Translation. Region: Russian Federal
Source: Central Bank of Russia –
The number of credit reports received by citizens in 2024 increased by 38%, and information about individual credit ratings increased by 22%.
During this time, users of credit histories (banks, microfinance organizations and other organizations) were provided with 29% more reports than a year earlier.
Demand for BKI services from MFIs is growing against the backdrop of an increase in the share of online loans in issuances. Over the year, services for providing them with a credit assessment (scoring) have grown by 40%.
Information from a credit report allows lenders to reduce the volume of overdue debt in their portfolio – to issue funds to more solvent borrowers. According to the calculations of the Bank of Russia, every ruble spent on a credit report can reduce overdue debt by more than 200 rubles.
For more detailed information, please see“Analytical review of the credit information system based on the results of 2024”.
Preview photo: Irina Boldina / Shutterstock / Fotodom
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Please Note; This Information is Raw Content Directly from the Information Source. It is access to What the Source Is Stating and Does Not Reflect
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