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Category: Weather

  • MIL-OSI USA: Additional Funding Available for Zero-Emission School Buses

    Source: US State of New York

    overnor Kathy Hochul today announced that an additional $200 million is now available for zero-emission school buses through the third installment of funding from the historic $4.2 billion Clean Water, Clean Air, and Green Jobs Environmental Bond Act of 2022. The funding, distributed through the New York School Bus Incentive Program (NYSBIP), supports the purchase of electric buses, charging infrastructure, and fleet electrification planning as public schools transition to zero-emission technologies that improve air quality and reduce pollution in communities. This investment helps ensure that schoolchildren, drivers, and the communities where they live across New York benefit from clean, quiet, and healthy buses.

    “New York State is leaning into our Environmental Bond Act commitment to provide public schools with the funding and resources to make electric school buses more affordable,” Governor Hochul said. “We are leaving no school behind as we reduce pollution from vehicles so every student can benefit from clean air while building healthier, more sustainable communities for New Yorkers across the state.”

    Administered by the New York State Energy Research and Development Authority (NYSERDA), NYSBIP provides incentives to eligible school bus fleet operators, including school districts and school bus operators, that purchase zero-emission buses. It also offers charging infrastructure vouchers to help support the installation of Level 2 or DC fast chargers and provides funding to develop fleet electrification plans. This support helps ensure safer, more reliable transportation for students while giving schools the tools they need to make smart, cost-effective upgrades.

    The funding is available on a first-come, first-served basis with incentive amounts covering up to 100 percent of the incremental cost of a new or repowered electric school bus. This helps offset some or all of the difference in purchase price between zero-emission buses and comparable diesel or gasoline buses. All school bus fleet operators in New York State can also qualify for funding for fleet electrification plans, which provide a customized roadmap for electric bus adoption.

    New York State Energy Research and Development Authority President and CEO Doreen M. Harris said, “Today is the latest in a series of support that NYSERDA has offered to help make it easier for fleet operators to plan, navigate incentives for bus purchases and install vehicle charging infrastructure. We are excited to help more adopt zero-emission school buses through this additional Environmental Bond Act funding.”

    Program eligibility and rules for charging infrastructure funding are available online through the NYSBIP Implementation Manual. School bus fleet operators do not apply directly for school bus funding. Vehicle dealers apply the funding to the price of buses on their behalf after fleet operators have issued purchase orders. Fleet operators apply directly to NYSERDA for charging vouchers, which support adding charging infrastructure to their depots.

    Larger funding amounts are available for high-need school districts and school districts with significant portions of their population living in disadvantaged communities, as determined by the New York State Climate Justice Working Group criteria. While these districts are defined as priority districts through this program, all school districts can earn increased incentives by removing a gas or diesel bus from operation, purchasing wheelchair accessible buses, or purchasing buses with vehicle to grid capability. All school districts that complete fleet electrification plans also become eligible for higher funding amounts.

    New York State Department of Environmental Conservation Commissioner Amanda Lefton said, “The continued rollout of zero-emission school buses is critical to improving air quality and protecting the health of students and drivers in communities across the State. Investments through the Bond Act are making the transition to these greener vehicles more affordable for school districts. Under the leadership of Governor Hochul and in coordination with our state agency partners, DEC remains focused on administering Bond Act funding to support this important program and continue momentum to help address climate impacts, reduce harmful emissions, and improve quality of life for New York families.”

    New York State Department of Public Service CEO Rory M. Christian said, “Kudos to Governor Hochul and her team for encouraging further adoption and deployment of zero-emission school buses. This program will help continue our move toward a cleaner environment, which benefits all of us.”

    New York State Health Commissioner Dr. James McDonald said, “I thank Governor Hochul for her continued investment in the health of our children and commitment to building healthier communities across the state. Cleaner air means healthier kids, and reducing pollution around schools helps protect them from asthma and other respiratory problems.”

    Modernizing public school transportation with zero-emission buses is a priority for Governor Hochul to ensure the health of New York students. The FY25-26 New York State Budget continued to build momentum for school districts to put electric school buses on the road this year while providing districts with additional flexibility and time to complete their electrification plans and get hands-on experience with this new technology. The new independent range estimate requirement for bus manufacturers will also give school districts greater confidence that the buses will meet specific mileage and route conditions.

    Since NYSBIP’s launch, 88 school districts have applied for funds to purchase 529 buses, which includes 50 priority school districts accounting for 406 buses, and 400 districts are now working with NYSERDA to create Fleet Electrification Plans.

    The Bond Act requires that disadvantaged communities receive no less than 35 percent, with a goal of 40 percent, of the benefit of total Bond Act funds. In line with this goal, NYSERDA aims to ensure that at least 40 percent of the New York School Bus Incentive Program benefits disadvantaged communities. Buses domiciled in priority districts are eligible for higher incentive amounts in support of new zero-emission buses and charging infrastructure.

    New York State provides many resources for school bus fleet operators to transition their fleets to zero-emission buses, including an Electric School Bus Guidebook, a collection of practical user guides that highlight the benefits of electric school buses to make each part of transitioning a bus fleet easy to understand. This is a resource that can inform discussions with schools, New York State agencies, legislators, communities, manufacturers, bus dealers, and utilities to raise awareness on the Bond Act funding available to school districts and to help more communities understand the health and climate benefits that electric buses provide. Fleet operators seeking assistance should contact NYSERDA at [email protected].

    State Senator Kevin Parker said, “The additional $200 million in funding for zero-emission school buses is a bold investment in our children’s health, our environment, and the future of clean energy in New York. By accelerating the transition to electric school buses, we’re not only reducing harmful emissions but also improving air quality and public health in our communities, especially in neighborhoods that have long suffered from high pollution levels. This is a win for clean energy, for equity, and for every New Yorker.”

    State Senator Shelley B. Mayer said, “I am pleased that an additional $200 million is now available to school districts to support the transition to zero-emission school buses. New York has been a leader in the fight against climate change, and this funding, provided through the historic Clean Water, Clean Air, and Green Jobs Environmental Bond Act approved by New Yorkers, will further our efforts to reduce carbon emissions while alleviating financial burdens for New York schools. I would like to thank Governor Hochul and NYSERDA for their dedication to making New York a cleaner place, and I also extend my gratitude to the voters who approved this Bond Act.”

    State Senator Jeremy Cooney said, New York must remain committed to our environmental goals for a brighter future for New Yorkers, but we also realize that the state has a role to play in making this clean energy transition a reality. Today’s announcement is an important step in the right direction, and proof that we’ll continue to help our public schools, bolster charging infrastructure, and create a cleaner, healthier New York.”

    Assemblymember William Magnarelli said, “The Governor’s investment in zero-emission school buses shows the state’s continued commitment to climate leadership and advancing equitable access to clean transportation. The investment allows for a smooth transition to clean transportation and alleviates the anxiety of how districts will pay for the buses.”

    Assemblymember Michael R. Benedetto said, “I applaud Governor Hochul for making this a priority. This $200 million will help many school districts as they work to make the transition to electric buses. It’s a meaningful step toward cleaner air and healthier communities for our children.”

    Assemblymember Didi Barrett said, “The upfront cost of zero emission school buses has been a significant concern for all of the schools in my Assembly District, and the vast majority of districts across the State. This newly released funding from the 2022 Environmental Bond Act offers welcome financial support for our schools to electrify their bus fleets, bringing us closer to creating cleaner, safer and quieter commutes for our school children while helping us get closer to our ambitious climate goals.”

    Association of School Business Officials Executive Director Brian Cechnicki said, “Continued investments, including this funding, are critical for school districts to meet the state’s zero-emission bus mandate, and we are appreciative of NYSERDA for partnering with districts in this work.”

    New York School Bus Contractors Association President Tommy Smith said, “The New York School Bus Contractors Association is grateful that New York State continues to lead in financing the transition to electric school buses. We are excited about the advancements in battery technology that will further accelerate this initiative and help deliver cleaner, quieter, and more sustainable transportation for our students.”

    Mothers Out Front Distributed Senior Organizer Sarah Smiley said, “It is great news for students, parents, and school districts that more funding is now available for electric school buses, charging infrastructure, and fleet transition planning. We hope more districts leverage the New York School Bus Incentive Program funding so that our children have clean rides to school and we can reduce emissions for a healthier planet.”

    For more than fifty years, NYSERDA has been a trusted and objective resource for New Yorkers, taking on the critical role of energy planning and policy analysis, along with making investments that drive New York toward a more sustainable future. New York State is investing nearly $3 billion in electrifying its transportation sector and rapidly advancing measures that all new passenger cars and trucks sold be zero-emission. There are a range of initiatives to grow access to EVs and improve clean transit for all New Yorkers including EV Make Ready, EVolve NY, Charge Ready NY 2.0, the Drive Clean Rebate, the New York Truck Voucher Incentive Program, and the New York State’s climate agenda calls for an affordable and just transition to a clean energy economy that creates family-sustaining jobs, promotes economic growth through green investments, and directs a minimum of 35 percent of the benefits to disadvantaged communities. New York is advancing a suite of efforts to achieve an emissions-free economy by 2050, including in the energy, buildings, transportation, and waste sectors.

    MIL OSI USA News –

    July 23, 2025
  • MIL-OSI Canada: The Government of Canada invests over $14.4 million to empower young Canadians to address climate change and support a healthy environment

    Source: Government of Canada News (2)

    July 22, 2025 – Vancouver, British Columbia

    From protecting our wildlife to conserving our forested areas, young Canadians play a big part in tackling climate change. Still, they can be better equipped to do so through enhanced access to resources and environmental education. We are committed to providing young people with the knowledge and skills to create sustainable solutions to environmental challenges as we work toward a clean, net-zero emissions economy by 2050.

    Today, the Honourable Julie Dabrusin, Minister of Environment and Climate Change, announced that the Government of Canada is investing over $14.4 million from the Environmental Damages Fund’s Climate Action and Awareness Fund to support 17 environmental literacy projects across Canada. These projects will develop the tools and skills young Canadians need as they work toward solutions to fight climate change.

    The Minister announced the funding in Vancouver while visiting one of the funding recipients, BC Parks Foundation. They are receiving $1.8 million to develop the environmental literacy and leadership of young Canadians in British Columbia. This project will provide opportunities for students across the province to learn about and take positive steps to mitigate climate change and improve biodiversity in parks and protected areas, as well as in their school grounds and classrooms. In addition to the funding from the Climate Action and Awareness Fund, BC Parks Foundation is receiving $1.5 million from the Government of British Columbia’s Ministry of Environment and Parks for this project. This funding complements the investment made by BC Parks Foundation. The project is a promising example of provincial-federal-private collaboration on environmental learning.

    Indigenous communities and organizations, academia, community organizations, and environmental organizations are leading the projects receiving funding today. The projects include creating learning opportunities in parks, holding community outreach events, and developing learning materials for young Canadians and their educators. This will help increase awareness of the local environment and demonstrate how residents can make an impactful difference in their communities. Of the funding announced today, $3.2 million is dedicated to Indigenous-led projects, aiming to provide Indigenous youth with environmental education that intertwines both Traditional Knowledge and western climate science.

    MIL OSI Canada News –

    July 23, 2025
  • MIL-OSI USA: NREL and Google Host Artificial Intelligence Hackathon To Tackle Data Center Energy Challenges

    Source: US National Renewable Energy Laboratory

    Experts Explore Potential of Google AI Tools To Mitigate Potential Energy Limits for Quick Growth of US Data Centers


    NREL and Google teamed up to host a hackathon, bringing together leading researchers from nine U.S. Department of Energy (DOE) national laboratories to explore and leverage Google’s generative artificial intelligence (AI) and large language model tools to address an array of critical challenges related to energy limitations for U.S. data centers.

    Overcoming these challenges is critical to enable scaling for future technologies while ensuring energy reliability and affordability.

    According to Google’s AI definition, fittingly, a hackathon is a collaborative event where people with diverse skills, often programmers and designers, come together to work intensively on a specific project, typically within a short time frame.

    The original idea for the hackathon emerged out of discussions with Google’s public sector team and NREL’s computational science team.

    “Both groups were interested in exposing scientists to some of the latest and greatest AI models to test out what they’re really capable of, but both groups also wanted a targeted application,” said Ray Grout, director of the computational science center at NREL. “Exploring data center energy challenges was a natural fit given the growing demand of energy for AI, and the interest in the topic for the labs and Google.”

    Roughly 50 top minds, including six NREL computational and data scientists, participated in the two-day event, which took place June 17–18 in Washington, D.C. Participants engaged in hands-on experimentation, applying cutting-edge AI capabilities to real-world problems in geospatial analytics, energy systems, data center optimization, and digital-twin development. The hackathon provided a unique platform for participants to directly engage with Google’s AI tools, particularly Gemini, and explore their applicability to a diverse range of scientific and engineering problems.

    The hackathon brought together leading researchers from across DOE’s national laboratories to explore and leverage Google’s generative AI tools. Photo from Beth Hartman, Google

    Google’s AI platform includes several tools that enable researchers to accelerate and expand their work overall. Among the tools are Agentspace and its included agents like Idea Generation and Deep Research. Idea Generation, an agent premade by Google, has the goal of helping with innovation and problem-solving for enterprise users by combining advanced AI with a unique tournament-style competition framework to generate and rank ideas. Deep Research enables researchers to gather, analyze, and understand internal and external information.

    Other tools help improve operational efficiency, allowing researchers to inform their work by more quickly finding resources across labs and agencies. Finally, many tools address specific use cases like geospatial reasoning, population dynamics, and weather forecasting. For example, one demonstration that the Google geospatial team showed at the hackathon used geospatial reasoning and weather forecasting for predicting grid outages. Google teams represented at the hackathon included Google Public Sector, DeepMind, Google Research, and Climate Ops.

    Google’s geospatial reasoning team developed a demo for the hackathon showing outage predictions based on weather forecasting models. Image from Beth Hartman, Google

    “Google was honored to partner with NREL and work with so many DOE labs at this collaborative event,” said Regiuel Days, account executive for federal science and research at Google. “These critical research institutions provide our country with essential insights into key issues such as grid resilience, energy security, and data center optimization. Combined with Google’s data and cutting-edge AI models, we can work together to more quickly find solutions to the big challenges we face.”

    Hackathon Experience and Outcomes

    The hackathon successfully demonstrated the potential of generative AI in accelerating research, automating complex tasks, and generating novel insights.

    During the two-day event, experts teamed up to collaborate and explore the various identified challenges. Some participants focused on geospatial analytics, leveraging Gemini to process and interpret spatial data. Other researchers utilized Gemini’s code-generation and debugging capabilities, while others found Gemini valuable for in-depth research and brainstorming.

    Hackathon participants engaged in collaborative, hands-on experimentation, applying cutting-edge AI capabilities to real-world problems. Photo from Beth Hartman, Google

    NREL’s Gabriel Steenberg was one of several researchers to explore specialized problems. Steenberg explored the Population Dynamics Foundation model to predict power grid behavior, feeding it county-level data to see if it could predict interconnections in other counties. Other laboratories with staff in person at the event included Argonne National Laboratory, Idaho National Laboratory, Jefferson Laboratory, Lawrence Berkeley National Laboratory, National Energy Technology Laboratory, Oakridge National Laboratory, Pacific Northwest National Laboratory, and Sandia National Laboratories.

    The labs explored solutions such as using Vertex AI and Google Earth Engine to better understand data-center load balancing, real-time water data, and cybersecurity. Through these topic explorations, Google gained insights into how national laboratories envision using their AI tools, especially concerning specialized applications like geospatial reasoning, digital twins, and autonomous engineering.

    The hackathon served as a valuable collaborative step, fostering innovation and providing crucial insights into the evolving landscape of generative AI for scientific research. The event generated robust discussion, shared learning, and discoveries and identified opportunities for future follow-on events.

    “We have so many experts across the national labs working on energy challenges, and Google has so many experts developing and deploying AI solutions. This was a great way to get everyone in the same room to figure out what we can do already and where there is more work to be done,” Grout said.

    “Throughout this interactive, guided exploration of Google’s AI models and tools, we learned a tremendous amount about what types of challenges the labs are focused on solving,” said Beth Hartman, Google’s industry executive for federal science and research. “This helps us to better understand how we can help more specifically. Going forward, we are focused on providing the labs with increased access to the models that best support their work. We are also planning to host more hackathons in partnership with the labs and will continue to invite all 17 DOE labs to participate. Stay tuned!”

    Learn more about NREL’s computational science and AI research.

    MIL OSI USA News –

    July 23, 2025
  • MIL-OSI Canada: New Fund to Support Growth in Agriculture, Seafood Sectors

    Source: Government of Canada regional news

    The Province is launching a new fund to support big, bold projects in the agriculture and seafood sectors.

    “This fund is about supporting the people who bring new ideas to grow our economy and help businesses,” said Greg Morrow, Minister of Agriculture. “Agriculture and seafood are important traditional industries in our province. But we can’t keep doing things the same old way – we need to support fresh thinking and innovation.”

    The Nova Scotia Seafood and Agriculture Strategic Investment Fund will support companies proposing large-scale projects that boost productivity and help their business expand. It could involve adopting new technology, changing how they do business, or finding new markets for their products.

    “We are looking for creative ideas that can take businesses to the next level,” said Kent Smith, Minister of Fisheries and Aquaculture. “This isn’t just about helping individual companies, this is an all-hands-on-deck effort to build stronger industries and a stronger province.”


    Quotes:

    “Innovation truly thrives when industry and government actively join forces, combining expertise to drive meaningful progress and accelerate impactful change. Oberland welcomes opportunities to partner with the Government of Nova Scotia to advance sustainable solutions that turn local challenges into global leadership.”
    — Greg Wanger, founder and CEO, Oberland Agriscience Inc.

    “We’re pleased to see this investment as a positive step forward for Nova Scotia’s agriculture industry. Strategic support like this helps strengthen our competitiveness, drives innovation and creates opportunities for sustainable growth in the sector.”
    — Alicia King, President, Nova Scotia Federation of Agriculture

    “The members of the Nova Scotia Seafood Alliance are experiencing first-hand the challenges of tariffs and the changing expectations of our global seafood customers. We need an industry that is innovative, resilient and adaptive to meet the needs of more diverse markets and customers so that we can maximize the economic value of the seafood sector for Nova Scotia’s seafood producers and for Nova Scotians. The alliance is pleased that with the launch of the new Nova Scotia Seafood and Agriculture Strategic Investment Fund, the Province is showing its continued commitment to supporting the innovation and diversification efforts of the seafood sector as we continue to evolve to provide the highest quality seafood to the world.”
    — Allan MacLean, President, Nova Scotia Seafood Alliance


    Quick Facts:

    • the Province is providing $4.71 million for the fund
    • funded projects must be completed by January 2027
    • the fund will be managed by Perennia, a provincial development agency with a mission to support growth, transformation and economic development in Nova Scotia’s agriculture, seafood and food and beverage sectors

    Additional Resources:

    Nova Scotia Seafood and Agriculture Strategic Investment Fund: https://www.perennia.ca/sasi/

    News release – New Mapping Tool Supports Aquaculture Growth: https://news.novascotia.ca/en/2025/07/03/new-mapping-tool-supports-aquaculture-growth

    News release – Seafood Companies Receive Climate Change Funding: https://news.novascotia.ca/en/2025/06/27/seafood-companies-receive-climate-change-funding

    News release – Province Partners with Horticulture Nova Scotia to Extend Growing Season: https://news.novascotia.ca/en/2025/06/04/province-partners-horticulture-nova-scotia-extend-growing-season

    News release – New Food Safety Pilot Program to Help Local Producers Expand: https://news.novascotia.ca/en/2025/04/25/new-food-safety-pilot-program-help-local-producers-expand


    Other than cropping, Province of Nova Scotia photos are not to be altered in any way.

    MIL OSI Canada News –

    July 23, 2025
  • MIL-OSI Russia: US announces withdrawal from UNESCO again

    Translation. Region: Russian Federal

    Source: People’s Republic of China in Russian – People’s Republic of China in Russian –

    An important disclaimer is at the bottom of this article.

    Source: People’s Republic of China – State Council News

    WASHINGTON, July 22 (Xinhua) — The United States on Tuesday announced its decision to withdraw from the United Nations Educational, Scientific and Cultural Organization (UNESCO), two years after rejoining it.

    According to a statement from the US State Department, the decision was made in connection with UNESCO’s policy, which Washington believes “promotes divisive social and cultural initiatives” against the backdrop of the Israeli-Palestinian conflict.

    “UNESCO’s decision to admit the ‘State of Palestine’ as a member state is highly problematic, runs counter to US policy and contributes to the spread of anti-Israeli rhetoric within the organization,” the statement said.

    The US withdrawal from UNESCO will take effect at the end of December 2026.

    This is the third time the United States has withdrawn from the organization, and the second time during the Donald Trump administration. Since the start of Trump’s second term this year, his administration has already announced withdrawals from the Paris Climate Agreement, the World Health Organization, and the UN Human Rights Council. –0–

    Please note: This information is raw content obtained directly from the source of the information. It is an accurate report of what the source claims and does not necessarily reflect the position of MIL-OSI or its clients.

    .

    MIL OSI Russia News –

    July 23, 2025
  • MIL-OSI United Kingdom: Community efforts lead to Green Flags for Perth park’s gardens

    Source: Scotland – City of Perth

    In the run up to the national Love Parks Week (26 July to 3 August 2025) which highlights the vital role green spaces play in boosting the health and wellbeing of residents and communities, local ‘in bloom’ charity Beautiful Perth and Perth and Kinross Council will be marking the achievement of two Green Flag Community Awards* from Keep Scotland Beautiful (KSB) for the Heather Garden and Compassionate Friends Garden, both in Bellwood Riverside Park on the banks of the River Tay in Perth.  

    The Heather Garden has been a real partnership project between Beautiful Perth and the Council, with discussions beginning in 2011 and work getting underway on site in 2012 to transform and refresh a previously overgrown and less appealing area of the park. The garden now comprises 15 beds containing 600 varieties and over 16,000 heather plants, all maintained and managed by Beautiful Perth, providing year-round colour for visitors and a haven for insect pollinators. The charity was also in 2022 awarded the National Collection of Erica carnea heathers by Plant Heritage.  This follows on from the unique achievement of Riverside Park winning Best Park in the UK in the RHS Britain in Bloom Awards in both 2018 and 2019.  

    The Compassionate Friends Garden was developed to create a picturesque, peaceful garden for reflection and contemplation following a request from the Compassionate Friends UK, a charity that supports bereaved parents, siblings and grandparents. In 2012 remedial work done by the Council and Beautiful Perth uncovered a small round turreted stone building dating back to the 1800’s on site. The building forms the focal point of the garden, with further work uncovering a waterway and wells. The space was then transformed with sustainable pollinator plants for all year colour and interest by Beautiful Perth volunteers as well as the planting of rowan and snakeskin maple trees with marker stones and a sculpture of a robin. In 2018, Compassionate Friends held their annual gathering in Perth and unveiled a new bench for visitors and at the entrance to the garden, a beautiful carved commemorative stone.  

    Vice-Convener of Climate Change and Sustainability, Councillor Liz Barrett said: “As we head towards Love Parks Week, the fantastic achievement of Green Flag Awards for these two very different but equally beautiful gardens reflects how vital parks and open spaces are for our health and wellbeing as places to relax, exercise, appreciate the outdoors and nature and much more. 

    “I’d like to thank Beautiful Perth, and volunteer groups in other parts of Perth and Kinross, for their key role in maintaining and developing green spaces that benefit us all and contribute to improving our environment and biodiversity. Everyone can help, whether by volunteering locally or simply taking a few minutes to feedback to our Community Greenspace team about biodiversity in your local park.” 

    Chair of Beautiful Perth, Gordon Lindsay commented: “Our volunteers over many years have taken a genuine pride in cultivating and maintaining the Compassionate Friends and Heather Gardens to a high standard.  

    “Both gardens exhibit a unique horticultural skill level appreciated by the many visitors and tourists to Riverside Park and importantly provide an ideal haven for bees, butterflies and other wildlife. 

    “The Green Flag Awards are the “icing on the cake” for the ‘Beautiful Perth’ volunteers acknowledging their tireless work and efforts in a special corner of Perth.  We would also like to acknowledge and thank our supporters, Perth and Kinross Council, The Gannochy Trust, the Heather Society and Kilmac.” 

    Jamie Ormiston, Training and Accreditation Coordinator at Keep Scotland Beautiful, said: “Parks across Scotland are vital spaces for people of all ages to reconnect with nature and I’m delighted we once again have Green Flag Award winners all over the country – including plenty of new areas – for people to enjoy during the summer months. 

    “The Heather Garden and Compassionate Friends Garden are two of our new Community Award winners and their awards show the dedication, care and commitment of all involved in maintaining and improving Riverside Park. 

    “Our stalwart winners have a brilliant history of commitment to environmental excellence and a desire to offer visitors a safe and enjoyable place to visit.  

    “Our new winners have shown a similar desire and their journey is only just beginning but I look forward to many more wins in the future.” 

    *The Green Flag Awards are awarded to parks and green spaces that can demonstrate excellent management and environmental standards. Further information on the Awards can be found at Keep Scotland Beautiful’s website.

    MIL OSI United Kingdom –

    July 23, 2025
  • MIL-OSI United Nations: UN’s Guterres declares fossil fuel era fading; presses nations for new climate plans before COP30 summit

    Source: United Nations 2

    In a special address at UN Headquarters in New York, Mr. Guterres cited surging clean energy investment and plunging solar and wind costs that now outcompete fossil fuels.

    “The energy transition is unstoppable, but the transition is not yet fast enough or fair enough,” he said.

    The speech, A Moment of Opportunity: Supercharging the Clean Energy Age – a follow‑up to last year’s Moment of Truth – was delivered alongside a new UN technical report drawing on global energy and finance bodies.

    “Just follow the money,” Mr. Guterres said, noting that $2 trillion flowed into clean energy last year, $800 billion more than fossil fuels and up almost 70 per cent in a decade.

    Key points from the address

    • Point of no return – The world has irreversibly shifted towards renewables, with fossil fuels entering their decline
    • Clean energy surge – $2 trillion invested in clean energy last year, $800 billion more than fossil fuels
    • Cost revolution – Solar now 41 per cent cheaper and offshore wind 53 per cent cheaper than fossil fuel alternatives.
    • Global challenge – Calls on G20 nations to align new national climate plans with the 1.5°C target of the Paris Agreement
    • Energy security – Renewables ensure “real energy sovereignty”
    • Six opportunity areas – Climate plan ambition, modern grids, sustainable demand, just transition, trade reform, and finance for emerging markets.

    A shift in possibility

    He noted new data from the International Renewable Energy Agency (IRENA) showing solar, once four times costlier, is now 41 per cent cheaper than fossil fuels.

    Similarly, offshore wind is 53 per cent cheaper, with more than 90 per cent of new renewables worldwide beating the cheapest new fossil alternative.

    “This is not just a shift in power. It is a shift in possibility,” he said.

    Renewables nearly match fossil fuels in global installed power capacity, and “almost all the new power capacity built” last year came from renewables, he said, noting that every continent added more clean power than fossil fuels.

    Clean energy is unstoppable

    Mr. Guterres underscored that a clean energy future “is no longer a promise, it is a fact”. No government, no industry and no special interest can stop it.

    “Of course, the fossil fuel lobby will try, and we know the lengths to which they will go. But, I have never been more confident that they will fail because we have passed the point of no return.”

    He urged countries to lock ambition into the next round of national climate plans, or NDCs, due within months. Mr. Guterres called on the G20 countries, which are responsible for 80 per cent of emissions, to submit new plans aligned with the 1.5°C limit and present them at a high‑level event in September.

    Targets, he added, must “double energy efficiency and triple renewables capacity by 2030” while accelerating “the transition away from fossil fuels”.

    Real energy sovereignty

    The Secretary-General also highlighted the geopolitical risks of fossil fuel dependence.

    “The greatest threat to energy security today is fossil fuels,” he said, citing price shocks after Russia’s invasion of Ukraine.

    “There are no price spikes for sunlight, no embargoes on wind. Renewables mean real energy security, real energy sovereignty and real freedom from fossil-fuel volatility.”

    Six opportunity areas

    Mr. Guterres mapped six “opportunity areas” to speed the transition: ambitious NDCs, modern grids and storage, meeting soaring demand sustainably, a just transition for workers and communities, trade reforms to broaden clean‑tech supply chains, and mobilising finance to emerging markets.

    Financing, however, is the choke point. Africa, home to 60 per cent of the world’s best solar resources, received just 2 per cent of global clean energy investment last year, he said.

    Only one in five clean energy dollars over the past decade went to emerging and developing economies outside China. Flows must rise more than five-fold by 2030 to keep the 1.5-degree limit alive and deliver universal access.

    Mr. Guterres urged reform of global finance, stronger multilateral development banks and debt relief, including debt‑for‑climate swaps.

    “The fossil fuel age is flailing and failing. We are in the dawn of a new energy era,” he said in closing.

    “That world is within reach, but it won’t happen on its own. Not fast enough. Not fair enough. It is up to us. This is our moment of opportunity.”

    MIL OSI United Nations News –

    July 23, 2025
  • MIL-OSI USA: Cammack Applauds $675.9 Million in Disaster Relief for Florida Farmers

    Source: United States House of Representatives – Congresswoman Kat Cammack (R-FL-03)

    Washington, DC — Today, Congresswoman Kat Cammack (FL-03) released the following statement following U.S. Secretary of Agriculture Brooke Rollins’ announcement of $675.9 million in federal disaster assistance for Florida farmers impacted by Hurricanes Idalia, Debby, Helene, and Milton:

    “Florida’s agriculture industry isn’t just the backbone of our state’s economy—it’s a cornerstone of our national food security. From citrus growers and cattle ranchers to timber operations and family farms, the devastation from back-to-back storms has been overwhelming. This $675.9 million investment will go a long way in helping our producers rebuild infrastructure, recover lost income, and stay in business,” said Congresswoman Cammack. “I want to thank President Trump, Secretary Rollins, and our state partner, Agriculture Commissioner Wilton Simpson, for recognizing the urgent needs on the ground and delivering the targeted, meaningful relief our ag community needs and deserves.”
     
    Background:

    As the lone voice for Florida Agriculture at the federal level, Congresswoman Cammack has championed policies and relief for Florida’s agricultural community—from securing disaster assistance and pushing back against unfair trade practices to advancing pro-farmer policies through her work on the House Agriculture and Energy and Commerce Committees.

    The disaster funding, made possible through the American Relief Act of 2025, is part of a broader $30 billion USDA initiative to assist producers across 14 states recovering from extreme weather events. Florida’s share of the block grant will be used to cover losses in infrastructure, citrus, timber, and direct-to-market sales not addressed by other USDA programs.

    ###

    MIL OSI USA News –

    July 23, 2025
  • MIL-OSI United Nations: Secretary-General’s remarks on Climate Action “A Moment of Opportunity: Supercharging the Clean Energy Age” [as delivered; scroll down for All-French]

    Source: United Nations secretary general

    Excellencies,

    Ladies and gentlemen,

    Friends joining us from around the world,  

    The headlines are dominated by a world in trouble. 

    By conflict and climate chaos.

    By rising human suffering.

    By growing geo-political divides.

    But amidst the turmoil, another story is being written.

    And its implications will be profound.

    Throughout history, energy has shaped the destiny of humankind – from mastering
    fire, to harnessing steam, to splitting the atom.

    Now, we are on the cusp of a new era. 

    Fossil fuels are running out of road.

    The sun is rising on a clean energy age.

    Just follow the money.

    $2 trillion went into clean energy last year – that’s $800 billion more than fossil fuels, and up almost 70% in ten years.

    And new data released today from the International Renewable Energy Agency shows that solar – not so long ago four times the cost of fossil fuels – is now 41% cheaper.

    Offshore wind – 53%.

    And over 90% of new renewables worldwide produced electricity for less than the cheapest new fossil fuel alternative.

    This is not just a shift in power.  This is a shift in possibility.

    Yes, in repairing our relationship with the climate.

    Already, the carbon emissions saved by solar and wind globally are almost equivalent to what the whole European Union produces in a year.

    But this transformation is fundamentally about energy security and people’s security.

    It’s about smart economics.

    Decent jobs, public health, advancing the Sustainable Development Goals. 

    And delivering clean and affordable energy to everyone, everywhere.

    Today, we are releasing a special report with the support of UN agencies and partners — the International Energy Agency, the IMF, IRENA, the OECD and the World Bank.

    The report shows how far we have come in the decade since the Paris Agreement sparked a clean energy revolution.  And it highlights the vast benefits – and actions needed – to accelerate a just transition globally.

    Renewables already nearly match fossil fuels in global installed power capacity.

    And that’s just the beginning. 

    Last year, almost all the new power capacity built came from renewables. 

    And every continent on Earth added more renewables capacity than fossil fuels.

    The clean energy future is no longer a promise.  It’s a fact. 

    No government.  No industry.  No special interest can stop it. 

    Of course, the fossil fuel lobby of some fossil fuel companies will try – and we know the lengths to which they will go.

    But I have never been more confident that they will fail – because we have passed the point of no return.  

    For three powerful reasons. 

    First, market economics.

    For decades, emissions and economic growth rose together.

    No more.

    In many advanced economies, emissions have peaked, but growth continues.

    In 2023 alone, clean energy sectors drove 10% of global GDP growth.

    In India, 5%.  The United States, 6%. China – a leader in the energy transition – 20%.

    And in the European Union, nearly 33%.

    And clean energy sector jobs now outnumber fossil fuel jobs – employing almost 35 million people worldwide.

    Even Texas – the heart of the American fossil fuel industry – now leads the US in renewables.

    Why?  Because it makes economic sense.

    And yet fossil fuels still enjoy a 9 to 1 advantage in consumption subsidies globally – a clear market distortion. 

    Add to that the unaccounted costs of climate damages on people and planet – and the distortion is even greater.

    Countries that cling to fossil fuels are not protecting their economies – they are sabotaging them.

    Driving up costs.

    Undermining competitiveness.

    Locking-in stranded assets.

    And missing the greatest economic opportunity of the 21st century.

    Excellencies,
    Dear friends,

    Second — renewables are here to stay because they are the foundation of energy security and sovereignty.

    Let’s be clear:  The greatest threat to energy security today is in fossil fuels.

    They leave economies and people at the mercy of price shocks, supply disruptions, and geopolitical turmoil. 

    Just look at Russia’s invasion of Ukraine.  

    A war in Europe led to a global energy crisis.

    Oil and gas prices soared.

    Electricity and food bills followed.
     
    In 2022 average households around the world saw energy costs jump 20%. 

    Modern and competitive economies need stable, affordable energy.  Renewables offer both.

    There are no price spikes for sunlight.

    No embargoes on wind.

    Renewables can put power – literally and figuratively – in the hands of people and governments.

    And almost every nation has enough sun, wind, or water to become energy self-sufficient.

    Renewables mean real energy security.  Real energy sovereignty. And real freedom from fossil-fuel volatility.

    Dear friends,

    The third and final reason why there is no going back on renewables:  Easy access.

    You can’t build a coal plant in someone’s backyard.

    But you can deliver solar panels to the most remote village on earth.

    Solar and wind can be deployed faster, cheaper and more flexibly than fossil fuels ever could.

    And while nuclear will be part of the global energy mix, it can never fill the access gaps.

    All of this is a game-changer for the hundreds of millions of people still living without electricity – most of them in Africa, a continent bursting with renewable potential.

    By 2040, Africa could generate 10 times more electricity than it needs – entirely from renewables.   

    We are already seeing small-scale and off-grid renewable technologies lighting homes, and powering schools and businesses in remote areas.

    And in places like Pakistan for example, people-power is fueling a solar surge – consumers are driving the clean energy boom. 

    Excellencies,
    Dear friends,

    The energy transition is unstoppable.

    But the transition is not yet fast enough or fair enough. 

    OECD countries and China account for 80% of renewable power capacity installed worldwide.

    Brazil and India make up nearly 10%.

    Africa — just 1.5%.

    Meanwhile, the climate crisis is laying waste to lives and livelihoods.

    Climate disasters in small island states have wiped out over 100% of GDP. 

    In the United States, they are pushing insurance premiums through the roof. 

    And the 1.5 degree limit is in unprecedented peril.

    To keep it within reach, we must drastically speed up the reduction of emissions – and the reach of the clean energy transition.

    With manufacturing capacity racing, prices plummeting, and COP30 fast approaching…

    This is our moment of opportunity.

    We must seize it.

    We can do so by taking action in six opportunity areas.  

    First – by using new national climate plans to go all-out on the energy transition. 

    Too often, governments send mixed messages:

    Bold renewable targets on one day.  New fossil fuel subsidies and expansions the next. 

    The next national climate plans, or NDCs, are due in a matter of months.

    They must bring clarity and certainty.

    G20 countries must lead.  They produce 80% of global emissions. 

    The principle of common but differentiated responsibilities must apply but every country must do more.

    Ahead of COP30 in Brazil this November, they must submit new plans.

    I invite leaders to present their new NDCs at an event I will host in September, during General Assembly High-level week. These must:

    Cover all emissions, across the entire economy.

    Align with the 1.5 degree limit.

    Integrate energy, climate and sustainable development priorities into one coherent vision.

    And deliver on global promises:

    To double energy efficiency and triple renewables capacity by 2030.

    And to accelerate the transition away from fossil fuels.

    These plans must be backed by long-term roadmaps for a just transition to net-zero energy systems – in line with global net-zero by 2050.

    And they must be underpinned by policies that show that the clean energy future is not just inevitable – but investable. 

    Policies that create clear regulations and a pipeline of projects.

    That enhance public-private partnerships – unlocking capital and innovation.

    That put a meaningful price on carbon.

    And that end subsidies and international public finance for fossil fuels – as promised. 

    Second, this is our moment of opportunity to build the energy systems of the 21st century. 

    The technology is moving ahead.   

    In just fifteen years, the cost of battery storage systems for electricity grids has dropped over 90%. 

    But here’s the problem. 

    Investments in the right infrastructure are not keeping up. 

    For every dollar invested in renewable power, just 60 cents go to grids and storage. 

    That ratio should be one-to-one. 

    We are building renewable power – but not connecting it fast enough.

    There’s three times more renewable energy waiting to be plugged into grids than was added last year.

    And fossil fuels still dominate the global total energy mix.

    We must act now and invest in the backbone of a clean energy future:

    In modern, flexible and digital grids – including regional integration.

    In a massive scale-up of energy storage.

    In charging networks – to power the electric vehicle revolution.

    On the other hand we need energy efficiency but also  electrification — across buildings, transport and industry.

    This is how we unlock the full promise of renewables – and build energy systems that are clean, secure and fit for the future.

    Third, this is our moment of opportunity to meet the world’s surging energy demand sustainably.

    More people are plugging in.

    More cities are heating up – with soaring demand for cooling.

    And more technologies – from AI to digital finance – are devouring electricity.

    Governments must aim to meet all new electricity demand with renewables.

    AI can boost efficiency, innovation, and resilience in energy systems. And we must take profit in it.

    But it is also energy-hungry.

    A typical AI data-center eats-up as much electricity as 100,000 homes.

    The largest ones will soon use twenty times that. 

    By 2030, data centres could consume as much electricity as all of Japan does today.

    This is not sustainable – unless we make it so.

    And the technology sector must be out front.

    Today I call on every major tech firm to power all data centres with 100% renewables by 2030.

    And – along with other industries – they must use water sustainably in cooling systems.

    The future is being built in the cloud.

    It must be powered by the sun, the wind, and the promise of a better world.  

    Excellencies
    Dear friends,

    Fourth, this is the moment of opportunity for a just energy transition.

    The clean energy that we must deliver  must also deliver equity, dignity and opportunity for all.

    That means governments leading a just transition.

    With support, education and training – for fossil fuel workers, young people, women, Indigenous Peoples and others – so that they can thrive in the new energy economy.

    With stronger social protection – so no one is left behind. 

    And with international cooperation to help low-income countries that are highly-dependent on fossil fuels and struggling to make the shift.

    But justice doesn’t stop here.

    The critical minerals that power the clean energy revolution are often found in countries that have long been exploited.

    And today, we see history repeating. 

    Communities mistreated.

    Rights trampled.

    Environments trashed.

    Nations stuck at the bottom of value chains – while others reap rewards.

    And extractive models digging deeper holes of inequality and harm.

    This must end.

    Developing countries can play a major role in diversifying sources of supply. 

    The UN Panel on Critical Energy Transition Minerals has shown the way forward – with a path grounded in human rights, justice and equity.

    Today, I call on governments, businesses and civil society to work with us to deliver its recommendations.

    Let’s build a future that is not only green – but just.

    Not only fast – but fair. 

    Not only transformative – but inclusive.

    Fifth, we have a moment of opportunity to use trade and investment to supercharge the energy transition.

    Clean energy needs more than ambition.

    It needs access – to technologies, materials, and manufacturing.

    But these are concentrated in just a few countries.

    And global trade is fragmenting.

    Trade policy must support climate policy.

    Countries committed to the new energy era must come together to ensure that trade and investment drive it forward.

    By building diverse, secure, and resilient supply chains.

    By cutting tariffs on clean energy goods.

    By unlocking investment and trade – including through South-South cooperation.

    And by modernizing outdated investment treaties – starting with Investor-State Dispute Settlement provisions.

    Today, fossil fuel interests are weaponizing these provisions to delay the transition, particularly in several developing countries.

    Reform is urgent.

    The race for the new must not be a race for the few.

    It must be a relay – shared, inclusive and resilient.

    Let’s make trade a tool for transformation. 

    Sixth and finally, this is our moment of opportunity to unleash the full force of finance – driving investment to markets with massive potential.

    Despite soaring demand and vast renewables potential — developing countries are being locked out of the energy transition.

    Africa is home to 60% of the world’s best solar resources.  But it received just 2% of global clean energy investment last year.

    Zoom out, and the picture is just as stark. 

    In the last decade, only one in every five clean energy dollars went to emerging and developing countries outside China.

    To keep the 1.5 degree limit alive — and deliver universal energy access – annual clean energy investment in those countries must rise more than fivefold by 2030. 

    That demands bold national policies.  And concrete international action to: 

    Reform the global financial architecture.

    Drastically increase the lending capacity of multilateral development banks — making them bigger, bolder, and better able to leverage massive amounts of private finance at reasonable costs;

    And take effective action on debt relief – and scale up proven tools like debt for climate swaps. 

    Today, developing countries pay outlandish sums for both debt and equity financing – in part because of outdated risk models, bias and broken assumptions that boost the cost of capital.

    Credit ratings agencies and investors must modernize.
     
    We need a new approach to risk that reflects:

    The promise of clean energy.

    The rising cost of climate chaos.

    And the danger of stranded fossil fuel assets.

    I urge parties to unite to solve the complex challenges facing some developing countries in the energy transition – such as early retirement of coal plants. 

    Excellencies,
    Dear friends,

    The fossil fuel age is flailing and failing.

    We are in the dawn of a new energy era.

    An era where cheap, clean, abundant energy powers a world rich in economic opportunity.

    Where nations have the security of energy autonomy.

    And the gift of power is a gift for all.

    That world is within reach.

    But it won’t happen on its own.

    Not fast enough.

    Not fair enough.

    It is up to us. 

    We have the tools to power the future for humanity.   

    Let’s make the most of them. 

    This is our moment of opportunity. 

    And I Thank you.

                                                                                                                                                                                                  ****
    [All-French]

    Excellences,

    Mesdames et Messieurs,

    Chers amis présents avec nous depuis le monde entier,

    L’actualité est dominée par les maux de la planète.

    Par les conflits et le chaos climatique.

    Par la multiplication des souffrances humaines.

    Par des dissensions géopolitiques croissantes.

    Mais au milieu de cette tourmente, autre chose est en train de se jouer.

    Quelque chose qui aura de profondes répercussions.

    Tout au long de l’histoire, l’énergie a présidé aux destinées de l’humanité
    – du feu à l’atome, en passant par la vapeur.

    Aujourd’hui, nous entrons dans une ère nouvelle.

    Les énergies fossiles sont en bout de course.

    Nous sommes à l’aube d’une ère des énergies propres.

    Il suffit d’observer les flux financiers.

    L’année dernière, 2 000 milliards de dollars ont été investis dans les énergies propres : c’est 800 milliards de dollars de plus que pour les énergies fossiles et cela représente une hausse de près de 70 % en 10 ans.

    Et de nouvelles données publiées aujourd’hui par l’Agence internationale pour les énergies renouvelables montrent que l’énergie solaire, qui était quatre fois plus chère que les énergies fossiles il y a peu de temps encore, est aujourd’hui 41 % moins chère.

    L’éolien en mer – 53 % moins cher.

    Et le coût de l’électricité produite par plus de 90 % des nouvelles énergies renouvelables dans le monde est inférieur au coût du nouveau combustible fossile le moins cher.

    C’est un tournant. Non seulement sur le plan énergétique, mais aussi du point de vue des possibilités qui s’offrent à nous.

    Car oui, nous pouvons assainir notre rapport au climat.

    Les énergies solaire et éolienne permettent d’ores et déjà d’économiser au niveau mondial une quantité d’émissions de carbone presque équivalente à l’ensemble des émissions annuelles de l’Union européenne.

    Mais plus fondamentalement, il y va de la sécurité énergétique et de la sécurité des personnes.

    De la gestion avisée de l’économie.

    Des emplois décents, de la santé publique et de la réalisation des objectifs de développement durable.

    Et de la capacité de mettre à la disposition des populations du monde entier une énergie propre et abordable.

    Aujourd’hui, nous publions un rapport spécial avec le soutien d’organismes des Nations Unies et d’organisations partenaires – l’Agence internationale de l’énergie, le Fonds monétaire international, l’Agence internationale pour les énergies renouvelables, l’Organisation de coopération et de développement économiques et la Banque mondiale.

    Ce rapport illustre le chemin parcouru au cours de la décennie écoulée, depuis que l’Accord de Paris a ouvert la voie à une révolution de l’énergie propre. Il montre que nous avons beaucoup à gagner d’une transition rapide et juste à l’échelle mondiale, pour peu que nous prenions les mesures voulues.

    Au niveau mondial, la puissance installée des énergies renouvelables est déjà presque comparable à celle des énergies fossiles.

    Et ce n’est qu’un début.

    L’année dernière, la quasi-totalité de l’énergie fournie par les nouvelles capacités de production était renouvelable.

    Sur tous les continents, on a créé plus de capacités de production d’énergie provenant de sources renouvelables que provenant de combustibles fossiles.

    Les sources d’énergie renouvelable ont généré près d’un tiers de l’électricité mondiale.

    L’énergie propre n’est plus une promesse d’avenir. C’est une réalité.

    Aucun gouvernement, aucune industrie, aucun intérêt particulier ne saurait l’arrêter.

    Bien entendu, le lobby des combustibles fossiles de certaines entreprises s’y emploiera, et nous savons jusqu’où il peut aller.

    Mais – j’en ai désormais la certitude – tous ses efforts sont voués à l’échec, car il est trop tard pour revenir en arrière.

    Il y a trois raisons de poids à cela.

    Premièrement, les marchés.

    Pendant des décennies, l’augmentation des émissions est allée de pair avec celle de la croissance économique.

    Ce n’est plus le cas.

    Dans de nombreuses économies avancées, les émissions plafonnent, mais l’économie continue de croître.

    Rien qu’en 2023, le secteur de l’énergie propre a contribué à hauteur de 10 % à la croissance du PIB mondial.

    En Inde, 5 %. Aux États-Unis, 6 %. En Chine – l’un des leaders de la transition énergétique –, 20 %.

    Et dans l’Union européenne, près de 33 %.

    Et le secteur des énergies propres emploie désormais 35 millions de personnes dans le monde, soit plus que le secteur des énergies fossiles.

    Même le Texas, cœur de l’industrie fossile américaine, est aujourd’hui le premier producteur d’énergies renouvelables aux États-Unis.

    Pourquoi ? Parce que c’est une question de bon sens économique.

    Et ce, en dépit d’une distorsion manifeste du marché au profit des énergies fossiles, qui bénéficient de subventions à la consommation neuf fois plus importantes que les renouvelables au niveau mondial.

    Si l’on ajoute à cela le coût non comptabilisé des dommages subis par les populations et la planète à cause des changements climatiques, la distorsion est encore plus marquée.

    Les pays qui s’accrochent aux énergies fossiles ne protègent pas leur économie, ils la sabotent.

    Ils poussent les coûts à la hausse.

    Ils freinent leur compétitivité.

    Ils se condamnent à avoir des actifs bloqués.

    Et ils passent à côté de la plus grande promesse économique du XXIe siècle.

    Excellences, Chers amis,

    En deuxième lieu, les énergies renouvelables sont promises à un bel avenir, car elles sont au cœur de la sécurité et de la souveraineté énergétiques.

    Disons-le clairement : les combustibles fossiles constituent aujourd’hui la plus grande menace pour la sécurité énergétique.

    Ils laissent les économies et les populations à la merci des variations de prix, des ruptures d’approvisionnement et des turbulences géopolitiques.

    C’est ce que l’on a vu lors de l’invasion de l’Ukraine par la Russie.

    Une guerre en Europe a entraîné une crise énergétique mondiale.

    Les cours du pétrole et du gaz ont grimpé en flèche.

    Et les factures d’électricité et les dépenses alimentaires leur ont emboîté le pas.
     
    En 2022, les ménages ont vu leurs dépenses énergétiques augmenter de 20 % en moyenne dans le monde.

    Les économies modernes et compétitives ont besoin d’un approvisionnement énergétique stable, à un prix abordable. Les énergies renouvelables permettent d’avoir les deux.

    La lumière du soleil n’est pas sujette aux flambées de prix.

    Le vent ne peut être soumis à aucun embargo.

    En leur fournissant de l’électricité, les énergies renouvelables peuvent mettre le pouvoir entre les mains des citoyens et des États.

    Or, presque tous les pays ont suffisamment de soleil, de vent ou d’eau pour devenir autosuffisants sur le plan énergétique.

    Les énergies renouvelables sont la solution pour une véritable sécurité énergétique. Une véritable souveraineté énergétique. Et une véritable protection contre la volatilité associée aux combustibles fossiles.

    Chers amis,

    Troisième et dernière raison pour laquelle les énergies renouvelables sont désormais incontournables : la facilité d’accès.

    On ne peut pas construire une centrale à charbon au fond d’un jardin.

    Mais on peut installer des panneaux solaires dans le village le plus isolé de la planète.

    Le solaire et l’éolien peuvent être déployés plus rapidement, plus facilement, et pour moins cher que les énergies fossiles ne pourront jamais l’être.

    Et bien que le nucléaire soit amené à faire partie du bouquet énergétique mondial, il ne pourra jamais résorber les inégalités d’accès.

    Tout cela change la donne pour les centaines de millions de personnes qui vivent encore sans électricité, pour la plupart en Afrique, continent qui regorge de sources d’énergies renouvelables inexploitées.

    À l’horizon 2040, l’Afrique pourrait avoir une production d’électricité 10 fois supérieure à ses besoins, uniquement grâce au renouvelable.

    Déjà, des dispositifs autonomes de production d’énergie renouvelable à petite échelle servent à éclairer des maisons et à alimenter des écoles et des entreprises dans les zones reculées.

    Et dans des pays comme le Pakistan, le solaire s’impose grâce à l’impulsion des citoyens : ce sont les consommateurs qui sont à l’origine du boom des énergies propres.

    Excellences, Chers amis,

    Rien ne peut arrêter la transition énergétique.

    Mais cette transition n’est encore ni assez rapide ni assez équitable.

    Les pays de l’OCDE et la Chine représentent 80 % de la capacité de production d’énergie renouvelable installée dans le monde.

    Le Brésil et l’Inde, près de 10 %.

    L’Afrique, seulement 1,5 %.

    Pendant ce temps, des vies et des moyens de subsistance sont anéantis par la crise climatique.

    Dans certains petits États insulaires, les catastrophes climatiques ont coûté plus de 100 % du PIB.

    Aux États-Unis, elles font exploser les primes d’assurance.

    Et la limite de 1,5 degré devient plus que jamais un vœu pieux.

    Pour que cet objectif reste à notre portée, nous devons au plus vite réduire les émissions et étendre l’envergure de la transition vers les énergies propres.

    Les capacités de production se multiplient, les prix chutent et la COP30 approche à grands pas.

    Nous nous trouvons donc à un moment décisif.

    Ne le laissons pas passer.

    Le moment est venu d’agir dans six domaines porteurs.

    Premièrement, nous devons saisir l’occasion de faire des nouveaux plans climatiques nationaux le moteur d’une transition énergétique irréversible.

    Trop souvent, les gouvernements envoient des messages contradictoires :

    Un jour, des objectifs ambitieux en matière d’énergies renouvelables. Le lendemain, de nouvelles subventions aux combustibles fossiles et des mesures qui favorisent leur expansion.

    Les prochains plans d’action nationaux sur le climat – également connus sous le nom de contributions déterminées au niveau national – doivent être présentés dans quelques mois.

    Ils devront être source de clarté et de certitude.

    Les pays du G20 doivent être à la manœuvre. Ils sont responsables de 80 % des émissions mondiales.

    Le principe des responsabilités communes mais différenciées doit être appliqué, mais tous les pays doivent redoubler d’effort.

    En prévision de la COP30, qui se tiendra au Brésil en novembre, ils doivent présenter de nouveaux plans.

    J’invite les dirigeants à présenter leurs nouvelles contributions déterminées au niveau national lors d’une manifestation que j’organiserai en septembre, durant la semaine de haut niveau de l’Assemblée générale. Ces contributions devront :

    Couvrir toutes les émissions, dans tous les secteurs de l’économie.

    Ne pas dépasser la limite de 1,5 degré.

    Se fonder sur une approche cohérente intégrant les priorités liées à l’énergie, au climat et au développement durable.

    Et tenir les promesses qui ont été faites au niveau mondial, à savoir :

    Multiplier par deux l’efficacité énergétique et par trois les capacités en énergies renouvelables d’ici à 2030.

    Et accélérer l’abandon progressif des combustibles fossiles.

    Ces plans devront être assortis de feuilles de route à long terme permettant d’assurer une transition équitable vers des systèmes énergétiques à zéro émission nette, conformément à l’objectif fixé pour 2050.

    Et ils doivent s’accompagner de politiques qui montrent qu’un avenir alimenté par des énergies propres est inéluctable et mérite d’être soutenu par des investissements.

    Des politiques qui instaurent un cadre réglementaire clair et favorisent l’émergence d’un vivier de projets.

    Qui renforcent les partenariats public-privé en mobilisant des capitaux et en stimulant l’innovation.

    Qui assurent la tarification effective du carbone.

    Et qui marquent la fin des subventions et des financements publics internationaux destinés aux combustibles fossiles – comme promis.

    Deuxièmement, nous devons saisir l’occasion de bâtir les systèmes énergétiques du XXIe siècle.

    La technologie progresse.

    En l’espace de quinze ans seulement, le coût des systèmes de stockage par batterie pour réseaux électriques a chuté de plus de 90 %.

    Mais il y a un problème.

    Les investissements dans les infrastructures nécessaires ne suivent pas.

    Pour chaque dollar investi dans les énergies renouvelables, 0,6 dollar seulement est consacré aux réseaux et au stockage.

    Le rapport devrait être d’un pour un.

    Nous produisons de l’énergie renouvelable, mais nous ne l’intégrons pas assez vite aux réseaux.

    La quantité d’énergie renouvelable en attente de raccordement est trois fois supérieure à celle effectivement mise en service l’an dernier.

    Et le bouquet énergétique mondial reste dominé par les combustibles fossiles.

    Nous devons agir dès maintenant et investir dans l’architecture d’un avenir placé sous le signe des énergies propres.

    Dans des réseaux modernes, souples et informatisés – ainsi que dans l’intégration régionale.

    Dans une augmentation massive de la capacité de stockage d’énergie.

    Dans les réseaux de recharge – pour alimenter la révolution des véhicules électriques.

    D’un autre côté, nous avons besoin l’efficacité énergétique et l’électrification dans les secteurs du bâtiment, des transports et de l’industrie.

    C’est ainsi que nous tirerons pleinement parti des possibilités offertes par les énergies renouvelables et que nous bâtirons des systèmes propres, sûrs et adaptés au monde de demain.

    Troisièmement, nous devons saisir l’occasion de répondre durablement à l’augmentation de la demande énergétique mondiale.

    De plus en plus de personnes sont raccordées aux réseaux.

    De plus en plus de villes se réchauffent, ce qui entraîne une hausse de la demande de climatisation.

    Et de plus en plus de technologies – de l’intelligence artificielle à la finance numérique – consomment une quantité d’électricité colossale.

    Pour répondre à l’augmentation de la demande d’électricité, les gouvernements doivent privilégier le renouvelable.

    L’intelligence artificielle peut rendre les systèmes énergétiques plus efficaces, plus innovants et plus résilients.

    Mais elle est aussi extrêmement énergivore.

    Un centre de données IA typique engloutit autant d’électricité que 100 000 foyers.

    Bientôt, les plus grands centres consommeront 20 fois plus.

    D’ici à 2030, ils pourraient utiliser autant d’électricité que l’ensemble de la population japonaise actuelle.

    Cette situation n’est pas viable – et c’est à nous d’y remédier.

    Le secteur de la technologie doit montrer la voie.

    Aujourd’hui, je demande à toutes les grandes entreprises technologiques de faire en sorte que tous leurs centres de données fonctionnent aux énergies renouvelables d’ici à 2030.

    Elles doivent également veiller – tout comme d’autres secteurs – à utiliser durablement l’eau nécessaire aux systèmes de refroidissement.

    L’avenir se construit dans le nuage.

    Il doit être alimenté par le soleil, le vent et la promesse d’un monde meilleur.

    Excellences, Chers amis,

    Quatrièmement, nous devons saisir l’occasion d’assurer une transition énergétique juste.

    L’ère de l’énergie propre doit garantir l’équité et la dignité et ouvrir de nouvelles perspectives pour l’humanité tout entière.

    Cela signifie que les gouvernements doivent prendre les rênes d’une transition juste.

    En assurant l’accompagnement, l’éducation et la formation des personnes qui travaillent pour l’industrie fossile, des jeunes, des femmes, des peuples autochtones et d’autres, afin qu’ils puissent prospérer dans une économie reposant sur les énergies nouvelles.

    En assurant une meilleure protection sociale pour que personne ne soit laissé pour compte.

    Et en renforçant la coopération internationale en vue d’aider les pays à faible revenu qui sont largement tributaires des combustibles fossiles et pour lesquels la transition est difficile.

    Mais la justice ne se limite pas à cela.

    Les minéraux critiques qui alimentent la révolution des énergies propres se trouvent souvent dans des pays qui ont longtemps été exploités.

    Aujourd’hui, nous voyons l’histoire se répéter.

    Des populations malmenées.

    Leurs droits bafoués.

    Leur environnement saccagé.

    Des nations reléguées aux échelons inférieurs des chaînes de valeur, tandis que d’autres en accaparent le produit.

    Et des modèles d’extraction qui creusent encore les inégalités et amplifient les dégradations.

    Il faut que cela cesse.

    Les pays en développement peuvent jouer un rôle majeur dans la diversification des sources d’approvisionnement.

    Le Groupe chargé de la question des minéraux critiques pour la transition énergétique a défini une trajectoire ancrée dans le respect des droits humains, de la justice et de l’équité.

    Aujourd’hui, je demande aux gouvernements, aux entreprises et à la société civile de se joindre à nous pour mettre en œuvre ses recommandations.

    Bâtissons un avenir qui soit respectueux de l’environnement et fondé sur l’équité.

    Qui advienne rapidement et soit guidé par le principe de justice.

    Qui soit porteur de transformation et favorise l’inclusion.

    Cinquièmement, nous devons saisir l’occasion de mettre le commerce et l’investissement au service de l’accélération de la transition énergétique.

    L’ambition seule ne suffira pas à assurer le passage à une énergie propre.

    Il faut aussi des technologies, des matériaux et des minéraux critiques.

    Mais ces éléments sont concentrés dans quelques pays seulement.

    Et le commerce mondial se fragmente.

    La politique commerciale doit soutenir l’action climatique.

    Les pays mobilisés en faveur d’une nouvelle ère énergétique doivent unir leurs forces pour lui donner corps grâce au commerce et à l’investissement.

    En diversifiant les chaînes d’approvisionnement et en les rendant plus sûres et plus résilientes.

    En abaissant les droits de douane sur les biens nécessaires à la production d’énergie propre.

    En débloquant les investissements et en renforçant les échanges, notamment dans le cadre de la coopération Sud-Sud.

    Et en actualisant des traités d’investissement dépassés, à commencer par les dispositions relatives au règlement des différends entre investisseurs et États.

    À l’heure actuelle, le secteur des combustibles fossiles instrumentalise ces dispositions pour retarder la transition, en particulier dans plusieurs des pays en développement.

    Une réforme s’impose d’urgence.

    La course à l’innovation ne doit pas être réservée à une minorité privilégiée.

    Il doit s’agir d’une course de relais – collective, inclusive et source de résilience.

    Faisons du commerce un outil de transformation.

    Sixièmement, nous devons saisir l’occasion d’exploiter toute la puissance de la finance en dirigeant les investissements vers des marchés à très fort potentiel.

    Malgré une demande en forte hausse et un potentiel indéniable en matière d’énergies renouvelables, les pays en développement sont exclus de la transition énergétique.

    L’Afrique abrite 60 % des meilleures ressources solaires au monde. Mais elle n’a comptabilisé que 2 % des investissements mondiaux dans les énergies propres au cours de l’année écoulée.

    En élargissant le cadre, on obtient un tableau tout aussi alarmant.

    Au cours des dix dernières années, seul un dollar sur cinq consacré à l’énergie propre est allé à des pays émergents ou en développement autres que la Chine.

    Si nous voulons contenir le réchauffement à 1,5 degré et assurer un accès universel à l’énergie, les investissements annuels dans les énergies propres doivent être multipliés par plus de cinq dans ces pays d’ici à 2030.

    Cela exige de prendre des mesures audacieuses à l’échelon national, mais aussi de mener une action concrète au niveau mondial pour :

    Réformer l’architecture financière internationale.

    Renforcer considérablement la capacité de prêt des banques multilatérales de développement, afin qu’elles gagnent en envergure et en audace et soient plus à même de canaliser des flux massifs de capitaux privés à un coût raisonnable.

    Et prendre des mesures efficaces en matière d’allégement de la dette, notamment en intensifiant le recours à des outils éprouvés tels que la conversion de dettes en mesures en faveur du climat.

    À l’heure actuelle, les pays en développement paient des sommes exorbitantes pour accéder à des financements par emprunt et par prise de participation, en partie à cause de modèles de risque obsolètes, de préjugés et d’hypothèses erronées qui accroissent considérablement le coût du capital.

    Les agences de notation et les investisseurs doivent moderniser leurs pratiques.
     
    Il nous faut une nouvelle approche du risque qui tienne compte :

    Du potentiel des énergies propres.

    Du coût croissant du chaos climatique.

    Et du danger associé aux actifs fossiles échoués.

    Je demande instamment aux parties de s’atteler ensemble à régler les problèmes complexes auxquels se heurtent certains pays en développement dans le cadre de la transition énergétique, notamment la mise hors service anticipée des centrales à charbon.

    Excellences, chers amis,

    L’ère des combustibles fossiles est à bout de souffle et en bout de course.

    Nous sommes à l’aube d’une nouvelle ère énergétique.

    Une ère dans laquelle une énergie abondante, propre et peu coûteuse viendra alimenter un monde riche en perspectives économiques.

    Où la sécurité énergétique des nations sera assurée.

    Et où l’énergie sera un bien universel.

    Ce monde est à notre portée.

    Mais cela ne se fera pas tout seul.

    Pas assez rapidement.

    Pas assez équitablement.

    C’est à nous de prendre les choses en main.

    Nous disposons des outils nécessaires pour doter l’humanité de l’énergie de demain.

    Utilisons-les à bon escient.

    Nous ne devons pas laisser passer ce moment.

    Je vous remercie.
     

    MIL OSI United Nations News –

    July 23, 2025
  • MIL-OSI USA: IAM Union Member Steps Up to Assist Texas Flood Emergency Workers

    Source: US GOIAM Union

    Retired Southwest Airlines employee and current IAM Employee Assistance Program (EAP) instructor with District 142, Mack “Big Mack” McKinney, recounts how his union training in EAP and the Critical Incident Response Team (CIRT) equipped him to assist recent flood victims and first responders in Kerrville, Texas.

    Watch the video here.

    McKinney emphasized the union’s broader role in his community support, extending beyond just its members. His account highlights the practical application of the IAM Union EAP training, providing stress management support to those impacted by the horrific disaster. 

    McKinney’s 30 years of IAM service and his long-standing commitment to the IAM Union show as he continues helping members in the community wherever possible.

    The IAM has a 24/7 EAP National helpline at 301-335-0735. All inquiries and services are confidential

    The post IAM Union Member Steps Up to Assist Texas Flood Emergency Workers appeared first on IAM Union.

    MIL OSI USA News –

    July 23, 2025
  • MIL-OSI China: Passenger, freight ferry service resumed in Qiongzhou Strait, S China’s Hainan

    Source: People’s Republic of China – State Council News

    Passenger, freight ferry service resumed in Qiongzhou Strait, S China’s Hainan

    Updated: July 22, 2025 21:28 Xinhua
    An aerial drone photo taken on July 22, 2025 shows trucks driving into ferry ships at Xiuying Port in Haikou, south China’s Hainan Province. The passenger and freight ferry service in the Qiongzhou Strait has been resumed in an orderly manner as the impact of Typhoon Wipha weakens. [Photo/Xinhua]
    An aerial drone photo taken on July 22, 2025 shows a view of Xiuying Port in Haikou, south China’s Hainan Province. [Photo/Xinhua]
    An aerial drone photo taken on July 22, 2025 shows a ferry ship departing from Xiuying Port in Haikou, south China’s Hainan Province. [Photo/Xinhua]

    MIL OSI China News –

    July 23, 2025
  • MIL-OSI: HomeTrust Bancshares, Inc. Announces Financial Results for the Second Quarter of the Year Ending December 31, 2025 and Declaration of a Quarterly Dividend

    Source: GlobeNewswire (MIL-OSI)

    ASHEVILLE, N.C., July 22, 2025 (GLOBE NEWSWIRE) — HomeTrust Bancshares, Inc. (NYSE: HTB) (“Company”), the holding company of HomeTrust Bank (“Bank”), today announced preliminary net income for the second quarter of the year ending December 31, 2025 and approval of its quarterly cash dividend.

    For the quarter ended June 30, 2025 compared to the quarter ended March 31, 2025:

    • net income was $17.2 million compared to $14.5 million;
    • diluted earnings per share (“EPS”) were $1.00 compared to $0.84;
    • annualized return on assets (“ROA”) was 1.58% compared to 1.33%;
    • annualized return on equity (“ROE”) was 11.97% compared to 10.52%;
    • net interest margin was 4.32% compared to 4.18%;
    • provision for credit losses was $1.3 million compared to $1.5 million;
    • gain on the sale of our two Knoxville, Tennessee branches was $1.4 million compared to $0;
    • quarterly cash dividends continued at $0.12 per share totaling $2.1 million for both periods; and
    • 78,412 shares of Company common stock were repurchased during the current quarter at an average price of $35.74 compared to 14,800 shares repurchased at an average price of $33.64 in the prior quarter.

    For the six months ended June 30, 2025 compared to the six months ended June 30, 2024:

    • net income was $31.7 million compared to $27.5 million;
    • diluted EPS were $1.84 compared to $1.61;
    • annualized ROA was 1.46% compared to 1.25%;
    • annualized ROE was 11.26% compared to 10.73%;
    • net interest margin was 4.25% compared to 4.08%;
    • provision for credit losses was $2.8 million compared to $5.4 million;
    • tax-free death benefit proceeds from life insurance were $0 compared to $1.1 million;
    • cash dividends of $0.24 per share totaling $4.1 million compared to $0.22 per share totaling $3.7 million; and
    • 93,212 shares of Company common stock were repurchased during the six months at an average price of $35.41 compared to 23,483 shares repurchased at an average price of $27.48 in the same period last year.

    The Company also announced today that its Board of Directors declared a quarterly cash dividend of $0.12 per common share payable on August 28, 2025 to shareholders of record as of the close of business on August 14, 2025.

    “Given the current economic uncertainty, we are pleased to report another quarter of strong financial results,” said C. Hunter Westbrook, President and Chief Executive Officer. “These results reflect HTB’s commitment to remain nimble and be prudent balance sheet managers. Our earnings story over recent quarters has primarily been driven by our top quartile net interest margin, which expanded to 4.32% this quarter, and our ability to limit growth in our expense base.

    “HTB previously set a goal to be a consistently high-performing regional community bank that is a regionally and nationally recognized ‘Best Place to Work.’ As a result of this strong financial performance, for the second year in a row, the Company was named one of Forbes’ America’s Best Banks for 2025 and recognized as a Top 50 Community Bank in the 2024 S&P Global Market Intelligence annual rankings, awards based on the overall financial performance and strength of financial institutions. The Company was also recently included in the coveted 2025 KBW Bank Honor Roll, a distinction granted to only 5% of eligible banks based on their best-in-class earnings growth over the past ten years. Over the last year, HTB has been recognized as a best place to work in all five states we serve as well as nationally by Newsweek and American Banker.

    “Lastly, during the quarter we completed the previously announced sale of our two Knoxville, Tennessee branches. This transaction reflects our efforts to tighten our geographic footprint, improve our branch efficiencies, and allow us to better allocate capital to support long-term growth in other core markets.”

    WEBSITE: WWW.HTB.COM

    Comparison of Results of Operations for the Three Months Ended June 30, 2025 and March 31, 2025
    Net Income.  Net income totaled $17.2 million, or $1.00 per diluted share, for the three months ended June 30, 2025 compared to $14.5 million, or $0.84 per diluted share, for the three months ended March 31, 2025, an increase of $2.7 million, or 18.4%. Results for the three months ended June 30, 2025 benefited from a $1.3 million increase in net interest income and a $2.1 million increase in noninterest income due to a $1.4 million gain on the sale of two branch locations. Details of the changes in the various components of net income are further discussed below.

    Net Interest Income.  The following table presents the distribution of average assets, liabilities and equity, as well as interest income earned on average interest-earning assets and interest expense paid on average interest-bearing liabilities. All average balances are daily average balances. Nonaccruing loans have been included in the table as loans carrying a zero yield.

      Three Months Ended
      June 30, 2025   March 31, 2025
    (Dollars in thousands) Average
    Balance
    Outstanding
      Interest
    Earned /
    Paid
      Yield /
    Rate
      Average
    Balance
    Outstanding
      Interest
    Earned /
    Paid
      Yield /
    Rate
    Assets                      
    Interest-earning assets                      
    Loans receivable(1) $ 3,804,502     $ 60,440   6.37 %   $ 3,802,003     $ 58,613   6.25 %
    Debt securities available for sale   149,611       1,658   4.45       152,659       1,787   4.75  
    Other interest-earning assets(2)   149,175       1,543   4.15       206,242       3,235   6.36  
    Total interest-earning assets   4,103,288       63,641   6.22       4,160,904       63,635   6.20  
    Other assets   263,603               266,141          
    Total assets $ 4,366,891             $ 4,427,045          
    Liabilities and equity                      
    Interest-bearing liabilities                      
    Interest-bearing checking accounts $ 563,817     $ 1,251   0.89 %   $ 573,316     $ 1,324   0.94 %
    Money market accounts   1,329,973       9,004   2.72       1,345,575       9,177   2.77  
    Savings accounts   182,340       37   0.08       183,354       38   0.08  
    Certificate accounts   868,321       8,564   3.96       951,715       9,824   4.19  
    Total interest-bearing deposits   2,944,451       18,856   2.57       3,053,960       20,363   2.70  
    Junior subordinated debt   10,154       206   8.14       10,129       205   8.21  
    Borrowings   31,154       350   4.51       12,301       160   5.28  
    Total interest-bearing liabilities   2,985,759       19,412   2.61       3,076,390       20,728   2.73  
    Noninterest-bearing deposits   744,585               719,522          
    Other liabilities   59,973               70,821          
    Total liabilities   3,790,317               3,866,733          
    Stockholders’ equity   576,574               560,312          
    Total liabilities and stockholders’ equity $ 4,366,891             $ 4,427,045          
    Net earning assets $ 1,117,529             $ 1,084,514          
    Average interest-earning assets to average interest-bearing liabilities   137.43 %             135.25 %        
    Non-tax-equivalent                      
    Net interest income     $ 44,229           $ 42,907    
    Interest rate spread         3.61 %           3.47 %
    Net interest margin(3)         4.32 %           4.18 %
    Tax-equivalent(4)                      
    Net interest income     $ 44,660           $ 43,325    
    Interest rate spread         3.65 %           3.51 %
    Net interest margin(3)         4.37 %           4.22 %

    (1)  Average loans receivable balances include loans held for sale and nonaccruing loans.
    (2)  Average other interest-earning assets consist of FRB stock, FHLB stock, SBIC investments and deposits in other banks.
    (3)  Net interest income divided by average interest-earning assets.
    (4)  Tax-equivalent results include adjustments to interest income of $431 and $418 for the three months ended June 30, 2025 and March 31, 2025, respectively, calculated based on a combined federal and state tax rate of 24%.

    Total interest and dividend income for the three months ended June 30, 2025 did not vary significantly when compared to the three months ended March 31, 2025. Regarding the components of this income, loan interest income increased $1.8 million, or 3.1%, primarily due to an increase in yield on loans and an additional day in the current quarter, which was offset by a $1.7 million, or 52.3%, decrease in other investments and interest-bearing deposits income, mainly due to a $1.0 million, or 78.9%, decrease in SBIC investment income where significant investment appreciation was recognized in the prior quarter. Accretion income on acquired loans of $1.0 million and $322,000 was recognized during the same periods, respectively, and was included in interest income on loans.

    Total interest expense for the three months ended June 30, 2025 decreased $1.3 million, or 6.3%, compared to the three months ended March 31, 2025. The decrease was primarily the result of a decline in the average balance of certificate accounts, specifically brokered deposits, and a decline in the average cost of funds across funding categories.

    The following table shows the effects that changes in average balances (volume), including the difference in the number of days in the periods compared, and average interest rates (rate) had on the interest earned on interest-earning assets and interest paid on interest-bearing liabilities:

      Increase / (Decrease)
    Due to
      Total
    Increase /
    (Decrease)
    (Dollars in thousands) Volume   Rate  
    Interest-earning assets          
    Loans receivable $ 703     $ 1,124     $ 1,827  
    Debt securities available for sale   (17 )     (112 )     (129 )
    Other interest-earning assets   (878 )     (814 )     (1,692 )
    Total interest-earning assets   (192 )     198       6  
    Interest-bearing liabilities          
    Interest-bearing checking accounts   (8 )     (65 )     (73 )
    Money market accounts   (7 )     (166 )     (173 )
    Savings accounts   —       (1 )     (1 )
    Certificate accounts   (767 )     (493 )     (1,260 )
    Junior subordinated debt   3       (2 )     1  
    Borrowings   249       (59 )     190  
    Total interest-bearing liabilities   (530 )     (786 )     (1,316 )
    Increase in net interest income         $ 1,322  


    Provision for Credit Losses.
      The provision for credit losses is the amount of expense that, based on our judgment, is required to maintain the allowance for credit losses (“ACL”) at an appropriate level under the current expected credit losses model.

    The following table presents a breakdown of the components of the provision for credit losses:

      Three Months Ended    
    (Dollars in thousands) June 30, 2025   March 31, 2025   $ Change   % Change
    Provision for credit losses              
    Loans $ 1,385     $ 800     $ 585     73 %
    Off-balance-sheet credit exposure   (82 )     740       (822 )   (111 )
    Total provision for credit losses $ 1,303     $ 1,540     $ (237 )   (15 )%

    For the quarter ended June 30, 2025, the “loans” portion of the provision for credit losses was the result of the following, offset by net charge-offs of $2.0 million during the quarter:

    • $0.3 million benefit driven by changes in the loan mix.
    • $1.6 million benefit due to changes in qualitative adjustments, partially offset by a slight worsening of the projected economic forecast, specifically the national unemployment rate. Of note, we released the $2.2 million qualitative allocation previously established for the potential impact of Hurricane Helene upon our loan portfolio which had been established in the quarter ended September 30, 2024. Any residual impact of the Hurricane is believed to have now been reflected elsewhere within the ACL calculation.
    • $1.3 million increase in specific reserves on individually evaluated loans.

    For the quarter ended March 31, 2025, the “loans” portion of the provision for credit losses was the result of the following, offset by net charge-offs of $1.3 million during the quarter:

    • $0.6 million benefit driven by changes in the loan mix.
    • A slight improvement in the projected economic forecast, specifically the national unemployment rate, was offset by changes in qualitative adjustments.
    • $0.1 million increase in specific reserves on individually evaluated loans.

    For the quarter ended June 30, 2025, the amount recorded for off-balance-sheet credit exposure was the result of an increase in the balance of loan commitments offset by changes in the projected economic forecast and qualitative allocation as outlined above. For the quarter ended March 31, 2025, the amount recorded for off-balance-sheet credit exposure was the result of an increase in the balance of loan commitments and changes in the loan mix and projected economic forecast as outlined above.

    Noninterest Income.  Noninterest income for the three months ended June 30, 2025 increased $2.1 million, or 26.5%, when compared to the quarter ended March 31, 2025. Changes in the components of noninterest income are discussed below:

      Three Months Ended    
    (Dollars in thousands) June 30, 2025   March 31, 2025   $ Change   % Change
    Noninterest income              
    Service charges and fees on deposit accounts $ 2,502     $ 2,244     $ 258     11 %
    Loan income and fees   548       721       (173 )   (24 )
    Gain on sale of loans held for sale   2,109       1,908       201     11  
    Bank owned life insurance (“BOLI”) income   852       842       10     1  
    Operating lease income   1,876       1,379       497     36  
    Gain on sale of branches   1,448       —       1,448     100  
    Gain on sale of premises and equipment   28       —       28     100  
    Other   794       933       (139 )   (15 )
    Total noninterest income $ 10,157     $ 8,027     $ 2,130     27 %
    • Gain on sale of loans held for sale: The increase was primarily driven by sales of the guaranteed portion of SBA commercial loans during the period. There were $7.3 million in sales of the guaranteed portion of SBA commercial loans with gains of $570,000 for the current quarter compared to $4.6 million sold and gains of $366,000 for the prior quarter. There were $108.8 million of HELOCs originated for sale which were sold during the current quarter with gains of $954,000 compared to $89.4 million sold with gains of $1.1 million in the prior quarter. There were $30.3 million of residential mortgage loans sold for gains of $558,000 during the current quarter compared to $18.8 million sold with gains of $473,000 in the prior quarter. Our hedging of mandatory commitments on the residential mortgage loan pipeline resulted in a net gain of $27,000 for the current quarter compared to a net gain of $13,000 for the prior quarter.
    • Operating lease income: The increase was primarily the result of a reduction in losses recognized on the sale of previously leased equipment. We recognized net losses of $358,000 and $745,000 during the three months ended June 30, 2025 and March 31, 2025, respectively.
    • Gain on sale of branches: On May 23, 2025, we completed the previously announced sale of our two Knoxville, Tennessee branches, recognizing a gain of $1.4 million. The gain was primarily the result of a premium received on the deposits assumed by the purchasing institution, partially offset by expenses associated with the transaction.

    Noninterest Expense.  Noninterest expense for the three months ended June 30, 2025 increased $294,000, or 0.9%, when compared to the three months ended March 31, 2025. Changes in the components of noninterest expense are discussed below:

      Three Months Ended    
    (Dollars in thousands) June 30, 2025   March 31, 2025   $ Change   % Change
    Noninterest expense              
    Salaries and employee benefits $ 18,208     $ 17,699     $ 509     3 %
    Occupancy expense, net   2,375       2,511       (136 )   (5 )
    Computer services   2,488       2,805       (317 )   (11 )
    Operating lease depreciation expense   1,789       1,868       (79 )   (4 )
    Telephone, postage and supplies   561       546       15     3  
    Marketing and advertising   442       452       (10 )   (2 )
    Deposit insurance premiums   473       511       (38 )   (7 )
    Core deposit intangible amortization   411       515       (104 )   (20 )
    Other   4,508       4,054       454     11  
    Total noninterest expense $ 31,255     $ 30,961     $ 294     1 %
    • Computer services: At the end of the prior calendar year, we finalized the multiyear renewal of our largest core processing contract. The decrease in expense quarter-over-quarter is a reflection of the improved vendor pricing negotiated through this effort.
    • Other: The change was driven by an increase in loan workout expenses in addition to smaller increases across several other expense categories.

    Income Taxes.  The amount of income tax expense is influenced by the amount of pre-tax income, tax-exempt income, changes in the statutory rate and the effect of changes in valuation allowances maintained against deferred tax benefits. The effective tax rates for the three months ended June 30, 2025 and March 31, 2025 were 21.2% and 21.1%, respectively.

    Comparison of Results of Operations for the Six Months Ended June 30, 2025 and June 30, 2024
    Net Income.  Net income totaled $31.7 million, or $1.84 per diluted share, for the six months ended June 30, 2025 compared to $27.5 million, or $1.61 per diluted share, for the six months ended June 30, 2024, an increase of $4.3 million, or 15.5%. The results for the six months ended June 30, 2025 were positively impacted by a $3.2 million increase in net interest income, a decrease of $2.6 million in the provision for credit losses, a $1.3 million increase in noninterest income, partially offset by a $1.6 million increase in noninterest expense. Details of the changes in the various components of net income are further discussed below.

    Net Interest Income.  The following table presents the distribution of average assets, liabilities and equity, as well as interest income earned on average interest-earning assets and interest expense paid on average interest-bearing liabilities. All average balances are daily average balances. Nonaccruing loans have been included in the table as loans carrying a zero yield.

      Six Months Ended
      June 30, 2025   June 30, 2024
    (Dollars in thousands) Average
    Balance
    Outstanding
      Interest
    Earned /
    Paid
      Yield /
    Rate
      Average
    Balance
    Outstanding
      Interest
    Earned /
    Paid
      Yield /
    Rate
    Assets                      
    Interest-earning assets                      
    Loans receivable(1) $ 3,803,259     $ 119,053   6.31 %   $ 3,874,740     $ 122,113   6.34 %
    Debt securities available for sale   151,127       3,445   4.60       130,510       2,808   4.33  
    Other interest-earning assets(2)   177,551       4,778   5.43       135,936       3,848   5.69  
    Total interest-earning assets   4,131,937       127,276   6.21       4,141,186       128,769   6.25  
    Other assets   264,865               282,550          
    Total assets $ 4,396,802             $ 4,423,736          
    Liabilities and equity                      
    Interest-bearing liabilities                      
    Interest-bearing checking accounts $ 568,540     $ 2,575   0.91 %   $ 588,567     $ 2,870   0.98 %
    Money market accounts   1,337,731       18,180   2.74       1,289,758       19,340   3.02  
    Savings accounts   182,844       75   0.08       189,887       84   0.09  
    Certificate accounts   909,787       18,389   4.08       895,242       19,162   4.30  
    Total interest-bearing deposits   2,998,902       39,219   2.64       2,963,454       41,456   2.81  
    Junior subordinated debt   10,142       411   8.17       10,042       470   9.41  
    Borrowings   21,780       510   4.72       95,235       2,902   6.13  
    Total interest-bearing liabilities   3,030,824       40,140   2.67       3,068,731       44,828   2.94  
    Noninterest-bearing deposits   732,123               789,565          
    Other liabilities   65,367               50,224          
    Total liabilities   3,828,314               3,908,520          
    Stockholders’ equity   568,488               515,216          
    Total liabilities and stockholders’ equity $ 4,396,802             $ 4,423,736          
    Net earning assets $ 1,101,113             $ 1,072,455          
    Average interest-earning assets to average interest-bearing liabilities   136.33 %             134.95 %        
    Non-tax-equivalent                      
    Net interest income     $ 87,136           $ 83,941    
    Interest rate spread         3.54 %           3.31 %
    Net interest margin(3)         4.25 %           4.08 %
    Tax-equivalent(4)                      
    Net interest income     $ 87,985           $ 84,645    
    Interest rate spread         3.58 %           3.35 %
    Net interest margin(3)         4.29 %           4.11 %

    (1)  Average loans receivable balances include loans held for sale and nonaccruing loans.
    (2)  Average other interest-earning assets consist of FRB stock, FHLB stock, SBIC investments and deposits in other banks.
    (3)  Net interest income divided by average interest-earning assets.
    (4)  Tax-equivalent results include adjustments to interest income of $849 and $704 for the six months ended June 30, 2025 and June 30, 2024, respectively, calculated based on a combined federal and state tax rate of 24%.

    Total interest and dividend income for the six months ended June 30, 2025 decreased $1.5 million, or 1.2%, compared to the six months ended June 30, 2024, which was driven by a $3.1 million, or 2.5%, decrease in interest income on loans, partially offset by a combined $1.6 million, or 23.5%, increase in interest income on debt securities available for sale and other interest-bearing assets. Accretion income on acquired loans of $1.3 million and $1.4 million was recognized during the same periods, respectively, and was included in interest income on loans. The overall decrease in average yield on interest-earning assets was mainly the result of a decline in average balances, specifically for the loan portfolio where we continue to be focused on prudent loan growth.

    Total interest expense for the six months ended June 30, 2025 decreased $4.7 million, or 10.5%, compared to the six months ended June 30, 2024. The change was primarily the result of a decrease in the average balance of borrowings in addition to the cost of funds across all funding sources.

    The following table shows the effects that changes in average balances (volume), including the difference in the number of days in the periods compared, and average interest rates (rate) had on the interest earned on interest-earning assets and interest paid on interest-bearing liabilities:

      Increase / (Decrease)
    Due to
      Total
    Increase /
    (Decrease)
    (Dollars in thousands) Volume   Rate  
    Interest-earning assets          
    Loans receivable $ (2,583 )   $ (477 )   $ (3,060 )
    Debt securities available for sale   434       203       637  
    Other interest-earning assets   1,165       (235 )     930  
    Total interest-earning assets   (984 )     (509 )     (1,493 )
    Interest-bearing liabilities          
    Interest-bearing checking accounts   (105 )     (190 )     (295 )
    Money market accounts   669       (1,829 )     (1,160 )
    Savings accounts   (3 )     (6 )     (9 )
    Certificate accounts   260       (1,033 )     (773 )
    Junior subordinated debt   4       (63 )     (59 )
    Borrowings   (2,240 )     (152 )     (2,392 )
    Total interest-bearing liabilities   (1,415 )     (3,273 )     (4,688 )
    Increase in net interest income         $ 3,195  


    Provision for Credit Losses.
      The following table presents a breakdown of the components of the provision for credit losses:

      Six Months Ended      
    (Dollars in thousands) June 30, 2025   June 30, 2024   $ Change   % Change  
    Provision for credit losses                
    Loans $ 2,185     $ 5,445     $ (3,260 )   (60 )%
    Off-balance-sheet credit exposure   658       (20 )     678     3,390  
    Total provision for credit losses $ 2,843     $ 5,425     $ (2,582 )   (48 )%

    For the six months ended June 30, 2025, the “loans” portion of the provision for credit losses was the result of the following, offset by net charge-offs of $3.3 million during the period.

    • $0.9 million benefit driven by changes in the loan mix.
    • $1.6 million benefit due to changes in qualitative adjustments, partially offset by a slight worsening of the projected economic forecast, specifically the national unemployment rate. Of note, we released the $2.2 million qualitative allocation previously established for the potential impact of Hurricane Helene upon our loan portfolio which had been established in the quarter ended September 30, 2024. Any residual impact of the Hurricane is believed to have now been reflected elsewhere within the ACL calculation.
    • $1.4 million increase in specific reserves on individually evaluated loans.

    For the six months ended June 30, 2024, the “loans” portion of the provision for credit losses was the result of the following, in addition to net charge-offs of $4.9 million during the period:

    • $1.3 million benefit due to changes in the projected economic forecast, specifically the national unemployment rate, and changes in qualitative adjustments.
    • $1.8 million increase in specific reserves on individually evaluated loans which was proportional to the increase in the associated loan balances which increased from $8.1 million to $16.3 million during the six month period, concentrated in the equipment finance and SBA portfolios.

    For the six months ended June 30, 2025 and June 30, 2024, the amounts recorded for off-balance-sheet credit exposure were the result of changes in the balance of loan commitments, loan mix and projected economic forecast as outlined above.

    Noninterest Income.  Noninterest income for the six months ended June 30, 2025 increased $1.3 million, or 7.4%, when compared to the same period last year. Changes in the components of noninterest income are discussed below:

      Six Months Ended    
    (Dollars in thousands) June 30, 2025   June 30, 2024   $ Change   % Change
    Noninterest income              
    Service charges and fees on deposit accounts $ 4,746     $ 4,503     $ 243     5 %
    Loan income and fees   1,269       1,325       (56 )   (4 )
    Gain on sale of loans held for sale   4,017       3,285       732     22  
    BOLI income   1,694       2,642       (948 )   (36 )
    Operating lease income   3,255       3,450       (195 )   (6 )
    Gain on sale of branches   1,448       —       1,448     100  
    Gain (loss) on sale of premises and equipment   28       (9 )     37     411  
    Other   1,727       1,728       (1 )   —  
    Total noninterest income $ 18,184     $ 16,924     $ 1,260     7 %
                                 
    • Gain on sale of loans held for sale: The increase in the gain on sale of loans held for sale was primarily driven by HELOCs and residential mortgage loans sold during the period. During the six months ended June 30, 2025, there were $198.2 million of HELOCs sold during the current period for gains of $2.0 million compared to $40.7 million sold and gains of $473,000 for the corresponding period in the prior year. There were $49.1 million of residential mortgage loans originated for sale which were sold with gains of $1.0 million compared to $36.6 million sold with gains of $667,000 for the corresponding period in the prior year. There were $11.9 million of sales of the guaranteed portion of SBA commercial loans with gains of $936,000 compared to $25.6 million sold and gains of $2.1 million for the corresponding period in the prior year. Our hedging of mandatory commitments on the residential mortgage loan pipeline resulted in a net gain of $40,000 for the six months ended June 30, 2025 versus a net loss of $3,000 for the six months ended June 30, 2024.
    • BOLI income: The decrease was due to $1.1 million in tax-free gains on death benefit proceeds in excess of the cash surrender value of the policies recognized in the prior period, partially offset by higher yielding policies as a result of restructuring the portfolio at the end of the prior calendar year.
    • Gain on sale of branches: As discussed earlier, during the current period we completed the previously announced sale of our two Knoxville, Tennessee branches, recognizing a gain of $1.4 million in the current period.

    Noninterest Expense.  Noninterest expense for the six months ended June 30, 2025 increased $2.1 million, or 3.6%, when compared to the same period last year. Changes in the components of noninterest expense are discussed below:

      Six Months Ended    
    (Dollars in thousands) June 30, 2025   June 30, 2024   $ Change   % Change
    Noninterest expense              
    Salaries and employee benefits $ 35,907     $ 33,584     $ 2,323     7 %
    Occupancy expense, net   4,886       4,856       30     1  
    Computer services   5,293       6,204       (911 )   (15 )
    Operating lease depreciation expense   3,657       3,565       92     3  
    Telephone, postage and supplies   1,107       1,165       (58 )   (5 )
    Marketing and advertising   894       1,251       (357 )   (29 )
    Deposit insurance premiums   984       1,085       (101 )   (9 )
    Core deposit intangible amortization   926       1,329       (403 )   (30 )
    Other   8,562       7,580       982     13  
    Total noninterest expense $ 62,216     $ 60,619     $ 1,597     3 %
                                 
    • Salaries and employee benefits: The increase was primarily the result of increases in both pay and incentive compensation.
    • Computer services: As discussed earlier, the decrease in expense year-over-year is a reflection of the improved vendor pricing associated with the multiyear renewal of our largest core processing contract.
    • Marketing and advertising: The decrease was the result of a reduction in spending in the six months ended June 30, 2025 when compared to the same period of the prior year, as we re-evaluated our marketing strategy for future periods.
    • Core deposit intangible amortization: The intangible recorded associated with the Quantum merger is being amortized on an accelerated basis, so the rate of amortization slowed year-over-year.
    • Other: The increase period-over-period was driven by increases of $274,000 in losses on the sale repossessed equipment, $234,000 in community association banking deposit line of business referral fees, and $224,000 in consulting fees.

    Income Taxes. The amount of income tax expense is influenced by the amount of pre-tax income, tax-exempt income, changes in the statutory rate and the effect of changes in valuation allowances maintained against deferred tax benefits. The effective tax rate was 21.1% for both the six months ended June 30, 2025 and June 30, 2024.

    Balance Sheet Review
    Total assets decreased by $17.4 million to $4.6 billion and total liabilities decreased by $44.9 million to $4.0 billion, respectively, at June 30, 2025 as compared to December 31, 2024. These changes can be traced to the use of the proceeds of both loan sales and the maturities of debt securities and certificates of deposit to fund loan growth. Total deposits declined by $113.0 million over the same period. The decrease was mainly the result of a reduction in brokered deposits of $96.5 million and $34.3 million of deposits which were assumed by the purchaser of our two Knoxville, Tennessee branches. Borrowings increased by $77.0 million to provide additional liquidity.

    Stockholders’ equity increased $27.5 million to $579.3 million at June 30, 2025 as compared to December 31, 2024. Activity within stockholders’ equity included $31.8 million in net income and $2.2 million in stock-based compensation and stock option exercises, partially offset by $4.1 million in cash dividends declared and $3.3 million in stock repurchases. In addition, accumulated other comprehensive income improved by $1.4 million due to a reduction in the unrealized loss on available for sale securities due to changes in market interest rates.

    As of June 30, 2025, the Bank was considered “well capitalized” in accordance with its regulatory capital guidelines and exceeded all regulatory capital requirements.

    Asset Quality
    The ACL on loans was $44.1 million, or 1.20% of total loans, at June 30, 2025 compared to $45.3 million, or 1.24% of total loans, at December 31, 2024. The drivers of this change are discussed in the “Comparison of Results of Operations for the Six Months Ended June 30, 2025 and June 30, 2024 – Provision for Credit Losses” section above.

    Net loan charge-offs totaled $3.3 million for the six months ended June 30, 2025 compared to $4.9 million for the same period last year. Annualized net charge-offs as a percentage of average loans were 0.18% for the six months ended June 30, 2025 as compared to 0.25% for the six months ended June 30, 2024.

    Nonperforming assets, made up of nonaccrual loans and repossessed assets, increased by $2.5 million, or 8.9%, to $30.5 million, or 0.67% of total assets, at June 30, 2025 compared to $28.0 million, or 0.61% of total assets, at March 31, 2025. Owner occupied commercial real estate (“CRE”) made up the largest portion of nonperforming assets at $8.9 million and $8.6 million, respectively, at these same dates. One relationship made up $5.0 million of the totals at both dates but no loss is anticipated. In addition, equipment finance loans made up $6.0 million and $5.1 million, respectively, at these same dates, concentrated in the transportation sector. The ratio of nonperforming loans to total loans was 0.81% at June 30, 2025 compared to 0.74% at March 31, 2025.

    Nonperforming assets increased by $1.7 million, or 6.1%, to $30.5 million, or 0.67% of total assets, at June 30, 2025 compared to $28.8 million, or 0.63% of total assets, at December 31, 2024, with the composition of nonperforming assets remaining consistent between periods. The ratio of nonperforming loans to total loans was 0.81% at June 30, 2025 compared to 0.76% at December 31, 2024.

    Classified assets increased by $8.2 million, or 20.0%, to $48.8 million, or 1.07% of total assets, as of June 30, 2025 when compared to the balance of $40.7 million, or 0.89% of total assets, at March 31, 2025. The drivers of the change were increases of $3.2 million in Equipment Finance loans, $2.3 million in commercial and industrial loans, and $1.6 million in owner-occupied CRE loans. Classified assets increased by $69,000, or 0.14%, to $48.8 million, or 1.07% of total assets, as of June 30, 2025 when compared to the balance of $48.8 million, or 1.06% of total assets, at December 31, 2024. The largest portfolios of classified assets at June 30, 2025 included $14.5 million of owner-occupied CRE loans, $8.6 million of equipment finance loans, $6.5 million of both 1-4 family residential real estate and commercial and industrial loans, $5.4 million of HELOCs, and $4.7 million of non-owner occupied CRE loans.

    Lastly, in an effort to assist customers in their post-Hurricane Helene recovery and clean-up efforts, at the end of the prior calendar year we granted payment deferrals of up to six months to provide short-term relief to impacted customers. The outstanding balance of these deferrals declined from $136.0 million at December 31, 2024 to $18.9 million at June 30, 2025. As stated earlier, after reassessing the remaining exposure and the sufficiency of the ACL in place, in the current quarter we released the $2.2 million qualitative allocation previously established for the storm upon our loan portfolio which had been established in the quarter ended September 30, 2024. To date, $27,000 in charge-offs have been recognized which were directly related to Hurricane Helene.

    About HomeTrust Bancshares, Inc.
    HomeTrust Bancshares, Inc. (NYSE: HTB), headquartered in Asheville, North Carolina, is the holding company for HomeTrust Bank, a state-chartered community bank operating over 30 locations across North Carolina, South Carolina, East Tennessee, Southwest Virginia, and Georgia. With total assets of $4.6 billion as of June 30, 2025, the Company’s goal is to continue to be recognized as a high-performing, regional community bank, while our strategy to reach that goal is to be a best place to work. As a reflection of these efforts, the Company has been named one of Bank Director’s “Best U.S. Banks,” one of Forbes’ “America’s Best Banks”, one of S&P Global’s “Top 50 Community Banks”, and named to the 2025 KBW Honor Roll. In addition, the Company has been recognized as one of American Banker’s “Best Banks to Work For”, received a “Most Loved Workplace” certification by Best Practices Institute, named as one of Best Companies Group’s “America’s Best Workplaces”, as well as being named a “Best Place to Work” in all five states in which the Company operates.

    Forward-Looking Statements
    This press release includes “forward-looking statements” within the meaning of the Private Securities Litigation Reform Act of 1995. Forward-looking statements are not statements of historical fact, but instead are based on certain assumptions including statements with respect to the Company’s beliefs, plans, objectives, goals, expectations, assumptions and statements about future economic performance and projections of financial items. These forward-looking statements are subject to known and unknown risks, uncertainties and other factors that could cause actual results to differ materially from the results anticipated or implied by forward-looking statements. The factors that could result in material differentiation include, but are not limited to, natural disasters, including the lingering effects of Hurricane Helene; expected revenues, cost savings, synergies and other benefits from merger and acquisition activities might not be realized to the extent anticipated, within the anticipated time frames, or at all, costs or difficulties relating to integration matters, including but not limited to customer and employee retention, might be greater than expected, and goodwill impairment charges might be incurred; increased competitive pressures among financial services companies; changes in the interest rate environment; changes in general economic conditions, both nationally and in our market areas; legislative and regulatory changes; and the effects of inflation, a potential recession, and other factors described in the Company’s latest Annual Report on Form 10-K and Quarterly Reports on Form 10-Q and other documents filed with or furnished to the Securities and Exchange Commission – which are available on the Company’s website at www.htb.com and on the SEC’s website at www.sec.gov. Any of the forward-looking statements that the Company makes in this press release or in the documents the Company files with or furnishes to the SEC are based upon management’s beliefs and assumptions at the time they are made and may turn out to be wrong because of inaccurate assumptions, the factors described above or other factors that management cannot foresee. The Company does not undertake, and specifically disclaims any obligation, to revise any forward-looking statements to reflect the occurrence of anticipated or unanticipated events or circumstances after the date of such statements.

    Consolidated Balance Sheets (Unaudited)

    (Dollars in thousands) June 30,
    2025
      March 31,
    2025
      December 31,
    2024
    (1)
      September 30,
    2024
      June 30,
    2024
    Assets                  
    Cash $ 16,662     $ 14,303     $ 18,778     $ 18,980     $ 18,382  
    Interest-bearing deposits   280,547       285,522       260,441       274,497       275,808  
    Cash and cash equivalents   297,209       299,825       279,219       293,477       294,190  
    Certificates of deposit in other banks   23,319       25,806       28,538       29,290       32,131  
    Debt securities available for sale, at fair value   143,942       150,577       152,011       140,552       134,135  
    FHLB and FRB stock   15,263       13,602       13,630       18,384       19,637  
    SBIC investments, at cost   17,720       17,746       15,117       15,489       15,462  
    Loans held for sale, at fair value   1,106       2,175       4,144       2,968       1,614  
    Loans held for sale, at the lower of cost or fair value   169,835       151,164       202,018       189,722       224,976  
    Total loans, net of deferred loan fees and costs   3,671,951       3,648,609       3,648,299       3,698,892       3,701,454  
    Allowance for credit losses – loans   (44,139 )     (44,742 )     (45,285 )     (48,131 )     (49,223 )
    Loans, net   3,627,812       3,603,867       3,603,014       3,650,761       3,652,231  
    Premises and equipment held for sale, at the lower of cost or fair value   616       8,240       616       616       616  
    Premises and equipment, net   62,706       62,347       69,872       69,603       69,880  
    Accrued interest receivable   16,554       18,269       18,336       17,523       18,412  
    Deferred income taxes, net   9,968       9,288       10,735       10,100       10,512  
    BOLI   92,576       91,715       90,868       90,021       89,176  
    Goodwill   34,111       34,111       34,111       34,111       34,111  
    Core deposit intangibles, net   5,670       6,080       6,595       7,162       7,730  
    Other assets   59,646       63,248       66,606       67,514       66,051  
    Total assets $ 4,578,053     $ 4,558,060     $ 4,595,430     $ 4,637,293     $ 4,670,864  
    Liabilities and stockholders’ equity                  
    Liabilities                  
    Deposits $ 3,666,178     $ 3,736,360     $ 3,779,203     $ 3,761,588     $ 3,707,779  
    Junior subordinated debt   10,170       10,145       10,120       10,096       10,070  
    Borrowings   265,000       177,000       188,000       260,013       364,513  
    Other liabilities   57,431       69,106       66,349       65,592       64,874  
    Total liabilities   3,998,779       3,992,611       4,043,672       4,097,289       4,147,236  
    Stockholders’ equity                  
    Preferred stock, $0.01 par value, 10,000,000 shares authorized, none issued or outstanding   —       —       —       —       —  
    Common stock, $0.01 par value, 60,000,000 shares authorized(2)   175       176       175       175       175  
    Additional paid in capital   174,900       176,682       176,693       175,495       172,907  
    Retained earnings   408,178       393,026       380,541       368,383       357,147  
    Unearned Employee Stock Ownership Plan (“ESOP”) shares   (3,703 )     (3,835 )     (3,966 )     (4,099 )     (4,232 )
    Accumulated other comprehensive income (loss)   (276 )     (600 )     (1,685 )     50       (2,369 )
    Total stockholders’ equity   579,274       565,449       551,758       540,004       523,628  
    Total liabilities and stockholders’ equity $ 4,578,053     $ 4,558,060     $ 4,595,430     $ 4,637,293     $ 4,670,864  

    (1)  Derived from audited financial statements.
    (2)  Shares of common stock issued and outstanding were 17,492,143 at June 30, 2025; 17,552,626 at March 31, 2025; 17,527,709 at December 31, 2024; 17,514,922 at September 30, 2024; and 17,437,326 at June 30, 2024.


    Consolidated Statements of Income (Unaudited)

      Three Months Ended   Six Months Ended
    (Dollars in thousands) June 30, 2025   March 31, 2025   June 30, 2025   June 30, 2024
    Interest and dividend income              
    Loans $ 60,440     $ 58,613     $ 119,053     $ 122,113  
    Debt securities available for sale   1,658       1,787       3,445       2,808  
    Other investments and interest-bearing deposits   1,543       3,235       4,778       3,848  
    Total interest and dividend income   63,641       63,635       127,276       128,769  
    Interest expense              
    Deposits   18,856       20,363       39,219       41,456  
    Junior subordinated debt   206       205       411       470  
    Borrowings   350       160       510       2,902  
    Total interest expense   19,412       20,728       40,140       44,828  
    Net interest income   44,229       42,907       87,136       83,941  
    Provision for credit losses   1,303       1,540       2,843       5,425  
    Net interest income after provision for credit losses   42,926       41,367       84,293       78,516  
    Noninterest income              
    Service charges and fees on deposit accounts   2,502       2,244       4,746       4,503  
    Loan income and fees   548       721       1,269       1,325  
    Gain on sale of loans held for sale   2,109       1,908       4,017       3,285  
    BOLI income   852       842       1,694       2,642  
    Operating lease income   1,876       1,379       3,255       3,450  
    Gain on sale of branches   1,448       —       1,448       —  
    Gain (loss) on sale of premises and equipment   28       —       28       (9 )
    Other   794       933       1,727       1,728  
    Total noninterest income   10,157       8,027       18,184       16,924  
    Noninterest expense              
    Salaries and employee benefits   18,208       17,699       35,907       33,584  
    Occupancy expense, net   2,375       2,511       4,886       4,856  
    Computer services   2,488       2,805       5,293       6,204  
    Operating lease depreciation expense   1,789       1,868       3,657       3,565  
    Telephone, postage and supplies   561       546       1,107       1,165  
    Marketing and advertising   442       452       894       1,251  
    Deposit insurance premiums   473       511       984       1,085  
    Core deposit intangible amortization   411       515       926       1,329  
    Other   4,508       4,054       8,562       7,580  
    Total noninterest expense   31,255       30,961       62,216       60,619  
    Income before income taxes   21,828       18,433       40,261       34,821  
    Income tax expense   4,618       3,894       8,512       7,336  
    Net income $ 17,210     $ 14,539     $ 31,749     $ 27,485  

    Per Share Data

        Three Months Ended    Six Months Ended
        June 30, 2025   March 31, 2025   June 30, 2025   June 30, 2024
    Net income per common share(1)                
    Basic   $ 1.01     $ 0.84     $ 1.85     $ 1.61  
    Diluted   $ 1.00     $ 0.84     $ 1.84     $ 1.61  
    Average shares outstanding                
    Basic     17,006,141       17,011,359       17,008,699       16,871,383  
    Diluted     17,106,448       17,113,424       17,109,842       16,888,550  
    Book value per share at end of period   $ 33.12     $ 32.21     $ 33.12     $ 30.03  
    Tangible book value per share at end of period(2)   $ 30.92     $ 30.00     $ 30.92     $ 27.73  
    Cash dividends declared per common share   $ 0.12     $ 0.12     $ 0.24     $ 0.22  
    Total shares outstanding at end of period     17,492,143       17,552,626       17,492,143       17,437,326  

    (1)  Basic and diluted net income per common share have been prepared in accordance with the two-class method.
    (2)  See Non-GAAP reconciliations below for adjustments.


    Selected Financial Ratios and Other Data

      Three Months Ended   Six Months Ended
      June 30, 2025   March 31, 2025   June 30, 2025   June 30, 2024
    Performance ratios(1)          
    Return on assets (ratio of net income to average total assets) 1.58 %   1.33 %   1.46 %   1.25 %
    Return on equity (ratio of net income to average equity) 11.97     10.52     11.26     10.73  
    Yield on earning assets 6.22     6.20     6.21     6.25  
    Rate paid on interest-bearing liabilities 2.61     2.73     2.67     2.94  
    Average interest rate spread 3.61     3.47     3.54     3.31  
    Net interest margin(2) 4.32     4.18     4.25     4.08  
    Average interest-earning assets to average interest-bearing liabilities 137.43     135.25     136.33     134.95  
    Noninterest expense to average total assets 2.87     2.84     2.85     2.76  
    Efficiency ratio 57.47     60.79     59.07     60.10  
    Efficiency ratio – adjusted(3) 58.59     60.29     59.43     60.36  

    (1)  Ratios are annualized where appropriate.
    (2)  Net interest income divided by average interest-earning assets.
    (3)  See Non-GAAP reconciliations below for adjustments.

      At or For the Three Months Ended
      June 30,
    2025
      March 31,
    2025
      December 31,
    2024
      September 30,
    2024
      June 30,
    2024
    Asset quality ratios                  
    Nonperforming assets to total assets(1) 0.67 %   0.61 %   0.63 %   0.64 %   0.54 %
    Nonperforming loans to total loans(1) 0.81     0.74     0.76     0.78     0.68  
    Total classified assets to total assets 1.07     0.85     1.06     0.99     0.91  
    Allowance for credit losses to nonperforming loans(1) 147.98     165.96     163.68     166.51     194.80  
    Allowance for credit losses to total loans 1.20     1.23     1.24     1.30     1.33  
    Net charge-offs to average loans (annualized) 0.21     0.14     0.19     0.42     0.27  
    Capital ratios                  
    Equity to total assets at end of period 12.65 %   12.41 %   12.01 %   11.64 %   11.21 %
    Tangible equity to total tangible assets(2) 11.91     11.65     11.25     10.88     10.44  
    Average equity to average assets 13.20     12.66     12.28     12.02     11.78  

    (1)  Nonperforming assets include nonaccruing loans and repossessed assets. There were no accruing loans more than 90 days past due at the dates indicated. At June 30, 2025, $6.1 million, or 20.4%, of nonaccruing loans were current on their loan payments as of that date.
    (2)  See Non-GAAP reconciliations below for adjustments.


    Loans

    (Dollars in thousands) June 30,
    2025
      March 31,
    2025
      December 31,
    2024
      September 30,
    2024
      June 30,
    2024
    Commercial real estate                  
    Construction and land development $ 267,494     $ 247,539     $ 274,356     $ 300,905     $ 316,050  
    Commercial real estate – owner occupied   561,623       570,150       545,490       544,689       545,631  
    Commercial real estate – non-owner occupied   877,440       867,711       866,094       881,340       892,653  
    Multifamily   113,416       118,094       120,425       114,155       92,292  
    Total commercial real estate   1,819,973       1,803,494       1,806,365       1,841,089       1,846,626  
    Commercial                  
    Commercial and industrial   367,359       349,085       316,159       286,809       266,136  
    Equipment finance   360,499       380,166       406,400       443,033       461,010  
    Municipal leases   168,623       163,554       165,984       158,560       152,509  
    Total commercial   896,481       892,805       888,543       888,402       879,655  
    Residential real estate                  
    Construction and land development   53,020       56,858       53,683       63,016       70,679  
    One-to-four family   640,287       631,537       630,391       627,845       621,196  
    HELOCs   205,918       199,747       195,288       194,909       188,465  
    Total residential real estate   899,225       888,142       879,362       885,770       880,340  
    Consumer   56,272       64,168       74,029       83,631       94,833  
    Total loans, net of deferred loan fees and costs   3,671,951       3,648,609       3,648,299       3,698,892       3,701,454  
    Allowance for credit losses – loans   (44,139 )     (44,742 )     (45,285 )     (48,131 )     (49,223 )
    Loans, net $ 3,627,812     $ 3,603,867     $ 3,603,014     $ 3,650,761     $ 3,652,231  


    Deposits

    (Dollars in thousands) June 30,
    2025
      March 31,
    2025
      December 31,
    2024
      September 30,
    2024
      June 30,
    2024
    Core deposits                  
    Noninterest-bearing accounts $ 698,843     $ 721,814     $ 680,926     $ 684,501     $ 683,346  
    NOW accounts   561,524       573,745       575,238       534,517       561,789  
    Money market accounts   1,323,762       1,357,961       1,341,995       1,345,289       1,311,940  
    Savings accounts   179,980       184,396       181,317       179,762       185,499  
    Total core deposits   2,764,109       2,837,916       2,779,476       2,744,069       2,742,574  
    Certificates of deposit   902,069       898,444       999,727       1,017,519       965,205  
    Total $ 3,666,178     $ 3,736,360     $ 3,779,203     $ 3,761,588     $ 3,707,779  

    Non-GAAP Reconciliations
    In addition to results presented in accordance with generally accepted accounting principles utilized in the United States (“GAAP”), this earnings release contains certain non-GAAP financial measures, which include: the efficiency ratio, tangible book value, tangible book value per share and the tangible equity to tangible assets ratio. The Company believes these non-GAAP financial measures and ratios as presented are useful for both investors and management to understand the effects of certain items and provide an alternative view of its performance over time and in comparison to its competitors. These non-GAAP measures have inherent limitations, are not required to be uniformly applied and are not audited. They should not be considered in isolation or as a substitute for total stockholders’ equity or operating results determined in accordance with GAAP. These non-GAAP measures may not be comparable to similarly titled measures reported by other companies.

    Set forth below is a reconciliation to GAAP of the Company’s efficiency ratio:

        Three Months Ended   Six Months Ended
    (Dollars in thousands)   June 30, 2025   March 31, 2025   June 30, 2025   June 30, 2024
    Noninterest expense   $ 31,255     $ 30,961     $ 62,216     $ 60,619  
                     
    Net interest income   $ 44,229     $ 42,907     $ 87,136     $ 83,941  
    Plus: tax-equivalent adjustment     431       418       849       704  
    Plus: noninterest income     10,157       8,027       18,184       16,924  
    Less: BOLI death benefit proceeds in excess of cash surrender value     —       —       —       1,143  
    Less: gain on sale of branches     1,448       —       1,448       —  
    Less: gain (loss) on sale of premises and equipment     28       —       28       (9 )
    Net interest income plus noninterest income – adjusted   $ 53,341     $ 51,352     $ 104,693     $ 100,435  
    Efficiency ratio   57.47 %   60.79 %   59.07 %   60.10 %
    Efficiency ratio – adjusted   58.59 %   60.29 %   59.43 %   60.36 %

    Set forth below is a reconciliation to GAAP of tangible book value and tangible book value per share:

        As of
    (Dollars in thousands, except per share data)   June 30,
    2025
      March 31,
    2025
      December 31,
    2024
      September 30,
    2024
      June 30,
    2024
    Total stockholders’ equity   $ 579,274     $ 565,449     $ 551,758     $ 540,004     $ 523,628  
    Less: goodwill, core deposit intangibles, net of taxes     38,477       38,793       39,189       39,626       40,063  
    Tangible book value   $ 540,797     $ 526,656     $ 512,569     $ 500,378     $ 483,565  
    Common shares outstanding     17,492,143       17,552,626       17,527,709       17,514,922       17,437,326  
    Book value per share   $ 33.12     $ 32.21     $ 31.48     $ 30.83     $ 30.03  
    Tangible book value per share   $ 30.92     $ 30.00     $ 29.24     $ 28.57     $ 27.73  

    Set forth below is a reconciliation to GAAP of tangible equity to tangible assets:

        As of
    (Dollars in thousands)   June 30,
    2025
      March 31,
    2025
      December 31,
    2024
      September 30,
    2024
      June 30,
    2024
    Tangible equity(1)   $ 540,797     $ 526,656     $ 512,569     $ 500,378     $ 483,565  
    Total assets     4,578,053       4,558,060       4,595,430       4,637,293       4,670,864  
    Less: goodwill, core deposit intangibles, net of taxes     38,477       38,793       39,189       39,626       40,063  
    Total tangible assets   $ 4,539,576     $ 4,519,267     $ 4,556,241     $ 4,597,667     $ 4,630,801  
    Tangible equity to tangible assets   11.91 %   11.65 %   11.25 %   10.88 %   10.44 %

    (1)  Tangible equity (or tangible book value) is equal to total stockholders’ equity less goodwill and core deposit intangibles, net of related deferred tax liabilities.

    The MIL Network –

    July 23, 2025
  • MIL-OSI United Kingdom: Nigel Topping CMG appointed Chair of the Climate Change Committee

    Source: United Kingdom – Government Statements

    News story

    Nigel Topping CMG appointed Chair of the Climate Change Committee

    Nigel Topping CMG has been appointed as Chair of the Climate Change Committee.

    Nigel Topping CMG has been appointed as Chair of the Climate Change Committee (CCC) by the UK and devolved governments today (22 July). 

    This follows the Secretary of State, Ed Miliband, and the Northern Irish, Welsh and Scottish devolved government Ministers selecting Nigel Topping as the preferred candidate for the role, as well as a successful pre-appointment hearing in front of the Energy Security and Net Zero and Environmental Audit Committees on Wednesday 16 July.   

    The Energy Secretary has written to Nigel Topping to confirm his appointment, welcoming him to the role and confirming his confidence in him to lead the Climate Change Committee. He has also written to Professor Piers Forster, to thank him for his leadership as interim Chair of the CCC following Lord Deben’s departure in 2023. 

    The Chair will play a key role in the committee’s work of advising government on the delivery of its carbon budgets, with a critical few years ahead as the government accelerates to net zero as part of its clean energy superpower mission. 

    Energy Secretary, Ed Miliband, said: 

    I want to congratulate Nigel Topping on his appointment as Chair of the Climate Change Committee.  

    We highly value the Climate Change Committee’s independent advice on how we can achieve net zero, so I am thrilled to have Nigel in this important role – as he brings extensive experience, including from his time serving as the UN High Level Climate Action Champion for COP26.  

    Net zero is the economic opportunity of the 21st century and Nigel’s business expertise will help us to maximise on this opportunity as we deliver our clean energy superpower mission – boosting energy security, creating good jobs, bringing down bills and tackling the climate crisis.

    Nigel Topping, Chair of the Climate Change Committee, said: 

    It is an honour to be appointed Chair of the Climate Change Committee at this pivotal moment. The UK has an opportunity to deliver on its climate commitments in a way that reduces costs for households, powers our industries forward, and makes our economy more successful. It’s also important to ensure resilience against growing climate impacts and I look forward to working with Baroness Brown who leads our adaptation work.    

    I’d like to offer my sincere thanks to Professor Piers Forster, who has been our interim Chair since Lord Deben stepped down. He has led the Committee through an incredibly busy period overseeing advice on the UK’s Seventh Carbon Budget, three devolved carbon budgets, and a number of key progress reports to government.   

    I am committed to upholding the rigour and independent nature of the Committee’s advice, while harnessing our country’s wealth of scientific, financial and business talent.

    Nigel Topping’s selection follows a competitive recruitment process in line with the Governance Code for Public Appointments. 

    Notes to Editors

    The UK government, Scottish Government, Welsh Government, and Northern Ireland Executive agreed to appoint Nigel Topping. The decision-making Ministers were: 

    • Ed Miliband MP, Secretary of State for Energy Security and Net Zero 

    • Andrew Muir MLA, Minister of Agriculture, Environment, and Rural Affairs, Northern Ireland Executive 

    • Gillian Martin MSP, Cabinet Secretary for Climate Action and Energy, Scottish Government 

    • Huw Irranca-Davies MS, Deputy First Minister of Wales and Cabinet Secretary for Climate Change and Rural Affairs, Welsh Government 

    Nigel Topping’s term as Chair will begin on Wednesday 23 July.

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    Updates to this page

    Published 22 July 2025

    MIL OSI United Kingdom –

    July 22, 2025
  • MIL-OSI United Kingdom: £1m investment to turn Portsmouth into a nature positive city

    Source: City of Portsmouth

    Nearly £1m of extra investment will help reinforce Portsmouth as a nature positive city.

    Portsmouth City Council has been awarded Nature Towns and Cities funding after a successful bid to the National Lottery Heritage Fund.

    The £895,818 will be spent on transforming the city’s green infrastructure over three years for the benefit of residents and nature, paving the way for Portsmouth to become an officially recognised Nature City. It will also be used to leverage in external funding for the city.

    Cllr Kimberly Barrett, Portsmouth City Council Cabinet Member for Climate Change and Greening the City, said:

    “As we approach 2026, Portsmouth’s Centenary Year, this funding will help us understand how we can work with residents and communities to achieve our  bold ambition to make Portsmouth a nature positive city, where the benefits of nature can be enjoyed and support the health and wellbeing of residents.

    “We can only achieve this by working in partnership, and the council is delighted to be working with Southern Water, Hampshire and Isle of Wight Wildlife Trust, Historic England and Shaping Portsmouth. We know facing the environmental challenges of the future requires strong collaboration.”

    Because Portsmouth is a densely populated city, it means its vital green spaces are fragmented by roads and buildings. The funding will help connect these spaces by identifying opportunities for new green infrastructure such as rain gardens and trees, creating corridors for wildlife to travel between.

    The funding will build on recommendations from a developing Urban Forest Master Plan and enable the council to work with residents, landowners and others across the city to develop a resilient treescape with diverse species resistant to a changing climate and pests and disease. This will help in the fight against climate change, by creating shade and cooling because trees release water vapour, and absorb rain water.

    By working with local environmental groups, charities, communities and businesses the council will develop a shared understanding of how to become a well-adapted Portsmouth, resilient to the increasing climate hazards already being faced, whether heatwaves or intense rainfall bringing surface water flooding. Working in key areas of the city will drive investment for green infrastructure into places where it is needed most, therefore addressing inequalities.

    Community groups will be supported through small grants, training and mentoring. Businesses will also be encouraged to participate in the project accessing support and advice.

    The ambitious and transformative project will start in October 2025 when further details will be available.

    Residents are also encouraged to help young trees thrive in the current heatwaves by watering those close to where they live or work.

    MIL OSI United Kingdom –

    July 22, 2025
  • MIL-OSI United Kingdom: Derby praised for work to keep children safe outside the school gates

    Source: City of Derby

    Children are enjoying safer journeys to and from school thanks to a pioneering Council scheme, which has now won a nationally recognised award for helping to keep children safe by the school gates.

    School Safe Haven Zones operate outside of schools, using temporary road closures or restrictions to limit the use of cars for school drop-offs and pick-ups. Enforced by ANPR cameras, the zones restrict vehicles during peak hours to improve air quality and safety for students.

    The zones, which have been trialled in multiple locations across the city, have brought tangible benefits to both school children and local residents. Not only are there fewer hazards caused by moving and dangerously parked vehicles, but air quality has improved, and active travel – such as walking and cycling – has increased. Residents living close to the zones have also seen reductions in traffic ‘rat-runs’ and felt that their communities were safer, more pleasant places to be.

    Data collected through the scheme is used to identify high-risk locations, monitor compliance and enhance the technology, making sure that any enforcement is fair and accurate. Data collected in Derby has shown significant reductions of Nitrogen Dioxide (NO2) concentrations, with reductions of up to 48.8% in some locations.

    The pioneering zones been formally recognised with Derby’s parking and transport teams winning Best Service Team of the Year at this year’s MJ Awards, which recognise and celebrate the vital, but often unseen, work that happens across local government. The first local authority to implement this type of scheme outside of London and Wales, the award highlighted the Derby City Council’s innovative and strategic approach, such as the positive impact on child safety, use of active travel methods and the improvements in air quality around schools across the city.

    Councillor Carmel Swan, Cabinet Member for Climate Change, Transport and Sustainability said:

    “We’re incredibly proud of the positive impact that our School Safe Havens have brought to Derby, and I’m so pleased that this work has been recognised on a national level.

    “This isn’t just about reducing traffic; it’s about making sure that our children are safe outside the school gates and enabling healthy habits from a young age by promoting active travel and contributing to a healthier generation.

    “By partnering with other local authorities to share our expertise, we’re not just making Derby safer, we’re also helping other councils do the same.”

    Following overwhelming success in trials, the Council has teamed up with councils in Walsall, Coventry and Hull to roll out the project and improve safety elsewhere in the UK. Income of around £500,000 has been generated through this roll-out that is being reinvested into the project and other local services, such as providing cycle training and bicycles for school children as well as supporting other highways projects and the work of the school crossing patrol team.

    More information about School Safe Haven Zones can be found on the Council’s website.

    MIL OSI United Kingdom –

    July 22, 2025
  • MIL-OSI Security: Defense News in Brief: AFMAO embodies ‘No Airman left behind’ – Operation Colony Glacier 2025

    Source: United States Airforce

    ANCHORAGE, Alaska (AFNS) —  

    Forty miles from Joint Base Elmendorf-Richardson, and accessible only by helicopter, U.S. Air Force Capt. Travis Lockwood stands on Colony Glacier. Before him lies a wide, unforgiving landscape scattered with debris from a long-ago tragedy that has become a mission of recovery and reunion, 73 years later.

    Colony Glacier is a large glacier that is home to the debris of a C-124 Globemaster that crashed into the side of Mount Gannett. Originally taking off from McChord Air Force Base, Washington, Nov. 22, 1952, en route to Elmendorf AFB, the aircraft never made it to its destination. The accident took the lives of 52 passengers and crew members. As of June 2025, 49 of 52 passengers have been identified. The recovery mission has taken place annually since 2012, when the contents of the crash were discovered.

    Lockwood, who is the Operation Colony Glacier ground forces commander and recovery team lead, as well as an Air Force Mortuary Affairs Operations mortuary affairs deputy chief, travels from Dover AFB, Delaware, twice a summer for both phases of the operation, spending multiple weeks upon the blue ice, searching for key pieces of human remains, personal effects and identifiable information from the fallen aircraft passengers.

    Working with a team of joint partners including Armed Forces Medical Examiner System personnel, the Alaska Army National Guard, and JB Elmendorf-Richardson volunteers, Lockwood is able to bring pieces of bones, soft tissue, clothing articles, fully intact ID cards and large parts of the now retired C-124 back to Dover AFB where they will be sent to AFMES. 

    Lockwood describes a day on the ice as rewarding, despite being physically challenging. Safety is one of Lockwood’s priorities as the team lead.

    “The glacier is hard-packed ice covered in loose rock. Everything from gravel to large boulders. It’s not flat; there are steep inclines, crevasses, and hidden obstacles everywhere,” Lockwood explains, eyes scanning his cold surroundings, hearing the constant sound of rushing water pouring from the melting surfaces.

    “Temperature-wise, it ranges from the low 40s to mid-30s, with a lot of wind. And the glacier is constantly changing, it is melting, shifting, moving, so every day we reassess the area we’re working in.”

    The team, usually consisting of about seven crew members, begins their day with a 20-minute flight on an Alaska Army National Guard UH-60L Black Hawk, where skilled Army pilots are able to land the aircraft on small, uneven surfaces upon the ice for a brief, hot unloading. The recovery team is highly trained and carries a days worth of gear, with them preparing for the mission by attending mountaineering school in order to be able to navigate the rough terrain and have the ability to reach deeply into the glacial crevasses.

    Every day is a new day on Colony, due to the landscape constantly melting and revealing more debris underneath. The team moves miles down the glacier every year. Lockwood explains that oftentimes the surfaces are unrecognizable, so it is important they discover as much as they can because nothing will be in the same place tomorrow. The operation is split into two phases each summer, in order to let new parts of the landscape melt down to expose more content to search through. Weather conditions on the glacier are monitored by the 3rd Wing, JB Elmendorf-Richardson, who provide an on-site weather team. 

    Despite the challenging daily challenges on the glacier, the team is able to stay focused on the mission due to strong team bonds that can only truly be felt by those who have touched the ice and mission, according to Lockwood.

    “There’s a unique bond out here, one that only those who’ve been on this mission understand,” he explains. “You can’t explain what it’s like until you’re standing on the ice, finding human remains and personal effects. That experience creates a deep, unspoken connection among the team. We’re united by the mission and by our commitment to each other.”

    Returning personal effects to family members is one of the largest goals of Operation Colony Glacier. AFMAO and AFMES members recently were able to meet with children, cousins, nieces and nephews and friends of the fallen service members at an event in Dover. Families sharing memories of the fallen members highlighted the impact of the mission, and how their hard work to bring home and identify every member does not go unnoticed.

    Finding personal effects such as wallets, clothing, and safety equipment can be emotionally painful.

    Lockwood highlights one of the more emotional recoveries he made, a wallet belonging to a passenger and a father’s belongings.

    “Last year, we found a couple of wallets, one of which had contents like business cards and money. One wallet had a printed paper that said ‘mom’s sizes’ — her dress and shoe sizes. It was November, so maybe he was planning to buy her a Christmas present,” explains Lockwood. “I also found a family photo, and behind it, folded up, was a birth certificate for a daughter who was two months old. This individual had a brand new baby and was carrying her birth certificate at the time of the crash … that really puts a personal touch on things and makes (the mission) emotional, knowing these people left families behind and lost their lives coming up here.”

    During phase one of 2025, the team was able to find another completely intact wallet that included a fully preserved ID card, photos, mess hall pass, taxi receipt and TDY orders.

    With the personal effects and human remains that are found by the on-ice team, AFMES is able to do DNA processing, fingerprint examination and other identification processes.

    A key team member in this process is an Operation Colony Glacier veteran, Carlos Colon. Colon is an AFMES medicolegal death investigator and the operations subject matter expert. Colon has returned to the glacier every year for eight years, consistently bringing back and selecting the best viable specimens, submitting them to the DNA lab for processing, with identification usually happening within a year. On the ice, Colon organizes and numbers the samples, helping the team identify what would be suitable specimen to send back. Every day, he visits the morgue on JB Elmendorf-Richardson and oversees the process of storing the remains before they are brought to Dover AFB.

    Colon, originally from Puerto Rico, served in the U.S. Army as a mortuary affairs specialist, where he would discover and process remains, helping to send them to Dover AFB. He became interested in AFMES and the medical side of the process after witnessing a pathologist, photographer and investigator in Iraq, leading him to pursue a career in forensic investigation. 

    Combining his army and civilian experience, Colon has made many impacts to families and to fallen service members, helping them with dignity, honor and respect. Carlos highlights the importance of the mission, emphasizing the promise to bring service members back to their families.

    “We won’t leave you behind. For me, it’s a cool reminder, especially for the guys in combat arms, infantry, or combat engineers, that the DoD really does this. Having them participate is special. A lot of them say, ‘Wow, I can’t believe we’re still doing this after all these years.’ That’s my favorite part. I’ve seen a lot of deaths in my career, so I also find it rewarding to create an environment where it’s easier for people to process what’s happening, so they’re not as affected.”

    Colon explains that what keeps him motivated on the ice is how determined everyone is to make all 52 identifications. He shares that one of his favorite memories was when a fellow team member brought a speaker to the glacier, playing music from the 1950s that would have been popular in the time of the crash while they searched.

    “I wish people knew many people are involved in this mission,” Colon says. “How many organizations, how many individuals and how invested everybody is to see it through.”

    At the end of the mission each year, AFMAO organizes a dignified departure for the remains before transporting the remains to Dover AFB. The long, demanding days, unwavering motivation and commitment to service from all team members and units make this accomplishment possible.

    Colony Glacier is a one-of-a-kind mission that is authentically able to represent the Air Force’s commitment to never leaving an Airman behind.

    “We will never leave somebody behind. We’ve made a commitment to the fallen and their families that we will bring them home,” Lockwood said. “The lengths we go to do that are very special … we will care for your Airmen, your Soldiers, your Marines. From the time they join until the time they leave, or until they are brought home. They are not forgotten.”

    MIL Security OSI –

    July 22, 2025
  • MIL-OSI United Kingdom: Water quality in Scotland

    Source: Scottish Government

    Letter to Secretary of State for Environment, Food and Rural Affairs, Steve Reed.

    Climate Action Secretary Gillian Martin has written to Steve Reed calling for a retraction of comments regarding the quality of water in Scotland.

    The full text of the letter: Water quality in Scotland: Letter to Secretary of State for Environment, Food and Rural Affairs

    MIL OSI United Kingdom –

    July 22, 2025
  • India’s BioE3 policy to spearhead green growth and biomanufacturing revolution

    Source: Government of India

    Source: Government of India (4)

    The Government’s ambitious BioE3 Policy—short for Biotechnology for Economy, Environment & Employment—emerged as the focal point of a high-level joint review meeting of all Science Ministries, chaired by Union Minister Dr. Jitendra Singh. Held in the national capital on Monday, the review convened top scientific officials to evaluate inter-ministerial initiatives and promote a unified, outcome-driven vision in alignment with India’s Vision 2047.

    Approved by the Cabinet in August 2024, the BioE3 Policy is designed to transform India into a global hub for sustainable biomanufacturing by leveraging biotechnology and artificial intelligence. The Minister was informed about the overwhelming response to the policy’s first round of DBT-BIRAC ( Department of Biotechnology- Biotechnology Industry Research Assistance) joint calls, which attracted over 2,000 proposals. Calling it a “national mission,” Dr. Singh emphasized its role in driving green growth, expanding the bioeconomy, and generating employment across sectors.

    The BioE3 framework focuses on five critical domains—Carbon Capture and Utilization, Precision Biotherapeutics, Smart Proteins, Enzymes, and Climate-Resilient Agriculture. Nearly 40% of the selected proposals are being led by startups and private industry through public-private partnership (PPP) models. Academic institutions, meanwhile, are at the forefront of agri-biotech innovations. These initiatives are being supported by the national MoolankurBioEnabler Network, a cutting-edge platform comprising Bio-AI Hubs, biofoundries, and biomanufacturing centers.

    In a strategic move to reverse brain drain, the Minister also reviewed a proposal to introduce 100 post-doctoral fellowships for Indian scientists working abroad. “We must offer meaningful opportunities to attract our talent back,” Dr. Singh stated, underlining the importance of building domestic research capabilities.

    The review also covered developments in India’s energy sector. Officials provided updates on ongoing site assessments in Bihar for new nuclear power plants. These evaluations, focusing on land availability, water resources, seismic stability, and soil conditions, are being conducted in collaboration with state authorities. Final approval will rest with the Atomic Energy Regulatory Board.

    India’s space programme also received significant attention. A recent technological advancement is set to boost the payload capacity of the GSLV Mark-3 rocket by 20%—achieved without structural modifications. Officials further disclosed that a near-crisis during an international satellite launch was averted after a crack in the fuel line was promptly detected and rectified. Dr. Singh lauded the swift action and high level of preparedness demonstrated by the technical teams.

    Preparations are now underway for National Space Day, which will highlight the contributions of India’s thriving space startup ecosystem. Over 300 private firms are expected to participate in live demonstrations and exhibitions, showcasing innovations that are fast becoming integral to India’s space ambitions.

    Educational outreach also featured prominently in the discussions. The Ministry is exploring ways to expand initiatives such as Vigyan Jyoti, which has witnessed growing participation from schoolgirls nationwide. In response to rising interest from students in Classes 6 to 10, efforts are being made to broaden early-stage mentorship and innovation programmes.

    Calling for greater inter-ministerial alignment, Dr. Singh directed departments to channel key proposals through the Office of the Principal Scientific Adviser for better strategic coordination. “We must avoid overlaps and work in unison to achieve national outcomes,” he said.

    July 22, 2025
  • MIL-OSI Europe: July results of the Bank Lending Survey in Germany | Demand continued to rise in all loan categories

    Source: Deutsche Bundesbank

    The German banks responding to the Bank Lending Survey (BLS) tightened their credit standards for loans to enterprises and loans to households in the second quarter of 2025. Increased credit risk and lower risk tolerance were the rationale behind the tightening.
    The surveyed banks barely changed their credit terms and conditions for loans to enterprises and loans to households for house purchase. For consumer credit and other lending to households, they tightened credit terms and conditions on balance.
    Loan demand continued to rise in all loan categories; the demand for loans to enterprises increased more strongly than in previous quarters.
    The non-performing loans (NPL) ratio and other indicators of credit quality had a tightening impact on banks’ credit standards, terms and conditions in all loan categories under review.
    Owing to climate-related risks and measures to cope with climate change, the past twelve months saw banks tighten their credit standards for “brown” firms and firms in transition. In the case of loans to households for house purchase, credit standards for loans for buildings with poor energy performance also became more restrictive.

    The BLS covers three loan categories: loans to enterprises, loans to households for house purchase, and consumer credit and other lending to households. On balance, the surveyed banks tightened their credit standards (i.e. their internal guidelines or loan approval criteria) for loans to enterprises and loans to households. The net share of banks that tightened their standards stood at + 3 % for loans to enterprises (compared with + 3 % in the previous quarter). Credit standards for loans to enterprises were tightened only for small and medium-sized enterprises. The banks tightened credit standards for loans to households for house purchase by + 11 % in net terms (compared with − 7 % in the previous quarter) and for consumer credit and other lending to households by + 11 % in net terms (compared with 0 % in the previous quarter). Banks tightened their credit standards for all reported loan categories to a lesser extent than they had planned in the previous quarter. 
    The rationale given by the banks for the marginal tightening of credit standards for loans to enterprises was elevated credit risk owing to the gloomier economic situation and the economic outlook. The banks cited a decrease in their risk tolerance as the main reason for tightening their credit standards for loans to households. In addition, a decline in households’ creditworthiness had a restrictive impact on consumer credit and other lending. For the third quarter of 2025, banks are planning to ease their credit standards for loans to enterprises. As regards loans to households, they expect to tighten credit standards again if borrowers’ credit quality continues to deteriorate.

    Changes in credit standards for loans to enterprises and contributing factors

    On aggregate, banks made hardly any changes to their credit terms and conditions (i.e. the terms and conditions actually approved as laid down in the loan contract) for loans to enterprises and loans to households for house purchase. For consumer credit and other lending to households, they tightened credit terms and conditions on balance. The banks justified these adjustments primarily on the grounds of their reduced risk tolerance and an increase in credit risk.
    The surveyed banks reported that demand for bank loans in Germany had risen on balance in all loan categories in the second quarter of 2025. The increase in demand exceeded the banks’ expectations from the previous quarter in all surveyed business areas. Demand for loans to enterprises rose more strongly than in previous quarters. The banks cited an increase in financing needs for fixed investment as well as for inventories and working capital as the reason. In both cases, this was the first time in a year that banks reported moderate growth in funding needs again. In addition, the general level of interest rates also contributed to the increase in demand. According to the surveyed banks, the renewed significant rise in demand for loans to households for house purchase was due mainly to households’ positive view of the outlook on the housing market and the lower level of interest rates. Banks put the rise in households’ demand for consumer credit and other lending down to improved consumer confidence and an increase in purchases of durable consumer goods. The loan rejection rate for loans to enterprises went up again, primarily for loan requests and applications from small and medium-sized enterprises. The rejection rate also increased for consumer credit and other lending to households, but remained unchanged for loans for house purchase. For the third quarter of 2025, banks are expecting to see demand increase further across all three loan categories. For loans to enterprises, banks are expecting positive impetus from domestic economic policy but at the same time a dampening impact from the global political situation.

    Change in demand for loans to enterprises and contributing factors

    The July survey round contained ad hoc questions on participating banks’ financing conditions and about the impact of NPLs and other indicators of credit quality on the institutions’ lending policies. It also contained a question on their credit standards, terms and conditions, and on demand for loans across the main economic sectors. In addition, for the third time, BLS banks were surveyed on the impact of climate change and climate-related measures on bank lending. They were asked to report on the impact for “green” firms (firms that do not contribute or contribute little to climate change), firms in transition (firms that contribute to climate change, which are making relevant progress in the transition), and “brown” firms (firms that contribute strongly to climate change, which have not yet started or have so far made only little progress in the transition). This question was expanded for the first time to include a question on the impact of climate change and climate-related measures in connection with loans to households for house purchase. Another ad hoc question assessed the impact of excess liquidity on bank lending.
    Given the conditions in financial markets, German banks reported that their funding situation had improved slightly compared with the previous quarter. 
    In the second quarter of 2025, the NPL ratio (the stock of gross NPLs on the bank’s balance sheet as a percentage of the gross carrying amount of loans) and other indicators of credit quality, owing to their size, had a restrictive impact on credit standards, terms and conditions for loans to enterprises and loans to households. For the third quarter of 2025, the banks are expecting this credit quality-driven restrictive effect to continue. Credit standards for loans to enterprises were tightened most sharply over the past six months in the (commercial) real estate and manufacturing sectors. However, credit standards were also tightened for all other sectors surveyed, with the exception of services. For the next six months, banks are not expecting to make any noteworthy adjustments to credit standards in any of the economic sectors, the first time they have reported this for quite some time.
    Climate-related risks and measures to cope with climate change have had a restrictive impact on credit standards for loans to enterprises over the past twelve months. The more the enterprises contributed to climate change, the greater that impact was. The effects of climate change had a restrictive impact on credit terms and conditions, especially those for loans to “brown” firms. The effect was expansionary, on the other hand, for loans to “green” firms. Over the next twelve months, banks expect climate change to ease their credit standards, terms and conditions for “green” firms. They are expecting climate change to have a further restrictive impact on their credit standards, terms and conditions for loans to other enterprises. At the same time, the effects of climate change, taken in isolation, stimulated loan demand from “green” firms and firms in transition. By contrast, climate change and climate policy had no impact on loan demand from “brown” firms. For the next twelve months, banks are expecting to see climate change stimulate demand for loans irrespective of firms’ classification.
    In the case of loans to households for house purchase, credit standards for loans for buildings with poor energy performance were tightened. By contrast, for loans for buildings with high or reasonably good energy performance, climate-related risks and measures to cope with climate change had no notable impact on credit standards. Over the next twelve months, banks expect this adjustment of credit standards, which is dependent on buildings’ energy performance, to continue. At the same time, climate-related factors, especially investment in the energy performance of buildings, in isolation, stimulated demand for loans for buildings with high or reasonably good energy performance. By contrast, demand for loans for buildings with poor energy performance remained unaffected by climate-related factors. Over the next twelve months, banks expect rising demand for loans for buildings with high energy performance and declining loan demand for buildings with poor energy performance.
    The banks do not see developments in excess liquidity held with the Eurosystem as having had any impact on bank lending over the past six months. By their account, that is unlikely to change in the next six months. 
    The Bank Lending Survey, which is conducted four times a year, took place between 13 June and 1 July 2025. In Germany, 33 banks took part in the survey, with a response rate of 100 %.

    Changes in credit standards for loans to enterprises across main economic sectors

    Changes in credit standards for loans to households for house purchases and contributing factors

    Change in demand for loans to households for house purchase and contributing factors

    Time series credit standards
    Loans to enterprises
    Loans to households for house purchase
    Consumer credit and other lending to households

    MIL OSI

    MIL OSI Europe News –

    July 22, 2025
  • MIL-OSI Economics: Group CTO Tatsuo Ogawa: Beyond Reform—Technology Future Vision’s Progress and Direction for the Next Generation

    Source: Panasonic

    Headline: Group CTO Tatsuo Ogawa: Beyond Reform—Technology Future Vision’s Progress and Direction for the Next Generation

    The Panasonic Group is implementing extensive management reform, but which direction is technology pointing us in? What sort of future is taking shape before our eyes in this era of transformation? To explore the heart of the matter, we spoke with Tatsuo Ogawa, Executive Officer of Panasonic Holdings Corporation and Group CTO overseeing technology strategy.

    One year later: Three concepts and an unshakable commitment

    We unveiled our Technology Future Vision in July 2024. Since then we’ve received a remarkable amount of internal and external feedback. The support we’ve received, and the specific discussions relating to possible collaboration, have been very encouraging. We see many exciting challenges ahead as we work to realize the vision. The future it embodies remains the same, and we continue to create new technology and businesses as we map out our unique path and push forward.
    In particular, the three core concepts of energy and resources, nurturing a sense of fulfillment, and co-caring are vital guiding principles, as we integrate Panasonic technologies to achieve our overall goal of enhancing quality of life for everyone. We are pressing forward with research and development, so I would like to take this opportunity to update you on the progress we are making in multiple directions.

    1. Toward a society where energy and resources flow: Tackling the hard challenges of the global environment

    We are boldly tackling global environmental challenges through a wide range of R&D initiatives centered on the Green Transformation and Manufacturing Innovation Divisions.

    Perovskite solar cells

    These glass panels can generate energy where conventional solar panels cannot, for example as windows in dense urban areas. We already have a pilot manufacturing line producing near-commercial-size construction elements (1.0 m × 1.8 m). Our industrial inkjet printing system used to produce these panels is so advanced that it received the prestigious Okochi Memorial Technology Prize. Our goal is to integrate renewable energy generation into everyday urban infrastructure for better energy self-sufficiency and greater resilience in case of disasters.

    A Perovskite panel on display at Osaka’s Expo 2025 demonstrates the design potential this technology offers.

    Novitek Bio-CO₂ Transformation technology

    This biostimulant technology promotes plant growth by harnessing the power of photosynthesis, and represents an important step toward turning CO2 into a valuable resource. Field trials are underway in collaboration with Sumitomo Chemical Company, Limited, and Novitek is showing promise as a driver of sustainable agriculture with higher productivity and lower environmental impact.

    kinari (plant-derived cellulose fiber resin composite)

    Panasonic has developed moldable materials that are fully biodegradable in marine environments. It achieved this by taking its proprietary technology for blending high concentrations of plant-based cellulose fibers into resins and applying it to marine-biodegradable, plant-derived resins. In April 2025, Panasonic received the Ichimura Prize in Industry against Global Warming for this and related technologies.

    Tracephere traceability technology

    This technology uses the blockchain to make resource recycling and reuse transparent and trustworthy. It can bring us closer to realizing the circular economy by encouraging the use of recycled materials and preventing illegal dumping.

    Design for Circular Economy (DfCE)

    This initiative aims to drive the transition to a circular economy by designing products with ease of disassembly and recycling in mind. The effort is based on the MI Division’s perspective of maintaining and regenerating value in manufacturing, and will extend product lifespans and reduce waste.

    We also want to expand the positive impacts our activities are having on the environment in FY2025. Efforts in this direction are critically important, not only to halt but reverse biodiversity loss. To this end, we are investing resources in activities that directly support natural capital restoration. An example is our promotion of Nature Symbiosis Site research in areas where biodiversity is already being actively protected by companies, local government, NGOs, and others. These sites are part of Japan’s strategy to meet the global “30 by 30” goal of conserving at least 30% of land and sea by 2030. Another example would be conserving and regenerating blue carbon ecosystems by applying robotics and IoT technologies in collaboration with seaweed aquaculture startups. To ensure transparency and demonstrate our commitment to the environment, we are TCFD* disclosure-compliant and are working to meet TNFD** standards.
    * TCFD: Task Force on Climate-related Financial Disclosures. This organization promotes disclosure by enterprises and other entities of information relating to their climate change-related activities and policies, and how these relate to their financial posture.
    ** TNFD: Taskforce on Nature-related Financial Disclosures. An international organization founded to structure frameworks for corporate risk management relating to natural capital, and for related disclosure.

    2. Toward a society of fulfillment: Creating meaningful time

    We want our technology to help every member of society find fulfillment in their work and daily activities, and be able to have more meaningful, quality time. At the heart of this concept are initiatives from the Digital Transformation & Cyber-Physical Systems Division.

    With digital collection and analysis of data from frontline environments like manufacturing sites, and by providing optimized feedback, we are working to boost operational efficiency and quality and create safer, more secure working environments. We plan to evolve beyond straightforward Kaizen toward Gemba CPS 2.0, a next-generation approach where we reimagine business processes ourselves from the design stage.
    We are also developing systems that provide direct support to keep workers safe and enhance their productivity. One of these is Reliable/Safe Operation Support, which helps users prevent work-related accidents.

    3. Toward a society of co-caring: Caring for self and others

    The third concept is a society where a harmonious state of mind and body encourages co-caring relationships with the people around us. The key to realizing this society is technology that deepens Human Insight.

    Verification test environment for time value enhancement of travel experience

    Human Insight technology

    This uses advanced sensing to collect a wide range, not only of biometric data like heart rate, respiration, and physical movements, but also of behavioral data. It then applies AI to model the individual’s physical and mental condition and characteristics, and even aspects of interactions with others. Then, by stimulating the five senses through environmental parameters including light, sound, scent, and temperature sensations, it aims to guide the individual toward an enhanced state of well-being.

    We are developing technologies that use heart rate to identify different types of stress, score a subject’s degree of meditative depth and provide constructive feedback, apply measured levels of concentration to the improvement of work environments, and other applications. We are also exploring unique research topics. Biophilic Hi-Res Sound enhances relaxation through wide-band audio and can strengthen brainwaves associated with relaxation. Therapeutic Sound promotes mental and physical well-being using sound with inaudible components, and can reduce stress levels during cognitive tasks.
    These technologies are undergoing development and field testing in a range of settings and realistic use cases. The success of this work will enhance physical and mental well-being and help people realize more creative, fulfilling lives.

    Cell therapy solutions

    Regenerative medicine is a key area of focus. Treatments that utilize the patient’s own cells and iPS cells offer great promise. Nevertheless, cell manufacturing remains inefficient, labor-intensive, and costly. We are currently collaborating with partners including the Center for iPS Cell Research and Application (CiRA) at Kyoto University to develop an automated system that reliably produces high-quality therapeutic cells in a cost-effective way by combining Panasonic expertise in biotechnology, precision manufacturing equipment, data analysis, and simulation. We are confident we can help make individually-tailored treatments accessible to more people, and contribute materially to extending healthy life span and improving quality of life.

    Synergy between structural reform and technology development: Focusing on what truly matters

    Panasonic is implementing group-wide management reform, and the impact of these efforts naturally extends to our technology divisions. Budget cuts are part of our efforts to optimize our operations, but I don’t view this as a negative. Instead, I see it as a great opportunity to focus our resources on the initiatives that truly matter as we extend our technological development.
    Most important is to select the themes that are likely to have the greatest impact toward realizing our Future Technology Vision, and apply our limited resources to investments that will generate the greatest return.
    As we do so, open innovation-style collaboration with universities and enterprises will only become more important. To enhance the speed and quality of our development, we will actively incorporate external knowledge and technologies rather than attempt to go it alone.
    What matters most is that we foster a culture of embracing challenges. As our founder Konosuke Matsushita once said, “Don’t fear mistakes. Fear a lack of resolve.” The process of creating new value inevitably includes setbacks. What can we learn from them? How can we apply those lessons? I’m convinced that such experiences strengthen our entire technology organization.

    How will AI illuminate the future?

    AI is a critical enabling technology for current and future innovation. To reinforce our group commitment to AI, we have launched a new initiative called Panasonic Go. Its goal is to expand the share of AI-related businesses to 30% of group sales by FY2035. In my view, this transformation will mark our evolution into a new breed of enterprise, with seamless vertical and horizontal connections across multiple layers of the organization.

    While we are still defining specific business targets for FY2035, our goal is to leverage AI and data to connect value that is now provided through individual products and services. We will not simply embed AI in products, but apply it across R&D workflows to boost efficiency and boldly tackle the challenge of creating new value.
    As AI extends into every corner of society, security technology becomes more and more important. From individual product security to security for whole factories and complete IT systems, we are reinforcing our efforts to deliver safety and peace of mind to customers by combining cutting-edge AI with expertise accumulated over many years. We are already contributing to society in tangible ways, such as shielding manufacturing lines from malware, or structuring security systems for entire office buildings.

    Panasonic means hope to everyone invested in the future

    From my perspective as CTO, I’m continually giving thought to how Panasonic technologies can contribute to future society. I think the answer begins in our founding DNA, which embodies a deep-rooted desire to improve people’s lives through manufacturing.
    To those who will lead tomorrow’s society, especially young people shaping the future, and to our engineers at Panasonic, I would say this: Don’t do only what you can do, but keep asking yourself what you should do. No matter how challenging the circumstances, I hope you’ll never lose your optimism. My own motto is, “Good fortune comes to those who smile.” If you’re always optimistic and willing to tackle challenges, I’m confident that a path forward is certain to open up.
    For more than a century, Panasonic has been a part of people’s lives through technology. The trust and technological achievement we have accumulated throughout our history are precious assets. Nevertheless, we must keep our eyes on the future and continue to challenge ourselves to create new value.
    With the Future Technology Vision to guide us, we will achieve transformation as a united Panasonic Group, and do our utmost to deliver futures filled with promise.

    Related Articles

    MIL OSI Economics –

    July 22, 2025
  • MIL-OSI Economics: Group CTO Tatsuo Ogawa: Beyond Reform—Technology Future Vision’s Progress and Direction for the Next Generation

    Source: Panasonic

    Headline: Group CTO Tatsuo Ogawa: Beyond Reform—Technology Future Vision’s Progress and Direction for the Next Generation

    The Panasonic Group is implementing extensive management reform, but which direction is technology pointing us in? What sort of future is taking shape before our eyes in this era of transformation? To explore the heart of the matter, we spoke with Tatsuo Ogawa, Executive Officer of Panasonic Holdings Corporation and Group CTO overseeing technology strategy.

    One year later: Three concepts and an unshakable commitment

    We unveiled our Technology Future Vision in July 2024. Since then we’ve received a remarkable amount of internal and external feedback. The support we’ve received, and the specific discussions relating to possible collaboration, have been very encouraging. We see many exciting challenges ahead as we work to realize the vision. The future it embodies remains the same, and we continue to create new technology and businesses as we map out our unique path and push forward.
    In particular, the three core concepts of energy and resources, nurturing a sense of fulfillment, and co-caring are vital guiding principles, as we integrate Panasonic technologies to achieve our overall goal of enhancing quality of life for everyone. We are pressing forward with research and development, so I would like to take this opportunity to update you on the progress we are making in multiple directions.

    1. Toward a society where energy and resources flow: Tackling the hard challenges of the global environment

    We are boldly tackling global environmental challenges through a wide range of R&D initiatives centered on the Green Transformation and Manufacturing Innovation Divisions.

    Perovskite solar cells

    These glass panels can generate energy where conventional solar panels cannot, for example as windows in dense urban areas. We already have a pilot manufacturing line producing near-commercial-size construction elements (1.0 m × 1.8 m). Our industrial inkjet printing system used to produce these panels is so advanced that it received the prestigious Okochi Memorial Technology Prize. Our goal is to integrate renewable energy generation into everyday urban infrastructure for better energy self-sufficiency and greater resilience in case of disasters.

    A Perovskite panel on display at Osaka’s Expo 2025 demonstrates the design potential this technology offers.

    Novitek Bio-CO₂ Transformation technology

    This biostimulant technology promotes plant growth by harnessing the power of photosynthesis, and represents an important step toward turning CO2 into a valuable resource. Field trials are underway in collaboration with Sumitomo Chemical Company, Limited, and Novitek is showing promise as a driver of sustainable agriculture with higher productivity and lower environmental impact.

    kinari (plant-derived cellulose fiber resin composite)

    Panasonic has developed moldable materials that are fully biodegradable in marine environments. It achieved this by taking its proprietary technology for blending high concentrations of plant-based cellulose fibers into resins and applying it to marine-biodegradable, plant-derived resins. In April 2025, Panasonic received the Ichimura Prize in Industry against Global Warming for this and related technologies.

    Tracephere traceability technology

    This technology uses the blockchain to make resource recycling and reuse transparent and trustworthy. It can bring us closer to realizing the circular economy by encouraging the use of recycled materials and preventing illegal dumping.

    Design for Circular Economy (DfCE)

    This initiative aims to drive the transition to a circular economy by designing products with ease of disassembly and recycling in mind. The effort is based on the MI Division’s perspective of maintaining and regenerating value in manufacturing, and will extend product lifespans and reduce waste.

    We also want to expand the positive impacts our activities are having on the environment in FY2025. Efforts in this direction are critically important, not only to halt but reverse biodiversity loss. To this end, we are investing resources in activities that directly support natural capital restoration. An example is our promotion of Nature Symbiosis Site research in areas where biodiversity is already being actively protected by companies, local government, NGOs, and others. These sites are part of Japan’s strategy to meet the global “30 by 30” goal of conserving at least 30% of land and sea by 2030. Another example would be conserving and regenerating blue carbon ecosystems by applying robotics and IoT technologies in collaboration with seaweed aquaculture startups. To ensure transparency and demonstrate our commitment to the environment, we are TCFD* disclosure-compliant and are working to meet TNFD** standards.
    * TCFD: Task Force on Climate-related Financial Disclosures. This organization promotes disclosure by enterprises and other entities of information relating to their climate change-related activities and policies, and how these relate to their financial posture.
    ** TNFD: Taskforce on Nature-related Financial Disclosures. An international organization founded to structure frameworks for corporate risk management relating to natural capital, and for related disclosure.

    2. Toward a society of fulfillment: Creating meaningful time

    We want our technology to help every member of society find fulfillment in their work and daily activities, and be able to have more meaningful, quality time. At the heart of this concept are initiatives from the Digital Transformation & Cyber-Physical Systems Division.

    With digital collection and analysis of data from frontline environments like manufacturing sites, and by providing optimized feedback, we are working to boost operational efficiency and quality and create safer, more secure working environments. We plan to evolve beyond straightforward Kaizen toward Gemba CPS 2.0, a next-generation approach where we reimagine business processes ourselves from the design stage.
    We are also developing systems that provide direct support to keep workers safe and enhance their productivity. One of these is Reliable/Safe Operation Support, which helps users prevent work-related accidents.

    3. Toward a society of co-caring: Caring for self and others

    The third concept is a society where a harmonious state of mind and body encourages co-caring relationships with the people around us. The key to realizing this society is technology that deepens Human Insight.

    Verification test environment for time value enhancement of travel experience

    Human Insight technology

    This uses advanced sensing to collect a wide range, not only of biometric data like heart rate, respiration, and physical movements, but also of behavioral data. It then applies AI to model the individual’s physical and mental condition and characteristics, and even aspects of interactions with others. Then, by stimulating the five senses through environmental parameters including light, sound, scent, and temperature sensations, it aims to guide the individual toward an enhanced state of well-being.

    We are developing technologies that use heart rate to identify different types of stress, score a subject’s degree of meditative depth and provide constructive feedback, apply measured levels of concentration to the improvement of work environments, and other applications. We are also exploring unique research topics. Biophilic Hi-Res Sound enhances relaxation through wide-band audio and can strengthen brainwaves associated with relaxation. Therapeutic Sound promotes mental and physical well-being using sound with inaudible components, and can reduce stress levels during cognitive tasks.
    These technologies are undergoing development and field testing in a range of settings and realistic use cases. The success of this work will enhance physical and mental well-being and help people realize more creative, fulfilling lives.

    Cell therapy solutions

    Regenerative medicine is a key area of focus. Treatments that utilize the patient’s own cells and iPS cells offer great promise. Nevertheless, cell manufacturing remains inefficient, labor-intensive, and costly. We are currently collaborating with partners including the Center for iPS Cell Research and Application (CiRA) at Kyoto University to develop an automated system that reliably produces high-quality therapeutic cells in a cost-effective way by combining Panasonic expertise in biotechnology, precision manufacturing equipment, data analysis, and simulation. We are confident we can help make individually-tailored treatments accessible to more people, and contribute materially to extending healthy life span and improving quality of life.

    Synergy between structural reform and technology development: Focusing on what truly matters

    Panasonic is implementing group-wide management reform, and the impact of these efforts naturally extends to our technology divisions. Budget cuts are part of our efforts to optimize our operations, but I don’t view this as a negative. Instead, I see it as a great opportunity to focus our resources on the initiatives that truly matter as we extend our technological development.
    Most important is to select the themes that are likely to have the greatest impact toward realizing our Future Technology Vision, and apply our limited resources to investments that will generate the greatest return.
    As we do so, open innovation-style collaboration with universities and enterprises will only become more important. To enhance the speed and quality of our development, we will actively incorporate external knowledge and technologies rather than attempt to go it alone.
    What matters most is that we foster a culture of embracing challenges. As our founder Konosuke Matsushita once said, “Don’t fear mistakes. Fear a lack of resolve.” The process of creating new value inevitably includes setbacks. What can we learn from them? How can we apply those lessons? I’m convinced that such experiences strengthen our entire technology organization.

    How will AI illuminate the future?

    AI is a critical enabling technology for current and future innovation. To reinforce our group commitment to AI, we have launched a new initiative called Panasonic Go. Its goal is to expand the share of AI-related businesses to 30% of group sales by FY2035. In my view, this transformation will mark our evolution into a new breed of enterprise, with seamless vertical and horizontal connections across multiple layers of the organization.

    While we are still defining specific business targets for FY2035, our goal is to leverage AI and data to connect value that is now provided through individual products and services. We will not simply embed AI in products, but apply it across R&D workflows to boost efficiency and boldly tackle the challenge of creating new value.
    As AI extends into every corner of society, security technology becomes more and more important. From individual product security to security for whole factories and complete IT systems, we are reinforcing our efforts to deliver safety and peace of mind to customers by combining cutting-edge AI with expertise accumulated over many years. We are already contributing to society in tangible ways, such as shielding manufacturing lines from malware, or structuring security systems for entire office buildings.

    Panasonic means hope to everyone invested in the future

    From my perspective as CTO, I’m continually giving thought to how Panasonic technologies can contribute to future society. I think the answer begins in our founding DNA, which embodies a deep-rooted desire to improve people’s lives through manufacturing.
    To those who will lead tomorrow’s society, especially young people shaping the future, and to our engineers at Panasonic, I would say this: Don’t do only what you can do, but keep asking yourself what you should do. No matter how challenging the circumstances, I hope you’ll never lose your optimism. My own motto is, “Good fortune comes to those who smile.” If you’re always optimistic and willing to tackle challenges, I’m confident that a path forward is certain to open up.
    For more than a century, Panasonic has been a part of people’s lives through technology. The trust and technological achievement we have accumulated throughout our history are precious assets. Nevertheless, we must keep our eyes on the future and continue to challenge ourselves to create new value.
    With the Future Technology Vision to guide us, we will achieve transformation as a united Panasonic Group, and do our utmost to deliver futures filled with promise.

    Related Articles

    MIL OSI Economics –

    July 22, 2025
  • MIL-OSI New Zealand: Northland News – Six Northland tertiary students awarded scholarships

    Source: Northland Regional Council

    Six Northland students have been named as recipients of Northland Regional Council’s annual Tū i te ora Scholarship, each receiving $4000 and paid work experience with council this summer.
    The recipients are Aakash Chatterji, Nehana Griffiths, Riana Lane, Isaac Morrow, Raine Ross, and William Trubshaw, who were selected from a pool of 26 applicants.
    This is the sixth year council has awarded the scholarship, which recognises, encourages and supports student to undertake study that relates to council’s environmental and regulatory functions, whilst contributing to council’s vision ‘Tiakina te taiao, tuia te here tangata – Nurture the environment, bring together the people’.
    Pou Manawhakahaere – Group Manager, Governance and Engagement Auriole Ruka says the scholarship provides value for both the recipients and council, with the recipients able to gain hands-on experience and council benefiting from the extra support during the busy summer period.
    “It’s a great opportunity for the recipients to apply what they’ve learned through their tertiary study to real life scenarios, and our teams really value the different experiences and perspectives the recipients bring.”
    Nehana Griffiths, who will join council’s Climate Action and Natural Hazards team, is passionate about learning how land has been utilised and the impacts of this over time.
    “I enjoy looking at environmental management cases and learning how different communities in different contexts and situations tackle environmental problems, and what we can learn from those results for the future.”
    Riana Lane will join council’s Biosecurity Partnerships team to help support community projects aimed at managing plant and animal species. She is determined to help protect the environment for future generations to enjoy and treasure.
    “I want to apply my love for our flora and fauna in a career in conservation, breeding programmes, and zoology to work with and study our native species, and to support them to survive and thrive in our changing world.”
    Ruka says the scholarship also enables council to tap into talent early and create a valuable pipeline for future employees.
    “The scholarship offers students an incredible chance to gain valuable experience and discover if a career at council aligns with their career goals. We’ve had several previous recipients return to council after graduating or remained in casual and fixed-term roles.”
    “We’re really looking forward to having this year’s recipients join us this summer and hope they enjoy the experience so much that they also return to council once they’ve completed their studies to enrich the region and its people with their knowledge and skills.”
    The six winners (in alphabetical order by surname) are:
    • Aakash Chatterji, from Whangārei (Te Uriroroi, Te Parawhau, Te Mahurehure ki Whatitiri, Te Taoū. Ngāti Whātua, Ngā Puhi, and Varanasi India). Diploma in Environmental Management (Level 6) at NorthTec.
    • Nehana Griffiths, from Whangārei and Dunedin (Ngāti Wai, Ngāti Rehua, Te Rarawa, Te Waiariki, Ngāti Korora, Ngāpuhi). Bachelor of Arts, majoring in History and minoring in Geography and Māori Studies at University Otago.
    • Riana Lane, from Whangārei. Bachelor of Science, majoring in Biological Science and minoring in Psychology at University of Canterbury.
    • Isaac Morrow, from Kerikeri (Te Aupōuri). Bachelor of Marine Science at University of Otago.
    • Raine Ross, from Mōtatau (Ngāti Te Tarawa, Ngāti Hine). Bachelor of Science (Environmental Science) at Massey University.
    • William Trubshaw, from Whangārei. Bachelor of Arts and Bachelor of Science conjoint, majoring in Biological Sciences and Geography, and minoring in Mathematics at University of Canterbury. 
    Ruka says the recipients will join NRC from mid-November 2025 to mid-February 2026 in the Biosecurity Partnerships, Climate Action and Natural Hazards, Hydrology, Te Tiriti Partnerships and Engagement Team, and Water Quality teams.
    More information about the scholarship and recipients is available from https://www.nrc.govt.nz/scholarship

    MIL OSI New Zealand News –

    July 22, 2025
  • MIL-OSI United Nations: Deadly floods show need for faster, wider warnings, UN agency says

    Source: United Nations 2

    The UN World Meteorological Organization (WMO) said on Monday that more intense downpours and glacier outburst floods are becoming increasingly frequent, with deadly consequences for communities caught off guard.

    “Flash floods are not new, but their frequency and intensity are increasing in many regions due to rapid urbanization, land-use change and a changing climate,” said Stefan Uhlenbrook, WMO Director of Hydrology, Water and Cryosphere.

    Each additional degree Celsius of warming enables the air to hold about 7 per cent more water vapour.

    “This is increasing the risk of more extreme rainfall events. At the same time, glacier-related flood hazards are increasing due to enhanced ice melting in a warmer climate,” he added.

    Thousands of lives lost every year

    Floods and flash floods claim thousands of lives each year and cause billions of dollars in damage. In 2020, severe flooding across South Asia killed more than 6,500 people and caused $105 billion in economic losses.

    Two years later, catastrophic floods in Pakistan left over 1,700 people dead, 33 million affected and losses exceeding $40 billion, reversing years of development gains.

    This year, the onslaught has continued. In July alone, South Asia, East Asia and the United States have seen a string of deadly events, from monsoon rains to glacial lake bursts and sudden flash floods.

    © WMO/Arya Manggala

    Each year, extreme weather and climate events take a massive toll on lives and economies worldwide.

    Asia reels from monsoon onslaught

    In India and Pakistan, heavy monsoon rains have severed transport links, washed away homes and triggered landslides. Pakistan declared a state of emergency in its worst-hit areas, deploying military helicopters for rescue missions after forecasters warned of exceptional flood risk along the upper Jhelum River.

    The Republic of Korea suffered record-breaking downpours between 16-20 July, with rainfall exceeding 115 mm per hour in some locations. At least 18 people were killed and more than 13,000 were evacuated.

    In southern China, authorities issued flash flood and landslide alerts on 21 July, just a day after Typhoon Wipha battered Hong Kong, underscoring the compound risks of sequential storms.

    Texas flash flood strikes overnight

    Overnight 3 into 4 July, a sudden deluge turned Texas Hill Country into a disaster zone, killing more than 100 people and leaving dozens missing. In a few hours, 10-18 inches (25–46 cm) of rain swamped the Guadalupe River basin, sending the river surging 26 feet (8 metres) in just 45 minutes.

    1-day precipitation totals from NASA’s IMERG multi-satellite precipitation product show heavy rainfall over central Texas on July 4, 2025.

    Many of the victims were young girls at a summer camp, caught unaware as floodwaters tore through sleeping quarters around 4 AM. Although the US National Weather Service issued warnings ahead of time, local sirens were lacking and the final alerts came when most were asleep.

    Glacier outburst floods surge

    Not all floods this month were caused by rain.

    In Nepal’s Rasuwa district, a sudden outburst from a supraglacial lake – formed on a glacier’s surface – swept away hydropower plants, a major bridge and trade routes on 7 July. At least 11 people were killed and more than a dozen are reported missing.

    Scientists at the International Centre for Integrated Mountain Development (ICIMOD), a WMO partner, say glacial-origin floods in the Hindu Kush-Himalaya region are occurring far more often than two decades ago, when one might strike every five to 10 years.

    In May and June 2025 alone, three glacial outburst floods hit Nepal, Afghanistan and Pakistan, with two more in Nepal on 7 July. If warming continues, the risk of such floods could triple by the century’s end.

    Aftermath of a flood that swept through a high-altitude village in Nepal.

    Closing the warning gap

    The WMO is stepping up efforts to improve flood forecasting through its global initiative and real-time guidance platform, now used in over 70 countries.

    The system integrates satellite data, radar and high-resolution weather models to flag threats hours in advance and is being expanded into a country-led, globally interoperable framework.

    A 2022 World Bank study estimated that 1.81 billion people – nearly a quarter of the world’s population – are directly exposed to 1-in-100-year flood events, with 89 per cent living in low- and middle-income countries.

    The UN’s Early Warnings for All initiative aims to ensure that everyone, everywhere, is protected by early warning systems by 2027.

    MIL OSI United Nations News –

    July 22, 2025
  • MIL-OSI: Texas Parents and Fossil Free Media’s Make Polluters Pay Campaign Hold Memorial Outside White House After Deadly Flooding

    Source: GlobeNewswire (MIL-OSI)

    WASHINGTON, July 21, 2025 (GLOBE NEWSWIRE) — Today, Texas parents gathered outside the White House for a solemn memorial and press conference following the catastrophic flooding in Kerr County that claimed more than 120 lives, including 27 children attending summer camp.

    Organized by impacted families and the Make Polluters Pay, a campaign by Fossil Free Media, the memorial featured a powerful visual display of 27 children’s camp trunks on the Ellipse Lawn—each representing a young life lost. Parents placed yellow roses atop the trunks in silence before delivering impassioned remarks demanding federal accountability and urgent action to protect children from worsening climate-driven disasters.

    The ceremony concluded with a stirring performance by a local choir, who sang “Lean on Me” and “Rise Like the Water” as families stood arm in arm, calling for justice and change.

    Parents directly blamed the Trump administration’s cuts to disaster preparedness and early warning systems, including FEMA, NOAA, and the National Weather Service, which they say left communities vulnerable. Texas Senator Ted Cruz, who chairs the Senate Commerce Committee, recently inserted language into H.R. 1 that slashed millions from NOAA programs essential for flood forecasting and public alerts.

    “We know that this administration, by destroying renewable energy and using our tax dollars to prop up the fossil fuel industry, an industry that earned $102 billion dollars last year, is doing everything it can to supercharge this climate crisis,” said Texan and mom Samantha Gore. “To also be defunding our NWS and NOAA, the agencies we use to keep our children safe, at the same time is unthinkable. How dare they. Parents won’t sit back while our children die from floods that shouldn’t have been supercharged, from DOGE cuts that put their lives on the line, and from weather services not being funded. What are they thinking? We won’t back down. They are destroying everything we love.”

    In addition to demanding the restoration of life-saving public programs, demonstrators called on President Trump and Congress to hold fossil fuel companies financially accountable for the damage their pollution has caused.

    “Texans are grieving because public safety systems were dismantled to serve fossil fuel interests,” said Cassidy DiPaola, spokesperson for the Make Polluters Pay campaign. “Senator Cruz helped cut flood forecasting programs days before the storm. Now families are paying the price while polluters and their allies deflect blame. Texans deserve accountability, not excuses.”

    Speakers stressed that the Kerr County tragedy reflects a growing pattern of climate disasters that will only intensify without bold action and restoration of critical safeguards.

    “It feels like we’ve lost our way as a country in a very short time. In the six months since this administration has been in charge they have encouraged, enabled, allowed a temporary government agency, one with no oversight, to wantonly cut budgets and offer early retirements for roles that are crucial to the safety of our communities. There were other serious failures at lower levels of government, all of which directly contributed to the loss of dozens of children’s lives. These weren’t accidents or acts of God. These were intentional choices. Let that sink in,” said Texan and mom Helen Waters. “ This event affected me deeply as I grew up going to summer camp in the area and I have close friends who were caught in the flooding and nearly died. However it’s clear to me that this has, and will, happen in other places. We must fight for a social contract with reliable and accountable.”

    “As an Austin mom, I’ve been feeling the losses of the children from my community in a very visceral, immediate way,” said Texan and mom Eileen McGinnis. “As the founder of The Parents’ Climate Community, a climate nonprofit in Central Texas, I was moved to join because it’s also vital to connect these losses, this collective grief, to a larger story: kids around the world are bearing the brunt of climate change’s impacts, and we are failing to protect them.”

    To speak with parents or campaign representatives, please contact:
    Cassidy DiPaola | Fossil Free Media | cassidy@fossilfree.media | 401-441-7196

    A photo accompanying this announcement is available at https://www.globenewswire.com/NewsRoom/AttachmentNg/dec3545d-41ef-480b-a8bf-bb3665e09832

    The MIL Network –

    July 22, 2025
  • MIL-OSI: Texas Parents and Fossil Free Media’s Make Polluters Pay Campaign Hold Memorial Outside White House After Deadly Flooding

    Source: GlobeNewswire (MIL-OSI)

    WASHINGTON, July 21, 2025 (GLOBE NEWSWIRE) — Today, Texas parents gathered outside the White House for a solemn memorial and press conference following the catastrophic flooding in Kerr County that claimed more than 120 lives, including 27 children attending summer camp.

    Organized by impacted families and the Make Polluters Pay, a campaign by Fossil Free Media, the memorial featured a powerful visual display of 27 children’s camp trunks on the Ellipse Lawn—each representing a young life lost. Parents placed yellow roses atop the trunks in silence before delivering impassioned remarks demanding federal accountability and urgent action to protect children from worsening climate-driven disasters.

    The ceremony concluded with a stirring performance by a local choir, who sang “Lean on Me” and “Rise Like the Water” as families stood arm in arm, calling for justice and change.

    Parents directly blamed the Trump administration’s cuts to disaster preparedness and early warning systems, including FEMA, NOAA, and the National Weather Service, which they say left communities vulnerable. Texas Senator Ted Cruz, who chairs the Senate Commerce Committee, recently inserted language into H.R. 1 that slashed millions from NOAA programs essential for flood forecasting and public alerts.

    “We know that this administration, by destroying renewable energy and using our tax dollars to prop up the fossil fuel industry, an industry that earned $102 billion dollars last year, is doing everything it can to supercharge this climate crisis,” said Texan and mom Samantha Gore. “To also be defunding our NWS and NOAA, the agencies we use to keep our children safe, at the same time is unthinkable. How dare they. Parents won’t sit back while our children die from floods that shouldn’t have been supercharged, from DOGE cuts that put their lives on the line, and from weather services not being funded. What are they thinking? We won’t back down. They are destroying everything we love.”

    In addition to demanding the restoration of life-saving public programs, demonstrators called on President Trump and Congress to hold fossil fuel companies financially accountable for the damage their pollution has caused.

    “Texans are grieving because public safety systems were dismantled to serve fossil fuel interests,” said Cassidy DiPaola, spokesperson for the Make Polluters Pay campaign. “Senator Cruz helped cut flood forecasting programs days before the storm. Now families are paying the price while polluters and their allies deflect blame. Texans deserve accountability, not excuses.”

    Speakers stressed that the Kerr County tragedy reflects a growing pattern of climate disasters that will only intensify without bold action and restoration of critical safeguards.

    “It feels like we’ve lost our way as a country in a very short time. In the six months since this administration has been in charge they have encouraged, enabled, allowed a temporary government agency, one with no oversight, to wantonly cut budgets and offer early retirements for roles that are crucial to the safety of our communities. There were other serious failures at lower levels of government, all of which directly contributed to the loss of dozens of children’s lives. These weren’t accidents or acts of God. These were intentional choices. Let that sink in,” said Texan and mom Helen Waters. “ This event affected me deeply as I grew up going to summer camp in the area and I have close friends who were caught in the flooding and nearly died. However it’s clear to me that this has, and will, happen in other places. We must fight for a social contract with reliable and accountable.”

    “As an Austin mom, I’ve been feeling the losses of the children from my community in a very visceral, immediate way,” said Texan and mom Eileen McGinnis. “As the founder of The Parents’ Climate Community, a climate nonprofit in Central Texas, I was moved to join because it’s also vital to connect these losses, this collective grief, to a larger story: kids around the world are bearing the brunt of climate change’s impacts, and we are failing to protect them.”

    To speak with parents or campaign representatives, please contact:
    Cassidy DiPaola | Fossil Free Media | cassidy@fossilfree.media | 401-441-7196

    A photo accompanying this announcement is available at https://www.globenewswire.com/NewsRoom/AttachmentNg/dec3545d-41ef-480b-a8bf-bb3665e09832

    The MIL Network –

    July 22, 2025
  • MIL-OSI Australia: Cyclone reinsurance pool lowering premiums in high risk areas but affordability concerns remain

    Source: Australian Ministers for Regional Development

    The Australian Government’s cyclone reinsurance pool has lowered insurance premiums for customers facing medium to high risk of cyclone, the ACCC’s fourth insurance monitoring report has found.

    However, premiums remain very high for many households and small businesses and are generally rising in most parts of the country. 

    Despite the pool commencing in 2022, it has taken time for the impact of the pool to be reflected in premiums. This is the ACCC’s first insurance monitoring report with all eligible insurers participating in the pool. 

    “With most customers now experiencing ‘post-pool pricing’, we now have a more complete picture of the pool’s potential to achieve its intended outcomes,” ACCC Commissioner Peter Crone said.

    “Our analysis shows the pool is lowering premiums of policyholders who live in areas with higher cyclone risk, as it was designed to do. However for many consumers in northern Australia, high cyclone risk may not be the key reason, or the only reason, that their insurance premium is unaffordable.” 

    Reductions for some consumers facing higher risk of cyclone

    The ACCC’s analysis of average premiums before and after insurers made pricing changes due to the pool shows there have been premium reductions for consumers and small businesses facing the highest risk of cyclone.

    “Our analysis suggests premium reductions for those at higher cyclone risk were driven by reduced reinsurance costs brought about, in large part, by the reinsurance pool,” Mr Crone said.

    The report found the average home and contents insurance premium (as measured on a per $100,000 sum insured basis) in medium to high cyclone risk areas decreased by 11 per cent compared to premiums before the reinsurance pool took effect.

    In contrast, average premiums for low-risk properties and properties at no risk of experiencing a cyclone increased by four per cent and seven per cent respectively.

    Premium reductions for home and contents insurance were most prominent in coastal areas of north Western Australia and north Queensland, particularly in Mackay, Cairns, and Townsville (where the median premiums reduced by approximately 15 per cent). The median premium also decreased by nine per cent in Karratha. 

    The average small business premium (also measured on a per $100,000 sum insured basis) in medium to high cyclone risk areas decreased by 24 per cent after insurers entered the pool.

    The report found the effect of the pool on strata insurance was less pronounced but still material. Overall, it found a seven per cent reduction in the average strata insurance premium (on a per $100,000 sum insured basis) in medium to high cyclone risk regions.

    For strata insurance, the ACCC found significant savings for those paying the highest premiums in Townsville (down 28 per cent), Karratha (down 23 per cent), Mackay (down 19 per cent) and Cairns (down 17 per cent).

    Australians still facing high and rising premiums

    Despite the pool leading to falls for some customers in higher cyclone risk regions, the price of home and strata insurance across Australia is generally high and rising.

    The ACCC found that the average home and contents premium in north Queensland and the Northern Territory is now over $3,000 per year, while in north Western Australia the average premium is over $4,600.

    Strata premiums remain very high across northern Australia and especially in north Western Australia, where the average premium increased by 18 per cent to be more than $18,000 (per policy). 

    Although average premiums remain much higher in northern Australian regions, premiums again rose more sharply in the rest of Australia in 2023-24, up 18 per cent for home and contents insurance.

    “Insurers have indicated that a range of factors including building material and labour cost inflation and extreme weather events are contributing to the very high insurance premiums that consumers are facing,” Mr Crone said.

    “We have heard about a range of ways that households and small businesses are responding to high premiums, from increasing their excesses to reducing coverage. Many stakeholders were concerned that people were being left underinsured or were dropping insurance altogether.”

    Insurance availability relatively unchanged

    The initial design of the reinsurance pool was intended to encourage insurers to enter or expand into northern Australian insurance markets by providing a stable and lower cost means to manage their cyclone risk exposure.

    However, the ACCC found that there remains limited appetite from insurers to expand services or increase their exposure in certain cyclone prone regions.

    There have been some smaller changes involving insurers lifting cyclone-specific embargoes, and changing underwriting controls and exposure limits, however these changes have not been substantial.

    No new insurers have entered northern Australian markets following the pool’s commencement.

    Insurers could be doing more to incentivise private mitigation

    One of the objectives of the reinsurance pool was to incentivise private risk mitigation, to improve insurance affordability and property resilience over time. The ACCC found there are limited signs of this occurring. 

    While we found the majority of insurers do have a framework in place to recognise private mitigation, communication by insurers about mitigation is typically quite limited.   

    “Improving the resilience of properties and communities to natural hazards through better mitigation is a critical issue if risks are to be reduced and affordability improved, now and into the future,” Mr Crone said.

    Background

    Reinsurance is taken out by insurers, typically to protect insurers from significant natural peril events impacting their portfolios, such as cyclones.

    The Australian Government established the cyclone reinsurance pool in 2022 to help make insurance more affordable for households and some small businesses who are at higher risk of cyclones. The pool is operated by the Australian Reinsurance Pool Corporation (ARPC).

    The pool provides reinsurance to insurers in relation to cyclone and cyclone-related flooding risks covered by home, contents, strata and small business insurance (up to a sum insured of $5 million) throughout Australia.

    Large insurers were required to join the pool by the end of 2023 and small insurers were required to join by the end of 2024. A list of the insurers that have joined the pool is on the Australian Reinsurance Pool Corporation website.

    The ACCC has been directed to monitor prices, costs, and profits of relevant insurance products, before and after the introduction of the pool.

    The ACCC is required to provide a report at least once each calendar year during the period 1 January 2022 to 30 June 2026.

    The ACCC has brought forward the publication of this fourth monitoring report to allow it to inform the government’s legislated review of the Terrorism and Cyclone Insurance Act 2003, the act establishing the cyclone reinsurance pool, which is due to commence after 1 July 2025.

    MIL OSI News –

    July 22, 2025
  • MIL-OSI USA: ICYMI: Tuberville Exposes Left-wing Bias in NPR, PBS on Ingraham Angle

    US Senate News:

    Source: United States Senator for Alabama Tommy Tuberville

    WASHINGTON – U.S. Senator Tommy Tuberville (R-AL) joined Ingraham Angle on Fox News to tout the Senate passing President Trump’s first rescissions package that cuts taxpayer funding for woke propaganda outlets like NPR and PBS.

    Excerpts from the interview can be found below and the full interview can be viewed on YouTube or Rumble.

    INGRAHAM: “Senator, when you think about what the complaints were—a lot of them were centered on the stories that NPR—let’s focus on NPR for a moment and NewsHour, but NPR especially—chose to cover. So it was the plight of transgender kids, it was the ice flows getting smaller in Antarctica, it was the various other minority interests, it was anti-Trump, but a lot of the time it was the stories they covered and not the stuff let’s say conservative parents were worried about—keeping parents out of school during COVID, etcetera, etcetera.”

    TUBERVILLE: “Well Laura, we did our research on this. We don’t just vote on something and say we’re going to cut something. 90% of the product that they were putting out on NPR was left-leaning. Very little right. Anything positive about the right was never on. And so, we did our due diligence. We looked at it all. We were about 30 years too late. This should have been gone a long time ago. After the internet, after the Weather Channel all over the news for 24 hours. People can get their news [without public broadcasting]. They can get their weather [without public broadcasting]. Farmers are not going to miss this. [NPR and PBS has] been a disaster. It is a left-wing propaganda network. It is gone. And thank God.”

    INGRAHAM: “Jason, of course the Democrats losing a propaganda machine—it’s not sitting too well with them. They’re mad. Watch. […]”

    “Jason, they are fighting to keep funding organizations that American taxpayers partly funded and knew and understood with their very eyes—were biased. But they think they can win on saying, ‘Oh, you killed Big Bird.’ That’s gonna be their argument. ‘You killed Big Bird. Put us back into control.’”

    CHAFFETZ: “Yeah, ‘people are going to die’ is just sort of the common week in and week out thing. Seriously? By not having PBS broadcasts down in Blanding, Utah? You think people are going to die because of that? I’m tired of paying it. We’re $36 trillion dollars in debt, folks. We gotta make some cuts around here. We lived high on the hog when you Democrats had all the control, just kept spending money, wasn’t responsible, and for that CEO to go before Congress and go back on television and start lecturing us about how fair and balanced she is—are you kidding me? How about looking at all the stories? Because Congress did, and she is flat-out, totally wrong, and now she doesn’t have any money—at least not from taxpayers.”

    INGRAHAM: “Well Senator, last year a whistleblower actually testified—a whistleblower of sorts, he’s a former staffer of NPR—and he was like, ‘Look, there’s credence to what the conservatives are saying. The people who work there, the people who are getting paid, making salaries—they all think the same way.’ I’m summing up his point of view. So, insiders were even blowing the lid off this.”

    TUBERVILLE: “Yeah, we looked at the employment of the NPR and the people that were employed there and did some background stuff. They were all DEI. They were all woke. And so, they get what they asked for. At the end of the day, they thought that Democrats were going to continue to control [the government] for years and years and years, and they stuck their foot in their mouth by spending way too much money for several years—open borders. Trump gets back in, and he was bound and determined to get rid of this. Now, it was like pulling teeth to get this thing passed. We almost didn’t get it done because of the three of four people on the Republican side. It was close, just like the [One] Big Beautiful Bill was. But, at the end of the day, we got it done.” 

    INGRAHAM: “Well Senator, Jason—both of you—thank you very much tonight.”

    Senator Tommy Tuberville represents Alabama in the United States Senate and is a member of the Senate Armed Services, Agriculture, Veterans’ Affairs, HELP and Aging Committees.

    MIL OSI USA News –

    July 22, 2025
  • MIL-OSI USA: In Letter to Trump, Cantwell Unveils 5-Point Plan to Improve Nation’s Weather Readiness in the Face of NOAA Cuts

    US Senate News:

    Source: United States Senator for Washington Maria Cantwell

    07.21.25

    In Letter to Trump, Cantwell Unveils 5-Point Plan to Improve Nation’s Weather Readiness in the Face of NOAA Cuts

    Cantwell to Trump: “We have a once-in-a-lifetime opportunity to create the world’s best weather forecasting system…”

    WASHINGTON, D.C. – Senator Maria Cantwell (D-Wash), ranking member of the Senate Committee on Commerce, Science, and Transportation – the committee that oversees the National Oceanic and Atmospheric Administration (NOAA) and the National Weather Service (NWS) – today sent a letter to President Donald Trump outlining her five-point plan to bolster the United States’ weather readiness.

    “Communities across the United States are experiencing more frequent, intense, and costly flash floods, hurricanes, tornadoes, atmospheric rivers, landslides, heatwaves, and wildfires,” Sen. Cantwell wrote. “The lessons from Kerrville, Palisades, Asheville, Lahaina, and too many other natural disasters are that providing Americans with more timely and accurate weather information can avoid billions in property losses and save lives. We have a once-in-a-lifetime opportunity to create the world’s best weather forecasting system that would provide Americans with much more detailed and customized alerts days instead of minutes ahead of a looming extreme weather event.”

    Sen. Cantwell’s five recommendations for President Trump are:

    1. Modernize Weather Data Collection: The United States needs to collect and compile more data by land, air, space, and sea by modernizing our weather data infrastructure and other tools, including better radars, hurricane hunters, weather satellites, and ocean buoys.
    • Radar: Upgrading the nation’s aging Doppler radar network will enable meteorologists to deliver more accurate forecasts and provide longer warning lead times. Higher resolution data from new technology called phased array radar can “see” into the storm in ways not visible on current radar. It can zoom in on the most dangerous features of extreme weather and scan the atmosphere in under a minute, six times faster than current radar, to detect rapid changes like tornado formation or microbursts. NOAA is planning to replace the current outdated Doppler network but lacks the resources necessary to develop the best radar technology and infrastructure at the pace we need them to.
    • Hurricane Hunters: NOAA studies have found that including data collected by the Hurricane Hunters improved forecast accuracy by at least 10 to 15 percent. NOAA needs to rebuild its Hurricane Hunter aircraft fleet by replacing the current WP-3D Hurricane Hunter aircraft that have been in service since the 1970s and will be decommissioned by 2030. NOAA’s 2022 Aircraft Plan calls for four new C-130 aircraft to meet this mission, and the bipartisan National Defense Authorization Act for Fiscal Year 2023 (P.L. 117-263, § 11708(b)) included authorization for up to six new aircraft.
    • Weather Satellites: NOAA’s satellites are its “eyes in the sky” that stay locked in place above the United States and give scientists continuous data on storms as they develop. NOAA needs to expand these capabilities with the next generation of weather satellites like the Geostationary Extended Observations (GeoXO) satellite system. Updated satellites will be able to track lightning strikes that start wildfires and smoke which impacts air quality and human health.
    • Buoys and Ocean Data: NOAA’s Integrated Ocean Observing System (IOOS) is a network of buoys, gliders, high frequency radar arrays, and other instruments that gather ocean data critical for weather forecasting, search and rescue, and navigation. we need to modernize and recapitalize aging infrastructure and better integrate ocean data into our weather forecasting models. Enacting the Integrated Ocean Observation System Reauthorization Act of 2025 (S.2126), bipartisan legislation sponsored by Senators Roger Wicker and Cantwell, will help maintain and resource IOOS infrastructure and networks.
    1. World Leading Analytics: We need to catch up with and surpass European weather forecasting capabilities, which will require more supercomputing and improvements in data analytics including assimilation.
    • We want the best forecasts in the world, but the U.S. models are often outperformed by the European model.
    • NOAA needs to increase its focus and investment in supercomputing, data analytics, and data assimilation, a key technique in weather forecasting that combines real-world observations with a numerical weather model.
    • Better forecasts are in reach, we just need to invest in the people and the computing power to be competitive.
    1. Cutting Edge Research: As our communities experience more frequent and extreme weather, now is the time to invest in additional cutting-edge basic and applied research.
    • For decades, NOAA’s Office of Oceanic and Atmospheric Research (OAR) has supported next-generation science and technology that enables increasingly adept forecasting products and services that save lives from extreme weather events.
    • While NOAA’s OAR only accounts for about 10 percent of the agency’s funding, its work has far-reaching impacts including better flash flood and precipitation prediction, developing next generation hurricane models, and improving extreme heat planning scenarios.
    • The office also focuses on ways to better communicate extreme weather threats to the public. For example, NOAA’s National Severe Storm Laboratory in Oklahoma is testing a new tornado and extreme weather early warning system. Even though it’s still in the testing phase, in March the system provided Missouri communities two hours of lead time, allowing 120 people to seek shelter before a dangerous EF-3 tornado touched down. Current tornado warnings only give communities 13 minutes of warning on average.
    1. Modernizing Alert Systems: We must strengthen and expand weather emergency communication channels to keep the public informed and help first responders prepare and react to natural disasters.
    • Americans need more timely, relevant, and actionable information so they know when to get out of harm’s way. Investments like upgrading NOAA’s weather radio technology from obsolete copper technologies to Internet or satellite-based systems are vital to providing reliable and continuous weather and emergency alerts.
    • Expanding NOAA’s VHF broadcasts to reach rural areas that other systems do not reliably cover will provide irreplaceable hazard alerts for campers, tourists, hunters, and tribal members, as well as mining, forestry, and agriculture workers living in remote areas.
    • However, no single alert technology should be considered sufficient in an emergency. We should augment both public and private alert communications and embrace multi-channel delivery systems to ensure messages reach users via their preferred platforms, whether that is through FM and AM radio, apps, websites, SMS, push notifications, television, or social media. The private sector can provide value-added information including more customized alerts and warnings and giving people additional ways to access critical and timely information.
    • Expanding current FEMA programs to build out local sirens and provide first responders with crucial flood maps and satellite images will also significantly enhance local disaster response capabilities.
    1. Advance Bipartisan Legislation: The bipartisan Weather Act Reauthorization Act of 2024 would strengthen weather research and forecasting and expand commercial data partnerships.
    • A bipartisan bill Chairman Ted Cruz and I introduced last year, the Weather Act Reauthorization Act of 2024 (S. 5601), would modernize the essential research programs you signed into law in the 2017 Weather Act and establish new programs to advance forecasting, strengthen emergency preparedness, and support farmers and resource managers with better tools for agriculture and water management.
    • The legislation would take the critical first steps in addressing NOAA’s aging radar network by directing the agency to design and deploy the next generation of weather radar technology. It also expands and codifies public-private partnerships to acquire and utilize innovative data sources, supporting efforts like the Commercial Data Program. Former House Science Chairman Frank Lucas and Ranking Member Zoe Lofgren introduced a bipartisan companion bill in the House (H.R. 3816) last month, which will be marked up by the full Committee this Wednesday.

    This morning, Sen. Cantwell joined CNN’s Pamela Brown to discuss her plan to improve the nation’s weather readiness. The interview is HERE.

    On Sunday, July 13, Sen. Cantwell joined CBS’s Face the Nation with Margaret Brennan to discuss the importance of funding and staffing for NOAA and the NWS.

    “The more you can move people and resources out of the way of a storm, the more you can predict what might happen, the better prepared we’re going to be. And that’s going to help us save lives, and certainly save dollars,” Sen. Cantwell told Brennan. Video of her segment is HERE and HERE; a transcript is HERE.

    NOAA’s cutting-edge science informs NWS weather forecasts, which help local communities prepare for and respond to events like the recent deadly floods in Central Texas. President Trump’s proposed budget would slash NOAA’s funding by $2.2 billion – a 27% cut – and his DOGE team has caused over 2,000 job losses at the agency since January.

    Earlier this month, Sen. Cantwell questioned Dr. Neil Jacobs, President Donald Trump’s nominee to head NOAA, about his plans to preserve the agency’s mission as the administration continues to hack away at NOAA’s budget, workforce, and programs.

    Last month, Sen. Cantwell joined renowned meteorologists from across the country for a virtual presser to sound the alarm on the NWS cuts, and called on the Trump Administration to restore the agency to full capacity.

    The full text of the letter to President Trump is below:

    July 21, 2025

    The Honorable Donald J. Trump

    The White House

    1600 Pennsylvania Avenue, N.W.

    Washington, DC 20500

    Dear Mr. President,

    Communities across the United States are experiencing more frequent, intense, and costly flash floods, hurricanes, tornadoes, atmospheric rivers, landslides, heatwaves, and wildfires. The lessons from Kerrville, Palisades, Asheville, Lahaina, and too many other natural disasters are that providing Americans with more timely and accurate weather information can avoid billions in property losses and save lives. We have a once-in-a-lifetime opportunity to create the world’s best weather forecasting system that would provide Americans with much more detailed and customized alerts days instead of minutes ahead of a looming extreme weather event.

    There is strong support for making the generational investments necessary to become a weather ready nation that will empower Americans to get out of harm’s way. It will take better weather data collection, world leading analytics, cutting edge research, modernizing alert systems, and a partnership between your Administration and Congress to pass enabling legislation. To that end, I offer the following five recommendations that if pursued on a bipartisan basis would make America the world leader in weather forecasting:

    1) Modernizing Weather Data Collection

    We need to compile more data by land, air, space, and sea by modernizing our weather data collection tools, including better radar, hurricane hunters, weather satellites, and ocean buoys

    Radar: Upgrading the nation’s aging Doppler radar network will enable meteorologists to deliver more accurate forecasts and provide longer warning lead times. It does this with higher resolution data from phased array radar (PAR) to “see” into the storm in ways not visible on current radar. PAR can detect rapid changes in storms like tornado formation or microbursts, improve tracking of hazards like hail, and zoom in on the most dangerous features of extreme weather. These systems can also scan the atmosphere in under a minute, six times faster than current radar, detecting rapid changes in the storm for increased warning lead times and fewer false alarms.

    This new technology should replace the current analog Doppler radar systems from the 1980s, which are increasingly costly to maintain and risks failure every day. NOAA is planning to replace the current outdated Doppler network but lacks the resources necessary to develop the best radar technology and infrastructure at the pace we need them to.

    Hurricane Hunter Aircraft: NOAA studies have found that including data collected by the Hurricane Hunters improved forecast accuracy by at least 10 to 15 percent. However, NOAA needs to rebuild its Hurricane Hunter aircraft fleet by replacing the current WP-3D Hurricane Hunter aircraft that have been in service since the 1970s and will be decommissioned by 2030. New C-130 Hurricane Hunter aircraft are more capable than the half-century old WP-3D aircraft, with the ability to deploy more drones and uncrewed systems, conduct higher resolution scans from more advanced radar, and provide highly accurate wind, temperature, pressure, and humidity measurements from additional sensors.

    NOAA’s 2022 Aircraft Plan calls for four new C-130 aircraft to meet this mission, and the bipartisan National Defense Authorization Act for Fiscal Year 2023 (P.L. 117-263, § 11708(b)) included authorization for up to six new aircraft. While two C-130 aircraft are funded, completing the fleet modernization in fiscal year 2026 will ensure forecasters can utilize this irreplaceable data source to better predict the path and intensity of hurricanes headed toward the United States, which is crucial for first responders to inform evacuations and pre-position emergency resources.

    Weather Satellites: NOAA’s satellites are its “eyes in the sky” that stay locked in place above the United States and give scientists continuous data on storms as they develop. NOAA needs to expand these capabilities with the next generation of weather satellites, the Geostationary Extended Observations (GeoXO) satellite system. Once launched, GeoXO can track lightning strikes that start wildfires, wildfire smoke, red tides that poison fisheries, and generally provide better extreme weather early warning capabilities. For example, if GeoXO had been deployed during the 2023 Canadian wildfire smoke event that blanketed much of the eastern United States, its instruments could have provided hourly, high-resolution maps of smoke pollution, enabling more accurate health advisories and allowing schools, airlines, and outdoor workers to make safer decisions. This year, smoke from massive Canadian wildfires is again posing health risks to Americans across the country. This is new technology that does not exist in today’s satellite system.

    To get these next generation satellites built, NOAA must proceed with the recommendations laid out under your first Administration and build the planned network of six satellites, five instruments, and supporting ground systems. The data from the Lightning Mapper (LMX), Sounder (GXS), Atmospheric Composition (ACX), Imager (GXI), and Ocean Color (OCX) instruments are key and necessary inputs for any world leading forecasting model.

    Buoys and Ocean Data: NOAA’s Integrated Ocean Observing System (IOOS) is a network of buoys, gliders, high frequency radar arrays, and other instruments that gather ocean data critical for weather forecasting, search and rescue, and navigation. The IOOS network provides real-time surface and subsurface ocean temperature measurements that feed into NOAA’s hurricane forecast model to detect rapid intensification of hurricanes and other extreme storms. For example, the above average warm water in the Gulf contributed to the recent flash flooding in Central Texas, while changes to tropical weather patterns and ocean temperatures have contributed to flooding across the country, from the Southwest through the Mid-Atlantic and into the Northeast. Just halfway through the summer, according to the National Weather Service, the country has already experienced twice as many floods in July as usual.

    To preserve and expand the critical real-time data these buoys provide, we need to modernize and recapitalize aging infrastructure and better integrate ocean data into our weather forecasting models. Enacting the Integrated Ocean Observation System Reauthorization Act of 2025 (S.2126), bipartisan legislation Senator Roger Wicker and I introduced, will help maintain and resource IOOS infrastructure and networks.

    2) World Leading Analytics

    Catching up with and surpassing European weather forecasting capabilities will require more supercomputing and improvements in data analytics

    NOAA has long aimed to close the performance gap between its Global Forecast System (GFS) and the European Centre for Medium-Range Weather Forecasts, which often outperforms U.S. forecasts. For example, in October 2012, the European model correctly predicted Hurricane Sandy would turn toward the U.S. East Coast seven to eight days in advance, while the U.S. model initially forecast it would head out to sea, missing the U.S. entirely. Of course, Sandy did hit the U.S., with devastating effects for the entire Mid-Atlantic region, killing 254 people and causing nearly $70 billion in damages. Conversely, in 2015, the European model predicted Hurricane Joaquin would stay offshore, which it did, while the U.S. model forecast a direct hit on the East Coast, prompting costly emergency preparations that were ultimately unnecessary. And in February 2021, when a historic Arctic outbreak plunged Texas and much of the South into record cold with heavy snow and ice, and the European model provided more accurate early guidance on the extent and longevity of the cold air mass. According to NOAA and the Texas Department of State Health Services, at its peak, the power outages that resulted left nearly 10 million people in the cold and dark, unable to cook food, and resulted in more than 200 deaths.

    In order to catch up to Europe’s highly advanced weather modeling, NOAA needs to increase its focus and investment in supercomputing, data analytics, and data assimilation, a key technique in weather forecasting that combines real-world observations with a numerical weather model. We need to take steps to expand the GFS ensemble system with higher resolution and better physics, refine the Unified Forecast System, and streamline the path from research to operations with projects like the Earth Prediction Innovation Center (EPIC) to improve collaboration with external scientists and the private sector. All of this will require Congress to provide NOAA with more supercomputing resources if we are to lead the world in weather forecasting.

    3) Cutting Edge Research

    As our communities experience more frequent and extreme weather, now is the time to invest in additional cutting-edge basic and applied research

    For decades, NOAA’s Office of Oceanic and Atmospheric Research has supported next-generation science and technology that enables increasingly adept forecasting products and services that save lives from extreme weather events. While NOAA research only accounts for about 10 percent of the agency’s funding, its work has far-reaching impacts including better flash flood and precipitation prediction, developing next generation hurricane models, and improving extreme heat planning scenarios. The research arm also operates testbeds where new technologies and models are rigorously evaluated before they are transitioned to NOAA operations or private sector applications.

    The office also focuses on ways to better communicate extreme weather threats to the public. For example, NOAA’s National Severe Storm Laboratory in Oklahoma is testing a new tornado and extreme weather early warning system. Even though it’s still in the testing phase, in March the system provided Missouri communities two hours of lead time, allowing 120 people to seek shelter before a dangerous EF-3 tornado touched down. Current tornado warnings only give communities 13 minutes of warning on average.

    4) Modernizing Alert Systems

    We must strengthen and expand weather emergency communication channels to keep the public informed and help first responders prepare and react to natural disasters

    Americans need more timely, relevant, and actionable information so they know when to get out of harm’s way. Investments like upgrading NOAA’s weather radio technology from obsolete copper technologies to Internet or satellite-based systems are vital to providing reliable and continuous weather and emergency alerts. Expanding NOAA’s VHF broadcasts to reach rural areas that other systems do not reliably cover will provide irreplaceable hazard alerts for campers, tourists, hunters, and tribal members, as well as mining, forestry, and agriculture workers living in remote areas. Expanding current FEMA programs to build out local sirens and provide first responders with crucial flood maps and satellite images will also significantly enhance local disaster response capabilities.

    However, no single alert technology should be considered sufficient in an emergency. We should augment both public and private alert communications and embrace multi-channel delivery systems to ensure messages reach users via their preferred platforms, whether that is through FM and AM radio, apps, websites, SMS, push notifications, television, or social media. The private sector can provide value-added information including more customized alerts and warnings, giving people additional ways to access critical and timely information.

    5) Advancing Bipartisan Legislation

    The bipartisan Weather Act Reauthorization Act of 2024 would strengthen weather research and forecasting and expand commercial data partnerships

    A bipartisan bill Chairman Ted Cruz and I introduced last year, the Weather Act Reauthorization Act of 2024 (S. 5601) would modernize the essential research programs you signed into law in the 2017 Weather Act and establish new programs to advance forecasting, strengthen emergency preparedness, and support farmers and resource managers with better tools for agriculture and water management. The legislation also expands and codifies public-private partnerships to acquire and utilize innovative data sources, supporting efforts like the Commercial Data Program. Former House Science Chairman Frank Lucas and Ranking Member Zoe Lofgren introduced a bipartisan companion bill in the House (H.R. 3816) last month.

    Now is the time to take the tough lessons learned in the wake of the recent natural disasters and human tragedies in places like Texas, North Carolina, and New Mexico and create the world’s best weather prediction system. We must meet the moment or the situation is only going to get worse. The United States used to experience an average of nine extreme weather events every year that cost over $1 billion each, but in the last five years the number of disasters has spiked to an average of 23 per year, and last year it was 27 events. A recent comprehensive government study predicted that extreme weather will cost Americans $1.5 trillion over the next decade, not including loss of life or health-related costs. That’s why the costs of making the once-in-a-lifetime smart investments described above are minuscule compared to savings that better weather forecasting will provide every American.

    Sincerely,

    MIL OSI USA News –

    July 22, 2025
  • MIL-OSI Canada: Minister Dabrusin to make an announcement in Vancouver to highlight the importance of empowering young Canadians to address climate change and support a healthy environment

    Source: Government of Canada News

    Yellowknife, Northwest Territories – July 21, 2025 – Media representatives are advised that the Honourable Julie Dabrusin, Minister of Environment and Climate Change, will make an announcement in Vancouver to highlight the importance of empowering young Canadians to address climate change and support a healthy environment. She will be joined by Ross Beaty, Board Chair of BC Parks Foundation.

    Event: Announcement and media availability
    Date: Tuesday, July 22, 2025
    Time: 9:00 a.m. (PDT)
    Location: General Wolf Elementary School
    4251 Ontario Street
    Vancouver, British Columbia

    To be made aware of any changes, media representatives are encouraged to register for this in-person event by contacting Environment and Climate Change Canada’s Media Relations at media@ec.gc.ca.

    MIL OSI Canada News –

    July 22, 2025
  • MIL-OSI USA: Less Than One Week Left to Apply for FEMA Assistance Following April Flooding

    Source: US Federal Emergency Management Agency

    Headline: Less Than One Week Left to Apply for FEMA Assistance Following April Flooding

    Less Than One Week Left to Apply for FEMA Assistance Following April Flooding

    FRANKFORT, Ky

    – Kentucky homeowners and renters who experienced damage or loss caused by the April severe storms, straight-line winds, flooding, landslides and mudslides have less than one week left to apply for federal disaster assistance

     The deadline to apply is July 25

    How To Apply for FEMA AssistanceThere are several ways to apply for FEMA assistance:Online at DisasterAssistance

    gov

    Visit any Disaster Recovery Center

    To find a center close to you, visit fema

    gov/DRC, or text DRC along with your Zip Code to 43362 (Example: “DRC 29169”)

    Use the FEMA mobile app

    Call the FEMA Helpline at 800-621-3362

    Help is available in many languages

    If you use a relay service, such as Video Relay Service (VRS), captioned telephone or other service, give FEMA your number for that service

    FEMA works with every household on a case-by-case basis

    FEMA representatives can explain available assistance programs, how to apply to FEMA, and help connect survivors with resources for their recovery needs

    When you apply, you will need to provide:A current phone number where you can be contacted

    Your address at the time of the disaster and the address where you are now staying

    Your Social Security Number

    A general list of damage and losses

    Banking information if you choose direct deposit

     If insured, the policy number or the agent and/or the company name

    Survivors should keep their contact information updated with FEMA as the agency may need to call to schedule a home inspection or get additional information

     Disaster assistance is not a substitute for insurance and is not intended to compensate for all losses caused by a disaster

    The assistance is intended to meet basic needs and supplement disaster recovery efforts

     For more information about Kentucky flooding recovery, visit www

    fema

    gov/disaster/4864

    Follow the FEMA Region 4 X account at x

    com/femaregion4

    martyce

    allenjr
    Mon, 07/21/2025 – 14:15

    MIL OSI USA News –

    July 22, 2025
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