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Category: housing

  • MIL-OSI Russia: Foreign students of the State University of Management wrote the “Victory Dictation”

    Translation. Region: Russian Federal

    Source: State University of Management – Official website of the State –

    Today, foreign students of the State University of Management joined the All-Russian historical campaign on the theme of the events of the Great Patriotic War “Victory Dictation”. Students from Algeria, Vietnam, China, Mali, Syria, Great Britain, Kyrgyzstan, Kazakhstan, Chad, Egypt, Pakistan, Senegal and other countries were united by the main task – preserving the connection between generations and the memory of the events that shook our country almost 80 years ago.

    The Victory Dictation consisted of 25 tasks, 15 of which were multiple-choice and 10 were short-answer tasks, and was conducted in the form of testing. The time for writing the “Victory Dictation” was 45 minutes. The questions were about important battles, military leaders, home front workers, the cultural heritage of the war years, as well as about current events in the SVO zone.

    Since 2019, the Victory Dictation has been held annually in all regions of the Russian Federation, bringing together schoolchildren, students, and adults. This year, the Victory Dictation was held not only in Russia, but also in 90 countries around the world, bringing together participants at 35,000 venues. The tasks were translated into ten foreign languages. The winners at the federal level will traditionally receive an invitation to the Victory Parade on May 9 on Red Square in Moscow.

    “Victory Dictation” has become a truly national project and has become an integral part of the Victory Day celebration. The State University of Management preserves historical memory and a reverent attitude towards the great heritage of our country.

    Subscribe to the TG channel “Our GUU” Date of publication: 04/25/2025

    Please note: This information is raw content directly from the source of the information. It is exactly what the source states and does not reflect the position of MIL-OSI or its clients.

    MIL OSI Russia News –

    April 26, 2025
  • MIL-OSI USA: American Businesses Rally Behind President Trump’s Tariffs to Save Manufacturing

    US Senate News:

    Source: The White House
    President Donald J. Trump’s decisive trade policies are igniting a resurgence in American manufacturing — earning fervent support from family-owned businesses and others nationwide who have suffered from decades of unfair trade practices. From steel forges to moldmakers, their voices echo a powerful truth: these policies aren’t just protecting jobs — they’re reviving the heart of American industry.
    Here’s what they’re saying:
    Walker Forge, a third-generation family-owned business in Clintonville, Wisconsin, manufactures forgings out of steel for a variety of industries, including the defense industry.
    Will Walker (President): “This is the first time in generations that we have a President who puts American manufacturing first. That’s what these tariffs do — put America first. The tariffs send a clear message that companies cannot undercut our U.S. industrial base anymore.”
    Franchino Mold & Engineering, based in Lansing, Michigan, designs, engineers, builds, maintains, and repairs plastic injection molds.
    Mike Hetherington (President): “I represent Franchino Mold & Engineering, and we are proud to be celebrating 70 years as a U.S. moldmaker this year. I find it extremely unfair that I can buy a complete injection mold from China for less than it costs me to purchase the raw materials to build it here in the United States. We are held to a high standard for labor, safety, quality, and environmental standards, which we proudly meet while competing against companies in China that don’t play by the same rules. They benefit from heavy government subsidies, lax labor standards, and artificially low prices that make it impossible for U.S. moldmakers to compete with China on price. Tariffs help level the playing field for U.S. moldmakers and force companies to look to U.S. moldmakers to supply them with products that meet their cost, quality and delivery needs. We are not asking for protection — we are asking for fairness!”
    ELLWOOD, a 115-year-old family-owned business in Ellwood City, Pennsylvania, manufactures quality metals and custom engineered components for the world’s most demanding applications ranging from our nation’s defense to aerospace.
    Ben Huffman (President and CEO): “ELLWOOD supports President Trump’s efforts to reshape the global trading system to a fair system. The current unbalanced system puts U.S. manufacturing at a significant disadvantage. Unfair, country-subsidized trading practices that are occurring all over the globe continue to do significant harm to ELLWOOD and the historically damaging trade practices must be reversed.”
    Dyersville Die Cast, based in Dyersville, Iowa, specializes in custom aluminum and zinc die cast manufacturing and secondary services, such as CNC machining and powder coat paint.
    Robert Willits (President): “I have been in my role for over 24 years — and during that time, I have witnessed many events that have convinced me that President Trump is 100% correct on tariffs. I fully support his fight to protect American manufacturers. God bless President Trump for keeping his promises.”
    TK Mold & Engineering, Inc., based in Romeo, Michigan, builds prototype and production molds for the consumer goods and automotive industries.
    Tom Barr (President): “TK Mold & Engineering, Inc., is proud to be situated in the heart of America’s automotive sector. Thanks to recent tariff policies, we’re seeing a renewed interest in U.S.-based manufacturing. In just the past three days, we’ve received three requests for quotes specifically aimed at reshoring mold and molding production back to the United States. These tariffs are creating real opportunities for American businesses like ours by encouraging companies to bring work back home. We’re grateful for policies that support Main Street and help revitalize essential trades like moldmaking.”
    Industrial Molds, Inc., a family-owned business in Rockford, Illinois, is a tool and die shop with 52 employees.
    Andy Peterson (CEO): “The implementation of tariffs has caused our customers to completely rethink their supply chains and source more work domestically. This has completely changed our forecast for the year to the better and we are looking to add more employees quickly.”
    Legacy Precision Molds, Inc., based in Grandville, Michigan, specializes in the design and manufacturing of tight-tolerance plastic injection molds.  
    Tyler VanRee (Vice President): “The recent tariffs have had a noticeable and positive impact on our business. We’ve seen a significant increase in quote activity, have been awarded new work, and are seeing growing interest from companies exploring reshoring opportunities. At their current levels, the tariffs are driving real momentum toward U.S.-based manufacturing. We appreciate the administration’s commitment to strengthening American industry and we encourage them to continue to explore long-term solutions to help strengthen and rebuild American manufacturing again.”
    Campbell Press Repair, based in Lansing, Michigan, is a second-generation family business servicing the metal forging and stamping industries with repair, rebuilding work on heavy machinery, modernization, automation, and new equipment, with 28 highly-talented employees.
    Pete Campbell (President): “Who knew about the tariff imbalances before President Trump brought them to light? As a small businessman competing in a world market, these things matter.”
    Westminster Tool, Inc., based in Plainfield, Connecticut, is a plastic injection mold manufacturer that specializes in complex medical and surgical devices.
    Hillary Thomas (Vice President): “The manufacturing tariffs imposed by President Trump and his administration have benefited our business, similar to the wide-scale tariff effort in 2018. Following the recent announcement, our quote requests rose 25% in one month. These tariffs, particularly against China and other international competitors, help level the global manufacturing playing field for the moldmaking industry. We strongly support and encourage maintaining international tariffs that promote manufacturing here in the country.”
    Metallus, Inc., based in Canton, Ohio, is a leading U.S. manufacturer of high-performance specialty metals made from recycled scrap metal for the industrial, automotive, aerospace, and defense and energy markets.
    Michael S. Williams (President and CEO): “We support the enforcement and expansion of 232 tariffs on steel products, as they align with our long-standing commitment to fair trade and addressing market imbalances. As a domestic steel producer, we view tariffs as a victory for both Metallus and the broader American steel industry.”
    Twin Cities Die Casting, based in Minneapolis, Minnesota, is a 106-year-old, employee-owned die casting company with three locations in the Midwest and 175 employees.
    Todd Olson (CEO): “Our industry — and our company, specifically — has been greatly impacted by the increase in foreign competition, much of it with unfair support of other countries, over the last ten years. While the U.S. die casting market has grown over that time period, the U.S. industry has shrunk and production in low-cost countries has grown immensely.”

    MIL OSI USA News –

    April 26, 2025
  • MIL-OSI Security: Cherry Creek Man Sentenced to 10 Years in Federal Prison for Abusive Sexual Contact

    Source: Office of United States Attorneys

    PIERRE – United States Attorney Alison J. Ramsdell announced today that U.S. District Judge Eric C. Schulte has sentenced a Cherry Creek, South Dakota, man convicted of Abusive Sexual Contact. The sentencing took place on April 22, 2025.

    Pacer Hayes, age 27, was sentenced to 10 years in federal prison, followed by five years of supervised release, and ordered to pay a $100 special assessment to the Federal Crime Victims Fund.

    Hayes was indicted by a federal grand jury in February 2024. He pleaded guilty on January 24, 2025.

    The conviction stems from an incident that occurred in November 2023 in Eagle Butte, South Dakota. On November 10, 2023, the victim agreed to give Hayes a ride from a bar after he had been drinking. After convincing the victim to let him sleep on her couch because he was locked out of his home, Hayes entered the victim’s bedroom during the night and sexually assaulted her. Hayes used his phone to photograph and video the victim’s body during the assault. The offense occurred in the Cheyenne River Indian Reservation.

    This matter was prosecuted by the U.S. Attorney’s Office because the Major Crimes Act, a federal statute, mandates that certain violent crimes alleged to have occurred in Indian Country be prosecuted in Federal court as opposed to State court.

    This case was investigated by the FBI and the Cheyenne River Sioux Tribe Law Enforcement Services. Assistant U.S. Attorney Wayne Venhuizen prosecuted the case.

    Hayes was immediately remanded to the custody of the U.S. Marshals Service.

     

     

    MIL Security OSI –

    April 26, 2025
  • MIL-OSI Security: Guatemalan National Pleads Guilty To Illegal Reentry Into The United States By A Previously Deported Alien

    Source: Office of United States Attorneys

    Jacksonville, Florida – United States Attorney Gregory W. Kehoe announces that Samuel Ortiz-Ordonez (24, Guatemala) has pleaded guilty to illegal reentry into the United States by a previously deported alien. Ortiz-Ordonez faces a maximum penalty of two years in federal prison and subsequent deportation and removal from the United States. His sentencing hearing has not yet been scheduled.

    According to court documents, Ortiz-Ordonez was previously ordered to be removed from the United States on August 28, 2019. He was deported from the back to Guatemala on June 15, 2023. Ortiz-Ordonez has never applied to the Attorney General of the United States and/or the Secretary of the Department of Homeland Security for permission to lawfully reenter the United States. On March 13, 2025, Ortiz-Ordonez was found voluntarily back in the United States in Jacksonville, where he was encountered by Immigration and Customs Enforcement (ICE) officers. After being approached by ICE officers, Ortiz-Ordonez abandoned the vehicle that he was driving and fled on foot through a local residential neighborhood. After a brief chase, he was apprehended.

    This case was investigated by Immigration and Customs Enforcement (ICE) Enforcement Removal Operations (ERO). It is being prosecuted by Assistant United States Attorney D. Rodney Brown.

    This case is part of Operation Take Back America, a nationwide initiative that marshals the full resources of the United States Department of Justice to repel the invasion of illegal immigration, achieve the total elimination of cartels and transnational criminal organizations (TCOs), and protect communities from the perpetrators of violent crime and human trafficking.

    MIL Security OSI –

    April 26, 2025
  • MIL-OSI USA: PHOTOS: De La Cruz Visits Karnes City Food Pantry, Alice Housing Authority

    Source: United States House of Representatives – Monica De La Cruz (TX-15)

    PHOTOS: De La Cruz Visits Karnes City Food Pantry, Alice Housing Authority

    WASHINGTON, April 25, 2025

    Congresswoman Monica De La Cruz (TX-15) met with local officials and visited the Karnes City Food Pantry in Karnes County and the Alice Housing Authority in Jim Wells County.

    De La Cruz toured the recently opened Karnes City Food Pantry and discussed their critical work to address food insecurity in Karnes County. De La Cruz and her team played a role in connecting the Founder Ms. Sandra Carter with San Antonio Food Bank’s Mario Obledo and local officials to establish their first food bank in Karnes City. 

     
     
      
    De La Cruz visited the Alice Housing Authority in Jim Wells County to meet with the team. As a Vice Chair of the Financial Services Subcommittee on Housing and Insurance, she discussed her work to expand access to affordable housing assistance in rural communities.

    MIL OSI USA News –

    April 26, 2025
  • MIL-OSI USA: Attorney General Bonta Sues Trump Administration Over Unlawful Conditions on Funding for K-12 Schools

    Source: US State of California

    $7.9 billion in federal financial assistance at risk in California  

    LOS ANGELES – California Attorney General Rob Bonta today, leading a coalition of 19 attorneys general, filed a lawsuit challenging the U.S. Department of Education’s efforts to withhold federal funding from state and local agencies that refuse to abandon lawful programs and policies that promote equal access to education in K-12 classrooms across the nation. On April 3, 2025, the Department of Education informed state and local agencies that they must accept the Trump Administration’s new and legally incoherent interpretation of Title VI of the Civil Rights Act of 1964 with respect to diversity, equity, and inclusion efforts—or else risk immediate and catastrophic loss of federal education funds. California, like many other states, refused to certify its compliance with these new requirements, explaining that there is no lawful or practical way to do so given the Department’s vague, contradictory, and unsupported interpretation of Title VI. In filing today’s lawsuit, Attorney General Bonta and the coalition seek to bar the Department from withholding any funding based on these unlawful conditions. 

    “The U.S. Department of Education is unapologetically abandoning its mission to ensure equal access to education with its latest threat to wholesale terminate congressionally mandated federal education funding,” said Attorney General Bonta. “Let me be clear: the federal Department of Education is not trying to ‘combat’ discrimination with this latest order. Instead it is using our nation’s foundational civil rights law as a pretext to coerce states into abandoning efforts to promote diversity, equity, and inclusion through lawful programs and policies. Once again, the President has exceeded his authority under the Constitution and violated the law.”

    The U.S. Department of Education provides California with $7.9 billion in congressionally mandated financial support each year for a wide variety of needs and services related to children and education. This funding includes financial support to ensure that students from low-income families have the same access to high-quality education as their peers, provide special education services, recruit and train highly skilled and dedicated teachers, fund programming for non-native speakers to learn English, and provide support to vulnerable children in foster care and without housing. As a condition of receiving these funds, state and local education agencies provide written assurances they will comply with Title VI of the Civil Rights Act of 1964, which prohibits discrimination based on race, color or national origin, and California has consistently and regularly certified its compliance with Title VI and its implementing regulations.

    However, on April 3, the Department issued a letter that conditioned continued federal financial assistance on state and local education agencies certifying that they are not operating programs inconsistent with the Trump Administration’s view that efforts supporting diversity, equity, and inclusion are unlawful. The letter forced state and local agencies to choose between two untenable options: (1) refuse to certify compliance based on the Department’s un-defined viewpoint on what constitutes unlawful diversity, equity, and inclusion programs, curriculum, instruction, and policies, and place federal funding in peril or (2) certify compliance, attempt to identify and eliminate lawful diversity, equity, and inclusion to the detriment of students, and still face liability for failing to fully comply with the Department’s vague and ill-defined order. Faced with this choice, California informed the Department that it continues to stand by its prior certifications of compliance with Title VI and its lawfully issued implementing regulations in the Department’s possession but would not assent to the unlawfully issued certification. 

    In the lawsuit, Attorney General Bonta and the multistate coalition assert that the Department of Education’s attempt to terminate federal education funding based on its misinterpretation of Title VI violates the Spending Clause, the Appropriations Clause, the separation of powers, and the Administrative Procedures Act. 

    Attorney General Bonta is leading a multistate coalition in filing the lawsuit along with the attorneys general of New York, Illinois, Massachusetts, and Minnesota. The attorneys general are joined by the attorneys general of Colorado, Connecticut, Delaware, Hawaii, Maryland, Michigan, Nevada, New Jersey, New Mexico, Oregon, Rhode Island, Vermont, Washington, and Wisconsin. 

    A copy of the lawsuit is available here. 

    MIL OSI USA News –

    April 26, 2025
  • MIL-OSI Canada: Fifty-two affordable homes open for First Nations in Merritt

    Source: Government of Canada regional news

    First Nations elders, families and youth in Merritt now have access to new affordable homes with the opening of a 52-unit building.

    “By investing in housing in rural areas, and helping First Nations people and families find the homes they need, we’re helping people stay connected to their culture and loved ones, and thrive in the community they call home,” said Ravi Kahlon, Minister of Housing and Municipal Affairs. “I’m proud that B.C. is the first province to invest in on- and off-reserve housing.”

    The four-storey building at 2640 Spring Bank Ave. will provide homes for community members from Nicola Valley’s five First Nation bands: Coldwater Indian Band, Lower Nicola Indian Band, Nooaitch Indian Band, Shackan Indian Band and Upper Nicola Band.

    “Working in partnership with First Nations in the Nicola Valley supports self-determination and reconciliation in a way that these Nations’ members can see and feel,” said Christine Boyle, Minister of Indigenous Relations and Reconciliation. “I applaud the leadership by the Nicola Native Lodge Society and the five Nations for coming together with the Province to provide a culturally significant space moving forward.”

    The Nicola Native Lodge Society (NNLS) provided the land for the project and will operate the building, which includes a mix of studio, one-, two- and three-bedroom units, each with a private balcony. Five of the units are accessible and 31 are adaptable to accommodate changing accessibility needs. The building includes an amenity space for social gatherings and cultural ceremonies, with direct access to an outdoor amenity space.

    This project is part of a $19-billion housing investment by the B.C. government. Since 2017, the Province has nearly 92,000 homes that have been delivered or are underway, including approximately 250 homes in Merritt.

    Quick Facts:

    • The Province, through BC Housing, provided a grant of approximately $10 million for the development through the Building BC: Indigenous Housing Fund.
    • BC Housing will also provide approximately $413,000 in annual operating funds.  
    • A joint contribution of approximately $1.3 million, through the Canada-British Columbia Bilateral Agreement under the National Housing Strategy, also went toward the project.
    • The Nicola Native Lodge Society provided land valued at approximately $588,000 for the project.

    Quotes:

    Vaughn Sunday, co-ordinator, Nicola Native Lodge Society —

    “This marks a proud moment, as we celebrate the opening of the Nicola Native Lodge. This historic occasion could not have been accomplished without the support of the members of the five Nicola First Nations, the elected leadership, the board members of the NNLS, BC Housing and the Province.” 

    Mike Goetz, mayor, Merritt —   

    “The City of Merritt is proud to support this important housing initiative, which provides much-needed homes for local First Nations families, elders, and youth. We are grateful to the Nicola Native Lodge Society and our local First Nations for their leadership and collaboration in building a stronger, more inclusive community.”

    Learn More:

    To learn more about the B.C. government’s new Homes for People action plan, visit: https://news.gov.bc.ca/releases/2023HOUS0019-000436

    To learn about the steps the Province is taking to tackle the housing crisis and deliver affordable homes for British Columbians, visit: https://strongerbc.gov.bc.ca/housing/

    To see a map showing the location of all announced provincially funded housing projects in B.C., visit: https://www.bchousing.org/projects-partners/Building-BC/homes-for-BC

    Join BC Housing to listen and learn from people in British Columbia who are creating strong, inclusive housing communities. Subscribe to BC Housing’s podcast, Let’s Talk Housing, on:

    MIL OSI Canada News –

    April 26, 2025
  • MIL-OSI Asia-Pac: Text of Vice-President’s Address at Conference of Vice-Chancellors of State, Central and Private Universities of Tamil Nadu in Udhagamandalam

    Source: Government of India

    Thiru R.N. Ravi, Hon’ble Governor of Tamil Nadu, Thiru Dr. Pawan Kumar Singh, Director, Indian Institute of Management, Tiruchirapalli, Thiru R. Kirlosh Kumar, Principal Secretary to the Governor of Tamil Nadu. Dignitaries, Vice Chancellors and Distinguished audience present in the hall.

    We are having access to this discourse through LIVE coverage by Sansad TV. So, what is being transacted here is not limited to those present here, it will resonate not only to Vice-Chancellors but to all who are stakeholders in the rise of this nation, in improving the academic environment in the country.

    A while ago, we observed silence. I join the nation in expressing profound grief and outrage at the heinous terrorist attack in Pahalgam, that claimed innocent lives. It is a grim reminder that terrorism is a global menace to be addressed by humanity in unison.

    Bharat is the world’s most peace-loving nation and our civilisational ethos, reflected in Vasudhaiva Kutumbakam is getting global resonance. Our visionary leadership in the shape of a Prime Minister who is in his third term is our greatest assurance that the nation’s rise cannot be handicapped by any situations- internal or external. 

    But we all must bear in mind that National Interest is supreme. This was echoed by no one else than Dr. B.R. Ambedkar while imparting his final address to the Constituent Assembly. We therefore have to take a resolve to always keep Nation First. National interest cannot be intertwined with partisan interest, it has to be uppermost. This cannot be subservient to any interest political, personal, or for a group. It was with this spirit that we observed silence. 

    Distinguished audience, I owe my present position only to education, was extremely fortunate to get a scholarship and good education. And I therefore realise the importance of good education. One that can cut into inequities. Can bring about dignity, can contribute to rise of the nation and therefore Hon’ble Governor, It is an absolute honour and privilege as also profound responsibility to share thoughts with those, the Vice-Chancellors, the academicians, the administrators in the field of education who shape those who are destined to shape our nation. That is our youth, our youth demographic dividend, is the envy of the world. It is contributing that is making a great difference.  

    I must commend the Hon’ble Governor Thiru R.N. Ravi for his very thoughtful initiative taken by him in 2022 to have ‘Conference of Vice-Chancellors’. The present one is one such in the series. 

    I have no doubt the deliberations will be very fruitful because when deliberations take place. Dialogue takes place, when there is sharing of thoughts, sharing of problems- Resolutions emerge. Issues that require to be addressed we get a way out. But I must commend Governor Ravi for another reason, he is doing this because it is his constitutional ordainment. 

    He has taken oath under the Indian Constitution, under Article 159. His oath as that of the Hon’ble President is very significant. The oath he has taken as Governor is to “preserve, protect and defend the Constitution and the law”. By his oath he is further enjoined, to devote to the service and well-being of the people of Tamil Nadu. By organising such events which are extremely relevant to the field of education, Governor Ravi is vindicating his oath. 

    Distinguished audience, Education is the most impactful transformative agent of change, and you all are aware the only constant is change, and change must be soothing to society, must be meaningful to society, must give order to society, respect to every individual. The citizen must pride himself or herself in the system in which he or she lives. 

    We need to nurture our education ecosystem in the backdrop of our historical legacy, Gurukul ! The Gurukul concept is sublime. A facet of service to society by Guru. There was free access to those who had earned knowledge, education. The Guru in Gurukul took everyone under his fold, as part of that family. That is our legacy, that calls for revival.

    No one knows better than the people here and the people listening to me all over the country and some will come to know of it through print media and social media. I assert, Accessibility and affordability of education is vital but what is more significant in a world that is changing very fast. Accessibility and affordability has to be of quality education. Fortunately, in our country it is emerging as a national priority. Only quality education system for all can be transformative. The people here and people watching it are the prime motivators.

    Time for your category, Distinguished audience to fire on all cylinders to bring about much needed change in education which can gain momentum with pro-active affirmative stance of Vice Chancellors, and others who are stakeholders by virtue of being in governance, political executive and bureaucracy.

    Such Conferences and Congregations are crucibles of thought, policy, and purpose. And the thoughts are nurtured here, policies evolved. There is a purposeful definition of brainstorming sessions that catalyse the change we all need. I have no hesitation in indicating to you, this is a contemporaneous imperative need and essential. We need to focus on it as our supreme priority. These are also occasions for collective reflection, self-audit, soothingly auditing each other. Trying to monetize each other’s experience, Also, occasions for introspection, and then re-imagination to lay a blueprint for future, give direction to education in Bharat that is emerging as a world power. Never have we seen the might of the Indian Prime Minister being acclaimed by world leaders in countries, political sagacity within the country and outside have given Indians, Bharatiya a new respect. We are a nation to reckon with because Bharat stands for peace and welfare of all. Growth for all. Such interactions also help us to be in sync with emerging global trends. We can’t be an island in ourselves. We have to see what is happening in other parts of the world and we also have to take notice of global trends and needs. We have to define our trajectory of growth as also of the world which we did centuries ago. 

    I am particularly elated that Tamil Nadu is taking a lead in this matter. Tamil Nadu is a land of vibrant learning centers, those learning centers must be our North star now. Tamil Nadu has been home to such widely accoladed learning centers like Kanchipuram and Ennayiram that attracted thousands of students from all over Bharat. I see these conferences as crucibles of ideation that will rekindle the spirit of Kanchipuram and bring back the glory of Ennayiram .

    We must take pride that it was in Tamil Nadu, Madras University was established in 1857. Modern education was exemplified in this land, and University then and now has leadership in science, law, and liberal education and is reckoned as a prestigious Institution throughout the country.

    Distinguished audience, Research and Development is now quintessential to progress. We can no longer depend on to gain from research elsewhere. We have to be on our own strength, our educational Institutions particularly Universities, IIMs, IITs, Institutes of excellence in science and otherwise have to be laboratories of research and innovation.

    Our institutions must transform themselves from credential outfits into crucibles of innovation and character. We cannot reduce our Institutions just to hand out degrees. A degree from a university must be a potent power in the hand of a degree holder that can help him or her to fully exploit his or her potential and realize his/her talent and ambition. 

    I must express my one concern to this very distinguished audience, Research must correlate to much needed solutions. Research must be authentic and not just surface scratching or assimilation. You understand much better than I do, Research for the sake of research is no research.  

    A research paper must magnetically attract others as a solution provider. Research must be beyond self. 

    For leapfrogging to the education that our next generations would require; we would require a larger convergence of thought leaders and all stakeholders. This conference is a step in that direction. Those present and those not present all are gainers, a compulsive system sometimes comes in the way but as I indicated it is momentary. I cannot visualise anyone in the country whose heart does not pursue national growth. I have no doubt the benefits will be there and therefore Hon’ble Governor this conference series you started in 2022 is a well taken step in the right direction.

    A sense of gratitude to Hon’ble Governor’s farsightedness, At the heart of India’s great institutions of the past, there were visionary leaders, or what we call modern day Vice Chancellors. The Vice-Chancellors of today are enormously talented, they are no less visionaries, they are giving everything which they can. They might face uphill tasks, difficult terrain or air pockets but I believe in their power to transform. They are worthy academicians who have the capacity to bring about results. They represent and epitomise the Kulapatis we had once. 

    I urge everyone in governance at the center and the state to believe in the institution of Vice-Chancellor and ensure they can perform undeterred by ordinary situations. 

    Today, we face formidable challenges: rapid technological disruption, it is far more severe than Industrial revolutions we had, A paradigm shift is taking place every moment. It is difficult to keep pace. The global order on this count is becoming increasingly complex .

    Every facet of life is being affected, and it is therefore in the lap of Universities ably led on the front foot by Vice-Chancellors to act as stewards of India’s academic landscape. More the challenges, the more formidable, we must rise as impregnable not only to overcome them but also to deliver results for the nation and the world.

    One challenge which the Vice-Chancellors must be facing is faculty. Faculty availability, faculty retention and sometimes faculty attrition. I would appeal to all of you to engage in sharing with one another. Use technology. Don’t be an island in yourself, it is not a time to be stand-alone because this challenge has to be fixed, we have no time. 

    As I indicated, I emphasize, we have well passed the era of stand-alone Institutions. It can’t be IITs, IIMs. The Stand-alone era of Institutions is already behind us. There is now need of convergence of various verticals to give

    institutions cutting edge. Multi-disciplinary approach across academic pursuits is the only answer. Share your faculty talent virtually, technologically and otherwise also. That will have two fold purposes while giving it, you will be receiving also.

    The winds of innovation and change must have free passage in educational institutions. Evolve a mechanism, there has to be a tolerance for varying ideas. Intolerance to a thought defines democracy the wrong way. The nectar of University is that a solo voice that has an opinion different from the majority is heard with defiance by engaging in discourse not by being judgmental. 

    I appeal from this very important platform, Industry, business, commerce and corporates must channelise their CSR funds to handhold Universities liberally fund Research and Innovation. There is a great need for the emergence of Greenfield Institutions because new areas have come up suddenly – Disruptive Technology, Artificial Intelligence, Machine Learning, Blockchain. They require a new kind of mindset, Space, Oceanography- new areas are emerging. Growth in those areas can be sustained only when you get to these sectors with skilled minds, trained minds. 

    The more fundamental question which we all are aware of, and that is we must go back to cultural roots of education also. It is multi-dimensional. We should, and why we should not, Our Institutions should reclaim the glory of the past. On this count I would share some concerns, Universities, Institutions of excellence and higher learning must assume the role as spaces of free thought and fearless ideation. 

    Ideation is very vital; A concept emerges out of ideation. Execution is not difficult. Ideation requires brain-storming, exchange of various opinions and the challenges we face to day—climate change, artificial intelligence, sustainability— they require interdisciplinary thinking and also ethical reasoning.

    It is only in our Universities that we can go back to our Vedic knowledge, our civilisational wealth— A gold mine when it comes to ethics, innovation. 

    We must foster campuses where intellectual risk is encouraged. Risk is required. A failure is not a failure you must impart to your students. A failure is a myth. A failure is a stepping stone to success. We must believe in discovery, innovation and encourage people to engage in that activity.

    In this rapidly shifting global landscape, Universities must not be passive observers but active change-makers. You have to catalyse the change you need, and the change you need is the change society needs. Our curriculum must be designed to prepare students not just to respond to change, but to lead the change. To define the trajectory of the change, to see the change which we need, not the change that overtakes us. 

    Our administrative structures must be a guiding principle to others. That is an attention not given for too long. Education must be distanced just from giving credentials and degrees. No, it must be purposive, it must serve societal causes, and therefore there must be partnership with all stakeholders– the government, the industry, the society, the NGOs and it must be beyond transactional purposes. It must be guided by the sole spirit to serve the nation. This collaborative approach is long overdue, I am sure you will bestow attention to this. 

    Distinguished Vice-Chancellors, your leadership must enable faculty and students to act not merely as recipients of institutional policy—but as co-creators of the future. We must promote high-impact, high-risk research that tackles real-world problems.

    We must incentivize collaborations between universities, industries, and international partners. Fortunately, the present Government has shown a lot of focus on this but above all, we must reintegrate research with teaching. Our ancient model did not separate inquiry from instruction. We must return to that integrated spirit.

    Today’s Bharat is different, we never imagined we would be in this shape. Exponential economic upsurge, Infrastructural phenomenal growth, technological penetration, global reputation, system of hope and possibility. When this is the landscape we must find a way for the ambitions of our youth to be satisfied. Right now there is a mechanism, and I wish it is disseminated extensively in a revolutionary manner.

    From startups to space tech, from health innovation to green energy, from blue economy to space economy, the opportunity basket is wider than ever before. It is continually getting enlarged, but our youth is in silos. They are not aware of these opportunities and that is why we have mushroom growth of coaching classes. Every newspaper is having their advertisements. Please make our youth aware of the golden opportunities they have. 

    Let me indicate one aspect, the International Monetary Fund, and I know the shift that has taken place. In 1990, I was a Union Minister, I knew the stance of the IMF then, I know the stance of the IMF now. IMF says, India is a global destination of investment and opportunity. We need to tell our youth this accommodation is not for govt jobs, it is for the opportunities that are in the basket for youth. We therefore need a paradigm shift, distinguished Vice-Chancellors, A paradigm shift from our youth job seeking to job creations.

    Now is the time for Bharat to create innovators and job givers. That transformation requires a Saarthi. Lord Krishna was Saarthi in Mahabharata. Our Vice-Chancellors are Saarthis. They have to bring about by navigation into the mindset of our youth that avail the opportunities. Benefit from the ecosystem of hope and possibility. You can realise your talent and potential because the government has affirmative policies, and for this the Vice-Chancellors are required to be proactive and if I may say so in absolute overdrive. 

    It is concerning, and the government has done much to come out of it. The mindset continues to be influenced by colonial remnants. Western narratives have distorted, diluting our achievements. We must neutralise them. Our Universities must become guardians of our cultural pride. They must reflect our civilisational confidence. Imagine which country can boast of such uniqueness, civilisational wealth, and India reminds the world every moment what peace is. What is inclusivity? India is a symbol of inclusivity which globally must be emulated. 

    Our universities must become guardians of cultural pride and civilizational confidence. We must create dedicated centres for the rigorous study of India’s scientific, philosophical, and artistic contributions. For that decolonization drive to fructify all those who are here and listen to this need to lead.  We cannot be in captivity of calibration from outside, we do not know how they calibrate, what agenda they have in calibration? They often turn Nelson’s eye to the impeccable, sustainable, growth trajectory of this country which continuously is getting on a high gradient and to do this the government has taken a great initiative. After 3 decades, taking into consideration inputs from the widest spectrum of stakeholders, there was an evolution of the National Education Policy. This policy aligns with our civilisational ethos. It encourages multidisciplinary learning, values Indian languages, and envisions education as the development of the whole person—not just employability.

    The most significant aspect of NEP is that it allows students to learn in their mother tongue. Neither Buddha nor Pythagoras were thinking in English. Yet, they both arrived at this wonderful theorem in their own mother tongue. And we still continue to cling to this? 

    Contrary to the Constitutional spirit, I don’t want to go much into that, you can study. I have no doubt that as Governor, West Bengal I was closely associated with the evolution of NEP. It is game changing, it is transformative, It is hand holding them, giving them latitude but my problem is that those in academic institutions are not fully aware of this policy. I beseech you all and the faculty and directors wherever they are to please do a thorough study of National Education Policy to realize its real intent and purpose so that we reap the harvest of it.

    From this platform I wish to indicate, NEP is not Government policy. It is a policy for the nation, and therefore I appeal, it is time for all to adopt it, understand it, execute it and reap the fruits. I need to indicate one more aspect, Our languages, their richness and depth are our pride and legacy. This aspect amplifies the fullness and uniqueness of Bharat. Go to any country and you will not find what we have here. Sanskrit, Tamil, Telugu, Kannada, Hindi, Bangla and other languages are goldmine of literature and knowledge. These have national and global footprints.

    Educational institutions have to nurture this treasure. Tamil has the distinction of being the first language to be accorded the prestige of being the classical language. This well-deserved recognition was imparted in 2004. Which means things started changing in regimes. Today, eleven such languages are recognized as classical languages in India, and classical languages are those which have rich culture, knowledge, literature, depth. Let me just indicate the eleven language because I had the privilege as Chairman, Rajya Sabha to declare to Rajya Sabha that Marathi, Pali, Prakrit, Assamese and Bengali were recently given the status of classical languages, but earlier we had as I said, Tamil, Sanskrit, Kannada, Malayalam, Odia. Go all over the world, we are matchless, we have to realise our power, our potential. We should not be carried away by insignificant aspects. I don’t want to dilate much because for me this is a pure education aspect. Those present are as important to me as those spread all over the country and getting to know about it by LIVE broadcast of Sansad TV but we have realised that if our students study in their own language, the results are not arithmetic, they are geometrical. They blossom and therefore this focus has come from the government, and must be disseminated.

    There is one more aspect where educational institutions need to focus: alumni engagement. Alumni Associations, on a number of platforms I have addressed this issue. If you look at the global scenario, Alumni associations sustain the reputation of their Alma mater. Alumni Associations create a corpus which is in billions. One such Institution has a corpus of more than 50 billion USD. 

    Let us make a beginning, let us generate a spirit in every student who has been associated with Institution, make fiscal contribution. Quantum thereof is not important. It generates a different kind of connection because you become stakeholders in your alma mater’s growth. Structured robust alumni engagement frameworks across institutions will be game changer and would be transformative. Just imagine if we had confederations of alumni associations from institutions like IITs, IIMs, or AIIMS. We will have such a think tank. We will have a human resource reservoir that can help evolve policies. Why should we deprive ourselves of this? Take initiatives. I am sure you will start working on corpus culture and alumni associations.

    Respected Vice Chancellors, we stand at a momentous crossroads. Behind us lies a legacy of greatness and interruption. I say interruption because 1300 years ago we had Nalanda, it was blossoming, it was set on fire. Fire consumed precious books and continued for days. 

    Ahead of us, the path is unwritten—but rich with possibility.  Let us build institutions worthy of our civilizational past and capable of meeting the future with wisdom and strength. Let us build institutions that transform our universities into sanctuaries of timeless knowledge and laboratories of timeless innovation. The intellectual revitalization of Bharat is the highest category of renaissance, and that renaissance is awaiting Bharat. It is awaiting actions at your end. Make Bharat super academic power, that means it will be a global research resource. It is not a dream; it is a destination. Achievable like Viksit Bharat. If we could traverse our economy from fragile 5 to big five and now on way to big 3. Nothing stops us from making Bharat Vishwaguru. 

    Once again, I would like to impart a suggestion to Governor Ravi, certain things must not be taken emotively, those who could not make it must be having a situation. We must be understanding, we must appreciate everybody’s presence, we must appreciate everybody’s absence also. I am grateful for the patience you have shown.

    Thank you so much. 

    MIL OSI Asia Pacific News –

    April 26, 2025
  • MIL-OSI Asia-Pac: Tobacco Control Legislation (Amendment) Bill 2025 gazetted today

    Source: Hong Kong Government special administrative region

         The Government published the Tobacco Control Legislation (Amendment) Bill 2025 in the Gazette today (April 25) to make amendments to the existing legislation for the implementation of the new phase of tobacco control measures. The Bill will be introduced into the Legislative Council (LegCo) for first and second readings on April 30.

         The Health Bureau (HHB) announced the overall tobacco control strategy in June last year, setting out the directions under the strategy and short, medium and long-term measures to reduce the social hazards posed by smoking products and safeguard public health. These measures are formulated around four directions under the tobacco control strategy, namely, Regulate Supply, Suppress Demand: reducing the demand for and supply of smoking products; Ban Promotion, Reduce Attractiveness: minimising the attractiveness of smoking products; Expand No Smoking Areas, Mitigate Harm: protecting the public from the hazard of second-hand smoke; and Enhance education, Support Cessation: strengthening the provision of smoking cessation services, with a view to taking forward the tobacco control process in a multipronged and progressive approach. Among the 10 short-term tobacco control measures announced, eight of them require legislative amendments.  

         The Bill seeks to amend Ordinances including the Smoking (Public Health) Ordinance (Cap. 371), the Dutiable Commodities Ordinance (Cap. 109) and the Fixed Penalty (Smoking Offences) Ordinance (Cap. 600) to provide a legal basis for the implementation of the eight short-term measures as follows:

    (1) Implement a duty stamp system for cigarettes

    • Require importers/local manufacturers to ensure that each package of duty-paid cigarettes is affixed with a duty stamp when put on the market for sale 
    • Ban the sale or supply of cigarettes whose packages are not affixed with a duty stamp
    • Require that cigarettes sold at a price lower than the tobacco duty be proved to be duty-paid 
    • Plan to roll out a pilot scheme in the third quarter of 2025
    • The official launch date will be separately specified. The transitional phase is planned to commence in the fourth quarter of 2026, and the full implementation is targeted for the second quarter of 2027. 

    (2) Increase penalties for duty-not-paid tobacco 

    • Raise the maximum penalty for relevant offences from a $1 million fine and two-year imprisonment to a $2 million fine and seven-year imprisonment
    • List the relevant offences under the Organized and Serious Crimes Ordinance (Cap. 455) to enable the Customs and Excise Department to freeze assets associated with illicit tobacco activities
    • Increase the penalty for offences of failing to declare to Customs Officers compoundable under the Dutiable Commodities Ordinance from $2,000 to $5,000 
    • Plan to take immediate effect upon gazettal of the amended Ordinance

    (3) Prohibit the possession of alternative smoking products (ASPs) 

    • Ban the possession of ASP substances (i.e. capsules, heat sticks and herbal cigarettes) in public places
    • Smoking or using ASP in public places will be considered possession and a contravention of the requirement
    • Introduce a fixed penalty of $3,000 for incompliant cases involving possession of small quantities of ASP substances for non-commercial purposes
    • Plan to take effect on April 30, 2026

    (4) Implement plain packaging requirement 

    • Require that the packaging of conventional smoking products be uniformly designed, restricting or prohibiting the display of any logos, colours, brand images or promotional information on the packaging other than brand names and product names displayed in standard colour and font style, thereby dampening promotion effects 
    • The official launch date will be separately specified. It is targeted to take effect in tandem with the duty stamp system in the second quarter of 2027

    (5) Prohibit smoking while queuing 
         1. Prohibit smoking while queuing for public transport

    • Prohibit doing a smoking act while queuing in a line of two or more persons to board a public transport carrier (such as queuing for buses, minibuses, taxis and trams) at a designated boarding location
    • Prohibit smoking while staying in the delineated area of a designated boarding location (such as areas underneath bus shelters or inside areas where queuing positions are clearly indicated at ground level)

         2. Prohibit smoking while queuing to enter specified places  

    • Specified places include areas with high pedestrian flow, where queues may easily form, such as hospitals, designated clinics or health centres, public pleasure grounds, swimming pools and stadiums.
    • Prohibit smoking while queuing in a line of two or more persons to enter specified places, or queuing within the specified places.  

         3. Any person who contravenes the ban is liable to a fixed penalty, and the penalty level is on par with illegal smoking in a statutory no-smoking area (NSA)

    • Plan to take effect on January 1, 2026

    (6) Extend statutory NSAs  

    • Expand statutory NSAs to public areas that lie within 3 metres from entrances/exits exclusively used for the specified premises (i.e. child care centres, residential care homes, schools, hospitals and designated clinics or health centres)
    • Empower the Secretary for Health to designate a large area as NSAs with specifications and exemptions having regard to circumstances in districts and actual needs.
    • Raise the fixed penalty level for smoking offences to $3,000
    • Plan to take effect on January 1, 2026

    (7) Prohibit the provision of smoking products to persons aged below 18 

    • Cases involving the provision of small quantities of conventional smoking products will be liable to a fixed penalty of $3,000, while cases exceeding the specified quantities will be liable to a maximum fine of $25,000 
    • Provision of ASPs will be liable to a maximum penalty of a fine of $50,000 and six months’ imprisonment. 
    • Plan to take effect on January 1, 2026

    (8) Ban flavoured conventional smoking products

    • Prohibit the sale of conventional smoking products that contain specified additives to counteract the intention of tobacco companies to use flavourings to disguise the toxicity of conventional smoking products and attract young people to smoke
    • Ban conventional smoking products containing specified additives other than menthol in the first stage
    • Introduce a Certification regime, requiring that suppliers needs to obtain a “certificate of compliance” issued by the Director of Health for distributing conventional smoking products.
    • Maximum penalty of relevant offences will be a fine of $50,000 and six months’ imprisonment 
    • The official launch date will be separately specified. It is targeted to officially commence after the full implementation of the duty stamp system (i.e. around the second quarter of 2027)

         The other two short-term measures, namely “continuously reviewing the effectiveness of increasing tobacco duty and the pace of future adjustments” and “strengthening smoking cessation services as well as publicity and education”, are ongoing and do not involve legislative amendments. 

         A spokesman for the HHB said, “The Government is committed to further reducing Hong Kong’s smoking prevalence and mitigating the impact of second-hand smoke on the public through various measures in a progressive manner, thereby safeguarding public health. To further alleviate the threat posed by tobacco to public health, the Government needs to put in place more proactive measures to curb tobacco use and minimise its harmful effects on society. After factors such as the effectiveness, practicability and public receptiveness of these measures were weighed, the HHB put forward these measures last year and has further refined the details of the proposed legislative amendments after considering the views of various stakeholders in the community.”

         According to figures of the Census and Statistics Department, the proportion of persons aged 15 and above with a daily smoking habit of conventional cigarettes in Hong Kong was 9.1 per cent in 2023, meaning there are still about 580 000 people in Hong Kong who are daily smokers of conventional cigarettes.  

         A spokesman for the HHB said, “The various smoking-induced diseases among smokers will pose a heavy burden on the healthcare system and society as a whole. A local study revealed that the economic loss resulting from tobacco-induced health problems in 2021 was estimated to be about $8.2 billion per year in Hong Kong. The Government will fully work with the LegCo to scrutinise the Bill, with a view to seeking the LegCo’s support and passage of the Bill, thereby building a legal framework to curb smoking hazards and stepping towards a ‘tobacco-free Hong Kong’ through concerted efforts.”

    MIL OSI Asia Pacific News –

    April 26, 2025
  • MIL-OSI Asia-Pac: DoSJE and The World Bank Host Seminar to brainstorm on issues affecting Beggars, the Homeless, and the Destitute Population

    Source: Government of India

    DoSJE and The World Bank Host Seminar to brainstorm on issues affecting Beggars, the Homeless, and the Destitute Population

    Need to hear directly from  those who have transitioned out of begging, to understand the root causes and impact of support systems: Secretary DEPwD

    Such events provide valuable grassroots insights and authentic data from the field, essential to identifying and supporting individuals in vulnerable conditions: Lead Economist, World Bank

    Posted On: 25 APR 2025 8:22PM by PIB Delhi

    The Department of Social Justice and Empowerment (DoSJE), Government of India, in collaboration with the World Bank, organized a powerful and thought-provoking seminar with the theme –  ‘Population Out of Reach – SMILE (Beggary)’ – on 25th April, 2025, in New Delhi.

    The objective of the seminar was to deliberate on strategies and share knowledge regarding the rehabilitation of beggars, the homeless, and the destitute population, with participation from both national and international experts. This event formed part of an ongoing knowledge seminar series aimed at deepening dialogue and action to strengthen social protection systems for the most vulnerable sections of society in India.

    Addressing the Seminar as the Chief Guest, Shri Rajesh Aggarwal, Secretary, DEPwD, Ministry of Social Justice and Empowerment, shared his vision on inclusive development and disability-friendly outreach. He emphasized the need to hear directly from real stakeholders — those who have transitioned out of begging — to understand the root causes and impact of support systems. He also acknowledged the complexity of the issue, touching upon its social, religious, and economic dimensions.

    On the other hand, the keynote address by Ms. Benedicte Leroy De La Briere, Lead Economist, World Bank, brought a global lens to the discussion on beggary rehabilitation. She highlighted the significance of the partnership between the World Bank and the Ministry of Social Justice, noting that such events provide valuable grassroots insights and authentic data from the field. They emphasized the importance of foundational documentation—such as having a registered address, a bank account, and access to healthcare—as essential to identifying and supporting individuals in vulnerable conditions. The representative concluded by stressing the need to focus today’s discussion on targeted interventions and actionable solutions.

    Key Highlights of the Seminar:

    Shri Ajay Srivastava, Economic Advisor (MoSJ&E), shared that approximately 18,000 individuals have been identified under the SMILE initiative, of which 1,612 have already been rehabilitated. He assured that efforts are underway to accelerate the rehabilitation of the remaining individuals. Ms. Debolina Thakur, Joint Secretary and Economic Advisor (DoSJ&E), also addressed the gathering, highlighting that many social challenges are shared globally. She noted that several international organizations are actively working to address these issues, and India too has many institutions making commendable efforts.

    Global Best Practices:

    Mr. Alemseged W Yohannes Bedane, Senior Social Protection Consultant, Ethiopia, shared the success story of the Urban Destitute Support Programme, which has led to the rehabilitation of thousands of homeless individuals. From Brazil, Ms. Beatriz Oliani and Ms. Camila Cabral presented São Paulo city’s progressive policies and urban social welfare strategies.

    Initiatives from across India:

    The seminar featured compelling presentations by nodal officers and grassroots organizations. Notable contributions came from Ms. Anuradha Chagti (Secretary, Social Welfare, Chandigarh Administration), Shri Snehil Kumar Singh (District Collector, Kozhikode). Partner organizations including Atchayam Trust (Tamil Nadu), PRAWES Rehabilitation Centre (Madhya Pradesh), UMMEED (Uttar Pradesh), and Udayam Homes (Kerala), also shared on-the-ground realities, challenges, and success stories in engaging with hard-to-reach populations. Further, Ms. Neena Pandey, Head of the Department of Social Work, and Dr. Tarique, Founder of Koshish Trust, delivered insightful presentations focusing on policy frameworks, ethical aspects, and the importance of community-based rehabilitation models.

    The event was held in a hybrid format, ensuring inclusive participation from a broad spectrum of practitioners, policy-makers, international delegates, officials from the World Bank and students of social development across the country. Lively discussions, experience sharing, and actionable insights made this seminar a meaningful step towards building a more inclusive and responsive social protection system in India. Detailed discussions were held on creating structured frameworks to address social issues systematically.

    The Department of Social Justice reaffirmed its commitment to continuing such knowledge-sharing platforms in the future, to promote innovation, foster collaborations, and work toward building a just and inclusive society.

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    VM

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    MIL OSI Asia Pacific News –

    April 26, 2025
  • MIL-OSI Asia-Pac: Department of Consumer Affairs, GoI, organises round table conference on Legal Metrology, Ease of doing business and protection of consumer rights

    Source: Government of India

    Department of Consumer Affairs, GoI, organises round table conference on Legal Metrology, Ease of doing business and protection of consumer rights

    Decriminalised sections of Legal Metrology Act, 2009 would eliminate barriers, foster growth of businesses and help citizens and business to live without fear of imprisonment for minor violations: Smt. Nidhi Khare, Secretary, Department of Consumer Affairs (DoCA)

    All State Legal Metrology departments to align their enforcement rules with provisions stipulated in Jan Vishwas (Amendment of Provisions) Act, 2023: Department of Consumer Affairs

    Posted On: 25 APR 2025 6:50PM by PIB Delhi

    The decriminalised sections of Legal Metrology Act, 2009 would eliminate barriers, foster growth of businesses and will help citizens and business to live without the fear of imprisonment for minor violations, said Smt. Nidhi Khare, Secretary, Department of Consumer Affairs (DoCA), Government of India while inaugurating the Round Table Conference on “Ease of Doing Business and Protection of Consumer Rights” here at Vigyan Bhawan, New Delhi today.

    In her keynote address the Secretary highlighted the importance of using the latest IT technology to increase efficiency and ensure proper accuracy. She stressed the importance of legal metrology department in the States/UTs, which are ensuring guarantee for measurement accuracy for consumers. She emphasized on the need to have correct weights and measures. She apprised that India has achieved significant milestone of becoming the 13th country to issue OIML (International Organization of Legal Metrology) certificates, demonstrating the nation’s commitment to international standards. She urged State Legal Metrology departments to align their enforcement rules with the Jan Vishwas (Amendment of Provisions) Act, 2023, and to onboard the eMaap portal within one month. She further apprised that the revised timeline for implementation of amended Legal Metrology (Packaged Commodities) Rules, 2011 as January 1st & July 1st.

    Sh. Bharat Khera, Additional Secretary, Department of Consumer Affairs (DoCA), delivered the welcome address at the Round Table Conference on Legal Metrology. He highlighted the importance of creating a platform for knowledge exchange and collaborative policy development. Mr. Khera also urged state officers to refrain from procedural violations and uphold the principles of fairness and transparency.

    Sh. Anupam Mishra, Joint Secretary, Department of Consumer Affairs (DoCA), delivered a presentation at the Round Table Conference on Legal Metrology. He highlighted key initiatives undertaken by the Legal Metrology Division, including the latest amendment in Legal Metrology (Packaged Commodities) Rules, 2011, decriminalisation of sections of Legal Metrology Act,2009 under the Jan Vishwas (Amendment of Provisions) Act,2023. State authorities were advised to prioritize effective enforcement over revenue targets, ensuring better consumer protection through improved implementation of the Act and Rules.

    The Joint Controller (Legal Metrology) of Andhra Pradesh, at the Round Table Conference, delivered a virtual presentation and highlighted key initiatives such as geo-tagging and calibration of weighbridges to protect farmers. He also emphasised on effective enforcement of Rule 9 under the AP Legal Metrology (Enforcement) Rules, 2011 in gold/precious metals bullion trade, ongoing upgrades to fuel dispensing units with anti-tampering technology, enhancements to OVR, GVR, and MIDCO systems, simplification of the licensing process, introduction of user-friendly tools for net content checks, the development of standard operating procedures, and accurate milk procurement practices. He also outlined future plans to bring new instruments, such as Gold Caratage Machines, Lacto Scan Analyzers, and Moisture Meters, under the Legal Metrology Rules, along with regular LMO training at national institutes such as NPL and CDAC.

    Dr. Anant Sharma from Consumers World (VCO) suggested that the violations which impact at large scale may be enforced strictly. The QR code for mandatory declarations on label of a packaged commodity   may not help the consumers and emphasized that the Rules should be stricter and penalty may be as per turnover of the company.

    Sh. Shirish Despande from VCO raised the issue of overcharging on milk and water in Maharashtra and other products along with the issues of dual MRPs for same products at different places. He requested to examine whether consumers are being exploited in the name of MRP whereby exaggerated MRPs are printed.

    The representative of Uttar Pradesh informed about the best practices and the action taken by them on E-commerce platforms and there warehouses for violations of the provisions of the Act & Rules. He informed that the weighing machines used at 77,999 fair price shops for PDS systems are verified. He informed that during 2024-25, 516 case for declarations of ecommerce websites were booked out of which 364 case were compounded and around Rs 11 crore as compounding fees were recovered.

    Dr. Ashish Agarwal, Chief Scientist at NPL, delivered a brief presentation on the Time Dissemination project and its implementation roadmap. Sh. G. Mayil Muthu Kumaran, DDG at NIC, presented an overview of the eMaap portal.

    Presentation about the best practices related to Legal Metrology were also given by other states viz Odisha, Punjab and Goa.

    The Round Table Conference served as a platform for knowledge exchange and collaborative policy development, paving the way for an improved Legal Metrology framework that supports both business innovation and consumer rights in India.

    The conference was attended by around 250 participants including Controllers of Legal Metrology from various states, representatives from prominent industry associations such as FICCI, Retailers Association of India, ASSOCHAM, PHD, IBHA, CAIT, AIBA, CII and Voluntary Consumer Organisations.

     

        

     

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    Abhishek Dayal/Nihi Sharma                                                       

    (Release ID: 2124376) Visitor Counter : 38

    MIL OSI Asia Pacific News –

    April 26, 2025
  • MIL-OSI Asia-Pac: Governor Ravi Is Vindicating His Oath, Acting In Line With His Constitutional Ordainment: Vice-President At The Conference Of Vice Chancellors of State, Central and Private Universities of Tamil Nadu

    Source: Government of India

    CategoriesMIL-OSI

    Post navigation

    Vice President’s Secretariat

    Governor Ravi Is Vindicating His Oath, Acting In Line With His Constitutional Ordainment: Vice-President At The Conference Of Vice Chancellors of State, Central and Private Universities of Tamil Nadu

    Urge Everyone In Governance To Believe In The Institution Of Vice-Chancellor: VP

    Vice-Chancellors Must Act As Stewards Of India’s Academic Landscape, Urges VP

    Bharat Is The World’s Most Peace-Loving Nation, Says Vice-President

    Terrorism Is A Global Menace, Needs To Be Addressed In Unison, Says VP

    National Education Policy Is Not A Government Policy; It Is A Policy For The Nation, says VP

    Tamil Nadu Is A Land Of Vibrant Learning Centers, Says VP

    VP Addresses the Inaugural Session of the Conference of Vice-Chancellors of State, Central and Private Universities of Tamil Nadu in Udhagamandalam

    Posted On: 25 APR 2025 4:59PM by PIB Delhi

    The Vice-President of India, Shri Jagdeep Dhankhar today lauded the Governor of Tamil Nadu at Vice-Chancellors conference saying, “The Hon’ble Governor is doing this conference because it is his constitutional ordainment. He has taken oath under the Indian Constitution under Article 159. His oath, as that of the Hon’ble President, is very significant. The oath he has taken as Governor is to preserve, protect, and defend the Constitution and the law. By his oath, he is further enjoined to devote to the service and well-being of people of Tamil Nadu. By organizing such events, which are extremely relevant to the field of education, Governor Ravi is vindicating his oath. I must commend him for this very thoughtful initiative taken by him in 2022 to have conference of Vice-Chancellors. The present one is one in such series.”

    I must commend Governor R.N. Ravi for doing this as his constitutional ordainment. He has taken oath under Article 159 of the Indian Constitution.

    His oath, as that of the Hon’ble President, is very significant. The oath he has taken as Governor is to preserve, protect, and… pic.twitter.com/do6vnwqjPw

    — Vice-President of India (@VPIndia) April 25, 2025

    Addressing the gathering as Chief Guest at the Inaugural Session of the Conference of Vice-Chancellors of State, Central and Private Universities of Tamil Nadu in Udhagamandalam today, Shri Dhankhar said, “At the heart of India’s great institutions in the past, we had visionary leaders, what we call modern Vice-Chancellors. The Vice-Chancellors of today are enormously talented. They are no less visionaries. They are giving everything which they can. They might face a big task, difficult terrain or air pockets, but I believe in their power to transform. They are worthy academicians who have capacity to bring about result. They represent and epitomize the ‘Kulapatis’ we had once. I urge everyone in governance at the Center and at the state level to believe in the institution of Vice Chancellor and ensure they have played the joints and can perform undeterred by ordinary situations.”

    He further underscored the importance of changing academic landscape saying, “Today, not only Bharat but the entire world is faced with formidable challenges, rapid technological disruption. It is far more severe than industrial revolutions we had. A paradigm shift is taking place every moment. It is difficult to keep pace. The global order, on this count, is becoming increasingly complex. Every facet of life is being affected and it is therefore, in the lap of universities ably led on the front foot by Vice-Chancellors, to act as the stewards of India’s academic landscape. More the challenges, more the formidability of challenges, we must rise as impregnable, not only to overcome them, but to deliver results for the nation and the world. One challenge which the vice-chancellors must be facing is faculty. Faculty availability, faculty retention, and sometimes faculty addition. I would appeal to all of you to engage in sharing with one another. Use technology, don’t be an island in yourselves. It is not a time to be standalone because this challenge has to be fixed. We have no time.”

    Today, not only Bharat but the entire world is faced with formidable challenges, including rapid technological disruption.

    A paradigm shift is taking place every moment. The global order, on this count, is becoming increasingly complex. Every facet of life is being affected.… pic.twitter.com/Ssat7JBXcp

    — Vice-President of India (@VPIndia) April 25, 2025

    Shri Dhankhar expressed deep sorrow over the recent terror attack in Pahalgam, saying, “Today I join the Nation in expressing profound grief and outrage at the heinous terrorist attack in Pahalgam that claimed innocent lives. It is a grim reminder that terrorism is a global menace to be addressed by humanity in unison. Bharat is the world’s most peace-loving nation and our civilisational ethos reflects Vasudhaiva Kutumbakam.”

    He further added, “Our visionary leadership in the shape of the Prime Minister who is in his third term is our greatest assurance that the nation’s rise cannot be handicapped by any situation internal or external. But we all have to bear in mind that national interest is supreme. This was echoed by Dr. B.R. Ambedkar while imparting his final address to the Constituent Assembly. We therefore have to take a resolve to always keep nation first, national interests cannot be intertwined with partisan interest, it has to be uppermost. This cannot be subservient to any interest political, personal or for a group.”
    Touching upon the transformative National Education Policy, the Vice-President said, “After three decades, taking into consideration inputs from the widest spectrum of stakeholders, there was the evolution of the National Education Policy. This policy aligns with our civilization ethos. It encourages multidisciplinary learning. It gives priority to Indian languages. It envisions education as the development of the person, not just employability.”

    He further stated, “The most significant aspect of the National Education Policy is that it allows students to learn in their mother tongue. It has got us out of the colonial regime. Even medicine and engineering in local languages, which could not be entertained at one point of time, even in dreams, It is getting shape on the ground.”

    From this platform, I wish to indicate that the National Education Policy is not a government policy. It is a policy for the nation. Therefore, I appeal, it is time for us all to adopt it, understand it, execute it, and to reap the fruits.

    After three decades, taking into… pic.twitter.com/iqiouKcJI8

    — Vice-President of India (@VPIndia) April 25, 2025

    Calling upon institutions to study and adopt the policy in full spirit, he urged, “I beseech you all and the faculty and directors wherever they are to please do a thorough study of National Education Policy to realise its real intent and purpose so that we reap the harvest of it. From this platform, I wish to indicate National Education Policy is a government policy. It is a policy for the nation. And therefore I appeal, it is time for us all to adopt it, understand it, execute it, and to reap the fruits.”

    He further emphasized that the future of Indian higher education lies in moving beyond traditional silos, “We are well past the era of standalone institutions. It can’t be just IIMs, IITs etc. Standalone era for institutions is already behind us. There is now need of convergence for various verticals to give institutions cutting edge. Multi-disciplinary approach across academic pursuits is the only answer. Share your faculty talent virtually, technologically and otherwise also. That will have twofold purpose. While giving it, you will be receiving also. The winds of innovation and change must have free passage in educational institutions. Evolve a mechanism. There must be tolerance for varying ideas. Intolerance to a thought defines democracy the wrong way. The nectar of university is that a solo voice that has an opinion different than that of the majority is heard with deference by engaging in dialogue and discourse, not by being judgmental.”

    Highlighting Tamil Nadu’s historical role in India’s academic evolution, the Vice-President said, “Tamil Nadu is a land of vibrant learning centers, those learning centers must be our North Star now. Tamil Nadu has been home to such widely accoladed learning centers like Kanchipuram and Ennayiram. Ennayiram attracted thousands of students from all over Bharat. I see in these conferences emergence of crucibles of ideation that will rekindle the spirit of Kanchipuram and bring back glory of Ennayiram. We must take pride that it was in Tamil Nadu, Madras University was established in 1857. Modern education was exemplified in this land.”

    Tamil Nadu has been home to such widely accoladed learning centres like Kanchipuram and Ennayiram, which must be considered our North Star.

    We must take pride that it was in Tamil Nadu, that the Madras University was established in 1857. Modern education was exemplified in this… pic.twitter.com/XdXcpwLmtY

    — Vice-President of India (@VPIndia) April 25, 2025

    He concluded with a stirring reflection on India’s rich linguistic heritage, especially Tamil’s historic recognition, saying, “Our languages, their richness and depth are our pride and legacy. This aspect amplifies the fullness and uniqueness of our culture. Go to any country, and you will not find what we have here. Our treasure is unfathomable. Sanskrit, Tamil, Telugu, Kannada, Hindi, Bangla, and other languages are a goldmine of literature and knowledge. These have national and global footprints. Educational institutions have to nurture with deep focus this treasure.”

    Our languages, their richness and depth, are our pride and legacy. This aspect amplifies the fullness and uniqueness of our culture.

    What a pride for Tamil Nadu and the entire country that Tamil had the distinction of being the first language to be accorded the prestige of… pic.twitter.com/z6NLPH4zyk

    — Vice-President of India (@VPIndia) April 25, 2025

    He further said that “What a pride for Tamil Nadu and the entire country. The Tamil had the distinction of being the first language to be accorded the prestige of being a classical language. This well-deserved recognition was imparted in 2004, which means things started changing in regimes. Today, there are 11 languages that are classical languages and Classical languages are those that have rich culture, knowledge, literature, depth. Let me just indicate the 11 languages because I had the occasion, as Chairman, Rajya Sabha, to declare to the Rajya Sabha that Marathi, Pali, Prakrit, Assamese, and Bengali were recently given the status of classical languages, but earlier we had, as I said Tamil, Sanskrit, Kannada, Telugu, Malayalam, and Odia. Go all over the world, we are matchless. We have to realise our power, our potential. We should not be carried away by insignificant aspects.”

    MIL OSI Asia Pacific News –

    April 26, 2025
  • MIL-OSI Asia-Pac: CBIC introduces several trade facilitative measures relating to transhipment and air cargo

    Source: Government of India

    Posted On: 25 APR 2025 5:02PM by PIB Delhi

    In line with the announcement in the Budget Speech 2025-26 by the Union Minister for Finance and Corporate Affairs, on facilitating upgradation of infrastructure and warehousing for air cargo including high value perishable horticulture produce and streamlining the cargo screening and customs protocols and making it user-friendly, the Central Board of Indirect Taxes and Customs (CBIC) has introduced several trade facilitative measures in Air cargo in particular and transhipment movement in general.

    For logistical convenience or other business decisions, Logistics operators sometimes undertake movement of imported cargo during the customs clearance between Customs areas (Ports/Container Freight Stations/Inland Container Depots etc.) without payment of duty by following transhipment procedure under The Customs Act, 1962. Since old times, transhipment permit fee is required to be paid for every transhipment permit. Over a period of time, due to increase in volume of trade, including transhipped cargo, some experienced delay in the process. As a measure for ease of business, CBIC has examined this matter and with effect from 24th April 2025, CBIC has decided to waive transhipment permit fee henceforth for all the transhipment movements. Changes to the Regulations has been issued vide Notification No. 30/2025-Cus (N.T) dated 24th April 2025 (https://www.cbic.gov.in/f2d0927b-945d-411c-8c34-65d272a6d047) in this regard.

    Further, with increase in the volume of air cargo, need was felt by the trade for temporary removal of Unit Load Devices (ULD) outside Customs Area in certain cases of high-value or perishable cargo. Currently, the cargo is being off-loaded in the Air cargo Complexes from ULD before the clearance. As a first step towards streamlining Customs Protocols, and aligning with the international best practices for movement of Unit Load Devices (ULD) outside Customs Area, CBIC has stipulated simplified and harmonised procedure for temporary import of ULDs on the lines of procedure already stipulated for marine containers being handled through the seaports since 2005.

    With this simplified procedure, ULDs/air containers could also be imported temporarily outside the Customs area on execution of a Continuity Bond by the air carriers/air console agents, who take responsibility to export back within the specified time period. Earlier, it required the importer of the goods to under the responsibility of exporting the ULDs/air containers back, in case of such temporary import. It is clarified that, the option of importer taking up the responsibility for re-export still exists, if he opts so.

    It is further to inform that, the facility of ‘All-India National Transhipment Bond’ at air cargo complexes is operational since 2022.  This facility has been intended to avoid multiplicity of the bonds that are submitted by airlines at multiple Customs stations for transshipment of import cargo. In addition, Online filing of Transhipment application has also been enabled in ICEGATE, obviating the need for visiting Service Centre at the Air cargo.

    Board Circular No. 15/2025-Customs dated 25th April 2025 may be referred to, for more information.

    Above measures are aimed easing of compliances and facilitating trade at Air cargo complexes. The Airlines, Console Agents or other stakeholders are encouraged to use the above facilities. 

    ****

    NB/KMN

    (Release ID: 2124318) Visitor Counter : 49

    MIL OSI Asia Pacific News –

    April 26, 2025
  • MIL-OSI USA: Congressman Al Green to Hold Press Event Addressing Republicans Indicating They Cannot and Will Not Support Significant Medicaid Cuts, Will Also Explain the Need for Medicaid

    Source: United States House of Representatives – Congressman Al Green (TX-9)

    (Houston, TX) — On Thursday, April 17, 2025, Congressman Al Green will address statements made by a dozen Republicans addressed to House leadership indicating that they will not make significant cuts to Medicaid. Although, this is vindication of Congressman Green’s taking a stand and speaking out during the Joint Session of Congress, it does not ameliorate the necessity to employ vigilance during the budgetary process. Congressman Al Green, alongside non-profits, Healthcare for the Homeless and The Arc of Harris County, expressed strong support for the Medicaid Matters Day of Action. The following statements come in response to the recently proposed Republican budget resolution, which threatened to impose a staggering minimum of $880 billion in cuts to essential healthcare services overseen by the Energy and Commerce Committee:

    Kathryn Rogers, Executive Vice President of Healthcare for the Homeless, stated, “At Healthcare for the Homeless – Houston, we witness firsthand how Medicaid is a lifeline. For people experiencing homelessness, it’s often the only access point to medical care, whether it’s addressing an urgent health crisis, managing a chronic condition, or connecting with behavioral health and housing support. Any cuts to Medicaid would disrupt these critical pathways, increase strain on emergency services, and make it harder for people to find stability. Preserving and strengthening Medicaid isn’t just about healthcare – it’s about public safety, economic impact, and creating a healthier future for everyone in our community.” 

    Janniece Sleigh, Executive Director of The Arc of Harris County, stated, “Texas is home to more than 500,000 adults and children with a disability (In Community Every Day: Supporting People with Intellectual Disabilities). There are an estimated 225,667 people with IDD (Intellectual and Developmental Disabilities) and autism in Harris County alone, making Medicaid a vital source of support for people with IDD. Medicaid waivers, for example, offer people with IDD and autism an opportunity to seek housing, work, and socialization with support provided by service and advocacy organizations such as ours. Medicaid helps to support everyday needs. These are the same goals that everyone strives for in life: to live, work, and socialize in their communities. It is no different for people with disabilities. Medicaid waivers help to support these endeavors so people with IDD and autism can be productive members and contribute to their communities. Unfortunately, Texas has one of the highest Medicaid waiver waitlists in the nation, at 16-17 years. Organizations cannot provide the vital services and support to strengthen quality of life for people with IDD and autism without Medicaid waivers.”

    Congressman Al Green stated, “Proposed cuts to Medicaid pose a significant threat to the health and dignity of our most vulnerable communities. Medicaid is a vital lifeline for children, people with disabilities, and individuals experiencing homelessness. In Texas’s 9th Congressional District alone, over 127,000 people were enrolled in Medicaid and CHIP as of October 2024, including more than 91,000 children. Medicaid makes it possible for children with developmental delays and people with intellectual and developmental disabilities to receive therapy, medical equipment, and community-based services. It also connects people experiencing homelessness to critical life-saving healthcare, offering stability, recovery, and a path forward. We must stand united in advocating for the preservation of Medicaid, which millions of Americans rely on — and millions more are waiting to get on.” 

    Click here to watch the Facebook live stream of the event

    MIL OSI USA News –

    April 26, 2025
  • MIL-OSI Global: Warfare is Band of Brothers for the ‘war on terror’ generation

    Source: The Conversation – UK – By Sam Edwards, Reader in Modern Political History, Loughborough University

    Back in 1998, Steven Spielberg’s Saving Private Ryan was widely acclaimed for the bloody realism of its opening scenes. In Warfare, co-directors Ray Mendoza and Alex Garland have achieved something very similar for the Iraq war (2003-2011).

    This time, however, the assault on the senses lasts for almost the entire duration of the film – around 95 mins. The result is an unrelenting depiction of 21st-century battle which both invokes and disrupts the generic conventions of the combat film.

    Warfare begins by staking a claim to authenticity. The opening credits tell us that it is based entirely on the memories of those who were there: the members of a US Navy Seal platoon involved in an operation in the immediate aftermath of the 2006 Battle of Ramadi.

    In pre-release interviews, Mendoza – a Seal veteran and former member of the platoon – explained that Warfare was made as a purposeful attempt to provide a visual account of what happened for a comrade (Elliott Miller, played in the film by Cosmo Jarvis) who lost his memory after a horrific battlefield injury.


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    It is by no means the only war film to find inspiration in the memories of veterans. From The Best Years of Our Lives (1946) to Lone Survivor (2013), traumatic first-hand experiences have long informed Hollywood’s depictions of war and its aftermath.

    But in Warfare this framing has a very deliberate consequence. It telescopes the action so that questions of broader political context are necessarily sidelined in favour of the visceral experiences of those on the ground. The Seals are there because they are there – no other rationale for their mission is offered.

    Towards the start, Warfare also follows some well-trodden ground when it pointedly lingers on the boredom before battle. This is reminiscent of another work of filmic war memoir, 2005’s Jarhead.

    The Seals sweat and swear until, suddenly, chaos is catalysed. What follows is among the most intense depictions of combat ever seen on the big screen. Besieged by an ever-present, yet largely out-of-sight enemy, the embattled soldiers fight to protect one another, rescue their wounded and escape. As they do so, the fog of war descends.

    This is where the film most clearly reveals its debt to the war film genre. Indeed, for all the originality of its screenplay Warfare actually invokes several familiar generic motifs of the combat film. The most obvious is the focus on a platoon, but two others also stand out.

    The trailer for Warfare.

    One concerns the film’s narrative centre: a band of isolated and outnumbered American warriors battling heroically against the odds. A popular motif in American culture since at least the 1836 Battle of the Alamo (during the Texas Revolution), it has been used and reused over the years in countless westerns and war films, perhaps most explicitly in 2016’s 13 Hours: The Secret Soldiers of Benghazi. In its underlying structure, the story told by Warfare is informed by this very same trope.

    A second familiar motif is the film’s Shakespearean meditation on the brotherhood of battle. Like 2001’s HBO mini-series Band of Brothers (about a company of second world war paratroopers), this is a story of men at war. Blood is shed and unbreakable bonds are forged.

    It is here though that Garland and Mendoza also disrupt. For where Henry V offers his “happy few” a validating cause, no such higher purpose reveals itself in Warfare.

    In fact, these undoubtedly brave warriors are clearly unwelcome invaders. The fraught interactions with the frightened (and unnamed) Iraqi civilians whose home they have occupied makes this obvious, as do the persistent attempts by Iraqi insurgents to kill them.

    Whatever happens, therefore, one thing is certain: these Seals, unlike their second world war predecessors, will not be greeted as liberators by flag-waving locals casting garlands of flowers.

    This is where Warfare reveals that for all its telescoped focus it is not apolitical after all. Quite the contrary; the film is inescapably a product of its moment.

    The fighting “out there”, says Warfare, offered no redeeming purpose and so for veterans all that is left are memories of the love and the loyalty between those who went into battle, together.

    Seen like this, Warfare’s place in the genre also now becomes clear. This is a Band of Brothers for those who fought the war on terror. It’s a point made especially apparent in the closing credits which feature photos of the real Seal veterans next to those of the actors who played them (not unlike how each episode of Band of Brothers included veterans’ testimony).

    Warfare’s structure, focus, and elisions speak volumes about the chasm in American culture – particularly in the eyes of veterans – that separates the “good war” of the 1940s from the far less popular conflicts of the early 21st century.

    Sam Edwards has previously received funding from the ESRC, the US-UK Fulbright Commission, the US Army Military History Institute, and the US Naval War College. Sam is a Trustee of The D-Day Story (Portsmouth) and of Sulgrave Manor (Northamptonshire), he is a Governor of The American Library (Norwich), he is Co-Editor of the British Journal for Military History, and he is Vice-Chair of the Transatlantic Studies Association.

    – ref. Warfare is Band of Brothers for the ‘war on terror’ generation – https://theconversation.com/warfare-is-band-of-brothers-for-the-war-on-terror-generation-255349

    MIL OSI – Global Reports –

    April 26, 2025
  • MIL-OSI Global: Leading by example: how the rich and powerful can inspire more climate action

    Source: The Conversation – UK – By Sam Hampton, Researcher, Environmental Geography, University of Oxford

    In a survey covering the UK, China, Sweden and Brazil, a majority of people agreed that we need to drastically change the way we live and how society operates, to address climate change. Another study involving more than 130,000 people across 125 countries found that 69% said they would donate 1% of their income to climate action.

    However, when asked in the same survey what proportion of others in their country would be willing to do the same, the average estimate was only 43%. This underestimation of others’ concern is known as pluralistic ignorance.

    This fuels a vicious cycle: silence begets silence. People hesitate to advocate for policies like cycle lanes or meat taxes, fearing social isolation, while politicians avoid championing measures seen as “career-limiting”. The result is a democracy trapped by unspoken consensus.

    Research on UK MPs reveals how this plays out. Even climate-conscious politicians frame low-carbon lifestyles such as avoiding flying or eating meat as extreme, wary of hypocrisy accusations if their personal choices fall short. This “greenhushing” isn’t just political caution – it’s a failure to recognise that most people are primed to follow bold examples.

    When leaders visibly adopt low-carbon behaviour, they can help address pluralistic ignorance. For instance, MPs who cycle or opt for the train instead of taking short-haul flights don’t just reduce emissions; they signal that such choices are normal, desirable, and shared.

    The invisible transition

    While individual actions matter, systemic change requires policies to steer collective transformation. Consider the UK’s early phase-out of inefficient lightbulbs: a 1.26 million tonne annual CO₂ reduction achieved not through personal sacrifice, but by banning the sale of halogen bulbs that emitted more heat than light.

    Progress on lightbulbs, renewable electricity or more efficient fridges are all part of an “invisible transition” towards a lower-carbon society – a series of changes already woven into our economy that often go unnoticed by the public. Reframing these achievements as collective victories – your home insulation, our renewable grid – can build momentum for tougher measures.

    For decades, fridges got bigger yet became more efficient and used less electricity.
    Prostock-studio / shutterstock

    Building on progress

    Public willingness to make sacrifices for climate action is closely tied to perceptions of fairness and necessity. Crucially, people want to see that their own efforts are being matched by others, especially those with larger carbon footprints. This is why leaders and other high-profile people should visibly lead by example, demonstrating commitment and helping to establish new social norms.

    Research shows that public support for subsidies for heat pumps, solar panels, electric vehicles and other low-carbon technologies often depends on whether these subsidies are perceived as fair and inclusive.

    Most agree that subsidies must help ensure that all households, especially those with lower incomes, can be involved. This makes it especially important for wealthy and high profile people to lead by example.

    Coalitions of the visible: uniting everyday leaders

    Leaders who take low-carbon actions are seen as more credible, not less. The most effective leadership frames climate action as pragmatic and rooted in everyday life, rather than as a test of virtue.

    Research by the NGO Climate Outreach demonstrates that shared, relatable stories – such as parents campaigning for solar panels at their children’s schools – can shift social norms and build momentum for collective action. These “narrative workshops” have shown that people respond most strongly when climate solutions are presented through the lens of their own values and aspirations, rather than as abstract technical fixes.

    The Green Salon Collective’s Mirror Talkers initiative is another creative example: by placing climate conversation prompts on salon mirrors, hairdressers are empowered to spark everyday discussions with clients. This kind of grassroots engagement helps normalise climate conversations in places you wouldn’t expect.

    Overcoming pluralistic ignorance requires leaders to articulate a new story – one that acknowledges the “invisible transition” already underway while inviting everyone to help finish the job.

    This means equipping leaders at every level with the tools and confidence to adopt and advocate for low-carbon choices. It also means normalising the reality that climate leadership is not about perfection, but about consistency and transparency.

    Figures like Clover Hogan, founder of Force of Nature, and Christiana Figueres, former UN climate chief, openly share their own “climate confessions” – acknowledging the challenges, contradictions and imperfect choices that come with striving for a low-carbon life. By embracing and communicating their imperfections, they demonstrate that visible, relatable climate leadership is about honesty and persistence, helping to shift expectations and inspire others to take action in their own lives.

    Authentic climate leadership can transform public understanding of climate solutions. By illuminating the transition already in progress – and their own part in it – leaders can transform pluralistic ignorance into pluralistic action.

    The task is not to convince people to care about climate change, but to show them that they already do, and to make visible the collective progress that is often hidden in plain sight.

    Sam Hampton receives funding from the Economics and Social Research Council. He is affiliated with the University of Oxford and University of Bath.

    Tina Fawcett currently receives funding from UKRI.

    – ref. Leading by example: how the rich and powerful can inspire more climate action – https://theconversation.com/leading-by-example-how-the-rich-and-powerful-can-inspire-more-climate-action-255168

    MIL OSI – Global Reports –

    April 26, 2025
  • MIL-OSI USA: Hickenlooper, Democrats Raise Alarm About Republican Plan to Cut SNAP Benefits to Pay for Tax Cuts for the Ultra-Wealthy

    US Senate News:

    Source: United States Senator for Colorado John Hickenlooper


    Republicans’ national budget will gut SNAP benefits, increase prices for Coloradans, 
    increase the deficit, and give tax cuts to the ultra-wealthy

    WASHINGTON – U.S. Senator John Hickenlooper and his Democratic Senate colleagues recently sounded the alarm about the Republican Budget proposal to slash nutrition programs working Americans rely on to pay for a $4 trillion tax cut for the ultra-wealthy. 

    “Congress should not give tax breaks to the wealthiest Americans by taking away food assistance from millions of Americans,” the senators wrote.

    “At a time when people across the country are struggling with the high cost of groceries, a cut of this magnitude could result in an immediate increase in food costs, dropping the annual, per person SNAP benefit by over $500 per year per person,” they continued. 

    One in ten Coloradans rely on SNAP benefits to afford their groceries. The majority of SNAP recipients in Colorado are families with children. 

    Earlier this year, Republicans, who control both the Senate and House, passed budget bills that open the door for substantial cuts to programs that help Americans afford groceries. Specifically, the House budget bill requires at least $230 billion in cuts to the committee that oversees the budget for SNAP. The Senate bill sets a floor of $1 billion in cuts.

    Hickenlooper recently voted against the Republican budget proposal after Republicans voted down critical Democratic-led amendments to protect working Americans including lowering the cost of living and preventing cuts to Medicaid, Social Security, and veterans’ benefits. 

    The senators also outlined how potential cuts to SNAP would harm the economy stating: “Taking away SNAP would also hurt the farmers who grow our food, the manufacturers that package it, truckers who distribute it, and small businesses in our communities that sell it.”

    Full text of the letter is available HERE and below: 

    The Trump Administration and Congressional Republicans are planning to give another round of tax handouts to the ultra-wealthy and corporations paid for by gutting the food assistance that helps American families pay for groceries at a time when they are struggling to afford food, health care, housing, and other household basic needs. If enacted, cuts to the Supplemental Nutrition Assistance Program (SNAP) will have severe consequences for millions of veterans, seniors, children, and hard-working farmers.

    We write to make our position on this legislation perfectly clear: Congress should not give tax breaks to the wealthiest Americans by taking away food assistance from millions of Americans.

    Earlier this year, both the House and the Senate passed budget bills that pave the way for deep cuts to SNAP. The House budget bill would require at least $230 billion in cuts. The Senate bill sets a floor of $1 billion in cuts with nothing to prevent it from going as high as the House bill. This would be a more than 20 percent cut to a program that helps millions of struggling families afford groceries.

    SNAP supports 42 million Americans, including nearly 8 million seniors, 16 million children, 4 million people with disabilities, and 1.2 million veterans, in putting food on their tables each month. Cuts of this magnitude—or anything close to it—would be devastating to American families in every state. SNAP benefits currently average only $6.20 per person per day. At a time when people across the country are struggling with the high cost of groceries, a cut of this magnitude could result in an immediate increase in food costs, dropping the annual, per person SNAP benefit by over $500 per year per person.

    Congressional Republicans might claim that their plan is to merely require states to pay for a portion of food benefits for the first time.2 In truth, such an unprecedented cost shift could force states to cut benefits, severely restrict program eligibility, or both. If combined with a similar Medicaid cost shift, these unfunded mandates could decimate state budgets and cut healthcare and food assistance for millions of Americans.

    Taking away SNAP would also hurt the farmers who grow our food, the manufacturers that package it, truckers who distribute it, and small businesses in our communities that sell it. Each SNAP dollar stimulates the economy: every $1.00 in food assistance provided by the program in a weak economy generates an additional $1.50 in economic activity.3 Because adequate nutrition is so important for children’s health and development, the long-term return on investment is even greater: every $1.00 invested in SNAP for children returns $62 in value.4 In 2020 alone, SNAP supported 200,000 grocery industry jobs and created nearly 45,000 new jobs in supporting industries, including agriculture, manufacturing, transportation, and municipal services.

    Republicans are writing the most consequential tax and budget legislation in decades entirely behind closed doors. That’s because Trump and Congressional Republicans must hide the ugly truth—their legislation feeds corporate and wealthy individuals’ greed by taking food assistance away for tens of millions of Americans. You, your family, and your neighbors deserve far better. Democrats are fighting to protect American’s ability to feed their families from Republican cuts. Join us and keep up the fight.

    MIL OSI USA News –

    April 26, 2025
  • MIL-OSI USA: SBA Offers Relief to Indiana Businesses, Private Nonprofits and Residents Affected by March Storms

    Source: United States Small Business Administration

    WASHINGTON –The U.S. Small Business Administration (SBA) announced the availability of low interest federal disaster loans for Indiana small businesses, private nonprofits, and residents affected by the severe storms and tornadoes occurring March 15. The SBA issued a disaster declaration in response to a request received from Gov. Mike Braun on April 10.

    The disaster declaration covers the primary counties of Harrison and Orange, which are eligible for both physical damage loans and Economic Injury Disaster Loans (EIDLs). The declaration covers the adjacent counties of Crawford, Dubois, Floyd, Lawrence, Martin and Washington in Indiana, and as well as Hardin, Jefferson, Meade in Kentucky.

    Small businesses and private nonprofits are eligible to apply for business physical disaster loans and may borrow up to $2 million to repair or replace disaster-damaged or destroyed real estate, machinery and equipment, inventory, and other business assets.  

    Homeowners and renters are eligible to apply for home and personal property loans and may borrow up to $100,000 to replace or repair personal property, such as clothing, furniture, cars, and appliances. Homeowners may apply for up to $500,000 to replace or repair their primary residence.  

    Applicants may also be eligible for a loan increase of up to 20% of their physical damage, as verified by the SBA, for mitigation purposes. Eligible mitigation improvements include strengthening structures to protect against high wind damage, upgrading to wind rated garage doors, and installing a safe room or storm shelter to help protect property and occupants from future damage.  

    “One distinct advantage of SBA’s disaster loan program is the opportunity to fund upgrades reducing the risk of future storm damage,” said Chris Stallings, associate administrator of the Office of Disaster Recovery and Resilience at the SBA. “I encourage businesses and homeowners to work with contractors and mitigation professionals to improve their storm readiness while taking advantage of SBA’s mitigation loans.”

    SBA’s EIDL program is available to small businesses, small agricultural cooperatives and private nonprofit (PNP) organizations with financial losses directly related to the disaster. The SBA is unable to provide disaster loans to agricultural producers, farmers, or ranchers, except for small aquaculture enterprises.

    EIDLs are for working capital needs caused by the disaster and are available even if the business did not suffer any physical damage. They may be used to pay fixed debts, payroll, accounts payable, and other bills not paid due to the disaster.

    Interest rates are as low as 4% for small businesses, 3.625% for PNPs, and 2.75% for homeowners and renters, with terms up to 30 years. Interest does not begin to accrue, and payments are not due until 12 months from the date of the first loan disbursement. The SBA sets loan amounts and terms based on each applicant’s financial condition.

    Beginning Monday, April 28, SBA customer service representatives will be on hand at the Disaster Loan Outreach Centers in Harrison and Orange counties to answer questions about SBA’s disaster loan program, explain the application process and help individuals complete their application. Walk-ins are accepted, but you can schedule an in-person appointment in advance at appointment.sba.gov.  

    The DLOC hours of operation are listed below:

    Disaster Loan Outreach Center (DLOC)

    Harrison County

    Harrison Government Center  

    245 Atwood St.  

    Corydon, IN 47112

    Opening: Monday – April 28, 9 a.m. to 5 p.m.

    Hours: Monday – Friday, 8 a.m. to 4:30 p.m.

    Saturday, 10 a.m. to 2 p.m.

    Closed: Sunday

    Permanently Closing: Saturday, May 10, 2 p.m.

    Disaster Loan Outreach Center (DLOC)

     Orange County

     Orleans Town Hall

    161 E Price Ave.  

    Orleans, IN 47452

    Opening: Monday – April 28, 9 a.m. to 5 p.m.

    Hours: Monday – Friday, 8 a.m. to 5 p.m.

    Saturday, 10 a.m. to 2 p.m.

    Closed: Sunday

    Permanently Closing: Saturday, May 10, 2 p.m.

    Disaster survivors should not wait to settle with their insurance company before applying for a disaster loan. If a survivor does not know how much of their loss will be covered by insurance or other sources, SBA can make a low-interest disaster loan for the total loss up to its loan limits, provided the borrower agrees to use insurance proceeds to reduce or repay the loan.

    To apply online, visit sba.gov/disaster. Applicants may also call SBA’s Customer Service Center at (800) 659-2955 or email disastercustomerservice@sba.gov for more information on SBA disaster assistance. For people who are deaf, hard of hearing, or have a speech disability, please dial 7-1-1 to access telecommunications relay services.

    The filing deadline to return applications for physical damage is June 23, 2025. The deadline to return economic injury applications is January 22, 2026.

    ###

    About the U.S. Small Business Administration

    The U.S. Small Business Administration helps power the American dream of business ownership. As the only go-to resource and voice for small businesses backed by the strength of the federal government, the SBA empowers entrepreneurs and small business owners with the resources and support they need to start, grow or expand their businesses, or recover from a declared disaster. It delivers services through an extensive network of SBA field offices and partnerships with public and private organizations. To learn more, visit www.sba.gov. 

    MIL OSI USA News –

    April 26, 2025
  • MIL-OSI USA: SBA Offers Relief to Indiana Businesses, Private Nonprofits and Residents Affected by March Severe Storms and Tornadoes

    Source: United States Small Business Administration

    WASHINGTON – The U.S. Small Business Administration (SBA) announced the availability of low interest federal disaster loans for Indiana small businesses, private nonprofits, and residents affected by the severe storms and tornadoes occurring March 19. The SBA issued a disaster declaration in response to a request received from Gov. Mike Braun on April 10.

    The disaster declaration covers the primary counties of Bartholomew and Lake, which are eligible for both physical damage loans and Economic Injury Disaster Loans (EIDLs). The declaration covers the adjacent counties of Brown, Decatur, Jackson, Jasper, Jennings, Johnson, Newton, Porter, and Shelby in Indiana as well as Cook, Kankakee, and Will in Illinois.  

    Small businesses and private nonprofits are eligible to apply for business physical disaster loans and may borrow up to $2 million to repair or replace disaster-damaged or destroyed real estate, machinery and equipment, inventory, and other business assets.  

    Homeowners and renters are eligible to apply for home and personal property loans and may borrow up to $100,000 to replace or repair personal property, such as clothing, furniture, cars, and appliances. Homeowners may apply for up to $500,000 to replace or repair their primary residence.  

    Applicants may also be eligible for a loan increase of up to 20% of their physical damage, as verified by the SBA, for mitigation purposes. Eligible mitigation improvements include strengthening structures to protect against high wind damage, upgrading to wind rated garage doors, and installing a safe room or storm shelter to help protect property and occupants from future damage.  

    “One distinct advantage of SBA’s disaster loan program is the opportunity to fund upgrades reducing the risk of future storm damage,” said Chris Stallings, associate administrator of the Office of Disaster Recovery and Resilience at the SBA. “I encourage businesses and homeowners to work with contractors and mitigation professionals to improve their storm readiness while taking advantage of SBA’s mitigation loans.”

    SBA’s EIDL program is available to eligible small businesses, small agricultural cooperatives, nurseries, and PNPs with financial losses directly related to this disaster. The SBA is unable to provide disaster loans to agricultural producers, farmers, or ranchers, except for aquaculture enterprises.

    EIDLs are for working capital needs caused by the disaster and are available even if the business did not suffer any physical damage. They may be used to pay fixed debts, payroll, accounts payable, and other bills not paid due to the disaster.

    Interest rates are as low as 4% for small businesses, 3.625% for PNPs, and 2.75% for homeowners and renters, with terms up to 30 years. Interest does not begin to accrue, and payments are not due until 12 months from the date of the first loan disbursement. The SBA sets loan amounts and terms based on each applicant’s financial condition.

    Beginning Monday, April 28, SBA customer service representatives will be on hand at the Disaster Loan Outreach Centers in Bartholomew and Lake counties to answer questions about SBA’s disaster loan program, explain the application process and help individuals complete their application. Walk-ins are accepted, but you can schedule an in-person appointment in advance at appointment.sba.gov.  

    The DLOC hours of operation are listed below:  

    Disaster Loan Outreach Center (DLOC)  

    Bartholomew County  

    United Way Bartholomew County  

    1531 13th St.  

    Columbus, IN 47201

    Opening: Monday – April 28, 9 a.m. to 5 p.m.

    Hours: Monday – Friday, 8 a.m. to 5 p.m.

    Saturday, 10 a.m. to 2 p.m.

    Closed: Sunday

    Permanently Closing: Saturday, May 10, 2 p.m.  

    Disaster Loan Outreach Center (DLOC)  

     Lake County  

     Monroe Center

    4101 Washington St.  

    Gary, IN 46408

    Opening: Monday – April 28, 9 a.m. to 5 p.m.

    Hours: Monday – Friday, 8 a.m. to 5 p.m.

    Saturday, 10 a.m. to 2 p.m.

    Closed: Sunday

    Permanently Closing: Saturday, May 10, 2 p.m.  

    Disaster survivors should not wait to settle with their insurance company before applying for a disaster loan. If a survivor does not know how much of their loss will be covered by insurance or other sources, SBA can make a low-interest disaster loan for the total loss up to its loan limits, provided the borrower agrees to use insurance proceeds to reduce or repay the loan.

    To apply online, visit sba.gov/disaster. Applicants may also call SBA’s Customer Service Center at (800) 659-2955 or email disastercustomerservice@sba.gov for more information on SBA disaster assistance. For people who are deaf, hard of hearing, or have a speech disability, please dial 7-1-1 to access telecommunications relay services.

    The filing deadline to return applications for physical property damage is June 23, 2025. The deadline to return economic injury applications is January 22, 2026.

    ###

    About the U.S. Small Business Administration

    The U.S. Small Business Administration helps power the American dream of business ownership. As the only go-to resource and voice for small businesses backed by the strength of the federal government, the SBA empowers entrepreneurs and small business owners with the resources and support they need to start, grow or expand their businesses, or recover from a declared disaster. It delivers services through an extensive network of SBA field offices and partnerships with public and private organizations. To learn more, visit www.sba.gov. 

    MIL OSI USA News –

    April 26, 2025
  • MIL-OSI: Meridian Corporation Reports First Quarter 2025 Results and Announces a Quarterly Dividend of $0.125 per Common Share

    Source: GlobeNewswire (MIL-OSI)

    MALVERN, Pa., April 25, 2025 (GLOBE NEWSWIRE) — Meridian Corporation (Nasdaq: MRBK) today reported:

      Three Months Ended
    (Dollars in thousands, except per share data)((Unaudited) March 31,
    2025
      December 31,
    2024
      March 31,
    2024
    Income:          
    Net income $ 2,399   $ 5,600   $ 2,676
    Diluted earnings per common share $ 0.21   $ 0.49   $ 0.24
    Pre-provision net revenue (PPNR) (1) $ 8,357   $ 11,167   $ 6,419
    (1) See Non-GAAP reconciliation in the Appendix          
               
    • Net income for the quarter ended March 31, 2025 was $2.4 million, or $0.21 per diluted share.
    • Pre-provision net revenue1 for the quarter was $8.4 million, up $1.9 million or 30.2% from 1Q 2024.
    • Net interest margin was 3.46% for the first quarter of 2025, with a loan yield of 7.19%.
    • Return on average assets and return on average equity for the first quarter of 2025 were 0.40% and 5.57%, respectively.
    • Total assets at March 31, 2025 were $2.5 billion, compared to $2.4 billion at December 31, 2024 and $2.3 billion at March 31, 2024.
    • Commercial loans, excluding leases, increased $49.5 million, or 3% for the quarter.
    • First quarter deposit growth was $123.4 million, or 6%.
    • Non-interest-bearing deposits were up $82.6 million or 34%, quarter over quarter.
    • On April 24, 2025, the Board of Directors declared a quarterly cash dividend of $0.125 per common share, payable May 19, 2025 to shareholders of record as of May 12, 2025.

    Christopher J. Annas, Chairman and CEO commented:

    Meridian’s first quarter 2025 earnings of $2.4 million were slightly below the first quarter 2024 net income of $2.7 million however PPNR was up 30%, reflecting overall healthy growth in our business units and good expense control. Our earnings were negatively affected by higher provisioning resulting mainly from distressed SBA loans, which have been impacted by the dramatic rate rise. The remediation process for SBA loans is lengthy due to procedural requirements, which we follow diligently to assure the government guaranty, but we are making progress. On a positive note, our net interest margin was 3.46% and has shown consistent improvement over the last four quarters.

    Loan growth in the first quarter was 12% annualized (minus expected lease paydowns) and all commercial groups contributed. The Delaware Valley region is plagued by a lack of homes for sale, so construction and other residential building is in demand. Our commercial/industrial lending has benefited from disruption in a recent local bank combination, from where we hired a senior lender with a deep list of contacts throughout the region. We expect many opportunities from this individual and his future hires.

    Meridian Wealth Partners continued its strong performance with pre-tax income of $726 thousand for the quarter. A slight increase in assets under management combined with overall better fee percentages contributed to the gain. We are poised for better growth in this segment as our expanded loan customer base provides referral business, and with the recent hiring of a senior wealth professional to help focus on other opportunities.

    The mortgage group had a larger pre-tax loss in 1Q25 vs 1Q24, mainly due to lower volume and a lesser loan officer count. The first quarter is seasonally weaker, but we are encouraged by the forecast for greater home inventory in both our Delaware Valley and Maryland markets. That has been a much bigger factor for loan originations than mortgage rates.

    Our solid growth in PPNR has enabled us to manage the spike in non-performing loans, as we work intensely to remediate these credits. The growth in first quarter loan volume and expansion in net interest margin should continue to help drive further improvement in profitability.

    Select Condensed Financial Information

      As of or for the three months ended (Unaudited)
      March 31,
    2025
      December 31,
    2024
      September 30,
    2024
      June 30,
    2024
      March 31,
    2024
      (Dollars in thousands, except per share data)
    Income:                  
    Net income $ 2,399     $ 5,600     $ 4,743     $ 3,326     $ 2,676  
    Basic earnings per common share   0.21       0.50       0.43       0.30       0.24  
    Diluted earnings per common share   0.21       0.49       0.42       0.30       0.24  
    Net interest income   19,776       19,299       18,242       16,846       16,609  
                       
    Balance Sheet:                  
    Total assets $ 2,528,586     $ 2,385,867     $ 2,387,721     $ 2,351,584     $ 2,292,923  
    Loans, net of fees and costs   2,071,675       2,030,437       2,008,396       1,988,535       1,956,315  
    Total deposits   2,128,742       2,005,368       1,978,927       1,915,436       1,900,696  
    Non-interest bearing deposits   323,485       240,858       237,207       224,040       220,581  
    Stockholders’ equity   173,266       171,522       167,450       162,382       159,936  
                       
    Balance Sheet Average Balances:                  
    Total assets $ 2,420,571     $ 2,434,270     $ 2,373,261     $ 2,319,295     $ 2,269,047  
    Total interest earning assets   2,330,224       2,342,651       2,277,523       2,222,177       2,173,212  
    Loans, net of fees and costs   2,039,676       2,029,739       1,997,574       1,972,740       1,944,187  
    Total deposits   2,036,208       2,043,505       1,960,145       1,919,954       1,823,523  
    Non-interest bearing deposits   244,161       259,118       246,310       229,040       233,255  
    Stockholders’ equity   174,734       171,214       165,309       162,119       159,822  
                       
    Performance Ratios (Annualized):                  
    Return on average assets   0.40 %     0.92 %     0.80 %     0.58 %     0.47 %
    Return on average equity   5.57 %     13.01 %     11.41 %     8.25 %     6.73 %
                                           

    Income Statement – First Quarter 2025 Compared to Fourth Quarter 2024

    First quarter net income decreased $3.2 million, or 57.2%, to $2.4 million due to decreased non-interest income as the prior quarter included a $4.0 million gain on sale of MSR’s and a $317 thousand gain on sale of OREO, partially offset by a $1.0 million charge for early lease termination. The first quarter provision for credit losses increased over the prior quarter by $1.6 million. Net interest income increased $477 thousand and non-interest expenses decreased $2.7 million. Detailed explanations of the major categories of income and expense follow below.

    Net Interest income

    Interest income decreased $869 thousand quarter-over-quarter on a tax equivalent basis, driven by both two less days in the period as well as a lower level of average earning assets, which decreased by $12.4 million. On a rate basis, the yield on earnings assets increased 2 basis points.

    Average total loans, excluding residential loans for sale, increased $10.0 million. The largest drivers of this increase were commercial, commercial real estate, and small business loans which on a combined basis increased $21.2 million on average, partially offset by a decrease in average leases of $10.6 million. Home equity, residential real estate, consumer and other loans held in portfolio decreased on a combined basis $602 thousand on average.

    Total interest expense decreased $1.3 million, quarter-over-quarter, also driven by two fewer days in the period and a lower volume of time deposits and borrowings. On a rate basis, all deposit types experienced a decrease in the cost, with the overall cost of deposits dropping 21 basis points. Interest expense on total deposits decreased $1.5 million and interest expense on borrowings decreased $139 thousand. During the period, interest-bearing checking accounts and money market accounts increased $9.9 million and $37.9 million on average, respectively, while time deposits decreased $40.2 million on average. Borrowings decreased $6.7 million on average.

    Overall the net interest margin increased 17 basis points to 3.46% as the cost of funds declined and the yield on earning assets increased slightly.

    Provision for Credit Losses

    The overall provision for credit losses for the first quarter increased $1.6 million to $5.2 million, from $3.6 million in the fourth quarter. The first quarter provision increased due to an increase of $7.1 million in non-performing loans which led to an increase of $2.3 million in specific reserves on such loans. SBA loans make up $6.9 million of these additional non-performing loans, of which $3.8 million are guaranteed by the SBA.   The increase in provision was also partially impacted by unfavorable changes in certain macro-economic factors used in the model due to current economic and market uncertainty.

    Non-interest income

    The following table presents the components of non-interest income for the periods indicated:

      Three Months Ended        
    (Dollars in thousands) March 31,
    2025
      December 31,
    2024
      $ Change   % Change
    Mortgage banking income $ 3,393     $ 5,516     $ (2,123 )   (38.5)%
    Wealth management income   1,535       1,527       8     0.5 %
    SBA loan income   748       1,143       (395 )   (34.6)%
    Earnings on investment in life insurance   222       224       (2 )   (0.9)%
    Net (loss) gain on sale of MSRs   (52 )     3,992       (4,044 )   (101.3)%
    Gain on sale of OREO   —       317       (317 )   (100.0)%
    Net change in the fair value of derivative instruments   149       (146 )     295     (202.1)%
    Net change in the fair value of loans held-for-sale   102       (163 )     265     (162.6)%
    Net change in the fair value of loans held-for-investment   170       (552 )     722     (130.8)%
    Net (loss) gain on hedging activity   21       192       (171 )   (89.1)%
    Other   1,036       1,229       (193 )   (15.7)%
    Total non-interest income $ 7,324     $ 13,279     $ (5,955 )   (44.8)%
                               

    Total non-interest income decreased $6.0 million, or 44.8%, quarter-over-quarter largely due to recognizing a gain on sale of MSRs of $4.0 million in the prior quarter, combined with a $2.1 million decline in mortgage banking income, and a change in gains of $171 thousand in hedging activity. These declines in income were partially offset by favorable derivative and loan related fair value changes. Mortgage loan sales decreased $68.1 million or 31.5% quarter over quarter driving lower gain on sale income in addition to a lower overall margin, leading to the lower level of mortgage banking income.

    SBA loan income decreased $395 thousand due to a lower level of SBA loan sales. SBA loans sold for the quarter-ended March 31, 2025 totaled $12.1 million, down $7.8 million, or 39.1%, compared to the quarter-ended December 31, 2024. The gross margin on SBA sales was 8.7% for the quarter, up from 7.5% for the previous quarter.

    Non-interest expense

    The following table presents the components of non-interest expense for the periods indicated:

      Three Months Ended        
    (Dollars in thousands) March 31,
    2025
      December 31,
    2024
      $ Change   % Change
    Salaries and employee benefits $ 11,385   $ 12,429   $         (1,044 )           (8.4)%
    Occupancy and equipment   1,338     2,270             (932 )           (41.1)%
    Professional fees   763     1,134             (371 )           (32.7)%
    Data processing and software   1,479     1,553             (74 )           (4.8)%
    Advertising and promotion   779     839             (60 )           (7.2)%
    Pennsylvania bank shares tax   269     243             26             10.7 %
    Other   2,730     2,943             (213 )           (7.2)%
    Total non-interest expense $ 18,743   $ 21,411   $         (2,668 )           (12.5)%
                           

    Overall salaries and benefits decreased $1.0 million. Bank and wealth segments combined decreased $245 thousand, while the mortgage segment decreased $799 thousand. Mortgage segment salaries, commissions, and employee benefits expense are impacted by volume and decreased commensurate with the lower levels of originations, which were down $63.5 million from the prior quarter. Occupancy and equipment expense decreased $932 thousand, net, due to fees, credits and other disposal costs for the early termination of the Blue Bell lease that occurred in the prior quarter. Professional fees decreased $371 thousand over the prior period mainly due to the results of cost control efforts on certain internal audit fees, legal fees and consulting fees, while other non-interest expense decreased $213 thousand due to a decline in certain business development costs, other loan related fees, and OREO related expenses.

    Balance Sheet – March 31, 2025 Compared to December 31, 2024

    Total assets increased $142.7 million, or 6.0%, to $2.5 billion as of March 31, 2025 from $2.4 billion at December 31, 2024. Interest-earning cash increased $91.8 million, or 419.7%, to $113.6 million as of March 31, 2025 from December 31, 2024, as a temporary deposit of $103 million from a long standing customer was on hand for several weeks. In addition, loan growth contributed to the overall increase in total assets over this period.

    Portfolio loan growth was $42.0 million, or 2.1% quarter-over-quarter. The portfolio growth was generated from commercial mortgage loans which increased $21.2 million, or 2.6%, construction loans which increased $18.3 million, or 7.1%, small business loans which increased $5.3 million, or 3.4%, and commercial & industrial loans which increased $4.6 million, or 1.3%. Lease financings decreased $9.2 million, or 12.1% from December 31, 2024, partially offsetting the above noted loan growth, but this decline was expected as we continue to refocus away from lease originations.

    Total deposits increased $123.4 million, or 6.2% quarter-over-quarter, led by non-interest bearing deposit growth of $82.6 million. Non-interest bearing deposits benefited from a late quarter deposit of $103 million from a long standing customer that sold a business. This deposit was on hand for several weeks. Money market accounts and savings accounts also increased a combined $34.3 million, while interest bearing demand deposits increased $19.6 million, and time deposits decreased $13.1 million from largely wholesale efforts. Overall borrowings increased $15.1 million, or 12.1% quarter-over-quarter.

    Total stockholders’ equity increased by $1.7 million from December 31, 2024, to $173.3 million as of March 31, 2025. Changes to equity for the current quarter included net income of $2.4 million, less dividends paid of $1.4 million, offset by a decrease of $529 thousand in other comprehensive income. The Community Bank Leverage Ratio for the Bank was 9.30% at March 31, 2025.

    Asset Quality Summary

    Non-performing loans increased $7.1 million to $52.2 million at March 31, 2025 compared to $45.1 million at December 31, 2024. Included in non-performing loans are $19.1 million of SBA loans of which $9.9 million, or 53%, are guaranteed by the SBA. The SBA portfolio was subject to the Fed’s rapid rate increase and $15.0 million, or 80% of these non-performing loans originated in 2020-2021 where their rates rose over 500 basis points.  

    The ratio of non-performing loans to total loans increased 30 bps to 2.49% as of March 31, 2025, from 2.19% as of December 31, 2024. The increase in non-performing loans was led by a $6.9 million increase in non-performing SBA loans, and $881 thousand in leases.

    Net charge-offs as a % of total average loans of 0.14% for the quarter ended March 31, 2025, decreased from 0.34% for the quarter ended December 31, 2024. Net charge-offs decreased to $2.8 million for the quarter ended March 31, 2025, compared to net charge-offs of $7.1 million for the quarter ended December 31, 2024. First quarter charge-offs consisted of $851 thousand on a protracted commercial advertising loan relationship, $738 thousand related to construction loans, $553 thousand of small ticket equipment leases which are charged-off after becoming more than 120 days past due, and $277 thousand in SBA loans. Overall there were recoveries of $175 thousand, largely related to leases and SBA loans.

    The ratio of allowance for credit losses to total loans held for investment was 1.01% as of March 31, 2025, an increase from the coverage ratio of 0.91% as of December 31, 2024 due largely to the increase in specific reserves on non-performing loans in the quarter discussed above.   As of March 31, 2025 there were specific reserves of $5.0 million against individually evaluated loans, an increase of $2.3 million from $2.7 million in specific reserves as of December 31, 2024. The specific reserve increase over the prior quarter was led by a $1.6 million increase in specific reserves on SBA loans, as well as increases of $535 thousand in commercial real estate loan specifics reserves and a $174 thousand increase in commercial loan specific reserves.

    About Meridian Corporation

    Meridian Bank, the wholly owned subsidiary of Meridian Corporation, is an innovative community bank serving Pennsylvania, New Jersey, Delaware and Maryland. Through its 17 offices, including banking branches and mortgage locations, Meridian offers a full suite of financial products and services. Meridian specializes in business and industrial lending, retail and commercial real estate lending, electronic payments, and wealth management solutions through Meridian Wealth Partners. Meridian also offers a broad menu of high-yield depository products supported by robust online and mobile access. For additional information, visit our website at www.meridianbanker.com. Member FDIC.

    “Safe Harbor” Statement

    In addition to historical information, this press release may contain “forward-looking statements” within the meaning of the “safe harbor” provisions of the Private Securities Litigation Reform Act of 1995. These forward-looking statements include statements with respect to Meridian Corporation’s strategies, goals, beliefs, expectations, estimates, intentions, capital raising efforts, financial condition and results of operations, future performance and business. Statements preceded by, followed by, or that include the words “may,” “could,” “should,” “pro forma,” “looking forward,” “would,” “believe,” “expect,” “anticipate,” “estimate,” “intend,” “plan,” or similar expressions generally indicate a forward-looking statement. These forward-looking statements involve risks and uncertainties that are subject to change based on various important factors (some of which, in whole or in part, are beyond Meridian Corporation’s control). Numerous competitive, economic, regulatory, legal and technological factors, risks and uncertainties that could cause actual results to differ materially include, without limitation, credit losses and the credit risk of our commercial and consumer loan products; changes in the level of charge-offs and changes in estimates of the adequacy of the allowance for credit losses, or ACL; cyber-security concerns; rapid technological developments and changes; increased competitive pressures; changes in spreads on interest-earning assets and interest-bearing liabilities; changes in general economic conditions and conditions within the securities markets; escalating tariff and other trade policies and the resulting impacts on market volatility and global trade; unanticipated changes in our liquidity position; unanticipated changes in regulatory and governmental policies impacting interest rates and financial markets; legislation affecting the financial services industry as a whole, and Meridian Corporation, in particular; changes in accounting policies, practices or guidance; developments affecting the industry and the soundness of financial institutions and further disruption to the economy and U.S. banking system; among others, could cause Meridian Corporation’s financial performance to differ materially from the goals, plans, objectives, intentions and expectations expressed in such forward-looking statements. Meridian Corporation cautions that the foregoing factors are not exclusive, and neither such factors nor any such forward-looking statement takes into account the impact of any future events. All forward-looking statements and information set forth herein are based on management’s current beliefs and assumptions as of the date hereof and speak only as of the date they are made. For a more complete discussion of the assumptions, risks and uncertainties related to our business, you are encouraged to review Meridian Corporation’s filings with the Securities and Exchange Commission, including our Annual Report on Form 10-K for the year ended December 31, 2024 and subsequently filed quarterly reports on Form 10-Q and current reports on Form 8-K that update or provide information in addition to the information included in the Form 10-K and Form 10-Q filings, if any. Meridian Corporation does not undertake to update any forward-looking statement whether written or oral, that may be made from time to time by Meridian Corporation or by or on behalf of Meridian Bank.

    MERIDIAN CORPORATION AND SUBSIDIARIES
    FINANCIAL RATIOS (Unaudited)
    (Dollar amounts and shares in thousands, except per share amounts)
       
      Three Months Ended
      March 31,
    2025
      December 31,
    2024
      September 30,
    2024
      June 30,
    2024
      March 31,
    2024
    Earnings and Per Share Data:                  
    Net income $ 2,399     $ 5,600     $ 4,743     $ 3,326     $ 2,676  
    Basic earnings per common share $ 0.21     $ 0.50     $ 0.43     $ 0.30     $ 0.24  
    Diluted earnings per common share $ 0.21     $ 0.49     $ 0.42     $ 0.30     $ 0.24  
    Common shares outstanding   11,285       11,240       11,229       11,191       11,186  
                       
    Performance Ratios:                  
    Return on average assets (2)   0.40 %     0.92 %     0.80 %     0.58 %     0.47 %
    Return on average equity (2)   5.57       13.01       11.41       8.25       6.73  
    Net interest margin (tax-equivalent) (2)   3.46       3.29       3.20       3.06       3.09  
    Yield on earning assets (tax-equivalent) (2)   6.83       6.81       7.06       6.98       6.90  
    Cost of funds (2)   3.56       3.71       4.05       4.10       4.00  
    Efficiency ratio   69.16 %     65.72 %     70.67 %     72.89 %     73.90 %
                       
    Asset Quality Ratios:                  
    Net charge-offs (recoveries) to average loans   0.14 %     0.34 %     0.11 %     0.20 %     0.12 %
    Non-performing loans to total loans   2.49       2.19       2.20       1.84       1.93  
    Non-performing assets to total assets   2.07       1.90       1.97       1.68       1.74  
    Allowance for credit losses to:                  
    Total loans and other finance receivables   1.01       0.91       1.09       1.09       1.18  
    Total loans and other finance receivables (excluding loans at fair value) (1)   1.01       0.91       1.10       1.10       1.19  
    Non-performing loans   39.90 %     40.86 %     48.66 %     57.66 %     60.59 %
                       
    Capital Ratios:                  
    Book value per common share $ 15.35     $ 15.26     $ 14.91     $ 14.51     $ 14.30  
    Tangible book value per common share $ 15.03     $ 14.93     $ 14.58     $ 14.17     $ 13.96  
    Total equity/Total assets   6.85 %     7.19 %     7.01 %     6.91 %     6.98 %
    Tangible common equity/Tangible assets – Corporation (1)   6.72       7.05       6.87       6.76       6.82  
    Tangible common equity/Tangible assets – Bank (1)   8.61       9.06       8.95       8.85       8.93  
    Tier 1 leverage ratio – Bank   9.30       9.21       9.32       9.33       9.42  
    Common tier 1 risk-based capital ratio – Bank   10.15       10.33       10.17       9.84       9.87  
    Tier 1 risk-based capital ratio – Bank   10.15       10.33       10.17       9.84       9.87  
    Total risk-based capital ratio – Bank   11.14 %     11.20 %     11.22 %     10.84 %     10.95 %
    (1) See Non-GAAP reconciliation in the Appendix                
    (2) Annualized                  
                       
    MERIDIAN CORPORATION AND SUBSIDIARIES
    CONDENSED CONSOLIDATED STATEMENTS OF INCOME (Unaudited)
    (Dollar amounts and shares in thousands, except per share amounts)
       
      Three Months Ended
      March 31,
    2025
      December 31,
    2024
      March 31,
    2024
    Interest income:          
    Loans and other finance receivables, including fees $ 36,549     $ 37,229     $ 35,339  
    Securities – taxable   1,693       1,684       1,251  
    Securities – tax-exempt   313       314       325  
    Cash and cash equivalents   613       801       300  
    Total interest income   39,168       40,028       37,215  
    Interest expense:          
    Deposits   16,868       18,341       17,392  
    Borrowings and subordinated debentures   2,524       2,388       3,214  
    Total interest expense   19,392       20,729       20,606  
    Net interest income   19,776       19,299       16,609  
    Provision for credit losses   5,212       3,572       2,866  
    Net interest income after provision for credit losses   14,564       15,727       13,743  
    Non-interest income:          
    Mortgage banking income   3,393       5,516       3,634  
    Wealth management income   1,535       1,527       1,317  
    SBA loan income   748       1,143       986  
    Earnings on investment in life insurance   222       224       207  
    Net (loss) gain on sale of MSRs   (52 )     3,992       —  
    Gain on sale of OREO   —       317       —  
    Net change in the fair value of derivative instruments   149       (146 )     75  
    Net change in the fair value of loans held-for-sale   102       (163 )     (2 )
    Net change in the fair value of loans held-for-investment   170       (552 )     (175 )
    Net (loss) gain on hedging activity   21       192       (19 )
    Other   1,036       1,229       1,961  
    Total non-interest income   7,324       13,279       7,984  
    Non-interest expense:          
    Salaries and employee benefits   11,385       12,429       10,573  
    Occupancy and equipment   1,338       2,270       1,233  
    Professional fees   763       1,134       1,498  
    Data processing and software   1,479       1,553       1,532  
    Advertising and promotion   779       839       748  
    Pennsylvania bank shares tax   269       243       274  
    Other   2,730       2,943       2,316  
    Total non-interest expense   18,743       21,411       18,174  
    Income before income taxes   3,145       7,595       3,553  
    Income tax expense   746       1,995       877  
    Net income $ 2,399     $ 5,600     $ 2,676  
               
    Basic earnings per common share $ 0.21     $ 0.50     $ 0.24  
    Diluted earnings per common share $ 0.21     $ 0.49     $ 0.24  
               
    Basic weighted average shares outstanding   11,205       11,158       11,088  
    Diluted weighted average shares outstanding   11,446       11,375       11,201  
                           
    MERIDIAN CORPORATION AND SUBSIDIARIES
    CONDENSED CONSOLIDATED STATEMENTS OF CONDITION (Unaudited)
    (Dollar amounts and shares in thousands, except per share amounts)
                       
      March 31,
    2025
      December 31,
    2024
      September 30,
    2024
      June 30,
    2024
      March 31,
    2024
    Assets:                  
    Cash and due from banks $ 16,976     $ 5,598     $ 12,542     $ 8,457     $ 8,935  
    Interest-bearing deposits at other banks   113,620       21,864       19,805       15,601       14,092  
    Federal funds sold   629       —       —       —       —  
    Cash and cash equivalents   131,225       27,462       32,347       24,058       23,027  
    Securities available-for-sale, at fair value   185,221       174,304       171,568       159,141       150,996  
    Securities held-to-maturity, at amortized cost   32,720       33,771       33,833       35,089       35,157  
    Equity investments   2,126       2,086       2,166       2,088       2,092  
    Mortgage loans held for sale, at fair value   28,047       32,413       46,602       54,278       29,124  
    Loans and other finance receivables, net of fees and costs   2,071,675       2,030,437       2,008,396       1,988,535       1,956,315  
    Allowance for credit losses   (20,827 )     (18,438 )     (21,965 )     (21,703 )     (23,171 )
    Loans and other finance receivables, net of the allowance for credit losses   2,050,848       2,011,999       1,986,431       1,966,832       1,933,144  
    Restricted investment in bank stock   8,369       7,753       8,542       10,044       8,560  
    Bank premises and equipment, net   12,028       12,151       12,807       13,114       13,451  
    Bank owned life insurance   29,935       29,712       29,489       29,267       29,051  
    Accrued interest receivable   10,345       9,958       10,012       9,973       9,864  
    Other real estate owned   159       159       1,862       1,862       1,703  
    Deferred income taxes   5,136       4,669       3,537       3,950       4,339  
    Servicing assets   4,284       4,382       4,364       11,341       11,573  
    Servicing assets held for sale   —       —       6,609       —       —  
    Goodwill   899       899       899       899       899  
    Intangible assets   2,716       2,767       2,818       2,869       2,920  
    Other assets   24,528       31,382       33,835       26,779       37,023  
    Total assets $ 2,528,586     $ 2,385,867     $ 2,387,721     $ 2,351,584     $ 2,292,923  
                       
    Liabilities:                  
    Deposits:                  
    Non-interest bearing $ 323,485     $ 240,858     $ 237,207     $ 224,040     $ 220,581  
    Interest bearing                  
    Interest checking   161,055       141,439       133,429       130,062       121,204  
    Money market and savings deposits   947,795       913,536       822,837       787,479       797,525  
    Time deposits   696,407       709,535       785,454       773,855       761,386  
    Total interest-bearing deposits   1,805,257       1,764,510       1,741,720       1,691,396       1,680,115  
    Total deposits   2,128,742       2,005,368       1,978,927       1,915,436       1,900,696  
    Borrowings   139,590       124,471       144,880       187,260       145,803  
    Subordinated debentures   49,761       49,743       49,928       49,897       49,867  
    Accrued interest payable   7,404       6,860       7,017       7,709       8,350  
    Other liabilities   29,823       27,903       39,519       28,900       28,271  
    Total liabilities   2,355,320       2,214,345       2,220,271       2,189,202       2,132,987  
                       
    Stockholders’ equity:                  
    Common stock   13,288       13,243       13,232       13,194       13,189  
    Surplus   81,724       81,545       81,002       80,639       80,487  
    Treasury stock   (26,079 )     (26,079 )     (26,079 )     (26,079 )     (26,079 )
    Unearned common stock held by employee stock ownership plan   (1,006 )     (1,006 )     (1,204 )     (1,204 )     (1,204 )
    Retained earnings   112,952       111,961       107,765       104,420       102,492  
    Accumulated other comprehensive loss   (7,613 )     (8,142 )     (7,266 )     (8,588 )     (8,949 )
    Total stockholders’ equity   173,266       171,522       167,450       162,382       159,936  
    Total liabilities and stockholders’ equity $ 2,528,586     $ 2,385,867     $ 2,387,721     $ 2,351,584     $ 2,292,923  
                                           
    MERIDIAN CORPORATION AND SUBSIDIARIES
    CONDENSED CONSOLIDATED STATEMENTS OF INCOME AND SEGMENT INFORMATION (Unaudited)
    (Dollar amounts and shares in thousands, except per share amounts)
       
      Three Months Ended
      March 31,
    2025
      December 31,
    2024
      September 30,
    2024
      June 30,
    2024
      March 31,
    2024
    Interest income $ 39,168   $ 40,028   $ 40,319   $ 38,465   $ 37,215
    Interest expense   19,392     20,729     22,077     21,619     20,606
    Net interest income   19,776     19,299     18,242     16,846     16,609
    Provision for credit losses   5,212     3,572     2,282     2,680     2,866
    Non-interest income   7,324     13,279     10,831     9,244     7,984
    Non-interest expense   18,743     21,411     20,546     19,018     18,174
    Income before income tax expense   3,145     7,595     6,245     4,392     3,553
    Income tax expense   746     1,995     1,502     1,066     877
    Net Income $ 2,399   $ 5,600   $ 4,743   $ 3,326   $ 2,676
                       
    Basic weighted average shares outstanding   11,205     11,158     11,110     11,096     11,088
    Basic earnings per common share $ 0.21   $ 0.50   $ 0.43   $ 0.30   $ 0.24
                       
    Diluted weighted average shares outstanding   11,446     11,375     11,234     11,150     11,201
    Diluted earnings per common share $ 0.21   $ 0.49   $ 0.42   $ 0.30   $ 0.24
                                 
      Segment Information
      Three Months Ended March 31, 2025   Three Months Ended March 31, 2024
    (dollars in thousands) Bank   Wealth   Mortgage   Total   Bank   Wealth   Mortgage   Total
    Net interest income $ 19,706     $ 9     $ 61     $ 19,776     $ 16,592     $ (6 )   $ 23     $ 16,609  
    Provision for credit losses   5,212       —       —       5,212       2,866       —       —       2,866  
    Net interest income after provision   14,494       9       61       14,564       13,726       (6 )     23       13,743  
    Non-interest income   1,912       1,535       3,877       7,324       1,874       1,317       4,793       7,984  
    Non-interest expense   12,758       818       5,167       18,743       12,060       833       5,281       18,174  
    Income (loss) before income taxes $ 3,648     $ 726     $ (1,229 )   $ 3,145     $ 3,540     $ 478     $ (465 )   $ 3,553  
    Efficiency ratio   59 %     53 %     131 %     69 %     65 %     64 %     110 %     74 %
                                                                   

    MERIDIAN CORPORATION AND SUBSIDIARIES
    APPENDIX: NON-GAAP MEASURES (Unaudited)
    (Dollar amounts and shares in thousands, except per share amounts)

    Meridian believes that non-GAAP measures are meaningful because they reflect adjustments commonly made by management, investors, regulators and analysts. The non-GAAP disclosure have limitations as an analytical tool, should not be viewed as a substitute for performance and financial condition measures determined in accordance with GAAP, and should not be considered in isolation or as a substitute for analysis of Meridian’s results as reported under GAAP, nor is it necessarily comparable to non-GAAP performance measures that may be presented by other companies.

      Pre-provision Net Revenue Reconciliation
      Three Months Ended
    (Dollars in thousands, except per share data, Unaudited) March 31,
    2025
      December 31,
    2024
      March 31,
    2024
    Income before income tax expense $         3,145           $         7,595           $         3,553        
    Provision for credit losses           5,212                     3,572                     2,866        
    Pre-provision net revenue $         8,357           $         11,167           $         6,419        
                     
      Pre-Provision Net Revenue Reconciliation
      Three Months Ended
    (Dollars in thousands, except per share data, Unaudited) March 31,
    2025
      December 31,
    2024
      March 31,
    2024
    Bank $ 8,860     $ 8,205   $ 6,406  
    Wealth   726       571     478  
    Mortgage   (1,229 )     2,391     (465 )
    Pre-provision net revenue $ 8,357     $ 11,167   $ 6,419  
                         
      Allowance For Credit Losses (ACL) to Loans and Other Finance Receivables, Excluding and Loans at Fair Value
      March 31,
    2025
      December 31,
    2024
      September 30,
    2024
      June 30,
    2024
      March 31,
    2024
    Allowance for credit losses (GAAP) $ 20,827     $ 18,438     $ 21,965     $ 21,703     $ 23,171  
                       
    Loans and other finance receivables (GAAP)   2,071,675       2,030,437       2,008,396       1,988,535       1,956,315  
    Less: Loans at fair value   (14,182 )     (14,501 )     (13,965 )     (12,900 )     (13,139 )
    Loans and other finance receivables, excluding loans at fair value (non-GAAP) $ 2,057,493     $ 2,015,936     $ 1,994,431     $ 1,975,635     $ 1,943,176  
                       
    ACL to loans and other finance receivables (GAAP)   1.01 %     0.91 %     1.09 %     1.09 %     1.18 %
    ACL to loans and other finance receivables, excluding loans at fair value (non-GAAP)   1.01 %     0.91 %     1.10 %     1.10 %     1.19 %
                                           
      Tangible Common Equity Ratio Reconciliation – Corporation
      March 31,
    2025
      December 31,
    2024
      September 30,
    2024
      June 30,
    2024
      March 31,
    2024
    Total stockholders’ equity (GAAP) $ 173,266     $ 171,522     $ 167,450     $ 162,382     $ 159,936  
    Less: Goodwill and intangible assets   (3,615 )     (3,666 )     (3,717 )     (3,768 )     (3,819 )
    Tangible common equity (non-GAAP)   169,651       167,856       163,733       158,614       156,117  
                       
    Total assets (GAAP)   2,528,586       2,385,867       2,387,721       2,351,584       2,292,923  
    Less: Goodwill and intangible assets   (3,615 )     (3,666 )     (3,717 )     (3,768 )     (3,819 )
    Tangible assets (non-GAAP) $ 2,524,971     $ 2,382,201     $ 2,384,004     $ 2,347,816     $ 2,289,104  
    Tangible common equity to tangible assets ratio – Corporation (non-GAAP)   6.72 %     7.05 %     6.87 %     6.76 %     6.82 %
                                           
      Tangible Common Equity Ratio Reconciliation – Bank
      March 31,
    2025
      December 31,
    2024
      September 30,
    2024
      June 30,
    2024
      March 31,
    2024
    Total stockholders’ equity (GAAP) $ 220,768     $ 219,119     $ 217,028     $ 211,308     $ 208,319  
    Less: Goodwill and intangible assets   (3,615 )     (3,666 )     (3,717 )     (3,768 )     (3,819 )
    Tangible common equity (non-GAAP)   217,153       215,453       213,311       207,540       204,500  
                       
    Total assets (GAAP)   2,525,029       2,382,014       2,385,994       2,349,600       2,292,894  
    Less: Goodwill and intangible assets   (3,615 )     (3,666 )     (3,717 )     (3,768 )     (3,819 )
    Tangible assets (non-GAAP) $ 2,521,414     $ 2,378,348     $ 2,382,277     $ 2,345,832     $ 2,289,075  
    Tangible common equity to tangible assets ratio – Bank (non-GAAP)   8.61 %     9.06 %     8.95 %     8.85 %     8.93 %
                       
      Tangible Book Value Reconciliation
      March 31,
    2025
      December 31,
    2024
      September 30,
    2024
      June 30,
    2024
      March 31,
    2024
    Book value per common share $ 15.35     $ 15.26     $ 14.91     $ 14.51     $ 14.30  
    Less: Impact of goodwill /intangible assets   0.32       0.33       0.33       0.34       0.34  
    Tangible book value per common share $ 15.03     $ 14.93     $ 14.58     $ 14.17     $ 13.96  

    The MIL Network –

    April 26, 2025
  • MIL-OSI Global: Tove Jansson’s Moomin books explore the power of adventure and transformation

    Source: The Conversation – UK – By Sue Walsh, Lecturer, Department of English Literature, University of Reading

    This year marks the 80th anniversary of the first Moomin tale, The Moomins and the Great Flood. In the book, Moomintroll and his friends embark on a journey to find their home after a great flood devastates Moominvalley, meeting odd creatures and new friends along their journey.

    The book was first published in creator Tove Jansson’s native Swedish in 1945. However, the first Moomin book to have an English edition was in fact the third of the Moomin books, Trollkarlens Hatt (The Hobgoblin’s Hat). It was translated by Jansson’s friend Elizabeth Portch and reached its widest English-speaking audience when it was published by Puffin Books in 1961 as Finn Family Moomintroll.

    At the beginning of the story Moomintroll finds a magical top hat. It can transform anything that is placed inside of it into something else entirely – and so the adventures begin.


    This is part of a series of articles celebrating the 80th anniversary of the Moomins. Want to celebrate their birthday with us? Join The Conversation and a group of experts on May 23 in Bradford for a screening of Moomins on the Riviera and a discussion of the refugee experience in Tove Jansson’s work. Click here for more information and tickets.


    Unlike the Swedish-language edition, Portch’s translation of Finn Family Moomintroll begins with a letter from Moominmamma. It’s written in a curly cursive and dotted with love-hearts and an image of an apparently “hand-drawn” troll. The letter is addressed to a “dear child” who is “overseas”.

    In it, Moominmamma expresses disbelief at the idea that there may not be any Moomins “there over” and that the child she is addressing may “not even know what a troll is” (hence the illustration).

    Moominmamma’s wonder at the differences in custom between her own land and “your country” is based on an assumption that the two must be somewhat alike. Similarly, her explanation of what Moomintrolls are depends on their difference from the “usual common trolls”, which means there must be familial similarity between them.

    The Moomins and the Great Flood was Jansson’s first Moomins book.

    Both Moominmamma’s wonder at and explanation of difference assume an underlying essential similarity or sameness between Moominvalley, where she lives, and the reader’s home. This is significant in a story that explores ideas of foreignness and translation, change and transformation.

    Though the adventures in Finn Family Moomintroll might be said to only truly begin on the spring morning when Moomintroll, Sniff and Snufkin find “a tall black hat”, the book opens with the Moomins settling down for their winter hibernation and closes with the valley in autumn.

    Creator of The Moomins, Tove Jansson in 1970.
    Per Olov Jansson/Wiki Commons, CC BY-SA

    The changes wrought by the Hobgoblin’s hat are “quite different” because “you never know beforehand” what they will be. However, their extreme nature is framed and contained by a world in which there are known and predictable changes in the seasons, as well as routine – though sometimes dramatic – changes in the weather.

    The Hemulen is unperturbed by the hat’s transformation of eggshells into fluffy little clouds that Moomintroll and his friends are able to ride. That’s because he is “so used to [them] doing extraordinary things”. But when Moomintroll is transformed by the hat into “a very strange animal indeed”, so much so that his friends do not recognise him, it’s a very different matter.

    A moment of real jeopardy occurs when Moomintroll’s own mother does not seem to recognise him either. But this is soon dispelled when Moominmamma looks “into his frightened eyes for a very long time” and quietly declares: “Yes, you are my Moomintroll.”

    This moment of recognition breaks the spell and Moomintroll changes back into “his old self again”. One of the crucial features of the hat is the changes it makes are only temporary and this, together with Moominmamma’s reassurance that she will “always know [Moomintroll], whatever happens”, suggests an ultimately unchanging essence to things that cannot be denied.

    Changelessness as deadening

    On the other hand, the book suggests that some change is to be embraced.

    Sniff’s desire for things to stay the same “for ever and ever” is portrayed as immature and wrong-headed. As is the Muskrat’s obsessive quest for peace and stillness which ends up with his apparent, though temporary, transformation into a monster.

    Snufkin’s point that “life is not peaceful” offers a gentle rebuke to the Hemulen, who also wishes to “live his life in peace and quiet”. But perhaps the clearest indication of the book’s attitude to changelessness is the monstrous Groke. She is motivated by an unwavering drive to recover the “King’s Ruby”, not because this thing which “changes colour all the time” is “the most beautiful thing in the world”, but because it is “the most expensive”.

    The Groke’s inability to appreciate the ruby aesthetically is presented as being rooted in her own immutability. That the Groke’s hostility to change is itself deadening, becomes evident when she sits “motionless” before the Moomins and their friends, staring at them in a way that makes them feel “she would wait for ever” and eventually departs leaving the ground behind her frozen in the wrong season.

    This, then, is key. Adventure, transformation and change in Finn Family Moomintroll are both necessary and desirable, but they are also contained within a reassuring frame of reliable predictability. The final lines of the English translation are: “It is autumn in Moomin Valley, for how else can spring come back again?”

    Sue Walsh does not work for, consult, own shares in or receive funding from any company or organisation that would benefit from this article, and has disclosed no relevant affiliations beyond their academic appointment.

    – ref. Tove Jansson’s Moomin books explore the power of adventure and transformation – https://theconversation.com/tove-janssons-moomin-books-explore-the-power-of-adventure-and-transformation-245969

    MIL OSI – Global Reports –

    April 26, 2025
  • MIL-OSI Global: Jordan joins regional push to sideline Islamist opposition

    Source: The Conversation – UK – By Rory McCarthy, Associate Professor in Politics and Islam, Durham University

    The Jordanian authorities have banned the Muslim Brotherhood, the largest opposition movement in the kingdom, in a major new crackdown. On Wednesday April 23, security forces raided Brotherhood offices, confiscating assets and property, and outlawed all of the group’s activities.

    One week earlier, 16 Brotherhood members were arrested for allegedly plotting attacks on targets inside Jordan using rockets and drones. The Brotherhood, whose members Jordanian interior minister Mazen al-Faraya says “operate in the shadows and engage in activities that could undermine stability and security”, has denied any links to the attack plots.

    The ban on the Brotherhood, an Islamist movement that wants a greater role for religion in public life, comes at a time when the Jordanian government is facing intense pressure over the war in Gaza.

    The Brotherhood organised months of demonstrations in solidarity with Palestinians. It has also been vocal in its support for the Palestinian armed group Hamas, and has demanded the cancellation of Jordan’s peace treaty with Israel.

    At the same time, Jordan’s King Abdullah II has come under heavy pressure from the Donald Trump administration in the US to resettle Palestinians from the occupied Gaza Strip and West Bank. If he were to agree, the move would risk being seen as a betrayal of the Palestinian cause.

    The Jordanian authorities have had an uneasy relationship with the Brotherhood since the late 1980s, when the kingdom’s political system opened up. They have looked to curb its influence.

    In 2016, the Brotherhood’s headquarters in the capital, Amman, was closed and its assets were transferred to a new organisation called the Association of the Society of the Muslim Brotherhood, known as the “permitted” Muslim Brotherhood. As ideological splits emerged in the movement, the authorities have tried to exploit internal divisions.

    The latest crackdown represents a striking repressive turn. It marks a shift away from containing the movement to excluding it from public life.

    Yet the Brotherhood remains popular. In September 2024, the Islamic Action Front, the political party affiliated with the movement, surprised observers by winning parliamentary elections. It took 31 seats in the 138-seat parliament, securing victory in constituencies across the country in its best election performance in more than three decades.

    Its success was largely down to the Brotherhood’s demonstrations in support of Palestinians. These demonstrations resonated in Jordan, where around half the population is of Palestinian origin. The party also benefited from changes in the electoral laws prior to the election, which gave more weight to political parties and less to independent candidates.

    But under Jordan’s authoritarian system, the king holds most of the power, especially in internal security and foreign affairs. The palace tightly controls political life. So the Islamic Action Front was not invited to join the new government, which is made up of pro-monarchy parties.

    The key question now is whether the authorities will also ban the Islamic Action Front, despite its electoral gains.

    Conflict with the crown

    Even before the latest crackdown, Islamists in Jordan feared a confrontation with the authorities. Many suspected the palace wanted to close the Brotherhood movement and leave a weakened party that might be more easily contained.

    During a visit to Jordan shortly after the elections in September, one senior Islamic Action Front figure told me: “They [the monarchy] just want a party in a superficial form. A party without any presence.”

    Although the Brotherhood had been under pressure, it was still able to operate most of its activities. Senior party members even took part in a royal committee on “political modernisation” in 2021, which drew up reforms to change the electoral laws to strengthen political parties.

    Yet many in the Brotherhood feared a confrontation with the palace was coming. One senior Brotherhood figure told me in October 2024: “The Brotherhood is a vast, widespread organisation with a social and a political presence. A clash between the state and the Brotherhood would have negative effects on society and on the legitimacy of the political system.”

    Jordan’s Brotherhood is not alone in facing a crisis. Other Islamist organisations across the region are experiencing political setbacks, more than a decade after the 2011 Arab Spring uprisings seemed to offer them new opportunities.

    In Tunisia, where a democratic transition has been sharply reversed since 2021, dozens of leaders from the Islamist Ennahda party have been jailed.

    The arrests were part of a broad wave of repression against regime critics, including politicians, judges, lawyers and human rights activists. Ennahda, which spent a decade in government between 2011 and 2021, has suffered internal splits.

    In Morocco, the Justice and Development party, an Islamist party which also spent a decade in government from 2011, suffered a heavy defeat in the most recent elections in 2021.

    The party’s losses were partly a result of restrictions at the time of the vote. These included new rules about how seats were apportioned and the fact that some party candidates were disqualified from running.

    But the losses were also because of internal disputes after Prime Minister Saadeddine Othmani signed a normalisation agreement with Israel in 2020 to avoid a confrontation with the monarchy, which controls foreign affairs.

    In Kuwait, parliament was suspended in 2024 because the ruling emir, Sheikh Meshal al-Ahmad al-Sabah, complained about political gridlock. This kept all opposition parties, including Islamists, out of the political process. And in Algeria, Islamist parties have been co-opted or marginalised since the bitter civil war of the 1990s.

    Opinion polls show that many people in the Middle East want to see a significant role for religion in public life. But rulers across the region are increasingly wary of Islamist parties, which want not only to introduce a more conservative social agenda but to challenge undemocratic regimes.

    Rory McCarthy receives funding for his academic research from the British Academy and the Leverhulme Trust.

    – ref. Jordan joins regional push to sideline Islamist opposition – https://theconversation.com/jordan-joins-regional-push-to-sideline-islamist-opposition-255243

    MIL OSI – Global Reports –

    April 26, 2025
  • MIL-OSI Global: How Project 2025 became the blueprint for Donald Trump’s second term

    Source: The Conversation – UK – By Dafydd Townley, Teaching Fellow in US politics and international security, University of Portsmouth

    Throughout the 2024 presidential election campaign, Donald Trump denied claims he intended to shape his second administration’s policies around Project 2025, the Heritage Foundation’s blueprint for a renewed conservative America. But despite his repeated denials, Trump 2.0 has adopted much of Project 2025 into the White House’s agenda.

    The Heritage Foundation, the right-wing Washington think tank which published Project 2025, has provided policy guidance for Republican presidents since the Reagan administration. Despite the foundation’s longevity, Project 2025 has met with opposition from many quarters.

    The 900-page publication, Mandate for Leadership: the Conservative Promise, was published in 2023. It went largely under the radar until Democrats and civil liberty champions established Stop Project 2025 during the presidential campaign. Essentially, Project 2025 consists of policy recommendations for each department of the executive branch.

    The project has several broad objectives. It aims to reassert presidential power by removing federal agencies’ independence and appointing political loyalists rather than career civil servants. It sets out to dismantle the administrative state by cancelling initiatives and projects that do not match conservative aims.

    It reinforces traditional conservative family values and rolls back on LGBTQ+ and reproductive rights. It removes regulatory constraints aligned with climate and environmental protections and weakens consumer protection laws. And it calls for increased deportations of illegal aliens and the imposition of harsh immigration restrictions.

    Even before he had taken office, Trump and his team sought to replace career-long specialists in federal agencies with those that matched his own beliefs. His transition team used Project 2025 to guide its appointment of officials for the forthcoming administration. Reports quoting insiders within Trump’s team say that the team consulted a database of Trump loyalists created by the Heritage Foundation to fill vacancies.

    Contributors to Project 2025 were also appointed to key roles. These have included including border tsar, Tom Homan, and CIA director John Ratcliffe. Brendan Carr, the Trump-appointed chairman of the Federal Communications Committee, wrote a chapter of Project 2025 on the committee.

    The principal author of Project 2025, Russ Vought, has been appointed as director of the Office of Management and Budget (OMB) – the nerve centre of the federal government’s expenditure. Vought’s influence within the administration has led one journalist to call him “the real mastermind behind Trump’s imperial presidency”.



    How is Donald Trump’s presidency shaping up after 100 days? Here’s what the experts think. If you like what you see, sign up to receive our weekly World Affairs Briefing newsletter.


    The alignment of Trump’s policy decisions and Project 2025’s objectives continued after he was inaugurated on January 20. The raft of executive orders issued by Trump during the first few weeks reflected many of Project 2025’s ambitions.

    CNN analysed the 53 executive orders signed by Trump in his first week as president and concluded that 36 of those orders mirrored proposals within the Heritage Foundation’s brief. The alignment spread across numerous departments.

    Trump’s controversial reciprocal tariffs on US imported goods match Project 2025’s desire for free trade and its belief that the World Trade Organization’s most favoured nation principle is unfair. Although both Trump tariffs and Project 2025 have a foundation in economic nationalism, Trump has favoured a broad and aggressive approach compared to Project 2025’s more targeted aims.

    The savings to federal expenditure proposed by Doge, the unofficial Department of Government Efficiency led by Elon Musk, are also broadly covered within the paper. A theme running throughout Project 2025 is ensuring value for taxpayers by reducing unnecessary government expenditure.

    But while a large amount of Project 2025 has already been incorporated into the administration’s policies, there is still a significant number of recommendations and initiatives that remain to be implemented.

    What’s still to come?

    While Trump has already ended the use of federal taxpayer dollars to fund or promote elective abortion through Executive Order 14182, Project 2025 calls for stronger initiatives to support a pro-life position by threatening to withhold funding to states if they fail to adhere to new guidelines. These penalties could be incurred through states failing to report to the Center for Disease and Control Prevention (CDC) data on how many abortions take place within the state, for example.

    The administration has also not yet matched Project 2025’s calls for increasing the defence budget to 5% of GDP. Earlier this month, however, Trump and his defense secretary, Pete Hegseth, promised that their next budget proposal would include a $1 trillion defence budget. Hegseth posted on X that the money would be spent on ‘lethality and readiness.’

    Trump’s recent criticisms of the refusal by Federal Reserve chair, Jerome Powell, to lower interest rates might suggest that he agrees with Project 2025’s criticism of the Federal Reserve and its recommendation that it be abolished. But the market’s negative reaction to Trump’s attack on Powell looks likely to end any prospect of eradicating the Fed.

    Perhaps a greater concern to Americans is Project 2025’s designs for social security. As part of the focus on fiscal stability, the authors of Project 2025 have recommended that the retirement age be increased from 67 to 69. Social security reforms have been discussed by the administration but yet to be put into place.

    When questioned, Republican legislators have stopped short of telling constituents that Social Security is safe from change. After all, Trump maintained that he has no plans to either reduce social security payments or increase the retirement age.

    However, just this week, Trump and Doge have announced cuts to the Social Security Administration (SSA), the body that administers payments. This has led to concerns for the former SSA director, Martin O’Malley, who suggested that the cuts would mean that future payments of vital benefits might be delayed.

    Where the administration turns next is unclear. There are hundreds of policy recommendations within the 900-page document, some of which have been implemented in full, others only in part.

    Nonetheless, Project 2025 has acted as a blueprint for much of the new Trump administration’s policies, even though the White House has shown some reluctance to incorporate all of the recommendations within the project.

    There are signs, however, that the administration has not yet finished with Project 2025 and that the conservative wishlist continues to influence the administration’s policymaking decisions.

    Dafydd Townley does not work for, consult, own shares in or receive funding from any company or organisation that would benefit from this article, and has disclosed no relevant affiliations beyond their academic appointment.

    – ref. How Project 2025 became the blueprint for Donald Trump’s second term – https://theconversation.com/how-project-2025-became-the-blueprint-for-donald-trumps-second-term-255149

    MIL OSI – Global Reports –

    April 26, 2025
  • MIL-OSI USA: McClellan Announces 2025 Women of Excellence Award Winners

    Source: United States House of Representatives – Congresswoman Jennifer McClellan (Virginia 4th District)

    Washington, D.C. –Today, Congresswoman Jennifer McClellan (VA-04) announced the winners of the Second Annual Women of Excellence Awards. The awards recognize outstanding women or women’s organizations residing, studying, working, or serving Virginia’s Fourth District that have made a profound impact on the district and have meaningfully contributed to their communities. 

    “I am excited to recognize the work these incredible women have done to make Virginia’s Fourth District a better place,” said Congresswoman McClellan. “Women shaped our Commonwealth — and our nation — from the beginning, even when they have gone unseen and unnoticed. This year’s award recipients uplift our communities every day. They inspire me and remind us all that women can achieve.”

    Businesswoman of the Year – Monica Mueller

    Monica Mueller is Chief Strategy Officer of Softensity, a leading provider of software development and IT consulting services. As Softensity’s EVP, she spent five years transforming multiple departments, leveraging technology to streamline operations and improve performance.

    Non-Profit of the Year – Little Hands VA

    Little Hands Virginia’s mission is to ensure children in Central Virginia have essentials from birth to improve outcomes for life. They support families by providing items, like diapers, pack n’ plays for safe sleep, and strollers, to children newborn to three years old in need in Central Virginia.

    The Women of Impact in Education Award – Kayla Diaz

    Kayla Diaz is a Spanish-language interpreter for Colonial Heights Public Schools. While serving as a family resource coordinator at Colonial Heights Public Schools, she successfully advocated for the creation of a dedicated interpreter position translating conversations between school staff and families with developing English skills.        

    Women in Action Volunteer Award – Fatima Smith

    Fatima M. Smith is the founder of FMS Speaks, LLC, a platform through which she facilitates crucial conversations within institutions, government, and educational settings. She has committed herself to interpersonal violence prevention, child advocacy and more.

    The Dr. Gladys West Women in STEM Award – Pamela Bingham

    Pamela R. Bingham is a “social impact” environmental engineer and currently the Operations Manager for The Health, Environmental, and Economic Justice Lab in the University of Maryland School of Public Health.

    Law and Government Champion Award – Gray Montrose

    Gray Montrose is currently the Deputy Director of Land Conservation with the Capital Region Land Conservancy, a nonprofit land trust currently stewarding over fifteen thousand acres of priority forest, farm, and park land in central Virginia. Her role involves providing legal counsel to the organization and providing critical support to the development of new projects.

    Media and Communications Champion Award – Claudia Massey

    Claudia R. Massey is the co-founder of Patience for Patients, LLC, a non-medical homecare agency that provides personal care and companionship services to the geriatric population. She is a columnist for Diva Dynasty Magazine, a best-selling author, a radio host, and a TV host at Preach the Word Worldwide Network where she serves as their brand ambassador.

    MIL OSI USA News –

    April 26, 2025
  • MIL-OSI USA: Rep. Panetta Authors Legislation to Protect the Central Coast from Offshore Drilling

    Source: United States House of Representatives – Congressman Jimmy Panetta (D-Calif)

    Monterey, CA – On Earth Day, United States Representative Jimmy Panetta (CA-19) authored and introduced the Central Coast of California Conservation Act of 2025.  This legislation would prohibit any new leasing for the exploration, development, or production of oil or natural gas in the Central California Planning Area, which extends all along California’s 19th Congressional District, including from the northern border of San Luis Obispo County to the northern border of Santa Cruz County.  The bill would ensure protections up to Mendocino County.  Rep. Panetta introduced this legislation as part of a collaborative, coordinated package of bills to permanently protect the Pacific and Atlantic Oceans from the dangers of fossil fuel drilling.

    As this Administration attempts to repeal environmental protections, the Central Coast of California Conservation Act would take proactive action to protect California’s 19th Congressional District’s coastal economies and marine ecosystems.  These waters are teeming with biodiversity, boasting at least 26 marine mammal species, 94 seabird species, four sea turtle species, more than 340 fish species, thousands of invertebrate species, and more than 450 marine algae species.  California’s coast supports tourism, recreation, agriculture, fisheries, and shipping, contributing $44 billion to California’s GDP each year.

    “Our oceans, economy, and way of life of coastal communities in California’s 19th Congressional District must continue to be protected from any effort to expand offshore oil and gas drilling,” said Rep. Panetta.  “The Central Coast of California Conservation Act would prevent new drilling before it starts, protecting the biodiversity of our waters and the businesses and communities that rely on them.  On Earth Day, and every day, we must take action to ensure we are living up to the legacy of our home to protect the incredible beauty and bounty that our ocean provides for the next generation.”

    U.S. coastal counties support 54.6 million jobs, $10 trillion in goods and services, and pay $4 trillion in wages.  Under President Joe Biden, more than 625 million acres of U.S. ocean waters were permanently protected from offshore oil and gas drilling.  This Administration is trying to roll back those protections, attempting to illegally reopen those same areas to drilling.  The first Trump Administration proposed a sweeping plan to open 47 offshore oil and gas lease areas across nearly every U.S. coastline, from California to New England.

    “Monterey Bay Aquarium applauds our California representatives for consistently championing the protection of our ocean and our coastal communities from the devastating impacts of oil pollution and offshore oil development,” said Monterey Bay Aquarium Executive Director Julie Packard.  “Californians experienced too many times the heartbreaking impacts of these spills and know that thriving coastal communities and their economies depend on a healthy, vibrant ocean.  These important bills would enshrine in law the essential protections from the hazards of offshore drilling and take decisive action on behalf of the people of California.”

    “California’s spectacular marine life — including complex kelp forests and charismatic sea otters — and vibrant coastal economies rely on healthy ecosystems.  This legislation could, once and for all, block offshore drilling activities along the continental shelf, and protect critical marine habitats along California’s iconic Pacific Coast,” said Defenders of Wildlife California Program Director Pamela Flick.

    Rep. Panetta introduced this legislation as part of a suite of offshore drilling legislation alongside House Natural Resources Ranking Member Jared Huffman (CA-02), House Energy and Commerce Ranking Member Frank Pallone (NJ-07), Senators Alex Padilla (D-CA), Cory Booker (D-NJ), and Jack Reed (D-RI), and five other United States Representatives.  Additional legislation includes: 

    • The West Coast Ocean Protection Act (Rep. Huffman)
    • The COAST Anti-Drilling (Rep. Pallone)
    • The Florida Coast Protection Act (Rep. Castor)
    • New England Coastal Protection Act of 2025 (Rep. Magaziner)
    • Defend our Coast Act (Rep. Ross)
    • California Clean Coast Act of 2025 (Rep. Carbajal)
    • Southern California Coast and Ocean Protection Act (Rep. Levin)

    “It’s time to end the threat of expanded drilling off America’s coasts forever,” said Oceana Campaign Director Joseph Gordon.  “Oceana applauds these Congressional leaders for reintroducing pivotal legislation that would establish permanent protections from offshore oil and gas drilling for millions of acres of ocean. Earth Day is an important reminder that every coastal community deserves healthy oceans and oil-free beaches. This bill is part of a national movement to safeguard our multi-billion-dollar coastal economies from dirty and dangerous offshore drilling. Congress must swiftly pass these bills into law and reject any expansion of drilling to protect our coasts.”    

    “Protecting these waters puts coastal communities and wildlife above polluters and brings us closer to a world where our waters are free from oil spills, endangered whale populations are free from seismic blasting, and local economies can thrive,” said NRDC (Natural Resources Defense Council) Director of Ocean Energy Taryn Kiekow Heimer.  “Now more than ever, we need leadership from Congress to protect our oceans from an industry that only cares about its bottom line – and a Trump administration willing to do anything to give those oil billionaires what they want.”

    “We believe our coasts are far too valuable to risk for short-term fossil fuel gains,” said Save Our Shores Executive Director Katie Thompson.  “Permanently protecting offshore areas from oil and gas leasing is a critical step toward safeguarding marine ecosystems, coastal communities, and our climate future.  These bills reflect the will of the people to prioritize ocean health and long-term sustainability over polluting industries of the past.”

    “This suite of legislation is a critical move to safeguard our marine resources against Trump and his Big Oil agenda,” said Center for Biological Diversity ocean specialist Rachel Rilee.  “It’s been 15 years since the Deepwater Horizon oil disaster devastated coastlines and killed hundreds of thousands of marine animals.  Our oceans and the incredible ecosystems they support are counting on us. Congress must pass these bills and then get right back to work protecting marine life and coastal communities from every manmade danger and every Republican attack.”

    “Fifteen years ago this week, the Deepwater Horizon spill dumped 210 million gallons of oil into the ocean; and with every new offshore oil and gas lease, we’re gambling with the possibility of another disaster,” said Ocean Conservancy senior director of climate policy Anna-Marie Laura. “This suite of bills will help protect American waters, from Alaska to Florida, from the daily leaks, massive spills, and extreme air and water pollution that comes with offshore oil and gas drilling.  Ocean Conservancy implores Congress to listen to the voices of millions of Americans who want to end offshore oil and gas production and move toward responsible, renewable energy sources, and pass these bills.”

    ###

    MIL OSI USA News –

    April 26, 2025
  • MIL-OSI Security: Ex-Congressman George Santos Sentenced to 87 Months in Prison for Wire Fraud and Aggravated Identity Theft

    Source: Office of United States Attorneys

    Santos Filed Fraudulent FEC Reports, Embezzled Funds from Campaign Donors, Stole Identities, Charged Credit Cards Without Authorization, Obtained Unemployment Benefits Through Fraud, and Lied in Reports to the U.S. House of Representatives

    Former Congressman George Anthony Devolder Santos was sentenced today by United States District Judge Joanna Seybert at the federal courthouse in Central Islip to 87 months in prison for committing wire fraud and aggravated identity theft.  As part of the sentence, Santos was ordered to pay restitution to his victims in the amount of $373,749.97 and $205,002.97 in forfeiture.  Santos pleaded guilty in August 2024.  

    John J. Durham, United States Attorney for the Eastern District of New York; Matthew R. Galeotti, Head of the Department of Justice’s Criminal Division; Christopher G. Raia, Assistant Director in Charge, Federal Bureau of Investigation, New York Field Office (FBI); Harry T. Chavis, Jr., Special Agent in Charge, Internal Revenue Service Criminal Investigation, New York (IRS-CI New York); and Anne T. Donnelly, Nassau County District Attorney announced the sentence.

    “Today, George Santos was finally held accountable for the mountain of lies, theft, and fraud he perpetrated.  For the defendant, it was judgment day, and for his many victims including campaign donors, political parties, government agencies, elected bodies, his own family members, and his constituents, it is justice,” stated U.S. Attorney Durham.  “To Mr. Santos and other dishonest individuals of that ilk, who lie, steal identities and commit frauds to get elected to public office, this prosecution speaks to the truth that my Office is committed to aggressively rooting out public corruption and that public officials who criminally abuse our electoral process will end up in a federal prison.”

    Mr. Durham expressed his appreciation to the U.S. Department of Labor, Office of Inspector General and the New York State Department of Labor, for their assistance.

    FBI Assistant Director in Charge Raia stated, “Today, former United States Congressman George Santos is held accountable for his repeated criminal dishonesty – financing his election campaign with ill-obtained funds, stealing COVID unemployment benefits, and providing materially false information in his financial disclosure. Santos abused his authority to garner illicit donations and campaign support; ultimately betraying the public’s trust and violating our democratic systems.  May today’s sentencing emphasize the FBI’s continued commitment to dismantling any fraudulent scheme designed to unlawfully benefit those in positions of power.”

    “George Santos blatantly disregarded campaign finance laws and abused the trust of his constituents and contributors.  While he may have made a mockery of his position in public office, today’s sentencing is justice for those he has wronged.  CI New York proudly worked with the Eastern District of New York, the FBI and Nassau County DA’s office to ensure that Santos faces the consequences of his years of deception,” stated IRS-CI New York Special Agent in Charge Chavis.

    “George Santos spent his brief career in public service conning his donors and constituents until the deceit caught up to him and he was exposed as an opportunist and a fraud.  Today’s lengthy prison sentence is a just ending for a weaver of lies who believed he was above the law,” stated Nassau County District Attorney Donnelly. “Being elected to represent any community is accepting a solemn responsibility and a position of great trust. George Santos failed the people he was elected to represent in Nassau County and Queens.  He broke that trust and traded in his integrity for designer clothes and a luxury lifestyle. I will continue to work with my partners to root out public corruption and ensure that the crucial standards to which we hold our elected officials and public institutions are upheld.” 

    The counts to which Santos pled guilty relate to the following criminal scheme, as set forth in the superseding indictment:

    The Party Program Scheme

    During the 2022 election cycle, Santos was a candidate for the United States House of Representatives in New York’s Third Congressional District.  Nancy Marks, who pleaded guilty on October 5, 2023 to related conduct, was the treasurer for his principal congressional campaign committee, Devolder-Santos for Congress.  During this election cycle, Santos and Marks devised and executed a fraudulent scheme to obtain money for the campaign by submitting materially false reports to the Federal Election Commission (FEC), in which they inflated the campaign’s fundraising numbers for the purpose of misleading the FEC, a national party committee, and the public.

    The purpose of the scheme was to ensure that Santos and his campaign qualified for a program administered by the national party committee to provide financial and logistical support to Santos’s campaign.  To qualify for the program, Santos had to demonstrate, among other things, that his congressional campaign had raised at least $250,000 from third-party contributors in a single quarter.

    To create the public appearance that his campaign had met that financial benchmark and was otherwise financially viable, Santos and Marks agreed to falsely report to the FEC that at least 11 of their family members had made significant financial contributions to the campaign.  In fact, Santos and Marks both knew that these individuals had neither made the reported contributions nor given authorization for their personal information to be included in such false public reports.  In addition, Santos and Marks knew that the national party committee relied on FEC fundraising data to evaluate candidates’ qualification for the program, and agreed to falsely report to the FEC that Santos had loaned the campaign significant sums of money, when, in fact, Santos had not made the reported loans and, at the time the loans were reported, did not have the funds necessary to make such loans.  These falsely reported loans included one for $500,000 when in fact Santos had less than $8,000 in his personal and business bank accounts.

    Through the execution of this scheme, Santos and Marks ensured that Santos met the necessary financial benchmarks to qualify for the program administered by the national party committee.  As a result of qualifying for the program, the congressional campaign received significant financial support.

    As part of his plea agreement, Santos stipulated that he had engaged in the following additional criminal conduct, as set forth in the superseding indictment and other court filings, and agreed that this criminal conduct would be considered by the Court at the time of sentencing:

    The Credit Card Fraud Scheme

    Between approximately July 2020 and October 2022, Santos devised and executed a fraudulent scheme to steal the personal identity and financial information of contributors to his campaign.  He then repeatedly charged contributors’ credit cards without their authorization.  Because of these unauthorized transactions, funds were transferred to Santos’s campaign, to the campaigns of other candidates for elected office, and to his own bank account.  To conceal the true source of these funds and to circumvent campaign contribution limits, Santos falsely represented in FEC filings that some of the campaign contributions were made by other persons, such as his relatives or associates, rather than the true cardholders.  Santos did not have authorization to use their names in this way.  In furtherance of the scheme, Santos sought out victims he knew were elderly persons suffering from cognitive impairment or decline.

    Fraudulent Political Contribution Solicitation Scheme

    Beginning in September 2022, during his successful campaign for Congress, Santos operated a limited liability company (Company #1) through which he defrauded prospective political supporters.  Santos enlisted a Queens-based political consultant (Person #1) to communicate with prospective donors on Santos’s behalf.  Santos directed Person #1 to falsely tell donors that, among other things, their money would be used to help elect Santos to the House, including by purchasing television advertisements.  In reliance on these false statements, two donors (Contributor #1 and Contributor #2) each transferred $25,000 to Company #1’s bank account, which Santos controlled.

    Shortly after the funds were received into Company #1’s bank account, the money was transferred into Santos’s personal bank accounts—in one instance laundered through two of Santos’s personal accounts.  Santos then used much of that money for personal expenses.  Among other things, Santos used the funds to make personal purchases, including of designer clothing, to withdraw cash, to discharge personal debts, and to transfer money to his associates.

    Unemployment Insurance Fraud Scheme

    Beginning in approximately February 2020, Santos was employed as a Regional Director of a Florida-based investment firm (Investment Firm #1).  By late March 2020, in response to the outbreak of COVID-19 in the United States, new legislation was signed into law that provided additional federal funding to assist out-of-work Americans during the pandemic.

    In mid-June 2020, although he was employed and not eligible for unemployment benefits, Santos applied for government assistance through the New York State Department of Labor (NYS DOL), claiming falsely to have been unemployed since March 2020.  From that point until April 2021—during which time Santos was working and receiving a salary on a near-continuous basis, and throughout his first unsuccessful run for Congress—he falsely affirmed each week that he was eligible for unemployment benefits when he was not.  As a result, Santos fraudulently received more than $24,000 in unemployment insurance benefits.

    False Statements to the House of Representatives

    Santos, like all candidates for the House, had a legal duty to file with the Clerk of the United States House of Representatives a Financial Disclosure Statement (House Disclosures) before each election.  In his House Disclosures, Santos was personally required to give a full and complete accounting of his assets, income, and liabilities, among other things.  He certified that his House Disclosures were true, complete, and correct.

    In September 2022, in connection with his second campaign for election to the House, Santos filed a House Disclosure in which he vastly overstated his income and assets.  In this House Disclosure, he falsely certified that during the reporting period:

    • He had earned $750,000 in salary from the Devolder Organization LLC, a Florida‑based entity of which Santos was the sole beneficial owner;
    • He had received between $1,000,001 and $5 million in dividends from the Devolder Organization LLC;
    • He had a checking account with deposits of between $100,001 and $250,000; and
    • He had a savings account with deposits of between $1 million and $5 million.

    These assertions were false: Santos had not received from the Devolder Organization LLC the reported amounts of salary or dividends and did not maintain checking or savings accounts with deposits in the reported amounts.  Further, Santos failed to disclose that, in 2021, he received approximately $28,000 in income from Investment Firm #1 and more than $20,000 in unemployment insurance benefits from the NYS DOL.

    The government’s case is being handled by the Office’s Public Integrity Section and the Criminal Section of the Office’s Long Island Division, along with the Public Integrity Section of the Department of Justice’s Criminal Division.  Assistant United States Attorneys Ryan Harris, Anthony Bagnuola, and Laura Zuckerwise, along with Trial Attorney John Taddei, are in charge of the prosecution, with assistance from Paralegal Specialists Rachel Friedman and Dinora Orozco.

    The Defendant:

    GEORGE ANTHONY DEVOLDER SANTOS
    Age: 36
    Queens, New York

    E.D.N.Y. Docket No. 23-CR-197 (S-2) (JS)

    MIL Security OSI –

    April 26, 2025
  • MIL-OSI: DTE Completes Construction on Pine River Solar Park

    Source: GlobeNewswire (MIL-OSI)

    Detroit, April 25, 2025 (GLOBE NEWSWIRE) — DTE Energy (NYSE:DTE), Michigan’s largest producer of and investor in renewable energy, announced that construction has been completed at Pine River Solar Park during a ribbon-cutting ceremony at the site today. Located in mid-Michigan’s Pine River Township, the 80-megawatt renewable energy development has more than 180,000 solar panels and will generate enough clean energy to power nearly 20,000 homes. 

    Pine River Solar is the second of DTE’s three new solar parks to be connected to the electric grid in 2025, and the company has five additional parks under construction. These projects are reflective of DTE’s customers’ demand for clean energy and are funded through the company’s voluntary CleanVision MIGreenPower, which is Michigan’s largest community solar program. This customer interest is also helping to fuel DTE’s progress toward its goal of achieving net zero carbon emissions and reaching Michigan’s new renewable energy standard of 60% by 2035. 

    “The completion of Pine River Solar will be another milestone in what has been DTE’s most active period of renewable development in its history,” said Matt Paul, president and chief operating officer, DTE Electric. “This is further evidence that DTE is the state’s leading investor and operator of renewable energy, and it also demonstrates DTE’s commitment to supporting economic development and thriving communities through local tax revenues that are improving the daily lives of our host communities’ residents.” 

    Since 2009, DTE’s investments in renewable energy have created an estimated 20,000 jobs in Michigan. Additionally, the new park will bring Gratiot County and Pine River Township significant added tax revenue over the life of the project, which can be used for roads, schools, first responders and other vital community services. 

    “We’re pleased to have developed a business relationship with DTE that began with Pine River Wind back in 2019,” said Kevin Beeson, Pine River Township supervisor. “When the company more recently approached us with their solar plans, we were confident that both sides wanted a successful project. From early planning through construction and startup, DTE was a partner willing to revise plans to accommodate resident input and township demands. Pine River Solar will further solidify DTE as our community’s largest taxpayer. We value their commitment to our township, and we look forward to their continued success in the renewable energy world.” 

    DTE already generates enough clean energy from wind and solar projects to power more than 750,000 homes and plans to power the equivalent of nearly 6 million homes with renewable energy by 2042. The company’s MIGreenPower program has enrolled nearly 100,000 residential and 1,600 business customers, with plans to add more than 2,400 megawatts of new wind and solar to support those enrollments over the next 10 years. 

    About DTE Energy 

    DTE Energy (NYSE:DTE) is a Detroit-based diversified energy company involved in the development and management of energy-related businesses and services nationwide. Its operating units include an electric company serving 2.3 million customers in Southeast Michigan and a natural gas company serving 1.3 million customers across Michigan. The DTE portfolio also includes energy businesses focused on custom energy solutions, renewable energy generation, and energy marketing and trading. DTE has continued to accelerate its carbon reduction goals to meet aggressive targets and is committed to serving with its energy through volunteerism, education and employment initiatives, philanthropy, emission reductions and economic progress. Information about DTE is available at dteenergy.com, empoweringmichigan.com, x.com/dte_energy and facebook.com/dteenergy.   

    The MIL Network –

    April 26, 2025
  • MIL-OSI USA: Senator Markey to Attend Funeral of Pope Francis

    US Senate News:

    Source: United States Senator for Massachusetts Ed Markey

    Senator Markey and Pope Francis meeting in 2014 to discuss climate change
    Boston (April 25, 2025) – Senator Edward J. Markey (D-Mass.) announced today that he will attend the funeral of His Holiness Pope Francis in Rome on Saturday as part of a bipartisan delegation of Catholic U.S. Senators.
    “It is a great honor to join mourners from around the world in St. Peter’s Square to pay our respects to the People’s Pope, His Holiness Pope Francis. In his words and in his deeds, Pope Francis taught us to fight for a better world – one that meets the needs of the most vulnerable among us, and one that grants dignity to all,” said Senator Markey. “Pope Francis held a unique power in convening people, instilling in them a moral obligation to act boldly on the world’s most pressing issues, and guiding them through dark and difficult times with his wisdom, humility, and compassion. When we met, we discussed the necessity to act on climate change and the challenges it poses to the planet we call our home. I carry his mandate forward with me to be in service of life and to embrace the moments and opportunities to be part of a global movement that protects our people and our planet.”
    In May 2014, Senator Markey traveled to the Vatican and met with Pope Francis and high-level Vatican leaders and Cardinals to discuss the importance to act on climate change and to encourage the Catholic Church to continue to use their moral authority to elevate the issue. Senator Markey lauded Pope Francis’s 2015 Joint Meeting of Congress Address as a “Sermon on the Hill.”
    The bipartisan delegation includes Senators Markey, Dick Durbin (D-Ill.), Susan Collins (R-Maine), Mike Rounds (R-S.D.), and Eric Schmitt (R-Mo.).

    MIL OSI USA News –

    April 26, 2025
  • MIL-OSI Global: In talking with Tehran, Trump is reversing course on Iran – could a new nuclear deal be next?

    Source: The Conversation – Global Perspectives – By Jeffrey Fields, Associate Professor of the Practice of International Relations, USC Dornsife College of Letters, Arts and Sciences

    A mural on the outer walls of the former US embassy in Tehran depicts two men in negotiation. Majid Saeedi/Getty Images

    Negotiators from Iran and the United States are set to meet again in Oman on April 26, prompting hopes the two countries might be moving, albeit tentatively, toward a new nuclear accord.

    The scheduled talks follow the two previous rounds of indirect negotiations that have taken place under the new Trump administration. Those discussions were deemed to have yielded enough progress to merit sending nuclear experts from both sides to begin outlining the specifics of a potential framework for a deal.

    The development is particularly notable given that Trump, in 2018, unilaterally walked the U.S. away from a multilateral agreement with Iran. That deal, negotiated during the Obama presidency, put restrictions on Tehran’s nuclear program in return for sanctions relief. Trump{,} instead turned to a policy that involved tightening the financial screws on Iran through enhanced sanctions while issuing implicit military threats.

    But that approach failed to disrupt Iran’s nuclear program.

    Now, rather than revive the maximum pressure policy of his first term, Trump – ever keen to be seen as a dealmaker – has given his team the green light for the renewed diplomacy and even reportedly rebuffed, for now, Israel’s desire to launch military strikes against Tehran.

    Jaw-jaw over war-war

    The turn to diplomacy returns Iran-US relations to where they began during the Obama administration, with attempts to encourage Iran to curb or eliminate its ability to enrich uranium.

    Only this time, with the U.S. having left the previous deal in 2018, Iran has had seven years to improve on its enrichment capability and stockpile vastly more uranium than had been allowed under the abandoned accord.

    As a long-time expert on U.S. foreign policy and nuclear nonproliferation, I believe Trump has a unique opportunity to not only reinstate a similar nuclear agreement to the one he rejected, but also forge a more encompassing deal – and foster better relations with the Islamic Republic in the process.

    The front pages of Iran’s newspapers in a sidewalk newsstand in Tehran, Iran, on April 13, 2025.
    Alireza/Middle East Images/AFP via Getty Images

    There are real signs that a potential deal could be in the offing, and it is certainly true that Trump likes the optics of dealmaking.

    But an agreement is by no means certain. Any progress toward a deal will be challenged by a number of factors, not least internal divisions and opposition within the Trump administration and skepticism among some in the Islamic Republic, along with uncertainty over a succession plan for the aging Ayatollah Khamenei.

    Conservative hawks are still abundant in both countries and could yet derail any easing of diplomatic tensions.

    A checkered diplomatic past

    There are also decades of mistrust to overcome.

    It is an understatement to say that the U.S. and Iran have had a fraught relationship, such as it is, since the Iranian revolution of 1979 and takeover of the U.S. embassy in Tehran the same year.

    Many Iranians would say relations have been strained since 1953, when the U.S. and the United Kingdom orchestrated the overthrow of Mohammad Mossadegh, the democratically elected prime minister of Iran.

    Washington and Tehran have not had formal diplomatic relations since 1979, and the two countries have been locked in a decadeslong battle for influence in the Middle East. Today, tensions remain high over Iranian support for a so-called axis of resistance against the West and in particular U.S. interests in the Middle East. That axis includes Hamas in Palestine, Hezbollah in Lebanon and the Houthis in Yemen.

    For its part, Tehran has long bristled at American hegemony in the region, including its resolute support for Israel and its history of military action. In recent years that U.S. action has included the direct assaults on Iranian assets and personnel. In particular, Tehran is still angry about the 2020 assassination of Qassem Soleimani, the head of the Quds Force of the Islamic Revolutionary Guard Corps.

    Standing atop these various disputes, Iran’s nuclear ambitions have proved a constant source of contention for the United States and Israel, the latter being the only nuclear power in the region.

    The prospect of warmer relations between the two sides first emerged during the Obama administration – though Iran sounded out the Bush administration in 2003 only to be rebuffed.

    U.S. diplomats began making contact with Iranian counterparts in 2009 when Undersecretary of State for Political Affairs William Burns met with an Iranian negotiator in Geneva. The so-called P5+1 began direct negotiations with Iran in 2013. This paved the way for the eventual Iran nuclear deal, or Joint Comprehensive Plan of Action (JCPOA), in 2015. In that agreement – concluded by the U.S., Iran, China, Russia and a slew of European nations – Iran agreed to restrictions on its nuclear program, including limits on the level to which it could enrich uranium, which was capped well short of what would be necessary for a nuclear weapon. In return, multilateral and bilateral U.S. sanctions would be removed.

    Many observers saw it as a win-win, with the restraints on a burgeoning nuclear power coupled with hopes that greater economic engagement with the international community that might temper some of Iran’s more provocative foreign policy behavior.

    Yet Israel and Saudi Arabia worried the deal did not entirely eliminate Iran’s ability to enrich uranium, and right-wing critics in the U.S. complained it did not address Iran’s ballistic missile programs or support for militant groups in the region.

    Benjamin Netanyahu, Prime Minister of Israel, draws a red line on a graphic of a bomb while discussing Iran at the United Nations on Sept. 27, 2012.
    Mario Tama/Getty Images

    When Trump first took office in 2016, he and his foreign policy team pledged to reverse Obama’s course and close the door on any diplomatic opening. Making good on his pledge, Trump unilaterally withdrew U.S. support for the JCPOA despite Iran’s continued compliance with the terms of the agreement and reinstated sanctions.

    Donald the dealmaker?

    So what has changed? Well, several things.

    While Trump’s withdrawal from the JCPOA was welcomed by Republicans, it did nothing to stop Iran from enhancing its ability to enrich uranium.

    Meanwhile, Saudi Arabia, eager to transform its image and diversify economically, now supports a deal it opposed during the Obama administration.

    In this second term, Trump’s anti-Iran impulses are still there. But despite his rhetoric of a military option should a deal not be struck, Trump has on numerous occasions stated his opposition to U.S. involvement in another war in the Middle East.

    In addition, Iran has suffered a number of blows in recent years that has left it more isolated in the region. Iranian-aligned Hamas and Hezbollah have been seriously weakened as a result of military action by Israel. Meanwhile, strikes within Iran by Israel have shown the potential reach of Israeli missiles – and the apparent willingness of Prime Minister Benjamin Netanyahu to use them. Further, the removal of President Bashar al-Assad in Syria has deprived Iran of another regional ally.

    Tehran is also contending with a more fragile domestic economy than it had during negotiations for JCPOA.

    With Iran weakened regionally and Trump’s main global focus being China, a diplomatic avenue with Iran seems entirely in line with Trump’s view of himself as a dealmaker.

    A deal is not a given

    With two rounds of meetings completed and the move now to more technical aspects of a possible agreement negotiated by experts, there appears to be a credible window of opportunity for diplomacy.

    This could mean a new agreement that retains the core aspects of the deal Trump previously abandoned. I’m not convinced a new deal will look any different from the previous in terms of the enrichment aspect.

    There are still a number of potential roadblocks standing in the way of any potential deal, however.

    As was the case with Trump’s meetings with North Korean leader Kim Jong-un during his first term, the president seems to be less interested in details than spectacle. While it was quite amazing for an American leader to meet with his North Korean counterpart, ultimately, no policy meaningfully changed because of it.

    On Iran and other issues, the president displays little patience for complicated policy details. Complicating matters is that the U.S. administration is riven by intense factionalism, with many Iran hawks who would be seemingly opposed to a deal – including Secretary of State Marco Rubio and national security adviser Mike Waltz. They could rub up against newly confirmed Undersecretary of Defense for policy Elbridge Colby and Vice President JD Vance, both of whom have in the past advocated for a more pro-diplomacy line on Iran.

    As has become a common theme in Trump administration foreign policy – even with its own allies on issues like trade – it’s unclear what a Trump administration policy on Iran actually is, and whether a political commitment exists to carry through any ultimate deal.

    Top Trump foreign policy negotiator Steve Witkoff, who has no national security experience, has exemplified this tension. Tasked with leading negotiations with Iran, Witkoff has already having been forced to walk back his contention that the U.S. was only seeking to cap the level of uranium enrichment rather than eliminate the entirety of the program.

    For its part, Iran has proved that it is serious about diplomacy, previously having accepted Barack Obama’s “extended hand.”

    But Tehran is unlikely to capitulate on core interests or allow itself to be humiliated by the terms of any agreement.

    Ultimately, the main question to watch is whether a deal with Iran is to be concluded by pragmatists – and then to what extent, narrow or expansive – or derailed by hawks within the administration.

    Jeffrey Fields receives funding from the Carnegie Corporation of New York.

    – ref. In talking with Tehran, Trump is reversing course on Iran – could a new nuclear deal be next? – https://theconversation.com/in-talking-with-tehran-trump-is-reversing-course-on-iran-could-a-new-nuclear-deal-be-next-254770

    MIL OSI – Global Reports –

    April 26, 2025
  • MIL-OSI United Kingdom: International agreement to boost British business

    Source: United Kingdom – Executive Government & Departments

    Press release

    International agreement to boost British business

    Businesses will save time and money on repetitive legal action thanks to new international rules coming into force across the UK on 1 July.

    • Agreement will cut delays and costs for UK businesses
    • UK judgments against foreign suppliers will be recognised by participating countries overseas
    • This will boost the UK legal sector and drive economic growth, part of the government’s Plan for Change

    Businesses will save time and money on repetitive legal action thanks to new international rules coming into force across the UK on 1 July.

    The UK Government signed up to the Hague 2019 Convention, which means other countries will more easily recognise and enforce UK court judgments in cross-border disputes – sparing firms from costly and repetitive court battles.

    Currently, if a UK business wins a case in a UK court against a company based in another country, business leaders face the threat of time-consuming enforcement processes or even identical legal action overseas for the same dispute – causing delays, increasing costs and creating confusion to the consumer.

    The new rules will provide a simpler enforcement route to existing complex systems, giving one clear consistent set of shared rules – that the UK helped shape – making the process easier for everyone.

    Streamlining the process will save businesses time and money, encourage foreign companies to use the UK’s world-class lawyers and courts to settle their disputes and grow the economy overall.

    Justice Minister, Lord Ponsonby, said:

    This Convention delivers real benefits for British businesses dealing with international disputes.

    As part of our Plan for Change we’re boosting UK firms’ confidence to trade by minimising legal costs and ensuring justice across borders, all while cementing Britain’s role as a global legal powerhouse committed to the rule of law.

    The Convention will enhance international legal collaboration. It will apply to judgments in civil and commercial matters, strengthening the UK’s position as a global hub for dispute resolution.

    The 2019 Hague Convention is already being applied by 29 parties, from Ukraine to EU countries, with Uruguay joining last year. This means UK civil and commercial judgments will be recognised and enforced in these nations and that the UK will recognise judgments made in their courts.

    With 91 members of the Hague Conference on Private International Law (HCCH), a major multilateral forum for private international law rules which has produced numerous conventions including the 2019 Hague Convention, Hague 2019 has a potentially global reach. 

    The Convention will apply to judgments given in proceedings that commence on or after 1 July 2025 across the entire United Kingdom or in other participating countries.

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    Updates to this page

    Published 25 April 2025

    MIL OSI United Kingdom –

    April 26, 2025
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