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Category: Business

  • MIL-OSI: XRP News: Nimanode AI Agent Marketplace Nears Launch as Presale Surges Through Major Investors Demand

    Source: GlobeNewswire (MIL-OSI)

    LEEDS, United Kingdom, June 27, 2025 (GLOBE NEWSWIRE) — Something surreal has been rumbling inside the XRP ecosystem and early participants and major investors are currently taking advantage of it. Nimanode, the pioneering no-code AI agent platform built natively on the XRP Ledger, is nearing the launch of its Zero-Code AI Agent Builder and AI Agent Marketplace.

    Quickly becoming one of the hottest opportunities in the DeFi space this year, the in native $NMA token has quickly filled almost 30% of it’s Presale allocation which has given investors confidence in the potential DeFi breakout of the year.

    Why the Hype about Nimanode

    Nimanode agents aren’t just simple bots.Their agents think, analyze, and execute on-chain tasks ranging from:

    Smart Contract Generation: AI that turns plain-English prompts into executable XRPL Hook contracts.

    DeFi Yield Optimization: Self-directed agents that shift capital between pools to maximize APY.

    Risk Monitoring: Agents that scan wallets and contracts to flag malicious activity in real-time.

    Web3 Customer Support: Deployable support agents that run 24/7 across DAO forums, dApps, and more.

    RWA Compliance: Regulatory agents that keep tokenized assets aligned with local frameworks.
    And all of it can be created from a zero-code interface, allowing creators, DAOs, or institutions to launch an entire automated ecosystem in minutes.

    $NMA Token: Offering Real Utility

    At the heart of the Nimanode ecosystem lies $NMA, the platform’s native utility token. $NMA will be used for:

    • Activating and deploying AI agents
    • Accessing customized modules and agent logic
    • Participating in DAO governance for platform upgrades
    • Powering transactions within the agent marketplace
    • Rewarding top-performing and widely-used agents

    Early Participants are already getting positioned in one of the most talked about DeFi opportunities, expected to deliver exceptional returns as a 25% return on DEX Listing is already planned for $NMA.

    $NMA Presale

    What’s Next for Nimanode

    The launch of its Zero-Code AI Agent Builder and AI Agent Marketplace will be coming shortly after the Presale has been concluded. Community members will be granted first perks as platform creators, earn staking bonus, and gain rewards for beta testing their protocol.

    Nimanode’s emergence offers a timely opportunity to capture investor interest who missed out on early rally of FET, RNDR and AGIX. Nimanode is building an ecosystem that thrives on its infrastructure to rival top AI platforms.

    Don’t miss out! Head to the Nimanode Presale Page now and claim your $NMA tokens before this early opportunity slips away! Participation details are easy and can be clearly seen on their page.

    Stay Connected with Nimanode

    Website: https://nimanode.com

    Twitter/X: https://x.com/nimanodeai

    Telegram: https://t.me/nimanodeAI

    Documentation: https://docs.nimanode.com

    Contact:
    Nick Lambert
    contact@nimanode.com

    Disclaimer: This is a paid post and is provided by Nimanode. The statements, views, and opinions expressed in this content are solely those of the content provider and do not necessarily reflect the views of this media platform or its publisher. We do not endorse, verify, or guarantee the accuracy, completeness, or reliability of any information presented. We do not guarantee any claims, statements, or promises made in this article. This content is for informational purposes only and should not be considered financial, investment, or trading advice.Investing in crypto and mining-related opportunities involves significant risks, including the potential loss of capital. It is possible to lose all your capital. These products may not be suitable for everyone, and you should ensure that you understand the risks involved. Seek independent advice if necessary. Speculate only with funds that you can afford to lose. Readers are strongly encouraged to conduct their own research and consult with a qualified financial advisor before making any investment decisions. However, due to the inherently speculative nature of the blockchain sector—including cryptocurrency, NFTs, and mining—complete accuracy cannot always be guaranteed. Neither the media platform nor the publisher shall be held responsible for any fraudulent activities, misrepresentations, or financial losses arising from the content of this press release. In the event of any legal claims or charges against this article, we accept no liability or responsibility. Globenewswire does not endorse any content on this page.

    Legal Disclaimer: This media platform provides the content of this article on an “as-is” basis, without any warranties or representations of any kind, express or implied. We assume no responsibility for any inaccuracies, errors, or omissions. We do not assume any responsibility or liability for the accuracy, content, images, videos, licenses, completeness, legality, or reliability of the information presented herein. Any concerns, complaints, or copyright issues related to this article should be directed to the content provider mentioned above.

    A photo accompanying this announcement is available at https://www.globenewswire.com/NewsRoom/AttachmentNg/081e3ace-c939-4cfa-9321-9a2fe4244ec0

    The MIL Network –

  • MIL-OSI: XRP News: Nimanode AI Agent Marketplace Nears Launch as Presale Surges Through Major Investors Demand

    Source: GlobeNewswire (MIL-OSI)

    LEEDS, United Kingdom, June 27, 2025 (GLOBE NEWSWIRE) — Something surreal has been rumbling inside the XRP ecosystem and early participants and major investors are currently taking advantage of it. Nimanode, the pioneering no-code AI agent platform built natively on the XRP Ledger, is nearing the launch of its Zero-Code AI Agent Builder and AI Agent Marketplace.

    Quickly becoming one of the hottest opportunities in the DeFi space this year, the in native $NMA token has quickly filled almost 30% of it’s Presale allocation which has given investors confidence in the potential DeFi breakout of the year.

    Why the Hype about Nimanode

    Nimanode agents aren’t just simple bots.Their agents think, analyze, and execute on-chain tasks ranging from:

    Smart Contract Generation: AI that turns plain-English prompts into executable XRPL Hook contracts.

    DeFi Yield Optimization: Self-directed agents that shift capital between pools to maximize APY.

    Risk Monitoring: Agents that scan wallets and contracts to flag malicious activity in real-time.

    Web3 Customer Support: Deployable support agents that run 24/7 across DAO forums, dApps, and more.

    RWA Compliance: Regulatory agents that keep tokenized assets aligned with local frameworks.
    And all of it can be created from a zero-code interface, allowing creators, DAOs, or institutions to launch an entire automated ecosystem in minutes.

    $NMA Token: Offering Real Utility

    At the heart of the Nimanode ecosystem lies $NMA, the platform’s native utility token. $NMA will be used for:

    • Activating and deploying AI agents
    • Accessing customized modules and agent logic
    • Participating in DAO governance for platform upgrades
    • Powering transactions within the agent marketplace
    • Rewarding top-performing and widely-used agents

    Early Participants are already getting positioned in one of the most talked about DeFi opportunities, expected to deliver exceptional returns as a 25% return on DEX Listing is already planned for $NMA.

    $NMA Presale

    What’s Next for Nimanode

    The launch of its Zero-Code AI Agent Builder and AI Agent Marketplace will be coming shortly after the Presale has been concluded. Community members will be granted first perks as platform creators, earn staking bonus, and gain rewards for beta testing their protocol.

    Nimanode’s emergence offers a timely opportunity to capture investor interest who missed out on early rally of FET, RNDR and AGIX. Nimanode is building an ecosystem that thrives on its infrastructure to rival top AI platforms.

    Don’t miss out! Head to the Nimanode Presale Page now and claim your $NMA tokens before this early opportunity slips away! Participation details are easy and can be clearly seen on their page.

    Stay Connected with Nimanode

    Website: https://nimanode.com

    Twitter/X: https://x.com/nimanodeai

    Telegram: https://t.me/nimanodeAI

    Documentation: https://docs.nimanode.com

    Contact:
    Nick Lambert
    contact@nimanode.com

    Disclaimer: This is a paid post and is provided by Nimanode. The statements, views, and opinions expressed in this content are solely those of the content provider and do not necessarily reflect the views of this media platform or its publisher. We do not endorse, verify, or guarantee the accuracy, completeness, or reliability of any information presented. We do not guarantee any claims, statements, or promises made in this article. This content is for informational purposes only and should not be considered financial, investment, or trading advice.Investing in crypto and mining-related opportunities involves significant risks, including the potential loss of capital. It is possible to lose all your capital. These products may not be suitable for everyone, and you should ensure that you understand the risks involved. Seek independent advice if necessary. Speculate only with funds that you can afford to lose. Readers are strongly encouraged to conduct their own research and consult with a qualified financial advisor before making any investment decisions. However, due to the inherently speculative nature of the blockchain sector—including cryptocurrency, NFTs, and mining—complete accuracy cannot always be guaranteed. Neither the media platform nor the publisher shall be held responsible for any fraudulent activities, misrepresentations, or financial losses arising from the content of this press release. In the event of any legal claims or charges against this article, we accept no liability or responsibility. Globenewswire does not endorse any content on this page.

    Legal Disclaimer: This media platform provides the content of this article on an “as-is” basis, without any warranties or representations of any kind, express or implied. We assume no responsibility for any inaccuracies, errors, or omissions. We do not assume any responsibility or liability for the accuracy, content, images, videos, licenses, completeness, legality, or reliability of the information presented herein. Any concerns, complaints, or copyright issues related to this article should be directed to the content provider mentioned above.

    A photo accompanying this announcement is available at https://www.globenewswire.com/NewsRoom/AttachmentNg/081e3ace-c939-4cfa-9321-9a2fe4244ec0

    The MIL Network –

  • MIL-OSI Economics: Publication of financial reports: Federal Office of Justice imposes disciplinary fine on Vivanco Gruppe AG

    Source: Bundesanstalt für Finanzdienstleistungsaufsicht – In English

    The disciplinary fine order related to a breach of section 325 of the German Commercial Code (Handelsgesetzbuch – HGB). Vivanco Gruppe AG failed to submit its consolidated accounting documents for the financial year 2023 for the purpose of disclosure to the operator of the German Federal Gazette (Bundesanzeiger) in electronic form within the prescribed period. The legal basis for the sanction is section 335 of the HGB.

    The company lodged an appeal against the Federal Office of Justice’s decision to impose a disciplinary fine.

    MIL OSI Economics –

  • MIL-OSI Economics: Publication of financial reports: Federal Office of Justice imposes disciplinary fine on Vivanco Gruppe AG

    Source: Bundesanstalt für Finanzdienstleistungsaufsicht – In English

    The disciplinary fine order related to a breach of section 325 of the German Commercial Code (Handelsgesetzbuch – HGB). Vivanco Gruppe AG failed to submit its consolidated accounting documents for the financial year 2023 for the purpose of disclosure to the operator of the German Federal Gazette (Bundesanzeiger) in electronic form within the prescribed period. The legal basis for the sanction is section 335 of the HGB.

    The company lodged an appeal against the Federal Office of Justice’s decision to impose a disciplinary fine.

    MIL OSI Economics –

  • MIL-OSI Analysis: Hurricane Helene set up future disasters, from landslides to flooding – cascading hazards like these are upending risk models

    Source: The Conversation – USA – By Brian J. Yanites, Associate Professor of Earth and Atmospheric Science. Professor of Surficial and Sedimentary Geology, Indiana University

    The Carter Lodge hangs precariously over the flood-scoured bank of the Broad River in Chimney Rock Village, N.C., on May 13, 2025, eight months after Hurricane Helene. AP Photo/Allen G. Breed

    Hurricane Helene lasted only a few days in September 2024, but it altered the landscape of the Southeastern U.S. in profound ways that will affect the hazards local residents face far into the future.

    Mudslides buried roads and reshaped river channels. Uprooted trees left soil on hillslopes exposed to the elements. Sediment that washed into rivers changed how water flows through the landscape, leaving some areas more prone to flooding and erosion.

    Helene was a powerful reminder that natural hazards don’t disappear when the skies clear – they evolve.

    These transformations are part of what scientists call cascading hazards. They occur when one natural event alters the landscape in ways that lead to future hazards. A landslide triggered by a storm might clog a river, leading to downstream flooding months or years later. A wildfire can alter the soil and vegetation, setting the stage for debris flows with the next rainstorm.

    Satellite images before (top) and after Hurricane Helene (bottom) show how the storm altered landscape near Pensacola, N.C., in the Blue Ridge Mountains.
    Google Earth, CC BY

    I study these disasters as a geomorphologist. In a new paper in the journal Science, I and a team of scientists from 18 universities and the U.S. Geological Survey explain why hazard models – used to help communities prepare for disasters – can’t just rely on the past. Instead, they need to be nimble enough to forecast how hazards evolve in real time.

    The science behind cascading hazards

    Cascading hazards aren’t random. They emerge from physical processes that operate continuously across the landscape – sediment movement, weathering, erosion. Together, the atmosphere, biosphere and the earth are constantly reshaping the conditions that cause natural disasters.

    For instance, earthquakes fracture rock and shake loose soil. Even if landslides don’t occur during the quake itself, the ground may be weakened, leaving it primed for failure during later rainstorms.

    That’s exactly what happened after the 2008 earthquake in Sichuan Province, China, which led to a surge in debris flows long after the initial seismic event.

    A strong aftershock after a 7.8 magnitude earthquake in Sichuan province, China, in May 2008 triggered more landslides in central China.
    AP Photo/Andy Wong

    Earth’s surface retains a “memory” of these events. Sediment disturbed in an earthquake, wildfire or severe storm will move downslope over years or even decades, reshaping the landscape as it goes.

    The 1950 Assam earthquake in India is a striking example: It triggered thousands of landslides. The sediment from these landslides gradually moved through the river system, eventually causing flooding and changing river channels in Bangladesh some 20 years later.

    An intensifying threat in a changing world

    These risks present challenges for everything from emergency planning to home insurance. After repeated wildfire-mudslide combinations in California, some insurers pulled out of the state entirely, citing mounting risks and rising costs among the reasons.

    Cascading hazards are not new, but their impact is intensifying.

    Climate change is increasing the frequency and severity of wildfires, storms and extreme rainfall. At the same time, urban development continues to expand into steep, hazard-prone terrain, exposing more people and infrastructure to evolving risks.

    The rising risk of interconnected climate disasters like these is overwhelming systems built for isolated events.

    Yet climate change is only part of the equation. Earth processes – such as earthquakes and volcanic eruptions – also trigger cascading hazards, often with long-lasting effects.

    Mount St. Helens is a powerful example: More than four decades after its eruption in 1980, the U.S. Army Corps of Engineers continues to manage ash and sediment from the eruption to keep it from filling river channels in ways that could increase the flood risk in downstream communities.

    Rethinking risk and building resilience

    Traditionally, insurance companies and disaster managers have estimated hazard risk by looking at past events.

    But when the landscape has changed, the past may no longer be a reliable guide to the future. To address this, computer models based on the physics of how these events work are needed to help forecast hazard evolution in real time, much like weather models update with new atmospheric data.

    A March 2024 landslide in the Oregon Coast Range wiped out trees in its path.
    Brian Yanites, June 2025
    A drone image of the same March 2024 landslide in the Oregon Coast Range shows where it temporarily dammed the river below.
    Brian Yanites, June 2025

    Thanks to advances in Earth observation technology, such as satellite imagery, drone and lidar, which is similar to radar but uses light, scientists can now track how hillslopes, rivers and vegetation change after disasters. These observations can feed into geomorphic models that simulate how loosened sediment moves and where hazards are likely to emerge next.

    Researchers are already coupling weather forecasts with post-wildfire debris flow models. Other models simulate how sediment pulses travel through river networks.

    Cascading hazards reveal that Earth’s surface is not a passive backdrop, but an active, evolving system. Each event reshapes the stage for the next.

    Understanding these connections is critical for building resilience so communities can withstand future storms, earthquakes and the problems created by debris flows. Better forecasts can inform building codes, guide infrastructure design and improve how risk is priced and managed. They can help communities anticipate long-term threats and adapt before the next disaster strikes.

    Most importantly, they challenge everyone to think beyond the immediate aftermath of a disaster – and to recognize the slow, quiet transformations that build toward the next.

    Brian J. Yanites receives funding from the National Science Foundation.

    – ref. Hurricane Helene set up future disasters, from landslides to flooding – cascading hazards like these are upending risk models – https://theconversation.com/hurricane-helene-set-up-future-disasters-from-landslides-to-flooding-cascading-hazards-like-these-are-upending-risk-models-259502

    MIL OSI Analysis –

  • MIL-OSI Analysis: Checking in on New England’s fishing industry 25 Years after ‘The Perfect Storm’ hit movie theaters

    Source: The Conversation – USA – By Stephanie Otts, Director of National Sea Grant Law Center, University of Mississippi

    Filming ‘The Perfect Storm’ in Gloucester Harbor, Mass.
     The Salem News Historic Photograph Collection, Salem State University Archives and Special Collections, CC BY

    Twenty-five years ago, “The Perfect Storm” roared into movie theaters. The disaster flick, starring George Clooney and Mark Wahlberg, was a riveting, fictionalized account of commercial swordfishing in New England and a crew who went down in a violent storm.

    The anniversary of the film’s release, on June 30, 2000, provides an opportunity to reflect on the real-life changes to New England’s commercial fishing industry.

    Fishing was once more open to all

    In the true story behind the movie, six men lost their lives in late October 1991 when the commercial swordfishing vessel Andrea Gail disappeared in a fierce storm in the North Atlantic as it was headed home to Gloucester, Massachusetts.

    At the time, and until very recently, almost all commercial fisheries were open access, meaning there were no restrictions on who could fish.

    There were permit requirements and regulations about where, when and how you could fish, but anyone with the means to purchase a boat and associated permits, gear, bait and fuel could enter the fishery. Eight regional councils established under a 1976 federal law to manage fisheries around the U.S. determined how many fish could be harvested prior to the start of each fishing season.

    Fishing has been an integral part of coastal New England culture since its towns were established. In this 1899 photo, a New England community weighs and packs mackerel.
    Charles Stevenson/Freshwater and Marine Image Bank

    Fishing started when the season opened and continued until the catch limit was reached. In some fisheries, this resulted in a “race to the fish” or a “derby,” where vessels competed aggressively to harvest the available catch in short amounts of time. The limit could be reached in a single day, as happened in the Pacific halibut fishery in the late 1980s.

    By the 1990s, however, open access systems were coming under increased criticism from economists as concerns about overfishing rose.

    The fish catch peaked in New England in 1987 and would remain far above what the fish population could sustain for two more decades. Years of overfishing led to the collapse of fish stocks, including North Atlantic cod in 1992 and Pacific sardine in 2015.

    As populations declined, managers responded by cutting catch limits to allow more fish to survive and reproduce. Fishing seasons were shortened, as it took less time for the fleets to harvest the allowed catch. It became increasingly hard for fishermen to catch enough fish to earn a living.

    Saving fisheries changed the industry

    In the early 2000s, as these economic and environmental challenges grew, fisheries managers started limiting access. Instead of allowing anyone to fish, only vessels or individuals meeting certain eligibility requirements would have the right to fish.

    The most common method of limiting access in the U.S. is through limited entry permits, initially awarded to individuals or vessels based on previous participation or success in the fishery. Another approach is to assign individual harvest quotas or “catch shares” to permit holders, limiting how much each boat can bring in.

    In 2007, Congress amended the 1976 Magnuson-Stevens Fishery Conservation and Management Act to promote the use of limited access programs in U.S. fisheries.

    Ships in the fleet out of New Bedford, Mass.
    Henry Zbyszynski/Flickr, CC BY

    Today, limited access is common, and there are positive signs that the management change is helping achieve the law’s environmental goal of preventing overfishing. Since 2000, the populations of 50 major fishing stocks have been rebuilt, meaning they have recovered to a level that can once again support fishing.

    I’ve been following the changes as a lawyer focused on ocean and coastal issues, and I see much work still to be done.

    Forty fish stocks are currently being managed under rebuilding plans that limit catch to allow the stock to grow, including Atlantic cod, which has struggled to recover due to a complex combination of factors, including climatic changes.

    The lingering effect on communities today

    While many fish stocks have recovered, the effort came at an economic cost to many individual fishermen. The limited-access Northeast groundfish fishery, which includes Atlantic cod, haddock and flounder, shed nearly 800 crew positions between 2007 and 2015.

    The loss of jobs and revenue from fishing impacts individual family income and relationships, strains other businesses in fishing communities, and affects those communities’ overall identity and resilience, as illustrated by a recent economic snapshot of the Alaska seafood industry.

    When original limited-access permit holders leave the business – for economic, personal or other reasons – their permits are either terminated or sold to other eligible permit holders, leading to fewer active vessels in the fleet. As a result, the number of vessels fishing for groundfish has declined from 719 in 2007 to 194 in 2023, meaning fewer jobs.

    A fisherman unloads a portion of his catch for the day of 300 pounds of groundfish, including flounder, in January 2006 in Gloucester, Mass.
    AP Photo/Lisa Poole

    Because of their scarcity, limited-access permits can cost upward of US$500,000, which is often beyond the financial means of a small businesses or a young person seeking to enter the industry. The high prices may also lead retiring fishermen to sell their permits, as opposed to passing them along with the vessels to the next generation.

    These economic forces have significantly altered the fishing industry, leading to more corporate and investor ownership, rather than the family-owned operations that were more common in the Andrea Gail’s time.

    Similar to the experience of small family farms, fishing captains and crews are being pushed into corporate arrangements that reduce their autonomy and revenues.

    Consolidation can threaten the future of entire fleets, as New Bedford, Massachusetts, saw when Blue Harvest Fisheries, backed by a private equity firm, bought up vessels and other assets and then declared bankruptcy a few years later, leaving a smaller fleet and some local business and fishermen unpaid for their work. A company with local connections bought eight vessels from Blue Harvest along with 48 state and federal permits the company held.

    New challenges and unchanging risks

    While there are signs of recovery for New England’s fisheries, challenges continue.

    Warming water temperatures have shifted the distribution of some species, affecting where and when fish are harvested. For example, lobsters have moved north toward Canada. When vessels need to travel farther to find fish, that increases fuel and supply costs and time away from home.

    Fisheries managers will need to continue to adapt to keep New England’s fisheries healthy and productive.

    One thing that, unfortunately, hasn’t changed is the dangerous nature of the occupation. Between 2000 and 2019, 414 fishermen died in 245 disasters.

    Stephanie Otts receives funding from the NOAA National Sea Grant College Program through the U.S. Department of Commerce. Previous support for fisheries management legal research provided by The Nature Conservancy.

    – ref. Checking in on New England’s fishing industry 25 Years after ‘The Perfect Storm’ hit movie theaters – https://theconversation.com/checking-in-on-new-englands-fishing-industry-25-years-after-the-perfect-storm-hit-movie-theaters-255076

    MIL OSI Analysis –

  • MIL-OSI Analysis: Hurricane Helene set up future disasters, from landslides to flooding – cascading hazards like these are now upending risk models

    Source: The Conversation – USA – By Brian J. Yanites, Associate Professor of Earth and Atmospheric Science. Professor of Surficial and Sedimentary Geology, Indiana University

    The Carter Lodge hangs precariously over the flood-scoured bank of the Broad River in Chimney Rock Village, N.C., on May 13, 2025, eight months after Hurricane Helene. AP Photo/Allen G. Breed

    Hurricane Helene lasted only a few days in September 2024, but it altered the landscape of the Southeastern U.S. in profound ways that will affect the hazards local residents face far into the future.

    Mudslides buried roads and reshaped river channels. Uprooted trees left soil on hillslopes exposed to the elements. Sediment that washed into rivers changed how water flows through the landscape, leaving some areas more prone to flooding and erosion.

    Helene was a powerful reminder that natural hazards don’t disappear when the skies clear – they evolve.

    These transformations are part of what scientists call cascading hazards. They occur when one natural event alters the landscape in ways that lead to future hazards. A landslide triggered by a storm might clog a river, leading to downstream flooding months or years later. A wildfire can alter the soil and vegetation, setting the stage for debris flows with the next rainstorm.

    Satellite images before (top) and after Hurricane Helene (bottom) show how the storm altered landscape near Pensacola, N.C., in the Blue Ridge Mountains.
    Google Earth, CC BY

    I study these disasters as a geomorphologist. In a new paper in the journal Science, I and a team of scientists from 18 universities and the U.S. Geological Survey explain why hazard models – used to help communities prepare for disasters – can’t just rely on the past. Instead, they need to be nimble enough to forecast how hazards evolve in real time.

    The science behind cascading hazards

    Cascading hazards aren’t random. They emerge from physical processes that operate continuously across the landscape – sediment movement, weathering, erosion. Together, the atmosphere, biosphere and the earth are constantly reshaping the conditions that cause natural disasters.

    For instance, earthquakes fracture rock and shake loose soil. Even if landslides don’t occur during the quake itself, the ground may be weakened, leaving it primed for failure during later rainstorms.

    That’s exactly what happened after the 2008 earthquake in Sichuan Province, China, which led to a surge in debris flows long after the initial seismic event.

    A strong aftershock after a 7.8 magnitude earthquake in Sichuan province, China, in May 2008 triggered more landslides in central China.
    AP Photo/Andy Wong

    Earth’s surface retains a “memory” of these events. Sediment disturbed in an earthquake, wildfire or severe storm will move downslope over years or even decades, reshaping the landscape as it goes.

    The 1950 Assam earthquake in India is a striking example: It triggered thousands of landslides. The sediment from these landslides gradually moved through the river system, eventually causing flooding and changing river channels in Bangladesh some 20 years later.

    An intensifying threat in a changing world

    These risks present challenges for everything from emergency planning to home insurance. After repeated wildfire-mudslide combinations in California, some insurers pulled out of the state entirely, citing mounting risks and rising costs among the reasons.

    Cascading hazards are not new, but their impact is intensifying.

    Climate change is increasing the frequency and severity of wildfires, storms and extreme rainfall. At the same time, urban development continues to expand into steep, hazard-prone terrain, exposing more people and infrastructure to evolving risks.

    The rising risk of interconnected climate disasters like these is overwhelming systems built for isolated events.

    Yet climate change is only part of the equation. Earth processes – such as earthquakes and volcanic eruptions – also trigger cascading hazards, often with long-lasting effects.

    Mount St. Helens is a powerful example: More than four decades after its eruption in 1980, the U.S. Army Corps of Engineers continues to manage ash and sediment from the eruption to keep it from filling river channels in ways that could increase the flood risk in downstream communities.

    Rethinking risk and building resilience

    Traditionally, insurance companies and disaster managers have estimated hazard risk by looking at past events.

    But when the landscape has changed, the past may no longer be a reliable guide to the future. To address this, computer models based on the physics of how these events work are needed to help forecast hazard evolution in real time, much like weather models update with new atmospheric data.

    A March 2024 landslide in the Oregon Coast Range wiped out trees in its path.
    Brian Yanites, June 2025
    A drone image of the same March 2024 landslide in the Oregon Coast Range shows where it temporarily dammed the river below.
    Brian Yanites, June 2025

    Thanks to advances in Earth observation technology, such as satellite imagery, drone and lidar, which is similar to radar but uses light, scientists can now track how hillslopes, rivers and vegetation change after disasters. These observations can feed into geomorphic models that simulate how loosened sediment moves and where hazards are likely to emerge next.

    Researchers are already coupling weather forecasts with post-wildfire debris flow models. Other models simulate how sediment pulses travel through river networks.

    Cascading hazards reveal that Earth’s surface is not a passive backdrop, but an active, evolving system. Each event reshapes the stage for the next.

    Understanding these connections is critical for building resilience so communities can withstand future storms, earthquakes and the problems created by debris flows. Better forecasts can inform building codes, guide infrastructure design and improve how risk is priced and managed. They can help communities anticipate long-term threats and adapt before the next disaster strikes.

    Most importantly, they challenge everyone to think beyond the immediate aftermath of a disaster – and to recognize the slow, quiet transformations that build toward the next.

    Brian J. Yanites receives funding from the National Science Foundation.

    – ref. Hurricane Helene set up future disasters, from landslides to flooding – cascading hazards like these are now upending risk models – https://theconversation.com/hurricane-helene-set-up-future-disasters-from-landslides-to-flooding-cascading-hazards-like-these-are-now-upending-risk-models-259502

    MIL OSI Analysis –

  • MIL-OSI United Kingdom: Broadband target exceeded

    Source: Scottish Government

    R100 delivers more than 27,000 faster, ultra-reliable connections in a year. 

    The Scottish Government has surpassed it’s commitment to deliver gigabit-capable broadband connections to 20,000 homes and businesses last year.

    A record 27,000 premises were equipped with faster broadband in 2024-25 through the Scottish Government’s Reaching 100% (R100) programme, exceeding a Programme for Government commitment by more than a third.  

     Connections have been made right across the country, from the Killantringan Lighthouse in Dumfries and Galloway to Stornoway in the Western Isles and Baltasound on Shetland.  

     The R100 contracts, being delivered by Openreach, have now enabled more than 80,000 faster broadband connections across the country, with 80% of all R100 contract build to take place in rural areas.  

    Business Minister Richard Lochhead visited Loch Katrine in the Trossachs to hear how access to faster broadband speeds is helping transform opportunities for local businesses.  

    He said:  

    “Fast, reliable broadband is a fundamental building block for economic growth. The Scottish Government’s R100 programme is one of the most ambitious and complex digital infrastructure programmes in Europe, rolling out connections in some of the most challenging locations in the country to help businesses and communities prosper.

    “Despite telecommunications being reserved to the UK Government, our commitment to the R100 programme illustrates this government’s commitment to delivering the digital connectivity people and businesses need to succeed.

     “Exceeding our 2024-25 delivery target was helped by record Scottish Government funding and an ongoing partnership with Openreach maximising the opportunities to deliver fast broadband to even more homes and businesses.”  

    CEO and Lead Trustee of the Steamship Sir Walter Scott Trust, James Fraser said:   

    ”The impact of the introduction of fibre cable connections at Loch Katrine has been transformative for many aspects of our core business and our tenants. With an increasing trend to digital bookings for cruises, eco lodges, cycle hire and meals out, having high speed digital connections is critical to the success of our business and other businesses on the lochside.  

    “Previously our digital speeds were very poor leading to customer dissatisfaction, loss of bookings and customer complaints, particularly from guests staying overnight in our eco lodges or in campervans in our car parks. With the higher speeds now available there has been a marked improvement in digital services with increased customer satisfaction levels.”  

    Openreach Partnership Director for Scotland, Robert Thorburn, said:   

    “It’s brilliant to see businesses like the Steamship Sir Walter Scott benefitting from full fibre. We’re committed to making sure that the hardest-to-reach homes and businesses in Scotland are connected to the latest generation of broadband technology, giving them access to the same fast, reliable services available in our cities.

    “While building new full fibre networks in rural areas throws up many challenges, our engineers have the skills and experience to overcome these and deserve an enormous amount of credit for their work. We’re proud of the role we’ve played, working alongside the Scottish Government, in hitting this significant milestone – but we know that our work isn’t done yet, and we’ll continue to connect communities across the country.”  

    Background  

    The commitment to connect over 20,000 premises to gigabit capable broadband in areas of market failure by March 2025, through delivery of three regional, multi-year contracts with Openreach is set out in the Programme for Government 2024-25: Serving Scotland  

    Originally conceived as a superfast broadband programme, R100 is now providing a gigabit-capable connection – a speed more than 30 times faster than superfast broadband – in around 99% of cases. Building to some of the hardest-to-reach parts of Scotland, a total of 78,000 connections have enabled access to faster broadband as a result of the R100 contracts.      

    MIL OSI United Kingdom –

  • MIL-OSI Russia: Yuri Trutnev: Yakutia will present the Ice Age Park technological testing ground on the Far East Street

    Translation. Region: Russian Federal

    Source: Government of the Russian Federation – An important disclaimer is at the bottom of this article.

    The Republic of Sakha (Yakutia) will present its cultural, traditional and everyday life features, investment and tourism opportunities at the exhibition “Far East Street”, which will be held in Vladivostok from September 3 to 9 as part of the tenth anniversary Eastern Economic Forum. The exhibition is organized by the Roscongress Foundation with the support of the Office of the Plenipotentiary Representative of the President of Russia in the Far Eastern Federal District.

    “Thousands of people from dozens of countries become participants and guests of the Eastern Economic Forum. And only a few of them have visited all regions of the Far East. The exhibition “Far East Street” is a good opportunity to tell about how and by what the Far Eastern regions live, to attract investors and tourists to their territories. Yakutia is a unique region with a rich culture, traditions and natural attractions. There are unique natural objects and places of power, different peoples with their own cultural characteristics and traditions live here. Yakutia is a confident leader in the field of creative technologies. Recently, an international forum of creative industries was held here, which gave creative people the opportunity to show their work to the general public. A separate area was the development of the cinematography sector. Films by Yakut directors receive prizes at film festivals, deserved attention from critics, and gain fans not only in Russia, but also in other countries. I am sure that after visiting the pavilion, which tells about the beauty of the northern nature, the sights and features of the republic, visitors will want to come to Yakutia and find out how it lives”, emphasized the Deputy Chairman of the Government – Plenipotentiary Representative President in the Far Eastern Federal District, Chairman of the Organizing Committee of the Eastern Economic Forum Yuri Trutnev.

    This year, the area of the Yakutia pavilion will be more than 1 thousand square meters and will be divided into three zones: the main pavilion, the trade and exhibition area and the stage. The exhibition and presentation exposition will be dedicated to the presentation of the World Mammoth Center in the Republic of Sakha, the idea of which, by decree of the President of Russia Vladimir Putin, is included in the Strategy for the Development of the Arctic Zone of the Russian Federation and Ensuring National Security for the Period up to 2035.

    A presentation area of the scientific complex with a cryogenic storage facility for mammoth fauna, monitoring stations, museum, exhibition and laboratory buildings, the Ice Age Park technological testing ground and a tourist and leisure center will be prepared for visitors.

    “The Eastern Economic Forum is the main event for the regions of the Far Eastern Federal District. We are signing many agreements here. The investment projects implemented within their framework have set the dynamics of Yakutia’s development for years to come. Since the first forum, 4 trillion rubles have been invested in the republic, and the gross regional product has increased fourfold and reached 2.3 trillion rubles. The main result of all this is an improvement in the quality of life of people. New industries have been created, thousands of jobs have been opened, infrastructure is developing: housing, roads, and social facilities are being built. And at the EEF sites, we also have the opportunity to demonstrate the culture, traditions of the peoples, and the originality of the Far Eastern regions. This year, the Sakha Republic pavilion will be dedicated to the World Mammoth Center, which is planned to open in Yakutsk. The capital of our region is one of the largest scientific centers in the northeast of Russia, where paleontological research is actively developing with the involvement of foreign and Russian scientists. You will be able to learn about all this and more at the exhibition “Far East Street”. I am confident that VEF-2025 will be fruitful for us, and all planned events will be held at the highest level,” noted the head of the Republic of Sakha (Yakutia) Aisen Nikolaev.

    The exhibition and presentation exposition is planned to present projects dedicated to the problem of preserving the eastern population of the Siberian Crane – a symbol of untouched northern nature, one of the rare species of cranes that is under threat of extinction. Special attention will be paid to the investment potential of the region and the initiatives of large companies in its territory.

    The pavilion will also house a tourism zone. Visitors will be able to get information about popular tourist routes, including learning about the Lena Pillars National Nature Park, the tukulan sand dunes, Lake Labynkyr and the Buluus Glacier.

    In addition, popular regional brands will be presented in the trade and exhibition area – jewelry and souvenirs, clothing and accessories will be on display here. Guests and participants of the “Far East Street” will be able to visit the exhibition and fair of products of Yakut manufacturers and buy a memorable souvenir.

    The cultural program will attract special attention of visitors, which will have a thematic direction according to the days of the forum. Its basis will be the theme of patriotism and love for the native land, it will unite unique national folklore and modern trends of music, high classical art.

    The 10th Eastern Economic Forum will be held on September 3–6 at the campus of the Far Eastern Federal University in Vladivostok. During these days, the exhibition “Far East Street” will be available to forum participants, and on September 7, 8, and 9, it will be open to everyone. The EEF is organized by the Roscongress Foundation.

    Please note: This information is raw content directly from the source of the information. It is exactly what the source states and does not reflect the position of MIL-OSI or its clients.

    MIL OSI Russia News –

  • MIL-OSI: 1-Hour Payday Loans with No Credit Check Guaranteed Approval Announced as Key Feature in Honest Loans with Instant Loan for Bad Credit in 2025

    Source: GlobeNewswire (MIL-OSI)

    New York City, June 27, 2025 (GLOBE NEWSWIRE) — Honest Loans has launched a new solution to support individuals facing urgent financial needs by offering 1-hour payday loans with no credit checks and guaranteed approval. 

    This service links borrowers with certified lenders who deliver rapid funding, even for those with low credit ratings. As financial pressures mount, Honest Loans simplifies and secures access to fast cash when it’s needed most.

    Growing Demand for 1-Hour Payday Loans Without Credit Checks

    This year, more consumers are relying on small, short-term loans to cover surprise costs like inflation-related price hikes, medical emergencies, and last-minute bills. Demand for 1-hour payday loans with no credit check is rising due to their speed and convenience.

    Online payday loans with instant approval are an ideal choice, helping borrowers avoid lengthy applications and credit checks that could lower credit scores. Honest Loans supports this need by matching borrowers with fast-acting lenders, easing stress for many Americans.

    Highlights of Honest Loans’ 1-Hour Payday Loans Without Credit Checks

    Honest Loans’ latest offering includes key benefits that ensure a fast and secure loan experience. The platform links borrowers to licensed lenders for rapid approvals, no credit checks, and customizable loan amounts, ideal for emergency funding needs.

    Instant Approval: The lender network processes approvals in just minutes for quick access to funds.

    No Credit Check: Borrowers are paired with lenders that skip hard credit checks—great for those with bad credit.

    Flexible Loan Options: Multiple loan sizes are available to fit different financial needs.

    Trusted Lenders: Honest Loans partners only with vetted, licensed lenders to ensure a safe borrowing process.

    APPLY FOR 1-HOUR PAYDAY LOANS WITH NO CREDIT CHECK

    How Honest Loans’ 1-Hour Payday Loans with No Credit Check Work

    Honest Loans offers a straightforward, fast, and user-friendly process for individuals seeking quick financial relief. By connecting borrowers with licensed direct lenders through a secure online platform, the service removes delays and eliminates complicated paperwork.

    • Online Application: Borrowers begin by completing a secure online form with essential personal and financial information.
    • Instant Lender Matching: Based on the details provided, Honest Loans instantly matches borrowers with suitable lenders—often within minutes.
    • Loan Offer: Applicants can check and compare loan terms before proceeding, ensuring they understand all conditions before accepting.
    • Electronic Fund Transfer: Once a loan offer is accepted, funds are typically deposited electronically, often within the same business day.

    Technology & Security Behind Honest Loans’ 1-Hour Payday Loans

    Honest Loans prioritizes borrower safety by using advanced encryption technologies and secure servers during the application process. The platform complies with strict data privacy regulations and ensures full transparency when sharing information with lending partners. Its technology-driven approach enables fast, accurate lender matching while protecting sensitive personal data.

    Eligibility Requirements for Payday Loans with No Credit Check

    Before applying for Honest Loans’ 1-hour payday loans with no credit check, borrowers should be aware of the basic eligibility criteria. These requirements help ensure responsible lending and streamline the approval process:

    • Minimum Age: Applicants must be at least 18 years old. Lenders verify age using official documentation to ensure legal compliance.
    • Proof of Income: Borrowers must provide documentation—such as pay stubs, bank statements, or benefits letters—demonstrating their ability to repay the loan.
    • Valid Bank Account: A checking or savings account in the applicant’s name is required for receiving funds and processing repayments.
    • U.S. Residency: Loans are available only to residents of the United States. Applicants must confirm their residency status to comply with federal and state laws.

    Benefits of Honest Loans’ 1-Hour Payday Loans with No Credit Check vs. Traditional Payday Loans

    More borrowers are turning to Honest Loans’ online platform for 1-hour payday loans with no credit check instead of relying on traditional payday lending services. Honest Loans offers guaranteed approval and rapid funding, making short-term borrowing faster, simpler, and more transparent. How digital lending is reshaping the landscape in 2025:

    • Faster Processing: Unlike traditional payday loan storefronts that require paperwork and in-person visits, Honest Loans allows applicants to complete a fast online form and get matched with lenders instantly—often in just minutes.
    • Clearer Loan Terms: Many traditional lenders don’t clearly present the full terms. Honest Loans ensures borrowers can check all loan details—such as repayment schedules and APR—before accepting, empowering them to make informed financial decisions.
    • Easy Access from Anywhere: Honest Loans enables borrowers to apply from any internet-connected device, removing the need for physical visits. It’s a convenient option for those dealing with time-sensitive financial needs or busy schedules.
    • Larger Network of Lenders: Honest Loans partners with a wide range of licensed lenders, improving the likelihood of approval and giving borrowers the ability to compare offers to find the most favorable terms.

    CHECK OUT 1-HOUR PAYDAY LOAN OPTIONS WITH NO CREDIT CHECK

    How Honest Loans Connects Borrowers with Licensed Payday Lenders

    Honest Loans simplifies access to 1-hour payday loans with no credit check by linking borrowers to licensed direct lenders nationwide. The platform ensures fast, secure matches that comply with industry standards and lending regulations.

    • Digital Lender Network: Honest Loans partners with a broad network of licensed lenders offering payday loans with no credit check. This gives borrowers access to multiple loan offers, increasing approval chances and helping them choose the ideal fit.
    • Automated Screening: Advanced matching technology pairs borrowers with the most suitable lenders based on their loan requests, streamlining the process and minimizing errors.
    • Secure Information Sharing: Borrowers’ personal and financial information is encrypted and securely shared with lenders, maintaining high standards of data protection throughout the application.
    • Easy Communication: Honest Loans enables borrowers to interact directly with lenders online, making it simple to review offers, ask questions, and accept loan terms—without needing to visit a physical location.

    Conclusion

    Honest Loans is transforming the payday lending process by providing a fast, transparent, and secure way to access 1-hour payday loans with no credit check. Its digital platform connects borrowers with licensed lenders for quick approvals and easy applications.

    This modern approach removes the need for paperwork and in-person visits, making it ideal for those facing urgent financial needs. Honest Loans prioritizes security and clarity, empowering borrowers to make confident, informed financial decisions.

    By combining smart automation, strong privacy practices, and a vast lender network, Honest Loans delivers a reliable and convenient path to emergency cash. Borrowers can count on a smooth, efficient process to get the funds they need—when they need them most.

    FAQs

    What is the easiest cash loan to get approved for?
    The easiest loans to get approved for are payday or no credit check personal loans. They offer fast approval but typically come with higher interest and fees.

    How to borrow $500 immediately?
    To borrow $500 quickly, consider a payday loan, an online personal loan, or a credit card advance. Many lenders offer same-day approvals, though fees may apply.

    How can I get $1000 today?
    Options include payday loans, pawnshop loans, or credit card cash advances. These can provide quick access but often come with high fees or interest.

    What is a hardship loan?
    A hardship loan is designed for individuals experiencing financial challenges like job loss or medical emergencies. These loans often feature flexible or lower repayment terms.

    Contact Information

    Company: Honest Loans
    Email: support@onlineloannetwork.com
    Phone: 888-718-9134
    Address: Springates Building, Lower Government Road, Charlestown, Saint Kitts and Nevis

    Disclaimer and Affiliate Disclosure

    This content is intended for informational and commercial purposes only and should not be construed as financial, legal, or professional advice. It does not constitute an endorsement of any specific loan provider.

    While every effort has been made to ensure the accuracy and relevance of the information presented, no guarantees are made regarding its completeness, accuracy, or timeliness. Readers are advised to conduct independent research and consult qualified professionals—such as licensed financial advisors or legal experts—prior to making any financial decisions.

    Please note the following:

    • Loan products and services mentioned may not be suitable for everyone.
    • Terms, conditions, and eligibility criteria vary by lender and location.
    • Approval is not guaranteed and may depend on various factors, including income, creditworthiness, residency status, identity verification, and compliance with applicable laws.

    This article may contain affiliate links. If you press on a link and apply for or purchase a product or service, the publisher and its partners may earn a commission at no additional cost to you. This compensation does not affect the content’s objectivity or the impartiality of any recommendations. All opinions are general in nature and do not reflect the views of any specific lender unless clearly stated.

    By engaging with this content, you acknowledge that the publisher, its authors, affiliates, and third-party partners are not liable for any errors, omissions, outdated information, or financial outcomes resulting from use of the material. This includes—but is not limited to—loan denials, disputes, or issues arising from contractual agreements with lenders.

    References to companies such as “Honest Loans” are for informational comparison only and do not imply any formal endorsement, partnership, or legal relationship. For questions about specific loan offerings, please contact the respective lender directly using official contact details.

    All trademarks, service marks, and brand names mentioned remain the property of their respective owners.

    Attachment

    The MIL Network –

  • MIL-OSI: Cardano News, Updated Dogecoin Price Prediction & Hype Grows For Remittix, which offers something rare: A real-world solution for Cross-border Payments

    Source: GlobeNewswire (MIL-OSI)

    New York, June 27, 2025 (GLOBE NEWSWIRE) — The crypto market never sleeps—just ask anyone who’s watched Cardano slide while Dogecoin wobbles under bearish pressure. Fresh Cardano news shows ADA leading the downturn alongside XRP, and if current Dogecoin price prediction models hold, DOGE might be in for rougher seas. But here’s the twist: Amid the chaos, Remittix is quietly stealing the spotlight. With global remittances poised to hit $250 trillion by 2027, this project could rewrite the rules for cross-border payments.

    Remittix – The sleeper hit of 2025?

    Let’s be honest—when Cardano stumbles and Dogecoin feels the squeeze, investors start hunting for real utility. Enter Remittix, a PayFi platform that’s not just another crypto project but a potential game-changer for the $183 trillion banking industry. Its presale is buzzing, and for good reason: Imagine converting 100+ cryptos into fiat, then zapping it directly to any bank account. No wonder the crypto-to-fiat market (worth $1.5 billion and climbing at 16-20% yearly) is taking notice.

    What sets Remittix apart? Try flat fees with no surprises, near-instant transfers, and support for 30+ fiat currencies. Add a flawless audit (no red flags here), and suddenly traditional players like Stripe and Wise look sluggish.

    Remittix unpacked: More than hype

    So, what exactly is Remittix? Think of it as the missing link between crypto and your grandma’s bank account. Built on Ethereum, it taps into local payment networks to bridge the gap—fast crypto speed meets everyday fiat convenience. With 100+ cryptos and 30 fiats supported, it’s arguably the most versatile payment tool out there.

    Tokenomics matter, too: only 1.5 billion RTX tokens exist, half up for grabs in the presale. Scarcity + real-world use = a recipe even skeptics might find tempting.

    How Remittix Works (Without the Jargon)

    Here’s the magic: Connect your wallet via Remittix’s dApp, pick your crypto, punch in the recipient’s bank details—done. No waiting days for wires or deciphering fee structures. Traditional transfers? They’re riddled with middlemen; Remittix cuts them out, slashing costs and delays.

    Businesses win big, too. The Pay API lets merchants accept crypto but get paid in fiat. For global commerce, that’s not just convenient—it’s revolutionary.

    Cardano: The Rocky Road Ahead

    Cardano isn’t having its best month. Recent Cardano news highlights ADA’s slump, mirroring XRP’s struggles. Technical charts hint at more pain unless key supports hold. Regulatory clouds and rivals like Ethereum aren’t helping.

    Source: CoinMarketCap

    But there’s a silver lining: Ukraine’s push to add Bitcoin to reserves could lift the entire market, ADA included. Long-term? It hinges on Cardano delivering its roadmap—no small feat.

    Dogecoin: When Memes Meet Reality

    Born as a joke, Dogecoin outgrew its meme roots thanks to Elon Musk and a diehard community. But now? DOGE is down 7%, flirting with a make-or-break $0.175 support. Geopolitics and risk-off moods are hitting meme coins hard, and Dogecoin price prediction models aren’t optimistic.

    Source: CoinCodex

    Sure, bulls dream of $2 DOGE, but today’s charts scream caution. Volatility isn’t going anywhere.

    The Bottom Line

    While Cardano news spells turbulence and Dogecoin wobbles, Remittix offers something rare: A real-world solution with staggering potential. Its presale is a golden ticket to the PayFi revolution—before exchanges send prices soaring. More than $15.7 million raised so far. 420% gains for initial-price investors. Another price rise imminent. Get a 50% token bonus for a limited time! Use promo code SPRINT50 now.

    The takeaway? In a market obsessed with hype, Remittix delivers substance. And that might just be the smartest bet of 2025. Ready to dive in at $0.0781?

    Discover the future of PayFi with Remittix by checking out their presale here:

    Website: https://remittix.io/

    Socials: https://linktr.ee/remittix

    Legal Disclaimer: This media platform provides the content of this article on an “as-is” basis, without any warranties or representations of any kind, express or implied. We assume no responsibility for any inaccuracies, errors, or omissions. We do not assume any responsibility or liability for the accuracy, content, images, videos, licenses, completeness, legality, or reliability of the information presented herein. Any concerns, complaints, or copyright issues related to this article should be directed to the content provider mentioned above.

    The MIL Network –

  • MIL-OSI: Cardano News, Updated Dogecoin Price Prediction & Hype Grows For Remittix, which offers something rare: A real-world solution for Cross-border Payments

    Source: GlobeNewswire (MIL-OSI)

    New York, June 27, 2025 (GLOBE NEWSWIRE) — The crypto market never sleeps—just ask anyone who’s watched Cardano slide while Dogecoin wobbles under bearish pressure. Fresh Cardano news shows ADA leading the downturn alongside XRP, and if current Dogecoin price prediction models hold, DOGE might be in for rougher seas. But here’s the twist: Amid the chaos, Remittix is quietly stealing the spotlight. With global remittances poised to hit $250 trillion by 2027, this project could rewrite the rules for cross-border payments.

    Remittix – The sleeper hit of 2025?

    Let’s be honest—when Cardano stumbles and Dogecoin feels the squeeze, investors start hunting for real utility. Enter Remittix, a PayFi platform that’s not just another crypto project but a potential game-changer for the $183 trillion banking industry. Its presale is buzzing, and for good reason: Imagine converting 100+ cryptos into fiat, then zapping it directly to any bank account. No wonder the crypto-to-fiat market (worth $1.5 billion and climbing at 16-20% yearly) is taking notice.

    What sets Remittix apart? Try flat fees with no surprises, near-instant transfers, and support for 30+ fiat currencies. Add a flawless audit (no red flags here), and suddenly traditional players like Stripe and Wise look sluggish.

    Remittix unpacked: More than hype

    So, what exactly is Remittix? Think of it as the missing link between crypto and your grandma’s bank account. Built on Ethereum, it taps into local payment networks to bridge the gap—fast crypto speed meets everyday fiat convenience. With 100+ cryptos and 30 fiats supported, it’s arguably the most versatile payment tool out there.

    Tokenomics matter, too: only 1.5 billion RTX tokens exist, half up for grabs in the presale. Scarcity + real-world use = a recipe even skeptics might find tempting.

    How Remittix Works (Without the Jargon)

    Here’s the magic: Connect your wallet via Remittix’s dApp, pick your crypto, punch in the recipient’s bank details—done. No waiting days for wires or deciphering fee structures. Traditional transfers? They’re riddled with middlemen; Remittix cuts them out, slashing costs and delays.

    Businesses win big, too. The Pay API lets merchants accept crypto but get paid in fiat. For global commerce, that’s not just convenient—it’s revolutionary.

    Cardano: The Rocky Road Ahead

    Cardano isn’t having its best month. Recent Cardano news highlights ADA’s slump, mirroring XRP’s struggles. Technical charts hint at more pain unless key supports hold. Regulatory clouds and rivals like Ethereum aren’t helping.

    Source: CoinMarketCap

    But there’s a silver lining: Ukraine’s push to add Bitcoin to reserves could lift the entire market, ADA included. Long-term? It hinges on Cardano delivering its roadmap—no small feat.

    Dogecoin: When Memes Meet Reality

    Born as a joke, Dogecoin outgrew its meme roots thanks to Elon Musk and a diehard community. But now? DOGE is down 7%, flirting with a make-or-break $0.175 support. Geopolitics and risk-off moods are hitting meme coins hard, and Dogecoin price prediction models aren’t optimistic.

    Source: CoinCodex

    Sure, bulls dream of $2 DOGE, but today’s charts scream caution. Volatility isn’t going anywhere.

    The Bottom Line

    While Cardano news spells turbulence and Dogecoin wobbles, Remittix offers something rare: A real-world solution with staggering potential. Its presale is a golden ticket to the PayFi revolution—before exchanges send prices soaring. More than $15.7 million raised so far. 420% gains for initial-price investors. Another price rise imminent. Get a 50% token bonus for a limited time! Use promo code SPRINT50 now.

    The takeaway? In a market obsessed with hype, Remittix delivers substance. And that might just be the smartest bet of 2025. Ready to dive in at $0.0781?

    Discover the future of PayFi with Remittix by checking out their presale here:

    Website: https://remittix.io/

    Socials: https://linktr.ee/remittix

    Legal Disclaimer: This media platform provides the content of this article on an “as-is” basis, without any warranties or representations of any kind, express or implied. We assume no responsibility for any inaccuracies, errors, or omissions. We do not assume any responsibility or liability for the accuracy, content, images, videos, licenses, completeness, legality, or reliability of the information presented herein. Any concerns, complaints, or copyright issues related to this article should be directed to the content provider mentioned above.

    The MIL Network –

  • MIL-OSI: Cardano News, Updated Dogecoin Price Prediction & Hype Grows For Remittix, which offers something rare: A real-world solution for Cross-border Payments

    Source: GlobeNewswire (MIL-OSI)

    New York, June 27, 2025 (GLOBE NEWSWIRE) — The crypto market never sleeps—just ask anyone who’s watched Cardano slide while Dogecoin wobbles under bearish pressure. Fresh Cardano news shows ADA leading the downturn alongside XRP, and if current Dogecoin price prediction models hold, DOGE might be in for rougher seas. But here’s the twist: Amid the chaos, Remittix is quietly stealing the spotlight. With global remittances poised to hit $250 trillion by 2027, this project could rewrite the rules for cross-border payments.

    Remittix – The sleeper hit of 2025?

    Let’s be honest—when Cardano stumbles and Dogecoin feels the squeeze, investors start hunting for real utility. Enter Remittix, a PayFi platform that’s not just another crypto project but a potential game-changer for the $183 trillion banking industry. Its presale is buzzing, and for good reason: Imagine converting 100+ cryptos into fiat, then zapping it directly to any bank account. No wonder the crypto-to-fiat market (worth $1.5 billion and climbing at 16-20% yearly) is taking notice.

    What sets Remittix apart? Try flat fees with no surprises, near-instant transfers, and support for 30+ fiat currencies. Add a flawless audit (no red flags here), and suddenly traditional players like Stripe and Wise look sluggish.

    Remittix unpacked: More than hype

    So, what exactly is Remittix? Think of it as the missing link between crypto and your grandma’s bank account. Built on Ethereum, it taps into local payment networks to bridge the gap—fast crypto speed meets everyday fiat convenience. With 100+ cryptos and 30 fiats supported, it’s arguably the most versatile payment tool out there.

    Tokenomics matter, too: only 1.5 billion RTX tokens exist, half up for grabs in the presale. Scarcity + real-world use = a recipe even skeptics might find tempting.

    How Remittix Works (Without the Jargon)

    Here’s the magic: Connect your wallet via Remittix’s dApp, pick your crypto, punch in the recipient’s bank details—done. No waiting days for wires or deciphering fee structures. Traditional transfers? They’re riddled with middlemen; Remittix cuts them out, slashing costs and delays.

    Businesses win big, too. The Pay API lets merchants accept crypto but get paid in fiat. For global commerce, that’s not just convenient—it’s revolutionary.

    Cardano: The Rocky Road Ahead

    Cardano isn’t having its best month. Recent Cardano news highlights ADA’s slump, mirroring XRP’s struggles. Technical charts hint at more pain unless key supports hold. Regulatory clouds and rivals like Ethereum aren’t helping.

    Source: CoinMarketCap

    But there’s a silver lining: Ukraine’s push to add Bitcoin to reserves could lift the entire market, ADA included. Long-term? It hinges on Cardano delivering its roadmap—no small feat.

    Dogecoin: When Memes Meet Reality

    Born as a joke, Dogecoin outgrew its meme roots thanks to Elon Musk and a diehard community. But now? DOGE is down 7%, flirting with a make-or-break $0.175 support. Geopolitics and risk-off moods are hitting meme coins hard, and Dogecoin price prediction models aren’t optimistic.

    Source: CoinCodex

    Sure, bulls dream of $2 DOGE, but today’s charts scream caution. Volatility isn’t going anywhere.

    The Bottom Line

    While Cardano news spells turbulence and Dogecoin wobbles, Remittix offers something rare: A real-world solution with staggering potential. Its presale is a golden ticket to the PayFi revolution—before exchanges send prices soaring. More than $15.7 million raised so far. 420% gains for initial-price investors. Another price rise imminent. Get a 50% token bonus for a limited time! Use promo code SPRINT50 now.

    The takeaway? In a market obsessed with hype, Remittix delivers substance. And that might just be the smartest bet of 2025. Ready to dive in at $0.0781?

    Discover the future of PayFi with Remittix by checking out their presale here:

    Website: https://remittix.io/

    Socials: https://linktr.ee/remittix

    Legal Disclaimer: This media platform provides the content of this article on an “as-is” basis, without any warranties or representations of any kind, express or implied. We assume no responsibility for any inaccuracies, errors, or omissions. We do not assume any responsibility or liability for the accuracy, content, images, videos, licenses, completeness, legality, or reliability of the information presented herein. Any concerns, complaints, or copyright issues related to this article should be directed to the content provider mentioned above.

    The MIL Network –

  • MIL-OSI China: Tokyo stocks rise as concern eases over U.S. tariff

    Source: People’s Republic of China – State Council News

    Tokyo stocks ended higher Friday for a fourth straight day, with the Nikkei closing above the 40,000 line for the first time since January, as concern over hefty U.S. tariffs eased.

    Japan’s benchmark Nikkei stock index, the 225-issue Nikkei Stock Average, ended up 566.21 points, or 1.43 percent, from Thursday at 40,150.79, its highest level since Dec. 27.

    The broader Topix index, meanwhile, finished 35.85 points, or 1.28 percent, higher at 2,840.54.

    The Nikkei index briefly climbed over 600 points after the U.S. administration said Thursday that President Donald Trump could extend a 90-day pause on so-called reciprocal tariffs set to expire July 9, analysts said.

    Investors also welcomed the easing of tensions in the Middle East, as the cease-fire agreed earlier in the week by Israel and Iran appeared to be holding.

    MIL OSI China News –

  • MIL-OSI Europe: Statement by President Meloni on International Day against Drug Abuse

    Source: Government of Italy (English)

    Drugs destroy people’s lives, enslaving them and making them powerless. Addiction doesn’t have the last word, and those who have fallen into it can find hope again. We do not intend to give in to indifference, and will do everything necessary to give dignity and a future back to those who have fallen into the abyss of drug abuse.

    These are some of the key messages we intend to reiterate today, on the International Day against Drug Abuse established by the United Nations.

    This Government has undertaken extraordinary efforts to combat drugs and prevent addiction, accompanying this work with a record financial investment of approximately EUR 165 million, around double what was available in previous years.

    We still have a lot of work to do in order to overcome this challenge but, as Pope Leo XIV highlighted during today’s audience with Italy’s anti-addiction system, the key word is “together”.

    Together with communities, third sector entities, scientific organisations, doctors, healthcare professionals, public addiction services, regional and local authorities. Together with all those who pursue the common good, and care about the dignity of each and every person. This has been the spirit behind the Government’s work ever since it took office, and it will continue to drive its efforts. 

    [Courtesy translation]

    MIL OSI Europe News –

  • MIL-OSI: SB Financial Group, Inc. Announces Schedule for Second Quarter 2025 Results

    Source: GlobeNewswire (MIL-OSI)

    DEFIANCE, Ohio, June 27, 2025 (GLOBE NEWSWIRE) — SB Financial Group, Inc. (NASDAQ: SBFG), a diversified financial services company providing full-service community banking, mortgage banking, wealth management, private client and title insurance services, expects to release its second quarter 2025 financial results on Thursday, July 24, 2025, after the close of the market. The company will hold a related conference call and webcast on Friday, July 25, 2025, at 11:00 a.m. EDT.

    Interested parties may access the conference call by dialing 888-338-9469 and requesting the “SB Financial Group Conference Call.” The conference call will also be webcast live at ir.yourstatebank.com. An audio replay of the call will be available on the SB Financial Group website.

    About SB Financial Group
    Headquartered in Defiance, Ohio, SB Financial is a diversified financial services holding company for the State Bank & Trust Company (State Bank) and SBFG Title, LLC dba Peak Title (Peak Title). State Bank provides a full range of financial services for consumers and small businesses, including wealth management, private client services, mortgage banking and commercial and agricultural lending, operating through a total of 26 offices: 24 in ten Ohio counties and two in Northeast, Indiana, and 26 ATMs. State Bank has six loan production offices located throughout the Tri-State region of Ohio, Indiana and Michigan. Peak Title provides title insurance and title opinions throughout the Tri-State and Kentucky. SB Financial’s common stock is listed on the NASDAQ Capital Market with the ticker symbol “SBFG”.

    Investor Contact Information:

    Mark A. Klein
    Chairman, President and Chief Executive Officer
    419-783-8920

    Anthony V. Cosentino
    Executive Vice President and Chief Financial Officer
    419-785-3663

    The MIL Network –

  • MIL-OSI: SB Financial Group, Inc. Announces Schedule for Second Quarter 2025 Results

    Source: GlobeNewswire (MIL-OSI)

    DEFIANCE, Ohio, June 27, 2025 (GLOBE NEWSWIRE) — SB Financial Group, Inc. (NASDAQ: SBFG), a diversified financial services company providing full-service community banking, mortgage banking, wealth management, private client and title insurance services, expects to release its second quarter 2025 financial results on Thursday, July 24, 2025, after the close of the market. The company will hold a related conference call and webcast on Friday, July 25, 2025, at 11:00 a.m. EDT.

    Interested parties may access the conference call by dialing 888-338-9469 and requesting the “SB Financial Group Conference Call.” The conference call will also be webcast live at ir.yourstatebank.com. An audio replay of the call will be available on the SB Financial Group website.

    About SB Financial Group
    Headquartered in Defiance, Ohio, SB Financial is a diversified financial services holding company for the State Bank & Trust Company (State Bank) and SBFG Title, LLC dba Peak Title (Peak Title). State Bank provides a full range of financial services for consumers and small businesses, including wealth management, private client services, mortgage banking and commercial and agricultural lending, operating through a total of 26 offices: 24 in ten Ohio counties and two in Northeast, Indiana, and 26 ATMs. State Bank has six loan production offices located throughout the Tri-State region of Ohio, Indiana and Michigan. Peak Title provides title insurance and title opinions throughout the Tri-State and Kentucky. SB Financial’s common stock is listed on the NASDAQ Capital Market with the ticker symbol “SBFG”.

    Investor Contact Information:

    Mark A. Klein
    Chairman, President and Chief Executive Officer
    419-783-8920

    Anthony V. Cosentino
    Executive Vice President and Chief Financial Officer
    419-785-3663

    The MIL Network –

  • MIL-OSI: BAY Miner expands BTC, SOL, and XRP cloud mining services to help users flexibly participate in the digital asset market

    Source: GlobeNewswire (MIL-OSI)

    Jersey City, New Jersey, June 27, 2025 (GLOBE NEWSWIRE) — As major cryptocurrencies like Bitcoin (BTC), Solana (SOL), and XRP consolidate and experience price fluctuations, a growing number of New Jersey investors are turning to smart contract-based cloud mining platforms seeking low-cost, low-barrier-to-entry methods of participating in the digital asset market. BAY Miner recently announced a major platform upgrade, adding support for multiple major cryptocurrencies and introducing an AI-powered computing power allocation system to improve overall mining efficiency and user experience.

    Amid market shifts, crypto investors are focusing on stable, long-term participation through accessible mining solutions.

    According to data from Cointelegraph and MarketWatch, Bitcoin is currently fluctuating between $106,000 and $112,000. Ethereum (ETH) and Solana are also in a consolidation trend. Against the backdrop of increasing volatility in the stock and real estate markets, cloud mining is becoming a new trend that cryptocurrency investors are paying attention to due to its advantages such as “no equipment, visible daily income, and intelligent automation”.

    BAY Miner Cloud Mining Highlights

    BAY Miner provides a pure cloud-based smart mining service. Users do not need to purchase mining machines or deploy any complex equipment. They can participate using their mobile phones or computers. This upgrade includes:

    – Full support for mainstream crypto assets such as BTC, ETH, SOL, XRP, DOGE, LTC, etc.

    – Introducing AI computing power scheduling system to intelligently optimize output efficiency

    – A variety of flexible contract cycles to meet trial and long-term configuration needs

    – Real-time revenue tracking and contract management on mobile terminals.

    How to Join BAY Miner

    Joining BAY Miner is very easy and suitable for both new and experienced crypto asset participants:

    1. Visit the official website or download the app

    Visit www.bayminer.com or download the official BAY Miner mobile app (supports Android and iOS).

    1. Register an account

    Use your email address to register and set a secure password. After successful registration, users will receive a $15 registration experience bonus.

    1. Select supported cryptocurrencies

    Users can choose mainstream crypto assets such as Bitcoin (BTC), Solana (SOL), XRP, Ethereum (ETH), Litecoin (LTC), Dogecoin (DOGE), etc.

    1. Select cloud mining contracts

    Choose a suitable flexible contract according to the required cycle and strategy, and you can participate in cloud mining without purchasing equipment.

    1. Top up through supported payment methods

    Use supported cryptocurrencies to top up your account, without purchasing mining machines, lowering the threshold for participation..

    1. Start cloud mining and track progress in real time

    After the contract takes effect, users can view the mining progress and participation status in real time through the web or mobile terminal, and the information is transparent and clear.
    The table below shows the potential income you can achieve
    BTC [New User Experience Contract]: Investment amount: $100, potential total net profit: $100 + $10
    BTC [Core Contract Plan]: Investment amount: $600, potential total net profit: $600 + $43.2
    BTC [Electricity Contract Plan]: Investment amount: $8,000, potential total net profit: $8,000 + $4340
    BTC[Electricity Contract Plan]: Investment Amount: $30,000, Potential Total Net Profit: $30,000 + $23,220
    Note: Profit estimates depend on network conditions and market volatility.

    Click here for full contract details

    “Our goal is to make crypto mining simple and accessible,” said a BAY Miner spokesperson. “Users can mine BTC, SOL, and XRP without hardware, using flexible cloud-based options anytime.”

    Customized solutions for individual and institutional users

    BAY Miner is particularly suitable for high-income individuals with limited free time, small and medium-sized business owners, and financial professionals who have digital asset allocation needs. The platform provides a “trial contract” model to help users familiarize themselves with the platform with a low threshold and gradually expand their participation.

    Future-oriented digital asset participation methods

    BAY Miner’s pure cloud architecture eliminates the technical barriers and equipment costs of building your own mining system. With the expansion of North American server layout and the improvement of system stability, BAY Miner is committed to providing a safe, intelligent and efficient cloud mining experience for investors in America and around the world.

    Conclusion

    BAY Miner is committed to simplifying the cloud cryptocurrency mining experience and providing users with a safe, device-free way to participate in the digital asset market. New users can get a $15 registration bonus when they register. Crypto enthusiasts are welcome to participate in smart cloud mining of mainstream crypto assets such as BTC, SOL, XRP, etc. through BAY Miner anytime, anywhere.

    Media Contact:
    BAY Miner
    info@bayminer.com
    www.bayminer.com

    Click to download the mobile app: https://bayminer.com/app/download

    Disclaimer: The information provided in this press release does not constitute an investment solicitation, nor does it constitute investment advice, financial advice, or trading recommendations. Cryptocurrency mining and staking involve risks and the possibility of losing funds. You are strongly advised to perform due diligence before investing or trading in cryptocurrencies and securities, including consulting a professional financial advisor.

    Attachment

    The MIL Network –

  • MIL-OSI: BAY Miner expands BTC, SOL, and XRP cloud mining services to help users flexibly participate in the digital asset market

    Source: GlobeNewswire (MIL-OSI)

    Jersey City, New Jersey, June 27, 2025 (GLOBE NEWSWIRE) — As major cryptocurrencies like Bitcoin (BTC), Solana (SOL), and XRP consolidate and experience price fluctuations, a growing number of New Jersey investors are turning to smart contract-based cloud mining platforms seeking low-cost, low-barrier-to-entry methods of participating in the digital asset market. BAY Miner recently announced a major platform upgrade, adding support for multiple major cryptocurrencies and introducing an AI-powered computing power allocation system to improve overall mining efficiency and user experience.

    Amid market shifts, crypto investors are focusing on stable, long-term participation through accessible mining solutions.

    According to data from Cointelegraph and MarketWatch, Bitcoin is currently fluctuating between $106,000 and $112,000. Ethereum (ETH) and Solana are also in a consolidation trend. Against the backdrop of increasing volatility in the stock and real estate markets, cloud mining is becoming a new trend that cryptocurrency investors are paying attention to due to its advantages such as “no equipment, visible daily income, and intelligent automation”.

    BAY Miner Cloud Mining Highlights

    BAY Miner provides a pure cloud-based smart mining service. Users do not need to purchase mining machines or deploy any complex equipment. They can participate using their mobile phones or computers. This upgrade includes:

    – Full support for mainstream crypto assets such as BTC, ETH, SOL, XRP, DOGE, LTC, etc.

    – Introducing AI computing power scheduling system to intelligently optimize output efficiency

    – A variety of flexible contract cycles to meet trial and long-term configuration needs

    – Real-time revenue tracking and contract management on mobile terminals.

    How to Join BAY Miner

    Joining BAY Miner is very easy and suitable for both new and experienced crypto asset participants:

    1. Visit the official website or download the app

    Visit www.bayminer.com or download the official BAY Miner mobile app (supports Android and iOS).

    1. Register an account

    Use your email address to register and set a secure password. After successful registration, users will receive a $15 registration experience bonus.

    1. Select supported cryptocurrencies

    Users can choose mainstream crypto assets such as Bitcoin (BTC), Solana (SOL), XRP, Ethereum (ETH), Litecoin (LTC), Dogecoin (DOGE), etc.

    1. Select cloud mining contracts

    Choose a suitable flexible contract according to the required cycle and strategy, and you can participate in cloud mining without purchasing equipment.

    1. Top up through supported payment methods

    Use supported cryptocurrencies to top up your account, without purchasing mining machines, lowering the threshold for participation..

    1. Start cloud mining and track progress in real time

    After the contract takes effect, users can view the mining progress and participation status in real time through the web or mobile terminal, and the information is transparent and clear.
    The table below shows the potential income you can achieve
    BTC [New User Experience Contract]: Investment amount: $100, potential total net profit: $100 + $10
    BTC [Core Contract Plan]: Investment amount: $600, potential total net profit: $600 + $43.2
    BTC [Electricity Contract Plan]: Investment amount: $8,000, potential total net profit: $8,000 + $4340
    BTC[Electricity Contract Plan]: Investment Amount: $30,000, Potential Total Net Profit: $30,000 + $23,220
    Note: Profit estimates depend on network conditions and market volatility.

    Click here for full contract details

    “Our goal is to make crypto mining simple and accessible,” said a BAY Miner spokesperson. “Users can mine BTC, SOL, and XRP without hardware, using flexible cloud-based options anytime.”

    Customized solutions for individual and institutional users

    BAY Miner is particularly suitable for high-income individuals with limited free time, small and medium-sized business owners, and financial professionals who have digital asset allocation needs. The platform provides a “trial contract” model to help users familiarize themselves with the platform with a low threshold and gradually expand their participation.

    Future-oriented digital asset participation methods

    BAY Miner’s pure cloud architecture eliminates the technical barriers and equipment costs of building your own mining system. With the expansion of North American server layout and the improvement of system stability, BAY Miner is committed to providing a safe, intelligent and efficient cloud mining experience for investors in America and around the world.

    Conclusion

    BAY Miner is committed to simplifying the cloud cryptocurrency mining experience and providing users with a safe, device-free way to participate in the digital asset market. New users can get a $15 registration bonus when they register. Crypto enthusiasts are welcome to participate in smart cloud mining of mainstream crypto assets such as BTC, SOL, XRP, etc. through BAY Miner anytime, anywhere.

    Media Contact:
    BAY Miner
    info@bayminer.com
    www.bayminer.com

    Click to download the mobile app: https://bayminer.com/app/download

    Disclaimer: The information provided in this press release does not constitute an investment solicitation, nor does it constitute investment advice, financial advice, or trading recommendations. Cryptocurrency mining and staking involve risks and the possibility of losing funds. You are strongly advised to perform due diligence before investing or trading in cryptocurrencies and securities, including consulting a professional financial advisor.

    Attachment

    The MIL Network –

  • MIL-OSI: US Bad Credit and Loan with Guaranteed Approval Announced as Key Feature in Honest Loans with Instant Loan for up to $5,000 in 2025

    Source: GlobeNewswire (MIL-OSI)

    New York City, NY, June 27, 2025 (GLOBE NEWSWIRE) — Facing a financial emergency with bad credit can be overwhelming—but there’s good news. We’ve rounded up the ideal U.S. payday loan providers offering guaranteed approval for loans up to $5,000, even if your credit history is less than perfect.

    These lenders don’t require a credit check, making their services accessible to virtually anyone—whether you’re unemployed, have poor credit, or no credit history at all.

    Designed to bridge the gap between urgent expenses and limited funds, these loans provide a fast, reliable way to get the help you need when it matters most.

    Ideal Pick: Bad Credit Personal Loans with Guaranteed Approval up to $5,000

    Honest Loans – Flexible Personal Loan Lenders

    Press the link above to learn more about the ideal lender that fits your personal loan needs, offering guaranteed approval. In most cases, loan approval is granted within 1–2 hours after completing the application.

    Want to explore more options before deciding? Keep reading for a detailed comparison:

    Honest Loans: Known for their flexibility in offering personal loans tailored to various financial situations.

    If you’re facing a financial crunch and need quick access to funds, Honest Loans is a reliable option worth considering. With loan amounts of up to $5,000, Honest Loans offers a fast and flexible solution—even if you have a bad credit history.

    Why Honest Loans stands out for personal loan needs:

    • Secure and user-friendly website
    • Fast approval decisions
    • Quick funding—often within hours
    • No need for in-person visits or waiting in lines
    • Simple and hassle-free application process

    Thanks to its intuitive platform and commitment to speed, Honest Loans is a ideal choice for bad credit personal loans, offering guaranteed approvals up to $5,000 at competitive rates.

    Apply for Payday Loans with No Credit Check – Get Approved in 1 Hour

    What Is a Payday Loan?

    A payday loan is a short-term borrowing solution designed to provide quick access to cash when you need it most. Typically ranging from a few hundred to a few thousand dollars, payday loans are intended to be repaid by your next paycheck—hence the name.

    This type of loan is particularly helpful for individuals who may not qualify for traditional credit options, such as bank loans, due to poor credit history, low income, or unemployment. The application process is straightforward and usually requires proof of income, a valid ID, and an active bank account, among other basic requirements.

    How Do Payday Loans Work?

    Payday loans operate similarly to standard loan services but with significantly less complexity. You start by submitting an online application. If your information meets the eligibility criteria, your loan is quickly approved and the funds are deposited directly into your bank account—often within the same day.

    Unlike traditional bank loans, payday loans don’t require extensive paperwork or in-person visits. The entire process—from application to approval and disbursement—is fully digital and often automated, making it fast and hassle-free.

    Once your loan is approved, you’ll receive the full terms of the agreement. You can then check the repayment conditions and decide whether to accept or decline the offer based on your financial situation.

    Qualifications for Payday Personal Loans

    Just like conventional loans, payday personal loans have specific qualifications that borrowers must meet. These typically include:

    • Being a U.S. citizen or permanent resident
    • Being at least 18 years old
    • Having a verifiable source of income
    • Possessing an active bank account
    • Providing a valid phone number or email for communication

    These basic requirements make payday loans highly accessible, contributing to their high approval rates.

    Do Credit Scores Matter for Payday Loans?

    Your credit score reflects your creditworthiness based on your financial history. However, for payday loans, credit scores are usually not a critical factor.

    Most payday lenders perform only a soft credit check, which doesn’t affect your score. These checks are primarily used to verify identity and assess general risk, making the process easier for those with bad or no credit.

    While credit scores may not be required, your payday loan activity can still impact your credit. Repaying your loan on time can help improve your credit history. In fact, payday loans can serve as a starting point for building a credit profile if you have none.

    How Payday Loans Differ from Conventional Loans

    Payday loans differ from traditional loans in several important ways:

    • Loan Amounts: Payday loans are typically for smaller sums—often a few hundred to a few thousand dollars—whereas conventional loans can range into the tens or hundreds of thousands.
    • Repayment Terms: Payday loans are usually due on your next payday, making them short-term. Conventional loans, by contrast, offer longer repayment periods ranging from several months to many years.
    • Interest Rates: Payday loans have significantly higher interest rates and fees due to their short-term nature and higher lending risk. Conventional loans tend to have much lower rates, especially for borrowers with good credit.
    • Credit Checks: While payday lenders often skip hard credit checks, traditional lenders require thorough checks and sometimes collateral, especially for larger amounts.
    • Approval Time: Payday loans are typically approved and funded within a few hours, making them ideal for urgent needs. Traditional loans can take days or weeks to process.
    • Eligibility Requirements: Payday loans are designed to accommodate individuals with poor credit, limited income, or no credit history. Traditional loans are generally reserved for those with stronger financial profiles.
    • Use of Funds: Payday loans are mostly used to cover emergency expenses or unexpected bills. Conventional loans are used for significant financial commitments, like purchasing a car, home, or paying for education.

    Find 1-Hour Payday Loans with No Credit Check Today

    Regulation of Payday Loans

    Due to concerns about high interest rates and borrower risk, payday loans are subject to strict regulations in many states. Some states limit the maximum loan amount, fees, or the number of loans a borrower can take at once. Others have banned payday loans entirely.

    It’s important to check your state’s specific laws before applying to ensure eligibility and understand the terms.

    Pros and Cons of Payday Loans

    ✅ Benefits:

    • Fast Approval: Loans are often approved and funded on the same day.
    • No Credit Check Required: Ideal for individuals with bad credit or no credit history.
    • Flexible Eligibility: Basic requirements make them accessible to most borrowers.
    • Small Loan Amounts: Great for covering short-term, urgent expenses.
    • Convenience: Entire process can be completed online without visiting a physical location.

    ❌ Drawbacks:

    • Risk of Debt Cycle: Short repayment terms and high fees can lead to repeated borrowing.
    • High Interest Rates: Often significantly higher than conventional loans, with APRs ranging from 300% to 400% or more.

    FAQs

    What happens if I default on a payday loan?

    If you fail to repay a payday loan on time, you may incur late fees, increased interest charges, and potentially damage your credit score. This can negatively affect your credit history, making it harder to borrow from other lenders in the future. In some cases, lenders may attempt to recover the loan through alternative collection methods, including direct withdrawals or third-party debt collection services.

    Can I get a payday loan with bad credit?

    Yes, many payday lenders approve loans for borrowers with poor or no credit history. Most do not require a traditional credit check, meaning your credit score may not significantly impact your eligibility. Approval is often based on your income and ability to repay rather than your credit profile.

    How fast can I receive a payday loan?

    Payday loans are designed for speed and convenience. Most lenders offer same-day or next-day funding, especially for online applications. After submitting your application, you can receive a decision within minutes or a few hours. If approved, the funds are typically deposited into your bank account the same day or by the next business day.

    Contact Information

    Company Name: Honest Loans
    Email: support@onlineloannetwork.com
    Phone: 888-718-9134
    Mailing Address: Springates Building, Lower Government Road, Charlestown, Saint Kitts and Nevis

    Disclaimer & Affiliate Disclosure

    This content is provided for informational and commercial purposes only and should not be interpreted as financial, legal, or professional advice. It does not constitute an endorsement of any specific lender or financial product.

    While we strive to ensure the accuracy, relevance, and timeliness of the information shared, we cannot guarantee its completeness or reliability. We strongly encourage readers to conduct their own due diligence and seek personalized guidance from licensed financial advisors, legal professionals, or other qualified experts before making financial decisions.

    Please be advised:

    • Loan products and services referenced may not be suitable for all individuals.
    • Terms, conditions, and eligibility requirements vary by lender, state regulations, and applicant profile.
    • Loan approval is not guaranteed and may depend on several factors, including but not limited to income, creditworthiness, residency status, and identity verification.

    This article may include affiliate links. If you press on one of these links and choose to apply for or purchase a product or service, we may receive a commission at no additional cost to you. This compensation does not influence the content’s integrity, and all opinions expressed remain unbiased and general in nature.

    By using or relying on this content, you agree that the publisher, authors, affiliates, and third-party partners shall not be held liable for any inaccuracies, omissions, or financial consequences arising from your use of the information presented. This includes—but is not limited to—loan denials, contractual disputes, or outcomes related to lender agreements.

    Mentions of companies such as “Honest Loans” are for comparison and informational purposes only and do not imply any legal partnership, endorsement, or affiliation. For questions related to specific loan products, please contact the lender directly using official channels.

    All brand names, trademarks, and service marks remain the intellectual property of their respective owners.

    Attachment

    The MIL Network –

  • MIL-OSI: SUNation Energy Terminates Series A Warrants Removing Potential Dilution of 652,174 Shares

    Source: GlobeNewswire (MIL-OSI)

    RONKONKOMA, N.Y., June 27, 2025 (GLOBE NEWSWIRE) — SUNation Energy, Inc. (Nasdaq: SUNE) (“the Company”), a leading provider of sustainable solar energy and backup power solutions for households, businesses, and municipalities, today announced that it has terminated all of the outstanding Series A Common Stock Purchase Warrants (“Series A Warrants”) issued in connection with a previously announced Registered Direct Offering of February 27, 2025. Pursuant to agreements with the holders of the Series A Warrants dated June 26, 2025, the Series A Warrants were terminated in exchange for a one-time termination payment of approximately $267,392.  

    “The transaction eliminates the overhang created by the Series A Warrants by ensuring that up to 652,174 shares of stock underlying those warrants will no longer be able to enter the market,” said Scott Maskin, Chief Executive Officer. “In addition to removing a significant source of potential dilution, we have streamlined our capital structure and enhanced our financial flexibility. We appreciate the support of our Series A Warrant holders during this process.”

    For additional details related to the termination of the Series A Warrants, please refer to the Company’s Form 8-K filed with the SEC on June 26, 2025.

    About SUNation Energy, Inc.

    SUNation Energy, Inc. is focused on growing leading local and regional solar, storage, and energy services companies nationwide. Our vision is to power the energy transition through grass-roots growth of solar electricity paired with battery storage. Our portfolio of brands (SUNation, Hawaii Energy Connection, E-Gear) provide homeowners and businesses of all sizes with an end-to-end product offering spanning solar, battery storage, and grid services. SUNation Energy, Inc.’s largest markets include New York, Florida, and Hawaii, and the company operates in three (3) states.

    Forward Looking Statements 

    Our prospects here at SUNation Energy Inc. are subject to uncertainties and risks. This news release contains forward-looking statements within the meaning of the Private Securities Litigation Reform Act of 1995, Section 27A of the Securities Act of 1933 and Section 21E of the Securities Act of 1934. The Company intends that such forward-looking statements be subject to the safe harbor provided by the foregoing Sections. These forward-looking statements are based largely on the expectations or forecasts of future events, can be affected by inaccurate assumptions, and are subject to various business risks and known and unknown uncertainties, a number of which are beyond the control of management. Therefore, actual results could differ materially from the forward-looking statements contained in this presentation. The Company cannot predict or determine after the fact what factors would cause actual results to differ materially from those indicated by the forward-looking statements or other statements. The reader should consider statements that include the words “believes”, “expects”, “anticipates”, “intends”, “estimates”, “plans”, “projects”, “should”, or other expressions that are predictions of or indicate future events or trends, to be uncertain and forward-looking. We caution readers not to place undue reliance upon any such forward-looking statements. The Company does not undertake to publicly update or revise forward-looking statements, whether because of new information, future events or otherwise. Additional information respecting factors that could materially affect the Company and its operations are contained in the Company’s filings with the SEC which can be found on the SEC’s website at www.sec.gov.

    The MIL Network –

  • MIL-OSI Economics: ICC and World Bank Group join forces to empower SMEs in emerging markets

    Source: International Chamber of Commerce

    Headline: ICC and World Bank Group join forces to empower SMEs in emerging markets

    Formalised today at ICC Global Headquarters in Paris, the non-binding partnership sets out key areas to enable SMEs by harnessing ICC’s global network of over 45 million companies and chambers and the development expertise and reach of the World Bank Group institutions – including the International Bank for Reconstruction and Development (IBRD), the International Development Association (IDA), the International Finance Corporation (IFC) and the International Centre for Settlement of Investment Disputes (ICSID). 

    World Bank Group President Ajay Banga said:

    “Over the past year, we’ve put jobs at the centre of our global mission to end poverty. Small and medium enterprises account for nearly three quarters of employment in emerging markets. This partnership will help drive the creation of jobs by combining the power of ICC’s 45 million SMEs in 170 countries with the World Bank Group’s global knowledge, financial capacity, and public and private sector networks.” 

    ICC Secretary General John W.H. Denton AO said: 

    “ICC is uniquely positioned not only to identify the systemic barriers facing SMEs around the world, but also to deliver ways to remove them. Today we are marking a bold step forward in equipping SMEs to meet today’s economic challenges by converting the combined expertise and networks of ICC and World Bank Group into impact at scale.”

    An estimated 1.2 billion young people are expected to enter the workforce in emerging markets and developing economies in coming years, yet projections suggest that only just over 400 million jobs will be created. Strengthening SMEs is vital given that they represent 95% of all firms and account for 70% of employment in these economies.

    The ICC-World Bank Group agreement underscores a mutual commitment to promoting inclusive economic opportunity, enhancing the resilience of small businesses and accelerating progress toward the Sustainable Development Goals (SDGs). Initial activities will focus on trade facilitation, upskilling, digitalisation and improved access to finance with a group of pilot countries – Argentina, Bangladesh, Colombia, Indonesia, Kenya and Nigeria.

    MIL OSI Economics –

  • MIL-OSI Analysis: Natural disasters don’t disappear when the storm ends or the earthquake stops – they evolve

    Source: The Conversation – USA – By Brian J. Yanites, Associate Professor of Earth and Atmospheric Science. Professor of Surficial and Sedimentary Geology, Indiana University

    The Carter Lodge hangs precariously over the flood-scoured bank of the Broad River in Chimney Rock Village, N.C., on May 13, 2025, eight months after Hurricane Helene. AP Photo/Allen G. Breed

    Hurricane Helene lasted only a few days in September 2024, but it altered the landscape of the Southeastern U.S. in profound ways that will affect the hazards local residents face far into the future.

    Mudslides buried roads and reshaped river channels. Uprooted trees left soil on hillslopes exposed to the elements. Sediment that washed into rivers changed how water flows through the landscape, leaving some areas more prone to flooding and erosion.

    Helene was a powerful reminder that natural hazards don’t disappear when the skies clear – they evolve.

    These transformations are part of what scientists call cascading hazards. They occur when one natural event alters the landscape in ways that lead to future hazards. A landslide triggered by a storm might clog a river, leading to downstream flooding months or years later. A wildfire can alter the soil and vegetation, setting the stage for debris flows with the next rainstorm.

    Satellite images before (top) and after Hurricane Helene (bottom) show how the storm altered landscape near Pensacola, N.C., in the Blue Ridge Mountains.
    Google Earth, CC BY

    I study these disasters as a geomorphologist. In a new paper in the journal Science, I and a team of scientists from 18 universities and the U.S. Geological Survey explain why hazard models – used to help communities prepare for disasters – can’t just rely on the past. Instead, they need to be nimble enough to forecast how hazards evolve in real time.

    The science behind cascading hazards

    Cascading hazards aren’t random. They emerge from physical processes that operate continuously across the landscape – sediment movement, weathering, erosion. Together, the atmosphere, biosphere and the earth are constantly reshaping the conditions that cause natural disasters.

    For instance, earthquakes fracture rock and shake loose soil. Even if landslides don’t occur during the quake itself, the ground may be weakened, leaving it primed for failure during later rainstorms.

    That’s exactly what happened after the 2008 earthquake in Sichuan Province, China, which led to a surge in debris flows long after the initial seismic event.

    A strong aftershock after a 7.8 magnitude earthquake in Sichuan province, China, in May 2008 triggered more landslides in central China.
    AP Photo/Andy Wong

    Earth’s surface retains a “memory” of these events. Sediment disturbed in an earthquake, wildfire or severe storm will move downslope over years or even decades, reshaping the landscape as it goes.

    The 1950 Assam earthquake in India is a striking example: It triggered thousands of landslides. The sediment from these landslides gradually moved through the river system, eventually causing flooding and changing river channels in Bangladesh some 20 years later.

    An intensifying threat in a changing world

    These risks present challenges for everything from emergency planning to home insurance. After repeated wildfire-mudslide combinations in California, some insurers pulled out of the state entirely, citing mounting risks and rising costs among the reasons.

    Cascading hazards are not new, but their impact is intensifying.

    Climate change is increasing the frequency and severity of wildfires, storms and extreme rainfall. At the same time, urban development continues to expand into steep, hazard-prone terrain, exposing more people and infrastructure to evolving risks.

    The rising risk of interconnected climate disasters like these is overwhelming systems built for isolated events.

    Yet climate change is only part of the equation. Earth processes – such as earthquakes and volcanic eruptions – also trigger cascading hazards, often with long-lasting effects.

    Mount St. Helens is a powerful example: More than four decades after its eruption in 1980, the U.S. Army Corps of Engineers continues to manage ash and sediment from the eruption to keep it from filling river channels in ways that could increase the flood risk in downstream communities.

    Rethinking risk and building resilience

    Traditionally, insurance companies and disaster managers have estimated hazard risk by looking at past events.

    But when the landscape has changed, the past may no longer be a reliable guide to the future. To address this, computer models based on the physics of how these events work are needed to help forecast hazard evolution in real time, much like weather models update with new atmospheric data.

    A March 2024 landslide in the Oregon Coast Range wiped out trees in its path.
    Brian Yanites, June 2025
    A drone image of the same March 2024 landslide in the Oregon Coast Range shows where it temporarily dammed the river below.
    Brian Yanites, June 2025

    Thanks to advances in Earth observation technology, such as satellite imagery, drone and lidar, which is similar to radar but uses light, scientists can now track how hillslopes, rivers and vegetation change after disasters. These observations can feed into geomorphic models that simulate how loosened sediment moves and where hazards are likely to emerge next.

    Researchers are already coupling weather forecasts with post-wildfire debris flow models. Other models simulate how sediment pulses travel through river networks.

    Cascading hazards reveal that Earth’s surface is not a passive backdrop, but an active, evolving system. Each event reshapes the stage for the next.

    Understanding these connections is critical for building resilience so communities can withstand future storms, earthquakes and the problems created by debris flows. Better forecasts can inform building codes, guide infrastructure design and improve how risk is priced and managed. They can help communities anticipate long-term threats and adapt before the next disaster strikes.

    Most importantly, they challenge everyone to think beyond the immediate aftermath of a disaster – and to recognize the slow, quiet transformations that build toward the next.

    Brian J. Yanites receives funding from the National Science Foundation.

    – ref. Natural disasters don’t disappear when the storm ends or the earthquake stops – they evolve – https://theconversation.com/natural-disasters-dont-disappear-when-the-storm-ends-or-the-earthquake-stops-they-evolve-259502

    MIL OSI Analysis –

  • MIL-OSI Analysis: Natural disasters don’t disappear when the storm ends or the earthquake stops – they evolve

    Source: The Conversation – USA – By Brian J. Yanites, Associate Professor of Earth and Atmospheric Science. Professor of Surficial and Sedimentary Geology, Indiana University

    The Carter Lodge hangs precariously over the flood-scoured bank of the Broad River in Chimney Rock Village, N.C., on May 13, 2025, eight months after Hurricane Helene. AP Photo/Allen G. Breed

    Hurricane Helene lasted only a few days in September 2024, but it altered the landscape of the Southeastern U.S. in profound ways that will affect the hazards local residents face far into the future.

    Mudslides buried roads and reshaped river channels. Uprooted trees left soil on hillslopes exposed to the elements. Sediment that washed into rivers changed how water flows through the landscape, leaving some areas more prone to flooding and erosion.

    Helene was a powerful reminder that natural hazards don’t disappear when the skies clear – they evolve.

    These transformations are part of what scientists call cascading hazards. They occur when one natural event alters the landscape in ways that lead to future hazards. A landslide triggered by a storm might clog a river, leading to downstream flooding months or years later. A wildfire can alter the soil and vegetation, setting the stage for debris flows with the next rainstorm.

    Satellite images before (top) and after Hurricane Helene (bottom) show how the storm altered landscape near Pensacola, N.C., in the Blue Ridge Mountains.
    Google Earth, CC BY

    I study these disasters as a geomorphologist. In a new paper in the journal Science, I and a team of scientists from 18 universities and the U.S. Geological Survey explain why hazard models – used to help communities prepare for disasters – can’t just rely on the past. Instead, they need to be nimble enough to forecast how hazards evolve in real time.

    The science behind cascading hazards

    Cascading hazards aren’t random. They emerge from physical processes that operate continuously across the landscape – sediment movement, weathering, erosion. Together, the atmosphere, biosphere and the earth are constantly reshaping the conditions that cause natural disasters.

    For instance, earthquakes fracture rock and shake loose soil. Even if landslides don’t occur during the quake itself, the ground may be weakened, leaving it primed for failure during later rainstorms.

    That’s exactly what happened after the 2008 earthquake in Sichuan Province, China, which led to a surge in debris flows long after the initial seismic event.

    A strong aftershock after a 7.8 magnitude earthquake in Sichuan province, China, in May 2008 triggered more landslides in central China.
    AP Photo/Andy Wong

    Earth’s surface retains a “memory” of these events. Sediment disturbed in an earthquake, wildfire or severe storm will move downslope over years or even decades, reshaping the landscape as it goes.

    The 1950 Assam earthquake in India is a striking example: It triggered thousands of landslides. The sediment from these landslides gradually moved through the river system, eventually causing flooding and changing river channels in Bangladesh some 20 years later.

    An intensifying threat in a changing world

    These risks present challenges for everything from emergency planning to home insurance. After repeated wildfire-mudslide combinations in California, some insurers pulled out of the state entirely, citing mounting risks and rising costs among the reasons.

    Cascading hazards are not new, but their impact is intensifying.

    Climate change is increasing the frequency and severity of wildfires, storms and extreme rainfall. At the same time, urban development continues to expand into steep, hazard-prone terrain, exposing more people and infrastructure to evolving risks.

    The rising risk of interconnected climate disasters like these is overwhelming systems built for isolated events.

    Yet climate change is only part of the equation. Earth processes – such as earthquakes and volcanic eruptions – also trigger cascading hazards, often with long-lasting effects.

    Mount St. Helens is a powerful example: More than four decades after its eruption in 1980, the U.S. Army Corps of Engineers continues to manage ash and sediment from the eruption to keep it from filling river channels in ways that could increase the flood risk in downstream communities.

    Rethinking risk and building resilience

    Traditionally, insurance companies and disaster managers have estimated hazard risk by looking at past events.

    But when the landscape has changed, the past may no longer be a reliable guide to the future. To address this, computer models based on the physics of how these events work are needed to help forecast hazard evolution in real time, much like weather models update with new atmospheric data.

    A March 2024 landslide in the Oregon Coast Range wiped out trees in its path.
    Brian Yanites, June 2025
    A drone image of the same March 2024 landslide in the Oregon Coast Range shows where it temporarily dammed the river below.
    Brian Yanites, June 2025

    Thanks to advances in Earth observation technology, such as satellite imagery, drone and lidar, which is similar to radar but uses light, scientists can now track how hillslopes, rivers and vegetation change after disasters. These observations can feed into geomorphic models that simulate how loosened sediment moves and where hazards are likely to emerge next.

    Researchers are already coupling weather forecasts with post-wildfire debris flow models. Other models simulate how sediment pulses travel through river networks.

    Cascading hazards reveal that Earth’s surface is not a passive backdrop, but an active, evolving system. Each event reshapes the stage for the next.

    Understanding these connections is critical for building resilience so communities can withstand future storms, earthquakes and the problems created by debris flows. Better forecasts can inform building codes, guide infrastructure design and improve how risk is priced and managed. They can help communities anticipate long-term threats and adapt before the next disaster strikes.

    Most importantly, they challenge everyone to think beyond the immediate aftermath of a disaster – and to recognize the slow, quiet transformations that build toward the next.

    Brian J. Yanites receives funding from the National Science Foundation.

    – ref. Natural disasters don’t disappear when the storm ends or the earthquake stops – they evolve – https://theconversation.com/natural-disasters-dont-disappear-when-the-storm-ends-or-the-earthquake-stops-they-evolve-259502

    MIL OSI Analysis –

  • MIL-OSI Analysis: Natural disasters don’t disappear when the storm ends or the earthquake stops – they evolve

    Source: The Conversation – USA – By Brian J. Yanites, Associate Professor of Earth and Atmospheric Science. Professor of Surficial and Sedimentary Geology, Indiana University

    The Carter Lodge hangs precariously over the flood-scoured bank of the Broad River in Chimney Rock Village, N.C., on May 13, 2025, eight months after Hurricane Helene. AP Photo/Allen G. Breed

    Hurricane Helene lasted only a few days in September 2024, but it altered the landscape of the Southeastern U.S. in profound ways that will affect the hazards local residents face far into the future.

    Mudslides buried roads and reshaped river channels. Uprooted trees left soil on hillslopes exposed to the elements. Sediment that washed into rivers changed how water flows through the landscape, leaving some areas more prone to flooding and erosion.

    Helene was a powerful reminder that natural hazards don’t disappear when the skies clear – they evolve.

    These transformations are part of what scientists call cascading hazards. They occur when one natural event alters the landscape in ways that lead to future hazards. A landslide triggered by a storm might clog a river, leading to downstream flooding months or years later. A wildfire can alter the soil and vegetation, setting the stage for debris flows with the next rainstorm.

    Satellite images before (top) and after Hurricane Helene (bottom) show how the storm altered landscape near Pensacola, N.C., in the Blue Ridge Mountains.
    Google Earth, CC BY

    I study these disasters as a geomorphologist. In a new paper in the journal Science, I and a team of scientists from 18 universities and the U.S. Geological Survey explain why hazard models – used to help communities prepare for disasters – can’t just rely on the past. Instead, they need to be nimble enough to forecast how hazards evolve in real time.

    The science behind cascading hazards

    Cascading hazards aren’t random. They emerge from physical processes that operate continuously across the landscape – sediment movement, weathering, erosion. Together, the atmosphere, biosphere and the earth are constantly reshaping the conditions that cause natural disasters.

    For instance, earthquakes fracture rock and shake loose soil. Even if landslides don’t occur during the quake itself, the ground may be weakened, leaving it primed for failure during later rainstorms.

    That’s exactly what happened after the 2008 earthquake in Sichuan Province, China, which led to a surge in debris flows long after the initial seismic event.

    A strong aftershock after a 7.8 magnitude earthquake in Sichuan province, China, in May 2008 triggered more landslides in central China.
    AP Photo/Andy Wong

    Earth’s surface retains a “memory” of these events. Sediment disturbed in an earthquake, wildfire or severe storm will move downslope over years or even decades, reshaping the landscape as it goes.

    The 1950 Assam earthquake in India is a striking example: It triggered thousands of landslides. The sediment from these landslides gradually moved through the river system, eventually causing flooding and changing river channels in Bangladesh some 20 years later.

    An intensifying threat in a changing world

    These risks present challenges for everything from emergency planning to home insurance. After repeated wildfire-mudslide combinations in California, some insurers pulled out of the state entirely, citing mounting risks and rising costs among the reasons.

    Cascading hazards are not new, but their impact is intensifying.

    Climate change is increasing the frequency and severity of wildfires, storms and extreme rainfall. At the same time, urban development continues to expand into steep, hazard-prone terrain, exposing more people and infrastructure to evolving risks.

    The rising risk of interconnected climate disasters like these is overwhelming systems built for isolated events.

    Yet climate change is only part of the equation. Earth processes – such as earthquakes and volcanic eruptions – also trigger cascading hazards, often with long-lasting effects.

    Mount St. Helens is a powerful example: More than four decades after its eruption in 1980, the U.S. Army Corps of Engineers continues to manage ash and sediment from the eruption to keep it from filling river channels in ways that could increase the flood risk in downstream communities.

    Rethinking risk and building resilience

    Traditionally, insurance companies and disaster managers have estimated hazard risk by looking at past events.

    But when the landscape has changed, the past may no longer be a reliable guide to the future. To address this, computer models based on the physics of how these events work are needed to help forecast hazard evolution in real time, much like weather models update with new atmospheric data.

    A March 2024 landslide in the Oregon Coast Range wiped out trees in its path.
    Brian Yanites, June 2025
    A drone image of the same March 2024 landslide in the Oregon Coast Range shows where it temporarily dammed the river below.
    Brian Yanites, June 2025

    Thanks to advances in Earth observation technology, such as satellite imagery, drone and lidar, which is similar to radar but uses light, scientists can now track how hillslopes, rivers and vegetation change after disasters. These observations can feed into geomorphic models that simulate how loosened sediment moves and where hazards are likely to emerge next.

    Researchers are already coupling weather forecasts with post-wildfire debris flow models. Other models simulate how sediment pulses travel through river networks.

    Cascading hazards reveal that Earth’s surface is not a passive backdrop, but an active, evolving system. Each event reshapes the stage for the next.

    Understanding these connections is critical for building resilience so communities can withstand future storms, earthquakes and the problems created by debris flows. Better forecasts can inform building codes, guide infrastructure design and improve how risk is priced and managed. They can help communities anticipate long-term threats and adapt before the next disaster strikes.

    Most importantly, they challenge everyone to think beyond the immediate aftermath of a disaster – and to recognize the slow, quiet transformations that build toward the next.

    Brian J. Yanites receives funding from the National Science Foundation.

    – ref. Natural disasters don’t disappear when the storm ends or the earthquake stops – they evolve – https://theconversation.com/natural-disasters-dont-disappear-when-the-storm-ends-or-the-earthquake-stops-they-evolve-259502

    MIL OSI Analysis –

  • MIL-OSI Analysis: Michelin Guide scrutiny could boost Philly tourism, but will it stifle chefs’ freedom to experiment and innovate?

    Source: The Conversation – USA – By Jonathan Deutsch, Professor of Food and Hospitality Management, Drexel University

    Chef Phila Lorn prepares a bowl of noodle soup at Mawn restaurant in Philadelphia. AP Photo/Matt Rourke

    The Philadelphia restaurant scene is abuzz with the news that the famed Michelin Guide is coming to town.

    As a research chef and educator at Drexel University in Philadelphia, I am following the Michelin developments closely.

    Having eaten in Michelin restaurants in other cities, I am confident that Philly has at least a few star-worthy restaurants. Our innovative dining scene was named one of the top 10 in the U.S. by Food & Wine in 2025.

    Researchers have convincingly shown that Michelin ratings can boost tourism, so Philly gaining some starred restaurants could bring more revenue for the city.

    But as the lead author of the textbook “Culinary Improvisation,” which teaches creativity, I also worry the Michelin scrutiny could make chefs more focused on delivering a consistent experience than continuing along the innovative trajectory that attracts Michelin in the first place.

    Ingredients for culinary innovation

    In “Culinary Improvisation” we discuss three elements needed to foster innovation in the kitchen.

    The first is mastery of culinary technique, both classical and modern. Simply stated, this refers to good cooking.

    The second is access to a diverse range of ingredients and flavors. The more colors the artist has on their palette, the more directions the creation can take.

    And the third, which is key to my concerns, is a collaborative and supportive environment where chefs can take risks and make mistakes. Research shows a close link between risk-taking workplaces and innovation.

    According to the Michelin Guide, stars are awarded to outstanding restaurants based on: “quality of ingredients, mastery of cooking techniques and flavors, the personality of the chef as expressed in the cuisine, value for money, and consistency of the dining experience both across the menu and over time.”

    The criteria do not mention innovation.

    It’s possible the high-stakes lure of a Michelin star, which awards consistent excellence, could lead Philly’s most vibrant and creative chefs and restaurateurs to pull back on the risks that led to the city’s culinary excellence in the first place.

    Local food writers believe Vernick Fish is a top contender for a Michelin star.
    Photo courtesy of Vernick Fish

    The obvious contenders

    Philadelphia’s preeminent restaurant critic Craig LaBan and journalist and former restaurateur Kiki Aranita discussed local contenders for Michelin stars in a recent article in the Philadelphia Inquirer.

    The 19 restaurants LaBan and Aranita discuss as possible star contenders average just over a one-mile walk from the Pennsylvania Convention Center.

    Together they have received 78 James Beard nominations or awards, which are considered the “Oscars” of the food industry. That’s an average of over four per restaurant.

    And when I tried to book a table for two on a Wednesday and Saturday before 9 p.m., about half were already fully booked for dinner two weeks out, in July, which is the slow season for dining in Philadelphia.

    If LaBan’s and Aranita’s predictions are right, Michelin will be an added recognition for restaurants that are already successful and centrally located.

    Black Dragon Takeout fuses Black American cuisine with the aesthetics of classic Chinese American takeout.
    Jeff Fusco/The Conversation, CC BY-SA

    Off the beaten path

    When the Michelin Guide started in France at the turn of the 19th century, it encouraged diners to take the road less traveled to their next gastronomic experience.

    It has since evolved into recommendations for a road well traveled: safe, lauded and already hard-to-get-into restaurants. In Philly these could be restaurants such as Vetri Cucina, Zahav, Vernick Fish, Provenance, Royal Sushi and Izakaya, Ogawa and Friday Saturday Sunday, to name a few on LaBan and Aranita’s list.

    And yet Philadelphia has over 6,000 restaurants spread across 135 square miles of the city. Philadelphia is known as a city of neighborhoods, and these neighborhoods are rich with food diversity and innovation.

    Consider Jacob Trinh’s Vietnamese-tinged seafood tasting menu at Little Fish in Queen Village; Kurt Evans’ gumbo lo mein at Black Dragon Takeout in West Philly; the beef cheek confit with avocado mousse at Temir Satybaldiev’s Ginger in the Northeast; and the West African XO sauce at Honeysuckle, owned by Omar Tate and Cybille St.Aude-Tate, on North Broad Street.

    I hope the Michelin inspectors will venture far beyond the obvious candidates to experience more of what Philadelphia has to offer.

    The Michelin Guide announced it will include Philadelphia and Boston in its next Northeast Cities edition.
    Matthieu Delaty/Hans Lucas/AFP via Getty Images

    Raising the bar

    In the frenzy surrounding the Michelin scrutiny, chef friends have invited me to dine at their restaurants and share my feedback as they refine their menus in anticipation of visits from anonymous Michelin inspectors.

    Restaurateurs have been asking my colleagues and me for talent suggestions to replace well-liked and capable cooks, servers and managers whom owners perceive to be just not Michelin-star level.

    And managers are texting us names of suspected reviewers, triggered by some tell-tale signs – a solo diner with a weeknight tasting menu reservation, no dietary restrictions or special requests, and a conspicuously light internet presence.

    In all, I am excited about Philadelphians being excited about Michelin. Any opportunity to spotlight the city’s restaurant community and tighten its food and service quality raises the bar among local chefs and restaurateurs and makes the experience better for diners. And the prospect of business travelers and culinary tourists enjoying lunches and early-week dinners can help restaurants, their workers and the city earn more revenue.

    But in the din of the press events and hype, let’s not forget that Philadelphians don’t need an outside arbiter to tell us what we already know: Philly is a great place to eat and drink.

    _Read more of our stories about Philadelphia.

    Jonathan Deutsch does not work for, consult, own shares in or receive funding from any company or organization that would benefit from this article, and has disclosed no relevant affiliations beyond their academic appointment.

    – ref. Michelin Guide scrutiny could boost Philly tourism, but will it stifle chefs’ freedom to experiment and innovate? – https://theconversation.com/michelin-guide-scrutiny-could-boost-philly-tourism-but-will-it-stifle-chefs-freedom-to-experiment-and-innovate-256752

    MIL OSI Analysis –

  • MIL-OSI Analysis: Scandinavia has its own dark history of assimilating Indigenous people, and churches played a role – but are apologizing

    Source: The Conversation – USA – By Thomas A. DuBois, Professor of Scandinavian Studies, Folklore, and Religious Studies, University of Wisconsin-Madison

    A church in Kiruna, Sweden, designed by architect Gustaf Wickman to resemble a Sami hut. Apolline Guillerot-Malick/SOPA Images/LightRocket via Getty Images

    In May 2025, Tapio Luoma, archbishop of the Evangelical Lutheran Church of Finland, delivered an apology to the Sámi, the only recognized Indigenous people in the European Union.

    Speaking on behalf of the church to which more than 6 in 10 of the Finnish populace belong, including most Sámi, Luoma acknowledged its role in past activities that stigmatized Sámi language and culture.

    The church “has not respected the rights to self-determination of the Sámi people,” his address began. “Before God and all of you here assembled, we express our regret and ask forgiveness of the Sámi people.”

    Luoma’s words were the latest in a series of apologies through which the former state churches in Scandinavia have sought to reset their relations with the Indigenous population of Sápmi, the natural and cultural area of Sámi people. Today, the region is divided between Finland, Norway, Sweden and Russia.

    As a scholar of Sámi culture, and as a researcher of Nordic folklore and religion, I have studied the difficult, often painful, relations between Sámi and the various Nordic state churches.

    Church’s power

    For thousands of years, the Sámi population lived by hunting, fishing and reindeer husbandry along the northern edges of Scandinavia. The Sámi possessed their own languages and maintained distinctive spiritual traditions and healing practices, drawing on traditional ecological knowledge that they had accrued over countless generations. In times of crisis or uncertainty, for example, communities used ceremonial drums to communicate with the spirit world and divine the future.

    Conflicts emerged by the 13th century, however, as Christian realms expanded north. Christian clerics condemned Sámi spiritual traditions as “heathen devilry.”

    An 18th-century carving of a Sámi shaman with his drum.
    Beskrivelse over Finnmarkens Lapper, deres Tungemaal, Levemaade og forrige Afgudsdyrkelse/O. H. von Lode/Wikimedia Commons

    During the 16th-century Protestant Reformation, Scandinavian rulers shifted from Catholicism to Lutheranism. In addition to tending to the souls of their flocks, ministers were tasked with keeping track of the comings and goings of congregation members, collecting taxes, and administering justice for lesser crimes.

    They aimed to stamp out the spiritual practices that many Sámi continued to practice alongside Christianity. Church authorities arrested, fined and sometimes even executed practitioners, while confiscating sacred drums to be destroyed or sent to distant museums.

    The church’s ritual of confirmation, which marks the passage from adolescence into adulthood, also acquired legal status. Being confirmed required the ability to read and interpret the Bible and Martin Luther’s Catechism, a summary of the Lutheran Church’s beliefs. As the church became part of the state, people who had not received confirmation could not represent themselves in court, own land or even marry.

    Lake Pielpajarvi Wilderness Church, the oldest Sami church still in use, in Inari Municipality, Lapland, Finland.
    VW PICS/Universal Images Group via Getty Images

    And where Luther had called for religious instruction to occur in one’s native language, most Nordic clergy provided catechesis only in the majority language, considering Sámi language and traditions impediments to true conversion.

    Assimilation efforts

    During the late 19th and early 20th centuries, the new “nation states” of Finland, Norway and Sweden emerged on the world stage. In each country, political leaders conflated what the ancient Greeks called the “demos” – members of a political nation – with an “ethnos,” a cultural group. In order to belong to the Finnish, Norwegian and Swedish political nations, political and cultural leaders of these new states asserted that it was necessary to belong to the majority linguistic and cultural community.

    Finland’s 1919 constitution made provision for Swedish, which is still used by about 5% of the population, as a national language alongside Finnish. However, the government accorded no such status to Sámi.

    Both state-run residential boarding schools and schools run by churches included Lutheranism as a subject and strove relentlessly to assimilate Sámi into the majority culture, language and worldview, teaching children to see their culture as backward and shameful. Some church and school authorities cooperated with pseudoscientific racial researchers measuring students’ heads and excavating Sámi graves.

    A ‘nomad school’ for Sami children in Jukkasjarvi, Sweden, 250 miles north of the Arctic Circle, in 1956.
    John Firth/BIPs/Getty Images

    As a result, many students ceased to identify as Sámi and adopted the majority language as their primary mode of communication. Today, only about half the people who identify as Sámi have any facility in Sámi languages, which are considered endangered.

    After World War II, church attendance in all the Nordic countries began to plummet. Where 98% of the Finnish population belonged to the state church in 1900, by 2024 that percentage had dropped to 62%. The bulk of defections consisted of people who registered as having no religious affiliation. Membership in the national church shifted from compulsory to voluntary.

    Yet as anthropologist David Koester shows, some elements of Lutheran tradition remain extremely popular in all the Nordic countries, particularly Confirmation. The ritual remains a key rite of passage for most Sámi today, yet many of them wrestle with whether they should remain faithful to a church that had worked to suppress their community’s language and culture.

    Reconciliation today

    Searching for a path forward, contemporary Sámi artist and Lutheran catechist Lars Levi Sunna began to produce church art that incorporated and celebrated pre-Christian Sámi symbols – some of the very traditions that had been demonized by clergy of the past.

    For example, in a church in the northern Swedish town of Jukkasjärvi, an image of the sun as it appeared on Sámi ceremonial drums now faces the altar, providing a vivid reminder of the spiritual history and past worldview of the church’s Sámi congregation. The symbol now encloses an image of a communion wafer carved of reindeer antler.

    In 2005, Sunna created a traveling art exhibit that portrayed Sámi Christianization as an act of cultural violence. The exhibit, designed for temporary installation in church sanctuaries, aimed to provoke discussion and encourage open dialogue about the past.

    Similarly, in 2008, Norwegian Sámi filmmaker Nils Gaup produced “Kautokeino Rebellion,” a film recounting clergy’s role in suppressing religious activism among followers of a Swedish Sámi minister, Lars Levi Laestadius. The so-called uprising in 1852 led to the imprisonment of several dozen Sámi and the execution of two men – whose skulls were deposited in a research institute and did not receive proper burial until 1997.

    Descended from one of the punished families, Gaup reminded his audience of past injustice shrouded in shame and silence.

    Since church attendance is infrequent in Nordic countries, art and film serve as important vehicles for raising awareness of the church’s past. In November 2021, the archbishop of Sweden, Antje Jackelén, issued a formal apology to the Sámi. Sámi artist and activist Anders Sunna was invited to temporarily redecorate the sanctuary of the Cathedral of Uppsala for the occasion. His decorations included reminders of past Sámi sacrificial traditions that took place both outdoors and around hearth fires. In place of a grand altar, Sunna erected a simple table, surrounded by an octagon of benches where the bishop and members of the Sámi community would sit face to face with a sense of equality and respect.

    As Sámi theologian Tore Johnsen notes, formal apologies are necessary first steps in a process of reconciliation. But only once they are followed by concrete acts of “restoration” can real reconciliation occur.

    When the Finnish archbishop apologized in May 2025, Sámi in attendance at the Turku Cathedral were appreciative, but they were eager to see what actions might follow, according to reporters at the ceremony. The same wait-and-see attitude characterizes Sámi responses to state-run Truth and Reconciliation processes, which occurred in Norway in 2023 and are currently ongoing in Sweden and Finland.

    The process of healing a society injured by colonialism is difficult and slow, requiring extensive discussion – much of it uncomfortable. With Luoma’s words of apology and the arrival of Sámi to listen and witness, an important step in that process occurred.

    Thomas A. DuBois does not work for, consult, own shares in or receive funding from any company or organization that would benefit from this article, and has disclosed no relevant affiliations beyond their academic appointment.

    – ref. Scandinavia has its own dark history of assimilating Indigenous people, and churches played a role – but are apologizing – https://theconversation.com/scandinavia-has-its-own-dark-history-of-assimilating-indigenous-people-and-churches-played-a-role-but-are-apologizing-255827

    MIL OSI Analysis –

  • MIL-OSI Analysis: Jews were barred from Spain’s New World colonies − but that didn’t stop Jewish and converso writers from describing the Americas

    Source: The Conversation – USA – By Flora Cassen, Senior Faculty, Hartman Institute and Associate Professor of History and Jewish Studies, Washington University in St. Louis

    An auto-da-fé − a public punishment for heretics − in San Bartolome Otzolotepec, in present-day Mexico. Museo Nacional de Arte via Wikimedia Commons

    Every few years, a story about Columbus resurfaces: Was the Genoese navigator who claimed the Americas for Spain secretly Jewish, from a Spanish family fleeing the Inquisition?

    This tale became widespread around the late 19th century, when large numbers of Jews came from Russia and Eastern Europe to the United States. For these immigrants, 1492 held double significance: the year of Jews’ expulsion from Spain, as well as Columbus’ voyage of discovery. At a time when many Americans viewed the explorer as a hero, the idea that he might have been one of their own offered Jewish immigrants a link to the beginnings of their new country and the American story of freedom from Old World tyranny.

    The problem with the Columbus-was-a-Jew theory isn’t just that it’s based on flimsy evidence. It also distracts from the far more complex and true story of Spanish Jews in the Americas.

    In the 15th century, the kingdom’s Jews faced a wrenching choice: convert to Christianity or leave the land their families had called home for generations. Portugal’s Jews faced similar persecution. Whether they sought a new place to settle or stayed and hoped to be accepted as members of Christian society, both groups were searching for belonging.

    Jewish religious items at the Museo Metropolitano in Monterrey, Mexico.
    Thelmadatter/Wikimedia Commons, CC BY-SA

    We are scholars of Jewish history and have been working on the first English translations of two texts from the 16th century. “The Book of New India,” by Joseph Ha-Kohen, and the spiritual writings of Luis de Carvajal are two of the earliest Jewish texts about the Americas.

    The story of the New World is not complete without the voices of Jewish communities that engaged with it from the very beginning.

    Double consciousness

    The first Jews in the Americas were, in fact, not Jews but “conversos,” meaning “converts,” and their descendants.

    After a millennium of relatively peaceful and prosperous life on Iberian soil, the Jews of Spain were attacked by a wave of mob violence in the summer of 1391. Afterward, thousands of Jews were forcibly converted.

    Synagogue of El Tránsito, a 14th-century Jewish congregation in Toledo, Spain.
    Selbymay/Wikimedia Commons, CC BY-SA

    While conversos were officially members of the Catholic Church, neighbors looked at them with suspicion. Some of these converts were “crypto-Jews,” who secretly held on to their ancestral faith. Spanish authorities formed the Inquisition to root out anyone the church considered heretics, especially people who had converted from Judaism and Islam.

    In 1492, after conquering the last Muslim stronghold in Spain, monarchs Ferdinand and Isabella gave the remaining Spanish Jews the choice of conversion or exile. Eventually, people who converted from Islam would be expelled as well.

    Among Jews who converted, some sought new lives within the rapidly expanding Spanish empire. As the historian Jonathan Israel wrote, Jews and conversos were both “agents and victims of empire.” Their familiarity with Iberian language and culture, combined with the dispersion of their community, positioned them to participate in the new global economy: trade in sugar, textiles, spices – and the trade in human lives, Atlantic slavery.

    Yet conversos were also far more vulnerable than their compatriots: They could lose it all, even end up burned alive at the stake, because of their beliefs. This double consciousness – being part of the culture, yet apart from it – is what makes conversos vital to understanding the complexities of colonial Latin America.

    By the 17th century, once the Dutch and the English conquered parts of the Americas, Jews would be able to live there. Often, these were families whose ancestors had been expelled from the Iberian peninsula. In the first Spanish and Portuguese colonies, however, Jews were not allowed to openly practice their faith.

    Secret spirituality

    One of these conversos was Luis de Carvajal. His uncle, the similarly named Luis de Carvajal y de la Cueva, was a merchant, slave trader and conquistador. As a reward for his exploits he was named governor of the New Kingdom of León, in the northeast of modern-day Mexico. In 1579 he brought over a large group of relatives to help him settle and administer the rugged territory, which was made up of swamps, deserts and silver mines.

    A statue in Monterrey, Mexico, of Luis Carvajal y de la Cueva.
    Ricardo DelaG/Wikimedia Commons, CC BY-SA

    The uncle was a devout Catholic who attempted to shed his converso past, integrating himself into the landed gentry of Spain’s New World empire. Luis the younger, however, his potential heir, was a passionate crypto-Jew who spent his free time composing prayers to the God of Israel and secretly following the commandments of the Torah.

    When Luis and his family were arrested by the Inquisition in 1595, his book of spiritual writings was discovered and used as evidence of his secret Jewish life. Luis, his mother and sister were burned at the stake, but the small, leather-bound diary survived.

    A 19th-century depiction of the execution of Luis de Carvajal the Younger’s sister.
    ‘El Libro Rojo, 1520-1867’ via Wikimedia Commons

    Luis’ religious thought drew on a wide range of early modern Spanish culture. He used a Latin Bible and drew inspiration from the inwardly focused spirituality of Catholic thinkers such as Fray Luis de Granada, a Dominican theologian. He met with the hermit and mystic Gregorio López. He discovered passages from Maimonides and other rabbis quoted in the works of Catholic theologians whom he read at the famed monastery of Santiago de Tlatelolco, in Mexico City, where he worked as an assistant to the rector.

    His spiritual writings are deeply American: The wide deserts and furious hurricanes of Mexico were the setting of his spiritual awakenings, and his encounters with the people and cultures of the emerging Atlantic world shaped his religious vision. This little book is a unique example of the brilliant, creative culture that developed in the crossing from Old World to New, born out of the exchange and conflict between diverse cultures, languages and faiths.

    A glimpse of Luis de Carvajal’s spiritual writings, photographed in New York City.
    Ronnie Perelis

    More than translation

    Spanish Jews who refused to convert in 1492, meanwhile, had been forced into exile and barred from the kingdom’s colonies.

    The journey of Joseph Ha-Kohen’s family illustrates the hardships. After the expulsion, his parents moved to Avignon, the papal city in southern France, where Joseph was born in 1496. From there, they made their way to Genoa, the Italian merchant city, hoping to establish themselves. But it was not to be. The family was repeatedly expelled, permitted to return, and then expelled again.

    Despite these upheavals, Ha-Kohen became a doctor and a merchant, a leader in the Jewish community – earning the respect of the Christian community, too. Toward the end of his life, he settled in a small mountain town beyond the city’s borders and turned to writing.

    After a book on wars between Christianity and Islam, and another one on the history of the Jews, he began a new project. Ha-Kohen adapted “Historia General de las Indias,” an account of the Americas’ colonization by Spanish historian Francisco López de Gómara, reshaping the text for a Jewish audience.

    A 1733 edition of ‘Divrei Ha-Yamim,’ Ha-Kohen’s book about wars between Christian and Muslim cultures.
    John Carter Brown Library via Wikimedia Commons

    Ha-Kohen’s work was the first Hebrew-language book about the Americas. The text was hundreds of pages long – and he copied his entire manuscript nine times by hand. He had never seen the Americas, but his own life of repeated uprooting may have led him to wonder whether Jews would one day seek refuge there.

    Ha-Kohen wanted his readers to have access to the text’s geographical, botanical and anthropological information, but not to Spain’s triumphalist narrative. So he created an adapted, hybrid translation. The differences between versions reveal the complexities of being a European Jew in the age of exploration.

    Ha-Kohen omitted references to the Americas as Spanish territory and criticized the conquistadors for their brutality toward Indigenous peoples. At times, he compared Native Americans with the ancient Israelites of the Bible, feeling a kinship with them as fellow victims of oppression. Yet at other moments he expressed estrangement and even revulsion at Indigenous customs and described their religious practices as “darkness.”

    Translating these men’s writing is not just a matter of bringing a text from one language into another. It is also a deep reflection on the complex position of Jews and conversos in those years. Their unique vantage point offers a window into the intertwined histories of Europe, the Americas and the in-betweenness that marked the Jewish experience in the early modern world.

    The authors do not work for, consult, own shares in or receive funding from any company or organization that would benefit from this article, and have disclosed no relevant affiliations beyond their academic appointment.

    – ref. Jews were barred from Spain’s New World colonies − but that didn’t stop Jewish and converso writers from describing the Americas – https://theconversation.com/jews-were-barred-from-spains-new-world-colonies-but-that-didnt-stop-jewish-and-converso-writers-from-describing-the-americas-258278

    MIL OSI Analysis –

  • MIL-OSI Analysis: Jews were barred from Spain’s New World colonies − but that didn’t stop Jewish and converso writers from describing the Americas

    Source: The Conversation – USA – By Flora Cassen, Senior Faculty, Hartman Institute and Associate Professor of History and Jewish Studies, Washington University in St. Louis

    An auto-da-fé − a public punishment for heretics − in San Bartolome Otzolotepec, in present-day Mexico. Museo Nacional de Arte via Wikimedia Commons

    Every few years, a story about Columbus resurfaces: Was the Genoese navigator who claimed the Americas for Spain secretly Jewish, from a Spanish family fleeing the Inquisition?

    This tale became widespread around the late 19th century, when large numbers of Jews came from Russia and Eastern Europe to the United States. For these immigrants, 1492 held double significance: the year of Jews’ expulsion from Spain, as well as Columbus’ voyage of discovery. At a time when many Americans viewed the explorer as a hero, the idea that he might have been one of their own offered Jewish immigrants a link to the beginnings of their new country and the American story of freedom from Old World tyranny.

    The problem with the Columbus-was-a-Jew theory isn’t just that it’s based on flimsy evidence. It also distracts from the far more complex and true story of Spanish Jews in the Americas.

    In the 15th century, the kingdom’s Jews faced a wrenching choice: convert to Christianity or leave the land their families had called home for generations. Portugal’s Jews faced similar persecution. Whether they sought a new place to settle or stayed and hoped to be accepted as members of Christian society, both groups were searching for belonging.

    Jewish religious items at the Museo Metropolitano in Monterrey, Mexico.
    Thelmadatter/Wikimedia Commons, CC BY-SA

    We are scholars of Jewish history and have been working on the first English translations of two texts from the 16th century. “The Book of New India,” by Joseph Ha-Kohen, and the spiritual writings of Luis de Carvajal are two of the earliest Jewish texts about the Americas.

    The story of the New World is not complete without the voices of Jewish communities that engaged with it from the very beginning.

    Double consciousness

    The first Jews in the Americas were, in fact, not Jews but “conversos,” meaning “converts,” and their descendants.

    After a millennium of relatively peaceful and prosperous life on Iberian soil, the Jews of Spain were attacked by a wave of mob violence in the summer of 1391. Afterward, thousands of Jews were forcibly converted.

    Synagogue of El Tránsito, a 14th-century Jewish congregation in Toledo, Spain.
    Selbymay/Wikimedia Commons, CC BY-SA

    While conversos were officially members of the Catholic Church, neighbors looked at them with suspicion. Some of these converts were “crypto-Jews,” who secretly held on to their ancestral faith. Spanish authorities formed the Inquisition to root out anyone the church considered heretics, especially people who had converted from Judaism and Islam.

    In 1492, after conquering the last Muslim stronghold in Spain, monarchs Ferdinand and Isabella gave the remaining Spanish Jews the choice of conversion or exile. Eventually, people who converted from Islam would be expelled as well.

    Among Jews who converted, some sought new lives within the rapidly expanding Spanish empire. As the historian Jonathan Israel wrote, Jews and conversos were both “agents and victims of empire.” Their familiarity with Iberian language and culture, combined with the dispersion of their community, positioned them to participate in the new global economy: trade in sugar, textiles, spices – and the trade in human lives, Atlantic slavery.

    Yet conversos were also far more vulnerable than their compatriots: They could lose it all, even end up burned alive at the stake, because of their beliefs. This double consciousness – being part of the culture, yet apart from it – is what makes conversos vital to understanding the complexities of colonial Latin America.

    By the 17th century, once the Dutch and the English conquered parts of the Americas, Jews would be able to live there. Often, these were families whose ancestors had been expelled from the Iberian peninsula. In the first Spanish and Portuguese colonies, however, Jews were not allowed to openly practice their faith.

    Secret spirituality

    One of these conversos was Luis de Carvajal. His uncle, the similarly named Luis de Carvajal y de la Cueva, was a merchant, slave trader and conquistador. As a reward for his exploits he was named governor of the New Kingdom of León, in the northeast of modern-day Mexico. In 1579 he brought over a large group of relatives to help him settle and administer the rugged territory, which was made up of swamps, deserts and silver mines.

    A statue in Monterrey, Mexico, of Luis Carvajal y de la Cueva.
    Ricardo DelaG/Wikimedia Commons, CC BY-SA

    The uncle was a devout Catholic who attempted to shed his converso past, integrating himself into the landed gentry of Spain’s New World empire. Luis the younger, however, his potential heir, was a passionate crypto-Jew who spent his free time composing prayers to the God of Israel and secretly following the commandments of the Torah.

    When Luis and his family were arrested by the Inquisition in 1595, his book of spiritual writings was discovered and used as evidence of his secret Jewish life. Luis, his mother and sister were burned at the stake, but the small, leather-bound diary survived.

    A 19th-century depiction of the execution of Luis de Carvajal the Younger’s sister.
    ‘El Libro Rojo, 1520-1867’ via Wikimedia Commons

    Luis’ religious thought drew on a wide range of early modern Spanish culture. He used a Latin Bible and drew inspiration from the inwardly focused spirituality of Catholic thinkers such as Fray Luis de Granada, a Dominican theologian. He met with the hermit and mystic Gregorio López. He discovered passages from Maimonides and other rabbis quoted in the works of Catholic theologians whom he read at the famed monastery of Santiago de Tlatelolco, in Mexico City, where he worked as an assistant to the rector.

    His spiritual writings are deeply American: The wide deserts and furious hurricanes of Mexico were the setting of his spiritual awakenings, and his encounters with the people and cultures of the emerging Atlantic world shaped his religious vision. This little book is a unique example of the brilliant, creative culture that developed in the crossing from Old World to New, born out of the exchange and conflict between diverse cultures, languages and faiths.

    A glimpse of Luis de Carvajal’s spiritual writings, photographed in New York City.
    Ronnie Perelis

    More than translation

    Spanish Jews who refused to convert in 1492, meanwhile, had been forced into exile and barred from the kingdom’s colonies.

    The journey of Joseph Ha-Kohen’s family illustrates the hardships. After the expulsion, his parents moved to Avignon, the papal city in southern France, where Joseph was born in 1496. From there, they made their way to Genoa, the Italian merchant city, hoping to establish themselves. But it was not to be. The family was repeatedly expelled, permitted to return, and then expelled again.

    Despite these upheavals, Ha-Kohen became a doctor and a merchant, a leader in the Jewish community – earning the respect of the Christian community, too. Toward the end of his life, he settled in a small mountain town beyond the city’s borders and turned to writing.

    After a book on wars between Christianity and Islam, and another one on the history of the Jews, he began a new project. Ha-Kohen adapted “Historia General de las Indias,” an account of the Americas’ colonization by Spanish historian Francisco López de Gómara, reshaping the text for a Jewish audience.

    A 1733 edition of ‘Divrei Ha-Yamim,’ Ha-Kohen’s book about wars between Christian and Muslim cultures.
    John Carter Brown Library via Wikimedia Commons

    Ha-Kohen’s work was the first Hebrew-language book about the Americas. The text was hundreds of pages long – and he copied his entire manuscript nine times by hand. He had never seen the Americas, but his own life of repeated uprooting may have led him to wonder whether Jews would one day seek refuge there.

    Ha-Kohen wanted his readers to have access to the text’s geographical, botanical and anthropological information, but not to Spain’s triumphalist narrative. So he created an adapted, hybrid translation. The differences between versions reveal the complexities of being a European Jew in the age of exploration.

    Ha-Kohen omitted references to the Americas as Spanish territory and criticized the conquistadors for their brutality toward Indigenous peoples. At times, he compared Native Americans with the ancient Israelites of the Bible, feeling a kinship with them as fellow victims of oppression. Yet at other moments he expressed estrangement and even revulsion at Indigenous customs and described their religious practices as “darkness.”

    Translating these men’s writing is not just a matter of bringing a text from one language into another. It is also a deep reflection on the complex position of Jews and conversos in those years. Their unique vantage point offers a window into the intertwined histories of Europe, the Americas and the in-betweenness that marked the Jewish experience in the early modern world.

    The authors do not work for, consult, own shares in or receive funding from any company or organization that would benefit from this article, and have disclosed no relevant affiliations beyond their academic appointment.

    – ref. Jews were barred from Spain’s New World colonies − but that didn’t stop Jewish and converso writers from describing the Americas – https://theconversation.com/jews-were-barred-from-spains-new-world-colonies-but-that-didnt-stop-jewish-and-converso-writers-from-describing-the-americas-258278

    MIL OSI Analysis –

  • MIL-OSI: Amid Market Volatility, Topnotch Crypto Launches Predictive Yield-Switching Contracts to Maximize Returns from Cloud Mining in 2025

    Source: GlobeNewswire (MIL-OSI)

    New York, June 27, 2025 (GLOBE NEWSWIRE) — With the cryptocurrency market facing a period of instability and investor uncertainty, Topnotch Crypto is proud to announce the launch of its new “Adaptive Yield” contracts. These innovative plans leverage proprietary Predictive Yield-Switching Technology to automatically shift between cloud mining and staking protocols, seeking to provide users with stable and optimized returns despite market fluctuations.

    This initiative, powered entirely by geothermal and solar energy, offers a secure and intelligent strategy for both new and experienced participants in the digital asset space.

    A Proactive Strategy for a Shifting Market

    As digital asset valuations see-saw, passive earning strategies face new challenges. Topnotch Crypto’s Adaptive Yield contracts are engineered to address this volatility head-on. The system’s underlying AI analyzes dozens of data points—including network difficulty, transaction fees, and staking reward rates—to dynamically allocate customer funds to the most profitable activity at any given moment, whether it’s mining established coins or staking emerging tokens.

    Highlights of the Adaptive Yield Contracts:

    Predictive Yield-Switching: Proprietary AI technology automatically moves between the most profitable mining and staking opportunities to maximize Annual Percentage Yield (APY).
    Diversified Portfolio: Contracts are not limited to a single cryptocurrency, offering exposure to a blended portfolio of digital assets to mitigate risk.
    Eco-Friendly Operations: All operations are backed by 100% renewable energy sources, ensuring low operational costs and a minimal environmental footprint.
    Flexible Tiers: A range of contract durations and investment levels are available to suit diverse financial goals and risk appetites.

    Contract Details:

    ⦁ New User Experience Contract : Investment amount: $100, total profit: $100 + $8.

    ⦁ Elphapex DG1+ : Investment amount: $500, total profit: $500 + $43.75.

    ⦁ WhatsMiner M30S : Investment amount: $1,100, total profit: $1,100 + $222.75.

    ⦁ Avalon Miner A1666 : Investment amount: $3,000, total profit: $3,000 + $756.

    ⦁ WhatsMiner M63 Hydro : Investment amount: $10,000, total profit: $10,000 + $4,650.

    ⦁ ANTSPACE HK3 ： Investment amount: $30,000, total profit: $30,000 + $22,275.

    ⦁ Canaan Avalon Immersion Box : Investment amount: $100,000, total profit: $100,000 + $90,000.

    Key strategies to achieve explosive returns:

    Reinvestment of profits: Daily profits (e.g. $100,000 contract, $1,800 profit per day) can be invested in other levels of contracts to increase profits.

    Click here for full contract details

    Security, Transparency, and User Experience

    Topnotch Crypto prioritizes the safety of user assets and the clarity of its operations. Key features include:

    Institutional-Grade Security: Utilizes multi-signature cold storage wallets and is fortified by advanced DDoS protection and encryption standards.
    Intuitive Dashboard: A clean, user-friendly interface allows for one-click contract activation, real-time monitoring of earnings, and transparent reporting on all automated switches between mining and staking.
    Effortless Onboarding: Getting started is simple. No hardware or technical expertise is required. Users can register, deposit funds, and activate a contract in minutes.

    How to Participate:

    Visit the official Topnotch Crypto website or download the mobile application.
    Complete the secure registration process.
    Select an Adaptive Yield contract that aligns with your investment strategy.
    Track your earnings and manage your portfolio through the user dashboard.

    Final Thoughts

    Topnotch Crypto’s launch of Adaptive Yield contracts represents a significant step forward in making passive crypto earning more resilient and intelligent. By combining predictive technology with a commitment to sustainability and security, the platform offers a robust solution for navigating the complexities of the current cryptocurrency market.

    About Topnotch Crypto

    Topnotch Crypto is a global leader in providing secure, efficient, and sustainable cryptocurrency earning solutions. By integrating cutting-edge AI with a 100% renewable energy infrastructure, Topnotch Crypto offers a transparent and powerful platform for users to maximize their digital asset returns through both cloud mining and staking.

    More information:

    Official website: https://topnotchcrypto.com

    Email: info@topnotchcrypto.com

    APP download: https://topnotchcrypto.com/xml/index.html#/app

    Disclaimer: The information provided in this press release is not intended as and does not constitute investment advice, financial advice, or trading advice. Cryptocurrency investment, including mining and staking, carries a high level of risk, and you could lose your entire investment. You should conduct your own due diligence and consult with a qualified professional financial advisor before making any investment decisions.

    The MIL Network –