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Category: housing

  • MIL-OSI Global: How can Mark Carney reduce violent crime in Canada? Through prevention and youth outreach

    Source: The Conversation – Canada – By Jeffrey Bradley, Ph.D. Candidate, Legal Studies, Carleton University

    Newly elected Prime Minister Mark Carney and the governing federal Liberals must work to reverse the trends in rising violent crime. Canada needs a federal minister with clear responsibility for the prevention of violent crime, supported by a deputy minister with no other responsibilities than stopping violence before it happens.

    The evidence and successes in other countries suggest this approach could reduce violent and serious crime by 50 per cent in the next five years.

    Canadian homicide rates have increased by 50 per cent in the past 10 years, returning to levels from the early 2000s. Black and Indigenous Canadians are victimized at rates several times higher than the national rate. Intimate partner and sexual violence are at epidemic levels, with one in three women experiencing some form in their lifetime.

    Recent federal and provincial election campaigns left the impression that spending more on prisons and policing is enough to stop violent and serious crime.

    But if long prison sentences reduced violent crime, then American cities would be the safest in the world — they are not. If higher police salaries resulted in less violence in Canada, then Edmonton and Winnipeg would be Canada’s safest cities — they are not.




    Read more:
    Two years after the defund the police movement, police budgets increase across Canada


    How to truly reduce violent crime

    Current crime-fighting proposals lack concrete, evidence-based actions and proven public health strategies that are known to significantly and cost-effectively reduce violent crime.

    Over the last 50 years, research in Canada and internationally has identified a short list of programs proven to reduce violent crime by as much as 50 per cent within three years.

    These initiatives are promoted by prestigious organizations such as the World Health Organization and the United Kingdom’s Youth Endowment Fund. The non-partisan Washington State Institute for Public Policy has also demonstrated the cost-effectiveness of many of these programs compared to the dominant systems of policing and incarceration. These initiatives include:

    • Community violence interveners who build trust with the young men most involved in violence and help them go back to school, get job training and gain control over the emotions that lead to senseless violence.

    • Stop Now and Plan, developed in Toronto, reaches young men as they enter adolescence to problem-solve instead of resorting to violence.

    • The Black-led Youth Association for Academics, Athletics, and Character Education puts this science to work to tackle the high rates of deaths and injuries involving young Black men.

    • Participation in courses that prevent sexual violence by shifting societal norms about consent and encouraging students to take action as bystanders.

    The scene in the U.K. and the U.S.

    Public health strategies that diagnose the risk factors that contribute to crime and implement effective solutions have cut crime in half in other countries.

    In the 2000s, the Scottish city of Glasgow established a small violence reduction unit and organized community outreach to young men most involved in a violent lifestyle. The results were a 50 per cent reduction within three years.

    By 2020, the U.K. replicated the violence reduction unit model across more than half the country, where independent evaluations have demonstrated a 25 per cent reduction in violent crime in areas with a unit. While some areas are still facing problems with youth violence, experts point to multi-agency work as most effective when partners prioritized youth violence.

    Not satisfied with this rate of progress, British Prime Minister Keir Starmer promised in 2024 to halve knife crime in 10 years in addition to dramatically reducing the rates of violence against women in the same time period.

    In 2023 in the United States, Joe Biden’s administration established the White House Office on Gun Violence Prevention and provided funding for cities to implement proven solutions, including community violence interveners.

    Stakeholders said these efforts were helping to reduce homicides. After Donald Trump’s administration shuttered the office earlier this year, a Democratic senator tabled a bill to establish it permanently.

    The mayor of Boston based her public health strategy on convening citywide departments, community organizations and experts in violence prevention. By increasing outreach workers and teaching problem-solving skills, Mayor Michelle Wu promised to reduce violence by 20 per cent within three years — only to overachieve by cutting it by 50 per cent in two years

    What Canadian officials should do

    The Ontario Police Act calls for public health strategies called community safety and well-being plans to tackle the risk factors that contribute to crime and monitor results.

    When she was elected in 2023, Toronto Mayor Olivia Chow called for strategies to combat gun violence and violence against women. She called for “a scientific public health approach, like the one exemplified by Glasgow’s efforts to address violence as a public health issue (that) has proven effective in reducing violence.”

    Chow emphasized targeted interventions and monitoring results. But her funding has not yet followed the vision. In 2025, only $5 million was earmarked for prevention efforts, while $48 million was needed for more police and emergency services to respond to the increase in violence in Toronto.

    No Canadian officials are doing the smart planning or making the affordable and smart investments to reduce violent and serious crime significantly.

    Carney can and should lead by example. The federal government can invest in stopping violence before it happens by:

    • Developing the human capacity nationally for smart community safety planning;

    • Establishing a knowledge centre on violence prevention;

    • Shifting from its current funding model of short-term projects to partnering with the provinces via sustained and adequate funding of effective violence prevention programs.

    Prevention saves money

    Parliamentary committees have recommended an annual investment equivalent to five per cent of spending on police and corrections, or about $400 million federally, and $900 million from other orders of government.

    Research, results and best practices make clear that a 25 per cent reduction in violent and serious crime could be achieved within five years, and a 50 per cent reduction in a decade.

    That would mean 200 fewer lives lost and more than 500,000 fewer victims of violence in the next five years, and significantly less money — as much as $1.5 billion — spent annually on police and prisons.

    The authors do not work for, consult, own shares in or receive funding from any company or organisation that would benefit from this article, and have disclosed no relevant affiliations beyond their academic appointment.

    – ref. How can Mark Carney reduce violent crime in Canada? Through prevention and youth outreach – https://theconversation.com/how-can-mark-carney-reduce-violent-crime-in-canada-through-prevention-and-youth-outreach-254978

    MIL OSI – Global Reports –

    May 2, 2025
  • MIL-OSI Security: Assistant Attorney General Gail Slater Welcomes Antitrust Division Leadership Team

    Source: United States Department of Justice

    Assistant Attorney General Gail Slater of the Justice Department’s Antitrust Division welcomes a new member of the division’s leadership team. AAG Slater appointed Dina Kallay to serve as Deputy Assistant Attorney General for International, Policy and Appellate. Kallay joins the division’s leadership team including Principal Deputy Assistant Attorney General, four Deputy Assistant Attorneys General and Chief of Staff.

    “The DOJ Antitrust Division is truly fortunate to have in place a deep bench of experts so early in the Trump 47 Administration. Each team member brings broad experience to their government service, and I am truly grateful to them for stepping into their roles as we take over several landmark cases,” said Assistant Attorney General Gail Slater. “I look forward to working with this talented team as well as the dedicated staff of the Antitrust Division as we work together to enforce the nation’s antitrust laws.”

    The leadership team includes:

    Roger Alford serves as Principal Deputy Assistant Attorney General. Mr. Alford previously served in the first Trump Administration as Deputy Assistant Attorney General in the Antitrust Division. He is a tenured Professor of Law on leave from Notre Dame Law School, where he has taught since 2012. During that time, he also consulted on antitrust matters, including as an expert witness in the landmark 2023 real estate $1.8 billion litigation against the National Association of Realtors, and since 2019 consulting for Texas Attorney General Ken Paxton in Texas v. Google. He served as a law clerk to Judge James Buckley of the United States Court of Appeals for the D.C. Circuit, and Judge Richard Allison of the Iran- United States Claims Tribunal in The Hague, Netherlands. He also practiced law with Hogan Lovells in Washington, D.C. and was a Senior Legal Advisor to the Claims Resolution Tribunal for Dormant Activities in Zurich, Switzerland.

    He earned his B.A. with Honors from Baylor University in 1985, his M.Div. from Southern Baptist Theological Seminary, his J.D. with Honors from New York University, and his LL.M., first in class, from Edinburgh University.

    Omeed Assefi serves as Acting Deputy Assistant Attorney General with a focus on criminal enforcement. At the beginning of the second Trump Administration, Mr. Assefi served as the division’s Acting Assistant Attorney General. Prior to that position, he litigated criminal prosecutions and led complex investigations against major companies and individuals for antitrust violations as a member of the division’s Washington Criminal Section. Previously, Mr. Assefi served as an Assistant United States Attorney in the District of Columbia. There, he prosecuted violent crime in U.S. District Court as well as Superior Court.

    Before joining the U.S. Attorney’s Office, Mr. Assefi served in the Trump Administration as a Deputy Associate Attorney General in the Office of the Associate Attorney General. There, he helped supervise the Civil, Antitrust, and Civil Rights Divisions. Mr. Assefi also served as Chief of Staff of the Civil Rights Division. Mr. Assefi began his service in the Trump Administration as an Assistant Special Counsel in the White House Counsel’s Office, where he represented the Office of the President in the Department of Justice Special Counsel’s Investigation into allegations of Russian meddling in the 2016 U.S. Presidential Election. Mr. Assefi earned a J.D. from American University Washington College of Law, a M.P.P. from George Mason University’s Schar School of Public Policy, and a B.A. from Trinity College.

    Mark Hamer serves as Deputy Assistant Attorney General with a focus on civil litigation and enforcement. He has over 30 years of litigation experience in both public service and private practice.  Before returning to the Division, Mr. Hamer was a partner at a global law firm where he served as Global Chair of its Antitrust & Competition Practice Group, leading a team of over 250 competition lawyers in 43 countries. In private practice, he focused on antitrust litigation and antitrust conduct and merger investigations around the world. Mr. Hamer previously served as a trial attorney in the Antitrust Division handling both merger and non-merger litigation. Mr. Hamer received his J.D. from the University of Virginia School of Law, and a B.A. in History with High Distinction from the University of Virginia.

    Dina Kallay serves as Deputy Assistant Attorney General, Policy & International Affairs. Before joining the Antitrust Division, she was global Head of Competition Law at Ericsson. From 2006-2013, Dina served as Counsel for Intellectual Property & International Antitrust at the Federal Trade Commission (FTC) Office of International Affairs. Earlier in her career she practiced law at several law firms, most recently with Howrey LLP in Washington D.C., and worked at the European Commission’s Directorate General for Competition (DG COMP) in Brussels, Belgium

    Dina received her LL.B. magna cum laude and B.A. in economics from Tel Aviv University (1996), and her LL.M. (Int’l Economic Law) (1998) and S.J.D. (2003) from the University of Michigan in Ann Arbor, where she was a student of former Assistant Attorney General for Antitrust, Professor Tom Kauper. She has taught antitrust and intellectual property at the Hebrew, Bar Ilan and Georgetown Universities, and is a frequent writer and speaker on international antitrust and antitrust-intellectual property topics.

    William “Bill” Rinner serves as Deputy Assistant Attorney General with a focus on civil enforcement and mergers. Prior to his return to the division, Mr. Rinner was Senior Regulatory Counsel at Apollo Global Management Inc. There, he was responsible for overseeing antitrust and various other regulatory matters. From 2017-2020, Mr. Rinner served at the Antitrust Division first as Counsel to the Assistant Attorney General, and subsequently as Chief of Staff and Senior Counsel. Earlier in his career, he practiced antitrust law at two major national firms. After law school, he clerked for Hon. Richard Posner of the Seventh Circuit Court of Appeals. He received a J.D. from Yale Law School, and a B.A. in Economics from the University of Notre Dame.

    Dr. Chetan Sangvhi serves as Deputy Assistant Attorney General focused on Economics. Dr. Sanghvi has deep experience conducting economic research and analyses in the context of antitrust policy. In his tours of duty at the FTC and in private practice, he has evaluated the competitive impacts of hundreds of proposed mergers and other antitrust concerns. He has been recognized by the FTC for his “outstanding intellectual and analytical contributions to a broad range of complex economic issues arising in the FTC’s competition mission” and by professional reference publications. Dr. Sanghvi has taught at New York University, Johns Hopkins University, Rutgers University, and Trinity College and holds a PhD in economics from Rutgers University and a BA in economics from Northwestern University.

    Sara Matar serves as the Chief of Staff. Prior to this role, she served as an Assistant United States Attorney in the U.S. Attorney’s Office in Washington D.C. Sara was previously a senior advisor to Congressman Lee Zeldin on foreign policy and judiciary matters. She also served as a staff member on the House Foreign Affairs Committee where she worked on oversight and Middle East policy. Sara received her J.D from George Washington University Law School and graduated with a bachelor’s degree from Emerson College. She served as law clerk to the Honorable Judge Lynn Hughes in the Southern District of Texas.

    MIL Security OSI –

    May 2, 2025
  • MIL-OSI USA: Assistant Attorney General Gail Slater Welcomes Antitrust Division Leadership Team

    Source: US State of North Dakota

    Assistant Attorney General Gail Slater of the Justice Department’s Antitrust Division welcomes a new member of the division’s leadership team. AAG Slater appointed Dina Kallay to serve as Deputy Assistant Attorney General for International, Policy and Appellate. Kallay joins the division’s leadership team including Principal Deputy Assistant Attorney General, four Deputy Assistant Attorneys General and Chief of Staff.

    “The DOJ Antitrust Division is truly fortunate to have in place a deep bench of experts so early in the Trump 47 Administration. Each team member brings broad experience to their government service, and I am truly grateful to them for stepping into their roles as we take over several landmark cases,” said Assistant Attorney General Gail Slater. “I look forward to working with this talented team as well as the dedicated staff of the Antitrust Division as we work together to enforce the nation’s antitrust laws.”

    The leadership team includes:

    Roger Alford serves as Principal Deputy Assistant Attorney General. Mr. Alford previously served in the first Trump Administration as Deputy Assistant Attorney General in the Antitrust Division. He is a tenured Professor of Law on leave from Notre Dame Law School, where he has taught since 2012. During that time, he also consulted on antitrust matters, including as an expert witness in the landmark 2023 real estate $1.8 billion litigation against the National Association of Realtors, and since 2019 consulting for Texas Attorney General Ken Paxton in Texas v. Google. He served as a law clerk to Judge James Buckley of the United States Court of Appeals for the D.C. Circuit, and Judge Richard Allison of the Iran- United States Claims Tribunal in The Hague, Netherlands. He also practiced law with Hogan Lovells in Washington, D.C. and was a Senior Legal Advisor to the Claims Resolution Tribunal for Dormant Activities in Zurich, Switzerland.

    He earned his B.A. with Honors from Baylor University in 1985, his M.Div. from Southern Baptist Theological Seminary, his J.D. with Honors from New York University, and his LL.M., first in class, from Edinburgh University.

    Omeed Assefi serves as Acting Deputy Assistant Attorney General with a focus on criminal enforcement. At the beginning of the second Trump Administration, Mr. Assefi served as the division’s Acting Assistant Attorney General. Prior to that position, he litigated criminal prosecutions and led complex investigations against major companies and individuals for antitrust violations as a member of the division’s Washington Criminal Section. Previously, Mr. Assefi served as an Assistant United States Attorney in the District of Columbia. There, he prosecuted violent crime in U.S. District Court as well as Superior Court.

    Before joining the U.S. Attorney’s Office, Mr. Assefi served in the Trump Administration as a Deputy Associate Attorney General in the Office of the Associate Attorney General. There, he helped supervise the Civil, Antitrust, and Civil Rights Divisions. Mr. Assefi also served as Chief of Staff of the Civil Rights Division. Mr. Assefi began his service in the Trump Administration as an Assistant Special Counsel in the White House Counsel’s Office, where he represented the Office of the President in the Department of Justice Special Counsel’s Investigation into allegations of Russian meddling in the 2016 U.S. Presidential Election. Mr. Assefi earned a J.D. from American University Washington College of Law, a M.P.P. from George Mason University’s Schar School of Public Policy, and a B.A. from Trinity College.

    Mark Hamer serves as Deputy Assistant Attorney General with a focus on civil litigation and enforcement. He has over 30 years of litigation experience in both public service and private practice.  Before returning to the Division, Mr. Hamer was a partner at a global law firm where he served as Global Chair of its Antitrust & Competition Practice Group, leading a team of over 250 competition lawyers in 43 countries. In private practice, he focused on antitrust litigation and antitrust conduct and merger investigations around the world. Mr. Hamer previously served as a trial attorney in the Antitrust Division handling both merger and non-merger litigation. Mr. Hamer received his J.D. from the University of Virginia School of Law, and a B.A. in History with High Distinction from the University of Virginia.

    Dina Kallay serves as Deputy Assistant Attorney General, Policy & International Affairs. Before joining the Antitrust Division, she was global Head of Competition Law at Ericsson. From 2006-2013, Dina served as Counsel for Intellectual Property & International Antitrust at the Federal Trade Commission (FTC) Office of International Affairs. Earlier in her career she practiced law at several law firms, most recently with Howrey LLP in Washington D.C., and worked at the European Commission’s Directorate General for Competition (DG COMP) in Brussels, Belgium

    Dina received her LL.B. magna cum laude and B.A. in economics from Tel Aviv University (1996), and her LL.M. (Int’l Economic Law) (1998) and S.J.D. (2003) from the University of Michigan in Ann Arbor, where she was a student of former Assistant Attorney General for Antitrust, Professor Tom Kauper. She has taught antitrust and intellectual property at the Hebrew, Bar Ilan and Georgetown Universities, and is a frequent writer and speaker on international antitrust and antitrust-intellectual property topics.

    William “Bill” Rinner serves as Deputy Assistant Attorney General with a focus on civil enforcement and mergers. Prior to his return to the division, Mr. Rinner was Senior Regulatory Counsel at Apollo Global Management Inc. There, he was responsible for overseeing antitrust and various other regulatory matters. From 2017-2020, Mr. Rinner served at the Antitrust Division first as Counsel to the Assistant Attorney General, and subsequently as Chief of Staff and Senior Counsel. Earlier in his career, he practiced antitrust law at two major national firms. After law school, he clerked for Hon. Richard Posner of the Seventh Circuit Court of Appeals. He received a J.D. from Yale Law School, and a B.A. in Economics from the University of Notre Dame.

    Dr. Chetan Sangvhi serves as Deputy Assistant Attorney General focused on Economics. Dr. Sanghvi has deep experience conducting economic research and analyses in the context of antitrust policy. In his tours of duty at the FTC and in private practice, he has evaluated the competitive impacts of hundreds of proposed mergers and other antitrust concerns. He has been recognized by the FTC for his “outstanding intellectual and analytical contributions to a broad range of complex economic issues arising in the FTC’s competition mission” and by professional reference publications. Dr. Sanghvi has taught at New York University, Johns Hopkins University, Rutgers University, and Trinity College and holds a PhD in economics from Rutgers University and a BA in economics from Northwestern University.

    Sara Matar serves as the Chief of Staff. Prior to this role, she served as an Assistant United States Attorney in the U.S. Attorney’s Office in Washington D.C. Sara was previously a senior advisor to Congressman Lee Zeldin on foreign policy and judiciary matters. She also served as a staff member on the House Foreign Affairs Committee where she worked on oversight and Middle East policy. Sara received her J.D from George Washington University Law School and graduated with a bachelor’s degree from Emerson College. She served as law clerk to the Honorable Judge Lynn Hughes in the Southern District of Texas.

    MIL OSI USA News –

    May 2, 2025
  • MIL-OSI: Best Loans For Bad Credit in 2025 – By Low Credit Finance

    Source: GlobeNewswire (MIL-OSI)

    CHAMPLAIN, N.Y., May 01, 2025 (GLOBE NEWSWIRE) — Bad credit doesn’t mean you’re out of options—it just means you need to look in the right places. Many lenders now offer specialized loans tailored for those with less-than-perfect credit scores. These aren’t just high-interest traps; some provide realistic repayment terms, flexible criteria, and fast approvals. The key is knowing which ones are trustworthy and which ones to avoid.

    This article breaks down the best loans for bad credit. From secured personal loans to credit union alternatives and online platforms that factor in more than just your credit score, you’ll find practical choices that can actually help rebuild your financial standing. Each option listed here has been evaluated for transparency, approval speed, and fairness—so you can focus on borrowing without added stress.

    Getting the funds you need shouldn’t feel impossible. If you’ve been denied in the past, or are worried about predatory terms, this guide will point you toward lenders that still say yes—without punishing you in the long run. Let’s take a closer look at which loans make the most sense for bad credit borrowers in 2025.

    Low Credit Finance – Our No. 1 Pick for Bad Credit Loans in 2025 Guaranteed Approval

    After reviewing dozens of online lenders that cater to individuals with low credit scores, Low Credit Finance ranks as the top choice for bad credit loans in 2025. It offers a large loan range, minimal application friction, and fast turnaround times—making it a strong fit for people looking for emergency funds, debt consolidation, or unexpected expenses.

    Loan Amounts, APR Range, and Repayment Terms

    Low Credit Finance enables borrowers to request funds between $100 and $50,000, with APR rates ranging from 5.99% to 35.99%, depending on the lender match, loan type, and personal credit profile. Unlike many bad credit loan services that cap lending at $5,000 or impose narrow terms, Low Credit Finance provides access to a broader network of lenders, which increases the likelihood of finding a loan that fits specific needs.

    Repayment terms are not one-size-fits-all. Borrowers have flexibility to choose repayment plans that stretch over months or even years. This avoids the pressure of short balloon-style payments, a common drawback with other low-credit loan providers. The ability to repay on terms that suit your cash flow helps reduce the financial strain that often comes with unsecured loans.

    Why It’s the Top Pick

    Several reasons place Low Credit Finance above its competitors:

    • Inclusive Approval Process: All credit types are accepted. No minimum credit score is required to apply.
    • Fast Funding: If approved, borrowers can receive funds within 60 minutes—an edge over traditional banks and slower platforms.
    • Transparent APR Details: There are no hidden charges or surprise penalties. APR range is clearly disclosed upfront.
    • Flexible Loan Amounts: Few platforms allow bad credit borrowers to access amounts up to $50,000.
    • Simple Application: The online form takes only 2 minutes to complete, with no paperwork required.
    • Wide Lender Network: Low Credit Finance connects applicants with multiple lenders, increasing match potential.

    For people with a poor credit history, this service reduces the typical friction seen in traditional lending. It acts as a bridge between those in urgent need and lenders that evaluate more than just credit scores. The platform is designed to minimize barriers while keeping risk levels in check.

    Apply now at Low Credit Finance for fast bad credit loan offers>>

    What Is a Bad Credit Score?

    A bad credit score generally refers to a credit rating that falls below a lender’s acceptable range for offering loans at favorable terms. In most scoring models, such as FICO and VantageScore, a score below 580 is typically categorized as poor.

    Credit scores are built from several factors, including:

    • Payment history
    • Amount of debt
    • Length of credit history
    • Types of credit accounts
    • Recent credit inquiries

    When payments are missed, debts are too high compared to available credit, or accounts go into collections, the score drops significantly. A low score signals higher risk to lenders, making it difficult to obtain loans or resulting in loans with higher interest rates.

    Credit score categories typically break down like this:

    • Excellent: 800 and above
    • Very Good: 740 – 799
    • Good: 670 – 739
    • Fair: 580 – 669
    • Poor: 579 and below

    Financial setbacks, medical bills, unemployment, or limited credit history can all contribute to having a poor credit score. Rebuilding credit takes time through consistent, responsible use of financial products and services.

    Example Scenario: Who This Is Best For

    Consider an individual named Raj, who had a credit score of 580 due to past missed payments. He needed $8,000 to pay for urgent medical expenses and was rejected by his bank and two other online lenders. Through Low Credit Finance, he submitted a short application, was matched with a lender offering an 18-month loan term, and received the funds later that same day. Raj repaid the loan early without penalty, and his credit score improved after consistent repayments.

    This platform is best suited for:

    • Individuals with credit scores below 650
    • Those needing urgent loans for bad credit
    • Applicants looking for personal loans with bad credit
    • People who want flexible repayment plans
    • Borrowers uncomfortable with lengthy paperwork or branch visits

    Those seeking easy approval loans for bad credit often face inflated rates or exploitative contracts. Low Credit Finance provides a safer alternative with clear conditions and faster outcomes.

    What Are Bad Credit Loans?

    Bad credit loans are financial products specifically tailored for individuals with low or damaged credit scores. Traditional banks often deny applications based solely on credit scores. In contrast, bad credit loans are offered by lenders willing to assess the bigger financial picture, not just a number.

    These loans come in several forms:

    • Personal Loans: Lump-sum loans repaid in installments over a fixed term.
    • Secured Loans: Loans backed by collateral such as a car, savings account, or home.
    • Payday Alternative Loans: Short-term small loans typically offered by credit unions.
    • Peer-to-Peer Loans: Loans funded by individual investors rather than traditional financial institutions.

    Bad credit loans often carry higher interest rates to offset the lender’s risk. Some lenders also charge additional fees like origination fees, late payment penalties, or prepayment penalties. Reading the terms carefully before agreeing to a loan offer becomes important to avoid costly mistakes.

    These loans serve several purposes:

    • Emergency expenses
    • Debt consolidation
    • Major purchases
    • Medical bills
    • Business financing

    For many people with low scores, a bad credit loan is a necessary step toward financial stability. Responsible use of the funds and timely repayment can help improve the credit score over time.

    Eligibility & Application Process To Get A Loan With Bad Credit

    One major advantage of Low Credit Finance is the minimal entry barrier. It does not require a high credit score or long financial history. This makes it more accessible to borrowers who have been turned away elsewhere.

    Minimum Credit Score

    There is no official minimum credit score requirement to apply. The platform accepts applications from users with bad credit, fair credit, or even limited credit history. Approval depends on lender-specific factors like income, existing debts, employment status, and identity verification—not just credit score alone.

    This open-criteria approach allows for higher match rates and gives users a real opportunity to secure funds without needing to “fix” their credit first.

    Required Documents

    There is no need to upload scanned documents or visit a branch office. The entire process is digital. During the application, you may need to provide:

    • Full name and contact information
    • Proof of income or employment (self-reported)
    • Bank account details (to receive funds)
    • Valid identification (basic KYC)

    Lenders in the network may ask for additional verification, but this typically happens after initial approval and is done electronically.

    Approval Time and Disbursement

    One of the key highlights of Low Credit Finance is the speed of processing. After submitting the short online form, applicants receive an instant decision. If matched with a lender and approved, funds are often sent the same working day, and in many cases, within 60 minutes.

    This makes it one of the fastest personal loan options for bad credit available right now.

    Check your eligibility in 2 minutes—no credit score required.

    How to Apply Online

    The process to request funds is designed to be fast and intuitive:

    1. Select Loan Amount
      Choose from predefined loan ranges: $100–$1,000, $1,000–$2,500, up to $50,000.
    2. Complete the Form
      Provide your details through the secure online application form. It takes under 2 minutes to fill out.
    3. Get Matched & Review Terms
      If you’re matched, the lender will show the loan terms, including the interest rate, repayment schedule, and total repayment amount. You can choose to accept or decline.
    4. Receive Funds
      Once accepted, the lender transfers the loan directly to your bank account—typically within the hour.

    Pros

    • Wide Loan Range: You can request as little as $100 or as much as $50,000, offering flexibility depending on your needs.
    • Same Day Funding: If approved, the loan can arrive in your bank account in as little as 60 minutes.
    • No Minimum Credit Score: Applications are accepted from borrowers across all credit backgrounds, making it accessible.
    • Quick Application: Completing the online form takes under two minutes and requires no physical paperwork.
    • Transparent APR Range: Rates are openly disclosed between 5.99% and 35.99%, helping you make informed decisions.
    • Flexible Repayment Terms: You are able to repay the loan over a period that matches your budget, avoiding stress from tight deadlines.
    • Large Lender Network: Multiple lenders increases the chances of matching with an offer that fits your needs.
    • No Prepayment Penalties: Pay off your loan early without extra fees.
    • Safe, Encrypted Platform: Personal information remains protected during the application and loan disbursement process.

    Cons

    • Higher APR for Poor Credit: Applicants with very low credit scores may receive offers on the higher end of the APR spectrum.
    • Lender Variation: Loan terms, fees, and conditions vary depending on the specific lender you are matched with.

    Why It’s Hard to Get Loans with Bad Credit

    A low credit score can close a lot of financial doors. Most traditional lenders, including banks and credit unions, rely heavily on credit reports to assess the risk of lending money. A credit score below 580 is typically considered poor, while scores between 580 and 669 are classified as fair. Anything below 620 often triggers automatic denials from mainstream financial institutions.

    Lenders use credit scores to measure trust. Missed payments, defaults, high credit utilization, and past bankruptcies signal risk. As a result, people with these red flags often find themselves blocked from access to standard financial products.

    Banks prioritize security. If someone’s financial history suggests they might struggle to repay, the loan application rarely moves forward. This leads borrowers with low scores into the hands of alternative lenders, many of whom impose steep fees and sky-high interest rates to offset the risk. While some lenders are legitimate, others exploit desperation. They use confusing terms, aggressive marketing, and hidden charges to trap borrowers in cycles of debt.

    Traditional lending models don’t consider context. A single medical emergency or job loss can trigger missed payments, leading to a cascading effect on one’s score. That doesn’t always reflect current ability to repay—but many lenders don’t account for that nuance. This gap leaves a large segment of borrowers underserved, with few safe and realistic lending options.

    What to Look for in a Bad Credit Loan

    Not all loans are structured to punish. Some lenders design products specifically for borrowers with low scores. But selecting the right one requires more than checking the first result online. Here are the features that actually matter:

    Fair Interest Rates

    Many bad credit loans come with inflated APRs, often exceeding 100%. While higher rates are expected when risk is high, anything beyond 36% annual percentage rate is considered predatory by most experts. Responsible lenders cap their interest rates even for low-score applicants. When reviewing loan options, check the APR—not just the monthly installment. A low monthly payment stretched over several years may end up costing far more in the long run.

    Look for fixed-rate loans over variable ones. Variable interest can lead to ballooning payments if economic conditions shift. A fixed rate keeps repayment predictable and manageable.

    Also, be cautious of extremely short-term loans like payday loans. These may seem helpful at first, but the effective interest rates can reach 400% or more. They often lead to a cycle of repeat borrowing, which can be financially crippling.

    No Prepayment Penalties

    Some lenders penalize borrowers who pay off loans early. This might seem counterintuitive, but early repayment can reduce the lender’s interest earnings. Penalties come in different forms—flat fees, a percentage of the balance, or a sliding scale based on time left in the loan term.

    Avoid lenders that charge for being financially responsible. A borrower should be allowed to clear their debt faster without financial punishment. Transparent lenders make this clear in their terms and often advertise “no prepayment penalty” as a feature.

    Repaying a loan early saves money and improves credit scores. It’s an option that should remain open, especially for borrowers working to rebuild financial health.

    Soft Credit Checks or Alternative Criteria

    Many people avoid applying for loans out of fear that a hard inquiry will further lower their credit score. That fear is valid. A hard credit pull can shave off a few points, especially if the score is already low. That’s why it’s helpful to choose lenders who use a soft inquiry for pre-qualification.

    Soft checks don’t affect credit scores and give borrowers an idea of loan terms before committing. This makes shopping for loans less risky. It also gives borrowers the ability to compare multiple options without negative consequences.

    Some lenders also consider alternative data. This includes rental history, income stability, utility payments, or even educational background. A growing number of financial providers are recognizing that credit scores alone don’t offer the full picture. Lenders using alternative criteria can offer more inclusive terms that reflect a borrower’s actual financial behavior.

    When reviewing lenders, prioritize those who offer prequalification with a soft check. Avoid lenders who won’t disclose whether they use hard or soft inquiries until after the application is submitted.

    Fast Disbursement and Clear Terms

    Emergencies don’t wait. When a borrower needs funds quickly, loan disbursement speed matters. Some online lenders process applications and release funds within 24 to 48 hours. Others take a week or more. Always check expected timelines before applying—especially for urgent expenses like medical bills, rent, or car repairs.

    But speed shouldn’t come at the cost of clarity. Many bad credit loan providers advertise instant approvals and quick cash while burying fees in fine print. Borrowers should always understand:

    • The total repayment amount (principal + interest + fees)
    • Due dates and installment frequency
    • Penalties for late payments
    • Any upfront charges, including origination fees

    If the loan terms are vague, or hidden behind layers of conditions, that’s a red flag. A credible lender presents all terms in clear, easy-to-read language. Better yet, the loan agreement should be available before entering any binding commitment.

    Loan calculators can help here. Some sites allow borrowers to input loan amount, interest rate, and duration to see total costs before applying. These tools make it easier to avoid traps and pick loans with manageable repayment structures.

    It’s also worth checking customer service responsiveness. Can someone be reached if there’s a problem? Does the lender offer phone support, chat, or email help? A responsible loan provider offers accessible help—not just automated responses.

    How to Find Personal Loans for Bad Credit

    Finding a personal loan when credit is poor involves preparation, careful research, and avoiding predatory lenders. Borrowers should focus on options that are transparent and willing to work with their current credit standing.

    Steps to find a personal loan with bad credit:

    1. Know Your Credit Score

    Before applying, checking your current credit score provides a baseline for understanding what lenders will see. Some lenders specialize in specific score ranges. Knowing your score also prevents falling for offers that sound too good to be true.

    2. Research Lenders

    Look for lenders that publicly state they work with low credit score applicants. Focus on lenders offering personal loans for bad credit without excessive fees or unreasonable conditions. Reviews, Better Business Bureau ratings, and customer testimonials can provide insights into how a lender treats its clients.

    3. Prequalify When Possible

    Some lenders allow you to prequalify with a soft credit check. This gives a preview of potential loan offers without harming your credit score. Prequalification shows the likely loan amount, APR, and repayment terms based on your profile.

    4. Compare APRs and Fees

    The Annual Percentage Rate (APR) includes both the interest rate and any associated fees. A lower APR means a more affordable loan. Comparing several offers side-by-side ensures you get the best possible deal based on your situation.

    5. Understand Terms and Conditions

    Loan agreements often contain fine print about penalties, fees, and repayment structures. Understanding these details before accepting any offer prevents future issues.

    6. Be Ready to Offer Collateral

    If unsecured loans seem difficult to obtain, offering collateral such as a vehicle or savings account can improve approval odds and lower the interest rate.

    7. Avoid Payday Lenders

    Payday loans often trap borrowers in cycles of debt due to extremely high-interest rates and short repayment windows. Even with bad credit, better alternatives exist that are safer and more manageable.

    8. Consider a Co-Signer

    Having a trusted co-signer with better credit can open access to larger loan amounts and better rates. However, both parties must understand that the co-signer becomes equally responsible for the debt.

    Where to Find Bad Credit Loans

    Several types of lenders offer personal loans specifically designed for applicants with bad credit. Choosing the right source depends on the amount needed, speed of funding, and flexibility of repayment terms.

    1. Online Lenders

    Online lending platforms such as Low Credit Finance connect borrowers directly with a network of lenders. These platforms often have easier applications, faster decisions, and a broader acceptance of low scores compared to banks.

    Online lenders usually offer:

    • Quick prequalification
    • Soft credit checks
    • Same-day funding
    • Flexible loan amounts up to $50,000

    They have become a primary source for personal loans for bad credit due to their accessibility and speed.

    2. Credit Unions

    Credit unions are member-owned financial cooperatives that often provide more lenient lending standards. Many offer personal loans for members with low credit scores, sometimes at much lower APRs than traditional banks or online lenders. Membership might require living in a specific area or working for a certain employer.

    3. Peer-to-Peer Lending Platforms

    Peer-to-peer lenders connect borrowers directly with investors willing to fund loans. These platforms use different scoring systems, sometimes taking employment history, education, and debt-to-income ratio into account. Funding speed varies but can be competitive for borrowers seeking fair rates.

    4. Community Banks

    Some small community banks have bad credit loan programs designed to serve local residents. Though options may be limited, speaking directly with a loan officer could provide customized offers not found elsewhere.

    5. Nonprofit Lenders

    Certain nonprofit organizations provide low-interest personal loans to individuals struggling with bad credit. These programs are designed to promote financial inclusion and often come with financial education resources.

    FAQs About Bad Credit Loans

    Q. Is it possible to get a $3,000 loan with bad credit?

    Yes, getting a $3,000 loan with bad credit is possible. Many online lenders, credit unions, and alternative financing platforms offer loans based on factors like income and employment, not just credit scores. Lenders like Low Credit Finance can help you secure $3,000 quickly, even if your credit history isn’t perfect. Approval usually depends on proof of steady income and ability to repay.

    Q. What loans can I get with really bad credit?

    Even with very bad credit, you have several options. Secured loans backed by collateral, credit union loans, peer-to-peer lending, and personal loans through online platforms are all available. Some lenders focus more on your income and current financial situation rather than just your credit score. Using a co-signer can also help you access better loan offers.

    Q. Can I get a loan with a 500 credit score?

    A 500 credit score still leaves you eligible for certain loans. Online lenders, credit unions, and bad credit specialists often approve borrowers with scores around 500. You may face higher interest rates, but stable income, low existing debts, or a co-signer can improve your loan terms. Always compare different lenders to find the most reasonable offer.

    Q. What credit score is needed for a $5,000 loan?

    Many lenders require a minimum score around 580 to approve a $5,000 loan, although requirements can vary. Traditional banks prefer higher scores, but online platforms and credit unions are more flexible. If your score is under 600, showing strong income and a low debt-to-income ratio can improve your chances of securing $5,000 at a fair rate.

    Q. Who can give me money right now?

    Online lending platforms such as Low Credit Finance can connect you to lenders offering same-day funding. Completing a short application can result in instant decisions, and approved borrowers often receive funds within 60 minutes. If you need money urgently, online lenders are usually faster than banks or credit unions, provided you meet their minimum eligibility.

    Conclusion: Is This Loan Right for You?

    Low Credit Finance provides an opportunity for borrowers who need fast, flexible funding without facing the traditional barriers placed on those with bad credit. It matches a wide range of applicants to lenders ready to offer loans without demanding perfect financial histories.

    This platform suits you if:

    • You need access to up to $50,000 quickly
    • Your credit score is below 650
    • You prefer an application that requires no paperwork
    • You want fast approval decisions with same-day funding
    • You are comfortable with reviewing lender terms independently before accepting an offer

    Low Credit Finance bridges a major gap left by traditional banks and smaller online lenders. The transparent APR range, large borrowing limits, and quick application make it an ideal solution for emergency needs, debt consolidation, or covering large expenses.

    Applicants should remember that loan offers can vary depending on individual profiles. Comparing the terms, rates, and repayment conditions carefully ensures the loan remains manageable and affordable.

    If you are ready to apply, the process is simple: select your desired loan amount, complete the quick online form, and review the matched offers. Low Credit Finance brings you closer to securing the funds you need without unnecessary delays.

    Media Details:

    Company: Low Credit Finance

    Full Company Address: 102 W Service Rd, Apt: 820, Champlain, NY 12919

    Company Website: https://lowcreditfinance.com/

    Contact Person: David C. Hans

    Official Email ID: David.hans@lowcreditfinance.com

    Disclaimer: This announcement contains general information about Low Credit Finance services and should not be considered financial advice. Low Credit Finance services does not guarantee loan approval, and loan terms may vary by applicant and lender requirements. Loans are available to U.S. residents only.

    A photo accompanying this announcement is available at https://www.globenewswire.com/NewsRoom/AttachmentNg/89176a9c-6390-41f6-a2fe-e4b691dd606c

    A photo accompanying this announcement is available at https://www.globenewswire.com/NewsRoom/AttachmentNg/15d5aa19-5447-4948-a453-7c57085de8c0

    The MIL Network –

    May 2, 2025
  • MIL-OSI Global: Is the UK’s energy storage growing fast enough?

    Source: The Conversation – UK – By Victor Becerra, Professor of Power Systems Engineering, University of Portsmouth

    Sommart Sombutwanitkul/Shutterstock

    Britain’s booming green energy generation has a costly side-effect: the national electricity system operator has had to compensate wind turbine operators that could have produced more clean electricity than the grid could take.

    The cost of paying windfarms to temporarily switch off rose significantly in early 2025, surpassing £250 million in the first two months of the year. This figure not only includes these “constraint payments” to windfarm operators, but also payments to gas power plants to switch on and meet demand in the south of England that could theoretically be met by wind energy.

    Wind power is often generated in remote areas like the Scottish Highlands, where there is low electricity demand. To transmit this power over long distances to areas of higher demand (mostly in the south of England) requires power lines, but these have transmission limits and there are not enough of them.

    Britain will only make effective use of its energy potential if grid-scale energy storage keeps pace with the expansion of new windfarms and other forms of intermittent renewable energy, such as solar.

    Large-scale battery systems, pumped hydro and other storage methods could capture the excess energy injected by windfarms on windy days and release it when needed. But are these energy storage options arriving quickly enough?

    Why is storage so important?

    Most British consumers will not see a significant change in how they use electricity with the introduction of planned storage installations, other than fewer blips in power quality, such as flickering or dimming lights.

    You might spot these new energy storage facilities in rows of what look like shipping containers but are actually batteries. And the national grid (which serves England, Wales and Scotland – Northern Ireland has a separate electricity network) will be more capable of responding quickly to even minor variations in electricity supply and demand, meaning fewer headlines about curtailed windfarms.

    A lithium-ion grid battery site.
    106882997/Shutterstock

    The UK government is aiming to build up to 27 gigawatts of battery storage by 2030 (in 2023, battery capacity was estimated to be around 5 gigawatts). There are applications totalling 59 gigawatts of battery storage in the connections queue for 2030.

    Some of these are speculative – introduced to secure connection slots and permissions, with the intention of selling the rights on. These connections will not necessarily be built, yet contribute to long delays in approvals.

    As a result, the energy regulator Ofgem has been working with network operators to reform the connections queue. This includes new rules and more coordination between grid operators and project developers, as well as incentives (such as lower connection charges) to encourage battery developers to ensure their output can be adjusted to accommodate network constraints when necessary.

    Having substantial grid-scale energy storage could help stabilise electricity prices, which might give households lower and less volatile bills. It would also reduce the need to fire up gas generators during supply lulls, lowering the influence of expensive imported gas on electricity prices.

    Options and opportunities

    Storing excess renewable energy involves a range of technologies. Short-duration storage options such as batteries can supply energy ranging from seconds to a few hours. Long-duration storage, such as pumped hydro, can supply energy for several hours, days or more.

    Pumped hydro is the oldest long-duration storage technology. It involves storing vast amounts of energy by pumping water to a higher reservoir when electricity is plentiful, and releasing it to a lower reservoir through a turbine when needed. Dinorwig in north Wales and Cruachan in western Scotland are capable of storing 9 and 7 gigawatt-hours of energy, respectively.

    Major expansions are planned, such as the new pumped hydro storage scheme Coire Glas in Scotland. Expected to be completed around 2030-31, it is designed to store 30 gigawatt-hours, adding vast reserves of energy to the grid.

    Britain’s largest grid-scale battery installation, the Minety battery storage project completed in 2022 in Wiltshire, southern England, is capable of absorbing or delivering 150 megawatts – roughly equivalent to the power demand of 450,000 UK households.

    While Britain is making progress with its storage infrastructure, other countries are scaling up rapidly. China has built huge pumped hydro stations and the US is deploying very large grid-scale batteries. Germany, meanwhile, is testing hydrogen storage to absorb the power from its onshore windfarms.

    New forms of storage

    There is a drive by energy companies to develop new forms of long-duration storage. Along with hydrogen, liquid‑air storage is capable of inter-seasonal storage. This would allow solar energy collected during the summer to be available for release during the duller autumn and winter months.

    A solar farm in west Sussex, southern England.
    PBabic/Shutterstock

    In liquid-air plants, excess electricity is used to cool air to a liquid which can then be stored in insulated tanks. When electricity is required, the liquid air is heated and turned back into a gas, which moves a turbine and generates electricity. A 50-megawatt liquid-air plant planned near Manchester is expected to start commercial operation in 2026.

    In hydrogen energy storage plants, surplus electricity powers an electrolyser that splits water molecules into hydrogen and oxygen. The hydrogen is stored and, when electricity is needed, fed into a fuel cell or turbine to generate the electricity. An example is the proposed Aldbrough facility in east Yorkshire, which is expected to be in operation by 2030 and will have a storage capacity of 320 gigawatt-hours. This facility will use three repurposed salt caverns originally developed to store natural gas.

    Energy storage technology has become a serious business opportunity, with companies investing billions of pounds into building new facilities. The variety of projects in the pipeline suggests the UK will be better able to avoid curtailing wind energy in the future, even accounting for growth in wind power capacity. Paying windfarm operators to switch off may soon be a thing of the past.


    Don’t have time to read about climate change as much as you’d like?

    Get a weekly roundup in your inbox instead. Every Wednesday, The Conversation’s environment editor writes Imagine, a short email that goes a little deeper into just one climate issue. Join the 45,000+ readers who’ve subscribed so far.


    Victor Becerra does not work for, consult, own shares in or receive funding from any company or organisation that would benefit from this article, and has disclosed no relevant affiliations beyond their academic appointment.

    – ref. Is the UK’s energy storage growing fast enough? – https://theconversation.com/is-the-uks-energy-storage-growing-fast-enough-251867

    MIL OSI – Global Reports –

    May 2, 2025
  • MIL-OSI Global: Cracked heels can be a painful health risk – here’s how to keep your feet smooth this summer

    Source: The Conversation – UK – By Craig Gwynne, Senior Lecturer in Podiatry, Cardiff Metropolitan University

    Smileus/Shutterstock

    As temperatures rise and sandals make their seasonal debut, our feet step into the spotlight. But summer presents challenges that make foot care especially important. Heat, sun exposure and the temptation to go barefoot can lead to dry, cracked heels – leaving feet feeling uncomfortable.

    The good news? A few simple habits can keep your feet healthy, smooth and ready for sandal season.

    Cracked heels – also known as heel fissures – develop due to dry skin and reduced elasticity. Because feet lack sebaceous glands, they don’t produce natural oils, which makes them more prone to dryness. In response to friction and pressure, the skin thickens, but this added thickness can split under the stress of walking or standing.

    Summer tends to exacerbate the issue. Open-back shoes like flip-flops allow the heel’s fat pad to expand, increasing stress on the surrounding skin. Research shows that repeated exposure to hot and dry environments significantly reduces skin hydration, increasing the risk of fissures developing. So, long hours standing at events or walking on hot surfaces – like pavement or poolside tiles – further weaken the skin’s barrier.

    Other contributing factors include obesity, which places greater pressure on the heels. Conditions like eczema and psoriasis, especially when they cause broken skin, significantly compromise the skin barrier. These conditions can lead to inflammation, dryness and reduced moisture retention, weakening the skin’s ability to act as a protective barrier. Excess moisture from sweating or prolonged soaking may soften the skin too much and reduce its resilience, making it prone to fissures.

    Cracked heels aren’t just a cosmetic problem – they can become painful and even dangerous. Without treatment, fissures can deepen and bleed, making walking uncomfortable and increasing the risk of infection.

    For those with health conditions like diabetes, hypothyroidism or vascular disease, even small cracks can escalate into serious complications, including cellulitis or ulcers. Poor circulation and reduced healing ability mean these issues can quickly become severe.

    Prevention

    Prevention is simple and effective when made part of your daily routine.

    Moisturise daily – use creams with 10% urea or lactic acid to retain moisture and soften thickened skin.

    Wear supportive footwear – while sandals are summer staples, many lack proper support. Choose shoes with cushioning and heel support when possible. If you wear open-back styles, alternate with more structured footwear to minimise heel stress.

    Avoid going barefoot – walking on rough or hot surfaces dries out the skin and causes micro-traumas that increase the risk of cracking.

    Stay hydrated – drinking enough water helps maintain skin elasticity from the inside out.

    Exfoliate weekly – briefly soak your feet (for up to five minutes), then gently remove dead skin with a pumice stone or file. This prevents the buildup of thickened skin.

    Treatment

    If cracks have already formed, timely treatment can help heal and restore your skin’s health.

    Apply a heel balm – use a formula containing 10–25% urea and up to 6% salicylic acid. Urea deeply hydrates and softens thick skin, while salicylic acid aids in exfoliation. Avoid using these products during the day if you’re wearing open shoes, as they can make your feet slippery, increasing the risk of falls and injuries.

    Nighttime occlusion – apply balm before bed and cover your feet with cotton socks to lock in moisture. Studies show this improves hydration and speeds up healing.

    See a professional if needed – if your heels are severely cracked, infected, or not responding to at-home care, consult a podiatrist. They may use medical adhesives or prescribe stronger treatments to support healing.

    Take extra care if you’re in a high-risk category – if you have diabetes, circulatory issues or inflammatory skin conditions, regular foot checks and prompt treatment of minor cracks are crucial. National Institute for Health and Care Excellence guidelines recommend professional care and properly fitted footwear to help avoid serious complications.

    Caution: foot peel socks

    Exfoliating foot peels – often sold as “foot peel socks” – contain exfoliants like glycolic, lactic or salicylic acid, usually in concentrations of 5–17%. These acids help shed layers of dead skin and can be effective for general roughness. However, they are not recommended for cracked heels or heel fissures.

    When used on broken or fragile skin, these peels can cause irritation, delay healing and increase the risk of infection. Those with underlying health issues that affect skin integrity – such as diabetes, poor circulation or chronic skin conditions – should be particularly cautious. In these cases, experts advise against chemical exfoliants due to the higher risk of skin damage and slower healing.

    Instead, targeted treatments like heel balms containing 10–25% urea offer a safer, more suitable option. These help soften and hydrate dry, thickened skin without compromising the protective barrier.

    Your feet support you every day; this summer, return the favour. With a bit of daily care, smart footwear choices and early intervention when problems arise, you can keep your feet looking and feeling great.

    Cracked heels don’t have to be part of your summer story.

    Craig Gwynne does not work for, consult, own shares in or receive funding from any company or organisation that would benefit from this article, and has disclosed no relevant affiliations beyond their academic appointment.

    – ref. Cracked heels can be a painful health risk – here’s how to keep your feet smooth this summer – https://theconversation.com/cracked-heels-can-be-a-painful-health-risk-heres-how-to-keep-your-feet-smooth-this-summer-255027

    MIL OSI – Global Reports –

    May 2, 2025
  • MIL-OSI Security: Washington Man Sentenced to 12 Years in Prison for Distributing Child Sexual Abuse Material

    Source: Office of United States Attorneys

    Spokane, Washington – Acting United States Attorney Richard R. Barker announced that United States District Judge Thomas O. Rice sentenced Donald Eugene Griffin, Jr., age 43, to 144 months in prison on charges of distributing child sexual abuse material. Judge Rice also imposed a lifetime of supervised release. Griffin will also be required to register as a sex offender.

    According to court documents and information presented in the sentencing hearing, in November 2019, the FBI developed information that Griffin was in possession of images of children being sexually abused.

    In March 2020, the FBI executed a warrant at Griffin’s home and seized Griffin’s electronic devices. Investigators found multiple images of child sexual abuse material on those devices, and Griffin admitted to using online platforms to access and obtain child sexual abuse material. Griffin also admitted to discussing having sex with a child and to distributing and receiving images of children being sexually abused.

    Agents investigated Griffin’s online accounts and uncovered chats between Griffin and individuals who appeared younger than 18. On several occasions, Griffin sent child sexual abuse material or solicited it, from those individuals. Griffin also consistently spoke to others about having sex with minors.

    In early 2024, a civilian contacted investigators and said they had been posing as an 11-year-old girl on Instagram and chatting with Griffin. Griffin sent naked photos of himself to this person he believed was a child and discussed having sex with her.

    “Mr. Griffin’s conduct was predatory and depraved. He not only trafficked in images of children being sexually abused – he actively sought out opportunities to engage with minors online in ways that were both explicit and dangerous,” said Acting United States Attorney Richard R. Barker. “I’m grateful to the FBI and AUSA Rebecca Perez for their outstanding work on this case and for bringing Mr. Griffin to justice.”

    “Not only did Mr. Griffin possess and distribute disturbing images depicting child sexual assault, but he was even engaging in sexually explicit chats with someone he believed to be a minor.” said W. Mike Herrington, Special Agent in Charge of the FBI’s Seattle field office. “It is apt this sentence is being handed down on the final day of Child Abuse Prevention Month. Protecting and finding justice for child victims remains a priority of the FBI, both in the State of Washington and nationwide.”

    This case was brought as part of Project Safe Childhood, a nationwide initiative to combat the growing epidemic of child sexual exploitation and abuse launched in May 2006 by the Department of Justice. Led by U.S. Attorneys’ Offices and CEOS, Project Safe Childhood marshals federal, state, and local resources to better locate, apprehend and prosecute individuals who exploit children via the Internet, as well as to identify and rescue victims. For more information about Project Safe Childhood, please visit https://www.justice.gov/psc.

    This case was investigated by the Federal Bureau of Investigation. It was prosecuted by Assistant United States Attorney Rebecca R. Perez.

    2:24-cr-00065-TOR

    MIL Security OSI –

    May 2, 2025
  • MIL-OSI USA: 71-Unit Affordable Housing Development Completed in Brooklyn

    Source: US State of New York

    overnor Kathy Hochul today announced the completion of The Rise, a 71-unit affordable and supportive housing development in the Brownsville neighborhood of Brooklyn. The $50 million project includes 47 supportive apartments, a community hub, and rooftop farm. The seven-story building is located on “Site J” of New York State Homes and Community Renewal’s Vital Brooklyn Initiative — the State’s comprehensive community development initiative aiming to address social, economic and health disparities in Central Brooklyn. In the past five years, HCR has financed nearly 8,400 affordable homes in Brooklyn. The Rise continues this effort and complements Governor Hochul’s $25 billion five-year housing plan, which is on track to create or preserve 100,000 affordable homes statewide.

    “Individuals and families in Brownsville deserve access to housing they can afford and the services that provide the support they need to thrive,” Governor Hochul said. “The Rise builds on our commitment to Central Brooklyn and will provide affordable housing opportunities, social services, and the types of amenities that can strengthen the entire community.”

    Apartments at The Rise are available for households earning up to 60 percent of the Area Median Income. Designed to appeal to families of different sizes, the development features studios, one-, two-, and three-bedroom apartments. As part of the Vital Brooklyn initiative, The Rise will also bring economic and community development benefits to Brownsville. Programming will be available to building residents and the Brownsville neighborhood in the community hub and will include workshops focused on critical thinking, conflict resolution, health, and women’s empowerment. Using the building’s rooftop farm, residents and members of the surrounding community can also participate in programming such as fresh food cultivation and workforce development in farming.

    The 47 supportive apartments are reserved for formerly incarcerated individuals and their families. On-site supportive services including trauma-informed case management, mental health and substance use services, employment and educational services, life skills, and wellness support groups will be available to eligible tenants.

    The project is developed by Xenolith Partners, LLC. Women’s Prison Association and The Osborne Association are providing onsite supportive services for eligible tenants, Community Capacity Development will provide the community programming, and Project Eats will operate the rooftop farm.

    The Rise is an all-electric building that offers cost-effective amenities to reduce energy consumption, improve health, and build resilience. Energy-efficiency features include solar panels for on-site energy generation and a Variant Refrigerant Flow heating and cooling system that captures and repurposes heat already in the environment. The hot water system utilizes heat pumps, there are electric dryers and cooktops, energy recovery ventilation for improved indoor air quality, and LED lighting. The project was awarded a Buildings of Excellence Award from the New York State Energy Research and Development Authority.

    The project is supported by New York State Homes and Community Renewal’s (HCR) Federal Low-Income Housing Tax Credit Program which generated $21 million in equity, $5 million from its Supportive Housing Opportunity Program, $4.5 million from HCR’s Low-Income Housing Trust Fund, and $4 million from its Federal Housing Trust Fund. Additional support includes $10 million from the New York State Office of Temporary and Disability Assistance’s (OTDA) Homeless Housing and Assistance Program, nearly $1.3 million from the New York State Energy Research and Development Authority’s (NYSERDA) New Construction Program, and federal solar energy tax credits that generated $84,000 in equity. The Community Preservation Corporation provided pre-development and other financial support for the project through its Equity Investing platform and has also committed to providing long-term permanent financing. Operating funding for the supportive units is being provided by the Empire State Supportive Housing Initiative, administered by OTDA, and Project-Based Section 8 vouchers provided by HCR.

    New York State Homes and Community Renewal Commissioner RuthAnne Visnauskas said, “This $50 million investment represents an important step in our Vital Brooklyn Initiative. It brings 71 new affordable homes to Brownsville and will provide support for eligible tenants. Importantly, The Rise makes community development a priority through its programming and activities available for residents and the entire neighborhood. We are grateful to Governor Hochul for continuing to invest in this important initiative and the ongoing support of our partners in Brooklyn for ensuring this development came to life.”

    New York State Office of Temporary and Disability Assistance Commissioner Barbara C. Guinn said, “We are grateful to Governor Hochul for making landmark investments to expand supportive housing across New York State, recognizing that stable housing is the foundation for healthier lives and stronger communities. The Homeless Housing and Assistance Program’s investment in The Rise will provide formerly incarcerated individuals and their families with safe, affordable, energy-efficient apartments they can call home and onsite access to essential support services to help them remain housed and prosper for years to come.”

    New York State Research and Development Authority President and CEO Doreen M. Harris said, “The Rise affordable housing development creates a healthy, modern living experience for residents in Central Brooklyn while helping to accelerate the state’s equitable transition to a more sustainable economy. It is important that we continue to invest in projects like this, which not only transform the way New York’s buildings are constructed but also enhance the quality of life for those in the communities they serve.”

    Assemblymember Latrice Walker said, “The Rise addresses two critical needs for the Brownsville community – affordable housing and re-entry services. In addition to providing secure housing, I am excited about the availability of job training, legal assistance, referrals to mental health and substance abuse services, and other resources that will help formerly incarcerated people succeed. These services benefit families, strengthen communities and help to reduce recidivism. This project should serve as a blueprint for developers and service providers throughout the state, but especially in New York City where the needs are most dire. I applaud everyone involved and officially extend an enthusiastic welcome to the community of Brownsville where I was born and raised.”

    Xenolith Partners Principal Andrea Kretchmer said, “Xenolith Partners is excited to celebrate the ribbon cutting of The Rise, our supportive housing project for justice-involved individuals and their families. We are thrilled to be part of HCR’s Vital Brooklyn Initiative and to deliver a gorgeous, sustainable, 71-unit building that embodies its principles of health, affordable housing, economic empowerment, and resilience. We hope that the State, City, and Brownsville community are as proud of this achievement as we are.”

    Women’s Prison Association CEO Meg Egan said, “Community-based infrastructure like The Rise is, ultimately, a public safety solution. We know from research and experience that providing safe and stable housing is essential to reducing recidivism and helping communities thrive. This is not just a building but a home. A place where the women we work with have access to the full spectrum of support services, providing them and their families with the opportunity to have bright and fulfilling futures.”

    Osborne Association President & CEO Jon Monsalve said, “Osborne Association is grateful for this partnership with Women’s Prison Association and Xenolith Partners to expand supportive housing options for people returning to New York City from incarceration. With decades of experience in reentry support, Osborne is expanding its residential portfolio in response to the alarming housing shortage and the proven success of programs that meet the unique needs of people reentering the community after incarceration. Thanks to this investment by the Governor and HCR, together we are creating a community asset that will serve as a beacon of hope and opportunity.”

    The Community Preservation Corporation Senior Vice President of Equity Investing Tell Metzger said, “Today’s celebration of The Rise reflects the important role that exceptional developers and community-driven entrepreneurs play in shaping a stronger, more robust City for us all. Xenolith has once again demonstrated their commitment to delivering high-quality, impactful projects; The Rise stands as both a model of sustainable development and of housing stability for those who need it most. We are honored to have partnered with Xenolith, HCR, NYSERDA, the City of New York, and all those whose vision and dedication brought this project to life.”

    Governor Hochul’s Housing Agenda

    Governor Hochul is committed to addressing New York’s housing crisis and making the State more affordable and more livable for all New Yorkers. As part of the Fiscal Year (FY) 25 Enacted Budget, the Governor secured a landmark agreement to increase New York’s housing supply through new tax incentives for Upstate communities, new incentives and relief from certain state-imposed restrictions to create more housing in New York City, a $500 million capital fund to build up to 15,000 new homes on state-owned property, an additional $600 million in funding to support a variety of housing developments statewide and new protections for renters and homeowners. In addition, as part of the FY23 Enacted Budget, the Governor announced a five-year, $25 billion Housing Plan to create or preserve 100,000 affordable homes statewide, including 10,000 with support services for vulnerable populations, plus the electrification of an additional 50,000 homes. Nearly 60,000 homes have been created or preserved to date.

    The FY25 Enacted Budget also strengthened the Pro-Housing Community Program which the Governor launched in 2023. Pro-Housing certification is now a requirement for localities to access up to $650 million in discretionary funding. Currently, nearly 300 communities have been certified, including the city of New York.

    MIL OSI USA News –

    May 2, 2025
  • MIL-OSI USA: Warner, Kaine, Colleagues Reintroduce Assault Weapons Ban

    US Senate News:

    Source: United States Senator for Virginia Tim Kaine
    WASHINGTON, D.C. – U.S. Senators Mark R. Warner and Tim Kaine, a member of the Senate Health, Education, Labor and Pensions Committee (HELP), (both D-VA) and 40 of their congressional colleagues reintroduced the bicameral Assault Weapons Ban of 2025, legislation that would revive the 1994 nationwide ban on assault weapons two decades after the original ban expired in 2004. This legislation would ban the sale, transfer, manufacture, and import of military-style assault weapons, high-capacity magazines, and other high-capacity ammunition feeding devices that have repeatedly been used in mass shootings across the nation.
    “Gun violence continues to rock communities across the country over and over without meaningful intervention from lawmakers,” said Warner. “It’s time that we step up and once again put in place this commonsense safeguard to better protect Virginians from these weapons of war.”
    “Everyone in America should be able to live free from the fear of injury or death caused by a firearm,” said Kaine. “I’m proud to reintroduce this commonsense gun safety legislation that will once again put in place this essential safeguard to make Virginia and our nation a safer place for all, and I’ll keep pushing for additional legislation to make our communities safer from gun violence.”
    While the 1994 ban was in place, the United States saw gun massacres decline by 37% and mass shooting fatalities were 70% less likely. When the ban expired, deaths in a gun massacre rose 239%. A ban on assault-style weapons is widely supported by Americans. 
    In addition to Senators Warner and Kaine, the bill is led by U.S. Senators Adam Schiff (D-CA), Chris Murphy (D-CT), Richard Blumenthal (D-CT), and Alex Padilla (D-CA) and co-sponsored by Senate Minority Leader Chuck Schumer (D-NY) and U.S. Senators Angela Alsobrooks (D-MD), Tammy Baldwin (D-WI), Michael Bennet (D-CO), Lisa Blunt Rochester (D-DE), Cory Booker (D-NJ), Maria Cantwell (D-WA), Chris Coons (D-DE), Tammy Duckworth (D-IL), Dick Durbin (D-IL), John Fetterman (D-PA), Ruben Gallego (D-AZ), Kirsten Gillibrand (D-NY), Maggie Hassan (D-NH), John Hickenlooper (D-CO), Mazie Hirono (D-HI), Andy Kim (D-NJ), Amy Klobuchar (D-MN), Ben Ray Luján (D-NM), Edward Markey (D-MA), Jeff Merkley (D-OR), Patty Murray (D-WA), Gary Peters (D-MI), Jack Reed (D-RI), Jacky Rosen (D-NV), Bernie Sanders (I-VT), Jeanne Shaheen (D-NH), Elissa Slotkin (D-MI), Tina Smith (D-MN), Chris Van Hollen (D-MD), Rev. Raphael Warnock (D-GA), Elizabeth Warren (D-MA), Peter Welch (D-VT), Sheldon Whitehouse (D-RI), and Ron Wyden (D-OR).
    Congresswoman Lucy McBath (D-GA-06) is leading the bill’s reintroduction in the U.S. House of Representatives. 
    The bill has been endorsed by Brady: United Against Gun Violence, GIFFORDS, Newtown Action Alliance, Everytown for Gun Safety, March for Our Lives, Sandy Hook Promise, and the National Parent Teacher Association. 
    Warner and Kaine have long supported gun violence protection measures. Earlier this month, Kaine introduced the Gas-Operated Semi-Automatic Firearms Exclusion (GOSAFE) Act and the bipartisan Banning Unlawful Machinegun Parts (BUMP) Act, two pieces of legislation that will help protect communities from gun violence by limiting large capacity ammunition feeding devices and prohibiting the sale of bump stocks, devices that are used to turn semiautomatic weapons into machine guns by increasing their rate of fire. Warner and Kaine have championed the Virginia Plan to Reduce Gun Violence Act, legislation to federally enact a series of commonsense gun violence prevention measures adopted by Virginia since 2020, including provisions to mandate reporting of lost and stolen firearms, prevent children from accessing firearms, and implement a one-handgun-a-month policy.
    Full text of the bill is available here. 

    MIL OSI USA News –

    May 2, 2025
  • MIL-OSI United Kingdom: Manadon Interchange set for major investment

    Source: City of Plymouth

    Plymouth’s busy Manadon Interchange is set for a major overhaul thanks to new government funding.

    The Department for Transport has given a green light to an outline plan for a variety of improvements and awarded just over £133 million in development funding to take this scheme onto detailed design.

    The Manadon Interchange, which connects the A38 Devon Expressway with the A386 Tavistock Road, is one of Plymouth’s busiest and most critical junctions.

    It plays a vital role in linking different parts of the city and providing access to key employment and healthcare sites, including Derriford Hospital, Plymouth Science Park, and the Dockyard.

    Originally designed for far lower traffic volumes, the interchange now struggles to cope with demand.

    With the planned growth of Plymouth, including over 29,000 new homes and the creation of more than 13,000 skilled jobs, the city’s road infrastructure must be improved to support this expansion.

    Without these upgrades, congestion will continue to worsen, impacting local businesses, emergency services, and people’s daily lives. This investment is a once-in-a-generation opportunity to improve Plymouth’s road network for the future.

    The outline plans for the scheme will be launched next month when a six week period of public engagement will begin, allowing residents to attend information sessions and feedback on a number of areas in an initial design, which focuses on:

    Safer roads – New junctions, crossings, and layouts to reduce accident risks and improve conditions for all road users.

    Better walking and cycling routes – Safer, segregated cycle lanes and improved pedestrian paths to encourage more people to walk and cycle where possible.

    A new community space at Treveneague Gardens – Transforming an underused area into a new park with footpaths, biodiversity enhancements and recreational space for local residents.

    Councillor Mark Coker, Cabinet Member for Transport, said: “Improvements to Manadon are well overdue so I’m delighted that we have got to this crucial stage of the process.

    “Our city needs to grow to respond to the rising population and be economically viable. We need more jobs and homes.

    “That means that junctions like Manadon have to be able to cope, which is why it is so important to that we invest in the infrastructure of the future.”

    The total cost of the scheme, from design right through to construction is £156 million, with £133 from government funding and the remaining £23 million from other transport grant funding, developer contributions and the Council’s own investment.

    It is estimated that construction on the scheme would not begin before 2028.

    More information can be found on the scheme website www.plymouth.gov.uk/a38manadoninterchange

    MIL OSI United Kingdom –

    May 2, 2025
  • MIL-OSI United Kingdom: UK insurance broker charged with failure to prevent bribery

    Source: United Kingdom – Government Statements

    Press release

    UK insurance broker charged with failure to prevent bribery

    The Serious Fraud Office (SFO) today accused a UK insurance broker of failing to prevent international bribery.

    Representatives of United Insurance Brokers Limited (UIBL) were ordered to appear before Westminster Magistrates’ Court next month.

    The broker is charged with failing to prevent associates from bribing state officials in Ecuador between October 2013 and March 2016.

    The SFO alleges UIBL’s US-based intermediaries for Ecuador paid bribes in return for the awarding of re-insurance contracts worth US$38 million.

    If this case proceeds to a contested trial, it will be the first time that an SFO “failure to prevent bribery” case is heard by a jury.

    UIBL offered re-insurance services which insure against any losses caused by making significant and unexpected payouts for insurance policies.

    This was sold to state insurers covering parts of the Ecuadorian public sector, including the state water and electricity companies.  

    UIBL received a US$6.2 million commission to provide these services, of which US$3 million was allegedly paid to intermediaries.

    The intermediaries are accused of subsequently paying bribes to an Ecuadorian official in exchange for the contracts.

    Nick Ephgrave QPM, Director of the Serious Fraud Office, said:

    The SFO remains committed to stamping out international bribery wherever it may occur.

    British companies have a duty to prevent the harm caused by bribery when doing business at home and abroad, to ensure that the UK remains a safe and fair place to do business.

    Representatives of the company will appear before Westminster Magistrates’ Court on Wednesday 7 May to face the charges.

    Press Office

    Email news@sfo.gov.uk

    Out of hours press office contact number +44 (0)7557 009842

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    MIL OSI United Kingdom –

    May 2, 2025
  • MIL-OSI Canada: Saskatchewan’s Real GDP Reaches Record High $80.5 Billion in 2024

    Source: Government of Canada regional news

    Released on May 1, 2025

    Province’s GDP Growth Rate Second Highest in Canada

    Today, new figures from Statistics Canada show that Saskatchewan remains a national leader in economic growth. Real GDP data shows Saskatchewan is second among Canadian provinces for growth in 2024. 

    Real GDP rose by 3.4 per cent from 2023 to 2024, well over the national average increase of 1.6 per cent. Saskatchewan’s real GDP value remains at an all-time high of $80.5 billion, beating 2023’s record of $77.9 billion. This is a provincial record.

    “Saskatchewan continues to see record growth within our provincial economy and today’s Statistics Canada data shows more people are choosing to live, work and raise families in our province,” Trade and Export Development Minister Warren Kaeding said. “Saskatchewan exports bring food and energy security not only to North America, but around the world. The result of this is more high-paying jobs for Saskatchewan residents, more services and a high quality of life for all who call our province home.” 

    Many sectors contributed to this growth, including construction, up 13.2 per cent, agriculture, forestry, fishing and hunting, up 7.8 per cent and mining, quarrying and oil and gas extraction, up 5.6 per cent.

    GDP measures the value of goods and services produced within a prescribed geographic region over a specific period of time. 

    This announcement continues to highlight the strength of the provincial economy. Private capital investment in Saskatchewan increased last year by 17.3 per cent to $14.7 billion, ranking first among provinces. Private capital investment is projected to reach $16.2 billion in 2025, an increase of 10.1 per cent over 2024. This is the second highest anticipated percentage increase among the provinces.

    The Government of Saskatchewan recently unveiled its new Securing the Next Decade of Growth – Saskatchewan’s Investment Attraction Strategy. This strategy combined with Saskatchewan’s trade and investment website, InvestSK.ca, contains helpful information for potential markets and solidifies the province as the best place to do business in Canada. 

    For more information visit: investSK.ca.

    -30-

    For more information, contact:

    MIL OSI Canada News –

    May 2, 2025
  • MIL-OSI: American Rebel Holdings, Inc. (NASDAQ: AREB) Highlights Key Strategic Expansion Initiatives Following Successful Board Meeting and Investor Engagement at Mar-a-Lago

    Source: GlobeNewswire (MIL-OSI)

    Nashville, TN, May 01, 2025 (GLOBE NEWSWIRE) — American Rebel Holdings, Inc. (NASDAQ: AREB) (“American Rebel” or the “Company”), creator of American Rebel Light Beer (americanrebelbeer.com) and a designer, manufacturer, and marketer of branded safes, personal security and self-defense products and apparel (americanrebel.com), highlights key strategic decisions reaffirmed and ratified during its board meeting and investor dinner held April 29, 2025, at Mar-a-Lago in West Palm Beach, FL.

    The gathering followed the Company’s unprecedented success as the title sponsor of the American Rebel Light NHRA 4-Wide Nationals April 25 – 27 at the Charlotte Motor Speedway; and brought together senior company management, board members, potential investors, and strategic partners; including Matt Hagan, 4-time World Champion NHRA Funny Car driver and American Rebel Light Beer brand ambassador, and Mark Elenowitz, Managing Director of Digital Offering, a pioneer in Regulation A+ IPOs and offerings.

    “The Mar-a-Lago event brought together our leadership, potential investors and key partners for a forward-looking conversation on how to best scale our vision,” said Andy Ross. “With the guidance of capital market and investment banking industry leaders like Mark Elenowitz and the passion of brand ambassadors and true American Rebels like Matt Hagan, we are more confident than ever in our ability to grow American Rebel into a household name among patriotic Americans.”

    Reflecting on the Mar-a-Lago event, Ross added, “The setting at Mar-a-Lago was the perfect venue for these types of strategic business discussions. Surrounded by esteemed investors and partners, the atmosphere was both inspiring and conducive to aligning our vision for American Rebel Holdings as America’s next big success story.”

    American Rebel Light Beer: Acceleration of National Expansion

    American Rebel management reported to the board that American Rebel Light Beer is expanding its distribution footprint at a rapid pace and that management was seeking guidance from the board to further accelerate its nation-wide rollout, seizing on market momentum and opportunity. The board endorsed accelerating the nation-wide rollout as a priority to establish American Rebel Light as the next national premium domestic light lager beer. American Rebel management expects to have several announcements of the addition of new states to its distribution network over the next few weeks.

    Strategic Growth and Market Positioning of America’s Fastest Growing Beer

    American Rebel Light Beer is rapidly expanding its distribution, and management is seeking to accelerate its nationwide rollout. The board fully supports this expansion as a priority to position the beer as a national premium brand. Additionally, the board reaffirmed the company’s targeted distributor expansion plan for the remainder of 2025 and discussed allocating additional resources to fully capitalize on relationships and opportunities within motor sports.

    Motor Sports: A High-Impact Opportunity for American Rebel

    Motor sports present a significant opportunity for American Rebel Beverages and American Rebel Light Beer to increase brand visibility and consumer engagement. With a passionate fan base and high-profile events, motor sports provide an ideal platform for marketing and sponsorship initiatives. Leveraging strategic partnerships within the industry, American Rebel Light Beer can establish itself as a preferred beverage among racing enthusiasts, teams, and event attendees.

    Portfolio Expansion of America’s Patriotic Brand: Acquisition and Licensing Opportunities

    American Rebel’s board encouraged management to continue evaluating potential acquisitions that could enhance the company’s enterprise value and expand the reach of America’s Patriotic Brand. CEO Andy Ross has frequently expressed his vision of broadening the American Rebel product line beyond beverages, envisioning a future where the brand encompasses grills, knives, tools, motor oil, and other complementary products. His goal is to create a household name synonymous with rugged American spirit, where consumers instinctively choose American Rebel-branded products for everyday needs.

    As America’s Patriotic Brand, we are actively evaluating several licensing categories and acquisition opportunities that align with our brand, mission, and strategic growth plans. By identifying partnerships that reinforce our core values and extend our product offerings, we aim to build a portfolio of trusted American Rebel products that resonate with our customers. “I want Susie to go up to mom and say ‘Mom, what’s Dad want for Father’s Day’ and she says, ‘Honey, anything with American Rebel on it,’” said Andy Ross.

    About American Rebel Light Beer

    Produced in partnership with AlcSource, American Rebel Light Beer (americanrebelbeer.com) is a premium domestic light lager celebrated for its exceptional quality and patriotic values. It stands out as America’s Patriotic, God Fearing, Constitution Loving, National Anthem Singing, Stand Your Ground Beer.

    American Rebel Light is a Premium Domestic Light Lager Beer – All Natural, Crisp, Clean and Bold Taste with a Lighter Feel. With approximately 100 calories, 3.2 carbohydrates, and 4.3% alcoholic content per 12 oz serving, American Rebel Light Beer delivers a lighter option for those who love great beer but prefer a more balanced lifestyle. It’s all natural with no added supplements and importantly does not use corn, rice, or other sweeteners typically found in mass produced beers. For more information follow American Rebel Beer on all social media platforms (@americanrebelbeer).

    About American Rebel Holdings, Inc.

    American Rebel Holdings, Inc. (NASDAQ: AREB) has operated primarily as a designer, manufacturer and marketer of branded safes and personal security and self-defense products and has recently transitioned into the beverage industry through the introduction of American Rebel Light Beer. The Company also designs and produces branded apparel and accessories. To learn more, visit americanrebel.com and americanrebelbeer.com. For investor information, visit americanrebelbeer.com/investor-relations.

    American Rebel Holdings, Inc.

    info@americanrebel.com
    ir@americanrebel.com

    Media Contact:
    Matt Sheldon
    Matt@PrecisionPR.co

    Forward-Looking Statements

    This press release contains forward-looking statements within the meaning of the Private Securities Litigation Reform Act of 1995. American Rebel Holdings, Inc., (NASDAQ: AREB; AREBW) (the “Company,” “American Rebel,” “we,” “our” or “us”) desires to take advantage of the safe harbor provisions of the Private Securities Litigation Reform Act of 1995 and is including this cautionary statement in connection with this safe harbor legislation. The words “forecasts” “believe,” “may,” “estimate,” “continue,” “anticipate,” “intend,” “should,” “plan,” “could,” “target,” “potential,” “is likely,” “expect” and similar expressions, as they relate to us, are intended to identify forward-looking statements. We have based these forward-looking statements primarily on our current expectations and projections about future events and financial trends that we believe may affect our financial condition, results of operations, business strategy, and financial needs. Important factors that could cause actual results to differ from those in the forward-looking statements include benefits of our strategic planning, marketing outreach efforts, actual placement timing and availability of American Rebel Beer, success and availability of the promotional activities, our ability to effectively execute our business plan, and the Risk Factors contained within our filings with the SEC, including our Annual Report on Form 10-K for the year ended December 31, 2024. Any forward-looking statement made by us herein speaks only as of the date on which it is made. Factors or events that could cause our actual results to differ may emerge from time to time, and it is not possible for us to predict all of them. We undertake no obligation to publicly update any forward-looking statements, whether as a result of new information, future developments or otherwise, except as may be required by law.

    Attachment

    • American Rebel Holdings, Inc.

    The MIL Network –

    May 2, 2025
  • MIL-OSI USA: Rep. Young Kim Marks Black April, 50 Years Since Fall of Saigon

    Source: United States House of Representatives – Representative Young Kim (CA-39)

    Washington, DC – Yesterday, U.S. Representative Young Kim (CA-40) joined fellow Orange County Reps. Derek Tran (CA-45) and Lou Correa (CA-46) to introduce a bipartisan resolution recognizing the 50th anniversary of Black April and the Fall of Saigon on April 30, 1975.  

    Rep. Kim spoke on the House floor yesterday marking Black April. Watch HERE.  

    “Orange County is proudly home to the largest Vietnamese population outside of Vietnam, and many Vietnamese Americans I represent fled Vietnam during the Fall of Saigon. As we mark the 50th anniversary of Black April, my heart is with our Vietnamese American community, the 2.7 million Americans who fought to protect Vietnam from communism, and Vietnamese people oppressed by the Vietnamese government,” said Rep. Young Kim. “I am proud to join this bipartisan resolution and will do my part as House Foreign Affairs East Asia and Pacific Subcommittee Chairwoman to work toward a better Vietnam that upholds human rights and freedom.” 

    “Black April – Tháng Tư Đen – is not just a solemn day in history, it is a reminder of the day hundreds of thousands of Vietnamese people lost everything — our homes, our livelihoods, and our beloved country. Fifty years ago, hundreds of thousands of Vietnamese refugees were forced to leave the only home they knew – most of them boarding boats on uncharted waters, not knowing what awaited them on the other side of their journey,” said Rep. Derek Tran. “I share my own story with hundreds of thousands of Vietnamese Americans born to parents who fled our homeland with nothing. We have built communities in America that are unparalleled in their strength, prosperity, and commitment to preserving our history. As the first Vietnamese American to represent Orange County’s Little Saigon community in Congress, I am humbled by the responsibility to carry this history forward.  As we commemorate this solemn milestone, I invite my colleagues to join me in commemorating this solemn milestone and recommit to the values that matter most — democracy, human rights, and freedom.” 

    “I grew up and live in Orange County. And Orange County is home to the largest Vietnamese community outside of Vietnam. As a member of Congress, I ask that we remember those one million Vietnamese individuals who were forced to flee from their homes, many of whom found safe haven right here in Orange County, and the nearly sixty thousand American service members who lost their lives fighting for freedom in Vietnam,” Rep. Lou Correa said. “We must never relent in our commitment to keeping alive the memory of those lost, protecting human rights, and defending democracy—at home, and abroad.” 

    “Today, April 30, 2025 is a day to honor and thank all who were part of our nation’s efforts in the Vietnam War. They include the 2.7 million soldiers, sailors, airmen, marines and coast guardsmen who courageously put boots on the ground when deployed to Vietnam and other southeast Asian nations supporting the war effort. We will always remember the 58,281 members of the US Armed Forces who sacrificed their lives in the war and whose names are now engraved on the Vietnam Veterans Memorial. 1573 of those service members remain ‘Missing In Action.’ Today, America’s Gold Star Families – the parents, wives, siblings and children of those who gave their lives on those foreign shores – are the living legacies of 58,281 American heroes. On this 50th Anniversary of the end of the Vietnam War, extend a resounding ‘Welcome Home’ and thank our nation’s Vietnam veterans. At the same time, stand in solidarity and support with the Gold Star Families whose family portraits and holiday meals were forever changed – by the empty space and unfilled seat – reserved for their loved ones who gave their lives in the ultimate sacrifice in the Vietnam War,” said Tony Cordero, Gold Star Son of Maj. William E. Cordero, USAF – KIA June 22, 1965 in Vietnam/Laos, Chairman & Founder of Sons and Daughters In Touch – America’s Gold Star Children from the Vietnam War. 

    Read full text of the resolution HERE. 

    MIL OSI USA News –

    May 2, 2025
  • MIL-OSI Security: FIVE PEOPLE SENTENCED FOR FRAUD AND IDENTITY THEFT TARGETING ELDERLY RETIRED FLORIDA SCHOOL DISTRICT EMPLOYEES

    Source: Office of United States Attorneys

    TALLAHASSEE, FLORIDA – Five defendants who were convicted of a conspiracy scheme to defraud the retirement accounts of elderly and retired Florida school district employees have been sentenced after three defendants pleaded guilty and two defendants were found guilty by a federal jury. Michelle Spaven, Acting United States Attorney for the Northern District of Florida, announced the sentences of the following defendants:

    • Lambert Aguebor, 33, of Miramar, Florida, has been sentenced to 71 months in federal prison after previously being found guilty by a federal jury of Conspiracy to Commit Wire Fraud and Conspiracy to Commit Money Laundering.
    • Floyd Bostic, 42, of Tallahassee, Florida, has been sentenced to 87 months in federal prison after previously being found guilty by a federal jury of Conspiracy to Commit Wire Fraud, three counts of Wire Fraud, Aggravated Identity Theft, and Conspiracy to Commit Money Laundering, 16 counts of Money Laundering, and Operating an Unlicensed Money Transmitting Business.
    • Grace Aguebor, 36, of Miramar, Florida, has been sentenced to 70 months in federal prison after previously pleading guilty to Conspiracy to Commit Wire Fraud and Aggravated Identity Theft.
    • Ronald Vargas, 38, of Osteen, Florida, has been sentenced to 24 months in federal prison after previously pleading guilty to Conspiracy to Commit Wire Fraud, Aggravated Identity Theft, and Conspiracy to Commit Money Laundering.
    • Sarina Levy, 34, of Pembroke Pines, Florida, has been sentenced to 6 months and 1 day in federal prison, to be followed by 6 months of home detention, after previously pleading guilty to Conspiracy to Commit Wire Fraud and Aggravated Identity Theft.

    “Americans are fed up with the constant barrage of scams that maliciously target the elderly,” said Acting United States Attorney Spaven. “With the assistance of our dedicated law enforcement partners, we are committed to investigating and aggressively prosecuting those who seek to steal the hard-earned savings of our senior citizens.”

    Evidence presented at trial and court records show that Vargas worked as a Retirement Specialist at a Tallahassee-based company that administers a retirement 401(k) savings program whose participants are comprised largely of Florida school district employees or prior employees. Between January 2022, and March 2022, Vargas conspired with siblings Grace Aguebor and Lambert Aguebor to steal the retirement funds from the accounts of elderly retired school district employees—some of whom were deceased. Through his position, Vargas had access to the retired employees’ personally identifiable information (“PII”) and oversaw the processing of withdrawal requests from the 401(k) accounts. Vargas provided Grace and Lambert with PII of elderly 401(k) participants whose retirement accounts appeared to be dormant so the PII could be used to prepare fraudulent withdrawal request forms for these accounts.

    The fraudulent withdrawal request forms were then faxed to the company where Vargas worked so he could process them. Grace and Bostic personally faxed some of the fraudulent withdrawal request forms; in other cases, the fraudulent forms were given to other conspirators, including Levy, to fax. Once Vargas processed the forms, the stolen retirement funds were transferred to bank accounts controlled by Grace, Bostic, and other conspirators. In total, the conspirators withdrew and attempted to withdraw retirement funds from 25 different 401(k) accounts, resulting in a net total of $1.1 million actually being stolen.

    Evidence presented to the jury showed that Bostic also served as a money launderer who received over half of the stolen funds into his personal bank accounts and those of his Tallahassee-based music promotion businesses. Bostic then transferred some of the stolen funds between his various bank accounts in an effort to conceal or disguise its nature, location, source, or ownership. Evidence also showed that Bostic used some of the stolen funds to purchase a residence and pay for his personal and business expenses. Bostic also withdrew over $400,000 worth of stolen funds in cash at various banks and ATMs in Tallahassee and central Florida. The jury also saw evidence which showed that Bostic communicated and coordinated with Lambert Aguebor about the transfer of the stolen funds and to arrange meetings in central Florida.

    In addition to their prison sentences, the defendants were ordered to pay restitution totaling approximately $1,000,000 to the victims. The defendants’ imprisonment will be followed by three years of supervised release.

    This case resulted from a joint investigation by the Tallahassee Police Department and the Federal Bureau of Investigation. The case was prosecuted by Assistant United States Attorney Justin M. Keen.

    “Motivated by sheer greed, these individuals conspired to take advantage of Florida’s public servants, and their punishments mark an important step in holding these fraudsters accountable,” said FBI Jacksonville Acting Special Agent in Charge Jason J. Carley. “Fraud and corruption pose a fundamental threat to our national security and our way of life, and the FBI and our partners will continue to identify and bring to justice anyone who takes advantage of hardworking Americans, and especially educators who dedicate their lives to supporting our children.”

    “As law enforcement professionals, it is our duty to protect our community, especially our most vulnerable members, from those who seek to exploit them for personal gain,” said Chief Lawrence Revell of the Tallahassee Police Department. “This case is a clear example of how greed can drive individuals to harm others, and we remain committed to working alongside our federal partners to ensure those who commit such crimes are held accountable.”

    If you or someone you know is age 60 or older and has experienced financial fraud, experienced professionals are standing by at the National Elder Fraud Hotline 1-833-FRAUD-11 (1-833-372-8311). This Justice Department hotline, managed by the Office for Victims of Crime, can provide personalized support to callers by assessing the needs of the victim and identifying relevant next steps. Case managers will identify appropriate reporting agencies, provide information to callers to assist them in reporting, connect callers directly with appropriate agencies and provide resources and referrals, on a case-by-case basis. Reporting is the first step. Reporting can help authorities identify those who commit fraud and reporting certain financial losses due to fraud as soon as possible can increase the likelihood of recovering losses. The hotline is open Monday through Friday from 10:00 a.m. to 6:00 p.m. ET. English, Spanish, and other languages are available.

    More information about the department’s efforts to help American seniors is available at www.justice.gov/elderjustice. For more information about the Consumer Protection Branch and its enforcement efforts visit www.justice.gov/civil/consumer-protection-branch. Elder fraud complaints can be filed with the FTC at www.reportfraud.ftc.gov/ or at 877-FTC-HELP. The Justice Department provides a variety of resources relating to elder fraud victimization through its Office for Victims of Crime, at www.ovc.gov.

    The United States Attorney’s Office for the Northern District of Florida is one of 94 offices that serve as the nation’s principal litigators under the direction of the Attorney General.  To access public court documents online, please visit the U.S. District Court for the Northern District of Florida website. For more information about the United States Attorney’s Office, Northern District of Florida, visit http://www.justice.gov/usao/fln/index.html.

    MIL Security OSI –

    May 2, 2025
  • MIL-OSI Economics: Samsung Deals this May Bank Holiday Weekend

    Source: Samsung

     
    LONDON, U.K. – April 30, 2025 – Samsung Electronics Co., Ltd is excited to announce an exceptional range of promotions available on Samsung.com across the May bank holiday weekend and beyond, offering UK customers the perfect opportunity to upgrade their tech and experience Samsung’s latest innovations.
     
    From smartphones and home appliances to wearables and entertainment solutions, Samsung’s curated selection of offers ensures there’s something for everyone. If you’re looking to enhance your daily life or explore cutting-edge technology, this is the ideal time to discover the best of Samsung, whether it’s for your spring cleaning or your upcoming holidays.
     
    Key Offers Include:
     
    Mobile and wearables
    Save £150 when you buy the Galaxy S25 Ultra, or save £100 when you buy the Galaxy S25 or S24[1]
    Save £75 when you buy the Galaxy A56 or A36[2]
    Save £150 on the Galaxy Watch Ultra, or Save £75 on the Galaxy Watch7[3]
    Save £200 when you buy a Galaxy Book5 plus get a guaranteed £100 off when you trade in any laptop, tablet or Android smartphone in any condition[4]

    Home Appliances:
    Save 20% when you buy 3 selected home appliances together, or 15% when you buy 2[5]
    Save 15% when you buy a selected oven & hob together[6]
    Save 15% when you buy a selected washing machine & tumble dryer together[7]
    Save up to £200 on selected Vacuum Cleaners1, plus get up to £200 off selected when you recycle your old one for free[8]

    TVs & Entertainment:
    Save up to £100 when you buy selected 4K Neo QLED TVs[9],  prices from £699
    Get a Free Freestyle when you buy a selected OLED TV[10]
    Save up to 20% on selected Monitors with discount code MAYMON[11]
    Claim up to £200 cashback on selected 2024 8K or 4K Neo QLED TVs[12]

     
    Customers can visit Samsung KX or shop online at Samsung.com/uk to enjoy these limited-time promotions.
     
     
    [1] Purchase from samsung.com by 13.05.25
    [2] Purchase from Samsung.com by 27.05.25
    [3] Purchase from Samsung.com by 03.06.25
    [4] Purchase from Samsung.com by 20.05.25. £100 value based on any laptop, tablet or Android smartphone, in any condition. Charges apply if you don’t send us your Trade In device. T&Cs apply.
    [5] Purchase from Samsung.com/uk by 03.06.25. Discount applied automatically at checkout when two or more qualifying products in basket. Excludes all Vacuum Cleaners, Microwaves & accessories. Not in conjunction with any other offer. While stocks last.
    [6] Purchase from Samsung.com/uk by 03.06.25. Discount applied automatically at checkout when two or more qualifying products in basket. Excludes all Vacuum Cleaners, Microwaves & accessories. Not in conjunction with any other offer. While stocks last.
    [7] Purchase from Samsung.com/uk by 03.06.25. Discount applied automatically at checkout when two or more qualifying products in basket. Excludes all Vacuum Cleaners, Microwaves & accessories. Not in conjunction with any other offer. While stocks last.
    [8] Only available at Samsung.com/uk. Customers must apply Trade Up discount on product page, before checking out. Recycled products are non-returnable and have zero value. You must make sure it is ready for collection at the same time we deliver your new product. We reserve the right to refuse the delivery if you fail to do so. You will be required to pay a surcharge equal to the amount of the discount you received, if you do not recycle or have your product ready for recycling. Offer cannot be combined with multi-buy promotions for Home Appliances. Each household may only recycle one of each type of product and will receive only one Trade Up discount for each product type recycled. The Trade Up discount is an incentive to recycle it is not a Trade In value for the recycled product.
    [9] Purchase from samsung.com/uk by 06.05.25.
    [10] Purchase from samsung.com by 06/05/2025. Free item automatically added at checkout. While stocks last.
    [11] Purchase from Samsung.com/uk by 06.05.25. Enter code at checkout. Not to be used in conjunction with any other offer.
    [12] Purchase from samsung.com/uk by 27/05/25. Claim between 30 & 60 days of purchase. To claim and for full T&Cs see https://samsungoffers.claims/preorder2025VisionAI.

    MIL OSI Economics –

    May 2, 2025
  • MIL-OSI Global: Some ‘Star Wars’ stories have already become reality

    Source: The Conversation – USA – By Daniel B. Oerther, Professor of Environmental Health Engineering, Missouri University of Science and Technology

    Tatooine’s moisture farming equipment stands in the desert of Tunisia, where parts of the ‘Star Wars’ movie series were filmed. Véronique Debord-Lazaro via Flickr, CC BY-SA

    Just 48 short years ago, movie director George Lucas used the phrase “A long time ago in a galaxy far, far away” as the opening to the first “Star Wars” movie, later labeled “Episode IV: A New Hope.” But at least four important aspects of the “Star Wars” saga are much closer – both in time and space – than Lucas was letting on.

    One, the ability to add blue food coloring to milk, was possible even at the time the first film came out. But in 2024, “Star Wars”-themed blue milk became periodically available in grocery stores.

    And we, an environmental health engineer and a civil engineer, know there are at least three more elements of these ancient, distant Lucas stories that might seem like science fiction but are, in fact, science reality.

    Moisture farming

    In that first movie, “Episode IV,” Luke Skywalker’s Uncle Owen was a farmer on the planet of Tatooine. He farmed water from air in the middle of a desert.

    It might sound impossible, but it’s exactly what experts discussed at the second International Atmospheric Water Harvesting Summit hosted by Arizona State University in March 2025.

    Each day, a human needs to consume about the equivalent of 0.8 gallons of water (3 liters). With more than 8 billion people living on the planet, that means engineers need to produce nearly 2.6 trillion gallons (10 trillion liters) of clean drinking water every year. Taken globally, rainfall would be enough, but it’s distributed very unevenly – including landing in the oceans, where it immediately becomes too salty to drink safely.

    Deserts, which cover about one-fifth of the Earth’s land area, are home to about 1 billion people.

    Researchers at places such as Berkeley have developed solar-powered systems that can produce clean drinking water from thin air. In general, they use a material that traps water molecules from the air within its structure and then use sunlight to condense that water out of the material and into drinkable liquid. But there is still a ways to go before they are ready for commercial distribution and available to help large numbers of people.

    Researchers can harvest water from air in the desert, in a process powered only by the Sun.

    Space debris

    When the second Death Star was destroyed in “Return of the Jedi,” it made a huge mess, as you would expect when blowing to smithereens an object at least 87 miles across (140 kilometers). But the movie’s mythology helpfully explains a hyperspace wormhole briefly opened, scattering much of the falling debris across the galaxy.

    As best as anyone can tell, a hyperspace wormhole has never appeared near Earth. And even if such a thing existed or happened, humans might not have the technology to chuck all our trash in there anyway. So we’re left with a whole lot of stuff all around us, including in space.

    According to the website Orbiting Now, in late April 2025 there were just over 12,000 active satellites orbiting the planet. All in all, the United States and other space-faring nations are trying to keep track of nearly 50,000 objects orbiting Earth. And there are millions of fragments of space debris too small to be observed or tracked.

    Just as on Earth’s roads, space vehicles crash into each other if traffic gets too congested. But unlike the debris that falls to the road after an Earth crash, all the bits and pieces that break off in a space crash fly away at speeds of several thousand miles per hour (10,000 to 30,000 kph) and can then hit other satellites or spacecraft that cross their paths.

    This accumulation of space debris is creating an increasing problem. With more satellites and spacecraft heading to orbit, and more stuff up there moving around that might hit them, space travel is becoming more like flying the Millennium Falcon through an asteroid field every day.

    Engineers at NASA, the European Space Agency and other space programs are exploring a variety of technologies – including a net, a harpoon and a laser – to remove the more dangerous pieces of space junk and clean up the space environment.

    Dodging obstacles in space is no picnic.

    The Force itself

    To most Earth audiences, the Force was a mysterious energy field created by life that binds the galaxy together. That is until 1999, when “Episode I: The Phantom Menace” revealed that the Force came from midi-chlorians, a microscopic, sentient life form that lives within every living cell.

    To biologists, midi-chlorians sound suspiciously similar to mitochondria, the powerhouse of our cells.
    The current working hypothesis is that mitochondria emerged from bacteria that lived within cells of other living things. And mitochondria can communicate with other life forms, including bacteria.

    There are many different kinds of mitochondria, and medical professionals are learning how to transplant mitochondria from one cell to another just like they transplant organs from one person’s body to another. Maybe one day a transplant procedure could help people find the light side of the Force and turn away from the dark side.

    May the Fourth – and the Force – be with you.

    Daniel B. Oerther is affiliated with the American Academy of Environmental Engineers and Scientists.

    William Schonberg occasionally receives funding from NASA.

    – ref. Some ‘Star Wars’ stories have already become reality – https://theconversation.com/some-star-wars-stories-have-already-become-reality-255563

    MIL OSI – Global Reports –

    May 2, 2025
  • MIL-OSI Video: 🔥Deputy Chief of Staff for Policy and Homeland Security Advisor Stephen Miller DESTROYS the media:

    Source: United States of America – The White House (video statements)

    White House Deputy Chief of Staff for Policy and Homeland Security Advisor Stephen Miller DESTROYS the media:

    “It is a sad reflection on the state of our media and many of the outlets represented in this room that you obsessively try to shill for this MS-13 terrorist… You’re not going to get an ounce of sympathy from this administration… for the terrorists who’ve invaded our homes and our country.”

    https://www.youtube.com/watch?v=uv7NRLA3Uj4

    MIL OSI Video –

    May 2, 2025
  • MIL-OSI USA: Rep. Estes Announces 2025 Congressional Art Competition Winners

    Source: United States House of Representatives – Congressman Ron Estes (R-Kansas)

    The office of Congressman Ron Estes (R-Kansas) announced the winners of this year’s Congressional Art Competition Saturday, April 19, during a reception and awards program at Mark Arts in Wichita. Every year, the U.S. House of Representatives hosts an Artistic Discovery: Congressional Art Competition for High School Students, which takes place in each congressional district. First-place winners from all districts will have their artwork on display in the U.S. Capitol in Washington D.C. for about one year. Because of his support for young artists in the 4th Congressional District of Kansas, Rep. Estes also hosted an art exhibit in the district to display and celebrate the talent of all of the participants. The show is up until May 10. This year, the 4th Congressional District had 250 entries from 199 students representing 21 high schools in six different counties.
     
    “The students who participated in this year’s art competition really impressed the judges, with a number of entries receiving recognition and many more that were also notable,” said Rep. Estes. “It will be great to see Melian’s pastel piece in the Capitol complex later this year. Melian received recognition last year for her 3rd place pastel, so it’s especially exciting to see her continue pursuing her passions and honing her skills. I’m grateful for the parents and teachers who are encouraging these students to enter and improve their craft.”
     
    The winner, Melian Miller, a Wichita High School East student, received a cash prize courtesy of Marc and Erin Mason. Craig and Dalene Nelson also gave cash prizes to the second and third place winners. Twenty-eight other pieces received Honorable Mentions.
     
    The jury consisted of Jim Clements, oil painter, and Steve Rasmussen, photographer.
     
    A gallery of winning art is online at estes.house.gov/art.
     
    2025 Congressional Art Competition – Final Results
    1st Place – Melian Miller, “My Hero,” Pastel, Wichita High School East
    2nd Place – Mei Castro, “My Background,” Colored Pencil, Wichita High School East
    3rd Place – Allison Meraz, “Keeper of the Sun,” Ink, Wichita Northeast Magnet High School

    Honorable Mentions:
    Maric Archibald, “Boot and Pear,” Wichita Collegiate High School
    Ray Becknell, “Ender’s Shin,” Wichita Northeast Magnet High School
    Clara Busenitz, “Simple Pleasures,” Homeschool
    Addison Cartmell, “Iris the Cat,” Flinthills High School
    Noah Dietz, “Gentleman on his land,” Cheney High School
    Phung Dinh, “Family Ties,” Wichita High School East
    Brooklynn Gleason, “The Cusp of Fall,” Arkansas City High School
    Brooklynn Gleason, “Free,” Arkansas City High School
    Marijah Green, “Aunjel,” Wichita Heights High School
    Grace Hammer, “Cold Front,” Udall High School
    Jordyn Harris, “Mr. Frog,” Wichita Heights High School
    Makenzie Jordan, “Utopia,” Berean Academy
    Alisa Lin, “Self Portrait,” Wichita Collegiate High School
    Madison Linder, “Flowers for Grandma,” Arkansas City High School
    Makenna Meza, “Untitled,” South Haven High School
    Melian Miller, “Sanguinity,” Wichita High School East
    Macy Mitchell, “Mustang,” Berean Academy
    Adrienne Mullins, “Stream in the Meadow,” Berean Academy
    Joclynn Parmele, “Pointillism of Plateaus,” Oxford Jr/Sr High School
    Belle Poor, “Hereford Bull,” Wichita High School East
    Anessa Ramirez, “Tugging on Heart Strings,” Wichita High School North
    Marley Shank, “Lydie in the Void,” Wichita High School Northwest
    Ryder Telford, “The Weight of the Moment,” Wichita High School East
    Adilyn Welden, “Angel Statues,” South Haven High School
    Shelby Amanda White, “Tides at Dusk,” Eureka Jr/Sr High School
    Gavin Williams, “Jeremiah Mathews,” Wichita Northeast Magnet High School
    Hailey Williams, “Lucy,” Wichita High School Southeast
    Cash Young, “Kansas Landscape,” Cheney High School

    MIL OSI USA News –

    May 2, 2025
  • MIL-OSI: CSW Industrials Completes Previously Announced Accretive, Synergistic Acquisition of Aspen Manufacturing

    Source: GlobeNewswire (MIL-OSI)

    DALLAS, May 01, 2025 (GLOBE NEWSWIRE) — CSW Industrials, Inc. (Nasdaq: CSWI) (the “Company” or “CSW”) today announced the Company has completed the previously announced acquisition of Aspen Manufacturing for approximately $313.5 million in cash, utilizing cash on hand and borrowings under the existing $500 million revolving credit facility while maintaining sufficient liquidity and a strong balance sheet. The purchase price is approximately 11x Aspen Manufacturing’s 2024 adjusted earnings before interest, taxes, depreciation, and amortization (EBITDA) of $28.5 million.

    This strategic acquisition expands CSW Industrial’s HVAC/R product offering with the incorporation of Aspen Manufacturing’s market leading evaporator coils and air handlers. By leveraging CSW’s deep experience in the HVAC/R market, strong distribution channels, successful go-to-market strategy, and demonstrated track record of industrial manufacturing, this acquisition is expected to drive market and customer share of wallet gains, while providing an enhanced service offering and maximizing channels to market.

    Aspen Manufacturing’s current product suite includes a vast range of high-quality residential and light commercial evaporator coils, blowers, and air handling units for single-family, multi-family, and manufactured homes. Based in Humble, TX, all of Aspen’s products are designed, engineered, and assembled in the United States.

    Joseph B. Armes, Chairman, President, and Chief Executive Officer of CSW Industrials, commented, “We are pleased to have consummated the Aspen Manufacturing acquisition and to welcome approximately 350 new colleagues to the CSW Industrials family. By adding Aspen Manufacturing, CSW expects to further drive above-market growth through the expansion of our highly profitable and resilient HVAC/R product portfolio thereby enhancing long-term value for all of CSW’s shareholders.”

    For additional information about CSW Industrials’ acquisition of Aspen Manufacturing, please visit the previously released transaction documents, including the March 18, 2025 press release and investor presentation, which are both available on the Company’s website at https://cswindustrials.gcs-web.com.

    Safe Harbor Statement
    This press release includes forward-looking statements within the meaning of Section 27A of the Securities Act of 1933 and Section 21E of the Securities Exchange Act of 1934, which are made pursuant to the safe harbor provisions of the Private Securities Litigation Reform Act of 1995, as amended. Words or phrases such as “may,” “should,” “expects,” “could,” “intends,” “plans,” “anticipates,” “estimates,” “believes,” “forecasts,” “predicts” or other similar expressions are intended to identify forward-looking statements, which include, without limitation, earnings forecasts, effective tax rate, statements relating to our business strategy and statements of expectations, beliefs, future plans and strategies and anticipated developments concerning our industry, business, operations, and financial performance and condition.

    The forward-looking statements included in this press release are based on our current expectations, projections, estimates, and assumptions. These statements are only predictions, not guarantees. Such forward-looking statements are subject to numerous risks and uncertainties that are difficult to predict. These risks and uncertainties may cause actual results to differ materially from what is forecast in such forward-looking statements, and include, without limitation, the risk factors described from time to time in our filings with the Securities and Exchange Commission, including our Annual Report on Form 10-K.

    This press release contains estimated results of Aspen Manufacturing for the calendar year 2024 (the “estimated results”). The estimated results are forward-looking statements based on Aspen Manufacturing’s management’s preliminary, unaudited results as of the date hereof, and Aspen Manufacturing’s actual results may be materially different from the estimated results. We assume no obligation to update any forward-looking statement as a result of new information, future events or other factors. Accordingly, you should not place undue reliance on the estimated results. Our independent registered public accounting firm has not audited, reviewed or performed any procedures with respect to the estimated results and does not express any opinion or any other form of assurance with respect thereto.

    All forward-looking statements included in this press release are based on information currently available to us, and we assume no obligation to update any forward-looking statement except as may be required by law.

    About CSW Industrials
    CSW Industrials is a diversified industrial growth company with industry-leading operations in three segments: Contractor Solutions, Specialized Reliability Solutions, and Engineered Building Solutions. The Company provides niche, value-added products with two essential commonalities: performance and reliability. The primary end markets we serve with our well-known brands include: HVAC/R, plumbing, electrical, general industrial, architecturally-specified building products, energy, mining, and rail transportation. For more information, please visit www.cswindustrials.com. 

    Investor Relations

    Alexa Huerta
    Vice President, Investor Relations, & Treasurer
    214-489-7113
    alexa.huerta@cswindustrials.com

    The MIL Network –

    May 2, 2025
  • MIL-OSI USA: April 30th, 2025 VIDEO: Heinrich Questions Trump Administration Nominees on Protecting Public Lands, Upholding the Law, Ensuring Tribal Consultation

    US Senate News:

    Source: United States Senator for New Mexico Martin Heinrich
    WASHINGTON — During a Senate Energy and Natural Resources Committee hearing, U.S. Senator Martin Heinrich (D-N.M.), Ranking Member of the Committee, questioned Trump Administration nominees on upholding the law, protecting public lands from large scale sales, and ensuring Tribal nations are consulted during the permitting process. The nominees considered by the Committee today include Mr. Tristan Abbey for Energy Department Administrator of the Energy Information Agency, Ms. Leslie Beyer for Interior Department Assistant Secretary for Lands and Mineral Management, Mr. Theodore J. Garrish for Energy Department Assistant Secretary for Nuclear Energy, and Dr. Andrea Travnicek for Interior Department Assistant Secretary for Water and Science.
    During his opening remarks, Heinrich sought commitments from the nominees to follow the law as enacted by Congress and support and defend — rather than demolish — the offices and programs entrusted to their oversight, especially amid unprecedented attacks on career federal workers.

    VIDEO: U.S. Senator Martin Heinrich (D-N.M.) Demands Answers from Pending Trump Administration Nominees on Protecting Public Lands, Upholding the Law, and Ensuring Tribal Nations Are Consulted in Permitting Reform, April 30, 2025.
    Heinrich began his line of questioning by asking Leslie Beyer, nominee for Interior Department Assistant Secretary for Lands and Mineral Management, about her support of divesting from public lands, “As Assistant Secretary you will oversee management of more than 245 million acres of public land. This land belongs to all Americans— including every single one of my constituents. Americans highly value their ability to access these lands for hunting, fishing, and other recreational uses. Do you support the large-scale divestment of our public lands?”
    Ms. Beyer avoided directly answering whether or not she supports public lands divestment, “Sir, only Congress has the ability to dispose of any public lands. But I believe that our public lands have multiple use mandates, and they can be used for energy production, recreation, any number of other uses, for the benefit of all Americans.”
    Heinrich turned to Dr. Andrea Travnicek to clarify the Trump Administration’s intentions with recent actions decreasing the timeline of National Environmental Policy Act (NEPA) reviews, which will inevitably harm meaningful consultations with Tribal nations, “Dr. Travnicek, you’ve been on staff for several months now and I appreciate many of our conversations, but [your role] gives you specific insights in the decisions that have already been made in the Department. The new guidance for NEPA projects that the Secretary announced for energy projects does not make any mention of Tribal consultation. However, it requires all reviews to be done within 14-28 days. I have personally never seen meaningful Tribal consultation completed in that time frame. My question is: Is the Administration proposing to eliminate Tribal consultation for these projects?”
    Dr. Travnicek responded, “Thank you Senator Heinrich and I appreciate the conversations that we have had already. So, we know that there’s been a lot of conversations for a long tome related to trying to streamline the permitting processes, right? I think we’ve all been frustrated by that. We’ve seen some of these discussions here within this Committee as well. So, we are really just trying to figure out how we can move forward while still meeting the different requirements as well. We know that the Endangered Species Act (ESA) was mentioned in there, and the National Historic Preservation Act (NHPA). Also, we know that we will have to engage with Tribes. So, at the same time, how do we get permits out the door, get the infrastructure in place, develop the resources we need? So, it’s going to be trying to work on all the above, working with ESA, NHPA, and also engaging with the Tribes.”
    Heinrich pushed back, “As someone who strongly supported permitting reform, and a majority of members on this Committee did— I think we largely support getting to yes or no faster. I really want to urge you to make sure that the Tribal consultation process is not a ‘check the box’ exercise, and that it is meaningful.”
    Heinrich returned to questioning Beyer to address arbitrary stop work orders on permitted projects and the job losses it is creating, “Let me quote back something that you said a few minutes ago: ‘If our companies can’t get permits, we will be behind.’ I agree with that sentiment. Two weeks ago, Secretary Burgum sent a letter to the Acting Director of OEM, the Bureau of Ocean Energy Management, ordering an unprecedented stop work order to Equinor’s empire wind project off the coast of New York. That’s a fully permitted project. It has undergone rigorous review. It’s already under construction. And it would power half a million homes. Cancelling this project is a job killer for the skilled trades. And my concern is that it will squash any faith that the private sector has in the federal permitting process. If we do this to one project of one energy type, you can do it to another of a different energy type. So, if fully permitted projects are subjected to arbitrary stop work orders, how can we expect the private sector to commit capital to permit those large, expensive projects?”
    Beyer replied, “Senator, thank you for that question. As you know, I have not been confirmed so I did not participate in that decision making-”
    Heinrich redirected her answer, “Speak to the larger issue. Not to the specificity of that issue.”
    Beyer answered, “Right. We need all forms of energy that we can get our hands on. There is a premium to secure, reliable, and affordable energy. I’m from Texas; we have a lot of wind energy there. I appreciate that it’s additive. But there is a premium to secure, affordable, and reliable energy that is not weather dependent in my view. And I will adhere to the guidance of the Secretary if I am confirmed.”
    Heinrich clarified her answer, “In your view, should permitting be transparent and predictable?”
    Beyer responded, “Yes sir.”
    Heinrich wrapped his questions, “Thank you.”

    MIL OSI USA News –

    May 2, 2025
  • MIL-OSI USA: May 1st, 2025 Heinrich Announces Legislation to Cut Taxes for New Mexicans

    US Senate News:

    Source: United States Senator for New Mexico Martin Heinrich
    WASHINGTON — U.S. Senator Martin Heinrich co-sponsored the Tax Cut for Workers Act, legislation to give thousands of New Mexicans a much-needed tax break. The bill would make permanent the American Rescue Plan Act’s expansions of the Earned IncomeTax Credit (EITC), continuing one of the largest-ever tax cuts for the middle class.
    The American Rescue Plan Act, which Heinrich helped pass into law, made several critical expansions of the EITC, including nearly tripling the maximum EITC benefit for workers without children from roughly $540 to roughly $1,500 and raising the income limit from about $16,000 to $21,000 for single filers and from about $22,000 to $27,000 for married filers. It also made individuals aged 19 to 24 and 65 and older newly eligible for the credit. While the American Rescue Plan’s EITC provisions expired the end of 2021, they had a significant impact, increasing disposable income among America’s working families.
    “With the cost of everything from coffee to electricity out of control thanks to Donald Trump and Elon Musk’s chaos, New Mexico families need relief more than ever. I’m proud to support this legislation to cut taxes for workers so that they can keep more of their hard-earned money. This is what fighting for families – not billionaires – looks like,” said Heinrich.
    The Tax Cut for Workers Act will cut taxes for 111,000 New Mexicans by expanding the Earned Income Tax Credit to workers without children. The bill also extends eligibility for the tax cut to workers under the age of 25 and over the age of 64.
    In addition to Heinrich, the legislation is co-sponsored by U.S. Senators Catherine Cortez Masto (D-Nev.) Michael Bennet (D-Colo.), Angela Alsobrooks (D-Md.), Tammy Baldwin (D-Wis.), Richard Blumenthal (D-Conn.), Lisa Blunt Rochester (D-Del.), Cory Booker (D-N.J.), Maria Cantwell (D-Wash.), Chris Coons (D-Del.), Tammy Duckworth (D-Ill.), Dick Durbin (D-Ill.), John Fetterman (D-Pa.), Ruben Gallego (D-Ariz.), Kirsten Gillibrand (D-N.Y.), John Hickenlooper (D-Colo.), Mazie Hirono (D-Hawaii), Tim Kaine (D-Va.), Mark Kelly (D-Ariz.), Andy Kim (D-N.J.), Angus King (I-Maine), Amy Klobuchar (D-Minn.), Ben Ray Luján (D-N.M.), Ed Markey (D-Mass.), Jeff Merkley (D-Ore.), Chris Murphy (D-Conn.), Patty Murray (D-Wash.), Alex Padilla (D-Calif.), Gary Peters (D-Mich.), Jack Reed (D-R.I.), Jacky Rosen (D-Nev.), Bernie Sanders (I-Vt.), Brian Schatz (D-Hawaii), Adam Schiff (D-Calif.), Chuck Schumer (D-N.Y.), Jeanne Shaheen (D-N.H.), Elissa Slotkin (D-Mich.), Tina Smith (D-Minn.), Chris Van Hollen (D-Md.), Mark Warner (D-Va.), Raphael Warnock (D-Ga.), Elizabeth Warren (D-Mass.), Peter Welch (D-Vt.), Sheldon Whitehouse (D-R.I.), and Ron Wyden (D-Ore.).
    The full text of the bill is here.

    MIL OSI USA News –

    May 2, 2025
  • MIL-OSI United Kingdom: Westminster City Council Launches Private Rented Sector Tenant’s Charter to Empower Local Renters | Westminster City Council

    Source: City of Westminster

    Westminster City Council has today launched a new Private Rented Sector (PRS) Tenant’s Charter, designed to help private renters better understand their rights, improve living standards, and access vital support services.

    With around 44% of Westminster households renting privately, the Charter sets out clear information on what tenants can expect from their landlords—covering key issues such as damp and mould, unlawful evictions, and unfair rent practices. The Charter also highlights how tenants can get help from the council when problems arise.

    Councillor Matt Noble, Cabinet Member for Regeneration and Renters said:

    “Too many private renters face poor conditions, uncertainty, and confusion about what their rights are. The Tenant’s Charter is a step toward putting power back in the hands of residents—providing clear, accessible guidance and making it easier to get help when it’s needed.”

    The Charter is part of the council’s wider commitment to improving housing standards across Westminster and promoting safe, fair, and sustainable tenancies.

    Available in multiple formats and languages, the Charter has been designed with accessibility in mind, ensuring that all residents, regardless of background, can easily understand and use the information provided.

    Find more information and view the PRS Tenant’s Charter.

    MIL OSI United Kingdom –

    May 2, 2025
  • MIL-OSI Security: Zuni Couple Sentenced for Violent Assault

    Source: Federal Bureau of Investigation FBI Crime News (b)

    ALBUQUERQUE – A Zuni Pueblo couple has been sentenced for a brutal assault in which they attacked a man in his home, prevented him from seeking help, and continued the assault in the presence of a witness and two minor children.

    There is no parole in the federal system.

    According to court records, on September 3, 2023, Shannon Concho, 47, and LouAnn Johnson, 29, both enrolled members of the Pueblo of Zuni, assaulted John Doe at his residence on the Zuni Pueblo. The incident began as a verbal dispute and rapidly escalated when Johnson repeatedly slapped the victim. Concho and Johnson then prevented the victim from calling for help by seizing his phones and attempting to access a bedroom where a witness and two minor children were present.

    Concho continued the assault on John Doe by striking him over the head with a chair, nearly rendering him unconscious. Concho then instructed Johnson, who was wearing boots, to kick John Doe in the head. After Johnson complied, Concho continued the attack until Johnson alerted him that a witness had contacted law enforcement. Concho and Johnson fled the scene and remained at large until their subsequent apprehension in Arizona.

    Concho was sentenced to 57 months in prison, and Johnson was sentenced to 24 months in prison. Upon their release, Concho and Johnson will be subject to three years of supervised release.

    U.S. Attorney Ryan Ellison and Raul Bujanda, Special Agent in Charge of the FBI Albuquerque Field Office, made the announcement today.

    The Gallup Resident Agency of the FBI Albuquerque Field Office investigated this case with assistance from the Zuni Police Department. This case is being prosecuted by Assistant United States Attorney Jesse Pecoraro. 

    MIL Security OSI –

    May 2, 2025
  • MIL-OSI Video: Secretary Rubio meets with French Foreign Minister Jean-Noël Barro

    Source: United States of America – Department of State (video statements)

    Secretary of State Marco A. Rubio meets with French Foreign Minister Jean-Noël Barrot at the Department of State on May 1, 2025.

    ———-
    Under the leadership of the President and Secretary of State, the U.S. Department of State leads America’s foreign policy through diplomacy, advocacy, and assistance by advancing the interests of the American people, their safety and economic prosperity. On behalf of the American people we promote and demonstrate democratic values and advance a free, peaceful, and prosperous world.

    The Secretary of State, appointed by the President with the advice and consent of the Senate, is the President’s chief foreign affairs adviser. The Secretary carries out the President’s foreign policies through the State Department, which includes the Foreign Service, Civil Service and U.S. Agency for International Development.

    Get updates from the U.S. Department of State at www.state.gov and on social media!
    Facebook: https://www.facebook.com/statedept
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    Subscribe to the State Department Blog: https://www.state.gov/blogs
    Watch on-demand State Department videos: https://video.state.gov/
    Subscribe to The Week at State e-newsletter: http://ow.ly/diiN30ro7Cw

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    #StateDepartment #DepartmentofState #Diplomacy

    https://www.youtube.com/watch?v=gNbvlpCFNnQ

    MIL OSI Video –

    May 2, 2025
  • MIL-OSI Canada: Premier’s, minister’s statements on International Workers’ Day

    Source: Government of Canada regional news

    Premier David Eby has issued the following statement in recognition of International Workers’ Day:

    “On International Workers’ Day, we honour all those whose labour built the world we live in, and who struggled so that we can enjoy family-supporting paycheques, weekends off and safe workplaces. It is also a day to honour and celebrate the workers’ movements here in British Columbia and around the world that continue to organize for a better future.

    “Without those struggles, many of the rights we cherish – from overtime pay to parental leave, from a minimum wage to health benefits – would not be available to workers today.

    “Working people continue to fight to improve wages and conditions at a time when affordable housing and a rising cost of living persist as challenges. Unfair and unjustified tariffs imposed by the United States hurt working people on both sides of the border.  

    “Our government will continue to take action to address these challenges by building more housing, by offering more education and training to prepare for the jobs of tomorrow, and by ensuring all British Columbians can access public health care when they need it.

    “We stand in solidarity with the workers of British Columbia. You have helped make British Columbia the place it is today, a dynamic, diverse province where we know we are stronger together.”

    Jennifer Whiteside, Minister of Labour, said:

    “On International Workers’ Day, we honour the people whose hard work has built our province. As we reflect on the contributions made by workers in British Columbia, we remain committed to ensuring safe workplaces for all and to the fight for dignity, equity and opportunity for everyone.”

    MIL OSI Canada News –

    May 2, 2025
  • MIL-OSI Canada: Attorney general’s statement on Asian Heritage Month

    Source: Government of Canada regional news

    Niki Sharma, Attorney General, has released the following statement in celebration of Asian Heritage Month:

    “Each May, people in British Columbia come together to celebrate Asian Heritage Month, a time to recognize and honour the many diverse communities of Asian descent who call our province home. I am heartbroken that this year’s festivities began in tragedy, with the brutal act of violence at last weekend’s Lapu Lapu Day event in Vancouver.

    “Our sense of grief over this senseless, horrific incident is only made more profound by the fact that Filipinos have given so much to B.C. From law and politics to health care, education and entrepreneurship, Filipinos have been integral in shaping the culture of our province. We are proud to be home to the second-largest Filipino diaspora in the country.

    “The response we have already seen from people in British Columbia to this tragedy reminds us of the core message of Asian Heritage Month, resiliency. From East to South Asia, from Southeast Asia to the Middle East, people of Asian heritage have contributed immeasurably to the social, cultural, economic and political landscape of B.C.

    “Chinese workers helped build our railways, Filipinos have been the backbone of our health-care system, Japanese Canadian families on the coast were pivotal to our fishing industries, South Asian farmers have kept us nourished – the list goes on. Most importantly, our ancestors did all of this in the face of tragedy, systemic discrimination, colonial policies, internment and racial violence.

    “Let us honour their memories and efforts by recommitting ourselves to building a province where everyone, regardless of race, background or heritage, can live with dignity, in safety and have equal opportunity. Let us take our cue from those before us who never wavered in their commitment to building community, advocating for justice and believing in a better future, no matter what obstacle they faced.

    “Let us not only honour the past but look forward, with hope and resolve. Happy Asian Heritage Month, B.C.” 

    MIL OSI Canada News –

    May 2, 2025
  • MIL-OSI Canada: Attorney general’s statement on Jewish Heritage Month

    Niki Sharma, Attorney General, has released the following statement marking Jewish Heritage Month: 

    “As Jewish communities around the world conclude Passover celebrations, we in British Columbia enter May proudly recognizing and celebrating Jewish Heritage Month, a time to honour the rich history, culture and contributions of Jewish people to our province.

    “Since the late 1800s, Jewish Canadians have played an integral role in B.C.’s vibrancy and growth, from David Oppenheimer, the mayor of Vancouver when Stanley Park opened, to Lumley Franklin, who successfully oversaw the effort to link B.C. to England via telegraph. Today, we are proud that our province is home to one of the fastest-growing Jewish populations in all of Canada.

    “As we celebrate Jewish Heritage Month, we must confront the alarming rise of antisemitism in B.C. and around the world. For several years now, too many Jewish people in B.C. have reported an upsurge in both hate crimes and hateful sentiment targeting them. This has only worsened and is unacceptable. Every incident of hate is a stark reminder of the work that still lies ahead of us as we try to build a more understanding and accepting province.

    “This May, let us not only celebrate the achievements and resilience of Jewish people in British Columbia, but also reaffirm our commitment to standing against antisemitism.

    “By learning from the past and embracing diversity, we strengthen the bonds that unite us as one community made up of many communities. Together, let us mark Jewish Heritage Month with reflection and resolve.”

    MIL OSI Canada News –

    May 2, 2025
  • MIL-OSI USA: HHS, NIH launch next-generation universal vaccine platform for pandemic-prone viruses

    Source: US Department of Health and Human Services – 2

    News Release
    Thursday, May 1, 2025

    The U.S. Department of Health and Human Services (HHS) and the National Institutes for Health (NIH) today announced the development of the next-generation, universal vaccine platform, Generation Gold Standard, using a beta-propiolactone (BPL)-inactivated, whole-virus platform.
    This initiative represents a decisive shift toward transparency, effectiveness, and comprehensive preparedness, funding the NIH’s in-house development of universal influenza and coronavirus vaccines, including candidates BPL-1357 and BPL-24910. These vaccines aim to provide broad-spectrum protection against multiple strains of pandemic-prone viruses such as H5N1 avian influenza and coronaviruses including SARS-CoV-2, SARS-CoV-1, and MERS-CoV.
    “Our commitment is clear: every innovation in vaccine development must be grounded in gold standard science and transparency, and subjected to the highest standards of safety and efficacy testing,” said HHS Secretary Robert F. Kennedy, Jr.
    The program realigns BARDA’s operations with its statutory mission under the Public Health Service Act—to prepare for all influenza viral threats, not just those currently circulating.
    “Generation Gold Standard is a paradigm shift,” said NIH Director Dr. Jay Bhattacharya. “It extends vaccine protection beyond strain-specific limits and prepares for flu viral threats – not just today’s, but tomorrow’s as well – using traditional vaccine technology brought into the 21st century.”
    Generation Gold Standard, developed exclusively by NIH’s National Institute of Allergy and Infectious Diseases (NIAID):

    Recalibrates America’s pandemic preparedness. Unlike traditional vaccines that target specific strains, BPL-inactivated whole-virus vaccines preserve the virus’s structural integrity while eliminating infectivity. This approach induces robust B and T cell immune responses and offers long-lasting protection across diverse viral families. Moreover, the intranasal formulation of BPL-1357 is currently in Phase Ib and II/III trials and is designed to block virus transmission—an innovation absent from current flu and COVID-19 vaccines.
    Embodies efficient, transparent, and government-led research. The BPL platform is fully government-owned and NIH-developed. This approach ensures radical transparency, public accountability, and freedom from commercial conflicts of interest.
    Marks the future of vaccine development. In addition to influenza and coronavirus, the BPL platform is adaptable for future use against respiratory syncytial virus (RSV), metapneumovirus, and parainfluenza. It also offers the unprecedented capability to protect against avian influenza without inducing antigenic drift—a major step forward in proactive pandemic prevention.

    Clinical trials for universal influenza vaccines are scheduled to begin in 2026, with Food and Drug Administration (FDA) approval targeted for 2029. The intranasal BPL-1357 flu vaccine, currently in advanced trials, is also on track for FDA review by 2029.
    About the National Institutes of Health (NIH): NIH, the nation’s medical research agency, includes 27 Institutes and Centers and is a component of the U.S. Department of Health and Human Services. NIH is the primary federal agency conducting and supporting basic, clinical, and translational medical research, and is investigating the causes, treatments, and cures for both common and rare diseases. For more information about NIH and its programs, visit www.nih.gov.
    NIH…Turning Discovery Into Health®
    ###

    MIL OSI USA News –

    May 2, 2025
  • MIL-OSI USA: House Democrats’ Litigation Task Force Urges Supreme Court to Protect Constitution, Defend Birthright Citizenship

    Source: United States House of Representatives – Congressman Hakeem Jeffries (8th District of New York)

    Washington, D.C. — This week, House Democrats’ Litigation and Rapid Response Task Force elevated their fight against the Trump Administration’s illegal attacks on the constitutional principle of birthright citizenship to the highest court in the land—filing an amicus brief for the  three birthright citizenship cases currently before the United States Supreme Court (Trump v. State of Washington, Trump v. CASA, Inc., and Trump v. State of New Jersey).

    The brief was signed by 183 House Democrats and offers a compelling argument that President Trump’s week one order to strip the guarantee of citizenship provided to children born in America violates the Constitution and over a century of Supreme Court rulings, and laws enacted by Congress. The justices are set to hear oral arguments in the cases on May 15th, following the administration’s request that they lift a nationwide pause currently halting the implementation of this policy. 

    The full brief is available HERE.  

    The lawmakers first got involved when the U.S. Court of Appeals for the Ninth Circuit considered the case of Trump v. State of Washington. Their latest endeavor is again being led by House Democratic Leader Hakeem Jeffries, along with Litigation Task Force Co-Chairs Assistant Leader Joe Neguse and Ranking Member Jamie Raskin; Representatives Bennie Thompson, Ranking Member of the Homeland Security Committee, and Pramila Jayapal, Ranking Member of the Subcommittee on Immigration Integrity, Security, and Enforcement; as well as Congressional Black Caucus (CBC) Chair Yvette Clarke, Congressional Hispanic Caucus (CHC) Chair Adriano Espaillat, Congressional Asian Pacific American Caucus (CAPAC) Chair Grace Meng, and Congressional Jewish Caucus (CJC) Co-Chairs Jerry Nadler and Brad Schneider.

    See what they had to say below: 

    “Donald Trump and Elon Musk are taking a chainsaw to the United States Constitution. Their disgraceful actions on birthright citizenship violate our nation’s laws and are an assault on the American way of life. House Democrats will continue to push back aggressively against them in the courts, in Congress and in our communities. The Supreme Court of the United States must stand on the side of the Constitution and reject this outrageous effort. I am thankful for the leadership of Rep. Raskin, Rep. Thompson, Rep. Jayapal, Rep. Clarke, Rep. Espaillat, Rep. Meng, Rep. Nadler, Rep. Schneider and Assistant Leader Neguse of the Litigation Working Group and Rapid Response Task Force in standing up for the rule of law,” said House Democratic Leader Hakeem Jeffries.

    “The first sentence of the 14th Amendment overthrew the Dred Scott decision and replaced racial citizenship with birthright citizenship. For more than a century and a half, the Supreme Court has upheld the plain meaning of the 14th Amendment and Congress has codified it. Four district judges, two Republican appointed and two Democratic appointees, rejected and enjoined Donald Trump’s blatantly unconstitutional order. We will all uphold and defend the Constitution against Donald Trump,” said Ranking Member Jamie Raskin. 

    “President Trump’s executive order on birthright citizenship is unconstitutional, and as our amicus brief makes clear, House Democrats will continue to vindicate our constitution,” said Assistant Democratic Leader Joe Neguse. 

    “We will not allow the Trump administration to redefine what it is to be an American just to fit their extreme anti-immigrant beliefs. Under the Constitution, people born here are United States citizens – no matter who they are, what they look like, or where their families came from. Americans reject what Trump is attempting to do, and the Supreme Court must too,” said Ranking Member Bennie Thompson.

    “Birthright citizenship is a core piece of our Constitution. Ending it through executive order is simply unconstitutional and a dangerous overreach of executive power,” said Ranking Member Pramila Jayapal. “All persons born on U.S. soil are U.S. citizens, that is what our Constitution dictates and is something President Trump cannot undo by waving a pen. As the first immigrant to serve as Ranking Member of the Subcommittee on Immigration, Integrity, Security, and Enforcement, I am proud to be co-leading on this amicus brief to stand up for the immigration laws of this country.”

    “Birthright citizenship is enshrined in our Constitution and has been affirmed by the Supreme Court numerous times — including in the landmark United States v. Wong Kim Ark decision. No matter what President Trump says or does, he cannot unilaterally overrule the law of the land by signing a piece of paper. As Chair of the Congressional Asian Pacific American Caucus, I join my colleagues in standing up for American values and against this unconstitutional executive overreach,” said CAPAC Chair Grace Meng.

    “Birthright citizenship is a moral imperative in the United States because of its origins. It’s about our collective recovery from the evils of slavery, yes, but it’s also about equal opportunity for every American born in this country,” said CHC Chair Adriano Espaillat. “This brief reminds the Supreme Court of the historical weight of the 14th amendment and of the very real costs that would be imposed by additional legal requirements on all growing families by a spurious reinterpretation of this keystone amendment.”

    “For more than a century, a cornerstone of our law is that those born on U.S. soil are American citizens. President Trump’s executive order to nullify birthright citizenship is in clear violation of the Fourteenth Amendment and is further evidence that extremist Republicans more concerned with dividing our country, not lower the cost of living, or improving economic conditions for hardworking Americans. President Trump has absolutely no authority to unilaterally write American citizens out of the Constitution, and any challenge to that notion is utterly fanciful. As Chair of the Congressional Black Caucus, I am proud to join my colleagues in making clear that we will not stand down against President Trump and extremist Republicans’ lawless and xenophobic attacks,” said CBC Chair Yvette Clarke.

    “Donald Trump is not a king. He cannot dismiss a century and a half of legal and judicial precedent that affirms the plain language of the Fourteenth Amendment of our Constitution with the swipe of a pen. Our Constitution clearly says if you are born here, you are a citizen. I’m hopeful that our highest court will follow the precedent set by its predecessors and send a clear message to the President that his flagrant, illegal overreach will be stopped,” said CJC Co-Chair Brad Schneider.

    “Donald Trump’s divisive and xenophobic policies seek to divide and distract us,” said CJC Co-Chair Jerry Nadler. “We are dealing with a President who believes he is not just above the law, but above the U.S. Constitution.  The 14th Amendment is clear that persons born in the United States are U.S. citizens. And yet, President Trump feels compelled to single-handedly change what has been universally understood about the law since the Amendment was adopted in 1868.  All Americans should be disturbed by Trump’s assertion that he can unilaterally change the Constitution at will to suit his purposes.  This represents an assault on our democracy, and we cannot stand idly by and allow the President to disregard fundamental pillars of the Constitution. That is why I am proud as the Congressional Jewish Caucus Co-chair to join my colleagues in leading this effort.”

    For more information on House Democrats efforts to protect Americans against the unlawful actions of the Trump Administration, visit litigationandresponse.house.gov. 

    ###

    MIL OSI USA News –

    May 2, 2025
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