Source: US Federal Emergency Management Agency
Headline: FEMA May Assist With Disaster Affected Wells and Septic Systems in Kentucky
FEMA May Assist With Disaster Affected Wells and Septic Systems in Kentucky
FRANKFORT, Ky
– Kentucky homeowners in disaster-declared counties whose wells or septic systems were damaged by the April severe storms, straight-line winds, flooding, landslides and mudslides may be eligible for financial help from FEMA
Septic systems and wells are generally not covered by flood insurance
Who may be eligible? To be considered eligible for assistance, your pre-disaster primary home must be located in one of the Kentucky counties designated for Individual Assistance: Anderson, Butler, Carroll, Christian, Clark, Franklin, Hardin, Hopkins, Jessamine, McCracken, Mercer, Owen and Woodford
The damage must have occurred during the severe storms that began April 2
What Assistance may be available? Eligible services for septic tanks may include cleaning, repairing or replacing the septic system as needed
Awards are also available for the repair or decontamination of private wells that are the sole source of water for a home
How Can I Find Out if I May be Eligible? Check with your homeowner’s and flood insurance providers to determine if your well and/or septic are covered under your policy
Uninsured or underinsured property may be eligible for FEMA assistance
How to Apply for FEMA AssistanceFEMA is encouraging Kentuckians affected by the April storms to apply for federal disaster assistance as soon as possible
The deadline to apply is June 25
You can visit any Disaster Recovery Center to get in-person assistance
No appointment is needed
To find all other center locations, including those in other states, go to fema
gov/drc or text “DRC” and a Zip Code to 43362
You don’t have to visit a center to apply for FEMA assistance
There are other ways to apply: online at DisasterAssistance
gov, use the FEMA App for mobile devices or call 800-621-3362
If you use a relay service, such as Video Relay Service (VRS), captioned telephone or other service, give FEMA the number for that service
When you apply, you will need to provide:A current phone number where you can be contacted
Your address at the time of the disaster and the address where you are now staying
Your Social Security Number
A general list of damage and losses
Banking information if you choose direct deposit
If insured, the policy number or the agent and/or the company name
Low-Interest Disaster Loans May Be AvailableLow-interest disaster loans from the U
S
Small Business Administration (SBA) also cover repairs to septic systems and wells
These loans are available for businesses and non-profit organizations of all sizes, homeowners and renters
Disaster survivors with insurance should not wait for an insurance settlement before applying to the SBA
For more information about Kentucky flooding recovery, visit www
fema
gov/disaster/4860 and www
fema
gov/disaster/4864
Follow the FEMA Region 4 X account at x
com/femaregion4
martyce
allenjr
Thu, 05/08/2025 – 12:38