NewzIntel.com

Category: housing

  • MIL-OSI Global: The story of the Great Migration often overlooks Black businesses that built Detroit

    Source: The Conversation – USA – By Kendra D. Boyd, Assistant Professor of History, Rutgers University

    The flourishing Black business district in Detroit, Mich., photographed in 1942. Arthur S. Siegel via the Library of Congress, CC BY-ND

    Black businesses were essential to facilitating the Great Migration of African Americans out of the South between the 1910s and 1960s. Yet, the traditional narrative of the migration as a movement of laborers seeking high-wage jobs obscures the history of African Americans who moved north or west seeking entrepreneurial opportunities.

    This story is featured in my book, “Freedom Enterprise: Black Entrepreneurship and Racial Capitalism in Detroit,” which will be published April 8, 2025.

    Between 1910 and 1970, more than 6 million African Americans left the South for destinations such as Detroit, Chicago, New York and Los Angeles. This mass exodus had, and continues to have, enormous political, cultural and social implications for our nation. Migrants were seeking true freedom, including full political and economic citizenship – things they had not been able to achieve in the Jim Crow South.

    As a historian of Black business, I wanted to know more about those who migrated to Detroit with the aim of working for themselves – as opposed to getting a job in Henry Ford’s auto factories.

    The experiences and trajectories of these migrant entrepreneurs can tell us much about the possibilities for Black social and economic advancement through business in the United States.

    Leaving the South

    Pioneering African American historian Carter G. Woodson, father of Black History Month, pointed to the lack of business opportunities in describing the causes of the mass migration that began in the mid-1910s.

    “In most parts of the South the Negroes are still unable to become landowners or successful business men,” Woodson wrote in 1918. “Conditions and customs have reserved these spheres for the whites.”

    Of course, African Americans did establish businesses in the South, sometimes becoming quite wealthy. But there was always the threat of lynchings and other forms of racial violence for those who defied the racial caste system of Jim Crow. The destruction of “Black Wall Street” in Tulsa, Oklahoma, is a well-known story. But there were many other incidents of white supremacist terrorism targeting Black businesses owners.

    In fact, many Black entrepreneurs pointed out that the danger of racial violence was a deciding factor in their moving to Detroit. This included people such as Willis Eugene Smith, who established a funeral home, and Berry Gordy Sr., who operated a grocery store and contracting business in the city. In his 1979 memoir, “Movin’ Up: Pop Gordy Tells His Story,” Gordy told how he decided to leave Georgia for Detroit after local whites began pestering him about a large check he received as payment for goods he had sold. Gordy’s sister warned him: “You fool ’round here, they’re liable to beat us out of it, take all our money.”

    Many African American entrepreneurs who participated in the Great Migration questioned whether they could experience enduring upward mobility through business if they stayed in the South.

    As early as 1917, the director of the Detroit Urban League, Forrester B. Washington, reported “receiving many letters from [southern] Negro business men asking information regarding the real situation here.”

    Migrant entrepreneurs’ services essential

    Many of those Southern entrepreneurs decided to move north. Detroit’s African American population increased 611% between 1910 and 1920 to 40,838, making it home to one of the largest populations of African Americans in the country.

    While Southern migrants saw Detroit as a promised land, segregation in the North was alive and well. There were many negative aspects to racial segregation, but it also created entrepreneurial opportunities, as Black newcomers needed the services of Black-owned businesses such as barbershops and hair salons, hotels and restaurants. These businesses sustained the growing African American community and made it feasible for Southern migrants to settle permanently in the city. By 1926, 85% of Detroit’s Black population were migrants, according to “The Negro in Detroit,” a report produced by the Detroit Bureau of Governmental Research.

    Some businesses made their Southern roots explicit in their advertising. A 1933 advertisement for the Creole Hand Laundry, located at 542 Watson St., stated: “From New Orleans, La.”

    Migrant entrepreneurs tapped into newly created niche markets, catering to the tastes of Southern transplants. For example, the Home Milling Company was established in Detroit around 1922 and processed hominy grits, cornmeal and whole wheat flour in a plant at Catherine and Russell streets. Home Milling’s managers had plans to expand the business in order to supply Black-owned bakeries in Detroit and satiate the tastes of newcomers.

    “There is quite a large demand of the products on the part of Southern residents in the City and the concern is doing a fair volume of business,” stated the 1926 “The Negro in Detroit” report. “Their cornmeal is made from specially selected white corn out of deference to the palate of Southern Negroes who do not relish meal made from yellow corn.”

    Supreme Linen and Laundry was another company that provided essential goods and services to Detroit’s growing number of Black-owned restaurants and hotels. Established by native Mississippians Fred and Callie Allen in 1929, the company supplied uniforms, tablecloths and napkins to businesses across the city and housed a commercial laundry.

    Fred and Callie Allen, a husband and wife team, built up their laundry business, Supreme Linen and Laundry, to service the Black neighborhoods nearby. The business grew to at least 41 Black employees.
    The Detroit Tribune, CC BY-ND

    A mecca for Black-owned business

    By the 1940s, Detroit had earned the reputation of having more Black-owned businesses than any other city in the United States. This thriving business community comprised mainly Southern migrants.

    Black business women, particularly those affiliated with the Detroit Housewives’ League, were instrumental in facilitating the growth of the Black-owned business community in the 1930s and 1940s. The league was established with the goal of boosting Black business in the city and grew to have over 10,000 members. The organization promoted Black businesses by hosting annual exhibitions, producing and distributing informational publications, and sponsoring educational programs for entrepreneurs and consumers.

    Building a successful Black business community in Detroit in the first half of the 20th century was certainly not without obstacles. These included retail and residential segregation, lending discrimination and violence, among others. Yet, migrant entrepreneurs facilitated the migration to the city and transformed the landscape of Detroit.

    In 1925, the city’s Black population was 85,000. That blossomed to 300,000 by 1950.

    Detroit’s historic Black business community was concentrated in adjoining neighborhoods called Black Bottom and Paradise Valley.

    Later, this area was targeted by urban planning initiatives, including freeway construction and urban renewal in the 1950s and 1960s. As a result, the success of this business community was cut short. State-sponsored redevelopment wiped out much of the wealth Black entrepreneurs hoped to pass down to their children, contributing to the racial wealth gap.

    This destruction was a harsh blow to Southern migrant entrepreneurs who had relocated to Detroit seeking economic independence, upward mobility and other markers of freedom.

    Read more of our stories about Detroit.

    Kendra D. Boyd does not work for, consult, own shares in or receive funding from any company or organization that would benefit from this article, and has disclosed no relevant affiliations beyond their academic appointment.

    – ref. The story of the Great Migration often overlooks Black businesses that built Detroit – https://theconversation.com/the-story-of-the-great-migration-often-overlooks-black-businesses-that-built-detroit-249006

    MIL OSI – Global Reports –

  • MIL-OSI Global: As mountain glaciers melt, risk of catastrophic flash floods rises for millions − World Day for Glaciers carries a reminder

    Source: The Conversation – USA – By Suzanne OConnell, Harold T. Stearns Professor of Earth Science, Wesleyan University

    Imja Lake, a glacial lake in the Mount Everest region of Nepal, began as meltwater ponds in 1962 and now contains 90 million cubic meters of water. Its water level was lowered to protect downstream communities. Alton Byers

    In mountain ranges around the world, glaciers are melting as global temperatures rise. Europe’s Alps and Pyrenees lost 40% of their glacier volume from 2000 to 2023. These and other icy regions have provided freshwater for people living downstream for centuries – almost 2 billion people rely on glaciers today. But as glaciers melt faster, they also pose potentially lethal risks.

    Water from the melting ice often drains into depressions once occupied by the glacier, creating large lakes. Many of these expanding lakes are held in place by precarious ice dams or rock moraines deposited by the glacier over centuries.

    Too much water behind these dams or a landslide into the lake can break the dam, sending huge volumes of water and debris sweeping down the mountain valleys, wiping out everything in the way.

    These risks and the loss of freshwater supplies are some of the reasons the United Nations declared 2025 the International Year of Glaciers’ Preservation and March 21 the first World Day for Glaciers. As an Earth scientist and a mountain geographer, we study the impact that ice loss can have on the stability of the surrounding mountain slopes and glacial lakes. We see several reasons for increasing concern.

    Erupting ice dams and landslides

    Most glacial lakes began forming over a century ago as a result of warming trends since the 1860s, but their abundance and rates of growth have risen rapidly since the 1960s.

    Many people living in the Himalayas, Andes, Alps, Rocky Mountains, Iceland and Alaska have experienced glacial lake outburst floods of one type or another.

    A glacial lake outburst flood in the Himalayas in October 2023 damaged more than 30 bridges and destroyed a 200-foot-high (60-meter) hydropower plant. Residents had little warning. By the time the disaster was over, more than 50 people had died.

    Juneau, Alaska, has been hit by several flash floods in recent years from a glacial lake dammed by ice on an arm of Mendenhall Glacier. Those floods, including in 2024, were driven by a melting glacier that slowly filled a basin below it until the basin’s ice dam broke.

    Scientists investigate flooding from Mendenhall Glacier’s Suicide Basin.

    Avalanches, rockfalls and slope failures can also trigger glacial lake outburst floods. These are growing more common as frozen ground known as permafrost thaws, robbing mountain landscapes of the cryospheric glue that formerly held them together. These slides can create massive waves when they plummet into a lake. The waves can then rupture the ice dam or moraine, unleashing a flood of water, sediment and debris.

    That dangerous mix can rush downstream at speeds of 20-60 mph (30-100 kph), destroying homes and anything else in its path.

    The casualties of such an event can be staggering. In 1941, a huge wave caused by a snow and ice avalanche that fell into Laguna Palcacocha, a glacial lake in the Peruvian Andes, overtopped the moraine dam that had contained the lake for decades. The resulting flood destroyed one-third of the downstream city of Huaraz and killed between 1,800 and 5,000 people.

    Teardrop-shaped Lake Palcacocha, shown in this satellite view, has expanded in recent decades. The city of Huaraz, Peru, is just down the valley to the right of the lake.
    Google Earth, data from Airbus Data SIO, NOAA, U.S. Navy, NGA, GEBCO

    In the years since, the danger there has only increased. Laguna Palcacocha has grown to more than 14 times its size in 1941. At the same time, the population of Huaraz has risen to over 120,000 inhabitants. A glacial lake outburst flood today could threaten the lives of an estimated 35,000 people living in the water’s path.

    Governments have responded to this widespread and growing threat by developing early warning systems and programs to identify potentially dangerous glacial lakes. Some governments have taken steps to lower water levels in the lakes or built flood diversion structures, such as walls of rock-filled wire cages, known as gabions, that divert floodwaters from villages, infrastructure or agricultural fields.

    Where the risks can’t be managed, communities have been encouraged to use zoning that prohibits building in flood-prone areas. Public education has helped build awareness of the flood risk, but the disasters continue.

    Flooding from inside and thawing permafrost

    The dramatic nature of glacial lake outburst floods captures headlines, but those aren’t the only risks. As scientists expand their understanding of how the world’s icy regions interact with global warming, they are identifying a number of other phenomena that can lead to similarly disastrous events.

    Englacial conduit floods, for instance, originate inside of glaciers, commonly those on steep slopes. Meltwater can collect inside massive systems of ice caves, or conduits. A sudden surge of water from one cave to another, perhaps triggered by the rapid drainage of a surface pond, can set off a chain reaction that bursts out of the ice as a full-fledged flood.

    An englacial conduit flood begins in the Himalayas. Elizabeth Byers.

    Thawing mountain permafrost can also trigger floods. This permanently frozen mass of rock, ice and soil has been a fixture at altitudes above 19,685 feet (6,000 meters) for millennia.

    Freezing helps keep mountains together. But as permafrost thaws, even solid rock becomes less stable and is more prone to breaking, while ice and debris are more likely to become detached and turn into destructive and dangerous debris flows. Thawing permafrost has been increasingly implicated in glacial lake outburst floods because of these new sources of potential triggers.

    In 2017, nearly a third of the solid rock face of Nepal’s 29,935-foot (6,374-meter) Saldim Peak collapsed and fell onto the Langmale glacier below. Heat generated by the friction of rock falling through air melted ice, creating a slurry of rock, debris and sediment that plummeted into Langmale glacial lake below, resulting in a massive flood.

    A glacial outburst flood in Barun Valley started when nearly one-third of the face of Saldim Peak in Nepal fell onto Langmale Glacier and slid into a lake. The top image shows the mountain in 2016. The lower shows the same view in 2017.
    Elizabeth Byers (2016), Alton Byers (2017)

    These and other forms of glacier-related floods and hazards are being exacerbated by climate change.

    Flows of ice and debris from high altitudes and the sudden appearance of meltwater ponds on a glacier’s surface are two more examples. Earthquakes can also trigger glacial lake outburst floods. Not only have thousands of lives been lost, but billions of dollars in hydropower facilities and other structures have also been destroyed.

    Impermanent frost. Nepali Times.

    A reminder of what’s at risk

    The International Year of Glaciers’ Preservation and World Day for Glaciers are reminders of the risks and also of who is in harm’s way.

    The global population depends on the cryosphere – the 10% of the Earth’s land surface that’s covered in ice. But as more glacial lakes form and expand, floods and other risks are rising. A study published in 2024 counted more than 110,000 glacial lakes around the world and determined 10 million people’s lives and homes are at risk from glacial lake outburst floods.

    The U.N. is encouraging more research into these regions. It also declared 2025 to 2034 the “decade of action in cryospheric sciences.” Scientists on several continents will be working to understand the risks and find ways to help communities respond to and mitigate the dangers.

    Suzanne OConnell receives funding from The National Science Foundation

    Alton C. Byers does not work for, consult, own shares in or receive funding from any company or organization that would benefit from this article, and has disclosed no relevant affiliations beyond their academic appointment.

    – ref. As mountain glaciers melt, risk of catastrophic flash floods rises for millions − World Day for Glaciers carries a reminder – https://theconversation.com/as-mountain-glaciers-melt-risk-of-catastrophic-flash-floods-rises-for-millions-world-day-for-glaciers-carries-a-reminder-251707

    MIL OSI – Global Reports –

  • MIL-OSI Global: Shaken baby syndrome can cause permanent brain damage, long-term disabilities or death – a pediatrician examines the preventable tragedy

    Source: The Conversation – USA – By Lori Frasier, Professor of Pediatrics, Penn State

    A common cause of shaken baby incidents is continuous crying. Cavan Images via Getty Images

    In the early 1990s when I was a young pediatrician, I was responsible for evaluating children with developmental and learning problems. Two unrelated boys, ages 7 and 9, were found to have IQs in the range of 60-70, which indicates a severe cognitive disability.

    During my medical review, the mothers revealed that their children were shaken violently as infants and that afterward behaved as if “the wind had been knocked out of them.” Both mothers reported shaking by a boyfriend or a father. No child was seen for medical care at the time.

    At the same period of my career I was working with a renowned pediatrician who was studying shaken baby syndrome. The link between shaking and later cognitive impairment was not lost on me.

    This scenario of shaken babies having neurological and developmental disabilities has played out over the past 30 years of my career as a child abuse pediatrician.

    The high rates of death and disability

    Shaken baby syndrome is a condition that can injure babies and young children, and in some cases lead to death.

    A 2024 study on babies with shaken baby syndrome found that 20% to 25% of infants die, another 20% to 25% look normal on discharge from the hospital, and fully half are left with long-term disabilities. These include learning and behavioral problems that appear later in life.

    The dangers of shaking babies have been recognized for over 50 years.

    In the early 1970s, John Caffey, a pediatric radiologist, coined the term “Whiplash Shaken Infant Syndrome.” Caffey linked permanent brain damage and bleeding in the backs of the retina to violent shaking of infants. Caffey suggested a multipronged approach to prevention of this severe form of abuse that included educating and supporting young families, especially mothers. As primary caregivers, mothers are often most easily reached by the message, but the message of prevention can involve fathers, babysitters and any other caregivers.

    Since Caffey’s original description, there have been tremendous advancements in the research behind shaking babies and infant head trauma. In 2009, the American Academy of Pediatrics recommended that medical providers use the term “abusive head trauma” to include many actions other than shaking that can injure the brains of infants and children. The use of shaken baby syndrome is still recommended for public education and prevention, and health care providers and other experts also recommend the use of the term because it’s commonly recognized by the lay public and understood by parents.

    How the brain is affected

    What happens to the brain of an infant when they are shaken?

    Infants – the most common population to be shaken – are small and have undeveloped neck muscles.

    In these incidents, the infant is typically grabbed around the chest and shaken back and forth several times. Small blood vessels around the brain break and bleed, causing blood to flow around the brain. This condition is called a subdural hematoma. In some cases, similar forces occur in the back of the eye, and hemorrhages in the retina can occur.

    In the most severe forms of shaking, the tissue of the brain itself is injured, and the child may experience unconsciousness or even stop breathing. Neck injuries occur when shaking causes injuries to ligaments and muscles that support the neck. Sometimes children have other injuries after being thrown down or impacted against something. Skull fractures or fractures of other bones, bruising and other injuries are often found.

    Three seconds of anger can change a life forever.

    A complex diagnosis

    An infant or child must be diagnosed as having abusive head trauma by a team of pediatric specialists. Usually, a concerned parent or caregiver who may or may not know an infant has been injured becomes concerned that the child is not behaving normally. The child may have symptoms ranging from persistent vomiting to seizures or even seem unconscious.

    The medical team begins addressing the child’s condition through blood testing and X-rays. Often a CT scan is performed in order to determine if there is a brain injury or some other abnormality. Bleeding around the brain is an indicator of trauma. However, other conditions can also cause this type of bleeding, including bleeding disorders, vitamin deficiency or genetic problems.

    Carefully assessing a child for all of these possibilities may lead to discovery of other areas of trauma, such as broken bones and bruises. A child abuse physician is often called in to assist with the evaluation when trauma becomes a leading diagnosis. That trauma could be accidental, or it could be a sign that someone has abused or hurt an infant.

    There are other medical conditions and even accidental injuries to a child that may resemble abusive head trauma. Experienced clinicians will evaluate a child carefully for these well-described conditions. Controversy about many of these conditions may exist in the courtroom, but in the medical setting it is often clear which conditions are present and when injuries are caused by trauma versus other medical conditions.

    All 50 states and territories of the U.S. require that a report is made to child protective services agencies, with law enforcement often being involved when someone suspects or knows that a baby has been shaken.

    Investigators and doctors work together along with parents and caregivers to try to determine what led to the infant or child’s condition. Bruising, fractures and retinal hemorrhages may support a diagnosis of child abuse, specifically shaken baby syndrome.

    During an investigation, a rare accidental cause may be determined. The purpose is to make sure infants and children are not being harmed or that a medical condition is uncovered that can be treated.

    As a pediatrician working in a children’s hospital and trauma center, it will never get easier for me to see infants and children with abusive injuries as well as other head traumas. The U.S. has come a long way in ensuring the safety of children through the use of car seats and many safety devices.

    Education can help

    Crying in infancy is a common trigger in cases where shaking occurs. Other risk factors include isolation, poverty, domestic violence and substance use. During severe economic downturns, the rate of shaken baby incidents rises, since research shows that social stressors often contribute.

    Although anyone can injure a baby in a moment of frustration, most prevention research has focused specifically on helping parents understand why infants cry or become fussy. Recognizing your infant’s needs and addressing those needs is an important piece of learning how to parent. Studies have shown that focused education for new parents in maternity wards by nurses is effective.

    If you or someone you know is concerned that a child or infant is being harmed in any way, each state has a process for reporting these concerns to appropriate authorities. Reporting can help prevent further harm to an infant and provide assistance to families.

    The National Center on Shaken Baby Syndrome, the American Academy of Pediatrics and the Centers for Disease Control and Prevention offer some helpful resources.

    Lori Frasier is has been a paid consultant to testify for both prosecution and defense in medical legal child abuse cases.
    I am on the governing board of the national center for shaken baby syndrome, this is volunteer position.

    – ref. Shaken baby syndrome can cause permanent brain damage, long-term disabilities or death – a pediatrician examines the preventable tragedy – https://theconversation.com/shaken-baby-syndrome-can-cause-permanent-brain-damage-long-term-disabilities-or-death-a-pediatrician-examines-the-preventable-tragedy-243882

    MIL OSI – Global Reports –

  • MIL-OSI Global: Donald Trump’s nonstop news-making can be exhausting, making it harder for people to scrutinize his presidential actions

    Source: The Conversation – USA – By Jennifer Mercieca, Professor of Communication and Journalism, Texas A&M University

    President Donald Trump calls on reporters during a news conference at the White House on Jan. 30, 2025. Chip Somodevilla/Getty Images

    Like many other news organizations, The Associated Press maintains a “live updates” page, which posts the latest from the Trump administration in a ticker tape-like live scroll, with multiple updates per hour, 12 hours a day.

    President Donald Trump has kept the ticker busy.

    “Trump is moving with light speed and brute force to break the existing order and reshape America at home and abroad,” an Associated Press reporter wrote on Feb. 22, 2025.

    Many Americans find the amount and pace of news exhausting, confusing and overwhelming.

    “How do you push back against a tidal wave?” political communication expert Dannagal Young wrote of this media phenomenon on Feb. 21. “You can’t.”

    I study the relationship between communication and democracy. I teach university classes on propaganda, presidential communication and the dark arts of communication, and I’m the author of an award-winning 2020 book on Trump’s communication strategies.

    Deliberately overwhelming people with a flood of news content is a propaganda strategy used by authoritarians like Russian President Vladimir Putin to distort reality and prevent people from clearly evaluating their government’s actions.

    President Donald Trump’s official ‘Truth’ account is seen on a mobile phone.
    Beata Zawrzel/NurPhoto via Getty Images

    Trump communicates more than ‘The Great Communicator’

    When Ronald Reagan’s first term as president began in 1981, several prominent political scientists noted in an analysis that a “week scarcely goes by without at least one major news story devoted to coverage of a radio or TV speech, an address to Congress, a speech to a convention, a press conference, a news release, or some other presidential utterance.”

    It’s hard to believe that Reagan’s presidential communication only attracted one major news story per week, especially since he is often called “the Great Communicator.”

    The 1980s had a slower, pre-digital news environment than that of the current day, to be sure. But Trump is also simply generating a lot more news content than Reagan did.

    Today, Trump’s frequent press conferences, news releases, social media posts and other appearances and offhand remarks generate a constant flow of new stories and social media posts each day. The proliferation of cellphones and social media allows many people to follow the news throughout the day. People, in return, expect the president and other politicians to talk to the public constantly and often berate them when they fail to meet that expectation and go silent.

    In fact, Trump is generating a lot more media content in his second term than he did in his first.

    Trump’s intensified communication strategy

    Reagan averaged about 5.8 news conferences per year. Trump averaged 22 per year in his first term, according to data collected by a nonpartisan group at the University of California Santa Barbara called the American Presidency Project. Former President Joe Biden averaged 9.25 per year.

    Trump has already had 18 press gaggles or press conferences since taking office in January 2025.

    A news analysis conducted by National Journal White House reporter George Condon showed that Trump has already answered more than 1,000 questions from reporters since he returned to office, which is nearly five times more questions than he answered at this point in his first presidency.

    Trump has also made a lot of news by issuing almost 90 executive orders, which he has used both as a strategy for exercising executive power over issues like foreign aid and as a strategy for attracting media coverage.

    Reagan issued 50 executive orders in his first year in office in 1981. Trump issued 72 executive orders within his first 30 days in 2025. That’s more executive orders than any previous president has issued in their first month over the last 40 years, including himself. He only issued 33 at this point in his first term in 2017.

    Trump’s media strategy in his second term appears to intensify the approach he used in his first term. During Trump’s first term, according to The New York Times, “Mr. Trump told top aides to think of each presidential day as an episode in a television show in which he vanquishes rivals.”

    As former Trump aide and current host of the show “War Room” Steve Bannon said in 2018, “The real opposition is the media. And the way to deal with them is to flood the zone with shit.”

    In 2025, in order to win the day’s news coverage, Trump is flooding the media with an unrelenting tidal wave of news content to dominate and vanquish the zone.

    This strategy is evident in the Oval Office executive order signing events. Trump literally makes news by signing a large piece of paper in front of cameras and reporters. These events are carefully staged political theater for media consumption in which Trump casts himself as the nation’s hero protecting it from foreign invasions, diversity programs or paper straws.

    Many of Trump’s executive orders are facing legal challenges, and some have been shot down by federal judges. Nonetheless, it is the spectacle of signing the orders that I, as a communications scholar, believe is designed to win the day – they are effective at generating news coverage and making Trump look powerful.

    “Trump, as we know from this first month, is the most news-making person to occupy the Oval Office I’ve ever seen,” said New York Times Executive Editor Joe Kahn on Feb. 27.

    President Donald Trump and Tesla CEO Elon Musk speak to reporters in front of a red Model S Tesla vehicle outside the White House on March 11, 2025.
    Pool Image/Associated Press

    A strategy of control

    Media scholar Marshall McLuhan famously argued in 1964 that “The medium is the message.” Likewise, with Trump, the communication strategy is the message.

    Communication is a tool. It can be used to promote democracy or to erode it. Any politician’s communication strategy reveals, at least in part, how they think about governing, power and democracy. Some political leaders communicate in ways that encourage people to ask questions and use their reason and critical thinking skills to evaluate public policies.

    Other political leaders use communication in undemocratic ways to manipulate and coerce, preventing citizens from using their reason and critical thinking skills to evaluate policies.

    What does Trump’s tidal wave of news content say about how he thinks about governing, power and democracy?

    As a media and governing strategy, I think that creating an unrelenting tidal wave of content is designed to enable Trump to attract and keep the nation’s attention on himself and – in the process, drown out other voices.

    This method overwhelms the media and exhausts many Americans who cannot easily absorb so much information at once.

    And the tidal wave strategy prevents the public from scrutinizing the president’s actions – because no one can push back against a tidal wave.

    Jennifer Mercieca does not work for, consult, own shares in or receive funding from any company or organization that would benefit from this article, and has disclosed no relevant affiliations beyond their academic appointment.

    – ref. Donald Trump’s nonstop news-making can be exhausting, making it harder for people to scrutinize his presidential actions – https://theconversation.com/donald-trumps-nonstop-news-making-can-be-exhausting-making-it-harder-for-people-to-scrutinize-his-presidential-actions-250733

    MIL OSI – Global Reports –

  • MIL-OSI Global: Fires, wars and bureaucracy: The tumultuous journey to establish the US National Archives

    Source: The Conversation – USA – By Elizabeth Call, University Archivist, RIT Libraries and Archives, Rochester Institute of Technology

    The 1952 procession to deliver the Declaration of Independence and Constitution from the Library of Congress to the National Archives included military guards and a tank. National Archives

    Some of the United States’ most important historical documents, including the Declaration of Independence, the Constitution, the Bill of Rights and the Emancipation Proclamation, are housed in the U.S. National Archives. Beyond these high-profile items, it also preserves lesser-known but no less vital records, such as national park master plans, polar exploration documents and the records of all U.S. veterans. Together, these materials stand as a testament to the country’s commitment to preserving its history.

    While these crucial documents in U.S. history now have a home in the National Archives, the road to establishing this institution was paved with catastrophic losses and bureaucratic inertia.

    Creating the National Archives required decades of advocacy by historians, politicians and government officials. The National Archives was not simply an administrative convenience – it was a necessity born from repeated disasters that underscored the fragility of government records. And with President Donald Trump’s firing of the head archivist in February 2025, as well as the loss of several high-level archives staff members, the organization faces a new era of uncertainty.

    Documentary heritage – the recorded memory of a nation that preserves its cultural, historical and legal legacy – is essential for a country as it safeguards its identity, informs its governance and ensures that future generations can understand and learn from the past.

    I am a university archivist with two decades of experience in the library and archives field. I oversee the preservation and accessibility of historical records at Rochester Institute of Technology, advocate for inclusivity, and engage in national conversations on the evolving role of archives in the digital age.

    Understanding the precarious nature of historical records, it’s clear to me that maintaining, staffing and funding the National Archives is a necessary safeguard against the destruction of the nation’s documentary heritage.

    People line up to view the original Emancipation Proclamation on Martin Luther King Jr. Day, Jan. 19, 2004, at the National Archives building in Washington, D.C.
    Tim Sloan/AFP-Getty Images

    Destroyed by fire

    The idea of preserving the government’s records dates back to the country’s founding. Charles Thomson, secretary of the Continental Congress during the American Revolution and then secretary of Congress under the Articles of Confederation, recognized the need for proper storage of the Congress’ records.

    But the young nation lacked the money and infrastructure to act. Many of the Continental Congress’ records were kept by Thomson himself for years, and while some were later transferred to the Department of State, others were lost.

    Throughout the 19th and early 20th centuries, fires repeatedly ravaged federal records. Fires were very common in the 19th century due to a combination of highly flammable building materials, open frames used for lighting and heating, and the lack of modern fire safety measures such as sprinklers and fire-resistant construction.

    In 1800, a blaze destroyed the War Department’s archives, a loss that severely hampered government operations. In 1810, Congress authorized better housing for government records, but the law was never fully executed. Instead, different parts of the government, from the Department of State to the Department of Treasury, continued maintaining their own records.

    The Treasury Department suffered fires in 1801 and again in 1833, further erasing crucial financial records. The Patent Office, home to invaluable documentation of American innovation, burned in 1877, having already been damaged by an 1836 fire.

    Storage at the federal Office of Indian Affairs in 1935.
    National Archives Foundation

    One of the most devastating losses occurred in 1921 when a fire at the Department of Commerce destroyed nearly all records from the 1890 federal census. This loss had far-reaching consequences, particularly for genealogical and demographic research.

    Fires weren’t the only threat to the government’s records.

    “It is a matter of common report that during the civil war, great quantities of documents stored in the Capitol were thrown away to make quarters for soldiers,” Historian and founding member of the American Historical Association J. Franklin Jameson noted in a 1911 Washington Post article.

    “At a later date,” he added, “the archives of the House of Representatives were systematically looted for papers having a market value because of their autographs.”

    Jameson spent decades lobbying Congress for a centralized repository. His persistence, coupled with the advocacy of key officials, laid the groundwork for future action.

    A bound copy of George Washington’s account of expenses while commander in chief of the Continental Army.
    National Archives and Records Administration

    These repeated disasters illuminated a glaring issue: The federal government lacked a centralized, protected repository to safeguard its records.

    Finding a home

    Momentum for a dedicated archives building gained traction in the late 19th century. In 1903, a bipartisan bill passed Congress giving the OK to purchase land in Washington, D.C., for a Hall of Records.

    But the legislation didn’t lead to any action. Government records remained scattered, vulnerable and neglected. That same year, Congress authorized that any records not needed for daily business be transferred to the Library of Congress.

    In 1912, President William H. Taft issued executive order 1499, aptly named Disposal of Useless Papers, requiring agencies to consult the librarian of Congress before disposing of documents.

    This established a formal review process for government document disposal, but agencies still discarded records, often haphazardly, until stricter records management laws were enacted.

    In 1926, Congress passed the Public Buildings Act, authorizing construction of an archives facility in Washington, D.C. Departing president Herbert Hoover laid the cornerstone of the new building on Feb. 20, 1933. He then deposited facsimiles of the Declaration of Independence and the Constitution, an American flag and daily newspapers from that day underneath the cornerstone.

    Growth and standardization

    President Franklin D. Roosevelt, who took office two weeks later, was himself a meticulous record-keeper. He understood the importance of historical preservation. Roosevelt kept all of his personal and presidential records and books in a fire-safe space he built on his Hyde Park, New York, property, which he donated to the government after he died. This building and the materials inside became part of the National Archives as the first U.S. presidential library.

    The National Archives, an independent agency, was officially established under Roosevelt in the 1934 National Archives Act. The head archivist was to be appointed by the president. The first archivist, Robert D.W. Connor, took office that year with a mandate to organize, preserve and make accessible the nation’s records.

    Initially, the National Archives was simply a building – an impressive neoclassical structure in Washington, D.C., that opened in 1935. The very first records deposited there came from three World War I-era regulatory agencies – the U.S. Food Administration, the Sugar Equalization Board and the U.S. Grain Corporation.

    Initially, the Archives lacked a formalized records management program. There were no clear guidelines on what to keep and what to discard, so agencies made their own decisions. This led to inconsistent preservation.

    The creation of the first federal records administration program in 1941, together with the 1943 Records Disposal Act, codified things. These policies granted the National Archives authority to establish a structured approach to determining which records held historical value and should be preserved, while allowing for the responsible disposal of other documents.

    A 1950 law gave the National Archives more power to decide what should be kept and what could be discarded, creating a more organized and accountable system for preserving the nation’s history.

    As the volume of records increased and their formats changed, the archives adapted. By 2014, amendments to the Federal Records Act explicitly included electronic records, recognizing the shift toward digital documentation.

    Stacks at the National Archives in Washington in 1950, where rare photographs and national records are ordered and stored.
    Three Lions/Getty Images

    Ensuring accountability

    Beyond mere storage, the National Archives plays a vital role in upholding democracy.

    It ensures transparency by preserving government accountability, preventing manipulation or loss of records that could distort historical truth. The National Archives also provides public access to documents that shape civic awareness and historical knowledge, from the Declaration of Independence to declassified government files.

    In an era of digital misinformation and contested narratives, the National Archives stands as a guardian of primary sources. Its existence reminds the nation that history is not a matter of convenience, but a cornerstone of informed governance.

    Elizabeth Call is a member of the Society of American Archivists.

    – ref. Fires, wars and bureaucracy: The tumultuous journey to establish the US National Archives – https://theconversation.com/fires-wars-and-bureaucracy-the-tumultuous-journey-to-establish-the-us-national-archives-250857

    MIL OSI – Global Reports –

  • MIL-OSI United Kingdom: UK Reaffirms Support for Ukraine, Emphasizes Ceasefire and Accountability Amid Ongoing Conflict: UK Statement to the OSCE

    Source: United Kingdom – Executive Government & Departments

    Speech

    UK Reaffirms Support for Ukraine, Emphasizes Ceasefire and Accountability Amid Ongoing Conflict: UK Statement to the OSCE

    UK Military Advisor, Lt Col Joby Rimmer, says Ukraine’s long-term security depends on a multifaceted approach of immediate ceasefire efforts, robust security arrangements, and economic and humanitarian support.

    Thank you, Mr Chair. As we reaffirm our unwavering support for Ukraine in defending its territorial integrity and right to exist, we continue to emphasise the importance of its freedom, sovereignty, and independence. These principles are critical to securing Ukraine’s long-term prosperity and security and are paramount to ensuring stability and peace in the region.

    Recent efforts to achieve a ceasefire have rightly dominated the strategic narrative. The meeting on March 11 between the USA and Ukraine in the Kingdom of Saudi Arabia was promising. We applaud Ukraine’s commitment to an immediate ceasefire, which is an essential step towards a comprehensive, just, and lasting peace in line with the Charter of the United Nations. A ceasefire is not only a cessation of hostilities but also a foundation for rebuilding trust and fostering long-term stability.

    Although we don’t have the full details from the dialogue between the USA and Russia yesterday, we understand that Putin has repeated his ‘Yes but No’ approach to a ceasefire, expressing concerns regarding the monitoring of the line of conflict and Ukraine’s ability to mobilise and re-arm in the interim. Russia’s demand for the complete cessation of provision of foreign military aid and intelligence to Kyiv is likely to prevent rapid progress. We repeat that any ceasefire must be respected, and that robust and credible security arrangements are necessary to ensure that Ukraine can deter and defend against any renewed acts of aggression.

    The UK welcomes the proposed agreement on a cessation of kinetic strikes on energy infrastructure, but again, we call on Russia to fully reciprocate by explicitly agreeing to a ceasefire in all areas and implementing it completely. Should Russia fail to agree to such a ceasefire, we remain prepared to impose further costs, including additional sanctions, caps on oil prices, and increased support for Ukraine. The use of extraordinary revenues stemming from immobilised Russian Sovereign Assets will also be considered.

    The devastating impact of the war continues. Russian attacks on civilians and civilian infrastructure are deeply alarming. The destruction of homes, schools, hospitals, and other critical infrastructure has caused immense suffering and displacement. A Russian attack on Pokrovsk on March 17 severely injured three children. A Russian drone attack on a hospital in Kharkiv Oblast caused a 1500 square yard building fire, and the subsequent assault targeted rescue workers. On March 8, a coordinated strike on apartment buildings in Dobropillia killed 11 people and injured 30. We must emphasise the importance of accountability for these actions and reaffirm our commitment again to work together to achieve a durable peace.

    In conclusion, Ukraine’s long-term prosperity and security depend on a multifaceted approach that includes immediate ceasefire efforts, robust security arrangements, economic and humanitarian support, and accountability for actions taken during the conflict. By standing together with Ukraine, we can achieve a durable peace and ensure that Ukraine remains democratic, free, strong and prosperous. The path to peace and prosperity is challenging, but it is achievable. Thank you, Mr Chair.

    Updates to this page

    Published 19 March 2025

    Invasion of Ukraine

    MIL OSI United Kingdom –

  • MIL-OSI United Kingdom: UK Emergency Medical Team ends 5-month deployment in Lebanon

    Source: United Kingdom – Executive Government & Departments

    World news story

    UK Emergency Medical Team ends 5-month deployment in Lebanon

    UK Emergency Medical Team (UK-EMT) ends their 5-month deployment in Lebanon, the British Embassy held a workshop today for local and international partners.

    UK EMT Workshop hosted by British Embassy Beirut

    Partners focused on exploring opportunities to maintain and build capacity at the Turkish Hospital in Saida, building on lessons from the UK-EMT deployment. The workshop was attended by British Chargé D’Affaires and Development Director, Victoria Dunne; UK-Med Team Lead, Mr. Andres Gonzales Rodriguez; Turkish Hospital Director, Mrs Mona Teryaki; and Senior Advisor to the Minister of Public Health, Dr Nadeen Hilal.

    In November 2024, the UK-EMT arrived in Lebanon to attend to injured civilians caught up in the conflict and train Lebanese health workers in specialised burn treatment skills. The team, made up of medical staff from the NGO UK-Med and Interburns, had deployed in response to a call for assistance from the Lebanese Ministry of Public Health to the international community. The deployment of medical professionals from the UK to emergencies and humanitarian crises around the world is funded by the UK’s Foreign, Commonwealth and Development Office. 

    The UK-EMT shared their achievements and challenges in providing burns and trauma services at the Turkish hospital and suggested steps to ensure continuity of burns treatment and physiotherapy. The event highlighted how international NGOs like UK-Med can provide life-saving assistance in a crisis context while also improving Lebanon’s capacity to provide these specialised services in the longer term.  

    Charge D’Affaires and Development Director Victoria Dunne said:  

    The conflict in Lebanon brought intolerable suffering to so many, with homes destroyed and innocent civilians caught up in the crossfire. The UK is pleased to have been able to deploy such valuable expertise to assist Lebanon in a time of crisis. 

    Over the past 5 months, the UK medical team have managed to deliver urgently needed treatment to the most vulnerable and those with life-changing injuries, whilst imparting skills to Lebanese physiotherapist to use in the long-term.  We hope today’s workshop sets out a road map to sustain the Turkish Hospital in Saida and its burns rehabilitation expertise with the support of our local and international partners.  

    We are proud of our ongoing partnership and cooperation with Lebanon and international partners and what we have achieved in the last year – mobilising over $50m for the most vulnerable across the country.

    UK-Med Senior Operations Manager and Team Lead for the UK EMT in Lebanon, Andres Gonzalez Rodriguez said:  

    Since November 2024, UK-EMT has provided specialised physiotherapy care focussed on burn rehabilitation in partnership with Interburns in the Turkish Trauma and Emergency Hospital, Saida. Several training sessions for physiotherapists were held with the Lebanese Order of Physiotherapists and Interburns for staff, including improving protocols and securing vital equipment. 

    As our mission ends, UK-EMT remains committed to supporting sustainable medical capacity in Lebanon through knowledge transfer and strengthened local healthcare system.

    Senior Advisor to the Minister of Public Health Dr Nadeen Hilal said:

    The Turkish Hospital’s journey may be considered as a blueprint. Its evolution from an emergency recipient to a hub of localized expertise and burn standard of excellence demonstrates how targeted interventions can respond to national health priorities. The lessons learned here, in burns care, trauma management, and multidisciplinary collaboration, must inspire replication across Lebanon’s hospitals, addressing diverse needs such as maternal health and chronic disease management.

    Updates to this page

    Published 19 March 2025

    MIL OSI United Kingdom –

  • MIL-OSI United Kingdom: Schoolchildren’s delight as Centenary mascot unveiled

    Source: City of Stoke-on-Trent

    Published: Wednesday, 19th March 2025

    Stoke-on-Trent’s Centenary mascot has been unveiled at St Gregory’s Catholic Academy.

    The schoolchildren got the first glimpse of the official Stoke-on-Trent 100 mascot after winning a competition run by the city council. 

    Today (Wednesday 19 March), Kelvin the Kiln, surprised children at the Longton school, accompanied by The Lord Mayor of Stoke-on-Trent, Councillor Lyn Sharpe.  

    The two winners of the competition were Zunairah Hussain, who chose the name Kelvin the Kiln, and Fizza Fatima, who designed the front of Kelvin’s potter’s apron. Both children are in year six. 

    Lord Mayor of Stoke-on-Trent City Council, Councillor Lyn Sharpe, said: “It was an honour to meet Kelvin the Kiln for the first time and travel to the school together.  

    “The brilliant reaction from pupils said it all. Kelvin is going to bring a smile to a lot of faces this year.  

    “I’m sure we’ll spend a bit of time in each other’s company at more events over the coming months as we continue to celebrate our city’s Centenary.” 

    The mascot was produced by character and costume specialist, Rainbow Productions, who brought Kelvin to life. The company’s managing director, Simon Foulkes, was born in Stoke-on-Trent and still has connections to the city. 

    He said: “My grandfather was born in Dundee Street in Longton and, as was normal in the early part of the last century, the whole family was employed by the pottery industry; his father being a china warehouseman and his mother and sister being china paintresses.  

    “My father, who was born in Stone, joined the RAF and was stationed all over the world but home for us was always Stoke. Sitting on my father’s shoulders in the Paddock in the Boothen End of the Victoria ground is one of the earliest memories I have.  

    “I live in Surrey now and, unapologetically, have brought my kids up to support Stoke and how they thank me for it! We have never lost our association with Stoke and it is a tremendous privilege now for my company to supply Kelvin the Kiln, the centenary mascot, and to wish the glorious City of Stoke-on-Trent a wonderful 100th birthday.” 

    Victoria Brickley, headteacher of St Gregory’s Catholic Academy, said: “We are incredibly proud of our students for their wonderful achievement in the mascot competition, which highlights their creativity and understanding of our local area. The artwork celebrates the unique history of Stoke-on-Trent. It is a privilege to play a small part in this significant event.” 

    Elizabeth Harper, History and Art Leader at the school, said: “The centenary of Stoke-on-Trent offers a valuable opportunity to delve into our local history and understand how past events have shaped the community we live in today. 

    “This exploration fosters a sense of pride in our children for their local area and aims to inspire them in their personal journeys. By collaborating with local organisations, including museums, businesses, and community groups, we can create meaningful opportunities that enrich the lives of our young learners.” 

    MIL OSI United Kingdom –

  • MIL-OSI United Kingdom: See Myself in Books Festival to help Manchester children feel represented in books and boost reading for pleasure

    Source: City of Manchester

    Author Maisie Chan with school children

    Thousands of children across Manchester will discover books with characters they can relate to during the first See Myself in Books Festival, in a bid to boost reading for pleasure across the city.

    The festival, which is delivered by Read Manchester – a partnership between Manchester City Council and the National Literacy Trust – runs for the next fortnight until 30 March and sees 15 diverse authors taking part. Highlights include a flagship event for schools at The Stoller Hall and a family fun day at the National Football Museum.

    The See Myself in Books Festival builds on the success of two book collections specially curated for the city’s primary schools, which include 25 books focused on ethnic diversity and a further 25 books focused on neurodiversity. Copies of these books have been distributed to over 50 local primary schools so far and families can also borrow them at their local library.

    The fortnight-long festival sees events across the city in schools, libraries and other community venues, including in-person events with diverse authors, with children and families encouraged to join in and also seek out some of the books to read themselves from the two collections.

    Over 350 local primary school pupils joined in the festival’s kick-off event for schools yesterday (Tuesday 18 March) at The Stoller Hall. The event focused on ethnic diversity in books, with bestselling authors including Nathan Bryon, Dapo Adeola, Maisie Chan and Bobby Joseph.  Each pupil who attended the event was given a copy of one of the authors’ books to take home.

    Read Manchester will also be taking over the National Football Museum this Saturday 22 March, with a See Myself in Books family fun day to celebrate diversity in children’s literature and football.  Author Priscilla Mante will read from her book, Jaz Santos vs The World (Puffin) and answer questions from families. There will also be craft activities and a book hunt for children of all ages. The event runs from 10 am – 3 pm and is free to attend for all Manchester families.  Author reading sessions take place at 11 am and 2 pm.

    Children across Manchester are also invited to design a See Myself in Books bookmark, which celebrates ethnically diverse or neuro-diverse characters in books. Three winning designs will be turned into official Manchester Libraries bookmarks, which will be shared across the city. Pick up an entry form at local libraries or find out more at readmanchester.org.uk

    The See Myself in Books Festival comes as Manchester works towards becoming a UNICEF recognised Child Friendly City – a place where children’s rights are understood and respected, and that adopts a whole city approach towards making Manchester the best possible place for a child to grow up in.

    Councillor Julie Reid, Manchester City Council’s Executive Member for Early Years, Children and Young People said: “We’re determined to make sure that every child and young person here in our wonderfully diverse city reaps the benefit of being a regular reader – both for the knowledge and wider understanding it gives them of the world around them, but also for the sheer joy of reading for pleasure.

    “What the research shows us however is that children and young people are far more likely to read books if they see people like themselves in them and can identify with them.

    “That’s why we’re on a mission to make sure that all our children whatever their background and circumstance, can see themselves reflected in the books they pick up – starting with the books in their own school library.

    “We want all children and young people in Manchester to feel included and empowered by the books they read which is what makes our first See Myself in Books Festival so important. We’d love to see families and children across the city get involved – and of course, get reading!”

    Research from the National Literacy Trust shows why events that celebrate reading and encourage reading for pleasure are so worthwhile. Last year, the charity revealed that when children and young people read in their free time at least once a month, it helps them to relax (56.6%) and feel happy (41%), learn new things (50.9%), understand the views of others (32.8%), learn about other cultures (32.4%) and be confident (26.0%) [1]. But too many children are missing out on these benefits because they don’t see themselves in the books they read:

    · Over half (53.1%) of children aged 8-11 said they find it difficult to find books with characters or people like them 

    · Yet 1 in 3 children and young people aged 8-18 say that being given books or having books that represent them would make them want to read more 

    With children’s reading for enjoyment levels at a record low – just 1 in 3 (34.3%) children and young people aged 8-18 in the North West enjoying it in their free time – it’s more important than ever to inspire children to pick up a book.

    Jill Connolly, Senior Project Manager at the National Literacy Trust said: “When children and young people enjoy reading in their free time, it helps their learning, wellbeing and confidence. By opening up a world of stories that children from diverse backgrounds can relate to, the See Myself in Books Festival helps more children feel these life-changing benefits.”

    Find out more information about events and activities taking place during the See Myself in Books Festival

    MIL OSI United Kingdom –

  • MIL-OSI United Kingdom: Derby Arena celebrates its 10th anniversary!

    Source: City of Derby

    Derby Arena is celebrating its 10th anniversary. The landmark building opened in 2015, with the aim of inspiring the next generation and put sport, health and physical activity at the heart of the city.

    Since opening, the Arena has offered citizens the opportunity to be more physically active and improve their health and wellbeing. It’s not just a fitness facility – it’s a national cycling hub, a stage for top performers and a venue for major sporting events, as well as conferences and tradeshows.

    In the past decade, Derby Arena has had over a 4 million visits and, in the last five years, has held over 300 events. These have included shows by top comedians Jimmy Carr, Sarah Millican, national hockey and international handball finals, and University of Derby graduations.

    It was also an important part of the city’s response to the Covid-19 pandemic, becoming a huge vaccination centre which saw more than 100,000 people vaccinated.

    The Arena was constructed on behalf of Derby City Council by Bowmer + Kirkland – the same company that completed the new Becketwell Live performance venue.

    Councillor Ndukwe Onuoha, Derby City Council Cabinet Member for Streetpride, Public Safety and Leisure said:

    For a decade, Derby Arena has thrived, becoming a leading hub for fitness, wellbeing, sport, and entertainment. Looking ahead, this ambitious facility will no doubt continue to enhance Derby’s appeal as a great place to live, work, and visit.

    As a centre for fitness and wellbeing, the Arena is continuing to inspire people to change their lives through physical activity.  

    Fitness member Dave Martin said: 

    I can now lift, press, push, and pull weights that I couldn’t have imagined handling before. Initially, even lifting the bar was a struggle. All of this progress is thanks to the dedicated personal training team. The PTs both challenge and support you at your desired level. At 56 years old, I’ve learned that with the right team and motivation, anything is possible.

    The Arena is one of only five cycling velodromes in the country and boasts four world champions coaches.

    Derby’s track cyclists have shone in national and world competitions, achieving huge medal success in both the 2024 National Masters Track Championship and the 2024 UCI Masters Track World Championships.

    Track cycling at Derby Arena

    Cyclist John Baugh is a regular at the velodome. He said:

    Since our first visit to the Arena three years ago, my son and I have shared many happy hours riding the velodrome. This venue is unique, in our experience. Where else could a father and son share an interest and passion for cycling, ride with multiple world champions, under the guidance and supervision of the finest coaches in the UK?

    The atmosphere on Track League evenings is superb – there’s a sense of camaraderie that is a joy to be a part of. I can’t thank the team at Derby Arena enough for their kindness and encouragement.

    The facility has attracted top-flight cyclists with the Great Britain Cycling Team track squads relocating to Derby Arena in 2022 while their usual home, the National Cycling Centre in Manchester, was renovated. Team GB’s track cyclists won one gold, three silver and four bronze medals at the Paris Olympics

    The Arena hosted the British University and College Sport (BUCS) cycling championships for the first time. Joe O’Loughlin, event organiser for the BUCS Track Championships, said:

    The first BUCS Track Championships in Derby was a huge success and we received amazing feedback, with members experiences overwhelmingly positive. We look forward to making next year even bigger and better and continuing to provide a platform where student riders can display their immense talent.

    The Arena is an important sporting centre for Derbyshire’s young people, as home to Derbyshire Institute of Sport. DIS provides bespoke support services to individual athletes, sports teams and club members to enable them to achieve success. 

    Managing director Chloe Maudsley said:

    We are proud to be hosted at the iconic Derby Arena, where we can deliver exceptional sports science, accessible to all the young athletes of Derbyshire. Together, we are showcasing that Derby can compete with the best in the world.

    The cast of Cinderella outside the Arena

    Beyond sport, Derby Arena has become a key entertainment venue, and has hosted Derby LIVE and Little Wolf Entertainment’s much-loved pantomimes since it opened. Last year’s Cinderella was Derby’s highest grossing panto ever, enjoyed by almost 40,000 people with sparkling reviews from audiences. The award-winning team will be back this year with Dick Whittington.

    Further exciting shows coming up this year include comedy from Jimmy Carr and Al Murray, the mind-blowing family show Jurassic Earth and music from world-renowned acts celebrating the sounds of Taylor Swift, Tina Turner and Elvis, to name a few.

    The Arena team will be celebrating the landmark 10th anniversary throughout the year with a host of events and activities, including Les Mills fitness launches, our popular family Fun-Fest, Cycle-Fest and other local, regional and national events. 

    Look out for the upcoming National Track Series Cycle Championships, the England Boxing National Amateur Championship Finals in April and, in September, the UK’s first full DEKA FIT competition –  billed as ‘the ultimate fitness test’.

    For more information visit the Derby Arena website and follow us on Facebook.

    MIL OSI United Kingdom –

  • MIL-OSI Russia: Final of the International Competition: the country’s tourist code was discussed at the State University of Management

    Translartion. Region: Russians Fedetion –

    Source: State University of Management – Official website of the State –

    On March 19, 2025, the State University of Management hosted the in-person stage of the III International Competition “Tourism Code of My Country, City, Town, District – PRO-tourism”, one of the co-organizers of which is our university.

    Delegations from 88 subjects of the Russian Federation and more than ten foreign countries came to Moscow to defend their projects before experts, including representatives of the State University of Management. More than 2,000 applications were submitted for the correspondence stage of the competition, of which 543 projects were selected to reach the in-person defense.

    The Vice-Rector of the State University of Management Dmitry Bryukhanov addressed the audience with a welcoming speech.

    “It is no coincidence that our university has become the venue for the international competition, because the State University of Management is one of the key venues for the implementation of Eurasian integration, we host the secretariat of the Eurasian Network University, in whose work we take an active part. In addition, projects will be presented within the framework of the competition, namely, the State University of Management is the leader in project-based learning and has been approved as a federal innovation platform for the implementation of the project “Interregional Educational and Methodological Center for Project-Based Learning, Project-Based Learning as a Technology of Practical Training,” shared Dmitry Yuryevich.

    Advisor to the rector’s office of the State University of Management, head of the department of state and municipal administration Sergei Chuev noted the importance of love for the Motherland and instilling a sense of patriotism in the younger generation.

    “The theme of the competition is directly related to the work of our department, because without a city, a village, a district, a country and love for them, it is impossible to imagine effective government, either state or municipal. We will do everything we can to promote the development of patriotic feelings. During the SVO, we especially acutely understand that ours is better than someone else’s. Our department is one of the largest at the university, and we will be glad to see you, your children and students among our students,” concluded Sergey Vladimirovich.

    The next speaker was Sergey Kochnev, General Director of the ANO Institute for Local Communities Development, who spoke about the history of the creation of the Russia Territory of Development platform, the dynamics of its development and existing projects.

    “This year, more than two million people voted for the best projects at the All-Russian competition “My Entry Group”, which originated within the walls of the State University of Management from the diploma work of one student. The “Architectural Battle of Ideas” is gaining popularity, within the framework of which we send expeditions to cities to develop solutions for improvement. This year, we were invited to visit the UAE and have already outlined the task that we have to complete. By the way, it is receiving a clear technical assignment from a city or district that is the most difficult part of forming an expedition. No less popular is the project “Ideas that Transform Cities”. Participation of children from a young age in such competitions and projects allows them to feel their involvement, show love for their small homeland and help make it better,” shared Sergey Kochnev.

    After the grand opening, the Boiling Point auditorium of the State University of Management hosted the defense of projects in 47 nominations of participants in 4 age categories: 10-13 years; 14-17 years; 18-35 years; 36 years.

    In parallel, an educational program “Methods and technologies for developing the tourist potential of municipalities of the Russian Federation” was organized for scientific leaders and accompanying persons. A guest from Serbia, Igor Babich, spoke at the scientific seminar.

    At the end of the day, Associate Professor of the Department of State and Municipal Administration Irina Milkina presented letters of gratitude to the heads of the contestants for their scientific support.

    The in-person final of the International Competition was held simultaneously at three venues: GUU, MSU and HSE, the largest of which is our university.

    The organizer of the III International Competition “Tourism Code of My Country, City, Town, District – PRO-tourism” is the Institute for Local Communities Development. The co-organizers of the Competition are the Commission for Territorial Development, Urban Environment and Infrastructure of the Public Chamber of the Russian Federation, the Association of Public Associations “National Council of Youth and Children’s Associations of Russia”, the Center for Children’s and Youth Tourism, Local History and Organization of Recreation and Health Improvement for Children of the Federal State Budgetary Educational Institution of Additional Education FTsDO of the Ministry of Education of the Russian Federation, the All-Russian Assembly for Territorial Development and Public Self-Government, the Project and Educational Laboratory of Urban Development of the State University of Management, and the Center for Network Economy Research of the Lomonosov Moscow State University.

    The award ceremony for the winners and prize winners of the competition will take place on March 20 as part of the International Tourism and Hospitality Industry Exhibition “MITT” at Crocus Expo.

    Subscribe to the TG channel “Our GUU” Date of publication: 03/19/2025

    Please note: This information is raw content directly from the source of the information. It is exactly what the source states and does not reflect the position of MIL-OSI or its clients.

    MIL OSI Russia News –

  • MIL-OSI Banking: Chang Yong Rhee: Sustainability challenges in Korea

    Source: Bank for International Settlements

    I. Introduction

    Ladies and gentlemen, distinguished guests, I am Rhee Changyong, Governor of the Bank of Korea.

    It is an honor to join the Global Engagement & Empowerment Forum (GEEF) to discuss building a sustainable future. I sincerely thank Yonsei University President Yun Dongseob, former U.N. Secretary-General Ban Ki-moon, and everyone who made this event possible. I am also pleased to reconnect with former World Bank President Jim Yong Kim after my time in Washington, D.C.

    Over the years, the GEEF has brought together global leaders, international organizations, businesses, and stakeholders to explore solutions for achieving the United Nations’ Sustainable Development Goals (SDGs). I hope this forum continues driving practical solutions to today’s sustainability challenges.

    I am here to share Korea’s perspective on these issues. Some people say, “The Governor of the Bank of Korea is overstepping his bounds,” because I speak on social issues beyond monetary policy. Discussing the SDGs today may reinforce that perception. While central bankers debate their role in such discussions, sustainability challenges directly impact our economy and daily lives. For this reason, I cannot remain indifferent-not just as a central bank governor, but also as a citizen.

    Sustainability takes many forms, but today I will focus on two urgent challenges for Korea’s economy. The first is climate change, a global crisis affecting everyone. The second is our declining birth rate and aging population, a challenge that is especially severe in Korea.

    II. Climate Change

    There is global and domestic consensus that human activities drive global warming and reducing carbon emissions is essential. However, Korea faces significant resistance to accelerating carbon reduction due to its heavily export-oriented economy dominated by high-carbon manufacturing industries. Strengthening emission reduction policies and environmental regulations raises concerns about export companies losing competitiveness. Thus, balancing urgent carbon reduction with sustaining industrial competitiveness has become a central issue.

    However, climate change should not be viewed solely from the perspective of export industries. It is a crisis directly affecting our daily lives and quality of life. We are already experiencing more extreme heat waves, frequent flooding, and the gradual disappearance of familiar fruits and vegetables. Our summer rainfalls used to be predictable, but not anymore. If Los Angeles can experience massive wildfires, what is stopping Korea from experiencing similar disasters? Climate change is not distant-it is occurring now, and its impacts are unavoidable.

    Air quality is a clear example. Last week, I visited Cape Town, South Africa, for a BIS meeting. While it was winter in Korea, it was summer there, with warm weather, a refreshing sea breeze, and remarkably clean air. Within days, I realized, “This is truly clean air.” Upon returning to Incheon Airport, I immediately felt a headache-not just from the flood of emails about economic and political concerns, but also from the noticeably poorer air quality. Korea’s air quality has improved recently, but after experiencing cleaner air in Washington, D.C., I can clearly sense the difference. As someone sensitive to lung health after experiencing long COVID, this difference is especially noticeable. Although conditions have improved, fine dust remains a serious issue.

    Statistically, the cost of deteriorating air quality is undeniable. Over the past 15 years, diagnoses of atopic dermatitis and allergic rhinitis have doubled, and cases of heat exhaustion have quadrupled, now totaling 4,000. Climate change directly threatens our health, making the challenges of protecting public health increasingly severe as temperatures rise and pollution worsens.

    Another example is the increased frequency of sudden downpours, repeatedly flooding Seoul’s Gangnam Station area, one of Korea’s wealthiest neighborhoods, submerging numerous luxury vehicles over the past several years. Beyond property damage, the human toll has been devastating. Just two years ago, 14 people tragically lost their lives when an underpass collapsed after 500mm of rain fell in thirteen days. Observing these intense summer storms reminds me of tropical squalls typically seen in Thailand or South America.

    The Korea Meteorological Administration now classifies rainfall exceeding 50mm per hour or 90mm over three hours as “extreme heavy rain,” conditions responsible for 80% of flood damage. These extreme events have more than doubled since the 1970s. Given these dramatic changes, it is unclear whether our current flood prevention infrastructure-such as dams, embankments, and drainage systems-can handle the intensifying conditions. About 20% of national river embankments are already rated as “inadequate” or “poor,” and projections suggest half of Korea’s dams may fail to prevent flooding by 2040. We must proactively strengthen infrastructure now to withstand growing climate challenges.

    Third, climate change is disrupting our food supply. Last year, I faced criticism from agricultural stakeholders after suggesting apple imports due to soaring prices (Im et al., 2024). Initially, I anticipated resistance primarily from traditional apple-growing regions like Daegu and North Gyeongsang Province. However, apple production areas are gradually shifting northward. Apple cultivation in Daegu-Gyeongbuk has decreased by nearly half compared to 30 years ago. Once grown nationwide, except for the southern coast and Jeju Island, projections suggest high-quality apples will only be viable in Gangwon Province’s mountainous areas by the 2030s, due to rapid climate change (Rural Development Administration, 2022). Within a decade, importing apples will likely become a necessity rather than controversial.

    The fishing industry faces similar disruptions. Pollack, once a staple in Korea, has nearly vanished from local waters, with catches below one ton since 2019. Traditional species like croaker and anchovies are declining, while warmer-water species like yellowtail and mackerel are increasing. Korea’s fishing industry must rapidly adapt by modernizing vessels, gear, and aquaculture techniques to match the changing marine ecosystem.

    While countless examples exist, the core message is clear. Climate change is not just a challenge for export industries-it already deeply impacts our daily lives and various domestic sectors. Thus, addressing climate change and reducing carbon emissions is not a matter of choice-it is an urgent necessity.

    Although the government has initiated policy efforts, substantial progress remains necessary. First, Korea’s Green Taxonomy (K-Taxonomy) must align with international standards to clearly define “environmentally friendly” activities, signaling strong support for carbon reduction. Second, carbon pricing must be more realistic. Last April, the global average carbon price was approximately $30 per ton, reaching $60 per ton in the EU, compared to only $6 per ton in Korea. At this price, companies find it more economical to buy emission credits than reduce emissions, undermining carbon reduction targets. Third, structural improvements to Korea’s Emissions Trading System (K-ETS) are needed. Gradually reducing the 90% free allocation rate and tightening the emissions cap will create stronger market incentives for effective emissions trading.

    The Bank of Korea is also increasing its efforts by conducting financial stress tests on climate-related risks. Financial institutions traditionally manage risks like loan defaults and real estate fluctuations, but climate-driven risks introduce unexpected tail risks not yet fully considered. Events like Los Angeles’ wildfires or Australia’s six-month wildfire crisis in 2019 are not distant threats. They serve as warnings for Korea. Severe localized climate damage could cause significant financial losses for households and businesses, destabilizing financial institutions and spreading shocks throughout the economy.

    Thus, the Bank of Korea actively researches climate risks’ impacts on our industries and financial system, conducting stress tests with financial institutions under various scenarios. Next Tuesday, we will present these climate stress test results at a joint conference with the Financial Supervisory Service.

    Bank of Korea employees are also committed to reducing carbon emissions through research (Kim et al., 2024) and daily practices. Believing even small actions matter, we have adopted eco-friendly measures such as using recycled-paper business cards, reducing plastic use, turning off unused lights, and implementing license plate-based driving restrictions.

    III. Ultra Low Fertility and an Aging Population

    Beyond climate change, one of the most pressing sustainability challenges is our demographic crisis-an aging population combined with extremely low fertility rates. Korea’s total fertility rate slightly rose to 0.75 in 2024 from 0.72 in 2023. Although this small uptick is welcome, a fertility rate of 0.75 remains a national emergency. If this trend continues, Korea faces an irreversible population crisis that threatens economic stability and social cohesion.

    Some people suggest that population decline might have benefits, such as reduced pollution, lower energy consumption, and higher GDP per capita, possibly enhancing quality of life. However, this view dangerously oversimplifies the issue. A fertility rate of 0.75 leads not to gradual decline but rapid demographic collapse, undermining economic and social stability. By contrast, the OECD average fertility rate of 1.4 results in a more manageable and sustainable population decline.

    The difference between fertility rates of 0.75 and 1.4 significantly impacts economic growth prospects. At 0.75, Korea’s population would shrink from 51.7 million to 30 million in 50 years, just 58% of today’s figure, declining annually by 1.1%. In contrast, at a rate of 1.4, the population decline is less severe, reaching 43 million-83% of today’s level-with an annual drop of 0.4%. From a purely demographic standpoint, the difference in GDP growth between these two scenarios would amount to 0.4 percentage points annually. But the true cost goes beyond this simple calculation. A declining youth population, crucial for innovation, entrepreneurship, and economic dynamism, would severely undermine Korea’s long-term growth potential. According to a recent Bank of Korea study, Korea’s potential growth rate, currently around 2%, may approach near 0% by the late 2040s (Lee et al., 2024). If the fertility rate remains at 0.75, Korea will inevitably face prolonged negative economic growth after 2050. Conversely, at 1.4, Korea could maintain positive economic growth well into the future.

    Beyond GDP, persistently low fertility will create substantial fiscal strain, increasing the burden on younger generations. As the elderly population surges, spending on pensions, healthcare, and elder care will rise significantly. According to the National Assembly Budget Office (2025), Korea’s national debt-to-GDP ratio, currently 46.9%, is projected to reach 182% within 50 years if fertility remains at 0.75. If fertility improves to 1.4, the ratio would increase more slowly, reaching 163%. The burden on young Koreans will become particularly overwhelming. Currently, four working-age individuals support each elderly person. At a fertility rate of 0.75, this ratio will decline to one-to-one within 50 years. At 1.4, however, it remains more manageable, easing strain on future generations.

    Moreover, economic instability from demographic shifts increases society’s vulnerability to populism. Stagnant growth exacerbates income inequality, deepens generational and class divides, and fuels political polarization. Politicians and governments may resort to populist fiscal policies, such as direct cash handouts and temporary welfare measures, providing short-term relief without addressing underlying issues. Such policies risk creating a cycle of fiscal inefficiency and mounting national debt, exacerbating rather than resolving the core problems.

    To preserve economic sustainability, decisive action must be taken urgently. If Korea’s fertility rate remains critically low without significant expansion of the workforce through foreign labor, the country risks chronic negative growth, soaring debt, and escalating social tensions. Avoiding this scenario requires raising the fertility rate to a more viable level. Completely reversing population decline may be unrealistic since many advanced economies face similar demographic challenges, but Korea cannot afford to remain passive. At a minimum, we must strive to reach the OECD average fertility rate of 1.4.

    Why has Korea’s fertility rate fallen so drastically? The answer lies in structural barriers discouraging young people from marriage and parenthood. Bank of Korea studies indicate young Koreans delay or forgo marriage and childbirth due to intense competition and anxieties over employment, housing, and childcare. Young people today face fierce competition for scarce, high-quality jobs, making career stability difficult. Simultaneously, soaring housing prices make homeownership seem unattainable. Under these pressures, raising children is more than challenging-it is an overwhelming financial and emotional burden.

    A major driver of this crisis is the extreme concentration of population and economic activity in the Seoul metropolitan area. A recent Bank of Korea study analyzing fertility trends in 35 OECD countries identified Korea’s urban concentration as among the highest globally, pinpointing it as a key factor behind the country’s ultra-low fertility (Hwang et al., 2023). Over 50% of Korea’s GDP, population, and jobs are concentrated in the Seoul metropolitan area-much higher than 5% in the U.S. and Germany, 10-20% in the U.K. and Italy, 20-30% in France, and 30% in Japan. While Korea’s rapid economic development-the “Miracle on the Han River”-transformed the country into an economic powerhouse, it also centralized infrastructure, talent, and opportunities in Seoul. Consequently, young people continue migrating to the capital for career prospects, draining vitality from regional economies and pushing many toward demographic extinction.

    Korea’s highly competitive university entrance system further reinforces the population concentration in the Seoul metropolitan area. Admission to prestigious universities is considered essential-not only for stable employment but also for social status and marriage prospects. This fuels intense competition for limited spots at elite universities, overwhelmingly located in Seoul. Private education has become critical, prompting families to relocate to Seoul’s affluent areas like Gangnam-gu, known for high-quality private educational infrastructure. Many parents unable to afford homeownership instead rely on costly rental housing to secure educational advantages. This strategy appears justified, as students from Seoul account for 32% of admissions to Seoul National University (SNU), despite representing only 16% of school-age population. More strikingly, students from Gangnam-gu alone constitute 12% of SNU admissions, three times the district’s 4% share of school-age residents (Chung et al., 2024). Relocating to Gangnam-gu is thus seen as essential for top university admission, intensifying Seoul’s population density, raising housing prices, and worsening the fertility crisis.

    Korea’s university admission system is excessively competitive by any standard. Parents sacrifice their quality of life and retirement savings, investing considerable resources to secure their children’s admission to elite universities. Paradoxically, this intense pursuit of academic success imposes a heavy cost on both parents and children. From as early as kindergarten, students experience relentless pressure and burnout, depriving them of childhood joys and a healthy adolescence.

    Korea’s critically low fertility rate (0.75), extreme population concentration in the Seoul metropolitan area, and overheated university competition seem like separate issues but are deeply interconnected. Left unresolved, these challenges-drastic population decline, persistent negative economic growth, escalating social tensions, and diminishing opportunities for youth-will push Korea toward an unsustainable tipping point. Addressing these structural issues simultaneously is challenging, yet the urgency demands bold action. Recognizing this, the Bank of Korea recently proposed two policy suggestions: foster a limited number of regional hub cities and implement a “regional proportional admission system” for universities.

    First, to effectively reduce the extreme population concentration in the Seoul metropolitan area, we must strategically develop a small number of regional hub cities. Over the past two decades, regional development policies have been introduced to address this imbalance. However, due to political challenges and efforts to evenly distribute resources nationwide, these initiatives have been too fragmented to meaningfully curb Seoul’s dominance.

    According to Bank of Korea research, the optimal approach-given Korea’s land area and population-is to concentrate substantial investments in two to six carefully selected regional hub cities. Targeted, large-scale investment in critical infrastructure, such as healthcare, education, and cultural amenities, is essential to providing a quality of life comparable to Seoul, thus effectively attracting and retaining residents (Chung et al., 2023, 2024). Pursuing this focused strategy will rebalance population distribution, revitalize regional economies-including surrounding smaller cities-and achieve sustainable national development.

    In parallel, bold reforms to Korea’s college admissions system are essential. The Bank of Korea has proposed a “regional proportional admission system,” where universities voluntarily allocate admissions based on each region’s proportion of high school seniors (Chung et al., 2024). Despite multiple revisions to university entrance system, excessive competition in university admissions remains unresolved. BOK’s new proposal seeks to enhance universities’ autonomy in admissions while strongly requiring balanced regional representation-a crucial step to address extreme competition. Adopting this system offers several benefits. First, it reduces the disproportionate influence of socioeconomic factors such as parental wealth and private education, thus significantly enhancing social mobility. Second, dispersing admissions competition from Seoul would ease demographic pressures, stabilize housing prices, and improve fertility rates. Third, attracting students from diverse regions promotes mutual understanding, social cohesion, and reduces regional disparities.

    This proposal does not require government intervention or legal amendments, relying instead on the willingness and initiative of leading universities. In Korea, there remains a strong belief that selecting students based solely on academic scores is the fairest, leading resistance to this proposal. Some universities argue they already implement regional proportional admissions for roughly 15% of their freshmen. However, such limited quotas can stigmatize these students and have insufficient impact on demographic or housing pressures in Seoul. To be effective, regional proportional admissions must be applied to most incoming students’ admissions. In many advanced nations, regional diversity in admissions is widely accepted and encouraged. I believe Dr. Jim Yong Kim, joining us today and a former president of Dartmouth College, understands this issue well. He could highlight how Korea’s test score-based admissions approach is an exception globally, and how this reform could realistically occur through proactive leadership at major universities.

    In my view, allowing universities greater flexibility in evaluating applicants-under regional proportional requirements-would better acknowledge and fairly recognize diverse talents. Human talent is far too diverse to be measured by academic tests alone. Yet, Korea’s current admissions system prioritizes a narrow skillset: memorization, quick mathematical calculations, and rapid text summarization under time pressure. These skills, overly rewarded by standardized exams, limit the range of recognized talents. I happen to possess these particular skills and was a major beneficiary of Korea’s college admission system. However, if asked to write a creative essay over a week, I might not have excelled. Today, elite university students often share certain defining characteristics such as a personality that diligently follows instructions without rebellion, a willingness to endure 15 years of repetitive study from kindergarten, an IQ high enough to handle the academic workload, but not so high as to question or challenge its purpose.

    When Korea’s primary goal was catching up with more advanced nations, the current educational system was beneficial in developing individuals who excelled at following orders and carrying out assigned tasks. However, with Korea now at the forefront of global technological competition, we need people unafraid to explore new frontiers, bringing diverse backgrounds and innovative thinking. Additionally, we must foster an environment that encourages collaboration, creativity, and meaningful interaction. It is time for universities to broaden their evaluation criteria and nurture diverse talents by implementing regional proportional admissions.

    The challenges highlighted today-climate change and demographic crisis-pose critical threats and require urgent action. Korea has achieved remarkable economic progress, joining the ranks of advanced nations. Now we must focus on enhancing individual well-being, ensuring prosperity and happiness for all citizens. Through bold decisions, we can develop vibrant, youth-friendly, green regional hubs that combat climate change and support marriage and childbirth. The Bank of Korea remains fully committed to securing a sustainable, prosperous future for upcoming generations.

    Thank you for your time and attention.

    This speech was prepared with the assistance of Sanghun Park and Joonki Min from the Office of Sustainable Growth, and Inro Lee and Inkyung Yoo from the Economic Research Institute.

    References

    Kim J. Y., Ryu G. B., Hwang J. H., Kim H. J., Kim H. N., Lee H. A., and Sim S. B. 2024. “The Impact of Climate Change Risks on the Real Economy: Analysis by Climate Response Scenarios.” BOK Issue Note No. 2024-30, Bank of Korea.

    Rural Development Administration. 2022. “Prediction of Changes in Cultivation Areas for Six Major Fruits Considering Climate Change Scenarios.” Press Release.
    Lim W. J., Lee D. J., Lee Y. S., and Park C. H. 2024. “Characteristics and Implications of Korea’s Price Levels: A Comparison with Major Countries.” BOK Issue Note No. 2024-14, Bank of Korea.

    Chung M. S., Kim E. J., Lee H. S., Hong S. J., and Lee D. R. 2023. “Interregional Population Migration and Regional Economy.” BOK Issue Note No. 2023-29, Bank of Korea.

    Chung M. S., Lee Y. H., Yoo J. S., and Kim E. J. 2024. “Analysis of Regional Economic Growth Factors and Balanced Development Focused on Hub Cities.” BOK Issue Note No. 2024-15, Bank of Korea.

    Chung J. W., Lee D. W., and Kim H. J. 2024. “Adressing Social Issues Steming from Excessive Competition in College Admissions.” BOK Issue Note No. 2024-26, Bank of Korea.

    Hwang I. D., Nam Y. M., Sund W., Shim S. R., Yeom J., Lee B. J., Lee H. R., Chung J. W., Cho T. H., Choi Y. J., Hwang S. W., and Son M. K. 2023. “Lowest-low Fertility and Super-aged Society: Causes and Impacts of the Extreme Population Structure, and Policy Options.” In-Depth Analysis, Korea Economy Outlook, Bank of Korea.

    Lee E. K., Chun D. M., Kim J. W., and Lee D. J. 2024. “Potential Growth Rate of the Korean Economy and Future Outlook.” BOK Issue Note No. 2024-33, Bank of Korea.

    Lim W. J., Lee D. J., Lee Y. S., and Park C. H. 2024. “Characteristics and Implications of Korea’s Price Levels: A Comparison with Major Countries.” BOK Issue Note No. 2024-14, Bank of Korea.

    National Assembly Budget Office. 2025. “2025-2072 NABO Long-Term Fiscal Outlook.”

    MIL OSI Global Banks –

  • MIL-OSI: Update: Coop Pank 2024 audited Annual Report

    Source: GlobeNewswire (MIL-OSI)

    The file “Coop Pank_aastaaruanne_konsolideeritud 2024_est.pdf“ has been attached to the Estonian version of the notice.

    Management Board of Coop Pank has compiled 2024 audited Annual Report. There are no differences in the audited accounts as regards the financial results, compared to the unaudited financial results published on 13 February 2025.

    The consolidated annual report 2024 of Coop Pank AS has been enclosed to the announcement and will be made available on the bank’s homepage https://www.cooppank.ee/en/financial-reports

    Annual report will be presented for approval to general meeting of shareholders.

    Coop Pank’s business results for 2024 were positively impacted by solid business volume growth – both the number of customers and the loan portfolio showed strong growth. The overall economic and interest rate environment had a negative impact on business results.

    • By the end of 2024, the number of Coop Pank customers reached 208,000, of which 99,400 were active customers. Over the year, the number of Coop Pank customers increased by 26,000 (+14%) and the number of active customers increased by 17,400 (+21%).
    • By the end of 2024, deposits of Coop Pank reached 1.89 billion euros, increased by 164 million euros (+10%) over the year. The market share of the bank’s deposits increased from 6.0% to 6.1% over the year.
    • By the end of 2024, loan portfolio of Coop Pank reached 1.77 billion euros, increased by 283 million euros (+19%) over the year. The market share of the bank’s loans increased from 6.0% to 6.3% over the year.
    • Net profit of Coop Pank in 2024 was 32.2 million euros, decreased by 18% over the year.
    • Over the year the bank’s cost / income ratio increased from 41% to 50% and the return on equity decreased from the level from 23.5% to 16.2%.

    Coop Pank, based on Estonian capital, is one of the five universal banks operating in Estonia. The number of clients using Coop Pank for their daily banking reached 211,000. Coop Pank aims to put the synergy generated by the interaction of retail business and banking to good use and to bring everyday banking services closer to people’s homes. The strategic shareholder of the bank is the domestic retail chain Coop Eesti, comprising of 320 stores.

    Additional information:
    Paavo Truu
    CFO
    Phone: +372 5160 231
    E-mail: paavo.truu@cooppank.ee

    Attachments

    The MIL Network –

  • MIL-OSI: Incorta Welcomes New Chief Revenue Officer Steve Velardi to Drive Incorta’s Growth in the U.S. and Globally

    Source: GlobeNewswire (MIL-OSI)

    FOSTER CITY, Calif., March 19, 2025 (GLOBE NEWSWIRE) — Incorta, the pioneering open data delivery platform, has appointed a new Chief Revenue Officer (CRO) to lead the company’s aggressive growth goals in the U.S. and globally as the company looks to continue revolutionizing the data integration and analytics landscape. Steve Velardi, an industry veteran with more than 20 years of experience as a sales leader, has a proven track record in scaling businesses and building high-performing teams.

    “Steve’s impressive background in enterprise sales and proven ability to foster customer success make him a valuable addition to our team,” says Osama Elkady, CEO of Incorta. “His leadership will be invaluable in driving our revenue growth and delivering innovative solutions for our customers.”

    Velardi has driven transformative growth for enterprise technology companies for more than two decades. Before joining Incorta, he was with Citrix/Cloud Software leading the Western Region for strategic enterprise account sales. Before that, he played a pivotal role at Xangati, transforming the business to a full SaaS model and building out a sustainable ARR model. This helped pave the way for the company’s successful exit. Steve also has extensive experience as a VP of Worldwide Sales at five other startups.

    Incorta empowers organizations to uncover deeper insights and achieve exceptional business outcomes by enabling seamless access to live, detailed data across complex systems. Incorta’s Direct Data Mapping® technology continues to transform enterprise data integration, delivering unmatched speed, accuracy, and scalability. Velardi’s appointment further strengthens Incorta’s leadership to accelerate enterprise adoption across the globe.

    “It’s an honor to join Incorta’s executive team,” said Velardi. “Their unparalleled approach to data integration puts them in an excellent position to achieve the aggressive growth targets ahead. With established partnerships and alliances with Workday, Google, and Hitachi, and loyal enterprise customers like Broadcom, Comcast, and Shutterfly, the prospects for global scale are incredibly exciting. There’s a lot of momentum ahead.”

    About Incorta
    Incorta’s operational lakehouse platform simplifies access to data from multiple, complex enterprise systems to unlock the full value of organizational data, making it readily available for analysis. Backed by GV, Kleiner Perkins, M12, Prysm Capital, Telstra Ventures, and Sorenson Capital, Incorta empowers the most forward-thinking companies to tackle their toughest data challenges, from innovators in the midmarket to Fortune 1000 category leaders such as Broadcom, Comcast, and Shutterfly. For more information visit www.incorta.com.

    Media Relations Contact:
    Elizabeth Byington
    incorta@sparkpr.com

    The MIL Network –

  • MIL-OSI United Kingdom: Latest update on Clade Ib mpox

    Source: United Kingdom – Executive Government & Departments

    News story

    Latest update on Clade Ib mpox

    The UK Health Security Agency (UKHSA) latest updates on Clade Ib mpox.

    Updates on clade Ib mpox case numbers are published on the UKHSA data dashboard

    Latest update

    Clade I mpox no longer considered a high consequence infectious disease

    Clade Ia and Ib mpox will no longer be classified as a high consequence infectious disease (HCID) following a review of available evidence by the Advisory Committee on Dangerous Pathogens, the UK Health Security Agency has confirmed today.

    This decision has been taken because the evidence related to this clade no longer meets the criteria for an HCID, which includes having a high mortality rate and a lack of available interventions.

    However, the decision should not be interpreted as clade I mpox no longer being of any public health consequence. The disease is still a public health emergency of international concern as defined by the WHO.

    Sexual and close physical contact is the main way that mpox spreads.

    There have been no reported deaths from mpox in the UK to date, and vaccination is available for higher risk contacts, healthcare workers, and those who are most at risk.

    Emma Richards, Incident Director at the UK Health Security Agency, said:

    There is now firm evidence of vaccine effectiveness and a low mortality rate for cases of clade I mpox, alongside heightened clinical awareness of symptoms, and access to rapid diagnostic testing and safe therapies with emerging evidence of efficacy.

    This change does not alter our overall public health response and we remain committed to preventing the spread of clade I mpox within the UK.

    While mpox infection is mild for many, it can cause severe symptoms including unusual rashes and blisters, a fever and headache.

    The majority of people who have presented with symptoms report close physical contact, including massages, or sex prior to developing symptoms. It’s important people who have travelled to affected countries in Africa remain alert to the risks and seek medical advice if necessary.

    All 4 UK Chief Medical Officers have agreed to accept the recommendation.

    There have been no cases of clade Ia mpox in the UK, and only a small number of cases of clade Ib mpox. Most of these cases have appeared in returning travellers from affected areas in Africa with the others being household contacts of a case.

    There has been no community transmission of clade I mpox within the UK and the risk to the population remains low.

    In the context of the outbreak in parts of Africa, we expect to see the occasional imported case of clade Ib mpox in the UK.

    Previous

    13 February 2025

    A new case of clade Ib mpox has been detected in England, the UK Health Security Agency (UKHSA) can confirm. 

    The case was detected in London and the individual is now under specialist care at the Royal Free Hospital High Consequence Infectious Diseases unit. They had recently returned from Uganda, where there is currently community transmission of clade Ib mpox. The UKHSA and NHS will not be disclosing any further details about the individual.

    The risk to the UK population remains low. In the context of the outbreak in parts of Africa, we expect to see the occasional imported case of clade Ib mpox in the UK.

    This is the eighth case of clade Ib mpox confirmed in England since October 2024. This case has no links to the previous cases identified in England.

    Close contacts of the case are being followed up by UKHSA and partner organisations. Contacts will be offered testing and vaccination where needed to prevent further infections and they will be advised on any necessary further care if they have symptoms or test positive.

    Dr Merav Kliner, Incident Director at UKHSA, said:

    The risk to the UK population remains low. Close contacts have been identified and offered appropriate advice in order to reduce the chance of further spread.

    Clade Ib mpox has been circulating in several countries in Africa in recent months. Imported cases have been detected in a number of countries including Belgium, Canada, France, Germany, Sweden and the United States.

    There has been extensive planning undertaken to ensure healthcare professionals are equipped and prepared to respond to confirmed cases.

    Further updates on clade Ib mpox case numbers will be published on the following page: Confirmed cases of mpox clade Ib in United Kingdom.

    Previous

    27 January 2025

    Another case of clade Ib mpox has been detected, bringing the total number of confirmed cases since October 2024 to 7, the UK Health Security Agency (UKHSA) can confirm.

    The individual had recently travelled to Uganda. The risk to the UK population remains low.

    The UKHSA and NHS will not be disclosing any further details about the individual.

    Professor Susan Hopkins, Chief Medical Adviser at UKHSA, said:

    The risk to the UK population remains low. Close contacts have been identified and offered appropriate advice in order to reduce the chance of further spread.

    20 January 2025

    A new case of clade Ib mpox has been detected in England, the UK Health Security Agency (UKHSA) can confirm.  

    The case was detected in East Sussex and the individual is now under specialist care at Guy’s and St Thomas’ NHS Foundation Trust. They had recently returned from Uganda, where there is currently community transmission of clade Ib mpox. The UKHSA and NHS will not be disclosing any further details about the individual. 

    The risk to the UK population remains low. In the context of the outbreak in parts of Africa, we expect to see the occasional imported case of clade Ib mpox in the UK. 

    This is the sixth case of clade Ib mpox confirmed in England since October 2024. This case has no links to the previous cases identified in England.

    Close contacts of the case are being followed up by UKHSA and partner organisations. Contacts will be offered testing and vaccination where needed to prevent further infections and they will be advised on any necessary further care if they have symptoms or test positive. 

    Dr Meera Chand, Deputy Director at UKHSA, said: 

    It is thanks to clinicians rapidly recognising the symptoms and the work of our specialist laboratory that we have been able to detect this new case.

    The risk to the UK population remains low following this sixth case, and we are working rapidly to trace close contacts and reduce the risk of any potential spread.

    Clade Ib mpox has been circulating in several countries in Africa in recent months. Imported cases have been detected in a number of countries including Belgium, Canada, France, Germany, Sweden and the United States. 

    There has been extensive planning undertaken to ensure healthcare professionals are equipped and prepared to respond to any further confirmed cases.

    29 November 2024

    A new case of clade Ib mpox has been detected in England, the UK Health Security Agency (UKHSA) can confirm.  

    The case was detected in Leeds and the individual is now under specialist care at Sheffield Teaching Hospitals NHS Foundation Trust. They had recently returned from Uganda, which is seeing community transmission of clade Ib mpox. The UKHSA and NHS will not be disclosing any further details about the individual. 

    The risk to the UK population remains low. We expect to see the occasional imported case of clade Ib mpox in the UK. 

    This is the fifth case of clade Ib mpox confirmed in England in recent weeks. This case has no links to the previous cases identified. All 4 previous cases were from the same household and all have now fully recovered.  

    Close contacts of the case are being followed up by UKHSA and partner organisations. Any contacts will be offered testing and vaccination as needed and advised on any necessary further care if they have symptoms or test positive. 

    Professor Susan Hopkins, Chief Medical Adviser at UKHSA, said: 

    It is thanks to clinicians rapidly recognising the symptoms and our diagnostics tests that we have been able to detect this new case. 

    The risk to the UK population remains low following this fifth case, and we are working rapidly to trace close contacts and reduce the risk of any potential spread. In accordance with established protocols, investigations are underway to learn how the individual acquired the infection and to assess whether there are any further associated cases. 

    Clade Ib mpox has been widely circulating in the Democratic Republic of Congo (DRC), Burundi, Rwanda, Uganda and Kenya in recent months. Imported cases have been detected in Canada, Sweden, India, Thailand and Germany. 

    There has been extensive planning underway to ensure healthcare professionals are equipped and prepared to respond to any further confirmed cases.

    6 November 2024

    One further case of clade Ib mpox has been detected in a household contact of the first case, the UK Health Security Agency (UKSHA) can confirm.  

    This brings the total number of confirmed cases to 4, all of which belong to the same household. 

    The patient is currently under specialist care at Guy’s and St Thomas’ NHS Foundation Trust in London. The risk to the UK population remains low. 

    The patient has been isolating since identified as a contact of the first case and no additional contact tracing is required. 

    Professor Susan Hopkins, Chief Medical Adviser at UKHSA, said: 

    Mpox is very infectious in households with close contact and so it is not unexpected to see further cases within the same household. 

    The overall risk to the UK population remains low. We are working with partners to make sure all contacts of the cases are identified and contacted to reduce the risk of further spread.

    Contacts of cases are being followed up by UKHSA and partner organisations. All contacts will be offered testing and vaccination as needed and advised on any necessary further care if they have symptoms or test positive. 

    There has been extensive planning underway to ensure healthcare professionals are equipped and prepared to respond to any further confirmed cases.

    4 November 2024

    Two cases of clade Ib mpox have been detected in household contacts of the first case, the UK Health Security Agency (UKSHA) can confirm. This brings the total number of confirmed cases to 3.

    The 2 patients are currently under specialist care at Guy’s and St Thomas’ NHS Foundation Trust in London. The risk to the UK population remains low.

    There has been extensive planning underway to ensure healthcare professionals are equipped and prepared to respond to any further confirmed cases.

    Professor Susan Hopkins, Chief Medical Adviser at UKHSA, said:

    Mpox is very infectious in households with close contact and so it is not unexpected to see further cases within the same household.

    The overall risk to the UK population remains low. We are working with partners to make sure all contacts of the cases are identified and contacted to reduce the risk of further spread.

    Contacts of all 3 cases are being followed up by UKHSA and partner organisations. All contacts will be offered testing and vaccination as needed and advised on any necessary further care if they have symptoms or test positive.

    30 October 2024

    The UK Health Security Agency (UKHSA) has detected a single confirmed human case of clade Ib mpox. The risk to the UK population remains low.

    This is the first detection of this clade of mpox in the UK. It is different from mpox clade II that has been circulating at low levels in the UK since 2022, primarily among gay, bisexual and other men-who-have-sex-with-men (GBMSM).

    UKHSA, the NHS and partner organisations have well tested capabilities to detect, contain and treat novel infectious diseases, and while this is the first confirmed case of mpox clade Ib in the UK, there has been extensive planning underway to ensure healthcare professionals are equipped and prepared to respond to any confirmed cases.

    The case was detected in London and the individual has been transferred to the Royal Free Hospital High Consequence Infectious Diseases unit. They had recently travelled to countries in Africa that are seeing community cases of clade Ib mpox. The UKHSA and NHS will not be disclosing any further details about the individual.

    Close contacts of the case are being followed up by UKHSA and partner organisations. Any contacts will be offered testing and vaccination as needed and advised on any necessary further care if they have symptoms or test positive.

    UKHSA is working closely with the NHS and academic partners to determine the characteristics of the pathogen and further assess the risk to human health. While the existing evidence suggests mpox clade Ib causes more severe disease than clade II, we will continue to monitor and learn more about the severity, transmission and control measures. We will initially manage clade Ib as a high consequence infectious disease (HCID) whilst we are learning more about the virus.

    Professor Susan Hopkins, Chief Medical Adviser at UKHSA, said:

    It is thanks to our surveillance that we have been able to detect this virus. This is the first time we have detected this clade of mpox in the UK, though other cases have been confirmed abroad.

    The risk to the UK population remains low, and we are working rapidly to trace close contacts and reduce the risk of any potential spread. In accordance with established protocols, investigations are underway to learn how the individual acquired the infection and to assess whether there are any further associated cases.

    Health and Social Care Secretary Wes Streeting, said:

    I am extremely grateful to the healthcare professionals who are carrying out incredible work to support and care for the patient affected.

    The overall risk to the UK population currently remains low and the government is working alongside UKHSA and the NHS to protect the public and prevent transmission.

    This includes securing vaccines and equipping healthcare professionals with the guidance and tools they need to respond to cases safely.

    We are also working with our international partners to support affected countries to prevent further outbreaks.

    Steve Russell, NHS national director for vaccination and screening, said:

    The NHS is fully prepared to respond to the first confirmed case of this clade of mpox.

    Since mpox first became present in England, local services have pulled out all the stops to vaccinate those eligible, with tens of thousands in priority groups having already come forward to get protected, and while the risk of catching mpox in the UK remains low, if required the NHS has plans in place to expand the roll out of vaccines quickly in line with supply.

    Clade Ib mpox has been widely circulating in the Democratic Republic of Congo (DRC) in recent months and there have been cases reported in Burundi, Rwanda, Uganda, Kenya, Sweden, India and Germany.

    Clade Ib mpox was detected by UKHSA using polymerase chain reaction (PCR) testing.

    Common symptoms of mpox include a skin rash or pus-filled lesions which can last 2 to 4 weeks. It can also cause fever, headaches, muscle aches, back pain, low energy and swollen lymph nodes.

    The infection can be passed on through close person-to-person contact with someone who has the infection or with infected animals and through contact with contaminated materials. Anyone with symptoms should continue to avoid contact with other people while symptoms persist.

    The UK has an existing stock of mpox vaccines and last month announced further vaccines are being procured to support a routine immunisation programme to provide additional resilience in the UK. This is in line with more recent independent JCVI advice.

    Working alongside international partners, UKHSA has been monitoring clade Ib mpox closely since the outbreak in DRC first emerged, publishing regular risk assessment updates.

    The wider risk to the UK population remains low.

    UKHSA has published its first technical briefing on clade I mpox which provides further information on the current situation and UK preparedness and response.

    MIL OSI United Kingdom –

  • MIL-OSI USA: In West Point, Virginia, a New ‘Subsidence Superstation’ Measures Changing Land Surface

    Source: US Geological Survey

    USGS Scientists Jim Duda (left) and Roger Moburg (center) counterbalance the West Point Extensometer.

    On December 11th 2024, USGS scientists finished installation of a band new extensometer in West Point, Virginia. Though housed in a simple, nondescript building, this state-of-the-art piece of equipment is only the fourth of its kind on the East Coast.

    Extensometers are instruments that measure certain kinds of land motion. They extend hundreds to thousands of feet below the ground, and measure changes in the thickness of the geologic layers they pass through. Some aquifers, or geologic layers that hold and transmit groundwater, can compact under the weight of the ground above if groundwater levels are reduced. If a layer such as an aquifer compacts, the ground surface sinks, or subsides, and the extensometer can measure this subsidence with incredible precision. This new extensometer at West Point is so sensitive, that it can measure upward or downward motion of the ground by fractions of a millimeter (0.01 – 0.05 mm). 

    That’s smaller than the width of a sheet of paper! 

    USGS Technician Daniel Markey connects a continuous GPS senor mounted to the 1,371 ft. extensometer rod, which extends through the roof of the subsidence superstation equipment shelter.

    The instrument itself consists of a borehole similar to a well which extends a whopping 1,371 ft. below the ground surface, and a steel rod which extends from the base of the borehole all the way to the surface. This rod is carefully counter-balanced at the surface so that it rests nearly-weightlessly at the bottom of the borehole. Pressure transducers record minute changes in how much of the extensometer rod is protruding from the ground, and this is converted into a measure of land motion.

    The West Point extensometer, along with older extensometers in Franklin, Suffolk, and Nansemond, form key pillars of the USGS Virginia Vertical Land Motion Monitoring Network, which is supported by the Hampton Roads Sanitation District, the Virginia Department of Environmental Quality, the Hampton Roads Planning District Commission, and USGS Chesapeake Bay Studies. This network is collecting important data that will help Virginians understand where and how fast portions of eastern Virginia are sinking, which will inform how the area adapts to rising sea level. Coastal Virginia is experiencing the highest rates of relative sea level rise of anywhere on the East Coast.

    West Point will be the second of three Land Motion Observatories, or ‘Subsidence Superstations’, located across eastern Virginia. The first Land Motion Observatory is located in Nansemond, and the third will be installed in Newport News in the coming year. Each of these locations will have not only an extensometer to measure compaction, but also observation wells to track groundwater levels, and continuous GPS receivers and synthetic aperture radar corner reflectors so that land motion can be measured using satellites. Each of these methods of measuring subsidence provides scientists with data they can use to isolate what the main causes of sinking land might be in eastern Virginia.

    MIL OSI USA News –

  • MIL-OSI Security: Maryland Man Sentenced to Federal Prison for Pandemic Relief Loan Fraud and Commercial Loan Fraud

    Source: United States Department of Justice (National Center for Disaster Fraud)

    Defendant admitted to spending portions of fraudulent-loan proceeds on a Lamborghini and home renovations.

    Greenbelt, Maryland – U.S. District Judge Lydia K. Griggsby sentenced Andra Shirone Thompson, 48, of Silver Spring, Maryland, to a year and a day for two counts of conspiracy to commit wire fraud.

    Thompson pled guilty to conspiring to defraud Coronavirus Aid, Relief, and Economic Security (CARES) Act loan programs and his role in a years-long scheme to defraud commercial equipment financing companies. He was also sentenced to three years of supervised released and ordered to forfeit $847,280, and pay $813,363.01 in restitution to the victims of his schemes.

    Kelly O. Hayes, U.S. Attorney for the District of Maryland, made the announcement with Supervisory Official Matthew Galeotti, Justice Department’s Criminal Division; Executive Special Agent in Charge Kareem Carter, IRS Criminal Investigation (IRS-CI) Washington, D.C., Field Office; Jeffrey D. Pittano, Federal Deposit Insurance Corporation Office of Inspector General (FDIC-OIG), Mid-Atlantic Region; Special Agent in Charge Amaleka McCall-Braithwaite, Small Business Administration Office of Inspector General (SBA-OIG), Eastern Region; and Special Agent in Charge William J. DelBagno of the Federal Bureau of Investigation (FBI) – Baltimore Field Office.

    According to his guilty plea, Thompson admitted to participating in a conspiracy to submit fraudulent applications for Economic Injury Disaster Loans (EIDL) and Paycheck Protection Program (PPP) loans on behalf of companies he controlled. The companies included Alpha Bravo Tango LLC., Senergy Consulting Group Inc., and Novus Ordo Seclorum LLC. Through the scheme, Thompson fraudulently obtained $716,375. He spent a portion of the proceeds on vehicles, including a 2014 Lamborghini Aventador, and on renovating a home in North Carolina.

    Thompson also joined a conspiracy to defraud equipment financing companies by submitting fraudulent invoices that falsely showed the sale of substantial quantities of computer servers and related equipment. Thompson and his co-conspirators caused borrowers to submit fraudulent invoices to lenders to support their loan applications to purchase items. After approval, lenders deposited loan proceeds into accounts controlled by Thompson and his co-conspirators. The lenders were unaware that the sales on the invoices never occurred. Thompson and his co-conspirators typically “kicked back” a portion of the proceeds to the borrower who submitted the application and kept the rest for themselves. Thompson personally participated in three executions of this scheme, causing approximately $813,362 in fraudulently induced lending.

    Additionally, the co-conspirators caused more than $60 million of fraudulently induced lending across more than 350 separate loans through this scheme. Thompson’s principal co-conspirator, Craig David Davis, 49, of Venice, California, pleaded guilty to wire fraud in the U.S. District Court for the Eastern District of Virginia and was sentenced earlier this month to 93 months incarceration.

    Financial assistance offered through the CARES Act included forgivable loans to small businesses for job retention and other expenses, through the PPP, administered through the Small Business Administration (SBA).  The SBA also offered an EIDL and/or an EIDL advance to help businesses meet their financial obligations.

    The District of Maryland Strike Force is one of five strike forces established throughout the United States by the U.S. Department of Justice to investigate and prosecute COVID-19 fraud, including fraud relating to the CARES Act. The CARES Act was designed to provide emergency financial assistance to Americans suffering the economic effects caused by the COVID-19 pandemic.  The strike forces focus on large-scale, multi-state pandemic relief fraud perpetrated by criminal organizations and transnational actors.  The strike forces are interagency law enforcement efforts, using prosecutor-led and data analyst-driven teams designed to identify and bring to justice those who stole pandemic relief funds.

    For more information on the Department’s response to the pandemic, please visit https://www.justice.gov/coronavirus.  Anyone with information about allegations of attempted fraud involving COVID-19 can report it by calling the Department of Justice’s National Center for Disaster Fraud (NCDF) Hotline at 866-720-5721 or via the NCDF Web Complaint Form at: https://www.justice.gov/disaster-fraud/ncdf-disaster-complaint-form.

    U.S. Attorney Hayes commended the IRS-CI, FDIC-OIG, SBA-OIG, and the FBI who investigated the case. Ms. Hayes also thanked Assistant U.S. Attorney Joseph Wenner, along with Trial Attorney David A. Peters from the Department of Justice’s Criminal Division’s Fraud Section, who prosecuted the federal case.

    For more information on the Maryland U.S. Attorney’s Office, its priorities, and resources available to help the community, please visit www.justice.gov/usao-md and https://www.justice.gov/usao-md/community-outreach.

    # # #

    MIL Security OSI –

  • MIL-OSI: How Artificial Intelligence (AI) is Undeniably Reshaping The Landscape of The Mortgage Industry

    Source: GlobeNewswire (MIL-OSI)

    PALM BEACH, Fla., March 19, 2025 (GLOBE NEWSWIRE) — FN Media Group News Commentary – Industry insiders are saying that the mortgage industry is undergoing a transformative shift with the integration of Artificial Intelligence (AI). This cutting-edge technology is revolutionizing various aspects of the mortgage process, from application to regulatory compliance. A recent article by one such insider focused on AI in the Mortgage Industry said: “In the contemporary landscape of the mortgage industry, the infusion of Artificial Intelligence (AI) has ushered in a paradigm shift, influencing various facets of the lending process. Embracing AI in mortgage services has become synonymous with innovation, offering a spectrum of benefits to both lenders and borrowers. AI in mortgage industry manifests through sophisticated algorithms and machine learning models that power automated decision-making processes, commonly known as AI mortgage services. These services streamline and optimize tasks such as underwriting and risk assessment, ensuring faster and more accurate lending decisions. The integration of AI in mortgage lending not only expedites processes but also enhances the overall efficiency of loan origination.” Active Companies in the markets today include: Beeline Holdings, Inc. (NASDAQ: BLNE), Rocket Companies (NYSE: RKT), Redfin Corporation (NASDAQ: RDFN), loanDepot, Inc. (NYSE: LDI), Better Home & Finance Holding Company (NASDAQ: BETR).

    The article continued: “One of the key advantages of AI in the mortgage industry lies in its ability to provide personalized experiences for borrowers. AI-driven virtual assistants navigate complex mortgage terms, address borrower queries, and facilitate smoother communication channels. This not only fosters customer satisfaction but also contributes to a more transparent and engaging lending experience. The role of AI in the mortgage industry goes beyond individual transactions; it extends to the broader scope of the industry itself. Artificial intelligence in mortgage lending is a proactive force in fraud detection and prevention. Through the analysis of intricate patterns in financial data, AI can identify anomalies and potential fraudulent activities, bolstering the security of mortgage transactions and safeguarding the interests of both lenders and borrowers.”

    Beeline Holdings, Inc. (NASDAQ: BLNE) AI Sales Agent ‘Bob 2.0’ Delivers 6X More Leads than Human Chat – Revolutionizing Mortgage Sales at Near Zero Cost – Beeline Holdings, Inc. (#BLNE), a leader in AI-driven mortgage technology, has launched Bob 2.0, the next evolution of its AI-powered sales agent, driving a 6X increase in qualified leads over human agents while running 24/7 at minimal cost.

    “Bob changes the game for scaling front-end mortgage operations,” said Nick Liuzza, CEO of Beeline. “With Bob we’re able to engage more prospects, generate more leads, and streamline sales, all while keeping our Loan Guides focused on closing deals.” Bob is among the 1st ever AI Mortgage sales bots and was released by Beeline in June 2023.

    AI That Delivers Real Results:

    Bob 2.0 doesn’t just respond to inquiries—it actively drives conversations toward a sales outcome:

    • Engages 3X more website visitors than standard chat solutions
    • Delivers 6X more leads from conversations—double the industry standard
    • Generates 8X more mortgage applications
    • Operates 24/7, handling lead generation tasks at a scale no human team could match

    Bob’s Adaptive AI—A Smarter Sales Agent

    What sets Bob apart is its ability to respond, adapt, and sell like a human—but without fatigue, missed opportunities, or salary and other overhead. Bob can:

    • Guide users through personalized sales journeys based on proven strategies
    • Maintain focus in conversations, handling interruptions with precision
    • Retain and apply user-provided details, ensuring seamless interactions
    • Recognize buyer motivations, responding in a way that builds trust and engagement
    • Support Spanish-language interactions, automatically adapting based on user preferences

    Beyond Chat: Bob Is Expanding Into SMS, Voice & Live Appointments

    Bob’s evolution is far from over. Over the next 90 days, Beeline will integrate Bob with:

    • Calendly-powered appointment booking and live handovers to Loan Guides
    • AI-driven SMS and voice channels to qualify leads and assist customers throughout the loan application process
    • Real-time loan approvals—turning mortgage origination into a 24/7 operation

    Future Expansion: AI-Powered Underwriting & Market Growth

    Bob’s success has spurred the launch of MagicBlocks, an AI startup seed-funded by Beeline, to bring its AI-powered sales technology to a broader market. Looking ahead, Bob is expected to begin underwriting by Q3 2025, adding a new level of efficiency and further streamlining Beeline’s mortgage process. “As the mortgage market normalizes, AI gives us the ability to scale operations dynamically without added costs,” said Liuzza. “Bob is just the beginning of how AI will redefine mortgage lending.” Continued… Read more about BLNE by going to: https://makeabeeline.com/investor-relations/

    Other recent developments in the markets include:

    Rocket Companies (NYSE: RKT), the Detroit-based fintech platform consisting of mortgage, real estate and personal finance businesses, recently announced it has entered into an agreement to purchase Redfin Corporation (NASDAQ: RDFN), a leading digital real estate brokerage, in an all-stock transaction for a value of $12.50 per Redfin share, or $1.75 billion of equity value.

    “Rocket and Redfin have a unified vision of a better way to buy and sell homes,” said Varun Krishna, CEO of Rocket Companies. “Together, we will improve the experience by connecting traditionally disparate steps of the search and financing process with leading technology that removes friction, reduces costs and increases value to American homebuyers.”

    For 40 years, Rocket’s digital platform has grown to provide home financing in all 50 states across 3,000+ counties and parishes. By combining Redfin’s home search and real estate agent network with Rocket’s mortgage origination and servicing capabilities, the company envisions a more seamless experience from search to close, to servicing and future transactions.

    “Rocket and Redfin’s approaches to lending and brokerage service have always been two halves of one vision to make the whole home-buying process magical,” said Glenn Kelman, CEO of Redfin. “We want a customer to be able to check her phone to find out what she can afford, see which homes are just right for her, schedule a tour with a local, expert Redfin agent, and get pre-qualified for a loan, all in a matter of minutes. Varun and I see how much better real estate could be when AI guides customers not just through that first step in their search, but all the way home, through the sale, the loan and then a lifetime of accumulating equity and wealth.”

    loanDepot, Inc. (NYSE: LDI), (together with its subsidiaries, “loanDepot” or the “Company”), a leading provider of products and services that power the homeownership journey, recently announced results for the fourth quarter ended December 31, 2024.

    “2024 was a year of significant progress for loanDepot with the completion of our Vision 2025 strategic program,” said President and Chief Executive Officer Frank Martell. “The strategic imperatives of Vision 2025 served as our roadmap for successfully navigating the historical downturn in the housing and mortgage markets over the past three years. As the Company enters 2025, I believe team loanDepot is positioned to accelerate revenue growth and continue our progress towards sustainable profitability under the auspices of Project North Star that we announced in November 2024, and under Anthony Hsieh’s new leadership that was announced last week.

    Better Home & Finance Holding Company (NASDAQ: BETR), the leading digital homeownership company, recently announced record growth in its Home Equity Line of Credit (HELOC) and Home Equity Loan (HELOAN) business, scaling loan volume 400% from $15 million per month in January 2024 to $60 million per month by October 2024. This acceleration establishes Better as the fastest-growing digital home equity lender in the market.

    As traditional mortgage demand fluctuates, Better’s suite of home equity products helps strategically diversify its lending volume segments and helps homeowners access fast and flexible home equity lending solutions across market cycles. Better’s implementation of Betsy™ — the Company’s voice-based AI loan assistant — into its product funnel has since facilitated its home equity lending growth, cutting response times from hours to seconds while operating 24/7, 365 days a year with greater speed and cost efficiency than traditional lenders or mortgage call centers. The Company’s lending volume is also fueled by strategic partnerships with mortgage brokers and lenders who leverage Better’s technology and capital to offer HELOCs and HELOANs under correspondent and white-label arrangements.

    About FN Media Group:
    At FN Media Group, via our top-rated online news portal at www.financialnewsmedia.com, we are one of the very few select firms providing top tier one syndicated news distribution, targeted ticker tag press releases and stock market news coverage for today’s emerging companies. #tickertagpressreleases #pressreleases

    Follow us on Facebook to receive the latest news updates: https://www.facebook.com/financialnewsmedia
    Follow us on Twitter for real time Market News: https://twitter.com/FNMgroup
    Follow us on Linkedin: https://www.linkedin.com/in/financialnewsmedia/

    DISCLAIMER: FN Media Group LLC (FNM), which owns and operates FinancialNewsMedia.com and MarketNewsUpdates.com, is a third party publisher and news dissemination service provider, which disseminates electronic information through multiple online media channels. FNM is NOT affiliated in any manner with any company mentioned herein. FNM and its affiliated companies are a news dissemination solutions provider and are NOT a registered broker/dealer/analyst/adviser, holds no investment licenses and may NOT sell, offer to sell or offer to buy any security. FNM’s market updates, news alerts and corporate profiles are NOT a solicitation or recommendation to buy, sell or hold securities. The material in this release is intended to be strictly informational and is NEVER to be construed or interpreted as research material. All readers are strongly urged to perform research and due diligence on their own and consult a licensed financial professional before considering any level of investing in stocks. All material included herein is republished content and details which were previously disseminated by the companies mentioned in this release. FNM is not liable for any investment decisions by its readers or subscribers. Investors are cautioned that they may lose all or a portion of their investment when investing in stocks. For current services performed FNM has been compensated twenty five hundred dollars for news coverage of the current press releases issued by Beeline Holdings, Inc. by a non-affiliated third party. FNM HOLDS NO SHARES OF ANY COMPANY NAMED IN THIS RELEASE.

    This release contains “forward-looking statements” within the meaning of Section 27A of the Securities Act of 1933, as amended, and Section 21E the Securities Exchange Act of 1934, as amended and such forward-looking statements are made pursuant to the safe harbor provisions of the Private Securities Litigation Reform Act of 1995. “Forward-looking statements” describe future expectations, plans, results, or strategies and are generally preceded by words such as “may”, “future”, “plan” or “planned”, “will” or “should”, “expected,” “anticipates”, “draft”, “eventually” or “projected”. You are cautioned that such statements are subject to a multitude of risks and uncertainties that could cause future circumstances, events, or results to differ materially from those projected in the forward-looking statements, including the risks that actual results may differ materially from those projected in the forward-looking statements as a result of various factors, and other risks identified in a company’s annual report on Form 10-K or 10-KSB and other filings made by such company with the Securities and Exchange Commission. You should consider these factors in evaluating the forward-looking statements included herein, and not place undue reliance on such statements. The forward-looking statements in this release are made as of the date hereof and FNM undertakes no obligation to update such statements.

    Contact Information:
    Media Contact email: editor@financialnewsmedia.com – +1(561)325-8757

    SOURCE: FN Media Group

    The MIL Network –

  • MIL-OSI: ECN Capital Announces Closing of C$75 Million Offering of 6.50% Convertible Senior Unsecured Debentures

    Source: GlobeNewswire (MIL-OSI)

    NOT FOR DISTRIBUTION TO U.S. NEWSWIRE SERVICES OR DISSEMINATION IN THE UNITED STATES.

    TORONTO, March 19, 2025 (GLOBE NEWSWIRE) — ECN Capital Corp. (TSX: ECN) (“ECN Capital”) today announced that it has closed the previously announced offering (the “Offering”) of C$75 million aggregate principal amount of convertible senior unsecured debentures due April 30, 2030 (the “Debentures”). The Offering was conducted by a syndicate of underwriters co-led by CIBC Capital Markets, National Bank Financial Markets, BMO Capital Markets and RBC Capital Markets, and including Raymond James Ltd., TD Securities Inc., Canaccord Genuity Corp. and Cormark Securities Inc. (collectively, the “Underwriters”). ECN Capital has also granted the Underwriters an option to purchase up to an additional C$11.25 million aggregate principal amount of Debentures, on the same terms and conditions, exercisable in whole or in part, for a period of 30 days following closing of the Offering.

    The Debentures bear interest at a rate of 6.50% per annum, payable semi-annually in arrears on April 30 and October 31 of each year, with the first interest payment on October 31, 2025. The Debentures are convertible at the option of the holder into common shares of the Company (“Common Shares”) at an initial conversion price of C$3.77 per Common Share, being a conversion ratio of approximately 265.2520 Common Shares for each C$1,000 principal amount of Debentures, subject to adjustment in certain circumstances. The Debentures will mature on April 30, 2030.

    The Debentures will commence trading today on the Toronto Stock Exchange (“TSX”) under the symbol “ECN.DB.C”. Further details concerning the Offering are set out in ECN Capital’s prospectus supplement dated March 14, 2025, which is available on ECN Capital’s profile on SEDAR+ at www.sedarplus.com.

    ECN Capital intends to use the net proceeds of the Offering to redeem all of its outstanding 6.00% senior unsecured debentures due December 31, 2025 (the “2025 Debentures”), on April 25, 2025 (the “Redemption Date”). Notice of the redemption will be delivered to the registered holder(s) of the 2025 Debentures through the debenture trustee, Computershare Trust Company of Canada (“Computershare Trust”), in accordance with the trust indenture governing the 2025 Debentures between ECN Capital and Computershare Trust dated September 3, 2020. ECN Capital has obtained the consent of the majority of lenders required under its senior credit facility in order to proceed with the redemption of the 2025 Debentures prior to the maturity date.

    On the Redemption Date, the Company will pay holders of the 2025 Debentures a redemption price equal to the outstanding principal amount of 2025 Debentures held, plus accrued and unpaid interest thereon up to but excluding the Redemption Date, less any taxes required to be deducted or withheld.

    The 2025 Debentures are currently listed on the TSX under the symbol ECN.DB. ECN Capital expects that the 2025 Debentures will be de-listed from the TSX following their redemption.

    Beneficial holders of the 2025 Debentures are encouraged to contact their investment dealer if they have any questions about this redemption.

    The securities offered pursuant to the Offering have not been, nor will they be, registered under the United States Securities Act of 1933, as amended, (the “1933 Act”) and may not be offered, sold or delivered, directly or indirectly, in the United States, or to, or for the account or benefit of, “U.S. persons” (as defined in Regulation S under the 1933 Act), except pursuant to an exemption from the registration requirements of the 1933 Act. This press release does not constitute an offer to sell or a solicitation of an offer to buy any securities, nor shall there be any sale of securities in any state or jurisdiction in which such offer, solicitation or sale would be unlawful prior to registration or qualification under the securities laws of any such state or jurisdiction.

    About ECN Capital Corp.

    With managed assets of US$6.9 billion, ECN Capital Corp. (TSX: ECN) is a leading provider of business services to North American-based banks, institutional investors, insurance company, pension plan, bank and credit union partners (collectively, its “Partners”). ECN Capital originates, manages and advises on credit assets on behalf of its Partners, specifically consumer (manufactured housing and recreational vehicle and marine) loans and commercial (floorplan and rental) loans. Its Partners are seeking high-quality assets to match with their deposits, term insurance or other liabilities. These services are offered through two operating segments: (i) Manufactured Housing Finance, and (ii) Recreational Vehicle and Marine Finance.

    Contact

    Katherine Moradiellos
    561-631-8739
    kmoradiellos@ecncapitalcorp.com

    Forward-Looking Statements

    This release includes forward-looking statements regarding ECN Capital and its business. Such statements are based on the current expectations and views of future events of ECN Capital’s management. In some cases the forward-looking statements can be identified by words or phrases such as “may”, “will”, “expect”, “plan”, “anticipate”, “intend”, “potential”, “estimate”, “believe” or the negative of these terms, or other similar expressions intended to identify forward-looking statements. Forward-looking statements in this press release include those relating to the use of proceeds of the Offering, the redemption of the 2025 Debentures (including the expected delisting of the 2025 Debentures), the exercise of the over-allotment option and the trading of the Debentures on the Toronto Stock Exchange. The forward-looking events and circumstances discussed in this release may not occur and could differ materially as a result of known and unknown risk factors and uncertainties affecting ECN Capital, including risks regarding the finance industry, economic factors, and many other factors beyond the control of ECN Capital. No forward-looking statement can be guaranteed. Forward-looking statements and information by their nature are based on assumptions and involve known and unknown risks, uncertainties and other factors which may cause ECN Capital’s actual results, performance or achievements, or industry results, to be materially different from any future results, performance or achievements expressed or implied by such forward-looking statement or information. Accordingly, readers should not place undue reliance on any forward-looking statements or information. A discussion of the material risks and assumptions associated with these forward-looking statements can be found in ECN Capital’s Management Discussion and Analysis for the year ended December 31, 2024 and ECN Capital’s 2024 Annual Information Form dated February 27, 2025, each of which have been filed on SEDAR+ and can be accessed at www.sedarplus.com. Accordingly, readers should not place undue reliance on any forward-looking statements or information. Except as required by applicable securities laws, forward-looking statements speak only as of the date on which they are made and ECN Capital does not undertake any obligation to publicly update or revise any forward-looking statement, whether as a result of new information, future events, or otherwise.

    The MIL Network –

  • MIL-OSI Canada: Government of Canada and City of Toronto collaborate to build more homes in Toronto

    Source: Government of Canada News (2)

    Toronto, Ontario, March 19, 2025 — Today, the Government of Canada and the City of Toronto announced investments to build more homes and address encampments.

    Building for Toronto

    The federal government announced up to $2.55 billion in low-cost loans through the Apartment Construction Loan Program (ACLP) to help build more than 4,800 rental units, including at least 1,000 affordable rental units. The City of Toronto will provide approximately $234.83 million in estimated value of City benefits for these affordable and purpose-built rental homes. This ambitious partnership will drive down the cost of building by providing low-cost federal financing, conditional on the City of Toronto providing relief on development charges, fees and property taxes, to help build more homes, faster.

    Today’s announcement is in addition to the recent $975 million investment, which includes $325 million from the Government of Canada, to accelerate the delivery of Waterfront Toronto’s revitalization plan that will contribute to creating over 14,000 new homes along Toronto’s Waterfront at Quayside and Ookwemin Minising.

    Responding to homelessness

    The Government of Canada and the City of Toronto also announced their continued commitment to supporting people experiencing unsheltered homelessness, particularly in encampments. Under the Unsheltered Homelessness and Encampments Initiative (UHEI), the federal government is providing $25.8 million over two years and the City of Toronto will contribute $400 million.

    Under Reaching Home’s Designated Communities stream, the federal government is also allocating an additional $62.7 million to the City of Toronto through Budget 2024 funding, which is helping service providers in Toronto prevent and reduce homelessness.

    MIL OSI Canada News –

  • MIL-OSI: Realty Executives See Opportunity to Drive Revenue with Lofty

    Source: GlobeNewswire (MIL-OSI)

    PHOENIX, March 19, 2025 (GLOBE NEWSWIRE) — Award-winning technology innovator Lofty today announced that Realty Executives International has engaged with the company to offer to their extensive network of franchisees, teams, and agents the Lofty AI-powered platform. To learn more about how Lofty empowers everyone from the agent to the enterprise to make more money, visit https://lofty.com/.

    With over 150 brokerages across North America, Realty Executives is always looking for unique ways to help its franchisees accelerate profitable growth, support the unique needs of the brokerage business, and enable real estate professionals at all levels to increase production while maintaining the privacy of their leads and database. With Lofty, Realty Executives brokerages, agents, and teams can leverage a flexible org structure with needed permissions and controls, as well as innovative reporting capabilities to track agent performance and ROI from advertising spend. Coupled with the platform’s lead generation programs such as Lofty Blast, and empowered by innovative tools like Lofty Present and Social Studio, Realty Executives users will be able to increase their productivity while streamlining the home buying and selling experience for their clients, from search to settlement.

    “Real estate professionals at every level need to leverage technology, particularly a strong CRM, if they want to compete and grow in this market,” said Patrick van den Bossche, President of Realty Executives International. “Presenting Lofty as a tech option provides our network with an additional opportunity to drive revenue from their existing databases. Through our strategic relationship, those in our network who opt in to the Lofty service offerings can benefit from a competitive cost model.”

    “As a Realty Executives franchise owner, I am excited to offer our teams and agents easy-to-use technology that can help them start making money quickly,” said Mike Tezak, Broker/Owner of Realty Executives Premier in Valparaiso, Indiana. “Lofty’s practical applications are not just technology for technology’s sake but mapped to how our agents actually work. Plus, these proven innovations will help us to recruit and retain high producing agents and deliver a real return.”

    Unlike other technology applications that are too rigid and too cumbersome for brokerages and agents alike, Lofty’s AI-powered enterprise platform is custom-built for how real estate professionals operate – from the agent to the enterprise and everything in between. With proven innovations that are designed to close deals faster and generate revenue, Lofty enhances agent workflows and eliminates the need to toggle between multiple applications, saving everyone time and money. As an enterprise platform with enhanced reporting capabilities and extensive custom branding options, Lofty provides the technological foundation needed to gain a competitive edge in the real estate market.

    “Modern real estate brands like Realty Executives understand that technology can serve as a true catalyst for business growth. But to be effective, the applications must be seamlessly woven into the fabric of how real estate brokerages operate their firms and how their teams of agents execute day-to-day activities,” noted Brian Hoialmen, Chief Strategy Officer, Lofty. “With the comprehensive Lofty platform and our AI-powered tools, we can empower everyone at every level of real estate operations with the proven innovations needed to close more deals and make more money.”   

    To learn more about how Lofty can help your enterprise meet business growth goals, visit www.lofty.com.

    About Lofty Inc.
    Lofty Inc. (formerly Chime Technologies) provides an AI-powered platform that helps real estate professionals increase their productivity and accelerate business growth. Featuring award-winning technology, the Lofty platform is designed to optimize every step of the real estate journey, from search to settlement. By leveraging one unified hub, customers can automate marketing programs, streamline the sales process, and maximize collaboration between agents empowering them to spend more time building relationships and their business. Headquartered in Phoenix, Arizona, Lofty operates as a US subsidiary of Moatable, Inc. (OTCPK: MTBLY). For more information, visit lofty.com.

    About Realty Executives International
    Founded in 1965, Realty Executives is one of the largest and most established real estate systems with over 5,000 members working across the globe. As the only brand named after its people, their Executives, the company operates with the philosophy that the network and the people that represent it come first. Creator of the first ever 100% commission concept, Realty Executives attracts and retains the most productive, efficient, and successful real estate professionals in the industry through our unparalleled brand, technology, training, and concierge services. For more information, visit RealtyExecutives.com.

    For More Information:
    Julie Crotty
    Attune Communications
    julie@attunecommunications.com

     

    The MIL Network –

  • MIL-OSI: Progressive Reports February 2025 Results

    Source: GlobeNewswire (MIL-OSI)

    MAYFIELD VILLAGE, OHIO, March 19, 2025 (GLOBE NEWSWIRE) — The Progressive Corporation (NYSE:PGR) today reported the following results for the month ended February 28, 2025:

      February
    (millions, except per share amounts and ratios; unaudited) 2025   2024   Change
    Net premiums written $ 6,684     $ 5,720   17   %
    Net premiums earned $ 6,036     $ 5,129   18   %
    Net income $ 928     $ 737   26   %
    Per share available to common shareholders $ 1.58     $ 1.24   28   %
    Total pretax net realized gains (losses) on securities $ (110 )   $ 80   (238 ) %
    Combined ratio   82.6       86.8   (4.2 ) pts.
    Average diluted equivalent common shares   587.6       587.3   0   %
      February
    (thousands; unaudited) 2025   2024   % Change
    Policies in Force          
    Personal Lines          
    Agency – auto 9,950   8,462   18
    Direct – auto 14,395   11,541   25
    Special lines 6,568   6,019   9
    Property 3,556   3,164   12
    Total Personal Lines 34,469   29,186   18
    Commercial Lines 1,151   1,098   5
    Companywide 35,620   30,284   18
               

    See Progressive’s complete monthly earnings release for additional information.

    About Progressive

    Progressive Insurance® makes it easy to understand, buy and use car insurance, home insurance, and other protection needs. Progressive offers choices so consumers can reach us however it’s most convenient for them — online at progressive.com, by phone at 1-800-PROGRESSIVE, via the Progressive mobile app, or in-person with a local agent.

    Progressive provides insurance for personal and commercial autos and trucks, motorcycles, boats, recreational vehicles, and homes; it is the second largest personal auto insurer in the country, a leading seller of commercial auto, motorcycle, and boat insurance, and one of the top 15 homeowners insurance carriers. 

    Founded in 1937, Progressive continues its long history of offering shopping tools and services that save customers time and money, like Name Your Price®, Snapshot®, and HomeQuote Explorer®.

    The Common Shares of The Progressive Corporation, the Mayfield Village, Ohio-based holding company, trade publicly at NYSE: PGR.

    Company Contact:
    Douglas S. Constantine
    (440) 395-3707
    investor_relations@progressive.com

    The Progressive Corporation
    300 North Commons Blvd.
    Mayfield Village, Ohio  44143
    http://www.progressive.com

    Download PDF: Progressive February 2025 Complete Earnings Release

    The MIL Network –

  • MIL-OSI: Reliance Global Group Launches RELI Auto Leasing—Delivering ANY Vehicle to ANY Location in the United States

    Source: GlobeNewswire (MIL-OSI)

    LAKEWOOD, NJ, March 19, 2025 (GLOBE NEWSWIRE) — Reliance Global Group, Inc. (Nasdaq: RELI) (“Reliance”, “we” or the “Company”) today announced the launch of RELI Auto Leasing, a groundbreaking service that enables RELI Exchange Agency Partners to seamlessly offer vehicle leasing to their clients while earning commissions on both the lease and the residual insurance policy. This innovative initiative reinforces the Company’s commitment to expanding revenue opportunities for agency partners while maintaining a strong focus on insurance services.

    Home and auto policies are the core products of personal lines insurance. When clients seek a new vehicle, their insurance agent is often part of the discussion, advising on coverage options and facilitating policy transitions. After a vehicular accident, clients often look toward their insurance agent to discuss how to approach their replacement vehicle. Using our newly launched RELI Auto Leasing, insurance agents can now connect clients to vehicle leasing options without stepping outside their core business.

    “One of the most important aspects of RELI Auto Leasing, is that our agency partners can earn more commissions without becoming trained in auto leasing. Instead, the agency partner seamlessly connects their clients with our trusted leasing partners from within their agent dashboard,” said Ezra Beyman, Chairman and CEO of Reliance Global Group. “This initiative is a game-changer for independent agents, enabling them to offer an added service without losing focus on their core insurance business. By incorporating auto leasing into client conversations, agents not only enhance their value proposition but also unlock new revenue streams that complement their existing insurance offerings. The leasing pricing is both competitive and convenient, making it an attractive choice for clients exploring vehicle lease options. Our agency partners have provided outstanding feedback on our advanced Insurtech white-labelled quoting engine and CRM, positioning RELI Exchange as the obvious choice as an insurance partner. We believe this additional path of revenue for our agency partners furthers our positive differentiator in the insurance industry.”

    Clients benefit from a wide selection of vehicles, all available for delivery anywhere in the U.S., offering unmatched convenience. Whether seeking a new lease or upgrading a current vehicle, clients are now able to enjoy a streamlined process with guidance from a trusted insurance advisor. By bridging the gap between auto leasing and insurance, RELI Exchange empowers agency partners to deepen client relationships, foster long-term loyalty, and generate additional income—without added complexity.

    Moshe Fishman, Director of Insurtech and Operations said, “RELI Auto Leasing is another win for our RELI Exchange Agency Partners, enabling them to strengthen their client relationships while earning additional commissions. When consumers are in the market for a new car, they often overlook how the make and model of their new car can impact their auto insurance premium. When clients include their RELI Exchange agency partner in the car buying process, they can project the effect that each car will have to their insurance premium. This proactive approach eliminates the surprise that happens all too often in the industry when someone gets a new car, only to learn later that their insurance premium increased far more than anticipated. We are proud that RELI Exchange agency partners are adding even more peace of mind to their clients.”

    “Our vision for RELI Exchange has always been to maximize opportunities for our agency partners by providing a comprehensive suite of solutions aligned with their business model,” added Mr. Beyman. “RELI Auto Leasing is another step in our commitment to innovation—empowering independent agents to compete on a national scale through technology and strategic partnerships. As we continue expanding our ecosystem, we remain dedicated to delivering cutting-edge tools and services that drive success for our partners while enhancing the customer experience.”

    About Reliance Global Group, Inc.

    Reliance Global Group, Inc. (NASDAQ: RELI) is an InsurTech pioneer, leveraging artificial intelligence (AI), and cloud-based technologies, to transform and improve efficiencies in the insurance agency/brokerage industry. The Company’s business-to-business InsurTech platform, RELI Exchange, provides independent insurance agencies an entire suite of business development tools, enabling them to effectively compete with large-scale national insurance agencies, while reducing back-office cost and burden. The Company’s business-to-consumer platform, 5minuteinsure.com, utilizes AI and data mining, to provide competitive online insurance quotes within minutes to everyday consumers seeking to purchase auto, home, and life insurance. In addition, the Company operates its own portfolio of select retail “brick and mortar” insurance agencies which are leaders and pioneers in their respective regions throughout the United States, offering a wide variety of insurance products. Further information about the Company can be found at https://www.relianceglobalgroup.com.

    Forward-Looking Statements

    This press release contains forward-looking statements within the meaning of the “safe harbor” provisions of the Private Securities Litigation Reform Act of 1995. Statements other than statements of historical facts included in this press release may constitute forward-looking statements and are not guarantees of future performance, condition or results and involve a number of risks and uncertainties. In some cases, forward-looking statements can be identified by terminology such as “may,” “should,” “potential,” “continue,” “expects,” “anticipates,” “intends,” “plans,” “believes,” “estimates,” and similar expressions and include statements such as the Company having built a best-in-class InsurTech platform, making RELI Exchange an even more compelling value proposition and further accelerating growth of the platform, rolling out several other services in the near future to RELI Exchange agency partners, building RELI Exchange into the largest agency partner network in the U.S., the Company moving in the right direction and the Company’s highly scalable business model driving significant shareholder value. Actual results may differ materially from those in the forward-looking statements as a result of a number of factors, including those described from time to time in our filings with the Securities and Exchange Commission and elsewhere ,and risks and uncertainties related to the Company’s ability to generate the revenue anticipated and the ability to build the RELI Exchange into the largest agency partner network in the U.S., and the other factors described in the Company’s Annual Report on Form 10-K for the fiscal year ended December 31, 2023, as the same may be updated from time to time. The foregoing review of important factors that could cause actual events to differ from expectations should not be construed as exhaustive and should be read in conjunction with statements that are included herein and elsewhere, including the risk factors included in the Company’s Annual Report on Form 10-K for the fiscal year ended December 31, 2023, the Company’s Quarterly Reports on Form 10-Q, the Company’s Current Reports on Form 8-K and subsequent filings with the Securities and Exchange Commission. The Company undertakes no duty to update any forward-looking statement made herein. All forward-looking statements speak only as of the date of this press release.

    Contact:
    Crescendo Communications, LLC
    Tel: +1 (212) 671-1020
    Email: RELI@crescendo-ir.com

    The MIL Network –

  • MIL-OSI: Global Expansion of Turbo Energy Gains Momentum with Launch of Turbo Energy Solutions’ New Business Line in Latin America

    Source: GlobeNewswire (MIL-OSI)

    Introduces New Energy-as-a-Service (EaaS) Financing Model to Mitigate Large Initial Investments in Sustainable Energy Technologies by Customers in Chile

    Performance of the First SUNBOX Industry Installation in Temuco, Chile Successfully Put to the Test During Recent Massive Country-Wide Blackout Just Days After Activation

    VALENCIA, Spain, March 19, 2025 (GLOBE NEWSWIRE) — Turbo Energy, S.A. (NASDAQ:TURB) (“Turbo Energy” or the “Company”), a global provider of leading-edge, AI-optimized solar energy storage technologies and solutions, today proudly announced its expansion into Latin America with the formation of Turbo Energy Solutions (“TES”), a wholly owned subsidiary of the Company created to offer advanced, fully integrated, end-to-end solutions for scalable generation, storage and intelligent AI-optimized management of solar energy for commercial and industrial (“C&I”) customers in Chile.

    Turbo Energy Solutions, in collaboration with the Molina Brothers’ Smart Dock group, complete installation of Latin America’s first fully integrated solar generation, storage and AI-optimized energy management system at Alto Labranzo Shopping Center in Chile

    Through TES, the Company has also introduced its new Energy-as-a-Service financing program, which enables C&I customers in Chile to acquire, deploy and capitalize on advanced solar energy production systems integrated with SUNBOX Industry and its innovative AI-powered energy management system, without the need to make large upfront investments in equipment. Customers benefit from an optimized, efficient and sustainable energy supply while also taking full economic advantage of a payment system based on SUNBOX Industry’s AI-powered energy management performance. The EaaS financing program represents a potentially lucrative new recurring revenue stream for Turbo Energy that is expected to fuel exponential growth for the Company as market acceptance and adoption of SUNBOX Industry gains momentum in the region.

    Senior officials from Turbo Energy Solutions and the Smart Dock industrial group: (left to right) Andres Molina, TES Business Partner; Rafael Gonzalez, TES Solar Self-Consumption Director; Agustin Molina, TES Business Partner; Santiago Molina, TES Business Partner; Felipe Bozzo, TES LATAM Strategy Director; Javier Ferrer, TES Business Development Manager, SUNBOX Industry

    Marking the first project in partnership with the Smart Dock industrial group, an enterprise owned and operated by Chile’s prominent Molina Garcia family, TES completed the debut installation of the SUNBOX Industry smart energy storage system in the Alto Labranza shopping center located in Temuco, Chile. The full project involved the implementation of a hybrid solar generation and active storage system consisting of a photovoltaic installation integrated with the SUNBOX Industry system featuring 102.4 kWh of capacity and supported by Turbo Energy’s AI-optimized energy management system. It is estimated that Alto Labranza will produce more than 147 MWh of clean energy annually, while optimizing its energy efficiency.

    Within days following the live activation of the system at Alto Labranza, on February 26, 2025, Chile suffered a massive blackout that affected much of the country, from Arica to the Los Lagos region, including the nation’s capital, Santiago. Despite the widespread power outage, the Alto Labranza shopping center remained fully operational without interruptions, validating the viability, reliability and efficiency of renewable energy and smart storage in the operation of commercial facilities.

    “The installation in the Labranza center signifies the achievement of double milestones for our Company. On the one hand, it represents Turbo Energy’s entry into a leading country in renewable energy with an innovative business model, further demonstrating that execution of our planned global expansion initiative is on track and gaining traction. On the other hand, it represents the first smart storage system implemented in Latin America, setting a precedent for the incorporation of new models that promote the economic decarbonization of this high growth region,” said Mariano Soria, CEO of Turbo Energy.

    For more information on SUNBOX Industry smart energy storage solutions, please email Turbo Energy at sales@Turbo-e.com.  

    About Turbo Energy, S.A.

    Founded in 2013, Turbo Energy is a globally recognized pioneer of proprietary solar energy storage technologies and solutions managed through Artificial Intelligence. Turbo Energy’s elegant all-in-one and scalable, modular energy storage systems empower residential, commercial and industrial users expanding across Europe, North America and Latin America to materially reduce dependence on traditional energy sources, helping to lower electricity costs, provide peak shaving and uninterruptible power supply and realize a more sustainable, energy-efficient future. A testament to the Company’s commitment to innovation and industry disruption, Turbo Energy’s introduction of its flagship SUNBOX represents one of the world’s first high performance, competitively priced, all-in-one home solar energy storage systems, which also incorporates patented EV charging capability and powerful AI processes to optimize solar energy management.  Turbo Energy is a proud subsidiary of publicly traded Umbrella Global Energy, S.A., a vertically integrated, global collective of solar energy-focused companies.  For more information, please visit www.turbo-e.com. 

    Forward-Looking Statements

    Statements in this press release about future expectations, plans and prospects, as well as any other statements regarding matters that are not historical facts, may constitute “forward-looking statements” within the meaning of The Private Securities Litigation Reform Act of 1995. Forward-looking statements are neither historical facts nor assurances of future performance. Instead, they are based only on current beliefs, expectations and assumptions regarding the future of the business of the Company, future plans and strategies, projections, anticipated events and trends, the economy and other future conditions. The words “anticipate,” “believe,” “continue,” “could,” “estimate,” “expect,” “intend,” “may,” “plan,” “potential,” “predict,” “project,” “should,” “target,” “will,” “would” and similar expressions are intended to identify forward-looking statements, although not all forward-looking statements contain these identifying words. Because forward-looking statements relate to the future, they are subject to inherent uncertainties, risks and changes in circumstances that are difficult to predict and many of which are outside of our control, including the risks described in our registration statements and annual report under the heading “Risk Factors” as filed with the Securities and Exchange Commission. Actual results and financial condition may differ materially from those indicated in the forward-looking statements. Therefore, you should not rely on any of these forward-looking statements. Any forward-looking statements contained in this press release speak only as of the date hereof, and Turbo Energy, S.A. specifically disclaims any obligation to update any forward-looking statement, whether as a result of new information, future events or otherwise.

    For more information, please contact:
    At Turbo Energy, S.A.                                                 
    Dodi Handy, Director of Communications                       
    Phone: 407-960-4636                                                   
    Email: dodihandy@turbo-e.com 

    Attachments

    The MIL Network –

  • MIL-OSI Africa: Violence in South Sudan is rising again: what’s different this time, and how to avoid civil war

    Source: The Conversation – Africa – By Jan Pospisil, Associate Professor at the Centre for Peace and Security, Coventry University

    A rise in political tensions in South Sudan and an escalation of violence in the Upper Nile State have raised fears of a return to civil war in the world’s youngest nation. In early March 2025, neighbouring Uganda sent troops to South Sudan on the request of the government, and was involved in aerial bombardments.

    South Sudan’s opposition groups took issue with the Ugandan intervention, and stopped taking part in discussions to create a joint military system in the country. These developments risk unravelling the 2018 power-sharing deal between President Salva Kiir, and First Vice-President Riek Machar and other opposition leaders. This deal brought a halt to a five-year civil war. Jan Pospisil, who has researched South Sudan’s political transition, unpacks the drivers of growing discontent.

    What’s the current situation in South Sudan?

    In early March 2025, the White Army, a Nuer community militia, launched attacks against units of the South Sudan People’s Defence Forces in Nasir County, Upper Nile State.

    This sparked fierce fighting. Nearly 50 people have been killed so far and many more wounded. The White Army claims it acted in self-defence. The militia group defends the Nuer community, one of country’s major ethnolinguistic groups.

    This outbreak of violence follows patterns of conflict from 2024 and years before. But it has spiralled out of control. The government’s response – including aerial bombardments with the support of the Ugandan army and arrests of leading opposition figures – has inflamed tensions.

    This conflict can be traced back to historical tensions between the Nuer and Dinka communities, worsened by the 1991 split of the Sudanese People’s Liberation Movement (SPLM), a political party.

    After the split, Riek Machar established a Nuer-dominated faction called SPLM-Nasir. It broke away from the John Garang-led SPLM, which was said to be Dinka-dominated. The split led to years of infighting.

    The White Army itself emerged during this period in the 1990s. It was primarily concerned with Nuer community defence and cattle raiding. It has never been controlled by any political entity.

    Machar has tried but never succeeded to command all Nuer militias, including the White Army.

    The White Army’s independence remains crucial in understanding the current situation in South Sudan. Many statements – often deliberately to discredit the opposition – conflate White Army actions with South Sudan’s opposition strategy. Such statements downplay the existing grievances in Nasir County.

    What’s different this time compared to the outbreak of civil war in 2013?

    When South Sudan’s civil war erupted in 2013, Nasir was engulfed in violence. Government troops – largely of Dinka origin – perceived the Nuer-majority town as enemy territory. Their attacks were often an attempt to take revenge for the atrocities committed by the White Army against Dinka civilians in the 1990s. Nuer fighters retaliated in kind. This trapped civilians in cycles of violence. By August 2014, Nasir was deserted, its infrastructure in ashes.

    The White Army’s recent attacks appear to be motivated by a series of provocations rather than any centralised political directive.

    Clashes erupted in mid-February 2025 when White Army members attacked soldiers collecting firewood. Four soldiers died and at least 10 civilians were injured by retaliatory shelling from the army.

    This incident heightened animosities, resulting in violent attacks. In March 2025, army forces suffered a humiliating defeat. This embarrassed the government – it looked like the national army was unable to control a community militia. This provoked a crackdown, and the White Army pushed back.

    The White Army seized Nasir and parts of the Wec Yar Adiu army barracks on 4 March.

    A planned evacuation of army troops via a UN peacekeeping helicopter on 7 March was disrupted when an exchange of fire led to casualties. At least 27 soldiers died, including Nasir army commander Majur Dak, a Dinka from neighbouring Jonglei State, and a UN peacekeeping crew member.

    In response, the SPLM-led government has moved to scapegoat the opposition.

    Several opposition figures, including oil minister Puot Kang Chol and opposition chief of staff Gabriel Duop Lam, were arrested.

    The government’s narrative suggests that the opposition orchestrated the White Army attacks as part of a broader destabilisation effort in the country.

    However, this ignores the fact that the White Army has historically acted independently. The arrests appear to be an opportunistic move to weaken the opposition, rather than a genuine attempt to address the root causes of the violence.

    What can be done to avoid a return to war?

    The path to stability lies in dialogue and sustained community demobilisation.

    The government needs to refrain from randomly arresting opposition figures because it feels humiliated. And it needs to stop indiscriminate attacks against civilians, such as aerial bombardments, in Nasir County.

    At the same time, community leaders, particularly those with influence over White Army factions, should be engaged in negotiations to de-escalate the situation.

    The coming rainy season, expected to start in April, provides a natural window for such efforts. Logistical challenges will make large-scale armed operations more difficult. This period could allow for confidence-building measures on the ground between Nuer communities and the army.

    And internationally?

    The international community has responded to the unfolding crisis with condemnations of the violence in Nasir. However, there has been little action.

    The UN mission in South Sudan has called for restraint from all sides but has largely failed to acknowledge the complex, independent nature of White Army mobilisation. The head of the UN mission should clearly call out the arrests of opposition figures as unbased and a threat to the transition process.

    The lack of such statements risks reinforcing government narratives that justify the use of heavy military force. The UN and international actors must emphasise the need for de-escalation, while also advocating for political solutions that address underlying grievances.

    – Violence in South Sudan is rising again: what’s different this time, and how to avoid civil war
    – https://theconversation.com/violence-in-south-sudan-is-rising-again-whats-different-this-time-and-how-to-avoid-civil-war-252395

    MIL OSI Africa –

  • MIL-OSI Global: Violence in South Sudan is rising again: what’s different this time, and how to avoid civil war

    Source: The Conversation – Africa – By Jan Pospisil, Associate Professor at the Centre for Peace and Security, Coventry University

    A rise in political tensions in South Sudan and an escalation of violence in the Upper Nile State have raised fears of a return to civil war in the world’s youngest nation. In early March 2025, neighbouring Uganda sent troops to South Sudan on the request of the government, and was involved in aerial bombardments.

    South Sudan’s opposition groups took issue with the Ugandan intervention, and stopped taking part in discussions to create a joint military system in the country. These developments risk unravelling the 2018 power-sharing deal between President Salva Kiir, and First Vice-President Riek Machar and other opposition leaders. This deal brought a halt to a five-year civil war. Jan Pospisil, who has researched South Sudan’s political transition, unpacks the drivers of growing discontent.

    What’s the current situation in South Sudan?

    In early March 2025, the White Army, a Nuer community militia, launched attacks against units of the South Sudan People’s Defence Forces in Nasir County, Upper Nile State.

    This sparked fierce fighting. Nearly 50 people have been killed so far and many more wounded. The White Army claims it acted in self-defence. The militia group defends the Nuer community, one of country’s major ethnolinguistic groups.

    This outbreak of violence follows patterns of conflict from 2024 and years before. But it has spiralled out of control. The government’s response – including aerial bombardments with the support of the Ugandan army and arrests of leading opposition figures – has inflamed tensions.

    This conflict can be traced back to historical tensions between the Nuer and Dinka communities, worsened by the 1991 split of the Sudanese People’s Liberation Movement (SPLM), a political party.

    After the split, Riek Machar established a Nuer-dominated faction called SPLM-Nasir. It broke away from the John Garang-led SPLM, which was said to be Dinka-dominated. The split led to years of infighting.

    The White Army itself emerged during this period in the 1990s. It was primarily concerned with Nuer community defence and cattle raiding. It has never been controlled by any political entity.

    Machar has tried but never succeeded to command all Nuer militias, including the White Army.

    The White Army’s independence remains crucial in understanding the current situation in South Sudan. Many statements – often deliberately to discredit the opposition – conflate White Army actions with South Sudan’s opposition strategy. Such statements downplay the existing grievances in Nasir County.

    What’s different this time compared to the outbreak of civil war in 2013?

    When South Sudan’s civil war erupted in 2013, Nasir was engulfed in violence. Government troops – largely of Dinka origin – perceived the Nuer-majority town as enemy territory. Their attacks were often an attempt to take revenge for the atrocities committed by the White Army against Dinka civilians in the 1990s. Nuer fighters retaliated in kind. This trapped civilians in cycles of violence. By August 2014, Nasir was deserted, its infrastructure in ashes.

    The White Army’s recent attacks appear to be motivated by a series of provocations rather than any centralised political directive.

    Clashes erupted in mid-February 2025 when White Army members attacked soldiers collecting firewood. Four soldiers died and at least 10 civilians were injured by retaliatory shelling from the army.

    This incident heightened animosities, resulting in violent attacks. In March 2025, army forces suffered a humiliating defeat. This embarrassed the government – it looked like the national army was unable to control a community militia. This provoked a crackdown, and the White Army pushed back.

    The White Army seized Nasir and parts of the Wec Yar Adiu army barracks on 4 March.

    A planned evacuation of army troops via a UN peacekeeping helicopter on 7 March was disrupted when an exchange of fire led to casualties. At least 27 soldiers died, including Nasir army commander Majur Dak, a Dinka from neighbouring Jonglei State, and a UN peacekeeping crew member.

    In response, the SPLM-led government has moved to scapegoat the opposition.

    Several opposition figures, including oil minister Puot Kang Chol and opposition chief of staff Gabriel Duop Lam, were arrested.

    The government’s narrative suggests that the opposition orchestrated the White Army attacks as part of a broader destabilisation effort in the country.

    However, this ignores the fact that the White Army has historically acted independently. The arrests appear to be an opportunistic move to weaken the opposition, rather than a genuine attempt to address the root causes of the violence.

    What can be done to avoid a return to war?

    The path to stability lies in dialogue and sustained community demobilisation.

    The government needs to refrain from randomly arresting opposition figures because it feels humiliated. And it needs to stop indiscriminate attacks against civilians, such as aerial bombardments, in Nasir County.

    At the same time, community leaders, particularly those with influence over White Army factions, should be engaged in negotiations to de-escalate the situation.

    The coming rainy season, expected to start in April, provides a natural window for such efforts. Logistical challenges will make large-scale armed operations more difficult. This period could allow for confidence-building measures on the ground between Nuer communities and the army.

    And internationally?

    The international community has responded to the unfolding crisis with condemnations of the violence in Nasir. However, there has been little action.

    The UN mission in South Sudan has called for restraint from all sides but has largely failed to acknowledge the complex, independent nature of White Army mobilisation. The head of the UN mission should clearly call out the arrests of opposition figures as unbased and a threat to the transition process.

    The lack of such statements risks reinforcing government narratives that justify the use of heavy military force. The UN and international actors must emphasise the need for de-escalation, while also advocating for political solutions that address underlying grievances.

    This research is supported by the Peace and Conflict Resolution Evidence Platform (PeaceRep), funded by UK International Development from the UK government. However, the views expressed are those of the author and do not necessarily reflect the UK government’s official policies. Any use of this work should acknowledge the author and the Peace and Conflict Resolution Evidence Platform.

    – ref. Violence in South Sudan is rising again: what’s different this time, and how to avoid civil war – https://theconversation.com/violence-in-south-sudan-is-rising-again-whats-different-this-time-and-how-to-avoid-civil-war-252395

    MIL OSI – Global Reports –

  • MIL-OSI United Kingdom: Greens repeat call for UK to suspend all arms exports to Israel

    Source: Green Party of England and Wales

    Reacting to the resumption of attacks by Israeli forces on Gaza, Ellie Chowns, MP for North Herefordshire and Green Party Foreign Affairs spokesperson, said: 

    “As Israel returns to its bombardment of Gaza, hundreds more lives have been lost. Families, children, entire communities – gone in an instant. This is horrific. Each of these lives mattered. Each of these deaths was preventable.

    “The UK cannot remain complicit while bombs rain down on civilians. The government must act now: we must use all diplomatic means necessary to secure an immediate ceasefire and suspend all arms exports to the Israeli military including components of the F-35 Joint Strike Fighter, which evidence suggests have been used in ways that violate international law and exacerbate the humanitarian crisis. There can be no justification for continuing to supply arms while international law is being violated and humanitarian catastrophe unfolds.

    “The people of Gaza are not only facing bombardment – they are also being starved. The blockade is preventing essential food, water, and medical aid from reaching those in desperate need. The UK government must demand the full and immediate flow of humanitarian aid into Gaza and apply real diplomatic pressure to make that happen.

    “We also repeat our call for the release of the hostages still held in Gaza. The families of those hostages deserve to see their loved ones return home.

    “For too long, the UK has failed to take the necessary steps towards justice and peace. We must formally recognise the State of Palestine – a vital step towards a future based on equality, dignity, and the rule of law.

    “The cycle of violence will not end without justice. There must be accountability for war crimes, an end to the occupation, and a real commitment to peace. The UK government must make a stronger stand now, before more lives are lost.”

    MIL OSI United Kingdom –

  • MIL-OSI United Kingdom: Godiva Festival tickets to go on sale this month

    Source: City of Coventry

    Tickets for Coventry’s Godiva Festival are to go on sale on Monday 31 March – and prices have been frozen at the same level as last year.

    The announcement means music lovers and families can enjoy an amazing three days of music and fun at affordable prices and ensures the Festival remains one of the best value-for-money events across the region.

    The 26th Festival will be held at the War Memorial Park over three days in the summer from Friday 4 – Sunday 6 July 2025.

    Tickets will be on sale from 9am on Monday 31 March and can be purchased via the Godiva Festival website.

    Details of the eagerly awaited line-up will be announced soon, along with everything festival-goers need to plan a fantastic weekend in the city.

    As usual, there will be a diverse line-up of musical acts and attractions, with food stalls, exhibitions, and family-friendly activities, making it the perfect summer outing for the whole family.

    Coventry City Council, organisers of the annual event, have always kept ticket prices as low as possible to ensure Godiva remains a fun family event that is open and accessible to everyone.

    Cllr Abdul Salam Khan, Deputy Leader of Coventry City Council and Cabinet Member for Events, said: “We are delighted that we have been able to hold ticket prices at the same level as in 2024 and keep our Godiva Festival an event that everyone can enjoy.

    “Every year we see thousands of people from the city and beyond enjoy an amazing three days of top music acts, local talent and family fun, and I’m already looking forward to this year and another incredible line-up.

    “Also this year we have extra security measures and new entry conditions designed to help people feel at ease and able to enjoy everything that is on offer.

    “The prices really do offer great value for money and I would advise everyone to book quickly and make sure they don’t miss out.”

    Early Bird prices mean tickets to this year’s festival can be bought for as little as £26 for a Standard Weekend Ticket and £79 for a Family Weekend Ticket which covers two adults and two children/teens.

    News of the ticket price freeze comes with the announcement of increased security measures and a change of entry conditions.

    This year, the minimum age for teenagers attending without an accompanying adult will rise from 16 to 18 years, and there must also be one responsible adult aged 21 or over for every two accompanied minors instead of the previous number of four.

    A new ‘Teen Ticket’ category has been introduced for those aged from 13-17 at a lower rate than an adult 18+ ticket, and a child’s ticket for those aged five to 12 years, which is at a lower cost than last year.

    Family ticket prices will allow for any combination of teens and children at no extra cost and a new single parent family ticket is being introduced. In all cases, under 18s must be accompanied by a responsible adult aged 21 or above.

    There will also be increased security around the perimeter of the Festival site, and those seen not wearing a wristband will be asked to leave.

    Last year’s super concession rate ticket for validated Go CV+ members to purchase will also remain this year. The Go CV+ Super Concession Weekend Ticket will be available for just £15.50 in the Early Bird category before gradually increasing once Early Bird tickets have sold out. Go CV+ Super Concession Day Tickets cost £6.50 for a Friday ticket, £7 for Saturday and just £4 to attend on Sunday when bought at Early Bird prices. Go CV+ members can buy a maximum of four tickets per person at super concession prices.

    Those eligible for Go CV+ must live in Coventry and either be in receipt of a qualifying benefit, a carer registered with Carers Trust Heart of England, a Coventry City Council foster carer, a student with an NUS card, a young person aged 16 – 19 years old in fulltime education or a resident with asylum seeker status.

    Cllr Kamran Caan, Cabinet Member for Public Health and Sport, said: “The introduction of the Go CV+ offer last year really helped many residents and families who might otherwise struggle with finances to attend and enjoy the amazing atmosphere of Godiva.

    “In line with our city’s beliefs of equality and giving a little extra help to those who need it, we are again offering some support to ensure people such as carers, students, those on benefit and those newly arrived in our city can enjoy the weekend at a price they can afford.

    “Please make sure your Go CV+ accounts are validated and you’re ready to take advantage of this great offer when tickets go on sale.”

    To find out more about Go CV+ and to register, visit the Go CV website. Go CV+ accounts must be validated in order to access these ticket prices.

    Full admission terms and conditions can be found on the Godiva Festival website.

    View the full pricing structure on the Godiva Festival Tickets page.

    To keep up to date with all the latest news and announcements, head to the Godiva Festival website, sign up for the Godiva Festival newsletter or follow us on Facebook, Twitter, Instagram and TikTok.

    Godiva Festival is brought to you by Coventry City Council.

    MIL OSI United Kingdom –

  • MIL-OSI Russia: The government has extended the decision to cancel the accrual of increased penalties for late payments for housing and communal services

    Translartion. Region: Russians Fedetion –

    Source: Government of the Russian Federation – An important disclaimer is at the bottom of this article.

    The government has extended until the end of 2026 the specifics of calculating and paying penalties and fines for late payment of housing and communal services (HCS) without reference to the increased key rate of the Bank of Russia. A resolution on this has been signed.

    In 2025 and 2026, the calculation of penalties and fines will be based on the Bank of Russia’s key rate of 9.5% per annum, which was in effect on February 27, 2022. The decision applies to legal relations that arose from January 1, 2025.

    According to the Housing Code, the amount of the penalty for incomplete and untimely payment for housing and communal services is determined taking into account the key rate of the Central Bank on the day of actual payment from the amount not paid on time for each day of delay. At the current key rate, the maximum amount of the penalty would be disproportionate to the payments of citizens for housing and communal services, therefore, the rate value that was in effect before the increase will be used for the calculation.

    A similar procedure for calculating increased penalties for late payments in the sphere of housing and communal services was in effect in 2022, 2023 and 2024. The federal law extending the powers of the Government to establish such features of regulating housing relations in 2025–2026 was signed in early 2025.

    The document will be published.

    Please note: This information is raw content directly from the source of the information. It is exactly what the source states and does not reflect the position of MIL-OSI or its clients.

    MIL OSI Russia News –

  • MIL-OSI Africa: SA condemns Israeli airstrikes on Gaza

    Source: South Africa News Agency

    South Africa has condemned the extensive Israeli airstrikes carried out across Gaza dron Tuesday, resulting in the deaths of over 350 Palestinians. 

    The deadly airstrikes occurred following a failure to implement the second stage of the peace agreement with Israel, despite ongoing negotiations aimed at ensuring the ceasefire remains in effect.

    The fatal attacks were reportedly authorised by the Israeli leadership more than a week ago. 

    According to the Department of International Relations and Cooperation (DIRCO), this raises concerns about the commitment to the permanent ceasefire outlined in the plan negotiated by the United States, Egypt and Qatar.

    The Palestinian Health Ministry said many of those killed were children and several victims remain under the rubble.  

    Reports suggest that airstrikes were concentrated on heavily built-up neighbourhoods, makeshift schools and residential buildings where people have been sheltering, which is a “blatant violation of international law, including international humanitarian law”.

    “South Africa is gravely concerned by the military onslaught and the fact that millions of people in Gaza are facing severe food and water shortages, as Israel continues to block aid and cut off energy supplies to the strip,” DIRCO said in a statement. 

    Meanwhile, the department said Israel, which has enforced a total blockade of Gaza, has now issued new forced displacement orders for several areas. 

    The department said the provisional orders issued by the International Court of Justice (ICJ) oblige Israel to take all measures within its power to prevent acts of genocide, ensure humanitarian assistance reaches Gaza, and preserve evidence related to alleged genocide.

    The United Nations’ Humanitarian Coordinator for the Occupied Palestinian Territory, Muhannad Hadi, has urged that the ceasefire in Gaza be immediately reinstated. He called the waves of airstrikes across the Gaza Strip since the early hours of the morning “unconscionable.”

    South Africa has also condemned the four targeted Israeli military strikes launched against southern Syria overnight, which killed at least two and wounded 19 others on the outskirts of the southern Syrian province of Deraa.

    “The Syrian Observatory for Human Rights said Israel targeted a military site previously used by former President Bashar al-Assad’s forces, but which is now used by the army of Syria’s transitional government. 

    “Israel’s airstrikes and previous statements that it does not want any Syrian military presence in the south of Syria is a violation of Syria’s sovereignty and territorial integrity,” DIRCO said. – SAnews.gov.za

    MIL OSI Africa –