Translartion. Region: Russians Fedetion –
Sours: Mainfin Bank –
How does the new scheme that the Bank of Russia is warning about work?
Another fraudulent scheme allows you to steal money remotely kart Russians – the fraudsters do not need to have a plastic card in hand. The fraud occurs in stages:
Fraudsters inform a citizen about an attempt by unidentified persons to steal money from a card. The victim is forced to install the “official application of the Central Bank of the Russian Federation” to protect their finances. The person who launches the application must attach the bank card to the phone and enter the code from the SMS for authorization. The application creates a virtual image of the card (similar to, for example, MirPay), to which the attackers have access. Now the fraudsters will be able to withdraw money from any ATM that operates using contactless technology – just attach your smartphone.
If the victim has several cards, the attackers may offer to “link” them all – then the volume of thefts will increase. It is also possible to use a combined fraud scheme – first the fraudsters will call, then – allegedly representatives of law enforcement agencies, reporting an attempt at fraud and the need to “save money”.
What should you do if you receive calls or messages from scammers?
The Bank of Russia reminded Russians about the ban on transferring personal and banking data to third parties. It is not difficult to recognize a fraudster in the caller – the attackers most often use the following phrases:
“an application for a loan has been submitted”, the victim gets scared and tries to cancel it; “an employee of the Central Bank” calls, then the legends can be different; the money needs to be transferred to a “safe or special account”, which in fact belongs to the scammers; “a suspicious transaction has been recorded”, for example, a transfer to an unknown person; “SIM card has expired”, “you need to renew your contract with the telecom operator”, the main thing is to provide the code from the SMS.
“If scammers call, you must hang up and not disclose information. You also cannot install various applications at the request of callers,” the Central Bank of the Russian Federation reminded.
Russians are informed literally every day about the need to remain vigilant, but this does not stop criminals from stealing funds – in 2024, the volume of thefts increased by 8% compared to the previous year.
12:30 11.02.2025
Source:
Please note: This information is raw content directly from the source of the information. It is exactly what the source states and does not reflect the position of MIL-OSI or its clients.
Please Note; This Information is Raw Content Directly from the Information Source. It is access to What the Source Is Stating and Does Not Reflect
HTTPS: //Mainfin.ru/novosti/zb-RF-RF-pre-AMENSIS-OSENNIS-NOT-NOVE-SHEMA-SOCHE-SC-Virtual-Card