Cyber Threat Overview and Advisories page. Visit CISA’s Cross-Sector Cybersecurity Performance Goals for more information on the CPGs, including more recommended baseline protections.

    MIL OSI USA News

  • MIL-OSI USA: On World Food Day, Rededicating Ourselves to Food Security for All

    Source: USAID

    When Tanzanian farmer and entrepreneur Prakseda Melkior was in just the third grade, she sold a head of spinach that she had grown in her backyard – and decided that she wanted to make a career out of producing food. 

    After studying agriculture at university, she went on to start her own farm, cultivating tomatoes, peppers, and bananas. But the usual method of watering crops using an old pumping water generator powered by diesel fuel was cutting into her profits, costing her the equivalent of thousands of U.S. dollars per year in fuel costs. Fortunately, a local USAID program was offering training to farmers in Melkior’s area in innovative farming techniques and irrigation methods. She used those techniques to water and grow her crops more efficiently, and went on to help train other farmers in the same methods. She also championed an idea for the U.S. government’s Feed the Future initiative to support farmers in installing solar-powered irrigation systems. When Melkior’s own solar system is completed, it will slash her irrigation costs by 70 percent and allow her to keep expanding her farm. “We’ll be harnessing the power of the sun to irrigate our crops,” she said. “It is a game-changer, allowing us to grow more, serve more customers and create more jobs in our community.”

    Helping farmers like Melkior grow more food is particularly important today, as we mark World Food Day amid a historic number of food crises. More than 175 million people globally face life-threatening food insecurity, fueled by conflicts and climate-driven disasters including the recent historic floods in West Africa and El Niño-induced drought across southern Africa. As the world’s largest donor of emergency food assistance, USAID provided more than $5 billion in food security assistance to 134 million people in 61 countries in 2023 – including surging emergency food items to civilians in places like the Democratic Republic of the Congo, Ethiopia, Gaza, Sudan, and South Sudan. 

    On World Food Day, it is also important to underscore that our ambition is not just to respond to hunger crises, but to strengthen food systems so we can help prevent many of these crises altogether. As part of this goal, I announced last month the launch of the “Feed the Future Accelerator,” an effort to deepen our partnerships with Malawi, Tanzania, and Zambia – three countries with both high need for investment in their food systems and high potential for their agricultural sectors to drive long-term, regional reductions in poverty, malnutrition, and hunger. In these countries, we are aligning resources from across the U.S. government, NGOs, foreign governments, and the private sector to advance their progress at becoming agricultural breadbaskets that not only feed hungry people within their borders, but also help to stabilize the food supply across the African continent. 

    As we commemorate this year’s World Food Day, USAID is committed to taking action to address hunger crises and build a future where everyone has sufficient, nourishing, and safe food. 

    MIL OSI USA News

  • MIL-OSI USA: Biden-Harris Administration Approves More Than $1.8 Billion for Hurricane Response and Recovery Efforts

    Source: US Federal Emergency Management Agency

    Headline: Biden-Harris Administration Approves More Than $1.8 Billion for Hurricane Response and Recovery Efforts

    Biden-Harris Administration Approves More Than $1.8 Billion for Hurricane Response and Recovery Efforts

    WASHINGTON — The Biden-Harris Administration has approved more than $1.8 billion in federal assistance for individuals and communities affected by Hurricanes Helene and Milton. FEMA Administrator Deanne Criswell continues to lead the federal response, working in coordination with state and local partners to ensure that survivors receive the resources they need to jumpstart their recovery. 

    Currently, FEMA has deployed more than 4,400 personnel to the affected areas, working side by side with over 8,000 federal responders to support state and local governments in their recovery efforts. FEMA personnel on the ground are actively coordinating with local officials, conducting damage assessments and helping individuals apply for disaster assistance programs.

    Federal assistance for those affected by the hurricanes includes $597 million to support survivors with housing repairs, personal property replacement and other essential recovery efforts. Additionally, over $934 million has been approved for debris removal and emergency protective measures, which are necessary to save lives, protect public health and prevent further damage to public and private property.

    Applying for assistance is a critical first step towards recovery. Disaster survivors in certain areas of Georgia, Florida (Helene), Florida (Milton), North Carolina, South Carolina, Tennessee and Virginia can begin their recovery process by applying for federal assistance through FEMA. Individuals affected by the hurricanes are encouraged to apply as soon as they are able to by visiting DisasterAssistance.gov, which is the fastest way to get an application started. Individuals can also apply using the FEMA App, calling 1-800-621-3362 or in person at a local Disaster Recovery Center. Disaster Recovery Centers in the affected communities can provide survivors with in-person help on their applications and answer questions. Center locations can be found at FEMA.gov/DRC. FEMA also has Disaster Survivor Assistance team members in the field supporting survivors and helping them with the application process.

    Federal assistance for individuals may include upfront funds to help with essential items like food, water, baby formula, breastfeeding supplies and other emergency supplies. Funds may also be available to repair storm-related damage to homes and personal property, as well as assistance to find a temporary place to stay. Homeowners and renters with damage to their home or personal property from previous disasters, whether they received FEMA funds or not, are still eligible to apply for and receive assistance for other federally declared disasters.   

    FEMA’s National Flood Insurance Program is ready to respond to insured flood losses. Those with an NFIP-backed flood insurance policy that suffered flood damage should begin filing their claim by contacting their flood insurance agent or company. 

    Recovery Update

    For those affected by Hurricane Helene, FEMA has approved over $911.1 million in assistance. This includes $581.1 million in assistance for individuals and families, along with more than $330 million for debris removal and efforts to protect public health and safety. In response to Hurricane Milton, FEMA has approved more than $620.2 million in assistance, with $16.2 million allocated for individuals and families and over $604 million for debris removal and safety measures.

    To support response and recovery efforts, FEMA delivered over 12.6 million meals and 12.9 million liters of water to states impacted by Helene. For Milton, FEMA delivered more than 2.2 million meals and 780,000 liters to Florida.

    FEMA continues to open Disaster Recovery Centers in affected communities, offering in-person assistance, information on available resources and help with FEMA assistance applications. Disaster Survivor Assistance Teams are also on the ground in all affected states, helping survivors apply for aid and connect with additional resources from state, local, federal and voluntary agencies.

    Support for North Carolina

    As ongoing response efforts continue in western North Carolina, FEMA has approved over $100 million in housing and other types of assistance for over 77,000 households.

    More than 3,000 families who cannot return home are staying in safe and clean lodging through FEMA’s Transitional Sheltering Assistance program. Shelter numbers remain steady, with 13 shelters housing just over 560 occupants

    Commodity distribution, mass feeding and hydration operations remain in areas of western North Carolina. Voluntary organizations are supporting feeding operations with bulk food and water deliveries coming via truck and aircraft. 

    • Residents can visit: ncdps.gov/Helene to get information and additional assistance.  
    • Residents can get in touch with loved ones by calling 2-1-1 or visiting unitedwaync.org to add them to search and rescue efforts.  

    There are over 370 Disaster Survivor Assistance members in communities providing support. There are also six Disaster Recovery Centers now open in Asheville, Bakersville, Boone, Lenoir, Marion and Sylva where survivors can speak directly with FEMA and state personnel for assistance with their recovery. To find the nearest center, visit FEMA.gov/DRC.

    Support for Florida 

    In response to Helene, FEMA has approved over $213 million in housing and other types of assistance for more than 71,000 households. Additionally, FEMA has approved more than $330 million in Public Assistance for debris removal and emergency work. In response to Milton, FEMA has approved over $16 million in housing and other types of assistance for over 19,000 households. Additionally, FEMA has approved more than $604 million in Public Assistance for debris removal and emergency work. 

    There are 120 Disaster Survivor Assistance members in communities to provide support. There are also 12 Disaster Recovery Centers now open supporting survivors from Debby, Helene and Milton where survivors can speak to state and federal personnel to help with their recovery. Survivors may find their closest center by visiting FEMA.gov/DRC.

    Residents in need of information or resources should call the State Assistance Information Line (SAIL) at 1-800-342-3557. English, Spanish and Creole speakers are available to answer questions.  

    Support for South Carolina 

    FEMA has approved over $132 million in housing and other types of assistance for more than 146,000 households. 

    There are 92 Disaster Survivor Assistance members in communities providing support. There are also five Disaster Recovery Centers now open in Anderson, Barnwell, Batesburg, Easley, Greenville and North Augusta where survivors can speak to state and federal personnel to help with their recovery. Survivors may find their closest center by visiting FEMA.gov/DRC.

    Residents with questions on Helene can call the state’s toll-free hotline, open 24 hours a day, at 1-866-246-0133. Residents who are dependent on medical equipment at home and who are without power due to Helene may be eligible for a medical needs shelter. Call the state’s Department of Public Health Care Line at 1-855-472-3432 for more information. 

    Support for Georgia 

    FEMA has approved over $119 million in housing and other types of assistance for more than 118,000 households

    There are 139 Disaster Survivor Assistance members in communities providing support. There are also four Disaster Recovery Centers now open in Valdosta, Douglas, Sandersville and Augusta where survivors can speak to state and federal personnel to help with their recovery. Survivors may find their closest center by visiting FEMA.gov/DRC.

    Residents can find resources like shelters and feeding sites at gema.georgia.gov/hurricane-helene. 

    Support for Virginia  

    To date, FEMA has approved over $4.7 million in housing and other types of assistance for more than 1,500 households

    There are about 57 Disaster Survivor Assistance members in communities providing support. There are also four Disaster Recovery Centers open in Damascus, Dublin, Independence and Tazewell where survivors can speak to state and federal personnel to help with their recovery. Survivors may find their closest center by visiting FEMA.gov/DRC.

    Residents can find resources like shelters and feeding sites at: Recover – Hurricane Helene | VDEM (vaemergency.gov).

    Support for Tennessee 

    FEMA has approved more than $11.8 million in housing and other types of assistance for more than 2,400 households. FEMA Disaster Survivor Assistance Teams are on the ground in neighborhoods across the affected counties, helping survivors apply for FEMA assistance and connecting them with additional state, local, federal and voluntary agency resources.

    There are more than 42 Disaster Survivor Assistance members in communities providing support. There is now one Disaster Recovery Center open in Erwin where survivors can speak to state and federal personnel to help with their recovery. Survivors may find their closest center by visiting FEMA.gov/DRC.

    Counties continue to establish donation centers. For the evolving list, visit TEMA’s website. 

    FEMA remains steadfast in its mission to support survivors as they begin their recovery from these historic storms. The agency will continue to work with federal, state and local partners to ensure the safety and well-being of those impacted by Milton and Helene.

    amy.ashbridge

    MIL OSI USA News

  • MIL-OSI Canada: Tribunal Continues Finding—Carbon steel welded pipe from Pakistan, Philippines, Türkiye and Vietnam

    Source: Government of Canada News

    The Canadian International Trade Tribunal today continued its finding made on February 15, 2019, in inquiry NQ-2018-003, concerning the dumping of carbon steel welded pipe from the Islamic Republic of Pakistan, the Republic of the Philippines, the Republic of Türkiye (excluding those goods exported by Erbosan Erciyas Boru Sanayii ve Ticaret A.S.) and the Socialist Republic of Vietnam.

    Ottawa, Ontario, October 16, 2024—The Canadian International Trade Tribunal today continued its finding made on February 15, 2019, in inquiry NQ-2018-003, concerning the dumping of carbon steel welded pipe from the Islamic Republic of Pakistan, the Republic of the Philippines, the Republic of Türkiye (excluding those goods exported by Erbosan Erciyas Boru Sanayii ve Ticaret A.S.) and the Socialist Republic of Vietnam.

    The Tribunal found that the expiry of the finding was likely to result in injury. As such, the Tribunal continued its finding. The Canada Border Services Agency will therefore continue to impose anti-dumping duties on this product.

    The Tribunal is an independent quasi-judicial body that reports to Parliament through the Minister of Finance. It hears cases on dumped and subsidized imports, safeguard complaints, complaints about federal government procurement and appeals of customs and excise tax rulings. When requested by the federal government, the Tribunal also provides advice on other economic, trade and tariff matters.

    MIL OSI Canada News

  • MIL-OSI Economics: Clean Energy Industries Rally Behind Illinois Bills to Save Ratepayers $3 Billion Through Grid Modernization

    Source: American Clean Power Association (ACP)

    Headline: Clean Energy Industries Rally Behind Illinois Bills to Save Ratepayers $3 Billion Through Grid Modernization

    HB5856 and SB3959 will increase the reliability of the Illinois energy grid, protect ratepayers from rising costs, future-proof the economy, and help the state achieve climate goals
    ILLINOIS, October 15, 2024 – Illinois clean energy industries are unified in supporting HB5856 and SB3959, new legislation that will future-proof Illinois’ energy grid and economy, lower consumer costs, meet climate goals, create family-sustaining careers, and mitigate increasing risks of blackouts.
    “Clean energy is the future, and it’s my duty to work toward that future for the benefit of all Illinois residents,” said State Rep. Barbara Hernandez (D-Aurora), lead House sponsor of HB5856. “HB5856 and SB3959 will provide many benefits to Illinois for decades to come, from lowering consumer costs to ushering in thousands of jobs to preventing dangerous blackouts to bolstering our power grid to make Illinois an attractive investment for energy-intensive tech companies.”
    These bills establish the first clean energy storage procurement mandate for the state to ensure a more reliable grid and address challenges that are slowing down renewable energy resource development. HB5856 and SB3959 would save Illinois consumers $30 per month on their energy bills, prevent more than $7 billion in blackout-related expenses, and create as much as $16 billion in economic benefits.
    “Illinois has an ambitious plan to be a national leader in the climate change fight while supercharging the state’s clean energy economy,” said State Sen. Bill Cunningham (D-Chicago). “While Illinois is on the right path to meet its goals, it is at risk of not meeting its more immediate deadlines, which will arrive as early as 2030. HB5856 and SB3959 are thoughtful, strategic bills that will help unleash the clean energy economy’s full potential while strengthening our electric grid to make it more reliable, encouraging development and job growth, and creating additional protections for consumers and all ratepayers.”
    The clean energy industries collectively agree that HB5856 and SB3959 are necessary to address the urgent need for more clean energy storage in Illinois. Federal, regional, and state regulators identify Illinois as at risk for falling short of energy needs. This means the state will face challenges in maintaining a reliable grid and that consumers may experience increased and unpredictable energy rates. Legislative action is needed now because deploying large-scale energy storage resources takes time. Illinois residents are already feeling the impact of regulators’ projections, as the July 2024 PJM Interconnection energy capacity auction saw an 833% increase in energy prices, due to an anticipated energy capacity shortfall that will increase power bills by as much as $30 per month for millions of Illinois residents within the PJM Interconnection territory. HB5856 and SB3959 will directly address this risk by providing incentives to supercharge more solar and wind energy and storage developments for a more diverse, reliable power grid.
    “HB5856 and SB3959 are critical to building on the success of the landmark Climate and Equitable Jobs Act (CEJA) in Illinois,” said Andrew Linhares, Senior Manager, Central Region at Solar Energy Industries Association (SEIA). “The Illinois clean energy economy has flourished in recent years but there’s more work to be done to secure the state’s clean energy future. This thoughtfully crafted legislation will help unleash the full potential of solar and storage and help Illinois achieve 100% clean energy by 2050.”
    A recent study by Mark Pruitt, former director of the Illinois Power Agency, founder of The Power Bureau, and a professor at Northwestern University, found that HB5856’s and SB3959’s target to create at least 8,500 MW of clean energy storage would provide up to $3 billion in consumer cost savings, save up to $7.3 billion in blackout-related costs through increased grid reliability, and generate up to $16.3 billion in economic activity in Illinois by 2050. The study also found that energy storage is the most cost-effective, immediate, and attainable long-term solution. Not only would HB5856 and SB3959 create those benefits, but they would also ensure Illinois meets the clean energy mandates established by CEJA.
    “American Clean Power (ACP) was proud to help lead this collaborative effort to ramp up the procurement and deployment of storage and solar technologies in a way that delivers for the people of Illinois,” said Erika Kowall, Director of Midwestern State Affairs for ACP. “HB5856 and SB3959 will meet the state’s clean energy goals, unleashing the full potential of clean energy’s cost efficiency and economic benefits. We appreciate the leadership of Sen. Cunningham and Rep. Hernandez for swiftly taking up this legislation and hope it can be implemented quickly.”
    “Energy storage will improve the reliability of the Illinois electric grid, and this legislation can’t come at a more important moment,” said Trish Demeter, Managing Director of Advanced Energy United. “The sooner we can begin adding more energy storage, the sooner we can address energy capacity shortfalls due to the ever-growing energy demand from residents and businesses, retiring power stations, and continued investments from energy-intensive industries, while providing savings to consumers and supercharging the Illinois economy.”
    “All of these pieces work together – storage, grid reliability, ratepayer savings, climate goals, and equity,” said Lesley McCain, Executive Director of Illinois Solar Energy and Storage Association. “HB5856 and SB3959 tie together each of these pieces to move Illinois closer toward achieving its climate goals. Energy storage is essential to creating a more reliable grid. A more reliable grid is critical to protecting residents from rising prices and attracting investments from new businesses. Incentivizing growth in these areas will accelerate progress toward our climate goals, which will remove high-polluting energy generators from low-income areas. More growth will stimulate the creation of more high-quality job and career opportunities for all Illinois residents. We’ve made great progress toward the aggressive climate goals established by CEJA, but we must keep learning, adapting, and growing if we want to achieve those goals.”
    Interconnection is another important topic addressed by HB5856 and SB3959. Interconnection is the process of connecting an energy generating system, such as a new residential solar panel installation or a community solar array, to the existing power grid. Currently, the process varies significantly from project to project, which can result in large, unanticipated costs to connect a system to the energy grid. Oftentimes, the large, unanticipated cost arises after the development is completed, which can terminate a project even if the system is built and ready to be energized. HB5856 and SB3959 aim to increase transparency and predictability on the interconnection process to reduce surprise changes and costs and maintain the integrity and safety of the power grid.
    “There are many critical stages to solar energy project development, and interconnection is one of the most critical,” said Carlo Cavallaro, Midwest Regional Director of Coalition for Community Solar Access. “When the system has been built and all that is left is to connect it to the grid, this is not when a project should be stalled or failed. Unfortunately, it happens more than one might think, so HB5856 and SB3959 address this in a way that makes the process more transparent and collaborative. If we can make this process more efficient, then it’ll benefit all ratepayers because the process will be cheaper and faster; and it will help us add new clean energy resources to the grid and reach our clean energy goals faster.”
    “Building on CEJA’s landmark goals, HB5856 and SB3959 are a progressive, evidence-based approach that will establish Illinois’ energy grid as the nation’s leader in clean, affordable, and reliable electricity. It will positively benefit electricity customers, improve grid reliability, and send a bold message far and wide that Illinois is open for clean energy business,” said Jeff Danielson, Vice President of Advocacy at Clean Grid Association. “We’re proud to stand with Illinois’ new generation of energy leaders in the Senate and House, who are focused on building the grid of tomorrow right here in the heartland of America. They are standing up for the clean energy opportunities Illinois’ citizens deserve and showing that a reliable grid and business investments of the future go hand-in-hand. The rest of the Midwest, indeed the USA, will take notice.”
    HB5856 and SB3959 address the following:
    Grid Resilience and Reliability
    Establishes an 8.5 GW utility-scale cumulative storage procurement target for the Illinois Power Agency. Storage is a critical component of a stable and resilient grid, as it provides on-time support for grid infrastructure during high-usage Peak Load periods.
    Creates a storage + solar/wind ecosystem that empowers increased storage development at all scales and multi-tech, from behind-the-meter to utility-scale.
    Creates incentive programs for customers to adopt technology that reduces peak loads, behind-meter storage that reduces peak loads or exports, and combined community solar + storage developments.
    Establishes a robust storage and Virtual Power Plant (VPP) ecosystem that makes it less likely a grid will need to tap non-renewable and high-pollutant fuels during periods of high usage, and ensures the grid uses clean, renewable sources that work together regardless of whether or not the sun is shining or the wind is blowing, increasing the overall reliability of the grid in a sustainable way.
    Economic Benefits, Consumer Protections, and Agency Modernization
    Creates a VPP program to provide cost-savings by tapping devices such as rooftop solar and storage to inject power to the grid during peak times, rather than burning extra non-renewable fuel to meet periods of peak demand.
    Implements a more efficient interconnection process to encourage more clean energy development.
    Fosters utility-scale solar development through new IPA storage procurement targets.
    Creates new incentives that eliminate barriers for ratepayers to adopt solar and storage.
    Creates guaranteed savings for consumers by requiring utilities to pass clean energy savings through to consumers.
    Uncaps the residential Illinois Shines Block to eliminate waiting lists and enable more households to install solar, which will create more demand and jobs for clean energy developers and contribute to a more stable grid.
    Stimulates new storage, solar, and wind development, which will lead to the creation of new high-quality clean energy jobs in every corner of Illinois.
    Modernizes IPA procurement processes to ensure efficient procurement of clean energy and keeps Illinois on track to achieve CEJA goals.
    HB5856 and SB3959 can be read in its entirety HERE. To learn more about the legislation, visit http://www.solarpowersillinois.com/legislation-hb-5856.
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    About Solar Powers Illinois Solar Powers Illinois is a collaborative partnership between the Illinois Solar Energy and Storage Association, Coalition for Community Solar Access, and Solar Energy Industries Association that works to promote the adoption of solar power in Illinois for consumers, businesses, and communities through education, advocacy, and action.
    About Advanced Energy United
    Advanced Energy United educates, engages, and advocates for policies that allow our member companies to compete to repower our economy with 100% clean energy. We work with decision makers at every level of government as well as regulators of energy markets to achieve this goal. The businesses we represent are lowering consumer costs, creating millions of new jobs, and providing the full range of clean, efficient, and reliable energy and transportation solutions. Together, we are united in our mission to accelerate the transition to 100% clean energy in the United States. Advanced Energy United is online at AdvancedEnergyUnited.org and @AdvEnergyUnited.
    About Clean Grid Association (CGA)
    Clean Grid Association (CGA) is a 501(c)(6) nonprofit organization based in St. Paul, Minn., whose mission is to advance renewable energy in the Midwest. CGA has been an active stakeholder in the MISO process at the state and regional levels and a leading organization working on transforming state energy policy. CGA’s membership includes businesses investing in wind, solar, storage, hydrogen and transmission projects, as well as environmental nonprofit organizations, public advocacy groups & clean energy advocates who come together to build the clean energy grid of the future. Learn more at cleangridalliance.org.
    About Coalition for Community Solar Access (CCSA)
    CCSA is a national trade association representing over 130 community solar developers, businesses, and nonprofits. Together, we are building the electric grid of the future where every customer has the freedom to support the generation of clean, local solar energy to power their lives. Through legislative and regulatory advocacy, and the support of a diverse coalition — including advocates for competition, clean energy, ratepayers, landowners, farmers, and environmental justice — we enable policies that unlock the potential of distributed energy resources, starting with community solar. For more information, visit https://www.communitysolaraccess.org and follow the group on X (Twitter), LinkedIn, and Youtube.
    About Illinois Solar Energy and Storage Association (ISEA)
    The Illinois Solar Energy and Storage Association (ISEA) is a non-profit organization that promotes the widespread application of solar and other forms of renewable energy through our mission of education and advocacy. Representing over 150 solar businesses, ISEA is the state resource for renewable energy related policy developments, educational classes, events and access to local renewable energy businesses. http://www.illinoissolar.org.
    About Solar Energy Industries Association (SEIA)
    The Solar Energy Industries Association® (SEIA) is leading the transformation to a clean energy economy, creating the framework for solar to achieve 30% of U.S. electricity generation by 2030. SEIA works with its 1,000 member companies and other strategic partners to fight for policies that create jobs in every community and shape fair market rules that promote competition and the growth of reliable, low-cost solar power. Founded in 1974, SEIA is the national trade association for the solar and solar + storage industries, building a comprehensive vision for the Solar+ Decade through research, education and advocacy. Visit SEIA online at www.seia.org and follow @SEIA on Twitter, LinkedIn and Instagram.

    MIL OSI Economics

  • MIL-OSI: Goodman & Company, Investment Counsel Inc. Announces Resignation of Co-Lead Portfolio Manager to Investment Funds

    Source: GlobeNewswire (MIL-OSI)

    TORONTO, Oct. 16, 2024 (GLOBE NEWSWIRE) — Goodman & Company, Investment Counsel Inc. (the “Manager”) announces that Emily Griffiths, Vice President and Portfolio Manager has resigned from the Manager effective today. Ms. Griffiths was the co-lead Portfolio Manager for the following funds:

    • CMP 2023 Resource Limited Partnership
    • Dundee Resource Class

    Mr. Matthew Goodman will continue as the Portfolio Manager until the completion of the previously announced sale of the investment management business to Next Edge Capital Corp.

    About the Manager
    The Manager is a subsidiary of Dundee Corporation (TSX:DC.A). The Manager is a registered portfolio manager and exempt market dealer across Canada, and a registered investment fund manager in the provinces of Ontario, Quebec and Newfoundland and Labrador.

    About CMP
    CMP™ is a pioneer in flow-through investing, with a history dating back to when flow-through shares were first introduced by the federal government. Since its creation in 1984, CMP has successfully raised and invested over $3.1 billion in companies active in exploration and development efforts across Canada. When combined with the flow-through limited partnerships of Canada Dominion, the two form the largest flow-through investing platform in Canada, raising a combined total of more than $4.4 billion in assets throughout their history.

    For more information, contact our Customer Relations Centre at 1.866.694.5672 or visit http://goodmanandcompany.com/.

    The MIL Network

  • MIL-OSI New Zealand: ACT urges a response to Tikanga Māori in legal education

    Source: ACT Party

    As the Council of Legal Education seeks to implement compulsory Tikanga Māori courses for all law students, ACT Tertiary Education spokesperson Dr Parmjeet Parmar is calling for a response.

    “This week Gary Judd KC appeared before Parliament’s Regulations Review Committee to share concerns on the planned tikanga courses. He warned MPs that if Parliament does not act against the proposals, we will essentially be giving the green light to political activism from the unelected judiciary.

    “While ACT does not have an MP on the Committee, we agree with the concerns raised by Gary Judd KC and I am writing to the Committee urging that it takes the steps available to it to see that the planned regulation disallowed.

    “Attempts to make tikanga courses compulsory for all law students, along with a wider push to infuse every part of our legal system with tikanga, enables judicial activism. It is not the role of the judiciary to make law. That is the role of Parliament.

    “Lawyers ought to understand the law and its principles. Instead, they are now being asked to understand the principles of a culture, and to incorporate them into law. Such cultural principles are inherently contested and subject to evolution and mixing. We do not ask that law students study the culture held by any other particular ethnic group in New Zealand, and rightly so.

    “ACT is also concerned at these regulations’ implications for the rights and academic freedoms of law students seeking to forge their own understanding of the law and to test ideas at law school, which should be an environment of open debate.

    “Ultimately, elevating the importance of customary beliefs relative to laws passed by our elected Parliament erodes our democracy.”

    MIL OSI New Zealand News

  • MIL-OSI New Zealand: Inflation milestone marks the beginning of real hope

    Source: ACT Party

    Responding to today’s confirmation that inflation has reduced to 2.2%, well within the official target range, ACT Leader David Seymour says:

    “Annual inflation at last year’s election was 5.6% – and now it’s cut in half, and then some.

    “This news is the beginning of real hope for Kiwis who’ve persevered through a cost-of-living crisis. We’ve turned the corner on interest rates, and now we’re returning to normalcy on inflation.

    “While today’s inflation milestone is tremendous, price growth is still near the top of the target range and New Zealanders are still holding out for real relief. To turn hope into real prosperity the Government must keep saving, creating room for further interest rate cuts.

    “We need to be ever vigilant of the inflation monster that Labour so recklessly let off the leash, so ACT will continue to push for the cancellation of spending programmes that do not generate real value for New Zealand.

    “Of course, in the long run, reining in wasteful government spending means we do right by the Kiwis who pay the bills, letting them keep more of what they earn while paying down debt for future generations.”

    MIL OSI New Zealand News

  • MIL-OSI USA: Governor’s Office Opens Arizona Game And Fish Commission Application

    Source: US State of Arizona

    Mesa, AZ – The Governor’s Office is now accepting applications to fill an upcoming vacancy on the Arizona Game and Fish Commission. Residents knowledgeable and passionate about Arizona wildlife and conservation in eligible counties are welcome to apply.

    The five-member Game and Fish Commission establishes policy, rules, and regulations for the management, preservation and harvest of wildlife and fishery resources, as well as watercraft and off-highway vehicle operations. The commission also serves in an advisory role to the Arizona Game and Fish Department. For more information about the Arizona Game and Fish Commission and its mission visit the Arizona Game and Fish Commission website.

    The commission is structured to ensure geographical and political representation from across Arizona. The current opening must be filled by a resident of Apache, Cochise, Coconino, Graham, Greenlee, La Paz, Mohave, Navajo, Pinal, Yuma, or Yavapai counties. Applicants must disclose their party affiliation on their application and must not have changed party registration within the past two years in order to be eligible.

    Applicants must be received no later than 11:59 p.m. on Monday, October 7th.

    Individuals interested in applying must do so through the Boards and Commissions website. Applicants are required to include their current residential address, political party, and a resume with their application. Any additional materials or letters of recommendation that applicants wish to be included in their application packet should be emailed to [email protected].

    The Game and Fish Appointment Recommendation Commission will be meeting in October to review applications and conduct interviews in-person. Questions regarding the review process should be directed to Cindy Freehauf ([email protected]) with the Arizona Game and Fish Department.

    Individuals also may contact the Governor’s Office of Boards and Commissions by emailing [email protected].

    MIL OSI USA News