Category: Technology

MIL-OSI: Arizona Sonoran to Present at the Metals & Mining Virtual Investor Conference July 23
Source: GlobeNewswire (MIL-OSI)

CASA GRANDE, Ariz. and TORONTO, July 21, 2025 (GLOBE NEWSWIRE) — Arizona Sonoran Copper Company Inc. (TSX:ASCU | OTCQX:ASCUF) (“ASCU” or the “Company”), an emerging US-based copper developer, today announces that George Ogilvie, President, CEO and Director, will present live at the Metals & Mining Virtual Investor Conference hosted by VirtualInvestorConferences.com on July 23, 2025.

DATE: July 23
TIME: 12:30 pm ET
LINK: REGISTER HERE
Available for 1×1 meetings: July 28

This will be a live, interactive online event where investors are invited to ask the company questions in real-time. If attendees are not able to join the event live on the day of the conference, an archived webcast will also be made available after the event.

It is recommended that online investors pre-register and run the online system check to expedite participation and receive event updates.

Learn more about the event at www.virtualinvestorconferences.com.

Recent Company Highlights:
- Well-funded with recent C$57.6 million financings (June 20, 2025, July 10, 2025)
- Advancing to PFS in 2025
- Brownfield open pit project with significant in place infrastructure
- Lower-risk copper cathode developer on private land in Arizona
Neither the TSX nor the regulating authority has approved or disproved the information contained in this press release.

About Arizona Sonoran Copper Company (www.arizonasonoran.com | www.cactusmine.com)
ASCU is a copper exploration and development company with a 100% interest in the brownfield Cactus Project. The Project, on privately held land, contains a large-scale porphyry copper resource and a recent 2024 PEA proposes a generational open pit copper mine with robust economic returns. Cactus is a lower risk copper developer benefitting from a State-led permitting process, in place infrastructure, highways and rail lines at its doorstep and onsite permitted water access. The Company objective is to develop Cactus and become a mid-tier copper producer with low operating costs, that could generate robust returns and provide a long-term sustainable and responsible operation for the community, investors and all stakeholders. The Company is led by an executive management team and Board which have a long-standing track record of successful project delivery in North America complemented by global capital markets expertise.

About Virtual Investor Conferences®
Virtual Investor Conferences (VIC) is the leading proprietary investor conference series that provides an interactive forum for publicly traded companies to seamlessly present directly to investors. Providing a real-time investor engagement solution, VIC is specifically designed to offer companies more efficient investor access. Replicating the components of an on-site investor conference, VIC offers companies enhanced capabilities to connect with investors, schedule targeted one-on-one meetings and enhance their presentations with dynamic video content. Accelerating the next level of investor engagement, Virtual Investor Conferences delivers leading investor communications to a global network of retail and institutional investors.

For more information:
Alison Dwoskin, Director, Investor Relations
647-233-4348
adwoskin@arizonasonoran.com

George Ogilvie, President, CEO and Director
416-723-0458
gogilvie@arizonasonoran.com

Virtual Investor Conferences
John M. Viglotti
SVP Corporate Services, Investor Access
OTC Markets Group
(212) 220-2221
johnv@otcmarkets.com

Cautionary Statements regarding Forward-Looking Statements and Other Matters
Forward-Looking Statements
All statements, other than statements of historical fact, contained or incorporated by reference in this press release constitute “forward-looking statements” and ” “forward-looking information” (collectively, “forward-looking statements”) within the meaning of applicable Canadian and United States securities legislation. Generally, these forward-looking statements can be identified by the use of forward-looking terminology such as “anticipated”, “become”, “believe”, “continuing”, “developer”, “emerging”, “forward”, “generational”, “long-term”, “looking”, “may”, “objective”, “ongoing”, “PEA”, “PFS”, “potential”, “pre-feasibility”, “preliminary”, “project”, “projected”, “proposes”, “provide”, “risk”, “study”, ”subject to”, and “will”, “or variations of such words, and similar such words, expressions or statements that certain actions, events or results can, could, may, should, would, will (or not) be achieved, occur, provide, result or support in the future, or which, by their nature, refer to future events. In some cases, forward-looking information may be stated in the present tense, such as in respect of current matters that may be continuing, or that may have a future impact or effect. Forward-looking statements include those relating to the Company’s presentation at the Metals & Mining Virtual Investor Conference on July 23, 2025; the Company being well-funded, the ongoing pre-feasibility study (or PFS) in respect of the Cactus Project and the timing thereof); the 2024 PEA and results thereof (including risk, economic returns, operating costs, production, and proposal of a generational open pit copper mine); and the Company’s strategic and other objectives (including development of the Cactus Project, becoming a mid-tier copper producer with low operating costs, that could generate robust returns and provide a long-term sustainable and responsible operation for the community, investors and all stakeholders, and any other continuing or future successes). Although the Company believes that such statements are reasonable, there can be no assurance that those forward-looking statements will prove to be correct, and any forward-looking statements by the Company are not guarantees of future actions, results or performance. Forward-looking statements are based on assumptions, estimates, expectations and opinions, which are considered reasonable and represent best judgment based on available facts, as of the date such statements are made. If such assumptions, estimates, expectations and opinions prove to be incorrect, actual and future results may be materially different than expressed or implied in the forward-looking statements. The assumptions, estimates, expectations and opinions referenced, contained or incorporated by reference in this press release which may prove to be incorrect include those set forth or referenced in this press release, as well as those stated in the technical report for the Cactus Project filed on August 27, 2024 (the “2024 PEA Technical Report”), the Company’s Annual Information Form dated March 27, 2025 (the “AIF”), Management’s Discussion and Analysis (together with the accompanying financial statements) disclosed for the year ended December 31, 2024 and filed for quarter(s) already ended in 2025 (collectively, the “2024-25 Financial Disclosure”), and the Company’s other applicable public disclosure (collectively, “Company Disclosure”), all available on the Company’s website at www.arizonasonoran.com and under its issuer profile at www.sedarplus.ca. Forward-looking statements are inherently subject to known and unknown risks, uncertainties, contingencies and other factors which may cause the actual results, performance or achievements of ASCU to be materially different from any future results, performance or achievements expressed or implied by the forward-looking statements. Such risks, uncertainties, contingencies and other factors include, among others, the “Risk Factors” in the AIF, and the risks, uncertainties, contingencies and other factors identified in the 2024 PEA Technical Report and the 2024-25 Financial Disclosure. The foregoing list of risks, uncertainties, contingencies and other factors is not exhaustive; readers should consult the more complete discussion of the Company’s business, financial condition and prospects that is provided in the AIF, the 2024-25 Financial Disclosure and other Company Disclosure. Although ASCU has attempted to identify important factors that could cause actual actions, events or results to differ materially from those described in forward-looking statements, there may be other factors that cause actions, events or results to differ from those anticipated, estimated or intended. Forward-looking statements contained herein are made as of the date of this press release (or as otherwise expressly specified) and ASCU disclaims any intention or obligation to update or revise any forward-looking statements, whether as a result of new information, future events or results or otherwise, except as required by applicable securities laws. There can be no assurance that such information will prove to be accurate, as actual results and future events could differ materially from forward-looking statements. Accordingly, readers should not place undue reliance on forward-looking statements. The forward-looking statements referenced or contained in this press release are expressly qualified by these Cautionary Statements as well as the Cautionary Statements in the AIF, the 2024 PEA Technical Report and the 2024-25 Financial Disclosure, all available on the Company’s website at www.arizonasonoran.com and under its issuer profile at www.sedarplus.ca.

Preliminary Economic Assessments
The Preliminary Economic Assessment (or “2024 PEA”) referenced in this press release and summarized in the 2024 PEA Technical Report is only a conceptual study of the potential viability of the Cactus Project and the economic and technical viability of the Cactus Project has not been demonstrated. The 2024 PEA is preliminary in nature and provides only an initial, high-level review of the Cactus Project’s potential and design options; there is no certainty that the 2024 PEA will be realized. For further detail on the Cactus Project and the 2024 PEA, including applicable technical notes and cautionary statements, please refer to the Company’s press release dated August 7, 2024 and the 2024 PEA Technical Report, both available on the Company’s website at www.arizonasonoran.com and under its issuer profile at www.sedarplus.ca.

The MIL Network –
July 22, 2025
MIL-OSI: Arizona Sonoran to Present at the Metals & Mining Virtual Investor Conference July 23
Source: GlobeNewswire (MIL-OSI)

CASA GRANDE, Ariz. and TORONTO, July 21, 2025 (GLOBE NEWSWIRE) — Arizona Sonoran Copper Company Inc. (TSX:ASCU | OTCQX:ASCUF) (“ASCU” or the “Company”), an emerging US-based copper developer, today announces that George Ogilvie, President, CEO and Director, will present live at the Metals & Mining Virtual Investor Conference hosted by VirtualInvestorConferences.com on July 23, 2025.

DATE: July 23
TIME: 12:30 pm ET
LINK: REGISTER HERE
Available for 1×1 meetings: July 28

This will be a live, interactive online event where investors are invited to ask the company questions in real-time. If attendees are not able to join the event live on the day of the conference, an archived webcast will also be made available after the event.

It is recommended that online investors pre-register and run the online system check to expedite participation and receive event updates.

Learn more about the event at www.virtualinvestorconferences.com.

Recent Company Highlights:
- Well-funded with recent C$57.6 million financings (June 20, 2025, July 10, 2025)
- Advancing to PFS in 2025
- Brownfield open pit project with significant in place infrastructure
- Lower-risk copper cathode developer on private land in Arizona
Neither the TSX nor the regulating authority has approved or disproved the information contained in this press release.

About Arizona Sonoran Copper Company (www.arizonasonoran.com | www.cactusmine.com)
ASCU is a copper exploration and development company with a 100% interest in the brownfield Cactus Project. The Project, on privately held land, contains a large-scale porphyry copper resource and a recent 2024 PEA proposes a generational open pit copper mine with robust economic returns. Cactus is a lower risk copper developer benefitting from a State-led permitting process, in place infrastructure, highways and rail lines at its doorstep and onsite permitted water access. The Company objective is to develop Cactus and become a mid-tier copper producer with low operating costs, that could generate robust returns and provide a long-term sustainable and responsible operation for the community, investors and all stakeholders. The Company is led by an executive management team and Board which have a long-standing track record of successful project delivery in North America complemented by global capital markets expertise.

About Virtual Investor Conferences®
Virtual Investor Conferences (VIC) is the leading proprietary investor conference series that provides an interactive forum for publicly traded companies to seamlessly present directly to investors. Providing a real-time investor engagement solution, VIC is specifically designed to offer companies more efficient investor access. Replicating the components of an on-site investor conference, VIC offers companies enhanced capabilities to connect with investors, schedule targeted one-on-one meetings and enhance their presentations with dynamic video content. Accelerating the next level of investor engagement, Virtual Investor Conferences delivers leading investor communications to a global network of retail and institutional investors.

For more information:
Alison Dwoskin, Director, Investor Relations
647-233-4348
adwoskin@arizonasonoran.com

George Ogilvie, President, CEO and Director
416-723-0458
gogilvie@arizonasonoran.com

Virtual Investor Conferences
John M. Viglotti
SVP Corporate Services, Investor Access
OTC Markets Group
(212) 220-2221
johnv@otcmarkets.com

Cautionary Statements regarding Forward-Looking Statements and Other Matters
Forward-Looking Statements
All statements, other than statements of historical fact, contained or incorporated by reference in this press release constitute “forward-looking statements” and ” “forward-looking information” (collectively, “forward-looking statements”) within the meaning of applicable Canadian and United States securities legislation. Generally, these forward-looking statements can be identified by the use of forward-looking terminology such as “anticipated”, “become”, “believe”, “continuing”, “developer”, “emerging”, “forward”, “generational”, “long-term”, “looking”, “may”, “objective”, “ongoing”, “PEA”, “PFS”, “potential”, “pre-feasibility”, “preliminary”, “project”, “projected”, “proposes”, “provide”, “risk”, “study”, ”subject to”, and “will”, “or variations of such words, and similar such words, expressions or statements that certain actions, events or results can, could, may, should, would, will (or not) be achieved, occur, provide, result or support in the future, or which, by their nature, refer to future events. In some cases, forward-looking information may be stated in the present tense, such as in respect of current matters that may be continuing, or that may have a future impact or effect. Forward-looking statements include those relating to the Company’s presentation at the Metals & Mining Virtual Investor Conference on July 23, 2025; the Company being well-funded, the ongoing pre-feasibility study (or PFS) in respect of the Cactus Project and the timing thereof); the 2024 PEA and results thereof (including risk, economic returns, operating costs, production, and proposal of a generational open pit copper mine); and the Company’s strategic and other objectives (including development of the Cactus Project, becoming a mid-tier copper producer with low operating costs, that could generate robust returns and provide a long-term sustainable and responsible operation for the community, investors and all stakeholders, and any other continuing or future successes). Although the Company believes that such statements are reasonable, there can be no assurance that those forward-looking statements will prove to be correct, and any forward-looking statements by the Company are not guarantees of future actions, results or performance. Forward-looking statements are based on assumptions, estimates, expectations and opinions, which are considered reasonable and represent best judgment based on available facts, as of the date such statements are made. If such assumptions, estimates, expectations and opinions prove to be incorrect, actual and future results may be materially different than expressed or implied in the forward-looking statements. The assumptions, estimates, expectations and opinions referenced, contained or incorporated by reference in this press release which may prove to be incorrect include those set forth or referenced in this press release, as well as those stated in the technical report for the Cactus Project filed on August 27, 2024 (the “2024 PEA Technical Report”), the Company’s Annual Information Form dated March 27, 2025 (the “AIF”), Management’s Discussion and Analysis (together with the accompanying financial statements) disclosed for the year ended December 31, 2024 and filed for quarter(s) already ended in 2025 (collectively, the “2024-25 Financial Disclosure”), and the Company’s other applicable public disclosure (collectively, “Company Disclosure”), all available on the Company’s website at www.arizonasonoran.com and under its issuer profile at www.sedarplus.ca. Forward-looking statements are inherently subject to known and unknown risks, uncertainties, contingencies and other factors which may cause the actual results, performance or achievements of ASCU to be materially different from any future results, performance or achievements expressed or implied by the forward-looking statements. Such risks, uncertainties, contingencies and other factors include, among others, the “Risk Factors” in the AIF, and the risks, uncertainties, contingencies and other factors identified in the 2024 PEA Technical Report and the 2024-25 Financial Disclosure. The foregoing list of risks, uncertainties, contingencies and other factors is not exhaustive; readers should consult the more complete discussion of the Company’s business, financial condition and prospects that is provided in the AIF, the 2024-25 Financial Disclosure and other Company Disclosure. Although ASCU has attempted to identify important factors that could cause actual actions, events or results to differ materially from those described in forward-looking statements, there may be other factors that cause actions, events or results to differ from those anticipated, estimated or intended. Forward-looking statements contained herein are made as of the date of this press release (or as otherwise expressly specified) and ASCU disclaims any intention or obligation to update or revise any forward-looking statements, whether as a result of new information, future events or results or otherwise, except as required by applicable securities laws. There can be no assurance that such information will prove to be accurate, as actual results and future events could differ materially from forward-looking statements. Accordingly, readers should not place undue reliance on forward-looking statements. The forward-looking statements referenced or contained in this press release are expressly qualified by these Cautionary Statements as well as the Cautionary Statements in the AIF, the 2024 PEA Technical Report and the 2024-25 Financial Disclosure, all available on the Company’s website at www.arizonasonoran.com and under its issuer profile at www.sedarplus.ca.

Preliminary Economic Assessments
The Preliminary Economic Assessment (or “2024 PEA”) referenced in this press release and summarized in the 2024 PEA Technical Report is only a conceptual study of the potential viability of the Cactus Project and the economic and technical viability of the Cactus Project has not been demonstrated. The 2024 PEA is preliminary in nature and provides only an initial, high-level review of the Cactus Project’s potential and design options; there is no certainty that the 2024 PEA will be realized. For further detail on the Cactus Project and the 2024 PEA, including applicable technical notes and cautionary statements, please refer to the Company’s press release dated August 7, 2024 and the 2024 PEA Technical Report, both available on the Company’s website at www.arizonasonoran.com and under its issuer profile at www.sedarplus.ca.

The MIL Network –
July 22, 2025

MIL-OSI: ServisFirst Bancshares, Inc. Announces Results For Second Quarter of 2025

Source: GlobeNewswire (MIL-OSI)

BIRMINGHAM, Ala., July 21, 2025 (GLOBE NEWSWIRE) — ServisFirst Bancshares, Inc. (NYSE: SFBS), today announced earnings and operating results for the quarter ended June 30, 2025.

Second Quarter 2025 Highlights:

Diluted earnings per share of $1.12 for the quarter. Adjusted diluted earnings per share of $1.21, up 27% from the second quarter of 2024.
Net interest margin improved to 3.10% in the second quarter from 2.92% in the first quarter. Adjusted net interest margin was 3.06% in the second quarter.
Loans grew by $346 million, or 11% annualized, during the quarter.
Book value per share of $31.52, up 14% from the second quarter of 2024 and 16% annualized, from the first quarter of 2025.
Liquidity remains strong with $1.7 billion in cash and cash equivalent assets, 10% of our total assets, and no FHLB advances or brokered deposits.
Consolidated common equity tier 1 capital to risk-weighted assets increased from 10.93% to 11.38% year-over-year.
Return on average common stockholder’s equity of 14.56%. Adjusted return on average common stockholders’ equity increased from 14.08% to 15.63% year-over-year.

Tom Broughton, Chairman, President, and CEO, said, “We were pleased with the loan growth in the quarter, combined with the improved environment for banks like ServisFirst.”

David Sparacio, CFO, said, “The net interest margin continues to improve and we see continued asset repricing, which we believe will lead to higher net interest margins over the next 24 months”

^{* This press release includes certain non-GAAP financial measures: adjusted net income, adjusted net income available to common stockholders, adjusted diluted earnings per share, adjusted net interest margin, adjusted return on average assets, adjusted return on average common stockholders’ equity, adjusted efficiency ratio, tangible common stockholders’ equity, total tangible assets, tangible book value per share, and tangible common equity to total tangible assets. Please see “GAAP Reconciliation and Management Explanation of Non-GAAP Financial Measures.”}

FINANCIAL SUMMARY (UNAUDITED)
(in Thousands except share and per share amounts)	Period Ending June 30, 2025			Period Ending March 31, 2025			% Change From Period Ending March 31, 2025 to Period Ending June 30, 2025		Period Ending June 30, 2024			% Change From Period Ending June 30, 2024 to Period Ending June 30, 2025
QUARTERLY OPERATING RESULTS
Net Income	$	61,424		$	63,224		(2.8	)%	$	52,136		17.8	%
Net Income Available to Common Stockholders	$	61,393		$	63,224		(2.9	)%	$	52,105		17.8	%
Diluted Earnings Per Share	$	1.12		$	1.16		(3.4	)%	$	0.95		17.9	%
Return on Average Assets		1.40	%		1.45	%				1.34	%
Return on Average Common Stockholders’ Equity		14.56	%		15.63	%				14.08	%
Average Diluted Shares Outstanding		54,664,480			54,656,630					54,608,679

Adjusted Net Income, net of tax*	$	66,133		$	63,224		4.6	%	$	52,136		26.8	%
Adjusted Net Income Available to Common Stockholders, net of tax*	$	66,102		$	63,224		4.6	%	$	52,105		26.9	%
Adjusted Diluted Earnings Per Share, net of tax*	$	1.21		$	1.16		4.4	%	$	0.95		27.5	%
Adjusted Return on Average Assets, net of tax*		1.50	%		1.45	%				1.34	%
Adjusted Return on Average Common Stockholders’ Equity, net of tax*		15.68	%		15.63	%				14.08	%



YEAR-TO-DATE OPERATING RESULTS
Net Income	$	124,648							$	102,162		22.0	%
Net Income Available to Common Stockholders	$	124,617							$	102,131		22.0	%
Diluted Earnings Per Share	$	2.28							$	1.87		21.9	%
Return on Average Assets		1.42	%							1.30	%
Return on Average Common Stockholders’ Equity		15.08	%							13.96	%
Average Diluted Shares Outstanding		54,660,577								54,602,032

Adjusted Net Income, net of tax*	$	129,357							$	103,509		25.0	%
Adjusted Net Income Available to Common Stockholders, net of tax*	$	129,326							$	103,478		25.0	%
Adjusted Diluted Earnings Per Share, net of tax*	$	2.36							$	1.89
Adjusted Return on Average Assets, net of tax*		1.48	%							1.31	%
Adjusted Return on Average Common Stockholders’ Equity, net of tax*		15.65	%							14.15	%

BALANCE SHEET
Total Assets	$	17,378,628		$	18,636,766		(6.8	)%	$	16,049,812		8.3	%
Loans		13,232,560			12,886,831		2.7	%		12,332,780		7.3	%
Non-interest-bearing Demand Deposits		2,632,058			2,647,577		(0.6	)%		2,475,415		6.3	%
Total Deposits		13,862,319			14,429,061		(3.9	)%		13,259,392		4.5	%
Stockholders’ Equity		1,721,783			1,668,900		3.2	%		1,510,576		14.0	%

DETAILED FINANCIALS

ServisFirst Bancshares, Inc. reported net income and net income available to common stockholders of $61.4 million for the quarter ended June 30, 2025, compared to net income and net income available to common stockholders of $63.2 million for the first quarter of 2025 and net income and net income available to common stockholders of $52.1 million for the second quarter of 2024. Basic and diluted earnings per common share were both $1.12 in the second quarter of 2025, compared to $1.16 for both in the first quarter of 2025 and $0.96 and $0.95, respectively, in the second quarter of 2024.

Annualized return on average assets was 1.40% and annualized return on average common stockholders’ equity was 14.56% for the second quarter of 2025, compared to 1.34% and 14.08%, respectively, for the second quarter of 2024.

Net interest income was $131.7 million for the second quarter of 2025, compared to $123.6 million for the first quarter of 2025 and $105.9 million for the second quarter of 2024. The net interest margin in the second quarter of 2025 was 3.10% compared to 2.92% in the first quarter of 2025 and 2.79% in the second quarter of 2024. Loan yields were 6.37% during the second quarter of 2025 compared to 6.28% during the first quarter of 2025 and 6.48% during the second quarter of 2024. Investment yields were 3.37% during the second quarter of 2025 compared to 3.31% during the first quarter of 2025 and 3.33% during the second quarter of 2024. Average interest-bearing deposit rates were 3.33% during the second quarter of 2025, compared to 3.40% during the first quarter of 2025 and 4.09% during the second quarter of 2024. During the quarter, we reversed a $2.3 million accrual related to a legal matter, which had been recorded in interest expense. Average federal funds purchased rates were 4.49% during the second quarter of 2025, compared to 4.50% during the first quarter of 2025 and 5.50% during the second quarter of 2024.

Average loans for the second quarter of 2025 were $13.01 billion, an increase of $302.0 million, or 9.5% annualized, from average loans of $12.71 billion for the first quarter of 2025, and an increase of $947.1 million, or 7.9%, from average loans of $12.06 billion for the second quarter of 2024. Ending total loans for the second quarter of 2025 were $13.23 billion, an increase of $345.7 million, or 10.8% annualized, from $12.89 billion for the first quarter of 2025, and an increase of $899.8 million, or 7.3%, from $12.33 billion for the second quarter of 2024.

Average total deposits for the second quarter of 2025 were $13.90 billion, an increase of $5.8 million, or 0.2% annualized, from average total deposits of $13.89 billion for the first quarter of 2025, and an increase of $1.03 billion, or 8.0%, from average total deposits of $12.86 billion for the second quarter of 2024. Ending total deposits for the second quarter of 2025 were $13.86 billion, a decrease of $566.7 million, or 15.8% annualized, from $14.43 billion for the first quarter of 2025, and an increase of $602.9 million, or 4.5%, from $13.26 billion for the second quarter of 2024.

Non-performing assets to total assets were 0.42% for the second quarter of 2025, compared to 0.40% for the first quarter of 2025 and 0.23% for the second quarter of 2024. The majority of the year-over-year increase in non-performing assets was attributable to two relationships, both of which are secured by real estate. Annualized net charge-offs to average loans were 0.20% for the second quarter of 2025, compared to 0.19% for the first quarter of 2025 and 0.10% for the second quarter of 2024. During the second quarter of 2025, we charged off $4.9 million on a loan that had not been previously impaired. The allowance for credit losses as a percentage of total loans at June 30, 2025, March 31, 2025, and June 30, 2024, was 1.28%, 1.28%, and 1.28%, respectively. We recorded a $11.4 million provision for loan losses in the second quarter of 2025 compared to $6.5 million in the first quarter of 2025, and $5.4 million in the second quarter of 2024. Higher loan growth and increased net charge-offs during the second quarter of 2025 contributed to the increase in provision for loan losses.

Non-interest income decreased $8.5 million, or 95.3%, to $421,000 for the second quarter of 2025 from $8.9 million in the second quarter of 2024, and decreased $7.9 million, or 94.9%, on a linked quarter basis. Service charges on deposit accounts increased $378,000, or 16.5%, to $2.7 million for the second quarter of 2025 from $2.3 million in the second quarter of 2024, and increased $113,000, or 4.4%, on a linked quarter basis. Mortgage banking revenue decreased $56,000, or 4.1%, to $1.3 million for the second quarter of 2025 from $1.4 million in the second quarter of 2024, and increased $710,000, or 115.8%, on a linked quarter basis. Net credit card income decreased $214,000, or 9.2%, to $2.1 million for the second quarter of 2025 from $2.3 million in the second quarter of 2024, and increased $151,000, or 7.7%, on a linked quarter basis. In the second quarter of 2025, we recognized an $8.6 million loss on the sale of available-for-sale debt securities as part of a portfolio restructuring. Bank-owned life insurance (“BOLI”) income increased $68,000, or 3.3%, to $2.1 million for the second quarter of 2025 from $2.1 million in the second quarter of 2024, and decreased $11,000, or 0.5%, on a linked quarter basis. Other operating income decreased $83,000, or 10.0%, to $745,000 for the second quarter of 2025 from $828,000 in the second quarter of 2024, and decreased $256,000, or 25.6%, on a linked quarter basis.

Non-interest expense increased $1.4 million, or 3.2%, to $44.2 million for the second quarter of 2025 from $42.8 million in the second quarter of 2024, and decreased $1.9 million, or 4.1%, on a linked quarter basis. Salary and benefit expense decreased $1.6 million, or 6.8%, to $22.6 million for the second quarter of 2025 from $24.2 million in the second quarter of 2024, and decreased $303,000, or 1.3%, on a linked quarter basis. The number of full-time equivalent (“FTE”) employees increased by 34, or 5.44%, to 659 at June 30, 2025 compared to 625 at June 30, 2024, and increased by 23, or 3.61%, from the end of the first quarter of 2025. Equipment and occupancy expense decreased $44,000, or 1.2%, to $3.5 million for the second quarter of 2025 from $3.6 million in the second quarter of 2024, and decreased $199,000, or 5.3%, on a linked quarter basis. Third party processing and other services expense increased $540,000, or 7.2%, to $8.0 million for the second quarter of 2025 from $7.5 million in the second quarter of 2024, and increased $267,000, or 3.5%, on a linked quarter basis. Professional services expense increased $163,000, or 9.4%, to $1.9 million for the second quarter of 2025 from $1.7 million in the second quarter of 2024, and decreased $29,000, or 1.5%, on a linked quarter basis. FDIC and other regulatory assessments increased $551,000, or 25.0%, to $2.8 million for the second quarter of 2025 from $2.2 million in the second quarter of 2024, and decreased $101,000, or 3.5%, on a linked quarter basis. Other operating expenses increased $1.8 million, or 49.5%, to $5.4 million for the second quarter of 2025 from $3.6 million in the second quarter of 2024, and decreased $1.5 million, or 22.0%, on a linked quarter basis. The efficiency ratio was 33.46% during the second quarter of 2025 compared to 37.31% during the second quarter of 2024 and 34.97% during the first quarter of 2025. The adjusted efficiency ratio was 31.94% in the second quarter of 2025.

Income tax expense increased $725,000, or 5.0%, to $15.2 million in the second quarter of 2025, compared to $14.5 million in the second quarter of 2024. Our effective tax rate was 19.82% for the second quarter of 2025 compared to 21.71% for the second quarter of 2024. We recognized a reduction in provision for income taxes resulting from excess tax benefits from the exercise and vesting of stock options and restricted stock during the second quarters of 2025 and 2024 of $2.1 million and $396,000, respectively.

About ServisFirst Bancshares, Inc.

ServisFirst Bancshares, Inc. is a bank holding company based in Birmingham, Alabama. Through its subsidiary ServisFirst Bank, ServisFirst Bancshares, Inc. provides business and personal financial services from locations in Alabama, Florida, Georgia, North and South Carolina, Tennessee, and Virginia. We also operate a loan production office in Florida. Through the ServisFirst Bank, we originate commercial, consumer and other loans and accept deposits, provide electronic banking services, such as online and mobile banking, including remote deposit capture, deliver treasury and cash management services and provide correspondent banking services to other financial institutions.

ServisFirst Bancshares, Inc. files periodic reports with the U.S. Securities and Exchange Commission (SEC). Copies of its filings may be obtained through the SEC’s website at www.sec.gov or at www.servisfirstbancshares.com.

Statements in this press release that are not historical facts, including, but not limited to, statements concerning future operations, results or performance, are hereby identified as “forward-looking statements” for the purpose of the safe harbor provided by Section 21E of the Securities Exchange Act of 1934 and Section 27A of the Securities Act of 1933. The words “believe,” “expect,” “anticipate,” “project,” “plan,” “intend,” “will,” “could,” “would,” “might” and similar expressions often signify forward-looking statements. Such statements involve inherent risks and uncertainties. ServisFirst Bancshares, Inc. cautions that such forward-looking statements, wherever they occur in this press release or in other statements attributable to ServisFirst Bancshares, Inc., are necessarily estimates reflecting the judgment of ServisFirst Bancshares, Inc.’s senior management and involve risks and uncertainties that could cause actual results to differ materially from those suggested by the forward-looking statements. Such forward-looking statements should, therefore, be considered in light of various factors that could affect the accuracy of such forward-looking statements, including, but not limited to: general economic conditions, especially in the credit markets and in the Southeast; the impact of tariffs and trade wars on general economic conditions, the performance of the capital markets; changes in interest rates, yield curves and interest rate spread relationships; changes in accounting and tax principles, policies or guidelines; changes in legislation or regulatory requirements; changes as a result of our reclassification as a large financial institution by the FDIC; changes in our loan portfolio and the deposit base; possible changes in laws and regulations and governmental monetary and fiscal policies, including, but not limited to, the Federal Reserve policies in connection with continued or re-emerging inflationary pressures and the ability of the U.S. Congress to increase the U.S. statutory debt limit as needed; computer hacking or cyber-attacks resulting in unauthorized access to confidential or proprietary information; substantial, unexpected or prolonged changes in the level or cost of liquidity; the cost and other effects of legal and administrative cases and similar contingencies; possible changes in the creditworthiness of customers and the possible impairment of the collectability of loans and the value of collateral; the effect of natural disasters, such as hurricanes and tornados, in our geographic markets; and increased competition from both banks and non-bank financial institutions. For discussion of these and other risks that may cause actual results to differ from expectations, please refer to “Cautionary Note Regarding Forward-looking Statements” and “Risk Factors” in our most recent Annual Report on Form 10-K, in our Quarterly Reports on Form 10-Q for fiscal year 2025, and our other SEC filings. If one or more of the assumptions forming the basis of our forward-looking information and statements proves incorrect, then our actual results, performance or achievements could differ materially from those expressed in, or implied by, forward-looking information and statements contained herein. Accordingly, you should not place undue reliance on any forward-looking statements, which speak only as of the date made. ServisFirst Bancshares, Inc. assumes no obligation to update or revise any forward-looking statements that are made from time to time.

More information about ServisFirst Bancshares, Inc. may be obtained over the Internet at www.servisfirstbancshares.com or by calling (205) 949-0302.

Contact: ServisFirst Bank
Davis Mange (205) 949-3420
dmange@servisfirstbank.com

SELECTED FINANCIAL HIGHLIGHTS (UNAUDITED)
(In thousands except share and per share data)
	2nd Quarter 2025			1st Quarter 2025			4th Quarter 2024			3rd Quarter 2024			2nd Quarter 2024
CONSOLIDATED STATEMENT OF INCOME
Interest income	$	246,635		$	241,096		$	243,892		$	247,979		$	227,540
Interest expense		114,948			117,543			120,724			132,858			121,665
Net interest income		131,687			123,553			123,168			115,121			105,875
Provision for credit losses		11,296			6,630			5,704			5,659			5,353
Net interest income after provision for credit losses		120,391			116,923			117,464			109,462			100,522
Non-interest income		421			8,277			8,803			8,549			8,891
Non-interest expense		44,204			46,107			46,896			45,632			42,818
Income before income tax		76,608			79,093			79,371			72,379			66,595
Provision for income tax		15,184			15,869			14,198			12,472			14,459
Net income		61,424			63,224			65,173			59,907			52,136
Preferred stock dividends		31			–			31			–			31
Net income available to common stockholders	$	61,393		$	63,224		$	65,142		$	59,907		$	52,105
Earnings per share – basic	$	1.12		$	1.16		$	1.19		$	1.10		$	0.96
Earnings per share – diluted	$	1.12		$	1.16		$	1.19		$	1.10		$	0.95
Average diluted shares outstanding		54,664,480			54,656,630			54,649,808			54,642,582			54,608,679

CONSOLIDATED BALANCE SHEET DATA
Total assets	$	17,378,628		$	18,636,766		$	17,351,643		$	16,449,178		$	16,049,812
Loans		13,232,560			12,886,831			12,605,836			12,338,226			12,332,780
Debt securities		1,914,503			1,905,550			1,876,253			1,867,587			1,941,641
Non-interest-bearing demand deposits		2,632,058			2,647,577			2,619,687			2,576,329			2,475,415
Total deposits		13,862,319			14,429,061			13,543,459			13,146,529			13,259,392
Borrowings		64,747			64,745			64,743			64,741			64,739
Stockholders’ equity		1,721,783			1,668,900			1,616,772			1,570,269			1,510,576

Shares outstanding		54,618,545			54,601,217			54,569,427			54,551,543			54,521,479
Book value per share	$	31.52		$	30.57		$	29.63		$	28.79		$	27.71
Tangible book value per share (1)	$	31.27		$	30.32		$	29.38		$	28.54		$	27.46

SELECTED FINANCIAL RATIOS (Annualized)
Net interest margin		3.10	%		2.92	%		2.96	%		2.84	%		2.79	%
Return on average assets		1.40	%		1.45	%		1.52	%		1.43	%		1.34	%
Return on average common stockholders’ equity		14.56	%		15.63	%		16.29	%		15.55	%		14.08	%
Efficiency ratio		33.46	%		34.97	%		35.54	%		36.90	%		37.31	%
Non-interest expense to average earning assets		1.04	%		1.09	%		1.13	%		1.13	%		1.13	%

CAPITAL RATIOS (2)
Common equity tier 1 capital to risk-weighted assets		11.38	%		11.48	%		11.42	%		11.25	%		10.93	%
Tier 1 capital to risk-weighted assets		11.38	%		11.48	%		11.42	%		11.25	%		10.93	%
Total capital to risk-weighted assets		12.81	%		12.93	%		12.90	%		12.77	%		12.43	%
Tier 1 capital to average assets		9.78	%		9.48	%		9.59	%		9.54	%		9.81	%
Tangible common equity to total tangible assets (1)		9.84	%		8.89	%		9.25	%		9.47	%		9.33	%

(1) This press release contains certain non-GAAP financial measures. Please see “GAAP Reconciliation and Management Explanation of Non-GAAP Financial Measures.”
(2) Regulatory capital ratios for most recent period are preliminary.

GAAP Reconciliation and Management Explanation of Non-GAAP Financial Measures

This press release contains certain non-GAAP financial measures, including adjusted net income, adjusted net income available to common stockholders, adjusted diluted earnings per share, adjusted return on average assets, adjusted return on average common stockholders’ equity, and adjusted efficiency ratio. We recorded a one-time expense of $7.2 million in the fourth quarter of 2023 associated with the FDIC’s special assessment to recapitalize the Deposit Insurance Fund following bank failures in the spring of 2023. This assessment was updated in the first quarter of 2024 resulting in additional expense of $1.8 million. We recognized an $8.6 million loss on sale of available-for-sale debt securities in non-interest income during the second quarter of 2025 as a result of restructuring the portfolio. We reversed a $2.3 million legal reserve from interest expense during the second quarter of 2025. These adjustments to our results are unusual, or infrequent, in nature and are not considered to be part of our non-interest expense, non-interest income and interest expense run rates, respectively. Each of adjusted net income, adjusted net income available to common stockholders, adjusted diluted earnings per share, adjusted return on average assets, adjusted return on average common stockholders’ equity and adjusted efficiency ratio excludes the impact of these items, net of tax, and are all considered non-GAAP financial measures. This press release also contains the non-GAAP financial measures of tangible common stockholders’ equity, total tangible assets, tangible book value per share and tangible common equity to total tangible assets, each of which excludes goodwill associated with our acquisition of Metro Bancshares, Inc. in January 2015.

We believe these non-GAAP financial measures provide useful information to management and investors that is supplementary to our financial condition, results of operations and cash flows computed in accordance with GAAP; however, we acknowledge that these non-GAAP financial measures have a number of limitations. As such, you should not view these disclosures as a substitute for results determined in accordance with GAAP, and they are not necessarily comparable to non-GAAP financial measures that other companies, including those in our industry, use. The following reconciliation table provides a more detailed analysis of the non-GAAP financial measures as of and for the comparative periods presented in this press release. Dollars are in thousands, except share and per share data.

	At June 30, 2025			At March 31, 2025			At December 31, 2024			At September 30, 2024			At June 30, 2024
Book value per share – GAAP	$	31.52		$	30.56		$	29.63		$	28.79		$	27.71
Total common stockholders’ equity – GAAP		1,721,783			1,668,900			1,616,772			1,570,269			1,570,994
Adjustment for Goodwill		(13,615	)		(13,615	)		(13,615	)		(13,615	)		(13,615	)
Tangible common stockholders’ equity – non-GAAP	$	1,708,168		$	1,655,285		$	1,603,157		$	1,556,654		$	1,557,379
Tangible book value per share – non-GAAP	$	31.27		$	30.31		$	29.38		$	28.54		$	27.46

Stockholders’ equity to total assets – GAAP		9.91	%		8.95	%		9.32	%		9.55	%		9.55	%
Total assets – GAAP	$	17,378,628		$	18,636,766		$	17,351,643		$	16,449,178		$	16,448,582
Adjustment for Goodwill		(13,615	)		(13,615	)		(13,615	)		(13,615	)		(13,615	)
Total tangible assets – non-GAAP	$	17,365,013		$	18,623,151		$	17,338,028		$	16,435,563		$	16,434,967
Tangible common equity to total tangible assets – non-GAAP		9.84	%		8.89	%		9.25	%		9.47	%		9.48	%

	Three Months Ended June 30, 2025			Three Months Ended March 31, 2025			Three Months Ended June 30, 2024			Six Months Ended June 30, 2025			Six Months Ended June 30, 2024
Net income – GAAP	$	61,424		$	63,224		$	52,136		$	124,648		$	102,162
Adjustments:
FDIC special assessment		–			–			–			–			1,799
Legal matter accrual reversal		(2,276	)		–			–			(2,276	)		–
Loss on marketable securities		8,563			–			–			8,563			–
Tax on adjustments		(1,578	)		–			–			(1,578	)		(452	)
Adjusted net income – non-GAAP	$	66,133		$	63,224		$	52,136		$	129,357		$	103,509

Net income available to common stockholders – GAAP	$	61,393		$	63,224		$	52,105		$	124,617		$	102,131
Adjustments:
FDIC special assessment		–			–			–			–			1,799
Legal matter accrual reversal		(2,276	)		–			–			(2,276	)		–
Loss on marketable securities		8,563			–			–			8,563			–
Tax on adjustments		(1,578	)		–			–			(1,578	)		(452	)
Adjusted net income available to common stockholders – non-GAAP	$	66,102		$	63,224		$	52,105		$	129,326		$	103,478

Diluted earnings per share – GAAP	$	1.12		$	1.16		$	0.95		$	2.28		$	1.87
Adjustments:
FDIC special assessment		–			–			–			–			0.03
Legal matter accrual reversal		(0.04	)		–			–			(0.05	)		–
Loss on marketable securities		0.16			–			–			0.16			–
Tax on adjustments		(0.03	)		–			–			(0.03	)		(0.01	)
Adjusted diluted earnings per share – non-GAAP	$	1.21		$	1.16		$	0.95		$	2.36		$	1.89

Net interest income, on a fully taxable-equivalent basis	$	131,777								$	255,394
Adjustments:
Legal matter accrual reversal		(2,276	)								(2,276	)
Tax on adjustments		571									571
Adjusted net interest income, on a fully taxable-equivalent basis	$	130,072								$	253,689

Net interest margin-GAAP		3.10	%								3.01	%
Average earning assets		17,076,353									17,132,710
Adjusted net interest margin-non-GAAP		3.06	%								2.99	%

Return on average assets – GAAP		1.40	%		1.45	%		1.34	%		1.42	%		1.30	%
Net income available to common stockholders – GAAP	$	61,393		$	63,224		$	52,105		$	124,617		$	102,131
Adjustments:
FDIC special assessment		–			–			–			–			1,799
Legal matter accrual reversal		(2,276	)		–			–			(2,276	)		–
Loss on marketable securities		8,563			–			–			8,563			–
Tax on adjustments		(1,578	)		–			–			(1,578	)		(452	)
Adjusted net income available to common stockholders – non-GAAP	$	66,102		$	63,224		$	52,105		$	129,326		$	103,478
Average assets – GAAP	$	17,626,503		$	17,710,148		$	15,697,538		$	17,668,094		$	15,827,894
Adjusted return on average assets – non-GAAP		1.50	%		1.45	%		1.34	%		1.48	%		1.31	%

Return on average common stockholders’ equity – GAAP		14.56	%		15.63	%		14.08	%		15.08	%		13.96	%
Net income available to common stockholders – GAAP	$	61,393		$	63,224		$	52,105		$	124,617		$	102,131
Adjustments:
FDIC special assessment		–			–			–			–			1,799
Legal matter accrual reversal		(2,276	)		–			–			(2,276	)		–
Loss on marketable securities		8,563			–			–			8,563			–
Tax on adjustments		(1,578	)		–			–			(1,578	)		(452	)
Adjusted net income available to common stockholders – non-GAAP	$	66,102		$	63,224		$	52,105		$	129,326		$	103,478
Average common stockholders’ equity – GAAP	$	1,690,855		$	1,640,949		$	1,488,429		$	1,666,039		$	1,471,048
Adjusted return on average common stockholders’ equity non-GAAP		15.68	%		15.63	%		14.08	%		15.65	%		14.15	%

Efficiency ratio		33.46	%		34.97	%		37.31	%		34.22	%		39.42	%
Net interest income – GAAP	$	131,687		$	123,553		$	105,875		$	255,240		$	208,370
Adjustments:
Legal matter accrual reversal		(2,276	)		–			–			(2,276	)		–
Adjusted net interest income – non-GAAP	$	129,411		$	123,553		$	105,875		$	252,964		$	208,370
Total non-interest income – GAAP		421			8,277			8,891			8,698			17,704
Adjustments:
Loss on marketable securities		8,563			–			–			8,563			–
Adjusted non-interest income – non-GAAP	$	8,984		$	8,277		$	8,891		$	17,261		$	17,704
Adjusted net interest income and non-interest income – non-GAAP		138,395			131,830			114,766			270,225			226,074
Non-interest expense – GAAP	$	44,204		$	46,107		$	42,818		$	90,311		$	89,121
Adjustments:
FDIC special assessment		–			–			–			–			1,799
Adjusted non-interest expense – non-GAAP	$	44,204		$	46,107		$	42,818		$	90,311		$	87,322
Adjusted efficiency ratio – non-GAAP		31.94	%		34.97	%		37.31	%		33.42	%		38.63	%

CONSOLIDATED BALANCE SHEETS (UNAUDITED)
(Dollars in thousands)
	June 30, 2025			June 30, 2024			% Change
ASSETS
Cash and due from banks	$	140,659		$	135,711		4	%
Interest-bearing balances due from depository institutions		1,236,485			1,129,922		9	%
Federal funds sold and securities purchased with agreement to resell		333,760			11,132		2,898	%
Cash and cash equivalents		1,710,904			1,276,765		34	%
Available for sale debt securities, at fair value		1,227,851			1,174,386		5	%
Held to maturity debt securities (fair value of $639,455 and $785,270, respectively)		686,652			767,255		(11	)%
Restricted equity securities		12,156			11,300		8	%
Mortgage loans held for sale		22,131			11,174		98	%
Loans		13,232,560			12,332,780		7	%
Less allowance for credit losses		(169,959	)		(158,092	)	8	%
Loans, net		13,062,601			12,174,688		7	%
Premises and equipment, net		59,993			59,200		1	%
Goodwill		13,615			13,615		–	%
Other assets		582,725			561,429		4	%
Total assets	$	17,378,628		$	16,049,812		8	%
LIABILITIES AND STOCKHOLDERS’ EQUITY
Liabilities:
Deposits:
Non-interest-bearing demand	$	2,632,058		$	2,475,415		6	%
Interest-bearing		11,230,261			10,783,977		4	%
Total deposits		13,862,319			13,259,392		5	%
Federal funds purchased		1,599,135			1,097,154		46	%
Other borrowings		64,747			64,739		–	%
Other liabilities		130,644			117,951		11	%
Total liabilities		15,656,845			14,539,236		8	%
Stockholders’ equity:
Preferred stock, par value $0.001 per share; 1,000,000 authorized and undesignated at June 30, 2025 and June 30, 2024		–			–		–	%
Common stock, par value $0.001 per share; 200,000,000 shares authorized; 54,618,545 shares issued and outstanding at June 30, 2025, and 54,521,479 shares issued and outstanding at June 30, 2024		54			54		–	%
Additional paid-in capital		236,716			234,495		1	%
Retained earnings		1,500,767			1,322,048		14	%
Accumulated other comprehensive loss		(16,254	)		(46,521	)	(65	)%
Total stockholders’ equity attributable to ServisFirst Bancshares, Inc.		1,721,283			1,510,076		14	%
Noncontrolling interest		500			500		–	%
Total stockholders’ equity		1,721,783			1,510,576		14	%
Total liabilities and stockholders’ equity	$	17,378,628		$	16,049,812		8	%

CONSOLIDATED STATEMENTS OF INCOME (UNAUDITED)
(In thousands except per share data)
	Three Months Ended June 30,					Six Months Ended June 30,
	2025			2024		2025			2024
Interest income:
Interest and fees on loans	$	206,521		$	194,300	$	403,457		$	381,278
Taxable securities		16,562			16,158		32,585			32,137
Nontaxable securities		5			9		11			18
Federal funds sold and securities purchased with agreement to resell		1,592			538		1,612			1,079
Other interest and dividends		21,955			16,535		50,066			39,738
Total interest income		246,635			227,540		487,731			454,250
Interest expense:
Deposits		93,488			104,671		188,233			208,737
Borrowed funds		21,460			16,994		44,258			37,143
Total interest expense		114,948			121,665		232,491			245,880
Net interest income		131,687			105,875		255,240			208,370
Provision for credit losses		11,296			5,353		17,926			9,721
Net interest income after provision for credit losses		120,391			100,522		237,314			198,649
Non-interest income:
Service charges on deposit accounts		2,671			2,293		5,229			4,443
Mortgage banking		1,323			1,379		1,936			2,057
Credit card income		2,119			2,333		4,087			4,488
Securities losses		(8,563	)		–		(8,563	)		–
Bank-owned life insurance income		2,126			2,058		4,263			5,289
Other operating income		745			828		1,746			1,427
Total non-interest income		421			8,891		8,698			17,704
Non-interest expense:
Salaries and employee benefits		22,576			24,213		45,455			47,199
Equipment and occupancy expense		3,523			3,567		7,245			7,124
Third party processing and other services		8,005			7,465		15,743			14,631
Professional services		1,904			1,741		3,837			3,205
FDIC and other regulatory assessments		2,753			2,202		5,607			6,107
Other real estate owned expense		27			7		60			37
Other operating expense		5,416			3,623		12,364			10,818
Total non-interest expense		44,204			42,818		90,311			89,121
Income before income tax		76,608			66,595		155,701			127,232
Provision for income tax		15,184			14,459		31,053			25,070
Net income		61,424			52,136		124,648			102,162
Dividends on preferred stock		31			31		31			31
Net income available to common stockholders	$	61,393		$	52,105	$	124,617		$	102,131
Basic earnings per common share	$	1.12		$	0.96	$	2.28		$	1.87
Diluted earnings per common share	$	1.12		$	0.95	$	2.28		$	1.87

LOANS BY TYPE (UNAUDITED)
(In thousands)

	2nd quarter 2025		1st quarter 2025		4th quarter 2024		3rd quarter 2024		2nd quarter 2024
Commercial, financial and agricultural	$	2,952,028	$	2,924,533	$	2,869,894	$	2,793,989	$	2,935,577
Real estate – construction		1,735,405		1,599,410		1,489,306		1,439,648		1,510,677
Real estate – mortgage:
Owner-occupied commercial		2,557,711		2,543,819		2,547,143		2,441,687		2,399,644
1-4 family mortgage		1,561,461		1,494,189		1,444,623		1,409,981		1,350,428
Non-owner occupied commercial		4,338,697		4,259,566		4,181,243		4,190,935		4,072,007
Subtotal: Real estate – mortgage		8,457,869		8,297,574		8,173,009		8,042,603		7,822,079
Consumer		87,258		65,314		73,627		61,986		64,447
Total loans	$	13,232,560	$	12,886,831	$	12,605,836	$	12,338,226	$	12,332,780

SUMMARY OF CREDIT LOSS EXPERIENCE (UNAUDITED)
(Dollars in thousands)
	2nd quarter 2025			1st quarter 2025			4th quarter 2024			3rd quarter 2024			2nd quarter 2024
Allowance for credit losses:
Beginning balance	$	165,034		$	164,458		$	160,755		$	158,092		$	155,892
Loans charged off:
Commercial, financial and agricultural		6,849			2,415			3,899			3,020			3,355
Real estate – construction		–			46			–			–			–
Real estate – mortgage		581			3,571			560			252			119
Consumer		72			60			211			155			108
Total charge offs		7,502			6,092			4,670			3,427			3,582
Recoveries:
Commercial, financial and agricultural		959			171			1,801			616			406
Real estate – construction		–			–			–			–			8
Real estate – mortgage		1			–			23			2			–
Consumer		58			27			151			37			15
Total recoveries		1,018			198			1,975			655			429
Net charge-offs		6,484			5,894			2,695			2,772			3,153
Provision for loan losses		11,409			6,470			6,398			5,435			5,353
Ending balance	$	169,959		$	165,034		$	164,458		$	160,755		$	158,092

Allowance for credit losses to total loans		1.28	%		1.28	%		1.30	%		1.30	%		1.28	%

Allowance for credit losses to total average loans		1.31	%		1.30	%		1.32	%		1.30	%		1.31	%
Net charge-offs to total average loans		0.20	%		0.19	%		0.09	%		0.09	%		0.10	%

Provision for credit losses to total average loans		0.35	%		0.21	%		0.21	%		0.17	%		0.18	%
Nonperforming assets:
Nonaccrual loans	$	68,619		$	73,793		$	39,501		$	37,075		$	33,454
Loans 90+ days past due and accruing		3,549			111			2,965			2,093			1,482
Other real estate owned and repossessed assets		311			756			2,531			2,723			1,458
Total	$	72,479		$	74,660		$	44,997		$	41,891		$	36,394

Nonperforming loans to total loans		0.55	%		0.57	%		0.34	%		0.32	%		0.28	%
Nonperforming assets to total assets		0.42	%		0.40	%		0.26	%		0.25	%		0.23	%
Nonperforming assets to earning assets		0.43	%		0.41	%		0.26	%		0.26	%		0.23	%
Allowance for credit losses to nonaccrual loans		247.69	%		223.64	%		416.34	%		433.59	%		472.57	%

CONSOLIDATED STATEMENTS OF INCOME (UNAUDITED)
(In thousands except per share data)
	2nd Quarter 2025			1st Quarter 2025		4th Quarter 2024		3rd Quarter 2024		2nd Quarter 2024
Interest income:
Interest and fees on loans	$	206,521		$	196,936	$	200,875	$	205,952	$	194,300
Taxable securities		16,562			16,023		16,905		17,493		16,158
Nontaxable securities		5			6		6		7		9
Federal funds sold with agreement to		1,592			20		18		31		538
Other interest and dividends		21,955			28,111		26,088		24,496		16,535
Total interest income		246,635			241,096		243,892		247,979		227,540
Interest expense:
Deposits		93,488			94,745		98,702		113,211		104,671
Borrowed funds		21,460			22,798		22,022		19,647		16,994
Total interest expense		114,948			117,543		120,724		132,858		121,665
Net interest income		131,687			123,553		123,168		115,121		105,875
Provision for credit losses		11,296			6,630		5,704		5,659		5,353
Net interest income after provision for credit losses		120,391			116,923		117,464		109,462		100,522
Non-interest income:
Service charges on deposit accounts		2,671			2,558		2,650		2,341		2,293
Mortgage banking		1,323			613		1,513		1,352		1,379
Credit card income		2,119			1,968		1,867		1,925		2,333
Securities losses		(8,563	)		–		–		–		–
Bank-owned life insurance income		2,126			2,137		2,131		2,113		2,058
Other operating income		745			1,001		642		818		828
Total non-interest income		421			8,277		8,803		8,549		8,891
Non-interest expense:
Salaries and employee benefits		22,576			22,879		24,062		25,057		24,213
Equipment and occupancy expense		3,523			3,722		3,600		3,795		3,567
Third party processing and other services		8,005			7,738		8,515		8,035		7,465
Professional services		1,904			1,933		1,981		1,715		1,741
FDIC and other regulatory assessments		2,753			2,854		2,225		2,355		2,202
Other real estate owned expense		27			33		58		103		7
Other operating expense		5,416			6,948		6,455		4,572		3,623
Total non-interest expense		44,204			46,107		46,896		45,632		42,818
Income before income tax		76,608			79,093		79,371		72,379		66,595
Provision for income tax		15,184			15,869		14,198		12,472		14,459
Net income		61,424			63,224		65,173		59,907		52,136
Dividends on preferred stock		31			–		31		–		31
Net income available to common stockholders	$	61,393		$	63,224	$	65,142	$	59,907	$	52,105
Basic earnings per common share	$	1.12		$	1.16	$	1.19	$	1.10	$	0.96
Diluted earnings per common share	$	1.12		$	1.16	$	1.19	$	1.10	$	0.95

AVERAGE BALANCE SHEETS AND NET INTEREST ANALYSIS (UNAUDITED)
ON A FULLY TAXABLE-EQUIVALENT BASIS
(Dollars in thousands)

	2nd Quarter 2025					1st Quarter 2025					4th Quarter 2024					3rd Quarter 2024					2nd Quarter 2024
	Average Balance			Yield / Rate		Average Balance			Yield / Rate		Average Balance			Yield / Rate		Average Balance			Yield / Rate		Average Balance			Yield / Rate
Assets:
Interest-earning assets:
Loans, net of unearned income (1)
Taxable	$	12,979,759		6.37	%	$	12,683,077		6.29	%	$	12,414,065		6.43	%	$	12,351,073		6.63	%	$	12,045,743		6.48	%
Tax-exempt (2)		30,346		5.51			25,044		4.94			13,198		1.57			15,584		1.86			17,230		2.08
Total loans, net of unearned income		13,010,105		6.37			12,708,121		6.28			12,427,263		6.43			12,366,657		6.62			12,062,973		6.48
Mortgage loans held for sale		11,739		5.23			6,731		4.76			9,642		5.36			10,674		3.80			6,761		6.13
Debt securities:
Taxable		1,965,089		3.37			1,934,739		3.31			1,932,547		3.49			1,955,632		3.57			1,936,818		3.33
Tax-exempt (2)		492		4.88			589		5.43			606		5.28			815		4.42			1,209		3.64
Total securities (3)		1,965,581		3.37			1,935,328		3.31			1,933,153		3.49			1,956,447		3.57			1,938,027		3.33
Federal funds sold and securities purchased with agreement to resell		124,303		5.14			1,670		4.86			1,596		4.49			2,106		5.86			38,475		5.62
Restricted equity securities		12,146		6.64			11,461		7.43			11,290		6.80			11,290		7.36			11,290		7.16
Interest-bearing balances with banks		1,952,479		4.47			2,526,382		4.48			2,143,474		4.81			1,775,192		5.46			1,183,482		5.57
Total interest-earning assets	$	17,076,353		5.80	%	$	17,189,693		5.69	%	$	16,526,418		5.87	%	$	16,122,366		6.12	%	$	15,241,008		6.01	%
Non-interest-earning assets:
Cash and due from banks		109,506					108,540					103,494					103,539					96,646
Net premises and equipment		59,944					59,633					60,708					60,607					59,653
Allowance for credit losses, accrued interest and other assets		380,700					352,282					346,763					340,621					300,521
Total assets	$	17,626,503				$	17,710,148				$	17,037,383				$	16,627,133				$	15,697,828

Interest-bearing liabilities:
Interest-bearing deposits:
Checking (4)	$	2,222,000		1.78	%	$	2,461,900		2.38	%	$	2,353,439		2.61	%	$	2,318,384		2.97	%	$	2,227,527		2.85	%
Savings		101,506		1.63			101,996		1.61			102,858		1.52			102,627		1.76			105,955		1.71
Money market		7,616,747		3.67			7,363,163		3.61			7,067,265		3.86			7,321,503		4.45			6,810,799		4.46
Time deposits		1,321,404		4.09			1,361,558		4.24			1,286,754		4.45			1,197,650		4.52			1,157,528		4.47
Total interest-bearing deposits		11,261,657		3.33			11,288,617		3.40			10,810,316		3.63			10,940,164		4.12			10,301,809		4.09
Federal funds purchased		1,855,860		4.49			1,994,766		4.50			1,767,749		4.80			1,391,118		5.42			1,193,190		5.50
Other borrowings		64,750		4.26			64,750		4.30			64,738		4.22			64,738		4.22			64,738		4.27
Total interest-bearing liabilities	$	13,182,267		3.50	%	$	13,348,133		3.57	%	$	12,642,803		3.80	%	$	12,396,020		4.26	%	$	11,559,737		4.23	%
Non-interest-bearing liabilities:
Non-interest-bearing checking		2,633,552					2,600,775					2,672,875					2,575,575					2,560,245
Other liabilities		119,829					120,291					130,457					122,455					89,418
Stockholders’ equity		1,716,232					1,670,402					1,624,084					1,574,902					1,536,013
Accumulated other comprehensive loss		(25,377	)				(29,453	)				(32,836	)				(41,819	)				(47,584	)
Total liabilities and stockholders’ equity	$	17,626,503				$	17,710,148				$	17,037,383				$	16,627,133				$	15,697,828
Net interest spread				2.30	%				2.12	%				2.07	%				1.86	%				1.78	%
Net interest margin				3.10	%				2.92	%				2.96	%				2.84	%				2.79	%

^{(1) Average loans include nonaccrual loans in all periods. Loan fees of $4,430, $3,764, $4,460, $3,949, and $3,317 are included in interest income in the second quarter of 2025, first quarter of 2025, fourth quarter of 2024, third quarter of 2024, and second quarter of 2024, respectively.}
^{(2) Interest income and yields are presented on a fully taxable equivalent basis using a tax rate of 21%.}
^{(3) Unrealized losses on debt securities of $(36,381), $(41,970), $(46,652), $(58,802), and $(66,663) for the second quarter of 2025, first quarter of 2025, fourth quarter of 2024, third quarter of 2024, and second quarter of 2024, respectively, are excluded from the yield calculation.}
^{(4) Includes impact of reversal of a $2.3 million accrual related to a legal matter. Please see “GAAP Reconciliation and Management Explanation of Non-GAAP Financial Measures.”}

The MIL Network –

July 22, 2025

MIL-OSI: Tenable Named a Leader in Unified Vulnerability Management Solutions by Independent Research Firm
Source: GlobeNewswire (MIL-OSI)

COLUMBIA, Md., July 21, 2025 (GLOBE NEWSWIRE) — Tenable®, the exposure management company, today announced it has been named a Leader in “The Forrester Wave™: Unified Vulnerability Management, Q3 2025.” Tenable ranked highest of any evaluated vendor in the Strategy category and received the highest possible scores (5.0) across seven different criteria, including Vision and Roadmap.

Forrester defines Unified Vulnerability Management as “a solution that serves as the primary book of record for all organizational vulnerabilities and improves and facilitates remediation workflows.”¹ The report evaluated 10 vendors’ unified vulnerability management capabilities based on 19 different criteria.

Tenable’s rank as a leader is based on Forrester’s analysis of its Strategy and Current Offering, the Tenable One Exposure Management Platform, which received the highest possible score in seven different criteria, including:
- Vision: Tenable credits its 5.0 score to its market momentum and sharp focus on changing the landscape for proactive security teams. The Forrester report notes, “Tenable continues to extend its established vulnerability management offerings into exposure management with its Tenable One platform.”
- Breadth of Assets Supported: Tenable credits this score to its unmatched visibility across IT, cloud, OT, identity, and more—through both native discovery and seamless third-party data ingestion.
- Exposure Assessment and Prioritization: Tenable attributes this score to its holistic organizational and contextual perspective of risk based on threat impact and attack path modeling across multiple environment types.
- Reporting: The report states, “[Tenable’s] reporting stands out with ready-for-presentation reports that include trending and benchmarks.”
- Benchmarking: Tenable attributes its score to its customizable peer-to-peer analyses across industry, geography and more with relevant information to their organization.
According to Forrester’s report, “Tenable’s vision considers how proactive security teams will need new strategies to address attackers’ evolving techniques over the next three to five years. Its strategy is complemented by a strong roadmap that includes expanding remediation and response capabilities, with a significant focus on remediation orchestration. Tenable’s flexible asset-ratio-based pricing model allows customers to scale Tenable One to select different assets to be monitored.”

The Forrester report also acknowledged the company “continues to extend its established vulnerability assessment offerings into exposure management with its Tenable One platform.”

“As attackers grow more sophisticated, organizations need unified visibility and risk-based prioritization to stay ahead,” said Eric Doerr, chief product officer, Tenable. “Unified vulnerability management is the essential first step toward effective exposure management. To us, this recognition affirms Tenable’s prowess in helping customers move from fragmented data to a cohesive, risk-based approach. With Tenable One, we’re giving them the clarity and confidence to reduce risk faster and more effectively.”

More information on Tenable One is available at: https://www.tenable.com/products/tenable-one

To read the full report, visit: https://www.tenable.com/analyst-research/forrester-wave-unified-vulnerability-management-wave-q3-2025

¹ The Unified Vulnerability Management Solutions Landscape, Q1 2025, Forrester Research, Inc.

Forrester does not endorse any company, product, brand, or service included in its research publications and does not advise any person to select the products or services of any company or brand based on the ratings included in such publications. Information is based on the best available resources. Opinions reflect judgment at the time and are subject to change. For more information, read about Forrester’s objectivity here .

About Tenable
Tenable® is the exposure management company, exposing and closing the cybersecurity gaps that erode business value, reputation and trust. The company’s AI-powered exposure management platform radically unifies security visibility, insight and action across the attack surface, equipping modern organizations to protect against attacks from IT infrastructure to cloud environments to critical infrastructure and everywhere in between. By protecting enterprises from security exposure, Tenable reduces business risk for approximately 44,000 customers around the globe. Learn more at tenable.com.

Media Contact:
Tenable
tenablepr@tenable.com

The MIL Network –
July 22, 2025
MIL-OSI: Tenable Named a Leader in Unified Vulnerability Management Solutions by Independent Research Firm
Source: GlobeNewswire (MIL-OSI)

COLUMBIA, Md., July 21, 2025 (GLOBE NEWSWIRE) — Tenable®, the exposure management company, today announced it has been named a Leader in “The Forrester Wave™: Unified Vulnerability Management, Q3 2025.” Tenable ranked highest of any evaluated vendor in the Strategy category and received the highest possible scores (5.0) across seven different criteria, including Vision and Roadmap.

Forrester defines Unified Vulnerability Management as “a solution that serves as the primary book of record for all organizational vulnerabilities and improves and facilitates remediation workflows.”¹ The report evaluated 10 vendors’ unified vulnerability management capabilities based on 19 different criteria.

Tenable’s rank as a leader is based on Forrester’s analysis of its Strategy and Current Offering, the Tenable One Exposure Management Platform, which received the highest possible score in seven different criteria, including:
- Vision: Tenable credits its 5.0 score to its market momentum and sharp focus on changing the landscape for proactive security teams. The Forrester report notes, “Tenable continues to extend its established vulnerability management offerings into exposure management with its Tenable One platform.”
- Breadth of Assets Supported: Tenable credits this score to its unmatched visibility across IT, cloud, OT, identity, and more—through both native discovery and seamless third-party data ingestion.
- Exposure Assessment and Prioritization: Tenable attributes this score to its holistic organizational and contextual perspective of risk based on threat impact and attack path modeling across multiple environment types.
- Reporting: The report states, “[Tenable’s] reporting stands out with ready-for-presentation reports that include trending and benchmarks.”
- Benchmarking: Tenable attributes its score to its customizable peer-to-peer analyses across industry, geography and more with relevant information to their organization.
According to Forrester’s report, “Tenable’s vision considers how proactive security teams will need new strategies to address attackers’ evolving techniques over the next three to five years. Its strategy is complemented by a strong roadmap that includes expanding remediation and response capabilities, with a significant focus on remediation orchestration. Tenable’s flexible asset-ratio-based pricing model allows customers to scale Tenable One to select different assets to be monitored.”

The Forrester report also acknowledged the company “continues to extend its established vulnerability assessment offerings into exposure management with its Tenable One platform.”

“As attackers grow more sophisticated, organizations need unified visibility and risk-based prioritization to stay ahead,” said Eric Doerr, chief product officer, Tenable. “Unified vulnerability management is the essential first step toward effective exposure management. To us, this recognition affirms Tenable’s prowess in helping customers move from fragmented data to a cohesive, risk-based approach. With Tenable One, we’re giving them the clarity and confidence to reduce risk faster and more effectively.”

More information on Tenable One is available at: https://www.tenable.com/products/tenable-one

To read the full report, visit: https://www.tenable.com/analyst-research/forrester-wave-unified-vulnerability-management-wave-q3-2025

¹ The Unified Vulnerability Management Solutions Landscape, Q1 2025, Forrester Research, Inc.

Forrester does not endorse any company, product, brand, or service included in its research publications and does not advise any person to select the products or services of any company or brand based on the ratings included in such publications. Information is based on the best available resources. Opinions reflect judgment at the time and are subject to change. For more information, read about Forrester’s objectivity here .

About Tenable
Tenable® is the exposure management company, exposing and closing the cybersecurity gaps that erode business value, reputation and trust. The company’s AI-powered exposure management platform radically unifies security visibility, insight and action across the attack surface, equipping modern organizations to protect against attacks from IT infrastructure to cloud environments to critical infrastructure and everywhere in between. By protecting enterprises from security exposure, Tenable reduces business risk for approximately 44,000 customers around the globe. Learn more at tenable.com.

Media Contact:
Tenable
tenablepr@tenable.com

The MIL Network –
July 22, 2025
MIL-OSI: Tactile Medical to Release Second Quarter of Fiscal Year 2025 Financial Results on August 4, 2025

Source: GlobeNewswire (MIL-OSI)

MINNEAPOLIS, July 21, 2025 (GLOBE NEWSWIRE) — Tactile Systems Technology, Inc. (“Tactile Medical”; the “Company”) (Nasdaq: TCMD), a medical technology company providing therapies for people with chronic disorders, today announced that second quarter of fiscal year 2025 financial results will be released after the market closes on Monday, August 4, 2025.

Management will host a conference call with a question and answer session at 5:00 p.m. Eastern Time on August 4, 2025, to discuss the results of the quarter. Those who would like to participate may dial 877-407-3088 (201-389-0927 for international callers) and provide access code 13754589. A live webcast of the call will also be provided on the investor relations section of the Company’s website at investors.tactilemedical.com.

For those unable to participate, a replay of the call will be available for two weeks at 877-660-6853 (201-612-7415 for international callers); access code 13754589. The webcast will be archived at investors.tactilemedical.com.

About Tactile Systems Technology, Inc. (DBA Tactile Medical)

Tactile Medical is a leader in developing and marketing at-home therapies for people suffering from underserved, chronic conditions including lymphedema, lipedema, chronic venous insufficiency and chronic pulmonary disease by helping them live better and care for themselves at home. Tactile Medical collaborates with clinicians to expand clinical evidence, raise awareness, increase access to care, reduce overall healthcare costs and improve the quality of life for tens of thousands of patients each year.

Investor Inquiries:
Sam Bentzinger
Gilmartin Group
investorrelations@tactilemedical.com

The MIL Network –

July 22, 2025
MIL-OSI Security: Defense News in Brief: 510th Buzzards, a history of excellence

Source: United States Airforce

AVIANO AIR BASE, Italy (AFNS) —

Nine pilots from the 510th Expeditionary Fighter Squadron at Aviano Air Base earned Single-Event Air Medals, and two were simultaneously awarded the Distinguished Flying cross, after returning from a deployment to the Central Command area of responsibility. During the deployment, they flew various defensive counter air sorties to protect U.S. Naval assets traveling through the Bab el Mandeb Strait, breaking records along the way.

“As the new Buzzard Commander, I am honored and humbled to lead such an accomplished team,” said Lt. Col. Brent Smith, the newly appointed commander of the 510th EFS. “The legacy of excellence, dedication and professionalism is inspiring and motivating. It’s a privilege to step into this role and work alongside some of the most talented and mission-focused individuals in the Air Force.”

During the deployment, the Buzzards flew 8,800 hours and 1,400 total sorties.

“The Buzzards supported a variety of missions, including Inherent Resolve’s fight against ISIS, Operation Prosperity Guardian’s protection of coalition partners and civilian vessels in the Red Sea, Operation Spartan Shield’s defense of US interests in the Arabian Gulf, and many other force protection and deterrence missions,” Smith said.

The 510th EFS has a long history of excellence, beginning in 1943 as the 625th Bombardment Squadron until being re-designated the 510th Fighter-Bomber Squadron later that same year.

After being stationed at various locations across the globe and experiencing multiple periods of activation and inactivation, the 510th EFS was permanently reactivated in 1994, establishing its current home at Aviano AB, Italy.

The 510th EFS has been the highest flown PSAB fighter unit since 2019, highest flown Aviano deployed unit since 2010, and the highest flown rotation fighter unit in the area of responsibility.

The Buzzards have flown combat missions during World War II, the Vietnam War, Operation Desert Storm, Operation Provide Comfort, Operation Deny Flight and many more. During their most recent deployment to support Operation Prosperity Guardian, the squadron exuded excellence while protecting American assets overseas.

“Each decoration represents not only a specific event, but also the precision, teamwork and unwavering commitment to the mission required to successfully execute in combat,” Smith said. “They represent countless hours of preparation, sacrifice and high intensity training by the whole Buzzard operations and maintenance team. They are proof of a culture that demands and delivers high performance every single day.”

MIL Security OSI –

July 22, 2025
MIL-OSI Security: Defense News in Brief: RIAT 2025 highlights global readiness, cooperation

Source: United States Airforce

During the Royal International Air Tattoo, the U.S. Air Force, alongside NATO allies and partners from around the globe, showcased what the strength of multinational relationships can achieve.

ROYAL AIR FORCE FAIRFORD, United Kingdom (AFNS) — The weather was calm and the sky was blue, yet thunder forced itself to be heard. From July 18-20, thousands of onlookers in the crowd gleefully braced themselves for a procession of roaring aerial acrobatics, helicopter rescue demonstrations, and raw airpower flooding the cloudy air above Royal Air Force Fairford.

The Royal International Air Tattoo is not only the largest air show in the world – it is a convention of lethality, ingenuity, and partnership. The U.S. Air Force, alongside NATO allies and partners from around the globe, showcased what the strength of multinational relationships can achieve.

“America’s international partners are one of its greatest strengths,” said U.S. Air Force Capt. Mercer Martin, 99th Expeditionary Reconnaissance Squadron U-2S pilot. “Spending our time meeting our partners in person while forging bonds and friendships is an extremely important addition to the relationships we have with our allied nations around the world.”

U.S. Air Force Gen. David Allvin, USAF Chief of Staff, speaks with Airmen assigned to the 95th Reconnaissance Squadron during the Royal International Air Tattoo at RAF Fairford, England, July 19, 2025. The interaction and exchanges we have with allies and partners at events like RIAT allows us to learn from and leverage the strengths and capabilities our allies and partners bring to the table. (U.S. Air Force photo by Airman 1st Class Cody J. A. Mott)

U.S. Air Force Capt. “Yeti” Martin, 99th Expeditionary Reconnaissance Squadron U-2S pilot, explains the capabilities of the U-2S Dragon Lady to Royal Air Force cadets during the Royal International Air Tattoo at RAF Fairford, England, July 18, 2025. One of the many benefits of RIAT is exposing allies, partner nations and the general public to our aircraft and the aircrews who operate them. These aircraft demonstrate our vast capabilities and ability to rapidly respond to threats and assure allies and partners. (U.S. Air Force photo by Airman 1st Class Cody J. A. Mott)

RAF Red Arrow aerobatic team member Graeme Muscat, announces the pilot’s aerial demonstrations during the Royal International Air Tattoo at RAF Fairford, England, July 20, 2025. Through high-impact aerial displays and multinational participation, RIAT highlights the strategic reach and operational readiness of allied and partner air forces. (U.S. Air Force photo by Airman 1st Class Cody J. A. Mott)

Exposing both the U.S. and partner-nation personnel to diverse strategies and training methods strengthens the goal of a cohesive, interoperable force. These relationships play a key part in times of peace as much as they do in the theater of war.

“I enjoy flying an aircraft that’s so close in league with our American colleagues. It’s a real change of pace,” said an RAF Rivet Joint pilot. “Your training systems and operational focus into different deployable locations make it so U.S. Airmen are more versed on how it all works in different areas of the world. It’s nice to be exposed to that and fly more often with pilots who have different techniques.”

As in years past, one of RIAT’s greatest strengths this year was the access it provided allies, partner nations and the public to U.S. aircraft, aircrew, and the stories behind them. It was a rare chance for global audiences to witness both the capabilities and the humanity behind modern airpower. This visibility builds confidence, strengthens support, and reinforces the value of continued collaboration.

“As aircrew stationed in the United Kingdom, I’m flying tanker missions and working with NATO allies while refueling them in the air,” said U.S. Air Force Capt. Tobin Nelson, 100th Air Refueling Wing pilot. “Being on the ground and meeting them face-to-face at RIAT is amazing. Knowing I’ve worked with their people gives me the ability to network, plan new training missions, and forge new bonds through flying.”

RIAT 2025 served as a powerful reminder that diplomacy and military strength go hand in hand. By bringing together allies and partners in a shared celebration of innovation and skill, the air show fostered trust, mutual understanding, and camaraderie that extended far beyond the runway. The relationships built not only enhance all nations’ operational readiness but also promote a culture of cooperation and respect that is vital in today’s complex environments.

RIAT’s ability to inspire generations also underscores the profound impact of bringing military aviation into the public eye. For many attendees, witnessing these aircraft in action and hearing firsthand accounts from dedicated personnel sparks a passion for service and a belief in the importance of teamwork.

“When you come here and see participants and children from every walk of life with a sparkle in their eye, you don’t ever want to stifle those dreams,” said U.S. Air Force Tech. Sgt. John Stortecky, 337th Airlift Squadron flight engineer. “Hopefully one day someone will say, ‘I had that tour through the aircraft and I saw them fly – and it inspired me to become who I am today.’”

MIL Security OSI –

July 22, 2025
MIL-OSI USA: In Letter to Trump, Cantwell Unveils 5-Point Plan to Improve Nation’s Weather Readiness in the Face of NOAA Cuts
US Senate News:
Source: United States Senator for Washington Maria Cantwell

07.21.25

In Letter to Trump, Cantwell Unveils 5-Point Plan to Improve Nation’s Weather Readiness in the Face of NOAA Cuts

Cantwell to Trump: “We have a once-in-a-lifetime opportunity to create the world’s best weather forecasting system…”

WASHINGTON, D.C. – Senator Maria Cantwell (D-Wash), ranking member of the Senate Committee on Commerce, Science, and Transportation – the committee that oversees the National Oceanic and Atmospheric Administration (NOAA) and the National Weather Service (NWS) – today sent a letter to President Donald Trump outlining her five-point plan to bolster the United States’ weather readiness.

“Communities across the United States are experiencing more frequent, intense, and costly flash floods, hurricanes, tornadoes, atmospheric rivers, landslides, heatwaves, and wildfires,” Sen. Cantwell wrote. “The lessons from Kerrville, Palisades, Asheville, Lahaina, and too many other natural disasters are that providing Americans with more timely and accurate weather information can avoid billions in property losses and save lives. We have a once-in-a-lifetime opportunity to create the world’s best weather forecasting system that would provide Americans with much more detailed and customized alerts days instead of minutes ahead of a looming extreme weather event.”

Sen. Cantwell’s five recommendations for President Trump are:
1. Modernize Weather Data Collection: The United States needs to collect and compile more data by land, air, space, and sea by modernizing our weather data infrastructure and other tools, including better radars, hurricane hunters, weather satellites, and ocean buoys.
- Radar: Upgrading the nation’s aging Doppler radar network will enable meteorologists to deliver more accurate forecasts and provide longer warning lead times. Higher resolution data from new technology called phased array radar can “see” into the storm in ways not visible on current radar. It can zoom in on the most dangerous features of extreme weather and scan the atmosphere in under a minute, six times faster than current radar, to detect rapid changes like tornado formation or microbursts. NOAA is planning to replace the current outdated Doppler network but lacks the resources necessary to develop the best radar technology and infrastructure at the pace we need them to.
- Hurricane Hunters: NOAA studies have found that including data collected by the Hurricane Hunters improved forecast accuracy by at least 10 to 15 percent. NOAA needs to rebuild its Hurricane Hunter aircraft fleet by replacing the current WP-3D Hurricane Hunter aircraft that have been in service since the 1970s and will be decommissioned by 2030. NOAA’s 2022 Aircraft Plan calls for four new C-130 aircraft to meet this mission, and the bipartisan National Defense Authorization Act for Fiscal Year 2023 (P.L. 117-263, § 11708(b)) included authorization for up to six new aircraft.
- Weather Satellites: NOAA’s satellites are its “eyes in the sky” that stay locked in place above the United States and give scientists continuous data on storms as they develop. NOAA needs to expand these capabilities with the next generation of weather satellites like the Geostationary Extended Observations (GeoXO) satellite system. Updated satellites will be able to track lightning strikes that start wildfires and smoke which impacts air quality and human health.
- Buoys and Ocean Data: NOAA’s Integrated Ocean Observing System (IOOS) is a network of buoys, gliders, high frequency radar arrays, and other instruments that gather ocean data critical for weather forecasting, search and rescue, and navigation. we need to modernize and recapitalize aging infrastructure and better integrate ocean data into our weather forecasting models. Enacting the Integrated Ocean Observation System Reauthorization Act of 2025 (S.2126), bipartisan legislation sponsored by Senators Roger Wicker and Cantwell, will help maintain and resource IOOS infrastructure and networks.
1. World Leading Analytics: We need to catch up with and surpass European weather forecasting capabilities, which will require more supercomputing and improvements in data analytics including assimilation.
- We want the best forecasts in the world, but the U.S. models are often outperformed by the European model.
- NOAA needs to increase its focus and investment in supercomputing, data analytics, and data assimilation, a key technique in weather forecasting that combines real-world observations with a numerical weather model.
- Better forecasts are in reach, we just need to invest in the people and the computing power to be competitive.
1. Cutting Edge Research: As our communities experience more frequent and extreme weather, now is the time to invest in additional cutting-edge basic and applied research.
- For decades, NOAA’s Office of Oceanic and Atmospheric Research (OAR) has supported next-generation science and technology that enables increasingly adept forecasting products and services that save lives from extreme weather events.
- While NOAA’s OAR only accounts for about 10 percent of the agency’s funding, its work has far-reaching impacts including better flash flood and precipitation prediction, developing next generation hurricane models, and improving extreme heat planning scenarios.
- The office also focuses on ways to better communicate extreme weather threats to the public. For example, NOAA’s National Severe Storm Laboratory in Oklahoma is testing a new tornado and extreme weather early warning system. Even though it’s still in the testing phase, in March the system provided Missouri communities two hours of lead time, allowing 120 people to seek shelter before a dangerous EF-3 tornado touched down. Current tornado warnings only give communities 13 minutes of warning on average.
1. Modernizing Alert Systems: We must strengthen and expand weather emergency communication channels to keep the public informed and help first responders prepare and react to natural disasters.
- Americans need more timely, relevant, and actionable information so they know when to get out of harm’s way. Investments like upgrading NOAA’s weather radio technology from obsolete copper technologies to Internet or satellite-based systems are vital to providing reliable and continuous weather and emergency alerts.
- Expanding NOAA’s VHF broadcasts to reach rural areas that other systems do not reliably cover will provide irreplaceable hazard alerts for campers, tourists, hunters, and tribal members, as well as mining, forestry, and agriculture workers living in remote areas.
- However, no single alert technology should be considered sufficient in an emergency. We should augment both public and private alert communications and embrace multi-channel delivery systems to ensure messages reach users via their preferred platforms, whether that is through FM and AM radio, apps, websites, SMS, push notifications, television, or social media. The private sector can provide value-added information including more customized alerts and warnings and giving people additional ways to access critical and timely information.
- Expanding current FEMA programs to build out local sirens and provide first responders with crucial flood maps and satellite images will also significantly enhance local disaster response capabilities.
1. Advance Bipartisan Legislation: The bipartisan Weather Act Reauthorization Act of 2024 would strengthen weather research and forecasting and expand commercial data partnerships.
- A bipartisan bill Chairman Ted Cruz and I introduced last year, the Weather Act Reauthorization Act of 2024 (S. 5601), would modernize the essential research programs you signed into law in the 2017 Weather Act and establish new programs to advance forecasting, strengthen emergency preparedness, and support farmers and resource managers with better tools for agriculture and water management.
- The legislation would take the critical first steps in addressing NOAA’s aging radar network by directing the agency to design and deploy the next generation of weather radar technology. It also expands and codifies public-private partnerships to acquire and utilize innovative data sources, supporting efforts like the Commercial Data Program. Former House Science Chairman Frank Lucas and Ranking Member Zoe Lofgren introduced a bipartisan companion bill in the House (H.R. 3816) last month, which will be marked up by the full Committee this Wednesday.
This morning, Sen. Cantwell joined CNN’s Pamela Brown to discuss her plan to improve the nation’s weather readiness. The interview is HERE.

On Sunday, July 13, Sen. Cantwell joined CBS’s Face the Nation with Margaret Brennan to discuss the importance of funding and staffing for NOAA and the NWS.

“The more you can move people and resources out of the way of a storm, the more you can predict what might happen, the better prepared we’re going to be. And that’s going to help us save lives, and certainly save dollars,” Sen. Cantwell told Brennan. Video of her segment is HERE and HERE; a transcript is HERE.

NOAA’s cutting-edge science informs NWS weather forecasts, which help local communities prepare for and respond to events like the recent deadly floods in Central Texas. President Trump’s proposed budget would slash NOAA’s funding by $2.2 billion – a 27% cut – and his DOGE team has caused over 2,000 job losses at the agency since January.

Earlier this month, Sen. Cantwell questioned Dr. Neil Jacobs, President Donald Trump’s nominee to head NOAA, about his plans to preserve the agency’s mission as the administration continues to hack away at NOAA’s budget, workforce, and programs.

Last month, Sen. Cantwell joined renowned meteorologists from across the country for a virtual presser to sound the alarm on the NWS cuts, and called on the Trump Administration to restore the agency to full capacity.

The full text of the letter to President Trump is below:

July 21, 2025

The Honorable Donald J. Trump

The White House

1600 Pennsylvania Avenue, N.W.

Washington, DC 20500

Dear Mr. President,

Communities across the United States are experiencing more frequent, intense, and costly flash floods, hurricanes, tornadoes, atmospheric rivers, landslides, heatwaves, and wildfires. The lessons from Kerrville, Palisades, Asheville, Lahaina, and too many other natural disasters are that providing Americans with more timely and accurate weather information can avoid billions in property losses and save lives. We have a once-in-a-lifetime opportunity to create the world’s best weather forecasting system that would provide Americans with much more detailed and customized alerts days instead of minutes ahead of a looming extreme weather event.

There is strong support for making the generational investments necessary to become a weather ready nation that will empower Americans to get out of harm’s way. It will take better weather data collection, world leading analytics, cutting edge research, modernizing alert systems, and a partnership between your Administration and Congress to pass enabling legislation. To that end, I offer the following five recommendations that if pursued on a bipartisan basis would make America the world leader in weather forecasting:

1) Modernizing Weather Data Collection

We need to compile more data by land, air, space, and sea by modernizing our weather data collection tools, including better radar, hurricane hunters, weather satellites, and ocean buoys

Radar: Upgrading the nation’s aging Doppler radar network will enable meteorologists to deliver more accurate forecasts and provide longer warning lead times. It does this with higher resolution data from phased array radar (PAR) to “see” into the storm in ways not visible on current radar. PAR can detect rapid changes in storms like tornado formation or microbursts, improve tracking of hazards like hail, and zoom in on the most dangerous features of extreme weather. These systems can also scan the atmosphere in under a minute, six times faster than current radar, detecting rapid changes in the storm for increased warning lead times and fewer false alarms.

This new technology should replace the current analog Doppler radar systems from the 1980s, which are increasingly costly to maintain and risks failure every day. NOAA is planning to replace the current outdated Doppler network but lacks the resources necessary to develop the best radar technology and infrastructure at the pace we need them to.

Hurricane Hunter Aircraft: NOAA studies have found that including data collected by the Hurricane Hunters improved forecast accuracy by at least 10 to 15 percent. However, NOAA needs to rebuild its Hurricane Hunter aircraft fleet by replacing the current WP-3D Hurricane Hunter aircraft that have been in service since the 1970s and will be decommissioned by 2030. New C-130 Hurricane Hunter aircraft are more capable than the half-century old WP-3D aircraft, with the ability to deploy more drones and uncrewed systems, conduct higher resolution scans from more advanced radar, and provide highly accurate wind, temperature, pressure, and humidity measurements from additional sensors.

NOAA’s 2022 Aircraft Plan calls for four new C-130 aircraft to meet this mission, and the bipartisan National Defense Authorization Act for Fiscal Year 2023 (P.L. 117-263, § 11708(b)) included authorization for up to six new aircraft. While two C-130 aircraft are funded, completing the fleet modernization in fiscal year 2026 will ensure forecasters can utilize this irreplaceable data source to better predict the path and intensity of hurricanes headed toward the United States, which is crucial for first responders to inform evacuations and pre-position emergency resources.

Weather Satellites: NOAA’s satellites are its “eyes in the sky” that stay locked in place above the United States and give scientists continuous data on storms as they develop. NOAA needs to expand these capabilities with the next generation of weather satellites, the Geostationary Extended Observations (GeoXO) satellite system. Once launched, GeoXO can track lightning strikes that start wildfires, wildfire smoke, red tides that poison fisheries, and generally provide better extreme weather early warning capabilities. For example, if GeoXO had been deployed during the 2023 Canadian wildfire smoke event that blanketed much of the eastern United States, its instruments could have provided hourly, high-resolution maps of smoke pollution, enabling more accurate health advisories and allowing schools, airlines, and outdoor workers to make safer decisions. This year, smoke from massive Canadian wildfires is again posing health risks to Americans across the country. This is new technology that does not exist in today’s satellite system.

To get these next generation satellites built, NOAA must proceed with the recommendations laid out under your first Administration and build the planned network of six satellites, five instruments, and supporting ground systems. The data from the Lightning Mapper (LMX), Sounder (GXS), Atmospheric Composition (ACX), Imager (GXI), and Ocean Color (OCX) instruments are key and necessary inputs for any world leading forecasting model.

Buoys and Ocean Data: NOAA’s Integrated Ocean Observing System (IOOS) is a network of buoys, gliders, high frequency radar arrays, and other instruments that gather ocean data critical for weather forecasting, search and rescue, and navigation. The IOOS network provides real-time surface and subsurface ocean temperature measurements that feed into NOAA’s hurricane forecast model to detect rapid intensification of hurricanes and other extreme storms. For example, the above average warm water in the Gulf contributed to the recent flash flooding in Central Texas, while changes to tropical weather patterns and ocean temperatures have contributed to flooding across the country, from the Southwest through the Mid-Atlantic and into the Northeast. Just halfway through the summer, according to the National Weather Service, the country has already experienced twice as many floods in July as usual.

To preserve and expand the critical real-time data these buoys provide, we need to modernize and recapitalize aging infrastructure and better integrate ocean data into our weather forecasting models. Enacting the Integrated Ocean Observation System Reauthorization Act of 2025 (S.2126), bipartisan legislation Senator Roger Wicker and I introduced, will help maintain and resource IOOS infrastructure and networks.

2) World Leading Analytics

Catching up with and surpassing European weather forecasting capabilities will require more supercomputing and improvements in data analytics

NOAA has long aimed to close the performance gap between its Global Forecast System (GFS) and the European Centre for Medium-Range Weather Forecasts, which often outperforms U.S. forecasts. For example, in October 2012, the European model correctly predicted Hurricane Sandy would turn toward the U.S. East Coast seven to eight days in advance, while the U.S. model initially forecast it would head out to sea, missing the U.S. entirely. Of course, Sandy did hit the U.S., with devastating effects for the entire Mid-Atlantic region, killing 254 people and causing nearly $70 billion in damages. Conversely, in 2015, the European model predicted Hurricane Joaquin would stay offshore, which it did, while the U.S. model forecast a direct hit on the East Coast, prompting costly emergency preparations that were ultimately unnecessary. And in February 2021, when a historic Arctic outbreak plunged Texas and much of the South into record cold with heavy snow and ice, and the European model provided more accurate early guidance on the extent and longevity of the cold air mass. According to NOAA and the Texas Department of State Health Services, at its peak, the power outages that resulted left nearly 10 million people in the cold and dark, unable to cook food, and resulted in more than 200 deaths.

In order to catch up to Europe’s highly advanced weather modeling, NOAA needs to increase its focus and investment in supercomputing, data analytics, and data assimilation, a key technique in weather forecasting that combines real-world observations with a numerical weather model. We need to take steps to expand the GFS ensemble system with higher resolution and better physics, refine the Unified Forecast System, and streamline the path from research to operations with projects like the Earth Prediction Innovation Center (EPIC) to improve collaboration with external scientists and the private sector. All of this will require Congress to provide NOAA with more supercomputing resources if we are to lead the world in weather forecasting.

3) Cutting Edge Research

As our communities experience more frequent and extreme weather, now is the time to invest in additional cutting-edge basic and applied research

For decades, NOAA’s Office of Oceanic and Atmospheric Research has supported next-generation science and technology that enables increasingly adept forecasting products and services that save lives from extreme weather events. While NOAA research only accounts for about 10 percent of the agency’s funding, its work has far-reaching impacts including better flash flood and precipitation prediction, developing next generation hurricane models, and improving extreme heat planning scenarios. The research arm also operates testbeds where new technologies and models are rigorously evaluated before they are transitioned to NOAA operations or private sector applications.

The office also focuses on ways to better communicate extreme weather threats to the public. For example, NOAA’s National Severe Storm Laboratory in Oklahoma is testing a new tornado and extreme weather early warning system. Even though it’s still in the testing phase, in March the system provided Missouri communities two hours of lead time, allowing 120 people to seek shelter before a dangerous EF-3 tornado touched down. Current tornado warnings only give communities 13 minutes of warning on average.

4) Modernizing Alert Systems

We must strengthen and expand weather emergency communication channels to keep the public informed and help first responders prepare and react to natural disasters

Americans need more timely, relevant, and actionable information so they know when to get out of harm’s way. Investments like upgrading NOAA’s weather radio technology from obsolete copper technologies to Internet or satellite-based systems are vital to providing reliable and continuous weather and emergency alerts. Expanding NOAA’s VHF broadcasts to reach rural areas that other systems do not reliably cover will provide irreplaceable hazard alerts for campers, tourists, hunters, and tribal members, as well as mining, forestry, and agriculture workers living in remote areas. Expanding current FEMA programs to build out local sirens and provide first responders with crucial flood maps and satellite images will also significantly enhance local disaster response capabilities.

However, no single alert technology should be considered sufficient in an emergency. We should augment both public and private alert communications and embrace multi-channel delivery systems to ensure messages reach users via their preferred platforms, whether that is through FM and AM radio, apps, websites, SMS, push notifications, television, or social media. The private sector can provide value-added information including more customized alerts and warnings, giving people additional ways to access critical and timely information.

5) Advancing Bipartisan Legislation

The bipartisan Weather Act Reauthorization Act of 2024 would strengthen weather research and forecasting and expand commercial data partnerships

A bipartisan bill Chairman Ted Cruz and I introduced last year, the Weather Act Reauthorization Act of 2024 (S. 5601) would modernize the essential research programs you signed into law in the 2017 Weather Act and establish new programs to advance forecasting, strengthen emergency preparedness, and support farmers and resource managers with better tools for agriculture and water management. The legislation also expands and codifies public-private partnerships to acquire and utilize innovative data sources, supporting efforts like the Commercial Data Program. Former House Science Chairman Frank Lucas and Ranking Member Zoe Lofgren introduced a bipartisan companion bill in the House (H.R. 3816) last month.

Now is the time to take the tough lessons learned in the wake of the recent natural disasters and human tragedies in places like Texas, North Carolina, and New Mexico and create the world’s best weather prediction system. We must meet the moment or the situation is only going to get worse. The United States used to experience an average of nine extreme weather events every year that cost over $1 billion each, but in the last five years the number of disasters has spiked to an average of 23 per year, and last year it was 27 events. A recent comprehensive government study predicted that extreme weather will cost Americans $1.5 trillion over the next decade, not including loss of life or health-related costs. That’s why the costs of making the once-in-a-lifetime smart investments described above are minuscule compared to savings that better weather forecasting will provide every American.

Sincerely,
MIL OSI USA News –
July 22, 2025
MIL-OSI USA: Cornyn Cosponsors Bill to Label Muslim Brotherhood a Foreign Terrorist Organization
US Senate News:
Source: United States Senator for Texas John Cornyn

WASHINGTON – U.S. Senator John Cornyn (R-TX) cosponsored the Muslim Brotherhood Terrorist Designation Act, which would direct the U.S. Secretary of State to designate the Muslim Brotherhood as a terrorist group:

“Hamas – who is responsible for the mass murder of more than 1,200 civilians in the brutal attack against Israel on October 7 – openly identifies as a branch of the Muslim Brotherhood,” said Sen. Cornyn. “This bill rightfully directs the Secretary of State to designate the Muslim Brotherhood as a terrorist organization and imposes strict sanctions against them and their proxies who chant ‘death to America,’ sending a clear message that their anti-western agenda and threats to the American people and our allies will not be tolerated.”

Background:

The Muslim Brotherhood is a transnational Islamist organization that supports a wide array of regional affiliates, including groups actively engaged in terrorism. Hamas, already designated a Foreign Terrorist Organization (FTO) by the United States, openly identifies as a branch of the Muslim Brotherhood. Other branches, such as HASM and Liwa al-Thawra, have been linked to the Muslim Brotherhood by the U.S. Department of State and designated as Specially Designated Global Terrorists. Muslim Brotherhood branches have also been implicated in planning or supporting attacks in Jordan and are outlawed as terrorist groups by Austria, Bahrain, Egypt, Jordan, Saudi Arabia, and the United Arab Emirates. Several European countries are evaluating similar measures.

The bill modernizes previous efforts by shifting to a bottom-up approach, requiring the U.S. Secretary of State to record and evaluate individual Muslim Brotherhood branches annually, designate those that meet terrorism criteria, and impose sanctions accordingly. This is modeled after the successful approach taken to designate Iran’s Islamic Revolutionary Guard Corps in 2017.

The Muslim Brotherhood Terrorist Designation Act would:
- Designate the Muslim Brotherhood under the Anti-Terrorism Act of 1987;
- Require the U.S. Secretary of State to report annually on Muslim Brotherhood branches and assess their designation eligibility under FTO or SDGT authorities;
- Mandate sanctions against the global Muslim Brotherhood and any branch found to meet terrorism criteria; and
- Impose visa restrictions and immigration ineligibility on identified members.
The Muslim Brotherhood Terrorist Designation Act, led by Senator Ted Cruz (R-TX), was cosponsored by Sens. Tom Cotton (R-AR), John Boozman (R-AR.), Rick Scott (R-FL), Ashley Moody (R-FL), and Dave McCormick (R-PA).

The legislation is endorsed by FDD Action, Christians United for Israel Action Fund, the American Israel Public Affairs Committee (AIPAC), and the Republican Jewish Coalition.

Companion legislation was introduced in the U.S. House of Representatives by Rep. Mario Díaz-Balart (FL-26).
MIL OSI USA News –
July 22, 2025
MIL-OSI USA: ICMYI: Estes Joins Washington Watch with Tony Perkins

Source: United States House of Representatives – Congressman Ron Estes (R-Kansas)

U.S. Congressman Ron Estes (R-Kansas) joined Washington Watch with Tony Perkins with guest host Jody Hice to discuss the rescissions package, federal spending and provisions within the One Big, Beautiful Bill that will help Kansans and Americans, and more. Watch the interview on YouTube.

On the rescissions package:

“Obviously there’s a lot of work we need to do. One out of five dollars that the government spends is borrowed, so we’ve got a lot of things we need to look at. As you said, the rescissions package here was the first time in decades that a president has requested that discretionary spending be pulled back. That, ‘Hey, we don’t need to spend everything that was appropriated a year or longer ago, and focus on specific areas.’

“If you look through what’s in that rescissions package, the things that we were particularly pulling out, things like funding for NPR. They wanted to fund drag queen programs for children and programs talking about animals need to have their own pronouns … PBS had programs talking about white privilege.

“We all heard earlier this year all of the horror stories coming out of USAID in terms of the money that was being wasted around the world. Things like $3 million for electric vehicles in Vietnam and $70,000 for a Diversity, Equity, and Inclusion musical in Ireland. I don’t know why Ireland would want to have a DEI musical, but, if they do, the Irish taxpayers ought to pay for it and not American taxpayers.

“It’s great to do this rescissions package. [I was] glad to hear Speaker Johnson reiterate today that we need to be doing more of this as we look at all of the discretionary spending that comes out of the federal government, and what do we do going forward. We’ve got a lot of work to do, not just on a discretionary side with rescissions, but obviously some of those automatic spending programs as well.”

On other areas of the federal government that may be right for rescissions:

“When we look across the discretionary course, the spending has grown so great since before Covid. If you look at going back to I believe 2019, our tax revenue has gone up. It’s gone up 46% or so, so we’ve got a lot more tax revenue coming in after we passed the Tax Cuts and Jobs Act in 2017.

“What we’ve seen is spending’s gone up 70%. Some of that was temporary spending, or should have been temporary spending in Covid, but now it’s gotten baked in and it’s continued on grant programs and other areas across multiple programs. We’ve got so many programs at the federal level that are redundant. You may have four or five different programs in two or three different agencies that are designed to target the same issue. So we’ve got lots of areas to look at that.

“DOGE did a great effort earlier this year in identifying some of those areas, but we need to have a constant look at that in terms of where do we spend money, where should we be spending money, and does it make sense to spend dollars at this point, particularly when we’re borrowing one out of five dollars that’s being spent.”

On the tone of Democrats’ messaging to their voter base:

“[Democrats] really are [tone deaf.] They don’t have a positive message. They don’t have something that they want America to be for. Basically the Democrat party has become a party of socialists. They’re looking at, ‘How can they make the government spend and dictate what other people do?’

“For example, we look at the One Big, Beautiful Bill, I could talk about so many great provisions there. But their message out of the One Big, Beautiful Bill, that they oppose, is because they wanted to make sure that illegal immigrants got Medicaid. They wanted to make sure that people didn’t have to work at all for the Medicaid dollars that would be given to them to provide for their healthcare, [for] even as little as 20 hours a week, working in a job or getting an education or even in a volunteer role. And so, as they get more strident trying to talk against commonsense things, the American public is turning against them.

“When you look at the polling data that’s out there right now, of all Americans, [there is] 72% opposition to Democrats and the positions they’re taking in Congress. Even among Democrats, there’s a majority, 52% of Democrats are not happy that Democrats in Congress are not doing what should be done for America.”

On Congressman Estes’ op-ed on the One Big, Beautiful Bill:

“We talk a lot about the One Big, Beautiful Bill. There’s just so much positive things in there. A lot of it was centered around the tax provisions that we needed to extend after 2017, that were going to expire this year, and the results of provisions around border security and defense. But if you really peel some of the layers back and look at some of the details, there’s a whole lot of pro-family and pro-life provisions in there.

“What we really wanted to do is make sure that, for example, Medicaid funding was used not by Planned Parenthood to provide abortions. I mean we should have Medicaid to actually help people preserve and protect life and not end it. We wanted to make sure that families could raise their children … So we focused on increasing the Child Tax Credit for families and indexing it for inflation. We increased a tax credit for adoption for people to adopt families. That’s so important now when we see the birth rate dropping down to 11.7% per thousand. We need to have a continual growth in population to make sure that America continues to grow.

“You look at provisions like employer-funded childcare provisions. We wanted to make sure those were available. Permanent family and medical leave to help people who maybe have a temporary illness or an issue with their family. We wanted to make sure after these disastrous years of Bidenflation that people were able to raise their families and have the income to provide for their family.”

MIL OSI USA News –

July 22, 2025
MIL-OSI Security: Alleged perpetrator of sending thousands of threatening emails to schools in Czech Republic, Slovakia and Latvia apprehended
Source: Eurojust

Eurojust has assisted the authorities in the Czech Republic, Slovakia and Latvia with the apprehension of the alleged perpetrator who was responsible for sending thousands of emails in September last year threatening schools with explosions. The mass threats, which were also sent to other educational institutions and leisure centres, caused major public concern and led to the suspension of classes at the beginning of the school year.

Eurojust supported the national authorities involved by setting up a joint investigation team (JIT) dedicated to the case, as well as providing additional cross-border judicial support.
The alleged perpetrator also used the social network Telegram to spread his threats. He was apprehended in the Ukrainian city of Dnipro last week but was released pending potential further steps to be taken by the authorities.

© Dnipropetrovsk Regional Prosecutor’s Office

Given the mass scale of the threats at the same time across three countries, the police authorities involved coordinated their investigations, assisted by the setting up of the JIT. The joint investigative efforts, using the cybercrime expertise of the police, led to the identification of an alleged perpetrator, operating from the Ukrainian city of Dnipro.

With the participation of Czech and Slovak police officers, a joint action took place in Dnipro last week, during which the alleged perpetrator was apprehended and one individual was questioned. Furthermore, two locations were searched, which led to the seizure of computer equipment.

Thanks to the good and close cooperation of all the authorities concerned, the operation was successfully carried out under extremely difficult circumstances, very close to the frontline of the war in Ukraine, with Ukrainian, Czech and Slovak officers exposed to heavy risks.

Eurojust offered support not only through the establishment of the JIT but also by organising a coordination meeting to prepare for the joint action day in Ukraine. The operation was carried out at the request of and by the following authorities:
- Czech Republic: High Public Prosecutor’s Office in Prague; National Counterterrorism, Extremism and Cybercrime Agency (NCTEKK)
- Latvia: Rīga Pārdaugava Prosecution Office; 1st Unit of Cybercrime Enforcement Department of the Central Criminal Police Department of the State Police
- Slovakia: General Prosecutor´s Office of the Slovak Republic; Police Department West, Anti-Crime Unit, Bureau for Combating Organized Crime of the Presidium of the Police Corps (Police ACU); Counter Terrorism Centre, Presidium of the Police Corps
- Ukraine: Dnipropetrovsk regional Prosecutor’s Office; Main Department of National Police in Dnipropetrovsk region; Division for Combating Cybercrime in Dnipropetrovsk region of the Cyber Police Department of National Police of Ukraine
MIL Security OSI –
July 22, 2025
MIL-OSI: Will XRP Fall Below $3.5? PFMCrypto Unveils Free XRP-Focused Mining Contracts, Drawing a Surge of XRP Holders

Source: GlobeNewswire (MIL-OSI)

New York, NY, July 21, 2025 (GLOBE NEWSWIRE) — The recent surge in XRP’s price follows a series of bullish developments—including the launch of futures exchange-traded funds (ETFs), the resolution of Ripple’s legal battle with the U.S. Securities and Exchange Commission (SEC), and a surge in institutional interest in digital assets. While some analysts expect a potential short-term retreat below the $3.5 level due to market consolidation, PFMCrypto experts argue that the overall uptrend remains solid, supported by improving fundamentals and growing global adoption.
With both retail and institutional demand reaching multi-year highs, PFMCrypto’s AI-optimized, hardware-free mining platform makes passive XRP earnings more accessible than ever—no rigs or prior crypto experience required.
Explore PFMCrypto XRP Mining Platform: https://pfmcrypto.net

XRP Cloud Mining Is Here—Simple, Smart, and Rewarding
Historically known for powering cross-border payments, XRP now enters a new era of accessibility and utility through PFMCrypto’s latest innovation: fully remote cloud mining. Users can earn XRP daily via short-term mining contracts or use PFMCrypto’s AI engine to automatically switch between the most profitable assets—including BTC, ETH, DOGE, and USDC—to ensure maximum returns regardless of market volatility.

Available via both mobile and web, the platform supports global access and is designed to serve first-time users as well as professional crypto investors.
Explore the PFMCrypto website or download the app today.

Key Features of PFMCrypto’s XRP Cloud Mining Contracts:
– Full XRP Integration: Deposit, mine, and withdraw XRP all in one seamless interface.
– Multi-Coin Mining Support: Earn in BTC, ETH, DOGE, USDC, USDT, SOL, LTC, or BCH as preferred.
– AI Revenue Optimization: Intelligent algorithms reallocate mining power to the highest-yielding assets.
– 100% Remote Access: Cloud-based platform—no rigs, no noise, no electricity bills.
– Capital Protection: Principal is fully returned at contract maturity, helping reduce risk exposure.

Mining Contracts for Every Budget and Strategy
To welcome new users during this market upswing, PFMCrypto is offering a wide range of accessible contracts:
$10 Contract – 1 Day – Earn $0.66 (Free with sign-up bonus)
$100 Contract – 2 Days – Earn $3.00/day + $2 bonus
$500 Contract – 5 Days – Earn $6.15/day
$5,000 Contract – 30 Days – Earn $78.50/day
$20,000 Contract – 45 Days – Earn $380.00/day
Whether testing the platform or building a robust mining portfolio, users can enjoy consistent, low-risk earnings in XRP or other digital assets.
Explore more XRP cloud contracts at: https://pfmcrypto.net

Why PFMCrypto’s XRP Mining Stands Out?
– No Hardware Required: Anyone can start mining XRP—no tech skills or setup needed.
– All-in-One Ecosystem: From deposit to withdrawal, everything happens within PFMCrypto.
– Stable Income, Dynamic Strategy: Daily payouts with AI-powered rebalancing to maximize returns.
– Flexible Mining Options: Mine XRP or automatically diversify into multiple coins—all within one plan.
– Instant Setup: Get started from any browser or phone, securely and remotely.

Get Started in 3 Simple Steps:
1. Sign Up – Create an account and claim a $10 free mining contract.
2. Choose a Plan – Select from flexible contracts lasting 1 to 60 days.
3. Start Earning – Monitor profits daily and withdraw in the token of your choice.

XRP Mining for a Digital Future:
Since 2018, PFMCrypto has empowered millions worldwide to earn passive income through secure, cloud-based mining. With the introduction of XRP contracts—paired with AI-powered optimization—users can now mine one of the most in-demand assets without barriers.
“XRP has always been fast and efficient,” said a PFMCrypto spokesperson. “Now, it’s also mineable—securely, remotely, and profitably. With the crypto market heating up, we’re making sure everyday users can ride the next wave of growth without complexity.”
While XRP’s recent price surge has captured global attention, short-term corrections below the $3.5 mark are still possible as the market absorbs gains. However, PFMCrypto offers a steady, intelligent path to earning daily crypto income—built to perform through both rallies and retracements.
Start mining XRP today at: https://pfmcrypto.net

Or download the PFMCrypto app (iOS & Android)

The MIL Network –

July 22, 2025
MIL-OSI USA: Less Than One Week Left to Apply for FEMA Assistance Following April Flooding

Source: US Federal Emergency Management Agency

Headline: Less Than One Week Left to Apply for FEMA Assistance Following April Flooding

Less Than One Week Left to Apply for FEMA Assistance Following April Flooding

FRANKFORT, Ky

– Kentucky homeowners and renters who experienced damage or loss caused by the April severe storms, straight-line winds, flooding, landslides and mudslides have less than one week left to apply for federal disaster assistance

The deadline to apply is July 25

How To Apply for FEMA AssistanceThere are several ways to apply for FEMA assistance:Online at DisasterAssistance

gov

Visit any Disaster Recovery Center

To find a center close to you, visit fema

gov/DRC, or text DRC along with your Zip Code to 43362 (Example: “DRC 29169”)

Use the FEMA mobile app

Call the FEMA Helpline at 800-621-3362

Help is available in many languages

If you use a relay service, such as Video Relay Service (VRS), captioned telephone or other service, give FEMA your number for that service

FEMA works with every household on a case-by-case basis

FEMA representatives can explain available assistance programs, how to apply to FEMA, and help connect survivors with resources for their recovery needs

When you apply, you will need to provide:A current phone number where you can be contacted

Your address at the time of the disaster and the address where you are now staying

Your Social Security Number

A general list of damage and losses

Banking information if you choose direct deposit

If insured, the policy number or the agent and/or the company name

Survivors should keep their contact information updated with FEMA as the agency may need to call to schedule a home inspection or get additional information

Disaster assistance is not a substitute for insurance and is not intended to compensate for all losses caused by a disaster

The assistance is intended to meet basic needs and supplement disaster recovery efforts

For more information about Kentucky flooding recovery, visit www

fema

gov/disaster/4864

Follow the FEMA Region 4 X account at x

com/femaregion4

martyce

allenjr
Mon, 07/21/2025 – 14:15

MIL OSI USA News –

July 22, 2025
MIL-OSI Security: Johnston Man Indicted for Possessing Child Sexual Abuse Material

Source: Office of United States Attorneys

PROVIDENCE – A Johnston man previously convicted and sentenced in 2006 for felony assaults involving the molestation of two minors has been indicted by a federal grand jury for allegedly downloading child sexual abuse material (CSAM), announced Acting United States Attorney Sara Miron Bloom.

Jonathan P. Graziano, 41, is charged by indictment with possession of child pornography.

Court documents reflect that Homeland Security Investigations (HSI) and the Rhode Island State Police Internet Crimes Against Children (ICAC) Task Force reviewed a report from the National Center for Missing and Exploited Children regarding a user distributing CSAM via a messaging application. Further investigation determined that an IP address at a Johnston address that Graziano shared with others was being used to distribute the material. A court-authorized search of the residence and of electronic devices resulted in the discovery of hundreds of images and videos of CSAM on Jonathan Graziano’s personal electronic device.

Graziano is currently detained in federal custody on a criminal complaint filed in this matter on June 18, 2025. He is scheduled to be arraigned on the indictment on July 25, 2025. An indictment is merely an accusation. A defendant is presumed innocent unless and until proven guilty

The case is being prosecuted by Assistant United States Attorney G. Michael Seaman.

The matter was investigated by Homeland Security Investigations and the Rhode Island State Police Internet Crimes Against Children Task Force.

This case was brought as part of Project Safe Childhood, a nationwide initiative to combat the growing epidemic of child sexual exploitation and abuse. Led by the U.S. Attorneys’ Offices and the DOJ’s Child Exploitation and Obscenity Section, Project Safe Childhood marshals federal, state, and local resources to locate, apprehend, and prosecute individuals who exploit children, as well as identify and rescue victims. For more information about Project Safe Childhood, please visit https://www.justice.gov/psc

###

MIL Security OSI –

July 22, 2025
MIL-OSI Security: Foster Man Admits to Downloading and Storing Child Sexual Abuse Material

Source: Office of United States Attorneys

PROVIDENCE – A Foster man previously convicted and incarcerated for sharing sexually explicit photographs online with a person he believed to be a 13-year-old girl with whom he also attempted to meet near her middle school to engage in sex today pleaded guilty to a charge of receipt of child pornography, announced Acting United States Attorney Sara Miron Bloom.

John Q. Adams, 36, admitted that on January 13, 2021, he downloaded and stored an explicit video file depicting child sexual abuse material involving two adult males and a prepubescent female. Further investigation determined that Adams had downloaded and stored approximately 112 images and 49 videos of child sexual abuse material.

Adams is scheduled to be sentenced on October 21, 2025. The sentence imposed will be determined by a federal district judge after consideration of the U.S. Sentencing Guidelines and other statutory factors.

The case is being prosecuted by Assistant United States Attorney Denise M. Barton.

The matter was investigated by Homeland Security Investigations and the Rhode Island State Police Internet Crimes Against Children Task Force.

This case was brought as part of Project Safe Childhood, a nationwide initiative to combat the growing epidemic of child sexual exploitation and abuse. Led by the U.S. Attorneys’ Offices and the DOJ’s Child Exploitation and Obscenity Section, Project Safe Childhood marshals federal, state, and local resources to locate, apprehend, and prosecute individuals who exploit children, as well as identify and rescue victims. For more information about Project Safe Childhood, please visit https://www.justice.gov/psc

To report suspected online child sexual exploitation and/or abuse, call the Know2Protect Tipline at 1-833-591-KNOW (5669) or visit the NCMEC CyberTipline® at https://report.cybertip.org/

###

MIL Security OSI –

July 22, 2025
MIL-OSI Security: Missouri Man Sentenced to 30 Years in Prison for Producing Child Pornography

Source: Office of United States Attorneys

CAPE GIRARDEAU – U.S. District Judge Sarah E. Pitlyk on Monday sentenced a Carter County, Missouri man to 30 years for producing child pornography.

Jurors in U.S. District Court in Cape Girardeau in December convicted Clinton Rongey, now 53, of one count of sexual exploitation of a minor. Evidence and testimony at trial showed that between February and November of 2023, Rongey produced more than 100 images containing child sexual abuse material featuring the victim, who was three and four years old at the time. Rongey engaged in a “pattern of activity,” doing so on multiple occasions, while he’d been entrusted with the care of the victim, according to a government sentencing memorandum.

The case was investigated by the Carter County Sheriff’s Office and the FBI. Assistant U.S. Attorneys Julie Hunter and Nathan Chapman prosecuted the case.

This case was brought as part of Project Safe Childhood, a nationwide initiative to combat the growing epidemic of child sexual exploitation and abuse launched in May 2006 by the Department of Justice. Led by U.S. Attorneys’ Offices and the Department of Justice Criminal Division’s Child Exploitation and Obscenity Section, Project Safe Childhood marshals federal, state and local resources to better locate, apprehend and prosecute individuals who exploit children via the Internet, as well as to identify and rescue victims. For more information about Project Safe Childhood, please visit www.justice.gov/psc.

MIL Security OSI –

July 22, 2025
MIL-OSI: AIXA Miner Launches New BTC Cloud Mining Contracts Backed by Green Energy as Bitcoin Surges Past $123,000
Source: GlobeNewswire (MIL-OSI)

DENVER, Colorado, July 21, 2025 (GLOBE NEWSWIRE) — AIXA Miner, a global leader in sustainable cloud mining solutions, has officially launched a new set of high-yield Bitcoin (BTC) cloud mining contracts, developed under its ongoing green energy initiative. The update comes as Bitcoin experiences one of its most significant price surges to date, exceeding $123,000 in July 2025—a milestone driven by increased investor participation and growing regulatory transparency in the digital asset space.

With this announcement, AIXA Miner continues to advance its mission of providing intelligent, secure, and environmentally conscious access to crypto income. The newly released contracts allow users to leverage current market momentum through automated daily BTC rewards, without the need to purchase, configure, or manage mining hardware.

“This is a defining moment for digital asset adoption, and our platform is designed to help everyday users and professional investors participate with confidence,” said a spokesperson from AIXA Miner’s Product Operations Team. “As prices rally and interest spikes, our new green-powered BTC contracts make it easier than ever to earn sustainably from Bitcoin’s growth.”

The enhanced mining plans are part of AIXA Miner’s broader initiative to decentralise access to blockchain infrastructure while reducing the environmental impact of crypto mining. These contracts are executed through high-efficiency ASIC machines housed in data centres powered by 100% renewable energy sources—including hydroelectric, wind, and solar—across North America, Southeast Asia, and South America.

The current rise in Bitcoin’s price follows a notable increase in institutional and retail demand, supported by elevated trading activity and a more defined compliance landscape. In this environment, AIXA Miner’s platform stands out by offering real-time mining performance, smart contract-based automation, and AI-optimized resource allocation to ensure consistent and fair rewards across market cycles.

Unlike speculative trading models, which expose participants to high short-term volatility, AIXA Miner’s approach centers on predictable income through blockchain infrastructure. Once users select a BTC contract, the platform’s intelligent backend handles power routing, network balancing, and reward calculation. Payouts are issued daily through automated smart contracts, giving users full control and transparency over their mining returns.

Each contract tier has been tailored to accommodate a range of participant profiles—from newcomers seeking short-term exposure to experienced users allocating capital over several weeks. The flexible structure includes transparent return models, real-time reporting dashboards, and carbon footprint insights for every contract, making it one of the most comprehensive offerings currently available in the cloud mining sector.

AIXA Miner’s green energy pledge is a cornerstone of its operational strategy. By shifting its mining activities to regions with surplus renewable capacity and adopting energy-efficient cooling technologies, the company ensures that increased mining activity does not come at the cost of environmental degradation. Every data center participating in the new BTC contract suite undergoes energy source verification, with metrics made publicly accessible via the user dashboard.

“Our platform isn’t just built for profits—it’s built for the future,” the spokesperson added. “With AI optimization, renewable energy, and smart automation, we’re offering more than just access to Bitcoin—we’re offering responsible participation in the next generation of financial infrastructure.”

Users can activate BTC cloud mining contracts with minimal effort through AIXA Miner’s mobile-friendly platform. After registering and selecting a contract tier, participants deposit BTC and begin earning rewards within 24 hours. There are no hardware costs, no complex setups, and no recurring maintenance tasks—just a simplified, scalable, and sustainable pathway to digital asset earnings.

The timing of this launch aligns with a surge in long-term interest in blockchain technology. As Bitcoin’s network continues to grow in both usage and public trust, infrastructure-backed platforms like AIXA Miner provide a critical gateway for those who want to earn from the ecosystem without engaging in daily speculation.

The new BTC cloud mining contracts are now live and available to users worldwide. With the market showing strong signals of upward continuation and green infrastructure at the core of operations, AIXA Miner invites participants to explore a smarter, cleaner, and more profitable way to benefit from the digital economy’s most valuable asset.

Media Contact:
PR Division
info@aixaminer.com
https://aixaminer.com

Disclaimer:
This press release is for informational purposes only. Participation in cloud mining involves risk and should be based on independent research. AIXA Miner does not provide investment advice or guarantee specific financial outcomes.

Attachment
- AIXA Miner
The MIL Network –
July 22, 2025
MIL-OSI: AIXA Miner Launches New BTC Cloud Mining Contracts Backed by Green Energy as Bitcoin Surges Past $123,000
Source: GlobeNewswire (MIL-OSI)

DENVER, Colorado, July 21, 2025 (GLOBE NEWSWIRE) — AIXA Miner, a global leader in sustainable cloud mining solutions, has officially launched a new set of high-yield Bitcoin (BTC) cloud mining contracts, developed under its ongoing green energy initiative. The update comes as Bitcoin experiences one of its most significant price surges to date, exceeding $123,000 in July 2025—a milestone driven by increased investor participation and growing regulatory transparency in the digital asset space.

With this announcement, AIXA Miner continues to advance its mission of providing intelligent, secure, and environmentally conscious access to crypto income. The newly released contracts allow users to leverage current market momentum through automated daily BTC rewards, without the need to purchase, configure, or manage mining hardware.

“This is a defining moment for digital asset adoption, and our platform is designed to help everyday users and professional investors participate with confidence,” said a spokesperson from AIXA Miner’s Product Operations Team. “As prices rally and interest spikes, our new green-powered BTC contracts make it easier than ever to earn sustainably from Bitcoin’s growth.”

The enhanced mining plans are part of AIXA Miner’s broader initiative to decentralise access to blockchain infrastructure while reducing the environmental impact of crypto mining. These contracts are executed through high-efficiency ASIC machines housed in data centres powered by 100% renewable energy sources—including hydroelectric, wind, and solar—across North America, Southeast Asia, and South America.

The current rise in Bitcoin’s price follows a notable increase in institutional and retail demand, supported by elevated trading activity and a more defined compliance landscape. In this environment, AIXA Miner’s platform stands out by offering real-time mining performance, smart contract-based automation, and AI-optimized resource allocation to ensure consistent and fair rewards across market cycles.

Unlike speculative trading models, which expose participants to high short-term volatility, AIXA Miner’s approach centers on predictable income through blockchain infrastructure. Once users select a BTC contract, the platform’s intelligent backend handles power routing, network balancing, and reward calculation. Payouts are issued daily through automated smart contracts, giving users full control and transparency over their mining returns.

Each contract tier has been tailored to accommodate a range of participant profiles—from newcomers seeking short-term exposure to experienced users allocating capital over several weeks. The flexible structure includes transparent return models, real-time reporting dashboards, and carbon footprint insights for every contract, making it one of the most comprehensive offerings currently available in the cloud mining sector.

AIXA Miner’s green energy pledge is a cornerstone of its operational strategy. By shifting its mining activities to regions with surplus renewable capacity and adopting energy-efficient cooling technologies, the company ensures that increased mining activity does not come at the cost of environmental degradation. Every data center participating in the new BTC contract suite undergoes energy source verification, with metrics made publicly accessible via the user dashboard.

“Our platform isn’t just built for profits—it’s built for the future,” the spokesperson added. “With AI optimization, renewable energy, and smart automation, we’re offering more than just access to Bitcoin—we’re offering responsible participation in the next generation of financial infrastructure.”

Users can activate BTC cloud mining contracts with minimal effort through AIXA Miner’s mobile-friendly platform. After registering and selecting a contract tier, participants deposit BTC and begin earning rewards within 24 hours. There are no hardware costs, no complex setups, and no recurring maintenance tasks—just a simplified, scalable, and sustainable pathway to digital asset earnings.

The timing of this launch aligns with a surge in long-term interest in blockchain technology. As Bitcoin’s network continues to grow in both usage and public trust, infrastructure-backed platforms like AIXA Miner provide a critical gateway for those who want to earn from the ecosystem without engaging in daily speculation.

The new BTC cloud mining contracts are now live and available to users worldwide. With the market showing strong signals of upward continuation and green infrastructure at the core of operations, AIXA Miner invites participants to explore a smarter, cleaner, and more profitable way to benefit from the digital economy’s most valuable asset.

Media Contact:
PR Division
info@aixaminer.com
https://aixaminer.com

Disclaimer:
This press release is for informational purposes only. Participation in cloud mining involves risk and should be based on independent research. AIXA Miner does not provide investment advice or guarantee specific financial outcomes.

Attachment
- AIXA Miner
The MIL Network –
July 22, 2025
MIL-OSI Economics: Verizon raises financial guidance for adjusted EBITDA, adjusted EPS and free cash flow after strong Q2 performance
Source: Verizon

Headline: Verizon raises financial guidance for adjusted EBITDA, adjusted EPS and free cash flow after strong Q2 performance

Download News Release PDF

Download 2Q Financials PDF

Download Infographic PDF

Download Non-GAAP Reconciliations PDF

Key 2Q 2025 Highlights
- Grew industry-leading wireless service revenue¹ to $20.9 billion
- Expanded high-quality customer base, adding more than 300,000 net additions across mobility and broadband
- Increased Consumer postpaid phone gross additions, both sequentially and year-over-year
- Continued to take broadband market share with both fixed wireless access and best in class Fios offerings
- Deepened customer relationships with segmentation and innovative products and services like Best Value Guarantee, myPlan, myHome, My Biz Plan and the customer service transformation
- J.D. Power, for the 35th time, recognized Verizon for best wireless network quality², and RootMetrics’ 1H 2025 Awards named Verizon the nation’s best, fastest, and most reliable 5G network³
NEW YORK – Verizon Communications Inc. (NYSE, Nasdaq: VZ), serving the most mobility and broadband customers in the U.S.⁴, reported strong financial performance and customer growth for second-quarter 2025. The company’s diversified wireless and broadband portfolio, tailored to all market segments, and its diverse revenue streams continue to drive financial success. Verizon also made key moves to attract and retain customers in the second quarter with its 3-year price lock and free phone guarantee, and the industry-leading launch of AI-powered innovations for personalized customer service and an enhanced customer experience. Verizon will continue to focus on its three priorities of growing wireless service revenue, expanding adjusted EBITDA⁵ and generating strong free cash flow⁵ as it heads into the second half of the year with momentum.

“Verizon’s strong second-quarter financial performance reflects our high-quality, industry-leading customer base, our multiple growth paths, the success of our disciplined, segmented approach, and the inherent strength of our company,” said Verizon Chairman and CEO Hans Vestberg. “Our unmatched and award-winning network combined with our financial strength enables us to continually innovate and enhance our products and services, empowering how people live, work and play. With momentum and a clear path forward, we are raising our full-year guidance for adjusted EBITDA⁵, adjusted EPS⁵ and free cash flow⁵ as we move into the second half of the year and advance toward closing the Frontier acquisition.”

2Q 2025 Highlights

Consolidated: Strong financial performance with significant increases in net income, adjusted EBITDA⁵, earnings per share (EPS) and cash flow
- EPS of $1.18 in second-quarter 2025 compared to EPS of $1.09 in second-quarter 2024; adjusted EPS⁵, excluding special items, of $1.22 compared to $1.15 in second-quarter 2024.
- Total operating revenue of $34.5 billion in second-quarter 2025, up 5.2 percent year-over-year.
- Cash flow from operations totaled $16.8 billion in first-half of 2025, up from $16.6 billion in first-half of 2024.
- Free cash flow⁵ was $8.8 billion in first-half of 2025, up from $8.5 billion in first-half of 2024.
- Consolidated net income for second-quarter 2025 was $5.1 billion compared to $4.7 billion in second-quarter 2024. Consolidated adjusted EBITDA⁵ was $12.8 billion in second-quarter 2025 compared to $12.3 billion in second-quarter 2024.
- Wireless service revenue¹ in second-quarter 2025 was an industry-leading $20.9 billion, up 2.2 percent year-over-year.
- Wireless equipment revenue of $6.3 billion in second-quarter 2025, up 25.2 percent year-over-year.
- Verizon’s total unsecured debt as of the end of second-quarter 2025 was $119.4 billion, compared to $117.3 billion at the end of first-quarter 2025 and $125.3 billion at the end of second-quarter 2024. The company’s net unsecured debt⁵ at the end of second-quarter 2025 was $116.0 billion. At the end of second-quarter 2025, Verizon’s ratio of unsecured debt to consolidated net income (LTM) was 6.4 times and its net unsecured debt to consolidated adjusted EBITDA ratio⁵ was 2.3 times.
Broadband: Verizon continued to take broadband market share by offering customers unparalleled choice and flexibility
- Delivered 293,000 broadband net additions in second-quarter 2025.
- Total fixed wireless access net additions of 278,000 in second-quarter 2025, growing the base to over 5.1 million fixed wireless access subscribers. The company is well-positioned to achieve the next milestone of 8 to 9 million fixed wireless access subscribers by 2028.
- Total broadband connections grew to more than 12.9 million as of the end of second-quarter 2025, representing a 12.2 percent increase year-over-year.
- Verizon is expanding its Fios footprint and remains on track to achieve 650,000 new passings in 2025.
Verizon Consumer: Customer engagement with offerings fueled a 6.9 percent year-over-year increase in Consumer revenue, which reached $26.6 billion in second-quarter 2025
- Consumer wireless service revenue in second-quarter 2025 was $17.4 billion, up 2.3 percent year-over-year.
- Consumer wireless retail postpaid churn was 1.12 percent in second-quarter 2025, and wireless retail postpaid phone churn was 0.90 percent.
- Consumer wireless postpaid average revenue per account (ARPA) of $147.50 in second-quarter 2025, an increase of 2.3 percent year-over-year.
- In second-quarter 2025, Consumer reported 51,000 wireless retail postpaid phone net losses compared to 109,000 postpaid phone net losses in second-quarter 2024.
- In second-quarter 2025, Consumer reported 50,000 wireless retail core prepaid⁶ net additions compared to 12,000 net losses in second-quarter 2024.
- In second-quarter 2025, Consumer operating income was $7.6 billion, an increase of 0.5 percent year-over-year, and segment operating income margin was 28.7 percent, compared to 30.5 percent in second-quarter 2024. Segment EBITDA⁵ in second-quarter 2025 was $11.2 billion, an increase of 2.1 percent year-over-year. These results were driven by improvements in Consumer wireless service revenue. Segment EBITDA margin⁵ in second-quarter 2025 was 42.1 percent compared to 44.1 percent in second-quarter 2024.
Verizon Business: Strong execution increased operating income 27.6 percent year-over-year
- Total Verizon Business revenue was $7.3 billion in second-quarter 2025, a decrease of 0.3 percent year-over-year.
- Business wireless service revenue in second-quarter 2025 was $3.6 billion, an increase of 1.6 percent year-over-year.
- Business reported 65,000 wireless retail postpaid net additions in second-quarter 2025. This result included 42,000 postpaid phone net additions.
- Business wireless retail postpaid churn was 1.61 percent in second-quarter 2025, and wireless retail postpaid phone churn was 1.26 percent.
- In second-quarter 2025, Verizon Business operating income was $638 million, an increase of 27.6 percent year-over-year, resulting in segment operating income margin of 8.8 percent, an increase from 6.8 percent in second-quarter 2024. Segment EBITDA⁵ in second-quarter 2025 was $1.7 billion, an increase of 5.8 percent year-over-year. Segment EBITDA margin⁵ in second-quarter 2025 was 22.9 percent, an increase from 21.6 percent in second-quarter 2024.
Outlook and guidance

The company does not provide a reconciliation for certain of the following adjusted (non-GAAP) forecasts because it cannot, without unreasonable effort, predict the special items that could arise, and the company is unable to address the probable significance of the unavailable information.

Strong operational execution in the first half of 2025 coupled with favorable tax reform gives Verizon the confidence to provide the following updated guidance for the full year:
- Adjusted EBITDA⁵ growth of 2.5 percent to 3.5 percent.
- Adjusted EPS⁵ growth of 1.0 percent to 3.0 percent.
- Cash flow from operations of $37.0 billion to $39.0 billion.
- Free cash flow⁵ of $19.5 billion to $20.5 billion.
In addition, for 2025, Verizon continues to expect the following:
- Total wireless service revenue¹ growth of 2.0 percent to 2.8 percent.
- Capital expenditures of $17.5 billion to $18.5 billion.
Our 2025 financial guidance does not reflect any assumptions regarding the pending acquisition of Frontier.

¹ Total wireless service revenue represents the sum of Consumer and Business segments. Reflects the reclassification of recurring device protection and insurance related plan revenues from other revenue into wireless service revenue in the first quarter of 2025. Where applicable, historical results have been recast to conform to the current period presentation.

² Verizon is #1 for Network Quality in 4 regions (tied in the Southwest and North Central regions). Verizon has also received the highest number of awards in network quality for the 35th time as compared to all other brands in the J.D. Power 2003-2025 Volume 1 and 2 U.S. Wireless Network Quality Performance Studies. Network Quality measures customers’ satisfaction with their network performance with wireless carriers. For J.D. Power 2025 award information, visit jdpower.com/awards for more details.

³ Based on RootMetrics^® US National RootScore® Report 1H2025. RootMetrics conducts rigorous, independent, and scientific testing to provide a comprehensive view of network performance. For more information on the RootMetrics methodology and results, visit rootmetrics.com.

⁴ Measurement is focused on retail connections and excludes reseller activity. Industry leading claims are based on publicly reported customer information or consensus expectations if results are not yet reported.

⁵ Non-GAAP financial measure. See the accompanying schedules and www.verizon.com/about/investors for reconciliations of non-GAAP financial measures cited in this document to most directly comparable financial measures under generally accepted accounting principles (GAAP).

⁶ Represents total prepaid results excluding SafeLink brand. Includes both phone and non-phone net additions.

Verizon Communications Inc. (NYSE, Nasdaq: VZ) powers and empowers how its millions of customers live, work and play, delivering on their demand for mobility, reliable network connectivity and security. Headquartered in New York City, serving countries worldwide and nearly all of the Fortune 500, Verizon generated revenues of $134.8 billion in 2024. Verizon’s world-class team never stops innovating to meet customers where they are today and equip them for the needs of tomorrow. For more, visit verizon.com or find a retail location at verizon.com/stores.

Forward-looking statements

In this communication we have made forward-looking statements. These statements are based on our estimates and assumptions and are subject to risks and uncertainties. Forward-looking statements include the information concerning our possible or assumed future results of operations. Forward-looking statements also include those preceded or followed by the words “anticipates,” “assumes,” “believes,” “estimates,” “expects,” “forecasts,” “hopes,” “intends,” “plans,” “targets” or similar expressions. For those statements, we claim the protection of the safe harbor for forward-looking statements contained in the Private Securities Litigation Reform Act of 1995. We undertake no obligation to revise or publicly release the results of any revision to these forward-looking statements, except as required by law. Given these risks and uncertainties, readers are cautioned not to place undue reliance on such forward-looking statements. The following important factors, along with those discussed in our filings with the Securities and Exchange Commission (the “SEC”), could affect future results and could cause those results to differ materially from those expressed in the forward-looking statements: the effects of competition in the markets in which we operate, including the inability to successfully respond to competitive factors such as prices, promotional incentives and evolving consumer preferences; failure to take advantage of, or respond to competitors’ use of, developments in technology, including artificial intelligence, and address changes in consumer demand; performance issues or delays in the deployment of our 5G network resulting in significant costs or a reduction in the anticipated benefits of the enhancement to our networks; the inability to implement our business strategy; adverse conditions in the U.S. and international economies, including inflation and changing interest rates in the markets in which we operate; changes to international trade and tariff policies and related economic and other impacts; cyberattacks impacting our networks or systems and any resulting financial or reputational impact; damage to our infrastructure or disruption of our operations from natural disasters, extreme weather conditions, acts of war, terrorist attacks or other hostile acts and any resulting financial or reputational impact; disruption of our key suppliers’ or vendors’ provisioning of products or services, including as a result of geopolitical factors, natural disasters or extreme weather conditions; material adverse changes in labor matters and any resulting financial or operational impact; damage to our reputation or brands; the impact of public health crises on our business, operations, employees and customers; changes in the regulatory environment in which we operate, including any increase in restrictions on our ability to operate our networks or businesses; allegations regarding the release of hazardous materials or pollutants into the environment from our, or our predecessors’, network assets and any related government investigations, regulatory developments, litigation, penalties and other liability, remediation and compliance costs, operational impacts or reputational damage; our high level of indebtedness; significant litigation and any resulting material expenses incurred in defending against lawsuits or paying awards or settlements; an adverse change in the ratings afforded our debt securities by nationally accredited ratings organizations or adverse conditions in the credit markets affecting the cost, including interest rates, and/or availability of further financing; significant increases in benefit plan costs or lower investment returns on plan assets; changes in tax laws or regulations, or in their interpretation, or challenges to our tax positions, resulting in additional tax expense or liabilities; changes in accounting assumptions that regulatory agencies, including the SEC, may require or that result from changes in the accounting rules or their application, which could result in an impact on earnings; and risks associated with mergers, acquisitions, divestitures and other strategic transactions, including our ability to consummate the proposed acquisition of Frontier Communications Parent, Inc. and obtain cost savings, synergies and other anticipated benefits within the expected time period or at all.
MIL OSI Economics –
July 22, 2025
MIL-OSI Economics: Verizon raises financial guidance for adjusted EBITDA, adjusted EPS and free cash flow after strong Q2 performance
Source: Verizon

Headline: Verizon raises financial guidance for adjusted EBITDA, adjusted EPS and free cash flow after strong Q2 performance

Download News Release PDF

Download 2Q Financials PDF

Download Infographic PDF

Download Non-GAAP Reconciliations PDF

Key 2Q 2025 Highlights
- Grew industry-leading wireless service revenue¹ to $20.9 billion
- Expanded high-quality customer base, adding more than 300,000 net additions across mobility and broadband
- Increased Consumer postpaid phone gross additions, both sequentially and year-over-year
- Continued to take broadband market share with both fixed wireless access and best in class Fios offerings
- Deepened customer relationships with segmentation and innovative products and services like Best Value Guarantee, myPlan, myHome, My Biz Plan and the customer service transformation
- J.D. Power, for the 35th time, recognized Verizon for best wireless network quality², and RootMetrics’ 1H 2025 Awards named Verizon the nation’s best, fastest, and most reliable 5G network³
NEW YORK – Verizon Communications Inc. (NYSE, Nasdaq: VZ), serving the most mobility and broadband customers in the U.S.⁴, reported strong financial performance and customer growth for second-quarter 2025. The company’s diversified wireless and broadband portfolio, tailored to all market segments, and its diverse revenue streams continue to drive financial success. Verizon also made key moves to attract and retain customers in the second quarter with its 3-year price lock and free phone guarantee, and the industry-leading launch of AI-powered innovations for personalized customer service and an enhanced customer experience. Verizon will continue to focus on its three priorities of growing wireless service revenue, expanding adjusted EBITDA⁵ and generating strong free cash flow⁵ as it heads into the second half of the year with momentum.

“Verizon’s strong second-quarter financial performance reflects our high-quality, industry-leading customer base, our multiple growth paths, the success of our disciplined, segmented approach, and the inherent strength of our company,” said Verizon Chairman and CEO Hans Vestberg. “Our unmatched and award-winning network combined with our financial strength enables us to continually innovate and enhance our products and services, empowering how people live, work and play. With momentum and a clear path forward, we are raising our full-year guidance for adjusted EBITDA⁵, adjusted EPS⁵ and free cash flow⁵ as we move into the second half of the year and advance toward closing the Frontier acquisition.”

2Q 2025 Highlights

Consolidated: Strong financial performance with significant increases in net income, adjusted EBITDA⁵, earnings per share (EPS) and cash flow
- EPS of $1.18 in second-quarter 2025 compared to EPS of $1.09 in second-quarter 2024; adjusted EPS⁵, excluding special items, of $1.22 compared to $1.15 in second-quarter 2024.
- Total operating revenue of $34.5 billion in second-quarter 2025, up 5.2 percent year-over-year.
- Cash flow from operations totaled $16.8 billion in first-half of 2025, up from $16.6 billion in first-half of 2024.
- Free cash flow⁵ was $8.8 billion in first-half of 2025, up from $8.5 billion in first-half of 2024.
- Consolidated net income for second-quarter 2025 was $5.1 billion compared to $4.7 billion in second-quarter 2024. Consolidated adjusted EBITDA⁵ was $12.8 billion in second-quarter 2025 compared to $12.3 billion in second-quarter 2024.
- Wireless service revenue¹ in second-quarter 2025 was an industry-leading $20.9 billion, up 2.2 percent year-over-year.
- Wireless equipment revenue of $6.3 billion in second-quarter 2025, up 25.2 percent year-over-year.
- Verizon’s total unsecured debt as of the end of second-quarter 2025 was $119.4 billion, compared to $117.3 billion at the end of first-quarter 2025 and $125.3 billion at the end of second-quarter 2024. The company’s net unsecured debt⁵ at the end of second-quarter 2025 was $116.0 billion. At the end of second-quarter 2025, Verizon’s ratio of unsecured debt to consolidated net income (LTM) was 6.4 times and its net unsecured debt to consolidated adjusted EBITDA ratio⁵ was 2.3 times.
Broadband: Verizon continued to take broadband market share by offering customers unparalleled choice and flexibility
- Delivered 293,000 broadband net additions in second-quarter 2025.
- Total fixed wireless access net additions of 278,000 in second-quarter 2025, growing the base to over 5.1 million fixed wireless access subscribers. The company is well-positioned to achieve the next milestone of 8 to 9 million fixed wireless access subscribers by 2028.
- Total broadband connections grew to more than 12.9 million as of the end of second-quarter 2025, representing a 12.2 percent increase year-over-year.
- Verizon is expanding its Fios footprint and remains on track to achieve 650,000 new passings in 2025.
Verizon Consumer: Customer engagement with offerings fueled a 6.9 percent year-over-year increase in Consumer revenue, which reached $26.6 billion in second-quarter 2025
- Consumer wireless service revenue in second-quarter 2025 was $17.4 billion, up 2.3 percent year-over-year.
- Consumer wireless retail postpaid churn was 1.12 percent in second-quarter 2025, and wireless retail postpaid phone churn was 0.90 percent.
- Consumer wireless postpaid average revenue per account (ARPA) of $147.50 in second-quarter 2025, an increase of 2.3 percent year-over-year.
- In second-quarter 2025, Consumer reported 51,000 wireless retail postpaid phone net losses compared to 109,000 postpaid phone net losses in second-quarter 2024.
- In second-quarter 2025, Consumer reported 50,000 wireless retail core prepaid⁶ net additions compared to 12,000 net losses in second-quarter 2024.
- In second-quarter 2025, Consumer operating income was $7.6 billion, an increase of 0.5 percent year-over-year, and segment operating income margin was 28.7 percent, compared to 30.5 percent in second-quarter 2024. Segment EBITDA⁵ in second-quarter 2025 was $11.2 billion, an increase of 2.1 percent year-over-year. These results were driven by improvements in Consumer wireless service revenue. Segment EBITDA margin⁵ in second-quarter 2025 was 42.1 percent compared to 44.1 percent in second-quarter 2024.
Verizon Business: Strong execution increased operating income 27.6 percent year-over-year
- Total Verizon Business revenue was $7.3 billion in second-quarter 2025, a decrease of 0.3 percent year-over-year.
- Business wireless service revenue in second-quarter 2025 was $3.6 billion, an increase of 1.6 percent year-over-year.
- Business reported 65,000 wireless retail postpaid net additions in second-quarter 2025. This result included 42,000 postpaid phone net additions.
- Business wireless retail postpaid churn was 1.61 percent in second-quarter 2025, and wireless retail postpaid phone churn was 1.26 percent.
- In second-quarter 2025, Verizon Business operating income was $638 million, an increase of 27.6 percent year-over-year, resulting in segment operating income margin of 8.8 percent, an increase from 6.8 percent in second-quarter 2024. Segment EBITDA⁵ in second-quarter 2025 was $1.7 billion, an increase of 5.8 percent year-over-year. Segment EBITDA margin⁵ in second-quarter 2025 was 22.9 percent, an increase from 21.6 percent in second-quarter 2024.
Outlook and guidance

The company does not provide a reconciliation for certain of the following adjusted (non-GAAP) forecasts because it cannot, without unreasonable effort, predict the special items that could arise, and the company is unable to address the probable significance of the unavailable information.

Strong operational execution in the first half of 2025 coupled with favorable tax reform gives Verizon the confidence to provide the following updated guidance for the full year:
- Adjusted EBITDA⁵ growth of 2.5 percent to 3.5 percent.
- Adjusted EPS⁵ growth of 1.0 percent to 3.0 percent.
- Cash flow from operations of $37.0 billion to $39.0 billion.
- Free cash flow⁵ of $19.5 billion to $20.5 billion.
In addition, for 2025, Verizon continues to expect the following:
- Total wireless service revenue¹ growth of 2.0 percent to 2.8 percent.
- Capital expenditures of $17.5 billion to $18.5 billion.
Our 2025 financial guidance does not reflect any assumptions regarding the pending acquisition of Frontier.

¹ Total wireless service revenue represents the sum of Consumer and Business segments. Reflects the reclassification of recurring device protection and insurance related plan revenues from other revenue into wireless service revenue in the first quarter of 2025. Where applicable, historical results have been recast to conform to the current period presentation.

² Verizon is #1 for Network Quality in 4 regions (tied in the Southwest and North Central regions). Verizon has also received the highest number of awards in network quality for the 35th time as compared to all other brands in the J.D. Power 2003-2025 Volume 1 and 2 U.S. Wireless Network Quality Performance Studies. Network Quality measures customers’ satisfaction with their network performance with wireless carriers. For J.D. Power 2025 award information, visit jdpower.com/awards for more details.

³ Based on RootMetrics^® US National RootScore® Report 1H2025. RootMetrics conducts rigorous, independent, and scientific testing to provide a comprehensive view of network performance. For more information on the RootMetrics methodology and results, visit rootmetrics.com.

⁴ Measurement is focused on retail connections and excludes reseller activity. Industry leading claims are based on publicly reported customer information or consensus expectations if results are not yet reported.

⁵ Non-GAAP financial measure. See the accompanying schedules and www.verizon.com/about/investors for reconciliations of non-GAAP financial measures cited in this document to most directly comparable financial measures under generally accepted accounting principles (GAAP).

⁶ Represents total prepaid results excluding SafeLink brand. Includes both phone and non-phone net additions.

Verizon Communications Inc. (NYSE, Nasdaq: VZ) powers and empowers how its millions of customers live, work and play, delivering on their demand for mobility, reliable network connectivity and security. Headquartered in New York City, serving countries worldwide and nearly all of the Fortune 500, Verizon generated revenues of $134.8 billion in 2024. Verizon’s world-class team never stops innovating to meet customers where they are today and equip them for the needs of tomorrow. For more, visit verizon.com or find a retail location at verizon.com/stores.

Forward-looking statements

In this communication we have made forward-looking statements. These statements are based on our estimates and assumptions and are subject to risks and uncertainties. Forward-looking statements include the information concerning our possible or assumed future results of operations. Forward-looking statements also include those preceded or followed by the words “anticipates,” “assumes,” “believes,” “estimates,” “expects,” “forecasts,” “hopes,” “intends,” “plans,” “targets” or similar expressions. For those statements, we claim the protection of the safe harbor for forward-looking statements contained in the Private Securities Litigation Reform Act of 1995. We undertake no obligation to revise or publicly release the results of any revision to these forward-looking statements, except as required by law. Given these risks and uncertainties, readers are cautioned not to place undue reliance on such forward-looking statements. The following important factors, along with those discussed in our filings with the Securities and Exchange Commission (the “SEC”), could affect future results and could cause those results to differ materially from those expressed in the forward-looking statements: the effects of competition in the markets in which we operate, including the inability to successfully respond to competitive factors such as prices, promotional incentives and evolving consumer preferences; failure to take advantage of, or respond to competitors’ use of, developments in technology, including artificial intelligence, and address changes in consumer demand; performance issues or delays in the deployment of our 5G network resulting in significant costs or a reduction in the anticipated benefits of the enhancement to our networks; the inability to implement our business strategy; adverse conditions in the U.S. and international economies, including inflation and changing interest rates in the markets in which we operate; changes to international trade and tariff policies and related economic and other impacts; cyberattacks impacting our networks or systems and any resulting financial or reputational impact; damage to our infrastructure or disruption of our operations from natural disasters, extreme weather conditions, acts of war, terrorist attacks or other hostile acts and any resulting financial or reputational impact; disruption of our key suppliers’ or vendors’ provisioning of products or services, including as a result of geopolitical factors, natural disasters or extreme weather conditions; material adverse changes in labor matters and any resulting financial or operational impact; damage to our reputation or brands; the impact of public health crises on our business, operations, employees and customers; changes in the regulatory environment in which we operate, including any increase in restrictions on our ability to operate our networks or businesses; allegations regarding the release of hazardous materials or pollutants into the environment from our, or our predecessors’, network assets and any related government investigations, regulatory developments, litigation, penalties and other liability, remediation and compliance costs, operational impacts or reputational damage; our high level of indebtedness; significant litigation and any resulting material expenses incurred in defending against lawsuits or paying awards or settlements; an adverse change in the ratings afforded our debt securities by nationally accredited ratings organizations or adverse conditions in the credit markets affecting the cost, including interest rates, and/or availability of further financing; significant increases in benefit plan costs or lower investment returns on plan assets; changes in tax laws or regulations, or in their interpretation, or challenges to our tax positions, resulting in additional tax expense or liabilities; changes in accounting assumptions that regulatory agencies, including the SEC, may require or that result from changes in the accounting rules or their application, which could result in an impact on earnings; and risks associated with mergers, acquisitions, divestitures and other strategic transactions, including our ability to consummate the proposed acquisition of Frontier Communications Parent, Inc. and obtain cost savings, synergies and other anticipated benefits within the expected time period or at all.
MIL OSI Economics –
July 22, 2025
MIL-OSI USA: Amtrak Tickets Now Available to the New York State Fair
Source: US State of New York

overnor Kathy Hochul, in conjunction with Amtrak and the New York State Department of Transportation, today announced that tickets are now on sale for direct train service to and from the Great New York State Fair. Daily train service allows State Fair visitors a safe, convenient and environmentally friendly travel option to experience one of New York’s premier summer events. Featuring musical performances from top artists, agricultural exhibits, fun for the whole family and delicious food, the Great New York State Fair is upstate New York’s largest annual event. Throughout the Fair’s 13-day duration, five trains will make daily stops starting Wednesday, August 20 and continuing through Monday, September 1. Tickets are available now at Amtrak.com, via the Amtrak mobile app, at the station ticket counters, or by calling 1-800-USA-RAIL.

“Taking the train to the Great New York State Fair is a convenient, affordable way to enjoy the best that New York State has to offer,” Governor Hochul said. “From delicious food and live music to rides, games and the best agricultural exhibits anywhere in the state, this year’s Fair truly has something for everybody. The Great New York State Fair is one of my favorite annual events, and I can’t wait to join the hundreds of thousands of visitors at this annual summertime spectacular.”

By taking the train, visitors will save on traffic, parking fees, and gas by arriving steps from the fairgrounds via select Empire Service and Maple Leaf trains, which will make daily stops at the State Fair (in between stops at Rochester and Syracuse stations). Train service to the Fair includes:
- Maple Leaf Train 63 – Departs Moynihan Train Hall at 7:16 a.m. and arrives at the Fair at 1:11 p.m.
- Maple Leaf Train 64 – Departs Toronto at 8:20 a.m. and arrives at the Fair at 2:51 p.m.
- Empire Service Train 281 – Departs Moynihan Train Hall at 10:21 a.m. and arrives at the Fair at 4:21 p.m.
- Empire Service Train 283 – Departs Moynihan Train Hall at 1:20 p.m. and arrives at the Fair at 7:13 p.m.
- Empire Service Train 284 – Departs Niagara Falls at 6:27 a.m. and arrives at the Fair at 9:31 a.m.
New York State Department of Transportation Commissioner Marie Therese Dominguez said, “The Great New York State Fair is not to be missed! It is a joyful annual tradition and traveling to the Fair by train is a game-changer for folks who want a fun and convenient travel option. Our great partnership with Amtrak allows fairgoers the chance to experience New York’s incredible traditions, innovations, and agriculture with ease and convenience – literally dropping fairgoers off at the fairgrounds. See you at The Great New York State Fair!”

New York State Agriculture Commissioner Richard A. Ball said, “Our Great New York State Fair is a celebration of our state’s rich agricultural heritage, providing fairgoers an opportunity to directly connect with New York agriculture. Thanks to our partnership with Amtrak and NYSDOT, more fairgoers from across New York and beyond will be able to experience this incredible event. We’re proud to make it easier for everyone to explore New York agriculture, enjoy the fun, and create lasting memories during this 13-day showcase.”

New York State Fair Director Julie LaFave said, “Making the Great New York State Fair as welcoming and accessible to everyone is a top priority, and partnering with Amtrak and NYSDOT allows us to provide a comfortable, convenient travel option for fairgoers. We’re excited to invite families, friends, and visitors from across New York and beyond to experience all the fun, food, and festivities that make The Fair a beloved summer tradition. We encourage everyone to consider taking the train for an easy and enjoyable journey to and from this year’s event.”

Amtrak Vice President, Network Development Nicole Bucich said, “Whether you’re coming from New York City, Niagara Falls, or anywhere in between, traveling on Amtrak will make the experience and journey to the Great State Fair just as enjoyable as the games, food, and fun at the Fair. We appreciate Governor Hochul and NYSDOT’s ongoing partnership in ensuring that New Yorkers can get to the Fair comfortably and conveniently on Amtrak.”

Direct train service to the Great New York State Fair has been offered by Amtrak since 2002. Customers can save when booking online at least five days in advance of travel with Amtrak’s See NY and Save discount, in addition to everyday discounts for kids, seniors, military members and more. Passengers can enjoy free Wi-Fi with excellent service, spacious Business Class seats, a café car and ample leg room.

The Great New York State Fair opens Wednesday, August 20 and continues through Labor Day, September 1. Admission is $8 plus fees for adults. Tickets are free for adults ages 65 and over and children ages 12 and under. Tickets include access to all grounds entertainment, agricultural competitions and exhibits, and admission to concerts in Chevy Court and Suburban Park.

Founded in 1841, the Great New York State Fair showcases the best of New York agriculture, provides top-quality entertainment, and is a key piece of the State’s CNY Rising strategy of growing the Central New York economy through tourism. It is the oldest fair in the United States and is consistently recognized as being among the top five state fairs in the nation.

The New York State Fairgrounds is a 375-acre exhibit and entertainment complex that operates all year. Audiences are encouraged to learn more about the Great New York State Fair online, browse photos on Flickr, and follow the fun on Facebook, Twitter, and Instagram.

MIL OSI USA News –
July 22, 2025
MIL-OSI United Nations: Strengthening early warnings and anticipatory action through the use of digital technology

Source: UNISDR Disaster Risk Reduction

In Malawi, UNICEF, in partnership with the Malawi Government and the Malawi University of Science and Technology, launched the African Drone and Data Academy (ADDA) in 2020 to address severe cyclones, floods and droughts caused by climate change. ADDA equips youth with skills in drone technology, geospatial systems and disaster risk management. It trained over 1,280 graduates from 25 countries – 60 per cent young women – and achieved an 80 per cent employment rate.

WFP and UNDP supported the strengthening of local capacities and Early Warning Systems (EWS) for comprehensive drought management in Eastern Cuba and Camagüey with a focus on resilience, food security and gender inclusivity, leveraging a systems thinking approach to enhance resilience in food production, water management, and community preparedness. Enhanced hydro-meteorological monitoring and communication channels, combined with gender-inclusive training, ensured that local producers and vulnerable communities received timely and actionable climate information. The project supported the development of standardized national methodologies for drought diagnosis and forecasting, aligning with Cuba’s State Plan for Climate Change Adaptation.

In Serbia, UNDP and WHO supported the establishment and upgrading of a Disaster Risk Registry, which offers real-time data to inform decision making in times of crisis, to assess the effectiveness of emergency response, and for planning and implementing DRR measures at local and national level. The Registry incorporates a digital climate atlas, climate projections, compiled with mass evaluation of property prices, and is linked with the Strategic Tool for the Analysis of Risks (STAR) of WHO providing information on critical health facilities. The Register enables risk informed urban planning, and localizes risk knowledge and management, based on open data and transparency. It enables investment planning and attracted the interest of the insurance industry.

Enhanced communications targeting at-risk populations is improving the effectiveness of early warnings, reducing potential damages and losses. In the Maldives, technological solutions are being leveraged for last-mile early warning dissemination through the Common Alerting Protocol (CAP). The CAP is a data format for exchanging public warnings and emergencies between alerting technologies, including the use of ITU’s Disaster Connectivity Maps initiative (in partnership with the Emergency Telecommunication Cluster (ETC) led by WFP). This initiative helps first responders quickly assess which areas are affected and which communication networks are operational, allowing for more efficient coordination and faster response times. The DCM initiative also integrates AI and satellite technologies for disaster preparedness.

In the Pacific, EW4All has been instrumental in supporting the development of Multi-Hazard Early Warning System national costed roadmaps in Fiji, Tonga, and the Solomon Islands, collaborating with governments, UN agencies, civil society, and local communities. Through the EW4All initiative and the Weather Ready Pacific program, issues such as fragmented systems, siloed efforts, and communication barriers are being addressed. The EW4All initiative integrates AI into risk knowledge, hazard detection, monitoring, forecasting, warning dissemination, and preparedness. AI improves accuracy, ensures timely dissemination, and tailors warnings to vulnerable populations. This approach strengthens preparedness and reduces disaster impacts.

Spotlight: The Artificial Intelligence (AI) Sub-Group under the EW4All Initiative focuses on integrating AI into the four pillars of early warning systems: risk knowledge, detection/monitoring, dissemination of warnings, and preparedness, led by ITU, WMO, UNDRR and IFRC. AI improves hazard forecasting, enhances dissemination, and strengthens response planning by analyzing complex datasets. The initiative aims to bridge technological gaps globally, ensuring timely and equitable warnings for all.

The WHO-led initiative Epidemic Intelligence from Open Source (EIOS) is a vital tool that enables early detection and assessment of public health threats, including those related to natural hazards, in near real time. It connects experts around the world and provides them with tools to detect, analyse, assess and share information for quick, evidence-based action. Cambodia, Fiji, Kiribati, Philippines, Tonga, and Vanuatu have developed their emergency risk profiles at the national, subnational and local levels to inform preparedness, contingency planning, simulation, training and mass gathering under the Asia Pacific Health Security Action Framework.

Flagship reports on Early Warning

MIL OSI United Nations News –

July 22, 2025
MIL-OSI: XRP rises to $3.7, DRML Miner launches new XRP mining contract, holders can expect daily income
Source: GlobeNewswire (MIL-OSI)

New York City, NY, July 21, 2025 (GLOBE NEWSWIRE) — DRML Miner, a global AI-driven cryptocurrency mining platform, has officially launched XRP cloud mining contracts, aiming to provide users with stable daily returns without any technical setup. The recent settlement between Ripple and the US Securities and Exchange Commission (SEC) and the payment of $125 million has strengthened investor confidence in XRP. With the legal situation becoming clearer, DRML Miner has become an important entry point for investors who want to catch XRP’s recovery and its potential rise above the $5 mark.
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[Click here to explore more cloud mining plans.]

Why is DRML Miner XRP mining ideal for beginners and experts alike?
– No hardware required: mine XRP instantly with DRML Miner’s enterprise-grade infrastructure
– Zero maintenance costs: no electricity, no technical fees – Pure profit potential
– Instant withdrawals: easily withdraw your daily earnings at any time
– $10 Welcome Bonus: new users receive $10 in XRP upon registration
With an entry point as low as $100, users can gain access to XRP mining and enjoy predictable short-term returns – without being directly exposed to market fluctuations.
How to start mining XRP in minutes?
1. Register – Create an account and claim your $10 bonus, plus daily login rewards
2. Choose a plan – Select a contract that matches your investment strategy (1 to 55 days)
3. Start mining – Let DRML Miner’s AI engine do the work while you earn daily passive income

About DRML Miner:
Founded in 2018, DRML Miner is a global leader in AI-driven cloud mining, serving over 7.2 million users in 190 countries. The platform supports secure, fully remote mining of XRP, BTC, ETH, LTC, DOGE, and SOL, offering one of the most convenient and profitable ways to passively earn cryptocurrencies.
With XRP approaching the $5 mark, DRML Miner’s XRP mining ecosystem offers one of the most practical and rewarding ways to participate in the token’s next phase of growth.

Discover more and start mining XRP today: https://drmlminer.com/

Disclaimer: The information provided in this press release is not a solicitation for investment, nor is it intended as investment advice, financial advice, or trading advice. Cryptocurrency mining and staking involve risk. There is potential for loss of funds. You should practice due diligence, including consultation with a professional financial advisor, before investing in or trading cryptocurrency and securities.

Attachment
- DRML Miner
The MIL Network –
July 22, 2025
MIL-OSI: XRP rises to $3.7, DRML Miner launches new XRP mining contract, holders can expect daily income
Source: GlobeNewswire (MIL-OSI)

New York City, NY, July 21, 2025 (GLOBE NEWSWIRE) — DRML Miner, a global AI-driven cryptocurrency mining platform, has officially launched XRP cloud mining contracts, aiming to provide users with stable daily returns without any technical setup. The recent settlement between Ripple and the US Securities and Exchange Commission (SEC) and the payment of $125 million has strengthened investor confidence in XRP. With the legal situation becoming clearer, DRML Miner has become an important entry point for investors who want to catch XRP’s recovery and its potential rise above the $5 mark.
Visit the DRML Miner website or download the app now.

This new momentum has attracted investor attention to DRML Miner, an AI-powered XRP cloud mining platform that is quickly becoming the go-to portal for those looking to profit from the coin’s next potential bull run.

XRP Heading Towards $5: What Does It Mean for Investors?
DRML Miner Chief Analyst Says Resolving Regulatory Ambiguity Raises the Chances of US Approval of XRP ETF to 95%, Which Could Initiate a Massive Inflow of Institutional Capital.
For existing XRP holders and new investors, DRML Miner offers a low-barrier, high-efficiency way to access this growth potential. Its AI-optimized XRP mining contracts enable users to earn stable daily returns without any mining hardware or technical expertise.

Why DRML Miner‘s XRP mining model is expected to lead the industry in 2025?
Unlike traditional proof-of-work (PoW) mining systems, XRP uses a consensus protocol, which makes direct mining infeasible. DRML Miner addresses this challenge by providing a next-generation cloud mining solution that combines the flexibility of smart contracts, high-yield algorithms, and accessibility for all users.
Its AI-driven yield engine intelligently reallocates computing resources in real time to optimize daily returns from XRP cloud mining. In just one week, DRML Miner’s XRP mining contract sales increased by 378%, and users flocked to its flexible and highly liquid yield solution.

Key features of DRML Miner XRP cloud mining contracts:
– No hardware required: accessible to all users; no equipment or setup required.
– Daily returns: earn steady profits based on the contract you choose.
– Secure asset custody: enterprise-grade protection for all user funds.
– Flexible terms: contract values range from $10 to $100,000, with terms from 1 to 55 days.

Flexible XRP Mining Plans Now Available:
Following the success of its BTC mining product, DRML Miner now offers over 10 cloud mining plans focused on XRP. With a 378% weekly sales growth rate, users can choose the right plan for their budget and strategy. All plans guarantee a full return of principal at maturity, making them a low-risk entry point for both new and experienced cryptocurrency investors.
Sample plans include:
$10 contract – 1 day – earn $0.60 per day
$100 contract – 2 days – earn $3.50 per day
$500 contract – 5 days – earn $6.50 per day
$5,000 contract – 30 days – earn $77.50 per day
$8,000 contract – 40 days – earn $132 per day
$10,000 contract – 45 days – earn $175 per day
$50,000 contract – 50 days – earn $975 per day
These rewards are based on real-time performance data from over 7.2 million users worldwide and are powered by DRML Miner’s efficient infrastructure and AI-optimized engine.
[Click here to explore more cloud mining plans.]

Why is DRML Miner XRP mining ideal for beginners and experts alike?
– No hardware required: mine XRP instantly with DRML Miner’s enterprise-grade infrastructure
– Zero maintenance costs: no electricity, no technical fees – Pure profit potential
– Instant withdrawals: easily withdraw your daily earnings at any time
– $10 Welcome Bonus: new users receive $10 in XRP upon registration
With an entry point as low as $100, users can gain access to XRP mining and enjoy predictable short-term returns – without being directly exposed to market fluctuations.
How to start mining XRP in minutes?
1. Register – Create an account and claim your $10 bonus, plus daily login rewards
2. Choose a plan – Select a contract that matches your investment strategy (1 to 55 days)
3. Start mining – Let DRML Miner’s AI engine do the work while you earn daily passive income

About DRML Miner:
Founded in 2018, DRML Miner is a global leader in AI-driven cloud mining, serving over 7.2 million users in 190 countries. The platform supports secure, fully remote mining of XRP, BTC, ETH, LTC, DOGE, and SOL, offering one of the most convenient and profitable ways to passively earn cryptocurrencies.
With XRP approaching the $5 mark, DRML Miner’s XRP mining ecosystem offers one of the most practical and rewarding ways to participate in the token’s next phase of growth.

Discover more and start mining XRP today: https://drmlminer.com/

Disclaimer: The information provided in this press release is not a solicitation for investment, nor is it intended as investment advice, financial advice, or trading advice. Cryptocurrency mining and staking involve risk. There is potential for loss of funds. You should practice due diligence, including consultation with a professional financial advisor, before investing in or trading cryptocurrency and securities.

Attachment
- DRML Miner
The MIL Network –
July 22, 2025
MIL-OSI: HJT Crypto leads the Ripple cloud mining revolution: Use XRP to remotely start Bitcoin mining machines for free and easily earn $50,000 a day
Source: GlobeNewswire (MIL-OSI)

New York City, NY, July 21, 2025 (GLOBE NEWSWIRE) — For investors who hold a large amount of XRP, HJTCrypto provides a safe, compliant and scalable way to convert their assets into a high-yield passive income source. Users do not need to sell their positions or bear the risk of currency price fluctuations. They only need to top up and purchase computing power contracts to automatically obtain stable income every day. How to make money through cloud mining? Traditional cryptocurrency mining requires high hardware investment, complex technical configuration and continuous electricity consumption, but now, cloud mining has completely changed all this. Users can easily participate in mining by simply renting remote computing power through online platforms.
Against the backdrop of the continued rise in the global cryptocurrency market, HJTCrypto officially launched the XRP mining new user incentive plan, with “zero threshold, high returns” as the core, to help new and old users easily participate in digital currency mining. The platform has quickly become the focus of the industry with its innovative reward mechanism, flexible contract selection, and transparent profit model.

Fully automated XRP mining now available
HJTCrypto’s new XRP contract is driven by real-time AI allocation, and users can mine XRP or automatically switch between other popular assets such as BTC, ETH, DOGE and USDC according to market conditions. Daily rewards will be issued in the form of the user’s preferred cryptocurrency, fully automated and available worldwide.
Start earning income in just three easy steps:
1.Register – Create an account and receive a $12 welcome bonus.
2. Choose a plan – Select a short-term or long-term contract (1-50 days available).
3. Start earning – Track your daily rewards and withdraw them in your preferred token.
Key features of the newly launched XRP mining contracts include:
– Daily XRP payouts — automatic, no hardware or setup required;
– Multi-asset flexibility — BTC, ETH, DOGE, XRP or USDC;
– AI optimization engine — real-time switching, maximum returns;
– Web and app-based control — 100% remote and mobile-friendly;
– Capital protection — full return of principal at contract maturity.
Flexible mining contracts to meet various budget needs
HJTCrypto offers a variety of XRP-based cloud mining contracts designed to enable flexibility, predictable income, and effective risk management:
$12 contract – 1 day – earn $0.6
$100 contract – 2 days – earn $3.5 per day
$500 contract – 5 days – earn $6.25 per day
$5,000 contract – 30 days – earn $75.00 per day
$10,000 contract – 40 days – earn $170.00 per day
Click here to view the full contract.

Technology ensures safety, and profits are transparent and traceable
HJTCrypto uses multiple encryption technologies and hot and cold wallet separation storage solutions, and is audited by a third-party organization to ensure the security of user assets and data. The platform’s income is automatically settled daily, and users can view the computing power operation status and income details in real time through the APP or official website, truly realizing the “visualization of the mining process.”
User evaluation and market recognition
Since its launch, HJTCrypto has attracted more than 9 million users worldwide, and its “low threshold + high flexibility” model has been widely praised. A user from the United States reported: “Through sign-in and invitation rewards, I can earn an extra $50,000 per month. Through contract mining, I have truly achieved passive income.”

About HJTCrypto
HJTCrypto is the world’s leading compliant cloud mining service platform, relying on self-built mining farms and joint mining pool computing power to provide users with safe and efficient digital currency mining solutions. The platform adheres to the concept of “user first” and is committed to lowering the threshold for industry participation through technological innovation and promoting the development of inclusive finance.
For full details and participation options please visit: https://hjtcrypto.com
Disclaimer: The information provided in this press release does not constitute an investment solicitation, nor does it constitute investment advice, financial advice, or a trading recommendation. Cryptocurrency mining and staking involve risks and may result in loss of funds. It is strongly recommended that you perform due diligence, including consulting a professional financial advisor, before investing or trading in cryptocurrencies and securities.

Attachment
- HJT Crypto
The MIL Network –
July 22, 2025
MIL-OSI: HJT Crypto leads the Ripple cloud mining revolution: Use XRP to remotely start Bitcoin mining machines for free and easily earn $50,000 a day
Source: GlobeNewswire (MIL-OSI)

New York City, NY, July 21, 2025 (GLOBE NEWSWIRE) — For investors who hold a large amount of XRP, HJTCrypto provides a safe, compliant and scalable way to convert their assets into a high-yield passive income source. Users do not need to sell their positions or bear the risk of currency price fluctuations. They only need to top up and purchase computing power contracts to automatically obtain stable income every day. How to make money through cloud mining? Traditional cryptocurrency mining requires high hardware investment, complex technical configuration and continuous electricity consumption, but now, cloud mining has completely changed all this. Users can easily participate in mining by simply renting remote computing power through online platforms.
Against the backdrop of the continued rise in the global cryptocurrency market, HJTCrypto officially launched the XRP mining new user incentive plan, with “zero threshold, high returns” as the core, to help new and old users easily participate in digital currency mining. The platform has quickly become the focus of the industry with its innovative reward mechanism, flexible contract selection, and transparent profit model.

Fully automated XRP mining now available
HJTCrypto’s new XRP contract is driven by real-time AI allocation, and users can mine XRP or automatically switch between other popular assets such as BTC, ETH, DOGE and USDC according to market conditions. Daily rewards will be issued in the form of the user’s preferred cryptocurrency, fully automated and available worldwide.
Start earning income in just three easy steps:
1.Register – Create an account and receive a $12 welcome bonus.
2. Choose a plan – Select a short-term or long-term contract (1-50 days available).
3. Start earning – Track your daily rewards and withdraw them in your preferred token.
Key features of the newly launched XRP mining contracts include:
– Daily XRP payouts — automatic, no hardware or setup required;
– Multi-asset flexibility — BTC, ETH, DOGE, XRP or USDC;
– AI optimization engine — real-time switching, maximum returns;
– Web and app-based control — 100% remote and mobile-friendly;
– Capital protection — full return of principal at contract maturity.
Flexible mining contracts to meet various budget needs
HJTCrypto offers a variety of XRP-based cloud mining contracts designed to enable flexibility, predictable income, and effective risk management:
$12 contract – 1 day – earn $0.6
$100 contract – 2 days – earn $3.5 per day
$500 contract – 5 days – earn $6.25 per day
$5,000 contract – 30 days – earn $75.00 per day
$10,000 contract – 40 days – earn $170.00 per day
Click here to view the full contract.

Technology ensures safety, and profits are transparent and traceable
HJTCrypto uses multiple encryption technologies and hot and cold wallet separation storage solutions, and is audited by a third-party organization to ensure the security of user assets and data. The platform’s income is automatically settled daily, and users can view the computing power operation status and income details in real time through the APP or official website, truly realizing the “visualization of the mining process.”
User evaluation and market recognition
Since its launch, HJTCrypto has attracted more than 9 million users worldwide, and its “low threshold + high flexibility” model has been widely praised. A user from the United States reported: “Through sign-in and invitation rewards, I can earn an extra $50,000 per month. Through contract mining, I have truly achieved passive income.”

About HJTCrypto
HJTCrypto is the world’s leading compliant cloud mining service platform, relying on self-built mining farms and joint mining pool computing power to provide users with safe and efficient digital currency mining solutions. The platform adheres to the concept of “user first” and is committed to lowering the threshold for industry participation through technological innovation and promoting the development of inclusive finance.
For full details and participation options please visit: https://hjtcrypto.com
Disclaimer: The information provided in this press release does not constitute an investment solicitation, nor does it constitute investment advice, financial advice, or a trading recommendation. Cryptocurrency mining and staking involve risks and may result in loss of funds. It is strongly recommended that you perform due diligence, including consulting a professional financial advisor, before investing or trading in cryptocurrencies and securities.

Attachment
- HJT Crypto
The MIL Network –
July 22, 2025
MIL-OSI: HTX Releases 8th Edition of Crypto Gem Hunt Report Highlighting Emerging Trends in L1, Meme, and More
Source: GlobeNewswire (MIL-OSI)

7 Breakout Projects Signal the Next Wave of Long-Term Crypto Value

PANAMA CITY, July 21, 2025 (GLOBE NEWSWIRE) — HTX, a leading global cryptocurrency exchange, today released the eighth edition of its Crypto Gem Hunt report, a curated research publication that tracks emerging narratives and promising sectors in the digital asset space. This edition identifies notable trends across categories such as meme coins, GameFi, DeFi, and Layer 1 infrastructure. Rather than short-term speculation, the report emphasizes projects with solid fundamentals, active ecosystems, and long-term growth potential.

The full report is now available at: https://square.htx.com.de/htx-crypto-gem-hunt-8-7-breakout-projects-signal-the-next-wave-of-long-term-crypto-value/

HTX New Listing Winners

The Selected Seven Assets: From Meme Coins and GameFi to DeFi and L1 Narratives

HTX’s Crypto Gem Hunt #8 features seven cherry-picked assets from several trending sectors with prosperous narratives. These sectors cover meme coins, GameFi, DeFi and RWA innovations, and public blockchain infrastructure.

L1 Public Chain: Time-Honored Infrastructure, New Catalysts
- TRON ($TRX) | Rated S: TRON’s native token $TRX was recently adopted by Nasdaq-listed firm SRM as part of its strategic reserve, making TRON one of the first blockchain networks bridging into U.S. capital markets. This also makes TRON as a battle-tested Layer 1 network with a fresh off-chain narrative. While its price move of +16.7% is modest, its global exposure and off-chain integration signal a longer-term value growth.
Meme Coins: Narrative Continues with Strong Community Backing
- BONK ($BONK): As one of Solana’s OG meme coins, $BONK is back in the spotlight, thanks to the Solana ecosystem revival. According to LetsBONK.fun, BONK has surpassed Pump.fun in on-chain activity, gaining a 193.2% surge over the period.
- MemeCore ($M): The top gainer, with a jaw-dropping +378.3% performance. Recently listed on both HTX and BN futures markets, its liquidity and social buzz continue to scale.
- Banana For Scale ($BANANAS31): A dark horse from the BNB Chain, up 347% since launch. Fueled by the light-hearted vibe and community energy, its memetic power still shows further viral marketing potential.
- Build On BNB ($BOBBSC): Another rising star of meme coin on BNB Smart Chain, $BOBBSC has surged over 200%, leveraging the BNB ecosystem’s benefits. It now plays at a low market cap, ideal for early value investment.
GameFi: Legacy Tokens, New Momentum
- FUNToken ($FUN): A veteran in the GameFi space, now seeing renewed interest. With a robust tokenomics model and real in-game utility, $FUN has rebounded nearly by 94%, positioning itself as a strong recovery asset in the GameFi comeback story.
DeFi + RWA: Real-World Asset Tokenization Heats Up
- Maple Finance ($SYRUP): The rising star of DeFi’s institutional pivot, specializing in on-chain credit and RWA lending. While Maple is tokenizing high-quality real-world assets with strong compliance narratives, $SYRUP has gained a 71.1% increase since its launch on HTX, driven by demand for yield-generating, regulation-friendly assets.
Beyond the Charts: Why These Projects Matter

These seven assets in HTX’s Crypto Gem Hunt #8 share a key trait: they are actively delivering on their narratives, not just promising them. From TRON’s growing real-world footprint to BONK’s strong rise on Solana, from the explosive virality of MemeCore and Build On BNB to the yield-driven momentum of Maple behind RWA’s building, these aren’t flash-in-the-pan plays. They’re structurally supported stories with runway left to go.

HTX’s research team carefully tracks narrative fulfillment, not just speculation. This forward-focused methodology aims to help users identify long-term value, especially as retail sentiment continues to chase short-term price spikes. As the market heats up and narratives rotate at breakneck speed, the report stands as a reminder that the next bull cycle won’t be won by hype alone and the true gems may already be on-chain yet underexposed.

About HTX

Founded in 2013, HTX has evolved from a virtual asset exchange into a comprehensive ecosystem of blockchain businesses that span digital asset trading, financial derivatives, research, investments, incubation, and other businesses.

As a world-leading gateway to Web3, HTX harbors global capabilities that enable it to provide users with safe and reliable services. Adhering to the growth strategy of “Global Expansion, Thriving Ecosystem, Wealth Effect, Security & Compliance,” HTX is dedicated to providing quality services and values to virtual asset enthusiasts worldwide.

To learn more about HTX, please visit https://www.htx.com/ or HTX Square, and follow HTX on X, Telegram, and Discord. For further inquiries, please contact glo-media@htx-inc.com.

Disclaimer: This content is provided by HTX. The statements, views, and opinions expressed in this content are solely those of the content provider and do not necessarily reflect the views of this media platform or its publisher. We do not endorse, verify, or guarantee the accuracy, completeness, or reliability of any information presented. We do not guarantee any claims, statements, or promises made in this article. This content is for informational purposes only and should not be considered financial, investment, or trading advice. Investing in crypto and mining-related opportunities involves significant risks, including the potential loss of capital. It is possible to lose all your capital. These products may not be suitable for everyone, and you should ensure that you understand the risks involved. Seek independent advice if necessary. Speculate only with funds that you can afford to lose. Readers are strongly encouraged to conduct their own research and consult with a qualified financial advisor before making any investment decisions. However, due to the inherently speculative nature of the blockchain sector—including cryptocurrency, NFTs, and mining—complete accuracy cannot always be guaranteed. Neither the media platform nor the publisher shall be held responsible for any fraudulent activities, misrepresentations, or financial losses arising from the content of this press release. In the event of any legal claims or charges against this article, we accept no liability or responsibility. Globenewswire does not endorse any content on this page.

Legal Disclaimer: This media platform provides the content of this article on an “as-is” basis, without any warranties or representations of any kind, express or implied. We assume no responsibility for any inaccuracies, errors, or omissions. We do not assume any responsibility or liability for the accuracy, content, images, videos, licenses, completeness, legality, or reliability of the information presented herein. Any concerns, complaints, or copyright issues related to this article should be directed to the content provider mentioned above.

Photos accompanying this announcement are available at

https://www.globenewswire.com/NewsRoom/AttachmentNg/deca9b48-dad7-4a6d-8fe4-3af239cdbffc

https://www.globenewswire.com/NewsRoom/AttachmentNg/8b5e38fd-5db0-44c2-9ccf-4718fe9e6bdc

The MIL Network –
July 22, 2025
MIL-OSI: HTX Releases 8th Edition of Crypto Gem Hunt Report Highlighting Emerging Trends in L1, Meme, and More
Source: GlobeNewswire (MIL-OSI)

7 Breakout Projects Signal the Next Wave of Long-Term Crypto Value

PANAMA CITY, July 21, 2025 (GLOBE NEWSWIRE) — HTX, a leading global cryptocurrency exchange, today released the eighth edition of its Crypto Gem Hunt report, a curated research publication that tracks emerging narratives and promising sectors in the digital asset space. This edition identifies notable trends across categories such as meme coins, GameFi, DeFi, and Layer 1 infrastructure. Rather than short-term speculation, the report emphasizes projects with solid fundamentals, active ecosystems, and long-term growth potential.

The full report is now available at: https://square.htx.com.de/htx-crypto-gem-hunt-8-7-breakout-projects-signal-the-next-wave-of-long-term-crypto-value/

HTX New Listing Winners

The Selected Seven Assets: From Meme Coins and GameFi to DeFi and L1 Narratives

HTX’s Crypto Gem Hunt #8 features seven cherry-picked assets from several trending sectors with prosperous narratives. These sectors cover meme coins, GameFi, DeFi and RWA innovations, and public blockchain infrastructure.

L1 Public Chain: Time-Honored Infrastructure, New Catalysts
- TRON ($TRX) | Rated S: TRON’s native token $TRX was recently adopted by Nasdaq-listed firm SRM as part of its strategic reserve, making TRON one of the first blockchain networks bridging into U.S. capital markets. This also makes TRON as a battle-tested Layer 1 network with a fresh off-chain narrative. While its price move of +16.7% is modest, its global exposure and off-chain integration signal a longer-term value growth.
Meme Coins: Narrative Continues with Strong Community Backing
- BONK ($BONK): As one of Solana’s OG meme coins, $BONK is back in the spotlight, thanks to the Solana ecosystem revival. According to LetsBONK.fun, BONK has surpassed Pump.fun in on-chain activity, gaining a 193.2% surge over the period.
- MemeCore ($M): The top gainer, with a jaw-dropping +378.3% performance. Recently listed on both HTX and BN futures markets, its liquidity and social buzz continue to scale.
- Banana For Scale ($BANANAS31): A dark horse from the BNB Chain, up 347% since launch. Fueled by the light-hearted vibe and community energy, its memetic power still shows further viral marketing potential.
- Build On BNB ($BOBBSC): Another rising star of meme coin on BNB Smart Chain, $BOBBSC has surged over 200%, leveraging the BNB ecosystem’s benefits. It now plays at a low market cap, ideal for early value investment.
GameFi: Legacy Tokens, New Momentum
- FUNToken ($FUN): A veteran in the GameFi space, now seeing renewed interest. With a robust tokenomics model and real in-game utility, $FUN has rebounded nearly by 94%, positioning itself as a strong recovery asset in the GameFi comeback story.
DeFi + RWA: Real-World Asset Tokenization Heats Up
- Maple Finance ($SYRUP): The rising star of DeFi’s institutional pivot, specializing in on-chain credit and RWA lending. While Maple is tokenizing high-quality real-world assets with strong compliance narratives, $SYRUP has gained a 71.1% increase since its launch on HTX, driven by demand for yield-generating, regulation-friendly assets.
Beyond the Charts: Why These Projects Matter

These seven assets in HTX’s Crypto Gem Hunt #8 share a key trait: they are actively delivering on their narratives, not just promising them. From TRON’s growing real-world footprint to BONK’s strong rise on Solana, from the explosive virality of MemeCore and Build On BNB to the yield-driven momentum of Maple behind RWA’s building, these aren’t flash-in-the-pan plays. They’re structurally supported stories with runway left to go.

HTX’s research team carefully tracks narrative fulfillment, not just speculation. This forward-focused methodology aims to help users identify long-term value, especially as retail sentiment continues to chase short-term price spikes. As the market heats up and narratives rotate at breakneck speed, the report stands as a reminder that the next bull cycle won’t be won by hype alone and the true gems may already be on-chain yet underexposed.

About HTX

Founded in 2013, HTX has evolved from a virtual asset exchange into a comprehensive ecosystem of blockchain businesses that span digital asset trading, financial derivatives, research, investments, incubation, and other businesses.

As a world-leading gateway to Web3, HTX harbors global capabilities that enable it to provide users with safe and reliable services. Adhering to the growth strategy of “Global Expansion, Thriving Ecosystem, Wealth Effect, Security & Compliance,” HTX is dedicated to providing quality services and values to virtual asset enthusiasts worldwide.

To learn more about HTX, please visit https://www.htx.com/ or HTX Square, and follow HTX on X, Telegram, and Discord. For further inquiries, please contact glo-media@htx-inc.com.

Disclaimer: This content is provided by HTX. The statements, views, and opinions expressed in this content are solely those of the content provider and do not necessarily reflect the views of this media platform or its publisher. We do not endorse, verify, or guarantee the accuracy, completeness, or reliability of any information presented. We do not guarantee any claims, statements, or promises made in this article. This content is for informational purposes only and should not be considered financial, investment, or trading advice. Investing in crypto and mining-related opportunities involves significant risks, including the potential loss of capital. It is possible to lose all your capital. These products may not be suitable for everyone, and you should ensure that you understand the risks involved. Seek independent advice if necessary. Speculate only with funds that you can afford to lose. Readers are strongly encouraged to conduct their own research and consult with a qualified financial advisor before making any investment decisions. However, due to the inherently speculative nature of the blockchain sector—including cryptocurrency, NFTs, and mining—complete accuracy cannot always be guaranteed. Neither the media platform nor the publisher shall be held responsible for any fraudulent activities, misrepresentations, or financial losses arising from the content of this press release. In the event of any legal claims or charges against this article, we accept no liability or responsibility. Globenewswire does not endorse any content on this page.

Legal Disclaimer: This media platform provides the content of this article on an “as-is” basis, without any warranties or representations of any kind, express or implied. We assume no responsibility for any inaccuracies, errors, or omissions. We do not assume any responsibility or liability for the accuracy, content, images, videos, licenses, completeness, legality, or reliability of the information presented herein. Any concerns, complaints, or copyright issues related to this article should be directed to the content provider mentioned above.

Photos accompanying this announcement are available at

https://www.globenewswire.com/NewsRoom/AttachmentNg/deca9b48-dad7-4a6d-8fe4-3af239cdbffc

https://www.globenewswire.com/NewsRoom/AttachmentNg/8b5e38fd-5db0-44c2-9ccf-4718fe9e6bdc

The MIL Network –
July 22, 2025
MIL-OSI Banking: Seoul Searching: How Galaxy AI Became My Travel Companion in South Korea

Source: Samsung

Experiencing South Korea as both a traveler and a Samsung Brand Manager was an opportunity to see how our technology could help turn my jam-packed itinerary into something seamless. From overcoming jet lag to translating conversations on the fly and even recreating meals when I got home, Galaxy AI became more than a tool – it was a true travel companion.
Prepping for Jet Lag, AI Style

Before I boarded the flight to South Korea, I already had a plan in place for managing jet lag, thanks to Galaxy AI1. I used the sleep coaching program2, tailored to my “Nervous Penguins” sleep style profile3 (yes, that’s a thing – find it in the Samsung Health app!), and started adjusting my routine days before I flew out.

It was all in the simple things: going to bed at the same time each night, tweaking the temperature on my thermostat, rethinking my sleep position and – surprise! – learning I snore thanks to the Galaxy Watch. A couple of extra pillows later and I was steadily improving my Sleep Score with deep, uninterrupted rest. Thanks to the changes I made, it was the first time I arrived in a new country without feeling like I was walking through molasses.

Language Barriers? Not So Much
In a new country, the right tools make all the difference. I’d been practicing Korean through language learning apps for a few months prior to the trip, but getting around Seoul by myself was a little intimidating at first. Hailing a cab was easy, but pronouncing directions or street names was a challenge. Galaxy AI’s Live Translate tools, especially Listening and Conversation Mode, made communication not just possible, but genuinely connective. I even chatted with drivers about where I’m from (New York), and more than once got a “Go Yankees!” in return. It was a reminder that language should be a bridge, not a barrier.

Capturing the Moment

Some of the most magical moments came through the lens of my Galaxy Z Flip6. At Bukchon Hanok Village (with its postcard-perfect streets packed with visitors), I didn’t have to stress about getting the perfect photo. Instead, I captured what I could and used Object Eraser to clean up the background later by tapping the tools icon and highlighting them. The result was exactly what I wanted: clean, focused photos that captured the energy of the place without wasting time waiting for the picture perfect moment.

Tastes Worth Tracking Down
I’m a big foodie, so naturally, my camera roll was full of street eats – and Circle to Search4 became my secret weapon. Whether live searching in the moment or when I was craving beef KBBQ days after landing back home, I used photos from my trip to find similar recipes instantly. Pairing that with the Samsung Food+ app meant I could re-create some of those dishes – I went from “that looks delicious” to “here’s how to cook it” in minutes. AI even helped me rate the healthiness of each dish, so I didn’t feel totally off-track after the trip.

Finding Routine on the Road

But maybe the biggest gift Galaxy AI gave me was routine – something that’s so easy to lose when you travel. After learning that repetition is key for good sleep from the Galaxy Watch’s sleep coach, I developed easy nighttime habits. I programmed my devices to allow social media scrolling only between 8–10PM with Do Not Disturb in the background, and dark mode kicking in after. It was a small thing, but it helped me wind down, unplug and reset. Even thousands of miles away from home, I still felt grounded.

This trip was the first time I traveled with tech that didn’t just document the journey or help make it more fun, but it truly enhanced it from beginning to well beyond the end. With Galaxy AI as my travel companion, I didn’t just navigate Seoul – I truly experienced it. And I came back with memories, habits and a camera roll full of photos that, thanks to AI, look as good as they felt in the moment.

MIL OSI Global Banks –

July 22, 2025

Category: Technology

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Key 2Q 2025 Highlights

2Q 2025 Highlights

Consolidated: Strong financial performance with significant increases in net income, adjusted EBITDA5, earnings per share (EPS) and cash flow

Broadband: Verizon continued to take broadband market share by offering customers unparalleled choice and flexibility

Verizon Consumer: Customer engagement with offerings fueled a 6.9 percent year-over-year increase in Consumer revenue, which reached $26.6 billion in second-quarter 2025

Verizon Business: Strong execution increased operating income 27.6 percent year-over-year

Outlook and guidance

Forward-looking statements