Category: Asia Pacific

  • MIL-OSI Asia-Pac: Upcoming measures addressing mental health issues among youth

    Source: Asia Pacific Region 2 – Singapore

    NOTICE PAPER NO. 3126
    NOTICE OF QUESTION FOR ORAL ANSWER
    FOR THE SITTING OF PARLIAMENT ON OR AFTER 16 OCTOBER 2024
    Name and Constituency of Member of Parliament
    Assoc Prof Razwana Begum Abdul Rahim
    Nominated MP
    Question No. 6649
    To ask the Minister for Health in light of the Ministry’s statement on 19 September 2024 that findings from the National Youth Mental Health Study affirmed the approach under the National Mental Health and Well-Being Strategy to tackling youth mental health issues and that many of the measures under the Strategy are already in place while others will be progressively rolled out across the next few years (a) what are the measures that are yet to be rolled out; and (b) what is timetable for their introduction.
    1     We will be designating first-stop touchpoints to enable individuals to receive support early and to facilitate access to higher-tier services when needed. For instance, a new national mental health helpline and text line service will be introduced in mid-2025 to offer psychological first-aid for those facing mental distress. Those who require additional support including crisis management will be referred to the relevant services. 
    2     Our other upcoming measures include The Positive Use Guide on Technology and Social Media which will be ready in the first half of 2025. It will guide healthy and positive uses of technology and social media, and provide recommendations to mitigate their potential negative impact. In addition, the Ministry of Digital Development and Information, and the Infocomm Development Authority are studying whether further requirements such as age assurance are needed to prevent children and youths from accessing age inappropriate content on relevant online communication services. 

    MIL OSI Asia Pacific News

  • MIL-OSI New Zealand: Government releases targeted actions to improve road safety

    Source: New Zealand Government

    The Government has today released targeted actions to improve road safety that are focused on increasing road policing and enforcement, targeting the highest contributing factors to fatal crashes, and delivering new and safe roading infrastructure, Transport Minister Simeon Brown says.

    • Increased alcohol breath testing and introducing roadside drug testing
    • Reviewing penalties for traffic offences
    • Identifying opportunities to improve the driver licensing system
    • Building and maintaining our road network to a safe standard

    “Motorists and freight should be able to travel around our road network, quickly and safely. Improving road safety is a priority for our Government to keep Kiwis safe and increase productivity to improve outcomes for all New Zealanders,” Mr Brown says.

    The road safety objectives build on the Government Policy Statement on land transport 2024, outlining several road safety actions over the next three years that target the highest contributors to DSIs.

    “Alcohol and drugs are the highest contributing factor to fatal crashes on our roads, and that’s why we have set clear targets to ensure Police are focussed on the most high-risk times, behaviours, and locations to crack down on this reckless behaviour.

    “Over 850,000 more alcohol breath tests were undertaken on our roads in 2023/24 compared to the previous year, saving 37 lives across the country. We know that alcohol breath testing and drug testing are incredibly effective at saving lives.

    “We all have a part to play in improving road safety. While we are prioritising road policing and enforcement to improve road safety, road users also need to take personal responsibility for their actions on the road. That’s why this plan includes reviewing penalties for traffic offences to ensure they reflect the seriousness of putting other drivers at risk, and identifying opportunities to improve the driver licence system.”

    Building new Roads of National Significance (RoNS) and increasing road maintenance through a proactive approach will also achieve a safer road network.

    “The RoNS built by the previous National Government are some of New Zealand’s safest roads. Road fatalities in the Kāpiti District have reduced by 71 percent since the opening of the Mackays to Peka Peka section of the Kāpiti Expressway in 2017. We are continuing this track record with investment in 17 safe RoNS across the country to enable Kiwis to get where they want to go, quickly and safely.”

    MIL OSI New Zealand News

  • MIL-OSI Asia-Pac: Career support for healthcare workers in public healthcare sector

    Source: Asia Pacific Region 2 – Singapore

    NOTICE PAPER NO. 3129
    NOTICE OF QUESTION FOR ORAL ANSWER
    FOR THE SITTING OF PARLIAMENT ON OR AFTER 16 OCTOBER 2024
    Name and Constituency of Member of Parliament
    Mr Louis Ng Kok Kwang
    MP for Nee Soon GRC
    Question No. 6660
    To ask the Minister for Health whether any schemes are available to encourage administrative and support healthcare workers to stay and build their careers in the public healthcare sector.
    The Ministry of Health (MOH) actively works with the public healthcare clusters and community care organisations to ensure that they are able to recruit and retain sufficient staff to meet their needs. This includes ensuring competitive salaries, career development opportunities and safe working environments.  
    2     For administrative and support healthcare workers, we pay special attention to redesign their roles and career pathways so that they have more development and career progression opportunities. MOH has worked with the clusters to develop the Care Support Associate and Patient Service Associate roles, which incorporates an expanded mix of patient caregiving, administrative and operations tasks. This is currently being rolled out, with training support available, to enable existing staff to take up the expanded roles.  

    MIL OSI Asia Pacific News

  • MIL-OSI Australia: Trial underway to help school-aged boys develop healthy masculinities

    Source: Ministers for Social Services

    The Albanese Labor Government is investing $3.5 million to support three innovative projects promoting and encouraging healthy perceptions of masculinity among school-aged boys.

    The Healthy MaTE trial has been given to three projects:

    • Empowering Boys to Become Great Men – The Man Cave
    • The Common Ground Project: Future Fit Masculinities –  a consortium led by the Foundation for Positive Masculinity
    • Active Respect – The Men’s Project (Jesuit Social Services)

    Each of the projects will receive around $1 million in funding to trial activities that focus on influencing and changing attitudes and behaviours that may lead to gender-based violence by encouraging healthy, respectful relationships among school-aged boys.

    This includes in-person workshops to build the emotional resilience of young men and boys.

    The projects will begin from early 2025 and run through to 2026.

    Minister for Social Services Amanda Rishworth will today visit The Man Cave in Melbourne to see planning for the new projects in action and speak with young students about respect. She emphasised the importance of encouraging healthy understandings of masculinity for Australian youth.

    “This funding is ultimately about creating safe, respectful and empowered communities – and that starts with our young people,” Minister Rishworth said.

    The National Plan to End Violence against Women and Children 2022-2032 specifically identifies the need to engage with men and boys to develop healthier and more satisfying positive relationships with their male peers.

    “Through the delivery of positive, educational workshops in schools, such as Empowering Boys to Become Great Men by The Man Cave, we can evaluate and determine what approaches are effective in encouraging healthy expressions of masculinities among school-aged boys.”

    Assistant Minister for the Prevention of Family Violence, Justine Elliot, said these initiatives will help participants gain greater understanding of healthy forms of masculinity resulting in better outcomes for participants and their peers.

    “Through initiatives like Healthy MaTE, we can challenge gendered social norms, and address the underlying values, attitudes and behaviours that can lead to healthier masculinities,” Assistant Minister Elliot said.

    “I look forward to working with The Man Cave, Jesuit Social Services, and the Foundation for Positive Masculinity on how these initiatives contribute towards a whole-of-society approach to encouraging healthy masculinities among school-aged boys.”

    CEO and Founder of The Man Cave, Hunter Johnson, said: “The Healthy MaTE initiative is a landmark investment into our school-based programs, and it means we can reach thousands more young men before negative attitudes, behaviours and belief systems take hold.”

    “We know from experience, and the evidence, that this is the first critical step required to drive down rates of gendered violence, male suicide and mental ill-health,” Mr Johnson said.

    Ray Swann, Executive Director at the Foundation for Positive Masculinity spoke about the broad approach that projects like these will take.

    “We believe in a whole community approach, working together with parents/guardians, students (of all genders), and educators,” Dr Swann said.

    “Focused on year levels 7 to 11 across four nationally representative schools, our plan, over the next two years, is to establish evidence-based activities and programs that encourage healthy expressions of what it means to be a man today and tackle social attitudes and behaviours that drive violence against women and children, stopping gender-based violence before it starts.”

    Matt Tyler, Executive Director of Community and Systems Impact at Jesuit Social Services, said the trial will build on existing successful programs to promote positive and flexible ideas around masculinities and help young people to be their best selves.

    “We know that by working directly with young people and those who support them – like sports coaches – we can shift behaviour and ultimately work to prevent gender-based violence,” Mr Tyler said.

    “This project will equip young soccer players and their coaches across 30 Victorian soccer clubs to lead positive and tangible change on and off the pitch.”

    More information on the National Plan to End Violence against Women and Children 2022-2032 is available on the Department of Social Services website.

    If you or someone you know is experiencing, or at risk of experiencing, domestic, family, or sexual violence, call 1800 737 732, text 0458 737 732 or visit http://www.1800RESPECT.org.au for online chat and video call services.

    If you are concerned about your behaviour or use of violence, you can contact the Men’s Referral Service on 1300 766 491 or visit http://www.ntv.org.au

    Feeling worried or no good? Connect with 13YARN Aboriginal & Torres Strait Islander Crisis Supporters on 13 92 76, available 24/7 from any mobile or pay phone, or visit http://www.13yarn.org.au No shame, no judgement, safe place to yarn.

    MIL OSI News

  • MIL-OSI New Zealand: Police well on the way to compliance; one critical step remains

    Source: Privacy Commissioner

    Police have completed all but one of the original requirements that were set out in a Compliance Notice issued by OPC in December 2021.

    The notice was issued to require Police to stop unlawfully collecting photographs and biometric prints from members of the public, particularly young people, and to delete unlawfully collected material stored on their systems, including mobile phones. Privacy Commissioner Michael Webster says, Id like to acknowledge the significant work Police has done in the past two years to complete most of the notice requirements. I know from their regular reporting that theyve improved training and now have procedures and policies that help officers understand how sensitive these photos are.

    MIL OSI New Zealand News

  • MIL-OSI New Zealand: Future focus critical for Doubtless Bay restoration | Conservation blog

    Source: Department of Conservation

    Erosion-prone banks, sedimented estuaries and waterways smothered with all the worst weeds. This is the confronting riverscape in Doubtless Bay on Northland’s east coast.  

    Scratch below the surface though and you find secretive native fish, kōura and insects thriving in little pockets, excellent swimming holes, hapū who care deeply for their awa and whenua, and a community that totally supports work to restore the rivers. It’s for their children, mokopuna and future generations.   

    Climate change effects in the bay   

    DOC’s Ngā Awa river ranger Maddy Jopling lives in the area and has seen issues with flooding, erosion and pollution after storms and heavy rain first-hand. She’s not alone.  

    Farmers have come to fear heavy rain warnings, knowing they will be faced with costs to move and repair fences. Slips destabilise plantation forests and add to fine sediment being carried downstream. Hapū have noticed the loss of prime cockle beds near the Taipā River mouth in the last 20 years. Lifestyle block owners are concerned about the rivers nibbling away at their land and its value diminishing. 

    “We’re already seeing climate change happening here with more intense weather and more frequent, damaging floods,” says Maddy.

    “And sadly, there are other things we’ll have to contend with in the future, such as worse droughts, increased risk of wildfires and sea-level rise affecting land around the coast.”

    Taipā River estuary where hapū have noticed increased sediment and falling numbers of cockles in the last 20 years. Image credit: Sarah Wilcox.

    Healthy rivers need healthy land 

    Maddy’s job as river ranger for Doubtless Bay is to work with hapū and community to restore the biodiversity of the rivers from source to sea. The bay’s three rivers and their tributaries are treated as a single catchment, so there’s a big area involved.  

    “It’s critical to think about the future when planting or restoring habitat for native species in Doubtless Bay. Otherwise we won’t get the improvements in river health and biodiversity that we all want.”  

    A local hapū collective and many local landowners, groups and agencies are interested in or are already involved in restoration work. There is also support from industry representatives.    

    “The hapū collective wanted to know more about how climate change is likely to affect their rohe and what they could do now to build resilience. I’d also heard a lot of people talk about how the trees they’d put in had collapsed or fencing that had been washed away by floods.” 

    River ranger Maddy Jopling pointing out locations of the day’s site visits. Image credit: Sarah Wilcox.

    Equipping the community with best practice revegetation information  

    Maddy says she saw an opportunity for DOC to support future work by providing best-practice, practical information to help advise and prioritise restoration planting in the catchment.  

    “We wanted to help people make the best decisions about what to plant where and how to tackle the really difficult issues.  

    “People also told me about what had worked for them in the past. So when we were setting up the project, we knew it was going to be important to visit a whole range of different places, especially those that are typical of many places here. It makes sense that local people know their land better than anyone.”  

    Drawing on ecology and mapping expertise  

    The project started with hapū, community members and DOC science and technical staff taking forest ecologist Dr Adam Forbes and mapping specialist Dr Brad Case on a tour of the catchment. The group visited more than 20 diverse sites in the in the Awapoko, Oruru and Oruaiti subcatchments over 3 days in late summer. 

    Brad Case presenting maps at a community seminar before the site visits. Image credit: Sarah Wilcox.

    Based on this information and the site visits, the pair have created treatments for 12 different types of habitat in the catchment. The treatments outline possible changes to the vegetation to take climate change and human preferences into account, protect the coast and freshwater and restore wetlands.  

    Adam says visiting all the different sites in Doubtless Bay was really important.  

    Adam Forbes discussing revegetation options on a site visit. Image credit: Sarah Wilcox.

    “I couldn’t have done this without going to the sites and talking to everyone. It enabled me to find out what’s out there and what the issues are.” 

    He has mined a range of databases to create the treatments, drawing on list of plants for the area, planting densities, flammability ratings and listed options to tackle some of the catchment’s big issues.  

    “I’ve included a list of species that are relevant for restoration in these catchments for both the pioneer stage and the enrichment stage, once the canopy has been established. There are some neat regionally specific endemic species included, which provide options for people.”  

    Adam has helpfully provided information on timing, risks, management, maintenance and avenues of support. 

    Some examples of revegetation treatments  

    One suggested treatment is for sites in the lower rivers where īnanga spawn. The areas are currently open and weedy with willows and poplars that can keel over into the river during floods. Adam suggests getting light native forest established, including species that īnanga favour for spawning.  

    Alligator weed, crack willow and ginger are among the profilic weeds established at many sites in the lower rivers. Image credit: Sarah Wilcox.

    Another treatment is for steep hill country with a tendency to slip. These areas are currently in pasture but establishing native vegetation would stabilise the hillsides and reduce erosion downstream.   

    Mapping reveals hotspots for priority work 

    Brad has created a series of catchment maps that show different information about the catchment such as susceptibility to erosion and flooding. Overlaying the maps highlights hotspots where multiple issues overlap.  

    Adam has included many of these areas in his 12 revegetation treatments.  

    Map of the Doubtless Bay catchment showing vulnerability to climate change effects from lowest (green) to highest (red). 

    Maddy continues, “When I saw the catchment mapping, I was really excited about the fact that it will help us prioritise restoration as a community at a landscape scale.”  

    “When you’re going out and doing your restoration work, the scale can be quite overwhelming. There’s so much to do! But the way Brad’s done the modelling makes it really obvious where we need to focus a bit more effort from a climate change perspective.”  

    Sharing the findings  

    The report is now available from our website: Doubtless Bay rivers webpage (or download Doubtless Bay revegetation options)

    “Adam and Brad have shared the report and discussed their findings with the community already. We’re really interested in feedback though and will continue to work with the community to put the information into practice.”  

    About Ngā Awa river restoration programme 

    Taking a whole catchment approach, Ngā Awa is working in partnership with iwi, hapū and communities to restore the biodiversity of 12 rivers from mountains to sea. The three rivers in Doubtless Bay are one of the restoration catchments.  

    The programme’s goal is to see river ecosystems and species thriving from mountains to sea, which enrich people’s lives. This is achieved by collaborating with others, co-designing and co-leading with iwi, hapū and whānau and recognising climate change. Planning the restoration work is underpinned by sound technical and scientific advice.

    From left, Adam Forbes, Brad Case and Tiger Tukariri (Matarahurahu, Kenana) checking possible sites to visit in the upper Oruaiti catchment. Image credit: Sarah Wilcox.

    MIL OSI New Zealand News

  • MIL-OSI Australia: Joint press conference, Bendigo

    Source: Australian Treasurer

    LISA CHESTERS:

    It’s also an important milestone in Bendigo here, particularly in this particular precinct to officially open the Medicare Urgent Care Clinic and I’m so proud to have the Treasurer of Australia, a good friend of mine, Jim Chalmers here to do that official opening. I acknowledge also too all of our amazing health professionals that are here, our doctors, our nurses, our administrators, people who do bookings, we’ve got [indistinct] here. Thank you very much for joining us the CEO of Bendigo Health, the Primary Healthcare Network they’ve also joined us here today. And I know that we are having a press conference in the middle of what is a very busy day here at Bendigo Primary Care. Thank you for hosting us.

    This has been a long time coming for us here in Bendigo. As I was telling the Treasurer, it was the former Treasurer, Wayne Swan, who actually funded the initial funding for this building to be built. It was built under the former Labor government’s GP Super Clinic funding model and the idea back then, and I’m telling the former federal Member for Bendigo’s story Steve Gibbons, and [indistinct] who also served on the board for a while with the Primary Healthcare Network. The vision was for always for this to be a Medicare‑funded Urgent Care Clinic. The ability to do that after‑hours care, the ability to bulk bill where it wasn’t about your credit card, it was about your Medicare card, making sure that everybody in our postcode could have access to that primary care that they needed after‑hours.

    So, it took us a long time to get here. There was a period when we were in Opposition where we had funding cuts to Medicare, it made it very hard for doctors to bulk bill and very hard for clinics to stay open. But the investment that we’ve seen in Medicare has really turned that around and has brought us to where we are today. So, it’s a proud moment for us in Bendigo. It’s a proud moment for our health precinct, but it’s a really proud moment for us in federal Labor. We’re committed to Medicare and we’re reinvesting and strengthening Medicare each and every day, which is why I’m really proud to introduce the Treasurer of Australia here to officially open the Medicare Urgent Care part of this clinic. So welcome back to Bendigo, Jim.

    JIM CHALMERS:

    Thanks, Lisa. It’s very kind of you, Lisa, to invite me here and to introduce me to all of these healthcare super stars at the Urgent Care Clinic here in Bendigo for a very, very proud day for your wonderful local community, and for all of the people who are providing just first‑class healthcare for people of this community and the surrounding areas as well. It’s a real honour to be here as Treasurer. It’s a real honour to have funded so many of these Urgent Care Clinics around Australia. In our 3 Budgets we found $720 million to fund Urgent Care Clinics – 76 of them so far – including this one that we open today.

    One of the things that is really terrific about Urgent Care Clinics is the way that they help healthcare providers in communities like this one work as a team, take pressure off the local hospital, work with each other to provide the best standard of care that we can for the families and pensioners and people of communities like this one here in Bendigo.

    This one’s got a terrific vibe to it, a really amazing vibe to it, because you can tell the teamwork that makes it all work here in Bendigo. As I understand it, more than 800 presentations already. It’s only been open for a month or so, taking the pressure off Bendigo Hospital and providing a bit of peace of mind too for local families and local pensioners and others, knowing that they’ve got another option that they can come to when they’re looking for Healthcare and where they can stay out of the emergency department if that’s possible.

    Most importantly a massive thank you to all of you. It’s a really proud day, a really exciting day. Before we unveil the plaque, I just have to make some broader points as well. We’ve also got a national announcement that’s happening today and so I just wanted to touch on that.

    One of our motivations when it comes to the billions of dollars we’re investing in strengthening Medicare, and the $720 million we’re investing as part of that in Urgent Care Clinics is helping people with the cost of living. Out‑of‑pocket health costs are one of the big pressures on household budgets, and so what we’re trying to do as an Albanese Labor government is to try and take some of the sting out of these cost‑of‑living pressures that we know people are feeling right around Australia in communities like this one.

    So out‑of‑pocket health costs, but also the tax cuts for every taxpayer, energy bill relief for every household, cheaper medicines, cheaper early childhood education, which is a real passion of Lisa’s, more rent assistance, getting wages moving again, fee‑free TAFE, strengthening Medicare, all of these things are about easing cost‑of‑living pressures. Easing cost‑of‑living pressures are the number one priority of the Albanese Labor government. That’s why we’re investing so substantially in easing out‑of‑pocket health costs, and that’s one of the reasons why Urgent Care Clinics are so important.

    But today we’re taking another step as well. Today we are announcing the next steps in banning unfair trade practices. A lot of businesses in our community do the right thing and they’ve got nothing to worry about, but we’re also seeing the troubling escalation in dodgy trading practices, whether it’s the way that people find it hard to get out of subscriptions, the way prices increase while people are making a transaction, the farming of people’s information, dodgy marketing practices like pretending that there’s a limited time that people can buy something online.

    There are a whole bunch of practices that we are worried about, which put additional pressure on people when it comes to the cost of living. So, we want to ban unfair trading practices. We’ve put in train the steps to do that today. Yesterday we talked about our intention, our willingness to ban surcharges on the use of debit cards. People shouldn’t have to pay huge fees to use their own money. Yesterday’s announcement was about debit cards, today we’re talking about banning unfair trading practices. This is all part of our efforts to deal with or address these cost‑of‑living pressures that people are under.

    From time‑to‑time people will say to us: how big a difference can you make in Medicare out‑of‑pocket health costs? How big a difference can you make with all of this competition policy, empowering the ACCC, banning surcharges on debit cards, cracking down on dodgy trading practices? The truth is we are coming at this cost‑of‑living challenge from every conceivable angle. Not with one or 2 policies, but the highest priority of this Albanese government dealing with cost‑of‑living pressures that we know people are facing in housing, in out‑of‑pocket health costs and in other areas as well. The highest priority for our government, and that’s why these Urgent Care Clinics are so important as well, as part of our efforts.

    Okay, tricky questions to Lisa, easy questions to me. I’m in your hands.

    JOURNALIST:

    I was just wondering if I start on just why – or if there is any particular urgent need that you’ve seen for this place [indistinct] prior to this opening? Was there an urgent need?

    CHESTERS:

    Yeah, definitely. This is one of the clinics that was funded for a short period by the state Labor government, and then our Health Minister – Mark Butler – let me know that negotiations were on that the federal government would take it over as part of its Medicare Urgent Care Clinic. We know that there had been pressure on EDs. Any parent that’s had to go up there with an urgent issue knows the wait times. Locally we knew it anecdotally, we also knew it through the data coming through that there was a lot of pressure on EDs. We also knew because the previous government cut so much money out of Medicare – and froze the Medicare rebate and froze the Medicare incentive – that doctors weren’t doing after‑hours services any more. So, the need was there, the data was there and that’s why I’m really proud that our government has prioritised this clinic, coming on board with the federal fund and becoming a federally funded Medicare Urgent Care Clinic.

    CHALMERS:

    I really want to pay tribute to Lisa Chesters here. Strengthening Medicare is one of Lisa’s reasons for being and one of our government’s reasons for being, and we know from Lisa’s advocacy for this local community just how important it is to build an Urgent Care Clinic here to take some of the pressure off the hospital. There’s an urgent need in a lot of communities around Australia for more bulk billing options and more Medicare‑supported doctors, and that’s why we’re building 76 of these and providing $720 million to keep them running. It’s obvious in communities like these the need, and we’re delighted to see the way that all the different parts of the health system are working together to make it a success already. It’s only been open for a month, but already hundreds of people who would otherwise be in the ED at the hospital are coming here to get first‑class treatment and that’s a great thing.

    JOURNALIST:

    Just on another local health issue, and then we can go to other matters. We got word earlier this month that Bendigo Health has flagged job cuts at some of the hospitals, 5,000‑odd staff. The Australian Nursing Midwifery Federation says there’s a major restructure but they understand 9 full‑time clinical nursing jobs will be lost. What do you say to those staff who believe there isn’t any investment into expanding the health workforce by the federal government?

    CHESTERS:

    It’s one of those ones we’ll have to take on notice. It really is a state government matter but what I will say is that I know that the state and federal government are constantly in discussions about how can we better fund our health and hospitals sector. It is something that I know that they’re working through methodically. They’ve engaged the unions in doing this in a fair and transparent process. It’s not new, but it really is one that the state government is working closely with the Bendigo Health on.

    JOURNALIST:

    What’s the difference between a federal Urgent Care Clinic and the state‑run Priority Care Clinic?

    CHESTERS:

    The federal government pays the bills for a Medicare Urgent Care Clinic. That’s essentially the big difference. Which is our role, it’s primary healthcare and it fits within the broader GP, Medicare scope of practice.

    JOURNALIST:

    And how – what does it work when a patient comes in? How do they present? What’s the process?

    CHESTERS:

    You can call, the majority of patients are encouraged to make a phone call to book themselves in. They first are triaged by the nurse or the team that answers the call. If it’s considered to be emergency, they’re encouraged to call an ambulance, 000, or go straight to EDs. But if it’s more an urgency care matter they make an appointment for them. They don’t have to be sitting here; they’re sent a reminder message and then just encouraged to be here about 20 minutes prior to the appointment and I’m hoping I got that right. Not that I’ve had to use the service yet. It’s because we use online, because we’re all used to using the phones and the booking system, it’s well organised. On the busier days it’s 10 til 10. Critical being that after‑hours after‑school opportunity, over the weekends. And it’s a service that’s proving to be very popular because it is where you can get a bulk‑billed GP appointment within 24 hours of needing one.

    JOURNALIST:

    Just on the announcement today, regarding putting an end to hidden in‑ticket purchases, like you promised to consider debit card surcharges, this is a promise that will mean there’ll be consultation down the road. When it’s possible your government may not be in power next year, why not just act now rather than push [indistinct] down the track?

    CHALMERS:

    Consultation is a good thing. We want to make sure that as we crack down on excessive fees and we crack down on dodgy trade practices that we’re doing that in a way that looks after the interests of consumers and small businesses, and makes sure that there aren’t unintended consequences. We’ve shown a real enthusiasm, a real willingness, a real commitment to crack down on the sorts of fees and practices which risk ripping people off. We have empowered and funded the ACCC to do their really important work and we’ve flagged the next steps that we’re taking when it comes to this. But I don’t think we should see consultation as a bad thing, consultation’s a good thing. We’re a government that works through issues in a considered and a methodical but ultimately in an impactful way. We know that people are at risk here when it comes to anti‑competitive behaviour and dodgy behaviour, and fees that they increasingly can’t afford, and so we’re acting on their interests and we’re making sure that we get it right.

    JOURNALIST:

    Look, I just want to confirm which industries the government are wanting to focus on in this crackdown. Are you looking at live music? There’s been some discussion about gym subscriptions.

    CHALMERS:

    We’re talking about a wide range of practices but including subscription traps – where it’s really hard to get out of a subscription, that happens across a number of different sectors. Drip pricing where there are hidden fees throughout the stages of a purchase. There are manipulative online practices, including where there’s a sense of urgency like a countdown timer to make people make rash decisions about what they want to buy. We’re worried about dynamic pricing which is where, during the actual course of the transaction the price keeps escalating. We’re worried about businesses which ask customers for too much information, in some cases much more than is necessary to buy the good or the service. We’re also worried about those instances where it’s hard to contact a business if you haven’t got the product that you were looking for or you had some other question after sale. These are the sorts of issues that we’re looking at. That obviously has relevance to a whole range of sectors – particularly those available for online purchasing. We’re not taking a very specific sector‑specific approach here. We’re looking at all of these potentially dodgy practices and making sure we can rub them out where we can.

    JOURNALIST:

    Given lock‑in subscriptions are a fundamental part of some business models, like gyms, how will you stop them, those businesses from being shuttered down completely?

    CHALMERS:

    We obviously want to see a healthy, profitable business sector but those profitable businesses can’t be making profits on the back of dodgy practices. Again, as a huge supporter of the business community in this country – and particularly the small business community, we want to make sure that there aren’t unintended consequences for the vast majority of businesses who do the right thing. But when some are tempted to do the wrong thing, we need to crack down on that. We need to make sure, when it comes to subscriptions, it can’t be incredibly easy to sign up to a subscription and incredibly difficult to get out of it. We get a lot of feedback about that. We want to work with the ACCC to crack down on that too.

    JOURNALIST:

    Look, do you think the timing of the PM’s decision to buy a new home is poor given an election is coming up? Many Australians are struggling to pay their mortgage or rent. I mean, look, I understand that the PM – people can buy property wherever they want, but I mean here, and particularly in Bendigo, we have a huge homelessness problem. The list of people waiting for social housing are at a 1,000 in this local area. I mean, what do you say especially to those who are sleeping rough and may see coverage of the PM buying such an expensive house on the Central Coast and, you know, wondering what this government’s on about?

    CHALMERS:

    I understand. The government’s highest priority is easing the cost of living and a big part of that is our housing agenda. Too many people are sleeping rough. Too few people can find an affordable place to rent or buy. It is becoming too hard for young people in particular to get a toehold in the housing market, and these are the motivations behind the $32 billion that we have invested through 3 Budgets in building more homes, to make it easier for more Australians to find a place to rent or find a place to buy. This is our highest priority, cost of living, and housing is an important part of that.

    When it comes to the decisions that the Prime Minister has made about his own personal arrangements, I do understand that there’s a lot of interest in it. We do understand, I think collectively, that Prime Ministers decisions like this are scrutinised. I would say a couple of things about that. First of all, I work incredibly closely with the Prime Minister. I work as closely, if not more closely than anybody else. I have seen first‑hand for myself his 100 per cent focus on easing the cost of living and building more homes for Australians and making the right economic decisions for the right economic reasons. I cannot fault for one second his commitment to easing the cost‑of‑living pressures that people confront and building more homes as the important part of that.

    He has made a decision with Jodie that they want to have a place which is closer to Jodie’s family. I think a lot of Australians would understand that aspect of it. Certainly, I understand that aspect of it. But his focus is on easing cost‑of‑living pressures for the whole country, I’ve seen that laser‑like focus for myself up close.

    JOURNALIST:

    In terms of the Urgent Clinics here Bendigo and other areas, is it going to help the healthcare system or is it just going to shuffle everything around and not take the pressure off?

    CHALMERS:

    It’s already taking pressure off the emergency department at Bendigo Hospital. One of the heartening things just meeting some of the professionals who have joined us today, some of them on their day off – we appreciate that – one of the things that really strikes you about this Urgent Care Clinic, and I’ve seen it in others, is the way that the whole health system, the whole local health ecosystem, works together to deliver great outcomes for people, often at the most stressful times.

    Lisa and I know, as parents, it’s so stressful when your kid is sick or your mum, and you want to make sure that there are options and the heartening thing, the inspiring thing frankly, about the work in clinics like this one and emergency departments is the way that the place is working together. I just heard really quite a remarkable thing about where, if one place is quieter than the other, there are calls between different parts of the health system to make sure that we’re getting people through. That’s exactly as we want it. That means that every single cent of these hundreds of millions of dollars we’re investing in Urgent Care Clinics is money well spent.

    JOURNALIST:

    Those that don’t have access to these Urgent Care Clinics, as such, what do you say to them if they’re struggling to get into their GPs, their EDs are full, you know, what do they do?

    CHALMERS:

    We’re building as many as we can afford to build. There are 76 of these now, that’s what $720 million is buying. Every community would like one and we are doing our best to put one in as many communities as we can – here in Bendigo, in my hometown, right around Australia. We know that there’ll always be a need for more investment in health. We’re enthusiastic about that, billions and billions of dollars of investment in strengthening Medicare to help ease out‑of‑pocket costs to give people peace of mind when they’re sick or when their loved ones are sick, and people should expect that to continue for as long as there’s a federal Labor government working closely with state governments like this one.

    JOURNALIST:

    Australian birth rates declined once again. Is this becoming a problem for our economy?

    CHALMERS:

    That has been a long‑term trend and there are reasons for that, including good reasons for it. As I’ve said before, it can be expensive to have kids, and people make their own decisions for their own reasons. My job, working closely with Lisa and other colleagues, is to make sure that people can have the choice of whether to have more kids or not. Our investment in early childhood education, our investment in healthcare, paying superannuation on paid parental leave, all of these decisions that we’ve taken as a government working closely with Katy Gallagher, the Women’s Minister and others, is about making it easier for people to have more kids if they want to. But we know that affordability is a big part of that challenge and that’s why our cost‑of‑living help is so important as well.

    JOURNALIST:

    Is the government talking to Westpac about the repeated outages that we’ve been seeing this week, affecting mobile and online banking? I believe there’s been 3 already this week for customers of Westpac and St George, BankSA.

    CHALMERS:

    We have been speaking with Westpac about these really concerning developments. They have had a number of outages in recent days, and when something like that happens it enlivens the cybersecurity part of our government. In the last couple of years we’ve gotten much better at working with private sector entities like Westpac and others who are the subject of various – whether it’s denial of service or other kinds of interruptions. But we do work closely, whether it’s with the banks or the other businesses and organisations, to make sure that when something happens like this, as unwelcome as it is, that we’re responding when we can and that also we’re keeping each other informed as things develop.

    JOURNALIST:

    Does more need to be done to secure crucial services for bank customers? I mean this is not unusual.

    CHALMERS:

    Unfortunately, this is a sign of the times. We are seeing more of these sorts of interruptions in an economy which is becoming increasingly digital and where the technological changes so fast we are at risk of some of these sorts of interruptions. We’ve got a colleague now, Andrew Charlton, who’s been appointed to oversee cybersecurity in particular, working closely with Tony Burke. Our whole government sees it as an important part of our responsibilities to make sure that we catch up and keep up with developments in this space because we don’t want to see people inconvenienced by these kinds of interruptions.

    JOURNALIST:

    I have just one more question, sorry. Just on the economy and from a business perspective, here in Bendigo, there’s been significant issues in the CBD for some time: for‑lease signs on shop fronts, particularly in the Hargreaves Mall. We hear from businesses and ABC Central Vic, that your government is not doing enough for small businesses. What do you say to people in regional communities like Bendigo who despair in the fact that they may not be able to sustain businesses or even keep shop fronts open until the end of the year?

    CHESTERS:

    The problem with the Bendigo Mall is a perpetual problem that we’ve had for decades, and anybody who says otherwise hasn’t lived in Bendigo for a long time. It’s long been identified that the challenges sometimes relate to the landlords and who they’re trying to attract into the businesses in the mall. We’ve also had some other issues in the mall. There’s quite a bit of construction going on. But this is one of those ones which local chambers of commerce, Be.Bendigo has worked with the City of Greater Bendigo to bring them all together to talk about ‘what’s the vibe? What do we want? Who do we want to prioritise to be our businesses?’ It really starts with the landlords, it starts with Be.Bendigo and it starts with local government. In terms of the federal government support that we have with small business, we’re doing what we can, whether it be the instant asset write‑off, whether it be helping people with their payroll, whether it be investing where we can, supporting people with skills, helping with apprentices, making sure that we’ve got the skilled workers that we need coming through our TAFE. This is the federal government making sure that we stay in our lane and our responsibility. This issue comes up every federal election, every state election, every local government election. But the answer is the same. It comes back to what are the landlords, what’s the vision, how are they working with our local chambers of commerce about who we want to attract in businesses in the CBD.

    JOURNALIST:

    I mean, Bendigo itself are driving hard the tourism dollar here. We’ve seen major events here. We are seeing a comedy festival here. People are travelling to this town in particular and wanting to come to Bendigo to see the lovely, you know, Bloom Festival and a couple of days ago it was beautiful. But seeing – walking a couple of shops – blocks down the street, it’s not such a great story. I mean, I think that there obviously needs to be a whole – is there not a whole – isn’t there more – shouldn’t there be more approach to ensure that the city is at least pleasurable for people to visit?

    CHESTERS:

    It is and people love coming to Rosalind Park. What the state government has done in reducing train fares to get people into town’s been fantastic. Any day on the weekend I love getting stopped and people asking me for directions because it means they’re not local. It means we’ve got people coming in. Last weekend was a big example of that. This weekend coming. The town is abuzz on the weekend and that’s what you want to have happen. I’m sure the landlords will get together with Be.Bendigo and City of Greater Bendigo to work it out. We are seeing a revival and a change of shops coming into the mall. This is one of those issues where if you get too many people involved in the discussion, it takes longer.

    MIL OSI News

  • MIL-OSI Australia: Interview with Richard Glover, Sydney Drive, ABC Radio

    Source: Australian Treasurer

    RICHARD GLOVER:

    Is there a particular marketing tactic that really grinds your gears? Maybe it’s the subscription that’s impossible to quit from or the gym that won’t tell you their prices until you show up in person. Well, the federal government says they’re taking action to outlaw so‑called unfair trading practices. But what falls under that umbrella? Because, obviously, a lot of things are already outlawed by the regulations. Stephen Jones is Assistant Treasurer and Minister for Financial Services and joins us here on Drive. Minister, good afternoon.

    STEPHEN JONES:

    Good afternoon, Richard. Good to be back with you.

    GLOVER:

    Tell us about some of the things that you think are currently allowed under the law, but really, really shouldn’t be.

    JONES:

    Look, a bunch of these are in grey areas. They shouldn’t be happening, they should be unlawful, but they’re in grey areas. So, let me go through a couple of them. Dynamic pricing had a bit of conversation about this after a few pop concerts lately. It extends to practices in sporting events, the tennis, the cricket, where you go online, you see – when you get online that the price might be $100 a ticket, but over the course of the 15–20 minutes that you’re online and everyone else is trying to buy one at the same time, the price goes up and up and up and up.

    GLOVER:

    So, the computer algorithm is responding to demand by pushing up the price to a point where supply meets demands, I suppose?

    JONES:

    That’s exactly how it’s working. Dynamic pricing, sharp practice, consumers incredibly disgruntled about it. And we agree, the next one –

    GLOVER:

    – I mean, sorry, before we go on – I mean, it does happen with other things. Uber, for instance, has a form of that, don’t they? I mean, their argument is that if dynamic pricing can lead to better service because it attracts more, the higher price during, say, a storm attracts more drivers to the road. So, they argue it’s a good thing.

    JONES:

    Look, we’ll work through some of these issues. The target for this is some of the online services, I’ve got to say. And the big one in frame is ticket pricing, which – now, the other one I want to talk about is drip pricing. This is where you go online, the advertised price, the sticker price for something is at one level, and then as you go through the forms, they keep on adding additional charges or additional components to it, all of which are essential to the service or the product or can’t be separated from it, and you end up paying a lot more than the sticker price.

    GLOVER:

    Okay, so they add the GST later, or they add the postage later, or they add the insurance later.

    JONES:

    Booking fees or all of these other fees that are added on. They’re common, like your booking fee or your service fee or all – they’re all added on the top of it. It’s very misleading to consumers.

    GLOVER:

    I mean, I’ve heard the ACCC talk about that in the past. Isn’t that already illegal?

    JONES:

    Some of these things are in a grey area and we want to remove the grey and make it black and white. So, that’s one of them. And in many instances, depends on how it’s being done. But it’s driving consumers nuts. It’s deceptive. It’s sharp practice. We want to make it black and white to ensure that it can no longer rip consumers off through these sort of practices. The third one, which you mentioned in your intro, is what we call subscription traps. Big front door, easy to sign up, bloody small back door. You can’t get out. You can’t get out of them. So, you sign up to your streaming service. They’ve got your credit card details. Almost impossible to get out of it.

    GLOVER:

    I don’t subscribe to American papers, but some people say with one of the prominent American papers that you subscribe – it’s very easy to subscribe, of course, but to unsubscribe, you have to ring – you have to phone a number during business hours in the United States.

    JONES:

    A couple of examples like that, and that’s clearly unfair. It’s clearly designed to ensure that consumers can’t get out again. So, another example, there’s gyms examples that have been brought to us, subscribing to a gym service, all of that. There’s a bunch of different examples –

    GLOVER:

    – What are the gyms? What do the gyms tend to do that is deceptive – other than promise me a better body, Stephen?

    JONES:

    Well, that’s deceptive right there isn’t it. But no, all jokes aside, making it very difficult to unsubscribe, for example, having to go to a certain place during certain hours, having to go through a whole bunch of processes that should be as simple to subscribe as it is to unsubscribe to those services.

    GLOVER:

    Let’s go to the timetable for all this because we only got a couple of minutes left. When does this all happen and when can people be confident that they will be able to, for instance, unsubscribe with ease?

    JONES:

    Consultation paper out on some of the details over the next few months. So, out for consultation over the next few months and then legislation to be drafted and passed through Parliament in the early part of next year.

    GLOVER:

    Okay. Before the election?

    JONES:

    I’d be over the moon if we’re able to get this done before the election, Richard. We don’t control the Upper House but I’ll be over the moon if we’re able to get some of this stuff.

    GLOVER:

    It’s hard to imagine you’re going to get much opposition. I can’t imagine the Greens or David Pocock or Jacqui Lambie thinking any of these are unreasonable ideas.

    JONES:

    I’d hope that everyone looks at this and says this is just common sense. It’s in the interest of Australian consumers and they’ll back the Albanese government on it.

    GLOVER:

    Ok, we’ll see what happens. Stephen, thank you so much.

    JONES:

    Good on you.

    GLOVER:

    Stephen Jones, who’s the Assistant Treasurer as the government proposes making some things that are in the shadows actually black and white in terms of ease of subscription, things like drip pricing and the so called dynamic pricing, which I know some people fell not here so much, but in the UK recently fell foul of with the Oasis tickets which seemed to, once the demand was realised suddenly were incredibly inflated.

    MIL OSI News

  • MIL-OSI Australia: Australia-Vietnam Foreign Ministers’ Meeting and Economic Partnership Meeting

    Source: Minister for Trade

    This week the Australian Government welcomes Deputy Prime Minister and Minister of Foreign Affairs of Vietnam, His Excellency Bui Thanh Son, and Minister of Planning and Investment of Vietnam, His Excellency Dr Nguyen Chi Dung to Adelaide.

    On Thursday, Minister Farrell and Minister Dung will hold the fourth Australia-Vietnam Economic Partnership Meeting to advance our shared goal of increasing two-way trade, tourism and investment, and deepening economic cooperation across Southeast Asia.

    On Friday, Minister Wong and Deputy Prime Minister Son will hold the sixth annual Australia-Vietnam Foreign Ministers’ Meeting to advance cooperation under our Comprehensive Strategic Partnership and address key regional challenges.

    Minister Farrell will also give a keynote address at the inaugural Australia Vietnam Policy Institute Conference on trade diversification opportunities in Southeast Asia.

    The meetings this week will deepen our partnership as we work together to implement our shared vision for a peaceful, stable, and prosperous region.

    Quotes attributable to Minister for Foreign Affairs, Senator the Hon Penny Wong:

    “The Australia-Vietnam relationship has never been stronger.

    “Our Comprehensive Strategic Partnership reflects the depth of cooperation and the ambition we hold for our future.

    “This meeting will build upon my visit to Hanoi last year, where we marked 50 years of diplomatic relations, underscoring the deep friendship and strategic trust between our countries.”

    Quotes attributable to the Trade & Tourism Minister, Don Farrell:

    “Trade between Australia and Vietnam is booming, which means more opportunities for our exporters, businesses, and workers.

    “Over the last three years, our two-way trade with Vietnam hit record highs of $79 billion, and Vietnam has become one of the fastest growing sources of international visitors to Australia since the pandemic.

    “Our Southeast Asia Economic Strategy is supporting Australian businesses to seize new opportunities in the region, and Vietnam is one of the many places right on our doorstep which holds a wealth of potential for our exporters.”

    MIL OSI News

  • MIL-OSI Australia: New monitoring team for violations of UN sanctions on North Korea

    Source: Australian Government – Minister of Foreign Affairs

    Australia is joining international partners to strengthen efforts to hold North Korea to account for violations and evasions of UN Security Resolution sanctions.

    Australia, Canada, France, Germany, Italy, Japan, the Netherlands, the Republic of Korea, New Zealand, the United Kingdom and the United States have committed to establishing a member state-led Multilateral Sanctions Monitoring Team (MSMT) to monitor and highlight North Korea’s sanctions non-compliance.

    This follows Russia’s March veto of the renewal of the mandate of the Panel of Experts (PoE) under the Security Council Committee established pursuant to resolution 1718. The PoE was responsible for reporting on North Korea’s non-compliance with sanctions.

    Despite Russia’s obstruction, all North Korea-related UN Security Council resolutions remain in effect and all UN Member States are required to implement them.

    North Korea’s ongoing pursuit of weapons of mass destruction and their delivery systems undermines international non-proliferation efforts. Its actions are contrary to Australia’s interest in an open, stable, and prosperous Indo-Pacific.

    North Korea’s malicious cyber activities pose serious national security and economic risks and threaten the security and stability of the online environment.

    North Korea’s supply of arms and related materiel to Russia, in support of Russia’s illegal war against Ukraine, directly violates United Nations Security Council resolutions and increases the suffering of the Ukrainian people.

    Australia will continue to work with our partners to uphold international rules and norms and support global non-proliferation efforts to promote a safe and secure region and world.

    MIL OSI News

  • MIL-OSI Australia: 221-2024: Australian Fumigation Accreditation Scheme: treatment provider suspended – Comaco Survey Bureau Colombo (AEI: LK0005MB)

    Source: Australia Government Statements – Agriculture

    17 October 2024

    Who does this notice affect?

    Stakeholders in the import and shipping industries—including vessel masters, freight forwarders, offshore treatment providers, Biosecurity Industry Participants, importers, customs brokers, principal agents and master consolidators.

    What has changed?

    Following identification of critical non-compliance, we have suspended Comaco Survey Bureau Colombo (AEI: LK0005MB) from the…

    MIL OSI News

  • MIL-OSI New Zealand: Day drinkers beware, don’t drive

    Source: New Zealand Police (District News)

    Motorists in Northland can expect to be breath tested at any time, day or night, as part of ongoing efforts to clamp down on drink driving in the region.

    Police are especially focused on those people who drink alcohol and drive during the day.

    Northland Road Policing Manager, Inspector Anne-Marie Fitchett, says day drinking and driving is a significant safety issue for Northlanders.

    “We are catching out drivers who are well over the limit at all times of the day, and not just when the sun goes down.

    “Yesterday, a person was stopped at a checkpoint at 9am and blew more than three times the legal limit.

    “Recently, we breath tested a person just before 3pm near a school, and their breath test reading was well over twice the legal limit.”

    Inspector Fitchett says drivers in Northland can expect to see checkpoints anywhere at any time.

    “Make no mistake, these drivers are out there, and we want our communities to know they are putting everyone in harm’s way with this reckless behaviour.

    “As we head to work and school, we are sharing the road with these drivers. 

    “Checkpoints are a vital tool for preventing harm on our roads and apprehending those drivers who put us all at risk.

    “It’s very simple really, if you drink alcohol to excess during the day, or at any other time, please don’t drive. And if you do, expect to be breath tested by Police.”

    ENDS.

    Tony Wright/NZ Police

    MIL OSI New Zealand News

  • MIL-OSI New Zealand: Police find firearm following stolen vehicle incident

    Source: New Zealand Police (District News)

    A loaded revolver has been taken off the streets following an incident involving a stolen vehicle near Auckland Airport during the early hours of this morning.

    At about 3am, Police were alerted to a stolen Toyota Hilux travelling along Tom Pearce Drive.

    Counties Manukau West Area Response Manager, Senior Sergeant Steve Albrey, says the Police Eagle helicopter was able to gain observations on the vehicle as it continued along the road before pulling into a nearby premises.

    “Units were able to quickly block in the vehicle and arrest two people,” he says.

    “A search of the vehicle has then located a loaded revolver and a significant amount of cash.

    “We are committed to holding offenders to account for these types of crimes and delivering on our intent to keep the community safe,” Senior Sergeant Albrey says.

    A 29-year-old man will appear in Manukau District Court today charged with unlawful possession of a pistol and ammunition and unlawfully taking a motor vehicle.

    ENDS.

    Holly McKay/NZ Police

    MIL OSI New Zealand News

  • MIL-OSI New Zealand: Federated Farmers Calls for Fish & Game to be stripped of their advocacy function

    Source: Federated Farmers

    Federated Farmers Southland are calling for the Government to strip Fish & Game of their advocacy function and refocus the organisation on the management of hunting and fishing.
    “Fish & Game are a statutory body but in some parts of the country they’re acting like an environmental activist group,” Federated Farmers Southland president Jason Herrick says.
    “As an organisation they’ve gotten so far away from their core purpose of managing, maintaining, and enhancing sports fish, game birds and their habitats.
    “Farmers are sick of their obstructive behaviour, unnecessary litigation, and anti-farming rhetoric – and so are everyday hunters and fishers who just want to enjoy their sport.
    “Unfortunately, Fish & Game’s advocacy positions, particularly in Southland, are increasingly at odds with the views of most reasonable hunting and fishing licence holders.”
    Federated Farmers say many farmers are keen hunters and fishers themselves, and are more than happy to pay an annual licence fee to support the important work Fish & Game do.
    This includes assessing and monitoring species populations, maintaining and improving habitats, and promoting hunting and fishing activities.
    “All of that good work is completely undermined by the advocacy positions Fish & Game takes, which is why we are asking for that function to be completely removed,” Herrick says.
    “As a farmer, and a fisher, it’s incredibly frustrating to see money raised through a compulsory licence fee used to fund political activism and litigation that I fundamentally disagree with.
    “The issue is that if you want to hunt or fish, you need to buy a licence. You’ve got no choice but to fund their activism and court action – that’s why I no longer fish despite loving the sport.”
    Recent examples include Fish & Game Southland opposing resource consents for things like the opening of the Waituna Lagoon and the extraction of gravel from clogged waterways.
    Fish & Game have also taken unnecessary court action that will require more than 3000 Southland farmers to get expensive resource consents for no environmental gain.
    This has led Federated Farmers Southland to call for a boycott of Fish & Game in the province and for farmers to withhold fishing access across their land.
    “For generations farmers have allowed hunters onto our properties, or for fishers to walk across private land to access fishing spots, as a gesture of goodwill,” Herrick says.
    “Unfortunately, that goodwill has been completely eroded by the political activism of Southland Fish & Game. That’s why droves of farmers are now denying fishing access.
    “While I appreciate this will be frustrating for many of Southland’s fishermen, who are generally very decent salt-of-the-earth people, Fish & Game have left us no other option.
    “We now need Southland’s fishing community to stand with farmers and let Fish & Game know that enough is enough. The obstructive litigation and anti-farming advocacy needs to stop.” 

    MIL OSI New Zealand News

  • MIL-OSI New Zealand: Privacy Commissioner – Police well on the way to compliance; one critical step remains

    Source: Office of the Privacy Commissioner

    The notice was issued to require Police to stop unlawfully collecting photographs and biometric prints from members of the public, particularly young people, and to delete unlawfully collected material stored on their systems, including mobile phones.
    Privacy Commissioner Michael Webster says, “I’d like to acknowledge the significant work Police has done in the past two years to complete most of the notice requirements.
    “I know from their regular reporting that they’ve improved training and now have procedures and policies that help officers understand how sensitive these photos are.
    “I’ve seen that they also know they need to have a clear lawful purpose and rationale to take and retain them and have put guardrails in place to help frontline officers make good decisions about what they collect in real-time.” says the Commissioner. These steps should help ensure that unlawful collection no longer occurs.
    However, ensuring that photos and biometric prints are collected lawfully was not the only focus of the Compliance Notice. Police were also required to find and delete all unlawfully collected material currently stored on their systems. This final important requirement is proving difficult to achieve in practice given the scale and organisation of Police’s information collections. “As a result, we have granted the Police an extension until June 2025 to complete the critical task of finding and deleting unlawfully collected images,” says Mr Webster.
    A key problem is that many images have historically been stored on Police systems without the labels that would allow them to be searched automatically. In these cases, Police can’t tell what an image is of without opening each image file manually, and unless key information has been recorded with the photo it may be difficult know the purpose and rationale for collecting and retaining it.
    It’s like going to the pantry and realising that all the labels and use-by dates have been taken off the cans of food. You can’t tell what something is until you open it and even then, you may not be able to tell if it is safe to use.
    “I am concerned that the current state of Police’s information management systems and the extremely large number of stored images make it very hard to find and delete images in a practical way,” said Mr Webster.
    “These same issues may make it difficult for Police to find and use the information they have collected and retained to fight crime and keep communities safe.”
    “The development and implementation of a digital evidence management system was presented to us as a potential solution to these issues. We are concerned that investment in such a system has not proceeded. Had they had that, Police could have stored and identified photos and linked them to specific cases, which would have also meant staff would have documented the lawful purpose for taking the photo.”
    “I am encouraged that Police are continuing to look for solutions to these challenging issues. Resolving them will be fundamental to public trust and confidence in Police use of personal information and their ability to turn it into actionable intelligence that helps keep communities safer,” said Mr Webster
    About the Compliance Notice to Police
    The December 2021 Compliance Notice was the result of a joint Inquiry by OPC and the Independent Police Complaints Authority into the police practice of taking, using, and retaining photos when they didn’t have a lawful purpose for doing so.
    The Inquiry found that thousands of photographs of members of the public have been kept on the mobile phones of individual officers or, if transferred to the Police computer system, not destroyed when there is no longer a legitimate need for them.

    MIL OSI New Zealand News

  • MIL-OSI New Zealand: Northland News – $80,000 funding for council safe boating programme

    Source: Northland Regional Council

    Northland Regional Council’s safe boating programme – ‘Nobody’s stronger than Tangaroa’ – has received $80,000 from Maritime New Zealand’s (MNZ) annual Community Grant funding.
    Maritime NZ provides funding to deliver programmes that aim to reduce fatalities and injuries to people out on the water in recreational craft.
    Council Chair Geoff Crawford says the ‘Nobody’s stronger than Tangaroa’ programme is a multi-faceted approach to safe boating in Te Taitokerau that aims to reduce the number of recreational boating fatalities and incidents by enabling the community to assist in being part of the solution.
    The funding will allow council, which has been running the programme for several years, to once again hire ambassadors to support the delivery of the programme.
    “We will continue to leverage relationships formed by our ambassadors to deliver life jacket hubs as well as a training programme geared towards priority groups who otherwise would be unlikely to seek or have access to such training,” says Chair Crawford.
    These priority groups include males over 45 years-old and Māori, who have been identified by MNZ as being overrepresented in recreational boating fatalities nationwide.
    The ambassadors will deliver key safety messaging, including the importance of wearing a life jacket, carrying two waterproof forms of communication, checking the weather forecast before heading out, and knowing the rules.
    They will also set-up life jacket hubs in remote areas across the region. Since the programme began in 2017, 22 life jacket hubs have been established across schools, marae and clubs, with more than 470 life jackets provided by MNZ and council.
    The hubs are run by the communities who lend the life jackets out as they see fit, the rationale being that the recipients know how to maximise the benefits of the scheme, whether that be lending the life jackets out for just a few hours or longer-term.
    The funding will also allow for social media and traditional advertising, and the programme will be supported by council’s Maritime Officers and Harbour Wardens who will be conducting on-water patrols throughout the peak summer period (Labour Weekend to Easter) to enforce, educate, and achieve better compliance with safe boating rules and bylaws.
    A file shot of Safety Ambassador Dane Karapu and local kuia Ellen Hardiman of Whangaruru’s Tuparehuia Marae Committee with the lifejackets the marae holds for use by local and visiting boaties.

    MIL OSI New Zealand News

  • MIL-OSI New Zealand: Events – Zero Waste Summit focused on waste and climate solutions

    Source: Zero Waste Network

    The national Zero Waste Summit in Wellington on 18-20 November will zero in on practical solutions to waste, plastic pollution and wider ecological crises.

    A public event on Monday night, Zero Waste Solutions to Planetary Crises, will be facilitated by veteran broadcaster, Kim Hill.

    It will feature two panels with experts and politicians speaking to a range of promising zero waste solutions. These include Bottle Deposits, Product Stewardship, the Right to Repair, using organic waste to restore degraded soils, and a Global Plastics Treaty. False solutions such as incineration, that we must avoid will also be discussed.

    MPs from across the political spectrum will get a chance to respond to the information raised by the panel of experts and to outline their policy positions. This public event has been organised in collaboration with the Aotearoa Plastic Pollution Alliance thanks to the support of Re.Group.

    “We all know we need to reduce waste. But it’s the upstream impacts of overconsumption that are the most critical right now: climate change, ecosystem damage, biodiversity loss, pollution and human health impacts.” says Sue Coutts from the Zero Waste Network.

    “To fix these problems we need to go up the supply chains and to put in place practical policies that solve our waste problems for once and for all. This will be the focus of discussions at the summit and we will be looking to our political leaders to implement some real solutions.”  

    The Summit is hosted by the Zero Waste Network Aotearoa. This three day event includes keynotes, panel discussions, and site tours exploring all aspects of zero waste from source reduction and redesign, to repair, recovery, repurposing and recycling. Special thanks to Rothbury Insurance and Wellington City Council for their sponsorship of the Summit.

    “People working on zero waste projects across the country will come together at the Summit to talk about the challenges, the practical solutions we are already delivering, and what we can all do to significantly expand our impacts.”

    “We’ll also be walking the talk, with all catering being provided according to zero waste practices, by local businesses and organisations thanks to the support of Reuse Aotearoa who are sponsoring the zero waste catering during summit day sessions.

    Panel discussions will consider social and economic dimensions, including social justice, sustainable financing for zero waste business models, the growth of zero waste towns, cities and regions, and practical tools and strategies for ensuring the wellbeing of those who work at the frontlines of resource recovery.

    Full information and tickets are available at https://www.summit.zerowaste.co.nz/

    More about us and our sponsors

    The Zero Waste Network is a membership organisation with 120+ members across the country who work towards Zero Waste with their local communities, providing practical resource recovery and behaviour change services. One of these members is Para Kore which is a network in its own right.  Our members employ 1,239 people who work in resource recovery and environmental education. Collectively we recover 29,000 tonnes of material each year and feed $88 million dollars back into local economies through our enterprises.  

    Aotearoa Plastic Pollution Alliance is a collaborative forum of researchers, educators, artists, activists and community leaders working to prevent plastic pollution in Aotearoa, Te Moana-nui-a-Kiwa, and beyond.

    Reuse Aotearoa is an organisation dedicated to building the momentum to grow and strengthen reusable packaging systems in New Zealand, through evidence-based research, advice and workshops. 

    Wellington City Council are working to implement their zero waste strategy 

    Re.Group are a recycling and resource recovery company specialised in designing, managing and operating resource recovery facilities and systems for a waste less society.

    Rothbury Insurance helps protect the assets of over 53,000 Kiwis and businesses, from Cape Reinga to Bluff.

    MIL OSI New Zealand News

  • MIL-OSI Australia: Allens advises Multiplex on a big year of city-shaping projects

    Source: Allens Insights

    In the latest in a succession of major social and commercial infrastructure projects, Allens has advised Multiplex as Managing Contractor for the Victorian Health Building Authority’s Parkville Precinct Redevelopment – Materials Handling Building Project.

    The Parkville Precinct Redevelopment is an important step in the staged redevelopment of the Royal Melbourne Hospital and Royal Women’s Hospital.

    The redevelopment adds to a run of city-shaping commercial and mixed use residential projects in Victoria and South Australia for Multiplex. In the past 12 months, other project that Allens has advised Multiplex include:

    • Cbus Property’s $1 billion sustainable office tower at 435 Bourke Street;
    • each of Brookfield Asset Management, Citiplan and Journal Student Living’s student accommodation projects at Grattan Street and Market Way (Franklin Street);
    • OSK Property’s BLVD residential tower at OSK Property’s $3 billion Melbourne Square precinct, one of Australia’s largest development projects;
    • Chasecrown’s Parkline all-electric mixed-use luxury apartment complex in Kent Town, South Australia; and
    • City of Adelaide and ICD Property’s vibrant new mixed-use precinct, the expansion of Adelaide Central Market. 

    ‘These projects show that there remains strong private capital appetite for quality social infrastructure and commercial development projects,’ said Partner David Donnelly, who led the Allens team on each of the transactions.

    ‘We have loved partnering with Multiplex for the long term. Not only does it provide scale and efficiency benefits for Multiplex, but it provides invaluable learning opportunities for our lawyers at all levels,’ said Managing Associate Ben van Weel.

    Allens has also advised Multiplex on numerous critical infrastructure projects in recent years, including the New Footscray Hospital PPP, Frankston Hospital Redevelopment PPP, GLM 2 Social Housing PPP, the Western Sydney Airport Terminal and National Resilience Centres in Victoria, Queensland and WA.

    Allens legal team

    David Donnelly (Partner), Ben van Weel (Managing Associate), Ashleigh Blumor (Senior Associate), Tom Bleby (Associate), Soha Refaat (Associate), Lana Yang (Associate), Lisa Wang (Associate), Roberta Hernandez (Lawyer), Harrison Philp (Lawyer), Penny Hollingdale (Lawyer)

    MIL OSI News

  • MIL-OSI New Zealand: Soaring benefit sanctions push more into poverty

    Source: Green Party

    Sanctions on beneficiaries have sky-rocketed since the Coalition Government came to power, pushing more families into poverty.

    “This heartless Government has more than doubled benefit sanctions, stripping people of their dignity and ability to put food on the table,” says the Green Party’s spokesperson for Social Development and Employment, Ricardo Menéndez March.

    “People deserve to live in dignity, they deserve to be supported in times of need. We can afford to look after one another, all that is missing is the political will. 

    “Families living in poverty deserve more than smoke and mirrors from Louise Upston who is refusing to address child poverty while introducing more ways to push beneficiaries into hardship.  

    “Benefit sanctions for missing an appointment have almost tripled. This is quite clearly not about supporting people into work but depriving people in need of the means to survive. 

    “The Government has turned its back on our communities in need, adding fuel to the fire when it comes to growing inequality and widening poverty. 

    “The Prime Minister may be ‘wealthy’ and ‘sorted’ but a lot of people out there are struggling. It is time he woke up to this reality and started doing something about it.  

    “A Green Government will overturn this cruel system of sanctions that only makes life harder for beneficiaries and their whanau. 

    “We would instead guarantee liveable incomes for all, and provide tailored support to connect people to employment that provides secure hours, decent wages and helps them meet their aspirations,” says Ricardo Menéndez March.

    MIL OSI New Zealand News

  • MIL-OSI New Zealand: Retirement Village Residents – Pleasing but slow progress in ensuring viability of retirement village industry

    Source: Retirement Village Residents Association

    The Government appears on the right track in signalling changes to better balance the needs of residents of retirement villages and operators and ensure this critical industry remains viable.
    “We welcome the direction of travel for future reform following the review of the industry carried out by the Ministry of Housing and Urban Development,” said Carol Shepherd of the Retirement Villages’ Residents’ Council (Council), a newly formed body established to advocate for those living in retirement villages (see background below).
    The next stage of the review including key priorities for further work was announced by Ministers yesterday. This includes the intention to bring new legislation to reform the Retirement Villages Act to Parliament in the next term.
    “The Council has advocated for legislative change to provide improved consumer protections for residents and ensure the industry is sustainable so this is much needed, albeit slower progress than we would have wanted.
    “The country faces big challenges in this sector with the population of villages set to more than double from 50,000 residents today within the next 20 or so years.
    “It is pleasing that the Government has recognised the need to balance the needs of residents and the need for a sustainable industry. As our population grows and ages, residents need to have choices, their assets need to be better protected and the industry must be able to provide affordable options.
    “Specifically, the Council is pleased the Government has decided to look at options for incentivising or requiring early capital repayments when residents move out of a village.
    “This has been a big issue for residents. They quite rightly want their capital returned to them or their families quickly and interest should be paid as well if the process takes too long.
    “The Council also welcomes the intention to prioritise work on better managing complaints and disputes and who should pay for the maintenance of operator-owned chattels and fixtures. These are also areas of great concern for residents.
    “The Council looks forward to working with the Government on the next stage of the review to ensure changes that benefit residents,” said Carol Shepherd.

    MIL OSI New Zealand News

  • MIL-OSI New Zealand: International Energy Agency issues wake-up call on climate action

    Source: Green Party

    Today’s report from the International Energy Agency highlights how far this Government’s actions are dragging us backwards in the fight against climate change. 

    “Luxon’s decision to pour fossil fuel on the climate crisis fire actively undermines not only energy security and resilience, but a climate-safe future,” says Green Party Co-Leader and spokesperson for Climate Change Chlöe Swarbrick. 

    “Today the International Energy Agency issued its annual energy outlook with the key message: energy security and climate action are inextricably linked. 

    “The IEA have once again underscored that efficient, cleaner energy systems reduce energy security risks. 

    “Unfortunately, we have a Government operating in half-truths, weaponising the energy crisis created by reliance on fossil fuels and incentivised by profit-at-all-costs to somehow justify reinforcing and worsening those very settings.

    “The Prime Minister and his Government have tied themselves in knots with the tentacles of the fossil fuel industry, lifting the oil and gas ban, tearing through pristine biodiversity with more coal mines and opening our shores to LNG imports. These actions actively undermine a clean, green transition which is not only critical for a stable climate, but a resilient energy system too.

    “A better world is possible. Affordable, more reliable, renewable and resilient energy distribution is possible. Communities across Aotearoa New Zealand want and deserve it. The Greens will continue to fight to deliver that future owed to all of us,” says Chlöe Swarbrick.

    MIL OSI New Zealand News

  • MIL-OSI Australia: Interview with Nick Bryant, RN Drive, ABC Radio

    Source: Australian Treasurer

    NICK BRYANT:

    So, with the cost of living biting and a national election looming, the federal government is threatening to ban debit card surcharges from the start of 2026, a plan which has been slammed on the other side of politics. Stephen Jones is the Assistant Treasurer. Stephen, welcome back to Radio National Drive.

    STEPHEN JONES:

    Good to be with you, Nick.

    BRYANT:

    The RBA reckons Australians are losing about a billion dollars a year to surcharges. Take me through what the government is proposing and what it would look like in practice?

    JONES:

    Well, this is understandably in response to consumers saying, ‘why am I having to pay money to access my own money to pay for a cup of coffee or a grocery – a basket?’ That’s a pretty reasonable concern by Australians. The plan, we want to ensure that we remove those surcharges, but we want to do it in a way that doesn’t lump the cost of that on small businesses, a simple ban on its own would mean that small businesses are picking up the tab. So, we’ve got to go upstream to look at that whole network of charges that is leading or ending in a small business and their customers. So, it’s the banks, it’s the card service providers, Visa, Mastercard, EFTPOS, but it’s also the payment systems operators. So, we’ve got to look at all of that, untangle it, work out what a reasonable cost for providing those services is, and ensuring that Australians aren’t being slugged by these unreasonable surcharges just to access their own money.

    BRYANT:

    This would only apply to debit cards, but a lot of people use their credit cards to pay for things. Why not have those surcharges go as well?

    JONES:

    Good point. Around about 90 per cent of the exchanges that we’re talking about are done on a debit card, particularly for younger Australians who are more likely not to have a credit card. They might have a buy now, pay later account and a debit card, but more and more people are using debit cards for their day‑to‑day retail transactions. So, the case is cut and dried in this area. Credit products are a little bit different and are treated differently, always have been. So, the biggest part of the big problem is the debit cards, where people are being slugged a surcharge to use their own money, many times in instances where they can’t get the cash out or they can’t use it.

    BRYANT:

    Now, the Head of the Commonwealth Bank basically said during parliamentary proceedings or in this parliamentary committee, that this issue was being infused with populist politics, that the bank’s payment operations are actually making a loss. So, is this performative politics? Is this a bit of bank‑bashing?

    JONES:

    Absolutely not. And as I said in response to your earlier question, it’s not just the banks, it’s the card providers, the system providers such as Visa, Mastercard, EFTPOS, they’ve got charges in the system. It’s the payment network systems who run the rails around which our payments run throughout the country. Most of them not known to everyday consumers, but they’ve got charges in the system as well. So, it’s about untangling all of that. We’ve got the Reserve Bank looking at what it actually costs to run those rails, to run those charge systems, and what is being passed on to the consumer and where the excessive charging is. Job of work between now and Christmas. We’ll get the results of that, we’ll move on that early in the year – new year – and giving the whole system clear signal from the 1 January 2026. If they haven’t moved on it, we will.

    BRYANT:

    Now, the Opposition has been critical of your proposals. Here’s what the Opposition Leader, Peter Dutton, had to say today.

    [Excerpt]

    PETER DUTTON:

    This is actually a plan for a plan. I mean, this Prime Minister always promises but never delivers. And we’re very happy to look at anything the government’s going to propose. It’s not an announcement, it’s just that they’re looking at it and it could come in, in 2026. Australian families need help now from this government. And instead of making good decisions, the government’s made bad decisions.

    [End of excerpt]

    BRYANT:

    I mean, he’s got a point, hasn’t he? This is a plan for a plan. It’s what Donald Trump had in that debate, a concept for a plan.

    JONES:

    Peter Dutton’s got no plan for the economy and no economic policies. He had 9 years to do something about this. It wasn’t a priority for him then. It wasn’t a priority for any of the 3 years when he had my job. It wasn’t a priority for any of the 9 years when he sat around the cabinet table. And now he’s criticising the government for wanting to do something which needs to be done. We’ve got a clear process for dealing with it. It’s not populist; it’s about ensuring we do the right thing, which is about ensuring we take all the evidence. We ensure that we don’t have any unintended consequences, such as having small business pick up the costs for a ban on surcharging. So, we’ll do it in the right way. We’d expect Peter Dutton to support it because it’s in the interests of consumers. But we remember that he’s voted against every single measure that we’ve put in place to provide cost‑of‑living relief for Australians. Whether it’s energy bill relief, whether it’s provisions which enable workers to get better pay rises, whether it’s medicines relief. In every opportunity Peter Dutton has had to vote in favour of cost‑of‑living relief for Australians, he’s done the opposite.

    BRYANT:

    If you just join me here on Radio National Drive, I’m speaking with the Assistant Treasurer, Stephen Jones, about the government’s promise to crack down on debit card surcharges. There is a process underway. You’re waiting for the Reserve Bank to finish its review into retail payments regulation. They’ve been waiting for you to pass legislation to provide them with more powers, which is now stuck in parliament. You’re saying this change won’t happen until 2026. People are hurting now. Why can’t this be expedited?

    JONES:

    Well, it can be expedited if the Opposition votes for the bill, which is before the Senate right now. That’s available for them to do that. They’ve said they’ll oppose it. They can vote in favour of the bill, the payment systems reform bill, which is in the Senate now, and that would give the government the additional powers. At the moment, those powers sit solely with the Reserve Bank of Australia. We’ve given a pretty good indication about what we’ll do as a government. Of course, the bloke who wants to be the alternative Prime Minister for Australia could announce his policy, but he hasn’t.

    BRYANT:

    And let’s talk about the man who is the Prime Minister at the moment. There has been a lot of talk today about the PM’s new luxury ocean view home he’s bought on the Central Coast in NSW. Isn’t this a bit tone‑deaf at the time of a cost‑of‑living crisis ahead of what will surely be a cost‑of‑living election and in the middle of the housing crisis? The optics of this just aren’t very good.

    JONES:

    Look, the PM and his fiancée Jodie are planning to get married next year. They wanted to buy a place in the area where Jodie grew up and 3 generations of her family live, and I think they’re entitled to do so. The housing that we’re focused on is our housing program, our plan to build new homes to ensure that we have a roof over the head of every Australian. We’ve got legislation before the parliament which is being blocked by the Coalition and the Greens. They should get out of the way and enable that to occur so we can help everyday Australians, through our Help to Buy Scheme, get access to the housing market. This is the housing issue that everyday Australians are focused on and it’s the focus of our government.

    BRYANT:

    Assistant Treasurer Stephen Jones, thank you for joining me on Radio National Drive.

    JONES:

    Good to be with you.

    MIL OSI News

  • MIL-OSI Australia: Ray White Oakleigh faces court action for alleged misleading practices

    Source: Government of Victoria 2

    Consumer Affairs Victoria (CAV) is taking Ray White Oakleigh and estate agent Nick Strilakos to the Federal Court for alleged misleading and deceptive conduct and making false and misleading statements in breach of the Australian Consumer Law.

    CAV’s Underquoting Taskforce investigated the agency and estate agent after receiving multiple complaints from prospective buyers.

    CAV alleges that Ray White Oakleigh advertised properties at prices well below their market value in at least 11 property sales across Melbourne’s southeast, in Rowville, Mulgrave, Bentleigh East, Oakleigh South and Blackburn South from February 2022 to November 2023.

    In most of these cases, after entering into agreements with sellers, the agency subsequently dropped their estimated selling prices and then advertised the properties at those lower prices. The properties then sold for prices well above the advertised price ranges.

    Ray White Oakleigh agents also sent messages to each other indicating they believed properties would sell for considerably higher prices and in some cases, taking bets or guesses on the higher price.

    In 7 of the 11 cases, the vendors agreed to pay the agency a low flat commission, typically between 2.2 to 2.5 % of the sale price, up to the vendor’s reserve. If the sale price went above the reserve, the agents would be paid a much higher rate of 22 to 25 % of the sale proceeds above the reserve. The vendors typically set their reserve prices in line with the lower estimates.

    CAV is seeking declarations, pecuniary penalty orders, adverse publicity orders and orders that the agents establish compliance and training programs.

    Penalties for making a false or misleading statement in relation to land under the Australian Consumer Law are up to $2.5 million for an individual and $50 million for a company.

    CAV Director Nicole Rich said the Federal Court action serves as a warning to real estate agents that deceptive conduct has no place in Victoria’s real estate market.

    “Underquoting is an unfair practice that can mislead prospective buyers into spending time and money on properties that were always outside their budget and can distort the market.”

    “While prospective purchasers are more likely to report suspected underquoting to us, it is very concerning to see that underquoting practices may also deceive vendors and leave them significantly out of pocket.”

    “It is critical that estate agents act in the best interests of the clients who trust them to sell their properties. This case raises serious new concerns about the impacts of underquoting.”

    “Our underquoting taskforce was recently made permanent in recognition that there is more for us to do. We continue to take a zero-tolerance approach to detect and stamp out underquoting for good.”

    CAV encourages anyone buying or selling a property to report any concerns about underquoting or deceptive practices in property sales on our website through our dedicated complaints webform.

    MIL OSI News

  • MIL-OSI New Zealand: Economy – Transmission of monetary policy to financial conditions: A speech by RBNZ Assistant Governor Karen Silk

    Source: Reserve Bank of New Zealand

    16 October 2024 – A speech will be delivered by Assistant Governor Karen Silk at the Citi Australia and New Zealand Investment Conference in Sydney, Australia.

    Financial conditions are significantly influenced by monetary policy settings and are therefore something that we monitor closely. The banking system is a key channel through which monetary policy settings influence financial conditions in New Zealand.

    Specifically, monetary policy affects bank funding costs and, in turn, the lending rates banks offer. This impacts the amount of money that households and businesses have to spend and shapes their inclination to save and invest.

    During the post-COVID period, tight monetary policy settings implemented to reduce inflation have made financial conditions more restrictive. This has contributed to a weakening of aggregate demand in the economy and increased our confidence that consumer price inflation is moving sustainably back to its target mid-point of 2%.

    However, the ongoing effects from the monetary and fiscal policy response to the COVID-19 pandemic, which significantly increased liquidity in the banking system, have supported lower bank funding costs. This has impacted the extent to which banks have increased their lending rates.

    The upshot of this is that financial conditions were less restrictive during the recent tightening cycle for the same level of the Official Cash Rate (OCR) when compared with previous cycles. However, through ongoing monitoring we have been able to identify and factor this into our decision-making to ensure that financial conditions have been where we needed them to be to achieve our monetary policy objectives.  

    As liquidity is being drained from the banking system, bank funding conditions have been normalising towards their pre-COVID state. Over time, this is likely to influence the amount of decline in bank lending rates, even as wholesale rates fall, as banks seek to maintain their net interest margins.

    The factors discussed in this speech are important for understanding the effectiveness of monetary policy transmission, but there are many others that are considered in monetary policy decision-making. While we remain confident that inflation will converge back to the 2% target midpoint in the medium term, we will continue to assess and respond to the risks arising from broader economic conditions to manage inflation back to this level.
     
    More information

    Read the related Bulletin here: https://govt.us20.list-manage.com/track/click?u=bd316aa7ee4f5679c56377819&id=b1b3bdc72d&e=f3c68946f8

    MIL OSI New Zealand News

  • MIL-Evening Report: Jokowi was once seen as Indonesia’s ‘new hope’. Instead, he leaves a legacy of democratic backsliding

    Source: The Conversation (Au and NZ) – By Edward Aspinall, Professor in Southeast Asian Politics, Australian National University

    As Indonesia’s president Joko Widodo (Jokowi) prepares to leave office, Indonesia is still routinely lauded as one of Asia’s most important democracies. Jokowi was first elected, in 2014, on the promise of breaking with the old Jakarta elite and making government more responsive to ordinary people.

    He was backed by many ardent supporters of Indonesia’s Reformasi movement. This movement had brought down the authoritarian leader, Suharto, in 1998 and pushed a transition to democracy in the years that followed.

    But Jokowi has overseen a serious period of democratic backsliding.

    Democratic decline

    Under his watch, the Indonesian government has hobbled democratic control institutions. This includes Indonesia’s once-lauded Corruption Eradication Commission, abbreviated as KPK.

    Security agencies such the army and the police have begun to resume a political role.

    The government has banned major Islamic organisations.

    Civil society groups speak of a dramatically narrowed civic space. They complain, for example, about the government’s increasing reliance on the Electronic Information and Transactions Law to prosecute critics of the government for defamation and its growing willingness to use violent means to respond to protests.

    Jokowi’s opponents in the political elite are routinely investigated for corruption and other alleged wrongdoing.

    In last February’s presidential election, there were widespread reports the police and other agencies were pressuring community leaders to mobilise the vote for Jokowi’s preferred candidate, Prabowo Subianto.

    How and why does Jokowi leave this legacy?

    How did a man who was once seen as a “new hope” for Indonesian democracy end up here?

    The answer is part of a global story that has become broadly familiar in recent years.

    These days, it is generally not unelected coup leaders who destroy democracy. Experiences like those of Thailand and Myanmar in recent years are, happily, no longer typical.

    Instead, elected populist leaders hollow democracy out from within. They do so by hobbling institutions, such as anti-corruption commissions, which are meant to check executive power.

    Jokowi has, in my view, followed this pattern.

    Unlike many populists, Jokowi never peppered his early speeches with angry denunciations of his opponents as traitors. He never tried to whip up vitriol against vulnerable minorities.

    Instead, he positioned himself as a leader who was uniquely able to understand and to embody the aspirations of ordinary people.

    His trademark campaign method was known as blusukan. He would drop by unexpectedly at a marketplace, for example, to chat with ordinary people about prices and other everyday matters.

    Jokowi has positioned himself as a man of the people.
    BahbahAconk/Shutterstock

    A former mayor, he was interested in the nitty gritty of governance, such as how to improve transport services or upgrade parks. He was less interested in “abstract” notions like human rights.

    The implications of this philosophy only became apparent after Jokowi was elected president.

    He retained his belief in his own unique ability to understand the aspirations of ordinary citizens, which had been long neglected by elite politicians.

    He maintained a single-minded focus on what ordinary Indonesians wanted – improved living standards and better social welfare. And he used polls to regularly monitor public opinion.

    For Jokowi, maintaining popular support and satisfying public demands was the essence of democracy. He was not interested in institutions that place limits on governmental power, which are arguably just as important to a functioning democratic system.

    For example, his government enacted legal amendments that significantly weakened the Corruption Eradication Commission (KPK).

    Late last year, the Constitutional Court – headed by his brother-in-law – changed the the rules on candidate age limits to allow Jokowi’s son, Gibran Rakabuming Raka, to stand for the vice presidency. Many Indonesians viewed this as a transparent – and successful – attempt to manipulate a key control institution for the purpose of maintaining Jokowi’s dynastic grip on power.

    Even so, as Jokowi leaves office, he does so a very popular politician.

    Prabowo as president

    Jokowi hands power to a man with an even more chequered democratic history.

    Prabowo Subianto is a former general with a record of alleged human rights abuses dating back to the late Suharto period. (Although, like other senior military officers accused of responsibility for the Suharto regime’s well-documented record of human rights abuses, he was never convicted of any crimes). Prabowo was close to the heart of that regime: indeed, he used to be Suharto’s son-in-law.

    Prabowo has promised he would provide the strong hand the country needed.
    Algi Febri Sugita/Shutterstock

    Prabowo has since reinvented himself as a fun-loving grandfather figure and Jokowi’s greatest fan, capitalising on the president’s own popularity.

    In fact, Prabowo used to be among Jokowi’s greatest rivals before becoming his defence minister in 2019.

    In previous elections, Prabowo presented himself as a firebrand populist who angrily denounced his opponents for allegedly selling Indonesia out to foreigners. He promised he would provide the strong hand the country needed to become truly great.

    We don’t know yet what kind of president Prabowo will be. His early political socialisation, as a leading elite figure close to the heart of the Suharto regime, suggests his instincts are likely to be deeply authoritarian.

    He inherits from Jokowi a country in which democratic institutions have already been seriously undermined, and a series of lessons in how to weaken them further.

    Edward Aspinall has received funding from the ARC and DFAT.

    ref. Jokowi was once seen as Indonesia’s ‘new hope’. Instead, he leaves a legacy of democratic backsliding – https://theconversation.com/jokowi-was-once-seen-as-indonesias-new-hope-instead-he-leaves-a-legacy-of-democratic-backsliding-237319

    MIL OSI AnalysisEveningReport.nz

  • MIL-OSI Asia-Pac: Government accepts MediShield Life Council’s recommendations to enhance MediShield Life scheme, Government support more than offsets premium increases

    Source: Asia Pacific Region 2 – Singapore

             The Government has accepted the MediShield Life Council’s recommendations for the MediShield Life 2024 review. The recommendations will enhance the MediShield Life scheme, to better protect Singaporeans against major health episodes that result in large medical bills. They will also enable Singaporeans to afford new types of care. The changes will be implemented progressively from April 2025.

    2.     To support the enhancements to MediShield Life, premiums will need to increase, starting from April 2025 upon policy renewal. The total premium increases will amount to $1.8 billion over the next review cycle of three years. To help Singaporeans manage the premium increases, the Government will provide an additional $4.1 billion in support measures, comprising $3.4 billion in MediSave top-ups and $0.7 billion in premium subsidies for the next three years. 

    3.     For the great majority of Singaporeans – more than nine in ten – the additional MediSave top-ups, and premium subsidies and support, will more than offset the premium increases over the next three years.

    MediShield Life Council’s recommendations

    4.     There are a few key considerations in this review. First, as a national health insurance scheme, MediShield Life was designed to fully cover nine in ten subsidised bills in public healthcare institutions, with the deductible and co-insurance covered by patients’ MediSave. However, rising medical bills have eroded the coverage of the existing claim limits, and MediShield Life currently fully covers just under eight in ten subsidised bills. 

    5.     Second, there has been an increased shift in healthcare delivery from hospitals to the outpatient, community and home settings, which MediShield Life mostly does not cover. Finally, advances in medical technologies have resulted in new, potentially life-saving therapies, such as Cell, Tissue, and Gene Therapy Products (CTGTPs), which MediShield Life also does not cover.

    Enhancements to benefits and revisions to scheme parameters

    6.     With these factors in mind, the MediShield Life Council has recommended the following changes to the scheme, after considering both the need for better coverage and the impact on premiums. 

    a. Increase claim limits and refresh scheme parameters. This comprises:

    i. Increase in existing inpatient and day surgery claim limits to fully cover nine in ten subsidised bills. For example, the daily claim limits for the first two days of a normal ward stay will go up from $1,000 to $1,630. The daily claim limits for Intensive Care Unit ward stays will more than double, from $2,200 to $5,140. 

    ii. Increase in the policy year claim limit from $150,000 to $200,000, to provide greater assurance for patients with exceptionally large bills. 

    iii. Increase in the inpatient deductible by up to $1,500, to keep coverage focused on larger bills and moderate the extent to which premiums need to increase.

    iv. Revision of the pro-ration factors for private unsubsidised bills, to prevent cross-subsidisation of private bills by subsidised bills. 

    b. Enhance outpatient coverage significantly. This comprises:

    i. Refresh of outpatient claim limits to fully cover nine in ten subsidised bills. For example, the claim limits for kidney dialysis will increase from $1,100 per month to $1,750 per month.

    ii. Expansion of coverage to new outpatient treatments and home-based medical care, to enable access to more convenient care options beyond the traditional hospital setting. One such treatment is the repetitive Transcranial Magnetic Stimulation used to treat depression.

    iii. Introduction of a new outpatient deductible of $500 per year, to keep coverage focused on larger bills and moderate premium impact.

    iv. Decrease in co-insurance for outpatient treatments – from a flat 10% to a tiered structure ranging from 3% to 10% – to be consistent with how co-insurance is computed for inpatient bills and make larger outpatient bills more affordable.

    c. Expand coverage to high-cost treatments that are clinically effective and cost-effective, to improve affordability and access. This covers two areas: 

    i. CTGTPs that have demonstrated the potential to treat cancers and serious diseases effectively. 

    ii. High-cost drugs for blood conditions and conditions with childhood onset. 

    Adjustment to premiums

    7.     With higher claims and expansion of coverage, premiums will need to increase. The Council has worked with the scheme’s actuaries to determine the premium adjustments needed to ensure the scheme remains sustainable. Older Singaporeans in particular, will see larger increases. Hence the Council has recommended several measures to cushion the premium increases: 

    a. Cap the total premium increase at 35%, and phase in the increases evenly over three years, from April 2025 to March 2028. With this, premiums will increase by an average of 22% per policyholder by the end of the third year. This can be funded through a one-off release of capital from the MediShield Life Fund. Due to the Monetary Authority of Singapore’s adoption of the Risk-Based Capital Framework 2, there is a change in the MediShield Life Fund’s risk model which will enable some excess capital to be released, so as to cap the total premium increase at 35% and phase it in evenly. The Fund will remain in a healthy position after this release of capital. 

    b. For the Government to consider:

    i. Enhancing existing premium subsidies to provide more assistance to the lower- and middle-income groups. 

    ii. Providing MediSave top-ups to support Singaporeans through the Pioneer Generation, Merdeka Generation and Majulah Packages. This will be especially helpful to Singaporeans with low MediSave balances, such as homemakers and informal workers. 

    iii. Providing premium discounts to policyholders who lead healthy lifestyles, such as exercising regularly and going for recommended health screenings. 

    Government accepts the recommendations, adjusts MediSave withdrawal limits accordingly 

    8.     The Government has reviewed the Council’s recommendations on the MediShield Life scheme and agrees that these will ensure that MediShield Life continues to provide adequate and meaningful protection to Singaporeans. 

    9.     The Government will also adjust the MediSave withdrawal limits so that patients can use MediSave to cover the co-insurance and the revised deductibles. 

    10.     The revised MediShield Life benefits and MediSave limits will be implemented progressively from 1 April 2025, together with the first phase of the increase in inpatient deductible. The outpatient deductible will be introduced on 1 January 2026, followed by the second phase of the increase in inpatient deductible on 1 April 2027. All other changes will be made progressively from 1 April 2025 onwards. Please refer to Annex A for details of changes to MediShield Life claim limits and MediSave withdrawal limits, and Annex B for bill examples that reflect the changes to the MediShield Life scheme.

    Government provides premium subsidies and MediSave top-ups, which will more than offset premium increases

    11.     The Government accepts the Council’s recommendation to release capital from the MediShield Life Fund to cap and phase in the premium increases. This will require a release of around $600 million from the Fund, and will not affect the scheme’s ability to meet its claim obligations. 

    12.     In addition, over the next three years, the Government will provide an additional $4.1 billion in premium support measures, which will more than offset the cumulative $1.8 billion increase in additional premiums over the next three years. The offset package comprises:

    a. Increases in premium subsidies, including enhancements to means-tested premium subsidies amounting to $ 0.7 billion. The Government will increase premium subsidies by five to ten percentage points for lower-income and middle-income Singaporeans in older age groups. From 1 April 2025, they will be able to receive premium subsidies of up to 60%, from up to 50% today.

    b. Additional MediSave top-ups of $ 3.4 billion. The Government will:

    i. Increase annual MediSave top-ups for the Pioneer Generation. The Government will increase this annual top-up by up to $300, bringing the maximum annual top-up to $1,200. Under the Pioneer Generation Package, those who are above the age of 90 in 2025 will continue to have their MediShield Life premiums fully covered by these annual MediSave top-ups and their existing special subsidies, while younger Pioneer Generation seniors will continue to see about two-thirds of their premiums covered. 

    ii. Enhance the one-time Majulah Package MediSave Bonus. The Majulah Package was announced in August 2023 to provide greater assurance over healthcare costs for seniors, including Young Seniors in their 50s and early 60s. Under the Majulah Package, the Government announced that Singaporeans born in 1973 or earlier will receive a one-time MediSave Bonus of up to $1,500. This MediSave Bonus will be enhanced by $500. The MediSave Bonus will be paid in December 2024. 

    iii. Provide an additional MediSave Bonus for Young Seniors and the Merdeka Generation with lower MediSave balances. Recognising that some Young Seniors and Merdeka Generation seniors born between 1950 and 1973 (inclusive) may not have been able to accumulate enough savings in their MediSave account, the Government will give a further MediSave Bonus of $500 in 2025 to help cover the rise in premiums for those with low MediSave balances. 

    iv. Enhance the one-time Budget 2024 MediSave Bonus. At Budget 2024, the Government announced that Singaporeans born between 1974 and 2003 (inclusive) will receive a one-time MediSave Bonus of up to $300. This MediSave Bonus will be enhanced by $200, and will be paid in December 2024. 

    v. Increase MediSave Grant for Newborns. From 1 April 2025, the Government will increase this grant from $4,000 to $5,000. With the increase, a Singapore Citizen newborn’s MediShield Life premiums will continue to be fully covered up till age 21.

    c. Expansion of Additional Premium Support amounting to $80 million. Additional Premium Support is for Singaporeans who are unable to afford their MediShield Life premiums after premium subsidies, and have limited family support. The Government will expand the eligibility criteria to cover more lower-income Singaporeans.

    13.     The package will offset the cumulative increase in MediShield Life premiums over the next three years for almost all ages and income levels.

    14.     No one will be denied coverage due to an inability to pay their premiums. Please refer to Annex C for details of the Government’s premium support measures, Annex D for details of the revised premiums, and Annex E for household archetypes and worked examples.

    Redemption of premium discounts using Healthpoints

    15.     The Government also agrees with the Council’s recommendations to offer premium discounts for those who lead a healthier lifestyle. This can be done through the Health Promotion Board’s (HPB) Healthy 365 programme, which already awards Healthpoints in exchange for rewards.

    16.     In support of Healthier SG, policyholders aged 40 and above may redeem MediShield Life premium discounts via HPB’s Healthy 365 app, at a conversion rate of 150 Healthpoints to $2, higher than the regular conversion rate of 150 Healthpoints to $1. To earn Healthpoints, they can participate in healthy lifestyle programmes and challenges on the Healthy 365 app, or enrol with a Healthier SG clinic and complete the first Health Plan consultation. For instance, an individual who, on average, does 30 minutes of moderate to vigorous physical activity almost daily for the entire year, could redeem $80 worth of discounts off his or her MediShield Life premiums.

    17.     This programme will commence in the third quarter of 2025, and will run as a pilot for three years. The Government will review the outcomes of the pilot before deciding whether to make it a permanent feature of MediShield Life. 

    Pilot financing framework for CTGTPs

    18.     While CTGTPs have the potential to transform healthcare and treat serious diseases, they have high upfront costs. Without financing support, patients may not be able to access these potentially effective treatments.

    19.     However, such financing must also be designed in a sustainable manner given the high cost of CTGTPs and uncertainty around their longer-term effectiveness. Hence the Government has introduced a pilot financing framework to focus support only on CTGTPs that have been assessed to be both clinically effective and cost-effective. The first CTGTP to be listed on the Ministry of Health’s (MOH) CTGTP list is tisagenlecleucel (Kymriah), for the treatment of relapsed/refractory B-cell acute lymphoblastic leukaemia, and relapsed/refractory diffuse large B-cell lymphoma. Over time, more CTGTPs will be added to the list.

    20.     Since 1 August 2024, eligible patients who require the use of CTGTPs that are included on MOH’s CTGTP List have been able to receive means-tested subsidies of up to 75%, capped at $150,000 per treatment course, at public healthcare institutions. 

    21.     From October 2025, the Government will also extend MediShield Life and MediSave coverage to CTGTPs on MOH’s CTGTP List. Given the high costs of CTGTPs, MediShield Life and MediSave limits will be sized to fully cover two in three subsidised patients initially. Please refer to Annex F for details. 

    22.     The Government thanks the MediShield Life Council for the significant time and effort they have committed to review MediShield Life. We note that the Council has carefully considered all aspects of the scheme, and engaged many Singaporeans and stakeholders for their input along the way. The Council’s recommendations strike a good balance between providing greater protection for Singaporeans against large medical bills and keeping premiums affordable and sustainable. 

    MINISTRY OF HEALTH 

    15 OCTOBER 2024

     

    Annex A

    Changes to MediShield Life Claim Limits and MediSave Withdrawal Limits 

    Table A-1: Revised MediShield Life claim limits and MediSave withdrawal limits for treatments currently covered by MediShield Life

     

    Table A-2: MediShield Life claim limits and MediSave withdrawal limits for
    new treatments to be covered by MediShield Life 

     

    Annex B

    Bill Examples Incorporating MediShield Life Scheme Changes

    Illustration 1: Higher payouts for subsidised patients seeking inpatient care

    Illustration 2: Higher payout for subsidised patient seeking dialysis treatment

     

    Annex C

    Details of the MediShield Life 2024 Review Premium Support Measures

     

    Table C-1: Summary of the Premium Support Measures

     

    Table C-2: Enhanced Means-Tested Premium Subsidies for Singapore Citizens

     

    Table C-3: Additional Merdeka Generation Subsidies

     

    Table C-4: Pioneer Generation Special Subsidies and MediSave Top-Ups

    Table C-5: Revised Majulah Package MediSave Bonus

     

    Table C-6: Additional MediSave Bonus

     

    Table C-7: Revised Budget 2024 MediSave Bonus

     

    Table C-8: MediSave Grant for Newborns 

     

    Annex D

    Revised MediShield Life Premiums

    Table D-1: MediShield Life Premium Schedule for Singapore Citizens in 2025
    After Phased Increase

    Table D-2: MediShield Life Premium Schedule for Singapore Citizens in 2027
    After Increase Has Been Fully Phased In

    Annex E

    Household Archetypes and Worked Examples

    The following figures illustrate the premium impact on various groups.

    Illustration 1: Mr A 

    • Single Merdeka Generation (MG) senior, 67 years old 

    • 2-room HDB 

    • Per capita household income of $1,000 monthly 

     

    Mr A would enjoy means-tested subsidies of 40%, additional MG subsidies of 5%, and support to phase the increase evenly over the next three years. 

    Note: Figures in brackets refer to the increase in premiums using 2024 as the base year. Cumulative increase over 2025 to 2027 refers to the sum of the figures in brackets. 

    After subsidies and phasing, Mr A’s cumulative net premium increase over 2025 to 2027 of $109 will be fully offset with the enhanced MediSave Bonus of $1,250 under the Majulah Package

    If he has a low MediSave balance, he may also be eligible for the additional MediSave Bonus of $500 in 2025 which could further help him pay his annual premiums and other healthcare expenses. 

     

    Illustration 2: Mrs B

    • Single Pioneer Generation (PG) senior, 87 years old

    • 2-room HDB

    • No household income

    Mrs B would enjoy special PG subsidies of 59% and an annual PG MediSave top-up of $700. She would also receive support to phase in the increase evenly over the next three years. As a younger PG, she will continue to see at least two-thirds of her premium covered. 

    Note: Figures in brackets refer to the increase in premiums using 2024 as the base year. Cumulative increase over 2025 to 2027 refers to the sum of the figures in brackets.

    After subsidies and phasing, Mrs B’s cumulative net premium increase of $574 will be fully offset with the enhanced MediSave Bonus of $1,250 under the Majulah Package. 

    Any remainder could be used to further help her pay her annual premiums and other healthcare expenses.

     

    Illustration 3: Mr and Mrs C 

    • MG senior couple, 67 years old

    • Private residential property

    • Per capita household income of more than $3,600

    Mr and Mrs C would enjoy MG subsidies of 5% and support to phase in the increase evenly over the next three years. 

    Note: Figures in brackets refer to the increase in premiums using 2024 as the base year. Cumulative increase over 2025 to 2027 refers to the sum of the figures in brackets.

     

    After subsidies and phasing, Mr and Mrs C’s cumulative net premium increase of $758 will be fully offset with the enhanced MediSave Bonus of $2,500 (i.e. $1,250 each) under the Majulah Package which they will both receive. 

    Any remainder could be used to pay for their annual premiums and other healthcare expenses. 

    Illustration 4: The D family 

    • Grandfather and grandmother (both 67-year-old MGs) 

    • Husband and wife, 42 years old, both working

    • Primary school-going daughter and son

    • 5-room HDB 

    • Per capita household income of $2,500 monthly

    The D family would benefit from means-tested subsidies of up to 35%, additional MG subsidies of 5%, and support to phase in the increase evenly over three years. 

    Note: Figures in brackets refer to the increase in premiums using 2024 as the base year. Cumulative increase over 2025 to 2027 refers to the sum of the figures in brackets.

    After subsidies and phasing, this family’s cumulative net premium increase of $722 will be fully offset with the enhanced MediSave Bonus of $3,500 which the grandparents (i.e. $1,250 each) and parents (i.e. $500 each) will receive, and the MediSave Grant for Newborns which the children had received previously. 

    Any remainder could further help the D family to pay their annual premiums and other healthcare expenses.

     

    Annex F

    Details of CTGTP Pilot Financing Framework

    Illustration 1: Reduced out-of-pocket cash payment for subsidised patient

    MIL OSI Asia Pacific News

  • MIL-OSI Asia-Pac: DOORSTOP INTERVIEW BY MR ONG YE KUNG, MINISTER FOR HEALTH, AT THE MEDISHIELD LIFE 2024 REVIEW, 11 OCTOBER 2024

    Source: Asia Pacific Region 2 – Singapore

    Appreciation to Council
             I want to first thank the MediShield Life Council for working so hard. I think they did a very thorough analysis and came up with very comprehensive recommendations. I want to thank Mrs Fang Ai Lian and the team for their contributions. Also not forgetting the Secretariat, who has been working very hard for over one year to support the Council. 
    2.     Let me just go through some salient points of this package of measures, which I think is quite a significant one.
    Package of Measures in a Glance
    3.     Number one is to recognise the rising healthcare costs. In particular we are most concerned about unexpected health episodes that require you to stay in hospital for a long time, maybe even in the Intensive Care Unit (ICU). Some unfortunate things happen, and you chalk up a big bill that is unexpected. And that bill is rising and therefore we are increasing the claim limits for such bills. 
    4.     It is quite a significant increase. For two-day normal ward charges, the claim limits have gone up from $1,000 to about $1,600 – a 50 percent increase. The increase for ICU is significant. It does not happen very often but should it be needed, daily claims have gone up from $2,200 to over $5,000 or more than double. So it is a very good safety net and peace of mind. 
    5.     The second salient point is outpatient treatment. That is also rising, and I think it is hurting the pockets of patients, so we are also raising the claim limits for outpatients. In particular, one area we are quite concerned about is kidney dialysis. The costs have been going up. If nothing is done, it is only a matter of time before kidney dialysis patients have to pay cash out of their own pockets for dialysis. So we are increasing the claim limits from $1,100 per month to about $1,700 per month.
    6.     Third area is out-of-hospital bills. One major trend in healthcare is that more and more treatments are done outside the hospital, in the community and home settings. We are increasing coverage for such treatments, such as wound dressing, and treatment for depression. This is being done for the first time and some of the services that are done in home settings are now also covered.
    7.     Number four is technological advances. New and novel drugs, such as cell, tissue, gene therapy products (CTGTP), can be very expensive, but they are breakthroughs. They are one-time expensive treatments that promise to cure severe diseases like cancer. If we do nothing, chances are, in time only the rich can access these treatments. So we need to bring some of them into both our subsidy as well as MediShield Life framework. 
    8.     We have done so for subsidies, provided they are proven to be clinically effective and cost-effective. So just very few drugs but it is a starting point. Today we agree with the recommendations of the Council to also bring these same drugs into the MediShield Life framework. That way, at least for these drugs, all Singaporeans can access them.
    9.     Number five is that we are increasing the deductibles. I think it is necessary to do that because that way, we focus the resources and help on the bigger bills which is what we are most concerned about. Your smaller bills will rise a little bit, deductibles will go up, but you can pay for it with MediSave. 
    10.     And finally, the Council recommended that with all these changes, strengthening of the claim system and the safety net, premiums will have to go up by quite a significant number. But we should have a comprehensive package of measures to support these increases so that the great majority of Singaporeans can continue to pay for these increases using their MediSave and they do not have to come up with cash from their own pocket. 
    11.     We agree with that, and we are doing so. If we take the cumulative increase in premiums across the population, it is $1.8 billion. We have come up with a package that costs $4.1 billion over the next review cycle, which is about three years. So the package far exceeds the increase in premiums. Therefore, in other words, we are taking this opportunity to also build up the MediSave balances for Singaporeans. 
    Support Package 
    12.     What is this package? Let me elaborate. There are two parts to this. 
    13.     Out of this $4.1 billion, $700 million or $0.7 billion, is to increase MediShield Life premium subsidies. Another $3.4 billion is for MediSave top-ups. So added together, it is $4.1 billion.
    14.     First on the $700 million of MediShield Life premium subsidies. This will be focused especially on those who are older. The increase is about 5 to 10 percentage points. In the past, the maximum subsidy was 50%, meaning 50% of premiums is subsidised, paid for by the government. That will now increase to 60%, so it will help many people and cost us $700 million.
    15.     The MediSave top-ups are much more complicated. What we have done, actually is quite a long exercise. Essentially, we identified every single MediSave Life top-up initiative and tried to strengthen every one of them. Why did we do it that way? I think by so doing, we try to cover as many age groups as possible, practically all age groups. So what are they? 
    16.     Let me start with the oldest which is Pioneer Generation (PG). As you know, PG can get MediSave top-ups every year throughout their life. For the older PG who are 90 years this year, born in 1934 or earlier, they will have top-ups that will basically offset all the premium increases. Their top-ups are enough for them to pay their MediShield premiums throughout their lives. For the younger PG, their top-ups will be sufficient to cover two-thirds of the premium increases. 
    17.     At last year’s National Day Rally, then-Prime Minister Lee announced the Majulah Package. Basically for all those born in 1973 or earlier – that means it covers PG, Merdeka Generation (MG), as well as the new term, Young Seniors who are in their 50s and 60s – will receive MediSave top-ups. For this whole group, the MediSave top-ups will be enhanced by $500. In the past, the MediSave top-up was $1,500 maximum. Now, the maximum goes up to $2,000.
    18.     Third, within a subset of this group, there is a group which is born between 1950 and 1973. These are the MG, as well as the young seniors. They, unlike the PG, do not have any more MediSave top-ups. So, some of them, because of their work history, do not have sufficient MediSave balances. So, for this group we will do something extra for them – an extra $500 per person.
    19.     Number four, at Budget 2024 this year, Finance Minister and current Prime Minister announced that a younger group born between 1974 and 2003 will get MediSave top-ups. We will enhance their MediSave top-ups by another $200. For this group, their premiums are not as high because they are relatively younger, so their top-ups are less.
    20.     Finally, newborns get a newborn grant of $4,000. The newborn grant will be enhanced to $5,000, so this is sufficient to pay for their MediShield Life premiums up to the age of 21. 
    21.     So, this is the package that we are putting out – $4.1 billion over the next few years. 
    Encouraging Healthier Lifestyles
    22.     The Council has always recommended that we should encourage Singaporeans to lead healthier lifestyles. This year, they went a bit further. Since we have Healthier SG, they asked why not link the two together.
    23.     It makes a lot of sense, because adopting a healthier lifestyle is something we can choose to do. We can do more exercises, eat healthy, sleep better, quit smoking, sign up for Healthier SG and go for regular screenings. All these are within our control, and if we do them, we get a discount on our MediShield Life premiums.
    24.     We decided to try this out. After all, many Singaporeans have already joined the Health Promotion Board’s Healthy 365 programme to collect Healthpoints.
    25.     From the third quarter of 2025, we will start to allow Singaporeans 40 and above to use their Healthpoints and convert them to discounts or deductions in MediShield Life premiums. 
    26.     We will work in a fairly favourable conversion rate. All in all, this means that if you are someone who is quite active, who exercises for about 30 minutes every day, you should have enough Healthpoints to receive a discount of about $80 per year off your annual MediShield Life premium. For a young person, this discount is slightly less than or almost half of their premium. So this is the whole package. 
    Multiple Layers of Safety Net
    27.     It has been many months in the making. Late last month, I announced the change in our effective date of the change in our subsidy system.
    28.     Essentially we are changing the per capita household income (PCHI) thresholds, such that more Singaporeans are eligible for higher subsidies. 1.1 million Singaporeans will benefit. 
    29.      Today, we are strengthening our MediShield Life system as well as the MediSave system. This is our classic S+2M framework. We are strengthening both and it is very important that these two safety nets work hand in hand.
    30.     There are many countries that focus a lot on subsidies. When you focus a lot on subsidies, it is funded by taxation. When funded by taxation, things tend to be cheap or free and this causes excess demand, so waiting time becomes very long in the hospitals and the clinics. While it is very affordable, it is not very accessible. 
    31.     Then there are other countries who focus a lot on insurance. Insurance has much less of a problem of excess demand, because when you fall sick, you have to file a claim, and there is a certain discipline in the application process around it. It is accessible, but, if you do not have insurance, it is not affordable. So all countries, in the end, realise you have to have both subsidy and insurance. 
    32.     That is what we have done. S+2M has worked well for us and we will continue to improve our system. 

    MIL OSI Asia Pacific News

  • MIL-OSI New Zealand: Economy – The cost of living crisis is coming to an end, with inflation close to 2%. We’re back in band – The cost of living crisis is coming to an end, with inflation close to 2%. We’re back in band – Kiwibank

    Source: Kiwibank
    Pay rises are finally running above inflation. The cost of living crisis is coming to an end, slowly.  It may not feel like it, yet, but inflation has eased, and will ease further.

    *       The RBNZ engineered a long, harsh recession in order to get inflation back within its 1-to-3% target band. They focus on the 2% mid-point.  And we’re close… very close.  At 2.2%, inflation has fallen from a rapid peak of 7.3%.

    *       The RBNZ can declare victory in the war on inflation. And they have acknowledged the success, with rate cuts.

    *       There is more disinflationary pressure in the pipeline as the economy continues to operate below its productive capacity. Tradables is the reason we have returned to 2%. And the eventual normalisation in domestic price pressures is why we see 2% sustained in the medium-term. It’s the two phases of 2%. Phase 1, imported. Phase 2, domestic.

    *       The light at the end of the tunnel is burning brighter. Cost pressures are easing. Great news for businesses and households, and interest rate relief is coming thick and fast. Policy settings are still restrictive, but more interest rate cuts are coming. Falling inflation, and falling interest rates will help household budgets, and business opex.

    The good news – deflationary pressures are becoming more broad based.  There were more goods and services recording declines in prices. And there were fewer goods and services recording hikes in prices. 
    The bad news – there’s still some very chunky prices hikes in council rates and insurance premiums to pay. The $5 fee for prescriptions also hurt.

    Importantly, core inflation recorded a 1% gain on the quarter, and eased to 3.1% over the year.  

    Beneath the surface, there was some (welcomed) weakness in housing related costs.  Despite a sharp 12% increase in council ratees over the quarter, lower labour costs and cheaper materials costs helped on the construction front.

    Earlier this year, we had forecast inflation falling back within the RBNZ’s 1-3% target band in the September quarter – but only just (2.8%) given the persistent strength in domestic inflation. While that remains the case, inflation has now fallen to 2.2%. And we still have cheaper imported prices to thank for bringing inflation closer to the RBNZ’s 2% target.

    The two phases of deflation.

    The first phase is the deflation of prices for imported goods.  Known as tradables inflation, imported prices are falling, and are DOWN -1.6% over the year. Imported prices peaked at a whopping 8.7%, and have fallen swiftly with the decline in global inflation rates.

    The second phase is the deflating of domestic prices. Domestic inflation is a slow-moving beast. The good news is that it is moving in the right direction (south). Non-tradables prices have eased from 5.4% to 4.9%. It’s fallen some distance from the 6.8% peak, although it is still sitting high above the long-term average (~3%).

    MIL OSI New Zealand News

  • MIL-OSI Australia: Minister Rishworth interview on the Newschat on the Today Show

    Source: Ministers for Social Services

    E&OE TRANSCRIPT

    Topics: Cost of living; Prime Minister’s property; Housing; Rent to Build Scheme; Help to Buy Bill; Debit card surcharges, ABBA concert.

    SARAH ABO, HOST: Welcome back. Prime Minister Anthony Albanese is defending his decision to purchase a $4.3 million beach house in Copacabana on the NSW Central Coast. Joining us to discuss today’s headlines is Minister for Social Services Amanda Rishworth and Nine News and 3AW presenter Heidi Murphy in Melbourne. All right, ladies [Copacabana by Barry Manilow plays]. Sing it. Come on, Amanda. It’s nice for some, isn’t it?

    SARAH ABO: Are you gonna be invited over or what, Amanda?

    HEIDI MURPHY, JOURNALIST: Can’t wait for that first party. Yeah Amanda, can we all come?

    AMANDA RISHWORTH, MINISTER FOR SOCIAL SERVICES: It’s bringing back a lot of memories from, you know, some bad wedding that I went to.

    SARAH ABO: We’ve all heard it at a bad wedding, haven’t we? All right, but seriously, Amanda, is this purchase completely okay or is it completely tone deaf?

    AMANDA RISHWORTH: Well, first, I’d say it’s entirely a matter for the Prime Minister and his fiancé. He wouldn’t be the first politician, or indeed person, in Australia to buy and sell property. But, you know, when we look at the issue of concern around getting access to housing, it is a big issue and that’s why our Government has made a real focus on it. That’s why we have legislation in the Senate at the moment talking about a shared equity scheme so more people can buy property and that’s being blocked by the Liberals and Nationals and the Greens. So, we have a very big housing agenda, more social, more affordable housing.

    HEIDI MURPHY: Amanda, Amanda, you’ve undermined it. But you’ve undermined it entirely.

    SARAH ABO: It’s a total stalemate. And especially now. I mean, some people in your own ranks are calling this Albo’s Hawaii moment.

    AMANDA RISHWORTH: Well, I would say again, plenty of, whether they’re politicians or ordinary people, buy and sell property in Australia. I’m not sure that the Australian people want us talking about politicians and their private properties. They want us to be getting on and doing the job.

    SARAH ABO: Exactly, but you are, this is the point. We are talking about it Amanda because of this decision that he has made.

    AMANDA RISHWORTH: Well, we want to get on and do the job…

    HEIDI MURPHY: [Interrupts] But we can’t pretend the PM is just any other, any other Australian. He is about to wage a campaign in an election on housing affordability and cost of living. He is not just any ordinary Australian. A $4.3 million house purchase stinks.

    SARAH ABO: And that’s the thing, isn’t it, Heidi? I mean, you know, you talk about that cost of living crisis. The Government can’t get that housing bill that Amanda’s talking about through the parliament for whatever reason, it’s not getting through. There are 1.2 million homes that are apparently going to be built by 2029, but we need some 80,000 extra tradies here to actually build them. And yet, amidst all of that, the Prime Minister is splashing out. The leader of this nation.

    HEIDI MURPHY: I mean, good luck to him. I hope he enjoys the home, but he cannot stand in front of an open microphone in front of a voter and say, I understand the cost of living crisis. I understand how housing affordability is affecting you. You’ve undermined any message to the outer suburbs and to people trying to get into the housing market, I reckon.

    SARAH ABO: Do you see that point, Amanda?

    AMANDA RISHWORTH: Well, no, I don’t accept that point. I think you have to judge us by the actions that we’ve taken in public policy, and that is doing the largest rent assistance increase in the last 30 years, $32 billion to build more social and affordable homes. Our Rent to Build Scheme, which is about building long term rental accommodation, our Shared Equity Scheme, I mean, we, through our actions, through our policy, whether it’s what we did with tax cuts, whether it’s what we did when it came to energy bill relief, our actions are demonstrating we understand cost of living, at the same time delivering budget surpluses that are putting downward pressure on inflation, so we’ve got to look out our policy.

    HEIDI MURPHY: But the PM’s actions, his personal actions, are saying something else, aren’t they?

    AMANDA RISHWORTH: Like I said, he’s not the first person in Australia to buy and sell property.

    SARAH ABO: I know, but Amanda, I think, look, I think we can all agree that the rules are different for a sitting Prime Minister, especially when it comes to a housing crisis that works experiencing this country. Let’s move on. Small businesses are pushing back on the Government’s plan to ban debit card surcharges. Concerned they’ll be the ones to absorb the extra costs. Amanda, businesses say it’ll end up costing them and their customers more. Is this a bit short sighted by the Government?

    AMANDA RISHWORTH: What we’re saying, firstly, is our immediate action is to get the ACCC to have a crackdown on surcharges. But I think many ordinary Australians would be really frustrated at the fact that when they use their own money, including a debit card, they get charged a surcharge and there’s no way out of it. And that is really unfair for many people, there’s circumstances where you have to pay with your debit card and you can’t pay any other way and you get hit with those surcharges. So, this is about looking at this in terms of competition, about what are the profits being made here by the banks, by the card owners, and making sure that it’s a fair for consumers?

    SARAH ABO: All right, let’s hope it doesn’t get passed on to consumers. Just finally, Melbourne Lord Mayor hopeful Aaron Wood has pledged $10 million to help bring ABBA’s spectacular 3D virtual concert to Docklands. Heid, do you reckon it’ll work and Amanda, will the Federal Government show them the money, money, money they need?

    HEIDI MURPHY: We so want this show in Melbourne. We’ve been trying for it for a while. I think we’re competing with Sydney, maybe a few other cities. I can’t quite remember where it’s gotten to, but any money we can put towards it. It’s by all accounts a phenomenal show.

    SARAH ABO: Amanda, will the Federal Government help out here? Make it happen?

    HEIDI MURPHY: Come on, come on.

    AMANDA RISHWORTH: I can’t make any commitments on this, but what I would say is I think this would be a real coup for the country to have a show like this.

    HEIDI MURPHY: Especially for Melbourne.

    AMANDA RISHWORTH: Well, I’d like it in Adelaide personally, but not sure we quite get over the line for that.

    HEIDI MURPHY: We’ll share the love.

    AMANDA RISHWORTH: A lot of people love ABBA.

    SARAH ABO: Absolutely they do. Thank you both so much for joining me today, appreciate it.

    MIL OSI News

  • MIL-OSI Australia: Interview with Stacey Lee, FIVEAA Afternoons

    Source: Australian Executive Government Ministers

    STACEY LEE, HOST: You know all about the Premier’s plan to ban children under 14 from social media. Well, today the Federal Government has announced that the onus will be on the platforms to enforce this ban. It won’t be up to parents or young people to try and navigate the rules, and they won’t be getting fines and penalties themselves for it. Michelle Rowland is the Minister for Communications and joins me in the studio. Good afternoon Minister. 
     
    MICHELLE ROWLAND, MINISTER FOR COMMUNICATIONS: Hi there, great to be here. 
     
    LEE: Thank you so much for your time. Really appreciate it. So how is this going to be enforced, you know? How’s Facebook and Instagram going to know the onus is on us and we need to make sure we’re doing it? 
     
    ROWLAND: Well, what we announced today are the legislative design principles. The Government has committed to introducing legislation this year to have a minimum age for access to social media. And part of that legislative design is that the onus is going to be, exactly as you say, on the platforms, not on the users. We don’t want to penalise children or parents. We want the platforms to do better, and we’re going to do that in a couple of ways. The first is around incentivising them to create low-risk apps and low-risk spaces that people can access at certain ages. Because we know that some of these platforms, they really are designed to keep people’s eyes on their on the feed, and people doom scrolling; the infinite scrolling that occurs, that screen time addiction is really an issue that impacts not only on mental health, but on physical wellbeing. So, the onus is going to be on the platforms. 
     
    We are going to not have penalties applying to individual users or parents. So, by having higher penalties as well. Currently the Online Safety Act has a penalty regime which really hasn’t been designed to be fit-for-purpose. And when you have fines for these big tech platforms, that are less than $1 million, you really have to …
     
    LEE: A drop in the ocean, really.
     
    ROWLAND: It really is not fit-for-purpose.
     
    LEE: So what will the fines be? 
     
    ROWLAND: We’ve got that under review at the moment, under the Online Safety Act review, that’s being done independently. I’m going to have the results of that in the coming weeks. But I think it’s fair to say that if your listeners think about the fines that go to breaches of competition rules, for example, and other areas of the corporate world, you really need something that is commensurate with the size and is really going to incentivise better practice.

    When you’re talking about social media platforms that have revenues in excess of nations, it really does need to be large to be a good incentive. So we’ll get the advice on that, and we fully intend to act on that.
     
    LEE: Are they multi-millions, tens of millions?
     
    ROWLAND: Well, I think when you start talking percentages of revenues, which is the kind of penalty regime that is in competition law, for example, you start to get a better idea of what we’re talking about here.
     
    LEE: Okay. 
     
    ROWLAND: In Australia we’re fortunate that we do have an existing legislative structure. So what we’re proposing here is an amendment to the Online Safety Act. We’ve got a regulator in the eSafety Commissioner who’s going to provide that oversight. This isn’t a set and forget: we’re going to continue to monitor this as well.
     
    Your Premier, Malinauskas, also made a really useful announcement today about having this kind of training in schools. And the Federal Government really supports that. We’ve got our own initiatives through the Alannah and Madeline Foundation, meaning that schools can access these online tools for media literacy.
     
    Because let’s face it, I’m sure your listeners will agree, there’s no magic pill here. It has to come at a number of angles. It has to come at device management, but also the kind of content that is being pushed and also an educative component. So all these things coming together, I think, are very positive.
     
    LEE: So it sounds like there’s still a lot to be worked out, and it sounds like the review is key to that, because I must admit, when I read the change today, or the announcement today, I looked at it – I had to re-read it and re-read it, and I went, is this a bit of an announcement you make when you really don’t know what announcement to make?
     
    ROWLAND: Well, let’s be clear: we’ve announced that we are going to legislate this year. We are taking solid advice from the experts, and the Summit has been a really good source of that. Because, let’s face it too, there is no single agreement on what an age should be, so there’s going to be disagreement about that. 
     
    But we want the decision we make to be evidence-based. That will be in the legislation. So there is a bit to work through here. But I do want your listeners to understand that this work is ongoing. It builds on a lot of work that’s already been done. But the fact that we are going to introduce legislation this year, I think, gives a really good indication that this is serious reform, and we’re determined to make it happen. 
     
    LEE: Yeah. How would it interact with the State legislation? Of course, Premier Peter Malinauskas has said he wants the ban to be in place for children under 14. What if your review comes back and its children under 15? Where would South Australian kids sit, would it be 15 or 14? 
     
    ROWLAND: It’s a really good question. And I think the good thing about Premiers Minns and Malinauskas, they’ve said they want a national regime here, so they’re willing to look at all the evidence. The French report was very useful in that, in providing a good basis for how this reform could be achieved. But all of us are on the same page here: we all want an age to be specified. It needs to be an age based on evidence. And both premiers have actually said they want a national approach, and I think that’s what all of your listeners want. You don’t want fragmented ages in different States and Territories. It just doesn’t work.
     
    LEE: So it’ll just be the one piece of Federal legislation.
     
    ROWLAND: Correct.
     
    LEE: Okay.
     
    ROWLAND: And both of them have made it very clear that they want the Commonwealth to lead in this area. The Albanese Government is determined to do that.
     
    LEE: What about things like Instagram Teen? They announced that about a month or so ago. The Premier was asked about it on 5AA this morning by our Brekky show, Dave and Will. Here’s what he said.
     
    [Excerpt]
     
    PETER MALINAUSKAS, SA PREMIER: Look, what Instagram are doing there is to their credit, and I think it’s in response to the rising level of concern amongst parents. But what- you know, Instagram is certainly one of the services that is, I think, lined up for an age limit to be applied to them.
     
    [End of excerpt]
     
    LEE: So it’s not really an answer there. But with Instagram Teen, of course, it’s sort of a specific social media account that they want for teenagers. Would that also fall under this? Or would there be a ban that just says no, teenagers aren’t even allowed a teen account of Instagram?
     
    ROWLAND: Well, first we welcome any move by the platforms to make their services safer. And Instagram Teens has been produced coincidentally after the Government announced that we were going to legislate. Whether that’s coincidence or whether that was somehow …
     
    LEE: Maybe they were just planning on doing it anyway.
     
    ROWLAND: Perhaps. But either way, it is a good result. But it doesn’t obviate the need for action in this area. Let’s remember, Instagram is just one platform. It’s not all platforms.
     
    But again, talking about the kinds of exemptions that could apply here, if the platforms are developing low-risk options, that’s what parents want to see. They want to see safer spaces for their kids. We know that we’re on the second generation now of digital natives. Social media is a part of all their lives. It does have some really good qualities, but it’s the harms that we need to deal with. And if we can get low-risk options, then that is a positive thing.
     
    LEE: How far will the legislation go? Because I guess this is dealing with the issue now, and it’s an issue that we’re all in because technology has advanced so quickly. And I didn’t have a mobile phone when I was in primary school and there certainly wasn’t social media, but now kids do.
     
    What about if the legislation is in place, if there is a specific age where it’s banned, if Instagram and then Facebook come out with teen accounts, will you then legislate for, I guess, an off-boarding where the kid turns 18 and then they have complete control of their accounts? Or what happens? When do they transition into being an adult on social media? Is that something you’re looking at as well?
     
    ROWLAND: We certainly are. And by legislating an age, we are thereby saying, look, this is the age where we believe there needs to be some controls. Beyond that age, let’s face it though, you might have your birthday, but the harms don’t end.
     
    The issue is, you will continually be fed content depending on what you’re doing if you reach a certain age. So we’re addressing them at both sides. We’re looking through our Online Safety Act review at recommender systems, for example. I’ve instituted rules about the need to take the best interests of the child into account when apps and other platforms are being designed.
     
    I think the key thing here is to ensure that we don’t have a set and forget. Legislation happens; it’s not job done. There really is going to be an ongoing requirement to monitor this, how it’s working. We’ve now got some of the first data that’s coming in, and your listeners will be familiar with some of this data around some of the correlations between social media use between hospitalisations, eating disorders, for example.
     
    LEE: Eating disorders, yeah.
     
    ROWLAND: This needs to be continually monitored. So, I want to be clear to your listeners, this is not a set and forget. This is something the Government is committed to, ensuring it remains fit-for-purpose. The regulations in place change accordingly with technology, and we can understand whether or not it’s working. But I’ll say this: doing nothing is not an option.
     
    LEE: Okay. And just finally, a timeline. When’s this all going to be in place? When will it be real?
     
    ROWLAND: We’re going to introduce the legislation this year. We hope that it gets support right across the Parliament so it can get through expeditiously and we can have that in place. We’re setting a transition period of a year. But again, as you saw with Instagram Teens, when technology or any industry sees that regulation is on the horizon, it does, in itself, provide an incentive to do better. So, the message to the platforms is: do better. We are going to legislate. But again, we want to incentivise the industry to make sure that they create safe spaces for young people.
     
    LEE: Okay. Well, we’ll see how it goes, Minister. Thank you so much for your time today.
     
    ROWLAND: My pleasure.

    MIL OSI News