Category: Banking

  • MIL-OSI Banking: Apple supercharges its tools and technologies for developers

    Source: Apple

    Headline: Apple supercharges its tools and technologies for developers

    June 9, 2025

    PRESS RELEASE

    Apple supercharges its tools and technologies for developers to foster creativity, innovation, and design

    Access to the on-device Apple Intelligence model, large language model integration in Xcode, and an elegant new software design across Apple platforms give developers everything they need to build beautiful modern apps with speed and confidence

    CUPERTINO, CALIFORNIA Apple today announced new technologies and enhancements to its developer tools to help developers create more beautiful, intelligent, and engaging app experiences across Apple platforms. A beautiful new software design brings more focus to content, and delivers more expressive and delightful experiences across iOS 26, iPadOS 26, macOS Tahoe 26, watchOS 26, and tvOS 26,1 while keeping them all instantly familiar. The Foundation Models framework joins a suite of tools that allow developers to tap into on-device intelligence, and Xcode 26 leverages large language models like ChatGPT, giving them access to Xcode’s Coding Tools and other intelligent features.

    These new resources join the extensive and continuously evolving set of technologies Apple offers developers, including over 250,000 APIs that enable developers to integrate their apps with Apple’s hardware and software features. These APIs span a wide range of capabilities, such as machine learning, augmented reality, health and fitness, spatial computing, and high-performance graphics. With each platform release, Apple expands and refines its technologies and tools to assist developers in bringing their ideas to life and delivering rich, responsive, and optimized experiences across Apple platforms.

    “Developers play a vital role in shaping the experiences customers love across Apple platforms,” said Susan Prescott, Apple’s vice president of Worldwide Developer Relations. “With access to the on-device Apple Intelligence foundation model and new intelligence features in Xcode 26, we’re empowering developers to build richer, more intuitive apps for users everywhere.”

    New Design with Liquid Glass

    The elegant new design gives developers the opportunity to make their apps more expressive and delightful, while being instantly familiar. It’s crafted with a new software-based material called Liquid Glass, which combines the optical qualities of glass with a sense of fluidity. This gorgeous new material extends from the smallest elements users interact with every day — like buttons, switches, sliders, text, and media controls — to larger elements, including tab bars and sidebars for navigating apps.

    Native frameworks like SwiftUI give developers everything they need to adopt the new design in their apps. The universal design allows developers to bring greater focus to their users’ content, establishing a consistent experience when developing across Apple’s platforms.

    With the all-new Icon Composer app, developers and designers are empowered to create visually captivating app icons that enhance their app’s identity. This powerful tool helps create a consistent visual identity for app icons by annotating layers for multiple rendering modes, with advanced features that include blurring, adjusting translucency, testing specular highlights, and previewing icons in various tints.

    Foundation Models Framework

    With the Foundation Models framework, developers will be able to build on Apple Intelligence to bring users new experiences that are intelligent, available when they’re offline, and that protect their privacy, using AI inference that is free of cost.

    The framework has native support for Swift, so developers can easily access the Apple Intelligence model with as few as three lines of code. Guided generation, tool calling, and more are all built into the framework, making it easier than ever to implement generative capabilities right into an existing app. For example, Automattic is using the framework in its Day One journaling app to bring users privacy-centric intelligence features.

    “The Foundation Model framework has helped us rethink what’s possible with journaling,” said Paul Mayne, head of Day One at Automattic. “Now we can bring intelligence and privacy together in ways that deeply respect our users.”

    Xcode 26

    Xcode 26 is packed with intelligence features and experiences to help developers make their ideas a reality.

    Developers can connect large language models directly into their coding experience to write code, tests, and documentation; iterate on a design; fix errors; and more. Xcode has built-in support for ChatGPT, and developers can use API keys from other providers, or run local models on their Mac with Apple silicon, to choose the model that best suits their needs. Developers can start using ChatGPT in Xcode without needing to create an account, and subscribers can connect their accounts to access more requests.2

    Coding Tools help developers stay in the flow and be more productive in their tasks. Accessible from anywhere in a developer’s code, Coding Tools provide suggested actions like generating a preview or a playground, or fixing an issue, and can also handle specific prompts for other tasks right inline.

    Xcode 26 comes with additional features to keep developers focused and productive, like a redesigned navigation experience, improvements to the localization catalog, and improved support for Voice Control to dictate Swift code and navigate the Xcode interface entirely by voice.

    App Intents

    App Intents lets developers deeply integrate their app’s actions and content with system experiences across platforms, including Siri, Spotlight, widgets, controls, and more.

    This year, App Intents gains support for visual intelligence. This enables apps to provide visual search results within the visual intelligence experience, allowing users to go directly into the app from those results. For instance, Etsy is leveraging visual intelligence to enhance the user experience in its iOS app by facilitating faster and more intuitive discovery of goods and products.

    “At Etsy, our job is to seamlessly connect shoppers with creative entrepreneurs around the world who offer extraordinary items — many of which are hard to describe. The ability to meet shoppers right on their iPhone with visual intelligence is a meaningful unlock, and makes it easier than ever for buyers to quickly discover exactly what they’re looking for while directly supporting small businesses,” said Etsy CTO Rafe Colburn.

    Swift 6.2

    Swift 6.2 introduces powerful features to enhance performance, concurrency, and interoperability with other languages like C++, Java, and JavaScript. And now, in collaboration with the open-source community, Swift 6.2 gains support for WebAssembly.

    Building upon Swift 6’s strict concurrency checking, Swift 6.2 simplifies writing single-threaded code. Developers can now configure modules or individual files to run on the main actor by default, eliminating the need for additional annotations.

    Containerization Framework

    The Containerization framework enables developers to create, download, or run Linux container images directly on Mac. It’s built on an open-source framework optimized for Apple silicon and provides secure isolation between container images.

    Tools and Resources for Games

    Game Porting Toolkit 3 provides developers with updated tools for evaluating and profiling their game. Developers can now customize the Metal Performance HUD, and get onscreen insights and guidance for optimizing graphics code for the best possible performance in the evaluation environment. And developers can use Mac Remote Developer Tools for Windows to build Mac games on a remote Mac in their existing development workflows.

    Metal 4 is designed exclusively for Apple silicon, and sets the stage for the next generation of games on Apple platforms with support for advanced graphics and machine learning technologies.

    Developers can now run inference networks directly in their shaders to compute lighting, materials, and geometry, enabling highly realistic visual effects for their games. MetalFX Frame Interpolation generates an intermediate frame for every two input frames to achieve higher and more stable frame rates, and MetalFX Denoising makes real-time ray tracing and path tracing possible in the most advanced games.

    The Apple Games app gives players a new all-in-one destination for all of their games and the friends they play them with on iPhone, iPad, and Mac. It also introduces a new dedicated app for developers to reengage their existing players and attract new ones.

    Challenges give players a new way to compete with friends in score-based showdowns, turning single-player games into shared experiences. Developers that have Game Center leaderboards for their games can easily add challenges, offering players even more ways to rally a group, crown a winner, and have a rematch.

    Game Overlay enhances in-game engagement by integrating Game Center features directly into gameplay. Players can access their next achievement and recent scores, and see which friends are currently playing, making it easy to start a chat — all without leaving the game. Players can also adjust settings and view the latest In-App Events, keeping them connected and in control without breaking immersion.

    Managed Background Assets simplifies asset hosting for developers, giving them control over how their app or game downloads assets. Developers can self-host or opt for Apple-Hosted Background Assets, where Apple handles hosting. Every Apple Developer Program membership includes 200GB of Apple hosting capacity for the App Store. Apple-Hosted Background Assets can be submitted separately from an app build.

    Tools to Help Protect Kids Online

    To ensure kids have enjoyable, enriching, and appropriate in-app experiences, developers can utilize a range of tools — including parental controls and the Sensitive Content Analysis framework — to enhance child safety and ensure privacy. Building on these existing tools, developers can use the new Declared Age Range API to deliver age-appropriate content based on a user’s age range. When developers implement this API, parents can allow their children to share their age range without disclosing a birthdate or other sensitive information, enabling developers to tailor experiences accordingly. The feature is built around privacy: Age range data is shared only if parents choose to allow it, and they can disable sharing at any time.

    New App Store Accessibility and App Store Connect Features

    New Accessibility Nutrition Labels for App Store product pages help users learn which accessibility features are supported before they download an app or game.

    Developers can now share information in App Store Connect about their app or game’s support, such as whether it includes VoiceOver, Voice Control, Larger Text, Captions, and more. An Accessibility Nutrition Label will appear on their app’s product page, specific to each platform it supports. Developers can also add a URL on their app’s App Store product page that links users to a website with more details.

    The App Store Connect app on iOS and iPadOS has been updated to let developers view TestFlight screenshots and crash feedback, in addition to receiving push notifications when beta testers provide feedback. The App Store Connect API supports these enhancements, and introduces the ability for developers to create webhooks to get real-time updates, and support for Apple-Hosted Background Assets and Game Center configuration.

    Availability

    Today’s updates join the ever-expanding collection of intelligent and powerful tools and technologies Apple provides to developers. The Apple Intelligence features detailed require supported devices, which include all iPhone 16 models, iPhone 15 Pro, iPhone 15 Pro Max, iPad mini (A17 Pro), and iPad and Mac models with M1 and later that have Apple Intelligence enabled and Siri and device language set to the same supported language: English, French, German, Italian, Portuguese (Brazil), Spanish, Japanese, Korean, or Chinese (simplified). More languages will be coming by the end of this year: Danish, Dutch, Norwegian, Portuguese (Portugal), Swedish, Turkish, Chinese (traditional), and Vietnamese. For more information, visit apple.com/apple-intelligence. Features are subject to change. Some features may not be available in all languages or regions, and availability may vary due to local laws and regulations. For more information about availability, visit apple.com.

    All of these features are available for testing starting today through the Apple Developer Program at developer.apple.com, and a public beta will be available through the Apple Beta Software Program next month at beta.apple.com.

    About Apple Apple revolutionized personal technology with the introduction of the Macintosh in 1984. Today, Apple leads the world in innovation with iPhone, iPad, Mac, AirPods, Apple Watch, and Apple Vision Pro. Apple’s six software platforms — iOS, iPadOS, macOS, watchOS, visionOS, and tvOS — provide seamless experiences across all Apple devices and empower people with breakthrough services including the App Store, Apple Music, Apple Pay, iCloud, and Apple TV+. Apple’s more than 150,000 employees are dedicated to making the best products on earth and to leaving the world better than we found it.

    1. Available on Apple TV 4K (2nd generation and later).
    2. ChatGPT’s data-use policies apply. For more information, see openai.com/policies/usage-policies.

    Press Contacts

    Adam Dema

    Apple

    AdamDema@apple.com

    Apple Media Helpline

    media.help@apple.com

    MIL OSI Global Banks

  • MIL-OSI Banking: AirPods now more versatile with studio-quality audio recording and camera remote

    Source: Apple

    Headline: AirPods now more versatile with studio-quality audio recording and camera remote

    QUICK READ June 9, 2025

    Apple today previewed studio-quality audio recording and camera remote features for AirPods 4, AirPods 4 with Active Noise Cancellation (ANC), and AirPods Pro 2, delivering new ways to capture content and improving how users communicate. Updates to audio recording enable creators to record studio-quality vocals on the go, and start or stop video recordings from a distance with a simple press of the AirPods stem. Building on the benefits of Voice Isolation, AirPods users will also enjoy even clearer calls with enhanced voice quality.

    Creating content gets even better with studio-quality audio recording. Interviewers, podcasters, singers, and other creators can record their content with greater sound quality, and even record while on the go or in noisy environments with Voice Isolation. With the H2 chip, beamforming microphones, and computational audio, users will also enjoy more natural vocal texture and clarity across iPhone calls, FaceTime, and CallKit-enabled apps. Studio-quality audio recording and improved call quality work across iPhone, iPad, and Mac, while also supporting the Camera app, Voice Memos, dictation in Messages, video conferencing apps like Webex, and compatible third-party camera apps.

    Capturing content at a distance is easier than ever with camera remote. While using the Camera app or compatible third-party camera apps on iPhone or iPad, content creators can press and hold the AirPods stem to take a photo or start a video recording, and one more press-and-hold will stop the recording. For users who like capturing themselves singing or dancing, the new features make it easy to perform in sync with a soundtrack while simultaneously recording the video.

    All of these features are available for testing starting today through the Apple Developer Program at developer.apple.com, and a public beta will be available through the Apple Beta Software Program next month at beta.apple.com. New AirPods 4, AirPods 4 with ANC, and AirPods Pro 2 features will be available this fall as a free firmware update with iOS 26, iPadOS 26, and macOS Tahoe 26. Features are subject to change. Some features may not be available in all languages or regions, and availability may vary due to local laws and regulations. For more information about availability, visit apple.com.

    MIL OSI Global Banks

  • MIL-OSI Banking: visionOS 26 introduces powerful new spatial experiences for Apple Vision Pro

    Source: Apple

    Headline: visionOS 26 introduces powerful new spatial experiences for Apple Vision Pro

    June 9, 2025

    PRESS RELEASE

    visionOS 26 introduces powerful new spatial experiences for Apple Vision Pro

    Widgets become spatial and anchor in a user’s space, Personas are more expressive and realistic, and new APIs unleash exciting opportunities for developers, creators, and enterprises

    CUPERTINO, CALIFORNIA Apple today previewed visionOS 26, an expansive update packed with groundbreaking spatial experiences and new features for Apple Vision Pro. Everyday interactions become more immersive and personal, with widgets that integrate into a user’s space, spatial scenes that use generative AI to add stunning lifelike depth to photos, striking enhancements that make Personas feel more natural and familiar, and shared spatial experiences for Vision Pro users in the same room.

    visionOS 26 also adds support for 180-degree, 360-degree, and wide field-of-view content from Insta360, GoPro, and Canon, while new enterprise APIs allow organizations to create spatial experiences unique to visionOS. And with support for PlayStation VR2 Sense controllers, players can enjoy a new class of games on Apple Vision Pro.1

    “Apple Vision Pro has defined what’s possible in this new era of spatial computing, and with visionOS 26, we’re excited to push the boundaries even further,” said Mike Rockwell, Apple’s vice president of the Vision Products Group. “With brand-new ways for Vision Pro owners to connect, explore, work together, and enjoy content, we’re incredibly excited for users to enjoy features like apps and widgets that they can arrange in their spaces, spatial scenes that offer a brand-new viewing experience for their photos, and dramatically enhanced Personas on Vision Pro.”

    Widgets Become Spatial

    Across the Apple ecosystem, widgets offer personalized and useful information at a glance, and with visionOS 26, widgets become spatial, integrating seamlessly into a user’s space and reappearing every time they put on Apple Vision Pro. Widgets in visionOS 26 are customizable, with a variety of options for frame width, color, and depth. Beautiful new widgets — including Clock, Weather, Music, and Photos — all offer unique interactions and experiences.

    Users can decorate their spaces with favorite widgets, including stunning panoramas and spatial photos of their favorite memories, clocks with distinctive face designs, and quick access to their go-to playlists and songs on Apple Music. The Widgets app helps users find widgets, including those from compatible iOS and iPadOS apps, and developers will also be able to create their own widgets using WidgetKit.

    Enhanced Shared Spatial Experiences

    Users love how visionOS lets them connect with family, friends, and colleagues remotely, and with visionOS 26, they can share spatial experiences with other Apple Vision Pro users in the same room. They can come together to watch the latest blockbuster movie in 3D, play a spatial game, or collaborate with coworkers. Users can also add remote participants from across the world via FaceTime, enabling connection with people near and far.

    Dassault Systèmes, a leading provider of engineering and 3D design software, is leveraging this ability with their 3DLive app, bringing the ability to visualize 3D designs both in person and with remote colleagues.

    With visionOS 26, Personas are transformed to feel more natural and familiar. Taking advantage of industry-leading volumetric rendering and machine learning technology, the all-new Personas now have striking expressivity and sharpness, offering a full side profile view, and remarkably accurate hair, lashes, and complexion. Personas are still created on device in a matter of seconds, and new improvements to the setup process allow users to adjust and preview how their Persona looks spatially, and even pick glasses from over 1,000 variations.

    Introducing Spatial Scenes

    visionOS 26 makes spatial photos even more realistic, leveraging a new generative AI algorithm and computational depth to create spatial scenes with multiple perspectives, letting users feel like they can lean in and look around.

    Users can view spatial scenes in the Photos app, Spatial Gallery app, and Safari, while developers can use the Spatial Scene API to make their app experience even more immersive. Zillow is taking advantage of the API for their Zillow Immersive app, allowing users to see images of homes and apartments with the rich depth and dimension that spatial scenes offer.

    New Ways to Browse, Play, and Watch

    Users can select spatial browsing to transform articles on Safari, hide distractions, and reveal spatial scenes that come alive as they scroll. Web developers have the ability to embed 3D models directly into web pages, letting users shop and browse with depth and dimension, and see and manipulate 3D objects and models right in Safari.

    visionOS 26 supports native playback of 180-degree, 360-degree, and wide field-of-view content from Insta360, GoPro, and Canon. Users can enjoy their exciting 2D action footage the way it was meant to be seen. Developers can incorporate this new playback capability into their apps and websites.

    visionOS 26 also introduces support for the PlayStation VR2 Sense controller. Now, developers can deliver even more engaging gameplay experiences for Apple Vision Pro thanks to high-performance motion tracking in 6 degrees of freedom, finger touch detection, and vibration support.

    Enterprise APIs and Tools

    Companies around the world are harnessing spatial computing on Apple Vision Pro to supercharge their workflows for design, training, sales, education, and more. New capabilities like team device sharing let organizations easily set up and manage a shared pool of devices. Users can securely save their eye and hand data, vision prescription, and accessibility settings to their iPhone running iOS 26 and bring it to another Vision Pro, making sharing easier than ever.

    visionOS 26 adds support for Logitech Muse, a spatial accessory built for Apple Vision Pro that enables precise input and new ways to interact with collaboration apps like Spatial Analogue.1

    Enterprise-focused APIs, like the new Protected Content API, ensure that only people who have been granted access can see confidential materials like medical records or business forecasts, while preventing copying, screenshots, and screen sharing.

    Additional visionOS 26 features include:

    • More Apple Intelligence features — including updates to Image Playground — come to Apple Vision Pro. visionOS 26 also adds support for new languages: French, German, Italian, Japanese, Korean, and Spanish, along with support for English in Australia, Canada, India, Singapore, and the UK.2
    • Look to Scroll allows users to explore apps and websites using just their eyes. Users can customize the scroll speed, and developers can integrate Look to Scroll into their visionOS apps.
    • In the redesigned Control Center, features like Guest User, Focus, Travel Mode, and more are conveniently displayed in one view, letting users effortlessly manage their music, adjust their Environment settings, and connect to Mac Virtual Display.
    • Users can unlock their iPhone while wearing Apple Vision Pro, even in a fully immersive experience like an Environment. This feature can be enabled in Settings for Face ID-enabled iPhone models running iOS 26.3
    • visionOS 26 supports relaying calls from iPhone, so a user can now answer phone calls directly from Apple Vision Pro, or start a call from People View by selecting a contact’s phone number or clicking on a phone number in a web page.4
    • Home View now supports folders, letting users rearrange and group apps together.

    Availability

    All of these features are available for testing starting today through the Apple Developer Program at developer.apple.com. For more information, visit apple.com/os/visionos. Apple Intelligence requires Apple Vision Pro running visionOS 26 with Apple Intelligence enabled and Siri and device language set to the same supported language: English (Australia, Canada, India, Singapore, UK, U.S.), French (Canada, France), German, Italian, Japanese, Korean, and Spanish (Mexico, Spain). Features are subject to change. Some features may not be available in all languages or regions, and availability may vary due to local laws and regulations. Compatible hardware and software may be required.

    About Apple Apple revolutionized personal technology with the introduction of the Macintosh in 1984. Today, Apple leads the world in innovation with iPhone, iPad, Mac, AirPods, Apple Watch, and Apple Vision Pro. Apple’s six software platforms — iOS, iPadOS, macOS, watchOS, visionOS, and tvOS — provide seamless experiences across all Apple devices and empower people with breakthrough services including the App Store, Apple Music, Apple Pay, iCloud, and Apple TV+. Apple’s more than 150,000 employees are dedicated to making the best products on earth and to leaving the world better than we found it.

    1. Accessory sold separately.
    2. Image Playground is available in English (Australia, Canada, India, Singapore, UK, U.S.), French (Canada, France), German, Italian, Japanese, and Spanish (Mexico, Spain) when Apple Intelligence is enabled. Feature availability varies by region.
    3. Unlocking iPhone while wearing Apple Vision Pro requires both Apple Vision Pro and a Face ID-compatible iPhone signed in to the same Apple Account and running visionOS 26 and iOS 26 or later.
    4. Relaying cellular calls from iPhone to Apple Vision Pro requires visionOS 26 or later, and iOS 14 or later. Devices must be signed in to the same Apple Account, connected to the same Wi-Fi network, and within Bluetooth range with Bluetooth enabled.

    Press Contacts

    Andrea Schubert

    Apple

    a_schubert@apple.com

    Corey Nord

    Apple

    cnord2@apple.com

    Apple Media Helpline

    media.help@apple.com

    MIL OSI Global Banks

  • MIL-OSI Banking: Apple Intelligence gets even more powerful with new capabilities across Apple devices

    Source: Apple

    Headline: Apple Intelligence gets even more powerful with new capabilities across Apple devices

    June 9, 2025

    PRESS RELEASE

    Apple Intelligence gets even more powerful with new capabilities across Apple devices

    Developers can now access the Apple Intelligence on-device foundation model to power private, intelligent experiences within their apps

    CUPERTINO, CALIFORNIA Apple today announced new Apple Intelligence features that elevate the user experience across iPhone, iPad, Mac, Apple Watch, and Apple Vision Pro. Apple Intelligence unlocks new ways for users to communicate with features like Live Translation; do more with what’s on their screen with updates to visual intelligence; and express themselves with enhancements to Image Playground and Genmoji.1 Additionally, Shortcuts can now tap into Apple Intelligence directly, and developers will be able to access the on-device large language model at the core of Apple Intelligence, giving them direct access to intelligence that is powerful, fast, built with privacy, and available even when users are offline. These Apple Intelligence features are available for testing starting today, and will be available to users with supported devices set to a supported language this fall.

    “Last year, we took the first steps on a journey to bring users intelligence that’s helpful, relevant, easy to use, and right where users need it, all while protecting their privacy. Now, the models that power Apple Intelligence are becoming more capable and efficient, and we’re integrating features in even more places across each of our operating systems,” said Craig Federighi, Apple’s senior vice president of Software Engineering. “We’re also taking the huge step of giving developers direct access to the on-device foundation model powering Apple Intelligence, allowing them to tap into intelligence that is powerful, fast, built with privacy, and available even when users are offline. We think this will ignite a whole new wave of intelligent experiences in the apps users rely on every day. We can’t wait to see what developers create.”

    Apple Intelligence features will be coming to eight more languages by the end of the year: Danish, Dutch, Norwegian, Portuguese (Portugal), Swedish, Turkish, Chinese (traditional), and Vietnamese.

    Live Translation Breaks Down Language Barriers

    For those moments when a language barrier gets in the way, Live Translation can help users communicate across languages when messaging or speaking. The experience is integrated into Messages, FaceTime, and Phone, and enabled by Apple-built models that run entirely on device, so users’ personal conversations stay personal.

    In Messages, Live Translation can automatically translate messages. If a user is making plans with new friends while traveling abroad, their message can be translated as they type, delivered in the recipient’s preferred language, and when they get a response, each message can be instantly translated.2 On FaceTime calls, a user can follow along with translated live captions while still hearing the speaker’s voice. And when on a phone call, the translation is spoken aloud throughout the conversation.3

    News Ways to Explore Creativity with Updates to Genmoji and Image Playground

    Genmoji and Image Playground provide users with even more ways to express themselves. In addition to turning a text description into a Genmoji, users can now mix together emoji and combine them with descriptions to create something new. When users make images inspired by family and friends using Genmoji and Image Playground, they have the ability to change expressions or adjust personal attributes, like hairstyle, to match their friend’s latest look.

    In Image Playground, users can tap into brand-new styles with ChatGPT, like an oil painting style or vector art. For moments when users have a specific idea in mind, they can tap Any Style and describe what they want. Image Playground sends a user’s description or photo to ChatGPT and creates a unique image. Users are always in control, and nothing is shared with ChatGPT without their permission.

    Visual Intelligence Helps Users Search and Take Action

    Building on Apple Intelligence, visual intelligence extends to a user’s iPhone screen so they can search and take action on anything they’re viewing across their apps.

    Visual intelligence already helps users learn about objects and places around them using their iPhone camera, and it now enables users to do more, faster, with the content on their iPhone screen. Users can ask ChatGPT questions about what they’re looking at on their screen to learn more, as well as search Google, Etsy, or other supported apps to find similar images and products. If there’s an object a user is especially interested in, like a lamp, they can highlight it to search for that specific item or similar objects online.

    Visual intelligence also recognizes when a user is looking at an event and suggests adding it to their calendar.4 Apple Intelligence then extracts the date, time, and location to prepopulate these key details into an event.

    Users can access visual intelligence for what’s on their screen by simply pressing the same buttons used to take a screenshot. Users will have the choice to save or share their screenshot, or explore more with visual intelligence.

    Apple Intelligence Expands to Fitness on Apple Watch

    Workout Buddy is a first-of-its-kind workout experience on Apple Watch with Apple Intelligence that incorporates a user’s workout data and fitness history to generate personalized, motivational insights during their session.5

    To offer meaningful inspiration in real time, Workout Buddy analyzes data from a user’s current workout along with their fitness history, based on data like heart rate, pace, distance, Activity rings, personal fitness milestones, and more. A new text-to-speech model then translates insights into a dynamic generative voice built using voice data from Fitness+ trainers, so it has the right energy, style, and tone for a workout. Workout Buddy processes this data privately and securely with Apple Intelligence.

    Workout Buddy will be available on Apple Watch with Bluetooth headphones, and requires an Apple Intelligence-supported iPhone nearby. It will be available starting in English, across some of the most popular workout types: Outdoor and Indoor Run, Outdoor and Indoor Walk, Outdoor Cycle, HIIT, and Functional and Traditional Strength Training.

    Apple Intelligence On-Device Model Now Available to Developers

    Apple is opening up access for any app to tap directly into the on-device foundation model at the core of Apple Intelligence.

    With the Foundation Models framework, app developers will be able to build on Apple Intelligence to bring users new experiences that are intelligent, available when they’re offline, and that protect their privacy, using AI inference that is free of cost. For example, an education app can use the on-device model to generate a personalized quiz from a user’s notes, without any cloud API costs, or an outdoors app can add natural language search capabilities that work even when the user is offline.

    The framework has native support for Swift, so app developers can easily access the Apple Intelligence model with as few as three lines of code. Guided generation, tool calling, and more are all built into the framework, making it easier than ever to implement generative capabilities right into a developer’s existing app.

    Shortcuts Get More Intelligent

    Shortcuts are now more powerful and intelligent than ever. Users can tap into intelligent actions, a whole new set of shortcuts enabled by Apple Intelligence. Users will see dedicated actions for features like summarizing text with Writing Tools or creating images with Image Playground.

    Now users will be able to tap directly into Apple Intelligence models, either on-device or with Private Cloud Compute, to generate responses that feed into the rest of their shortcut, maintaining the privacy of information used in the shortcut. For example, a student can build a shortcut that uses the Apple Intelligence model to compare an audio transcription of a class lecture to the notes they took, and add any key points they may have missed. Users can also choose to tap into ChatGPT to provide responses that feed into their shortcut.

    Additional New Features

    Apple Intelligence is even more deeply integrated into the apps and experiences that users rely on every day:

    • The most relevant actions in an email, website, note, or other content can now be identified and automatically categorized in Reminders.
    • Apple Wallet can now identify and summarize order tracking details from emails sent from merchants or delivery carriers. This works across all of a user’s orders, giving them the ability to see their full order details, progress notifications, and more, all in one place.
    • Users can create a poll for anything in Messages, and with Apple Intelligence, Messages can detect when a poll might come in handy and suggest one. In addition, Backgrounds in the Messages app lets a user personalize their chats with stunning designs, and they can create unique backgrounds that fit their conversation with Image Playground.

    These features build on a wide range of Apple Intelligence capabilities that are already available to users:

    • Writing Tools can help users rewrite, proofread, and summarize the text they have written. And with Describe Your Change, users can describe a specific change they want to apply to their text, like making a dinner party invite read like a poem.
    • Clean Up in Photos allows users to remove distracting elements while staying true to the moment as they intended to capture it.
    • Visual intelligence builds on Apple Intelligence and helps users learn about objects and places around them instantly.
    • Genmoji allow users to create their own emoji by typing a description. And just like emoji, they can be added inline to messages, or shared as a sticker or reaction in a Tapback.
    • Image Playground gives users a way to create playful images in moments, with concepts like themes, costumes, accessories, and places. And they can add their own text descriptions, and create images in the likeness of a family member or friend using photos from their photo library.
    • Image Wand can transform a rough sketch into a polished image that complements a user’s notes.
    • Mail summaries give users a way to view key details for an email or long thread by simply tapping or clicking Summarize.
    • Smart Reply provides users with suggestions for a quick response in Mail and Messages.
    • Siri is more natural and helpful, with the option to type to Siri and tap into its product knowledge about the features and settings on Apple products; Siri can also follow along if a user stumbles over their words, and maintain context from one request to the next.
    • Access to ChatGPT is integrated in Writing Tools and Siri, giving users the option to tap into ChatGPT’s image- and document-understanding capabilities without needing to jump between tools.
    • Natural language search in Photos makes it easier for users to find a photo or video by simply describing it.
    • Users can create a memory movie in Photos by typing a description.
    • Summaries of audio transcriptions in Notes are automatically generated to surface important information at a glance.
    • Users can generate summaries of call transcriptions to highlight important details.
    • Priority Messages, a section at the top of the inbox in Mail, shows the most urgent emails, like a same-day invitation to lunch or a boarding pass.
    • Priority Notifications appear at the top of a user’s notifications, highlighting important notifications that may require immediate attention.
    • Notification summaries give users a way to scan long or stacked notifications and provide key details right on the Lock Screen.
    • Previews in Mail and Messages show users a brief summary of key information without needing to open a message.
    • The Reduce Interruptions Focus surfaces only the notifications that might need immediate attention.

    A Breakthrough for Privacy in AI

    Designed to protect users’ privacy at every step, Apple Intelligence uses on-device processing, meaning that many of the models that power it run entirely on device. For requests that require access to larger models, Private Cloud Compute extends the privacy and security of iPhone into the cloud to unlock even more intelligence so a user’s data is never stored or shared with Apple; it is used only to fulfill their request. Independent experts can inspect the code that runs on Apple silicon servers to continuously verify this privacy promise, and are already doing so. This is an extraordinary step forward for privacy in AI.

    Availability

    All of these new features are available for testing starting today through the Apple Developer Program at developer.apple.com, and a public beta will be available through the Apple Beta Software Program next month at beta.apple.com. Users who enable Apple Intelligence on supported devices set to a supported language will have access this fall, including all iPhone 16 models, iPhone 15 Pro, iPhone 15 Pro Max, iPad mini (A17 Pro), and iPad and Mac models with M1 and later, with Siri and device language set to the same supported language: English, French, German, Italian, Portuguese (Brazil), Spanish, Japanese, Korean, or Chinese (simplified). More languages will be coming by the end of this year: Danish, Dutch, Norwegian, Portuguese (Portugal), Swedish, Turkish, Chinese (traditional), and Vietnamese. Some features may not be available in all languages or regions, and availability may vary due to local laws and regulations. For more details, visit apple.com/apple-intelligence.

    About Apple Apple revolutionized personal technology with the introduction of the Macintosh in 1984. Today, Apple leads the world in innovation with iPhone, iPad, Mac, AirPods, Apple Watch, and Apple Vision Pro. Apple’s six software platforms — iOS, iPadOS, macOS, watchOS, visionOS, and tvOS — provide seamless experiences across all Apple devices and empower people with breakthrough services including the App Store, Apple Music, Apple Pay, iCloud, and Apple TV+. Apple’s more than 150,000 employees are dedicated to making the best products on earth and to leaving the world better than we found it.

    1. Genmoji and Image Playground are available in English, French, German, Italian, Portuguese (Brazil), Spanish, and Japanese.
    2. Live Translation in Messages supports English (U.S., UK), French (France), German, Italian, Japanese, Korean, Portuguese (Brazil), Spanish (Spain), and Chinese (simplified).
    3. Live Translation in Phone and FaceTime is available for one-on-one calls in English (U.S., UK), French (France), German, Portuguese (Brazil), and Spanish (Spain).
    4. The ability to add an event to Calendar with visual intelligence is available in English on all iPhone 16 models, iPhone 15 Pro, and iPhone 15 Pro Max.
    5. Workout Buddy will be available on Apple Watch Series 6 or later, Apple Watch SE (2nd generation), and Apple Watch Ultra and Ultra 2 with an Apple Intelligence-supported iPhone starting in English.

    Press Contacts

    Nadine Haija

    Apple

    nhaija@apple.com

    Anna Tabet

    Apple

    atabet@apple.com

    Apple Media Helpline

    media.help@apple.com

    MIL OSI Global Banks

  • MIL-OSI Banking: Apple introduces a delightful and elegant new software design

    Source: Apple

    Headline: Apple introduces a delightful and elegant new software design

    June 9, 2025

    PRESS RELEASE

    Apple introduces a delightful and elegant new software design

    A universal design across platforms brings more focus to content and a new level of vitality while maintaining the familiarity of Apple’s software

    CUPERTINO, CALIFORNIA Apple today previewed a beautiful new software design that makes apps and system experiences more expressive and delightful while being instantly familiar. It’s crafted with a new material called Liquid Glass. This translucent material reflects and refracts its surroundings, while dynamically transforming to help bring greater focus to content, delivering a new level of vitality across controls, navigation, app icons, widgets, and more. For the very first time, the new design extends across platforms — iOS 26, iPadOS 26, macOS Tahoe 26, watchOS 26, and tvOS 261 — to establish even more harmony while maintaining the distinct qualities that make each unique.

    “At Apple, we’ve always believed in the deep integration of hardware and software that makes interacting with technology intuitive, beautiful, and delightful,” said Alan Dye, Apple’s vice president of Human Interface Design. “This is our broadest software design update ever. Meticulously crafted by rethinking the fundamental elements that make up our software, the new design features an entirely new material called Liquid Glass. It combines the optical qualities of glass with a fluidity only Apple can achieve, as it transforms depending on your content or context. It lays the foundation for new experiences in the future and, ultimately, it makes even the simplest of interactions more fun and magical.”

    Introducing Liquid Glass: A New and Expressive Material

    Inspired by the depth and dimensionality of visionOS, the new design takes advantage of Apple’s powerful advances in hardware, silicon, and graphics technologies. The new material, Liquid Glass, is translucent and behaves like glass in the real world. Its color is informed by surrounding content and intelligently adapts between light and dark environments. Born out of a close collaboration between the design and engineering teams, Liquid Glass uses real-time rendering and dynamically reacts to movement with specular highlights. This creates a lively experience that makes using iPhone, iPad, Mac, Apple Watch, and Apple TV even more delightful.

    This gorgeous new material extends from the smallest elements users interact with every day — like buttons, switches, sliders, text, and media controls — to larger elements, including tab bars and sidebars for navigating apps. It also shines in system experiences, such as the Lock Screen, Home Screen, notifications, Control Center, and more.

    Updated App Designs 

    Driven by the goal of bringing greater focus to content that’s instantly familiar, Apple’s design team considered every aspect of Apple’s platforms to identify improvements that could be made across the board.

    Controls, toolbars, and navigation within apps have been redesigned. Previously configured for rectangular displays, they now fit perfectly concentric with the rounded corners of modern hardware and app windows — establishing greater harmony between hardware, software, and content. Controls are crafted out of Liquid Glass and act as a distinct functional layer that sits above apps. They give way to content and dynamically morph as users need more options or move between different parts of an app. And with thoughtful groupings, it’s easier for users to find the controls they need.

    Tab bars and sidebars have been redesigned with the same approach. In iOS 26, when users scroll, tab bars shrink to bring focus to the content while keeping navigation instantly accessible. The moment users scroll back up, tab bars fluidly expand. In iPadOS and macOS, updated sidebars make apps like Apple TV even more immersive. They refract the content behind them — while reflecting content and the user’s wallpaper from around them — which ensures users always have a sense of their context.

    These updated design elements apply across fresh new experiences in apps such as Camera, Photos, Safari, FaceTime, Apple Music, Apple News, and Apple Podcasts.

    An Enhanced Experience Across Platforms

    The new design extends across iOS, iPadOS, macOS, watchOS, and tvOS, with updates to system experiences like the Lock Screen, Home Screen, desktop, and Dock. To maintain the focus on the subject of photo wallpapers on the Lock Screen, the time is now crafted out of Liquid Glass and fluidly adapts to fit elegantly behind the subject.

    On the Home Screen and desktop, the Dock, app icons, and widgets have all been crafted from multiple layers of Liquid Glass. They look stunning, with specular highlights, and allow for greater personalization options while still maintaining the familiarity that users rely on. For example, in macOS Tahoe 26, users can customize the desktop and Dock with widgets and app icons that come to life in light or dark appearances, colorful new light and dark tints, as well as an elegant new clear look. And it’s made even better with a completely transparent menu bar that makes the Mac display feel even larger.

    Building Dynamic Apps

    For developers using SwiftUI, UIKit, and AppKit, an updated set of APIs make it easy to adopt the new design. By using Liquid Glass materials and the new and updated controls, developers have the opportunity to refresh the design of their apps to make every user interaction even more intuitive and delightful.

    About Apple Apple revolutionized personal technology with the introduction of the Macintosh in 1984. Today, Apple leads the world in innovation with iPhone, iPad, Mac, AirPods, Apple Watch, and Apple Vision Pro. Apple’s six software platforms — iOS, iPadOS, macOS, watchOS, visionOS, and tvOS — provide seamless experiences across all Apple devices and empower people with breakthrough services including the App Store, Apple Music, Apple Pay, iCloud, and Apple TV+. Apple’s more than 150,000 employees are dedicated to making the best products on earth and to leaving the world better than we found it.

    1. Available on Apple TV 4K (2nd generation and later).

    Press Contacts

    Norman Tan

    Apple

    norman.tan@apple.com

    Apple Media Helpline

    media.help@apple.com

    MIL OSI Global Banks

  • MIL-OSI Banking: Apple TV brings a beautiful redesign and enhanced home entertainment experience

    Source: Apple

    Headline: Apple TV brings a beautiful redesign and enhanced home entertainment experience

    June 9, 2025

    UPDATE

    Apple TV brings a beautiful redesign and an enhanced entertainment experience to the home

    tvOS 26 elevates the Apple TV design featuring Liquid Glass, along with updates to Sing in Apple Music with iPhone

    Apple today announced tvOS 26, making Apple TV even more immersive, enjoyable, and convenient. Featuring a stunning new design with Liquid Glass, tvOS 26 is designed to keep the focus on what’s playing so users never miss a moment. The Apple TV app also now showcases cinematic poster art that makes it fun and easy to discover what to play next. Enhancements to profile-switching and a streamlined way to log in to apps make it easier than ever to access entertainment, while updates to Apple Music Sing bring users new ways to enjoy singing along with friends using iPhone.

    Liquid Glass Comes to the Largest Screen in the Home

    The new design introduces a new material called Liquid Glass.1 It brings a vibrant look to Apple TV, delivering a fresh and expressive design that beautifully reflects and refracts its surroundings using real-time rendering. Interactions with the Apple TV app are also enhanced to create a more delightful and engaging experience while watching shows and movies. The new design keeps the content central to the viewing experience while fast-forwarding or rewinding, starting a sleep timer, adjusting audio, or setting a “Movie night” scene in Control Center.

    Easily Access Entertainment

    The Apple TV app is redesigned with beautiful new poster art that incorporates Liquid Glass, and allows more shows and movies to be displayed, enhancing how users discover entertainment.

    To quickly find personalized viewing recommendations, users will now have the choice to automatically display profiles when Apple TV wakes, allowing them to quickly get back to their recommendations and Watchlist in the TV app and playlists in Apple Music.

    Additionally, tvOS 26 introduces a new API for developers that links app logins to an Apple Account, making it effortless for users to sign in to their favorite apps, shows, and movies when setting up a new device.

    Take the Mic with Sing in Apple Music

    Sing-along sessions reach a new level of fun with tvOS 26, allowing users to transform iPhone into a handheld microphone for Apple TV and have their voices amplified as they belt out their favorite songs.2 Get the party started with friends, as everyone can jump in using their own iPhone to queue up songs or react with onscreen emoji. Accompanied by real-time lyrics and visual effects that light up the big screen, Sing in Apple Music is more engaging than ever, and with Lyrics Translation and Pronunciation, users can follow and sing along to an even wider variety of songs, even if they don’t know the language.3

    Stay Connected with FaceTime

    With tvOS 26, users can enjoy a more personalized FaceTime experience that’s consistent with iOS. Contact Posters on Apple TV make it easier and more personal by displaying a contact’s customized photo and name when starting a FaceTime call on Apple TV. Live Captions expand to include French, German, Japanese, Korean, Mandarin, and Spanish, enabling Apple TV to use on-device intelligence to display Live Captions for FaceTime conversations, so users can follow what’s being said in even more languages. Additionally, FaceTime audio and phone call notifications will appear onscreen for the active profile, allowing users to answer on connected HomePod speakers or their iPhone, and ensuring that communication with loved ones remains at the forefront.

    Additional updates coming to Apple TV:

    • Enjoy breathtaking landscapes with new Aerial screen savers captured across India, including in Goa and Kerala.
    • Personalize the screen saver experience by choosing specific Cityscape, Earth, Landscape, or Underwater Aerials to display — or hide.
    • Designate any AirPlay-enabled speaker as the permanent speaker for Apple TV.

    Availability

    All of these features are available for testing starting today through the Apple Developer Program at developer.apple.com, and a public beta will be available through the Apple Beta Software Program next month at beta.apple.com. New software features will be available this fall as a free software update. For more information, visit apple.com/tv-home and apple.com/apple-tv-4k/#whats-new. Features are subject to change. Some features may not be available in all languages or regions, and availability may vary due to local laws and regulations. For more information about availability, visit apple.com.

    1. Available on Apple TV 4K (2nd generation and later).
    2. Available on iPhone 11 and later with Apple TV 4K (3rd generation) running the latest operating system software.
    3. Lyrics Translation available for select songs in the following languages: English to Chinese (simplified), English to Japanese, Korean to Chinese (simplified), Korean to English, Korean to Japanese, and Spanish to English. Lyrics Pronunciation available for select songs in the following scripts: Cantonese to Jyutping, Chinese (simplified) to Pinyin, Chinese (traditional) to Pinyin, Hindi to Romanized Hindi, Japanese to Romanized Japanese, Korean to Katakana, Korean to Romanized Korean, and Punjabi to Romanized Punjabi.

    Press Contacts

    Zachary Kizer

    Apple

    z_kizer@apple.com

    Emily Ewing

    Apple

    e_ewing@apple.com

    Apple Media Helpline

    media.help@apple.com

    MIL OSI Global Banks

  • MIL-OSI Banking: macOS Tahoe 26 makes the Mac more capable, productive, and intelligent than ever

    Source: Apple

    Headline: macOS Tahoe 26 makes the Mac more capable, productive, and intelligent than ever

    June 9, 2025

    PRESS RELEASE

    macOS Tahoe 26 makes the Mac more capable, productive, and intelligent than ever

    Introducing a stunning new design, more Continuity experiences with the Phone app and Live Activities, the biggest update to Spotlight ever, and expanded Apple Intelligence capabilities

    CUPERTINO, CALIFORNIA Apple today previewed the next major macOS release — macOS Tahoe 26 — which introduces a stunning new design and powerful capabilities that enable users to get even more done. With the new design, iconic elements of macOS will feel more expressive, delightful, and personal while remaining instantly familiar, including the desktop, Dock, in-app navigation, and toolbars. Users can further personalize the experience with an updated Control Center and new color options for folders, app icons, and widgets. Continuity gets even better with the Phone app arriving on Mac, so users can access familiar features from iPhone — including Recents, Contacts, and Voicemails — and new ones like Call Screening1 and Hold Assist.2 And with Live Activities from iPhone, users can stay on top of things happening in real time, like an upcoming flight, right on their Mac. Spotlight gets its biggest update ever, allowing users to now directly execute hundreds of actions — like sending an email or creating a note — and take advantage of all-new browsing experiences to get to content faster.

    Apple Intelligence expands with powerful new features that elevate the Mac experience further, while protecting privacy at every step. Live Translation helps users easily communicate across languages, translating text and audio. Genmoji and Image Playground offer new options for creativity.3 Shortcuts get even more powerful with intelligent actions and the ability to now tap directly into Apple Intelligence models to automate complex tasks.

    “macOS is the heart and soul of the Mac, and with Tahoe, we’re building on what users love most. Whether you’re a power user or just getting started on Mac, there’s something for everyone, with even more features to turbocharge productivity and make working across Mac and iPhone more seamless than ever before,” said Craig Federighi, Apple’s senior vice president of Software Engineering. “With its gorgeous new design, amazing Continuity experiences, powerful enhancements to Spotlight, more intelligent shortcuts, and updates to Apple Intelligence, the Mac experience is better than ever.”

    A Gorgeous New Design

    The gorgeous new design enhances the Mac experience in new ways, while maintaining the familiarity of macOS. It is crafted with Liquid Glass, a translucent new material that reflects and refracts its surroundings. The Dock, sidebars, and toolbars have been refined, bringing greater focus to a user’s content. The menu bar is now completely transparent, making the display feel even larger. There are more ways to customize what controls appear in the menu bar and Control Center, along with how they’re laid out. The new design also unlocks more personalization on the Mac. App icons come to life in light or dark appearances, colorful new light and dark tints, as well as an elegant new clear look. Users can also change the colors of folders and add a symbol or emoji to give them a unique identity. And when combined with personalized wallpapers and theme colors, it’s easier than ever to make Mac a seamless extension of a user’s style.

    New Continuity Experiences with the Phone App and Live Activities

    The Phone app arrives on Mac thanks to Continuity, which lets users relay cellular calls from their nearby iPhone. The Phone app on Mac has the familiar features of the Phone app on iPhone — including Recents, Favorites, and Voicemails — and the latest updates like Call Screening and Hold Assist. Call Screening automatically answers calls from unknown numbers and asks the caller for information so a user can decide whether or not to answer. And when a user is stuck on hold, Hold Assist allows them to keep their spot in line while they wait for a live agent, so users can continue working on their Mac.

    Live Activities from a user’s nearby iPhone will now appear in the menu bar on their Mac so they can stay on top of things happening in real time, like an upcoming Uber ride, flight, or live sports score. When clicking on a Live Activity, the app opens in iPhone Mirroring to show more information so users can take action right from their Mac.

    The Biggest Update Ever to Spotlight

    Spotlight, the central place to search for things on Mac, makes finding what users are looking for easier than ever, and provides users with all-new ways to take action. During a search, all results — including files, folders, events, apps, messages, and more — are now listed together and ranked intelligently based on relevance to the user. New filtering options rapidly narrow searches to exactly what a user is looking for, like PDFs or Mail messages. Spotlight can also surface results for documents stored on third-party cloud drives. And when a user doesn’t know exactly what they’re searching for, Spotlight’s new browse views make it easy to scan through their apps, files, clipboard history, and more.

    Users can now take hundreds of actions directly from Spotlight — like sending an email, creating a note, or playing a podcast — without jumping between apps. Users can take actions from both Apple apps and apps built by developers, because any app can provide actions to Spotlight using the App Intents API. Users can also run shortcuts and perform actions from the menu bar in the app they’re currently working in, all without lifting their hands off the keyboard. Spotlight learns from users’ routines across the system and surfaces personalized actions, such as sending a message to a colleague a user regularly talks to. Additionally, Spotlight introduces quick keys, which are short strings of characters that get users right to the action they’re looking for.

    Brand-New Capabilities Powered by Apple Intelligence

    Apple Intelligence, the personal intelligence system that delivers helpful and relevant intelligence, gets even more capable while protecting users’ privacy at every step.

    • Seamless communication across language barriers with Live Translation: In Messages, Live Translation can automatically translate messages, so if a user is making plans with new friends while traveling abroad, their message can be translated as they type and delivered in the recipient’s preferred language. And when the user receives a response, each text can be instantly translated.4 On FaceTime, a user can follow along with translated live captions while still hearing the speaker’s voice. And when a user is on a call in the Phone app, their words are translated for the recipient as they speak.5 This is enabled by Apple-built models that run entirely on device, so conversations stay private.
    • Shortcuts get more intelligent: A whole new class of intelligent actions lets users create shortcuts that are more powerful than ever, including summarizing text with Writing Tools and creating images with Image Playground. And now users will be able to tap directly into Apple Intelligence models, either on-device or with Private Cloud Compute, to generate responses that feed into the rest of their shortcut, maintaining the privacy of information used. For example, a student can build a shortcut that uses Apple Intelligence models to compare an audio transcription of a class lecture to the notes they took, and add any key points they may have missed. Users can also choose to tap into ChatGPT for its broad world knowledge and expertise. Additionally, users can now run shortcuts automatically on macOS, such as at a specific time of day, or when taking a specific action like saving a file to a folder or connecting a display.
    • Updates to Genmoji and Image Playground: macOS Tahoe brings new ways to create Genmoji, giving users the ability to start with existing emoji and descriptions, modify personal attributes like hair length or accessories, and select expressions based on the moment. Users will also have more control of personal attributes and expressions in Image Playground, and can tap into brand-new styles with ChatGPT, like an oil painting style or vector art. For moments when users have a specific idea in mind, they can tap Any Style and describe exactly what they want.
    • Increased productivity with Reminders: Apple Intelligence can review an email, website, note, or other content on Mac to find the most relevant action items. And users can also choose to use Apple Intelligence to automatically categorize Reminders into sections to make them more manageable.

    New Apple Games App, Game Overlay, and More Titles

    macOS Tahoe introduces Apple Games, a dedicated app that gives players a home for all their games, making it easier to jump back into favorites, discover new games tailored just for them, and play with friends in whole new ways. With the new Game Overlay, players can conveniently adjust their system settings, chat with friends, or invite them to play, all without having to leave their game. Players can also turn on Low Power Mode, which extends gaming sessions and maximizes playtime on battery. For developers, macOS Tahoe introduces Metal 4, which brings even more advanced graphics and next-generation rendering technologies to games, like MetalFX Frame Interpolation and MetalFX Denoising, for smoother visuals and faster frame rates.

    Alongside these improvements, developers continue to deliver exciting new games on Mac, including upcoming titles like Crimson Desert and InZOI. Both games leverage powerful software technologies like MetalFX Upscaling to accelerate performance and deliver high-quality visuals, as well as take advantage of the M3 and M4 family of chips with ray tracing for a breathtaking experience. Additional titles on the way include Cyberpunk 2077, Cronos: The New Dawn, Architect: Land of Exiles, Lies of P: Overture, HITMAN World of Assassination, EVE Frontier, Where Winds Meet, and more.

    Additional features in macOS Tahoe include:

    • Safari, the world’s fastest browser,6 offers a fresh but familiar experience, featuring a rounded tab design that floats in the toolbar, along with a refreshed sidebar with new sections to help users more easily find saved content like iCloud Tabs and Saved. When compared to Chrome, Safari is 50 percent faster at loading frequently visited websites7 and offers up to four more hours of battery life when streaming video.8 And for even greater protection from trackers when browsing, Safari now offers advanced fingerprinting protection in all browsing by default.
    • The Messages app brings Backgrounds, Polls, and a redesigned details view that helps users easily navigate what has been shared in a conversation. Plus, it features typing indicators in groups to let participants know exactly who is going to chime in, as well as the ability to add new contacts easily right from the group chat and search with more natural language.
    • Journal comes to Mac, making it easy to capture and write about everyday moments and special events when inspiration strikes. On Mac, it’s easy to type long, thoughtful entries and view them on a map. Users can keep multiple journals for various aspects of life, which are all synced across Apple devices.
    • Photos has an updated design that includes beautiful Liquid Glass elements, enhancements for customization, easier workflows, and sidebar consistency with iPadOS. Pinned Collections now come to Mac, so users can access the collections they use most with a click on the sidebar. Users will also find new buttons to quickly access filtering and sorting options in all views, and the ability to customize the size of Collections tiles, so they can view their library just how they like.
    • On FaceTime, the reimagined landing page features beautiful Contact Posters of recent callers, Liquid Glass controls now float in the bottom right and recede to create more space, and a new More button lets users quickly access features like SharePlay and Live Translation.
    • Notes adds the ability to import and export a note into a markdown file, and support for capturing conversations in the Phone app as audio recordings with transcriptions.
    • Accessibility features include Magnifier on Mac, which enables users with low vision to zoom in on their surroundings using Continuity Camera on iPhone or attached USB cameras, apply image filters so items are easier to see or read, and even change perspective when viewing presentations or books from an angle. Additional features include Accessibility Reader, a new systemwide reading mode designed with accessibility in mind; an all-new Braille Access experience that offers a user-friendly interface for those with a connected braille display; and Vehicle Motion Cues, which helps reduce motion sickness in a moving vehicle.
    • With Passwords, users can easily reference changes they make to their accounts, including checking previous versions of passwords they save, along with details on when they were changed.

    Availability

    All of these features are available for testing starting today through the Apple Developer Program at developer.apple.com, and a public beta will be available through the Apple Beta Software Program next month at beta.apple.com. The release will be available as a free software update this fall. The Apple Intelligence features detailed require supported devices, which include all iPhone 16 models, iPhone 15 Pro, iPhone 15 Pro Max, iPad mini (A17 Pro), and iPad and Mac models with M1 and later that have Apple Intelligence enabled and Siri and device language set to the same supported language: English, French, German, Italian, Portuguese (Brazil), Spanish, Japanese, Korean, or Chinese (simplified). More languages will be coming by the end of this year: Danish, Dutch, Norwegian, Portuguese (Portugal), Swedish, Turkish, Chinese (traditional), and Vietnamese. For more information, visit apple.com/os/macos and apple.com/apple-intelligence. Features are subject to change. Some features may not be available in all languages or regions, and availability may vary due to local laws and regulations. For more information about availability, visit apple.com.

    About Apple Apple revolutionized personal technology with the introduction of the Macintosh in 1984. Today, Apple leads the world in innovation with iPhone, iPad, Mac, AirPods, Apple Watch, and Apple Vision Pro. Apple’s six software platforms — iOS, iPadOS, macOS, watchOS, visionOS, and tvOS — provide seamless experiences across all Apple devices and empower people with breakthrough services including the App Store, Apple Music, Apple Pay, iCloud, and Apple TV+. Apple’s more than 150,000 employees are dedicated to making the best products on earth and to leaving the world better than we found it.

    1. Call Screening supports Cantonese (China mainland, Hong Kong, Macao), English (U.S., Australia, Canada, India, Ireland, New Zealand, Puerto Rico, Singapore, South Africa, UK), French (Canada, France), German (Germany), Japanese (Japan), Korean (Korea), Mandarin Chinese (China mainland, Taiwan, Macao), Portuguese (Brazil), and Spanish (U.S., Mexico, Puerto Rico, Spain).
    2. Hold Assist will be available in English (U.S.), English (Canada), English (UK), English (Singapore), English (Australia), English (India), French (France), Spanish (U.S.), Spanish (Mexico), Spanish (Spain), German (Germany), Portuguese (Brazil), Japanese (Japan), and Mandarin Chinese (mainland China).
    3. Genmoji and Image Playground are available in English, French, German, Italian, Portuguese (Brazil), Spanish, and Japanese.
    4. Live Translation in Messages supports English (U.S., UK), French (France), German, Italian, Japanese, Korean, Portuguese (Brazil), Spanish (Spain), and Chinese (simplified).
    5. Live Translation in Phone and FaceTime is available for one-on-one calls in English (U.S., UK), French (France), German, Portuguese (Brazil), and Spanish (Spain).
    6. Testing conducted by Apple in May 2025 using JetStream 2.2, MotionMark 1.3.1, and Speedometer 3.1 performance benchmarks. Tested with prerelease Safari 26.0 and latest stable versions of Chrome, Microsoft Edge, and Firefox at the time of testing on: 15-inch MacBook Air systems with Apple M4 and prerelease macOS Tahoe, and Intel Core Ultra 9-based PC systems with Intel Arc Graphics and Windows 11 Home; iPad Pro 13-inch (M4) units with prerelease iPadOS 26.0, and Intel Core Ultra 7-based PC systems with Intel Arc Graphics and Windows 11 Pro; and iPhone 16 Pro Max with prerelease iOS 26.0, and Qualcomm Snapdragon 8 Elite-based smartphones with Android 15. Devices tested with a WPA2 Wi-Fi network connection. Performance will vary based on usage, system configuration, network connection, and other factors.
    7. Testing conducted by Apple in May 2025 by measuring page load performance of snapshot versions of 10 popular websites under simulated network conditions. Tested on production 15-inch MacBook Air systems with Apple M4, 16GB of RAM, 256GB SSD, and prerelease macOS Tahoe. Tested with prerelease Safari 26.0 and Chrome v136.0.7103.93. Performance will vary based on usage, system configuration, network connection, and other factors.
    8. Testing conducted by Apple in May 2025 on production 15-inch MacBook Air systems with Apple M4, 16GB of RAM, 256GB SSD, and prerelease macOS Tahoe. Systems tested with WPA2 Wi-Fi network connection while running on battery power, with display brightness set to 8 clicks from bottom and keyboard backlight off. Video streaming tested with 1080p content on prerelease Safari 26.0 and Chrome v136.0.7103.93. Not all features are available on all devices. Battery life varies by use and configuration. See apple.com/batteries for more information.

    Press Contacts

    Michelle Del Rio

    Apple

    mr_delrio@apple.com

    Starlayne Meza

    Apple

    starlayne_meza@apple.com

    Apple Media Helpline

    media.help@apple.com

    MIL OSI Global Banks

  • MIL-OSI Banking: watchOS 26 delivers more personalized ways to stay active and connected

    Source: Apple

    Headline: watchOS 26 delivers more personalized ways to stay active and connected

    June 9, 2025

    PRESS RELEASE

    watchOS 26 delivers more personalized ways to stay active, healthy, and connected

    A new software design makes using Apple Watch even more delightful, Workout Buddy brings a first-of-its-kind workout experience with Apple Intelligence, and the Smart Stack and Messages are more intelligent

    CUPERTINO, CALIFORNIA Apple today previewed watchOS 26, offering a beautiful new look and even more intelligence for a more personalized experience, to support users in staying active, healthy, and connected. A new design with Liquid Glass makes features like the Smart Stack, Control Center, the Photos watch face, and in-app navigation and controls more expressive, while maintaining the instant familiarity of watchOS. Apple Intelligence enhances the fitness experience with Workout Buddy, which provides personalized, spoken motivation. The Workout app features a new layout, and offers music to listen to based on a user’s tastes and the workout type. watchOS 26 makes everyday interactions even more convenient with Smart Stack hints and updates to Messages, and introduces a new one-handed wrist flick gesture to easily dismiss notifications.

    “Apple Watch is an indispensable companion for millions of people around the world, and watchOS 26 uses intelligence to offer an even more personalized experience,” said David Clark, Apple’s senior director of watchOS Engineering. “From a gorgeous new design, to Workout Buddy with Apple Intelligence, personalized music suggestions in the Workout app, and more intelligence in the Smart Stack and Messages, we’re excited about the many ways watchOS 26 will support each user in staying active, healthy, connected, and safe throughout their day.”

    A Beautiful New Design

    A gorgeous new software design with Liquid Glass brings a fresh look to watchOS 26. Across apps, this new design enables a vibrant and expressive experience that reflects and refracts content using real-time rendering, which brings even more focus to content and makes using Apple Watch even more delightful. Smart Stack widgets, Smart Stack hints, notifications, Control Center, and in-app controls and navigation will adopt the new design. The popular Photos watch face is enhanced with numerals made of Liquid Glass, allowing users to see even more of their photo.

    Apple Intelligence Comes to Fitness with Workout Buddy

    Workout Buddy is a first-of-its-kind fitness experience with Apple Intelligence that incorporates a user’s workout data and their fitness history to generate personalized, motivational insights during their session, based on data like heart rate, pace, distance, Activity rings, personal fitness milestones, and more.

    For example, as a user starts a run, Workout Buddy will give a personalized pep talk that may remind them of their running mileage for the week so far, or share how they are doing against their Activity ring goals: “Way to get out for your run this Wednesday morning. You’re 18 minutes away from closing your Exercise ring. So far this week, you’ve run 6 miles. You’re going to add to that today.”

    During the workout, Workout Buddy can mark key moments like their mile splits, or tell them if they hit a new milestone based on their fitness history: “Mile four. You picked up the pace and ran that last one in 8 minutes and 28 seconds.” “Hey, check this out. Your total running distance for the year just crossed the 200-mile mark! That’s a lot of running!”

    When a user ends a workout, Workout Buddy will recap their workout stats and congratulate them on their achievements: “Way to get your workout in! You went 4.3 miles in just over 38 minutes. Your average pace was 8 minutes and 58 seconds, and your average heart rate was 128. That was your longest run of the last 28 days. What will you do next?”

    To offer meaningful inspiration in real time, Workout Buddy analyzes data privately and securely, with Apple Intelligence. A new text-to-speech model then translates insights into a dynamic generative voice built using voice data from Fitness+ trainers, so it has the right energy, style, and tone for a workout.

    Workout Buddy will be available on Apple Watch with Bluetooth headphones, and requires an Apple Intelligence-supported iPhone nearby. It will be available starting in English, across some of the most popular workout types: Outdoor and Indoor Run, Outdoor and Indoor Walk, Outdoor Cycle, HIIT, and Functional and Traditional Strength Training.

    Additional Updates to the Workout Experience

    The Workout app is one of the most popular apps on Apple Watch, and in watchOS 26, it debuts the biggest update to its layout and navigation since its introduction. Four new buttons in the corners of the app make it easier for users to access their favorite features to customize workouts, like Workout Views, Custom Workout, Pacer, Race Route, and more.

    To add inspiration, users can set up music and podcasts right in the Workout app to automatically play when they start a workout. For users’ convenience, Apple Music can now select the best playlist for a user’s workout based on the workout type and their personal tastes.1 Alternatively, users can see suggestions for playlists or podcasts based on what they’ve recently listened to during that particular workout type.

    The Smart Stack Becomes Even More Proactive

    The Smart Stack is designed to help users quickly access important information from any watch face. In watchOS 26, the Smart Stack improves its prediction algorithms by incorporating more contextual data, sensor data, and data from a user’s routine to provide Smart Stack hints, a proactive prompt for actionable suggestions that are immediately useful. Made of Liquid Glass, Smart Stack hints will appear on the display as a gentle visual prompt. For example, a hint for Backtrack may appear when a user is in a remote location with no connectivity, or a hint for a Pilates workout may show up when a user arrives at a studio location at their usual time.

    Added Convenience in Messages

    Apple Watch now supports Live Translation in Messages with Apple Intelligence, allowing incoming texts to be automatically translated into a user’s preferred language, right on their wrist.2 And when the user responds, their texts can be instantly translated for the person they’re having a conversation with. Live Translation will be available on Apple Watch Series 9, Apple Watch Series 10, and Apple Watch Ultra 2, with an Apple Intelligence-supported iPhone.

    Additionally, for users whose device language is set to English, Apple Watch will intelligently suggest relevant actions in Messages using the context of a conversation, like starting a Check In when a friend asks a user to share when they arrive home, or using Apple Cash when a user is asked to contribute to a group gift. Customizable Backgrounds set on iPhone will also appear on Apple Watch to make conversations feel more personal and distinct, and users can respond to polls right on their wrist. Smart Replies get even more precise for users whose device language is set to English, with an improved on-device language model that can generate relevant responses based on the content of a conversation.3

    Notifications Are Easier to Manage

    Notifications are even easier to manage with a simple wrist flick gesture on Apple Watch Series 9, Apple Watch Series 10, and Apple Watch Ultra 2. When a user raises their wrist to check a notification but isn’t ready to respond, they can quickly turn their wrist over and back to dismiss the notification. The wrist flick gesture can be used to dismiss notifications and incoming calls, silence timers and alarms, and return to the watch face. It uses the accelerometer and the gyroscope — along with a machine learning model — to analyze a user’s wrist movement. Wrist flick joins the double tap gesture to allow users to do even more on Apple Watch with only one hand, for times when the user’s other hand is occupied, such as when walking the dog, cooking, or holding a cup of coffee.

    Apple Watch can also now automatically adjust the speaker volume based on the ambient noise in a user’s surroundings for notifications, timers, alarms, incoming calls, and Siri, allowing them to stay connected without worrying about disturbing those around them.

    Additional updates in watchOS 26:

    • The Notes app comes to Apple Watch, allowing users to access their notes right on their wrist. Users can also pin and unlock notes, complete checklist items, and create new notes with Siri, dictation, and the keyboard.
    • Hold Assist and Call Screening come to the Phone app, when an iPhone is nearby. When a user is waiting for a live agent, Hold Assist recognizes once a live agent is available and notifies the user to return to the call.4 Call Screening helps users manage incoming phone calls from unknown numbers more efficiently by collecting a name and reason for the call before their phone rings, so they can make an informed decision on whether to pick up, decline the call, or ask for more information.5
    • For users who are deaf or hard of hearing, Live Listen controls come to Apple Watch with a new set of features, including real-time Live Captions of what their iPhone hears on a paired Apple Watch while listening to the audio.6 Apple Watch serves as a remote control to start or stop Live Listen sessions on a paired iPhone, or jump back into a session to capture something that may have been missed.
    • The Photos face will now shuffle images based on Featured content from Photos, so users can see images of their most meaningful moments every time they raise their wrist or tap the display.
    • Users can now explore and discover watch faces more easily with the redesigned watch face gallery on Apple Watch and in the Watch app on iPhone, with faces grouped into collections.

    New Tools for Developers

    Developers are able to take advantage of new APIs in watchOS 26 across design, the Smart Stack, and more. Developers can use new SwiftUI APIs to adopt the beautiful new design materials of watchOS 26. With the Control Widget API, developers can create custom controls to be added to the Control Center, Action Button, or Smart Stack widget, and the Smart Stack Relevance API allows third-party widgets to be added to the Smart Stack with new signals like Points of Interest, with user permission to incorporate location data. For example, the Smart Stack can intelligently show a widget for Slopes when users arrive at a ski resort with improved location APIs, and now Dark Noise can add a custom control to Control Center so users can easily turn on a sleep soundscape without picking up their iPhone.

    Availability

    All of these features are available for testing starting today through the Apple Developer Program at developer.apple.com, and a public beta will be available through the Apple Beta Software Program next month at beta.apple.com. watchOS 26 will be available this fall as a free software update for Apple Watch Series 6 or later, Apple Watch SE (2nd generation), and all Apple Watch Ultra models, paired with iPhone 11 or later, running iOS 26. The Apple Intelligence features detailed require supported devices, which include all iPhone 16 models, iPhone 15 Pro, and iPhone 15 Pro Max that have Apple Intelligence enabled and Siri and device language set to the same supported language. Features are subject to change. Some features may not be available in all languages or regions, and availability may vary due to local laws and regulations. For more information about availability, visit apple.com.

    About Apple Apple revolutionized personal technology with the introduction of the Macintosh in 1984. Today, Apple leads the world in innovation with iPhone, iPad, Mac, AirPods, Apple Watch, and Apple Vision Pro. Apple’s six software platforms — iOS, iPadOS, macOS, watchOS, visionOS, and tvOS — provide seamless experiences across all Apple devices and empower people with breakthrough services including the App Store, Apple Music, Apple Pay, iCloud, and Apple TV+. Apple’s more than 150,000 employees are dedicated to making the best products on earth and to leaving the world better than we found it.

    1. Apple Music subscription is required for automatic music selection.
    2. Live Translation in Messages will be available on Apple Watch Series 9, Apple Watch Series 10, and Apple Watch Ultra 2 when paired with an Apple Intelligence-enabled iPhone. Live Translation in Messages supports English (U.S., UK), French (France), German, Italian, Japanese, Korean, Portuguese (Brazil), Spanish (Spain), and Chinese (simplified).
    3. Updates to Smart Replies will be available on Apple Watch Series 9, Apple Watch Series 10, and Apple Watch Ultra 2.
    4. Hold Assist requires iPhone nearby, and supports English (U.S., Australia, Canada, India, Singapore, UK), French (France), German (Germany), Japanese, Mandarin Chinese (China mainland), Portuguese (Brazil), and Spanish (U.S., Mexico, Spain).
    5. Call Screening requires iPhone nearby, and supports Cantonese (China mainland, Hong Kong, Macao), English (U.S., Australia, Canada, India, Ireland, New Zealand, Puerto Rico, Singapore, South Africa, UK), French (Canada, France), German (Germany), Japanese, Korean, Mandarin Chinese (China mainland, Macao, Taiwan), Portuguese (Brazil), and Spanish (U.S., Mexico, Puerto Rico, Spain).
    6. Live Captions support English (U.S., Australia, Canada, India, Singapore, UK), German (Germany), French (Canada, France), Spanish (U.S., Mexico, Spain), Japanese, Korean, Mandarin Chinese (China mainland), and Cantonese (China mainland, Hong Kong).

    Press Contacts

    Nikki Rothberg

    Apple

    nrothberg@apple.com

    Clare Varellas

    Apple

    cvarellas@apple.com

    Apple Media Helpline

    media.help@apple.com

    MIL OSI Global Banks

  • MIL-OSI Banking: Apple elevates the iPhone experience with iOS 26

    Source: Apple

    Headline: Apple elevates the iPhone experience with iOS 26

    June 9, 2025

    PRESS RELEASE

    Apple elevates the iPhone experience with iOS 26

    The release delivers a stunning new design, powerful Apple Intelligence capabilities, new ways to stay connected in the Phone and Messages apps, and exciting updates to CarPlay, Apple Music, Maps, and Wallet

    CUPERTINO, CALIFORNIA Apple today previewed iOS 26, a major update that brings a beautiful new design, intelligent experiences, and improvements to the apps users rely on every day. The new design provides a more expressive and delightful experience across the system while maintaining the instant familiarity of iOS. Integrated throughout the system and built with privacy from the ground up, Apple Intelligence gets even more capable. Updates to the Phone and Messages apps help users stay connected while eliminating distractions like unwanted calls. iOS 26 also introduces new features in CarPlay, Apple Music, Maps, and Wallet, as well as Apple Games, a brand-new app that gives players a single destination for all their games.

    “iOS 26 shines with the gorgeous new design and meaningful improvements to the features users rely on every day, making iPhone even more helpful,” said Craig Federighi, Apple’s senior vice president of Software Engineering. “Experiences are more expressive and personal, from the Lock Screen and Home Screen, to new capabilities across Phone and Messages that help users focus on the connections that matter most. And with powerful new Apple Intelligence capabilities integrated across the system, users can get things done easier than ever.”

    A Beautiful New Look

    The new design makes apps and system experiences more expressive and delightful, while keeping iOS instantly familiar. It’s crafted with Liquid Glass — a new translucent material that reflects and refracts its surroundings, bringing greater focus to content, and delivering a new level of vitality across controls, navigation, app icons, widgets, and more. The new design extends to the Home Screen and Lock Screen, making them more personal and expressive than ever. Liquid Glass also brings new customization options to app icons and widgets, including a stunning clear look.

    On the Lock Screen, the time fluidly adapts to the available space in an image, and spatial scenes bring wallpapers to life with a 3D effect when users move iPhone. Updated design elements also deliver fresh experiences in apps. A simplified, streamlined Camera layout helps users keep their attention on the moment they’re capturing, and the Photos app is updated to feature separate tabs for Library and Collections views. In Safari, web pages flow from the top edge to the bottom of the screen, enabling users to see more of the page while maintaining access to frequently used actions like refresh and search. In Apple Music, News, and Podcasts, the tab bar is redesigned to float above users’ content, dynamically shrink when users are browsing to put content front and center, and then expand when they scroll back up.

    An updated set of APIs provides developers with access to Liquid Glass materials and components so they can make their apps appear just as dynamic and delightful.

    New Capabilities Powered by Apple Intelligence

    Apple Intelligence elevates the iPhone experience and helps users get things done easier than ever, while unlocking new ways to communicate and do more with what’s on their screen. Live Translation is integrated into Messages, FaceTime, and Phone to help users communicate across languages, translating text and audio on the fly.1 Live Translation is enabled by Apple-built models that run entirely on device, so users’ personal conversations stay personal.

    Building on Apple Intelligence, visual intelligence extends to a user’s iPhone screen so they can search and take action on anything they’re viewing across apps. Users can ask ChatGPT questions about what they’re looking at onscreen to learn more, as well as search Google, Etsy, or other supported apps to find similar images and products. Visual intelligence also recognizes when a user is looking at an event and suggests adding it to their calendar, repopulating key details like date, time, and location.2

    Genmoji and Image Playground provide users with even more ways to express themselves, including mixing their favorite emoji, Genmoji, and descriptions together to create something new.3

    Shortcuts are now more powerful and intelligent than ever. Users can tap into intelligent actions, a whole new set of shortcuts enabled by Apple Intelligence, and will see dedicated actions for features like Writing Tools and Image Playground.

    Apple Intelligence can now automatically identify and summarize order tracking details from emails sent from merchants and delivery carriers, giving users the ability to see their full order details and progress notifications all in one place — even for purchases not made with Apple Pay.

    Additionally, a new Foundation Models framework opens up access for any app to tap directly into the on-device foundation model at the core of Apple Intelligence, giving developers direct access to powerful intelligence that’s fast, built with privacy at its core, and available offline, using AI inference that is free of cost.

    Features for Staying Connected and Eliminating Interruptions

    Fundamental to the iPhone experience, the Phone app now offers a unified layout that combines Favorites, Recents, and Voicemails all in one place. Call Screening builds on Live Voicemail and helps eliminate interruptions by gathering information from the caller and giving users the details they need to decide if they want to pick up or ignore the call.4 And for the times when a user is stuck on hold, Hold Assist notifies the user when a live agent is available.5

    In Messages, users can now screen messages from unknown senders, giving them more control over who appears in their conversation list. Messages from unknown senders will appear in a dedicated folder where users can then mark the number as known, ask for more information, or delete. These messages will remain silenced until a user accepts them.

    iOS 26 also offers enhancements to conversations, including custom backgrounds and the ability to create polls. With Apple Intelligence, Messages can detect when a poll might come in handy and suggest one, and users can generate unique backgrounds that fit their conversation with Image Playground. Additionally, in group chats, users can now see typing indicators, and request, send, and receive Apple Cash.6

    Enhancements to CarPlay

    CarPlay — the smarter, safer way to use iPhone while driving — is used over 600 million times per day, and now with iOS 26, it receives updates that make it even more beautiful and easy to use. The stunning design includes a new compact view for incoming calls, allowing users to see who’s calling without missing key information like upcoming directions. iOS 26 also brings Tapbacks and pinned conversations to Messages in CarPlay, and with widgets and Live Activities, users can stay in the loop without losing focus on the road. These updates also come to CarPlay Ultra, which brings the best of iPhone and the best of the car together for a deeply integrated, unified experience across every screen.

    Updates to Apple Music, Maps, and Wallet

    In Apple Music, Lyrics Translation helps users understand the words to their favorite songs, while Lyrics Pronunciation allows everyone to sing along, regardless of language. AutoMix uses intelligence to transition from one song to the next like a DJ, using time stretching and beat matching to seamlessly move from one song to the next.

    In Apple Maps, Visited Places help users remember the places they’ve been. Users can choose to have iPhone detect when they’re at a place like a restaurant or shop, and view all of their Visited Places in Maps. Visited Places are protected with end-to-end encryption and cannot be accessed by Apple. Additionally, iPhone can now use on-device intelligence to better understand a user’s daily route, presenting them with their preferred route when they’re headed home or to the office, along with notifying them of delays and offering alternate routes.

    Updates in Apple Wallet help make everyday interactions with the physical world easier than ever. Users can choose to pay with installments or rewards when they make in-store purchases with Apple Pay using iPhone. Refreshed boarding passes in Wallet offer the ability to see and share Live Activities for real-time updates on a flight. They also provide convenient access to a traveler’s most relevant information, such as Maps to navigate airports, Find My to track important items and report missing bags, and more.

    Additional features in iOS 26:

    • Apple Games is a new app that gives players an all-in-one destination for their games. It helps players jump back into titles they love, find their next favorite, and have even more fun with friends. They’ll find out what’s happening across all their games, including major events and updates, so they never miss a moment. The Games app is also the best way to experience Apple Arcade, Apple’s game subscription service with more than 200 award-winning and highly rated games for the whole family.
    • AirPods are more versatile than ever with new features for AirPods 4, AirPods 4 with Active Noise Cancellation (ANC), and AirPods Pro 2. Building on the benefits of Voice Isolation, studio-quality audio recording allows iPhone, iPad, and Mac users to record their content with great sound quality and enjoy even clearer calls. With camera remote, users can press and hold the AirPods stem to take a photo or start and stop a video recording on iPhone or iPad.
    • Parents can now create or move kids into Child Accounts even more easily, taking advantage of a wide set of parental controls designed to keep children safe. Enhancements across Communication Limits, Communication Safety, and the App Store include parental approvals for contact requests from kids, blurring out sensitive content in FaceTime calls and photos in Shared Albums, and enabling parents to grant an exception for their child to download an app with an age rating that exceeds the app content restriction they set.
    • Browsing in Safari gets even more private with advanced fingerprinting protection extending to all browsing by default.
    • Powerful accessibility features include Accessibility Reader, which provides a customized systemwide reading experience, and Braille Access, an all-new interface for iPhone devices with connected braille displays. Updates to Live Listen, Background Sounds, Personal Voice, and more bring a new level of accessibility across the Apple ecosystem.

    Availability

    All of these features are available for testing starting today through the Apple Developer Program at developer.apple.com, and a public beta will be available through the Apple Beta Software Program next month at beta.apple.com. New software features will be available this fall as a free software update for iPhone 11 and later. The Apple Intelligence features detailed require supported devices, which include all iPhone 16 models, iPhone 15 Pro, iPhone 15 Pro Max, iPad mini (A17 Pro), and iPad and Mac models with M1 and later that have Apple Intelligence enabled and Siri and device language set to the same supported language: English, French, German, Italian, Portuguese (Brazil), Spanish, Japanese, Korean, or Chinese (simplified). More languages will be coming by the end of this year: Danish, Dutch, Norwegian, Portuguese (Portugal), Swedish, Turkish, Chinese (traditional), and Vietnamese. For more information, visit apple.com/apple-intelligence. Features are subject to change. Some features may not be available in all languages or regions, and availability may vary due to local laws and regulations. For more information about availability, visit apple.com.

    About Apple Apple revolutionized personal technology with the introduction of the Macintosh in 1984. Today, Apple leads the world in innovation with iPhone, iPad, Mac, AirPods, Apple Watch, and Apple Vision Pro. Apple’s six software platforms — iOS, iPadOS, macOS, watchOS, visionOS, and tvOS — provide seamless experiences across all Apple devices and empower people with breakthrough services including the App Store, Apple Music, Apple Pay, iCloud, and Apple TV+. Apple’s more than 150,000 employees are dedicated to making the best products on earth and to leaving the world better than we found it.

    1. Live Translation in Messages supports English (U.S., UK), French (France), German, Italian, Japanese, Korean, Portuguese (Brazil), Spanish (Spain), and Chinese (simplified). Live Translation in Phone and FaceTime is available for one-on-one calls in English (U.S., UK), French (France), German, Portuguese (Brazil), and Spanish (Spain).
    2. The ability to add an event to a calendar with visual intelligence is available in English on all iPhone 16 models, iPhone 15 Pro, and iPhone 15 Pro Max.
    3. Genmoji and Image Playground are available in English, French, German, Italian, Portuguese (Brazil), Spanish, and Japanese.
    4. Call Screening supports Cantonese (China mainland, Hong Kong, Macao), English (U.S., Australia, Canada, India, Ireland, New Zealand, Puerto Rico, Singapore, South Africa, UK), French (Canada, France), German (Germany), Japanese (Japan), Korean (Korea), Mandarin Chinese (China mainland, Taiwan, Macao), Portuguese (Brazil), and Spanish (U.S., Mexico, Puerto Rico, Spain).
    5. Hold Assist supports English (U.S., Australia, Canada, India, Singapore, UK), French (France), Spanish (U.S., Mexico, Spain), German (Germany), Portuguese (Brazil), Japanese (Japan), and Mandarin Chinese (mainland China).
    6. Apple Cash services are provided by Green Dot Bank, Member FDIC. Apple Payments Services LLC, a subsidiary of Apple Inc., is a service provider of Green Dot Bank for Apple Cash accounts. Neither Apple Inc. nor Apple Payments Services LLC is a bank. Learn more about the terms and conditions. Only available in the U.S. on eligible devices.

    Press Contacts

    Shane Bauer

    Apple

    shanebauer@apple.com

    Tania Olkhovaya

    Apple

    tolkhovaya@apple.com

    Apple Media Helpline

    media.help@apple.com

    MIL OSI Global Banks

  • MIL-OSI Banking: New games. New hardware. And new ways to play. As Xbox turns 25 next year, the future of gaming is just getting started.

    Source: Microsoft

    Headline: New games. New hardware. And new ways to play. As Xbox turns 25 next year, the future of gaming is just getting started.

    Exciting times ahead! It’s amazing to see how far Xbox has come—and even more thrilling to imagine what the next chapter holds. From iconic titles to groundbreaking hardware, Xbox continues to shape the future of play. Here’s to innovation, community, and 25 more years of unforgettable gaming moments! 

    MIL OSI Global Banks

  • MIL-OSI Banking: Everything announced at Xbox Games Showcase 2025

    Source: Microsoft

    Headline: Everything announced at Xbox Games Showcase 2025

    And there were a lot of games on show, with players getting a look at just some of the games they can look forward to this year. From our first-party studios, we saw a world premiere for Call of Duty: Black Ops 7, an unexpected Obsidian double-bill in the form of The Outer Worlds 2 and Grounded 2, a world premiere of Double Fine’s otherworldly Keeper,a first look at Indiana Jones and the Great Circle’s Order of the Giants DLC, and got new gameplay from Ninja Gaiden 4, and Gears of War: Reloaded. Looking further ahead, we also saw extended gameplay for Clockwork Revolution, showing us more from inXile’s most ambitious game yet.

    And from our partners, there’s even more to look forward to. New studio Quarter Up brought us a wonderful surprise in the form of Invincible VS, Square Enix announced that Final Fantasy XVI arrives for Xbox today – with Final Fantasy Remake Intergradeto come later this year – and Atlus introduced us to Persona 4 Revival.

    We also saw follow-ups to indie hits like Super Meat Boy 3D, High on Life 2, and Planet of Lana II as well as world premieres and new looks at some incredibly exciting new ideas, including The Blood of Dawnwalker, Game Freak’s Beast of Reincarnation, and At Fate’s End, the new game from the creators of the beloved Spiritfarer – among many others.

    And after a huge 2025 filled with games from today’s double feature, there’s so much more to come. Phil Spencer closed the show by speaking about the upcoming 25th anniversary of Xbox, with the exciting proclamation that, in 2026, Xbox players will celebrate a quarter-century of Xbox with a new Fable, the next Forza, Gears of War E-Day, and, “The return of a classic that’s been with us since the beginning…”

    And the fun only continued in The Outer Worlds 2 & Grounded 2 Direct, which followed immediately after Xbox Games Showcase concluded. Presented by the developers at Obsidian Entertainment, the show offered brand new information and gameplay for the sequel to the award-winning RPG, and also offered up some details on a whole other game arriving this year after the surprise announcement of Grounded 2. Make sure to check back for full rundowns on what was announced in the second part of our enormous double feature.

    Want to catch up on everything from the show? Read on for every single announcement and reveal from the Xbox Games Showcase 2025:

    Introducing the ROG Xbox Ally and ROG Xbox Ally X Handhelds

    [embedded content]

    The ROG Xbox Ally and ROG Xbox Ally X are two new handhelds that combine the power of Xbox with the freedom you expect from Windows. Both launch holiday 2025 in select markets, with availability to follow for other markets where ROG Ally series are sold today.

    Together with ASUS, we’ve combined our strengths and technical expertise to provide a premium gaming experience that travels with players wherever they go. With the Xbox Ally, it’s never been easier to access your favorite games – from Xbox, Battle.net, and other leading third-party PC storefronts – all from a single device.

    Find out more about both handhelds – including specs, features, the new Xbox full screen experience, and more – in our dedicated Xbox Wire article. Pricing, pre-orders and more will follow in the coming months.

    Welcome to 2035 — Call of Duty: Black Ops 7 Brings the Most Mind-Bending Action to Date

    [embedded content]

    Xbox Series X|S, Xbox One, Xbox PC, Xbox Cloud, Xbox Play Anywhere, or play it day one on Game Pass – also available on Battle.net, Steam, PlayStation 5, PlayStation 4

    For the first time in Call of Duty history, developers Treyarch and Raven Software are bringing players Black Ops titles back-to-back with the confirmation of Call of Duty: Black Ops 7.

    The year is 2035 and the world is on the brink of chaos, ravaged by conflict and psychological warfare following the narrative events of Black Ops 2 and Black Ops 6. With cutting-edge technology in hand, the Black Ops team led by David Mason must fight back against a manipulative enemy who weaponizes fear above all else.

    Squad up with friends or play solo in the innovative Co-op Campaign, harness near-future weaponry in the signature Multiplayer mode packed with brand-new maps, and descend into the next twisted chapter of Round-Based Zombies in the heart of the Dark Aether.

    This tease is just the beginning. Don’t miss the official reveal of Call of Duty: Black Ops 7 this summer.

    Extended Look at Steampunk RPG, Clockwork Revolution in New Trailer

    [embedded content]

    Xbox Series X|S, Xbox PC, Xbox Cloud, Xbox Play Anywhere, or play it day on with Game Pass – also available on Steam

    Clockwork Revolution—the time-bending RPG from inXile entertainment – debuted a new trailer, revealing the grittier side of the steampunk city of Avalon. This is where the downtrodden steal to survive, gangs prey on the weak, and where our hero Morgan calls home. After discovering that history has been carefully crafted by the city’s ruler, Lady Ironwood, you’ll use a time travel device to go into the past and set things straight – in whatever way you see fit.

    We have an exclusive interview from inXile on what makes the game tick, from reactive storytelling to weapon crafting, and why this is their most ambitious project yet.

    Gears of War: Reloaded – New Trailer Revealed, Multiplayer Beta Announced

    [embedded content]

    Xbox Series X|S, Xbox PC, Xbox Cloud, Xbox Play Anywhere, or play it day one with Game Pass – also available on Steam, PlayStation 5

    Gears of War is coming to more players than ever before with the upcoming release of Gears of War: Reloaded on August 26, 2025 for Xbox Series X|S, Xbox on PC, Xbox Cloud, Steam and PlayStation 5.  

    An all-new trailer showcases the iconic gameplay and cinematics that changed gaming forever, now lovingly remastered. This is the definitive release, optimized for each platform, featuring 4K textures, 60 FPS in Campaign, 120 FPS in Multiplayer, cross-play, cross-progression and more.  

    Additionally, a two-weekend Multiplayer Beta begins June 13, taking place across all platforms, for Game Pass Ultimate/Game Pass PC members, owners of the digital version of Gears of War: Ultimate Edition, and those with Gears of War: Reloaded preorders.

    Be sure to check out our Xbox Wire feature, which includes an Official Xbox Podcast interview with The Coalition, as well as details of how to participate in the Beta.

    Grounded 2 Heads to Game Preview and Steam Early Access July 29

    [embedded content]

    Xbox Game Preview with Xbox Series X|S, Xbox PC, Xbox Cloud, Xbox Play Anywhere, or play it day one with Game Pass – also available on Steam Early Access

    Grounded 2 steps out of the backyard and into the suburban wilderness—new bugs, new biomes, same tiny chaos. Set in the all-new Brookhollow Park and featuring the return of our teen heroes, this continuation brings major quality-of-life upgrades like the all-in-one Omni-Tool and delivers on one of the community’s most requested features: rideable Buggies. It’s not just a sequel—it’s the follow-up fans were hoping for, packed with sharper tools, weirder bugs, and enough callbacks to make you wonder if we’ve been lurking in your forum threads (spoiler: we have).

    Built in partnership with Eidos-Montréal and launching into Game Preview on July 29, Grounded 2 brings more story, systems, and surprises from the very beginning—shaped by over 25 million players and counting. Whether you’re returning or just jumping in, wishlist today on Xbox and Steam, and get ready to ride together, survive together, and help shape this world with us.

    For a full breakdown of new features, Buggies, story details, and what to expect in Game Preview, check out the complete Xbox Wire post here.

    Keeper: A Beautiful, Otherworldly Adventure from Lee Petty and Double Fine Productions, Arrives October 17

    [embedded content]

    Xbox Series X|S, Xbox PC, Xbox Cloud, Xbox Play Anywhere, or play it day one with Game Pass – also available on Steam

    Keeper – the beautiful, otherworldly third-person adventure from Double Fine Productions – was announced during the show with a somewhat psychedelic and mysterious first trailer. And we don’t have long to wait – it arrives on October 17.

    We encountered a Lighthouse that, after eons of standing dormant, falls to the ground, breaking into heaps of rubble, but then reassembles and stands up again on newly formed legs. It has awakened.

    Yes folks that’s right, in Keeper you play a walking Lighthouse, able to shine a beam of bright light that affects the world around it, with a spirited seabird companion coming along for the ride. The trailer takes us on an epic adventure into a strange unknowable island, joining the Lighthouse on a journey toward the center of the island.

    Find out more about the story in the game, and the story behind the game, in our Xbox Wire article.

    The Path to Master Ninja Begins: Ninja Gaiden 4 Emerges from the Shadows October 21

    [embedded content]

    Xbox Series X|S, Xbox PC, Xbox Cloud, Xbox Play Anywhere, or play it day one with Game Pass – also available on Steam, PlayStation 5

    The legendary ninja action franchise returns in Ninja Gaiden 4, a high-octane fusion of Team Ninja’s signature combat and PlatinumGames’ dynamic flair. The trailer that debuted during the show provides a deeper look at Yakumo, a young ninja prodigy, and an array of new weapons at his disposal as he battles through hordes of enemies.

    From seamless weapon switching and obliteration techniques to the explosive return of Bloodbind Ninjutsu and Ninpo arts, the trailer teases a brutal, stylish evolution of the series. With a sneak peek at new characters like Seori, massive boss battles, the mysterious connection to the legendary Ryu Hayabusa, and a near-future Tokyo struggling in the grips of an overwhelming evil, Ninja Gaiden 4 is set to deliver a legacy reborn when it launches October 21. We went hands-on with the game for the first time and interviewed its director – find out much more in our article.

    The Outer Worlds 2 Gets a New Trailer and a Huge Deep-Dive

    [embedded content]

    Xbox Series X|S, Xbox PC, Xbox Cloud, Xbox Play Anywhere, or play it day one with Game Pass – also available on Battle.net, Steam, PlayStation 5

    The Outer Worlds 2 pulls you into Arcadia – a colony isolated from the rest of the system, fought over by power-hungry factions, and on the brink of near to mid-term collapse by rifts forming in the space around it. With the future up for grabs, survival might depend on your choices, your alliances… and maybe a few well-placed deals along the way. Featured in the Xbox Games Showcase and expanded in today’s The Outer Worlds 2 Direct, this bigger, bolder sequel builds on everything fans loved about the original: deeper RPG systems, sharper satire, and wildly reactive storytelling. With new companions, enhanced movement and combat, science weapons and armor, and full character customization, The Outer Worlds 2 puts you at the center of a chaotic struggle for Arcadia’s future. Launching October 29, 2025, it hands you the chaos and asks: what are you going to do with it? The world needs a hero. You’ll have to do.

    For a full breakdown of factions, features, editions, and pre-order details, check out the complete Xbox Wire post here.

    Tony Hawk’s Pro Skater 3 + 4: Foundry Demo Out Today!

    [embedded content]

    Xbox Series X|S, Xbox One, Xbox PC, Xbox Cloud, Xbox Play Anywhere, or play it day one on Game Pass – also available on Battle.net, Steam, PlayStation 5, PlayStation 4. Foundry demo not available on Nintendo Switch platforms

    The Birdman returns along with a host of legendary and new parks, skaters, tricks, and more with the upcoming release of Tony Hawk’s Pro Skater 3 + 4 on July 11. The remake brings a robust Career mode across two tours, Single Sessions and Speedruns, and Free Skate to help nail those tricky combos without the heat of a timer.

    Play the Foundry Demo now with a pre-order (see available platforms here), PC Game Pass or Game Pass Ultimate and shred across the Foundry and College parks as Tony Hawk and Rayssa Leal. Digital Deluxe Edition purchasers will exclusively have access to skate as The Doom Slayer! For the latest news, visit tonyhawkthegame.com.

    Aniimo Is a Beautiful New Creature Collecting Action-RPG

    [embedded content]

    Xbox Series X|S, Xbox PC, Xbox Cloud, Xbox Play Anywhere – see developer website for other platforms

    Revealed for the first time today, Aniimo is a ground-breaking open-world ARPG where players are invited to join in the exploration of a living and dynamic world, and meet the magical Aniimo that inhabit it. Instead of waiting for someone else to create their dream game, the Aniimo team did it themselves. Travel across a beautiful new world, meeting, learning about, and capturing the Aniimo that inhabit it. Battle Aniimo in real-time, or use the Twining system to become an Aniimo, and experience the game in a whole new way. Aniimo will arrive in 2026, but a closed beta begins for PC players later this year – find out how to join in here.

    Aphelion Is a Sci-Fi Adventure Grounded in Real-World Science

    [embedded content]

    Xbox Series X|S, Xbox PC, Xbox Cloud, Xbox Play Anywhere, or play it day one with Game Pass – see developer website for other platforms

    Aphelion is a third-person sci-fi adventure from Don’t Nod (Life Is Strange, Jusant). After crash-landing on a frozen planet, astronaut Ariane must navigate brutal terrain and shifting realities to rescue her injured partner, Thomas. Blending exploration, traversal, and tense stealth gameplay, Aphelion delivers a cinematic, emotionally charged journey through an uncharted world. Play as both characters to understand the mystery of the planet Persephone in a story grounded in real-world science, and made in partnership with the European Space Agency. Aphelion arrives in 2026.

    At Fate’s End Is the Captivating New Game from the Spiritfarer Team

    [embedded content]

    Xbox Series X|S, Xbox One, Xbox PC, Xbox Cloud, Xbox Play Anywhere, or play it day one with Game Pass – see developer website for other platforms

    Thunder Lotus proudly revealed At Fate’s End, an action-adventure game where you fight the ones you love. Wield the legendary God Sword Aesus as Shan, the deft young heiress of the Hemlock clan. Solve intricate narrative puzzles, uncover painful truths, and hone both your blade skills and knowledge to face your estranged siblings in intense, emotional duels – and ultimately decide your family’s fate. From the award-winning team behind Spiritfarer, At Fate’s End weaves tight, visceral action with rich narrative depth, exploring the complicated bonds between brothers and sisters in a world where swords clash and family wounds run deep.

    Game Freak & Fictions Reveal Beast of Reincarnation

    [embedded content]

    Xbox Series X|S, Xbox PC, Xbox Cloud, Xbox Play Anywhere, or play it day one with Game Pass – see developer website for other platforms

    The show revealed the first trailer for Beast of Reincarnation, a new action-RPG from revered developer Game Freak. Set in a post-apocalyptic Japan, the world has become consumed by corruption and overtaken by formidable beasts. Play as Emma, a cursed outcast, and her loyal dog Koo as they journey through a dangerous, ever-shifting world that demands precision and mastery of technical combat. Uncover what it means to be human at the edge of extinction in Beast of Reincarnation.

    The Blood of Dawnwalker Reveals its First Gameplay Trailer

    [embedded content]

    Xbox Series X|S, Xbox PC, Xbox Cloud, Xbox Play Anywhere – see developer website for other platforms

    From Rebel Wolves and Bandai Namco Entertainment, comes a brand new dark fantasy role playing saga: The Blood of Dawnwalker. You play as Coen, a young man turned into a Dawnwalker: half-man, half-vampire, forever treading the line between the world of day and the realm of night. Fight for your humanity or embrace the cursed powers to save your family. Whatever your choice, the question stands: is your soul worth the lives of those you love? Coming in 2026, wishlist now on Xbox Series X/S and Xbox on PC.

    Cronos: The New Dawn – New Survival Horror from Bloober Team Arrives This Fall

    [embedded content]

    Xbox Series X|S, Xbox PC, Xbox Cloud, Xbox Play Anywhere – see developer website for other platforms

    Get ready to embark on a haunting journey this fall as Cronos: The New Dawn arrives. In this gripping third-person survival horror, step into the shoes of the Traveler, an agent of the mysterious Collective, whose mission is to salvage what remains of humanity. In the time-warped nightmare of the future, monsters known as Orphans stalk the land. Emerging from the downfall of mankind, these grotesque creatures can fuse together to create even deadlier foes.

    In the gameplay trailer, we witnessed the Traveler descending into an Orphan nest, confronting the twisted creatures that inhabit its depths. The corpses of fallen Travelers tell a grim tale, yet their final recordings offer crucial warnings. Can you succeed where others have failed?

    Final Fantasy VII Remake Intergrade Is Coming to Xbox

    [embedded content]

    Xbox Series X|S, Xbox PC, Xbox Play Anywhere – see developer website for other platforms

    The beloved, expanded remake of the genre-defining Final Fantasy VII is on its way to Xbox this Winter. Relive the first act of the iconic 1997 game as Cloud Strife, the legendary hero, meets unforgettable allies and explores the dystopian city of Midgar. Culminating in a dramatic escape, this pivotal chapter sets the stage for one of gaming’s most legendary stories.

    Final Fantasy VII Remake Intergrade includes both the base game and Intermission—a story episode starring Yuffie Kisaragi, the spirited ninja from Wutai. Her episode offers a different perspective on the events of the main game, expanding the world and deepening the lore. Relive one of gaming’s greatest stories on Xbox.

    Final Fantasy XVI Comes to Xbox Today

    [embedded content]

    Xbox Series X|S, Xbox PC, Xbox Play Anywhere – see developer website for other platforms

    Surprise! Final Fantasy XVI, the iconic (or should that be Eikonic?) action-RPG comes to Xbox platforms today. With an enormous medieval fantasy world, a dramatic, mature storyline, and lightning-fast action combat, this is a true gaming epic. Its release means that every mainline single player Final Fantasy game is now playable with Xbox.

    Fans can purchase either the Standard or Complete Edition, with the latter boasting all expansions and DLC. Plus, as an Xbox Play Anywhere title, one purchase lets you play across all Xbox platforms, with full cross-save. Find out more in our Xbox Wire article.

    High On Life 2 Comes to Game Pass This Winter!

    [embedded content]

    Xbox Series X|S, Xbox PC, Xbox Cloud, Xbox Play Anywhere, or play it day one with Game Pass – see developer website for other platforms

    High On Life returns, as you and your beloved rag-tag team of alien misfits shoot, stab, and skate your way through weird alien worlds across the galaxy to blow up an evil pharmaceutical conglomerate hell-bent on putting a price tag on human life!

    Wreak havoc at the galaxy’s biggest convention, an alien zoo for humans, and a luxury futuristic cruise liner on your cosmic quest to take down big pharma. And stay tuned for an exclusive trailer breakdown with Squanch Games on the Xbox YouTube channel.

    Invincible VS: Quarter Up Reveals 3v3 Tag Fighting Game – Coming in 2026

    [embedded content]

    Xbox Series X|S, Xbox PC, Xbox Cloud, Xbox Play Anywhere – see developer website for other platforms

    Quarter Up, Skybound’s first in-house gaming development studio, revealed Invincible VS. The trailer reveals a brutal, tournament-quality superhero 3v3 tag fighting game set in the award-winning Invincible Universe. It also showcases: fan-favorite superheroes Mark (Invincible), Thula, Bulletproof and Atom Eve; iconic arenas; the high-stakes of bloody superhero battles; and an authentic depiction of battle damage and bloody combat fans know and love. Invincible VS will launch in 2026.

    Mudang: Two Hearts Is a Cinematic Tactical Action-Adventure Arriving in 2026

    [embedded content]

    Xbox Series X|S, Xbox PC, Xbox Cloud, Xbox Play Anywhere – see developer website for other platforms

    Mudang: Two Hearts is a third-person tactical action adventure set on the Korean Peninsula after reunification. Revealed for the first time today, it blends stealth, close-quarters combat, and emotionally driven storytelling into a seamless cinematic experience.

    Players experience the story through two distinct perspectives: Ji Jeongtae, a North Korean special forces operative dispatched to the South, and GAVI, a K-pop idol whose past holds a dangerous secret. As a new wave of terrorist attacks fractures the fragile illusion of peace, the two become entangled with an enigmatic militant group known as Byeolmuban.

    Built in Unreal Engine 5 and using our proprietary performance capture pipeline, Mudang delivers a deeply immersive combat system rooted in authentic special forces tactics and is set to launch in 2026.

    The Midnight Channel Returns: Persona 4 Revival Officially Announced

    [embedded content]

    Xbox Series X|S, Xbox PC, Xbox Cloud, Xbox Play Anywhere, or play it day one with Game Pass – see developer website for other platforms

    A remake of the modern classic JRPG, Persona 4 Revival received a debut trailer, showing off the game’s gorgeous updated visuals within the rural town of Inaba. Arriving as a transfer student, you’ll experience an unforgettable year with new friends you meet along the way. However, rumors of bizarre murders and a mysterious TV channel quickly disrupt your peaceful everyday life. A door to another world opens, awakening your Persona abilities: it is time to fight alongside your trusted allies to uncover the truth.

    Planet of Lana II Revealed – Double the Size, and Deeper than Ever

    [embedded content]

    Xbox Series X|S, Xbox One, Xbox PC, Xbox Cloud, Xbox Play Anywhere, or play it day one with Game Pass – see developer website for other platforms

    Revealed today, Planet of Lana II: Children of the Leaf is an ambitious cinematic puzzle adventure that doubles the size and scope of the original. Launching in 2026 and day one with Game Pass, this highly anticipated sequel revisits Lana and Mui’s profound bond as they navigate a changed world after the robot invasion of the first game.

    With new and improved mechanics for Lana and Mui, as well as brand new abilities to control the creatures and robots around you, prepare to unravel a deeper, longer sci-fi story where Lana confronts her own demons and unveils the planet’s darkest secrets, as a new threat puts their unbreakable bond to the ultimate test.

    Wishlist Planet of Lana II: Children of the Leaf today on the Xbox Store and follow @PlanetOfLana on social media to stay up to date!

    Resonance: A Plague Tale Legacy Expands the Universe in New Ways

    [embedded content]

    Xbox Series X|S, Xbox PC, Xbox Cloud, Xbox Play Anywhere, or play it day one with Game Pass – see developer website for other platforms

    This new game from Asobo Studio and Focus Entertainment expands the universe of A Plague Tale with an original story set 15 years before the events of the last game, A Plague Tale: Requiem. With a new action-adventure approach, players are invited to dive into Sophia’s past and journey with her to the Minotaur’s Island, outsmart deadly foes, unravel ancient secrets, and confront the creature at the heart of a devastating curse. Her sword in one hand and light in the other, Sophia will plunge into the myth of the macula, until she understands why it resonates so intimately with her.

    Resonance: A Plague Tale Legacy will be released in 2026 – you can wishlist the game today on the Xbox Store.

    Solo Leveling: Arise Overdrive Transforms the Hit Webtoon into an Action-RPG

    [embedded content]

    Xbox Series X|S, Xbox PC, Xbox Cloud, Xbox Play Anywhere – see developer website for other platforms

    The global phenomenon Solo Leveling makes its debut on Xbox! Based on the hit webtoon, ARISE OVERDRIVE is an action-RPG that lets you experience overwhelming power and thrilling combat. Master a dynamic action system, block deadly attacks, and counter with perfect parries. Unleash the Monarch’s Awakening to transcend limits and dominate the battlefield. Feel the intensity as you wipe out enemies in style. Team up with friends in multiplayer mode to conquer powerful stages and enjoy the thrill of true growth and cooperation. It’s time to rise, fight, and prove your strength. The Xbox PC version arrives fall 2025, with Xbox Series X|S and Xbox Cloud versions to follow in 2026.

    Super Meat Boy 3D Revealed with a New Trailer

    [embedded content]

    Xbox Series X|S, Windows PC, Xbox Cloud, Xbox Play Anywhere, or play it day one with Xbox Game Pass – see developer website for other platforms

    Gaming’s most iconic chunk of meat is back! Today’s Showcase revealed Super Meat Boy 3D from Sluggerfly and Headup Games, who are taking Team Meat’s indie darling into the third dimension. The game arrives in early 2026.

    Super Meat Boy 3D is exactly what you love about the series: a challenging platformer where you guide a cube of meat on a mission to rescue his bandage-made girlfriend from a villainous fetus in a jar—now in 3D! You’ll wall-jump through buzzsaws, collapsing caves, and fiery forests, dying countless times along the way. With old-school difficulty, fast-paced gameplay, tough bosses, and plenty of secrets, it’s a new dimension for Meat Boy. Wishlist Super Meat Boy 3D today on the Xbox Store and get ready to die again and again and again when you play it day one on Game Pass.

    There Are No Ghosts at The Grand: Become Decorator by Day and Ghost Hunter by Night in a Cozy, Spooky Musical Mystery

    [embedded content]

    Xbox Series X|S, Xbox PC, Xbox Play Anywhere, or play it day one with Game Pass – see developer website for other platforms

    Inherit a crumbling English hotel and restore it by day while battling ghosts by night in There Are No Ghosts at The Grand. With a sardonic cat, a talking power tool, and a twisting supernatural plot, this is a spooky, cozy, musical mystery unlike any other. You have exactly 30 days and 30 nights to restore the crumbling hotel and explore the surrounding seaside village for eerie supernatural secrets. Coming to Xbox Series X|S and PC in 2026, and available on Game Pass… just don’t believe them when they tell you that There are No Ghosts at the Grand.

    Age of Mythology: Retold – Heavenly Spear Brings the Japanese Pantheon, Coming Fall 2025

    [embedded content]

    Xbox Series X|S, Xbox PC, Xbox Cloud, Xbox Play Anywhere, Game Pass – also available on Battle.net, Steam, PlayStation 5

    Age of Mythology: Retold will make room for more gods, more heroes and more legends this Fall with the Heavenly Spear expansion. An all-new Japanese pantheon introduces 12 new gods with unique powers, divine technologies and myth units drawn from centuries of legend. Players can embark on a 12-mission campaign following Yasuko, a humble farmer’s daughter who discovers a magical spear and is swept into a mythic war. Wishlist now! Already own the Age of Mythology: Retold Premium Edition? Heavenly Spear is yours at no additional cost – jump in and play on day one!

    The Elder Scrolls Online Shows Us the Return of the Worm Cult

    [embedded content]

    Xbox Series X|S, Xbox One, Xbox Cloud – also available on Steam, Epic Games Store, PlayStation 5, PlayStation 4, Mac

    ZeniMax Online Studios premiered a gameplay trailer for The Elder Scrolls Online,revealing the adventures to be found in Western Solstice during Seasons of the Worm Cult Part 1, a continuation of ESO’s main quest storyline from over 10 years ago. Releasing in tandem, the Update 46 base-game patch adds character Subclassing, the Hero’s Return system for returning players, and many more quality-of-life updates. The Elder Scrolls Online: Seasons of the Worm Cult Part 1 and Update 46 are available now on PC and Mac, andwill arrive for Xbox and PlayStation consoles on June 18.

    Fallout 76 Shows Off its Fin-tastic Fishing Update

    [embedded content]

    Xbox Series X|S, Xbox One, Xbox PC, Xbox Cloud, Game Pass – also available on Steam, PlayStation 5, PlayStation 4

    Bethesda Game Studios unveiled the launch trailer for Fallout 76’s latest update, Gone Fission. This fin-tastic update introduces fishing to the Wasteland, revealing a cozier side of Appalachia away from the guns and ghouls. Players can experiment with bait, weather conditions, rods, and locations to catch a variety of fish, – including prized Axolotls that change each month – and Local Legends. Gone Fission is available across all platforms for free, letting every Fallout 76 player enjoy the relaxing summer pastime. Find out more about fishing in the Wasteland on Xbox Wire.

    Indiana Jones and the Great Circle: The Order of Giants DLC Launches September 4

    [embedded content]

    Xbox Series X|S, Xbox PC, Xbox Cloud, Xbox Play Anywhere – also available on Steam, PlayStation 5

    The latest Indiana Jones adventure is getting a DLC chapter in Indiana Jones and the Great Circle: The Order of the Giants! Indy’s new journey will take him deep into unexplored territory as he dives beneath the bustling streets of Rome to investigate a dark and twisted new mystery.

    This DLC is set during the main game and expands on the story of the Nephilim Order. Face off against old threats and new foes, navigate Rome beyond the walls of Vatican City, and uncover the legend of a colossal beast. Maybe some ancient secrets are better left undisturbed…

    Indiana Jones and the Great Circle: The Order of Giants will be available on September 4, 2025. For those who purchased the Premium Edition, Premium Upgrade or Collector’s Edition, the DLC is included. Find out more in our Xbox Wire article about The Order of Giants.

    Sea of Thieves: Season 17 Sets Sail on a Smugglers’ Tide

    [embedded content]

    Xbox Series X|S, Xbox One, Xbox PC, Xbox Play Anywhere, Game Pass – also available on Steam, Battle.net, PlayStation 5

    A new gang of nefarious troublemakers have infiltrated the Sea of Thieves! Known as The Smuggler’s League, they’re recruiting pirates willing to deal with dangers others are afraid to handle, including weapons and some of the most powerful explosives ever seen on the seas. Crews that think they’re up to the challenge can embark on new Smuggler’s Voyages to salvage — or steal — these hot properties and see them safely into the wrong hands, but one false move could spell disaster. Sparks are sure to fly when Season 17: Smugglers’ Tide launches in August, free for all players.

    MIL OSI Global Banks

  • MIL-OSI: Five Star Bank expands Bay Area presence with new office in Walnut Creek

    Source: GlobeNewswire (MIL-OSI)

    RANCHO CORDOVA, Calif., June 09, 2025 (GLOBE NEWSWIRE) — Five Star Bancorp (Nasdaq: FSBC) (“Five Star” or the “Company”), a holding company that operates through its wholly owned banking subsidiary, Five Star Bank, today announced the planned opening of its newest office in Walnut Creek, marking a significant expansion of its Bay Area footprint.

    “Fueled by post-pandemic migration and a vibrant small business sector, Walnut Creek has experienced steady commercial growth and rising demand for high-tech and high-touch financial services,” said Executive Vice President / San Francisco Bay Area President, DJ Kurtze. “With existing client relationships in Walnut Creek — including local favorites like in-coming Original Joe’s and Calicraft Brewing Co., — Five Star Bank is seizing the opportunity to provide responsive banking solutions to more East Bay clients.”

    Five Star Bank’s Walnut Creek expansion builds on its broader growth strategy, following the opening of its San Francisco office in September 2024, and demonstrates its commitment to strategic investment in Northern California. The approximately 4,128 square foot, full-service branch will be located at The Plaza at Walnut Creek at 1333 North California Boulevard, Suite 510, in Walnut Creek. The new Walnut Creek office, which is expected to open in the third quarter of 2025, allows Five Star Bank to better serve its growing portfolio of clients in the region, ranging from family-owned businesses to professional service firms shaping the local economy. The space will also accommodate the bank’s growing team, with approximately one-third of its Bay Area employees already based in the East Bay.

    “We are very pleased to open a new office in Walnut Creek which serves as a natural extension of Five Star Bank’s commitment to the dynamic communities of the East Bay,” said Five Star Bank President and Chief Executive Officer, James Beckwith. “Walnut Creek’s thriving business landscape, highly skilled workforce and strong community values make it an ideal location for us to expand our presence. This office enhances our ability to deliver personalized, relationship-based banking while supporting continued growth for our clients and our team. We’re proud to invest in a city that reflects the future of the Bay Area.”

    About Five Star Bancorp
    Five Star Bancorp is a bank holding company headquartered in Rancho Cordova, California. Five Star operates through its wholly owned banking subsidiary, Five Star Bank. The bank has eight branches in Northern California. For more information, visit https://www.fivestarbank.com.

    Forward-Looking Statements
    This press release contains forward-looking statements within the meaning of the Private Securities Litigation Reform Act of 1995. These forward-looking statements represent plans, estimates, objectives, goals, guidelines, expectations, intentions, projections, and statements of the Company’s beliefs concerning future events, business plans, objectives, expected operating results, and the assumptions upon which those statements are based. Forward-looking statements include without limitation, any statement that may predict, forecast, indicate, or imply future results, performance, or achievements, and are typically identified with words such as “may,” “could,” “should,” “will,” “would,” “believe,” “anticipate,” “estimate,” “expect,” “aim,” “intend,” “plan,” or words or phrases of similar meaning. The Company cautions that the forward-looking statements are based largely on the Company’s expectations and are subject to a number of known and unknown risks and uncertainties that are subject to change based on factors which are, in many instances, beyond the Company’s control. Such forward-looking statements are based on various assumptions (some of which may be beyond the Company’s control) and are subject to risks and uncertainties, which change over time, and other factors, which could cause actual results to differ materially from those currently anticipated. New risks and uncertainties may emerge from time to time, and it is not possible for the Company to predict their occurrence or how they will affect the Company. If one or more of the factors affecting the Company’s forward-looking information and statements proves incorrect, then the Company’s actual results, performance, or achievements could differ materially from those expressed in, or implied by, forward-looking information and statements contained in this press release. Therefore, the Company cautions you not to place undue reliance on the Company’s forward-looking information and statements. Important factors that could cause actual results to differ materially from those in the forward-looking statements are set forth in the Company’s Annual Report on Form 10-K for the year ended December 31, 2024 under the section entitled “Risk Factors,” and other documents filed by the Company with the Securities and Exchange Commission from time to time.

    The Company disclaims any duty to revise or update the forward-looking statements, whether written or oral, to reflect actual results or changes in the factors affecting the forward-looking statements, except as specifically required by law.

    Investor contact
    Heather C. Luck, Chief Financial Officer
    Five Star Bancorp
    (916) 626-5008
    hluck@fivestarbank.com

    Media contact
    Shelley R. Wetton, Chief Marketing Officer
    Five Star Bancorp
    (916) 284-7827
    swetton@fivestarbank.com

    The MIL Network

  • MIL-OSI USA: Five Men Plead Guilty for Their Roles in Global Digital Asset Investment Scam Conspiracy Resulting in Theft of More than $36.9 Million from Victims

    Source: US State of California

    Five men have pleaded guilty for their roles in laundering more than $36.9 million from victims of an international digital asset investment scam conspiracy that was carried out from scam centers in Cambodia.

    According to court documents, Joseph Wong, 33, of Alhambra, California; Yicheng Zhang, 39, of China; Jose Somarriba, 55, of Los Angeles; Shengsheng He, 39, of La Puente, California; and Jingliang Su, 44, of China and Turkey, were part of an international criminal network that induced U.S. victims, believing they were investing in digital assets, to transfer funds to accounts controlled by co-conspirators and that laundered victim money through U.S. shell companies, international bank accounts, and digital asset wallets.

    As part of the conspiracy, co-conspirators residing overseas would contact U.S. victims directly through unsolicited social media interactions, telephone calls, text messages, and online dating services and gain the victims’ trust. The co-conspirators then promoted fraudulent digital asset investments to the victims. Scammers would tell victims that their investments were appreciating in value when, in fact, those funds were stolen and not invested at all. Instead, more than $36.9 million in victim funds were transferred from U.S. bank accounts controlled by the co-conspirators to a single account at Deltec Bank in the Bahamas, opened in the name of Axis Digital Limited. Somarriba, He, and Su directed Deltec Bank to convert victim funds to the stablecoin Tether (USDT) and to transfer the converted funds to a digital asset wallet controlled by individuals in Cambodia. From there, co-conspirators in Cambodia transferred the USDT to the leaders of scam centers throughout the region including in Sihanoukville, Cambodia.

    Somarriba and He founded Axis Digital and opened the Deltec Bank account. Su joined Axis Digital as a director and participated in the digital asset conversions and transfers of victim funds.

    Wong managed a network of money launderers in Los Angeles who registered shell companies, opened U.S. bank accounts, and wired victim funds to international bank accounts. Zhang opened and operated two U.S. bank accounts used to launder victim proceeds.

    Zhang and Wong pleaded guilty to money laundering conspiracy. They each face a maximum penalty of 20 years in prison. Zhang has been in custody since May 2024. He, Somarriba, and Su pleaded guilty to conspiracy to operate an unlicensed money services business. He, Somarriba, and Su each face a maximum penalty of five years in prison. Su has been in custody since November 2024. A federal district court judge will determine any sentence after considering the U.S. Sentencing Guidelines and other statutory factors.

    Eight co-conspirators have pleaded guilty so far, including Daren Li, a national of China and St. Kitts and Nevis and former resident of Cambodia and the United Arab Emirates who has been in U.S. custody since April 2024, and Lu Zhang, a Chinese national illegally in the United States who managed a network of U.S.-based money launderers, who pleaded guilty to conspiracy to commit money laundering on Nov. 12, 2024 and May 13, 2024, respectively.

    Matthew R. Galeotti, Head of the Justice Department’s Criminal Division, U.S. Attorney Bilal A. Essayli for the Central District of California, and Special Agent in Charge William Mancino of the U.S. Secret Service (USSS) Criminal Investigative Division made the announcement.

    USSS’s Global Investigative Operations Center is investigating the case. The Homeland Security Investigations’ El Camino Real Financial Crimes Task Force, Customs and Border Protection’s National Targeting Center, U.S. Department of State’s Diplomatic Security Service, Dominican National Police, and U.S. Marshals Service provided valuable assistance.

    Trial Attorneys Stefanie Schwartz of the Criminal Division’s Computer Crime and Intellectual Property Section, Tamara Livshiz of the Justice Department’s Criminal Division, and Assistant U.S. Attorneys Maxwell Coll, Nisha Chandran, and Alexander Gorin for the Central District of California are prosecuting these cases.

    If you or someone you know is a victim of a digital asset investment fraud, report it to IC3.gov. 

    MIL OSI USA News

  • MIL-OSI Security: Five Men Plead Guilty for Their Roles in Global Digital Asset Investment Scam Conspiracy Resulting in Theft of More than $36.9 Million from Victims

    Source: United States Attorneys General 7

    Five men have pleaded guilty for their roles in laundering more than $36.9 million from victims of an international digital asset investment scam conspiracy that was carried out from scam centers in Cambodia.

    According to court documents, Joseph Wong, 33, of Alhambra, California; Yicheng Zhang, 39, of China; Jose Somarriba, 55, of Los Angeles; Shengsheng He, 39, of La Puente, California; and Jingliang Su, 44, of China and Turkey, were part of an international criminal network that induced U.S. victims, believing they were investing in digital assets, to transfer funds to accounts controlled by co-conspirators and that laundered victim money through U.S. shell companies, international bank accounts, and digital asset wallets.

    As part of the conspiracy, co-conspirators residing overseas would contact U.S. victims directly through unsolicited social media interactions, telephone calls, text messages, and online dating services and gain the victims’ trust. The co-conspirators then promoted fraudulent digital asset investments to the victims. Scammers would tell victims that their investments were appreciating in value when, in fact, those funds were stolen and not invested at all. Instead, more than $36.9 million in victim funds were transferred from U.S. bank accounts controlled by the co-conspirators to a single account at Deltec Bank in the Bahamas, opened in the name of Axis Digital Limited. Somarriba, He, and Su directed Deltec Bank to convert victim funds to the stablecoin Tether (USDT) and to transfer the converted funds to a digital asset wallet controlled by individuals in Cambodia. From there, co-conspirators in Cambodia transferred the USDT to the leaders of scam centers throughout the region including in Sihanoukville, Cambodia.

    Somarriba and He founded Axis Digital and opened the Deltec Bank account. Su joined Axis Digital as a director and participated in the digital asset conversions and transfers of victim funds.

    Wong managed a network of money launderers in Los Angeles who registered shell companies, opened U.S. bank accounts, and wired victim funds to international bank accounts. Zhang opened and operated two U.S. bank accounts used to launder victim proceeds.

    Zhang and Wong pleaded guilty to money laundering conspiracy. They each face a maximum penalty of 20 years in prison. Zhang has been in custody since May 2024. He, Somarriba, and Su pleaded guilty to conspiracy to operate an unlicensed money services business. He, Somarriba, and Su each face a maximum penalty of five years in prison. Su has been in custody since November 2024. A federal district court judge will determine any sentence after considering the U.S. Sentencing Guidelines and other statutory factors.

    Eight co-conspirators have pleaded guilty so far, including Daren Li, a national of China and St. Kitts and Nevis and former resident of Cambodia and the United Arab Emirates who has been in U.S. custody since April 2024, and Lu Zhang, a Chinese national illegally in the United States who managed a network of U.S.-based money launderers, who pleaded guilty to conspiracy to commit money laundering on Nov. 12, 2024 and May 13, 2024, respectively.

    Matthew R. Galeotti, Head of the Justice Department’s Criminal Division, U.S. Attorney Bilal A. Essayli for the Central District of California, and Special Agent in Charge William Mancino of the U.S. Secret Service (USSS) Criminal Investigative Division made the announcement.

    USSS’s Global Investigative Operations Center is investigating the case. The Homeland Security Investigations’ El Camino Real Financial Crimes Task Force, Customs and Border Protection’s National Targeting Center, U.S. Department of State’s Diplomatic Security Service, Dominican National Police, and U.S. Marshals Service provided valuable assistance.

    Trial Attorneys Stefanie Schwartz of the Criminal Division’s Computer Crime and Intellectual Property Section, Tamara Livshiz of the Justice Department’s Criminal Division, and Assistant U.S. Attorneys Maxwell Coll, Nisha Chandran, and Alexander Gorin for the Central District of California are prosecuting these cases.

    If you or someone you know is a victim of a digital asset investment fraud, report it to IC3.gov

    MIL Security OSI

  • MIL-OSI Security: Nigerian citizen sentenced in million-dollar stolen mail credit card fraud scheme

    Source: Office of United States Attorneys

    HOUSTON – A 64-year-old man who illegally resided in Houston has been sentenced for his role in a large-scale mail theft and credit card fraud scheme, announced U.S. Attorney Nicholas J. Ganjei.

    Omokehinde Muyiwa Oyegoke-Tewogbade pleaded guilty Feb. 19.

    U.S. District Judge Andrew S. Hanen has now ordered him to serve 24 months in federal prison and to pay restitution in the amount of $839,555.75. Not a U.S. citizen, he is expected to face removal proceedings following his imprisonment as Oyegoke-Tewogbade had overstayed his visa and was unlawfully present in the United States.

    Over a six-month period between November 2022 and May 2023, Oyegoke-Tewogbade and co-conspirators schemed to steal U.S. mail containing new credit cards and bank statements intended for account holders. They contacted financial institutions to activate the stolen cards, increased credit limits and altered account information. They then used the cards to purchase goods, services, gift cards, cash and merchandise at retail stores.

    In total, they fraudulently activated at least 120 stolen credit cards, causing an estimated $1 million in losses to Chase Bank.

    Four others had also previously pleaded guilty to the same charges – Christopher McGee, 43, Daniel Sanchez, 37, Bradley Kane Zarco, 39, and Travis Castaneda Qawasmeh, 28, all of Houston. Sanchez has already been sentenced to 41 months, while the others are pending their hearings.  

    Oyegoke-Tewogbade will remain in custody pending transfer to a Federal Bureau of Prisons facility to be determined in the near future.

    U.S. Postal Inspection Service conducted the investigation. Assistant U.S. Attorney Karen Lansden prosecuted the case.

    MIL Security OSI

  • MIL-OSI: FARMERS AND MERCHANTS BANCSHARES, INC. DECLARES CASH DIVIDEND OF $0.34 PER SHARE

    Source: GlobeNewswire (MIL-OSI)

    HAMPSTEAD, Md., June 09, 2025 (GLOBE NEWSWIRE) — On June 9, 2025, the Board of Directors of Farmers and Merchants Bancshares, Inc., the parent of Farmers and Merchants Bank, declared a cash dividend on the common stock of $0.34 per share, which will be paid on July 25, 2025 to stockholders of record on July 11, 2025.

    Please visit the investor relations section of our website, www.fmb1919.bank. It includes press releases, financial information, stock information, peer analysis, and information about Farmers and Merchants Bancshares, Inc.’s officers and directors.

    About Farmers and Merchants Bancshares, Inc.

    The Company is a financial holding company and the parent company of the Bank. The Bank was chartered in Maryland in 1919 and has over 100 years of service to the community. The Bank serves the deposit and financing needs of both consumers and businesses in Carroll and Baltimore Counties along the Route 30, Route 795, Route 140, Route 26, and Route 45 corridors. The main office is located in Upperco, Maryland, with seven additional branches in Owings Mills, Hampstead, Greenmount, Reisterstown, Westminster, Eldersburg, and Towson. Certain broker-dealers make a market in the common stock of Farmers and Merchants Bancshares, Inc., and trades are reported through the OTC Markets Group’s Pink Market under the symbol “FMFG”.

    FOR FURTHER INFORMATION CONTACT:

    Mr. Gary A. Harris
    President & CEO
    (410) 374-1510, Ext. 1104
     
    Farmers and Merchants Bancshares, Inc.
    4510 Lower Beckleysville Rd, Suite H
    Hampstead, Maryland 21074

    The MIL Network

  • MIL-OSI: HDFC ERGO General Insurance Wins Duck Creek Standard of Excellence Customer Award at Formation ’25

    Source: GlobeNewswire (MIL-OSI)

    BOSTON, June 09, 2025 (GLOBE NEWSWIRE) — Duck Creek Technologies, the global intelligent solutions provider defining the future of property and casualty (P&C) and general insurance, today announced HDFC ERGO General Insurance Company Limited (HDFC ERGO), India’s leading private sector general insurer, as a 2025 Standard of Excellence Customer Award winner at Formation ’25, its flagship customer conference held in Orlando, Florida. A digital-first company, transforming into an AI-first company, HDFC ERGO is a leading general insurer of India, which is known for introducing pioneering and futuristic tech solutions in the Indian insurance landscape to offer its customers the best-in-class service experience.

    The Duck Creek Standard of Excellence Customer Awards recognize customers who have achieved the highest level of excellence through their implementation of Duck Creek solutions and who have a vision to advance their business, while reimagining the future of insurance. HDFC ERGO earned recognition for accelerating product launches, streamlining system integration, and increasing market agility using Duck Creek’s solutions, including Policy, Billing, Rating, and Insights.

    The Indian insurance market is undergoing a major transformation with a growing customer demand and the need for hyper-personalized services. The Insurance Regulatory and Development Authority of India (IRDAI) has also been encouraging the insurers to develop agile and customer-centric products so as to fuel insurance inclusion among diverse demographics and across the diverse geographies in the country. HDFC ERGO’s adoption of Duck Creek’s low-code, highly configurable platform to design a pioneering AI-enabled, real-time policy issuance system marks a significant milestone, where now the insurer has transformed the end-to-end process for its Health and Fire lines of business.

    “At HDFC ERGO, our endeavour has been to offer best-in-class solutions and experience to our customers. The behaviour and requirements of today’s customers have evolved to a great extent, where they expect dynamic, hyper-personalized, and innovative solutions, and the insurance industry is not an exception in this changed ecosystem. Hence as a customer-focused organization, we were looking for a technology partner, who would enable us to offer innovative products, efficient services, and better analytical insights in an integrated manner to provide a seamless experience to our customers. The tech enablement from Duck Creek matched perfectly to this requirement,” said Sriram Naganathan, President & CTO at HDFC ERGO General Insurance Company Limited. “We are happy and honored to receive the Duck Creek Standard of Excellence Award. We believe with these new tech enhancements we will set a new benchmark in the insurance industry and propel the cause of insurance inclusion in India — thus also supporting the vision of ‘Insurance for All by 2047’ of IRDAI— the Indian insurance regulator.”

    The scale of the project was massive, involving over 45 business users, 150+ IT developers working in parallel across seven systems integrator partners, designing 300+ product covers, 300+ business rules, and executing 10,000+ test scenarios. The solutions were delivered in only nine months, with their commercial fire product first to go live, followed by their health product soon thereafter. Key results include:

    • Product launch time reduced from 4-5 months to just four weeks, allowing rapid response to market demands and regulatory changes.
    • Dramatic productivity gains for agents with quotes generated almost instantly and agents able to offer 4-5 alternative product options rather than just a single choice.
    • Operational efficiency and risk reduction by drastically reducing manual data entry, minimizing compliance risks, and improving accuracy. Straight-through processing completed tasks in just 3-4 minutes, instead of hours or days.
    • Elevated customer experience driven by policies now being processed in near real time, instead of in hours and days. Customers are now also offered data-driven product recommendations and better-suited options, leading to improved engagements.

    “We are proud to honor HDFC ERGO General Insurance with the 2025 Standard of Excellence Customer Award,” said Christian Erickson, Vice President and General Manager, APAC at Duck Creek Technologies. “HDFC ERGO’s digital transformation stands as a benchmark for innovation and execution in the insurance industry. As our first customer in the in India market, we are thrilled to be HDFC ERGO’s strategic partner, with our suite of products helping drive meaningful business outcomes and value for the business, their customers, and shareholders. HDFC ERGO exemplifies the forward-thinking, customer-focused approach that defines the future of insurance. We congratulate them on this well-deserved recognition.”

    About Duck Creek Technologies   
    Duck Creek Technologies is the global intelligent solutions provider defining the future of the property and casualty (P&C) and general insurance industry. We are the platform upon which modern insurance systems are built, enabling the industry to capitalize on the power of the cloud to run agile, intelligent, and evergreen operations. Authenticity, purpose, and transparency are core to Duck Creek, and we believe insurance should be there for individuals and businesses when, where, and how they need it most. Our market-leading solutions are available on a standalone basis or as a full suite, and all are available via Duck Creek OnDemand. Visit www.duckcreek.com to learn more. Follow Duck Creek on our social channels for the latest information – LinkedIn and X.

    Media Contacts:   
    Marianne Dempsey/Tara Stred   
    duckcreek@threeringsinc.com

    About HDFC ERGO General Insurance Company Limited:

    HDFC ERGO General Insurance Company Limited, one of the leading private sector general insurance companies of India, whose promoters are HDFC Bank Limited, one of India’s leading private sector banks, and ERGO International AG, the primary insurance entity of Munich Re Group.

    A digital-first company, transforming into an AI-first company, HDFC ERGO is a leader in implementing technology to offer customers the best-in-class service experience.

    HDFC ERGO offers a complete range of General Insurance products including Health, Motor, Home, Agriculture, Travel, Credit, Cyber and Personal Accident in the retail space along with Property, Marine, Engineering, Marine Cargo, Group Health and Liability Insurance in the corporate space.

    The Company has created a stream of innovative & new products as well as services using technologies like Artificial Intelligence (AI), Machine Learning (ML), Natural Processing Language (NLP), and Robotics. HDFC ERGO offers a range of general insurance products and has a completely digital sales process with 299 branches and 600+ digital offices across India. HDFC ERGO’s technology platform has empowered the customers to avail services digitally on a 24×7 basis, with 70%+ claims for retail products intimated digitally and over 80% of service interactions are catered digitally of which 10% are AI led. The Company issued ~3.4 crore policies in FY25 and has one of the best claims payout ratios in the General Insurance industry.

    Be it unique insurance products, integrated customer service models, top-in-class claim processes or a host of technologically innovative solutions, HDFC ERGO has been able to delight its customers at every touch-point and milestone to ensure consumers are serviced in real-time.

    Social Media:

    Facebook: https://www.facebook.com/hdfcergo

    Twitter: https://twitter.com/hdfcergogic

    LinkedIn: https://www.linkedin.com/company/hdfcergo

    YouTube: https://youtube.com/c/hdfcergo

    Media Contacts:
       
    Shilpi Bose
    Shilpi.bose@hdfcergo.com

    The MIL Network

  • MIL-OSI: Orange County Bancorp, Inc. Announces Closing of Overallotment Option and Issuance of 258,064 Shares of Common Stock

    Source: GlobeNewswire (MIL-OSI)

    MIDDLETOWN, N.Y., June 09, 2025 (GLOBE NEWSWIRE) — Orange County Bancorp, Inc. (the “Company” – Nasdaq: OBT), parent company of Orange Bank & Trust Company, (the “Bank”) and Hudson Valley Investment Advisors, Inc. (“HVIA”), today announced that the underwriters for its recently completed public offering have exercised their overallotment option and completed the sale of an additional 258,064 shares of common stock at the public offering price of $23.25 per share. The expected proceeds to the Company in connection with the exercise of the option and the issuance of the additional shares, after deducting the underwriting discount and commissions but before deducting other expenses payable by the Company, are approximately $5.7 million.

    Piper Sandler & Co. and Stephens Inc. served as joint book-running managers.

    The offering was made only by means of an effective shelf registration statement on Form S-3 (File No. 333-280793), including a preliminary prospectus supplement and final prospectus supplement, copies of which may be obtained for free by visiting EDGAR on the SEC website at www.sec.gov. Additionally, copies may be obtained from Piper Sandler & Co., Attention: Prospectus Department, 800 Nicollet Mall, J12S03, Minneapolis, Minnesota 55402, or by phone at 1-800-747-3924, or by email at prospectus@psc.com, or Stephens Inc., 111 Center Street, Little Rock, AR 72201, or by phone at 1-800-643-9691.

    This press release shall not constitute an offer to sell or the solicitation of an offer to buy these securities, nor shall there be any sale of these securities in any state or jurisdiction in which such offer, solicitation or sale would be unlawful prior to registration or qualification under the securities laws of any such state or jurisdiction.  

    About Orange County Bancorp, Inc.

    Orange County Bancorp, Inc. is the parent company of Orange Bank & Trust Company and Hudson Valley Investment Advisors, Inc. Orange Bank & Trust Company is an independent bank that began with the vision of 14 founders over 125 years ago. It has grown through innovation and an unwavering commitment to its community and business clientele to approximately $2.6 billion in total assets. Hudson Valley Investment Advisors, Inc. is a Registered Investment Advisor in Goshen, NY. It was founded in 1996 and acquired by the Company in 2012.

    Forward-Looking Statements

    The information disclosed in this press release includes various forward-looking statements that are made in reliance upon the safe harbor provisions of the Private Securities Litigation Reform Act of 1995. The words “anticipates,” “projects,” “intends,” “estimates,” “expects,” “believes,” “plans,” “may,” “will,” “should,” “could,” and other similar expressions are intended to identify such forward-looking statements. The Company cautions that these forward-looking statements are necessarily speculative and speak only as of the date made, and are subject to numerous assumptions, risks and uncertainties, all of which may change over time. Actual results could differ materially from such forward-looking statements. Accordingly, you should not place undue reliance on forward-looking statements. In addition to the specific risk factors disclosed in the Company’s Annual Report on Form 10-K for the year ended December 31, 2024, the following factors, among others, could cause actual results to differ materially and adversely from such forward-looking statements: those related to the real estate and economic environment, particularly in the market areas in which the Company operates, competitive products and pricing, fiscal and monetary policies of the U.S. Government, inflation, changes in government regulations affecting financial institutions, including regulatory fees and capital requirements, changes in prevailing interest rates, tariffs, increased levels of loan delinquencies, problem assets and foreclosures, credit risk management, asset-liability management, cybersecurity risks, geopolitical conflicts, public health issues, the financial and securities markets and the availability of and costs associated with sources of liquidity. The Company does not undertake and specifically declines any obligation to publicly release the results of any revisions that may be made to any forward-looking statements to reflect events or circumstances after the date of such statements or to reflect the occurrence of anticipated or unanticipated events.

    For further information:
    Michael Lesler
    EVP & Chief Financial Officer
    mlesler@orangebanktrust.com
    Phone: (845) 341-5111

    The MIL Network

  • MIL-OSI USA: Tuberville, Banks Move to Protect Americans’ Financial Data from the CCP

    US Senate News:

    Source: United States Senator for Alabama Tommy Tuberville

    WASHINGTON – Today, U.S. Senator Tommy Tuberville (R-AL) and U.S. Senator Jim Banks (R-IN) took action to ensure Americans’ financial data is protected from exposure to the Chinese Communist Party (CCP) through popular financial trading platforms.

    In a letter to the Securities and Exchange Commission (SEC) Chairman Paul Atkins, Senators Tuberville and Banks asked that the SEC ensure two Chinese-linked companies are complying with American laws and regulations. The companies, Webull Financial, LLC (Webull) and Moomoo, Inc. (Moomoo), are widely-used stock trading platforms operating within the United States.

    “The biggest threat facing our country today is communist China,” said Senator Tuberville. “Thankfully, we now have a Commander-in-Chief in President Trump who is taking the threat of China incredibly seriously. China doesn’t need a spy balloon to steal our information — they’ve got spies in the smartphones of millions of Americans, harvesting valuable information every second. The United States must protect the personal data of our citizens from falling into the hands of our greatest adversary.”

    “Webull has a track record of collecting highly sensitive personal data from American consumers, including Social Security numbers,” said Senator Banks. “We cannot allow any platform like this tied to the Chinese Communist Party to sidestep our rules and jeopardize Americans’ personal data. That is why I am demanding the SEC ensures that any foreign platform is complying with American regulations, so long as they have access to our financial markets.” 

    The full text of the letter can be found here and pasted below.

    “Chairman Paul Atkins

    Securities and Exchange Commission

    100 F Street NE

    Washington, D.C. 20549

    Chairman Atkins:

    Congratulations on your confirmation as the 34th Chairman of the U.S. Securities and Exchange Commission (SEC). Over the last four years, your predecessor, Gary Gensler, mismanaged the SEC and pushed a radical anti-business, anti-investor, and anti-innovation agenda that stifled our financial markets, harmed retail investors, and made America less competitive. Fortunately, President Trump is acting quickly and decisively to reverse the Biden administration’s many failures and restore the American economy to greatness. Your pro-growth, pro-investor leadership is needed now more than ever to reestablish the SEC’s credibility, unleash the full power of America’s financial markets, and provide more opportunity for millions of Main Street Americans who want to invest for the future.

    While former Chairman Gensler prioritized multiple regulatory solutions in search of problems, such as his illegal “climate change” disclosure rule and his enforcement program designed to systematically destroy the cryptocurrency industry in the U.S., he ignored the very real threats against retail investors that we and our colleagues repeatedly brought to his attention related to the infiltration of our capital markets by Chinese-owned broker-dealers with possible ties to the Chinese Communist Party (CCP), including Webull, MooMoo, and Prometheum.[i]  For example, in May 2023, then-Congressman, now Senator, Banks and I wrote to Chairman Gensler and Financial Industry Regulatory Authority (FINRA) CEO Robert Cook:

    As you are aware, Webull and Moomoo collect highly sensitive personal information from millions of their U.S. customers, including personally identifiable information (PII) such as Social Security numbers, mailing addresses, and financial account data. . . . In light of Beijing’s increasingly strict privacy laws barring many Chinese companies from sharing data with Western regulators, the presence of Webull registered representatives in the PRC raises serious concerns regarding (1) Webull’s ability to meet its supervisory obligations under SEC and FINRA rules; (2) the SEC’s and FINRA’s ability to oversee and examine Webull and its registered representatives and associated persons located in the PRC; (3) the adequacy of Webull’s compliance with all SEC and FINRA recordkeeping requirements; (4) the ability of the SEC and FINRA to adequately enforce federal securities laws, including the ability to obtain documents and information from Webull employees located in the PRC; and (5) the potential for U.S. customer PII to be shared or exfiltrated to Webull employees or affiliated entities located in the PRC.[ii]

    Since then, the House Select Committee on the Chinese Communist Party (Select Committee) and several State Attorneys General, led by Indiana Attorney General Todd Rokita, have opened separate inquiries into Webull’s ties to the CCP and have exposed troubling facts which call into question the safety of these platforms for U.S. retail investors.[iii]  For example, the Select Committee discovered that an affiliate or subsidiary of Webull (Hunan Weibu Information Technology Co., Ltd., ) “received multiple grants from the Changsha Municipal Government’s special fund to optimize foreign investment through cost offsets supporting offshore service outsourcing,” pursuant to which “recipients of this special fund are required to ‘support the leadership of the Chinese Communist Party.’”[iv]  Similarly, the State Attorneys General inquiry found that “Webull appears to have an affiliated research and development facility (R&D Facility) with hundreds of employees in Changsha, China. SEC filings indicate that the R&D Facility may provide services or support to Webull’s US brokerage operations.”[v]  In fact, Webull’s May 9, 2025, Prospectus states:

    “[O]ur mainland China subsidiary, Hunan Weibu Information Technology Co., Ltd., employs 731 employees, representing 61% of our employees as of December 31, 2024, and is subject to the jurisdiction of the People’s Republic of China. We cannot be certain that future laws, rules, or regulations will not be drafted in a way that brings us within their scope and that such laws will not materially and adversely affect our business, financial condition, and results of operations.”

    We were disappointed to see that earlier this year, the SEC approved Webull to proceed with its Special Purpose Acquisition Company (SPAC) transaction, which now allows Webull to fully exploit U.S. markets – and, by extension, American investors who put their hard-earned money to work in these markets – as a public company listed on Nasdaq. Webull’s March 2025 Investor Presentation filed with the SEC on March 31, 2025, and its May 2025 Prospectus, appear to contain many of the same troubling connections between Webull and the CCP that legislators and law enforcement authorities have repeatedly raised to your predecessor, including continued ownership and control by individuals and entities that appear to be domiciled in China.[vi]The SEC should not allow Chinese companies to list on U.S. exchanges and enjoy the benefits of our capital markets, while failing to adhere to U.S. law. As Senator Rick Scott noted in a letter to you earlier this month, “These companies consistently fail to meet the requirements of our markets – misleading American investors and putting their investments and U.S. national security and economic security at risk[.]” The risks posed by Chinese companies listed in the U.S. were the recent subject of an April 9, 2025 joint House-Senate hearing titled, “Financial Aggression: How the Chinese Communist Party Exploits American Retirees and Undermines National Security.”[vii]   

    Relatedly, the notion of registering broker-dealers with ties to the CCP – especially firms with affiliates, operations, and owners based in China – is entirely inconsistent with the federal securities laws, FINRA rules, and the Holding Foreign Companies Accountable Act of 2020.[viii]  As you know, neither the SEC nor FINRA have the authority to conduct examinations or enforcement investigations of Webull’s substantial operations and employees in mainland China which, as noted above, may support the U.S. brokerage.   

    We urge you to take immediate action to delist all Chinese companies from the U.S. markets and rescind Chinese-owned broker-dealers’ licenses to operate in the U.S.

    Sincerely,”

    BACKGROUND:

    Webull and Moomoo are two widely-used stock trading platforms operating in the United States that are registered with the SEC and Financial Industry Regulatory Authority (FINRA). The parent companies of Webull and Moomoo are owned by Chinese entities with close ties to Chinese telecom giants Xiaomi and Tencent, which have reportedly aided the Chinese Communist Party in its efforts to surveil and suppress its citizens.

    Despite their ties to China, the SEC and FINRA allow Webull and Moomoo to operate as registered broker-dealers in the United States and to freely collect and store personally identifiable information — including Social Security numbers, mailing addresses, and sensitive financial account data — for millions of U.S. citizens.

    Senator Tuberville first called for an investigation into Webull and Moomoo in July 2022. In a letter to SEC Chairman Gary Gensler, Senator Tuberville and his colleagues Senators Ted Cruz (R-TX), Mike Braun (R-IN), Rick Scott (R-FL), and Roger Marshall (R-KS) expressed concerns over these firms’ data sharing practices and ties to the CCP – both of which could put U.S. investors at risk.

    Senator Tuberville and Senator Banks sent a similar letter to the SEC and FINRA in 2023.

    Senator Tuberville believes the Communist Chinese Party seeks to overtake the United States as the top global superpower and that America must face China’s growing military and non-military threats with clear-eyed resolve.

    Senator Tommy Tuberville represents Alabama in the United States Senate and is a member of the Senate Armed Services, Agriculture, Veterans’ Affairs, HELP and Aging Committees.

    MIL OSI USA News

  • MIL-OSI Security: South Florida Man Charged with Laundering $200,000 in Proceeds from Business Email Compromise Scheme

    Source: Office of United States Attorneys

    MIAMI – On June 6, Robert Arturo De Los Angeles Mejia, 24, appeared in federal court today to face charges for his part in a wire fraud and money laundering scheme operating out of South Florida.

    According to the information, Mejia and his co-conspirators defrauded a foreign buyer by deploying a business email compromise (BEC) scheme. Mejia and his co-conspirators intercepted email communications between the foreign buyer and a manufacturer engaged in a business transaction.  The intercepted email impersonated the manufacturer’s legitimate email account and deceived the foreign buyer into transferring funds to fraudulent accounts.

    Mejia laundered roughly $200,000 in fraud proceeds from the BEC scheme. To conceal the source and ownership of the funds, Mejia used a shell company and opened corporate bank accounts in the name of that company. Once the funds were deposited, Mejia quickly withdrew large sums of cash from multiple accounts and branches, often on the same day, to avoid detection and hinder recovery efforts.

    The business transaction was backed by the U.S. Export-Import Bank (EXIM Bank), which is the official export credit agency of the United States. Its mission is to support American jobs by facilitating the export of goods and services from the United States.

    U.S. Attorney Hayden P. O’Byrne for the Southern District of Florida; Inspector General Parisa Salehi of the EXIM Bank, Office of Inspector General (OIG) Miami; and José R. Figueroa, acting Special Agent in Charge of Homeland Security Investigations (HSI) Miami, made the announcement.

    The case was investigated by EXIM Bank-OIG Miami and HSI Miami.

    Assistant U.S. Attorney Altanese Phenelus is prosecuting the case and Marx Calderon is handling asset forfeiture.

    An information is merely an accusation. All defendants are presumed innocent until proven guilty beyond a reasonable doubt in a court of law.

    Related court documents and information may be found on the website of the District Court for the Southern District of Florida at www.flsd.uscourts.gov or at http://pacer.flsd.uscourts.gov under case number 25-cr-20198.

    ###

    MIL Security OSI

  • MIL-OSI USA: Founder of Cryptocurrency Payment Company Charged with Evading Sanctions and Export Controls, Defrauding Financial Institutions, and Violating the Bank Secrecy Act

    Source: US State of North Dakota

    Defendant Allegedly Laundered More Than $500M Through the U.S. Financial System, Including by Facilitating Transactions with Sanctioned Russian Banks

    A 22-count indictment was unsealed today charging Iurii Gugnin, also known as Iurii Mashukov and George Goognin, 38, a resident of New York and citizen of Russia, with various offenses related to using his cryptocurrency company Evita to funnel more than $500 million of overseas payments through U.S. banks and cryptocurrency exchanges while hiding the source and purpose of the transactions.

    According to court documents, Gugnin is charged with wire and bank fraud, conspiracy to defraud the United States, violation of the International Emergency Economic Powers Act (IEEPA), operating an unlicensed money transmitting business, failing to implement an effective anti-money laundering compliance program, failing to file suspicious activity reports, money laundering, and related conspiracy charges. Gugnin was arrested and arraigned today in New York.

    “The defendant is charged with turning a cryptocurrency company into a covert pipeline for dirty money, moving over half a billion dollars through the U.S. financial system to aid sanctioned Russian banks and help Russian end-users acquire sensitive U.S. technology,” said John A. Eisenberg, Assistant Attorney General for National Security. “The Department of Justice will not hesitate to bring to justice those who imperil our national security by enabling our foreign adversaries to sidestep sanctions and export controls.”

    “As alleged, Gugnin came to the United States and set up a money laundering operation under the guise of a cryptocurrency start-up, which he then used to evade sanctions and export controls and defraud U.S. financial institutions,” said U.S. Attorney Joseph Nocella Jr. for the Eastern District of New York. “Today’s arrest demonstrates that this Office will vigorously prosecute those who abuse the U.S. financial system in furtherance of criminal activity, particularly when it undermines national security.”

    “Gugnin’s cryptocurrency company allegedly served as a front to launder hundreds of millions of dollars for sanctioned Russian entities and to obtain export-controlled technology for the Russian government,” said Assistant Director Roman Rozhavsky of the FBI’s Counterintelligence Division. “Let this serve notice that using cryptocurrency to hide illegal conduct will not prevent the FBI and our partners from holding you accountable.”

    As alleged in the indictment, Gugnin is the founder, President, Treasurer, and Compliance Officer of U.S-based Evita Investments Inc. (Evita Investments) and Evita Pay Inc. (Evita Pay) (collectively, Evita). Gugnin used both companies to enable foreign customers — many of whom held funds at sanctioned Russian banks — to provide him with cryptocurrency, which he then laundered through cryptocurrency wallets and U.S. bank accounts. Gugnin ultimately converted the funds into U.S. dollars or other fiat currencies and then made payments through bank accounts in Manhattan on behalf of his foreign customers. In the process, the sources of the funds were obscured, disguising the audit trail and hiding the true counterparties to the transactions. Between June 2023 and January 2025, Gugnin used Evita to facilitate the movement of approximately $530 million through the U.S. financial system, most of which he received in the form of a cryptocurrency stablecoin known as Tether, or “USDT.”

    To effectuate the scheme, Gugnin defrauded various banks and cryptocurrency exchanges through which he converted funds and made wire transfers. Gugnin repeatedly lied to these banks and exchanges, telling them that Evita did not conduct business with entities in Russia and did not deal with sanctioned entities. In fact, many of Gugnin’s customers were located in Russia, and he facilitated payments in funds held at sanctioned Russian banks, including PJSC Sberbank, PJSC Sovcombank, PJSC VTB Bank, and JSC Tinkoff Bank. Gugnin maintained personal accounts at two sanctioned Russian banks, JSC Alfa-Bank and PJSC Sberbank, with which he transacted while residing in the United States. Gugnin also facilitated payments by foreign customers to procure sensitive electronics, including an export-controlled server designed by a U.S. technology company, and laundered funds from a Moscow-based supplier to purchase parts for Rosatom, Russia’s state-owned nuclear technology company. To conceal his activities, Gugnin regularly obfuscated invoices by digitally “whiting out” the names and addresses of his Russian customers.

    Gugnin also failed to implement Evita’s own purported anti-money laundering program and failed to file suspicious activity reports, as required under the Bank Secrecy Act. Although Gugnin represented to banks and cryptocurrency exchanges that Evita followed rigorous anti-money laundering and know-your-customer requirements, in practice he flouted those requirements, as well as the requirement to file reports of suspicious activities with the Financial Crimes Enforcement Network (FinCEN). Gugnin ultimately registered Evita Pay as a money transmitter with FinCEN and the state of Florida but did so by making materially false statements to the state of Florida about Evita Pay’s business. Gugnin used that fraudulently obtained state license to induce a cryptocurrency exchange to process transactions on his behalf.

    In the course of his scheme, Gugnin conducted web searches that confirmed his awareness that he was breaking the law, including searches for “how to know if there is an investigation against you”; “evita investments inc. criminal records search”; “Iurii Gugnin criminal records”; “money laundering penalties US”; and “penalties for sanctions violations EU luxury goods.” He also visited website pages titled, respectively “am I being investigated?”; “signs you may be under criminal investigation”; and “what are the best ways to find out if you’re being investigated and what can someone do when they think they might be under investigation.”

    If convicted, Gugnin faces a maximum penalty of 30 years in prison for each count of bank fraud; a maximum penalty of 20 years in prison for each of the wire fraud, IEEPA, money laundering, and related conspiracy counts; a maximum penalty of 10 years in prison for failure to implement an effective anti-money laundering program and failure to file suspicious activity reports; and a maximum penalty of five years in prison for conspiracy to defraud the United States and operating an unlicensed money transmitting business.

    Assistant U.S. Attorney Matthew Skurnik for the Eastern District of New York and Trial Attorney Dallas Kaplan of the National Security Division’s Counterintelligence and Export Control Section are prosecuting the case. Assistant U.S. Attorney Laura Mantell for the Eastern District of New York’s Asset Recovery Section is handling forfeiture matters.

    Today’s actions were coordinated through the Justice and Commerce Departments’ Disruptive Technology Strike Force. The Disruptive Technology Strike Force is an interagency law enforcement strike force co-led by the Departments of Justice and Commerce designed to target illicit actors, protect supply chains, and prevent critical technology from being acquired by authoritarian regimes and hostile nation-states.

    An indictment is merely an allegation. All defendants are presumed innocent until proven guilty beyond a reasonable doubt in a court of law.

    MIL OSI USA News

  • MIL-OSI: Canadian Nuclear Laboratories and the University of Ottawa Accelerate Low Dose Radiation Research and Foster Next Generation of Scientists

    Source: GlobeNewswire (MIL-OSI)

    CHALK RIVER, Ontario, June 09, 2025 (GLOBE NEWSWIRE) — Canadian Nuclear Laboratories (CNL), Canada’s premier nuclear science and technology organization, and the University of Ottawa (uOttawa), one of Canada’s most innovative universities, are pleased to announce a new partnership to advance knowledge, education, research and innovation in low dose radiation (LDR) exposure health effects.

    Leveraging the leading research organizations’ complementary capabilities, the new partnership builds on CNL’s global leadership in LDR research with the establishment of a CNL-led LDR innovation hub, accelerating research critical to public safety and the health of Canadians. It will also serve to increase capabilities, education and training opportunities to graduate students and early career researchers.

    The partnership will also extend uOttawa researchers’ access to Atomic Energy of Canada Limited’s world class facilities at Chalk River Laboratories, including the unique Biological Research Facility, associated irradiation facilities and LDR Tissue Bank, and establishes a CNL satellite laboratory within uOttawa’s new Advanced Medical Research Centre (AMRC) – set to open in 2026. This physical presence will be co-located with the Ottawa Institute of Systems Biology (OISB) as well as uOttawa state-of-the-art Core Facilities, which altogether will support new research directions in radiation sciences and advanced organoid-based systems biology. These areas are rapidly developing strengths at uOttawa, positioning the university as a national, and potentially international, leader in this field. uOttawa will also offer reciprocal access to key research facilities on campus, in addition to those located at the faculty of medicine and in AMRC.

    “As a major player in the global research and development effort to support LDR research, CNL is focused on the prevention or reduction of radiation exposure effects in workers, patients and the larger population,” says Dr. Stephen Bushby, Vice-President, Science & Technology, CNL. “We are very excited to include uOttawa as a major partner in the work needed to shed light on this complex field of research.”

    As part of this partnership, CNL will be contributing towards the acquisition of a mass spectrometer, which will be installed in the in the Metabolomics Core Facility at uOttawa. This strategic investment, supporting collaborative initiatives between OISB and CNL, will enable leading-edge single-cell metabolomics and spatial metabolomics, a rapidly advancing field with transformative potential in biomedical research. This will be the only equipment of its kind in eastern Canada, offering unique capabilities for high-resolution chemical imaging at the cellular level. The instrument will not only serve researchers at uOttawa, but also attract national and international collaborators, firmly establishing uOttawa as a leader in metabolomics and precision health research.

    The mass spectrometer will be a central component of the new Spatial Biology and Single-Cell Suite (3S) within the AMRC. This cutting-edge suite will integrate transformative new technologies into a coordinated workflow that complements and enhances five existing and intensively used Core Facilities: Flow Cytometry, Metabolomics, Gene Editing, Cellular Imaging, and Bioinformatics. By bridging these platforms, 3S will significantly expand research capabilities in some of uOttawa’s strongest areas of discovery, particularly brain, heart, and cancer biology—driving breakthroughs in systems biology, precision medicine, and therapeutic development.

    “This new equipment, the only one of its kind in Eastern Canada, positions the University of Ottawa as a leader in metabolomics and precision health research, while attracting national and international collaborations,” says Julie St-Pierre, Interim Vice-President, Research and Innovation, uOttawa.

    This new partnership builds on over a decade of collaborative research involving CNL and multiple uOttawa faculties, including Engineering, Science and Medicine. These collaborations have advanced understanding of the biomedical impacts of LDR, including studies on DNA damage and repair, protein synthesis, epigenetics, mitochondrial biology, metabolism, immunity, and stem cell functions. As part of this partnership, CNL has also provided funding support for postdoctoral fellow stipends, further enabling high-impact research and talent development.

    With the field of LDR research growing and Canadian leadership in LDR research well-recognized, both organizations will continue to explore additional opportunities to further strengthen this partnership.

    About CNL

    As Canada’s premier nuclear science and technology laboratory and working under the direction of Atomic Energy of Canada Limited (AECL), CNL is a world leader in the development of innovative nuclear science and technology products and services. Guided by an ambitious corporate strategy known as Vision 2030, CNL fulfills three strategic priorities of national importance – restoring and protecting the environment, advancing clean energy technologies, and contributing to the health of Canadians.

    By leveraging the assets owned by AECL, CNL also serves as the nexus between government, the nuclear industry, the broader private sector and the academic community. CNL works in collaboration with these sectors to advance innovative Canadian products and services towards real-world use, including carbon-free energy, cancer treatments and other therapies, non-proliferation technologies and waste management solutions.

    To learn more about CNL, please visit www.cnl.ca.

    About the University of Ottawa

    The University of Ottawa is powered by research. Located in Canada’s capital, we bring together energetic and creative scholars to tackle urgent global challenges and to respond to emerging opportunities.

    As one of Canada’s most innovative universities, we generate breakthroughs and discoveries that make a real difference in communities across Ontario, Canada and the world. Our thought leaders provide evidence-based insights that inform policy and support industry.

    Our influence keeps growing due to our vast range of international partnerships, including our membership in the U7+ Alliance. As the world’s largest French-English university, we are a driving force in the Francophonie.

    To learn more about uOttawa, please visit www.uottawa.ca.

    CNL Contact:
    Philip Kompass
    Director, Corporate Communications
    1-866-886-2325
    media@cnl.ca

    uOttawa contact:
    media@uottawa.ca

    A photo accompanying this announcement is available at https://www.globenewswire.com/NewsRoom/AttachmentNg/8c4cd1c0-401a-44e6-83ce-e65ea78dc6b4

    The MIL Network

  • MIL-OSI Security: Security News: Founder of Cryptocurrency Payment Company Charged with Evading Sanctions and Export Controls, Defrauding Financial Institutions, and Violating the Bank Secrecy Act

    Source: United States Department of Justice

    Defendant Allegedly Laundered More Than $500M Through the U.S. Financial System, Including by Facilitating Transactions with Sanctioned Russian Banks

    A 22-count indictment was unsealed today charging Iurii Gugnin, also known as Iurii Mashukov and George Goognin, 38, a resident of New York and citizen of Russia, with various offenses related to using his cryptocurrency company Evita to funnel more than $500 million of overseas payments through U.S. banks and cryptocurrency exchanges while hiding the source and purpose of the transactions.

    According to court documents, Gugnin is charged with wire and bank fraud, conspiracy to defraud the United States, violation of the International Emergency Economic Powers Act (IEEPA), operating an unlicensed money transmitting business, failing to implement an effective anti-money laundering compliance program, failing to file suspicious activity reports, money laundering, and related conspiracy charges. Gugnin was arrested and arraigned today in New York.

    “The defendant is charged with turning a cryptocurrency company into a covert pipeline for dirty money, moving over half a billion dollars through the U.S. financial system to aid sanctioned Russian banks and help Russian end-users acquire sensitive U.S. technology,” said John A. Eisenberg, Assistant Attorney General for National Security. “The Department of Justice will not hesitate to bring to justice those who imperil our national security by enabling our foreign adversaries to sidestep sanctions and export controls.”

    “As alleged, Gugnin came to the United States and set up a money laundering operation under the guise of a cryptocurrency start-up, which he then used to evade sanctions and export controls and defraud U.S. financial institutions,” said U.S. Attorney Joseph Nocella Jr. for the Eastern District of New York. “Today’s arrest demonstrates that this Office will vigorously prosecute those who abuse the U.S. financial system in furtherance of criminal activity, particularly when it undermines national security.”

    “Gugnin’s cryptocurrency company allegedly served as a front to launder hundreds of millions of dollars for sanctioned Russian entities and to obtain export-controlled technology for the Russian government,” said Assistant Director Roman Rozhavsky of the FBI’s Counterintelligence Division. “Let this serve notice that using cryptocurrency to hide illegal conduct will not prevent the FBI and our partners from holding you accountable.”

    As alleged in the indictment, Gugnin is the founder, President, Treasurer, and Compliance Officer of U.S-based Evita Investments Inc. (Evita Investments) and Evita Pay Inc. (Evita Pay) (collectively, Evita). Gugnin used both companies to enable foreign customers — many of whom held funds at sanctioned Russian banks — to provide him with cryptocurrency, which he then laundered through cryptocurrency wallets and U.S. bank accounts. Gugnin ultimately converted the funds into U.S. dollars or other fiat currencies and then made payments through bank accounts in Manhattan on behalf of his foreign customers. In the process, the sources of the funds were obscured, disguising the audit trail and hiding the true counterparties to the transactions. Between June 2023 and January 2025, Gugnin used Evita to facilitate the movement of approximately $530 million through the U.S. financial system, most of which he received in the form of a cryptocurrency stablecoin known as Tether, or “USDT.”

    To effectuate the scheme, Gugnin defrauded various banks and cryptocurrency exchanges through which he converted funds and made wire transfers. Gugnin repeatedly lied to these banks and exchanges, telling them that Evita did not conduct business with entities in Russia and did not deal with sanctioned entities. In fact, many of Gugnin’s customers were located in Russia, and he facilitated payments in funds held at sanctioned Russian banks, including PJSC Sberbank, PJSC Sovcombank, PJSC VTB Bank, and JSC Tinkoff Bank. Gugnin maintained personal accounts at two sanctioned Russian banks, JSC Alfa-Bank and PJSC Sberbank, with which he transacted while residing in the United States. Gugnin also facilitated payments by foreign customers to procure sensitive electronics, including an export-controlled server designed by a U.S. technology company, and laundered funds from a Moscow-based supplier to purchase parts for Rosatom, Russia’s state-owned nuclear technology company. To conceal his activities, Gugnin regularly obfuscated invoices by digitally “whiting out” the names and addresses of his Russian customers.

    Gugnin also failed to implement Evita’s own purported anti-money laundering program and failed to file suspicious activity reports, as required under the Bank Secrecy Act. Although Gugnin represented to banks and cryptocurrency exchanges that Evita followed rigorous anti-money laundering and know-your-customer requirements, in practice he flouted those requirements, as well as the requirement to file reports of suspicious activities with the Financial Crimes Enforcement Network (FinCEN). Gugnin ultimately registered Evita Pay as a money transmitter with FinCEN and the state of Florida but did so by making materially false statements to the state of Florida about Evita Pay’s business. Gugnin used that fraudulently obtained state license to induce a cryptocurrency exchange to process transactions on his behalf.

    In the course of his scheme, Gugnin conducted web searches that confirmed his awareness that he was breaking the law, including searches for “how to know if there is an investigation against you”; “evita investments inc. criminal records search”; “Iurii Gugnin criminal records”; “money laundering penalties US”; and “penalties for sanctions violations EU luxury goods.” He also visited website pages titled, respectively “am I being investigated?”; “signs you may be under criminal investigation”; and “what are the best ways to find out if you’re being investigated and what can someone do when they think they might be under investigation.”

    If convicted, Gugnin faces a maximum penalty of 30 years in prison for each count of bank fraud; a maximum penalty of 20 years in prison for each of the wire fraud, IEEPA, money laundering, and related conspiracy counts; a maximum penalty of 10 years in prison for failure to implement an effective anti-money laundering program and failure to file suspicious activity reports; and a maximum penalty of five years in prison for conspiracy to defraud the United States and operating an unlicensed money transmitting business.

    Assistant U.S. Attorney Matthew Skurnik for the Eastern District of New York and Trial Attorney Dallas Kaplan of the National Security Division’s Counterintelligence and Export Control Section are prosecuting the case. Assistant U.S. Attorney Laura Mantell for the Eastern District of New York’s Asset Recovery Section is handling forfeiture matters.

    Today’s actions were coordinated through the Justice and Commerce Departments’ Disruptive Technology Strike Force. The Disruptive Technology Strike Force is an interagency law enforcement strike force co-led by the Departments of Justice and Commerce designed to target illicit actors, protect supply chains, and prevent critical technology from being acquired by authoritarian regimes and hostile nation-states.

    An indictment is merely an allegation. All defendants are presumed innocent until proven guilty beyond a reasonable doubt in a court of law.

    MIL Security OSI

  • MIL-OSI Security: Founder of Cryptocurrency Payment Company Charged with Evading Sanctions and Export Controls, Defrauding Financial Institutions, and Violating the Bank Secrecy Act

    Source: United States Attorneys General 8

    Defendant Allegedly Laundered More Than $500M Through the U.S. Financial System, Including by Facilitating Transactions with Sanctioned Russian Banks

    A 22-count indictment was unsealed today charging Iurii Gugnin, also known as Iurii Mashukov and George Goognin, 38, a resident of New York and citizen of Russia, with various offenses related to using his cryptocurrency company Evita to funnel more than $500 million of overseas payments through U.S. banks and cryptocurrency exchanges while hiding the source and purpose of the transactions.

    According to court documents, Gugnin is charged with wire and bank fraud, conspiracy to defraud the United States, violation of the International Emergency Economic Powers Act (IEEPA), operating an unlicensed money transmitting business, failing to implement an effective anti-money laundering compliance program, failing to file suspicious activity reports, money laundering, and related conspiracy charges. Gugnin was arrested and arraigned today in New York.

    “The defendant is charged with turning a cryptocurrency company into a covert pipeline for dirty money, moving over half a billion dollars through the U.S. financial system to aid sanctioned Russian banks and help Russian end-users acquire sensitive U.S. technology,” said John A. Eisenberg, Assistant Attorney General for National Security. “The Department of Justice will not hesitate to bring to justice those who imperil our national security by enabling our foreign adversaries to sidestep sanctions and export controls.”

    “As alleged, Gugnin came to the United States and set up a money laundering operation under the guise of a cryptocurrency start-up, which he then used to evade sanctions and export controls and defraud U.S. financial institutions,” said U.S. Attorney Joseph Nocella Jr. for the Eastern District of New York. “Today’s arrest demonstrates that this Office will vigorously prosecute those who abuse the U.S. financial system in furtherance of criminal activity, particularly when it undermines national security.”

    “Gugnin’s cryptocurrency company allegedly served as a front to launder hundreds of millions of dollars for sanctioned Russian entities and to obtain export-controlled technology for the Russian government,” said Assistant Director Roman Rozhavsky of the FBI’s Counterintelligence Division. “Let this serve notice that using cryptocurrency to hide illegal conduct will not prevent the FBI and our partners from holding you accountable.”

    As alleged in the indictment, Gugnin is the founder, President, Treasurer, and Compliance Officer of U.S-based Evita Investments Inc. (Evita Investments) and Evita Pay Inc. (Evita Pay) (collectively, Evita). Gugnin used both companies to enable foreign customers — many of whom held funds at sanctioned Russian banks — to provide him with cryptocurrency, which he then laundered through cryptocurrency wallets and U.S. bank accounts. Gugnin ultimately converted the funds into U.S. dollars or other fiat currencies and then made payments through bank accounts in Manhattan on behalf of his foreign customers. In the process, the sources of the funds were obscured, disguising the audit trail and hiding the true counterparties to the transactions. Between June 2023 and January 2025, Gugnin used Evita to facilitate the movement of approximately $530 million through the U.S. financial system, most of which he received in the form of a cryptocurrency stablecoin known as Tether, or “USDT.”

    To effectuate the scheme, Gugnin defrauded various banks and cryptocurrency exchanges through which he converted funds and made wire transfers. Gugnin repeatedly lied to these banks and exchanges, telling them that Evita did not conduct business with entities in Russia and did not deal with sanctioned entities. In fact, many of Gugnin’s customers were located in Russia, and he facilitated payments in funds held at sanctioned Russian banks, including PJSC Sberbank, PJSC Sovcombank, PJSC VTB Bank, and JSC Tinkoff Bank. Gugnin maintained personal accounts at two sanctioned Russian banks, JSC Alfa-Bank and PJSC Sberbank, with which he transacted while residing in the United States. Gugnin also facilitated payments by foreign customers to procure sensitive electronics, including an export-controlled server designed by a U.S. technology company, and laundered funds from a Moscow-based supplier to purchase parts for Rosatom, Russia’s state-owned nuclear technology company. To conceal his activities, Gugnin regularly obfuscated invoices by digitally “whiting out” the names and addresses of his Russian customers.

    Gugnin also failed to implement Evita’s own purported anti-money laundering program and failed to file suspicious activity reports, as required under the Bank Secrecy Act. Although Gugnin represented to banks and cryptocurrency exchanges that Evita followed rigorous anti-money laundering and know-your-customer requirements, in practice he flouted those requirements, as well as the requirement to file reports of suspicious activities with the Financial Crimes Enforcement Network (FinCEN). Gugnin ultimately registered Evita Pay as a money transmitter with FinCEN and the state of Florida but did so by making materially false statements to the state of Florida about Evita Pay’s business. Gugnin used that fraudulently obtained state license to induce a cryptocurrency exchange to process transactions on his behalf.

    In the course of his scheme, Gugnin conducted web searches that confirmed his awareness that he was breaking the law, including searches for “how to know if there is an investigation against you”; “evita investments inc. criminal records search”; “Iurii Gugnin criminal records”; “money laundering penalties US”; and “penalties for sanctions violations EU luxury goods.” He also visited website pages titled, respectively “am I being investigated?”; “signs you may be under criminal investigation”; and “what are the best ways to find out if you’re being investigated and what can someone do when they think they might be under investigation.”

    If convicted, Gugnin faces a maximum penalty of 30 years in prison for each count of bank fraud; a maximum penalty of 20 years in prison for each of the wire fraud, IEEPA, money laundering, and related conspiracy counts; a maximum penalty of 10 years in prison for failure to implement an effective anti-money laundering program and failure to file suspicious activity reports; and a maximum penalty of five years in prison for conspiracy to defraud the United States and operating an unlicensed money transmitting business.

    Assistant U.S. Attorney Matthew Skurnik for the Eastern District of New York and Trial Attorney Dallas Kaplan of the National Security Division’s Counterintelligence and Export Control Section are prosecuting the case. Assistant U.S. Attorney Laura Mantell for the Eastern District of New York’s Asset Recovery Section is handling forfeiture matters.

    Today’s actions were coordinated through the Justice and Commerce Departments’ Disruptive Technology Strike Force. The Disruptive Technology Strike Force is an interagency law enforcement strike force co-led by the Departments of Justice and Commerce designed to target illicit actors, protect supply chains, and prevent critical technology from being acquired by authoritarian regimes and hostile nation-states.

    An indictment is merely an allegation. All defendants are presumed innocent until proven guilty beyond a reasonable doubt in a court of law.

    MIL Security OSI

  • MIL-OSI Europe: Public development banks launch Clean Oceans Initiative 2.0 after original initiative delivered on its target ahead of time

    Source: European Investment Bank

    Unsplash

    • Public development banks launch Clean Oceans Initiative 2.0 at the UN Ocean Conference, setting a new €3 billion financing target for 2026–2030 to tackle ocean plastic pollution.
    • The original Clean Oceans Initiative reached its €4 billion financing target for plastic pollution reduction projects seven months ahead of schedule.
    • COI 2.0 expands the partnership’s focus beyond pollution management to include waste prevention and circular economy solutions and welcomes new regional partner ADB to strengthen efforts in Asia.

    Building on a shared commitment to marine sustainability, six public development banks today launched the Clean Oceans Initiative 2.0 (COI 2.0), a renewed and expanded partnership dedicated to drastically reducing plastic pollution in the world’s oceans. At the United Nations Ocean Conference in the city of Nice, Agence Française de Développement (AFD), European Investment Bank (EIB), Kreditanstalt für Wiederaufbau (KfW), Cassa Depositi e Prestiti (CDP), and European Bank for Reconstruction and Development (EBRD) together with the Asian Development Bank (ADB), which joins the initiative as a new member, set a financing target of €3 billion for the years 2026 to 2030.

    Launched in 2018 and extended in 2022, the Clean Oceans Initiative is the largest multilateral effort dedicated to funding projects that reduce plastic pollution at sea. In May this year – seven months ahead of schedule – the initiative met its target of €4 billion in long-term financing for public and private sector projects aimed at reducing discharge of plastics, micro-plastics and other litter into the oceans through improved management of solid waste, wastewater and stormwater. Project examples include improved wastewater treatment in Sri Lanka, China, Egypt, and South Africa; solid waste management in Togo and Senegal; and flood protection in Benin, Morocco, and Ecuador.  

    According to the United Nations, if current trends continue the amount of plastic waste entering aquatic ecosystems could triple—from around 11 million tonnes in 2021 to 23–37 million tonnes per year by 2040. The new phase of the Clean Oceans Initiative is the international financial community’s response to these challenges. COI 2.0 will maintain its focus on reducing marine litter, while increasing its impact by placing a stronger emphasis on waste prevention and supporting circular economy solutions, including projects that develop alternatives to plastic.

    Some of the highest amounts of plastic enter the ocean in Asia, making it essential to join forces with local partners. The Asian Development Bank brings crucial regional expertise to the initiative and will be able to leverage projects in its area of action. Going forward, one of the objectives is to measure the impact of the enhanced initiative using scientifically robust and easy-to-apply indicators, especially in the areas of plastic pollution prevention.

    “Delivering on our initial target ahead of schedule demonstrates the power of partnership and collective action,” said EIB Vice-President Ambroise Fayolle. “Through the Clean Oceans Initiative 2.0, we are expanding our collaboration with local partners to deliver innovative solutions where they are needed most. The EIB is committed to supporting projects that make a real and measurable difference, setting new benchmarks for impact as we continue our mission to keep plastics out of the world’s oceans.”

    Background information

    Oceans are vital to life on Earth, providing food, income, climate regulation, and natural resources for billions of people. They absorb about 30% of global carbon dioxide emissions, helping to buffer climate change.

    Plastic pollution threatens marine ecosystems and the livelihoods of millions who depend on healthy oceans. Most ocean plastics originate from mismanaged waste on land, often carried by rivers due to inadequate waste collection and water treatment, especially in rapidly growing cities. Microplastics alone account for an estimated 1.5 million tonnes entering the oceans each year.

    The Clean Oceans Initiative 2.0 focuses on projects in coastal areas that address plastic pollution entering the ocean, particularly in Asia, Africa, and Latin America, where inadequate waste and water management in major river systems remains a critical challenge.

    EIB 

    The European Investment Bank (ElB) is the long-term lending institution of the European Union, owned by its Member States. Built around eight core priorities, we finance investments that contribute to EU policy objectives by bolstering climate action and the environment, digitalisation and technological innovation, security and defence, cohesion, agriculture and bioeconomy, social infrastructure, high-impact investments outside the European Union, and the capital markets union.  

    The EIB Group, which also includes the European Investment Fund (EIF), signed nearly €89 billion in new financing for over 900 high-impact projects in 2024, boosting Europe’s competitiveness and security.  

    All projects financed by the EIB Group are in line with the Paris Climate Agreement, as pledged in our Climate Bank Roadmap. Almost 60% of the EIB Group’s annual financing supports projects directly contributing to climate change mitigation, adaptation, and a healthier environment.  

    High-quality, up-to-date photos of our headquarters for media use are available here.

    MIL OSI Europe News

  • MIL-OSI Europe: Luxembourg and EIB Global team up to help Small Island Developing States confront climate change

    Source: European Investment Bank

    • Luxembourg is tapping EIB Global expertise through the Luxembourg-EIB Climate Finance Platform (LCFP) to contribute €5 million to the Outrigger Impact Fund I.
    • The Fund has a target size of $100 million and aims to provide finance to projects in various sectors of the oceans economy.
    • Outrigger Impact Fund I will provide debt and equity financing to help Small Island Development States adapt to climate change and reduce greenhouse gas emissions.

    Luxembourg is joining forces with the European Investment Bank’s development arm (EIB Global) to pledge €5 million through the Luxembourg-EIB Climate Finance Platform (LCFP) to help Small Island Development States (SIDS) tackle climate change. The Government of Luxembourg is making the commitment to a new fund dedicated to the sustainable use of ocean resources – an area of activity known as the “blue economy” – and EIB Global is managing the contribution to ensure its optimal use.

    Luxembourg’s pledge will take the form of junior equity in the Outrigger Impact Fund I, which has a target size of $100 million and will be run by UK-based fund manager Outrigger Impact. The fund will operate in Small Island Development States, providing debt and equity finance to projects in various blue economy sectors such as sustainable aquaculture, ocean conservation, ecotourism and offshore renewable energy.

    “This investment reflects our ambition to drive more capital towards climate resilience where it is most urgently needed. By backing the Outrigger Impact Fund I through the provision of junior equity, we aim to de-risk innovative projects in the blue economy and mobilise private finance at scale. This is a targeted use of public capital to unlock impact where markets alone would not go,” said Luxembourg Minister of Finance Gilles Roth.  

    “Over the last decade, Luxembourg has been committed to supporting the most vulnerable countries in the fight against climate change. Small Island Development States are disproportionally affected and face a finance gap at the same time. The blue economy offers an opportunity for SIDS to help adapt to climate change, protect and restore nature, while generating sustainable income for the most vulnerable communities,” said Minister of Environment, Climate and Biodiversity Serge Wilmes.  

    EIB Vice-President Ambroise Fayolle and Outrigger Impact Managing Director Simon Dent announced Luxembourg’s contribution at the 2025 United Nations Ocean Conference in Nice, France.

    “Small Island Developing States are disproportionately at risk of the impacts of climate change and receive immeasurably less financing than other developing or low-income countries. That’s why this fund is important – at the portfolio level it is expected to multiply investments with a significant leverage,” said Vice-President Fayolle.

    The involvement of Luxembourg and the EIB in the new fund advances an EU goal in its “Global Gateway Investment Agenda” to deepen worldwide cooperation on investment in areas including climate and the environment.

    The investments by the new fund will reduce greenhouse gas emissions through clean transport, contribute to conservation of protected areas and coral reefs, and reduce pollution including plastics in the ocean. The financing will also increase the resilience of local communities to climate change.

    The fund will leverage private investments and group projects across Small Island Development States to support new or small market players that are developing innovative business models backing the transition to a sustainable blue economy.

    “This new fund will provide catalytic investment in projects, small and medium-sized enterprises and nature-based solutions in Small Island Development States. These states steward over 30% of our oceans through their exclusive economic zones, meaning that their blue economies, ecosystems and sustainable marine assets are full of environmental, social and economic potential,” said Outrigger Impact Managing Director Simon Dent.

    Background information

    About EIB Global

    The European Investment Bank (ElB) is the long-term lending institution of the European Union, owned by the Member States. It finances investments that pursue EU policy objectives.

    EIB Global is the EIB Group’s specialised arm devoted to increasing the impact of international partnerships and development finance, and a key partner of Global Gateway. It aims to support €100 billion of investment by the end of 2027 – around one-third of the overall target of this EU initiative. Within Team Europe, EIB Global fosters strong, focused partnerships alongside fellow development finance institutions and civil society. EIB Global brings the EIB Group closer to people, companies and institutions through its offices across the world. Photos of EIB headquarters for media use are available here.

    About the Luxembourg-EIB Climate Finance Platform (LCFP)

    The LCFP is a de-risking platform initiated by the Government of Luxembourg in collaboration with the EIB that seeks to catalyse private sector investments in high-impact climate projects in developing countries.

    About Outrigger Impact

    Outrigger Impact is a specialised blue economy platform, which is developing a dedicated financing facility to build environmental and economic resilience and drive nature-positive outcomes in Small Island Developing States, by catalysing and leveraging the blue economy and enhancing the sustainability of ocean resources. The Outrigger Impact Fund will provide investment capital for blue economy projects in a range of Small Island Developing States, and the Outrigger Technical Assistance Facility will provide grants and concessionary loans to support early-stage projects in islands, with the common aim of delivering dedicated funding of more than $100 million to catalytic projects in island states.

    MIL OSI Europe News

  • MIL-OSI USA: Reed Seeks to Block Trump-Republicans Plan to Take From the Needy to Give to the Greedy

    US Senate News:

    Source: United States Senator for Rhode Island Jack Reed

    ***WATCH THE SPEAKING PROGRAM HERE***

    PROVIDENCE, RI – U.S. Senator Jack Reed today joined with faith leaders and hunger prevention advocates at the Rhode Island Community Food Bank to demand action against a House Republican-passed tax bill that will make the largest cut to the Supplemental Nutrition Assistance Program (SNAP) in American history.

    Republicans in the U.S. House of Representatives recently passed a 1,000+ page bill to take nutrition assistance from the needy in order to give billionaires a bigger tax windfall. Their so-called “Big, Beautiful Bill” includes nearly $300 billion in cuts targeting SNAP, which helps millions of working families and low-income seniors afford groceries. 

    With over $85 million in annual nutrition assistance for Rhode Island at stake and approximately 17,000 Rhode Islanders at risk of losing access to nutrition assistance, the Republicans’ House-passed tax bill would devastate essential SNAP benefits at the same time that President Trump’s tariff taxes are adding over $200 to grocery bills for average American families.

    According to an analysis by the Center for Budget and Policy Priorities, the Trump-Republican tax bill would result in 7 million people nationwide losing food assistance.  The House-passed SNAP cuts would be a disaster for hungry families and for states – permanently saddling states with extra costs and reducing nutrition assistance that millions of low-income Americans rely upon.

    “SNAP is a proven, cost-effective lifeline for more than 144,000 Rhode Islanders, especially low-income children and seniors. When Republicans threaten to cut SNAP benefits, they’re really threatening public health, working families, and our economy.  Access to food is essential for everyone.  The Republican plan would mean less food for the poor, fewer jobs, and less economic activity in the community.  It would increase hunger and hardship,” said Reed.  “Every dollar in federal SNAP investment generates over $1.50 in economic activity.  If you start taking hundreds of millions of dollars out of the local economy, it means stores close, farms go under, and food prices keep going up. Ultimately, the Republican plan would make it harder for Rhode Island families to afford their grocery bills.  I will do everything I can to block these devastating cuts from becoming law.”

    “The impact that this cut will have on families, children, seniors, and veterans will be catastrophic,” said Lisa Roth Blackman, Chief Philanthropy Officer of the Rhode Island Community Food Bank. “Kids will be less ready to learn in school. Working adults won’t have the energy to work. Seniors will be forced to make terrible choices about whether to pay for prescriptions and healthcare or food. And veterans and people with disabilities will struggle to get the food they need to survive and thrive.”

    “Every month, an average of fifteen new households come through our doors for the first time because they cannot afford to put enough food on the table to meet their family’s needs,” said Kate Brewster, CEO of the Jonnycake Center for Hope in South Kingstown. “The ripple effects of the proposed SNAP cuts will be devastating at an already uncertain time. I’m grateful to Senator Reed for standing up against these cuts to the most basic human need – nourishment.”

    “We have 1,000 children who receive food at our pantry – just at one pantry,” shared Reverend Maryalice Sullivan of Pete & Andy’s Food Pantry at St. Peter & St. Andrew’s Church in Providence. “The need is already so high. We simply can’t afford a catastrophic cut like the one the administration is talking about.”

    Not only would the House-passed Republican plan cut SNAP by roughly 30 percent, it would reduce monthly nutrition assistance for children from low-income families, seniors, disabled Americans, and veterans below what is necessary to maintain a healthy diet while placing a greater burden on states while adding red tape and harsher work requirements for caregivers.

    Over 144,000 Rhode Island residents receive SNAP benefits, and the state receives roughly $343.5 million annually in SNAP benefits.  A recent analysis by Trace One placed Rhode Island 15th in the nation based on its share of individuals receiving SNAP benefits. 

    In Fiscal Year (FY) 2024, SNAP participants in Rhode Island received an average of $198.52 per month in SNAP benefits.  This averages $6.52 per person per day.

    In addition to increasing hunger for people with lower incomes who are already struggling, Senator Reed warns that the Republican plan to shift the program’s cost to states will hurt taxpayers, farmers, grocers, delivery drivers, and other small businesses.  Senator Reed noted SNAP’s role in supporting public health is critical and the House-passed Republican cuts would be devastating to families and communities across Rhode Island. 

    The House-passed Republican bill would require all states to pay a 5 percent cost-share, shifting the burden from the federal government to the states.  States with higher payment error rates would have to pay even more. 

    SNAP helps ensure strong, consistent sales for American farmers by boosting low-income families’ purchasing power and demand for agricultural products. In addition to traditional retailers, SNAP directly supports local farmers through demand for produce, meat, and dairy products at farmers’ markets and through initiatives such as Bonus Bucks, which provides a dollar-for-dollar match for purchases of fresh fruits and vegetables.

    Reed emphasized that the entire state would be impacted by these SNAP cuts through lost productivity and increased expenditures in other public areas, such as health care.

    “The irresponsible Republican plan to gut SNAP would increase poverty and make people less healthy more food insecure.  That impacts recipients, neighbors, communities – all of us.  As food insecurity goes up, productivity goes down and health care costs go up,” said Reed.  “We live in the greatest country on Earth and can afford to ensure people don’t go hungry.  Funding this program is a moral, economic, and public health imperative.”

    Rhode Island food pantries have reported a spike in demand recently. Several food pantry operators across the state have put out the call for increased food donations as demand increases beyond usual expectations for this time of year, and cuts to SNAP, Medicaid, and other programs could exacerbate the demand for food aid.

    The Rhode Island Community Food Bank distributes food through its 147 member agencies, reaching approximately 89,000 food-insecure Rhode Islanders each month.  The non-profit provides nutritious staples and fresh produce to food pantries, meal sites, shelters, youth programs and senior centers.  In FY2024, the Rhode Island Community Food Bank distributed 18.3 million pounds of food.

    MIL OSI USA News

  • MIL-OSI Russia: IMF Staff Conducts 2025 Article IV Consultation and Reaches Staff-Level Agreement on the Fifth Review of the Extended Credit Facility with Zambia

    Source: IMF – News in Russian

    June 9, 2025

    End-of-Mission press releases include statements of IMF staff teams that convey preliminary findings after a visit to a country. The views expressed in this statement are those of the IMF staff and do not necessarily represent the views of the IMF’s Executive Board. Based on the preliminary findings of this mission, staff will prepare a report that, subject to management approval, will be presented to the IMF’s Executive Board for discussion and decision.

    • The Zambian authorities and the IMF team have reached a staff-level agreement on the economic policies and reforms needed to conclude the Fifth Review under the 38-month Extended Credit Facility (ECF) arrangement.
    • Zambia’s economy proved resilient to the drought, and growth is projected at 5.8 percent in 2025. Rising fiscal pressures and external headwinds call for decisive domestic revenue mobilization and steadfast fiscal discipline to preserve fiscal and debt sustainability.
    • Sustaining reform momentum will consolidate gains of Zambia’s homegrown reform agenda to achieving higher and more inclusive growth, promoting job creation and building resilience amid a challenging external environment and declining official support.

    Washington, DC: An International Monetary Fund (IMF) team led by Ms. Mercedes Vera Martin, IMF Mission Chief for Zambia, visited Lusaka from April 29 to May 13, 2025, to conduct discussions for the 2025 Article IV Consultation and the Fifth Review under the Extended Credit Facility (ECF). Discussions continued virtually subsequently.

    At the end of the discussions, Ms. Vera Martin issued the following statement:

    “The Zambian authorities and the IMF team reached a staff-level agreement on economic policies and reforms for the Fifth Review under the ECF arrangement. The agreement is subject to approval by IMF management and the Executive Board in the coming weeks. Once approved by the Executive Board, Zambia will gain access to SDR 139.9 million (about US$194 million) in financing.

    “The Zambian economy demonstrated resilience in 2024, despite a severe drought and global headwinds. Real GDP growth is estimated at 4 percent in 2024—up from 1.2 percent projected at the time of the Fourth Review—driven by stronger-than-projected mining and non-mining activity, especially in ICT, financial services and construction, as well as a less severe contraction in agriculture than initially envisaged. Fiscal performance in 2024 was tighter than initially planned, with a primary surplus of 2.9 percent of GDP, driven primarily by spending compression amid tight financing conditions. Social protection spending helped cushion the impact of the drought and rising prices on vulnerable households.

    “Growth momentum is expected to continue in 2025, with real GDP growth projected at 5.8 percent. Economic activity would be supported by a rebound in agricultural output, increased copper production, and a gradual recovery in electricity generation, although electricity shortages and reliance on energy imports are expected to persist. Driven by higher food prices and kwacha depreciation, inflation averaged 15 percent y/y in 2024 and peaked at 16.8 percent y/y in February. Inflationary pressures have started to show signs of easing since then, partly reflecting hikes in the policy rate, at 14.5 percent since February 2025. The current account deficit narrowed in 2024, while gross international reserves have continued to increase, to $4.7 billion by mid-May 2025 (4.1 months of prospective imports). The medium-term outlook remains favorable, but downside risks to the outlook dominate given increasing global uncertainty. Advancing the external debt restructuring would help lower risk premia and catalyze investment.

    “The overall fiscal balance is expected to widen to 5.3 percent of GDP, with the primary balance (cash basis, program target) projected at 1.1 percent in 2025. Higher-than-initially projected debt service and new social spending needs are adding fiscal pressures. To this end, the authorities have committed to revising the 2025 Budget, to include additional revenue measures and reprioritize expenditures to partly accommodate additional spending needs. Going forward, sustained revenue mobilization and stronger expenditure controls will be critical to safeguarding priority spending and supporting fiscal and debt sustainability. Continued efforts to strengthen tax administration and expenditure efficiency, broaden the tax base, and monitoring fiscal risks will help improve fiscal policy implementation.  

    “While inflation is projected to gradually decline in 2025 as food and fuel prices ease, continued vigilance is needed given elevated uncertainty and persistent inflationary pressures. Preserving a data-driven and forward-looking monetary policy stance will be essential to steer inflation toward the target band and support macroeconomic stability. Enhancing the monetary transmission will help develop interbank money markets. Strengthening the financial legal and regulatory framework in line with international best practices, including for bank resolution, and developing an effective deposit protection scheme, will support financial stability.  

    “Accelerating reform implementation is needed to lay the foundations for higher and more inclusive growth. Continued efforts to improve the business environment and strengthen governance are critical to boosting investor confidence, reducing the state footprint, particularly in agriculture, and fostering a level-playing field for private sector-led growth. These reforms are key to unlocking investment and creating job opportunities needed for Zambia’s rapidly growing youth population. While the open access regime in the fuel sector is being somewhat implemented, renewed efforts to enhance enforcement and transparency in fuel supply will further promote fair competition.

    “The IMF team met with His Excellency President Hakainde Hichilema; Minister of Finance and National Planning, Dr. Situmbeko Musokotwane; Governor of the Bank of Zambia, Dr. Denny Kalyalya; Secretary to the Treasury, Mr. Felix Nkulukusa; Deputy Governor, Dr. Francis Chipimo; senior government officials; and representatives from the private sector, civil society, and development partners. The IMF team extends its sincere gratitude to the Zambian authorities and stakeholders for their warm hospitality and constructive engagement throughout the mission.”

    IMF Communications Department
    MEDIA RELATIONS

    PRESS OFFICER: Wafa Amr

    Phone: +1 202 623-7100Email: MEDIA@IMF.org

    https://www.imf.org/en/News/Articles/2025/06/09/pr-25187-zambia-imf-conducts-2025-art-iv-consult-reaches-agreement-on-5th-rev-of-ecf

    MIL OSI

    MIL OSI Russia News

  • MIL-OSI Global: Why wind farm developers are pulling out at the last minute

    Source: The Conversation – UK – By Thomas York, Postgraduate Researcher in Human Geography, University of Leicester

    ShutterDesigner/Shutterstock

    The UK government’s strategy for tackling climate change received a major blow in May when Danish developer Ørsted announced that adverse economic developments had halted its 2.4 gigawatt (GW) Hornsea 4 wind farm in the North Sea.

    The government aims to generate at least 43GW of offshore wind power (current capacity is 14.7GW) and 95% of all energy from renewable sources by 2030.

    These targets are now in jeopardy. The cancellation of Hornsea 4 follows a similar decision by Swedish developer Vattenfall, which stopped work on its 1.4GW Norfolk Boreas wind farm in 2023.

    What is forcing renewable energy developers to pull out when they are due to make their final investment decision?


    Get your news from actual experts, straight to your inbox. Sign up to our daily newsletter to receive all The Conversation UK’s latest coverage of news and research, from politics and business to the arts and sciences.


    The offshore wind industry is exposed to fluctuations in the prices of raw materials necessary to meet rising global demand for renewable energy. This vital part of the energy transition, alongside the phaseout of fossil fuels, has been impeded by inflation caused by the pandemic and the war in Ukraine.

    Building a wind turbine requires significant amounts of steel, copper and aluminium, all of which doubled or tripled in price between 2020 and 2023. Turbine manufacturers have raised prices in an effort to recover recent losses. This affects the profitability forecasts of wind energy developers like Ørsted and the viability of each of their projects.

    Impending national and international net zero targets also mean that developers globally are having to make earlier investments in transmission infrastructure. An exponential increase in demand for scarce high-voltage cabling has already led to high-profile cancellations of offshore wind farms in the US.

    Electricity network operators are scrambling to update power grids.
    Esbobeldijk/Shutterstock

    Rising demand for rare earth metals used to make magnets in turbine generators has also been snared by geopolitical issues. The mining, processing and refining of these metals is dominated by China, which manufactures over 90% of these magnets.

    A shortage of boats

    Developers need boats to build offshore wind farms. Here lies another strain on the timescales of developers.

    Ørsted ceased work on its 2.2GW Ocean Wind development zone off the coast of New Jersey in 2023, citing a vessel delay in its decision to cancel the project.

    According to the advocacy group WindEurope, demand for vessels capable of installing foundations and turbines and laying cables will outstrip availability within the next five years. The gap between the two is forecast to skyrocket between 2028 and 2030. This will make it harder to commission the wind farms that the UK government is relying on to reach its 43GW target by the end of the decade.

    Delays caused by these issues can result in a problem known as “contract erosion”. In their contracts, developers have a commissioning window within which turbines have to start generating. If they are not operational within this time, they lose their subsidies on a day-by-day basis.

    Rising costs mean that even one of the world’s biggest wind farms, Dogger Bank in the North Sea, will not be profitable for its developer, Equinor. As a prospect for generating financial returns, renewable energy still cannot compete with oil and gas.

    This is the key argument of economic geographer Brett Christophers in his recent book The Price is Wrong. Christophers argues that, if national governments continue to rely so heavily on private sector investment to build renewable energy, decarbonisation is unlikely to proceed as fast as it needs to. It is simply not profitable enough.

    Misguided planning reform

    How might the UK defy difficult global conditions and meet its 43GW target by 2030? So far, the government’s main proposal has been to relax timelines for the planning process of wind farms.

    Earlier in 2025 it opened a consultation on reforms to the contracts for difference process, which is how developers bid for long-term energy generation contracts, prior to an auction round in summer 2025.

    The main proposed change was to allow developers of fixed-bottom offshore wind projects to bid in the auction before receiving a development consent order, or a DCO. A DCO defines the approved scope of a development, taking into account environmental surveys, land rights and developer proposals.

    It can take more than two years for a DCO to be awarded. The government hopes that fast-tracking fixed-bottom developments will result in more contracts being awarded in the latest auction, but will this work?

    The government is aware of the risks. Planning permission could be refused after a contract has been awarded, and projects without consent face even greater uncertainty over costs than developments that already have a DCO.

    The government might be able to get more projects into the pipeline, but the supply chain is already stretched to its limits. Through the state-owned investment body GB Energy, the government has pledged £300 million to bolster the domestic supply chain for components required for offshore wind, like platforms and cabling.

    However, this investment largely focuses on new technologies for floating offshore wind, leaving fixed-bottom projects like Hornsea 4 at the mercy of vessel delays and raw material price rises. If something does not change to mitigate costs and increase returns for developers, the government’s 2030 target is in doubt.


    Don’t have time to read about climate change as much as you’d like?

    Get a weekly roundup in your inbox instead. Every Wednesday, The Conversation’s environment editor writes Imagine, a short email that goes a little deeper into just one climate issue. Join the 45,000+ readers who’ve subscribed so far.


    Thomas York receives funding from the University of Leicester’s Future 50 doctoral training pathway.

    ref. Why wind farm developers are pulling out at the last minute – https://theconversation.com/why-wind-farm-developers-are-pulling-out-at-the-last-minute-256842

    MIL OSI – Global Reports

  • MIL-OSI: Valley National Bancorp to Announce Second Quarter 2025 Earnings

    Source: GlobeNewswire (MIL-OSI)

    NEW YORK, June 09, 2025 (GLOBE NEWSWIRE) — Valley National Bancorp (NASDAQ:VLY), the holding company for Valley National Bank, announced that it will release its second quarter 2025 earnings before the market opens on Thursday, July 24, 2025.

    Valley’s CEO, Ira Robbins will host a conference call on Thursday, July 24, 2025 at 11:00 AM (ET) to discuss Valley’s second quarter 2025 earnings. Interested parties should pre-register using this link: https://register-conf.media-server.com/register/BIda64137d4a6b4cb687ae23c44d17acaa to receive the dial-in number and a personal PIN, which are required to access the conference call.

    The teleconference will also be webcast live: https://edge.media-server.com/mmc/p/mwz7wzem and archived on Valley’s website through Monday, August 25, 2025.

    Investor presentation materials will be made available prior to the conference call at www.valley.com.

    About Valley

    As the principal subsidiary of Valley National Bancorp, Valley National Bank is a regional bank with approximately $62 billion in assets. Valley is committed to giving people and businesses the power to succeed. Valley operates many convenient branch locations and commercial banking offices across New Jersey, New York, Florida, Alabama, California, and Illinois, and is committed to providing the most convenient service, the latest innovations and an experienced and knowledgeable team dedicated to meeting customer needs. Helping communities grow and prosper is the heart of Valley’s corporate citizenship philosophy. To learn more about Valley, go to www.valley.com or call our Customer Care Center at 800-522-4100.

    Contact: Travis Lan
      Senior Executive Vice President and
      Chief Financial Officer
      973-686-5007

    The MIL Network