NewzIntel.com

Category: Transport

  • MIL-OSI Security: Guatemalan Man Unlawfully Residing in the United States and Convicted of Sexual Battery Indicted for Fraudulently Obtaining Custody of an Unaccompanied Alien Child in the United States

    Source: United States Attorneys General 13

    On Thursday, a federal grand jury indicted a man for his alleged role in smuggling an unaccompanied alien child (UAC) to the United States and for allegedly submitting a sponsorship application with false statements to the Department of Health and Human Services’ Office of Refugee Resettlement (ORR) to gain custody of the minor after she entered the United States.

    “The prior administration’s border policies created an environment that enabled human trafficking and allowed bad actors to take advantage of at-risk children,” said Attorney General Pamela Bondi. “We are committed to protecting children from the scourge of human trafficking and will not rest until we deliver justice for those who suffered during the border crisis.”

    According to the indictment, Juan Tiul Xi, 26, a Guatemalan national unlawfully residing in Cleveland, illegally entered the United States in 2023. Thereafter, Tiul Xi allegedly encouraged and induced a 14-year-old Guatemalan girl to illegally enter the United States and to use the identity of Tiul Xi’s sister as her alias. As a UAC, the Guatemalan girl was placed in the care and custody of ORR. As alleged, Tiul Xi then falsely stated on documents submitted to ORR when he applied to sponsor and obtain custody of the girl that he was the UAC’s brother and that her alias was her actual name. ORR relied on Tiul Xi’s alleged false statements when, on or about Sept. 5, 2023, ORR released the UAC to Tiul Xi’s care.

    Tiul Xi is charged with one count of encouraging or inducing illegal entry for financial gain, one count of making a false, fictitious, or fraudulent statement, and one count of aggravated identity theft. If convicted, he faces a maximum penalty of 10 years in prison on the illegal entry count, a maximum penalty of five years in prison on the false statement count, and a mandatory consecutive penalty of two years in prison on the aggravated identity theft count. A federal district court judge will determine any sentence after considering the U.S. Sentencing Guidelines and other statutory factors.

    “This case is a testament to ICE’s commitment to hold predators accountable for the harm they inflict on children,” said U.S. Immigration and Customs Enforcement (ICE) Acting Director Todd Lyons. “We are making every effort to ensure the safety of children released to sponsors across the United States. This is vital work and through their victim centered approach, ICE Homeland Security Investigations (HSI) special agents are perfectly positioned to uncover any similar crimes by predatory sponsors.”

    “The Office of Refugee Resettlement is committed to continuing vital policy changes that promote the safety and welfare of unaccompanied alien children related into the Unites States,” said ORR Acting Director Angie M. Salazar. “We have significantly increased sponsor vetting with the wellbeing of the child at the core of our process. We hope that our commitment is evident by our collaboration with law enforcement to right previous wrongs and help bring these crimes to light.”

    The indictment is the result of the coordinated efforts of Joint Task Force Alpha (JTFA). JTFA, a partnership with the Department of Homeland Security, has been elevated and expanded by the Attorney General with a mandate to target cartels and other transnational criminal organizations to eliminate human smuggling and trafficking networks operating in Mexico, Guatemala, El Salvador, Honduras, Panama, and Colombia that impact public safety and the security of our borders. JTFA currently comprises detailees from U.S. Attorneys’ Offices along the southwest border. Dedicated support is provided by numerous components of the Justice Department’s Criminal Division, led by HRSP and supported by the Money Laundering and Asset Recovery Section, the Office of Enforcement Operations, and the Office of International Affairs, among others. JTFA also relies on substantial law enforcement investment from DHS, FBI, DEA, and other partners. To date, JTFA’s work has resulted in more than 360 domestic and international arrests of leaders, organizers, and significant facilitators of alien smuggling; more than 325 U.S. convictions; more than 270 significant jail sentences imposed; and forfeitures of substantial assets.

    The ICE HSI and FBI Cleveland field offices are jointly investigating with assistance from HSI’s Attaché team in Guatemala. Additionally, HSI’s Center for Countering Human Trafficking in Washington, D.C. and ORR have provided valuable assistance.

    Senior Trial Attorney Christian Levesque of the Criminal Division’s Human Rights and Special Prosecutions Section (HRSP), Joint Task Force Alpha detailee/Trial Attorney Spencer M. Perry of the Criminal Division’s Fraud Section, and Acting U.S. Attorney Carol Skutnik and Criminal Division Chief Michael L. Collyer for the Northern District of Ohio are prosecuting the case, with assistance from HRSP Analyst/Latin America Specialist Joanna Crandall.

    This case is part of Operation Take Back America, a nationwide initiative that marshals the full resources of the Department of Justice to repel the invasion of illegal immigration, achieve the total elimination of cartels and other transnational criminal organizations, and protect our communities from the perpetrators of violent crime. Operation Take Back America streamlines efforts and resources from the Department’s Project Safe Neighborhood.

    An indictment is merely an allegation. All defendants are presumed innocent until proven guilty beyond a reasonable doubt in a court of law.

    MIL Security OSI –

  • MIL-OSI USA News: Fact Sheet: President Donald J. Trump Creates New Federal Employee Category to Enhance Accountability

    Source: The White House

    RESTORING ACCOUNTABILITY TO THE FEDERAL WORKFORCE: Today, President Donald J. Trump’s Office of Personnel Management (OPM) took action to implement President Trump’s Executive Action titled “Restoring Accountability to Policy-Influencing Positions Within the Federal Workforce.”

    • OPM proposed a rule to amend the civil service regulations to include Schedule Policy/Career for career employees with important policy-determining, policy-making, policy-advocating, or confidential duties.
      • These employees will serve as at-will employees, without access to cumbersome adverse action procedures or appeals, overturning Biden Administration regulations that protected poor performing employees.
      • Line federal employees who implement those policies, like Border Patrol agents or wage and hour inspectors, will generally be excluded.
    • This rule empowers federal agencies to swiftly remove employees in policy-influencing roles for poor performance, misconduct, corruption, or subversion of Presidential directives, without lengthy procedural hurdles.
    • Schedule Policy/Career positions remain career positions, filled through existing nonpartisan, merit-based hiring processes.
      • These employees will keep their competitive status and are not required to personally or politically support the President, but must faithfully implement the law and the administration’s policies.
    • OPM estimates 50,000 positions will ultimately be moved into Schedule Policy/Career, approximately 2% of the Federal workforce.
      • The proposed rule does not directly move positions into Schedule Policy/Career. That will be done by a subsequent executive order after a final rule issues.

     
    FIXING A BROKEN SYSTEM: The proposed rule tackles systemic issues in federal workforce accountability, addressing unaccountable, policy-determining federal employees who put their own interests ahead of the American people’s.

    • Federal employees report their agencies do not hold employees accountable:
      • The Merit Principles Survey shows less than a quarter of federal employees believe their agencies address poor performers effectively.
      • When asked what typically happens to poor performers in their work unit, federal employees’ most common response is they “remain in the work unit and continue to underperform.”
    • This happens because the process for removing federal employees is lengthy and difficult:
      • The Government Accountability Office reports it takes 6 months to a year to remove poor performers, even before appeals.
      • Only two-fifths of federal managers are confident they could remove employees who committed serious misconduct.
      • Just one-quarter believe they could remove an employee for poor performance in a critical element of their job.
    • Unaccountability allows corruption to fester in agencies:
      • For example, a recent audit of the Federal Deposit Insurance Corporation (FDIC) found widespread misconduct by senior leaders, such as male supervisors pressuring female subordinates for sexual favors in exchange for career assistance.
      • The FDIC almost never seriously disciplined employees for such corrupt behavior. Not a single complaint to the agency’s Anti-Harassment program resulted in a removal, or even a demotion.
      • The auditors found the FDIC tolerated misconduct because the removal process was too difficult to use. 
    • Some bureaucrats also use the protections the system gives them to oppose presidential policies and impose their own preferences:
      • Recent polling asked senior federal employees in Washington, D.C., what they would do if the President gave them a lawful order they considered bad policy. A plurality said they would ignore the order and do what they thought best.
      • During the first Trump administration career attorneys in the Department of Justice’s Civil Rights Division would not assist in litigation charging Yale University with racially discriminating against Asian and Caucasian  applicants.
      • In the President’s first term, career employees in the Department of Education would not constructively assist in drafting major rules like the Title IX rules.
      • An Equal Employment Opportunity Commission administrative judge (AJ) recently sent an agency-wide email stating that the agency’s Acting Chair (who was appointed by President Trump) was “not fit to be our chair much less hold a license to practice law” and that the AJ would not implement President Trump’s Executive Orders.
    • Unaccountable bureaucracy undermines democracy. For the government to be accountable to the American people, elected officials must be able to hold policy-determining and policy-making career employees accountable for their performance and conduct.

     
    DRAINING THE SWAMP: President Trump is delivering on his promise to dismantle the deep state and reclaim our government from Washington corruption.

    • In his first term, President Trump signed an Executive Order to reclassify certain federal workers in policy-related roles as “Schedule F” employees, enabling swift accountability for those in influential positions.
    • When President Biden took office, he revoked this Executive Order, reinstating protections that shielded unaccountable bureaucrats.

    President Trump vowed on the campaign trail to reinstate this Executive Order, a promise he kept on his first day returning to office.

    MIL OSI USA News –

  • MIL-OSI USA: ICYMI: Trump Administration Adds Two DOE Critical Minerals Projects to Federal Permitting Dashboard

    Source: US Department of Energy

    ICYMI— The Federal Permitting Improvement Steering Council (Permitting Council) today announced increased transparency and accountability for the federal permitting of two Department of Energy (DOE) critical minerals projects.

    The projects — Michigan Potash and the South West Arkansas Project — are part of the first wave of critical minerals projects added to the Permitting Dashboard in response to President Trump’s Executive Order, Immediate Measures to Increase American Mineral Production. Once completed, both DOE-supported projects will help meet President Trump’s commitment to bolster domestic production of America’s vast mineral resources, support more American jobs and reduce reliance on foreign supply chains.

    The Michigan Potash Project, supported by DOE’s Loan Programs Office, is projected to produce the largest American-based source of high-quality potash fertilizer and food-grade salt using mechanical vapor recompression technology and geothermal heat from subsurface brine. Once completed, this project will reduce reliance on potash imports, support American farmers, improve food security, and create 200 permanent and 400 construction sector jobs. DOE announced a conditional commitment for a loan guarantee of up to $1.26 billion to Michigan Potash in January 2025.

    The South West Arkansas Project, under DOE’s Office of Manufacturing and Energy Supply Chains, supports the construction of a world-class Direct Lithium Extraction facility that will produce battery-grade lithium carbonate from lithium-rich brine in North America. Once completed, this project will help secure the domestic lithium supply chain and is expected to create roughly 100 direct long-term jobs and 300 construction sector jobs.

    These additions to the Federal Permitting Dashboard reflect the Administration’s commitment to strengthen domestic supply chains for critical minerals and materials, reduce dependence on foreign sources, and advance President Trump’s bold agenda for American energy dominance through a more secure, affordable, and reliable U.S. energy system.

    The Department looks forward to working with federal partners, project sponsors, and developers to ensure these projects move forward with increased transparency, clear project timelines, expedited reviews, and the support needed to strengthen domestic supply chains, drive economic growth, and deliver on the President Trump’s commitment to unleashing American energy and economic security.

    MIL OSI USA News –

  • MIL-OSI Australia: Police investigate suspicious death at Montrose

    Source: New South Wales Community and Justice

    Police investigate suspicious death at Montrose

    Saturday, 19 April 2025 – 7:36 am.

    Police are on the scene of a suspicious death in Montrose, in Hobart’s northern suburbs, overnight.Police patrolling in the area located a person lying on the road near the south bound lanes of the Brooker Highway in the vicinity of the Montrose Bay High School about 4am.
    First responders provided CPR however the person was sadly pronounced deceased at the scene.Police including officers from CIB, Forensics and Uniform remain on the scene and are conducting examinations.
    Motorists are advised of the following road closures:
    • All access to the Montrose Foreshore is closed (Foreshore Road)
    • The Brooker Highway is closed from Strathaven Road area to all southbound traffic
    • All south bound traffic on the Brooker Highway north of Montrose Bay School is to divert via Main Road
    Police are in place for diversions.Anyone with any information should contact police on 131 444 or report to Crime Stoppers on 1800 333 000 or crimestopperstas.com.au. You can do so anonymously.

    MIL OSI News –

  • MIL-OSI USA: Congresswoman Schrier, Senator Cantwell Host Roundtable with Healthcare Leaders in Wenatchee area

    Source: United States House of Representatives – Congresswoman Kim Schrier, M.D. (WA-08)

    WENATCHEE, WA – Yesterday,Congresswoman Kim Schrier, M.D. (WA-08) convened a roundtable discussion with Chelan County healthcare organization leaders and providers to discuss the impact that proposed Medicaid cuts would have on the community. 

    In Washington State, approximately 1.5 million individuals are enrolled in Medicaid, also known as Apple Health. This number includes about 900,000 children. The House Republican budget has called for nearly a trillion dollars in cuts to essential programs, like Medicaid. These cuts would be devastating for all Washingtonians, especially those in rural communities. In this roundtable discussion, Congresswoman Schrier spoke directly with leaders and providers from North Central Washington healthcare organizations to hear their thoughts about the impacts of the proposed Medicaid cuts. The consensus was that dramatic cuts to Medicaid would have profound impacts on patient health, healthcare access, clinic survival, and the local economy.

    “As a pediatrician, I have seen firsthand the benefits of access to regular, affordable medical care. That is why for the last 6 years, I’ve worked with colleagues in both parties to strengthen Medicaid,” said Congresswoman Kim Schrier. “Here in Washington’s Eighth District, I represent over 125,000 people on Apple Health who are at risk of losing their healthcare under Republican budget plans. If Republicans achieve their goal of cutting 880 billion dollars from Medicaid, we will be sicker, we will be poorer, we will leave our jobs to care for our parents, we will have longer wait times in the ER because that is where people go when they have nowhere else to go, our healthcare system will be pushed to the brink, and our rural hospitals will cut services or close. I’ll keep fighting to protect Medicaid and healthcare for our children, seniors, and most vulnerable.”

    Cutting Medicaid, Senator Maria Cantwell said, “affects the programs, then affects the hospital, then it affects the workforce, then you end up with shortages, then you end up with deserts. Then you end up with, ‘Who wants to have a business there?’ It keeps cascading,” Sen. Cantwell said. “This is a crazy idea. This is not a sledgehammer — this is like a ticking time bomb that’s blowing up the foundation of the system. And we have to take your stories and go back [to D.C.] and convince these people that it’s not even worth thinking about.”

    MIL OSI USA News –

  • MIL-OSI USA: Colorado Parks and Wildlife Launches New Round of Outdoor Equity Grant Funding

    Source: US State of Colorado

    DENVER — Today, Colorado Parks and Wildlife (CPW) announced its Outdoor Equity Grant funding opportunity, aimed at increasing access to outdoor recreation activities for underserved Colorado youth and families. From April 18-June 2, organizations helping instill a sense of wonder, excitement and responsibility for the environment in Colorado youth can apply for financial support from the Colorado Outdoor Equity Grant Program (OEGP), which will award funding through Outdoor Equity Grants this December.

    The Colorado Outdoor Equity Grant Program (OEGP) will award up to $100,000 per project to community organizations across the state that connect youth to nature and remove barriers that prevent youth from experiencing the outdoors.

    “In Colorado, we believe that everyone should have access to outdoor recreation and Colorado’s iconic open spaces, and these grants help us achieve that goal. This funding creates new and exciting opportunities for every Coloradan to enjoy all our state has to offer, supporting fun, healthy activities, and our strong outdoor recreation economy,” said Governor Jared Polis.

    The OEGP was created through HB21-1318 to increase access to outdoor opportunities for all Coloradans. Through funding from the Colorado Lottery, the program has invested over $8.5 million, supporting environmental learning opportunities, outdoor education, exposure to career pathways, public health and outdoor fun for underserved youth and families. To date, the program has provided nearly 100,000 experiences in the outdoors for more than 63,000 Coloradans.

    “The OEGP remains essential for connecting Colorado’s underrepresented youth to the natural world, and we strongly encourage all eligible organizations who are meaningfully engaging communities to apply,” said Dan Gibbs, the Director for the Department of Natural Resources. “We’re excited to support your innovative approaches to cultivating youth-nature connections and to continue to ensure all Colorado youth can develop lifelong relationships with the outdoors.”

    Since 2022, the grant program has distributed 141 awards to 111 organizations, investing in 51 Colorado counties. From connecting youth with their ancestral sites to supporting high schoolers answering environmental questions through research, Outdoor Equity Grants have offered participants many diverse outdoor and environmental learning opportunities.

    “The Outdoor Equity grant program is essential to sustain Colorado Parks and Wildlife as a nationally recognized leader in conservation. When we invest in introducing diverse youth to wild spaces and connecting them to our natural heritage, we’re securing Colorado’s position as the nation’s premier outdoor destination while creating pathways for our people and our natural environment to thrive alongside one another,” said CPW Director Jeff Davis. “The OEGP is vital to CPW as we reach our goals of perpetuating wildlife, strengthening ecosystems, and inspiring the next generation to connect with the outdoors.”

    Eligible applicants, including nonprofits, for-profit entities, schools, Tribes and local governments, must submit the grant interest form through the link posted on the OEGP webpage by June 2 to be considered for funding. Grant interest submissions must describe how they will increase outdoor access for the Colorado youth and families furthest from outdoor access and opportunity, including youth from low-income and communities of color, LGBTQ+ youth, youth who are members of Tribal nations with historical ties to Colorado, and youth with disabilities. The applicants who best show they will cultivate connections between youth and nature will be selected to submit an application in September. Awards will be announced in December.

    “In just three years, we’ve seen this grant program open doors to nature for countless young people who’ve often found those doors closed or hard to reach,” said Hilda Nucete, Vice-Chair of the Outdoor Equity Grant Board. “We particularly encourage applications from organizations working with youth on the margins of outdoor access—whether due to economic barriers, historical exclusion, or geographic isolation. Your creative approaches to bridging these gaps aren’t just valuable; they’re transformative for Colorado’s next generation of environmental stewards.”  

    To continue to support quality outdoor experiences for Colorado youth, the Board invites organizations that have previously received Outdoor Equity Grant funding to reapply if they have spent more than half of their previous grant award, or plan to do so by Sept. 30. Organizations that have received Outdoor Equity Grants for three years in a row are not eligible to apply.

    The OEGP Board is committed to providing funding to organizations that have traditionally been unable to apply for grant programs due to organizational barriers. It encourages organizations of all sizes and with diverse missions to apply, particularly those with experience reaching the youth furthest from outdoor opportunity. The board will provide applicants guidance through a virtual Q&A session on Wednesday, April 30 at 10 a.m. The link to register for the Q&A session can be found on the OEGP website.

    Groups must submit their letters of interest via the online form posted on the OEGP website by June 2. Find out more on the Outdoor Equity Grant Program website: https://cpw.state.co.us/outdoor-equity-grant-program.

    Grant application schedule:

    • April 18, 2025-June 2, 2025 at 5 p.m. MST: Submit a grant interest form
    • April 30, 2025 from 10 a.m. to 11:30 a.m. MST: Grant interest webinar and Q&A. Register in advance.
    • Aug. 5, 2025-Sept. 30, 2025 at 5 p.m.: Selected applicants submit applications
    • Aug. 26, 2025 from 10 a.m. to 11:30 p.m. MST: Application webinar and Q&A
    • Dec. 15, 2025: Applicants Notified of Grant Decision
    • March 31, 2026: Grants Disbursed

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    MIL OSI USA News –

  • MIL-OSI Security: Texas Man Convicted for Unauthorized Identity Documents with Illegal Intent

    Source: Office of United States Attorneys

    GULFPORT, MS – A Houston, Texas, man pleaded guilty on April 17, 2025, to Unauthorized Possession of Five or More Identity Documents or Authentication Features with Intent to Use Unlawfully.  According to court documents, Kenny Hoang Nguyen, age 31, of Houston, Texas, pleaded guilty to this felony offense in U.S. District Court in Gulfport. 

    Nguyen is scheduled to be sentenced on August 20, 2025, and faces a maximum penalty of five years in prison, three years of supervised release and a $250,000 fine.  Federal law also provides for Nguyen to be held responsible for restitution to victims. A federal judge will determine his sentence after considering the U.S. Sentencing Guidelines and other statutory factors.  

    On May 7, 2024, an agent with the Jackson County, South Mississippi Metro Enforcement Team (MET) observed a vehicle driving carelessly and initiated a traffic stop on Interstate 10 eastbound. The vehicle was being driven by Kenny Hoang Nguyen.  The agent’s narcotics K9 alerted on the vehicle and a search revealed a small amount of suspected methamphetamine.

    Additionally, agents found seven temporary Texas driver’s licenses bearing Nguyen’s face but with names and personal information of other people.  Further, agents found various documents; debit cards, papers with other personal identity information, and U.S. Mail belonging to other persons. Some items were located in an object that appeared to be book entitled “Holy Bible” but actually was a container. Receipts and deposit slips also were found, with two deposit slips in the name of a victim whose identity was used to create a false ID with Nguyen’s photo.  27 victims were identified whose data (such as account numbers, driver’s license numbers, dates of birth, and social security numbers) was unlawfully possessed by Nguyen.

    The case was referred to a U.S. Postal Inspector for further investigation.  Multiple victims were interviewed whose identity had been unlawfully possessed by Nguyen in Jackson County.  Victims described unlawful activity involving their mail and bank accounts that were directly consistent and matched documents such as bank records possessed by Nguyen when he was arrested in MS.

    Acting U.S. Attorney for the Southern District of Mississippi, Patrick A. Lemon, praised the work of the U.S. Postal Inspection Service, the U.S. Border Patrol and the Jackson County Sheriff’s Department.  Lemon joined Shameka Jackson, Acting Inspector-in-Charge of the Postal Inspection Service (Houston Division), and Adam M. Calderon, Acting Chief Patrol Agent of the Border Patrol’s New Orleans Sector, in making the announcement.  Assistant U.S. Attorney Stan Harris prosecuted the case. 

    This case is part of Operation Take Back America (https://www.justice.gov/dag/media/1393746/dl?inline), a nationwide initiative that marshals the full resources of the Department of Justice to repel the invasion of illegal immigration, achieve the total elimination of cartels and transnational criminal organizations (TCOs), and protect our communities from the perpetrators of violent crime. Operation Take Back America streamlines efforts and resources from the Department’s Organized Crime Drug Enforcement Task Forces (OCDETFs) and Project Safe Neighborhood (PSN).

    MIL Security OSI –

  • MIL-OSI Security: HOUSTON, TEXAS MAN PLEADS GUILTY TO FENTANYL OFFENSES

    Source: Office of United States Attorneys

    Gulfport, MS – A Houston, Texas man pleaded guilty today to traveling from Houston, Texas to the Mississippi Gulf Coast to distribute fentanyl.

    According to court documents, Jeffrey Daster Torres, 38, traveled from Houston, Texas to Gulfport, Mississippi, with Roberto Renteria-Guerrero, 53, a naturalized U.S. citizen originally from Columbia, South America, to distribute almost 200 grams of a substance containing fentanyl. Unfortunately for Torres and Guerrero, law enforcement officers were made aware of their plans, and stopped the vehicle in which they were traveling.  After the traffic stop, officers found the fentanyl, photos of which are below.

    Officers also discovered that Torres was traveling with a fake driver’s license.  Subsequent analysis of Torres’ and Guerrero’s phones confirmed that they were involved in drug trafficking, and had made at least one prior trip to the Mississippi Gulf Coast.  In fact, in electronic messages Torres and Guerrero shared at least one photos of a substance that appeared consistent with the fentanyl seized.

    Torres pleaded guilty to one count of conspiracy to possess with intent to distribute fentanyl, one count of possession with intent to distribute fentanyl, and one count of interstate travel in aid of racketeering. He is scheduled to be sentenced on July 24, 2025, and faces a mandatory minimum of 5 years imprisonment and a maximum of 40 years imprisonment.  Guerrero previously pleaded guilty to conspiracy to possess with intent to distribute fentanyl and similarly faces a mandatory minimum of 5 years imprisonment and a maximum of 40 years imprisonment. Guerrero is scheduled to be sentenced on August 14, 2025. A federal district court judge will determine any sentence after considering the U.S. Sentencing Guidelines and other statutory factors.

    Acting U.S. Attorney Patrick A. Lemon of the Southern District of Mississippi; and the Drug Enforcement Administration (DEA) made the announcement.

    The DEA, with assistance from the Biloxi Police Department and South Mississippi Metro Enforcement Team are investigating the case.

    Assistant U.S. Attorneys Jonathan Buckner and Hunter McCreight are prosecuting the case.

    This case is part of Operation Take Back America (https://www.justice.gov/dag/media/1393746/dl?inline), a nationwide initiative that marshals the full resources of the Department of Justice to repel the invasion of illegal immigration, achieve the total elimination of cartels and transnational criminal organizations (TCOs), and protect our communities from the perpetrators of violent crime. Operation Take Back America streamlines efforts and resources from the Department’s Organized Crime Drug Enforcement Task Forces (OCDETFs) and Project Safe Neighborhood (PSN).

    MIL Security OSI –

  • MIL-OSI USA: Photo & Video Chronology — April 18, 2025 — New Kīlauea summit interferogram

    Source: US Geological Survey

    Photo & Video Chronology — April 18, 2025 — New Kīlauea summit interferogram

    A new interferogram shows deformation at Kīlauea volcano during the pause between episodes 17 and 18 of the ongoing summit eruption. 

    This map shows deformation at Kīlauea volcano associated with the ongoing summit eruption that started on December 23, 2024. The image covers the timespan from April 9–17, 2025, using data recorded by the Italian Space Agency’s (ASI) COSMO-SkyMed Second Generation satellite constellation. Colored fringes denote areas of ground deformation, with more fringes indicating more deformation. Each color cycle represents 1.5 centimeters (0.6 inches) of range change. The symbol in the upper left indicates the satellite’s orbit direction (arrow) and look direction (bar). The round fringes within and around Kaluapele (Kīlauea summit caldera) indicate ground surface inflation over this time period (during the pause between episodes 17 and 18) as magma accumulates in the Halemaʻumaʻu magma chamber at a depth of approximately 1.5 kilometers (1 mile) below the ground surface. The vents for the ongoing eruption are located near the southwestern corner of the active lava flow field (pink area). For information about interpreting interferograms, see this “Volcano Watch” article: It’s all about perspective: How to interpret an interferogram.

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    MIL OSI USA News –

  • MIL-OSI Security: Ryan Ellison Appointed as United States Attorney for the District of New Mexico

    Source: Office of United States Attorneys

    ALBUQUERQUE – Ryan Ellison has been appointed as the United States Attorney for the District of New Mexico by U.S. Attorney General Pam Bondi. Mr. Ellison was sworn in by United States District Judge Margaret Strickland on April 18, 2025.

    “I am grateful for the opportunity to serve the people of New Mexico in this role,” said Mr. Ellison. “For however long I serve as United States Attorney, my primary objective will be to keep New Mexicans safe through the vigorous enforcement of Federal law. Under my leadership, the United States Attorney’s Office will do its part to stem the unlawful flow of people and drugs into our country. We will also not lose sight of our responsibility to combat violent crime, gang activity, child predators, and to zealously advocate on behalf of the United States’ civil interests. Together with our federal, tribal, state, and local law enforcement partners, the United States Attorney’s Office will work tirelessly to make New Mexico a safer place to live, work, raise a family, and run a business. And we will make New Mexico a far less attractive place to commit a crime.”

    Mr. Ellison, born and raised in Alamogordo, New Mexico, graduated from the University of Arizona with a business degree in 2010. He earned his Juris Doctor and MBA from Texas Tech University in 2013. Since 2018, Mr. Ellison has served as an Assistant U.S. Attorney for the District of New Mexico in the Las Cruces Branch Office, most recently as Supervisory Assistant U.S. Attorney of the Violent and General Crimes Section.

    As an Assistant U.S. Attorney, Mr. Ellison prosecuted members of the Syndicato de Nuevo Mexico (“SNM”) prison gang. To date, more than 175 SNM gang members and associates have been charged with serious federal crimes, making the ongoing SNM prosecution the largest criminal case ever brought in the District of New Mexico. He has also investigated and prosecuted other violent crimes, including VICAR murder, RICO conspiracy, carjacking resulting in death, kidnapping resulting in death, murder-for-hire, and various firearms, immigration, and national security offenses.

    Prior to joining the Department of Justice, Mr. Ellison worked as an Assistant District Attorney in the 47th Judicial District Attorney’s Office in Texas and as an associate attorney in private practice.

    As U.S. Attorney, Mr. Ellison will be responsible for overseeing federal criminal prosecutions and civil litigation involving the United States in the District of New Mexico. Ellison leads a dedicated team of over 150 prosecutors and support professionals with offices located in Albuquerque and Las Cruces. The District of New Mexico encompasses 33 counties and shares a 180-mile international border with Mexico. It is home to five National Forests, four major military installations, two National Laboratories, 19 pueblos, two Apache tribes, and one-third of the Navajo Nation.

    MIL Security OSI –

  • MIL-OSI Security: 205 charged with illegal entry or reentry as part of new cases filed this week in efforts to secure southern border

    Source: Office of United States Attorneys

    HOUSTON – A total of 216 more cases have been filed in immigration and border security-related matters from April 11-17, announced U.S. Attorney Nicholas J. Ganjei. 

    As part of those cases, 86 face allegations of illegally reentering the country with the majority having felony convictions such as narcotics, firearms or sexual offenses, or prior immigration crimes. A total of 119 people face charges of illegally entering the country while 11 cases involve various instances of human smuggling.  

    Some of those charged with felony reentry include Mexican national Alejandro Contreras-Zapata, who was allegedly found near Roma. The charges allege he had been previously sentenced to 20 years in prison for aggravated assault with a deadly weapon before his removal March 7.

    Erika Camacho-Rodriguez is also a convicted felon and illegally returned recently, according to the complaint. Authorities found her near Roma, having been removed March 31 following a conviction for transporting illegal aliens as the charges allege. She is also from Mexico.

    Another case charges Cesar Garcia-Rivas, a Mexican male found in the United States near Rio Grande City. He had allegedly been removed Oct. 21, 202o, and had previously received a 70-month sentence for kidnapping. 

    Three other men were apprehended near Laredo and had just been removed within the last five months, according to their charges. The criminal complaints allege Daniel Fimbres and Jose Alejandro Rodriguez-Panjol had just been removed Feb. 19 and 28, respectively, while Delfino Lopez-Roque was removed Nov. 24, 2024.

    All six of these illegal aliens and others charged in some of the cases filed this week face up to 20 years in federal prison if convicted of illegally returning to the United States without authorization. 

    Other relevant matters this week include the jury conviction of a 25-year-old Laredo woman for conspiracy to transport, attempting to transport and bringing in and attempting to bring a three-year-old minor to the United States. Salma Galilea Veliz planned to have the boy assume the identity of her biological son in an effort to smuggle him into the United States. In exchange, she would be paid $2,500.

    In another jury trial resulting in a guilty verdict, a known human smuggler was convicted of possessing child sexual abuse material (CSAM). The jury deliberated for approximately 15 minutes before finding Jose Rodriguez Jr. guilty after a one-day trial. When he was initially arrested in August 2024 for transporting aliens, authorities also discovered 150 images of CSAM on his phone. The evidence included numerous files depicting sexual assaults of prepubescent children.

    Also announced this week was the indictment of two illegal aliens and a Laredo man for various firearms offenses. The investigation began March 21 when law enforcement discovered the location of a firearm allegedly used in a crime. Upon searching the residence, authorities allegedly discovered two machine gun conversion devices, a backpack that contained magazines and ammunition as well a .38 special and .22LR ammunition. Also on the property was a grey backpack containing a 9mm S&W handgun, according to the complaint. Erick Lopez Jr., 18, Laredo, is charged with possession of a machine gun, while Erick Lopez-Rivera Sr., 37, and Marcos Lora-Morales, 24, both illegal aliens unlawfully residing in Laredo, are facing charges of alien in possession of ammunition and alien in possession of a firearm and ammunition, respectively. Lopez-Rivera Sr. is also charged with felony reentry of an alien.

    These cases were referred or supported by federal law enforcement partners, including Immigration and Customs Enforcement (ICE) – Homeland Security Investigations, ICE – Enforcement and Removal Operations, Border Patrol, Drug Enforcement Administration, FBI, U.S. Marshals Service and Bureau of Alcohol, Tobacco, Firearms and Explosives with additional assistance from state and local law enforcement partners.

    The cases are part of Operation Take Back America, a nationwide initiative that marshals the full resources of the Department of Justice to repel the invasion of illegal immigration, achieve the total elimination of cartels and transnational criminal organizations and protect our communities from the perpetrators of violent crime. Operation Take Back America streamlines efforts and resources from the Department’s Organized Crime Drug Enforcement Task Forces and Project Safe Neighborhood.

    Under current leadership, public safety and a secure border are the top priorities for the Southern District of Texas (SDTX). Enhanced enforcement both at the border and in the interior of the district have yielded aliens engaged in unlawful activity or with serious criminal history, including human trafficking, sexual assault and violence against children.  

    The SDTX remains one of the busiest in the nation. It represents 43 counties and more than nine million people covering 44,000 square miles. Assistant U.S. Attorneys from all seven divisions including Houston, Galveston, Victoria, Corpus Christi, Brownsville, McAllen and Laredo work directly with our law enforcement partners on the federal, state and local levels to prosecute the suspected offenders of these and other federal crimes. 

    An indictment or criminal complaint is a formal accusation of criminal conduct, not evidence. A defendant is presumed innocent unless convicted through due process of law.

    MIL Security OSI –

  • MIL-OSI Security: Los Angeles Man Sentenced for Money Laundering

    Source: Office of United States Attorneys

    SACRAMENTO, Calif. — Daniel Hooker, 36, of Los Angeles, was sentenced today by U.S. District Judge Dena Coggins to 27 months in prison, for his role in a money laundering conspiracy, Acting U.S. Attorney Michele Beckwith announced.

    According to court documents, from August 2023 through March 2024, Hooker and three co‑conspirators conducted multiple financial transactions involving funds they believed to be proceeds of cocaine trafficking. Their belief as to the nature of the funds was based on representations of an individual working at the direction of law enforcement. On two different occasions in 2023 and 2024, Hooker met the individual in a parking lot in Rancho Cordova and accepted a total of $100,000 in cash to be laundered. After those meetings in Rancho Cordova, Hooker wired funds from a bank account he controlled into a bank account designated by the individual in an effort to complete the laundering. In total, the conspirators received approximately $940,000 in purported drug trafficking proceeds. Of that amount, the conspirators laundered approximately $811,000.

    This case was the product of an investigation by the IRS Criminal Investigation and the Federal Bureau of Investigation. Assistant U.S. Attorneys Matthew Thuesen and Whitnee Goins prosecuted the case.

    MIL Security OSI –

  • MIL-OSI Security: Serial Dollar Store Robber Sentenced

    Source: Office of United States Attorneys

    WINSTON-SALEM, N.C. – A Forsyth County, North Carolina, man was sentenced today in Greensboro to a total of 22 years in prison after pleading guilty to a string of armed robberies in Forsyth, Guilford, Alamance, and Rockingham Counties, announced Acting United States Attorney Randall S. Galyon of the Middle District of North Carolina (MDNC).   

    BYRON CLAY SCOTT, age 33, was sentenced to 240 months imprisonment for the robberies plus 3 years of post-release supervision by the Honorable Thomas D. Schroeder, United States District Judge in the United States District Court for the MDNC. SCOTT was also sentenced to 24 months to run consecutive to that sentence for committing the robberies while he was on post-release supervision for another armed robbery out of Forsyth County from 2013. In addition to prison and supervision, SCOTT was ordered to pay $21,005.38 in restitution and to forfeit a 9mm handgun.

    According to court records, between November 2023 and January 2024, SCOTT and one or more unknown individuals committed at least 10 armed robberies of Dollar General and Family Dollar Stores in Winston-Salem, Greensboro, Burlington, and Reidsville. Video surveillance obtained from each of the stores showed the robbers wearing Halloween style face masks, gloves, and dark clothing. All but one of the robberies occurred at night, near closing time. SCOTT was arrested on January 15, 2024, by the Winston-Salem Police Department after they responded to a call for a robbery in progress. When they searched the vehicle SCOTT was driving, they found copies of his birth certificate and Social Security card, along with gloves and masks in the back seat, which were consistent with the gloves and masks worn during each of the robberies. Data obtained from electronic tracking on the vehicle SCOTT was driving and review of SCOTT’s search history on his phone tied him to each of the robberies.

    SCOTT pleaded guilty on January 6, 2025, to five counts of interference with commerce by robbery, in violation of 18 U.S.C. § 1951(a).

    The case was investigated by the Winston-Salem Police Department, the Forsyth County Sheriff’s Office, the Greensboro Police Department, the Burlington Police Department, the Rockingham County Sheriff’s Office, and the Federal Bureau of Investigation’s Piedmont Safe Streets Task Force. The case was prosecuted by Assistant United States Attorney Tracy M. Williams-Durham.

    Since 1992, the FBI’s Safe Streets Violent Crime Initiative has successfully aligned FBI Agents, state and local law enforcement investigators, and federal and state prosecutors onto SSTFs to reduce violent crime. This nationwide initiative brings resources together in a “force multiplier concept” and utilizes the expertise of each agency.  SSTFs focus primarily upon street gang and drug-related violence through sustained, proactive, coordinated investigations to obtain prosecutions on violations such as racketeering, drug conspiracy, and firearms violations.

    ###

    MIL Security OSI –

  • MIL-OSI Security: KDY Crew Member Sentenced to 180 Months for Armed Carjacking and Marijuana Distribution

    Source: Office of United States Attorneys

    WASHINGTON – Jovan Terrell Williams, 20, of the District of Columbia, was sentenced today in U.S. District Court to 180-months in federal prison in connection with the November 2023 armed carjacking of a Chevrolet Corvette and for his participation in the Kennedy Street Crew drug trafficking conspiracy.

                The sentencing was announced by U.S. Attorney Edward R. Martin, Jr., ATF Special Agent in Charge Anthony Spotswood of the Bureau of Alcohol, Tobacco, Firearms, and Explosives – Washington Field Division, Special Agent in Charge Ibrar A. Mian of the Drug Enforcement Administration (DEA) Washington Division, Special Agent in Charge Kareem Carter, of the Internal Revenue Service – Criminal Investigation Washington D.C. Field Office, and Chief Pamela Smith of the Metropolitan Police Department.

                Williams, aka “Chewy,” pleaded guilty on September 5, 2024, to carjacking while armed and conspiracy to distribute more than 100 kilos of marijuana. In addition to the 180-month prison term, U.S. District Judge Beryl A. Howell ordered Williams to serve five years of supervised release.

                Williams is the last of 17 KDY members to be sentenced in this case. Yesterday, on April 17, co-defendant and KDY leader Kenneth Ademola Olugbenga, 29, was sentenced to 160 months in prison. 

                According to court documents, Williams was a member of the Kennedy Street Crew, a violent drug trafficking organization which operated open-air drug markets on an 11-block stretch of Kennedy Street in Northwest, as well as surrounding streets. Like many drug trafficking organizations (DTOs), KDY armed itself with fire power to facilitate the drug trade, defend its territory from rival crews, and commit other violent crimes. Following a takedown operation in June 2023, most defendants charged by indictment for their roles in the KDY DTO were apprehended. Williams, however, remained a fugitive for months.

                On November 17, 2023, at approximately 7:40 p.m., Williams—while still a fugitive—carjacked an individual at gunpoint on the 1800 block of Half Street, SW, stealing the victim’s 2021 Chevrolet Corvette. Williams was armed and wearing a ski mask when he and two associates ran from stolen Audi and Lexus sedans and advanced towards the owner of the Corvette, who knelt in surrender.

                While pointing a gun at the car owner, Williams took the keys to the Corvette, a Tesla key attached to an Apple Air Tag, and Apple Air Pods. Williams and his associates then drove away in the stolen cars. Approximately 40 minutes later, the stolen Audi and Lexus were used in an armed robbery of three individuals on 8th and P Streets NW.

                Later that evening, at 9:53 p.m., law enforcement tracked the Apple Air Tag stolen from the carjacking victim to an apartment building on the 4700 block of Benning Road NE. Officers found and arrested Williams and two associates in the building’s laundry room. Following the arrests, officers recovered a “ghost gun” from inside a washing machine. In a hole in the laundry room’s ceiling, officers found three more concealed firearms: a black pistol, a black Glock 19 with an obliterated serial number, and another black pistol outfitted with a “switch” that would allow it to fire as a machine gun.

                Earlier that year, on January 26, 2023, law enforcement executing a residential search warrant encountered Williams along with several other KDY crew members on the 1700 block of D Street, NE. Also in the residence, law enforcement recovered 10 firearms, assorted ammunition, 21 kilos of marijuana packed in suitcases, and 40 grams of fentanyl-laced pills. The firearms included a privately manufactured AR-style .223 caliber pistol (a ghost gun) modified to fire as a machine gun, and a Draco 7.62 x 39mm pistol. DNA profiles obtained from both firearms linked both weapons to Williams, who acknowledged that he possessed them in connection with the drug trafficking conspiracy.

                This investigation was conducted under the auspices of the Organized Crime Drug Enforcement Task Force. OCDETF identifies, disrupts, and dismantles the highest-level drug traffickers, money launderers, gangs, and transnational criminal organizations that threaten the United States by using a prosecutor-led, intelligence-driven, multi-agency approach that leverages the strengths of federal, state, and local law enforcement agencies against criminal networks.

                This case was investigated by ATF’s Washington Field Division, the Metropolitan Police Department, the DEA’s Washington Division, and the FBI Washington Field Office Violent Crimes Task Force, with assistance from the IRS-Criminal Investigation Washington, D.C. Office.

                The matter is being prosecuted by Assistant U.S. Attorneys Matthew W. Kinskey and Sitara Witanachchi of the of the Violence Reduction and Trafficking Offenses Section of the U.S. Attorney’s Office for the District of Columbia. 

    KDY DEFENDANTS

    NAME

    AGE

    SENTENCES
    Kenneth Ademola Olugbenga 29 Sentenced March 17, 2025, to 160 Months in Prison after Pleading Guilty to Conspiracy to Distribute and Possess with the Intent to Distribute 500 Grams or more of Cocaine Base, and a Detectable Amount of Marijuana; and Possessing a Firearm in Furtherance of a Drug Trafficking Offense.
    Khali Ahmed Brown, aka “Migo Lee” 24 Sentenced January 16, 2025, to 168 Months after Pleading Guilty to Conspiracy to Distribute 100 Kilograms or More of Marijuana and 400 Grams or More of Fentanyl and Oxycodone; Possession of a Firearm in Furtherance of a Drug Trafficking Offense; and Assault with a Dangerous Weapon.
    Keion Michael Brown 21 Sentenced January 16, 2025, to 147 Months for Conspiracy to Distribute 100 Kilograms or More of Marijuana and Oxycodone and Possessing a Firearm in Furtherance of a Drug Trafficking Crime.
    Miasiah Jamal Brown, aka “Michael Jamal Crawford” 23 Sentenced August 16, 2024, to Five Years for Possessing a Firearm in Furtherance of a Drug Trafficking Crime.
    Tristan Miles Ware, aka “Greedy” 24 Sentenced December 13, 2024, to 120 Months for Conspiracy to Distribute 100 Kilos of Marijuana; and Possessing a Firearm During a Drug Trafficking Crime.
    Jovan Williams, aka “Chewy” and “Choo” 20 Sentenced April 18, 2025 to 180 Months for Conspiracy to Distribute 100 Kilograms or More of Marijuana and Armed Carjacking.
    Herman Eric-Bibmin Signou, aka “Herman Signour” 25 Sentenced March 22, 2024, to 40 Months for Conspiracy to Distribute and Possess with Intent to Distribute 100 Kilograms of More of Marijuana
    Cameron Xavier Reid 28 Sentenced May 31, 2024, to 60 Months for Conspiracy to Distribute 100 Kilograms of More of Marijuana.
    Warren Lawrence Fields, III, aka B-Dub 26 Sentenced May 16, 2024, to 60 Months for Possessing a Firearm During a Drug Trafficking Offense and for Conspiracy to Commit Money Laundering.
    Juwan Demetrius Clark, aka “Squirrel” 28 Sentenced January 10, 2025, to 37 Months for Conspiracy to Commit Money Laundering.
    Aaron DeAndre Mercer, aka “Curby,” 34 Sentenced September 13, 2024, to 120 Months for Conspiracy to Distribute 400 Grams or More of Fentanyl, Marijuana, and Cocaine Base.
    David Penn, aka “Turtle” 32 Sentenced November 15, 2024, to 220 Months for Conspiracy to Distribute Marijuana, 40 Grams or More of Fentanyl, and a Mixture of Cocaine Base; and Two Counts of Possessing a Firearm in Furtherance of a Drug Trafficking Offense.
    Ronald Lynn Dorsey, aka “Ron G” and “HBGeezy” 31 Sentenced September 13, 2024, to 30 Months for Conspiracy to Commit Money Laundering.
    Antonio Reginald Bailey, aka “Boy Boy,” and “Fellow King” 24 Sentenced February 8, 2024, to 24 Months for Receiving a Firearm While Under Indictment.
    Anthony Trayon Bailey, aka “Fat Ant,” and “Bizzle” 29 Sentenced April 26, 2024, to 15 Months for Conspiracy to Distribute 100 Kilograms or More of Marijuana, 400 Grams or More of Fentanyl, and a Mixture and Substance Containing a Detectable Amount of Cocaine Base.
    Angel Enrique Suncar, aka “Coqui” 31 Sentenced December 12, 2024, to 60 Months for Possessing a Firearm During a Drug Trafficking Crime.
    Adebayo Adediji Green 31 Sentenced August 16, 2024, to 60 Months for Possessing a Firearm in Furtherance of a Drug Trafficking Crime.

                Defendant Cameron Reid is from Falmouth, VA; all remaining defendants are from Washington, D.C.

    23cr202 

    MIL Security OSI –

  • MIL-OSI Security: U.S. Attorney’s Office Filed 135 Border-Related Cases This Week

    Source: Office of United States Attorneys

    SAN DIEGO – Federal prosecutors in the Southern District of California filed 135 border-related cases this week, including charges of transportation of illegal aliens, bringing in aliens for financial gain, reentering the U.S. after deportation, deported alien found in the United States, and importation of controlled substances.

    The U.S. Attorney’s Office for the Southern District of California is the fourth-busiest federal district, largely due to a high volume of border-related crimes. This district, encompassing San Diego and Imperial counties, shares a 140-mile border with Mexico. It includes the San Ysidro Port of Entry, the world’s busiest land border crossing, connecting San Diego (America’s eighth largest city) and Tijuana (Mexico’s second largest city).

    In addition to reactive border-related crimes, the Southern District of California also prosecutes a significant number of proactive cases related to terrorism, organized crime, drugs, white-collar fraud, violent crime, cybercrime, human trafficking and national security. Recent developments in those and other significant areas of prosecution can be found here.

    A sample of border-related arrests this week:

    • On April 15, Jesus Manuel Zuniga Huerta and Jose Alberto Flores Avalos of Mexico were arrested at the Otay Mesa Port of Entry and charged with importing deadly fentanyl into the U.S. According to a complaint, Customs and Border Protection officers discovered 148 pounds of fentanyl in the rear frame well of a tractor-trailer driven by Zuniga Huerta.
    • On April 15, Brian Jaime Sanchez, a Mexican national, was arrested and charged with Bringing in Aliens for Financial Gain. According to a complaint, Customs and Border Protection officers found an undocumented immigrant concealed in the trunk of Sanchez’s car as he attempted to cross the border at the Tecate Port of Entry.
    • On April 17, Sergio Villalba-Serrano, a Mexican national, was arrested and charged with Departed Alien Found in the United States. According to a complaint, Villalba-Serrano was taken into custody near the Tecate Port of Entry after his Cadillac was stopped by U.S. Border Patrol agents. Villalba-Serrano had previously been deported on October 26, 2019, from Laredo, Texas.

    Also this week, a number of defendants with criminal records were convicted by a jury or sentenced for border-related crimes such as illegally re-entering the U.S. after previous deportation. Here are a few of those cases:

    • On April 10, 2025, following a three-day trial, a federal jury convicted seven-time felon Miguel Rolon of conspiring to bring in aliens and bringing in two aliens for financial gain.  During trial, the evidence showed that Rolon picked up two Guatemalan nationals at a stash house in Tijuana, Mexico, coached the aliens to weave a fictious backstory to customs officers, and attempted to smuggle the same aliens into the United States using others’ U.S. passports at the San Ysidro Port of Entry. Rolon is scheduled to be sentenced on July 7, 2025.
    • On April 18, 2024, Javier Gracia-Meza, a Mexican national, who was previously convicted of a felony illegal reentry offense, was sentenced in federal court to 15 months in custody for again entering the United States illegally.
    • On April 18, 2025, Cruz Torres-Gonzalez, a Mexican national who was previously convicted of five felony immigration offenses, was sentenced in federal court to 54 months in custody for again entering the U.S illegally.
    • On April 18, 2025, Pablo Lazcano-Quinonez, a Mexican national who was previously convicted of felony conspiracy to distribute marijuana, felony possession/use of drug paraphernalia, and two illegal reentry offenses, was sentenced in federal court to 15 months in custody for again entering the U.S illegally.
    • On April 18, 2025, Jesus Eduardo Morga-Ceballos – a Mexican national who was previously convicted of a felony controlled substance offense in 2014, a misdemeanor criminal threat with intent to terrorize in 2014, and a felony illegal reentry in 2023 – was sentenced in federal court to 101 days in custody for again entering the U.S illegally.

    Pursuant to the Department’s Operation Take Back America priorities, federal law enforcement has focused immigration prosecutions on undocumented aliens who are engaged in criminal activity in the U.S., including those who commit drug and firearms crimes, who have serious criminal records, or who have active warrants for their arrest. Federal authorities have also been prioritizing investigations and prosecutions against drug, firearm, and human smugglers and those who endanger and threaten the safety of our communities and the law enforcement officers who protect the community.

    The immigration cases were referred or supported by federal law enforcement partners, including Homeland Security Investigations (HSI), Immigration and Customs Enforcement’s Enforcement and Removal Operations (ICE ERO), Customs and Border Protection, U.S. Border Patrol, the Drug Enforcement Administration (DEA), the Federal Bureau of Investigation (FBI), the U.S. Marshals Service (USMS), and the Bureau of Alcohol, Tobacco, Firearms and Explosives (ATF), with the support and assistance of state and local law enforcement partners.

    Indictments and criminal complaints are merely allegations and all defendants are presumed innocent until proven guilty beyond a reasonable doubt in a court of law.

    MIL Security OSI –

  • MIL-OSI Security: Garvin County Woman Sentenced to Serve 15 Years in Federal Prison for Sexually Assaulting Child in Indian Country

    Source: Office of United States Attorneys

    OKLAHOMA CITY – AMANDA STOWERS, 40, of Garvin County, has been sentenced to serve 180 months in federal prison for sexually abusing a minor, announced U.S. Attorney Robert J. Troester. 

    On May 4, 2021, a federal Grand Jury returned a three-count Indictment against Stowers, charging her with three counts of sexual abuse of a minor. According to public record, in April of 2020, officers with the Stratford Police Department began investigating a possible sexual assault involving a minor victim. The investigation, conducted by the FBI and Stratford Police Department, determined that Stowers had sexually assaulted the victim between April 20, 2017, and April 19, 2020. 

    This case is in federal court because the victim is a member of the Chickasaw Nation and the crimes took place within the boundaries of the Chickasaw Nation. 

    On September 10, 2024, Stowers pleaded guilty, and admitted she sexually assaulted the minor victim between the dates referenced.

    At the sentencing hearing on April 15, 2025, U.S. District Judge Jodi W. Dishman sentenced Stowers to serve 180 months in federal prison, followed by five years of supervised release. In announcing the sentence, Judge Dishman noted that the lengthy term of incarceration was warranted due to the serious nature of the offense. 

    This case is the result of an investigation by the FBI Oklahoma City Field Office and the Stratford Police Department. Assistant U.S. Attorney Arvo Mikkanen prosecuted the case. 

    Reference is made to public filings for additional information.

    MIL Security OSI –

  • MIL-OSI: OptimizeRx Corporation Announces Plan for Additional Board of Directors Refreshment

    Source: GlobeNewswire (MIL-OSI)

    WALTHAM, Mass., April 18, 2025 (GLOBE NEWSWIRE) — OptimizeRx Corp. (the “Company”) (Nasdaq: OPRX), a leading provider of healthcare technology solutions helping life sciences companies reach and engage healthcare professionals (HCPs) and patients, today announced that, as part of OptimizeRx’s ongoing process to refresh and expand its board of directors (the “Board”), it intends to appoint a new independent director to its Board of Directors during the second half of this year. 

    With the appointment of a new independent director in 2025, OptimizeRx will have refreshed its Board, which is currently comprised of five directors, with three new directors since 2020, including Catherine Klema who was added in 2024 and Gregory D. Wasson who was added in 2020. As it begins its process of identifying a new independent director, the Board will be seeking an individual who has relevant expertise and experience that complements the current Board members and furthers the execution of the Company’s strategy and value creation plans.

    “We remain very excited about the progress we are making in executing our strategy to build new market share and drive profitable revenue growth under the leadership of our new CEO Steve Silvestro as we leverage OptimizeRx’s industry leadership position in addressing pharma’s most critical commercial challenges: improving brand visibility in an increasingly digital healthcare environment, reducing script abandonment rates, enhancing interoperability at the point of care, and supporting the shift toward complex specialty medications,” stated Lynn Vos, Chairperson of OptimizeRx’s Board of Directors. “As we strategically plan for our next phase of growth, we are committed to recruiting new independent and highly-qualified directors who have perspectives, insights, experiences, and skills that expand the depth and breadth of our Board and contribute to our ability to execute our value creation plans and support key initiatives.”

    About OptimizeRx

    OptimizeRx is a leading healthcare technology company that’s redefining how life science brands connect with patients and healthcare providers. Our platform combines innovative AI-driven tools like the Dynamic Audience Activation Platform (DAAP) and Micro-Neighborhood Targeting (MNT) to deliver timely, relevant, and hyper-local engagement. By bridging the gap between HCP and DTC strategies, we empower brands to create synchronized marketing solutions that drive faster treatment decisions and improved patient outcomes.

    Our commitment to privacy-safe, patient-centric technology ensures that every interaction is designed to make a meaningful impact, delivering life-changing therapies to the right patients at the right time. Headquartered in Waltham, Massachusetts, OptimizeRx partners with some of the world’s leading pharmaceutical and life sciences companies to transform the healthcare landscape and create a healthier future for all.

    Important Cautions Regarding Forward-Looking Statements

    This press release contains forward-looking statements within the meaning of the Private Securities Litigation Reform Act of 1995. Words such as “anticipates”, “believes”, “estimates”, “expects”, “forecasts”, “intends”, “plans”, “projects”, “targets”, “designed”, “could”, “may”, “should”, “will” or other similar words and expressions are intended to identify these forward-looking statements. All statements in this press release that reflect the Company’s expectations, assumptions, projections, beliefs or opinions about the future, other than statements of historical fact, are forward-looking statements, including, without limitation, statements relating to OptimizeRx’s commitment to recruiting independent and highly-qualified directors who have perspectives, insights, experiences, and skills that expand the depth and breadth of the Board and the Company’s plans to build new market share and drive profitable revenue growth under the leadership of its new CEO Steve Silvestro and other statements relating to future performance, plans, and expectations. Because such statements are subject to risks and uncertainties, actual results may differ materially from those expressed or implied by such forward-looking statements. These forward-looking statements are based upon the Company’s current expectations and involve assumptions regarding the Company’s business, the economy, and other future conditions that may never materialize or may prove to be incorrect. Forward-looking statements are inherently subject to risks and uncertainties, some of which cannot be predicted, or quantified. Actual results and the timing of events could differ materially from those anticipated in such forward-looking statements as a result of various risks and uncertainties including, but not limited to, the Company’s ability to identify and appoint a new independent director, the effect of government regulation, seasonal trends, dependence on a concentrated group of customers, cybersecurity incidents that could disrupt operations, the ability to keep pace with growing and evolving technology, the ability to maintain contracts with electronic prescription platforms and electronic health records networks, competition, and other factors discussed in the Company’s Annual Report on Form 10-K for the year ended December 31, 2024, and in other filings the Company has made and may make with the SEC in the future. One should not place undue reliance on these forward-looking statements, which speak only as of the date on which they were made. The Company undertakes no obligation to update such statements to reflect events that occur or circumstances that exist after the date on which they were made, except as may be required by law.

    OptimizeRx Contact 
    Andy D’Silva, SVP Corporate Finance   
    adsilva@optimizerx.com
      
    Investor Relations Contact
    Sandya von der Weid
    LifeSci Advisors, LLC
    svonderweid@lifesciadvisors.com

    The MIL Network –

  • MIL-OSI USA: Baldwin Successfully Pushes Trump to Punish China for Cheating American Workers and Shipbuilders

    US Senate News:

    Source: United States Senator for Wisconsin Tammy Baldwin

    WASHINGTON, D.C. – Today, U.S. Senator Tammy Baldwin (D-WI) released the following statement after the Trump administration announced penalties against China for its unfair trade practices in the shipbuilding industry that undermine American workers. The penalties come as a result of the investigation Baldwin backed under the Biden Administration into China’s maritime, logistics, and shipbuilding sectors. That United States Trade Representative (USTR) investigation showed China’s unfair, targeted efforts to dominate the shipbuilding and maritime industry and paved the way for the incoming administration to implement remedies and level the playing field.

    “For nearly two centuries, Wisconsin workers have built world-class ships and their parts that power our Navy and make sure businesses’ products can get in the hands of their customers. Wisconsin workers and shipbuilding companies can compete with anyone in the world – but they need a level playing field to do it. And, as I have been saying for years, China has gotten away with cheating the system and undermining our workers – and it’s long overdue we stand up to them,” said Senator Baldwin. “I was proud to stand with workers to launch this investigation and am proud to have now pushed two presidents to do right by these workers. This is a big step forward in cracking down on China’s unfair trade practices, supporting American workers and building more ships here at home, and keeping our country safe.”

    The penalties include new measures to combat China’s cheating, including fees for Chinese ships that dock at U.S. ports, based on how big they are and how often they visit. The fees will increase incrementally over the following years. There will also be extra charges for companies using ships built in China, again based on the size of the ship or how many containers they carry, with the fees increasing over time. To encourage the use of ships built in the U.S., foreign-built car carriers will have to pay additional fees based on how much they can carry. A second round of changes, which won’t start for three years, will aim to promote U.S.-built ships that carry liquefied natural gas (LNG) and will place limits on using foreign ships for LNG transport. Senator Baldwin will continue to work with the administration and stakeholders to ensure that these trade remedies are adjusted and updated as needed.

    Last March, Senator Baldwin joined United Steelworkers and other labor leaders in support of the American shipbuilding industry and to call on the United States Trade Representative to conduct a full investigation. In April 2024, the USTR announced they were heeding that call and launching an investigation into China, concluding in a report that China targeted dominance in these sectors is unreasonable and burdens or restricts U.S. commerce, and is therefore “actionable” under Section 301. This report laid the groundwork for the Trump Administration to impose appropriate penalties on China to support American workers. In January, Senator Baldwin applauded this USTR report outlining China’s unfair trade practices to undercut American shipbuilding and called on the President to act. In February, Baldwin led a group of her colleagues in calling on the Trump Administration to act on the results of the investigation and take immediate action to level the playing field for American workers, businesses, and national security.

    Senator Baldwin has long championed Buy America policies to support American businesses and workers. She fought to advance her American Made Navy Act in last year’s annual defense legislation, which would ensure by 2033 any new Navy ship purchased uses 100% domestically produced materials, like propulsion systems, shipboard components, couplings, shafts, support bearings, and more. She also worked to include strong Buy America standards in the Bipartisan Infrastructure Law.

    MIL OSI USA News –

  • MIL-OSI USA: ICYMI: Baldwin Talks Trump’s Tariffs, Medicaid Cuts, and Endangered Food Assistance with Stops Across Wisconsin

    US Senate News:

    Source: United States Senator for Wisconsin Tammy Baldwin

    WISCONSIN – This week, U.S. Senator Tammy Baldwin (D-WI) stopped in Saukville, Milwaukee, Green Bay, Rhinelander, Merrill, and Wausau to connect directly with Wisconsin families, communities, and businesses struggling to deal with President Donald Trump’s trade war jacking up costs, Republicans advancing a plan to cut Medicaid, and Elon Musk and DOGE taking away food assistance to pay for their massive tax breaks.

    Senator Baldwin celebrated 414 Day with a stop at Lakefront Brewing Company in Milwaukee to host a roundtable with local brewers, restaurants, farmers, roofers, and autobody shop owners to talk about how President Trump’s trade policy has sent their costs skyrocketing and made it harder to plan for the future. Small business owners shared how Trump’s trade war is increasing input costs, forcing them to raise prices on customers, and increasing uncertainty is making it harder to grow their businesses and make long-term investments. On Thursday, Senator Baldwin also joined local officials and business owners in Merrill to tour their Main Street and learn how small businesses are being impacted by rising costs from President Trump’s tariff policy.

    “President Trump came into office promising to lower costs for Wisconsinites. Instead, his trade war is landing families and businesses alike with higher costs that make it harder to make ends meet and keep their doors open,” said Senator Baldwin. “This week, I’ve been meeting with small businesses across the state to understand how Donald Trump is single-handedly raising costs on families and making it next to impossible for Made in Wisconsin businesses to plan and grow for the future.”

    Senator Baldwin also continued her “Hands Off Medicaid” tour with stops in Green Bay and Wausau, meeting with Wisconsinites who rely on Medicaid for essential health care, including for family members living with disabilities and mental health care. Last week, Congressional Republicans advanced their budget plan that includes up to $880 billion in cuts to Medicaid, all to pay for tax breaks for big corporations.

    “My phones have been ringing off the hook with Wisconsinites worried about what Republicans’ budget cuts will mean for their families who need Medicaid to afford cancer treatments, home care for loved ones with disabilities, and treatment for their addiction,” said Senator Baldwin. “Medicaid is a lifeline for over one million Wisconsinites, and I’m fighting tooth and nail to protect it from the deep cuts Republicans have outlined to pay for their tax cuts for Wall Street and corporations.”

    Senator Baldwin also visited the Rhinelander Food Pantry to discuss how the Trump Administration’s cuts to critical food assistance programs, including the Local Food Purchase Assistance (LFPA) program and the Emergency Food Assistance Program (TEFAP), are endangering Wisconsin food banks’ ability to feed families in need. According to the Rhinelander Food Pantry, cuts in funding for both programs is threatening more than one-third of their capacity. Rhinelander Food Pantry serves over 750 households and over 1,500 individuals in their area. Baldwin also visited the Ozaukee Food Alliance in Saukville to hear firsthand how Trump’s cuts to TEFAP will mean fewer meals for vulnerable children and families in Southeastern Wisconsin.

    MIL OSI USA News –

  • MIL-OSI USA: Congresswoman Norma Torres Urges Justice Department and Homeland Security to End Fear-Based Immigration Tactics

    Source: United States House of Representatives – Congresswoman Norma Torres (35th District of California)

    April 18, 2025

    Warns ICE Strategies Are Undermining Public Safety and Silencing Crime Victims

    Washington, D.C. – Today, Congresswoman Norma Torres sent a letter to Attorney General Pamela Bondi and Secretary Kristi Noem, raising urgent concerns about the growing public safety impact of anti-immigrant tactics employed by the Immigration and Customs Enforcement Agency (ICE) under the current administration. Drawing on her 17 years of experience as a 911 dispatcher, Congresswoman Torres warned that fear-driven immigration enforcement is silencing crime victims and undermining public safety nationwide.

    “Trust in law enforcement is not just a matter of comfort; it’s a matter of public safety,” said Congresswoman Norma Torres. “When people are too scared to call the police, crime goes up, and our communities suffer.”

    In her letter, the Congresswoman emphasized how the administration’s sweeping and indiscriminate actions—ranging from unlawful detentions and deportations to attacks on birthright citizenship—are creating widespread fear, even among legal immigrants. She cited the case of a legal Maryland resident who was mistakenly deported to a notoriously violent Salvadoran prison, with no apparent effort by federal authorities to rectify the situation.

    The letter outlines how these tactics are weakening the trust between immigrant communities and local law enforcement. It also notes  that immigrants—often critical witnesses or victims—are increasingly afraid to report crimes due to fear of retaliation or deportation.

    “ All Americans should ask themselves:  If you were a victim and the only witness to the crime was an immigrant, would you want that person to call 911 and get help, come forward and testify for you in court, or keep silent out of fear?”

    “Instead of intimidating and terrorizing immigrants, the Administration should follow the rule of law and allow local police to build trust within their communities,” she added.

    Congresswoman Torres is calling on the Justice Department and Department of Homeland Security to shift focus away from broad fear-based enforcement and instead support community trust-building strategies proven to enhance public safety.

    Full letter

    ###

    MIL OSI USA News –

  • MIL-OSI USA: Carbajal, Crawford Introduce Legislation to Make Transporting Dry Goods More Efficient

    Source: United States House of Representatives – Representative Salud Carbajal (CA-24)

    This week, Congressman Salud Carbajal (D-CA-24) and Congressman Rick Crawford (R-AR-01) introduced the VARIANCE Act, which allows for a 10 percent shift in weight variance along the axles of tank trucks carrying dry goods, without any increase in the overall federal gross vehicle weight (GVW) limit.

    Under current law, when stopped at a weigh station, a truck’s weight must be “evenly” distributed among each of the axles. However, with dry bulk goods, even when packed properly, the material often moves around in the tank, causing the weight on each axle of the vehicle to be different. The VARIANCE Act allows for a shift in variance, as long as the overall weight of the tank truck does not exceed 80,000 pounds. This will ensure trucks don’t have to unnecessarily reduce their loads.

    “Providing this variance standard will give trucks more flexibility to transport critical products while ensuring they are still meeting safe weight limits,” said Rep. Carbajal. “The VARIANCE Act is a bipartisan solution that will go a long way toward lowering costs for consumers and reducing congestion on our highways.”

    “Arkansas’s agriculture industry relies on the timely transport of goods to their end destination,” said Rep. Crawford. “These dry goods will inevitably shift in the transport process and current law must account for the unique characteristics of the goods being transported. This legislation is a commonsense solution for truckers transporting dry bulk by giving more flexibility. I appreciate Congressman Carbajal joining me to lead this effort to create more efficiency in transporting our nation’s key dry goods.”

    “The National Tank Truck Carriers would like to thank Representative Crawford and Representative Carbajal for their leadership in introducing the VARIANCE Act in the U.S. House of Representatives,” stated Ryan Streblow, President and CEO of National Tank Truck Carriers. “NTTC applauds their efforts to authorize a 10% axle variance for dry bulk goods, which has been an important legislative priority for NTTC. This simple, commonsense solution that allows carriers to maximize payloads of materials such as grains, feeds, and plastics, without raising the federal maximum laden weight or disrupting the bridge formula. By accounting for product shift during transit, this legislation acknowledges the operational realities of dry bulk carriers and represents a significant step toward a more efficient transportation network. It will help reduce stress on the supply chain, alleviate highway congestion, and enhance safety and efficiency. We are grateful for the strong support from Representative Crawford and Representative Carbajal and for their commitment to addressing this critical issue for the North American tank truck industry.”

    Read the bill text here.

    Read the one-pager on the bill here.

    MIL OSI USA News –

  • MIL-OSI USA: Hickenlooper, Colleagues Reintroduce Bill to Lower Prescription Drug Costs

    US Senate News:

    Source: United States Senator for Colorado John Hickenlooper

    Bill would streamline FDA approval process for generic drugs

    WASHINGTON – U.S. Senators John Hickenlooper, Maggie Hassan, Rand Paul, and Mike Lee reintroduced the bipartisan Increasing Transparency in Generic Drug Applications Act to lower prescription drug prices for patients by streamlining the approval process for generic drugs to enter the market more quickly. Last Congress, Hickenlooper voted the bill out of the Senate Committee on Health, Education, Labor, and Pensions (HELP).

    “More generic drugs means lower health care costs for Americans. Unnecessary and unclear FDA approval processes delay them from reaching the shelves,” said Hickenlooper. “Our bill speeds up the process to help Americans save more.”

    “Skyrocketing prescription drug prices are forcing too many Granite Staters to choose between their health and their financial security,” said Hassan. “This commonsense, bipartisan legislation will help address a critical obstacle in the generic drug approval process that keeps affordable alternatives off of pharmacy shelves. By requiring more transparency from the FDA and streamlining the drug approval process, this bill will help deliver lower-cost medications to Americans faster.”

    “No one should have to play a complicated guessing game with the FDA simply to bring a safe, effective, and affordable drug to market. The Increasing Transparency in Generic Drug Applications Act will help low-cost generics get to American consumers faster,” said Paul.

    “Generic drugs have made the prescription drug market much more competitive, offering cheaper alternatives to their brand name counterparts. Streamlining the generic drug approval process by eliminating the pointless guessing game manufacturers are forced to play would eliminate red tape and bring down costs for American families,” said Lee.

    Current FDA policy requires certain generic drug manufacturers to demonstrate that their medication has the same levels of active and inactive ingredients as a brand name drug. If the generic drug contains the wrong amount of inactive ingredient, the FDA is not allowed to disclose how the generic comes up short. As a result, manufacturers end up playing a time-consuming guessing game until they reach the right formula. This legislation would require the FDA to clearly identify the formulaic differences between a generic and brand name drug to streamline the approval process.

     “S. 1302 expedites generic submission by creating process efficiencies for FDA and Industry. These efficiencies will enhance patient access to lower-cost medicine. When generic medicines become available, they bring immediately lower prices for lifesaving and life changing medications. We are thankful for the work done thus far by Senators Hassan, Paul, Hickenlooper, and Lee,” said John Murphy, III, President & CEO for the Association for Accessible Medicines.

    Full text of the bill is available HERE.

    MIL OSI USA News –

  • MIL-OSI Security: Two Individuals Indicted for Meth Trafficking

    Source: Office of United States Attorneys

    SPRINGFIELD, Mo. – A Mountain Home, Ar., woman and a Bakersfield, Mo., man were arrested today following a nine-count indictment by a federal grand jury for trafficking methamphetamine in southwest Missouri.

    Virginia Perreira, 36, and John Zastrow, 34, were charged in a nine-count indictment returned under seal by a federal grand jury in Springfield, Mo., on April 1, 2025. The indictment was unsealed and made public today following the arrests of Perreira and Zastrow.

    The indictment alleges that Perreira and Zastrow participated in a conspiracy to distribute methamphetamine from March 12, 2024, to Jan. 22, 2025. Perreira is charged with one count of conspiracy to distribute methamphetamine and four counts of distribution of methamphetamine. Zastrow is charged with one count of conspiracy to distribute methamphetamine, three counts of distribution of methamphetamine, one count of possessing methamphetamine with the intent to distribute, and one count of unlawfully possessing a firearm.

    The charges contained in this indictment are simply accusations, and not evidence of guilt. Evidence supporting the charges must be presented to a federal trial jury, whose duty is to determine guilt or innocence.

    Under federal statutes, if convicted of conspiracy to distribute methamphetamine a maximum prison sentence of life imprisonment and a fine of up to $10,000,000 is authorized. If convicted of distribution of methamphetamine, a prison sentence of up to 40 years and a fine of up to $5,000,000 is authorized under federal statutes. The charge of unlawful possession of a firearm has a maximum prison sentence of 15 years and a fine of up to $250,000 authorized under federal statutes. The maximum statutory sentence is prescribed by Congress and is provided here for informational purposes, as the sentencing of the defendant will be determined by the court based on the advisory sentencing guidelines and other statutory factors. A sentencing hearing will be scheduled after the completion of a presentence investigation by the United States Probation Office.

    This case is being prosecuted by Assistant U.S. Attorney Christine I. Schlegl. It was investigated by the Missouri State Highway Patrol, the South Central Missouri Drug Task Force, and the Ozark County, Mo., Sheriff’s Office. 

    MIL Security OSI –

  • MIL-OSI USA: Lawler and Gottheimer Reintroduce Gabriel Rosenberg Dyspraxia/DCD Coverage Act

    Source: US Congressman Mike Lawler (R, NY-17)

    Washington, D.C. – 4/14/2025… Today, Reps. Mike Lawler (NY-17) and Josh Gottheimer (NJ-05) reintroduced legislation to help ensure healthcare coverage for children and adults struggling with dyspraxia/DCD.

    The Gabriel Rosenberg Dyspraxia/DCD Coverage Act establishes a GAO study to report to Congress on how dyspraxia/DCD treatment is currently covered by insurance and what barriers to coverage exist. 

    Specifically, the report must include:

    • Whether any coverage for dyspraxia/DCD treatment is provided under Medicare.

    • Whether any coverage for dyspraxia/DCD treatment is provided under States’ Medicaid programs.

    • Whether any coverage for dyspraxia/DCD treatment is provided under other Federal healthcare programs.

    • The extent to which coverage for dyspraxia/DCD treatment is provided under group health plans and group and individual health insurance coverage.

    • What types of such items and services are generally covered when coverage for dyspraxia/DCD treatment is available

    • Whether there are any age cutoffs that are imposed with respect to coverage of such items and services when such coverage is provided.

    • Barriers to coverage of such items and services (such as a lack of providers of such items and services).

    • Whether group health plans and group and individual health insurance coverage are generally in compliance with the requirements of section 2726 of the Public Health Service Act (42 U.S.C. 300gg–26).

    • Whether children with dyspraxia fail to meet the diagnosis criteria for dyspraxia once becoming adults and therefore lose coverage for such items and services.

    • Recommendations as to whether CMS should issue guidance regarding coverage of such items and services under the Medicare and Medicaid programs.

    • Recommendations on how group health plans and group and individuals’ health insurance coverage may provide better coverage for such items and services.

    Developmental Coordination Disorder (DCD), also referred to as dyspraxia, is a neurodevelopmental condition that affects fine and gross motor skills such as balance, coordination, and manual dexterity. While dyspraxia is as common as ADHD and affects approximately 5 to 6 percent of the population, it is unfamiliar to many parents, teachers, and health care professionals. This leads individuals with dyspraxia to go underdiagnosed, misdiagnosed, and largely untreated. That is why raising awareness right now is key.

    The bill’s namesake, Gabriel Rosenberg, was diagnosed with dyspraxia/ DCD at the age of three. His parents had noticed early on that he wasn’t hitting his physical milestones. As an infant, he could not pull up, crawl or sit upright unassisted. Despite raising these concerns with their pediatrician, they were brushed off. 

    After years of struggling to find support for their child, Gabriel’s parents, Danielle and Sidney Rosenberg, founded The Spotlight Foundation for Dyspraxia and DCD in 2019, which was rebranded as “Dyspraxia DCD America” in 2023. Through this nonprofit, they have tirelessly advocated on behalf of and provided resources for many families struggling with dyspraxia/DCD.

    “This bipartisan initiative is about access and ensuring that families don’t have to fight for the care their loved ones need. By understanding where coverage falls short, we can take meaningful steps to fix it. Every child and adult living with dyspraxia deserves to be seen, heard, and supported—not left behind due to gaps in our healthcare system,” said Congressman Lawler (NY-17).

    “We know that individuals with dyspraxia are left largely untreated. We must do more to provide support and hope to the millions of Americans who struggle every day with this disorder. Our bipartisan legislation will help close the coverage gap and ensure that children and adults struggling with dyspraxia have access to the care they need and deserve,” said Congressman Josh Gottheimer (NJ-05).

    “On behalf of Dyspraxia DCD America, I am writing to express our heartfelt gratitude for the bipartisan leadership and commitment of Congressman Mike Lawler and Congressman Josh Gottheimer in proposing this bill to study insurance coverage of dyspraxia in the United States,” said Danielle Rosenberg, founder of Dyspraxia DCD America. “This initiative represents a significant step forward in raising awareness and improving the lives of individuals affected by this often misunderstood life-long neurological condition. The bill, named in honor of Gabriel Rosenberg, holds special significance for our organization. Gabriel, is the son of the founders of the Organization, who was diagnosed with Dyspraxia early in life. Thanks to early diagnosis and access to essential services, Gabriel was able to overcome significant challenges, including learning to walk. His journey underscores the critical importance of awareness, timely diagnosis, and early intervention for individuals with Dyspraxia. Your efforts to bring attention to the need for comprehensive insurance coverage for Dyspraxia-related services are invaluable. By ensuring that individuals with Dyspraxia have access to the necessary resources and support, we can foster a more inclusive and supportive environment for all those affected by this condition. We are deeply appreciative of your dedication to this cause and your recognition of the importance of addressing the needs of the Dyspraxia community. Your work not only honors Gabriel’s legacy but also paves the way for countless others to receive the support they need to thrive.”

    Congressman Lawler is one of the most bipartisan members of Congress and represents New York’s 17th Congressional District, which is just north of New York City and contains all or parts of Rockland, Putnam, Dutchess, and Westchester Counties. He was rated the most effective freshman lawmaker in the 118th Congress, 8th overall, surpassing dozens of committee chairs.

    ###

    Full text of the bill can be found HERE.

    Washington, D.C. – 4/14/2025… Today, Reps. Mike Lawler (NY-17) and Josh Gottheimer (NJ-05) reintroduced legislation to help ensure healthcare coverage for children and adults struggling with dyspraxia/DCD.

    The Gabriel Rosenberg Dyspraxia/DCD Coverage Act establishes a GAO study to report to Congress on how dyspraxia/DCD treatment is currently covered by insurance and what barriers to coverage exist. 

    Specifically, the report must include:

    Developmental Coordination Disorder (DCD), also referred to as dyspraxia, is a neurodevelopmental condition that affects fine and gross motor skills such as balance, coordination, and manual dexterity. While dyspraxia is as common as ADHD and affects approximately 5 to 6 percent of the population, it is unfamiliar to many parents, teachers, and health care professionals. This leads individuals with dyspraxia to go underdiagnosed, misdiagnosed, and largely untreated. That is why raising awareness right now is key.

    The bill’s namesake, Gabriel Rosenberg, was diagnosed with dyspraxia/ DCD at the age of three. His parents had noticed early on that he wasn’t hitting his physical milestones. As an infant, he could not pull up, crawl or sit upright unassisted. Despite raising these concerns with their pediatrician, they were brushed off. 

    After years of struggling to find support for their child, Gabriel’s parents, Danielle and Sidney Rosenberg, founded The Spotlight Foundation for Dyspraxia and DCD in 2019, which was rebranded as “Dyspraxia DCD America” in 2023. Through this nonprofit, they have tirelessly advocated on behalf of and provided resources for many families struggling with dyspraxia/DCD.

    “This bipartisan initiative is about access and ensuring that families don’t have to fight for the care their loved ones need. By understanding where coverage falls short, we can take meaningful steps to fix it. Every child and adult living with dyspraxia deserves to be seen, heard, and supported—not left behind due to gaps in our healthcare system,” said Congressman Lawler (NY-17).

    “We know that individuals with dyspraxia are left largely untreated. We must do more to provide support and hope to the millions of Americans who struggle every day with this disorder. Our bipartisan legislation will help close the coverage gap and ensure that children and adults struggling with dyspraxia have access to the care they need and deserve,” said Congressman Josh Gottheimer (NJ-05).

    “On behalf of Dyspraxia DCD America, I am writing to express our heartfelt gratitude for the bipartisan leadership and commitment of Congressman Mike Lawler and Congressman Josh Gottheimer in proposing this bill to study insurance coverage of dyspraxia in the United States,” said Danielle Rosenberg, founder of Dyspraxia DCD America. “This initiative represents a significant step forward in raising awareness and improving the lives of individuals affected by this often misunderstood life-long neurological condition. The bill, named in honor of Gabriel Rosenberg, holds special significance for our organization. Gabriel, is the son of the founders of the Organization, who was diagnosed with Dyspraxia early in life. Thanks to early diagnosis and access to essential services, Gabriel was able to overcome significant challenges, including learning to walk. His journey underscores the critical importance of awareness, timely diagnosis, and early intervention for individuals with Dyspraxia. Your efforts to bring attention to the need for comprehensive insurance coverage for Dyspraxia-related services are invaluable. By ensuring that individuals with Dyspraxia have access to the necessary resources and support, we can foster a more inclusive and supportive environment for all those affected by this condition. We are deeply appreciative of your dedication to this cause and your recognition of the importance of addressing the needs of the Dyspraxia community. Your work not only honors Gabriel’s legacy but also paves the way for countless others to receive the support they need to thrive.”

    Congressman Lawler is one of the most bipartisan members of Congress and represents New York’s 17th Congressional District, which is just north of New York City and contains all or parts of Rockland, Putnam, Dutchess, and Westchester Counties. He was rated the most effective freshman lawmaker in the 118th Congress, 8th overall, surpassing dozens of committee chairs.

    ###

    Full text of the bill can be found HERE.

    Washington, D.C. – 4/14/2025… Today, Reps. Mike Lawler (NY-17) and Josh Gottheimer (NJ-05) reintroduced legislation to help ensure healthcare coverage for children and adults struggling with dyspraxia/DCD.

    The Gabriel Rosenberg Dyspraxia/DCD Coverage Act establishes a GAO study to report to Congress on how dyspraxia/DCD treatment is currently covered by insurance and what barriers to coverage exist. 

    Specifically, the report must include:

    Developmental Coordination Disorder (DCD), also referred to as dyspraxia, is a neurodevelopmental condition that affects fine and gross motor skills such as balance, coordination, and manual dexterity. While dyspraxia is as common as ADHD and affects approximately 5 to 6 percent of the population, it is unfamiliar to many parents, teachers, and health care professionals. This leads individuals with dyspraxia to go underdiagnosed, misdiagnosed, and largely untreated. That is why raising awareness right now is key.

    The bill’s namesake, Gabriel Rosenberg, was diagnosed with dyspraxia/ DCD at the age of three. His parents had noticed early on that he wasn’t hitting his physical milestones. As an infant, he could not pull up, crawl or sit upright unassisted. Despite raising these concerns with their pediatrician, they were brushed off. 

    After years of struggling to find support for their child, Gabriel’s parents, Danielle and Sidney Rosenberg, founded The Spotlight Foundation for Dyspraxia and DCD in 2019, which was rebranded as “Dyspraxia DCD America” in 2023. Through this nonprofit, they have tirelessly advocated on behalf of and provided resources for many families struggling with dyspraxia/DCD.

    “This bipartisan initiative is about access and ensuring that families don’t have to fight for the care their loved ones need. By understanding where coverage falls short, we can take meaningful steps to fix it. Every child and adult living with dyspraxia deserves to be seen, heard, and supported—not left behind due to gaps in our healthcare system,” said Congressman Lawler (NY-17).

    “We know that individuals with dyspraxia are left largely untreated. We must do more to provide support and hope to the millions of Americans who struggle every day with this disorder. Our bipartisan legislation will help close the coverage gap and ensure that children and adults struggling with dyspraxia have access to the care they need and deserve,” said Congressman Josh Gottheimer (NJ-05).

    “On behalf of Dyspraxia DCD America, I am writing to express our heartfelt gratitude for the bipartisan leadership and commitment of Congressman Mike Lawler and Congressman Josh Gottheimer in proposing this bill to study insurance coverage of dyspraxia in the United States,” said Danielle Rosenberg, founder of Dyspraxia DCD America. “This initiative represents a significant step forward in raising awareness and improving the lives of individuals affected by this often misunderstood life-long neurological condition. The bill, named in honor of Gabriel Rosenberg, holds special significance for our organization. Gabriel, is the son of the founders of the Organization, who was diagnosed with Dyspraxia early in life. Thanks to early diagnosis and access to essential services, Gabriel was able to overcome significant challenges, including learning to walk. His journey underscores the critical importance of awareness, timely diagnosis, and early intervention for individuals with Dyspraxia. Your efforts to bring attention to the need for comprehensive insurance coverage for Dyspraxia-related services are invaluable. By ensuring that individuals with Dyspraxia have access to the necessary resources and support, we can foster a more inclusive and supportive environment for all those affected by this condition. We are deeply appreciative of your dedication to this cause and your recognition of the importance of addressing the needs of the Dyspraxia community. Your work not only honors Gabriel’s legacy but also paves the way for countless others to receive the support they need to thrive.”

    Congressman Lawler is one of the most bipartisan members of Congress and represents New York’s 17th Congressional District, which is just north of New York City and contains all or parts of Rockland, Putnam, Dutchess, and Westchester Counties. He was rated the most effective freshman lawmaker in the 118th Congress, 8th overall, surpassing dozens of committee chairs.

    ###

    Full text of the bill can be found HERE.

    Washington, D.C. – 4/14/2025… Today, Reps. Mike Lawler (NY-17) and Josh Gottheimer (NJ-05) reintroduced legislation to help ensure healthcare coverage for children and adults struggling with dyspraxia/DCD.

    The Gabriel Rosenberg Dyspraxia/DCD Coverage Act establishes a GAO study to report to Congress on how dyspraxia/DCD treatment is currently covered by insurance and what barriers to coverage exist. 

    Specifically, the report must include:

    Developmental Coordination Disorder (DCD), also referred to as dyspraxia, is a neurodevelopmental condition that affects fine and gross motor skills such as balance, coordination, and manual dexterity. While dyspraxia is as common as ADHD and affects approximately 5 to 6 percent of the population, it is unfamiliar to many parents, teachers, and health care professionals. This leads individuals with dyspraxia to go underdiagnosed, misdiagnosed, and largely untreated. That is why raising awareness right now is key.

    The bill’s namesake, Gabriel Rosenberg, was diagnosed with dyspraxia/ DCD at the age of three. His parents had noticed early on that he wasn’t hitting his physical milestones. As an infant, he could not pull up, crawl or sit upright unassisted. Despite raising these concerns with their pediatrician, they were brushed off. 

    After years of struggling to find support for their child, Gabriel’s parents, Danielle and Sidney Rosenberg, founded The Spotlight Foundation for Dyspraxia and DCD in 2019, which was rebranded as “Dyspraxia DCD America” in 2023. Through this nonprofit, they have tirelessly advocated on behalf of and provided resources for many families struggling with dyspraxia/DCD.

    “This bipartisan initiative is about access and ensuring that families don’t have to fight for the care their loved ones need. By understanding where coverage falls short, we can take meaningful steps to fix it. Every child and adult living with dyspraxia deserves to be seen, heard, and supported—not left behind due to gaps in our healthcare system,” said Congressman Lawler (NY-17).

    “We know that individuals with dyspraxia are left largely untreated. We must do more to provide support and hope to the millions of Americans who struggle every day with this disorder. Our bipartisan legislation will help close the coverage gap and ensure that children and adults struggling with dyspraxia have access to the care they need and deserve,” said Congressman Josh Gottheimer (NJ-05).

    “On behalf of Dyspraxia DCD America, I am writing to express our heartfelt gratitude for the bipartisan leadership and commitment of Congressman Mike Lawler and Congressman Josh Gottheimer in proposing this bill to study insurance coverage of dyspraxia in the United States,” said Danielle Rosenberg, founder of Dyspraxia DCD America. “This initiative represents a significant step forward in raising awareness and improving the lives of individuals affected by this often misunderstood life-long neurological condition. The bill, named in honor of Gabriel Rosenberg, holds special significance for our organization. Gabriel, is the son of the founders of the Organization, who was diagnosed with Dyspraxia early in life. Thanks to early diagnosis and access to essential services, Gabriel was able to overcome significant challenges, including learning to walk. His journey underscores the critical importance of awareness, timely diagnosis, and early intervention for individuals with Dyspraxia. Your efforts to bring attention to the need for comprehensive insurance coverage for Dyspraxia-related services are invaluable. By ensuring that individuals with Dyspraxia have access to the necessary resources and support, we can foster a more inclusive and supportive environment for all those affected by this condition. We are deeply appreciative of your dedication to this cause and your recognition of the importance of addressing the needs of the Dyspraxia community. Your work not only honors Gabriel’s legacy but also paves the way for countless others to receive the support they need to thrive.”

    Congressman Lawler is one of the most bipartisan members of Congress and represents New York’s 17th Congressional District, which is just north of New York City and contains all or parts of Rockland, Putnam, Dutchess, and Westchester Counties. He was rated the most effective freshman lawmaker in the 118th Congress, 8th overall, surpassing dozens of committee chairs.

    ###

    Full text of the bill can be found HERE.

    MIL OSI USA News –

  • MIL-OSI USA: Murphy, Blumenthal, DeLauro, Governor Lamont Announce Start of Bridge Replacement and Traffic Flow Improvement Project on I-95 in West Haven

    US Senate News:

    Source: United States Senator for Connecticut – Chris Murphy

    April 17, 2025

    WEST HAVEN—U.S. Senators Chris Murphy (D-Conn.), a member of the U.S. Senate Appropriations Committee, and Richard Blumenthal (D-Conn.) on Thursday joined U.S. Representative Rosa DeLauro (D-Conn.-03) and Governor Ned Lamont to announce that the Connecticut Department of Transportation (CTDOT) has begun construction on a major project on Interstate 95 in West Haven to replace two aging bridges and improve traffic flow in the area.

    The bridges, which are each more than 70 years old, carry I-95 over 1st Avenue and the Metro-North Railroad train tracks. The new structures are designed to have a minimum service life of 75 years, significantly improving long-term safety and reliability.

    In addition to replacing the bridges, the project includes extending the southbound lane from Exit 44 to create a continuous travel lane, which will ultimately serve as an exit-only lane for Exit 43. The goal of these improvements is to reduce congestion, enhance traffic flow, and improve safety in the region. The $136.5 million project is funded by a mix of 90% federal funds and 10% state funds. This project has a labor force of approximately 100 workers. Construction is expected to be completed in phases by year-end 2027.

    “Replacing these 70-year-old bridges is long overdue, and I’m glad to see this project finally moving forward,” said Murphy. “This is a smart federal investment that will make I-95 safer, reduce commutes, and boost Connecticut’s economy, all while creating good-paying jobs in West Haven.”

    “Over $122 million in federal funding will help replace two decaying, deteriorating and undersized bridges in West Haven, providing relief to the tens of thousands of commuters who drive across them every day,” said Blumenthal. “These projects reduce congestion, improve traffic flow on I-95, and most importantly, enhance commuter safety. I’ll continue fighting to deliver investments that make Connecticut’s roads more secure.”

    “Today marks a major step forward not just for West Haven, but for every traveler who depends on I-95 to get to work, to school, or home to their families,” said DeLauro. “These bridge replacements are more than concrete and steel – they are the result of years of hard work, advocacy, and persistent efforts that I’ve championed to bring critical federal resources back to our community. I fought for this investment because I believe in safer roads, smarter infrastructure, and a better quality of life for our residents. By widening and modernizing this vital interchange, we’re not only easing the daily burden of traffic, but we’re also laying the foundation for a stronger, more resilient transportation network that will support economic growth for generations. I’m proud to have led the charge in securing this funding and delivering real results for our region’s future.”

    “This project is a long-term investment in public safety and mobility, not only for West Haven but for the entire region,” said Lamont. “Beyond improving infrastructure, it’s also creating good-paying jobs that support local families and strengthen Connecticut’s workforce. Thank you to Connecticut Department of Transportation crews and contractors who are delivering on these critical projects across the state.”

    “Replacing these aging bridges and revamping the interchange will ease the daily commute for more than 142,000 drivers on I-95,” said CTDOT Deputy Commissioner Laoise King. “By tackling this now, we’re avoiding future disruptions to highway and rail travel. Thanks to support from Governor Lamont, Metro-North Railroad, and our federal and state partners, we’re making significant progress modernizing Connecticut’s bridge infrastructure.”

    For most of 2025, traffic is not expected to be disrupted from this project because the initial work includes construction on the foundation for the new bridges on the ground level at 1st Avenue and at the railroad crossing underneath the highway. Later in 2025, the northbound entrance ramp at Interchange 43 will close, with a detour routed through nearby state roads. The project will progress in stages through 2027, with three lanes of traffic maintained in each direction during daytime hours.

    For detailed information on this project and to subscribe to construction updates via email, visit i95westhaven.com.

    MIL OSI USA News –

  • MIL-OSI USA: Presidential Message on the 250th Anniversary of Paul Revere’s Midnight Ride, 2025

    US Senate News:

    Source: The White House
    class=”has-text-align-left”>On the evening of April 18, 1775, two lanterns were illuminated from the tower of The Old North Church in Boston to alert the colonists that British forces were advancing across the Charles River.  With the alert signal in place, Paul Revere, a silversmith dedicated to the cause of independence, mounted a borrowed horse and embarked on a midnight journey that became a defining moment in American history. The dangerous mission was threefold.  First, sound the alarm for colonists in farms and villages throughout the Massachusetts countryside.  On the way, stop in Lexington to inform the leaders of the colonial resistance, Samuel Adams and John Hancock, that the British were coming to arrest them.  Finally, prevent the seizure of military provisions and munitions stored a few miles west in the town of Concord. Disregarding personal peril or consequence, Paul Revere rode with urgency into the night.  After successfully warning Adams and Hancock, Revere was intercepted by a British patrol just before reaching Concord.  Yet, Revere had already achieved his most important mission—relaying the news of the impending British advancement to his fellow patriots.  Samuel Prescott and William Dawes evaded detection and carried the news on to Concord, giving the fledgling colonial army a critical advantage against the advancing Redcoats.  Paul Revere’s Midnight Ride enabled our troops to prepare for battle and their eventual victory.  By early the next morning, the first shots rang out in Lexington Green, signaling the start of the American Revolution. In 1860, the American poet Henry Wadsworth Longfellow immortalized “Paul Revere’s Ride” in a poem that generations of schoolchildren across America have read and recited.  On this 250th anniversary, we remember the stirring words that so beautifully capture the urgency and heroism of that fateful night: “Listen my children, and you shall hearOf the midnight ride of Paul Revere… A cry of defiance, and not of fear,A voice in the darkness, a knock at the door,And a word that shall echo forevermore!”  With these timeless verses, Longfellow ensured that Revere’s harrowing ride for freedom would never be forgotten. Paul Revere was a master craftsman, a husband, a father, and a proud son of liberty, who risked his life to help forge a new Nation.  His courageous ride ignited patriots across the colonies who rose up to defend their families, their livelihoods, and their sacred liberties.  On the 250th anniversary of Paul Revere’s Midnight Ride, we commemorate the enduring legacy of the famed Boston silversmith, patriot, and revolutionary hero, whose passion for independence and bold act of defiance set in motion a war of independence that changed the course of history and transformed the world.

    MIL OSI USA News –

  • MIL-OSI USA: SR 302 fish barrier removal work begins April 28 in Mason County near Victor

    Source: Washington State News 2

    Reduced speed limit, lane closures needed for project prep work

    VICTOR – Work to replace two undersized culverts that carry Victor Creek under State Route 302 in Mason County will start Monday, April 28, and travelers should prepare for delays.

    Construction crews working for the Washington State Department of Transportation are correcting barriers to fish migration in Victor Creek. The creek runs under SR 302 just north and west of East Highlander Drive. The older, smaller culverts block access to salmon, steelhead and bull trout. Replacing the culverts helps safeguard the state’s fish population, the environment and the economy and helps satisfy a federal court injunction. The new culverts also make the roadway more resilient to flooding.

    Keeping people moving during construction

    Starting Monday, April 28, crews will begin building a temporary single-lane bypass road to keep travelers moving while they build the new 42-foot-long bridge over the creek. The bypass lane will help keep traffic flowing once the culvert work begins this summer.

    Two signals will alternate directions of traffic through the work zone, including both drivers and bicyclists. The current 40 mph speed limit will be temporarily reduced to 25 mph between milepost 4.0 and milepost 4.3 during construction.

    Travelers are advised to add travel time to reach their destinations.

    This project is expected to be complete in fall 2025.

    Travelers can receive email updates about roadwork on state highways in Mason County. Real-time information is available via the WSDOT app and WSDOT Travel Center Map.

    MIL OSI USA News –

  • MIL-OSI: Chemung Financial Corporation Reports First Quarter 2025 Net Income of $6.0 million, or $1.26 per share

    Source: GlobeNewswire (MIL-OSI)

    ELMIRA, N.Y., April 18, 2025 (GLOBE NEWSWIRE) — Chemung Financial Corporation (the “Corporation”) (Nasdaq: CHMG), the parent company of Chemung Canal Trust Company (the “Bank”), today reported net income of $6.0 million, or $1.26 per share, for the first quarter of 2025, compared to $5.9 million, or $1.24 per share, for the fourth quarter of 2024, and $7.1 million, or $1.48 per share, for the first quarter of 2024.

    “First quarter results demonstrate steady ongoing delivery of the Corporation’s strategic plan,” said Anders M. Tomson, President and CEO of Chemung Financial Corporation. “Attentive balance sheet management has allowed us to effectively reduce funding costs while growing our asset base. Loan growth in our newer Canal Bank division during the quarter underscores its strategic importance to operations,” Tomson added.

    “Our community banking model serves as a source of strength, consistency, and dependability for our communities, clients, and employees, regardless of the external environment. We are confident these stakeholders will continue to meaningfully drive our Corporation’s success,” concluded Tomson.

    First Quarter Highlights:

    • The Corporation announced a $0.01 dividend increase, representing a 3.2% increase compared to the prior quarter. Dividends declared during the first quarter 2025 were $0.32 per share.
    • Net interest margin expanded four basis points compared to the prior quarter, from 2.92% in the fourth quarter 2024 to 2.96% in the first quarter 2025.1 Interest rate spread increased 11 basis points compared to the prior quarter, from 2.06% in the fourth quarter 2024 to 2.17% in the first quarter 2025.
    • Annualized loan growth totaled 5.1% for the three months ended March 31, 2025, including annualized commercial loan growth of 10.5%.
    • Loan growth in the Western New York Canal Bank division totaled 14.9% compared to prior-year end and deposit growth totaled 82.0% compared to prior year-end.

    1 See the GAAP to Non-GAAP reconciliations.

    1st Quarter 2025 vs 4th Quarter 2024

    Net Interest Income:
    Net interest income for the first quarter of 2025 totaled $19.8 million, in line with the prior quarter, driven by a decrease of $1.0 million in interest expense on deposits, and offset by decreases of $0.7 million in interest income on loans and $0.1 million in each of interest income on taxable securities and interest income on interest-earning deposits, and an increase of $0.1 million in interest expense on borrowed funds.

    Interest expense on deposits decreased primarily due to a decrease of 19 basis points in the average cost of interest-bearing deposits, and despite an increase of $8.7 million in average balances of total interest-bearing deposits, compared to the prior quarter. The average cost of customer time deposits decreased 42 basis points compared to the prior quarter, mainly due to maturities of higher cost CDs associated with campaigns during 2023 and 2024, many of which were renewed at a lower cost. Average balances of customer time deposits decreased $25.9 million compared to the prior quarter. Customer time deposits comprised 21.1% of total average deposits in the first quarter of 2025 compared to 22.1% in the prior quarter. The average cost of brokered deposits decreased 19 basis points, while average balances of brokered deposits increased $38.0 million compared to the prior quarter. The cost of brokered deposits decreased largely due to the short term nature of the Corporation’s brokered deposits coupled with lower market interest rates in the current quarter, while average balances of brokered deposits increased primarily to offset the decrease of $39.0 million in average balances of total customer deposits, or 1.6%, compared to the prior quarter. Additionally, average balances of interest-bearing demand deposits increased $8.9 million while the average cost of interest-bearing demand deposits decreased 12 basis points, and average balances of savings and money market deposits decreased $12.3 million while the average cost of savings and money market deposits decreased 12 basis points, compared to the prior quarter.

    Interest income on loans, including fees, decreased primarily due to a decrease of 16 basis points in the average yield on commercial loans, partially offset by an increase of $43.0 million in average balances of commercial loans, compared to the prior quarter. The decrease in average yield on commercial loans was partially due to the recognition of $0.3 million in interest income on the payoff of a nonaccrual construction loan in the prior quarter, as well as decreases in interest rates on existing variable rate loans, as benchmark indexes repriced lower during the current quarter. The increase in average balances of commercial loans was largely concentrated in commercial real estate. Average balances of residential mortgage loans increased $0.8 million while the average yield on residential mortgage loans decreased one basis point, compared to the prior quarter. Origination yields of residential mortgages remained strong in the first quarter of 2025 despite the overall declining rate environment. Average balances of consumer loans decreased $12.4 million and the average yield on consumer loans decreased seven basis points, compared to the prior quarter, due to net runoff of the indirect auto portfolio, decreases in interest rates on variable rate home equity products, and home equity lines of credit originated in the first quarter of 2025 at a 4.99% introductory rate.

    The decrease in interest income on taxable securities was primarily due to a decrease of $10.1 million in average balances, largely due to paydowns of mortgage-backed and SBA pooled loan securities. The decrease in interest income on interest-earning deposits was mainly due to a decrease in the interest rate paid on deposit balances at the Federal Reserve during the fourth quarter of 2024. The increase in interest expense on borrowed funds was due to an increase in average balances of total FHLBNY advances in the first quarter of 2025, compared to the prior quarter.

    Fully taxable equivalent net interest margin was 2.96% for the current quarter, compared to 2.92% for the prior quarter. Average interest-earning assets increased $17.7 million, while average interest-bearing liabilities increased $25.1 million during the first quarter, compared to the prior quarter. The average yield on interest-earning assets decreased seven basis points to 4.72%, while the average cost of interest-bearing liabilities decreased 18 basis points to 2.55%, compared to the prior quarter. Total cost of funds was 1.92% for the current quarter, compared to 2.04% for the prior quarter, a decrease of 12 basis points.

    Provision for Credit Losses:
    Provision for credit losses was $1.1 million for the first quarter of 2025, compared to $0.6 million in the prior quarter, an increase of $0.5 million, or 83.3%. The increase was primarily due to the annual loss driver update to the Bank’s CECL model, which is implemented in the first quarter of each year, as well as deterioration in FOMC forecasts for the economic variables on which the Bank’s CECL model is based. Partially offsetting these increases were lower net charge-offs in the current quarter, compared to the prior quarter.

    Non-Interest Income:
    Non-interest income for the first quarter of 2025 was $5.9 million, compared to $6.1 million for the prior quarter, a decrease of $0.2 million, or 3.3%, driven by decreases of $0.2 million in wealth management group fee income and $0.1 million in interchange revenue from debit card transactions, partially offset by an increase of $0.1 million in other non-interest income.

    Wealth management group fee income decreased compared to the prior quarter largely due to a decrease in total assets under management, due to a broad decline in financial markets during the first quarter of 2025. Interchange revenue from debit card transactions decreased primarily due to a decline in transaction volume, partially due to the seasonality of holiday spending, compared to the prior quarter. Other non-interest income increased mainly due to recognition of debit card support incentives in the first quarter of 2025.

    Non-Interest Expense:
    Non-interest expense for the first quarter of 2025 was $16.9 million, compared to $17.8 million for the prior quarter, a decrease of $0.9 million, or 5.1%, driven by decreases of $0.4 million in pension and other employee benefits, $0.2 million in salaries and wages, and $0.1 million in each of data processing, loan expense, and furniture and equipment expense.

    Pension and other employee benefits decreased compared to the prior quarter primarily due to a decrease in employee healthcare-related expenses. The decrease in salaries and wages was largely due to higher quarterly incentive compensation expense recognized in the prior quarter. Data processing decreased mainly due to a decrease in card-related expenses, partially attributable to procurement expenses relating to the Canal Bank division in the prior quarter. The decrease in loan expenses was primarily due to a decrease in legal fees in the current quarter, compared to the prior quarter. The decrease in furniture and equipment expense was partially due to branch equipment and non-capitalized fixtures purchased in the prior quarter.

    Income Tax Expense:
    Income tax expense for the first quarter of 2025 was $1.7 million, compared to $1.6 million for the prior quarter, an increase of $0.1 million. The effective tax rate for the current quarter increased to 21.6% from 21.2% in the prior quarter. The increase in income tax expense was primarily due to an increase in pretax income.

    1st Quarter 2025 vs 1st Quarter 2024

    Net Interest Income:
    Net interest income for the first quarter of 2025 totaled $19.8 million, compared to $18.1 million for the same period in the prior year, an increase of $1.7 million, or 9.4%, driven by decreases of $1.0 million in interest expense on deposits and $0.3 million in interest expense on borrowed funds, and an increase of $0.9 million in interest income on loans, partially offset by a decrease of $0.5 million in interest income on taxable securities.

    Interest expense on deposits decreased primarily due to a decrease of 27 basis points in the average cost of total interest-bearing deposits, which was comprised of decreases of 21 basis points in the average cost of customer interest-bearing deposits and 82 basis points in the average cost of brokered deposits, both largely due to decreases in benchmark interest rates and the Corporation’s balance sheet structure favoring shorter-term liabilities. Average balances of customer interest-bearing deposits increased $55.0 million and average balances of brokered deposits decreased $8.6 million, compared to the same period in the prior year. The increase in average balances of customer interest-bearing deposits was primarily due to an increase of $32.9 million in average balances of customer time deposits. The average cost of customer time deposits decreased 38 basis points compared to the same period in the prior year, due to the Corporation’s focus on shorter-term CD campaigns during 2024, and a decrease in interest rates on campaign offerings in the current period. Customer time deposits comprised 21.1% of average total deposits for the first quarter of 2025, compared to 20.1% for the same period in the prior year. Additionally, an increase of $28.3 million in average balances of interest-bearing demand deposits positively benefited the average cost of interest-bearing deposits, as the 1.57% average cost was lower than other types of interest-bearing deposits.

    The decrease in interest expense on borrowed funds was partially due to a decline in borrowing rates between the first quarter of 2024 and the first quarter of 2025, as well as a shift in the composition of borrowed funds between these periods. The average cost of total borrowings decreased 69 basis points, compared to the same period in the prior year, comprised of decreases of 91 basis points and 32 basis points in the average cost of FHLBNY overnight advances and other advances and debt, which includes FHLBNY term advances, respectively. The composition of borrowings in the first quarter of 2025 was primarily comprised of FHLBNY term advances and FHLBNY overnight advances, while the composition of borrowings in the same period in the prior year was primarily comprised of a Federal Reserve Bank Term Funding Program (BTFP) advance and FHLBNY overnight advances.

    Interest income on loans, including fees, increased largely due to an increase in average total loan balances of $88.6 million compared to the same period in the prior year, which was concentrated in the commercial loan portfolio. The average yield on total loans was relatively stable compared to the same period in the prior year, declining two basis points to 5.49% in the first quarter of 2025. Average balances of commercial loans increased $122.1 million compared to the same period in the prior year, primarily due to growth in commercial real estate balances, while the average yield on commercial loans declined 15 basis points, largely due to repricing of benchmark indexes and $0.3 million in interest income recognized on the payoff of a nonaccrual commercial real estate loan in the same period of the prior year. Average balances of residential mortgage loans and consumer loans each decreased compared to the same period in the prior year, decreasing $2.1 million and $31.4 million, respectively. The decrease in average balances of residential mortgage loans was partially due to relatively low levels of housing inventory across the Bank’s footprint resulting in lower origination volume, which was comparable to the prior year, as well as a continued election to sell a significant portion of conforming mortgages into the secondary market. The decrease in average balances of consumer loans was primarily due to net runoff of indirect auto loans between the first quarters of 2024 and 2025. The average yield on residential mortgage loans and consumer loans each increased in the first quarter of 2025, compared to the same period in the prior year, increasing 24 and 27 basis points, respectively, each due to strong origination yields in recent periods, and normal runoff of older and typically lower yielding originations. Interest income on interest-earning deposits increased mainly due to a $11.2 million increase in average balances of interest-earning deposits, compared to the same period in the prior year, and despite a decrease of six basis points in the average yield on interest-earning deposits, due to a decrease in the interest rate paid on deposit balances at the Federal Reserve.

    The decrease in interest income on taxable securities was largely due to paydowns and maturities of available for sale securities between the first quarter of 2024 and the first quarter of 2025, totaling $55.9 million, primarily on SBA pooled loan and mortgage-backed securities, as well as a decrease in the interest rates of variable rate SBA pooled loan securities, partially offset by purchases of available for sale securities totaling $5.0 million between these periods.

    Fully taxable equivalent net interest margin was 2.96% for the first quarter of 2025, compared to 2.73% for the same period in the prior year. Average interest-earning assets increased $48.6 million, while average interest-bearing liabilities increased $34.8 million, compared to the same period in the prior year. The average yield on interest-earning assets increased two basis points to 4.72%, while the average cost of interest-bearing liabilities decreased 30 basis points to 2.55%, compared to the same period in the prior year. Total cost of funds was 1.92% for the current quarter, compared to 2.13% for the same period in the prior year, a decrease of 21 basis points.

    Provision for Credit Losses:
    Provision for credit losses was $1.1 million for the first quarter of 2025, compared to a credit of $2.0 million for the same period in the prior year, an increase of $3.1 million, or 155.0%. The increase was largely driven by the directionality of the annual loss driver update applied to the Bank’s CECL model in the first quarter of the current year, compared to the loss driver update applied in the first quarter of the prior year. The current year update resulted in higher modeled baseline loss rates, while the update in the prior year resulted in lower baseline loss rates.

    Non-Interest Income:
    Non-interest income for the first quarter of 2025 was $5.9 million, compared to $5.7 million for the same period in the prior year, an increase of $0.2 million, or 3.5%, driven by increases of $0.2 million in wealth management group fee income, $0.2 million in service charges on deposit accounts, and $0.1 million in other non-interest income, partially offset by a decrease of $0.1 million in the change in fair value of equity investments. Both the increase in wealth management group fee income and service charges on deposit accounts were primarily due to fee rate increases which were implemented in the second half of 2024. The increase in other non-interest income was largely due to an increase in interest rate swap fee income in the first quarter of 2025, compared to the same period in the prior year. The decrease in the change in fair value of equity investments was primarily due to a decrease in the market value of assets held for the Corporation’s deferred compensation plan, largely due to declines in financial markets during the current quarter.

    Non-Interest Expense:
    Non-interest expense for the first quarter of 2025 was $16.9 million, compared to $16.7 million for the same period in the prior year, an increase of $0.2 million, or 1.2%, driven by increases of $0.2 million in salaries and wages and $0.2 million in other non-interest expense, partially offset by decreases of $0.2 million in pension and other employee benefits and $0.1 million in FDIC insurance.

    Salaries and wages increased largely due to an increase in base salaries, including merit-based increases and additional staffing for the Corporation’s newly opened Western New York regional banking center. The increase in other non-interest expense was primarily due to net recoveries of multiple large altered check charge-offs during the same period in the prior year as well as higher operational losses on the sale of repossessed vehicles during the first quarter of 2025, compared to the same period in the prior year. The decrease in pension and other employee benefits expense was largely due to lower employee healthcare-related expenses compared to the same period in the prior year. The decrease in FDIC insurance was primarily due to a decrease in the Bank’s assessment rate, due to an improvement in evaluated metrics.

    Income Tax Expense:
    Income tax expense for the first quarter of 2025 was $1.7 million, compared to $2.0 million for the first quarter of 2024, a decrease of $0.3 million. The effective tax rate for the current quarter decreased to 21.6%, compared to 22.4% for the same period in the prior year. The decrease in income tax expense was primarily due to a decrease in pretax income.

    Asset Quality
    Non-performing loans totaled $9.9 million as of March 31, 2025, or 0.47% of total loans, compared to $9.0 million, or 0.43% of total loans as of December 31, 2024. The increase in non-performing loans was largely due to increases in non-performing consumer loans and residential mortgage loans of $0.7 million and $0.3 million, respectively. The increase in non-performing consumer loans was mainly driven by one well-secured home equity loan being placed into nonaccrual status during the quarter. Similarly, the increase in non-performing residential mortgage loans was driven by one loan being placed into nonaccrual status during the quarter. Non-performing commercial loans decreased $0.1 million, primarily due to the payoff of a $0.3 million previously nonaccrual commercial real estate loan, offset by the addition of $0.2 million in nonaccrual commercial and industrial loans. Non-performing assets, which are comprised of non-performing loans, other real estate owned, and repossessed vehicles, were $10.3 million, or 0.37% of total assets as of March 31, 2025, compared to $9.6 million, or 0.35% of total assets as of December 31, 2024. The increase in non-performing assets was largely due to an increase in non-performing loans. Other real estate owned was $0.2 million and repossessed vehicles was $0.2 million as of March 31, 2025.

    Total loan delinquencies as of March 31, 2025 increased compared to December 31, 2024, primarily driven by an increase in commercial loan delinquencies. Annualized net charge-offs to total average loans for the first quarter of 2025 were 0.05%, compared to 0.12% for the fourth quarter of 2024, a decrease of seven basis points. Net charge-off experience in the first quarter of 2025 was concentrated almost entirely in indirect auto loans. Total annualized consumer net charge-offs were 0.40% of average consumer loan balances for the first quarter of 2025, compared to 0.45% of average consumer loan balances for the fourth quarter of 2024. Commercial loans and residential mortgage loans each had net recovery ratios in the first quarter of 2025, compared to an annualized net charge off ratio of 0.07% of average commercial loan balances and a net recovery ratio of average residential mortgage loan balances in the fourth quarter of 2024.

    The allowance for credit losses on loans was $22.5 million as of March 31, 2025 compared to $21.4 million as of December 31, 2024. The allowance for credit losses on unfunded commitments, a component of other liabilities, was $0.5 million as of March 31, 2025 and $0.8 million as of December 31, 2024. The increase in the allowance for credit losses on loans was largely due to the annual review and update to loss drivers used in the Bank’s CECL model, which is implemented each year in the first quarter. The update resulted in higher baseline loss rates for most of the Bank’s loan portfolio segments, and was partially due to the introduction of new periods of data into the analysis. Additionally, the economic variables used as loss drivers for commercial and industrial loans was adjusted as part of the annual update. FOMC forecasts for both national unemployment and U.S. GDP growth deteriorated as of March 31, 2025 compared to December 31, 2024, as the FOMC incorporated elevated levels of economic uncertainty into their forecasts. Provision for credit losses as a percentage of period-end loan balances was 0.05% for the first quarter of 2025, compared to 0.03% for the fourth quarter of 2024. The allowance for credit losses on loans to total loans was 1.07% as of March 31, 2025 and 1.03% as of December 31, 2024 while the allowance for credit losses on loans was 227.93% of non-performing loans as of March 31, 2025 and 238.87% as of December 31, 2024.

    Balance Sheet Activity
    Total assets were $2.797 billion as of March 31, 2025, compared to $2.776 billion as of December 31, 2024, an increase of $20.6 million, or 0.7%. This increase was driven by increases of $26.2 million in loans, net of deferred origination fees and costs and $6.4 million in cash and cash equivalents, partially offset by decreases of $4.2 million in total investment securities and $6.7 million in accrued interest receivable and other assets.

    Loans, net of deferred origination fees and costs increased mainly due to growth in commercial loan balances, which was concentrated in commercial real estate. Total commercial loan balances increased $39.5 million, or 2.6%, compared to the prior year-end. Commercial real estate balances grew $43.3 million while commercial and industrial balances contracted $3.8 million, both compared to the prior year-end. Over half of total growth in commercial loan balances was attributable to the Bank’s new Canal Bank division in Western New York. Residential mortgages increased $0.5 million, or 0.2%, compared to the prior year-end, as the Corporation continued to elect to sell a portion of originations into the secondary market and low levels of housing inventory persisted across the Bank’s footprint. Consumer loans decreased $13.7 million, or 4.9%, compared to the prior-year end, largely due to lower levels of indirect auto loan origination activity, and a relatively fast turnover rate in the portfolio.

    The increase in cash and cash equivalents was primarily due to an increase of $36.5 million in total deposits compared to the prior year-end and $13.6 million in net paydowns and maturities of available for sale securities in the current period. Partially offsetting this increase were a decrease of $24.2 million in total advances and other debt and an increase of $26.2 million in loans, net of deferred origination fees and costs.

    Total investment securities decreased primarily due to a decrease of $3.1 million in securities available for sale, compared to the prior year-end. Net paydowns and maturities of securities available for sale for the current year totaled $13.6 million, mainly due to paydowns on mortgage-backed securities and SBA pooled loan securities. The market value of securities available for sale increased $11.0 million, due to favorable changes in market interest rates during the current year. Also contributing to the decrease in total investment securities was a decrease of $1.1 million in FHLB and FRB stock, at cost, mainly due to a decrease in total borrowing through the FHLBNY as of March 31, 2025, compared to the prior year-end. The decrease in accrued interest receivable and other assets was largely due to decreases in interest rate swap assets and deferred tax assets.

    Total liabilities were $2.568 billion as of March 31, 2025, compared to $2.561 billion as of December 31, 2024, an increase of $7.6 million, or 0.3%. This increase was driven by an increase of $36.5 million in total deposits, partially offset by decreases of $24.2 million in advances and other debt and $4.6 million in accrued interest payable and other liabilities.

    Total deposits increased $36.5 million, or 1.5%, compared to the prior year-end, largely due to increases of $33.3 million in interest-bearing demand deposits and $30.4 million in money market deposits. Increases in these deposit types were partially attributable to seasonal inflows of municipal deposits. Total time deposits decreased $25.0 million, consisting of decreases of $13.6 million in customer time deposits and $11.4 million in brokered deposits. The Bank’s CD campaign in the current year primarily consisted of a continuation of six and 15 month offerings, as well as the introduction of a 36 month offering. Additionally, savings deposits increased $4.0 million and non interest-bearing demand deposits decreased $6.1 million. Non interest-bearing deposits comprised 25.5% and 26.1% of total deposits as of March 31, 2025 and December 31, 2024, respectively.

    Advances and other debt decreased mainly due to an increase in total deposits. Advances and other debt as of March 31, 2025 largely consisted of staggered three-month term advances from the FHLBNY, whereas the composition of advances and other debt as of the prior year-end consisted primarily of FHLBNY overnight advances. The decrease in accrued interest payable and other liabilities was mainly due to a decrease in interest rate swap liabilities.

    Total shareholders’ equity was $228.3 million as of March 31, 2025, compared to $215.3 million as of December 31, 2024, an increase of $13.0 million, or 6.0%, driven by a decrease of $8.1 million in accumulated other comprehensive loss and an increase of $4.5 million in retained earnings. The decrease in accumulated other comprehensive loss was largely due to an increase in the fair value of securities available for sale, due to favorable changes in market interest rates. The increase in retained earnings was mainly due to net income of $6.0 million, offset by dividends declared of $1.5 million during the three months ended March 31, 2025.

    The total equity to total assets ratio was 8.16% as of March 31, 2025, compared to 7.76% as of December 31, 2024, and the tangible equity to tangible assets ratio was 7.44% as of March 31, 2025, compared to 7.02% as of December 31, 2024.1 Book value per share and tangible book value per share increased to $47.49 and $42.95, respectively as of March 31, 2025 from $45.13 and $40.55, respectively as of December 31, 2024.1 As of March 31, 2025, the Bank’s capital ratios were in excess of those required to be considered well-capitalized under the regulatory framework for prompt corrective action.

    1 See the GAAP to Non-GAAP reconciliations

    Liquidity
    The Corporation uses a variety of resources to manage its liquidity, and management believes it has the necessary liquidity to allow for flexibility in meeting its various operational and strategic needs. These include short-term investments, cash flow from lending and investing activities, core-deposit growth and non-core funding sources, such as time deposits of $250,000 or greater, brokered deposits, FHLBNY overnight and term advances, and FRB advances. Borrowings may be used on a short-term basis for liquidity purposes or on a long-term basis to fund asset growth. As of March 31, 2025, the Corporation’s cash and cash equivalents balance was $53.4 million. The Corporation also maintains an investment portfolio of securities available for sale, comprised primarily of US Government treasury securities, SBA loan pools, mortgage-backed securities, and municipal bonds. Although this portfolio generates interest income for the Corporation, it also serves as an available source of liquidity and capital if the need should arise. As of March 31, 2025, the Corporation’s investment in securities available for sale was $528.3 million, $341.2 million of which was not pledged as collateral. Additionally, as of March 31, 2025, the Bank’s total advance line capacity at the Federal Home Loan Bank of New York was $222.3 million, $85.0 million of which was utilized and $137.3 million of which was available as additional borrowing capacity.

    As of March 31, 2025, uninsured deposits totaled $690.3 million, or 28.4% of total deposits, including $167.6 million of municipal deposits collateralized by pledged assets, when required. As of December 31, 2024, uninsured deposits totaled $652.3 million, or 27.2% of total deposits, including $145.6 million of municipal deposits collateralized by pledged assets. Due to their fluidity, the Corporation closely monitors uninsured deposit levels when considering liquidity management strategies.

    The Corporation considers brokered deposits to be an element of its deposit strategy, and anticipates it may continue utilizing brokered deposits as a secondary source of funding in support of growth. As of March 31, 2025, all brokered deposits carried terms of three months, with staggered maturities, totaling $80.8 million. Excluding brokered deposits, total deposits increased $47.9 million compared to December 31, 2024.

    Other Items
    The market value of total assets under management or administration in our Wealth Management Group was $2.203 billion as of March 31, 2025, including $305.5 million of assets under management or administration for the Corporation, compared to $2.212 billion as of December 31, 2024, including $301.9 million of assets under management or administration for the Corporation, a decrease of $9.5 million, or 0.4%. Excluding assets under management or administration for the Corporation, total market value of Wealth Management Group assets decreased $13.1 million, or 0.7%, largely due to declines in financial markets during the first quarter of 2025.

    As previously announced on January 8, 2021, the Corporation’s Board of Directors approved a stock repurchase program. Under the repurchase program, the Corporation may repurchase up to 250,000 shares of its common stock, or approximately 5% of its then outstanding shares. The repurchase program permits shares to be repurchased in open market or privately negotiated transactions, through block trades, and pursuant to any trading plan that may be adopted in accordance with Rule 10b5-1 of the Securities Exchange Act of 1934. As of March 31, 2025, a total of 49,184 shares of common stock at a total cost of $2.0 million were repurchased by the Corporation under its share repurchase program. No shares were repurchased in the first quarter of 2025. The weighted average cost was $40.42 per share repurchased. Remaining buyback authority under the share repurchase program was 200,816 shares as of March 31, 2025.

    About Chemung Financial Corporation

    Chemung Financial Corporation is a $2.8 billion financial services holding company headquartered in Elmira, New York and operates 30 retail offices through its principal subsidiary, Chemung Canal Trust Company, a full service community bank with trust powers. Established in 1833, Chemung Canal Trust Company is the oldest locally-owned and managed community bank in New York State. Chemung Financial Corporation is also the parent of CFS Group, Inc., a financial services subsidiary offering non-traditional services including mutual funds, annuities, brokerage services, tax preparation services, and insurance.

    This press release may be found at: www.chemungcanal.com under Investor Relations.

    Forward-Looking Statements

    This press release may contain forward-looking statements within the meaning of Section 27A of the Securities Act, Section 21E of the Securities Exchange Act, and the Private Securities Litigation Reform Act of 1995. The Corporation intends its forward-looking statements to be covered by the safe harbor provisions for forward-looking statements in this press release. All statements regarding the Corporation’s expected financial position and operating results, the Corporation’s business strategy, the Corporation’s financial plans, forecasted demographic and economic trends relating to the Corporation’s industry and similar matters are forward-looking statements. These statements can sometimes be identified by the Corporation’s use of forward-looking words such as “may,” “will,” “anticipate,” “estimate,” “expect,” or “intend.” The Corporation cannot guarantee that its expectations in such forward-looking statements will turn out to be correct. The Corporation’s actual results could be materially different from expectations because of various factors, including changes in economic conditions or interest rates, credit risk, inflation, tariffs, cybersecurity risks, changes in FDIC assessments, bank failures, difficulties in managing the Corporation’s growth, competition, changes in law or the regulatory environment, and changes in general business and economic trends.

    Information concerning these and other factors, including Risk Factors, can be found in the Corporation’s periodic filings with the Securities and Exchange Commission (“SEC”), including the 2024 Annual Report on Form 10-K. These filings are available publicly on the SEC’s website at http://www.sec.gov, on the Corporation’s website at http://www.chemungcanal.com or upon request from the Corporate Secretary at (607) 737-3746. Except as otherwise required by law, the Corporation undertakes no obligation to publicly update or revise its forward-looking statements, whether as a result of new information, future events, or otherwise.

     
    Chemung Financial Corporation
    Consolidated Balance Sheets (Unaudited)
        March 31,   Dec. 31,   Sept. 30,   June 30,   March 31,
    (in thousands)   2025   2024   2024   2024   2024
    ASSETS                    
    Cash and due from financial institutions   $ 32,087     $ 26,224     $ 36,247     $ 23,184     $ 22,984  
    Interest-earning deposits in other financial institutions     21,348       20,811       44,193       47,033       71,878  
    Total cash and cash equivalents     53,435       47,035       80,440       70,217       94,862  
                                             
    Equity investments     3,249       3,235       3,244       3,090       3,093  
                                             
    Securities available for sale     528,327       531,442       554,575       550,927       566,028  
    Securities held to maturity     808       808       657       657       785  
    FHLB and FRB stock, at cost     8,040       9,117       4,189       5,506       4,071  
    Total investment securities     537,175       541,367       559,421       557,090       570,884  
                                             
    Commercial     1,555,988       1,516,525       1,464,205       1,445,258       1,425,437  
    Residential mortgage     275,448       274,979       274,099       271,620       277,246  
    Consumer     266,200       279,915       290,650       294,594       300,927  
    Loans, net of deferred loan fees     2,097,636       2,071,419       2,028,954       2,011,472       2,003,610  
    Allowance for credit losses     (22,522 )     (21,388 )     (21,441 )     (21,031 )     (20,471 )
    Loans, net     2,075,114       2,050,031       2,007,513       1,990,441       1,983,139  
                                             
    Loans held for sale     284       —       —       381       96  
    Premises and equipment, net     16,222       16,375       14,915       14,731       14,183  
    Operating lease right-of-use assets     5,332       5,446       5,637       5,827       6,018  
    Goodwill     21,824       21,824       21,824       21,824       21,824  
    Accrued interest receivable and other assets     84,090       90,834       81,221       92,212       90,791  
    Total assets   $ 2,796,725     $ 2,776,147     $ 2,774,215     $ 2,755,813     $ 2,784,890  
                                             
    LIABILITIES AND SHAREHOLDERS’ EQUITY                    
    Deposits:                    
    Non interest-bearing demand deposits   $ 619,645     $ 625,762     $ 616,126     $ 619,192     $ 656,330  
    Interest-bearing demand deposits     339,790       306,536       349,383       328,370       315,154  
    Money market deposits     625,505       595,123       630,870       613,131       631,350  
    Savings deposits     249,541       245,550       242,911       248,528       248,578  
    Time deposits     598,915       623,912       611,831       606,700       629,360  
    Total deposits     2,433,396       2,396,883       2,451,121       2,415,921       2,480,772  
                                             
    Advances and other debt     88,701       112,889       53,757       83,835       52,979  
    Operating lease liabilities     5,516       5,629       5,820       6,009       6,197  
    Accrued interest payable and other liabilities     40,806       45,437       42,863       48,826       47,814  
    Total liabilities     2,568,419       2,560,838       2,553,561       2,554,591       2,587,762  
                                             
    Shareholders’ equity                  
    Common stock   53       53       53       53       53  
    Additional paid-in capital   48,157       48,783       48,457       48,102       47,794  
    Retained earnings   252,195       247,705       243,266       239,021       235,506  
    Treasury stock, at cost   (15,180 )     (16,167 )     (15,987 )     (16,043 )     (16,147 )
    Accumulated other comprehensive loss   (56,919 )     (65,065 )     (55,135 )     (69,911 )     (70,078 )
    Total shareholders’ equity   228,306       215,309       220,654       201,222       197,128  
    Total liabilities and shareholders’ equity $ 2,796,725     $ 2,776,147     $ 2,774,215     $ 2,755,813     $ 2,784,890  
                                           
    Period-end shares outstanding     4,807       4,771       4,774       4,772       4,768  
                         
     
    Chemung Financial Corporation
    Consolidated Statements of Income (Unaudited)
        Three Months Ended March 31,   Percent
    Change
    (in thousands, except per share data)   2025   2024  
    Interest and dividend income:            
    Loans, including fees   $ 28,099     $ 27,198     3.3  
    Taxable securities     3,023       3,557     (15.0 )
    Tax exempt securities     251       258     (2.7 )
    Interest-earning deposits     325       206     57.8  
    Total interest and dividend income     31,698       31,219     1.5  
                 
    Interest expense:            
    Deposits     11,156       12,145     (8.1 )
    Borrowed funds     725       985     (26.4 )
    Total interest expense     11,881       13,130     (9.5 )
                 
    Net interest income     19,817       18,089     9.6  
    Provision (credit) for credit losses     1,092       (2,040 )   153.5  
    Net interest income after provision for credit losses     18,725       20,129     (7.0 )
                 
    Non-interest income:            
    Wealth management group fee income     2,867       2,703     6.1  
    Service charges on deposit accounts     1,120       949     18.0  
    Interchange revenue from debit card transactions     1,037       1,063     (2.4 )
    Change in fair value of equity investments     (47 )     101     N/M  
    Net gains on sales of loans held for sale     40       32     25.0  
    Net gains (losses) on sales of other real estate owned     (11 )     —     N/M  
    Income from bank owned life insurance     8       9     (11.1 )
    Other     875       800     9.4  
    Total non-interest income     5,889       5,657     4.1  
                 
    Non-interest expense:            
    Salaries and wages     7,209       7,016     2.8  
    Pension and other employee benefits     1,922       2,082     (7.7 )
    Other components of net periodic pension and postretirement benefits     (113 )     (232 )   51.3  
    Net occupancy     1,533       1,493     2.7  
    Furniture and equipment     373       398     (6.3 )
    Data processing     2,534       2,573     (1.5 )
    Professional services     638       559     14.1  
    Marketing and advertising     339       345     (1.7 )
    Other real estate owned expense     11       49     N/M  
    FDIC insurance     439       577     (23.9 )
    Loan expense     278       255     9.0  
    Other     1,764       1,583     11.4  
    Total non-interest expense     16,927       16,698     1.4  
                 
    Income before income tax expense     7,687       9,088     (15.4 )
    Income tax expense     1,664       2,038     (18.4 )
    Net income   $ 6,023     $ 7,050     (14.6 )
                 
    Basic and diluted earnings per share   $ 1.26     $ 1.48      
    Cash dividends declared per share   $ 0.32     $ 0.31      
    Average basic and diluted shares outstanding     4,791       4,764      
                 
                 
    N/M – Not Meaningful
     
         
    Chemung Financial Corporation   As of or for the Three Months Ended
    Consolidated Financial Highlights (Unaudited)   March 31,   Dec. 31,   Sept. 30,   June 30,   March 31,
    (in thousands, except per share data)   2025   2024   2024   2024   2024
    RESULTS OF OPERATIONS                    
    Interest income   $ 31,698     $ 32,597     $ 32,362     $ 31,386     $ 31,219  
    Interest expense     11,881       12,776       13,974       13,625       13,130  
    Net interest income     19,817       19,821       18,388       17,761       18,089  
    Provision (credit) for credit losses     1,092       551       564       879       (2,040 )
    Net interest income after provision for credit losses     18,725       19,270       17,824       16,882       20,129  
    Non-interest income     5,889       6,056       5,919       5,598       5,657  
    Non-interest expense     16,927       17,823       16,510       16,219       16,698  
    Income before income tax expense     7,687       7,503       7,233       6,261       9,088  
    Income tax expense     1,664       1,589       1,513       1,274       2,038  
    Net income   $ 6,023     $ 5,914     $ 5,720     $ 4,987     $ 7,050  
                                             
    Basic and diluted earnings per share   $ 1.26     $ 1.24     $ 1.19     $ 1.05     $ 1.48  
    Average basic and diluted shares outstanding     4,791       4,774       4,773       4,770       4,764  
    PERFORMANCE RATIOS                    
    Return on average assets     0.88 %     0.85 %     0.83 %     0.73 %     1.04 %
    Return on average equity     10.96 %     10.73 %     10.81 %     10.27 %     14.48 %
    Return on average tangible equity (a)     12.15 %     11.92 %     12.07 %     11.56 %     16.29 %
    Efficiency ratio (unadjusted) (e)     65.85 %     68.88 %     67.92 %     69.43 %     70.32 %
    Efficiency ratio (adjusted) (a)     65.64 %     68.64 %     67.69 %     69.19 %     70.07 %
    Non-interest expense to average assets     2.47 %     2.57 %     2.39 %     2.38 %     2.47 %
    Loans to deposits     86.20 %     86.42 %     82.78 %     83.26 %     80.77 %
    YIELDS / RATES – Fully Taxable Equivalent                    
    Yield on loans     5.49 %     5.61 %     5.65 %     5.52 %     5.51 %
    Yield on investments     2.26 %     2.29 %     2.21 %     2.27 %     2.35 %
    Yield on interest-earning assets     4.72 %     4.79 %     4.78 %     4.69 %     4.70 %
    Cost of interest-bearing deposits     2.48 %     2.67 %     2.88 %     2.86 %     2.75 %
    Cost of borrowings     4.54 %     4.74 %     5.08 %     5.04 %     5.15 %
    Cost of interest-bearing liabilities     2.55 %     2.73 %     2.97 %     2.94 %     2.85 %
    Cost of funds     1.92 %     2.04 %     2.24 %     2.20 %     2.13 %
    Interest rate spread     2.17 %     2.06 %     1.81 %     1.75 %     1.85 %
    Net interest margin, fully taxable equivalent     2.96 %     2.92 %     2.72 %     2.66 %     2.73 %
    CAPITAL                    
    Total equity to total assets at end of period     8.16 %     7.76 %     7.95 %     7.30 %     7.08 %
    Tangible equity to tangible assets at end of period (a)     7.44 %     7.02 %     7.22 %     6.56 %     6.34 %
    Book value per share   $ 47.49     $ 45.13     $ 46.22     $ 42.17     $ 41.34  
    Tangible book value per share (a)     42.95       40.55       41.65       37.59       36.77  
    Period-end market value per share     47.57       48.81       48.02       48.00       42.48  
    Dividends declared per share     0.32       0.31       0.31       0.31       0.31  
    AVERAGE BALANCES                    
    Loans and loans held for sale (b)   $ 2,077,739     $ 2,046,270     $ 2,020,280     $ 2,009,823     $ 1,989,185  
    Interest-earning assets     2,729,661       2,711,995       2,699,968       2,699,402       2,681,059  
    Total assets     2,784,414       2,761,875       2,751,392       2,740,967       2,724,391  
    Deposits     2,445,597       2,446,662       2,410,735       2,419,169       2,402,215  
    Total equity     222,802       219,254       210,421       195,375       195,860  
    Tangible equity (a)     200,978       197,430       188,597       173,551       174,036  
    ASSET QUALITY                    
    Net charge-offs   $ 262     $ 594     $ 78     $ 306     $ 182  
    Non-performing loans (c)     9,881       8,954       10,545       8,195       7,835  
    Non-performing assets (d)     10,282       9,606       11,134       8,872       8,394  
    Allowance for credit losses     22,522       21,388       21,441       21,031       20,471  
    Annualized net charge-offs to average loans     0.05 %     0.12 %     0.02 %     0.06 %     0.04 %
    Non-performing loans to total loans     0.47 %     0.43 %     0.52 %     0.41 %     0.39 %
    Non-performing assets to total assets     0.37 %     0.35 %     0.40 %     0.32 %     0.30 %
    Allowance for credit losses to total loans     1.07 %     1.03 %     1.06 %     1.05 %     1.02 %
    Allowance for credit losses to non-performing loans     227.93 %     238.87 %     203.33 %     256.63 %     261.28 %
    (a) See the GAAP to Non-GAAP reconciliations.
    (b) Loans and loans held for sale do not reflect the allowance for credit losses.
    (c) Non-performing loans include non-accrual loans only.
    (d) Non-performing assets include non-performing loans plus other real estate owned and repossessed vehicles.
    (e)     Efficiency ratio (unadjusted) is non-interest expense divided by the total of net interest income plus non-interest income.
     
     
    Chemung Financial Corporation
    Average Consolidated Balance Sheets & Net Interest Income Analysis and Rate/Volume Analysis of Net Interest Income (Unaudited)
               
      Three Months Ended
    March 31, 2025    		   Three Months Ended
    March 31, 2024    		   Three Months Ended
    March 31, 2025 vs. 2024
    (in thousands) Average
    Balance    		   Interest   Yield/
    Rate    		   Average
    Balance    		   Interest   Yield/
    Rate    		   Total
    Change    		   Due to
    Volume    		   Due to
    Rate
                                                                       
    Interest-earning assets:                                                                  
    Commercial loans $ 1,529,028     $ 21,696     5.75 %   $ 1,406,950     $ 20,642     5.90 %   $ 1,054     $ 1,620     $ (566 )
    Residential mortgage loans   275,524       2,701     3.98 %     277,661       2,597     3.74 %     104       (24 )     128  
    Consumer loans   273,187       3,751     5.57 %     304,574       4,016     5.30 %     (265 )     (449 )     184  
    Taxable securities   584,614       3,026     2.10 %     633,294       3,560     2.26 %     (534 )     (278 )     (256 )
    Tax-exempt securities   37,758       279     3.00 %     40,266       282     2.82 %     (3 )     (19 )     16  
    Interest-earning deposits   29,550       325     4.46 %     18,314       206     4.52 %     119       122       (3 )
    Total interest-earning assets   2,729,661       31,778     4.72 %     2,681,059       31,303     4.70 %     475       972       (497 )
                                       
    Non interest-earning assets:                                  
    Cash and due from banks   26,055               25,255                      
    Other assets   50,256               40,665                      
    Allowance for credit losses   (21,558 )             (22,588 )                    
    Total assets $ 2,784,414             $ 2,724,391                      
                               
    Interest-bearing liabilities:                          
    Interest-bearing checking $ 336,162     $ 1,303   1.57 % $ 307,895     $ 1,335   1.74 % $ (32 )   $ 109     $ (141 )
    Savings and money market   858,937       3,866   1.83 %   865,113       4,266   1.98 %   (400 )     (34 )     (366 )
    Time deposits   514,884       4,704   3.71 %   481,965       4,904   4.09 %   (200 )     298       (498 )
    Brokered deposits   112,840       1,283   4.61 %   121,405       1,640   5.43 %   (357 )     (114 )     (243 )
    FHLBNY overnight advances   20,781       236   4.61 %   34,875       487   5.52 %   (251 )     (178 )     (73 )
    FRB advances and other debt   43,950       489   4.51 %   41,465       498   4.83 %   (9 )     27       (36 )
    Total interest-bearing liabilities   1,887,554       11,881   2.55 %   1,852,718       13,130   2.85 %   (1,249 )     108       (1,357 )
                               
    Non interest-bearing liabilities:                          
    Demand deposits   622,774           625,837                  
    Other liabilities   51,284           49,976                  
    Total liabilities   2,561,612           2,528,531                  
    Shareholders’ equity   222,802           195,860                  
    Total liabilities and shareholders’ equity $ 2,784,414         $ 2,724,391                  
                                                   
    Fully taxable equivalent net interest income       19,897           18,173     $ 1,724     $ 864     $ 860  
    Net interest rate spread (1)       2.17 %       1.85 %          
    Net interest margin, fully taxable equivalent (2)           2.96 %           2.73 %          
    Taxable equivalent adjustment       (80 )           (84 )              
    Net interest income     $ 19,817         $ 18,089              
                                       
    (1)  Net interest rate spread is the difference in the average yield on interest-earning assets less the average rate on interest-bearing liabilities.
    (2)  Net interest margin is the ratio of fully taxable equivalent net interest income divided by average interest-earning assets.
     

    Chemung Financial Corporation

    GAAP to Non-GAAP Reconciliations (Unaudited)

    The Corporation prepares its Consolidated Financial Statements in accordance with GAAP. See the Corporation’s unaudited consolidated balance sheets and statements of income contained within this press release. That presentation provides the reader with an understanding of the Corporation’s results that can be tracked consistently from period-to-period and enables a comparison of the Corporation’s performance with other companies’ GAAP financial statements.

    In addition to analyzing the Corporation’s results on a reported basis, management uses certain non-GAAP financial measures, because it believes these non-GAAP financial measures provide information to investors about the underlying operational performance and trends of the Corporation and, therefore, facilitate a comparison of the Corporation with the performance of other companies. Non-GAAP financial measures used by the Corporation may not be comparable to similarly named non-GAAP financial measures used by other companies.

    The SEC has adopted Regulation G, which applies to all public disclosures, including earnings releases, made by registered companies that contain “non-GAAP financial measures.” Under Regulation G, companies making public disclosures containing non-GAAP financial measures must also disclose, along with each non-GAAP financial measure, certain additional information, including a reconciliation of the non-GAAP financial measure to the closest comparable GAAP financial measure and a statement of the Corporation’s reasons for utilizing the non-GAAP financial measure as part of its financial disclosures. The SEC has exempted from the definition of “non-GAAP financial measures” certain commonly used financial measures that are not based on GAAP. When these exempted measures are included in public disclosures, supplemental information is not required. The following measures used in this Report, which are commonly utilized by financial institutions, have not been specifically exempted by the SEC and may constitute “non- GAAP financial measures” within the meaning of the SEC’s rules, although we are unable to state with certainty that the SEC would so regard them.

    Fully Taxable Equivalent Net Interest Income and Net Interest Margin

    Net interest income is commonly presented on a tax-equivalent basis. That is, to the extent that some component of the institution’s net interest income, which is presented on a before-tax basis, is exempt from taxation (e.g., is received by the institution as a result of its holdings of state or municipal obligations), an amount equal to the tax benefit derived from that component is added to the actual before-tax net interest income total. This adjustment is considered helpful in comparing one financial institution’s net interest income to that of other institutions or in analyzing any institution’s net interest income trend line over time, to correct any analytical distortion that might otherwise arise from the fact that financial institutions vary widely in the proportions of their portfolios that are invested in tax- exempt securities, and that even a single institution may significantly alter over time the proportion of its own portfolio that is invested in tax-exempt obligations. Moreover, net interest income is itself a component of a second financial measure commonly used by financial institutions, net interest margin, which is the ratio of net interest income to average interest-earning assets. For purposes of this measure as well, fully taxable equivalent net interest income is generally used by financial institutions, as opposed to actual net interest income, again to provide a better basis of comparison from institution to institution and to better demonstrate a single institution’s performance over time. The Corporation follows these practices.

                         
        As of or for the Three Months Ended
    (in thousands, except ratio data)   March 31,
    2025    		   Dec. 31,
    2024    		   Sept. 30,
    2024    		   June 30,
    2024    		   March 31,
    2024
    NET INTEREST MARGIN – FULLY TAXABLE EQUIVALENT                                        
    Net interest income (GAAP)   $ 19,817     $ 19,821     $ 18,388     $ 17,761     $ 18,089  
    Fully taxable equivalent adjustment     80       88       83       81       84  
    Fully taxable equivalent net interest income (non-GAAP)   $ 19,897     $ 19,909     $ 18,471     $ 17,842     $ 18,173  
                                             
    Average interest-earning assets (GAAP)   $ 2,729,661     $ 2,711,995     $ 2,699,968     $ 2,699,402     $ 2,681,059  
                                             
    Net interest margin – fully taxable equivalent (non-GAAP)     2.96 %     2.92 %     2.72 %     2.66 %     2.73 %
                                             

    Efficiency Ratio

    The unadjusted efficiency ratio is calculated as non-interest expense divided by total revenue (net interest income and non-interest income). The adjusted efficiency ratio is a non-GAAP financial measure which represents the Corporation’s ability to turn resources into revenue and is calculated as non-interest expense divided by total revenue (fully taxable equivalent net interest income and non-interest income), adjusted for one-time occurrences and amortization. This measure is meaningful to the Corporation, as well as investors and analysts, in assessing the Corporation’s productivity measured by the amount of revenue generated for each dollar spent.

         
        As of or for the Three Months Ended
    (in thousands, except ratio data)   March 31,
    2025    		   Dec. 31,
    2024    		   Sept. 30,
    2024    		   June 30,
    2024    		   March 31,
    2024
    EFFICIENCY RATIO                                        
    Net interest income (GAAP)   $ 19,817     $ 19,821     $ 18,388     $ 17,761     $ 18,089  
    Fully taxable equivalent adjustment     80       88       83       81       84  
    Fully taxable equivalent net interest income (non-GAAP)   $ 19,897     $ 19,909     $ 18,471     $ 17,842     $ 18,173  
                                             
    Non-interest income (GAAP)   $ 5,889     $ 6,056     $ 5,919     $ 5,598     $ 5,657  
                                             
    Non-interest expense (GAAP)   $ 16,927     $ 17,823     $ 16,510     $ 16,219     $ 16,698  
                                             
    Efficiency ratio (unadjusted)     65.85 %     68.88 %     67.92 %     69.43 %     70.32 %
    Efficiency ratio (adjusted)     65.64 %     68.64 %     67.69 %     69.19 %     70.07 %
                                             

    Tangible Equity and Tangible Assets (Period-End)

    Tangible equity, tangible assets, and tangible book value per share are each non-GAAP financial measures. Tangible equity represents the Corporation’s stockholders’ equity, less goodwill and intangible assets. Tangible assets represents the Corporation’s total assets, less goodwill and other intangible assets. Tangible book value per share represents the Corporation’s tangible equity divided by common shares at period-end. These measures are meaningful to the Corporation, as well as investors and analysts, in assessing the Corporation’s use of equity.

         
        As of or for the Three Months Ended
    (in thousands, except per share and ratio data)   March 31,
    2025    		   Dec. 31,
    2024    		   Sept. 30,
    2024    		   June 30,
    2024    		   March 31,
    2024
    TANGIBLE EQUITY AND TANGIBLE ASSETS                    
    (PERIOD END)                                        
    Total shareholders’ equity (GAAP)   $ 228,306     $ 215,309     $ 220,654     $ 201,222     $ 197,128  
    Less: intangible assets     (21,824 )     (21,824 )     (21,824 )     (21,824 )     (21,824 )
    Tangible equity (non-GAAP)   $ 206,482     $ 193,485     $ 198,830     $ 179,398     $ 175,304  
                                             
    Total assets (GAAP)   $ 2,796,725     $ 2,776,147     $ 2,774,215     $ 2,755,813     $ 2,784,890  
    Less: intangible assets     (21,824 )     (21,824 )     (21,824 )     (21,824 )     (21,824 )
    Tangible assets (non-GAAP)   $ 2,774,901     $ 2,754,323     $ 2,752,391     $ 2,733,989     $ 2,763,066  
                                             
    Total equity to total assets at end of period (GAAP)     8.16 %     7.76 %     7.95 %     7.30 %     7.08 %
    Book value per share (GAAP)   $ 47.49     $ 45.13     $ 46.22     $ 42.17     $ 41.34  
                                             
    Tangible equity to tangible assets at end of period (non-GAAP)     7.44 %     7.02 %     7.22 %     6.56 %     6.34 %
    Tangible book value per share (non-GAAP)   $ 42.95     $ 40.55     $ 41.65     $ 37.59     $ 36.77  
                                             

    Tangible Equity (Average)

    Average tangible equity and return on average tangible equity are each non-GAAP financial measures. Average tangible equity represents the Corporation’s average stockholders’ equity, less average goodwill and intangible assets for the period. Return on average tangible equity measures the Corporation’s earnings as a percentage of average tangible equity. These measures are meaningful to the Corporation, as well as investors and analysts, in assessing the Corporation’s use of equity.

                         
        As of or for the Three Months Ended
    (in thousands, except ratio data)   March 31,
    2025    		   Dec. 31,
    2024    		   Sept. 30,
    2024    		   June 30,
    2024    		   March 31,
    2024
    TANGIBLE EQUITY (AVERAGE)                                        
    Total average shareholders’ equity (GAAP)   $ 222,802     $ 219,254     $ 210,421     $ 195,375     $ 195,860  
    Less: average intangible assets     (21,824 )     (21,824 )     (21,824 )     (21,824 )     (21,824 )
    Average tangible equity (non-GAAP)   $ 200,978     $ 197,430     $ 188,597     $ 173,551     $ 174,036  
                                             
    Return on average equity (GAAP)     10.96 %     10.73 %     10.81 %     10.27 %     14.48 %
    Return on average tangible equity (non-GAAP)     12.15 %     11.92 %     12.07 %     11.56 %     16.29 %
                         

    Adjustments for Certain Items of Income or Expense

    In addition to disclosures of certain GAAP financial measures, including net income, EPS, ROA, and ROE, we may also provide comparative disclosures that adjust these GAAP financial measures for a particular period by removing from the calculation thereof the impact of certain transactions or other material items of income or expense occurring during the period, including certain nonrecurring items. The Corporation believes that the resulting non-GAAP financial measures may improve an understanding of its results of operations by separating out any such transactions or items that may have had a disproportionate positive or negative impact on the Corporation’s financial results during the particular period in question. In the Corporation’s presentation of any such non-GAAP (adjusted) financial measures not specifically discussed in the preceding paragraphs, the Corporation supplies the supplemental financial information and explanations required under Regulation G.

         
        As of or for the Three Months Ended
    (in thousands, except per share and ratio data)   March 31,
    2025    		   Dec. 31,
    2024    		   Sept. 30,
    2024    		   June 30,
    2024    		   March 31,
    2024
    NON-GAAP NET INCOME                                        
    Reported net income (GAAP)   $ 6,023     $ 5,914     $ 5,720     $ 4,987     $ 7,050  
    Net (gains) losses on security transactions (net of tax)     —       —       —       —       —  
    Net income (non-GAAP)   $ 6,023     $ 5,914     $ 5,720     $ 4,987     $ 7,050  
                                             
    Average basic and diluted shares outstanding     4,791       4,774       4,773       4,770       4,764  
                                             
    Reported basic and diluted earnings per share (GAAP)   $ 1.26     $ 1.24     $ 1.19     $ 1.05     $ 1.48  
    Reported return on average assets (GAAP)     0.88 %     0.85 %     0.83 %     0.73 %     1.04 %
    Reported return on average equity (GAAP)     10.96 %     10.73 %     10.81 %     10.27 %     14.48 %
                                             
    Basic and diluted earnings per share (non-GAAP)   $ 1.26     $ 1.24     $ 1.19     $ 1.05     $ 1.48  
    Return on average assets (non-GAAP)     0.88 %     0.85 %     0.83 %     0.73 %     1.04 %
    Return on average equity (non-GAAP)     10.96 %     10.73 %     10.81 %     10.27 %     14.48 %
                                             

    Category: Financial

    Source: Chemung Financial Corp

    For further information contact:
    Dale M. McKim, III, EVP and CFO
    dmckim@chemungcanal.com
    Phone: 607-737-3714

    The MIL Network –

  • MIL-OSI USA: DHS Releases Bombshell Investigative Report on Kilmar Abrego Garcia Suspected Human Trafficking Incident

    Source: US Federal Emergency Management Agency

    Headline: DHS Releases Bombshell Investigative Report on Kilmar Abrego Garcia Suspected Human Trafficking Incident

    strong>WASHINGTON – Today, the Department of Homeland Security released a Homeland Security Investigations’ Combined Intelligence Unit (CIU) Investigative Referral report on Kilmar Abrego Garcia

      
    The report details the traffic stop encounter that led law enforcement officers to suspect Abrego Garcia of involvement in human trafficking

    The documents also reveal that law enforcement confirmed Abrego Garcia to be a Mara Salvatrucha (MS-13) gang member

    On Dec

    1, 2022, Abrego Garcia was stopped by the Tennessee Highway Patrol for speeding

    Upon approach to the vehicle, the encountering officer noted eight other individuals in the vehicle

    There was no luggage in the vehicle, leading the encountering officer to suspect this was a human trafficking incident

      Additionally, all the passengers gave the same home address as the subject’s home address

    During the interview, Abrego Garcia pretended to speak less English than he was capable of and attempted to put the encountering officer off-track by responding to questions with questions

    When asked what relationship he had with the registered owner of the vehicle, Abrego Garcia replied that the owner of the vehicle is his boss, and that he worked in construction

       
    “Kilmar Abrego Garcia is a MS-13 gang member, illegal alien from El Salvador, and suspected human trafficker

    The facts reveal he was pulled over with eight individuals in a car on an admitted three-day journey from Texas to Maryland with no luggage,” said Assistant Secretary Tricia McLaughlin

    “The facts speak for themselves, and they reek of human trafficking

    The media’s sympathetic narrative about this criminal illegal gang member has completely fallen apart

    We hear far too much about the gang members and criminals’ false sob stories and not enough about their victims

    ” 
    The encountering officer decided not to cite the subject for driving infractions but gave him a warning citation for driving with an expired driver’s license

    Abrego Garcia’s driver’s license was a MD “Limited Term Temporary” license

    The encountering officer gathered names of other occupants in vehicle but could not read their handwriting

    The officer did not pursue further information due to no citation being issued

      
    In 2019, the Prince Georges County Police Gang Unit validated Abrego Garcia as a member of the Mara Salvatrucha (MS-13) Gang

     
     
     

     
     

    ###

    MIL OSI USA News –

  • MIL-OSI USA: Lightweight Deployable Solar Reflectors

    Source: NASA

    ECF 2024 Quadchart Arya.pdf
    Manan Arya
    Stanford University
    This grant will design and develop lightweight, low-cost modular solar reflectors that can be stowed for transport in a compact volume. These reflectors can potentially be used to reflect and concentrate sunlight into a permanently shadowed area of the Moon where it could power photovoltaics. These reflectors could also potentially be used for concentrated photovoltaics for deep-space missions, solar thermal propulsion, or for thermal mining. The team will use recently developed origami design algorithms to allow for compact and reversible stowage of paraboloidal shell structures without any cuts or slits.
    Back to ECF 2024 Full List

    MIL OSI USA News –