NewzIntel.com

Category: Banking

  • MIL-OSI Submissions: Africa – GCR Upgrades ShafDB’s Long and Short-Term Issuer Ratings, Maintains Stable Outlook

    Source: Fast Media

    Nairobi – July 9, 2025 – Global Credit Ratings (GCR), has affirmed and upgraded Shelter Afrique Development Bank’s (ShafDB) international and several key national scale ratings, reflecting the Bank’s strengthened capital position, risk management improvements, and growing credibility across our its shareholder base.

    In its latest review, the Johannesburg-based rating agency has affirmed the Bank’s international scale long-term and short-term issuer ratings at B/B, with a Stable Outlook.

    At the same time GCR has also upgraded the long and short-term national scale issuer ratings for Kenya to AA+(KE)/A1+(KE) from AA-(KE)/A1+(KE); Nigerian to AAA(NG)/A1+(NG) from AA+(NG)/A1+(NG); and Mauritian to BBB(MU)/A2(MU) from BB+(MU)/B(MU). All the three national scale ratings have been accorded a stable outlook.

    The Agency has also Upgraded the ratings of its Nigerian Series 1 Senior Unsecured Notes under the NGN200bn Domestic Bond Issuance Programme to AAA(NG) from AA+(NG).

    “The upgrades reflect GCR’s confidence in the Bank’s improved risk management, strengthened capitalization (leverage ratio up to 82.2% in FY2024), and progress in capital arrears resolution. The Stable Outlook affirms expectations of continued sound capitalization, strategic disbursement growth, and enhanced shareholder engagement,” GCR said in a commentary.

    “This recognition underscores Shelter Afrique’s growing operational credibility, commitment to quality lending, and continued transformation into a resilient and trusted multilateral development bank dedicated to delivering affordable housing and urban development solutions across Africa,” GCR added.

    Welcoming the rating reviews, Shelter Afrique Development Bank’s Director of Risk, Bernard Oketch said the rating upgrade has reinforced the Bank’s financial strength, strategic direction, and institutional credibility.

    “These upgrades reflect our strong fundamentals and our unwavering commitment to reforms, growth, and sustainable impact.  Clearly, we are on a solid path forward in delivering impactful, quality-driven housing finance solutions across Africa,” Mr. Oketch said.

    Shelter Afrique Development Bank’s has 46 shareholders comprising 44 member States under “Category A” shareholding, and African Development Bank (AfDB) and the Africa Reinsurance Corporation (Africa-Re) under “Category B” shareholding – who will be convening in Algiers, Algeria from 15th to 17th July 2025 for the Bank’s 44th Annual General Meeting and Housing Symposium. https://www.agm.shelterafrique.org/agm-2025/

    It has also “Category C” shareholding for non-African institutions and States willing to join the institution as shareholders.

    About Shelter-Afrique Development Bank:

    Shelter Afrique Development Bank is a Pan-African institution solely dedicated to financing and promoting housing, urban & related infrastructure development across the African continent. ShafDB operates through a partnership involving 44 African Governments, as well as the African Development Bank (AfDB) and the Africa Reinsurance Corporation (Africa-Re).

    The Institution delivers financial solutions and associated services that support both the supply and demand aspects of the affordable housing value chain. As a premier provider of financial, advisory, and research solutions, ShafDB focuses on addressing Africa’s housing crisis through financial institutions, project finance and public-private partnerships, striving to achieve sustainable developmental impact.

    MIL OSI – Submitted News –

  • MIL-OSI USA: Donalds Leads Coalition To Increase Access To Capital For Small Businesses And Small Banks

    Source: United States House of Representatives – Representative Byron Donalds (R-FL)

    Donalds Leads Coalition To Increase Access To Capital For Small Businesses And Small Banks

    Washington, April 11, 2025

    WASHINGTON – Congressman Byron Donalds (R-FL) has introduced transformative legislation to increase access to capital for small businesses and small banks.
    H.R. 2835 – “The Small Bank Holding Company Relief Act” is the 14th piece of legislation introduced by Congressman Donalds during the 119th Congress, is co-led by Congressman Mike Haridopolos (R-FL), and has received the support of Congressman Frank Lucas (R-OK).

    Specifically, the “The Small Bank Holding Company Relief Act” raises the consolidated asset threshold of Bank Holding Companies (BHCs) to qualify as Small Bank Holding Companies (SBHCs) from $3 billion to $25 billion. Raising the asset threshold for SBHC would enable more banks to operate at higher debt levels, which can allow them to raise capital more cheaply. 

    SBHCs are allowed to operate at higher levels of debt which can be used to capitalize the bank subsidiary—promoting growth and lending. This legislation does not change capital rules and regulations for subsidiary banks. Congressman Donalds released the following statement:

    “Under the crushing. regulatory regime of President Biden, the American Dream was out of reach for millions of ambitious entrepreneurs across our nation. Under President Trump, we are putting the American people first again and unleashing prosperity. This is why I’m proud to introduce ‘The Small Bank Holding Company Relief Act’ alongside Congressman Haridopolos. This legislation will increase much-needed access to capital for small businesses and small banks. The American Dream is for all Americans, and with increased access to capital, what once were just dreams will become reality.”

    Background:

    • Bank Holding Companies are corporations that own controlling interests in one or more banks, but they do not offer banking services themselves.

    • Currently, a Bank Holding Company must have less than $3 billion in consolidated assets to qualify as a Small Bank Holding Company.

    • Small Bank Holding Companies are exempt from the Federal Reserve’s risk-based capital and leverage rules.

    More:

    • Read Legislative Text HERE.
    • See Congress.gov Bill Profile HERE.
    • See Social Media Summary Graphics BELOW:

    ###

    MIL OSI USA News –

  • MIL-OSI USA: Rosen, Banks Introduce Bipartisan Bill to Strengthen U.S.-Israel Military Stockpile 

    US Senate News:

    Source: United States Senator Jacky Rosen (D-NV)

    WASHINGTON, DC – Today, U.S. Senators Jacky Rosen (D-NV) and Jim Banks (R-IN) introduced a bill to strengthen the U.S.-Israel weapons stockpile. The bipartisan Weapons Resupply, Stockpile, and Alliance-Israel Act would extend a program that lets the U.S. store weapons and military equipment in Israel, which both countries can use in a crisis. Keeping this stockpile in place helps the U.S. stay ready for emergencies in the region and makes sure that Israel, one of America’s closest allies, has the tools it needs to defend itself.
    “I’m proud to help introduce this bipartisan legislation that will bolster our national security and strengthen the U.S.-Israel relationship,” said Senator Rosen. “By extending the authorization for the War Reserves Stockpile in Israel, we are reinforcing our commitment to Israel and ensuring both American and Israeli forces have access to the critical resources they need to respond swiftly in times of crisis. This is about keeping Americans safe and supporting our allies.”
    “This bill strengthens America’s military readiness and ensures we’re prepared for any crisis in the region,” said Senator Banks. “Supporting Israel, our most important Middle East ally, directly protects U.S. interests and helps keep Americans safe.”
    Senator Rosen has consistently championed U.S.–Israel defense cooperation. In June, she returned from a visit to Israel, the West Bank, Jordan, and Iraq, pressing for stronger regional stability and deeper defense coordination. In April 2024, Senator Rosen helped pass a bipartisan national security package that included $4 billion in funding for Israel’s missile defense systems—Iron Dome, David’s Sling, and Arrow. She also urged her Senate colleagues to oppose resolutions that would restrict weapons for Israel, underscoring Israel’s right to defend itself from terrorist attacks.

    MIL OSI USA News –

  • MIL-OSI USA: Rosen, Banks Introduce Bipartisan Bill to Strengthen U.S.-Israel Military Stockpile 

    US Senate News:

    Source: United States Senator Jacky Rosen (D-NV)

    WASHINGTON, DC – Today, U.S. Senators Jacky Rosen (D-NV) and Jim Banks (R-IN) introduced a bill to strengthen the U.S.-Israel weapons stockpile. The bipartisan Weapons Resupply, Stockpile, and Alliance-Israel Act would extend a program that lets the U.S. store weapons and military equipment in Israel, which both countries can use in a crisis. Keeping this stockpile in place helps the U.S. stay ready for emergencies in the region and makes sure that Israel, one of America’s closest allies, has the tools it needs to defend itself.
    “I’m proud to help introduce this bipartisan legislation that will bolster our national security and strengthen the U.S.-Israel relationship,” said Senator Rosen. “By extending the authorization for the War Reserves Stockpile in Israel, we are reinforcing our commitment to Israel and ensuring both American and Israeli forces have access to the critical resources they need to respond swiftly in times of crisis. This is about keeping Americans safe and supporting our allies.”
    “This bill strengthens America’s military readiness and ensures we’re prepared for any crisis in the region,” said Senator Banks. “Supporting Israel, our most important Middle East ally, directly protects U.S. interests and helps keep Americans safe.”
    Senator Rosen has consistently championed U.S.–Israel defense cooperation. In June, she returned from a visit to Israel, the West Bank, Jordan, and Iraq, pressing for stronger regional stability and deeper defense coordination. In April 2024, Senator Rosen helped pass a bipartisan national security package that included $4 billion in funding for Israel’s missile defense systems—Iron Dome, David’s Sling, and Arrow. She also urged her Senate colleagues to oppose resolutions that would restrict weapons for Israel, underscoring Israel’s right to defend itself from terrorist attacks.

    MIL OSI USA News –

  • MIL-OSI USA: Rosen, Banks Introduce Bipartisan Bill to Strengthen U.S.-Israel Military Stockpile 

    US Senate News:

    Source: United States Senator Jacky Rosen (D-NV)
    WASHINGTON, DC – Today, U.S. Senators Jacky Rosen (D-NV) and Jim Banks (R-IN) introduced a bill to strengthen the U.S.-Israel weapons stockpile. The bipartisan Weapons Resupply, Stockpile, and Alliance-Israel Act would extend a program that lets the U.S. store weapons and military equipment in Israel, which both countries can use in a crisis. Keeping this stockpile in place helps the U.S. stay ready for emergencies in the region and makes sure that Israel, one of America’s closest allies, has the tools it needs to defend itself.
    “I’m proud to help introduce this bipartisan legislation that will bolster our national security and strengthen the U.S.-Israel relationship,” said Senator Rosen. “By extending the authorization for the War Reserves Stockpile in Israel, we are reinforcing our commitment to Israel and ensuring both American and Israeli forces have access to the critical resources they need to respond swiftly in times of crisis. This is about keeping Americans safe and supporting our allies.”
    “This bill strengthens America’s military readiness and ensures we’re prepared for any crisis in the region,” said Senator Banks. “Supporting Israel, our most important Middle East ally, directly protects U.S. interests and helps keep Americans safe.”
    Senator Rosen has consistently championed U.S.–Israel defense cooperation. In June, she returned from a visit to Israel, the West Bank, Jordan, and Iraq, pressing for stronger regional stability and deeper defense coordination. In April 2024, Senator Rosen helped pass a bipartisan national security package that included $4 billion in funding for Israel’s missile defense systems—Iron Dome, David’s Sling, and Arrow. She also urged her Senate colleagues to oppose resolutions that would restrict weapons for Israel, underscoring Israel’s right to defend itself from terrorist attacks.

    MIL OSI USA News –

  • MIL-OSI Banking: Reasoning reimagined: Introducing Phi-4-mini-flash-reasoning

    Source: Microsoft

    Headline: Reasoning reimagined: Introducing Phi-4-mini-flash-reasoning

    Unlock faster, efficient reasoning with Phi-4-mini-flash-reasoning—optimized for edge, mobile, and real-time applications.

    State of the art architecture redefines speed for reasoning models

    Microsoft is excited to unveil a new edition to the Phi model family: Phi-4-mini-flash-reasoning. Purpose-built for scenarios where compute, memory, and latency are tightly constrained, this new model is engineered to bring advanced reasoning capabilities to edge devices, mobile applications, and other resource-constrained environments. This new model follows Phi-4-mini, but is built on a new hybrid architecture, that achieves up to 10 times higher throughput and a 2 to 3 times average reduction in latency, enabling significantly faster inference without sacrificing reasoning performance. Ready to power real world solutions that demand efficiency and flexibility, Phi-4-mini-flash-reasoning is available on Azure AI Foundry, NVIDIA API Catalog, and Hugging Face today.

    Efficiency without compromise 

    Phi-4-mini-flash-reasoning balances math reasoning ability with efficiency, making it potentially suitable for educational applications, real-time logic-based applications, and more. 

    Similar to its predecessor, Phi-4-mini-flash-reasoning is a 3.8 billion parameter open model optimized for advanced math reasoning. It supports a 64K token context length and is fine-tuned on high-quality synthetic data to deliver reliable, logic-intensive performance deployment.  

    What’s new?

    At the core of Phi-4-mini-flash-reasoning is the newly introduced decoder-hybrid-decoder architecture, SambaY, whose central innovation is the Gated Memory Unit (GMU), a simple yet effective mechanism for sharing representations between layers.  The architecture includes a self-decoder that combines Mamba (a State Space Model) and Sliding Window Attention (SWA), along with a single layer of full attention. The architecture also involves a cross-decoder that interleaves expensive cross-attention layers with the new, efficient GMUs. This new architecture with GMU modules drastically improves decoding efficiency, boosts long-context retrieval performance and enables the architecture to deliver exceptional performance across a wide range of tasks. 

    Key benefits of the SambaY architecture include: 

    • Enhanced decoding efficiency.
    • Preserves linear prefiling time complexity.
    • Increased scalability and enhanced long context performance.
    • Up to 10 times higher throughput.
    Our decoder-hybrid-decoder architecture taking Samba [RLL+25] as the self-decoder. Gated Memory Units (GMUs) are interleaved with the cross-attention layers in the cross-decoder to reduce the decoding computation complexity. As in YOCO [SDZ+24], the full attention layer only computes the KV cache during the prefilling with the self-decoder, leading to linear computation complexity for the prefill stage.

    Phi-4-mini-flash-reasoning benchmarks 

    Like all models in the Phi family, Phi-4-mini-flash-reasoning is deployable on a single GPU, making it accessible for a broad range of use cases. However, what sets it apart is its architectural advantage. This new model achieves significantly lower latency and higher throughput compared to Phi-4-mini-reasoning, particularly in long-context generation and latency-sensitive reasoning tasks. 

    This makes Phi-4-mini-flash-reasoning a compelling option for developers and enterprises looking to deploy intelligent systems that require fast, scalable, and efficient reasoning—whether on premises or on-device. 

    The top plot shows inference latency as a function of generation length, while the bottom plot illustrates how inference latency varies with throughput. Both experiments were conducted using the vLLM inference framework on a single A100-80GB GPU with tensor parallelism (TP) set to 1.
    A more accurate evaluation was used where Pass@1 accuracy is averaged over 64 samples for AIME24/25 and 8 samples for Math500 and GPQA Diamond. In this graph, Phi-4-mini-flash-reasoning outperforms Phi-4-mini-reasoning and is better than models twice its size.

    What are the potential use cases? 

    Thanks to its reduced latency, improved throughput, and focus on math reasoning, the model is ideal for: 

    • Adaptive learning platforms, where real-time feedback loops are essential.
    • On-device reasoning assistants, such as mobile study aids or edge-based logic agents.
    • Interactive tutoring systems that dynamically adjust content difficulty based on a learner’s performance.

    Its strength in math and structured reasoning makes it especially valuable for education technology, lightweight simulations, and automated assessment tools that require reliable logic inference with fast response times. 

    Developers are encouraged to connect with peers and Microsoft engineers through the Microsoft Developer Discord community to ask questions, share feedback, and explore real-world use cases together. 

    Microsoft’s commitment to trustworthy AI 

    Organizations across industries are leveraging Azure AI and Microsoft 365 Copilot capabilities to drive growth, increase productivity, and create value-added experiences. 

    We’re committed to helping organizations use and build AI that is trustworthy, meaning it is secure, private, and safe. We bring best practices and learnings from decades of researching and building AI products at scale to provide industry-leading commitments and capabilities that span our three pillars of security, privacy, and safety. Trustworthy AI is only possible when you combine our commitments, such as our Secure Future Initiative and our responsible AI principles, with our product capabilities to unlock AI transformation with confidence.  

    Phi models are developed in accordance with Microsoft AI principles: accountability, transparency, fairness, reliability and safety, privacy and security, and inclusiveness.  

    The Phi model family, including Phi-4-mini-flash-reasoning, employs a robust safety post-training strategy that integrates Supervised Fine-Tuning (SFT), Direct Preference Optimization (DPO), and Reinforcement Learning from Human Feedback (RLHF). These techniques are applied using a combination of open-source and proprietary datasets, with a strong emphasis on ensuring helpfulness, minimizing harmful outputs, and addressing a broad range of safety categories. Developers are encouraged to apply responsible AI best practices tailored to their specific use cases and cultural contexts. 

    Read the model card to learn more about any risk and mitigation strategies.  

    Learn more about the new model 

    Create with Azure AI Foundry

    MIL OSI Global Banks –

  • MIL-OSI Banking: Choosing the right AI path for your business: A practical guide for leaders

    Source: Microsoft

    Headline: Choosing the right AI path for your business: A practical guide for leaders

    With generative AI moving from experimentation to execution, the pressure is on to turn plans into progress. Every customer I talk to has done the homework: their use case lists are in, their priorities are clear, and their excitement is real. They’re no longer asking, “Should we use AI?” Instead, they’re looking at those use cases alongside a rapidly evolving AI landscape and asking, “Where do we start?”

    It’s a great question, considering that a year ago building an AI agent meant calling in an experienced IT team. Today, teams in finance, human resources, and communications are building their own using low-code tools and off-the-shelf AI like Microsoft 365 Copilot. What once took months and weeks now takes hours and minutes, and often fits right into the tools they already use. IDC predicts over a billion AI agents will be in use by 2028 as AI shifts from answering questions to taking action at scale.1

    Does that mean you should begin with agents? Not necessarily. With so many tools and promises in the market, deciding where to start can be overwhelming. That’s why we created The Business Guide to AI Solutions—to help you cut through the noise and focus on what matters: solving real business problems with the right kind of AI.

    The Business Guide to AI Solutions

    Choose and apply assistants, agents, and custom tools as part of a secure, scalable AI strategy

    Match the solution to your business goals

    AI isn’t one-size-fits-all. The best results come from aligning the right AI solution with the specific problem you’re trying to solve. Whether your goal is to boost productivity, streamline operations, personalize customer experiences, or build something entirely new, there’s a path forward. Here’s how to think about your options:

    Need to boost team productivity and reduce time spent on repetitive tasks? Start fast with assistants

    Our recent 2025 Work Trend Index Annual Report contains a lot of insight into how AI is reshaping work. It also put a spotlight on something many employees struggle with that can stall a company’s progress: the infinite workday. The pace of work keeps accelerating—and for many, that means the day never really ends. People are starting earlier, working later, and staying buried in emails, Microsoft Teams chats, and meeting requests well into evenings and weekends.

    Clearly, the pace of business is relentless. Our approach can’t be. A great place to start is AI assistants. And if your priority is to help your team be more productive, off-the-shelf solutions can deliver quick wins. Microsoft 365 Copilot is built into the apps your teams already use. Designed for fast deployment and immediate value across different roles, Copilot can help people work faster by summarizing content, generating drafts, and automating routine work in all functions—including sales, marketing, finance, and human resources.

    For example, British Columbia Investment Management Corporation (BCI) increased productivity by 10% to 20% for 84% of Copilot users and increased their job satisfaction by 68%. The business saved more than 2,300 person-hours with automation, reduced the time spent on writing internal audit reports by 30% and saved one month of processing time to analyze 8,000 survey comments. And XP Inc. uses Microsoft 365 Copilot to automate tasks, boosting productivity by saving over 9,000 hours—a 30% increase in audit team efficiency.

    Struggling with complex, manual processes that slow down operations? Automate with agents

    When you’re ready to streamline more complex, multistep processes, agents can help. These autonomous tools go beyond assistants by taking action on your behalf—coordinating tasks across systems, automating workflows, and supporting business operations at scale.

    Agents are quickly moving from experimental to essential. We recently introduced advancements in memory, reasoning, and access control that make agents more effective across business environments. You can see this in action in the latest Microsoft 365 Copilot innovations, including multi-agent orchestration, agent tuning, and deeper integration with everyday apps.

    With Microsoft Azure AI Foundry, developers can access a full stack agent factory with capabilities to automate business processes across the enterprise. For example, Fujitsu boosted sales proposal productivity by 67%, enabling their teams to focus more time on customer engagement.

    We’re also investing in open standards to help agents operate securely across systems so they can scale with your business, not just your tech stack. Read the broader vision for what’s next to learn how AI agents are shaping a more open, connected, and productive future.

    Whether built with low-code or pro-code tools, agents can have a big impact across teams. Carvana built an AI agent named Sebastian to guide customers through the car buying and selling journey. To continuously improve Sebastian’s performance, they developed Conversation Analysis Review Engine (CARE), an AI-powered platform that analyzes 100% of customer interactions. Together, Sebastian and CARE have helped Carvana reduce inbound calls per sale by over 45% in two years, reflecting a smoother, more efficient customer experience.

    Want to tailor AI to your business without starting from scratch? Extend prebuilt solutions

    Once you’ve started using Microsoft 365 Copilot, built-in extensibility gives you a way to go further. With Microsoft Copilot Studio, you can connect AI to your own data, fine-tune prompts, and integrate functionality into your existing systems. This allows you to adapt AI to your workflows—without the time and complexity of building something entirely new.

    A case in point is Pets at Home, the United Kingdom’s leading pet care business, which used Microsoft Copilot Studio to extend Copilot’s capabilities for its profit protection team. By building a tailored agent that compiles cases for human review, the company streamlined internal workflows and expects to drive seven-figure annual savings, all without starting from scratch.

    Looking to create a competitive edge with something truly unique? Differentiate with custom AI

    When your needs are highly specific, customization enables you to design unique solutions that reflect your organization’s DNA. With Azure AI Foundry you can build your own agents, train models with your data, and create experiences specifically made for your business.

    For example ABB Group, a global leader in electrification and automation, built a custom AI solution called Genix Copilot using Microsoft Azure OpenAI service to tackle complex industrial challenges like asset performance, energy optimization, and emissions monitoring. The result? Up to 35% savings in operations and maintenance, 20% improvement in energy efficiency, and an 80% reduction in service calls, all through a differentiated, AI-powered experience tailored to their customers’ needs.

    You can also build AI solutions tailored to your industry using Microsoft’s industry-specific models and tools in Azure AI Foundry. Whether you’re in healthcare, retail, manufacturing, financial services, or education, our Microsoft Industry Clouds provide prebuilt data models, templates, and AI services to help you move faster and deliver value sooner—without compromising on security or compliance.

    Build on a foundation of trust

    As AI becomes more powerful, so do the risks. Business leaders are asking the right questions: How do we protect sensitive data? How do we ensure compliance? How do we build AI systems that are fair, transparent, and accountable?

    At Microsoft,

    1IDC Info Snapshot, sponsored by Microsoft, 1.3 Billion AI Agents by 2028, Enterprise Grade and in Production, US53361825, May 2025.

    MIL OSI Global Banks –

  • MIL-OSI New Zealand: Analysis – OCR on hold, probably only temporarily – Cotality

    Source and Analysis: Kelvin Davidson, Chief Property Economist for Cotality NZ (formerly CoreLogic)

    As widely expected, the Reserve Bank’s Monetary Policy Committee voted unanimously to keep the official cash rate unchanged today at 3.25%, the first ‘hold decision’ after six consecutive cuts. In its short commentary alongside the decision, the Committee noted a concern about lurking, near-term inflationary pressures and the need to keep monitoring those factors before any further moves are made.

    However, the record of the meeting also set out the expectation that the tariffs and changes in global trading patterns will tend to restrain economic growth and eventually being inflation back down again. The voting options in the latest meeting were also for no OCR change or a cut, indicating a downwards bias.
    As such, there was also a clear signal that we haven’t seen the last of the OCR cuts in this cycle yet, and a drop in August (20th) seems very much on the cards. By then, we’ll also have the Q2 CPI figures, which are due out 21st July.
    Meanwhile, the housing market effects from today’s decision are likely to be negligible.
    Mortgage rates have already fallen a long way from their peak – and by a similar amount to the OCR – and we’re recently seeing in the data that a higher proportion of borrowers are now looking at longer-term fixed rates again, after a period of going short as market rates fell.
    Even if a fresh bout of competition among the banks did re-emerge in the near term, the scale would be smaller than the falls in mortgage rates we’ve already seen. And the greater focus in the housing market at the moment seems to be on the other side of the ledger – i.e. the price restraint being supplied by abundant listings and labour market uncertainty.
    Those concerns about job security might mean that many existing borrowers who are rolling off higher fixes from the past and down onto the new prevailing rates might choose to save their extra cash rather than spend it in the economy or property market. All in all, the second half of the year for NZ’s housing market may be just as subdued as the first.

    MIL OSI New Zealand News –

  • MIL-OSI Economics: BSTDB Concludes the 27th Annual Meeting of the Board of Governors in Yerevan

    Source: Black Sea Trade and Development Bank

    Press Release | 09-Jul-2025

    Governors Reaffirm Support for BSTDB and Approve New Strategic Branding

    The Board of Governors of the Black Sea Trade and Development Bank (BSTDB) held its 27th Annual Meeting under the Chairmanship of Mr. Artur Javadyan, BSTDB Governor for the Republic of Armenia.

     The Meeting brought together high-level representatives from BSTDB’s eleven member states, along with BSEC leaders and the Bank’s Observers.

    The Governors evaluated the Bank’s operational activity and unanimously approved the Financial Statements for 2024. They praised BSTDB’s sustained role as a reliable partner for regional economic advancement.

    During the Meeting, the Board of Governors extended the term of Dr. Serhat Köksal as President of BSTDB by two years.

    Mr. Artur Javadyan, Chairman of the Board of Governors, commented: “Amid challenging economic times, BSTDB continued to deliver tangible results, reinforcing its role as a catalyst for sustainable regional growth”.

    Dr. Serhat Köksal, President of BSTDB, noted: ‘This meeting reaffirmed the shared vision of our member countries for a resilient and inclusive Black Sea region, underpinned by responsible finance.” Dr. Köksal expressed his gratitude to the Governors, stating: “I am deeply honored by the renewed trust placed in me. I thank the Board of Governors for their continued confidence and support, and I remain committed to advancing our collective vision for a resilient and inclusive Black Sea region, grounded in responsible finance.” 

    The BSTDB President also acknowledged the excellent organization and warm hospitality extended by Governor Javadyan and the host country.

    The Board also elected Mr. Sahil Babayev, Governor for the Republic of Azerbaijan, as the new Chair of the Board of Governors for the upcoming one-year term. Governors for the Republic of Bulgaria and Georgia were elected as Deputy Chairpersons. The 28th Annual Meeting of the Board of Governors will be held in Azerbaijan. The exact date and venue of the Meeting will be determined in due course.

    In addition, the Board approved BSTDB’s new visual identity, reflecting the institution’s strategic orientation and commitment to modernization. The new brand will be officially unveiled in the coming weeks.

     

    The Black Sea Trade and Development Bank (BSTDB) is an international financial institution established by Albania, Armenia, Azerbaijan, Bulgaria, Georgia, Greece, Moldova, Romania, Russia, Türkiye, and Ukraine. The BSTDB headquarters are in Thessaloniki, Greece. BSTDB supports economic development and regional cooperation by providing loans, credit lines, equity and guarantees for projects and trade financing in the public and private sectors in its member countries. The authorized capital of the Bank is EUR 3.45 billion. For information on BSTDB, visit www.bstdb.org.

     

    Contact: Haroula Christodoulou

    : @BSTDB

    MIL OSI Economics –

  • MIL-OSI Economics: BSTDB Concludes the 27th Annual Meeting of the Board of Governors in Yerevan

    Source: Black Sea Trade and Development Bank

    Press Release | 09-Jul-2025

    Governors Reaffirm Support for BSTDB and Approve New Strategic Branding

    The Board of Governors of the Black Sea Trade and Development Bank (BSTDB) held its 27th Annual Meeting under the Chairmanship of Mr. Artur Javadyan, BSTDB Governor for the Republic of Armenia.

     The Meeting brought together high-level representatives from BSTDB’s eleven member states, along with BSEC leaders and the Bank’s Observers.

    The Governors evaluated the Bank’s operational activity and unanimously approved the Financial Statements for 2024. They praised BSTDB’s sustained role as a reliable partner for regional economic advancement.

    During the Meeting, the Board of Governors extended the term of Dr. Serhat Köksal as President of BSTDB by two years.

    Mr. Artur Javadyan, Chairman of the Board of Governors, commented: “Amid challenging economic times, BSTDB continued to deliver tangible results, reinforcing its role as a catalyst for sustainable regional growth”.

    Dr. Serhat Köksal, President of BSTDB, noted: ‘This meeting reaffirmed the shared vision of our member countries for a resilient and inclusive Black Sea region, underpinned by responsible finance.” Dr. Köksal expressed his gratitude to the Governors, stating: “I am deeply honored by the renewed trust placed in me. I thank the Board of Governors for their continued confidence and support, and I remain committed to advancing our collective vision for a resilient and inclusive Black Sea region, grounded in responsible finance.” 

    The BSTDB President also acknowledged the excellent organization and warm hospitality extended by Governor Javadyan and the host country.

    The Board also elected Mr. Sahil Babayev, Governor for the Republic of Azerbaijan, as the new Chair of the Board of Governors for the upcoming one-year term. Governors for the Republic of Bulgaria and Georgia were elected as Deputy Chairpersons. The 28th Annual Meeting of the Board of Governors will be held in Azerbaijan. The exact date and venue of the Meeting will be determined in due course.

    In addition, the Board approved BSTDB’s new visual identity, reflecting the institution’s strategic orientation and commitment to modernization. The new brand will be officially unveiled in the coming weeks.

     

    The Black Sea Trade and Development Bank (BSTDB) is an international financial institution established by Albania, Armenia, Azerbaijan, Bulgaria, Georgia, Greece, Moldova, Romania, Russia, Türkiye, and Ukraine. The BSTDB headquarters are in Thessaloniki, Greece. BSTDB supports economic development and regional cooperation by providing loans, credit lines, equity and guarantees for projects and trade financing in the public and private sectors in its member countries. The authorized capital of the Bank is EUR 3.45 billion. For information on BSTDB, visit www.bstdb.org.

     

    Contact: Haroula Christodoulou

    : @BSTDB

    MIL OSI Economics –

  • MIL-OSI Banking: Samsung UK Takes Over Outernet London with Immersive Experiences, Creator Sessions and Workshops

    Source: Samsung

    Samsung Electronics Co., Ltd. today announced a takeover of Outernet London, transforming the space into an immersive cultural destination for a limited time. Visitors can expect to find interactive zones, exclusive talks, a deep dive into Korean culture, and a chance to win unmissable prizes.
     
    Open to the public from 9th July to 10th August at Outernet London, Samsung’s new Galaxy Z Fold7 Devices and ZFlip7 devices will be available for a hands-on experience, where visitors can be amongst the first to try out everything they have to offer. The space will immerse visitors in Samsung’s latest innovations and also play host to a series of exciting special events. Here are the top five things you can expect to find at Samsung’s Galaxy Experience Space:

    Dive into K-culture
    From learning your Korean zodiac sign to perfecting your K-pop content captures, visitors can join six unique sessions, each with a different theme to explore how the Galaxy Z Fold7 Series and Galaxy ZFlip7 Series can help you connect more deeply with culture and express your creativity.
     
    Chances to win
    All visitors to the Samsung Experience Space have the chance to win big, including Samsung Galaxy products and digital vouchers for discounts at local businesses. To be in with a chance, visitors will need to scan a QR code and complete three themed zones throughout the space – each of which gives you the chance to experience different Galaxy technologies.
     
    Embrace your interests
     There’s something for everyone at the Galaxy Experience Space. Gaming fans can enjoy a tournament which will allow them to experience Samsung tech at its best. Or for something a bit different, join content creator community UK Shooters for a workshop on how to be the best photographer using Samsung’s newest devices.
     
    Level up your content game
    Join Stefani Nurding, Team Samsung Galaxy Skateboarding ambassador, and content creator K Jordy for advice on creating viral videos and insights into how to level up your social media game. These special ticketed sessions will take place on 11th July, 18th July and 8th August.
     
    See yourself on the big screen
     As well as the Outernet site, Samsung will also host Galaxy Hangouts at iconic London locations for the duration of the takeover, where visitors can discover more about the Samsung Galaxy portfolio and submit a photo to be featured on the big screen at Outernet.
     
    For more information, please visit: https://www.samsung.com/uk/store/samsung-kx/discover/Galaxy-experience-space-london.

    MIL OSI Global Banks –

  • MIL-OSI Banking: Samsung Galaxy Watch8 Series: Ultra Comfort, from Sleep to Workout

    Source: Samsung

    Galaxy Watch8 and Galaxy Watch8 Classic merge an iconic design with new, personalized wellness insights to motivate you on your health journey
     
    Samsung Electronics Co., Ltd. today introduced Galaxy Watch8 and Galaxy Watch8 Classic[1], establishing an iconic design identity across the entire Galaxy Watch lineup. Building upon the foundation of the Galaxy Watch Ultra’s cushion design, this series boasts the thinnest, most comfortable Galaxy Watch ever[2] for continuous health tracking. The Galaxy Watch8 series suits diverse lifestyles and provides advanced capabilities, setting a new standard for style and personalized health experiences.
     
    “We are committed to empowering billions of people to live healthier lives through our innovative technology,” said TM Roh, President and Acting Head of the Device eXperience (DX) Division at Samsung Electronics. “By combining purposeful design with advanced sensor technology and an intuitive AI-powered experience, the Galaxy Watch8 series serves as a starting point for a healthier, more connected life, making it easier than ever to take meaningful steps toward users’ well-being.”
     
    Redesigned Inside and Out for Ultimate Wellness
    By reimagining both form and function, the Galaxy Watch8 series delivers unmatched comfort alongside industry-leading performance, making it the ultimate companion for everyday wellness. The distinctive cushion design, which debuted with Galaxy Watch Ultra, now defines the entire Galaxy Watch lineup. To achieve the thinnest design yet, the internal structure of Galaxy Watch8 was completely reengineered and its component mounting capability has been improved by 30%, resulting in an 11% thinner design. Combined with the Dynamic Lug system, this design moves naturally with the wrist, providing greater comfort and improved stability2 for a better fit and enhanced health-tracking accuracy.
     
    Galaxy Watch8’s sleek profile is complemented by its exceptional performance. Even when you are outdoors under bright sunlight, the display is 50% brighter2 with a peak brightness of 3,000nits for easy visibility, and the enhanced battery2 ensures the watch can keep up with an active lifestyle. Moreover, the dual-frequency GPS provides more detailed and precise location results2 while our most powerful 3nm processor delivers faster performance and greater power efficiency. With the groundbreaking BioActive Sensor that enables deeper and more accurate health insights, the Galaxy Watch8 series helps provide a holistic view of your health.
     

     
    Motivation for Lasting Health Changes
    Sleep is a window into your overall health and each restful night allows your body and mind to recover immediately the very next day. That’s why Samsung is continuously advancing the sleep experience, offering tailored sleep coaching, helping to create an optimal sleep environment, and even detecting moderate to severe signs of sleep apnea. On top of that, the Galaxy Watch8 series comes with new unique health features on the Samsung Health app[3] that help you build healthier habits through instant, motivational insights – from sleep to nutrition and workout.
     
    Bedtime Guidance[4]can measure your circadian rhythm to suggest the optimal time to go to bed so you wake up refreshed the next morning. Vascular Load[5] helps monitor the stress levels on your vascular system during sleep. Providing insights on various lifestyle factors including sleep, stress and activity, it helps you adopt a more comprehensive approach to managing your health.
     
    Meanwhile, the Galaxy Watch8 series introduces Antioxidant Index[6] for the first time in a smartwatch, enabling you to measure carotenoid levels in just five seconds and make informed lifestyle choices for healthy aging.
     
    Whether you’re a novice or experienced runner, the Galaxy Watch8 series delivers personalized fitness insights to keep you motivated when you need it most. Running Coach[7] calculates your fitness level from 1 to 10 and develops a tailored training plan complete with real-time guidance and motivational insights. With the updated Together feature, which now supports running, you can gamify your fitness journey by challenging friends and family.
     
    If high level of stress persists, High Stress Alert will immediately signal so that you can take a break to help manage your stress levels in real-time. With Mindfulness Tracker, you can record your mood and receive guidance on breathing exercises to relieve your stress – all at once on your wrist.
     
    Plus, the AI-powered Energy Score[8] gives you a snapshot of your energy level, combining physical and mental energy metrics so you can have a healthier day, every day.
     
    Easier Watch Interaction with Wear OS and Gemini
    Developed in close collaboration with Google, the Galaxy Watch8 series is the first smartwatch to come out of the box with Gemini[9], Google’s AI assistant, and be powered by Wear OS 6. Go hands-free using natural voice commands to get things done on the go with your Galaxy Watch apps like Samsung Health, Calendar, Reminder, and Clock. For example, you can ask Gemini to find a nearby cafe and text a friend to meet you there, all in one go. Or, if you’re ready to start your workout and you have a goal in mind, simply say, “Start a 30-minute run.” The watch seamlessly initiates the workout in Samsung Health.
     
    In addition, thanks to the new One UI 8 Watch, the user interface is optimized for the size and shape of the watch face. The new Multi-Info Tiles provide easy access to health metrics, weather, events and more – all in a single, quick look. Moreover, the new Now Bar and depthless notifications ensure key activities are front and center.
     

     
    Tailored to Match Every Lifestyle
    Galaxy Watch8, Galaxy Watch8 Classic and the new Galaxy Watch Ultra are available for pre-order in select markets starting today, with general availability starting July 25th[10].
     
    Featuring a sleek and minimalist design, Galaxy Watch8 is designed for everyday wellness. Available in 44mm or 40mm sizes and in Graphite or Silver, it provides comfort and style for daily activities. Meanwhile, Galaxy Watch8 Classic brings timeless sophistication to the wrist with modern features such as a rotating bezel and a quick button for added convenience. The Classic model measures 46mm and comes in Black and White. Plus, both models can be matched with a range of stylish bands[11] designed to suit diverse lifestyles.
     
    For those who love outdoor adventures, Galaxy Watch Ultra is the most advanced and durable Galaxy Watch model yet. Available in four titanium finishes including the new Titanium Blue, it offers the longest battery life and the most robust performance in the lineup.
     
    If you’re looking for a more discreet wearable that offers continuous health tracking, Galaxy Ring boasts superior comfort and up to seven days of battery life. Available in Titanium Black, Titanium Silver and Titanium Gold, the Galaxy Ring comes in sizes 5-1511.
     
    To learn more about Galaxy Watch8 and Galaxy Ring, please visit: www.samsungmobilepress.com, news.samsung.com/global, www.samsung.com/galaxy-watch or http://www.samsung.com/galaxy-ring.
     
    Galaxy Watch8 Series Specifications

     
    Galaxy Watch8
    Galaxy Watch8 Classic

    Color
    – 44mm: Graphite, Silver
    – 40mm: Graphite, Silver
    46mm: Black, White

    Dimension[12]
    & Weight[13]
    – 44mm: 43.7mm x 46mm x 8.6t (34.0g)
    – 40mm: 40.4mm x 42.7mm x 8.6t (30.0g)
    46mm: 46.4mm x 46mm x 10.6t (63.5g)

    Display
    Sapphire Crystal
    – 44mm: 1.47-inch (480×480)
    Super AMOLED, Full Color Always On Display
    – 40mm: 1.34-inch (438×438)
    Super AMOLED, Full Color Always On Display
    Sapphire Crystal
    – 46mm: 1.34-inch (438×438)
    Super AMOLED, Full Color Always On Display

    Processor
    Exynos W1000 (5 Core, 3nm)

    Memory
    & Storage
    2GB memory + 32GB storage
    2GB memory + 64GB storage

    Battery[14] (typical)
    – 44mm: 435mAh
    – 40mm: 325mAh
    445mAh

    Charging[15]
    Fast Charging (WPC-based wireless charging)

    OS[16]
    Wear OS Powered by Samsung (Wear OS 6)

    UI
    One UI 8 Watch

    Sensor
    Samsung BioActive Sensor (Optical Bio-signal Sensor + Electrical Heart Signal + Bioelectrical Impedance Analysis), Temperature Sensor, Accelerometer, Barometer, Gyro Sensor, Geomagnetic Sensor, Light Sensor
    Samsung BioActive Sensor (Optical Bio-signal Sensor + Electrical Heart Signal + Bioelectrical Impedance Analysis), Temperature Sensor, Accelerometer, Barometer, Gyro Sensor, Geomagnetic Sensor, Light Sensor, 3D Hall sensor

    Connectivity
    LTE[17], Bluetooth 5.3, Wi-Fi 2.4+5GHz, NFC, L1+L5 Dual-Frequency GPS (GPS, Glonass, Beidou, Galileo)

    Durability[18]
    5ATM + IP68 / MIL-STD-810H

    Compatibility
    Android 12.0 or higher and with more than 1.5GB of memory[19]

     
    [1] Availability and features may vary depending on market, model and the smartphone paired. All functionality, features, specifications and other product information provided in this document including, but not limited to, the benefits, design, pricing, components, performance, availability, and capabilities of the product are subject to change without notice.
    [2] Compared to the previous Galaxy Watches.
    [3] Intended for general wellness and fitness purposes only. Not intended for use in detection, diagnosis, treatment, monitoring or management of any medical condition or disease. Any health-related information accessed through the device and/or application should not be treated as medical advice. Users should seek any medical advice from a physician. Certain features may vary by market, carrier, or the device paired.
    [4] Based on 3 days of sleep analysis of user’s circadian rhythm and sleep pressure.
    [5] Wearing a compatible Galaxy Watch is required when sleeping for at least 3 of the most recent 14 days.
    [6] To measure, the user should place the center of their finger on the sensor at the back of the Watch and hold it for 5 seconds. While Antioxidant Index can be measured using any finger, the thumb is recommended for the most accurate result. Repeat measurement due to uneven skin texture may lead to different results.
    [7] Prior to starting the coach program, taking a running level test and receiving a level designation is required.
    [8] Only available when user register a compatible Galaxy Watch or Galaxy Ring at least once.
    [9] Gemini mobile app available on select devices, languages, and countries. Requires compatible Wear OS watch to be connected to a compatible device. Check responses for accuracy. Internet connection and set up may be required. Features may differ depending on subscription and account. Results for illustrative purposes and may vary. Google and Gemini are trademarks of Google LLC.
    [10] Color and size availability may vary by market.
    [11] Sold separately. Availability of watch bands may vary by market or carrier.
    [12] Measured without health sensors.
    [13] Measured without band.
    [14] Battery life is based on results from internal lab tests for typical usage pattern scenarios conducted by Samsung. Actual battery life may vary depending on different usage patterns, device model, network environment and other factors. Typical value tested under third-party laboratory conditions. Typical value is the estimated average value considering the deviation in battery capacity among battery samples tested under the IEC 61960 standard.
    [15] Testing conducted by Samsung using pre-released version of Galaxy Watch8 and Galaxy Watch8 Classic (BT & LTE), each paired to a Samsung phone; all devices tested with prerelease software, Galaxy Watch Magnetic Fast Charging USB C Cable (EP-OL300), and Samsung 25W USB C Power Adapter (EP-TA800). Charge time varies according to region, settings, usage patterns and environmental factors; actual results may vary. Samsung 25W USB C Power Adapter (EP-TA800) sold separately.
    [16] Wear OS Powered by Samsung works with phones running Android 12 or later with more than 1.5GB of memory. Compatible devices may vary by market, carrier or device brand.
    [17] LTE connectivity only available in LTE models.
    [18] Galaxy Watch8 series has obtained MIL-STD 810H Certification: It has undergone a test that repeats from -20°C (1Hr) to 50°C (1Hr) for a total 6 hours.
    [19] Device activation is only available after connecting to a smartphone that supports Google Mobile Services. Compatible devices may vary by market, carrier or device brand.
     
     

    MIL OSI Global Banks –

  • MIL-OSI Banking: Samsung Galaxy Watch8 Series: Ultra Comfort, from Sleep to Workout

    Source: Samsung

    Galaxy Watch8 and Galaxy Watch8 Classic merge an iconic design with new, personalized wellness insights to motivate you on your health journey
     
    Samsung Electronics Co., Ltd. today introduced Galaxy Watch8 and Galaxy Watch8 Classic[1], establishing an iconic design identity across the entire Galaxy Watch lineup. Building upon the foundation of the Galaxy Watch Ultra’s cushion design, this series boasts the thinnest, most comfortable Galaxy Watch ever[2] for continuous health tracking. The Galaxy Watch8 series suits diverse lifestyles and provides advanced capabilities, setting a new standard for style and personalized health experiences.
     
    “We are committed to empowering billions of people to live healthier lives through our innovative technology,” said TM Roh, President and Acting Head of the Device eXperience (DX) Division at Samsung Electronics. “By combining purposeful design with advanced sensor technology and an intuitive AI-powered experience, the Galaxy Watch8 series serves as a starting point for a healthier, more connected life, making it easier than ever to take meaningful steps toward users’ well-being.”
     
    Redesigned Inside and Out for Ultimate Wellness
    By reimagining both form and function, the Galaxy Watch8 series delivers unmatched comfort alongside industry-leading performance, making it the ultimate companion for everyday wellness. The distinctive cushion design, which debuted with Galaxy Watch Ultra, now defines the entire Galaxy Watch lineup. To achieve the thinnest design yet, the internal structure of Galaxy Watch8 was completely reengineered and its component mounting capability has been improved by 30%, resulting in an 11% thinner design. Combined with the Dynamic Lug system, this design moves naturally with the wrist, providing greater comfort and improved stability2 for a better fit and enhanced health-tracking accuracy.
     
    Galaxy Watch8’s sleek profile is complemented by its exceptional performance. Even when you are outdoors under bright sunlight, the display is 50% brighter2 with a peak brightness of 3,000nits for easy visibility, and the enhanced battery2 ensures the watch can keep up with an active lifestyle. Moreover, the dual-frequency GPS provides more detailed and precise location results2 while our most powerful 3nm processor delivers faster performance and greater power efficiency. With the groundbreaking BioActive Sensor that enables deeper and more accurate health insights, the Galaxy Watch8 series helps provide a holistic view of your health.
     

     
    Motivation for Lasting Health Changes
    Sleep is a window into your overall health and each restful night allows your body and mind to recover immediately the very next day. That’s why Samsung is continuously advancing the sleep experience, offering tailored sleep coaching, helping to create an optimal sleep environment, and even detecting moderate to severe signs of sleep apnea. On top of that, the Galaxy Watch8 series comes with new unique health features on the Samsung Health app[3] that help you build healthier habits through instant, motivational insights – from sleep to nutrition and workout.
     
    Bedtime Guidance[4]can measure your circadian rhythm to suggest the optimal time to go to bed so you wake up refreshed the next morning. Vascular Load[5] helps monitor the stress levels on your vascular system during sleep. Providing insights on various lifestyle factors including sleep, stress and activity, it helps you adopt a more comprehensive approach to managing your health.
     
    Meanwhile, the Galaxy Watch8 series introduces Antioxidant Index[6] for the first time in a smartwatch, enabling you to measure carotenoid levels in just five seconds and make informed lifestyle choices for healthy aging.
     
    Whether you’re a novice or experienced runner, the Galaxy Watch8 series delivers personalized fitness insights to keep you motivated when you need it most. Running Coach[7] calculates your fitness level from 1 to 10 and develops a tailored training plan complete with real-time guidance and motivational insights. With the updated Together feature, which now supports running, you can gamify your fitness journey by challenging friends and family.
     
    If high level of stress persists, High Stress Alert will immediately signal so that you can take a break to help manage your stress levels in real-time. With Mindfulness Tracker, you can record your mood and receive guidance on breathing exercises to relieve your stress – all at once on your wrist.
     
    Plus, the AI-powered Energy Score[8] gives you a snapshot of your energy level, combining physical and mental energy metrics so you can have a healthier day, every day.
     
    Easier Watch Interaction with Wear OS and Gemini
    Developed in close collaboration with Google, the Galaxy Watch8 series is the first smartwatch to come out of the box with Gemini[9], Google’s AI assistant, and be powered by Wear OS 6. Go hands-free using natural voice commands to get things done on the go with your Galaxy Watch apps like Samsung Health, Calendar, Reminder, and Clock. For example, you can ask Gemini to find a nearby cafe and text a friend to meet you there, all in one go. Or, if you’re ready to start your workout and you have a goal in mind, simply say, “Start a 30-minute run.” The watch seamlessly initiates the workout in Samsung Health.
     
    In addition, thanks to the new One UI 8 Watch, the user interface is optimized for the size and shape of the watch face. The new Multi-Info Tiles provide easy access to health metrics, weather, events and more – all in a single, quick look. Moreover, the new Now Bar and depthless notifications ensure key activities are front and center.
     

     
    Tailored to Match Every Lifestyle
    Galaxy Watch8, Galaxy Watch8 Classic and the new Galaxy Watch Ultra are available for pre-order in select markets starting today, with general availability starting July 25th[10].
     
    Featuring a sleek and minimalist design, Galaxy Watch8 is designed for everyday wellness. Available in 44mm or 40mm sizes and in Graphite or Silver, it provides comfort and style for daily activities. Meanwhile, Galaxy Watch8 Classic brings timeless sophistication to the wrist with modern features such as a rotating bezel and a quick button for added convenience. The Classic model measures 46mm and comes in Black and White. Plus, both models can be matched with a range of stylish bands[11] designed to suit diverse lifestyles.
     
    For those who love outdoor adventures, Galaxy Watch Ultra is the most advanced and durable Galaxy Watch model yet. Available in four titanium finishes including the new Titanium Blue, it offers the longest battery life and the most robust performance in the lineup.
     
    If you’re looking for a more discreet wearable that offers continuous health tracking, Galaxy Ring boasts superior comfort and up to seven days of battery life. Available in Titanium Black, Titanium Silver and Titanium Gold, the Galaxy Ring comes in sizes 5-1511.
     
    To learn more about Galaxy Watch8 and Galaxy Ring, please visit: www.samsungmobilepress.com, news.samsung.com/global, www.samsung.com/galaxy-watch or http://www.samsung.com/galaxy-ring.
     
    Galaxy Watch8 Series Specifications

     
    Galaxy Watch8
    Galaxy Watch8 Classic

    Color
    – 44mm: Graphite, Silver
    – 40mm: Graphite, Silver
    46mm: Black, White

    Dimension[12]
    & Weight[13]
    – 44mm: 43.7mm x 46mm x 8.6t (34.0g)
    – 40mm: 40.4mm x 42.7mm x 8.6t (30.0g)
    46mm: 46.4mm x 46mm x 10.6t (63.5g)

    Display
    Sapphire Crystal
    – 44mm: 1.47-inch (480×480)
    Super AMOLED, Full Color Always On Display
    – 40mm: 1.34-inch (438×438)
    Super AMOLED, Full Color Always On Display
    Sapphire Crystal
    – 46mm: 1.34-inch (438×438)
    Super AMOLED, Full Color Always On Display

    Processor
    Exynos W1000 (5 Core, 3nm)

    Memory
    & Storage
    2GB memory + 32GB storage
    2GB memory + 64GB storage

    Battery[14] (typical)
    – 44mm: 435mAh
    – 40mm: 325mAh
    445mAh

    Charging[15]
    Fast Charging (WPC-based wireless charging)

    OS[16]
    Wear OS Powered by Samsung (Wear OS 6)

    UI
    One UI 8 Watch

    Sensor
    Samsung BioActive Sensor (Optical Bio-signal Sensor + Electrical Heart Signal + Bioelectrical Impedance Analysis), Temperature Sensor, Accelerometer, Barometer, Gyro Sensor, Geomagnetic Sensor, Light Sensor
    Samsung BioActive Sensor (Optical Bio-signal Sensor + Electrical Heart Signal + Bioelectrical Impedance Analysis), Temperature Sensor, Accelerometer, Barometer, Gyro Sensor, Geomagnetic Sensor, Light Sensor, 3D Hall sensor

    Connectivity
    LTE[17], Bluetooth 5.3, Wi-Fi 2.4+5GHz, NFC, L1+L5 Dual-Frequency GPS (GPS, Glonass, Beidou, Galileo)

    Durability[18]
    5ATM + IP68 / MIL-STD-810H

    Compatibility
    Android 12.0 or higher and with more than 1.5GB of memory[19]

     
    [1] Availability and features may vary depending on market, model and the smartphone paired. All functionality, features, specifications and other product information provided in this document including, but not limited to, the benefits, design, pricing, components, performance, availability, and capabilities of the product are subject to change without notice.
    [2] Compared to the previous Galaxy Watches.
    [3] Intended for general wellness and fitness purposes only. Not intended for use in detection, diagnosis, treatment, monitoring or management of any medical condition or disease. Any health-related information accessed through the device and/or application should not be treated as medical advice. Users should seek any medical advice from a physician. Certain features may vary by market, carrier, or the device paired.
    [4] Based on 3 days of sleep analysis of user’s circadian rhythm and sleep pressure.
    [5] Wearing a compatible Galaxy Watch is required when sleeping for at least 3 of the most recent 14 days.
    [6] To measure, the user should place the center of their finger on the sensor at the back of the Watch and hold it for 5 seconds. While Antioxidant Index can be measured using any finger, the thumb is recommended for the most accurate result. Repeat measurement due to uneven skin texture may lead to different results.
    [7] Prior to starting the coach program, taking a running level test and receiving a level designation is required.
    [8] Only available when user register a compatible Galaxy Watch or Galaxy Ring at least once.
    [9] Gemini mobile app available on select devices, languages, and countries. Requires compatible Wear OS watch to be connected to a compatible device. Check responses for accuracy. Internet connection and set up may be required. Features may differ depending on subscription and account. Results for illustrative purposes and may vary. Google and Gemini are trademarks of Google LLC.
    [10] Color and size availability may vary by market.
    [11] Sold separately. Availability of watch bands may vary by market or carrier.
    [12] Measured without health sensors.
    [13] Measured without band.
    [14] Battery life is based on results from internal lab tests for typical usage pattern scenarios conducted by Samsung. Actual battery life may vary depending on different usage patterns, device model, network environment and other factors. Typical value tested under third-party laboratory conditions. Typical value is the estimated average value considering the deviation in battery capacity among battery samples tested under the IEC 61960 standard.
    [15] Testing conducted by Samsung using pre-released version of Galaxy Watch8 and Galaxy Watch8 Classic (BT & LTE), each paired to a Samsung phone; all devices tested with prerelease software, Galaxy Watch Magnetic Fast Charging USB C Cable (EP-OL300), and Samsung 25W USB C Power Adapter (EP-TA800). Charge time varies according to region, settings, usage patterns and environmental factors; actual results may vary. Samsung 25W USB C Power Adapter (EP-TA800) sold separately.
    [16] Wear OS Powered by Samsung works with phones running Android 12 or later with more than 1.5GB of memory. Compatible devices may vary by market, carrier or device brand.
    [17] LTE connectivity only available in LTE models.
    [18] Galaxy Watch8 series has obtained MIL-STD 810H Certification: It has undergone a test that repeats from -20°C (1Hr) to 50°C (1Hr) for a total 6 hours.
    [19] Device activation is only available after connecting to a smartphone that supports Google Mobile Services. Compatible devices may vary by market, carrier or device brand.
     
     

    MIL OSI Global Banks –

  • MIL-OSI Banking: Samsung Galaxy Watch8 Series: Ultra Comfort, from Sleep to Workout

    Source: Samsung

    Galaxy Watch8 and Galaxy Watch8 Classic merge an iconic design with new, personalized wellness insights to motivate you on your health journey
     
    Samsung Electronics Co., Ltd. today introduced Galaxy Watch8 and Galaxy Watch8 Classic[1], establishing an iconic design identity across the entire Galaxy Watch lineup. Building upon the foundation of the Galaxy Watch Ultra’s cushion design, this series boasts the thinnest, most comfortable Galaxy Watch ever[2] for continuous health tracking. The Galaxy Watch8 series suits diverse lifestyles and provides advanced capabilities, setting a new standard for style and personalized health experiences.
     
    “We are committed to empowering billions of people to live healthier lives through our innovative technology,” said TM Roh, President and Acting Head of the Device eXperience (DX) Division at Samsung Electronics. “By combining purposeful design with advanced sensor technology and an intuitive AI-powered experience, the Galaxy Watch8 series serves as a starting point for a healthier, more connected life, making it easier than ever to take meaningful steps toward users’ well-being.”
     
    Redesigned Inside and Out for Ultimate Wellness
    By reimagining both form and function, the Galaxy Watch8 series delivers unmatched comfort alongside industry-leading performance, making it the ultimate companion for everyday wellness. The distinctive cushion design, which debuted with Galaxy Watch Ultra, now defines the entire Galaxy Watch lineup. To achieve the thinnest design yet, the internal structure of Galaxy Watch8 was completely reengineered and its component mounting capability has been improved by 30%, resulting in an 11% thinner design. Combined with the Dynamic Lug system, this design moves naturally with the wrist, providing greater comfort and improved stability2 for a better fit and enhanced health-tracking accuracy.
     
    Galaxy Watch8’s sleek profile is complemented by its exceptional performance. Even when you are outdoors under bright sunlight, the display is 50% brighter2 with a peak brightness of 3,000nits for easy visibility, and the enhanced battery2 ensures the watch can keep up with an active lifestyle. Moreover, the dual-frequency GPS provides more detailed and precise location results2 while our most powerful 3nm processor delivers faster performance and greater power efficiency. With the groundbreaking BioActive Sensor that enables deeper and more accurate health insights, the Galaxy Watch8 series helps provide a holistic view of your health.
     

     
    Motivation for Lasting Health Changes
    Sleep is a window into your overall health and each restful night allows your body and mind to recover immediately the very next day. That’s why Samsung is continuously advancing the sleep experience, offering tailored sleep coaching, helping to create an optimal sleep environment, and even detecting moderate to severe signs of sleep apnea. On top of that, the Galaxy Watch8 series comes with new unique health features on the Samsung Health app[3] that help you build healthier habits through instant, motivational insights – from sleep to nutrition and workout.
     
    Bedtime Guidance[4]can measure your circadian rhythm to suggest the optimal time to go to bed so you wake up refreshed the next morning. Vascular Load[5] helps monitor the stress levels on your vascular system during sleep. Providing insights on various lifestyle factors including sleep, stress and activity, it helps you adopt a more comprehensive approach to managing your health.
     
    Meanwhile, the Galaxy Watch8 series introduces Antioxidant Index[6] for the first time in a smartwatch, enabling you to measure carotenoid levels in just five seconds and make informed lifestyle choices for healthy aging.
     
    Whether you’re a novice or experienced runner, the Galaxy Watch8 series delivers personalized fitness insights to keep you motivated when you need it most. Running Coach[7] calculates your fitness level from 1 to 10 and develops a tailored training plan complete with real-time guidance and motivational insights. With the updated Together feature, which now supports running, you can gamify your fitness journey by challenging friends and family.
     
    If high level of stress persists, High Stress Alert will immediately signal so that you can take a break to help manage your stress levels in real-time. With Mindfulness Tracker, you can record your mood and receive guidance on breathing exercises to relieve your stress – all at once on your wrist.
     
    Plus, the AI-powered Energy Score[8] gives you a snapshot of your energy level, combining physical and mental energy metrics so you can have a healthier day, every day.
     
    Easier Watch Interaction with Wear OS and Gemini
    Developed in close collaboration with Google, the Galaxy Watch8 series is the first smartwatch to come out of the box with Gemini[9], Google’s AI assistant, and be powered by Wear OS 6. Go hands-free using natural voice commands to get things done on the go with your Galaxy Watch apps like Samsung Health, Calendar, Reminder, and Clock. For example, you can ask Gemini to find a nearby cafe and text a friend to meet you there, all in one go. Or, if you’re ready to start your workout and you have a goal in mind, simply say, “Start a 30-minute run.” The watch seamlessly initiates the workout in Samsung Health.
     
    In addition, thanks to the new One UI 8 Watch, the user interface is optimized for the size and shape of the watch face. The new Multi-Info Tiles provide easy access to health metrics, weather, events and more – all in a single, quick look. Moreover, the new Now Bar and depthless notifications ensure key activities are front and center.
     

     
    Tailored to Match Every Lifestyle
    Galaxy Watch8, Galaxy Watch8 Classic and the new Galaxy Watch Ultra are available for pre-order in select markets starting today, with general availability starting July 25th[10].
     
    Featuring a sleek and minimalist design, Galaxy Watch8 is designed for everyday wellness. Available in 44mm or 40mm sizes and in Graphite or Silver, it provides comfort and style for daily activities. Meanwhile, Galaxy Watch8 Classic brings timeless sophistication to the wrist with modern features such as a rotating bezel and a quick button for added convenience. The Classic model measures 46mm and comes in Black and White. Plus, both models can be matched with a range of stylish bands[11] designed to suit diverse lifestyles.
     
    For those who love outdoor adventures, Galaxy Watch Ultra is the most advanced and durable Galaxy Watch model yet. Available in four titanium finishes including the new Titanium Blue, it offers the longest battery life and the most robust performance in the lineup.
     
    If you’re looking for a more discreet wearable that offers continuous health tracking, Galaxy Ring boasts superior comfort and up to seven days of battery life. Available in Titanium Black, Titanium Silver and Titanium Gold, the Galaxy Ring comes in sizes 5-1511.
     
    To learn more about Galaxy Watch8 and Galaxy Ring, please visit: www.samsungmobilepress.com, news.samsung.com/global, www.samsung.com/galaxy-watch or http://www.samsung.com/galaxy-ring.
     
    Galaxy Watch8 Series Specifications

     
    Galaxy Watch8
    Galaxy Watch8 Classic

    Color
    – 44mm: Graphite, Silver
    – 40mm: Graphite, Silver
    46mm: Black, White

    Dimension[12]
    & Weight[13]
    – 44mm: 43.7mm x 46mm x 8.6t (34.0g)
    – 40mm: 40.4mm x 42.7mm x 8.6t (30.0g)
    46mm: 46.4mm x 46mm x 10.6t (63.5g)

    Display
    Sapphire Crystal
    – 44mm: 1.47-inch (480×480)
    Super AMOLED, Full Color Always On Display
    – 40mm: 1.34-inch (438×438)
    Super AMOLED, Full Color Always On Display
    Sapphire Crystal
    – 46mm: 1.34-inch (438×438)
    Super AMOLED, Full Color Always On Display

    Processor
    Exynos W1000 (5 Core, 3nm)

    Memory
    & Storage
    2GB memory + 32GB storage
    2GB memory + 64GB storage

    Battery[14] (typical)
    – 44mm: 435mAh
    – 40mm: 325mAh
    445mAh

    Charging[15]
    Fast Charging (WPC-based wireless charging)

    OS[16]
    Wear OS Powered by Samsung (Wear OS 6)

    UI
    One UI 8 Watch

    Sensor
    Samsung BioActive Sensor (Optical Bio-signal Sensor + Electrical Heart Signal + Bioelectrical Impedance Analysis), Temperature Sensor, Accelerometer, Barometer, Gyro Sensor, Geomagnetic Sensor, Light Sensor
    Samsung BioActive Sensor (Optical Bio-signal Sensor + Electrical Heart Signal + Bioelectrical Impedance Analysis), Temperature Sensor, Accelerometer, Barometer, Gyro Sensor, Geomagnetic Sensor, Light Sensor, 3D Hall sensor

    Connectivity
    LTE[17], Bluetooth 5.3, Wi-Fi 2.4+5GHz, NFC, L1+L5 Dual-Frequency GPS (GPS, Glonass, Beidou, Galileo)

    Durability[18]
    5ATM + IP68 / MIL-STD-810H

    Compatibility
    Android 12.0 or higher and with more than 1.5GB of memory[19]

     
    [1] Availability and features may vary depending on market, model and the smartphone paired. All functionality, features, specifications and other product information provided in this document including, but not limited to, the benefits, design, pricing, components, performance, availability, and capabilities of the product are subject to change without notice.
    [2] Compared to the previous Galaxy Watches.
    [3] Intended for general wellness and fitness purposes only. Not intended for use in detection, diagnosis, treatment, monitoring or management of any medical condition or disease. Any health-related information accessed through the device and/or application should not be treated as medical advice. Users should seek any medical advice from a physician. Certain features may vary by market, carrier, or the device paired.
    [4] Based on 3 days of sleep analysis of user’s circadian rhythm and sleep pressure.
    [5] Wearing a compatible Galaxy Watch is required when sleeping for at least 3 of the most recent 14 days.
    [6] To measure, the user should place the center of their finger on the sensor at the back of the Watch and hold it for 5 seconds. While Antioxidant Index can be measured using any finger, the thumb is recommended for the most accurate result. Repeat measurement due to uneven skin texture may lead to different results.
    [7] Prior to starting the coach program, taking a running level test and receiving a level designation is required.
    [8] Only available when user register a compatible Galaxy Watch or Galaxy Ring at least once.
    [9] Gemini mobile app available on select devices, languages, and countries. Requires compatible Wear OS watch to be connected to a compatible device. Check responses for accuracy. Internet connection and set up may be required. Features may differ depending on subscription and account. Results for illustrative purposes and may vary. Google and Gemini are trademarks of Google LLC.
    [10] Color and size availability may vary by market.
    [11] Sold separately. Availability of watch bands may vary by market or carrier.
    [12] Measured without health sensors.
    [13] Measured without band.
    [14] Battery life is based on results from internal lab tests for typical usage pattern scenarios conducted by Samsung. Actual battery life may vary depending on different usage patterns, device model, network environment and other factors. Typical value tested under third-party laboratory conditions. Typical value is the estimated average value considering the deviation in battery capacity among battery samples tested under the IEC 61960 standard.
    [15] Testing conducted by Samsung using pre-released version of Galaxy Watch8 and Galaxy Watch8 Classic (BT & LTE), each paired to a Samsung phone; all devices tested with prerelease software, Galaxy Watch Magnetic Fast Charging USB C Cable (EP-OL300), and Samsung 25W USB C Power Adapter (EP-TA800). Charge time varies according to region, settings, usage patterns and environmental factors; actual results may vary. Samsung 25W USB C Power Adapter (EP-TA800) sold separately.
    [16] Wear OS Powered by Samsung works with phones running Android 12 or later with more than 1.5GB of memory. Compatible devices may vary by market, carrier or device brand.
    [17] LTE connectivity only available in LTE models.
    [18] Galaxy Watch8 series has obtained MIL-STD 810H Certification: It has undergone a test that repeats from -20°C (1Hr) to 50°C (1Hr) for a total 6 hours.
    [19] Device activation is only available after connecting to a smartphone that supports Google Mobile Services. Compatible devices may vary by market, carrier or device brand.
     
     

    MIL OSI Global Banks –

  • MIL-OSI Banking: Samsung India Begins Pre Orders for Galaxy Z Fold7, Galaxy Z Flip7 – The Most Advanced Galaxy Z series yet

    Source: Samsung

    Samsung, India’s largest consumer electronics brand, today announced that it has begun taking pre orders for the most advanced Galaxy Z series yet – Galaxy Z Fold7 and Galaxy Z Flip7.
     
    Galaxy Z Fold7 brings together the best of Galaxy design, camera functionality and AI innovation in the thinnest and lightest Galaxy Z Fold series to date. It delivers the premium performance and experience of an ultra-smartphone, while unlocking new levels of efficiency and productivity with a larger, more immersive display when unfolded.
     
    Thinnest, Lightest Galaxy Z Fold To Date
    Galaxy Z Fold7 is crafted for those who want the everyday portability and intuitive feel of a traditional smartphone, combined with the enhanced power and flexibility of a larger, unfolded display – all in one device. With its ultra-thin and light design and wider cover display, Galaxy Z Fold7 delivers a seamless on-the-go experience that makes typing and browsing effortless when it is folded.
     

    At just 215 grams, Galaxy Z Fold7 is even lighter than Galaxy S25 Ultra.
    It is just 9 mm thick when folded and 4.2 mm thick when unfolded.
    The device comes with 5-inch Dynamic AMOLED 2x cover display, a wider screen with a new 21:9 aspect ratio.

     
    Most Expansive Screen on Galaxy Smartphone
    When unfolded, Galaxy Z Fold7 reveals an expansive screen that expands the workspace for editing, multitasking and immersive viewing – getting more out of Galaxy AI. The main display on Galaxy Z Fold7 is 11% larger than the previous generation, providing even more screen real estate for content editing and multitasking across multiple apps.
     

    The 8-inch Dynamic AMOLED 2x main display offers ultra-rich contrast, true blacks and vibrant detail that makes everything pop — from movies to tabs open while multitasking.
    With Vision Booster and up to 2,600 nits of peak brightness, Galaxy Z Fold7 stays brilliantly visible even in direct sunlight.

     
    Looks Sleek, Built Tough
    From repeated folding to being tossed in a bag, it’s engineered for everyday durability and built to last longer, with a restructured hinge and foldable display.
     

    The Armor FlexHinge is thinner and lighter, thanks to an enhanced water droplet design and newly implemented multi-rail structure that reduces visible creasing and strengthens durability by evenly dispersing stress.
    The cover display is made with Corning® Gorilla® Glass Ceramic 2, a new glass ceramic that has crystals intricately embedded within its glass matrix. This secures the screen’s durability and crack deflection capabilities and delivers protection in a remarkably thin form factor.
    Advanced Armor Aluminum in the frame and hinge housing increases strength and hardness by 10%.
    The main display is restructured to be thinner and lighter – yet stronger. This was achieved by implementing the Titanium plate layer. Additionally, Ultra-Thin Glass (UTG) was increased to be 50% thicker, making the display tougher.

     
    The Most Powerful Processor Customized for Galaxy
    Under the hood, Galaxy Z Fold7 is powered by the Snapdragon 8 Elite for Galaxy delivers performance boosts of 41% in NPU, 38% in CPU, and 26% in GPU compared to the previous generation. This power fuels Galaxy Z Fold7’s ability to process more AI experiences on-device without compromise.
     
    Ultra 200MP Camera
    Galaxy Z Fold7 now brings the best of the Galaxy’s pro-grade camera experience to a foldable, combining advanced hardware with intelligent processing for consistently stunning results. AI-enhanced imaging automatically optimizes lighting, detail and realism, so photos and videos stay sharp and vivid.
     

    Featuring the first 200MP wide-angle camera in the Galaxy Z series, it captures 4x more detail, producing images that are 44% brighter.
    The 10MP 100° camera on the main display expands the frame, so when users unfold their phone, it’s easy to capture group selfies, valuable moments and more of the world in a single shot.
    Samsung’s next generation ProVisual Engine processes images faster, enabling every photo and video to be more crisp, vibrant and full of detail.
    With Night Video, intelligent motion detection now separates moving subjects from still backgrounds to reduce noise.
    10-bit HDR provides more color depth. The result is videos with richer color, deeper contrast and more lifelike detail, no matter the time of day.

     
    Ultra AI Experience
     
    Galaxy Z Fold7 harnesses the power of the foldable display to amplify the power and convenience of AI, delivering experiences that are instinctive, adaptive and effortlessly efficient. With the new One UI 8 that is context-aware and naturally responsive, optimized for Galaxy Z Fold7’s flexible format and expansive screen offer a more intuitive and immersive way to interact with AI. There’s less jumping between apps and screens and more frictionless creativity and productivity happening seamlessly in one place.
     

    Designed as a true multimodal agent, One UI 8 seamlessly combines large-screen multitasking with intelligent tools that understand what users’ type, say and even see. And, with an AI-powered camera and privacy built into every layer, Galaxy Z Fold7 becomes a smart and secure personal assistant, ready to help anytime, anywhere.
    Launching with the all-new One UI 8 on Android 16, Galaxy Z Fold7 debuts Samsung’s latest AI-powered platform on foldables, delivering the latest Android experience straight out of the box.
    Gemini Live is now enhanced with multimodal AI that understands what users see, say and do, making it possible to seamlessly type or speak contextual questions and get answers without having to toggle back and forth between apps.
    With Circle to Search, gaming tips appear exactly when and where you need them.
    With Galaxy AI Optimized for Large Screens, Galaxy Z Fold7 delivers experiences that maximize the benefits of the expansive foldable display to boost productivity. AI Results View displays results from AI features in a separate Split View or in a Floating View, so the user’s original content remains unobstructed and visible. Users can be more efficient with Drag & Drop AI-generated content, including images and text, directly from Multi Window. With tools like Drawing Assist or Writing Assist, it’s easier than ever to move ideas and visuals, enabling a smoother creative process.
    Shots look flawless with Photo Assist, which moves, erases or enlarges objects and adjusts angles and fills in backgrounds with AI-powered precision. Users can seize vibrant expressions, including pet profiles with Portrait Studio and refine their photos using Galaxy’s enhanced Generative Edit. It offers proactive suggestions with the new Suggest Erases. Moreover, Side-by-Side Editing and Show Original enables real-time comparison of original images and edited versions on the large screen, making it easier to decide what to modify and what to keep. Audio Eraser has also been upgraded to be more intelligent and convenient.

     
    Galaxy Z Flip7 is a compact AI phone with multimodal capabilities, powered by a new FlexWindow. Small enough to slip into a pocket, yet powerful enough to deliver the handiest assistance, it melds Galaxy AI with a now edge-to-edge FlexWindow, a flagship level camera and an ultra-compact and iconic design. From intuitive voice AI to the best selfie capabilities, the Galaxy Z Flip7 is an intelligent pocket-sized companion built for seamless interaction and everyday reliability.
     

    The1-inch Super AMOLED FlexWindow is the largest ever on a Galaxy Z Flip, with edge-to-edge usability that enables users to see and do more on the cover screen.
    With 2,600 nits of peak brightness and a smooth 120Hz refresh rate on both the main display and the FlexWindow, Galaxy Z Flip7 enables ultra-fluid scrolling, streaming and gaming. Plus, the FlexWindow gets an upgrade with Vision Booster, enhancing outdoor visibility so users can stay connected wherever they are.
    The main display is a 9-inch Dynamic AMOLED 2X, built for an ultra-smooth, immersive experience.
    Weighing just 188 grams and measuring only 13.7mm when folded, Galaxy Z Flip7 is the slimmest Galaxy Z Flip yet.
    The cover and back are protected by Corning® Gorilla® Glass Victus® 2.
    The Armor FlexHinge is thinner than the hinge on the previous generation and features a restructured design and high-strength materials for smoother folds and long-lasting durability.
    A robust Armor Aluminum Frame provides a tough exterior for resilience.

     
    Power That Lasts Longer and Works Smarter
     
    While the Galaxy Z Flip7 has been slimmed down and refined throughout, it now features a bigger battery and an even bigger display – all in a more compact form.
     

    The 4,300mAh battery is the largest ever on a Galaxy Z Flipdelivering up to 31 hours of video play time on a single charge.
    The Galaxy Z Flip7 is powered by the latest 3nm processor, customized for Galaxy and fit for today’s lifestyle with an even more powerful CPU, GPU and NPU than Galaxy Z Flip6.
    Samsung DeX comes to a Galaxy Z Flip7 for the first time, enabling it to instantly transform into a handy workstation: users can flip it open, connect to a screen and instantly get PC-like tools for enhanced multitasking.
    Powered by the newest One UI 8 and Android 16 right out of the box, it delivers true multimodal AI experiences optimized for the Flip’s iconic design, with many tasks now able to be handled right from the cover screen.
    Gemini Live is now available directly on the FlexWindow, enabling users to search for information with their voice and complete tasks – hands-free. Users getting ready for an overseas trip can just tell Gemini what they need. It can pull up flight details from Samsung Wallet, set a reminder for when to leave for the airport and even find top-rated restaurants at the user’s destination. Plus, all this information can be stored in Samsung Notes for easy access later. It’s like having a personal assistant, right on the cover screen.
    With camera sharing on Gemini Live, getting real-time help is as easy as pointing the camera. Whether packing for a trip or choosing an outfit, users can simply show Gemini what they’re looking at. Ask questions like, “Which of these outfits is better for the weather in Seoul?” Gemini will respond, just like a helpful friend would.
    Now Bar shows real-time app activity, podcast progress and alerts right on the cover screen, and it’s now integrated with even more third-party apps. A quick glance at the FlexWindow lets users check on the ETA of their ride-share, see what song is playing, peek at the latest football scores, and so much more.
    Now Brief provides even more personalized daily updates including traffic, reminders, calendar events, and fitness summaries. Users can get personalized music and video recommendations based on subscriptions and interests, as well as easily access health and wellness data pulled from Samsung Health and Galaxy Watch.
    The FlexWindow’s clock adapts and stretches to compliment a user’s wallpaper, wrapping the font around faces or objects in the image to keep the time display clear. Whether it’s a close-up selfie or a scenic skyline, the lock screen ensures the clock remains visible without disrupting the image.

     
    A Pocket-Sized Selfie Studio
     
    Galaxy Z Flip7 brings flagship-level photography and Samsung’s best selfie camera yet with Samsung’s advanced ProVisual Engine.
     

    The dual rear camera system includes a 50MP Wide and a 12MP Ultra-Wide lens, delivering flagship-level clarity in any lighting, whether capturing scenic shots or snapping high-quality selfies directly from the cover screen.
    With Enhanced Nightography, users can capture vivid photos in low-light environments through improved lighting adjustments and the removal of noise and blurred frames.
    10-bit HDR provides richer color, deeper contrast and more life-like detail in video, no matter the time of day.
    Galaxy Z Flip7 takes selfies to the next level, right from the FlexWindow. Real-Time Filters now lets users preview and perfect FlexCam shots instantly. And with the new Zoom Slider, users can quickly zoom in or out with just a swipe- making it perfect for capturing a full outfit or fitting everyone into the frame for a flawless group selfie.
    With Dual Preview, the photographer and the subject can see the composition live on the FlexWindow, helping users nail the perfect shot on the first go.
    Everyday pet moments become eye-catching shots with Portrait Studio in Photo Assist whether featuring a playful cartoon style, a quirky fisheye look or a polished, professional finish.

     
    Bringing the foldable experience to even more users, Samsung also announced Galaxy Z Flip7 FE. Compact when folded and expansive when opened, Galaxy Z Flip7 FE features a 6.7-inch Main Display for an immersive viewing experience. The 50MP FlexCam enables high-quality selfies and video in Flex Mode, letting users capture content hands-free, without even opening the device. Now Brief surfaces helpful updates – including weather, daily schedules and commute alerts – on the cover screen, in a layout optimized for Galaxy Z Flip7 FE’s compact form.
    Future-Ready Mobile Security
    As mobile experiences grow ever more intelligent and interconnected, Samsung is reinforcing the foundations that protect them – unveiling new protections for on-device AI, expanding cross-device threat detection and enhancing network security with quantum-resistant encryption. One UI 8 brings enhanced privacy to personalized AI experiences with the new Knox Enhanced Encrypted Protection (KEEP). KEEP creates encrypted, app-specific storage environments within the device’s secure storage area, ensuring each app can access only its own sensitive information and nothing more. With One UI 8, Samsung is advancing Knox Matrix to deliver more proactive and user-friendly protection across the Galaxy ecosystem. Furthermore, as part of its ongoing commitment to quantum-safe security, Samsung is integrating post-quantum cryptography into Secure Wi-Fi. This enhancement secures the key exchange process at the core of encrypted connections, helping ensure robust privacy even over public networks.
    Availability, Price and Offers
     
    The Galaxy Z Fold7, Galaxy Z Flip7 & Galaxy Z Flip7 FE will be available for pre-order starting today on Samsung.com, Amazon.in, Flipkart.com and all leading retail outlets across the country.
     

    Model
    Memory Storage
    Colors
    Price (INR)

    Galaxy Z Fold7
    12GB_256GB
    Blue Shadow, Silver Shadow, Jet Black
    174,999

    12GB_512GB
    186,999

    16GB_1TB
    210,999

    Galaxy Z Flip7
    12GB_256GB
    Blue Shadow, Jet Black, Coral Red
    109,999

    12GB_512GB
    121,999

    Galaxy Z Flip7 FE
    8GB_128GB
    Black, White
    89,999

    8GB_256GB
    95,999

     
     
    Consumers buying the Galaxy Z Fold7 and Galaxy Z Flip7 through Samsung.com will have an additional color option to choose from – Mint.
     
    Pre-Order Offers
     
    Customers pre-ordering the Galaxy Z Fold7 and Galaxy Z Flip7 will receive Free Storage Upgrade worth INR 12,000. Customers pre-ordering the Galaxy Z Flip7 FE will receive Free Storage Upgrade worth INR 6,000. Additionally, up to 24-months No Cost EMI will be available for all the three models. Consumers can also pre-order on Samsung Live at https://www.samsung.com/in/live-offers/ starting today.
     
     

    Model Name
    Offers
    No Cost EMI

    Galaxy Z Fold7
    Benefits worth INR 12K
    Up to 24 months

    INR 12K Storage Upgrade (Pre-order 256GB and get 512GB)

    Galaxy Z Flip7
    Benefits worth INR 12K
    Up to 24 months

    INR 12K Storage Upgrade (Pre-order 256GB and get 512GB)

    Galaxy Z Flip7 FE
    Benefits worth INR 6K
    Up to 24 months

    INR 6K Storage Upgrade (Pre-order 128GB and get 256GB)

     

    MIL OSI Global Banks –

  • MIL-OSI Banking: Samsung India Begins Pre Orders for Galaxy Z Fold7, Galaxy Z Flip7 – The Most Advanced Galaxy Z series yet

    Source: Samsung

    Samsung, India’s largest consumer electronics brand, today announced that it has begun taking pre orders for the most advanced Galaxy Z series yet – Galaxy Z Fold7 and Galaxy Z Flip7.
     
    Galaxy Z Fold7 brings together the best of Galaxy design, camera functionality and AI innovation in the thinnest and lightest Galaxy Z Fold series to date. It delivers the premium performance and experience of an ultra-smartphone, while unlocking new levels of efficiency and productivity with a larger, more immersive display when unfolded.
     
    Thinnest, Lightest Galaxy Z Fold To Date
    Galaxy Z Fold7 is crafted for those who want the everyday portability and intuitive feel of a traditional smartphone, combined with the enhanced power and flexibility of a larger, unfolded display – all in one device. With its ultra-thin and light design and wider cover display, Galaxy Z Fold7 delivers a seamless on-the-go experience that makes typing and browsing effortless when it is folded.
     

    At just 215 grams, Galaxy Z Fold7 is even lighter than Galaxy S25 Ultra.
    It is just 9 mm thick when folded and 4.2 mm thick when unfolded.
    The device comes with 5-inch Dynamic AMOLED 2x cover display, a wider screen with a new 21:9 aspect ratio.

     
    Most Expansive Screen on Galaxy Smartphone
    When unfolded, Galaxy Z Fold7 reveals an expansive screen that expands the workspace for editing, multitasking and immersive viewing – getting more out of Galaxy AI. The main display on Galaxy Z Fold7 is 11% larger than the previous generation, providing even more screen real estate for content editing and multitasking across multiple apps.
     

    The 8-inch Dynamic AMOLED 2x main display offers ultra-rich contrast, true blacks and vibrant detail that makes everything pop — from movies to tabs open while multitasking.
    With Vision Booster and up to 2,600 nits of peak brightness, Galaxy Z Fold7 stays brilliantly visible even in direct sunlight.

     
    Looks Sleek, Built Tough
    From repeated folding to being tossed in a bag, it’s engineered for everyday durability and built to last longer, with a restructured hinge and foldable display.
     

    The Armor FlexHinge is thinner and lighter, thanks to an enhanced water droplet design and newly implemented multi-rail structure that reduces visible creasing and strengthens durability by evenly dispersing stress.
    The cover display is made with Corning® Gorilla® Glass Ceramic 2, a new glass ceramic that has crystals intricately embedded within its glass matrix. This secures the screen’s durability and crack deflection capabilities and delivers protection in a remarkably thin form factor.
    Advanced Armor Aluminum in the frame and hinge housing increases strength and hardness by 10%.
    The main display is restructured to be thinner and lighter – yet stronger. This was achieved by implementing the Titanium plate layer. Additionally, Ultra-Thin Glass (UTG) was increased to be 50% thicker, making the display tougher.

     
    The Most Powerful Processor Customized for Galaxy
    Under the hood, Galaxy Z Fold7 is powered by the Snapdragon 8 Elite for Galaxy delivers performance boosts of 41% in NPU, 38% in CPU, and 26% in GPU compared to the previous generation. This power fuels Galaxy Z Fold7’s ability to process more AI experiences on-device without compromise.
     
    Ultra 200MP Camera
    Galaxy Z Fold7 now brings the best of the Galaxy’s pro-grade camera experience to a foldable, combining advanced hardware with intelligent processing for consistently stunning results. AI-enhanced imaging automatically optimizes lighting, detail and realism, so photos and videos stay sharp and vivid.
     

    Featuring the first 200MP wide-angle camera in the Galaxy Z series, it captures 4x more detail, producing images that are 44% brighter.
    The 10MP 100° camera on the main display expands the frame, so when users unfold their phone, it’s easy to capture group selfies, valuable moments and more of the world in a single shot.
    Samsung’s next generation ProVisual Engine processes images faster, enabling every photo and video to be more crisp, vibrant and full of detail.
    With Night Video, intelligent motion detection now separates moving subjects from still backgrounds to reduce noise.
    10-bit HDR provides more color depth. The result is videos with richer color, deeper contrast and more lifelike detail, no matter the time of day.

     
    Ultra AI Experience
     
    Galaxy Z Fold7 harnesses the power of the foldable display to amplify the power and convenience of AI, delivering experiences that are instinctive, adaptive and effortlessly efficient. With the new One UI 8 that is context-aware and naturally responsive, optimized for Galaxy Z Fold7’s flexible format and expansive screen offer a more intuitive and immersive way to interact with AI. There’s less jumping between apps and screens and more frictionless creativity and productivity happening seamlessly in one place.
     

    Designed as a true multimodal agent, One UI 8 seamlessly combines large-screen multitasking with intelligent tools that understand what users’ type, say and even see. And, with an AI-powered camera and privacy built into every layer, Galaxy Z Fold7 becomes a smart and secure personal assistant, ready to help anytime, anywhere.
    Launching with the all-new One UI 8 on Android 16, Galaxy Z Fold7 debuts Samsung’s latest AI-powered platform on foldables, delivering the latest Android experience straight out of the box.
    Gemini Live is now enhanced with multimodal AI that understands what users see, say and do, making it possible to seamlessly type or speak contextual questions and get answers without having to toggle back and forth between apps.
    With Circle to Search, gaming tips appear exactly when and where you need them.
    With Galaxy AI Optimized for Large Screens, Galaxy Z Fold7 delivers experiences that maximize the benefits of the expansive foldable display to boost productivity. AI Results View displays results from AI features in a separate Split View or in a Floating View, so the user’s original content remains unobstructed and visible. Users can be more efficient with Drag & Drop AI-generated content, including images and text, directly from Multi Window. With tools like Drawing Assist or Writing Assist, it’s easier than ever to move ideas and visuals, enabling a smoother creative process.
    Shots look flawless with Photo Assist, which moves, erases or enlarges objects and adjusts angles and fills in backgrounds with AI-powered precision. Users can seize vibrant expressions, including pet profiles with Portrait Studio and refine their photos using Galaxy’s enhanced Generative Edit. It offers proactive suggestions with the new Suggest Erases. Moreover, Side-by-Side Editing and Show Original enables real-time comparison of original images and edited versions on the large screen, making it easier to decide what to modify and what to keep. Audio Eraser has also been upgraded to be more intelligent and convenient.

     
    Galaxy Z Flip7 is a compact AI phone with multimodal capabilities, powered by a new FlexWindow. Small enough to slip into a pocket, yet powerful enough to deliver the handiest assistance, it melds Galaxy AI with a now edge-to-edge FlexWindow, a flagship level camera and an ultra-compact and iconic design. From intuitive voice AI to the best selfie capabilities, the Galaxy Z Flip7 is an intelligent pocket-sized companion built for seamless interaction and everyday reliability.
     

    The1-inch Super AMOLED FlexWindow is the largest ever on a Galaxy Z Flip, with edge-to-edge usability that enables users to see and do more on the cover screen.
    With 2,600 nits of peak brightness and a smooth 120Hz refresh rate on both the main display and the FlexWindow, Galaxy Z Flip7 enables ultra-fluid scrolling, streaming and gaming. Plus, the FlexWindow gets an upgrade with Vision Booster, enhancing outdoor visibility so users can stay connected wherever they are.
    The main display is a 9-inch Dynamic AMOLED 2X, built for an ultra-smooth, immersive experience.
    Weighing just 188 grams and measuring only 13.7mm when folded, Galaxy Z Flip7 is the slimmest Galaxy Z Flip yet.
    The cover and back are protected by Corning® Gorilla® Glass Victus® 2.
    The Armor FlexHinge is thinner than the hinge on the previous generation and features a restructured design and high-strength materials for smoother folds and long-lasting durability.
    A robust Armor Aluminum Frame provides a tough exterior for resilience.

     
    Power That Lasts Longer and Works Smarter
     
    While the Galaxy Z Flip7 has been slimmed down and refined throughout, it now features a bigger battery and an even bigger display – all in a more compact form.
     

    The 4,300mAh battery is the largest ever on a Galaxy Z Flipdelivering up to 31 hours of video play time on a single charge.
    The Galaxy Z Flip7 is powered by the latest 3nm processor, customized for Galaxy and fit for today’s lifestyle with an even more powerful CPU, GPU and NPU than Galaxy Z Flip6.
    Samsung DeX comes to a Galaxy Z Flip7 for the first time, enabling it to instantly transform into a handy workstation: users can flip it open, connect to a screen and instantly get PC-like tools for enhanced multitasking.
    Powered by the newest One UI 8 and Android 16 right out of the box, it delivers true multimodal AI experiences optimized for the Flip’s iconic design, with many tasks now able to be handled right from the cover screen.
    Gemini Live is now available directly on the FlexWindow, enabling users to search for information with their voice and complete tasks – hands-free. Users getting ready for an overseas trip can just tell Gemini what they need. It can pull up flight details from Samsung Wallet, set a reminder for when to leave for the airport and even find top-rated restaurants at the user’s destination. Plus, all this information can be stored in Samsung Notes for easy access later. It’s like having a personal assistant, right on the cover screen.
    With camera sharing on Gemini Live, getting real-time help is as easy as pointing the camera. Whether packing for a trip or choosing an outfit, users can simply show Gemini what they’re looking at. Ask questions like, “Which of these outfits is better for the weather in Seoul?” Gemini will respond, just like a helpful friend would.
    Now Bar shows real-time app activity, podcast progress and alerts right on the cover screen, and it’s now integrated with even more third-party apps. A quick glance at the FlexWindow lets users check on the ETA of their ride-share, see what song is playing, peek at the latest football scores, and so much more.
    Now Brief provides even more personalized daily updates including traffic, reminders, calendar events, and fitness summaries. Users can get personalized music and video recommendations based on subscriptions and interests, as well as easily access health and wellness data pulled from Samsung Health and Galaxy Watch.
    The FlexWindow’s clock adapts and stretches to compliment a user’s wallpaper, wrapping the font around faces or objects in the image to keep the time display clear. Whether it’s a close-up selfie or a scenic skyline, the lock screen ensures the clock remains visible without disrupting the image.

     
    A Pocket-Sized Selfie Studio
     
    Galaxy Z Flip7 brings flagship-level photography and Samsung’s best selfie camera yet with Samsung’s advanced ProVisual Engine.
     

    The dual rear camera system includes a 50MP Wide and a 12MP Ultra-Wide lens, delivering flagship-level clarity in any lighting, whether capturing scenic shots or snapping high-quality selfies directly from the cover screen.
    With Enhanced Nightography, users can capture vivid photos in low-light environments through improved lighting adjustments and the removal of noise and blurred frames.
    10-bit HDR provides richer color, deeper contrast and more life-like detail in video, no matter the time of day.
    Galaxy Z Flip7 takes selfies to the next level, right from the FlexWindow. Real-Time Filters now lets users preview and perfect FlexCam shots instantly. And with the new Zoom Slider, users can quickly zoom in or out with just a swipe- making it perfect for capturing a full outfit or fitting everyone into the frame for a flawless group selfie.
    With Dual Preview, the photographer and the subject can see the composition live on the FlexWindow, helping users nail the perfect shot on the first go.
    Everyday pet moments become eye-catching shots with Portrait Studio in Photo Assist whether featuring a playful cartoon style, a quirky fisheye look or a polished, professional finish.

     
    Bringing the foldable experience to even more users, Samsung also announced Galaxy Z Flip7 FE. Compact when folded and expansive when opened, Galaxy Z Flip7 FE features a 6.7-inch Main Display for an immersive viewing experience. The 50MP FlexCam enables high-quality selfies and video in Flex Mode, letting users capture content hands-free, without even opening the device. Now Brief surfaces helpful updates – including weather, daily schedules and commute alerts – on the cover screen, in a layout optimized for Galaxy Z Flip7 FE’s compact form.
    Future-Ready Mobile Security
    As mobile experiences grow ever more intelligent and interconnected, Samsung is reinforcing the foundations that protect them – unveiling new protections for on-device AI, expanding cross-device threat detection and enhancing network security with quantum-resistant encryption. One UI 8 brings enhanced privacy to personalized AI experiences with the new Knox Enhanced Encrypted Protection (KEEP). KEEP creates encrypted, app-specific storage environments within the device’s secure storage area, ensuring each app can access only its own sensitive information and nothing more. With One UI 8, Samsung is advancing Knox Matrix to deliver more proactive and user-friendly protection across the Galaxy ecosystem. Furthermore, as part of its ongoing commitment to quantum-safe security, Samsung is integrating post-quantum cryptography into Secure Wi-Fi. This enhancement secures the key exchange process at the core of encrypted connections, helping ensure robust privacy even over public networks.
    Availability, Price and Offers
     
    The Galaxy Z Fold7, Galaxy Z Flip7 & Galaxy Z Flip7 FE will be available for pre-order starting today on Samsung.com, Amazon.in, Flipkart.com and all leading retail outlets across the country.
     

    Model
    Memory Storage
    Colors
    Price (INR)

    Galaxy Z Fold7
    12GB_256GB
    Blue Shadow, Silver Shadow, Jet Black
    174,999

    12GB_512GB
    186,999

    16GB_1TB
    210,999

    Galaxy Z Flip7
    12GB_256GB
    Blue Shadow, Jet Black, Coral Red
    109,999

    12GB_512GB
    121,999

    Galaxy Z Flip7 FE
    8GB_128GB
    Black, White
    89,999

    8GB_256GB
    95,999

     
     
    Consumers buying the Galaxy Z Fold7 and Galaxy Z Flip7 through Samsung.com will have an additional color option to choose from – Mint.
     
    Pre-Order Offers
     
    Customers pre-ordering the Galaxy Z Fold7 and Galaxy Z Flip7 will receive Free Storage Upgrade worth INR 12,000. Customers pre-ordering the Galaxy Z Flip7 FE will receive Free Storage Upgrade worth INR 6,000. Additionally, up to 24-months No Cost EMI will be available for all the three models. Consumers can also pre-order on Samsung Live at https://www.samsung.com/in/live-offers/ starting today.
     
     

    Model Name
    Offers
    No Cost EMI

    Galaxy Z Fold7
    Benefits worth INR 12K
    Up to 24 months

    INR 12K Storage Upgrade (Pre-order 256GB and get 512GB)

    Galaxy Z Flip7
    Benefits worth INR 12K
    Up to 24 months

    INR 12K Storage Upgrade (Pre-order 256GB and get 512GB)

    Galaxy Z Flip7 FE
    Benefits worth INR 6K
    Up to 24 months

    INR 6K Storage Upgrade (Pre-order 128GB and get 256GB)

     

    MIL OSI Global Banks –

  • MIL-OSI Banking: Samsung India Begins Pre Orders for Galaxy Z Fold7, Galaxy Z Flip7 – The Most Advanced Galaxy Z series yet

    Source: Samsung

    Samsung, India’s largest consumer electronics brand, today announced that it has begun taking pre orders for the most advanced Galaxy Z series yet – Galaxy Z Fold7 and Galaxy Z Flip7.
     
    Galaxy Z Fold7 brings together the best of Galaxy design, camera functionality and AI innovation in the thinnest and lightest Galaxy Z Fold series to date. It delivers the premium performance and experience of an ultra-smartphone, while unlocking new levels of efficiency and productivity with a larger, more immersive display when unfolded.
     
    Thinnest, Lightest Galaxy Z Fold To Date
    Galaxy Z Fold7 is crafted for those who want the everyday portability and intuitive feel of a traditional smartphone, combined with the enhanced power and flexibility of a larger, unfolded display – all in one device. With its ultra-thin and light design and wider cover display, Galaxy Z Fold7 delivers a seamless on-the-go experience that makes typing and browsing effortless when it is folded.
     

    At just 215 grams, Galaxy Z Fold7 is even lighter than Galaxy S25 Ultra.
    It is just 9 mm thick when folded and 4.2 mm thick when unfolded.
    The device comes with 5-inch Dynamic AMOLED 2x cover display, a wider screen with a new 21:9 aspect ratio.

     
    Most Expansive Screen on Galaxy Smartphone
    When unfolded, Galaxy Z Fold7 reveals an expansive screen that expands the workspace for editing, multitasking and immersive viewing – getting more out of Galaxy AI. The main display on Galaxy Z Fold7 is 11% larger than the previous generation, providing even more screen real estate for content editing and multitasking across multiple apps.
     

    The 8-inch Dynamic AMOLED 2x main display offers ultra-rich contrast, true blacks and vibrant detail that makes everything pop — from movies to tabs open while multitasking.
    With Vision Booster and up to 2,600 nits of peak brightness, Galaxy Z Fold7 stays brilliantly visible even in direct sunlight.

     
    Looks Sleek, Built Tough
    From repeated folding to being tossed in a bag, it’s engineered for everyday durability and built to last longer, with a restructured hinge and foldable display.
     

    The Armor FlexHinge is thinner and lighter, thanks to an enhanced water droplet design and newly implemented multi-rail structure that reduces visible creasing and strengthens durability by evenly dispersing stress.
    The cover display is made with Corning® Gorilla® Glass Ceramic 2, a new glass ceramic that has crystals intricately embedded within its glass matrix. This secures the screen’s durability and crack deflection capabilities and delivers protection in a remarkably thin form factor.
    Advanced Armor Aluminum in the frame and hinge housing increases strength and hardness by 10%.
    The main display is restructured to be thinner and lighter – yet stronger. This was achieved by implementing the Titanium plate layer. Additionally, Ultra-Thin Glass (UTG) was increased to be 50% thicker, making the display tougher.

     
    The Most Powerful Processor Customized for Galaxy
    Under the hood, Galaxy Z Fold7 is powered by the Snapdragon 8 Elite for Galaxy delivers performance boosts of 41% in NPU, 38% in CPU, and 26% in GPU compared to the previous generation. This power fuels Galaxy Z Fold7’s ability to process more AI experiences on-device without compromise.
     
    Ultra 200MP Camera
    Galaxy Z Fold7 now brings the best of the Galaxy’s pro-grade camera experience to a foldable, combining advanced hardware with intelligent processing for consistently stunning results. AI-enhanced imaging automatically optimizes lighting, detail and realism, so photos and videos stay sharp and vivid.
     

    Featuring the first 200MP wide-angle camera in the Galaxy Z series, it captures 4x more detail, producing images that are 44% brighter.
    The 10MP 100° camera on the main display expands the frame, so when users unfold their phone, it’s easy to capture group selfies, valuable moments and more of the world in a single shot.
    Samsung’s next generation ProVisual Engine processes images faster, enabling every photo and video to be more crisp, vibrant and full of detail.
    With Night Video, intelligent motion detection now separates moving subjects from still backgrounds to reduce noise.
    10-bit HDR provides more color depth. The result is videos with richer color, deeper contrast and more lifelike detail, no matter the time of day.

     
    Ultra AI Experience
     
    Galaxy Z Fold7 harnesses the power of the foldable display to amplify the power and convenience of AI, delivering experiences that are instinctive, adaptive and effortlessly efficient. With the new One UI 8 that is context-aware and naturally responsive, optimized for Galaxy Z Fold7’s flexible format and expansive screen offer a more intuitive and immersive way to interact with AI. There’s less jumping between apps and screens and more frictionless creativity and productivity happening seamlessly in one place.
     

    Designed as a true multimodal agent, One UI 8 seamlessly combines large-screen multitasking with intelligent tools that understand what users’ type, say and even see. And, with an AI-powered camera and privacy built into every layer, Galaxy Z Fold7 becomes a smart and secure personal assistant, ready to help anytime, anywhere.
    Launching with the all-new One UI 8 on Android 16, Galaxy Z Fold7 debuts Samsung’s latest AI-powered platform on foldables, delivering the latest Android experience straight out of the box.
    Gemini Live is now enhanced with multimodal AI that understands what users see, say and do, making it possible to seamlessly type or speak contextual questions and get answers without having to toggle back and forth between apps.
    With Circle to Search, gaming tips appear exactly when and where you need them.
    With Galaxy AI Optimized for Large Screens, Galaxy Z Fold7 delivers experiences that maximize the benefits of the expansive foldable display to boost productivity. AI Results View displays results from AI features in a separate Split View or in a Floating View, so the user’s original content remains unobstructed and visible. Users can be more efficient with Drag & Drop AI-generated content, including images and text, directly from Multi Window. With tools like Drawing Assist or Writing Assist, it’s easier than ever to move ideas and visuals, enabling a smoother creative process.
    Shots look flawless with Photo Assist, which moves, erases or enlarges objects and adjusts angles and fills in backgrounds with AI-powered precision. Users can seize vibrant expressions, including pet profiles with Portrait Studio and refine their photos using Galaxy’s enhanced Generative Edit. It offers proactive suggestions with the new Suggest Erases. Moreover, Side-by-Side Editing and Show Original enables real-time comparison of original images and edited versions on the large screen, making it easier to decide what to modify and what to keep. Audio Eraser has also been upgraded to be more intelligent and convenient.

     
    Galaxy Z Flip7 is a compact AI phone with multimodal capabilities, powered by a new FlexWindow. Small enough to slip into a pocket, yet powerful enough to deliver the handiest assistance, it melds Galaxy AI with a now edge-to-edge FlexWindow, a flagship level camera and an ultra-compact and iconic design. From intuitive voice AI to the best selfie capabilities, the Galaxy Z Flip7 is an intelligent pocket-sized companion built for seamless interaction and everyday reliability.
     

    The1-inch Super AMOLED FlexWindow is the largest ever on a Galaxy Z Flip, with edge-to-edge usability that enables users to see and do more on the cover screen.
    With 2,600 nits of peak brightness and a smooth 120Hz refresh rate on both the main display and the FlexWindow, Galaxy Z Flip7 enables ultra-fluid scrolling, streaming and gaming. Plus, the FlexWindow gets an upgrade with Vision Booster, enhancing outdoor visibility so users can stay connected wherever they are.
    The main display is a 9-inch Dynamic AMOLED 2X, built for an ultra-smooth, immersive experience.
    Weighing just 188 grams and measuring only 13.7mm when folded, Galaxy Z Flip7 is the slimmest Galaxy Z Flip yet.
    The cover and back are protected by Corning® Gorilla® Glass Victus® 2.
    The Armor FlexHinge is thinner than the hinge on the previous generation and features a restructured design and high-strength materials for smoother folds and long-lasting durability.
    A robust Armor Aluminum Frame provides a tough exterior for resilience.

     
    Power That Lasts Longer and Works Smarter
     
    While the Galaxy Z Flip7 has been slimmed down and refined throughout, it now features a bigger battery and an even bigger display – all in a more compact form.
     

    The 4,300mAh battery is the largest ever on a Galaxy Z Flipdelivering up to 31 hours of video play time on a single charge.
    The Galaxy Z Flip7 is powered by the latest 3nm processor, customized for Galaxy and fit for today’s lifestyle with an even more powerful CPU, GPU and NPU than Galaxy Z Flip6.
    Samsung DeX comes to a Galaxy Z Flip7 for the first time, enabling it to instantly transform into a handy workstation: users can flip it open, connect to a screen and instantly get PC-like tools for enhanced multitasking.
    Powered by the newest One UI 8 and Android 16 right out of the box, it delivers true multimodal AI experiences optimized for the Flip’s iconic design, with many tasks now able to be handled right from the cover screen.
    Gemini Live is now available directly on the FlexWindow, enabling users to search for information with their voice and complete tasks – hands-free. Users getting ready for an overseas trip can just tell Gemini what they need. It can pull up flight details from Samsung Wallet, set a reminder for when to leave for the airport and even find top-rated restaurants at the user’s destination. Plus, all this information can be stored in Samsung Notes for easy access later. It’s like having a personal assistant, right on the cover screen.
    With camera sharing on Gemini Live, getting real-time help is as easy as pointing the camera. Whether packing for a trip or choosing an outfit, users can simply show Gemini what they’re looking at. Ask questions like, “Which of these outfits is better for the weather in Seoul?” Gemini will respond, just like a helpful friend would.
    Now Bar shows real-time app activity, podcast progress and alerts right on the cover screen, and it’s now integrated with even more third-party apps. A quick glance at the FlexWindow lets users check on the ETA of their ride-share, see what song is playing, peek at the latest football scores, and so much more.
    Now Brief provides even more personalized daily updates including traffic, reminders, calendar events, and fitness summaries. Users can get personalized music and video recommendations based on subscriptions and interests, as well as easily access health and wellness data pulled from Samsung Health and Galaxy Watch.
    The FlexWindow’s clock adapts and stretches to compliment a user’s wallpaper, wrapping the font around faces or objects in the image to keep the time display clear. Whether it’s a close-up selfie or a scenic skyline, the lock screen ensures the clock remains visible without disrupting the image.

     
    A Pocket-Sized Selfie Studio
     
    Galaxy Z Flip7 brings flagship-level photography and Samsung’s best selfie camera yet with Samsung’s advanced ProVisual Engine.
     

    The dual rear camera system includes a 50MP Wide and a 12MP Ultra-Wide lens, delivering flagship-level clarity in any lighting, whether capturing scenic shots or snapping high-quality selfies directly from the cover screen.
    With Enhanced Nightography, users can capture vivid photos in low-light environments through improved lighting adjustments and the removal of noise and blurred frames.
    10-bit HDR provides richer color, deeper contrast and more life-like detail in video, no matter the time of day.
    Galaxy Z Flip7 takes selfies to the next level, right from the FlexWindow. Real-Time Filters now lets users preview and perfect FlexCam shots instantly. And with the new Zoom Slider, users can quickly zoom in or out with just a swipe- making it perfect for capturing a full outfit or fitting everyone into the frame for a flawless group selfie.
    With Dual Preview, the photographer and the subject can see the composition live on the FlexWindow, helping users nail the perfect shot on the first go.
    Everyday pet moments become eye-catching shots with Portrait Studio in Photo Assist whether featuring a playful cartoon style, a quirky fisheye look or a polished, professional finish.

     
    Bringing the foldable experience to even more users, Samsung also announced Galaxy Z Flip7 FE. Compact when folded and expansive when opened, Galaxy Z Flip7 FE features a 6.7-inch Main Display for an immersive viewing experience. The 50MP FlexCam enables high-quality selfies and video in Flex Mode, letting users capture content hands-free, without even opening the device. Now Brief surfaces helpful updates – including weather, daily schedules and commute alerts – on the cover screen, in a layout optimized for Galaxy Z Flip7 FE’s compact form.
    Future-Ready Mobile Security
    As mobile experiences grow ever more intelligent and interconnected, Samsung is reinforcing the foundations that protect them – unveiling new protections for on-device AI, expanding cross-device threat detection and enhancing network security with quantum-resistant encryption. One UI 8 brings enhanced privacy to personalized AI experiences with the new Knox Enhanced Encrypted Protection (KEEP). KEEP creates encrypted, app-specific storage environments within the device’s secure storage area, ensuring each app can access only its own sensitive information and nothing more. With One UI 8, Samsung is advancing Knox Matrix to deliver more proactive and user-friendly protection across the Galaxy ecosystem. Furthermore, as part of its ongoing commitment to quantum-safe security, Samsung is integrating post-quantum cryptography into Secure Wi-Fi. This enhancement secures the key exchange process at the core of encrypted connections, helping ensure robust privacy even over public networks.
    Availability, Price and Offers
     
    The Galaxy Z Fold7, Galaxy Z Flip7 & Galaxy Z Flip7 FE will be available for pre-order starting today on Samsung.com, Amazon.in, Flipkart.com and all leading retail outlets across the country.
     

    Model
    Memory Storage
    Colors
    Price (INR)

    Galaxy Z Fold7
    12GB_256GB
    Blue Shadow, Silver Shadow, Jet Black
    174,999

    12GB_512GB
    186,999

    16GB_1TB
    210,999

    Galaxy Z Flip7
    12GB_256GB
    Blue Shadow, Jet Black, Coral Red
    109,999

    12GB_512GB
    121,999

    Galaxy Z Flip7 FE
    8GB_128GB
    Black, White
    89,999

    8GB_256GB
    95,999

     
     
    Consumers buying the Galaxy Z Fold7 and Galaxy Z Flip7 through Samsung.com will have an additional color option to choose from – Mint.
     
    Pre-Order Offers
     
    Customers pre-ordering the Galaxy Z Fold7 and Galaxy Z Flip7 will receive Free Storage Upgrade worth INR 12,000. Customers pre-ordering the Galaxy Z Flip7 FE will receive Free Storage Upgrade worth INR 6,000. Additionally, up to 24-months No Cost EMI will be available for all the three models. Consumers can also pre-order on Samsung Live at https://www.samsung.com/in/live-offers/ starting today.
     
     

    Model Name
    Offers
    No Cost EMI

    Galaxy Z Fold7
    Benefits worth INR 12K
    Up to 24 months

    INR 12K Storage Upgrade (Pre-order 256GB and get 512GB)

    Galaxy Z Flip7
    Benefits worth INR 12K
    Up to 24 months

    INR 12K Storage Upgrade (Pre-order 256GB and get 512GB)

    Galaxy Z Flip7 FE
    Benefits worth INR 6K
    Up to 24 months

    INR 6K Storage Upgrade (Pre-order 128GB and get 256GB)

     

    MIL OSI Global Banks –

  • MIL-OSI: South Plains Financial, Inc. Announces Second Quarter 2025 Earnings Call

    Source: GlobeNewswire (MIL-OSI)

    LUBBOCK, Texas, July 09, 2025 (GLOBE NEWSWIRE) — South Plains Financial, Inc. (NASDAQ:SPFI) (“South Plains” or the “Company”), the parent company of City Bank, today announced that its second quarter 2025 financial results will be released after market close on Wednesday, July 16, 2025. The Company will host a conference call and webcast at 5:00 p.m. ET on the same day to discuss the financial results.

    Investors and analysts interested in participating in the call are invited to dial 1-877-407-9716 (international callers please dial 1-201-493-6779) approximately 10 minutes prior to the start of the call. A live audio webcast of the conference call will be available on the Company’s website at https://www.spfi.bank/news-events/events.

    A replay of the conference call will be available within two hours of the conclusion of the call and can be accessed through the News & Events tab of the Company’s website as well as by dialing 1-844-512-2921 (international callers please dial 1-412-317-6671). The pin to access the telephone replay is 13754259. The replay will be available until July 30, 2025.

    About South Plains Financial, Inc.

    South Plains is the bank holding company for City Bank, a Texas state-chartered bank headquartered in Lubbock, Texas. City Bank is one of the largest independent banks in West Texas and has additional banking operations in the Dallas, El Paso, Greater Houston, the Permian Basin, and College Station, Texas markets, and the Ruidoso, New Mexico market. South Plains provides a wide range of commercial and consumer financial services to small and medium-sized businesses and individuals in its market areas. Its principal business activities include commercial and retail banking, along with investment, trust and mortgage services. Please visit https://www.spfi.bank for more information.

    Contact: Mikella Newsom, Chief Risk Officer and Secretary
      investors@city.bank
      (866) 771-3347
       
    Source: South Plains Financial, Inc.

    The MIL Network –

  • MIL-OSI: South Plains Financial, Inc. Announces Second Quarter 2025 Earnings Call

    Source: GlobeNewswire (MIL-OSI)

    LUBBOCK, Texas, July 09, 2025 (GLOBE NEWSWIRE) — South Plains Financial, Inc. (NASDAQ:SPFI) (“South Plains” or the “Company”), the parent company of City Bank, today announced that its second quarter 2025 financial results will be released after market close on Wednesday, July 16, 2025. The Company will host a conference call and webcast at 5:00 p.m. ET on the same day to discuss the financial results.

    Investors and analysts interested in participating in the call are invited to dial 1-877-407-9716 (international callers please dial 1-201-493-6779) approximately 10 minutes prior to the start of the call. A live audio webcast of the conference call will be available on the Company’s website at https://www.spfi.bank/news-events/events.

    A replay of the conference call will be available within two hours of the conclusion of the call and can be accessed through the News & Events tab of the Company’s website as well as by dialing 1-844-512-2921 (international callers please dial 1-412-317-6671). The pin to access the telephone replay is 13754259. The replay will be available until July 30, 2025.

    About South Plains Financial, Inc.

    South Plains is the bank holding company for City Bank, a Texas state-chartered bank headquartered in Lubbock, Texas. City Bank is one of the largest independent banks in West Texas and has additional banking operations in the Dallas, El Paso, Greater Houston, the Permian Basin, and College Station, Texas markets, and the Ruidoso, New Mexico market. South Plains provides a wide range of commercial and consumer financial services to small and medium-sized businesses and individuals in its market areas. Its principal business activities include commercial and retail banking, along with investment, trust and mortgage services. Please visit https://www.spfi.bank for more information.

    Contact: Mikella Newsom, Chief Risk Officer and Secretary
      investors@city.bank
      (866) 771-3347
       
    Source: South Plains Financial, Inc.

    The MIL Network –

  • MIL-OSI: Credicorp Ltd.: Credicorp to Host Investor Day on October 9, 2025, in New York

    Source: GlobeNewswire (MIL-OSI)

    Lima, July 09, 2025 (GLOBE NEWSWIRE) — Lima, Peru, July 9, 2025 – Credicorp (NYSE: BAP | BVL: BAP), announces its upcoming 2025 Investor Day and 30th IPO Anniversary Celebration, scheduled for Thursday, October 9, 2025, in New York.

    At this event, Credicorp’s leadership will reflect on its 30 years of transformation since the IPO, sharing how its integrated strategy is shaping the future of financial services. Discussions will explore how the company is unlocking growth and strengthening capabilities through innovation to drive sustainable, long-term shareholder value.

    This event will be hosted in a hybrid format, offering the opportunity to participate in person or via a live webcast.

    The event will start at 9:00 am ET, with welcome and opening remarks, followed by panel discussions with senior management. The session will conclude with a Q&A segment with the management team.

    Credicorp’s Investor Day is open to institutional investors and sell-side analysts, and pre-registration for in-person attendance is required by October 2, 2025.

    To register, please visit www.credicorpday.com

    Confirmation and additional event details will be provided to registered attendees. A webcast replay and slide presentation will be available after the event.

    For more information, please contact:
    InspIR Group
    inspir@inspirgroup.com

    About Credicorp 

    Credicorp (NYSE: BAP) is the leading financial services holding company in Peru with presence in Chile, Colombia, Bolivia, and Panama. Credicorp has a diversified business portfolio organized into four lines of business: Universal Banking, through Banco de Crédito del Peru (“BCP”) and Banco de Crédito de Bolivia; Microfinance, through Mibanco in Peru and Colombia; Insurance & Pension Funds, through Grupo Pacifico and Prima AFP; and Investment Management & Advisory, through Credicorp Capital, Wealth Management at BCP and ASB Bank Corp.

    For further information please contact the IR team:

    investorrelations@credicorpperu.com

    Investor Relations
    Credicorp Ltd.

    The MIL Network –

  • MIL-OSI: Credicorp Ltd.: Credicorp to Host Investor Day on October 9, 2025, in New York

    Source: GlobeNewswire (MIL-OSI)

    Lima, July 09, 2025 (GLOBE NEWSWIRE) — Lima, Peru, July 9, 2025 – Credicorp (NYSE: BAP | BVL: BAP), announces its upcoming 2025 Investor Day and 30th IPO Anniversary Celebration, scheduled for Thursday, October 9, 2025, in New York.

    At this event, Credicorp’s leadership will reflect on its 30 years of transformation since the IPO, sharing how its integrated strategy is shaping the future of financial services. Discussions will explore how the company is unlocking growth and strengthening capabilities through innovation to drive sustainable, long-term shareholder value.

    This event will be hosted in a hybrid format, offering the opportunity to participate in person or via a live webcast.

    The event will start at 9:00 am ET, with welcome and opening remarks, followed by panel discussions with senior management. The session will conclude with a Q&A segment with the management team.

    Credicorp’s Investor Day is open to institutional investors and sell-side analysts, and pre-registration for in-person attendance is required by October 2, 2025.

    To register, please visit www.credicorpday.com

    Confirmation and additional event details will be provided to registered attendees. A webcast replay and slide presentation will be available after the event.

    For more information, please contact:
    InspIR Group
    inspir@inspirgroup.com

    About Credicorp 

    Credicorp (NYSE: BAP) is the leading financial services holding company in Peru with presence in Chile, Colombia, Bolivia, and Panama. Credicorp has a diversified business portfolio organized into four lines of business: Universal Banking, through Banco de Crédito del Peru (“BCP”) and Banco de Crédito de Bolivia; Microfinance, through Mibanco in Peru and Colombia; Insurance & Pension Funds, through Grupo Pacifico and Prima AFP; and Investment Management & Advisory, through Credicorp Capital, Wealth Management at BCP and ASB Bank Corp.

    For further information please contact the IR team:

    investorrelations@credicorpperu.com

    Investor Relations
    Credicorp Ltd.

    The MIL Network –

  • MIL-OSI: First Northwest Bancorp and First Fed Announce CEO Transition

    Source: GlobeNewswire (MIL-OSI)

    PORT ANGELES, Wash., July 09, 2025 (GLOBE NEWSWIRE) — First Northwest Bancorp (Nasdaq: FNWB) (“First Northwest”) and its wholly owned subsidiary First Fed Bank (“First Fed” and, together with First Northwest, the “Company”) today announced that the boards of directors of First Northwest and First Fed and Matthew P. Deines have mutually agreed that Mr. Deines will resign as President and Chief Executive Officer and as a member of the boards of directors of First Northwest and First Fed, effective as of July 12, 2025. Geraldine L. Bullard, Chief Operating Officer of the Company, has been appointed Interim Chief Executive Officer, effective as of July 13, 2025. Ms. Bullard will also continue to serve as Chief Operating Officer.

    “The Board extends its sincere thanks to Matt for his dedicated service and commitment to the Company,” said Cindy H. Finnie, Chair of the boards of directors of First Northwest and First Fed.

    About the transition, Mr. Deines remarked, “I could not be more honored to have led First Fed and First Northwest as CEO over the past six years. This Company is made up of a very special group of people who serve Western Washington at a time when the role of community banks has never been more essential.”

    “As we begin the executive search for Matt’s replacement, we have full confidence in Geri to lead the organization during this transition,” Ms. Finnie continued. “With deep experience and a strong understanding of First Fed’s mission, Geri is well-positioned to provide stable, effective leadership as we conduct a thoughtful and thorough search for a replacement CEO.”

    Ms. Bullard added, “I am honored to serve the Company in this interim role. I look forward to working closely with the Board, our dedicated management team, and our exceptional employees across Washington as we continue our long-standing commitment to the communities we’ve proudly supported for over a century.”

    The boards of directors have engaged a leading executive search firm to assist with the process of identifying a replacement Chief Executive Officer. Ms. Bullard is expected to serve as Interim Chief Executive Officer until a new Chief Executive Officer is appointed.

    About Geraldine Bullard
    Ms. Bullard has served as Executive Vice President and Chief Operating Officer of the Company since October 2023, and also previously served as the Company’s Chief Financial Officer between March 2020 and March 2025. Ms. Bullard joined First Fed as Senior Vice President and Treasurer in January 2020. Prior to joining First Fed, Ms. Bullard served as Controller at Salal Credit Union, located in Seattle, from August 2018 to January 2020, as Chief Financial Officer of First Sound Bank, also in Seattle, from February 2017 to August 2018, and as Controller at Sound Community Bank from October 2015 to February 2017. Ms. Bullard also served as a bank examiner for the State of Idaho. She holds a Bachelor of Science degree from Humboldt State University, is a graduate of the Pacific Coast Banking School at the University of Washington, and is a licensed CPA.

    About the Company
    First Northwest Bancorp (Nasdaq: FNWB) is a financial holding company engaged in investment activities including the business of its subsidiary, First Fed Bank. First Fed is a Pacific Northwest-based financial institution which has served its customers and communities since 1923. Currently First Fed has 18 locations in Washington state including 12 full-service branches. First Fed’s business and operating strategy is focused on building sustainable earnings by delivering a full array of financial products and services for individuals, small businesses, non-profit organizations and commercial customers. In 2022, First Northwest made an investment in The Meriwether Group, LLC, a boutique investment banking and accelerator firm. Additionally, First Northwest focuses on strategic partnerships to provide modern financial services such as digital payments and marketplace lending. First Northwest Bancorp was incorporated in 2012 and completed its initial public offering in 2015 under the ticker symbol FNWB. The Company is headquartered in Port Angeles, Washington.

    Forward-Looking Statements
    Certain matters discussed in this press release may contain forward-looking statements within the meaning of the Private Securities Litigation Reform Act of 1995. These forward-looking statements relate to, among other things, expectations of the business environment in which we operate, projections of future performance and execution on certain strategies, perceived opportunities in the market, potential future credit experience, including our ability to collect, the outcome of litigation and statements regarding our mission and vision, and include, but are not limited to, statements about our plans, objectives, expectations and intentions that are not historical facts, and other statements often identified by words such as “believes,” “expects,” “anticipates,” “estimates,” or similar expressions. These forward-looking statements are based upon current management beliefs and expectations and may, therefore, involve risks and uncertainties, many of which are beyond our control. Our actual results, performance, or achievements may differ materially from those suggested, expressed, or implied by forward-looking statements as a result of a wide variety of factors including, but not limited to: increased competitive pressures; changes in the interest rate environment; the credit risks of lending activities; pressures on liquidity, including as a result of withdrawals of deposits or declines in the value of our investment portfolio; changes in general economic conditions and conditions within the securities markets, including potential recessionary and other unfavorable conditions and trends relating to housing markets, costs of living, unemployment levels, interest rates, supply chain difficulties and inflationary pressures, among other things; legislative, regulatory, and policy changes; and other factors described in the Company’s latest Annual Report on Form 10-K under the section entitled “Risk Factors,” and other filings with the Securities and Exchange Commission (“SEC”), which are available on our website at www.ourfirstfed.com and on the SEC’s website at www.sec.gov.

    Any of the forward-looking statements that we make in this press release and in the other public statements we make may turn out to be incorrect because of the inaccurate assumptions we might make, because of the factors illustrated above or because of other factors that we cannot foresee. Because of these and other uncertainties, our actual future results may be materially different from those expressed or implied in any forward-looking statements made by or on our behalf and the Company’s operating and stock price performance may be negatively affected. Therefore, these factors should be considered in evaluating the forward-looking statements, and undue reliance should not be placed on such statements. We do not undertake and specifically disclaim any obligation to revise any forward-looking statements to reflect the occurrence of anticipated or unanticipated events or circumstances after the date of such statements. These risks could cause our actual results for 2025 and beyond to differ materially from those expressed in any forward-looking statements by, or on behalf of, us and could negatively affect the Company’s operations and stock price performance.

    For More Information Contact:
    Aaron Blank
    The Fearey Group
    (206) 200-0103
    aaronblank@feareygroup.com

    The MIL Network –

  • MIL-OSI: Waterstone Financial Announces Election of New Board Members

    Source: GlobeNewswire (MIL-OSI)

    WAUWATOSA, Wis., July 09, 2025 (GLOBE NEWSWIRE) — Waterstone Financial, Inc. (NASDAQ: WSBF) announced today that its Board of Directors has elected Molly Mulroy and Laura Piotrowski to serve on the Board of Directors of both WaterStone Bank and Waterstone Financial, effective July 22, 2025.

    “We are honored to have Molly and Laura join the Board of Directors of WaterStone Bank and Waterstone Financial and help guide our organization,” said Pat Lawton, Chair of the Board. “Each brings a wealth of experience, proven strategic leadership skills, and a shared commitment to delivering value to our customers, employees, shareholders, and the communities we serve. We are excited to welcome their respective talents to the Waterstone family.”

    Molly Mulroy currently serves as Executive Vice President and Chief Administrative Officer of WEC Energy Group, one of the nation’s largest electric generation and natural gas delivery holding companies with utility subsidiaries serving 4.7 million customers. Since 2021, she has overseen Administrative Services, Facility Management, Human Resources, IT Services, Supply Chain, IT System Strategy, and Development.

    Previously, Mulroy served as Vice President and Chief Information Officer, leading enterprise-wide information technology, including cybersecurity and infrastructure. Since joining WEC Energy Group in 1999, she has held leadership positions in Customer Service, Finance, Wholesale Energy and Fuels, Regulatory Affairs, and State Government Affairs.

    She holds a bachelor’s degree from the University of Minnesota and an MBA from the University of Chicago. Mulroy is active in the Milwaukee community and currently serves on the board of Milwaukee Ballet and Milwaukee Women, Inc., and chairs the boards of Milwaukee Tech Hub and Next Door Foundation.

    “I am grateful for the opportunity to join the Waterstone Financial Board and excited about the opportunities ahead,” said Mulroy. “I look forward to working with the Board and leadership team to further the company’s mission, value, and impact.”

    Laura Piotrowski is the Chief Executive Officer and President of Cavendish Vernal, a strategic advisory firm she founded in 2017. Cavendish Vernal provides strategic business planning, executive advising, succession planning, finance and human resource advising, executive coaching, and leadership development services.

    Previously, she was Executive Vice President of The Benefit Companies, where she provided strategic and executional leadership for the organization. Piotrowski has also held senior finance roles, including Chief Financial Officer of Stein’s Garden & Home and Managing Director of Finance for Robert W. Baird & Co.

    She earned her bachelor’s degree from the University of Wisconsin-Milwaukee and an Executive MBA from Marquette University. She is a Certified Public Accountant (CPA) and a SHRM Senior Certified Professional (SHRM-SCP). Piotrowski also serves on the board of Ronald McDonald House Charities of Southeastern Wisconsin.

    “I am honored to join the WaterStone Board of Directors and excited to contribute to this great organization,” said Piotrowski. “As a business owner, I understand the critical role community-focused banks play in our community.”

    About Waterstone Financial, Inc.
    Waterstone Financial, Inc. is the savings and loan holding company for WaterStone Bank, a community-focused financial institution established in 1921. WaterStone Bank offers a comprehensive suite of personal and business banking products and operates 14 branch locations across southeastern Wisconsin. WaterStone Bank is also the parent company of WaterStone Mortgage Corporation, a national lender licensed in 48 states.

    With a long-standing commitment to innovation, integrity, and community service, Waterstone Financial, Inc. supports the financial and homeownership goals of customers nationwide. For more information about WaterStone Bank, visit wsbonline.com.

    Contact:
    Mark R. Gerke
    Chief Financial Officer
    414-459-4012
    markgerke@wsbonline.com

    The MIL Network –

  • MIL-OSI: Waterstone Financial Announces Election of New Board Members

    Source: GlobeNewswire (MIL-OSI)

    WAUWATOSA, Wis., July 09, 2025 (GLOBE NEWSWIRE) — Waterstone Financial, Inc. (NASDAQ: WSBF) announced today that its Board of Directors has elected Molly Mulroy and Laura Piotrowski to serve on the Board of Directors of both WaterStone Bank and Waterstone Financial, effective July 22, 2025.

    “We are honored to have Molly and Laura join the Board of Directors of WaterStone Bank and Waterstone Financial and help guide our organization,” said Pat Lawton, Chair of the Board. “Each brings a wealth of experience, proven strategic leadership skills, and a shared commitment to delivering value to our customers, employees, shareholders, and the communities we serve. We are excited to welcome their respective talents to the Waterstone family.”

    Molly Mulroy currently serves as Executive Vice President and Chief Administrative Officer of WEC Energy Group, one of the nation’s largest electric generation and natural gas delivery holding companies with utility subsidiaries serving 4.7 million customers. Since 2021, she has overseen Administrative Services, Facility Management, Human Resources, IT Services, Supply Chain, IT System Strategy, and Development.

    Previously, Mulroy served as Vice President and Chief Information Officer, leading enterprise-wide information technology, including cybersecurity and infrastructure. Since joining WEC Energy Group in 1999, she has held leadership positions in Customer Service, Finance, Wholesale Energy and Fuels, Regulatory Affairs, and State Government Affairs.

    She holds a bachelor’s degree from the University of Minnesota and an MBA from the University of Chicago. Mulroy is active in the Milwaukee community and currently serves on the board of Milwaukee Ballet and Milwaukee Women, Inc., and chairs the boards of Milwaukee Tech Hub and Next Door Foundation.

    “I am grateful for the opportunity to join the Waterstone Financial Board and excited about the opportunities ahead,” said Mulroy. “I look forward to working with the Board and leadership team to further the company’s mission, value, and impact.”

    Laura Piotrowski is the Chief Executive Officer and President of Cavendish Vernal, a strategic advisory firm she founded in 2017. Cavendish Vernal provides strategic business planning, executive advising, succession planning, finance and human resource advising, executive coaching, and leadership development services.

    Previously, she was Executive Vice President of The Benefit Companies, where she provided strategic and executional leadership for the organization. Piotrowski has also held senior finance roles, including Chief Financial Officer of Stein’s Garden & Home and Managing Director of Finance for Robert W. Baird & Co.

    She earned her bachelor’s degree from the University of Wisconsin-Milwaukee and an Executive MBA from Marquette University. She is a Certified Public Accountant (CPA) and a SHRM Senior Certified Professional (SHRM-SCP). Piotrowski also serves on the board of Ronald McDonald House Charities of Southeastern Wisconsin.

    “I am honored to join the WaterStone Board of Directors and excited to contribute to this great organization,” said Piotrowski. “As a business owner, I understand the critical role community-focused banks play in our community.”

    About Waterstone Financial, Inc.
    Waterstone Financial, Inc. is the savings and loan holding company for WaterStone Bank, a community-focused financial institution established in 1921. WaterStone Bank offers a comprehensive suite of personal and business banking products and operates 14 branch locations across southeastern Wisconsin. WaterStone Bank is also the parent company of WaterStone Mortgage Corporation, a national lender licensed in 48 states.

    With a long-standing commitment to innovation, integrity, and community service, Waterstone Financial, Inc. supports the financial and homeownership goals of customers nationwide. For more information about WaterStone Bank, visit wsbonline.com.

    Contact:
    Mark R. Gerke
    Chief Financial Officer
    414-459-4012
    markgerke@wsbonline.com

    The MIL Network –

  • MIL-OSI: Cryptocurrency Today: Why BAY Miner Is Redefining the Future of Digital Mining

    Source: GlobeNewswire (MIL-OSI)

    Jersey City, NJ, July 09, 2025 (GLOBE NEWSWIRE) — Amid the dizzying digital technology, decentralized finance, cryptocurrency and other trends shaping modern wealth creation, cryptocurrency is a staple of wealth creation today. There has never been more discussion or interest in cryptocurrency, whether in finance company holdings, institutional investors’ portfolios, or retail investors’ forex accounts. Meanwhile, in the midst of this discussion, one name is emerging as a leader in the cacophony – BAY miner. 

    This platform is not only providing easier access to cryptocurrency mining, it’s providing smarter, faster and more profitable mining for everyone.

    Cryptocurrency: The Cornerstone of the Digital Economy

    Cryptocurrency is past the phase of being a mere buzzword. It’s a multi-trillion dollar industry that is modifying how individuals invest, transact, and store value. Conventional finance is shifting. Digital assets such as Bitcoin, Ethereum, and all the altcoins are creating real wealth for real people everywhere in the world.

    Apart from mining, Central Bank Digital Currencies (CBDCs), applications of Blockchain by companies for logistics and payments are rapidly climbing in number and based on their own merits, the importance of the cryptocurrency segment will only continue to grow. Ultimately, however, at the core of every single token is a technology called Mining. Mining is an integral process in dapp chains, it is the machinery that validates transactions and releases new coins.

    That’s where BAY Miner steps in with an unmatched solution.

    Introducing BAY Miner: The Future of Effortless Crypto Mining

    While many platforms offer high returns, BAY Miner offers consistent performance, real technology, and your only responsibility is mining with less effort to access high-powered mining pools to start earning real crypto profits on a day-to-day basis, no technical knowledge required to generate earnings, no tech skills or building a rig that will cost a fortune. 

    BAY Miner is the most innovative and accessible way to mine, suitable for an initial entry into the mining space for beginners and a powerful tool for professionals.

    Key features of BAY Miner include:

    • Cloud Mining Capabilities: Mine from anywhere, anytime. All you need is internet access.
    • Instant Activation: Sign up, choose a plan, and start mining immediately.
    • Daily Rewards: Watch your wallet grow every single day.
    • Military-Grade Security: Your assets are protected with the highest-level encryption.
    • No Hidden Fees: What you see is what you get—transparent earnings, always.

    Cryptocurrency Mining without Complexity

    Until recently, mining cryptocurrency required technical knowledge, expensive hardware, and round-the-clock maintenance. BAY Miner eliminates those barriers by offering a fully managed, cloud-based platform. You don’t need a degree in computer science or a garage full of noisy GPUs.

    Everything is automated. Just register, select a mining plan, and let BAY Miner handle the rest. Mining made it easy, for everyone.

    Why Thousands Are Choosing BAY Miner Over Other Options

    Every day, more users are ditching traditional platforms in favor of BAY Miner. Why? Because BAY Miner is built for results, reliability, and rewards.

    Here’s what makes BAY Miner the industry leader:

    • Superior Mining Algorithms: Maximize efficiency and returns with every cycle.
    • Smart Scaling: Grow your mining power as your profits increase.
    • Referral Bonuses: Earn extra crypto by inviting friends to the platform.
    • Real-Time Performance Tracking: Know exactly how your mining is performing at all times.

    Other platforms may promise quick gains but lack long-term reliability. BAY Miner, on the other hand, delivers sustainable, consistent profits.

    Global Demand for Cryptocurrency Fuels Mining Growth

    Cryptocurrency is gaining momentum. As inflation increases and fiat currencies weaken, people are flocking to crypto as a hedge. Demand means we need better mining solutions.

    As regulations become clearer and adoption increases, now is the best time to get into the crypto space. BAY Miner ensures that anyone can participate—without the risks or complexity of traditional mining.

    And with the crypto bull market heating up again in 2025, the opportunity to mine and earn is more attractive than ever.

    Getting Started Is Fast and Simple

    You’re just three steps away from mining your first crypto coin:

    1. Visit the https://bayminer.com and register an account.
    2. Choose a mining plan that fits your budget and goals.
    3. Sit back and watch your wallet grow automatically.

    You’ll get access to 24/7 customer support, tutorials, and a global community of like-minded crypto miners.

    The Verdict: BAY Miner Is a Must-Have in Your Crypto Strategy

    With cryptocurrency becoming mainstream, tools that empower users to profit from this revolution are in high demand. BAY Miner gives you an advantage in this industry. Whether you are looking to diversify your investments or are doing days are your first steps into crypto, the team at BAY Miner gives you technology, support, and tools to thrive.

    It’s not just another mining app—it’s a full ecosystem for financial empowerment.

    Act Now and Secure Your Crypto Future

    Time is money, and in the world of cryptocurrency, those who move fast often reap the biggest rewards. BAY Miner offers the perfect gateway into passive crypto income. It’s reliable, scalable, and designed with users in mind.

    Don’t wait until the next surge in coin prices. Start mining today and watch your portfolio grow.

    Register now at BAY Miner and become part of the crypto future.

    Official website: https://bayminer.com

    Click here to download the mobile app now

    Email: info@bayminer.com

    Don’t miss your chance to mine smarter—not harder—with BAY Miner. BAY Miner isn’t just keeping up with the future of cryptocurrency—it’s leading the way. Join thousands of users already taking control of their digital destiny. 

    Disclaimer: The information provided in this press release does not constitute an investment solicitation, nor does it constitute investment advice, financial advice, or trading recommendations. Cryptocurrency mining and staking involve risks. There is a possibility of financial loss. You are advised to perform due diligence before investing or trading in cryptocurrencies and securities, including consulting a professional financial advisor.

    Attachment

    The MIL Network –

  • MIL-OSI Europe: In-Depth Analysis – Public hearing with Claudia Buch, Chair of the ECB / SSM Supervisory Board – 15 July 2025 – 09-07-2025

    Source: European Parliament

    This briefing has been prepared for the public hearing with the Chair of the Single Supervisory Mechanism (SSM), Claudia Buch, scheduled for 15 July 2025 in the ECON Committee. Content: 1. Annual Report on Supervisory Activities for 2024 2. Annual Report on Sanctioning Activities in the SSM in 2024 3. ECB sanctions against SEB Baltics 4. The SSM’s simplification efforts 5. ECB’s feedback on Parliament’s Banking Union Annual Report 6. Between prudence and politics: EBA default framework fails to reflect legislative intent 7. National security or economic intervention? The stretching boundaries of golden power 8. New external expertise on (1) competitiveness of European banks and (2) real estate risks 9. Latest Supervisory Banking Statistics (Q4 2024)

    MIL OSI Europe News –

  • MIL-OSI Banking: Houston Chapter Organizes Contractor Panel

    Source: International Association of Drilling Contractors – IADC

    Headline: Houston Chapter Organizes Contractor Panel

    The IADC Houston Chapter recently organized a special contractor panel at the Petroleum Club of Houston. This event, held in the evening, brought together the Houston Chapter’s onshore and offshore Members. A group of panelists – including Simon Johnson, Chris K. Menefee, Mike Holcomb, Jess Richards, and moderator Bill Austin – shared distinguished insights into and experiences from the drilling industry. 

    MIL OSI Global Banks –

  • MIL-OSI Banking: IADC Celebrates Anniversary at World Drilling with 500+ Attendees

    Source: International Association of Drilling Contractors – IADC

    Headline: IADC Celebrates Anniversary at World Drilling with 500+ Attendees

    In working with NOV to install a robotics system on one of its land rigs in Canada, Precision Drilling faced several non-technical challenges. Specifically, the project emphasized the importance of tempering expectations on what the system could do, as well as the importance of securing strategic alignment with both the vendor and the operator early on in order to actualize ideas effectively.

    Speaking with DC from the 2025 IADC World Drilling Conference, Robert Houston, VP of Operations at Precision Drilling, talked about these challenges, as well as how the technologies impacted multiple key performance indicators. Mr Houston also discussed potential performance gains that robotics systems in general can provide to drilling contractors.

    The introduction of AI and cloud computing platforms has allowed the drilling industry to link previously isolated operational technology (OT) systems onboard rigs. This integration presents both opportunities and challenges with regards to cybersecurity. It will be critical for drillers to understand how they can effectively mitigate the potential cyber risks and enhance their overall security as AI and the cloud become more integral to their operations, said Mate Csorba, Lead Cybersecurity Specialist at DNV.

    In this interview with DC from the 2025 IADC World Drilling Conference, Mr Csorba outlined what he called the “blurring of borders” between OT systems and IT (information technology) systems, as well as the short-, mid- and long-term use cases for AI in drilling. He also discussed the role AI may or may not play in cybersecurity.

    MIL OSI Global Banks –

  • MIL-OSI Banking: Washington, D.C., Updates for July 2025

    Source: International Association of Drilling Contractors – IADC

    Headline: Washington, D.C., Updates for July 2025

    Federal drilling permits rise as U.S. oil production surges to new records!

    President Trump’s declaration of an energy emergency has helped clear hurdles and push the U.S. to the fastest rate of new oil and gas drilling permits in years, running 44% ahead of the Biden administration at the same point in his term.

    As of 18 June, the Interior Department had approved 2,990 permits on federal and indigenous lands, compared with 2,071 for President Biden in 2021, according to government data. Under President Trump, that works out to roughly 600 permits monthly, a pace that hasn’t been reached in nearly two decades.

    These permitting figures underscore a shift in this administration’s energy strategy – from the Biden administration’s approach, which used a range of tools to constrain oil and gas production, to one that allows producers greater freedom and flexibility to make production decisions based on market conditions.

    During the transition from President Biden, the U.S. was already the global leader, producing more crude than any other country ever. President Trump declared an energy emergency, nonetheless, stating Americans were vulnerable to high energy prices and the U.S. was too dependent on foreign sources. Thus, Trump revoked some environmental restrictions, ordered reviews of others and called for departments to streamline the permitting process. The Interior Department announced emergency permitting reforms in April of this year to reduce the process to 28 days, a process that averaged more than 250 days under President Biden.

    The United States is currently producing around 13.4 million barrels of crude oil per day. This represents a new record for the country, and it is more than any other nation has ever produced according to the U.S. Energy Information Administration.  

    MIL OSI Global Banks –

  • MIL-OSI Banking: Alert 25-5 – Hose Recoil Strikes Banksman

    Source: International Association of Drilling Contractors – IADC

    Headline: Alert 25-5 – Hose Recoil Strikes Banksman

    On a MODU a hydraulic reel mounted 4’’ potable water bulk hose at the starboard bulk loading station was in the process of being changed out as per its routine maintenance schedule. This involved picking up one end of the hose with the crane while simultaneously hydraulically paying out the hose from the reel prior to coiling it on the main deck for subsequent backload. During this process the hose parted from within the 4” ferrule near the lifting point. The hose recoiled back toward the bulk loading station and struck the Banksman…

    MIL OSI Global Banks –