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MIL-OSI USA: President Donald J. Trump Approves Major Disaster Declaration for Michigan

Source: US Federal Emergency Management Agency

Headline: President Donald J

Trump Approves Major Disaster Declaration for Michigan

President Donald J

Trump Approves Major Disaster Declaration for Michigan

WASHINGTON – FEMA announced that federal disaster assistance is available to the state of Michigan to supplement recovery efforts in the areas affected by the severe winter storm from March 28-30, 2025

Public Assistance federal funding is available to the state, tribal and eligible local governments and certain private nonprofit organizations on a cost-sharing basis for emergency work and the repair and replacement of eligible facilities damaged by the severe winter storm in Alcona, Alpena, Antrim, Charlevoix, Cheboygan, Crawford, Emmet, Kalkaska, Mackinac, Montmorency, Oscoda, Otsego and Presque Isle counties and the Little Traverse Bay Bands of Odawa Indians

Darrin Ricketts has been named as the Federal Coordinating Officer for federal recovery operations in the affected area

Additional designations may be made at a later date if requested by the state and warranted by the results of further damage assessments

amy

ashbridge
Wed, 07/23/2025 – 19:59

MIL OSI USA News –

July 24, 2025
MIL-OSI USA: President Donald J. Trump Approves Major Disaster Declaration for Indiana

Source: US Federal Emergency Management Agency

Headline: President Donald J

Trump Approves Major Disaster Declaration for Indiana

President Donald J

Trump Approves Major Disaster Declaration for Indiana

WASHINGTON — FEMA announced that federal disaster assistance is available to the state of Indiana to supplement recovery efforts in the areas affected by severe storms, straight-line winds, tornadoes and flooding from March 30 – April 9, 2025

Public Assistance federal funding is available to the state, tribal and eligible local governments and certain private nonprofit organizations on a cost-sharing basis for emergency work and the repair and replacement of facilities damaged by the severe storms, straight-line winds, tornadoes and flooding in Bartholomew, Brown, Clark, Crawford, Decatur, Floyd, Franklin, Greene, Harrison, Jefferson, Lawrence, Madison, Marshall, Martin, Montgomery, Morgan, Orange, Owen, Perry, Switzerland, Vanderburgh, Warrick and Washington counties

Joseph P

Cirone has been named as the Federal Coordinating Officer for federal recovery operations in the affected area

Additional designations may be made at a later date if requested by the state and warranted by the results of further damage assessments

erika

suzuki
Wed, 07/23/2025 – 20:01

MIL OSI USA News –

July 24, 2025
MIL-OSI USA: President Donald J. Trump Approves Major Disaster Declaration for Oregon

Source: US Federal Emergency Management Agency

Headline: President Donald J

Trump Approves Major Disaster Declaration for Oregon

President Donald J

Trump Approves Major Disaster Declaration for Oregon

WASHINGTON — FEMA announced that federal disaster assistance is available to the state of Oregon to supplement recovery efforts in the areas affected by the severe storms, flooding, landslides and mudslides from March 13-20, 2025

Public Assistance federal funding is available to the state, tribal and eligible local governments and certain private nonprofit organizations on a cost-sharing basis for emergency work and the repair or replacement of facilities damaged by the severe storms, flooding, landslides and mudslides in Coos, Curry and Douglas counties

John F

Harrison has been named as the Federal Coordinating Officer for federal recovery operations in the affected area

Additional designations may be made at a later date if requested by the state and warranted by the results of further assessments

amy

ashbridge
Wed, 07/23/2025 – 20:14

MIL OSI USA News –

July 24, 2025
MIL-OSI USA: NASA Sets Launch Coverage for Earth-Tracking NISAR Satellite

Source: NASA

NASA will provide live coverage of launch activities for NISAR (NASA-ISRO Synthetic Aperture Radar), which is set to lift off at 8:10 a.m. EDT (5:40 p.m. IST), Wednesday, July 30, from Satish Dhawan Space Centre on India’s southeastern coast.
A collaboration between NASA and the Indian Space Research Organisation (ISRO), the first-of-its-kind satellite will lift off aboard an ISRO Geosynchronous Satellite Launch Vehicle on a mission to scan nearly all the Earth’s land and ice surfaces twice every 12 days.
Watch live coverage of the launch on NASA+ and the agency’s YouTube channel. Learn how to watch NASA content through a variety of platforms, including social media.
With its two radar instruments — an S-band system provided by ISRO and an L-band system provided by NASA — the NISAR mission will provide high-resolution data to help decision-makers, communities, and scientists monitor major infrastructure, agricultural fields, and movement of land and ice surfaces.
Hailed as a critical part of a pioneering year for United States – India civil space cooperation by President Trump and Prime Minister Modi during their visit in Washington in February, the NISAR launch will advance U.S. – India cooperation and benefit the U.S. in areas such as agriculture and preparation and response to disasters like hurricanes, floods, and volcanic eruptions.
NASA’s mission coverage is as follows (all times Eastern and subject to change based on real-time operations):
Monday, July 28
12 p.m. – Prelaunch teleconference with the following participants:

Karen St. Germain, director of Earth science, NASA Headquarters
Gerald Bawden, NISAR program scientist, NASA Headquarters
Shanna McClain, Disasters program manager, NASA Headquarters
Phil Barela, NISAR project manager, NASA Jet Propulsion Laboratory (JPL)
Marco Lavalle, NISAR deputy project scientist, NASA JPL

The teleconference will stream on JPL’s YouTube Channel.
Members of the media may ask questions via phone during the teleconference. To register, media must provide their name and affiliation by 4 p.m. on Sunday, July 27, to Rexana Vizza at: rexana.v.vizza@jpl.nasa.gov. Questions may also be asked via social media with the hashtag #AskNISAR.
Wednesday, July 30
7 a.m. – Launch coverage begins on NASA+ and YouTube.
The launch broadcast begins from NASA’s Jet Propulsion Laboratory in Southern California, where the U.S. portion of the mission is managed.
Follow launch events on NASA’s NISAR blog.
Watch, Engage on Social Media
You can also stay connected by following and tagging these accounts:
X: @NASA, @NASAEarth, @NASAJPL
Facebook: NASA, NASA Earth, NASA JPL
Instagram: @NASA, @NASAEarth, @NASAJPL
Additional Resources
The NISAR press kit features deeper dives into the mission as well as its science and technology.
Explore NISAR videos as well as NISAR animations and b-roll media reel.
The NISAR mission is the first joint satellite mission between NASA and ISRO, marking a new chapter in the growing collaboration between the two space agencies. The launch of NISAR, years in the making, builds on a strong heritage of successful programs, including Chandrayaan-1 and the recent Axiom Mission-4, which saw ISRO and NASA astronauts living and working together aboard the International Space Station for the first time.
Learn more about the mission at:

NISAR

-end-
Elizabeth Vlock / Karen FoxHeadquarters, Washington202-358-1600elizabeth.a.vlock@nasa.gov / karen.c.fox@nasa.gov
Andrew Wang / Jane J. Lee Jet Propulsion Laboratory, Pasadena, Calif.626-379-6874 / 818-354-0307 andrew.wang@jpl.nasa.gov / jane.j.lee@jpl.nasa.gov

MIL OSI USA News –

July 24, 2025
MIL-OSI USA: NASA Scientist Finds Predicted Companion Star to Betelgeuse

Source: NASA

A century-old hypothesis that Betelgeuse, the 10th brightest star in our night sky, is orbited by a very close companion star was proved true by a team of astrophysicists led by a scientist at NASA’s Ames Research Center in California’s Silicon Valley.
The research published in The Astrophysical Journal Letters in the paper “Probable Direct Imaging Discovery of the Stellar Companion to Betelgeuse.”
Fluctuations in the brightness and measured velocity of Betelgeuse, the closest red supergiant star to Earth, had long presented clues that it may have a partner, but the bigger star’s intense glow made direct observations of any fainter neighbors nearly impossible.
Two recent studies by other teams of astronomers reignited the companion star hypothesis by using more than 100 years of Betelgeuse observations to provide predictions of the companion’s location and brightness.
If the smaller star did exist, the location predictions suggested that scientists had a window of just a few months to observe the companion star at its widest separation from Betelgeuse, as it orbited near the visible edge of the supergiant. After that, they would have to wait another three years for it to orbit to the other side and again leave the overpowering glow of its larger companion.
Searches for the companion were initially made using space-based telescopes, because observing through Earth’s atmosphere can blur images of astronomical objects. But these efforts did not detect the companion.
Steve Howell, a senior research scientist at Ames, recognized the ground-based Gemini North telescope in Hawai’i, one of the largest in the world, paired with a special, high-resolution camera built by NASA, had the potential to directly observe the close companion to Betelgeuse, despite the atmospheric blurring.
Officially called the ‘Alopeke speckle instrument, the advanced imaging camera let them obtain many thousands of short exposures to measure the atmospheric interference in their data and remove it with detailed image processing, providing an image of Betelgeuse and its companion.
Howell’s team detected the very faint companion star right where it was predicted to be, orbiting very close to the outer edge of Betelgeuse.
“I hope our discovery excites other astrophysicists about the robust power of ground-based telescopes and speckle imagers – a key to opening new observational windows,” said Howell. “This can help unlock the great mysteries in our universe.”
To start, this discovery of a close companion to Betelgeuse may explain why other similar red supergiant stars undergo periodic changes in their brightness on the scale of many years.
Howell plans to continue observations of Betelgeuse’s stellar companion to better understand its nature. The companion star will again return to its greatest separation from Betelgeuse in November 2027, a time when it will be easiest to detect.
Having found the long-anticipated companion star, Howell turned to giving it a name. The traditional star name “Betelgeuse” derives from Arabic, meaning “the hand of al-Jawza’,” a female figure in old Arabian legend. Fittingly, Howell’s team named the orbiting companion “Siwarha,” meaning “her bracelet.”

The NASA–National Science Foundation Exoplanet Observational Research Program (NN-EXPLORE) is a joint initiative to advance U.S. exoplanet science by providing the community with access to cutting-edge, ground-based observational facilities. Managed by NASA’s Exoplanet Exploration Program, NN-EXPLORE supports and enhances the scientific return of space missions such as Kepler, TESS (Transiting Exoplanet Survey Satellite), Hubble Space Telescope, and James Webb Space Telescope by enabling essential follow-up observations from the ground—creating strong synergies between space-based discoveries and ground-based characterization. NASA’s Exoplanet Exploration Program is located at the agency’s Jet Propulsion Laboratory.
To learn more about NN-EXPLORE, visit:
https://exoplanets.nasa.gov/exep/NNExplore/overview

MIL OSI USA News –

July 24, 2025
MIL-OSI USA: South Texas Disaster Assistance Deadline Has Passed but Help Still Available

Source: US Federal Emergency Management Agency

Headline: South Texas Disaster Assistance Deadline Has Passed but Help Still Available

South Texas Disaster Assistance Deadline Has Passed but Help Still Available

AUSTIN, Texas – The July 22 deadline to apply for FEMA disaster assistance has passed, but help is still available for those who sustained loss from the March 26-28 severe storms and floods in South Texas

Applicants should stay in touch with FEMA to ensure the disaster assistance process stays on track

Missing or incorrect information could result in delays in receiving assistance

Update contact information, report additional home damage or a delay in insurance claims in the following ways:Visit DisasterAssistance

govUse the FEMA mobile appCall the FEMA Helpline at 800-621-3362

Lines are open from 6 a

m

to 10 p

m

CT daily

If you use a relay service, captioned telephone or other service, you can give FEMA your number for that service

Helpline specialists speak many languages

Press 2 for Spanish

Visit any Disaster Recovery Center to receive in-person assistance

No appointment is needed

Recovery centers are open in Cameron, Hidalgo, Starr and Willacy counties

To find one close to you, use your ZIP code to search FEMA

gov/DRC

To view an accessible video on how to apply, visit What You Need to Know Before Applying for FEMA Assistance

For the latest information about Texas’ recovery, visit fema

gov/disaster/4871

Follow FEMA Region 6 on social media at x

com/FEMARegion6 and at facebook

com/FEMARegion6
toan

nguyen
Wed, 07/23/2025 – 19:44

MIL OSI USA News –

July 24, 2025
MIL-OSI USA: DLNR News Release – MAUNALUA BAY DREDGING SCHEDULED TO BEGIN JULY 28

Source: US State of Hawaii

DLNR News Release – MAUNALUA BAY DREDGING SCHEDULED TO BEGIN JULY 28

Posted on Jul 23, 2025 in Latest Department News, Newsroom

STATE OF HAWAIʻI

KA MOKU ʻĀINA O HAWAIʻI

JOSH GREEN, M.D.

GOVERNOR

KE KIAʻĀINA

DEPARTMENT OF LAND AND NATURAL RESOURCES

KA ‘OIHANA KUMUWAIWAI ‘ĀINA

DAWN N.S. CHANG

CHAIRPERSON

KA LUNA HOʻOKELE

MAUNALUA BAY DREDGING AND FACILITY IMPROVEMENTS SCHEDULED TO BEGIN JULY 28

FOR IMMEDIATE RELEASE

July 23, 2025

HONOLULU – Maintenance dredging and facility improvements are set to begin at the Maunalua Bay Boat Ramp in Hawai‘i Kai next week. The DLNR Division of Boating and Ocean Recreation (DOBOR) is hosting a pre-construction meeting this Friday, July 25 at 3 p.m. at the Maunalua Bay Boat Ramp Facility to present project details and information. All those interested are welcomed to attend.

Sand from dredging the boat ramp entrance channel will be reused and placed on adjacent eroded shorelines on both sides of the ramp. Sheet pile walls, commonly used in harbor construction for erosion control and as support structures, will be installed to contain the reused dredge material and prevent future erosion of the shoreline. Other seawall repairs will also take place.

“We’re excited to get started on this project, which will greatly benefit users who frequent Maunalua Bay and use the ramp regularly,” said DOBOR Administrator Meghan Statts. “We appreciate the significant community involvement in project planning that helped to optimize ramp access and take effective erosion resistance measures.”

DOBOR awarded the $6.8 million contract to American Marine Corporation with a start date of July 28. No closure of the boat ramp or entrance channel are anticipated throughout the duration of the project, though intermittent interruptions may occur. The contractor will work closely with users to ensure any impacts will be limited. Project completion is estimated for April 2026.

# # #

RESOURCES

(All images/video Courtesy: DLNR)

Video – Maunalua Bay Dredging and Facility Improvements – media clips (July 23, 2025):

https://www.dropbox.com/scl/fi/m8w3imlanfxa5il3l2efg/Maunalua-Bay-Boat-Ramp-Dredging-media-clips-July-23-2025.mov?rlkey=f9uf2s4v834xehmh81j2jkf57&st=obynis4f&dl=0

Photographs – Maunalua Bay Dredging and Facility Improvements (July 23, 2025):

https://www.dropbox.com/scl/fo/exo27yfknj4wlh4nvkaok/AO0Kk53whwjI_8joadN8-6A?rlkey=f4f5ms86bo2y65dgsdvkqtj0z&st=4h954q9o&dl=0

Media Contact:

Ryan Aguilar

Communications Specialist

Department of Land and Natural Resources, State of Hawai‘i

Phone: 808-587-0396

Email: [email protected]

MIL OSI USA News –

July 24, 2025
MIL-OSI USA: Office of the Governor — Travel Release — Gov. Green to Attend NGA Summer Meeting in Colorado

Source: US State of Hawaii

Office of the Governor — Travel Release — Gov. Green to Attend NGA Summer Meeting in Colorado

Posted on Jul 23, 2025 in Latest Department News, Newsroom, Office of the Governor Press Releases

STATE OF HAWAIʻI
KA MOKU ʻĀINA O HAWAIʻI

JOSH GREEN, M.D.
GOVERNOR
KE KIAʻĀINA

GOVERNOR GREEN TO ATTEND NATIONAL GOVERNORS ASSOCIATION SUMMER MEETING IN COLORADO

FOR IMMEDIATE RELEASE
July 23, 2025

HONOLULU – Governor Josh Green, M.D., will travel to Colorado for the National Governors Association (NGA) 2025 Summer Meeting on Wednesday, July 23. He will participate in panel discussions with education experts, economists and business leaders. As one of the NGA’s Public Health and Disaster Task Force co–chairs with Vermont Governor Phil Scott, Governor Green will facilitate a discussion with Center for Medicare & Medicaid Services Administrator Dr. Mehmet Oz. The session will cover how potential changes to federal health programs could affect states. He will return to Hawai‘i Sunday, July 27, 2025.

Lieutenant Governor Sylvia Luke will serve as acting Governor from the evening of July 23 until the afternoon of July 27.

# # #

Media Contacts:
Erika Engle
Press Secretary
Office of the Governor, State of Hawai‘i
Office: 808-586-0120
Email: [email protected]

Makana McClellan
Director of Communications
Office of the Governor, State of Hawaiʻi
Cell: 808-265-0083
Email: [email protected]

MIL OSI USA News –

July 24, 2025

MIL-OSI: Correction: Stabilization Notice – Pre Stab – Alstria HoldCo

Source: GlobeNewswire (MIL-OSI)

[24/07/25]

Not for distribution, directly or indirectly, in or into the United States or any jurisdiction in which such distribution would be unlawful.

[Alstria HoldCo]

Pre-stabilisation Period Announcement

BNP Paribas (contact: Stanford Hartman telephone: 0207 595 8222 hereby gives notice, as Stabilisation Coordinator, that the Stabilisation Manager(s) named below may stabilise the offer of the following securities in accordance with Commission Delegated Regulation EU/2016/1052 under the Market Abuse Regulation (EU/596/2014).

The securities:1
Issuer:	ALEXANDRITE LAKE LUX HOLDINGS S.A R.L., SAVOY LUXEMBURG HOLDINGS S.A R.L
Guarantor (if any):	N.A
Aggregate nominal amount:	300.000.000 EUR
Description:	SENIOR SECURED NOTES
Offer price:	TBC
Other offer terms:	N.A
Stabilisation:
Stabilisation Manager(s)	BNP PARIBAS, MS, CACIB, DB, SG, BOFA
Stabilisation period expected to start on:	24/07/2025
Stabilisation period expected to end no later than:	29/08/2025
Existence, maximum size and conditions of use of over‑allotment facility:	The Stabilisation Manager(s) may over‑allot the securities to the extent permitted in accordance with applicable law.
Stabilisation trading venue:	OTC

In connection with the offer of the above securities, the Stabilisation Manager(s) may over‑allot the securities or effect transactions with a view to supporting the market price of the securities during the stabilisation period at a level higher than that which might otherwise prevail. However, stabilisation may not necessarily occur and any stabilisation action, if begun, may cease at any time. Any stabilisation action or over‑allotment shall be conducted in accordance with all applicable laws and rules.

This announcement is for information purposes only and does not constitute an invitation or offer to underwrite, subscribe for or otherwise acquire or dispose of any securities of the Issuer in any jurisdiction.

This announcement and the offer of the securities to which it relates are only addressed to and directed at persons outside the United Kingdom and persons in the United Kingdom who have professional experience in matters related to investments or who are high net worth persons within Article 12(5) of the Financial Services and Markets Act 2000 (Financial Promotion) Order 2005 and must not be acted on or relied on by other persons in the United Kingdom.

In addition, if and to the extent that this announcement is communicated in, or the offer of the securities to which it relates is made in, the UK or any EEA Member State before the publication of a prospectus in relation to the securities which has been approved by the competent authority in the UK or that Member State in accordance with Regulation (EU) 2017/1129 (the “Prospectus Regulation”) (or which has been approved by a competent authority in another Member State and notified to the competent authority in the UK or that Member State in accordance with the Prospectus Regulation), this announcement and the offer are only addressed to and directed at persons in the UK or that Member State who are qualified investors within the meaning of the Prospectus Regulation (or who are other persons to whom the offer may lawfully be addressed) and must not be acted on or relied on by other persons in the UK or that Member State.

This announcement is not an offer of securities for sale into the United States. The securities have not been, and will not be, registered under the United States Securities Act of 1933 and may not be offered or sold in the United States absent registration or an exemption from registration. There will be no public offer of securities in the United States.

The MIL Network –

July 24, 2025

MIL-OSI: TransUnion Announces Second Quarter 2025 Results

Source: GlobeNewswire (MIL-OSI)

Exceeded second quarter 2025 financial guidance across all key financial metrics
Delivered 9 percent organic constant currency revenue growth (10 percent reported) led by U.S. Financial Services
De-levered to 2.8x Leverage Ratio at quarter-end and repurchased $47 million shares through mid-July
Raising 2025 financial guidance, we now expect to deliver 6 to 7 percent revenue growth for the year on both a reported and organic constant currency basis

CHICAGO, July 24, 2025 (GLOBE NEWSWIRE) — TransUnion (NYSE: TRU) (the “Company”) today announced financial results for the quarter ended June 30, 2025.

Second Quarter 2025 Results

Revenue:

Total revenue for the quarter was $1,140 million, an increase of 10 percent (10 percent on a constant currency basis and 9 percent on an organic constant currency basis), compared with the second quarter of 2024.

Earnings:

Net income attributable to TransUnion was $110 million for the quarter, compared with $85 million for the second quarter of 2024. Diluted earnings per share was $0.56, compared with $0.44 in the second quarter of 2024. Net income attributable to TransUnion margin was 9.6 percent, compared with 8.2 percent in the second quarter of 2024.
Adjusted Net Income was $213 million for the quarter, compared with $193 million for the second quarter of 2024. Adjusted Diluted Earnings per Share was $1.08, compared with $0.99 in the second quarter of 2024.
Adjusted EBITDA was $407 million for the quarter, compared with $377 million for the second quarter of 2024, an increase of 8 percent (8 percent on a constant currency basis). Adjusted EBITDA margin was 35.7 percent, compared with 36.2 percent in the second quarter of 2024.

“In the second quarter, TransUnion delivered strong results that again exceeded financial guidance,” said Chris Cartwright, President and CEO. “U.S. Markets revenue grew 10 percent, led by Financial Services and Insurance. International grew 6 percent on an organic constant currency basis, with India accelerating to 8 percent growth and Canada and Africa delivering double-digit growth.”

“We are raising our 2025 guidance, reflecting strong results in the first half of the year and ongoing business momentum, balanced against continuing market uncertainty. We now expect revenue growth of 6 to 7 percent.”

“After the last several years of investment, we are now focused on execution and value creation. Through our transformation, we now have more and better solutions than ever. We are already seeing the emerging benefits of our accelerated pace of innovation and believe we are well-positioned to drive a generation of industry-leading growth.”

Second Quarter 2025 Segment Results

Segment revenue and Adjusted EBITDA for the second quarter of 2025, which includes the revenue from Monevo in Consumer Interactive and United Kingdom and the corresponding Adjusted EBITDA in U.S. Markets and International, and the related growth rates compared with the second quarter of 2024 were as follows:

(in millions)	Second Quarter 2025		Reported Growth Rate		Constant Currency Growth Rate		Organic Constant Currency Growth Rate
U.S. Markets:
Financial Services	$	420	17	%	17	%	17	%
Emerging Verticals		324	5	%	5	%	5	%
Consumer Interactive		147	3	%	3	%	2	%
Total U.S. Markets Revenue	$	890	10	%	10	%	10	%

U.S. Markets Adjusted EBITDA	$	337	7	%	7	%	7	%

International:
Canada	$	42	9	%	10	%	10	%
Latin America		34	(1	)%	4	%	4	%
United Kingdom		67	19	%	13	%	5	%
Africa		18	15	%	14	%	14	%
India		67	5	%	8	%	8	%
Asia Pacific		24	(7	)%	(8	)%	(8	)%
Total International Revenue	$	253	7	%	7	%	6	%

International Adjusted EBITDA	$	108	7	%	8	%	8	%

Liquidity and Capital Resources

Cash and cash equivalents was $688 million at June 30, 2025 and $679 million at December 31, 2024.

For the six months ended June 30, 2025, cash provided by operating activities was $344 million, compared with $349 million in 2024. The decrease in cash provided by operating activities was primarily due to higher income tax payments, the timing of accounts receivable collections and higher bonus payouts, mostly offset by improved operating performance and lower interest expense in 2025 compared with 2024. For the six months ended June 30, 2025, cash used in investing activities was $224 million, compared with $127 million in 2024. The increase in cash used in investing activities was primarily due to our acquisition of Monevo, a current year investment in a note receivable and an increase in capital expenditures. For the six months ended June 30, 2025, capital expenditures were $145 million, compared with $131 million in 2024. Capital expenditures as a percent of revenue represented 7% and 6%, respectively, for the six months ended June 30, 2025 and 2024. For the six months ended June 30, 2025, cash used in financing activities was $127 million, compared with $150 million in 2024. Cash used in financing activities was lower primarily due to higher debt repayments in 2024, partially offset by stock buybacks in 2025.

Third Quarter and Full Year 2025 Outlook

Our guidance is based on a number of assumptions that are subject to change, many of which are outside of the control of the Company, including general macroeconomic conditions, interest rates and inflation. There are numerous evolving factors that we may not be able to accurately predict. There can be no assurance that the Company will achieve the results expressed by this guidance.

	Three Months Ended September 30, 2025						Twelve Months Ended December 31, 2025
(in millions, except per share data)	Low			High			Low			High
Revenue, as reported	$	1,115		$	1,135		$	4,432		$	4,472
Revenue growth¹:
As reported		3	%		5	%		6	%		7	%
Constant currency^{1, 2}		3	%		5	%		6	%		7	%
Organic constant currency^{1, 3}		2	%		4	%		6	%		7	%

Net income attributable to TransUnion	$	78		$	87		$	412		$	432
Net income attributable to TransUnion growth		14	%		28	%		45	%		52	%
Net income attributable to TransUnion margin		7.0	%		7.7	%		9.3	%		9.7	%

Diluted Earnings per Share	$	0.39		$	0.44		$	2.07		$	2.18
Diluted Earnings per Share growth		13	%		27	%		43	%		51	%

Adjusted EBITDA, as reported⁵	$	397		$	411		$	1,580		$	1,610
Adjusted EBITDA growth, as reported⁴		1	%		4	%		5	%		7	%
Adjusted EBITDA margin		35.6	%		36.2	%		35.7	%		36.0	%

Adjusted Diluted Earnings per Share⁵	$	0.99		$	1.04		$	4.03		$	4.14
Adjusted Diluted Earnings per Share growth	(5		)%		—	%		3	%		6	%

Additional revenue growth assumptions:

The impact of changing exchange rates is expected to have less than 0.5 point of headwind for Q3 2025 and less than 0.5 point of headwind for FY 2025.
The impact of the recent acquisition is expected to have approximately 1 point of benefit for Q3 2025 and approximately 0.5 point of benefit for FY 2025.
The impact of mortgage is expected to be approximately 2 points of benefit for Q3 2025 and 2 points of benefit for FY 2025.
Constant currency growth rates assume foreign currency exchange rates are consistent between years. This allows financial results to be evaluated without the impact of fluctuations in foreign currency exchange rates.
Organic constant currency growth rates are constant currency growth excluding inorganic growth. Inorganic growth represents growth attributable to the first twelve months of activity for recent business acquisitions.

Additional Adjusted EBITDA assumptions:

The impact of changing foreign currency exchange rates is expected to have less than 0.5 point of headwind for Q3 2025 and less than 0.5 point of headwind for FY 2025.
For a reconciliation of the above non-GAAP financial measures to the most directly comparable GAAP financial measures, refer to Schedule 7 of this Earnings Release.

Earnings Webcast Details

In conjunction with this release, TransUnion will host a conference call and webcast today at 8:30 a.m. Central Time to discuss the business results for the quarter and certain forward-looking information. This session and the accompanying presentation materials may be accessed at www.transunion.com/tru. A replay of the call will also be available at this website following the conclusion of the call.

About TransUnion (NYSE: TRU)

TransUnion is a global information and insights company with over 13,000 associates operating in more than 30 countries. We make trust possible by ensuring each person is reliably represented in the marketplace. We do this with a Tru™ picture of each person: an actionable view of consumers, stewarded with care. Through our acquisitions and technology investments we have developed innovative solutions that extend beyond our strong foundation in core credit into areas such as marketing, fraud, risk and advanced analytics. As a result, consumers and businesses can transact with confidence and achieve great things. We call this Information for Good^® — and it leads to economic opportunity, great experiences and personal empowerment for millions of people around the world.

http://www.transunion.com/business

Availability of Information on TransUnion’s Website

Investors and others should note that TransUnion routinely announces material information to investors and the marketplace using SEC filings, press releases, public conference calls, webcasts and the TransUnion Investor Relations website. While not all of the information that the Company posts to the TransUnion Investor Relations website is of a material nature, some information could be deemed to be material. Accordingly, the Company encourages investors, the media and others interested in TransUnion to review the information that it shares on www.transunion.com/tru.

Forward-Looking Statements

This earnings release contains forward-looking statements within the meaning of the Private Securities Litigation Reform Act of 1995. These statements are based on the current beliefs and expectations of TransUnion’s management and are subject to significant risks and uncertainties. Actual results may differ materially from those described in the forward-looking statements. Any statements made in this earnings release that are not statements of historical fact, including statements about our beliefs and expectations, are forward-looking statements. Forward-looking statements include information concerning possible or assumed future results of operations, including our guidance and descriptions of our business plans and strategies. These statements often include words such as “anticipate,” “expect,” “guidance,” “suggest,” “plan,” “believe,” “intend,” “estimate,” “target,” “project,” “should,” “could,” “would,” “may,” “will,” “forecast,” “outlook,” “potential,” “continues,” “seeks,” “predicts,” or the negatives of these words and other similar expressions.

Factors that could cause actual results to differ materially from those described in the forward-looking statements, or that could materially affect our financial results or such forward-looking statements include:

macroeconomic effects and changes in market conditions, including the impact of tariffs, inflation, risk of recession, and industry trends and adverse developments in the debt, consumer credit and financial services markets, including the impact on the carrying value of our assets in all of the markets where we operate;
our ability to provide competitive services and prices;
our ability to retain or renew existing agreements with large or long-term customers;
our ability to maintain the security and integrity of our data;
our ability to deliver services timely without interruption;
our ability to maintain our access to data sources;
government regulation and changes in the regulatory environment;
litigation or regulatory proceedings;
our approach to the use of artificial intelligence;
our ability to effectively manage our costs;
our efforts to execute our transformation plan and achieve the anticipated benefits and savings;
our ability to maintain effective internal control over financial reporting or disclosure controls and procedures;
economic and political stability in the United States and risks associated with the international markets where we operate;
our ability to effectively develop and maintain strategic alliances and joint ventures;
our ability to timely develop new services and the market’s willingness to adopt our new services;
our ability to manage and expand our operations and keep up with rapidly changing technologies;
our ability to acquire businesses, successfully secure financing for our acquisitions, timely consummate our acquisitions, successfully integrate the operations of our acquisitions, control the costs of integrating our acquisitions and realize the intended benefits of such acquisitions;
our ability to protect and enforce our intellectual property, trade secrets and other forms of unpatented intellectual property;
our ability to defend our intellectual property from infringement claims by third parties;
the ability of our outside service providers and key vendors to fulfill their obligations to us;
further consolidation in our end-customer markets;
the increased availability of free or inexpensive consumer information;
losses against which we do not insure;
our ability to make timely payments of principal and interest on our indebtedness;
our ability to satisfy covenants in the agreements governing our indebtedness;
our ability to maintain our liquidity;
stock price volatility;
our dividend payments;
share repurchase plans;
dividend rate;
our reliance on key management personnel; and
changes in tax laws or adverse outcomes resulting from examination of our tax returns.

There may be other factors, many of which are beyond our control, that may cause our actual results to differ materially from the forward-looking statements, including factors disclosed in our Annual Report on Form 10-K for the year ended December 31, 2024, and any subsequent Quarterly Report on Form 10-Q or Current Report on Form 8-K filed with the Securities and Exchange Commission. You should evaluate all forward-looking statements made in this report in the context of these risks and uncertainties.

The forward-looking statements contained in this earnings release speak only as of the date of this earnings release. We undertake no obligation to publicly release the result of any revisions to these forward-looking statements to reflect the impact of events or circumstances that may arise after the date of this earnings release.

For More Information

TRANSUNION AND SUBSIDIARIES Consolidated Balance Sheets (Unaudited) (in millions, except per share data)

	June 30, 2025			December 31, 2024
Assets
Current assets:
Cash and cash equivalents	$	687.5		$	679.5
Trade accounts receivable, net of allowance of $27.4 and $19.9		895.9			798.9
Other current assets		322.3			323.4
Total current assets		1,905.7			1,801.8
Property, plant and equipment, net of accumulated depreciation and amortization of $536.4 and $506.3		228.5			203.5
Goodwill		5,256.7			5,144.3
Other intangibles, net of accumulated amortization of $2,522.2 and $2,294.5		3,238.7			3,257.5
Other assets		488.1			577.7
Total assets	$	11,117.7		$	10,984.8
Liabilities and stockholders’ equity
Current liabilities:
Trade accounts payable	$	345.1		$	294.6
Current portion of long-term debt		76.1			70.6
Other current liabilities		519.9			694.4
Total current liabilities		941.1			1,059.6
Long-term debt		5,060.4			5,076.6
Deferred taxes		370.7			415.3
Other liabilities		119.3			114.5
Total liabilities		6,491.5			6,666.0
Stockholders’ equity:
Preferred stock, $0.01 par value; 100.0 million shares authorized; none issued or outstanding as of June 30, 2025 and December 31, 2024, respectively		—			—
Common stock, $0.01 par value; 1.0 billion shares authorized at June 30, 2025 and December 31, 2024, 201.4 million and 201.5 million shares issued at June 30, 2025 and December 31, 2024, respectively, and 194.8 million and 194.9 million shares outstanding as of June 30, 2025 and December 31, 2024, respectively		2.0			2.0
Additional paid-in capital		2,600.7			2,558.9
Treasury stock at cost; 6.7 million and 6.6 million shares at June 30, 2025 and December 31, 2024, respectively		(342.0	)		(334.6	)
Retained earnings		2,571.1			2,357.9
Accumulated other comprehensive loss		(311.6	)		(367.2	)
Total TransUnion stockholders’ equity		4,520.2			4,217.0
Noncontrolling interests		106.0			101.8
Total stockholders’ equity		4,626.2			4,318.8
Total liabilities and stockholders’ equity	$	11,117.7		$	10,984.8

TRANSUNION AND SUBSIDIARIES Consolidated Statements of Operations (Unaudited) (in millions, except per share data)

	Three Months Ended June 30,						Six Months Ended June 30,
		2025			2024			2025			2024
Revenue	$	1,139.7		$	1,040.8		$	2,235.5		$	2,062.0
Operating expenses
Cost of services (exclusive of depreciation and amortization below)		469.9			406.7			915.5			813.0
Selling, general and administrative		335.0			310.8			591.8			616.4
Depreciation and amortization		142.7			132.9			281.6			266.9
Restructuring		—			8.1			—			26.3
Total operating expenses		947.5			858.4			1,788.9			1,722.4
Operating income		192.2			182.4			446.6			339.6
Non-operating income and (expense)
Interest expense		(55.7	)		(67.9	)		(111.8	)		(136.5	)
Interest income		8.8			6.7			17.3			12.1
Earnings from equity method investments		5.0			4.6			9.3			9.3
Other income and (expense), net		6.6			(5.1	)		(10.8	)		(20.8	)
Total non-operating income and (expense)		(35.4	)		(61.7	)		(96.0	)		(135.9	)
Income before income taxes		156.8			120.7			350.5			203.7
Provision for income taxes		(44.4	)		(31.0	)		(85.4	)		(44.1	)
Net income		112.4			89.7			265.1			159.7
Less: net income attributable to noncontrolling interests		(2.8	)		(4.7	)		(7.4	)		(9.5	)
Net income attributable to TransUnion	$	109.6		$	85.0		$	257.7		$	150.1

Basic earnings per common share from:
Net income attributable to TransUnion	$	0.56		$	0.44		$	1.32		$	0.77
Diluted earnings per common share from:
Net income attributable to TransUnion	$	0.56		$	0.44		$	1.31		$	0.77
Weighted-average shares outstanding:
Basic		195.0			194.2			195.0			194.2
Diluted		197.2			195.2			197.2			195.3

As a result of displaying amounts in millions, rounding differences may exist in the table above.

TRANSUNION AND SUBSIDIARIES Consolidated Statements of Cash Flows (Unaudited) (in millions)

	Six Months Ended June 30,
		2025			2024
Cash flows from operating activities:
Net income	$	265.1		$	159.7
Adjustments to reconcile net income to net cash provided by operating activities:
Depreciation and amortization		281.6			266.9
Loss on repayment of loans		—			2.6
Deferred taxes		(54.1	)		(63.6	)
Stock-based compensation		70.5			51.8
Other		29.1			19.5
Changes in assets and liabilities:
Trade accounts receivable		(98.4	)		(71.3	)
Other current and long-term assets		8.0			45.1
Trade accounts payable		37.1			53.7
Other current and long-term liabilities		(195.1	)		(115.2	)
Cash provided by operating activities		343.8			349.2
Cash flows from investing activities:
Capital expenditures		(145.4	)		(130.7	)
Proceeds from sale/maturities of other investments		0.2			—
Investments in consolidated affiliates, net of cash acquired		(55.7	)		—
Investments in nonconsolidated affiliates and notes receivable		(25.0	)		(4.4	)
Proceeds from the sale of investments in nonconsolidated affiliates		—			3.8
Other		2.2			4.8
Cash used in investing activities		(223.7	)		(126.5	)
Cash flows from financing activities:
Proceeds from term loans		—			934.9
Repayments of term loans		—			(927.9	)
Repayments of debt		(43.2	)		(99.4	)
Debt financing fees		—			(13.5	)
Dividends to shareholders		(45.1	)		(41.4	)
Proceeds from issuance of common stock		10.5			12.4
Employee taxes paid on restricted stock units recorded as treasury stock		(7.4	)		(11.4	)
Repurchase of common stock		(38.8	)		—
Distributions to noncontrolling interests		(3.3	)		(3.8	)
Cash used in financing activities		(127.3	)		(150.1	)
Effect of exchange rate changes on cash and cash equivalents		15.2			(5.6	)
Net change in cash and cash equivalents		8.0			67.0
Cash and cash equivalents, beginning of period		679.5			476.2
Cash and cash equivalents, end of period	$	687.5		$	543.2

As a result of displaying amounts in millions, rounding differences may exist in the table above.

TRANSUNION AND SUBSIDIARIES
Non-GAAP Financial Measures

We present Consolidated Adjusted EBITDA, Consolidated Adjusted EBITDA Margin, Adjusted Net Income, Adjusted Diluted Earnings per Share, Adjusted Provision for Income Taxes, Adjusted Effective Tax Rate and Leverage Ratio for all periods presented. These are important financial measures for the Company but are not financial measures as defined by GAAP. These financial measures should be reviewed in conjunction with the relevant GAAP financial measures and are not presented as alternative measures of GAAP. Other companies in our industry may define or calculate these measures differently than we do, limiting their usefulness as comparative measures. Because of these limitations, these non-GAAP financial measures should not be considered in isolation or as substitutes for performance measures calculated in accordance with GAAP, including operating income, operating margin, effective tax rate, net income attributable to the Company, diluted earnings per share or cash provided by operating activities. Reconciliations of these non-GAAP financial measures to their most directly comparable GAAP financial measures are presented in the tables below.

We present Consolidated Adjusted EBITDA, Consolidated Adjusted EBITDA Margin, Adjusted Net Income, Adjusted Diluted Earnings per Share, Adjusted Provision for Income Taxes and Adjusted Effective Tax Rate as supplemental measures of our operating performance because these measures eliminate the impact of certain items that we do not consider indicative of our cash operations and ongoing operating performance. These are measures frequently used by securities analysts, investors and other interested parties in their evaluation of the operating performance of companies similar to ours.

Our board of directors and executive management team use Adjusted EBITDA as an incentive compensation measure for most eligible employees and Adjusted Diluted Earnings per Share as an incentive compensation measure for certain of our senior executives.

Under the credit agreement governing our Senior Secured Credit Facility, our ability to engage in activities such as incurring additional indebtedness, making investments and paying dividends is tied to our Leverage Ratio which is partially based on Adjusted EBITDA. Investors also use our Leverage Ratio to assess our ability to service our debt and make other capital allocation decisions.

Consolidated Adjusted EBITDA

Management has excluded the following items from net income attributable to TransUnion in order to calculate Adjusted EBITDA for the periods presented:

Net interest expense is the sum of interest expense and interest income as reported on our Consolidated Statements of Operations.
Provision for income taxes, as reported on our Consolidated Statements of Operations.
Depreciation and amortization, as reported on our Consolidated Statements of Operations.
Stock-based compensation is used as an incentive to engage and retain our employees. It is predominantly a non-cash expense. We exclude stock-based compensation because it may not correlate to the underlying performance of our business operations during the period since it is measured at the grant date fair value and it is subject to variability as a result of performance conditions and timing of grants. These expenses are reported within cost of services and selling, general and administrative on our Consolidated Statements of Operations.
Operating model optimization program represents employee separation costs, facility lease exit costs and other business process optimization expenses incurred in connection with the transformation plan discussed further in “Results of Operations – Factors Affecting Our Results of Operations” in our Quarterly Report on Form 10-Q for the three months ended June 30, 2025. We exclude these expenses as we believe they are not directly correlated to the underlying performance of our business. Further, these costs will vary and may not be comparable during the transformation initiative as we progress toward an optimized operating model. These costs are reported primarily in restructuring and selling, general and administrative on our Consolidated Statements of Operations.
Accelerated technology investment includes Project Rise and the final phase of our technology investment announced in November 2023. Project Rise was announced in February 2020 and was originally expected to be completed in 2022. Following our acquisition of Neustar in December 2021, we recognized the opportunity to take advantage of Neustar’s capabilities to enhance and complement our cloud-based technology already under development as part of Project Rise. As a result, we extended Project Rise’s timeline to 2024 and increased the total estimated cost to approximately $240 million. In November 2023, we announced our plans to further leverage Neustar’s technology to standardize and streamline our product delivery platforms and to build a single global platform for fulfillment of our product lines. The additional investment is expected to be approximately $90 million during 2024 and 2025 and represents the final phase of the technology investment in our global technology infrastructure and core customer applications. We expect that the accelerated technology investment will fundamentally transform our technology infrastructure by implementing a global cloud-based approach to streamline product development, increase the efficiency of ongoing operations and maintenance and enable a continuous improvement approach to avoid the need for another major technology overhaul in the foreseeable future. The unique effort to build a secure, reliable and performant hybrid cloud infrastructure requires us to dedicate separate resources in order to develop the new cloud-based infrastructure in parallel with our current on-premise environment by maintaining our existing technology team to ensure no disruptions to our customers. The costs associated with the accelerated technology investment are incremental and redundant costs that will not recur after the program has been completed and are not representative of our underlying operating performance. Therefore, we believe that excluding these costs from our non-GAAP measures provides a better reflection of our ongoing cost structure. These costs are primarily reported in cost of services and therefore do not include amounts that are capitalized as internally developed software.
Mergers and acquisitions, divestitures and business optimization expenses are non-recurring expenses associated with specific transactions (exploratory or executed) and consist of (i) transaction and integration costs, (ii) post-acquisition adjustments to contingent consideration or to assets and liabilities that occurred after the acquisition measurement period, (iii) fair value and impairment adjustments related to investments and call and put options, including gains or losses on a step acquisition, (iv) transition services agreement income, and (v) a loss on disposal of a business. We exclude these expenses as we believe they are not directly correlated to the underlying performance of our business operations and vary depending upon the timing of such transactions. These expenses are reported in costs of services, selling, general and administrative and other income and (expenses), net, on our Consolidated Statements of Operations.
Net other adjustments principally relate to: (i) deferred loan fee expense from debt prepayments and refinancing, (ii) currency remeasurement on foreign operations, (iii) other debt financing expenses consisting primarily of revolving credit facility deferred financing fee amortization and commitment fees and expenses associated with ratings agencies and interest rate hedging, (iv) certain legal and regulatory expenses, net, and (v) other non-operating (income) expense. We exclude these expenses as we believe they are not directly correlated to the underlying performance of our business and create variability between periods based on the nature and timing of the expense or income. These costs are reported in selling, general and administrative and in non-operating income and expense, net as applicable based on their nature on our Consolidated Statements of Operations.

Consolidated Adjusted EBITDA Margin

Management defines Consolidated Adjusted EBITDA Margin as Consolidated Adjusted EBITDA divided by total revenue as reported.

Adjusted Net Income

Management has excluded the following items from net income attributable to TransUnion in order to calculate Adjusted Net Income for the periods presented:

Amortization of certain intangible assets represents non-cash amortization expenses related to assets that arose from our 2012 change in control transaction and business combinations occurring after our 2012 change in control. We exclude these expenses as we believe they are not directly correlated to the underlying performance of our business operations and vary dependent upon the timing of the transactions that give rise to these assets. Amortization of intangible assets is included in depreciation and amortization on our Consolidated Statements of Operations.
Stock-based compensation (see Consolidated Adjusted EBITDA above)
Operating model optimization program (see Consolidated Adjusted EBITDA above)
Accelerated technology investment (see Consolidated Adjusted EBITDA above)
Mergers and acquisitions, divestiture and business optimization (see Consolidated Adjusted EBITDA above)
Net other is consistent with the definition in Consolidated Adjusted EBITDA above except that other debt financing expenses and certain other miscellaneous income and expense that are included in the adjustment to calculate Adjusted EBITDA are excluded in the adjustment made to calculate Adjusted Net Income.
Total adjustments for income taxes relates to the cumulative adjustments discussed below for Adjusted Provision for Income Taxes. This adjustment is made for the reasons indicated in Adjusted Provision for Income Taxes below. Adjustments related to the provision for income taxes are included in the line item by this name on our Consolidated Statements of operations.

Adjusted Diluted Earnings Per Share

Management defines Adjusted Diluted Earnings per Share as Adjusted Net Income divided by the weighted-average diluted shares outstanding.

Adjusted Provision for Income Taxes

Management has excluded the following items from our provision for income taxes for the periods presented:

Tax effect of above adjustments represents the income tax effect of the adjustments related to Adjusted Net Income described above. The tax rate applied to each adjustment is based on the nature of each line item. We include the tax effect of the adjustments made to Adjusted Net Income to provide a comprehensive view of our adjusted net income.
Excess tax expense (benefit) for stock-based compensation is the permanent difference between expenses recognized for book purposes and expenses recognized for tax purposes, in each case related to stock-based compensation expense. We exclude this amount from the Adjusted Provision for Income Taxes in order to be consistent with the exclusion of stock-based compensation from the calculation of Adjusted Net Income.
Other principally relates to (i) deferred tax adjustments, including rate changes, (ii) infrequent or unusual valuation allowance adjustments, (iii) return to provision, tax authority audit adjustments, and reserves related to prior periods, and (iv) other non-recurring items. We exclude these items because they create variability that impacts comparability between periods.

Adjusted Effective Tax Rate

Management defines Adjusted Effective Tax Rate as Adjusted Provision for Income Taxes divided by Adjusted income before income taxes. We calculate adjusted income before income taxes by excluding the pre-tax adjustments in the calculation of Adjusted Net Income discussed above and noncontrolling interest related to these pre-tax adjustments from income before income taxes.

Leverage Ratio

Management defines Leverage Ratio as net debt divided by Consolidated Adjusted EBITDA for the most recent twelve-month period including twelve months of Adjusted EBITDA from significant acquisitions. Net debt is defined as total debt less cash and cash equivalents as reported on the balance sheet as of the end of the period.

This earnings release presents constant currency growth rates assuming foreign currency exchange rates are consistent between years. This allows financial results to be evaluated without the impact of fluctuations in foreign currency exchange rates. This earnings release also presents organic constant currency growth rates, which assumes consistent foreign currency exchange rates between years and also eliminates the impact of our recent acquisitions. This allows financial results to be evaluated without the impact of fluctuations in foreign currency exchange rates and the impacts of recent acquisitions.

Free cash flow is defined as cash provided by operating activities less capital expenditures and is a measure we may refer to.

Refer to Schedules 1 through 7 for a reconciliation of our non-GAAP financial measures to the most directly comparable GAAP financial measure.

SCHEDULE 1 TRANSUNION AND SUBSIDIARIES Revenue and Adjusted EBITDA growth rates as Reported, CC, and Organic CC (Unaudited)

	For the Three Months Ended June 30, 2025 compared with the Three Months Ended June 30, 2024								For the Six Months Ended June 30, 2025 compared with the Six Months Ended June 30, 2024
	Reported		CC Growth¹		Inorganic		Organic CC Growth²		Reported		CC Growth¹		Inorganic		Organic CC Growth²
Revenue:
Consolidated	9.5	%	9.5	%	0.7	%	8.9	%	8.4	%	8.8	%	0.3	%	8.5	%
U.S. Markets	10.0	%	10.0	%	0.3	%	9.8	%	9.3	%	9.3	%	0.1	%	9.2	%
Financial Services	17.1	%	17.1	%	—	%	17.1	%	15.9	%	15.9	%	—	%	15.9	%
Emerging Verticals	4.9	%	4.9	%	—	%	4.9	%	5.4	%	5.4	%	—	%	5.4	%
Consumer Interactive	3.3	%	3.3	%	1.5	%	1.8	%	1.3	%	1.3	%	0.7	%	0.5	%
International	7.4	%	7.4	%	2.0	%	5.5	%	4.9	%	6.7	%	1.0	%	5.7	%
Canada	9.0	%	10.5	%	—	%	10.5	%	4.8	%	8.7	%	—	%	8.7	%
Latin America	(1.0	)%	4.0	%	—	%	4.0	%	(0.8	)%	5.5	%	—	%	5.5	%
United Kingdom	18.7	%	12.6	%	8.4	%	4.6	%	13.8	%	11.0	%	4.3	%	7.0	%
Africa	15.0	%	13.7	%	—	%	13.7	%	13.5	%	11.7	%	—	%	11.7	%
India	4.8	%	7.6	%	—	%	7.6	%	0.5	%	4.0	%	—	%	4.0	%
Asia Pacific	(6.8	)%	(7.7	)%	—	%	(7.7	)%	—	%	—	%	—	%	—	%

Adjusted EBITDA:
Consolidated	8.1	%	8.3	%	—	%	8.3	%	9.4	%	10.2	%	—	%	10.2	%
U.S. Markets	6.8	%	6.8	%	—	%	6.8	%	9.4	%	9.4	%	—	%	9.4	%
International	7.2	%	8.0	%	—	%	7.9	%	4.9	%	7.6	%	—	%	7.6	%

Constant Currency (“CC”) growth rates assume foreign currency exchange rates are consistent between years. This allows financial results to be evaluated without the impact of fluctuations in foreign currency exchange rates.
Organic CC growth rate is the CC growth rate less the inorganic growth rate.

SCHEDULE 2 TRANSUNION AND SUBSIDIARIES Consolidated and Segment Revenue, Adjusted EBITDA, and Adjusted EBITDA Margin (Unaudited) (dollars in millions)

	Three Months Ended June 30,						Six Months Ended June 30,
		2025			2024			2025			2024
Revenue:
U.S. Markets gross revenue
Financial Services	$	419.9		$	358.7		$	823.5		$	710.4
Emerging Verticals		323.6			308.5			638.5			606.0
Consumer Interactive		146.9			142.1			285.1			281.5
U.S. Markets gross revenue	$	890.4		$	809.3		$	1,747.0		$	1,597.8

International gross revenue
Canada	$	42.3		$	38.8		$	80.1		$	76.5
Latin America		34.1			34.5			66.9			67.4
United Kingdom		67.2			56.6			126.1			110.8
Africa		18.2			15.8			35.1			30.9
India		66.6			63.5			135.3			134.6
Asia Pacific		24.5			26.2			51.5			51.5
International gross revenue	$	252.9		$	235.4		$	495.0		$	471.7

Total gross revenue	$	1,143.2		$	1,044.7		$	2,242.1		$	2,069.6

Intersegment revenue eliminations
U.S. Markets	$	(1.9	)	$	(2.4	)	$	(3.5	)	$	(4.7	)
International		(1.6	)		(1.5	)		(3.1	)		(3.0	)
Total intersegment revenue eliminations	$	(3.5	)	$	(3.9	)	$	(6.6	)	$	(7.6	)

Total revenue as reported	$	1,139.7		$	1,040.8		$	2,235.5		$	2,062.0

Adjusted EBITDA:
U.S. Markets	$	337.2		$	315.8		$	657.4		$	600.9
International		108.0			100.8			217.8			207.6
Corporate		(38.2	)		(40.0	)		(71.0	)		(73.8	)
Adjusted EBITDA Margin:¹
U.S. Markets		37.9	%		39.0	%		37.6	%		37.6	%
International		42.7	%		42.8	%		44.0	%		44.0	%

Segment Adjusted EBITDA Margins are calculated using segment gross revenue and segment Adjusted EBITDA. Consolidated Adjusted EBITDA Margin is calculated using total revenue as reported and consolidated Adjusted EBITDA.

	Three Months Ended June 30,						Six Months Ended June 30,
		2025			2024			2025			2024
Reconciliation of Net income attributable to TransUnion to consolidated Adjusted EBITDA:
Net income attributable to TransUnion	$	109.6		$	85.0		$	257.7		$	150.1
Net interest expense		47.0			61.2			94.5			124.4
Provision for income taxes		44.4			31.0			85.4			44.1
Depreciation and amortization		142.7			132.9			281.6			266.9
EBITDA	$	343.7		$	310.1		$	719.2		$	585.4
Adjustments to EBITDA:
Stock-based compensation		40.2			27.8			70.5			51.9
Mergers and acquisitions, divestitures and business optimization¹		(4.6	)		0.7			13.2			9.8
Accelerated technology investment²		23.2			18.2			43.3			36.8
Operating model optimization program³		5.4			14.6			15.2			39.1
Net other⁴		(0.8	)		5.2			(57.3	)		11.7
Total adjustments to EBITDA	$	63.3		$	66.5		$	85.0		$	149.3
Consolidated Adjusted EBITDA	$	407.0		$	376.6		$	804.1		$	734.7

Net income attributable to TransUnion margin		9.6	%		8.2	%		11.5	%		7.3	%
Consolidated Adjusted EBITDA margin⁵		35.7	%		36.2	%		36.0	%		35.6	%

As a result of displaying amounts in millions, rounding differences may exist in the tables above and footnotes below.

Mergers and acquisitions, divestitures and business optimization consisted of the following adjustments:

	Three Months Ended June 30,						Six Months Ended June 30,
		2025			2024			2025		2024
Transaction and integration costs	$	2.9		$	1.2		$	8.2	$	3.4
Fair value and impairment adjustments		(7.6	)		0.7			5.0		0.8
Post-acquisition adjustments		—			(1.2	)		—		5.7
Total mergers and acquisitions, divestitures and business optimization	$	(4.6	)	$	0.7		$	13.2	$	9.8

Represents expenses associated with our accelerated technology investment to migrate to the cloud. There are three components of the accelerated technology investment: (i) building foundational capabilities, which includes establishing a modern, API-based and services-oriented software architecture, (ii) the migration of each application and customer data to the new enterprise platform, including the redundant software costs during the migration period, as well as the efforts to decommission the legacy system, and (iii) program enablement, which includes dedicated resources to support the planning and execution of the program. The amounts for each category of cost are as follows:

	Three Months Ended June 30,				Six Months Ended June 30,
		2025		2024		2025		2024
Foundational Capabilities	$	4.2	$	8.3	$	11.7	$	15.0
Migration Management		19.0		8.7		31.6		18.8
Program Enablement		—		1.2		—		2.9
Total accelerated technology investment	$	23.2	$	18.2	$	43.3	$	36.8

Operating model optimization consisted of the following adjustments:

	Three Months Ended June 30,				Six Months Ended June 30,
		2025		2024		2025		2024
Employee separation	$	—	$	7.9	$	—	$	24.6
Facility exit		—		0.2		—		1.7
Business process optimization		5.4		6.5		15.2		12.8
Total operating model optimization	$	5.4	$	14.6	$	15.2	$	39.1

Net other consisted of the following adjustments:

	Three Months Ended June 30,						Six Months Ended June 30,
		2025			2024			2025			2024
Deferred loan fee expense from debt prepayments and refinancing	$	—		$	6.0		$	(0.1	)	$	9.1
Other debt financing expenses		0.6			0.6			1.1			1.1
Currency remeasurement on foreign operations		(1.5	)		(1.3	)		(2.1	)		1.3
Legal and regulatory expenses, net		—			—			(56.0	)		—
Other non-operating (income) expense		0.2			(0.1	)		(0.1	)		0.2
Total other adjustments	$	(0.8	)	$	5.2		$	(57.3	)	$	11.7

Consolidated Adjusted EBITDA margin is calculated by dividing Consolidated Adjusted EBITDA by total revenue.

SCHEDULE 3 TRANSUNION AND SUBSIDIARIES Adjusted Net Income and Adjusted Diluted Earnings Per Share (Unaudited) (in millions, except per share data)

	Three Months Ended June 30,						Six Months Ended June 30,
		2025			2024			2025			2024
Income attributable to TransUnion	$	109.6		$	85.0		$	257.7		$	150.1

Weighted-average shares outstanding:
Basic		195.0			194.2			195.0			194.2
Diluted		197.2			195.2			197.2			195.3

Basic earnings per common share from:
Net income attributable to TransUnion	$	0.56		$	0.44		$	1.32		$	0.77
Diluted earnings per common share from:
Net income attributable to TransUnion	$	0.56		$	0.44		$	1.31		$	0.77

Reconciliation of Net income attributable to TransUnion to Adjusted Net Income:
Net income attributable to TransUnion	$	109.6		$	85.0		$	257.7		$	150.1
Adjustments before income tax items:
Amortization of certain intangible assets¹		73.1			71.3			143.9			143.3
Stock-based compensation		40.2			27.8			70.5			51.9
Mergers and acquisitions, divestitures and business optimization²		(4.6	)		0.7			13.2			9.8
Accelerated technology investment³		23.2			18.2			43.3			36.8
Operating model optimization program⁴		5.4			14.6			15.2			39.1
Net other⁵		(1.5	)		4.8			(58.2	)		10.7
Total adjustments before income tax items	$	135.6		$	137.4		$	227.9		$	291.6
Total adjustments for income taxes⁶		(32.1	)		(29.4	)		(64.8	)		(69.7	)
Adjusted Net Income	$	213.1		$	193.0		$	420.7		$	372.0

Weighted-average shares outstanding:
Basic		195.0			194.2			195.0			194.2
Diluted		197.2			195.2			197.2			195.3

Adjusted Earnings per Share:
Basic	$	1.09		$	0.99		$	2.16		$	1.92
Diluted	$	1.08		$	0.99		$	2.13		$	1.90

	Three Months Ended June 30,						Six Months Ended June 30,
		2025			2024			2025			2024
Reconciliation of Diluted earnings per share from Net income attributable to TransUnion to Adjusted Diluted Earnings per Share:
Diluted earnings per common share from:
Net income attributable to TransUnion	$	0.56		$	0.44		$	1.31		$	0.77
Adjustments before income tax items:
Amortization of certain intangible assets¹		0.37			0.37			0.73			0.73
Stock-based compensation		0.20			0.14			0.36			0.27
Mergers and acquisitions, divestitures and business optimization²		(0.02	)		—			0.07			0.05
Accelerated technology investment³		0.12			0.09			0.22			0.19
Operating model optimization program⁴		0.03			0.08			0.08			0.20
Net other⁵		(0.01	)		0.02			(0.30	)		0.05
Total adjustments before income tax items	$	0.69		$	0.70		$	1.16		$	1.49
Total adjustments for income taxes⁶		(0.16	)		(0.15	)		(0.33	)		(0.36	)
Adjusted Diluted Earnings per Share	$	1.08		$	0.99		$	2.13		$	1.90

Each component of earnings per share is calculated independently, therefore, rounding differences exist in the table above.

	1.	Consists of amortization of intangible assets from our 2012 change-in-control transaction and amortization of intangible assets established in business acquisitions after our 2012 change-in-control transaction.
	2.	Mergers and acquisitions, divestitures and business optimization consisted of the following adjustments:

	Three Months Ended June 30,						Six Months Ended June 30,
		2025			2024			2025		2024
Transaction and integration costs	$	2.9		$	1.2		$	8.2	$	3.4
Fair value and impairment adjustments		(7.6	)		0.7			5.0		0.8
Post-acquisition adjustments		—			(1.2	)		—		5.7
Total mergers and acquisitions, divestitures and business optimization	$	(4.6	)	$	0.7		$	13.2	$	9.8

Represents expenses associated with our accelerated technology investment to migrate to the cloud. There are three components of the accelerated technology investment: (i) building foundational capabilities which includes establishing a modern, API-based and services-oriented software architecture, (ii) the migration of each application and customer data to the new enterprise platform, including the redundant software costs during the migration period, as well as the efforts to decommission the legacy system, and (iii) program enablement, which includes dedicated resources to support the planning and execution of the program. The amounts for each category of cost are as follows:

	Three Months Ended June 30,				Six Months Ended June 30,
		2025		2024		2025		2024
Foundational Capabilities	$	4.2	$	8.3	$	11.7	$	15.0
Migration Management		19.0		8.7		31.6		18.8
Program Enablement		—		1.2		—		2.9
Total accelerated technology investment	$	23.2	$	18.2	$	43.3	$	36.8

Operating model optimization consisted of the following adjustments:

	Three Months Ended June 30,				Six Months Ended June 30,
		2025		2024		2025		2024
Employee separation	$	—	$	7.9	$	—	$	24.6
Facility exit		—		0.2		—		1.7
Business process optimization		5.4		6.5		15.2		12.8
Total operating model optimization	$	5.4	$	14.6	$	15.2	$	39.1

Net other consisted of the following adjustments:

	Three Months Ended June 30,						Six Months Ended June 30,
		2025			2024			2025			2024
Deferred loan fee expense from debt prepayments and refinancing	$	—		$	6.0		$	(0.1	)	$	9.1
Currency remeasurement on foreign operations		(1.5	)		(1.3	)		(2.1	)		1.3
Legal and regulatory expenses, net		—			—			(56.0	)		—
Other non-operating (income) and expense		—			0.1			—			0.3
Total other adjustments	$	(1.5	)	$	4.8		$	(58.2	)	$	10.7

Total adjustments for income taxes represents the total of adjustments discussed to calculate the Adjusted Provision for Income Taxes.

SCHEDULE 4 TRANSUNION AND SUBSIDIARIES Adjusted Provision for Income Taxes and Adjusted Effective Tax Rate (Unaudited) (dollars in millions)

	Three Months Ended June 30,						Six Months Ended June 30,
		2025			2024			2025			2024
Income before income taxes	$	156.8		$	120.7		$	350.5		$	203.7
Total adjustments before income tax items from Schedule 3		135.6			137.4			227.9			291.6
Adjusted income before income taxes	$	292.4		$	258.1		$	578.5		$	495.3

Reconciliation of Provision for income taxes to Adjusted Provision for Income Taxes:
Provision for income taxes		(44.4	)		(31.0	)		(85.4	)		(44.1	)
Adjustments for income taxes:
Tax effect of above adjustments		(33.0	)		(31.7	)		(65.3	)		(66.7	)
Eliminate impact of excess tax expense for stock-based compensation		(0.2	)		(0.1	)		0.3			0.9
Other¹		1.1			2.5			0.2			(4.0	)
Total adjustments for income taxes	$	(32.1	)	$	(29.4	)	$	(64.8	)	$	(69.7	)
Adjusted Provision for Income Taxes	$	(76.5	)	$	(60.4	)	$	(150.3	)	$	(113.8	)

Effective tax rate		28.3	%		25.7	%		24.4	%		21.6	%
Adjusted Effective Tax Rate		26.2	%		23.4	%		26.0	%		23.0	%

As a result of displaying amounts in millions, rounding differences may exist in the table above.

Other adjustments for income taxes include:

	Three Months Ended June 30,						Six Months Ended June 30,
		2025			2024			2025			2024
Deferred tax adjustments	$	(2.9	)	$	—		$	(7.4	)	$	(5.2	)
Valuation allowance adjustments		(0.7	)		—			1.5			0.2
Return to provision, audit adjustments and reserves related to prior periods		3.9			3.3			4.9			2.3
Other adjustments		0.8			(0.8	)		1.2			(1.3	)
Total other adjustments	$	1.1		$	2.5		$	0.2		$	(4.0	)

SCHEDULE 5 TRANSUNION AND SUBSIDIARIES Leverage Ratio (Unaudited) (dollars in millions)

	Trailing Twelve Months Ended June 30, 2025
Reconciliation of Net income attributable to TransUnion to Consolidated Adjusted EBITDA:
Net income attributable to TransUnion	$	391.9
Net interest expense		206.8
Provision for income taxes		140.2
Depreciation and amortization		552.5
EBITDA	$	1,291.4
Adjustments to EBITDA:
Stock-based compensation	$	139.9
Mergers and acquisitions, divestitures and business optimization¹		29.9
Accelerated technology investment²		90.8
Operating model optimization program³		71.0
Net other⁴		(47.2	)
Total adjustments to EBITDA	$	284.3
Consolidated Adjusted EBITDA		1,575.7
Adjusted EBITDA for Pre-Acquisition Period⁵		1.7
Leverage Ratio Adjusted EBITDA	$	1,577.4

Total debt	$	5,136.5
Less: Cash and cash equivalents		687.5
Net Debt	$	4,449.0

Ratio of Net Debt to Net income attributable to TransUnion		11.4
Leverage Ratio		2.8

As a result of displaying amounts in millions, rounding differences may exist in the table above.

Mergers and acquisitions, divestitures and business optimization consisted of the following adjustments:

	Trailing Twelve Months Ended June 30, 2025
Transaction and integration costs	$	16.0
Fair value and impairment adjustments		12.6
Post-acquisition adjustments		1.3
Total mergers and acquisitions, divestitures and business optimization	$	29.9

Represents expenses associated with our accelerated technology investment to migrate to the cloud. There are three components of the accelerated technology investment: (i) building foundational capabilities which includes establishing a modern, API-based and services-oriented software architecture, (ii) the migration of each application and customer data to the new enterprise platform including the redundant software costs during the migration period, as well as the efforts to decommission the legacy system, and (iii) program enablement, which includes dedicated resources to support the planning and execution of the program. The amounts for each category of cost are as follows:

	Trailing Twelve Months Ended June 30, 2025
Foundational Capabilities	$	32.3
Migration Management		55.9
Program Enablement		2.5
Total accelerated technology investment	$	90.8

Operating model optimization consisted of the following adjustments:

	Trailing Twelve Months Ended June 30, 2025
Employee separation	$	—
Facility exit		40.5
Business process optimization		30.5
Total operating model optimization	$	71.0

Net other consisted of the following adjustments:

	Trailing Twelve Months Ended June 30, 2025
Deferred loan fee expense from debt prepayments and refinancings	$	8.6
Other debt financing expenses		2.3
Currency remeasurement on foreign operations		(1.3	)
Legal and regulatory expenses, net		(56.0	)
Other non-operating (income) and expense		(0.8	)
Total other adjustments	$	(47.2	)

The trailing twelve months ended June 30, 2025 includes the nine months of Adjusted EBITDA related to Monevo prior to our acquisition in April 2025.

SCHEDULE 6 TRANSUNION AND SUBSIDIARIES Segment Depreciation and Amortization (Unaudited) (in millions)

	Three Months Ended June 30,				Six Months Ended June 30,
		2025		2024		2025		2024

U.S. Markets	$	105.2	$	99.4	$	206.4	$	200.1
International		36.6		32.5		73.2		64.7
Corporate		0.9		1.0		2.0		2.0
Total depreciation and amortization	$	142.7	$	132.9	$	281.6	$	266.9

As a result of displaying amounts in millions, rounding differences may exist in the table above.

SCHEDULE 7 TRANSUNION AND SUBSIDIARIES Reconciliation of Non-GAAP Guidance (Unaudited) (in millions, except per share data)

	Three Months Ended September 30, 2025						Twelve Months Ended December 31, 2025
	Low			High			Low			High
Guidance reconciliation of Net income attributable to TransUnion to Adjusted EBITDA:
Net income attributable to TransUnion	$	78		$	87		$	412		$	432
Interest, taxes and depreciation and amortization		235			239			931			940
EBITDA	$	312		$	326		$	1,342		$	1,372
Stock-based compensation, mergers, acquisitions divestitures and business optimization-related expenses and other adjustments¹		85			85			238			238
Adjusted EBITDA	$	397		$	411		$	1,580		$	1,610

Net income attributable to TransUnion margin		7.0	%		7.7	%		9.3	%		9.7	%
Consolidated Adjusted EBITDA margin²		35.6	%		36.2	%		35.7	%		36.0	%

Guidance reconciliation of Diluted earnings per share to Adjusted Diluted Earnings per Share:
Diluted earnings per share	$	0.39		$	0.44		$	2.07		$	2.18
Adjustments to diluted earnings per share¹		0.60			0.60			1.96			1.96
Adjusted Diluted Earnings per Share	$	0.99		$	1.04		$	4.03		$	4.14

As a result of displaying amounts in millions, rounding differences may exist in the table above.

These adjustments include the same adjustments we make to our Adjusted EBITDA and Adjusted Net Income as discussed in the Non-GAAP Financial Measures section of our Earnings Release.
Consolidated Adjusted EBITDA margin is calculated by dividing Consolidated Adjusted EBITDA by total revenue.

The MIL Network –

July 24, 2025

MIL-OSI NGOs: Israel/OPT: At UN conference states must prioritize ending Israel’s genocide, unlawful occupation and apartheid
Source: Amnesty International –

The high-level UN conference to discuss a peaceful settlement of the question of Palestine and implementation of the two-state solution next week must be centered around the immediate and effective application of international law, including states’ obligations to prevent and punish genocide and apartheid and end Israel’s unlawful occupation of Palestinian territory, said Amnesty International in an advocacy briefing published today.

The briefing outlines a series of recommendations for states to take meaningful action and exert the necessary pressure on Israel to end its ongoing genocide against the Palestinians in Gaza, lift the inhumane humanitarian blockade and dismantle its unlawful occupation of the Palestinian territory and its system of apartheid imposed on all Palestinians whose rights it controls.

“If the ministers gathering in New York next week are truly committed to forging just, comprehensive and lasting peace and security for both Israelis and Palestinians, the first priority must be to take concrete action to end Israel’s ongoing genocide against Palestinians in Gaza and its unlawful military occupation of Palestinian territory, which has fuelled mass violations against Palestinians and enabled and entrenched Israel’s cruel system of apartheid,” said Agnès Callamard, Amnesty International’s Secretary General.

The current catastrophic crisis created by Israel in Gaza is unbearable, and states must act with urgency and resolve. Statements, condemnation and limited state actions are failing to protect civilians and uphold international humanitarian law.

States must be unequivocal: Israel is not above the law and accountability is a priority.

Amnesty International’s Secretary General Agnès Callamard

“Genuine and meaningful action by states must begin, first and foremost, with the demand for an immediate and sustained ceasefire, as well as the lifting of Israel’s illegal blockade. Without these fundamental urgent steps, any process aimed at addressing the future of Palestinians lacks credibility. How such process be considered meaningful when Palestinians are being slaughtered, starved and forcibly displaced into ever-shrinking pockets of land on a daily basis?”

Among the recommendations, Amnesty International is urgently calling on states to:
- Demand an immediate and lasting ceasefire in Gaza, ensure full, unimpeded access to all areas of Gaza and firmly reject Israel’s military-controlled, non-neutral aid distribution model. A principled, UN-led humanitarian response must be immediately restored, and funding for impartial humanitarian organizations must be maintained and expanded.
- End any trade or transfers that contribute to or are linked to the genocide, apartheid or the unlawful occupation. This includes in the first place banning all weapons and surveillance equipment transfers and any military assistance to Israel. States must end preferential trade agreements and cooperation deals with Israel, including the EU-Israel Trade Agreement.
- Adopt targeted sanctions against those Israeli officials most implicated in international crimes and cooperate with the International Criminal Court, including by implementing its arrest warrants.
- Commit to the reconstruction of the Gaza Strip and the rehabilitation of its people while opposing any forced displacement of Palestinians within or outside of Gaza.
- Establish mechanisms for reparations and rehabilitation of Palestinians, with Israel bearing the primary financial responsibility.
Amnesty International calls also on corporations to refuse any involvement in, or direct linkage to Israel’s unlawful actions. Corporations must ensure that they are not contributing to serious human rights violations themselves.

The organization also calls on civil society and the public at large to continue mobilizing and campaigning to demand that states abide by their legal obligations under international law and denounce companies, banks and other economic actors that contribute to or are directly linked to Israel’s violations of international law, and demand that they stop.

“States must be unequivocal: Israel is not above the law and accountability is a priority. They must seize the opportunity presented by this conference to end their active or tacit support for Israeli violations or their self-imposed inertia. The conference must lead to a clear commitment by all states to suspend all economic activity that contributes to or is directly linked to Israel’s illegal occupation, its system of apartheid or its genocide against the Palestinians in Gaza,” said Agnès Callamard.

“With the very survival of Palestinians at stake, there’s no time to waste with false promises or platitudes. As people continue to take to the streets to demand global action and as more and more states are recognizing Israel’s genocide for what it is, an empty, performative exercise would not be just tone-deaf, it would be unconscionable. For this conference to be anything more than a charade, states must heed our calls. They must turn words into action that is firmly rooted in international law and protection of human rights.”

Co-chaired by France and Saudi Arabia, the High-level International Conference for the Peaceful Settlement of the Question of Palestine and the Implementation of the Two-State Solution will take place in New York from 28 to 29 July 2025. Agnès Callamard and other Amnesty International spokespeople will be available for interviews.
MIL OSI NGO –
July 24, 2025
MIL-OSI NGOs: Iran/Israel: Iranian forces’ use of cluster munitions in ‘12 Day War’ violated international humanitarian law
Source: Amnesty International –
- Unlawful ballistic missile strikes utilizing cluster munitions landed in residential areas in Israel
- “Cluster munitions are inherently indiscriminate weapons that must never be used ” – Erika Guevara Rosas
The Iranian forces’ use of cluster munitions during the ‘12 Day War’ with Israel was a flagrant violation of international humanitarian law, Amnesty International said today.

Last month, the Iranian forces fired ballistic missiles whose warheads contained submunitions into populated residential areas of Israel, in attacks endangering civilians. Amnesty International analysed photos and videos showing cluster munitions that, according to media reports, struck inside the Gush Dan metropolitan area around Tel Aviv on 19 June.

In addition, the cities of Beersheba, southern Israel (20 June), and Rishon LeZion, to the south of Tel Aviv (22 June), were also struck with ordnance that left multiple impact craters consistent with the submunitions seen in Gush Dan. Such submunitions hit a school and basketball court in Beersheba, but no deaths or injuries were reported.

“Cluster munitions are inherently indiscriminate weapons that must never be used. By using such weapons in or near populated residential areas, Iranian forces endangered civilian lives and demonstrated clear disregard for international humanitarian law,” said Erika Guevara Rosas, Amnesty International’s Senior Director for Research, Advocacy, Policy and Campaigns.

“Civilians, particularly children, are most at risk of injury or death from unexploded submunitions. Iranian forces’ deliberate use of such inherently indiscriminate weapons is a blatant violation of international humanitarian law.”

Customary international humanitarian law prohibits the use of inherently indiscriminate weapons, and launching indiscriminate attacks that kill or injure civilians constitutes a war crime.

Civilians, particularly children, are most at risk of injury or death from unexploded submunitions.

Erika Guevara Rosas, Amnesty International’s Senior Director for Research, Advocacy, Policy and Campaigns

Cluster munitions are conventional ordnance designed to disperse or release small explosive submunitions. Typically, such submunitions are launched and dispersed by rockets, artillery, or air-dropped containers, scattering ordnance over a wide area, sometimes as large as a football pitch, which often remain unexploded.

According to media reports, the warheads deployed by Iranian forces against Israel dispersed their payload several kilometres above the ground, spreading their submunitions over a very large area.

Many systems have high “dud” rates, leaving large areas contaminated with unexploded ordnance which can remain lethal for years or even decades after a conflict has ended.

The Convention on Cluster Munitions, which entered into force on 1 August 2010, bans the use, production, stockpiling and transfer of cluster munitions. Amnesty International has called on all states that have not acceded to the Convention on Cluster Munitions, including Iran and Israel, to become a party to it and strictly comply with its terms.

Amnesty International sent questions regarding the use of cluster munitions to the Iranian authorities on 15 July 2025. At the time of publication, no response had yet been received.
MIL OSI NGO –
July 24, 2025
MIL-OSI NGOs: Iran/Israel: Iranian forces’ use of cluster munition in ’12 day war’ violated international humanitarian law

Source: Amnesty International –

Unlawful ballistic missile strikes utilising cluster munitions landed in residential areas in Israel

‘Cluster munitions are inherently indiscriminate weapons that must never be used’ – Erika Guevara Rosas

The Iranian forces’ use of cluster munitions during the ‘12 Day War’ with Israel was a flagrant violation of international humanitarian law, Amnesty International said today.

Last month, the Iranian forces fired ballistic missiles whose warheads contained submunitions into populated residential areas of Israel, in attacks endangering civilians. Amnesty analysed photos and videos showing cluster munitions that, according to media reports, struck inside the Gush Dan metropolitan area around Tel Aviv on 19 June.

In addition, the cities of Beersheba, southern Israel (20 June), and Rishon LeZion, to the south of Tel Aviv (22 June), were also struck with ordnance that left multiple impact craters consistent with the submunitions seen in Gush Dan. Such submunitions hit a school and basketball court in Beersheba, but no deaths or injuries were reported.

Erika Guevara Rosas, Amnesty International’s Senior Director for Research, Advocacy, Policy and Campaigns, said:

“Cluster munitions are inherently indiscriminate weapons that must never be used. By using such weapons in or near populated residential areas, Iranian forces endangered civilian lives and demonstrated clear disregard for international humanitarian law.

“Civilians, particularly children, are most at risk of injury or death from unexploded submunitions. Iranian forces’ deliberate use of such inherently indiscriminate weapons is a blatant violation of international humanitarian law.”

Customary international humanitarian law prohibits the use of inherently indiscriminate weapons, and launching indiscriminate attacks that kill or injure civilians constitutes a war crime.

Cluster munitions are conventional ordnance designed to disperse or release small explosive submunitions. Typically, such submunitions are launched and dispersed by rockets, artillery, or air-dropped containers, scattering ordnance over a wide area, sometimes as large as a football pitch, which often remain unexploded.

According to media reports, the warheads deployed by Iranian forces against Israel dispersed their payload several kilometres above the ground, spreading their submunitions over a very large area.

Many systems have high “dud” rates, leaving large areas contaminated with unexploded ordnance which can remain lethal for years or even decades after a conflict has ended.

The Convention on Cluster Munitions, which entered into force on 1 August 2010, bans the use, production, stockpiling and transfer of cluster munitions. Amnesty has called on all states that have not acceded to the Convention on Cluster Munitions, including Iran and Israel, to become a party to it and strictly comply with its terms.

Amnesty sent questions regarding the use of cluster munitions to the Iranian authorities on 15 July. At the time of publication, no response had yet been received.

Missiles fired at Israel

On 19 June, media reported that the Israeli military announced that Iranian forces had fired “a missile that contained cluster submunitions at a densely populated civilian area” in central Israel, and that approximately 20 submunitions fell over an estimated eight-kilometre radius.

Amnesty’s weapon experts were able to identify an unexploded submunition apparently found in the Gush Dan metropolitan area on 19 June. Amnesty could not independently establish where this submunition landed.

According to Haaretz, another cluster munition struck the top floor of a home in Azor shortly after 7am where a man and his son had been asleep. The father and son were woken up by sirens and managed to reach a safe room downstairs just before the submunition hit.

Amnesty’s weapons experts identified the submunitions (above) from images shared by the media, which cited Israeli military’s Home Front Command.

Furthermore, media reports of simultaneous impacts in Beersheba on 20 June seemingly indicate that cluster munitions were also used in that area. Among the several locations that were hit, Amnesty was able to verify that a submunition hit the basketball court of Gevim School in Beersheba. No deaths or injuries were reported. However, due to the high dud rate, there is the possibility that unexploded munitions not yet found could cause death or injury in the future.

Israeli media also reported a cluster munitions strike on Rishon LeZion on 22 June. Amnesty analysed photographs of a crater in a residential street, which was consistent with impact craters left by submunitions used in the attack on the Gush Dan area.

The ballistic missiles used by Iranian forces proved wildly inaccurate, and thus completely inappropriate for use near or in civilian residential areas. For example, an analysis of the October 2024 ballistic missiles strikes by Iranian forces against Israel showed that the missiles missed their intended target by an average of half-a-kilometre or more.

International humanitarian law prohibits indiscriminate attacks, including through the use of weapons which cannot be directed at a specific military objective.

Fin-stabilised submunitions

While it has not been possible to determine precisely what kind of ballistic missile was used in these three attacks, the submunitions it dispersed bear a striking resemblance to a fin-stabilised submunition that appeared to have landed in the city of Gorgan, Golestan province, in Iran on 18 September 2023, following a failed missile test. Two citizens were reportedly injured.

A picture of the submunition was published by Mashregh News, a news organisation in Iran, amid widespread reports of multiple explosions being heard and ordnance landing in and around the city. The Iranian authorities did not acknowledge testing cluster munitions; instead, Iran’s Ministry of Defence announced on 18 September 2023 that: “During a research test of offensive and drone systems conducted in a desert area, one of the systems under testing experienced a technical malfunction, veered off its intended path, and disintegrated, with parts of it falling in areas of the city of Gorgan.”

The cluster munitions used by the Iranian forces also bear external resemblance to those showcased during defence exhibitions in Tehran in 2016.

Civilians killed

During the escalation of hostilities between Israel and Iran, at least 1,100 people were killed in Iran, including at least 132 women and 45 children, according to Iran’s Foundation for Martyrs and Veterans Affairs. Amnesty is calling for Israel’s attack on Evin prison in Tehran on 23 June that killed and injured scores of civilians, including a child, to be investigated as a war crime following an in-depth investigation.

At least 29 people, including women and children, were killed as a result of Iranian attacks in Israel, according to the Israeli Health Ministry. In one of the deadliest incidents, four members of the same family – three women and one child – were killed by an Iranian missile that hit the Palestinian town of Tamra in northern Israel on 14 June.

MIL OSI NGO –

July 24, 2025
MIL-OSI Africa: SASSA conducts grant outreach campaign at Malamulele

Source: Government of South Africa

The South African Social Security Agency (SASSA) is today conducting an outreach campaign at Malamulele Crossing, helping beneficiaries of the R370 grant with enquiries or issues related to their grants.

In a statement, the agency said this initiative is part of SASSA’s ongoing commitment to bring services closer to the people.

“Beneficiaries with questions, concerns, or unresolved matters regarding the R370 grant are invited to attend and engage with SASSA officials directly,” the agency said.

The R370 grant refers to the Social Relief of Distress (SRD) grant, which was introduced during the COVID-19 pandemic to provide temporary assistance to unemployed individuals, who are not receiving any other form of income or social support.

The grant was initially set at R350 but was increased to R370 earlier this year following public outcry over the rising cost of living.

Over the years, the SRD grant has become a crucial lifeline for millions of South Africans, especially young people and informal workers, many of whom struggle with limited access to digital platforms or face long delays in receiving assistance.

In June, Social Development Minister Sisisi Tolashe confirmed that the R370 SRD grant would continue following the approval of draft regulations published on 26 March 2025. This extension, supported by the Minister of Finance, is intended to provide a safety net, while long-term solutions to poverty are developed.

SASSA’s outreach efforts are aimed at bridging this gap by offering face-to-face support, particularly in remote or underserved areas like Malamulele, where access to online or regional offices may be limited.

Today’s outreach includes assistance with applications queries, payment queries, appeals and general information.

The agency has encouraged community members to take advantage of the opportunity to resolve outstanding matters and ensure their continued access to this vital support. – SAnews.gov.za

MIL OSI Africa –

July 24, 2025
India’s banking sector slated for key turnaround in Q3: Report

Source: Government of India

Source: Government of India (4)

The third quarter (Q3) of FY26 is likely to mark a turning point for India’s banking sector, as net interest margins (NIMs) are expected to stabilise and earnings begin to recover, a new report said on Thursday.

This positive outlook is supported by easing funding costs, the upcoming reduction in the Cash Reserve Ratio (CRR), and normalisation of credit costs, according to data compiled by Motilal Oswal Financial Services.

As part of this recovery, private sector banks are showing impressive resilience in maintaining lending yields despite multiple repo rate cuts by the Reserve Bank of India (RBI).

The report highlights that private banks have been able to raise their spreads on fresh loans — helping them protect profitability in a low-rate environment.

In May 2025, the weighted average lending rate (WALR) on fresh loans for private banks rose by 7 basis points month-on-month, the report stated.

This increase reflects strong pricing strategies and credit demand. The spread on fresh rupee loans over the repo rate for private banks has reached its highest level since August 2022 — now at 415 basis points.

This indicates that the lenders are not only navigating the policy changes effectively but also maintaining healthy margins through strategic loan repricing.

Private banks also outperformed in terms of WALR on outstanding loans. While the system-wide WALR on outstanding loans fell slightly to 9.67 per cent in May, private lenders saw a 2 basis point increase — bucking the trend.

On the funding side, deposit rates are beginning to decline gradually. The weighted average term deposit rate (WATDR) for private banks slipped slightly to 7.19 per cent in May, with further reductions expected as banks implement savings and term deposit rate cuts ranging from 20 to 100 basis points.

The full benefit of these reductions is likely to materialise in the second half of the fiscal year — easing funding pressures, as per the report.

According to Motilal Oswal, while NIMs may remain under pressure in the near term, they are expected to bottom out by the second or third quarter of FY26.

The planned phased CRR cut from September 2025 is expected to inject about Rs 2.5 lakh crore of durable liquidity into the banking system — further supporting margin recovery.

Credit costs are also expected to decline as asset quality stabilises, particularly in the retail and microfinance segments.

“This improvement will further support the earnings recovery anticipated in the latter half of FY26,” the report added.

(IANS)

July 24, 2025
MIL-OSI Russia: Financial news: Summary table of proposals and comments on the draft Bank of Russia instruction

Translation. Region: Russian Federal

Source: Central Bank of Russia –

An important disclaimer is at the bottom of this article.

Public discussion

Draft regulatory documents of the Bank of Russia for public discussion

Summary table of proposals and comments on the draft Bank of Russia instruction “On Amendments to Bank of Russia Instruction dated April 10, 2023 No. 6406-U”

Draft regulation of the Bank of Russia “On the requirements for targeted internal control rules to combat the legalization (laundering) of proceeds from crime, the financing of terrorism, extremist activity and the financing of the proliferation of weapons of mass destruction, on the qualification requirements for special officials responsible for the implementation of targeted internal control rules to combat the legalization (laundering) of proceeds from crime, the financing of terrorism, extremist activity and the financing of the proliferation of weapons of mass destruction, and on the procedure for informing organizations carrying out transactions with funds or other property that are members of a banking group or banking holding company, on the introduction of the ban specified in Part Two of Article 13 of Federal Law No. 115-FZ of August 7, 2001 “On Combating the Legalization (Laundering) of Proceeds from Crime and the Financing of Terrorism”

Draft Bank of Russia instruction “On the procedure for notification by a bank (other credit institution) of the opening or closing of an account, of a change in account details, of a change in account details in electronic form to the territorial body of the insurer”

Draft Bank of Russia Instruction “On Amending Bank of Russia Instruction No. 3701-U of June 29, 2015 “On the Procedure for Sending Requests and Receiving Information from the Central Catalog of Credit Histories by Submitting a Request through a Notary”

Draft Bank of Russia Instruction “On Amendments to Bank of Russia Instruction No. 135-I of April 2, 2010”

Draft Bank of Russia Instruction “On the cases and procedure for partial redemption of investment units of a closed-end mutual investment fund without the owner of the investment units submitting a request for their redemption”

Draft Bank of Russia Instruction “On Amendments to Bank of Russia Instruction No. 6568-U dated October 6, 2023”

Summary table of comments and suggestions on the draft Bank of Russia instruction “On Amendments to Bank of Russia Instruction dated September 18, 2017 No. 4533-U”

Summary table of comments, suggestions and questions on the draft Bank of Russia Instruction “On types of assets, characteristics of types of assets for which risk coefficient surcharges are established, and on the application of surcharges to the specified types of assets when credit institutions determine capital adequacy standards”

Please note: This information is raw content obtained directly from the source of the information. It is an accurate report of what the source claims and does not necessarily reflect the position of MIL-OSI or its clients.

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MIL OSI Russia News –

July 24, 2025
MIL-OSI United Nations: Resilience at the Core: Reframing Social Development for a Risk-Prone World
Source: UNISDR Disaster Risk Reduction

Venue

Qatar National Convention Centre, Doha (Room TBC)
Background

The Second World Summit for Social Development takes place at a defining moment for global development. As the 2030 Agenda enters its final stretch, only 17% of SDG targets are currently on track. The promise to end poverty, expand decent work, and reduce inequalities is faltering under the weight of intersecting crises, from escalating climate extremes and pandemics to economic shocks and pandemics. At the same time, 2025 also marks the final implementation phase of the Sendai Framework for Disaster Risk Reduction 2015-2030.

In this context, disasters have become a structural feature of development, not isolated events. Each year, they affect over 100 million people, disrupt livelihoods, displace millions, and erase decades of progress in a matter of hours. These impacts are not evenly distributed: they disproportionately affect people in vulnerable situations such as women, children, older persons, persons with disabilities, and those living in poverty, further entrenching cycles of inequality and exclusion.

Social development systems such as social protection, health, education, and employment are not designed to withstand compounding shocks. Most social protection schemes do not anticipate risk or reach the most exposed communities. Critical infrastructure is rarely built with future hazards in mind. According to the Global Assessment Report 2025, more than 80 percent of global disaster losses are linked to sectors critical to human development, including education, health, housing, and transport. These systemic weaknesses are not only exposing people to greater risk but are also locking countries into cycles of crisis and recovery, rather than enabling sustainable and inclusive progress.

Yet this crisis presents an opportunity, the 2023 Midterm Review of the Sendai Framework and the outcome of the 8th Global Platform for Disaster Risk Reduction – The Geneva Call for Disaster Risk Reduction – highlighted that countries which invest in risk-informed planning, governance, and infrastructure experience fewer lives lost, faster recoveries, and more equitable development. DRR is not solely a matter of responding to disasters; it is fundamentally about reshaping the way public systems are designed and implemented, to be more inclusive, forward-looking, and resilient to a broad spectrum of risks. Risk-informed development means making deliberate choices to anticipate, plan for, reduce and prevent disaster risk. It means aligning DRR with poverty eradication, decent work, housing, and inclusion – not as an add-on, but as a core strategy for sustainable development. This requires political will, institutional change, and financing systems that reward prevention and protect the most vulnerable.

The 2025 World Summit on Social Development is a once-in-a-generation opportunity to reposition DRR as a foundation for social justice and equity. Building resilience is not only a technical imperative, it is a social and moral one. This Solutions Session will spotlight the transformative potential of DRR to protect development gains, tackle root causes of vulnerability, and ensure no one is left behind.

Objective

This Solutions Session will challenge the conventional view of DRR as a siloed technical tool and reframe it as a transformative accelerator of social development. It will:
Highlight policy shifts where governments use data, anticipatory action, and inclusive design to future-proof their development pathways.
Catalyze institutional and policy shifts across Member States, the UN system and the private sector to mainstream DRR as a core approach to achieving inclusive, risk-informed, and future-ready social development.
MIL OSI United Nations News –
July 24, 2025
MIL-OSI United Nations: 24 July 2025 Departmental update WHO unveils health and environment scorecards for 194 countries

Source: World Health Organisation

The World Health Organization (WHO) has released the 2024 update of its health and environment country scorecards, assessing how countries are managing eight major environmental threats to health across sectors. These threats include air pollution, unsafe water, sanitation and hygiene (WASH), climate change, loss of biodiversity, exposure to chemicals, and radiation, occupational risks, and environmental risks in and around health care facilities. This year’s edition also introduces a new summary score, offering a concise snapshot of how environmental conditions are impacting people’s health.

WHO’s health and environment country scorecards serve as a valuable tool for guiding national action. They provide detailed data across the eight key areas linking environment, climate change, and health policies, promoting cross-sectoral engagement, and helping governments prioritize evidence-based interventions.

“Tackling environmental risks isn’t optional—it’s a prescription for better health, stronger economies, and a safer future. You can’t have healthy people on a sick planet,” said Dr Maria Neira, WHO Director, Department of Environment, Climate Change and Health. “We urge all countries to take bold, coordinated action across sectors to reduce environmental threats. Investing in clean air, safe water, and climate-protective policies is not just good for the planet. It’s essential for the health and future of their people.”

From among countries, Norway and Canada received the highest scores overall. Among income groups, Argentina scored highest for upper-middle-income countries, Jordan for lower-middle-income, and Malawi for low-income countries. European countries led in regional averages, followed by the Americas, Western Pacific, and Eastern Mediterranean, and other regions.

In this third round of scorecards, the introduction of the summary score marks a significant step forward in helping countries prioritize action on health and environment. The summary score is designed to condense a wide range of environmental health indicators into a single, accessible measure. Comprising 25 key indicators across environment, climate change, and health, the score enables countries to track progress at national, regional, and global levels—highlighting trends in exposures, health impacts, policy implementation, as well as identifying critical data gaps.

The scorecards support countries in conducting situation assessments and setting evidence-based priorities for action. While large disparities exist between countries, shaped in part by differing levels of economic resources, every country has an opportunity to strengthen efforts to reduce environmental health risks.

“The updated scorecards, together with the summary score, now bring new visibility to the links between environment and health at country level,” said Dr Annette Pruess, Unit Head, Department of Environment, Climate Change and Health, WHO. “This is a powerful tool for governments to identify challenges and shape targeted responses.”

About 25% of the global burden of disease is linked to environmental threats that are largely preventable. By addressing these environmental risk factors through stronger policies, cleaner technologies, and sustainable practices, we can significantly reduce preventable illnesses and deaths—improving health outcomes while protecting our planet.

MIL OSI United Nations News –

July 24, 2025
MIL-OSI United Nations: 24 July 2025 Departmental update WHO and UNODC release landmark report on contaminated medicines, urging action to protect patients from preventable harm
Source: World Health Organisation

The World Health Organization (WHO) and the United Nations Office on Drugs and Crime (UNODC) have jointly released a landmark report unveiling critical findings on the persistent and preventable threat of contaminated medicines which claimed the lives and compromised the health of countless patients, predominantly children, through the ingestion of medicines with dangerously high levels of toxic chemicals.

Over the past 90 years, at least 25 documented incidents of excipient contamination have resulted in more than 1300 deaths worldwide, many of them children. These incidents occur often due to systemic vulnerabilities in the global supply chain of pharmaceutical excipients, and they have disproportionately affected people in low- and middle-income countries (LMICs), where regulatory oversight and access to quality-assured medicines may be limited.

Titled “Contaminated medicines and integrity of the pharmaceutical excipients supply chain”, the report highlights a tragic and ongoing public health crisis: the contamination of medicines with industrial-grade toxic chemicals, notably diethylene glycol (DEG) and ethylene glycol (EG).

These substances are used as industrial solvents and antifreeze agents but can cause severe health issues and be fatal if ingested, even in small amounts, especially for children. They are often illegally substituted for pharmaceutical-grade excipients such as propylene glycol, glycerin, and sorbitol—ingredients used in the formulation of medicines, including cough and paracetamol syrups.

Since October 2022, WHO has issued 7 Medical Product Alerts concerning multiple batches of contaminated liquid oral medicines, many of which were marketed for paediatric use and exported widely to LMIC. WHO also issued 2 Alerts concerning falsified bulk chemicals masquerading as pharmaceutical quality excipients.

Following a particularly serious case in The Gambia, in which at least 66 children lost their lives, attention was once again focused on this issue. The case in The Gambia was quickly followed by similar incidents in Indonesia and Uzbekistan with a further 268 reported deaths and two further WHO Medical Product Alerts.

Most of the recent cases involve inexpensive oral liquid medicines that can be bought without a prescription. In most cases these medicines were marketed specifically for children and are registered medicines available in pharmacies, medicine stores or informal street markets.

Key findings

The report reveals how criminal networks exploit market volatility and regulatory gaps to introduce toxic substitutes into the supply chain. Key findings include:
- The use of falsified labels and substitution of toxic chemicals for legitimate excipients such as propylene glycol.
- The marketing of falsified excipients via online platforms, including e-commerce and social media.
- A lack of regulatory oversight for manufacturers and distributors of high-risk excipients.
- Deficiencies in post-market surveillance and enforcement mechanisms in both manufacturing and importing countries.
- Intentional criminal conduct, including deliberate falsification of excipients and documentation, contributing directly to multiple contamination incidents.
- Inadequate coordination and capacity among regulatory, customs and law enforcement authorities hindering timely investigations and prosecutions in some jurisdictions.
Call to action

The report calls for urgent global action to close regulatory gaps, strengthen oversight of excipient supply chains and protect all populations, especially the most vulnerable such as children, from preventable and deadly poisoning.

WHO has long played a central and proactive role in preventing, detecting, and responding to substandard and falsified medical products. This report reinforces the critical importance of strong and effective medicines regulatory systems to ensure access to safe, effective and quality-assured products.

Complementing this public health perspective, UNODC highlights the criminal dimension of the issue, documenting how organized criminal groups falsify documentation, substitute industrial-grade chemicals and exploit digital platforms to illegally infiltrate the global pharmaceutical supply chain with toxic and unregulated substances. Its contribution underscores the importance of criminal justice responses in parallel to regulatory action.

The report underscores the need for:
- Improved regulatory frameworks and enforcement mechanisms.
- Enhanced compliance by manufacturers and distributors.
- Greater transparency and traceability in the excipient supply chain.
- Stronger collaboration between health authorities, law enforcement and the private sector.
- Closer collaboration and timely information exchange between regulatory authorities, law enforcement and customs to support investigations and prosecutions.
- Greater enforcement of existing laws, including the application of sanctions in cases of critical non-compliance with regulations related to contaminated excipients.
- Improved investigation quality and prosecutorial capacity to address intentional acts of contamination and falsification of pharmaceutical excipients.
- Strengthened post-market surveillance mechanisms to detect and respond to incidents with potential criminal dimensions.
- Enhanced legal and operational frameworks to address the deliberate falsification of labels, certificates of analysis and excipient composition.
In many cases, contaminated medicines are the result of intentional criminal conduct. Addressing this threat requires coordinated efforts by all stakeholders, including law enforcement agencies, customs officials, prosecutors and anti-corruption bodies. The report calls for greater cross-border cooperation, investigative capacity and the use of international legal instruments such as the United Nations Convention against Transnational Organized Crime (UNTOC).

WHO and UNODC urge Member States, national regulatory authorities, criminal justice actors, law enforcement agencies, pharmaceutical manufacturers and excipient distributors to take immediate decisive action to prevent further avoidable tragedies. Failure to act now risks condemning future generations of children to the same unacceptable and avoidable harms.

A collaborative effort grounded in global partnership

This report is the result of a collaborative effort involving national regulatory authorities (NRAs) and global health partners. Its development was made possible through the generous support of the Fleming Fund and the Gates Foundation.

WHO and UNODC extend their sincere appreciation to all stakeholders who contributed to this important work, particularly the NRAs of The Gambia, Indonesia and Pakistan, whose experiences and insights were instrumental in shaping the report’s findings.

MIL OSI United Nations News –
July 24, 2025
MIL-OSI Asia-Pac: Tenders invited for licence of fee-paying public car park at Chai Wan Municipal Services Building

Source: Hong Kong Government special administrative region – 4

The Government Property Agency (GPA) is inviting tenders for a three-year licence of a fee-paying public car park on portions of Basement Two and a portion of Basement One of Chai Wan Municipal Services Building, 338 Chai Wan Road, Chai Wan, Hong Kong.

The premises should only be used to operate a fee-paying public car park for the parking of private cars and motor cycles.

The tender notice was uploaded today (July 24) to the GPA Property Portal: www.gpaproperty.gov.hk/en/index.html. Tender documents are available for collection at the GPA, 9/F, South Tower, West Kowloon Government Offices, 11 Hoi Ting Road, Yau Ma Tei, Kowloon, during the period from 9am to 6pm from Monday to Friday, except public holidays. The documents can also be downloaded from the GPA Property Portal.

Interested tenderers who wish to conduct a site inspection of the premises should make a prior appointment with the GPA by calling 3842 6775 by August 6.

Tenderers must submit their tenders by placing them in the Government Logistics Department Tender Box placed on the Ground Floor, North Point Government Offices, 333 Java Road, North Point, Hong Kong, before noon on August 14. Late tenders will not be accepted.

MIL OSI Asia Pacific News –

July 24, 2025
MIL-OSI Asia-Pac: Housing Authority awards completion contract

Source: Hong Kong Government special administrative region – 4

The following is issued on behalf of the Hong Kong Housing Authority:

The Hong Kong Housing Authority’s Building Committee and Tender Committee today (July 24) approved the award of the completion contract for construction of the Public Housing Development at Tung Chung Area 100, the Public Housing Development at Tuen Mun Area 29 West and the underground link of Pak Tin Estate redevelopment Phase 10. These three projects were previously carried out by Aggressive Construction Company Limited. The remaining works will be taken up by China Overseas Building Construction Limited.

MIL OSI Asia Pacific News –

July 24, 2025
MIL-OSI Asia-Pac: Hospital Authority announces senior appointments (with photos)

Source: Hong Kong Government special administrative region – 4

The following is issued on behalf of the Hospital Authority:

The Hospital Authority (HA) spokesperson announced the following senior appointments today (July 24):

Dr Terry Lau Chu-leung will be appointed as Hospital Chief Executive (HCE) of Pok Oi Hospital (POH) and Tin Shui Wai Hospital (TSWH) with effect from August 1, succeeding Dr Chong Yee-hung upon his retirement.

Dr Lau, currently the Deputising HCE of POH and Chief of Service (Accident & Emergency) of POH, TSWH and Tuen Mun Hospital in the New Territories West Cluster (NTWC), is a specialist in emergency medicine by background. Since 2021, he has also served as the Deputy HCE of POH, demonstrating a proven track record in enhancing operational efficiency and clinical outcomes. Under his leadership, the NTWC Accident & Emergency Department has achieved a sustained low medical admission rate over the past seven years with a 25 per cent reduction in admissions while maintaining a zero access block. As the cluster co-ordinator for the Pilot Scheme for Direct Cross-boundary Ambulance Transfer in the Greater Bay Area, Dr Lau has effectively managed cases of transfer of patients through smooth processing and strong collaboration with multiple stakeholders.

Dr Simon Tang Yiu-hang will be appointed as Cluster Chief Executive of New Territories East Cluster and HCE of Prince of Wales Hospital with effect from August 25.

Dr Tang, a specialist in emergency medicine by background, is a seasoned senior executive with extensive experience in management positions at both the corporate and cluster levels. As the Director of Cluster Services at the HA Head Office since 2022, he has achieved significant outcomes across diverse areas, such as the establishment of the Global Healthcare Professional Recruitment Centre to attract non-locally trained doctors and nurses to the HA, the implementation of new procurement strategies which effectively reduced costs in purchasing medical equipment and drugs, and the acceleration of new drug enlistments into the HA Drug Formulary and safety net.

During the COVID-19 epidemic, Dr Tang played a key leading role in combating the disease by chairing daily morning meetings in the HA to ensure optimal allocation of treatment facilities for patients. He also spearheaded the establishment of the HA TeleHealth platform and drug delivery services to enhance healthcare service accessibility during critical periods.

The Chairman of the HA, Mr Henry Fan, and the Chief Executive of the HA, Dr Tony Ko, congratulate Dr Lau and Dr Tang on their new appointments and wish them every success in taking up the new roles. Mr Fan and Dr Ko also express their appreciation to Dr Chong for his dedicated service over the years and wish him a happy retirement.

MIL OSI Asia Pacific News –

July 24, 2025
MIL-OSI Asia-Pac: Latest situation of Shek O Beach

Source: Hong Kong Government special administrative region – 4

Attention TV/radio announcers:

Please broadcast the following as soon as possible:

Here is an item of interest to swimmers.

The Leisure and Cultural Services Department announced today (July 24) that the shark prevention net at Shek O Beach in Southern District, Hong Kong Island, has been repaired, and the beach is reopened.

The beach was temporarily closed earlier for shark prevention net maintenance work.

MIL OSI Asia Pacific News –

July 24, 2025
MIL-OSI Asia-Pac: Guangdong, Hong Kong, Macao Health, Animal and Plant Quarantine and Food Safety Control Meeting 2025 held online

Source: Hong Kong Government special administrative region – 4

The Guangdong, Hong Kong, Macao Health, Animal and Plant Quarantine and Food Safety Control Meeting 2025 was held online for two consecutive days and concluded today (July 24). Representatives from the three places shared experiences and exchanged views on various topics within the fields of health, animal and plant quarantine, and food safety control. The three places agreed to further strengthen exchanges and co-operation.

Speaking at the meeting, the Permanent Secretary for Environment and Ecology (Food), Ms Irene Young, said that with the acceleration of the integration process of the Guangdong-Hong Kong-Macao Greater Bay Area, the movement of people, trade in goods, and economic interactions among the three places have become increasingly frequent. The governments of the three places have been working closely together in areas such as health, animal and plant quarantine, and food safety control, achieving significant results across various fields. The meeting enabled experts from the three places to exchange insights, taking the collaboration to new heights.

The Controller of the Centre for Health Protection of the Department of Health, Dr Edwin Tsui, also said at the meeting that the meeting would further strengthen collaboration on health quarantine between Guangdong, Hong Kong and Macao. This will help build a robust cross-boundary public health protection system that safeguards the health and safety of people travelling to and from the three places, creating a “Healthy Bay Area”.

Representatives from the Mainland and the Macao Special Administrative Region (SAR) attending the meeting included the Deputy Director General of the Guangdong Sub-Administration of the General Administration of Customs of the People’s Republic of China, Mr Feng Guoqing; the Acting Chairman of the Administration Committee on Municipal Affairs of the Municipal Affairs Bureau of the Macao SAR Government, Mr Mak Kim-meng; and the Director of the Centre for Disease Prevention and Control of the Health Bureau of the Macao SAR Government, Dr Leong Iek-hou.

Other representatives from Hong Kong were the Director of Food and Environmental Hygiene, Mr Donald Ng; the Director of Agriculture, Fisheries and Conservation, Mr Mickey Lai; and Acting Controller of the Centre for Food Safety, Dr Yonnie Lam and Dr Terence Cheung.

The Guangdong, Hong Kong, Macao Health, Animal and Plant Quarantine and Food Safety Control Meeting is held every two years.

MIL OSI Asia Pacific News –

July 24, 2025
MIL-OSI Asia-Pac: Labour Department to hold seminar on Employment Ordinance

Source: Hong Kong Government special administrative region – 4

The Labour Department has called for registration for a seminar on the Employment Ordinance to be held at 2.15pm on August 21 (Thursday) at the Lecture Theatre (WB), 4/F, West Block, Education Bureau Kowloon Tong Education Services Centre, 19 Suffolk Road, Kowloon Tong.

The main provisions of the Employment Ordinance and abolition of the Mandatory Provident Fund offsetting arrangement will be introduced.

The seminar will be conducted in Cantonese and participation is free of charge. Interested participants should complete the registration form, which can be downloaded from the Labour Department’s website (www.labour.gov.hk), and return it by email by August 7 (Thursday). Spaces will be allocated on a first-come, first-served basis. For enquiries, please call 3575 8671.

MIL OSI Asia Pacific News –

July 24, 2025
MIL-OSI Asia-Pac: Zhejiang Jingkun Art Center (Kun Opera Troupe) to perform classic Kunqu plays and excerpts in Hong Kong in August (with photos)

Source: Hong Kong Government special administrative region – 4

The Chinese Culture Festival (CCF) 2025, organised by the Leisure and Cultural Services Department (LCSD), has invited Zhejiang Jingkun Art Center (Kun Opera Troupe) to present timeless masterpieces in Hong Kong in August, including their signature classic “Fifteen Strings of Cash”, the light-hearted comedy “The Lioness Roars”, and selected opera excerpts showcasing both civil and martial arts. The performances will feature acclaimed artists from the troupe’s Wan and Dai generations, demonstrating the enduring cultural vitality of Kunqu opera through generations of artistic heritage. This programme is also one of the programmes of the 13th Chinese Opera Festival (COF).

ã€€ã€€Kunqu opera gained popularity in the Kunshan area of Suzhou during the Yuan and Ming periods. It has been described as “the mother of Chinese operas”, and was listed by UNESCO as one of the “Masterpieces of the Oral and Intangible Heritage of Humanity” in 2001. It is renowned for its elegant libretti commended for literary merit and delicate dance movements.

ã€€ã€€Details of the three performances are as follows:

“Fifteen Strings of Cash”
———————————————————
Date and time: August 15 (Friday), 7.30pm

ã€€ã€€Departing from Kunqu opera’s typical themes of scholar-beauty romance, “Fifteen Strings of Cash” recounts a mysterious murder case triggered by 15 strings of copper coins. This gripping tale follows Judge Kuang Zhong, who overturns a wrongful conviction and uncovers the true culprit, a cunning trickster named Lou Ashu (Lou the Rat). The excerpt “An Investigation in Disguise” features a masterful interplay between the laosheng (old male) and the chou (comic) roles, representing the pinnacle of operatic artistry. This play was first performed by the troupe’s Chuan-generation artists Zhou Chuanying and Wang Chuansong, and has been passed down through five generations over 70 years. The upcoming performance features Bao Chen and Tian Yang of the Wan generation in the lead, who uphold the legacy with this timeless classic.

“The Lioness Roars”
———————————————————
Date and time: August 16 (Saturday), 7.30pm

ã€€ã€€As one of the rare light comedies in Kunqu opera, “The Lioness Roars” retains the elegance of Kunqu’s lyrical singing while infusing the scholar-beauty romance with a touch of mundane charm, making it a staple of the Kunqu repertoire. The play follows the story of Chen Jichang, a talented scholar who appears timid but deeply devoted to his wife Madam Liu (the Lioness of Hedong). She is portrayed as dominating and prideful, but never to the extent of being objectionable. Chen’s friend Su Dongpo tries to mediate but only adds fuel to their quarrels. Through the couple’s everyday squabbles, the play highlights the importance of family harmony. The play is one of the signature works of Kunqu master Wang Shiyu. Now, the troupe’s star duo Zeng Jie and Hu Ping of the Wan generation take on the roles of this quarrelsome yet loving couple, promising a performance of exceptional artistry.

Traditional Opera Excerpts
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Date and time: August 17 (Sunday), 2.30pm

ã€€ã€€The finale will present five opera excerpts drawn from classic masterpieces of Kunqu opera featuring “The Celestial Place” from “The Dream of Nanke” (one of Tang Xianzu’s “The Four Dreams at Linchuan” of Ming dynasty); “Cancelling the Birthday Celebrations” from the zaju play “The Pavilion of Chanting in the Wind” of Qing dynasty; “Rendezvous at the Pavilion” from the chuanqi “Red Pear Blossom” of Ming dynasty; “Entrusting His Son” from “The Beauty Washing Silk by the River”, the earliest chuanqi in Kunqu; and the spectacular martial piece “Fighting on the Water” from “Leifeng Pagoda”. This programme combines both civil and martial pieces, with the troupe’s outstanding actors demonstrating their exceptional artistry, which makes the performance a must-see for opera enthusiasts.

ã€€ã€€Zhejiang Jingkun Art Center (Kun Opera Troupe) was established in 2019 through the merger of Zhejiang Kunqu Opera Troupe and Zhejiang Peking Opera Troupe. The Zhejiang Kunqu Opera Troupe, founded in 1956, brought Kunqu opera back into the national spotlight when it adapted the traditional play “Dream of Two Bears” into “Fifteen Strings of Cash”. This production became a landmark in Chinese opera reform, with People’s Daily publishing an editorial, hailing it as “a single play that revived an entire genre”. The success spurred the establishment of Kunqu troupes across China. Over the years, the troupe has nurtured outstanding talents, maintaining a lineage of six generations of performers, namely Chuan, Shi, Sheng, Xiu, Wan and Dai. It has also produced numerous award-winning works, earning widespread recognition.

ã€€ã€€The three performances will be held at the Auditorium of Ko Shan Theatre New Wing. Lyrics and dialogue are with Chinese and English surtitles. Tickets priced at $250, $350 and $450 are now available at URBTIX (www.urbtix.hk). For telephone bookings, please call 3166 1288. Group booking discounts and package booking discounts are available for purchasing selected CCF stage programmes, the “Chinese Opera Film Shows” of the COF 2025 and the “Legacy and Vision: Conversations with Chinese Cultural Masters” lecture. For programme enquiries and concessionary schemes, please call 2268 7325 or visit www.ccf.gov.hk/en/programme/zhejiang-jingkun-art-center-kun-opera-troupe.

ã€€ã€€The programme will also feature two Kunqu opera masterclasses (in Putonghua), with actors Hu Ping and Zeng Jie to share the crafting of Dan (female) roles and Sheng (male) roles in Kunqu respectively. The two sessions will be held at 2pm and 4pm on August 14 (Thursday) at AC2, Level 4, Administration Building, Hong Kong Cultural Centre. In addition, a meet-the-artists session entitled “Six Generations of Kunqu Performers: The Sustaining Growth of the Zhejiang Kunqu Opera Troupe” (in Putonghua and Cantonese) will be held at 7.30pm on the same day at the same venue. The speakers include Gu Jiong, Bao Chen, Zeng Jie, Hu Ping and Tian Yang, while Chinese opera researcher Chan Chun-miu will be the moderator. Additionally, a demonstration talk entitled “Kunqu Classics as a Living Tradition” (in Putonghua) will be held at 5pm on August 18 (Monday) at the Theatre, Block I, Jao Tsung-I Academy. The speakers include actors Wu Xinyi and Wang Hengtao. Admission is free. Since the quotas for online registration are full, those who are interested may wait at the venue’s entrance for a standby quota on the day of the session. Any unclaimed spots will be released 10 minutes after the session begins on a first-come, first-served basis.

ã€€ã€€The CCF, presented by the Culture, Sports and Tourism Bureau and organised by the Chinese Culture Promotion Office under the LCSD, aims to promote Chinese culture and enhance the public’s national identity and cultural confidence. It also aims to attract top-notch artists and arts groups from the Mainland and other parts of the world for exchanges in Chinese arts and culture. The CCF 2025 is held from June to September. Through different performing arts programmes in various forms and related extension activities, including selected programmes of the COF, “Tan Dun WE-Festival”, film screenings, exhibitions, as well as community and school activities and more, the festival provides members of the public and visitors with more opportunities to enjoy distinctive programmes that showcase fine traditional Chinese culture, thereby facilitating patriotic education and contributing to the inheritance, transformation and development of traditional Chinese culture in Hong Kong. For more information about programmes and activities of the CCF 2025, please visit www.ccf.gov.hk.

MIL OSI Asia Pacific News –

July 24, 2025
MIL-OSI Asia-Pac: Three co-owners fined over $80,000 for not complying with removal order

Source: Hong Kong Government special administrative region – 4

Three co-owners were convicted and fined $84,660 in total, of which $76,660 was the fine for the number of days that the offence continued, for failing to comply with a removal order issued under the Buildings Ordinance (BO) (Cap. 123) at the Kowloon City Magistrates’ Courts on May 14 and yesterday (July 23) respectively.

The case involved two unauthorised building works (UBWs) on and over the yard on the ground floor of a composite building in Lai Chi Kok Road, Sham Shui Po. A removal order was served on the co-owners under section 24(1) of the BO. Due to their failure to comply with the removal order, they were prosecuted by the BD.

A spokesman for the BD said today (July 24), “UBWs may lead to serious consequences. Owners must comply with removal orders without delay. The BD will continue to take enforcement action against owners who fail to comply with removal orders, including instigation of prosecution, to ensure building and public safety. ”

Failure to comply with a removal order without reasonable excuse is a serious offence under the BO. The maximum penalty upon conviction is a fine of $200,000 and one year’s imprisonment, and a further fine of $20,000 for each day that the offence continues.

MIL OSI Asia Pacific News –

July 24, 2025
MIL-OSI Europe: Italy: EIB and Eni sign €500 million finance agreement to convert Livorno refinery into a biorefinery
Source: European Investment Bank

EIB
- This will be Eni’s third biorefinery in Italy, after those in Venice and Gela.
- Among the distinctive features of the project, in addition to the use of advanced technologies, there is the possibility of adapting the plant to also produce SAF (sustainable aviation fuel) in the future.
- This initiative contributes to the European Union’s decarbonisation goals, with particular reference to the transport sector, and confirms Eni’s energy transition path.
- The project is part of Enilive’s strategy to reach more than five million tonnes of biorefinery capacity by 2030.
The European Investment Bank (EIB) and Eni have signed a €500 million 15-year finance contract to support the conversion of Eni’s Livorno refinery in Tuscany into a biorefinery. The agreement was signed today at Eni’s headquarters in San Donato Milanese by EIB Vice-President Gelsomina Vigliotti and Eni CEO Claudio Descalzi.

Eni’s project involves the construction of new plants to produce hydrogenated biofuels at the Livorno refinery site, including a biogenic pre-treatment unit and a 500 000-tonne/year Ecofining™ plant.

Thanks to its proprietary Ecofining™ technology, Eni’s company dedicated to sustainable mobility, Enilive, produces HVO (hydrogenated vegetable oil) – a biofuel made from renewable raw materials[1] such as used cooking oil and agrifood waste. Pure HVO can now be used in approved engines and is distributed through existing infrastructure.

EIB Vice-President Gelsomina Vigliotti said: “The EIB financing is key to delivering a project of high environmental, technological and strategic value, helping to promote the decarbonisation of the transport sector. This is a concrete example of how industrial innovation can accelerate the path towards climate neutrality, while generating sustainable value for regions.”

Eni CEO Claudio Descalzi said: “The agreement with the EIB confirms Eni’s concrete and high-quality commitment in the transition towards increasingly decarbonized energy. It also underscores the validity of our approach, which is to invest and leverage all available and effective initiatives and technologies for reducing emissions. This virtuous approach is now leading us to convert a third refinery into a biorefinery in Italy, following the examples of Venice and Gela.”

HVO biofuels play a key role because they can make an immediate contribution to reducing transport sector emissions generated not only on roads, but also by air traffic, maritime and rail transport (calculated along the entire value chain). The conversion of the Livorno site is in line with Enilive’s strategy to increase the production of biofuels in response to growing demand in Europe and Italy, in order to meet both emission reduction targets under RED III (Renewable Energy Directive) and the obligations to release pure biofuels for use as defined by Italian legislation. Worldwide, it is estimated that the demand for hydrogenated biofuels will increase by 65% over the period 2024-2028[2].

The Livorno biorefinery will be able to treat different types of biogenic charges, mainly waste and residues of plant origin, to produce HVO diesel, HVO naphtha and bio-LPG.

Among the distinctive features of the project, in addition to the adoption of advanced technologies, there is the possibility in the future of modifying the layout of the plant to have the flexibility to also produce sustainable aviation fuel (SAF), which is a key element of efforts to decarbonise aviation. This gives flexibility to the investment and brings it up to speed with the environmental priorities of the European Union, broadening the potential impact.

This operation is part of the energy transition at national and European level, contributing substantially to decarbonisation of the transport sector and the reduction of CO₂ emissions. It also supports the achievement of Italy’s targets for the production of pure biofuels, which under current legislation provides for a gradual increase in use from 300 000 tonnes per year in 2023 to one million tonnes by 2030.

Background information

The European Investment Bank (ElB) is the long-term lending institution of the European Union, owned by its Member States. It finances investments that contribute to EU policy objectives. EIB projects bolster competitiveness, drive innovation, promote sustainable development, enhance social and territorial cohesion, and support a just and swift transition to climate neutrality. In the last five years, the EIB Group has provided more than €58 billion in financing for projects in Italy. All projects financed by the EIB Group are in line with the Paris Climate Agreement. The EIB Group does not fund investments in fossil fuels. We are on track to deliver on our commitment to support €1 trillion in climate and environmental sustainability investment in the decade to 2030 as pledged in our Climate Bank Roadmap. Over half of the EIB Group’s annual financing supports projects directly contributing to climate change mitigation and adaptation, and a healthier environment. Approximately half of the EIB’s financing within the European Union is directed towards cohesion regions, where per capita income is lower.

Eni is a global energy tech company operating in 64 Countries, with about 32.500 employees. Originally an oil & gas company, it has evolved into an integrated energy company, playing a key role in ensuring energy security and leading the energy transition. Eni’s goal is to achieve carbon neutrality by 2050 through the decarbonization of its processes and of the products it sells to its customers. In line with this goal, Eni invests in the research and development of technologies that can accelerate the transition to increasingly sustainable energy. Renewable energy sources, bio-refining, carbon capture and storage are only some examples of Eni’s areas of activity and research. In addition, the company is exploring game-changing technologies such as fusion energy – a technology based on the physical processes that power stars and that could generate safe, virtually limitless energy with zero emissions.

[1] In accordance with the EU Renewable Energy Directive

[2] IEA Renewables 2023 report, main case, analysis and forecast to 2028.
MIL OSI Europe News –
July 24, 2025
MIL-OSI Europe: Italy: EIB and Eni sign €500 million finance agreement to convert Livorno refinery into a biorefinery
Source: European Investment Bank

EIB
- This will be Eni’s third biorefinery in Italy, after those in Venice and Gela.
- Among the distinctive features of the project, in addition to the use of advanced technologies, there is the possibility of adapting the plant to also produce SAF (sustainable aviation fuel) in the future.
- This initiative contributes to the European Union’s decarbonisation goals, with particular reference to the transport sector, and confirms Eni’s energy transition path.
- The project is part of Enilive’s strategy to reach more than five million tonnes of biorefinery capacity by 2030.
The European Investment Bank (EIB) and Eni have signed a €500 million 15-year finance contract to support the conversion of Eni’s Livorno refinery in Tuscany into a biorefinery. The agreement was signed today at Eni’s headquarters in San Donato Milanese by EIB Vice-President Gelsomina Vigliotti and Eni CEO Claudio Descalzi.

Eni’s project involves the construction of new plants to produce hydrogenated biofuels at the Livorno refinery site, including a biogenic pre-treatment unit and a 500 000-tonne/year Ecofining™ plant.

Thanks to its proprietary Ecofining™ technology, Eni’s company dedicated to sustainable mobility, Enilive, produces HVO (hydrogenated vegetable oil) – a biofuel made from renewable raw materials[1] such as used cooking oil and agrifood waste. Pure HVO can now be used in approved engines and is distributed through existing infrastructure.

EIB Vice-President Gelsomina Vigliotti said: “The EIB financing is key to delivering a project of high environmental, technological and strategic value, helping to promote the decarbonisation of the transport sector. This is a concrete example of how industrial innovation can accelerate the path towards climate neutrality, while generating sustainable value for regions.”

Eni CEO Claudio Descalzi said: “The agreement with the EIB confirms Eni’s concrete and high-quality commitment in the transition towards increasingly decarbonized energy. It also underscores the validity of our approach, which is to invest and leverage all available and effective initiatives and technologies for reducing emissions. This virtuous approach is now leading us to convert a third refinery into a biorefinery in Italy, following the examples of Venice and Gela.”

HVO biofuels play a key role because they can make an immediate contribution to reducing transport sector emissions generated not only on roads, but also by air traffic, maritime and rail transport (calculated along the entire value chain). The conversion of the Livorno site is in line with Enilive’s strategy to increase the production of biofuels in response to growing demand in Europe and Italy, in order to meet both emission reduction targets under RED III (Renewable Energy Directive) and the obligations to release pure biofuels for use as defined by Italian legislation. Worldwide, it is estimated that the demand for hydrogenated biofuels will increase by 65% over the period 2024-2028[2].

The Livorno biorefinery will be able to treat different types of biogenic charges, mainly waste and residues of plant origin, to produce HVO diesel, HVO naphtha and bio-LPG.

Among the distinctive features of the project, in addition to the adoption of advanced technologies, there is the possibility in the future of modifying the layout of the plant to have the flexibility to also produce sustainable aviation fuel (SAF), which is a key element of efforts to decarbonise aviation. This gives flexibility to the investment and brings it up to speed with the environmental priorities of the European Union, broadening the potential impact.

This operation is part of the energy transition at national and European level, contributing substantially to decarbonisation of the transport sector and the reduction of CO₂ emissions. It also supports the achievement of Italy’s targets for the production of pure biofuels, which under current legislation provides for a gradual increase in use from 300 000 tonnes per year in 2023 to one million tonnes by 2030.

Background information

The European Investment Bank (ElB) is the long-term lending institution of the European Union, owned by its Member States. It finances investments that contribute to EU policy objectives. EIB projects bolster competitiveness, drive innovation, promote sustainable development, enhance social and territorial cohesion, and support a just and swift transition to climate neutrality. In the last five years, the EIB Group has provided more than €58 billion in financing for projects in Italy. All projects financed by the EIB Group are in line with the Paris Climate Agreement. The EIB Group does not fund investments in fossil fuels. We are on track to deliver on our commitment to support €1 trillion in climate and environmental sustainability investment in the decade to 2030 as pledged in our Climate Bank Roadmap. Over half of the EIB Group’s annual financing supports projects directly contributing to climate change mitigation and adaptation, and a healthier environment. Approximately half of the EIB’s financing within the European Union is directed towards cohesion regions, where per capita income is lower.

Eni is a global energy tech company operating in 64 Countries, with about 32.500 employees. Originally an oil & gas company, it has evolved into an integrated energy company, playing a key role in ensuring energy security and leading the energy transition. Eni’s goal is to achieve carbon neutrality by 2050 through the decarbonization of its processes and of the products it sells to its customers. In line with this goal, Eni invests in the research and development of technologies that can accelerate the transition to increasingly sustainable energy. Renewable energy sources, bio-refining, carbon capture and storage are only some examples of Eni’s areas of activity and research. In addition, the company is exploring game-changing technologies such as fusion energy – a technology based on the physical processes that power stars and that could generate safe, virtually limitless energy with zero emissions.

[1] In accordance with the EU Renewable Energy Directive

[2] IEA Renewables 2023 report, main case, analysis and forecast to 2028.
MIL OSI Europe News –
July 24, 2025
MIL-OSI: SALTGATOR Debuts Desktop Soft-Gel Injection Machine on Kickstarter — A Game-Changer for Makers

Source: GlobeNewswire (MIL-OSI)

DICKINSON, Texas, July 24, 2025 (GLOBE NEWSWIRE) — SALTGATOR Tech Inc., an Dickinson-based startup dedicated to accessible fabrication tools, is proud to announce the launch of its Kickstarter campaign for the SALTGATOR — the world’s first desktop soft-gel injection molding machine. Compact, safe, and remarkably versatile, SALTGATOR puts industrial-grade molding capabilities into the hands of everyday creators.

Designed for desktops, workshops, or classrooms, the SALTGATOR measures just 13×6×5.5 inches and supports precise heating up to 410°F (210°C). Fully enclosed and insulated, it safely processes up to 4 fl oz of softgel material, enabling users to create custom items like dual-tone fishing lures, silicone grips, cosplay props, keyboard caps, and squishy toys — all within minutes.

“We believe manufacturing tools belong on every creator’s desk,” said a SALTGATOR spokesperson. “Our goal is to empower the next generation of inventors with professional molding capabilities — without the cost, complexity, or hazards of traditional industrial equipment.”

Key Benefits:
– Compact and Powerful – Industrial-level injection molding in a desktop-sized device
– Multi-Material Support – Compatible with thermoplastic elastomers and 3D-printed molds (PLA, PETG, resin)
– Eco-Friendly & Reusable – Remelt and reuse materials to reduce waste and cost
– No Hidden Costs – No subscriptions, no proprietary cartridges — just refill and go
– Beginner-Friendly Interface – Simple control panel, auto shut-off, and fume-free operation for total peace of mind

Kickstarter Details
The SALTGATOR Kickstarter campaign offers early-bird specials starting at $249, a full $150 discount from the projected $399 retail price. Reward tiers include starter mold sets, custom color options, and extended warranties. Shipping is expected 1 months after campaign completion.

Backers can explore hands-on video demos, real-world use cases, and expert reviews on the campaign page, showcasing how SALTGATOR bridges the gap between creative ideas and real, tangible products. Whether you’re an educator, DIY enthusiast, or small-batch producer, SALTGATOR makes desktop-scale molding more approachable than ever before.

“As more creators demand agile, on-demand fabrication solutions, SALTGATOR brings those capabilities home,” added the spokesperson. “We’re here to unlock creativity with tools that are powerful, safe, and surprisingly fun to use.”

About SALTGATOR Tech Inc.
Founded in 2025 in Dickinson, Texas, SALTGATOR Tech Inc. develops compact, efficient, and user-friendly fabrication tools for innovators of all levels. With a focus on safety, simplicity, and creativity, SALTGATOR’s mission is to make advanced production technologies — like soft-gel injection molding — accessible to makers, educators, and entrepreneurs around the world.

For media inquiries and sample requests:
SALTGATOR Tech Inc. Press Office

https://www.SALTGATOR.com

https://discord.com/invite/93EydfRVUD

https://www.kickstarter.com/projects/1613155563/saltgator-the-1st-desktop-softgel-injection-molding-machine?ref=7c79id

Email: hello@saltgator.com

Disclaimer: This content is provided by SALTGATOR Tech Inc.. The statements, views, and opinions expressed in this column are solely those of the content provider. The information shared in this press release is not a solicitation for investment, nor is it intended as investment, financial, or trading advice. It is strongly recommended that you conduct thorough research and consult with a professional financial advisor before making any investment or trading decisions. Please conduct your own research and invest at your own risk.

Photos accompanying this announcement are available at:

https://www.globenewswire.com/NewsRoom/AttachmentNg/23c3bfca-ea72-4a57-a061-6966b5ca0bdb

https://www.globenewswire.com/NewsRoom/AttachmentNg/c83b5167-eaa7-46c1-8881-6640aeb2d939

https://www.globenewswire.com/NewsRoom/AttachmentNg/5b7577e2-d171-441f-9c06-912ed41dfafb

The MIL Network –

July 24, 2025

Blog

DLNR News Release – MAUNALUA BAY DREDGING SCHEDULED TO BEGIN JULY 28

Office of the Governor — Travel Release — Gov. Green to Attend NGA Summer Meeting in Colorado

Public discussion

Summary table of proposals and comments on the draft Bank of Russia instruction “On Amendments to Bank of Russia Instruction dated April 10, 2023 No. 6406-U”

Draft Bank of Russia instruction “On the procedure for notification by a bank (other credit institution) of the opening or closing of an account, of a change in account details, of a change in account details in electronic form to the territorial body of the insurer”

Draft Bank of Russia Instruction “On Amending Bank of Russia Instruction No. 3701-U of June 29, 2015 “On the Procedure for Sending Requests and Receiving Information from the Central Catalog of Credit Histories by Submitting a Request through a Notary”

Draft Bank of Russia Instruction “On Amendments to Bank of Russia Instruction No. 135-I of April 2, 2010”

Draft Bank of Russia Instruction “On the cases and procedure for partial redemption of investment units of a closed-end mutual investment fund without the owner of the investment units submitting a request for their redemption”

Draft Bank of Russia Instruction “On Amendments to Bank of Russia Instruction No. 6568-U dated October 6, 2023”

Summary table of comments and suggestions on the draft Bank of Russia instruction “On Amendments to Bank of Russia Instruction dated September 18, 2017 No. 4533-U”

Key findings

Call to action

A collaborative effort grounded in global partnership