MIL-OSI Asia-Pac: InvestHK promotes Hong Kong’s business and supply chain management advantages at China International Supply Chain Expo (with photos)

Source: Hong Kong Government special administrative region – 4

Associate Director-General of Investment Promotion at Invest Hong Kong (InvestHK) Ms Loretta Lee attended the China International Supply Chain Expo (CISCE) in Beijing today (July 17). There, Ms Lee delivered remarks at the Thematic Event on Supply Chain Service to promote Hong Kong’s business advantages and opportunities to Mainland and overseas companies and media representatives, encouraging enterprises to leverage Hong Kong’s unique position as an international financial, shipping, and trade hub to establish their multinational supply chain management expertise.

Organised by the China Council for the Promotion of International Trade (CCPIT), the CISCE is the world’s first national-level expo focused on supply chains. InvestHK has joined the CISCE for two consecutive years and delivered speeches on Thematic Event on Supply Chain Service and Thematic Event on Advanced Manufacturing topics this year.

The Thematic Event on Supply Chain Service topic focuses on upgrading the industrial supply chain and explores new global collaboration efforts. In her remarks, Ms Lee promoted Hong Kong’s unique advantages under the “one country, two systems” framework and the city’s role as a gateway connecting Mainland China and global markets under the national dual circulation strategy. She said, “Hong Kong as a ‘super connector’ and a ‘super value-adder’ can help Mainland enterprises better cope with the international market and balance the stability and flexibility of the supply chain. The city has rich experience in supply chain management. From infrastructure, professional service talent, international supplier networks to government policy support, Hong Kong can fully meet enterprises’ needs in different stages of business operation such as procurement, trade, and logistics. As a leading international financial centre, Hong Kong boasts a vibrant and diverse capital market. In the first half of this year, Hong Kong led the world in initial public offering fundraising, making it the ideal destination for corporate financing. I encourage Mainland enterprises to establish corporate treasury centres in Hong Kong to facilitate global expansion.”

CCPIT Vice Chairman Mr Chen Jian’an also delivered a speech at the event.

On the same day, the Head of Transport, Logistics and Industrials at InvestHK, Mr Benjamin Wong, joined a thematic forum at the Thematic Event on Advanced Manufacturing, sharing insights on the innovation-driven development through green and low-carbon technologies. He noted that the demand for green and low-carbon solutions in industries is currently experiencing a growth momentum. The Hong Kong Special Administrative Region Government has been supporting the development of the local innovation and technology sector through various measures, including enhanced research and development support, expanded funding channels, and strengthened collaboration among academia, industry, and the Government, with the aim of accelerating Hong Kong’s transformation into a green tech hub. To further enhance green and sustainable economic development, InvestHK has established a dedicated sustainability team, which actively attracts overseas and Mainland enterprises with leading technologies and solutions in carbon neutrality to establish or expand their operations in Hong Kong.

Following the CISCE, InvestHK will host a roundtable on July 18 to further discuss Hong Kong’s role as a multinational supply chain management centre, and conduct in-depth discussions and exchanges with representatives of Beijing-based companies interested in expanding their business in Hong Kong. Ms Lee will deliver welcome remarks, encouraging Beijing companies to use Hong Kong as their multinational supply chain management centre. In the sharing session, Mr Wong and the Managing Director of Li & Fung Development (China) Ltd, Mr Chang Ka-mun, will discuss the latest environment and trends of global trade and supply chains, and how Hong Kong can help Mainland and overseas enterprises build global supply chain management expertise. Experts from PricewaterhouseCoopers and China Merchants Bank will also share insights at the event on Hong Kong’s tax benefits and financial services for Mainland enterprises looking to expand internationally.

During the visit, the InvestHK delegation will meet with various enterprises to provide the latest updates on Hong Kong’s latest policies and opportunities, thereby assisting them to leverage Hong Kong’s advantages to expand overseas.

To download event photos, please visit: www.flickr.com/photos/investhk/albums/72177720327606368.

MIL OSI Asia Pacific News –

July 18, 2025

MIL-OSI: OptimizeRx Sets Second Quarter 2025 Conference Call for August 7, 2025, at 4:30 p.m. ET

Source: GlobeNewswire (MIL-OSI)

WALTHAM, Mass., July 17, 2025 (GLOBE NEWSWIRE) — OptimizeRx Corp. (the “Company”) (Nasdaq: OPRX), a leading provider of healthcare technology solutions helping life sciences companies reach and engage healthcare professionals (HCPs) and patients, will hold a conference call on Thursday, August 7, 2025, at 4:30 p.m. Eastern Time to discuss its results for the second quarter period ended June 30, 2025. The financial results will be issued in a press release prior to the call.

OptimizeRx management will host the call, followed by a question-and-answer period. Details for the conference call can be found below:

Please call the conference telephone number or log on to the web access link five minutes prior to the start time.

A replay of the call will remain available for 12 months via the Investors section of the OptimizeRx website at http://www.optimizerx.com/investors.

About OptimizeRx

OptimizeRx is a leading healthcare technology company that’s redefining how life science brands connect with patients and healthcare providers. Our platform combines innovative AI-driven tools like the Dynamic Audience Activation Platform (DAAP) and Micro-Neighborhood Targeting (MNT) to deliver timely, relevant, and hyper-local engagement. By bridging the gap between HCP and DTC strategies, we empower brands to create synchronized marketing solutions that drive faster treatment decisions and improved patient outcomes.

Our commitment to privacy-safe, patient-centric technology ensures that every interaction is designed to make a meaningful impact, delivering life-changing therapies to the right patients at the right time. Headquartered in Waltham, Massachusetts, OptimizeRx partners with some of the world’s leading pharmaceutical and life sciences companies to transform the healthcare landscape and create a healthier future for all.

OptimizeRx Contact
Andy D’Silva, SVP Corporate Finance
adsilva@optimizerx.com

Investor Relations Contact
Steven Halper
LifeSci Advisors, LLC
shalper@lifesciadvisors.com

The MIL Network –

July 17, 2025

MIL-OSI: OptimizeRx Sets Second Quarter 2025 Conference Call for August 7, 2025, at 4:30 p.m. ET

Source: GlobeNewswire (MIL-OSI)

WALTHAM, Mass., July 17, 2025 (GLOBE NEWSWIRE) — OptimizeRx Corp. (the “Company”) (Nasdaq: OPRX), a leading provider of healthcare technology solutions helping life sciences companies reach and engage healthcare professionals (HCPs) and patients, will hold a conference call on Thursday, August 7, 2025, at 4:30 p.m. Eastern Time to discuss its results for the second quarter period ended June 30, 2025. The financial results will be issued in a press release prior to the call.

OptimizeRx management will host the call, followed by a question-and-answer period. Details for the conference call can be found below:

Please call the conference telephone number or log on to the web access link five minutes prior to the start time.

A replay of the call will remain available for 12 months via the Investors section of the OptimizeRx website at http://www.optimizerx.com/investors.

About OptimizeRx

OptimizeRx is a leading healthcare technology company that’s redefining how life science brands connect with patients and healthcare providers. Our platform combines innovative AI-driven tools like the Dynamic Audience Activation Platform (DAAP) and Micro-Neighborhood Targeting (MNT) to deliver timely, relevant, and hyper-local engagement. By bridging the gap between HCP and DTC strategies, we empower brands to create synchronized marketing solutions that drive faster treatment decisions and improved patient outcomes.

Our commitment to privacy-safe, patient-centric technology ensures that every interaction is designed to make a meaningful impact, delivering life-changing therapies to the right patients at the right time. Headquartered in Waltham, Massachusetts, OptimizeRx partners with some of the world’s leading pharmaceutical and life sciences companies to transform the healthcare landscape and create a healthier future for all.

OptimizeRx Contact
Andy D’Silva, SVP Corporate Finance
adsilva@optimizerx.com

Investor Relations Contact
Steven Halper
LifeSci Advisors, LLC
shalper@lifesciadvisors.com

The MIL Network –

July 17, 2025

MIL-OSI: Arq Schedules Second Quarter 2025 Earnings Conference Call

Source: GlobeNewswire (MIL-OSI)

GREENWOOD VILLAGE, Colo., July 17, 2025 (GLOBE NEWSWIRE) — Arq, Inc. (NASDAQ: ARQ) (the “Company” or “Arq”), a producer of activated carbon and other environmentally efficient carbon products for use in purification and sustainable materials, today announced the Company will release its second quarter 2025 financial results and file its Quarterly Report on Form 10-Q for the period ended June 30, 2025, after market close on Monday, August 11, 2025. A conference call to discuss the Company’s financial performance is scheduled for Tuesday, August 12, 2025, at 8:30 a.m. Eastern Time.

The conference call webcast information will be available via the Investor Resources section of Arq’s website at www.arq.com. Interested parties may participate in the conference call by registering at https://www.webcast-eqs.com/Arq_Q2_2025. Alternatively, the live conference call may be accessed by dialing (877) 407-0890 or +1 201-389-0918 and referencing Arq.

A supplemental investor presentation will be available on the Company’s Investor Resources section of the website prior to the start of the conference call.

A replay of the event will be made available shortly after the event and accessible via the same webcast link referenced above. Alternatively, the replay may be accessed by dialing (877) 660-6853 or (201) 612-7415 and entering Access ID 13754338. The dial-in replay will expire after August 19, 2025.

About Arq

Arq (NASDAQ: ARQ) is a diversified, environmental technology company with products that enable a cleaner and safer planet while actively reducing our environmental impact. As the only vertically integrated producer of activated carbon products in North America, we deliver a reliable domestic supply of innovative, hard-to-source, high-demand products. We apply our extensive expertise to develop groundbreaking solutions to remove harmful chemicals and pollutants from water, land and air. Learn more at: www.arq.com.

Source: Arq, Inc.

Investor Contact:

Anthony Nathan, Arq
Marc Silverberg, ICR
investors@arq.com

The MIL Network –

July 17, 2025

MIL-OSI: Arq Schedules Second Quarter 2025 Earnings Conference Call

Source: GlobeNewswire (MIL-OSI)

GREENWOOD VILLAGE, Colo., July 17, 2025 (GLOBE NEWSWIRE) — Arq, Inc. (NASDAQ: ARQ) (the “Company” or “Arq”), a producer of activated carbon and other environmentally efficient carbon products for use in purification and sustainable materials, today announced the Company will release its second quarter 2025 financial results and file its Quarterly Report on Form 10-Q for the period ended June 30, 2025, after market close on Monday, August 11, 2025. A conference call to discuss the Company’s financial performance is scheduled for Tuesday, August 12, 2025, at 8:30 a.m. Eastern Time.

The conference call webcast information will be available via the Investor Resources section of Arq’s website at www.arq.com. Interested parties may participate in the conference call by registering at https://www.webcast-eqs.com/Arq_Q2_2025. Alternatively, the live conference call may be accessed by dialing (877) 407-0890 or +1 201-389-0918 and referencing Arq.

A supplemental investor presentation will be available on the Company’s Investor Resources section of the website prior to the start of the conference call.

A replay of the event will be made available shortly after the event and accessible via the same webcast link referenced above. Alternatively, the replay may be accessed by dialing (877) 660-6853 or (201) 612-7415 and entering Access ID 13754338. The dial-in replay will expire after August 19, 2025.

About Arq

Arq (NASDAQ: ARQ) is a diversified, environmental technology company with products that enable a cleaner and safer planet while actively reducing our environmental impact. As the only vertically integrated producer of activated carbon products in North America, we deliver a reliable domestic supply of innovative, hard-to-source, high-demand products. We apply our extensive expertise to develop groundbreaking solutions to remove harmful chemicals and pollutants from water, land and air. Learn more at: www.arq.com.

Source: Arq, Inc.

Investor Contact:

Anthony Nathan, Arq
Marc Silverberg, ICR
investors@arq.com

The MIL Network –

July 17, 2025

MIL-OSI Africa: African Development Bank and Partners Launch a $263.8 Million Infrastructure Project to Transform Urban Development in Abia State

Source: APO

The African Development Bank (www.AfDB.org), in partnership with the Islamic Development Bank, Nigeria’s Federal Government and the Abia State, has launched the Abia State Integrated Infrastructure Development Project, a transformative $263.8 million initiative to modernize urban infrastructure, enhance mobility, and promote inclusive, climate-resilient development over the next five years.

The project addresses critical infrastructure gaps in urban transport, erosion control and waste management which have long constrained mobility, public health and economic productivity in the cities of Umuahia and Aba in Abia State.

The African Development Bank is contributing $115 million to the project, including $100 million from its ADB window and $15 million from the Canada-AfDB Climate Fund (CACF). The Islamic Development Bank is co-financing with $125 million, while the Federal Government of Nigeria is providing $23.8 million in counterpart funding.

The project will rehabilitate more than 248 kilometers of roads in the cities of Umuahia and Aba, restore two erosion sites, and catalyze private sector investment in solid waste management through public-private partnerships.

Abia State, like many rapidly growing regions, has faced mounting infrastructure challenges driven by urban expansion, environmental pressures and limited investment over time. Cities such as Umuahia and Aba are contending with aging roads, erosion threats, and strained waste systems. This project signals a decisive shift toward integrated, climate-resilient urban development that supports inclusive growth and long-term sustainability.

Speaking at the launch, Dr. Alex C. Otti, Governor of Abia State, said the initiative marked a defining moment in the State’s infrastructure renewal agenda: “The fruits of development are richer when supported by partners who believe in your vision. We are focused on raising living standards, expanding access to education and healthcare, and driving economic productivity. Investor confidence is growing, public optimism is rising, and Abia is emerging as a destination of choice for opportunity and impact.”

The project is expected to generate over 3,000 temporary jobs during the construction phase, with 30 percent reserved for women, and approximately 1,000 permanent jobs during the operational phase. A key feature of the project is its focus on youth employment and skills development: 50 percent of the permanent roles will go to young people, who will be trained through the State Youth Road Maintenance Corps—a cadre of local engineers drawn from all 17 Local Government Areas of Abia State.

Dr. Akande Oyebola, Assistant Director at the International Economic Relations Department of the Federal Ministry of Finance, reaffirmed the Government’s support: “This initiative represents a significant milestone in our collective effort to drive economic growth, strengthen infrastructure, and improve the quality of life for the people of Abia State.”

Dr. Abdul Kamara, Director General of the African Development Bank’s Nigeria Country Department, commended the leadership of the federal and state governments. “This project is rooted in partnership, ambition and long-term impact,” he said. “At its core, this project is about lives, it is about reducing travel time by half, increasing incomes, improving access to schools and hospitals, and creating space for entrepreneurs, particularly women and youth, to thrive.”

Beyond the physical infrastructure, the project incorporates comprehensive social and environmental safeguards. These include training for women and youth entrepreneurs, resettlement support, HIV/AIDS and STI awareness campaigns, and strengthened systems for procurement and financial management.

Otumchere Oti, Abia State Commissioner for Works, reaffirmed the State’s commitment to accountable delivery.

“Today we reassure all stakeholders, our development partners, contractors, communities, and government institutions, that implementation will be guided by diligence, transparency, and accountability. Our monitoring mechanisms are robust, and our resolve is strong. This is a defining moment for Abia State, and we shall rise to it with determination and unity,” he said.

The African Development Bank will provide technical support, capacity building, and close implementation supervision through its Nigeria Country Department and sector teams.

The launch of the Abia State Integrated Infrastructure Development Project marks a key milestone in the Bank’s commitment to advancing Nigeria’s development priorities through inclusive, sustainable infrastructure investment.

Distributed by APO Group on behalf of African Development Bank Group (AfDB).

Contact:
Nkiruka Henrietta Ugoh
Nigeria Country Department
media@afdb.org

About the African Development Bank Group:
The African Development Bank Group is Africa’s premier development finance institution. It comprises three distinct entities: the African Development Bank (AfDB), the African Development Fund (ADF) and the Nigeria Trust Fund (NTF). On the ground in 41 African countries with an external office in Japan, the Bank contributes to the economic development and the social progress of its 54 regional member states. For more information: www.AfDB.org

Media files

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MIL OSI Africa –

July 17, 2025

MIL-OSI United Kingdom: Infrastructure Pipeline kicks off new era of infrastructure delivery

Source: United Kingdom – Executive Government & Departments

Press release

Infrastructure Pipeline kicks off new era of infrastructure delivery

New tool gives investors and industry clarity they need to plan for the long term and support the delivery of the government’s infrastructure ambitions.

UK’s major infrastructure projects published giving investors and British business the certainty to plan for the long term.
NISTA’s new interactive Pipeline website sets out 780 planned projects including transport, energy, schools and hospitals.
Follows publication of government’s landmark 10 Year Infrastructure Strategy setting out new approach to infrastructure and vital reforms to ensure planning and delivery is joined up.

Construction firms have been given the certainty and confidence they need to invest in major UK infrastructure projects as the government publishes details of hundreds of live schemes, underpinning the delivery of the government’s landmark 10 Year Infrastructure Strategy.

This Infrastructure Pipeline will provide real time updates on 780 planned private and public sector projects, giving industry the clarity needed to plan for the long term and creating good quality jobs and supply chain capacity necessary to deliver the government’s infrastructure ambitions and the Plan for Change. It will support our modern Industrial Strategy, boosting business investment and driving growth across the country.

Building on data from 40 government departments, public bodies and regulated businesses, the new interactive online tool provides details of around 780 public and privately led infrastructure projects under construction, in development, or at an early stage of planning including transport, energy, schools and hospitals.

The pipeline outlines £530 billion of projects and programmes over the next ten years, which includes £285 billion funded solely by the public sector.

It comes as the government announced last month at least £725 billion of government funding over the coming decade, as part of a new approach to how projects are planned and delivered.

Chief Secretary to the Treasury Darren Jones MP said:

Last month, I set out a comprehensive ten-year strategy to restore confidence in the UK’s capacity to provide the infrastructure we need to renew Britain.

Delivering that ambition will require support from the private sector to invest in the jobs and training opportunities workers need to help us rebuild the country.

This pipeline brings industry on that journey with us – by giving business leaders and investors confidence about future work and therefore the confidence to invest in their workforce.

By providing a more consistent picture of significant infrastructure investments planned by both government and the private sector, the pipeline also aims to improve the quality of policy making, spending decisions and the delivery of major projects – replacing the previously erratic and uncoordinated nature of infrastructure planning with a more certain picture.

This is backed by a new online pipeline tool allowing users to see the national and regional picture of planned investments by both the government and private sector in real time. As well as providing details of individual projects, users will also be able to look at the full range of planned investments.

The pipeline will managed by the National Infrastructure and Service Transformation Authority (NISTA) and updated on a regular basis.

Becky Wood, Chief Executive Office of NISTA, said:

We’ve listened to a wide range of voices to ensure this pipeline is designed to give the infrastructure sector the information and insights needed to plan with confidence and to build the skills, workforce and supply chains required.

NISTA is committed to working with investors, operators and construction firms on future iterations to ensure the pipeline is where private and public sector partners will stand firmly behind a shared ambition to do things better.

John Foster, Chief Policy and Campaigns Officer at CBI said:

A dynamic, forward-looking infrastructure pipeline is exactly what business needs to plan, invest, and build with confidence. This announcement responds to long-standing calls from industry and sends a strong signal that government is serious about long-term infrastructure planning. Greater clarity and certainty on upcoming projects will unlock investment in nationally significant schemes, strengthen supply chains, and support high-value jobs across the UK.

Sam Gould, Director of policy and external affairs at the Institution of Civil Engineers said:

The ICE has promoted the importance of an up-to-date, credible project pipeline for some time, so NISTA’s publication of the new Infrastructure Pipeline is a welcome step forward.

Having an agreed list of projects provides essential clarity for the industry to plan – not just for delivery, but to enable better workforce planning and attract necessary finance.

The commitment from NISTA to regularly update the Pipeline with insights and data from across industry is also positive, and the ICE looks forward to working with NISTA to refine and develop this Pipeline.

This joined-up, systematic approach is what’s needed to plan for and deliver the infrastructure the UK needs.

Mark Reynolds, Mace’s Executive Chair and Co-Chair of the Construction Leadership Council and Co-Chair of the Construction Skills Mission Board, said:

The construction industry cannot invest in new skills, capacity and technology without clarity on our future workload. The government’s pipeline plays a critical role in allowing us to scale up to deliver 1.5m new homes and a revitalisation of our national infrastructure.

NISTA’s new dynamic approach is a major step forward; and the inclusion of employment data will make a significant difference to firms across the country as they plan for the next few years of growth. The Construction Skills Mission Board will be working with our members from government, industry, training bodies, the devolved authorities and the unions to build the skilled workforce we need to realise the ambitious plans laid out in the pipeline.

More information

Additional comments:

Leo Quinn, Group Chief Executive of Balfour Beatty, said:

The new Infrastructure Pipeline is a big step forward, giving industry the clarity and confidence to invest in skills, grow capability and deliver sustainable, digital solutions. It’s what Balfour Beatty has been calling for: funded schemes, greater detail and transparency, and real-time updates to support business planning. The challenge now is keeping up momentum and making it a trusted tool for long-term UK infrastructure planning.

Suzannah Nichol OBE, Chief Executive, Build UK said:

The new Infrastructure Pipeline is another step towards much needed visibility and stability for the construction supply chain and private sector investors. This dynamic approach showing a clear and updated pipeline of work will give our members more confidence to invest in the skills, resources and technology required to deliver and maintain the social and economic infrastructure we all rely on.

Build UK is committed to working with the Treasury and NISTA to ensure the pipeline is an effective tool, supporting improved performance and productivity and driving economic growth.

Jon Phillips, Chief Executive, Global Infrastructure Investor Association said:

This is a positive step towards strengthening the UK’s appeal as a destination for private finance of critical infrastructure.

Global investors will value a clear pipeline of projects that shows the full scope of the UK’s investment potential.

We look forward to working closely with the government to ensure the pipeline meets investors’ needs and has the greatest possible impact on UK economic growth.

David Allen, spokesperson for the Civil Engineering Contractors Association (CECA), and Executive Director of CECA Southern, said:

The long-term certainty provided by the pipeline published today – and the ease of access that the online tool provides – will boost the infrastructure sector’s delivery capacity, at a time when we need the UK economy to be firing on all cylinders.

CECA members have consistently argued that key to delivering the best results is providing industry with clear visibility of the forward pipeline of investment.

This is essential to maintaining confidence across our sector, and enables businesses to plan efficiently, invest in skills and innovation, and deliver the economic and social outcomes the UK needs.

The Infrastructure Pipeline is a dynamic online tool, developed after extensive engagement with a wide range of industry stakeholders.
It provides both an interactive and downloadable information about each scheme, including details of anticipated spend, the current project status and its expected completion date, together with information on the Pipeline’s methodology and how it will evolve in future.
This first iteration of the pipeline reflects public spending settlements agreed across government as part of the recent Spending Review. The next update planned for early 2026 will add further details following the completion of business planning across government resulting from Spending Review decisions..
The Pipeline is not an announcement of new government policy or project investments – it is an update on the latest position on each project.

Published 17 July 2025

MIL OSI United Kingdom –

July 17, 2025

MIL-OSI: Arclaim Finance to Launch DeFi Staking Platform on July 15, Solving Liquidity Challenges for Crypto Investors

Source: GlobeNewswire (MIL-OSI)

WELLINGTON, New Zealand, July 17, 2025 (GLOBE NEWSWIRE) — The decentralized finance (DeFi) ecosystem evolves rapidly, driven by innovation and the pursuit of liquidity. Staking, a popular method for cryptocurrency users to earn passive income, faces a persistent challenge: limited liquidity and untapped potential of staked assets. Arclaim, a pioneering decentralized staking platform, addresses these issues, offering users an optimized way to maximize earnings through staking. By leveraging advanced smart contracts and a user-centric approach, Arclaim redefines staking in the DeFi space, delivering higher returns, enhanced security, and unparalleled flexibility.

A New Era for Staking

Arclaim transforms how users interact with staked assets by combining robust technology with innovative earning mechanisms. Unlike traditional staking platforms, Arclaim not only facilitates high-yield staking but also integrates arbitrage opportunities, enabling users to earn from multiple streams. This dual-earning model, supported by carefully audited smart contracts, positions Arclaim as a leader in the DeFi ecosystem, appealing to both novice and seasoned investors.

“Arclaim empowers users to unlock the full potential of their crypto assets,” says Josh Smith, spokesperson for Arclaim Finance. “By combining high-APR staking pools with arbitrage opportunities and a 98% profit-sharing model, we prioritize user earnings while ensuring safety and reliability.”

How Arclaim Works

Arclaim operates through a seamless, secure, and efficient process designed to optimize user earnings. The platform’s proprietary system follows a structured approach:

Analysis of Staking Pools: Arclaim’s advanced algorithms scan the market to identify staking pools with high Annual Percentage Rates (APR) and strong arbitrage potential, ensuring users access the most lucrative opportunities.
Deployment of Smart Contracts: Once optimal pools are identified, Arclaim deploys robust smart contracts to facilitate staking. These contracts securely lock user funds and efficiently distribute rewards.
Profit Distribution Model: Arclaim distributes 98% of fees and profits back to users, retaining only 2%. This user-centric model maximizes earnings, setting Arclaim apart from competitors.
Earnings Through Arbitrage: Beyond staking rewards, Arclaim’s smart contracts exploit price differences across pools, generating additional profits for users.

This streamlined process ensures users benefit from high returns, transparency, and ease of use, all while maintaining the highest standards of security.

Why Arclaim Stands Out

Arclaim distinguishes itself through innovative features that address the limitations of traditional staking platforms:

Higher Returns: By identifying high-APR pools and leveraging arbitrage, Arclaim consistently delivers superior returns compared to other decentralized applications (dApps).
User-Centric Profit Model: With 98% of profits returned to users, Arclaim prioritizes community financial growth, unlike platforms that retain significant portions of earnings.
Safety and Reliability: Arclaim’s smart contracts undergo rigorous audits to ensure the security of user funds, fostering trust among users worldwide.
Optimized Staking Experience: The platform’s intuitive interface simplifies staking, allowing users to monitor earnings and withdraw profits effortlessly.

These features make Arclaim a transformative solution, combining the best of DeFi innovation with a focus on user empowerment.

Who Benefits from Arclaim?

Arclaim caters to a diverse audience, from beginners exploring DeFi to experienced investors seeking advanced opportunities. Whether users aim to earn passive income through staking or capitalize on arbitrage, Arclaim’s user-friendly platform and transparent profit-sharing model make it an ideal choice. With a low entry barrier, users can start staking with minimal investment, democratizing access to high-yield opportunities in the DeFi space.

The Future of Staking

As DeFi continues to expand, Arclaim sets a new standard for decentralized staking platforms. By addressing liquidity challenges and maximizing user profits, the platform paves the way for a more efficient and inclusive staking experience. Arclaim’s innovative approach ensures users can optimize their assets while maintaining control and security.

The platform’s vision extends beyond staking. By integrating arbitrage opportunities and leveraging cutting-edge technology, Arclaim unlocks the full potential of crypto assets. As the DeFi ecosystem grows, Arclaim positions itself as a leader, offering a compelling solution for those seeking to enhance their financial future without compromising on reliability.

A Bright Future for DeFi Investors

Arclaim’s combination of safety, reliability, and high earning potential reshapes how users perceive staking. As more individuals explore DeFi, platforms like Arclaim play a pivotal role in empowering users to maximize their crypto investments. With its robust smart contracts, transparent profit model, and user-focused design, Arclaim invites investors to join a revolution in decentralized finance.

For those looking to earn more from their staked assets, Arclaim offers a secure and innovative platform to achieve financial goals. Whether new to staking or a seasoned investor, Arclaim provides the tools to take control of your crypto portfolio.

About Arclaim Finance

Arclaim Finance, based in Wellington, New Zealand, leads the charge in decentralized staking innovation. With a mission to optimize liquidity and earnings for crypto users, Arclaim combines advanced smart contracts with a user-centric profit model to redefine staking in the DeFi ecosystem. Visit arclaim.com to learn more and join the staking revolution.

Media Contact:
Josh Smith
Arclaim Finance
Email: support@arclaim.com
Website: https://arclaim.com

Disclaimer: This press release is provided by Arclaim Finance. The statements, views, and opinions expressed in this content are solely those of the content provider and do not necessarily reflect the views of this media platform or its publisher. We do not endorse, verify, or guarantee the accuracy, completeness, or reliability of any information presented. This content is for informational purposes only and should not be considered financial, investment, or trading advice. Investing involves significant risks, including the potential loss of capital. Readers are strongly encouraged to conduct their own research and consult with a qualified financial advisor before making any investment decisions. Neither the media platform nor the publisher shall be held responsible for any fraudulent activities, misrepresentations, or financial losses arising from the content of this press release. In the event of any legal claims or charges against this article, we accept no liability or responsibility.

Legal Disclaimer: This media platform provides the content of this article on an “as-is” basis, without any warranties or representations of any kind, express or implied. We do not assume any responsibility or liability for the accuracy, content, images, videos, licenses, completeness, legality, or reliability of the information presented herein. Any concerns, complaints, or copyright issues related to this article should be directed to the content provider mentioned above.

A photo accompanying this announcement is available at https://www.globenewswire.com/NewsRoom/AttachmentNg/58de9966-b614-477b-af1f-f9fc6ca02d3c

The MIL Network –

July 17, 2025

MIL-OSI: Arclaim Finance to Launch DeFi Staking Platform on July 15, Solving Liquidity Challenges for Crypto Investors

Source: GlobeNewswire (MIL-OSI)

WELLINGTON, New Zealand, July 17, 2025 (GLOBE NEWSWIRE) — The decentralized finance (DeFi) ecosystem evolves rapidly, driven by innovation and the pursuit of liquidity. Staking, a popular method for cryptocurrency users to earn passive income, faces a persistent challenge: limited liquidity and untapped potential of staked assets. Arclaim, a pioneering decentralized staking platform, addresses these issues, offering users an optimized way to maximize earnings through staking. By leveraging advanced smart contracts and a user-centric approach, Arclaim redefines staking in the DeFi space, delivering higher returns, enhanced security, and unparalleled flexibility.

A New Era for Staking

Arclaim transforms how users interact with staked assets by combining robust technology with innovative earning mechanisms. Unlike traditional staking platforms, Arclaim not only facilitates high-yield staking but also integrates arbitrage opportunities, enabling users to earn from multiple streams. This dual-earning model, supported by carefully audited smart contracts, positions Arclaim as a leader in the DeFi ecosystem, appealing to both novice and seasoned investors.

“Arclaim empowers users to unlock the full potential of their crypto assets,” says Josh Smith, spokesperson for Arclaim Finance. “By combining high-APR staking pools with arbitrage opportunities and a 98% profit-sharing model, we prioritize user earnings while ensuring safety and reliability.”

How Arclaim Works

Arclaim operates through a seamless, secure, and efficient process designed to optimize user earnings. The platform’s proprietary system follows a structured approach:

Analysis of Staking Pools: Arclaim’s advanced algorithms scan the market to identify staking pools with high Annual Percentage Rates (APR) and strong arbitrage potential, ensuring users access the most lucrative opportunities.
Deployment of Smart Contracts: Once optimal pools are identified, Arclaim deploys robust smart contracts to facilitate staking. These contracts securely lock user funds and efficiently distribute rewards.
Profit Distribution Model: Arclaim distributes 98% of fees and profits back to users, retaining only 2%. This user-centric model maximizes earnings, setting Arclaim apart from competitors.
Earnings Through Arbitrage: Beyond staking rewards, Arclaim’s smart contracts exploit price differences across pools, generating additional profits for users.

This streamlined process ensures users benefit from high returns, transparency, and ease of use, all while maintaining the highest standards of security.

Why Arclaim Stands Out

Arclaim distinguishes itself through innovative features that address the limitations of traditional staking platforms:

Higher Returns: By identifying high-APR pools and leveraging arbitrage, Arclaim consistently delivers superior returns compared to other decentralized applications (dApps).
User-Centric Profit Model: With 98% of profits returned to users, Arclaim prioritizes community financial growth, unlike platforms that retain significant portions of earnings.
Safety and Reliability: Arclaim’s smart contracts undergo rigorous audits to ensure the security of user funds, fostering trust among users worldwide.
Optimized Staking Experience: The platform’s intuitive interface simplifies staking, allowing users to monitor earnings and withdraw profits effortlessly.

These features make Arclaim a transformative solution, combining the best of DeFi innovation with a focus on user empowerment.

Who Benefits from Arclaim?

Arclaim caters to a diverse audience, from beginners exploring DeFi to experienced investors seeking advanced opportunities. Whether users aim to earn passive income through staking or capitalize on arbitrage, Arclaim’s user-friendly platform and transparent profit-sharing model make it an ideal choice. With a low entry barrier, users can start staking with minimal investment, democratizing access to high-yield opportunities in the DeFi space.

The Future of Staking

As DeFi continues to expand, Arclaim sets a new standard for decentralized staking platforms. By addressing liquidity challenges and maximizing user profits, the platform paves the way for a more efficient and inclusive staking experience. Arclaim’s innovative approach ensures users can optimize their assets while maintaining control and security.

The platform’s vision extends beyond staking. By integrating arbitrage opportunities and leveraging cutting-edge technology, Arclaim unlocks the full potential of crypto assets. As the DeFi ecosystem grows, Arclaim positions itself as a leader, offering a compelling solution for those seeking to enhance their financial future without compromising on reliability.

A Bright Future for DeFi Investors

Arclaim’s combination of safety, reliability, and high earning potential reshapes how users perceive staking. As more individuals explore DeFi, platforms like Arclaim play a pivotal role in empowering users to maximize their crypto investments. With its robust smart contracts, transparent profit model, and user-focused design, Arclaim invites investors to join a revolution in decentralized finance.

For those looking to earn more from their staked assets, Arclaim offers a secure and innovative platform to achieve financial goals. Whether new to staking or a seasoned investor, Arclaim provides the tools to take control of your crypto portfolio.

About Arclaim Finance

Arclaim Finance, based in Wellington, New Zealand, leads the charge in decentralized staking innovation. With a mission to optimize liquidity and earnings for crypto users, Arclaim combines advanced smart contracts with a user-centric profit model to redefine staking in the DeFi ecosystem. Visit arclaim.com to learn more and join the staking revolution.

Media Contact:
Josh Smith
Arclaim Finance
Email: support@arclaim.com
Website: https://arclaim.com

Disclaimer: This press release is provided by Arclaim Finance. The statements, views, and opinions expressed in this content are solely those of the content provider and do not necessarily reflect the views of this media platform or its publisher. We do not endorse, verify, or guarantee the accuracy, completeness, or reliability of any information presented. This content is for informational purposes only and should not be considered financial, investment, or trading advice. Investing involves significant risks, including the potential loss of capital. Readers are strongly encouraged to conduct their own research and consult with a qualified financial advisor before making any investment decisions. Neither the media platform nor the publisher shall be held responsible for any fraudulent activities, misrepresentations, or financial losses arising from the content of this press release. In the event of any legal claims or charges against this article, we accept no liability or responsibility.

Legal Disclaimer: This media platform provides the content of this article on an “as-is” basis, without any warranties or representations of any kind, express or implied. We do not assume any responsibility or liability for the accuracy, content, images, videos, licenses, completeness, legality, or reliability of the information presented herein. Any concerns, complaints, or copyright issues related to this article should be directed to the content provider mentioned above.

A photo accompanying this announcement is available at https://www.globenewswire.com/NewsRoom/AttachmentNg/58de9966-b614-477b-af1f-f9fc6ca02d3c

The MIL Network –

July 17, 2025

MIL-OSI: DT Midstream to Announce Second Quarter 2025 Financial Results, Schedules Earnings Call

Source: GlobeNewswire (MIL-OSI)

DETROIT, July 17, 2025 (GLOBE NEWSWIRE) — DT Midstream, Inc. (NYSE: DTM) plans to announce second quarter 2025 financial results before the market opens on Thursday, July 31, 2025.

DT Midstream has scheduled a conference call to discuss results for 9:00 a.m. ET (8:00 a.m. CT) the same day. Investors, the news media and the public may listen to a live internet broadcast of the call at this link. The participant toll-free telephone dial-in number in the U.S. and Canada is 888.596.4144, and the toll number is 646.968.2525; the passcode is 9881735. International access numbers are available here.

The webcast will be archived on the DT Midstream website at investor.dtmidstream.com.

About DT Midstream

DT Midstream (NYSE: DTM) is an owner, operator and developer of natural gas interstate and intrastate pipelines, storage and gathering systems, compression, treatment and surface facilities. The company transports clean natural gas for utilities, power plants, marketers, large industrial customers and energy producers across the Southern, Northeastern and Midwestern United States and Canada. The Detroit-based company offers a comprehensive, wellhead-to-market array of services, including natural gas transportation, storage and gathering. DT Midstream is transitioning towards net zero greenhouse gas emissions by 2050, including a plan of achieving 30% of its carbon emissions reduction by 2030. For more information, please visit the DT Midstream website at www.dtmidstream.com.

The MIL Network –

July 17, 2025

MIL-OSI Russia: Tatyana Golikova spoke at government hour in the State Duma.

Translation. Region: Russian Federal

Source: Government of the Russian Federation – Government of the Russian Federation –

An important disclaimer is at the bottom of this article.

Deputy Prime Minister Tatyana Golikova spoke at the government hour in the State Duma on the topic “On priorities in the implementation of the demographic policy of the Russian Federation.” It was also attended by Minister of Labor and Social Protection Anton Kotyakov, Minister of Health Mikhail Murashko, Minister of Finance Anton Siluanov, Minister of Construction and Housing and Utilities Irek Faizullin and Minister of Culture Olga Lyubimova.

The Deputy Prime Minister thanked the deputies for choosing the topic of the government hour and the detailed expert discussion. She emphasized that in the course of preparation for the government hour, 128 questions were received, to which written answers were given.

“Of all the components of demographic development, and today’s discussion has also shown this, increasing the birth rate is the most difficult task. We see, based on accumulated experience, that the birth rate does not directly depend on the amount of funds that we invest in social benefits. Our citizens have become more concerned about their health, and for expectant mothers, accessibility, including transportation, of medical care, a perinatal center, and a medical organization is important. Living standards have changed significantly – in the issue of birth rate, the importance of comfortable housing and sufficient space has increased. And the insufficient development of infrastructure in the regions, its inadequacy to the needs of small children is the main limiting challenge to birth rate. The life cycle is transforming – this is an extension of the period of obtaining an education, the desire to realize oneself in the professional sphere, ensuring career growth and financial independence. All this postpones the birth of a child. Another consequence of this transformation is loneliness. Quite a large number of young people cannot find a partner,” said Tatyana Golikova.

The Deputy Prime Minister noted that the average age of mothers at birth in Russia is 29. In addition, it is important to correctly assess the factor of the country’s growing urbanization: more than 80% of all births today occur in cities.

“Indirectly, through the use of maternity capital for education, we see that 70% of recipients in this area choose universities in large cities: Moscow, St. Petersburg, Krasnodar, Kazan. Young people leave their cities and, as a rule, do not return. Thus, the uniform territorial development of the country, the construction of housing, social and engineering infrastructure – these are all key things that need to be developed, and not only in cities, but also in rural areas. The strategy for the spatial development of Russia and its correct construction are of key importance for achieving the indicators set by the President. And of course, this is the work of all executive authorities at both the federal and regional levels, the maximum involvement of employers,” said the Deputy Prime Minister.

Tatyana Golikova emphasized that demographic issues were discussed in detail at faction meetings and with relevant committees in the run-up to the government hour.

The first block of questions is housing.

“There are many support measures in place today. This is the Young Family program, preferential mortgage programs, the validity of which has been extended: family mortgage at 6%, rural mortgage at 3%, Far Eastern or Arctic mortgage at 2%. To help families pay off mortgages, a payment of 450 thousand rubles is provided at the birth of a third or subsequent child. In eight regions of the Far East, its size has been increased to 1 million rubles. Another eight have established a similar measure within the framework of regional programs to increase the birth rate. As a result, there are 16 of them. A separate topic is the development of the preferential rental housing market. Currently, 12 thousand rental apartments are being built in the Far East. In addition, there is the My Private Home initiative, which combines measures to support individual housing construction. The comprehensive rural development program also includes housing construction models in rural areas. It is important for us to jointly assess how all current housing programs are interconnected, how they affect the family, ”said Tatyana Golikova.

An analysis of the use of maternity capital over the entire period of its existence confirms that housing is the main focus (69%) and more than 67% of funds used for housing, or 3.1 trillion rubles, are directed toward mortgages.

In addition, the high level of indebtedness of families, both mortgage and consumer loans, becomes an obstacle to the birth rate.

The second is support for families with many children.

Today, there are almost 2.8 million large families in Russia. Over the past two years, the number of large families has increased by 17.4%, and the number of children in them has reached 8.9 million.

As Tatyana Golikova noted, given the importance of this topic, a separate federal project, Large Families, has been formed within the national project Family. It combines federal and regional measures – both those that have proven their effectiveness and those introduced since 2025.

The Presidential Decree on social support for large families established the permanent status of a large family and defined the concept of a large family for receiving support measures. At the same time, the decree retained the right of regions to expand the category of a large family and also established a recommended list of regional support measures.

At the federal level, basic guarantees in the sphere of labor relations, early assignment of an insurance pension, vocational training and retraining for parents with many children, and the provision of state benefits in connection with the birth and upbringing of children are enshrined. In 2024, a single benefit covered more than 1.5 million large families raising 5.3 million children.

“Since 2025, for the first time, a priority procedure for concluding a social contract with large families has been established. More than 25% of social contracts have been concluded with large families. A register of large families has been formed. Since October 1 of last year, an electronic certificate for large families has been launched. 2.2 million certificates have already been issued,” noted Tatyana Golikova.

As part of the “demographic menu”, which is co-financed from the federal budget, 41 regions with low birth rates have provided additional support measures for large families.

“The problem remains that when establishing the status of a large family, regions require permanent registration in the region of all family members. This leads to the fact that the father, registered in another region, is not included in the family and, accordingly, in the certificate. And, as a result, he cannot take advantage of not only regional, but also federal support measures – go with children to a museum for free, buy goods or tickets at a discount. This approach must be eliminated. It is important that all regions have a responsible, informal attitude to the topic of supporting large families,” the Deputy Prime Minister emphasized.

Thirdly, the health of citizens.

Within the framework of the new national projects “Family” and “Long and Active Life”, an active range of measures in the field of healthcare will be continued.

“Special attention will be paid to psychological, legal and social assistance to pregnant women, as well as the use of assisted reproductive technologies to treat infertility: 485 thousand IVF cycles will be performed,” said Tatyana Golikova.

Fourth – strengthening value systems with a focus on strong families and having many children among young people.

The promotion of family values in the media, literature, through family competitions, forums and festivals such as “Family of the Year”, “It’s Family for Us”, the All-Russian Wedding Festival and a number of others, gives its results, forms traditions, and a respectful attitude towards the family.

Please note: This information is raw content obtained directly from the source of the information. It is an accurate report of what the source claims and does not necessarily reflect the position of MIL-OSI or its clients.

MIL OSI Russia News –

July 17, 2025

MIL-OSI Russia: Financial news: The Bank of Russia is improving approaches to calculating standards.

Translation. Region: Russian Federal

Source: Central Bank of Russia –

An important disclaimer is at the bottom of this article.

From August 18, 2025, banks will begin calculating capital adequacy standards according to new instructions from the Bank of Russia No. 220-I And No. 221-I.

The new rules imply the transition of all banks with a universal license to a finalized (more risk-sensitive) approach to calculating capital adequacy standards. The standard approach will be retained for banks with a basic license and non-bank credit institutions.

Other important changes include:

— the criteria for classifying borrowers as investment grade have been improved (in particular, a condition has been added for having a credit rating of at least “A”), to which a reduced risk weight is applied;

— differentiated risk weights have been introduced for loans to subjects and municipalities of Russia depending on the level of credit rating from Russian rating agencies, and in its absence, on the level of debt sustainability as assessed by the Ministry of Finance of Russia (in the future, it is planned to completely switch to credit ratings);

— risk weights for mortgage loans at the construction stage are equal to those used for mortgages on completed housing, and those, in turn, are calibrated based on default statistics;

— when calculating macroprudential premiums, a single multiplicative approach will be applied both for banks using approaches to risk assessment based on internal ratings and for other banks;

— further important steps have been taken to address the problem of credit concentration: firstly, under repo transactions the risk will be considered to be on the issuer of securities accepted as collateral if the borrower’s rating is below “AA”; secondly, banks will be able to transfer the concentration risk from the borrower to a reliable guarantor/surety/issuer of securities accepted as collateral.

The changes will help to more accurately assess risks, will help to level the playing field for competition, and will also support balanced growth in lending to the economy.

To make it easier for banks to adapt to the new regulations, some of the innovations will only apply to new loans, that is, those issued after August 18, 2025.

Preview photo: focal point / Shutterstock / Fotodom

Please note: This information is raw content obtained directly from the source of the information. It is an accurate report of what the source claims and does not necessarily reflect the position of MIL-OSI or its clients.

MIL OSI Russia News –

July 17, 2025

MIL-OSI: Hyperscale Data Announces Preliminary Q2 2025 Revenue of $25.8 Million, Up 45% Year-over-Year

Source: GlobeNewswire (MIL-OSI)

LAS VEGAS, July 17, 2025 (GLOBE NEWSWIRE) — Hyperscale Data, Inc. (NYSE American: GPUS), a diversified holding company (“Hyperscale Data” or the “Company”), today announced preliminary revenue of $25.8 million for the second quarter of 2025, a 45% increase compared to $17.8 million in the prior-year period. Preliminary revenue for the six months ended June 30, 2025 totaled $50.8 million. The Company reaffirms the revenue guidance for the full fiscal year ending December 31, 2025 of $125 to $135 million.

Strategic Business Highlights and Growth Drivers:

Accelerating Revenue Momentum – Growth in the second quarter was led by commercial lending and trading activity through Ault Lending, LLC, greater demand for TurnOnGreen, Inc.’s electronic power solutions and improved performance by the hotel assets held by Ault Global Real Estate Equities, Inc.
Strengthened Balance Sheet – The Company has reduced debt by over $20 million year-to-date, enhancing liquidity as Hyperscale Data prepares to advance the development of its 617,000 square-foot facility in Michigan that the Company believes will become a premier artificial intelligence (“AI”) data center.
High-Margin Software Expansion – Ongoing development of blockchain infrastructure, tokenization platforms and decentralized applications is anticipated to generate recurring, high-margin revenue beginning in late 2025.
Scaling Digital Asset Mining Infrastructure – Sentinum, Inc. (“Sentinum”) recently entered a hosting agreement with a Montana-based service provider to expand mining operations and infrastructure access.
Fintech Recovery Underway – Fintech platforms rebounded in the second quarter of 2025 after a challenging 2024, with new AI-powered features under development for future lending and trading applications.
Reconsolidation of Gresham Worldwide – Gresham Worldwide, Inc. (“Gresham Worldwide”) is expected to emerge from Chapter 11 bankruptcy proceedings as a subsidiary of the Company by October 1, 2025, at which point Hyperscale Data anticipates reconsolidating its financial results. Gresham Worldwide is projected to contribute approximately $10 million of revenue in the fourth quarter of 2025. If the reconsolidation of Gresham Worldwide had occurred on January 1, 2025, on a pro forma basis, a non-GAAP financial measure, this reconsolidation would have been expected to increase the Company’s annualized revenue for 2025 by approximately $40 million.

Assuming that the anticipated reconsolidation occurs on or before October 1, 2025, Hyperscale Data expects its full-year 2025 GAAP basis revenue guidance to be within the range of $125 million to $135 million. The table below presents a non-GAAP pro forma view of Hyperscale Data’s potential 2025 revenue, assuming Gresham had been consolidated as of January 1, 2025:

Revenue Guidance	Low End		High End
Revenue guidance	$	115,000,000	$	125,000,000
Pro forma annualized contribution from Gresham Worldwide		40,000,000		40,000,000
Pro forma total revenue	$	155,000,000	$	165,000,000

“This quarter reflects the importance of strategic focus,” said William B. Horne, CEO of Hyperscale Data. “We are growing revenue, reducing debt and building a foundation for scalable, high-margin software to become a core pillar of our business. Gresham Worldwide’s return is expected to significantly enhance our revenue profile going forward.”

The revenue figures reported are preliminary and unaudited. Final results will be included in the Company’s quarterly report on Form 10-Q for the quarter ended June 20, 2025, which is expected to be filed with the SEC on or before the required deadline.

For more information on Hyperscale Data and its subsidiaries, Hyperscale Data recommends that stockholders, investors, and any other interested parties read Hyperscale Data’s public filings and press releases available under the Investor Relations section at hyperscaledata.com or available at www.sec.gov.

About Hyperscale Data, Inc.

Through its wholly owned subsidiary Sentinum, Hyperscale Data owns and operates a data center at which it mines digital assets and offers colocation and hosting services for the emerging AI ecosystems and other industries. Hyperscale Data’s other wholly owned subsidiary, Ault Capital Group, Inc. (“ACG”), is a diversified holding company pursuing growth by acquiring undervalued businesses and disruptive technologies with a global impact.

Hyperscale Data currently expects to divest itself of ACG (the “Divestiture”) on or about December 31, 2025, though there can be no assurance that the Divestiture will be completed during 2025. Upon the occurrence of the Divestiture, the Company would solely be an owner and operator of data centers to support high-performance computing services, though it may at that time continue to operate in the digital asset space as described in the Company’s filings with the SEC. Until the Divestiture occurs, the Company will continue to provide, through ACG and its wholly and majority-owned subsidiaries and strategic investments, mission-critical products that support a diverse range of industries, including an AI software platform, social gaming platform, equipment rental services, defense/aerospace, industrial, automotive, medical/biopharma and hotel operations. In addition, ACG is actively engaged in private credit and structured finance through a licensed lending subsidiary. Hyperscale Data’s headquarters are located at 11411 Southern Highlands Parkway, Suite 190, Las Vegas, NV 89141.

On December 23, 2024, the Company issued one million (1,000,000) shares of a newly designated Series F Exchangeable Preferred Stock (the “Series F Preferred Stock”) to all common stockholders and holders of the Series C Convertible Preferred Stock on an as-converted basis. The Divestiture will occur through the voluntary exchange of the Series F Preferred Stock for shares of Class A Common Stock and Class B Common Stock of ACG (collectively, the “ACG Shares”). The Company reminds its stockholders that only those holders of the Series F Preferred Stock who agree to surrender such shares, and do not properly withdraw such surrender, in the exchange offer through which the Divestiture will occur, will be entitled to receive the ACG Shares and consequently be stockholders of ACG upon the occurrence of the Divestiture.

Forward-Looking Statements

This press release contains “forward-looking statements” within the meaning of Section 27A of the Securities Act of 1933, as amended, and Section 21E of the Securities Exchange Act of 1934, as amended. These forward-looking statements generally include statements that are predictive in nature and depend upon or refer to future events or conditions, and include words such as “believes,” “plans,” “anticipates,” “projects,” “estimates,” “expects,” “intends,” “strategy,” “future,” “opportunity,” “may,” “will,” “should,” “could,” “potential,” or similar expressions. Statements that are not historical facts are forward-looking statements. Forward-looking statements are based on current beliefs and assumptions that are subject to risks and uncertainties.

Forward-looking statements speak only as of the date they are made, and the Company undertakes no obligation to update any of them publicly in light of new information or future events. Actual results could differ materially from those contained in any forward-looking statement as a result of various factors. More information, including potential risk factors, that could affect the Company’s business and financial results are included in the Company’s filings with the U.S. Securities and Exchange Commission, including, but not limited to, the Company’s Forms 10-K, 10-Q and 8- K. All filings are available at www.sec.gov and on the Company’s website at hyperscaledata.com.

Hyperscale Data Investor Contact:
IR@hyperscaledata.com or 1-888-753-2235

The MIL Network –

July 17, 2025

MIL-OSI: Hyperscale Data Announces Preliminary Q2 2025 Revenue of $25.8 Million, Up 45% Year-over-Year

Source: GlobeNewswire (MIL-OSI)

LAS VEGAS, July 17, 2025 (GLOBE NEWSWIRE) — Hyperscale Data, Inc. (NYSE American: GPUS), a diversified holding company (“Hyperscale Data” or the “Company”), today announced preliminary revenue of $25.8 million for the second quarter of 2025, a 45% increase compared to $17.8 million in the prior-year period. Preliminary revenue for the six months ended June 30, 2025 totaled $50.8 million. The Company reaffirms the revenue guidance for the full fiscal year ending December 31, 2025 of $125 to $135 million.

Strategic Business Highlights and Growth Drivers:

Accelerating Revenue Momentum – Growth in the second quarter was led by commercial lending and trading activity through Ault Lending, LLC, greater demand for TurnOnGreen, Inc.’s electronic power solutions and improved performance by the hotel assets held by Ault Global Real Estate Equities, Inc.
Strengthened Balance Sheet – The Company has reduced debt by over $20 million year-to-date, enhancing liquidity as Hyperscale Data prepares to advance the development of its 617,000 square-foot facility in Michigan that the Company believes will become a premier artificial intelligence (“AI”) data center.
High-Margin Software Expansion – Ongoing development of blockchain infrastructure, tokenization platforms and decentralized applications is anticipated to generate recurring, high-margin revenue beginning in late 2025.
Scaling Digital Asset Mining Infrastructure – Sentinum, Inc. (“Sentinum”) recently entered a hosting agreement with a Montana-based service provider to expand mining operations and infrastructure access.
Fintech Recovery Underway – Fintech platforms rebounded in the second quarter of 2025 after a challenging 2024, with new AI-powered features under development for future lending and trading applications.
Reconsolidation of Gresham Worldwide – Gresham Worldwide, Inc. (“Gresham Worldwide”) is expected to emerge from Chapter 11 bankruptcy proceedings as a subsidiary of the Company by October 1, 2025, at which point Hyperscale Data anticipates reconsolidating its financial results. Gresham Worldwide is projected to contribute approximately $10 million of revenue in the fourth quarter of 2025. If the reconsolidation of Gresham Worldwide had occurred on January 1, 2025, on a pro forma basis, a non-GAAP financial measure, this reconsolidation would have been expected to increase the Company’s annualized revenue for 2025 by approximately $40 million.

Assuming that the anticipated reconsolidation occurs on or before October 1, 2025, Hyperscale Data expects its full-year 2025 GAAP basis revenue guidance to be within the range of $125 million to $135 million. The table below presents a non-GAAP pro forma view of Hyperscale Data’s potential 2025 revenue, assuming Gresham had been consolidated as of January 1, 2025:

Revenue Guidance	Low End		High End
Revenue guidance	$	115,000,000	$	125,000,000
Pro forma annualized contribution from Gresham Worldwide		40,000,000		40,000,000
Pro forma total revenue	$	155,000,000	$	165,000,000

“This quarter reflects the importance of strategic focus,” said William B. Horne, CEO of Hyperscale Data. “We are growing revenue, reducing debt and building a foundation for scalable, high-margin software to become a core pillar of our business. Gresham Worldwide’s return is expected to significantly enhance our revenue profile going forward.”

The revenue figures reported are preliminary and unaudited. Final results will be included in the Company’s quarterly report on Form 10-Q for the quarter ended June 20, 2025, which is expected to be filed with the SEC on or before the required deadline.

For more information on Hyperscale Data and its subsidiaries, Hyperscale Data recommends that stockholders, investors, and any other interested parties read Hyperscale Data’s public filings and press releases available under the Investor Relations section at hyperscaledata.com or available at www.sec.gov.

About Hyperscale Data, Inc.

Through its wholly owned subsidiary Sentinum, Hyperscale Data owns and operates a data center at which it mines digital assets and offers colocation and hosting services for the emerging AI ecosystems and other industries. Hyperscale Data’s other wholly owned subsidiary, Ault Capital Group, Inc. (“ACG”), is a diversified holding company pursuing growth by acquiring undervalued businesses and disruptive technologies with a global impact.

Hyperscale Data currently expects to divest itself of ACG (the “Divestiture”) on or about December 31, 2025, though there can be no assurance that the Divestiture will be completed during 2025. Upon the occurrence of the Divestiture, the Company would solely be an owner and operator of data centers to support high-performance computing services, though it may at that time continue to operate in the digital asset space as described in the Company’s filings with the SEC. Until the Divestiture occurs, the Company will continue to provide, through ACG and its wholly and majority-owned subsidiaries and strategic investments, mission-critical products that support a diverse range of industries, including an AI software platform, social gaming platform, equipment rental services, defense/aerospace, industrial, automotive, medical/biopharma and hotel operations. In addition, ACG is actively engaged in private credit and structured finance through a licensed lending subsidiary. Hyperscale Data’s headquarters are located at 11411 Southern Highlands Parkway, Suite 190, Las Vegas, NV 89141.

On December 23, 2024, the Company issued one million (1,000,000) shares of a newly designated Series F Exchangeable Preferred Stock (the “Series F Preferred Stock”) to all common stockholders and holders of the Series C Convertible Preferred Stock on an as-converted basis. The Divestiture will occur through the voluntary exchange of the Series F Preferred Stock for shares of Class A Common Stock and Class B Common Stock of ACG (collectively, the “ACG Shares”). The Company reminds its stockholders that only those holders of the Series F Preferred Stock who agree to surrender such shares, and do not properly withdraw such surrender, in the exchange offer through which the Divestiture will occur, will be entitled to receive the ACG Shares and consequently be stockholders of ACG upon the occurrence of the Divestiture.

Forward-Looking Statements

This press release contains “forward-looking statements” within the meaning of Section 27A of the Securities Act of 1933, as amended, and Section 21E of the Securities Exchange Act of 1934, as amended. These forward-looking statements generally include statements that are predictive in nature and depend upon or refer to future events or conditions, and include words such as “believes,” “plans,” “anticipates,” “projects,” “estimates,” “expects,” “intends,” “strategy,” “future,” “opportunity,” “may,” “will,” “should,” “could,” “potential,” or similar expressions. Statements that are not historical facts are forward-looking statements. Forward-looking statements are based on current beliefs and assumptions that are subject to risks and uncertainties.

Forward-looking statements speak only as of the date they are made, and the Company undertakes no obligation to update any of them publicly in light of new information or future events. Actual results could differ materially from those contained in any forward-looking statement as a result of various factors. More information, including potential risk factors, that could affect the Company’s business and financial results are included in the Company’s filings with the U.S. Securities and Exchange Commission, including, but not limited to, the Company’s Forms 10-K, 10-Q and 8- K. All filings are available at www.sec.gov and on the Company’s website at hyperscaledata.com.

Hyperscale Data Investor Contact:
IR@hyperscaledata.com or 1-888-753-2235

The MIL Network –

July 17, 2025

MIL-OSI: RYVYL Announces Closing of $6.0 Million Public Offering

Source: GlobeNewswire (MIL-OSI)

SAN DIEGO, CA, July 17, 2025 (GLOBE NEWSWIRE) — RYVYL Inc. (NASDAQ: RVYL) (“RYVYL” or the “Company”), a leading innovator of payment transaction solutions leveraging electronic payment technology, announced the closing of its previously announced public offering of an aggregate of 15,384,615 shares of common stock (or prefunded warrants in lieu thereof) and warrants to purchase up to 15,384,615 shares of common stock, at a combined public offering price of $0.39 per share and accompanying warrant. The warrants have an exercise price of $0.39 per share, are immediately exercisable upon issuance, and expire on the five-year anniversary of the original issuance date.

The gross proceeds from the offering, before deducting placement agent fees and other offering expenses, are approximately $6.0 million.

Maxim Group LLC acted as the sole placement agent in connection with the offering.

A registration statement on Form S-1 (File No. 333- 284986) was filed with the U.S. Securities and Exchange Commission (“SEC”) and was declared effective by the SEC on July 14, 2025. A final prospectus relating to the offering was filed with the SEC and will be available on the SEC’s website at http://www.sec.gov. The offering was made only by means of a prospectus forming part of the effective registration statement. Electronic copies of the prospectus relating to this offering may also be obtained from Maxim Group LLC, 300 Park Avenue, 16th Floor, New York, New York 10022, Attention: Syndicate Department, by telephone at (212) 895-3745 or by email at syndicate@maximgrp.com.

This press release shall not constitute an offer to sell or a solicitation of an offer to buy any of the securities described herein, nor shall there be any sale of these securities in any state or other jurisdiction in which such offer, solicitation or sale would be unlawful prior to the registration or qualification under the securities laws of any such state or other jurisdiction or qualification under the securities laws of any such state or jurisdiction.

About RYVYL

RYVYL Inc. (NASDAQ: RVYL) was born from a passion for empowering a new way to conduct business-to-business, consumer-to-business, and peer-to-peer payment transactions around the globe. By leveraging electronic payment technology for diverse international markets, RYVYL is a leading innovator of payment transaction solutions reinventing the future of financial transactions. Since its founding as GreenBox POS in 2017 in San Diego, RYVYL has developed applications enabling an end-to-end suite of turnkey financial products with enhanced security and data privacy, world-class identity theft protection, and rapid speed to settlement. As a result, the platform can log immense volumes of immutable transactional records at the speed of the internet for first-tier partners, merchants, and consumers around the globe. www.ryvyl.com

Cautionary Note Regarding Forward-Looking Statements

This press release includes information that constitutes forward-looking statements within the meaning of Section 27A of the Securities Act of 1933, as amended, and Section 21E of the Securities Exchange Act of 1934, as amended. These forward-looking statements are based on the Company’s current beliefs, assumptions and expectations regarding future events, which in turn are based on information currently available to the Company. Such forward-looking statements include statements that are characterized by future or conditional words such as “may,” “will,” “expect,” “intend,” “anticipate,” “believe,” “estimate” and “continue” or similar words. Factors that could cause actual results to differ materially from those discussed in the forward-looking statements include, among other things statements regarding the completion of the offering and the satisfaction of customary closing conditions related to the offering. You should read statements that contain these words carefully because they discuss future expectations and plans, which contain projections of future results of operations or financial condition or state other forward-looking information.

By their nature, forward-looking statements address matters that are subject to risks and uncertainties. A variety of factors could cause actual events and results to differ materially from those expressed in or contemplated by the forward-looking statements. Risk factors affecting the Company are discussed in detail in the Company’s filings with the SEC, including those factors identified as “risk factors” in the preliminary prospectus related to this offering, our most recent Annual Report on Form 10-K, and subsequent Quarterly Reports on Form 10-Q. The Company undertakes no obligation to publicly update or revise any forward-looking statement, whether as a result of new information, future events or otherwise, except to the extent required by applicable laws.

IR Contact:
David Barnard, Alliance Advisors Investor Relations, 415-433-3777, ryvylinvestor@allianceadvisors.com

The MIL Network –

July 17, 2025

MIL-OSI: Lantronix Disrupts Industrial Connectivity With the Debut of Its Affordable, Award-Winning 5G Wireless Router Series

Source: GlobeNewswire (MIL-OSI)

IRVINE, Calif., July 17, 2025 (GLOBE NEWSWIRE) — Lantronix Inc. (NASDAQ: LTRX), a global leader in compute and connectivity IoT solutions enabling Edge AI Intelligence, today launched its new NTC-500 Series rugged industrial-grade 5G router, designed to transform the economics of enterprise mobility and connectivity. This NTC-500 Series product launch is a direct result of Lantronix’s acquisition of NetComm Wireless, validating Lantronix’s strategic investment as well as underscoring its global position as a provider of cutting-edge connectivity solutions for enterprise and industrial IoT markets.

The NTC-500 Series positions Lantronix to capitalize on the accelerating global shift toward wireless industrial infrastructure. With carrier certification, global approvals and a disruptive price point, the NTC-500 Series empowers enterprises to eliminate costly Ethernet infrastructure — potentially thousands of dollars per drop — while retaining the high-speed, low-latency performance traditionally associated with wired networks.

By addressing key pain points, such as high deployment costs, long installation timelines, limited mobility and the need to support a high density of connected end points, the NTC-500 solution opens new revenue streams across private 5G, edge computing and industrial automation markets. Its flexible, future-ready design supports a wide range of use cases, enabling customers to scale efficiently while reducing total cost of ownership.

“Lantronix has redefined the economics of industrial 5G mobility and critical connectivity,” said Daniel Quant, head of Industrial IoT Products and Business Line at Lantronix. “The NTC-500 Series delivers a rugged, globally approved and carrier-certified 5G solution at a breakthrough price point, enabling customers to scale digital transformation faster, future-proof their infrastructure investments and significantly reduce operational costs.”

Private-5G ready, the NTC-500 Series supports the n48-CBRS band, n77 & n78 and more, enabling the rapid digitization of previously stranded or mobile assets. This unlocks new levels of automation, operational agility and productivity across enterprise and industrial segments.

According to ABI Research’s 1Q 2025 Private Cellular Network Forecasts, the 5G market will grow from $2.7 billion in 2025 to $29 billion by 2030. Private 5G deployments in sectors such as manufacturing and healthcare are accelerating, driven by demand for advanced cellular capabilities in mission- and safety-critical applications.

Award-Winning 5G Wireless Router

Lantronix’s NTC-500 5G Series has not only resonated with customers and partners, but it has also earned industry-wide recognition. Lantronix’s innovation was recently honored with the 2025 Industrial IoT Product of the Year Award from IoT Evolution World, a leading authority covering IoT technologies.

“Lantronix is a worthy recipient of a 2025 Industrial IoT Product of Year Award. Its NTC-500 Series is an outstanding representative of the diverse range of innovation that’s driving the multi-billion-dollar IoT market today. It is my honor to congratulate the Lantronix team for their innovative work and superior contribution to the rapidly evolving IoT industry,” said Rich Tehrani, CEO of TMC, publisher of IoT Evolution World.

Built for High-Scale, High-Impact Deployments

Supporting the latest 3GPP Release 16 5G features, the NTC-500 Series includes 5G Non-Standalone (NSA) and 5G Standalone (SA) with 4G-LTE fallback and Dynamic 5G Slicing, which enables complex end-to-end, on-demand quality of service solutions in partnership with leading carrier networks.

Key Capabilities and Use Cases

High-Speed Data Transfer: Ultra-fast 5G data transmission for seamless communication between industrial assets and systems. Use Cases: Machine vision, remote inspections and firmware updates.
Low Latency for Real-Time Control: Near-instantaneous data, critical for robotics, AGVs, and security systems. Use Cases: Autonomous robotic arms, AGV coordination access control.
Cable-Free Connectivity for Improved Agility: Eliminate potentially thousands of dollars in cable runs, enabling flexible asset deployment. Use Cases: Modular production lines, pop-up logistics hubs, and reconfigurable warehouses.
Site-Wide Mobility for High-Density Asset Connectivity: Reliable and deterministic wireless communication across large campuses with many endpoints. Use Cases: Smart factories, AGV and Smart Forklift fleets, outdoor logistics yards.
Disruptive Price-Point: Enterprise-grade 5G at a price that expands addressable markets. Use Cases: Retail, QSR, mining, construction and cost-sensitive automation.

About Lantronix

Lantronix Inc. is a global leader of compute and connectivity IoT solutions that target high-growth industries including Smart Cities, Automotive and Enterprise. Lantronix’s products and services empower companies to succeed in the growing IoT markets by delivering customizable solutions that address each layer of the IoT Stack. Lantronix’s leading-edge solutions include Intelligent Substations infrastructure, Infotainment systems and Video Surveillance, supplemented with advanced Out-of-Band Management (OOB) for Cloud and Edge Computing.

For more information, visit the Lantronix website.

“Safe Harbor” Statement under the Private Securities Litigation Reform Act of 1995: This news release contains forward-looking statements within the meaning of federal securities laws, including, without limitation, statements related to Lantronix products and awards. These forward-looking statements are based on our current expectations and are subject to substantial risks and uncertainties that could cause our actual results, future business, financial condition, or performance to differ materially from our historical results or those expressed or implied in any forward-looking statement contained in this news release. The potential risks and uncertainties include, but are not limited to, such factors as the effects of negative or worsening regional and worldwide economic conditions or market instability on our business, including effects on purchasing decisions by our customers; our ability to mitigate any disruption in our and our suppliers’ and vendors’ supply chains due to the COVID-19 pandemic or other outbreaks, wars and recent tensions in Europe, Asia and the Middle East, or other factors; future responses to and effects of public health crises; cybersecurity risks; changes in applicable U.S. and foreign government laws, regulations, and tariffs; our ability to successfully implement our acquisitions strategy or integrate acquired companies; difficulties and costs of protecting patents and other proprietary rights; the level of our indebtedness, our ability to service our indebtedness and the restrictions in our debt agreements; and any additional factors included in our Annual Report on Form 10-K for the fiscal year ended June 30, 2024, filed with the Securities and Exchange Commission (the “SEC”) on Sept. 9, 2024; as well as in our other public filings with the SEC. Additional risk factors may be identified from time to time in our future filings. The forward-looking statements included in this release speak only as of the date hereof, and we do not undertake any obligation to update these forward-looking statements to reflect subsequent events or circumstances.

Lantronix Media Contact:
Gail Kathryn Miller
Corporate Marketing &
Communications Manager
media@lantronix.com
949-212-0960

Lantronix Analyst and Investor Contact:
investors@lantronix.com

The MIL Network –

July 17, 2025

MIL-OSI: Lantronix Disrupts Industrial Connectivity With the Debut of Its Affordable, Award-Winning 5G Wireless Router Series

Source: GlobeNewswire (MIL-OSI)

IRVINE, Calif., July 17, 2025 (GLOBE NEWSWIRE) — Lantronix Inc. (NASDAQ: LTRX), a global leader in compute and connectivity IoT solutions enabling Edge AI Intelligence, today launched its new NTC-500 Series rugged industrial-grade 5G router, designed to transform the economics of enterprise mobility and connectivity. This NTC-500 Series product launch is a direct result of Lantronix’s acquisition of NetComm Wireless, validating Lantronix’s strategic investment as well as underscoring its global position as a provider of cutting-edge connectivity solutions for enterprise and industrial IoT markets.

The NTC-500 Series positions Lantronix to capitalize on the accelerating global shift toward wireless industrial infrastructure. With carrier certification, global approvals and a disruptive price point, the NTC-500 Series empowers enterprises to eliminate costly Ethernet infrastructure — potentially thousands of dollars per drop — while retaining the high-speed, low-latency performance traditionally associated with wired networks.

By addressing key pain points, such as high deployment costs, long installation timelines, limited mobility and the need to support a high density of connected end points, the NTC-500 solution opens new revenue streams across private 5G, edge computing and industrial automation markets. Its flexible, future-ready design supports a wide range of use cases, enabling customers to scale efficiently while reducing total cost of ownership.

“Lantronix has redefined the economics of industrial 5G mobility and critical connectivity,” said Daniel Quant, head of Industrial IoT Products and Business Line at Lantronix. “The NTC-500 Series delivers a rugged, globally approved and carrier-certified 5G solution at a breakthrough price point, enabling customers to scale digital transformation faster, future-proof their infrastructure investments and significantly reduce operational costs.”

Private-5G ready, the NTC-500 Series supports the n48-CBRS band, n77 & n78 and more, enabling the rapid digitization of previously stranded or mobile assets. This unlocks new levels of automation, operational agility and productivity across enterprise and industrial segments.

According to ABI Research’s 1Q 2025 Private Cellular Network Forecasts, the 5G market will grow from $2.7 billion in 2025 to $29 billion by 2030. Private 5G deployments in sectors such as manufacturing and healthcare are accelerating, driven by demand for advanced cellular capabilities in mission- and safety-critical applications.

Award-Winning 5G Wireless Router

Lantronix’s NTC-500 5G Series has not only resonated with customers and partners, but it has also earned industry-wide recognition. Lantronix’s innovation was recently honored with the 2025 Industrial IoT Product of the Year Award from IoT Evolution World, a leading authority covering IoT technologies.

“Lantronix is a worthy recipient of a 2025 Industrial IoT Product of Year Award. Its NTC-500 Series is an outstanding representative of the diverse range of innovation that’s driving the multi-billion-dollar IoT market today. It is my honor to congratulate the Lantronix team for their innovative work and superior contribution to the rapidly evolving IoT industry,” said Rich Tehrani, CEO of TMC, publisher of IoT Evolution World.

Built for High-Scale, High-Impact Deployments

Supporting the latest 3GPP Release 16 5G features, the NTC-500 Series includes 5G Non-Standalone (NSA) and 5G Standalone (SA) with 4G-LTE fallback and Dynamic 5G Slicing, which enables complex end-to-end, on-demand quality of service solutions in partnership with leading carrier networks.

Key Capabilities and Use Cases

High-Speed Data Transfer: Ultra-fast 5G data transmission for seamless communication between industrial assets and systems. Use Cases: Machine vision, remote inspections and firmware updates.
Low Latency for Real-Time Control: Near-instantaneous data, critical for robotics, AGVs, and security systems. Use Cases: Autonomous robotic arms, AGV coordination access control.
Cable-Free Connectivity for Improved Agility: Eliminate potentially thousands of dollars in cable runs, enabling flexible asset deployment. Use Cases: Modular production lines, pop-up logistics hubs, and reconfigurable warehouses.
Site-Wide Mobility for High-Density Asset Connectivity: Reliable and deterministic wireless communication across large campuses with many endpoints. Use Cases: Smart factories, AGV and Smart Forklift fleets, outdoor logistics yards.
Disruptive Price-Point: Enterprise-grade 5G at a price that expands addressable markets. Use Cases: Retail, QSR, mining, construction and cost-sensitive automation.

About Lantronix

Lantronix Inc. is a global leader of compute and connectivity IoT solutions that target high-growth industries including Smart Cities, Automotive and Enterprise. Lantronix’s products and services empower companies to succeed in the growing IoT markets by delivering customizable solutions that address each layer of the IoT Stack. Lantronix’s leading-edge solutions include Intelligent Substations infrastructure, Infotainment systems and Video Surveillance, supplemented with advanced Out-of-Band Management (OOB) for Cloud and Edge Computing.

For more information, visit the Lantronix website.

“Safe Harbor” Statement under the Private Securities Litigation Reform Act of 1995: This news release contains forward-looking statements within the meaning of federal securities laws, including, without limitation, statements related to Lantronix products and awards. These forward-looking statements are based on our current expectations and are subject to substantial risks and uncertainties that could cause our actual results, future business, financial condition, or performance to differ materially from our historical results or those expressed or implied in any forward-looking statement contained in this news release. The potential risks and uncertainties include, but are not limited to, such factors as the effects of negative or worsening regional and worldwide economic conditions or market instability on our business, including effects on purchasing decisions by our customers; our ability to mitigate any disruption in our and our suppliers’ and vendors’ supply chains due to the COVID-19 pandemic or other outbreaks, wars and recent tensions in Europe, Asia and the Middle East, or other factors; future responses to and effects of public health crises; cybersecurity risks; changes in applicable U.S. and foreign government laws, regulations, and tariffs; our ability to successfully implement our acquisitions strategy or integrate acquired companies; difficulties and costs of protecting patents and other proprietary rights; the level of our indebtedness, our ability to service our indebtedness and the restrictions in our debt agreements; and any additional factors included in our Annual Report on Form 10-K for the fiscal year ended June 30, 2024, filed with the Securities and Exchange Commission (the “SEC”) on Sept. 9, 2024; as well as in our other public filings with the SEC. Additional risk factors may be identified from time to time in our future filings. The forward-looking statements included in this release speak only as of the date hereof, and we do not undertake any obligation to update these forward-looking statements to reflect subsequent events or circumstances.

Lantronix Media Contact:
Gail Kathryn Miller
Corporate Marketing &
Communications Manager
media@lantronix.com
949-212-0960

Lantronix Analyst and Investor Contact:
investors@lantronix.com

The MIL Network –

July 17, 2025

MIL-OSI: Xtract One Selected by Meridian Public Schools to Strengthen Safety Across the District

Source: GlobeNewswire (MIL-OSI)

TORONTO, July 17, 2025 (GLOBE NEWSWIRE) — Xtract One Technologies (TSX: XTRA)(OTCQX: XTRAF)(FRA: 0PL) (“Xtract One” or the “Company”) today announced its SmartGateway has been selected by Meridian Public School District (MPSD) in Meridian, Mississippi to amplify school safety throughout its campuses. The comprehensive, customizable entry screening solution is designed to unobtrusively scan students and visitors with the ability to detect concealed threats before they are brought onto campus, maintaining a secure, yet welcoming, school environment.

Understanding the importance of fostering a safe learning environment, Meridian Public Schools is set to deploy Xtract One’s SmartGateway initially for the High School, and with plans to eventually deploy across all ten campuses, prioritizing the safety of over 4,500 students and 1,000 employees. After evaluating several safety solutions, Meridian Public Schools selected SmartGateway due to its proven ability to deliver advanced detection capabilities with minimal disruptions.

“Proactive threat detection is crucial for preventing disturbance in educational institutions. The right system combined with a strategic, holistic, and people-first plan makes for an even more effective safety protocol,” said Peter Evans, CEO of Xtract One. “We’re excited to expand our school footprint working with Meridian Public Schools, as our presence helps ensure that students and faculty can prioritize a focus on education without personal safety concerns.”

“At Meridian Public Schools, maintaining the safety of our students, staff, and visitors is our highest priority and our partnership with Xtract One is an example of that,” said Chief Cornelius Parks, Chief of Police at Meridian Public School District. “We’re passionate about cultivating safer spaces for the community that allow individuals to enter our buildings, and experience a positive learning environment. The implementation of SmartGateway demonstrates the shared commitment between MPSD and Xtract One in proactively detecting and addressing security challenges and creating safer environments for the community that allow individuals to enjoy campus life, experience an optimal learning environment, and have peace of mind.

SmartGateway replaces intimidating metal detectors with fast, reliable, and accurate weapons screening at security checkpoints. Powered by AI sensors, SmartGateway detects threats discreetly, without invading the sense of privacy of those passing through the system. SmartGateway unobtrusively scans individuals for guns, knives, and other prohibited items as they enter the building. The system allows for seamless passage through checkpoints, enabling uninterrupted flow of movement that lets individuals enter the building significantly reducing the need to divest of low volume personal items.

To learn more, visit www.xtractone.com.

About Xtract One
Xtract One Technologies is a leading technology-driven provider of threat detection and security solutions leveraging AI to deliver seamless and secure experiences. The Company makes unobtrusive weapons and threat detection systems that are designed to assist facility operators in prioritizing- and delivering improved “Walk-right-In” experiences while enhancing safety. Xtract One’s innovative portfolio of AI-powered Gateway solutions excels at allowing facilities to discreetly screen and identify weapons and other threats at points of entry and exit without disrupting the flow of traffic. With solutions built to serve the unique market needs for schools, hospitals, arenas, stadiums, manufacturing, distribution, and other customers, Xtract One is recognized as a market leader delivering the highest security in combination with the best individual experience. For more information, visit www.xtractone.com or connect on Facebook, X, and LinkedIn.

About Meridian Public School District
The Meridian Public School District strives to inspire and develop excellence in everyone. MPSD serves 4,500 students on ten school campuses. For more information, please visit us on the web at www.mpsdk12.net.

About Threat Detection and Security Solutions
Xtract One solutions, when properly configured, deployed, and utilized, are designed to help enhance safety and reduce threats. Given the wide range of potential threats in today’s world, no threat detection system is 100% effective. Xtract One solutions should be utilized as one element in a multilayered approach to physical security.

Forward Looking Statements
This news release contains forward-looking statements within the meaning of applicable securities laws. All statements that are not historical facts, including without limitation, statements regarding future estimates, plans, programs, forecasts, projections, objectives, assumptions, expectations or beliefs of future performance, are “forward-looking statements”. Forward-looking statements can be identified by the use of words such as “plans”, “expects” or “does not expect”, “is expected”, “estimates”, “intends”, “anticipates” or “does not anticipate”, or “believes”, or variations of such words and phrases or statements that certain actions, events or results “may”, “could”, “would”, “might” or “will” be taken, occur or be achieved. Such forward-looking statements involve known and unknown risks, uncertainties and other factors that may cause actual results, events or developments to be materially different from any future results, events or developments expressed or implied by such forward looking statements. Such risks and uncertainties include, but are not limited to, the risks detailed from time to time in the continuous disclosure filings made by the Company with securities regulations. These factors should be considered carefully, and readers are cautioned not to place undue reliance on such forward-looking statements. Although the Company has attempted to identify important risk factors that could cause actual actions, events or results to differ materially from those described in forward-looking statements, there may be other risk factors that cause actions, events or results to differ from those anticipated, estimated or intended. There can be no assurance that forward-looking statements will prove to be accurate, as actual results and future events could differ materially from those anticipated in forward-looking statements. The Company has no obligation to update any forward looking statement, even if new information becomes available as a result of future events, new information or for any other reason except as required by law.

For further information, please contact:
Xtract One Inquiries: info@xtractone.com, http://www.xtractone.com
Investor Relations: Chris Witty, Darrow Associates, cwitty@darrowir.com, 646-438-9385
Media Contact: Kristen Aikey, JMG Public Relations, kristen@jmgpr.com, 212-206-1645

The MIL Network –

July 17, 2025

MIL-OSI Europe: Smart factories and a cleaner future

Source: European Investment Bank

Learnica is part of LTH Castings Group, a Slovenian company that is one of the leading European suppliers to the automotive industry, with clients such as Mercedes-Benz, Bosch, BMW and Continental. Learnica and other companies in the Western Balkans are preparing for new EU fees on carbon emissions, known as the Carbon Border Adjustment Mechanism, which will start in 2026.

The mechanism is a new tool that puts a carbon price on goods imported into the European Union. The EU goal is to be be carbon neutral by 2050. North Macedonia is not part of the European Union, but its products are used in EU goods and will count toward this new carbon fee. EU firms must track and report emissions that are created by their products inside and outside the European Union. As of January 2026, EU manufacturers will need to purchase certificates to cover these emissions.

“Achieving carbon neutrality is one of our core strategic goals,” Jovčevska says. “We have embedded this objective into every investment and improvement made in our production processes over the past ten years.”

Learnica is located in Ohrid, a city known for its rich cultural heritage. The town sits on the edge of Lake Ohrid, one of Europe’s deepest and oldest lakes, which is home to a unique aquatic ecosystem that includes many species highly sensitive to pollution and climate change.

“We wanted to reduce the negative impact that an industry such as ours can have on the environment, especially given the importance of Ohrid to Macedonians,” Jovčeska says.

To limit its environmental impact, Learnica uses “green” aluminium made from recycled materials, which takes 95% less energy to produce than aluminium made from primary raw materials. The company has also introduced several other green initiatives, such as producing heat from melting furnaces, installing solar panels to generate electricity, and developing a water-cooling system that purifies and recycles water used in the manufacturing process.

MIL OSI Europe News –

July 17, 2025

MIL-OSI Economics: Samsung in Partnership with Ocule IT Utilise Enterprise Development Bootcamp to Drive Economic Growth & Job Creation

Source: Samsung

Samsung is delivering the second phase of the Enterprise Development Bootcamp, while its partner Ocule IT is participating for the first time – providing support and expertise as part of this initiative. This transformative programme designed to prepare small and medium-sized enterprise (SME) participants for investment funding, with the ultimate aim of driving economic growth and job creation.

This Bootcamp which was piloted last year is a critical component of Samsung’s R280-million worth Equity Equivalent Investment Programme (EEIP) and aims to equip entrepreneurs with the essential skills and knowledge needed to meet investor requirements and effectively approach the market. It is designed for aspiring entrepreneurs with experience in the Information and Communication Technology (ICT) field with innovative ideas and, this also includes start-ups and established enterprises aiming to scale or overcome challenges.

This bootcamp is an intensive training programme and focuses on areas that include business management, financial planning and pitching to investors; designed to empower young entrepreneurs, particularly those from underserved communities, with skills and knowledge to launch and grow their businesses. Sponsored by Samsung, this EEIP transformative initiative is prioritising alumni’s from the Ocule IT Electronics Technician/Artisan programme.

This programme is part of Samsung’s broader commitment to foster SME development and digital skills development in South Africa – leveraging local talent and expertise. Importantly, it is closely aligned with the National Development Plan (NDP) and black economic empowerment goals that are designed to transform the country’s economy by empowering Black South Africans – fostering a more equitable and inclusive society.

Sanele Gcumisa, Managing Member of Ocule IT explained: “The launch of this Ocule IT and Samsung Enterprise Development initiative aims to empower entrepreneurs for investment readiness. This structured support seeks to ensure that participants are fully prepared to secure the needed funding to grow their businesses. This initiative underscores Ocule IT and Samsung’s commitment to foster entrepreneurship and drive economic growth by empowering businesses with business tools to become investor-ready.”

This bootcamp focuses on fostering a dynamic and collaborative environment – empowering a diverse range of participants who already have a foundation in the electronics sector, while also enhancing the programme’s relevance and effectiveness. The programme provides training in areas that are relevant to starting and scaling a business, such as business planning, marketing and financial management.

In particular, the structure of the Bootcamp involves a week-long intensive training session with masterclasses and opportunities to pitch business ideas for seed funding. The programme features a comprehensive five-day boot camp which took place the week of 07 – 11 July 2025 and will now be followed by a four-month incubation process that involves intensive mentoring.

During this period, participants will work on creating a professional data room – a critical tool that potential funders and investors use to evaluate businesses. Also, this programme will provide a direct financial contribution of R500,000 to support participants in their entrepreneurial journey and take their businesses to the next level.

A highlight of the initiative is the Pitch and Polish session, scheduled for the end of October 2025, where nine out of fifteen participants will have the opportunity to win cash prizes. These top performers are then divided into three categories, each comprising an average of five participants. The top three winners in the various tiers will be selected from each category, resulting in a total of nine winners. Following the Pitch and Polish session, the nine winners will undergo three months of monitoring as they submit their business plans and financials to potential funders and investors.

Nicky Beukes, Samsung South Africa EEIP Project Manager said: “For us at Samsung, this programme’s impact goes beyond mere investment – it is there to offer financial support to Electronics Technician Programme alumni as well as innovative ideas to start a business and those who already have established enterprises but require additional assistance. The Bootcamp offers a comprehensive programme designed to nurture the entrepreneurial spirit of alumni and this, allows participants to gain access to seed funding, mentorship and business development workshops.”

This holistic approach ensures that participants are equipped not only with financial resources but also with the strategic insights and practical skills necessary to succeed in the competitive electronics industry. With this programme, Samsung is able to provide successful entrepreneurs with access to its supply chain, potentially creating further business opportunities.

Gcumisa added: “Because effective public, private partnerships (PPPs) are crucial to both our company and Samsung, we are also in the process of engaging with the KwaZulu-Natal Growth fund and Sefda including other business partners. Also, the plan is to have additional partners presenting in October closer to the Pitch and Polish stage to give final advice. All such activities will occur in the last quarter; however, the final details will be shared in due course. For now, the focus is to ensure that learners are presented with material that they can use to prepare for the Pitch and Polish.”

This valuable initiative aligns with Samsung’s commitment to fostering entrepreneurship, skills development and positive social impact in the country. In essence, the Samsung EEIP ED Bootcamp provides a platform for ICT entrepreneurs to gain the skills, knowledge and support they need to thrive and contribute to the South African economy.

Beukes concluded: “Our commitment to sustainable development in collaboration with Ocule IT ensures that the initiative contributes to long-term positive impacts on the local community. By empowering young entrepreneurs, the programme contributes to local economic participation and creates a more inclusive and innovative society.”

MIL OSI Economics –

July 17, 2025

MIL-OSI Economics: Samsung in Partnership with Ocule IT Utilise Enterprise Development Bootcamp to Drive Economic Growth & Job Creation

Source: Samsung

Samsung is delivering the second phase of the Enterprise Development Bootcamp, while its partner Ocule IT is participating for the first time – providing support and expertise as part of this initiative. This transformative programme designed to prepare small and medium-sized enterprise (SME) participants for investment funding, with the ultimate aim of driving economic growth and job creation.

This Bootcamp which was piloted last year is a critical component of Samsung’s R280-million worth Equity Equivalent Investment Programme (EEIP) and aims to equip entrepreneurs with the essential skills and knowledge needed to meet investor requirements and effectively approach the market. It is designed for aspiring entrepreneurs with experience in the Information and Communication Technology (ICT) field with innovative ideas and, this also includes start-ups and established enterprises aiming to scale or overcome challenges.

This bootcamp is an intensive training programme and focuses on areas that include business management, financial planning and pitching to investors; designed to empower young entrepreneurs, particularly those from underserved communities, with skills and knowledge to launch and grow their businesses. Sponsored by Samsung, this EEIP transformative initiative is prioritising alumni’s from the Ocule IT Electronics Technician/Artisan programme.

This programme is part of Samsung’s broader commitment to foster SME development and digital skills development in South Africa – leveraging local talent and expertise. Importantly, it is closely aligned with the National Development Plan (NDP) and black economic empowerment goals that are designed to transform the country’s economy by empowering Black South Africans – fostering a more equitable and inclusive society.

Sanele Gcumisa, Managing Member of Ocule IT explained: “The launch of this Ocule IT and Samsung Enterprise Development initiative aims to empower entrepreneurs for investment readiness. This structured support seeks to ensure that participants are fully prepared to secure the needed funding to grow their businesses. This initiative underscores Ocule IT and Samsung’s commitment to foster entrepreneurship and drive economic growth by empowering businesses with business tools to become investor-ready.”

This bootcamp focuses on fostering a dynamic and collaborative environment – empowering a diverse range of participants who already have a foundation in the electronics sector, while also enhancing the programme’s relevance and effectiveness. The programme provides training in areas that are relevant to starting and scaling a business, such as business planning, marketing and financial management.

In particular, the structure of the Bootcamp involves a week-long intensive training session with masterclasses and opportunities to pitch business ideas for seed funding. The programme features a comprehensive five-day boot camp which took place the week of 07 – 11 July 2025 and will now be followed by a four-month incubation process that involves intensive mentoring.

During this period, participants will work on creating a professional data room – a critical tool that potential funders and investors use to evaluate businesses. Also, this programme will provide a direct financial contribution of R500,000 to support participants in their entrepreneurial journey and take their businesses to the next level.

A highlight of the initiative is the Pitch and Polish session, scheduled for the end of October 2025, where nine out of fifteen participants will have the opportunity to win cash prizes. These top performers are then divided into three categories, each comprising an average of five participants. The top three winners in the various tiers will be selected from each category, resulting in a total of nine winners. Following the Pitch and Polish session, the nine winners will undergo three months of monitoring as they submit their business plans and financials to potential funders and investors.

Nicky Beukes, Samsung South Africa EEIP Project Manager said: “For us at Samsung, this programme’s impact goes beyond mere investment – it is there to offer financial support to Electronics Technician Programme alumni as well as innovative ideas to start a business and those who already have established enterprises but require additional assistance. The Bootcamp offers a comprehensive programme designed to nurture the entrepreneurial spirit of alumni and this, allows participants to gain access to seed funding, mentorship and business development workshops.”

This holistic approach ensures that participants are equipped not only with financial resources but also with the strategic insights and practical skills necessary to succeed in the competitive electronics industry. With this programme, Samsung is able to provide successful entrepreneurs with access to its supply chain, potentially creating further business opportunities.

Gcumisa added: “Because effective public, private partnerships (PPPs) are crucial to both our company and Samsung, we are also in the process of engaging with the KwaZulu-Natal Growth fund and Sefda including other business partners. Also, the plan is to have additional partners presenting in October closer to the Pitch and Polish stage to give final advice. All such activities will occur in the last quarter; however, the final details will be shared in due course. For now, the focus is to ensure that learners are presented with material that they can use to prepare for the Pitch and Polish.”

This valuable initiative aligns with Samsung’s commitment to fostering entrepreneurship, skills development and positive social impact in the country. In essence, the Samsung EEIP ED Bootcamp provides a platform for ICT entrepreneurs to gain the skills, knowledge and support they need to thrive and contribute to the South African economy.

Beukes concluded: “Our commitment to sustainable development in collaboration with Ocule IT ensures that the initiative contributes to long-term positive impacts on the local community. By empowering young entrepreneurs, the programme contributes to local economic participation and creates a more inclusive and innovative society.”

MIL OSI Economics –

July 17, 2025

MIL-OSI: Nano Labs Appoints Dr. Kailong Cai as CEO of Subsidiary Nano bit to Lead Global Crypto Reserve Strategy

Source: GlobeNewswire (MIL-OSI)

HONG KONG, July 17, 2025 (GLOBE NEWSWIRE) — Nano Labs Ltd (Nasdaq: NA) (“we,” the “Company” or “Nano Labs”), a leading Web 3.0 infrastructure and product solution provider in China, today announced the appointment of Dr. Kailong Cai as the chief executive officer (“CEO”) of its wholly-owned subsidiary, Nano bit HK Limited (“Nano bit”). Dr. Cai will be fully responsible for driving Nano bit’s strategic upgrade and overseeing its global operations. This appointment marks a significant step in the Company’s ongoing evolution into a world-leading, publicly listed cryptocurrency reserve enterprise.

Dr. Cai is a renowned expert in crypto finance, with a strong academic background and extensive international experience. He holds a Ph.D. in finance with deep and broad background in both Chinese and U.S. financial markets. From 2020 to 2025, Dr. Cai served as a partner at Jasper Crypto Fund. From 2017 to 2018, Dr. Cai served as the chief strategy officer of Huobi Group (currently known as HTX), a global leader in crypto asset trading, as well as CEO of its U.S. subsidiary, where he led the development and execution of the company’s globalization strategy. Prior to that, he worked for approximately 6 years at Deutsche Bank on Wall Street, specializing in financial product innovation, risk management, and technology-driven business optimization. With over a decade of experience in fintech and asset management, Dr. Cai brings a wealth of knowledge to his new role.

Dr. Cai is a chartered financial analyst (CFA) and financial risk manager (FRM), with deep expertise in fintech, blockchain, and asset management.

Dr. Jianping Kong, Chairman and CEO of Nano Labs, commented on the appointment, “We believe Dr. Cai’s appointment brings visionary leadership and strong strategic execution capabilities to Nano Labs. Under his guidance, Nano Labs will accelerate its strategic reserves of core crypto assets, refine its asset-liability structure using capital market instruments, and further its global expansion. With Dr. Cai on board, we are more confident in achieving our goal of becoming a leading public cryptocurrency reserve company in Asia with global influence, offering investors efficient and transparent access to crypto asset allocation.”

Dr. Cai stated: “It is a great honor to take on this role and contribute to Nano Labs’ ambitious strategic vision. I look forward to working with our talented and forward-thinking team to enhance our crypto asset strategies and capitalize on emerging market trends and technological advancements.”

About Nano Labs Ltd

Nano Labs Ltd is a leading Web 3.0 infrastructure and product solution provider in China. Nano Labs is committed to the development of high throughput computing (“HTC”) chips and high performance computing (“HPC”) chips. Nano Labs has built a comprehensive flow processing unit (“FPU”) architecture which offers solution that integrates the features of both HTC and HPC. In addition, Nano Labs has actively positioned itself in the digital assets space, adopting BNB as its primary reserve asset. It has accumulated nearly US$170 million in mainstream digital currencies including BNB and BTC, and established an integrated platform covering multiple business verticals, including HTC solutions and HPC solutions*. For more information, please visit the Company’s website at: ir.nano.cn.

* According to an industry report prepared by Frost & Sullivan.

Forward-Looking Statements

This press release contains forward-looking statements within the meaning of Section 21E of the Securities Exchange Act of 1934, as amended, and as defined in the U.S. Private Securities Litigation Reform Act of 1995. These forward-looking statements include, without limitation, the Company’s plan to appeal the Staff’s determination, which can be identified by terminology such as “may,” “will,” “expect,” “anticipate,” “aim,” “estimate,” “intend,” “plan,” “believe,” “potential,” “continue,” “is/are likely to” or other similar expressions. Such statements are based upon management’s current expectations and current market and operating conditions, and relate to events that involve known or unknown risks, uncertainties and other factors, all of which are difficult to predict and many of which are beyond the Company’s control, which may cause the Company’s actual results, performance or achievements to differ materially from those in the forward-looking statements. Further information regarding these and other risks, uncertainties or factors is included in the Company’s filings with the Securities and Exchange Commission. The Company does not undertake any obligation to update any forward-looking statement as a result of new information, future events or otherwise, except as required under law.

For investor inquiries, please contact:

Nano Labs Ltd
ir@nano.cn

Ascent Investor Relations LLC
Tina Xiao
Phone: +1-646-932-7242
Email: investors@ascent-ir.com

The MIL Network –

July 17, 2025

MIL-OSI: Beam Global and Platinum Group Leadership Attend Formal Signing Ceremony in Abu Dhabi to Create Beam Middle East LLC

Source: GlobeNewswire (MIL-OSI)

SAN DIEGO, July 17, 2025 (GLOBE NEWSWIRE) — Beam Global, (Nasdaq: BEEM), a leading provider of innovative and sustainable infrastructure solutions for the electrification of transportation and energy security, today announced that management from Beam Global, Beam Europe and the Platinum Group LLC, performed the official signing ceremony creating Beam Middle East in the Emirate of Abu Dhabi, United Arab Emirates (UAE).

As previously reported, Beam Global and the Platinum Group will form a new entity, Beam Middle East LLC, which will sell and manufacture Beam Global’s patented sustainable infrastructure solutions for transportation electrification, energy storage, energy security, and smart city development across the Middle East and African regions. Beam Middle East will be headquartered in Omniah Tower in Masdar City, a pioneering sustainable urban community and world-class business and technology hub, where Platinum Group has recently signed a strategic agreement. Masdar City is located in Abu Dhabi, the capital of the UAE, strategically positioned at the center of the country’s drive toward a net-zero future by 2050.

The official signing ceremony took place today, July 17, in Abu Dhabi. Desmond Wheatley, CEO of Beam Global, signed the agreement on behalf of Beam Global, and Dr. Hanai Atatreh, Group Director, signed on behalf of Platinum Group, in the presence of Dr. Ali Nasser Sultan Al Yahbouni Al Daheri, CEO of Platinum Group. Also in attendance were members of Beam Global’s management and board of directors, Platinum Group’s board of directors, members of the press, and regional dignitaries.

“This special occasion marks the formal commencement of our joint venture with the Platinum Group in this very promising region,” said Desmond Wheatley, CEO of Beam Global. “The high quality of the surroundings and attendees bodes well for our future here. We have the right products at the right time in the right place and our new company, formed with the Platinum Group, could not be better positioned. This is a proud day for Beam Global, and I am delighted that we are partnered with such esteemed personages as those in the Platinum Group.”

“The Platinum Group seeks out the highest quality, most timely and relevant companies in each of the industries we target. Beam Global’s unique and patented products are ideally suited to provide value to governments and businesses, as the Gulf region and beyond transitions to clean and sustainable technologies,” Dr. Ali Nasser Sultan Al Yahbouni Al Daheri, CEO of Platinum Group. “We are looking forward to ensuring that our new joint venture with Beam Global, forming Beam Middle East, is a highly successful enterprise with wins in the Middle East and increasingly in Africa. With abundant sunshine and fast-growing adoption of electric vehicles (EVs), renewables, and energy storage, the region is perfect for Beam Global’s solutions. Energy security and smart cities solutions like those offered by Beam Middle East are at the forefront of government planning. Our timing is right, and our partnership is formed on mutual benefit from growth and success. We are delighted to have Beam Global as part of our growing family of businesses.”

Photographs and other content related to the signing ceremony will be released by the company shortly.

About Platinum Group LLC
Platinum Group UAE is a diversified, multi-billion-dollar conglomerate operating in energy, real estate, finance and investing, healthcare, information technology, sports and entertainment, food services and legal services in the Emirate of Abu Dhabi, United Arab Emirates. Chaired by His Royal Highness Sheikh Mohammed Sultan Bin Khalifa Al-Nahyan, son of the former ruler of Abu Dhabi, the Group is recognized for its well-established and trusted relationships across government and industry. Platinum Group UAE is headquartered in Abu Dhabi, with offices in Dubai and Sharjah. For more information visit, PlatinumGroupUAE.com.

About Beam Global
Beam Global is a clean technology innovator which develops and manufactures sustainable infrastructure products and technologies. We operate at the nexus of clean energy and transportation with a focus on sustainable energy infrastructure, rapidly deployed and scalable EV charging solutions, safe energy storage and vital energy security. With operations in the U.S., Europe and the Middle East, Beam Global develops, patents, designs, engineers and manufactures unique and advanced clean technology solutions that power transportation, provide secure sources of electricity, save time and money and protect the environment. Beam Global is headquartered in San Diego, CA with facilities in Broadview, IL and Belgrade and Kraljevo, Serbia. Beam Global is listed on Nasdaq under the symbol BEEM. For more information visit, BeamForAll.com, LinkedIn, YouTube, Instagram and X.

Forward-Looking Statements
This Beam Global Press Release may contain forward-looking statements. All statements in this Press Release other than statements of historical facts are forward-looking statements. Forward-looking statements are generally accompanied by terms or phrases such as “estimate,” “project,” “predict,” “believe,” “expect,” “anticipate,” “target,” “plan,” “intend,” “seek,” “goal,” “will,” “should,” “may,” or other words and similar expressions that convey the uncertainty of future events or results. These statements relate to future events or future results of operations. These statements are only predictions and involve known and unknown risks, uncertainties and other factors, which may cause Beam Global’s actual results to be materially different from these forward-looking statements. Except to the extent required by law, Beam Global expressly disclaims any obligation to update any forward-looking statements.

Media Contact
Lisa Potok
+1 858-327-9123
Press@BeamForAll.com

Investor Relations
Luke Higgins
+1 858-261-7646
IR@BeamForAll.com

The MIL Network –

July 17, 2025

MIL-OSI: Texas Capital Bancshares, Inc. Announces Second Quarter 2025 Results

Source: GlobeNewswire (MIL-OSI)

Second quarter 2025 net income of $77.3 million and net income available to common stockholders
of $73.0 million, up 86% and 95%, respectively, year-over-year

Second quarter 2025 EPS of $1.58 per diluted share and adjusted EPS⁽¹⁾of $1.63 per
diluted share, up 98% and 104%, respectively, year-over-year

Strong balance sheet growth with total loans increasing 7% quarter-over-quarter and 10% year-over-year

Book Value and Tangible Book Value⁽²⁾per share both increasing 13% year-over-year, reaching record levels

DALLAS, July 17, 2025 (GLOBE NEWSWIRE) — Texas Capital Bancshares, Inc. (NASDAQ: TCBI), the parent company of Texas Capital Bank, announced operating results for the second quarter of 2025.

“Our multi-year focus on building a differentiated, full-service financial services firm has strengthened our client franchise and consistently delivered high-quality outcomes across our platform, driving strong financial performance this quarter,” said Rob C. Holmes, Chairman, President & CEO. “The strategic actions we’ve taken have structurally enhanced our earnings power, and as we enter the second half of the year, the breadth of our capabilities and the strength of our balance sheet position us to deliver durable, through-cycle results for both clients and shareholders.”

	2nd Quarter			1st Quarter			2nd Quarter
(dollars in thousands except per share data)		2025			2025			2024
OPERATING RESULTS
Net income	$	77,328		$	47,047		$	41,662
Net income available to common stockholders	$	73,016		$	42,734		$	37,350
Pre-provision net revenue⁽³⁾	$	117,188		$	77,458		$	78,597
Diluted earnings per common share	$	1.58		$	0.92		$	0.80
Diluted common shares		46,215,394			46,616,704			46,872,498
Return on average assets		0.99	%		0.61	%		0.56	%
Return on average common equity		9.17	%		5.56	%		5.26	%

OPERATING RESULTS, ADJUSTED⁽¹⁾
Net income	$	79,841		$	47,047		$	42,020
Net income available to common stockholders	$	75,529		$	42,734		$	37,708
Pre-provision net revenue⁽³⁾	$	120,475		$	77,458		$	79,059
Diluted earnings per common share	$	1.63		$	0.92		$	0.80
Diluted common shares		46,215,394			46,616,704			46,872,498
Return on average assets		1.02	%		0.61	%		0.57	%
Return on average common equity		9.48	%		5.56	%		5.31	%

BALANCE SHEET
Loans held for investment	$	18,035,945		$	17,654,243		$	16,700,569
Loans held for investment, mortgage finance		5,889,589			4,725,541			5,078,161
Total loans held for investment		23,925,534			22,379,784			21,778,730
Loans held for sale		—			—			36,785
Total assets		31,943,535			31,375,749			29,854,994
Non-interest bearing deposits		7,718,006			7,874,780			7,987,715
Total deposits		26,064,309			26,053,034			23,818,327
Stockholders’ equity		3,510,070			3,429,774			3,175,601

(1) These adjusted measures are non-GAAP measures. Please refer to “GAAP to Non-GAAP Reconciliations” for the computations of these adjusted measures and the reconciliation of these non-GAAP measures to the most directly comparable GAAP measure.
(2) Stockholders’ equity excluding preferred stock, less goodwill and intangibles, divided by shares outstanding at period end.
(3) Net interest income plus non-interest income, less non-interest expense.

SECOND QUARTER 2025 COMPARED TO FIRST QUARTER 2025

For the second quarter of 2025, net income available to common stockholders was $73.0 million, or $1.58 per diluted share, compared to $42.7 million, or $0.92 per diluted share, for the first quarter of 2025.

Provision for credit losses for the second quarter of 2025 was $15.0 million, compared to $17.0 million for the first quarter of 2025. The $15.0 million provision for credit losses recorded in the second quarter of 2025 resulted primarily from an increase in total loans held for investment (“LHI”) and $13.0 million in net charge-offs, partially offset by a decrease in criticized loans.

Net interest income was $253.4 million for the second quarter of 2025, compared to $236.0 million for the first quarter of 2025, primarily due to increases in average earning assets and earning asset yields, a decrease in average short-term borrowings and the impact of one additional day in the second quarter. Net interest margin for the second quarter of 2025 was 3.35%, an increase of 16 basis points from the first quarter of 2025. LHI, excluding mortgage finance, yields decreased 4 basis points from the first quarter of 2025 and LHI, mortgage finance, yields increased 49 basis points from the first quarter of 2025. Total cost of deposits was 2.65% for the second quarter of 2025, an 11 basis point decrease from the first quarter of 2025.

Non-interest income for the second quarter of 2025 increased $9.6 million compared to the first quarter of 2025 primarily due to increases in investment banking and advisory fees and trading income, partially offset by a $1.9 million loss on sale of available-for-sale debt securities recognized during the second quarter of 2025.

Non-interest expense for the second quarter of 2025 decreased $12.7 million compared to the first quarter of 2025, primarily due to decreases in salaries and benefits, related to the effect of seasonal payroll expenses that peak in the first quarter, and legal and professional expense, partially offset by an increase in other non-interest expense.

SECOND QUARTER 2025 COMPARED TO SECOND QUARTER 2024

Net income available to common stockholders was $73.0 million, or $1.58 per diluted share, for the second quarter of 2025, compared to $37.4 million, or $0.80 per diluted share, for the second quarter of 2024.

The second quarter of 2025 included a $15.0 million provision for credit losses, reflecting an increase in total LHI and $13.0 million in net charge-offs, partially offset by a decline in criticized loans, compared to a $20.0 million provision for credit losses for the second quarter of 2024.

Net interest income increased to $253.4 million for the second quarter of 2025, compared to $216.6 million for the second quarter of 2024, primarily due to an increase in average earning assets and a decrease in funding costs, partially offset by an increase in average interest bearing liabilities. Net interest margin increased 34 basis points to 3.35% for the second quarter of 2025, as compared to the second quarter of 2024. LHI, excluding mortgage finance, yields decreased 44 basis points compared to the second quarter of 2024 and LHI, mortgage finance yields increased 48 basis points from the second quarter of 2024. Total cost of deposits decreased 34 basis points compared to the second quarter of 2024.

Non-interest income for the second quarter of 2025 increased $3.6 million compared to the second quarter of 2024 primarily due to increases in service charges on deposit accounts, trading income and other non-interest income, partially offset by the loss on sale of available-for-sale debt securities mentioned above.

Non-interest expense for the second quarter of 2025 increased $1.9 million compared to the second quarter of 2024, primarily due to increases in salaries and benefits, occupancy expense and communications and technology expense, partially offset by a decrease in marketing expense.

CREDIT QUALITY

Net charge-offs of $13.0 million were recorded during the second quarter of 2025, compared to net charge-offs of $9.8 million and $12.0 million during the first quarter of 2025 and the second quarter of 2024, respectively. Criticized loans totaled $637.5 million at June 30, 2025, compared to $762.9 million at March 31, 2025 and $859.7 million at June 30, 2024. Non-accrual LHI totaled $113.6 million at June 30, 2025, compared to $93.6 million at March 31, 2025 and $85.0 million at June 30, 2024. The ratio of non-accrual LHI to total LHI for the second quarter of 2025 was 0.47%, compared to 0.42% for the first quarter of 2025 and 0.39% for the second quarter of 2024. The ratio of total allowance for credit losses to total LHI was 1.40% at June 30, 2025, compared to 1.48% and 1.44% at March 31, 2025 and June 30, 2024, respectively.

REGULATORY RATIOS AND CAPITAL

All regulatory ratios continue to be in excess of “well capitalized” requirements as of June 30, 2025. CET1, tier 1 capital, total capital and leverage ratios were 11.4%, 12.9%, 15.3% and 11.8%, respectively, at June 30, 2025, compared to 11.6%, 13.1%, 15.6% and 11.8%, respectively, at March 31, 2025 and 11.6%, 13.1%, 15.7% and 12.2%, respectively, at June 30, 2024. At June 30, 2025, our ratio of tangible common equity to total tangible assets was 10.1%, compared to 10.0% at March 31, 2025 and 9.6% at June 30, 2024.

During the second quarter of 2025, the Company repurchased 317,860 shares of its common stock for an aggregate purchase price, including excise tax expense, of $21.0 million, at a weighted average price of $65.50 per share.

About Texas Capital Bancshares, Inc.

Texas Capital Bancshares, Inc. (NASDAQ^®: TCBI), a member of the Russell 2000^®Index and the S&P MidCap 400^®, is the parent company of Texas Capital Bank (“TCB”). Texas Capital is the collective brand name for TCB and its separate, non-bank affiliates and wholly-owned subsidiaries. Texas Capital is a full-service financial services firm that delivers customized solutions to businesses, entrepreneurs and individual customers. Founded in 1998, the institution is headquartered in Dallas with offices in Austin, Houston, San Antonio, and Fort Worth, and has built a network of clients across the country. With the ability to service clients through their entire lifecycles, Texas Capital has established commercial banking, consumer banking, investment banking and wealth management capabilities.

Forward Looking Statements

This communication contains “forward-looking statements” within the meaning of and pursuant to the Private Securities Litigation Reform Act of 1995 regarding, among other things, TCBI’s financial condition, results of operations, business plans and future performance. These statements are not historical in nature and may often be identified by the use of words such as “believes,” “projects,” “expects,” “may,” “estimates,” “should,” “plans,” “targets,” “intends” “could,” “would,” “anticipates,” “potential,” “confident,” “optimistic” or the negative thereof, or other variations thereon, or comparable terminology, or by discussions of strategy, objectives, estimates, trends, guidance, expectations and future plans.

Because forward-looking statements relate to future results and occurrences, they are subject to inherent and various uncertainties, risks, and changes in circumstances that are difficult to predict, may change over time, are based on management’s expectations and assumptions at the time the statements are made and are not guarantees of future results. Numerous risks and other factors, many of which are beyond management’s control, could cause actual results to differ materially from future results expressed or implied by such forward-looking statements. While there can be no assurance that any list of risks is complete, important risks and other factors that could cause actual results to differ materially from those contemplated by forward-looking statements include, but are not limited to: economic or business conditions in Texas, the United States or globally that impact TCBI or its customers; negative credit quality developments arising from the foregoing or other factors, including recent trade policies and their impact on our customers; TCBI’s ability to effectively manage its liquidity and maintain adequate regulatory capital to support its businesses; TCBI’s ability to pursue and execute upon growth plans, whether as a function of capital, liquidity or other limitations; TCBI’s ability to successfully execute its business strategy, including its strategic plan and developing and executing new lines of business and new products and services and potential strategic acquisitions; the extensive regulations to which TCBI is subject and its ability to comply with applicable governmental regulations, including legislative and regulatory changes; TCBI’s ability to effectively manage information technology systems, including third party vendors, cyber or data privacy incidents or other failures, disruptions or security breaches; TCBI’s ability to use technology to provide products and services to its customers; risks related to the development and use of artificial intelligence; changes in interest rates, including the impact of interest rates on TCBI’s securities portfolio and funding costs, as well as related balance sheet implications stemming from the fair value of our assets and liabilities; the effectiveness of TCBI’s risk management processes strategies and monitoring; fluctuations in commercial and residential real estate values, especially as they relate to the value of collateral supporting TCBI’s loans; the failure to identify, attract and retain key personnel and other employees; adverse developments in the banking industry and the potential impact of such developments on customer confidence, liquidity and regulatory responses to these developments, including in the context of regulatory examinations and related findings and actions; negative press and social media attention with respect to the banking industry or TCBI, in particular; claims, litigation or regulatory investigations and actions that TCBI may become subject to; severe weather, natural disasters, climate change, acts of war, terrorism, global or other geopolitical conflicts, or other external events, as well as related legislative and regulatory initiatives; and the risks and factors more fully described in TCBI’s most recent Annual Report on Form 10-K, Quarterly Reports on Form 10-Q and other documents and filings with the SEC. The information contained in this communication speaks only as of its date. Except to the extent required by applicable law or regulation, we disclaim any obligation to update such factors or to publicly announce the results of any revisions to any of the forward-looking statements included herein to reflect future events or developments.

TEXAS CAPITAL BANCSHARES, INC.
SELECTED FINANCIAL HIGHLIGHTS (UNAUDITED)
(dollars in thousands except per share data)
	2nd Quarter			1st Quarter			4th Quarter			3rd Quarter			2nd Quarter
		2025			2025			2024			2024			2024
CONSOLIDATED STATEMENTS OF INCOME
Interest income	$	439,567		$	427,289		$	437,571		$	452,533		$	422,068
Interest expense		186,172			191,255			207,964			212,431			205,486
Net interest income		253,395			236,034			229,607			240,102			216,582
Provision for credit losses		15,000			17,000			18,000			10,000			20,000
Net interest income after provision for credit losses		238,395			219,034			211,607			230,102			196,582
Non-interest income		54,069			44,444			54,074			(114,771	)		50,424
Non-interest expense		190,276			203,020			172,159			195,324			188,409
Income/(loss) before income taxes		102,188			60,458			93,522			(79,993	)		58,597
Income tax expense/(benefit)		24,860			13,411			22,499			(18,674	)		16,935
Net income/(loss)		77,328			47,047			71,023			(61,319	)		41,662
Preferred stock dividends		4,312			4,313			4,312			4,313			4,312
Net income/(loss) available to common stockholders	$	73,016		$	42,734		$	66,711		$	(65,632	)	$	37,350
Diluted earnings/(loss) per common share	$	1.58		$	0.92		$	1.43		$	(1.41	)	$	0.80
Diluted common shares		46,215,394			46,616,704			46,770,961			46,608,742			46,872,498
CONSOLIDATED BALANCE SHEET DATA
Total assets	$	31,943,535		$	31,375,749		$	30,731,883		$	31,629,299		$	29,854,994
Loans held for investment		18,035,945			17,654,243			17,234,492			16,764,512			16,700,569
Loans held for investment, mortgage finance		5,889,589			4,725,541			5,215,574			5,529,659			5,078,161
Loans held for sale		—			—			—			9,022			36,785
Interest bearing cash and cash equivalents		2,507,691			3,600,969			3,012,307			3,894,537			2,691,352
Investment securities		4,608,628			4,531,219			4,396,115			4,405,520			4,388,976
Non-interest bearing deposits		7,718,006			7,874,780			7,485,428			9,070,804			7,987,715
Total deposits		26,064,309			26,053,034			25,238,599			25,865,255			23,818,327
Short-term borrowings		1,250,000			750,000			885,000			1,035,000			1,675,000
Long-term debt		620,256			660,521			660,346			660,172			659,997
Stockholders’ equity		3,510,070			3,429,774			3,367,936			3,354,044			3,175,601

End of period shares outstanding		45,746,836			46,024,933			46,233,812			46,207,757			46,188,078
Book value per share	$	70.17		$	68.00		$	66.36		$	66.09		$	62.26
Tangible book value per share⁽¹⁾	$	70.14		$	67.97		$	66.32		$	66.06		$	62.23
SELECTED FINANCIAL RATIOS
Net interest margin		3.35	%		3.19	%		2.93	%		3.16	%		3.01	%
Return on average assets		0.99	%		0.61	%		0.88	%	(0.78		)%		0.56	%
Return on average assets, adjusted⁽⁴⁾		1.02	%		0.61	%		0.88	%		1.00	%		0.57	%
Return on average common equity		9.17	%		5.56	%		8.50	%	(8.87		)%		5.26	%
Return on average common equity, adjusted⁽⁴⁾		9.48	%		5.56	%		8.50	%		10.04	%		5.31	%
Efficiency ratio⁽²⁾		61.9	%		72.4	%		60.7	%		155.8	%		70.6	%
Efficiency ratio, adjusted⁽²⁾⁽⁴⁾		61.1	%		72.4	%		60.7	%		62.3	%		70.4	%
Non-interest income to average earning assets		0.72	%		0.60	%		0.69	%	(1.52		)%		0.71	%
Non-interest income to average earning assets, adjusted⁽⁴⁾		0.74	%		0.60	%		0.69	%		0.86	%		0.71	%
Non-interest expense to average earning assets		2.52	%		2.75	%		2.21	%		2.59	%		2.65	%
Non-interest expense to average earning assets, adjusted⁽⁴⁾		2.50	%		2.75	%		2.21	%		2.52	%		2.65	%
Common equity to total assets		10.1	%		10.0	%		10.0	%		9.7	%		9.6	%
Tangible common equity to total tangible assets⁽³⁾		10.1	%		10.0	%		10.0	%		9.7	%		9.6	%
Common Equity Tier 1		11.4	%		11.6	%		11.4	%		11.2	%		11.6	%
Tier 1 capital		12.9	%		13.1	%		12.8	%		12.6	%		13.1	%
Total capital		15.3	%		15.6	%		15.4	%		15.2	%		15.7	%
Leverage		11.8	%		11.8	%		11.3	%		11.4	%		12.2	%

(1) Stockholders’ equity excluding preferred stock, less goodwill and intangibles, divided by shares outstanding at period end.
(2) Non-interest expense divided by the sum of net interest income and non-interest income.
(3) Stockholders’ equity excluding preferred stock, less goodwill and intangibles, divided by total assets, less goodwill and intangibles.
(4) These adjusted measures are non-GAAP measures. Please refer to “GAAP to Non-GAAP Reconciliations” for the computations of these adjusted measures and the reconciliation of these non-GAAP measures to the most directly comparable GAAP measure.

TEXAS CAPITAL BANCSHARES, INC.
CONSOLIDATED BALANCE SHEETS (UNAUDITED)
(dollars in thousands)
	June 30, 2025			March 31, 2025			December 31, 2024			September 30, 2024			June 30, 2024
Assets
Cash and due from banks	$	182,451		$	201,504		$	176,501		$	297,048		$	221,727
Interest bearing cash and cash equivalents		2,507,691			3,600,969			3,012,307			3,894,537			2,691,352
Available-for-sale debt securities		3,774,141			3,678,378			3,524,686			3,518,662			3,483,231
Held-to-maturity debt securities		761,907			779,354			796,168			812,432			831,513
Equity securities		68,692			71,679			75,261			74,426			74,232
Trading securities		3,888			1,808			—			—			—
Investment securities		4,608,628			4,531,219			4,396,115			4,405,520			4,388,976
Loans held for sale		—			—			—			9,022			36,785
Loans held for investment, mortgage finance		5,889,589			4,725,541			5,215,574			5,529,659			5,078,161
Loans held for investment		18,035,945			17,654,243			17,234,492			16,764,512			16,700,569
Less: Allowance for credit losses on loans		277,648			278,379			271,709			273,143			267,297
Loans held for investment, net		23,647,886			22,101,405			22,178,357			22,021,028			21,511,433
Premises and equipment, net		86,831			84,575			85,443			81,577			69,464
Accrued interest receivable and other assets		908,552			854,581			881,664			919,071			933,761
Goodwill and intangibles, net		1,496			1,496			1,496			1,496			1,496
Total assets	$	31,943,535		$	31,375,749		$	30,731,883		$	31,629,299		$	29,854,994

Liabilities and Stockholders’ Equity
Liabilities:
Non-interest bearing deposits	$	7,718,006		$	7,874,780		$	7,485,428		$	9,070,804		$	7,987,715
Interest bearing deposits		18,346,303			18,178,254			17,753,171			16,794,451			15,830,612
Total deposits		26,064,309			26,053,034			25,238,599			25,865,255			23,818,327
Accrued interest payable		14,120			25,270			23,680			18,679			23,841
Other liabilities		484,780			457,150			556,322			696,149			502,228
Short-term borrowings		1,250,000			750,000			885,000			1,035,000			1,675,000
Long-term debt		620,256			660,521			660,346			660,172			659,997
Total liabilities		28,433,465			27,945,975			27,363,947			28,275,255			26,679,393

Stockholders’ equity:
Preferred stock, $.01 par value, $1,000 liquidation value:
Authorized shares – 10,000,000
Issued shares⁽¹⁾		300,000			300,000			300,000			300,000			300,000
Common stock, $.01 par value:
Authorized shares – 100,000,000
Issued shares⁽²⁾		517			517			515			515			515
Additional paid-in capital		1,065,083			1,060,028			1,056,719			1,054,614			1,050,114
Retained earnings		2,611,401			2,538,385			2,495,651			2,428,940			2,494,572
Treasury stock⁽³⁾		(354,000	)		(332,994	)		(301,842	)		(301,868	)		(301,868	)
Accumulated other comprehensive loss, net of taxes		(112,931	)		(136,162	)		(183,107	)		(128,157	)		(367,732	)
Total stockholders’ equity		3,510,070			3,429,774			3,367,936			3,354,044			3,175,601
Total liabilities and stockholders’ equity	$	31,943,535		$	31,375,749		$	30,731,883		$	31,629,299		$	29,854,994

⁽¹⁾ Preferred stock – issued shares		300,000			300,000			300,000			300,000			300,000
⁽²⁾ Common stock – issued shares		51,747,305			51,707,542			51,520,315			51,494,260			51,474,581
⁽³⁾ Treasury stock – shares at cost		6,000,469			5,682,609			5,286,503			5,286,503			5,286,503

TEXAS CAPITAL BANCSHARES, INC.
CONSOLIDATED STATEMENTS OF INCOME (UNAUDITED)
(dollars in thousands except per share data)
	Three Months Ended June 30,					Six Months Ended June 30,
		2025		2024			2025		2024
Interest income
Interest and fees on loans	$	364,358		$	345,251	$	698,508		$	676,130
Investment securities		45,991			33,584		92,556			65,728
Interest bearing cash and cash equivalents		29,218			43,233		75,792			97,588
Total interest income		439,567			422,068		866,856			839,446
Interest expense
Deposits		174,798			181,280		349,734			356,880
Short-term borrowings		3,444			12,749		11,690			25,532
Long-term debt		7,930			11,457		16,003			25,443
Total interest expense		186,172			205,486		377,427			407,855
Net interest income		253,395			216,582		489,429			431,591
Provision for credit losses		15,000			20,000		32,000			39,000
Net interest income after provision for credit losses		238,395			196,582		457,429			392,591
Non-interest income
Service charges on deposit accounts		8,182			5,911		16,022			12,250
Wealth management and trust fee income		3,730			3,699		7,694			7,266
Brokered loan fees		2,398			2,131		4,347			4,042
Investment banking and advisory fees		24,109			25,048		40,587			43,472
Trading income		7,896			5,650		13,835			10,362
Available-for-sale debt securities losses		(1,886	)		—		(1,886	)		—
Other		9,640			7,985		17,914			14,351
Total non-interest income		54,069			50,424		98,513			91,743
Non-interest expense
Salaries and benefits		120,154			118,840		251,795			247,567
Occupancy expense		12,144			10,666		22,988			20,403
Marketing		3,624			5,996		8,633			12,032
Legal and professional		11,069			11,273		26,058			27,468
Communications and technology		24,314			22,013		47,956			43,127
Federal Deposit Insurance Corporation insurance assessment		5,096			5,570		10,437			13,991
Other		13,875			14,051		25,429			26,214
Total non-interest expense		190,276			188,409		393,296			390,802
Income before income taxes		102,188			58,597		162,646			93,532
Income tax expense		24,860			16,935		38,271			25,728
Net income		77,328			41,662		124,375			67,804
Preferred stock dividends		4,312			4,312		8,625			8,625
Net income available to common stockholders	$	73,016		$	37,350	$	115,750		$	59,179

Basic earnings per common share	$	1.59		$	0.80	$	2.52		$	1.26
Diluted earnings per common share	$	1.58		$	0.80	$	2.49		$	1.25

TEXAS CAPITAL BANCSHARES, INC.
SUMMARY OF CREDIT LOSS EXPERIENCE
(dollars in thousands)
	2nd Quarter			1st Quarter			4th Quarter			3rd Quarter			2nd Quarter
		2025			2025			2024			2024			2024
Allowance for credit losses on loans:
Beginning balance	$	278,379		$	271,709		$	273,143		$	267,297		$	263,962
Allowance established for acquired purchase credit deterioration loans		—			—			—			2,579			—
Loans charged-off:
Commercial		13,020			10,197			14,100			6,120			9,997
Commercial real estate		431			500			2,566			262			2,111
Consumer		—			—			—			30			—
Total charge-offs		13,451			10,697			16,666			6,412			12,108
Recoveries:
Commercial		486			483			4,562			329			153
Commercial real estate		—			413			18			—			—
Consumer		—			4			15			—			—
Total recoveries		486			900			4,595			329			153
Net charge-offs		12,965			9,797			12,071			6,083			11,955
Provision for credit losses on loans		12,234			16,467			10,637			9,350			15,290
Ending balance	$	277,648		$	278,379		$	271,709		$	273,143		$	267,297

Allowance for off-balance sheet credit losses:
Beginning balance	$	53,865		$	53,332		$	45,969		$	45,319		$	40,609
Provision for off-balance sheet credit losses		2,766			533			7,363			650			4,710
Ending balance	$	56,631		$	53,865		$	53,332		$	45,969		$	45,319

Total allowance for credit losses	$	334,279		$	332,244		$	325,041		$	319,112		$	312,616
Total provision for credit losses	$	15,000		$	17,000		$	18,000		$	10,000		$	20,000

Allowance for credit losses on loans to total loans held for investment		1.16	%		1.24	%		1.21	%		1.23	%		1.23	%
Allowance for credit losses on loans to average total loans held for investment		1.19	%		1.29	%		1.22	%		1.24	%		1.27	%
Net charge-offs to average total loans held for investment⁽¹⁾		0.22	%		0.18	%		0.22	%		0.11	%		0.23	%
Net charge-offs to average total loans held for investment for last 12 months⁽¹⁾		0.18	%		0.18	%		0.19	%		0.20	%		0.22	%
Total provision for credit losses to average total loans held for investment⁽¹⁾		0.26	%		0.32	%		0.32	%		0.18	%		0.38	%
Total allowance for credit losses to total loans held for investment		1.40	%		1.48	%		1.45	%		1.43	%		1.44	%

(1) Interim period ratios are annualized.

TEXAS CAPITAL BANCSHARES, INC.
NON-PERFORMING ASSETS, PAST DUE LOANS AND CRITICIZED LOANS
(dollars in thousands)
	2nd Quarter			1st Quarter			4th Quarter			3rd Quarter			2nd Quarter
		2025			2025			2024			2024			2024
NON-PERFORMING ASSETS
Non-accrual loans held for investment	$	113,609		$	93,565		$	111,165		$	88,960		$	85,021
Non-accrual loans held for sale		—			—			—			—			—
Other real estate owned		—			—			—			—			—
Total non-performing assets	$	113,609		$	93,565		$	111,165		$	88,960		$	85,021

Non-accrual loans held for investment to total loans held for investment		0.47	%		0.42	%		0.50	%		0.40	%		0.39	%
Total non-performing assets to total assets		0.36	%		0.30	%		0.36	%		0.28	%		0.28	%
Allowance for credit losses on loans to non-accrual loans held for investment	2.4x			3.0x			2.4x			3.1x			3.1x
Total allowance for credit losses to non-accrual loans held for investment	2.9x			3.6x			2.9x			3.6x			3.7x

LOANS PAST DUE
Loans held for investment past due 90 days and still accruing	$	2,068		$	791		$	4,265		$	5,281		$	286
Loans held for investment past due 90 days to total loans held for investment		0.01	%		—	%		0.02	%		0.02	%		—	%
Loans held for sale past due 90 days and still accruing	$	—		$	—		$	—		$	—		$	64

CRITICIZED LOANS
Criticized loans	$	637,462		$	762,887		$	713,951		$	897,727		$	859,671
Criticized loans to total loans held for investment		2.66	%		3.41	%		3.18	%		4.03	%		3.95	%
Special mention loans	$	339,923		$	484,165		$	435,626		$	579,802		$	593,305
Special mention loans to total loans held for investment		1.42	%		2.16	%		1.94	%		2.60	%		2.72	%

TEXAS CAPITAL BANCSHARES, INC.
CONSOLIDATED STATEMENTS OF INCOME (UNAUDITED)
(dollars in thousands)

	2nd Quarter			1st Quarter		4th Quarter		3rd Quarter			2nd Quarter
		2025		2025		2024			2024		2024
Interest income
Interest and fees on loans	$	364,358		$	334,150	$	340,388	$	361,407		$	345,251
Investment securities		45,991			46,565		44,102		38,389			33,584
Interest bearing deposits in other banks		29,218			46,574		53,081		52,737			43,233
Total interest income		439,567			427,289		437,571		452,533			422,068
Interest expense
Deposits		174,798			174,936		189,061		190,255			181,280
Short-term borrowings		3,444			8,246		10,678		13,784			12,749
Long-term debt		7,930			8,073		8,225		8,392			11,457
Total interest expense		186,172			191,255		207,964		212,431			205,486
Net interest income		253,395			236,034		229,607		240,102			216,582
Provision for credit losses		15,000			17,000		18,000		10,000			20,000
Net interest income after provision for credit losses		238,395			219,034		211,607		230,102			196,582
Non-interest income
Service charges on deposit accounts		8,182			7,840		6,989		6,307			5,911
Wealth management and trust fee income		3,730			3,964		4,009		4,040			3,699
Brokered loan fees		2,398			1,949		2,519		2,400			2,131
Investment banking and advisory fees		24,109			16,478		26,740		34,753			25,048
Trading income		7,896			5,939		5,487		5,786			5,650
Available-for-sale debt securities losses		(1,886	)		—		—		(179,581	)		—
Other		9,640			8,274		8,330		11,524			7,985
Total non-interest income		54,069			44,444		54,074		(114,771	)		50,424
Non-interest expense
Salaries and benefits		120,154			131,641		97,873		121,138			118,840
Occupancy expense		12,144			10,844		11,926		12,937			10,666
Marketing		3,624			5,009		4,454		5,863			5,996
Legal and professional		11,069			14,989		15,180		11,135			11,273
Communications and technology		24,314			23,642		24,007		25,951			22,013
Federal Deposit Insurance Corporation insurance assessment		5,096			5,341		4,454		4,906			5,570
Other		13,875			11,554		14,265		13,394			14,051
Total non-interest expense		190,276			203,020		172,159		195,324			188,409
Income/(loss) before income taxes		102,188			60,458		93,522		(79,993	)		58,597
Income tax expense/(benefit)		24,860			13,411		22,499		(18,674	)		16,935
Net income/(loss)		77,328			47,047		71,023		(61,319	)		41,662
Preferred stock dividends		4,312			4,313		4,312		4,313			4,312
Net income/(loss) available to common shareholders	$	73,016		$	42,734	$	66,711	$	(65,632	)	$	37,350

TEXAS CAPITAL BANCSHARES, INC.
TAXABLE EQUIVALENT NET INTEREST INCOME ANALYSIS (UNAUDITED)⁽¹⁾
(dollars in thousands)
	2nd Quarter 2025						1st Quarter 2025						2nd Quarter 2024						YTD June 30, 2025						YTD June 30, 2024
	Average Balance		Income/ Expense		Yield/ Rate		Average Balance		Income/ Expense		Yield/ Rate		Average Balance		Income/ Expense		Yield/ Rate		Average Balance		Income/ Expense		Yield/ Rate		Average Balance		Income/ Expense		Yield/ Rate
Assets
Investment securities⁽²⁾	$	4,573,164	$	45,999	3.93	%	$	4,463,876	$	46,565	4.10	%	$	4,427,023	$	33,584	2.80	%	$	4,518,822	$	92,564	4.01	%	$	4,363,195	$	65,728	2.79	%
Interest bearing cash and cash equivalents		2,661,037		29,218	4.40	%		4,255,796		46,574	4.44	%		3,273,069		43,233	5.31	%		3,454,011		75,792	4.43	%		3,662,348		97,588	5.36	%
Loans held for sale		—		—	—	%		335		2	2.97	%		28,768		683	9.55	%		167		2	2.97	%		39,966		1,867	9.40	%
Loans held for investment, mortgage finance		5,327,559		58,707	4.42	%		3,972,106		38,527	3.93	%		4,357,288		42,722	3.94	%		4,653,577		97,234	4.21	%		3,937,498		74,177	3.79	%
Loans held for investment⁽³⁾		18,018,626		306,142	6.81	%		17,527,070		296,091	6.85	%		16,750,788		301,910	7.25	%		17,774,206		602,233	6.83	%		16,636,438		600,216	7.26	%
Less: Allowance for credit losses on loans		278,035		—	—	%		272,758		—	—			263,145		—	—	%		275,411		—	—			256,541		—	—
Loans held for investment, net		23,068,150		364,849	6.34	%		21,226,418		334,618	6.39	%		20,844,931		344,632	6.65	%		22,152,372		699,467	6.37	%		20,317,395		674,393	6.68	%
Total earning assets		30,302,351		440,066	5.80	%		29,946,425		427,759	5.76	%		28,573,791		422,132	5.86	%		30,125,372		867,825	5.78	%		28,382,904		839,576	5.87	%
Cash and other assets		1,117,118						1,157,184						1,177,061						1,137,040						1,117,763
Total assets	$	31,419,469					$	31,103,609					$	29,750,852					$	31,262,412					$	29,500,667

Liabilities and Stockholders’ Equity
Transaction deposits	$	2,213,037	$	13,731	2.49	%	$	2,163,250	$	13,908	2.61	%	$	2,061,622	$	16,982	3.31	%	$	2,188,282	$	27,639	2.55	%	$	2,034,057	$	33,840	3.35	%
Savings deposits		13,727,095		134,272	3.92	%		13,357,243		133,577	4.06	%		11,981,668		143,173	4.81	%		13,543,190		267,849	3.99	%		11,695,673		279,963	4.81	%
Time deposits		2,361,525		26,795	4.55	%		2,329,384		27,451	4.78	%		1,658,899		21,125	5.12	%		2,345,543		54,246	4.66	%		1,689,112		43,077	5.13	%
Total interest bearing deposits		18,301,657		174,798	3.83	%		17,849,877		174,936	3.97	%		15,702,189		181,280	4.64	%		18,077,015		349,734	3.90	%		15,418,842		356,880	4.65	%
Short-term borrowings		306,176		3,444	4.51	%		751,500		8,246	4.45	%		927,253		12,749	5.53	%		527,608		11,690	4.47	%		919,670		25,532	5.58	%
Long-term debt		649,469		7,930	4.90	%		660,445		8,073	4.96	%		778,401		11,457	5.92	%		654,927		16,003	4.93	%		818,955		25,443	6.25	%
Total interest bearing liabilities		19,257,302		186,172	3.88	%		19,261,822		191,255	4.03	%		17,407,843		205,486	4.75	%		19,259,550		377,427	3.95	%		17,157,467		407,855	4.78	%
Non-interest bearing deposits		8,191,402						7,875,244						8,647,594						8,034,196						8,642,685
Other liabilities		475,724						552,154						537,754						513,728						523,520
Stockholders’ equity		3,495,041						3,414,389						3,157,661						3,454,938						3,176,995
Total liabilities and stockholders’ equity	$	31,419,469					$	31,103,609					$	29,750,852					$	31,262,412					$	29,500,667
Net interest income			$	253,894					$	236,504					$	216,646					$	490,398					$	431,721
Net interest margin					3.35	%					3.19	%					3.01	%					3.27	%					3.02	%

(1) Taxable equivalent rates used where applicable.
(2) Yields on investment securities are calculated using available-for-sale securities at amortized cost.
(3) Average balances include non-accrual loans.

GAAP TO NON-GAAP RECONCILIATIONS

The following items are non-GAAP financial measures: adjusted non-interest income, adjusted non-interest expense, adjusted net income, adjusted net income available to common stockholders, adjusted pre-provision net revenue (“PPNR”), adjusted diluted earnings/(loss) per common share, adjusted return on average assets, adjusted return on average common equity, adjusted efficiency ratio, adjusted non-interest income to average earning assets and adjusted non-interest expense to average earning assets. These are not measures recognized under GAAP and therefore are considered non-GAAP financial measures. The table below provides a reconciliation of these non-GAAP financial measures to the most comparable GAAP measures.

These non-GAAP financial measures are adjusted for certain items, listed below, that management believes are non-operating in nature and not representative of its actual operating performance. Management believes that these non-GAAP financial measures provide meaningful additional information about Texas Capital Bancshares, Inc. to assist management and investors in evaluating operating results, financial strength, business performance and capital position. Non-GAAP financial measures have inherent limitations, are not required to be uniformly applied and are not audited. As such, these non-GAAP financial measures should not be considered in isolation or as a substitute for analyses of operating results or capital position as reported under GAAP.

Reconciliation of Non-GAAP Financial Measures
(dollars in thousands except per share data)	2nd Quarter 2025			1st Quarter 2025			4th Quarter 2024			3rd Quarter 2024			2nd Quarter 2024
Net interest income	$	253,395		$	236,034		$	229,607		$	240,102		$	216,582

Non-interest income		54,069			44,444			54,074			(114,771	)		50,424
Available-for-sale debt securities losses, net		1,886			—			—			179,581			—
Non-interest income, adjusted		55,955			44,444			54,074			64,810			50,424

Non-interest expense		190,276			203,020			172,159			195,324			188,409
FDIC special assessment		—			—			—			651			(462	)
Restructuring expenses		(1,401	)		—			—			(5,923	)		—
Non-interest expense, adjusted		188,875			203,020			172,159			190,052			187,947

Provision for credit losses		15,000			17,000			18,000			10,000			20,000

Income tax expense/(benefit)		24,860			13,411			22,499			(18,674	)		16,935
Tax effect of adjustments		774			—			—			44,880			104
Income tax expense/(benefit), adjusted		25,634			13,411			22,499			26,206			17,039

Net income/(loss)⁽¹⁾	$	77,328		$	47,047		$	71,023		$	(61,319	)	$	41,662
Net income/(loss), adjusted⁽¹⁾	$	79,841		$	47,047		$	71,023		$	78,654		$	42,020

Preferred stock dividends		4,312			4,313			4,312			4,313			4,312

Net income/(loss) to common stockholders⁽²⁾	$	73,016		$	42,734		$	66,711		$	(65,632	)	$	37,350
Net income/(loss) to common stockholders, adjusted⁽²⁾	$	75,529		$	42,734		$	66,711		$	74,341		$	37,708

PPNR⁽³⁾	$	117,188		$	77,458		$	111,522		$	(69,993	)	$	78,597
PPNR⁽³⁾, adjusted	$	120,475		$	77,458		$	111,522		$	114,860		$	79,059

Weighted average common shares outstanding, diluted		46,215,394			46,616,704			46,770,961			46,608,742			46,872,498
Diluted earnings/(loss) per common share	$	1.58		$	0.92		$	1.43		$	(1.41	)	$	0.80
Diluted earnings/(loss) per common share, adjusted	$	1.63		$	0.92		$	1.43		$	1.59		$	0.80

Average total assets	$	31,419,469		$	31,103,609		$	32,212,087		$	31,215,173		$	29,750,852
Return on average assets		0.99	%		0.61	%		0.88	%	(0.78		)%		0.56	%
Return on average assets, adjusted		1.02	%		0.61	%		0.88	%		1.00	%		0.57	%

Average common equity	$	3,195,041		$	3,114,389		$	3,120,933		$	2,945,238		$	2,857,661
Return on average common equity		9.17	%		5.56	%		8.50	%	(8.87		)%		5.26	%
Return on average common equity, adjusted		9.48	%		5.56	%		8.50	%		10.04	%		5.31	%

Efficiency ratio⁽⁴⁾		61.9	%		72.4	%		60.7	%		155.8	%		70.6	%
Efficiency ratio, adjusted⁽⁴⁾		61.1	%		72.4	%		60.7	%		62.3	%		70.4	%

Average earning assets	$	30,302,351		$	29,946,425		$	31,033,803		$	29,975,318		$	28,573,791
Non-interest income to average earning assets		0.72	%		0.60	%		0.69	%	(1.52		)%		0.71	%
Non-interest income to average earning assets, adjusted		0.74	%		0.60	%		0.69	%		0.86	%		0.71	%
Non-interest expense to average earning assets		2.52	%		2.75	%		2.21	%		2.59	%		2.65	%
Non-interest expense to average earning assets, adjusted		2.50	%		2.75	%		2.21	%		2.52	%		2.65	%

(1) Net interest income plus non-interest income, less non-interest expense, provision for credit losses and income tax expense/(benefit). On an adjusted basis, net interest income plus non-interest income, adjusted, less non-interest expense, adjusted, provision for credit losses and income tax expense/(benefit), adjusted.
(2) Net income/(loss), less preferred stock dividends. On an adjusted basis, net income/(loss), adjusted, less preferred stock dividends.
(3) Net interest income plus non-interest income, less non-interest expense. On an adjusted basis, net interest income plus non-interest income, adjusted, less non-interest expense, adjusted.
(4) Non-interest expense divided by the sum of net interest income and non-interest income. On an adjusted basis, non-interest expense, adjusted, divided by the sum of net interest income and non-interest income, adjusted.

The MIL Network –

July 17, 2025

MIL-OSI: Texas Capital Bancshares, Inc. Announces Second Quarter 2025 Results

Source: GlobeNewswire (MIL-OSI)

Second quarter 2025 net income of $77.3 million and net income available to common stockholders
of $73.0 million, up 86% and 95%, respectively, year-over-year

Second quarter 2025 EPS of $1.58 per diluted share and adjusted EPS⁽¹⁾of $1.63 per
diluted share, up 98% and 104%, respectively, year-over-year

Strong balance sheet growth with total loans increasing 7% quarter-over-quarter and 10% year-over-year

Book Value and Tangible Book Value⁽²⁾per share both increasing 13% year-over-year, reaching record levels

DALLAS, July 17, 2025 (GLOBE NEWSWIRE) — Texas Capital Bancshares, Inc. (NASDAQ: TCBI), the parent company of Texas Capital Bank, announced operating results for the second quarter of 2025.

“Our multi-year focus on building a differentiated, full-service financial services firm has strengthened our client franchise and consistently delivered high-quality outcomes across our platform, driving strong financial performance this quarter,” said Rob C. Holmes, Chairman, President & CEO. “The strategic actions we’ve taken have structurally enhanced our earnings power, and as we enter the second half of the year, the breadth of our capabilities and the strength of our balance sheet position us to deliver durable, through-cycle results for both clients and shareholders.”

	2nd Quarter			1st Quarter			2nd Quarter
(dollars in thousands except per share data)		2025			2025			2024
OPERATING RESULTS
Net income	$	77,328		$	47,047		$	41,662
Net income available to common stockholders	$	73,016		$	42,734		$	37,350
Pre-provision net revenue⁽³⁾	$	117,188		$	77,458		$	78,597
Diluted earnings per common share	$	1.58		$	0.92		$	0.80
Diluted common shares		46,215,394			46,616,704			46,872,498
Return on average assets		0.99	%		0.61	%		0.56	%
Return on average common equity		9.17	%		5.56	%		5.26	%

OPERATING RESULTS, ADJUSTED⁽¹⁾
Net income	$	79,841		$	47,047		$	42,020
Net income available to common stockholders	$	75,529		$	42,734		$	37,708
Pre-provision net revenue⁽³⁾	$	120,475		$	77,458		$	79,059
Diluted earnings per common share	$	1.63		$	0.92		$	0.80
Diluted common shares		46,215,394			46,616,704			46,872,498
Return on average assets		1.02	%		0.61	%		0.57	%
Return on average common equity		9.48	%		5.56	%		5.31	%

BALANCE SHEET
Loans held for investment	$	18,035,945		$	17,654,243		$	16,700,569
Loans held for investment, mortgage finance		5,889,589			4,725,541			5,078,161
Total loans held for investment		23,925,534			22,379,784			21,778,730
Loans held for sale		—			—			36,785
Total assets		31,943,535			31,375,749			29,854,994
Non-interest bearing deposits		7,718,006			7,874,780			7,987,715
Total deposits		26,064,309			26,053,034			23,818,327
Stockholders’ equity		3,510,070			3,429,774			3,175,601