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Category: housing

  • MIL-OSI Security: Defense News: SECNAV Del Toro As-Written Remarks at the Forum at Newport

    Source: United States Navy

    Introduction

    Good afternoon, everyone!

    It is wonderful to be back here again in beautiful Newport, Rhode Island and a privilege to address this group of future-focused leaders from Salve Regina University and the Naval War College.

    I truly appreciate Salve Regina University’s partnership and commitment to providing educational opportunities for our Navy and Marine Corps Officers.

    And I am honored to be a part of this important conference centered on an issue which affects us all, and critically affects the national security of our great Nation.

    To the faculty and staff of Salve Regina University and the Naval War College, distinguished guests and visitors: welcome, and thank you for joining us today.

    World Today

    As I am certain you are all well aware, we face existential threats and challenges in every corner of the globe.

    Across the Atlantic, Russia is well into the third year of its full-scale and illegal invasion of Ukraine.

    The United States proudly stands by the Ukrainian people as they fight for their freedom and sovereignty, and defend democracy for all free nations.

    To the South of Ukraine, in the Red Sea and Gulf of Aden, we are working alongside our NATO allies and Middle East partners to protect innocent, civilian mariners and commercial shipping against Iranian-aligned Houthi attacks.

    Immediately following the October 7th attacks in Israel, our Navy and Marine Corps Team—represented by the Bataan Amphibious Ready Group and the Eisenhower Carrier Strike Group—was on station, the ready integrated force capable of responding to any threat.

    Today, our personnel onboard the Wasp ARG are on station in the Mediterranean Sea, while the Theodore Roosevelt Carrier Strike Group and Abraham Lincoln Carrier Strike Group are operating in the Middle East.

    In addition to our surface presence, USS Georgia (SSGN 729) provides a powerful deterrence message from below the ocean’s waves.

    And for the first time since World War II, we face a comprehensive maritime power in the Indo-Pacific.

    The People’s Republic of China continues to exert its excessive maritime claims through their navy, coast guard, and maritime militia.

    From the Line of Actual Control high in the Himalayas, to disputed reefs barely peeking above the waves in the South China Sea, recent actions reveal the PRC’s willingness to execute “gray-zone tactics”—types of assault which are below the threshold of armed attack but beyond normal diplomatic actions.

    And the PRC is observing lessons from the ongoing conflicts in Europe and the Red Sea.

    And so, now, more than ever, it is imperative that we have a climate-ready force able to deter aggression and function decisively in every environment so that, if necessary, we will prevail in conflict.

    Three Enduring Priorities

    When I entered office as Secretary of the Navy, I laid out Three Enduring Priorities which are the foundation for all we do in the Department of the Navy.

    They are:

    Strengthening Maritime Dominance,

    Building a Culture of Warfighting Excellence, and

    Enhancing Strategic Partnerships.

    My priority of Strengthening Maritime Dominance centers on ensuring our Sailors and Marines have the best ships, aircraft, and technology available, so that if we are called, we may fight and decisively win our Nation’s wars.

    And to maintain our warfighting edge, we cannot rely simply on maintaining our seapower.

    External threats continue to mount and change.

    To remain the world’s dominant maritime force, the Department of the Navy must rapidly adapt and effectively counter existential threats such as climate change.

    Today, climate change is one of the most destabilizing forces of our time, exacerbating national security concerns and posing serious readiness challenges for our Fleet and Force.

    There exist numerous tangible examples of the impact of climate change on Navy and Marine Corps operations all over the world.

    And the frequency and intensity of extreme weather events has only increased as time has passed. 

    At sea and on shore, changing climate and rising sea levels crucially affect the day-to-day life of our Sailors and Marines.

    Rising temperatures, too, stress and impact the systems within our buildings and installations, greatly decreasing their overall durability.

    Along both our Pacific and Atlantic Coasts, sorties—or, deploying our ships due to threat of extreme weather in port—have become more commonplace.

    And extreme weather events caused by climate change have displaced millions of people, creating climate refugees.

    Our maritime forces have witnessed a substantial rise in the number and scope of humanitarian assistance and disaster relief missions.

    Simply put, weather impacts normal Navy and Marine Corps operations.

    Weather impacts where our ships can sail, where our amphibious craft can land, and when we can conduct flight operations.

    However, while our world today faces increasingly unpredictable and devasting weather phenomenon, the Department of the Navy is strengthening our climate resilience and reducing our climate impacts to remain the world’s most powerful maritime force.

    Building a Climate-Ready Force

    Computer scientist pioneer, mathematician, visionary, and United States Rear Admiral Grace Hopper once said, “The most dangerous phrase in the language is, ‘We’ve always done it this way.’”

    I implore all of you to assume Admiral Hopper’s mindset when approaching the challenge of climate change.

    The Department of the Navy is actively adapting and innovating for the changing landscape of the world and indeed of warfare.

    We refuse stagnation and have set out ambitious climate goals through the Department of the Navy Climate Action 2030 strategy, in line with Executive Order 14008, Tackling the Climate Crisis at Home and Abroad.

    To build a climate-ready force, we must meet two Performance Goals.

    The first goal is building climate resilience.

    We build climate resilience through installation resilience—by ensuring that our forces, systems, and facilities can continue to operate effectively and accomplish our mission in the face of changing climate conditions and worsening climate impacts.

    Many of our military bases, including our Navy’s largest, Naval Station Norfolk, are fighting a constant battle against rising sea levels, often flooding after even light rain.

    Less than two years ago, we broke ground on the first project to safeguard the Naval Academy from rising sea levels.

    And just last week, we held a ribbon-cutting to mark the end of our work on the Farragut Seawall project—the first of many projects to fortify and protect the institution from extreme weather events.

    Our goal, as outlined by our Naval Academy Installation Resiliency Plan, is for the institution to remain resilient through the 21st Century and beyond.

    We are also developing solutions to climate issues through the Center for Energy Security and Infrastructure Resilience, or “CESIR.”

    Established earlier this year, CESIR will equip our future Navy and Marine Corps Officers with the knowledge and skills to address complex climate challenges throughout their naval careers.

    What’s more, the Department of the Navy is investing in climate resiliency through our facilities, including the renovation of Bancroft Hall—the largest academic dormitory in the United States and home to the entire Brigade of forty-four hundred Midshipmen.

    Severe weather events have impacted the longevity of our buildings both inside and out, along with integral systems such as Bancroft Hall’s HVAC.

    Given the criticality of our facilities to the mission of the United States Navy and Marine Corps and in developing our future warfighters, we must continue to invest in maintenance and improvement of our infrastructure.

    And partnerships outside of the Department of the Navy are crucial to creating climate solutions.

    In 2022, the Naval Postgraduate School partnered with the Stanford Doerr School of Sustainability to address the urgent challenges of climate change, energy security, and sustainability.

    Together, NPS and the Doerr School established an Education Partnership Agreement, combining the expertise of two globally recognized hubs of research and innovation to create practical solutions that our Navy and Nation can implement both now and in the future.

    And the Department of the Navy is preparing for extreme weather events through integrated tabletop exercises and training events.

    Two years ago, the Department of the Navy held our first Climate Action tabletop exercise at Marine Barracks Washington and have since held annual exercises dedicated to drive and share climate best practices.

    In June of this year, we conducted Climate Action III with our Caribbean partners in San Juan, Puerto Rico.

    This two-day event marked the third iteration in a series of exercises designed to validate our Climate Action 2030 strategy and highlight the value of partnerships to build shared resilience in a critical region.

    Our Department, together with the DOD, other federal agencies, non-governmental organizations, and our Caribbean partners, shared expertise and solutions to the destabilizing threats which know no borders.

    The second goal of our Climate Action strategy is reducing climate threat.

    This includes reducing greenhouse gas emissions and drawing greenhouse gases out of the atmosphere, stabilizing ecosystems, and achieving the Nation’s commitment to net-zero emissions.

    And throughout the country, the Department of the Navy is leading Department of Defense efforts in reducing climate threats.

    In 2022, Marine Corps Logistics Base Albany became an electrically “Net Zero” base, crucially becoming the first Department of Defense installation to attain this significant milestone.

    Achieving this “Net Zero” breakthrough not only combats climate change by alleviating energy security concerns, but it also improves the base’s overall resilience and saves taxpayer dollars.

    We cannot tackle the climate threat alone. The Department of the Navy has facilitated strategic partnerships to tackle energy resilience issues.

    Marine Corps Air Station Miramar partnered with the city of San Diego to use biogas generated from an on-base landfill as a renewable energy source.

    This initiative provided over three megawatts of energy to the installation, reducing reliance on the city’s electric grid by a whopping 45% and reducing overall emissions.

    The Department is also leveraging public and private innovation in the climate and energy resilience sectors through NavalX Tech Bridges and business accelerators.

    Tech Bridges attract small and medium businesses using innovation challenges, and recent challenges are supporting maritime supply chain and “blue tech” opportunities.

    These partnerships between the Department of the Navy and outside business foster innovation and encourage the development of new technologies for climate adaptation.

    To remain competitive in today’s age of conflict, we must leverage every advantage available to us—and that especially includes our partners in business and industry.

    Closing

    The future of climate resilience is here.

    We know the future impacts of climate change and it is both within our capabilities and incumbent upon us to act—and we have.

    Climate resilience is force resilience. We must look beyond normal operations and approach solutions to climate change through the lens of innovation.

    As Admiral Hopper said, “Our young people are the future. We must provide for them.”

    To do so, we must continue innovating and modernizing for the threats of today and of tomorrow.

    I thank all of you for being here today, to gather, discuss, and create solutions for a more climate resilient future.

    Although climate change is already impacting our world in significant ways, I am heartened by the discussions today, the important work all of you have begun, and the innovation that will come from our collaboration.

    Thank you for tackling this challenge—we need our best and brightest involved in the search for climate solutions.

    May God bless our service men and women and all who support them. Thank you.

    MIL Security OSI –

    January 23, 2025
  • MIL-OSI Canada: Government of Canada unlocks 14 more federal properties for housing

    Source: Government of Canada News (2)

    October 8, 2024 Ottawa, Ontario Public Services and Procurement Canada Everyone deserves a place to call home. However, for many across the country, home ownership and renting is out of reach due to the unprecedented housing crisis Canada is facing. We need to build more homes, faster, to get Canadians into homes that meet their needs, at prices they can afford. That is why in Budget 2024 and Canada’s Housing Plan, the federal government announced the most ambitious housing plan in Canadian history—a plan to build 4 million more homes.

    October 8, 2024              Ottawa, Ontario                            Public Services and Procurement Canada

    Everyone deserves a place to call home. However, for many across the country, home ownership and renting is out of reach due to the unprecedented housing crisis Canada is facing. We need to build more homes, faster, to get Canadians into homes that meet their needs, at prices they can afford. That’s why in Budget 2024 and Canada’s Housing Plan, the federal government announced the most ambitious housing plan in Canadian history: a plan to build 4 million more homes.

    As part of this plan, the Government of Canada is identifying properties within its portfolio that have the potential for housing, and is actively adding them to the Canada Public Land Bank. Wherever possible, the government will turn these properties into housing through a long-term lease, not a one-time sale, to support affordable housing and ensure public land stays public.

    Today, the Honourable Jean-Yves Duclos, Minister of Public Services and Procurement, joined by the Honourable Chrystia Freeland, Deputy Prime Minister and Minister of Finance, and the Honourable Terry Beech, Minister of Citizens’ Services, announced that 14 new properties have been added to the Canada Public Land Bank.

    A total of 70 federal properties have now been identified as being suitable to support housing. This list will continue to grow in the coming months, with further details on listed properties available soon.

    As part of the initial launch of the Canada Public Land Bank in August 2024, the Canada Lands Company, in partnership with the Canada Mortgage and Housing Corporation, issued a call for proposals for 5 properties located in Toronto, Edmonton, Calgary, Ottawa and Montréal. The call for proposals for the properties in Toronto and Montréal closed on October 1, 2024, and evaluations have begun. The call for proposals for the Edmonton, Calgary and Ottawa properties will close on November 1, 2024.

    To provide feedback on the land bank and its properties, the Government of Canada launched a call for housing solutions for communities: a secure online platform.

    To date, the Government of Canada has already received interest and feedback from provinces, territories and municipalities, as well as developers, housing advocates and Indigenous groups. This information will be used to develop and bring more properties to market starting this fall.

    To solve Canada’s housing crisis, the federal government is using every tool at its disposal. The Government of Canada is accelerating its real property disposal process to match the speed of builders and the urgency of getting affordable homes built for Canada. 

    MIL OSI Canada News –

    January 23, 2025
  • MIL-OSI Global: Six ways to holiday like an old-school travel journalist – without using the internet

    Source: The Conversation – UK – By Masood Khodadadi, Reader (Associate Professor) in Tourism, Culture and Society, University of the West of Scotland

    The Travelling Companions by Augustus Leopold Egg (1862). Birmingham Museum and Art Gallery

    We all want to get the most out of our holidays, which is why we so often turn to online “top things to see” lists, or TikTok recommendations of a destination’s best sights and eateries.

    But as useful as these strategies can be, using the internet to plan every detail of your travel omits the essence of discovery – the very thing that made pre-internet travel journalism so thrilling to read.

    These six tips explain how you can explore a new place like an old-school travel journalist or an explorer from a bygone era. They’ll enable you to look up from your phone, and discover your destination with intuition and curiosity.


    No one’s 20s and 30s look the same. You might be saving for a mortgage or just struggling to pay rent. You could be swiping dating apps, or trying to understand childcare. No matter your current challenges, our Quarter Life series has articles to share in the group chat, or just to remind you that you’re not alone.

    Read more from Quarter Life:

    • Youth hostels face tough times – but they are perfect for authentic, spontaneous experiences

    • We are living in a ‘digital dark age’ – here’s how to protect your photos, videos and other data

    • Five outdoor summer activities from British folklore to try with your friends


    1. Discard the itinerary and trust your gut

    Freya Madeline Stark by Herbert Arnould Olivier (1923).
    National Portrait Gallery

    Before smartphones, travel journalists such as Freya Stark and Bruce Chatwin depended on serendipity. They didn’t have TripAdvisor or Google Maps to guide them. Rather, they listened to their instincts and locals’ advice about how to shape their journey.

    A famous example is Chatwin walking through Patagonia after conversations with locals advised him of his next stop.

    Try this on your next adventure: walk without a plan. Follow your instincts towards any of the local cafes, quiet parks, or bustling markets. And if all else fails and you are not quite sure where to start, just stop and ask someone near you what it is that they love about the area. Many times, people’s stories will take you to places you would never have found online.

    2. Use analogue maps and guides

    Before GPS, maps weren’t just functional – they were part of the adventure. Travel writers like Jan Morris and Paul Theroux (father of documentary presenter, Louis) wrote about how their unfolding maps forced them to interact with the landscape in a tactile way.

    Pick up a local map in a bookshop or visitor centre and unfold it in a cafe. Mark where you have been and circle the areas you are curious about.

    In their early editions, guidebooks like The Rough Guide and Lonely Planet didn’t give a thorough list, but instead pushed cultural immersion travel, which is concerned with authentic activities. Think local traditions, history, language and customs of the place you’re visiting. Cultural immersion travel involves mingling with the residents to get an in-depth feel of how they live.

    Although carrying a printed guidebook seems vintage, this act plunges you back to the time when the discovery of hidden corners of a city was about turning pages, not scrolling.

    Chatting with locals is a great way to discover gems in a new place. English Tourists in Campagna by Carl Spitzweg (1845).
    Alte Nationalgalerie

    3. Speak to local people

    Pre-smartphone travellers had one irreplaceable resource at their disposal – people. On his long walks across Europe, for example, travel writer Patrick Leigh Fermor relied on the people he met for insight into local customs, history and hidden gems.

    Do exactly the same thing. Go to a typical bar, a bazaar, a local event, or attend a course on the language or the cooking of the place. Engage a bartender, shop owner, or street vendor in a chat. These tips will steer you off the beaten path of algorithms.

    4. Immerse yourself in slow travel

    Travel journalists of the past were in no hurry. Rather than zipping from one attraction to the next, they stayed put for long enough to pull back the layers of a place. Writer Rebecca West’s trek through the Balkans (which she described in her 1941 book, Black Lamb and Grey Falcon) took months. Her long stays in villages allowed her to really get to know the place and its complexities.

    You should slow down on your next trip, too. Stay on in a small town or neighbourhood a little longer than you planned to. Stroll its streets and soak in the rhythms of daily life.

    5. Read travel literature

    The writers of travel history books, be it Robert Byron’s travels among the architecture and culture of Persia, or Isabella Bird entering unknown 19th-century Japan, articulate how their predecessors perceived the lands they visited.

    Read books written by local authors to get deeper into the cultural context of the place you’re visiting. You’ll find their reflections on their hometown or region often give you a more insightful, nuanced perspective than any modern day “top ten” list could.

    6. Research the history of every place you visit

    Writers like Colin Thubron included historical and cultural details to make their travel stories richer and more meaningful.

    Whether you find yourself at a local museum, reading up on the past of a place, or simply walking its streets with an eye for historical markers, learning the background of where you are can infuse your visit with added meaning.



    Looking for something good? Cut through the noise with a carefully curated selection of the latest releases, live events and exhibitions, straight to your inbox every fortnight, on Fridays. Sign up here.


    Masood Khodadadi does not work for, consult, own shares in or receive funding from any company or organisation that would benefit from this article, and has disclosed no relevant affiliations beyond their academic appointment.

    – ref. Six ways to holiday like an old-school travel journalist – without using the internet – https://theconversation.com/six-ways-to-holiday-like-an-old-school-travel-journalist-without-using-the-internet-240384

    MIL OSI – Global Reports –

    January 23, 2025
  • MIL-OSI Canada: Deputy Prime Minister announces new actions to build secondary suites and unlock vacant lands to build more homes

    Source: Government of Canada News

    News release

    Today, the Honourable Chrystia Freeland, Deputy Prime Minister and Minister of Finance, alongside the Honourable Jean-Yves Duclos, Minister of Public Services and Procurement, and the Honourable Terry Beech, Minister of Citizens’ Services, announced significant progress in the federal government’s work to unlock more land in our communities for housing.

    October 8, 2024 – Ottawa, Ontario – Department of Finance Canada

    Across Canada, too many properties are underused or vacant—from unused basements, to empty office towers, to vacant lots—and could be used to build more homes. By making it easier for homeowners to add secondary suites to their existing homes, and unlocking vacant lands and underused federal properties for housing, we can build the supply of homes Canada needs to make housing more affordable for every generation.

    Today, the Honourable Chrystia Freeland, Deputy Prime Minister and Minister of Finance, alongside the Honourable Jean-Yves Duclos, Minister of Public Services and Procurement, and the Honourable Terry Beech, Minister of Citizens’ Services, announced significant progress in the federal government’s work to unlock more land in our communities for housing.    

    First, the Deputy Prime Minister and Minister of Finance announced technical guidance for lenders and insurers to offer mortgage refinancing for homeowners looking to add secondary suites to their homes, starting January 15, 2025. These mortgage insurance reforms, as well as the forthcoming Canada Secondary Suite Loan Program, will make it easier for homeowners to convert an unused basement into a rental apartment or a garage into a laneway home to increase density in our communities. Secondary suites can help homeowners pay their mortgage with a new rental apartment and bring families closer together. For example, a retired couple may wish to downsize into a new laneway home or in-law suite, so their children could raise their young family in the property’s existing home. More specifically, these changes will:

    • Allow refinancing of insured mortgages for secondary suites, to let homeowners access the equity in their homes to finance the construction of secondary suites. Borrowers will be able to access financing of up to 90 per cent of the home value, including the value added by the secondary suite(s), and amortize the refinanced mortgage over a period of up to 30 years.
    • Increase the mortgage insurance home price limit to $2 million for those refinancing to build a secondary suite, to ensure homeowners can access this refinancing in all housing markets across the country.

    Second, the Deputy Prime Minister and Minister of Finance launched consultations on the taxation of vacant land. The federal government is seeking feedback from provinces, territories, and municipalities that are interested in implementing their own vacant land taxes. By taxing vacant lands, landowners would be incentivized to maximize the full potential of their land—building homes.

    Third, the Minister of Public Services and Procurement announced that an additional 14 underused federal properties have been identified as suitable for building new homes. With these additional federal properties added to the Canada Public Land Bank, a total of 70 federal properties have now been unlocked and are available to homebuilders as of today. This is part of the federal government’s work—as Canada’s largest landowner—to turn unused and underused federal properties into 250,000 new homes.

    The federal government is delivering on its ambitious plan to build 4 million homes by using all tools at its disposal. The actions announced today are about maximizing the use of available land in our communities—turning unused basements, empty lots, and underused federal offices into homes—to build a country where everyone has access to a home they can afford. 

    Quotes

    “We must use every possible tool to build more homes and make housing affordable for every generation of Canadians. That is why we announced the most ambitious housing plan in Canada’s history—a plan to build 4 million new homes. Today, we are taking bold action to deliver on key parts of that plan which will build new homes by making it easier to add a secondary suite to your existing home and making full use of available land in our communities.”

    – The Honourable Chrystia Freeland, Deputy Prime Minister and Minister of Finance

    “Safe, accessible, and affordable housing options are out of reach for far too many Canadians. The launch of the Canada Public Land Bank in August 2024 laid the foundation for our efforts to unlock public lands for housing at a pace and scale not seen in generations. We are delivering on our promise to continue to add more properties to the land bank and meet the deliverables outlined in Budget 2024 to support a new, ambitious Public Lands for Homes Plan. In doing so, we can build strong communities and more affordable housing across the country.”

    – The Honourable Jean-Yves Duclos, Minister of Public Services and Procurement 

    “Our government is unlocking new opportunities for homeownership by building homes on underused public lands, retrofitting federal buildings, and empowering homeowners to construct additional units. Young British Columbians and Canadians across the country face a tougher housing market than the generations before them and our plan will help create more housing options for them and their families.”

    – The Honourable Terry Beech, Minister of Citizens’ Services

    “The measures announced today are another step forward in our work to tackle the housing crisis, build more homes, and ensure that everyone has a safe and affordable place to call their own.”

     

    – The Honourable Sean Fraser, Minister of Housing, Infrastructure and Communities

    Quick facts

    • Today’s mortgage reforms to make it easier for homeowners to add secondary suites, such as basement apartments, in-law suites, and laneway homes, build on the federal government’s recent announcement of the boldest mortgage reforms in decades to unlock homeownership for every generation of Canadians. Starting December 15, 2024, Canadians will be able to apply for reformed mortgages and benefit from lower monthly payments. These reforms include:

      • Increasing the $1 million price cap for insured mortgages to $1.5 million, to reflect current housing market realities and help more Canadians qualify for a mortgage with a downpayment below 20 per cent. Increasing the insured-mortgage cap—which has not been adjusted since 2012—to $1.5 million will help more Canadians buy a home.
      • Expanding eligibility for 30 year mortgage amortizations to all first-time homebuyers and to all buyers of new builds, to reduce the cost of monthly mortgage payments and help more Canadians buy a home. By helping Canadians buy new builds, including condos, the government is announcing yet another measure to incentivize more new housing construction and tackle the housing shortage. This builds on the Budget 2024 commitment, which came into effect on August 1, 2024, permitting 30 year mortgage amortizations for first-time homebuyers purchasing new builds, including condos.
    • In addition to reforming mortgage insurance rules to make it easier to add secondary suites, the federal government is:

      • Helping families afford to have a grandparent or a family member with a disability move back in if they want to with a new, refundable Multigenerational Home Renovation Tax Credit of up to $7,500, available as of January 1, 2023; and,
      • Launching a new Canada Secondary Suite Loan Program to enable homeowners to access low-interest loans to help with the cost of renovations. More details will be announced before the end of the year.
    • In Budget 2024 and Canada’s Housing Plan, the federal government announced the most ambitious housing plan—a plan which will build nearly 4 million homes by 2031. This plan takes a whole-of-government approach to addressing the housing crisis by building more homes, making it easier to rent or own a home, and helping Canadians who cannot afford a home.

      • A key component of Canada’s Housing Plan is the Public Lands for Homes Plan, which will build 250,000 new homes by partnering with all order of government, homebuilders, and housing providers to build homes on surplus and underused public lands, such as unused federal offices, across the country.
      • Budget 2024 provided $500 million to launch the new Public Lands Acquisition Fund, which will buy land from other orders of government to allow the federal government to acquire more land to be used for housing to help build middle-class homes. Work on the fund is already underway, and more details will be released in the coming weeks. 
    • The 14 federal properties added today to the Canada Public Land Bank are located in:

      • Vernon, British Columbia;
      • Ottawa, Ontario;
      • Gatineau, Quebec;
      • Québec City, Quebec;
      • Cape Breton, Nova Scotia; and,
      • St. John’s, Newfoundland and Labrador.
    • Provinces, territories, and municipalities that choose to implement vacant land taxes would be incentivized to design these taxes around a core tax base of land that is:

      • Vacant;
      • Residentially (or mixed-use) zoned;
      • Serviceable by municipal infrastructure (e.g., roads, water, sewage, and electricity); and,
      • Physically developable (e.g., appropriate lot size, no site contamination).
    • Applying specialized taxes on vacant land would be intended to:

      • Encourage the development of land into housing rather than leaving it idle;
      • Discourage speculative holding of land by making it more costly to keep land undeveloped; and,
      • Provide a source of revenue, which could potentially be used to fund further investments to build more homes.

    Associated links

    Contacts

    Media may contact:

    Katherine Cuplinskas
    Deputy Director of Communications
    Office of the Deputy Prime Minister and Minister of Finance
    Katherine.Cuplinskas@fin.gc.ca

    Media Relations
    Department of Finance Canada
    mediare@fin.gc.ca
    613-369-4000

    General enquiries:

    Phone: 1-833-712-2292
    TTY: 613-369-3230
    E-mail: financepublic-financepublique@fin.gc.ca

    Stay Connected

    MIL OSI Canada News –

    January 23, 2025
  • MIL-OSI Canada: Mortgage Insurance Rule Changes to Enable Homeowners to Add Secondary Suites 

    Source: Government of Canada News

    October 8, 2024

    Many homeowners have extra space they may want to convert into rental suites, such as an unused basement, or a garage that could be converted into a laneway home. Historically, the cost of renovating, combined with municipal red tape, has made this both difficult and expensive.

    Recent municipal zoning reforms in Canada’s major cities, made possible through Housing Accelerator Fund agreements, are creating new opportunities for homeowners to add additional suites and increase density. New rental suites would provide more homes for Canadians and could provide an important source of income for seniors continuing to age at home.

    In Budget 2024, the federal government announced its intention to make targeted changes to mortgage insurance rules to encourage densification and enable homeowners to add more units to their homes.

    Today, the government is releasing details for lenders and insurers to offer this new insured mortgage refinancing product, effective January 15, 2025.

    Parameters

    • This measure will apply to all borrowers seeking to access mortgage insurance in Canada to add more units (secondary suites). These borrowers must satisfy the following requirements:
      • Already own their properties;
      • The borrower or a close relative are occupying one of the current units;
      • Intend to construct additional units; and,
      • The additional unit(s) must not be used as a short-term rental.
    • Refinancing: Insured refinancing will be allowed for the purpose of building additional unit(s).
    • Legal units: The new units must be fully self-contained units (e.g., basement suites with separate entrances, laneway homes) and meet municipal zoning requirements.
    • Number of units: Maximum of four dwelling units including the existing unit.
    • Maximum Property Value Limit: The “as improved” value of the eligible residential property against which the loan is secured must be less than $2 million.
    • Maximum Loan-to-Value limit: Up to 90 per cent of the property value, including the value added by the secondary suite(s), in combination with any other outstanding loans secured by the property.
    • Maximum amortization: 30 years.
    • Additional financing must not exceed the project costs.

    Other Parameters

    • Effective date: These measures will be available for mortgage insurance applications that lenders submit to mortgage insurers on or after January 15, 2025.
    • All other eligibility criteria for government-guaranteed mortgage insurance will continue to apply.

    MIL OSI Canada News –

    January 23, 2025
  • MIL-OSI Global: Can Montana’s ‘last rural Democrat’ survive another election?

    Source: The Conversation – USA – By Lee Banville, Professor and Director of the School of Journalism, University of Montana

    U.S. Sen. Jon Tester speaks to union members at a Labor Day campaign stop on Sept. 2, 2024, in Billings, Mont. William Campbell/Getty Images

    Jon Tester has never had it easy.

    The three-term Democratic senator from Montana has scored more than 50% of the vote only once in his three runs for the U.S. Senate, attracting 50.3% of the vote in 2018 against state auditor and future U.S. Rep. Matt Rosendale.

    This year, Tester’s always-perilous path to reelection seems narrower and more harrowing than ever before. And the outcome could determine whether the Senate remains in Democratic control or flips to the Republicans.

    Current polls and political prognosticators are even starting to turn on the moderate from the farming community of Big Sandy with the flattop haircut. FiveThirtyEight has Tester’s opponent, former Navy SEAL and businessman Tim Sheehy, up four percentage points, and the venerable Cook Political Report has gone so far as to say the race “leans Republican.”

    For Montana State University political scientist Jessi Bennion, this election may be the end of an era in rural America.

    “I used to always call Tester the unicorn candidate because there was no one like him,” she told my students a couple of weeks back. “He was a farmer, he was a rural Democrat, the last rural Democrat.”

    Jon Tester, right, first won election to the U.S. Senate in 2006, when he beat Republican incumbent Conrad Burns, left, by a margin of 3,562 votes out of 406,505 cast.
    Win McNamee/Getty Images

    The end of the unicorn?

    I teach political reporting at the University of Montana School of Journalism, and every two years I send students out to interview candidates, profile races and talk with voters. It is true that the state has changed even since Tester won in 2018.

    Despite an influx of outsiders over the past decade, Montana is still a sparsely populated state boasting 1.1 million people in the latest census. Though the state has historically relied on mining and timber for much of its economy, new economic activity in tourism and technology have helped fuel a 10% jump in population in the most recent census.

    But with that influx, housing costs have soared and so have property taxes. It also leaves one of Montana’s political traditions in danger.

    See, Montana has a history of doing something very few people do these days – ticket splitting, when a person votes in an election for candidates from opposing parties. In a time of deep polarization, it is hard to imagine, but out here in the Rocky Mountains and the northern plains, voters would consistently vote for a Republican for president and often for the Legislature, but also for Democrat Jon Tester.

    Tester was able to put together a coalition of voters in the few pockets of liberals – college towns such as Missoula, union strongholds such as Butte and Indigenous voters on the reservation – and carve away enough moderate voters in more rural areas to eke out wins. When I moved here in 2009, it was not just Tester who did this. Back then, Montana had a Democratic governor, attorney general and head of schools. But over time those statewide offices have all gone, often by double digits, to Republicans.

    No Democrat has won statewide since Tester did it back in 2018.

    Migration and the march from purple to red

    Then COVID-19 hit Montana.

    The state saw a surge in population, jumping nearly 5% between 2020 and 2023, and experts such as political scientist Jeremy Johnson told my students earlier this fall that it is important to know who these new residents are.

    “I still think the race, you know, can be competitive,” Johnson said. “I do think that some of my broader themes here – the polarization, the calcification, the reluctance to ticket split – makes it harder for Tester. Plus, I think there is some evidence that more Republican-leaning voters have moved to the state than Democrat-leaning voters in the last few years.”

    One analysis reported on by the Montana Free Press found that for every two Democrats who moved to Montana since 2008, three Republicans did.

    Montana does not have party registration, so when you vote in a primary, they give you a ballot for both parties, and you choose the one you want to participate in. In the highly publicized U.S. Senate primary this year, only 36% of primary voters voted in the Democratic primary, while 64% chose to vote in the Republican primary.

    The one question mark of 2024

    Supporters of an abortion rights initiative at a rally on Sept. 5, 2024, in Bozeman, Mont., with Sen. Jon Tester, whose path to reelection may be helped by a large turnout of abortion rights voters.
    William Campbell/Getty Images

    Ask Sen. Tester, and he will say his campaign is anything but over. He is stressing his independence from his political party, how Republican President Donald Trump signed bills he sponsored and his long-running support of veterans as cornerstones of his campaign.

    But his path to reelection may run right through Roe v. Wade.

    Montana’s constitution was written in 1972, and it has some pretty progressive elements, including a right to a clean environment and an explicit right to privacy, as opposed to the more implied one in the U.S. Constitution. And in 1999, the state Supreme Court said that right to privacy included abortion access.

    Still, in part to ensure that a later court decision could not strip away that right, voters have put CI-128 on the ballot this fall, which would explicitly include protection for abortion access in the state constitution.

    Tester hit the issue hard in his last debate with Sheehy on Sept. 30, 2024.

    “The bottom line is this: Whose decision is it to be made?” Tester said during the debate. “Is it the federal government’s decision, the state government’s decision, Tim Sheehy’s decision, Jon Tester’s decision? No, it’s the woman’s decision. Tim Sheehy’s called abortion ‘terrible’ and ‘murder.’ That doesn’t sound to me like he’s supporting the woman to make that decision.”

    Tester’s supporters hope the initiative could inspire younger voters and moderate women to flock to the polls this fall, and that might make Tester’s path to reelection a bit more doable.

    But it is going to take a bit of unicorn magic, perhaps, for Tester to win a fourth term.

    Back at Montana State University, Bennion said the situation looks pretty dire for the Democrats in rural states.

    “I don’t see, unless our state changes in a lot of different ways, I don’t see a Democrat winning in a long time,” he said. “Just the way our state is growing, the kind of person that is moving here and voting.”

    Lee Banville does not work for, consult, own shares in or receive funding from any company or organization that would benefit from this article, and has disclosed no relevant affiliations beyond their academic appointment.

    – ref. Can Montana’s ‘last rural Democrat’ survive another election? – https://theconversation.com/can-montanas-last-rural-democrat-survive-another-election-240647

    MIL OSI – Global Reports –

    January 23, 2025
  • MIL-OSI Global: No antidote for bad polls: Recalling the New York Times’ 1956 election experiment in shoe-leather reporting

    Source: The Conversation – USA – By W. Joseph Campbell, Professor Emeritus of Communication, American University School of Communication

    President Dwight Eisenhower and his wife, Mamie, left, with Vice President Richard Nixon and his wife, Pat, greet crowds after Adlai Stevenson conceded defeat on Nov. 7, 1956. Bettmann/Getty Images

    In response to national pollsters’ failure in forecasting election outcomes in 1948 and 1952, The New York Times pursued in 1956 a weekslong, multistate exercise in on-the-ground reporting to assess public opinion about the presidential race.

    The Times’ experiment, which these days would be recognized as “shoe-leather reporting,” included two dozen journalists assigned to four teams that, in all, traveled to 27 battleground states over several weeks before the election – a rematch between President Dwight D. Eisenhower, a Republican, and his Democratic rival, Adlai E. Stevenson.

    The reporting teams interviewed scores of Americans from all walks of life in an attempt to gauge voter preferences qualitatively – without relying on the data of preelection polls. One of the participating Times reporters declared afterward that the teams-based campaign coverage represented “a new departure in journalism.”

    In unintended testimony to the challenges of measuring public opinion across a sprawling country, the Times’ coverage was no significant improvement over the polls. The Times’ reporting notably failed to anticipate the magnitude of Eisenhower’s reelection — a lopsided victory in which he carried 41 states.

    In its final report before the election, the Times concluded that Eisenhower would win reelection but would fail to match the sweep of his landslide four years earlier. As it turned out, Eisenhower easily exceeded the dimensions of his victory in 1952, when his winning margin was 10.5 percentage points.

    The Times’ coverage also failed to foresee Eisenhower’s state victories in 1956 in Virginia, Oklahoma and West Virginia, and markedly underestimated the president’s support in Connecticut, Illinois, Michigan, Minnesota, Pennsylvania and Texas, among other states.

    The Times’ reporting experiment proved an imperfect substitute to election polling, as I discussed in a research paper presented recently to the American Journalism Historians Association. In the paper, I defined “shoe-leather reporting” as the gathering of newsworthy content through in-person interviews, document searches and on-the-scene observations. The idiom presumes that journalists will pursue fieldwork so energetically as to wear out their shoes.

    “Shoe-leather reporting” has been long celebrated in American media; a widely published journalism educator has described the practice as “mythical” and “one of a very few gods an American journalist can officially pray to.”

    New York Times staffer Max Frankel was taken off the rewrite desk in 1956 and sent knocking on doors ‘to gather voter sentiment’ in Wisconsin, Texas, Virginia and Missouri.
    Ban Martin/Archive Photos/Getty Images

    Crises skew projections

    The Times’ experiment in 1956 represents an exceptional case study about both the appeal and limitations of detailed, interview-based reporting as a method for measuring public opinion in a presidential race, especially when dramatic international events occur shortly before the election.

    Such was the case in 1956, when the Egyptian government seized the Suez Canal, prompting military intervention by Israeli, British and French armed forces — a response that Eisenhower deplored. About the same time, Soviet tanks were ordered into Hungary to crush an uprising against communist rule and install a regime compliant to Moscow.

    The international crises may have boosted the margin of victory for Eisenhower, an Army general during World War II, in a rally-round-the-president effect.

    It was, in any event, polling failure that inspired the Times’ campaign coverage experiment.

    Eight years earlier, in 1948, the polls, the press and pundits anticipated that Republican Thomas E. Dewey would oust Democrat Harry S. Truman, who had become president on the death of Franklin D. Roosevelt in 1945.

    But on the strength of a vigorous, cross-country campaign, Truman prevailed over Dewey and two minor-party candidates to win.

    The leading national pollsters of the time — George Gallup, Archibald Crossley and Elmo Roper — all predicted Dewey’s easy victory. Roper announced in early September 1948 that Dewey was so far ahead that he would stop releasing survey results. Dewey, said Roper, would win “by a heavy margin.”

    Truman, who predicted that pollsters would be “red-faced” on the day after the election, carried 28 states and 303 electoral votes. His margin of victory over Dewey, who won 16 states and 189 electoral votes, was 4.5 percentage points. J. Strom Thurmond of the segregationist Dixiecrat Party carried four Deep South states and 39 electoral votes.

    Not tied to ‘arithmetic of polls’

    Not surprisingly, Gallup, Crossley and Roper turned exceedingly cautious in evaluating the 1952 presidential race, maintaining as the campaign closed that either candidate could win.

    Eisenhower, they said, seemed to hold a narrow lead but that Stevenson was closing fast. Or as the Times said in reporting about a public gathering of the pollsters shortly before the election: “The poll takers gave a slight edge in the popular vote to … Eisenhower, the Republican candidate, but this was their dilemma: How fast is … Stevenson, the Democratic nominee, catching up?”

    Equivocation did not serve the pollsters well. None of them anticipated Eisenhower’s sweeping victory — a 39-state landslide.

    The Times did not editorially rebuke pollsters for their misfire in 1952, but the newspaper’s editors, wrote Pulitzer Prize-winning journalist Max Frankel in his memoir, had “lost confidence in polls.”

    To cover the 1956 presidential election, the Times de-emphasized opinion polls in favor of its own intensive, on-the-ground reporting that focused on states where the presidential race was believed to be closely contested.

    The New York Times sent reporters across the country to interview people like these men listening to Democratic Party presidential candidate Adlai Stevenson on his October 1956 whistle-stop tour of the Midwest.
    Bert Hardy/Picture Post/Hulton Archive/Getty Images

    Frankel, who rose through the ranks to become the Times’ executive editor, recalled being taken off the rewrite desk in 1956 and sent knocking on doors “to gather voter sentiment. I drove through odd precincts of Milwaukee and Austin (Texas), Arlington (Virginia) and St. Joseph (Missouri), feeding notes” to a colleague on one of the reporting teams.

    The teams typically spent three days in a state, conducting interviews “with political scientists and policemen, leading politicians and bartenders, laborers, housewives and farmers,” the newspaper said.

    The Times described its grassroots reporting as “surveys,” although they were not quantitative samples.

    “Team members found value in not being tied to the arithmetic of polls,” one of the participants, Donald D. Janson, wrote in a post-election assessment for the Nieman Reports, a journalism industry publication.

    “The scope and depth of the venture was a new departure in journalism,” Janson declared.

    The process was impressionistic, even idiosyncratic. “Each reporter,” Janson wrote, “was free to judge each response, from politician and voter alike, for reliability.”

    The Times published 36 state-specific preelection reports, including nine based on reporters’ follow-up visits to states where outcomes were expected to be especially close.

    In its wrap-up report two days before the election, the Times said it “seemed doubtful” that Eisenhower’s margin “would be as great as it was in 1952.” In fact, Eisenhower’s victory in 1956 far surpassed that of 1952; in the rematch, he crushed Stevenson by more than 9.5 million votes.

    The Times conceded in an after-election article that its teams-based coverage “did not anticipate the magnitude of the President’s victory,” which it attributed to the Suez crisis and turmoil in Hungary. The crises, the Times said, “apparently gave the final impetus to the Eisenhower landslide.”

    No antidote for bad polls

    The 1956 experiment in shoe-leather reporting was no rousing success. “There was some feeling,” Janson wrote afterward, “that the Times should stick to reporting trends and let the pollsters make the forecasts.”

    Preelection polls by Gallup and Roper in 1956 accurately pointed to Eisenhower’s victory but overstated the president’s popular vote. Eisenhower won by 15 points; Gallup and Roper estimated his margin of victory would be 19 points. By 1956, Crossley had sold his business and retired from preelection polling.

    Roper declared himself “personally pleased” by the outcome but reluctant to take “any bows for perfect accuracy.”

    Given the unreliability of preelection polls in the late 1940s and early 1950s, the Times had ample reason to experiment in seeking a more precise understanding of popular opinion. But as results of the 1956 election demonstrated, shoe-leather reporting was no antidote for the wayward polls.

    W. Joseph Campbell does not work for, consult, own shares in or receive funding from any company or organization that would benefit from this article, and has disclosed no relevant affiliations beyond their academic appointment.

    – ref. No antidote for bad polls: Recalling the New York Times’ 1956 election experiment in shoe-leather reporting – https://theconversation.com/no-antidote-for-bad-polls-recalling-the-new-york-times-1956-election-experiment-in-shoe-leather-reporting-237523

    MIL OSI – Global Reports –

    January 23, 2025
  • MIL-OSI Global: Kamala Harris has spoken of her racial backgrounds − but a shared identity isn’t enough to attract supporters

    Source: The Conversation – USA – By Pawan Dhingra, Associate Provost and Professor of American Studies, Amherst College

    Vice President Kamala Harris greets guests during a reception for Asian American, Native Hawaiian and Pacific Islander Heritage Month at the White House in May 2022. Chip Somodevilla/Getty Images

    In one of the most memorable moments of the current presidential campaign, Donald Trump in July 2024 contended that Democratic nominee Kamala Harris recently stopped identifying as Indian and “happened to turn Black.”

    With these false remarks, Trump implied that Harris emphasized one part of her background to appeal to voters and then changed that to appeal to a different group of voters.

    Lost within this controversy has been the underlying assumption in Trump’s comments, that people tend to vote for someone with a shared identity. But is that true? Are Asian Americans, for example, especially likely to vote for Harris because of their shared identity?

    Asian Americans are a quickly growing political constituency that made a difference in 2020 in swing states such as Georgia, Nevada and Arizona, helping elect President Joe Biden. They are positioned to be influential again this November.

    Taken as a whole, Asian Americans lean Democratic in 2024, with 62% favoring Harris, compared with 38% who support Trump. But for Harris, Asian Americans are not as strong a voting bloc as Black Americans, who poll at 77% supporting Harris, according to the Pew Research Center. Harris cannot take Asian Americans’ votes for granted.

    Kamala Harris takes a photo with guests during a White House reception in May 2022 celebrating Asian American, Native Hawaiian and Pacific Islander Heritage Month.
    Associated Press

    What guides identity politics and voting

    Despite the assumption in Trump’s comments that voters gravitate toward a political candidate who shares parts of their identity, such as race or gender, that is not always the case.

    Voters are more likely to vote for someone with a shared identity when they see a “linked fate.” with the candidate. So, people who have the same ethnicity or race may vote in a similar fashion because they expect to experience the effects of policy changes in the same way. Latinos could be more likely to vote for a Latino candidate because the candidate would prioritize issues that matter to them, such as immigration reform.

    Politicians, for their part, can try to encourage people with whom they share an identity to believe in a linked fate to win their vote. In order to do this, candidates can play up issues that affect their identity group and then make the case that they are best equipped and more motivated to address those problems.

    For instance, women rank abortion rights as a key issue and trust Harris to understand it.

    In order to earn voters’ support, candidates must also come across as likely to act in their supporters’ shared interests. This helps explain why people who care about so-called women’s issues, such as education or health care, are more likely to vote for a Democratic woman than a Republican woman. People generally think that Democrats represent women better than Republicans do – and they would not assume that a Republican female politician would champion women’s issues just because of her gender.

    With this in mind, a candidate wanting to secure the vote of a group must first know what issues matter to them and then demonstrate that they understand the group well enough to earn their vote.

    Asian Americans, like most Americans, list the economy, inflation, health care, crime, Social Security, the price of housing and immigration as their top issues in this election.

    In order to effectively appeal to Asian American voters, Harris could demonstrate first that she identifies as Asian in order to invoke their shared identity. She could also show that she both understands the issues that Asian Americans care about and that she can be trusted to act in ways they favor on those issues.

    To an extent, Harris has already worked to publicly identify with her South Asian heritage. She has referred to her mother’s immigrant background and has talked about her grandfather who lived in Chennai, in southern India. She has made references to her ethnic culture, such as when she mentioned coconut trees and cooked the traditional South Indian dish dosa in a video with fellow Indian American Mindy Kaling.

    New Hampshire delegate Sumathi Madhure attends the Democratic National Convention on Aug. 19, 2024.
    Robert Gauthier/Los Angeles Times via Getty Images

    Connecting to Asian Americans

    Once solidifying that they share an identity with a group of voters, political candidates must demonstrate that they understand how the group experiences the issues that matter to them. The concerns of Asian Americans arise out of specific experiences they have – such as immigration.

    Asian Americans, for example, often complain about the long wait to sponsor family members abroad for visas to the U.S. At the same time, Asian Americans represent 15% of immigrants living in the U.S. without a visa.

    Asian Americans are also concerned about the growing government backlog of visas and smugglers whom immigrants pay to help them illegally cross the border.

    Harris often speaks about immigration and the U.S.-Mexico border, but not in personal terms – or about how this issue specifically relates to Asians.

    While all U.S. residents are affected by inflation, small-business owners, in particular, feel the pinch. They must pay higher prices for goods but have limited capital with which to do so. They also must navigate higher interest rates.

    While Asian Americans make up about 7% of the total U.S. population, they represent 10% of business owners and are the largest nonwhite group of small-business owners.

    Harris talks about the economy and inflation, as well as the need to support small-business owners, but not about how these issues specifically affect Asian Americans. Her only ad targeting Asian Americans has focused on hate crimes against them.

    And Asian Americans, like most voters, strongly support Social Security and other federal programs that aim to ensure stability for the elderly. Harris could speak of how Social Security is the sole income source for over a quarter of Asian Americans – and for a third of African Americans – compared with 18% of white Americans.

    Harris seems poised to capture the majority of the Asian American vote, which leans Democratic. But to what extent they vote for her – and with how much enthusiasm – will depend on Harris’ ability to connect with them as Asian Americans and the issues they care about.

    Pawan Dhingra does not work for, consult, own shares in or receive funding from any company or organization that would benefit from this article, and has disclosed no relevant affiliations beyond their academic appointment.

    – ref. Kamala Harris has spoken of her racial backgrounds − but a shared identity isn’t enough to attract supporters – https://theconversation.com/kamala-harris-has-spoken-of-her-racial-backgrounds-but-a-shared-identity-isnt-enough-to-attract-supporters-237107

    MIL OSI – Global Reports –

    January 23, 2025
  • MIL-OSI Global: Swing state voters along the Great Lakes love cleaner water and beaches − and candidates from both parties have long fished for support there

    Source: The Conversation – USA – By Mike Shriberg, Professor of Practice & Engagement, School for Environment & Sustainability, University of Michigan

    The Great Lakes account for 20% of the world’s freshwater supply.
    Creative Touch Imaging Ltd./NurPhoto via Getty Images

    If history holds true to form, I expect the presidential campaigns of Donald Trump and Kamala Harris to begin touting their support for the Great Lakes Restoration Initiative as Election Day approaches.

    The Great Lakes Restoration Initiative, or GLRI, is a federal program that funds water and habitat protection and restoration for the Great Lakes, which contain over 20% of the world’s surface freshwater. While voters in some parts of the country may have never heard of it, it is a big deal in the eight states that border these inland seas.

    A 2021 poll by the Great Lakes Water Quality Board found that 90% of U.S. and Canadian residents in the region support the lakes’ protection.

    But the popularity of the Great Lakes would not have blossomed into such an ambitious and bipartisan conservation effort without another critical fact. Three of those eight surrounding states – Michigan, Wisconsin and Pennsylvania – are critical swing states in 2024. And Ohio, although no longer considered a swing state, had been one until 2016.

    As a scholar of water policy and politics at the University of Michigan’s School for Environment & Sustainability, and a former leader in the Great Lakes advocacy community, I have championed Great Lakes protection and studied the impact of advocacy on policy and funding.

    I have seen how politicians and conservationists deftly use the region’s political battleground status to draw support for Great Lakes restoration from presidential candidates from both major parties. And I believe this is unlikely to change in 2024 and beyond.

    Fighting ‘Everglades envy’

    The Great Lakes are considered a uniting force among residents of the region, thanks to their iconic nature, recreational value and the drinking water they provide to over 40 million people.

    This broad and deep regard, however, was not enough to protect the Great Lakes from extreme degradation throughout the 20th century.

    Time magazine declared Lake Erie “dead” in a 1970 article that included an iconic cover photo of a fire burning on the surface of Cleveland’s Cuyahoga River. This media coverage, following decades of pollution of the Great Lakes, helped to both kick-start the U.S. environmental movement and pave the way for passage of the Clean Water Act in 1972.

    But in 2000, when the Florida Everglades ecosystem – which sits in what was a key swing state at the time – received over US$4 billion in federal funding for a massive cleanup, the Great Lakes still didn’t have the resources for even basic remediation of toxic sites.

    This led many in the region to suffer from what I heard many lawmakers and others describe as “Everglades envy.” They shared maps of how the entire Everglades ecosystem could fit into one corner of the Great Lakes. More importantly, they plotted how to get funding to clean up toxic hot spots, restore degraded habitats, expand recreational access and educate the next generation of Great Lakes leaders.

    George W. Bush’s executive order

    When President George W. Bush’s 2004 reelection team wanted to secure the electoral college votes of Ohio, Michigan and Wisconsin, regional lawmakers and advocates helped them craft an executive order. It declared the lakes a “national treasure” and required federal agencies to work together on a “regional collaboration of national significance for the Great Lakes.”

    That same year, philanthropist Peter Wege gave $2.5 million to launch the Healing Our Waters – Great Lakes Coalition. The coalition brought together nonprofits in the region to collectively advocate for cleaning up the lakes.

    After Bush’s reelection, his executive order was used to organize over 1,500 diverse stakeholders into eight strategy teams. These teams created a $20 billion plan for restoring the Great Lakes.

    However, the plan existed only on paper – until the presidential campaigns of 2008, when advocates and political leaders leveraged the swing state status of Michigan, Ohio and Wisconsin to garner support for funding the cleanup plan.

    As a result, Sen. Barack Obama’s and Sen. John McCain’s presidential campaigns declared their commitment to Great Lakes restoration.

    Obama launches GLRI

    After winning all eight Great Lakes states in 2008, Obama used stimulus funds to launch the Great Lakes Restoration Initiative in 2010.

    With an initial congressional appropriation of $475 million in 2010, and nearly $300 million in each of the following two years, it was one of the rare times Obama’s proposed budget aligned with Republican priorities in Congress.

    In the run-up to the 2012 presidential election, both Obama and Massachusetts Gov. Mitt Romney, the Republican presidential nominee whose father was a former governor of Michigan, declared their support for Great Lakes restoration. This came after the Healing Our Waters coalition pressed both campaigns to pledge to fund GLRI and to stop invasive species from reaching the Great Lakes via the Chicago River.

    When President Obama proposed cutting Great Lakes funding from $300 million to $250 million per year, Congress rebuffed him.
    Mark Wilson via Getty Images

    After the 2012 election, the Great Lakes Restoration Initiative continued to receive approximately $300 million per year and strong support in Congress. When Obama proposed modest cuts to the program during his second term, Republicans and Democrats united to restore the funding. The Great Lakes Restoration Initiative inspired “rare bipartisanship,” as The Associated Press reported at the time.

    Trump moves to eliminate funding

    In the 2016 election, representatives for both Trump and his Democratic rival, Hillary Clinton, pledged support for Great Lakes restoration during the annual meeting of the Healing Our Waters coalition in Sandusky, Ohio. The Trump team, however, was ambiguous about the funding level it supported.

    Once in office, Trump reversed course and proposed eliminating all funding for the initiative.

    Congress, led by bipartisan members of the Great Lakes Congressional Task Force – including U.S. Rep. David Joyce and U.S. Sen. Rob Portman, Ohio Republicans who held powerful appropriations positions – fought back fiercely and restored the funding.

    In 2018 and 2019, Trump’s budgets proposed cutting funding for the initiative by 90%. But again, with strong bipartisan support, it was restored to levels nearing $300 million per year.

    By 2020, concerns tied to his reelection prospects changed Trump’s approach.

    Trump supporters join a boat parade in 2020 on Lake Erie in Sandusky, Ohio.
    Dustin Franz for The Washington Post via Getty Images

    Trump’s turning point

    The famous turning point allegedly came during a car ride to a West Michigan campaign rally in 2019 when Republican U.S. Rep. Bill Huizenga emphasized the importance of the Great Lakes to Michigan politics.

    At the rally, Trump reversed his previous position and announced that he would fully fund the GLRI at $300 million per year.

    He went further: “I support the Great Lakes. Always have. They’re beautiful. They’re big. Very deep. Record deepness, right? … We’re going to make the Great Lakes great again.”

    In response, Michigan Democratic U.S. Rep. Dan Kildee quipped, “The President claiming to support the Great Lakes is like an arsonist congratulating themselves for putting out a fire they started.”

    Regardless, Trump’s shift helped the restoration initiative reach $320 million in funding in the 2021 budget – the first time it topped $300 million since its first year.

    On the campaign trail in 2020, both Trump and Democratic presidential nominee Joe Biden highlighted their support for GLRI during swing state stops in the upper Midwest. Biden ultimately won all three of the current Great Lakes swing states and strongly supported the GLRI while in office too.

    In 2021, he signed into law the bipartisan Infrastructure Investment and Jobs Act, which included $1 billion in additional GLRI funding over five years. With this boost, funding for the initiative reached nearly $550 million in 2022, its highest ever.

    Bipartisan litmus test

    Since its launch in 2010, the GLRI has funded over 7,500 projects to clean up polluted waterways, restore habitats, control invasive species, reduce polluted runoff, improve recreational access and educate the public.

    Great Lakes pollution remains a complex problem, however, and climate change further complicates cleanup efforts.

    The Biden administration has repeatedly emphasized and implemented its commitment to the Great Lakes specifically and water infrastructure generally.

    And in the current race, both vice presidential candidates are from the region. In 2023, U.S. Sen. JD Vance of Ohio became the Republican co-chair of the Great Lakes Congressional Task Force. He has supported legislation to increase funding for the GLRI.

    Minnesota Gov. Tim Walz, Harris’ running mate on the Democratic ticket, briefly referenced the Great Lakes’ freshwater supply during the Oct. 1, 2024, vice presidential debate. He too has strongly supported efforts to restore them during his time in office.

    Although Great Lakes restoration has not yet played a major public role in either Trump’s or Harris’ 2024 campaign, history tells us that the issue plays well politically in key swing states in the upper Midwest. In fact, it has become a rare bipartisan litmus test of allegiance to this politically divided and critically important region.

    Mike Shriberg was previously the Great Lakes Regional Executive Director of the National Wildlife Federation, which entailed being a co-chair (and, for part of the time, Director) of the Healing Our Waters – Great Lakes Coalition that is referenced in the article.

    – ref. Swing state voters along the Great Lakes love cleaner water and beaches − and candidates from both parties have long fished for support there – https://theconversation.com/swing-state-voters-along-the-great-lakes-love-cleaner-water-and-beaches-and-candidates-from-both-parties-have-long-fished-for-support-there-237946

    MIL OSI – Global Reports –

    January 23, 2025
  • MIL-OSI Global: European court ruling finds just cause to award soccer players greater freedom of movement

    Source: The Conversation – USA – By Stefan Szymanski, Professor of Sport Management, University of Michigan

    A ruling that Harry Kane may be happy about? James Gill/Danehouse via Getty Images

    Many of us have quit a job at some point in our lives – but how many have wondered if they had “just cause” to do so? Were you acting on a whim? Did your departure make life difficult for your employer? And did your desire to move on really outweigh the loss this meant for your boss?

    Just cause can be a real problem for professional soccer players who want to change teams. Under the soccer transfer system created and operated by FIFA, the sport’s world governing body, players who quit without showing just cause – that is, who fail to show that their employer treated them in manner that is demonstrably unfair – can be subject to significant financial and disciplinary penalties.

    But that could soon change. On Oct. 4, 2024, the European Court of Justice took a major step toward dismantling an employment system that placed undue burden on employees and, thankfully, was dispensed with for the rest of us long ago.

    As a sports economist, I have written about this subject for several years now, and I know of no system outside of sports that restrains the rights of the employee to a comparable extent.

    An object lesson for FIFA

    The legal case is complicated, but the essence of it is that Lassana Diarra, a star player for Lokomotiv Moscow back in 2014, got into a dispute with the Russian club while under contract and quit. He then got a job offer from a Belgian club but was unable to take it because of the FIFA transfer regulations.

    Europe’s top court ruled in favor of former French international Lassana Diarra.
    Photo by Jean Catuffe/Getty Images

    Under the governing body’s rules, not only was Diarra expected to pay damages to Lokomotiv amounting to US$11.5 million plus interest, but he was unable to take a job with any club until the dispute was settled. A formal suspension was not enforced, because Diarra had already been unable to work for 11 months.

    But Diarra countersued, claiming the regulations of FIFA unreasonably restricted his employment rights. The case has passed through many stages, until the highest court in Europe finally delivered its decision.

    The court struck down two specific parts of FIFA’s regulations: the rule that an International Transfer Certificate, required by a player to move from one country to another, cannot be issued until the dispute is settled; and the stipulation that any new employer of the player is jointly and severally liable for any damages against the player due to the old club, regardless of whether that employer played a role in the dispute.

    The court, which has historically been deferential toward sports governing bodies and their regulations, was highly critical of FIFA’s transfer system. It declared the rules anti-competitive “by object” and not just “by effect.” In the view of the court, the rules were not merely aimed at ensuring an orderly market for soccer player services, but amounted to a “non-poaching agreement,” arguing that they were intended to restrain competition for players in order to benefit the clubs.

    An end to transfer fees?

    The decision means that FIFA will have to rewrite its transfer rules in a way that demonstrates that the system has a clear and legal purpose. The regulations will be deemed legitimate, the court said, for the purposes of guaranteeing “contractual stability” and ensuring that clubs have the right to receive compensation when there’s breach of contract.

    A player who quits while under contract will still need to demonstrate just cause – unfair treatment by the club – or else be liable to pay a fine or penalty. But the new system will look very different, and it is hard to see how the payment of transfer fees can survive.

    Last summer alone, clubs in the top five European leagues spent around $5 billion on player transfers. Frequently, there are moves between clubs in each direction, and so cash transfers are smaller than the big money moves that grab the headlines.

    The system deprives some star players of substantial potential earnings.

    Take England national team captain Harry Kane, for example. In 2023, German club Bayern Munich paid London-based Tottenham around $100 million to buy Kane out of the last year of his contract. Kane was being paid about $13 million a year at Tottenham, and he got a four-year contract at Bayern, paying him around $27 million a year.

    While his salary doubled, Kane received only half of what Bayern was prepared to pay to obtain his services, thanks to the FIFA regulations. The rest went to his former club.

    Here is what one might expect to happen from now on: Kane would unilaterally announce that he wanted to leave, and then a club like Bayern could make an offer. Tottenham would no longer have any enforceable claim over Bayern and so no transfer fee would be paid, and Bayern would offer to pay Kane something like $52 million a year.

    Kane would have to pay damages to Tottenham for breach of contract, and the court suggested that these damages might reasonably equal the wages that the club would have paid him for the remainder of the contract – so in the case of Kane, $13 million.

    Clearly Kane would have been much better off if the judgment had arrived a year or two ago.

    Don’t fall for the trickle-down myth

    Soccer fans will be worried that this means financial ruin for their club and increases inequality as the big clubs poach the big stars.

    But I see no reason to think that the sky will fall. As recent research has shown, the transfer system has a negligible effect on the distribution of resources among the clubs. Rather, transfer fee spending is more likely the source of financial instability than its remedy, as some clubs spend extravagantly with unrealistic expectations.

    It is true that club owners hoping to grow rich by developing young players and trading them in the market will believe that they now have fewer opportunities, but for most clubs, this has always been an illusion.

    Big clubs tend to tie up the potential stars in their teens, leaving few opportunities for small clubs to find diamonds in the rough.

    Major League Soccer, the U.S. professional league, for example, has ambitions to one day match the big European leagues and has committed significant resources to developing player talent.

    But recent figures suggest that the league is still a net importer of players – and not just superstars such as Lionel Messi.

    In fact, MLS might actually benefit from the end of the transfer system. There are plenty of talented players who might fancy a year or two in the U.S. if they are not unduly tied down by transfer regulations.

    Blowing the whistle on unfair practices

    But perhaps the biggest impact of the ruling will be on the mass of professional players who do not live in the spotlight.

    FIFA estimates there are around 130,000 professional players worldwide, and most of them earn little in comparison to the super-salaried stars of the world’s biggest clubs.

    Yet, these journeymen and -women players have been bound by the same restrictive system and are often denied the opportunity to change teams – not because they are being offered great riches, but because they want a change of scene, or to be closer to their families.

    FIFPro, the players’ union, has documented numerous cases of onerous employment conditions, which were possible under the repressive transfer system.

    Thanks to the European Court of Justice, those days may soon be over.

    In 2015 I wrote a report for FIFPro on the economic consequences of the transfer system

    – ref. European court ruling finds just cause to award soccer players greater freedom of movement – https://theconversation.com/european-court-ruling-finds-just-cause-to-award-soccer-players-greater-freedom-of-movement-240403

    MIL OSI – Global Reports –

    January 23, 2025
  • MIL-OSI Global: Devolving justice and policing to Wales would put it on par with Scotland and Northern Ireland – so what’s holding it back?

    Source: The Conversation – UK – By Stephen Clear, Lecturer in Constitutional and Administrative Law, and Public Procurement, Bangor University

    Ceri Breeze/Shutterstock

    Devolution is “a process, not an event”, according to the then-secretary of state for Wales, Ron Davies, in 1997. But it is unclear what may come next for Wales in that process under the new UK Labour government, despite the same party now being in charge in both London and Cardiff.

    One ongoing debate among politicians and experts for several years has been whether Westminster should and will devolve more powers to Wales, including justice and policing.

    It wasn’t until the passing of the Government of Wales Act 1998 that the then National Assembly was established. It allowed Wales to make decisions over issues such as education, housing and agriculture. Further primary law-making powers were subsequently granted to the now Senedd (Welsh parliament).

    But Wales doesn’t have control over all matters and some are reserved for the UK parliament. A number of these are consistent across all UK nations, including fiscal policy, foreign affairs, nuclear policy and national security. But others are different for Wales when compared to Scotland and Northern Ireland.

    One of the most obvious examples is in the area of justice and policing. Unlike Scotland and Northern Ireland, Wales is not a separate legal jurisdiction with its own system of law, policing and courts. While there are increasing areas of divergence between England and Wales, technically speaking, Wales is part of a single jurisdiction with England due to decisions made during Henry VIII’s reign in the 16th century.

    The issue of devolving justice and policing has cropped up consistently over the past 25 years. It has been the subject of a variety of debates in the Senedd, Westminster and in the media. It has also been analysed by a number of official reports and independent or cross-party commissions.

    In 2011, the Silk commission was established by the UK government to explore the issue. In its 2014 report, it recommended devolving policing and youth justice to Wales by 2017. That never happened.

    The Thomas commission, set up by the Welsh government in 2019, also recommended devolving justice to Wales, including youth justice and policing. Earlier this year, the independent commission on the constitutional future of Wales called on the UK government to agree to the devolution of responsibility for justice and policing to the Senedd and Welsh government.

    In 2023, Keir Starmer said that a Labour government would introduce a “take back control bill”, to devolve new powers to communities from Westminster. Those intentions were echoed in Labour’s election manifesto ahead of July’s general election.

    But the issue of devolving justice to Wales was absent from Labour’s manifesto. And in an interview in June, the now-secretary of state for Wales Jo Stevens described such a move as “fiddling around with structures and systems”. It is therefore unclear whether devolution to regions of England will take place in parallel to further devolution to Wales and the other nations.

    And while this issue may not be at the forefront of UK Labour policy, it is an ongoing commitment of Welsh Labour. The latter commissioned even further research in August into the devolution of justice.

    What are some of the potential challenges?

    One significant issue is the age of criminal responsibility, currently set at ten in England and Wales. The Thomas commission recommended raising this to 12, aligning Wales with Scotland and the UN Convention on the Rights of the Child.

    But this raises logistical questions. For example, what would happen when a case crosses borders or involves children just above or below the age threshold? These practical challenges need to be addressed if justice is to be devolved smoothly.

    The Thomas Commission also laid out detailed proposals for reforms to youth justice, prisons and probation services. The Welsh youth courts have already started implementing a more preventive and restorative approach, but a jurisdictional overlap with England has slowed progress. While children’s services are devolved, youth justice remains under UK government control.




    Read more:
    Crown estate: why it’s time to devolve it and put Wales on par with Scotland


    Issues like transport to courts, funding and jurisdictional boundaries need careful consideration too. For example, how would authorities determine whether a crime committed near the Wales-England border falls under Welsh or English law?

    Of course, this is an issue which already exists between England and Scotland, and there are complex rules in place. Dependent upon the nature and circumstances of the crime, “jurisdiction” is typically dependent on where it was first initiated. In turn, further challenges arise surrounding police force cooperation, as well as mechanisms for sharing different types of evidence. There are also legally-protected agreements regarding powers to arrest people in each other’s territories.

    Ironing out these types of issues is particularly important in respect of female offenders, as Wales has made progress in providing better support for them.

    Disparities in legal expertise may also become more of a challenge. Legal experts have noted that as Welsh laws become more distinct, judges in England may lack the relevant expertise to handle Welsh cases. This concern has already arisen in Welsh tribunals, where appeals are sometimes directed to England’s Upper Tribunal, raising doubts about how well English judges can handle increasingly Wales-specific laws.

    Cooperation

    While these issues are very real, they shouldn’t block progress. With cooperation between Cardiff and Westminster, the devolution of justice could happen without major disruption. Instead of having endless debates and reviews, time and resources could be better spent acting on existing expert recommendations.

    For instance, both governments could agree on a ten-year timeline – as recommended by the independent commission – to devolve justice, starting with policing. It’s an area which already has strong ties to devolved services at the local level. Youth justice and probation could then follow.

    Despite the potential challenges, the new Labour UK government has a chance to bring about meaningful change. Devolving justice may take time, but it could bring Wales closer to achieving the legal autonomy many believe it deserves.

    The authors do not work for, consult, own shares in or receive funding from any company or organisation that would benefit from this article, and have disclosed no relevant affiliations beyond their academic appointment.

    – ref. Devolving justice and policing to Wales would put it on par with Scotland and Northern Ireland – so what’s holding it back? – https://theconversation.com/devolving-justice-and-policing-to-wales-would-put-it-on-par-with-scotland-and-northern-ireland-so-whats-holding-it-back-238634

    MIL OSI – Global Reports –

    January 23, 2025
  • MIL-OSI United Kingdom: Transport assistance for post-16 learners with SEND: Senior councillors asked to approve proposed changes

    Source: City of Leeds

    Senior councillors are being asked to approve proposed changes to the way Leeds City Council provides transport assistance for post-16 learners with special educational needs and disabilities (SEND), as the level of discretionary support currently provided is not sustainable.

    The proposed changes would still offer a level of discretionary transport assistance for Post-16 learners with SEND and help support independence through travel training, whilst addressing the significant financial challenge.

    The council is statutorily obliged to make free-of-charge home to school travel arrangements for school-age children with SEND. There is no such requirement to provide this for post-16 learners, however the council has been doing so on a discretionary basis at a cost of around £4m-£4.5million each year.

    Following a consultation earlier this year, a report to the council’s Executive Board will propose the following changes:

    • Limiting post-16 transport assistance to learners with SEND, living three or more miles from their education setting.                                                                                                                                                                                                               
    • Independent Travel Training and a free bus pass (or equivalent cost) for a young person who is able to travel independently or could make the journey to their learning setting on public transport accompanied by an adult as necessary.                                                                                                                                                                                                                                                               
    • A yearly flat-rate Personal Transport Allowance for post-16 learners with SEND, allowing learners and their families to make their own travel arrangements, and based on distance between their home and learning setting:

    –          Between 3 and 10 miles – £1,000 per year.

    –          Between 10.01 and 20 miles – £2,000 per year.

    –          Over 20.01 miles – £3,000 per year.                                                                                                                                 

    • Providing council-organised transport for those meeting the exceptional circumstances criteria.

    Introducing these proposals would achieve an estimated financial saving to the council of more than £800,000 during the financial year 2025/26.

    Should the proposals be approved by the council’s Executive Board next Wednesday (16th October), the changes would be introduced for young people starting post-16 education in September 2025 and onwards. All young people already in post-16 education receiving transport assistance would continue on the current policy unless there is a change in their circumstances such as moving house or a different education setting.

    Councillor Helen Hayden, Leeds City Council’s executive member for children and families, said:

    “We absolutely recognise and understand the concerns of young people, their families and carers, in how these changes may affect them, and we have fully considered their feedback from the consultation when finalising these proposals.

    “Given the significant financial challenges the council faces and the increasing level of demand, the level of discretionary transport support we currently provide is not sustainable.

    “However, we remain committed to providing support for young people and their families through a personal transport allowance, through provision of our award winning independent travel training, and by ensuring that those with exceptional circumstances requiring council organised transport, continue to receive it.”

    Public consultation on the proposals was held between 24 June and 23 July 2024, with just over 300 responses received and views sought from children and young people, parents and carers, staff and governors of Special Inclusion Learning Centres (SILCs), primary and secondary schools, and post-16 providers, and wider stakeholders.

    Should the proposals be approved at Executive Board, the council will begin contacting families and key services to ensure they are aware of the changes well in advance of their introduction from September 2025. Officers intend to work with parent forums, young people and families to continue to inform their understanding of how the proposals impact those affected before and during the proposals’ implementation, and will also liaise with key partners such as public transport providers to continually increase their awareness of accessibility needs of young people with SEND.

    Proposals to remove transport assistance eligibility for post-19 learners, and to introduce a contributory charge for post-16 learners towards their transport, have not been recommended to Executive Board for implementation following feedback from the consultation.

    The full report can be read here. 

    MIL OSI United Kingdom –

    January 23, 2025
  • MIL-OSI: Topline Financial Credit Union Recognized for Prestigious Marketing Efforts

    Source: GlobeNewswire (MIL-OSI)

    MAPLE GROVE, Minn., Oct. 08, 2024 (GLOBE NEWSWIRE) —  TopLine Financial Credit Union, a Twin Cities-based member-owned financial services cooperative, was honored with three marketing awards from the Marketing Association of Credit Unions. The Marketing Association of Credit Unions (MAC) Awards honored TopLine in three categories: Community Engagement, Financial Education and Brand/Rebrand Evolution.

    In the Community Engagement category, TopLine won bronze for their Winter Spirit Week Penny Wars competition. The goal of Penny Wars was to introduce a fun new competition for employees that included a charitable component to benefit one of TopLine’s selected non-profit partners. Teams tried to earn as many points as possible with pennies worth one point, $1 bill worth 100 points, $5 bill worth 500 points, etc. Teams could sabotage other teams by dropping silver coins in opponents’ jars to deduct points. TopLine raised a total of $1,940 in just one week. The winning team got to select their TopLine non-profit charity of choice, and all donations were given to Avenues of Youth, who provides emergency shelter, short-term housing and supportive services for homeless youth in a safe and nurturing environment.

    TopLine took home silver in the Financial Education category for their financial education session with the Energy Careers Academy – the first ever graduating class of the program. The goal of the session was to equip adults with a better understanding of personal finance basics and develop healthy financial habits, such as establishing a financial services relationship, developing a budget, establish routine savings for emergencies and for retirement, using credit wisely, paying down debt, achieving other goals such as buying their first car, their first home, and the importance of planning for their future.

    In the Rebrand/Brand Evolution category, TopLine took home the bronze award for their new Bloomington Branch. The new branch was designed as a flagship branch, to pay tribute to TopLine’s heritage of telephone workers who founded the credit union in 1935 when seven employees of the Bell System pooled $35 to create Minneapolis Telco Credit Union. The roof line and drive up replicates the “T”, depicting a telephone pole and line. With the opening of the new branch, TopLine also developed a new tagline for their next era, “Connected, We All Do Better,” that pays homage to the credit union’s legacy, and supports the credit union mission of connecting with members, employees and communities to build life-long relationships.

    “We are incredibly honored and humbled to be recognized with three prestigious marketing awards by the Marketing Association of Credit Unions for our community engagement, financial education and branding efforts,” said Vicki Roscoe Erickson, Senior Vice President and Chief Marketing Officer, TopLine Financial Credit Union. “This achievement reflects the hard work, creativity, and dedication of our entire team and inspires us to continue pushing boundaries that make a meaningful impact in members’ lives. We remain committed to assist our members and communities with free financial education sessions and resources, and to educate consumers about the many benefits of using credit unions for their financial needs.”

    The Marketing Association of Credit Unions (MAC) was founded over 30 years ago, created for marketers by marketers as a fun way to share ideas, network, and help others be their professional best. For more information, visit http://www.macnetwork.org.

    TopLine Financial Credit Union, a Twin Cities-based credit union, is Minnesota’s 9th largest credit union, with assets of over $1.1 billion and serves over 70,000 members. Established in 1935, the not-for-profit financial cooperative offers a complete line of financial services from its ten branch locations — in Bloomington, Brooklyn Park, Champlin, Circle Pines, Coon Rapids, Forest Lake, Maple Grove, Plymouth, St. Francis and in St. Paul’s Como Park — as well as by phone and online at http://www.TopLinecu.com or http://www.ahcu.coop. Membership is available to anyone who lives, works, worships, attends school or volunteers in Anoka, Benton, Carver, Chisago, Dakota, Hennepin, Isanti, Kanabec, Mille Lacs, Pine, Ramsey, Scott, Sherburne, Washington and Wright counties in Minnesota and their immediate family members, as well as employees and retirees of Anoka Hennepin School District #11, Anoka Technical College, Federal Premium Ammunition, Hoffman Enclosures, Inc., GRACO, Inc., and their subsidiaries. Visit us on our Facebook or Instagram. To learn more about the credit union’s foundation, visit http://www.TopLinecu.com/Foundation.

    CONTACT:

    Vicki Roscoe Erickson
    Senior Vice President and Chief Marketing Officer
    TopLine Financial Credit Union
    verickson@toplinecu.com | 763.391.0872

    A photo accompanying this announcement is available at https://www.globenewswire.com/NewsRoom/AttachmentNg/d229f9e0-78f3-48ff-aad8-3f241ccffc89

    The MIL Network –

    January 23, 2025
  • MIL-OSI Russia: “Moscow Model” is seven years old: what the pavilion’s guests were able to see

    MILES AXLE Translation. Region: Russian Federation –

    Source: Moscow Government – Government of Moscow –

    The Moscow Model Pavilion at VDNKh celebrated its seventh anniversary on the first weekend of October. More than 5.2 thousand people attended the festive events in honor of this event. This was reported by the Minister of the Moscow Government, the head of the capital’s Department of Urban Development Policy Vladislav Ovchinsky.

    “On the weekend of October 5 and 6, the Moscow Model pavilion was visited not only by residents of Moscow, St. Petersburg and various Russian cities, but also by tourists from Belarus, Tajikistan, Azerbaijan and other countries. The exhibition guests were able to look at a 400-fold reduced exact copy of the capital’s center and see 36 lighting shows dedicated to various topics: the history of Moscow, the development of the capital’s architecture, the change of seasons,” said Vladislav Ovchinsky.

    The karaoke show “Songs about Moscow” was of particular interest to visitors to the exhibition. The pavilion guests also took part in a special excursion program. There they learned how the model was created, how many years it took, how many people worked on the implementation of the idea, and how the “Moscow Model” differs from other similar projects in the Russian Federation.

    Over the two days of celebration, six interactive quizzes were held for all comers. 316 people took part in them, almost 60 of whom received memorable prizes for winning.

    An electronic guest book was installed at the exit of the pavilion. Guests shared their impressions using text, images or emoji. Over 100 people took advantage of this opportunity during the holiday weekend.

    The Moscow Model Pavilion is located on Sirenevaya Alley at VDNKh. It can be visited free of charge every day from 10:00 to 20:00, except Monday.

    “Based on the results of the summer season, the pavilion entered the top 3 most visited sites of the VDNKh Museum City,” noted VDNKh General Director Sergei Shogurov.

    The scale of the city model is one to 400, the area is 429 square meters. The idea of creating a copy of the capital arose in 2011. Work began a year later, and on October 3, 2017, the pavilion was opened to visitors. During this time, the model was changed and updated approximately every two to three years. The craftsmen added houses built under the renovation program, landscaped parks, new institutions, and business centers.

    The pavilion continues to host a free exhibition of tactile models of six iconic city landmarks: the Spasskaya Tower of the Moscow Kremlin, the Bolshoi Theatre, the Cathedral of Christ the Saviour, the Triumphal Arch, one of Stalin’s seven skyscrapers and the State Historical Museum. For those with limited vision, all models have been supplemented with a description in Braille.

    You can find detailed information, view the schedule of light shows and VR attractions, and sign up for excursions on the website and through the mobile application “Moscow Model”.

    Please note: This information is raw content directly from the source of the information. It is exactly what the source states and does not reflect the position of MIL-OSI or its clients.

    Please note; This information is raw content directly from the information source. It is accurate to what the source is stating and does not reflect the position of MIL-OSI or its clients.

    http://vvv.mos.ru/nevs/item/144985073/

    EDITOR’S NOTE: This article is a translation. Apologies should the grammar and or sentence structure not be perfect.

    MIL OSI Russia News –

    January 23, 2025
  • MIL-OSI Russia: Three sports facilities will be built as part of the city’s investor support program

    MILES AXLE Translation. Region: Russian Federation –

    Source: Moscow Government – Government of Moscow –

    Moscow Foundation for the Support of Industry and Entrepreneurship provided investors with preferential investment loans for the construction of sports complexes. They will be built within the framework of the industry scheme for the placement of such facilities, approved by the Moscow Sports Committee. This was reported by the Deputy Mayor of Moscow for Transport and Industry Maxim Liksutov.

    The preferential investment lending program has been in effect since March 2022. The fund compensates industrial enterprises for part of the costs of paying interest on loan agreements. Under the program, such companies can receive up to three billion rubles at three percent per annum for up to three years.

    “In July 2024, by decision of Sergei Sobyanin, the preferential investment lending program was expanded to investors who are developing the city’s sports infrastructure. Developers can receive up to 500 million rubles at three percent per annum for up to three years. Today, within the framework of this program, a multifunctional sports complex is being prepared for opening, and two more facilities are also under construction – a hockey arena and an indoor sports ground with artificial ice,” said Maxim Liksutov.

    Under the terms of the program, companies that build football fields, indoor skating rinks, indoor arenas, tennis courts, swimming pools, sports and recreation complexes with multi-purpose sports halls and other facilities for sports and physical education can receive financial support.

    “Since the start of the program, investors have attracted over 700 million rubles to implement three new projects in the sports sector. It is planned that by 2030, thanks to this support measure, up to 300 sports facilities will appear in the capital,” said the Minister of the Moscow Government, Head of the Department of Investment and Industrial Policy

    Anatoly Garbuzov.

    Thus, a multifunctional sports complex is planned to open in Olonetsky Proezd (property 5/1a). It has ice and football fields, four indoor tennis courts and one outdoor clay court. The area of the complex is eight thousand square meters. More than 180 million rubles were attracted for this project.

    The same investor will build an indoor hockey arena with an area of 4.5 thousand square meters at the address: Balaklavsky Prospekt, Building 33. It will house two ice arenas, a gym, and a choreography hall. To implement this project, the investor attracted 280 million rubles thanks to the fund.

    The fund also supported the construction of an indoor sports ground with artificial ice, which will be located at 9 Krymsky Val Street. The complex will include an ice arena, a gym, and a choreography hall. The opening is scheduled for the second quarter of 2025. The developer raised almost 300 million rubles.

    To receive funds at a preferential rate, you must enter into a loan agreement, then contact the Moscow Fund for the Support of Industry and Entrepreneurship. After the application is approved, a financial support agreement is signed to compensate for part of the costs of paying interest on the loan. Then, depending on the terms of writing off interest, the required amount is transferred to the company’s account in the bank where the loan is opened. All information is available on the foundation’s website.

    Please note: This information is raw content directly from the source of the information. It is exactly what the source states and does not reflect the position of MIL-OSI or its clients.

    Please note; This information is raw content directly from the information source. It is accurate to what the source is stating and does not reflect the position of MIL-OSI or its clients.

    http://vvv.mos.ru/nevs/item/144978073/

    EDITOR’S NOTE: This article is a translation. Apologies should the grammar and or sentence structure not be perfect.

    MIL OSI Russia News –

    January 23, 2025
  • MIL-OSI: Changes in the Management Board of Coop Liising AS

    Source: GlobeNewswire (MIL-OSI)

    The Supervisory Council of Coop Liising AS, a subsidiary of Coop Pank AS, decided today, 08.10.2024, to elect Janek Rüütalu as a new member of the board of Coop Liising AS. Rüütalu’s mandate begins on 13.10.2024 and lasts for 3 years until 12.10.2027.

    The powers of Erki Hiiuväin, the current board member of Coop Liising AS, expire as of 12.10.2024.

    Janek Rüütalu has worked as a leasing workout specialist and leasing credit risk analyst at DNB Pank AS in 2007–2017, and as a product and business development specialist at the Estonian branch of Citadele banka AS in 2018–2020. Since 2020, Janek Rüütalu has been working as a product and business development manager at Coop Liising AS. Rüütalu graduated from Tallinn Pedagogical University in 1996, majoring in German and English philology.

    Janek Rüütalu does not own any shares or bonds of Coop Pank. Rüütalu has been issued an option for 5,900 shares with an exercise deadline of 2025, an option for 6,600 shares with an exercise deadline of 2026.

    Coop Pank, based on Estonian capital, is one of the five universal banks operating in Estonia. The number of clients using Coop Pank for their daily banking reached 200,000. Coop Pank aims to put the synergy generated by the interaction of retail business and banking to good use and to bring everyday banking services closer to people’s homes. The strategic shareholder of the bank is the domestic retail chain Coop Eesti, comprising of 320 stores.

    Additional information:
    Katre Tatrik
    Communication Manager
    Tel: +372 5151 859
    E-mail: katre.tatrik@cooppank.ee

    The MIL Network –

    January 23, 2025
  • MIL-OSI Economics: Samsung celebrates the launch of Music Frame in South Africa

    Source: Samsung

    Samsung Electronics South Africa, in partnership with Decorex Africa, recently celebrated the launch of its innovative Music Frame Smart Speaker in Cape Town, captivating an audience of tech, design and décor enthusiasts. The event featured a curated music experience that allowed guests to witness the smart speaker’s impressive capabilities first-hand. Positioned atop the venue’s giant speakers, the Music Frame filled the venue with sound as attendees arrived, only to be amazed when they learned that the music was actually emanating from the Music Frame itself, redefining their expectations of audio technology in a stylish format.
     

     
    Designing the Experiences of Tomorrow
    Samsung is home to forward-looking departments seeking untapped opportunities. True to its name, the Visual Display Business’ Future Experience Design group actively develops concepts for user experiences that are missing in the market before turning those ideas into innovative products.
     
    Launching a new product is no easy feat, however. There is a long journey ahead after proposing an initial concept, from designing for mass production and collaborating with other departments to enhancing marketability and perfecting the product’s technical aspects. Brought to fruition through unceasing passion and innovation, this is Music Frame and its design story.
     
    Bringing Style to Spaces
     

     

    Inspired by Your Lifestyle
    Consumers are now opting to purchase products that seamlessly blend into their living spaces instead of ones that only offer functionality. To that end, Samsung has introduced a series of lifestyle TVs including The Serif, The Frame and The Sero. Since TVs are not in use most of the time, these products transition to Ambient or Art Mode to offer a tasteful design experience — rather than displaying a black screen.
     
    Delivering audio in the form of a picture frame, Music Frame is an extension of this approach. Setting itself apart from conventional speakers designed mainly to amplify sound, Music Frame and its concept of lifestyle audio prioritise the user’s lifestyle and living space. Picture frames are a familiar furnishing that can be placed anywhere, reflecting each individual’s taste and personality based on the kind of art being displayed. Music Frame draws inspiration from ordinary picture frames, allowing users to listen to music as they appreciate their favourite pictures.
     
    Breathing Life into an Innovation
    In collaboration with the development and CX teams, Samsung designers built and tested a working prototype that demonstrated high-quality sound. They received positive responses from users after extensive testing, which solidified their confidence in the product’s acoustic performance and overall concept. As a result, the initial design remained intact and went into mass production.
     
    Bridging the Gap Between Decor and Audio
     

    Sculpting Unseen Sound
    Music Frame embodies audio, so Samsung couldn’t lose sight of how people enjoy listening to high-quality music. Given the product’s unique form factor compared to traditional, elongated soundbars, the designers worked closely with the sound development team to perfect acoustics from the get-go.
     
    Speakers commonly have fabric, grilles or other materials on the front to easily emit sound. Together with the sound development team, the designers found a way for Music Frame to amplify sound through a gap between the frame and panel — creating a design rarely seen in audio products. The result? A frame-shaped speaker that is not restricted by the material that covers the front side.
     
    Due to the frame’s shape, the gap between the bezel and the panel was important since this portion produces high- and medium-pitched sounds. After countless tests to find the optimal sized gap, both in terms of design and sound quality, the team settled on a width of 9mm. The designers worked with developers to make sure the vibrations from the rear woofer speaker — responsible for the bass — would not create noise when the product is hung on a wall like a picture frame.
     
    A Piece to Personalise Your Space
    Just like a real frame, Music Frame allows users to swap the images inside for personal photos or works of art. Listening to music while looking at a framed photo of a precious memory or a piece of art adds new levels of depth to users’ experiences.
     
    Samsung designers also considered users who might place the Music Frame on a table instead of hanging it on a wall. Meticulous refinements were made to the frame stand’s shape and angle to ensure it doesn’t look too prominent or cause reflections on the panel. Since the rear of the product is visible if placed on a table, the back was designed in a neat and minimal fashion.
     
    Music Frame in Your Everyday

    Your Life, in the Frame
    If there’s a particular image users want to cherish, they can create their own art panel by uploading an image to a third-party website and placing an order. Music Frame comes in a default black bezel, but users can purchase an additional white bezel to match their decor. They can fill their frames with stunning images to create a stylish space that is perfect for listening to music.
     
    Fill Your Room with Rhythm
    For more captivating TV viewing, users can utilise Q-Symphony for richer stereo sound by placing two Music Frames on either side of their TVs. For surround sound, users can place a soundbar in front of their TV and a Music Frame on the opposite wall to act as a rear speaker. With the SmartThings app, users can set the equaliser settings to their preferences. By fine-tuning the audio, users can enjoy more vibrant sound and immersive content.
     
    Looking forward to a future of new possibilities, Samsung designers will continue to develop products and designs that naturally blend into users’ lifestyles and living spaces. For more information about Samsung Electronics’ design, please visit the Samsung Design website.

    MIL OSI Economics –

    January 23, 2025
  • MIL-OSI Economics: Samsung and GBCSA Host Insightful Panel Discussion on Clean Air During World Green Building Week

    Source: Samsung

    As part of World Green Building Week, Samsung, in partnership with the Green Building Council of South Africa (GBCSA), hosted a compelling panel discussion themed ‘Planet Shapers’ on Thursday, 12 September 2024. The event, held at the Samsung DQX store at Design Quarter in Fourways, served as a crucial platform for knowledge sharing, networking, and dialogue on the intersection of clean air technology, climate change, and environmental health.
     
    The session, expertly facilitated by Abi Godsell, GBCSA’s Research and Technical Coordinator, brought together a distinguished panel of industry leaders and experts in the heating, ventilation, and air conditioning (HVAC) field. The discussion featured Joseph Kaseke, HVAC Engineering Manager at Samsung; Annelide Sherratt, Head of Green Buildings Certification at Solid Green Consulting; Martin Smith International Professional Engineer and Design Director at Zutari; Matthew Marshall Co-founder and Partner at Redimension Capital; and Alex Varughese Senior Technical Coordinator at GBCSA.
     
    The panelists addressed the profound impact of clean air technology on human health, productivity, and environmental sustainability. The conversation underscored that clean air is not only vital for well-being but also plays a crucial role in enhancing productivity across various building types, from residential homes and schools to hospitals, offices, and recreational facilities such as malls and museums.
     
    When sharing his insights, Kaseke noted a World Health Organisation article published back in 2018, which stated that wildfires, climate change, city pollution, greenhouse gases, and pandemics were the biggest aspects that were detrimental to the health of our respiratory systems. He stressed the importance for manufacturers of air-conditioners to consider and ensure that when they build their products, they take into account all these factors and thus produce air-conditioners that create clean air which would be good for users’ health, while also being comfortable for them.
     
    He also spoke about the latest advancements in Samsung’s HVAC systems designed to improve indoor air quality and said these innovations are crucial in mitigating the effects of pollution and creating healthier living and working environments. Kaseke shared four air-conditioners that have shown to be excellent in the provision of clean air.
     
    WindFree 1-Way Cassette (Indoor Unit), which is Samsung’s best-selling air-conditioning unit globally, comes with prefiltration, deodorisation and PM 1.0 filters and its cooling helps maintain a comfortable level of coolness without the feeling of direct cold wind draft. At a height of only 135 mm, it is the thinnest indoor air-cooling unit in Samsung’s line-up. The compact, lightweight design makes installation and maintenance in your space easier than ever. These high-performing units are so subtle that they can easily blend into interiors of all types and styles. A quiet workplace is not only more comfortable for employees, but it also aids productivity.
     

     
    The bigger capacity WindFree 4-Way Cassette also maintains a comfortable level of coolness as cool air is gently dispersed through 15,672 micro air holes, so you won’t feel too cold. It has a prefiltration filter, a secondary filter for dust electrification as well as the PM 1.0 filter that all work together to remove the air’s impurities. The 4-Way Cassette allows efficient energy saving of up to 55%[1] and has a Motion Detect Sensor which enables customised air flow and energy efficient operation.
     

     
    According to Kaseke, the best in the line-up in terms of design is the 360 Cassette, which has the most momentum in all these air purification categories and ideal for large open spaces. It also comes standard with all the filtration features. Its innovative circular design can match a multitude of interior designs, so it perfectly fits in everywhere. Its minimalist modern styling creates a sophisticated look, and its circular shape stands out beautifully. The AR9000 wall-mounted unit, which is the premium range of Samsung’s residential line-up also comes with that same technology.
     

     
    The panel concluded with a call to action, urging attendees and the broader public to prioritise clean air in their environmental strategies. The discussion reaffirmed the necessity of collaborative efforts among companies, communities, and individuals to combat climate change and enhance the quality of life through improved air quality.
     
    The session was a testament to the power of dialogue and collaboration in driving forward the green building agenda. It highlighted how technological advancements, and thoughtful strategies can collectively contribute to a healthier planet and more sustainable future.
     
    Tested on Outdoor unit AC140MXADKH, Indoor unit AM140FN4DEH when running simultaneously. Individual result may vary depending on consumer usage.

    MIL OSI Economics –

    January 23, 2025
  • MIL-OSI USA: NASA’s Roman Space Telescope’s ‘Exoskeleton’ Whirls Through Major Test

    Source: NASA

    A major component of NASA’s Nancy Grace Roman Space Telescope just took a spin on the centrifuge at NASA’s Goddard Space Flight Center in Greenbelt, Maryland. Called the Outer Barrel Assembly, this piece of the observatory is designed to keep the telescope at a stable temperature and shield it from stray light.

    The two-part spin test took place in a large, round test chamber. Stretching across the room, a 600,000-pound (272,000-kilogram) steel arm extends from a giant rotating bearing in the center of the floor.
    The test itself is like a sophisticated version of a popular carnival attraction, designed to apply centrifugal force to the rider — in this case, the outer covering for Roman’s telescope. It spun up to 18.4 rotations per minute. That may not sound like much, but it generated force equivalent to just over seven times Earth’s gravity, or 7 g, and sent the assembly whipping around at 80 miles per hour.
    “We couldn’t test the entire Outer Barrel Assembly in the centrifuge in one piece because it’s too large to fit in the room,” said Jay Parker, product design lead for the assembly at Goddard. The structure stands about 17 feet (5 meters) tall and is about 13.5 feet (4 meters) wide. “It’s designed a bit like a house on stilts, so we tested the ‘house’ and ‘stilts’ separately.”
    The “stilts” went first. Technically referred to as the elephant stand because of its similarity to structures used in circuses, this part of the assembly is designed to surround Roman’s Wide Field Instrument and Coronagraph Instrument like scaffolding. It connects the upper portion of the Outer Barrel Assembly to the spacecraft bus, which will maneuver the observatory to its place in space and support it while there. The elephant stand was tested with weights attached to it to simulate the rest of the assembly’s mass.

    Next, the team tested the “house” — the shell and a connecting ring that surround the telescope. These parts of the assembly will ultimately be fitted with heaters to help ensure the telescope’s mirrors won’t experience wide temperature swings, which make materials expand and contract.
    To further protect against temperature fluctuations, the Outer Barrel Assembly is mainly made of two types of carbon fibers mixed with reinforced plastic and connected with titanium end fittings. These materials are both stiff (so they won’t warp or flex during temperature swings) and lightweight (reducing launch demands).
    If you could peel back the side of the upper portion –– the house’s “siding” –– you’d see another weight-reducing measure. Between inner and outer panels, the material is structured like honeycomb. This pattern is very strong and lowers weight by hollowing out portions of the interior.
    Designed at Goddard and built by Applied Composites in Los Alamitos, California, Roman’s Outer Barrel Assembly was delivered in pieces and then put together in a series of crane lifts in Goddard’s largest clean room. It was partially disassembled for centrifuge testing, but will now be put back together and integrated with Roman’s solar panels and Deployable Aperture Cover at the end of the year.
    In 2025, these freshly integrated components will go through thermal vacuum testing together to ensure they will withstand the temperature and pressure environment of space. Then they’ll move to a shake test to make sure they will hold up against the vibrations they’ll experience during launch. Toward the end of next year, they will be integrated with rest of the observatory.
    To virtually tour an interactive version of the telescope, visit:
    https://roman.gsfc.nasa.gov/interactive
    The Nancy Grace Roman Space Telescope is managed at NASA’s Goddard Space Flight Center in Greenbelt, Maryland, with participation by NASA’s Jet Propulsion Laboratory and Caltech/IPAC in Southern California, the Space Telescope Science Institute in Baltimore, and a science team comprising scientists from various research institutions. The primary industrial partners are BAE Systems, Inc in Boulder, Colorado; L3Harris Technologies in Rochester, New York; and Teledyne Scientific & Imaging in Thousand Oaks, California.
    By Ashley BalzerNASA’s Goddard Space Flight Center, Greenbelt, Md.
    ​​Media Contact:Claire AndreoliNASA’s Goddard Space Flight Center301-286-1940

    MIL OSI USA News –

    January 23, 2025
  • MIL-OSI China: Chinese high-speed trains roll with innovation progress

    Source: People’s Republic of China – State Council News

    BEIJING, Oct. 8 — During the week-long National Day holiday ending on Monday, China’s high-speed railway stations were often bustling with crowds. Some passengers could be seen lined up in an orderly fashion as they prepared to board, while others could be spotted browsing their smartphones or using laptops when waiting for their boarding calls.

    The country’s railway sector experienced a surge in passenger traffic on Monday as travelers returned home from their holiday destinations.

    A total of 13,103 trains were in operation on Monday, including 1,705 additional trains scheduled to meet the significant demand. This marked a historic high for a single day’s operational capacity, according to China State Railway Group Co., Ltd.

    China has built the world’s largest high-speed railway network to address the people’s growing demand for convenient and comfortable travel.

    The total operational length of China’s high-speed railway network has exceeded 45,000 kilometers, with Fuxing high-speed trains operating across 31 provincial-level regions nationwide.

    This growing volume of railway transportation is supported by innovations and high-quality development concerning China’s rail transit equipment. Notably, the Fuxing high-speed train project received the State Scientific and Technological Progress Award in June 2024.

    CHINESE RAILWAY INNOVATION

    Once upon a time, the slow train with its signature green color dominated the travel memories of many Chinese people.

    Since the Beijing-Tianjin Intercity Railway, with a design speed of 350 km per hour, entered operation in 2008, a fast-expanding modern high-speed railway network has been operating efficiently in the world’s second-largest economy.

    Now it takes just over eight hours to travel from Hong Kong in south China to Beijing in the north by high-speed rail, a Canadian passenger with the Xiaohongshu username Lao Han, shared on his social media platform this April, while adding that he enjoyed the different views from south to north during the journey.

    Previously, a train connecting the two cities took more than 24 hours to complete a one-way trip.

    Such a rail experience is not confined to the Hong Kong-Beijing trip, with many bullet trains running across the country, reaching a maximum speed of 350 kilometers per hour. CRRC Changchun Railway Vehicles Co., Ltd in Changchun, northeast China’s Jilin Province, one of China’s major rail transit equipment enterprises, has long been contributing to the speeding up of the country’s railway travel options.

    Since the 1990s, China’s railway running speed has been repeatedly and significantly increased, with CRRC Changchun Railway Vehicles introducing a number of upgraded and innovative products to provide equipment support for these accelerations.

    Notably, this company produced China’s first subway train and first group of high-speed trains. The country’s first aluminum alloy subway train, stainless steel subway train, monorail train, low-floor light rail vehicle, linear electric locomotive and automatic subway train were also manufactured in the factories of CRRC Changchun Railway Vehicles.

    In July 2024, the company introduced a high-speed built-in bogie that can meet the needs of Electric Multiple Unit (EMU) trains at a speed of 400 km per hour.

    The high-speed built-in bogie serves as the running system and one of the core components of rail vehicles. “It acts as the legs of an EMU train,” explained Zhou Dianmai, a senior engineer of CRRC Changchun Railway Vehicles. Equipped with such a bogie, a train can run faster and more steadily, while also generating less noise.

    Compared with traditional external bogies, the built-in bogie reduces the weight of the train by 20 percent — which can cut energy consumption by 15 percent during the vehicle’s operation, lower wheel-rail wear by about 30 percent, and reduce wheel-rail noise by around two decibels. In addition, maintenance cost during the whole life cycle is slashed by approximately 15 percent. This product is expected to facilitate the green and energy-saving transformation of EMU trains.

    At the EMU bogie production line of CRRC Changchun Railway Vehicles, a big data analysis platform features key information, such as management costs and resource consumption. Through the processing of real-time data, this platform can generate product design and management suggestions.

    “The big data analysis platform improved the equipment utilization rate by 10 percent and decreased operation and management costs by 10 percent,” said Zhu Yan, deputy chief designer of the Fuxing bullet train at CRRC Changchun Railway Vehicles. Total average annual costs were reduced by more than 5 million yuan (about 700,830 U.S. dollars).

    Through learning from overseas advanced experience and customizing according to China’s unique conditions, the company has achieved both key technologies concerning rail transit equipment and capability in terms of R&D and manufacturing of full-range EMU trains.

    On March 21, 2024, the world’s first city train powered by hydrogen, independently developed by CRRC Changchun Railway Vehicles, conducted its maiden speed test run. Previously, such a combination of hydrogen energy and rail transit equipment had not been achieved.

    Running at a speed of 160 kilometers per hour at full load, the train consumed only five KWh energy per kilometer, while the data measuring each system confirmed stability during the test.

    So far, CRRC Changchun Railway Vehicles has managed to build nine product platforms with advanced EMU, subway trains and maglev trains, covering R&D capabilities in terms of full-type and full-variety rail transit products.

    WELCOME ABOARD CHINESE TRAINS

    China’s high-speed trains, a successful example of independent innovation, are now regarded as a Chinese “calling card” and are welcomed globally.

    Indonesia’s Jakarta-Bandung high-speed railway (HSR) noted in July 2024 that it had carried 4 million passengers since it began commercial operations on Oct. 17, 2023. Indonesian drivers have successfully operated the trains serving the HSR at a speed of 350 kilometers per hour.

    This is the first overseas high-speed railway project fully utilizing Chinese railway systems, technology and industrial components.

    The China Academy of Railway Sciences (CARS) has undertaken supervision and consultation concerning this high-speed railway, and has provided support in fields such as on-site quality control, drawing reviews and technical research.

    The 142.3-km high-speed railway has shortened the journey between Indonesia’s capital, Jakarta, and Bandung, a famous tourist city, to only 40 minutes.

    Meanwhile, a landmark project of high-quality Belt and Road cooperation, namely the China-Laos Railway, began operations in December 2021.

    “Before the China-Laos Railway opened, it took me two days to travel from Vientiane to Mongla by car,” said a Lao passenger. “Now, it takes me about five hours by train, which is very fast and convenient.”

    Another Chinese-built project, the Belgrade-Novi Sad high-speed railway, has transported nearly 8.8 million people between Serbia’s two largest cities since starting operation in 2022.

    At the Third Belt and Road Forum for International Cooperation in October 2023, CRRC Changchun Railway Vehicles signed a purchase contract with Serbia to introduce China’s bullet trains to this country in Eastern Europe.

    Based on a mature and reliable technical platform, both design and production of trains are tailored according to local railway conditions and technical specifications.

    In recent years, the products of CRRC Changchun Railway Vehicles have been exported to 23 countries and regions. The company’s export business model currently covers the full life cycle service of vehicles, and it has set up 11 branches and subsidiaries worldwide.

    “China’s high-speed trains feature high levels of science and technology, strong brand influence and thriving innovation,” said Tao Guidong, a scientist of CRRC.

    MIL OSI China News –

    January 23, 2025
  • MIL-OSI Africa: Britain has neglected Africa and the Commonwealth for over a decade: 4 ways it can reset relations

    Source: The Conversation – Africa – By Nicholas Westcott, Professor of Practice in Diplomacy, Dept of Politics and International Studies, SOAS, University of London

    The United Kingdom is resetting its relations with Africa and other countries in the global south after more than a decade of neglect. At the United Nations in September, British prime minister Keir Starmer promised his government was

    returning the UK to responsible global leadership.

    This should include reconnecting with the countries of the global south which feel they have been neglected and among whom Britain’s voice is now at a discount.

    The new Labour government’s recently launched reviews of Britain’s global impact and its international economic and development policies provide an opportunity to reevaluate and relaunch these relations. The opportunity must be seized for the sake of global stability.

    The post-cold war order is fraying. America is increasingly reluctant to act as a global guarantor for a multilateral system governed by international rules and respecting human rights and freedoms. China, Russia and emerging middle powers such as Iran, Turkey and the Gulf States seem happier with a multipolar system based on the exercise of military and economic power. Meanwhile, the accelerating impact of climate change adds to the challenges to regional stability in Africa, Asia and the Middle East.

    I have followed these questions for nearly 50 years, as an academic and diplomat. Much has changed in those years, but recent British governments have been slow to adapt to these changes. To reconnect with countries in Africa and the global south, Britain needs a new attitude as well as new policies; and, paradoxically perhaps, the Commonwealth can play a constructive role in achieving this.

    Britain’s problem

    Distracted by its domestic political and economic difficulties since Brexit, recent British governments have neglected both Africa and the Commonwealth.

    • Aid has been cut, and policy incoherence exacerbated by the merger between the Foreign and Commonwealth Office and Department for International Development.

    • An investment conference with Africa due earlier in 2024 was scrapped at short notice.

    • Successive prime ministers gave little time to meeting African and other leaders from the global south. They had no answer to the questions being asked about Britain’s relationship with the south.

    Yet Britain’s links to these countries remain strong. Not least through the growing diaspora communities in the UK that are now an integral part of Britain’s social and political fabric. With 5.5 million people of Asian heritage and 2.5 million of African or mixed heritage in the UK in 2021, these bonds need to be politically recognised.


    Read more: How Commonwealth countries have forged a new way to appoint judges


    Most of those Britons come from Commonwealth countries. The Commonwealth as an organisation is no substitute for closer engagement with individual countries. But it provides a forum where connections can be made and a new, more equal relationship built.

    Though British governments have neglected it, King Charles, the ceremonial head of the Commonwealth, has not, as his visit to Kenya in 2023 showed. And other countries are still seeking to join, as Gabon and Togo did last year.

    Commonwealth heads of government meeting

    From 21-26 October Samoa will host the biennial Commonwealth Heads of Government meeting (Chogm), which will choose a new secretary-general – this time from Africa. The summit brings together representatives from every continent: from G7 members to least developed countries, from the most populous country (India at 1.45 billion people) to the smallest (Tuvalu with under 10,000), from major greenhouse gas emitters to small islands at risk of disappearing beneath the sea.

    Despite its imperial origins, the Commonwealth is an international network that cuts across the multi-polarity that risks dividing the world. It includes countries from the global south, the global north and the global east. The diversity makes it an ideal forum for honest conversations on difficult issues like climate change and multilateral institutional reform.

    Unlike the recent Forum on China-Africa Cooperation (Focac) in Beijing, the Commonwealth is an organisation run by its members. They share common values and interests as well as a common language. They come together to exchange ideas, not pledges of investment or aid. Its traditions of democracy and equality between members make it unique and valuable. It provides, for example, a ready-made network of global influence for any member state. For small island states, particularly in the Caribbean and Pacific, it is one forum where their voices can be amplified.

    This is important. With the community of nations struggling to address global challenges of the scale of climate change and pandemics, or to resolve regional conflicts, opportunities to build consensus are needed more than ever. The wars in Ukraine, the Middle East, the Sahel and the Horn of Africa are a portent of things to come if we fail to sustain a global structure that can resolve rather than exacerbate such conflicts. UN peacemaking efforts might then be crowned with success rather than with futility and frustration.

    What Britain needs to do

    Britain is only one among many voices, so it needs a persuasive narrative that will help preserve a world order that can tackle humanity’s challenges, rather than one that simply fights over what is left. The Commonwealth, like the UN, is a place where the UK can start building support for a more equal and more effective global system.

    A new narrative, and a new relationship with Africa and the global south, should be based on four elements.

    Firstly, repentance for sins past. Britain’s empire played a central role in making the modern world, for better and worse. While the better is often taken for granted, the sins of empire still rankle, and – like a stone in the shoe – will distract relations. Best therefore to acknowledge them, and move forward.

    Secondly, the new relationship must be based on mutual respect and partnership. In particular, the age of traditional development programmes with their paternalistic tendencies is past. What countries in the global south are seeking, as many feel they do get from China, is a genuine partnership of equals that recognises the relationship as a whole and focuses on the political as well as economic sources of growth.

    Thirdly, Britain needs to work with African and other southern governments to amplify their voice in multilateral institutions such as the UN and international financial institutions, so that those institutions genuinely protect their interests and those countries defend the institutions.

    Finally, Britain needs to engage with the public as much as with governments in these countries. The BBC World Service, the British Council and Britain’s education sector are becoming more important in challenging disinformation as the battle of narratives hots up. Now is the time to reinforce them, not let them fade away.

    A new narrative along these lines at Chogm, and incorporated into the government’s reviews, could be the start of a genuine reset in Britain’s relationship with the global south, to the benefit of all.

    – Britain has neglected Africa and the Commonwealth for over a decade: 4 ways it can reset relations
    – https://theconversation.com/britain-has-neglected-africa-and-the-commonwealth-for-over-a-decade-4-ways-it-can-reset-relations-239852

    MIL OSI Africa –

    January 23, 2025
  • MIL-OSI Canada: Release of The State of Canada’s Birds 2024 report

    Source: Government of Canada News

    Backgrounder

    Developed by Environment and Climate Change Canada and Birds Canada, The State of Canada’s Birds 2024 report provides accessible, scientific insight into the population status of 463 bird species that occur regularly in Canada.

    Developed by Environment and Climate Change Canada and Birds Canada, The State of Canada’s Birds 2024 report provides accessible, scientific insight into the population status of 463 bird species that occur regularly in Canada.

    Population changes in Canada’s bird species since 1970

    • 168 species (36 percent) have decreased in population
    • 143 species (31 percent) have increased in population
    • 98 species (21 percent) have experienced little change in population
    • 54 species (12 percent) are data deficient (not enough information to determine a trend)
    Long Description

    A spaghetti chart showing the population change in Canada’s birds from 1970 to 2020. The graph shows Waterfowl increase by 46%, Birds of Prey increase by 35%, Wetland Birds increase by 21%, Marine Birds increase by 0%, Forest Birds decrease by 1%, Arctic Birds decrease by 28%, Long-Distance Migrants decrease by 29%, Shorebirds decrease by 42%, Aerial Insectivores decrease by 43%, and Grassland Birds decrease by 67%.

    Key findings from the report

    • Three bird groups have increased in population since 1970: waterfowl (46 percent), birds of prey (35 percent), and wetland birds (21 percent). From banning DDT (dichlorodiphenyltrichloroethane) to save the Peregrine Falcon campaign to conserving wetlands for birds like the Least Bittern, conservation action is having positive impacts on bird populations.
    • A crisis is unfolding in the Prairies. Grassland birds have declined by 67 percent since 1970, with no sign of levelling off. The destruction and degradation of native grasslands is the single greatest threat to this group of birds and biodiversity in general. Without urgent action to conserve their habitat, species like the Chestnut-collared Longspur and the Burrowing Owl may be lost from Canada, along with the ecosystem services that healthy habitats provide.
    • Shorebirds are continuing to decline, with a drop of 42 percent since 1970. The populations of some species, like the Hudsonian Godwit, have fallen by over 90 percent. Shorebirds face many threats, as many make perilous, long-distance migrations and breed in vulnerable habitats, like the Arctic and the Prairies.
    • Aerial insectivores—birds that hunt for insects in flight—have declined by 43 percent since 1970. Although the decline has subsided recently, populations are far lower than they were in the 1970s. Declines in insect populations have likely been one of the major causes, and reversing these declines could help save threatened birds like the Bank Swallow and the Chimney Swift.

    The threats birds face in Canada

    • Habitat loss threatens birds across Canada and affects migratory birds throughout their annual journeys. The destruction and degradation of habitats is driven by agricultural practices, urban development, natural resource extraction, and infrastructure.
    • Climate change is a significant and growing threat to birds in Canada. Northern birds are likely to be most affected, as the changing climate alters the timing of events like insect and plant emergence. An increase in extreme weather events like storms, floods, droughts, and wildfires also puts birds at risk.
    • Outdoor and feral cats kill more than 100 million birds in Canada annually.
    • Collisions with windows are estimated to kill more than 25 million birds in Canada every year, especially when migration brings many species into urban and suburban areas. Millions of birds are also killed annually through collisions with vehicles and power lines.
    • Contaminants and waste affect birds in all environments. Pesticides and other contaminants from agriculture and industry threaten both birds and their habitats. Ingestion of plastics also causes mortality, especially in marine birds.

    How Canadians can help protect birds

    • Create and protect habitats for birds. Plant native plants, reduce pesticide use, and make windows safer for birds.
    • Keep cats indoors or provide outside time with a leash or catio. Leash dogs in sensitive natural areas.
    • Help fight climate change. Use less fossil fuel, waste less food, use less energy at home, and eat less meat.
    • Volunteer for conservation. Take part in citizen science and support local, regional, and national organizations that work to conserve birds and their habitats. Participate in tree plantings, invasive species control, habitat creation, and restoration projects.
    • Choose bird-friendly products. If you are able, choose organic produce, bird-friendly coffee, certified paper products, sustainable seafood, and grass-fed beef.
    • Buy less and produce less waste. Use fewer single-use plastics, dispose of garbage and recycling properly, and help with clean-ups.
    • Learn more about birds, contribute to an inclusive and accessible birding community, and advocate for bird-friendly initiatives, policies, and conservation action.

    MIL OSI Canada News –

    January 23, 2025
  • MIL-OSI NGOs: #FreeTheFive Blog: Pensador

    Source: Amnesty International –

    16 September marked  one year since Pensador has been arbitrarily detained. We met with his fiancé, Lemba Cahungo, who describes what an entire year, without her partner has been like.

    Activist Abraão Pedro Santos, AKA Pensador (37) had everything ready and organized for his wedding ceremony in October 2023. Still, he ended up being arrested, tried and sentenced to two years and five months in prison before he could fulfill his dream, simply for joining a planned protest on 16 September 2023, in Luanda, the capital of Angola.

    Pensador was not the only one to be sentenced for participating in the planned demonstration, he is part of the AGPT, the group of four activists sentenced on 19 September 2023.

    Pensador’s fiancée, Lemba, received us with a smile on her face, opened the door of her home and her heart to talk about her fiancé’s arrest and the impact it had on her life. She shared what it means to dream of building a family and suddenly see everything falling apart for no reason.

    Lemba begins by describing how she met Pensador in 2017, at church, but it wasn’t until three years ago that they formalized their relationship and had already set a wedding date. “My fiancé’s dream is to get married and to start a family. He always said he couldn’t wait to get home and be welcomed by his children.”

    “Abraão(as she calls him) had started a law degree but was unable to continue his studies. He is very intelligent. Likes reading books and loves Pepetela (an Angolan writer). He grew up inspired by his father, who also has several books. He loves watching entertainment programs and eating, usually pasta with fish. He’s also a big fan of Azagaia (a Mozambican artist)… This is what I knew about Abraão. He never revealed to me he was an activist”.

    “At the beginning of our relationship, I thought it was strange the way he dressed. He had long hair, wore military-type clothes, grew beards and wore boots. I could tell he was someone with his own ideas, but I didn’t think he was an activist. Eventually I found out a few years ago and told him that if he wanted to pursue activism, he should forget about me. He pretended to listen and even walked away from activism for a while, at least that’s what I thought”.

    Pensador has been an activist since 2011, when several young people took to the streets to demand an end to the rule of former president Jose Eduardo dos Santos, who at the time had been in power for 32 years.

    “Those who get involved in activism in Angola risk their lives. This fear hangs over us. There was a time when the authorities were looking for activist Gangasta, it became terror. I wouldn’t want something similar to happen to someone close to me. I think activism is essential. I can’t keep quiet in situations of injustice, even in my job I often demand better working conditions. I know it’s necessary. Activists want the best for the country, but unfortunately the police always act in bad faith and the consequence is that activists are often beaten, arrested or shot”.

    If Pensador was hiding about his activism, what did he say before he left the house on the morning of 16 September ? We asked.

    “Abraaosaid he was going to the church to fix some speakers. Of course, he couldn’t tell the truth because I wouldn’t agree. Around 4pm, one of his friends called me to ask about Pensador(Abraao), and I said he was at the church. The friend then revealed that Pensador  was arrested, and that the information was already circulating on Facebook. When I saw the news, I started shaking from head to toe. I cried bitterly, but I thought it was just a few hours’ detention and that maybe he would be released the same day, but he wasn’t.”

    A group of activists had called for a demonstration on 16 September 2023, in solidarity with motorcycle taxi drivers who were being restricted from carrying out their activities on some areas of the city. For the organizers, the restrictions were unfair, and several young people could be at risk of becoming unemployed and that would contribute to the already high levels of poverty in Angola.

    The demonstration had been duly communicated, but as usual, the police arrived moments before the demonstration began, and without any warrant, arrested the activists.

    On 19 September 2023, Pensador  and other three other activists were summarily tried,  convicted and sentenced. The public prosecutor initially accused them of “outrage and injury to the President of the Republic” because  one of them was holding a placard with words saying “President Joao Lourenço is incompetent”. Amid various inconsistencies and lack of evidence, the charge was changed to ‘disobedience and resisting orders.’ Witness reports and videos circulated showed that at the time of their arrest, the activists were lying on the ground, not resisting.

    Without any evidence, the court sentenced AGPT to two years and fivemonths in prison and fined them 80,000.00 Kwanzas (approximately USD100 ) each. Their lawyers submitted both an appeal and complaint against the decision, but both were rejected by the court.

    A curious fact, as described by the lawyer in the case, Dr. Zola Bambi, was that while still in the courtroom when the judge read out the sentence, there were only three names (Adolfo Campos, Tanaice Neutro and Gildo). Moments later, when the clerk returned to the courtroom to read the minutes of the trial, Pensador’s (Abraao Pedro dos Santos)’ name was now on the list of those convicted, and it was at that moment that Pensador discovered that he had also been convicted.

     How was it like to visit Abraão for the first time in prison and how he’s doing?

    “When I saw him for the first time in the prison, I started crying and he cried too as we hugged. That was the last time I touched Abraão. When I go to visit him, there’s a barrier that separates us, we stand in different places. I can’t even see his full body. The bars are so thin that your fingers can’t get through”.“We spend hours talking while standing until we run out of things to talk about. When I go to see him, I always try to bring him positive things. I tell him about the nieces he likes and that

    calms him down”.

    “I miss Abraão so much. He’s very intelligent, a little special box of surprises. He always has good ideas to offer, and sometimes I get lost on my own. I need him. I need to talk to him. He loves going after his dreams. All I want is for my fiancé to be released. He didn’t commit any crime. The criminals are the ones who should be locked up.”

    The rights to freedom of expression and peaceful assembly  are constantly being violated in Angola. Like Pensador every year there are several documented cases of injustice committed against people who decide to take to the streets and protest for their rights or those of their communities. Stand up for Pensador  and three other activists who are arbitrarily detained simply for the peaceful exercise of their human rights.  Sign this petition and share it on your networks using the hashtag #Freethefive #FreeAGPT.

    MIL OSI NGO –

    January 23, 2025
  • MIL-OSI United Kingdom: Salford gains £2.7 million to support residents this winter

    Source: City of Salford

    Salford City Council have today (8 October) announced plans for the allocation of the Government’s extension of the Household Support Fund (HSF).

    Since HSF’s introduction in October 2021, Salford City Council has received over 50,000 applications for support, and in the last round of funding alone, covering the period April 2024 to September 2024, Salford received 5,500 applications for help with energy, food and other essential items and supported the families of over 15,000 children with holiday food vouchers during the school holidays.

    Round six of HSF will cover the period of Tuesday 1 October 2024 to Monday 31 March 2025.

    The latest round will support households struggling with the cost-of-living to cover food, energy and fuel costs. Residents who need support can apply directly for funding online or call Salford’s HSF helpline.

    The money will be distributed by Salford City Council’s Salford Assist team. The funding will be awarded by a grant payment to those who meet the eligibility criteria. Salford residents do not need to be in receipt of benefits to apply for the Household Support Fund and can apply for the scheme if they are also in receipt of other benefits and pension credits, all applications will be considered. 

    The funding will also be used to fund holiday food vouchers for children eligible for Free School Meals; Voluntary, Community and Social Enterprise (VCSE) partners to deliver food banks, food clubs and food schemes; and other areas of the council such as housing, adult social care, and welfare rights and debt advice.

    Councillor Tracy Kelly, Lead Member for Housing and Anti-Poverty at Salford City Council said: “The Household Support Fund has provided vital support to our most vulnerable residents across the city. As the winter period approaches, this much-needed support to heat homes and put food on the table will be crucial for many families across our city.

    “In Salford, we work hard to make sure vulnerable residents are supported in the best way possible. This funding will enable us to continue providing that assistance and our commitment to building a fairer, more equal society for everyone.”

    Salford City Mayor Paul Dennett said: “The Household Support Fund has been an essential support system, offering our residents much-needed help with food and heating, and ensuring that children on free school meals do not go hungry during school holidays.

    “This funding will help the most vulnerable in our communities and I’d urge anyone who is struggling financially to get in touch and see if you can benefit. The Household Support Fund is in place to support you.”

    This support forms part of Salford’s wider Tackling Poverty strategy which aims to make Salford a fairer and more inclusive place where everyone can live prosperous and fulfilling lives free from poverty and inequality. The funding has come from the Department for Work and Pensions.

    Learn more about the Household Support Fund and how to apply.

    Share this


    Date published
    Tuesday 8 October 2024

    Press and media enquiries

    MIL OSI United Kingdom –

    January 23, 2025
  • MIL-OSI: 2024 State of Women’s Small Business Report by Block Advisors Reveals Resilience Despite Persistent Support Barriers

    Source: GlobeNewswire (MIL-OSI)

    Over 6,000 applicants of the Fund Her Future small business grant program show high confidence yet cite major barriers for women looking to start a business

    KANSAS CITY, Mo., Oct. 08, 2024 (GLOBE NEWSWIRE) — Today, Block Advisors by H&R Block unveiled its 2024 State of Women’s Small Business Report, which reveals that women entrepreneurs continue to face significant funding and support gaps, with these challenges being even more severe for BIPOC women. These systemic obstacles contribute to a personal confidence gap among owners themselves. Despite these barriers, many current business owners feel the outlook for their businesses’ future is positive.

    While nearly all applicants (94%) express feeling ‘somewhat’ to ‘very’ positive about 2025, respondents also express being cautious with finances given the state of today’s economy. Over half of respondents (56%) claim inflation has affected their prices this year; and over the next six months to a year, some respondents believe they may be forced to cut expenses (44%) and raise prices again due to inflation (39%). Despite cautious optimism, the report highlights significant challenges in women’s entrepreneurial journeys. The challenges experienced are even more pronounced for respondents who are racially diverse.

    “Starting a business has its fair share of struggles – sustaining it brings additional challenges,” said Jamil Khan, Chief Small Business Officer at H&R Block. “This report sheds light on the ongoing obstacles, helping us better understand the resources, guidance, and tools to which women entrepreneurs of all backgrounds need access. It’s commonly known that 50% of businesses close within five years of opening – this report helps us understand how we can work with women founders to beat those odds.”

    The 2024 State of Women’s Small Business Report by Block Advisors offers insights from 6,333 Fund Her Future grant applicants. The analysis underscores the profile, attitudes, and behaviors of these applicants, specifically in terms of the motivations, challenges, and needs of today’s women entrepreneurs. Block Advisors’ review of survey responses shows women founders’ future confidence is fueled by a spirit of perseverance. The majority of respondents cited facing substantial funding and support gaps when starting their business. These barriers may play into the confidence gap that was noted in over half of respondents.

    Block Advisors believes these findings reinforce the need for programs like the Fund Her Future grant. “It is clear that women entrepreneurs are determined to find success on their business journey. For these underserved business owners, the right support and guidance in those critical early years can make all the difference in navigating the challenging road ahead,” said Khan.

    Women Applicants Skew Younger, Diverse, and Seek Autonomy

    The grant applicant pool reveals that today’s woman entrepreneur in search of funding is a younger, educated, and racially diverse owner just starting their small business journey. Specifically, approximately half of respondents to the Fund Her Future grant survey were women who were Black (50%), college-educated or higher (63%), millennial (53%), and with two years or less of owning a business (49%).

    Responses indicated that these female founders deeply value being engaged leaders. Improving communities and the overall need for autonomy were among the top motivators for starting their businesses. Almost all (98%) of respondents mentioned improving a community as a motivator. This is supported by the industries represented by applicants: nearly one in four (23%) women own a business in counseling, education, tutoring, or business consulting.

    A preference for business autonomy and work flexibility were also leading catalysts toward business formation: 92% of those surveyed cited wanting to be their own boss and 89% cited wanting to set their own schedule. One in five (21%) women shared that they were starting a business to escape the traditional 9-to-5 work environment so that they could tap into the childcare flexibility of staying home with their kids. Not all aspiring entrepreneurs leave traditional workplaces right away, however. Exactly half of all respondents started their business as a side gig. A slower transition may allow for greater stability during the often-tenuous early years of a business startup, while still lending the founder more feelings of autonomy and self-directed purpose.

    Funding & Support Gaps Remain Big Barriers to Business Formation

    The report found four of the top five barriers to starting a business all dealt with funding and support gaps, further confirming the need to close these gaps through programs like Block Advisors by H&R Block’s Fund Her Future grant. In fact, a ‘lack of start-up capital’ (80%), ‘needing steady, reliable income’ (76%), and ‘needing a solid business plan’ (56%) round out the top three barriers, with ‘needing help getting started’ (50%) placing fifth. 

    Interestingly, 54% of respondents cited ‘fear of failure,’ making it the fourth most common barrier. This spotlights a little-talked-about confidence gap for over half of women entrepreneurs. One respondent stated, “Starting a new business can be daunting, especially as a first-time entrepreneur. The fear of failure, coupled with the challenges of securing funding, can be overwhelming.”​

    Digging deeper into the support gap, a lack of overall mentorship was a common theme. This points to a major barrier that keeps women from taking the leap to start their business. Additionally, one in four (27%) women business owners said they hesitated to start a business due to the lack of mentorship during the process.

    Funding gaps and struggles sourcing capital continue to be prevalent: one in three respondents applied for a bank loan, but 42% of those who applied were never approved. When looked at through an ethnicity lens, the picture becomes more concerning for BIPOC and Black women. Among those who applied for a bank loan, 45% of BIPOC applicants were never approved, compared to 36% of their white peers. Black women applicants seeking a bank loan reported being denied bank loans most frequently. 47% of Black women founders who applied for loans were ultimately denied and unable to access this type of funding.  

    What Women Entrepreneurs Need: Money, Marketing Support, and More Help with Tax Prep

    When asked what tops their wish list for achieving business success, women entrepreneurs confirmed their business would thrive if they had start-up capital (66%) and marketing and advertising support (45%).

    Furthermore, while starting a business can seem exciting and glamorous, respondents express owning a business comes with unexpected responsibilities. While they may have started their business to follow their passion, there are many administrative aspects that comprise the less appealing side of their business to-do lists. Overall, tax preparation (53%) and bookkeeping (40%) rank as the least favorite tasks for applicants, followed by website development and social media management (25%), and marketing & advertising (22%).

    On a similar note, amongst a list of eight business tasks, applicants are least confident in their ability to find all available tax credits and deductions: more than two-thirds of women claim they are only ‘somewhat confident’ to ‘very unconfident.’ Because of this – and coupled with the fact that tax preparation and bookkeeping rank as the two least favorite tasks – today’s woman small business owner may be at risk of leaving tax deductions on the table.

    “For the upcoming generation of women entrepreneurs, building a supportive network of trusted experts and advisors will be crucial in overcoming these challenges and achieving long-term success. Block Advisors takes pride in helping its small business customers offload the business tasks—such as tax preparation, bookkeeping, payroll, business formation, and beneficial owner reporting—to pursue their passions,” said Khan.

    Download the 2024 State of Women’s Small Business Report by Block Advisors.

    To learn more about Block Advisors and the Fund Her Future grant, visit http://www.BlockAdvisors.com and http://www.BlockAdvisors.com/FundHerFutureGrant.

    About H&R Block 
    H&R Block, Inc. (NYSE: HRB) provides help and inspires confidence in its clients and communities everywhere through global tax preparation services, financial products, and small-business solutions. The company blends digital innovation with human expertise and care as it helps people get the best outcome at tax time and also be better with money using its mobile banking app, Spruce. Through Block Advisors and Wave, the company helps small-business owners thrive with year-round bookkeeping, payroll, advisory, and payment processing solutions. For more information, visit H&R Block News.

    The MIL Network –

    January 23, 2025
  • MIL-OSI: Cloudera Unveils AI Inference Service with Embedded NVIDIA NIM Microservices to Accelerate GenAI Development and Deployment

    Source: GlobeNewswire (MIL-OSI)

    Cloudera’s AI Inference service boosts LLM performance speeds by 36x using NVIDIA accelerated computing and NVIDIA NIM microservices, providing enhanced performance, robust security, and scalable flexibility for enterprises

    Combined capability brings together companies’ differentiators in a single offering: Cloudera’s trusted data as the foundation for trusted AI with NVIDIA accelerated computing and the NVIDIA AI Enterprise software platform to deploy secure and performant AI applications privately on Cloudera

    SANTA CLARA, Calif and NEW YORK, Oct. 08, 2024 (GLOBE NEWSWIRE) — Cloudera, the only true hybrid platform for data, analytics, and AI, today launched Cloudera AI Inference powered by NVIDIA NIM microservices, part of the NVIDIA AI Enterprise platform. As one of the industry’s first AI inference services to provide embedded NIM microservice capability, Cloudera AI Inference uniquely streamlines the deployment and management of large-scale AI models, allowing enterprises to harness their data’s true potential to advance GenAI from pilot phases to full production.

    Recent data from Deloitte reveals the biggest barriers to GenAI adoption for enterprises are compliance risks and governance concerns, yet adoption of GenAI is progressing at a rapid pace, with over two-thirds of organizations increasing their GenAI budgets in Q3 this year. To mitigate these concerns, businesses must turn to running AI models and applications privately – whether on premises or in public clouds. This shift requires secure and scalable solutions that avoid complex, do-it-yourself approaches.

    Cloudera AI Inference protects sensitive data from leaking to non-private, vendor-hosted AI model services by providing secure development and deployment within enterprise control. Powered by NVIDIA technology, the service helps to build trusted data for trusted AI with high-performance speeds, enabling the efficient development of AI-driven chatbots, virtual assistants, and agentic applications impacting both productivity and new business growth.

    The launch of Cloudera AI Inference comes on the heels of the company’s collaboration with NVIDIA, reinforcing Cloudera’s commitment to driving enterprise AI innovation at a critical moment, as industries navigate the complexities of digital transformation and AI integration.

    Developers can build, customize, and deploy enterprise-grade LLMs with up to 36x faster performance using NVIDIA Tensor Core GPUs and nearly 4x throughput compared with CPUs. The seamless user experience integrates UI and APIs directly with NVIDIA NIM microservice containers, eliminating the need for command-line interfaces (CLI) and separate monitoring systems. The service integration with Cloudera’s AI Model Registry also enhances security and governance by managing access controls for both model endpoints and operations. Users benefit from a unified platform where all models—whether LLM deployments or traditional models—are seamlessly managed under a single service.

    Additional key features of Cloudera AI Inference include:

    • Advanced AI Capabilities: Utilize NVIDIA NIM microservices to optimize open-source LLMs, including LLama and Mistral, for cutting-edge advancements in natural language processing (NLP), computer vision, and other AI domains.
    • Hybrid Cloud & Privacy: Run workloads on prem or in the cloud, with VPC deployments for enhanced security and regulatory compliance.
    • Scalability & Monitoring: Rely on auto-scaling, high availability (HA), and real-time performance tracking to detect and correct issues, and deliver efficient resource management.
    • Open APIs & CI/CD Integration: Access standards-compliant APIs for model deployment, management, and monitoring for seamless integration with CI/CD pipelines and MLOps workflows.
    • Enterprise Security: Enforce model access with Service Accounts, Access Control, Lineage, and Auditing features.
    • Risk-Managed Deployment: Conduct A/B testing and canary rollouts for controlled model updates.

    “Enterprises are eager to invest in GenAI, but it requires not only scalable data but also secure, compliant, and well-governed data,” said industry analyst, Sanjeev Mohan. “Productionizing AI at scale privately introduces complexity that DIY approaches struggle to address. Cloudera AI Inference bridges this gap by integrating advanced data management with NVIDIA’s AI expertise, unlocking data’s full potential while safeguarding it. With enterprise-grade security features like service accounts, access control, and audit, organizations can confidently protect their data and run workloads on prem or in the cloud, deploying AI models efficiently with the necessary flexibility and governance.”

    “We are excited to collaborate with NVIDIA to bring Cloudera AI Inference to market, providing a single AI/ML platform that supports nearly all models and use cases so enterprises can both create powerful AI apps with our software and then run those performant AI apps in Cloudera as well,” said Dipto Chakravarty, Chief Product Officer at Cloudera. “With the integration of NVIDIA AI, which facilitates smarter decision-making through advanced performance, Cloudera is innovating on behalf of its customers by building trusted AI apps with trusted data at scale.”

    “Enterprises today need to seamlessly integrate generative AI with their existing data infrastructure to drive business outcomes,” said Kari Briski, vice president of AI software, models and services at NVIDIA. “By incorporating NVIDIA NIM microservices into Cloudera’s AI Inference platform, we’re empowering developers to easily create trustworthy generative AI applications while fostering a self-sustaining AI data flywheel.”

    These new capabilities will be unveiled at Cloudera’s premier AI and data conference, Cloudera EVOLVE NY, taking place Oct. 10. Click here to learn more about how these latest updates deepen Cloudera’s commitment, elevating enterprise data from pilot to production with GenAI.

    About Cloudera
    Cloudera is the only true hybrid platform for data, analytics, and AI. With 100x more data under management than other cloud-only vendors, Cloudera empowers global enterprises to transform data of all types, on any public or private cloud, into valuable, trusted insights. Our open data lakehouse delivers scalable and secure data management with portable cloud-native analytics, enabling customers to bring GenAI models to their data while maintaining privacy and ensuring responsible, reliable AI deployments. The world’s largest brands in financial services, insurance, media, manufacturing, and government rely on Cloudera to use their data to solve what seemed impossible—today and in the future.

    To learn more, visit Cloudera.com and follow us on LinkedIn and X. Cloudera and associated marks are trademarks or registered trademarks of Cloudera, Inc. All other company and product names may be trademarks of their respective owners.

    Contact

    Jess Hohn-Cabana
    cloudera@v2comms.com

    The MIL Network –

    January 23, 2025
  • MIL-OSI: Celona and HCLTech Announce Strategic Global Partnership to Deliver Advanced Private 5G Solutions

    Source: GlobeNewswire (MIL-OSI)

    CUPERTNO, Calif., Oct. 08, 2024 (GLOBE NEWSWIRE) — Celona, a pioneer in private 5G networks, and HCLTech, a leading global technology company, announced a strategic partnership to jointly deliver advanced private 5G network solutions to enterprises worldwide. This collaboration leverages Celona’s innovative private 5G LAN offering and HCLTech’s extensive experience in digital transformation to accelerate Industry 4.0 initiatives across industries. The joint offering is designed to drive digital innovation and operational efficiencies across multiple sectors.

    This partnership will focus on providing a comprehensive private network solution that combines Celona’s cutting-edge private 5G technology with HCLTech’s extensive digital portfolio which helps enterprises unlock the power of data and AI to build a digital culture and modernize all aspects of the business. HCLTech was among the first global system integrators to recognize that successful digital transformation programs need to be built on a foundation of robust and secure wireless connectivity, and have partnered with Celona to provide turnkey private 5G solutions.

    “We are thrilled to partner with HCLTech to accelerate the deployment of private 5G networks across the industries that need it most,” said Sanjeet Pandit, Vice President of Global Sales, Celona. “This collaboration will enable us to offer tailored solutions that meet the unique connectivity needs for each target industry, driving innovation through automation and enhancing productivity on a global scale.”

    “We look forward to offering best-in-class private network solutions together with Celona,” said Gurpreet Singh Kohli, Senior Vice President, HCLTech. “This partnership aligns with our commitment to delivering next-generation digital transformation solutions to our clients. By combining our expertise with Celona’s advanced private 5G technology, we are poised to redefine connectivity and drive significant value for businesses worldwide.”

    The partnership between HCLTech and Celona marks a significant milestone in the advancement of private 5G, promising to revolutionize how industries leverage the latest in wireless connectivity to achieve their Industry 4.0 goals.

    About HCLTech 
    HCLTech is a global technology company, home to more than 219,000 people across 60 countries, delivering industry-leading capabilities centered around digital, engineering, cloud and AI, powered by a broad portfolio of technology services and products. We work with clients across all major verticals, providing industry solutions for Financial Services, Manufacturing, Life Sciences and Healthcare, Technology and Services, Telecom and Media, Retail and CPG and Public Services. Consolidated revenues as of 12 months ending June 2024 totaled $13.4 billion. To learn how we can supercharge progress for you, visit hcltech.com.

    About Celona
    Based in Silicon Valley, Celona is a pioneer and leading innovator of enterprise private wireless solutions. The company developed the industry’s first 5G LAN system, a turnkey private 5G solution that enables enterprises to address their growing needs for secure and reliable wireless connectivity for critical business applications. Celona 5G LAN has been deployed by a wide range of global customers across industries. To date, the company has raised over $135 million in venture funding from Lightspeed Venture Partners, Norwest Venture Partners, NTT Ventures, Cervin Ventures, DigitalBridge and Qualcomm Ventures. For more information, please visit celona.io.

    Media contact:
    Janet Brumfield
    Mindshare PR for Celona
    janet@mindsharepr.com
    614-582-9636

    The MIL Network –

    January 23, 2025
  • MIL-OSI Canada: Travelling for Thanksgiving long weekend? The CBSA gives tips for a smooth trip

    Source: Government of Canada News (2)

    October 8, 2024
    Ottawa, Ontario

    The Canada Border Services Agency (CBSA) reminds travellers that it can be extra busy at the border over the Thanksgiving long weekend.

    Every day, the CBSA works hard to protect Canadians, support the economy and ensure the safe and efficient movement of people and goods across the border. In 2023, we welcomed over 86 million travellers and intercepted more than 72,200 kg of prohibited drugs, cannabis, narcotics, and chemicals, representing an increase of close to 30% from 2022.

    The CBSA is dedicated to planning and preparing for peak periods, including long weekends and summer months. We monitor traveller volumes and take measures to minimize border wait times at land ports of entry and at international airports, without compromising safety and security.

    Here are some tips to help you plan for your trip:

    • Check border wait times and expect delays.
      • Early mornings are the best time to cross the border to avoid wait times.
      • The Monday of  holiday long weekends tend to be the busiest.
      • Consider an alternative port of entry with shorter wait times or less traffic.
      • Check the port of entry’s hours of operation on the official CBSA Directory of Offices and Services.
      • If you are using a GPS application (such as Google Maps, Apple Maps or Waze) to direct you to a port of entry, consider checking different navigation options (such as fastest and shortest routes) to determine the preferred route of travel.
    • Have your travel documents handy. This will speed up processing times at the border.
    • Be prepared to declare. Declare everything you have with you upon entry into Canada. If arriving by land, you are responsible for everything inside your vehicle.
    • When travelling with children, it is recommended that the accompanying adult have a consent letter authorizing them to travel with the child if they share custody or are not the parent or legal guardian. Border services officers are always watching for missing children, and in the absence of the letter, officers may ask additional questions.
    • Travelling with pets? Pets must meet specific requirements to enter Canada. Review Importing and travelling with pets before leaving.
      • Will you be going to the U.S. with a dog? As of August 1, 2024, there are updated documentation requirements for all dogs entering the U.S. from Canada. For more information, visit Dogs travelling to the United States.
    • Flying into Canada? Use Advance Declaration and make your customs and immigration declaration up to 72 hours in advance of your arrival into Canada at participating airports.
    • Entering Canada by boat? You must report to the CBSA without delay. Review reporting requirements for private boaters before making travel plans. If you are the operator of a boat entering Canadian waters with the intent to disembark, you are responsible for reporting your goods on board.
      • Are you towing or transporting a watercraft or any water-related equipment (canoe, paddleboard, etc.) into Canada? If so, these items must be clean, dry, and free of any aquatic invasive plants or species. Learn more: Clean, Drain, Dry and Decontaminate.

    Are you bringing any of the following into Canada?

    Restricted and prohibited goods:

    Make sure you review the necessary information before attempting to bring certain items into Canada. If not, you risk having your goods seized or facing fines and prosecution.

    • Firearms: Leave them at home. You are encouraged not to travel with firearms. If you choose to do so, be sure to check the rules on importing firearms.
    • Weapons: Restricted and prohibited goods include pepper spray, switchblades, and butterfly knives.
    • Narcotics: Narcotics such as cocaine and heroin are illegal in Canada.  If you are found to be in possession of illegal drugs (on your person, in your vehicle, or in your luggage) you will be arrested and may be charged. The drugs will be seized.
    • Cannabis: Don’t bring it in. Don’t take it out. While cannabis is legal in Canada, bringing it across the border in any form, including oils containing tetrahydrocannabinol (THC) or cannabidiol (CBD), without a permit or exemption authorized by Health Canada is a serious criminal offence subject to arrest and prosecution. A medical prescription from a doctor does not count as Health Canada authorization.

    Not sure? Ask a CBSA officer. The best way to save time is to be open and honest with the border services officer. If you are not sure about what to declare, don’t hesitate to ask!

    For more information, visit the CBSA website or call us at 1-800-461-9999.

    For more information or to schedule an interview with a CBSA representative, please contact:

    MIL OSI Canada News –

    January 23, 2025
  • MIL-OSI Canada: Manitoba Government and Business Partner to Create more Affordable Housing

    Source: Government of Canada regional news

    October 8, 2024

    Manitoba Government and Business Partner to Create more Affordable Housing


    The Manitoba government is providing $10 million in grant funding to the Business Council of Manitoba to support a new investment trust that will increase the availability of affordable housing units in Manitoba, Premier Wab Kinew and Housing, Addictions, and Homelessness Minister Bernadette Smith announced today.

    “Today marks another significant step forward in our collective efforts to end chronic homelessness,” said Kinew. “This funding will work to create more affordable housing across Manitoba. We’re proud to partner with the big-hearted business community to put people on a path to home ownership.”

    Developed by the Business Council of Manitoba, the Collaborative Housing Alliance Real Estate Investment Trust aims to increase the availability of affordable housing in Manitoba by converting and renovating existing buildings and building new units that will offer below-market affordable housing options.

    Once launched, the trust would utilize resources from private, public and non-profit organizations to create a scalable and sustainable investment platform for non-market housing in Manitoba that is protected from market forces.

    “Addressing the housing crisis in Manitoba is a shared responsibility that requires close collaboration between the public, non-profit and private sectors,” said Smith. “Together, we can make a difference.”

    The one-time grant funding will cover the startup costs of the trust, allow the business council to solicit other investors and acquire or construct at least three new housing projects in the next year, the minister noted. The Manitoba government will closely monitor the outcomes of the trust over the next year.

    To learn more about the Manitoba government’s work related to housing and ending homelessness, visit http://www.gov.mb.ca/housing/index.html.

    – 30 –

    MIL OSI Canada News –

    January 23, 2025
  • MIL-OSI United Kingdom: Social Security Advisory Committee reappointments

    Source: United Kingdom – Executive Government & Departments

    The Social Security Advisory Committee have reappointed Carl Emmerson and Phil Jones.

    The Secretary of State for Work and Pensions has confirmed the reappointment of Carl Emmerson and Phil Jones as Members of the Social Security Advisory Committee (SSAC). The reappointments extend Carl and Phil’s membership to 31 July 2026.

    Appointments and reappointments to the Committee are made by the Secretary of State for Work and Pensions and are regulated by the Commissioner for Public Appointments. The reappointment has been made in line with the Governance Code on Public Appointments.

    Carl Emmerson

    Carl Emmerson is Deputy Director of the Institute for Fiscal Studies (IFS), a Fellow of the Academy of Social Sciences, an editor of the annual IFS Green Budget and a Director of the Pensions Review. His research includes issues around the UK’s public finances, and household retirement saving decisions. He is also a member of the advisory panel of the Office for Budget Responsibility, and the UK Statistics Authority’s Methodological Assurance Review Panel.

    Phil Jones

    Since October 2021 Phil Jones has been Chief Executive of the Welsh Social Enterprise, Business in Focus, which provides a suite of business support services across Wales, including the delivery of the Welsh Government’s flagship ‘Business Wales’ service.

    Phil was previously the Director of Prince’s Trust Cymru for 5 years and, before that, the Wales Area Manager for The Royal British Legion.  Phil also served in the Armed Forces for over 25 years as an officer in The Royal Welsh.
    About the Committee

    The Social Security Advisory Committee is an independent advisory body of the Department for Work and Pensions. Its statutory remit is to:

    • to provide advice and assistance to the Secretary of State, whether in response to a specific request or on its own initiative
    • to scrutinise secondary legislation relating to social security for the benefit of the Secretaries of State for Work and Pensions or the Department for Social Development in Northern Ireland, and Parliament

    The Committee Membership comprises:

    • Dr Stephen Brien (Chair)
    • Les Allamby
    • Bruce Calderwood
    • Rachel Chiu
    • Carl Emmerson
    • Daphne Hall
    • Professor Stephen Hardy
    • Jacob Meagher
    • Philip Jones
    • Dr Suzy Walton

    Contact SSAC

    Further enquiries should be directed to the Committee Secretary:

    Social Security Advisory Committee
    7th Floor Caxton House
    Tothill Street
    London
    SW1H 9NA

    Email: ssac@ssac.gov.uk

    Tel: 0300 046 0323

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    Updates to this page

    Published 8 October 2024

    MIL OSI United Kingdom –

    January 23, 2025
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