MIL-OSI Banking: France: Financial System Stability Assessment

Source: International Monetary Fund

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Format: Chicago

International Monetary Fund. Monetary and Capital Markets Department “France: Financial System Stability Assessment”, IMF Staff Country Reports 2025, 180 (2025), accessed July 14, 2025, https://doi.org/10.5089/9798229017428.002

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Summary

The French financial system has proven resilient to the shocks of the last five years but faces headwinds from domestic and external policy uncertainty and high fiscal consolidation needs. Bank-insurance conglomerates that include four Global Systemically Important Banks dominate the financial landscape, and financial markets have become increasingly complex in the post-Brexit environment. Banks’ capital and liquidity buffers remain high, but with low profitability versus peers.

Subject: Anti-money laundering and combating the financing of terrorism (AML/CFT), Commercial banks, Credit, Crime, Financial institutions, Financial regulation and supervision, Financial sector policy and analysis, Financial sector stability, Loans, Macroprudential policy, Money, Mutual funds, Stress testing

Keywords: Anti-money laundering and combating the financing of terrorism (AML/CFT), Commercial banks, Credit, Financial sector stability, Liquidity requirements, Loans, Macroprudential policy, Mutual funds, Stress testing

Publication Details

MIL OSI Global Banks