MIL ASI Translation. Region: Polish/Europe –
Fuente: Gobierno de Polonia en poleco.
In September, we sold savings bonds worth PLN 5,775 million. In September, we sold the following bonds: 3-month (OTS1224) – PLN 127.8 million, 1-month (ROR0925) – PLN 1,881.1 million, 2-year (DOR0926) – PLN 415.9 million, 3-year (TOS0927) – PLN 2,087.0 million, 4-year (COI0928) – PLN 925.6 million, 10-year (EDO0934) – PLN 299.5 million. The most frequently purchased instruments were 3-year bonds – TOS. Individual buyers allocated PLN 2,087.0 million for their purchase (36% share in the sales structure). Interest was also enjoyed by 1-year bonds – ROR (33%) and 4-year – COI (16%). Next, savers chose 2-year bonds – DOR (7%) and 10-year – EDO (5%) and 3-month – OTS (2%). Customers allocated nearly PLN 38.4 million for the purchase of family bonds dedicated to beneficiaries of the Family 800 program. Family bonds are directed exclusively to people receiving benefits under the Family 800 program, who want to save for the future needs of their children. The beneficiaries of the program have different obligations depending on the amount of the childcare benefit granted. Family bonds are available for sale on an ongoing basis, so you can purchase them at any time. All types of bonds can be purchased at PKO Bank Polski branches and Customer Service Points of the PKO Bank Polski Brokerage House and in the network of bond sales points of Bank Polska Kasa Opieki SA. Our bonds are also constantly available online in bank services and the PeoPay mobile application.
September – most frequently chosen bonds
In September, our clients allocated nearly PLN 5.8 billion for the purchase of retail bonds. The greatest interest was enjoyed by 3-year TOS bonds with a fixed interest rate – 36% share in sales. Another eagerly chosen savings product from our offer were 1-year bonds with a variable interest rate, based on the reference rate of the National Bank of Poland, which constituted 33% of the total sales value.
– comments Jurand Drop, Undersecretary of State in the Ministry of Finance. October is the month of saving
October 31st is World Savings Day, which is to remind us how important it is to manage our finances wisely and consciously. It is worth making generating and increasing savings a permanent element of household budgets. Treasury bonds support diez processors. All you need to do is choose the type of bond in which you want to invest your funds, deposit them and the rest is done automatically, without any additional costs. The registration account where our instruments are recorded is kept free of charge. Depending on the selected bond, interest is paid on an ongoing basis – during the life of the bond or at the end of the selected period. The maintenance-free nature of bonds is a great benefit for our clients, who can devote the time saved to other activities.
– adds Minister Gota.Savings bonds in retail sales
Type of bond
Offer de Details (sale from October 1-31)
Selling price
OTS01253-monthly
Three-month bonds are bonds with a fixed interest rate of 3.00% per annum. Interest is calculated on the value of PLN 100, and interest is paid after the end of saving (after three months from the date of purchase).
PLN 100100.00 PLN when exchanging
ROR10251-annual
Annual bonds are variable-rate bonds. In the first month, the interest rate is 5.75% per annum. In subsequent monthly interest periods, the interest rate is equal to the NBP reference rate and a fixed margin of 0.00%. Interest is paid monthly.
PLN 10099.90 PLN when exchanging
DOR10262-year-old
Two-year bonds are variable-rate bonds. In the first month, the interest rate is 5.90% per annum. In subsequent monthly interest periods, the interest rate is equal to the NBP reference rate and a fixed margin of 0.15%. Interest is paid monthly.
100 PLN99.90 PLN when exchanging
TOS10273-year-old
Three-year bonds are bonds with a fixed interest rate of 5.95% per annum. In the first year, interest is calculated from the value of PLN 100, and in subsequent years from the value increased by the interest for the previous year (so-called capitalization of interest). Interest is paid after the savings have ended.
100 PLN99.90 PLN when exchanging
COI10284-year-old
Four-year bonds are bonds that pay interest based on inflation.1 The interest rate in the first year of saving is 6.30%. In subsequent years, the interest rate is equal to inflation plus a fixed margin of 1.50%. Interest is paid after each year of saving.
100 PLN99.90 PLN when exchanging
EDO103410 summer
Ten-year bonds are bonds whose interest rate is based on inflation1. The interest rate in the first year of saving is 6.55%. In subsequent years, the interest rate is equal to inflation and a fixed margin of 2.00%. In the first year, interest is calculated on the value of PLN 100, and in subsequent years on the value increased by the interest calculated for the previous year (so-called capitalization of interest). Interest is paid after the savings are completed.
100 PLN99.90 PLN when exchanging
ROS10306-year family bond
Family Six-Year Bonds are bonds intended for beneficiaries of the Family 800 program. Their interest rate is preferential in relation to the bond included in the standard offer and is based on inflation1. The interest rate in the first year of saving is 6.50%. In the following years, the interest rate is equal to inflation and a fixed margin of 2.00%. In the first year, interest is calculated from the value of PLN 100, and in the following years from the value increased by the interest calculated for the previous year (so-called capitalization of interest). Interest is paid after the savings are completed.
100 PLN
ROD103612 summer family obligation
Family Twelve-Year Bonds are bonds intended for beneficiaries of the Family 800 program. Their interest rate is preferential in relation to the bond included in the standard offer and is based on inflation1. The interest rate in the first year of saving is 6.80%. In the following years, the interest rate is equal to inflation and a fixed margin of 2.50%. In the first year, interest is calculated from the value of PLN 100, and in the following years from the value increased by the interest calculated for the previous year (so-called capitalization of interest). Interest is paid after the savings are completed.
100 PLN
1 the rate of increase in the prices of consumer goods and services, adopted for 12 months and announced by the President of the Central Statistical Office (GUS) in the month preceding the first month of a given interest period. How can I buy Treasury bonds? State Treasury bonds can be purchased: How to open an IKE-Bonds Account and an IKZE-Bonds Account? An IKE-Bonds Account or an IKZE-Bonds Account can be opened at any branch of PKO Bank Polski or POK of the PKO BP Brokerage House. You can also obtain remote access to your IKE- and IKZE-Bonds Account under the terms and conditions specified in the “Regulations on the use of access to the Registered Account in the field of Treasury bonds via telephone or the Internet”.
EDITOR’S NOTE: This article is a translation. Apologies should the grammar and/or sentence structure not be perfect.