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Category: Business

  • MIL-OSI USA: Luján Announces Legislation to Lower Taxes for Hardworking New Mexicans

    US Senate News:

    Source: US Senator for New Mexico Ben Ray Luján

    Senate Democrats Introduce Tax Breaks for Working Families While GOP Pushes Tax Scam for Nation’s Wealthiest

    Washington, D.C. — U.S. Senator Ben Ray Luján (D-N.M), a member of the Senate Committee on Finance, cosponsored the Tax Cut for Workers Act, legislation to give thousands of New Mexicans a much-needed tax break. The bill would make permanent the American Rescue Plan Act’s expansions of the Earned Income Tax Credit (EITC), continuing one of the largest-ever tax breaks for the middle class.

    The American Rescue Plan Act, which Senator Luján championed into law, made several critical expansions of the EITC, including nearly tripling the maximum EITC benefit for workers without children from roughly $540 to roughly $1,500 and raising the income limit from about $16,000 to $21,000 for single filers and from about $22,000 to $27,000 for married filers. It also made individuals aged 19 to 24 and 65 and older newly eligible for the credit. While the American Rescue Plan’s EITC provisions expired the end of 2021, they had a significant impact, increasing disposable income among America’s working families.

    “As President Trump’s reckless economic agenda continues to increase costs, we must find ways to make life more affordable for hardworking New Mexicans,” said Senator Luján. “That is why I am cosponsoring the Tax Cut for Workers Act to bring a tax break for New Mexicans that need it most. I am committed to lowering costs and will fight so that hardworking New Mexicans – who contribute to our economy – are the beneficiaries of any tax break, not the nation’s wealthiest.”

    The Tax Cut for Workers Act will cut taxes for 111,000 New Mexicans by expanding the Earned Income Tax Credit to workers without children. The bill also extends eligibility for the tax cut to workers under the age of 25 and over the age of 64.

    In addition to Senator Luján, the legislation is co-sponsored by U.S. Senators Catherine Cortez Masto (D-Nev.) Michael Bennet (D-Colo.), Angela Alsobrooks (D-Md.), Tammy Baldwin (D-Wis.), Richard Blumenthal (D-Conn.), Lisa Blunt Rochester (D-Del.), Cory Booker (D-N.J.), Maria Cantwell (D-Wash.), Chris Coons (D-Del.), Tammy Duckworth (D-Ill.), Dick Durbin (D-Ill.), John Fetterman (D-Pa.), Ruben Gallego (D-Ariz.), Kirsten Gillibrand (D-N.Y.), John Hickenlooper (D-Colo.), Mazie Hirono (D-Hawaii), Tim Kaine (D-Va.), Mark Kelly (D-Ariz.), Andy Kim (D-N.J.), Angus King (I-Maine), Amy Klobuchar (D-Minn.), Martin Heinrich (D-N.M.), Ed Markey (D-Mass.), Jeff Merkley (D-Ore.), Chris Murphy (D-Conn.), Patty Murray (D-Wash.), Alex Padilla (D-Calif.), Gary Peters (D-Mich.), Jack Reed (D-R.I.), Jacky Rosen (D-Nev.), Bernie Sanders (I-Vt.), Brian Schatz (D-Hawaii), Adam Schiff (D-Calif.), Chuck Schumer (D-N.Y.), Jeanne Shaheen (D-N.H.), Elissa Slotkin (D-Mich.), Tina Smith (D-Minn.), Chris Van Hollen (D-Md.), Mark Warner (D-Va.), Raphael Warnock (D-Ga.), Elizabeth Warren (D-Mass.), Peter Welch (D-Vt.), Sheldon Whitehouse (D-R.I.), and Ron Wyden (D-Ore.).

    The full text of the bill is here.

    MIL OSI USA News –

  • MIL-OSI USA: Hickenlooper Cheers Final Passage of His Bill to Curb AI Deepfakes, Protect Our Children

    US Senate News:

    Source: United States Senator for Colorado John Hickenlooper

    TAKE IT DOWN Act will crack down on malicious uses of AI and protect victims of “deepfake porn”

    Legislation passed the Senate this February, now heads to President’s desk to be signed into law

    WASHINGTON – Today, U.S. Senator John Hickenlooper celebrated the final passage of the bipartisan Tools to Address Known Exploitation by Immobilizing Technological Deepfakes on Websites and Networks (TAKE IT DOWN) Act, which he helped reintroduce and pass out of the Senate earlier this year. This legislation protects Americans by making it unlawful for a person to knowingly publish sexually explicit deepfake images of an identifiable individual, and requiring social media companies and websites to promptly remove the images.

    The bill now heads to the President’s desk to be signed into law.

    “AI innovation is changing so much about our world, but it can’t come at the cost of our children’s privacy and safety,” said Hickenlooper. “We have a narrow window to get out in front of this technology. We can’t miss it.”

    New generative artificial intelligence tools are able to create lifelike, but fake, imagery depicting real people, known as deepfakes. Deepfakes have recently been used to target minors, including incidents where classmates used AI tools to create sexually explicit images of other classmates that they then shared on social media.

    The Take It Down Act criminalizes the publication of non-consensual, intimate imagery (NCII), including AI-generated “deepfakes,” and requires social media platforms and online sites to remove NCII within 48 hours of notice.

    Specifically, the TAKE IT DOWN Act:

    1. Criminalizes the publication of NCII in interstate commerce. The bill makes it unlawful for a person to knowingly publish NCII on social media and other online platforms. NCII is defined to include realistic, computer-generated pornographic images and videos that depict identifiable, real people. The bill also clarifies that a victim consenting to the creation of an authentic image does not mean that the victim has consented to its publication.
    1. Protects good faith efforts to assist victims. The bill permits the good faith disclosure of NCII, such as to law enforcement, in narrow cases.
    1. Requires websites to take down NCII upon notice from the victim. Social media and other websites will be required to have procedures in place to remove NCII, pursuant to a valid request from a victim, within 48 hours. Websites must also make reasonable efforts to remove copies of the images. The FTC is charged with enforcement of this section.
    1. Protects lawful speech. The bill is narrowly tailored to criminalize knowingly publishing NCII without barring lawful speech. The bill respects first amendment protections by requiring that computer-generated NCII meet a “reasonable person” test. Meaning, it must appear to realistically depict an individual.

    Full text of the bill available HERE.

    MIL OSI USA News –

  • MIL-OSI USA: Hickenlooper, Tillis, Smucker, Sewell Reintroduce Bipartisan Bill to Help Americans Save for Retirement

    US Senate News:

    Source: United States Senator for Colorado John Hickenlooper

    Bipartisan, bicameral Retirement Savings for Americans Act would make saving for retirement attainable for American workers

    WASHINGTON – Today, U.S. Senators John Hickenlooper and Thom Tillis and Representatives Lloyd Smucker and Terri Sewell reintroduced the Retirement Savings for Americans Act (RSAA) to help working Americans build wealth and save for retirement.

    “Americans who work hard their entire lives deserve to retire with dignity,” said Hickenlooper. “This bill helps low-income workers enjoy a secure retirement and fulfill their American dream.’’

    “Roughly 50 million Americans lack access to an employer-sponsored retirement plan, which represents a significant roadblock to achieving financial security for their retirement,” said Tillis. “The Retirement Savings for Americans Act tackles this real problem by establishing a pathway for savings for Americans lacking retirement options.”

    “Too many hard-working Americans are not able to prepare financially for retirement. Over half of working employees lack access to the tax-advantaged retirement benefits that many higher-income earners take advantage of to save. Additionally, as the workforce continues to innovate and more Americans become categorized as “gig workers,” the reliance on traditional employer-sponsored plans causes too many workers to slip through the cracks. Hard-working Americans deserve a modern pathway to find financial security in their retirement. I am proud to join in this bipartisan and bicameral effort to advance the Retirement Savings for Americans Act, to help millions of Americans save for their retirements. I will continue to advocate for policies which help hard workers live their American Dream, including a well-earned and financially stable retirement,” said Smucker.

    “Every Alabamian and every American should be able to retire with dignity after a lifetime of work,” said Sewell. “Democrats and Republicans alike recognize the urgent need for Congress to address the gaps in our retirement system and make it easier for low- and middle-income workers to save for retirement. I am proud to once again work with my House and Senate colleagues on both sides of the aisle to advance the Retirement Savings for Americans Act which would level the playing field for working families and build a stronger economy for all Americans.”

    The bill would establish a new program that gives eligible workers access to portable, tax-advantaged retirement savings accounts. It would also allow the federal government to match contributions for low- and middle-income workers, with the match beginning to phase out at median income.

    “Nearly 1 out of 4 Americans has no retirement savings, and more than half of all Americans report they are concerned they will not achieve financial security in retirement. We know that Americans are much more likely to save when they have access to retirement savings options at work. Today nearly half of all private-sector employees do not have access to an employer-sponsored retirement savings program. The Retirement Savings for Americans Act would help more families across the country save for retirement,” said Bill Sweeney, Senior Vice President of Government Affairs, AARP.

    “Creating this kind of program meets an obligation we all share to help every working American build financial security and well-being in retirement. I also know it will offset future support we surely would have to provide if we don’t help more people begin to build that security today. And in true American spirit, it isn’t a giveaway, but an incentive for working individuals to begin helping themselves and their families,” Charles R. Schwab, Founder and Chairman, Charles Schwab Corporation.

    “The Retirement Savings for Americans Act would create a healthier retirement system, a more financially secure workforce, and a stronger economy for all Americans,” said John Lettieri, President and CEO, Economic Innovation Group. “By ensuring that all workers — regardless of their employer or income — have the opportunity and incentives to build long-term financial security, the RSAA would boost the wealth of the working class and significantly reduce the strain on the social safety net over time. EIG is proud to have worked closely with Senators Hickenlooper and Tillis and Representatives Smucker and Sewell on this important legislation, and we applaud them for their bipartisan leadership on behalf of American workers.”

    Specifically, the Retirement Savings for Americans Act contains the following provisions:

    • Eligibility and Auto Enrollment: Full- and part-time workers who lack access to an employer-sponsored retirement plan would be eligible for an account, and they would be automatically enrolled, contributing 3% of their income. They could choose to increase or decrease their withholding, or opt out entirely at any time. Independent workers (including gig workers) would also be eligible.
    • Federal Contribution: Low- and moderate-income workers would be eligible for a 1% automatic contribution (as long as they remain employed) and up to a 4% matching contribution via a refundable federal tax credit. This would begin to phase out at median income.
    • Portability: Accounts would remain attached to workers throughout their lifetimes, and workers would be able to stop and start contributions at will.
    • Private Assets: The accounts would be the property of the worker and the assets could be passed down to future generations to help them build wealth and financial security.
    • Investment Options: Much like the current Thrift Savings Plan, participants would be given a menu of simple, low-fee investment options to choose from, including lifecycle funds tied to a worker’s estimated retirement date, or index funds made of stocks and bonds.

    View a one-page explainer of the bill HERE.

    Full text of the bill is available HERE.

    MIL OSI USA News –

  • MIL-OSI USA: Cantwell Questions Commerce Deputy Sec Nominee on Drastic NOAA Cuts: “We Are Going to Hold This Administration Accountable.”

    US Senate News:

    Source: United States Senator for Washington Maria Cantwell

    05.01.25

    Cantwell Questions Commerce Deputy Sec Nominee on Drastic NOAA Cuts: “We Are Going to Hold This Administration Accountable.”

    At committee hearing, Cantwell takes Dabbar to task over admin’s decision to slash 2.5K employees from NOAA NOAA’s core functions like weather forecasting, predicting climate change impacts, and fishery stock assessments are crucial to the PNW

    WASHINGTON, D.C. – Today, U.S. Senator Maria Cantwell (D-WA), ranking member of the Senate Committee on Commerce, Science, and Transportation and senior member of the Senate Finance Committee, grilled Paul Dabbar – President Trump’s nominee to serve as Deputy Secretary of Commerce – on the administration’s plans to gut the National Oceanic and Atmospheric Administration (NOAA) during a hearing before the Commerce committee.

    “The Department continues to slash essential workers at NOAA, with approximately 2,500 employees of the 12,000-person workforce fired or otherwise departing since the start of this administration. These staffing shortages are already impacting NOAA’s core functions, including reduced and suspended weather balloon launches at many of our weather forecast offices — and I can’t tell you how important this is for us, particularly related to fire season, these NOAA weather activities are giving us essential data about how best to prepare for fire season — and further cuts are expected in the coming weeks.

    “On top of that, the Trump administration is pursuing a 2026 budget proposal that would reduce NOAA’s budget by more than 27%, including a 75% cut to the Office of Oceanic and Atmospheric Research, the closures of all its weather climate labs, and an 85% cut to the Office of Space Commerce.

    “I can tell you this, Mr. Dabbar, as somebody who ran a science organization, that we are going to hold this administration accountable for the cuts in science. It is not acceptable. Innovation is the way we’re going to grow our economy. It is the way we are going to protect our industries that exist today.

    “At the same time, the administration is calling for major reorganizations of NOAA, including moving part of the National [Marine Fisheries] Service to the Department of Interior. I’m not sure why the most important management resource we have for our fisheries, having our science management system, we would give up to the Department of Interior.

    “I’m particularly shocked to see this proposal, given that Mr. Lutnick promised to me during this confirmation hearing that ‘I have no interest in separating NOAA.’ And that breaking up NOAA ‘is not on my agenda.’ What changed?” Sen. Cantwell said.

    In February, Sen. Cantwell voted against confirming Commerce Secretary Howard Lutnick, citing – among other issues – his “tepid support” for NOAA. She then sent a letter to Lutnick directly following his confirmation calling on him to exempt the National Weather Service (NWS) from the federal hiring freeze, and protect all NOAA workers from firings “that would jeopardize the safety of the American public.”

    NOAA provides critical services to the nation including weather forecasts, extreme storm tracking and monitoring, tools to enable communities to adapt to sea level rise and climate change, supporting fisheries management, and conserving marine mammals and other protected species.

    Sen. Cantwell is a champion of NOAA and helped secure $3.3 billion in NOAA investments in the Inflation Reduction Act to help communities prepare for and adapt to climate change, boost science needed to understand changing weather and climate patterns, and invest in advanced computer technologies that are critical for extreme weather prediction and emergency response. Her Fire Ready Nation Act, bipartisan legislation to strengthen NOAA’s ability to help forecast, prevent, and fight wildfires, passed the Commerce committee unanimously earlier this year and now heads to the full Senate for consideration.

    Video of Sen. Cantwell’s remarks in the hearing today can be watched HERE; audio is HERE; and a transcript is HERE.

    MIL OSI USA News –

  • MIL-OSI USA: Commerce Committee Unanimously Passes Sullivan-Whitehouse FISH Act to Combat Illegal Foreign Seafood Harvest

    US Senate News:

    Source: United States Senator for Alaska Dan Sullivan

    05.01.25

    WASHINGTON—U.S. Senators Dan Sullivan (R-Alaska) and Sheldon Whitehouse (D-R.I.) thanked their colleagues on the Senate Commerce, Science & Transportation Committee for unanimously passing their Fighting Foreign Illegal Seafood Harvest (FISH) Act yesterday. The FISH Act would combat foreign illegal, unreported and unregulated (IUU) fishing by blacklisting offending vessels from U.S. ports and waters, bolstering the U.S. Coast Guard’s enforcement capabilities and partnerships, and advancing international and bilateral negotiations to achieve enforceable agreements and treaties. The legislation is cosponsored by Sens. Lisa Murkowski (R-Alaska) and Roger Wicker (R-Miss.).

    [embedded content]

    “The geopolitics of the North Pacific and the Arctic are changing dramatically, with Russia and China increasing their aggression and ruinous activities near Alaska’s waters,” said Sen. Sullivan. “One particularly insidious threat is Chinese and Russian fishing fleets that ignore basic seafood harvest rules and best practices, and ravage fish stocks without regard for any other users or future generations. These grey fleets, which literally utilize slave labor in many cases, are a cancer on fisheries throughout the world and undercut our fishermen, who fish sustainably. I want to thank my Commerce Committee colleagues for unanimously passing our FISH Act and fighting back against IUU fishing on behalf of our fishermen and coastal communities.”

    “I thank Senator Sullivan, my longtime partner on oceans issues, for his leadership in shepherding the bipartisan FISH Act through the Commerce Committee. Our bill cracks down on illegal pirate fishing operations to level the playing field for Rhode Island fishermen and processors who play by the rules, and will help nurture the fisheries that keep our oceans and coastal communities so healthy and vibrant,” said Sen. Whitehouse, co-founder of the Senate Oceans Caucus.

    The FISH Act builds on prior landmark legislation against IUU fishing, including the Maritime SAFE Act, authored by Senators Wicker and Chris Coons (D-Del.) and signed into law in December 2019 as part of the National Defense Authorization Act.

    Key provisions of the FISH Act: 

    • Direct the National Oceanic and Atmospheric Administration (NOAA) to establish a blacklist of foreign vessels and owners that have engaged in IUU fishing.
    • Direct the administration to address IUU fishing in any relevant international agreement.
    • Direct the U.S. Coast Guard to increase its work with partner countries and increase at-sea inspection of foreign vessels suspected of IUU fishing.
    • Direct the administration to report to Congress on how new technologies can aid in the fight against IUU fishing, the complexities of the seafood trade relationship between Russia and China, and the economic costs of IUU fishing to the U.S.

    On April 17, President Trump signed an executive order, “Restoring American Seafood Competitiveness,” directing the Secretary of Commerce, U.S. Trade Representative (USTR), and Interagency Seafood Trade Task Force to assess seafood competitiveness issues and collectively develop a comprehensive seafood trade strategy. Among these strategies, the USTR will examine the relevant trade practices of major seafood-producing nations, including IUU fishing and the use of forced labor in the seafood supply chain.

    Senators Sullivan and Whitehouse have worked together extensively on ocean sustainability issues, most notably on the Save Our Seas 2.0 Act, the most comprehensive legislation ever to address the global marine debris crisis, which became law in 2020.

    MIL OSI USA News –

  • MIL-OSI Global: Freedom in an age of climate crisis and trade wars: Lessons from philosopher Immanuel Kant

    Source: The Conversation – Canada – By Rafael Ziegler, Professor, Department of Managment, HEC Montréal

    A decade ago, the majority of nations committed to the United Nations’ Sustainable Development Goals, pledging to “leave no one behind” by 2030 and reach net-zero emissions globally by 2050.

    Ten years on, the sentiment regarding such aspirations is skeptical and the mood gloomy. With the rise of autocracies and the influence of libertarian tech-billionaires on politics, goals such as development for all and climate neutrality seem to be relics of the past.

    The United States, the most powerful country in the world, is at the heart of this shift. In 1776, the U.S. declared independence and was founded on the pursuit of life, liberty and happiness. Today, however, it is increasingly known for its disregard of life, legislative attacks on civil liberties and creating global insecurity through tariffs.

    In the midst of all this, it’s important to remember ours is not the first generation to face dark times. As my recent research argues, Immanuel Kant’s philosophy can offer us valuable tools for navigating today’s challenges.

    Kant’s vision of possible progress

    A painted portrait of German philosopher and Enlightenment thinker Immanuel Kant circa 1790.
    (Wikimedia Commons)

    In 1776, the same year the U.S. was founded, Kant was preparing his breakthrough critical philosophy and lecturing on freedom and pragmatic anthropology, all while living in the absolutist monarchy of Prussia.

    At the time, Prussia was using its military to expand its territory and enforce internal colonization over land and peoples.

    Amid this, Kant observed the contradictions of human nature — people who acted both good and bad, cruel and respectful of others — and described humanity as “crooked timber.” Yet Kant insisted on viewing this “crooked timber” through the lens of freedom.

    At the centre of Kant’s universalist, freedom-focused vision for the future was the idea of a world where all people lived in dignity. It is focused on autonomy as the capacity to self-legislate. Freedom served as his North Star for what is today called “backcasting,” or thinking backward from a desired future to identify possible paths toward achieving it.



    Read more:
    Explainer: the ideas of Kant

    In this spirit, Kant observed the rise of competitive markets that rewarded selfishness and greed, and argued that law and international co-operation — what he called a federation of republics — could turn antagonism into springs of progress. In other words, he analyzed the discord and conflict of his present for signs of possible progress.

    Crucial for the identification of such possibilities was the freedom of public reason: people thinking for themselves and contributing to public debate.

    Thinking long-term about freedom

    What can we learn from Kant about navigating today’s multiple crises?

    First, focus on freedom from a long-term perspective. The current trade war will likely reduce economic growth, but they may also advance the re-regionalization of economies — an idea long supported by post-growth economists seeking sustainable prosperity.

    However, regional production is not inherently good. Rather, we need a public discussion about which essential goods — food, for example — are best mostly supplied regionally, by whom and where international co-operation is called for.

    The climate crisis requires plans not fixes

    Second, Kant’s insights remind us that freedom must be pursued within the reality of a shared, finite planet. Climate change is not a problem that can be solved overnight. Emissions don’t care about the threats and angry fits of autocrats. It’s a global, complex challenge that requires long-term planning processes.

    There are signs of progress in this regard: in 2024, the United Kingdom reported greenhouse gas emissions to be at their lowest levels since 1872 thanks to long-term planning. Canada, after opting out of the Kyoto Protocol in 2011, finally saw emissions start to fall in 2025 following a renewed commitment to international climate goals and planning.

    But this progress is fragile. The chaos of Trump’s tariff wars must not lead our politicians and policymakers to prioritize short-term economic and political gains over long-term climate strategies.

    Prime Minister Mark Carney and Conservative Leader Pierre Poilievre’s support for pipelines, for instance, is at odds with evidence that fossil fuel expansion will lock in emissions.

    It also diverts public money away from cheaper sources of renewable energy and supporting citizens through a just energy transition. With trade wars and economic insecurity, inflation will likely increase costs of living. This will hit poorer households harder, making this a matter of both environmental and social justice.

    Rebuilding the public sphere

    Third, for Kant, current lifestyle expectations are no guide for the core of future freedom. So if the American treasury secretary asserts that “cheap goods are not part of the American dream,” can we, paradoxically, detect an unexpected sign of possible progress?

    The answer is yes — if we take that example as evidence that worthwhile aspirations cannot be captured by consumerism but call for a more sustained effort.

    While modern consumers are willing to make big efforts — such as for daily gym and running routines — can similar energy be released to collective dreams of progress and saving the planet? For Kant, future freedom requires seeing beyond individual to collective aspirations. This relies on shared goals that can be articulated through foresight and supported by a vibrant, critical public sphere.

    In Kant’s time, the public sphere mainly consisted of the Republic of Letters, a network made of intellectuals and writers in the late 17th and 18th centuries engaging in open debate.

    Today, by contrast, much of our communication takes place on social media platforms that prioritize short-form formats, reward anger over analysis and are owned by a few global corporations structured to maximize profits rather than the quality of public deliberation. To counter this trend, regionally diverse, independent news providers are needed along with decentralized, open source social media.

    But above all, in an era of climate crisis, political polarization and economic instability, Kant reminds us of what he called a “Denkungsart:” an “art of thinking” or mindset based on freedom and possibility in a long-term perspective.

    Rafael Ziegler does not work for, consult, own shares in or receive funding from any company or organisation that would benefit from this article, and has disclosed no relevant affiliations beyond their academic appointment.

    – ref. Freedom in an age of climate crisis and trade wars: Lessons from philosopher Immanuel Kant – https://theconversation.com/freedom-in-an-age-of-climate-crisis-and-trade-wars-lessons-from-philosopher-immanuel-kant-254442

    MIL OSI – Global Reports –

  • MIL-OSI USA: Voting Rights Under Attack by Trump and Republicans, Welch Warns

    US Senate News:

    Source: United States Senator Peter Welch (D-Vermont)

    WASHINGTON, D.C. – U.S. Senator Peter Welch (D-Vt.), Ranking Member of the Senate Judiciary Subcommittee on the Constitution, yesterday joined his Democratic colleagues on the Senate Floor to speak out against President Trump’s and Republicans’ ongoing attacks on the right to vote and pledge his commitment to protecting access to the ballot box. Senator Welch condemned President Trump’s new antidemocratic executive order that would effectively disenfranchise millions of eligible citizens. The Senator also warned about the dangers of Congressional Republicans’ SAVE Act, which recently passed the House of Representatives and contains many of the problematic provisions in President Trump’s Executive Order.  
    “This Executive Order makes an assumption that noncitizen voting is a problem. The assertion that noncitizens are voting is alarming. Fortunately, it’s not true,” said Senator Welch. “Also, federal law already bars noncitizens from voting in congressional and presidential elections. This is not a question of whether there’s some back door effort on the part of one party to allow noncitizens to vote. It can’t be done. Illegal now—this executive order would not change that.” 
    Watch Senator Welch’s speech below: 

    Senator Welch was joined on the Senate Floor by Senate Democratic Leader Chuck Schumer (D-N.Y.) and Sens. Alex Padilla (D-Calif.), Jack Reed (D-R.I.), Richard Blumenthal (D-Conn.), Michael Bennet (D-Colo.), Amy Klobuchar (D-Minn.), and Jeff Merkley (D-Ore.).  
    Senator Welch’s Committee and Subcommittee Assignments for the 119th Congress include:   

    Senate Committee on Finance   
    Senate Committee on Agriculture, Nutrition, & Forestry  

    Ranking Member, Subcommittee on Rural Development, Energy, and Credit   

    Senate Committee on the Judiciary 

    Ranking Member, Subcommittee on the Constitution   

    Senate Committee on Rules & Administration  

    MIL OSI USA News –

  • MIL-OSI: The Search Is on for 2025’s Most Investible Canadian Cleantech Ventures

    Source: GlobeNewswire (MIL-OSI)

    VANCOUVER, British Columbia, May 01, 2025 (GLOBE NEWSWIRE) — Foresight Canada is now accepting applications for its fifth annual Foresight 50, a comprehensive spotlight on the 50 most investible cleantech companies across Canada to investors around the world. The initiative highlights companies with solutions to tackle the world’s biggest environmental and economic challenges.

    Since 2021, the Foresight 50 program has been instrumental in connecting promising Canadian cleantech ventures with a global network of investors, ensuring crucial injections of capital to multiply the impact of their solutions. Collectively, past honourees have raised over $2.25B in capital, fueling the growth of innovative solutions that enhance productivity in key global industries and accelerate Canada’s transition to a prosperous future economy.

    Companies selected for the Foresight 50 will benefit from:

    • Investor networking: Opportunities to connect with relevant investment firms.
    • International public relations: Increased visibility through Foresight-led media campaign.
    • Participation in the Foresight 50 Showcase: An in-person celebration for networking and investor connections.
    • Invite-only Investor Forum: Exclusive access to networking and panel sessions on the future of cleantech capital.

    Foresight 50’s panel of judges is composed of leading cleantech investors, including: Olivia Hornby (Spring Impact Capital), Moien Giashi (GreenSky Ventures), Cheri Corbett (BDC), Nikhil Nayer (Rogue Insight Capital), and Dania Moazzam (RBCx). These investors will select this year’s 50 ventures based on their investability, potential economic and job growth impact, leadership team, environmental impact, and probability of success. Winners will be announced at the ceremony in Calgary, November 2025.

    Who Should Apply?

    Canadian cleantech ventures with strong leadership, a clear growth trajectory, and a bold vision for environmental and economic impact. Foresight is looking for:

    • Companies across all cleantech sectors—from clean energy and sustainable agriculture to carbon capture and beyond.
    • Ventures at any funding stage, from seed to post-Series B.
    • Teams seeking strategic connections with international investors.
    • Innovators looking for visibility, credibility, and accelerated growth on the global stage.

    Submit your application by June 30, 2025.

    Quotes

    “Marking our fifth year of celebrating cleantech through our Foresight 50 underscores a vital reality: shining a bold spotlight on groundbreaking Canadian innovation is crucial now more than ever. Their ingenuity is beyond inspiring; they are the engine driving clean productivity across our nation, building a stronger and more sustainable future economy for Canada and the world.” —Jeanette Jackson, CEO, Foresight Canada

    About Foresight Canada:

    Foresight Canada helps the world do more with less, sustainably. As Canada’s largest cleantech innovation and adoption accelerator, they connect public and private sectors to the world’s best clean technologies, de-risking and simplifying the adoption of innovative solutions that improve productivity, profitability, and economic competitiveness, all while addressing today’s most urgent climate challenges.

    The 2025 Foresight 50 Showcase is presented by Foresight Canada and Export Development Canada (EDC). Media sponsor: Carbon Life Media.

    Image: 2024 Foresight 50 Honourees, Carbon Life Media.

    Heather Kingdon
    Communications Manager
    Foresight Canada
    hkingdon@foresightcac.com

    A photo accompanying this announcement is available at https://www.globenewswire.com/NewsRoom/AttachmentNg/03d7b8db-fd67-4010-b7f9-793e643e7fc3

    The MIL Network –

  • MIL-OSI USA: John James Introduces Landmark App Store Accountability Act

    Source: United States House of Representatives – Congressman John James (Michigan 10th District)

    WASHINGTON, D.C. – Today, Representative John James (MI-10) introduced the App Store Accountability Act, a landmark bill designed to increase safeguards within app stores to empower parents and protect children. Rep. James had previously introduced the legislation in 2024. Senator Mike Lee (R-UT) is leading an identical companion bill in the Senate.

    The bill ensures that children are not accessing age restricted material through online app stores and provides parents with more control over what their children can access. A national poll commissioned by Digital Childhood Alliance found that 88% of parents want app stores to require parental approval before minors can download a new app.

    Just as how brick-and-mortar stores are held responsible for selling age-restricted materials like tobacco or alcohol to minors, the App Store Accountability Act will hold digital app stores accountable for providing adult or age restricted material to minors. 

    Rep. James issued the following statement regarding his legislation:

    “Kids cannot consent — and any company that exposes them to addictive or adult material should be held accountable. The App Store Accountability Act holds Big Tech companies to the same standard as local corner stores. It safeguards the next generation by empowering parents and ensures that when it comes to protecting children, no one is above the law.” 

    Senator Lee issued this statement:

    “For too long, Big Tech has profited from app stores through which children in America and across the world access violent and sexual material while risking contact from online predators. Our legislation brings age verification and accountability to the source of the problem.”  

    “Requiring parental consent before kids can download apps is a commonsense measure that ensures parents have the ability to stay informed and engaged in their children’s digital lives, helping to prevent exposure to harmful apps and privacy risks,” said Congressman Gus Bilirakis.  “By equipping parents with effective, easy-to-use tools and resources, we empower them to better protect their children while fostering open communication and digital literacy within families.”

    “App stores are the digital gatekeepers of our children’s lives. They control what gets through, but until now, they’ve had zero accountability. This bill fixes that.”– Casey Stefanski, Executive Director, Digital Childhood Alliance

    “The App Store Accountability Act is a commonsense solution to an acute problem created by tech companies. The fact is that contracts signed by minors are unenforceable, but the app stores, including Apple’s and Google’s, make all users – including children – sign a user agreement entitling the companies to collect data and limiting their liability. We wouldn’t accept this from a bank. We wouldn’t accept this from a car dealership. Why are we accepting this on an iPhone?” – Joel Thayer, President of the Digital Progress Institute

    “App stores open the door to exploit vulnerabilities in kids. Protecting our children online begins with age verification and parental consent. This bill can end exploitation before it starts!” –Russ Tuttle, Founder & President The Stop Trafficking Project

    “App stores treat children like virtual adults—promoting adult-oriented platforms and allowing minors to accept terms and download any app without parental oversight. Parents, not tech companies, should have the final say over their child’s app usage. This bill restores parents’ digital sovereignty, empowers them to make informed choices, and reestablishes appropriate digital boundaries for children.”—Annie Chestnut Tutor, The Heritage Foundation

    “Protecting our children from predatory online business practices should be automatic. And those who don’t honor this common-sense principle must be held accountable. Requiring age verification, parental consent, and enhanced transparency in today’s powerful App Stores is a lifeline parents have been waiting for.”—Chris McKenna, Founder & CEO Protect Young Eyes

    Specifically, the App Store Accountability Act would:

    • Require age verification for access to App Store ID.
    • Require parental consent for users under 18 using App stores.
    • Link devices of minors on app stores to parents/guardians.
    • Establish enforcement mechanisms for violations of this act.

    As a member of the Energy and Commerce Committee and father of three young boys, Rep. James has been a vocal advocate for empowering parents, protecting children, and holding Big Tech accountable. The bill is being supported by the Digital Childhood Alliance and more than 100 advocacy organizations. 

    A full list of supporting groups, as well as the full bill text, can be found below.

    ###

    MIL OSI USA News –

  • MIL-OSI USA: Can Quantum Computers Handle Energy’s Hardest Problems?

    Source: US National Renewable Energy Laboratory

    NREL Scientists Team With Local Companies To Benchmark the Benefits of Quantum Computers

    Caleb Rotello sketches out the thinking that led him and fellow researchers to devise algorithms that benchmark quantum computing’s importance to energy research. Photo by Gregory Cooper, NREL

    Every week quantum computing hits a new milestone: more qubits, less errors, better readout of results.

    But will these breakthroughs help solve the advanced computational problems facing energy, like how to model energy storage catalysts or ensure power grid reliability? That is what scientists at the National Renewable Energy Laboratory (NREL) want to know.

    Working with local quantum companies, an NREL team is developing benchmarks for quantum computers on the problems that are important to energy science. The pursuit of benchmarks will allow NREL and industry to prioritize practical utility for the next generation of quantum software and hardware.

    When the Qubits Are Ready, NREL Will Be Too

    Advanced computing has a growing role in energy research. This is clear at NREL—where the new 44 petaflop supercomputer, Kestrel, renders solutions all day, every day—and it is clear in the eight-year-long U.S. Department of Energy Exascale Computing Project, which achieved 1 quintillion calculations per second.

    But for the most complex problems, quintillions will not cut it: Those problems might have to be solved differently, and the prevailing hope is that quantum computers can take on the task.

    “There are a lot of claims being made about quantum computing, but unless you have a computer that’s ready, many of these claims can’t be asserted with certainty,” said Caleb Rotello, a researcher at NREL.

    Before NREL invests additional time and effort into next-gen quantum research, Rotello and team need more certainty: If they could know that a quantum algorithm has an advantage, then NREL and fellow labs could gauge when to get serious.

    “The idea is to create application-oriented benchmarks that can test claims that are particularly useful to energy. Then, as the computers start to grow and become more trustworthy, we can test those programs,” Rotello said.

    At NREL’s Energy Systems Integration Facility, researchers Wesley Jones, James Winkleblack, and Caleb Rotello (left to right) leverage the capabilities of the Kestrel supercomputer to explore the rarefied domain of quantum computing algorithms. Photo by Gregory Cooper, NREL

    With its strange methods of superimposed and entangled states, quantum computing has theoretically been shown to provide potential speedups on valuable problems. For example, NREL emulated quantum calculations of molecular energies using a classical supercomputer. While NREL does not have a quantum computer of its own to test the benchmark algorithms, several computers are being developed nearby.

    Help From a Quantum Hub

    NREL is not alone in readying for quantum computing. Over 100 quantum companies and organizations are based in Colorado, New Mexico, and Wyoming, many within 30 minutes of NREL’s campus, and they have formed a collaborative network that elevates the region to “Tech Hub” status according to the U.S. Economic Development Administration.

    In July of 2024, combined federal and state funds of $127.5 million were announced for the hub, activating regional coordination to develop the next phase of quantum computing.

    “Engagement with quantum computing companies and industry is valuable because we get to interface with the computers while they’re being developed and learn about how they process information, which is incredibly unintuitive,” Rotello explained. “And it’s valuable for the companies to see how people will use a computer when it’s ready.”

    Quantum computers come in a variety of types, just like NREL’s research areas. Some use light, others use atoms, and those differences might suit them to certain applications. NREL’s back-and-forth with the computer makers could help to identify the best applications for each computer type. 

    But in these early days of error-prone quantum computers, when the simplest calculations barely rise above random noise, companies are still working on the fundamentals. Only once their computers are physically ready to run NREL’s benchmark problems, a wide range of energy research areas can then be transformed.

    A quantum computer created by Atom Computing uses light to trap and control atoms. NREL researchers are developing benchmark problems that could reveal whether certain computing types are better suited for certain problems. Photo from Atom Computing

    Two Famous Problems for Quantum Benchmarking

    At the core of energy research, a handful of essential formulas are used widely and often. Perhaps quantum hardware could solve them faster.

    “Quantum computers are only now beginning to emerge that are capable of providing key insights into phenomena relevant to energy technologies and their use,” said Wesley Jones, NREL’s principal scientist and group manager of complex systems simulation and optimization.

    Given the limited size and level of noise in current machines, achievements are modest, characteristic of an early industry. Much work has been spent proving that basic calculations are even possible, but not much about whether and when the quantum hardware will be useful for applied applications.

    With future improvements, quantum’s presumed superiority on certain problems could finally be proven in earnest.

    “The idea of benchmark applications is to formulate the kernel of problems we care about, ideally in a way that won’t be reliant on specific quantum architectures,” Jones said.

    The NREL researchers are reducing famous problems down to their computational core, beginning with well-known models that pervade energy research. They published their work to the open-access scholarly repository arXiv in two papers in early 2024.

    Stochastic Optimization

    The first paper targeted stochastic optimization problems, which are effective for modeling decision-making in systems with a degree of uncertainty. For example, which energy resources should a grid operator plan to use given uncertainty in forecasts? It’s computationally difficult, and classical computers usually approximate solutions through heuristics and simplifications.

    In their paper titled “Calculating the expected value function of a two-stage stochastic optimization program with a quantum algorithm,” the authors formulate a quantum algorithm for stochastic optimization and show that it would theoretically have a computational advantage over classical computers—i.e., it would run faster.

    Anderson Impurity Model

    The next paper covers another model that is famously difficult for computers, the Anderson impurity model, which was first formulated in 1961 and has been used ever since to model the electronic structures of materials. It is useful for studying the effects of correlated electrons in batteries and other material systems.

    The authors show a novel method for preparing the model with a quantum processor and suggest that this method supports the notion that the quantum solver “constitutes a promising path forward to practical quantum advantage.” Their paper is titled “Dynamic, Symmetry-Preserving, and Hardware-Adaptable Circuits for Quantum Computing Many-Body States and Correlators of the Anderson Impurity Model.”

    These two papers guide readers in how to test quantum computing’s advantage on a set of valuable problems, thereby tracking its readiness for energy research and preparing computers for useful applications.

    “Benchmarks are a step closer to enabling quantum utility,” Jones said. “They’ll allow for greater innovation and flexibility for how we use quantum computers to meet energy objectives.”

    Learn more about computational science at NREL.

    MIL OSI USA News –

  • MIL-OSI USA: The United States Files False Claims Act Complaint Against Three National Health Insurance Companies and Three Brokers Alleging Unlawful Kickbacks and Discrimination Against Disabled Americans

    Source: US State of North Dakota

    The United States filed a complaint today under the False Claims Act (FCA) against three of the nation’s largest health insurance companies — Aetna Inc. and affiliates, Elevance Health Inc. (formerly known as Anthem), and Humana Inc. — and three large insurance broker organizations — eHealth, Inc. and an affiliate, GoHealth, Inc., and SelectQuote Inc. The United States alleges that from 2016 through at least 2021, the defendant insurers paid hundreds of millions of dollars in illegal kickbacks to the defendant brokers in exchange for enrollments into the insurers’ Medicare Advantage plans.

    Under the Medicare Advantage (MA) Program, also known as Medicare Part C, Medicare beneficiaries may choose to enroll in health care plans (MA plans) offered by private insurance companies, such as defendants Aetna, Anthem, and Humana. Many Medicare beneficiaries rely on insurance brokers to help them choose an MA plan that best meets their individual needs. Rather than acting as unbiased stewards, the defendant brokers allegedly directed Medicare beneficiaries to the plans offered by insurers that paid brokers the most in kickbacks, regardless of the suitability of the MA plans for the beneficiaries. According to the complaint, the broker organizations incentivized their employees and agents to sell plans based on the insurers’ kickbacks, set up teams of insurance agents who could sell only those plans, and at times refused to sell MA plans of insurers who did not pay sufficient kickbacks.

    The United States further alleges that Aetna and Humana each conspired with the broker defendants to discriminate against Medicare beneficiaries with disabilities whom they perceived to be less profitable. Aetna and Humana allegedly did so by threatening to withhold kickbacks to pressure brokers to enroll fewer disabled Medicare beneficiaries in their plans. The United States alleges that, in response to these financial incentives from Aetna and Humana, the defendant brokers or their agents rejected referrals of disabled beneficiaries and strategically directed disabled beneficiaries away from Aetna and Humana plans.

    “Health care companies that attempt to profit from kickbacks will be held accountable,” said Deputy Assistant Attorney General Michael Granston of the Justice Department’s Civil Division. “We are committed to rooting out illegal practices by Medicare Advantage insurers and insurance brokers that undermine the interests of federal health care programs and the patients they serve.”

    “It is concerning, to say the least, that Medicare beneficiaries were allegedly steered towards plans that were not necessarily in their best interest – but rather in the best interest of the health insurance companies,” said U.S. Attorney Leah B. Foley for the District of Massachusetts. “The alleged efforts to drive beneficiaries away specifically because their disabilities might make them less profitable to health insurance companies are even more unconscionable. Profit and greed over beneficiary interest is something we will continue to investigate and prosecute aggressively. This office will continue to take decisive action to protect the rights of Medicare beneficiaries and vulnerable Americans.”

    The lawsuit was originally filed under the qui tam or whistleblower provisions of the FCA. Under the FCA, private parties can file an action on behalf of the United States and receive a portion of the recovery. The FCA permits the United States to intervene in and take over the action, as it has done here. If a defendant is found liable for violating the FCA, the United States may recover three times the amount of its losses plus applicable penalties.

    The Justice Department’s Civil Division, Commercial Litigation Branch, Fraud Section and the U.S. Attorney’s Office for the District of Massachusetts are handling the matter, with valuable assistance from the Department of Health and Human Services (HHS) Office of Inspector General and the FBI.  The case is captioned United States ex rel. Shea v. eHealth, et al., No. 21-cv-11777.

    Trial Attorneys David G. Miller, Anna H. Jugo, Diana E. Curtis, and Sara B. Hanson of the Justice Department’s Civil Division and Assistant U.S. Attorneys Charles Weinograd and Julien Mundele for the District of Massachusetts are handling the matter.

    The investigation and prosecution of this matter illustrates the government’s emphasis on combating healthcare fraud.  One of the most powerful tools in this effort is the FCA.  Tips and complaints from all sources about potential fraud, waste, abuse, and mismanagement, can be reported to HHS at 800-HHS-TIPS (800-447-8477).

    The claims asserted in the complaint are allegations only. There has been no determination of liability. 

    Note: Read the complaint here

    MIL OSI USA News –

  • MIL-OSI Security: The United States Files False Claims Act Complaint Against Three National Health Insurance Companies and Three Brokers Alleging Unlawful Kickbacks and Discrimination Against Disabled Americans

    Source: United States Attorneys General 12

    The United States filed a complaint today under the False Claims Act (FCA) against three of the nation’s largest health insurance companies — Aetna Inc. and affiliates, Elevance Health Inc. (formerly known as Anthem), and Humana Inc. — and three large insurance broker organizations — eHealth, Inc. and an affiliate, GoHealth, Inc., and SelectQuote Inc. The United States alleges that from 2016 through at least 2021, the defendant insurers paid hundreds of millions of dollars in illegal kickbacks to the defendant brokers in exchange for enrollments into the insurers’ Medicare Advantage plans.

    Under the Medicare Advantage (MA) Program, also known as Medicare Part C, Medicare beneficiaries may choose to enroll in health care plans (MA plans) offered by private insurance companies, such as defendants Aetna, Anthem, and Humana. Many Medicare beneficiaries rely on insurance brokers to help them choose an MA plan that best meets their individual needs. Rather than acting as unbiased stewards, the defendant brokers allegedly directed Medicare beneficiaries to the plans offered by insurers that paid brokers the most in kickbacks, regardless of the suitability of the MA plans for the beneficiaries. According to the complaint, the broker organizations incentivized their employees and agents to sell plans based on the insurers’ kickbacks, set up teams of insurance agents who could sell only those plans, and at times refused to sell MA plans of insurers who did not pay sufficient kickbacks.

    The United States further alleges that Aetna and Humana each conspired with the broker defendants to discriminate against Medicare beneficiaries with disabilities whom they perceived to be less profitable. Aetna and Humana allegedly did so by threatening to withhold kickbacks to pressure brokers to enroll fewer disabled Medicare beneficiaries in their plans. The United States alleges that, in response to these financial incentives from Aetna and Humana, the defendant brokers or their agents rejected referrals of disabled beneficiaries and strategically directed disabled beneficiaries away from Aetna and Humana plans.

    “Health care companies that attempt to profit from kickbacks will be held accountable,” said Deputy Assistant Attorney General Michael Granston of the Justice Department’s Civil Division. “We are committed to rooting out illegal practices by Medicare Advantage insurers and insurance brokers that undermine the interests of federal health care programs and the patients they serve.”

    “It is concerning, to say the least, that Medicare beneficiaries were allegedly steered towards plans that were not necessarily in their best interest – but rather in the best interest of the health insurance companies,” said U.S. Attorney Leah B. Foley for the District of Massachusetts. “The alleged efforts to drive beneficiaries away specifically because their disabilities might make them less profitable to health insurance companies are even more unconscionable. Profit and greed over beneficiary interest is something we will continue to investigate and prosecute aggressively. This office will continue to take decisive action to protect the rights of Medicare beneficiaries and vulnerable Americans.”

    The lawsuit was originally filed under the qui tam or whistleblower provisions of the FCA. Under the FCA, private parties can file an action on behalf of the United States and receive a portion of the recovery. The FCA permits the United States to intervene in and take over the action, as it has done here. If a defendant is found liable for violating the FCA, the United States may recover three times the amount of its losses plus applicable penalties.

    The Justice Department’s Civil Division, Commercial Litigation Branch, Fraud Section and the U.S. Attorney’s Office for the District of Massachusetts are handling the matter, with valuable assistance from the Department of Health and Human Services (HHS) Office of Inspector General and the FBI.  The case is captioned United States ex rel. Shea v. eHealth, et al., No. 21-cv-11777.

    Trial Attorneys David G. Miller, Anna H. Jugo, Diana E. Curtis, and Sara B. Hanson of the Justice Department’s Civil Division and Assistant U.S. Attorneys Charles Weinograd and Julien Mundele for the District of Massachusetts are handling the matter.

    The investigation and prosecution of this matter illustrates the government’s emphasis on combating healthcare fraud.  One of the most powerful tools in this effort is the FCA.  Tips and complaints from all sources about potential fraud, waste, abuse, and mismanagement, can be reported to HHS at 800-HHS-TIPS (800-447-8477).

    The claims asserted in the complaint are allegations only. There has been no determination of liability. 

    Note: Read the complaint here

    MIL Security OSI –

  • MIL-OSI USA: Cramer, Warner Reintroduce Bipartisan Bill to Authorize Remote Online Notarizations Nationwide

    US Senate News:

    Source: United States Senator Kevin Cramer (R-ND)
    ***Click here for audio.***
    WASHINGTON, D.C. – Despite significant advancements in digital technology, remote notarization has yet to be fully deployed and accepted on an interstate basis. While nearly every state allows for remote electronic notarization, regulations and recognition vary between states.
    U.S. Senators Kevin Cramer (R-ND) and Mark Warner (D-VA) introduced their bipartisan Securing and Enabling Commerce Using Remote and Electronic (SECURE) Notarization Act. This bill would permit the nationwide use of Remote Online Notarizations (RON), enabling notaries and signers to complete the process from different physical locations. It authorizes every notary in the United States to perform RON and provides certainty for interstate recognition of RON. The SECURE Notarization Act requires tamper-evident technology and fraud prevention measures through the use of multifactor authentication.
    “We’ve made a lot of progress toward much more widespread use of online notarizations in the past few years, particularly through the pandemic,” said Cramer. “But this patchwork of state regulations really leaves consumers without consistent access to some notary services. Quite honestly, I think it violates, certainly, the spirit of interstate commerce. Our bill simply makes sure online notarizations are valid across [state] lines and allow every notary to perform them, and perform them in a very secure way.”
    “It’s time to finally bring the notarization process into the 21st century,” said Warner. “Remote notarizations have proven to be a safe and convenient way for individuals to complete essential services such as executing wills, completing financial documents, and buying or selling a home online. This legislation would continue to modernize this system by permitting nationwide use of Remote Online Notarization to complete important documents.”
    The SECURE Notarization Act will complement state regulations, including those in North Dakota, which already allow for remote notarizations.
    The bill is endorsed by American Land Title Association (ALTA), Mortgage Bankers Association (MBA), National Association of REALTORS (NAR), and American Council of Life Insurers (ACLI).
    “Senators Cramer and Warner have been longstanding champions in recognizing the clear benefits of extending RON access to all Americans and leading this bipartisan legislation, which offers a safe and secure path to remotely close real estate and mortgage transactions,” said Diane Tomb, CEO of ALTA. “By passing the SECURE Notarization Act, Congress will embrace a proven innovation and modernize the notarization process with a secure system that meets consumer needs and expectations, including those of our military heroes overseas, the elderly, and homebuyers seeking convenience.”
    “The SECURE Notarization Act would make the mortgage closing process more convenient for consumers by creating federal minimum standards to allow notaries in all states to perform remote online notarization (RON) transactions,” said Bill Killmer, Senior Vice President of Legislative and Political Affairs at MBA. “MBA appreciates Senator Cramer and Warner’s commitment to enable nationwide use of RON technology. Their continued diligence and hard work on this critical issue will greatly simplify and improve mortgage transactions for all borrowers.” 
    “The National Association of REALTORS applauds Senators Cramer and Warner for reintroducing the SECURE Notarization Act,” said Shannon McGhan, EVP & Chief Advocacy Officer for the National Association of REALTORS. “This commonsense, bipartisan bill will modernize an essential part of real estate transactions by allowing nationwide use of secure, remote online notarization. Reliable, accessible notarized records are the bedrock of real estate, and this technology ensures Americans can continue to buy, sell, and finance property with confidence in today’s digital age.”
    “Senators Cramer and Warner understand that families need practical, modern tools to plan for their financial futures,” said David Chavern, President and CEO of the ACLI. “During COVID, life insurers demonstrated how well remote online notarization works for consumers. Allowing its use nationwide is a smart, commonsense step to bring the notarization process into the 21st century.”
    Click here for bill text.

    MIL OSI USA News –

  • MIL-OSI USA: VIDEO: Pressley Shares Powerful Story of Family from Republican District at Risk from Proposed Medicaid Cuts

    Source: United States House of Representatives – Congresswoman Ayanna Pressley (MA-07)

    Mary from Michigan: “I’m a hospice nurse who works four days a week. My son, Michael, was diagnosed with autism when he was two years old… These politicians don’t care about people like my son. They would rather that people like my son would just die. They don’t think that he contributes to society or is worth anything. But as his mom, I know that is so, so, so, wrong.”

    Pressley Also Introduced Amendments to Strengthen CFPB, Expose Harmful Impact of DOGE

    Video (YouTube)

    WASHINGTON – In the House Financial Services Committee’s markup of the Republican reconciliation bill, Congresswoman Ayanna Pressley (MA-07) condemned the bill’s proposed cuts to Medicaid and shared the story of Mary Marinelli, a 70-year-old hospice nurse from a Republican district in Michigan whose family depends on Medicaid to care for their autistic son. Congresswoman Pressley also introduced several amendments to the legislation to strengthen the Consumer Financial Protection Bureau (CFPB) and expose the harmful impact of the so-called Department of Government Efficiency (DOGE).

    Congresswoman Pressley’s amendments to the reconciliation bill would:

    • Ensure the CFPB remains fully funded so that it may continue returning billions of dollars to consumers by charging risk-based assessments to the largest banks and non-bank financial companies, including big tech payment providers and payday lenders
    • Ensure the CFPB remains fully funded by changing its funding structure so that any company found to have violated a consumer financial protection law since 2010 would pay annually to fund the CFPB through an annual assessment.
    • Conduct a study on the types and amounts of sensitive data that DOGE has been provided access to, and to assess whether such information sharing has undermined data privacy, competition, cybersecurity or other financial stability considerations.
    • Conduct a study to evaluate the damage and risk posed to our financial systems by DOGE cuts, as well as the concerning impacts on consumer and investor protection

    Republicans rejected every amendment proposed by Pressley and her Democratic colleagues.

    A transcript of the Congresswoman’s testimony on behalf of Ms. Marinelli is below and the video is available here.

    Transcript: Pressley Condemns Reconciliation Bill, Shares Heartbreaking Story of Family from GOP District at Risk from Medicaid Cuts

    House Financial Services Committee

    April 30, 2025

    Democrats have been sounding the alarm on the hurt and harm this Republican bill will unleash. 

    In my district, the Massachusetts 7th, I’ve been holding town halls, listening to my constituents who oppose this bill for many reasons, but especially the Medicaid cuts.

    Republicans were told to not host town halls, and they definitely haven’t been listening to the people in their district. It’s gotten so bad that people living in Republican districts are now reaching out to my office to have their voices heard.

    Here is a letter from a constituent of Rep. McClain’s, who sits on this very committee. These are the words of Mary Marinelli:

    “I’m a hospice nurse who works four days a week. My son, Michael, was diagnosed with autism when he was two years old. He’s non-verbal. He cannot be left alone and needs to be supervised 24/7. Through Medicaid, my youngest son, Sean, gets paid to be a caretaker for Michael, which really helps us out. 

    “When Michael became 18, he got on Medicaid and Medicare. It pays for his medication, treatment, hospital stays, and allows us to do some different therapies with him. He’s also on Social Security, which he started receiving at the age of 18. It gives us extra money, about $900 a month, to take care of him. 

    “I am 70 years old. I am still working as a hospice nurse four days a week. If they take Medicaid away, I don’t know what I’ll do. I’d have to get a second job. I received a letter on Friday. They want me to come into the Social Security office to talk about Michael’s benefits. They’ve never done that before, and I was in despair all weekend, worried about them taking away his benefits. 

    “I don’t know how we would function without Medicaid. It’s already stressful enough, even with these services. I can’t imagine how much worse things will get. It would be a death sentence. 

    “As a nurse, I can talk about a lot of different angles to this, the physical ramification of patients falling more between the cracks. These politicians don’t care about people like my son. They would rather that people like my son would just die. They don’t think that he contributes to society or is worth anything. But as his mom, I know that is so, so, so, wrong. 

    “Michael is a wonderful person who brings so much. I don’t know what I would have done without Medicaid.”

    I don’t know if Rep. McClain is here and has anything to say to Mary, her constituent, communicating to you through me. 

    Silence.

    The American people do not support this bill, and that includes those living in Republican districts.

    Mr. Chair, I’m grateful for the reconciliation survival kit that you gifted to members. I only wish I had one for the American people.

    I yield back.

    ###

    MIL OSI USA News –

  • MIL-OSI: T-Max Lending LLC Relocates Headquarters to Sacramento to Support Growth, Innovation, and Enhanced Client Service

    Source: GlobeNewswire (MIL-OSI)

    SACRAMENTO, Calif., May 01, 2025 (GLOBE NEWSWIRE) — T-Max Lending LLC, a leading provider of innovative lending solutions, is proud to announce the strategic relocation of its corporate headquarters from 4727 Executive Dr, San Diego, CA 92121 to a new, state-of-the-art facility at 801 K St, Sacramento, CA 95814. This move represents a significant milestone in the company’s growth and its commitment to improving client service, operational efficiency, and technological advancement in the lending industry.

    The relocation to Sacramento places T-Max Lending at the heart of California’s government and financial regulatory activity, providing improved access to policymakers, industry stakeholders, and a growing pool of financial technology talent. This strategic positioning enhances T-Max Lending’s ability to collaborate with policymakers, stay ahead of industry trends, and serve its diverse clientele more effectively.

    “This move is more than geography, it is a key step in scaling our operations and improving the accessibility and responsiveness of our service” said Kenneth Richard, CEO of T-Max Lending LLC. “This move enables us to be closer to decision-making centers and provides a fertile ground for technological and operational expansion. More importantly, it reflects our dedication to providing better, faster, and more secure services to our clients across the state and beyond.”

    Operational Enhancements to Better Serve Clients

    In tandem with the headquarters relocation, T-Max Lending has implemented significant upgrades to its office operations, loan origination processes, and customer service frameworks. Central to these changes is the adoption of cutting-edge AI technologies, which are set to revolutionize the lending process by making it faster, more accurate, and secure.

    AI-Driven Loan Origination and Processing: The integration of advanced artificial intelligence technology is streamlining the loan application and approval process. By automating routine tasks and leveraging predictive analytics, the company can now offer faster pre-approvals, enhanced fraud detection, and personalized loan recommendations.

    Enhanced Client Service Model: The company has redesigned its internal operations to prioritize rapid response, transparency, and customer empowerment. A newly implemented digital portal offers clients real-time updates, streamlined document uploads, and secure communication with loan officers.

    Cybersecurity and Data Integrity Upgrades: As part of its technology overhaul, T-Max Lending has adopted state-of-the-art encryption and cybersecurity frameworks to ensure that all client data remains secure and confidential throughout the lending lifecycle.

    Workplace Modernization: The new Sacramento office has been designed to foster collaboration, innovation, and wellness. Equipped with smart technologies and eco-friendly design, the space supports hybrid work models and positions the company to attract top talent in fintech and client services.

    Sacramento’s status as California’s capital gives T-Max closer access to lawmakers, housing authorities, and regulatory agencies, supporting quicker compliance adaptation and fostering new policy collaboration opportunities.

    “Our clients are at the center of everything we do,” added Kenneth. “Our new headquarters and AI-driven innovations reflect our unwavering commitment to serving our clients better, faster, and more securely. We are confident that these changes will enhance our ability to deliver exceptional lending solutions while setting a new standard for the industry. Our goal is to make borrowing simpler, smarter, and more secure.”

    T-Max Lending looks forward to welcoming clients, partners, and team members to its new Sacramento location and continuing to lead the charge in responsible, technology-driven lending.

    New Headquarters Address:

    T-Max Lending LLC

    801 K St. Sacramento, CA 95814

    For media inquiries, interviews, or more information, please contact:

    Press Contact:

    Mason Simmons
    Director of Communications
    info@tmaxlending.com
    www.tmaxlending.com
    (619) 259-0177

    About T-Max Lending LLC

    T-Max Lending LLC is a forward-thinking lending institution offering a wide range of residential and commercial loan products. Committed to innovation, integrity, and customer-first service, T-Max is redefining how people access capital with smarter technology and streamlined processes.

    The MIL Network –

  • MIL-OSI: Best Tribal Loans For Bad Credit Direct Lenders Guaranteed Approval – IOnline Payday Loans

    Source: GlobeNewswire (MIL-OSI)

    SHERIDAN, Wyo., May 01, 2025 (GLOBE NEWSWIRE) — Tribal loans are credit products offered by tribal lenders, typically based on Native American reservations. These lenders operate under tribal laws rather than the laws of the state in which the consumer resides. Tribal loans can encompass various types, including short-term loans, payday loans, installment loans, and personal loans.

    >> Click Here to Apply for No Credit Check Loans >>

    While there are benefits to tribal loans for bad credit, such as less stringent eligibility requirements and faster approval times, they are often associated with high-interest rates and fees that may be considered predatory.

    This article provides an in-depth look at tribal loans for credit direct lenders, explaining how they function, their potential advantages, as well as their disadvantages and risks. It also details the application process for tribal payday loans and offers guidance on selecting the best options, including a review of IOnline Payday Loans, a well-known tribal loan brand.
    Key Takeaways:

    Tribal loans are a specific type of loan that is available to individuals with bad credit.

    These loans differ from traditional loans as a tribal loans direct lender guaranteed approval

    provides them and have different application requirements.

    IOnline Payday Loans is a trusted brand that stands out for providing tribal loans online guaranteed approval, offering benefits such as lower interest rates and flexible repayment options.

    >> Click Here to Apply for No Credit Check Loans >>

    Tribal Loans for Bad Credit

    Tribal loans for bad credit are specialized loan products offered by tribal lenders to individuals with poor credit histories. These loans can assist people facing financial emergencies by providing the necessary funds to cover unexpected expenses, ensuring borrower protection.

    Offered by Native American tribes that have established their own lending institutions, these loans can be processed quickly and often come with flexible repayment options due to the tribal sovereign immunity under which these institutions operate.

    >> Click Here to Apply for No Credit Check Loans >>

    Typically, tribal loans direct lender guaranteed approval no teletrack are short-term, unsecured personal loans. Compared to traditional banks or credit unions, tribal lending institutions are generally more willing to extend credit to borrowers with bad credit due to flexible loan requirements.

    This accessibility provides borrowers with competitive interest rates and can help them break free from the cycle of predatory lending and its associated risks.

    What Are Tribal Loans?

    Easiest tribal loans to get no credit check represent a unique form of lending primarily offered by Native American tribes, leveraging their sovereign status to provide financial products that may not be accessible through traditional banking systems. These loans are specifically designed to assist individuals in urgent need of funds, such as those facing emergency expenses or unexpected financial difficulties.

    Among the various types of tribal loans are payday loans, personal loans, and installment loans, each tailored to meet different emergency cash needs.
    Unlike conventional lenders, tribal loans often have more flexible eligibility requirements, making them accessible to a wider range of borrowers. For instance, individuals with less-than-perfect credit histories may still qualify, providing a vital lifeline during times of crisis.

    Emergency cash needs are met with quick access to funds for medical bills, car repairs, or urgent home repairs. Borrowers also benefit from specific legal protections established under tribal law and tribal court, which can differ significantly from state regulations. Furthermore, these loans can serve as stepping stones for individuals seeking to rebuild their financial stability and economic growth.

    It is essential for potential borrowers to thoroughly understand the terms of these loans and consider their repayment capabilities to ensure that they serve as a beneficial solution rather than a financial burden.

    How Do Tribal Loans Differ from Traditional Loans?

    Tribal loans differ from traditional loans in several significant ways, with the primary distinction being the legal framework of tribal sovereign immunity. This allows Native American tribes to provide lending services that are not subject to many federal laws governing lending. As a result, tribal loans can better meet borrowers’ needs by offering faster access to funds, more flexible repayment terms, and often no credit checks compared to traditional banks and lenders.

    When comparing traditional loans to tribal loans, several key differences in lending services emerge:

    • Loan Approval Processes: Tribal lenders typically offer much quicker loan approval processes, and their applications are often simplified, eliminating much of the paperwork required by traditional banks.
    • Interest Rates: While tribal loans may seem to have higher interest rates, they are often competitively priced for borrowers with low credit scores. Traditional banks frequently impose hidden fees that can significantly increase the effective interest rate.
    • Repayment Schedules: Tribal loans often feature repayment schedules that can be tailored to the borrower’s financial situation. They are particularly beneficial for those with poor credit, as tribal lenders focus on current income and repayment ability rather than past credit history.

    Additionally, the online application process for tribal loans allows borrowers to receive funds much more quickly than they would at a traditional bank or credit union, which generally take longer to process loans. This flexibility makes tribal loans a viable alternative to traditional loans when urgent financial needs arise.

    What is Bad Credit?

    Bad credit refers to a low credit score that typically indicates a history of poor financial management, including late payments, defaults, or bankruptcy. Individuals with bad credit often face challenges in securing financial assistance, as many traditional lenders, such as banks and credit unions, view their credit profiles as high-risk, affecting the loan application process.

    As a result, these lenders may either deny their loan applications or offer loans with unfavorable terms.

    How Does Bad Credit Affect Loan Approval?

    Bad credit significantly impacts loan approval since most lenders use credit checks to assess the likelihood of an individual repaying borrowed funds. Those with poor credit scores face significant challenges when applying for financing, often being denied personal loans or offered extremely high-interest rates that exacerbate their financial difficulties.

    This situation creates a cycle in which a person’s financial options become increasingly limited. Traditional lenders, such as banks and credit unions, have stricter requirements that many applicants cannot meet.

    In contrast, tribal lending organizations typically have more lenient criteria, allowing individuals with bad credit to obtain funds. However, such loans may come with complications, including higher interest rates or predatory terms. It is essential for borrowers to weigh these risks against their immediate financial needs.

    While bad credit may close many doors, tribal loans can represent an alternative option that requires careful consideration.

    Why Consider Tribal Loans for Bad Credit?

    Yes, individuals with bad credit should consider tribal loans, as these loans are specifically designed to assist those facing financial emergencies.

    Tribal lending institutions offer quick approval times and flexible repayment terms, allowing individuals to access emergency cash without the stringent requirements typically associated with traditional loans.

    What Are the Benefits of Tribal Loans for Bad Credit?

    The benefits of tribal loans for individuals with bad credit include access to funds for emergency expenses, competitive interest rates, and the flexibility to customize a repayment schedule based on their financial circumstances. These advantages make tribal loans an appealing option for those who have faced challenges with traditional financing due to low credit scores.

    Along with providing immediate financial assistance, tribal loans offer numerous compelling advantages. Borrowers can benefit from no credit checks, which allows them to secure funding without the concern of their credit history being evaluated. Loan rollover options provide additional flexibility, enabling borrowers to manage repayments more comfortably. Furthermore, protection under tribal law enhances the security of these loans, safeguarding borrowers from predatory practices often associated with payday lending.

    By utilizing tribal loans, individuals can effectively break the cycle of debt and improve their financial stability, leading to a significant transformation in their overall economic well-being.

    What Are the Risks of Tribal Loans for Bad Credit?

    Tribal loans can assist individuals with bad credit; however, they come with certain risks, particularly high-interest rates and the potential for hidden fees. Borrowers must be mindful of these drawbacks to make informed decisions and fully understand the total cost of borrowing. It is crucial to recognize that tribal loans can lead to cycles of indebtedness, especially when consumers do not fully comprehend the terms associated with these financial products.

    To ensure a safer borrowing experience, consumers should:

    • Read all loan agreements thoroughly.
    • Consult with financial advisors if there is any uncertainty regarding the terms.
    • Be aware of the consequences of loan rollovers, which can significantly increase debt levels and impact borrower protection.

    Neglecting these important factors can result in undue hardship and further deterioration of one’s financial and credit standing.

    How to Apply for Tribal Loans for Bad Credit?

    Tribal loans for bad credit can be easily applied for, often through online applications that improve the lending experience. Borrowers can quickly submit their loan applications, ensuring they meet the necessary criteria for approval while avoiding the lengthy waiting periods typically associated with traditional lenders.

    What Are the Requirements for Tribal Loans for Bad Credit?

    The requirements for tribal loans for individuals with bad credit are typically less stringent than those for traditional loans, making it easier for those in need of financial support to qualify. Lenders often prioritize the borrowers’ ability to repay over their credit history, resulting in quicker approval times for tribal loans.

    This accessibility allows individuals who may feel excluded from the conventional banking system to find viable options without facing the harsh rejections often encountered with banks. When applying for a tribal loan, applicants should ensure they meet the following general requirements:

    • Proof of income to demonstrate a stable source of earnings
    • A minimum age of usually 18 years
    • Proof of residency, which typically involves having a valid address

    Along with these basic requirements, tribal lending often emphasizes community and developmental aspects, which are less significant in standard bank lending.

    How to Increase Chances of Approval for Tribal Loans for Bad Credit?

    To increase the chances of having $500 tribal installment loans direct lenders only, borrowers should demonstrate financial acumen and submit a thorough application. Understanding what tribal lenders require and developing a realistic repayment plan can provide lenders with added confidence that borrowers will repay their loans responsibly. There are several proactive steps that individuals can take to enhance their loan application experience.

    One of the most effective ways to improve the likelihood of receiving a loan is by enhancing financial literacy. Familiarizing oneself with key concepts such as interest rates, loan terms, and potential fees associated with tribal loans can give the power to applicants to make informed decisions. To achieve this, borrowers should start by checking their credit reports for errors and disputing any inaccuracies. Creating a detailed budget can also illustrate financial responsibility, demonstrating to lenders both the amount the borrower can borrow and their ability to repay it.

    Additionally, it’s beneficial to research various lenders to find those with positive reviews and favorable terms. Equally important is taking the time to thoroughly read and understand the terms and conditions of any loan agreement before accepting and signing it, ensuring that the terms are manageable.

    Choosing the Best Tribal Loans for Bad Credit from Reputable Loan Providers

    The best tribal loans bad credit are selected based on the interest rates offered, the terms and conditions of the loans, and the reputation of the lenders, including Native American Tribal courts. By evaluating these factors, borrowers can find the most suitable tribal loans for their circumstances and avoid potential negative consequences.

    What to Look for in a Tribal Loan Lender?

    When selecting a tribal loan lender, it is important to consider their reputation, customer reviews, specific loan terms, and loan eligibility. A reputable lender will communicate clearly about all fees and borrower protections, ensuring a safe and beneficial borrowing experience. Additionally, you should prioritize how responsive the lender is to customer inquiries and concerns. An ideal lender will be easily reachable and provide prompt answers to questions, demonstrating their dedication to client satisfaction.

    The level of transparency in the loan agreement is also crucial, as greater transparency allows borrowers to make informed decisions without encountering hidden surprises. Thoroughly researching lenders is essential. Important factors to consider include:

    • Customer testimonials: Customer reviews can provide insight into a lender’s trustworthiness and reliability.
    • Terms and conditions: Reviewing the specific terms and conditions ensures they align with your personal financial needs.
    • Licensing and regulatory compliance: Regulatory oversight protects customers against predatory practices.

    By taking the time to consider these factors, you can increase your chances of having a positive borrowing experience.

    How to Compare Different Tribal Loan Options?

    Comparing tribal loan options is essential for borrowers seeking a financial solution that best suits their specific needs. By evaluating interest rates, repayment schedules, and other fees across various lenders, borrowers can identify the tribal loan that aligns with their circumstances. With the widespread availability of the internet, numerous tools and resources are at borrowers’ disposal to facilitate this comparison process. For instance, online comparison websites serve as valuable resources, allowing prospective borrowers to swiftly explore a wide range of tribal loan options from multiple lenders, thereby simplifying the often daunting task of making informed decisions.

    When comparing tribal loan options, the following factors should be considered:

    • Total Repayment Costs: This is typically the most crucial factor, as it significantly impacts long-term financial health.
    • Lender’s Reputation: Understanding how a lender operates, including aspects like customer service and reliability, can be important when choosing between options.
    • Flexibility of Repayment Terms: The availability of various repayment options regarding cost, schedule, and pre-payment penalties is beneficial for borrowers.

    By utilizing these resources and taking these factors into account, borrowers can find a loan that meets their specific financial needs.

    IOnline Payday Loans as a Trusted Brand for Tribal Loans for Bad Credit

    IOnline Payday Loans is a reputable and trusted brand in the realm of tribal loans for bad credit, offering various high-interest loans. As a legitimate tribal lender, IOnline Payday Loans offers borrowers a straightforward and user-friendly application process, along with the assistance necessary to secure the funds they need as quickly as possible.

    What Makes IOnline Payday Loans Stand Out for Tribal Loans?

    IOnline Payday Loans is a distinctive lending service for tribal loans, known for its commitment to customer support and interest rates that are suitable for borrowers with bad credit. The IOnline Payday Loans brand is centered around delivering a positive borrowing experience, ensuring that borrowers fully understand all aspects of their loan before signing any contracts.

    What sets this service apart is its focus on borrower education, which distinguishes it from many competitors that offer little guidance, often leaving borrowers feeling confused and frustrated. IOnline Payday Loans provides valuable educational resources and customer support, give the power toing clients to make informed financial decisions.

    Customers have shared success stories that highlight how the knowledgeable staff at IOnline helped them navigate potentially challenging situations. One customer remarked, “I wasn’t even sure I was going to take a loan at first, but the staff helped me understand the process and explained what documents I needed. Because of that, I got through a rough month.”

    These testimonials illustrate the brand’s dedication to building trust and transparency while delivering an essential service.

    Frequently Asked Questions

    What are tribal loans for bad credit and how do they work?

    Tribal loans for bad credit are short-term loans that are offered by Native American tribes, often through online lenders. These borrowing options are designed to help individuals with poor credit scores. These loans are designed to help individuals with poor credit scores who are not able to secure traditional loans. Tribal loans are a viable part of consumer lending. The loan process typically involves filling out an online application and receiving the funds directly into your bank account if approved.

    What makes tribal loans a good option for individuals with bad credit?

    Tribal loans can be a good option for those with bad credit because they do not usually require a credit check. This loan type is based on other factors such as income and employment stability. Instead, these loans are based on other factors such as income and employment stability. This makes it easier for individuals with poor credit to get the financial assistance they need and avoid debt cycles.

    What are the eligibility requirements for obtaining the best tribal loans for bad credit?

    The specific eligibility requirements may vary depending on the lender, but in general, you must be at least 18 years old, have a regular source of income, and have a valid bank account. Financial knowledge is also important for managing these loans. Some lenders may also require a minimum credit score, but this is not always the case with tribal loans.

    Which online lender offers the best tribal loans for bad credit?

    IOnline Payday Loans is a leading online lender that offers some of the best tribal loans for bad credit. CreditNinja is another popular lender in this space. They have a quick and easy application process and offer competitive interest rates and flexible repayment options. The Native American Financial Services Association ensures fair lending practices.

    Can I use a tribal loan for bad credit to improve my credit score?

    Yes, you can use a tribal loan for bad credit as a way to improve your credit score. By making timely payments on your loan, you can demonstrate responsible financial behavior and potentially boost your credit score over time.

    Is there a limit on the amount of money I can borrow with a tribal loan for bad credit?

    The maximum loan amount may vary depending on the lender and your specific financial situation. The loan value typically reflects your ability to repay. However, most tribal loans for bad credit typically range from $500 to $2,500. It is important to only borrow what you can comfortably repay to avoid getting into further financial trouble.

    Disclaimer: This announcement contains general information about Ionline payday loan services and should not be considered financial advice. Ionline Payday Loans does not guarantee loan approval, and loan terms may vary by applicant and lender requirements. Loans are available to U.S. residents only.

    A photo accompanying this announcement is available at https://www.globenewswire.com/NewsRoom/AttachmentNg/a27af229-25c4-44a5-8062-3fa344fc10a6

    The MIL Network –

  • MIL-OSI USA: Congresswoman Tenney Introduces Legislation to Stimulate Investments into American Manufacturing

    Source: United States House of Representatives – Congresswoman Claudia Tenney (NY-22)

    Washington, DC – Congresswoman Claudia Tenney (NY-24) today lead 19 of her colleagues in introducing the Building Advanced Semiconductors Investment Credit (BASIC) Act to increase and extend the advanced manufacturing investment credit. 

    This legislation increases the advanced manufacturing investment credit from 25% to 35% and extends its availability through December 31, 2030. Semiconductors are essential to nearly every modern technology and producing these domestically is foundational to both America’s economy and its national security. Extending this tax credit will promote further investment in establishing new production facilities to manufacture semiconductors, which will spur job growth in advanced science, technology, engineering, and manufacturing, as well as ensure that the United States can compete globally and maintain its technological dominance over adversaries like China. Extending this critical tax incentive signals long-term U.S. commitment to tech leadership and levels the playing field for American companies ensuring the United States does not fall behind in this critical strategic sector.

    Additional original cosponsors of this legislation include Tom Suozzi (D-NY), Nicole Malliotakis (R-NY), Brian Fitzpatrick (R-PA), Mike Carey (R-OH), Joe Morelle (D-NY), John Mannion (D-NY), Paul Tonko (D-NY), Tim Kennedy (D-NY), Josh Riley (D-NY), Mike Simpson (R-ID), Jen Kiggans (R-VA), Joe Neguse (D-CO), Young Kim (R-CA), Becca Balint (D-VT), Elise Stefanik (R-NY), Steven Horsford (D-NV), Mike Lawler (R-NY), Ro Khanna (D-CA), and Suhas Subramanyan (D-VA).  

    “To restore America as a manufacturing powerhouse, we must empower American companies with the tools they need to succeed. The BASIC Act extends and expands the manufacturing investment credit, encouraging investment in the U.S. economy and enabling companies like Micron to build factories right here in New York. This legislation works hand in hand with the Trump administration to revitalize American manufacturing and bring jobs back to the United States,” said Congresswoman Tenney.

    “Bringing semiconductor manufacturing to the United States is both a critical national security priority and massive economic opportunity for the next generation of American workers,” said Congressman Carey. “Increasing and extending this tax credit will help our economy grow and create a reliable supply chain for critical semiconductors. I am proud to join with my colleagues on this legislation and look forward to it passing.” 

    “Bringing semiconductor manufacturing back to the United States is critical not only for our national security but also to ensure we no longer rely on adversaries like Communist China for this vital industry that powers nearly every modern technology. Extending and enhancing this tax credit will strengthen our domestic supply chain, create good-paying American jobs, and help our nation remain competitive on the global stage. I thank my friend Rep. Claudia Tenney for leading this important effort,” said Congresswoman Malliotakis. 

    “Securing America’s economic and national security starts with rebuilding our domestic supply chains. By strengthening and extending the semiconductor investment credit, the BASIC Act will empower American innovators, bolster advanced manufacturing, and help ensure the United States—not China—leads the future of technology,” said Congressman Fitzpatrick.

    “The Building Advanced Semiconductors Investment Credit (BASIC) is critical legislation to advance semiconductor manufacturing in the U.S. BASIC will generate additional economic activity across the semiconductor ecosystem in the U.S. over the next four years to meet economic and national security goals,” said Sanjay Mehrotra, Micron Chairman, President and CEO. “Micron is appreciative of the leadership from Rep. Tenney and Members of Congress to ensure semiconductor companies can make cost-competitive, long-term investments in advanced U.S. manufacturing.

    “As the historic investment being made by Micron moves forward, partners at every level of government must continue to work together to do everything we can to expedite this critical investment – especially for our national security. The Building Advanced Semiconductors Investment Credit (BASIC) is vital for semiconductor manufacturers like Micron in order to maintain global competitiveness and create certainty in their construction timelines. I want to thank Congresswoman Tenney for her leadership in advocating for the expansion of BASIC and passionate advocacy to help Central New York and Upstate New York become the hub for memory technology manufacturing in the world,” said Onondaga County Executive Ryan McMahon.  

    “Extending and expanding the Advanced Manufacturing Investment Credit is crucial for growth of U.S. semiconductor manufacturing to strengthen national and economic security. The Building Advanced Semiconductors Investment Credit legislation will help GlobalFoundries continue to expand and modernize our facilities in Upstate New York and Vermont, as well as to ensure that the U.S. semiconductor industry maintains global competitiveness. GlobalFoundries is proud to be making chips in America and we would like to thank Congresswoman Tenney and the co-sponsors of this legislation for their continued support for domestic semiconductor manufacturing,” said Dr. Thomas Caulfield, Executive Chairman of GlobalFoundries.

    “The statutory extension of IRC §48D past its December 31, 2026 expiration is an essential factor that supports TSMC’s continued expansion in Arizona, specifically our recently announced plans to build three additional chip fabrication plants, two back-end packaging facilities, and a major semiconductor R&D center. TSMC’s overall U.S. investment now stands at $165 billion. The company is deeply grateful to Representative Tenney and her cosponsors for leading this important legislation,” said Peter Cleveland, SVP, Global Government Affairs, TSMC.

     “This legislation is a timely and essential measure to secure long-term investment in the U.S. semiconductor sector and ensure our domestic industry remains competitive in an increasingly aggressive global marketplace. By increasing the investment tax credit to 35% and prolonging the eligibility period, this bill addresses the structural cost disadvantages that U.S.-based manufacturers face—especially compared to Asia—where faster permitting, cheaper labor, and state-backed subsidies give foreign competitors an unfair edge. BASIC directly offsets these imbalances and provides semiconductor manufacturers the financial certainty needed to move forward with building new fabrication facilities here in the United States over the next four years. I commend Representative Tenney and the co-sponsors of this legislation for their leadership and foresight,” said Jason Hsu, Senior Fellow, Hudson Institute.

    “To win the chip race, the U.S. must continue to reinforce domestic chip production and advance innovation. The BASIC Act is a welcome effort to strengthen this proven driver of investment by increasing the credit’s rate and extending its duration, spurring continued investment in America’s growing ecosystem. This proposal, along with the expansion of the credit to include chip R&D and design, is critical to America’s competitiveness and sustained technology leadership,” said John Neuffer, President and CEO of the Semiconductor Industry Association.

    “The CHIPS Act has spurred a massive resurgence in American semiconductor production. We lost our global leadership in chips, a technology we invented, because other countries pursued effective industrial strategies while we did nothing. The United States has finally woken up to the fact that we can fight back, and we have hundreds of billions of dollars in new domestic semiconductor investment to show for it. Rep. Tenney and her colleagues deserve tremendous credit for their continued focus on smart public policy that strengthens American industry,” said Chris Griswold, Policy Director, American Compass.

    “The advanced manufacturing investment credit is a vital tool to support domestic manufacturing and growth of key industries like semiconductors, microelectronics and more,” said Robert M. Simpson, president of CenterState CEO, in Syracuse. “This legislation to increase the tax credit to 35% and extend its availability through 2030 will further support Central New York’s ability to lead in the domestic production of chips that we rely on every day, making the region an essential hub for advanced manufacturing and innovation, while supporting national and economic security.” 

    “This bi-partisan legislation is a home run for New York and its goal of being the leader is semiconductor manufacturing. We applaud Congresswoman Tenney for getting the support of 17 colleagues behind the bill. We urge all of congress to support this legislation that will undoubtedly create jobs and grow New York’s economy for years to come,” said Heather Mulligan, President & CEO, The Business Council of New York State Inc.

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    MIL OSI USA News –

  • MIL-OSI USA: Ernst, Williams, Loeffler Bring Back “Made in America”

    US Senate News:

    Source: United States Senator Joni Ernst (R-IA)

    WASHINGTON – U.S. Senate Committee on Small Business and Entrepreneurship Chair Joni Ernst (R-Iowa) and House Small Business Committee Chairman Roger Williams (R-Texas) are introducing key bipartisan legislation with Senator Chris Coons (D-Del.) to continue unleashing American industry.
    Manufacturing loans are already up 74% under President Trump and by doubling the individual loan limit for 7(a) and 504 small manufacturing loans from $5 million to $10 million, the Made in America Manufacturing Finance Act will allow small businesses to access the capital they need to invest in new equipment, hire new employees, and grow their businesses.
    “In Iowa and across the country, Main Street is roaring back under President Trump,” said Ernst. “I am proud to work with Administrator Loeffler and Chairman Williams to continue unleashing American industry by allowing small manufacturers to grow and equipping Iowa small business to lead the way. Today marks a major step in bringing back ‘Made in America.’”
    “I want to thank Administrator Loeffler and Senators Ernst and Coons for their partnership on this crucial legislation, as we support America’s small businesses, which make up nearly 99% of all U.S. manufacturers,” said Williams. “The Made in America Manufacturing Finance Act provides small business owners the capital they need to expand, modernize, and compete. We must continue to support and empower the job creators who keep our communities thriving. Together, we will continue driving the America First agenda forward and creating an environment where the success of Main Street is a priority.”
    “On Liberation Day, President Trump made a clear promise to fight for our businesses and workers by bringing back the jobs and supply chains that built this nation—and today, we’re delivering,” said Loeffler. “The Made in America Manufacturing Finance Act will double SBA loan limits for small manufacturers, supercharging the return of American industry by giving small businesses the capital they need to expand, hire, and compete. I’m grateful to Senator Ernst and Representative Williams for leading this bipartisan effort that will empower our small businesses to reclaim our economic independence and rebuild the foundation of American power.”
    “Every big business started as a small business that just needed a little help to grow,” said Coons. “This bipartisan bill builds on years of work to give small manufacturers access to the funding they need to invest in their American dream. This is how we keep manufacturing jobs in America and help communities up and down Delaware thrive.”  
    Click here to view the bill.

    Background:
    After discussing undoing the damage of the Biden administration and fixing the financial integrity of the 7(a) loan program with Administrator Kelly Loeffler during her confirmation hearing, Ernst praised Loeffler for restoring financial responsibility to SBA’s loan programs.
    These responsible reforms were a great relief to Ernst and Williams, who previously raised concerns that the Biden administration’s rapid expansion of the 7(a) lending program was leaving taxpayers on the hook for risky lending practices by non-bank lenders.

    MIL OSI USA News –

  • MIL-OSI USA: VIDEO: On Fox Business, Cornyn Details Priorities for Bill Extending Trump Tax Cuts

    US Senate News:

    Source: United States Senator for Texas John Cornyn

    WASHINGTON – Today on Fox Business’ Mornings with Maria, U.S. Senator John Cornyn (R-TX) discussed his priorities for the reconciliation package, including cutting government spending, extending the Trump Tax Cuts, and leading the charge to reimburse the State of Texas for border security costs incurred during the Biden administration. Excerpts of Sen. Cornyn’s remarks are below, and video can be found here.

    “We’ve got a lot to do in this one big, beautiful bill, but this is our one chance to get not only an extension of the expiring tax provisions, but to cut some of the mandatory spending programs that have driven our debt to $37 trillion and to do other things like the President’s priorities that he campaigned on.”

    “It’s important that Texas get reimbursed for what was and is a federal responsibility, which is to secure the border—which didn’t happen during the Biden administration, so Governor Abbott and Texas leaders had to step up and fill that gap.”

    “We’re working with the President, the Speaker, and Senator Thune to get this done.”

    “If we were to fail—and we cannot fail—that would be a multitrillion-dollar tax increase on the American people, on top of 40-year high inflation as a result of the incredible spending spree that the Biden administration went on.”

    “Democrats are not going to help us at all. For some reason, they think a multitrillion-dollar tax increase is a good idea, but of course, they’re the party of bigger government.”

    “We want to cut the government. We want to cut federal spending. We want to bring down inflation, which was exacerbated by the spending spree that we saw the last four years.”

    MIL OSI USA News –

  • MIL-OSI USA: SBA Relief Available to Indiana Small Businesses and Private Nonprofits Affected by September Drought

    Source: United States Small Business Administration

    ATLANTA – The U.S. Small Business Administration (SBA) is reminding small businesses and private nonprofit (PNP)organizations of the May 30, deadline to apply for low interest federal disaster loans to offset economic losses caused by the drought beginning Sep. 24, 2024. 

    The disaster declaration covers Dearborn, Decatur, Fayette, Franklin, Jefferson, Jennings, Ohio, Ripley, Rush, Switzerland and Union counties in Indiana, as well as Boone County in Kentucky, and Butler and Hamilton counties in Ohio. 

    Under this declaration, SBA’s Economic Injury Disaster Loan (EIDL) program is available to small businesses, small agricultural cooperatives, nurseries, and PNPs with financial losses directly related to the disaster. The SBA is unable to provide disaster loans to agricultural producers, farmers, or ranchers, except for small aquaculture enterprises. 

    EIDLs are available for working capital needs caused by the disaster and are available even if the small business or PNP did not suffer any physical damage. The loans may be used to pay fixed debts, payroll, accounts payable, and other bills not paid due to the disaster. 

    “Through a declaration by the U.S. Secretary of Agriculture, SBA provides critical financial assistance to help communities recover,” said Chris Stallings, associate administrator of the Office of Disaster Recovery and Resilience at the SBA. “We’re pleased to offer loans to small businesses and private nonprofits impacted by these disasters.”  

    The loan amount can be up to $2 million with interest rates as low as 4% for small businesses and 3.25% for PNPs, with terms up to 30 years. Interest does not accrue, and payments are not due, until 12 months from the date of the first loan disbursement. The SBA sets loan amounts and terms based on each applicant’s financial condition. 

    To apply online visit sba.gov/disaster. Applicants may also call SBA’s Customer Service Center at (800) 659-2955 or email disastercustomerservice@sba.gov for more information on SBA disaster assistance. For people who are deaf, hard of hearing, or have a speech disability, please dial 7-1-1 to access telecommunications relay services. 

    The deadline to return economic injury applications is May 30, 2025. 

    ### 

    About the U.S. Small Business Administration 

    The U.S. Small Business Administration helps power the American dream of business ownership. As the only go-to resource and voice for small businesses backed by the strength of the federal government, the SBA empowers entrepreneurs and small business owners with the resources and support they need to start, grow, or expand their businesses, or recover from a declared disaster. It delivers services through an extensive network of SBA field offices and partnerships with public and private organizations. To learn more, visit www.sba.gov. 

    MIL OSI USA News –

  • MIL-OSI Security: Ukrainian National Extradited from Spain to Face Conspiracy to Use Ransomware Charge

    Source: Office of United States Attorneys

    Defendant Allegedly Took Part in Global Ransomware Scheme Using “Nefilim” Ransomware Strain

    Earlier today, in federal court in Brooklyn, a superseding indictment was unsealed charging Artem Stryzhak with conspiracy to commit fraud and related activity, including extortion, in connection with computers, for his role in a series of international attacks using the Nefilim ransomware.  Stryzhak, a Ukrainian citizen, was arrested in Spain in June 2024 and extradited to the United States on April 30, 2025.  The arraignment will be held later today before United States Magistrate Judge Robert M. Levy.

    John J. Durham, United States Attorney for the Eastern District of New York, and Christopher J.S. Johnson, Special Agent in Charge, Federal Bureau of Investigation, Springfield, Illinois Field Office (FBI), announced the charges.

    “As alleged, the defendant was part of an international ransomware scheme in which he conspired to target high-revenue companies in the United States, steal data, and hold data hostage in exchange for payment.  If victims did not pay, the criminals then leaked the data online,” stated United States Attorney Durham.  “The criminals who carry out these malicious cyber-attacks often do so from abroad in the belief that American justice cannot reach them.  The extradition of the defendant and today’s charges prove that they are wrong.”

    Mr. Durham also thanked the Justice Department’s Office of International Affairs, Computer Crime and Intellectual Property Section, the FBI’s New York Field Office and the Government of Spain for their crucial assistance in securing the arrest and extradition from Spain of Stryzhak.

    “The FBI has long recognized that combating international ransomware schemes requires strong partnerships,” stated FBI Special Agent in Charge Johnson.  “The successful extradition of the defendant is a significant achievement in that ongoing collaboration and it sends a clear message: those who attempt to hide behind international borders to target American citizens will face justice.”

    As alleged in the superseding indictment, Nefilim ransomware was deployed to encrypt computer networks in countries around the world, including in the Eastern District of New York.  These ransomware attacks caused millions of dollars in losses, both from ransomware payments and damage to victim computer systems.  The perpetrators of Nefilim typically customized the ransomware executable file for each victim, creating a unique decryption key and customized ransom notes.  If the victims paid the ransom demand, the perpetrators sent the decryption key, enabling the victims to decrypt the computer files locked by the ransomware program.

    In June 2021, Nefilim administrators gave Stryzhak access to the Nefilim ransomware code in exchange for 20 percent of his ransom proceeds.  He operated the ransomware through his account on the online Nefilim platform, known as the “panel.”  When he first obtained access to the panel, Stryzhak asked a co‑conspirator whether he should choose a different username from the one he used in other criminal activities in case the panel “gets hacked into by the feds.”

    Nefilim’s preferred ransomware targets were companies located in the United States, Canada, or Australia with more than $100 million in annual revenue. Stryzhak and others researched the companies to which they gained unauthorized access, including by using online databases to gather information about the victim companies’ net worth, size, and contact information.  In one exchange with Stryzhak in or about July 2021, a Nefilim administrator encouraged him to target companies in these countries with more than $200 million in annual revenue.

    After gaining sufficient access to the victims’ networks, Stryzhak and his co‑conspirators stole data in furtherance of their scheme to extort ransom payments from them.  Nefilim ransom notes typically threatened the victims that unless they came to an agreement with the ransomware actors, the stolen data would be published on publicly accessible “Corporate Leaks” websites, which were maintained by Nefilim administrators.

    The charges in the indictment are allegations and the defendant is presumed innocent unless and until proven guilty.  If convicted of the charge, Stryzhak faces up to five years’ imprisonment.

    The government’s case is being handled by the Office’s National Security and Cybercrime Section.  Assistant United States Attorneys Alexander F. Mindlin and Ellen H. Sise of the Eastern District of New York and Trial Attorney Brian Mund of the Computer Crime and Intellectual Property Section are in charge of the prosecution, with assistance from Paralegal Specialist Rebecca Roth.

    The Defendant:

    ARTEM ALEKSANDROVYCH STRYZHAK
    Age: 35
    Barcelona, Spain 

    E.D.N.Y. Docket No. 23-CR-324 (PKC)

    MIL Security OSI –

  • MIL-OSI: MEF Opens 2025 NaaS Excellence Awards to Recognize Global Industry Leaders

    Source: GlobeNewswire (MIL-OSI)

    LOS ANGELES, May 01, 2025 (GLOBE NEWSWIRE) — MEF, a global industry association of enterprises and network, cloud, security, and technology providers accelerating enterprise digital transformation, today opened submissions for its 2025 NaaS Excellence Awards. The awards showcase innovation and leadership across the service and technology provider, and professional communities shaping the future of secure, cloud-like digital services delivered through a globally automated NaaS ecosystem. Winners will be honored at MEF’s Global Networking-as-a-Service Event (GNE), held November 10-14 in Dallas, Texas.

    As enterprises seek more agile, secure, and cloud-like service experiences, MEF members are responding with automated, standards-based NaaS solutions – a model defined by MEF to ensure programmability, interoperability, and security across partner ecosystems. NaaS offerings combine on-demand connectivity, application assurance, cybersecurity, and multi-cloud networking within a unified service and automation framework. MEF’s Lifecycle Service Orchestration (LSO) APIs, product payloads, and certification programs provide the foundation for trusted automation, standardized integration, and seamless collaboration.

    The NaaS Excellence Awards recognize outstanding achievements across this evolving ecosystem—from LSO API implementations to secure SD-WAN and SASE deployments, and from modular service innovation to high-impact enterprise use cases, and emerging applications of AI in service automation and customer experience. New award categories introduced in 2025 include:

    • Best NaaS Enterprise Customer Implementation
    • Carrier Ethernet Innovation
    • Leadership in Customer Experience Automation
    • Leadership in Network & Service Automation
    • NaaS Ecosystem Collaboration
    • SSE and Zero Trust Providers of the Year
    • NaaS Professional of the Year

    “With the industry rapidly aligning around secure, automated, cloud-like service delivery, the 2025 NaaS Excellence Awards celebrate the leaders shaping the global NaaS ecosystem,” said Nan Chen, CEO, MEF. “These awards honor the companies and individuals driving real-world adoption of standards-based solutions that deliver meaningful outcomes for customers and partners alike.”

    Submissions are open to MEF members and the broader industry across service provider, technology provider, ecosystem collaboration, and professional leadership categories. An independent panel of analysts and industry experts will evaluate all entries based on strategic relevance, measurable outcomes, and use of standards and APIs that enable ecosystem-wide automation.

    Key Dates:

    • Entry Deadline: June 26, 2025
    • Finalists Announced: September 2, 2025
    • Winners Announced: November 11, 2025, during the NaaS Excellence Awards Gala at GNE in Dallas

    For more information and to submit an entry visit https://awards.mef.net/. For sponsorship opportunities or for more information about GNE or the awards gala please visit https://gne.mef.net.

    About MEF
    MEF is a global industry association of enterprises and network, cloud, security, and technology providers working together to accelerate enterprise digital transformation through a better-together ecosystem. MEF delivers service standards, LSO frameworks and APIs, and training and certification programs for services, technologies, APIs, and professionals. The MEF 3.0 Framework enables automated delivery of standardized Carrier Ethernet, IP, Optical Transport, SD-WAN, SASE, and other services across multiple provider networks. MEF’s Global NaaS Event (GNE) convenes executive decision-makers, strategists, technology experts, and enterprise users to collaborate and knowledge-share to accelerate the global automated NaaS ecosystem. For more information about MEF and to hear the latest podcast visit MEF and follow us on LinkedIn and Twitter.

    Media Contact:
    Melissa Power
    MEF
    pr@mef.net

    The MIL Network –

  • MIL-OSI Global: What resources will US gain access to under Ukraine mineral deal? Expert Q&A

    Source: The Conversation – UK – By Gavin D. J. Harper, Research Fellow, Birmingham Centre for Strategic Elements & Critical Materials, University of Birmingham

    Ukraine and the US have signed a much-anticipated deal on natural resources. The deal would open up some of the war-torn country’s mineral and energy resources to the United States.

    The Conversation spoke to Dr Gavin Harper a Critical Materials Research Fellow at the Birmingham Centre for Strategic Elements and Critical Materials about the deal and what it means for both Washington and Kyiv.

    What mineral resources exist in Ukraine?

    The agreement between Ukraine and the US provides a list of 57 mineral resources which it applies to. Ukraine has reserves of lithium and rare earth metals valued in the trillions of dollars. Rare earth metals are a group of 17 elements, including scandium and yttrium, that are used in technology and important industrial processes.

    Ukraine is also a producer of manganese, a key material in metallurgy and some of the widely used lithium-ion batteries, as well as graphite which is also used in lithium ion batteries. Ukraine also holds major deposits of zirconium silicate, which is indispensable in the ceramics industry. Ukraine’s extraction of graphite is limited, and lithium deposits have gone untouched due to the ongoing war and the need for new mining technology and investment.

    The regions of Ukraine that are currently occupied by Russia are known to possess considerable reserves of critical minerals, which are vital for modern technologies. These critical minerals include lithium, titanium, graphite, and rare earth elements.

    There are, however, significant challenges. Many geologists have contended that some of the critical materials Ukraine possesses are not particularly desirable to extract from an economic point of view. Some in the mining industry believe that other aspects of the deal, such as oil and gas, and access to mining infrastructure, may in the near term be the more desirable components of the deal.

    While the agreement considers the primary, mined resources from the ground, Ukraine is also a large importer of new and used electric vehicles. When the components in these vehicles reach the end of life, there is an enormous opportunity to harvest and recycle these critical materials “above the ground”. There may be ways to processing these materials in tandem with the new industries that will be developed to take advantage of Ukraine’s mineral wealth.

    Why is the US so interested in Ukraine’s mineral resources?

    Elements and materials that are economically important, but at risk of short supply are known as critical materials. There are various reasons why these might be in short supply.

    Sometimes one or a small number of countries have a monopoly on the supply of a material and can leverage that position for geopolitical influence. For some materials, it is not about the accessibility of material in the ground, but the ability to process and refine it. This is known as “mid-stream processing”.

    The US realises that critical materials are key to the technologies that will power the economies of the future, and seeks to secure their supply. This allows them to capitalise on the economic opportunity.

    Many of these materials are essential to building the technologies that will aid decarbonisation. Given that China currently controls around 60% of global critical materials supply chains and 85% of processing capacity, it is clear why the US sees a strategic interest in developing other supply chains.

    Russia’s invasion of Ukraine has already caused significant challenges around the supply of certain materials, and the ongoing war presents significant challenges to being able to take advantage of and develop the mineral resources Ukraine possesses.

    What applications are these minerals used in?

    Graphite and lithium are key to electric vehicle batteries and are considered important critical materials due to their essential roles in the booming lithium-ion battery industry, powering everything from smartphones to electric vehicles and grid storage.

    Beryllium, valued for its exceptional lightness, stiffness, and thermal conductivity, is crucial for demanding specialised applications in aerospace, defence and electronics. Manganese is vital in steel production, because it significantly enhances steel’s strength and resistance to wear. It’s also an increasingly important component of some batteries.

    Uranium’s most well-known application is as the fuel source in nuclear reactors, and it also has niche uses in medicine and industry.

    An excavator at a manganese ore mine in Ukraine.
    Romeo Rum / Shutterstock

    How will these resources be extracted?

    The implementation of the US-Ukraine minerals deal will be challenging because of Russia’s war. A primary concern revolves around the significant geographical overlap between Ukraine’s critical mineral deposits and the active war zones in the eastern and southern regions of the country.

    The significant damage to Ukrainian infrastructure presents a challenge to the development of new industries and the movement of extracted goods to onward markets.

    The economic case for developing critical material deposits rests on a clear and accurate understanding of the mineral wealth that exists, and for some of the resources, it is unclear how accurate that data is.

    For some of the types of deposit that are in Ukraine, extractive technologies have not been currently developed to a level where they can be commercialised. It takes a long time to develop new mines and the industries associated with them. So the timescales of developing Ukraine’s mineral wealth will be longer than those of political administrations.



    Read more:
    US-Ukraine minerals deal looks better for Kyiv than expected – but Trump is an unpredictable partner

    It has taken some time for the parties to negotiate the deal, which at times has been contentious. The deal has evolved significantly from the initial proposals, and Ukraine has now agreed to the revised terms.

    One thing to note is that the US was one of the signatories, alongside the UK and Russia, of the Budapest Memorandum in 1994. The memorandum’s signatories agreed “to respect the independence and sovereignty and the existing borders of Ukraine” and to refrain from threat and use of force and economic coercion against Ukraine. Given the distressed situation Ukraine finds itself in, the at times challenging negotiations sometimes felt at odds with the wording of this document.

    Gavin D. J. Harper does not work for, consult, own shares in or receive funding from any company or organisation that would benefit from this article, and has disclosed no relevant affiliations beyond their academic appointment.

    – ref. What resources will US gain access to under Ukraine mineral deal? Expert Q&A – https://theconversation.com/what-resources-will-us-gain-access-to-under-ukraine-mineral-deal-expert-qanda-255734

    MIL OSI – Global Reports –

  • MIL-OSI USA: TRUMP EFFECT: Mercedes to Shift More Vehicle Production to U.S.

    US Senate News:

    Source: The White House
    Today, Mercedes-Benz announced it will move production of another vehicle to the U.S. — the latest result of President Donald J. Trump’s relentless pursuit of American manufacturing dominance.
    The automaker will produce the vehicle at its Tuscaloosa, Alabama, plant following signals earlier this year that the company will make additional investment in its U.S.-based operations.
    Mercedes isn’t the only automaker onshoring production as President Trump incentivizes making things in America again:
    BMW is considering adding shifts to boost production at its South Carolina plant.
    Honda plans to shift production of the Civic from Japan to the U.S.
    Hyundai announced a $20 billion investment — including $5.8 billion for a new Louisiana steel plant to support its U.S.-based vehicle production — amid their pledge to “further localize production in the U.S.”
    Kia plans to produce hybrid vehicles at its affiliate Hyundai’s Georgia factory.
    Nissan is considering moving production from Mexico to the U.S.
    Stellantis announced it will reopen its Belvidere, Illinois, plant to build a new midsize pickup truck.
    Toyota announced it will boost hybrid vehicle production at its West Virginia plant.

    MIL OSI USA News –

  • MIL-OSI Canada: Sexual Violence Prevention Month Proclaimed in Saskatchewan

    Source: Government of Canada regional news

    Released on May 1, 2025

    Government is proclaiming May 2025 as Sexual Violence Prevention Month in Saskatchewan in partnership with Sexual Assault Services of Saskatchewan. 

    Sexual Violence Prevention Month is a collaborative approach that unites communities, government agencies and advocacy groups in a shared mission to end sexual violence in Saskatchewan.

    “We are proud to continue partnering with Sexual Assault Services of Saskatchewan on this important initiative,” Justice Minister and Attorney General Tim McLeod said. “As a government we are committed to addressing and raising awareness about sexual violence as part of our ongoing work to build a healthy, vibrant Saskatchewan where everyone can live safely and free from violence.”

    In 2025-26, government will invest $31.7 million for interpersonal violence programs and services through the justice system. This includes $328,000 for second-stage housing and an additional $720,000 for community-based organizations, including those that deliver supports and services to individuals and families impacted by interpersonal violence, including sexual and physical violence. 

    “Sexual Violence Prevention Week is a time to reaffirm our commitment to preventing and ending sexual violence in all forms,” Minister Responsible for the Status of Women Alana Ross said. “Everyone deserves to feel safe physically, in their relationships and in their communities. During Sexual Violence Prevention Week, we stand with survivors and work towards a future free from harm.”

    Government supports a variety of programs and initiatives that work to address and reduce sexual violence across the province, including:

    “Sexual Violence Prevention Month is a time to raise awareness, inspire action and strengthen our efforts to end sexual violence in Saskatchewan,” Sexual Assault Services of Saskatchewan Executive Director Kerrie Isaac said. “With our province facing one of the highest rates in Canada, it’s critical to address root causes like addiction, which is closely linked to sexual violence. We call on communities, government and advocacy groups to work together for real prevention and support.”  

    If someone you know may be at risk of  sexual violence, or is looking for support and information about human trafficking and sexual exploitation, please find a complete directory of resources at sk.211.ca/abuse. 

    More information on events being held this month please visit: https://sassk.ca/initiatives/shining-a-light/svpm/.

    For more information on programs and services provided by the Government of Saskatchewan, visit: 

    Major Investments Made to End Gender Based Violence | News and Media | Government of Saskatchewan.

    Human Trafficking Posters Featured at Country Thunder for First Time | News and Media | Government of Saskatchewan.

    Government of Saskatchewan Invests $42.6 Million In Community-Based Funding to Address Interpersonal Violence | News and Media | Government of Saskatchewan.

    You can also find the videos and more information about the ‘Face the Issue’ campaign on Saskatchewan.ca.

    -30-

    For more information, contact:

    MIL OSI Canada News –

  • MIL-OSI USA: Speaker Johnson Outlines Roadmap for America’s Industrial Comeback

    Source: United States House of Representatives – Representative Mike Johnson (LA-04)

    WASHINGTON — Today, Speaker Johnson delivered closing remarks at the Hill and Valley Forum that detailed how President Trump and Republicans in Congress are laying the groundwork for America’s industrial renewal.

    Click here to watch the full speech

    Read Speaker Johnson’s remarks below:

    I want to talk to you about an important issue that I know is top of mind for all of you and that’s about some long-held assumptions. There’s a long-held assumption out there that government and innovation must be at odds. We don’t believe that. You don’t believe that.

    But I think today’s thoughtful and insightful conversations – and most of American history for that matter – actually tell a different story. Many of our most consequential innovations have emerged from a healthy interplay between private ingenuity and public engagement.  

    Today, America is eager to get back to the days of making and building things again. And rightly so. For the better part of this century, we’ve actually been moving in the opposite direction. From the steel towns of Pennsylvania to the textile mills of the Carolinas, American communities watched as their factories shut down and main streets emptied out. We were told that we could simply innovate here and build elsewhere. The result was a gradual erosion of our industrial strength, which was part of the great strength of America.

    In recent years, we’ve seen the consequences of allowing the industrial backbone of our economy to atrophy, whether it’s strategic vulnerabilities in semiconductors, rare earths, and pharmaceuticals, or the regulations that smother businesses and jobs far too often.

    Our economy is coming back. We are doing the right things right now. We are making the right decisions to get this going. And that’s after the very damaging effects of Bidenomics the last four years, but we also see warning signs below the surface.

    I think we owe it to ourselves to be frank about this because we’re the ones that have to figure this out. Company profits are up, but the productivity of key American industries of course is down. Unemployment is low, but the number of Americans in job market still stagnates still below pre-pandemic levels. And our industrial capacity – the real engine of a resilient economy – has barely begun to recover from decades of neglect.

    What we are slowly learning is that our technological and our industrial strength is inextricably linked to our national prosperity and security. People in this room understand that, but others are taking notice.

    This situation didn’t happen by accident, it didn’t happen overnight. Decades worth of policymakers made it too easy to offshore entire industries, while providing few incentives to reinvest here in the USA. And it happened because government forgot that its role is not to control the markets, but to cultivate the conditions in which innovation can not only survive, but thrive.

    We saw this failure play out in real time under the last administration. I mean this is just objective fact, I don’t want to give you a partisan speech, but we need to look at reality. President Biden put the full weight of government behind clean energy, EVs, and broadband as a way to implement his green new economy. What we got instead was billions in spending with very little to show for it, if anything at all.

    The EV charger program has to be one of the worst boondoggles ever.  There were fewer than 10 functioning stations built in the first three years. Billions went into these failed programs, while burdensome permitting processes and red tape worked against the very innovation the Administration hoped to spur.

    And while Joe Biden paused America’s LNG exports, his Administration enriched adversaries like Russia, who were all too willing to fill this void in the market. Our European allies quite literally had to go get their natural gas and get their energy needs met by Vladimir Putin. It fueled his war machine and caused so much of the chaos we’re still dealing with.

    These policies don’t just handicap America and American technology; they fundamentally misunderstood the role of government in our system of free enterprise.

    Republicans, and especially President Trump, see things very differently. We believe government’s job is not to pick winners and losers. It’s to set the rules of the road, clear the obstacles, and get out of the way so American capital and ingenuity can get to work.

    We have to allow the job creators, and the risk takers, and the entrepreneurs, and the economy to do what they do. government can’t have a boot on the neck of those people and expect them to perform today.

    We’ve got an opportunity to reckon with all these failures, to recalibrate appropriately and get America back to being an industrial powerhouse once again. Our survival as a nation, I think, depends upon this. So what role should government actually play? Let me just outline three quick, broad policies that Republicans in Congress are pursuing right now to accomplish all this in concert with the White House, because this is a – we’re trying to operate as a seamless team. You’ll see that we’re working day to day, hand in hand with the administration, and that Republicans who control now both chambers of Congress, because we have unified government, you’ll see the Senate and House Republicans working together in tandem. That’s very deliberate, I think, very, very important.

    But three broad policies that we’re pursuing: number one, unleashing abundant American energy. I don’t have to tell the people in this auditorium why that’s so important. Artificial intelligence and data centers are consuming enormous amounts of energy, and this demand is growing exponentially. They come in and show us the charts where the demand goes like this on a chart, and we’re behind the eight ball already, as we know, if we’re to support these innovations and build the jobs and factories of tomorrow, we need reliable, affordable, abundant energy. And that means that unleashing the full potential of American energy and cutting red tape and tapping into every energy source, like commercial nuclear and liquefied natural gas, is just critically important. 

    Our second priority that we’re trying to pursue here is keeping taxes low and keeping competition in the marketplace. The 2017 Trump tax cuts sparked a real resurgence in American industry. The year after they passed, business investment jumped by roughly 10% real wages grew and companies began to reinvest in US manufacturing again. I mean, quite literally, all boats were rising. We say in these big forums as going around the country to a campaign and say, look, President Trump is a known entity. The first Trump Administration, look at what he did and what he was able to do prior to COVID, we had the greatest economy in the history of the world since we cut taxes and cut regulations. It’s not rocket science. We aspire to get back to that at that time, every boat was rising. I mean literally, every demographic in the country and every region in the country was doing better because these policies were implemented.

    Right now, we’re working to make these tax cuts, the tax cuts of the first administration, permanent, not just for families, but also to ensure that American innovators have the confidence to take risks and to reinvest boldly in expanding our industrial base. 

    The third big priority I wanted to mention today is reducing the size and scope of government. We get two important levers to do that. One is reining in wasteful spending. Number two, it’s cutting back regulations again. Under President Biden, we cross the dangerous threshold of $35 trillion in national debt. This is a dire situation. I know the people in this room understand it. A lot of people back home don’t have a full scope of the threat that this is. When we bring in leaders in the Pentagon or the Joint Chiefs of Staff of the last several years, I served on the House Armed Services Committee, among other assignments. We would ask them, “what is the greatest national threat to  our country? What is our top national security concern?” And you would expect them to say, China, Russia, Iran, North Korea. They don’t. They say the debt. And it’s true that our interest payments alone are on track to outpace our entire defense fund. It’s not a sustainable situation, and everybody knows that. Our adversaries know it as well.

    So we’re working right now on the one big, beautiful bill is the reconciliation process, and we’re going through that. We’re taking an honest look at every corner of the budget, including programs along considered to be “untouchable.” We know that when we work to root out wasteful and abuse, just like any smart business, we make our system and these vital programs more effective and efficient the people who really need and deserve them. And we’ve got all hands on deck to do this at the same time. We need to cut harmful regulations that smother innovation.

    All of you run into this, I’m sure at some point or another, may be dealing with it today, but I hope to tell you, in good faith that help is on the way. America’s industrial comeback can’t wait on government bureaucracy. We need to clear the runway for capital to move swiftly into new factories and robotics and advanced automation. Just before COVID, Tesla built its giga factory in Shanghai. They did it in under one year. If you did that same thing here, it would take just as long to pull together the darn permits just to get started building. We can and we must do better. We cannot allow other countries to exceed our performance in that way. 

    Nowhere is it more necessary for Congress to move with caution than AI. If we over regulate here, which you know, Washington tends to do, we don’t just risk regulating American AI out of existence. We would cede critical grounded China and this fateful race to dominate this new technology, and it’s a race that we cannot afford to lose.

    Our priority with AI and technology more broadly, is create an environment that’s competitive and open to new and emerging players, and not just one that benefits the big guys, right?

    Let me talk about tariffs briefly, and I know I’m the last speaker today, so I don’t want to give you a long policy speech, but I think some of this is important, and I’m sure it’s timely for you, and it’s probably one of the questions you would ask if we opened it up.

    President Trump is taking a serious look at our trade relationships, and it’s something I think that we should applaud. We have been mistreated. We have unfair trade partners around the globe, and this has been going on for quite some time. We’re living in the relic of really, what happened after World War II. Think about it, the historical terms I mean, we emerged as a great superpower, and Europe largely had to be rebuilt. So all these trade agreements were made with America as the new great nation, and the emerging superpower, and they sort of rationalized, “well, Americans can afford it, and we need a break.”

    Well, I mean, we’re a long time past World War II. President Trump’s right to point it out. He said, reciprocal trade means it’s got to be fair. He said, every time I talk to him “Mr. President, we’re free traders, free market guys.” He goes “yeah, free and fair trade.” Well, that’s a good point. So tariffs are one tool among many that he’s using to try to do a rebalancing there. He’s trying to rebalance trade and restore a level playing field for American workers and businesses. We’re in uncharted waters on this. This hasn’t been done, so there’s bound to be some market disruption. That’s what we’ve all kind of lived through the last several weeks.

    But I trust the President’s instincts here, and I know that American business leaders are tired of tactics from China. They just constantly undercut and outmaneuver American firms. They’ve stolen our IP, everybody here knows it. People are tired of competing with Chinese firms that are propped up by state subsidies and use actual slave labor to produce their products and they steal our intellectual property.

    But tariffs are just one part of the equation securing our long-term security and the competitive edge that will depend that we’ll need all that’s going to depend on leaning into innovations like AI and advanced robotics and automation. I really empathize with Americans who feel uneasy about the rapid pace of technology advancement.  I get that, but history gives us reason to be optimistic about this. From the automobile to the aircraft to the internet, each new breakthrough has unlocked entirely new industries and professions and forms of prosperity that have worked in our favor. They’ve transformed the way we live. We should always invite and celebrate those advances, because we know the better technology makes our workers more productive, and when our workers are more productive, they earn more, they build more and we see more human flourishing. 

    At the end of the day, that is our objective. We are trying to bring about human flourishing. That’s the goal of all this. It should be the goal of all of our public policy. Not everybody thinks about it that way, but we’re trying to, we’re trying to change things that they do. We should invite new ideas to reinvigorate our industrial base, not just to decouple from China, although that’s critical, but to give the American people a renewed sense of pride in what we make and what we build and what we export to the world, I have to say I’m incredibly bullish on America, not just because of the talent and ingenuity in this room and across the country, but because of what I’ve seen with my own eyes around the country. 

    I’ll just leave you with this quick anecdote. Two weeks ago, I was down in south Texas. I visited Saronic. You’ll probably know some of you guys know company. Y’all heard about it earlier on the stage, I think, but its headquarters sit in an unassuming lot right outside downtown Austin. I drove up and I was like, we’re here, but what I saw inside this building was truly extraordinary. What they’re doing is incredible work to bring back American shipbuilding, essentially from the ashes. We’re blessed where I’m from because Saronic is soon expanding manufacturing operation in my home state, Louisiana, and we’re going to welcome them with open arms, because it’s really exciting stuff.

    I’m telling this story because that is what American renewal looks like. It’s not just about Silicon Valley or Washington or bringing back the smokestacks of the 50’s. This is about expanding the pool of opportunity for every American in every community, in every corner of this great country. It’s about pioneering innovation. It’s about taking risks and betting big on America. Once again, it can happen anywhere in the country, and we want to bring about the conditions to allow that to happen. And that’s why I’m more confident than ever that our best days still lie ahead of us.

    Last thought, because I know you want to go. In July of next year, we’ll celebrate our 250th anniversary as a nation. This grand experiment in self-governance has lasted two and a half centuries. We have already exceeded the expiration date, the lifespan of a nation like ours, a republic, and we’ve done something totally different that no one had ever done before. America was truly revolutionary. The very concept was and we’re built upon these very firm foundations, these ideas, some of the things I’ve articulated today are made us who we are.

    Sometimes in this job, I take the opportunity to go and speak to university and college students, and I’m often alarmed my friends, because I will ask at the beginning, I’ll get on a stage like this, and I’ll say, “would you raise your hand if you agree that you live in the greatest nation in the history of the world?” And sadly, sometimes you get 10-15% of the hands raised in an auditorium like this, I’ll say, “gee, well, you don’t believe in the live in the greatest nation? Would you at least concede you live in a great nation?” Get a few more hands, and then I spend the rest of time explaining to them. I’m a constitutional law attorney. I can put on my case. I need several hours, but I try to convince it, and in 20 minutes or so I say “look, you live in the greatest nation in the history of the world. It’s not even close by any objective measure.” We’re the most successful, most powerful, most free, most benevolent nation that has ever been on the earth.

    But there’s a reason that we are, and it’s incumbent upon us as stewards of this great Republic if we are going to keep this grand experiment in self-governance, it is incumbent upon us to understand what those foundations are and to nurture them, to get back to those foundations, because we can’t allow them to be destroyed.

    MIL OSI USA News –

  • MIL-OSI USA: North Dakota Unveils New ND Icon

    Source: US State of North Dakota

    North Dakota’s new icon was unveiled at the 2025 North Dakota Travel Industry Conference. This icon is a colorful representation of the state’s geography, scenery, and spirit. It will be used in conjunction with the “Be Legendary” brand, which for more than 20 years has signified the state’s adventure, hospitality, and pioneering ambition.

    “The new ND Icon captures the essence of North Dakota – a place where our opportunities are as big as our skies, and our smiles are as bright as our sunsets,” said Commerce Tourism and Marketing Director Sara Otte Coleman. “It will serve as a powerful symbol of our shared identity and a source of pride for all North Dakotans.”

    The public was invited to participate in choosing the new icon through a widely advertised poll, which garnered over 10,000 responses, with 80% favoring the selected icon.

    The icon was designed in collaboration with state and local tourism officials and by the experienced marketing professionals at North Dakota advertising agency, The Good Kids. It is inspired by North Dakota’s vast and beautiful landscape, characterized by its wide-open spaces, stunning sunsets, and rural charm. It also draws upon the authentic and compelling voice of the “Be Legendary” brand:

    • Honest: Reflecting the state’s genuine and trustworthy character.
    • Real: Communicating in an approachable, conversational, and human style.
    • Spirited: Conveying the state’s energy, dynamism, and enthusiasm.
    • Optimistic: Expressing excitement about North Dakota’s future potential and the endless possibilities it offers.

    The icon will be used in a variety of applications to promote North Dakota and instill a sense of pride and unity among residents and help improve awareness for our state to attract visitors, businesses, and new residents.

    Get your own ND merchandise at https://belegendary.link/ShopND.

    MIL OSI USA News –

  • MIL-OSI USA: Grassley, Smith Reintroduce Bipartisan Bills to Help Students Navigate College Costs

    US Senate News:

    Source: United States Senator for Iowa Chuck Grassley

    Listen to audio from Senator Grassley HERE 

    WASHINGTON – Sens. Chuck Grassley (R-Iowa) and Tina Smith (D-Minn.) reintroduced three bipartisan bills to help students and families make informed decisions when choosing a college and taking out loans. 

    From the initial college search, to the acceptance of financial aid, to counseling once in college, the bills would help students avoid sticker shock, find the best school for their budget and avoid taking out ill-advised and oversized loans.

    “When it comes to college costs, we ought to focus on fixing the process on the front-end before students get in over their heads. The federal government should be offering commonsense resources to better prepare borrowers. Our bipartisan bills will provide additional counseling, resources and clarity to the student loan process so that students can know before they owe. I’m working to help America’s next generation pursue higher education opportunities without breaking the bank,” Grassley said. 

    “We need to better equip students and their families with information about the costs of college, from the initial search all the way up to when they receive financial aid offers. My bipartisan bills with Senator Grassley would help fix these problems,” Smith said. “Among other things, we would ensure that financial aid offers can be easily compared between schools, because time and again students and families are faced with inconsistent and incomplete information, making apples-to-apples comparisons impossible. These reforms will help students have more transparency when making one of the biggest financial decisions of their lives—how to pay for college and take the next step in their education.”  

    Legislative Summaries:

    The Net Price Calculator Improvement Act would improve the effectiveness of and access to net price calculators. Net price calculators provide students with early, individualized estimates of higher education costs and financial aid figures before they decide where to apply. Rep. Brett Guthrie (Ky.) plans to introduce companion legislation in the House of Representatives. A summary of the Net Price Calculator Improvement Act is available HERE. 

    The Understanding the True Cost of College Act would create a universal financial aid offer form and standardize terms used to describe financial aid to allow students to more easily compare financial aid packages between schools. This move aims to prevent troubling findings by the Government Accountability Office (GAO) that over 90% of college financial aid offer letters currently understate the price students would pay. Sens. Maggie Hassan (D-N.H.) and Tommy Tuberville (R-Ala.) are original cosponsors of the bill, and Rep. Young Kim (R-Calif.) introduced companion legislation in the House of Representatives. A summary of the Understanding the True Cost of College Act is available HERE. 

    The Know Before You Owe Federal Student Loan Act would strengthen the Higher Education Act to enhance the current loan counseling requirements for institutions of higher education. The bill would make loan counseling an annual requirement before new loans are disbursed, rather than a one-time requirement for first-time borrowers. The legislation would also allow students to decide exactly how much they would like to borrow, rather than offering the maximum possible loan amount as the default option. Rep. Mariannette Miller-Meeks (R-Iowa) plans to introduce companion legislation in the U.S. House of Representatives. A summary of the Know Before You Owe Federal Student Loan Act is available HERE. 

    Background:

    Grassley has long warned of the fiscal danger posed by blanket cancelation after the fact and is an advocate for increased transparency to empower prospective and current students. Last Congress, Grassley joined Sen. Joni Ernst (R-Iowa) in introducing the Student Transparency for Understanding Decisions in Education Net Terms (STUDENT) Act to provide student loan applicants with an estimate of the total amount of interest they would pay prior to accepting a loan. 

    Click HERE for audio of Grassley discussing this trio of bills, as well as the Education Department’s announcement that it will resume collections for federal borrowers with defaulted loans on May 5.  

    Support for the Know Before You Owe Federal Student Loan Act:

    “Education Finance Council supports Senator Grassley’s efforts to improve federal student loan counseling. Students deserve regular and more comprehensive information about paying for postsecondary education, and the Know Before You Owe Federal Student Loan Act equips them with the tools they need to make informed decisions,” said Gail daMota, President, Education Finance Council.

    “NACAC supports the Know Before You Owe Federal Student Loan Act of 2025 as a critical step toward ensuring students receive clear, personalized, and timely information about borrowing. Strengthening loan counseling requirements will help students make informed decisions, minimize unnecessary debt, and navigate a more equitable path to higher education,” said Angel Pérez, CEO, National Association for College Admission Counseling (NACAC).

    Support for the Understanding the True Cost of College Act: 

    “At uAspire, we advise students every day on finding an affordable path to college—and we see firsthand how confusing and inconsistent financial aid offers can be. Too often, students struggle to understand how much they’ll actually owe or compare costs between schools. Financial aid offers must clearly communicate what students are expected to pay. We’re grateful to Senators Grassley, Smith, Hassan, and Tuberville and Representative Kim for leading the Understanding the True Cost of College Act, which would bring much-needed clarity and transparency to the process,” said Anika Van Eaton, Vice President of Policy, uAspire 

    “As a longtime advocate for financial aid transparency and consumer protection, I know firsthand how confusing and opaque financial aid offers can be—both from my time counseling low-income students and from over a decade of research at New America. The Understanding the True Cost of College Act is the result of years of evidence, advocacy, and bipartisan collaboration. It’s a commonsense solution that brings higher education in line with other major financial decisions that already require standardized, comparable information—like buying a home, financing a car, or choosing a health plan. This bill ensures that all students can make apples-to-apples comparisons and truly understand how much college will cost. I applaud Senators Grassley, Smith, Hassan, and Tuberville and Representative Kim for championing this long-overdue reform.” Rachel Fishman, Director, Higher Education, New America. 

    “We applaud Senators Grassley, Smith, Hassan, and Tuberville and Representative Kim for spearheading the Understanding the True Cost of College Act. College is one of the biggest financial decisions facing American families, yet too many higher education institutions continue to provide unclear and misleading cost information. This bipartisan bill would make common-sense reforms and empower students and families by ensuring colleges provide them with clear, transparent, and easily comparable information about expenses and financial aid options,” said Michele Zampini, Senior Director of College Affordability, The Institute for College Access & Success (TICAS). 

    “In our work, IECA members witness, firsthand, the difficulty that exists in interpreting financial aid offers from U.S. colleges and universities. This proposed act is a critically important step towards providing students, and their families, with clear, consistent information regarding the accurate cost of higher education pursuits. We, thus, sincerely thank Senator Grassley (and his hardworking staff) for his intent to reintroduce this piece of legislation and strongly urge his fellow senatorial colleagues to cosponsor it, so that Congress can help students across the country make informed decisions about their education that will, in turn, ‘stem the tide’ as it pertains to the issue of staggering student debt,” said Leigh R. Allen II, Chief Executive Officer of the Independent Educational Consultants Association.

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    MIL OSI USA News –

  • MIL-OSI: Pacific Crest Services Announces Minority Growth Investment from Long Ridge Equity Partners

    Source: GlobeNewswire (MIL-OSI)

    EAGLE, Idaho, May 01, 2025 (GLOBE NEWSWIRE) — Pacific Crest Services (“PCS”), a leading platform for independent insurance agents, announced today that it has secured a minority growth investment from Long Ridge Equity Partners (“Long Ridge”), a growth-focused private equity firm with deep experience in the financial technology and services sectors. PCS will continue to operate under the leadership of its existing management team, with no change to day-to-day operations.

    PCS has established itself as a premier partner for entrepreneurial agents through its unwavering focus on mission, culture, and agent success. The company serves more than 250 independent agencies across 36 states and maintains relationships with over 250 carriers. The growth capital will fuel continued investment in key areas of the business, including technology, business development, geographic expansion, and capital solutions – all aimed at equipping independent agents with a full suite of tools and resources.

    “We’re excited to partner with Long Ridge as we enter this next chapter of growth,” said Shawn Webb, President of PCS. “Their experience scaling high-growth financial services businesses will be invaluable as we continue building a comprehensive platform for entrepreneurial agents to launch, grow, and scale their agencies.”

    Shawn Webb and Jason Webb founded PCS in 2008 with a mission to empower independent agents to build and grow successful businesses. Today, PCS provides a unique platform that offers agents access to top carriers, training, back-office support, technology, and compliance resources – enabling agents to better serve their customers and achieve their ambitions.

    “PCS offers a strong value proposition to its agents and partners, combining a robust platform with a broad network of carrier relationships,” said Jason Melton, Partner at Long Ridge. “Shawn, Jason, and the PCS team have built a trusted brand within the agent community, and we are excited to support them as they continue to scale and deliver exceptional service to their agents and carrier partners.”

    Evolve Capital served as exclusive financial advisor and Wiggin and Dana LLP served as legal counsel to PCS. Choate, Hall, & Stewart LLP served as legal counsel to Long Ridge.

    About Pacific Crest Services

    Pacific Crest Services (PCS) is a leading insurance alliance dedicated to empowering licensed independent agents. Founded in 2008 and headquartered in Eagle, Idaho, PCS provides agents with access to more than 250 national and regional carrier appointments and a full suite of support services, including training, mentorship, and technology tools. Serving a broad base of agents across 36 states, PCS is committed to helping agents start, grow, and scale their businesses with the resources and flexibility they need to succeed. For more information, visit www.pacificcrestservices.com.

    About Long Ridge Equity Partners

    Founded in 2007, Long Ridge Equity Partners is a private investment firm focused on the financial and business technology sectors. Leveraging deep sector knowledge and an extensive network of industry resources, Long Ridge serves as a value-added partner to high-growth businesses. Since its founding, Long Ridge has sponsored many successful growth companies in the financial and business technology sectors, providing founders and management teams with partnership, strategic resources, and capital to drive profitable expansion. Long Ridge manages over $1.75 billion of committed capital. For more information on Long Ridge Equity Partners, please visit www.long-ridge.com.

    The MIL Network –

  • MIL-OSI USA: BERKS COUNTY – Shapiro Administration to Kick Off Small Business Week in Hamburg, Highlight Importance of Investing in Our Downtowns and Main Streets

    Source: US State of Pennsylvania

    May 02, 2025 – Hamburg, PA

    ADVISORY – BERKS COUNTY – Shapiro Administration to Kick Off Small Business Week in Hamburg, Highlight Importance of Investing in Our Downtowns and Main Streets

    Department of Community and Economic Development (DCED) Secretary Rick Siger will celebrate Small Business Week by touring downtown Hamburg and highlighting the important impact small businesses have on Pennsylvania’s economy. Governor Josh Shapiro has proclaimed May 4 through 10, 2025, as Small Business Week in Pennsylvania.

    Secretary Siger will also be announcing a new designation for the Berks County borough, highlighting a recent $100,000 investment through the Main Street Matters Program, and visiting local small businesses.

    The tour will include stops at the following: the Art & Craft Gallery of Hamburg, the Balthaser building, the Hamburg Item building, AEC Market, Liv Holistic, the Hamburg Strand Theater, Hazel’s Cafe, and the Hamburg Antique Center.

    Governor Shapiro created Main Street Matters to help revitalize downtowns, support small businesses, and strengthen local economies. The Governor, who recently announced investments in 81 community projects across Pennsylvania through the program, has included another $20 million in his 2025-26 budget proposal for this successful initiative.

    WHO:
    Rick Siger, DCED Secretary
    Deena Kershner, Executive Director, Our Town Foundation
    Lynn Weller, Assistant Director, Our Town Foundation
    Alyssa Mengel Wentz, Owner, AEC Market

    WHEN:
    Friday, May 2, 2025, at 10:00 AM

    WHERE:
    Our Town Foundation Office, 320 State Street, Hamburg, PA 19526

    VISUALS:
    Following brief remarks, Secretary Siger will join local leaders to visit with owners and employees of the above-mentioned small businesses. The walking tour will occur rain or shine.

    MEDIA RSVP:
    Press who are interested in attending should RSVP to dcedpress@pa.gov.

    MIL OSI USA News –