MIL-OSI Russia: Bank accounts will be “gutted” – Central Bank warns of dangerous virus

Translartion. Region: Russians Fedetion –

Sours: Mainfin Bank –

How does the new scheme for stealing funds from Russians’ accounts work?

The fraudulent scheme involves a program like SpyNote, which is disguised as harmless applications – the victim may not realize that the smartphone is infected. The theft scheme is carried out in stages:

First, the victim installs an application on the phone, not realizing the danger – the spy can pretend to be, for example, a game. Fraudsters remotely monitor the smartphone screen – they see the passwords entered, SMS codes, incoming calls. After some time, the attackers open an online bank and empty the accounts, withdrawing all the money. In the same way, fraudsters can gain access to other services, including sending messages to friends asking for a transfer of funds.

“The applications of individual banks are protected from such a virus, but not all financial institutions have protection, which puts clients in a vulnerable position,” the Central Bank of the Russian Federation noted.

In addition, the installation of a virus program can be carried out even without the participation of the smartphone owner – recently the Ministry of Internal Affairs warned Russians about the dangers of the WhatsApp messenger: the victim only needs to follow the link for the device to be infected.

What should you remember to protect yourself from fraud?

Security experts are once again calling on Russians to remain vigilant in order to protect their savings from fraudsters. The main rules of protection include:

ban on installing applications from dubious sources; refusal to communicate passwords, SMS codes and personal data to third parties; connecting a mobile bank – information about transactions will be received immediately; excluding third-party access to the smartphone; timely updating of the phone number in case of replacement in the service bank.

Fraudsters often call potential victims, inventing various legends: renewal of the compulsory medical insurance policy, recalculation of work experience, financing of the Armed Forces of Ukraine, extension of the contract with the telecom operator, etc. When receiving such a call, it is recommended to refuse communication by hanging up.

14:45 02.25.2025

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