Category: Transport

  • MIL-OSI Canada: Minister Hodgson to Announce Carbon Management Funding in Alberta

    Source: Government of Canada News

    CALGARY— The Minister of Energy and Natural Resources, the Honourable Tim Hodgson, will make a funding announcement to support carbon management technologies in Alberta. A media availability will follow. 

    Date: July 4, 2025

    Time: 10 a.m. MT

    All accredited media are asked to pre-register by emailing media@nrcan-rncan.gc.ca. Details on how to participate will be provided upon registration.

    MIL OSI Canada News

  • MIL-OSI: Form 8.3 – [MARLOWE PLC – 02 07 2025] – (CGWL)

    Source: GlobeNewswire (MIL-OSI)

    FORM 8.3

    PUBLIC OPENING POSITION DISCLOSURE/DEALING DISCLOSURE BY
    A PERSON WITH INTERESTS IN RELEVANT SECURITIES REPRESENTING 1% OR MORE
    Rule 8.3 of the Takeover Code (the “Code”)

    1.        KEY INFORMATION

    (a)   Full name of discloser: CANACCORD GENUITY WEALTH LIMITED (for Discretionary clients)
    (b)   Owner or controller of interests and short positions disclosed, if different from 1(a):
            The naming of nominee or vehicle companies is insufficient. For a trust, the trustee(s), settlor and beneficiaries must be named.
    N/A
    (c)   Name of offeror/offeree in relation to whose relevant securities this form relates:
            Use a separate form for each offeror/offeree
    MARLOWE PLC
    (d)   If an exempt fund manager connected with an offeror/offeree, state this and specify identity of offeror/offeree: N/A
    (e)   Date position held/dealing undertaken:
            For an opening position disclosure, state the latest practicable date prior to the disclosure
    02 JULY 2025
    (f)   In addition to the company in 1(c) above, is the discloser making disclosures in respect of any other party to the offer?
            If it is a cash offer or possible cash offer, state “N/A”
    NO

    2.        POSITIONS OF THE PERSON MAKING THE DISCLOSURE

    If there are positions or rights to subscribe to disclose in more than one class of relevant securities of the offeror or offeree named in 1(c), copy table 2(a) or (b) (as appropriate) for each additional class of relevant security.

    (a)      Interests and short positions in the relevant securities of the offeror or offeree to which the disclosure relates following the dealing (if any)

    Class of relevant security: 50p ORDINARY
      Interests Short positions
    Number % Number %
    (1)   Relevant securities owned and/or controlled: 3,063,056 3.9009    
    (2)   Cash-settled derivatives:        
    (3)   Stock-settled derivatives (including options) and agreements to purchase/sell:        
    TOTAL: 3,063,056 3.9009    

    All interests and all short positions should be disclosed.

    Details of any open stock-settled derivative positions (including traded options), or agreements to purchase or sell relevant securities, should be given on a Supplemental Form 8 (Open Positions).

    (b)      Rights to subscribe for new securities (including directors’ and other employee options)

    Class of relevant security in relation to which subscription right exists:  
    Details, including nature of the rights concerned and relevant percentages:  

    3.        DEALINGS (IF ANY) BY THE PERSON MAKING THE DISCLOSURE

    Where there have been dealings in more than one class of relevant securities of the offeror or offeree named in 1(c), copy table 3(a), (b), (c) or (d) (as appropriate) for each additional class of relevant security dealt in.

    The currency of all prices and other monetary amounts should be stated.

    (a)        Purchases and sales

    Class of relevant security Purchase/sale Number of securities Price per unit
    50p ORDINARY SALE 1,487 440p

    (b)        Cash-settled derivative transactions

    Class of relevant security Product description
    e.g. CFD
    Nature of dealing
    e.g. opening/closing a long/short position, increasing/reducing a long/short position
    Number of reference securities Price per unit
    NONE        

    (c)        Stock-settled derivative transactions (including options)

    (i)        Writing, selling, purchasing or varying

    Class of relevant security Product description e.g. call option Writing, purchasing, selling, varying etc. Number of securities to which option relates Exercise price per unit Type
    e.g. American, European etc.
    Expiry date Option money paid/ received per unit
    NONE              

    (ii)        Exercise

    Class of relevant security Product description
    e.g. call option
    Exercising/ exercised against Number of securities Exercise price per unit

    (d)        Other dealings (including subscribing for new securities)

    Class of relevant security Nature of dealing
    e.g. subscription, conversion
    Details Price per unit (if applicable)
    NONE      

    4.        OTHER INFORMATION

    (a)        Indemnity and other dealing arrangements

    Details of any indemnity or option arrangement, or any agreement or understanding, formal or informal, relating to relevant securities which may be an inducement to deal or refrain from dealing entered into by the person making the disclosure and any party to the offer or any person acting in concert with a party to the offer:
    Irrevocable commitments and letters of intent should not be included. If there are no such agreements, arrangements or understandings, state “none”

    NONE

    (b)        Agreements, arrangements or understandings relating to options or derivatives

    Details of any agreement, arrangement or understanding, formal or informal, between the person making the disclosure and any other person relating to:
    (i)   the voting rights of any relevant securities under any option; or
    (ii)   the voting rights or future acquisition or disposal of any relevant securities to which any derivative is referenced:
    If there are no such agreements, arrangements or understandings, state “none”

    NONE

    (c)        Attachments

    Is a Supplemental Form 8 (Open Positions) attached? NO
    Date of disclosure: 03 JULY 2025
    Contact name: MARK ELLIOTT
    Telephone number: 01253 376539

    Public disclosures under Rule 8 of the Code must be made to a Regulatory Information Service.

    The Panel’s Market Surveillance Unit is available for consultation in relation to the Code’s disclosure requirements on +44 (0)20 7638 0129.

    The Code can be viewed on the Panel’s website at www.thetakeoverpanel.org.uk.

    The MIL Network

  • MIL-OSI: Same Day Personal Loans Guaranteed Approval – Radcred Introduces Instant Loan Funding Option For US Borrowers In Emergencies.

    Source: GlobeNewswire (MIL-OSI)

    Glandale, California, July 03, 2025 (GLOBE NEWSWIRE) — Unexpected expenses often demand cash faster than traditional lenders can respond. RadCred’s same day personal loans guaranteed approval give U.S. consumers a practical option when time and credit scores are in short supply. Using a streamlined digital process and no credit check loans guaranteed approval, the platform reviews income and repayment ability rather than a borrower’s FICO score. That approach opens the door to urgent loans for bad credit, personal loans, no credit check, and even bad credit personal loans guaranteed approval $5,000. RadCred aims to deliver reliable funding within hours of application helping households navigate financial surprises with greater confidence.

    What Are Same-Day Loans?

    Same-day personal loans are short-term credit products structured to move from application to disbursement in a single business day. Approval is largely automated, and funds usually arrive via ACH within hours, making the loans suitable for emergency car repairs, medical bills, or time-sensitive household costs. RadCred enhances the model with no credit check loans guaranteed approval, relying on pay-stub and bank-deposit verification instead of hard inquiries. Because the decision hinges on present cash flow, borrowers with prior delinquencies can still qualify for bad credit loans guaranteed approval

    The result is an emergency loan bad credit guaranteed approval option that mirrors the speed of same day payday loans while offering the predictability of fixed monthly payments and clear personal loans no credit check terms.

    Why U.S. Borrowers Are Turning to Same-Day Loans for Quick Financial Relief 

    Rising living costs, volatile gig-economy earnings, and limited savings buffers have pushed many Americans to seek same day loans that bypass conventional underwriting. Surveys by the Federal Reserve show nearly four in ten adults would struggle to cover a $400 surprise expense amplifying demand for no credit check loans guaranteed approval that can bridge pay-cycle gaps. For households with spotty credit files, urgent loans for bad credit fill a market void left by banks’ tighter score thresholds. 

    Compared with credit-card cash advances, personal loans no credit check often feature clearer repayment schedules and lower fee ceilings. When medical deductibles or repair invoices arrive unexpectedly, an emergency loan bad credit guaranteed approval can prevent late fees, service shut-offs, or missed rent. 

    How Same-Day Loans Help Borrowers with Bad Credit: RadCred’s Guaranteed Approval Solution 

    Borrowers with sub-600 scores often meet sudden costs but lack access to mainstream credit. RadCred’s same day loans guaranteed approval address this gap by weighting affordability over history. Applicants supply recent pay statements, benefit letters, or gig-platform deposits; automated underwriting then matches them to bad credit loans guaranteed approval products sized to documented income. Because payment dates align with pay cycles, the risk of delinquency is lower than with rollover-style advances, supporting responsible use of personal loans for bad credit

    In urgent scenarios hospital copays, appliance replacement, or travel to assist family an emergency loan bad credit guaranteed approval can arrive the same afternoon, avoiding high-overdraft fees. For smaller cash shortfalls, RadCred also facilitates same day payday loans that settle in one lump sum on the next payday. 

    How Online Lending Platforms Are Fueling the Growth of Same-Day Loans 

    Cloud-based verification tools, open-banking APIs, and real-time payments infrastructure allow online lenders to approve and deliver same-day personal loans far faster than branch-based institutions. Algorithms reviewing income streams enable no credit check loans guaranteed approval with minimal paperwork. 

    Platforms such as RadCred aggregate multiple funding sources, letting borrowers compare bad credit personal loans guaranteed approval $5,000 in minutes. Because identity and income checks occur behind encrypted connections, applicants upload fewer documents yet receive clearer personal loans no credit check offers. For consumers facing an emergency loan bad credit guaranteed approval scenario, that end-to-end digitization reduces both time-to-cash and privacy risk key factors propelling online-originated same-day lending volumes.

    Why Same Day Loans Are More Popular Than Ever: Key Trends and Insights By Radcred

    Several macro forces underpin the surge in same-day personal loans. First, payroll volatility especially among contract and service workers creates intermittent income cliffs that demand rapid liquidity. Second, traditional bank branches continue to close, reducing local credit availability and nudging consumers online for no credit check loans guaranteed approval. Third, fintech competition lowers origination costs, enabling lenders to approve guaranteed approval payday loans at scale. 

    Regulatory data also show younger adults favor mobile borrowing over credit-card cash advances, citing transparent fee structures on bad credit personal loans guaranteed approval $5,000. Meanwhile, inflationary pressures raise the median emergency expense, elevating demand for urgent loans for bad credit that exceed typical payday-loan limits but still settle within 24 hours. 

    Finally, real-time payment rails such as RTP® and FedNow® shorten funding cycles, making quick disbursement a consumer expectation rather than a premium service. Collectively, these trends position same-day lending and RadCred’s digital marketplace as pivotal in the evolving U.S. short-term credit ecosystem.

    Key Features of RadCred’s Same-Day Personal Loans 

    • Soft-Pull Underwriting: Applications trigger only a soft inquiry, preserving scores while delivering no credit check loans guaranteed approval results in minutes.
    • Same-Day ACH Funding: Once documents are e-signed, partnered lenders initiate disbursement so borrowers often receive cash before the next business morning.
    • Flexible Amounts: From $300 micro-advances to bad credit personal loans guaranteed approval $5,000, loan sizes scale to verified income, giving users right-sized solutions.
    • Fixed APR & Term Choices: Customers may select shorter payoff windows for lower interest cost or longer terms for budget-friendly installments—useful for any emergency loan bad credit guaranteed approval need.
    • Integrated Repayment Reminders: Automated email/SMS alerts help prevent missed payments, supporting credit-rebuilding goals while using same day payday loans responsibly.
    • Data Security & Compliance: AES-256 encryption, SOC-2–audited servers, and state-licensed lenders protect applicant data and ensure adherence to fair-lending statutes.

    How to Get Same-Day Guaranteed Approval Loans From RadCred 

    1. Visit RadCred.com and select the same-day loans guaranteed approval application.
    2. Enter basic details—name, address, SSN (for soft inquiry), employer, and monthly income.
    3. Upload proof (pay stub or bank-deposit screenshot). This step replaces a hard pull, enabling personal loans no credit check decisions.
    4. Review offers from RadCred’s lender network. Each card shows APR, finance charge, and payoff date—ideal when comparing emergency loan bad credit guaranteed approval choices.
    5. E-sign electronically. Lenders then send a final disclosure and initiate ACH. For most urgent loans for bad credit submitted before 11 a.m. ET, funds post same day; later submissions fund next morning.
    6. Repay automatically via scheduled withdrawals, or prepay anytime without penalty.

    Eligibility for Same-Day Loans 

    • Must be a U.S. resident aged 18 or older.
    • Provide verifiable monthly income of at least $1,000.
    • Maintain an active checking account for deposits and debits.
    • Supply a working email and mobile phone for verification.
    • No minimum FICO score

    RadCred’s same-day personal loans guaranteed approval rely on real-time cash-flow analysis, extending access to applicants who may not qualify for bank credit.

    Conclusion

    RadCred’s expanded suite of same-day personal loans and same-day payday loans offers a credible lifeline when traditional credit falls short. By centering decisions on earnings rather than history, the company delivers emergency loan bad credit guaranteed approval options up to $5,000, empowering borrowers to manage surprises without enduring hard inquiries or protracted waits. Transparent pricing, encrypted processing, and licensed-lender oversight further distinguish RadCred’s marketplace positioning it as a practical, responsible choice for immediate cash-flow needs in today’s unpredictable economy.

    Disclaimer 

    All loan offers originate from independent, state-licensed lenders within RadCred’s network. Approval is contingent on meeting age, residency, income, bank-account, and regulatory requirements; therefore, “guaranteed” refers to high but not universal approval odds. Applications use soft inquiries only; late or missed payments may still be reported. Loan amounts, APRs, fees, and funding speed vary by state and lender. Funds typically deposit same day, but bank processing may delay availability. Borrow responsibly only borrow what you can comfortably repay.

    FAQ 

    Q1: How fast can I get a loan?
    If you apply before 11 a.m. ET and meet income criteria, many same-day personal loans guaranteed approval fund within hours; later submissions usually post next business morning.

    Q2: What is the maximum loan amount?
    RadCred’s network currently offers up to $5,000 for bad credit personal loans guaranteed approval $5,000; first-time borrowers may receive smaller limits based on income.

    Q3: Does applying affect my credit score?
    No. RadCred performs only soft pulls. However, lenders may report late payments, which could impact credit.

    Q4: Are there any hidden fees?
    No. Every offer details APR, origination or late fees, and total repayment cost before you accept, ensuring transparency for guaranteed approval payday loans or installment products.

    The MIL Network

  • MIL-OSI: PBK Miner announces progress on its AI cloud mining infrastructure after raising $80 million in Series B funding

    Source: GlobeNewswire (MIL-OSI)

    Carshalton, UK, July 03, 2025 (GLOBE NEWSWIRE) — Founded in 2019, PBK Miner, a UK cloud mining platform, announced the successful completion of its Series B financing, receiving $80 million to support the integration of artificial intelligence technology into its cloud mining business. This round of financing was participated by several investment institutions with expertise in the fields of blockchain and sustainable technology.

    PBKMiner said the newly raised funds will be used to enhance its global network of renewable energy data centers and develop artificial intelligence mining systems designed to improve operational efficiency. These systems are designed to dynamically manage computing resources, predict optimal mining intervals, and reduce overall energy consumption, thereby increasing block verification success rates and operational stability.

    PBKMiner currently operates more than 100 data centers in multiple countries. These facilities are powered by renewable energy such as wind and solar, in line with the company’s environmentally sustainable mining strategy. The platform reportedly serves 8.5 million users in 183+ countries and regions.

    Cloud Mining Overview

    Cloud mining allows users to access cryptocurrency mining capabilities by renting computing power from a service provider, without having to purchase and maintain physical hardware. This model provides an alternative to traditional mining, which usually requires significant capital investment and technical expertise.

    Newbie-friendly: No technical skills required. New users get an instant $10 sign-up bonus.

    In the fast-moving world of cryptocurrency, ease of use and sustainable profitability are essential. PBKMiner’s cloud mining service is an attractive option for beginners looking for a reliable source of passive income.

    PBKMiner supports a variety of digital assets, including BTC, ETH, DOGE, USDT, USDC, LTC, XRP, SOL and BCH, etc. The mining business is fully managed by PBKMiner, including hardware maintenance and infrastructure operations.

    Integration of artificial intelligence

    PBKMiner integrates artificial intelligence into the cloud mining framework, aiming to optimize resource allocation and performance in real time. This approach is expected to reduce electricity consumption in renewable energy centers and increase system responsiveness.

    The company has said it plans to expand its green data center footprint in Europe, North America, and Asia. The centers are expected to use wind and hydroelectric power to provide low-cost and sustainable mining capacity.

    PBKMiner now offers flexible smart cloud mining plans:

    • 2-day strategy: return rate +6.7%
    • 5-day strategy: return rate +6.19%
    • 15-day strategy: return rate +20.9%
    • 30-day strategy: return rate +55.7%

    These performance figures are not speculation, but are based on real usage data from millions of users. This is due to PBKMiner’s AI-driven profit optimization engine and result-oriented cloud mining model.

    One of the most attractive aspects of AI cloud mining plans is the ultra-low investment threshold and flexible contract period. For example, a 2-day cloud mining strategy starts at only $100.

    How to start AI cloud mining with PBKMiner

    1.Register: Sign up now and get a $10 welcome bonus, plus a $0.60 daily login bonus.

    1. Choose a contract: Select a mining plan that fits your budget and financial goals. All available plans support AI cloud mining.
    2. Start earning: Once your contract is activated, PBKMiner’s intelligent platform will take care of the rest – ensuring seamless and efficient mining operations to maximize your profits.

    About PBKMiner

    Founded in 2019, PBKMiner represents a new generation of AI-driven cloud mining technology, based on data, performance, and trust. The platform supports cloud mining of XRP, BTC, ETH, LTC, DOGE, and SOL. With a rapidly growing global user base, PBKMiner will stand out as one of the most promising cryptocurrency investment opportunities in 2025, especially for investors who seek sustainable long-term returns rather than speculative gains.

    For full details and participation options please visit: https://pbkminer.com

    Disclaimer: The information provided in this press release does not constitute an investment solicitation, nor does it constitute investment advice, financial advice, or a trading recommendation. Cryptocurrency mining and staking involve risks and may result in the loss of funds. It is strongly recommended that you perform due diligence before investing or trading in cryptocurrencies and securities, including consulting a professional financial advisor.

    Media Contact:

    Alison Evans

    PBK Miner

    info@pbkminer.com

    https://pbkminer.com

    Disclaimer: The information provided in this press release does not constitute an investment solicitation, nor does it constitute investment advice, financial advice, or trading recommendations. Cryptocurrency mining and staking involve risks and the possibility of losing funds. It is strongly recommended that you perform due diligence before investing or trading in cryptocurrencies and securities, including consulting a professional financial advisor.

    The MIL Network

  • MIL-OSI: American Rebel Light Beer Congratulates John Hall on Triumphant NHRA Victory in Ohio

    Source: GlobeNewswire (MIL-OSI)

    Hall Scores First Pro Stock Motorcycle Win in Nearly 12 Years

    Nashville, TN, July 03, 2025 (GLOBE NEWSWIRE) — American Rebel Holdings, Inc. (NASDAQ: AREB), the unapologetically patriotic lifestyle brand behind America’s Patriotic, God-Fearing, Constitution-Loving, National Anthem-Singing, Stand Your Ground Beer (americanrebelbeer.com), proudly congratulates John Hall on his exhilarating Pro Stock Motorcycle win on his American Rebel Buell at the 19th annual Summit Racing Equipment NHRA Nationals in Norwalk, Ohio.

    Hall’s return to the winner’s circle after nearly 12 long years was nothing short of legendary. Piloting the American Rebel Motorcycle and burning red, white, and blue down the track, he gave fans across the nation a reason to cheer – and another reason to crack open an ice-cold American Rebel Light Beer in celebration.

    “It’s special because you never know if you’re going to get another one. I won twice in 2013, including the U.S. Nationals,” said John Hall. “You know, 12 years goes by and you just realize how hard it is to get one of these.”

    John got the job done in the finals on Sunday in Norwalk, chasing down Richard Gadson with a run of 6.880 at 196.67 mph. Gadson left first with a standout .021 reaction time, but Hall had enough power to slip by at the finish line, recording his first victory since the U.S. Nationals at Indianapolis in 2013.

    “As we head into the Fourth of July weekend, John’s victory couldn’t have come at a more perfect time,” said Andy Ross, CEO of American Rebel. “He represents the heart of our brand – not just in victory lane, but also through his dedication to distribution in Connecticut at Dichello Distributors (dichello.com). We’re proud to be the primary sponsor of John’s motorcycle this season. He’s a key member of our extended family, and we’re proud to celebrate his success alongside America’s birthday.”

    John Hall is President of Dichello Distributors, the distributor for American Rebel Light for 4 counties in Connecticut. Dichello was one of the early distributors to sign a distribution agreement with American Rebel Light (“Rebel Light”) and Dichello’s Connecticut territory is the top per capita sales territory for Rebel Light.

    From Nashville to Norwalk and beyond, the American Rebel lifestyle roars loudest when freedom meets fuel, and John Hall’s win embodies that spirit with full throttle glory. This holiday weekend, raise your glass, wave your flag, and salute a true champion.

    About American Rebel Light Beer

    American Rebel Light is more than just a beer – it’s a celebration of freedom, passion, and quality. Brewed with care and precision, our light beer delivers a refreshing taste that’s perfect for every occasion.

    Since its launch in September 2024, American Rebel Light Beer has rolled out in Tennessee, Connecticut, Kansas, Kentucky, Ohio, Iowa, Missouri, North Carolina, Florida, Indiana and Virginia and is adding new distributors and territories regularly. For more information about the launch events and the availability of American Rebel Beer, please visit americanrebelbeer.com or follow us on our social media platforms (@americanrebelbeer).

    American Rebel Light is a Premium Domestic Light Lager Beer – All Natural, Crisp, Clean and Bold Taste with a Lighter Feel. With approximately 100 calories, 3.2 carbohydrates, and 4.3% alcoholic content per 12 oz serving, American Rebel Light Beer delivers a lighter option for those who love great beer but prefer a more balanced lifestyle. It’s all natural with no added supplements and importantly does not use corn, rice, or other sweeteners typically found in mass produced beers.

    For more information about American Rebel Light Beer follow us on social media @AmericanRebelBeer.

    For more information, visit americanrebelbeer.com.

    About American Rebel Holdings, Inc.

    American Rebel Holdings, Inc. (NASDAQ: AREB) has operated primarily as a designer, manufacturer and marketer of branded safes and personal security and self-defense products and has recently transitioned into the beverage industry through the introduction of American Rebel Light Beer. The Company also designs and produces branded apparel and accessories. To learn more, visit americanrebelbeer.com. For investor information, visit americanrebel.com/investor-relations.

    Watch the American Rebel Story as told by our CEO Andy Ross visit The American Rebel Story

    Media Inquiries:
    Matt Sheldon
    Matt@Precisionpr.co
    917-280-7329

    American Rebel Holdings, Inc.
    info@americanrebel.com
    ir@americanrebel.com

    American Rebel Beverages, LLC
    Todd Porter, President
    tporter@americanrebelbeer.com

    Forward-Looking Statements

    This press release contains forward-looking statements within the meaning of the Private Securities Litigation Reform Act of 1995. American Rebel Holdings, Inc., (NASDAQ: AREB; AREBW) (the “Company,” “American Rebel,” “we,” “our” or “us”) desires to take advantage of the safe harbor provisions of the Private Securities Litigation Reform Act of 1995 and is including this cautionary statement in connection with this safe harbor legislation. The words “forecasts” “believe,” “may,” “estimate,” “continue,” “anticipate,” “intend,” “should,” “plan,” “could,” “target,” “potential,” “is likely,” “expect” and similar expressions, as they relate to us, are intended to identify forward-looking statements. We have based these forward-looking statements primarily on our current expectations and projections about future events and financial trends that we believe may affect our financial condition, results of operations, business strategy, and financial needs. Important factors that could cause actual results to differ from those in the forward-looking statements include benefits of our continued sponsorship of high profile events, success and availability of the promotional activities, our ability to effectively execute our business plan, and the Risk Factors contained within our filings with the SEC, including our Annual Report on Form 10-K for the year ended December 31, 2024 and our Quarterly Report on Form 10-Q for the three months ended March 31, 2025. Any forward-looking statement made by us herein speaks only as of the date on which it is made. Factors or events that could cause our actual results to differ may emerge from time to time, and it is not possible for us to predict all of them. We undertake no obligation to publicly update any forward-looking statements, whether as a result of new information, future developments or otherwise, except as may be required by law.

    Attachment

    The MIL Network

  • MIL-OSI: 40% of Banking Work Will Be Redefined by AI by 2030, ThoughtLinks CEO Sumeet Chabria Projects — And It’s Already Underway

    Source: GlobeNewswire (MIL-OSI)

    MIAMI, July 03, 2025 (GLOBE NEWSWIRE) —  ThoughtLinks, a strategic advisory firm founded by global banking executive Sumeet Chabria and focused on banks and capital markets, released a bold projection: By 2030, nearly 40% of banking technology, operations, and knowledge work will be redefined by AI. As first reported this morning by Business Insider, these findings, based on proprietary modeling of nearly 5,000 banking processes, confirm that this change is already underway.

    Driving this transformation is the convergence of generative and agentic AI, democratized data, cloud-native infrastructure, and intelligent automation—forces that are rapidly accelerating disruption. At its core lies a structural shift altering both the nature of work itself and who performs it. A new generation of AI agents—“digital workers”—is emerging, designed to collaborate with people and amplify human capabilities.

    “AI capabilities are increasingly embedded within vendor systems, platforms, and tools, even if not yet fully activated,” says Chabria. “This is quietly accelerating structural change beneath the surface.”

    A Strategic Blueprint for Value Creation in Banking and Capital Markets

    To compete in this new reality, banks must align four strategic pillars into a practical blueprint for sustainable value. These pillars form the foundation of ThoughtLinks’ core proposition and power effective AI-enabled business goals:

    • AI-First Technology Strategy
    • Enterprise-Wide Transformation
    • Growth and Efficiency through AI
    • Future-Ready Workforce Strategies

    Where the Shift Is Already Happening

    AI-driven reinvention spans all areas of banking. Agentic AI, in particular, complements banking’s relationship-driven approach. AI agents promise to enhance interactions with customers and employees by providing context and continuity, expanding organizational capacity.

    • Consumer banking — Virtual AI assistants anticipate customer needs, answer queries, and suggest next-best actions.
    • Wealth management — AI synthesizes data, client preferences, and portfolio performance to surface personalized insights and augment advisor capacity.
    • Credit and lending — Conversational AI streamlines complex applications, flags risks early, and accelerates approvals.
    • Customer servicing — Intelligent agents resolve a growing share of routine requests, reducing costs and enhancing experiences.
    • Risk and compliance — Early deployments monitor transactions and communications in real time, detect anomalies, and escalate threats—potentially establishing a new enterprise-wide line of defense.
    • Global markets — AI supports analysts and traders by summarizing vast volumes of information, curating signals, and stress-testing investment theses.

    In technology and operations—where nearly half a bank’s workforce and suppliers operate—AI is reinventing how systems are built, tested, and delivered. The traditional software development lifecycle faces unprecedented change as more productive and faster ways to build systems emerge. In parallel, sourcing and service models are evolving as human labor moves toward AI-enabled processes, prompting a rethink of supplier strategies, operating models, and contracts.

    The scale and pace of change raise enterprise questions, such as:

    Growth & Efficiency:
    How can we scale AI effectively while delivering measurable ROI?

    Operations:
    Which processes should shift to AI, and how can doing so simplify the enterprise landscape? And how should we modernize global capability centers (GCCs) to keep pace?

    Risk & Controls:
    As we automate, how do we build smarter safeguards and ensure AI runs within strong, adaptive guardrails?

    Talent & Culture:
    Which tasks are impacted, and when? How do we rethink roles and help people view AI as a growth opportunity?

    And for the leaders navigating it all—it takes staying clear on what matters, building new disciplines, trusting your gut, and rallying the right people around a vision that makes the path ahead feel steady, not overwhelming.

    Roadmap to 2030

    As AI reshapes banking, institutions must move beyond isolated use cases and proactively assess how this technology impacts everyday tasks. This means continually examining and aligning business activities with strategic objectives.

    “The winners in this new era will not just implement AI—they will thoughtfully redesign their organizations around it,” Chabria concluded. “Their strategic advantage will come from elevating both people and performance, ensuring that human ingenuity remains central to innovation and progress.”

    About ThoughtLinks

    ThoughtLinks is a strategic advisory firm specializing in AI strategy, enterprise transformation, and innovation for banking and capital markets. Led by CEO Sumeet Chabria and composed entirely of former global C-suite executives, the firm partners with Fortune 500 institutions to drive AI-powered growth, efficiency, and workforce transformation.

    True to its name, Thought ‘Links’ connects strategic business needs to best-in-class solutions, next-gen technology, and top talent across the financial services ecosystem—empowering human potential.

    For more information, visit www.ThoughtLinks.net or learn more about our CEO and founder, Sumeet Chabria.

    Notes to Editors

    Media Contact Information
    Phone: 305-728-5283
    Email: media@thoughtlinks.net

    The MIL Network

  • MIL-OSI: MAAS Announces A Private Placement of Class A Ordinary Shares and Warrants

    Source: GlobeNewswire (MIL-OSI)

    CHENGDU, China, July 03, 2025 (GLOBE NEWSWIRE) — Maase Inc. (NASDAQ: MAAS) (“MAAS” or the “Company”) today announced the execution of a definitive share purchase agreement (the “Agreement”) with certain investors, pursuant to which the investors have agreed to subscribe for, and the Company has agreed to issue and sell to the investors, (i) an aggregate of 10,000,000 Class A ordinary shares, par value US$0.09 per share, of the Company, at a purchase price of $2.08 per share (the “Per Share Purchase Price”) (the “Share Issuance”), and (ii) warrants to purchase up to 20,000,000 additional Class A ordinary shares of the Company. The transaction is expected to generate approximately $21 million in gross proceeds from the Share Issuance.

    The exercise price of the warrants is structured in two tranches: 50% of the warrants are exercisable at 200% of the Per Share Purchase Price, with the remaining 50% exercisable at 250%. Upon the closing of the Share Issuance, the Company will have a total of 25,917,241 ordinary shares outstanding, consisting of 19,250,573 Class A ordinary shares and 6,666,668 Class B ordinary shares. Upon closing of the Share Issuance, the largest investor in this transaction is expected to hold approximately 19.29% of the Company’s total outstanding ordinary shares, representing 0.73% of the total voting power due to the Company’s dual-class share structure, assuming no exercise of the warrants.

    The transaction is expected to close by the end of July 2025, subject to the satisfaction of customary closing conditions. The Company intends to use the net proceeds to support the execution of its business plans as determined by its board of directors, to augment general working capital, and for other general corporate purposes.

    The Class A ordinary shares are being issued and sold in a private placement pursuant to Section 4(a)(2) of the Securities Act of 1933, as amended (the “Securities Act”), which have not been registered under the Securities Act or applicable state securities laws and may not be offered or sold in the United States except pursuant to an effective registration statement or an applicable exemption from the registration requirements.

    This press release shall not constitute an offer to sell or the solicitation of an offer to buy any securities described herein, nor shall there be any sale of these securities in any state or jurisdiction in which such offer, solicitation or sale would be unlawful prior to the registration or qualification under the securities laws of any such state or jurisdiction.

    About Maase Inc.

    Founded in 2010 and formerly known as Highest Performances Holdings Inc., we have evolved with a vision to become a leading provider of intelligent technology-driven family and enterprise services. Our mission is to enhance the quality of life for families worldwide by leveraging two primary driving forces: technological intelligence and capital investments. We are dedicated to investing in high-quality enterprises with global potential, focusing on areas such as asset allocation, education and study tours, healthcare and elderly care, and family governance.

    We currently hold controlling interests in two leading financial service providers in China. The first is AIFU Inc., a technology-driven independent financial service platform traded on the Nasdaq. The second is Puyi Fund Distribution Co., Ltd., an independent wealth management service provider.

    Forward-looking Statements
    This press release contains forward-looking statements as defined by the Private Securities Litigation Reform Act of 1995. Forward-looking statements include statements concerning plans, objectives, goals, strategies, future events or performance, and underlying assumptions and other statements that are other than statements of historical facts. When MAAS uses words such as “may”, “will”, “intend”, “should”, “believe”, “expect”, “anticipate”, “project”, “estimate” or similar expressions that do not relate solely to historical matters, it is making forward-looking statements. Forward-looking statements are not guarantees of future performance and involve risks and uncertainties that may cause the actual results to differ materially from MAAS’s expectations discussed in the forward-looking statements. These statements are subject to uncertainties and risks including, but not limited to, the following: MAAS’s ability to obtain proceeds from the Agreement; MAAS’s goals and strategies; MAAS’s future business development; product and service demand and acceptance; changes in technology; economic conditions; the growth of the third-party wealth management industry in China; reputation and brand; the impact of competition and pricing; government regulations; fluctuations in general economic and business conditions in China and the international markets MAAS serves and assumptions underlying or related to any of the foregoing and other risks contained in reports filed by MAAS with the Securities and Exchange Commission. For these reasons, among others, investors are cautioned not to place undue reliance upon any forward-looking statements in this press release. Additional factors are discussed in MAAS’s filings with the U.S. Securities and Exchange Commission, which are available for review at www.sec.gov. MAAS undertakes no obligation to publicly revise these forward-looking statements to reflect events or circumstances that arise after the date hereof.

    Maase Inc.

    The MIL Network

  • MIL-OSI: Form 8.3 – Qualcomm Incorporated

    Source: GlobeNewswire (MIL-OSI)

    FORM 8.3

    PUBLIC OPENING POSITION DISCLOSURE/DEALING DISCLOSURE BY
    A PERSON WITH INTERESTS IN RELEVANT SECURITIES REPRESENTING 1% OR MORE
    Rule 8.3 of the Takeover Code (the “Code”)

    1.         KEY INFORMATION

    (a) Full name of discloser: Sculptor Capital LP and
    Sculptor Capital Management Europe Limited
    (b) Owner or controller of interests and short positions disclosed, if different from 1(a):
         The naming of nominee or vehicle companies is insufficient.  For a trust, the trustee(s), settlor and beneficiaries must be named.
     
    (c) Name of offeror/offeree in relation to whose relevant securities this form relates:
         Use a separate form for each offeror/offeree
    Qualcomm Incorporated
    (d) If an exempt fund manager connected with an offeror/offeree, state this and specify identity of offeror/offeree:  
    (e) Date position held/dealing undertaken:
         For an opening position disclosure, state the latest practicable date prior to the disclosure
    02 July 2025
    (f)  In addition to the company in 1(c) above, is the discloser making disclosures in respect of any other party to the offer?
         If it is a cash offer or possible cash offer, state “N/A”
    Yes, Alphawave IP Group plc

    2.         POSITIONS OF THE PERSON MAKING THE DISCLOSURE

    If there are positions or rights to subscribe to disclose in more than one class of relevant securities of the offeror or offeree named in 1(c), copy table 2(a) or (b) (as appropriate) for each additional class of relevant security.

    (a)        Interests and short positions in the relevant securities of the offeror or offeree to which the disclosure relates following the dealing (if any)

    Class of relevant security:

     

    1p ordinary (US7475251036)
     

     

    Interests Short positions
      Number % Number %
    (1) Relevant securities owned and/or controlled:     3,000 0.00
    (2) Cash-settled derivatives:

     

           
    (3) Stock-settled derivatives (including options) and agreements to purchase/sell:        
     

         TOTAL:

        3,000 0.00

    All interests and all short positions should be disclosed.

    Details of any open stock-settled derivative positions (including traded options), or agreements to purchase or sell relevant securities, should be given on a Supplemental Form 8 (Open Positions).

    (b)        Rights to subscribe for new securities (including directors’ and other employee options)

    Class of relevant security in relation to which subscription right exists:  
    Details, including nature of the rights concerned and relevant percentages:  

    3.         DEALINGS (IF ANY) BY THE PERSON MAKING THE DISCLOSURE

    Where there have been dealings in more than one class of relevant securities of the offeror or offeree named in 1(c), copy table 3(a), (b), (c) or (d) (as appropriate) for each additional class of relevant security dealt in.

    The currency of all prices and other monetary amounts should be stated.

    (a)        Purchases and sales

    Class of relevant security Purchase/sale

     

    Number of securities Price per unit
    1p ordinary (US7475251036) Sale 3,000 USD161.59

    (b)        Cash-settled derivative transactions

    Class of relevant security Product description
    e.g. CFD
    Nature of dealing
    e.g. opening/closing a long/short position, increasing/reducing a long/short position
    Number of reference securities Price per unit
             

    (c)        Stock-settled derivative transactions (including options)

    (i)         Writing, selling, purchasing or varying

    Class of relevant security Product description e.g. call option Writing, purchasing, selling, varying etc. Number of securities to which option relates Exercise price per unit Type
    e.g. American, European etc.
    Expiry date Option money paid/ received per unit
                   

    (ii)        Exercise

    Class of relevant security Product description
    e.g. call option
    Exercising/ exercised against Number of securities Exercise price per unit
             

     

    (d)        Other dealings (including subscribing for new securities)

    Class of relevant security Nature of dealing
    e.g. subscription, conversion
    Details Price per unit (if applicable)
       

     

       

    4.         OTHER INFORMATION

    (a)        Indemnity and other dealing arrangements

    Details of any indemnity or option arrangement, or any agreement or understanding, formal or informal, relating to relevant securities which may be an inducement to deal or refrain from dealing entered into by the person making the disclosure and any party to the offer or any person acting in concert with a party to the offer:
    Irrevocable commitments and letters of intent should not be included.  If there are no such agreements, arrangements or understandings, state “none”
     

     

     

    (b)        Agreements, arrangements or understandings relating to options or derivatives

    Details of any agreement, arrangement or understanding, formal or informal, between the person making the disclosure and any other person relating to:
    (i)  the voting rights of any relevant securities under any option; or
    (ii) the voting rights or future acquisition or disposal of any relevant securities to which any derivative is referenced:
    If there are no such agreements, arrangements or understandings, state “none”
     

     

     

    (c)        Attachments

    Is a Supplemental Form 8 (Open Positions) attached? NO

    Public disclosures under Rule 8 of the Code must be made to a Regulatory Information Service.

    The Panel’s Market Surveillance Unit is available for consultation in relation to the Code’s disclosure requirements on +44 (0)20 7638 0129.

    *If the discloser is a natural person, a telephone number does not need to be included, provided contact information has been provided to the Panel’s Market Surveillance Unit.

    The Code can be viewed on the Panel’s website at www.thetakeoverpanel.org.uk.

    The MIL Network

  • MIL-OSI: Form 8.3 – Qualcomm Incorporated

    Source: GlobeNewswire (MIL-OSI)

    FORM 8.3

    PUBLIC OPENING POSITION DISCLOSURE/DEALING DISCLOSURE BY
    A PERSON WITH INTERESTS IN RELEVANT SECURITIES REPRESENTING 1% OR MORE
    Rule 8.3 of the Takeover Code (the “Code”)

    1.         KEY INFORMATION

    (a) Full name of discloser: Sculptor Capital LP and
    Sculptor Capital Management Europe Limited
    (b) Owner or controller of interests and short positions disclosed, if different from 1(a):
         The naming of nominee or vehicle companies is insufficient.  For a trust, the trustee(s), settlor and beneficiaries must be named.
     
    (c) Name of offeror/offeree in relation to whose relevant securities this form relates:
         Use a separate form for each offeror/offeree
    Qualcomm Incorporated
    (d) If an exempt fund manager connected with an offeror/offeree, state this and specify identity of offeror/offeree:  
    (e) Date position held/dealing undertaken:
         For an opening position disclosure, state the latest practicable date prior to the disclosure
    02 July 2025
    (f)  In addition to the company in 1(c) above, is the discloser making disclosures in respect of any other party to the offer?
         If it is a cash offer or possible cash offer, state “N/A”
    Yes, Alphawave IP Group plc

    2.         POSITIONS OF THE PERSON MAKING THE DISCLOSURE

    If there are positions or rights to subscribe to disclose in more than one class of relevant securities of the offeror or offeree named in 1(c), copy table 2(a) or (b) (as appropriate) for each additional class of relevant security.

    (a)        Interests and short positions in the relevant securities of the offeror or offeree to which the disclosure relates following the dealing (if any)

    Class of relevant security:

     

    1p ordinary (US7475251036)
     

     

    Interests Short positions
      Number % Number %
    (1) Relevant securities owned and/or controlled:     3,000 0.00
    (2) Cash-settled derivatives:

     

           
    (3) Stock-settled derivatives (including options) and agreements to purchase/sell:        
     

         TOTAL:

        3,000 0.00

    All interests and all short positions should be disclosed.

    Details of any open stock-settled derivative positions (including traded options), or agreements to purchase or sell relevant securities, should be given on a Supplemental Form 8 (Open Positions).

    (b)        Rights to subscribe for new securities (including directors’ and other employee options)

    Class of relevant security in relation to which subscription right exists:  
    Details, including nature of the rights concerned and relevant percentages:  

    3.         DEALINGS (IF ANY) BY THE PERSON MAKING THE DISCLOSURE

    Where there have been dealings in more than one class of relevant securities of the offeror or offeree named in 1(c), copy table 3(a), (b), (c) or (d) (as appropriate) for each additional class of relevant security dealt in.

    The currency of all prices and other monetary amounts should be stated.

    (a)        Purchases and sales

    Class of relevant security Purchase/sale

     

    Number of securities Price per unit
    1p ordinary (US7475251036) Sale 3,000 USD161.59

    (b)        Cash-settled derivative transactions

    Class of relevant security Product description
    e.g. CFD
    Nature of dealing
    e.g. opening/closing a long/short position, increasing/reducing a long/short position
    Number of reference securities Price per unit
             

    (c)        Stock-settled derivative transactions (including options)

    (i)         Writing, selling, purchasing or varying

    Class of relevant security Product description e.g. call option Writing, purchasing, selling, varying etc. Number of securities to which option relates Exercise price per unit Type
    e.g. American, European etc.
    Expiry date Option money paid/ received per unit
                   

    (ii)        Exercise

    Class of relevant security Product description
    e.g. call option
    Exercising/ exercised against Number of securities Exercise price per unit
             

     

    (d)        Other dealings (including subscribing for new securities)

    Class of relevant security Nature of dealing
    e.g. subscription, conversion
    Details Price per unit (if applicable)
       

     

       

    4.         OTHER INFORMATION

    (a)        Indemnity and other dealing arrangements

    Details of any indemnity or option arrangement, or any agreement or understanding, formal or informal, relating to relevant securities which may be an inducement to deal or refrain from dealing entered into by the person making the disclosure and any party to the offer or any person acting in concert with a party to the offer:
    Irrevocable commitments and letters of intent should not be included.  If there are no such agreements, arrangements or understandings, state “none”
     

     

     

    (b)        Agreements, arrangements or understandings relating to options or derivatives

    Details of any agreement, arrangement or understanding, formal or informal, between the person making the disclosure and any other person relating to:
    (i)  the voting rights of any relevant securities under any option; or
    (ii) the voting rights or future acquisition or disposal of any relevant securities to which any derivative is referenced:
    If there are no such agreements, arrangements or understandings, state “none”
     

     

     

    (c)        Attachments

    Is a Supplemental Form 8 (Open Positions) attached? NO

    Public disclosures under Rule 8 of the Code must be made to a Regulatory Information Service.

    The Panel’s Market Surveillance Unit is available for consultation in relation to the Code’s disclosure requirements on +44 (0)20 7638 0129.

    *If the discloser is a natural person, a telephone number does not need to be included, provided contact information has been provided to the Panel’s Market Surveillance Unit.

    The Code can be viewed on the Panel’s website at www.thetakeoverpanel.org.uk.

    The MIL Network

  • MIL-OSI Economics: RBI imposes monetary penalty on Shree Chhani Nagarik Sahakari Bank Limited, Vadodara, Gujarat

    Source: Reserve Bank of India

    The Reserve Bank of India (RBl) has, by an order dated June 30, 2025, imposed a monetary penalty of ₹4.00 lakh (Rupees Four Lakh only) on Shree Chhani Nagarik Sahakari Bank Limited, Vadodara, Gujarat (the bank) for non-compliance with certain directions issued by RBI on ‘Know Your Customer (KYC)’, ‘Customer Protection – Limiting Liability of Customers of Co-operative Banks in Unauthorised Electronic Banking Transactions’, ‘Basic Cyber Security Framework for Primary (Urban) Cooperative Banks (UCBs)’ and ‘Comprehensive Cyber Security Framework for Primary (Urban) Cooperative Banks (UCBs) – A Graded Approach’. This penalty has been imposed in exercise of powers conferred on RBI under the provisions of Section 47A(1)(c) read with Sections 46(4)(i) and 56 of the Banking Regulation Act, 1949.

    The statutory inspection of the bank was conducted by the RBI with reference to its financial position as on March 31, 2024. Based on supervisory findings of non-compliance with RBI directions and related correspondence in that regard, a notice was issued to the bank advising it to show cause as to why penalty should not be imposed on it for its failure to comply with the said directions. After considering the bank’s reply to the notice, RBI found, inter alia, that the following charges against the bank were sustained, warranting imposition of monetary penalty:

    The bank had failed to:

    1. carry out periodic review of risk categorisation of certain accounts at least once in six months;

    2. provide customers with 24×7 access to report unauthorized electronic banking transactions through multiple channels; and

    3. implement certain cyber security controls prescribed by RBI under the Cyber Security Framework.

    This action is based on deficiencies in regulatory compliance and is not intended to pronounce upon the validity of any transaction or agreement entered into by the bank with its customers. Further, imposition of this monetary penalty is without prejudice to any other action that may be initiated by RBI against the bank.

    (Puneet Pancholy)  
    Chief General Manager

    Press Release: 2025-2026/646

    MIL OSI Economics

  • MIL-OSI Economics: RBI imposes monetary penalty on Shree Chhani Nagarik Sahakari Bank Limited, Vadodara, Gujarat

    Source: Reserve Bank of India

    The Reserve Bank of India (RBl) has, by an order dated June 30, 2025, imposed a monetary penalty of ₹4.00 lakh (Rupees Four Lakh only) on Shree Chhani Nagarik Sahakari Bank Limited, Vadodara, Gujarat (the bank) for non-compliance with certain directions issued by RBI on ‘Know Your Customer (KYC)’, ‘Customer Protection – Limiting Liability of Customers of Co-operative Banks in Unauthorised Electronic Banking Transactions’, ‘Basic Cyber Security Framework for Primary (Urban) Cooperative Banks (UCBs)’ and ‘Comprehensive Cyber Security Framework for Primary (Urban) Cooperative Banks (UCBs) – A Graded Approach’. This penalty has been imposed in exercise of powers conferred on RBI under the provisions of Section 47A(1)(c) read with Sections 46(4)(i) and 56 of the Banking Regulation Act, 1949.

    The statutory inspection of the bank was conducted by the RBI with reference to its financial position as on March 31, 2024. Based on supervisory findings of non-compliance with RBI directions and related correspondence in that regard, a notice was issued to the bank advising it to show cause as to why penalty should not be imposed on it for its failure to comply with the said directions. After considering the bank’s reply to the notice, RBI found, inter alia, that the following charges against the bank were sustained, warranting imposition of monetary penalty:

    The bank had failed to:

    1. carry out periodic review of risk categorisation of certain accounts at least once in six months;

    2. provide customers with 24×7 access to report unauthorized electronic banking transactions through multiple channels; and

    3. implement certain cyber security controls prescribed by RBI under the Cyber Security Framework.

    This action is based on deficiencies in regulatory compliance and is not intended to pronounce upon the validity of any transaction or agreement entered into by the bank with its customers. Further, imposition of this monetary penalty is without prejudice to any other action that may be initiated by RBI against the bank.

    (Puneet Pancholy)  
    Chief General Manager

    Press Release: 2025-2026/646

    MIL OSI Economics

  • MIL-OSI Economics: RBI imposes monetary penalty on Shree Chhani Nagarik Sahakari Bank Limited, Vadodara, Gujarat

    Source: Reserve Bank of India

    The Reserve Bank of India (RBl) has, by an order dated June 30, 2025, imposed a monetary penalty of ₹4.00 lakh (Rupees Four Lakh only) on Shree Chhani Nagarik Sahakari Bank Limited, Vadodara, Gujarat (the bank) for non-compliance with certain directions issued by RBI on ‘Know Your Customer (KYC)’, ‘Customer Protection – Limiting Liability of Customers of Co-operative Banks in Unauthorised Electronic Banking Transactions’, ‘Basic Cyber Security Framework for Primary (Urban) Cooperative Banks (UCBs)’ and ‘Comprehensive Cyber Security Framework for Primary (Urban) Cooperative Banks (UCBs) – A Graded Approach’. This penalty has been imposed in exercise of powers conferred on RBI under the provisions of Section 47A(1)(c) read with Sections 46(4)(i) and 56 of the Banking Regulation Act, 1949.

    The statutory inspection of the bank was conducted by the RBI with reference to its financial position as on March 31, 2024. Based on supervisory findings of non-compliance with RBI directions and related correspondence in that regard, a notice was issued to the bank advising it to show cause as to why penalty should not be imposed on it for its failure to comply with the said directions. After considering the bank’s reply to the notice, RBI found, inter alia, that the following charges against the bank were sustained, warranting imposition of monetary penalty:

    The bank had failed to:

    1. carry out periodic review of risk categorisation of certain accounts at least once in six months;

    2. provide customers with 24×7 access to report unauthorized electronic banking transactions through multiple channels; and

    3. implement certain cyber security controls prescribed by RBI under the Cyber Security Framework.

    This action is based on deficiencies in regulatory compliance and is not intended to pronounce upon the validity of any transaction or agreement entered into by the bank with its customers. Further, imposition of this monetary penalty is without prejudice to any other action that may be initiated by RBI against the bank.

    (Puneet Pancholy)  
    Chief General Manager

    Press Release: 2025-2026/646

    MIL OSI Economics

  • MIL-OSI Economics: RBI imposes monetary penalty on Shree Chhani Nagarik Sahakari Bank Limited, Vadodara, Gujarat

    Source: Reserve Bank of India

    The Reserve Bank of India (RBl) has, by an order dated June 30, 2025, imposed a monetary penalty of ₹4.00 lakh (Rupees Four Lakh only) on Shree Chhani Nagarik Sahakari Bank Limited, Vadodara, Gujarat (the bank) for non-compliance with certain directions issued by RBI on ‘Know Your Customer (KYC)’, ‘Customer Protection – Limiting Liability of Customers of Co-operative Banks in Unauthorised Electronic Banking Transactions’, ‘Basic Cyber Security Framework for Primary (Urban) Cooperative Banks (UCBs)’ and ‘Comprehensive Cyber Security Framework for Primary (Urban) Cooperative Banks (UCBs) – A Graded Approach’. This penalty has been imposed in exercise of powers conferred on RBI under the provisions of Section 47A(1)(c) read with Sections 46(4)(i) and 56 of the Banking Regulation Act, 1949.

    The statutory inspection of the bank was conducted by the RBI with reference to its financial position as on March 31, 2024. Based on supervisory findings of non-compliance with RBI directions and related correspondence in that regard, a notice was issued to the bank advising it to show cause as to why penalty should not be imposed on it for its failure to comply with the said directions. After considering the bank’s reply to the notice, RBI found, inter alia, that the following charges against the bank were sustained, warranting imposition of monetary penalty:

    The bank had failed to:

    1. carry out periodic review of risk categorisation of certain accounts at least once in six months;

    2. provide customers with 24×7 access to report unauthorized electronic banking transactions through multiple channels; and

    3. implement certain cyber security controls prescribed by RBI under the Cyber Security Framework.

    This action is based on deficiencies in regulatory compliance and is not intended to pronounce upon the validity of any transaction or agreement entered into by the bank with its customers. Further, imposition of this monetary penalty is without prejudice to any other action that may be initiated by RBI against the bank.

    (Puneet Pancholy)  
    Chief General Manager

    Press Release: 2025-2026/646

    MIL OSI Economics

  • MIL-OSI Economics: RBI imposes monetary penalty on District Central Co-operative Bank Ltd., Durg, Chhattisgarh

    Source: Reserve Bank of India

    The Reserve Bank of India (RBl) has, by an order dated June 30, 2025, imposed a monetary penalty of ₹1.00 lakh (Rupees One Lakh only) on District Central Co-operative Bank Ltd., Durg, Chhattisgarh (the bank) for non-compliance with certain directions issued by RBI on ‘Know Your Customer (KYC)’. This penalty has been imposed in exercise of powers conferred on RBI under the provisions of Section 47A(1)(c) read with Sections 46(4)(i) and 56 of the Banking Regulation Act, 1949.

    The statutory inspection of the bank was conducted by the National Bank for Agriculture and Rural Development (NABARD), with reference to its financial position as on March 31, 2024. Based on supervisory findings of non-compliance with RBI directions and related correspondence in that regard, a notice was issued to the bank advising it to show cause as to why penalty should not be imposed on it for its failure to comply with the said directions. After considering the bank’s reply to the notice, oral submissions made during the personal hearing and additional submissions made by it, RBI found, inter alia, that the following charges against the bank were sustained, warranting imposition of monetary penalty:

    The bank:

    i) (a) did not upload the KYC records of certain customers onto Central KYC Records Registry (CKYCR) within the prescribed timeline,

    (b) did not carry out periodic updation of KYC of certain customers as per the prescribed periodicity; and

    ii) allotted multiple customer identification codes to certain individual customers, instead of a Unique Customer Identification Code (UCIC) for each individual customer.

    This action is based on deficiencies in regulatory compliance and is not intended to pronounce upon the validity of any transaction or agreement entered into by the bank with its customers. Further, imposition of this monetary penalty is without prejudice to any other action that may be initiated by RBI against the bank.

    (Puneet Pancholy)  
    Chief General Manager

    Press Release: 2025-2026/647

    MIL OSI Economics

  • MIL-OSI Economics: CBB Government Development Bond Issue No. 41 Oversubscribed

    Source: Central Bank of Bahrain

    CBB Government Development Bond Issue No. 41 Oversubscribed

    Published on 3 July 2025

    Manama, Bahrain –3rd July 2025 – The Central Bank of Bahrain (CBB) announces that the issue of the 4-year Government Development Bond has been oversubscribed by 267%.

    Subscriptions worth BD 667.621 million were received for the BD 250 million issue, which carries a maturity of 4 years.

    The fixed annual coupon rate on the issue, which begins on 9th July 2025 and matures on 9th July 2029, is 6.25%.

    The Government Development Bonds are issued by the CBB on behalf of the Government of the Kingdom of Bahrain.

    This is Government Development Bond issue No.41 (ISIN BH000551W253).

    Share this

    MIL OSI Economics

  • MIL-OSI Economics: CBB Government Development Bond Issue No. 41 Oversubscribed

    Source: Central Bank of Bahrain

    CBB Government Development Bond Issue No. 41 Oversubscribed

    Published on 3 July 2025

    Manama, Bahrain –3rd July 2025 – The Central Bank of Bahrain (CBB) announces that the issue of the 4-year Government Development Bond has been oversubscribed by 267%.

    Subscriptions worth BD 667.621 million were received for the BD 250 million issue, which carries a maturity of 4 years.

    The fixed annual coupon rate on the issue, which begins on 9th July 2025 and matures on 9th July 2029, is 6.25%.

    The Government Development Bonds are issued by the CBB on behalf of the Government of the Kingdom of Bahrain.

    This is Government Development Bond issue No.41 (ISIN BH000551W253).

    Share this

    MIL OSI Economics

  • MIL-OSI USA: Bristol, Rhode Island’s Red, White, and Blue Road Stripe

    Source: US Global Legal Monitor

    Bristol, Rhode Island may be best known for its Independence Day celebration. The town’s annual parade dates back to 1785, when Revolutionary War veteran, Rev. Henry Wright, began the tradition. This year, the town is celebrating the parade’s 240th anniversary.

    Participants of the 236th Bristol, Rhode Island, 4th of July parade, July 5, 2021. Photo by Flickr user U.S. Naval War College. July 5, 2021. Used under CC BY 2.0

    One unique aspect of the parade is that the parade route is painted year-round with a red, white, and blue center stripe. The U.S. Department of Transportation’s Manual on Uniform Traffic Control Devices for Streets and Highways mandates that lines be painted yellow when they are separating lanes of traffic going in opposite directions. However, in 1995, Congress granted Bristol permission to deviate from the yellow paint requirement in the National Highway System Designation Act of 1995 (Public Law No. 104-59). According to Section 353 (b) of the statute,

    (b) STRIPES.—Notwithstanding any other provision of law, a red, white, and blue center line in the Main Street of Bristol, Rhode Island, shall be deemed to comply with the requirements of section 3B-1 of the Manual on Uniform Traffic Control Devices of the Department of Transportation.

    Although other towns repaint their road stripes in red, white, and blue for July 4th, Bristol, RI, home to the oldest Fourth of July parade in the country, has congressional approval to permanently keep the patriotic paint.


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    MIL OSI USA News

  • MIL-OSI USA: Five UConn Student Teams Innovate Decarbonization This Summer Through Eversource-Supported Challenge

    Source: US State of Connecticut

    UConn is deepening its commitment to a sustainable future through a student-focused innovation challenge designed to reduce carbon emissions and promote clean energy solutions. In partnership with Eversource Energy, UConn has launched its third annual summer competition aimed at engaging students in the design of the future energy landscape.

    The competition has attracted an impressive group of participants, with five finalist teams comprising 11 students – five undergraduates and six graduates. These talented individuals represent eight diverse departments and schools: the Department of Chemical and Biomolecular Engineering, Department of Electrical and Computer Engineering, School of Civil and Environmental Engineering, and School of Computing in the College of Engineering; the Department of Agricultural and Resource Economics in the College of Agriculture, Health and Natural Resources (CAHNR); the School of Business; and the Department of Chemistry and the Department of Mathematics in the College of Liberal Arts and Sciences.

    This multidisciplinary representation brings together diverse perspectives and technical expertise to address the complex challenges of decarbonization and the energy transition across UConn campuses and Connecticut municipalities.

    Each team will receive summer funding and be paired with mentors from UConn faculty and Eversource Energy. The mentorship will support students in refining their proposals and addressing the practical dimensions of their clean energy solutions. This hands-on guidance is designed to help participants explore real-world applications of their research and ideas.

    The culmination of the teams’ work will be presented at the 2025 Sustainable Clean Energy Summit on Monday, Oct. 27, 2025. The event will take place alongside the 2025 North American Power Symposium, offering students a valuable platform to present their innovations to an audience of industry professionals, researchers, utility leaders and state officials.

    Following the Summit, the winning team will receive additional funding to continue their work throughout the academic year. This extended support aims to help transform early-stage ideas into actionable and impactful clean energy solutions.

    The continued collaboration between UConn and Eversource Energy underscores a shared commitment to environmental responsibility, climate resilience, and technological advancement. Through this initiative, students are empowered to take an active role in building a cleaner and more sustainable energy future.

    The projects and student teams selected for the 2025 Clean Energy & Sustainability Innovation Program are:

    Project 1: Fuel Cell as a Catalyst for Local Economic and Environmental Development

    Students: Songyang Zhou (Master’s Student, Data Science), Jane Torrence ’27 (BUS)

     

    Project 2: UConn’s Wastewater to Bioenergy: Integrated Chlorella Cultivation and Pyrolysis

    Students: Azeem Sarwar (Ph.D. Student, Chemical Engineering), Maham Liaqat (Ph.D. Candidate, Chemistry), Muhammad Hassan (Ph.D. Student, Chemical Engineering).

     

    Project 3: Dual Characterization of Innovative Hydropower Systems for Sustainable Energy Storage and Generation

    Students: Jonathan Hylton ’26 (ENG), Safiya Crockett ’26 (CAHNR).

    Project 4: Harnessing Tidal Energy for Shoreside Electrification: A Tool for Sustainable Power in Coastal Connecticut Marine Terminals

    Students: Aryanna Fontanez (Ph.D. Student, Civil Engineering), Yamila Garcia (Master’s Student, Computer Science and Engineering).

    Project 5: Proactive PV Maintenance Using Multi-Modal UAV Imagery

    Students: Nicholas Bailey ’26 (ENG, CLAS), Tyler King ’26 (ENG).

    MIL OSI USA News

  • MIL-OSI USA: UConn Magazine: The Good Neighbor

    Source: US State of Connecticut

    In Mister Rogers’ view, Michelle (Bussiere) Puzzo ’98 (SAH) is a hero.

    “Just help people,” says the co-founder, chief executive, and only paid staff member of UR Community Cares. “Just help people that say they need help.”

    Talking in her office on the second floor of the Eastside Neighborhood Resource Center in Manchester, Connecticut, Puzzo is the consummate responder, offering solution after solution to problems faced by older adults who seek to age in place in a world where community is diminished, aging is stigmatized, and help is hard to come by — and expensive.

    For decades after earning her bachelor’s in physical therapy, Puzzo provided in-home PT to older people after strokes, heart attacks, or surgeries. On most visits, patients would ask for something beyond the scope of her work — a hand with laundry, taking out the trash, or looking up a cleaning service on their smartphones.

    “Many people were just living — and struggling to live — alone at home,” she says. Many couldn’t afford an aide or didn’t qualify for assistance programs. She saw it on a personal level, too, with her own grandmother who suffered from macular degeneration and dementia. For years, Puzzo mowed her grandmother’s lawn ­weekly and helped her with miscellaneous needs, pitching in as the entire family rallied to help Meme live her later years in her home. “She was so reliant on us. It’s hard on a family,” Puzzo says. “We’re just not set up socially to have these support systems.”

    After Meme died in February 2019, Puzzo acted on the idea for UR (pronounced “your”) Community Cares, which had been gestating for a while. She registered her business with the state and set up a website; from there, it has been Puzzo waking up at 3 a.m. every day, tapping into resources, connecting with others who want to help, networking, marketing, and raising money to grow one person’s notion into a statewide organization of thousands.

    Just before the pandemic hit, Puzzo created Neighbors Helping Neighbors, the signature program of UR Community Cares. Its secure online platform connects volunteers with people over age 70 (or those over 18 with a disability) who need help. Participants on both sides undergo background checks (“Just because you’re 80 doesn’t mean you’re a good person,” Puzzo says), and volunteers can’t do any licensed work, but requests for housework, transportation, yardwork, and companionship are fair game.

    “The phone is ringing all day long — insurance company denials, lack of community support, people not able to drive themselves home from a colonoscopy,” Puzzo says. “This really adds value to communities to be able to support people that aren’t able to pay for private caregivers or handymen,” she continues. “The problem exists in every single town. The whole world is aging, and how are we going to handle it?”

    Read on for more.

    MIL OSI USA News

  • MIL-OSI Europe: From Strategy to Success: Ireland’s Enterprise Policy Sets Stage for 2035 Vision

    Source: Government of Ireland – Department of Jobs Enterprise and Innovation

    The Minister for Enterprise, Tourism and Employment, Peter Burke has launched the fourth and final Update Report on the White Paper on Enterprise Implementation Plan, marking the conclusion of a two-year implementation period that began in 2023 and went through to 2024.

    This report showcases the significant progress made across 40 strategic initiatives underpinned by 93 activities, with over 90% now delivered or on track for completion this year. The White Paper’s 15 key target metrics also show strong performance, particularly in areas such as employment, regional investment, and exporting.

    “It is excellent to see the progress that has been made across Government in realising the ambitions and objectives set out in the White Paper on Enterprise,” said Minister Burke. “This marks a period of sustained success for Irish enterprise, built on sustainability, innovation and productivity.”

    Advancements across digital transformation include the launch of the Grow Digital portal supporting SMEs in mapping their digital journey with over 10,000 page visits. Over €1.9 million was disbursed through European Digital Innovation Hubs, benefiting 337 companies with access to research infrastructure and technical expertise. AI adoption among SMEs increased from 8% in 2023 to 14.9% in 2024.

    In terms of net zero, Ireland’s Offshore Wind Strategy, Powering Prosperity, has been implemented with 38 of the 40 actions underway and €312.6 million was approved under the Growth and Sustainability Loan Scheme.

    Innovation and enterprise growth highlights included the €32 billion target for Irish owned company exports in 2023 which was exceeded at €34.57 billion, with the sector further supported by 90 High Potential Start-Ups (HPSUs) in 2024. The Knowledge Transfer Boost Programme was launched with €33.4 million to support spinouts and innovation.

    From a regional development perspective, 234 FDI projects were secured in 2024, with 58% located outside Dublin. Full employment was maintained across 2023 and 2024 with the Smart Regions Scheme and National Clustering Programme progressing toward a 2025 launch.

    Minister Burke went on to say, 

    “This fourth update report marks the completion of the implementation period for the White Paper on Enterprise. I will shortly commence the development of Enterprise 2035, a Programme for Government commitment to develop a new enterprise strategy with the ambition of enterprise growth and job creation over the coming decade. This work will complement wider efforts across Government to place Irish enterprise on a footing to grow and compete over the long-term in the face of international economic developments. I am currently developing an Action Plan on Competitiveness and Productivity which will address areas including innovation, infrastructure, regulation and costs, scaling of SMEs, and regional development.”

    Read the report in full here.

    Editors Notes

    The commitments set out in the White Paper on Enterprise, published in 2022, represent an ambitious vision for enterprise policy in the period to 2030, which will work to enable Irish-based enterprise to succeed through competitive advantage founded on sustainability, innovation and productivity, delivering rewarding jobs and livelihoods. 

    The 15 target metrics in the White Paper on Enterprise cover the Government’s ambitions across the areas of employment and seven identified priority policy objectives:

    1. integrating decarbonisation and net zero commitments;
    2. placing digital transformation at the heart of enterprise policy;
    3. advancing Ireland’s FDI and trade value proposition;
    4. strengthening the Irish-owned exporting sector;
    5. enabling locally trading sectors to thrive;
    6. stepping up enterprise innovation; and
    7. building on Ireland`s existing strengths and opportunities.

    Following publication of this fourth and final update report, the Department of Enterprise, Tourism and Employment will commence the development of Enterprise 2035. Enterprise 2035 was set out in the 2025 Programme for Government as a new enterprise strategy with the vision for a long-term ambition for enterprise growth and job creation over the coming decade.

    This policy will supersede the White Paper on Enterprise, maintaining a focus on building on Ireland’s strengths as an open economy with strong trade and foreign direct investment, a vibrant innovation ecosystem and a resilient labour market, while also adapting to new challenges in an increasingly uncertain world.

    ENDS

    MIL OSI Europe News

  • MIL-OSI: AI Chip Market Set to Soar to US$ 229.08 Billion by 2032, Fueled by Robust 20.49% CAGR: AnalystView Market Insights

    Source: GlobeNewswire (MIL-OSI)

    San Francisco, USA, July 03, 2025 (GLOBE NEWSWIRE) — The Global AI Chip Market is undergoing a seismic transformation as artificial intelligence continues to redefine how businesses operate, devices interact, and societies function. With a projected market value of USD 229,083.24 million by 2032 and a robust compound annual growth rate (CAGR) of 20.49%, this sector stands at the intersection of deep tech and digital transformation.

    At the heart of this momentum is a growing demand for purpose-built processing units capable of handling the high complexity of AI workloads. Traditional CPUs, once the backbone of computing, are being outpaced by AI chips such as GPUs, ASICs, FPGAs, and NPUs—designed to deliver faster computation, lower latency, and greater energy efficiency. These chips are now indispensable across sectors—from autonomous driving and industrial automation to smart consumer devices and medical diagnostics. The market’s evolution is not just driven by technological necessity but also by strategic shifts. Governments and enterprises alike are pouring resources into building resilient AI infrastructure, with the AI chip serving as the core enabler of scalable, real-time intelligence. As AI moves from concept to implementation across industries, the demand for high-performance computing is accelerating, and so is the AI chip ecosystem.

    Get a Sample Report of AI chip market @ https://www.analystviewmarketinsights.com/request_sample/AV4081

    Technology at the Core: What Makes AI Chips Different?

    AI chips are not just faster processors—they are purpose-engineered to manage billions of computations per second across neural networks. These tasks include matrix multiplications, data vectorization, and parallel execution, which are essential for AI functions like deep learning, natural language processing (NLP), and computer vision.

    Unlike general-purpose CPUs, AI chips can execute these complex operations with higher efficiency, enabling near-instant responses in applications such as voice assistants, facial recognition, and real-time translation. For cloud computing platforms and edge devices, these chips provide the processing muscle required for AI algorithms to function seamlessly at scale.

     Key Drivers Behind Market Growth

    1. Industrial AI Integration
      Businesses across manufacturing, logistics, retail, and energy are rapidly incorporating AI for predictive analytics, process automation, and intelligent decision-making. AI chips empower these systems to function in real time, transforming operational agility and accuracy. Over 70% of businesses in manufacturing and logistics are adopting AI to enhance efficiency and decision-making.
    2. Surge in Edge AI Devices
      The demand for localized, low-latency AI processing is pushing AI chip deployment to the edge—embedded in mobile phones, drones, surveillance cameras, and autonomous vehicles. This shift to edge computing is minimizing reliance on cloud infrastructure and enabling real-time decision-making.
    3. Governmental Support and Funding
      Global investments in AI R&D and chip manufacturing are expanding at a record pace. For instance, the U.S. CHIPS Act and China’s “AI 2030” initiative are fueling domestic innovation. Europe, too, is actively funding AI research with an eye on digital sovereignty.
    4. AI-Powered Consumer Products
      From smart speakers to fitness trackers and home automation, AI chips are embedded in everyday consumer electronics. Their capability to support machine learning in real-time makes them vital for user personalization and seamless functionality.
    5. Data Center Expansion and Cloud AI
      Cloud service providers like AWS, Microsoft Azure, and Google Cloud are equipping their data centers with AI accelerators to meet surging demand for model training and inference workloads. AI chips are pivotal in reducing power consumption while improving performance in such environments.

    MARKET KEY PLAYERS:

    • Advanced Micro Devices
    • Amazon
    • General Vision
    • Google
    • Gyrfalcon Technology
    • Huawei Technologies
    • IBM
    • Infineon Technologies
    • Intel
    • Kneron
    • Microsoft
    • MYTHIC
    • Nvidia
    • NXP Semiconductors
    • Qualcomm Incorporated
    • Samsung Electronics
    • Toshiba
    • Wave Computing
    • Apple INC.
    • Others

    Market Challenges: Risks Alongside Opportunities

    Despite its bullish outlook, the AI chip market faces several critical challenges:

    • Security and Privacy Concerns: As AI becomes deeply integrated into critical systems, safeguarding data integrity and user privacy is more important than ever. Misuse or vulnerability in AI processing hardware can have serious implications.
    • Supply Chain Disruptions: Global chip shortages and reliance on a few key semiconductor foundries have exposed vulnerabilities in the supply chain. Geopolitical tensions further compound this risk.
    • High R&D and Manufacturing Costs: Developing next-gen AI chips demands significant capital and technical expertise. Startups may face high entry barriers due to the dominance of large corporations with established IP and fabrication capabilities.

    TABLE OF CONTENT

    1. AI Chip Market Overview
    1.1. Study Scope
    1.2. Market Estimation Years
    2. Executive Summary
    2.1. Market Snippet
    2.1.1. AI Chip Market Snippet by Product Type
    2.1.2. AI Chip Market Snippet by Technology
    2.1.3. AI Chip Market Snippet by Application
    2.1.4. AI Chip Market Snippet by Function
    2.1.5. AI Chip Market Snippet by End User
    2.1.6. AI Chip Market Snippet by Country
    2.1.7. AI Chip Market Snippet by Region
    2.2. Competitive Insights
    3. AI Chip Key Market Trends
    3.1. AI Chip Market Drivers
    3.1.1. Impact Analysis of Market Drivers
    3.2. AI Chip Market Restraints
    3.2.1. Impact Analysis of Market Restraints
    3.3. AI Chip Market Opportunities
    3.4. AI Chip Market Future Trends
    4. AI Chip Industry Study
    4.1. PEST Analysis
    4.2. Porter’s Five Forces Analysis
    4.3. Growth Prospect Mapping
    4.4. Regulatory Framework Analysis ….

    Regional Outlook: Asia-Pacific Leads the Way

    The Asia-Pacific region dominates the global AI chip market and is projected to maintain its lead throughout the forecast period. Countries like China, South Korea, Taiwan, and Japan are investing heavily in AI education, R&D, and semiconductor infrastructure. The region also benefits from a strong electronics manufacturing ecosystem and rising demand for AI-enabled consumer and industrial products.

    North America, home to major AI and semiconductor companies, remains a critical hub for innovation. The region sees significant investment in cloud data centers, autonomous driving, and AI-driven healthcare systems.

    Europe is focusing on building ethically aligned and sustainable AI ecosystems. With a strong emphasis on regulations and cross-border collaboration, the region is shaping a trustworthy AI framework—favorable for long-term growth.

    Competitive Landscape: Innovation Fuels Competition

    The AI chip market is fiercely competitive, marked by rapid innovation, M&A activity, and strategic partnerships. Key players include:

    • Nvidia: Leading the GPU segment, with powerful AI platforms like the A100 and H100 chips.
    • Intel: Diversifying through acquisitions and offering a mix of CPUs, FPGAs, and specialized AI processors.
    • AMD: Gaining momentum with powerful multi-core GPU architectures for AI workloads.
    • Google: Driving cloud AI performance through its custom Tensor Processing Units (TPUs).
    • Apple: Integrating neural engines directly into its mobile chips for on-device intelligence.
    • Startups: Firms like Kneron, MYTHIC, and Graphcore are disrupting the market with domain-specific AI accelerators.

    Companies are steadily shifting to hybrid infrastructures that blend cloud and edge computing, emphasizing energy-efficient, scalable architectures seamlessly integrated with AI software ecosystems.

    The industry presents a high-growth opportunity driven by surging demand for hybrid AI infrastructure. Investors should focus on companies innovating in energy-efficient AI chipsets optimized for edge-cloud synergy. Priority targets include firms with robust AI software stack partnerships and IP portfolios in low-power, high-performance chips—especially in sectors like automotive, industrial automation, and next-gen robotics.

    Browse More Reports from AnalystView Market Insights: 

    Textile Recycling Market

    Medical Nonwoven Disposables Market

    High-End Synthetic Suede Market

    Bispecific Antibodies Market

    Activated Carbon Fiber Market

    The MIL Network

  • MIL-OSI United Kingdom: Martyn Oliver’s speech at the Festival of Education

    Source: United Kingdom – Executive Government & Departments

    Speech

    Martyn Oliver’s speech at the Festival of Education

    Sir Martyn Oliver, Ofsted’s Chief Inspector, spoke at the 2025 Festival of Education.

    Optimism, inclusion and Ian Dury

    Good morning, everybody. I’m delighted to be here at the festival of education; to be here in the beautiful grounds of Wellington school; here in the sunshine.

    And that’s apt because I’m hoping in the time we have together this morning we can let a little sunshine in. We can talk a bit about optimism. I want us to think about why we do what we do as educators, as people who work in this field: in many cases, as people who have dedicated their working lives to improving the life chances and prospects of a younger generation.

    I thought I’d open my speech this morning with a cliché. And I thought I’d try and find out who coined that cliché and how far back it goes. But there is no clarity about who first said, ‘school days are the best days of your life’. So, as we all do, I asked AI for the answer – and I know a lot of the discussions over the next couple of days are going to be dominated by the march of AI.

    The AI summary told me that ‘the phrase doesn’t have a clear single origin or a specific person who first said it’. It went on: “one early reference comes from a 1910 song titled School Days by Will D. Cobb and Gus Edwards which includes the line school days, school days, dear old golden rule days. While not an exact match it captures the nostalgic view of school days as a cherished time.”

    So, no answer then.

    Like all cliches, this one has survived because it works – because it’s true, at least for many of us (though not all, and I’ll return to this later). It alludes to the idea of a more carefree time, of friendships built in the playground, of growing confidence, moments of satisfaction, of joy – reasons to be cheerful to quote Ian Dury. That’s why we say it.

    I’m starting with that cliché because I want to strike an optimistic note this morning – which is not always a natural position for people in our profession to adopt. Things are always tough in education; there are always challenges to overcome. There are new expectations put on all of us – and it’s not lost on me that you’re waiting to read about Ofsted’s revised inspection model in September. There’s never enough money to go around. Doing ‘more with less’ is another cliché – as old as it is tiresome – but still a reality that we need to accommodate.

    But even so, I still believe there are plenty of reasons to be cheerful and reasons to be optimistic. And those reasons are rooted in schools. These transformative institutions that have shaped lives for centuries and will, I hope, shape them for centuries to come.

    However hard bitten and cynical we may have become over the years, most of us can look back to our school days and agree that they were, at least some of the happiest days of our lives.

    Schooling shapes lives

    I want to talk a little bit about what school meant for me.

    I’ll do my best to do this without the aid of rose-tinted spectacles. I shan’t be skipping through the daisies of my mind as it were. There’s a lot that wasn’t great about my school days. The quality of teaching and the quality of the curriculum I was taught was not good enough – and I think that was something that an awful lot of schools in the 1970s and 80s had in common. Standards were not high, and aspiration was not always encouraged.

    But, as with many of us, I had stand-out, individual teachers – people who I really connected with and who helped shape my life. People like my art teacher, Mrs Scarsbrick – she had a wonderful skill for painting and drawing landscapes. I remember that watercolour paintings of trees was her particular talent, whilst I was already increasingly focusing on portraiture, which I later went on to study.

    Then Mr Senior, the English teacher who inspired me from the first lesson at the beginning of secondary school. That very first lesson in September started with a brand new, hardback book: Steinbeck’s Of Mice and Men. We spent the first 10 minutes being instructed on how to loosen the binding and prevent cracking the spine. I also remember being devastated when he took a secondment to the USA when I was in Year 4/5 (Year 10/11 now): I took GCSEs in their first year of use and can recall even now that some teachers were totally lost in the new specification – so losing my trusted English tutor at this crucial time was especially difficult.

    And there was Mr Ashton, the PE teacher who arranged for me to go training 3 lunchtimes a week – running the well-known, and often well-hated, cross-country course with his staff, as I was a budding cross-country runner. 

    Each of these experiences recall relationships. Relationships with teachers – teachers who went above and beyond, teachers who I placed trust in and who I knew had my best interests at heart. They didn’t just inspire in art, English and PE, they inspired my interest in education, in teaching itself.

    And school had another function for me. It was the place I built friendships.

    I was extremely ill from the age of 2 to 12 (the crucial years to get the best start in life) and whilst my school attendance was good, the powerful drug I was on had clear side effects for me which affected my concentration. The drug relied on sedation – ideal in helping me be well, but not at all good for educational purposes! 

    I undoubtedly would have had an EHCP had such things existed then. Instead, I had a few stand-out teachers who cared for me as an individual and I had an army of excellent friends. The benefit of living on a new housing estate meant that many families moved onto the estate at the same time and I had dozens of peers who lived on the same street, let alone the same estate, who I could rely upon to help me.

    Generational shifts

    A lot has changed over the years in our schools. The quality of education has most definitely changed for the better. There are lots of reasons for that – including better training and development for teachers – the greater professionalisation of the sector in general. And you would expect me to make an argument that the introduction of Ofsted 30-odd years ago had a real impact in improving consistency in education and driving improvements.

    But alongside rising standards, schools have also changed to fit the needs and expectations of each generation. They’ve evolved alongside society. They have adapted to new qualifications, crafted new curriculums, embraced new subjects. Perhaps more than anything else, schools have responded to the advance of new technology.

    In my school days technology in the classroom was generally limited to that moment when the teacher would wheel out the big telly to play us a video – hugely exciting at the time of course. (The debate then was Betamax or VHS, what’s the equivalent debate now? Is it perhaps, generative or predictive AI?)

    But as computers made their way into schools, there was a more profound change. And that became seismic when the computers were no longer confined to the corners of classrooms and moved into our pockets. Their influence is everywhere and drives the debates and disagreements over the place of technology in learning.

    Artificial intelligence

    Right now, that debate is focused on artificial intelligence. It dominates the discourse in the media, and at events like this one. It’s a big topic of conversation at Ofsted and within government more widely.

    We’ve recently published a piece of research commissioned by the DfE which looks at early AI adopters in education. The research found that AI is beginning to have real benefits in terms of staff workload – particularly in areas like lesson planning; and that leaders are clear that they are prioritising safe, ethical and responsible uses of AI. So no robot teachers yet!

    It seems that there is always a commentator keen to tell us how AI will either transform learning or destroy it; how it presents an existential challenge to the traditional approach to education that we’ve all grown up with.

    But I would mount a defence of the traditional approach. Right now, many children live much of their lives online. Socially, they are never ‘off’ and always in touch with their friends. And they increasingly receive life lessons from influencers or AI– generated summaries. I would argue that the place of learning, real learning, classroom learning – with human interactions – has never been more important.

    Young people are growing up in an increasingly curated world in which their favoured influencers or corporate algorithms can have a disproportionate impression on their views and opinions. It’s more important than ever that young people are able to lift their eyes from the screen and connect with their teachers, in person.

    They need broad, balanced, considered and above all challenging information to help them learn and to help them grow. Being an art teacher, it was never lost on me that drawing makes you look harder at the world around you, it greatly increases your attention. It seems to me that many technologies now do the exact opposite and actively seek to give short-term, instant gratification.

    Not far short of 4 hundred years ago, John Milton wrote that he couldn’t ‘praise a cloistered and fugitive virtue, unexercised and unbreathed, that never sallies out and sees her adversary.’ He was arguing in favour of freedom of speech – ironically one of the great supposed touchstones for today’s keyboard warriors. Except, of course, they generally mean freedom of speech only for those that agree with them. In fact, in Areopagitica, Milton highlights the idea that true virtue is developed through experience and engagement with challenges, not through avoidance or seclusion.

    In a way there’s something cloistered about living one’s life in a curated online environment. You may be able to find ‘the best that has been thought or said’ if you go looking for it. But who’s guiding you through it? Where’s the human connection? And of course, where’s the protection?

    Community, relationships and learning

    Schools have never just been places of learning. They were, and are places of safety, even refuge. Places of community and connection. Places of friendship and humanity. They are citadels of childhood: communities within communities looking after their own and helping children develop into well-rounded adults – capable of looking after others in turn.

    Human relationships lie at the heart of every school’s success. And I’ve said ‘schools’ today, as they are the great universal service. But of course, those relationships begin for many in nurseries and continue on into further or higher education. Human connection is what makes education tick. And that is particularly true for more vulnerable children – those who need a little more attention paid to their wellbeing, alongside their education.

    Of course, schools have statutory roles to play. Safeguarding is an absolutely fundamental part of what we look at on inspection. Its principles are described over nearly 200 pages of guidance in Keeping Children Safe in Education. Safeguarding is something that all of us involved in education prioritise perhaps above everything else – and it’s a human process, not paperwork. People working together to safeguard children. Nothing infuriates me more than glib commentary about schools falling short on inspection because of duff paperwork – or schools pulling the wool over inspectors’ eyes because their paperwork is on point.

    Any of us here who have worked in schools understand that safeguarding starts with relationships. Good teachers, good head teachers know their pupils. They know which children are having a tough time in their life. They know which children are experiencing vulnerability for one reason or another. Perhaps it’s part of their life story – they are a child in care, or a child with special educational needs, or a child growing up in poverty. But really great teachers understand too that children will experience short-term difficulties – because childhood is full of challenges. Well-being issues, mental health issues, family issues, financial issues. It’s the ebb and flow of growing up for so many children and the really great schools get that.

    When I was head teacher of a secondary school with 2,200 pupils, those personal relationships were clearly difficult, but I always made it my priority to support those who needed us most, no matter how busy I might be – and that always involved working with parents and carers, as well as the pupil. I also understood, from my own personal experience, that children form relationships with those they trust – their art, English or PE teacher, in my case.

    Schools provide a safe, protective environment. To continue with my ‘citadels of childhood’ metaphor: they have walls, and they have watchers on those walls. But it’s within the walls where lives are changed. Where sparks of interest are fanned into flames and children can discover talents, they weren’t aware of, and passions that take them by surprise. They are taught the knowledge and skills that they need for life – but also the subjects that bring them joy.

    Cynics sometimes decry the norms of education. Exams are ‘gradgrindian’ in their eyes, the 3 R’s are no longer preparing children for the ‘jobs of tomorrow’. And Ofsted are accused of being enforcers for this ‘out-of-date’, ‘joyless’ system – forcing schools to jump through these hoops.

    Well let me tell you how it looks from where I’m standing. For Ofsted, teaching a full, rich range of subjects isn’t just a nice to have, it’s fundamental to a great education. Music and art and sports aren’t add-ons to the core curriculum, they are some of the most important subjects to study, in terms of developing a child’s awareness of the world around them. And in a more macro sense, feeding into the cultural evolution of our country and pushing civilization on.

    It often surprises people when I say that I started out as an art teacher, in 1995. Art was my passion then and it’s still my passion now. When I have the time I love to paint. I find that it forces me to slow down and deeply observe the world around me. But I too feel that temptation to pick up my smartphone and check my emails far too often, breaking the observational trance-like state. I can only imagine how difficult and tempting this is for children.

    Opening doors

    Of course, learning about art means learning about perspective.

    That’s a good thing in the context of mental health and well-being – such hot topics, sadly, at the moment. But if you think about the influence of art on human history – its central role in the Renaissance, or the influence of perspective on the Age of Discovery – art has been a driver of exploration, of invention and pushing back the frontiers of human knowledge.

    It is also no surprise to an art historian that there is expression in breaking the established rules – that’s the essence of original creativity. So 500 years after the rules of perspective were established, the Cubists proved this point. Life evolves as we move with the times. Another favourite quote of mine is from Lampedusa’s, Il Gattopardo, “if we want things to stay as they are, things will have to change”. It’s quite a common refrain that children should be taught ‘creativity’ – but creativity relies upon a deep understanding of knowledge and facts; it comes from pushing at the limits of knowledge, and first you need to be taught where those limits are.

    Every subject we teach our children opens doors for them. So, the rounded classroom experience: a broad and rich curriculum, structured carefully by expert teachers and taught within a safe and welcoming environment, is fundamental to the intellectual growth of individuals and the development of society. Matthew Arnold’s quote still holds. ‘The best that has been thought and said’ still matters. And while an AI-enabled search engine can find the raw material, I wouldn’t want to entrust the teaching to the same machine – at least not without the art and skill of the teacher as a guide and storyteller.

    The classroom experience is based on human relationships and a sense of belonging. I spoke about the first priority for schools being the safety of children. Well, children feel safe when they know somebody cares. When they know that their teachers will show up and keep showing up day after day to make sure they’ve learned what they were taught yesterday and are ready to learn something new today. We can’t outsource human contact. Teachers are, and must always remain, the heart of education.

    And education is an exercise of the heart as much as it is of the head. It’s about support and care, as well as instruction. They go hand in hand. Which brings me on to inclusion.

    Inclusion

    As you’ll all be aware Ofsted will publish the full details of our revised education inspection framework in early September. We’re taking time to analyse and consider all of the feedback we were given in the public consultation this spring. There will be some changes from the proposals we published back in February. But I don’t think I’m jumping the gun to say that inclusion will remain a central tenet – perhaps the central tenet in our new approach.

    And I hope the reason for that is obvious. It’s my north star. Inclusion is both my guiding principle and the fire in my belly. That was true as a teacher, as a head of sixth form, as a head teacher, as a multi-academy trust leader. It’s true now for me as His Majesty’s Chief Inspector.

    Those of you who have spent far more time than is healthy listening to or reading about the things that I’ve said since taking on the job, will have heard me talk about vulnerable and disadvantaged children. Asserting repeatedly that if schools get it right for the most vulnerable and disadvantaged among their pupils, they will get it right for all of their pupils.

    I use that phrase time and time again because I happen to believe that it’s true. And I have been challenged on my assertion now and then. But I have never seen or heard of a school that looks after the interests of disadvantaged and vulnerable children perfectly well but lets down those pupils who aren’t grappling with some of life’s more obvious challenges.

    That’s because those schools get it. They know their children and they understand that the secret of success lies in the relationships that bind the school community together.

    A school that truly understands the needs of its pupils will do right by its most vulnerable children, by its most gifted students and by all those children in-between.

    As always when we at Ofsted talk about a concept – like inclusion – it sparks debate and it energises the commentators and consultants to try and unpick what we mean.

    It’s really about relationships. It’s about belonging and thriving. It doesn’t mean being soft on behaviour or attendance. It doesn’t mean taking a dim view of head teachers who find the need to suspend or exclude a child, either in the pupil’s best interests or the interests of their classmates.

    When we talk about schools as places where children can feel safe, to grow, develop and express themselves we mustn’t forget how stabilising it is to understand the rules and to know they will be applied consistently and fairly. In the words of that 1910 song again: “School days – dear old golden rule days.”

    No – inclusion is about making sure that all pupils feel that they belong – no matter their personal talents or aptitudes, or the barriers and obstacles they need to overcome to feel that sense of belonging.

    And it is about putting disadvantaged and vulnerable children at the heart of what you do – as they will be at the heart of what we do as an inspectorate.

    And just as the term ‘inclusion’ can be a little hard to pin down, it’s also not easy to define what we mean by vulnerable. I think we all instinctively have a better understanding of disadvantage. There are clearer definitions. I’m sure everybody here who works in a school will be aware of how many of their children attract pupil premium for example. I’m sure many of you could reel off names.

    The concept of vulnerability is a little looser. Statutory responsibilities point us to formal designations: children with SEND, children who are looked after by the state. It’s absolutely right that we all maintain a laser-like focus on those children. But what about others who are experiencing vulnerability?

    I recently met with groups of young carers. Listening to their experiences and perspectives was both interesting and humbling. They feel a bit forgotten. All too often they are not included in our headline definitions of vulnerable children. And yet they are vulnerable. They don’t have the care structures that so many of us took for granted during our own childhoods. Instead, they themselves are the care structures for the adults in their lives. That has a huge impact on the way they view themselves, the way they view their potential and the way they think about their future.

    This week we published a piece of work that we commissioned from the National Children’s Bureau. We asked the NCB to consider how we might better define vulnerability in the context of our work.

    Their report is entitled ‘from trait to state’ and the definition of vulnerability that it puts forward leans into the idea that children move into and out of various degrees of vulnerability throughout their childhood.

    This describes vulnerability less as an immutable trait and more of a fluid state. It’s an interesting, and a logical concept, speaking to the importance of relationships that I’ve addressed in my comments today. Of course, it doesn’t detract from the responsibility that we all have to the children with SEND, those in care and children supported through pupil premium funding.

    But I think this definition gives us more latitude to think about how life impacts on the well-being of children in different ways, at different times. And how we best address vulnerability within the safe and nurturing communities that we create.

    I remember a particularly vulnerable cohort of SEND students who my SENDCO was desperately worried about leaving school at 16. So, she worked with their families and offered a uniquely bespoke post-16 course which gave this group the time and support that they needed to prepare for the transition to further education and employment. My wonderful SENDCO knew the children and worked to influence the entire school’s post-16 provision to meet their needs…it wasn’t a case of insisting that those children meet the needs of the school!

    Aspiration and optimism

    Education should be aspirational. And it should be aspirational for every child. Not everyone can ace their exams and get into Oxbridge. Not everyone will want to. Not everyone will turn a passion for music into a career as a concert pianist. But everyone can aim to learn a little more, develop a new skill and improve themselves one step at a time.

    That is as true for children with SEND as it is for those without; it’s as true for the poorest children as it is for the wealthiest. That’s not to deny the existence of barriers, but rather to flag a determination to overcome them.

    And if we are aspirational for all children, it stands to reason that we should be aspirational for all schools. I nodded earlier to the influence of Ofsted over the last 3 decades. I do believe that inspection helps schools look at where and how they can improve. It doesn’t make the improvement happen – that’s down to brilliant teachers and brilliant leaders working within their school community. But done right inspection can provide some pointers in the right direction.

    I’ve repeatedly said that I want inspection to feel done with not done to. That’s not just a nice touchy-feely sentiment. I want inspection to mirror what goes on in the places we inspect. Education at its best is done with, not done to. The best schools – the citadels of childhood – are places of belonging, rooted in human relationships and a sense of shared endeavour. They are optimistic places.

    Optimism isn’t easy. Particularly at our age…and especially if we read the papers!

    But children are optimistic. It’s a natural state of mind when you’re young, with your life stretching ahead of you, enjoying the best years of your life.

    It’s so much easier to be pessimistic and cynical as you get older. Because they are learned behaviours. But they should never be taught ones.

    That’s on all of us.

    Thank you for all you do for children and learners – and thank you for listening.

    Updates to this page

    Published 3 July 2025

    MIL OSI United Kingdom

  • MIL-OSI United Kingdom: expert reaction to Government’s 10 Year Health Plan

    Source: United Kingdom – Executive Government & Departments

    Scientists comment on the Government’s 10 Year Health Plan. 

    Prof Siddharthan Chandran, Director the UK Dementia Research Institute, said:

    “This bold and visionary 10-year plan that embraces the digital-data revolution will position the UK to lead again in health innovation.

    “We particularly welcome the move toward a neighbourhood health service. We know from our research and our community of people with lived experience of dementia that this is what they wish to see. At the UK Dementia Research Institute, our researchers are working with the NHS to integrate ‘at home’ pioneering digital and AI tools and technology to allow people with dementia to live safely, well and in their own homes for longer with reduced need for hospitalisation.

    “As the UK’s national research institute for dementia and related neurodegenerative conditions, we are leading transformative research that will lay the ground for individualised prediction, prevention and brain protection to ensure healthy brain ageing for all.”

     

    Professor Steve Turner, RCPCH President, said:

    “The 10-Year Health Plan makes a bold and welcome commitment to transforming the NHS into a more accessible, community-focused service, and offers a vital opportunity to reimagine how we deliver care to children and families. I’m really pleased to see the Plan emphasise prevention, early intervention, and integrated care. Embedding paediatric expertise within neighbourhood health teams, alongside mental health professionals, health visitors, and community workers, could be transformative for children – especially those with complex or long-term conditions.

    “Fundamentally, the success of this plan will also depend on sustained investment in the paediatric workforce. Children’s needs are unique, and these new models of care must be underpinned by adequate staffing, training, and support for professionals working in community settings, alongside equitable funding between children’s and adult’s services.

    “We must jointly seize the opportunity to transform child health, and as such RCPCH now look forward to working closely with government and NHS leaders to deliver a robust implementation plan for child health and realise the government’s ambition to raise the healthiest generation of children ever.”

     

     

    *DHSC Press Release: https://www.gov.uk/government/news/pm-launches-new-era-for-nhs-with-easier-care-in-neighbourhoods

     

    Declared interests

    The nature of this story means everyone quoted above could be perceived to have a stake in it. As such, our policy is not to ask for interests to be declared – instead, they are implicit in each person’s affiliation.

    MIL OSI United Kingdom

  • MIL-OSI United Kingdom: Views sought on proposals for protecting Scotland’s environment

    Source: Scottish Government

    Draft plan to tackle nature loss, climate change and pollution

    Members of the public are being asked to have their say on proposals aimed at boosting the health, prosperity and wellbeing of communities by improving Scotland’s environment.

    The draft Environment Strategy sets out the opportunities for strengthening Scotland’s economy and improving people’s lives as a result of restoring and regenerating biodiversity, cutting levels of pollution and waste, supporting national net zero targets and improving Scotland’s environmental impact on countries across the world.

    It includes key government actions which aim to support green jobs and industries, tackle poverty and promote social justice including:

    • the transition to a circular economy through the reuse and repurposing of materials
    • increasing renewable energy generation in Scotland and supporting industrial decarbonisation with independent scenarios from Ernst and Young (EY), showing that with the right support, Scotland’s low carbon and renewable energy sector could support nearly 80,000 jobs by 2050
    • projects to restore nature – including those supported through the Nature Restoration Fund – which are also improving people’s physical and mental wellbeing by providing greater access to nature

    Cabinet Secretary for Climate Action and Energy Gillian Martin said: “This draft Environment Strategy sets out ways in which Government action will help tackle the nature crisis, as well as reduce pollution and support our net zero targets.

    “These issues are interlinked, and by tackling them together we can protect our planet in ways that improve people’s health and wellbeing, reduce inequalities, and create new opportunities for business and investment.

    “We have already made significant progress in improving Scotland’s environment. We have cut pollution levels by banning a number of the most problematic single-use plastic products and introduced Low Emission Zones.

    “Scotland’s energy grid is also greener, thanks to the increase in the amount of renewable energy we now generate, we are more than halfway to reaching net zero by 2045, and our forthcoming Natural Environment Bill will introduce new statutory targets for restoring nature. 

    “However there is still much more we can do – and it is vital we tackle these global crises in ways that create wider benefits for Scotland – supporting green jobs and industries, improving people’s health, tackling poverty and promoting social justice.

    “I urge everyone with an interest to have their say on the proposals.” 

    Deputy First Minister and Cabinet Secretary for Economy and Gaelic Kate Forbes said: “This draft Strategy shows how we can achieve both our environmental and our economic ambitions for Scotland, highlighting the business and investment opportunities that will flow as we move to a net zero, nature positive future.”

    Background

    The draft Environment Strategy will be open for public consultation until 25 September 2025

    Consultation on the draft Environment Strategy

    The draft Strategy fulfils Ministers’ obligation under section 47 of the UK Withdrawal from the EU (Continuity) (Scotland) Act 2021 to prepare, consult on and publish an environmental policy strategy. Section 47 of the Continuity Act also requires Scottish Ministers to have due regard to the strategy when making policies, including proposals for legislation.

    MIL OSI United Kingdom

  • MIL-OSI United Kingdom: Managing healthcare easy as online banking with revamped NHS App

    Source: United Kingdom – Government Statements

    Press release

    Managing healthcare easy as online banking with revamped NHS App

    NHS App to become complete digital front door to NHS, where patients book appointments, manage medicines, and view data

    • PM sets out how 10 Year Health Plan will bring NHS into 21st century to meet the needs of patients around the country
    • Patients to make self-referrals via App, connect with a clinician, link-up wearable tech, and gain free access to health apps
    • Plan for Change will rebuild NHS and see ground-breaking Single Patient Record finally in one place – viewable on App from 2028

    Patients will be able to access a range of healthcare services and advice at the touch of a button, Prime Minister Keir Starmer has set out today, as the Government’s Plan for Change drives forward fundamental reform to the NHS to make it easier and fairer for everyone to access the care they need.

    Launching the 10 Year Health Plan today – the government’s roadmap to rebuilding the health service to make it fit for the future – the PM set out how the App will act as a digital front door to the health service, overhauling how people get advice, manage appointments and interact with services to make their healthcare more convenient and more personalised.

    For the first time, patients will be able to book, move and cancel all their appointments on the App – ending the 8am scramble for a GP – and the App will use artificial intelligence to provide instant advice for patients who need non-urgent care, available 24/7.

    Through the plan, which has been published in Parliament today, patients will have quicker, better access to the right care. They will be able to self-refer on the App to mental health talking therapies, musculoskeletal services, podiatry, and audiology – freeing up GPs and new Neighbourhood Health Services to focus on providing direct care while dramatically slashing waiting lists for these services – delivering on the government’s Plan for Change promise to cut waiting lists.

    Accessing healthcare will be quicker than ever thanks to expanded features on the app. People will be able to manage their medicines and book vaccines from their phone, connect with a clinician for a remote consultation, and even leave a question for a specialist to answer without making an appointment. Patients simply being able to book an appointment digitally rather than today’s convoluted process will save the NHS £200 million over 3 years.

    For parents, the new App will deliver a 21st century alternative to the ‘red book’, ensuring that their children’s medical records are available to them in their pocket, so they do not have to carry their red books to every appointment. It will also provide advice and support throughout childhood, offering guidance on weaning and healthy habits. Over time, it will record feeding times, monitor sleep, and use AI analytics to understand the best way to care for children when they are unwell.

    The changes will build on the progress Government has already made to increase the number of hospitals allowing patients to view appointment information on the app. Almost 12 million fewer paper letters have been sent by hospitals since July 2024. Forecasts for this year show the use of in-app notifications for planned care will prevent the need for 15.7 million SMS messages.

    Prime Minister Keir Starmer said:

    For far too long, the NHS has been stuck in the past, reliant on letters, lengthy phone queues and even fax machines.

    But that doesn’t match the reality of our daily lives, where everything from shopping and banking to entertainment and travel can be sorted with the touch of a button from our phones.

    To rebuild our NHS, we have to make sure it reflects the society it serves. That’s why our 10 Year Health Plan will bring it into the digital age by opening up fairer and more convenient access to healthcare. Through our new App – a digital front door for your care – parents will be able to keep track of their children’s health through an online ‘red book’ fit for the 21st century, and we will put a stop to patients having to endlessly repeat their medical history thanks to a single patient record.

    Our Plan for Change promised to make our NHS fit for the future and that’s what we are getting on with delivering – fixing the foundations of our health service and making sure it will be there to look after us for decades to come.

    This is one major arm of the technological innovation at the heart of the 10 Year Health Plan launched today, which also includes introducing the single patient record, rolling out AI scribes to take notes for clinicians, using Generative AI to create the first draft of care plans, and introducing single sign-on for NHS software.

    The government’s 10 Year Health Plan sets out the fundamental reforms we will deliver to address the challenges facing the health service in the face of inherited underinvestment and neglect and the evolving needs of a modern society.

    Speaking at the launch of the plan today, the PM set out how the plan will deliver three key shifts to make the NHS fit for the future: hospital to community; analogue to digital; and sickness to prevention. Through fundamental reforms to rewire the NHS around these shifts, the plan will deliver the government’s pledge to cut waiting lists, improve healthcare for everyone wherever they live, and ensure the NHS is equipped to look after us for decades to come.

    This historic transformation will fundamentally change the future of healthcare, and it will be underpinned by a new Single Patient Record. This will finally bring together all of a patient’s medical records into one place, so patients do not have to repeat their medical history to each clinician they see. The Single Patient Record will make sure patients get seamless care no matter who they are being treated by in the NHS.

    Two-thirds of outpatient appointments – which currently cost in total £14 billion a year – will be replaced by automated information, digital advice, direct input from specialists and patient-initiated follow ups via the NHS App.

    Health and Social Care Secretary Wes Streeting said:

    The NHS App will become a doctor in your pocket, bringing our health service into the 21st century.

    Patients who can afford to pay for private healthcare can get instant advice, remote consultations with a doctor, and choose where and when their appointments will be. Our reforms will bring those services to every patient, regardless of their ability to pay.

    The 10 Year Health Plan will keep every patient fully informed of their healthcare and make using the NHS as easy and convenient as doing your banking or shopping online. It will deliver a fundamental shift in the way people access their care – from analogue to digital.

    A new Single Patient Record will bring an end to the frustration of repeating your medical history to different doctors. Instead, health and care professionals will have your record in one, handy place, so they can give you the best possible care.

    Through our Plan for Change, this Government is shifting care to digital and delivering an NHS which is truly fit for the future.

    The Government will make the Single Patient Record possible through new legislation that places a duty on every health and care provider to make the information they record about a patient, available in the Single Patient Record. 

    We will also legislate to give patients access to their record by default. From 2028, patients will be able to view it, securely, on the NHS App. Over time, that data will include not only medical records, but a personalised account of health risk, drawing from lifestyle, demographic and genomic data – helping catch problems early before they develop, and prevent people from poor health.

    The Single Patient Record is designed as National Critical Infrastructure. This means it will be built and maintained to meet the highest levels of security, equivalent to those used for the UK’s most vital systems, such as energy and transport networks. Health and care professionals treating and caring for a patient will have secure access to their record; patients can control who else they share it with and will have a robust audit trail of who has accessed their record.

    Sir Jim Mackey, Chief Executive at NHS England, said:

    The NHS App will be at the heart of the tech transformation we’re planning for the NHS to give people much more ownership of their healthcare – all from wherever they are at the tap of a screen. 

    Millions of us already have the app downloaded on our phones and the improvements we’re introducing as part of the 10 Year Health Plan, from booking appointments and speaking to clinicians online to seeing all your medical records in one place, will make the NHS App the digital front door to the NHS.

    A My Health tool will include real-time data from wearables, biometric sensors, or smart devices and will connect to relevant NHS data too – whether that is the results of recent tests at home or in a neighbourhood health centre. Wearables will be able to feed vital data into the App such as step count, heart rate and sleep quality, to provide tailored, personal health advice. The single patient record will have robust security controls.

    And a new My NHS GP tool will harness AI to direct people to the most appropriate and timely care they need. In some cases, it will advise on self-care – and help direct patients to well-evidenced consumer healthcare products. In others, it might direct to a community pharmacy, a neighbourhood health centre or to emergency care.

    Over the course of the plan, the features set to be developed through the NHS App will include the ability to:

    • My NHS GP – book a remote or face-to-face appointment, and receive personalised health advice using new AI tool
    • My Specialist – self-refer when clinically appropriate and leave a question for a specialist to answer
    • My Consult – connect with a clinician for a remote consultation
    • My Medicines – manage repeat prescriptions for delivery/collection and receive reminders
    • My Care – book and manage appointments, enrol in a clinical trial and access Single Patient Record
    • My Companion – get information about a health condition or procedure, and ask AI or a clinician a question
    • My Choices – find nearest pharmacy, the best providers, and leave feedback on services
    • My Vaccines – see when vaccines are up-to-date and book appointments to get them organised, and find travel vaccine info
    • My Health – bring data like blood pressure, heart rate, glucose levels together, and include real-time date from wearables or smart devices
    • My Children – a digitised red book, where parents can get advice and support for parents throughout childhood
    • My Carer – securely prove you are a carer, book appointments and talk to your loved one’s care team

    Caroline Abrahams, Charity Director at Age UK said: 

    It’s clear that technology is set to transform many aspects of our lives for the better over the next decade, including the delivery of healthcare and how we interact with the NHS.  

    The potential of the NHS App for example, is truly exciting, but we must also ensure that no one is left behind, including the many millions of older people who are not online and who often want and need to use more traditional means of communication, such as telephone and face to face.  

    The Government’s commitment to a digitally inclusive approach is really important in building public trust. It is also essential for the NHS’s promise of being equally accessible to continue to hold true in our increasingly digital world. The voluntary sector can certainly help by supporting people who are not digital natives and at Age UK we look forward to playing our part in this way.

    Julian David, CEO, techUK said: 

    We welcome today’s announcement as a landmark moment in the digital transformation of the NHS. The enhanced NHS App marks a bold step forward in putting citizens at the centre of their care, empowering patients with the same ease, accessibility, and control we expect from modern digital services. 

    Ongoing and meaningful engagement with the tech sector will be essential to delivering this transformation at scale. techUK will continue to work with government, NHS bodies, and our members to ensure this transformation is inclusive, secure, and future-ready.

    Boosting the App will not only benefit those managing their healthcare digitally but will also free up capacity in traditional healthcare routes and provide more access to care and appointments – freeing up phone lines so calls are answered on time and freeing up GPs’ capacity to offer face-to-face appointments.

    The government will aim to empower and upskill everyone to feel confident using the NHS App so that they can benefit from the additional access to services and the greater convenience the App will bring.

    The government will continue a partnership with libraries and other community organisations to set people up on the App, with show-and-tells to teach them how to use it and reap the benefits – this will be alongside ongoing work across government to improve access to technology and boost confidence among groups that have previously struggled.

    Children’s Commissioner Dame Rachel de Souza said: 

    The foundations for a healthy life are laid in childhood, so an ambition of creating the healthiest generation of children yet is an important step towards tackling the deep inequalities in their healthcare. 

    I have long called for a child’s ‘red book’ to be digitised, so this is a really welcome move. Taken with plans currently going through Parliament to develop a unique childhood identifier, will vastly improve how we protect and care for the most vulnerable children, with fewer in danger of falling through gaps in services. 

    Children tell me that when they need additional support, they want it in one place, so creating neighbourhood services that bring different professionals under one roof will make a practical difference in their lives, as will increasing access to GPs and dentists.

    Andrew Davies, Executive Director of Digital Health, Association of British HealthTech Industries (ABHI), said:  

    This transformation of the NHS App is an important milestone for healthcare delivery. A single, secure platform to access a range of services, digital tools and therapeutics, and connect devices will enable patients to more effectively engage with their care.  

    This plan showcases how HealthTech can drive a more efficient, personalised and accessible NHS, which in turn will free up time for clinicians to focus on care where it is needed most. Our members look forward to working with the NHS and Government to ensure these digital tools are implemented successfully and deliver meaningful benefits for patients across the country.

    Rachel Power, Chief Executive, the Patients Association said: 

    We welcome the government’s ambition to expand the NHS App as a central part of the 10 Year Health Plan. It could deliver the fundamental change patients have asked for in their interactions with the NHS, including the ability to manage their appointments, self-refer to vital services, and, in three years’ time, be able to view their health records through the Single Patient Record.  

    Our work with patients shows that those using the app often feel more in control and more satisfied with their care. But with nearly one in four still facing barriers to digital access, we must ensure that innovation doesn’t come at the cost of inclusion. If the NHS App is to become the digital front door, there must always be a real-world, accessible front door as well, with face-to-face or telephone options in place for those who need or want them. True progress means making the system work for everyone.

    Professor Habib Naqvi, chief executive of the NHS Race and Health Observatory, said: 

    We need a more focused and systematic approach to tackling health inequalities and addressing unacceptable variation in healthcare amongst our communities. A key enabler for this endeavour is digital tools. The transformation of the NHS App has the potential to lead to a more efficient, agile, and technologically enabled NHS – an NHS that will deliver care quicker and closer to where people live. The App will empower people and transform the way the public receives healthcare and engages with NHS services. The Observatory will help ensure this shift, in the way healthcare is provided, benefits all communities equitable.

    Jacob Lant, Chief Executive of National Voices said: 

    Technology is moving at a blistering pace, and quite simply the NHS has failed to keep up. So, the increased emphasis on the App and other digital services is welcome, especially where it can help the NHS meet expectations that have become common place in other sectors.  

    Critically the Plan recognises there will always be patients with more complex needs and commits to using the resource freed up by digital innovations to continue offering more traditional forms of access to those who need it.” 

    Richard Stubbs, Chair of the Health Innovation Network said:  

    It is right that the 10 Year Health Plan will establish the digital and data foundations of the NHS to realise the potential of health innovation in empowering patients, better supporting the NHS workforce and driving economic growth in every community.  

    The Health Innovation welcomes the focus on AI, expansion of the NHS App and the commitment to a single patient record, all of which will involve innovation partnerships to deliver change to local services, that will have a national impact. 

    The 15 health innovation networks across England, look ahead to operationalising these plans and working with our partners to find, test and implement at scale innovations that improve patient outcomes, increased NHS productivity and reduce waiting lists, while delivering economic growth. If we get this right we will not only greatly increase outcomes and satisfaction for our patients, but we will also boost our essential life sciences sector and, as our Defining the Size of the Health Innovation Prize report found, add up to £278bn a year to the UK economy.

    Updates to this page

    Published 3 July 2025

    MIL OSI United Kingdom

  • MIL-OSI United Kingdom: Council praised for helping to build strong communities in Stoke-on-Trent

    Source: City of Stoke-on-Trent

    Published: Thursday, 3rd July 2025

    Council and community leaders have outlined the key challenges and opportunities facing neighbourhoods in Stoke-on-Trent – just weeks after the city was awarded up to £20m ‘trailblazer’ funding.

    On Friday 27 June, Baroness Hilary Armstrong – who chairs the Independent Commission on Neighbourhoods (ICON) which is reviewing the current state of neighbourhoods across England – visited the city to find out more about the issues facing neighbourhoods in Stoke-on-Trent and learn about future regeneration opportunities.

    Baroness Armstrong’s visit comes just weeks after Bentilee and Ubberley was chosen as one of only 25 trailblazer neighbourhoods across the UK. Announced as part of the government’s Comprehensive Spending Review, the area will receive up to £20 million to transform the area through community-led regeneration projects.

    During her visit to the city, Baroness Armstrong stopped off at St John’s Church in Abbey Hulton where she observed a Stay and Play session hosted by Thrive at Five.

    She also visited St John’s Day Service, run by the council’s Adult Social Care and All Age Commissioning service, which supports adults with learning disabilities with activities including cookery, gardening, health, education and digital skills.

    The Baroness was later joined by stakeholders and community leaders for a roundtable discussion at Bentilee Neighbourhood Centre where she met members of community groups which are actively working to improve the lives and opportunities for residents in Stoke-on-Trent.

    She finished off the day at The Portland Inn Project, in Hanley, learning about their plans to transform a former pub into a new community hub.

    Baroness Armstrong said: “It was a real pleasure to visit Stoke-on-Trent last week, meeting local community organisations, public service leaders and elected representatives. 

    “I saw first-hand how the council and grassroots organisations are building strong communities and enriching neighbourhoods. 

    The path to national renewal lies in neighbourhood renewal. I hope Ministers will closely examine the lessons from community-led regeneration, in Stoke-on-Trent and across the country.” 

    Councillor Jane Ashworth, leader of Stoke-on-Trent City Council, said: “It was a privilege to welcome Baroness Armstrong to Stoke-on-Trent and to be able to sit down with her and discuss the challenges and opportunities facing our local communities.

    “We were pleased to be able to showcase community in action at our Stay and Play session and be able to introduce her to community organisations which are leading the way when it comes to improving opportunities for local residents and families, particularly those in left behind neighbourhoods.

    “We are committed to continuing those efforts with the government funding we have received. We want to empower residents to improve and enhance the places where they live and work.”

    MIL OSI United Kingdom

  • MIL-OSI United Kingdom: Plymouth re-signs anti-social behaviour pledge

    Source: City of Plymouth

    L-R Shaun Baker – Area Manager, Livewest
    Amanda Wells – Commissioning Officer, Office of Police and Crime Commissioner for Devon, Cornwall and Isles of Scilly
    Cathryn Vallender – Head of Neighbourhoods, Livewest
    Michelle Dawson – Executive Director of Homes and Communities, Plymouth Community Homes
    Steve Foale – Technical Lead for Community Safety, Plymouth City Council
    Matt Garrett – Service Director for Community Connections, Plymouth City Council
    Chief Superintendent Scott Bradley – Plymouth BCU Commander, Devon and Cornwall Police

    Organisations across the city are teaming up to help spread the word about tackling anti-social behaviour (ASB). 

    Plymouth City Council, Plymouth Community Homes, Livewest Housing Association, Devon and Cornwall Police, and the Police and Crime Commissioner have joined up to re-sign the ASB Pledge.  

    The pledge is a commitment to support victims of anti-social behaviour, using anti-social behaviour case reviews. 

    Victims of persistent anti-social behaviour have the right to request a case review where a local threshold is met. It is an opportunity for an independent review to see what, if anything else, can be done to resolve the anti-social behaviour.   

    The pledge was set up by ASB Help, a registered charity which provides advice and support to victims. 

    The criteria to have the pledge status has changed since the Council last signed it in 2022, and to retain the status, we need to renew our commitment.   

    There have been nine requests so far this year for case reviews, compared to 18 last year in total. 

    One of the most recent case reviews involved a long-term drug user who supplied drugs to others visiting their flat. They would leave used needles in the nearby bin shed. The neighbours reported their concerns and unfortunately the issues continued, and the council worked with partners to address it, leading to the police carrying out a drug warrant.  

    The occupier was issued a Community Protection Notice Warning to stop visitors at their address. The council and the police were able to identify one persistent visitor causing anti-social behaviour and were able to obtain a civil injunction which banned them from the area for two years.  

    Unfortunately, this warning was ignored so the council and the police applied for a closure order against the property and the housing association subsequently regained possession of the property.   

    The Council’s street services cleaned the area of discarded drugs paraphernalia, and the residents returned to a peaceful life.   

    The case review involves an independent chair who can give an issue a fresh perspective. The review brings together all agencies involved, and a new action plan drawn up. 

    Councillor Sally Haydon, Cabinet Member for Community Safety, said: “Anti-social behaviour can have an overwhelming impact on its victims and, in some cases, on the wider community. 

    “It is key that we as partners come together to show our commitment to tackling anti-social behaviour.  

    “By signing up to our ASB Help Pledge, we will work with partners to ensure that they demonstrate their commitment to supporting victims of ASB and will endeavour to implement and follow best practice with the ASB Case Review.” 

    MIL OSI United Kingdom

  • MIL-OSI United Kingdom: ARU initiatives recognised for real-world impact

    Source: Anglia Ruskin University

    The exceptional real-world impact of Anglia Ruskin University (ARU) researchers, teams and projects has been recognised by the national Alliance Awards 2025.

    ARU has three shortlisted nominees for this year’s Alliance Awards, organised by University Alliance, with each making significant contributions to the wider community.

    Dr Mirna Guha, Deputy Head of ARU’s School of Humanities and Social Sciences, and Senior Lecturer in Sociology, is nominated for the Research and Innovation Impact Award for improving domestic abuse and sexual violence (DASV) services across England.

    Dr Guha is helping to address the shortage of specialist support provided by and for women from minority backgrounds by leading initiatives to promote racially diverse leadership within support services. She also advises Peterborough Women’s Aid on the Dahlia Project, an intervention which emerged from her research.

    ARU’s Trusted Adult Scheme (TAS) is shortlisted for the Local Impact Award, which is supported by UCAS. TAS is a collaboration between ARU, Cambridgeshire County Council and the Cambridgeshire and Peterborough Integrated Care System (NHS) and helps young people in Cambridgeshire and Peterborough by providing safe spaces, mentorship, and guidance.

    Children and young people aged 14-19, with social workers, are referred to TAS, which offers on-campus activities such as music recording, street art and gym access.

    ARU’s Social Work team is shortlisted for the Teaching Innovation Award for its innovative and inclusive teaching methods for apprenticeship students.

    Teaching begins with reflective wellbeing check-ins, to help improve compassionate resilience, and the sessions have been carefully designed to embrace inclusive teaching for neurodivergent and disabled students on the BA (Hons) Social Worker Degree Apprenticeship course.

    University Alliance represents professional and technical universities in the UK and the shortlists for each award were selected by an independent panel of expert judges from across the higher education and research sector.

    “This year we have renewed the categories for the Alliance Awards – and the response has been phenomenal.

    “We have received over 250 nominations across nine categories, and I continue to be awe-inspired by the range, the depth and the quality of the many individuals and teams across the Alliance.

    “The judges’ shortlisting to decide the nominees was incredibly competitive and close, with some categories receiving over 25 nominations. This attests to the sky-high standard of work that goes on across Alliance Universities.”

    Vanessa Wilson, CEO of University Alliance

    The winners will be announced at the Alliance Awards 2025 ceremony on 18 September, hosted by the University of Hertfordshire.

    MIL OSI United Kingdom

  • MIL-OSI United Kingdom: Draft Island Transport Plan set to be discussed 3 July 2025 Draft Island Transport Plan set to be discussed

    Source: Aisle of Wight

    A new long-term transport strategy for the Isle of Wight is set to be discussed by councillors at County Hall next week.

    The draft Island Transport Plan (ITP), which outlines the Island’s transport priorities from 2025 to 2040, will be considered by the Isle of Wight Council’s Economy, Regeneration, Transport, and Infrastructure Committee.

    The plan is part of a national requirement for Local Transport Authorities to have a Local Transport Plan in place.

    The ITP sets out a vision for a transport network that supports economic growth, reduces environmental impact, and improves access and safety for residents and visitors.

    It includes objectives such as supporting local economic growth, improving air quality and travel efficiency, and making transport more inclusive and affordable.

    The plan also highlights the importance of adapting to climate change and supporting healthier communities through safer and more sustainable travel options.

    Among the proposals are improvements to rural bus shelters, simplified ticketing across different modes of transport, and the rollout of real-time information across the network.

    The plan also supports enhancements at ferry terminals and the expansion of electric vehicle charging infrastructure.

    The council has already secured £13.6 million in Levelling Up funding for walking, cycling, and public transport improvements, and £2.1 million from the Department for Transport’s Safer Roads Fund for the A3056 between Newport and Lake.

    Public consultation on the draft plan is expected to begin in September, with events planned across the Island to gather feedback.

    The final version of the plan is due to be published in early 2026, following consideration of public responses, and will be submitted to the Department for Transport for approval.

    The committee will meet at 5pm on Thursday, July 10. Members of the public are welcome to attend in person or follow the meeting live online.

    MIL OSI United Kingdom

  • MIL-OSI United Kingdom: Annual Diwali event to change due to crowd safety concerns

    Source: City of Leicester

    LEICESTER’S Golden Mile will continue to be the focus for Diwali Day celebrations, but with major changes to the annual event due to crowd safety fears.

    Serious concerns about public safety at the popular event have been raised by the Diwali safety advisory group due to the massive crowd numbers the event has attracted in recent years.

    The group – which includes event and safety experts from the city council, representatives from Leicestershire Police, NHS Leicester, Leicestershire and Rutland ICB, East Midlands Ambulance Service, Leicestershire Fire and Rescue and crowd security providers – has warned that the current location is no longer fit for purpose, and urgent action needs to be taken.

    Several meetings have since been held by the safety advisory group to consider a range of options, including relocating the popular event to Abbey Park or the city centre, extending it onto Belgrave Circle or moving it onto Melton Road.

    Following council engagement with Belgrave businesses and local community representatives, the decision has now been taken to enable Diwali Day celebrations on Belgrave Road, where it has been held for more than 40 years.

    However, major changes to the popular event will be required to ensure it can be held safely.

    Belgrave Road will be closed to all traffic for the evening of Diwali Day to allow families and friends to celebrate safely together and enjoy the atmosphere, shops and restaurants of the Golden Mile.

    Festive illuminations featuring more than 6,000 lights will continue to be installed along Belgrave Road during Diwali. The popular Wheel of Light will also return.

    There will be no stage entertainment or firework display at this year’s event. And Cossington Street Recreation Ground will no longer feature as part of the festivities.

    These measures need to be taken to avoid potentially dangerous crowd massing that has been observed at the event in the last two years.

    The city council has committed to continue to work with the safety advisory group and local community representatives to see whether any further enhancements can be made that will not compromise public safety.

    The new approach was agreed at a meeting last night between the City Mayor Peter Soulsby, Cllr Vi Dempster, asst city mayor for culture, representatives from the Leicester Hindu Festival Council and Belgrave Business Association, and members of the local Jain and Sikh communities. Local ward councillors, council officers and safety advisory group members also attended.

    Graham Callister, the city council’s head of festivals, events and cultural policy said: “Diwali has been a real highlight of the city’s festival calendar and attracts thousands of people who come from far and wide to join in the celebrations on the Golden Mile.

    “However, we are now being advised by our emergency service partners and event security providers that we have reached the point where the growing crowds and sheer volume of people attending is causing significant concern about public safety.

    “Scaling back on event infrastructure and activity means there will be the additional space needed – and more importantly less congestion – to safely welcome the crowds that want to celebrate on Belgrave Road.”

    Cllr Vi Dempster said: “Unfortunately, Leicester’s annual Diwali festival has become a victim of its own success. We’re being strongly advised by our emergency service partners and crowd control experts that it cannot continue safely in its current format due to the unrestricted and growing crowd numbers that it attracts, and that’s a warning we must take extremely seriously.

    “We are absolutely determined that Diwali continues to be part of the city’s festive calendar. We also understand the depth of feeling to see it continue on the Golden Mile where it began over 40 years ago. To do that, we must ensure that it can take place safely. That must be paramount.”

    Over the last two years, record crowds have turned out for the city’s Diwali celebrations on Belgrave Road and Cossington Street recreation ground. Last year’s event saw estimated crowds of up to 50,000 people attending.

    MIL OSI United Kingdom