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Category: housing

  • MIL-OSI USA: Warner, Kaine, & Colleagues Press Trump Administration to Resume Processing DACA Applications

    US Senate News:

    Source: United States Senator for Virginia Tim Kaine
    WASHINGTON, D.C. – Today, U.S. Senators Mark R. Warner and Tim Kaine (both D-VA) and their Senate colleagues urged U.S. Citizenship and Immigration Services (USCIS) to resume processing applications for the Deferred Action for Childhood Arrivals (DACA) program following the Fifth Circuit Court of Appeals decision to narrow the nationwide injunction to Texas. Currently, more than 100,000 initial DACA applications are pending with USCIS. The letter comes in advance of the thirteenth anniversary of President Barack Obama establishing the DACA program in 2012. Since 2012, more than 825,000 people have received deferred action pursuant to DACA. DACA recipients contribute an estimated $140 billion to the U.S. economy in spending power and $40 billion in combined federal, payroll, state, and local taxes. 
    In the letter to USCIS Acting Director Alfonso-Royals, the senators began, “Noncitizens brought to the United States as children, often known as Dreamers, are American in every way but their immigration status. Many only know this country as their home, and they contribute every day to this great nation by paying taxes and serving in critical roles, such as police officers, teachers, and nurses. Americans overwhelmingly support providing Dreamers a path to citizenship, and in December 2024, President Trump stated that he supported protections for Dreamers to remain in the United States.”
    “Consistent with this statement, we implore you to use your authority at United States Citizenship and Immigration Services (USCIS) to resume processing initial applications for Deferred Action for Childhood Arrivals (DACA) and provide such protections for Dreamers immediately,” the senators continued.
    The senators further elaborated on the Fifth Circuit’s decision to limit the injunction, writing, “Pursuant to the order, in Texas, DACA must resume as a limited program providing protection from deportation for current DACA recipients, but without access to work authorization or driver’s licenses as part of those renewals. This order went into effect on March 11, giving USCIS the authority to start processing initial DACA applications from states other than Texas. However, nearly three months later, USCIS has not made any public announcement on whether new DACA applications will be processed; nor has the agency begun processing initial applications that have been pending with the agency for years.”
    “We urge you to begin processing these DACA applications immediately, consistent with the Fifth Circuit decision and existing regulations, and to ensure Dreamers eligible to file initial DACA applications can do so as soon as possible,” the senators concluded.
    In addition to Warner and Kaine, the letter is signed by U.S. Senators Dick Durbin (D-IL), Tammy Baldwin (D-WI), Michael Bennet (D-CO), Richard Blumenthal (D-CT), Cory Booker (D-NJ), Chris Coons (D-DE), Catherine Cortez Masto (D-NV), Tammy Duckworth (D-IL), John Fetterman (D-PA), Ruben Gallego (D-AZ), Kirsten Gillibrand (D-NY), Maggie Hassan (D-NH), Martin Heinrich (D-NM), John Hickenlooper (D-CO), Mazie Hirono (D-HI), Mark Kelly (D-AZ), Andy Kim (D-NJ), Angus King (I-ME), Amy Klobuchar (D-MN), Ben Ray Luján (D-NM), Edward Markey (D-MA), Jeff Merkley (D-OR), Patty Murray (D-WA), Alex Padilla (D-CA), Gary Peters (D-MI), Jack Reed (D-RI), Jacky Rosen (D-NV), Bernie Sanders (I-VT), Brian Schatz (D-HI), Adam Schiff (D-CA), Jeanne Shaheen (D-NH), Elissa Slotkin (D-MI), Tina Smith (D-MN), Chris Van Hollen (D-MD), Rev. Raphael Warnock (D-GA), Elizabeth Warren (D-MA), Peter Welch (D-VT), Sheldon Whitehouse (D-RI), and Ron Wyden (D-OR).
    A copy of the letter is available here and below.
    Dear Acting Director Alfonso-Royals:
    Noncitizens brought to the United States as children, often known as Dreamers, are American in every way but their immigration status. Many only know this country as their home, and they contribute every day to this great nation by paying taxes and serving in critical roles, such as police officers, teachers, and nurses. Americans overwhelmingly support providing Dreamers a path to citizenship, and in December 2024, President Trump stated that he supported protections for Dreamers to remain in the United States. Consistent with this statement, we implore you to use your authority at United States Citizenship and Immigration Services (USCIS) to resume processing initial applications for Deferred Action for Childhood Arrivals (DACA) and provide such protections for Dreamers immediately.
    In 2001, the Dream Act was introduced on a bipartisan basis to provide a path to citizenship to undocumented immigrants who came to the United States as children but remained vulnerable to deportation. Since that time, the Dream Act has been introduced in every Congress. It has passed both the House of Representatives and the Senate with bipartisan majority votes, but no version has yet to be signed into law. In response to bipartisan pressure to protect Dreamers until Congress acted, the Obama Administration implemented DACA through a policy memorandum in 2012.
    Since 2012, more than 825,000 people have received deferred action pursuant to DACA. Many DACA recipients report that deferred action—and the accompanying employment authorization —allowed them to apply for their first job or move to a higher-paying position more commensurate with their skills. Since its establishment, DACA recipients have contributed an estimated $140 billion to the U.S. economy in spending power, and $40 billion dollars in combined federal, payroll, state, and local taxes.
    In 2021, U.S. District Court Judge Andrew Hanen halted the DACA program and enjoined USCIS from approving any new DACA applications nationwide. While the program was enjoined, USCIS has continued to accept and hold initial applications, and in 2022, the Department of Homeland Security published the DACA Final Rule, codifying the 2012 memorandum establishing DACA into regulation. Over 100,000 initial DACA applications are pending with USCIS.
    On January 17, 2025, the Fifth Circuit Court of Appeals issued a decision limiting Judge Hanen’s injunction to Texas. Pursuant to the order, in Texas, DACA must resume as a limited program providing protection from deportation for current DACA recipients, but without access to work authorization or driver’s licenses as part of those renewals. This order went into effect on March 11, giving USCIS the authority to start processing initial DACA applications from states other than Texas. However, three months later, USCIS has not made any public announcement on whether new DACA applications will be processed; nor has the agency begun processing initial applications that have been pending with the agency for years.
    We urge you to begin processing these DACA applications immediately, consistent with the Fifth Circuit decision and existing regulations, and to ensure Dreamers eligible to file initial DACA applications can do so as soon as possible.
    Thank you for your prompt attention to this urgent matter.
    Sincerely,

    MIL OSI USA News –

  • MIL-OSI USA: Cortez Masto, 40 Senate Democrats Press Trump Administration to Resume Processing DACA Applications

    US Senate News:

    Source: United States Senator for Nevada Cortez Masto

    Washington, D.C. – U.S. Senator Catherine Cortez Masto (D-Nev.) joined 39 Senate Democrats led by U.S. Senator Dick Durbin (D-Ill.) urging the Trump administration to resume processing applications for the Deferred Action for Childhood Arrivals (DACA) program, following a court ruling that limited a nationwide injunction to Texas.

    The senators began by highlighting the popular support for providing Dreamers a pathway to citizenship, writing: “Noncitizens brought to the United States as children, often known as Dreamers, are American in every way but their immigration status. Many only know this country as their home, and they contribute every day to this great nation by paying taxes and serving in critical roles, such as police officers, teachers, and nurses. Americans overwhelmingly support providing Dreamers a path to citizenship, and in December 2024, President Trump stated that he supported protections for Dreamers to remain in the United States.”

    The senators continued by making their request, writing: “Consistent with this statement, we implore you to use your authority at United States Citizenship and Immigration Services (USCIS) to resume processing initial applications for Deferred Action for Childhood Arrivals (DACA) and provide such protections for Dreamers immediately.”

    Sunday, June 15 marks the thirteenth anniversary of President Obama establishing the DACA program via policy memorandum in 2012. Since then, more than 825,000 people have received deferred action pursuant to DACA, empowering recipients to bolster their careers and contribute an estimated $140 billion to the U.S. economy in spending power and $40 billion in combined federal, payroll, state, and local taxes. 

    In 2021, U.S. District Court Judge Andrew Hanen halted the DACA program and enjoined USCIS from approving any new DACA applications nationwide. While the program was enjoined, USCIS has continued to accept and hold initial applications, and in 2022, the Department of Homeland Security published the DACA Final Rule, codifying the 2012 memorandum establishing DACA into regulation. More than 100,000 initial DACA applications are pending with USCIS.

    On January 17, 2025, the Fifth Circuit Court of Appeals issued a decision limiting Judge Hanen’s injunction to Texas.

    The senators further elaborated on the Fifth Circuit’s decision to limit the injunction, writing: “Pursuant to the order, in Texas, DACA must resume as a limited program providing protection from deportation for current DACA recipients, but without access to work authorization or driver’s licenses as part of those renewals. This order went into effect on March 11, giving USCIS the authority to start processing initial DACA applications from states other than Texas. However, nearly three months later, USCIS has not made any public announcement on whether new DACA applications will be processed; nor has the agency begun processing initial applications that have been pending with the agency for years.”

    The senators concluded by reiterating their request, writing: “We urge you to begin processing these DACA applications immediately, consistent with the Fifth Circuit decision and existing regulations, and to ensure Dreamers eligible to file initial DACA applications can do so as soon as possible.”

    For a PDF of the letter to USCIS, click here.

    The first and only Latina senator, Senator Cortez Masto has consistently supported immigrant communities in Nevada, calling on both administrations to protect TPS holders and other immigrants, as well as leading commonsense legislation to fix our broken immigration system. She has worked to pass meaningful immigration reform that balances critical border security measures with a path to citizenship for Dreamers, TPS holders, and essential workers.

    MIL OSI USA News –

  • MIL-OSI USA: Joined by Constituents Who Rely on Medicaid and SNAP, Senator Murray Slams Republicans’ “Big Ugly Betrayal” for Gigantic Cuts to Programs That Washingtonians Depend on to Meet Basic Needs

    US Senate News:

    Source: United States Senator for Washington State Patty Murray

    Washington State Standard: Thousands in WA at risk of losing food benefits under GOP bill in Congress

    NEW: Estimates show Republican cuts would result in 16 million people losing health care — including over 300,000 people in WA state

    ***PHOTOS AND B-ROLL FROM EVENT HERE***

    ***FULL VIDEO OF PRESS CONFERENCE HERE***

    Seattle, WA — Today, U.S. Senator Patty Murray (D-WA), Vice Chair of the Senate Appropriations Committee, held a press conference laying out how Republicans’ One Big Beautiful Bill Act would be catastrophic for people across Washington state who rely on Medicaid, Affordable Care Act (ACA) health coverage, and the Supplemental Nutrition Assistance Program (SNAP). Senator Murray was joined by health care providers and constituents in Washington state who stand to lose the health care and nutrition benefits they or their patients rely on under the legislation, which Republicans are seeking to pass through the reconciliation process—which requires only a simple majority of votes in each chamber of Congress. The legislation passed the House on May 22nd and is now being considered by the Senate.

    “If Republicans pass this monstrosity into law, billionaires like Trump and Musk are going to make away like bandits while struggling families are going to have their entire world turned upside down. They are going to lose health care. They are going to lose food assistance. They are going to see costs go up and support they rely on go away,” Senator Murray said at the press conference today. “When it comes to health care, we are talking about 16 million people getting kicked off their insurance—from 8 million people Republicans will cut off from Medicaid with new paperwork, to 4 million who will lose ACA coverage due to Republican sabotage, to another 4 million who are going to lose coverage if Republicans refuse to extend tax cuts…In Washington state, this Republican disaster would take health care away from over 300,000 people minimum—200,000 from Medicaid alone…And again, I can’t emphasize enough: Republicans want to cut families off from SNAP and Medicaid—programs that give people a hand up in hard times—so they can give enormous hand outs to the richest people and biggest companies in the country. As someone who knows what it is like to have your family fall on hard times, as someone whose family relied on food stamps briefly, as someone whose parents used to say they ‘crawled’ to Medicare—you can bet I am going to fight like hell to make sure this bill goes nowhere except the trash bin. I know this won’t be an easy fight. But it is not an impossible fight, and it is absolutely an important one.”

    In Washington state, 1.95 million people rely on Apple Health, Washington state’s Medicaid program, and over 300,000 Washingtonians access coverage through the state’s Affordable Care Act marketplace (Washington Healthplanfinder). New estimates released last week by the nonpartisan Congressional Budget Office (CBO) found that Republicans’ legislation will kick 16 million people off their health insurance—between the drastic cuts to Medicaid and the sabotage of the Affordable Care Act and refusal to expand tax credits Democrats passed to lower health insurance premiums. The Joint Economic Committee estimates that at least 306,312 in Washington state would lose their health insurance under the Republican bill—that includes 198,050 people who would be kicked off Medicaid and 108,262 people who would lose their coverage under the Affordable Care Act. Among other things, Republicans’ bill would institute work reporting requirements for Medicaid, which have been proven not to increase employment and just strip health care coverage from people who are already working or exempt—this would put more than 620,000 Washingtonians at risk of losing their health care coverage or having it delayed. Fourteen rural hospitals in Washington state would be at risk of closure under the Republican bill, according to a recent analysis. The legislation would also “defund” Planned Parenthood, threatening the closure of up to 200 health centers across the country.

    In addition, Republicans’ reconciliation bill includes sweeping cuts to SNAP that would force between $95 million and $477 million in new costs onto Washington state. 11 percent of Washington state residents rely on SNAP, and the Washington State Department of Social and Health Services estimated that more than 900,000 people across the state could their see SNAP benefits reduced or eliminated under Republicans’ bill.  

    “I work in the Urgent Care. Most ERs and Urgent Cares are bursting at the seams. If Medicaid is cut, more children will not be able to see a doctor for appropriate preventative care or timely care for illnesses and injuries. Those kids then come see me. They are sicker than they would have been. Asthma that could have been managed with a simple inhaler ends up with a child on oxygen in the intensive care unit. A mild infection that could have been treated with oral antibiotics becomes a major infection requiring hospitalization and IV treatment. This is costly, inefficient, and worst of all—completely avoidable,” said Dr. Lelach Rave, Interim Executive Director of the Washington Chapter of the American Academy of Pediatrics. “Cuts to Medicaid also ripple across the system. Pediatric specialty departments are already closing in some hospitals. Waitlists are growing, and not just for Medicaid kids—for all children, regardless of insurance coverage. Rural areas are especially hard-hit, and once a service disappears, it’s incredibly difficult to bring it back. This isn’t just a policy debate. It’s about real children. Real families. Real consequences. Medicaid cuts are not abstract budget line items. They are barriers to care, obstacles to safety, and roadblocks to children growing up healthy and whole.”

    “I am deeply concerned about the impact Medicaid cuts will have on our patients directly, and on the ability of our hospitals and clinics to continue to provide life-saving and life-changing care. Health insurance changes the lives of people every day. I have to believe that if national leaders supporting this bill could see what I see every day in the clinic and the hospital, they would move past the cruelty of these proposed cuts and prioritize the dignity and care that all humans deserve,” said Dr. Margaret Isaac, Medical Director of the Adult Medicine Clinic and Co-Site Director of the Internal Medicine Clerkship at Harborview Medical Center in Seattle.

    “My son has benefited exponentially from the support he has received through his Medicaid coverage. As conversations swell around cuts to Medicaid, my concerns swell for him,” said Sarah Brantley, the mother of a 34-year-old son, Paul—an avid sports fan and artist—who was born with developmental delays and on the autism spectrum, and relies on Medicaid for critical services. “Access to the features of this program have created opportunities for him to not only overcome intense medical and developmental challenges but, in fact, to thrive. He has found a sense of purpose and a place of pride in his community through supported employment opportunities and community inclusion. As his live-in provider, I am able to support his daily health, hygiene, and safety in his own home, thereby helping him prevent setbacks while preserving his dignity. His life has literally been saved by the interventions of Medicaid. Moreover, he has found community and empowerment in the journey. He has grown to have a sense of self pride and confidence I never dreamed possible for my son.”

    “I am a Medicaid success story,” said MomsRising memberBronti Lemke, a single mom with a six-year-old son in Tacoma who is working toward her Bachelor’s degree. Medicaid and SNAP have been critical sources of support for her family as she pursues her education and works to build financial security for her family. “I was an addict and Medicaid – known as Apple Health here in Washington – provided the care, medications, and treatment that helped me get clean. Now, I am about to collect a degree from community college and I’ll be enrolling at UW, Tacoma this fall. Medicaid covered my son’s birth and we rely on it for preventive and routine care. I also rely on SNAP to feed my family, as food prices skyrocket. It terrifies me that Republicans in Congress are poised to slash these two programs and I don’t understand why anyone thinks more tax cuts for billionaires is more important than food and health care for families like mine. I want Congress to make child care more affordable, invest in schools, and continue supporting the health care and food we need.”

    “It’s been really difficult to find a path out of homelessness. Not a lot of places will hire you without a degree, and the ones that will don’t pay enough to live on—and you can forget about health insurance. Because you’ve also got to think about the physical toll that 15 years of living outside takes on your body. About 2.5 years ago I was walking up a hill when I noticed that my calves were swelling. I didn’t think much of it at first but then my toes started to turn purple and eventually I was in so much pain I couldn’t walk. It got to the point that I thought I might not make it through this past winter—the cold made my legs a hundred times worse than before. It’s honestly hard to put that sort of pain into words. But I made it, thanks to my partner Brandie. All winter she gathered our wood, cooked all our meals, kept hand warmers on my feet. She got me to the other side of that winter. And she got me through that front door at the health clinic where I was finally able to get on Medicaid and get some care,” said Jeff Towle, a father, partner, and devoted Seahawks fan who is one of the nearly two million people in Washington state who relies on Medicaid for health care. “It was a very long time coming. And thank God for that, because it turns out I’d been walking a pretty high wire. I’d been living with deep vein thrombosis and an irregular heartbeat, two conditions that can kill, and I had no idea. It’s that simple: without Medicaid I’d be in a world of hurt. In fact I might not even be here today—in an apartment of my own, in this beautiful place that I love, finally starting to heal. Medicaid has helped give me another chance. The battle’s not over–I just had surgery on my legs yesterday, my second procedure, and my surgeon thinks there’s a good chance I’ll need another. They say I may have to stay on blood thinners for the rest of my life. And so having Medicaid is not a matter of convenience for me. It’s a matter of survival. That’s true for me, and it’s true for millions of other Americans who need this program. Don’t count us out.”

    “I am opposed to the Medicaid cuts being considered in Congress, including the additional copays that are being discussed. I’ve relied on safety net programs since 2001 when I was a passenger in a car accident that injured my spinal cord and took me out of the workforce. I raised my three grandkids with my SSDI, since we lost my daughter, their mother Tiffany, who passed away in 2007 after losing her health care when she lost her job. Her story was the essential story in the passage of the Affordable Care Act from President Obama. Without Medicaid, we would not have been able to get the care we needed. I’m worried that if these cuts go through that my family and millions of other families like ours will lose access to their health care,” said Gina Owens, a member of Washington Community Action Network, and a single grandmother raising her three grandkids who all rely on Medicaid. “It deeply saddens me that my family and I have struggled to do the right thing for all of these years, only to have Congress tell us that we will need to pay higher copays out of our fixed income. A few dollars may not sound like much to the majority of people, but to many like me, it can be the difference between going hungry or having our electric bill cut off. I’ll call it like it is, cuts and increasing copays are robbing from the poor to give to the rich. Our country has so much wealth, there are enough resources for everyone to have their needs met.”

    “Four years ago, I was able bodied working, had a full-time job. I was working for the federal government,” said Janelle Smith Dozier, who relies on SNAP and Social Security benefits to help make ends meet. “It was while at work where I got very dizzy and couldn’t hardly walk, couldn’t hardly think straight. I ended up going to the doctor and discovered I had a brain condition that required brain surgery. After the brain surgery, three months later, I had back surgery, and a year later, had another back surgery. So, I went from working full time, to becoming medically retired in my fifties and not knowing what to do. I had to not only get medically retired from work, I had to apply for disability through Social Security. All of these are foreign and new to me. I didn’t even know how they work because I was in my fifties and never thought I would be at that point. So, I ended up having to apply for food stamps. And to be honest with you, pride got in the way, and I didn’t want to do it, because I was always an able-bodied person who could take care of myself and my family. I ended up getting food stamps, and my Social Security hadn’t kicked in, so I was basically living off of $500 no income… Now I’m in a position almost four years later, and my Social Security and my benefits have kicked in. I’m still making less than $20,000 compared to almost $60,000, so it’s a huge, huge gap. The food stamps have always helped me. They have helped me and my family actually. The food bank has helped me with the space between getting the food stamps and my food supply running out, like three [weeks] into the month. Without the food stamps, I would have to dip into my Social Security and my retirement, which is pretty much tied up into taking care of myself outside of food, which would leave me with hardly no money to live on. Food stamps have helped me survive. They have helped my family survive.”

    Senator Murray’s full remarks, as delivered at today’s press conference, are below and HERE:

    “Well, good morning and welcome, and thank you to everyone that is here for this really important opportunity to talk about what is happening, coming at us from the President and the Republican Congress that is going to impact absolutely everybody.

    “We’re going to see more people who are sick, more people who are starving, or tax breaks for the wealthiest people in the country. That is what the Republican agenda is.

    “That is heart of the Big Ugly Betrayal they are moving heaven and earth to pass into law. And that is exactly what we are here to raise the alarm.

    “We’re hearing a lot of empty Republican lies about their bill right now, a lot of desperate spin. That’s because the reality is catastrophic.

    “If Republicans pass this monstrosity into law, billionaires like Trump and Musk are going to make away like bandits, while struggling families are going to have their entire world turned upside down. They are going to lose health care. They are going to lose food assistance. They are going to see costs go up and support they rely on go away.

    “When it comes to health care, we are talking about 16 million people getting kicked off their insurance. From eight million people Republicans will cut off from Medicaid with new paperwork and red tape, to four million who will lose ACA coverage due to Republican sabotage, to another four million who are going to lose coverage if Republicans refuse to extend health care tax credits.

    “That’s right. Republicans will do whatever it takes to extend tax cuts for big corporations and the richest of the rich. They will kick folks off their health care, shut down rural hospitals, take food off families’ tables—right off kids’ plates—you name it.

    “But when it comes to health care tax credits Democrats passed for everyday Americans, when it comes to extending relief that is saving millions of families thousands of dollars a year? Crickets. Republicans simply can’t be bothered.

    “In Washington state, this Republican disaster would take health care away from over 300,000 people minimum—200,000 from Medicaid alone. And yet, the Republicans whose constituents have the most to lose here—the people representing the areas most reliant on Medicaid, representing the people who are going to be hit the hardest, are full steam ahead on this! I hope everyone will ask them why, because I can’t figure out for the life of me.

    “Voting for this bill is voting to kick seniors out of nursing homes. It is voting to shut down hospitals in rural areas. It is voting to take coverage away from kids with disabilities.

    “But Republicans aren’t content to leave families without health care—they want them to go without food!

    “Their Big Ugly Betrayal would make the biggest cut to SNAP in history—we’re talking around a quarter of a trillion dollars cut over the next ten years. It should be obvious, but that would be devastating for our country.

    “From saddling states with unprecedented costs, to saddling families with even more red tape—the outcome is going to be less families getting SNAP benefits, and more kids going hungry.

    “In Washington state alone, Republicans’ bill would put 150,000 people across our state at risk of losing food benefits. And the new red tape is even targeted at some of our most vulnerable families, because it expands work requirements to apply to seniors and parents with kids in school. That’s who Republicans want to take food away from.

    “And again, I can’t emphasize enough: Republicans want to cut families off from SNAP and Medicaid—programs that give people a hand up in hard times—so they can give enormous handouts to the richest people and biggest companies in the country.

    “As someone who knows what it is like to have your family fall on hard times, as someone whose family relied on food stamps briefly, as someone whose parents used to say they ‘crawled’ to Medicare—you can bet I am going to fight like hell to make sure this bill goes nowhere—except the trash bin.

    “I know this won’t be an easy fight. But it is not an impossible fight, and it is absolutely an important one.

    ‘Because we saw what happened in 2017, when Republicans tried to rip away health care, when they tried to throw basic support for families into the wood chipper. The American people stood up. They shared their stories. They said, we do not want this. And their voices were heard. That effort failed.

    “And I am going to do my darnedest to make our voices heard once again. I am going to make sure every Republican considering this bill cannot get off the hook trying to ignore exactly what they are voting for, and who they are voting against.

    “And, to that end, I am joined today by some people who know, personally, from their work, and from their own experience—just how important these programs are, and just how catastrophic Republicans’ Big Ugly Betrayal would be.”

    MIL OSI USA News –

  • MIL-OSI United Kingdom: RECIPIENTS FROM SCOTLAND IN HM THE KING’S BIRTHDAY HONOURS LIST

    Source: United Kingdom – Executive Government & Departments

    News story

    RECIPIENTS FROM SCOTLAND IN HM THE KING’S BIRTHDAY HONOURS LIST

    Over 110 people from Scotland who have contributed to their community and country are celebrated in His Majesty The King’s Birthday Honours List 2025 today. 

    1215 recipients in total have been awarded for their exceptional achievements, with a particular focus this year on those who have given their time to public service. 

    This year’s recipients include dedicated community champions, role models in sport, pioneers in the arts, passionate health workers, and supporters of young people.

    Recipients from Scotland make up 9% of the total number of recipients receiving honours this year. 

    Prime Minister Keir Starmer said:

    This year’s Birthday Honours List is a powerful reminder of the extraordinary dedication, compassion, and service that exists in every corner of our country.

    From community champions to cultural icons, each recipient reflects the very best of Britain. I extend my heartfelt congratulations and gratitude to them all.

    The Secretary of State for Scotland, Ian Murray, said:

    I am delighted to congratulate all those recognised in the King’s Birthday Honours list, particularly John and Linda Norgrove on their well-deserved OBEs for their extraordinary humanitarian work in Afghanistan through the Linda Norgrove Foundation. Their dedication to improving the lives of Afghan women and girls, born from personal tragedy, exemplifies the very best of Scottish compassion and resolve.

    Communities across Scotland benefit from the extraordinary effort of those honoured. From Dr Richa Sinha Chair of the Scottish Hindu society and their work to tackle Hinduphobia, to Zahrah Mahmood Chair of the Rambling Society to Heather Hall founding The Usual Place in Dumfries. 

    I would also like to extend special recognition to Scotland Office’s own Moira Vance on receiving her MBE. Moira’s unwavering commitment to public service has been instrumental in the work of our department for 44 years, and this honour reflects her exceptional contribution to the people of Scotland.

    The Honours list showcases the remarkable achievements of individuals across Scotland who have gone above and beyond in their respective fields. Their service to our communities represents the spirit of dedication and excellence that makes Scotland proud.

    Anyone can nominate someone for an honour. If you know someone who has achieved fantastic things worthy of recognition, go to https://www.gov.uk/honours to find out more about how you can put them forward.

    Notable recipients across Scotland include:  

    Zahrah Mahmood from Glasgow who at 34 receives an MBE for voluntary service. She is the president of Ramblers Scotland and known as ‘The Hillwalking Hijabi’ for her work addressing the barriers faced by ethnic minorities and providing practical advice to beginners, demonstrating her commitment to making the outdoors accessible to all.

    Duncan, Caroline and Jenna Speirs from Argyll and Bute who each receive a BEM for services to charitable fundraising. They provide holiday homes for children with cancer through Calum’s Cabin as well as flats in Glasgow close to cancer treatment centres, allowing families from across the country to stay together in welcoming, home-from-home surroundings during extended periods of treatment. The idea was inspired by their son, and Jenna’s brother, Calum, who passed away from a brain tumour. 

    Scottish historian Alistair Moffat from Ettrick and Lauderdale receives an MBE for services to literature and culture. He is the author of more than 40 books on Scottish history and played a prominent role in the creation of The Great Tapestry of Scotland. He also founded the Borders Book Festival, one of the most highly regarded literary festivals in the UK. 

    Paula Mary Daly from Ayrshire and Arran who receives an MBE for services to Fishermen and their Families. Paula manages the Fishermen’s Mission’s regional centre in the Port of Troon where she works to connect the isolated and marginalised with the services they need. 

    Monty Cowen from Giffnock, who at 92 receives an MBE for services to the Jewish Community. He assisted with the merger of the synagogue in Giffnock to a bigger building now known as Giffnock Newton Mearns Hebrew Congregation, is Honorary President of the Glasgow Hebrew Burial Society and is actively involved with the Association of Jewish Ex Servicemen and Women. 

    ENDS

    Notes to editors:

    • Anyone can nominate someone for an honour here: https://www.gov.uk/honours.
    • If you would like to interview a member of one of the honours committees about increasing representation from your area, please contact the Cabinet Office on pressoffice@cabinetoffice.gov.uk

    Updates to this page

    Published 13 June 2025

    MIL OSI United Kingdom –

  • MIL-OSI USA: Afghan National Pleads Guilty to Plotting Election Day Terror Attack in the United States

    Source: US State of California

    Nasir Ahmad Tawhedi, 27, a native and citizen of Afghanistan, pleaded guilty today in federal court in Oklahoma City to two terrorism-related offenses: conspiring and attempting to provide material support and resources to the Islamic State of Iraq and al-Sham (ISIS), a designated foreign terrorist organization, and receiving, attempting to receive, and conspiring to receive firearms and ammunition in furtherance of a federal crime of terrorism.

    “The defendant admits he planned and obtained firearms to carry out a violent terror attack on Election Day in 2024, a plot that was detected and disrupted through the good work of the FBI and our partners,” said FBI Director Kash Patel. “Let this serve as notice to anyone who tries to conduct attacks in our homeland for ISIS or any other terror group: we will find you and you’ll face American justice. I want to commend the FBI teams and our partners for their hard work and success in executing the mission.”

    “Through incredible law enforcement effort and coordination, a violent terrorist attack on American soil was thwarted, and those responsible are being held accountable,” said U.S. Attorney Robert J. Troester for the Western District of Oklahoma. “I commend the outstanding work by the FBI, our law enforcement partners, and prosecutors to diligently discover, thoroughly investigate, and completely foil this terror plot. These guilty pleas serve as an emphatic reminder that the Department of Justice and its law enforcement partners will aggressively pursue those who attempt to harm Americans through terrorist acts.”

    “Thanks to outstanding work by the Oklahoma City Joint Terrorism Task Force, the defendant’s plan to kill innocent Americans in a terrorist attack on Election Day was stopped,” said Special Agent in Charge Doug Goodwater of the FBI Oklahoma City Field Office. “The FBI is grateful to all who stand beside us in our fight against terrorism. Together, we will continue to safeguard our communities from those who conspire against the United States.”

    According to court documents, Tawhedi admitted that between June 2024 and October 2024 he conspired with at least one other individual to purchase two AK-47 rifles, 500 rounds of ammunition, and 10 magazines, with the intent to carry out a mass-casualty attack on or around Election Day, Nov. 5, 2024, on behalf of ISIS.  According to a criminal complaint affidavit filed in the case, Tawhedi communicated with an ISIS facilitator about his plan to purchase firearms for use in the terror plot, including asking the individual whether 500 rounds of ammunition would be sufficient.

    Tawhedi and his co-conspirator, Abdullah Haji Zada, were arrested on Oct. 7, 2024, after purchasing the firearms and ammunition from an undercover FBI employee.  Zada, 18, pleaded guilty in April 2025 to the firearms offense in connection with his role in the terror plot and is awaiting sentencing. Zada, who was 17 at the time of his arrest, entered his guilty plea as an adult and will be sentenced as an adult.

    At sentencing, Tawhedi faces a maximum penalty 20 years in prison for the material support charge and up to 15 years in prison for the firearms charge. Zada faces up to 15 years in federal prison. Upon completion of any sentence, Tawhedi and Zada will be permanently removed from the United States and barred from reentry under stipulated judicial orders of removal to Afghanistan. A federal district court judge will determine any sentence after considering the U.S. Sentencing Guidelines and other statutory factors.

    The FBI Oklahoma City Field Office’s Joint Terrorism Task Force, which includes Homeland Security Investigations, U.S. Immigration and Customs Enforcement, U.S. Citizenship and Immigration Services, U.S. Marshals Service, Oklahoma State Bureau of Investigation, the Edmond Police Department, the Moore Police Department, the Oklahoma City Police Department, the Oklahoma City Community College Police Department, and the Oklahoma City University Police Department, is investigating the case.

    Assistant U.S. Attorneys Jessica L. Perry and Matt Dillon for the Western District of Oklahoma; Assistant U.S. Attorney Everett McMillian, who previously served in the National Security Division’s Counterterrorism Section; and Trial Attorney Jennifer Levy of the Counterterrorism Section are prosecuting the case. Trial Attorney Mark Stoneman of the Money Laundering and Asset Recovery Section, who previously served as an Assistant U.S. Attorney for the Western District of Oklahoma, also assisted with the prosecution.

    MIL OSI USA News –

  • MIL-OSI: Interoil Annual report 2024 published

    Source: GlobeNewswire (MIL-OSI)

    Oslo, 13 June 2025

    Please find attached the 2024 Annual report for Interoil Exploration and Production ASA and the independent audit report prepared by PricewaterhouseCoopers AS. The company publishes its annual financial statements also in European Single Electronic Format (ESEF), available in a zip file named Interoil-Exploration-and-Production-2024-12-31-en as an attachment to this release.

    This information is subject to the disclosure requirements pursuant to section 5 -12 of the Norwegian Securities Trading Act.

    ***************************

    Please direct any further questions to ir@interoil.no About Interoil Interoil Exploration and Production ASA is a Norwegian based exploration and production company – listed on the Oslo Stock Exchange with focus on Latin America. The Company is operator and license holder of several production and exploration assets in Colombia and Argentina with headquarter in Oslo.

    Attachments

    The MIL Network –

  • MIL-OSI United Kingdom: Outstanding contributions by British nationals abroad recognised on the King’s Birthday 2025 Overseas and International Honours list

    Source: United Kingdom – Executive Government & Departments

    Press release

    Outstanding contributions by British nationals abroad recognised on the King’s Birthday 2025 Overseas and International Honours list

    Hi Majesty The King’s Birthday Honours List recognises people who have given exceptional service to the UK abroad and internationally.

    • Stephen Kavanagh, until recently the Executive Director of Police Services at INTERPOL, is knighted for his contribution to international policing and public safety
    • several awards recognise British nationals for outstanding voluntary and charitable work overseas
    • these include Valerie Taylor, Founder of the Centre for the Rehabilitation of the Paralysed in Bangladesh, who receives a CBE for services to disadvantaged people in Bangladesh

    One hundred and ten people have received awards for their exceptional service to the UK overseas or internationally in His Majesty The King’s Birthday Honours List this year. They are recognised for their contributions to British foreign policy and international development, as well as voluntary and charitable work.

    Stephen Kavanagh, lately the Executive Director of Police Services at INTERPOL is appointed a Knight Commander of the Order of St Michael and St George (KCMG) in recognition of his outstanding and sustained leadership, international public service, and track record of success in the role at INTERPOL, where he served as the world’s most senior policing official.

    The most senior official recognised in the list is Sir Philip Barton, who is appointed Knight Grand Cross of the Order of St Michael and St George (GCMG) for his exceptional contribution and achievement over a long career. As the UK’s most senior diplomat and the first Permanent Under-Secretary of the merged Foreign, Commonwealth & Development Office for the past 5 years, his tenure was marked by outstanding dedication, strategic vision and compassionate leadership. 

    Further information about recipients receiving knighthood-level awards on the Overseas and International List can be found on the lists on GOV.UK. 

    Sir Olly Robbins, Permanent Under-Secretary at the Foreign, Commonwealth and Development Office and Head of the Diplomatic Service, said:

    These honours are testament to the dedication, effort and achievements of dozens of individuals, who represent the very best of the UK internationally.

    On behalf of the FCDO, I’d like to congratulate and thank them for their exceptional work.

    The Overseas and International Birthday Honours list also recognises a wide range of contributions at the lower levels, with awards to British nationals for exceptional voluntary and charitable service that has enhanced the UK’s reputation overseas. These include:   

    Valerie Taylor

    Founder of the Centre for the Rehabilitation of the Paralysed in Bangladesh, receives a CBE (Commander of the Order of the British Empire) for services to Disadvantaged People in Bangladesh.

    Valerie Taylor is recognised for her life-long contribution to promoting health and the rights of people with disability in Bangladesh who remain the most marginalised members of Bangladeshi society. In 1969 she was sent by Voluntary Service Overseas (VSO) to East Pakistan (later to become Bangladesh) to start physiotherapy services in a small mission hospital in the Chittagong Hill Tracts. In the 3 years that she worked there she became aware of the pressing need for rehabilitation services and returned to join the staff of the Shaheed Suhrawardy Hospital, a government-run hospital in Dhaka.

    A decade after first visiting the country, she established the Centre for the Rehabilitation of the Paralysed (CRP) – which eventually became the most reliable and respected institute to support disabled people in Bangladesh. At the start of her career, she was running CRP with 4 patients in an abandoned warehouse of the Shaheed Suhrawardy Hospital.

    Through her commitment, she has grown CRP to include a 100-bed hospital as well as 12 centres in different parts of the country to expand the services in collaboration with other organisations, which are affordable and easy to access for disabled people. It promotes the empowerment of disabled people through community-based services, advocacy and networking on disability issues and the rights of disabled girls and women. CRP also raises awareness on disability issues nationally, regionally and internationally and provides medical treatment, rehabilitation and support services.

    On learning of her award, Valerie Taylor said:

    Receiving such an award is a perfect opportunity for me to thank and congratulate the staff of the Centre for the Rehabilitation of the Paralysed (CRP) for their commitment to the work of complete rehabilitation for our patients over these last 46 years.

    Matthew Featherstone

    President, Cricket Brazil, receives an OBE (Officer of the Order of the British Empire) for services to Sport and Disadvantaged Communities, Women and Girls Overseas.

    ​​Matt Featherstone is recognised for ​​​his exceptional contribution to expanding cricket in Brazil and supporting disadvantaged people through sport. In 2001, he co-founded the Brazilian Cricket Association (Cricket Brazil), which was recognised by the International Cricket Council (ICC) in 2006. Through his leadership, cricket was expanded across the country, resulting in Brazil qualifying for the ICC’s World Cricket League (a pathway to joining the ICC World Cup), and the Brazilian male cricket team, originally comprised solely of foreign players, has increased its standing and now has a greater proportion of Brazilian players. ​

    However, Matt’s most impressive work has been through Cricket Brazil’s development programme.  The programme, which started in 2011 as cricket-lessons for 24 children in an orphanage in Poços de Caldas, is now benefitting more than 10,000 children from impoverished communities in 5 states across Brazil, including Rio de Janeiro and Sao Paulo. The programme provides structure, fitness and self-confidence to children between 4 to 17 attending (50) state schools, through cricket coaching. 

    ​​More recently, Matt created the Cricket Like a Girl programme to encourage more girls to play the sport. As a result of the programme, Brazil became the first ever country to give professional cricket contracts to women before men and the Brazilian Ladies Cricket Team has, in this short time, won their 6th South American trophy. Through cricket, Matt is supporting the rights, freedom and potential of underprivileged women and girls in Brazil. 

    On learning of his award, Matthew Featherstone said:

    It is real honour and a massive surprise to receive this award. This is just the start. Cricket Brazil will continue to grow, giving more and more opportunities for the less privileged and also slowly climb the world rankings both female and male. It’s very exciting times for Cricket Brazil.

    Susan Ozturk

    Founder and Trustee, the Vera Thomson English School, Rakhine State, Myanmar, receives an MBE (Member of the Order of the British Empire) for services to Children’s Education and Healthcare in Myanmar.

    Susan Ozturk, the Founder and Director of the Vera Thomson English School in Myanmar, is recognised for her outstanding contribution to improving the lives of children in the village of Lintha. Susan first arrived in Myanmar in 1998, when she visited with her husband and developed a vision which would help the poorest of children access education in a fishing village on the west coast of Rakhine.

    Three years later, she founded the Vera Thomson English School, VTES (named after her mother) in 2001, when she, and her husband moved to Myanmar permanently. Funded by the Andrew Clark Trust, the school has grown from a single simple room to a large compound that houses numerous classrooms, a library, IT suite and open spaces. It is a safe, happy and active learning environment where students learn English, but also many other skills, including an appreciation for the environment and care for the community.  Over 2 decades, the school has directly improved the access to quality education, and hence the lives, of almost 4,500 children and her commitment over the years in the face of countless obstacles has been outstanding.

    On learning of her award, Susan Ozturk said:

    I feel honoured and also shocked at the same time as I believe there are many more worthy people than me. The school is my life. I never look back on what has been achieved but always focus on what needs to be done.

    Elizabeth Burrowes

    Director of Music Education, Brass for Africa, Uganda, receives a British Empire Medal (BEM) for services to Music Education for Disadvantaged Young People in Africa.

    Recommendations for a British Empire Medal include Elizabeth Burrowes, Director of Music Education, Brass for Africa, Uganda, recognised for her exceptional contribution to positively transforming the lives of thousands of young people, and their challenged communities in Uganda and Rwanda, through music. 

    Alongside the thousands of children gaining musical education through her training of local teachers, Elizabeth is an ardent advocate for inclusion and opportunity for all, whether it’s working with civil war refugees in the Bidibidi refugee settlement on the South Sudanese border, young offenders in Kampiringisa National Juvenile Rehabilitation Centre, or those living in the huge impoverished informal settlements around Kampala.

    Also, as a young woman, living embedded in the local community, and walking to work through her neighbourhood for the past 6 years, she has become a powerful leader and role model for female equity and inclusion, creating opportunities to accelerate the realisation of potential for young girls.

    On learning of her award, Elizabeth Burrowes said:

    What a surprise and an honour! Truly, developing and mentoring musicians and teachers, and seeing them empowered and inspiring others is incredibly fulfilling. To me, this award recognises Brass for Africa’s vision and appreciates all the dedicated change-makers on our team who I’m privileged to call friends.

    View the full King’s Birthday Honours 2025: Overseas and International List.

    Media enquiries

    Email newsdesk@fcdo.gov.uk

    Telephone 020 7008 3100

    Email the FCDO Newsdesk (monitored 24 hours a day) in the first instance, and we will respond as soon as possible.

    Updates to this page

    Published 13 June 2025

    MIL OSI United Kingdom –

  • MIL-OSI Canada: Update 4: Alberta wildfire update (June 13, 3:30 p.m.)

    Source: Government of Canada regional news (2)

    MIL OSI Canada News –

  • MIL-OSI Security: Afghan National Pleads Guilty to Plotting Election Day Terror Attack in the United States

    Source: United States Attorneys General 7

    Nasir Ahmad Tawhedi, 27, a native and citizen of Afghanistan, pleaded guilty today in federal court in Oklahoma City to two terrorism-related offenses: conspiring and attempting to provide material support and resources to the Islamic State of Iraq and al-Sham (ISIS), a designated foreign terrorist organization, and receiving, attempting to receive, and conspiring to receive firearms and ammunition in furtherance of a federal crime of terrorism.

    “The defendant admits he planned and obtained firearms to carry out a violent terror attack on Election Day in 2024, a plot that was detected and disrupted through the good work of the FBI and our partners,” said FBI Director Kash Patel. “Let this serve as notice to anyone who tries to conduct attacks in our homeland for ISIS or any other terror group: we will find you and you’ll face American justice. I want to commend the FBI teams and our partners for their hard work and success in executing the mission.”

    “Through incredible law enforcement effort and coordination, a violent terrorist attack on American soil was thwarted, and those responsible are being held accountable,” said U.S. Attorney Robert J. Troester for the Western District of Oklahoma. “I commend the outstanding work by the FBI, our law enforcement partners, and prosecutors to diligently discover, thoroughly investigate, and completely foil this terror plot. These guilty pleas serve as an emphatic reminder that the Department of Justice and its law enforcement partners will aggressively pursue those who attempt to harm Americans through terrorist acts.”

    “Thanks to outstanding work by the Oklahoma City Joint Terrorism Task Force, the defendant’s plan to kill innocent Americans in a terrorist attack on Election Day was stopped,” said Special Agent in Charge Doug Goodwater of the FBI Oklahoma City Field Office. “The FBI is grateful to all who stand beside us in our fight against terrorism. Together, we will continue to safeguard our communities from those who conspire against the United States.”

    According to court documents, Tawhedi admitted that between June 2024 and October 2024 he conspired with at least one other individual to purchase two AK-47 rifles, 500 rounds of ammunition, and 10 magazines, with the intent to carry out a mass-casualty attack on or around Election Day, Nov. 5, 2024, on behalf of ISIS.  According to a criminal complaint affidavit filed in the case, Tawhedi communicated with an ISIS facilitator about his plan to purchase firearms for use in the terror plot, including asking the individual whether 500 rounds of ammunition would be sufficient.

    Tawhedi and his co-conspirator, Abdullah Haji Zada, were arrested on Oct. 7, 2024, after purchasing the firearms and ammunition from an undercover FBI employee.  Zada, 18, pleaded guilty in April 2025 to the firearms offense in connection with his role in the terror plot and is awaiting sentencing. Zada, who was 17 at the time of his arrest, entered his guilty plea as an adult and will be sentenced as an adult.

    At sentencing, Tawhedi faces a maximum penalty 20 years in prison for the material support charge and up to 15 years in prison for the firearms charge. Zada faces up to 15 years in federal prison. Upon completion of any sentence, Tawhedi and Zada will be permanently removed from the United States and barred from reentry under stipulated judicial orders of removal to Afghanistan. A federal district court judge will determine any sentence after considering the U.S. Sentencing Guidelines and other statutory factors.

    The FBI Oklahoma City Field Office’s Joint Terrorism Task Force, which includes Homeland Security Investigations, U.S. Immigration and Customs Enforcement, U.S. Citizenship and Immigration Services, U.S. Marshals Service, Oklahoma State Bureau of Investigation, the Edmond Police Department, the Moore Police Department, the Oklahoma City Police Department, the Oklahoma City Community College Police Department, and the Oklahoma City University Police Department, is investigating the case.

    Assistant U.S. Attorneys Jessica L. Perry and Matt Dillon for the Western District of Oklahoma; Assistant U.S. Attorney Everett McMillian, who previously served in the National Security Division’s Counterterrorism Section; and Trial Attorney Jennifer Levy of the Counterterrorism Section are prosecuting the case. Trial Attorney Mark Stoneman of the Money Laundering and Asset Recovery Section, who previously served as an Assistant U.S. Attorney for the Western District of Oklahoma, also assisted with the prosecution.

    MIL Security OSI –

  • MIL-OSI Security: Justice Department Secures $1 Million Settlement in Sexual Harassment Lawsuit Against Lassen County Landlord

    Source: Office of United States Attorneys

    The owners of approximately 80 rental units in and around Susanville have agreed to pay $1 million to resolve a civil lawsuit alleging that owner Joel Lynn Nolen sexually harassed female tenants and prospective tenants for more than a decade in violation of the Fair Housing Act. The settlement resolves claims against Joel Nolen, Shirlee Nolen, and Nolen Properties LLC.

    The Department of Justice’s lawsuit, filed in the United States District Court for the Eastern District of California in February 2023, alleged that Joel Nolen’s sexual harassment included unwelcome sexual acts and unwelcome touching, demanding sexual acts to terminate eviction proceedings or forgive missed payments, unwelcome sexual comments, soliciting explicit photographs, and adverse housing actions against tenants who rejected his sexual advances.

    “Everyone deserves to feel safe in their home,” said Acting U.S. Attorney Michele Beckwith. “My office will continue to hold accountable any landlord who enables or engages in sexual harassment or retaliation in violation of the Fair Housing Act.”

    Under the consent order, which must be approved by the court, defendants must pay $960,000 to 19 tenants and prospective tenants harmed by Joel Nolen’s harassment and a $40,000 civil penalty to the United States. The consent order permanently bars Joel and Shirlee Nolen from managing residential rental properties, requires Joel and Shirlee Nolen to hire an independent property manager, mandates training and policies to prevent future discrimination, and requires Joel and Shirlee Nolen to take steps to vacate discriminatory evictions and repair credit of tenants harmed by the harassment.

    The claims resolved by this settlement are allegations only, and there has been no determination of liability.

    The department previously reached a $100,000 settlement with several defendants who co-owned rental property with Nolen.

    If you are a victim of sexual harassment by another landlord or property manager or have suffered other forms of housing discrimination, call the Justice Department’s Housing Discrimination Tip Line at 1-800-896-7743 or submit a report online.

    Assistant U.S. Attorney Tara Amin and Civil Rights Division Trial Attorneys Arielle R. L. Reid and Alan A. Martinson handled the case for the United States.

    MIL Security OSI –

  • MIL-OSI Security: Whatcom County man sentenced to 4+ years in prison for brutal and lengthy assault of intimate partner

    Source: Office of United States Attorneys

    Member of Lummi Nation committed assault on tribal land; obstructed justice following tribal charges

    Seattle – A 50-year-old member of the Lummi Nation was sentenced today in U.S. District Court in Seattle to 51 months in prison for assault resulting in serious bodily injury, announced Acting U.S. Attorney Teal Luthy Miller.  Jason Sieber Sr. was charged federally in February 2024, for the October 20, 2023, assault of his then intimate partner. Sieber has been detained at the Federal Detention Center at SeaTac since his arrest in February 2024. At today’s sentencing hearing U.S. District Judge Ricardo S. Martinez said, “This was a horrific attack over a long period of time – it could have ended her life.”

    According to records filed in the case, Sieber became angry with the victim over the amount of time it was taking her to cook dinner. He struck her repeatedly in the face and head and kept her from leaving the home to get help. The blows with his closed fist caused the victim to suffer facial fractures, extreme pain, and disfigurement.

    Prosecutors described the assault in their sentencing memo: “Sieber’s assault of Victim 1 on October 20, 2023, was brutal and prolonged. Over the course of multiple hours, Sieber repeatedly beat his intimate partner, breaking her nose and fracturing bones in her face. As Sieber himself admitted, his actions ‘caused her to suffer extreme physical pain, as well as protracted and obvious disfigurement.’ In addition to punching and slapping Victim 1, Sieber tied Victim 1’s feet to hooks in his bedroom ceiling, leaving her suspended and trapped for 45 minutes. He burned her using a cigarette and strangled her, while telling her how easily he could end her life.” In court today, Assistant United States Attorney Carolyn Forstein recounted those threats Sieber made to the victim. “He said ‘I could kill you right now and stuff you in a crab pot and no one would ever find you.’”

    The victim reported the assault to Lummi Nation Police ten days after the assault. Sieber was originally charged in tribal court. The case was ultimately referred to federal prosecutors.

    Even after Sieber was charged with the assault he attempted to have the victim change her account of what happened. For that conduct the judge determined that he had tried to obstruct justice.

    Sieber will be on three years of supervised release following prison.

    The case was investigated by the Lummi Nation Police Department and the FBI as part of the Safe Trails Taskforce.

    The case is being prosecuted by Assistant United States Attorney Carolyn Forstein and former Assistant United States Attorney J. Tate London.

    MIL Security OSI –

  • MIL-OSI Russia: IMF Executive Board Completes Fourth Reviews Under the Extended Credit Facility and Extended Fund Facility Arrangements, First Review of an Arrangement Under the Resilience and Sustainability Facility, and Concludes 2025 Article IV Consultation with Papua New Guinea

    Source: IMF – News in Russian

    June 13, 2025

    • The Executive Board completed the Fourth Reviews under the Extended Credit Facility (ECF) and Extended Fund Facility (EFF) arrangements for Papua New Guinea, providing the country with immediate access to about US$172 million.
    • The IMF Executive Board also completed the First Review under the Resilience and Sustainability Facility (RSF) arrangement, making available about US$28 million to support the authorities’ policies to address longer-term structural balance of payments vulnerabilities associated with climate change. Papua New Guinea is the first Pacific Island country to access the RSF.
    • The IMF-supported programs will continue to support Papua New Guinea’s homegrown reform agenda, focusing on strengthening debt sustainability, alleviating FX shortages, fostering good governance, and building climate resilience, while protecting the vulnerable and promoting inclusive and sustainable growth.

    Washington, DC: On June 13, 2025, the Executive Board of the International Monetary Fund (IMF) completed the Fourth Reviews of Papua New Guinea’s ECF/EFF arrangements and the First Review under the RSF arrangement.[1] The authorities have consented to the publication of the Staff Report prepared for this consultation.[2] The completion of these reviews allows for the immediate disbursement of SDR 121.07 million (about US$172 million) under the ECF/EFF and SDR 19.74 million (about US$28 million) under the RSF, bringing total disbursements under the programs so far to SDR 461.93 million (about US$655 million). The Executive Board also concluded the Article IV consultation with Papua New Guinea.

    The ECF/EFF arrangements with Papua New Guinea were approved by the Executive Board on March 22, 2023, in an overall amount equivalent to SDR 684.32 million (260 percent of quota) to help address a protracted balance of payments need—manifested in foreign exchange shortages—and to support the authorities’ reforms to address longstanding structural impediments to inclusive growth. The 24-month RSF arrangement, which was approved by the Executive Board on December 11, 2024, in an overall amount of SDR 197.4 million (75 percent of quota), aims to help address risks to prospective balance of payments stability associated with longer-term structural challenges posed by climate change.

    Papua New Guinea’s economic outlook remains positive as structural reforms continue to bear fruit. Notwithstanding a weakening external environment, growth is expected to increase to 4.7 percent in 2025, driven by strong growth in the resource sector and resilient growth in the non-resource sector in part thanks to improvements in access to foreign exchange. Headline inflation is expected to rise to 4.8 percent from a very low base in 2024 and core inflation is expected to edge up to 4 percent. Over the medium term, growth is expected to moderate and stabilize at just above 3 percent, supported by the non-resource sector growth, with inflation remaining anchored at around 4.5 percent.

    The outlook is subject to significant downside risks, as Papua New Guinea is vulnerable to both domestic and external shocks. These risks are exacerbated by considerable capacity constraints and socio-political fragility that limit the government’s ability to design and implement policies aimed at economic stabilization, development, and climate adaptation. Commodity price volatility, as well as other global risks arising from geopolitical conflicts, geoeconomic fragmentation, trade barriers, and supply disruptions may create additional pressure on growth and inflation. On the upside, the kickoff of major resource projects, which are not yet in the baseline scenario, could boost economic growth in the medium run, with significant gains in exports and fiscal revenues once they begin operations.

    Program performance has remained satisfactory, with the authorities displaying a sustained commitment to reforms. All but one end-December 2024 quantitative performance criteria and indicative targets under the ECF-EFF arrangements were met, and six out of eight structural benchmarks due were fully or partially implemented. One reform measure under the RSF arrangement was implemented.

    At the conclusion of the Executive Board’s discussion, Mr. Bo Li, Deputy Managing Director, and Acting Chair, made the following statement:

    “The Papua New Guinea (PNG) authorities have continued implementing their multipronged reform agenda under the Fund-supported programs, with the reforms continuing to bear fruit. Sustained commitment to these homegrown reforms will help achieve more resilient, inclusive, and greener economic growth.

    “The authorities have been successfully reducing the fiscal deficit and adopted important amendments to the Income Tax Act—a major milestone in the simplification of tax policies. Going forward, further fiscal adjustment, guided by the implementation of the authorities’ medium-term revenue strategy and supported by efforts to limit the growth of current spending and strengthen expenditure efficiency, would help to durably reduce debt vulnerabilities. Securing fiscal space for social and capital spending, engaging in prudent borrowing, and strengthening debt management capacity, including to avoid incurrence of arrears, are also essential.

    “Foreign exchange shortages continued to ease, supported by central banking reforms, increased flexibility of the Kina, and favorable external conditions. The current crawl-like arrangement remains appropriate to bring the Kina to its market-clearing rate and facilitate the return to Kina convertibility. A tighter monetary policy stance, through timely adjustments in the KFR, is needed to ensure consistency between monetary policy and the exchange rate regime. Further efforts to modernize monetary policy operations, strengthen the Bank of PNG’s liquidity management capacity, develop the interbank market, and operationalize its lender of last resort function would help to support financial sector development.

    “Further strengthening governance and addressing the remaining gaps in the anti-money laundering and countering the financing of terrorism regime are critical. Meanwhile, macro-structural reforms should focus on improving PNG’s external competitiveness and attracting foreign investment, including by removing barriers to trade, enhancing export capacity, and further diversifying the economy.

    “Reforms under the new RSF arrangement will help the authorities build resilience against climate-related risks and address structural balance of payments vulnerabilities. The recent climate finance roundtable event, which provided several concrete and innovative climate finance options, will support the authorities’ efforts to effectively scale up resources for climate action.

    “The ECF/EFF and RSF arrangements will continue to support the authorities’ homegrown reform agenda, helping address balance of payment needs and rebuild buffers, while avoiding disruptive adjustment and catalyzing support from other international partners. Timely technical assistance and advice from the IMF and other development partners will continue to underpin reform implementation.

    Executive Board Assessment[3]

    Executive Directors agreed with the thrust of the staff appraisal. They commended the authorities for their commitment to keep program performance on track in a fragile socio‑political environment and welcomed positive developments in macroeconomic and fiscal indicators. Given significant downside risks and elevated external uncertainty, they stressed the importance of building buffers to preserve macroeconomic stability. They encouraged the authorities to continue to advance critical structural reforms with the support of capacity development activities.

    Directors supported the authorities’ fiscal consolidation strategy and stressed the need for continued efforts to durably reduce public debt risks, including by enhancing the rules‑based fiscal framework, strengthening debt management capacity, and maintaining a prudent borrowing strategy. They called for a continued reduction of the fiscal deficit while securing space for development spending by combining revenue mobilization efforts with improvements in expenditure efficiency and cash management. They called for a timely adoption of the amendments to the Internal Revenue Commission Act to reinforce accountability in revenue collection.

    Directors commended the progress achieved in implementing central banking reforms. They supported efforts to depreciate the Kina to its market‑clearing rate and gradually eliminate foreign exchange restrictions. They broadly concurred that a tighter monetary policy stance would help anchor inflation expectations and support the exchange rate regime, and emphasized the importance of liquidity management reforms to strengthen monetary policy transmission. They encouraged further development of the financial sector while containing financial stability risks.

    Directors encouraged the authorities to further promote good governance, law and order, proactively enhance their AML/CFT framework, allocate sufficient budget resources to the Independent Commission Against Corruption, and swiftly appoint its oversight committee members. They also emphasized the need for enhancing transparency in the financial dealings of state‑owned enterprises. 

    Directors encouraged the authorities to expedite reforms to enhance external competitiveness and help attract foreign investment, including by improving the business environment, removing barriers to trade, enhancing export capacity, reducing gender imbalances, and further diversifying the economy. Directors commended efforts to scale up climate finance and called for maintaining focus on strengthening disaster risk management, setting up fiscal incentives for fuel efficiency and forest protection, and integrating climate considerations in infrastructure governance.

    It is expected that the next Article IV consultation with Papua New Guinea will be held in accordance with the Executive Board decision on consultation cycles for members with Fund arrangements.

    Papua New Guinea: Selected Economic and Financial Indicators, 2021–2026

    		  
     

    Nominal GDP (2021):      

    US$26.3 billion 1/

    		    

    Population (2021):         

    11.8 million

    		    

    GDP per capita (2021):    

    US$2,217

    		    

    Quota:

    SDR 263.2 million

    		    
     
     

    2021

    2022

    2023

    2024

    2025

    2026

    		  

    Actual

    Actual

    Actual

    Est.

    Proj.

    Proj.

    		  
     

    (Percentage change)

    		  

    Real sector

     

    		  

    Real GDP growth

    -0.5

    5.7

    3.8

    3.8

    4.7

    3.5

    		  

    Resource 2/

    -11.6

    5.1

    1.3

    1.7

    4.7

    1.4

    		  

    Non-resource

    4.2

    5.9

    4.7

    4.5

    4.8

    4.2

    		  

    Mining and quarrying (percent of GDP)

    8.2

    8.2

    8.5

    9.9

    12.2

    13.4

    		  

    Oil and gas extraction (percent of GDP)

    17.1

    23.7

    18.9

    18.3

    16.4

    16.2

    		  

    CPI (annual average)

    4.5

    5.3

    2.3

    0.6

    4.8

    4.6

    		  

    CPI (end-period)

    5.7

    3.4

    3.9

    0.7

    4.0

    4.3

    		  
     

    (In percent of GDP)

    		  

    Central government operations

    		  

    Revenue and grants

    15.1

    16.6

    17.9

    17.0

    17.9

    18.6

    		  

    Of which: Resource revenue

    1.1

    3.9

    3.9

    3.5

    4.2

    4.5

    		  

    Expenditure and net lending

    22.0

    21.9

    22.3

    20.4

    20.5

    19.7

    		  

    Net lending(+)/borrowing(-)

    -6.8

    -5.3

    -4.3

    -3.4

    -2.6

    -1.2

    		  

    Non-resource net lending(+)/borrowing(-)

    -8.0

    -9.1

    -8.2

    -6.9

    -6.8

    -5.7

    		  
     

    (Percentage change)

    		  

    Money and credit

     

    		  

    Domestic credit

    15.9

    1.5

    12.1

    1.6

    3.6

    2.3

    		  

    Credit to the private sector

    2.5

    6.9

    14.9

    3.2

    13.4

    10.8

    		  

    Broad money

    13.4

    14.7

    9.9

    -6.4

    -8.5

    7.7

    		  
     

    (In billions of U.S. dollars)

    		  

    Balance of payments

     

    		  

    Exports, f.o.b.

    10.8

    14.6

    12.8

    13.4

    14.9

    15.1

    		  

    Imports, c.i.f.

    -4.4

    -5.9

    -5.4

    -4.6

    -6.1

    -6.8

    		  

    Current account (including grants)

    3.3

    4.6

    2.8

    5.0

    3.5

    4.2

    		  

    (In percent of GDP)

    12.6

    14.4

    9.1

    15.8

    10.8

    12.7

    		  

    Gross official international reserves

    3.2

    4.0

    3.9

    3.7

    3.0

    3.5

    		  

    (In months of goods and services imports)

    4.5

    5.9

    6.7

    5.6

    3.7

    4.3

    		  
     

    (In percent of GDP)

    		  

    Government debt

     

    		  

    Government gross debt

    52.6

    48.2

    53.9

    52.1

    50.5

    48.9

    		  

    External debt-to-GDP ratio (in percent) 3/

    25.0

    23.5

    27.0

    27.4

    29.7

    30.5

    		  

    External debt-service ratio (percent of exports)

    4.3

    2.2

    2.7

    3.4

    4.5

    5.4

    		  
     

    Memo Items

    		  

    US$/kina (end-period)

    0.2850

    0.2840

    0.2683

    0.2500

    …

    …

    		  

    NEER (2005=100, fourth quarter)

    91.2

    100.3

    95.3

    89.3

    …

    …

    		  

    REER (2005=100, fourth quarter)

    125.3

    134.6

    129.0

    119.5

    …

    …

    		  

    Terms of trade (2010=100, end-period)

    48.3

    70.4

    64.0

    62.7

    67.7

    66.8

    		  
     

    Nominal GDP (in billions of kina)

    91.6

    111.4

    110.6

    121.5

    134.9

    144.2

    		  

    Non-resource nominal GDP (in billions of kina)

    68.4

    75.9

    80.3

    87.3

    96.3

    101.6

    		  
     

    Sources: Papua New Guinea authorities; and IMF staff estimates and projections.

    		  

    1/ Based on period average exchange rate.

    		  

    2/ Resource sector includes production of mineral, petroleum, and gas and directly-related activities such as

    		  

    mining and quarrying, but excludes indirectly-related activities such as transportation and construction.

    		  

    3/ Public external debt includes external debt of the central government, the central bank, and guarantees to other entities.

    		  

    [1] Under Article IV of the IMF’s Articles of Agreement, the IMF holds bilateral discussions with members, usually every year. A staff team visits the country, collects economic and financial information, and discusses with officials the country’s economic developments and policies. On return to headquarters, the staff prepares a report, which forms the basis for discussion by the Executive Board.

    [2] Under the IMF’s Articles of Agreement, publication of documents that pertain to member countries is voluntary and requires the member consent. The staff report will be shortly published on the www.imf.org/en/Countries/PNG page.

    [3] At the conclusion of the discussion, the Managing Director, as Chair of the Board, summarizes the views of Executive Directors, and this summary is transmitted to the country’s authorities. An explanation of any qualifiers used in summings up can be found here: http://www.IMF.org/external/np/sec/misc/qualifiers.htm.

    IMF Communications Department
    MEDIA RELATIONS

    PRESS OFFICER: Pemba Sherpa

    Phone: +1 202 623-7100Email: MEDIA@IMF.org

    https://www.imf.org/en/News/Articles/2025/06/13/pr-25197-papua-new-guinea-imf-completes-4th-rev-under-ecf-eff-1st-rev-of-arrang-under-rsf-art-iv

    MIL OSI

    MIL OSI Russia News –

  • MIL-OSI USA: Rep. Pettersen Votes Against Anti-Immigrant Legislation

    Source: United States House of Representatives – Representative Brittany Pettersen (Colorado 7th District)

    U.S. Representative Brittany Pettersen (CO-07) voted against Republican legislation that would force our nation’s capital’s local law enforcement to cooperate with federal Immigration and Customs Enforcement (ICE) agents. This legislation is just the latest attempt by the Trump administration to weaponize law enforcement to carry out his dangerous agenda.

    “We should all be horrified by the brazen lawlessness we’re seeing from the Trump administration right now. Trump has abused his power and broken the law, arresting a congresswoman for doing her job overseeing an ICE facility, and roughing up and handcuffing a sitting United States senator for questioning the indefensible behavior of this administration.

    “Families across the country are terrified as Trump sends ICE agents into schools, churches, and even hospitals. Now, Trump is unnecessarily escalating tensions even further by deploying the military to target protestors. It is absolutely essential that we all stand up and speak out against these injustices, and that, unlike the Trump administration, we do so peacefully.

    “I will continue to use my position to support all innocent, law-abiding people who are part of the fabric of our communities in Colorado. I unequivocally stand against using state and local law enforcement to carry out this administration’s immoral and dangerous anti-immigrant agenda, including defying court orders, skirting due process, and deporting people who are here lawfully, even US citizens. 

    “I proudly helped pass legislation in the state house to ensure Colorado’s law enforcement agencies aren’t an extension of ICE. And just this week I voted against Republicans’ attempt to force DC law enforcement to coordinate with ICE officials.

    “Our country desperately needs comprehensive immigration reform to keep our border secure and create an orderly and safe immigration process that treats people who come to this country with dignity. I will continue to use my position in Congress to speak out against the injustices of this administration and stand up to Donald Trump’s worst impulses.”

    ###

    To access downloadable, high-quality photos, click here. To stay up-to-date on what Pettersen is doing in Congress, follow her on Twitter here, Facebook here, or Instagram here. Residents can also sign-up for her e-newsletter subscription here.

    MIL OSI USA News –

  • MIL-OSI USA: Welch, Colleagues Introduce Legislative Package to Improve Medicaid for Kids, Seniors, and Families 

    US Senate News:

    Source: United States Senator Peter Welch (D-Vermont)

    As Republican Bill Takes Away Health Care from Millions of Americans, Senate Democrats Offer Common Sense Improvements to Medicaid and Empower Federal Watchdogs to Fight Real Fraud 
    WASHINGTON, D.C. – U.S. Senator Peter Welch, a member of the Senate Finance Committee, this week joined Ranking Member of the Senate Finance Committee Ron Wyden (D-Ore.) and eleven Senate Democrats in filing legislative proposals to strengthen and invest in the Medicaid program for children, seniors, Americans with disabilities and working families. Senator Welch’s Expanded Coverage for Former Foster Youth Act, which would expand Medicaid coverage for former foster care youth up to the age of 26, was included as part of Democrats’ legislative package. 
    “In the midst of a nationwide affordability crisis, we should do everything in our power to help more folks get the health care they need. Instead, Republicans’ budget cruelly attacks the lives and well-being of families and seniors, ripping health care away from millions–including nearly 20,000 Vermonters on Medicaid. As if slashing funding for Medicaid wasn’t egregious enough, Republicans’ budget will also tank our economy, and it does nothing to combat waste, fraud, and abuse,” said Senator Welch. “I’m proud to join Senate Democrats in introducing these bills to protect, improve, and expand Medicaid.” 
    “The Republican bill is rotten to the core when it comes to health care. Not only does the Republican bill break their promise not to cut benefits for Americans with Medicare and Medicaid, it also fails to accomplish their stated goal of cracking down on waste, fraud and abuse,” said Senator Wyden. “Senate Democrats say there’s a better way: let’s make the Medicaid program work better for moms, kids and seniors while investing in fraud fighters who have a track record of rooting out fraud where it actually occurs, and returning taxpayer dollars where they belong.” 
    The legislation comes as congressional Republicans continue to jam their reconciliation through the House and Senate behind closed doors. Republicans falsely claim the bill addresses waste, fraud and abuse in the health care system, but in reality, it rips away affordable health care from millions of Americans without doing anything meaningful on health care fraud.  
    The nonpartisan Congressional Budget Office (CBO) has found that virtually all of the health care cuts in the legislation come as a result of families that count on Medicaid losing their coverage or benefits, not eliminating waste, fraud and abuse. It’s the largest cut to American health care in history, all to fund tax breaks for the ultra-wealthy. 
    Senator Welch is a cosponsor of every bill introduced this week introduced by Senate Democrats to improve Medicaid: 

    The Keeping Obstetrics Local Act, legislation to address hospital labor and delivery unit closures by increasing Medicaid payments for eligible rural and high-need hospitals.  

    The Health Care Fraud and Abuse Control (HCFAC) Act, legislation to address funding shortfalls and ensure long-term stability of health care fraud, waste and abuse prevention work at HHS, CMS and DOJ, which returns $11 for every $1 invested. 

    The Stabilize Medicaid and CHIP Coverage Act, legislation to provide continuous eligibility for all individuals enrolled in Medicaid and the Children’s Health Insurance Program (CHIP) for 12-months.  

    The HCBS Relief Act, legislation to temporarily increase the federal Medicaid match for home- and community-based services by ten percentage points for two years.  

    The Advancing Student Services in Schools Today (ASSIST) Act, legislation to increase the federal Medicaid match for mental health and substance use disorder services provided in schools to 90%.  

    The Expanded Coverage for Former Foster Youth Act, legislation to expand Medicaid coverage for certain former foster care youth up to the age of 26.  

    The Medicare and Medicaid Dental, Vision, and Hearing Benefit Act, legislation to require Medicaid and Medicare to cover dental, vision, and hearing.   

    The Easy Enrollment in Health Care Act, legislation to allow individuals to check eligibility for and enroll in Medicaid or subsidized Affordable Care Act coverage through submitting their federal tax return.  

    The Disaster Relief Medicaid Act, legislation to ensure that individuals eligible for Medicaid who are forced to relocate due to a disaster are able to continue accessing Medicaid-supported services. 

    The Maximizing Opioid Recovery Emergency, legislation to enhance coverage for opioid treatment for Medicaid, Medicare, and private health plan enrollees, including increasing the federal Medicaid match for opioid medication treatment to 90%.  

    The Helping Tobacco Users Quit Act, legislation to require state Medicaid programs to cover tobacco cessation services without cost-sharing.  

    The State Public Option Act, legislation to give states the option to create a Medicaid buy-in program for state residents regardless of their income.   

    The Postpartum Lifeline Act, legislation to require state Medicaid programs to provide coverage up to 12-months postpartum.  

    Senator Welch has been a leading voice in calling to protect Medicaid and health care in the Senate. Last week, Senator Welch took to the Senate floor to slam Republicans’ tax bill, which will rip away health care coverage for more than 16 million Americans, including 29,000 Vermonters. 
    Earlier this month, Senator Welch joined Planned Parenthood of Northern New England (PPNNE) for a virtual roundtable highlighting the harmful consequences of Republicans’ reconciliation bill for patients in Vermont. In May, Senator Welch denounced Republicans disastrous proposed budget plan to limit ACA Premium Tax Credits which help low- and moderate-income Vermonters access health coverage.   
    Last month, Senator Welch joined Senate Democratic Leader Chuck Schumer (D-N.Y.) and Senators Tammy Baldwin (D-Wis.), Tina Smith (D-Minn.), and Protect Our Care for a press conference condemning the Republican budget. Senator Welch also recently spoke on the Senate floor about how health care is at risk for millions, and challenged President Trump to join him and Senator Josh Hawley (R-Mo.) in working to lower prescription drug prices through his recently introduced Fair Prescription Drug Prices for Americans Act. 
    This Congress, Senator Welch has led the introduction of several bills to make health care more accessible and affordable for Vermonters, including the Strengthening Medicare and Reducing Taxpayer (SMART) Prices Act, Fair Prescription Drug Prices for Americans Act, End Price Gouging for Medications Act, Creating Opportunities Now for Necessary and Effective Care Technologies (CONNECT) for Health Act, Protecting Pharmacies in Medicaid Act, Fair Funding for Rural Hospitals Act, and the Rural Hospital Support Act. 

    MIL OSI USA News –

  • MIL-OSI: Franklin Electric Announces Repurchase of Company Shares

    Source: GlobeNewswire (MIL-OSI)

    FORT WAYNE, Ind., June 13, 2025 (GLOBE NEWSWIRE) — Franklin Electric Co., Inc. (NASDAQ: FELE) is pleased to announce the successful completion of a stock purchase transaction involving shares held within the Patricia Schaefer Settlement Trust, a trust established by the late Patricia Schaefer. The purchase transaction involved the acquisition of 1,200,000 shares of the Company’s common stock at a price equal to $86.78 per share, which was the volume-weighted average price of the stock on NASDAQ for the five trading days preceding today’s closing.

    Joe Ruzynski, Chief Executive Officer of Franklin Electric, commented on the transaction, stating, “We were saddened to learn of the passing of Patricia Schaefer, a pillar of her community and the daughter of our founder. As we had the option to repurchase shares, we were pleased to be able to provide a source of liquidity for Ms. Schaefer’s estate to satisfy its tax obligations. This purchase also reflects our confidence in Franklin Electric’s strong balance sheet, cash flow generation, our strategic plans, and our future. We are proud to demonstrate our belief in the company’s enduring prospects while simultaneously supporting the needs of the Schaefer estate.”

    In connection with the purchase transaction, the Company’s Board of Directors approved an increase to the Company’s share repurchase authorization of 1,200,000 shares of common stock, such that after the transaction described herein, the Company will continue to be authorized to repurchase up to an aggregate 1,126,635 shares of its common stock.

    About Franklin Electric
    Franklin Electric is a global leader in the production and marketing of systems and components for the movement of water and energy. Recognized as a technical leader in its products and services, Franklin Electric serves customers worldwide in residential, commercial, agricultural, industrial, municipal, and fueling applications. Franklin Electric is proud to be recognized in Newsweek’s lists of America’s Most Responsible Companies 2024, Most Trustworthy Companies 2024, and Greenest Companies 2025; Best Places to Work in Indiana 2024; and America’s Climate Leaders 2024 by USA Today.

    “Safe Harbor” Statement under the Private Securities Litigation Reform Act of 1995. Any forward-looking statements contained herein, including those relating to market conditions or the Company’s financial results, costs, expenses or expense reductions, profit margins, inventory levels, foreign currency translation rates, liquidity expectations, business goals and sales growth, involve risks and uncertainties, including but not limited to, risks and uncertainties with respect to general economic and currency conditions, various conditions specific to the Company’s business and industry, weather conditions, new housing starts, market demand, competitive factors, changes in distribution channels, supply constraints, effect of price increases, raw material costs, technology factors, integration of acquisitions, litigation, government and regulatory actions, the Company’s accounting policies, future trends, epidemics and pandemics, and other risks which are detailed in the Company’s Securities and Exchange Commission filings, included in Item 1A of Part I of the Company’s Annual Report on Form 10-K for the fiscal year ending December 31, 2024, Exhibit 99.1 attached thereto and in Item 1A of Part II of the Company’s Quarterly Reports on Form 10-Q. These risks and uncertainties may cause actual results to differ materially from those indicated by the forward-looking statements. All forward-looking statements made herein are based on information currently available, and the Company assumes no obligation to update any forward-looking statements.

    Contact: Russ Fleeger
      Franklin Electric Co., Inc.
      260.824.2900

    The MIL Network –

  • MIL-OSI: Psychic Hotline | Accurate Psychic Phone Readings by Certified Experts – Special 2025 Announcement

    Source: GlobeNewswire (MIL-OSI)

    San Francisco, CA, June 13, 2025 (GLOBE NEWSWIRE) —

    San Francisco, CA, June 12, 2025 (GLOBE NEWSWIRE) — In today’s fast-paced and unpredictable world, finding clarity and emotional balance can be difficult. Whether you’re going through a difficult relationship, career uncertainty, or a period of personal confusion, connecting with a skilled phone psychic through a trusted psychic hotline can provide the support and insight you need to move forward with confidence. 

    ⇒ Get Your Free Psychic Phone Reading Now — Certified Psychics On Call

    If you’re feeling lost, overwhelmed, or simply curious about what lies ahead, a single psychic phone reading could be the turning point in your journey. With a growing number of professional and compassionate phone psychics available, it’s never been easier to receive intuitive guidance from the comfort of your own home.   

    ⇒ Real phone psychics, real answers—get your first 5 minutes free!

    Psychic Hotline Trends: A 2025 Snapshot

    A newly released report by the-psychic-experts.com highlights the highest-rated psychic hotline services for 2025. As interest in psychic phone readings continues to surge, so does the demand for affordable, trustworthy, and accessible guidance. This annual review showcases providers offering reliable access to gifted phone psychics, making it easier than ever for people to connect with experienced readers who specialize in love, career, finances, and spiritual growth.

    ⇒ Certified phone psychics ready to help—get your free trial!

    In the face of global uncertainty, more individuals are turning to psychic phone services for emotional clarity and reassurance. These intuitive consultations help users navigate challenging decisions and discover their inner strength, without ever needing to leave the house.

    If you’re navigating love, seeking closure, or just curious about the road ahead, a conversation with a phone psychic could bring the clarity you’ve been searching for. The spiritual world may be just one phone call away.

    Let the psychic experts be your partner on this journey—connecting you with professional, compassionate advisors who are ready to help you move forward with insight and confidence.

    ⇒ Speak to a caring phone psychic—free trial for new clients

    What Is a Psychic Hotline and How Do Psychic Phone Readings Work?

    The growing need for accessible and timely spiritual guidance has fueled the rise of psychic hotlines. These services connect individuals with gifted advisors by phone, providing intuitive insights into love, career, relationships, and personal growth—all from the comfort of home.

    Understanding Psychic Hotlines

    A psychic hotline is a convenient service that allows individuals to connect with intuitive advisors by phone. Unlike traditional in-person readings, psychic phone readings remove geographical limitations, making it possible to receive guidance from anywhere in the world.

    This level of accessibility has made phone psychic services a popular choice for those seeking timely, private, and meaningful spiritual support.

    ⇒ Connect now with a verified phone psychic for powerful insights

    The Mechanics of Psychic Phone Readings

    During a phone psychic reading, the advisor connects with the client’s energy by tuning into voice vibrations. This energetic alignment allows the psychic to receive intuitive impressions, which are then shared with the client. The process is similar to tuning into a specific frequency, where the reader focuses in on the client’s unique energetic signature to offer clear, personalized insights.

    Telephone psychics often complement their intuitive abilities with tools such as tarot cards, astrology, clairvoyance, or mediumship. Despite the lack of physical presence, many clients report that the absence of visual distractions creates a more focused and meaningful experience, one that allows deeper spiritual connection and clarity.

    ⇒ Get an accurate psychic phone reading from certified advisors today!

    The Appeal of Psychic Phone Services

    One of the key benefits of psychic phone services is their flexibility. Clients can schedule sessions at times that work for them—no travel required and no rigid appointment windows. This level of convenience is ideal for those with busy schedules or living in remote areas where in-person readings may not be accessible.

    In addition, phone psychic readings offer a sense of privacy and emotional comfort. The ability to remain anonymous can be especially reassuring when discussing personal or sensitive topics. This confidentiality often helps clients feel more at ease, leading to deeper, more honest, and impactful sessions.

    ⇒ Speak with a phone psychic for instant, intuitive answers

    Benefits of Psychic Phone Readings

    Whether you’re coping with heartbreak, struggling with a major career decision, or facing financial stress, phone psychic readings offer emotional relief and actionable guidance. Key benefits include:

    • 24/7 access to trusted phone psychics
    • Total confidentiality and privacy in every session
    • Direct insight into love, relationships, finances, and personal growth
    • Anonymity for those who prefer discreet support
    • Instant access during moments of emotional urgency

    The unique voice-only format of psychic phone readings often encourages deeper emotional openness and focus, free from visual distractions. Many clients find this type of interaction more authentic, emotionally honest, and impactful than text or chat-based readings.

    ⇒ Try a phone psychic reading with no commitment

    What to Expect From Phone Psychics

    Trusted phone psychics are trained in creating safe, respectful, and judgment-free environments. They actively listen, offer genuine insight, and aim to empower you through clarity, not fear or dependency.

    Most psychic hotline platforms now feature detailed profiles, user reviews, and ratings, so you can choose the right advisor based on your preferences and needs. Some clients find transformation and healing after just one session, while others prefer regular consultations to track personal growth over time.

    ⇒ Speak to a gifted psychic by phone—start with free minutes!

    How to Choose the Right Psychic Hotline

    Not all psychic hotline services are created equal. When searching for a trustworthy service, look for:

    • Verified and experienced phone psychics
    • Transparent pricing and clear session policies
    • Positive client reviews and platform ratings
    • Secure payment systems and private communication
    • No pressure for large upfront payments or guaranteed outcomes

    An authentic phone psychic will prioritize your well-being and maintain ethical standards throughout your session.

    Let the-psychic-experts.com be your resource for clarity, connection, and intuitive support—right when you need it most.

    ⇒ Call a certified phone psychic and get clarity on love & life

    Finding the Right Psychic Hotline: Expert Tips

    Finding a psychic hotline that truly aligns with your needs can feel overwhelming, especially with so many services claiming to offer life-changing insights. To help you make an informed choice, here’s a simple guide for selecting the right psychic hotline for your next psychic phone reading.

    Look for Experience and Credibility

    When choosing a psychic hotline, it’s important to consider the platform’s credibility and the expertise of its advisors. Reputable psychic phone services often showcase their experience and history, which can be a strong sign of reliability. Look for services that offer clear, transparent information about each psychic’s background, specialties, and approach, so you can feel confident in your connection.

    ⇒ Enjoy free minutes with highly-rated phone psychics online!

    Check Specialties and Services

    Not all psychic hotlines are the same. Some focus on tarot readings, while others specialize in love, relationships, or career guidance. The right psychic hotline for you is one that aligns with your specific needs, whether you’re seeking clarity about your love life, your life path, or professional direction.

    A trustworthy phone psychic reading service will clearly outline the types of readings available—such as psychic phone readings, dream interpretation, energy healing, or astrology—so you can choose what resonates most and know what to expect.

    Read Client Testimonials

    A trustworthy psychic hotline service will often feature honest client reviews. These testimonials provide real-world insights into how readings have helped individuals navigate life’s challenges or gain much-needed clarity.

    While every reading is personal and unique, consistent feedback, such as mentions of accuracy, empathy, and meaningful guidance, can help you identify phone psychics who align with your needs.

    ⇒ Trusted psychic hotline offering 24/7 accurate phone readings

    Consider Pricing and Value

    It’s natural to look for affordable options, but it’s equally important to balance cost with the quality of the experience. Reputable psychic phone services are transparent about pricing and avoid hidden fees.

    Many offer introductory rates so you can explore the service at a lower cost before committing. Look for clear pricing structures that reflect the value and depth of insight you’ll receive, without compromising on professionalism or accuracy.

    Prioritize Accessibility and Support

    A reliable psychic hotline should feel easy and intuitive to use. Trusted phone psychic services offer access through multiple channels—whether via phone calls, chat, or scheduled sessions.

    Look for platforms that provide flexible scheduling and responsive customer support. When you’re seeking clarity or comfort, availability matters—and dependable services ensure you’re supported every step of the way.

    ⇒ Try your first psychic phone reading risk-free

    Trust Your Intuition

    Above all, your own instincts matter. As you explore different telephone psychic readings, check in with yourself: Does this feel right?

    A psychic hotline can guide you, but your intuition is key in choosing a reader who truly resonates with your energy. Take your time, explore a few different options, and choose a service that feels aligned with your values and personal journey.

    By following these tips, you can confidently navigate the world of psychic phone readings and choose a service that empowers you with clarity, comfort, and insight. The right connection can illuminate your path and support you through life’s questions—one call at a time.

    ⇒ Join thousands using our trusted psychic hotline today!

    Maximizing the Benefits of Psychic Phone Readings

    Psychic phone readings can be a deeply insightful and transformative experience, especially when approached with intention and preparation. To get the most out of your session, it’s important to be clear, open-minded, and ready to act on the guidance you receive. Here’s how to make your reading as impactful as possible:

    Be Clear About Your Intentions

    Before calling a psychic hotline, take a few moments to reflect on what you truly want to understand. Are you facing a relationship dilemma, a career decision, or questions about personal growth? Having a focused intention helps the psychic connect more clearly with your energy and provide more relevant insights.

    For example, instead of asking a general question like “What does my future hold?” try something more specific, such as “Is this relationship aligned with my long-term goals?” The clearer your question, the more actionable your reading will be.

    ⇒ Get emotional clarity from a caring phone psychic today

    Prepare Your Questions in Advance

    While spontaneity can lead to surprising insights, preparing thoughtful questions in advance ensures you cover the issues that matter most to you. Especially for matters of the heart, having love-related questions ready can bring sharper clarity.

    Here are a few meaningful questions to consider:

    • What is holding me back from finding love?
    • How can I strengthen my current relationship?
    • What does the future hold for my romantic life?

    Writing down your questions beforehand helps structure your session and shows the advisor that you’re ready for a meaningful conversation. Many experienced phone psychics appreciate a client who arrives with intention and focus.

    ⇒ Start your journey with a free psychic phone trial session

    Keep an Open Mind and Be Receptive

    One of the most valuable ways to enhance your psychic phone reading is to stay open and receptive. The insights you receive might not always match your expectations—and that’s okay. Psychics read energy and potential paths, which can sometimes reveal unexpected truths or possibilities.

    Resist the urge to interrupt or immediately dismiss unfamiliar information. Let the reading unfold, listen with curiosity, and take time afterward to reflect on what was shared. Even insights that feel unclear in the moment can offer deep clarity with time and introspection.

    By setting clear intentions, preparing your questions, and staying open to the experience, you create space for genuine insight and transformation. Psychic phone readings aren’t just about getting answers—they’re an opportunity to reconnect with your inner wisdom and gain clarity on your path forward.

    Create a Quiet and Relaxed Space

    The environment you choose for your psychic phone session plays a crucial role in how well you receive and absorb the guidance. Find a quiet, private space where distractions are minimal. Turn off your phone notifications, close the door, and allow yourself to be fully present during the call.

    This calm setting helps you and the phone psychic connect on a deeper, energetic level. Without interruptions, you’ll find it easier to pick up on subtle emotional cues, process insights, and ask meaningful follow-up questions.

    ⇒ Book a psychic phone reading with accurate spiritual advisors

    Reflect and Take Action

    A psychic phone reading is most valuable when you actively engage with the information shared. After your session, spend time reflecting on key insights, messages, or recurring themes. Writing down these points can help you remember and clarify the guidance received.

    Then, consider practical ways to apply this wisdom to your daily life. For example, if your reading emphasizes better communication, try initiating an open and honest conversation with your partner. If the advice centers on self-love, dedicate time to activities that boost your confidence and emotional well-being. The true power of psychic phone readings lies in turning insights into meaningful action.

    ⇒ Find trusted answers with expert phone psychics

    Schedule Follow-Up Readings Thoughtfully

    While it may be tempting to book readings back-to-back, it’s important to give yourself time to integrate each session’s guidance. Spacing out your psychic phone readings allows you to observe changes and understand how the advice applies to your situation.

    When new questions arise or you feel the need for a fresh perspective, you can return to the psychic hotline for additional support. This balanced approach prevents overwhelm and maximizes the clarity and growth that psychic guidance offers over time.

    ⇒ Get love & career advice with a certified psychic phone reader

    The Evolution of Psychic Hotlines

    Psychic hotlines have come a long way from their early days of simple phone consultations. Advances in technology now offer a variety of options, including video calls, chat sessions, and email readings to meet different client preferences.

    Despite these innovations, psychic phone readings remain a favored choice due to their simplicity and directness. The voice connection creates a unique sense of intimacy and trust between client and advisor, enhancing the overall experience and effectiveness of the reading.

    ⇒ Accurate psychic hotline available anytime you need answers!

    The Role of Psychic Hotlines in Modern Society

    In today’s world, where mental health and self-awareness are increasingly prioritized, psychic hotlines have become a valuable resource for individuals seeking clarity, direction, and emotional support. These services offer a unique blend of spiritual guidance and compassionate listening, empowering clients to navigate life’s challenges with greater confidence and insight.

    By providing immediate access to experienced advisors, psychic phone readings enable people to make informed decisions and embrace personal growth. Below, we explore the important roles psychic hotlines play in modern society.

    ⇒ Try a psychic phone reading now with free minutes included

    Offering Immediate Access to Spiritual Guidance

    One major reason psychic hotlines have grown in popularity is their ability to provide instant access to trusted phone psychics. Unlike traditional in-person appointments, these hotlines operate 24/7, allowing users to connect whenever they need support most. This immediacy is crucial during moments of emotional distress or when facing urgent life decisions, where waiting days or weeks for an appointment is simply not an option.

    Psychic hotlines effectively bridge the gap between demand and availability, connecting people with skilled advisors almost instantly. Whether dealing with a sudden breakup, career uncertainty, or family conflict, users appreciate being able to speak to a psychic quickly, making these services especially suited for busy, modern lifestyles.

    Providing Confidential and Judgment-Free Support

    Many people hesitate to share their deepest concerns with friends, family, or even therapists, often fearing judgment or misunderstanding. Psychic hotline services offer a confidential, anonymous space where individuals can openly express their fears, hopes, and questions without reservation.

    This nonjudgmental environment encourages honesty and vulnerability, allowing clients to explore sensitive topics such as love, relationships, finances, and personal growth. Knowing they are heard and supported by empathetic phone psychics fosters a sense of comfort and trust essential for meaningful guidance.

    ⇒ Call a phone psychic you can trust—available 24/7

    Supporting Emotional and Mental Wellness

    Beyond offering predictions or answers, psychic phone readings can provide vital emotional and mental wellness support. For many, these services bring clarity during times of confusion, overwhelm, or feeling stuck. The insights gained help reframe perspectives, boost confidence, and inspire empowered decision-making.

    As awareness of mental health grows, psychic hotlines have emerged as a complementary tool for those seeking alternative forms of support. For individuals who may not yet feel ready for traditional therapy or counseling, a psychic phone reading can offer reassurance, comfort, and motivation to face life’s challenges with renewed strength.

    Navigating Complex Relationships and Love Life

    Love and relationships remain among the most common reasons people turn to psychic hotline services. In today’s world, where relationships can be complex and influenced by evolving social norms, technology, and changing personal expectations, many seek personalized advice tailored to their unique situations. Whether facing breakups, new romances, or long-term commitments, psychic phone readings offer clarity on timing, compatibility, and emotional connection, helping reduce anxiety and inspire hope.

    ⇒ Speak to a psychic by phone and discover what’s ahead

    Facilitating Self-Discovery and Spiritual Growth

    Beyond addressing immediate concerns, psychic phone readings encourage deeper self-discovery and spiritual growth. Engaging with a psychic hotline often prompts introspection, allowing individuals to connect with their intuition and uncover hidden strengths or areas for personal development. This aligns with the rising cultural focus on mindfulness and holistic well-being, where psychic readings serve both as predictive tools and spiritual practices supporting one’s life journey.

    Adapting to Technological Advancements

    The growing success of psychic hotlines reflects how spiritual services have evolved alongside technology. Moving from traditional in-person sessions to phone and online platforms, psychic readings are now more accessible and affordable than ever. Leveraging mobile devices, apps, and internet connectivity, modern psychic hotline services reach a global audience without geographic or time restrictions. This convenience has played a significant role in their widespread acceptance.

    ⇒ Trusted psychic phone service—start your free reading today!

    Offering Affordable Alternatives for Spiritual Guidance

    Cost often limits access to professional advice from therapists, counselors, or spiritual advisors. Psychic hotlines frequently provide flexible pricing, including shorter, budget-friendly sessions and introductory offers, making spiritual guidance more accessible to a broader audience. This affordability helps democratize psychic readings, expanding their reach beyond traditional clients and serving an essential social function by delivering economical emotional support and insight.

    ⇒ Explore your future with accurate psychic phone readings

    Promoting Cultural and Personal Diversity

    Contemporary psychic hotlines embrace a wide range of spiritual traditions, connecting users with advisors skilled in tarot, astrology, clairvoyance, numerology, and more. This inclusivity respects diverse cultural backgrounds and personal beliefs, making psychic guidance approachable and relevant for many. The rich variety of practices offered reflects society’s growing appreciation for multiple worldviews and holistic healing modalities.

    Enhancing Decision-Making in Uncertain Times

    In today’s uncertain world, marked by global crises and personal upheavals, many find themselves at critical crossroads, seeking clarity about life’s next steps. Psychic phone readings provide valuable insights that help evaluate options and foresee potential outcomes, offering a sense of direction. Consulting a psychic hotline gives an external, intuitive perspective that complements logical thinking, especially useful when making complex decisions related to careers, relationships, or finances, where emotions and facts intertwine.

    ⇒ Gain peace of mind with a certified phone psychic today

    Emerging Trends in Psychic Hotlines for 2025

    The psychic hotline industry is evolving rapidly, driven by advances in technology, shifting customer expectations, and broader societal changes. Understanding these emerging trends reveals where the most trusted psychic hotline experiences are headed and how you can benefit from these innovations.

    Integration of AI and Virtual Assistants in Psychic Hotlines

    One of the most groundbreaking shifts in psychic phone services is the integration of artificial intelligence (AI) and virtual assistants. While authentic psychic readings rely on human intuition and connection, AI is increasingly enhancing service efficiency and personalization. For example, AI-powered chatbots can manage initial inquiries, gather key details about your questions, and streamline appointment scheduling before connecting you to a live psychic.

    This fusion of AI and human psychic insight helps improve reading accuracy by preparing advisors more effectively. Additionally, AI algorithms analyze your past readings and preferences to recommend the most suitable psychic hotline specialists tailored to your unique needs, boosting client satisfaction and results.

    ⇒ Access a trusted psychic hotline and feel more empowered!

    Increased Demand for Personalized Psychic Experiences

    Modern users seek more than generic advice—they want psychic phone readings deeply personalized to their life’s unique challenges and goals. This demand has pushed psychic hotline platforms to adopt advanced profiling and data-driven approaches.

    Instead of one-size-fits-all consultations, today’s phone psychics are trained to listen empathetically and focus on individualized guidance, making readings more impactful and actionable. Many services now offer multi-session packages or ongoing mentorship programs, transforming one-time readings into long-term spiritual support that builds trust and loyalty.

    ⇒ Speak to a live phone psychic with verified accuracy!

    Rise of Mobile App-Based Psychic Hotline Services

    As smartphone usage soars, psychic hotline services are increasingly delivered through mobile apps, making it easier than ever to connect with phone psychics anytime, anywhere. These apps often feature instant chat, video calls, and simple payment systems, creating seamless, user-friendly experiences.

    Push notifications and scheduling reminders help clients stay on track with their readings. This mobile-first approach especially appeals to younger generations who prefer on-demand, flexible spiritual guidance that fits their fast-paced lifestyles.

    ⇒ Get answers fast from an expert phone psychic reader

    Multimedia Psychic Sessions: Combining Phone, Chat, and Video

    While traditional psychic hotline services have primarily relied on voice calls, 2025 is witnessing a growing trend toward multimedia psychic sessions. Clients can now choose from combinations of phone, chat, and video readings tailored to their preferences and comfort levels.

    Video readings introduce a visual dimension, allowing psychics to better interpret body language and foster a deeper, more personal connection. Meanwhile, text chat offers a discreet alternative for users who prefer privacy or need to stay low-key in public settings.

    By offering these flexible communication options, psychic hotlines become more accessible and inclusive, meeting the diverse needs and communication styles of today’s clients.

    ⇒ Claim your free psychic phone session now

    Greater Emphasis on Ethical Practices and Transparency

    With the rising popularity of psychic hotline services, clients are increasingly demanding high ethical standards and transparency. Modern users want clear, upfront information about pricing, psychic qualifications, and privacy policies before committing to readings.

    Leading psychic hotlines in 2025 emphasize honesty and professionalism by providing detailed service descriptions, transparent refund policies, and thorough training for their advisors on ethical conduct, confidentiality, and respectful communication.

    This commitment to ethics enhances consumer trust and helps distinguish reputable psychic hotlines from less reliable competitors in a crowded marketplace.

    ⇒ Call a certified phone psychic for honest, clear insights!

    How Younger Generations Are Embracing Psychic Hotlines Differently

    Millennials and Gen Z are reshaping the demographic for psychic hotline services. Unlike previous generations, many younger users see psychic readings as tools for self-exploration, mindfulness, and emotional wellness rather than mere fortune-telling.

    They often integrate psychic phone readings with other wellness practices like meditation, journaling, and therapy, creating a holistic approach that amplifies the value of psychic insights.

    Additionally, younger clients favor tech-savvy, interactive platforms and flexible pricing options, such as pay-as-you-go or monthly subscription plans offered by leading psychic hotline providers.

    ⇒ Receive spiritual guidance from highly-rated phone psychics!

    New Pricing Models and Subscription Services

    Pricing innovations are transforming how psychic phone readings are delivered in 2025. While per-minute rates remain standard, many hotlines now offer subscription-based models with unlimited or discounted readings for a fixed monthly fee.

    This approach benefits frequent users by lowering overall costs and providing predictable expenses, encouraging ongoing engagement with trusted phone psychics. Some services also include bonus resources like guided meditations or self-help exercises as part of their packages.

    At the same time, affordable options, including budget-friendly or “cheap phone psychics,” are becoming more widely available. This makes spiritual guidance accessible to a broader audience without compromising on quality.

    ⇒ Find clarity with phone psychic readings from trusted advisors

    Find Your Perfect Psychic Hotline With The Psychic Experts

    Psychic hotlines continue to be a trusted and essential resource for anyone seeking immediate, personalized guidance through psychic phone readings. The convenience of connecting with a skilled phone psychic anytime, anywhere provides unmatched accessibility, allowing you to gain valuable insights on love, career, finances, and life’s challenges without leaving the comfort of your home.

    The-Psychic-Experts.com highlights the dedication of a leading psychic hotline service to uphold high ethical standards, transparent communication, and professional, empathetic readings. The intimate, voice-to-voice nature of phone readings creates a uniquely comforting experience that many users find more personal and reassuring than text or online chat alternatives.

    Ultimately, psychic phone readings offer an immediate, confidential, and reliable way to gain clarity and support. Whether you’re facing urgent decisions or seeking deeper understanding, the leading psychic hotline services help you navigate uncertainty with compassion and trust.

    ⇒ Find clarity with phone psychic readings from trusted advisors

    FAQs

    What can I expect from a psychic hotline reading?

    A psychic hotline reading typically involves a live session with an experienced phone psychic who uses their intuitive abilities to answer your questions or provide guidance on various areas such as love, career, finances, or general life advice.

    How do I choose a trusted psychic hotline?

    Look for services with transparent pricing, verified psychic profiles, positive client testimonials, and multiple reading options, including phone, chat, and video. Ethical practices and responsive customer support are also essential.

    Are psychic phone readings accurate?

    Accuracy varies depending on the psychic’s skills and your openness during the session. Reputable psychic hotlines connect you with trained readers who strive to offer clear and helpful insights.

    Is my privacy protected during a psychic phone reading?

    Yes, trusted psychic hotline services maintain strict confidentiality policies. Your personal information and the content of your readings are kept private and secure.

    Can I ask any questions during a psychic hotline reading?

    Absolutely. You can ask a wide range of questions—from love and relationships to career and life challenges. Being clear and specific with your questions helps the psychic provide more precise and useful guidance.

    Media Contact
    Company: The Psychic Experts
    Contact Person: Anthony C. Bedoya
    Email: support@the-psychic-experts.com
    Address: 1 Fremont St, Las Vegas, NV 89101, USA
    URL: https://the-psychic-experts.com/
    Phone: +1 414-203-2598
    Content Accuracy Disclaimer
    Every effort has been made to ensure the accuracy of the information presented in this article. However, due to the dynamic nature of product formulations, promotions, and availability, details may change without notice. The publisher makes no warranties or representations as to the current completeness or accuracy of any content, including product claims, pricing, or ingredient lists.
    It is the responsibility of the reader to verify product information directly through the official website or manufacturer prior to making a purchasing decision. Any reliance placed on the information in this article is done strictly at your own risk.
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    This article may contain affiliate links. If you purchase a product or service through these links, the publisher may earn a commission at no additional cost to you. These commissions help support the creation of in-depth reviews and educational wellness content.
    The publisher only promotes products that have been independently evaluated and deemed potentially beneficial to readers. However, this compensation may influence the content, topics, or products discussed in this article. The views and opinions expressed are those of the author and do not necessarily reflect the official policy or position of any affiliate partner or product provider.
    All product reviews and descriptions reflect the author’s honest opinion based on available public data, user feedback, and scientific references at the time of writing. The inclusion of affiliate links does not influence the objectivity or integrity of the content. However, readers are encouraged to independently verify product information and consult with healthcare professionals prior to purchase or use.
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    The MIL Network –

  • MIL-OSI: Wintrust Financial Corporation Announces Redemption of All Outstanding Series D and Series E Preferred Stock and Related Depositary Shares

    Source: GlobeNewswire (MIL-OSI)

    ROSEMONT, Ill., June 13, 2025 (GLOBE NEWSWIRE) — Wintrust Financial Corporation (“Wintrust”) (Nasdaq: WTFC) today announced that on July 15, 2025 it will redeem (i) all of the 5,000,000 issued and outstanding shares of its Fixed-to-Floating Rate Non-Cumulative Perpetual Preferred Stock, Series D (the “Series D Preferred Stock”) (Nasdaq: WTFCM), for a redemption price of $25.00 per share, and (ii) all of the 11,500 issued and outstanding shares of its 6.875% Fixed-Rate Reset Non-Cumulative Perpetual Preferred Stock, Series E (the “Series E Preferred Stock”), and all of the related 11,500,000 issued and outstanding depositary shares (the “Depositary Shares”) (Nasdaq: WTFCP), each representing a 1/1,000th interest in a share of Series E Preferred Stock, for a redemption price of $25,000 per share of Series E Preferred Stock (or $25.00 per Depositary Share). The redemptions will be funded with a portion of the net proceeds from Wintrust’s previously disclosed public offering of depositary shares, each representing a 1/1,000th interest in a share of its 7.875% Fixed-Rate Reset Non-Cumulative Perpetual Preferred Stock, Series F, which was completed on May 22, 2025.

    The Series D Preferred Stock and Series E Preferred Stock (and related Depositary Shares) will be redeemed on the upcoming dividend payment date of July 15, 2025 (the “Redemption Date”). On and after the Redemption Date, no shares of Series D Preferred Stock, Series E Preferred Stock or Depositary Shares will remain outstanding, and trading of the Series D Preferred Stock and Depositary Shares on the NASDAQ Stock Market will also cease.

    The regular quarterly dividends on the Series D Preferred Stock and the Series E Preferred Stock represented by the Depositary Shares will be paid separately on the Redemption Date to holders of record on July 1, 2025 for such dividend payment in the customary manner. Accordingly, the redemption price will not include any accrued and unpaid dividends. On and after the Redemption Date, all dividends on the Series D Preferred Stock and Series E Preferred Stock (and related Depositary Shares) will cease to accrue.

    The Series D Preferred Stock and the Depositary Shares are held only in book-entry form through The Depository Trust Company (“DTC”) and will be redeemed in accordance with the applicable procedures of DTC. Payment to DTC for the Series D Preferred Stock will be made by Equiniti Trust Company, LLC, as redemption agent for the Series D Preferred Stock (the “Redemption Agent”). The address for the Redemption Agent is as follows:

    Equiniti Trust Company, LLC
    28 Liberty Street, 53rd Floor
    New York, NY 10005

    Payment to DTC for the Depositary Shares will be made by U.S. Bank Trust Company, National Association, as depositary (the “Depositary”), in accordance with the deposit agreement governing the Depositary Shares. The address for the Depositary is as follows:

    U.S. Bank Global Corporate Trust
    111 Fillmore Ave E
    St. Paul, MN 55107

    Investors in the Series D Preferred Stock and the Depositary Shares should contact the bank or broker through which they hold a beneficial interest in the Series D Preferred Stock or Depositary Shares, as applicable, for information about obtaining the redemption price payment for the shares of Series D Preferred Stock or Depositary Shares, as applicable, in which they have a beneficial interest.

    About Wintrust

    Wintrust is a financial holding company whose common stock is traded on the NASDAQ Global Select Market. Guided by its “Different Approach, Better Results” philosophy, Wintrust offers the sophisticated resources of a large bank while providing a community banking experience to each customer. Wintrust operates more than 200 retail banking locations through 16 community bank subsidiaries in the greater Chicago, southern Wisconsin, west Michigan, northwest Indiana, and southwest Florida market areas. In addition, Wintrust operates various non-bank business units, providing residential mortgage origination, wealth management, commercial and life insurance premium financing, short-term accounts receivable financing/outsourced administrative services to the temporary staffing services industry, and qualified intermediary services for tax-deferred exchanges.

    Forward-Looking Statements

    This press release contains forward-looking statements within the meaning of the federal securities laws. These forward-looking statements are based on management’s current expectations and beliefs and certain assumptions made by our management. Investors are cautioned that such statements are predictions and actual events or results may differ materially. Wintrust’s expected financial results or other plans, including Wintrust’s intention to redeem the outstanding shares of the Series D Preferred Stock, the Series E Preferred Stock and the Depositary Shares, are subject to a number of risks and uncertainties. For a discussion of such risks and uncertainties, any of which could cause actual results to differ from those contained in the forward-looking statements, see Wintrust’s Annual Report on Form 10-K for the fiscal year ended December 31, 2024 and any of Wintrust’s subsequent SEC filings. Forward-looking statements speak only as of the date made and, except as required by law, Wintrust undertakes no duty to update the information.

    For more information contact:
    Timothy S. Crane, President & Chief Executive Officer
    David A. Dykstra, Vice Chairman & Chief Operating Officer
    (847) 939-9000

    Source: Wintrust Financial Corporation

    The MIL Network –

  • MIL-OSI USA: Warner & Kaine: New Report Shows over 302,000 Virginians will Lose Health Insurance Under GOP Plan

    US Senate News:

    Source: United States Senator for Commonwealth of Virginia Mark R Warner

    WASHINGTON – Today, U.S. Sens. Mark R. Warner and Tim Kaine (both D-VA) issued the following statement after a new Joint Economic Committee (JEC) report found that an estimated 302,608 Virginians would lose their health insurance under President Trump and Republicans’ tax plan:

    “This new report estimates that the Trump tax plan would cause over 302,000 Virginians, including low-income children and people with disabilities, to lose their health insurance—all to pay for tax cuts for billionaires. That’s over 302,000 Virginians who will be forced to forgo a trip to the doctor’s office or get the critical medication they need. These cuts will have long-term, negative consequences for the health and wellbeing of our communities and our already overburdened health care system. We are committed to doing everything we can to stop this bill that will do real harm to communities across Virginia and the country.”  

    According to the JEC, an estimated 136,583 Virginians would lose coverage under the Affordable Care Act, and 166,025 Virginians would lose coverage under Medicaid. This JEC report is based off of the latest numbers available, including from the nonpartisan Congressional Budget Office’s recent analysis of the Republican tax bill.

    Warner and Kaine have been sounding the alarm about the effects of the GOP plan on Virginia families if Republicans in Congress continue to insist on gutting vital programs in order to pay for tax breaks for the richest Americans. The senators have noted that the GOP bill would cut SNAP benefits for more than 204,000 people in Virginia, raise energy costs for Virginia households, and jeopardize more than 20,000 Virginia jobs. The bill would also explode the deficit, eliminate a program allowing Americans to file federal taxes for free, raise taxes on minimum-wage workers while giving the richest 0.1% a $188,000 tax cut, and eliminate gun safety measures.

     

    MIL OSI USA News –

  • MIL-OSI: Real IQ Test Online | Quick IQ Test with Instant Results [Accurate & Legit] – Special 2025 Announcement

    Source: GlobeNewswire (MIL-OSI)

    San Francisco, CA, June 13, 2025 (GLOBE NEWSWIRE) —  Quick IQ Test has launched its most advanced IQ testing experience yet. The official IQ test 2025 is now live for anyone seeking a real IQ test online with instant, reliable results. This updated version delivers greater accuracy, a smoother interface, and smarter analytics, raising the standard for real IQ tests you can take from home.

    ⇒ Start a Real IQ Test with Instant Results at QuickIQTest.org

    Built with a refined scoring engine, the test measures key cognitive abilities, including reasoning, memory, pattern recognition, and problem-solving. Once completed, users receive a detailed report instantly—no delays, no hidden steps. It’s a real IQ test designed for individuals who value clear, science-based results.

    The 2025 version is fully optimized for mobile devices, with faster load times and a clean, focused interface. Whether you’re using a phone, tablet, or desktop, this legitimate IQ test runs seamlessly, providing a distraction-free environment that supports sharp thinking and optimal performance.

    ⇒ Try the Real Online IQ Test Millions Trust – QuickIQTest.org

    If you’re wondering how to take a real IQ test online or where to take a real IQ test, QuickIQTest.org offers an efficient, accessible solution. The process is simple: no account needed, no waiting for results, and no gimmicks. It’s a quick IQ test designed for students, professionals, job seekers, and anyone curious about their cognitive profile.

    This isn’t a game or casual quiz—it’s a real free IQ test developed using verified psychometric models. The format is based on fluid intelligence principles and structured for speed, balance, and measurable outcomes. It’s one of the most accurate IQ test options available online today.

    Whether you’re searching for a real IQ test free, a short IQ test, or a reliable IQ test that delivers legitimate results, QuickIQTest.org provides a smart and secure platform you can trust.

    Explore the latest in cognitive testing with the official IQ test 2025—the trusted way to assess your intelligence with clarity, precision, and immediate feedback.

    ⇒ Take a Legit Real IQ Test with Accurate Scoring!

    What Is a Real IQ Test?

    IQ, or Intelligence Quotient, is a score that reflects your ability to solve problems, recognize patterns, and think logically. A real IQ test online measures your cognitive abilities using scientifically designed questions to deliver a reliable score.

    Unlike casual quizzes or games, a real IQ test provides insights into memory, reasoning, and mental speed. It helps individuals understand how they process information, solve challenges, and make decisions in both academic and real-world settings.

    ⇒ Take the Most Accurate Real IQ Test Online!

    The Purpose of an IQ Test

    A well-structured, accurate IQ test is designed to assess key mental functions like logic, spatial reasoning, pattern recognition, and processing speed. These insights are useful for self-assessment, educational planning, career decisions, and personal development.

    A legit IQ test online, like the one offered at QuickIQTest.org, uses validated questions and a reliable scoring system to deliver measurable, science-backed results. Whether you’re a student, professional, or simply curious, this tool helps you understand your thinking style quickly and effectively.

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    Where Did IQ Tests Come From?

    IQ testing originated with French psychologist Alfred Binet, who created the first intelligence assessments to support students in schools. Over the years, these tests have evolved with advancements in psychology and technology.

    Today’s Official IQ Test 2025 at QuickIQTest.org builds on that foundation, combining modern research and a digital-friendly format to provide a smarter, more refined experience for anyone seeking a real IQ test online.

    ⇒ Try QuickIQTest.org for a Real, Trusted IQ Test

    What Types of Intelligence Are Measured?

    A complete IQ test real measures both fluid and crystallized intelligence. Fluid intelligence focuses on reasoning, pattern recognition, and problem-solving. Crystallized intelligence includes learned knowledge, like vocabulary and general information.

    A real free IQ test also evaluates visual-spatial awareness, memory, logic, and attention to detail. The Quick IQ Test covers all these areas, offering a balanced look at how your mind processes and analyzes information.

    If you’re looking for the most accurate IQ test online, balance is key. QuickIQTest.org achieves this through a wide variety of validated questions designed to provide honest, actionable feedback.

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    How Do Online IQ Tests Work?

    The Quick IQ Test features a fast, focused format that delivers immediate feedback. You’ll answer a series of multiple-choice questions that test your ability to identify patterns, solve visual problems, and reason logically.

    The structure is distraction-free and easy to navigate, whether you’re taking the test on a phone, tablet, or computer. It’s ideal for anyone who wants a quick IQ test online without hassle.

    ⇒ Try a Real IQ Test Online – Accurate & Fast!

    Common Question Types in a Real IQ Test

    At QuickIQTest.org, the official IQ test online features a mix of visual-spatial and numerical reasoning questions. You might be asked to spot differences in images, complete pattern sequences, or solve logic-based math problems.

    These types of tasks are used in professional testing environments and are designed to accurately measure fluid intelligence. That’s why many people seeking a legitimate IQ test online choose this trusted format.

    ⇒ Start a Trusted Real IQ Test Today

    Time Limits and Accuracy

    This real IQ test uses a timed structure to ensure consistency and fairness. While the pace is steady—not rushed—it captures your natural processing speed, which is a critical element of cognitive ability.

    While some users prefer an untimed experience, a timed, reliable IQ test ensures results are comparable across users. QuickIQTest.org has implemented this system for users who want accurate scores with minimal bias.

    How IQ Scoring Works

    Once you complete the test, your answers are analyzed using real psychometric models. You’ll receive an IQ score along with a breakdown of your reasoning, memory, logic, and speed.

    There’s no need to register, wait for an email, or give personal information. Everything is immediate and private. This makes it a preferred choice for anyone searching for a free real IQ test with honest, fast results.

    ⇒ Get Legit IQ Test Results Now at QuickIQTest.org

    Where to Take a Real IQ Test Online

    Many ask: Where can I take a real IQ test that’s actually legitimate and reliable? The answer is QuickIQTest.org. This platform provides a straightforward process, quick feedback, and accurate scoring—all without the need to sign up or share personal data.

    Whether you’re seeking a short IQ test online, a fast IQ test online, or wondering how to take a real IQ test from the comfort of home, this platform offers a practical solution.

    Why Take an IQ Test Online?

    Taking a real IQ test online has many benefits:

    • Immediate results: Know your score within minutes.
    • Private and secure: No registration or personal info required.
    • Accessible anywhere: Take it on any device.
    • Research-based: Uses real psychometric frameworks.
    • Flexible: Designed for both quick assessments and in-depth analysis.

    This makes QuickIQTest.org one of the most trusted options for people looking for a legitimate IQ test with proven accuracy.

    ⇒ Take a Fast and Accurate IQ Test at QuickIQTest.org

    Perfect for Students, Professionals, and Curious Minds

    IQ tests can support school applications, career planning, or personal growth. A legit IQ test helps you identify strengths and potential areas to improve, making it a valuable tool for long-term development.

    If you’re curious about your thinking style or cognitive strengths, a real IQ test like the one at QuickIQTest.org gives you honest feedback you can use.

    A Real Free IQ Test You Can Trust

    If you’re still wondering where to take a real IQ test without hidden fees or sign-ups, start with QuickIQTest.org. It’s fast, flexible, and designed to deliver science-based results you can trust—whether you want a real IQ test free, a quick IQ test, or the most accurate IQ test you can find online today.

    ⇒ Take a Verified IQ Test Online Now on QuickIQTest.org

    Free vs. Paid Online IQ Tests: What You Need to Know

    If you’re looking to take a real IQ test online, you’ll quickly notice a wide range of options. Some are free and quick, while others require payment and promise deeper insights. But not all IQ tests are equal, and understanding the differences between a free, real IQ test and a pai,d legitimate IQ test online can help you make a smarter choice.

    ⇒ Real IQ Test Online – Start with Confidence!

    What Free IQ Tests Usually Offer

    Many people search for a real, free IQ test to get a quick glimpse into their cognitive abilities. These tests typically offer a handful of basic questions, often covering pattern recognition, visual puzzles, and short logic or math tasks. While they can be entertaining and a helpful starting point, they’re often limited in scope.

    Free versions don’t always provide an accurate IQ test result. Most lack in-depth scoring, detailed analysis, or a reliable structure based on psychometric research. Some free IQ test sites may also collect emails or serve ads instead of delivering real value. That’s why choosing a legitimate IQ test from a trustworthy source like QuickIQTest.org is so important.

    ⇒ Start a Real IQ Test That’s Backed by Data – QuickIQTest.org

    When It’s Worth Paying for a Real IQ Test

    If you’re serious about evaluating your cognitive strengths, a paid test is the better route. The Official IQ Test 2025 at QuickIQTest.org offers a full assessment including fluid intelligence, spatial reasoning, and pattern analysis. This real IQ test gives immediate results and actionable insights.

    People often ask, “Where can I take a real IQ test?” or “How to take a real IQ test that’s actually legit?”—and the answer often leads to paid platforms with research-backed designs. A legit IQ test online will offer structured scoring, real-time feedback, and a balanced mix of question types to ensure a reliable IQ test experience.

    ⇒ Try QuickIQTest.org – Real IQ Test, Real Accuracy

    Why QuickIQTest.org Stands Out

    QuickIQTest.org provides a real IQ test experience without gimmicks. You simply take the test, get your score instantly, and receive a breakdown of your reasoning skills. There are no upsells or long wait times. That’s why it’s a go-to site for users asking, “Where to take a real IQ test online?” or “What’s the most accurate IQ test available today?”

    Their platform is optimized for any device—desktop, tablet, or mobile—and offers a smooth and fast IQ test online experience. It’s ideal for anyone seeking a short IQ test online that still delivers genuine results.

    ⇒ Fast, Accurate IQ Testing Now at QuickIQTest.org

    Red Flags: What to Avoid

    Not every IQ test you find online is the real deal. Watch out for these warning signs:

    • Promises of “instant genius” or inflated scores
    • Hidden payment requirements before showing results
    • Lack of clear test structure or explanation
    • Redirects to unrelated products or services

    For a legitimate IQ test online, transparency and simplicity matter. QuickIQTest.org is clear about what it offers and delivers real, research-informed results.

    ⇒ Take the Legit IQ Test for 2025 at QuickIQTest.org

    How to Prepare for a Real IQ Test Online

    Whether you’re taking a quick IQ test online or a full-length, real IQ test, preparation helps improve focus and confidence. Here’s how to get ready.

    Know the Question Types

    Most real IQ tests use a mix of verbal, numerical, and visual-spatial questions. These formats test how well you recognize patterns, solve problems, and think logically. Familiarity can give you an edge.

    Common question formats include:

    • Visual puzzles: identifying missing parts or matching patterns
    • Numerical logic: solving sequences or simple math problems
    • Abstract reasoning: choosing shapes that follow a logical progression

    To experience these formats only, try the short IQ test at QuickIQTest.org. It’s designed to mirror what a legit IQ test feels like, with intuitive structure and real-time feedback.

    ⇒ Get Real, Fast IQ Scores Today at QuickIQTest.org

    Create a Stress-Free Testing Environment

    Anxiety can affect performance on even the most accurate IQ test online. Reduce stress with a few simple steps:

    • Choose a quiet location with no distractions
    • Silence notifications on your devices
    • Use deep breathing exercises to calm your mind
    • Ensure a strong and stable internet connection

    A little preparation makes a big difference. Tests from QuickIQTest.org are user-friendly and designed to minimize stress, helping you focus on your thinking, not the test format.

    ⇒ Take the IQ Test That Everyone’s Talking About

    Keep Your Mind Sharp

    To get the most from your real IQ test, stay mentally active. Play brain games, solve puzzles, or work through logic problems a few days before the test. Activities like Sudoku, crosswords, or memory challenges help train the types of skills measured in a legit IQ test.

    Avoid last-minute cramming. IQ tests aren’t about facts—they’re about how you think. That’s why a reliable IQ test like the one at QuickIQTest.org focuses on reasoning over knowledge.

    ⇒ Try the Most Accurate IQ Test Online

    Be Test-Ready

    Before you start, check that your device is charged, your internet connection is reliable, and your space is distraction-free. With those basics in place, you’re ready to take a real IQ test online that gives you fast, accurate insights.

    Whether you’re curious about your IQ or using the results for academic or career planning, QuickIQTest.org is a trusted destination. Start with their quick IQ test, then explore deeper with the Official IQ Test 2025, one of the most accurate IQ tests online, designed for real results and personal growth.

    ⇒ Find Out Your Score with a Legit IQ Test

    Most Accurate Online IQ Tests in 2025: What to Look For

    In 2025, the demand for accurate online IQ testing continues to grow. Whether you’re curious about your cognitive strengths or using results for academic or career purposes, choosing a real IQ test online that delivers valid and consistent results is essential. Unfortunately, many online options offer inflated or meaningless scores that don’t reflect true ability.

    To ensure reliability, the most accurate IQ test should follow modern cognitive science standards, assessing key areas such as logic, spatial reasoning, verbal comprehension, and pattern recognition. If you’re searching for where to take a real IQ test that actually provides useful insights, here’s what to look for.

    ⇒ Try This Quick and Reliable IQ Test

    What Makes an IQ Test Accurate and Reliable

    Not all IQ tests meet the same standard of rigor. A legit IQ test is structured to evaluate multiple areas of intelligence through scientifically validated methods. Tests using outdated formats, overly simple questions, or uncalibrated scoring systems are more likely to provide misleading results.

    To be considered an accurate IQ test, the following elements are essential:

    • Scientifically Validated Questions
       Reliable IQ tests use a question bank developed and reviewed by psychologists and cognitive researchers, ensuring each question measures specific cognitive skills.
    • Calibrated Scoring Systems
       Scores should be normalized across diverse test-taker populations to ensure accuracy and fairness across age, background, and education levels.
    • Regular Updates
       The most accurate platforms revise their content regularly to avoid predictability and to reflect ongoing research in intelligence testing.

    If you’re wondering how to test your IQ with confidence or want to know where to take a real IQ test without gimmicks, these criteria should guide your decision.

    ⇒ IQ Test with Real Results – Take It Now

    Why QuickIQTest.org Delivers Reliable Results in 2025

    One of the platforms leading the way in online IQ testing is QuickIQTest.org. Known for offering a real IQ test online, this platform combines scientific structure with a clean, intuitive user experience. It’s frequently recommended by individuals and educators alike who are looking for a legit IQ test that doesn’t rely on flashy claims or inflated scores.

    This year, QuickIQTest.org released an updated version of its real IQ test 2025, featuring new question types that better assess fluid intelligence, spatial logic, and abstract reasoning. Unlike many static tests, this one uses adaptive algorithms that adjust difficulty based on performance—an advanced method that reduces score distortion and ensures a more accurate IQ test result.

    ⇒ Take the Official IQ Test at QuickIQTest.org

    Updated Content and Adaptive Testing for Better Accuracy

    What sets QuickIQTest.org apart is its commitment to continuous improvement. Every question added to its database is reviewed for clarity, fairness, and relevance. The emphasis is on evaluating problem-solving and reasoning, not memory or prior knowledge, making the test more objective and one of the most legitimate IQ test options available online.

    Whether you’re looking for a short IQ test to get a general sense of your abilities or a deeper dive into your cognitive profile, QuickIQTest.org has both a free real IQ test and full-length options. The platform is suitable for casual users and those who want measurable insights into how they think and solve problems.

    ⇒ Begin Your Accurate IQ Test Now on QuickIQTest.org

    Trust, Transparency, and Social Proof

    QuickIQTest.org has earned its place among trusted IQ test providers through positive user feedback and word-of-mouth recommendations. Thousands of users have taken the real IQ test online and praised its ease of use, fast results, and fair scoring.

    In addition to individual praise, the test has gained attention in academic and educational communities. It’s often cited as a reliable tool for assessing general reasoning skills—especially when evaluating how people approach complex tasks. This credibility makes it a strong option for anyone searching for the most accurate IQ test available in 2025.

    Choosing the Right Online IQ Test

    With its adaptive testing, expert-reviewed questions, and straightforward format, QuickIQTest.org continues to be a trusted place to take a real IQ test online. It’s designed for anyone seeking clarity, not gimmicks. Start with a free real IQ test, then try the full version for deeper insights into your mental strengths and processing style.

    ⇒ Start the Legit IQ Test at QuickIQTest.org

    Understanding Your IQ Score: What It Really Means in 2025

    When you take a real IQ test online, you’ll receive a numerical score. But that number is only valuable if you understand what it measures—and what it doesn’t. A legit IQ test offers more than a quick result. It provides meaningful insight into how your brain handles logic, memory, and pattern recognition, helping you better understand your cognitive strengths.

    What Does Your IQ Score Mean?

    Most real IQ tests use a standard scoring system where the average is set at 100. This helps compare results across the population in a fair and meaningful way. Scoring above or below 100 doesn’t determine your potential or worth—it simply places your performance within a broader context.

    ⇒ Take the IQ Test That Reflects Your Potential

    Here’s a general guide to interpreting IQ scores:

    • Below 85: Below average. This may suggest different learning styles or unique problem-solving strategies, but it does not measure motivation or creativity.
    • 85–115: Average range. Most people fall here, showing balanced reasoning and comprehension skills.
    • 116–129: Above average. Individuals in this range often excel in logic, abstraction, and critical thinking.
    • 130 and above: Considered gifted. This score typically reflects advanced problem-solving and quick mental processing.

    When you test your IQ using a reliable IQ test, understanding your score can support academic planning, career development, or personal growth.

    ⇒ Want Real Results? Take This IQ Test

    What IQ Tests Don’t Measure

    Even the most accurate IQ test has limitations. IQ scores reflect certain types of intelligence—mainly logical reasoning and problem-solving—but they do not measure emotional intelligence, motivation, social skills, or creativity. These qualities play a major role in real-life success but are not captured in standard IQ assessments.

    A legitimate IQ test will never claim to define your full intelligence. Instead, it offers a snapshot—a helpful reference, not a fixed label.

    ⇒ Discover Your Strengths with an IQ Test

    Going Beyond the Number: Personality Insights from QuickIQTest.org

    QuickIQTest.org enhances the testing experience by including personality insights with every result. The Official IQ Test 2025 now offers feedback on how users manage pressure, solve problems, and approach challenges.

    While many search for a free real IQ test, those who take QuickIQTest.org’s version often discover the added value in its comprehensive approach. The updated platform includes:

    • Real-time scoring feedback
    • Adaptive question difficulty
    • Personality trait mapping

    This pairing of IQ and personality insights gives a well-rounded view of your cognitive profile—something not all online IQ tests offer.

    ⇒ Trusted by Thousands – Take Your IQ Test at QuickIQTest.org

    Clear Score Interpretation That Makes Sense

    Some online tests provide a raw number without context. QuickIQTest.org stands out by showing how your score compares across different groups and question types. You’ll know which sections challenged you and where you excelled.

    This feedback supports:

    • Students who want to shape their study habits
    • Professionals, seeking to build focus or improve decision-making
    • Curious individuals, eager to explore their thinking style

    If you’re wondering where to take a real IQ test that delivers actionable insights, QuickIQTest.org offers an accurate, modern solution.

    ⇒ Challenge Your Mind with an IQ Test

    Designed for All Ages: IQ Tests for Kids, Teens, and Adults

    Not all IQ tests adjust for age, and that can skew results. Children, teenagers, and adults process information differently, so accurate testing must reflect that.

    QuickIQTest.org uses age-adjusted scoring to ensure fairness. Whether you’re a parent testing your child, a student preparing for college, or an adult measuring personal growth, the platform delivers results calibrated for your age group.

    Why age matters:

    A 10-year-old and a 35-year-old might answer the same question correctly, but their scores should reflect how their peers performed. The Official IQ Test 2025 handles this behind the scenes, using updated scoring models for all age ranges.

    ⇒ IQ Test Built for All Ages – Try It

    Different Types of Intelligence Measured

    The IQ test at QuickIQTest.org focuses on cognitive performance, but the way this appears may vary by age or experience:

    • Educational Intelligence: Useful for teens planning academics or college.
    • Cognitive Intelligence: Problem-solving, logic, and pattern recognition.
    • Social Intelligence: While not fully measured, decision-making and reasoning are influenced by life experience.

    This flexibility makes QuickIQTest.org a strong choice for anyone seeking a legit IQ test that works across age groups.

    ⇒ Find Out Where You Rank – Take the IQ Test

    Benefits for Individuals, Schools, and Employers

    IQ testing has a range of applications:

    • Schools: Identify gifted students or tailor learning approaches.
    • Teens: Use test results for career and academic guidance.
    • Adults: Track cognitive strengths and areas for improvement.
    • Employers: Although not always required, many individuals use a real IQ test online to benchmark performance or focus on personal development.

    When used thoughtfully, IQ results can lead to practical self-improvement and goal setting.

    Built with Usability in Mind

    QuickIQTest.org designed the real IQ test 2025 to be intuitive and mobile-friendly. The platform adapts to each test-taker’s pace, and the interface is clear enough for both younger and older users. If you’re asking how to test your IQ or searching for where to take a real IQ test, this platform offers clarity, speed, and reliability in one place.

    ⇒ Take a Science-Backed IQ Test at QuickIQTest.org

    Is an Online IQ Test Legitimate?

    Many people ask: Can a digital test be trusted?

    The short answer: Yes—if it’s based on psychometric science.

    While clinical IQ tests are administered in person by professionals, a real IQ test online uses similar question types and scoring methods for broader accessibility.

    What sets QuickIQTest.org apart:

    • A psychometric-based question bank
    • Balanced and adaptive question structure
    • Real-time feedback and age-adjusted scoring
    • No gimmicks, pop-ups, or vague claims

    If you’re looking for a legit IQ test with proven credibility, QuickIQTest.org offers a trustworthy and accurate IQ test backed by thousands of satisfied users and repeat visitors.

    ⇒ Get Verified IQ Results at QuickIQTest.org

    Frequently Asked Questions 


    Is the Quick IQ Test a real IQ test?

    Yes. QuickIQTest.org offers a real IQ test online based on recognized psychometric methods. The questions are designed to accurately measure your reasoning, pattern recognition, and problem-solving abilities. The test reflects genuine cognitive ability, not guesswork.

    Where can I take a real IQ test?

    You can take a real IQ test online directly at QuickIQTest.org. The platform provides a simple, private, and secure experience with instant results. It suits students, professionals, and anyone curious about their cognitive strengths.

    Is Quick IQ Test legit?

    Yes. QuickIQTest.org is a legitimate IQ test platform with thousands of users worldwide. The site uses updated algorithms, verified question banks, and standardized scoring to provide real data, not entertainment quizzes.

    How accurate is the online IQ test?

    The Quick IQ Test is considered one of the most accurate IQ tests online. It measures several types of intelligence and provides consistent, repeatable scores. The new Official IQ Test 2025 version includes a refined scoring system for improved precision.

    Can I take a real IQ test free?

    You can begin with a real free IQ test at QuickIQTest.org. Free versions include core questions and a basic score. You can unlock the full report for a full breakdown, including personality insights and expanded metrics.

    How to test your IQ quickly?

    To test your IQ quickly, visit QuickIQTest.org. The short IQ test takes only a few minutes and gives you instant results. No downloads or prep are needed.

    What does an IQ score mean?

    Your IQ score shows how your cognitive skills compare to others in your age group. Scores typically range from below 85 (lower range) to above 130 (gifted range). A score of around 100 is considered average.

    How long does a Quick IQ Test take?

    The full test at QuickIQTest.org takes about 10–12 minutes. It’s a short IQ test designed for fast results without losing depth or reliability.

    What makes QuickIQTest.org a trusted platform?

    QuickIQTest.org is a reliable IQ test provider. It uses proven methods, clear scoring, and no gimmicks. The Official IQ Test 2025 version brings updates in accuracy, mobile access, and feedback tools, making it one of the most trusted real IQ tests online today.

    Final Thoughts

    QuickIQTest.org continues to lead in 2025 as a trusted source for real IQ testing online. With the launch of its Official IQ Test 2025, the platform has raised the bar in speed, accuracy, and user experience. The improved scoring system, mobile compatibility, and deeper analysis make it a reliable tool for anyone looking to test their intelligence from home.

    This real IQ test online offers more than basic number puzzles. It evaluates reasoning, logic, and cognitive patterns with precision. Designed for all age groups, QuickIQTest.org remains a go-to option for academic planning, career assessment, or personal growth.

    With clear scoring, real-time results, and high user trust, it is one of the most accurate IQ test platforms online. If you’re wondering how to take a real IQ test or where to find a legit IQ test in 2025, start with QuickIQTest.org.

    Media Contact

    Company: Quick IQ Test

    Contact Person: Sean C. Bailey

    Email: support@quickiqtest.org

    Address: 3445 Canterbury Drive, New York, NY 10016, USA

    URL: https://quickiqtest.org/

    Phone: +1 646-598-0584

    Content Accuracy Disclaimer
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    It is the responsibility of the reader to verify product information directly through the official website or manufacturer prior to making a purchasing decision. Any reliance placed on the information in this article is done strictly at your own risk.
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    All product reviews and descriptions reflect the author’s honest opinion based on available public data, user feedback, and scientific references at the time of writing. The inclusion of affiliate links does not influence the objectivity or integrity of the content. However, readers are encouraged to independently verify product information and consult with healthcare professionals prior to purchase or use.
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    The MIL Network –

  • MIL-OSI Security: Trinitarios Gang Leader Sentenced to More Than 15 Years in Prison for Triple Shooting in Queens

    Source: Office of United States Attorneys

    Defendant, the Leader of the “OZP” set of the Trinitarios, Orchestrated a Months-Long Conspiracy to Murder Gang Rivals

    Earlier today, in federal court in Brooklyn, Pedro Serrano, also known as “Papo,” the leader of the Ozone Park (or “OZP”) set of the Trinitarios street gang, was sentenced by United States District Judge Eric N. Vitaliano to 183 months in prison for carrying out a June 29, 2021 shooting that injured three victims.  The shooting was part of a long-running conspiracy to murder members of a rival Trinitarios gang set.  Serrano pleaded guilty in March 2024 to assault in-aid-of racketeering and discharging a firearm during a crime of violence.

    Joseph Nocella, Jr., United States Attorney for the Eastern District of New York, and Christopher G. Raia, Assistant Director in Charge, Federal Bureau of Investigation, New York Field Office (FBI), announced the sentence.

    “Serrano was ruthlessly committed to a dangerous criminal enterprise, and he and his co-conspirators shot multiple victims in furtherance of a senseless gang rivalry to advance his enterprise,” stated United States Attorney Nocella.  “Such warfare jeopardizes public safety and underscores the importance of my Office’s mission to eradicate violent gangs from our communities.”

    Mr. Nocella expressed his appreciation to the New York City Police Department for their work and assistance on the case.

    According to court filings, Serrano, along with other members of the gang, engaged in a series of violent feuds with rivals, including rival sets within the Trinitarios.  Beginning in at least 2021, disputes arose between OZP and other sets of Trinitarios from Queens and Brooklyn, including the Southside set, resulting in back-and-forth shootings between sets.  On June 29, 2021, Serrano carried out a retaliatory shooting—while driving through a residential neighborhood in Queens—targeting Southside members.

    Serrano enlisted fellow OZP members—including co-defendant Albert Santana-Fernandez, also known as “Pipa,” a Pennsylvania-based member of OZP—to help attack OZP rivals.  After departing from Serrano’s house, the co-conspirators drove around until they located a rival group of Trinitarios on 77th Street near Jamaica Avenue near the Queens-Brooklyn border.  Serrano and Santana-Fernandez were armed with firearms and after locating their rivals, fired shots at them from their moving vehicle.  At least 13 shell casings were recovered at the scene, and three victims were wounded—one of whom sustained a gunshot wound to the back of his head. Santana-Fernandez pleaded guilty to his role in the shooting in October 2024 and is awaiting sentencing.

    The government’s case is being handled by the Office’s Organized Crime and Gangs Section. Assistant United States  Attorneys Lindsey R. Oken and Benjamin Weintraub are in charge of the prosecution.

    The Defendants:

    PEDRO SERRANO (also known as “Papo”)
    Age: 24
    Brooklyn, NY

    ALBERT SANTANA-FERNANDEZ (also known as “Pipa”)
    Age: 27
    Philadelphia, PA

    E.D.N.Y. Docket No. 23-CR-28 (ENV)

    MIL Security OSI –

  • MIL-OSI: Payday Ventures is Leading as the Best No Credit Check Loans Platform with No Credit Check Loans Guaranteed Approval in 2025

    Source: GlobeNewswire (MIL-OSI)

    New York City, June 13, 2025 (GLOBE NEWSWIRE) —

    Searching for the best no credit check loans online in 2025? You’re in the right place. When urgent expenses strike and your credit score isn’t where it should be, traditional banks often shut the door. That’s why more Americans are turning to no credit check loans with guaranteed approval alternatives — fast, flexible, and tailored for those with poor or limited credit history.

    Payday Ventures acts as a reliable online platform that connects borrowers with trusted lending partners across the U.S. With a simple, secure process, Payday Ventures helps you find loan offers that require no hard credit checks, offering quick access to funds when you need them most.

    We’ve done the digging and rounded up the top 5 no credit check loans online for 2025 — all accessible through trusted platforms like Payday Ventures. Let’s break them down.

    How Payday Ventures Stands Out As a Leading Marketplace in Providing Emergency Loans Guaranteed Approval & No Credit Check Required

    When bills stack up and traditional lenders shut the door, getting fast cash can seem impossible—especially if your credit score isn’t perfect. That’s why no credit check loans online in 2025 are gaining popularity, offering quick, hassle-free access to funds. Payday Ventures plays a crucial role as a trusted loan marketplace, connecting borrowers across the U.S. with reliable lenders who provide emergency loans with guaranteed approval and no credit check required.

    Unlike direct lenders that often reject applicants based on credit history, Payday Ventures doesn’t perform hard credit checks or issue loans themselves. Instead, it offers a streamlined way to compare multiple loan offers through a secure platform, making it easier to find no credit check loans with fast approval and minimal paperwork.

    Here’s why Payday Ventures stands out:

    • No hard credit checks – Soft inquiries only, so your credit score stays protected 
    • High approval rates – Even borrowers with poor or no credit can receive real offers 
    • Fast application process – Complete the online form in minutes and get matched instantly
    • Trusted network of lenders – Access a broad range of options in one place 
    • 24/7 availability – Apply anytime, from anywhere in the U.S. 

    From urgent car repairs to unexpected medical bills, Payday Ventures connects you to emergency loans that cut through the usual red tape. In 2025, it remains one of the best platforms for fast, flexible funding without credit score barriers.

    Skip the credit check, snag your cash quick>>

    Best Emergency Loans for Bad Credit with Guaranteed Approval in 2025

    Big Buck Loans – Best for No Credit Check Loans Alternatives for Bad Credit Borrowers

    Why is It Tough to Get a Loan with Bad Credit?

    Getting approved for a loan when you have bad credit can feel like an uphill battle. This is because lenders use your credit score as a primary measure of your creditworthiness. A low credit score or negative credit history signals higher risk, making lenders cautious about approving your loan application.
    Traditional banks and direct lenders typically prefer borrowers with strong credit histories because they indicate a higher likelihood of timely repayments. If your credit report shows missed payments, defaults, or a high debt-to-income ratio, lenders often view you as a high-risk borrower. Consequently, they may reject your application outright or offer loans with steep interest rates and unfavorable terms.

    Moreover, many lenders rely on automated credit scoring systems that automatically filter out applications below a specific credit score threshold. This limits access to conventional loans for people with bad credit, forcing them to look for alternatives.

    That’s where bad credit loans and no credit check loans come into play. These loan options often don’t require a detailed credit check, allowing borrowers with poor credit histories to secure fast funding. Many lenders offering emergency loans with guaranteed approval focus more on your current income and ability to repay rather than your past credit mistakes.

    Platforms like Payday Ventures help borrowers explore these alternatives by connecting them with lenders specializing in loans for bad credit. This increases the chance of quick loan approval without the usual credit score barriers.

    Bad credit? No stress — get your loan fast>>

    Best No Credit Check Loan Lender that Provides Loan to Applicants with Bad Credit Scores by Payday Ventures

    Big Buck Loans

    Big Buck Loans is an online loan-matching service designed to help individuals quickly access short-term loans ranging from $100 to $5000, even with less-than-perfect credit. The platform offers a simple, 100% online application process with no paperwork, allowing users to receive funds in as little as 15 minutes to 24 hours after approval. With interest rates between 5.99% and 35.99% and repayment terms from 3 to 24 months, Big Buck Loans provides flexible options tailored to various financial needs. 
    The service is free to use, with no fees for applying or matching with lenders. Borrowers must be U.S. citizens or residents, at least 18 years old, have a bank account, earn a minimum of $1000 per month, and be able to afford the loan. The site emphasizes transparency, quick processing, and accessibility, positioning itself as a viable alternative to limited lending apps like Cash App. Additionally, Viva Payday Loans is mentioned as an alternative for those seeking payday or personal loans with similar loan ranges and terms.
    Pros:

    • Loans from $100 to $5,000
    • Fast online application with same-day approvals
    • Accepts applicants with poor credit
    • Funds can be deposited within 24 hours
    • No collateral required
    • Operates 24/7 for urgent financial needs

    Cons:

    • Only available in select states
    • Loan terms vary by lender, not standardized

    How is Payday Ventures Making it Possible to Provide Instant Payday Loans Online Guaranteed Approval Alternatives?

    When urgent cash needs arise, access to quick funds becomes crucial. However, traditional lenders often impose strict credit requirements and lengthy approval processes, leaving many borrowers stranded—especially those with poor credit. This is where Payday Ventures steps in, revolutionizing the way borrowers find instant payday loans online with guaranteed approval alternatives.

    Payday Ventures acts as a trusted loan marketplace rather than a direct lender. By partnering with a broad network of vetted lenders, it connects borrowers with multiple lending options tailored to their financial needs. This unique approach enables borrowers to bypass traditional credit checks and complicated paperwork, which are common roadblocks in securing fast loans.

    Here’s how Payday Ventures makes it possible:

    • Access to No Credit Check Loans: Payday Ventures specializes in linking borrowers to lenders who offer no credit check payday loans. This means applicants don’t have to worry about their credit history impacting approval, making it an ideal solution for people with bad or no credit.
    • Guaranteed Approval Alternatives: While no lender can guarantee approval outright, Payday Ventures improves your chances by presenting multiple loan offers instantly. This competitive selection increases the likelihood of finding a loan that fits your situation without the usual credit score barriers.
    • Instant Online Application: The platform’s streamlined online application process can be completed in minutes from any device, offering borrowers immediate access to loan offers without lengthy waits or in-person visits.
    • Wide Range of Loan Options: Whether you need a small payday advance or a larger emergency loan, Payday Ventures connects you with lenders offering flexible loan amounts, repayment terms, and competitive rates—all designed to meet diverse borrower needs.
    • Secure & Confidential Platform: Payday Ventures prioritizes user security and privacy, ensuring that your personal information is protected throughout the loan matching process.

    By focusing on speed, convenience, and inclusivity, Payday Ventures empowers borrowers across the U.S. to access instant payday loans online and other guaranteed approval loan alternatives—even when traditional banks say no.

    In 2025, Payday Ventures continues to be a leading marketplace for fast, reliable, and accessible payday loan solutions, making financial emergencies easier to manage with minimal hassle.

    No credit check required! Whether your credit’s good, bad, or somewhere in between, grab your loan today and breathe easy knowing cash is on the way!

    How to Apply for No Credit Check Loans Online for Bad Credit with Payday Ventures?

    Applying for no credit check loans online when you have bad credit can feel overwhelming—but Payday Ventures makes the process simple, fast, and secure. Here’s how you can get started and increase your chances of quick approval for loans designed for borrowers with less-than-perfect credit.

    Step 1: Visit Payday Ventures’ Website

    Start by heading to the Payday Ventures platform, a trusted marketplace that connects you with multiple lenders offering no credit check loans and loans for bad credit. The site is user-friendly and available 24/7, so you can apply whenever it’s convenient.

    Step 2: Complete the Online Application Form

    Fill out the short application form with basic personal and financial information. Payday Ventures uses this data to match you with lenders who specialize in bad credit loans and emergency loans with guaranteed approval. The process is quick—usually taking just a few minutes.

    Step 3: Review Loan Offers

    Once your application is submitted, you’ll receive multiple loan offers tailored to your profile. These offers often include instant payday loans online with flexible terms and no credit check requirements. Take your time to review interest rates, repayment periods, and loan amounts before making a decision.

    Step 4: Select the Best Loan Option

    Choose the loan that best fits your financial needs. Payday Ventures connects you directly to the lender, so you can finalize the loan agreement with confidence. Because the platform partners with a wide network of lenders, your chances of finding a suitable loan increase significantly—even with bad credit.

    Step 5: Get Funds Quickly

    After approval, funds are typically deposited into your bank account within 24 hours or less, depending on the lender. This fast turnaround makes Payday Ventures a reliable solution for urgent cash needs.

    Bad credit dragging you down? Forget the hassle of credit checks and get approved fast with funds sent right to your account>>

    Benefits of Using Payday Ventures for No Credit Check Loans Same Day Guaranteed Approval in 2025

    When fast cash is a must, finding reliable no credit check loans with same day guaranteed approval can make all the difference. Payday Ventures stands out as a premier online loan marketplace, helping borrowers across the U.S. access quick funding without the hassle of traditional credit checks. Here are the key benefits of using Payday Ventures in 2025:

    Fast Access to Emergency Cash

    Payday Ventures connects you to lenders offering same day payday loans online, so you can receive funds quickly—often within 24 hours. This speed is crucial when facing urgent expenses or financial emergencies.

    No Credit Check Required

    Unlike banks and direct lenders that perform hard credit inquiries, Payday Ventures specializes in linking you with lenders who offer no credit check loans. This means your credit history won’t hold you back, making it easier for borrowers with bad or no credit to get approved.

    Guaranteed Approval Alternatives

    While no lender can promise 100% approval, Payday Ventures increases your chances by presenting multiple loan options tailored to your financial profile. This marketplace approach offers guaranteed approval alternatives by matching you with lenders most likely to approve your application.

    Variety of Loan Options

    Whether you need a small payday loan or a larger emergency cash advance, Payday Ventures provides access to a broad range of loan amounts and terms. This flexibility lets you choose the best loan suited to your immediate financial needs.

    Simple and Secure Online Process

    Applying through Payday Ventures is quick, with a streamlined online application that takes just minutes to complete. The platform uses advanced security measures to keep your personal and financial information safe throughout the process.

    No Hidden Fees or Surprises

    Transparency is a priority—Payday Ventures ensures you can review loan terms clearly before accepting any offer. This helps avoid unexpected fees and gives you peace of mind.

    24/7 Availability

    Financial emergencies don’t follow a schedule. Payday Ventures allows you to apply for no credit check loans same day anytime, anywhere in the U.S., making it convenient and accessible.

    Don’t let bad credit stand between you and your goals. No credit checks here — just quick, easy loans ready when you are>>

    Eligibility Criteria for No Credit Check loans Same day Guaranteed Approval 

    Getting approved for no credit check loans same day guaranteed approval requires meeting certain basic eligibility criteria. While these loans are designed to be accessible—even for borrowers with bad or no credit—lenders and loan marketplaces like Payday Ventures still set minimum standards to ensure responsible lending. Here’s what you typically need to qualify in 2025:

    1. Age Requirement

    You must be at least 18 years old to apply for no credit check payday loans or any form of instant emergency loans online. Some lenders may require applicants to be 21 or older depending on state laws.

    2. Proof of Income

    Lenders need to verify that you have a stable source of income to ensure you can repay the loan. This can include regular employment, self-employment, government benefits, or other consistent income sources.

    3. Active Bank Account

    An active checking or savings account in your name is essential. Funds for your loan will typically be deposited directly into this account, and repayments are usually withdrawn automatically.

    4. U.S. Residency

    Most lenders require applicants to be U.S. citizens or permanent residents. Some may also accept those with valid work permits or other legal documentation.

    5. Valid Contact Information

    You must provide a working phone number and email address to facilitate communication during the application and loan approval process.

    6. Minimal Documentation

    Unlike traditional loans, no credit check loans usually require minimal paperwork. Basic identification (like a driver’s license or state ID) and proof of income are generally sufficient.

    Forget credit checks and long waits. Apply now, even with bad credit, and get a fast loan tailored to your budget and timeline>>

    Real Borrower Stories: How Payday Ventures Helped People Get No Credit Check Loans in 2025

    Payday Ventures isn’t just another online loan marketplace—it’s a platform that has helped thousands of real people across the U.S. secure emergency funding when traditional options failed them. Below are a few real-world examples and user testimonials that highlight how no credit check loans with same day approval through Payday Ventures made a difference.

    Case Study 1: Sarah – Freelance Designer from Arizona

    Sarah had just wrapped up a slow month with freelance clients when her car suddenly broke down. With bad credit and no savings to spare, she turned to Payday Ventures for help. Within minutes of submitting the simple online form, she was matched with multiple lenders offering instant payday loan alternatives with no credit check required.

    Loan Amount: $600
    Approval Time: Under 2 hours
    Credit Score: 510
    Outcome: Funds deposited same day

    “I didn’t think I’d qualify for anything with my credit, but Payday Ventures helped me find a lender fast—and no one even asked about my score.” – Sarah

    Case Study 2: Jason – Warehouse Worker in Georgia

    Jason was hit with an unexpected utility bill just days before payday. His credit history had taken a hit during the pandemic, so traditional loans were off the table. After searching online, he landed on Payday Ventures, known for connecting users with no credit check same-day loans. He completed the application on his phone during a break and had approval by the time he got home.

    Loan Amount: $350
    Approval Time: 1 hour
    Credit Score: 476
    Outcome: Bills paid, lights stayed on

    “It was easier than ordering pizza. Zero paperwork, no calls, just fast help when I needed it.” – Jason, GA

    Case Study 3: Mia – Part-Time Student in Illinois

    Mia needed to cover textbook costs and rent for the month. With limited income and no credit history, she struggled to find any loan options. A friend recommended Payday Ventures, which specializes in bad credit and no credit loan options with guaranteed approval alternatives. She was matched with a lender offering flexible repayment and a quick turnaround.

    Loan Amount: $500
    Approval Time: Same day
    Credit History: None
    Outcome: Covered expenses without parental help

    “It was my first time applying for a loan, and I was nervous. But it was simple and quick. No pressure, no surprises.” – Mia, IL

    Who needs credit checks when you’ve got No credit check loans? Bad credit is no barrier here — just quick, easy cash to keep you moving forward>>

    Important Considerations: Risks, Legal Notes & Responsible Borrowing Practices

    While no credit check loans with guaranteed approval can offer fast financial relief, it’s important to understand the risks and responsibilities involved before applying through platforms

    Risk Factors to Be Aware Of

    • Higher Interest Rates: Many bad credit loan alternatives come with higher APRs due to the lack of credit checks. Always review the total repayment amount before agreeing to any terms.
    • Short Repayment Windows: Most same day payday loan alternatives have shorter repayment periods, which can create additional stress if not managed properly.
    • Debt Cycle Risk: Repeated borrowing can lead to a cycle of debt. These loans are best used for genuine emergencies, not ongoing expenses.

    Legal Disclaimers You Should Know

    • Payday Ventures is not a lender: It does not issue loans or perform credit decisions. It simply connects users with a network of vetted third-party lenders.
    • Loan terms vary: Lenders in the Payday Ventures network may operate under different state regulations. Always read their terms, privacy policies, and legal notices before accepting an offer.
    • Availability may differ by state: Not all loan types or features are available in every U.S. state due to lending laws and caps on interest rates.

    Ethical Borrowing Guidelines

    • Borrow only what you need: Just because you qualify for a loan doesn’t mean you should take the full amount. Keep repayment manageable.
    • Be honest on your application: Providing accurate information ensures a smoother experience and helps avoid delays or denials.
    • Understand the full cost: Before accepting a loan offer, make sure you understand the APR, fees, and payment schedule.
    • Explore alternatives if possible: If you have access to community support, side gigs, or budget adjustments, consider those options before taking out a high-interest loan.

    Need cash but hate credit checks? Same here. That’s why we made loans that skip the fuss and deliver the funds fast>>

    Payday Ventures vs. Traditional Lenders: Why Same-Day No Credit Check Loans Are a Smarter Choice in 2025

    When comparing Payday Ventures to traditional banks or credit unions, the differences are clear—especially for borrowers with bad credit or no credit history who need fast, same-day loan alternatives without going through a credit check.

    1. Credit Check Requirements

    • Traditional Lenders: Always perform hard credit checks, which can impact your score and lead to rejections if you have poor credit.
    • Payday Ventures: Connects you with lenders who don’t require hard credit checks. Only soft inquiries are made, which do not affect your credit score.

    2. Speed & Accessibility

    • Traditional Lenders: Long application processes, in-person paperwork, and days of waiting.
    • Payday Ventures: Entirely online with a fast, secure form. Get matched with offers and funds deposited as soon as the same day.

    3. Approval Rates

    • Traditional Lenders: Strict approval criteria focused on credit score, employment history, and banking relationships.
    • Payday Ventures: Designed for high approval odds, even for those with bad credit or limited credit background.

    4. Application Process

    • Traditional Lenders: Involve multiple steps—appointments, documentation, and credit reports.
    • Payday Ventures: Just a few minutes to complete one form. No faxing, no paperwork, 100% online.

    5. Flexibility & Loan Variety

    • Traditional Lenders: May not offer small-dollar or short-term loans, especially to riskier applicants.
    • Payday Ventures: Gives you access to a network of lenders offering no credit check, same-day payday loan alternatives in various amounts and terms.

    Credit hurdles? Forget them! Step up, apply now, and watch your cash worries disappear — no credit check, no stress. Your loan, your way>>

    Conclusion: Why Payday Ventures is the Top Choice for No Credit Check, Same Day Loans in 2025

    In 2025, when fast access to cash matters more than ever and credit scores can still hold borrowers back, Payday Ventures stands out as a trusted solution for no credit check loans with same-day guaranteed approval alternatives.

    Unlike traditional lenders that rely heavily on rigid credit assessments, Payday Ventures connects users with a broad network of vetted lenders willing to offer emergency loans without requiring hard credit checks. Its 100% online platform is fast, secure, and built for convenience, allowing borrowers to submit one quick form and receive multiple loan offers, often within minutes.

    Whether you’re dealing with an unexpected expense, temporary cash shortfall, or simply need bad credit payday loan alternatives, Payday Ventures makes the process simple, transparent, and judgment-free. With high approval odds, flexible loan options, and same-day funding possibilities, it remains one of the most reliable choices for no credit check loans online in the U.S. today.

    If you’re looking for fast, flexible, and credit-friendly financing, Payday Ventures is the go-to marketplace to explore your options — without the wait, stress, or score penalties.

    FAQs Regarding No Credit Check Loans with Same-Day Guaranteed Approval in 2025

    Does it cost anything to apply through Payday Ventures?

    No, applying through Payday Ventures is completely free. There are no hidden fees or application charges to use the platform. You simply fill out one secure online form, and Payday Ventures connects you with multiple no credit check loan options instantly.

    How fast can I get money from a no-credit-check loan?

    With Payday Ventures, borrowers can receive funds as soon as the same day if approved. The application process is quick—usually under 5 minutes—and once you accept an offer from a lender, the money is typically deposited within 24 hours.

    What are the best loan providers for bad credit with guaranteed approval?

    Payday Ventures works with a trusted network of lenders (Big Buck Loans) who specialize in bad credit loans, no credit check payday loan alternatives, and guaranteed approval options. Instead of searching lender by lender, Payday Ventures lets you compare multiple offers in one place—increasing your chances of getting approved quickly.

    How fast can I get a bad credit loan through Payday Ventures?

    Very fast. Most users receive loan offers within minutes of submitting their application. Once approved, funds are commonly transferred on the same business day, depending on the lender and your bank’s processing speed.

    Are these no credit check loans safe and legitimate?

    Yes. Payday Ventures partners only with vetted, reputable lenders in the U.S like Big Buck Loans. The site uses bank-level encryption to keep your personal information secure and ensures that you are only connected with legal and compliant lenders offering no credit check loan alternatives.

    Can I use a loan from Payday Ventures to pay off other debt?

    Absolutely. Borrowers often use these loans for debt consolidation, overdue bills, or other personal expenses. While Payday Ventures doesn’t dictate how you use the funds, many choose it to bridge gaps in cash flow or reduce high-interest debt.

    What’s the typical APR on bad-credit personal loans?

    APR can vary based on the lender, loan amount, and repayment term. However, by using Payday Ventures, you can easily compare multiple loan offers side-by-side and choose the one with the most favorable rates—even if you have bad or no credit.

    Who qualifies for no-credit-check loans?

    Most U.S. adults qualify as long as they are 18+, have a steady income, and possess an active checking account. Payday Ventures doesn’t require a credit score, making it one of the best platforms for those seeking no credit check loans online in 2025.

    Attachment

    The MIL Network –

  • MIL-OSI Security: Canning — Update: RCMP charges youth in sexual assault against another youth in Canning

    Source: Royal Canadian Mounted Police

    Kings District RCMP has charged a youth in relation to a sexual assault of another youth that occurred on June 6, https://rcmp.ca/en/nova-scotia/news/2025/06/rcmp-seeking-information-identify-person-involved-sexual-assault-against-youth.

    On June 12, Kings District RCMP arrested a youth in relation to the sexual assault and executed a search warrant at a home in Canning where investigators located items supporting the investigation.

    “The courage the victim showed in fighting off their attacker was tremendous. Sexual assaults are an afront to society and, as in this case, have the power to inflict paralyzing fear in a community,” says Supt. Jason Popik, Southwest Nova District Policing Officer. “Through the support of the victim and their family, the Kings District investigators and street crime enforcement unit members identified and charged the accused, which will hopefully bring reassurance to the victim and their family as well as the community.”

    The youth has been charged with Assault, Sexual Assault and Disguise with Intent. They were released pending a court appearance in youth court on July 24.

    The investigation was led by Kings District general duty and General Investigative Section and the Southwest Nova Street Crime Enforcement Unit, with assistance of the RCMP’s Investigative Assistance Team.

    Kings District RCMP would like to thank the public for their support through numerous investigative tips and leads.

    If you have experienced sexual violence, you are not alone. The elimination of gender-based and sexual violence continues to be a priority for the Nova Scotia RCMP, and the RCMP employs a trauma-informed approach. Survivor support is available and you can contact us and discuss an incident before deciding to further participate in the investigation and court process.

    File: 2025-784797

    -30-

    MIL Security OSI –

  • MIL-OSI Security: Law Enforcement Offers $10,000 Reward for Information Leading to the Arrest of 4 Dangerous Criminal Illegal Aliens who Escaped from Delaney Hall Detention Facility

    Source: US Department of Homeland Security

    Call 911 or 866-DHS-2-ICE with any information that may lead to locating these dangerous criminal illegal aliens

    WASHINGTON – The Department of Homeland Security (DHS) and the FBI are offering a $10,000 reward for information leading to the arrest of the four criminal illegal aliens who escaped from Delaney Hall Detention Facility in New Jersey. The safety of Americans and the Newark community is the DHS’ top priority.

    “DHS has become aware of four detainees at the privately held Delaney Hall Detention Facility escaping. Additional law enforcement partners have been brought in to find these escapees and a BOLO has been disseminated,” said a Senior DHS Official. “We encourage the public to call 911 or the ICE Tip Line: 866-DHS-2-ICE if they have information that may lead to the locating of these individuals. DHS and the FBI are offering a $10,000 reward for any information that leads to the arrest of these public safety threats.”

    On June 12, four criminal illegal aliens breached security at Delaney Hall. Contrary to current reporting, there has been no widespread unrest at the Delaney Hall Detention facility. This privately held facility remains dedicated to providing high-quality services, including include around-the-clock access to medical care, in-person and virtual legal and family visitation, general and legal library access, translation services, dietician-approved meals, religious and specialty diets, recreational amenities, and opportunities to practice their religious beliefs.

    The four criminal illegal aliens currently evading federal law enforcement are public safety threats.

    Franklin Norberto Bautista-Reyes is an illegal alien from Honduras who illegally entered the U.S. in 2021 under the Biden administration. On May 3, 2025, the Wayne Township, New Jersey Police Department arrested Bautista for aggravated assault, attempt to cause bodily injury, terroristic threats, and possession of a weapon for unlawful purposes.

    Joel Enrique Sandoval-Lopez is an illegal alien from Honduras who illegally entered the U.S. as a minor in 2019. On October 3, 2024, the New Jersey Passaic Police Department arrested Sandoval for unlawful possession of a handgun. He was arrested again on February 15, 2025, by the Passaic Police Department for aggravated assault.

    Joan Sebastian Castaneda-Lozada is an illegal alien from Colombia who illegally entered the U.S. in 2022 under the Biden administration. On May 15, 2025, the New Jersey Hammonton Police Department arrested Castaneda for burglary, theft, and conspiracy to commit burglary.

    Andres Pineda-Mogollon is an illegal alien from Colombia who overstayed a tourist visa and entered the U.S. in 2023 under the Biden administration. On April 25, 2025, the New York City Police Department arrested Pineda for petit larceny. On May 21, 2025, the Union, New Jersey Police Department arrested Pineda for residential burglary, conspiracy residential burglary, and possession of burglary tools.

    Anonymous tips may be reported on the ICE Tip Form and via the toll-free ICE tip line, (866) 347-2423.

    ICE’s 24-hour tip line gives Americans the ability to report suspicious criminal activity by illegal aliens including terrorist activity, gang related crimes, and suspected sex trafficking. The tip line is manned by highly trained specialists who take reports from both the public and law enforcement agencies on the more than 400 laws enforced by ICE. Secretary Noem will be providing more resources and personnel to this tip line to ensure DHS is able to quickly identify, locate, and arrest these criminal illegal aliens.

    MIL Security OSI –

  • MIL-OSI USA: Wyden, Merkley, Markey, Schumer Release Data Detailing Hundreds of Rural Hospitals Across U.S. at Risk Due to Republican Health Care Cuts

    US Senate News:

    Source: United States Senator Ron Wyden (D-Ore)
    June 13, 2025
    Data shows Oregon hospitals in Silverton, Seaside, Madras, and Hermiston among more than 300 rural hospitals nationwide at disproportionate risk of closure, conversion, or service reductions
    Washington (June 12, 2025) – U.S. Sens. Ron Wyden and Jeff Merkley (both D-Ore.) today joined with U.S. Sen. Edward J. Markey (D-Mass.) and Democratic Leader Chuck Schumer (D-N.Y) to release new data concluding that health care cuts in the Republican budget bill could place more than 300 rural hospitals across the U.S. at disproportionate risk of closure, conversion, or service reductions.
    The data from the Cecil G. Sheps Center for Health Services Research at the University of North Carolina at Chapel Hill follows House Republicans’ passage of a budget bill that would impose the largest cuts to health care in U.S. history, slashing funding for Medicaid and the Affordable Care Act by more than $1 trillion and triggering more than $500 billion in Medicare cuts. The analysis released today is based on financial indicators including: share of Medicaid patients served, previous years of negative total margins, and data modeling on future financial distress.
    “Hospitals are often the backbone of rural communities in Oregon and across the nation. They are often the largest employer in a rural community, and more often than not, many of the families they serve count on Medicaid for health care,” said Wyden, Ranking Member of the Senate Finance Committee. “The Republican bill would hit rural Oregon like a wrecking ball, and among the first to suffer would be the rural hospitals and those they serve and employ who are already walking on an economic tightrope.”
    “As I hold town hall meetings in each of Oregon’s 36 counties, I frequently hear about struggles folks have in accessing health care in their communities. This isn’t a red state or blue state issue. Medicaid helps every state – especially rural communities,” said Merkley, Ranking Member of the Budget Committee. “More than 300 rural hospitals will be at risk of shutting down – in Oregon and across the country – if Republicans betray middle class families and make these drastic cuts to Medicaid, all so that billionaires can pay less in taxes. This is the Republican plan: families lose, and billionaires win.”
    The lawmakers also sent the data in a letter to President Trump, Leader John Thune, and Speaker Mike Johnson, writing, “Addressing the crisis in rural health care access is a national, bipartisan priority, and it should be bipartisan to not worsen that crisis. However, if your party passes these health care cuts into law, Americans in rural communities across the country risk losing health care services and jobs supported by their local hospitals. We urge you to read the attached report and reconsider your position. It is not too late to stop these cuts. Billionaire tax breaks are not worth the cost to American lives and livelihoods.”
    The response from the Cecil G. Sheps Center for Health Services Research states, “Substantial cuts to Medicaid or Medicare payments could increase the number of unprofitable rural hospitals and elevate their risk of financial distress. In response, hospitals may be forced to reduce service lines, convert to a different type of health care facility, or close altogether.”
    The data shows 338 rural hospitals at particular risk of closure, conversion, or service reduction from substantial health care cuts because the hospitals either take a high relative share of Medicaid patients, or have experienced three consecutive years of negative total margins, or both. This includes four hospitals in Oregon: Silverton Hospital, Providence Seaside Hospital, St. Charles Madras, and Good Shepherd Medical Center in Hermiston.
    In the face of these Republican cuts, a majority of adults living in rural areas are concerned that health care cuts will “negatively impact hospitals, nursing homes, and other health care providers in [their] community,” the senators wrote in their letter to Trump, noting that rural hospitals are struggling. In 2023, there were 50 fewer rural hospitals than in 2017, and a lack of health care access in rural America is contributing to worse health outcomes. Faced with additional cuts to their revenue, many rural hospitals may be forced to stop providing certain services, including obstetric, mental health, and emergency room care, convert to clinics or standalone emergency centers, or close altogether. Rural hospitals are often the largest employers in rural communities, and when a rural hospital closes or scales back its services, communities are not only forced to grapple with losing access to health care, but also with job loss and the resulting financial insecurity.
    The lawmakers sent a letter to the Sheps Center director on June 4, 2025, requesting the Center’s expert analysis of how this bill will impact rural hospitals and the communities they serve, particularly inquiring about which rural hospitals in the country treat the highest share of Medicaid recipients; how many rural hospitals are currently in financial distress or at risk of closure; and if the health care cuts in the House-passed budget reconciliation bill were to become law, would the rural hospitals with the highest share of Medicaid recipients or that are currently in financial distress face risk of closure or have to reduce services.
    The senators’ letter and data are here. The Sheps Center response is here.

    MIL OSI USA News –

  • MIL-OSI USA News: President Trump’s Policies Are Delivering Wins Across America

    Source: US Whitehouse

    Across the country, Americans are celebrating a surge of victories as President Donald J. Trump’s bold America First agenda revitalizes communities and restores American greatness.

    Here are just a few of those triumphs making front pages this week:

    In Detroit, Michigan, The Detroit News celebrated the landmark announcement by General Motors that it will invest $4 billion in American manufacturing as it shifts more vehicle production from Mexico to the U.S. — including in Michigan. GM joins a host of other automakers in expanding their U.S.-based production as President Trump aggressively pursues his America First trade policies.

    In Phoenix Arizona, the Arizona Republic heralded a historic milestone: “The border is secure” for the first time in decades. Thanks to President Trump’s unwavering dedication to national security, illegal border crossings have plummeted to near-zero levels as the Trump Administration removes scores of dangerous criminal illegal immigrants from our streets — finally restoring public safety.

    In Hamilton, Ohio, the Hamilton Journal-News in highlighted gas prices at their lowest June levels since 2021 — with similar stories playing out across the country as President Trump unleashes American energy production. After Americans saw the cheapest Memorial Day weekend gas prices in years, the nationwide average for regular gas remains $0.33/gallon below where it was one year ago.

    In Lebanon, Pennsylvania, the Lebanon Daily News touted Amazon’s $20 billion investment to expand its cloud computing infrastructure in the state — creating at least 1,250 new high-skilled jobs. It’s another result of President Trump’s relentless push to establish the U.S. as the global leader in artificial intelligence and technological innovation.

    In Boise, Idaho, the Idaho Statesman covered Micron Technology’s $200 billion investment in its U.S.-based manufacturing and production of advanced memory chips — which includes $30 billion for the construction of a second chip fabrication facility in the state as it onshores production of its advanced DRAM technology from Taiwan for the first time.

    MIL OSI USA News –

  • MIL-OSI USA: FEMA Calls May Come from Unfamiliar Numbers

    Source: US Federal Emergency Management Agency

    Headline: FEMA Calls May Come from Unfamiliar Numbers

    FEMA Calls May Come from Unfamiliar Numbers

    LITTLE ROCK, Ark

    – After Arkansans apply for disaster assistance, FEMA may call to schedule an inspection of the damaged home or for more information to process the application

    These calls may come from unfamiliar area codes or phone numbers

    It is important to answer the call

    A FEMA inspection may be required to determine whether a home is safe, functional and accessible

    If an inspection cannot be scheduled, that may cause a delay in FEMA’s review of a homeowner’s or renter’s application

    There is no charge for an inspection

    The inspector will have FEMA photo ID and your application number

    FEMA representatives never ask for money

    If you receive a call from someone claiming to be a FEMA representative, but you aren’t sure, call the FEMA Helpline at 800-621-3362 to verify the caller’s identity

    Residents who suffered losses after the March 14-15 and April 2-22 severe storms can apply for FEMA assistance for losses not covered by insurance

     Survivors affected by both disasters are encouraged to file a separate FEMA application for each disaster

    Survivors in Greene, Hot Spring, Independence, Izard, Jackson, Lawrence, Randolph, Sharp and Stone counties may apply if they had damage in March

    Additionally, those affected by the April storms in Clark, Clay, Craighead, Crittenden, Desha, Fulton, Hot Spring, Jackson, Miller, Ouachita, Pulaski, Randolph, St

    Francis, Saline, Sharp and White counties may also apply

    The deadline to apply for FEMA assistance for the March storms is Monday, July 14

    The last day to apply for the April storms is Tuesday, July 22

     There are several ways to apply

    Go to DisasterAssistance

    gov, use the FEMA App for mobile devices or call the FEMA Helpline at 800-621-3362

    Lines are open from 6 a

    m

    to 10 p

    m

    CDT seven days a week and specialists speak many languages

     In-person survivor assistance is also available at several sites across the impacted area

    To find hours and locations, visit fema

    gov/disaster/4865 or fema

    gov/disaster/4873, scroll to the bottom of the page and click the link under “In-person Survivor Assistance

    ”To view an accessible video on how to apply, visit Three Ways to Apply for FEMA Disaster Assistance – YouTube

    For the latest information about Arkansas’ recovery, visit fema

    gov/disaster/4865 or fema

    gov/disaster/4873

    Follow FEMA Region 6 on social media at x

    com/FEMARegion6 and at facebook

    com/FEMARegion6/

    thomas

    wise
    Fri, 06/13/2025 – 14:00

    MIL OSI USA News –

  • MIL-OSI USA: SBA Loans Are a Meaningful Option for Texas Storm Survivors

    Source: US Federal Emergency Management Agency

    Headline: SBA Loans Are a Meaningful Option for Texas Storm Survivors

    SBA Loans Are a Meaningful Option for Texas Storm Survivors

    AUSTIN – Low-interest disaster loans from the U

    S

    Small Business Administration are available to Texas residents, businesses of all sizes and nonprofit organizations that are recovering from the severe storms and flooding that occurred March 26-28, 2025

     Residents and businesses in Cameron, Hidalgo, Starr, and Willacy counties may now apply if they had damage in the March storms

     FEMA partners with other agencies to help meet the needs of disaster survivors

    Disaster loans are the largest source of federal recovery funds for storm survivors

    They help private property owners pay for disaster losses not covered by insurance, local or state programs

    SBA loans also cover deductibles and increased cost of compliance after a disaster

    Survivors should not wait for an insurance settlement before submitting an SBA loan application

    Interest rates on disaster loans can be as low as 2

    75% for homeowners and renters, 3

    62% for private nonprofit organizations and 4% for businesses, with terms up to 30 years for physical damage to real estate, inventory, supplies, machinery and equipment

    Loan amounts and terms are set by SBA and are based on each applicant’s financial condition

    Survivors are not required to begin repaying the loan and the interest does not begin to accumulate for 12 months from the date the first disaster loan disbursement is awarded

    Homeowners may be eligible for a disaster loan of up to $500,000 for primary residence repairs or rebuilding

    SBA may also be able to help homeowners and renters with up to $100,000 to replace important personal property, including automobiles damaged or destroyed in the storms

    Businesses of all sizes and private nonprofit organizations may borrow up to $2 million to repair or replace damaged property, destroyed real estate, machinery and equipment, inventory and other business assets

    Applicants may be eligible for a loan increase of up to 20% of their physical damage, as verified by the SBA, for mitigation purposes

     Businesses of any size and private nonprofit organizations may apply for Economic Injury Disaster Loans (EIDL) in the counties of Cameron, Hidalgo, Starr, and Willacy and the contiguous counties of Brooks, Jim Hogg, Kenedy and Zapata

      Businesses can apply for up to $2 million to help meet working capital needs caused by the disaster

    Economic Injury Disaster Loans may be used to pay fixed debts, payroll, accounts payable and other bills that cannot be paid because of the disaster’s impact

    Economic injury assistance is available regardless of whether the applicant suffered any property damage

    In partnership with FEMA and the state, SBA representatives are available to provide one-on-one assistance to disaster loan applicants at sites throughout the affected areas

     SBA’s Business Recovery Centers are open at the following locations:CAMERON COUNTYBusiness Recovery CenterHarlingen Chamber of Commerce311 E

    Tyler Ave

    Harlingen, TX 78559Mondays – Thursdays, 8 a

    m

    – 5 p

    m

    Friday, 8 a

    m

    – 4 p

    m

     HIDALGO COUNTYBusiness Recovery CenterValley Metro Transit Center510 S

    Pleasantview Dr

    BoardroomWeslaco, TX 78596Monday – Friday 8 a

    m

    to 5 p

    m

      To apply online or to download an application, go to SBA

    gov/disaster

    You may also call SBA’s Customer Service Center at 800-659-2955 or email DisasterCustomerService@sba

    gov

     The deadline to apply for an SBA physical disaster loan for the March storms is July 22, 2025

    The last day for small businesses, small agricultural cooperatives and most private nonprofit organizations to apply for an SBA economic injury loan for the March storms is Feb

    23, 2026

    For the latest information about Texas’ recovery, visit fema

    gov/disaster/4871 Follow FEMA Region 6 on social media at x

    com/FEMARegion6 and at facebook

    com/FEMARegion6/
    toan

    nguyen
    Fri, 06/13/2025 – 12:08

    MIL OSI USA News –

  • MIL-OSI USA: AG Brown sues five apartment complexes and their property management firm for deceiving low-income senior tenants

    Source: Washington State News

    SEATTLE – Attorney General Nick Brown today filed a complaint in Snohomish County Superior Court against California-based property management company FPI Management and the owners of five apartment complexes in Western Washington, alleging that they engaged in unfair and deceptive practices impacting hundreds of vulnerable senior tenants at the properties.

    FPI and the property owners market their apartment complexes as “low-income” units to tenants who are 55 and older.

    Over a period of several years, FPI and the property owners failed to disclose to their low-income senior tenants how their rent would be calculated and increased in the future, and misrepresented the quality of their apartment units, the availability and quality of building amenities like pools or fitness areas, and safety at the properties. These are all violations of the Consumer Protection Act.

    “Housing is particularly important for older Washingtonians, and it’s hard for them to move once they’ve signed a lease,” Brown said. “It’s egregious to convince vulnerable populations they’re getting quality living when in reality they are stuck with properties in disrepair that also end up costing more than they expected over time.”

    The property owners participate in the Low-Income Housing Tax Credit Program (LIHTC), through which they receive valuable tax credits in exchange for setting aside a certain number of apartment units in their buildings for tenants below a certain income threshold. The maximum rental rates under this program are set annually by the U.S. Department of Housing & Urban Development, based on the rise or fall of the area median income (AMI) in the county where the property is located. This is unlike other forms of housing assistance, in which the amount of rent a tenant will pay is based on their own income, and not the income of other people in the area.

    FPI and the property owners do not explain or adequately disclose to prospective tenants that their monthly rent will be calculated based on AMI, which is often significantly more than the fixed Social Security or pension incomes many senior LIHTC tenants must live on. As a result, these tenants often end up paying an unsustainable portion of their fixed income as rent, leaving little for other expenses like food, transportation, or medical expenses.

    This failure to disclose key details about rent calculations and increases surprised and harmed seniors, who are less likely to move units once they’re in, even if costs become unmanageable, due to the cost and physical demands of moving.

    The defendants in this case also misrepresent the quality of their buildings, marketing them as “luxury” and “resort style,” when in reality many tenants move in only to find their units dirty with broken appliances, leaks, mold, worn carpets, torn flooring, and more issues. Despite the promise of quality amenities like pools, fitness centers, and computer rooms, tenants found such amenities either did not exist, were inoperable, or were permanently closed and shut down.

    The apartment complexes were also not safe and secure as defendants represented. Many have no one monitoring who is entering, which has led to trespassing and other crimes on site. Their parking lots also experience frequent prowling, theft and vandalism.

    The complaint seeks an injunction preventing the defendants from continuing to engage in the unlawful conduct alleged, restitution to impacted tenants, an enhanced civil penalty of $12,500 for each Consumer Protection Act violation due to the vulnerable nature of the seniors who were targeted and impacted, and an award to the state for the costs of pursuing litigation.

    Attorney General’s Office staff handling the case include Assistant Attorneys General Anthony Thach and Emily Nelson, Senior Investigator Jennifer Treppa, and Paralegal Logan Young.

    A copy of the complaint is available here.

    -30-

    Washington’s Attorney General serves the people and the state of Washington. As the state’s largest law firm, the Attorney General’s Office provides legal representation to every state agency, board, and commission in Washington. Additionally, the Office serves the people directly by enforcing consumer protection, civil rights, and environmental protection laws. The Office also prosecutes elder abuse, Medicaid fraud, and handles sexually violent predator cases in 38 of Washington’s 39 counties.

    Visit www.atg.wa.gov to learn more.

    Media Contact:

    Email: press@atg.wa.gov

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    MIL OSI USA News –

  • MIL-OSI USA: McConnell Statement on Israeli Strikes in Iran

    US Senate News:

    Source: United States Senator for Kentucky Mitch McConnell

    Washington, D.C. – U.S. Senator Mitch McConnell (R-KY) released the following statement today regarding Israeli strikes in Iran last night:

    “Iran’s war against Israel and the United States is decades old. Directly and by proxy, it has plotted and conducted attacks against U.S. servicemembers, diplomats, former officials, and even dissidents inside the American homeland.  It has done the same against its Arab neighbors, peaceful nations around the world, and — with particular savagery — the Jewish people for daring to preserve and protect a Jewish state.

    “When Tehran prescribes ‘death to Israel, death to America’, our closest ally in the Middle East takes this murderous, nuclear-obsessed regime at its word. America must do the same.

    “Since October 7, 2023, Israel’s dramatic operations in Lebanon, Syria, and now Iran have given the entire region an opportunity to rid itself of Tehran’s terrorist spiderweb. I hope and pray that Israel’s bold and brave direct strikes against the Iranian death machine and nuclear program will hasten this future for a region of tremendous importance to the United States.

    “In Israel’s fierce self-defense, America must recognize a broader, global lesson about the value of allies and partners. From Europe to the Middle East to the Indo-Pacific, we and our friends are stronger when we stand together.

    “There must be no daylight between the United States and allies and partners defending their sovereignty, democracy, and way of life against theocratic or authoritarian aggression. America must stand shoulder-to-shoulder with Israel. And Iran’s remaining leaders must recognize that the time has come to abandon their decades-long obsession with terror and nuclear war.”

    MIL OSI USA News –

  • MIL-OSI United Kingdom: Pioneering traditional music school marks 25 years

    Source: Scotland – Highland Council

    A major milestone in Highland musical education is to be celebrated with a special concert in Inverness.

    The National Centre of Excellence in Traditional Music in Plockton is celebrating its 25th anniversary and on Thursday (19 June) past and present students will come together at Eden Court Theatre in a showcase of the very best from the Scottish traditional scene.

    Known as Sgoil Chiùil na Gàidhealtachd, the Centre has been a cornerstone in nurturing some of the country’s most talented young musicians while preserving Scotland’s rich musical heritage. This celebratory performance highlights the Centre’s legacy as the only one of its kind in Scotland.

    Highland Council vice convener Cllr Biz Campbell said: “Congratulations to Sgoil Chiùil na Gàidhealtachd, the national centre of excellence in traditional music based at Plockton High School.

    “The school has done such marvellous work to support traditional music and culture in our region and what better place to have this precious asset than at Plockton High, in the heart of the Highlands.

    “Some of our very best musicians have come through the school and it is fantastic to see them teaming up with the next generation to celebrate the 25th anniversary. Here’s to many more.”

    The concert will feature a stellar line-up of alumni who have gone on to forge highly successful careers. Returning to perform alongside current students are:

    • Innes White (originally from Dingwall & he will be the Musical Director the event), multi-instrumentalist known for collaborations with Julie Fowlis, Eddi Reader, Karen Matheson, Sian, Siobhan Miller and many others
    • Kim Carnie (Oban), singer-songwriter, member of popular folk group, Mànran, and TV presenter
    • Ewan Robertson (Carrbridge) and Conal McDonagh (Poolewe) of award-winning folk group, Breabach
    • Catriona Hawksworth (Perthshire) and Megan Macdonald (Lairg), members of six-piece band, Heisk
    • Malin Lewis (Skye), acclaimed piper and instrument maker
    • Mairearad Green, Achiltibuie musician, composer and artist
    • Charlie Grey (Fort Augustus) and Joseph Peach (Achiltibuie), celebrated fiddle and piano duo
    • Deirdre Graham (Breakish, Skye), Gaelic singer and tutor at the Centre, who will also act as Bean an Taighe (host) for the evening

    These musicians will be joining the current intake of talented young musicians back in Plockton for rehearsals prior to the event, where the future generation will learn from the alumni.

    The concert will also mark the official launch of the Centre’s 24th album, Mic’d Up, featuring performances by the current students. Recorded last year, the album is a collection of traditional and contemporary material that showcases the skill, creativity, and collaboration at the heart of the Centre’s work.

    Mike Vass, Centre Manager, said: “It’s a real honour to celebrate 25 years of the Centre with so many of our talented alumni and current students.

    “This event is not just a celebration of our past, but a testament to the strength and future of traditional music in Scotland.

    “The fact that so many former students have gone on to successful careers – and are now returning to perform – is incredibly moving and a powerful reminder of what this Centre is all about.”

    The Centre opened in May 2000 with just nine students, including Breabach’s Ewan Robertson, who returns as both tutor and performer, offering intensive training led by some of Scotland’s foremost traditional musicians.

    Today, the Centre continues to offer exceptional musical education, with tuition from a team of renowned tutors such as fiddler Gordon Gunn; Gaelic singers Deirdre Graham and Rachel Walker; singer-songwriter Siobhan Miller; multi-instrumentalist Hamish Napier; fiddle player/guitarist Innes Watson; harpist Ingrid Henderson; pianist Mhairi Hall; and composer/producer Mike Vass, who also serves as Centre Manager.

    The 25th anniversary celebration takes place at Eden Court Theatre, Inverness, on 19th June.

    Tickets are available now online via the Eden Court website.

    For more information about the Centre, visit www.plocktonmusicschool.com.

    About The National Centre of Excellence in Traditional Music

    • Sgoil Chiùil na Gàidhealtachd (National Centre of Excellence in Traditional Music) is the only Centre of Excellence in Scotland dedicated exclusively to Scottish traditional music.
    • The Centre offers first-class tuition and a comprehensive learning experience including individual instruction, ensemble work, masterclasses, performance, recording, and music history.
    • The Centre aims to provide high-quality education, support career pathways in traditional music, and foster strong links within both the local and wider traditional music communities.
    • In 1999, the Scottish Executive established its Excellence Fund for education, and invited the 32 Scottish local authorities to submit bids for appropriate projects. Recognising the wealth of traditional music activity generated by the Fèis movement and others, The Highland Council submitted a bid for a residential Centre of Excellence specialising in traditional music.
    • The bid was successful, and the National Centre of Excellence in Traditional Music was established at Plockton High School in May 2000 with funding of £500,000 over three years from the Scottish Executive’s Excellence Fund, with additional input from The Highland Council.

    Issued by Katie Mackenzie PR and by Highland Council

    MIL OSI United Kingdom –