Source: US Federal Emergency Management Agency
Headline: National Flood Insurance Policyholders in Kentucky Can Apply for FEMA Assistance
National Flood Insurance Policyholders in Kentucky Can Apply for FEMA Assistance
Frankfort, KY- If you were affected by the recent severe storms in Kentucky and have an insurance policy through the National Flood Insurance Program (NFIP), you may still be eligible for disaster assistance
FEMA encourages everyone who was impacted by this disaster to apply for assistance in addition to filing a claim with your insurance company
Disaster assistance may be able to help fill in the financial gaps that your insurance company will not cover
NFIP Policyholders May be Eligible for Individual AssistanceFor eligible individuals, FEMA disaster assistance may help with uncovered expenses like temporary housing assistance or other needs, such as essential home repairs, essential personal property replacement, and other serious disaster-related needs not covered by insurance or other sources
Use both resources as intended: accept FEMA assistance for immediate emergency needs while simultaneously pursuing your full insurance claim
FEMA cannot provide money for expenses covered by insurance or duplicate benefits from another source
Be sure to inform FEMA about your insurance coverage and claim status, and likewise inform your insurer about any FEMA assistance received
It is important to keep detailed records to avoid duplicate payments for identical losses and comply with repayment requirements if overlaps occur
For more information on what to do after a flood and how to start your flood claim, please visit floodsmart
gov
How To Apply for FEMA AssistanceIf you live in Breathitt, Clay, Estill, Floyd, Harlan, Johnson, Knott, Lee, Leslie, Letcher, Martin, Owsley, Perry, Pike, Simpson or Woodford County, and haven’t yet applied for FEMA assistance, you may still complete an application
The deadline to apply for FEMA assistance is Friday, April 25
You can visit a Disaster Recovery Center (DRC) to meet face to face with specialists from FEMA to get assistance filling out your application
The Small Business Administration (SBA) and other state and local agencies are also in DRCs to answer questions about disaster assistance and other recovery resources
You may also upload any documents needed for applications at the centers
If you are unable to visit a DRC, there are other ways to apply: online at DisasterAssistance
gov, use the FEMA App for mobile devices or call 800-621-3362
If you use a relay service, such as Video Relay Service (VRS), captioned telephone or other service, give FEMA the number for that service
When you apply, you will need to provide:A current phone number where you can be contacted
Your address at the time of the disaster and the address where you are now staying
Your Social Security Number
A general list of damage and losses
Banking information if you choose direct deposit
If insured, the policy number or the agent and/or the company name
For an accessible video on how to apply for FEMA assistance, go to youtube
com/watch?v=WZGpWI2RCNw
For more information about Kentucky flooding recovery, visit www
fema
gov/disaster/4860
Follow the FEMA Region 4 X account at x
com/femaregion4
martyce
allenjr
Fri, 03/28/2025 – 20:02