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Category: Health

  • MIL-OSI USA: ICYMI: Shaheen Highlights Key Investments Secured in Fiscal Year 2026 Agriculture, Rural Development, Food and Drug Administration and Related Agencies Appropriations Bill

    US Senate News:

    Source: United States Senator for New Hampshire Jeanne Shaheen

    **Shaheen secured more than $14.7 million for critical projects across New Hampshire**

    (Washington, DC) – U.S. Senator Jeanne Shaheen (D-NH), Ranking Member of the U.S. Senate Agriculture, Rural Development, Food and Drug Administration and Related Agencies (Ag-FDA) Subcommittee and a senior member of the U.S. Senate Appropriations Committee, participated in a full committee markup of the Fiscal Year (FY) 2026 Ag-FDA Appropriations bill. In a unanimous vote, the Committee approved the bipartisan legislation, which would provide $27.1 billion in discretionary funding, including more than $14.7 million for critical projects across the Granite State, helping invest in a wide range of programs benefitting New Hampshire and the country.

    “As Ranking Member of the Agriculture, Rural Development, Food and Drug Administration and Related Agencies Subcommittee, I’m proud to deliver this bipartisan bill that will help address the high costs that so many Americans are facing and invest in rural communities across the nation,” said Ranking Member Senator Shaheen. “The resources we secured will help support our efforts to tackle housing, food and energy costs, ensure New Hampshire’s farmers have the support they need, invest in the outdoor recreation economy, protect public health and more. I’m proud to have shaped this legislation in a way that benefits the Granite State and all of America.”

    Summary of Shaheen priorities included in the Agriculture Rural Development, Food and Drug Administration and Related Agencies Appropriations Act for Fiscal Year 2026:

    Defending Access to Food Assistance

    Senator Shaheen has long fought to protect access to food assistance programs that help families put food on the table. In the FY26 Ag-FDA bill, Shaheen helped secure $8.2 billion for the Special Supplemental Nutrition Program for Women, Infants and Children (WIC) to help low-income families receive healthy, nutritious food products like milk, fruits and vegetables, whole grains and more. Shaheen also helped fund the Commodity Supplemental Food Program (CSFP) which provides food boxes for low-income older adults across the country.

    Shaheen, who is also the top Democrat on the U.S. Senate Foreign Relations Committee, successfully fought for the inclusion of funding to fulfill America’s commitment to international food aid programs. Specifically, the bill provides $1.5 billion for Food for Peace and $240 million for McGovern-Dole Food for Education—a bipartisan defense of these programs that address world hunger, save lives and create additional markets for American farmers.

    Investing in America’s Rural Communities

    In the FY26 Ag-FDA bill, Senator Shaheen built on her work to support rural communities across the nation, including to address the affordable housing crisis. The bill fully funds the Rental Assistance program so that participating families can remain housed, provides funding to preserve the existing affordable housing portfolio and makes $1 billion in financing available for very low-income homebuyers, many of whom are first-time homeowners.

    Shaheen has continually fought for federal funding to help ensure Granite State communities have the resources needed to tackle the housing affordability crisis. In the FY24 Ag-FDA bill, Shaheen worked to include key provisions from her Strategy and Investment in Rural Housing Preservation Act. Those provisions were continued in the FY26 Ag-FDA bill. Shaheen’s standalone legislation would ensure that hundreds of thousands of low-income tenants in rural areas are able to maintain access to safe and affordable housing.

    Shaheen has also led legislative action in the Senate to support energy efficiency projects and initiatives. Shaheen secured $4 million for a new Energy Circuit Rider Pilot program in the FY26 Ag-FDA bill to help ensure communities in rural America can take advantage of cost savings from energy efficiency and clean energy projects. The provision is based on legislation Shaheen recently reintroduced, the Energy Circuit Riders Act, to establish a new grant program within the U.S. Department of Agriculture (USDA) Rural Development to help eligible entities hire local, on-the-ground experts that travel to rural communities and provide technical assistance on projects that help spur economic development and reduce energy costs that help ease rural property tax rates. This pilot is modeled after a successful program in New Hampshire through Clean Energy NH.

    Protecting Public Health

    The FY26 Ag-FDA Appropriations bill also provides vital funding for the Food and Drug Administration (FDA) to stay ahead of the curve on approving medical products, regulating the food supply and more. Shaheen worked in a bipartisan way to defend the FDA’s budget, providing more than $7 billion in funding for the agency. Shaheen secured the following funding to protect the public health of Americans:

    • $5 million and report language at the FDA’s Center for Biologics Evaluation and Research to develop and validate new surrogate endpoints, including C-peptide, that could help improve health outcomes and reduce disease burden for patients with Type 1 diabetes.
    • Gives the FDA the authority to seize and destroy illegal tobacco products at ports of entry, requires the Center for Tobacco Products to spend $200 million of their $712 million on enforcement activities and provides $2 million for the Coordination of the Interagency Tobacco Task Force.
    • Report language encouraging the FDA to prioritize the approval of biosimilar products.
    • Report language directing the FDA to provide a report on the challenges it faces preventing counterfeit drugs from reaching the market, including recommendations for how to address the problem.

    Supporting Farmers with Vital Tools and Groundbreaking Research

    Shaheen built on her longstanding work to support New Hampshire’s small and diversified farmers by defending the conservation tools used by the state’s agricultural producers to help protect and sustain their land’s natural resources. The FY26 Ag-FDA bill defends the Conservation Technical Assistance program, funding conservation activities at $949 million. The bill also maintains critical funding for Farm Service Agency staffing in county offices in the Granite State and makes $10.5 billion in farm loans available to help producers access capital across the country.

    Shaheen was also able to successfully include $2 million for New England Protected Agriculture research at the Agricultural Research Service. The University of New Hampshire is well-positioned to help lead this effort. This research will help improve cultivation practices and help farmers extend the growing season for fruit and vegetable crops.

    Supporting New Hampshire’s Outdoor Economy

    Shaheen also secured continued funding for the Natural Resources Conservation Service’s (NRCS) Snow Survey and Water Supply Forecasting Program (SNOTEL), including an additional $2 million to continue the ongoing study regarding potential Northeast expansion of this program. Senator Shaheen secured the initial $1 million for this study in FY23 government funding legislation. Shaheen recently introduced the bipartisan Snow Survey Northeast Expansion Act with Senators Susan Collins (R-ME) and Angus King (I-ME) to establish a SNOTEL network across the Northeast to track mountain snow accumulation and precipitation rates.

    Senator Shaheen also included the following Congressionally Directed Spending projects for New Hampshire, totaling more than $14.7 million.

    Recipient

    Project

    Account

    Funding ($)

    University System of New Hampshire

    Center for Excellence in Education and Discovery for Plant Science (CEED Plant Science)

    Research Facilities Act Program

    $1,925,000

    Belmont Police Department

    Drive to Safety

    Rural Community Facilities Program

    $73,000

    Chesley Memorial Library

    Chesley Memorial Library Energy Efficiency and Emergency Power Project

    Rural Community Facilities Program

    $95,000

    Cottage Hospital

    Cottage Hospital Asbestos Abatement

    Rural Community Facilities Program

    $1,725,000

    Croydon School District

    Croydon Schoolhouse Renovation and Expansion

    Rural Community Facilities Program

    $1,176,000

    Families Flourish Northeast Inc

    Interrupting Intergenerational Addiction

    Rural Community Facilities Program

    $1,000,000

    Franklin Pierce University

    Renovation and Upgrade to Health Sciences Facilities at Franklin Pierce University, Rindge Campus

    Rural Community Facilities Program

    $1,000,000

    Maplewood Station

    Maplewood Station Community Center

    Rural Community Facilities Program

    $750,000

    The Walpole Foundation

    Walpole Village School

    Rural Community Facilities Program

    $830,000

    Town of Bethlehem

    Bethlehem’s Transfer Station Project

    Rural Community Facilities Program

    $750,000

    Town of Deerfield

    George B. White Solar Project

    Rural Community Facilities Program

    $248,000

    Town of Gorham

    Replacement of Rescue Truck

    Rural Community Facilities Program

    $301,000

    Town of Hampton

    Hampton Public Safety Pier

    Rural Community Facilities Program

    $125,000

    Town of Hancock

    Hancock Fire Station Renovation Project

    Rural Community Facilities Program

    $600,000

    Town of Unity

    Unity Fire Station and Emergency Community Shelter

    Rural Community Facilities Program

    $2,100,000

    Town of Walpole

    Walpole NH Police Station

    Rural Community Facilities Program

    $2,058,000

    TOTAL:

    		    

    $14,756,000

     

    MIL OSI USA News –

  • MIL-OSI USA: Reed & Whitehouse Press Trump Admin. on Reversal of Medical Debt Rule

    US Senate News:

    Source: United States Senator for Rhode Island Jack Reed

    WASHINGTON, DC – Nearly 15 million Americans were poised to see their credit scores rise by an average of 20 points under a Biden Administration rule that would have removed medical bills from consumer credit reports.  But the Trump Administration reversed course and joined credit reporting agencies in opposing the rule.  On Friday, a Trump-appointed judge in Texas overturned the Consumer Financial Protection Bureau’s (CFPB) efforts to leave medical debt off consumer credit reports.

    Now, U.S. Senators Jack Reed (D-RI) and Sheldon Whitehouse (D-RI) are teaming up with U.S. Senators Reverend Raphael Warnock (D-GA) and Elizabeth Warren (D-MA) and 26 other senators in pressing the Trump Administration for answers regarding the CFPB’s decision to vacate the medical debt rule finalized in January 2025.  

    100 million people in America — including 41 percent of adults – are burdened by over $220 billion in medical debt, according to KFF Health News.

    The American Medical Association contends that medical debt isn’t an accurate barometer of people’s ability to repay other loans, because most bills are a one-time or short-term expense from a hospital stay or accident. 

    Warnock, Warren, Reed, Whitehouse and their colleagues are demanding the CFPB share any data the agency relied on in deciding to petition a court to vacate the rule and any communications it had with entities during the process that would profit from its decision.

    “On April 30, 2025, the Consumer Financial Protection Bureau (CFPB) asked a court to vacate the agency’s recently released rule to remove medical debt from consumer credit reports. We write to request the information you relied on in making that determination, including any communications with collection agencies that stand to profit from it,” the 30 U.S. Senators wrote.

    “Medical debt collections information is often inaccurate, and studies show that it is not useful in determining a consumer’s ability to repay other debts…Almost half of all medical bills contain at least one error, and almost half of nonprofit hospitals have routinely and mistakenly billed patients who were eligible for free or discounted care,” they continued.

    At the conclusion of the letter, the senators emphasize the need for transparency into the agency’s decision-making process.

    “On April 30, the CFPB filed a joint motion with the industry groups that oppose the rule, petitioning the court to vacate it – lining the pockets of corporations off the backs of American consumers. Given the substantial evidence that the CFPB’s rule was well-considered and would help consumers without reducing the accuracy of their credit scores, we write to request that the CFPB make public all information relied on by the agency in its decision to drop the rule, including any communications with the debt collection industry,” the senators closed.

    Senator Reed is a member of the Senate Banking Committee and has strongly criticized the Trump Administration’s efforts to diminish and downsize the CFPB. In May, President Trump withdrew his nominee for the CFPB.  Currently, OMB Director Russell Vought serves as acting director of the agency and has failed to take action to ensure the CFPB protects Americans from predatory medical debt collection practices.

    In addition to Senators Warnock, Warren, Reed, and Whitehouse, the letter was signed by U.S. Senators Chuck Schumer (D-NY), Jeff Merkley (D-OR), Amy Klobuchar (D-MN), Ben Ray Lujan (D-NM), Martin Heinrich (D-NM), Adam Schiff (D-CA), John Hickenlooper (D-CO), Angela Alsobrooks (D-MD), Tammy Duckworth (D-IL), Ed Markey (D-MA), Jeanne Shaheen (D-NH), Ron Wyden (D-OR), Cory Booker (D-NJ), Bernie Sanders (I-VT), Lisa Blunt Rochester (D-DE), John Fetterman (D-PA), Kirsten Gillibrand (D-NY), Tina Smith (D-MN), Richard Blumenthal (D-CT), Angus King (I-ME), Chris Van Hollen (D-MD), Peter Welch (D-VT), Ruben Gallego (D-AZ), Andy Kim (D-NJ), Mazie Hirono (D-HI), and Jacky Rosen (D-NV).

    Full text of the letter follows:

    Dear Acting Director Vought,

    On April 30, 2025, the Consumer Financial Protection Bureau (CFPB) asked a court to vacate the agency’s recently released rule to remove medical debt from consumer credit reports. We write to request the information you relied on in making that determination, including any communications with debt collection agencies that stand to profit from it.

    Medical debt collections information is often inaccurate, and studies show that it is not useful in determining a consumer’s ability to repay other debts. One major credit scoring company, VantageScore, has stopped using medical debt in its newer models entirely. Almost half of all medical bills contain at least one error, and almost half of nonprofit hospitals have routinely and mistakenly billed patients who were eligible for free or discounted care. People often receive collection notices for debts they did not owe, in the wrong amount, or that should have been covered by insurance—but still end up experiencing long-lasting damage to their credit scores.

    Listing medical debt on a person’s credit report drives down their credit score, which hurts their ability to purchase a car, buy a home or rent an apartment, get utility service, start a business, or access other banking services. This has profound effects on families that can last generations. To make matters worse, medical debt is the most common reason debt collectors contact consumers; the debt collection industry makes one-fourth of its annual revenue from health care debt. Including medical debt on credit reports makes consumers more vulnerable to predatory debt collection practices.

    Medical debt on credit reports also blocks working families from access to credit that they would be able to repay.The CFPB found that people who had all their medical debts completely removed from their credit reports experienced an average credit score increase of 20 points, in some cases elevating families into a higher credit score tier.

    In response to growing data that medical debt is not a good indicator of creditworthiness, states across the country have acted to ban the inclusion of medical debt on credit reports. And on January 7, the Consumer Financial Protection Bureau (CFPB) issued a final rule to remove medical debt from consumer credit reports. The rule would remove an estimated $49 billion in medical bills from the credit reports of 15 million Americans, prohibit credit reporting companies from sharing medical debt information with lenders, and bar lenders from considering medical debt in underwriting decisions. It was designed to help the millions of Americans who are struggling to make ends meet, by lowering costs and increasing access to affordable credit for working families without affecting the predictive value of their credit reports. The rule would also help reduce the effects of structural racism and other prejudices. People of color are disproportionately harmed by the inclusion of medical debt on credit reports. Meanwhile, adults with a disability and new moms are more than twice as likely to carry medical debt.

    Despite the critical importance of the medical debt rule, on April 30, the CFPB filed a joint motion with the industry groups that oppose the rule, petitioning the court to vacate it—lining the pockets of corporations off the backs of American consumers. Given the substantial evidence that the CFPB’s rule was well-considered and would help consumers without reducing the accuracy of their credit scores, we write to request that the CFPB make public all information relied on by the agency in its decision to drop the rule, including any communications with the debt collection industry, by July 28, 2025. We specifically request that CFPB publicly publish all data about how medical debt relates to key economic indicators, including:

    • Barriers to home and car ownership, including challenges getting loans or not being approved to rent or lease,
    • Paying higher premiums for auto, homeowner’s and other types of insurance,
    • Losing job opportunities as a result of credit reporting on background checks,
    • Obstacles to starting small businesses because of challenges with securing loans,
    • Paying more for everyday services such as household utilities or cell phone contracts

    We are particularly concerned about the outsize impact that medical debt has on the credit scores of seniors, veterans, new parents, people with disabilities, cancer patients and survivors, and small business owners.

    Thank you for your attention to this matter.

    Sincerely,

    MIL OSI USA News –

  • MIL-OSI USA: Reed & Whitehouse Press Trump Admin. on Reversal of Medical Debt Rule

    US Senate News:

    Source: United States Senator for Rhode Island Jack Reed
    WASHINGTON, DC – Nearly 15 million Americans were poised to see their credit scores rise by an average of 20 points under a Biden Administration rule that would have removed medical bills from consumer credit reports.  But the Trump Administration reversed course and joined credit reporting agencies in opposing the rule.  On Friday, a Trump-appointed judge in Texas overturned the Consumer Financial Protection Bureau’s (CFPB) efforts to leave medical debt off consumer credit reports.
    Now, U.S. Senators Jack Reed (D-RI) and Sheldon Whitehouse (D-RI) are teaming up with U.S. Senators Reverend Raphael Warnock (D-GA) and Elizabeth Warren (D-MA) and 26 other senators in pressing the Trump Administration for answers regarding the CFPB’s decision to vacate the medical debt rule finalized in January 2025.  
    100 million people in America — including 41 percent of adults – are burdened by over $220 billion in medical debt, according to KFF Health News.
    The American Medical Association contends that medical debt isn’t an accurate barometer of people’s ability to repay other loans, because most bills are a one-time or short-term expense from a hospital stay or accident. 
    Warnock, Warren, Reed, Whitehouse and their colleagues are demanding the CFPB share any data the agency relied on in deciding to petition a court to vacate the rule and any communications it had with entities during the process that would profit from its decision.
    “On April 30, 2025, the Consumer Financial Protection Bureau (CFPB) asked a court to vacate the agency’s recently released rule to remove medical debt from consumer credit reports. We write to request the information you relied on in making that determination, including any communications with collection agencies that stand to profit from it,” the 30 U.S. Senators wrote.
    “Medical debt collections information is often inaccurate, and studies show that it is not useful in determining a consumer’s ability to repay other debts…Almost half of all medical bills contain at least one error, and almost half of nonprofit hospitals have routinely and mistakenly billed patients who were eligible for free or discounted care,” they continued.
    At the conclusion of the letter, the senators emphasize the need for transparency into the agency’s decision-making process.
    “On April 30, the CFPB filed a joint motion with the industry groups that oppose the rule, petitioning the court to vacate it – lining the pockets of corporations off the backs of American consumers. Given the substantial evidence that the CFPB’s rule was well-considered and would help consumers without reducing the accuracy of their credit scores, we write to request that the CFPB make public all information relied on by the agency in its decision to drop the rule, including any communications with the debt collection industry,” the senators closed.
    Senator Reed is a member of the Senate Banking Committee and has strongly criticized the Trump Administration’s efforts to diminish and downsize the CFPB. In May, President Trump withdrew his nominee for the CFPB.  Currently, OMB Director Russell Vought serves as acting director of the agency and has failed to take action to ensure the CFPB protects Americans from predatory medical debt collection practices.
    In addition to Senators Warnock, Warren, Reed, and Whitehouse, the letter was signed by U.S. Senators Chuck Schumer (D-NY), Jeff Merkley (D-OR), Amy Klobuchar (D-MN), Ben Ray Lujan (D-NM), Martin Heinrich (D-NM), Adam Schiff (D-CA), John Hickenlooper (D-CO), Angela Alsobrooks (D-MD), Tammy Duckworth (D-IL), Ed Markey (D-MA), Jeanne Shaheen (D-NH), Ron Wyden (D-OR), Cory Booker (D-NJ), Bernie Sanders (I-VT), Lisa Blunt Rochester (D-DE), John Fetterman (D-PA), Kirsten Gillibrand (D-NY), Tina Smith (D-MN), Richard Blumenthal (D-CT), Angus King (I-ME), Chris Van Hollen (D-MD), Peter Welch (D-VT), Ruben Gallego (D-AZ), Andy Kim (D-NJ), Mazie Hirono (D-HI), and Jacky Rosen (D-NV).
    Full text of the letter follows:
    Dear Acting Director Vought,
    On April 30, 2025, the Consumer Financial Protection Bureau (CFPB) asked a court to vacate the agency’s recently released rule to remove medical debt from consumer credit reports. We write to request the information you relied on in making that determination, including any communications with debt collection agencies that stand to profit from it.
    Medical debt collections information is often inaccurate, and studies show that it is not useful in determining a consumer’s ability to repay other debts. One major credit scoring company, VantageScore, has stopped using medical debt in its newer models entirely. Almost half of all medical bills contain at least one error, and almost half of nonprofit hospitals have routinely and mistakenly billed patients who were eligible for free or discounted care. People often receive collection notices for debts they did not owe, in the wrong amount, or that should have been covered by insurance—but still end up experiencing long-lasting damage to their credit scores.
    Listing medical debt on a person’s credit report drives down their credit score, which hurts their ability to purchase a car, buy a home or rent an apartment, get utility service, start a business, or access other banking services. This has profound effects on families that can last generations. To make matters worse, medical debt is the most common reason debt collectors contact consumers; the debt collection industry makes one-fourth of its annual revenue from health care debt. Including medical debt on credit reports makes consumers more vulnerable to predatory debt collection practices.
    Medical debt on credit reports also blocks working families from access to credit that they would be able to repay.The CFPB found that people who had all their medical debts completely removed from their credit reports experienced an average credit score increase of 20 points, in some cases elevating families into a higher credit score tier.
    In response to growing data that medical debt is not a good indicator of creditworthiness, states across the country have acted to ban the inclusion of medical debt on credit reports. And on January 7, the Consumer Financial Protection Bureau (CFPB) issued a final rule to remove medical debt from consumer credit reports. The rule would remove an estimated $49 billion in medical bills from the credit reports of 15 million Americans, prohibit credit reporting companies from sharing medical debt information with lenders, and bar lenders from considering medical debt in underwriting decisions. It was designed to help the millions of Americans who are struggling to make ends meet, by lowering costs and increasing access to affordable credit for working families without affecting the predictive value of their credit reports. The rule would also help reduce the effects of structural racism and other prejudices. People of color are disproportionately harmed by the inclusion of medical debt on credit reports. Meanwhile, adults with a disability and new moms are more than twice as likely to carry medical debt.
    Despite the critical importance of the medical debt rule, on April 30, the CFPB filed a joint motion with the industry groups that oppose the rule, petitioning the court to vacate it—lining the pockets of corporations off the backs of American consumers. Given the substantial evidence that the CFPB’s rule was well-considered and would help consumers without reducing the accuracy of their credit scores, we write to request that the CFPB make public all information relied on by the agency in its decision to drop the rule, including any communications with the debt collection industry, by July 28, 2025. We specifically request that CFPB publicly publish all data about how medical debt relates to key economic indicators, including:
    Barriers to home and car ownership, including challenges getting loans or not being approved to rent or lease,
    Paying higher premiums for auto, homeowner’s and other types of insurance,
    Losing job opportunities as a result of credit reporting on background checks,
    Obstacles to starting small businesses because of challenges with securing loans,
    Paying more for everyday services such as household utilities or cell phone contracts
    We are particularly concerned about the outsize impact that medical debt has on the credit scores of seniors, veterans, new parents, people with disabilities, cancer patients and survivors, and small business owners.
    Thank you for your attention to this matter.
    Sincerely,

    MIL OSI USA News –

  • MIL-OSI USA: Reed & Whitehouse Press Trump Admin. on Reversal of Medical Debt Rule

    US Senate News:

    Source: United States Senator for Rhode Island Jack Reed
    WASHINGTON, DC – Nearly 15 million Americans were poised to see their credit scores rise by an average of 20 points under a Biden Administration rule that would have removed medical bills from consumer credit reports.  But the Trump Administration reversed course and joined credit reporting agencies in opposing the rule.  On Friday, a Trump-appointed judge in Texas overturned the Consumer Financial Protection Bureau’s (CFPB) efforts to leave medical debt off consumer credit reports.
    Now, U.S. Senators Jack Reed (D-RI) and Sheldon Whitehouse (D-RI) are teaming up with U.S. Senators Reverend Raphael Warnock (D-GA) and Elizabeth Warren (D-MA) and 26 other senators in pressing the Trump Administration for answers regarding the CFPB’s decision to vacate the medical debt rule finalized in January 2025.  
    100 million people in America — including 41 percent of adults – are burdened by over $220 billion in medical debt, according to KFF Health News.
    The American Medical Association contends that medical debt isn’t an accurate barometer of people’s ability to repay other loans, because most bills are a one-time or short-term expense from a hospital stay or accident. 
    Warnock, Warren, Reed, Whitehouse and their colleagues are demanding the CFPB share any data the agency relied on in deciding to petition a court to vacate the rule and any communications it had with entities during the process that would profit from its decision.
    “On April 30, 2025, the Consumer Financial Protection Bureau (CFPB) asked a court to vacate the agency’s recently released rule to remove medical debt from consumer credit reports. We write to request the information you relied on in making that determination, including any communications with collection agencies that stand to profit from it,” the 30 U.S. Senators wrote.
    “Medical debt collections information is often inaccurate, and studies show that it is not useful in determining a consumer’s ability to repay other debts…Almost half of all medical bills contain at least one error, and almost half of nonprofit hospitals have routinely and mistakenly billed patients who were eligible for free or discounted care,” they continued.
    At the conclusion of the letter, the senators emphasize the need for transparency into the agency’s decision-making process.
    “On April 30, the CFPB filed a joint motion with the industry groups that oppose the rule, petitioning the court to vacate it – lining the pockets of corporations off the backs of American consumers. Given the substantial evidence that the CFPB’s rule was well-considered and would help consumers without reducing the accuracy of their credit scores, we write to request that the CFPB make public all information relied on by the agency in its decision to drop the rule, including any communications with the debt collection industry,” the senators closed.
    Senator Reed is a member of the Senate Banking Committee and has strongly criticized the Trump Administration’s efforts to diminish and downsize the CFPB. In May, President Trump withdrew his nominee for the CFPB.  Currently, OMB Director Russell Vought serves as acting director of the agency and has failed to take action to ensure the CFPB protects Americans from predatory medical debt collection practices.
    In addition to Senators Warnock, Warren, Reed, and Whitehouse, the letter was signed by U.S. Senators Chuck Schumer (D-NY), Jeff Merkley (D-OR), Amy Klobuchar (D-MN), Ben Ray Lujan (D-NM), Martin Heinrich (D-NM), Adam Schiff (D-CA), John Hickenlooper (D-CO), Angela Alsobrooks (D-MD), Tammy Duckworth (D-IL), Ed Markey (D-MA), Jeanne Shaheen (D-NH), Ron Wyden (D-OR), Cory Booker (D-NJ), Bernie Sanders (I-VT), Lisa Blunt Rochester (D-DE), John Fetterman (D-PA), Kirsten Gillibrand (D-NY), Tina Smith (D-MN), Richard Blumenthal (D-CT), Angus King (I-ME), Chris Van Hollen (D-MD), Peter Welch (D-VT), Ruben Gallego (D-AZ), Andy Kim (D-NJ), Mazie Hirono (D-HI), and Jacky Rosen (D-NV).
    Full text of the letter follows:
    Dear Acting Director Vought,
    On April 30, 2025, the Consumer Financial Protection Bureau (CFPB) asked a court to vacate the agency’s recently released rule to remove medical debt from consumer credit reports. We write to request the information you relied on in making that determination, including any communications with debt collection agencies that stand to profit from it.
    Medical debt collections information is often inaccurate, and studies show that it is not useful in determining a consumer’s ability to repay other debts. One major credit scoring company, VantageScore, has stopped using medical debt in its newer models entirely. Almost half of all medical bills contain at least one error, and almost half of nonprofit hospitals have routinely and mistakenly billed patients who were eligible for free or discounted care. People often receive collection notices for debts they did not owe, in the wrong amount, or that should have been covered by insurance—but still end up experiencing long-lasting damage to their credit scores.
    Listing medical debt on a person’s credit report drives down their credit score, which hurts their ability to purchase a car, buy a home or rent an apartment, get utility service, start a business, or access other banking services. This has profound effects on families that can last generations. To make matters worse, medical debt is the most common reason debt collectors contact consumers; the debt collection industry makes one-fourth of its annual revenue from health care debt. Including medical debt on credit reports makes consumers more vulnerable to predatory debt collection practices.
    Medical debt on credit reports also blocks working families from access to credit that they would be able to repay.The CFPB found that people who had all their medical debts completely removed from their credit reports experienced an average credit score increase of 20 points, in some cases elevating families into a higher credit score tier.
    In response to growing data that medical debt is not a good indicator of creditworthiness, states across the country have acted to ban the inclusion of medical debt on credit reports. And on January 7, the Consumer Financial Protection Bureau (CFPB) issued a final rule to remove medical debt from consumer credit reports. The rule would remove an estimated $49 billion in medical bills from the credit reports of 15 million Americans, prohibit credit reporting companies from sharing medical debt information with lenders, and bar lenders from considering medical debt in underwriting decisions. It was designed to help the millions of Americans who are struggling to make ends meet, by lowering costs and increasing access to affordable credit for working families without affecting the predictive value of their credit reports. The rule would also help reduce the effects of structural racism and other prejudices. People of color are disproportionately harmed by the inclusion of medical debt on credit reports. Meanwhile, adults with a disability and new moms are more than twice as likely to carry medical debt.
    Despite the critical importance of the medical debt rule, on April 30, the CFPB filed a joint motion with the industry groups that oppose the rule, petitioning the court to vacate it—lining the pockets of corporations off the backs of American consumers. Given the substantial evidence that the CFPB’s rule was well-considered and would help consumers without reducing the accuracy of their credit scores, we write to request that the CFPB make public all information relied on by the agency in its decision to drop the rule, including any communications with the debt collection industry, by July 28, 2025. We specifically request that CFPB publicly publish all data about how medical debt relates to key economic indicators, including:
    Barriers to home and car ownership, including challenges getting loans or not being approved to rent or lease,
    Paying higher premiums for auto, homeowner’s and other types of insurance,
    Losing job opportunities as a result of credit reporting on background checks,
    Obstacles to starting small businesses because of challenges with securing loans,
    Paying more for everyday services such as household utilities or cell phone contracts
    We are particularly concerned about the outsize impact that medical debt has on the credit scores of seniors, veterans, new parents, people with disabilities, cancer patients and survivors, and small business owners.
    Thank you for your attention to this matter.
    Sincerely,

    MIL OSI USA News –

  • MIL-OSI USA: Reed & Whitehouse Press Trump Admin. on Reversal of Medical Debt Rule

    US Senate News:

    Source: United States Senator for Rhode Island Jack Reed
    WASHINGTON, DC – Nearly 15 million Americans were poised to see their credit scores rise by an average of 20 points under a Biden Administration rule that would have removed medical bills from consumer credit reports.  But the Trump Administration reversed course and joined credit reporting agencies in opposing the rule.  On Friday, a Trump-appointed judge in Texas overturned the Consumer Financial Protection Bureau’s (CFPB) efforts to leave medical debt off consumer credit reports.
    Now, U.S. Senators Jack Reed (D-RI) and Sheldon Whitehouse (D-RI) are teaming up with U.S. Senators Reverend Raphael Warnock (D-GA) and Elizabeth Warren (D-MA) and 26 other senators in pressing the Trump Administration for answers regarding the CFPB’s decision to vacate the medical debt rule finalized in January 2025.  
    100 million people in America — including 41 percent of adults – are burdened by over $220 billion in medical debt, according to KFF Health News.
    The American Medical Association contends that medical debt isn’t an accurate barometer of people’s ability to repay other loans, because most bills are a one-time or short-term expense from a hospital stay or accident. 
    Warnock, Warren, Reed, Whitehouse and their colleagues are demanding the CFPB share any data the agency relied on in deciding to petition a court to vacate the rule and any communications it had with entities during the process that would profit from its decision.
    “On April 30, 2025, the Consumer Financial Protection Bureau (CFPB) asked a court to vacate the agency’s recently released rule to remove medical debt from consumer credit reports. We write to request the information you relied on in making that determination, including any communications with collection agencies that stand to profit from it,” the 30 U.S. Senators wrote.
    “Medical debt collections information is often inaccurate, and studies show that it is not useful in determining a consumer’s ability to repay other debts…Almost half of all medical bills contain at least one error, and almost half of nonprofit hospitals have routinely and mistakenly billed patients who were eligible for free or discounted care,” they continued.
    At the conclusion of the letter, the senators emphasize the need for transparency into the agency’s decision-making process.
    “On April 30, the CFPB filed a joint motion with the industry groups that oppose the rule, petitioning the court to vacate it – lining the pockets of corporations off the backs of American consumers. Given the substantial evidence that the CFPB’s rule was well-considered and would help consumers without reducing the accuracy of their credit scores, we write to request that the CFPB make public all information relied on by the agency in its decision to drop the rule, including any communications with the debt collection industry,” the senators closed.
    Senator Reed is a member of the Senate Banking Committee and has strongly criticized the Trump Administration’s efforts to diminish and downsize the CFPB. In May, President Trump withdrew his nominee for the CFPB.  Currently, OMB Director Russell Vought serves as acting director of the agency and has failed to take action to ensure the CFPB protects Americans from predatory medical debt collection practices.
    In addition to Senators Warnock, Warren, Reed, and Whitehouse, the letter was signed by U.S. Senators Chuck Schumer (D-NY), Jeff Merkley (D-OR), Amy Klobuchar (D-MN), Ben Ray Lujan (D-NM), Martin Heinrich (D-NM), Adam Schiff (D-CA), John Hickenlooper (D-CO), Angela Alsobrooks (D-MD), Tammy Duckworth (D-IL), Ed Markey (D-MA), Jeanne Shaheen (D-NH), Ron Wyden (D-OR), Cory Booker (D-NJ), Bernie Sanders (I-VT), Lisa Blunt Rochester (D-DE), John Fetterman (D-PA), Kirsten Gillibrand (D-NY), Tina Smith (D-MN), Richard Blumenthal (D-CT), Angus King (I-ME), Chris Van Hollen (D-MD), Peter Welch (D-VT), Ruben Gallego (D-AZ), Andy Kim (D-NJ), Mazie Hirono (D-HI), and Jacky Rosen (D-NV).
    Full text of the letter follows:
    Dear Acting Director Vought,
    On April 30, 2025, the Consumer Financial Protection Bureau (CFPB) asked a court to vacate the agency’s recently released rule to remove medical debt from consumer credit reports. We write to request the information you relied on in making that determination, including any communications with debt collection agencies that stand to profit from it.
    Medical debt collections information is often inaccurate, and studies show that it is not useful in determining a consumer’s ability to repay other debts. One major credit scoring company, VantageScore, has stopped using medical debt in its newer models entirely. Almost half of all medical bills contain at least one error, and almost half of nonprofit hospitals have routinely and mistakenly billed patients who were eligible for free or discounted care. People often receive collection notices for debts they did not owe, in the wrong amount, or that should have been covered by insurance—but still end up experiencing long-lasting damage to their credit scores.
    Listing medical debt on a person’s credit report drives down their credit score, which hurts their ability to purchase a car, buy a home or rent an apartment, get utility service, start a business, or access other banking services. This has profound effects on families that can last generations. To make matters worse, medical debt is the most common reason debt collectors contact consumers; the debt collection industry makes one-fourth of its annual revenue from health care debt. Including medical debt on credit reports makes consumers more vulnerable to predatory debt collection practices.
    Medical debt on credit reports also blocks working families from access to credit that they would be able to repay.The CFPB found that people who had all their medical debts completely removed from their credit reports experienced an average credit score increase of 20 points, in some cases elevating families into a higher credit score tier.
    In response to growing data that medical debt is not a good indicator of creditworthiness, states across the country have acted to ban the inclusion of medical debt on credit reports. And on January 7, the Consumer Financial Protection Bureau (CFPB) issued a final rule to remove medical debt from consumer credit reports. The rule would remove an estimated $49 billion in medical bills from the credit reports of 15 million Americans, prohibit credit reporting companies from sharing medical debt information with lenders, and bar lenders from considering medical debt in underwriting decisions. It was designed to help the millions of Americans who are struggling to make ends meet, by lowering costs and increasing access to affordable credit for working families without affecting the predictive value of their credit reports. The rule would also help reduce the effects of structural racism and other prejudices. People of color are disproportionately harmed by the inclusion of medical debt on credit reports. Meanwhile, adults with a disability and new moms are more than twice as likely to carry medical debt.
    Despite the critical importance of the medical debt rule, on April 30, the CFPB filed a joint motion with the industry groups that oppose the rule, petitioning the court to vacate it—lining the pockets of corporations off the backs of American consumers. Given the substantial evidence that the CFPB’s rule was well-considered and would help consumers without reducing the accuracy of their credit scores, we write to request that the CFPB make public all information relied on by the agency in its decision to drop the rule, including any communications with the debt collection industry, by July 28, 2025. We specifically request that CFPB publicly publish all data about how medical debt relates to key economic indicators, including:
    Barriers to home and car ownership, including challenges getting loans or not being approved to rent or lease,
    Paying higher premiums for auto, homeowner’s and other types of insurance,
    Losing job opportunities as a result of credit reporting on background checks,
    Obstacles to starting small businesses because of challenges with securing loans,
    Paying more for everyday services such as household utilities or cell phone contracts
    We are particularly concerned about the outsize impact that medical debt has on the credit scores of seniors, veterans, new parents, people with disabilities, cancer patients and survivors, and small business owners.
    Thank you for your attention to this matter.
    Sincerely,

    MIL OSI USA News –

  • MIL-OSI USA: Reed & Whitehouse Press Trump Admin. on Reversal of Medical Debt Rule

    US Senate News:

    Source: United States Senator for Rhode Island Jack Reed
    WASHINGTON, DC – Nearly 15 million Americans were poised to see their credit scores rise by an average of 20 points under a Biden Administration rule that would have removed medical bills from consumer credit reports.  But the Trump Administration reversed course and joined credit reporting agencies in opposing the rule.  On Friday, a Trump-appointed judge in Texas overturned the Consumer Financial Protection Bureau’s (CFPB) efforts to leave medical debt off consumer credit reports.
    Now, U.S. Senators Jack Reed (D-RI) and Sheldon Whitehouse (D-RI) are teaming up with U.S. Senators Reverend Raphael Warnock (D-GA) and Elizabeth Warren (D-MA) and 26 other senators in pressing the Trump Administration for answers regarding the CFPB’s decision to vacate the medical debt rule finalized in January 2025.  
    100 million people in America — including 41 percent of adults – are burdened by over $220 billion in medical debt, according to KFF Health News.
    The American Medical Association contends that medical debt isn’t an accurate barometer of people’s ability to repay other loans, because most bills are a one-time or short-term expense from a hospital stay or accident. 
    Warnock, Warren, Reed, Whitehouse and their colleagues are demanding the CFPB share any data the agency relied on in deciding to petition a court to vacate the rule and any communications it had with entities during the process that would profit from its decision.
    “On April 30, 2025, the Consumer Financial Protection Bureau (CFPB) asked a court to vacate the agency’s recently released rule to remove medical debt from consumer credit reports. We write to request the information you relied on in making that determination, including any communications with collection agencies that stand to profit from it,” the 30 U.S. Senators wrote.
    “Medical debt collections information is often inaccurate, and studies show that it is not useful in determining a consumer’s ability to repay other debts…Almost half of all medical bills contain at least one error, and almost half of nonprofit hospitals have routinely and mistakenly billed patients who were eligible for free or discounted care,” they continued.
    At the conclusion of the letter, the senators emphasize the need for transparency into the agency’s decision-making process.
    “On April 30, the CFPB filed a joint motion with the industry groups that oppose the rule, petitioning the court to vacate it – lining the pockets of corporations off the backs of American consumers. Given the substantial evidence that the CFPB’s rule was well-considered and would help consumers without reducing the accuracy of their credit scores, we write to request that the CFPB make public all information relied on by the agency in its decision to drop the rule, including any communications with the debt collection industry,” the senators closed.
    Senator Reed is a member of the Senate Banking Committee and has strongly criticized the Trump Administration’s efforts to diminish and downsize the CFPB. In May, President Trump withdrew his nominee for the CFPB.  Currently, OMB Director Russell Vought serves as acting director of the agency and has failed to take action to ensure the CFPB protects Americans from predatory medical debt collection practices.
    In addition to Senators Warnock, Warren, Reed, and Whitehouse, the letter was signed by U.S. Senators Chuck Schumer (D-NY), Jeff Merkley (D-OR), Amy Klobuchar (D-MN), Ben Ray Lujan (D-NM), Martin Heinrich (D-NM), Adam Schiff (D-CA), John Hickenlooper (D-CO), Angela Alsobrooks (D-MD), Tammy Duckworth (D-IL), Ed Markey (D-MA), Jeanne Shaheen (D-NH), Ron Wyden (D-OR), Cory Booker (D-NJ), Bernie Sanders (I-VT), Lisa Blunt Rochester (D-DE), John Fetterman (D-PA), Kirsten Gillibrand (D-NY), Tina Smith (D-MN), Richard Blumenthal (D-CT), Angus King (I-ME), Chris Van Hollen (D-MD), Peter Welch (D-VT), Ruben Gallego (D-AZ), Andy Kim (D-NJ), Mazie Hirono (D-HI), and Jacky Rosen (D-NV).
    Full text of the letter follows:
    Dear Acting Director Vought,
    On April 30, 2025, the Consumer Financial Protection Bureau (CFPB) asked a court to vacate the agency’s recently released rule to remove medical debt from consumer credit reports. We write to request the information you relied on in making that determination, including any communications with debt collection agencies that stand to profit from it.
    Medical debt collections information is often inaccurate, and studies show that it is not useful in determining a consumer’s ability to repay other debts. One major credit scoring company, VantageScore, has stopped using medical debt in its newer models entirely. Almost half of all medical bills contain at least one error, and almost half of nonprofit hospitals have routinely and mistakenly billed patients who were eligible for free or discounted care. People often receive collection notices for debts they did not owe, in the wrong amount, or that should have been covered by insurance—but still end up experiencing long-lasting damage to their credit scores.
    Listing medical debt on a person’s credit report drives down their credit score, which hurts their ability to purchase a car, buy a home or rent an apartment, get utility service, start a business, or access other banking services. This has profound effects on families that can last generations. To make matters worse, medical debt is the most common reason debt collectors contact consumers; the debt collection industry makes one-fourth of its annual revenue from health care debt. Including medical debt on credit reports makes consumers more vulnerable to predatory debt collection practices.
    Medical debt on credit reports also blocks working families from access to credit that they would be able to repay.The CFPB found that people who had all their medical debts completely removed from their credit reports experienced an average credit score increase of 20 points, in some cases elevating families into a higher credit score tier.
    In response to growing data that medical debt is not a good indicator of creditworthiness, states across the country have acted to ban the inclusion of medical debt on credit reports. And on January 7, the Consumer Financial Protection Bureau (CFPB) issued a final rule to remove medical debt from consumer credit reports. The rule would remove an estimated $49 billion in medical bills from the credit reports of 15 million Americans, prohibit credit reporting companies from sharing medical debt information with lenders, and bar lenders from considering medical debt in underwriting decisions. It was designed to help the millions of Americans who are struggling to make ends meet, by lowering costs and increasing access to affordable credit for working families without affecting the predictive value of their credit reports. The rule would also help reduce the effects of structural racism and other prejudices. People of color are disproportionately harmed by the inclusion of medical debt on credit reports. Meanwhile, adults with a disability and new moms are more than twice as likely to carry medical debt.
    Despite the critical importance of the medical debt rule, on April 30, the CFPB filed a joint motion with the industry groups that oppose the rule, petitioning the court to vacate it—lining the pockets of corporations off the backs of American consumers. Given the substantial evidence that the CFPB’s rule was well-considered and would help consumers without reducing the accuracy of their credit scores, we write to request that the CFPB make public all information relied on by the agency in its decision to drop the rule, including any communications with the debt collection industry, by July 28, 2025. We specifically request that CFPB publicly publish all data about how medical debt relates to key economic indicators, including:
    Barriers to home and car ownership, including challenges getting loans or not being approved to rent or lease,
    Paying higher premiums for auto, homeowner’s and other types of insurance,
    Losing job opportunities as a result of credit reporting on background checks,
    Obstacles to starting small businesses because of challenges with securing loans,
    Paying more for everyday services such as household utilities or cell phone contracts
    We are particularly concerned about the outsize impact that medical debt has on the credit scores of seniors, veterans, new parents, people with disabilities, cancer patients and survivors, and small business owners.
    Thank you for your attention to this matter.
    Sincerely,

    MIL OSI USA News –

  • MIL-OSI USA: Reed & Whitehouse Press Trump Admin. on Reversal of Medical Debt Rule

    US Senate News:

    Source: United States Senator for Rhode Island Jack Reed

    WASHINGTON, DC – Nearly 15 million Americans were poised to see their credit scores rise by an average of 20 points under a Biden Administration rule that would have removed medical bills from consumer credit reports.  But the Trump Administration reversed course and joined credit reporting agencies in opposing the rule.  On Friday, a Trump-appointed judge in Texas overturned the Consumer Financial Protection Bureau’s (CFPB) efforts to leave medical debt off consumer credit reports.

    Now, U.S. Senators Jack Reed (D-RI) and Sheldon Whitehouse (D-RI) are teaming up with U.S. Senators Reverend Raphael Warnock (D-GA) and Elizabeth Warren (D-MA) and 26 other senators in pressing the Trump Administration for answers regarding the CFPB’s decision to vacate the medical debt rule finalized in January 2025.  

    100 million people in America — including 41 percent of adults – are burdened by over $220 billion in medical debt, according to KFF Health News.

    The American Medical Association contends that medical debt isn’t an accurate barometer of people’s ability to repay other loans, because most bills are a one-time or short-term expense from a hospital stay or accident. 

    Warnock, Warren, Reed, Whitehouse and their colleagues are demanding the CFPB share any data the agency relied on in deciding to petition a court to vacate the rule and any communications it had with entities during the process that would profit from its decision.

    “On April 30, 2025, the Consumer Financial Protection Bureau (CFPB) asked a court to vacate the agency’s recently released rule to remove medical debt from consumer credit reports. We write to request the information you relied on in making that determination, including any communications with collection agencies that stand to profit from it,” the 30 U.S. Senators wrote.

    “Medical debt collections information is often inaccurate, and studies show that it is not useful in determining a consumer’s ability to repay other debts…Almost half of all medical bills contain at least one error, and almost half of nonprofit hospitals have routinely and mistakenly billed patients who were eligible for free or discounted care,” they continued.

    At the conclusion of the letter, the senators emphasize the need for transparency into the agency’s decision-making process.

    “On April 30, the CFPB filed a joint motion with the industry groups that oppose the rule, petitioning the court to vacate it – lining the pockets of corporations off the backs of American consumers. Given the substantial evidence that the CFPB’s rule was well-considered and would help consumers without reducing the accuracy of their credit scores, we write to request that the CFPB make public all information relied on by the agency in its decision to drop the rule, including any communications with the debt collection industry,” the senators closed.

    Senator Reed is a member of the Senate Banking Committee and has strongly criticized the Trump Administration’s efforts to diminish and downsize the CFPB. In May, President Trump withdrew his nominee for the CFPB.  Currently, OMB Director Russell Vought serves as acting director of the agency and has failed to take action to ensure the CFPB protects Americans from predatory medical debt collection practices.

    In addition to Senators Warnock, Warren, Reed, and Whitehouse, the letter was signed by U.S. Senators Chuck Schumer (D-NY), Jeff Merkley (D-OR), Amy Klobuchar (D-MN), Ben Ray Lujan (D-NM), Martin Heinrich (D-NM), Adam Schiff (D-CA), John Hickenlooper (D-CO), Angela Alsobrooks (D-MD), Tammy Duckworth (D-IL), Ed Markey (D-MA), Jeanne Shaheen (D-NH), Ron Wyden (D-OR), Cory Booker (D-NJ), Bernie Sanders (I-VT), Lisa Blunt Rochester (D-DE), John Fetterman (D-PA), Kirsten Gillibrand (D-NY), Tina Smith (D-MN), Richard Blumenthal (D-CT), Angus King (I-ME), Chris Van Hollen (D-MD), Peter Welch (D-VT), Ruben Gallego (D-AZ), Andy Kim (D-NJ), Mazie Hirono (D-HI), and Jacky Rosen (D-NV).

    Full text of the letter follows:

    Dear Acting Director Vought,

    On April 30, 2025, the Consumer Financial Protection Bureau (CFPB) asked a court to vacate the agency’s recently released rule to remove medical debt from consumer credit reports. We write to request the information you relied on in making that determination, including any communications with debt collection agencies that stand to profit from it.

    Medical debt collections information is often inaccurate, and studies show that it is not useful in determining a consumer’s ability to repay other debts. One major credit scoring company, VantageScore, has stopped using medical debt in its newer models entirely. Almost half of all medical bills contain at least one error, and almost half of nonprofit hospitals have routinely and mistakenly billed patients who were eligible for free or discounted care. People often receive collection notices for debts they did not owe, in the wrong amount, or that should have been covered by insurance—but still end up experiencing long-lasting damage to their credit scores.

    Listing medical debt on a person’s credit report drives down their credit score, which hurts their ability to purchase a car, buy a home or rent an apartment, get utility service, start a business, or access other banking services. This has profound effects on families that can last generations. To make matters worse, medical debt is the most common reason debt collectors contact consumers; the debt collection industry makes one-fourth of its annual revenue from health care debt. Including medical debt on credit reports makes consumers more vulnerable to predatory debt collection practices.

    Medical debt on credit reports also blocks working families from access to credit that they would be able to repay.The CFPB found that people who had all their medical debts completely removed from their credit reports experienced an average credit score increase of 20 points, in some cases elevating families into a higher credit score tier.

    In response to growing data that medical debt is not a good indicator of creditworthiness, states across the country have acted to ban the inclusion of medical debt on credit reports. And on January 7, the Consumer Financial Protection Bureau (CFPB) issued a final rule to remove medical debt from consumer credit reports. The rule would remove an estimated $49 billion in medical bills from the credit reports of 15 million Americans, prohibit credit reporting companies from sharing medical debt information with lenders, and bar lenders from considering medical debt in underwriting decisions. It was designed to help the millions of Americans who are struggling to make ends meet, by lowering costs and increasing access to affordable credit for working families without affecting the predictive value of their credit reports. The rule would also help reduce the effects of structural racism and other prejudices. People of color are disproportionately harmed by the inclusion of medical debt on credit reports. Meanwhile, adults with a disability and new moms are more than twice as likely to carry medical debt.

    Despite the critical importance of the medical debt rule, on April 30, the CFPB filed a joint motion with the industry groups that oppose the rule, petitioning the court to vacate it—lining the pockets of corporations off the backs of American consumers. Given the substantial evidence that the CFPB’s rule was well-considered and would help consumers without reducing the accuracy of their credit scores, we write to request that the CFPB make public all information relied on by the agency in its decision to drop the rule, including any communications with the debt collection industry, by July 28, 2025. We specifically request that CFPB publicly publish all data about how medical debt relates to key economic indicators, including:

    • Barriers to home and car ownership, including challenges getting loans or not being approved to rent or lease,
    • Paying higher premiums for auto, homeowner’s and other types of insurance,
    • Losing job opportunities as a result of credit reporting on background checks,
    • Obstacles to starting small businesses because of challenges with securing loans,
    • Paying more for everyday services such as household utilities or cell phone contracts

    We are particularly concerned about the outsize impact that medical debt has on the credit scores of seniors, veterans, new parents, people with disabilities, cancer patients and survivors, and small business owners.

    Thank you for your attention to this matter.

    Sincerely,

    MIL OSI USA News –

  • MIL-OSI Russia: Marat Khusnullin: A polyclinic has been restored at the central city hospital of Svetlodarsk in the DPR

    Translation. Region: Russian Federal

    Source: Government of the Russian Federation – Government of the Russian Federation –

    An important disclaimer is at the bottom of this article.

    In Donbass and Novorossiya, the Russian construction complex continues to work on the restoration and major repairs of healthcare facilities, after which residents will be able to receive medical care there in modern conditions. Thus, the renovated polyclinic in Svetlodarsk of the Donetsk People’s Republic is ready to receive up to 500 patients daily, Deputy Prime Minister Marat Khusnullin reported.

    “A lot of work is being done in the reunited regions to create a social infrastructure that will improve the quality of life and provide services in comfortable conditions. The program for the socio-economic development of Donbass and Novorossiya has a comprehensive approach and includes not only the construction and restoration of buildings, but also tools for attracting specialists who will work, among other things, in the healthcare sector. Speaking about facilities, in Svetlodarsk, for example, a major overhaul of the outpatient clinic at the central hospital was completed. In total, we have about 300 such restored and updated facilities in the reunited regions. Among other things, medical workers are attracted to work in them under the programs “Zemsky Doctor” and “Zemsky Paramedic”. There are more than 100 such specialists today,” said Marat Khusnullin.

    The Deputy Prime Minister added that during the major repairs of the 7,000 sq. m. building, under the supervision of specialists from the Single Customer in Construction, the roof, windows and doors were replaced, the interior was finished and the engineering systems were modernized.

    “Implementation of programs to support reunited regions remains one of the key priorities of the Russian Ministry of Construction. Particular attention is paid to the development of social infrastructure, including healthcare. From 2022 to 2024, residents were issued 3.6 million compulsory medical insurance policies, which guarantees citizens all the possibilities of the compulsory medical insurance system. This is an important step in integrating historical regions into a single social space of the country,” said Deputy Minister of Construction and Housing and Public Utilities Almaz Khusainov.

    Please note: This information is raw content obtained directly from the source of the information. It is an accurate report of what the source claims and does not necessarily reflect the position of MIL-OSI or its clients.

    MIL OSI Russia News –

  • MIL-OSI USA: Booker, Clarke, Kelly, Watson Coleman Reintroduce Bicameral Legislation to Tackle Uterine Fibroids Through Research and Education

    US Senate News:

    Source: United States Senator for New Jersey Cory Booker
    WASHINGTON, D.C. – Today, U.S. Senator Cory Booker (D-NJ) along with U.S. Representatives Yvette Clarke (D-NY-09), Robin Kelly (D-IL-02), and Bonnie Watson Coleman (D-NJ-12), reintroduced the bicameral Stephanie Tubbs Jones Uterine Fibroid Research and Education Act, legislation that would expand research and raise awareness through public education programs to support women suffering from uterine fibroids. The legislation is named after the late U.S. Representative Stephanie Tubbs Jones of Ohio, who championed this issue.
    “Millions of Americans, including nearly 25% of Black women, will suffer from uterine fibroids by the age of 25,” said Senator Booker. “We must act to prevent, diagnose, and treat fibroids so that affected women can find relief. This legislation will raise awareness, expand research, and improve access to evidence-based care for women struggling with uterine fibroids.”
    “The health crisis Black women across this nation confront every day will not end unless meaningful, targeted action is taken to do so. Today, my colleagues and I have introduced this legislative package as an unprecedented and historic step towards ensuring those who are at-risk or suffering from fibroids and uterine cancer have the support, resources, and care they need to navigate the painful diagnoses far too many have faced throughout their lives. With these four bills, we are not only putting the uterine health of millions first, but we are also carrying on the torch lit by a long line of lawmakers, advocates, and leaders who refused to stand by while women struggle in silence. I am proud to fight for the health equity they have long been denied but have always deserved,” said Congresswoman Clarke.
    “Uterine fibroids can be debilitating, but symptoms are often misunderstood, misdiagnosed, or dismissed while treatment remains out of reach,” said Congresswoman Kelly. “I’m proud to support this legislation to better understand uterine fibroids and develop more effective treatments for everyone — especially for Black women, who are three times more likely to develop uterine fibroids. We must continue to raise awareness, empower women to make their own health choices, and increase funding and research to treat fibroids.”
    “This bill is crucial for understanding, treating, and preventing uterine fibroids,” said Congresswoman Watson Coleman. “Fibroids impact Black women at substantially higher rates, and the current body of medical research is wholly insufficient. This is a serious public health issue that impacts millions of women, contributing to greater overall lifetime stress and decreasing our quality of life. More must be done to address this issue which has gone overlooked for too long. I’m proud to join my colleagues in advancing this bill to raise awareness, provide resources, and mandate research to help relieve suffering for women and girls everywhere.”
    July marks Fibroid Awareness Month, an opportunity to raise awareness for uterine fibroids, which are noncancerous growths of the uterus that impact an estimated 26 million women nationwide. Symptoms of this devastating condition include severe menstrual bleeding, anemia, pregnancy complications and loss, and infertility.
    In addition to the pain and discomfort they cause, uterine fibroids cost the health care system an estimated $5.9 billion to $34.4 billion every year. Despite their prevalence and impact, preventing, diagnosing, and treating uterine fibroids is very difficult. This condition often goes undiagnosed, and even when it is accurately diagnosed, treatment is usually invasive and can lead to infertility. Black women are particularly impacted by this condition as they tend to develop uterine fibroids earlier, have larger and a greater number of fibroids, and have more severe symptoms and complications.
    Specifically, the Stephanie Tubbs Jones Uterine Fibroid Research and Education Act would:
    Expand and intensify research on uterine fibroids and authorize $30 million a year for fiscal years 2024 through 2028 for that effort.
    Require the Department of Health and Human Services (HHS) to collect data on services provided to people diagnosed with uterine fibroids under Medicaid or the Children’s Health Insurance Program (CHIP).
    Create a public education program for uterine fibroids.
    Promote evidence-based care for uterine fibroids among health care providers.
    The full text of the legislation can be found here.
    The Stephanie Tubbs Jones Uterine Fibroid Research and Education Act is being introduced within a legislative package aimed at advancing uterine health initiatives. The package also includes the Uterine Fibroid Intervention and Gynecological Health Treatment (U-FIGHT) Act, the Uterine Cancer Study Act, and the Uterine Fibroids Awareness Month Resolution.

    MIL OSI USA News –

  • MIL-OSI USA: CMS Expands Access to Lifesaving Gene Therapies Through Innovative State Agreements

    Source: US Department of Health and Human Services

    CMS Expands Access to Lifesaving Gene Therapies Through Innovative State Agreements
    Participating states to test outcomes-based payments for sickle cell disease treatments, improving care while lowering long-term costs

    The Centers for Medicare & Medicaid Services (CMS) announced today that 33 states, plus the District of Columbia and Puerto Rico, will participate in the Cell and Gene Therapy (CGT) Access Model, a bold new approach to delivering cutting-edge treatments for people on Medicaid living with sickle cell disease. Participating states represent approximately 84% of Medicaid beneficiaries with the condition, significantly expanding access to transformative care. 

    MIL OSI USA News –

  • MIL-OSI USA: American Academy of Nursing Announces its 2025 Fellows Including Three UConn School of Nursing Faculty

    Source: US State of Connecticut

    UConn School of Nursing faculty Mallory Perry-Eaddy, Ph.D., RN, CCRN, Tiffany Kelley, Ph.D., MBA, RN, NI-BC, FNAP, and Gee Su Yang, Ph.D., RN, will be inducted as 2025 Fellows into the American Academy of Nursing this fall.

    “The induction of Mallory, Tiffany, Gee Su, and our distinguished UConn Nursing alumni into the American Academy of Nursing represents a profound acknowledgment of their scholarly excellence and transformative impact on the nursing profession,” says Victoria Vaughan Dickson, Ph.D., RN, FAAN, Dean of the School of Nursing. “Their exemplary contributions to advancing health equity, shaping clinical practice, and informing health policy resonate on both national and global levels, embodying the highest ideals of academic and professional nursing leadership.”

    The newest Fellows represent 42 states, the District of Columbia, and 12 countries. Their extensive expertise will enrich the thought leadership of the over 3,200 Academy Fellows who together advance the Academy’s mission of improving health and achieving health equity by impacting policy through nursing leadership, innovation, and science.

    The inductees will be recognized at the Academy’s annual Health Policy Conference, taking place on October 16-18, 2025, in Washington, DC. This year’s conference theme is “Impact Through Integrity and Trust: Our Role as Navigators and Translators” which will focus on shaping the future of healthcare and fulfilling the Academy’s vision of “Healthy Lives for All People.”

    “I cannot emphasize enough at this pivotal time in history the vital importance of recognizing this extraordinary and sizeable group of nurse leaders. With rich and varied backgrounds from practice, policy, research, entrepreneurship, and academia, they have been instrumental in using nursing’s holistic approach to improve the health of patients and communities throughout the world,” said Academy President Linda D. Scott, Ph.D., RN, NEA-BC, FADLN, FNAP, FAAN. “Induction into the Academy represents the highest honor in nursing. Earning the FAAN (Fellow of the American Academy of Nursing) credential is a prestigious recognition of one’s accomplishments and signifies the power of nursing to transform health and enact positive outcomes.”

    Mallory Perry-Eaddy, Ph.D., RN, CCRN (Contributed Photo)

    Mallory Perry-Eaddy, Ph.D., RN, CCRN

    Perry-Eaddy is an assistant professor whose research focuses on pediatric critical care outcomes as they relate to inflammation and social determinants of health.

    Perry-Eaddy has been with the school for many years, receiving her BSN, Certificate in Pain Management, MS, and Ph.D. from the UConn School of Nursing. She completed her postdoctoral fellowship at the Children’s Hospital of Philadelphia, affiliated with the University of Pennsylvania.

    In 2022, she was named a National Institute of Health (NIH) PRIDE Functional and Translational Genomics Scholar, and in 2021, she was named a NIH K99/R00 MOSAIC Scholar where she is currently completing her R00.

    She is an active member of the American Association of Critical Care Nurses, Pediatric Acute Lung Injury and Sepsis Investigators, American Thoracic Society and the Society of Critical Care Medicine where she is an editorial board member for Pediatric Critical Care Medicine. She is also an invited advisory board member to the Sepsis Alliance.

    “I am deeply honored and grateful to be inducted as a Fellow into the American Academy of Nursing. This recognition affirms my commitment to advancing the science of pediatric critical care, with a focus on improving long-term outcomes for children after sepsis and critical illness,” said Perry-Eaddy. “Through my research, and as a Fellow, I aim to elevate survivor-centered care, address health disparities, and inform policy that supports recovery beyond the intensive care unit (ICU). I am excited to join this esteemed community of nurse leaders and to contribute to shaping the future of nursing and child health.”

    Tiffany Kelley, Ph.D., MBA, RN, NI-BC, FNAP (Contributed Photo)

    Tiffany Kelley, Ph.D., MBA, RN, NI-BC, FNAP

    Kelley is an in-residence professor and co-director of the Nursing and Engineering Innovation Center at UConn School of Nursing. She earned her Ph.D. from Duke University, MS and MBA from Northeastern University, and BSN from Georgetown University.

    Kelley joined UConn in 2018 where she was appointed to serve as the Frederick A. DeLuca Foundation Visiting Associate Professor for Innovations and New Knowledge, a first-of-its-kind role. Her goal was to develop and execute a strategic plan to integrate innovation into the core education across all degree programs. Outcomes of her pioneering initiatives have enabled her to co-direct the creation of a Nursing and Engineering Innovation Center and assist in the design of a unique Makerspace for the new School of Nursing building, further solidifying nursing’s innovation leadership at UConn.

    Kelley’s impact in nursing spans across the nation and globe through her collective academic, intrapreneurial, inventive, and entrepreneurial roles in innovation, informatics, and associated leadership in nursing. Over the last 20 years, she has relentlessly worked to advance the nursing profession by expanding the boundaries of what is possible in nursing through her own journey in creating a novel pathway that straddles academia and industry while also educating and mentoring nurses and nursing students on how to create and develop their own intrapreneurial and entrepreneurial innovative solutions.

    Her national and international recognition of impact is shown through her receipt of American Association of Colleges of Nursing’s (AACN) Excellence and Innovation in Teaching Award, induction into the National Academies of Practice in Nursing as a Distinguished Fellow, and an invitation from Singapore’s Ministry of Health in 2024 to serve as a Health Manpower Development Visiting Expert on Innovation, Informatics, and Digital Health.

    “Our future needs nurses who reimagine nursing and healthcare to create positive changes that address human health problems in this rapidly evolving digital age. We have not yet fully realized the benefits of digital health innovative tools on advancing nursing practice, workforce operations, and global health,” said Kelley. “As a Fellow, I aim to further my reach and serve as an exemplar for amplifying nurse-led innovation and digital health while leading others to do the same.”

    Gee Su Yang, Ph.D., RN (Contributed Photo)

    Gee Su Yang, Ph.D., RN

    Yang is an assistant professor at UConn and is recognized for her work in cancer survivorship, particularly in addressing cognitive impairment, sleep disturbances, pain, fatigue, and depressive symptoms, as well as symptom management strategies using multi-omics approaches. She has garnered numerous grants from organizations such as the National Institutes of Health, Oncology Nursing Foundation, Rockefeller University, American Nurses Foundation, American Society for Pain Management Nursing, Connecticut Breast Health Initiative, and the UConn Clinical Research and Innovation Seed Program.

    She has played a central role in planning and conducting clinical cancer research focused on the adverse toxicities and symptoms of cancer treatment to optimize benefits from treatment. She actively engages with cancer survivors, oncologists, and community partners to enhance research participation, raise awareness, and promote education on cancer survivorship.

    Her work pioneered investigations into the adverse effects and symptoms of emerging treatments, such as immunotherapy and targeted therapy, as well as their behavioral and gut mechanisms in the precision health symptom science field.

    In acknowledgment of the impact of her work, she was recognized as a prestigious Heilbrunn Nurse Scholar by the Rockefeller University Heilbrunn Family Center for Research Nursing for her immunotherapy-associated symptom research and its potential to advance the field. In addition, she was selected as a Butler-Williams Scholar by the National Institute on Aging to support her immunotherapy study in older adults.

    Yang has also been tapped to serve as a review panelist for NIH study sections, the Oncology Nursing Foundation, UConn Research Excellence Program, and many more. Her work contributes to the growth of nurses and advocacy for scientific and professional development by influencing policy changes in research, supporting recognition of nurses’ achievements, and reviewing numerous conference abstracts, manuscripts, and scholarship applications in several professional societies.

    “Being inducted as a Fellow of the American Academy of Nursing is a great honor and recognition that motivates me to strengthen my program of research in precision health symptom science to advance scientific discoveries and benefit cancer survivors,” said Yang.

    Congratulating our Fellows

    Alumni Judith Hahn Ph.D. ‘14, Barbara Jacobs Ph.D. ‘02, Wendy Lord BS ’94, Lisa Sundean Ph.D. ’17, and Amy D’Agata MS ’04, Ph.D. ’15, were also selected as 2025 fellows, following a competitive, rigorous application process.

    The School of Nursing would like to congratulate these newest Fellows as influential nursing leaders who are advancing health equity for all.

    MIL OSI USA News –

  • MIL-OSI USA: RIDOH Recommends Closing the Swimming Area at Hope Community Service Pond and Briar Point Beach; Reopening City Park and Conimicut Point Beach

    Source: US State of Rhode Island

    The Rhode Island Department of Health (RIDOH) recommends closing the swimming area at Hope Community Service Pond in Scituate and Briar Point Beach in Coventry due to high bacteria counts.

    RIDOH also recommends reopening the swimming area at City Park and Conimicut Point Beach in Warwick for swimming because bacteria counts have returned to safe levels.

    RIDOH will continue to monitor and review beach water quality through Labor Day. The status of a beach may change as new data become available. The most up-to-date beach information is available through a recorded message on RIDOH’s beaches telephone line (401-222-2751).

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    MIL OSI USA News –

  • MIL-OSI USA: RIDOH Recommends Closing the Swimming Area at Hope Community Service Pond and Briar Point Beach; Reopening City Park and Conimicut Point Beach

    Source: US State of Rhode Island

    The Rhode Island Department of Health (RIDOH) recommends closing the swimming area at Hope Community Service Pond in Scituate and Briar Point Beach in Coventry due to high bacteria counts.

    RIDOH also recommends reopening the swimming area at City Park and Conimicut Point Beach in Warwick for swimming because bacteria counts have returned to safe levels.

    RIDOH will continue to monitor and review beach water quality through Labor Day. The status of a beach may change as new data become available. The most up-to-date beach information is available through a recorded message on RIDOH’s beaches telephone line (401-222-2751).

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    MIL OSI USA News –

  • MIL-OSI USA: RIDOH Recommends Closing the Swimming Area at Hope Community Service Pond and Briar Point Beach; Reopening City Park and Conimicut Point Beach

    Source: US State of Rhode Island

    The Rhode Island Department of Health (RIDOH) recommends closing the swimming area at Hope Community Service Pond in Scituate and Briar Point Beach in Coventry due to high bacteria counts.

    RIDOH also recommends reopening the swimming area at City Park and Conimicut Point Beach in Warwick for swimming because bacteria counts have returned to safe levels.

    RIDOH will continue to monitor and review beach water quality through Labor Day. The status of a beach may change as new data become available. The most up-to-date beach information is available through a recorded message on RIDOH’s beaches telephone line (401-222-2751).

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    MIL OSI USA News –

  • MIL-Evening Report: How safe are the chemicals in sunscreen? A pharmacology expert explains

    Source: The Conversation (Au and NZ) – By Ian Musgrave, Senior Lecturer in Pharmacology, University of Adelaide

    aquaArts studio/Getty

    Last week, the Therapeutic Goods Administration (TGA) released its safety review of seven active ingredients commonly used in sunscreens.

    It found five were low-risk and appropriate for use in sunscreens at their current concentrations.

    However, the TGA recommended tighter restrictions on two ingredients – homosalate and oxybenzone – to reduce how much can be used in a product. This is based on uncertainty about their potential effects on the endocrine system, which creates and releases hormones.

    This news, together with recent reports some products may have inflated their claims of SPF coverage, might make Australians worried about whether their sunscreen products are working – and safe.

    But it’s not time to abandon sunscreens. In Australia, all sunscreens must pass a strict approval process before going on the market. The TGA tests the safety and efficacy of all ingredients, and this recent review is part of the TGA’s continuing commitment to safety.

    The greatest threat sunscreen poses to Australians’ health is not using it.

    Australia has the highest incidence of melanoma and non-melanoma skin cancer worldwide, and approximately 95% of melanoma cases in Australia are linked to ultraviolet (UV) exposure.

    Still, it’s understandable people want to know what’s in their products, and any changes that might affect them. So let’s take a closer look at the safety review and what it found.

    What are the active ingredients in sunscreen?

    There are two main types of sunscreen: physical and chemical. This is based on the different active ingredients they use.

    An active ingredient is a chemical component in a product that has an effect on the body – basically, what makes the product “work”.

    In sunscreens, this is the compound that absorbs UV rays from the Sun. The other ingredients – for example, those that give the sunscreen its smell or help the skin absorb it – are “inactive”.

    Physical sunscreens typically use minerals, such as titanium dioxide and zinc oxide, that can absorb the Sun’s rays but also reflect some of them.

    Chemical sunscreens use a variety of chemical ingredients to absorb or scatter UV light, both long wave (UVA) or short wave (UVB).

    The seven active ingredients in this review are in chemical sunscreens.

    Why did the TGA do the review?

    Our current limits for the concentrations of these chemicals in sunscreen are generally consistent with other regulatory agencies, such as the European Union and the US Food and Drug Administration.

    However, safety is an evolving subject. The TGA periodically reexamines the safety of all therapeutic goods.

    Last year, the TGA revised its method of estimating sunscreen exposure to more closely model how skin is exposed to sunscreens over time.

    This model considers how much sunscreen someone typically applies, how much skin they cover (whole body versus face and hands, or just face) and how it’s absorbed through the skin.

    Given this new model – along with changes in the EU and US approaches to sunscreen regulation – the TGA selected seven common sunscreen ingredients to investigate in depth.

    Determining what’s safe

    When evaluating whether chemicals are safe for human use, testing will often consider studies in animals – especially when there is no or limited data on humans. These animal tests are done by the manufacturers, not the TGA.

    To take into account any unforeseen sensitivity humans may have to these chemicals, a “margin of safety” is built in. This is typically a concentration 50–100 times lower than the dose at which no negative effect was seen in animals.

    The sunscreen review used a margin of safety 100 times lower than this dose as the safety threshold.

    For most of the seven investigated sunscreen chemicals, the TGA found the margin of safety was above 100.

    This means they’re considered safe and low-risk for long-term use.

    However, two ingredients, homosalate and oxybenzone, were found to be below 100. This was based on the highest estimated sunscreen exposure, applied to the body at the maximum permitted concentration: 15% for homosalate, 10% for oxybenzone.

    At lower concentrations, other uses – such as just the hands and face – could be considered low-risk for both ingredients.

    What are the health concerns?

    Homosalate and oxybenzone have low acute oral toxicity – meaning you would need to swallow a lot of it to experience toxic effects, nearly half a kilogram of these chemicals – and don’t cause irritation to eyes or skin.

    There is inconclusive evidence about oxybenzone potentially causing cancer in rats and mice – but only at concentrations to which humans will never be exposed via sunscreens.

    The key issue is whether the two ingredients affect the endocrine system.

    While effects have been seen at high concentrations in animal studies, it is not clear whether these translate to humans exposed to sunscreen levels.

    No effect has been seen in clinical studies on fertility, hormones, weight gain and, in pregnant women, fetal development.

    The TGA is being very cautious here, using a very wide margin of safety under worst-case scenarios.

    What are the recommendations?

    The TGA recommends the allowed concentration of homosalate and oxybenzone be reduced.

    But exactly how much it will be lowered is complicated, depending on whether the product is intended for adults or children, specifically for face, or the whole body, and so on.

    However, some sunscreens would need to be reformulated or warning labels placed on particular formulations. The exact changes will be decided after public consultation. Submissions close on August 12.

    What about benzophenone?

    There is also some evidence benzophenone – a chemical produced when sunscreen that contains octocrylene degrades – may cause cancer at high concentrations.

    This is based on studies in which mice and rats were fed benzophenone well above the concentration in sunscreens.

    Octocrylene degrades slowly over time to benzophenone. Heat makes it degrade faster, especially at temperatures above 40°C.

    The TGA has recommended restricting benzophenone to 0.0383% in sunscreens to ensure it remains safe during the product’s shelf life.

    The Cancer Council advises storing sunscreens below 30°C.

    The bottom line

    The proposed restrictions are very conservative, based on worst-case scenarios.

    But even in worst-case scenarios, the margin of safety for these ingredients is still below the level at which any negative effect was seen in animals.

    The threat of cancer from sun exposure is far more serious than any potential negative effect from sunscreens.

    If you do wish to avoid these chemicals before new limits are imposed, several sunscreens are available that provide high levels of protection with little or no homosalate and oxybenzone. For more information, consult product labels.

    Ian Musgrave has received funding from the National Health and Medical Research Council to study adverse reactions to herbal medicines and has previously been funded by the Australian Research Council to study potential natural product treatments for Alzheimer’s disease. He is currently a member of one of the Therapeutic Goods Administration’s statutory councils.

    – ref. How safe are the chemicals in sunscreen? A pharmacology expert explains – https://theconversation.com/how-safe-are-the-chemicals-in-sunscreen-a-pharmacology-expert-explains-260802

    MIL OSI Analysis – EveningReport.nz –

  • MIL-OSI United Kingdom: Assembly calls for ‘inclusive, safe and accessible’ streets in Mayoral plans for Oxford Street

    Source: Mayor of London

    The Mayor’s plans for Oxford Street should recognise the urgency of the climate crisis and prioritise streets that are inclusive, safe, and accessible for all Londoners.

    The London Assembly has today called on the Mayor to maximise the public purpose the Mayoral Development Area (MDA) and the Mayoral Development Corporation (MDC) can provide.

    Len Duvall OBE AM, who proposed the substantive motion, said:

    “The London Assembly Planning and Regeneration Committee’s scrutiny of the plans and its response to the Mayor’s consultation greatly assisted the wider Assembly in today’s debate.

    “The contribution of all Assembly Members also reflected the variety of opinions held by Londoners.”

    Caroline Russell AM, who proposed the amendment, said:

    “Pedestrianising Oxford Street is a huge step toward reimagining one of London’s most iconic streets for the public good, but how we pedestrianise matters just as much as whether we do it at all.

    “Transparency, inclusivity, and climate positivity should be at the forefront of this project and I’m glad the Assembly agrees with me and supported my amendment.

    “The Mayor must embed these principles throughout the transformation of Oxford Street so it becomes an accessible and distinctive space for all Londoners and visitors to enjoy.”

    The full text of the motion is:

    That the Assembly notes the Mayor’s Proposal to designate a Mayoral Development Area for Oxford Street. The Assembly also calls on the Mayor to maximise the public purpose the MDA and the MDC can provide by:

    • recognising the urgency of the climate crisis and so make the MDC a climate positive development;
    • ensure the MDC is truly publicly-owned and publicly-controlled in perpetuity, so space can be preserved for free public use, and small businesses and creative industries can flourish;
    • prioritising implementing Healthy Streets that are inclusive, safe and accessible for all Londoners, including providing world class public toilets; and
    • ensuring there is a routine inclusion of transparency clauses in all contracts and written agreements entered into by the Oxford Street MDC, for the purpose of both public interest and Assembly scrutiny.

    The meeting can be viewed via webcast or YouTube.

    Follow us @LondonAssembly

    MIL OSI United Kingdom –

  • MIL-OSI USA: Cortez Masto, Rosen Demand Trump Administration Release Nearly $7 Billion for K-12 Education

    US Senate News:

    Source: United States Senator for Nevada Cortez Masto

    Washington, D.C. – U.S. Senators Catherine Cortez Masto (D-Nev.) and Jacky Rosen (D-Nev.) joined Senator Ruben Gallego (D-Ariz.) in a letter to U.S. Department of Education Secretary Linda McMahon demanding answers over the Trump administration’s decision to withhold nearly $7 billion in federal funding for K-12 public schools, including more than $60 million for schools in Nevada. The Senators urged the Department to restore the funding and provide clarity for schools and educators.

    “These funds, which represent longstanding investments in K–12 education, support a wide range of priorities such as teacher recruitment, after-school programs, English learner instruction, school-based mental health services, and academic enrichment,” the Senators wrote. “Withholding funds for these important programs will disrupt essential services and undermine the support structures that students, families, and educators rely on every day.”

    On July 1, schools across the country reported they were unable to access their federal funding after the Department of Education abruptly froze nearly $7 billion in grants, even though the funds were appropriated by Congress and already factored into school budgets. The lack of clarity has left schools scrambling just weeks before the new school year begins, forcing districts to delay staffing decisions, scale back programs, and reconsider essential student support services. 

    In Nevada, affected programs include after-school programs, English-learner services, professional development, and migrant education. At least fourteen percent of Nevada students are English-Language Learners.

    “Federal education programs play a crucial role in advancing equity and expanding opportunity, especially for students from low-income and historically underserved communities,” the Senators continued. “With learning gaps widening and student needs growing more complex, limiting access to these resources risks deepening disparities and undermining progress across the education system.”

    “Congress has a constitutional responsibility to appropriate federal education funds, and it is essential that those funds are administered transparently and in accordance with federal law. We urge the Department to work with school districts to provide clarity, minimize disruption, and ensure that critical educational services remain accessible to the students who need them most,” the Senators concluded. 

    Read the full letter here.

    Senators Cortez Masto and Rosen have pushed multiple Departments under the Trump Administration for detailed, public information regarding the impacts of President Trump’s federal funding freeze, hiring freeze, and terminations on Nevada – including to the Department of the Interior, the U.S. Forest Service, the National Nuclear Security Administration, the Department of Veterans Affairs, Department of Agriculture, General Services Administration, Department of Health and Human Services, and Consumer Finance Protection Bureau. The Senators have also pushed back against cuts that hurt students and families in need across Nevada, including to Sierra Nevada Job Corps, mental health grant funding, and food and nutrition programs.

    MIL OSI USA News –

  • MIL-OSI USA: Rep. Massie Introduces PREP Repeal Act to End “Medical Malpractice Martial Law”

    Source: United States House of Representatives – Congressman Thomas Massie (4th District of Kentucky)

    For Immediate Release
    Contact: massie.press@mail.house.gov
    Contact #: 202-225-3465

    Washington, D.C.- Rep. Thomas Massie (R-KY) announces introduction of the PREP Repeal Act (HR 4388) to repeal sections 319F–3 and 319F–4 of the Public Health Service Act. These targeted sections are commonly referred to as the Public Readiness and Emergency Preparedness (PREP) Act and currently provide sweeping liability protections to pharmaceutical companies for pandemic-related products. 

    “The PREP Act is medical malpractice martial law,” said Rep. Massie. “The 2005 PREP Act prevents people from holding corporations accountable for the pain and suffering they cause during Presidentially declared emergencies. Americans deserve the right to seek justice when injured by government-mandated products. The PREP Repeal Act will restore that right.”

    Rep. Massie’s legislation:

    • Fully repeals the liability shields and compensation fund provisions under the PREP Act.
    • Restores civil remedy rights under federal and state law for those harmed by pandemic products.
    • Ensures applicability to current and future lawsuits, including pending appeals.
    • Rescinds unused federal funds set aside for PREP Act-related injury claims.

    Rep. Paul Gosar (R-AZ) is an original cosponsor of the legislation.

    The text of Rep. Massie’s PREP Repeal Act can be found at this link. 

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    MIL OSI USA News –

  • MIL-OSI Europe: Answer to a written question – Turkish law that allows the killing of roaming dogs and cats – E-001682/2025(ASW)

    Source: European Parliament

    The welfare and management of stray dogs are not regulated at EU level.

    The Commission provides financial support to the World Organisation for Animal Health (WOAH) for the implementation of the platform on animal welfare for Europe[1] and its fourth action plan (2024-2026), which aims to improve animal welfare, through priority topics, including stray dog population control.

    Türkiye, as a member of WOAH and of the platform, participates in training and capacity-building activities related to dog population management, all of which are supported by the Commission. The goal of the platform is to help member countries progressively comply with WOAH standards on animal welfare.

    The Commission also supports WOAH’s work to adopt and revise the existing standards, such as those related to dog population management.

    As a WOAH member, Türkiye should implement international animal welfare standards, including those on stray dog population management[2].

    • [1] https://rr-europe.woah.org/en/Projects/animal-welfare-platform-europe/.
    • [2] i.e. Chapter 7.7: Dog population management of WOAH Terrestrial Animal Health Code.
    Last updated: 15 July 2025

    MIL OSI Europe News –

  • MIL-OSI USA: Hawley Introduces Legislation to Prevent Future Medicaid Cuts, Invest in Rural Hospitals

    US Senate News:

    Source: United States Senator Josh Hawley (R-Mo)

    Tuesday, July 15, 2025

    Today, U.S. Senator Josh Hawley (R-Mo.) introduced new legislation to invest in rural hospitals and prevent any future cuts to Medicaid hospital funding. Senator Hawley’s legislation builds on provisions he secured for rural hospitals in the recently enacted reconciliation bill. Senator Hawley’s new bill would double the federal investment in rural health care while reversing future changes to Medicaid hospital funding.
    At Senator Hawley’s behest, the reconciliation bill created for the first time a rural hospital fund. But Congressional leadership also scheduled reductions in states’ provider tax authority to begin in some states as early as 2028. States levy provider taxes to finance a portion of their Medicaid costs, allowing them to access federal Medicaid funds for critical-access hospitals and rural providers.
    “President Trump has always said we have to protect Medicaid for working people. Now is the time to prevent any future cuts to Medicaid from going into effect,” Senator Hawley said. “We should also increase our support for rural hospitals around the country. Under the recent reconciliation bill, Missouri will see an extra $1 billion for hospitals over the next four years. I want to see Medicaid reductions stopped and rural hospitals fully funded permanently.” 
    Senator Hawley’s Protect Medicaid and Rural Hospitals Act would:
    Repeal the provider tax moratorium and the future reduction of provider tax authority in the reconciliation bill. This would restore a key aspect of Medicaid funding that states rely on to finance their programs.
    Repeal provisions in the reconciliation bill related to state directed payments that could reduce Medicaid reimbursements.
    Double the total investment in the Rural Health Transformation Fund to $100 billion.
    Extend the life of the Rural Health Transformation Fund from five years to ten years.
    Read the full bill text here.

    MIL OSI USA News –

  • MIL-OSI USA: Reps. Lawler, Strickland Tackle Extreme Heat and Modernize Transit Corridors

    Source: US Congressman Mike Lawler (R, NY-17)

    Washington, D.C. – 7/15/25… Today, Congressman Mike Lawler (NY-17) and Congresswoman Marilyn Strickland (WA-10) introduced the Cool Corridors Act of 2025. The bipartisan legislation focuses on mitigating extreme heat in urban areas by investing in tree canopies and shade infrastructure along transit corridors, sidewalks, bus stops, school zones, and underserved neighborhoods. 

    “In the Lower Hudson Valley, extreme heat causes serious damage to our roads, sidewalks, and public spaces, impacting families’ daily routines and expenses during the hottest months of the year. This bill will cool down our streets and transit corridors, helping protect our infrastructure and create safer, more comfortable neighborhoods for everyone. By investing in public works projects now, we will save taxpayers’ money in the long run and improve the quality of life for our communities,” said Congressman Mike Lawler (NY-17), Co-Chair of the Extreme Heat Caucus. 

    “As temperatures climb and heatwaves become more severe, we must ensure our communities are equipped to stay cool, safe, and livable,” said Congresswoman Strickland. “My bill promotes smart investments to improve public health, improve our infrastructure, make our communities more walkable and resilient.” 

    “At Trust for Public Land, we know that access to nature isn’t a luxury — it’s a lifeline. That’s why we support this effort to reauthorize the Healthy Streets Program,” said Dr. Carrie Besnette Hauser, President and CEO of Trust for Public Land. “Through our work with communities across the country, we’ve witnessed the transformative power of trees, and how planting them in urban and rural neighborhoods alike results in added shade along with cleaner air, improved health outcomes, more local jobs, and documented protection from extreme temperatures and climate events.” 

    “Extreme heat is now the deadliest weather-related hazard in the U.S., and it’s only getting worse. Trees are one of our most effective defenses—especially in the places where people are most exposed, like sidewalks, transit corridors, and bus stops. The Cool Corridors Act delivers smart, science-based investments in shade where people need it most. It’s a practical, proven way to protect public health and create safer, more connected neighborhoods. Led by Representatives Strickland and Rep. Lawler, this is bipartisan leadership turning down the temperature on extreme heat. We thank them for the coolest legislation of the summer and for championing life-saving, locally driven solutions that communities urgently need,” said Joel Pannell, Vice President of Urban Policy, American Forests. 

    The Cool Corridors Act aims to improve public health outcomes by addressing urban heat islands, reducing air and noise pollution, and decreasing stormwater runoff. Additionally, it promotes local workforce development through urban forestry job training, preserves existing roadside vegetation, and strengthens long-term maintenance and climate resilience strategies.  

    The bill also calls for interagency coordination across the Departments of Transportation, Energy, Agriculture, Housing and Urban Development, and the Environmental Protection Agency. It ensures accountability through community engagement and robust data reporting on environmental and public health outcomes. 

    House Cosponsors include: Rep. Eleanor Holmes Norton (DC), Rep. Alma Adams (NC-12), Rep. Shri Thanedar (MI-13), Rep. Dina Titus (NV-01), Rep. Doris Matsui (CA-07), Rep. Emanuel Cleaver (MO-05), Rep. Steven Cohen (TN-09), Rep. Greg Stanton (AZ-04), Rep. Yassamin Ansari (AZ-03), Rep. Sylvia Garcia (TX-29), Rep. Mary Gay Scanlon (PA-05), Rep. Raul Ruiz (CA-25), Rep. Timothy Kennedy (NY-26), Josh Harder (CA-09). 

    Congressman Lawler is one of the most bipartisan members of Congress and represents New York’s 17th Congressional District, which is just north of New York City and contains all or parts of Rockland, Putnam, Dutchess, and Westchester Counties. He was rated the most effective freshman lawmaker in the 118th Congress, 8th overall, surpassing dozens of committee chairs.

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    Full text of the bill can be found HERE.

    MIL OSI USA News –

  • MIL-OSI Security: Urgent Care Operator Pays $3 Million Dollars to Resolve Alleged Violations of the False Claims Act

    Source: Office of United States Attorneys

    Urgent Care Operator Bloom Care LLC and its owners have paid $3,000,000 to resolve allegations that they billed for unnecessary testing and inflated the extent of services performed.

    BOISE – Bloom Care LLC and its owners have paid $3,000,000 to resolve allegations that they violated the False Claims Act by submitting false claims to Federal healthcare programs for medically unnecessary testing and for inflating the extent of services performed. Bloom operated Urgent Care centers in Idaho and New Mexico throughout the COVID-19 pandemic.

    The United States alleged that Bloom knowingly used the COVID-19 pandemic as an excuse for billing for medically unnecessary streptococcus and influenza tests for asymptomatic patients. Additionally, the United States contends that Bloom submitted claims for high-level evaluation and management services for COVID-19 patients when Bloom knew that the services should have been billed at a lower level of service that would have been reimbursed at a lower rate. To justify these high reimbursement claims, the United States contends that Bloom exaggerated the time spent with COVID-19 patients and/or the complexity of the evaluation required to care for these patients.

    “The Department of Justice is committed to identifying waste, fraud, and abuse in federal programs,” said Acting U.S. Attorney Justin Whatcott. “I commend the federal and state agencies that investigated this case, as their important efforts protect taxpayer dollars.”

    “Healthcare providers participating in federal health care programs must follow all relevant laws and rules when submitting claims – and certainly not order medically unnecessary services to boost their profits,” said Acting Special Agent in Charge Jeffrey McIntosh of the U.S. Dept. of Health and Human Services Office of Inspector General (HHS-OIG). “This settlement shows HHS-OIG’s enduring commitment to protecting the integrity of federal health care programs and the people who rely on them. We will continue to collaborate with our law enforcement partners to investigate allegations brought under the False Claims Act.”

    “Companies that provide services to veterans will be held to the highest standards of integrity, professionalism, and accountability,” said Special Agent in Charge Dimitriana Nikolov with the Department of Veterans Affairs Office of Inspector General’s Northwest Field Office. “Submitting claims for medically unnecessary services will not be tolerated, and the VA OIG will continue to work with our law enforcement partners to hold wrongdoers accountable and ensure veterans receive the quality healthcare they deserve.”

    This matter was investigated jointly by the U.S. Attorney’s Office for the District of Idaho, the U.S. Department of Health and Human Services Office of the Inspector General, and the United States Department of Veterans Affairs Office of the Inspector General. Additional assistance was provided by the Idaho Department of Health and Welfare. Assistant United States Attorney Elliot Wertheim handled this case.

    The claims resolved by the settlement against Bloom Care LLC are allegations only and there has been no admission or determination of liability.

    On May 17, 2021, the Attorney General established the COVID-19 Fraud Enforcement Task Force to marshal the resources of the Justice Department in partnership with agencies across government to enhance efforts to combat and prevent pandemic-related fraud.  The task force bolsters efforts to investigate and prosecute the most culpable domestic and international criminal actors and assists agencies tasked with administering relief programs to prevent fraud by augmenting and incorporating existing coordination mechanisms, identifying resources and techniques to uncover fraudulent actors and their schemes, and sharing and harnessing information and insights gained from prior enforcement efforts. For more information on the department’s response to the pandemic, please visit www.justice.gov/coronavirus.

    Anyone with information about allegations of attempted fraud involving COVID-19 can report it by calling the Justice Department’s National Center for Disaster Fraud (NCDF) Hotline at 866‑720‑5721 or via the NCDF Web Complaint Form at www.justice.gov/disaster-fraud/ncdf-disaster-complaint-form.

    ###

    MIL Security OSI –

  • MIL-OSI Submissions: Taurine could power your energy drink – and maybe cancer cells too. Here’s what you need to know

    Source: The Conversation – UK – By Gulshanara (Rumy) Begum, Senior Lecturer in Nutrition & Exercise Science, University of Westminster

    shutterstock New Africa/Shutterstock

    Energy drinks are big business. Marketed as quick fixes for fatigue and performance dips, energy drinks are especially popular among young people, athletes, sports enthusiasts, and so-called “weekend warriors” – people who pack their workouts into the weekend instead of exercising regularly. Gamers are now a major target too.

    But as the market grows, so do concerns about what’s actually in these drinks – and what these ingredients might be doing to our bodies.

    Many energy drinks contain some combination of three familiar stimulants: caffeine, found naturally in coffee, tea and cacao; guarana, an Amazonian plant rich in caffeine; and taurine, a naturally occurring amino acid found in scallops, mussels, turkey and chicken.

    Taurine, in particular, has drawn both hype and hope. It is credited with performance-enhancing properties and potential health benefits. But new research is raising important questions about how it behaves in the body – and when it might do more harm than good.

    In May 2025, a study published in Nature sparked headlines and unease in equal measure. It found that taurine may fuel the progression of leukaemia, a group of blood cancers that begin in the bone marrow.

    The study showed that while healthy bone marrow cells naturally produce taurine, leukaemia cells cannot. But they can absorb taurine from their surroundings and use it as a fuel source to grow and multiply. Research on mice and in human leukaemia cell samples demonstrated that taurine in the tumour microenvironment – the area around a tumour that includes blood vessels, immune cells and structural support – accelerated the progression of leukaemia.

    Crucially, when researchers blocked taurine uptake by leukaemia cells (using genetic techniques), cancer progression slowed significantly. The authors suggest taurine supplements could potentially worsen outcomes in people with leukaemia and propose that developing targeted ways to block taurine uptake by cancer cells might offer a new treatment strategy.

    Taurine: friend or foe?

    Taurine is one of the most abundant free amino acids in the human body, found in especially high concentrations in the heart, muscles and brain. In healthy people, it’s mainly obtained through diet, but the body can also synthesise taurine from the amino acids methionine and cysteine, provided it has enough vitamin B6, which is found in foods such as salmon, tuna, chicken, bananas and milk.

    Most people consuming a typical western diet take in 40mg–400mg of taurine a day from food alone. This figure refers only to taurine that is directly ingested, not including the additional amount the body can synthesise internally, which may vary depending on age, diet and health.

    Scallops contain high levels of taurine.
    barmalini/Shutterstock

    Taurine is listed on the Food and Drug Administration’s (FDA’s) generally recognised as safe (GRAS) database, and according to the European Food Safety Authority (EFSA), it’s safe to consume up to six grams per day. By comparison, a serving of Red Bull or Monster contains around one gram – comfortably below that threshold.

    Despite recent concerns about a possible link to blood cancer progression, taurine isn’t inherently harmful. In fact, some people may benefit from supplementation, especially those receiving long-term parenteral nutrition, where nutrients are delivered directly into the bloodstream because the gut isn’t working properly. People with chronic liver, kidney or heart failure may also have trouble producing or holding on to enough taurine, making supplementation helpful in specific clinical settings.

    Ironically, some research suggests taurine may actually help reduce the side effects of chemotherapy in leukaemia patients – even as emerging studies raise concerns that it could also fuel the disease. This contradiction underscores how much context matters: the effects of taurine depend not just on dosage and delivery, but also on the patient’s underlying condition. What helps in one context, could harm in another.

    But here’s the catch: taking taurine as a supplement for particular health reasons is very different from consuming large quantities through energy drinks, which often combine taurine with high levels of caffeine and sugar. This combination can put strain on the heart, interfere with sleep and increase the risk of side effects, particularly for people with underlying health conditions or those taking other stimulants.

    The latest research raises important questions about whether taurine-heavy products could be harmful in some cases, especially for people with, or at risk of, blood cancers.

    So, should you worry?

    According to the current evidence, if you’re a healthy adult who occasionally sips an energy drink, there’s little cause for alarm. But moderation is key. Consuming multiple high-taurine drinks daily or taking taurine supplements (without prior professional consultation), on top of a taurine-rich diet might not be wise, especially if future research confirms links between taurine and cancer progression.

    Until more is known, the safest approach would be to enjoy your energy boosts by consuming a nutritious diet rather than consuming energy drinks. If you have any underlying health conditions – or a family history of cancer – it’s always best to consult a healthcare professional before diving into taurine supplementation or consumption of energy drinks.

    Gulshanara (Rumy) Begum does not work for, consult, own shares in or receive funding from any company or organisation that would benefit from this article, and has disclosed no relevant affiliations beyond their academic appointment.

    – ref. Taurine could power your energy drink – and maybe cancer cells too. Here’s what you need to know – https://theconversation.com/taurine-could-power-your-energy-drink-and-maybe-cancer-cells-too-heres-what-you-need-to-know-256957

    MIL OSI –

  • MIL-OSI Canada: Province advances systemic changes to integrate social services, prevent crises

    Source: Government of Canada regional news

    On the one-year anniversary of the release of the representative for children and youth’s (RCY) Don’t Look Away report, the Province is providing an update on its co-ordinated cross-government work across several ministries to better integrate social services and move to a more prevention-based model of support for children and youth.

    The report called for systemic transformation across government to better support vulnerable children and families in B.C. by detailing the devastating story of a child’s abuse and death. In response, the Province made eight key commitments and launched a cross-government deputy-minister project board to ensure a co-ordinated response to improving child and youth well-being in B.C. As part of this work, government is collaborating with Indigenous people and all partners to develop a child and youth well-being action plan and outcomes framework.

    This plan will serve as the cornerstone of the Province’s strategy to better aligning services across government, setting standards for child and youth well-being, preventing crises by prioritizing the most vulnerable and measuring the effectiveness of government programs in meeting core needs.

    “Tomorrow marks the one-year anniversary of Don’t Look Away, and we continue to hold the sacred stories of Colby and the other children in this report in our hearts and minds,” said Jodie Wickens, Minister of Children and Family Development. “Every child in our province deserves safety, belonging and love, and we must do better. We are working with all our partners toward a renewed model of child well-being that focuses on prevention, care and supporting families before they find themselves in crisis.”

    While the plan and framework are being developed, the Province has made improvements to the way it serves children, youth and families. The Ministry of Children and Family Development has added tools for oversight and tracking that make sure child or youth visits occur at least once every 90 days and has increased its workforce by almost 20% in the last two years. The ministry is also improving resources for kinship care providers and providing updated information about supports available.

    B.C. is leading the country with First Nations as they reclaim jurisdiction over their children, youth and families. With a unique context of 204 First Nations, the Province has already signed 12 agreements with Nations that have determined their paths forward, with dozens more to come. A major step forward on the path of lasting reconciliation, this work will improve outcomes for children and youth and reduce the over-representation of Indigenous children and youth in care, and the Province is committed to consulting with Indigenous partners on its child and youth well-being action plan.

    “We hear these calls to action and are committed to continue advancing self-determination so that Indigenous children in B.C. are not only safe, supported and loved, but remain connected to their communities, families, culture and language,” said Christine Boyle, Minister of Indigenous Relations and Reconciliation.  

    Across government, several initiatives are underway to support the objectives of the plan, create strong foundations for families, and protect and uplift the most vulnerable. The stories in Don’t Look Away show that early supports are critical, and that is why government has taken action to provide more early intervention and mental-health and addiction programs for young people. 

    “Young people in British Columbia need access to age-appropriate mental-health and substance-use services that meet their unique needs,” said Josie Osborne, Minister of Health. “That’s why we’re focused on expanding prevention and early-intervention services, like Foundry Centres and Integrated Child and Youth Teams, to communities across the province. These services are vital to help young people get back on their feet, while our government continues to build a full continuum of mental-health and addictions care for everyone.”

    As recommended by the RCY, the Ministry of Social Development and Poverty Reduction has introduced an exemption to lift up people with disabilities and their families and to help reduce financial hardship for people with disabilities. That exemption ensures individuals and families receiving income, disability or hardship assistance can keep the full amount of the new federal Canada Disability Benefit without any reduction to their provincial benefits.

    “We want people with disabilities and their families to have access to the supports they need,” said Sheila Malcolmson, Minister of Social Development and Poverty Reduction. “That’s why this exemption allows people receiving provincial assistance to retain the entire amount of their federal Canada Disability Benefit, further helping them to support their children.” 

    The recommendations in Don’t Look Away address systemic issues that are directed at all of government. The RCY has acknowledged that the Province has taken action on 65% of the recommendations it is tracking from recent RCY reports, including Don’t Look Away.

    “The representative has recognized the steps we’ve taken so far and that the systemic changes we are making will take time,” Wickens said. “But we also hear the clear message that this work must continue, and it must expand. We are proud of the progress to date, but we know this is just the start and there is much more to do. Our government is determined to continue this work alongside the RCY and our Indigenous partners to change the way we work.”

    Government is committed to fundamentally rethinking how it supports children and families through improved accountability, increased oversight, enhanced safety and better co-ordination of services.

    Quick Facts:

    • Ministries involved in the development of a child and youth well-being action plan and outcomes framework include the Attorney General, Education and Child Care, Indigenous Relations and Reconciliation, Health, Public Safety and Solicitor General, and Social Development and Poverty Reduction.
    • Since 2017, the Ministry of Children and Family Development has received year-over-year budget increases to significantly improve the supports and services provided to B.C.’s children, youth and families.
    • The ministry’s 2025-26 budget increased by $321.6 million to more than $2.4 billion, more than 81% of which goes directly to programs and services.

    Learn More:

    To learn more about RCY investigation and review, visit: https://news.gov.bc.ca/releases/2024CFD0009-001124

    A backgrounder follows.

    MIL OSI Canada News –

  • MIL-OSI USA: Rep. Young Kim Leads Bipartisan Bill to Bolster Nursing Workforce 

    Source: United States House of Representatives – Representative Young Kim (CA-39)

    WASHINGTON, D.C. —  Today, U.S. Reps. Young Kim (CA-40), Marilyn Strickland (WA-10), Don Bacon (NE-02), and Sarah McBride (DE-At Large) introduced the National Nursing Workforce Center Act to address the nationwide nursing shortage and sustain a resilient healthcare workforce. 

    The National Nursing Workforce Center Act would establish a pilot program to support the development of state-based nursing workforce centers. These centers serve as critical hubs for research, planning, and programs that strengthen the nursing pipeline and improve workforce planning across states.  

    “Unsustainable schedules are hurting our nurses, who play a vital role in delivering care across the nation,” said Rep. Young Kim. “We must strengthen our nursing workforce to meet evolving healthcare needs. I’m proud to lead this bipartisan bill to support these heroes who care for us every day.” 

    “This bill helps to establish and promote nursing workforce centers, as we try to address the skilled nursing shortage,” said Rep. Marilyn Strickland. “We must support nurses at all stages of their careers, so we can grow a strong nursing workforce.” 

    “State-based nursing workforce centers help improve the pipeline for nursing education programs because of the data-driven solutions they research,” said Rep. Don Bacon. “I’m thankful to join Rep. Kim on this legislation that will focus on localized research, data analysis and strategic planning to improve nursing education.” 

     “Nurses are the backbone of our health care system—and they’re burned out and stretched thin,” said Rep. Sarah McBride. “I’m proud to join Rep. Young Kim in introducing this bipartisan bill to strengthen nursing education, expand mental health support, and build the workforce patients count on. I’m grateful to Senator Blunt Rochester for her leadership in the Senate as we work to ensure nurses have the resources they need to keep our communities healthy.”  

    The National Nursing Workforce Center Act would:   

    • Create a two-year pilot program through the Health Resources and Services Administration (HRSA) to help states establish or expand nursing workforce centers; 
    • Support research, planning, and programs that address nursing shortages and strengthen nursing education; 
    • Direct HRSA to create a national center focused on nursing workforce research and solutions. 

    Read the bill here. 

    MIL OSI USA News –

  • MIL-OSI USA: Feenstra Leads Legislation to Support Rural Behavioral Health by Fully Funding Farm and Ranch Stress Assistance Network

    Source: United States House of Representatives – Representative Randy Feenstra (IA-04)

    WASHINGTON, D.C. – Today, U.S. Rep. Randy Feenstra (R-Hull) introduced the Farmers First Act, which would expand and improve behavioral health services in rural communities and connect those in times of crisis with trained medical professionals to receive the personalized care that they need.

    This legislation would reauthorize the Farm and Ranch Stress Assistance Network (FRSAN), increase funding to a total of $15,000,000 annually over the next five years, and allow FRSAN regional centers to establish referral connections with certified community behavioral health clinics, critical access hospitals, and rural health centers.

    “Agriculture is the economic engine of Iowa, and our farmers and producers work long hours and make unseen sacrifices to feed and fuel our country and the world. Those sacrifices can take a toll on our farm producers, especially when commodity prices tumble or severe weather destroys crops,” said Rep. Feenstra. “It’s why I’m glad to lead legislation to fully fund the Farm and Ranch Stress Assistance Network, providing farmers with real support in times of crisis. I will always stand with our producers and ensure that they have access to the high-quality healthcare they deserve.”

    “Dairy farmers routinely endure volatile economic environments that are naturally cause for emotional stress. The Farm and Ranch Stress Assistance Network provides vital resources that can support producers and their families during times of crisis. We commend Representative Randy Feenstra and Ranking Member Angie Craig for leading the bipartisan Farmers First Act to continue and strengthen FRSAN for the betterment of all farmers and rural communities,” said Gregg Doud, President and CEO of the National Milk Producers Federation.

    “On behalf of over 60,000 pork producers nationwide, we commend Congressman Feenstra and Ranking Member Craig for addressing the critical issue of mental and behavioral health in agriculture. As farmers and ranchers, we face unique stressors that are often beyond our control. By prioritizing these resources, we can strengthen the resilience of rural communities and ensure long-term support for both producers today and future generations,” said Duane Stateler, President of National Pork Producers Council.

    “Farmers face incredible stressors in their day-to-day work and often feel as though the weight of the world rests on their shoulders as they navigate tough times while maintaining farms that have been passed down through multiple generations of family members,” said Kenneth Hartman Jr., Illinois farmer and President of the National Corn Growers Association. “Yet, they often find it hard to access the mental health tools they need to cope with these challenges. That’s why we are deeply appreciative for the sponsors of this legislation for working to extend mental health resources to growers through this important legislation.”

    “From trade uncertainty to labor shortages and natural disasters, many stressors are weighing heavily on the minds of farmers and ranchers. Resources supported through the Farm and Ranch Stress Assistance Network are more critical now than at any time in recent memory. Farm Bureau appreciates Representatives Craig and Feenstra, as well as Senators Baldwin and Ernst for their tireless commitment to supporting farmer and rancher mental health across the country,” said Sam Kieffer, Vice President of Public Policy at the American Farm Bureau Federation.

    “U.S. soybean farmers face serious pressures, from the impacts of ongoing tariffs to looming, unscientific threats to crop protection tools and seed oils. These policy and market challenges take a toll, not just financially, but mentally. Mental health remains an often-unspoken crisis in rural communities, and ASA is committed to addressing it head-on. The Farmers First Act of 2025 would provide critical support by reauthorizing the Farm and Ranch Stress Assistance Network and strengthening mental health resources farmers can count on. We thank Representative Feenstra for championing this legislation and standing with farm families,” said Caleb Ragland, President of the American Soybean Association and soybean farmer from Magnolia, Kentucky.

    “Farmers and ranchers across the United States face unique and extreme stresses in their work to feed, fuel, and clothe the world. NASDA applauds the bipartisan Farmers First Act, which bolsters access to critical mental health resources through the Farm and Ranch Stress Assistance Network. State departments of agriculture play an important role in coordinating FRSAN operations and NASDA looks forward to continuing to support these invaluable activities,” said Ted McKinney, Chief Executive Officer of the National Association of State Departments of Agriculture.

    “When farmers struggle, ag retailers feel it too—financially, emotionally, and as part of the same rural fabric. The Farmers First Act recognizes that mental health is a shared concern in agriculture, and strengthening the Farm and Ranch Stress Assistance Network helps support not just our customers, but our communities and our own teams as well,” said Hunter Carpenter, Senior Director of Public Policy at the Agricultural Retailers Association.

    “The Farmer Veteran Coalition strongly supports the reauthorization of the Farmers First Act. Expanding and strengthening the Farm and Ranch Stress Assistance Network is essential to ensuring farmers, ranchers have access to the mental health resources they need to thrive. We commend Representatives Feenstra and Craig, as well as Senators Baldwin and Ernst, for their bipartisan leadership in prioritizing the well-being of those who feed our nation. This bill will provide critical support for agricultural producers facing stress, isolation, and mental health challenges, and we urge swift passage this Congress,” said Jeanette Lombardo, Chief Executive Officer of the Farmer Veteran Coalition.

    “The National Rural Health Association (NRHA) applauds Congressman Feenstra and Ranking Member Craig for their leadership on ensuring access to mental health care for rural agricultural communities. The Farmers First Act supports the continuation of the Farm and Ranch Stress Assistance Network, expanding the network of rural providers to deliver critical services to farming and ranching populations. We look forward to working with Congress to continue bringing much-needed resources to our agricultural populations,” said Alan Morgan, Chief Executive Officer of the National Rural Health Association.

    “Farmers in rural communities face unique mental health and substance use challenges, often with limited access to care,” said Chuck Ingoglia, President and CEO of the National Council for Mental Wellbeing. “The reintroduction of the Farmer’s First Act by Representatives Feenstra and Craig is a meaningful step toward expanding access to high-quality behavioral health services in agricultural communities. By supporting programs that leverage proven models like Certified Community Behavioral Health Clinics (CCBHCs), this bill will help ensure that farmers and their families can access comprehensive, coordinated care no matter where they live.”

    “Farming and the financial insecurity associated with farming can be very stressful. Farmers dealing with stress-related mental health challenges often feel stigmatized if they seek help, which only compounds the problem. We applaud Representatives Feenstra (R-IA) and Craig (D-MN) and Senators Baldwin (D-WI) and Ernst (R-IA) for their bipartisan leadership in introducing the Farmers First Act to increase resources available to farmers and rural communities to address mental health challenges,” said Steve Etka, Policy Director, Midwest Dairy Coalition. 

    “Farmers are daily facing the changing and unpredictable weather patterns that can devastate the best laid plans. They must deal with rising cost of inputs, uncertainty about trade, uncertainty about support services, uncertainty about the role of the USDA and managing difficult financial decisions against a backdrop of uncertainty around the domestic economy. Organic dairy farmers care for the environment, care for their livestock and for the health and welfare of their family and their customers every day. Dairy farming is many times a solitary occupation and farmers need access to all the resources possible to deal with the stress and uncertainty in their lives. We wholeheartedly support the Farmers First Act and all the assistance it can provide to care for our farm families,” said Ed Maltby, Executive Director of the Northeast Organic Dairy Producers Alliance.

    “Ensuring sufficient access to evidence-based mental health services continues to be a challenge in many rural and agricultural communities, in many cases a challenge that has endured over generations,” said Arthur C. Evans Jr., CEO of the American Psychological Association Services, Inc. (APA Services). “The Farm and Ranch Stress Assistance Network program continues to be a lifeline to many of these communities. APA Services applauds Representatives Feenstra and Craig and Senators Baldwin and Ernst for their efforts to ensure adequate mental health resources in rural communities, and we ask Congress to swiftly enact the Farmers First Act.”

    “Any farmer will tell you—agriculture is an incredibly demanding and often stressful profession, especially during times of economic hardship. Tragically, suicide rates among farmers are two to five times higher than the national average. One of the biggest challenges in addressing this crisis is the persistent stigma around mental health in rural communities, which too often prevents individuals from seeking help. NAWG is deeply grateful to Congressman Feenstra for his leadership on this critical legislation and for his unwavering commitment to expanding access to mental health resources for farmers and rural communities across the country,” said Chandler Goule, Chief Executive Officer of the National Association of Wheat Growers.

    “The Farm and Ranch Stress Assistance Network helps provide essential support to our nation’s producers” said Doug O’Brien, President and CEO of the National Cooperative Business Association. “The National Cooperative Business Association applauds the bipartisan leadership to increase access to mental health services for rural communities while providing a critical lifeline to our farmers and ranchers”

    “The Organic Trade Association applauds Congressman Feenstra for recognizing that a healthy farm system begins with healthy farmers,” said Matthew Dillon, Co-CEO of the Organic Trade Association. “We proudly support the Farmers First Act which safeguards the well-being of farmers.”

    “Farming is a stressful job, even in good times, and rural residents often face unique barriers to seeking mental health care,” said Christy Seyfert, Farm Credit Council President and CEO. “FRSAN brings valuable stress assistance services and expertise to the farm and ranch communities most in need of resources. Farm Credit commends Ranking Member Craig, Representative Feenstra, and Senators Baldwin and Ernst for their leadership on the Farmers First Act.”

    “Since it was funded in the 2018 Farm Bill, the Farm and Ranch Stress Assistance Network (FRSAN) has been an essential lifeline for farmers, ranchers and farmworkers, who face increased levels of stress and often lack access to mental health support services,” said Hannah Tremblay, Farm Aid’s Policy & Advocacy Manager. “Farm Aid enthusiastically supports the Farmers First Act of 2025 which continues the crucial work of the FRSAN to support and strengthen the agricultural workers we all depend upon. Importantly, the increased funding will allow for deeper support networks and increased outreach to underserved farmers and agricultural workers. As farmers struggle with an uncertain farm economy, FRSAN is now more critical than ever.”

    “We are grateful to Representatives Randy Feenstra and Angie Craig for reaffirming the clear and present need for increased funding of the Farm and Ranch Stress Assistance network. Many reasons exist for ongoing farm stress and mental health challenges for farmers and farm workers. Continued FRSAN funding is essential to ensure critical support services and programming reach populations where the need is great, and resources are often limited,” said David Howard, Policy Development Director at Young Farmers.

    “Farming can be incredibly stressful, and too many rural communities still don’t have the mental health support they need,” said Rob Larew, President of National Farmers Union. “The Farmers First Act will help get essential resources to farmers who are struggling. We thank Representatives Feenstra and Craig and Senators Baldwin and Ernst for leading the charge and urge Congress to reauthorize FRSAN with increased funding.”

    ###

    MIL OSI USA News –

  • MIL-OSI USA: Feenstra Leads Legislation to Support Rural Behavioral Health by Fully Funding Farm and Ranch Stress Assistance Network

    Source: United States House of Representatives – Representative Randy Feenstra (IA-04)

    WASHINGTON, D.C. – Today, U.S. Rep. Randy Feenstra (R-Hull) introduced the Farmers First Act, which would expand and improve behavioral health services in rural communities and connect those in times of crisis with trained medical professionals to receive the personalized care that they need.

    This legislation would reauthorize the Farm and Ranch Stress Assistance Network (FRSAN), increase funding to a total of $15,000,000 annually over the next five years, and allow FRSAN regional centers to establish referral connections with certified community behavioral health clinics, critical access hospitals, and rural health centers.

    “Agriculture is the economic engine of Iowa, and our farmers and producers work long hours and make unseen sacrifices to feed and fuel our country and the world. Those sacrifices can take a toll on our farm producers, especially when commodity prices tumble or severe weather destroys crops,” said Rep. Feenstra. “It’s why I’m glad to lead legislation to fully fund the Farm and Ranch Stress Assistance Network, providing farmers with real support in times of crisis. I will always stand with our producers and ensure that they have access to the high-quality healthcare they deserve.”

    “Dairy farmers routinely endure volatile economic environments that are naturally cause for emotional stress. The Farm and Ranch Stress Assistance Network provides vital resources that can support producers and their families during times of crisis. We commend Representative Randy Feenstra and Ranking Member Angie Craig for leading the bipartisan Farmers First Act to continue and strengthen FRSAN for the betterment of all farmers and rural communities,” said Gregg Doud, President and CEO of the National Milk Producers Federation.

    “On behalf of over 60,000 pork producers nationwide, we commend Congressman Feenstra and Ranking Member Craig for addressing the critical issue of mental and behavioral health in agriculture. As farmers and ranchers, we face unique stressors that are often beyond our control. By prioritizing these resources, we can strengthen the resilience of rural communities and ensure long-term support for both producers today and future generations,” said Duane Stateler, President of National Pork Producers Council.

    “Farmers face incredible stressors in their day-to-day work and often feel as though the weight of the world rests on their shoulders as they navigate tough times while maintaining farms that have been passed down through multiple generations of family members,” said Kenneth Hartman Jr., Illinois farmer and President of the National Corn Growers Association. “Yet, they often find it hard to access the mental health tools they need to cope with these challenges. That’s why we are deeply appreciative for the sponsors of this legislation for working to extend mental health resources to growers through this important legislation.”

    “From trade uncertainty to labor shortages and natural disasters, many stressors are weighing heavily on the minds of farmers and ranchers. Resources supported through the Farm and Ranch Stress Assistance Network are more critical now than at any time in recent memory. Farm Bureau appreciates Representatives Craig and Feenstra, as well as Senators Baldwin and Ernst for their tireless commitment to supporting farmer and rancher mental health across the country,” said Sam Kieffer, Vice President of Public Policy at the American Farm Bureau Federation.

    “U.S. soybean farmers face serious pressures, from the impacts of ongoing tariffs to looming, unscientific threats to crop protection tools and seed oils. These policy and market challenges take a toll, not just financially, but mentally. Mental health remains an often-unspoken crisis in rural communities, and ASA is committed to addressing it head-on. The Farmers First Act of 2025 would provide critical support by reauthorizing the Farm and Ranch Stress Assistance Network and strengthening mental health resources farmers can count on. We thank Representative Feenstra for championing this legislation and standing with farm families,” said Caleb Ragland, President of the American Soybean Association and soybean farmer from Magnolia, Kentucky.

    “Farmers and ranchers across the United States face unique and extreme stresses in their work to feed, fuel, and clothe the world. NASDA applauds the bipartisan Farmers First Act, which bolsters access to critical mental health resources through the Farm and Ranch Stress Assistance Network. State departments of agriculture play an important role in coordinating FRSAN operations and NASDA looks forward to continuing to support these invaluable activities,” said Ted McKinney, Chief Executive Officer of the National Association of State Departments of Agriculture.

    “When farmers struggle, ag retailers feel it too—financially, emotionally, and as part of the same rural fabric. The Farmers First Act recognizes that mental health is a shared concern in agriculture, and strengthening the Farm and Ranch Stress Assistance Network helps support not just our customers, but our communities and our own teams as well,” said Hunter Carpenter, Senior Director of Public Policy at the Agricultural Retailers Association.

    “The Farmer Veteran Coalition strongly supports the reauthorization of the Farmers First Act. Expanding and strengthening the Farm and Ranch Stress Assistance Network is essential to ensuring farmers, ranchers have access to the mental health resources they need to thrive. We commend Representatives Feenstra and Craig, as well as Senators Baldwin and Ernst, for their bipartisan leadership in prioritizing the well-being of those who feed our nation. This bill will provide critical support for agricultural producers facing stress, isolation, and mental health challenges, and we urge swift passage this Congress,” said Jeanette Lombardo, Chief Executive Officer of the Farmer Veteran Coalition.

    “The National Rural Health Association (NRHA) applauds Congressman Feenstra and Ranking Member Craig for their leadership on ensuring access to mental health care for rural agricultural communities. The Farmers First Act supports the continuation of the Farm and Ranch Stress Assistance Network, expanding the network of rural providers to deliver critical services to farming and ranching populations. We look forward to working with Congress to continue bringing much-needed resources to our agricultural populations,” said Alan Morgan, Chief Executive Officer of the National Rural Health Association.

    “Farmers in rural communities face unique mental health and substance use challenges, often with limited access to care,” said Chuck Ingoglia, President and CEO of the National Council for Mental Wellbeing. “The reintroduction of the Farmer’s First Act by Representatives Feenstra and Craig is a meaningful step toward expanding access to high-quality behavioral health services in agricultural communities. By supporting programs that leverage proven models like Certified Community Behavioral Health Clinics (CCBHCs), this bill will help ensure that farmers and their families can access comprehensive, coordinated care no matter where they live.”

    “Farming and the financial insecurity associated with farming can be very stressful. Farmers dealing with stress-related mental health challenges often feel stigmatized if they seek help, which only compounds the problem. We applaud Representatives Feenstra (R-IA) and Craig (D-MN) and Senators Baldwin (D-WI) and Ernst (R-IA) for their bipartisan leadership in introducing the Farmers First Act to increase resources available to farmers and rural communities to address mental health challenges,” said Steve Etka, Policy Director, Midwest Dairy Coalition. 

    “Farmers are daily facing the changing and unpredictable weather patterns that can devastate the best laid plans. They must deal with rising cost of inputs, uncertainty about trade, uncertainty about support services, uncertainty about the role of the USDA and managing difficult financial decisions against a backdrop of uncertainty around the domestic economy. Organic dairy farmers care for the environment, care for their livestock and for the health and welfare of their family and their customers every day. Dairy farming is many times a solitary occupation and farmers need access to all the resources possible to deal with the stress and uncertainty in their lives. We wholeheartedly support the Farmers First Act and all the assistance it can provide to care for our farm families,” said Ed Maltby, Executive Director of the Northeast Organic Dairy Producers Alliance.

    “Ensuring sufficient access to evidence-based mental health services continues to be a challenge in many rural and agricultural communities, in many cases a challenge that has endured over generations,” said Arthur C. Evans Jr., CEO of the American Psychological Association Services, Inc. (APA Services). “The Farm and Ranch Stress Assistance Network program continues to be a lifeline to many of these communities. APA Services applauds Representatives Feenstra and Craig and Senators Baldwin and Ernst for their efforts to ensure adequate mental health resources in rural communities, and we ask Congress to swiftly enact the Farmers First Act.”

    “Any farmer will tell you—agriculture is an incredibly demanding and often stressful profession, especially during times of economic hardship. Tragically, suicide rates among farmers are two to five times higher than the national average. One of the biggest challenges in addressing this crisis is the persistent stigma around mental health in rural communities, which too often prevents individuals from seeking help. NAWG is deeply grateful to Congressman Feenstra for his leadership on this critical legislation and for his unwavering commitment to expanding access to mental health resources for farmers and rural communities across the country,” said Chandler Goule, Chief Executive Officer of the National Association of Wheat Growers.

    “The Farm and Ranch Stress Assistance Network helps provide essential support to our nation’s producers” said Doug O’Brien, President and CEO of the National Cooperative Business Association. “The National Cooperative Business Association applauds the bipartisan leadership to increase access to mental health services for rural communities while providing a critical lifeline to our farmers and ranchers”

    “The Organic Trade Association applauds Congressman Feenstra for recognizing that a healthy farm system begins with healthy farmers,” said Matthew Dillon, Co-CEO of the Organic Trade Association. “We proudly support the Farmers First Act which safeguards the well-being of farmers.”

    “Farming is a stressful job, even in good times, and rural residents often face unique barriers to seeking mental health care,” said Christy Seyfert, Farm Credit Council President and CEO. “FRSAN brings valuable stress assistance services and expertise to the farm and ranch communities most in need of resources. Farm Credit commends Ranking Member Craig, Representative Feenstra, and Senators Baldwin and Ernst for their leadership on the Farmers First Act.”

    “Since it was funded in the 2018 Farm Bill, the Farm and Ranch Stress Assistance Network (FRSAN) has been an essential lifeline for farmers, ranchers and farmworkers, who face increased levels of stress and often lack access to mental health support services,” said Hannah Tremblay, Farm Aid’s Policy & Advocacy Manager. “Farm Aid enthusiastically supports the Farmers First Act of 2025 which continues the crucial work of the FRSAN to support and strengthen the agricultural workers we all depend upon. Importantly, the increased funding will allow for deeper support networks and increased outreach to underserved farmers and agricultural workers. As farmers struggle with an uncertain farm economy, FRSAN is now more critical than ever.”

    “We are grateful to Representatives Randy Feenstra and Angie Craig for reaffirming the clear and present need for increased funding of the Farm and Ranch Stress Assistance network. Many reasons exist for ongoing farm stress and mental health challenges for farmers and farm workers. Continued FRSAN funding is essential to ensure critical support services and programming reach populations where the need is great, and resources are often limited,” said David Howard, Policy Development Director at Young Farmers.

    “Farming can be incredibly stressful, and too many rural communities still don’t have the mental health support they need,” said Rob Larew, President of National Farmers Union. “The Farmers First Act will help get essential resources to farmers who are struggling. We thank Representatives Feenstra and Craig and Senators Baldwin and Ernst for leading the charge and urge Congress to reauthorize FRSAN with increased funding.”

    ###

    MIL OSI USA News –

  • MIL-OSI: Lendmark Financial Services Fuels its Wisconsin Expansion Plans, Opening Four New Branches in Delavan, Janesville, Madison, and Menomonee Falls

    Source: GlobeNewswire (MIL-OSI)

    MILWAUKEE, July 15, 2025 (GLOBE NEWSWIRE) — Lendmark Financial Services (Lendmark), a leading provider of personalized loan solutions, is proud to announce the expanded access of its services to more customers throughout southern Wisconsin.

    In the past 30 days alone, Lendmark has opened four new branches in the communities of Delavan, Janesville, Madison, and Menomonee Falls, as part of the company’s long-term plans to strengthen its presence in the Midwest and meet the growing consumer demand for relationship-focused financial solutions.

    These recent branch openings bring Lendmark’s presence in Wisconsin to 16 locations, since entering the Badger State less than two years ago, and reaffirm the company’s commitment to supporting the financial well-being of individuals and families throughout the state – with plans to continue this momentum in the months ahead.

    Each branch is expected to serve hundreds of customers, retailers and auto dealerships in the first year, with the Delavan branch located at 1741 E. Geneva Street, Suite 100; the Janesville branch at 2610 E. Milwaukee Street; the Madison branch at 1 Dempsey Road, Suite 4; and the Menomonee Falls branch at N95 W18394 County Line Road. Respectively, Branch Managers Meagan Sweeney, Amy Koch, Rebecca Rogers, and Christina Muskin will oversee the daily operations of their branches, each focused on building strong personal relationships with customers and the surrounding community.

    “We’re excited to continue growing across the beautiful state of Wisconsin while proudly serving these hard-working communities that reflect the true spirit of the Midwest,” said Mike McIntire, Vice President of Branch Operations at Lendmark. “Grounded in genuine care and compassion, our number one priority is ensuring Wisconsin residents experience unmatched service and guidance from our local branch teams, with personalized loan terms tailored to meet their specific financial needs.”

    In addition to serving consumers directly, Lendmark provides financing solutions for thousands of retailers and independent auto dealerships, allowing these businesses’ customers to obtain Lendmark financing. Local businesses that are interested in partnering with Lendmark to provide financing solutions for their customers should visit the branch or call the desired location: Delavan: 262-725-8008; Janesville: 608-352-6272; Madison: 608-866-9988; Menomonee Falls: 262-293-6166.

    Lendmark’s ‘Climb to Cure’ is its signature cause-related initiative. The company has committed to raising $10 million by 2025 to mark its 10-year anniversary partnering with CURE Childhood Cancer. So far, Lendmark’s employees, partners and customers have raised more than $9 million to support CURE, an Atlanta-based nonprofit dedicated to funding targeted pediatric cancer research that is utilized nationwide.

    About Lendmark Financial Services
    Lendmark Financial Services (Lendmark) provides personal and household credit and loan solutions to consumers. Founded in 1996, Lendmark strives to be the lender, employer, and partner of choice by offering stability and helping consumers meet both planned and unplanned life events through affordable loan offerings. Today, Lendmark operates more than 525 branches in 22 states across the country, providing personalized services to customers and retail business partners with every transaction. Lendmark is headquartered in Lawrenceville, Ga. For more information, visit www.lendmarkfinancial.com.

    Media Contact
    Jeff Hamilton
    Senior Manager, Corporate Communications
    jhamilton@lendmarkfinancial.com
    678-625-3128

    The MIL Network –

  • MIL-OSI Banking: New research: AI could make breast cancer screening more accurate and easier

    Source: Microsoft

    Headline: New research: AI could make breast cancer screening more accurate and easier

    At Microsoft’s AI for Good Lab, we’ve been working with partners at the University of Washington, the Fred Hutchinson Cancer Center, and other institutions to explore whether artificial intelligence can help bring greater clarity, accuracy, and trust to breast cancer screening. 

    This week, our joint research team released the results of a new study published in Radiology, detailing a promising AI approach that aims not just to detect cancer—but to do so in a way that radiologists can trust and patients can understand. 

    The challenges with current breast cancer screening 

    Breast cancer is the most common cancer among women worldwide. In the United States alone, one in eight women will be diagnosed with breast cancer in her lifetime. Early detection through screening is the most powerful tool available to save lives, with a 20% to 40% reduction in mortality for women aged 50-69—yet it remains an imperfect science. 

    Magnetic Resonance Imaging (MRI) is among the most sensitive screening tools available, especially for women at higher risk. But for all its sensitivity, MRI comes with serious trade-offs: high rates of false positives, significantly increased anxiety for patients, and unnecessary biopsies. The problem is especially acute for the nearly 50% of women who have dense breast tissue—a condition that not only increases the risk of breast cancer but also makes it harder to detect abnormalities through traditional imaging methods like mammograms. 

    Too often, these challenges translate into a troubling equation: more scans, more uncertainty, and more follow-up procedures that turn out to be unnecessary. In fact, only a small fraction—less than 5%—of women undergoing breast MRI screening are ultimately diagnosed with cancer. 

    A smarter model, built for the real world 

    The model—called FCDD (Fully Convolutional Data Description)—is based on anomaly detection rather than standard classification. That’s an important shift. Instead of trying to learn what every possible cancer looks like, the model learns what normal breast scans look like and flags anything that deviates.

    This approach is particularly effective in real-world screening settings where cancer is rare and abnormalities are highly varied. Across a dataset of over 9,700 breast MRI exams, the model was tested in both high- and low-prevalence scenarios—including realistic screening populations where just 1.85% of scans contained cancer.

    Here’s what we found:

    • Improved accuracy in low-prevalence populations: FCDD outperformed traditional AI models in identifying malignancies while dramatically reducing false positives. In screening-like settings, it achieved double the positive predictive value of standard models and cut false alarms by more than 25%.
    • Exceptional explainability: Unlike most AI models, FCDD doesn’t just give a “yes” or “no”—it generates heatmaps that visually highlight the suspected tumor location in the two-dimensional MRI projection. These explanation maps matched expert radiologist retrospective annotations with 92% accuracy (pixel-wise AUC), far exceeding other models.
    • Generalizability across institutions: Without retraining, the model maintained high performance on a publicly available external dataset and an independent internal dataset, suggesting strong potential for broader clinical adoption.

    Making AI impactful, not just impressive 

    This model is more than a technical achievement. It’s a step toward making AI useful in clinical workflows—providing triage support, reducing time spent on normal cases, and focusing radiologists’ attention where it matters most. By improving specificity at high sensitivity thresholds (95–97%), the model could help reduce unnecessary callbacks and biopsies, easing emotional and financial burdens for patients. 

    Importantly, the code and methodology have been made open to the research community. You can explore the project here: GitHub Repository, and the paper here.

    As with all AI in healthcare, the path to impact requires more than algorithms. It requires trust. Trust is built not only by performance metrics but also by transparency, interpretability, and a clear understanding of the clinical context in which these tools are deployed. 

    Where we go from here 

    We still have work ahead. The model will need to be tested prospectively in larger, diverse clinical populations. But the results are promising—and they mark an important shift in how we think about the role of AI in medicine. Rather than asking doctors to trust a black box, we’re building models that shine a light on what they see and why. 

    “We are very optimistic about the potential of this new AI model, not only for its increased accuracy over other models in identifying cancerous regions but its ability to do so using only minimal image data from each exam. Importantly, this AI tool can be applied to abbreviated contrast-enhanced breast MRI exams as well as full diagnostic protocols, which may also help in shortening both scan times and interpretation times,” said Savannah Partridge, Professor of Radiology at the University of Washington and senior author of the study. “We are excited to take the next steps to assess its utility for enhancing radiologist performance and clinical workflows.” 

    AI will not replace radiologists. But with the right design and oversight, it can give them sharper tools and clearer signals to increase confidence in evaluating difficult cases.  

    Breast cancer is a global challenge. With AI, we have a chance to detect it earlier, reduce unnecessary interventions, and ultimately save more lives. That is a future worth building toward—one pixel, one scan, and one breakthrough at a time. 

    Tags: AI, AI for Good

    MIL OSI Global Banks –

  • MIL-OSI: Rpharmy CEO Laura Paxton Recognized in Becker’s Hospital Review’s ‘Women in Health IT to Know’ List

    Source: GlobeNewswire (MIL-OSI)

    AUSTIN, Texas, July 15, 2025 (GLOBE NEWSWIRE) — Rpharmy, a leading provider of medical formulary management and hazardous drug safety information software solutions, today announced that its founder and CEO, Laura Paxton, is one of the Becker’s Hospital Review 2025 “Women in Health IT to Know.” The complete list features individual profiles of all women on the list and can be read here.

    Becker’s Hospital Review said the leaders celebrated on this list are using technology to drive meaningful change by streamlining administrative processes, enhancing care delivery, standardizing workflows, and elevating overall system efficiency. Becker’s Healthcare is proud to honor these trailblazing women in health IT for their unwavering commitment to improving healthcare. Their leadership and innovation are essential to the continued success of their organizations and the industry as a whole.

    “It’s a tremendous honor to be included among such an extraordinary group of women, all of whom share a deep commitment to advancing healthcare through technology,” said Paxton. “Over the past 30 years in this industry, I’ve witnessed a remarkable evolution, not just in the innovations that are transforming patient care and worker safety, but in the growing influence of women in healthcare IT. It’s truly gratifying to see the intelligence, leadership, and ingenuity that women bring to these essential roles being acknowledged by Becker’s Healthcare.”

    As CEO of Rpharmy, Paxton leads the company’s mission to enhance patient and healthcare worker safety through innovative, user-centered technology. What makes Laura Paxton stand out in healthcare IT isn’t just her technology—it’s her relentless focus on solving problems that others overlook. Paxton has pioneered tools that protect both patients and healthcare workers while building a culture of safety, equity, and practical innovation.

    Under her direction, Rpharmy developed Formweb, a cloud-based formulary and safety platform that consolidates high-alert medications, REMS data, Black Box warnings, and facility-specific protocols into a single source of truth. More than just a formulary, it serves as a communication hub for safer medication practices across health systems.

    Paxton also led the creation of Rhazdrugs, the first comprehensive software dedicated to hazardous drug safety and USP <800> compliance. This solution was developed through constant engagement with nurses, pharmacists, and health system leaders who voiced concerns about the lack of clear, accessible safety guidance.

    The Becker’s Hospital Review editorial team accepted nominations for this list and curated it to highlight the great work of women in health IT. To learn more about nominations, visit https://beckershealthcare.swoogo.com/list-nominations.

    About Rpharmy
    For more than 30 years, Rpharmy has been solving problems related to medication safety and patient care. We develop and provide technology focused on medical formulary, hazardous drug handling, and HFAP, NIOSH, and Joint Commission compliance. Our primary desire is to keep all patients and healthcare workers safe through easy access to critical medication safety information. For more information, visit https://www.rpharmy.com/

    Media Contact:
    Carrie Ward, PR for Rpharmy, 832-407-5347, carrie@hellobrightspot.com

    A photo accompanying this announcement is available at https://www.globenewswire.com/NewsRoom/AttachmentNg/da6b36ff-1869-4b25-989c-b873bf70ee31

    The MIL Network –