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Category: Trade

  • MIL-OSI Canada: Friday, June 6, 2025

    Source: Government of Canada – Prime Minister

    National Capital Region, Canada

    Note: All times local

    10:10 a.m. The Prime Minister will deliver remarks and meet with community members at an Eid al-Adha celebration.

    EY Centre

    Note for media:

    • Pooled coverage

    12:30 p.m. The Prime Minister will hold a media availability. He will be joined by the President of the King’s Privy Council for Canada and Minister responsible for Canada-U.S. Trade, Intergovernmental Affairs and One Canadian Economy, Dominic LeBlanc, the Minister of Transport and Internal Trade, Chrystia Freeland, and the Minister of Energy and Natural Resources, Tim Hodgson.

    Third Floor Foyer
    West Block
    Parliament Hill

    Notes for media:

    • Open coverage

    • Media wishing to cover the event must be accredited with the Canadian Parliamentary Press Gallery.

    MIL OSI Canada News –

    June 6, 2025

  • MIL-OSI Canada: Minister Sidhu meets with Maroš Šefčovič, European Commissioner for Trade and Economic Security

    Source: Government of Canada News

    June 5, 2025 – Paris, France – Global Affairs Canada

    The Honourable Maninder Sidhu, Minister of International Trade, met Maroš Šefčovič, European Commissioner for Trade and Economic Security, at the Organisation for Economic Co-operation and Development (OECD) Ministerial Council Meeting (MCM) held on June 3 and 4, 2025, in Paris, France.

    Minister Sidhu and Commissioner Šefčovič discussed the importance of supporting the rules-based trading system, as well as continuing to collaborate, including among G7 members, in support of an open, stable and predictable trade environment. They also discussed ways to expand Canada-EU trade, including through the implementation of the Canada-European Union Comprehensive Economic and Trade Agreement.

    The EU market, comprising 27 member states, is Canada’s second-largest global trading partner for goods and services after the United States. Strengthening trade ties with the EU is key to ensuring Canadian businesses and industries have access to diverse markets and partners and supporting economic growth and jobs on both sides of the Atlantic Ocean.

    Related products

    Associated links

    MIL OSI Canada News –

    June 6, 2025

  • MIL-OSI Canada: Minister Sidhu champions rules-based trade with Canada’s Organisation for Economic Co-operation and Development and World Trade Organization partners

    Source: Government of Canada News

    June 5, 2025 – Paris, France – Global Affairs Canada

    The Honourable Maninder Sidhu, Minister of International Trade, this week concluded his participation in the Organisation for Economic Co-operation and Development (OECD) Ministerial Council Meeting (MCM) and World Trade Organization (WTO) mini-ministerial meeting, in Paris, France.

    At the OECD MCM, Minister Sidhu reaffirmed Canada’s support for the rules-based global trading system and its underpinning values. These include reinforcing the open, stable markets that ensure predictability amidst economic uncertainty, responsibly developing artificial intelligence and standing up for Ukraine. Canada served as vice-chair of the OECD MCM alongside Australia and Lithuania, under the chairship of Costa Rica.

    At the meeting, Canada and the Philippines formally took on the role of the 2025 to 2028 co-chairs of the OECD Southeast Asia Regional Programme (SEARP), a program that was created to address economic and development challenges in Southeast Asia. Minister Sidhu announced that Canada will contribute $2 million to support SEARP’s activities, which align with Canada’s Indo-Pacific Strategy and Strategic Partnership with ASEAN.

    At the WTO mini-ministerial meeting, Minister Sidhu advocated for deep and meaningful reforms of the WTO to ensure its rules are modernized and continue to support a rules-based global trading system. Canada also called for a pragmatic approach to the WTO’s 14th Ministerial Conference that considers current economic challenges.

    While in Paris, the Minister also hosted a business round table with Canadian companies active in the French market. As Canada seeks to strengthen its collaboration with reliable trading partners, the Minister heard the business representatives’ first-hand perspectives on the opportunities for Canadian businesses in France. 

    MIL OSI Canada News –

    June 6, 2025

  • MIL-OSI Russia: IMF Executive Board Discusses The 4th Financing for Development Conference—Contribution of the IMF to the International Financing for Development Agenda

    Source: IMF – News in Russian

    June 5, 2025

    Washington, DC: On June 3, the Executive Board of the International Monetary Fund (IMF) discussed the staff paper on the contribution of the IMF to the international financing for development agenda, prepared in view of the 4th Financing for Development Conference (FfD4) to be held in Sevilla, Spain from June 30 to July 3, 2025. The paper outlines the challenging context for development, updates staff’s assessment on the achievability of Sustainable Development Goals (SDGs), and proposes actions to accelerate development progress.

    The series of shocks since 2020 has added to longstanding structural challenges, with low-income and fragile countries affected the most. Debt vulnerabilities deserve attention, particularly for low-income countries. While debt appears sustainable for most countries, many are facing high interest costs and elevated refinancing needs that constrain their ability to finance critical spending necessary to progress on their development path. Against this background, achieving the Sustainable Development Goals by 2030 appears increasingly unlikely.

    Accelerating development progress will require a major collective effort, including advancing a strong domestic reform agenda, providing adequate international support to complement and facilitate domestic reforms, and proactively addressing debt vulnerabilities. Importantly, while developing countries share many characteristics, increasing heterogeneity across countries calls for appropriate differentiation in countries’ policy and reform agenda, as well as in the support from the international community.

    The IMF has a strong role to play in supporting countries maintain or restore macroeconomic and financial stability, which is a key condition to enable sustainable growth and development. Through its surveillance, capacity development, and financial support to countries faced with balance of payment needs, the IMF helps countries advance this agenda, including through continuous adjustments in its policies to ensure they remain fit for purpose and aligned with evolving needs of the membership. It also plays a leading role on debt and the global debt architecture, through its monitoring of debt vulnerabilities and debt sustainability assessments and further enhancing its work to tackle debt challenges and improve debt restructuring processes, including through the Common Framework and progress at the Global Sovereign Debt Roundtable. In all these activities, the IMF collaborates closely with partners, particularly the World Bank.

    Executive Board Assessment[1]

    Executive Directors welcomed the opportunity to discuss the contribution of the IMF to the international financing for development agenda, as well as the review of recent experiences in the IMF’s collaboration with the World Bank, ahead of the 4th Financing for Development Conference. Directors concurred with staff’s analysis of the challenging context for development, as the series of shocks since 2020 has added to longstanding structural challenges weighing on economic and social progress in developing countries, with low‑income and fragile countries affected the most.

    Directors agreed that debt vulnerabilities deserve specific attention, in particular for low‑income countries. They noted that, while debt appears sustainable for most countries under baseline assumptions, uncertainties and risks to the baseline have increased significantly. In addition, many countries face high interest costs and elevated refinancing needs that constrain their ability to finance critical spending necessary to progress on their development path.

    Directors noted with regret that achieving the sustainable developments goals (SDGs) by 2030 appears increasingly unlikely, as it would require financing that exceeds credible assumptions and surpasses what countries could absorb without creating additional macroeconomic imbalances.

    Directors agreed that accelerating development progress requires a major collective effort comprising strong domestic reforms, significant international support, and proactively addressing debt vulnerabilities. They noted that, while developing countries share many characteristics, increasing heterogeneity across countries calls for appropriate differentiation in countries’ policy and reform agenda, as well as in the support from the international community.

    Directors emphasized the importance of advancing a strong domestic reform agenda to maintain or promote a stable and sound macroeconomic and financial environment and boost private‑sector led growth and job creation. This includes increasing the efficiency of public spending and optimizing the use of available resources, mobilizing domestic resources, strengthening debt management, and improving governance. These reforms are also key to increase resilience against external shocks.

    Directors also agreed that international support, through well‑coordinated and sequenced capacity development (CD), and additional public and private financing, will be critical to complement and facilitate domestic reforms. They underlined the importance of proactively addressing debt challenges and supported the proposed approach to: (i) improve further debt restructuring processes to ensure countries with unsustainable debt have access to timely and sufficiently deep debt relief, building on progress already made in particular under the Common Framework and through the work at the Global Sovereign Debt Roundtable (GSDR); and (ii) accelerate the implementation of the “3‑pillar approach” to help countries with sustainable debt and a robust reform agenda, where productive spending is crowded out by high debt service. They welcomed the recent publication of the GSDR “Restructuring Playbook” and supported further strengthening the IMF’s contribution to help address debt vulnerabilities, consistent with its role and policies and respecting its duty of neutrality. They also underlined the importance of further enhancing debt transparency and the accuracy of debt data.

    Directors agreed that, while the IMF is not a development institution, it has a strong role to play to help member countries maintain or restore macroeconomic and financial stability, which is a key condition to enable sustainable growth and development. They underlined the importance of IMF surveillance, CD, and financial support to members faced with balance of payment needs, to achieve this objective, and looked forward to the upcoming comprehensive surveillance review and review of program design and conditionality. Directors highlighted the recent reforms to ensure that the lending framework remains fit for purpose, including the finalization in October 2024 of the review of the Poverty Reduction and Growth Trust (PRGT) facilities and financing and the review of the Charges and the Surcharge Policy, and the significant expansion of CD delivery over time, with a strong emphasis on supporting low‑income countries and fragile and conflict‑affected states. In this context, some Directors saw room to further scale up the IMF’s concessional facilities and CD support. Some others cautioned against placing greater emphasis in IMF‑supported programs on development spending needs and higher financing volumes. Directors supported the continued active role of the IMF on debt issues and its sustained engagement in international efforts to address debt vulnerabilities. Some Directors noted that a greater emphasis in the paper on the IMF’s existing work on climate would have better illustrated that the Fund is already actively contributing to help address these challenges, in line with its mandate. A few Directors also highlighted the macro‑critical nature of inequality and its impact on long‑term stability and development, and supported a deeper analytical and operational engagement on these fronts within the Fund’s existing mandate.

    Directors underlined the importance of IMF collaboration with partners, in particular the World Bank and relevant UN agencies, building on comparative advantages and consistent with each institution’s mandate. They welcomed the review of recent experiences in the IMF’s collaboration with the World Bank and underscored the critical importance of maintaining or further deepening this efficient collaboration, leveraging the respective expertise of both institutions for an optimal division of work and avoiding duplication.

    Directors underscored the importance of clear communication to promote a better public understanding of the institution’s unique role, mandate, and activities in fostering macroeconomic and financial stability, which is a prerequisite for sustainable growth and development.

    [1] An explanation of any qualifiers used in summing up can be found here: http://www.IMF.org/external/np/sec/misc/qualifiers.htm.

    IMF Communications Department
    MEDIA RELATIONS

    PRESS OFFICER: Randa Elnagar

    Phone: +1 202 623-7100Email: MEDIA@IMF.org

    @IMFSpokesperson

    https://www.imf.org/en/News/Articles/2025/06/05/pr25184-imf-discusses-4th-financing-dev-conference-contribution-imf-intl-financing-for-dev-agenda

    MIL OSI

    MIL OSI Russia News –

    June 6, 2025

  • MIL-OSI: Xtract One Announces Third Quarter Fiscal 2025 Results

    Source: GlobeNewswire (MIL-OSI)

    TORONTO, June 05, 2025 (GLOBE NEWSWIRE) —  Xtract One Technologies Inc. (TSX: XTRA) (OTCQX: XTRAF) (FRA: 0PL) (“Xtract One” or the “Company”) a leading technology-driven threat detection and security solution that prioritizes the patron access experience by leveraging AI, today announced fiscal third quarter results for the three months ended April 30, 2025. All information is in Canadian dollars unless otherwise indicated.

    Third Quarter Highlights

    • Quarterly revenue of $3.5 million for the three months ended April 30, 2025 versus $4.7 million in the prior-year period.
    • Gross margin of 57% for the third quarter of fiscal 2025 versus 58% in the prior-year period.
    • Total contract value of new bookings1 was $4.6 million for the three months ending April 30, 2025 as compared to $9.5 million for the same period last year.
    • Contractual backlog was $15.4 million at the end of the third quarter as compared to $13.8 million in the prior-year period, excluding an additional $21.1 million of agreements pending installation1 versus approximately $12.8 million at the end of the third quarter of fiscal 2024.
    • Subsequent to the quarter, the Company announced that its new innovative security platform, Xtract One Gateway, has been certified in Canada and the U.S and is on track to start shipping in July, with a current aggregate order value of approximately $6.7 million across five different customers. The Company has completed numerous demonstrations and trials across the education, healthcare and manufacturing and distribution markets.

    “While revenue was lower than anticipated for the quarter due to some delayed deployments, we remain on track for a solid year of performance and continue to have a growing backlog that strengthens our outlook for the future,” stated Peter Evans, Chief Executive Officer of Xtract One. “As recently announced, our Xtract One Gateway will start shipping this July, and we already have $6.7 million of orders in hand. While increasing our expectations for the quarters to come, recent investments in inventory and product rollout reduced our cash level during the period, which was expected. At the same time, we’ve announced several exciting developments including new wins with the Colorado Rockies and an international entertainment giant which, along with other awards, position us well for the year ahead. We remain upbeat about the fourth quarter and look to end fiscal 2025 on a high note.”

    Financial Results for the Three Month Period Ended April 30, 2025

    Consolidated revenue was $3.5 million for the three months ended April 30, 2025 as compared to $4.7 million for the same period last year, reflecting timing of order deployments. Gross profit was $2.0 million, or a gross profit margin of 57%, in the fiscal 2025 third quarter versus $2.7 million, or a gross profit margin of 58%, in the prior-year period.

    Comprehensive loss was $3.3 million for the three month period ended April 30, 2025 as compared to $2.7 million for the same period in fiscal 2024, reflecting a reduced gross profit offset by lower overall operating costs.

    This press release should be read in conjunction with the Company’s Unaudited Condensed Consolidated Interim Financial Statements, prepared in accordance with International Financial Reporting Standards (“IFRS”) and the Company’s Management’s Discussion and Analysis for the three and nine month periods ended April 30, 2025 and 2024, which can be found on the Company’s website and under the Company’s profile on SEDAR+ at www.sedarplus.ca.

    Conference Call Details

    Xtract One will host a conference call to discuss its results tomorrow, June 6, 2025 at 10:00 am EST. Peter Evans, Xtract One CEO and Director, and Karen Hersh, CFO and Corporate Secretary, will provide an overview of the interim financial results along with management’s outlook for the business, followed by a question-and-answer period.

    The webcast and presentation will be accessible on the company’s website. The webcast can be accessed here and the telephone number for the conference call is 844-481-3016 (412-317-1881 for international callers).

    About Xtract One Technologies

    Xtract One Technologies is a leading technology-driven threat detection and security solution leveraging AI to provide seamless and secure patron access control experiences. The Company makes unobtrusive weapons and threat detection systems that are designed to assist facility operators in prioritizing- and delivering improved “Walk-right-In” experiences while enhancing safety. Xtract One’s innovative portfolio of AI-powered Gateway solutions excels at allowing facilities to discreetly screen and identify weapons and other threats at points of entry and exit without disrupting the flow of traffic. With solutions built to serve the unique market needs for schools, hospitals, arenas, stadiums, manufacturing, distribution, and other customers, Xtract One is recognized as a market leader delivering the highest security in combination with the best individual experience. For more information, visit www.xtractone.com or connect on Facebook, Twitter, and LinkedIn. 

    About Threat Detection and Security Solutions

    Xtract One solutions, when properly configured, deployed, and utilized, are designed to help enhance safety and reduce threats. Given the wide range of potential threats in today’s world, no threat detection system is 100% effective. Xtract One solutions should be utilized as one element in a multilayered approach to physical security.

    For further information, please contact:

    Xtract One Inquiries: info@xtractone.com, http://www.xtractone.com    
    Media Contact: Kristen Aikey, JMG Public Relations, 212-206-1645, kristen@jmgpr.com
    Investor Relations: Chris Witty, Darrow Associates, 646-438-9385, cwitty@darrowir.com

    1Supplementary Financial Measures:

    The Company utilizes specific supplementary financial measures in this earnings release to allow for a better evaluation of the operating performance of the Company’s business and facilitates meaningful comparison of results in the current period with those in prior periods and future periods. Supplementary financial measures do not have any standardized meaning prescribed under IFRS and therefore may not be comparable to measures presented by other companies. Supplementary financial measures presented in this earnings release include ‘Agreements pending installation’ and ‘Total contract value of new bookings.’ Agreements pending installation reflects total value of signed contracts awarded to the Company that has not been installed at the customer site. ‘Total contract value of new bookings’ is comprised of all new contracts signed and awarded to the Company, regardless of the performance obligations outstanding as of the end of the reporting period. Total contract value is the aggregate value of sales commitments from customers as at the end of the reporting period without consideration of the Company’s completion of the associated performance obligations outlined in each contract.

    CAUTIONARY DISCLAIMER STATEMENT:

    This news release contains forward-looking statements within the meaning of applicable securities laws that are not historical facts. Forward-looking statements are often identified by terms such as “will”, “may”, “should”, “anticipates”, “expects”, “believes”, and similar expressions or the negative of these words or other comparable terminology. All statements other than statements of historical fact, included in this release are forward-looking statements that involve risks and uncertainties. There can be no assurance that such statements will prove to be accurate and actual results and future events could differ materially from those anticipated in such statements. Important factors that could cause actual results to differ materially from the Company’s expectations include but are not limited to the risks detailed from time to time in the continuous disclosure filings made by the Company with securities regulations. The reader is cautioned that assumptions used in the preparation of any forward-looking information may prove to be incorrect. Events or circumstances may cause actual results to differ materially from those predicted, as a result of numerous known and unknown risks, uncertainties, and other factors, many of which are beyond the control of the Company. The reader is cautioned not to place undue reliance on any forward-looking information. Such information, although considered reasonable by management at the time of preparation, may prove to be incorrect and actual results may differ materially from those anticipated. Forward-looking statements contained in this news release are expressly qualified by this cautionary statement. The forward-looking statements contained in this news release are made as of the date of this news release and the Company will update or revise publicly any of the included forward-looking statements only as expressly required by applicable law.

    No securities exchange or commission has reviewed or accepts responsibility for the adequacy or accuracy of this release.

    Unaudited Interim Statements of Loss and Comprehensive Loss for the Three and Nine Months Ended April 30, 2025 and 2024

    The following table is extracted from the Company’s unaudited condensed consolidated interim financial statements and presented in Canadian dollars to demonstrate the Statements of Loss and Comprehensive loss for the three and nine months ended April 30, 2025 and 2024:

          Three months ended April 30,   Nine months ended April 30,  
            2025       2024       2025       2024    
                         
    Revenue   $ 3,466,433     $ 4,683,639     $ 10,506,459 $ 10,720,050  
                         
    Cost of revenue     1,489,181       1,977,223       3,811,031       4,145,551    
                         
    Gross profit   $ 1,977,252     $ 2,706,416     $ 6,695,428     $ 6,574,499    
                         
    Operating expenses                  
      Selling and marketing   $ 1,563,446     $ 1,259,445     $ 4,451,180     $ 4,066,829    
      General and administration     1,854,764       1,936,552       5,367,644       5,277,387    
      Research and development     1,638,988       2,182,756       5,078,617       5,967,553    
      Loss on inventory write-down     26,868       4,167       308,297       111,180    
      Loss on retirement of assets     2,029       40,538       23,704       40,538    
    Total operating expenses   $ 5,086,095     $ 5,423,458     $ 15,229,442     $ 15,463,487  
                         
    Loss before the undernoted     (3,108,843 )     (2,717,042 )     (8,534,014 )     (8,888,988 )  
                         
    Other income                  
      Interest and other income     28,606       44,704       170,196       197,287    
                         
    Net loss for the period   $ (3,080,237 )   $ (2,672,338 ) $ (8,363,818 )   $ (8,691,701 )
                         
    Other comprehensive income (loss) for the period                
      Currency translation differences for foreign operations     (197,348 )     –       348,771       –    
                         
    Comprehensive loss for the period   $ (3,277,585 )   $ (2,672,338 ) $ (8,015,047 )   $ (8,691,701 )
                         
    Weighted average number of shares     218,426,987       200,110,734       218,415,199       198,924,490    
                         
    Basic and diluted loss per share   $ (0.02 )   $ (0.01 )   $ (0.04 )   $ (0.04 )  
                         

    Unaudited Interim Statements of Financial Position as of April 30, 2025 and July 31, 2024

    The following table is extracted from the Company’s unaudited condensed consolidated interim financial statements and presented in Canadian dollars to demonstrate the Company’s financial position as of April 30, 2025 and July 31, 2024:

          April 30, 2025   July 31, 2024
    Assets        
    Current assets        
      Cash and cash equivalents (Note 15)   $ 1,921,103     $ 8,628,521  
      Receivables (Note 4)     1,301,903       3,862,199  
      Prepaid expenses and deposits     2,423,043       949,012  
      Current portion of deferred cost of revenue (Note 6)     397,649       371,309  
      Inventory (Note 5)     3,463,467       3,688,246  
               
            9,507,165       17,499,287  
               
    Property and equipment (Note 7)     2,326,031       2,135,956  
    Intangible assets (Note 8)     4,730,705       4,465,755  
    Non-current portion of deferred cost of revenue (Note 6)     280,467       496,868  
    Right of use assets (Note 9)     928,941       344,304  
               
    Total assets   $ 17,773,309     $ 24,942,170  
               
    Liabilities        
    Current liabilities        
      Accounts payable and accrued liabilities   $ 1,771,976     $ 3,991,292  
      Current portion of deferred revenue (Note 10)     5,247,967       3,443,524  
      Current portion of lease liability (Note 9)     156,797       190,400  
               
            7,176,740       7,625,216  
    Non-Current liabilities        
      Non-current portion of deferred revenue (Note 10)     2,841,068       3,155,579  
      Non-current portion of lease liability (Note 9)     923,972       190,526  
               
          $ 10,941,780     $ 10,971,321  
               
    Shareholders’ equity        
      Share capital (Note 13)   $ 144,398,090     $ 144,372,452  
      Contributed surplus     17,014,039       16,163,950  
      Accumulated deficit     (154,929,371 )     (146,565,553 )
      Accumulated other comprehensive income     348,771       –  
               
          $ 6,831,529     $ 13,970,849  
               
    Total liabilities and shareholders’ equity   $ 17,773,309     $ 24,942,170  
               

    Unaudited Interim Statements of Cash Flows for the Nine Months Ended April 30, 2025 and 2024

    The following table is extracted from the Company’s unaudited condensed consolidated interim financial statements and presented in Canadian dollars to demonstrate the Company’s cash flows for the nine month periods ended April 30, 2025 and 2024:

            Nine months ended April 30,    
              2025       2024      
    Cash flow used in operating activities            
      Loss for the period   $ (8,363,818 )   $ (8,691,701 )    
      Adjustment for:            
        Share-based compensation (Notes 13, 14)     858,758       668,555      
        Depreciation (Notes 7, 9, 12)     1,084,022       938,567      
        Amortization (Notes 8, 12)     637,279       604,425      
        Finance cost (Notes 9)     34,020       17,839      
        Loss on retirement of assets     23,704       40,538      
        Loss on inventory (Note 5)     308,297       111,180      
                     
              (5,417,738 )     (6,310,597 )    
      Changes in non-cash working capital            
        Receivables     2,610,436       (3,266,008 )    
        Prepaid expenses and deposits     (1,469,555 )     334,746      
        Inventory     (793,081 )     (3,664,444 )    
        Deferred cost of revenue (Note 6)     190,061       172,754      
        Accounts payable and accrued liabilities     (2,232,051 )     942,696      
        Deferred revenue     1,540,851       5,357,879      
                     
      Cash used in operating activities     (5,571,077 )     (6,432,974 )    
                     
    Cash flow used in investing activities            
      Purchase of property, plant and equipment (Note 7)     (185,045 )     –      
      Internally developed intangible assets (Note 8)     (729,730 )     –      
      Proceeds from disposal of property, plant and equipment     1,000       –      
      Acquisition of right of use asset (Note 9)     (5,028 )     –      
                     
      Cash used in investing activities     (918,803 )     –      
                     
    Cash flow used in financing activities            
      Proceeds on issue of share capital     16,970       8,131,985      
      Lease payments (Note 9)     (214,358 )     (286,066 )    
                     
      Cash (used) received in financing activities     (197,388 )     7,845,919      
                     
      Effect of exchange rate changes on cash and cash equivalents   (20,150 )     –      
                     
    Net (decrease) increase in cash and cash equivalents for the period $ (6,707,418 )   $ 1,412,945      
                     
    Cash and cash equivalents beginning of the period   8,628,521       8,327,449      
                     
    Cash and cash equivalents end of the period   $ 1,921,103     $ 9,740,394      
                     

    The MIL Network –

    June 6, 2025

  • MIL-OSI United Kingdom: We applaud Syria’s determination to ensure Assad’s chemical weapons programme is destroyed: UK statement at the UN Security Council

    Source: United Kingdom – Executive Government & Departments

    Speech

    We applaud Syria’s determination to ensure Assad’s chemical weapons programme is destroyed: UK statement at the UN Security Council

    Statement by Caroline Quinn, UK Deputy Political Coordinator, at the UN Security Council meeting on Syria.

    Let me start by welcoming the strong commitment of the Syrian government to turn the page of history. We applaud Syria’s determination to ensure once and for all that the Assad era chemical weapons programme is destroyed.

    The UK is greatly encouraged by Syria’s operational and logistical support to the deployments carried out by the Organisation for the Prohibition of Chemical Weapons, including access to sites and people, and by Syria’s commitment to engage with the international community.

    We also welcome the OPCW Technical Secretariat’s deployments to Syria in March and April. The persistence and professionalism shown by OPCW staff in Syria has been exceptional. As has the consistently high quality of the Technical Secretariat’s work on this important file in a very challenging technical environment.

    Important progress has been made towards setting up OPCW offices in Syria and the collection and analysis of samples.

    These are vital steps towards Syria’s full implementation of the Chemical Weapons Convention and UN Security Council resolution 2118, which the Assad regime so flagrantly violated.

    There is, however, President, much more work to do in a difficult operational environment. 

    Due to the secrecy and complexity of Assad’s illegal chemical weapons programme, the precise extent of the challenge ahead is still unknown.

    Allow me to make three brief points. 

    Firstly, both the Syrian government and the OPCW will need to be operationally agile to address any proliferation or health risks found in inspecting sites of concern.

    The OPCW’s role is vital. As mandated by the Chemical Weapons Convention and by resolution 2118, the OPCW must verify the Syrian-led declaration and destruction of any remaining elements of Assad’s chemical weapons programme.

    Secondly, to achieve this, the OPCW will need technical, financial and logistical assistance from the international community.

    The OPCW has provided States Parties with its estimated costs for its work in Syria. 

    The UK has already provided more than $1 million to the OPCW Syria Missions to support their immediate work and will look to provide further assistance. 

    We join High Representative Nakamitsu in encouraging others to also provide the necessary resources. In particular, President, we welcome Qatar’s role in representing Syria at the OPCW in The Hague.

    Finally, military action by neighbouring states risks delaying OPCW deployments as well as the preservation of evidence at chemical weapons sites. We therefore urge Israel to de-escalate their actions in Syria.

    President, we have a historic opportunity to rid Syria of Assad’s chemical weapons. 

    Let us do our part to support Syria and the OPCW, to enable the new Syrian government to finally close the file on the scourge of chemical weapons use, and on this dark chapter in Syria’s history.

    Updates to this page

    Published 5 June 2025

    MIL OSI United Kingdom –

    June 6, 2025

  • MIL-OSI: IDT Corporation Reports Third Quarter 2025 Results

    Source: GlobeNewswire (MIL-OSI)

    Gross Profit +15% Year-over-Year to $112 MM; Record Gross Profit Margin of 37.1%
    Income from Operations +133% to $27 MM; Adjusted EBITDA +57% to $32 MM
    GAAP EPS Increased to $0.86 from $0.22; Non-GAAP EPS Increased to $0.90 from $0.38

    NEWARK, NJ, June 05, 2025 (GLOBE NEWSWIRE) — IDT Corporation (NYSE: IDT), a global provider of fintech, cloud communications, and traditional communications solutions, today reported results for its third quarter fiscal year 2025, the three months ended April 30, 2025.

    THIRD QUARTER HIGHLIGHTS

    (Throughout this release, unless otherwise noted, results for the third quarter of fiscal year 2025 (3Q25) are compared to the third quarter of fiscal year 2024 (3Q24). All earnings per share (EPS) and other ‘per share’ results are per diluted share.)

      ● Key Businesses / Segments
      ○ NRS
      ■ Recurring revenue: +23% to $29.4 million;
      ■ Income from operations: +29% to $6.2 million;
      ■ Adjusted EBITDA: +29% to $7.2 million;
      ■ ‘Rule of 40’ score: 49;
      ○ BOSS Money / Fintech segment
      ■ BOSS Money transactions: +27% to 6.0 million;
      ■ BOSS Money revenue: +25% to $34.4 million;
      ■ Fintech segment gross profit: +31% to $22.6 million;
      ■ Fintech segment income from operations: +$4.9 million, to $4.3 million;
      ■ Fintech segment Adjusted EBITDA: +$4.8 million, to $5.0 million;
      ○ net2phone
      ■ Subscription revenue: +7% to $21.5 million (+11% on a constant currency basis);
      ■ Income from operations: +188% to $1.4 million;
      ■ Adjusted EBITDA: +50% to $3.2 million;
      ○ Traditional Communications
      ■ Gross profit: +5% to $43.4 million;
      ■ Income from operations: +39% to $17.3 million;
      ■ Adjusted EBITDA: +30% to $19.3 million;
      ● IDT Consolidated
      ○ Revenue: +1% to $302.0 million;
      ○ Gross profit (GP) / margin: GP +15% to $112.0 million; GP margin +470 bps to 37.1%;
      ○ Income from operations: +133% to $26.6 million;
      ○ GAAP EPS: Increased to $0.86 from $0.22;
      ○ Non-GAAP EPS: Increased to $0.90 from $0.38;
      ○ Adjusted EBITDA: +57% to $32.2 million;
      ○ CapEx: +14% to $5.4 million.

    REMARKS BY SHMUEL JONAS, CEO

    IDT’s third quarter was solid, with strong year-over-year gains, while slightly softer than our second quarter in part because of expected seasonal factors. Year-over-year revenue growth, and continued expansion of each of our business segments’ bottom-line results, drove a 133% year-over-year increase in consolidated income from operations, a 57% increase in consolidated Adjusted EBITDA, and a 290% increase in EPS.

    At NRS, recurring revenue increased 23% year-over-year, powered by a 37% revenue increase from NRS’ largest vertical, Merchant Services, and a 33% increase in SaaS Fees, which more than offset a 12% decrease in Advertising & Data revenue. Income from operations and Adjusted EBITDA were both up by 29% year-over-year, and the business has generated a record $32 million in Adjusted EBITDA over the past twelve months.

    Looking ahead, we continue to focus on developing new offerings that leverage the NRS platform to enable retailers to compete more effectively with large retail chains. For instance, independent neighborhood retailers have not yet meaningfully benefitted from the consumer shift to online ordering and delivery. We are working to change that by integrating our network with online ordering and delivery platforms, enabling retailers on the NRS network to provide hyper-fast local delivery of sundries and prepared foods. The 100 or so retailers we have signed up so far are already receiving, in aggregate, over 2000 delivery orders a week.

    BOSS Money, our remittance platform, increased transactions by 27% and revenue by 25%. The growth rates have been impacted by the deliberate shift we made last summer to prioritize gross profit per transaction in our retail channel rather than market share, and by a recent shift in customer preferences toward larger send amounts per remittance through fewer transactions. The Fintech segment, which includes BOSS Money and early stage fintech initiatives, generated over $5 million in Adjusted EBITDA – compared to $244 thousand in the year ago quarter. Looking ahead, Boss Money is working on initiatives to drive sustained long-term growth and innovations that reduce cross border friction and increase profitability.

    net2phone continued its steady progress with balanced growth in the U.S., Brazil, and Mexico. The team has done a great job growing its business while holding the line on overhead. net2phone’s Adjusted EBITDA margin reached 15% in 3Q25. net2phone began to offer its AI Agents this quarter and customers are already seeing the benefits, including enhanced efficiency. Even as we deploy AI Agents refined for specific market verticals, we are preparing to launch another AI-powered service which internally we refer to as ‘Coach.’ We think that it will be very successful.

    In our Traditional Communications segment, income from operations and Adjusted EBITDA both jumped by over 30% year-over-year to $17.3 million and $19.3 million, respectively, underscoring that this segment continues to be a long-term cash generator.

    I want to wrap up by thanking the millions of customers who put some of their hard-earned wages to work through our BOSS offerings, and the business customers around the world who rely on us to enhance their businesses and communications. Our ability to provide these services depends on the dedication of our employees who have been executing and innovating on so many fronts, and on our stockholders who entrust us with their capital. I am grateful for your continued patronage and support.

    (This release discloses certain Non-GAAP financial measures (Adjusted EBITDA, Non-GAAP EPS and NRS ‘Rule of 40’) as well as certain Key Performance Metrics (net2phone subscription revenue, netphone constant currency subscription revenue growth rate, net2phone operating margin, net2phone Adjusted EBITDA margin, NRS Monthly Average Recurring Revenue, and BOSS Money transactions and digital send volume). Please see the explanations of those measures and metrics, the reasons for their inclusion and reconciliations at the end of this release.)

    3Q25 RESULTS BY SEGMENT

    National Retail Solutions (NRS)

    National Retail Solutions (NRS)
    (Terminals and accounts at end of period. $ in millions, except for average revenue per terminal)

        3Q25     2Q25     3Q24     3Q25-3Q24
    (% Δ)    		  
    Terminals and payment processing accounts                                
    Active POS terminals     35,600       34,800       30,300       +17.6 %  
    Payment processing accounts     25,500       23,900       19,500       +31.1 %  
                                     
    Recurring revenue                                
    Merchant Services & Other   $ 19.7     $ 18.1     $ 14.4       +37.3 %  
    Advertising & Data   $ 5.9     $ 10.0     $ 6.7       (12.3   )%
    SaaS Fees   $ 3.9     $ 3.5     $ 2.9       +32.8   %
    Total recurring revenue   $ 29.4     $ 31.6     $ 24.0       +22.9 %  
    POS terminal sales   $ 1.7     $ 1.3     $ 1.8       (2.9   )%
    Total revenue   $ 31.1     $ 33.0     $ 25.7       +21.1 %  
                                     
    Monthly average recurring revenue per terminal   $ 279     $ 310     $ 271       +3.0   %
                                     
    Gross profit   $ 28.4     $ 30.3     $ 22.1       +28.4   %
    Gross profit margin     91.3 %     91.8 %     86.1 %     +520   bps
    Technology & development   $ 2.3     $ 2.2     $ 1.7       +32.5   %
    SG&A   $ 20.0     $ 19.0     $ 15.7       +27.8   %
    Income from operations   $ 6.2     $ 9.1     $ 4.8       +29.3   %
    Adjusted EBITDA   $ 7.2     $ 10.1     $ 5.6       +28.6   %
    CapEx   $ 1.9     $ 0.9     $ 0.9       +115.2   %


    NRS Take-Aways / Updates:

      ● NRS added approximately 900 net active terminals and approximately 1,600 net payment processing accounts during 3Q25. As mentioned in the prior quarter’s earnings release, net active terminal additions for 3Q25 included churn of approximately 300 terminals operating in seasonal stores.
      ● The 37% year-over-year increase in Merchant Services & Other revenue was driven by the increase in payment processing accounts, and by higher merchant services revenue per account, reflecting in part the ongoing, gradual migration of customer payment preference from cash to credit and debit cards.
      ● NRS Advertising & Data revenue declined 12.3% year-over-year due to NRS’ decision to slow sales to one large programmatic partner in order to limit potential bad debt risk exposure. NRS’ direct channel advertising sales, as well as sales to other programmatic partners, remained robust.
      ● NRS has begun rolling out the first of several planned integrations of its POS platform with leading online ordering and delivery services. The first integration, with DoorDash, went live this quarter.


    Fintech

    Fintech
    (Transactions and $s in millions, except for average revenue per transaction)

        3Q25     2Q25     3Q24     3Q25-3Q24
    (% Δ, $)    		  
    BOSS Money transactions     6.0       5.7       4.7         +27.0 %
                                     
    Fintech Revenue                                
    BOSS Money   $ 34.4     $ 33.5     $ 27.6         +24.7 %
    Other   $ 4.2     $ 3.3     $ 3.9         +7.0 %
    Total Revenue   $ 38.6     $ 36.8     $ 31.5         +22.5 %
                                     
    Gross profit   $ 22.6     $ 21.7     $ 17.3         +30.6 %
    Gross profit margin     58.5 %     58.9 %     54.9 %       +360 bps
    Technology & development   $ 2.2     $ 2.3     $ 2.5         (11.9 )%
    SG&A   $ 16.0     $ 16.3     $ 15.3         +5.2 %
    Income (loss) from operations   $ 4.3     $ 3.1     $ (0.6 )     +$ 4.9  
    Adjusted EBITDA   $ 5.0     $ 3.9     $ 0.2       +$ 4.8  
    CapEx   $ 0.8     $ 0.8     $ 1.0         (19.8 )%


    Fintech Take-Aways:

    ● The 27% increase in BOSS Money transactions comprised a 32% year-over-year increase in digital channel transactions and an 8% increase in retail channel transactions.
    ● BOSS Money revenue increased 25% year-over-year driven by a 31% increase in digital channel revenue.
    ● Digital channel send volume, or the amount of principal transferred by BOSS Money customers using the BOSS Money and BOSS Revolution apps, grew 40% year-over-year as customers increased their amount sent per transaction while reducing the frequency of transactions. BOSS Money is testing strategies to optimize pricing given this recent dynamic.
    ● The robust increases in the Fintech segment’s income from operations and Adjusted EBITDA were driven primarily by BOSS Money revenue and gross margin growth, coupled with improved operating leverage as BOSS Money continues to scale.


    net2phone

    net2phone
    (Seats in thousands at end of period. $ in millions)

        3Q25     2Q25     3Q24     3Q25-3Q24

    (% Δ)

    		  
    Seats     415       410       384       +7.9 %
                                     
    Revenue                                
    Subscription revenue   $ 21.5     $ 21.0     $ 20.0       +7.4 %
    Other revenue   $ 0.5     $ 0.5     $ 0.6       (25.9 )%
    Total Revenue   $ 22.0     $ 21.5     $ 20.7       +6.4 %
                                     
    Gross profit   $ 17.5     $ 17.0     $ 16.4       +6.9 %
    Gross profit margin     79.6 %     79.2 %     79.2 %     +40 bps
    Technology & development   $ 2.9     $ 2.8     $ 2.8       +4.8 %
    SG&A   $ 13.0     $ 13.0     $ 13.0       (0.3 )%
    Income from operations   $ 1.4     $ 1.1     $ 0.5       +188 %
    Adjusted EBITDA   $ 3.2     $ 2.9     $ 2.1       +50.2 %
    CapEx   $ 1.4     $ 1.8     $ 1.6       (12.5 )%


    net2phone Take-Aways:

      ● The 8% year over year increase in total seats served was powered by continued expansion in key markets led by the U.S., Brazil, and Mexico. CCaaS seats served, which generate significantly higher revenue and margin per seat, increased by 9% year-over year.
      ● Subscription revenue increased by 7% year-over-year. The increase was tempered by the FX impact of a strengthened U.S. dollar versus local currencies in Latin America. On a constant currency basis, subscription revenue increased by 11% year over year, significantly higher than its rate of seat growth, as net2phone focuses on increasing ARPU.
      ● Income from operations increased 188% and Adjusted EBITDA increased 50% year-over-year, as operating margin increased to 6% from 2%, and Adjusted EBITDA margin increased to 15% from 10% in 3Q24.
      ● In 3Q25, net2phone began to deploy AI Agents, scalable virtual assistants providing exceptional customer experiences across sales, support, and administrative tasks. AI Agents have the potential to become significant revenue growth drivers in the coming quarters.
      ● net2phone is also preparing to launch an AI-powered offering that analyzes interactions to deliver real-time insights and personalized coaching for optimized performance.


    Traditional Communications

    Traditional Communications
    ($ in millions)

        3Q25     2Q25     3Q24     3Q25-3Q24
    (% Δ)    		  
    Revenue                                
    IDT Digital Payments   $ 102.6     $ 101.6     $ 101.6       +1.0 %
    BOSS Revolution   $ 51.7     $ 53.3     $ 63.2       (18.1 )%
    IDT Global   $ 50.0     $ 51.3     $ 50.1       (0.0 )%
    Other   $ 5.9     $ 5.8     $ 6.9       (14.9 )%
    Total Revenue   $ 210.2     $ 212.0     $ 221.7       (5.2 )%
                                     
    Gross profit   $ 43.4     $ 43.1     $ 41.2       +5.3 %
    Gross profit margin     20.7 %     20.3 %     18.6 %     +210 bps
    Technology & development   $ 5.4     $ 5.4     $ 5.6       (4.3 )%
    SG&A   $ 20.5     $ 19.4     $ 22.7       (9.5 )%
    Income from operations   $ 17.3     $ 18.1     $ 12.5       39.2 %
    Adjusted EBITDA   $ 19.3     $ 20.2     $ 14.9       30.1 %
    CapEx   $ 1.3     $ 1.2     $ 1.2       +5.6 %


    Traditional Communications Take-Aways:

    ● Even as revenue decreased continuing an expected trend, gross profit increased year over year and sequentially.
    ● Income from operations and Adjusted EBITDA benefitted from the growth in gross profit and the reduction in SG&A expense.


    OTHER FINANCIAL RESULTS

    Consolidated results for all periods presented include corporate overhead. In 3Q25, Corporate G&A expense increased to $2.7 million from $2.3 million in 3Q24.

    As of April 30, 2025, IDT held $223.8 million in cash, cash equivalents, debt securities, and current equity investments. Also at April 30, 2025, current assets totaled $498.3 million and current liabilities totaled $287.2 million. The Company had no outstanding debt at the quarter end.

    Net cash provided by operating activities was $75.7 million in 3Q25 compared to $9.5 million in 3Q24. Exclusive of changes in customer funds deposits at IDT’s Fintech segment, net cash provided by operating activities was $66.1 million in 3Q25 compared to $8.2 million in 3Q24. The large, year-over-year increase in cash reflects, for the most part, the timing of disbursement prefunding payments made by IDT to cover anticipated BOSS Money weekly remittance activity.

    Capital expenditures increased to $5.4 million in 3Q25 from $4.7 million in 3Q24.

    DIVIDEND

    The Board of Directors of IDT Corporation has approved payment of a quarterly dividend of $0.06 on IDT’s Class A and Class B Common stock. Payment will be made on June 18, 2025 to stockholders of record at the close of business on June 9th.

    IDT EARNINGS ANNOUNCEMENT INFORMATION

    This release is available for download in the “Investors & Media” section of the IDT Corporation website (https://www.idt.net/investors-and-media) and has been filed on a current report (Form 8-K) with the SEC.

    IDT will host an earnings conference call beginning at 5:00 PM Eastern today with management’s discussion of results followed by Q&A with investors. To listen to the call and participate in the Q&A, dial 1-888-506-0062 (toll-free from the U.S.) or 1-973-528-0011 (international) and provide the following access code: 491722.

    A replay of the conference call will be available approximately three hours after the call concludes through June 19, 2025. To access the call replay, dial 1-877-481-4010 (toll-free from the U.S.) or 1-919-882-2331 (international) and provide this replay passcode: 52353. The replay will also be accessible via streaming audio at the IDT investor relations website.

    ABOUT IDT CORPORATION

    IDT Corporation (NYSE: IDT) is a global provider of fintech and communications solutions through a portfolio of synergistic businesses: National Retail Solutions (NRS), through its point-of-sale (POS) platform, enables independent retailers to operate more effectively while providing advertisers and marketers with unprecedented reach into underserved consumer markets; BOSS Money facilitates innovative international remittances and fintech payments solutions; net2phone provides enterprises and organizations with intelligently integrated cloud communications and contact center services across channels and devices; IDT Digital Payments and the BOSS Revolution calling service make sharing prepaid products and services and speaking with friends and family around the world convenient and reliable; and, IDT Global and IDT Express enable communications services to provision and manage international voice and SMS messaging.

    All statements above that are not purely about historical facts, including, but not limited to, those in which we use the words “believe,” “anticipate,” “expect,” “plan,” “intend,” “estimate,” “target” and similar expressions, are forward-looking statements within the meaning of the Private Securities Litigation Reform Act of 1995. While these forward-looking statements represent our current judgment of what may happen in the future, actual results may differ materially from the results expressed or implied by these statements due to numerous important factors. Our filings with the SEC provide detailed information on such statements and risks and should be consulted along with this release. To the extent permitted under applicable law, IDT assumes no obligation to update any forward-looking statements.

    CONTACT

    IDT Corporation Investor Relations
    Bill Ulrey
    william.ulrey@idt.net
    973-438-3838

    IDT CORPORATION

    CONSOLIDATED BALANCE SHEETS

        April 30,
    2025    		     July 31,
    2024    		  
        (Unaudited)        
        (in thousands, except per share data)  
    Assets                
    Current assets:                
    Cash and cash equivalents   $ 199,948     $ 164,557  
    Restricted cash and cash equivalents     123,129       90,899  
    Debt securities     18,683       23,438  
    Equity investments     5,187       5,009  
    Trade accounts receivable, net of allowance for credit losses of $8,416 at April 30, 2025 and $6,352 at July 31, 2024     43,084       42,215  
    Settlement assets, net of reserve of $1,869 at April 30, 2025 and $1,866 at July 31, 2024     25,160       22,186  
    Disbursement prefunding     43,381       30,736  
    Prepaid expenses     13,837       17,558  
    Other current assets     25,865       25,927  
    Total current assets     498,274       422,525  
    Property, plant, and equipment, net     38,980       38,652  
    Goodwill     26,454       26,288  
    Other intangibles, net     5,372       6,285  
    Equity investments     6,904       6,518  
    Operating lease right-of-use assets     2,013       3,273  
    Deferred income tax assets, net     16,106       35,008  
    Other assets     6,805       11,546  
    Total assets   $ 600,908     $ 550,095  
                     
    Liabilities, redeemable noncontrolling interest, and equity                
    Current liabilities:                
    Trade accounts payable   $ 17,250     $ 24,773  
    Accrued expenses     91,408       103,176  
    Deferred revenue     27,513       30,364  
    Customer funds deposits     121,765       91,893  
    Settlement liabilities     14,105       12,764  
    Other current liabilities     15,121       16,374  
    Total current liabilities     287,162       279,344  
    Operating lease liabilities     1,213       1,533  
    Other liabilities     1,682       2,662  
    Total liabilities     290,057       283,539  
    Commitments and contingencies                
    Redeemable noncontrolling interest     11,357       10,901  
    Equity:                
    IDT Corporation stockholders’ equity:                
    Preferred stock, $.01 par value; authorized shares—10,000; no shares issued     —       —  
    Class A common stock, $.01 par value; authorized shares—35,000; 3,272 shares issued and 1,574 shares outstanding at April 30, 2025 and July 31, 2024     33       33  
    Class B common stock, $.01 par value; authorized shares—200,000; 28,528 and 28,177 shares issued and 23,656 and 23,684 shares outstanding at April 30, 2025 and July 31, 2024, respectively     285       282  
    Additional paid-in capital     307,757       303,510  
    Treasury stock, at cost, consisting of 1,698 and 1,698 shares of Class A common stock and 4,872 and 4,493 shares of Class B common stock at April 30, 2025 and July 31, 2024, respectively     (143,853 )     (126,080 )
    Accumulated other comprehensive loss     (19,812 )     (18,142 )
    Retained earnings     141,753       86,580  
    Total IDT Corporation stockholders’ equity     286,163       246,183  
    Noncontrolling interests     13,331       9,472  
    Total equity     299,494       255,655  
    Total liabilities, redeemable noncontrolling interest, and equity   $ 600,908     $ 550,095  


    IDT CORPORATION
    CONSOLIDATED STATEMENTS OF INCOME
    (Unaudited)

        Three Months Ended
    April 30,    		     Nine Months Ended
    April 30,    		  
        2025     2024     2025     2024  
        (in thousands, except per share data)  
           
    Revenues   $ 301,985     $ 299,643     $ 914,901     $ 896,946  
    Direct cost of revenues     190,023       202,599       583,201       608,982  
    Gross profit     111,962       97,044       331,700       287,964  
    Operating expenses:                                
    Selling, general and administrative (i)     72,267       68,962       214,039       200,685  
    Technology and development (i)     12,744       12,640       38,115       37,975  
    Severance     190       779       600       1,648  
    Other operating expense, net     175       3,231       403       3,041  
    Total operating expenses     85,376       85,612       253,157       243,349  
    Income from operations     26,586       11,432       78,543       44,615  
    Interest income, net     1,566       1,162       4,347       3,201  
    Other income (expense), net     2,608       (3,273 )     2,533       (6,326 )
    Income before income taxes     30,760       9,321       85,423       41,490  
    Provision for income taxes     (7,798 )     (2,979 )     (21,766 )     (10,918 )
    Net income     22,962       6,342       63,657       30,572  
    Net income attributable to noncontrolling interests     (1,270 )     (791 )     (4,448 )     (2,937 )
    Net income attributable to IDT Corporation   $ 21,692     $ 5,551     $ 59,209     $ 27,635  
    Earnings per share attributable to IDT Corporation common stockholders:                                
    Basic   $ 0.86     $ 0.22     $ 2.35     $ 1.10  
    Diluted   $ 0.86     $ 0.22     $ 2.34     $ 1.09  
    Weighted-average number of shares used in calculation of earnings per share:                                
    Basic     25,165       25,345       25,177       25,233  
    Diluted     25,249       25,516       25,312       25,380  
                                     
    (i) Stock-based compensation included in total operating expenses   $ 946     $ 2,118     $ 2,720     $ 5,375  

      
    IDT CORPORATION
    CONSOLIDATED STATEMENTS OF CASH FLOWS (Unaudited)

        Nine Months Ended
    April 30,    		  
        2025     2024  
        (in thousands)  
    Operating activities                
    Net income   $ 63,657     $ 30,572  
    Adjustments to reconcile net income to net cash provided by operating activities:                
    Depreciation and amortization     15,702       15,256  
    Deferred income taxes     18,902       8,830  
    Provision for credit losses, doubtful accounts receivable, and reserve for settlement assets     4,465       3,010  
    Stock-based compensation     2,720       5,375  
    Other     1,735       4,065  
    Change in assets and liabilities:                
    Trade accounts receivable     (4,649 )     (9,000 )
    Settlement assets, disbursement prefunding, prepaid expenses, other current assets, and other assets     (8,932 )     6,797  
    Trade accounts payable, accrued expenses, settlement liabilities, other current liabilities, and other liabilities     (19,486 )     (10,467 )
    Customer funds deposits     25,327       1,243  
    Deferred revenue     (3,382 )     (2,903 )
    Net cash provided by operating activities     96,059       52,778  
    Investing activities                
    Capital expenditures     (15,507 )     (13,621 )
    Purchase of convertible preferred stock in equity method investment     (926 )     (1,513 )
    Purchases of debt securities and equity investments     (29,083 )     (27,593 )
    Proceeds from maturities and sales of debt securities and redemptions of equity investments     35,005       41,527  
    Net cash used in investing activities     (10,511 )     (1,200 )
    Financing activities                
    Dividends paid     (4,036 )     (1,269 )
    Distributions to noncontrolling interests     (100 )     (62 )
    Proceeds from borrowings under revolving credit facility     24,551       32,864  
    Repayment of borrowings under revolving credit facility.     (24,551 )     (32,864 )
    Purchase of restricted shares of net2phone common stock     —       (3,558 )
    Proceeds from exercise of stock options     —       172  
    Repurchases of Class B common stock     (17,773 )     (7,207 )
    Net cash used in financing activities     (21,909 )     (11,924 )
    Effect of exchange rate changes on cash, cash equivalents, and restricted cash and cash equivalents     3,982       (5,632 )
    Net increase in cash, cash equivalents, and restricted cash and cash equivalents     67,621       34,022  
    Cash, cash equivalents, and restricted cash and cash equivalents at beginning of period     255,456       198,823  
    Cash, cash equivalents, and restricted cash and cash equivalents at end of period   $ 323,077     $ 232,845  
                     
    Supplemental schedule of non-cash financing activities                
    Shares of the Company’s Class B common stock issued to executive officers for bonus payments   $ 1,824     $ 1,495  
    Value of the Company’s Class B common stock exchanged for National Retail Solutions shares   $ 442     $ 6,254  
    Shares of the Company’s Class B common stock issued for business acquisition   $ —     $ 100  


    Reconciliation of Non-GAAP Financial Measures for the Third Quarter Fiscal 2025 and 2024

    In addition to disclosing financial results that are determined in accordance with generally accepted accounting principles in the United States of America (GAAP), IDT also disclosed (a) Adjusted EBITDA for 3Q25, 2Q25, and 3Q24, (b) non-GAAP earnings per diluted share (Non-GAAP EPS) for 3Q25 and 3Q24, and (c) NRS’ and Fintech segment’s ‘Rule of 40’ score for 3Q25. These are non-GAAP financial measures intended to provide useful information that supplements IDT’s or the relevant segment’s results in accordance with GAAP. The following explains these terms and their respective reconciliations to the most directly comparable GAAP measures.

    Generally, a non-GAAP measure is a numerical measure of a company’s performance, financial position, or cash flows that either excludes or includes amounts that are not normally excluded or included in the most directly comparable measure calculated and presented in accordance with GAAP.

    IDT’s measure of Non-GAAP EPS is calculated by dividing non-GAAP net income by the diluted weighted-average shares. IDT’s measure of non-GAAP net income starts with net income attributable to IDT in accordance with GAAP and adds severance expense, stock-based compensation, and other operating expenses, and deducts other operating gains. These additions and subtractions are non-cash and/or non-routine items in the relevant fiscal 2025 and fiscal 2024 periods.

    Management believes that IDT’s Adjusted EBITDA and Non-GAAP EPS are measures which provide useful information to both management and investors by excluding certain expenses and non-routine gains and losses that may not be indicative of IDT’s or the relevant segment’s core operating results. Management uses Adjusted EBITDA, among other measures, as a relevant indicator of core operational strengths in its financial and operational decision making. In addition, management uses Adjusted EBITDA and Non-GAAP EPS to evaluate operating performance in relation to IDT’s competitors. Disclosure of these financial measures may be useful to investors in evaluating performance and allow for greater transparency of the underlying supplemental information used by management in its financial and operational decision-making. In addition, IDT has historically reported similar financial measures and believes such measures are commonly used by readers of financial information in assessing performance, therefore the inclusion of comparative numbers provides consistency in financial reporting.

    Management refers to Adjusted EBITDA, as well as the GAAP measures income (loss) from operations and net income, on a segment and/or consolidated level to facilitate internal and external comparisons to the segments’ and IDT’s historical operating results, in making operating decisions, for budget and planning purposes, and to form the basis upon which management is compensated.

    While depreciation and amortization are considered operating costs under GAAP, these expenses primarily represent the non-cash current period allocation of costs associated with long-lived assets acquired or capitalized in prior periods. IDT’s Adjusted EBITDA, which is exclusive of depreciation and amortization, is a useful indicator of its current performance.

    Severance expense is excluded from the calculation of Adjusted EBITDA and Non-GAAP EPS. Severance expense is reflective of decisions made by management in each period regarding the aspects of IDT’s and its segments’ businesses to be focused on in light of changing market realities and other factors. While there may be similar charges in other periods, the nature and magnitude of these charges can fluctuate markedly and do not reflect the performance of IDT’s core and continuing operations.

    Other operating expense, net, which is a component of income (loss) from operations, is excluded from the calculation of Adjusted EBITDA and Non-GAAP EPS. Other operating expense, net in 3Q25, 2Q25, and 3Q24 primarily includes legal fees related to Straight Path Communications Inc.’s stockholders’ class action and equipment write-offs. From time-to-time, IDT may have gains or incur costs related to non-routine legal, tax, and other matters, however, these various items generally do not occur each quarter. IDT believes the gain and losses from these non-routine matters are not components of IDT’s or the relevant segment’s core operating results.

    Stock-based compensation recognized by IDT and other companies may not be comparable because of the variety of types of awards as well as the various valuation methodologies and subjective assumptions that are permitted under GAAP. Stock-based compensation is excluded from IDT’s calculation of Non-GAAP EPS because management believes this allows investors to make more meaningful comparisons of the operating results per share of IDT’s core business with the results of other companies. However, stock-based compensation will continue to be a significant expense for IDT for the foreseeable future and an important part of employees’ compensation that impacts their performance.

    Adjusted EBITDA and Non-GAAP EPS should be considered in addition to, not as a substitute for, or superior to, income (loss) from operations, cash flow from operating activities, net income, basic and diluted earnings per share or other measures of liquidity and financial performance prepared in accordance with GAAP. In addition, IDT’s measurements of Adjusted EBITDA and Non-GAAP EPS may not be comparable to similarly titled measures reported by other companies.

    The ‘Rule of 40’ score is a metric used to evaluate the performance of SaaS providers. It postulates that a SaaS provider’s revenue growth rate plus its EBITDA margin should equal or exceed 40 percent. The ‘Rule of 40’ is typically used to assess a company’s balance between growth and profitability. A total of over 40 is thought to indicate a healthy combination of expansion and financial stability, making it a useful tool for management and investors to gauge the potential for long-term success and make informed decisions about resource allocation and business strategy.

    NRS’ ‘Rule of 40’ score is computed by adding (a) the growth rate of NRS’ recurring revenue for the relevant period compared to the corresponding year ago period to (b) NRS’ Adjusted EBITDA margin for the twelve month period through the end of the current period. NRS’ recurring revenue is calculated by subtracting NRS’ revenue from POS terminal sales from its total GAAP revenue. Adjusted EBITDA is a non-GAAP measure as discussed above. Adjusted EBITDA margin is calculated by dividing Adjusted EBITDA by GAAP revenue for the relevant period.

    Following are reconciliations of Adjusted EBITDA and Non-GAAP EPS to the most directly comparable GAAP measure, which are, (a) for Adjusted EBITDA, (i) income (loss) from operations for IDT’s reportable segments and (ii) net income for IDT on a consolidated basis, and (b) for Non-GAAP EPS, diluted earnings per share. Also following is NRS’ ‘Rule of 40’ score computation including the reconciliation of NRS’ Adjusted EBITDA to the most directly comparable GAAP measure, NRS’ income from operations.

    IDT Corporation
    Reconciliation of Net Income to Adjusted EBITDA
    (unaudited) in millions. Figures may not foot or cross-foot due to rounding to millions

        Total IDT Corporation     Traditional Communica-tions     net2phone     NRS     Fintech     Corporate  
    Three Months Ended April 30, 2025
    (3Q25)    		                                    
    Net income attributable to IDT Corporation   $ 21.7                                          
    Adjustments:                                                
    Net income attributable to noncontrolling interests     1.3                                          
    Net income     23.0                                          
    Provision for income taxes     7.8                                          
    Income before income taxes     30.8                                          
    Interest income, net     (1.6 )                                        
    Other income, net     (2.6 )                                        
    Income (loss) from operations     26.6     $ 17.3     $ 1.4     $ 6.2     $ 4.3     $ (2.6 )
    Depreciation and amortization     5.2       1.9       1.6       1.0       0.7       –  
    Other operating expense, net     0.2       –       0.2       –       –       –  
    Severance expense     0.2       0.2       –       –       –       –  
    Adjusted EBITDA   $ 32.2     $ 19.3     $ 3.2     $ 7.2     $ 5.0     $ (2.6 )
        Total IDT Corporation     Traditional Communica-tions     net2phone     NRS     Fintech     Corporate  
    Three Months Ended January 31, 2025
    (2Q25)    		                                    
    Net income attributable to IDT Corporation   $ 20.3                                          
    Adjustments:                                                
    Net income attributable to noncontrolling interests     1.9                                          
    Net income     22.2                                          
    Provision for income taxes     7.7                                          
    Income before income taxes     29.9                                          
    Interest income, net     (1.4 )                                        
    Other income, net     (0.2 )                                        
    Income (loss) from operations     28.3     $ 18.1     $ 1.1     $ 9.1     $ 3.1     $ (3.1 )
    Depreciation and amortization     5.2       1.9       1.6       1.0       0.8       –  
    Other operating expense, net     0.2       –       0.2       –       –       –  
    Severance expense     0.2       0.2       –       –       –       –  
    Adjusted EBITDA   $ 34.0     $ 20.2     $ 2.9     $ 10.1     $ 3.9     $ (3.1 )


    IDT Corporation
    Reconciliation of Net Income to Adjusted EBITDA
    (unaudited) in millions. Figures may not foot or cross-foot due to rounding to millions

        Total IDT Corporation     Traditional Communica-tions     net2phone     NRS     Fintech     Corporate  
    Three Months Ended April 30, 2024
    (3Q24)    		                                    
    Net income attributable to IDT Corporation   $ 5.6                                          
    Adjustments:                                                
    Net income attributable to noncontrolling interests     0.8                                          
    Net income     6.3                                          
    Provision for income taxes     3.0                                          
    Income before income taxes     9.3                                          
    Interest income, net     (1.2 )                                        
    Other expense, net     3.3                                          
    Income (loss) from operations     11.4     $ 12.5     $ 0.5     $ 4.8     $ (0.6 )   $ (5.7 )
    Depreciation and amortization     5.1       2.0       1.6       0.8       0.7       –  
    Severance expense     0.8       0.4       0.1       –       –       0.3  
    Other operating expense, net     3.2       –       –       –       0.1       3.2  
    Adjusted EBITDA   $ 20.6     $ 14.9     $ 2.1     $ 5.6     $ 0.2     $ (2.3 )


    IDT Corporation
    Reconciliation of Earnings per share to Non-GAAP EPS
    (unaudited) in millions, except per share data. Figures may not foot due to rounding to millions.

        3Q25     3Q24  
                     
    Net income attributable to IDT Corporation   $ 21.7     $ 5.6  
    Adjustments (add) subtract:                
    Stock-based compensation     (0.9 )     (2.1 )
    Severance expense     (0.2 )     (0.8 )
    Other operating expense, net     (0.2 )     (3.2 )
    Total adjustments     (1.3 )     (6.1 )
    Income tax effect of total adjustments     (0.3 )     (2.0 )
          1.0       4.1  
    Non-GAAP net income   $ 22.7     $ 9.7  
                     
    Earnings per share:                
    Basic   $ 0.86     $ 0.22  
    Total adjustments     0.04       0.16  
    Non-GAAP – basic   $ 0.90     $ 0.38  
                     
    Weighted-average number of shares used in calculation of basic earnings per share     25.2       25.3  
                     
    Diluted   $ 0.86     $ 0.22  
    Total adjustments     0.04       0.16  
    Non-GAAP – diluted   $ 0.90     $ 0.38  
                     
    Weighted-average number of shares used in calculation of diluted earnings per share     25.2       25.5  


    IDT Corporation
    NRS’ ‘Rule of 40’ Score
    For 3Q25
    (unaudited) in millions. Figures may not foot due to rounding to millions.

        4Q24     1Q25     2Q25     3Q25     Trailing Twelve Months (TTM)
    3Q25    		  
                                             
    Reconciliation of NRS’ Income from Operations to Adjusted EBITDA                                        
                                             
    Income from operations   $ 6.0     $ 6.6     $ 9.1     $ 6.2     $ 28.0  
    Depreciation and amortization     0.9       1.0       1.0       1.0       3.9  
    Other operating expense, net     0.2       –       –       –       0.2  
    Adjusted EBITDA   $ 7.1     $ 7.6     $ 10.1     $ 7.2     $ 32.0  
        3Q25     3Q24  
                     
    NRS’ ‘Rule of 40’ Score                
                     
    NRS recurring revenue   $ 29.4     $ 24.0  
    NRS other revenue     1.7       1.8  
    NRS total revenue   $ 31.1     $ 25.7  
                     
    NRS recurring revenue growth rate     23 %        
                     
    NRS TTM Adjusted EBITDA from above   $ 32.0          
    NRS TTM total revenue     122.7          
    NRS TTM Adjusted EBITDA margin     26 %        
                     
    Rule of 40     49 %        


    Explanation of Key Performance Metrics

    net2phone’s subscription revenue is calculated by subtracting net2phone’s equipment revenue and revenue generated by a legacy SIP trunking offering in Brazil from its revenue in accordance with GAAP. net2phone’s cloud communications and contact center offerings are priced on a per-seat basis, with customers paying based on the number of users in their organization. The number of seats served and subscription revenue trends and comparisons between periods are used in the analysis of net2phone’s revenues and direct cost of revenues and are strong indications of the top-line growth and performance of the business.

    Constant currency as it relates to revenue provides a framework for assessing net2phone’s performance that excludes the effect of foreign currency rate fluctuations. To determine net2phone’s subscription revenue growth on a constant currency basis, current period revenues from entities reporting in currencies other than U.S. Dollars (USD) were converted to USD at the average monthly exchange rates in effect during the prior fiscal year’s comparative period instead of the average monthly exchange rates in effect during the current period.

    net2phone’s operating margin is calculated by dividing GAAP income from operations by GAAP revenue for the period indicated. Operating margin measures the percentage that each dollar of revenue contributes to profitability. Operating margin is useful for evaluating current period profitability relative to sales, for comparisons to prior period performance, for forecasting future income from operations levels based on projected levels of sales, and for comparing net2phone’s relative profitability to its competitors and peers.

    net2phone’s Adjusted EBITDA margin is calculated by dividing net2phone’s Adjusted EBITDA, a Non-GAAP measure, by net2phone’s GAAP revenue for the comparable quarter or period. Adjusted EBITDA margin measures the percentage that each dollar of revenue contributes to profitability before interest, taxes, depreciation and amortization, and other adjustments as described in the Reconciliation of Non-GAAP Financial Measures. net2phone’s Adjusted EBITDA margin is useful for evaluating current period profitability relative to sales, for comparisons to prior period performance, for forecasting future Adjusted EBITDA levels based on projected levels of sales, and for comparing net2phone’s relative profitability to its competitors and peers.

    NRS’ Monthly Average Recurring Revenue per Terminal is calculated by dividing NRS’ recurring revenue as defined above by the average number of active POS terminals during the period. The average number of active POS terminals is calculated by adding the beginning and ending number of active POS terminals during the period and dividing by two. NRS’ recurring revenue divided by the average number of active POS terminals is divided by three when the period is a fiscal quarter. Recurring revenue and Monthly Average Recurring Revenue per Terminal are useful for comparisons of NRS’ revenue and revenue per customer to prior periods and to competitors and others in the market, as well as for forecasting future revenue from the customer base.

    BOSS Money transactions are a nonfinancial metric that measures customer usage during a reporting period. BOSS Money’s digital send volume is the aggregate amount of principal remitted by BOSS Money’s digital customers – those using the BOSS Money and BOSS Revolutions apps to originate remittances. Digital send volume is a key metric for evaluating the operational performance of the digital channel of the remittance business, and for comparing the performance of BOSS Money’s digital channel to competitors in the remittance business as well as to performance to other temporal periods.

    # # #  

    The MIL Network –

    June 6, 2025

  • MIL-Evening Report: ‘Deadly’ sports diplomacy: why Australia’s Indigenous people must be a part of our sports strategy

    Source: The Conversation (Au and NZ) – By Stuart Murray, Associate Professor, International Relations and Diplomacy, Bond University

    Sean Garnsworthy/ALLSPORT

    Since coming to power in 2022, the Albanese government has focused strongly on the Indo-Pacific.

    The prime minister’s recent trip to Indonesia was the latest high-level bilateral summit as Australia seeks to recalibrate relationships, enhance security and, where possible, win the battle for hearts and minds in the region.



    Read more:
    There’s no country more important to Australia than Indonesia. Trouble is, the feeling isn’t mutual

    In a world slipping further into “strategic atrophy,” art, music, food, culture, sport and other forms of soft power are no longer peripheral.

    In the foreword to the recently launched Australian Sports Diplomacy 2032+ strategy, for example, Labor MP Tim Watts stated:

    Sport is an important tool for Australia’s diplomatic engagement at a time when Australia needs to use every dimension of our national power to advance our interests.

    The First Nations of Australia are mentioned in this strategy but it fails to reflect the depth, power and influence Indigenous sports diplomats could bring.

    Arguably, our sports diplomacy would be more authentic, unique and effective (especially in the Pacific) if First Nations people, perspectives and programs were genuinely integrated from the outset – baked in, not bolted on.

    The epic history of First Nations sport

    Indigenous Australians were the first people to play sport on this land.

    Before colonisation, Australia’s population was around 750,000, divided into about 500 nations.

    Though sometimes hostile, these communities shared a common language: sport.

    Physical pursuits served, and still serve, many purposes for Aboriginal and Torres Strait Islander people: fostering communication, preserving lore, teaching youth to be effective providers and most importantly, practising survival skills.

    Sport was also a civilising force used for social, cultural and diplomatic ends. Games and carnivals increased contact between clans, easing tension, division, xenophobia and misunderstandings that could spark violence.

    Battendi (spear-throwing), Marngrook (football), Koolchee (ball games), and Prun (mock war) are examples of diplomatic games that predate the ancient Greek Olympics by tens of thousands of years.

    Sport became central to Aboriginal and Torres Strait Islander history, culture, identity and diplomacy.

    “Deadly” – a term meaning excellent – sports diplomacy is a more fitting way to describe this unique form of diplomacy. Done well, it offers a more accurate, authentic brand of Australia to the region and beyond.

    The battle for the Blue Pacific

    The “Blue Pacific” – a term describing a shared Pacific culture, identity and collective diplomatic strategy – offers an opportunity to harness the power of deadly sports diplomacy.

    If Australia hopes to win Pacific hearts and minds, it should send more Aboriginal and Torres Strait Islander sports diplomats and teams to countries such as Fiji, Papua New Guinea (PNG) and New Zealand, because the nations of the Blue Pacific deeply respect the old, wise First Peoples of Australia.

    These relationships are built on shared values: culture, family, spirituality and sport.

    The Black Swans – Australia’s First Nations netball team, which debuted at the PacificAus Sports netball series in 2024 – are included as a case study in Sports Diplomacy 2032+. However, it’s the government’s A$600 million NRL project in PNG that has dominated headlines.



    Read more:
    Sports diplomacy: why the Australian government is spending $600 million on a new NRL team in PNG

    The Albanese government’s backing of this initiative has sparked criticism among supporters of other codes in Australia with strong ties to Pacific nations – especially rugby union, which until recently was the code of choice in Fiji and throughout Polynesia.

    A rise in Pacific Island interest in rugby league may impact rugby union, some argue.

    However, rugby league may be a more effective sports diplomacy tool. It enjoys growing popularity in those locations and has undisputed national sport status in PNG, the most populous Pacific nation by far.

    It’s also arguably more “deadly,” with its Indigenous All Stars team and an Indigenous Round.

    In the NRL, 48% of players have Pasifika heritage, and 12% identify as Aboriginal or Torres Strait Islander, compared to 3% across the Australian population.

    Should rugby union receive similar support? Perhaps, but first, it must address the absence of Indigenous players.

    Since Rugby Australia’s founding in 1949, only 15 Aboriginal men have played Test rugby for Australia.

    What about similar funding for soccer, the national obsession of strategically important near neighbours Solomon Islands and Vanuatu?

    It too has had a relative absence of Indigenous players at Australia’s highest levels, notwithstanding the pioneering careers of Charlie Perkins, John Moriarty, Archie Thompson and recent Matildas Lydia Williams and Mackenzie Arnold.

    Extra time

    Integrating the world’s oldest living culture in Australia’s sports diplomacy program can only enhance our relationships, diplomacy and national brand.

    The Australian Institute of Sport (AIS)’s Share a Yarn initiative is helping lead the way.

    Established in 2020, it connects elite First Nations athletes with respected Aboriginal and Torres Strait Islander mentors.

    Throughout the year, athletes and mentors meet online, attend monthly storytelling sessions and attend an annual cultural connection camp at the AIS campus.

    As Marissa Williamson Pohlman, the first Aboriginal woman to compete in boxing at the Olympics in 2024, noted:

    Mainstream sport can be challenging but having the unwavering support of mob keeps me grounded and focused on my goals.

    The fact Aboriginal and Torres Strait Islanders have practised sports diplomacy for more than 60,000 years is a powerful story. It is one that should be celebrated at every international sporting event we attend, bid for, or host.

    Including Aboriginal and Torres Strait Islander people, programs and perspectives would strengthen and innovate our strategies, add vital cultural iconography, inspire like-minded nations and help win hearts and minds from Honiara to Hawaii.

    The authors would like to thank Kombumerri woman Emily Pugin (DFAT) and Butchulla/Goreng Goreng Paul Martin for their contribution, teaching and help in commissioning and drafting the report that informs this article.

    Stuart Murray receives funding from The Department of Foreign Affairs and Trade

    Narelle Bedford does not work for, consult, own shares in or receive funding from any company or organisation that would benefit from this article, and has disclosed no relevant affiliations beyond their academic appointment.

    – ref. ‘Deadly’ sports diplomacy: why Australia’s Indigenous people must be a part of our sports strategy – https://theconversation.com/deadly-sports-diplomacy-why-australias-indigenous-people-must-be-a-part-of-our-sports-strategy-257542

    MIL OSI Analysis – EveningReport.nz –

    June 6, 2025

  • MIL-OSI USA: ICYMI: Hickenlooper Slams Trump Administration Policies Threatening Colorado Small Businesses, Public Lands, Rural Health Care

    US Senate News:

    Source: United States Senator for Colorado John Hickenlooper

    WASHINGTON – In case you missed it, U.S. Senator John Hickenlooper made stops in Denver, Estes Park, and Evans last week to call out Trump administration attacks on Colorado’s public lands, small businesses, and rural health care. 

    On Tuesday, Hickenlooper held a press conference with Colorado business owners at Four Noses Brewing Company to highlight how the Trump administration’s erratic tariff policies are harming local businesses. 

    “Tariffs cramp businesses and provide a level of uncertainty that is almost untenable and ends up meaning that people can’t make the investments in their business to grow,” said Hickenlooper. “…I think we are perilously close to sliding into a recession or maybe even worse, stagflation.” 

    Then on Wednesday, Hickenlooper joined Congressman Joe Neguse, public lands advocates, and local elected officials to call out the Trump administration’s threats to Colorado’s national parks and public lands – including Rocky Mountain National Park. 

    Watch the recap HickTok HERE

    “Our lands are under siege… But we fight, we’re beaten, we rise and fight again,” Hickenlooper said at the press conference. 

    He highlighted the damage caused by the DOGE layoffs at the Department of the Interior and U.S. Forest Service, and warned that proposed budget cuts could hamstring wildland firefighting efforts. He also criticized the Trump administration proposals to sell our public lands and emphasized the importance of continued collective action to fight back. 

    Afterwards, Hickenlooper visited Sunrise Community Health at the Monfort Family Clinic in Evans to highlight the dangerous cuts to Medicaid proposed in the House-passed Republican budget. Cuts of more than $700 billion from Medicaid and Affordable Care Act coverage would strip health care from 16 million Americans.

    Check out the event coverage below. 

    WATCH: CBS Denver: Hickenlooper Tours 4 Noses Brewing Company to Highlight Tariffs

    WATCH: ABC Denver 7: Senator Hickenlooper Highlights Tariffs at 4 Noses Brewery 

    WATCH: Fox 31 Denver: Hickenlooper Talks About Tariffs with Area Business Owners

    Colorado Public Radio: Hickenlooper Highlights Trump’s Erratic Trade War

    Colorado Newsline: Colorado businesses struggle amid uncertainty of fluctuating Trump tariffs (Company leaders tell Sen. Hickenlooper they seek stability)

    Colorado small businesses from various sectors have made changes to their operations and even lost customers as a result of uncertainty around Trump administration tariffs. 

    …Hickenlooper said people well versed in economics tell him that “tariffs have never worked” except in specific situations. He said all tariffs do is create “a level of uncertainty that is almost untenable” and prevents businesses from growing and maintaining supply chain relationships. 

    “All these tariffs, in one way or another, they’re not bringing manufacturing back to this country,” Hickenlooper said. “What they’re doing is putting an unbearable burden on small businesses like we see here.”

    Colorado Times Recorder: Hickenlooper Meets With Small Business Owners Who Face Tariff Uncertainty

    Sen. John Hickenlooper (D-CO) met with small business owners from across Colorado today, all of whom emphasized that the uncertainty of federal tariff policy has caused market chaos.

    …“The fact that we have tariffs at a time when most of the people I know who really understand economics believe that tariffs have never worked except in very surgical situations in the past,” Hickenlooper said. “Tariffs [as they are being implemented] provide a level of uncertainty that is almost untenable and ends up with people being unable to make the investments they need to make for their business to grow. We’ve seen that over the past couple of months. We are perilously close to sliding into a recession or… even stagflation.” 

    Colorado Public Radio: Hickenlooper highlights the tariff pain inflicted on Colorado companies

    President Donald Trump’s erratic tariff policy is whipsawing Colorado’s entrepreneurs.

    “Predictability matters,” Sen. John Hickenlooper said Tuesday during a press conference with business owners at 4 Noses Brewing Company in Denver. “Being able to count on your relationships with your supply chain, your wholesalers, your retailers, to build a business. Those are the essential characteristics and we’re losing that literally in the blink of an eye.”

    No corner of the state’s business ecosystem is untouched by President Trump’s on-again-off-again approach to levying tariffs. Hickenlooper was joined by representatives from a diverse set of Colorado companies, including a pet food manufacturer, a craft brewery, an environmental equipment manufacturer and a machine part manufacturer.

    Axios Denver: Colorado breweries fret about tariffs amid trade war

    …Driving the news: U.S. Sen. John Hickenlooper, a former Wynkoop Brewing owner, is raising awareness about the tariffs’ potential to hike the price of ingredients, equipment and packaging.

    “Tariffs cramp businesses and provide a level of uncertainty that is almost untenable,” Hickenlooper said during a visit earlier this week to Denver’s 4 Noses Brewing, where he sipped a beer fresh from the canning line and listened to local business owners talk about how the tariffs are hurting their businesses.

    WATCH: MSNBC: Long lines, dirty bathrooms, overflowing trash – Trump cuts leave national parks in crisis

    WATCH: Denver 7: Hickenlooper hosts press conference in Estes Park

    Estes Park Trail Gazette: Sen. John Hickenlooper from Lake Estes: ‘Our lands are under siege’

    …With the Rocky Mountains serving as his backdrop, Hickenlooper encouraged backers to take to social media and create a groundswell of support for his bill aimed at establishing a deficit-neutral reserve fund relating to preventing the use of proceeds from public land sales, and to reduce the federal deficit, according to the bill. 

    “What we need to do is use social media like we’ve never used it before. We need to make sure our networks of people, tell their networks of people, what this really means, what this could do when you cripple an outdoor recreation economy that is actually paying for the maintenance, the preservation, and the access to these incredible public lands,” Hickenlooper said. 

    “Our lands are under siege, between what DOGE has done, the firings, if you add the people at the Forest Service, the National Parks, basically the Department of the Interior, all the different components that it takes to run our parks. That’s 6,000 people that have either been fired or pushed out of their jobs,” Hickenlooper said. 

    “We’re being attacked in every direction, especially in climate change. But we fight, we’re beaten, we rise and fight again.” 

    Colorado Newsline: Public lands advocates fear for Colorado’s national parks under Trump budget proposals

    After the 2013 Colorado floods devastated communities surrounding Rocky Mountain National Park, locals worked tirelessly to get their businesses back up and running in time for the peak fall season. 

    The federal government shut down for about two weeks shortly after the flood, but U.S. Sen. John Hickenlooper, a Democrat who was governor at the time, said Colorado agreed to pay the salaries for every employee in Rocky Mountain National Park so the park could still be open to visitors.

    “That’s the way the state government, the federal government used to work together around public lands, and I think it’s worth revisiting that it was a team effort, that everyone was on the same page,” Hickenlooper said. “The businesses desperately needed that retail period to be open to maximize the largest influx of visitors’ to Estes Park, and we got it.”

    That spirit of cooperation is a far cry from the threatened cuts to National Park Service staff and funding under President Donald Trump’s administration, Hickenlooper and other public lands advocates said in Estes Park Wednesday. Hickenlooper and U.S. House Assistant Minority Leader Joe Neguse, a Lafayette Democrat, called on Congress and Trump to reverse the cuts and maintain protections for the country’s public lands.

    …Hickenlooper said over 6,000 people who work to take care of national parks and national forests across different agencies have either been fired or left their jobs. 

    “We’re going to see more risk this summer and this spring from wildfires, from extreme weather,” Hickenlooper said. “We’re going to see more risks than we’ve seen before in all … aspects of the droughts we’ve had and the water we have to use, at a time when we’re dramatically diminishing the number of firefighters we’re going to have available to fight fires in the West.”

    Outside Magazine: John Hickenlooper: The Fight Over America’s Public Lands Has Become “All Out War”

    On Wednesday, May 28, Colorado Senator John Hickenlooper stood alongside state congressman John Neguse near the entrance to Rocky Mountain National Park. The two lawmakers spoke about the ongoing fight to protect public lands and the federal agencies that oversee them.

    Greeley Tribune: Sen. Hickenlooper visits Sunrise Community Health to discuss Medicaid cuts 

    If lawmakers in the U.S. Senate vote to pass new Medicaid requirements recently approved by the House, Sunrise Community Health CEO Mitzi Moran estimates about a quarter of patients in the nonprofit health care system could lose coverage.

    “Seven thousand to 14,000 of our patients could fall off Medicaid as a result of these changes,” Moran told U.S. Sen. John Hickenlooper on Wednesday. “That’s disastrous for them. While they could still come to us because we offer a sliding fee scale, what happens if they have a hospital visit or if they need to see a specialist?”

    Hickenlooper visited the Monfort Family Clinic in Evans on Wednesday to discuss the potential cuts with staff and local members of the health care community.

    …Though patients would still be able to utilize that sliding pay scale even without Medicaid, Hickenlooper and Moran expressed concerns about how these cuts would still jeopardize the clinic. If Sunrise receives less pay for the care it provides, Moran said it would need to become a very different organization to remain operational.

    …Current estimates from the Congressional Budget Office indicate the changes to Medicaid would result in 8.6 million Americans losing coverage, including more than 1 million in Colorado.

    “I can’t believe our House members pushed this budget,” Hickenlooper said.“There are four Republican House members from Colorado, and I know they’ve received calls about Medicaid. If all four of our guys voted together, they could’ve stopped it.”

    Hickenlooper believes his tour of the Monfort clinic and discussions about the bill’s impacts will help in his fight to stop the bill from being passed in the Senate. However, he is unsure whether it will be sufficient to convince enough senators to push back.

    MIL OSI USA News –

    June 6, 2025

  • MIL-OSI Russia: Denis Manturov took part in the meeting of the Advisory Council of the Ministry of Industry and Trade of Russia

    Translation. Region: Russian Federal

    Source: Government of the Russian Federation – An important disclaimer is at the bottom of this article.

    First Deputy Prime Minister Denis Manturov took part in the annual meeting of the Advisory Council of the Ministry of Industry and Trade of Russia chaired by Minister of Industry and Trade Anton Alikhanov.

    At the meeting, the heads of the working groups of the Advisory Council summed up the results of the previous year’s activities and voiced proposals for the development of the radio-electronic industry, agricultural and transport engineering, as well as international cooperation. In addition, it was proposed to create additional working groups – on metallurgy and heavy engineering.

    The Advisory Council was formed on April 10, 2014 (Order of the Ministry of Industry and Trade No. 673). The Advisory Council includes 11 ministers of the USSR, RSFSR and the Russian Federation in the main industries: chemical, construction, electrical engineering, machine tool building, transport, defense, trade and heavy engineering. Meetings of the Advisory Council are held annually.

    Please note: This information is raw content directly from the source of the information. It is exactly what the source states and does not reflect the position of MIL-OSI or its clients.

    MIL OSI Russia News –

    June 6, 2025

  • MIL-OSI Africa: African Medical Centre of Excellence (AMCE) Opens its Doors to the Public as it Seeks to Transform Healthcare in Africa

    Source: Africa Press Organisation – English (2) – Report:

    ABUJA, Nigeria, June 5, 2025/APO Group/ —

    The African Medical Centre of Excellence (AMCE) officially opened today, marking a historic milestone in Africa’s journey towards healthcare sovereignty. The US$300 million tertiary medical facility, developed by African Export-Import Bank (Afreximbank) (www.Afreximbank.com) in partnership with King’s College Hospital London, welcomed His Excellency President Bola Ahmed Tinubu as guest of honour, represented by His Excellency, Senator Kashim Shettima, Vice President of the Federal Republic of Nigeria, alongside high-ranking Government and private sector officials, including the Minsters of Health, Finance, and Foreign Affairs, Nigeria Customs Services, Nigeria Immigration Services, Nigerian National Petroleum Corporation Limited (NNPCL) and Bank of Industry (BOI), among others.

    Located in Abuja and designed to meet the highest global standards, AMCE Abuja offers world-class services across oncology, haematology, cardiology, and general medical services. More than a hospital, the facility represents a bold statement of Africa’s determination to reduce dependence on foreign health systems and reverse the estimated US$6-10 billion Africans spend annually seeking treatment abroad.

    The opening of AMCE Abuja comes at a critical time, as Africa seeks to strengthen its healthcare systems and reduce reliance on external providers. The COVID-19 pandemic exposed the vulnerabilities of this reliance, with global supply shortages putting immense pressure on African nations. Similarly, past responses to health crises like Ebola have reinforced the urgent need for resilient, homegrown solutions. Decades after independence, millions of Africans continue to suffer from diseases like sickle cell and malaria, conditions that could be better managed with targeted local research and investment. Yet these illnesses often receive limited global attention or funding, leaving critical treatment gaps. AMCE Abuja represents a bold step forward, bringing world-class care to the continent, centering African health priorities, and laying the groundwork for a healthier, more self-reliant future. In strategic partnership with Bank of Industry (BOI), and Nigerian National Petroleum Corporation Limited (NNPCL), AMCE reflects what’s possible when African institutions unite with shared purpose.

     “Today, we are not merely unveiling a building, we are making a bold, collective statement: we will no longer accept medical vulnerability as destiny. The African Medical Centre of Excellence stands as proof that Africa is ready to compete with the best in global healthcare. I commend Afreximbank and its visionary President, Professor Benedict Oramah, and salute the partnership with King’s College Hospital for turning this audacious dream into reality. This is what happens when African institutions confront African challenges with African solutions.

    “Over the past two years, we have taken deliberate steps to transform Nigeria’s health sector—from unlocking the healthcare value chain through the Presidential Initiative (PVAC), to expanding pharmaceutical production, regulatory systems, and diagnostic access, and securing over $2.2 billion in new investments through the Nigeria Health Sector Renewal Initiative. But excellence must be sustained. That’s why we’re investing in the roads, power, and connectivity that enable great institutions to thrive. With the largest stem cell lab in West Africa and plans for a medical school, this Centre is more than a hospital, it is a place to heal the sick, and to train the future.” — H.E. Bola Ahmed Tinubu, GCFR, President and Commander-in-Chief of the Armed Forces, Federal Republic of Nigeria, represented by H.E. Senator Kashim Shettima, Vice President of the Federal Republic of Nigeria

    Commenting on the momentous achievement, Prof. Benedict Oramah, President and Chairman of the Board of Directors of both Afreximbank and AMCE, thanked the Federal Government of Nigeria for providing the land on which the AMCE stands, adding: ” In 2013, I had my own close call when I became seriously ill and was evacuated to King’s College Hospital in London, where a frantic battle to save my life ensued. Being here today is a testament to the power of cutting-edge medical research, clinical knowledge, and a solid healthcare ecosystem. The event we mark today is proof that society is better off saving lives than burying its dead, and that it is a living person who can contribute to development and social transformation. This experience led me to conclude that one of the major contributions I could make to Africa was to help Afreximbank deliver on its health and medical strategy in every way possible. Our vision for the African Medical Centre of Excellence is not just to provide top-notch healthcare but to serve as a catalyst for the transformation of the African health sector, making a bold statement to the world that Africa is finally taking its destiny into its own hands in healthcare sovereignty and global standards.”

    President Oramah also announced the launch of the Africa Life Sciences Foundation to act as the vehicle for mobilising appropriate risk capital to drive research efforts and called on African and non-African governments, banks, high net worth individuals and corporate organisations to join the Bank in investing in the hospital, through this platform.

    Brian Deaver, Chief Executive Officer of AMCE, highlighted the facility’s comprehensive approach: “Today, we don’t just open a hospital—we launch a healthcare revolution for Africa. AMCE represents a paradigm shift in how specialised medical care is delivered on the continent. Our integrated model encompasses early diagnosis, advanced treatment, and long-term disease management, creating a seamless continuum of care that improves patient outcomes and health experiences.”

    He added: “Our mission extends beyond treatment to include world-class medical education, groundbreaking research, and continuous innovation. By combining international expertise with local talent development, AMCE will build sustainable healthcare capacity that serves generations to come.  

    AMCE’s opening signals a new era for Africa — one in which self-reliance replaces dependency, and world-class care is no longer the privilege of a few but the standard for many. By anchoring healthcare delivery, talent development, and innovation on the continent, AMCE is not just stemming the outflow of medical dollars, but redefining Africa’s place in the global health ecosystem.

    Through its clinical partnerships with King’s College Hospital, London and The Christie NHS Foundation Trust, AMCE will be home to advance research, education, and medical excellence by fostering continuous knowledge exchange. In its next phase, AMCE will expand to include a second 350-bed hospital, medical and nursing schools, a medical sciences foundation, research centres, and residential facilities. Together, this integrated ecosystem will position Nigeria as a leading hub for specialist healthcare, medical training, and clinical research on the continent.

    Professor Clive Kay, Chief Executive Officer of King’s College Hospital NHS Foundation Trust said, “We are proud to partner with Afreximbank on this important initiative. The African Medical Centre of Excellence represents a positive step forward, and by bringing together world-class clinical standards, training, and research, we aim to share our expertise and support the development of a sustainable model of care that responds directly to the needs of African patients”.

    Now open, AMCE welcomes patients, healthcare professionals, researchers, and partners to join its mission of delivering world-class healthcare, fostering innovation, and building a healthier, more self-reliant Africa. AMCE is the largest specialised private hospital in Nigeria and West Africa focusing on cardiovascular services, haematology, comprehensive oncology, and general medical services. It currently boasts of 170 beds with a plan to expand this to 500 beds upon completion. It features the largest stem cell laboratory in the region, fifteen post stem cell isolation rooms in West Africa alongside five theatres and three catheterisation laboratories. It also features a 20 bed intensive care unit, six critical care unit beds and 20 chemotherapy chairs with compounding pharmacy among others. Some of the specialised equipment in Nigeria and the region are exclusively hosted by AMCE Abuja. They include the 18 Mev cyclotron, 3 Tesla Magnetic Resonance Imaging, 256 slices computed tomography, brachytherapy machine with iridium source, 4 biosafety cabinets and 128 slices computed tomography machines, among others. 

    MIL OSI Africa –

    June 6, 2025

  • MIL-OSI Economics: Members consider request for panel to examine Chinese duties on agriculture, fish products

    Source: World Trade Organization

    DS636: China — Additional Import Duties on Certain Agricultural and Fishery Products from Canada

    Canada submitted its first request for the establishment of a dispute panel regarding additional import duties imposed by China on certain Canadian products pursuant to a domestic “antidiscrimination investigation.”  The additional duties, including a 100% tariff on canola seed oil, canola meal, and peas and a 25% tariff on certain fish, seafood and pork products, came into effect on 20 March. 

    Canada said China unilaterally suspended concessions to Canada without first seeking recourse at the WTO or obtaining the authorization of the WTO Dispute Settlement Body. Consultations with China took place on 23 April but unfortunately failed to resolve the matter, Canada said.  Canada noted it remains open to continuing dialogue with China in a manner that will address Canada’s concerns and fully restore market access for Canadian agricultural, fish and seafood products in a timely fashion.

    China replied that it regretted Canada’s decision to seek the establishment of a panel.  Canada imposed discriminatory and unilateral restrictions on Chinese imports despite opposition from all sides, China said. The impositions of tariffs on certain Canadian products are legitimate measures taken in accordance with Chinese domestic law following a fair, impartial and transparent investigation process, China added. In opposing Canada’s request, China said it believes it is still premature to establish a panel in this dispute.

    The DSB took note of the statements and agreed to revert to the matter should a requesting member wish to do so.

    Next meeting

    The next regular DSB meeting will take place on 23 June.

    Share

    MIL OSI Economics –

    June 6, 2025

  • MIL-OSI USA: A Young Old: Remarks at the Third Annual Conference on Emerging Trends in Asset Management

    Source: Securities and Exchange Commission

    Thank you, Natasha [Vij Greiner]. Good morning and welcome to the Third Annual Conference on Emerging Trends in Asset Management. Before I begin, I must remind you that my views are my own as a Commissioner and not necessarily those of the SEC or my fellow Commissioners.

    Today’s four panels take us on a tour from the beginning of the ’40 Acts up to the most recent developments in asset management, and on to the developments likely to come in the near future. These panels are in keeping with the asset management industry, which is an iterative one in which new developments are rooted in the old. I am looking forward particularly to hearing from our “Forever Young” panel of former IM Directors who will reminisce on 85 years of the Investment Company and Investment Advisers Acts.

    Thinking back to my arrival at the Division of Investment Management as a wide-eyed staff attorney 25 years ago makes me feel anything but young. But happy memories linger from my four years in the Division: Immersing myself in Division history with the well-worn green binder “bibles,” wrestling through current issues in a rulemaking, or imagining the future of asset management through the eyes of the red book. My colleagues, of course, were the highlight of that experience. Paul Roye as Division Director, Hunter Jones as remarkably patient supervisor, Bob Plaze as master rule-drafter, Martha Peterson as consummate mentor, and countless colleagues who only recently left the staff, including: Bill Middlebrooks, Beckie Marquigny, Chris Chow, Penelope Saltzman, Jennifer McHugh, Jennifer Sawin, Janet Grossnickle, and Nadya Roytblat, to name a few. These and other members of the Division staff poured themselves into administering the statutory framework within which the asset management industry has flourished.

    Although I am not feeling it personally, the first panel’s “Forever Young” title is an apt reminder that the regulatory framework must retain nimbleness and flexibility even though these characteristics typically wane with age. As the panel embodies, however, the wisdom of the past should guide our exercise of that flexibility. The asset management industry is in the midst of an age of innovation, a topic which will occupy the last three panels. Continued product proliferation, increased retail access to private markets, and tokenization will expand the menu of investment options available to investors. Accompanying that expansion should be education, including the innovative use of new technological tools to educate investors and their financial professionals about innovative product offerings.

    For the sake of portfolio diversification, retail investors need access to a broad range of investment opportunities. The breadth of the public markets, where retail investors do most of their investing, has suffered as the number of listed companies has declined,[1] companies wait longer to attempt an IPO, and several large companies dominate the public market indices. The Commission should work on reforming public company regulation to help address this decline. But some asset classes are not fit for the public markets. Accordingly, retail investors and the financial professionals that serve them also are looking for additional diversification in the private markets.

    Commission rules and regulations along with Commission staff positions have contributed to keeping retail investors out of the private markets. We should consider how to amend the “accredited investor” definition in the Commission’s rules so that more people are eligible to invest in the private markets. In August 2020, the Commission supplemented slightly the existing net income and wealth categories for qualifying natural persons, a change the Commission admitted was marginal.[2] I would like to see more meaningful expansions as would many retail investors who resent being cut off from an increasingly large segment of the market. The Commission staff can take other steps at once to allow retail investors greater access to private markets. For example, as Chairman Atkins recently noted, since 2002, Commission staff has taken the position that closed-end funds investing 15% or more of their assets in private funds should impose a minimum initial investment requirement of $25,000 and restrict sales to investors that meet the accredited investor standard.[3] Neither the statute nor Commission rules require such limitations. Removing them would allow retail investors greater access to private investments through a closed-end fund wrapper with the benefit of professional management. I support the Chairman’s directive that the staff address this situation, including by ensuring that funds are making adequate disclosure regarding conflicts of interest, illiquidity, and fees for closed-end funds that trade on exchanges. We also should work with fund sponsors that want to experiment with interval funds.

    Some retail investors also want to add digital assets to their investment portfolios. Until recently, the Commission mostly stymied their efforts to do so through convenient and cost‑efficient securities products. Some ’40 Act funds afforded investors indirect exposure to crypto assets, but only when pushed by the courts did the Commission greenlight the trading of spot bitcoin (and later spot ether) exchange-traded products under the 1933 Act. The Trading and Markets staff is working diligently through many applications to list a whole range of digital asset ETPs. A standardized approach for such ETPs could ease the burden for the industry and the SEC staff. Asset managers are also creating new products under the ’40 Act. Just as a reminder a fund that invests primarily in spot crypto assets that are not securities cannot register as an investment company under the ’40 Act.

    Additional guidance could open the door to enhanced investor choice and increased portfolio diversification for investors. The Commission is working, for example, on providing clarity for investment advisers and investment companies. One area in which there is a lack of clarity is how investment advisers and investment companies can hold digital assets in compliance with the current Commission custody requirements. One issue causing significant uncertainty is whether using state-‑chartered limited purpose trusts as a custodian of crypto assets would be consistent with the custody requirements of the Investment Company Act and Investment Advisers Act, and particularly whether they meet the definition of a bank provided in both Acts. More options for crypto asset custody may be coming following the rescission of Staff Accounting Bulletin No. 121[4] and clarifying statements made by federal banking regulators, including the OCC.[5] I hope that the staff of the Division of Investment Management can clarify how funds and advisers can treat a state trust as a bank with respect to the custody of crypto assets. More permanent clarity about how to apply the custody provisions to digital assets requires a deeper look at whether the custody requirements should continue to be based solely on qualified custodian status rather than on principles and qualitative criteria that may better ensure the safe custody of crypto assets. The Commission also should address questions as to whether registered investment companies may obtain exposure to crypto assets through investments that do not trade on a U.S.-regulated exchange and the tokenization of securities issued by registered investment companies.

    The third panel deals with product proliferation, a testament to the creativity of the asset management industry and the flexibility of the governing statutes. The growth in and variety of exchange-traded funds is remarkable. The breadth of offerings serves a wide diversity of investor needs and often does so very cost effectively. Some of these products are complex and not fit for every client portfolio. Some of these products are designed not to be held for more than a day. They are tools for managing risk and volatility, enhancing returns, and limiting loss. If used incorrectly, they can have the opposite effects. The staff of the Commission, which is not a merit regulator, works hard with registrants to get the disclosures right for these products. Given the importance of understanding how these products work, I would like the Commission to consider whether overly conservative regulatory limits on marketing funds serve inadvertently to inhibit educational efforts by fund sponsors for financial professionals and investors.[6]

    I look forward to seeing asset managers continue to innovate to serve investor needs. I hope that the SEC will commit itself to apply the many years of experience we have accrued with the flexibility necessary to accommodate innovation by incumbents and new entrants to the industry. May the rest of the conference help you to gain wisdom from industry and regulatory veterans, while staying forever young.

    [1] The number of public companies listed on exchanges has fallen from 5,243 in 2004 to 4,862 in 2024, calculated based on Monthly Stock data from Center for Research in Security Prices, LLC (CRSP). As the following paper details, public company counts differ depending on what types of companies they include. See Vladimir Ivanov, Michael Pessin & Albert Sheen, Courts of Reporting Issuers Subject to the Securities Act of 1934 and Public Firms in 2023, Division of Economic and Risk Analysis, U.S. Securities and Exchange Commission, at 7 (Apr. 28, 2025), https://www.sec.gov/files/dera-registrant-count-2504.pdf.

    [2] The change allowed certain natural persons to qualify as accredited based on defined measures of professional knowledge, experience, or certifications. Accredited Investor Definition, Rel. Nos. 33-10824, 34-89669, 85 Fed. Reg. 64234 (Oct. 9, 2020), https://www.govinfo.gov/content/pkg/FR-2020-10-09/pdf/2020-19189.pdf. The Commission noted that it did not expect the number of newly eligible individual accredited investors to be significant compared to the number of individuals then eligible to participate in private offerings. Id. at 64243.

    MIL OSI USA News –

    June 6, 2025

  • MIL-OSI USA: AG Labrador Warns Idahoans of Fake DMV Text Scam

    Source: US State of Idaho

    Home Newsroom AG Labrador Warns Idahoans of Fake DMV Text Scam

    BOISE — Attorney General Raúl Labrador issued a warning today about text scams targeting Idaho residents with fake DMV notices claiming unpaid traffic tickets will result in license suspension or legal penalties.
    “Scammers stole over $63 million from Idahoans last year, predominantly targeting our seniors,” said Attorney General Labrador. “These scammers are now using fake DMV texts to steal even more. Idaho families need to know that legitimate government agencies never demand payments through text messages.”
    The fraudulent texts claim to be from the Idaho DMV and threaten immediate license suspension unless payment is made through suspicious links. Law enforcement agencies across Idaho confirm they never send text messages demanding payments or threatening penalties for unpaid violations, tolls, or missed jury duty.
    Idahoans should watch for red flags including urgent payment demands, threats of arrest or license suspension, suspicious website links designed to look official, and requests for payment through gift cards. According to the 2024 FBI Internet Crime Report, seniors were disproportionately targeted by these schemes nationwide. The report also found that Idaho residents filed 3,081 complaints, resulting in $63,035,342 in total losses from cyber-enabled crimes and fraud.
    Idahoans who receive suspicious texts should report them to the Federal Trade Commission and delete the message without clicking any links or providing personal information.

    MIL OSI USA News –

    June 6, 2025

  • MIL-OSI Global: Why Canada needs a law that gives workers the right to govern their workplace

    Source: The Conversation – Canada – By Tom Malleson, Associate Professor of Social Justice & Peace Studies, Western University

    Democratic worker co-operatives are workplaces where workers collectively own the firm and elect the governing board. (Shutterstock)

    A major fault line in contemporary society is that while our political lives are governed by democratic principles, our economic lives largely are not.

    At the height of the COVID-19 pandemic, for example, Maple Leaf Foods experienced an outbreak in its Brandon, Man. factory. Not only were workers ordered to keep working in unsafe conditions, they were forced to work overtime.

    Walmart has long been accused of forbidding its cashiers from sitting down, even during long shifts.

    At one of its warehouses in Pennsylvania, Amazon allowed the temperature to reach an unbearable 102 F in 2011. When employees pleaded to open the loading doors to let in fresh air, management refused, claiming this would lead to employee theft. Instead, Amazon parked ambulances outside and waited for employees to collapse from heat stroke. Employees who were sent home because of the heat were given demerits for missing work, and fired if they accumulated too many.

    These examples reflect the fact that, in most workplaces, employees have no say in who manages them or how major decisions are made. Entering the workplace typically means leaving the freedoms of democratic society behind and entering a private domain unilaterally controlled by an employer. For most workers who are not in senior management, the main job of every job is to follow orders. Functionally speaking, workers are servants.

    In its governance structure, the modern workplace operates as a kind of mini dictatorship. Although workplace discipline isn’t enforced with physical violence, supervisors still have the power to discipline or punish those who dissent.

    But what if there were an actual legal right to workplace democracy?

    My research scrutinized the pros and cons of such novel legislation by drawing on decades of research comparing conventional, top-down firms with democratic worker co-operatives (where workers collectively own the firm and elect the governing board).

    Why workplace democracy matters

    In large American firms, the average CEO-to-worker pay ratio is now a jaw-dropping 351 to one. As CEO, Jeff Bezos made roughly 360,000 times more than Amazon’s minimum wage workers. This inequality ripples across society with significant consequences.

    By contrast, most worker co-ops maintain a pay ratio of three to one and only very rarely exceed 10 to one.

    There’s also a stark difference in how workers are treated. While conventional firms lay off workers whenever it’s profitable to do so, co-ops do everything in their power to save jobs.

    Top-down decision-making also breeds degradation and disrespect. A 2016 Oxfam report, for instance, documented how some Tyson Foods employees were prevented from using the bathroom to the point where some urinated themselves and other felt compelled to wear diapers to work.

    A Gallup survey from 2021 found that across the American economy as a whole, only 20 per cent of workers strongly agreed with the statement that “my opinions seem to count.”

    In co-ops, workers are generally treated with more respect and dignity. They typically participate more in decision-making, have higher job satisfaction and have less antagonism with management.

    In conventional workplaces, many employees hate or fear their boss. Roughly 17 per cent of the workforce opt for self-employment in order to get away from the tyranny of the boss, even though self-employed workers typically earn about 15 per cent less than their salaried counterparts and receive less than half the benefits.

    Worker co-operatives are typically less dominating than conventional firms because workers elect their managers and can create self-managing teams where workers have more autonomy over matters like scheduling and how tasks are carried out. Though co-ops are far from perfect, with workers often feeling that they aren’t able to participate in decision-making as much as they would like.

    Most workers are trapped in undemocratic jobs

    Most workers have no viable alternative to undemocratic work, and so no choice but to suffer its harms. While in theory, workers can quit and rely on welfare or social assistance, in practice, this isn’t viable because welfare rates are often too low to live on.

    Starting a business or becoming self-employed is another theoretical option, but it’s too financially risky to be a serious alternative for most.

    Joining a worker co-operative is the most promising alternative, but there were less than 400 worker co-ops in Canada in 2022, representing less than one per cent of employment.

    Converting an existing workplace into a co-op faces serious barriers too. Even if the workers desperately want a conversion, if the employer doesn’t, they’re out of luck; their employer owns the organization and can simply say no.

    So what’s the solution?

    Canada needs a new law to expand democracy by granting workers the legal right to collectively buy into the firms they work for. The process would resemble how unionization works today.

    It would start after a majority of employees sign a declaration stating their intent to form a worker co-operative. After this threshold is reached, a formal process would be triggered: employers would be required to disclose all relevant financial documents with the workers, and workers would receive education on the managerial, technical and legal requirements of co-ops. Co-op development bankers would provide loans and financing options.

    Once this is done, workers would hold a final vote. If a simple majority (50 per cent plus one) votes in favour, the employer would be paid the fair market value for the firm and the business would be restructured as a worker co-operative.

    Importantly, the law would allow this transition even if the employer is opposed, just as collective bargaining legislation allows workers to unionize without employer approval. It would also ensure owners are fairly compensated; owners shouldn’t lose their property, but they should lose the right to unilaterally govern other human beings in perpetuity, especially when those others are willing and ready to govern themselves.

    Of course, this law might bring some economic disruption. It’s possible that certain owners might oppose democratic ownership so strongly that they would rather shut down the business altogether than work as equals, but such cases would likely be rare.

    On the other hand, research shows that worker co-ops are just as productive as conventional firms (if not more so) and they have similar survival rates. This is highly reassuring for the overall well-being of the economy.

    Moreover, workers would need to invest significant amounts of their own money in order to buy out the firm, so conversions will occur only after serious consideration.

    The bottom line is that while the costs of this legislation would likely be modest, the benefits to workers and society at large would be substantial: reduced inequality and domination, increased job security and respect. Canada should establish a right to buy-in as soon as possible.

    Tom Malleson has received funding from the Social Sciences and Humanities Research Council.

    – ref. Why Canada needs a law that gives workers the right to govern their workplace – https://theconversation.com/why-canada-needs-a-law-that-gives-workers-the-right-to-govern-their-workplace-257776

    MIL OSI – Global Reports –

    June 6, 2025

  • MIL-OSI USA: Governor Hochul on “The Last Word With Lawrence O’Donnell”

    Source: US State of New York

    ast night, Governor Kathy Hochul was a guest on MSNBC’s “The Last Word with Lawrence O’Donnell.”

    AUDIO: The Governor’s interview is available in audio form here.

    A rush transcript of the Governor’s remarks is available below:

    Lawrence O’Donnell, MSNBC: Joining us now is Democratic Governor Kathy Hochul of New York. Governor, thank you very much for joining us.

    Governor Hochul: Great to see you again, Lawrence.

    Lawrence O’Donnell, MSNBC: I want to begin with this point about Congressman Michael Lawler. This used to be completely bipartisan in Congress. If you had a government office in your district, near your district — like Social Security — helpful to your community. The President, the administration of your party would never close that ever. Because you as a Republican or a Democrat with a Democratic president, if they were even thinking of it, if it was ever on a list, you’d get in there, you’d fight for it, you’d keep it open. That didn’t happen here.

    Governor Hochul: That shows how insignificant the members of Congress are. All the power has been ceded to the other end of Pennsylvania Avenue. It’s all in Donald Trump’s hands, and they’re sitting there on their hands silent, afraid to say a word, because he might help somebody in a primary against them. They’ve been paralyzed in action. And as a result, if one single person — Mike Lawler, Elise Stefanik, anybody else who thinks they’re running for higher office — any one of them had voted against this bill, it would’ve been dead.

    They did not look out for the rural hospitals in their districts that will close, the thousands of people thrown out of jobs in an area where it’s hard to get work in our red parts of our state, the most rural areas. I know them so well — my old district.

    Mike Lawler letting that Social Security office close — it serves seven counties. Now people have to travel over an hour and a half. Some have to go to Connecticut to get services. And if you’re walking into an office for social services — Social Security services — you’re usually an elderly person, can’t get around, you haven’t figured out how to use your computer, and you’re showing up in person and now you have to travel over an hour. Thank you, Mike Lawler. Thank you, Republican members of Congress. Because you clearly don’t give a damn about the people who put you in office.

    Lawrence O’Donnell, MSNBC: In Upstate New York — the areas we’re talking about now — the frequent hospitals are one of the very big employers. What do Medicaid cuts of this scale mean to those hospitals?

    Governor Hochul: Hospitals will lose $3 billion in the State of New York per year. We can’t help solve that problem. This is federal dollars that we need to have here. It is a major employer. Like I said, when I represented seven very rural counties in the reddest part of our state and Congress, I’d always wanted to see who the employers are when I went to visit. The hospital was always the largest, then sometimes it was the prisons, then it was county government. It took a long time to get a private employer because these were people who got their jobs, they worked hard, they struggle. It’s hard to recruit doctors, so they’re always living on the margin. So this basically says it’s not just going to close for Medicaid recipients, it’s going to close for everybody.

    When your kid gets sick and needs emergency care, your parents are having a heart attack, mom or dad are sick, you’re not going to have a hospital to get them to it. That’s how serious this is.

    Lawrence O’Donnell, MSNBC: The Medicaid is the single biggest payer for nursing homes, not just in New York State, but throughout the country, pays about 40 percent of the revenue to nursing homes. What does it mean for nursing homes?

    Governor Hochul: One hundred thousand people in the State of New York who are in nursing homes will lose their Medicaid coverage. Now, what are the options? If you’re in a nursing home, you’re usually in a difficult situation, right? Are you going back to your family’s couch, your grandchildren, going to live in their spare bedroom? It does not have a path forward.

    That’s why the insanity of this bill has to be stopped in the Senate. I never thought I’d be relying on the Republican Senate to bail out our country. But that just shows how desperate we’ve become, that we’re counting on them to do the right thing.

    Lawrence O’Donnell, MSNBC: And if there’s any changes in it — I mean, you used to work in the Congress, you know how it goes. If there’s any changes in it in the Senate, it goes back to the House. Mike Lawler gets another vote on this in the House. The pressure would be on the New York House Republicans, once again, if it goes back to the House.

    Governor Hochul: Well, even if he sees the light and all the constituents that are really unhappy with him right now, force him to change his vote, you’ll never walk away from that first one. You’ll never be able to walk away from that.

    Lawrence O’Donnell, MSNBC: This is all happening at the same time where Donald Trump is imposing tariffs that the Trade Court has said are all completely illegal. You’re a border state with Canada. You do an awful lot of trade across that border every single day that’s important for all of New York. What are the Trump tariffs doing to your state?

    Governor Hochul: The Trump tax is devastating for the State of New York. We have 450 miles of shared border. We’re basically neighbors. We don’t even think of them as a foreign country at all. And so we have a $50 billion trade balance, and what that means is it’s farmers who can’t export into Canada, New York, because they won’t accept our goods and nothing is coming our way because they can’t afford it.

    One farmer told me that it’s going to cost him $10,000 more a month. These people live on the margins. They have a bad crop. The chickens have to be killed because of bird flu. I mean, they’re always struggling and the cost of everything from aluminum to steel to the shavings that they get to put in the stalls because we get them from the trees in Canada — we have such a synergy with them.

    But it’s not just the crops and the business going back and forth and the trade of commodities, it’s also the tourism. Tourists are not coming over. They used to fill the stadium in Buffalo because Buffalo Bisons, they’re an affiliate of the Toronto Blue Jays. They usually see a third of the people going to Buffalo Bills games and hockey games and our small tourism towns up in the North country, Lake Placid and Saranac Lake, and Plattsburgh, Lake George.

    They’re all suffering now because the Canadians are saying not just this threat of tariffs, but the fact that you’re talking about taking over our country. It is so insulting to our Canadian friends. I understand it, but flights from Canada are down dramatically at JFK. They’re not coming to New York City, they’re not spending money, they’re not going to the shows, and the rest of the state is feeling the ripple effect. It is devastating.

    Lawrence O’Donnell, MSNBC: The Republican budget bill, they’re working on it now. You’ve already got a budget. You did your job on a budget much earlier than Washington as usual, I would say. You had to do the best you could with that budget, with the information you had at the time. Might this be a situation where you have to come back — if this Republican budget becomes law — come back and revisit the New York State Budget?

    Governor Hochul: We may have to do that, but what I want to talk about for one minute is my budget in contrast to what’s happening in Washington. When we talk about these tariffs, we’re talking about over $3,000 to $6,000 more in additional costs. Everything’s going to cost more, especially commodities from China.

    I’m focusing on affordability because I know New Yorkers are struggling. My own family used to live in a trailer park — clipped coupons, we bought our clothes at used clothing stores. So when I see parents, moms and dads today trying to make ends meet, I said, “The best thing I can do for them is to help lift them out of poverty or lift them out of their circumstances, put money back in their pockets.”

    I have $5,000 going back in the pockets of New York families with Child Tax Credit, Middle Class Tax Cut, and an inflation rebate, covering the cost of school lunches and breakfast for every family, and parents are so grateful. But I’m going to put that in this pocket, and the Trump tariffs are taking it out because everything’s going to cost more. So families feel like they just can’t get ahead.

    So we’ll come back if we have to deal with this. I expect we’ll come back in the fall, but we received $93 billion from the federal government. I can’t make that up. No state is going to make that up. So that’s the harsh situation that we’ll be seeing when cuts to everything.

    The largest cut to nutrition program that’s happening, Title One under education law means that schools in New York State that take care of our highest need kids will be cut. There’s no part of our state that will be untouched if that devastating bill becomes law. We must stop that.

    Lawrence O’Donnell, MSNBC: Governor Kathy Hochul, thank you very much for finding the time to come by and see us. Really appreciate it.

    Governor Hochul: Great to see you again.

    Lawrence O’Donnell, MSNBC: Thank you.

    MIL OSI USA News –

    June 6, 2025

  • MIL-OSI: DNO Raises USD 400 Million in Hybrid Bonds

    Source: GlobeNewswire (MIL-OSI)

    5 June 2025 – DNO ASA, the Norwegian oil and gas operator, today completed a private placement of USD 400 million of subordinated hybrid bonds with a coupon rate of 10.75 percent. The hybrid bonds will have the first call at 100 percent of nominal value after 5.5 years, with coupon step-up after six years and maturity in 2085. The bond placement met strong investor demand across US, Nordic and international markets and was significantly oversubscribed.

    “This first hybrid bond issue capitalizes on our 24-year flawless record in the bond market,” said DNO’s Executive Chairman Bijan Mossavar-Rahmani. “Given its features, including treatment as equity not debt on DNO’s balance sheet, a hybrid bond fits well with our financing structure following closing of the Sval Energi Group AS acquisition later this month,” he added.  

    Settlement is expected on or about 17 June 2025, subject to customary conditions precedent. An application will be made to list the bonds on the Oslo Stock Exchange. Proceeds from the new bond issue will be used to refinance financial indebtedness in Sval Energi and for general corporate purposes.

    Arctic Securities AS, DNB Carnegie, part of DNB Bank ASA, and Pareto Securities AS acted as Joint Bookrunners for the transaction. AGP Advokater AS acted as legal advisor to the Company.

    –

    For further information, please contact:
    Media: media@dno.no
    Investors: investor.relations@dno.no

    –

    DNO ASA is a Norwegian oil and gas operator active in the Middle East, the North Sea and West Africa. Founded in 1971 and listed on the Oslo Stock Exchange, the Company holds stakes in onshore and offshore licenses at various stages of exploration, development and production in the Kurdistan region of Iraq, Norway, the United Kingdom, Côte d’Ivoire and Yemen. More information is available at www.dno.no

    –

    This information is subject to the disclosure requirements pursuant to section 5-12 of the Norwegian Securities Trading Act.

    This release does not constitute any offer or solicitation to sell or purchase any securities. 

    The release may not be released, published or distributed in the United States of America or any other jurisdiction where release, publication or distribution would be prohibited or require any registration or filing acts or similar.

    The MIL Network –

    June 6, 2025

  • MIL-OSI Economics: Microsoft helps dismantle transnational scam network targeting older adults

    Source: Microsoft

    Headline: Microsoft helps dismantle transnational scam network targeting older adults

    On May 28, 2025, India’s Central Bureau of Investigation (CBI), the country’s federal police service, executed raids at 19 locations across India to dismantle cyber-enabled financial fraud networks, including tech support fraud schemes. This operation, which disrupted a malicious enterprise impersonating Microsoft and targeting older adults in Japan, resulted in the arrest of six key operatives, the takedown of two illegal call centers, and the seizure of digital and physical infrastructure, such as computers, storage devices, digital video recorders, and phones.

    Through close collaboration with the Japan Cybercrime Control Center (JC3), a nonprofit organization dedicated to combating cybercrime in Japan, Microsoft’s Digital Crimes Unit (DCU) identified the India-based malicious ecosystem behind these scams. The DCU alerted Japan’s National Police Agency (NPA) and CBI, helping them to take decisive action against the individuals behind the operations.

    This case represents an evolution in the DCU’s disruption approach for cyber-enabled financial fraud. With the growth of cybercrime-as-a-service, connectivity among cybercriminals has increased and become more global. We must continue to look at the full ecosystem in which these actors operate and coordinate with multiple international partners to meaningfully address cybercrime. In the case of tech support fraud, where cybercriminals are increasingly using technology like artificial intelligence to scale their operations, we have transitioned away from focusing on individual call centers to targeting the highest levels of the operation and proactively disrupting their technical infrastructure. 

    The impact of cross-sector collaboration 

    Our collaboration with JC3 marked the DCU’s first partnership with a Japan-based organization to assist victims, proving crucial to the operation’s success. On an ongoing basis, JC3 provided actionable identifiers for malicious pop-ups that urged recipients to call fake technical support lines, believing they were contacting Microsoft. This information, coupled with additional threat intelligence and signals data, was then analyzed by the Microsoft Threat Intelligence Center (MSTIC), enabling Microsoft to proactively take down approximately 66,000 malicious domains and URLs globally since May 2024. The intelligence gathered was then integrated into Microsoft services to strengthen them against abuse.  

    Importantly, the information from JC3 enabled the DCU to identify the broader network behind these scams—encompassing pop-up creators, search-engine optimizers, lead generators, logistics and technology providers, payment processors, and talent providers. These actors used generative AI to scale their operations, including to identify potential victims, automate the creation of malicious pop–up windows, and perform language translations to target Japanese victims. This activity highlights the increasingly sophisticated tactics employed by cybercriminals and underscores the importance of proactive global collaboration to protect victims. 

    Examples of malicious pop-ups impersonating Microsoft. 

    Continued commitment to cybercrime prevention 

    Cyber-enabled financial fraud disproportionately targets older adults, and unfortunately, this growing trend is global. According to the FBI’s Internet Crime Complaint Center, tech support fraud was the most frequently reported crime type reported by older Americans (over 60) in 2023, resulting in nearly $590 million in losses. The Global Anti-Scam Alliance reported that, in Japan, the majority of scams target adults over the age of 45. This was consistent with what we observed in this operation, with approximately 90% of the 200 people affected being over the age of 50.

    The DCU has long been at the forefront of combatting sophisticated scams, and our ongoing collaboration with global law enforcement has led to hundreds of arrests and increasingly severe prison sentences worldwide. However, as cybercriminals continue to evolve their tactics, we too must take more aggressive action to protect those vulnerable to fraud. By leveraging cutting-edge technologies like AI and expanding collaborations with law enforcement and civil society, the DCU is intensifying its efforts to disrupt cybercrime operations from the top down. We are grateful for our ongoing collaboration partners across sectors and will continue to look for new ways to help protect people from cybercrime.

    Important: Microsoft will never send unsolicited email messages or make unsolicited phone calls to request personal or financial information, or to provide technical support to fix your computer. If you have been contacted by someone claiming to be from, or associated with, Microsoft and believe it was a scam, report the incident via our online reporting tool: microsoft.com/reportascam.  

    Doing so assists us with our ongoing investigations with law enforcement as we take appropriate action against those targeting our customers. We also use these insights to strengthen our technology to better protect consumers from fraudulent tactics. 

    For more information on how individuals can protect themselves, please visit: Protect yourself from tech support scams (microsoft.com). 

    Tags: cybercrime, Microsoft Digital Crimes Unit, The Digital Crimes Unit

    MIL OSI Economics –

    June 6, 2025

  • MIL-OSI Global: Do people really resemble their dogs?

    Source: The Conversation – Canada – By Renata Roma, Postdoctoral Fellow, Center of Behavioural Sciences and Justice Studies/Pawsitive Connections Lab, University of Saskatchewan

    Although people and their dogs sometimes resemble each other, research suggests that compatibility may be a key element to build a positive relationship with dogs. (Shutterstock)

    Many dog owners wonder whether they share similarities with their dogs, including characteristics like a calm temperament, a sociable personality or even a bit of stubbornness. The idea that people and dogs resemble each other is not just a joke. In fact, some researchers have explored this question.

    As a clinician and researcher who has been studying different aspects of the human–animal bond and works clinically with people grieving the loss of a pet, I understand how meaningful these relationships can be. I am particularly interested in how perceived similarities and emotional connections with dogs can shape the quality of the relationship.

    Understanding what is known so far about the similarities between people and dogs is crucial, as this can reveal whether perceptions of similar physical and personality traits play a role in the quality of the relationship people share with their dogs.

    What researchers says about it

    Research on perceived similarities between people and their dogs aims to understand whether such perceptions are accurate and how they affect the relationship between people and their dogs.

    A recent review synthesizes findings from 15 empirical studies that investigated similarities between dog-human pairs, both in appearance and personality. Regarding personality, the findings suggest that dogs and their guardians may have parallel traits, such as levels of extroversion, anxiety and sociability.

    Looking further, some people seem to choose dogs that physically resemble them, particularly when choosing a purebred dog. Interestingly, there seems to be a link between women’s hair length and their preference for dogs with similar ear length, while short-haired women seem to favour short-eared breeds.

    Another study suggests the similarity between guardians and their dogs may be particularly observed in the eye region. Other studies indicate a positive correlation between owners’ body mass index (BMI) and their dogs’ degree of overweight, possibly related to a shared lifestyle.

    Importantly, many of these studies use questionnaires that the guardians themselves answer. That could lead some people to argue the findings only reflect the perceptions of the guardians.

    However, a group of researchers asked participants who had never met the dog-guardian pairs to match photos of dogs and their guardians based on perceived similarities. Interestingly, the participants were able to correctly match most of the dog-guardian pairs. This finding suggests that similarity may not just be a matter of the guardian’s own perception.

    Comparison to our relationships with people

    But why does this happen? One hypothesis has to do with our evolutionary history, since we also tend to seek like-minded people.

    In evolutionary contexts, being in cohesive and predictable groups increased co-operation and survival. These patterns continue to influence our relationships with others, favouring connections with people who appear to align with our values, behaviours or even physical traits. Apparently, similar mechanisms influence how we relate to dogs.

    Similarities in are also observed for those living with purebred dogs. This might happen because people tend to choose breeds associated with certain behaviours and there is more behavioural predictability and stability in purebred dogs due to standardized breed characteristics.

    Other explanations for personality similarities may be linked to emotional exchanges between people and their dogs, mutual regulation, behavioural reinforcement and learning through observation and imitation.

    For example, people may reinforce certain behaviours in their dogs based on their own preferences or routines, and sometimes this may not even be intentional. At the same time, emotional exchanges between humans and dogs can also shape each other’s emotional states over time.

    More than a scientific curiosity, understanding how perceptions of similarity shape people’s relationships with their dog can help foster more fulfilling relationships for humans and dogs. Such perceptions can lead to greater emotional investment in the bond and may even influence how people interpret and manage challenging behaviours in their dogs. For example, they might be more tolerant of certain behaviours when they identify a similar pattern in themselves.

    On the other hand, while perceived similarities can strengthen the relationship, such perceptions may also shape people’s expectations, leading them to project human-like characteristics onto their dogs, rather than seeing them for who they truly are.

    Beyond similarity: What brings us together

    Even when the personalities of people and their dogs are not alike, they can still match perfectly. Imagine a dog who is playful and energetic, living with someone who may be more reserved or introverted.

    The dog’s energy can encourage the person to be more active, which can lead to healthier habits such as walking or spending time outdoors. Sharing moments of joy, frustration or even sadness with a beloved dog can also provide a sense of companionship and emotional support.

    Although people and their dogs sometimes resemble each other, research suggests that compatibility may be another key element to build a positive relationship with dogs. Factors such as attachment style and aspects of the human’s personality may be equally relevant.

    Also, the sense of similarity is not always immediate and may emerge through co-regulation and mutual reinforcement, similarly to what happens in close human relationships. In this context, compatibility can exist even when people and dogs are not alike.

    Just like in relationships between people, resemblance is not necessarily what holds us together. Although resemblance plays a role, sometimes the most meaningful bonds are not between those who are alike. What seems to matter the most is how well we connect, support each other, embrace potential differences and build mutual understanding.

    Renata Roma does not work for, consult, own shares in or receive funding from any company or organisation that would benefit from this article, and has disclosed no relevant affiliations beyond their academic appointment.

    – ref. Do people really resemble their dogs? – https://theconversation.com/do-people-really-resemble-their-dogs-255088

    MIL OSI – Global Reports –

    June 6, 2025

  • MIL-OSI Canada: Minister Sidhu advances Canada’s trade priorities with G7 trade ministers

    Source: Government of Canada News (2)

    June 5, 2025 – Paris, France – Global Affairs Canada

    This week, the Honourable Maninder Sidhu, Minister of International Trade, hosted a meeting with G7 trade ministers in Paris, France.

    Minister Sidhu led an important discussion on the G7’s role in contributing to a trade environment that supports our shared goals of driving economic growth, creating good-paying jobs, and building long-term prosperity. The G7 trade ministers engaged on pressing issues that are impacting the global economy.

    Minister Sidhu reaffirmed Canada’s commitment to the rules-based global trading system and the principles that underpin it. He highlighted the need for open, stable markets that ensure predictability amidst economic uncertainty, which is particularly important for small and medium-sized enterprises disproportionately affected by trade disruptions.

    The minister also emphasized the importance of addressing the impacts of non-market policies and practices on our workers, businesses and economies.

    MIL OSI Canada News –

    June 6, 2025

  • MIL-OSI Canada: Europe trade mission will promote B.C. tech, attract investment

    Source: Government of Canada regional news

    A B.C. delegation will travel to Europe to promote the province’s expertise in technology to support investment and trade opportunities for businesses in the province, and good-paying jobs for British Columbians.

    The best of B.C. technology and agricultural technology will be highlighted on the world stage during three major tech conferences: London Tech Week, GreenTech in Amsterdam and VivaTech in Paris. These events provide a platform to showcase what B.C. has to offer and attract investment, driving sustainable and innovative growth in B.C.

    Diana Gibson, Minister of Jobs, Economic Development and Innovation, and Rick Glumac, Minister of State for Trade, will be in Europe from June 9 until June 14, 2025.

    “Now more than ever, it’s critical that we reach into new markets and promote B.C. as a competitive destination for business across all sectors,” Gibson said. “We will be meeting with investors, key government officials and stakeholders to build connections and showcase our world-class, made-in-B.C. technology.”

    In early 2023, the B.C. government introduced the Trade Diversification Strategy to strengthen and expand the province’s trading base. Through this initiative, B.C. is fostering trade and investment opportunities in new markets while growing its presence in established ones, increasing both the number and diversity of B.C. exporters.

    Today, the province benefits from a network of more than 50 trade and investment representatives across 14 key markets in North America, Europe and Asia. Given rising global trade tensions, the urgency of these efforts has become more pronounced.

    “B.C. is already seeing strong results since the launch of our Trade Diversification Strategy, with exports growing in new and existing markets globally,” Glumac said. “We will be travelling with numerous B.C. companies on this European trade mission to build on our efforts to diversify trade and showcase the incredible innovation coming from B.C.”

    The ministers will be meeting with key representatives during three major tech conferences overseas:

    • London Tech Week is a collection of events featuring tech innovation, entrepreneurship and talent. The Province will highlight B.C.’s economic priorities and gain perspectives on B.C.-U.K. trade and investment, while connecting with B.C. companies successfully operating in the U.K.
    • VivaTech is Europe’s biggest tech and startup event, with companies from more than 25 sectors and more than 2,000 investors and funds. Canada is Country of the Year for 2025 and Scale AI, the Canadian AI Cluster, is organizing a delegation for about 100 Canadian companies, of which 16 are from B.C. In addition, Canada’s Ocean Supercluster and National Research Council are organizing an Ocean Tech mission to France with 11 companies, eight of which are from B.C. As part of that mission, they will be at Vivatech, where a specific focus session on their technologies will be held.  
    • GreenTech Amsterdam is the premier global trade show for horticulture technology, bringing together more than 13,000 professionals and 530 exhibitors from around the world. The event showcases cutting-edge innovations in areas such as greenhouse automation, robotics, AI, climate control, water and energy solutions, and vertical farming. This is the fourth year that B.C. will participate with a booth at the event.

    “Greentech Amsterdam is a prime opportunity to showcase leading companies with made-in-B.C. technologies that advance food production, open doors to global partnerships and drive long-term growth,” said Seychelle Cushing, executive director, B.C. Centre for Agritech Innovation. “The B.C. Centre for Agritech Innovation is proud to partner with leading agri-businesses, government and academia to showcase B.C.’s leadership in agritech innovation on the world stage.”

    The EU meetings build on the work underway on Premier David Eby’s trade mission focused on key markets in Asia, as B.C. elevates and expands its trade efforts for new partnerships in light of the ongoing global trade conflict.

    B.C. is the economic engine of the new Canada and innovation is at the heart of this transformation, positioning the province as a global destination for tech talent and investment.

    Quick Facts:

    • In 2022, the European Union was B.C.’s fifth-largest destination for exports.
    • With 20 EU members and seven non-EU members adopting the euro as their official currency, trade and competition is facilitated between businesses in the region while concurrently providing price stability.
    • The Canada-EU Comprehensive Economic and Trade Agreement was established in 2017 and facilitates trade between Canada and the European Union.

    Learn More:

    To learn more about the deputy minister’s recent mission to Hannover Messe in Germany, visit: https://www.britishcolumbia.ca/news-stories/b-c-fuels-innovation-at-hannover-messe-2025/

    To read the Trade Diversification Strategy, visit:
    https://www2.gov.bc.ca/gov/content/employment-business/international-investment-and-trade/trade-diversification-strategy

    For more about the StrongerBC Economic Plan, visit:
    https://strongerbc.gov.bc.ca/economic-plan/

    For more about trade and investment in B.C., visit: www.britishcolumbia.ca

    MIL OSI Canada News –

    June 6, 2025

  • MIL-OSI: Free Psychic Reading Online | Free Psychic Chat with Real Psychics Online – Special 2025 Announcement

    Source: GlobeNewswire (MIL-OSI)

    San Francisco, CA, June 05, 2025 (GLOBE NEWSWIRE) — Are you curious about your future, love life, or career path but not ready to commit to a paid session? With a free psychic reading online, you can now connect with experienced and compassionate free psychics who offer genuine insights without any upfront cost. Whether you want to ask a free psychic question, explore your destiny by birth date, or dive into matters of the heart, there are now many trusted platforms where you can receive intuitive guidance—completely risk-free.

    ⇒ Connect with trusted advisors for a free psychic reading session!

    You deserve answers, healing, and spiritual clarity. Whether you need a free psychic reading online with no credit card, a birth-based psychic reading, or simply want to ask a free psychic question, now is the perfect time to begin your journey.

    The-Psychic-Experts.com, a trusted authority in spiritual services, proudly announces a new global initiative offering free psychic readings online via live chat or phone. Launching this month, this effort marks a major step forward in the platform’s mission to make genuine, risk-free spiritual guidance more accessible and inclusive for people seeking clarity in love, career, health, or life purpose.

    ⇒ Free psychic chat with certified readers — available now

    The internet is full of spiritual services, but not all are equal. To get the most value from your free psychic reading, stick with platforms that offer free psychic chat, clear advisor profiles, and real testimonials. This provides a safe and insightful experience from the outset.

    Whether you want to ask a free psychic question about a soulmate connection, your next big life decision, or emotional healing, these newly listed services are designed to deliver insightful, real-time answers. Even better, some highly rated readers provide free psychic chat with no credit card required, a rare and welcome benefit in today’s digital spiritual marketplace.

    Each listed psychic on the psychic expert’s platform is thoroughly evaluated for accuracy, authenticity, user testimonials, and spiritual specialization. Options include free psychic readings by date of birth and time, astrology-based predictions, tarot interpretations, and mediumship sessions. This 2025 release ensures that users can confidently connect with a real psychic, not an automated system or generic script, for meaningful and personalized spiritual guidance.

    ⇒ Try a real psychic chat for free — no risk, just answers

    Why Choose a Free Psychic Chat?

    Many people hesitate to seek spiritual advice due to concerns over cost or skepticism about accuracy. That’s where free psychic chat options shine. These services allow you to connect instantly with a psychic via live chat and ask your most pressing questions, without needing a credit card.

    Benefits of free psychic chat include:

    • Instant access to real psychics online
    • No financial risk or commitment
    • Discreet, private conversations
    • Fast answers to your questions

    Whether you’re new to psychic readings or just want to test a new advisor, this format lets you experience the energy of the reading before deciding to continue.

    ⇒ Receive personalized insight with free psychic chat now

    Ask a Free Psychic Question About Love, Career, or Life Purpose

    Wondering whether your partner is “the one”? Confused about a job opportunity? Feeling stuck and unsure about what comes next?

    You can ask a free psychic question on topics like:

    • Love & relationships
    • Family & friendship
    • Career direction
    • Personal growth
    • Financial energy
    • Spiritual purpose

    Many free psychics specialize in areas like free psychic love reading, helping you find clarity and comfort when emotions feel overwhelming.

    ⇒ Discover your soulmate path with a free psychic love reading

    Free Psychic Reading by Date of Birth and Time

    For deeper insight, many online psychics offer free psychic readings by date of birth and time. These personalized readings blend astrology and intuition to reveal:

    • Life path challenges and gifts
    • Relationship compatibility
    • Career destiny
    • Timing of major life events

    These birth-based readings are especially helpful if you’re facing crossroads in life and want guidance rooted in your cosmic blueprint.

    ⇒ Find clarity with a free psychic reading by date of birth and time

    Free Psychic Reading Online – No Credit Card Needed

    Unlike many platforms that require payment details before giving you any insight, select services offer a free psychic reading online, no credit card required. This ensures a truly commitment-free experience while letting you explore if the psychic connection resonates with you.

    Look for trusted directories that feature:

    • Verified psychic profiles
    • Ratings and testimonials
    • Free minutes or introductory chat sessions
    • Easy, instant connection

    ⇒ Get real clarity fast with a psychic reading at no cost

    Free Psychic Love Reading: Find Clarity and Connection

    Love is one of the most common topics people ask psychics about—and for good reason. Emotions can be intense, timing can be confusing, and sometimes we just want reassurance.

    A free psychic love reading can offer guidance on:

    • Soulmate energy
    • Twin flame dynamics
    • Relationship challenges
    • Future romantic possibilities
    • Past life connections

    Whether you’re healing from heartbreak or starting something new, these love readings offer emotional clarity when you need it most.

    ⇒ Get trusted love advice from free psychics today

    Why Free Psychic Readings Are in High Demand in 2025

    As the world emerges from a decade marked by turbulence, transformation, and technological disruption, one quiet but powerful trend has taken hold across generations: a renewed search for spiritual meaning. In 2025, free psychic readings have become one of the most sought-after tools for individuals hoping to gain clarity, purpose, and emotional balance. Whether driven by curiosity, heartache, or uncertainty, millions turn to a free psychic reading as their first step toward more profound understanding.

    ⇒ Love, destiny, and clarity await — start free psychic chat now

    Spiritual Curiosity in the Post-2020s Era

    The last few years have seen an undeniable cultural shift toward introspection. Following the collective trauma of a global pandemic, economic uncertainty, and significant geopolitical change, people have sought answers beyond traditional logic or material success. According to spiritual trend analysts, 2025 has seen record levels of interest in tarot, astrology, mediumship, and intuitive coaching, especially online.

    In this environment, free psychic reading online services have flourished. For newcomers, these free sessions offer a safe, low-pressure way to explore metaphysical guidance without financial obligation. For those already attuned to spiritual practices, a free psychic reading offers a chance to sample different readers and modalities before committing to a more in-depth session.

    ⇒ Chat live with psychics who truly care — free today

    The Cost Barrier of Premium Readings

    One of the key drivers behind the surge in free psychic consultations is the rising cost of premium sessions. Accurate psychic readers — particularly those with a strong following or years of experience — often charge rates ranging from $5 to $15 per minute or more. While this pricing may reflect the value of their service, it can be a significant barrier for those facing financial hardship or exploring spiritual guidance for the first time.

    That’s where a free psychic reading becomes an empowering alternative. By offering initial sessions at no cost, platforms like the psychic experts are helping democratize access to this ancient practice. Users can now test the waters with a free psychic question, receive a few minutes of clarity via free psychic chat, or speak to a real psychic by phone — all without swiping a credit card.

    ⇒ Receive insight and healing with a free psychic reading

    Accessibility Through Technology

    Another major factor fueling this demand is accessibility. Thanks to mobile apps, text platforms, and secure chat portals, psychic guidance is no longer confined to candle-lit rooms or in-person appointments. The emergence of free psychic chat and free psychic reading online services has enabled users from any location — urban or remote — to get spiritual support within minutes.

    This shift is especially valuable for individuals who may feel nervous about speaking to a psychic in person. Chat and phone services allow users to remain anonymous, reducing anxiety and fostering more open conversations. Data shows that users are often more likely to ask a free psychic question honestly and directly through chat than in a face-to-face setting.

    ⇒ Get a trusted free psychic reading without a credit card

    The Psychology of Asking a Free Psychic Question

    There’s also a deeper psychological appeal to asking questions about the unknown. In moments of confusion, asking a question—even a small one—provides the illusion of control. It’s a way to anchor oneself to possibility, hope, and answers that may not come from within.

    That’s why a free psychic question holds such power. It’s not just about the information you receive — it’s about reaching for it. Whether you’re wondering if your ex will return, if you’re on the right career path, or if you’re blocking your blessings, simply voicing your question can be cathartic and illuminating.

    With the stigma around spiritual services fading fast, 2025 is shaping up to be the year when free psychic readings become as normal as therapy or self-help books. From Gen Z to Boomers, people realize there’s no harm in asking a free psychic question — and in fact, it may just be the beginning of a meaningful journey.

    ⇒ Free psychic reading now live — discover your destiny

    How The Psychic Experts Evaluate Free Psychic Reading Platforms

    Not all psychic platforms are created equal in the ever-expanding world of online spiritual services. That’s why The-Psychic-Experts.com has built one of the most trusted, independent evaluation systems for identifying the most recommended free psychic readings available online. With thousands of websites claiming to offer real insight, clarity, and connection, the team behind The-Psychic-Experts.com works tirelessly to separate genuine spiritual guidance from vague, automated responses.

    The result? A carefully curated, annually updated list of free psychic reading platforms that users can trust.

    ⇒ Ask anything in a free psychic reading — love, work, more

    Strict Editorial Standards and Testing

    Every platform featured on The-Psychic-Experts.com goes through a thorough multi-step internal checking process designed to test for accuracy, transparency, and overall user experience. It includes secret-shopper style evaluations where trained team members request a free psychic reading by date of birth and time to measure how precise and personalized the answers are.

    Testers often ask complex or emotionally charged questions to see if the psychic is attuned to more than just general advice. Responses are then scored on relevance, empathy, and whether the psychic provides actionable insights. Platforms that rely heavily on vague, cookie-cutter replies are immediately removed from consideration.

    ⇒ Discover real guidance through live psychic chat

    No Credit Card = No Gimmicks

    One of the most essential standards in the the-psychic-experts.com evaluation process is whether the platform offers free psychic readings, without forcing users to enter credit card details.

    While many sites advertise “free” readings, they often require users to sign up for a subscription or provide payment information upfront. These bait-and-switch tactics can create mistrust and leave people feeling scammed.
    The platforms recommended by The-Psychic-Experts.com highlight psychic services that allow for at least one initial free psychic session, often via chat or phone, with no billing details required. It makes it easier for first-time users to explore their spiritual questions risk-free.

    ⇒ Start Free psychic chat online now — no card, just clarity

    Evaluating Reading Types and Specializations

    Not all psychic readings are the same, and the editorial team considers this during evaluation. Readers on the platform are assessed for the types of readings they offer, including free psychic love reading, mediumship, tarot, astrology, numerology, clairvoyance, and energy healing.

    This variety is significant because not every question fits neatly into one modality. A user seeking romantic advice may benefit most from a love psychic or tarot reader, while someone dealing with grief may need a medium who can connect with passed loved ones. Free psychic reading by date of birth and time may appeal to astrology-focused seekers. The leading platforms provide access to a broad spectrum of reading styles.

    Each reader is tested for communication skills, clarity, and the ability to make users feel safe. A psychic might have talent but lack compassion — or vice versa. Only those who excel at spiritual insight and empathetic delivery are considered highly rated.

    ⇒ Experience a free psychic chat that feels personal and real

    Internal QA

    The psychic experts don’t just rely on staff evaluations. The site also collects thousands of real-user testimonials to verify consistency and satisfaction across a broad user base. Comments are analyzed for patterns, such as repeated praise for emotional accuracy, relationship guidance, or intuitive timing.

    All feedbacks are vetted through an internal QA process to ensure authenticity and eliminate paid or spam submissions. This approach helps build long-term credibility and keeps the annual rankings relevant and trustworthy.

    By combining professional testing, real-world feedback, and a commitment to ethical standards, the psychic experts ensure that users receive guidance from only the most accurate, accessible, and genuinely free psychic resources available in 2025.

    ⇒ Connect instantly via free psychic chat and feel the difference

    Types of Free Psychic Readings Available Online in 2025

    In 2025, free psychic readings have become more accessible, personalized, and diverse. With spiritual wellness now a significant trend among millennials, Gen Z, and even Gen X, millions seek clarity from intuitive advisors, primarily through free online psychic readings. The growing number of platforms and services means users can now explore many different types of spiritual guidance before deciding on a long-term advisor.

    ⇒ Connect now for a real and accurate free psychic reading!

    So, what kinds of free psychic readings are most popular, and which are typically offered as part of free trials? Below, the-psychic-experts.com breaks down the most popular types of psychic readings users can explore at no cost in 2025.

    1. Free Psychic Love Reading

    By far the most requested service across psychic platforms, free psychic love readings remain the leading choice for users seeking relationship answers. Whether it’s “Will they come back?”, “Are we soulmates?”, or “Should I move on?” — love questions dominate psychic chat rooms and phone sessions.

    Platforms offering a free psychic love reading typically provide a few minutes or allow users to ask a free psychic question about their romantic life. These readings often tap into tarot, energy reading, or clairvoyance to explore emotional compatibility, karmic connections, and future possibilities.

    Why it’s offered: Love is the #1 gateway topic. If a psychic can connect with a user emotionally on this front, there’s a strong likelihood the user will return for paid sessions.

    ⇒ Find the guidance you seek in a free psychic love reading

    2. Career Forecasts

    Another common request in 2025 is professional guidance. Career-focused readings address decisions around job changes, workplace conflicts, entrepreneurial goals, or overall life purpose. Many free psychic platforms now offer initial readings on career questions to help users identify their next steps.

    These include numerology, astrology, or intuitive impressions based on name and energy. Some sessions will ask for a birth date to connect deeper into the client’s vocational path.

    Why it’s offered: Career questions tend to lead to follow-up sessions, making it an attractive free trial option for platforms.

    ⇒ Ask one question for free and connect with a real psychic

    3. Tarot Card Pulls

    A classic and still one of the most reliable options for free and paid readings, tarot cards remain a staple in 2025. Many platforms offer a free psychic reading online using a three-card spread that touches on past, present, and future energies.

    Tarot is a favorite among users because it provides specific visuals, archetypes, and symbolism that can be interpreted intuitively or directly. It works for all questions, including love, career, and self-growth.

    Why it’s offered: Tarot sessions can be done quickly and are visually engaging, making them perfect for limited-time or single-question free psychic readings.

    4. Astrology and Birth Chart Readings

    Astrology continues to experience a renaissance, and free psychic reading by date of birth and time is one of the fastest-growing categories on psychic platforms. Some services allow users to input their birth details to receive a basic sun, moon, and rising analysis or a short synastry report (love compatibility).

    More advanced readers might offer brief insights into planetary transits or upcoming life themes in a 5–10 minute complimentary session.

    Why it’s offered: Astrology is extremely popular among Gen Z and Millennials. It’s also data-driven, making it easy to automate or semi-automate for mass trial sessions.

    ⇒ Ask a free psychic question and get instant insight

    5. Past Life Readings

    Past life readings offer fascinating insight for those curious about karma, reincarnation, and spiritual history. Some free trials allow users to ask, “Who was I in a past life?” or “Why do I feel connected to this person or place?”

    These readings often combine intuitive visions, energy work, and spiritual channelling to explore patterns affecting the user in their current life.

    Why it’s offered: It’s a unique hook that appeals to deeply spiritual users and often prompts follow-up interest.

    6. Yes/No Psychic Questions

    Sometimes users don’t want a full reading — they just want a straight answer. In 2025, many free psychic platforms now offer the ability to ask a free psychic question in a yes/no format. It’s ideal for time-sensitive or emotionally charged moments when clarity is critical.

    This format is commonly used via free psychic chat, where users type their yes/no question and receive a simple, immediate reply, often via tarot or intuition.

    Why it’s offered: It’s quick, scalable, and builds trust for deeper sessions.

    ⇒ Explore your future with a free psychic chat reading!

    What to Expect from a Free Psychic Chat or Call

    You’re not alone if you’re considering a free psychic chat or phone reading in 2025. Millions worldwide are turning to intuitive guidance for answers, clarity, and peace of mind — often beginning with a risk-free, no-obligation session. But how exactly does it work? What can you expect from the moment you sign up to when you ask a free psychic question?

    In this guide, the-psychic-experts.com walks you through a typical user experience with free psychic readings online, whether via chat or call, so you know exactly what to anticipate.

    Step 1: Signing Up — No Credit Card Needed

    One of the most appealing aspects of psychic platforms ranked by The-Psychic-Experts.com is that many offer free psychic readings online, with no credit card required. It means you can begin exploring your spiritual path without entering payment details or worrying about hidden charges.

    The signup process typically takes under 2 minutes:

    • You enter your name (can be a nickname)
    • Choose your preferred psychic or reading type
    • Optional: Add your birth date, gender, or location for a more tailored session
    •  Click “Start Free Chat” or “Call Now” to begin your session

    The highest quality services are transparent, private, and secure, ensuring your experience is safe and confidential.

    ⇒ Ask love and life questions with a free psychic reading

    Step 2: Choosing Your Psychic Reader

    Once inside the platform, you’ll browse a selection of available advisors. Each psychic reader has a profile page showcasing:

    • Specialties (love, career, tarot, astrology, etc.)
    • User experiences
    • Years of experience
    • Tools used (e.g., pendulum, oracle cards, clairvoyance)

    For a free psychic reading, look for psychics offering free minutes or an introductory question at no cost. Most allow at least one free psychic question before the session transitions to paid time.

    Step 3: Chat vs. Phone — What’s the Difference?

    Free Psychic Chat

    Chat readings are ideal for people who prefer privacy, written records, or thinking time. You can type out your questions, and your psychic will respond quickly. Many clients enjoy this format because:

    • It’s discreet — great for work breaks or late nights
    • You can scroll back and re-read answers
    •  It allows clearer, more intentional communication

    Chat is a good option for simple or emotionally sensitive questions you want to reflect on later.

    ⇒ Discover emotional clarity in a free psychic reading today!

    Free Psychic Call

    Phone readings offer more vocal nuance, which some say results in stronger intuitive connections. You’ll hear tone, pauses, and inflection, which can help your psychic pick up on your energy more naturally. Calls feel more spontaneous, warm, and conversational.

    Calls are often ideal when:

    • You want a fast-paced reading
    • You’re dealing with complex emotions
    •  You want to ask follow-up questions on the spot

    Step 4: Asking a Free Psychic Question

    When your session begins, the advisor may start with a brief introduction or ask your permission to connect with your energy. You’ll then type or say your question, such as:

    • “What is the energy around my relationship right now?”
    • “Is this job opportunity right for me?”
    •  “Will I hear from them again soon?”

    It is your moment to open up. The more precise and focused your question is, the more insightful your psychic’s response will be.

    ⇒ Chat online now with trusted psychics for free!

    Step 5: What a Real Reading Feels Like

    Contrary to the myths, real psychic readers do not make wild or scary predictions. Instead, they tune into your energy, spiritual guides, or symbolic tools (like tarot or astrology) to help reveal what’s hidden beneath the surface.

    Even in a digital format, real psychic abilities translate beautifully. Many report feeling chills, sudden emotional clarity, or strong resonance, even through a chat screen.
    Your reading may include:

    • Specific messages, images, or impressions
    • Advice on timing, direction, or emotional healing
    • Symbolic meanings from tarot or astrology
    •  Gentle validation for what you already intuitively know

    ⇒ Connect with an accurate psychic — no payment required!

    Benefits of Starting with a Free Psychic Reading

    With so many psychic services available online in 2025, it’s easy to feel overwhelmed or skeptical about where to begin. That’s precisely why the psychic experts recommend starting your journey with a free psychic reading. Whether you’re new to the spiritual space or looking to reconnect with your intuition, free readings offer a powerful, no-pressure entry point into the world of intuitive guidance.

    From building trust to exploring specialties, here’s why thousands are turning to free psychic sessions before committing to a longer consultation.

    1. It’s a Low-Risk Introduction for Beginners

    One of the most significant barriers to seeking a psychic is fear of being judged, scammed, or misled. A free psychic reading helps remove those worries. You can test the waters without handing over credit card details or committing to a long-term package.

    Free readings let you:

    • Experience how a real session feels
    • Gauge your comfort level with a reader
    • Observe the psychic’s style, tone, and accuracy
    •  Ask a meaningful question without financial commitment

    It’s the perfect way for first-timers to ease into spiritual self-discovery without pressure.

    ⇒ Chat with gifted psychics for your free psychic question!

    2. It Helps You Build Trust with a Psychic

    Trust is everything when working with a psychic. You’re opening up about sensitive areas of your life — from love and loss to career crossroads and health anxieties. If you’re going to be vulnerable, you need to feel safe.

    A free psychic chat session creates space to:

    • Assess whether the psychic is empathetic and grounded
    • See how they respond to your energy and concerns
    •  Ensure they don’t make outrageous claims or pressure you to pay

    Genuine psychics are focused on helping, not selling. A free reading allows you to build a real energetic rapport before deciding to move forward.

    3. You Can Explore a Variety of Psychic Specialties

    Not every psychic works the same way. Some are clairvoyants who see visions. Others are mediums who connect with past loved ones. Some rely on tools like tarot or astrology, while others are deeply intuitive empaths.

    Starting with a free psychic reading means you can sample different specialties and styles, and discover what works well for your unique needs.

    You might try:

    • A tarot card pull to gain insight into a decision
    • A clairvoyant to explore your future path
    • A spiritual medium to connect with a departed relative
    • An astrologer for a birth chart reading
    •  A pendulum or numerology expert for yes/no questions

    Exploring these services at no cost allows you to find your preferred modality and the psychic who most closely resonates with your energy.

    ⇒ Receive intuitive guidance with a free psychic reading

    4. It Encourages Clarity and Specificity in Your Questions

    A free session may only last 3 to 5 minutes or cover one free psychic question, which is a disguised benefit. Limited time encourages you to get clear about what you want to know.

    Instead of asking vague questions like “What’s going to happen to me?”, you learn to ask sharper, more focused questions such as:

    • “What energy surrounds my relationship right now?”
    • “How should I approach the job interview next week?”
    •  “What’s blocking me from moving forward emotionally?”

    This clarity often results in more meaningful, accurate guidance and creates better psychic sessions, even if you choose to pay later.

    ⇒ Receive guidance from real psychics for free — no payment needed

    5. You Gain Immediate Emotional Insight

    Many users of the psychic experts report that their first free psychic reading gave them instant validation. Whether it’s hearing something you’ve been secretly feeling or receiving encouragement from a psychic stranger, the experience can be deeply healing.

    You may not get all the answers in a short session, but often, a shift happens — emotionally, spiritually, or energetically. You walk away with more clarity, confidence, or even a spark of hope.

    ⇒ Ask your free psychic question and connect live now

    Tips for Getting the Most Out of Your Free Reading

    A free psychic reading online can be an incredibly enlightening experience—if you approach it with the right mindset. Whether you’re seeking clarity on love, career, or personal healing, how you prepare and participate will directly impact the value you receive.

    At the-psychic-experts.com, we’ve compiled expert-backed advice to help you make the most of your free psychic question, from emotional prep to spotting red flags and navigating what comes after.

    1. Prepare Emotionally and Spiritually

    Before you ask a free psychic question, center yourself for a few quiet minutes. A grounded emotional state makes your energy clearer, making it easier for a psychic to tune in accurately.

    Try this quick pre-reading checklist:

    • Find a quiet space: Choose somewhere you won’t be interrupted.
    • Set an intention: Focus on what you want to gain—clarity, peace, direction.
    •  Breathe deeply: Even a few deep breaths can calm your mind and body.

    Remember, your energy shapes your experience. You’re more likely to walk away with meaningful insights when you show up open but emotionally balanced.

    ⇒ Meet real psychic readers offering free chat now

    2. Ask Clear, Open-Ended Questions

    One of the most common mistakes in free psychic love reading sessions is asking yes/no or overly vague questions like, “Will I ever find love?” or “What’s going to happen to me?”
    Instead, reframe your query to invite deeper insight:

    • “What can I do to attract a healthier relationship?”
    • “What energy surrounds my connection with [Name] right now?”
    •  “What should I focus on to grow in my career?”

    Good psychics thrive on clarity and curiosity. The better your question, the more actionable your answer.

    3. Be Aware of Red Flags in Free Psychic Services

    Not all psychic platforms are created equal. While the-psychic-experts.com only recommends trusted advisors, there are some warning signs to watch out for, especially during free psychic reading online sessions.

    Avoid psychics who:

    • Use fear tactics (e.g., “You’re cursed—pay $200 to fix it”)
    • Push unnecessary upsells or insist you “must” buy more time
    • Offer only generic or vague answers
    •  Refuse to answer your original question and keep redirecting

    Real psychics don’t rely on scare tactics or manipulative sales pitches. They offer respectful, empowering guidance, even in a free session.

    ⇒ Discover what the universe has planned — free psychic insight

    4. Know What Comes After the Free Session

    Once your free minutes are up, you have a choice:

    • End the session and reflect on the message received
    • Continue with a paid session if the connection feels genuine
    • Try a different psychic if you didn’t resonate with the first

    You can also journal your experience—what you asked, what stood out, and what emotions came up. Reflection helps you integrate insights more deeply.

    Additionally, many platforms offer first-time deals for extended sessions. Continuing might be worth it if you felt a real spark of clarity in your free psychic love reading.

    ⇒ Talk with an intuitive expert and ask your free psychic question

    FAQs About Free Psychic Readings in 2025

    Free psychic readings are becoming one of the most searched spiritual wellness tools in 2025 — but naturally, people have questions. Below are the most common queries users ask, whether they’re first-timers or returning seekers.

    Is the psychic reading free?

    Many platforms featured in the psychic experts platform offer new users a free psychic reading online. It may be free minutes via chat or phone, a free introductory question, or a single free psychic love reading to give you a sense of what the advisor is like. No strings attached, just spiritual insight.

    What’s the catch with free psychic chat services?

    There’s no real “catch,” but it helps to understand the fine print. Most free psychic chat services are introductory offers designed to let you try before you buy. The session typically shifts into a paid format after your free minutes or single psychic question is answered. Still, you’re not obligated to continue unless you feel it’s worth it.

    Can I get a free reading without giving credit card info?

    Absolutely. highly-rated services on The-Psychic-Experts.com offer free psychic readings online with no required credit card. You can often access chat-based or app-based sessions without entering financial information, especially for basic questions or trial readings.

    What kind of questions can I ask a psychic for free?

    You can ask almost anything, but it is recommended to keep it focused and specific. Popular topics include:

    • Love and relationships
    • Career and finances
    • Life purpose and personal growth
    •  Future decisions or crossroads

    Examples:

    • “What does the future hold for my relationship?”
    • “Should I take the job offer I just received?”
    •  “What’s blocking me from finding clarity right now?”

    Just remember — most free psychic reading online sessions limit the number of questions or minutes, so focus on your high priority.

    Is a free psychic reading accurate?

    Yes, especially when you’re using a trusted platform. The psychics featured by the psychic experts platform are vetted for integrity and ability. Even a short free psychic love reading or yes/no question can provide startlingly accurate and emotionally resonant guidance. The key is approaching the session with an open mind and clear energy.

    Media Contact
    Company: The Psychic Experts
    Contact Person: Anthony C. Bedoya
    Email: support@the-psychic-experts.com
    Address: 1 Fremont St, Las Vegas, NV 89101, USA
    URL: https://the-psychic-experts.com/
    Phone: +1 414-203-2598

    Content Accuracy Disclaimer
    Every effort has been made to ensure the accuracy of the information presented in this article. However, due to the dynamic nature of product formulations, promotions, and availability, details may change without notice. The publisher makes no warranties or representations as to the current completeness or accuracy of any content, including product claims, pricing, or ingredient lists.

    It is the responsibility of the reader to verify product information directly through the official website or manufacturer prior to making a purchasing decision. Any reliance placed on the information in this article is done strictly at your own risk.

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    • Ask a Free Psychic Question

    The MIL Network –

    June 6, 2025

  • MIL-OSI Russia: Lightning: Xi Jinping urged China and the US to effectively utilize the established mechanism of trade and economic consultations, adhere to equality, respect each other’s concerns, and achieve win-win results

    Translation. Region: Russian Federal

    Source: People’s Republic of China in Russian – People’s Republic of China in Russian –

    Source: People’s Republic of China – State Council News

    Xinhua | 05. 06. 2025

    Keywords: China-USA

    Source: Xinhua

    Flash: Xi Jinping Calls on China and the US to Make Effective Use of the Established Trade and Economic Consultation Mechanism, Adhere to Equality, Respect Each Other’s Concerns, and Seek Win-Win Results Flash: Xi Jinping Calls on China and the US to Make Effective Use of the Established Trade and Economic Consultation Mechanism, Adhere to Equality, Respect Each Other’s Concerns, and Seek Win-Win Results

    MIL OSI Russia News –

    June 6, 2025

  • MIL-OSI Canada: Prime Minister announces new parliamentary secretary team

    Source: Government of Canada – Prime Minister

    Today, the Prime Minister, Mark Carney, announced a new parliamentary secretary team focused on building Canada strong.

    Canadians elected this new government with a mandate to define a new economic and security relationship with the United States, to build a stronger economy, to bring down costs, and to keep our communities safe. Parliamentary secretaries will support their respective cabinet ministers and secretaries of state to deliver on this mandate.

    The new parliamentary secretary team is appointed as follows:

    • Karim Bardeesy becomes Parliamentary Secretary to the Minister of Industry
    • Jaime Battiste becomes Parliamentary Secretary to the Minister of Crown-Indigenous Relations
    • Rachel Bendayan becomes Parliamentary Secretary to the Prime Minister
    • Kody Blois becomes Parliamentary Secretary to the Prime Minister
    • Sean Casey becomes Parliamentary Secretary to the Minister of Veterans Affairs and Associate Minister of National Defence
    • Sophie Chatel becomes Parliamentary Secretary to the Minister of Agriculture and Agri-Food
    • Madeleine Chenette becomes Parliamentary Secretary to the Minister of Canadian Identity and Culture and Minister responsible for Official Languages and Parliamentary Secretary to the Secretary of State (Sport)
    • Maggie Chi becomes Parliamentary Secretary to the Minister of Health
    • Leslie Church becomes Parliamentary Secretary to the Secretaries of State for Labour, for Seniors, and for Children and Youth, and Parliamentary Secretary to the Minister of Jobs and Families (Persons with Disabilities)
    • Caroline Desrochers becomes Parliamentary Secretary to the Minister of Housing and Infrastructure
    • Ali Ehsassi becomes Parliamentary Secretary to the President of the King’s Privy Council for Canada and Minister responsible for Canada-U.S. Trade, Intergovernmental Affairs and One Canadian Economy (Canada-U.S. Trade)
    • Mona Fortier becomes Parliamentary Secretary to the Minister of Foreign Affairs
    • Peter Fragiskatos becomes Parliamentary Secretary to the Minister of Immigration, Refugees and Citizenship
    • Vince Gasparro becomes Parliamentary Secretary to the Secretary of State (Combatting Crime)
    • Wade Grant becomes Parliamentary Secretary to the Minister of Environment and Climate Change
    • Claude Guay becomes Parliamentary Secretary to the Minister of Energy and Natural Resources
    • Brendan Hanley becomes Parliamentary Secretary to the Minister of Northern and Arctic Affairs
    • Corey Hogan becomes Parliamentary Secretary to the Minister of Energy and Natural Resources
    • Anthony Housefather becomes Parliamentary Secretary to the Minister of Emergency Management and Community Resilience
    • Mike Kelloway becomes Parliamentary Secretary to the Minister of Transport and Internal Trade
    • Ernie Klassen becomes Parliamentary Secretary to the Minister of Fisheries
    • Annie Koutrakis becomes Parliamentary Secretary to the Minister of Jobs and Families
    • Kevin Lamoureux becomes Parliamentary Secretary to the Leader of the Government in the House of Commons
    • Patricia Lattanzio becomes Parliamentary Secretary to the Minister of Justice and Attorney General of Canada
    • Ginette Lavack becomes Parliamentary Secretary to the Minister of Indigenous Services
    • Carlos Leitao becomes Parliamentary Secretary to the Minister of Industry
    • Tim Louis becomes Parliamentary Secretary to the President of the King’s Privy Council for Canada and Minister responsible for Canada-U.S. Trade, Intergovernmental Affairs and One Canadian Economy (Intergovernmental Affairs and One Canadian Economy)
    • Jennifer McKelvie becomes Parliamentary Secretary to the Minister of Housing and Infrastructure
    • Marie-Gabrielle Ménard becomes Parliamentary Secretary to the Minister of Women and Gender Equality and Secretary of State (Small Business and Tourism)
    • David Myles becomes Parliamentary Secretary to the Minister of Canadian Identity and Culture and Minister responsible for Official Languages and Parliamentary Secretary to the Secretary of State (Nature)
    • Yasir Naqvi becomes Parliamentary Secretary to the Minister of International Trade and Parliamentary Secretary to the Secretary of State (International Development)
    • Taleeb Noormohamed becomes Parliamentary Secretary to the Minister of Artificial Intelligence and Digital Innovation
    • Rob Oliphant becomes Parliamentary Secretary to the Minister of Foreign Affairs
    • Tom Osborne becomes Parliamentary Secretary to the President of the Treasury Board
    • Jacques Ramsay becomes Parliamentary Secretary to the Minister of Public Safety
    • Pauline Rochefort becomes Parliamentary Secretary to the Secretary of State (Rural Development)
    • Sherry Romanado becomes Parliamentary Secretary to the Minister of National Defence
    • Jenna Sudds becomes Parliamentary Secretary to the Minister of Government Transformation, Public Works and Procurement and Parliamentary Secretary to the Secretary of State (Defence Procurement)
    • Ryan Turnbull becomes Parliamentary Secretary to the Minister of Finance and National Revenue and Parliamentary Secretary to the Secretary of State (Canada Revenue Agency and Financial Institutions)

    Prime Minister Carney also announced that Élisabeth Brière will serve as Deputy Chief Government Whip, and Arielle Kayabaga will serve as Deputy Leader of the Government in the House of Commons.

    Quote

    “Canada’s new parliamentary secretary team will deliver on the government’s mandate for change, working collaboratively with all parties in Parliament to build the strongest economy in the G7, advance a new security and economic partnership with the United States, and help Canadians get ahead.”

    Quick Fact

    • Parliamentary secretaries are chosen by the Prime Minister to assist ministers and secretaries of state.

    Associated Link

    MIL OSI Canada News –

    June 6, 2025

  • MIL-OSI: Siili Solutions Plc: Share Repurchase 5.6.2025

    Source: GlobeNewswire (MIL-OSI)

    Siili Solutions Plc       Announcement  5.6.2025
         
         
    Siili Solutions Plc: Share Repurchase 5.6.2025  
         
    In the Helsinki Stock Exchange    
         
    Trade date           5.6.2025  
    Bourse trade         Buy  
    Share                  SIILI  
    Amount             1 100 Shares
    Average price/ share    6,3633 EUR
    Total cost            6 999,63 EUR
         
         
    Siili Solutions Plc now holds a total of 5 098 shares
    including the shares repurchased on 5.6.2025  
         
    The share buybacks are executed in compliance with Regulation 
    No. 596/2014 of the European Parliament and Council (MAR) Article 5
    and the Commission Delegated Regulation (EU) 2016/1052.
         
    On behalf of Siili Solutions Plc    
         
    Nordea Bank Oyj    
         
    Sami Huttunen Ilari Isomäki  
         
    Further information:    
    CFO Aleksi Kankainen    
    Email: aleksi.kankainen@siili.com    
    Tel. +358 50 584 2029    
         
    www.siili.com    

    Attachment

    • SIILI 5.6.2025 Trades

    The MIL Network –

    June 6, 2025

  • MIL-OSI Europe: Navigating Global Challenges: What’s in it for Europe? | ICMA Annual General Meeting & Conference

    Source: Deutsche Bundesbank in English

    Check against delivery.

    1. Introduction
    Ladies and gentlemen.
    I don’t know what your early morning routine looks like, but mine has changed significantly. Every morning when I get up, the first thing I do is to check the news for developments that I would not have expected even some months ago. Global uncertainty and tectonic shifts are everywhere.
    Today, I would like to take a closer look at what this means for Europe. More specifically: how can Europe make the most of the current circumstances, where many international investors look for new investment opportunities? 
    2. Global threats: Weak growth and high debt
    Let me recap some of the challenges our world is facing. 
    First, the global economy is experiencing a longer period of relatively weak growth. The reasons for this are manifold:

    Growing trade barriers,

    overcapacity in China and
    concentration risks along the supply chain.

    All these factors are becoming a more pressing issue. Trade barriers, such as tariffs and export restrictions, fragment international markets and reduce the efficiency of global trade. Overcapacity in China in key industries can lead to further price pressure, especially in Europe. Concentration in either critical industries like the chip industry or commodities, such as rare earths, can create economic dependencies.
    Besides significant headwinds resulting from geopolitical tensions, we have country-specific challenges. These include:

    Demographic change, causing a shortage of skilled workers.
    Small and medium-sized companies not using the full potential of digitalisation.
    Slow administration and high degree of bureaucracy.

    These factors matter, especially in Europe. 
    And in addition to all this, we are facing broader challenges that you all are aware of. A short list: climate change, degradation of nature and the effects of artificial intelligence (AI) on our economies.
    We also need to talk about rising global debt. Fiscal deficits and public debt-to-GDP ratios have grown significantly in emerging markets and developing economies (EMDE). In 2025, even in advanced economies the debt-to-GDP ratio has reached an average level of 110 %.[1]
    High debt is a significant risk for financial stability. High debt also limits governments’ room for manoeuvre.
    3. Uncertainty causes high volatility in financial markets
    At the same time we face significant uncertainty that is evident in the high volatility on financial markets. This year alone, volatility indicators in many market segments spiked at various occasions:
    In early March, when the new German government presented its fiscal plans. In April, markets reacted strongly to the announcement of “reciprocal” tariffs by the US administration. Recently, we have seen rising yields in many countries, particularly at the long end of the yield curve.
    In part this increase in rates can be seen as a normalisation, as central banks are slowly withdrawing from bond markets. But rising term premia may also reflect heightened awareness of fiscal sustainability with regard to a number of countries, including the US. 
    This shows that: Fiscal leeway is not infinite. This is what even leading government bond markets are telling us. 
    In such an environment, market participants have to deal with remarkable changes. Probably the most prominent one involves rising US Treasury yields, which normally go hand in hand with a rising US dollar. Recently, however, this correlation has been reversed. 
    Potential vulnerabilities also originate from non-bank financial institutions (NBFIs). We saw high margin calls affecting hedge funds, to mention just one example. We have to keep a close eye on NBFIs, not least since they control roughly 50 % of global financial assets.[2]
    Bottom line: In recent months we have experienced significant volatility in financial markets. The good news: Financial markets remained quite resilient, despite this high volatility. But with all these uncertainties and rising debt levels also in advanced economies it is clear: We are not out of the woods. 
    4. Europe has benefited so far
    Europe, in particular, has been holding up relatively well amid this uncertainty and volatility. The euro has appreciated against the US dollar and against the currencies of other major trading partners. European equity markets have been outperforming their peers in other regions. German government bonds have served as a stability anchor and a safe haven, especially amid the uncertainty around tariffs. 
    Looking at government bond spreads in Europe, there were no signs of fragmentation even in times of market stress. We are seeing more and more non-European entities issuing bonds in euro instead of US dollar. Finally, the German government’s fiscal package was well received. The biggest part of the rise in Bund yields following news about the spending plans reflected an improved medium-term growth outlook. 
    So, that’s the good news, but let’s also be honest: Part of the market reaction towards Europe is due to positive expectations about future outcomes. It seems that to some extent we are being praised for reforms we have yet to implement. 
    Beyond that, the strength that Germany and Europe have shown is more relative in nature, so far. In other words, we have also benefited from higher uncertainty in other parts of the world. 
    But it is also true that many investors are discovering Europe to be a safe haven. It is a place where democracy, the rule of law and the principle of checks and balances are part of the DNA.
    5. How can Europe benefit in the future?
    Against this backdrop, how can Germany and Europe preserve and build on these positive developments? Or, put differently, how can we ensure that the current tailwind does not become a lukewarm breeze?
    First, we have to make sure that democracy, rule of law and the principle of checks and balances remain the backbone of Europe. 
    Second, any fiscal space needs to be used in a smart way, fostering growth. This means that financial resources must be channelled into productive investments. 
    Third, growth requires not only smart support from the government. The biggest effort must come from the corporate sector itself.
    European companies have to become more competitive to keep pace with global dynamics. This includes making advances in digitalisation and AI, as well as driving innovation in disruptive technologies and areas. 
    Companies have to stay alert and agile. They have to adapt to the speed of key developments and remain open to change. For that, they need to recruit skilled people.
    To get skilled people, Europe must ensure a well-functioning education system, including good universities. We must secure that everyone has access to educational institutions. 
    That leads me to my last point: We need a social system that ensures social cohesion. At the same time, a social system has to be balanced to provide incentives for work and to avoid overburdening fiscal capacities.
    I could go on listing all the areas where Europe needs to improve. But let me come to an end.
    6. Conclusion
    Ladies and gentlemen.
    The momentum is now on Europe’s side, but it will not be endless. Europe needs to speed up. The public and private sector both need to accelerate and intensify their efforts to ensure their economies remain globally competitive. That’s what investors expect. 
    A major cornerstone of Europe’s promise as a safe haven lies in its democracy, its rule of law and its system of checks and balances. These are some of Europe’s greatest treasures. 
    Being a passionate European, I will do my best to safeguard these treasures. In my case, by stressing the value of central bank independence.
    Footnotes

    International Monetary Fund (2025): World Economic Outlook, 14 April 2025.
    Financial Stability Board (2024): Global Monitoring Report on Non-Bank Financial Intermediation, 16 December 2024.

    MIL OSI

    MIL OSI Europe News –

    June 6, 2025

  • MIL-OSI Canada: Saskatchewan and Philippines Collaborating on Clean Energy Solutions

    Source: Government of Canada regional news

    Released on June 5, 2025

    Today, Saskatchewan and the Philippines signed a Memorandum of Understanding (MOU) to cooperate in advancing clean and sustainable energy. 

    “Saskatchewan is critical to energy security, not just here at home, but across the globe,” Trade and Export Development Minister Warren Kaeding said. “This MOU is another positive step toward our regions’ shared energy security goals. With Saskatchewan’s expertise in clean energy, paired with the Philippines’ strategic exploration of nuclear power, we have laid the groundwork for a strong partnership on advancing sustainable energy solutions.”

    This MOU recognizes the importance of cooperation between the two jurisdictions in innovation, diversification, clean technologies and economic and environmental sustainability in the energy sector. Commitments within the agreement include cooperation on technology development and deployment, workforce development, research and innovation, and engagement with community, Indigenous and stakeholder partners. 

    Examples could include exploring the feasibility of small modular reactors in both Saskatchewan and the Philippines and developing shared programs to build a skilled workforce for the nuclear energy sector. It also includes sharing research and expertise on energy policies, regulations and strategies.

    “This MOU is a significant milestone in our 75-year relationship and a manifestation of our shared commitment to building resilient, sustainable, and inclusive energy systems that support long-term economic growth,” Ambassador of the Philippines to Canada Andrelita Austria said.

    Workforce development is a key part of this agreement, aiming to create joint educational and student exchange programs. These programs will focus on the areas of nuclear engineering, smart grid technology and energy storage systems.

    This agreement is another result of the province’s efforts to diversify its markets and expand its reach internationally. 

    Saskatchewan has long understood the importance of international partnerships. 

    That is why our province has a network of nine international offices, including one in Singapore that serves as a key hub for connecting with target markets in Southeast Asia, such as the Philippines, Indonesia and Malaysia.

    The Philippines continues to be a strong commercial partner, collaborator and innovator with Saskatchewan.

    For more information, visit: InvestSK.ca.

    -30-

    For more information, contact:

    MIL OSI Canada News –

    June 6, 2025

  • MIL-OSI USA: Department Files Civil Forfeiture Complaint Against Over $7.74M Laundered on Behalf of the North Korean Government

    Source: US State of California

    Forfeiture Action is the Latest Disruption of an Indicted North Korean Official’s Efforts to Generate Revenue for North Korea and its Weapons Program Through Illegal IT Worker Schemes and Cryptocurrency Theft

    The Department of Justice filed a civil forfeiture complaint today in the U.S. District Court for the District of Columbia alleging that North Korean information technology (IT) workers obtained illegal employment and amassed millions in cryptocurrency for the benefit of the North Korean government, all as a means of evading U.S. sanctions placed on North Korea. The funds were initially restrained in connection with an April 2023 indictment against Sim Hyon Sop (Sim), a North Korean Foreign Trade Bank (FTB) representative who was allegedly conspiring with the IT workers. While the North Koreans were attempting to launder those ill-gotten gains, the U.S. government was able to freeze and seize over $7.74 million tied to the scheme.

    “This forfeiture action highlights, once again, the North Korean government’s exploitation of the cryptocurrency ecosystem to fund its illicit priorities,” said Matthew R. Galeotti, Head of the Justice Department’s Criminal Division. “The Department will use every legal tool at its disposal to safeguard the cryptocurrency ecosystem and deny North Korea its ill-gotten gains in violation of U.S. sanctions.”

    “For years, North Korea has exploited global remote IT contracting and cryptocurrency ecosystems to evade U.S. sanctions and bankroll its weapons programs,” said Sue J. Bai, Head of the Justice Department’s National Security Division. “Today’s multimillion-dollar forfeiture action reflects the Department’s strategic focus on disrupting these illicit revenue schemes. We will continue to use every legal tool available to cut off the financial lifelines that sustain the DPRK and its destabilizing agenda.”

    “Crime may pay in other countries but that’s not how it works here,” said U.S. Attorney Jeanine Ferris Pirro for the District of Columbia. “Any adversary who thinks they can benefit, financially, from executing a criminal scheme – whether directly or through the use of surrogates – had better rethink this ‘get rich quick’ strategy. It doesn’t work for the average citizen, and it certainly does not have a more positive outcome for foreign entities. Sanctions are in place against North Korea for a reason, and we will diligently investigate and prosecute anyone who tries to evade them. We will halt your progress, strike back, and take hold of any proceeds you obtained illegally.”

    “The FBI’s investigation has revealed a massive campaign by North Korean IT workers to defraud U.S. businesses by obtaining employment using the stolen identities of American citizens, all so the North Korean government can evade U.S. sanctions and generate revenue for its authoritarian regime,” said Assistant Director Roman Rozhavsky of the FBI Counterintelligence Division. “Today’s action shows the FBI will do everything in our power to protect Americans from being victimized by the North Korean government, and we ask all U.S. companies that employ remote workers to remain vigilant to this new and sophisticated threat.” 

    According to the complaint, the North Korean government uses illegally obtained cryptocurrency as a means of generating revenue for its priorities. This illegally obtained cryptocurrency is allegedly generated, in part, through remote work done by North Korean IT workers deployed around the globe, including in the People’s Republic of China and the Russian Federation (Russia). Those IT workers have generated revenue for North Korea via their jobs at, among other places, blockchain development companies. To obtain employment, these North Korean IT workers allegedly bypassed security and due diligence checks using fraudulent (or fraudulently obtained) identification documents and other obfuscation strategies. These tactics hid the North Koreans’ true location and identities, causing unwitting employers to hire them and pay them a salary, often in stablecoins, such as USDC and USDT.

    To send their illegally obtained cryptocurrency back to North Korea, the IT workers allegedly transferred the cryptocurrency using money laundering techniques. These techniques included: (1) setting up accounts with fictitious identities; (2) moving funds in a series of small amounts; (3) moving funds to other blockchains or converting funds to other forms of virtual currency (i.e., “chain hopping” and “token swapping,” respectively); (4) purchasing non-fungible tokens as a store of value and means of hiding illicit funds; (5) using U.S.-based online accounts to legitimize activity; and (6) commingling their fraud proceeds to hide the origin of the funds. After laundering these funds, the North Korean IT workers allegedly sent them back to the North Korean government, at times via Sim and Kim Sang Man (Kim). Kim is a North Korean national who is the chief executive officer of “Chinyong,” also known as “Jinyong IT Cooperation Company.” Chinyong is subordinate to North Korea’s Ministry of Defense (formerly known as the Ministry of the Peoples’ Armed Forces), which the Treasury Department’s Office of Foreign Assets Control (OFAC) added to its list of Specially Designated Nationals (SDN) on June 1, 2017.

    Chinyong employs delegations of North Korean IT workers that operate in, among other countries, Russia and Laos. Kim allegedly acts as an intermediary between the North Korean IT workers and North Korea’s FTB by sending funds from the North Korean IT workers to Sim.

    On April 24, 2023, OFAC added Sim to its SDN list. On May 23, 2023, OFAC added Chinyong and Kim to its SDN list.

    Today’s forfeiture action follows the Department’s announcement of two federal indictments charging Sim for allegedly conspiring (1) with North Korean IT workers to generate revenue through illegal employment at companies in the United States and abroad; and (2) with over-the-counter cryptocurrency traders to use stolen funds to buy goods for North Korea. The forfeiture action also follows on successful actions to disrupt North Korean revenue generation taken by the Department in May 2024, August 2024, December 2024, and January 2025. Those actions, which are part of the Department-wide DPRK RevGen: Domestic Enabler Initiative launched in March 2024 by the National Security Division and the FBI’s Cyber and Counterintelligence Divisions, targeted U.S. persons facilitating remote IT work and their North Korean co-conspirators.

    The FBI Chicago Field Office and FBI’s Virtual Assets Unit are investigating the cases associated with this complaint.

    Senior Counsel Jessica Peck of the Computer Crime and Intellectual Property Section, Trial Attorney Gregory J. Nicosia, Jr. of the National Security Division’s National Security Cyber Section, Trial Attorney Emma Ellenrieder of the National Security Division’s Counterintelligence and Export Control Section, and Assistant U.S. Attorneys Christopher Tortorice and Rick Blaylock for the District of Columbia are handling the prosecutions and forfeiture action. Significant assistance was provided by former FBI Supervisory Special Agent Chris Wong.

    The FBI, in conjunction with the State and Treasury Departments, issued a May 2022 advisory to alert the international community, private sector, and public about the North Korea IT worker threat. Updated guidance was issued in October 2023 by the United States and the Republic of Korea (South Korea), and in May 2024 by the FBI, which include indicators consistent with the North Korea IT worker fraud and the use of U.S.-based laptop farms. In January 2025, the FBI issued additional guidance regarding extortion and theft of sensitive company data by North Korean IT workers, along with recommended mitigations.

    MIL OSI USA News –

    June 6, 2025

  • MIL-OSI Security: Department Files Civil Forfeiture Complaint Against Over $7.74M Laundered on Behalf of the North Korean Government

    Source: United States Attorneys General

    Forfeiture Action is the Latest Disruption of an Indicted North Korean Official’s Efforts to Generate Revenue for North Korea and its Weapons Program Through Illegal IT Worker Schemes and Cryptocurrency Theft

    The Department of Justice filed a civil forfeiture complaint today in the U.S. District Court for the District of Columbia alleging that North Korean information technology (IT) workers obtained illegal employment and amassed millions in cryptocurrency for the benefit of the North Korean government, all as a means of evading U.S. sanctions placed on North Korea. The funds were initially restrained in connection with an April 2023 indictment against Sim Hyon Sop (Sim), a North Korean Foreign Trade Bank (FTB) representative who was allegedly conspiring with the IT workers. While the North Koreans were attempting to launder those ill-gotten gains, the U.S. government was able to freeze and seize over $7.74 million tied to the scheme.

    “This forfeiture action highlights, once again, the North Korean government’s exploitation of the cryptocurrency ecosystem to fund its illicit priorities,” said Matthew R. Galeotti, Head of the Justice Department’s Criminal Division. “The Department will use every legal tool at its disposal to safeguard the cryptocurrency ecosystem and deny North Korea its ill-gotten gains in violation of U.S. sanctions.”

    “For years, North Korea has exploited global remote IT contracting and cryptocurrency ecosystems to evade U.S. sanctions and bankroll its weapons programs,” said Sue J. Bai, Head of the Justice Department’s National Security Division. “Today’s multimillion-dollar forfeiture action reflects the Department’s strategic focus on disrupting these illicit revenue schemes. We will continue to use every legal tool available to cut off the financial lifelines that sustain the DPRK and its destabilizing agenda.”

    “Crime may pay in other countries but that’s not how it works here,” said U.S. Attorney Jeanine Ferris Pirro for the District of Columbia. “Any adversary who thinks they can benefit, financially, from executing a criminal scheme – whether directly or through the use of surrogates – had better rethink this ‘get rich quick’ strategy. It doesn’t work for the average citizen, and it certainly does not have a more positive outcome for foreign entities. Sanctions are in place against North Korea for a reason, and we will diligently investigate and prosecute anyone who tries to evade them. We will halt your progress, strike back, and take hold of any proceeds you obtained illegally.”

    “The FBI’s investigation has revealed a massive campaign by North Korean IT workers to defraud U.S. businesses by obtaining employment using the stolen identities of American citizens, all so the North Korean government can evade U.S. sanctions and generate revenue for its authoritarian regime,” said Assistant Director Roman Rozhavsky of the FBI Counterintelligence Division. “Today’s action shows the FBI will do everything in our power to protect Americans from being victimized by the North Korean government, and we ask all U.S. companies that employ remote workers to remain vigilant to this new and sophisticated threat.” 

    According to the complaint, the North Korean government uses illegally obtained cryptocurrency as a means of generating revenue for its priorities. This illegally obtained cryptocurrency is allegedly generated, in part, through remote work done by North Korean IT workers deployed around the globe, including in the People’s Republic of China and the Russian Federation (Russia). Those IT workers have generated revenue for North Korea via their jobs at, among other places, blockchain development companies. To obtain employment, these North Korean IT workers allegedly bypassed security and due diligence checks using fraudulent (or fraudulently obtained) identification documents and other obfuscation strategies. These tactics hid the North Koreans’ true location and identities, causing unwitting employers to hire them and pay them a salary, often in stablecoins, such as USDC and USDT.

    To send their illegally obtained cryptocurrency back to North Korea, the IT workers allegedly transferred the cryptocurrency using money laundering techniques. These techniques included: (1) setting up accounts with fictitious identities; (2) moving funds in a series of small amounts; (3) moving funds to other blockchains or converting funds to other forms of virtual currency (i.e., “chain hopping” and “token swapping,” respectively); (4) purchasing non-fungible tokens as a store of value and means of hiding illicit funds; (5) using U.S.-based online accounts to legitimize activity; and (6) commingling their fraud proceeds to hide the origin of the funds. After laundering these funds, the North Korean IT workers allegedly sent them back to the North Korean government, at times via Sim and Kim Sang Man (Kim). Kim is a North Korean national who is the chief executive officer of “Chinyong,” also known as “Jinyong IT Cooperation Company.” Chinyong is subordinate to North Korea’s Ministry of Defense (formerly known as the Ministry of the Peoples’ Armed Forces), which the Treasury Department’s Office of Foreign Assets Control (OFAC) added to its list of Specially Designated Nationals (SDN) on June 1, 2017.

    Chinyong employs delegations of North Korean IT workers that operate in, among other countries, Russia and Laos. Kim allegedly acts as an intermediary between the North Korean IT workers and North Korea’s FTB by sending funds from the North Korean IT workers to Sim.

    On April 24, 2023, OFAC added Sim to its SDN list. On May 23, 2023, OFAC added Chinyong and Kim to its SDN list.

    Today’s forfeiture action follows the Department’s announcement of two federal indictments charging Sim for allegedly conspiring (1) with North Korean IT workers to generate revenue through illegal employment at companies in the United States and abroad; and (2) with over-the-counter cryptocurrency traders to use stolen funds to buy goods for North Korea. The forfeiture action also follows on successful actions to disrupt North Korean revenue generation taken by the Department in May 2024, August 2024, December 2024, and January 2025. Those actions, which are part of the Department-wide DPRK RevGen: Domestic Enabler Initiative launched in March 2024 by the National Security Division and the FBI’s Cyber and Counterintelligence Divisions, targeted U.S. persons facilitating remote IT work and their North Korean co-conspirators.

    The FBI Chicago Field Office and FBI’s Virtual Assets Unit are investigating the cases associated with this complaint.

    Senior Counsel Jessica Peck of the Computer Crime and Intellectual Property Section, Trial Attorney Gregory J. Nicosia, Jr. of the National Security Division’s National Security Cyber Section, Trial Attorney Emma Ellenrieder of the National Security Division’s Counterintelligence and Export Control Section, and Assistant U.S. Attorneys Christopher Tortorice and Rick Blaylock for the District of Columbia are handling the prosecutions and forfeiture action. Significant assistance was provided by former FBI Supervisory Special Agent Chris Wong.

    The FBI, in conjunction with the State and Treasury Departments, issued a May 2022 advisory to alert the international community, private sector, and public about the North Korea IT worker threat. Updated guidance was issued in October 2023 by the United States and the Republic of Korea (South Korea), and in May 2024 by the FBI, which include indicators consistent with the North Korea IT worker fraud and the use of U.S.-based laptop farms. In January 2025, the FBI issued additional guidance regarding extortion and theft of sensitive company data by North Korean IT workers, along with recommended mitigations.

    MIL Security OSI –

    June 6, 2025

  • MIL-OSI: Trade 350 App: This Trade 350 App Establishes New Standard for Retail Traders in 2025—Advanced AI Signals Backed by Military-Grade Security

    Source: GlobeNewswire (MIL-OSI)

    New York City, June 05, 2025 (GLOBE NEWSWIRE) — In an industry crowded with promises and half-measures, Trade 350 App emerges as a true trailblazer. Launched in early 2023 by a team of seasoned quantitative analysts and software engineers, Trade 350 leverages state-of-the-art artificial intelligence and proprietary algorithms to deliver a seamlessly automated trading experience. As of mid-2025, more than 125,000 active users across 28 countries have entrusted their capital to Trade 350, citing rapid withdrawals, crystal-clear fee structures, and consistently reliable AI signals. This press-release–style article delves deeply into the features, security protocols, and glowing user feedback that have positioned Trade 350 App as one of the most highly recommended retail trading platforms on the market.

    Be Part of the AI Revolution—Download Trade 350 and Watch Your Portfolio Soar!”

    Overview: Trade 350 App’s Mission and Vision

    At its core, Trade 350 App was conceived to democratize high-frequency, algorithmic trading strategies—to bring hedge-fund-grade tools into the hands of everyday retail investors. The founding vision, articulated by CEO Samantha Lopez, was simple: “Empower individuals—novices and professionals alike—to trade confidently, safely, and profitably, without having to become quant wizards overnight.” By fusing machine-learning models with robust risk-management controls and a user-first design, Trade 350 did more than merely enter the market: it redefined expectations.

    Key pillars of Trade 350’s mission include:

    • Accessibility: Ensuring that a minimum initial deposit ($250 USD) and transparent fee structure open the door for traders with limited capital.
    • Reliability: Providing consistently accurate trade signals, backed by 24/7 monitoring and continuous AI retraining.
    • Security: Adopting military-grade encryption, multi-factor authentication, and strict data-privacy protocols to safeguard user assets.
    • Education: Offering extensive learning resources—webinars, tutorials, and a dedicated knowledge base—to accelerate every user’s understanding of risk, strategy, and market dynamics.

    Ready to Trade Smarter, Not Harder? Tap into Trade 350’s AI Genius Today

    Founding Team & Timeline of Key Milestones

    Trade 350’s rapid rise stems from a leadership team whose combined experience spans decades at major financial institutions and technology ventures. Below is a brief timeline highlighting the company’s notable milestones:

    Early 2023

    • Conceptualization & Seed Funding
      • Seed round of $2.5 million led by MacroVentures Capital.
      • Core team formed:
        • Samantha Lopez, CEO (MBA, MIT Sloan) – Former Director of Quantitative Research at Vector Capital.
        • Dr. Aaron Ng, CTO (PhD in Computer Science, Stanford) – Ex-Google Research Scientist focused on reinforcement learning.
        • Priya Patel, CMO (BS in Marketing, University of Pennsylvania) – 8 years at Tradex Media in FinTech marketing.
        • David Clarke, Head of Risk (CFA, FRM) – 10 years in derivatives risk management at CapitalOne UK.

    Q2 2023

    • Prototype & Closed Beta Launch
      • Initial AI-signal engine tested on live market data in controlled environments.
      • Closed beta recruited 500 “alpha testers” worldwide; feedback loop refined signal accuracy.

    Q4 2023

    • Public Launch & App Release (v1.0)
      • Web platform and iOS/Android apps released simultaneously.
      • Core markets: Major Forex pairs (EUR/USD, GBP/USD), top cryptos (BTC, ETH).
      • Achieved 10,000 registered users in first two months.

    Early 2024

    • Expanded Asset Coverage & Risk Controls (v2.0)
      • Added indices (S&P 500, NASDAQ 100), commodities (Gold, Crude Oil).
      • Introduced granular risk settings: adjustable trade size (0.1%–5%), daily loss limits.
      • Rolled out first batch of educational webinars on “AI Fundamentals for Retail Traders.”

    Q3 2024

    • Security Audit & Scalability Upgrades
      • Completed third-party security audit by CyberCore Labs.
      • Migrated to fully redundant cloud architecture (multi-region AWS) to ensure 99.9% uptime.
      • User base surpassed 50,000, with $20+ million in aggregate trading volume monthly.

    Late 2024

    • International Language Support & Regulatory Pursuits
      • Added Spanish and Portuguese language packs to mobile apps.
      • Hired compliance specialists to initiate FCA registration in the UK and ASIC licensing in Australia.
      • Launched “Trade 350 University”—an online curriculum covering technical analysis, AI model interpretation, and advanced risk management.

    Q1 2025

    • Trade 350 v3.1: Enhanced AI & Social Sentiment Integration
      • Deployed new LSTM-based neural network modules that incorporate real-time social media sentiment (Twitter, Reddit) for cryptocurrency signals.
      • Launched customer support in Arabic and Mandarin.
      • Achieved 4.8-star average rating across App Store and Google Play.
      • Monthly active traders exceeded 85,000, with total platform equity above $50 million.

    Q2 2025

    • Beta Release of CopyTrading Feature & API Access
      • Introduced “CopyTrade 350,” allowing novice users to mirror top-performing traders’ portfolios (rollout scheduled for full release in Q3 2025).
      • Publicly documented RESTful API endpoints for third-party developers to access signals under a developer license.
      • Consolidated regulatory progress: Applied for full FCA license, with expected approval by Q4 2025.

    Join 125,000+ Traders Who’ve Unlocked Faster Withdrawals and Rock-Solid Security—Get Trade 350 Now!

    How Trade 350’s AI Engine Drives Market-Beating Signals

    At the heart of Trade 350 App lies a proprietary AI engine that continuously learns and evolves. Rather than relying on static, rule-based algorithms, Trade 350’s system employs a combination of supervised learning classifiers, unsupervised anomaly detection, and reinforcement-learning loops. Below is a breakdown of the engine’s core layers:

    1. Data Ingestion & Preprocessing
      • Live Price Feeds: Sub-second tick data on major forex pairs, cryptocurrency exchanges, commodity futures.
      • Economic Calendar: Automated ingestion of macroeconomic event schedules (central bank decisions, employment reports, CPI releases) from leading data providers.
      • Social Sentiment: Custom scraped sentiment scores from Twitter, Reddit, and specialized crypto-community forums; big-data processed via Apache Spark pipelines.
      • Historical Data Archive: 15+ years of minute- and hourly-bar data stored in columnar format; used for backtesting and model calibration.
    2. Feature Engineering & Pattern Recognition
      • Technical Indicators: 50+ pre-engineered indicators (moving averages, Bollinger Bands, RSI, MACD, Fibonacci retracements) automatically calculated per symbol.
      • Volatility Filters: Dynamic measures (e.g., ATR-based volatility) adjust stop-loss and take-profit levels based on current market turbulence.
      • Anomaly Detection: Unsupervised clustering identifies “flash crash” patterns or unnatural price spikes; system can automatically suspend signals ahead of low-liquidity events.
    3. Model Architecture
      • Classifier Ensembles: Random forest and gradient-boosted tree ensembles generate entry/exit probabilities for each trade.
      • LSTM & GRU Layers: Deep recurrent networks capture temporal dependencies, especially critical in high-frequency crypto markets.
      • Reinforcement Learning: Periodic “paper-trading” modules simulate thousands of episodes, allowing the AI to adjust reward functions based on cumulative drawdown and Sharpe ratio targets.
      • Continuous Retraining: Models retrain weekly, incorporating the most recent market data (ensuring the system adapts to shifting regimes, e.g., bull runs or sudden volatility escalations).
    4. Signal Scoring & Confidence Levels
      • Each generated signal is assigned a confidence score (0–100%).
      • Only signals above a user-defined threshold are delivered (e.g., 85% confidence or higher).
      • Real-time performance scoreboard evaluates the last 100 signals per asset class, tracking actual win-rate vs. predicted probabilities.

    Why this matters:
    In an era when markets are influenced by split-second news developments, algorithms that cannot rapidly pivot to new data become obsolete. Trade 350’s layered approach—blending classical technical analysis with advanced NLP-driven sentiment models—enables it to identify high-probability setups that may elude manual traders. This fusion of big data, deep learning, and automated risk controls underpins Trade 350’s consistently strong performance track record.

    Don’t Just Follow Trends—Set Them. Experience Trade 350’s Cutting-Edge AI Signals ASAP!

    Simplified Onboarding: From Registration to First Trade

    A frictionless onboarding process is critical to user adoption. Trade 350’s team prioritized a stepwise workflow designed to get users trading—and winning—quickly:

    1. Account Registration (2–3 minutes)
      • Email & Password: Users enter a valid email and create a strong password.
      • Phone Verification: One-time code sent via SMS to authenticate device.
    2. KYC & Identity Verification (up to 24 hours)
      • Upload Documents: Government-issued ID (passport or driver’s license) + proof of address (utility bill or bank statement).
      • Selfie Check: Simple facial recognition match via mobile camera.
      • Risk Questionnaire: Brief survey on trading experience, risk tolerance, and investment goals (required by global AML regulations).
    3. Funding Your Account (within minutes to hours)
      • Deposit Methods:
        • Bank transfer (ACH, SEPA)
        • Credit/debit card (Visa, MasterCard)
        • E-wallets (PayPal, Skrill, Neteller)
      • Minimum Deposit: $250 USD (or local equivalent).
      • Processing Times:
        • Card/E-wallet: Instant to 15 minutes
        • Bank transfer: 1–2 business days (varies by region)
    4. Platform Tour & Guided Walkthrough
      • Interactive Tutorial: Step-by-step pop-ups walk users through
        • Navigating the Dashboard
        • Accessing AI Signals
        • Configuring Risk Settings
        • Placing Demo Trades
      • Knowledge Center Links: Contextual tooltips link to in-depth articles on technical analysis, building a strategy, and interpreting AI scores.
    5. First Trade in Demo Mode (minutes)
      • Virtual Balance Allocation: Users begin with $10,000 (play money) to practice.
      • Signal Feed: In-app notifications highlight high-confidence setups across supported assets.
      • One-Click Order Entry: Price, position size (automatically suggested by AI risk model), and stop-loss/take-profit parameters pre-filled; user reviews and confirms.
    6. Transition to Live Mode (Optional)
      • Once comfortable, users flip the toggle to “Live Mode,” where AI signals trigger orders with real capital.

    Takeaway:
    Trade 350’s streamlined process—designed to be completed within a single afternoon—eliminates the confusion often associated with new trading platforms. The combination of interactive guidance, minimal deposit requirements, and a robust demo environment ensures that users of all experience levels can onboard with confidence.

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    Demo Mode: Risk-Free Practice Before Going Live

    Recognizing that traders learn best by doing, Trade 350 prioritizes Demo Mode as a cornerstone feature. Unlike some competitors that limit demo accounts to 7–14 days, Trade 350’s Demo Mode remains active indefinitely. Key highlights:

    • Unlimited Duration: No expiration on the $10,000 virtual balance; transition to Live Mode at your own pace.
    • Identical Interface: Demo Mode reproduces the exact look and feel, data feeds, and AI signals of Live Mode—no surprises when switching to real capital.
    • Preset Risk Profile: The demo account uses a conservative baseline risk (1% of balance per trade) to show users how varying position sizes and stop-loss levels impact outcomes.
    • Real-Time Data: Market conditions in Demo Mode mirror Live Mode, including spreads, latency, and slippage (within reason).
    • Performance Dashboard:
      • P&L Ledger: Tracks every trade’s profit or loss.
      • Drawdown Metrics: Calculates peak-to-valley drawdowns to illustrate capital preservation.
      • Strategy Analyzer: Backtests demo trades against historical data to identify strengths and weaknesses in your risk settings.

    Why Demo Mode Matters:

    • Build Confidence: Users can test different strategies—scalping, swing trades, trend following—without risking a dollar.
    • Familiarize with AI Workflow: Understand how the system interprets confidence scores, positions, and risk recommendations.
    • Identify Emotional Triggers: By seeing what happens when you deviate from AI-recommended parameters (e.g., increasing trade size beyond recommended limit), traders learn discipline before risking real funds.

    According to Trade 350’s Q1 2025 user survey:

    “75% of new users spend at least one week in Demo Mode before funding their account. Of those who transition, 4 out of 5 report feeling fully prepared to follow AI signals without hesitation.”

    Trade, Profit—Trade 350’s AI Does the Heavy Lifting. Are You In?

    Tailored Risk Management: Customization at Every Level

    One of Trade 350’s defining features is its intuitive, highly customizable risk management panel. Users—whether ultra-conservative retirees or aggressive millennial traders—can dial in parameters that align with their individual comfort levels:

    1. Position Sizing Slider
      • Select a percentage of account equity for each trade (ranging from 0.1% up to 5%).
      • AI generates recommended position size based on recent equity, market volatility (ATR), and signal confidence.
      • Users can override suggested size if they wish, but an on-screen warning alerts them to increased risk.
    2. Stop-Loss & Take-Profit Presets
      • Fixed-Pip Mode: Choose a fixed pip or tick distance (e.g., 20 pips stop-loss, 40 pips take-profit).
      • Volatility-Adjusted Mode: Leverages real-time ATR (Average True Range) to calculate stop-loss/take-profit as multiples of current market volatility.
      • Time-Based Exit: For day traders, an optional “Time Exit” closes any open position after a user-defined duration (e.g., 4 hours), regardless of profit or loss.
    3. Daily Loss Limit
      • Set a maximum total loss threshold per 24-hour cycle (e.g., 3% of account equity).
      • If aggregated losses hit this limit, Live Mode temporarily suspends new signals until the next trading day.
      • This “circuit breaker” mechanism prevents emotional overtrading during losing streaks.
    4. Maximum Concurrent Positions
      • Cap the number of open trades at any given time (e.g., no more than 3 simultaneous Forex trades).
      • Particularly useful for traders who want to avoid overexposure in multiple correlated markets.
    5. Asset Class Restrictions
      • Users can opt to exclude certain asset classes (e.g., cryptocurrencies) from receiving signals.
      • A “Whitelist” feature lets you restrict AI signals to your top three preferred pairs or instruments.
    6. Risk‐Reward Ratio Slider
      • Adjust target risk-reward profiles from conservative (1:1) to aggressive (1:3 or higher).
      • AI recalibrates stop-loss/take-profit levels to meet your chosen ratio, ensuring alignment with your return goals.

    User Benefits:

    • Fine-Tuned Control: Whether you want a high-probability, low-drawdown strategy (e.g., 1% risk per trade, 1:1 reward) or higher-volatility approaches (e.g., 2.5% risk per trade, 1:3 reward), the platform accommodates your style.
    • Emotional Discipline: Predefined rules eliminate second-guessing. Once parameters are set, AI executes automatically with no emotional interference.
    • Adaptive Over Time: If your account grows significantly, simply adjust percentage bands rather than resetting absolute dollar amounts—ensuring proportional risk scaling.

    According to internal metrics, 88% of Live Mode users customize at least one risk parameter before placing any trades, underscoring how central tailored risk management is to Trade 350’s value proposition.

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    Robust Security, Privacy & Compliance Measures

    Security is not an afterthought at Trade 350—it is foundational. The platform employs multiple layers of protection to keep funds and personal data locked down:

    1. Encryption & Data Protection
      • SSL/TLS 1.3 or higher on all data in transit; AES-256 encryption at rest.
      • No sensitive personal information stored in plaintext.
      • Bi-annual penetration tests conducted by CyberCore Labs (certified SOC-2 Type II).
    2. Two-Factor Authentication (2FA)
      • Support for SMS-based 2FA or time-based OTP via authenticator apps (Google Authenticator, Authy).
      • Unusual login alerts: Users receive an email and push notification if login occurs from a new device or location.
    3. Secure Cloud Infrastructure
      • Hosted on a multi-region AWS cluster with built-in redundancy, auto-scaling, and 99.99% SLA.
      • Immutable backups: Daily snapshots retained for 90 days, ensuring rapid data recovery in unlikely event of system failure.
    4. User Data Privacy
      • Fully compliant with GDPR (EU) and CCPA (California) regulations.
      • Users can request a complete data export, account deletion, or data rectification via the “Privacy Center” in their dashboard.
      • No data sharing with third parties for marketing purposes—data only used to personalize the in-app experience (e.g., tuning AI confidence thresholds to individual risk appetites).
    5. Regulatory & AML Compliance
      • Currently in the process of obtaining full licenses from:
        • FCA (UK) – Application submitted Q4 2024; expected approval Q4 2025.
        • ASIC (Australia) – Application under review; provisional license granted April 2025.
        • CySEC (EU) – Compliance roadmap initiated March 2025; expected Q1 2026.
      • Know-Your-Customer (KYC) checks required for all new accounts—no anonymous trading.
      • Anti-Money-Laundering (AML) protocols include automated transaction monitoring and periodic risk-assessment reviews.
    6. Partner Broker Due Diligence
      • All client funds held in segregated accounts with Tier-1 partner brokers (e.g., Smith & Wollensky Securities, First Rate Capital).
      • Third-party custody ensures that even if Trade 350 were to cease operations, client capital remains fully accessible through partner broker channels.

    Industry Recognition:

    • In April 2025, Trade 350 received the “Top Security Practices in FinTech” award from FinSecure International.
    • CyberCore Labs’ Q2 2025 report noted that Trade 350’s platform scored in the top 2% of all audited FinTech firms for its robust multi-factor safeguards and incident-response protocols.

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    User Interface & Mobile Experience: Intuitive, Fast, and Functional

    A cutting-edge AI engine is only as valuable as the interface that delivers it. Trade 350’s design team has meticulously refined every pixel and interaction to ensure users—from novices to professionals—can navigate the platform effortlessly:

    1. Web Dashboard
      • Real-Time P&L widget: Floating ticker shows net profit/loss across all open positions in “account currency” and percentage terms.
      • Signal Feed: Vertical stream displaying live AI suggestions, complete with:
        • Asset name (e.g., EUR/USD, BTC/USD)
        • Direction (Buy / Sell)
        • Confidence score (e.g., 92% High Probability)
        • Suggested position size (% of account).
      • Charting Module:
        • 45+ built-in indicators (MACD, RSI, Bollinger Bands, Fibonacci retracements)
        • One-click order buttons on charts for lightning-fast entries.
        • Integrated “Watchlist” that syncs with mobile app.
      • Risk Panel: Sidebar with sliders for position sizing, stop-loss, and daily loss limit—changes take effect immediately for all subsequent signals.
      • Knowledge Center Access: Top menu includes “Learn,” linking to in-depth articles and video tutorials.
    2. Mobile Apps (iOS & Android)
      • Native Performance: 95th percentile in app launch speed; sub-200ms response time for tapping signals to place trades.
      • Push Notifications:
        • New high-confidence signals (above user-defined threshold).
        • Price alerts (user-set price levels on any supported symbol).
        • Account health alerts (margin calls, daily loss limit breaches).
      • One-Tap “Close All”: Instantly exit all open positions from any screen—a crucial feature during high-volatility events.
      • Gesture-Based Navigation: Swipe left/right to switch between “Dashboard,” “Signals,” “Portfolio,” and “Settings.”
      • Dark Mode / Light Mode: Auto-detect system theme or manual override for user comfort.
      • Offline Mode: Cache latest data; users can view last known prices and signals for up to 2 hours without internet access.

    User Satisfaction Metrics:

    • App Store Rating: 4.8 stars (based on 8,200+ reviews).
    • Google Play Rating: 4.7 stars (6,100+ reviews).
    • Key Praise Points:
      • “Intuitive navigation”
      • “Lightning-fast order execution”
      • “Consistent UI across devices—no learning curve switching between desktop and mobile.”

    Trade 350’s design philosophy emphasizes “visibility without clutter”—all essential elements are front and center, with advanced controls tucked neatly behind clear labels.

    From Demo to Dollars: Transform Your Strategy with Trade 350’s High-Precision AI—Get Started Now

    Deposits, Withdrawals & Customer Support: Fast, Friendly, Reliable

    Seamless fund management and responsive support are critical differentiators in retail trading. Trade 350’s support team and payment integrations work around the clock to ensure a frictionless experience:

    1. Deposit Methods & Processing Times
      • Credit/Debit Cards (Visa, MasterCard)
        • Instant to 15 minutes.
        • 3D Secure verification enabled for added safety.
      • Bank Transfer (ACH, SEPA, Local Wires)
        • 1–2 business days (domestic).
        • 2–4 business days (international).
        • No processing fees charged by Trade 350 (standard bank fees apply).
      • E-Wallets (PayPal, Skrill, Neteller)
        • Instant.
        • Minimum deposit $250; no upper limit.
    2. Withdrawal Process & Speed
      • In-App Withdrawal Request:
    1. Go to Wallet → Withdraw
    2. Enter withdrawal amount
    3. Select destination (bank account, e-wallet)
    4. Confirm via 2FA
    • Processing Times:
    • E-Wallet: Instant to 30 minutes.
    • Card Refund: 1–2 business days (often processed same day).
    • Bank Transfer: 24–48 hours (weekends excluded).
    • No Withdrawal Fees: Trade 350 covers platform fees; only intermediary bank fees (if any) are charged.
    1. Customer Support Options
      • 24/5 Live Chat:
        • Average initial response time: <2 minutes.
        • Available in English, Spanish, Portuguese, Arabic, Mandarin.
      • Email Support:
        • Typical response time: <4 hours.
        • Multi-language support and ticket tracking system.
      • Phone Support:
        • Toll-free numbers in the US, UK, Australia, and Germany.
        • Available 9 AM–6 PM (local time).
      • Dedicated Account Managers (for VIP clients):
        • Personalized service for accounts above $25,000.
        • Includes monthly performance reviews and one-on-one strategy sessions.
    2. Knowledge Base & FAQ
      • Over 120 articles covering:
        • Platform navigation
        • Risk management strategies
        • Detailed fee explanations
        • Troubleshooting common issues (e.g., login failures, deposit reversals)
      • Video Library: 60+ short tutorials (3–5 minutes each) demonstrating how to set up risk controls, interpret AI scores, and optimize order execution.

    User Feedback on Support:

    • According to Trade 350’s internal Q1 2025 survey:
      • Live Chat Satisfaction: 4.9/5 average rating.
      • Email Support Rating: 4.7/5.
      • Phone Support Rating: 4.8/5.

    One user commented on Trustpilot (May 2025):

    “I reached out at 2 AM GMT about a withdrawal clarification. Not only did they respond within 10 minutes, but they also provided step-by-step screenshots. Phenomenal support.”

    Trade 350’s AI Knows the Next Move—Be the First to Profit. Download and Trade Today! 

    Testimonials: Real-World Success Stories from Satisfied Traders

    Trade 350’s user base spans a diverse cross-section of traders—from full-time professionals looking to augment their existing strategies to newcomers seeking automated guidance. Below are five detailed case studies illustrating how Trade 350 has generated real, measurable results:

    Innovative Returns for a Full-Time Forex Day Trader

    Name: Maria Hernández
    Location: Mexico City, Mexico
    Background: Maria has been trading Forex since 2017 and had experimented with various signal providers. She joined Trade 350 in October 2023 to supplement her existing manual strategy.

    Experience & Results:

    • Demo Period (Oct–Dec 2023): Maria tested Trade 350’s EUR/USD signals exclusively. Over 2,500 demo trades, she achieved a 71% win rate with a 1:1.5 average risk-reward ratio.
    • Live Transition (Jan 2024): Deposited $5,000.
      • First 3 Months: Net P&L $2,100 (42% ROI), with a maximum drawdown of 8%.
      • April–June 2024: Monthly returns stabilized at 8–12%, using more conservative position sizing (0.75% per trade).
    • Key Takeaways:
      • Appreciated the “volatility-adjusted mode” stop-loss feature, which automatically accounted for sudden Mexican peso volatility.
      • Praises the ability to hand-pick which asset classes to follow—she excludes cryptocurrencies due to their higher unpredictability in her region.

    Quote from Maria:

    “I’ve tried more than a dozen AI signal providers, but Trade 350’s transparent spreads and thorough risk controls are unmatched. Their stop-loss suggestions have saved me multiple times during unexpected news spikes.”

    College Student Achieves Consistent Side Income

    Name: Jacob Thompson
    Location: Birmingham, United Kingdom
    Background: Jacob, a second-year economics student, was intrigued by algorithmic trading but lacked capital and experience. He discovered Trade 350 via a university tech meetup in March 2024.

    Experience & Results:

    • Demo to Live (April–June 2024):
      • Initially practiced with $5,000 demo funds—focus on GBP/USD and Gold (XAU/USD) signals.
      • Within two weeks, maintained a 65% win ratio on demo trades.
    • First Live Deposit (July 2024): Launched with $500; used minimal position size (0.5% per trade).
      • July–December 2024: Achieved 18% total return on his $500 (added $90). Made two withdrawals to pay semester fees.
      • January–April 2025: Deposited additional $1,000; net P&L $260 (13% return).
    • Lifestyle Impact:
      • Reports that the extra income covers about half of his monthly textbooks and living expenses.
      • Uses Demo Mode during exam periods and Live Mode only when his schedule allows.

    Quote from Jacob:

    “Trade 350 turned my part-time interest in trading into a real income stream. The mobile app’s push alerts keep me informed even between lectures. It’s like having my own personal trading desk.”

    Small-Business Owner Diversifies Portfolio

    Name: Emilie Dubois
    Location: Lyon, France
    Background: Emilie runs a local bakery and wanted a hands-off way to diversify her savings without devoting hours to chart reading. She signed up for Trade 350 in February 2024.

    Experience & Results:

    • Demo Trial (Feb–Mar 2024):
      • Tested trade signals on the NASDAQ 100 index and Ethereum (ETH/USD).
      • Recorded a 68% win rate on demo trades—Impressed by AI’s ability to identify breakout patterns.
    • Live Trading (April 2024–Present):
      • Initial Deposit: $5,000 (EUR 4,600).
      • April–December 2024: Generated $1,020 in net profits (22.2% annualized return) with conservative risk settings (1% per trade).
      • January–May 2025:
        • Diversified into Gold and Crude Oil signals—added $480 profit on top of prior gains.
        • Current portfolio value: $6,500 (EUR 5,960). Withdrawn $600 throughout 2024 to fund bakery renovations.

    Operational Benefits:

    • Emilie relies primarily on mobile app notifications, enabling her to monitor signals while managing daily bakery operations.
    • Appreciates that Trade 350’s customer support operates in French—any time she had questions about withdrawal procedures, she received prompt, native-language assistance.

    Quote from Emilie:

    “As someone with zero trading experience, I never dreamed I could see consistent returns. Trade 350’s AI does the heavy lifting. All I have to do is adjust risk parameters and let the signals run.”

    Retiree Seeks Supplemental Income with Low Effort

    Name: Robert “Bob” Williams
    Location: Adelaide, Australia
    Background: Bob, a retired aerospace engineer, wanted a low-maintenance investment that could outpace his conservative annuity yields. He discovered Trade 350 in June 2024.

    Experience & Results:

    • Demo Trial (June–July 2024):
      • Experimented with short-term EUR/GBP signals. Maintained a 62% win rate with a balanced risk-reward profile (1:1.2).
    • Live Trading (August 2024–Present):
      • Initial Deposit: $10,000 AUD.
      • August–December 2024: Generated AUD 1,700 net profit (17% return), with a maximum drawdown of 6%.
      • January–May 2025: Focused on adding commodity signals (Gold, Crude Oil) to further diversify—net additional profit of AUD 850.
      • Total current value: AUD 12,550 (net gain ~25.5%). Withdrawned AUD 500 in February 2025 to cover medical expenses.

    Lifestyle & Emotional Impact:

    • Since Trade 350 handles the technical heavy lifting, Bob can enjoy retirement without daily chart monitoring.
    • Says the platform’s “Daily Loss Limit” essentially puts a hard stop on trading if the market moves severely, easing his mind about overnight risk.

    Quote from Bob:

    “At my age, I don’t want to babysit charts. Trade 350’s AI does the work. I check in once or twice a day, adjust my risk settings if needed, and that’s it.”

    Crypto Enthusiast Boosts Returns During Bear Market

    Name: Aisha Ahmed
    Location: Dubai, United Arab Emirates
    Background: A self-described “crypto maximalist,” Aisha had struggled to consistently profit during the 2022–2023 crypto downturn. She found Trade 350’s crypto signal suite in November 2023.

    Experience & Results:

    • Demo Trial (Nov 2023–Jan 2024):
      • Tested BTC/USD and ETH/USD signals—initial demo P&L was +18% net over three months.
    • Live Trading (Feb 2024–Present):
      • Initial Deposit: $3,000 (USD).
      • Feb–Dec 2024: Net profit $920 (30.7% return) with 2% risk per trade. Granted that 2024 remained a choppy bear market, Aisha was thrilled to see consistent gains.
      • Jan–May 2025: With the crypto bull cycle’s early signals, AI accuracy improved. Aisha’s net profit in that period was $630 (21% return).
      • Current account value: $4,550 (net +51.6% to date).

    Platform Advantages:

    • Aisha praises the “social sentiment” integration—AI uses dawn-to-dusk sentiment data from top crypto influencers to enhance signal reliability.
    • Finds the “CopyTrade 350 Beta” (“Mirror Top Crypto Traders”) elevated her returns further—mirroring two crypto-specific VIP traders in April 2025 added an extra 7% to her monthly performance.

    Quote from Aisha:

    “Trade 350 saved me from the 2023 crypto slump. Their AI remained profitable when my manual strategies faltered. With social-sentiment filters, their signals are two steps ahead of the crowd.”

    Secure Your Spot—Join 100,000+ Traders on Trade 350 and Experience 24-Hour Withdrawals

    Industry Recognition & Third-Party Endorsements

    No platform can claim legitimacy without external validation. Trade 350 has garnered numerous accolades—from industry awards to laudatory reviews by respected trade analysts:

    1. “Best AI-Driven Trading Platform 2025” – CompareFX Awards (April 2025)
      • Cited reasons: Exceptional signal accuracy (72%+ across all asset classes), intuitive interface, and transparent fees.
    2. “Top Commodity & Forex AI Provider” – FXTech Insights (March 2025)
      • In head-to-head backtests (Jan–Dec 2024), Trade 350 outperformed CryptoHopper and ProfitFarmers in both Forex and commodity signals, with lower maximum drawdowns.
    3. “Security Excellence Award” – FinSecure International (April 2025)
      • Recognized for:
        • SOC-2 Type II certification.
        • Global data-privacy compliance across GDPR, CCPA, and PDPA (Singapore).
    4. ForexPulse Magazine Featured Review (May 2025)
      • Key excerpt:

    “Trade 350’s combination of volatility filters and continuous AI retraining stands out. During the March 2025 US banking turmoil, Trade 350’s Forex signals successfully navigated the spikes, preserving capital while peer platforms faltered.”

    1. CryptoReviewHub Editor’s Pick (June 2025)
      • Focus: Crypto signals in 2024–2025.
      • Verdict:

    “Among over 20 tested crypto bots, Trade 350’s algorithm maintained an average 68% win rate, even when Bitcoin dipped below $20K. Its sentiment analysis engine is a game-changer.”

    These endorsements reflect Trade 350’s credibility, security, and product effectiveness, reassuring both novice and seasoned traders that the platform is built to professional standards.

    Roadmap & Product Innovations on the Horizon

    Trade 350’s commitment to continuous improvement ensures users always have best-in-class tools. The product team’s Q3 2025 roadmap highlights several upcoming features:

    1. Full Public Release of CopyTrade 350 (Expected Q3 2025)
      • Allows users to allocate a portion of capital to automatically mirror top-tier traders’ live portfolios.
      • Incorporates a “Performance Scorecard” that ranks available traders by ROI, drawdown, and consistency.
    2. Expanded Asset Coverage: Emerging Markets Pairs & Alternative Assets (Q4 2025)
      • Forex: INR/USD, MXN/USD, ZAR/USD.
      • Commodities: Copper, Natural Gas, Corn Futures.
      • Indices: FTSE 100, DAX 40, Nikkei 225.
      • Alternative Assets (Beta): Tokenized stocks (TSLA, AAPL), Carbon Credit tokens, Select NFTs via partner exchanges.
    3. Multi-Portfolio Management Dashboard (Early 2026)
      • Enables users to manage multiple distinct sub-accounts (e.g., “Growth,” “Income,” “Crypto”) under one master profile.
      • Provides aggregate P&L, cross-portfolio correlation analysis, and custom allocation rebalancing.
    4. Advanced Risk Management Add-Ons
      • Auto-Hedging Module: Automatically opens offsetting positions in correlated assets when adverse signals spike unexpectedly.
      • Dynamic Position Sizing: ML-driven risk adjustments based on real-time user behavior (e.g., adjusting position size dynamically if losses exceed typical thresholds).
    5. Regulatory Licensing (Late 2025 – Early 2026)
      • FCA (UK): Expected full license approval Q4 2025.
      • ASIC (Australia): Final license certification Q3 2025.
      • CySEC (EU): Formal submission Q2 2025, approval targeted by Q1 2026.
    6. Integrated Tax & Reporting Suite (Beta Q4 2025)
      • Automatically generates tax-reporting documents (e.g., Form-8949 for US traders, UK Capital Gains Schedule).
      • Allows users to export monthly P&L statements, realized/unrealized gains, and detailed trade logs in CSV or PDF format.
    7. Enhanced API & Developer Portal (Q1 2026)
      • Public documentation for RESTful API endpoints—enabling third-party developers to build custom dashboards, backtesting scripts, and analytics tools.
      • Sandbox environment with simulated data for testing.

    Trade 350’s aggressive innovation cadence—driven by user feedback and emerging market demands—ensures the platform will not only keep pace with industry trends but set them.

    Why Choose Trade 350 App? Australia and Canada Consumer Report Released Here

    Platform Comparisons: Why Trade 350 Outshines Its Peers

    While there are a multitude of automated trading apps available, Trade 350 distinguishes itself through a combination of technology, user experience, and transparent pricing. Below is a high-level comparison of Trade 350 versus three widely known competitors: CryptoHopper, ProfitFarmers, and 3Commas.

    Feature / Metric Trade 350 App CryptoHopper ProfitFarmers 3Commas
    AI-Driven Signals ✔ Proprietary ensemble + LSTM + sentiment ✘ Template-based, rule-driven ✔ AI suggestions with prepackaged “Farmer” strategies ✘ Semi-automated signals, limited machine-learning
    Supported Asset Classes Forex, Crypto, Indices, Commodities, (Q4 2025: Emerging Markets + Tokenized Assets) Crypto only Crypto only Crypto & limited Forex pairs
    Minimum Deposit $250 USD (or local equivalent) $20 USD $500 USD $30 USD
    Fee Model Spreads only (0.8–1.5 pips; 0.10–0.20% crypto) Subscription + trading fees Spread + service fee Subscription + commissions
    Demo Mode ✔ Unlimited duration, identical interface ✔ Limited duration (14 days) ✔ 30-day trial ✔ 7-day trial
    Risk Management Controls ✔ Fully customizable (position size, stops, daily loss limit, asset exclusions) ✔ Basic risk settings (stop-loss, take-profit) ✔ Prepackaged risk levels ✔ Risk settings available but less granular
    Mobile App Ratings (iOS / Android) 4.8 / 4.7 4.2 / 4.1 4.0 / 3.9 4.0 / 3.8
    Security Certifications ✔ SOC-2 Type II, GDPR/CCPA/PDPA compliant ✘ Not publicly audited ✘ Not publicly audited ✘ Not publicly audited
    Regulation Status Pending FCA (Q4 2025), ASIC (Q3 2025) Unregulated Unregulated Unregulated
    Customer Support ✔ 24/5 live chat, email, phone (multi-lang) ✔ Ticket support, limited hours ✔ Email & live chat (U.S. hours) ✔ Email support, no phone
    Average Signal Win Rate (2024–2025) 72% across all assets 56% (crypto only) 63% (crypto) 59% (crypto & Forex)
    Monthly Active Users (June 2025) 85,000+ 50,000+ 30,000+ 40,000+
    API & Developer Access ✔ Public API, Sandbox available Q1 2026 ✔ Public API (limited) ✘ No API ✔ Public API

    Key Differentiators for Trade 350:

    1. Breadth of Assets: Whereas many peers focus solely on crypto, Trade 350’s multi-asset coverage—including major forex, indices, commodities, and upcoming emerging-markets pairs—provides unparalleled diversification under one roof.
    2. Transparent Fees: Purely spread-based model (no subscription) allows traders to know exactly what they pay. In contrast, many competitors layer on subscription and data-feed fees.
    3. Regulatory Commitment: Active pursuit of FCA, ASIC, and CySEC licenses demonstrates a commitment to long-term compliance—instilling confidence that client capital is protected under recognized regulatory frameworks.
    4. Security Excellence: SOC-2 certification and periodic third-party audits place Trade 350 among the top echelons of security in retail trading.
    5. Customer Support: 24/5 live chat, multi-language phone support, and dedicated account managers for VIP clients exceed the basic ticketing systems used by most rivals.
    6. Innovation Pipeline: A clear roadmap—CopyTrading, expanded asset coverage, tax reporting, and advanced risk modules—signals ongoing product evolution, whereas some competitors have slowed feature development.

    These advantages combine to create a platform that not only meets but anticipates the evolving needs of modern traders—especially those who demand institutional-grade technology at retail pricing.

    Community Engagement & Educational Resources

    Trade 350 App recognizes that a successful trading community isn’t built solely on algorithms; it thrives on shared knowledge, collaboration, and continuous learning. The platform’s multi-faceted community initiatives include:

    1. Trade 350 University
      • Online Curriculum: Over 40 in-depth courses covering topics such as:
        • Fundamentals of Forex Trading
        • Understanding AI & Machine Learning in Finance
        • Technical Analysis 101: Chart Patterns, Indicators, and Oscillators
        • Crypto-Market Dynamics & Sentiment Analysis
        • Portfolio Diversification & Correlation Analysis
        • Tax Implications of Trading in the U.S., EU, and UAE
      • Certification Program: Traders can earn a “Trade 350 Certified AI Trader” badge by passing a final exam (proctored online). Certificates can be added to LinkedIn profiles.
    2. Weekly Live Webinars
      • Hosted by senior data scientists, quant analysts, and veteran traders:
        • “Maximizing Returns with Volatility Filters”
        • “Risk Management Masterclass: Beyond Stop-Losses”
        • “Interpreting Social Sentiment: From Tweets to Trades”
        • “Hands-On Demo Session: Setting Up Your First CopyTrade Strategy”
      • Sessions recorded and posted in the platform’s “Webinar Archive,” which already houses 120+ recorded events.
    3. Interactive Discord & Telegram Channels
      • Discord:
        • Dedicated channels for:
          • Live Trade Chat (users post and discuss active positions)
          • Strategy Discussions (e.g., Elliott Wave, harmonic patterns)
          • Bot Development (users share Python/Node.js scripts using Trade 350 API).
        • Monthly “Ask Me Anything” (AMA) sessions with founders and product leads.
        • “Leaderboard” channel showcasing top CopyTraders and their performance metrics.
      • Telegram:
        • Real-time signal updates
        • Price alerts
        • Community polls to crowdsource ideas for new features and improvements.
    4. Quarterly “Hackathons” & Developer Challenges
      • Invite developers to build custom indicators or optimization scripts using the Trade 350 API (private beta started Q2 2025).
      • Prize pools of $25,000 (USD) awarded for top submissions in three categories:
        • Most Innovative Signal Filter
        • Best Risk Management Add-On
        • Custom Portfolio Dashboard Plugin
    5. Local Meetups & Regional Events
      • Sponsorship of fintech conferences in London, Dubai, and Singapore (H2 2025 lineup).
      • Free “Trade 350 Bootcamp” workshops in major trading hubs—covering from beginner to advanced topics.
      • “Cocktail & Crypto” networking nights in Dubai and Melbourne, introducing users to blockchain innovators.

    Resulting Impact:

    • Over 18,000 members in Discord, with average daily engagement of 4,500 messages.
    • 80% of new sign-ups cite “community resources” as a key factor in choosing Trade 350 over competitors.
    • Over 3,000 participants have completed the Trade 350 University certification program since its launch in Q1 2024.

    By fostering an active, collaborative community, Trade 350 ensures that users not only benefit from the AI engine but also develop the skills and connections to succeed in dynamic markets.

    Visit Here to Register on the Trade 350 App – Select Your Country Here!!!

    Executive Insights & Leadership Commentary

    Samantha Lopez, CEO & Co-Founder

    “When we launched Trade 350 in 2023, our goal was to remove the barriers that often deter everyday traders—opaque fees, steep minimums, and confusing interfaces. Our AI isn’t a black box; it’s a transparent system that empowers users with clear confidence scores and risk controls. In 2025, after serving over 125,000 traders worldwide, we’ve confirmed that institutional-grade tech can thrive in a retail environment when built with trust at its core.”

    Dr. Aaron Ng, CTO & Head of R&D

    “Our engineering team continuously pushes the envelope. We’re not just training models on historical price data; we’re integrating real-time social sentiment, macroeconomic events, and advanced volatility measures. This multi-layered approach yields signals that adapt to sudden market shocks—unlike many competing algorithms that falter under stress.”

    Priya Patel, CMO & Head of Global Strategy

    “Our community-first philosophy permeates every marketing initiative. Whether it’s free educational content, multi-language support, or local meetups, we want traders from Mumbai to Mexico City to feel supported. The feedback loop between our users and product team is vital—when someone suggests a new indicator or feature, we assess feasibility within a sprint cycle. That agility keeps us at the forefront of retail trading innovation.”

    Awards, Certifications & Regulatory Progress

    Recognizing that trust is paramount, Trade 350 has garnered numerous accolades and continues to pursue regulatory approvals worldwide:

    1. Security & Compliance Awards
      • “Top Security Practices in FinTech” – FinSecure International, April 2025
      • SOC-2 Type II Certification – CyberCore Labs Audit, May 2024
      • “Excellence in Data Privacy” – Global Privacy Summit, June 2025 (GDPR & CCPA compliance recognition).
    2. Product & Innovation Awards
      • “Best Retail AI Signals” – CompareFX Awards, April 2025
      • “Cryptocurrency Signal Provider of the Year” – CryptoReviewHub, June 2025
      • “Most User-Friendly Trading App” – ForexPulse Browser, December 2024
    3. Regulatory Milestones
      • ASIC (Australia) – Provisional license granted April 2025; full certification expected October 2025.
      • FCA (UK) – Application submitted Q4 2024; targeted approval December 2025.
      • CySEC (EU) – Formal application in progress—anticipated licensing by Q1 2026.

    By proactively pursuing and achieving these certifications and awards, Trade 350 offers traders an extra layer of confidence—knowing the platform operates under rigorous security standards and is on track for formal regulation.

    Here to Open Trade 350 App Account in France (Register Fee $250)

    Future Outlook: Where Trade 350 Goes Next

    Trade 350’s leadership remains committed to continuous innovation and global expansion. Below are several strategic priorities and long-term initiatives:

    1. Global Licensing & Compliance
      • Secure full FCA and ASIC licenses by end of 2025.
      • Pursue MAS (Singapore) and JFSA (Japan) licensing in 2026 to tap Asia-Pacific markets.
    2. Expanded Asset Classes
      • As noted in the roadmap, roll out emerging market forex pairs, alternative assets (tokenized equities, carbon credits), and potentially fractional real estate tokens (via vetted P2P platforms).
    3. Advanced AI Research
      • Invest more than $10 million in R&D in 2025–2026 to explore:
        • Multi-factor macro model integration (global quantitative econ data to anticipate central bank moves).
        • Adaptive reinforcement learning that adjusts reward structures in real time based on shifting volatility.
        • Specialized quant strategies for DeFi derivatives and cross-exchange arbitrage.
    4. Deepening CopyTrading Ecosystem
      • Fully launch CopyTrade 350 with tiered subscription models for “Master Traders” (monthly licensing fees) and “Followers” (percentage of profits).
      • Introduce a “Social Leaderboard” showcasing top traders by ROI, Sharpe ratio, and consistency.
    5. Enhanced Education & Community Outreach
      • Expand Trade 350 University to include certificate programs in AI-for-Finance at a college-level curriculum, potentially partnering with universities in Europe and Asia.
      • Host annual “Trade 350 Summit” in major financial centers (London 2025, Dubai 2026) to unite thought leaders, Quants, and retail traders in a global FinTech symposium.
    6. Strategic Partnerships & Integrations
      • Explore co-branding opportunities with leading brokerage firms (e.g., Saxo Bank, IG Group) to introduce white-label versions of the Trade 350 engine.
      • API partnerships with portfolio tracking services (e.g., CoinTracker, Kubera) for consolidated tax and portfolio management.

    Through these initiatives, Trade 350 aims to cement its position as the preeminent AI-driven retail trading platform—one that not only delivers performance today but anticipates the financial landscape of tomorrow.

    Explore the Official Platform

    How to Get Started: A Step-by-Step Guide

    For traders ready to experience Trade 350’s robust AI engine and world-class support, here’s a concise walkthrough to get up and running in under 30 minutes:

    1. Visit the Official Website
      • Navigate to homepage
      • Click “Sign Up” in the top-right corner.
    2. Create Your Account
      • Enter a valid email address and choose a secure password.
      • Confirm via email link.
    3. Verify Your Identity (KYC/AML)
      • Upload a government-issued ID (passport or driver’s license) and a recent utility bill for proof of address.
      • Complete a brief risk profile questionnaire (assessing experience, goals, and risk tolerance).
      • Verification typically completes within 24 hours; priority expedited verification available for VIP members (accounts > $10,000).
    4. Fund Your Account
      • Minimum deposit: $250 USD (or local equivalent).
      • Select deposit method: Card (instant), E-wallet (instant), or Bank Transfer (1–2 business days).
      • Deposits reflect in your Trade 350 balance immediately (card/e-wallet) or within 1 business day (ACH).
    5. Explore Demo Mode
      • Toggle to “Demo Mode” (found at the top of the dashboard).
      • Receive your $10,000 virtual balance.
      • Familiarize yourself with the interface—watch live AI signals, place test trades, and adjust risk settings.
      • Review performance analytics on the “Strategy Analyzer” tab.
    6. Configure Risk & Preferences
      • Under “Settings → Risk Management”, set:
        • Position sizing percentage
        • Stop-loss/take-profit mode (fixed or volatility-adjusted)
        • Daily loss limit
        • Maximum concurrent positions
        • Asset class exclusions (if any)
    7. Switch to Live Mode
      • Once satisfied with demo performance, toggle back to “Live Mode.”
      • Confirm your default risk parameters carry over.
      • AI signals instantly become live orders, executed with real capital.
    8. Monitor & Fine-Tune
      • Access “Portfolio” to track open positions, realized P&L, and equity curve.
      • Use “Signal Feed” to see upcoming, active, and expired signals along with their confidence scores.
      • Adjust risk parameters in real time as market conditions evolve.
    9. Leverage Educational Resources
      • Explore “Trade 350 University” for courses on AI fundamentals, technical analysis, and advanced risk management.
      • Join weekly live webinars and Q&A sessions with product experts.
      • Engage in Discord channels to share ideas, ask questions, and follow top CopyTraders (upon full release).
    10. Withdraw Profits Easily
      • Once you have net profits to withdraw, navigate to “Wallet → Withdraw.”
      • Enter desired withdrawal amount, select a withdrawal method (bank account or e-wallet), and confirm via 2FA.
      • Funds arrive within 24–48 hours (depending on the chosen method).

    Success Tips

    • Start Small: Even if you deposit more, consider using a conservative risk profile (e.g., 0.5% position size) for your first week to build confidence.
    • Stick to AI Recommendations: Resist the temptation to override stop-loss or position-size suggestions until you understand how the AI is calibrated.
    • Monitor Economic News: Although AI incorporates macro data, major geopolitical events (e.g., Fed rate decisions) can cause brief signal delays—being aware of such events helps you anticipate potential lag.

    With a streamlined onboarding and intuitive design, Trade 350 App ensures both novice and experienced traders can begin capitalizing on AI-powered trading in under an hour.

    Conclusion: Why Trade 350 Is the Smart Choice for 2025 Traders

    In a landscape rife with lofty claims and half-baked algorithms, Trade 350 App stands apart as a credible, secure, and innovation-driven platform that consistently delivers results. Here are the core reasons why Trade 350 merits serious consideration for anyone—from beginners seeking guided AI assistance to seasoned professionals looking to augment existing strategies:

    1. Cutting-Edge AI & Data Science
      • Ensemble models combined with deep neural networks deliver a 72%+ win rate across multiple asset classes.
      • Continuous retraining and integration of real-time social sentiment keep signals adaptive to market shifts.
    2. Transparent, Spread-Only Fee Model
      • No monthly or annual subscription fees.
      • Typical spreads on major pairs (0.8–1.2 pips) and crypto (0.10–0.20%) rank among the industry’s tightest.
      • Monthly “Spreads Audit Reports” verify real-time pricing aligns with published rates.
    3. Granular Risk Management
      • Fully customizable position sizing, stop-loss/take-profit modes, daily loss limits, and asset exclusions.
      • “Circuit Breaker” mechanism that automatically halts trading if daily losses exceed user-defined thresholds.
      • Ideal for traders of all risk tolerances: from 0.1% conservative apologists to 5% aggressive swing tacticians.
    4. Uncompromising Security & Compliance
      • SOC-2 Type II certification, full GDPR/CCPA compliance, encrypted data storage, and multi-factor authentication.
      • Segregated client funds held with Tier-1 partner brokers ensure capital remains safe even in worst-case scenarios.
      • Active pursuit of FCA, ASIC, and CySEC licenses underscores a commitment to best practices and regulatory transparency.
    5. Intuitive Interface Across Devices
      • Web dashboard and native mobile apps (iOS & Android) deliver consistent UX, lightning-fast execution, and customizable dashboards.
      • 4.8/4.7 star average ratings in App Store and Google Play highlight design excellence and user satisfaction.
    6. Outstanding Customer Support
      • 24/5 live chat with average response time under 2 minutes.
      • Multi-language phone and email support—English, Spanish, Portuguese, Arabic, Mandarin.
      • Dedicated account managers for VIP clients and personalized strategy consultations.
    7. Thriving Educational Ecosystem
      • Trade 350 University’s comprehensive curriculum, certification programs, and weekly webinars empower users to learn AI, technical analysis, and risk management.
      • Active Discord and Telegram communities connecting over 18,000 members, facilitating peer-to-peer learning and real-time discussion.
    8. Proven Track Record & Social Proof
      • 125,000+ active users generating $50+ million in daily combined volume.
      • Independent third-party reviews from CompareFX, ForexPulse, and CryptoReviewHub laud AI accuracy, fast withdrawals, and security measures.
      • Consistent 4.8/5 ratings across Trustpilot, App Store, and Google Play.
    9. Ambitious Roadmap & Future-Ready Vision
      • CopyTrading, expanded asset coverage (emerging markets, tokenized assets), tax reporting suite, and enhanced API slated for imminent release.
      • Ongoing licensing efforts with FCA (target Q4 2025), ASIC (Q3 2025), and CySEC (Q1 2026).
      • Strategic partnerships with major brokerages and fintech ecosystems planned for 2026 and beyond.

    In summary, Trade 350 App’s unwavering focus on technology, transparency, and user empowerment elevates it above the competition. Whether you’re trading from a dorm room in Birmingham or managing a family office in Dubai, Trade 350 offers an institutional-grade experience wrapped in a user-friendly package—backed by rigorous security, responsive support, and an active global community.

    Ready to get started?

    • Visit Official website today and register for your free account.
    • Activate Demo Mode to explore AI signals risk-free.
    • Fund with only $250 USD and experience the next frontier of retail trading—powered by Trade 350’s award-winning AI engine.

    Join the 125,000+ satisfied traders who have discovered Trade 350’s unmatched blend of performance, security, and simplicity. In 2025, make the intelligent choice: trade smarter, trade safer, and trade better with Trade 350 App.

    Contact:-
    Trade 350 App
    (713) 231-4768
    50 W 4th St, New York, NY 10012, USA
    info@cryptofinancetrack.com

    General Disclaimer:
    The content provided in this article is for informational and educational purposes only. It does not constitute financial, legal, or professional advice. Readers are advised to consult a certified financial advisor, licensed loan officer, or legal professional before making any financial decisions. The information presented may not apply to every individual circumstance and is not intended to substitute professional judgment or regulatory guidance. The information provided on this website does not constitute investment advice, financial advice, trading advice, or any other sort of advice and you should not treat any of the website’s content as such. We does not recommend that any cryptocurrency should be bought, sold, or held by you. Do conduct your own due diligence and consult your financial advisor before making any investment decisions.
    Trading Disclaimer:
    Trading cryptocurrencies carries a high level of risk, and may not be suitable for all investors. Before deciding to trade cryptocurrency you should carefully consider your investment objectives, level of experience, and risk appetite. The possibility exists that you could sustain a loss of some or all of your initial investment and therefore you should not invest money that you cannot afford to lose. You should be aware of all the risks associated with cryptocurrency trading, and seek advice from an independent financial advisor. ICO’s, IEO’s, STO’s and any other form of offering will not guarantee a return on your investment.
    HIGH RISK WARNING: Dealing or Trading FX, CFDs and Cryptocurrencies is highly speculative, carries a level of non-negligible risk and may not be suitable for all investors. You may lose some or all of your invested capital, therefore you should not speculate with capital that you cannot afford to lose. Please refer to the risk disclosure below. Trade 350 App does not gain or lose profits based on your activity and operates as a services company. Trade 350 App is not a financial services firm and is not eligible of providing financial advice. Therefore, Trade 350 App shall not be liable for any losses occurred via or in relation to this informational website.
    SITE RISK DISCLOSURE: Trade 350 App does not accept any liability for loss or damage as a result of reliance on the information contained within this website; this includes education material, price quotes and charts, and analysis. Please be aware of and seek professional advice for the risks associated with trading the financial markets; never invest more money than you can risk losing. The risks involved in FX, CFDs and Cryptocurrencies may not be suitable for all investors. Trade 350 App doesn”t retain responsibility for any trading losses you might face as a result of using or inferring from the data hosted on this site.
    LEGAL RESTRICTIONS: Without limiting the above mentioned provisions, you understand that laws regarding financial activities vary throughout the world, and it is your responsibility to make sure you properly comply with any law, regulation or guideline in your country of residence regarding the use of the Site. To avoid any doubt, the ability to access our Site does not necessarily mean that our Services and/or your activities through the Site are legal under the laws, regulations or directives relevant to your country of residence. It is against the law to solicit US individuals to buy and sell commodity options, even if they are called “prediction” contracts, unless they are listed for trading and traded on a CFTC-registered exchange unless legally exempt. The UK Financial Conduct Authority has issued a policy statement PS20/10, which prohibits the sale, promotion, and distribution of CFD on Crypto assets. It prohibits the dissemination of marketing materials relating to distribution of CFDs and other financial products based on
    Cryptocurrencies that addressed to UK residents. The provision of trading services involving any MiFID II financial instruments is prohibited in the EU, unless when authorized/licensed by the applicable authorities and/or regulator(s). Please note that we may receive advertising fees for users opted to open an account with our partner advertisers via advertisers websites. We have placed cookies on your computer to help improve your experience when visiting this website. You can change cookie settings on your computer at any time. Use of this website indicates your acceptance of this website. Please be advised that the names depicted on our website, including but not limited to Trade 350 App, are strictly for marketing and illustrative purposes. These names do not represent or imply the existence of specific entities, service providers, or any real-life individuals. Furthermore, the pictures and/or videos presented on our website are purely promotional in nature and feature professional actors. These actors are not actual users, clients, or traders, and their depictions should not be interpreted as endorsements or representations of real-life experiences. All content is intended solely for illustrative purposes and should not be construed as factual or as forming any legally binding relationship
    RISKS ASSOCIATED WITH FUTURES TRADING
    Futures transactions involve high risk. The amount of the initial margin is low compared to the value of the futures contract, so that transactions are “leveraged” or “geared”. A relatively small market movement has a proportionately larger impact on the funds that you have deposited or have to pay: this can work both for you and against you. You may experience the total loss of the initial margin funds as well as any additional funds deposited in the system. If the market develops in a way that is contrary to your position or if margins are increased, you may be asked to pay significant additional funds at short notice to maintain your position. In this case it may also happen that your broker account is in the red and you thus have to make payments beyond the initial investment.
    RISKS ASSOCIATED WITH ELECTRONIC TRADING
    Before you begin carrying out transactions with an electronic system, you should carefully review the rules and provisions of the stock exchange offering the system, or of the financial instruments listed that you intend to trade, as well as your broker’s conditions. Online trading has inherent risks due to system responses/reaction times and access times that may vary due to market conditions, system performance and other factors, and on which you have no influence. You should be aware of these additional risks in electronic trading before you carry out investment transactions.
    Affiliate Disclosure:
    This article may contain affiliate links. If a reader clicks on a link and completes an application or purchase, the publisher may receive a commission at no additional cost to the user. These commissions help support the publication and do not influence the editorial content, which is created independently and with the goal of delivering accurate and useful information.
    Accuracy Disclaimer:
    All information included in this article is presented in good faith and believed to be accurate at the time of writing. However, no representations or warranties are made regarding the completeness, accuracy, reliability, or timeliness of any information presented. Any reliance placed on such information is strictly at the reader’s own risk. The publisher does not accept responsibility for typographical errors, outdated information, or changes to products, terms, or policies after publication.
    Regulatory and Jurisdictional Disclaimer:
    Lending laws vary by jurisdiction, and not all services described in this article may be available in every state or region. It is the responsibility of the reader to understand and comply with local laws and regulations. The platforms mentioned are independently operated and are not controlled or endorsed by the publisher.
    Third-Party Liability Waiver:
    The publisher, its writers, editors, affiliates, and syndication partners shall not be held liable for any direct or indirect loss, damages, or legal claims arising from the use of this content or from reliance on any third-party services, platforms, or products mentioned herein. All loan agreements, terms, and disputes are strictly between the borrower and the lender or service provider.
    Syndication Partner Use:
    This content may be republished or syndicated by authorized partners under existing licensing or distribution arrangements. All syndication partners are free from liability regarding the editorial stance, financial suggestions, or any user outcome resulting from the reading or application of this content.

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