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Category: Banking

  • MIL-OSI Russia: Kazakhstan and Kyrgyzstan to cooperate in the field of investment protection

    Translation. Region: Russian Federal

    Source: People’s Republic of China in Russian – People’s Republic of China in Russian –

    Source: People’s Republic of China – State Council News

    ALMATY, May 22 (Xinhua) — The Senate (upper house of parliament) of Kazakhstan has ratified an agreement between the governments of Kazakhstan and Kyrgyzstan on mutual promotion and protection of investments, the Kazinform news agency reported on Thursday.

    The agreement was signed on April 19, 2024, during the official visit of the President of the Kyrgyz Republic to the capital of Kazakhstan, Astana.

    The document defines the procedure and conditions for regulating issues related to the creation of favorable investment conditions for strengthening economic cooperation between the two countries, in particular for investments by one country in the territory of another.

    Kazakhstan is Kyrgyzstan’s third largest trading partner. In 2024, trade turnover between the two countries amounted to $1.71 billion, while exports from Kazakhstan increased by 9.6 percent and amounted to $1.3 billion. According to the National Bank of Kazakhstan, in the first nine months of 2024, foreign direct investment from Kyrgyzstan amounted to $4.8 million, which is 18 percent more than in the same period of 2023. –0–

    MIL OSI Russia News –

  • MIL-OSI: Best Seed Banks: Seed Supreme Gets Top Recognition for High Quality Cannabis Seeds

    Source: GlobeNewswire (MIL-OSI)

    San Diego, California, May 22, 2025 (GLOBE NEWSWIRE) — In a major shake-up of the global cannabis cultivation landscape, A top cannabis seed bank has officially claimed the number one spot among seed banks. The announcement comes amid growing demand for high-performance genetics and reliable seed sourcing, as cultivators – from home growers to commercial operators – face increasingly competitive markets and higher consumer expectations.

    Seed Supreme’s rise to the top has been turning heads across the cannabis industry, with many experts citing the brand’s impressive consistency, wide-ranging catalog of top-shelf strains, and phenomenal breeding and sourcing practices as key reasons behind its success.

    Industry analysts also highlight the seed bank’s commitment to customer satisfaction and stealth shipping – critical factors in today’s highly regulated and, in some regions, still gray-market cannabis economy.

    This recognition is part of an annual roundup evaluating dozens of seed banks across multiple criteria, including germination rate reliability, genetics stability, strain variety, pricing, and overall customer experience. With standout performances across nearly every category, this seed bank edged out strong competition from long-standing players in the market to earn its crown.

    As the cannabis cultivation boom continues through 2025, growers are placing a premium on trustworthy seed providers that offer both innovation and stability. In this in-depth report, we break down what sets Seed Supreme apart as the go-to cannabis seed company for premium cannabis seeds..

    >>Get the best offers on cannabis seeds at Seed Supreme

    The Largest and Best Seed Bank

    One of the top reasons why this seed bank was honored with the title of best seed bank was their 100% germination guarantee and their unparalleled catalog of hundreds of cannabis strains from their team and top breeders in the country.

    For cannabis growers looking for high-THC strains, medicinal CBD-rich varieties, or reliable auto-flowering options, you are bound to find something suitable here. This seed bank offers exclusive perks like free shipping on qualifying orders and bonus seeds with every purchase. 

    To give readers a closer look at what makes this online seed bank standout, we’ve compiled a curated list of their best-selling strains. What follows is just a small glimpse into the high-quality cannabis seeds that define their catalog – and why they’ve become a trusted name among cannabis growers.

    The Most Sought-After Cannabis Seeds

    Following the brand’s recognition as the best seed bank, attention has turned to the standout strains and seed types that have earned the brand its loyal global following. With a library of the strongest strains, growers of all experience levels turn to this brand not just for quantity, but for quality and specialization.

    • Autoflowering Seeds: Autoflowering cannabis seeds continue to attract growers for their ease of use and convenience. These seeds are genetically programmed to enter the flowering phase automatically, eliminating the need for growers to manually adjust light cycles – perfect for beginners or those operating in variable light conditions. 

    With compact growth and resilient root systems, strains like White Widow Autoflower and Amnesia Haze Autoflower deliver impressive results in a short timeframe. Ideal for year-round growing, autoflowers are a must-have for cultivators seeking speed and simplicity.

    • Feminized Seeds:  For growers aiming to maximize bud production, feminized cannabis seeds remain a top-tier choice. These seeds are genetically engineered to produce only female plants, ensuring that every plant in the garden will flower and produce cannabinoid-rich buds. 

    The benefit? No need to identify and remove male plants, which simplifies the growing process and minimizes the risk of accidental pollination. Whether you’re cultivating indoors or out, feminized seeds offer consistency, potency, and reliability.

    • High THC Seeds: They stock a curated selection of high-THCstrains, with standout options like Acapulco Gold, Gorilla Glue, and Girl Scout Cookies consistently ranking among their most requested. These strains not only deliver exceptional cannabinoid content but are also known for their robust terpene profiles, enhancing both flavor and effect.
    • Exotic Seeds: For those seeking something unique, the exotic seed variety at Seed Supreme is top-notch.  You can find rare flavors, vibrant terpene profiles, and superior quality among these options. 
    • Fast Flowering Seeds: Fast-flowering seeds are a go-to choice for growers who want to make the most of a shorter growing window. These seeds are bred for efficiency and have a quicker transition from germination to harvest without compromising the quality of the yield.
    • CBD Seeds: This cannabis seed bank offers a diverse range of CBD-rich seeds for those focusing on therapeutic benefits. These seeds contain genetics that are specifically designed to produce plants with balanced genetics, ensuring high CBD content with minimal THC. 

    Why SeedSupreme Keeps Growing

    For those who are curious as to how this seed bank topped the list for the best online seed dispensary, here is what we considered.

    Shipping and Payment Options

    Secure and discreet shipping is a must when it comes to products of such a sensitive nature. All packages in the U.S. are carefully shipped across the country in unmarked packaging and take as little as two days to reach their destination. 

    Orders over $90 get free shipping, and you can track your delivery every step of the way. There are also several secure payment options, such as credit card, debit card, bank transfers, and even phone ordering.

    Guarantees & Benefits Offered

    A reliable germination guarantee is a good indication of a company’s belief in the quality of its product. This is evident with their 120-day germination guarantee. If seeds don’t germinate, customers can request a replacement by providing proof and following the paper towel germination method.

    There are also other perks to look forward to, including free bonus seeds with orders over $50, frequent BOGO deals, and a 5% discount for first-time buyers.

    Grow Kits

    The best seed sellers offer more than just seeds. They also provide helpful tools and resources for growers. They  also provide guides, filters, and growing tips to assist any growing journey. These features are useful for all types of growers, from beginners to experienced cultivators.

    Marijuana Seeds Variety

    Their diverse range of cannabis strains includes feminized cannabis seeds, autoflower seeds, rare genetics, and regular seeds, all of exceptional quality. Whether you are in search of Sativa seeds, Indica seeds, or hybrid seeds, there are countless options to choose from, with new strains and exotic seeds added regularly.

    Brand Reputation

    It’s always important to consider what consumers think of a company or brand. We scoured the web to see what people thought of this brand and found over 5000 positive verified customer reviews. The majority of these highlighted its exceptional quality, discreet shipping, and the abundant success of their customers’ harvest.

    Pricing

    Despite offering cannabis seeds of the highest quality, Seed Supreme still manages to keep its prices at a competitive range. With their frequent offers, discounts, and bulk purchase options, they make high-quality cannabis seeds accessible to all growers.

    Breeders

    Having this historic collection of breeders is nothing to scoff at. What makes this even more impressive is the caliber of these breeders. 

    These top breeders have created and bred some of the most popular and best strains. These genetically pure options cater to a variety of needs, including recreational use, medical purposes, or producing high yields.

    >>Get the best offers on high quality cannabis seeds

    Pros and Cons

    This marijuana seed bank stands out among the competition. During our evaluation, we discovered the following important points.

    Pros

    • Unparalleled Variety: This online seed bank stocks different types of weed seeds from the cannabis breeders with high quality marijuana seeds. Their inventory is packed with high-CBD, high-THC, and autoflowering strains, this ensures they cater to every growers needs.
    • Exclusive Perks: Customers enjoy free bonus cannabis seeds on orders over $50 and regular promotional deals.
    • Guaranteed Quality: A 120-day germination guarantee ensures growers can cultivate with confidence.
    • Discreet and Reliable Shipping: Orders are packed securely with unmarked packaging for privacy and take as little as two days to arrive.

    Cons

    • Customer Support Hours: Live chat support is only available during U.S. business hours, which may not suit international customers.

    Top Awarded Weed Strains

    1. Northern Lights Feminized – Awarded the Best Strain for Beginners

    One of the top-selling cannabis seeds from this seed bank is the Northern Lights Cannabis strain. This strain is a perfect blend of exceptional genetics, resulting in plants that are resilient and adaptable to a wide variety of growing conditions. 

    This makes it an appealing option to new growers who want to start their cannabis cultivation journey. Reports indicate it’s an easy-to-grow strain that also offers decent levels of THC and a unique aromatic flavor profile.

    The average THC level is moderate at around 20%, which is ideal for new THC users. With this Indica-dominant strain, growers can expect deep relaxation and euphoria. Its potent effects also provide significant pain relief and calming of the mind and body. 

    This strain is great for users who need relief from managing mild muscle or joint pain, and it works well to alleviate stress and tension.

    This strain is characterised by strong earthy and piney notes balanced with a combination of sweet and spicy undertones. Northern Lights are every grower’s dream, and are surprisingly easy to grow both indoors and outdoors. 

    They adapt well to difficult conditions and possess a strong natural resistance to pests and mold. Under ideal conditions, growers can expect about 500 grams per square meter indoors and 650 grams per plant when grown outdoors.

    Another major reason for the popularity of this strain is its fast flowering time. Cannabis growers can expect to see blossoms in between 8 and 10 weeks.

    >>Get the Best Offer for Autoflower Cannabis Seeds

    2. White Widow Feminized – Awarded the Best High THC Strain

    CBD White Widow seeds are a celebrated option among medicinal marijuana users, especially those with a low THC tolerance. With a CBD to THC ratio of 10:1 and THC concentration of about 1%, this variety offers little to no psychoactive effects.

    This strain is a true all-rounder, and it can offer long-lasting relief from stress and anxiety, as well as nausea and painful conditions such as arthritis, muscle cramps, and fibromyalgia.

    White Widow offers users an earthy and woody flavor profile, with subtle hints of pine and herbs that are pleasant on the palate.

    This cannabis variety is another beginner-friendly option. These plants do well both indoors and outdoors. They come with an inherent resilience to common problems like insects, disease, and mold, and have a strong ability to adapt to difficult growing conditions.

    When grown indoors, White Widow plants can yield up to 500 grams per square meter, while outdoor growers can collect around 600 grams of smokable buds per plant.  White Widow plants have an average flowering time of around eight weeks, which is faster than most strains.

    >>Get the Best Offer for High THC Seeds

    3. Blue Dream Feminized – Awarded the Best Strain for Indoor Growing

    Blue Dream is the perfect strain for indoor growers for a number of reasons. These Sativa-dominant seeds need minimal control and maintenance when grown indoors. The only thing growers really need to worry about is pruning, as they can grow quite tall.

    With a moderately high THC concentration of around 15% to 20%, Blue Dream offers cerebral stimulation coupled with full-body and mind relaxation.  These effects are not instantly overwhelming, and they are the ideal option for users who need anxiety and stress relief, while still remaining alert and productive.

    The strong and delicious berry notes of Blue Dream are unmistakable, and they are balanced with pleasant hints of earthiness, hash, and citrusy vibes for a unique and satisfying taste. These flavors are smooth and linger on the palate.

    Blue Dream is not difficult to grow. However, it is not overly resistant to common pests and mold, which is why it is better suited to indoor growth where conditions can be carefully controlled. 

    If you decide to grow indoors, make sure you leave enough space between plants as they can grow quite tall. Indoor yields go up to 600 grams per square meter, while growing outdoors can get you over 1,000 grams per plant when growing in optimal conditions. 

    The average flowering period for these famed cannabis strains on the market is usually between eight and ten weeks, which is reasonable for such a potent hybrid Sativa strain. 

    >>Get the Best Offer for Indoor Growing Cannabis Seeds

    4. Godfather OG Feminized – Awarded the Best Strain for Outdoor Growing

    If you are shopping for cannabis seeds that grow best in outdoor conditions, then you must try out their five-seed pack option for Godfather OG seeds. These outdoor seeds are guaranteed to produce plants with insanely potent effects and rich, nuanced flavors.

    Godfather OG has much higher than average THC levels, with levels reaching up to 28%. With such high concentrations, this Indica-dominant strain promises deeply soothing and sedative ‘happy’ effects that are great at combating pain, insomnia, and stress.

    This cannabis variety offers a delicious combination of pine, earthy, and faint citrus notes. It is an excellent option for people who enjoy a strong, flavorful cannabis experience because of its smooth smoke and lingering taste.

    For outdoor growers, these marijuana seeds are a dream; they produce crops that are resilient and adaptable to a wide variety of environmental conditions, with dense and heavy trichome-rich buds. 

    They thrive in sunny conditions with warm summers and a Mediterranean-like climate. When grown in nutrient-rich soil and ideal temperatures, these plants can even exceed a height of 180 cm.

    Indoors, you can expect 500–600 grams per square meter, while outdoor growers can look forward to more than 600g/plant. Another major reason that growers are drawn to this strain is its relatively short flowering time, which ranges between just 8 and 10 weeks. When grown outdoors, you can expect your plants to start flowering in late summer.

    >>Get the Best Offer on Feminized Seeds

    5. Green Crack – Awarded the Best Strain for Hydroponic Growers

    The Green Crack strain is an excellent choice for hydroponic cultivation since it produces greater yields and has a shorter flowering time when grown in a hydroponic system as opposed to a typical soil setup. 

    Green Crack cannabis seeds produce plants with moderate THC levels of around 17%, depending on the breeder. This means that it is not the most potent Sativa strain around. However, it does offer useful effects for cannabis users who do not wish to be overwhelmed by THC.

    The main benefit is a quick and long-lasting boost of energy, which is especially useful to those dealing with fatigue. It also delivers strong cerebral highs and is great when you need to pick me up or for creative tasks.

    The flavor profile of this variety does not disappoint, with a fruity mango flavor, complemented by hints of herbal and citrus notes.

    Green Crack flourishes in growing areas with ample light and moderate humidity levels. They require constant monitoring to prevent issues with mold. This is why they tend to thrive in a hydroponic system, since it reduces the risk of soil-borne pests and diseases. 

    The delivery of a precise and controlled dose of nutrients, exact pH levels, and careful oxygenation can boost yields to above 600 grams per square meter.

    The strain’s average flowering time is between seven and nine weeks, which is relatively short compared to similar strains. This is what makes Green Crack a popular option among growers aiming for a quick turnaround.

    >>Get the Best Offer on Cannabis Seeds

    What Is a Cannabis Seed Bank?

    A seed bank is basically a store that sells a selection of cannabis seeds, and in some cases, clones of cannabis plants (seedlings). The best of these stores offer a wide variety of marijuana seeds that range from popular options to rare cannabis varieties. 

    They play an important role in preserving rare genetics and distinct traits of certain strains. Apart from just selling marijuana seeds, cannabis seed dispensaries also offer nutrient blends, lighting systems, and growing guides. 

    Factors to Consider When Buying Cannabis Seeds

    Whether you are interested in growing only female plants with feminized cannabis seeds or autoflower seeds, there are a few factors to consider before you make a purchase.

    Growing Difficulty

    The difficulty of your growing journey and the success of your harvest depend significantly on the type of seeds you choose.  Some varieties are great seeds for growing indoors. Others germinate into seedlings more rapidly than others. 

    It is important to be aware of the specific needs of the seed type that you choose. These include soil, water, humidity, and ventilation. For beginners, in particular, it is highly recommended to go with options that are resilient, low maintenance, and flourish under a wide spectrum of growing conditions. 

    THC Content

    The plants produced by autoflower and feminized cannabis seeds vary greatly in their THC concentrations. If recreational use is your main concern, there are certain proven strains with higher than average THC levels. 

    However, for medicinal purposes or those with low THC tolerance, growers opt for varieties with a better CBD content. All in all, it is important to consider your specific needs, seed genetics, and your intended purpose for growing cannabis.

    Pricing and Discounts

    The cost of marijuana seeds also varies greatly and depends on different factors, including the type of strain, its genetics, and availability in the market. 

    While Seed Supreme offers almost all of its products at reasonable prices, you still need to consider how the cost will factor in if you plan on being a regular buyer.

    Customer Reviews

    Taking a look at verified customer reviews can offer invaluable insights into the quality of cannabis seeds and the experiences of other growers with your specific choice of seed. Taking the time to read through customer reviews can significantly aid in making an informed decision.

    Effects

    In addition to having a different THC content, different marijuana strains can differ significantly in the effects they induce on the body and mind. 

    Indica strains are known to produce a relaxing and sedative effect, while Sativas energize or elevate mood. It is important to consider the type of experience you are aiming for.

    Buy Cannabis Seeds Responsibly

    In the end, choosing the ideal cannabis seeds for you all boils down to your personal cultivation goals and experience level. 

    Whether you’re a beginner or an experienced cannabis grower, This online seed bank offers an unmatched variety of premium options. From fast-flowering strains to CBD-rich seeds and coveted exotic varieties, SeedSupreme.com has everything you need to ensure a successful harvest. 

    So, why not explore their extensive catalog and take advantage of their exclusive perks? We guarantee that you will be able to start your cannabis-growing journey with confidence.

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    The MIL Network –

  • MIL-OSI United Nations: 22 May 2025 Note for Media Seventy-eighth World Health Assembly – Daily update: 22 May 2025

    Source: World Health Organisation

    Health progress despite financial challenges 

    Thursday’s Committee B noted the Results Report 2024, and the financing and implementation of the Programme budget 2024–2025. Member States commended the transparency, and the level of detail provided. At the same time, Member States noted with concern that while some important achievements have been realized, progress is insufficient in reaching the SDG targets. In addition, Member States also advocated for more equitable funding across the Organization. The committee approved decision 78/17 Add.1 and 78/17 Add.2. 

    Delegates welcomed WHO’s Investment Round (IR), which will fund the Organization’s Fourteenth General Programme of Work – 2025–2028 (GPW 14) – its global health strategy for the next four years that has the potential to save 40 million lives if fully funded.  By April 2025, pledges of US$ 1.7 billion had been received. During the Health Assembly at least an additional US $210 million was committed, with further amounts expected. Since the start of the Investment Round, 62 pledges have been made by Member States, with a further 20 pledges by philanthropic organizations. Of the 62 pledgers, 35 had not previously provided voluntary contributions to WHO. 

    The pledges not only assure more sustainable financing but show global solidarity in the face of unprecedented challenges. The committee called for increased efforts to secure predictable, resilient and flexible funding.

    Related Documents:

    •  A78/17 Results report 2024 and financial report and audited financial statements for the year ended 31 December 2024
    • A78/17 Add.1 Draft decision: Results report 2024 (Programme budget 2024–2025: performance assessment) and Financial report and audited financial statements for the year ended 31 December 2024
    • A78/17 Add.2 Draft decision: Partial and temporary suspension of Financial Regulation VIII, 8.2
    • A78/18 Audited Financial Statements for the year ended
    • A78/36 Results report 2024 (Programme budget 2024–2025: performance assessment) and Financial report and audited financial statements for the year ended 31 December 2024
    • A78/INF./3 Voluntary contributions by fund and by contributor, 2024
    •  A78/19 Financing and implementation of the Programme budget 2024–2025
    • A78/20 Financing and implementation of the Programme budget 2024–2025: Reporting on operational efficiencies
    • A78/INF./4 Financing and implementation of the Programme budget 2024–2025 WHO presence in countries, territories and areas
    • A78/21 Sustainable financing: WHO investment round
    • A78/37 Proposed programme budget 2026–2027 – Sustainable financing: WHO investment round (Report of the Programme, Budget and Administration Committee of the Executive Board to the Seventy-eighth World Health Assembly)

    Strengthening health emergency preparedness and response

    On 21–22 May 2025, the World Health Assembly discussed WHO’s work in health emergencies. Over the last year, WHO responded to 51 graded emergencies across 89 countries and territories, including global outbreaks of cholera and mpox – a public health emergency of international concern – as well as multiple humanitarian crises. Working with over 900 partners across 28 health clusters, WHO helped provide health assistance for 72 million people in humanitarian settings. Nearly 60% of new emergencies were climate-related, highlighting the growing health impacts of climate change.

    Member States noted the WHO Director-General’s report on the implementation of the health emergency prevention, preparedness, response and resilience (HEPR) framework. The report outlined progress made in the key areas of collaborative disease surveillance, community protection, safe and scalable care, access to medical countermeasures and emergency coordination, and stressed that insufficient and unpredictable funding poses a significant risk to health systems worldwide.

    Delegates noted the report of the Independent Oversight and Advisory Committee (IOAC) for WHO’s Health Emergencies Programme. The report presents several recommendations to the Director-General aimed at strengthening WHO’s work in emergencies. The chair of the IOAC commended WHO’s leadership – particularly that of Dr Mike Ryan, the outgoing Executive Director of the Health Emergencies Programme, for his pivotal role and contributions to global health.

    The Director-General also reported on Universal Health and Preparedness Review (UHPR) to the Assembly, a unique process for Member States to assess their health emergency preparedness. UHPR was launched in November 2020 as a voluntary, country-led mechanism, in response to early lessons from the COVID-19 pandemic.

    Related documents:  

    • A78/13 WHO’s work in health emergencies
    • A78/12 Health emergencies preparedness and response: The Independent Oversight and Advisory Committee for the WHO Health Emergencies Programme
    • A78/9 Strengthening the global architecture for health emergency prevention, preparedness, response and resilience
    • A78/4 Consolidated report by the Director-General (including UHPR)

    International Health Regulations remain a cornerstone of global health security

    Member States noted the Director-General’s report on progress made in implementing the International Health Regulations (2005), which outline the rights and obligations of countries in managing public health events and emergencies that have the potential to cross borders.

    In 2024, WHO assessed over 1.2 million raw signals related to public health risks, identifying and verifying 429 events with potential or actual international public health implications.

    All countries but one provided their self-assessment report to the Assembly. Numerous joint external evaluations, after- and intra-action reviews, and training were conducted to strengthen preparedness and response capacities. 

    Member States recommended to the Assembly the adoption of a decision for the Director-General to notify Palestine of the International Health Regulations (2005). This is a step prior to Palestine expressing interest in becoming a States Party to the Regulations. This follows the resolution approved during the World Health Assembly last year on aligning the participation of Palestine in WHO with its participation in the United Nations.

    The Assembly also noted the Standing Recommendations issued by the Director-General on COVID-19 (valid until April 2026) and mpox (valid until August 2025).

    At last year’s World Health Assembly, Member States adopted historic amendments to the Regulations, drawing on lessons from the COVID-19 pandemic. The amendments are expected to come into force in September 2025.

    Related documents:

    • A78/11 Implementation of the International Health Regulations (2005)
    • A78/A/CONF./4 Notifying the International Health Regulations (2005) to Palestine
    • Resolution WHA77.15 (2024): Aligning the participation of Palestine in the World Health Organization with its participation in the United Nations
    • A78/INF./6 Implementation of the International Health Regulations (2005) Extension of the standing recommendations for mpox
    • A78/INF./7 Implementation of the International Health Regulations (2005) Extension of the standing recommendations for COVID-19

    Member States urge research into public health and social measures to control outbreaks and pandemics

    Member States approved a decision related to public health and social measures, urging the strengthening of the research base on these interventions. Public health and social measures are nonpharmaceutical interventions used to reduce the spread of an infectious disease and lower hospitalizations and death. Examples include screening for diseases, personal hygiene measures and changing the way people gather or travel. These measures played an important role in buying time for countries to develop and distribute treatments, diagnostics and vaccines during the COVID-19 pandemic, but the evidence base on the effectiveness of these measures remains limited.

    Related documents:

    WHO’s response to health needs in Ukraine and refugee-hosting countries

    Delegates noted the Director-General’s report on the implementation of a resolution on WHO’s response to the health emergency triggered by the Russian Federation’s aggression against Ukraine. In 2024, WHO reached an estimated 4.7 million people with health support in Ukraine and more than 400 000 refugees in neighbouring countries. WHO delivered over US$ 32.5 million worth of medicines, medical equipment and supplies to health facilities across Ukraine, and over US$ 4.9 million worth of supplies and equipment to refugee-hosting countries. Since 24 February 2022, a total of 2254 attacks on health care have been verified, resulting in 710 injuries and 208 deaths.

    Member States voted on related decisions. The draft decision proposed by Ukraine and other countries to continue, among other things, to restore and strengthen Ukraine’s health-care system was approved. Suggested amendments to the draft decision proposed by the Russian Federation and other countries were rejected.

    Related documents:

    • A78/14 Implementation of resolution WHA75.11 (2022) 
    • A78/A/CONF./3 Health emergency in Ukraine and refugee-receiving and -hosting countries, stemming from the Russian Federation’s aggression
    • A78/A/CONF./3 Add.1 Amendments proposed by Belarus, China, Nicaragua and the Russian Federation
    • A78/A/CONF./3 Add.2 Financial and administrative implications for the Secretariat of decisions proposed for adoption by the Health Assembly

    Health conditions in the occupied Palestinian territory, including east Jerusalem

    Delegates noted the Director-General’s report on the current health conditions in the occupied Palestinian territory, with the Gaza Strip facing an unprecedented humanitarian crisis, with widespread displacement, destruction and death. The health system has been severely degraded by attacks, critical shortages of medicines, supplies and fuel, and restricted access. The report stated that between 1 January 2024 and 28 February 2025, 376 attacks on health care were reported in the Gaza Strip, resulting in 286 deaths and 591 injuries.

    The health crisis in the West Bank has worsened since January 2025, with escalating violence and stricter restrictions on movement impeding access to health care.

    WHO’s response has focused on providing essential health services, public health surveillance, disease prevention and control, provision of supplies and logistics, and partner coordination. The report stressed the need for an immediate ceasefire, the release of all hostages, unrestricted humanitarian access and protection of health.

    Member States noted the report and commended WHO’s efforts towards the continuity of health services under difficult conditions. Delegates approved an accompanying resolution.

    Related documents:

    MIL OSI United Nations News –

  • MIL-OSI: CSGO Betting Sites: Thunderpick Named the Top U.S. Sportsbook for Counter-Strike: Global Offensive

    Source: GlobeNewswire (MIL-OSI)

    New York City, May 22, 2025 (GLOBE NEWSWIRE) — Thunderpick has redefined the CSGO betting experience for players across the U.S., offering everything a serious bettor could want in one streamlined platform. With competitive odds, real-time match coverage, and a robust selection of betting markets, it caters to casual fans and seasoned esports gamblers alike.

    JOIN THE TOP CSGO BETTING SITE: THUNDERPICK

    Why Thunderpick Stands Out Among U.S. CSGO Betting Sites

    Thunderpick offers a tailor-made experience for CSGO bettors who value reliability, diversity, and a professional-grade user interface. Its betting markets cover everything from major tournaments like ESL and BLAST to daily matchups, offering a constant stream of opportunities to win. Whether you want to bet on map winners, pistol rounds, or total kills, the platform supports it all with up-to-the-minute odds.

    The 100% bonus up to $600 gives new users a competitive edge from the get-go, while reload offers and loyalty perks keep returning players well-rewarded. Thunderpick’s unique points system allows players to earn extra rewards simply by placing bets, which can later be exchanged for additional bonuses.

    Its design is optimized for both desktop and mobile users, making it seamless to place bets from anywhere. Real-time score updates and betting slips that adjust instantly ensure that live betting is both fast and fun. Compared to other platforms, Thunderpick consistently offers better odds and quicker bet confirmation.

    Overall, Thunderpick isn’t just another sportsbook—it’s a full-service CSGO betting hub designed to deliver a premium experience from first bet to final payout.

    GET A 100% BONUS UP TO $600

    How to Sign Up for the Best CSGO Betting Site, Thunderpick

    Getting into CSGO betting with Thunderpick is quick, intuitive, and designed for new users who want to dive straight into the action. Here’s how to get started:

    1. Visit Thunderpick and click the “Join Now” button.
    2. Register your account with a valid email, secure password, and preferred currency.
    3. Verify your email to unlock deposit and withdrawal features.
    4. Make your first deposit—you can choose from a variety of payment options, including credit cards.
    5. Claim your 100% bonus up to $600 automatically after your first deposit.
    6. Explore upcoming CSGO matches in the esports section of the site.
    7. Place your bets on your chosen matches, maps, or rounds.

    Once you’re in, you’ll find Thunderpick’s layout easy to navigate. Betting markets are clearly labeled, and live matches are highlighted with dynamic odds updates. You can favorite teams, track ongoing wagers, and even set notifications for match outcomes.

    The mobile site is just as smooth, giving you the full Thunderpick experience on Android and iOS devices. No lag, no clutter—just fast, focused betting wherever you are.

    New users can start small, learning the ropes with low-stakes bets and live odds tracking. Tutorials and FAQs are readily available for anyone needing guidance. Thunderpick makes sure you’re never more than a few clicks away from your next winning wager.

    Important Factors When Selecting the Best CSGO Betting Site

    Choosing the right CSGO betting site is essential for a safe, enjoyable, and profitable experience. At Thunderpick, every key criterion is covered, making it the clear leader among esports sportsbooks. Here’s what to look for and how Thunderpick excels:

    Range of Betting Markets: A top-tier platform offers more than just match winners. Thunderpick supports dozens of betting options, including first kills, map totals, and clutch rounds. This depth gives players more control and engagement.

    Live Betting Support: In-play wagering is vital for esports, where momentum shifts quickly. Thunderpick provides real-time odds and rapid bet placement so users can respond to live gameplay.

    User Interface and Experience: Navigation, loading speed, and betting layout should be seamless. Thunderpick’s modern, mobile-friendly interface makes it easy for both beginners and veterans to find what they need.

    Competitive Odds: Winning more starts with better odds. Thunderpick consistently offers strong value compared to industry averages, especially on marquee CSGO events.

    Bonuses and Promotions: A generous welcome bonus, like Thunderpick’s 100% up to $600, sets the tone. Regular offers, VIP rewards, and loyalty points further enhance the value.

    Banking Options: Players should have access to fast, flexible deposits and withdrawals. Thunderpick supports ewallets, allowing for instant, secure transactions with low fees.

    Security and Licensing: Always choose a site with proper encryption and verified licensing. Thunderpick uses SSL protection and maintains strict anti-fraud protocols to ensure player safety.

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    When these factors align, you know you’ve found a site you can trust—and that’s exactly what Thunderpick delivers.

    Best CSGO Matches to Bet on Right Now at Thunderpick

    CSGO betting is at its most thrilling during major tournaments and regional qualifiers, and Thunderpick makes it easy to access the hottest matchups in real time. Whether you’re backing tier-one giants like FaZe Clan, G2 Esports, or Team Vitality, or exploring underdog value in up-and-coming rosters, there’s always a game to follow.

    Thunderpick currently features action from high-stakes events like the BLAST Premier, ESL Pro League, and CCT Championships. These tournaments not only draw elite teams but also offer varied betting opportunities, from outright winner markets to detailed in-play props.

    For casual fans, betting on outright winners is a great way to stay engaged. But experienced bettors will appreciate markets such as first blood, total rounds played, or the outcome of pistol rounds. These micro-bets allow for precision predictions and higher-risk, higher-reward wagering.

    Live betting is another major draw. Thunderpick’s real-time odds adjust instantly based on in-game developments, allowing bettors to capitalize on momentum swings, surprise upsets, and clutch plays. This creates a dynamic betting experience that mirrors the pace of competitive CSGO.

    If you’re looking to spot value, matches featuring evenly matched teams or fresh roster changes often present favorable odds. Thunderpick provides pre-match analysis and team stats to help guide your picks. You can also view historical performance and head-to-head records for deeper insights.

    Understanding CSGO Odds and Betting Markets at Thunderpick

    Betting on CSGO requires more than just picking a winner—it’s about understanding the odds and choosing the right markets to match your risk appetite. At Thunderpick, the odds are displayed in both decimal and American formats, allowing players to bet in the way that suits them best.

    The most common market is the match-winner, where you predict which team will emerge victorious. But Thunderpick offers far more. You can wager on map winners, total maps, correct score, and even whether a match will go to overtime.

    Live betting markets are also robust. As a match unfolds, Thunderpick updates its odds in real time, giving you the chance to bet on things like the next map’s outcome or the winner of the current round. This feature keeps bettors engaged from start to finish.

    Understanding the odds helps you evaluate risk. For example, betting on a favorite with low odds yields smaller returns, but higher certainty. Underdogs offer bigger payouts, but come with greater risk. Thunderpick’s platform helps visualize these dynamics with a clean, responsive design and instant bet confirmation.

    For strategy-minded bettors, prop markets are a goldmine. Betting on whether a team wins both pistol rounds or if a player secures 30+ kills adds depth to the experience. Thunderpick’s wide selection lets users create customized bets based on individual game scenarios.

    CSGO Betting Sites: Conclusion

    Thunderpick delivers an elite CSGO betting experience that combines functionality, variety, and innovation. From its massive betting market coverage to its dynamic live odds and peer-to-peer systems, it offers something far beyond the standard sportsbook.

    New users can jump in quickly thanks to a sleek interface and generous 100% bonus up to $600. The platform’s commitment to secure payments, 24/7 support, and payment flexibility further enhances its reputation as the best in the game.

    Whether you’re betting on major tournaments or casual clashes, Thunderpick offers top-tier value and a truly immersive environment. For any CSGO fan looking to elevate their betting experience, Thunderpick is the smart, reliable choice.

    Editorial Note

    This article is provided solely for informational and entertainment purposes. Nothing within should be interpreted as legal, financial, or professional advice. Readers should carry out their own research before participating in any gambling activities or signing up with any online casinos mentioned. 

    Gambling Caution

    Online gambling comes with financial risks and may lead to addictive behavior or monetary loss. We urge all readers to gamble responsibly. If you or someone you know is struggling with gambling, professional help is available. The National Council on Problem Gambling (NCPG) can be contacted at 1-800-522-4700 or visited online at www.ncpgambling.org.

    21+ only. It is up to each individual to verify whether online gambling is permitted under their local, state, or federal laws. Neither the publisher, the authors, nor any syndication partners condone or support unlawful gambling. Participation in online gambling is done at the reader’s own discretion and risk.

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    The MIL Network –

  • MIL-OSI Canada: G7 Finance Ministers and Central Bank Governors conclude productive meeting in Banff

    Source: Government of Canada News (2)

    May 22, 2025 – Banff, Alberta – Department of Finance Canada

    Today, G7 Finance Ministers and Central Bank Governors concluded their meeting in Banff, Alberta, which is part of Canada’s 2025 G7 Presidency. The Honourable François-Philippe Champagne, Minister of Finance and National Revenue, and Tiff Macklem, Governor of the Bank of Canada, co-chaired the meeting.

    Ministers and Governors reached agreement on a communiqué which emphasized, above all, the the importance of G7 unity in the face of complex global challenges. In advance of the Leaders’ Summit next month in Kananaskis, Alberta, the meeting included a productive and frank exchange on the global economy, unsustainable global imbalances, and ways to promote growth and productivity.

    Ministers and Governors agreed to:

    • a G7 Financial Crime Call to Action to spur further concrete progress in tackling financial crime, including money laundering and terrorist financing. Canada will contribute $4.8 million in new technical assistance to developing economies so they can contribute to this effort;
    • support the expansion of the World Bank-led Resilient and Inclusive Supply-Chain Enhancement (RISE) Partnership to strengthen the integration of developing countries into critical minerals supply chains. Canada will contribute $20 million to support the expansion of the RISE Partnership, including in Latin America and the Caribbean;
    • address risks stemming from the large increase in low-value shipments imported into G7 markets; and
    • continued unwavering support to Ukraine, an agreement to continue to explore all possible options to hold Russia to account, including further ramping up sanctions, as well as efforts to foster private sector participation in the recovery and reconstruction of Ukraine.

    Canada is a stable, reliable, and innovative partner with a wealth of natural resources and expertise. Through our G7 Presidency, we will shape the global agenda – working with allies and partners to grow our economies, defend Canadians’ interests, and address the most pressing global challenges.

    MIL OSI Canada News –

  • MIL-OSI Europe: Text adopted – Amendments to the Capital Requirements Regulation as regards securities financing transactions under the net stable funding ratio – P10_TA(2025)0111 – Thursday, 22 May 2025 – Brussels

    Source: European Parliament

    (Text with EEA relevance)

    THE EUROPEAN PARLIAMENT AND THE COUNCIL OF THE EUROPEAN UNION,

    Having regard to the Treaty on the Functioning of the European Union, and in particular Article 114 thereof,

    Having regard to the proposal from the European Commission,

    After transmission of the draft legislative act to the national parliaments,

    Having regard to the opinion of the European Central Bank(1),

    Having regard to the opinion of the European Economic and Social Committee(2),

    Acting in accordance with the ordinary legislative procedure(3),

    Whereas:

    (1)  Regulation (EU) 2019/876 of the European Parliament and of the Council(4) introduced into Regulation (EU) No 575/2013 of the European Parliament and of the Council(5) the net stable funding ratio (NSFR) requirement for credit institutions. That requirement reflected part of the Basel III standards agreed by the Basel Committee on Banking Supervision (BCBS), which were developed to ensure that credit institutions have sufficient stable funding on a one-year horizon, and thus to prevent an excessive maturity mismatch between assets and liabilities and an overreliance on short-term wholesale funding. The NSFR requirement has been applicable since 28 June 2021.

    (2)  Article 428r(1), point (g), Article 428s(1), point (b), and Article 428v, point (a), of Regulation (EU) No 575/2013 currently provide for the stable funding factors for monies due from financing transactions with financial customers, where those transactions have a residual maturity of less than six months. Those funding factors are, depending on the financing transaction concerned, 0 %, 5 % or 10 %. However, Article 510(8) of Regulation (EU) No 575/2013 provides that, by 28 June 2025, those funding factors are to be raised to 10 %, 15 % and 15 %, respectively. That deferred raise aimed to give credit institutions sufficient time to gradually adapt to a more conservative calibration and to assess whether that calibration was appropriate. In addition to that deferred raise, other adjustments were adopted to ensure that the introduction of the NSFR requirement did not disrupt the liquidity of the related collateral markets, including sovereign bond markets.

    (3)  Under Article 510(6) of Regulation (EU) No 575/2013, the European Supervisory Authority (European Banking Authority) (EBA) established by Regulation (EU) No 1093/2010 of the European Parliament and of the Council(6), was mandated to assess the appropriateness of the treatment of the stable funding required to cover the funding risk linked to securities financing transactions (SFTs) and to unsecured transactions with financial customers where those SFTs or unsecured transactions have a residual maturity of less than six months. In line with that mandate, EBA delivered a report on specific aspects of the NSFR framework on 16 January 2024. That report concluded that raising the required stable funding factors applying to the transactions referred to in Article 428r(1), point (g), Article 428s(1), point (b), and Article 428v, point (a), of Regulation (EU) No 575/2013 would have a negligible impact on the NSFR levels of credit institutions. However, that report did not assess the broader dimension or spillover effects regarding the liquidity of the sovereign debt markets and the effects on sovereign bond markets. Therefore, the considerations justifying the deferral of the raising of required stable funding factors, as provided for in Article 510(8) of Regulation (EU) No 575/2013, continue to prevail. In particular, as the bulk of SFTs are collateralised by sovereign debt instruments, a raise in the related required stable funding could reduce the liquidity in the markets concerned. That could, in turn, risk creating additional funding costs for Member States and altering monetary policy transmission mechanisms.

    (4)  In addition, other BCBS member jurisdictions have set required stable funding factor levels for SFTs that are identical to those that are currently applicable under Regulation (EU) No 575/2013. In that context, given the intense international competition in the SFT market, raising the required stable funding factors by 28 June 2025 would create an uneven international playing field that would be detrimental to Union financial markets.

    (5)  To avoid those unintended consequences, the current stable funding factors for SFTs and for unsecured transactions with financial customers, where such transactions have a residual maturity of less than six months, should be made permanent.

    (6)  To ensure sufficient monitoring of interactions between the stable funding requirements and the market liquidity of assets received as collateral in SFTs and of unsecured transactions with financial customers, where such transactions have a residual maturity of less than six months, including when collateralised by sovereign debt, the funding risk for credit institutions, and possible international developments in that area, EBA should report to the Commission every five years on the appropriateness of those stable funding requirements.

    (7)  Temporarily discontinuing the prudential treatment for monies due from SFTs and for unsecured transactions with financial customers, with a residual maturity of less than six months, would create legal uncertainty for market participants and undue administrative and financial burden for the Union banking sector in general that could be mitigated by clearly setting the expected date of application of the provisions concerned. Therefore, to ensure the continuity of that prudential treatment, this amending Regulation should apply from 29 June 2025.

    (8)  Regulation (EU) No 575/2013 should therefore be amended accordingly,

    HAVE ADOPTED THIS REGULATION:

    Article 1

    Amendments to Regulation (EU) No 575/2013

    Article 510 of Regulation (EU) No 575/2013 is amended as follows:

    (1)  paragraph 6 is amended as follows:

    (a)  the introductory wording is replaced by the following:”

    ‘EBA shall monitor the amount of stable funding required to cover the funding risk linked to securities financing transactions, including to the assets received or given in those transactions, and to unsecured transactions with financial customers, where such transactions have a residual maturity of less than six months. EBA shall report to the Commission by 31 January 2029, and every five years thereafter, on the appropriateness of that stable funding requirement. Taking into account international developments and the regulatory treatment of similar transactions in other jurisdictions, those reports shall assess at a minimum:’;

    ”

    (b)  points (d) and (e) are replaced by the following:”

    ‘(d) the adequacy of the asymmetric treatment between liabilities with a residual maturity of less than six months provided by financial customers that are subject to a 0 % available stable funding factor in accordance with Article 428k(3), point (c), and assets resulting from transactions with a residual maturity of less than six months with financial customers that are subject to a 0 %, 5 % or 10 % required stable funding factor in accordance with Article 428r(1), point (g), Article 428s(1), point (b), and Article 428v, point (a);
       (e) the impact of the introduction of higher or lower required stable funding factors for securities financing transactions, in particular with a residual maturity of less than six months, with financial customers, on:
       (i) the price structure of those transactions; and
       (ii) the market liquidity of assets received as collateral in those transactions, in particular of sovereign and corporate bonds;’;

    ”

    (2)  paragraphs 7 and 8 are deleted.

    Article 2

    Entry into force and application

    This Regulation shall enter into force on the day following that of its publication in the Official Journal of the European Union.

    It shall apply from 29 June 2025.

    This Regulation shall be binding in its entirety and directly applicable in all Member States.

    Done at …, …

    For the European Parliament For the Council

    The President The President

    (1) Opinion of 2 May 2025 (not yet published in the Official Journal).
    (2) Opinion of 29 April 2025 (not yet published in the Official Journal).
    (3) Position of the European Parliament of 22 May 2025.
    (4) Regulation (EU) 2019/876 of the European Parliament and of the Council of 20 May 2019 amending Regulation (EU) No 575/2013 as regards the leverage ratio, the net stable funding ratio, requirements for own funds and eligible liabilities, counterparty credit risk, market risk, exposures to central counterparties, exposures to collective investment undertakings, large exposures, reporting and disclosure requirements, and Regulation (EU) No 648/2012 (OJ L 150, 7.6.2019, p. 1, ELI: http://data.europa.eu/eli/reg/2019/876/oj).
    (5) Regulation (EU) No 575/2013 of the European Parliament and of the Council of 26 June 2013 on prudential requirements for credit institutions and amending Regulation (EU) No 648/2012 (OJ L 176, 27.6.2013, p. 1, ELI: http://data.europa.eu/eli/reg/2013/575/oj).
    (6) Regulation (EU) No 1093/2010 of the European Parliament and of the Council of 24 November 2010 establishing a European Supervisory Authority (European Banking Authority), amending Decision No 716/2009/EC and repealing Commission Decision 2009/78/EC (OJ L 331, 15.12.2010, p. 12, ELI: http://data.europa.eu/eli/reg/2010/1093/oj).

    MIL OSI Europe News –

  • MIL-OSI Europe: Answer to a written question – Monitoring of EPOCH platform activities – E-001470/2025(ASW)

    Source: European Parliament

    Since its launch, the European Platform on Combatting Homelessness has evolved into an impactful initiative. It supports, among other things, Member States in designing or reviewing national homelessness strategies based on a person-centred, housing-led and integrated approach.

    The first work programme of the Platform for the period 2022-2024[1] had three work strands: data and analysis, mutual learning and access to finance.

    The activities supported by the Commission include[2]: a pilot project on a European Homelessness Count; two projects with the Organisation for Economic Cooperation and Development on a policy toolkit and on monitoring and evaluation; a number of mutual learning events; the European Platform on Combatting Homelessness Practice project to promote knowledge and capacity building; and four social innovation projects on different aspects of homelessness.

    Finally, a working group co-chaired with the Council of Europe Development Bank aims at mapping funding options and at developing projects to combat homelessness.

    A new work programme, building on the ongoing activities, is currently being drafted with the input of Platform members. The Platform’s work is also expected to feed into the preparation of the forthcoming EU flagship social initiatives, namely the new Action Plan of the European Pillar of Social Rights, the EU Anti-Poverty Strategy and the European Affordable Housing Plan.

    • [1] https://employment-social-affairs.ec.europa.eu/document/download/4c863f95-cf93-4581-8b36-33259f9e8663_en?filename=UDW%20TRW1_ex_summary.pdf.
    • [2] For a full overview of the activities and of the national strategies, see the website of the Platform: https://employment-social-affairs.ec.europa.eu/policies-and-activities/social-protection-social-inclusion/addressing-poverty-and-supporting-social-inclusion/homelessness_en.
    Last updated: 22 May 2025

    MIL OSI Europe News –

  • MIL-OSI Europe: Answer to a written question – The detrimental impact of housing market regulation on supply and prices – E-001072/2025(ASW)

    Source: European Parliament

    The Commission is carrying out a consultation during 2025 on the issues related to affordable housing raised by the Honourable Member, and following that, will put forward a European Affordable Housing Plan (EAHP). This Plan will assess the specificities of the rental market, too.

    The Commission will also analyse and — if necessary — make further proposals related to short-term accommodation rentals and/or make proposals to address the use of the current housing stock.

    In addition, the Commission will conduct an analysis of the impact of housing speculation and its economic consequences, as well as propose follow-up actions where needed.

    At the same time, the Commission notes that housing — in line with the principles of subsidiarity and proportionality — is mainly a responsibility of Member States, regions and local authorities and in developing the EAHP, the Commission will respect these principles.

    While the Commission does not at this stage plan to produce a report on the impact of national regulations on housing availability in the Member States, the Commission seeks solutions where value can be added at EU level and aims at facilitating the sharing of best practices among stakeholders.

    The Commission notes that it is important to attract private investments to housing. The Commission and the European Investment Bank (EIB) group have recently laid the foundations for a new pan-European investment platform for affordable and sustainable housing[1].

    The Commission will continue to work with EIB, national promotional banks, international financial institutions and other stakeholders to support local and national efforts.

    • [1] https://ec.europa.eu/commission/presscorner/detail/en/ip_25_671.
    Last updated: 22 May 2025

    MIL OSI Europe News –

  • MIL-OSI: TransUnion Analysis Uncovers Surprising Truth: Inflation-Adjusted Debt Growth Much Smaller Over the Last Five Years

    Source: GlobeNewswire (MIL-OSI)

    CHICAGO, May 22, 2025 (GLOBE NEWSWIRE) — As consumers grapple with rising costs and high interest rates, recent studies have revealed an increased reliance on credit products to help make ends meet. Despite the seemingly rapid growth in balances, a new analysis by TransUnion (NYSE: TRU) uncovers a more complex reality.

    According to TransUnion’s newly released Q1 2025 Credit Industry Insights Report (CIIR) total consumer balances have steadily increased over recent years. Total balances in nominal dollar terms (before adjusting for inflation) across all consumer credit products rose from $14.1 trillion in Q1 2020 to $18.0 trillion in Q1 2025, approximately 28%. The cumulative Consumer Price Index increase over that same time period, as measured by the U.S. Bureau of Labor Statistics, was nearly 24%. When adjusted for inflation, total balance growth in real dollar terms is more modest, amounting to $0.5 trillion over the five-year period, an increase of closer to 3%.

    The analysis also revealed that inflation-adjusted balances for consumers actually declined in real dollar terms across the majority of credit risk tiers from 2020 to 2025. This decrease was most pronounced in the prime risk tier, which saw a 14% drop in balances after adjusting for inflation. In contrast, super prime consumers experienced an 18% growth in balances over the same period. Much of the increase for super prime borrowers was attributed to higher mortgage balances. The only other risk tier to see an inflation-adjusted increase over the period was subprime at 1.9%.

    “Our latest analysis reveals a picture of credit usage that goes beyond simply an increase in total balances,” said Jason Laky, executive vice president and head of financial services at TransUnion. “When we account for the recent period of higher inflation, the rise in balances suggests that consumers in most risk tiers are not over-extended. In fact, many consumers experienced significant income gains since 2019, which have enabled most borrowers to effectively manage their debt levels.”

    Total Inflation-Adjusted Balances Across All Accounts Have Declined Across The Majority of Risk Tiers Since 2019
      % nominal dollar change 2020 to 2025 % real dollar change for 2020 to 2025 –
    inflation adjusted
    Super prime 46.5% 18.2%
    Prime plus 9.4% -11.7%
    Prime 7.2% -13.5%
    Near prime 11.6% -9.9%
    Subprime 26.2% 1.9%


    Source: TransUnion U.S. Consumer Credit Database

    “These findings challenge the idea that consumers are simply accumulating credit card debt. Instead, they highlight how balances reflect the current economic reality,” said Michele Raneri, vice president and head of U.S. research and consulting at TransUnion. “It’s understandable that only subprime consumers have experienced an inflation-adjusted increase in real credit card average balances, as this demographic has likely felt the impact of higher costs most acutely. But for other risk tiers of borrowers, their card balance growth has been less than the rate of inflation, indicating that many consumers may have further borrowing capacity.”

    To learn more about the latest consumer credit trends, register for the Q1 2025 Quarterly Credit Industry Insights Report webinar. Read on for more specific insights about credit cards, personal loans, auto loans and mortgages.

    Serious consumer-level credit card delinquencies decline YoY for second consecutive quarter

    Q1 2025 CIIR Credit Card Summary

    The first quarter of 2025 reflected credit card trends indicating a return to equilibrium, similar to those observed towards the end of 2024. Notably, consumer-level delinquencies of 90+ days past due decreased for the second consecutive quarter, dropping by 12 basis points year-over-year (YoY) to 2.43%. This marks the first consecutive quarters of YoY delinquency decline since 2020, during the height of the pandemic. In Q4 2024, total originations volume experienced a slight YoY increase of 0.1%. Although modest, this represents the first YoY growth in six quarters. Subprime originations saw a YoY growth of 2.9% in Q4 2024, the first in eight quarters, while super prime originations grew by 5.3% for the second consecutive quarter. Despite the uptick in originations, credit line amounts on new cards continue to trend downward. The average credit line on new accounts decreased slightly by 0.3% YoY in Q4 2024, with growth in super prime lines offsetting smaller lines in prime and below.

    Instant Analysis

    “We continue to observe signs that serious delinquencies may have peaked, with consumers managing their credit card usage more effectively. The year-over-year decline in 90+ days past due delinquencies, along with slower balance growth and stable utilization rates, indicates emerging market stability. We anticipate further declines in serious delinquencies in the coming quarters, primarily due to lenders’ intentional management of credit lines and cardholder risk profiles.”

    – Paul Siegfried, senior vice president and credit card business leader at TransUnion

    Q1 2025 Credit Card Trends

    Credit Card Lending Metric
    (Bankcard)    		 Q1 2025 Q1 2024 Q1 2023 Q1 2022

    Number of Credit Cards
    (Bankcards)    		 563.0 million 543.1 million 523.2 million 490.0 million
    Borrower-Level Delinquency
    Rate (90+ DPD)    		 2.43% 2.55% 2.26% 1.62%
    Total Credit Card Balances $1.07 Trillion $1.02 Trillion $917 billion $769 billion

    Average Debt Per Borrower    		 $6,371 $6,218 $5,733 $5,026
    Number of Consumers
    Carrying a Balance    		 172.0 million 169.0 million 165.3 million 158.9 million
    Prior Quarter Originations* 19.4 million 19.3 million 20.6 million 21.2 million
    Average New Account Credit
    Lines*    		 $5,612 $5,628 $5,421 $4,634


    *Note: Originations are viewed one quarter in arrears to account for reporting lag.
    Click here for a Q1 2025 credit card industry infographic. For more credit card industry information, click here for episodes of Extra Credit: A Card and Banking Podcast by TransUnion.

    Shift to less risky borrowers drives decline in unsecured personal loan delinquency in Q1 2025

    Q1 2025 CIIR Unsecured Personal Loan Summary

    In Q4 2024, unsecured personal loan originations hit a new high of 6.3 million, a 26% increase over Q4 2023, driven by all risk tiers, especially super prime, with 29% growth YoY. This led to a 17% YoY growth in total new account balances to $34 billion. Total balances for Q1 2025 only grew for above prime tiers, reaching $253 billion, a 3% increase over the prior year. A record 24.6 million consumers had balances, a 5% increase YoY, but average balances per consumer only grew for above prime tiers. Lenders expanded their borrower base but maintained cautious exposure, leading to a 7% decrease in average new account balances for Q4 2024, the fifth consecutive quarter of decline. Subprime delinquencies fell to 14.0% in Q1 2025 from 15.6% last year, while other risk tiers saw increases. The overall borrower-level delinquency rate declined to 3.49% in Q1 2025 from 3.75% last year, thanks to a balanced lending mix.

    Instant Analysis

    “The unsecured personal loan market has not only rebounded but also expanded, setting new records in loan volumes and balances. Growth is evident across all credit risk tiers, with super prime borrowers leading in year-over-year growth in the most recent quarter. Lenders appear to be limiting loan amounts for individual consumers, even as the aggregate borrower-level delinquency rate continues to decline. Increased competition and demand in the lowest risk credit tiers, along with advances in risk management practices, are now resulting in lower delinquency rates. These factors should support sustained growth, even in a challenging macroeconomic environment.“

    – Josh Turnbull, senior vice president and consumer lending business leader at TransUnion

    Q1 2025 Unsecured Personal Loan Trends
    Personal Loan Metric Q1 2025 Q1 2024 Q1 2023 Q1 2022
    Total Balances $253 billion $245 billion $225 billion $178 billion
    Number of Unsecured
    Personal Loans    		 29.8 million 28.1 million 26.9 million 23.9 million
    Number of Consumers with
    Unsecured Personal Loans    		 24.6 million 23.5 million 22.4 million 20.4 million
    Borrower-Level Delinquency
    Rate (60+ DPD)    		 3.49% 3.75% 3.91% 3.25%
    Average Debt Per Borrower $11,631 $11,829 $11,281 $9,896
    Average Account Balance $8,496 $8,737 $8,356 $7,448
    Prior Quarter Originations* 6.3 million 5.0 million 5.2 million 5.7 million


    *Note: Originations are viewed one quarter in arrears to account for reporting lag.
    Click here for additional unsecured personal loan industry metrics. Click here for a Q1 2025 unsecured personal loan industry infographic.

    Mortgage originations see YoY growth as delinquencies tick up

    Q1 2025 CIIR Mortgage Loan Summary

    Another sign that the previously sluggish mortgage originations market is beginning to rebound is that mortgage originations saw a YoY increase of 30.2% in Q4 2024, reaching 1.2 million, with 78% of those being purchase originations. The 15.4% YoY growth in purchase originations marks its first annual increase since Q2 2021. Origination volumes remain low compared to historical norms. Home equity originations rose 11% YoY, marking the third consecutive quarter of YoY increases. Meanwhile, 60+ days past due (DPD) account-level delinquencies ticked up YoY in Q1 2025 for the 12th consecutive quarter, reaching 1.44%. This represents a growth of 21 basis points YoY in Q1 2025, though the rate remains relatively low compared to historical levels. As home prices continue to climb, the average amount of new mortgage loans has followed suit, increasing by nearly $40,000 YoY to $366,443 in Q4 2024.

    Instant Analysis

    “Due to the anticipated impacts of announced tariffs on near-term inflation, mortgage rates are expected to remain elevated above 6% in the next quarter. Without a significant decrease in mortgage rates, origination activity for both purchases and refinances is likely to remain subdued. Although the upward trend in mortgage delinquencies continues, the levels remain below long-term averages, and far below historical highs during the Great Financial Crisis, but still warrant close monitoring.”

    – Satyan Merchant, senior vice president, automotive and mortgage business leader at TransUnion

    Q1 2025 Mortgage Trends
    Mortgage Lending
    Metric    		 Q1 2025 Q1 2024 Q1 2023 Q1 2022
    Number of Mortgage
    Loans

    53.6 million

    53.2 million

    52.9 million

    51.5 million
    Consumer-Level
    Delinquency Rate
    (60+ DPD)    		 1.36% 1.14% 0.90% 0.80%
    Prior Quarter
    Originations*    		 1.2 million 0.9 million 1.0 million 2.9 million
    Average Loan
    Amounts
    of New Mortgage
    Loans*    		 $366,443 $327,102 $327,050 $315,661
    Average Balance per
    Consumer    		 $266,843 $260,745 $253,514 $241,203
    Total Balances of All
    Mortgage Loans    		 $12.5 trillion $12.1 trillion $11.8 trillion $10.9 trillion


    * O    riginations are viewed one quarter in arrears to account for reporting lag.
    Click here for additional mortgage industry metrics. Click here for a Q1 2025 mortgage industry infographic.

    Auto originations trend up ahead of tariffs

    Q1 2025 CIIR Auto Loan Summary

    Auto loan originations in Q4 2024 reached 6.2 million, representing an 8% YoY growth. This growth was observed across all risk tiers, with super prime leading at 15.7% YoY growth. The increase was largely driven by Federal Reserve interest rate cuts in late 2024, rising inventories, and the return of incentives. New vehicles made up 47% of those financed in Q4 2024, as compared to 53% used, the highest Q4 share for new vehicles since pre-pandemic times. Leasing share continued to approach pre-pandemic levels, rising to 26% in Q1 2025. The 60+ DPD delinquency rate increased by 5 basis points YoY in Q1 2025 to 1.38%. This rate exceeds the peak delinquency rate of 1.33% observed in Q1 2009, although the rate of growth has recently slowed. Overall, new vehicle loan vintages continue to show consistent performance compared to pre-pandemic periods (2018/2019). However, when broken down by risk tiers, recent new vehicle vintages have elevated delinquency levels, particularly for prime and below tiers.

    Instant Analysis

    “There have been positive signs of recovery and momentum across all tiers, not just super prime. The return of incentives has provided a tailwind to vehicle sales and financing. Nevertheless, some of this progress may reverse if the recently announced trade policies are implemented long-term, as they could further impact affordability. Despite this, we expect Q1 2025 originations to increase, as many consumers likely tried to secure a new vehicle before the tariffs were implemented.”

    – Satyan Merchant, senior vice president, automotive and mortgage business leader at TransUnion

    Q1 2025 Auto Loan Trends

    Auto Lending Metric    		 Q1 2025 Q1 2024 Q1 2023 Q1 2022

    Total Auto Loan Accounts    		 80.0 million 80.1 million 80.1 million 80.5 million

    Prior Quarter Originations    1    		 6.2 million 5.8 million 5.8 million 6.5 million
    Average Monthly Payment
    NEW    2    		 $759 $746 $741 $657
    Average Monthly Payment
    USED    2    		 $526 $521 $521 $509
    Average Balance per
    Consumer    		 $24,413 $24,035 $23,214 $21,606
    Average Amount Financed on
    New Auto Loans    2    		 $42,877 $41,222 $41,539 $40,184
    Average Amount Financed on
    Used Auto Loans    2    		 $26,494 $25,655 $26,260 $27,995
    Consumer-Level Delinquency
    Rate (60+ DPD)    		 1.56% 1.50% 1.34% 1.09%


    1    Note: Originations are viewed one quarter in arrears to account for reporting lag.
    2Data from S&P Global Mobility AutoCreditInsight, Q1 2025 data only for January and February.
    Click here for additional auto industry metrics. Click here for a Q1 2025 auto industry infographic.

    For more information about the report, please register for the Q1 2025 Credit Industry Insight Report webinar.

    About TransUnion (NYSE: TRU)

    TransUnion is a global information and insights company with over 13,000 associates operating in more than 30 countries. We make trust possible by ensuring each person is reliably represented in the marketplace. We do this with a Tru™ picture of each person: an actionable view of consumers, stewarded with care. Through our acquisitions and technology investments we have developed innovative solutions that extend beyond our strong foundation in core credit into areas such as marketing, fraud, risk and advanced analytics. As a result, consumers and businesses can transact with confidence and achieve great things. We call this Information for Good® — and it leads to economic opportunity, great experiences and personal empowerment for millions of people around the world.

    http://www.transunion.com/business

    Contact Dave Blumberg
      TransUnion
    E-mail dblumberg@transunion.com
    Telephone 312-972-6646

    The MIL Network –

  • MIL-OSI: Middlefield Banc Corp. Announces Retirement of Darryl E. Mast from Board of Directors

    Source: GlobeNewswire (MIL-OSI)

    MIDDLEFIELD, Ohio, May 22, 2025 (GLOBE NEWSWIRE) — Middlefield Banc Corp. (NASDAQ: MBCN) today announced the retirement of Darryl E. Mast from its Board of Directors, effective May 14, 2025.

    Mr. Mast joined the Middlefield Banking Company’s Board of Directors in 2011 and has been a Director of Middlefield Banc Corp. since 2013. His leadership, insight, and expertise have been integral to the success of Middlefield Banc Corp. and The Middlefield Banking Company, and his contributions have left a lasting impact.

    “We are grateful for Darryl’s unwavering commitment to the Bank,” stated Ronald L. Zimmerly, Jr., President and Chief Executive Officer. “His leadership has been instrumental in shaping the Bank’s growth, and we will certainly miss his valuable perspective. On behalf of everyone at the Bank, we wish him nothing but the best as he begins his next chapter.”

    Following Mr. Mast’s retirement, his position on the Board will not be replaced, and the number of directors will be fixed at 11 members.

    About Middlefield Banc Corp.
    Middlefield Banc Corp., headquartered in Middlefield, Ohio, is the Bank holding Company of The Middlefield Banking Company, with total assets of $1.89 billion at March 31, 2025. The Bank operates 21 full-service banking centers and an LPL Financial® brokerage office serving Ada, Beachwood, Bellefontaine, Chardon, Cortland, Dublin, Garrettsville, Kenton, Mantua, Marysville, Middlefield, Newbury, Orwell, Plain City, Powell, Solon, Sunbury, Twinsburg, and Westerville. The Bank also operates a Loan Production Office in Mentor, Ohio.

    Additional information is available at www.middlefieldbank.bank

    FORWARD-LOOKING STATEMENTS
    This press release of Middlefield Banc Corp. and the reports Middlefield Banc Corp. files with the Securities and Exchange Commission often contain “forward-looking statements” relating to present or future trends or factors affecting the banking industry and, specifically, the financial operations, markets and products of Middlefield Banc Corp. These forward-looking statements involve certain risks and uncertainties. There are a number of important factors that could cause Middlefield Banc Corp.’s future results to differ materially from historical performance or projected performance. These factors include, but are not limited to: (1) a significant increase in competitive pressures among financial institutions; (2) changes in the interest rate environment that may reduce interest margins; (3) changes in prepayment speeds, charge-offs and loan loss provisions; (4) less favorable than expected general economic conditions; (5) legislative or regulatory changes that may adversely affect businesses in which Middlefield Banc Corp. is engaged; (6) technological issues which may adversely affect Middlefield Banc Corp.’s financial operations or customers; (7) changes in the securities markets; or (8) risk factors mentioned in the reports and registration statements Middlefield Banc Corp. files with the Securities and Exchange Commission. Middlefield Banc Corp. undertakes no obligation to release revisions to these forward-looking statements or to reflect events or circumstances after the date of this press release.

    Company Contact: Investor and Media Contact:
    Ron Zimmerly
    President and Chief Executive Officer
    Middlefield Banc Corp.
    (419) 673-1217
    RZimmerly@middlefieldbank.com    		 Andrew M. Berger
    Managing Director
    SM Berger & Company, Inc.
    (216) 464-6400
    andrew@smberger.com

    The MIL Network –

  • MIL-OSI Economics: Statement on the appointment of Cecilia Skingsley as County Governor of Stockholm

    Source: Bank for International Settlements

    I extend my warmest congratulations to Cecilia and wish her all the best in this new role. Under her leadership, the BIS Innovation Hub made great strides towards fulfilling our strategic goal of helping central banks face the challenges of the future by exploring cutting-edge financial technologies. It recently completed its expansion to seven centres worldwide, concluded over 30 projects, started many others and has synthesised the lessons from these experiments for the broader community of central banks, regulators and supervisors. Cecilia has built a skilled and passionate team steeped in the culture of innovation and ready to take on more challenges.

    Cecilia’s expertise in policymaking and innovation was evident long before joining the BIS, in her previous roles as First Deputy Governor of Sveriges Riksbank and as chair of the BIS’s Committee on Payments and Market Infrastructures Future of Payments Working Group. I am sure that the global central banking community will join me in wishing Cecilia the best of luck in this important new chapter of her impressive public service career.

    MIL OSI Economics –

  • MIL-OSI Economics: RBI imposes monetary penalty on The Aska Central Co-operative Bank Ltd., Aska, Odisha

    Source: Reserve Bank of India

    The Reserve Bank of India (RBI) has, by an order dated May 20, 2025, imposed a monetary penalty of ₹10,000/- (Rupees Ten Thousand only) on The Aska Central Co-operative Bank Ltd., Aska, Odisha (the bank) for non-compliance with certain directions issued by RBI on ‘Membership of Credit Information Companies (CICs) by Co-operative Banks’. This penalty has been imposed in exercise of powers conferred on RBI under the provisions of Section 25(1)(iii) read with Section 23(4) of the Credit Information Companies (Regulation) Act, 2005.

    The statutory inspection of the bank was conducted by the National Bank for Agriculture and Rural Development (NABARD) with reference to its financial position as on March 31, 2024. Based on supervisory findings of non-compliance with RBI directions and related correspondence in that regard, a notice was issued to the bank advising it to show cause as to why penalty should not be imposed on it for its failure to comply with the said directions. After considering the bank’s reply to the notice and oral submissions made during the personal hearing, RBI found, inter alia, that the following charge against the bank was sustained, warranting imposition of monetary penalty:

    The bank had failed to furnish credit information of its customers to any of the Credit Information Companies.

    This action is based on deficiencies in regulatory compliance and is not intended to pronounce upon the validity of any transaction or agreement entered into by the bank with its customers. Further, imposition of this monetary penalty is without prejudice to any other action that may be initiated by RBI against the bank.

    (Puneet Pancholy)  
    Chief General Manager

    Press Release: 2025-2026/389

    MIL OSI Economics –

  • MIL-OSI: BNP Paribas Primary New Issues: STAB Notice NO STAB for AVOLTA (Dufry One)

    Source: GlobeNewswire (MIL-OSI)

    [22/05/2025]

    Not for distribution, directly or indirectly, in or into the United States or any jurisdiction in which such distribution would be unlawful.

    [AVOLTA (DUFRY ONE)]

    Post-stabilisation Period Announcement

    NO STABILISATION CARRIED OUT

    [Further to the pre-stabilisation period announcement dated [20/05/2025]] BNP Paribas (contact: Stanford Hartman telephone: 0207 595 8222) hereby gives notice that no stabilisation (within the meaning of Article 3.2(d) of the Market Abuse Regulation (EU/596/2014)) was undertaken by the Stabilisation Manager(s) named below in relation to the offer of the following securities.

    Securities

    Issuer: Avolta (Dufry One)
    Guarantor(s) (if any): N/A
    Aggregate nominal amount: EUR 500,000,000
    Description: May 2032 4.5%
    Offer price: 100

    Stabilisation Manager(s)

    Name(s): BNP Paribas, ING, Santander, Banca Akros, LBBW, UBS, Bank of China, BBVA, Bank of America, CIC, Commerzbank, Credit Agricole, Goldmans, HSBC, IMI, MedioBanca, MUFG, Raiffeisen Bank Intl, Unicredit

    This announcement is for information purposes only and does not constitute an invitation or offer to underwrite, subscribe for or otherwise acquire or dispose of any securities of the Issuer in any jurisdiction.

    This announcement is not an offer of securities for sale into the United States. The securities referred to above have not been, and will not be, registered under the United States Securities Act of 1933 and may not be offered or sold in the United States absent registration or an exemption from registration. There has not been and will not be a public offer of the securities in the United States.

    The MIL Network –

  • MIL-OSI Europe: EBA launches consultation on amended disclosure requirements for ESG risks, equity exposures and aggregate exposure to shadow banking entities

    Source: European Banking Authority

    • The EBA proposes a proportionate ESG disclosure framework aligned with the European Commission’s initiative to simplify sustainability reporting.
    • Simplified requirements are proposed for small and medium banks, as well as clarifications and enhancements to streamline reporting. No new obligations are introduced for large-listed banks.
    • To support institution’s implementation, the EBA proposes to introduce transitional measures and supervisory flexibility aimed at reducing the compliance burden for institutions.

    The European Banking Authority (EBA) today launched a public consultation on proposed amendments to the European Commission’s Implementing Regulation on Pillar 3 disclosures under the CRR3. The proposal specifies enhanced and proportionate disclosure requirements related to ESG-related risks, equity exposures and aggregate exposure to shadow banking entities. It also implements the new codes for the statistical classification of economic activities in the EU (NACE).  The. Today’s proposal aims to enhance transparency and consistency of disclosures in a proportionate manner. The consultation runs until 22 August 2025.

    This consultation paper finalises the implementation of the Pillar 3 disclosure requirements introduced by the banking package (CRR3), including the extension of the scope of application of ESG risks-related disclosures to all institutions and the disclosure of information on shadow banking and equity exposures.

    In line with the European Commission’s omnibus proposal  to reduce reporting costs and simplify sustainability reporting, the EBA has designed a proportionate approach for ESG disclosures based on the institution’s type, size and complexity, with simplified disclosures for banks other than large, particularly for those that are small or non-listed.

    Furthermore, the consultation does not introduce any new requirement on banks already disclosing ESG related information (large listed banks),  but aims to simplify the reporting process by clarifying the existing requirements based on the experience gained. It does this by introducing materiality considerations regarding the frequency of some of the disclosures and by ensuring full and permanent alignment with the Taxonomy Regulation in terms of scope and definition of the Green Asset Ratio (GAR) templates.

    Transitional provisions have been introduced to support institutions and facilitate the initial implementation of the new requirements. For ESG disclosures, in particular, consistently with these transitional provisions, in order to clarify expectations, ensure consistency and reduce operational burden, for the period until the ITS now being consulted starts applying, the EBA is encouraging supervisory flexibility. For this purpose, the EBA is considering issuing a no action letter advising competent authorities not to prioritise the enforcement of the disclosure of certain templates related to the Green Asset Ratio and Taxonomy Regulation for large and listed institutions; nor the enforcement of the disclosure of any ESG-related templates for other institutions.

    Finally, the EBA is further supporting institutions in their compliance with disclosure requirements by providing an updated mapping tool between Pillar 3 and supervisory reporting.

    Consultation process

    Responses to the consultation can be sent to the EBA by clicking on the “Submit response” button on the consultation page.

    All contributions received will be published after the consultation closes, unless requested otherwise. The deadline for the submission of comments is 22 August 2025

    A public hearing on this consultation will take place via conference call on 26 June 2025 from 11:00 to 12:30 CEST. Deadline for registration is 24 June 2025 at 16:00 CEST.

    Legal basis and background

    Regulation (EU) 2024/1623 of the European Parliament and of the Council amending Regulation (EU) No 575/2013 (CRR3) implements the Basel Committee on Banking Supervision (BCBS)’s December 2017 Basel III post-crisis regulatory reforms in EU, while considering the specific aspects of the EU’s banking sector. The new banking package envisages further harmonisation of supervisory powers and enforcement tools and an increase in transparency and proportionality in the Pillar 3 disclosure requirements.

    The EBA’s plan on how to implement the mandates included in the Banking Package is explained in the ‘EBA Roadmap on strengthening the prudential framework’, published in December 2023. Commission Implementing Regulation (EU) 2024/3172 including the new and amended disclosure requirements directly linked to Basel III implementation was published last year as part of step 1 of the EBA roadmap. As part of step 2 of the EBA roadmap, the Pillar 3 disclosure framework is amended to consider the other CRR 3 amendments to Part Eight of the CRR, including disclosure requirements on equity exposures (Article 438(e) of CRR3); new disclosure requirements on the aggregate exposure to shadow banking entities (Article 449b of CRR3); and the extension of the scope of application of disclosure requirements on ESG risks to all institutions (Article 449a of CRR3).

    In addition, the Guidelines on disclosure of non-performing and forborne exposures (EBA/GL/2018/10 as amended by EBA/GL/2022/13) are repealed, considering the extension of the disclosure requirements on non-performing exposures and forbearance to listed SNCI and other non-listed institutions in accordance with the CRR 3 Articles 433b and 433c.

    On February 26, 2025, the Commission published the Omnibus proposal aimed at simplifying sustainability reporting under the Corporate Sustainability Reporting Directive (CSRD), Corporate Sustainability Due Diligence Directive (CSDDD), and Taxonomy Regulation.

    MIL OSI Europe News –

  • MIL-OSI: BNP Paribas Primary New Issues: MID-Stabilisation Notice – Wolseley Group

    Source: GlobeNewswire (MIL-OSI)

    22.05.2025

    Not for distribution, directly or indirectly, in or into the United States or any jurisdiction in which such distribution would be unlawful.

    [WOLSELEY GROUP PLC]

    Mid-stabilisation Period Announcement

    [Further to the pre-stabilisation period announcement dated 16.05.2025] BNP Paribas (contact: Stanford Hartman telephone: 0207 595 8222) hereby gives notice that the Stabilisation Manager(s) named below undertook stabilisation (within the meaning of [Article 3.2(d) of the Market Abuse Regulation (EU/596/2014) / [and of] the rules of the Financial Conduct Authority)] in relation to the offer of the following securities, as set out below.

    Securities

    Issuer: WOLSELEY GROUP FINCO PLC
    Guarantor (if any): N/A
    Aggregate nominal amount: 350,000,000 GBP
    Description: Senior Secured Fixed Rate Notes
    Stabilisation Manager(s): BNP Paribas, Lloyds Bank, Wells Fargo, RBC, BOFA

    Stabilisation transaction[s]

    Date and time: Price: Quantity Stabilisation trading venue:
     16/05/2025  17:10:48  99.25  1,000,000.00  OTC
     16/05/2025  17:12:20  98.625  1,375,000.00  OTC
     16/05/2025  17:12:26 98.625 125,000.00 OTC
     16/05/2025  17:12:26  98.625  125,000.00  OTC
    19/05/2025  09:21:51 98.50 -2,000,000.00 OTC
    19/05/2025  09:32:45 98.625 -1,700,000.00 OTC
    19/05/2025  09:56:38 99.00 -200,000.00 OTC
    19/05/2025  09:59:05 98.83 -2,354,000.00 OTC
    19/05/2025  10:02:33 99.23 -500,000.00 OTC
    19/05/2025  11:31:42 99.015 1,000,000.00 OTC
    19/05/2025  15:10:28 99.1 -1,000,000.00 OTC
    20/05/2025  12:05:52 99.5 -2,000,000.00 OTC
    20/05/2025  12:34:15 99.375 500,000.00 OTC
    21/05/2025  17:04:09 99.55 2,300,000.00 OTC

    This announcement is for information purposes only and does not constitute an invitation or offer to underwrite, subscribe for or otherwise acquire or dispose of any securities of the Issuer in any jurisdiction.

    This announcement and the offer of the securities to which it relates are only addressed to and directed at persons outside the United Kingdom and persons in the United Kingdom who have professional experience in matters related to investments or who are high net worth persons within Article 12(5) of the Financial Services and Markets Act 2000 (Financial Promotion) Order 2005 and must not be acted on or relied on by other persons in the United Kingdom.

    In addition, if and to the extent that this announcement is communicated in, or the offer of the securities to which it relates is made in, the UK or any EEA Member State before the publication of a prospectus in relation to the securities which has been approved by the competent authority in the UK or that Member State in accordance with Regulation (EU) 2017/1129 (the “Prospectus  Regulation”) (or which has been approved by a competent authority in another Member State and notified to the competent authority in the UK or that Member State in accordance with the Prospectus Regulation), this announcement and the offer are only addressed to and directed at persons in the UK or that Member State who are qualified investors within the meaning of the Prospectus Regulation (or who are other persons to whom the offer may lawfully be addressed) and must not be acted on or relied on by other persons in the UK or that Member State.

    This announcement is not an offer of securities for sale into the United States. The securities referred to above have not been, and will not be, registered under the United States Securities Act of 1933 and may not be offered or sold in the United States absent registration or an exemption from registration. There has not been and will not be a public offer of the securities in the United States.

    The MIL Network –

  • MIL-OSI United Kingdom: Bin Collections & Recycling Centres Operating as Normal Over May Bank Holiday

    Source: Northern Ireland – City of Derry

    Bin Collections & Recycling Centres Operating as Normal Over May Bank Holiday

    22 May 2025

    Derry City and Strabane District Council is reminding residents that bin collections and Recycling Centres will continue as normal on the upcoming May Bank Holiday, Monday 26th May 2025.

    Residents are advised to leave out their bins as usual on collection day. The Council is encouraging everyone to stay committed to recycling by using Blue and Brown bins correctly, helping reduce household waste over the holiday weekend.

    Please note that Council offices on Strand Road, Derry, and Derry Road, Strabane, will be closed on Monday 26th May and will reopen on Tuesday 27th May. Registry Offices in both Derry and Strabane will also be closed on the Monday, reopening the following day.

    For those enjoying local attractions, the Guildhall and Tower Museum will remain open and welcoming visitors over the Bank Holiday weekend.

    Council-operated cemeteries will remain open daily from 8:00am to 8:00pm throughout the holiday period.

    The Council’s Out of Hours Dog Warden Service will be in operation to respond to ongoing dog attacks on people or animals. To report an incident, call 07734 128096. Please note that while the Council is not obligated to respond to other reports outside of normal hours, serious voicemails will be assessed.

    All Council parks and greenways will be open, and the public is encouraged to enjoy these spaces responsibly keeping them clean by using the bins provided.

    The Alley Theatre will also be open throughout the weekend, with Encore’s The Little Mermaid showing on Saturday 24th May.

    Leisure Services Opening Times – Bank Holiday Monday 26th May:

    • Open: Bishop’s Field, Templemore Sports Complex, Riversdale Leisure Centre, Melvin Sports Complex, Derg Valley Leisure Centre
    • Closed: Brooke Park, City Baths, Foyle Arena, Brandywell 

    Mayor of Derry City and Strabane District Council, Cllr Lilian Seenoi-Barr, encouraged residents to make the most of the long weekend:

    “I’d like to wish everyone across our city and district a relaxing and enjoyable Bank Holiday. Let’s continue taking pride in our beautiful environment by recycling, respecting public spaces, and supporting our local attractions and services.”

    For full and up-to-date service details, please visit the Council website:
     www.derrystrabane.com/services/opening-hours

    MIL OSI United Kingdom –

  • MIL-OSI Europe: EBA publishes onboarding plan to implement the Pillar 3 data hub

    Source: European Banking Authority

    The European Banking Authority (EBA) today published an onboarding plan for large and other institutions, setting out the steps required for accessing and submitting information to the new Pillar 3 Data Hub (P3DH) – the EBA’s centralised platform for public disclosures under the Capital Requirements Regulation (CRR3).This initiative is a significant milestone in the EBA’s commitment to enhancing transparency and consistency in Pillar 3 disclosures across the EU financial system and promoting market discipline.

    The onboarding plan outlines the procedural steps that institutions need to follow to ensure timely and accurate submissions of Pillar 3 information. The onboarding plan provides a step-by-step guide for the identification of institutions and to give them access to the EBA’s EUCLID Regulatory Reporting Platform, through which the Pillar 3 data will be submitted. It also spells out the timeline for the process, which will follow a phased-in approach.

    In addition to the onboarding plan, the EBA is publishing a list of Frequently Asked Questions (FAQs) that aim to help institutions during the first implementation and data submission process. The FAQs will be a living document that will be updated by the EBA as needed.

    Furthermore, the EBA is introducing a phased-in approach and transitional provisions that should give institutions time to prepare for the process. This means that institutions will be able to continue to fulfil their Pillar 3 disclosure obligations during 2025 as usual, and the submissions to the P3DH will occur only at a later stage. This approach will give institutions with enough time to complete the onboarding process and align their internal processes, without impacting the compliance with the CRR requirements.

    By providing a single, centralised platform for Pillar 3 data, the EBA will support all interested users—including institutions—by significantly enhancing access and comparability of prudential information. For the first time, users will be able to explore and visualise disclosures across institutions and over time in a single public platform, making it easier for institutions to benchmark themselves against peers and fostering market discipline. This will not only strengthen the transparency of the EU banking sector but also promote the soundness and resilience of the broader financial system. The P3DH information will be available to the public from December 2025.

    The EBA encourages all relevant institutions to familiarise themselves with the onboarding process and begin preparations for the P3DH implementation.

    Legal basis, backgrounds and next steps

    The new Banking Package (CRR3/CRD6), which will implement the latest Basel III reforms in the EU, includes a mandate to the EBA to develop a Pillar 3 data hub. The EBA’s plan on how to implement the mandates included in the Banking Package is explained in the ‘EBA Roadmap on strengthening the prudential framework’, published in December 2023.

    The CRR establishes the prudential disclosure requirements and policies applicable to institutions, specifying the frequency and scope of these disclosures by type of institution, e.g. large institutions, small and non-complex institutions (SNCI) and other institutions The CRR3 (Articles 434 and 434a) mandates the EBA to publish on its website the prudential disclosures for all institutions subject to such requirements, making it readily available in a centralised manner to all the relevant stakeholders through a single electronic access point on its website. To comply with this mandate, the EBA is building a data hub putting together all the disclosures required under Part Eight of the CRR. As a first step the EBA has published also the final draft ITS on the Pillar 3 data hub for large and other institutions. 

    MIL OSI Europe News –

  • MIL-OSI Europe: Health partnerships are key

    Source: European Investment Bank

    Recognising the imperative to be even better prepared for the next pandemic, we have continued to build on this previous success. The EIB is providing Gavi with €1 billion in liquidity to accelerate access to vaccines for viruses with pandemic potential (such as Ebola), and to support routine vaccination against preventable diseases like measles, malaria, and the human papillomavirus (HPV), which is a leading cause of cervical cancer. (A new vaccine against tuberculosis could also be on the horizon.)

    This innovative approach has also inspired others and catalysed their efforts. For example, the G7 development-finance institutions, together with the EIB, MedAccess, and the International Finance Corporation, are working on a new surge-funding instrument to mobilise vaccines, therapeutics, diagnostics, and other medical goods that low- and lower-middle income countries will need to respond to future pandemics.

    Boosting regional vaccine production is a critical priority. Africa accounts for 20% of the world’s population, but produces just 0.1% of the world’s supply of vaccines. Building the continent’s vaccine-manufacturing base is a key part of any strategy to strengthen overall pandemic preparedness.

    Here, too, the EIB’s partnership and financial innovation are a game changer. Gavi’s $1.2 billion African Vaccine Manufacturing Accelerator – backed by over €750 million from European governments, as well as institutions including the EIB – is designed to dismantle barriers to local vaccine production. To help Africa achieve vaccine sovereignty, the EIB is also directly financing production facilities in Ghana, South Africa, and Senegal, through the Institut Pasteur de Dakar.

    Africa accounts for 20% of the world’s population, but produces just 0.1% of the world’s supply of vaccines.

    MIL OSI Europe News –

  • MIL-OSI Economics: Development Asia: Women as Agents of Change: Shaping Resilience through Sponge Cities

    Source: Asia Development Bank

    One of the strongest success factors behind SZWG’s gender action plan was leadership commitment, particularly from senior champions like Vice President Ji, who modeled inclusive leadership and advocated for key reforms such as the Childcare Leave policy.

    Another key enabler was the Women’s Committee, which acted as an internal driver for change. By working closely with HR and the Labor Union, the committee translated employee needs into concrete actions—such as the successful launch of subsidized psychological counseling during the pandemic. This responsiveness built trust and ensured that such initiatives were grounded in workforce needs.

    Setting measurable targets for women in leadership also proved effective in raising awareness and accountability, particularly in a sector with historically low female representation.

    What could have made this even stronger? Formalizing these successes into policy. Making inclusion targets part of official HR practices, like setting leadership benchmarks, would help ensure long-term progress, not just one-time wins.

    Inclusion should not be isolated to certain departments or administrative roles. Women have a crucial role to play in water management itself. At SZWG, female staff are increasingly involved in technical training, innovation, and knowledge-sharing on sponge city development and smart water systems. Their growing presence in technical roles has improved outcomes and sparked more holistic, community-minded solutions.

    Key takeways for other organizations

    • Find and empower visible champions who can push for bold, practical reforms.
    • Establish women-led groups to keep inclusion efforts grounded in staff needs.
    • Turn early wins into long-term policy—think beyond awareness and into accountability.
    • Actively involve women in innovation, decision-making and technical fields.
    • Support employee well-being, not as an add-on, but as a foundation for inclusive culture.

    When women are empowered—not only in the workplace but also as decision-makers and innovators in the water sector —they become powerful agents of change. SZWG’s experience shows that by investing in women’s leadership, both within the organization and across the sector, it’s possible to drive smarter solutions and build more resilient cities. This is how resilience is built—through inclusive leadership and smart urban water systems shaped by diverse voices.

    [1] SZWG’s sponge city development is guided by modeling of surface water, weather patterns, drainage systems, and groundwater. It involves low-impact development techniques such as the use of wetlands, permeable pavements, rainwater gardens, green roofs, storage facilities, wastewater reuse, and managed aquifer recharge.

    MIL OSI Economics –

  • MIL-OSI USA: Governor Newsom announces appointments 5.21.25

    Source: US State of California 2

    May 21, 2025

    SACRAMENTO – Governor Gavin Newsom today announced the following appointments:

    Armen Meyer, of San Francisco, has been appointed Senior Deputy Commissioner for the Division of Consumer Financial Protection at the California Department of Financial Protection and Innovation. Meyer has held several positions at the American Fintech Council since 2021 including Co-Founder, Advisor, and Board Member. He has held several positions at Millenia Capital since 2021, including Advisor and General Partner. Meyer held multiple positions at LendingClub and LendingClub Bank from 2017 to 2023, including Head of the Public Policy and Government Affairs Team and Vice President of Regulatory Strategy and Policy. He held multiple positions at PriceWaterhouseCoopers from 2011 to 2017, including Managing Director for Financial Services Advisory, Director of Regulatory Strategy, and Chief of Staff for Financial Services Regulatory. Meyer held multiple positions at the New York Banking Department from 2009 to 2011, including Chief of Staff and Senior Advisor to the Superintendent. He held multiple positions in the New York Executive Office from 2007 to 2009, including Assistant Secretary for Economic Development and Communications Director to the Lieutenant Governor. Meyer is an Advisor to FS Vector, FairplayAI, Spring Labs, Pontoro, Raido Capital, University of California Berkeley SkyDeck, The AI Education Project, and Fordham University’s College at Lincoln Center. He is a Board Member of the Gaidz Foundation for Armenian heritage and Valt. Meyer is Head of Partnerships for the Harvard Business School Alumni Angels of Northern California, and a member of the National Community Reinvestment Coalition’s Innovation Council, the Exchequer Club of Washington DC, Armenian Assembly and Armenians in Banking and Finance, and supporter of The Mechanicals Theater Company. He earned a Juris Doctor degree from Harvard Law School, a Master of Public Administration degree from the Harvard Kennedy School of Government, and a Bachelor of Arts degree in Math from Fordham University. This position does not require Senate confirmation, and the compensation is $195,564. Meyer is a Democrat.

    Jacob Arkatov, of Los Angeles, has been appointed to the Medical Board of California. Arkatov has been an Associate at O’Melveny & Myers since 2022. He earned a Juris Doctor degree from Harvard Law School and a Bachelor of Arts degree in Government from Georgetown University. This position requires Senate confirmation, and the compensation is $100 per diem. Arkatov is a Democrat.

    Peter Brierty, of Highland, has been appointed to the Southwestern Low-Level Radioactive Waste Commission. Brierty has been a Retired Annuitant at the San Bernardino County Fire Department since 2025. He was a Project Manager at Pacific Heritage, Inc. from 2017 to 2023. Brierty held multiple positions at the San Bernardino County Fire Department from 1978 to 2013, including Fire Marshal, Assistant Chief, and Division Manager. Brierty is the President of the Childhood Cancer Foundation of Southern California and a Member of the Fire and Burn Foundation at the San Bernardino County Arrowhead Regional Medical Center. He earned a Bachelor of Science degree in Health Science from California State University, San Bernardino. This position requires Senate confirmation, and the compensation is $100 per diem. Brierty is a Democrat.

    Tom Hallinan, of Modesto, has been appointed to the California Board of Professional Engineers, Land Surveyors, and Geologists. Tom has been a Deputy District Attorney at the Stanislaus County District Attorney Office since 2024 and a Partner at White Brenner LLP since 2012. Hallinan earned a Juris Docter degree from Lincoln School of Law and a Bachelor of Arts degree in Philosophy from California State University, Fresno. He is a member of the Central Valley City Attorney’s Association. This position does not require senate confirmation, and the compensation is $100 per diem. Hallinan is a Democrat.

    Amanda Steidlmayer, of Woodland, has been appointed to the California Architects Board. Steidlmayer has been the Director of Professional Development at the University of California Davis School of Veterinary Medicine since 2022. She was a Program Manager for the University of California, Davis School of Veterinary Medicine from 2018 to 2022. She was a Strategic Initiatives Coordinator for the University of California, Davis Graduate Studies Office from 2013 to 2018. She was the Director of Academic Operations and Planning at the University of Davis, California Graduate School of Management from 2013 to 2016. Steidlmayer earned a Master of International Public Policy degree from the University of California, San Diego and a Bachelor of Science degree in Community and Regional Development from University of California, Davis. This position does not require senate confirmation, and the compensation is $100 per diem. Steidlmayer is a Democrat.

    Pamela Brief, of La Crescenta, has been reappointed to the Landscape Architects Technical Committee, where she has served since 2020. Brief has been President of Pamela Studios since 2012. She was Senior Principal at NUVIS from 2019 to 2020. Brief was Senior Principal at Jerde Partnership from 2007 to 2008. She was President of Schirmer Design from 2004 to 2007. Brief was a Landscape Designer and Principal at Walt Disney Imagineering from 1992 to 2004. Brief earned a Bachelor of Science degree in Landscape Architecture from Ohio State University. She is a member of the American Society of Landscape Architects, Association of Women in Architecture + Design, and Friends of the LA River. This position does not require Senate confirmation, and the compensation is $100 per diem. Brief is a Democrat.

    Press releases, Recent news

    Recent news

    May 20, 2025

    News SACRAMENTO – Governor Gavin Newsom today announced the following appointments:Matthew Read, of Sacramento, has been appointed Chief Counsel at the Governor’s Office of Land Use and Climate Innovation. Read has been Acting Chief Counsel at the Governor’s Office of…

    May 20, 2025

    News What you need to know: Governor Newsom issued a statement today after U.S. Senate Republicans announced plans for an illegal vote this week that would undo California’s clean cars and trucks program. SACRAMENTO – Governor Gavin Newsom today issued a statement on…

    May 20, 2025

    News What you need to know: State and local law enforcement partners seized $123.5 million in illegal cannabis in the Central Valley. SACRAMENTO – In its largest operation to date, the state’s task force dedicated to eradicating illegal cannabis operations conducted a…

    MIL OSI USA News –

  • MIL-OSI United Kingdom: Funding for Major City Projects Welcomed

    Source: Scotland – City of Dundee

    Funding from the Scottish Government to assist major projects in Dundee is being welcome by senior councillors.

    Awards will be used to support development of the Dundee Museum of Transport at the former Maryfield tram depot and assist efforts to improve the Lochee area of the city.

    £1 million is coming from the Scottish Government’s Regeneration Capital Grant Fund for the museum of transport. (link to museum news release on website)

    Meanwhile, the Scottish Government’s Vacant & Derelict Land Investment Programme is awarding £695,000 towards the ongoing Lochee Placemaking Project.

    This will support work to improve and unlock a number of vacant sites along Lochee High Street.

    Scottish Government investment will allow the addition of a major new water and drainage system in the High Street to allow development of social housing.

    Councillor Steven Rome, Dundee City Council convener of Fair Work, Economic Growth and Infrastructure, said: “I am delighted that the Dundee Museum of Transport is receiving another major award to help in the journey to redevelop the former tram depot into a new attraction..

    “There is real excitement building around the project and I would like to congratulate all connected with the museum for this significant step forward.”

    Depute convener of Fair Work, Economic Growth and Infrastructure Cllr Siobhan Tolland, added: “I welcome funding from the Scottish Government which will help us to invest in the future of Lochee.

    “This will assist in transforming currently derelict sites making them viable for the development of much needed social housing in the area.”

    “The Lochee Placemaking project, which will be taken forward with Scottish Water, will provide drainage solutions at locations on Lochee High Street, Bank Street and the former Bright Street church.

    “It will allow us to take forward positive projects for the area and its people.”

    The Lochee Placemaking Project is already underway with refurbishment of two shop units, while preparation work is taking place for a major new mural at Bank Street.

    A new landscaped area will be provided at the corner of Bank Street and High Street and a heritage trail will be established.

    Construction works are expected to start in autumn and will continue into early next year.

    Support has come from the Lochee Residents and Tenants association and Love Lochee who have raised funds for the heritage trail and mural and assisted the council in efforts to attract funding.

    MIL OSI United Kingdom –

  • MIL-OSI: Fast Payout Online Casinos: JACKBIT Rated #1 New Instant Withdrawal & Fast Payout Casino!

    Source: GlobeNewswire (MIL-OSI)

    LITTLE ROCK, Ark., May 22, 2025 (GLOBE NEWSWIRE) — Casino gaming is always exciting, but the payouts are often troubling and hectic for gamers. Since the advent of online casinos, much has changed. Fast payout online casinos are now available on the market to help with lightning-fast transactions. If you are interested in an instant cash-out casino, JACKBIT online casino is your destination. The platform is popular as a real cash payout online casino. Do you find JACKBIT interesting? This article deals with all the major details of JACKBIT, the fast withdrawal online casino.

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    Disclaimer & Affiliate Disclosure

    The information in this article is for informational and promotional purposes only and is not legal, financial, or professional advice. While we strive for accuracy, no warranties are made regarding completeness or timeliness. Readers should verify information independently. The publisher, affiliates, and contributors are not liable for errors, omissions, or losses from using this content.

    This article may contain affiliate links. Clicking these links and making a deposit may earn us a commission at no extra cost to you. These relationships do not affect our editorial integrity, and all evaluations are based on independent research.

    Online gambling is for those of legal age (19+ in Australia). Gambling carries financial risks and may lead to addiction. Play responsibly and seek help if needed. All trademarks are the property of their respective owners. This content is not endorsed by any brands unless stated.

    Photos accompanying this announcement are available at:

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    The MIL Network –

  • MIL-OSI USA: Former Defense Contractor Pleads Guilty to Tax Crimes

    Source: US State of California

    Defendant Admits Concealing 50% Ownership of $7B Defense Contracting Business to Evade Taxes

    A former defense contractor pleaded guilty today to tax crimes related to his scheme to defraud the United States and evade taxes on income that he earned from his contracts with the U.S. Department of Defense.

    The following is according to court documents and statements made in court: Douglas Edelman founded and owned 50% of Mina Corp. and Red Star Enterprises (Mina/Red Star), a defense contracting business that received more than $7 billion from contracts with the U.S. Department of Defense to provide jet fuel in the United States’ post-9/11 military efforts in Afghanistan and the Middle East.

    Working with others, Edelman engaged in a lengthy scheme to hide his Mina/Red Star profits to evade U.S. taxes, including by concealing his income in undisclosed foreign bank accounts, creating false documents and making false statements that one of his co-conspirators — a French citizen residing abroad and without U.S. tax obligations — founded and owned Mina/Red Star.

    For example, when the company became profitable in 2005, Edelman began taking distributions which he deposited into Swiss bank accounts, primarily at Credit Suisse, in the name of other companies he owned. In 2008, Credit Suisse informed Edelman that he had to either close his accounts or disclose them to U.S. authorities. Rather than come into compliance with his tax and reporting obligations, Edelman closed his accounts and opened new ones at Bank Julius Baer in Singapore in the name of a nominee entity, the beneficiaries of which were purportedly Edelman’s daughters. He then directed the subject income he earned from Mina/Red Star to those bank accounts.

    In 2010 the U.S. House of Representatives Committee on Oversight and Government Reform’s Subcommittee on National Security and Foreign Affairs began investigating allegations of corruption in connection with Mina/Red Star’s contracts with the Department of Defense. As part of this inquiry, the subcommittee became interested in the identity of Mina/Red Star’s owners. At this time, Edelman had not filed U.S. tax returns to report the millions of dollars he had earned from Mina/Red Star and had not paid U.S. taxes on his income.

    Rather than disclose his ownership, Edelman caused his attorneys to tell Congress a false story that a French co-conspirator who had no U.S. tax or reporting obligations founded and co-owed Mina/Red Star with another individual. To corroborate the false story, Edelman and a co-conspirator caused false and backdated paperwork to be created.

    To continue the scheme, Edelman conveyed the false story about Mina/Red Star’s ownership to other arms of the U.S. government, including to the Department of Defense during contract negotiations in 2010 and 2011, to the IRS in a 2016 application to the Offshore Voluntary Disclosure Program, and to the Justice Department in a 2018 presentation.

    In conjunction with his 2016 application to the IRS’s Voluntary Disclosure Program, Edelman filed false tax returns for several prior years that only reported income from gifts or purported consulting payments, continuing to conceal the millions he had earned from his company. On the returns, he  also concealed profits he had earned from a separate business to provide internet service to members of the armed forces at Kandahar Air Base in Afghanistan.

    Instead of paying the taxes that he knew he owed, Edelman used the money to fund his lifestyle and additional investments. He invested in a music television franchise in Eastern Europe, a land venture in Tulum, Mexico, and a farm in Kenya, and purchased property around Europe, including a home in Ibiza, Spain, and a townhouse in London.

    Edelman faces a maximum penalty of five years in prison for each count to which he has pleaded. He also faces a period of supervised release, restitution, and monetary penalties. A federal district court judge will determine any sentence after considering the U.S. Sentencing Guidelines and other statutory factors.

    Acting Deputy Assistant Attorney General Karen E. Kelly of the Justice Department’s Tax Division, U.S. Attorney Jeanine Ferris Pirro for the District of Columbia, and Executive Special Agent in Charge Kareem Carter of the Criminal Investigation (IRS-CI) Washington, D.C., Field Office made the announcement.

    Special agents from IRS-CI’s International Tax & Financial Crimes specialty group, a team based out of Washington, D.C., that is dedicated to uncovering international tax crimes, along with the Special Inspector General for Afghanistan Reconstruction are investigating the case. The Justice Department’s Office of International Affairs assisted in the investigation. Also providing assistance were His Majesty’s Revenue & Customs of the United Kingdom; the Joint Chiefs of Global Tax Enforcement (J5), which brings together the taxing authorities of Australia, Canada, the Netherlands, the United Kingdom, and the United States; and authorities from Belize, Israel, and Cyprus.

    The Government of the Kingdom of Spain arrested and extradited Edelman to the United States. The Justice Department’s Office of International Affairs also provided substantial assistance in securing Edelman’s arrest and extradition.

    Assistant Chief Sarah Ranney and Trial Attorney Ezra Spiro of the Tax Division and Assistant U.S. Attorney Joshua Gold for the District of Columbia are prosecuting the case. 

    MIL OSI USA News –

  • MIL-OSI: 5 Best Crypto Casinos 2025: Most Trusted Bitcoin Casino Sites Rated By NextCasinos

    Source: GlobeNewswire (MIL-OSI)

    PITTSBURGH, May 22, 2025 (GLOBE NEWSWIRE) — NextCasinos, a trusted platform for online casino rankings, has released its latest editorial guide on the best crypto casinos for 2025, available here.

    Crypto casinos are opening a new chapter in the world of online gambling, offering players greater freedom, faster transactions, and a higher level of privacy. As their popularity continues to rise globally, choosing the right platform has become more important than ever for a secure and enjoyable experience. With so many options available, picking a trusted and rewarding crypto casino can significantly impact your gameplay.

    In this updated 2025 guide, NextCasinos- an independent authority on crypto casino reviews has thoroughly evaluated a wide range of Bitcoin and altcoin casinos based on bonus quality, game variety, payment flexibility, and customer service.

    “Crypto gambling is evolving quickly, and not all platforms meet today’s player expectations,” said a NextCasinos spokesperson. “That’s why we’ve highlighted the best crypto casinos that offer strong security, fast withdrawals, and real value through bonuses and game options.”

    After careful analysis, we’ve selected five top-performing platforms- JACKBIT, 7Bit Casino, MIRAX Casino, BitStarz, and KatsuBet as the most trusted crypto casinos to play at in 2025.

    Check out NextCasinos for in-depth reviews of the Best Crypto Casinos in 2025!

    Listed Best Crypto Casinos & Latest Bonuses

    Casinos Welcome Bonus Ratings
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    BitStarz Win up to $500 or 5 BTC and 180 free spins 4.7/5⭐
    KatsuBet 100% deposit bonus up to 5 BTC and 200 free spins 4.7/5⭐


    #1. Best All-Around Crypto Casino in 2025: JACKBIT

    >> JOIN JACKBIT & CLAIM UP TO 100 FREE SPINS + NO KYC WELCOME BONUS <<

    • Launched Year: 2022
    • License: Curacao eGaming Control Board

    JACKBIT is known for its crypto-friendly gambling environment; the site supports a wide range of cryptocurrencies, making it easy for players to gamble with their crypto holdings. As one of the best bitcoin casinos in the market, it caters to all types of players, from novices to high rollers, with generous bonus offerings that boost winning potential on their favorite games. The casino’s game collection stands out not just for its size, but also for its high-quality titles. Additionally, the 24/7 customer support team ensures an enhanced and seamless gaming experience.

    Bonus and Promotions

    JACKBIT’s bonus and promotions are quite generous and rewarding. From welcome bonus to VIP rakeback club, every player receives the best offers at JACKBIT. Here’s the list of bonus offers you can avail at JACKBIT.

    • Welcome Bonus: 30% rakeback + no KYC + 100 wager-free spins on first deposit.
    • Ongoing Promotions:
      • Weekly $10,000 giveaways + 10,000 free spins.
      • VIP rakeback up to 30% based on loyalty tiers.
      • Pragmatic Drops & Wins with a €2,000,000 prize pool.
      • NBA Playoffs Cashback and social media bonuses.
      • Regular slot and table game tournaments.

    Game Collection

    JACKBIT casino boasts around 6,000+ variety of games, including classical slots to modern video slots, table games to live dealer variants, and a unique sportsbook. Most games are from popular developers like Pragmatic Play, NetEnt, Evolution Gaming, Microgaming, etc, ensuring players a quality-filled and security-assured gambling experience. Here are some of the popular game varieties you can play at JACKBIT.

    • Slots: 1,000+ slots, including the popular Book of Dead, Gold Party, and progressive slots like Mega Moolah.
    • Table Games: Different variants of blackjack, baccarat, poker, and roulette, giving players an opportunity to switch from one game to another under a single roof.
    • Live Dealers: Live dealer options of blackjack, baccarat, roulette, and poker to give a real-time gambling experience.

    Payment Methods

    Players are astonished by the different payment options offered at JACKBIT casino. Currently, 19 cryptocurrencies are supported for deposits and withdrawals, making it the number one crypto casino in our list.

    Cryptocurrencies include:
    Bitcoin, Litecoin (LTC), Tether (USDT), Binance Coin (BNB), USD Coin(USDC), Bitcoin Cash (BCH), Dogecoin (DOGE), Solana (SOL), Tron (TRX), Dai (DAI), Shiba Inu (SHIB), ChainLink (LINK), Ripple (XRP), Monero (XMR), and DASH.

    Not only cryptocurrencies, traditional payment methods like Credit/debit cards, e-wallets, and bank transfers are supported at JACKBIT, allowing fiat gamblers to gamble at ease.

    Crypto transactions are processed instantly, while the transaction time can extend up to 1 to 3 business days in bank transfers.

    Customer Support

    Customer support at JACKBIT is highly efficient. They solve players’ queries via live chats, telephonic communications, and email. Users can choose the option they are comfortable with, however, it is important to note that live chats and telephonic communications receive responses more quickly than emails.

    #2. Best for Generous Bitcoin Bonuses: 7Bit Casino

    >> SIGN UP AT 7BIT CASINO & GRAB MASSIVE BITCOIN BONUSES <<

    • Launched Year: 2014
    • License: Curacao eGaming Control Board

    Known for its impressive game library and wide variety of crypto support, 7Bit is ranked second in our top crypto casino list. The interactive user interface and attractive graphics take players to a gambling environment where they feel everything is real and live. The robust customer support and ravishing bonus features make this casino a go-to gambling destination for new and professional players. Also, the no-KYC requirement policy makes it a standalone crypto casino, attracting players who prefer anonymous gambling.

    Bonus and Promotions
    The different bonus offers at 7Bit attract players. No matter you are a new player or an experienced gambler, you can claim different bonuses according to your eligibility at 7Bit. Below is the breakdown of bonuses offered by 7Bit casino.

    • Welcome Bonus: 325% match up to 5.25 BTC + 250 free spins across four deposits:
      • First Deposit: 100% up to 1.5 BTC + 100 free spins.
      • Second Deposit: 75% up to 1.25 BTC + 100 free spins.
      • Third Deposit: 50% up to 1.25 BTC.
      • Fourth Deposit: 100% up to 1.25 BTC + 50 free spins.
    • Ongoing Promotions:
      • Monday Reload: 25% match + 50 free spins.
      • Wednesday Free Spins: Up to 100 free spins.
      • Weekend Cashback: Up to 20% on losses.
      • New Game Offer: 45 free spins on new slots.
      • Telegram Exclusives: 50 free spins + special Friday (111 spins) and Sunday (66 spins) offers.
      • Tournaments: Titans’ Arena ($8,000 prize pool), Platipus Rush (€2,000).

    VIP Program: A multi-tier (12-tier) VIP system offering exclusive bonuses and rewards to loyal and active players, including rakebacks and high withdrawal limits.

    Game Collection

    Whether you are into spinning the reels at slot games or merging the cards at the blackjack table, you will be offered different choices at 7Bit. Games from developers like NetEnt and Microgaming give players a premium gambling experience with their high-quality graphics and design.

    • Slots: 8,000+ slots, including video slots like Wolf Gold and Sweet Bonanza, Megaways slots such as Gonzo’s Quest Megaways, Jackpot slots like Mega Moolah, and classic slots like fruit machines.
    • Table Games: Multiple variants of blackjack, roulette, poker, and baccarat. The European and American versions of blackjack and roulette are among the most preferred variants at 7Bit.
    • Live Dealers: Live variants of blackjack, poker, roulette, baccarat, and live game shows like Dream Catcher and Crazy Time to give a fun-filled gaming experience.

    Crash and Instant Win Games: Plinko, Aviator, JetX, Space Y, and Scratch card games add to the enjoyment at 7Bit.

    Payment Methods
    7Bit has an extensive payment system comprising both cryptocurrency and fiat options. Cryptocurrency transactions are instant, while traditional payment methods take a bit longer, especially for transfers through banks.

    Cryptocurrencies include:
    Cryptocurrencies like Bitcoin (BTC), Ethereum (ETH), Litecoin (LTC), Dogecoin (DOGE), and Tether (USDT) are supported at 7Bit, along with fiat payments like Visa, MasterCard, Skrill, Neteller, and Bank transfers.

    The payout limit varies for different types of transactions, and the minimum limit is $10 for all transfers except bank transfers, which is $50. The maximum withdrawal limit for traditional payments is $4,00,0, while it is unlimited for cryptocurrencies.

    Customer Support

    7Bit’s customer support offers 24/7 assistance through live chats and emails. The team includes professionals, and they solve player queries within seconds. However, the lack of telephonic communication is a limitation.

    #3. Best Crypto Casino for Beginners & Seamless UX: MIRAX Casino

    >> START AT MIRAX CASINO & GET YOUR FREE SPINS & BTC BONUSES<<

    • Launched Year: 2022
    • License: Curacao eGaming Control Board

    With an exciting collection of games and impressive payment options, MIRAX has become one of the most visited crypto casinos. The impeccable graphics and engaging environment give players a unique gambling experience, adding to the popularity of the platform. Irrespective of your experience with casino gambling, the straightforward signup process makes it easy for players to get logged into the casino. The multiple payment options include a big selection of cryptocurrencies, making this casino best suited for crypto gambling.

    Bonus and Promotions

    The bonuses and promotions at MIRAX casino are something that pushes players to the platform. Below are the different bonuses you can enjoy at MIRAX Casino.

    • Welcome Package: 325% up to 5 BTC + 150 free spins across four deposits:
      • First Deposit: 100% up to 1.5 BTC + 100 free spins.
      • Second Deposit: 75% up to 1.25 BTC + 50 free spins.
      • Third Deposit: 50% up to 1.25 BTC.
      • Fourth Deposit: 100% up to 1 BTC.
    • Ongoing Promotions:
      • New Game Bonus: 45 free spins.
      • Weekend Free Spins: 33 free spins.
      • Highroller Cashback: Up to 20%.
      • BTC Exclusive Bonus: 75 free spins.
      • Monday Reload: 0.006 BTC + 50 free spins.
      • Wednesday/Thursday Lootbox Bonus: Up to 100 free spins.

    Game Collection

    The 10,000+ game collection gives players a gambling opportunity without a KYC requirement, making it one of the best crypto casinos to play at. Players can spin the reels at slot games, shuffle the cards at the poker table, and ensure transparency at provably fair games when they are playing at MIRAX.

    • Slots: Popular slots like Book of Pandey Megaways, Sweet Bonanza, and Dig Dig Digger.
    • Table games: Classic table games like blackjack, roulette, baccarat, poker, along with their different variants.
    • Live Dealers: Live variants of blackjack, baccarat, roulette, and game shows like Dream Catcher.
    • Provably Fair: Aviator and Plinko with provably fair algorithms.

    Payment Methods

    Beyond cryptocurrencies like Bitcoin (BTC), Ethereum (ETH), Dogecoin (DOGE), Tether (USDT), Ripple (XRP), Binance Chain (BNB), Tron (TRX), and Cardano (ADA), MIRAX supports fiat currencies like EUR, CAD, NZD, and AUD through Visa, MasterCard, Interac, Neteller, Skrill, etc.

    The deposit and withdrawal limits vary for different payment methods. The minimum deposit limit for fiat transactions is $10, while it is 0.0001 BTC for Bitcoin transactions. Withdrawal limits are capped at $20 for traditional payments, and it is 0.0002 BTC for transactions using Bitcoins. Crypto transactions are instant, and a maximum of 5 days is required for fiat transactions to complete.

    Customer Support
    24/ 7 customer support through live chats and emails. The lack of telephonic communication is definitely a drawback to the customer support system at MIRAX.

    #4. Best for Game Variety & Fast Payouts: BitStarz

    >> PLAY AT BITSTARZ & ENJOY THOUSANDS OF GAMES + QUICK PAYOUTS TODAY <<

    • Launched Year: 2014
    • License: Curacao eGaming Control Board

    BitStarz has established its name in the crypto casino industry with its long-term experience in online gambling. The extensive game library and diverse payment options give players wider options to choose from. Known for its super-comfort player experience, the casino integrates different advanced technologies to ensure security and transparency while gambling online. The bonus and promotions at BitStarz add to the reasons why players prefer it as one of the best crypto casinos.

    Bonuses and Promotions
    BitStarz bonus and promotions impress players not just with their quality, but also quantity. Let’s take a look at the different bonuses offered at BitStarz.

    • Welcome Bonus: Up to $500 or 5 BTC + 180 free spins across four deposits:
      • First Deposit: 100% up to $100 or 1 BTC + 180 free spins.
      • Second Deposit: 50% up to $100 or 1 BTC.
      • Third Deposit: 50% up to $200 or 2 BTC.
      • Fourth Deposit: 100% up to $100 or 1 BTC.
    • Ongoing Promotions:
      • Monday Reload: 50% up to $300.
      • Wednesday Free Spins: 20–200 free spins based on deposit.
      • Slot Wars: €5,000 prize pool + 5,000 free spins.
      • Table Wars: Up to €10,000 cash.
      • Mummy Money: Loyalty tournament with a $70,000 pool.

    Game Collection
    BitStarz’s 6,000+ game collection never disappoints you. Packed with varying options, including popular slots and table games, players can find their choice of games at MIRAX.

    • Slots: From simple 3-reel slots to high-paying Megaways slots, to attract different players.
    • Table Games: Different variations of blackjack, roulette, baccarat, and poker to elevate your gambling capability.
    • Live Dealers: Blackjack, baccarat, and roulette with live dealers, giving a brick-and-mortar casino feel.
    • Bitcoin Games: Crypto-friendly slots, where players can place bets directly using Bitcoins.

    Payment Methods
    Supporting more than 500 cryptocurrencies, BitStarz gives flexibility during funding and withdrawing winnings. Along with cryptocurrencies like Bitcoin (BTC), Ethereum (ETH), Litecoin (LTC), Bitcoin Cash (BNB), MIRAX allows fiat transactions like Euro, CAD, AUD, NZD, Yen, Ruble, etc, through Visa, MasterCard, Skrill, Neteller, and Bank transfers.

    The minimum deposit limit starts at 0.0001 BTC with no maximum limits, while the withdrawal limits are capped at 10 BTC with no minimum limits. All crypto transactions are processed instantly, however, fiat payments take up to 1 to 3 business days.

    Customer Support

    BitStarz offers 24/7 customer support. Players can use the platform’s live chat and email facilities to communicate with the support team and find solutions to their queries instantly. The knowledgeable customer support team offers crisp and clear replies to your in-game doubts and transaction confusions.

    #5. Best for Jackpot Lovers & Crypto-Friendly Bonuses: KatsuBet

    >> REGISTER AT KATSUBET & WIN BIG JACKPOTS + EXCLUSIVE BTC BONUSES <<

    • Launched Year: 2020
    • License: Curacao eGaming Control Board

    Redefining the online casino experience, Katsubet offers players an intuitive user interface and a sleek gambling environment, where players can gamble with simple and easy steps. The diverse game collection allows players to switch from game to game, while the multiple payment options ease the transaction process. The ravishing bonus features with 24/7 customer support enhance the gambling experience at KatsuBet.

    Bonus and Promotions

    Katsubet offers different bonuses to its players, increasing their winning chances at their favorite games.

    • Welcome Bonus: 325% up to 5 BTC + 200 free spins across four deposits:
      • First Deposit: 100% up to 1.5 BTC + 100 free spins.
      • Second Deposit: 75% up to 1.25 BTC + 100 free spins.
      • Third Deposit: 50% up to 1.25 BTC.
      • Fourth Deposit: 100% up to 1 BTC.
    • Ongoing Promotions:
      • Pre-release Bonus: 35 free spins.
      • BTC Exclusive Bonus: 75 free spins.
      • Weekend Bonus: Up to 100 free spins.
      • Monday Reload: 25%.
      • Wednesday Free Spins: 35–100.
      • New Game Bonus: 45 free spins.
      • Birthday Bonus: Personalized offer.
      • Daily Cashback: Up to 10%.
      • Thursday Loot Boxes: 45–100 free spins.

    VIP Bonus: Katsubet VIP program includes 8 levels, with varying rewards and benefits. Players can earn KatsuPoints, which can be redeemed for bonuses. It is the number of KatsuPoints earned that determines your position at the VIP tier. Players receive 1 USDT for 100 KatsuPoints and 1 free spin for 10 KatsuPoints. The VIP bonus includes high withdrawal limits, a personal VIP host, birthday bonuses up to 750 USDT, reduced wagering requirements, customized promotions, etc.

    Game Collection

    Katsubet attracts players with its big and wide game library. The 7,000+ game collection includes games from renowned developers like Pragmatic Play, Evolution Gaming, and Betsoft, assuring a high-quality gaming experience.

    • Slots: 5,000+ slots, including classic fruit machines to modern video slots like Sweet Bonanza and Book of Dead.
    • Table Games: Blackjack, roulette, baccarat, poker, and their multiple variants.
    • Live Dealers: Live dealer versions of blackjack, roulette, poker, and baccarat give a real casino experience.
    • Instant Games: Games like Crash, Plinko, and Dice offer quick gameplay with fair payouts.

    Payment Methods

    Whether you are a conventional gambler who prefers fiat payments or a modern player who wishes to explore the advantages of cryptocurrencies in online gambling, you can confidently sign up to Katsubet.

    This casino supports cryptocurrencies like Bitcoin (BTC), Ethereum (ETH), Litecoin (LTC), Bitcoin Cash (BCH), Ripple (XRP), Dogecoin (DOGE), Tether (USDT), Cardano (ADA), Tron (TRX), and Binance Coin (BNB). On the other hand, fiat payments include Visa, MasterCard, Maestro, Interac, iDebit, Neosurf, Neteller, Skrill, ecoPayz, etc.

    Most transactions are instant, but bank transfers take 1 to 3 days to process. Though there are no fees for deposits, some providers charge their own transaction fees. The real-time currency conversion makes it easy for crypto players to deposit and withdraw their funds.

    Customer Support
    Katsubet offers 24/7 customer support to all players through emails, live chats, VIP support, and the FAQ section. The response time is up to 2 minutes for live chat, while it takes up to 24 hours for email response. The VIP support system provides personal assistance to Katsubet’s loyal and active players.

    What to Look For While Selecting the Best Crypto Casino?
    Selecting the best crypto casino is not just about evaluating the cryptocurrencies supported at the platform, it is also about the game collection, service, and much more. Below are some criteria players have to look at while selecting the best crypto casino;

    • Reputable License: A reputable and legitimate license ensures the platform’s trustworthiness and diligence towards its players. A standard license adheres to strong security and safety guidelines, promoting a safe gambling environment.
    • Game Collection: Players always choose a casino by looking at the availability of games. Look for crypto casinos that include different types of games, such as slots, table games, live dealers, instant win games, and crypto-based games.
    • Bonus Offers: Bonuses and promotions are your gateway to big and prominent prizes. Choose a casino with generous welcome bonuses, weekly bonuses, and cashbacks for a better gambling experience.
    • Payment Methods: It is important to evaluate the payment system offered at the casino you selected. Look for the varieties in cryptocurrencies and fiat payments while choosing a crypto casino.
    • Customer Service: A reputed casino considers its players as superiors and offers them great service. An efficient customer service team solves your queries and doubts within minutes, eliminating the long interruptions while gambling.

    Final Thoughts About The Best Crypto Casinos

    Gambling at the best crypto casinos offers you a safe, secure, and enjoyable gaming experience. We have listed the best crypto casinos to play in 2025 based on our thorough evaluation of the platform features and expert review, assuring players one of the best gambling experiences at these online casinos. However, it is important to read the terms and conditions of the casino before signing up, so that you can verify yourself whether the casino suits your taste.

    Frequently Asked Questions

    1. Which is the best crypto casino I can play at in 2025?
    With attractive bonus offers, impressive game collections, diverse payment methods, and generous customer support, JACKBIT is the best crypto casino to play in 2025.

    2. Do all crypto casinos support a no-KYC policy?
    No. A no-KYC policy eliminates players from sharing their personal information, like a photo ID, and most casinos mandate KYC for withdrawals. However, you can enjoy a no-KYC gambling experience at casinos like 7Bit.

    3. What are the withdrawal limits at crypto casinos?
    The withdrawal limits at crypto casinos vary depending on the payment method chosen. Crypto payments are instant, while fiat payments, like bank transfers, require 1 to 3 business days to complete.

    4. Which are the most accepted cryptocurrencies at online casinos?
    Cryptocurrencies like Bitcoin (BTC), Ethereum (ETH), Litecoin (LTC), Dogecoin (DOGE), and Tether (USDT) are the most popular cryptocurrencies supported at crypto casinos.

    5. How can I solve my queries at crypto casinos?
    You can solve your in-game queries through emails, live chats, and telephonic communications, available at the crypto casino’s customer support section. Basic queries are answered in the Frequently Asked Questions (FAQ) section of the casino for easy access.

    EMAIL: support@nextcasinos.com

    Disclaimer: This article is for informational purposes only and does not constitute legal or financial advice. Always verify all information before taking any action. Gambling involves risks; ensure you are of legal age and comply with your local laws. Participation is at your own risk. This content may include affiliate links, but all reviews are unbiased and independent.

    Explore the top crypto casinos of 2025 with NextCasinos’ expert guide to help you find a platform that fits your preferences, focusing on privacy, user experience, speed, security, and rewarding bonuses. These trusted crypto casinos are shaping the future of online gambling.

    Photos accompanying this announcement are available at

    https://www.globenewswire.com/NewsRoom/AttachmentNg/c8ec851c-4b03-4c81-aaaa-3bcc0603cb6a

    https://www.globenewswire.com/NewsRoom/AttachmentNg/6271d6cb-a25a-4e13-9d1c-a785455e35ef

    https://www.globenewswire.com/NewsRoom/AttachmentNg/cab5f642-fad0-4ad2-a45a-f9c6b2d157c3

    https://www.globenewswire.com/NewsRoom/AttachmentNg/95023edc-6ccc-4a72-8538-8fcd84096930

    https://www.globenewswire.com/NewsRoom/AttachmentNg/313dad39-5f62-4da5-b8b4-2b54fb972892

    https://www.globenewswire.com/NewsRoom/AttachmentNg/0988ec80-ea19-4f68-9e90-185df6f4168a

    The MIL Network –

  • MIL-OSI Video: Trade, tensions, tariffs… and a whole world of uncertainty

    Source: European Central Bank (video statements)

    We live in an increasingly uncertain world. But what are the economic and financial implications of such turbulent times? What does it mean for Europe’s banking and non-bank sectors, companies, households, and government finances? And how can Europe navigate such volatility?

    Our host Paul Gordon discusses these questions and more with expert John Fell in the latest episode of The ECB Podcast.

    The views expressed are those of the speakers and not necessarily those of the European Central Bank.

    Published on 22 May 2025 and recorded on 16 May 2025.

    In this episode:
    01:50 Geopolitical developments and global financial imbalances
    How did markets react to the high level of uncertainty?

    05:10 Safe havens
    What are safe havens? What happened to US government bonds?

    09:08 Europe’s reaction
    Can Europe afford the increased spending in security and defense? What happens to other structural challenges?

    13:18 Potential unexpected consequences
    What positive benefits can defence spending bring? Can it boost growth? What are the solutions to instabilities that might bring?

    16:33 Our guest’s hot tip
    John shares his hot tip with our listeners.

    Financial Stability Review, May 2025
    https://www.ecb.europa.eu/press/financial-stability-publications/fsr/html/index.en.html

    Our guest’s hot tip: When Genius Failed: The Rise and Fall of Long-Term Capital Management by Roger Lowenstein

    European Central Bank
    www.ecb.europa.eu

    https://www.youtube.com/watch?v=6CRJpMy8Vb4

    MIL OSI Video –

  • MIL-OSI: Best Online Casinos Australia: JACKBIT Ranked #1 for Real Money Pokies for Australian Players!

    Source: GlobeNewswire (MIL-OSI)

    BRISBANE, Australia, May 22, 2025 (GLOBE NEWSWIRE) — In the fast-evolving world of online gambling, JACKBIT has been recognized as the top choice among the best online casinos in Australia in 2025. In a highly competitive iGaming landscape, JACKBIT surges ahead with its player-friendly features, particularly its no KYC policy and instant crypto withdrawals, earning it the number one spot among the best online casinos Australia offering real value for Aussie players.

    “We’re thrilled to be named a leader among the best online casinos Australia for 2025. At JACKBIT, we’ve focused on creating an experience that puts players first, with seamless crypto payouts, exciting bonuses, and a massive game selection. It’s all about delivering trust, fairness, and fun,” said a JACKBIT spokesperson.

    Australian online casino fans know that fast payouts and diverse games are key to a great experience. These features are especially appealing for players wanting to dive into real money pokies without delays or complications.

    Recognizing this demand, JACKBIT has elevated its offerings in 2025, with tailored features designed for both new players and seasoned gamblers alike. JACKBIT sets a new standard among the best online casinos Australia with its instant crypto rewards and access to top pokies and table games, no lengthy verification needed.

    ✅SIGN UP WITH JACKBIT TO GET 100 NO-WAGERING FREE SPINS!

    How to Sign Up at JACKBIT – The Best Real Money Online Casino in Australia

    Joining JACKBIT is fast, easy, and takes less than five minutes. Just follow these simple steps to get started at one of Australia’s top crypto-friendly online casinos:

    1. Visit the Official JACKBIT Website
    Open your preferred browser and head to the official JACKBIT site to begin the signup process.

    2. Click “Sign Up.”
    Look for the “Sign Up” or “Register” button, usually located in the top-right corner. Click it to launch the registration form.

    3. Enter Basic Details
    Fill in a few essentials like your email, a secure password, and choose your preferred currency (crypto or fiat). No long forms – just the basics.

    4. Deposit Funds Using Your Preferred Method
    Once your account is created, choose a deposit method. JACKBIT supports both cryptocurrencies and traditional payment options. Fund your account to start playing.

    5. Claim Your Welcome Bonus
    New players can unlock a 30% Rakeback and 100 Free Spins. Don’t forget to activate this offer to maximize your first play session.

    6. Explore the Casino & Sportsbook
    With your bonus ready and account funded, explore JACKBIT’s massive game library of over 7,000 titles, or place bets in the fully loaded sportsbook.

    7. Confirm You’re of Legal Age
    Before registering, make sure you’re of legal gambling age in your jurisdiction – typically 18 or 19 years old. JACKBIT promotes safe and responsible gaming.

    JACKBIT’s Bonuses: A Game-Changer for Aussie Gamblers

    Bonuses are a big deal when choosing the best online casino Australia, and JACKBIT doesn’t disappoint. Its welcome offer is a 30% rakeback plus 100 free spins with no wagering requirements, meaning you keep what you win.

    This is a rare gem among the best online casinos Australia, as most platforms impose hefty wagering conditions. Whether you’re spinning the reels of the best online pokies or betting on sports, this bonus gives you a head start.

    JACKBIT keeps the rewards coming with a variety of promotions:

    • Weekly $10,000 Giveaways: Compete for cash prizes and up to 10,000 free spins every week.
    • VIP Rakeback Program: Earn up to 30% rakeback based on your loyalty tier, rewarding long-term play.
    • Pragmatic Drops & Wins: Join tournaments with a €2,000,000 prize pool for slots and table games.
    • Sports Welcome Bonus: Get a 100% bonus up to $100 with insurance for sports betting fans.
    • NBA Playoffs Cashback: Special offers for basketball enthusiasts.
    • Social Media Bonuses: Follow JACKBIT’s channels for exclusive free spins and rewards.

    These promotions make JACKBIT a top online casino for value, catering to both casual players and high rollers. Always review the terms to understand any conditions. Claim your welcome bonus and start winning at JACKBIT!

    ✅CLICK HERE TO CLAIM YOUR 30% RAKEBACK + 100 FREE SPINS!

    A Comprehensive Review Focused on the Player

    The review process that crowned JACKBIT as the top choice among the best online casinos Australia was player-centric, evaluating key factors that matter most to Aussie gamblers. The criteria included:

    • License: Ensuring the platform operates under a reputable authority.
    • Fairness: Verifying that game outcomes are unbiased and audited.
    • Quality of Games: Assessing the variety and quality of the game library.
    • Bonuses and Promotions: Evaluating the value and fairness of offers.
    • Payment Methods: Checking for flexible, secure, and fast options.
    • Online Security: Confirming robust data protection measures.
    • Mobile Experience: Testing accessibility on smartphones and tablets.
    • Quality of Sportsbook: Reviewing betting options and odds.
    • KYC: Assessing ease of verification processes.
    • Deposit and Withdrawal Limits: Analyzing flexibility for all players.
    • Customer Support: Measuring responsiveness and helpfulness.

    JACKBIT excelled across all these areas, earning its place as the best payout online casino and a trusted online casino in Australia for 2025. “JACKBIT offers over 6,600 games from leading providers, which is one of the largest libraries among the best online casinos Australia,” noted the review team. “This vast selection ensures an exceptional experience, especially for fans of real money pokies.”

    Here’s a detailed breakdown of why JACKBIT, the best online casino Australia, was chosen as the top online casino:

    • License: Licensed by the Curacao eGaming Commission, ensuring regulatory compliance.
    • Fairness: Games are audited by independent firms, with RNG technology guaranteeing unbiased outcomes.
    • Quality of Games: Over 6,600 titles from providers like NetEnt, Microgaming, Pragmatic Play, and Play’n GO.
    • Bonuses and Promotions: 30% rakeback + 100 free spins with no wagering, plus weekly giveaways and tournaments.
    • Payment Methods: Supports AUD, crypto (Bitcoin, Ethereum, Tether), Visa, MasterCard, and e-wallets with instant crypto payouts.
    • Online Security: Uses 128-bit SSL encryption and secure servers with no history of data breaches.
    • Mobile Experience: Fully optimized HTML5 website for seamless play on Android and iOS.
    • Quality of Sportsbook: Covers 30+ sports and esports with competitive odds and exclusive bonuses.
    • KYC: No KYC required for crypto users, simplifying the signup process.
    • Limits for Deposits and Withdrawals: Minimum deposit of $50, withdrawals from $50, with a $25,000 weekly cap.
    • Customer Support: 24/7 support via live chat, email, and social media with fast response times.

    The review team expressed their excitement in finding a platform that delivers what Aussie players deserve: “JACKBIT scores high in every category, offering a safe, exciting, and fair experience that sets it apart among the best online casinos Australia.”

    Best Online Casino Australia: Game Selection

    JACKBIT’s game library is a standout, offering over 6,600 titles from industry leaders like Microgaming, NetEnt, Pragmatic Play, and Evolution Gaming. This vast selection makes it the best online casino Australia for game variety. Fans of real money pokies will find plenty to love, with popular titles including:

    • Book of Dead (Play’n GO): An Egyptian-themed adventure with free spins and high payouts.
    • Starburst (NetEnt): A vibrant slot with frequent wins and stunning visuals.
    • Mega Moolah (Microgaming): A progressive jackpot slot known for life-changing prizes.
    • Gonzo’s Quest (NetEnt): Features cascading reels and exciting multipliers.

    Beyond the best online pokies, JACKBIT offers classic table games like blackjack, roulette, poker, and baccarat. The live casino, powered by Evolution Gaming, delivers an authentic experience with professional dealers and HD streaming. Games like live blackjack, roulette, and unique titles like Dream Catcher bring the casino floor to your screen.

    Sports fans aren’t left out, as JACKBIT’s sportsbook covers over 30 sports, including AFL, NRL, basketball, and esports. With intuitive filters and a user-friendly interface, finding your favorite game is easy, whether you’re on desktop or mobile. Explore over 6,600 games at JACKBIT now!

    ✅CLICK HERE TO JOIN JACKBIT AND START WINNING TODAY!

    Payment Methods: Fast, Flexible, and Secure

    JACKBIT shines as a best payout online casino with payment options designed for Aussies. It supports both fiat and crypto, ensuring flexibility:

    Payment Method Fast Deposit Fast Withdrawal Processing Time
    Visa/MasterCard Yes Yes 3-5 business days
    E-Wallets Yes Yes 1-2 business days
    Bank Transfer Yes Yes 3-5 business days
    Bitcoin Yes Yes Instant
    Ethereum Yes Yes Instant
    Tether Yes Yes Instant
    Binance Coin Yes Yes Instant
    Solana Yes Yes Instant

    With a minimum deposit of $50 and instant crypto withdrawals, JACKBIT ensures quick access to winnings. The no KYC policy for crypto users adds convenience, making it the best online casino Australia.

    ✅CLICK HERE TO DEPOSIT AND PLAY AT JACKBIT NOW!

    Security and Fairness: Play with Peace of Mind

    JACKBIT operates under a Curacao eGaming Commission license, ensuring compliance with strict standards. Advanced 128-bit SSL encryption protects player data, and RNG technology guarantees fair game outcomes. Regular audits by independent firms reinforce its credibility, making JACKBIT the best online casino Australia.

    Mobile Experience: Game on the Go

    JACKBIT’s HTML5-powered website is fully optimized for mobile devices, offering seamless play on Android and iOS without an app. Whether you’re spinning pokies or betting on sports, the responsive design ensures a smooth experience, making JACKBIT the best online casino Australia for mobile gaming.

    Customer Support: Always Ready to Help

    JACKBIT provides 24/7 support via live chat, email (support@jackbit.com), and social media. The professional team responds quickly, ensuring players get help when needed. This dedication enhances JACKBIT’s status as a top online casino among the best online casinos Australia.

    JACKBIT Promotes Responsible Gambling

    Responsible gambling is a priority at JACKBIT, which offers tools like deposit limits, self-exclusion, and access to support organizations. The platform uses technology to detect problematic gambling patterns, providing assistance to ensure a safe experience. “Safety is key among the best online casinos Australia, and JACKBIT’s commitment to responsible gambling is why it stands out,” said the review team.

    Why JACKBIT is the Best in 2025, But What About 2026?

    “After our in-depth review, JACKBIT is clearly the best online casino in Australia for 2025,” said the review team. “But the iGaming world moves fast, with new platforms emerging constantly. We’ll revisit our analysis in 2026 to see if JACKBIT holds its crown or if another contender takes the lead among the best online casinos Australia.”

    To celebrate its top ranking, JACKBIT is offering new players a 30% rakeback plus 100 free spins with no wagering requirements.

    Player Reviews: What Aussies Say

    JACKBIT has earned a 4-star rating on Trustpilot based on hundreds of reviews.

    • “The instant crypto withdrawals are a game-changer,”- Jake from Brisbane.
    • “I love the huge pokie selection,” – Sarah from Perth.
    • “I’ve tried a bunch of online casinos, but Jackbit’s interface and payout speed are unbeatable. Cashed out in under 10 minutes with zero hassle!” – Liam, Melbourne
    • “Jackbit’s live dealer games make it feel like a real casino night from home. Plus, their crypto bonuses are the best I’ve seen in Australia.” – Emily, Adelaide

    These testimonials highlight why JACKBIT is the best online casino Australia.

    Tips for Maximizing Your JACKBIT Experience

    To get the most out of JACKBIT, consider these tips:

    • Use AUD: Avoid conversion fees by depositing in Australian dollars.
    • Try Demo Mode: Test games for free to hone your skills before betting real money.
    • Play Blackjack: Its low house edge makes it ideal for better odds.
    • Set Limits: Use responsible gambling tools to manage your budget.

    Comparing JACKBIT to Other Platforms

    Compared to other best online casinos Australia, JACKBIT’s no KYC policy, instant crypto payouts, and 6,600+ games give it an edge. While competitors offer similar features, JACKBIT’s blend of speed, variety, and player-focused policies makes it unmatched.

    ✅CLICK HERE TO JOIN JACKBIT NOW & GET EXCLUSIVE REWARDS!

    Final Thoughts About The Best Online Casinos Australia

    JACKBIT is likely the best online casino in Australia for 2025, delivering an unmatched mix of games, bonuses, and fast payouts. It’s no KYC policy, and instant crypto withdrawals appeal to players who value privacy and speed. Whether you’re chasing jackpots on real money pokies, enjoying live dealer games, or betting on sports, JACKBIT has it all.

    Frequently Asked Questions (FAQs) About The Best Online Casinos Australia

    1. Why are online casinos popular among Australian players in 2025?

    Online casinos have gained immense popularity among Aussie players due to their accessibility, wide variety of real money games, fast payouts, and crypto-friendly options. The ability to play from anywhere and take advantage of generous welcome bonuses has made them a top entertainment choice in Australia.

    2. Is it legal to play at online casinos in Australia?

    While operating an online casino from within Australia is restricted, Australian players are legally allowed to access and play at offshore online casinos. Make sure the platform is licensed and regulated by a reputable international authority to ensure safety.

    3. What types of games can I play at Australian online casinos?

    Top Australian online casinos offer a broad selection, including pokies (slots), blackjack, roulette, baccarat, video poker, and live dealer games. Many platforms, like Jackbit, also include crypto games and instant-win titles.

    4. Are mobile casinos reliable for real money gaming in Australia?

    Yes, most top online casinos are fully optimized for mobile play. Whether you use Android or iOS, you can enjoy smooth gameplay, secure transactions, and full access to bonuses and game libraries directly from your smartphone or tablet.

    5. How fast are withdrawals at Australian online casinos?

    Withdrawal speeds depend on the method used. Crypto withdrawals are often processed within minutes, while traditional banking methods may take 1–5 business days. Platforms like Jackbit are known for instant or same-day crypto payouts.

    6. What bonuses can I claim at the best Aussie online casinos?

    Australian players can access a range of promotions such as welcome bonuses, no-deposit offers, free spins, cashback, and reload bonuses. Always read the terms and wagering requirements before claiming.

    7. How do I choose the best online casino for my needs?

    Look for licensed casinos with strong reputations, a wide range of games, fast payouts, responsive customer support, and user-friendly interfaces. Reading reviews and checking forums can also help you make an informed decision.

    8. What tools are available to help players gamble responsibly?

    Top Australian online casinos offer responsible gambling tools like deposit limits, session timers, self-exclusion options, and access to support resources. These tools are essential to maintaining healthy gaming habits.

    Email: support@jackbit.com

    Disclaimer & Affiliate Disclosure

    The information in this article is for informational and promotional purposes only and is not legal, financial, or professional advice. While we strive for accuracy, no warranties are made regarding completeness or timeliness. Readers should verify information independently. The publisher, affiliates, and contributors are not liable for errors, omissions, or losses from using this content.

    This article may contain affiliate links. Clicking these links and making a deposit may earn us a commission at no extra cost to you. These relationships do not affect our editorial integrity, and all evaluations are based on independent research.

    Online gambling is for those of legal age (19+ in Australia). Gambling carries financial risks and may lead to addiction. Play responsibly and seek help if needed. All trademarks are the property of their respective owners. This content is not endorsed by any brands unless stated.

    Photos accompanying this announcement are available at:

    https://www.globenewswire.com/NewsRoom/AttachmentNg/485f0d51-c3ad-496c-a269-ceba1851cf4e

    https://www.globenewswire.com/NewsRoom/AttachmentNg/392641a0-20e8-45a8-856a-abfa70f0adc5

    The MIL Network –

  • MIL-OSI Submissions: Energy Sector – Announcement of cash dividend per share in NOK for fourth quarter 2024 – Equinor

    Source: Equinor

    22 MAY 2025 – Equinor ASA announced on 5 February 2025 a cash dividend per share of USD 0.37 for fourth quarter 2024.

    The NOK cash dividend per share is based on average USDNOK fixing rate from Norges Bank in the period plus/minus three business days from record date 16 May 2025, in total seven business days.

    Average Norges Bank fixing rate for this period was 10.3284. Total cash dividend for fourth quarter

    2024 of is consequently NOK 3.8215 per share.

    On 28 May 2025, the cash dividend will be paid to relevant shareholders on Oslo Børs (Oslo Stock Exchange) and to holders of American Depositary Receipts (“ADRs”) on New York Stock Exchange.

    This information is published in accordance with the requirements of the Continuing Obligations and is subject to the disclosure requirements pursuant to section 5-12 of the Norwegian Securities Trading Act.

    MIL OSI – Submitted News –

  • MIL-OSI: Invalda INVL dividend payment procedure for the year 2024

    Source: GlobeNewswire (MIL-OSI)

    On 30 April 2025 the General Shareholders Meeting of Invalda INVL (identification code 121304349, address Gyneju str. 14, Vilnius, Lithuania) decided to allocate EUR 1.25 dividend per share.

    Dividends will be paid to the shareholders who were shareholders of Invalda INVL at the end of the tenth business day following the day of the General Shareholders Meeting that adopted a decision on dividend payment, i.e. on 15 May 2025.

    From 23 May 2025 the dividends will be paid in the following order:
    – to the shareholders, whose Invalda INVL shares are accounted by a financial brokerage company or credit institutions, which provide securities accounting services, the amount of dividend, after deduction of Personal or Corporate withholding income tax applicable by the laws of Lithuania, will be transferred to the shareholders’ account held with a respective financial brokerage company or credit institution;
    – to the shareholders whose Invalda INVL shares on behalf of the company are accounted by the authorised custodian AB Artea Bank, the dividend amount, after deduction of Personal or Corporate withholding income tax applicable by the laws of Lithuania, will be transferred to the shareholders’ account with Lithuanian commercial bank as indicated by the shareholders (requests for transfer of dividends to the account specified by the shareholder can be submitted to the nearest customer service department of AB Artea Bank).

    Dividend taxation procedure for the year 2024:
    – dividends paid to natural persons–residents of the Republic of Lithuania and natural persons–residents of foreign countries are subject to withholding Personal income tax of 15%;
    – dividends paid to legal entities of the Republic of Lithuania and legal entities–residents of foreign countries are subject to withholding Corporate income tax of 16%, unless otherwise provided for by the laws.

    The person authorized to provide additional information is:
    Raimondas Rajeckas, CFO of Invalda INVL
    raimondas@invaldainvl.com

    The MIL Network –

  • MIL-OSI: Municipality Finance issues a NOK 500 million social bond tap under its MTN programme

    Source: GlobeNewswire (MIL-OSI)

    Municipality Finance Plc
    Stock exchange release
    22 May 2025 at 10:00 am (EEST)

    Municipality Finance issues a NOK 500 million social bond tap under its MTN programme

    On 23 May 2025 Municipality Finance Plc issues a new tranche in an amount of NOK 500 million to an existing social bond issued on 20 February 2024. With the new tranche, the aggregate nominal amount of the social bond is NOK 2.5 billion. The maturity date of the social bond is 20 February 2029. The social bond bears interest at a fixed rate of 4.00 % per annum.

    The new tranche is issued under MuniFin’s EUR 50 billion programme for the issuance of debt instruments. The offering circular, the supplemental offering circular and final terms of the notes are available in English on the company’s website at https://www.kuntarahoitus.fi/en/for-investors.

    MuniFin has applied for the new tranche to be admitted to trading on the Helsinki Stock Exchange maintained by Nasdaq Helsinki. The public trading is expected to commence on 23 May 2025. The existing notes in the series are admitted to trading on the Helsinki Stock Exchange.

    Nordea Bank Abp acts as the Dealer for the issue of the new tranche.

    MUNICIPALITY FINANCE PLC

    Further information:

    Joakim Holmström
    Executive Vice President, Capital Markets and Sustainability
    tel. +358 50 444 3638

    MuniFin (Municipality Finance Plc) is one of Finland’s largest credit institutions. The owners of the company include Finnish municipalities, the public sector pension fund Keva and the State of Finland.
    The Group’s balance sheet is over EUR 53 billion.

    MuniFin builds a better and more sustainable future with its customers. Our customers include municipalities, joint municipal authorities, wellbeing services counties, joint county authorities, corporate entities under the control of the above-mentioned organisations, and affordable social housing. Lending is used for environmentally and socially responsible investment targets such as public transportation, sustainable buildings, hospitals and healthcare centres, schools and day care centres, and homes for people with special needs.

    MuniFin’s customers are domestic but the company operates in a completely global business environment. The company is an active Finnish bond issuer in international capital markets and the first Finnish green and social bond issuer. The funding is exclusively guaranteed by the Municipal Guarantee Board.

    Read more: https://www.kuntarahoitus.fi/en/

    Important Information

    The information contained herein is not for release, publication or distribution, in whole or in part, directly or indirectly, in or into any such country or jurisdiction or otherwise in such circumstances in which the release, publication or distribution would be unlawful. The information contained herein does not constitute an offer to sell or the solicitation of an offer to buy, nor shall there be any sale of, any securities or other financial instruments in any jurisdiction in which such offer, solicitation or sale would be unlawful prior to registration, exemption from registration or qualification under the securities laws of any such jurisdiction.

    This communication does not constitute an offer of securities for sale in the United States. The notes have not been and will not be registered under the U.S. Securities Act of 1933, as amended (the “Securities Act”) or under the applicable securities laws of any state of the United States and may not be offered or sold, directly or indirectly, within the United States or to, or for the account or benefit of, U.S. persons except pursuant to an applicable exemption from, or in a transaction not subject to, the registration requirements of the Securities Act.

    The MIL Network –

  • MIL-OSI Banking: Algeria officially becomes member country of New Development Bank

    Source: New Development Bank

    Algeria has officially become a new member country of the New Development Bank (NDB).

    On May 19, 2025, Algeria deposited its instrument of accession, in line with the provisions of the Articles of Agreement of the New Development Bank.

    “On behalf of New Development Bank, I truly congratulate Algeria for joining the Bank. Algeria plays an important role not only in the economy of Northern Africa, but also at a global scale, and will definitely contribute to enhancing NDB’s position in the global financial arena,” said H.E. Mrs. Dilma Rousseff, NDB President.

    “Rich in natural resources, with a dynamic economy and strategic geographic position, Algeria has immense potential for growth and development. NDB is fully committed to becoming a reliable and trustworthy partner for Algeria, supporting its sustainable development agenda,” said President Dilma Rousseff.

    “The New Development Bank is a financial institution mobilizing resources for infrastructure and sustainable development projects. It is a platform for collaboration and knowledge sharing among its member countries. Together with Algeria, we will work to finance impactful projects that drive progress, improve lives, and contribute to development,” added President Dilma Rousseff.

    “We are delighted to announce the formalization of Algeria’s membership of the New Development Bank and thus becoming a full member of this prestigious international financial institution,” said H.E. Mr. Abdelkrim Bouzred, Minister of Finance of the People’s Democratic Republic of Algeria. “This membership is a testament to our belief in this institution’s vital role in financing global development, and its status as a key player capable of providing alternative and innovative solutions to promote the growth and resilience of its member countries’ economies.”

    “I remain convinced that my country’s membership of the NDB will create promising opportunities for collaboration and mutual support,” said Mr. Abdelkrim Bouzred.

    NDB’s membership expansion is in line with the Bank’s strategy to become a leading provider of solutions for infrastructure and sustainable development for emerging market economies and developing countries (EMDCs).

     

    Background information

    Established in 2015 by BRICS countries (Brazil, Russia, India, China and South Africa), the New Development Bank is a multilateral development bank aimed at mobilizing resources for infrastructure and sustainable development projects in BRICS and other EMDCs. Complementing the ongoing efforts of other multilateral and regional financial institutions, NDB aims to contribute to global growth and development by helping address the needs and aspirations of EMDCs.

    Since its establishment in 2015, NDB approved over 120 investment projects totalling USD 40 billion and spanning several key areas, including clean energy and energy efficiency, transport infrastructure, environmental protection, water supply and sanitation, social infrastructure and digital infrastructure.

    MIL OSI Global Banks –