MIL-OSI Economics: New statistics on banking and mortgage loans by corporate size

Source: Danmarks Nationalbank

Large corporations have the highest outstanding nominal amount per corporation 

In addition to the total outstanding nominal amount, the statistics include distributional figures for each corporation size category calculated per borrower, which here corresponds to one company (one CVR number). In the 1st quarter of 2025, small corporations had the largest outstanding nominal amount, totaling to kr. 645 billion. Of this, 78 per cent is mortgage credit debt, making it by far the largest component of small corporations’ banking and mortgage debt. In contrast, for large corporations, approximately two-thirds of their banking and mortgage debt consists of bank loans.

A few large corporations pull up the average

There are the most borrowers in the group of small corporations. For small corporations, the average outstanding nominal amount is kr. 8.9 million in the 1st quarter of 2025. This is in line with the median, which is one of several distributional figures included in the new statistics. In comparison, a large corporation has an average outstanding nominal amount of nearly kr. 258 million. For large corporations, the average banking and mortgage debt is considerably higher than the median. This difference indicates a large variation in banking and mortgage debt among large corporations, where a few with very large debts pull the average up in relation to the median.

Explore the new details in the table in the Statbank

The new table expands the statistics for banking and mortgage lending based on microdata with a more detailed grouping of loans to corporations (non-financial corporations supplemented by self-employed individuals). The corporations are grouped hierarchically by sector and then by size.

Banking and mortgage credit based on microdata is a statistical area that is continuously developed. The new detailed data can be found in the table DNMUVS. Read more about the methodologies and table contents in Sources and method on Danmarks Nationalbank’s website.

MIL OSI Economics