Translartion. Region: Russians Fedetion –
Source: Central Bank of Russia –
About 92% of citizens who set a self-prohibition in the first month of the service’s operation chose the option of a complete self-prohibition – a refusal to receive loans and credits from banks and microfinance organizations (MFOs) remotely and in person. This is evidenced by information from the Bank of Russia, based on data from credit history bureaus.
44% of people who took advantage of the self-prohibition have no current credit obligations, including 26% who have never had such obligations.
Citizens who only have active loans from microfinance organizations practically did not use the new instrument (less than 1% of citizens who set a self-prohibition).
The leaders in the number of self-prohibitions established were residents of Moscow and the Moscow region (more than 19% of the number of citizens who established self-prohibitions in Russia), St. Petersburg (more than 5%), Rostov and Sverdlovsk regions, the Republic of Bashkortostan and Krasnodar Krai (more than 3% in each region).
Over the first month, more than 8.1 million people used the self-prohibition service, which indicates a high demand for the new tool to combat fraud.
More details about the portrait of a citizen who established a self-prohibition during the first month of its operation, read on the website of the Bank of Russia.
Preview photo: Suri_Studio / Shutterstock / Fotodom
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