Source: Office of United States Attorneys
NORFOLK, Va. – A federal jury convicted a Virginia Beach man today on 19 charges of bank fraud, wire fraud, aggravated identity theft, and false representation of a social security number.
According to court records and evidence presented at trial, Dion Lamont Camp, 40, spent years conning numerous women into romantic relationships and then leveraging those relationships to obtain fraudulent loans and credit cards. He would show the women fake tax documents and ask for their help, claiming that the IRS had frozen his accounts and promising to repay the money when the matter was cleared up. Camp caused six fraudulent loans from a national credit union in 2020 through 2022 for cars that were either ghost purchased, meaning the car was never purchased at all and there was never any collateral securing the loan, or double financed, meaning Camp procured financing both from the credit union and from the car dealership for the same car, thereby obtaining the credit union loan proceeds and the car.
As part of the scheme, Camp opened shell businesses with names closely resembling that of actual used car dealerships in Hampton Roads. He then persuaded two women, identified as Jane Doe (JD) 2 and JD5, to open corresponding business bank accounts. Once those accounts were open, Camp persuaded JD2, JD5, as well as four other women, JD3, JD4, JD6, and JD7, to apply for automobile loans in their own names at the credit union. Camp convinced the women he could not obtain a loan himself because his accounts were erroneously frozen and promised to pay them back.
After the credit union approved the loan applications and provided checks to the women for the dealerships, they gave the checks to Camp. Camp, using a call spoofing service to make it appear as if he were calling from the legitimate car dealership, called the credit union, impersonated employees at the dealership, and pretended that the loan was being used for various luxury vehicles. Providing the vehicle identification numbers (VINs) for those cars, he successfully obtained the code from the credit union necessary to release the check, which he then negotiated and funneled through the business accounts. JD2 and JD5 withdrew the loan proceeds from those accounts and gave the money to Camp.
The four ghost-purchased cars were located across the country and never at the businesses in Hampton Roads. They were never purchased by Camp or the women using the credit union checks, depriving the credit union of its collateral to secure the loans. Camp also conned JD4 and JD7, who had already gotten loan checks from the credit union, to purchase two other luxury cars at a dealership in northern Virginia using in-house financing for over $100,000. Again, Camp cashed the credit union checks, and the credit union was deprived of having the cars as collateral for the loan as the cars were double financed.
For two of these fraudulent automobile loans, Camp obtained not only the money from the loan check, but also induced the women to trade in their own cars to help fund the credit union loans. He then sold their cars at local dealerships and kept that money as well.
As part of his fraud, Camp also purchased a car in his own name from CarMax as repayment for a friend of the family who gave him money for a car years earlier. To obtain financing, Camp used false information, including that he had been a UPS employee for more than a decade. After Camp was arrested in this case and housed at Western Tidewater Regional Jail, the family friend feared the BMW would be repossessed. Camp called the finance company on a recorded jail call, using another inmate’s account to avoid detection, and convinced the finance company to give him a payment extension on the loan so long as he was still employed at UPS, which he falsely affirmed that he was.
Camp also defrauded banks to give personal loans. In 2019, JD8 and JD11 each had little income, so Camp provided them with fraudulent paystubs with inflated income to support personal loan applications to another local credit union. JD8 and JD11 each gave the loan proceeds to Camp, which again he had falsely promised to repay.
Camp obtained an American Express credit card using JD3’s personal identifying information without her knowledge. He also obtained supplemental American Express credit cards from the accounts of JD5, JD3, and JD10 using the Social Security number of an individual identified as R.D. R.D., who testified at trial, has never met or had any relationship with Camp.
The final charge for which Camp was convicted involved his application for a property rental in Virginia Beach using a false Social Security number, a fake credit report with a highly inflated credit score, and a false IRS business tax filing that showed that his alleged house flipping business, Camp Investments LLC, made hundreds of thousands of dollars a year. In truth, Camp’s business bank account rarely had any significant balance, and Camp never filed taxes for Camp Investments.
The evidence at trial revealed that, during the scheme, Camp defrauded both women and banks out of hundreds of thousands of dollars.
Camp faces a minimum of two years and up to 392 years in prison when sentenced on Sept. 12. Actual sentences for federal crimes are typically less than the maximum penalties. A federal district court judge will determine any sentence after considering the U.S. Sentencing Guidelines and other statutory factors.
Erik S. Siebert, U.S. Attorney for the Eastern District of Virginia, and Michael Feinberg, Acting Special Agent in Charge of the FBI’s Norfolk Field Office, made the announcement after U.S. District Judge Arenda Wright Allen accepted the verdict.
Assistant U.S. Attorneys Rebecca Gantt and Elizabeth M. Yusi are prosecuting the case.
A copy of this press release is located on the website of the U.S. Attorney’s Office for the Eastern District of Virginia. Related court documents and information are located on the website of the District Court for the Eastern District of Virginia or on PACER by searching for Case No. 2:23-cr-63.
MIL Security OSI –