Category: housing

  • MIL-OSI USA: Materials Science and Engineering Department Leaders Transition

    Source: US State of Connecticut

    Dean JC Zhao of the University of Connecticut (UConn) College of Engineering is pleased to announce a transition in leadership for the Department of Materials Science and Engineering (MSE). 

    Zhao has appointed Professor Avinash Dongare as interim MSE department head, replacing current department head Professor Bryan Huey who will depart the UConn College of Engineering to join Purdue University as its next head of the School of Materials Engineering. Huey will start at Purdue on Aug. 15.

    Avinash Dongare has been selected as the new interim MSE department head.

    “I am pleased to appoint Professor Avinash Dongare as the interim head of our MSE Department at UConn,” says Zhao. “He is a nationally respected researcher and a dedicated educator whose leadership and collaborative approach will help guide the department during this important transition.” 

    Dongare earned his doctorate (2008) in MSE from the University of Virginia. He joined UConn in 2012 as an assistant professor in MSE and was recently promoted to a full professorship in 2023. He also holds joint appointments as a professor in the School of Mechanical, Aerospace, and Manufacturing Engineering and the Department of Physics. In addition, Dongare has been the director of graduate studies within the MSE department since 2020.   

    Dongare was recently elected as a Fellow of the American Society of Mechanical Engineers (2024) and the Connecticut Academy of Science and Engineering (2024). He is recognized as one of the world’s top 2% of scientists (2024). He is also the recipient of the Early CAREER Award from the National Science Foundation (2015), and the National Academies NRC Research Associateship Award from the US Army Research Office (2007).  

    Dongare’s research includes the development and application of advanced computational techniques across scales to predict the behavior of materials under extreme environments. He has authored 100+ peer-reviewed publications and proceedings. His research has totaled nearly $20 million in externally funded grants and contracts across a diverse array of sponsors (NSF, DOE, DOD, & industry). He also served as an editor for the Journal of Materials Science (2018 to 2022) and is active member in materials and mechanics communities (TMS, MRS, ASME, SES, and APS).  

    “It is an honor to serve as the interim department head and to help lead the community that I have been a part of for over a decade,” says Dongare. “I have been nurtured in this department and genuinely value the collegial and supportive culture that it offers. The department has continued to rise in rankings over the last decade – thanks to the inspirational leadership of Pamir Alpay and Bryan Huey. I am committed to working closely with our faculty, staff, and students to continue moving forward in materials research and education under Dean Zhao.” 

    Bryan Huey has been selected as Purdue University’s new head of materials engineering.

    Huey joined UConn Engineering in 2004 and rose through the ranks from assistant professor to full professor. He has served as the department’s head since 2017.

    He saw the growth of the department in those years, with their faculty overseeing $50 million in active research (as of fall 2024). The UConn MSE department is ranked 34th nationwide in the U.S. News & World Report rankings, and is in the top 20 among public institutions. Also in fall 2024, Huey and fellow faculty, staff and students celebrated moving into the new 200,000-square-foot Science One building, which also houses the Institute of Materials Science. 

    “I want to humbly thank Professor Bryan Huey for his outstanding leadership over the past seven years, and for many years serving the department beforehand,” Zhao says. “His commitment to research excellence, student success, and departmental growth has left an enduring legacy at UConn Engineering. We wish him continued success at Purdue.” 

    Before arriving at UConn, Huey earned three degrees in MSE: his bachelor’s in 1993 from Stanford University and his master’s (1996) and doctorate (1999) from the University of Pennsylvania. He is a Fellow of the American Ceramic Society and a member of the Materials Research Society’s Strategic Agility Council. Huey is also the past chair of the University Materials Council, the nationwide association of MSE department heads. 

    MIL OSI USA News

  • MIL-OSI USA: Welch Introduces Bipartisan, Bicameral Bills to Eliminate Burn Pits and Help Veterans Exposed to Burn Pits 

    US Senate News:

    Source: United States Senator Peter Welch (D-Vermont)

    WASHINGTON, D.C. – U.S. Senator Peter Welch (D-Vt.) this week introduced the Waste and Illegal Property Eradication (WIPE) Act and the Health Records Enhancement Act, bipartisan, bicameral bills that would improve, expand, and enhance protections for veterans under the Honoring our Promise to Address Comprehensive Toxics Act (PACT) Act in addition to eliminating burn pits to help prevent future toxic exposure cases. U.S. Representatives Raul Ruiz (D-CA-25) and Gus Bilirakis (R-FL-12) introduced companion legislation for both bills in the House. U.S. Representative Claudia Tenney (R-NY-24) is a cosponsor of the Health Records Enhancement Act in the House. 
    The WIPE Act is cosponsored by Sens. Thom Tillis (R-N.C.), Kirsten Gillibrand (D-N.Y.), Lisa Murkowski (R-Alaska), and Amy Klobuchar (D-Minn.), and would improve servicemember health and strengthen national security by improving how the U.S. military eliminates dangerous materials both at home and overseas. This legislation invests in safer disposal systems for the future by replacing outdated and harmful waste disposal practices with modern, secure alternatives and will incur no increase in overall defense spending by offsetting the same amount from funds allocated for current open-air waste disposals in contingency operations. The WIPE Act’s provisions prohibiting the use of open-air burn pits and use of the disposal systems were included in the Senate’s National Defense Authorization Act (NDAA) for Fiscal Year 2026 (FY26).  
    The Health Records Enhancement Act will improve data collection on burn pit and toxic substance exposure by allowing family members to provide the Departments of Veterans Affairs and Defense to with vital health data and observations of health conditions related to toxic exposure for designated individuals or deceased veterans. 
    “When we passed the PACT Act, we took a major step forward to ensure the cost of the war will include the cost of caring for the warrior. But we can—and must—do more to address the risk burn pits and other toxic substances pose for our veterans,” said Senator Welch. “These bills will improve protections for veterans exposed to toxic substances and invest in waste disposal alternatives that will eliminate burn pits. I’m proud to lead this bipartisan group in introducing these essential, common-sense bills.”  
    “Our servicemembers make extraordinary sacrifices to defend our nation, and we owe it to them to ensure they are not exposed to unnecessary harm while serving,” said Senator Tillis. “These commonsense bills allow us to invest in safer, more secure waste disposal systems to eliminate the use of toxic burn pits and improve data collection on burn pit exposure to better protect the health of our troops and veterans.” 
    “As an emergency medicine physician and founder of the bipartisan Burn Pits Caucus, I’ve seen firsthand the devastating health consequences toxic exposure has had on our servicemembers. The WIPE Act and Health Registry Enhancement Act take urgent, practical steps to eliminate burn pits and strengthen protections for veterans who have already suffered too much. These bipartisan bills are about accountability, prevention, and doing right by the men and women who sacrificed for our country. We must ensure no generation of veterans is ever again left to suffer from toxic exposure,” said Representative Dr. Ruiz. 
    “Exposure to toxic emissions from burn pit toxins has led to tragic consequences for far too many members of our military community.  We owe it to our heroes to transition to safer, more sustainable waste management technologies,” said Representative Bilirakis.  “We have a moral obligation to explore ways to protect public health, reduce environmental harm, and fulfill our responsibility to those impacted by outdated and dangerous disposal practices. Our bill is an important step in the right direction.” 
    Senator Welch has championed efforts to limit toxic substance exposure among veterans in the Senate, including supporting legislation to educate servicemembers on the impact of burn pits and other airborne hazards and improve data collection on veterans affected by toxic exposure. Last year, Senator Welch introduced the bicameral Airborne Hazards and Open Burn Pit Registry 2.0 Act, which passed as part of the Fiscal Year 2025 (FY25) National Defense Authorization Act (NDAA), and the bipartisan Burn Pit Elimination Act, both bills that would improve protections for veterans under the PACT Act and prevent future toxic exposure cases.   
    Last Congress, a bipartisan amendment led by Sens. Welch, Tillis, and Bernie Sanders (I-Vt.) requiring the VA to conduct a review on mortality and toxic exposure data for veterans who served in Kosovo passed with bipartisan support in the Senate. Senator Welch also cosponsored the Burn Pit Registry Enhancement Act, Reducing Exposure to Burn Pits Act, and Toxic Exposure Education for Servicemembers Act, bills that build on the PACT Act to provide increased support for veterans exposed to burn pits, improve data collection on burn pit and toxic substance exposure, and help mitigate future toxic substance exposure for servicemembers. 
    Learn more about the WIPE Act and read the full text of the bill. 
    Learn more about the Health Records Enhancement Act and read the full text of the bill. 

    MIL OSI USA News

  • MIL-OSI: Layton Construction and TrueLook Partner to Deliver Complete Construction Site Visibility for Utah Mammoth’s New Practice Facility

    Source: GlobeNewswire (MIL-OSI)

    SALT LAKE CITY, July 22, 2025 (GLOBE NEWSWIRE) — Layton Construction, a leading national commercial contractor, is collaborating with TrueLook, an innovator in jobsite camera technology, to provide comprehensive visual oversight for the construction of the Utah Mammoth’s new practice and training facility at the Shops at South Town in Sandy.

    As the general contractor for this project, Layton Construction is leveraging TrueLook’s solutions, including a high-resolution 4K IR fixed camera and an intuitive platform. These technologies are providing Layton’s project managers with comprehensive, real-time visibility across the entire construction site.

    The integration of TrueLook’s cameras provides several key benefits, such as helping the project remain on schedule and keeping stakeholders consistently informed. The improved visibility allows Layton’s team to proactively monitor progress, identify potential challenges early, and make data-driven decisions to minimize delays. Furthermore, the visual access provided by the cameras keeps stakeholders directly connected to the project’s evolution, fostering clear communication and collaboration.

    “We rely on TrueLook Cameras to stay on top of what’s happening on our projects 24/7,” says Austin Lay, a Senior VDC Manager at Layton Construction. “With so much going on, it’s reassuring to have that second, third, or even fourth set of eyes helping us. TrueLook has proven to be a great partner, consistently delivering time and time again.”

    TrueLook’s technology offers significant advantages beyond standard monitoring. The 4K IR Fixed Camera captures exceptionally clear imagery, even in low-light or nighttime conditions, providing continuous visual insights into site activity around the clock. This ability to maintain comprehensive visibility, regardless of the time of day, empowers Layton to manage the complex construction process with greater precision.

    This partnership between Layton Construction and TrueLook underscores a commitment to innovation and efficiency in bringing this exciting project to life.

    About Layton Construction

    Layton Construction is a privately held national general contractor, delivering predictable outcomes in commercial construction since 1953. Headquartered in Salt Lake City, Utah, Layton operates from 16 strategic offices across the United States, employing more than 1,400 construction professionals who serve diverse markets including healthcare, education, commercial office, industrial, hospitality, and multi-unit residential. Founded on the core values of honesty, unity, safety, and quality, Layton has built a reputation for excellence in complex project delivery while maintaining strong partnerships with clients, architects, and trade partners nationwide.

    About TrueLook
    TrueLook provides construction teams with total jobsite visibility combining rugged, easy-to-deploy cameras with a powerful platform built for the realities of the field. From live streaming and cinematic time-lapses to AI-powered security, TrueLook helps builders document progress, protect assets, and keep stakeholders aligned. Thousands of projects across North America rely on TrueLook to stay informed and in control at every stage of the build.

    Media Contact
    Allison Shaub
    Chief Marketing Officer
    allison.shaub@truelook.com

    The MIL Network

  • MIL-OSI USA: SBA Relief Still Available to Missouri Small Businesses, Private Nonprofits and Residents Affected by April Storms

    Source: United States Small Business Administration

    SACRAMENTO, Calif. – The U.S. Small Business Administration (SBA) is reminding eligible small businesses, private nonprofits, and residents in Missouri of the Aug. 22 deadline to apply for low interest federal disaster loans to offset physical damage caused by severe storms, tornadoes, straight-line winds, heavy rains, large hail, flooding and flash flooding occurring April 29.

    The disaster declaration covers the Missouri counties of Barry, Christian, Dade, Dallas, Greene, Jasper, Lawrence, McDonald, Newton, Polk, Stone and Webster as well as the Kansas county of Cherokee, and the Oklahoma county of Ottawa.

    Small businesses and nonprofits are eligible to apply for business physical disaster loans and may borrow up to $2 million to repair or replace disaster-damaged or destroyed real estate, machinery and equipment, inventory, and other business assets.

    Homeowners and renters are eligible to apply for home and personal property loans and may borrow up to $100,000 to replace or repair personal property, such as clothing, furniture, cars, and appliances. Homeowners may apply for up to $500,000 to replace or repair their primary residence.

    Applicants may also be eligible for a loan increase of up to 20% of their physical damage, as verified by the SBA, for mitigation purposes. Eligible mitigation improvements include strengthening structures to protect against high wind damage, upgrading to wind rated garage doors, and installing a safe room or storm shelter to help protect property and occupants from future damage.

    “One distinct advantage of SBA’s disaster loan program is the opportunity to fund upgrades reducing the risk of future storm damage,” said Chris Stallings, associate administrator of the Office of Disaster Recovery and Resilience at the SBA. “I encourage businesses and homeowners to work with contractors and mitigation professionals to improve their storm readiness while taking advantage of SBA’s physical damage loans.”

    SBA’s Economic Injury Disaster Loan (EIDL) program is available to eligible small businesses, small agricultural cooperatives, nurseries and private nonprofit (PNP) organizations impacted by financial losses directly related to this disaster. The SBA is unable to provide disaster loans to agricultural producers, farmers, or ranchers, except for aquaculture enterprises.

    Interest rates can be as low as 4% for small businesses, 3.625% for nonprofits, and 2.813% for homeowners and renters with terms up to 30 years. Interest does not begin to accrue, and payments are not due until 12 months from the date of the first loan disbursement. The SBA sets loan amounts and terms, based on each applicant’s financial condition.

    To apply online, visit sba.gov/disaster. Applicants may also call SBA’s Customer Service Center at (800) 659-2955 or email disastercustomerservice@sba.gov for more information on SBA disaster assistance. For people who are deaf, hard of hearing, or have a speech disability, please dial 7-1-1 to access telecommunications relay services.

    The deadline to return physical damage applications is Aug. 22.

    ###

    About the U.S. Small Business Administration

    The U.S. Small Business Administration helps power the American dream of business ownership. As the only go-to resource and voice for small businesses backed by the strength of the federal government, the SBA empowers entrepreneurs and small business owners with the resources and support they need to start, grow, expand their businesses, or recover from a declared disaster. It delivers services through an extensive network of SBA field offices and partnerships with public and private organizations. To learn more, visit www.sba.gov.

    MIL OSI USA News

  • MIL-OSI United Kingdom: Oxford landlord found guilty of failing to comply with HMO licence conditions

    Source: City of Oxford

    Published: Tuesday, 22 July 2025

    An Oxford landlord has been fined £5,500 after being found guilty of failing to comply with HMO licence conditions at a home in Headington.

    Aslam Javid Dogar, (61), of Lime Walk in Oxford, was found guilty of nine counts of failing to comply with the conditions of the HMO licence for 182 Headington Road.  

    The failure to comply with licence conditions included: 

    • an inadequate fire alarm system  
    • fire doors that had not been maintained in good order and repair 
    • a lack of guarding on the staircase and landing between the first and second floors 
    • no mechanical ventilation fitted in either kitchen or bathroom  
    • the property being generally in a poor state of repair 

    Alongside the £5,500 fine, Dogar was ordered to pay costs of £3,678 and a victim surcharge of £2,000 at Oxford Magistrates’ Court on 8 July 2025. 

    “Some landlords are taking advantage of the city’s housing shortage to rent out badly maintained properties to multiple occupants.  

    The HMO licensing scheme was introduced to raise standards in the city’s private rental sector and make sure all rented homes are safe for tenants to live in.  

    The message to landlords is clear, if you don’t meet your legal obligations to your tenants and keep your properties up to the required standard then the city council will prosecute you.  

    I am pleased by the substantial fine charged in this particular case as it serves as a deterrent to other landlords, and serves notice that HMO standards will be upheld.” 

    – Councillor Linda Smith, Cabinet Member for Housing

    If you suspect a property may be an unlicensed HMO or know of an HMO which is unsafe, in poor repair or you have concerns about its management, you can report it anonymously for investigation on the Council’s website.  

    For more information contact: 

    Oxford City Council 

    Press Office 

    01865 252096 

    pressoffice@oxford.gov.uk 
     

    MIL OSI United Kingdom

  • MIL-OSI: Guaranteed Approval Loans for Bad Credit with No Credit Check from 1F Cash Advance in 2025

    Source: GlobeNewswire (MIL-OSI)

    BOULDER, Colo., July 22, 2025 (GLOBE NEWSWIRE) — In a significant move to support borrowers with poor or no credit history, 1F Cash Advance has rolled out a new line of guaranteed approval payday loans for Americans facing financial hardships in 2025. With loan amounts ranging from $100 to $1,000, these flexible online loan solutions are designed to offer speed, security, and accessibility, even for people with poor credit or no credit score.

    A Fast, Flexible Lifeline for Bad Credit Borrowers

    Traditional lenders often reject applicants with low credit scores, but 1F Cash Advance offers an alternative by providing access to no credit check loans with guaranteed approval. Borrowers can apply online in minutes, receive an instant decision, and get funds deposited into their bank accounts as soon as the same day.

    “Millions of Americans are just one emergency away from a financial crisis. We built our platform to offer fast, stress-free access to cash, no matter your credit score,” said Adrienne Bailey, Public Relations Specialist for 1F Cash Advance.

    What’s a Payday Loan?

    Payday loans are a short-term way to get up to $1,000 in difficult financial circumstances quickly. Whether it’s an unexpected bill, a car repair, or another emergency expense, these loans are designed to help you cover urgent needs. They’re typically meant to be repaid in full, along with fees and interest, by your next payday, usually within 14 to 31 days.

    Payday loans are especially helpful for people who may not qualify for traditional bank loans due to factors such as a low credit score, inconsistent income, or unemployment. The application process is typically quick and easy, often requiring only proof of income, an active bank account, and a few other basic documents.

    APPLY FOR NO CREDIT CHECK PAYDAY LOANS

    How Do Payday Loans Work?

    Payday loans are straightforward to get. You fill out an application, and if you meet the requirements, the money is deposited directly into your bank account, often the same day.

    Unlike traditional loans, which often involve a mountain of paperwork and require waiting for days, payday loans are much more streamlined. The entire process is typically handled online, from application to approval and receiving the funds. Automated systems speed things up by checking your eligibility in real time, so you don’t have to wait in line or deal with unnecessary steps.

    Once you’re approved, you’ll receive the details of the loan agreement, including repayment terms and fees. You can review everything and decide whether to accept the offer—no pressure.

    Who Can Apply?

    Just like with any loan, there are a few basic requirements you’ll need to meet before you can get approved for a payday loan. Most people qualify without much difficulty. Here’s what lenders typically look for:

    • You need to be a U.S. citizen or permanent resident
    • You must be at least 18 years old
    • You should have a reliable source of income
    • A bank account to deposit the funds into
    • And a phone number or email so the lender can contact you

    Because these requirements are so straightforward, payday loans tend to have a high approval rate. Most people, even with bad credit, find that they meet all the criteria without needing to jump through hoops, making it a quick and accessible option when money is tight.

    Why Borrowers with Bad Credit Face Challenges While Getting Loans

    Borrowers with poor credit often encounter difficulties when seeking loans due to several important factors:

    Increased Lending Risk

    Credit scores serve as a tool for lenders to assess the likelihood that a borrower will repay a loan. A low credit score indicates past financial struggles, such as missed payments or high debt, making lenders hesitant to lend money.

    Costlier Loan Terms

    Because these borrowers are considered riskier, lenders typically offset this by charging higher interest rates and additional fees. This increases the overall cost of borrowing and can make loans less affordable.

    Fewer Lending Opportunities

    Traditional financial institutions usually set minimum credit standards. Borrowers with bad credit may find themselves rejected or limited to only a small selection of loan products.

    Tougher Conditions

    Loans approved for those with poor credit often come with stricter conditions, such as shorter repayment terms, higher fees, or the need for collateral, which can be difficult to provide.

    Discouragement and Hesitation

    Experiencing loan denials or steep borrowing conditions can reduce a borrower’s confidence, causing some to avoid applying for loans altogether.

    Risk of Predatory Lending

    In their search for financing, some borrowers with bad credit may turn to high-risk lenders offering loans with exorbitant interest rates and unfair terms, potentially trapping them in a cycle of debt.

    CHECK OUT NO CREDIT CHECK PAYDAY LOAN OPTIONS

    What Makes 1F Cash Advance Stand Out?

    In 2025, more people are looking for fast, no-hassle loan options, especially those who don’t qualify with traditional banks. That’s where 1F Cash Advance comes in. Here’s what sets it apart:

    • Guaranteed approval for most applicants, regardless of credit score
    • No hard credit checks during the application process
    • Loan amounts from $100 to $1,000
    • 1-hour payday loans available
    • Same-day or next-business-day funding
    • Simple and secure online form that takes 5 minutes to complete

    This service is ideal for anyone facing unexpected expenses, such as car repairs, medical bills, or rent, and doesn’t want to deal with paperwork, rejections, or long waits.

    Smarter Ways to Handle Financial Emergencies

    Here are some smarter, more manageable ways to handle those money problems:

    1. Figure Out What You’re Dealing With

    Before you jump into problem-solving mode, take a moment to consider details. Ask yourself:

    • How much money do I need?
    • Is this urgent, or do I have a little time?
    • Can I split this cost up or delay part of it?

    Getting clear on what’s going on can help you avoid rash decisions and unnecessary stress.

    2. Use Your Emergency Savings (If You’ve Got It)

    If you’ve managed to stash away even a little emergency fund, now’s the time to dip into it. That money is there for a reason, to help you stay out of deeper debt when life throws you a financial punch.

    3. Consider a Short-Term Loan from a Trusted Source

    If savings won’t cover it, borrowing might make sense, but not from just anywhere. That’s where 1F Cash Advance can help:

    • No credit check is required to explore available options.
    • Applications are reviewed quickly, often in minutes.
    • Funds can be available as soon as the same day or by the next business day.
    • Rates, terms, and fees are clearly presented upfront—no hidden surprises.


    4. Reach Out Before Things Spiral

    If the emergency involves rent, bills, or services, contact the relevant parties. Contact your landlord to see if you can split the rent. Ask your utility company about payment options. Check out local organizations that help with food, transportation, or temporary expenses. You might be surprised at how many options are available, especially if you ask early.

    5. Be Careful with Payday Loans

    The trick is knowing which ones are fair and which ones are traps. Avoid lenders who charge crazy interest rates or try to keep you stuck in a cycle of borrowing. Take time to read reviews and compare offers side by side — these extra steps can protect you from shady deals.

    6. Plan for Next Time

    Once the emergency is handled, take a moment to regroup. Setting aside $5 or $10 a week helps build a small buffer for the next unexpected expense. It doesn’t have to be big, just consistent.

    How Are Payday Loans Different from Traditional Loans?

    Payday loans and conventional (or traditional) loans both offer ways to borrow money, but they’re designed for very different situations and come with some key differences. Here’s how they stack up:

    1. Loan Amounts. Payday loans are meant for smaller, short-term needs, typically ranging from $100 to $1,000. Conventional loans can be significantly larger, sometimes reaching tens or even hundreds of thousands of dollars, depending on their intended use (such as buying a home or car).
    2. Repayment Terms. With a payday loan, you’re expected to repay the full amount, plus interest and fees, by your next paycheck—usually within a couple of weeks. Traditional loans give you much more time to repay. Payments are spread out over several months or even years, depending on the type of loan.
    3. Interest and Fees. Payday loans typically carry higher interest rates and fees. Since they’re short-term and don’t rely heavily on credit history, lenders take on more risk and charge accordingly. Conventional loans generally offer lower interest rates, especially if you have good credit.
    4. Credit Requirements. Most payday lenders either skip credit checks or perform a soft pull, meaning your credit score won’t be affected. Traditional lenders, like banks or credit unions, typically require a full credit check, and your approval depends heavily on your credit score, credit history, and sometimes even collateral.
    5. Approval Speed. Payday loans are focused on speed. Many are approved and funded within hours. Conventional loans often take several days or even weeks due to paperwork, underwriting, and approval processes.
    6. Eligibility Criteria. Payday loans are designed for people who may not have a perfect credit history or any credit history at all. They’re more accessible if you’re working with limited financial options. Traditional loans are more likely to be extended to borrowers with strong credit profiles, stable income, and a solid financial history.


    What They’re Used For

    People usually turn to payday loans when they need quick cash for:

    • Medical bills or prescription expenses
    • Emergency car or home repairs
    • Utility bills to avoid service shut-offs
    • Rent payments to avoid eviction
    • Unexpected travel expenses
    • Everyday necessities when short on funds
    • Covering gaps between paychecks

    Payday loans can be an option not only for those with jobs but also for students, retirees, single parents, or even unemployed individuals. The key requirement is having proof of a stable income source—this could be wages, benefits, pensions, or regular assistance payments.

    Conventional loans, on the other hand, are typically used for bigger financial needs, such as:

    • Buying a home
    • Financing a vehicle
    • Covering education expenses
    • Consolidating debts
    • Starting or expanding a business

    To wrap up, payday loans are fast, simple, and accessible, but they’re also more expensive. Conventional loans take longer to process and require stronger credit profiles, but usually come with better terms. The right choice depends on your FICO score, how urgently you need the money, and what you plan to use it for.

    The Pros and Cons of Payday Loans

    Payday loans can offer a quick financial fix when you’re in a pinch, but they also come with serious risks. Before applying, it’s essential to weigh both sides. Here’s a clear look at the upsides and downsides of payday loans:

    Upsides of Payday Loans

    1. Fast Access to Cash. One of the biggest perks of payday loans is speed. Many lenders offer same-day or next-day funding, which can be a lifesaver if you’re facing an urgent bill or emergency expense.
    2. No Credit Check Required. If your credit score isn’t great or you don’t have a credit history at all, payday lenders are often more forgiving. Most don’t require a hard credit check, which makes these loans accessible to a wider range of borrowers.
    3. Simple Qualifications. You don’t need perfect financials to qualify. Typically, the required documentation includes proof of income, a valid ID, a bank account, and a means of contact (such as a phone number or email address).
    4. Convenient Application Process. You can apply online or in person, and most applications take only a few minutes to complete. If you’d rather avoid the hassle of going to a bank, this is a flexible and convenient option.


    Downsides of Payday Loans

    1. The Debt Trap Risk. Because payday loans come with high fees and short repayment terms, many borrowers struggle to pay them back on time. This can lead to a dangerous cycle where you take out another loan just to cover the first, and the debt continues to grow.
    2. Extremely High Interest Rates. Payday loans are among the most expensive forms of borrowing, with APR rates typically ranging from 300% to 400%. Even a small loan can become very costly if you can’t repay it quickly.


    FAQs

    Can I Still Get a Payday Loan with Bad Credit?

    Yes, you can. Many payday lenders don’t even check your credit the traditional way. So, having bad credit or no credit at all usually won’t stop you from getting approved. Instead, they’ll look at your income and ability to repay the loan.

    What Happens If I Can’t Repay a Payday Loan?

    If you miss your repayment, things can get complicated. Lenders may charge late fees or other penalties, and in some cases, this could harm your credit score, especially if the loan is sent to collections. That can make it harder to borrow in the future. Some lenders may also attempt alternative methods to recover the money, such as multiple attempts to withdraw funds from your bank account. Contact your lender immediately if you anticipate difficulty repaying. They can offer options.

    Will Applying for a Payday Loan Hurt My Credit Score?

    Not when you apply through 1F Cash Advance. We only perform a soft credit check, which means it won’t show up on your credit report or affect your FICO score. Your credit score is only at risk if you default on the loan and it goes to collections.

    How Fast Can I Get a Payday Loan?

    Very fast! Most payday lenders aim to provide you with the money on the same day or by the next business day. You can often apply online in just a few minutes, and if approved, funds could be deposited into your bank account within hours.

    Media Contact Info

    Mailing Address

    1F Cash Advance, LLC

    1942 Broadway St., STE 314C Boulder, CO 80302

    Main Office Location

    2770 Canyon Blvd, Boulder, CO 80302

    Website: https://1firstcashadvance.org

    E-mail: info@1firstcashadvance.org

    Phone: (720) 428-2247

    Social Media:

    Disclaimer & Affiliate Disclosure

    This article is intended for informational and commercial purposes only. It’s not financial advice, legal guidance, or an official endorsement of any specific loan provider. While we strive to keep information accurate and up to date, we can’t guarantee its completeness or reliability. Please conduct your own research and, if necessary, consult with a licensed financial advisor or legal expert before making any financial decisions.

    The loan products mentioned here, including payday loans and other financial services, may not be suitable for everyone. Terms, rates, and eligibility vary by lender and location. Approval is never guaranteed, and every lender has its own criteria, including income verification, ID checks, and compliance with state or federal regulations.

    Some links in this content may be affiliate links. That means if you click and take action (such as applying for a loan), we may earn a small commission at no additional cost to you. These commissions help support our content, but they don’t affect our editorial integrity or influence what we write. We aim to provide honest, helpful, and unbiased information at all times.

    By reading or using this content, you agree that we, including the publisher, content creator, partners, and affiliates, aren’t liable for any losses, inaccuracies, or problems that may arise from the information provided here. This includes issues such as loan denials, outdated terms, or disputes with lenders.

    Mentions of companies like “1F Cash Advance” are for informational comparison only. We do not have a formal relationship or endorsement agreement with any specific company unless stated otherwise. For questions about a specific service or offer, please contact the company directly.

    All trademarks and company names belong to their respective owners.

    Photos accompanying this announcement are available at

    https://www.globenewswire.com/NewsRoom/AttachmentNg/679bdf0b-cc82-4b57-80b4-72f1e4722a20

    https://www.globenewswire.com/NewsRoom/AttachmentNg/542fe772-e81a-47a9-85dd-48d5ee5e48f5

    The MIL Network

  • MIL-OSI: Is polite driving in the rearview? PNW drivers say rudeness is on the rise

    Source: GlobeNewswire (MIL-OSI)

    SEATTLE, July 22, 2025 (GLOBE NEWSWIRE) — If you’ve felt a shift in driver behavior on Pacific Northwest roads, you’re not alone. PEMCO’s poll of Washington and Oregon residents found that rudeness on the road may be more than a feeling; it’s a reality. Nearly three in four drivers (73%) say they have at least occasionally seen increases in traffic violations in the last five years, and of those, nearly half (47%) say they’ve often seen more drivers breaking the rules.

    Drivers admitted to a range of behaviors behind the wheel, such as driving slower to “teach someone a lesson” after they’ve tailgated you – 36% of drivers said they do it at least occasionally. Likewise, 35% of drivers admit to speeding up to block another vehicle from passing.

    Interestingly, some groups were significantly more likely to fess up to the unfriendly driving behaviors than others. Parents, in particular, were more than twice as likely as drivers without children to say they’ve acted out behind the wheel. For example, 29% of parents say they’ve often driven slower on purpose to teach someone a lesson after being tailgated, compared to just 9% of drivers without kids. Similarly, 24% of parents admit to often speeding up to block someone from passing, while only 8% of non-parents say the same.

    Younger drivers also stand out. Those under 35 were the age group most likely to admit to these kinds of aggressive behaviors, with 31% saying they’ve often driven slower to teach a lesson, and 23% admitting they’ve often sped up to block a pass – far higher than the rates reported among drivers 55 and older (4% and 7%, respectively).

    Despite the rise in rudeness, most drivers still say they witness polite gestures, like waving someone through or allowing others to merge. But the contrast is significant: more than half (56%) also say they often see rude or aggressive behavior from other drivers, while only 37% say they’ve witnessed other drivers being extra polite.

    “Aggressive driving may be becoming more common, but it doesn’t have to be the norm,” said Jennifer Hawton, spokesperson for PEMCO Insurance. “Safe, defensive driving helps protect everyone, and often, a small act of kindness behind the wheel can prevent a much bigger problem. It’s important to stay aware of your surroundings and help keep each other safe when driving.”

    About the PEMCO Insurance Northwest Poll

    PEMCO Mutual Insurance commissioned this independent survey, conducted by Qualtrics, to explore Washington and Oregon residents’ attitudes toward current Northwest issues. The study included 436 respondents from the Seattle metro area (King, Snohomish, and Pierce counties) and 398 respondents from the Portland metro area (Multnomah, Marion, Clackamas, and Washington counties). The results have a margin of error of ±5% at a 95% confidence level. In other words, if the survey we conducted 100 times, the findings would fall within that margin of error in 95 of those instances.

    About PEMCO Mutual Insurance

    PEMCO Mutual Insurance has been serving the Pacific Northwest for 75 years. PEMCO provides auto, home, renters, and boat coverage. We are honored to have been recognized as a Best American Insurance Company by Forbes Magazine based on customer feedback and as one of America’s Greatest Midsize Workplaces 2025 by Newsweek. We distinguish ourselves through award-winning customer service, industry expertise, and social impact programs focused on supporting youth and education; community impact programs that build a safer, stronger Pacific Northwest. To learn more, visit www.pemco.com.

    The MIL Network

  • MIL-OSI Africa: Livestock and lions make uneasy neighbours: how a fence upgrade helped protect domestic and wild animals in Tanzania

    Source: The Conversation – Africa – By Jonathan Salerno, Associate Professor, Colorado State University, Colorado State University

    Protecting livestock in areas where large carnivores (like lions) live is increasingly important as human land use expands, wildlife habitat shrinks, and climatic changes reshape the ways in which humans and wildlife interact. Protecting the carnivores from livestock owners is important too. Intact carnivore populations support more resilient food webs and the ecosystem services they provide.

    It’s not easy for people, livestock, and carnivores to live together without conflict, though. One of the best ways to reduce conflict is to protect livestock like cattle and sheep from being attacked by predators.

    There are various methods to do this, like guarding livestock or erecting fences. That’s all very well for the livestock inside the fences, but do predators simply turn to the nearest unprotected livestock for their meal instead? Are the neighbours’ cattle, sheep, and goats at greater risk? This question hasn’t been explored much by researchers.

    We’re a group of conservation practitioners and scientists who have studied the interactions of carnivores, livestock, and people in Tanzania and elsewhere for decades to try and find solutions to conflict problems.

    Our study area is next to a national park which protects important populations of lion, leopard, hyena, African wild dog, and cheetah. The people who live here have traditionally kept their livestock overnight in enclosures made of acacia-thorn branches. More recently, some of them have built pens, or corrals, from tall chain link fencing. We knew from years working with communities and from previous research that these fortified corrals were effective at keeping livestock safe from predators.

    Our next step was to find out whether this made other nearby livestock less safe.


    Read more: What’s behind the conflict between people and animals in Tanzania


    The results were intriguing. We found that the new enclosures made predation less likely in the nearby traditional enclosures too.

    This type of beneficial spillover effect had yet to be documented in other systems where interventions aim to protect livestock from large carnivores.

    Our results show that in conservation, it’s important to look closely at complex local dynamics. The findings may help explain why there’s so much uncertainty about the effectiveness of various human–wildlife conflict mitigation strategies.

    Beneficial spillover effects

    People who keep livestock in east Africa have long had strategies to keep their animals safe from large carnivores. Sometimes acacia-thorn night enclosures (known locally as bomas), intensive herding practices, and guarding dogs work well.

    Other times, and especially in communities within and adjacent to large, protected carnivore populations, traditional strategies fall short.

    This is the case in Tanzania’s Ruaha-Rungwa Landscape. In our study area adjacent to Ruaha National Park, any pastoralist or agropastoralist (herding and crop farming) household has about a 30% chance of losing one or more animals to predation each year. This is a serious economic loss on top of important cultural and emotional costs.


    Read more: Losing a calf to wolves in Sweden hurts. But if lions take one in Uganda, a farming family’s income is gone


    Lion Landscapes, an organisation that some of us have been running for over a decade, works to support human-carnivore coexistence. Adjacent to Ruaha, we have been partnering with households to build 1.8-metre chain-link corrals. We subsidise them. Households contribute 25% of the cost and some of the labour for construction.

    We analysed about 25,000 monthly reports of livestock predation in fenced and traditional enclosures, using statistical models. There were 846 predation events over nearly four years. Unexpectedly, while we did detect spillover effects, these appeared to be beneficial. Rather than displacing conflicts, fortified enclosures actually conferred protective effects on their traditional-enclosure neighbours.

    For example, households within 50 metres (the minimum observed distance) of a fortified enclosure were half as likely to experience predation compared with distant households 2 kilometres away. And these beneficial effects increased with the number of fortified enclosures in a neighbourhood. Finally, the effects appeared to be durable over time.

    The fortified enclosures were extremely effective. We showed that households could break even after paying for the fence in just a few years through avoided livestock losses. And we know that when domestic animals aren’t being killed, their owners are more tolerant of predators. We didn’t record carnivore killings in this study but it has happened fairly frequently in the area in the past.

    In a few of the world’s human-wildlife conflict systems, where data exist to assess spillover effects, there is evidence that detrimental spillovers do occur. For instance, beehive deterrents may redirect elephants to nearby crop fields, or lethal removal of individual wolves may redirect the surviving pack to prey on adjacent ranches. Nevertheless, these are very under-studied interactions.

    Livestock management and carnivore coexistence

    In systems where humans, livestock, and wildlife overlap and sometimes come into conflict, management strategies too often focus on wildlife. Another option is to reduce whatever attracts wildlife. In the case of large carnivores, this means managing livestock.


    Read more: Livestock are threatened by predators – but old-fashioned shepherding may be an effective solution


    Our results support this approach by demonstrating that management and protection of livestock is fundamental for reducing conflict, and can benefit not only livestock owners but landscape-level coexistence.

    Conservationists and policy-makers need to encourage these practices that benefit people, carnivores, and livestock in shared landscapes.

    – Livestock and lions make uneasy neighbours: how a fence upgrade helped protect domestic and wild animals in Tanzania
    – https://theconversation.com/livestock-and-lions-make-uneasy-neighbours-how-a-fence-upgrade-helped-protect-domestic-and-wild-animals-in-tanzania-258113

    MIL OSI Africa

  • MIL-OSI Africa: Ghana’s security strategy has kept terror attacks at bay: what other countries can learn from its approach

    Source: The Conversation – Africa – By Paa Kwesi Wolseley Prah, Postdoctoral Fellow, Dublin City University

    Ghana stands out in west Africa as a nation that has not experienced terrorist attacks, even though it’s geographically close to countries that have. In Burkina Faso, Mali and Nigeria, extremist groups such as Boko Haram and Islamic State in West Africa (ISWAP) have wreaked havoc.

    This resilience is not accidental. It is the result of deliberate counter-terrorism strategies employed by Ghana’s security institutions.

    Ghana’s counter-terrorism framework was set out in 2020. It has four pillars: prevent, pre-empt, protect, and respond. The idea is to coordinate multiple agencies, including the Ghana Police Service, Ghana Immigration Service, Ghana Armed Forces and the National Intelligence Bureau.

    These pillars guide strategies to address both immediate threats and underlying vulnerabilities. Poverty, religious radicalism and porous borders are common drivers of terrorism in west Africa.

    I am an international security and global governance researcher. My co-author is a government and international studies scholar.

    Four years ago we wrote a paper examining Ghana’s resilience against terrorist attacks. Our findings are still relevant given the increasing activities of terror groups in the west African region.


    Read more: West Africa terror: why attacks on military bases are rising – and four ways to respond


    We wanted to identify what works as a potential model for other countries.

    Using a qualitative methodology, we interviewed stakeholders — including police officers, members of the armed forces, Muslim community leaders, and immigration officials. We also analysed the national framework for preventing and countering violent extremism and terrorism.

    Our findings showed that Ghana’s success is traceable to an approach that integrates community engagement with advanced border technology, inter-agency training, media collaboration and intelligence operations. And it addresses both immediate and underlying threats.

    We argue that Ghana’s ability to balance prevention with security offers solutions for stability in a geopolitically volatile region.


    Read more: Ghana’s new president faces tough regional security problems: why he’s well-placed to tackle them


    Community engagement

    One of the standout strategies is community engagement. This serves multiple purposes, from guiding people away from extremism to gathering intelligence.

    The Ghana Police Service, for instance, engages Muslim-dominated communities, known as “Zongos”, to counter radical Islamic ideologies that could be exploited by terrorist groups.

    By collaborating with local religious leaders, police make communities aware of the dangers of radicalisation. They foster trust and encourage residents to report suspicious activities. This approach also works in tackling illegal arms circulation.

    Ghana has an estimated 2.3 million small arms in circulation – 1.1 million of them illegally possessed. The availability of so many weapons fuels terrorist activities across west Africa.

    Community based de-radicalisation aligns with global best practices. In Norway, for instance, it was used to disengage youth from extremist groups.

    Technology at borders

    Ghana’s border control management is another part of its counter-terrorism strategy. Ghana Immigration Service uses advanced security software and integrated systems like the “Immigration 360” system, designed to fully automate passenger processing and data management.

    The system manages records of fingerprints and other data to improve reporting and intelligence sharing between Ghana Immigration and other security agencies.

    The technology makes it possible to quickly identity individuals on terrorist watchlists and detects concealed goods. This helps prevent illegal cross-border movements.

    There are gaps in Ghana’s defences, however. The influx of migrants fleeing extremist violence in Burkina Faso, Mali and Niger in 2024 highlights the urgency of scaling up investments in the technology.


    Read more: West Africa could soon have a jihadist state – here’s why


    Training for preparedness

    Ghana combats new and varying forms of terrorism by uncovering trends and training personnel to deal with them.

    A notable example was the six-day joint training in 2022 involving the Ghana Immigration Service, Police Service, Customs, Economic and Organised Crime Office, and the National Intelligence Bureau.

    The country also works with regional neighbours like Burkina Faso, Togo and Benin, and partners such as the United States, through initiatives like “Operation Epic Guardian”.

    Media as a strategic partner

    Terrorists rely on media to amplify fear and publicise their causes. Ghana’s security agencies counter this tactic by actively engaging media houses to report accurately.

    The Ghana Armed Forces, for instance, works with media to debunk false reports, which can cause public panic and inadvertently aid terrorists.

    The Ghana Police Service emphasises regular dialogue with media to ensure sensitive information is verified before publication, reducing the risk of tipping off suspects. However, media competition for viewers poses a challenge.

    Surveillance and intelligence gathering

    Surveillance and intelligence gathering is critical. Plainclothes armed forces and immigration personnel blend into communities to monitor potential threats. The approach has worked but is constrained by resources.

    It can also risk human rights violations, such as wrongful profiling, and is less effective against multiple targets compared to technological solutions like facial recognition or CCTV.


    Read more: Funding terror: how west Africa’s deadly jihadists get the money they need to survive


    Challenges and regional implications

    Despite its successes, Ghana’s counter-terrorism framework faces challenges that could undermine its long-term efficacy:

    • logistical and financial constraints

    • the influx of migrants fleeing regional violence

    • a lack of harmonised security cultures within the regional body, Ecowas.

    In all, Ghana’s strategies offer lessons for west Africa, where terrorism is a growing threat.

    Its community engagement model could be followed in Nigeria, Burkina Faso, Mali and Niger to counter radicalisation and arms proliferation, provided it avoids religious stereotyping.

    – Ghana’s security strategy has kept terror attacks at bay: what other countries can learn from its approach
    – https://theconversation.com/ghanas-security-strategy-has-kept-terror-attacks-at-bay-what-other-countries-can-learn-from-its-approach-260333

    MIL OSI Africa

  • MIL-OSI Africa: Learning statistics through story: students get creative with numbers

    Source: The Conversation – Africa – By Johan Ferreira, Professor, University of the Witwatersrand

    Statistics professor Johan Ferreira was feeling overwhelmed by the amount of “screen time” involved in online learning in 2021. He imagined students must be feeling the same way, and wondered what he could do to inspire them and make his subject matter more appealing.

    One of the topics in statistics is time series analysis: statistical methods to understand trend behaviour in data which is measured over time. There are lots of examples in daily life, from rainfall records to changes in commodity prices, import or exports, or temperature.

    Ferreira asked his students to write a short, fictional “bedtime” story using “characters” from time series analysis. The results were collected into a book that is freely available. He tells us more about it.


    Why use storytelling to learn about statistics?

    I’m fortunate to be something of a creative myself, being a professional oboe player with the Johannesburg Philharmonic Orchestra. It’s a valuable outlet for self-expression. I reflected on what other activity could inspire creativity without compromising the essence of statistical thinking that was required in this particular course I was teaching.

    Example of a time series, the kind of data analysed using statistical methods. Author provided (no reuse)

    I invited my third-year science and commerce students at the University of Pretoria to take part in a voluntary storytelling exercise, using key concepts in time series analysis as characters. Students got some guidelines but were free to be creative. My colleague and co-editor, Dr Seite Makgai, and I then read, commented on and edited the stories and put them together into an anthology.

    Students gave their consent that their stories could be used for research purposes and might be published. Out of a class of over 200 students, over 30 contributions were received; 23 students permitted their work to be included in this volume.

    We curated submissions into two sections (Part I: Fables and Fairy Tales and Part II: Fantasy and Sci-Fi) based on the general style and gist of the work.

    The project aimed to develop a new teaching resource, inspire students to take ownership of their learning in a creative way, and support them through informal, project-based peer learning.

    This collection is written by students, for students. They used personal and cultural contexts relevant to their background and environment to create content that has a solid background in their direct academic interests. And the stories are available without a paywall!

    What are some of the characters and stories?

    Student Lebogang Malebati wrote Stationaryville and the Two Brothers, a tale about AR(1) and AR(2). In statistics, AR refers to processes in which numerical values are based on past values. The brothers “were both born with special powers, powers that could make them stationary…” and could trick an evil wizard.

    David Dodkins wrote Zt and the Shadow-spawn. In this story, Zt (common notation in time series analysis) has a magic amulet that reveals his character growth through a sequence of models and shows the hero’s victory in the face of adversity. He is a function of those that came before him (through an AR process).

    Then there’s Nelis Daniels’ story about a shepherd plagued by a wolf called Arma (autoregressive moving average) which kept making sheep disappear.

    And Dikelede Rose Motseleng’s modern fable about the love-hate relationship between AR(1) (“more of a linear guy” with a bad habit of predicting the future based on the past) and MA(1), “the type of girl who would always provide you with stationarity (stability).”

    What was the impact of the project?

    It was a deeply enriching experience for us to see how students see statistics in a context beyond that of the classroom, especially in cases where students reformulated their stories within their own cultural identities or niche interests.

    Three particular main impacts stand out for us:

    • students have a new additional reference and learning resource for the course content

    • new students can refer to the experiences and contextualisation of this content of former students, leading to informal peer learning

    • students engage in a cognitive skill (higher-order and creative thinking) that is not frequently considered and included in this field and at this level.

    In 2024, shortly after the book was published, we asked students in the time series analysis course of that year to read any one of four stories (related to concepts that were already covered in the course material at that point in time). We asked them to complete a short and informal survey to gauge their experience and insights regarding the potential of this book as a learning resource for them.

    The 53 responses we got indicated that most students saw the book as a useful contribution to their learning experience in time series analysis.

    Student perceptions of value of stories. Author supplied, Author provided (no reuse)

    One positive comment from a student was:

    I will always remember that the Random Walk is indeed not stationary but White Noise is. I already knew it, but now I won’t forget it.

    Will you build on this in future?

    It is definitely valuable to consider similar projects in other branches of statistics, but also, in other disciplines entirely, to develop content by students, for students.

    At this stage, we’re having the stories and book translated into languages beyond English. In large classes that are essential to data science (such as statistics and mathematics), many different home languages may be spoken. Students often have to learn in their second, third, or even fourth language. So, this project is proving valuable in making advanced statistical concepts tactile and “at home” via translations.

    Our publisher recently let us know that the Setswana translation is complete, with the Sepedi and Afrikaans translations following soon. To our knowledge, it’ll be the first such project not only in the discipline of statistics, but in four of the official languages in South Africa.

    – Learning statistics through story: students get creative with numbers
    – https://theconversation.com/learning-statistics-through-story-students-get-creative-with-numbers-261198

    MIL OSI Africa

  • MIL-OSI Analysis: Ghana’s security strategy has kept terror attacks at bay: what other countries can learn from its approach

    Source: The Conversation – Africa (2) – By Paa Kwesi Wolseley Prah, Postdoctoral Fellow, Dublin City University

    Ghana stands out in west Africa as a nation that has not experienced terrorist attacks, even though it’s geographically close to countries that have. In Burkina Faso, Mali and Nigeria, extremist groups such as Boko Haram and Islamic State in West Africa (ISWAP) have wreaked havoc.

    This resilience is not accidental. It is the result of deliberate counter-terrorism strategies employed by Ghana’s security institutions.

    Ghana’s counter-terrorism framework was set out in 2020. It has four pillars: prevent, pre-empt, protect, and respond. The idea is to coordinate multiple agencies, including the Ghana Police Service, Ghana Immigration Service, Ghana Armed Forces and the National Intelligence Bureau.

    These pillars guide strategies to address both immediate threats and underlying vulnerabilities. Poverty, religious radicalism and porous borders are common drivers of terrorism in west Africa.

    I am an international security and global governance researcher. My co-author is a government and international studies scholar.

    Four years ago we wrote a paper examining Ghana’s resilience against terrorist attacks. Our findings are still relevant given the increasing activities of terror groups in the west African region.




    Read more:
    West Africa terror: why attacks on military bases are rising – and four ways to respond


    We wanted to identify what works as a potential model for other countries.

    Using a qualitative methodology, we interviewed stakeholders — including police officers, members of the armed forces, Muslim community leaders, and immigration officials. We also analysed the national framework for preventing and countering violent extremism and terrorism.

    Our findings showed that Ghana’s success is traceable to an approach that integrates community engagement with advanced border technology, inter-agency training, media collaboration and intelligence operations. And it addresses both immediate and underlying threats.

    We argue that Ghana’s ability to balance prevention with security offers solutions for stability in a geopolitically volatile region.




    Read more:
    Ghana’s new president faces tough regional security problems: why he’s well-placed to tackle them


    Community engagement

    One of the standout strategies is community engagement. This serves multiple purposes, from guiding people away from extremism to gathering intelligence.

    The Ghana Police Service, for instance, engages Muslim-dominated communities, known as “Zongos”, to counter radical Islamic ideologies that could be exploited by terrorist groups.

    By collaborating with local religious leaders, police make communities aware of the dangers of radicalisation. They foster trust and encourage residents to report suspicious activities. This approach also works in tackling illegal arms circulation.

    Ghana has an estimated 2.3 million small arms in circulation – 1.1 million of them illegally possessed. The availability of so many weapons fuels terrorist activities across west Africa.

    Community based de-radicalisation aligns with global best practices. In Norway, for instance, it was used to disengage youth from extremist groups.

    Technology at borders

    Ghana’s border control management is another part of its counter-terrorism strategy. Ghana Immigration Service uses advanced security software and integrated systems like the “Immigration 360” system, designed to fully automate passenger processing and data management.

    The system manages records of fingerprints and other data to improve reporting and intelligence sharing between Ghana Immigration and other security agencies.

    The technology makes it possible to quickly identity individuals on terrorist watchlists and detects concealed goods. This helps prevent illegal cross-border movements.

    There are gaps in Ghana’s defences, however. The influx of migrants fleeing extremist violence in Burkina Faso, Mali and Niger in 2024 highlights the urgency of scaling up investments in the technology.




    Read more:
    West Africa could soon have a jihadist state – here’s why


    Training for preparedness

    Ghana combats new and varying forms of terrorism by uncovering trends and training personnel to deal with them.

    A notable example was the six-day joint training in 2022 involving the Ghana Immigration Service, Police Service, Customs, Economic and Organised Crime Office, and the National Intelligence Bureau.

    The country also works with regional neighbours like Burkina Faso, Togo and Benin, and partners such as the United States, through initiatives like “Operation Epic Guardian”.

    Media as a strategic partner

    Terrorists rely on media to amplify fear and publicise their causes. Ghana’s security agencies counter this tactic by actively engaging media houses to report accurately.

    The Ghana Armed Forces, for instance, works with media to debunk false reports, which can cause public panic and inadvertently aid terrorists.

    The Ghana Police Service emphasises regular dialogue with media to ensure sensitive information is verified before publication, reducing the risk of tipping off suspects. However, media competition for viewers poses a challenge.

    Surveillance and intelligence gathering

    Surveillance and intelligence gathering is critical. Plainclothes armed forces and immigration personnel blend into communities to monitor potential threats. The approach has worked but is constrained by resources.

    It can also risk human rights violations, such as wrongful profiling, and is less effective against multiple targets compared to technological solutions like facial recognition or CCTV.




    Read more:
    Funding terror: how west Africa’s deadly jihadists get the money they need to survive


    Challenges and regional implications

    Despite its successes, Ghana’s counter-terrorism framework faces challenges that could undermine its long-term efficacy:

    • logistical and financial constraints

    • the influx of migrants fleeing regional violence

    • a lack of harmonised security cultures within the regional body, Ecowas.

    In all, Ghana’s strategies offer lessons for west Africa, where terrorism is a growing threat.

    Its community engagement model could be followed in Nigeria, Burkina Faso, Mali and Niger to counter radicalisation and arms proliferation, provided it avoids religious stereotyping.

    The authors do not work for, consult, own shares in or receive funding from any company or organisation that would benefit from this article, and have disclosed no relevant affiliations beyond their academic appointment.

    ref. Ghana’s security strategy has kept terror attacks at bay: what other countries can learn from its approach – https://theconversation.com/ghanas-security-strategy-has-kept-terror-attacks-at-bay-what-other-countries-can-learn-from-its-approach-260333

    MIL OSI Analysis

  • MIL-OSI Analysis: Livestock and lions make uneasy neighbours: how a fence upgrade helped protect domestic and wild animals in Tanzania

    Source: The Conversation – Africa (2) – By Jonathan Salerno, Associate Professor, Colorado State University, Colorado State University

    Protecting livestock in areas where large carnivores (like lions) live is increasingly important as human land use expands, wildlife habitat shrinks, and climatic changes reshape the ways in which humans and wildlife interact. Protecting the carnivores from livestock owners is important too. Intact carnivore populations support more resilient food webs and the ecosystem services they provide.

    It’s not easy for people, livestock, and carnivores to live together without conflict, though. One of the best ways to reduce conflict is to protect livestock like cattle and sheep from being attacked by predators.

    There are various methods to do this, like guarding livestock or erecting fences. That’s all very well for the livestock inside the fences, but do predators simply turn to the nearest unprotected livestock for their meal instead? Are the neighbours’ cattle, sheep, and goats at greater risk? This question hasn’t been explored much by researchers.

    We’re a group of conservation practitioners and scientists who have studied the interactions of carnivores, livestock, and people in Tanzania and elsewhere for decades to try and find solutions to conflict problems.

    Our study area is next to a national park which protects important populations of lion, leopard, hyena, African wild dog, and cheetah. The people who live here have traditionally kept their livestock overnight in enclosures made of acacia-thorn branches. More recently, some of them have built pens, or corrals, from tall chain link fencing. We knew from years working with communities and from previous research that these fortified corrals were effective at keeping livestock safe from predators.

    Our next step was to find out whether this made other nearby livestock less safe.




    Read more:
    What’s behind the conflict between people and animals in Tanzania


    The results were intriguing. We found that the new enclosures made predation less likely in the nearby traditional enclosures too.

    This type of beneficial spillover effect had yet to be documented in other systems where interventions aim to protect livestock from large carnivores.

    Our results show that in conservation, it’s important to look closely at complex local dynamics. The findings may help explain why there’s so much uncertainty about the effectiveness of various human–wildlife conflict mitigation strategies.

    Beneficial spillover effects

    People who keep livestock in east Africa have long had strategies to keep their animals safe from large carnivores. Sometimes acacia-thorn night enclosures (known locally as bomas), intensive herding practices, and guarding dogs work well.

    Other times, and especially in communities within and adjacent to large, protected carnivore populations, traditional strategies fall short.

    This is the case in Tanzania’s Ruaha-Rungwa Landscape. In our study area adjacent to Ruaha National Park, any pastoralist or agropastoralist (herding and crop farming) household has about a 30% chance of losing one or more animals to predation each year. This is a serious economic loss on top of important cultural and emotional costs.




    Read more:
    Losing a calf to wolves in Sweden hurts. But if lions take one in Uganda, a farming family’s income is gone


    Lion Landscapes, an organisation that some of us have been running for over a decade, works to support human-carnivore coexistence. Adjacent to Ruaha, we have been partnering with households to build 1.8-metre chain-link corrals. We subsidise them. Households contribute 25% of the cost and some of the labour for construction.

    We analysed about 25,000 monthly reports of livestock predation in fenced and traditional enclosures, using statistical models. There were 846 predation events over nearly four years. Unexpectedly, while we did detect spillover effects, these appeared to be beneficial. Rather than displacing conflicts, fortified enclosures actually conferred protective effects on their traditional-enclosure neighbours.

    For example, households within 50 metres (the minimum observed distance) of a fortified enclosure were half as likely to experience predation compared with distant households 2 kilometres away. And these beneficial effects increased with the number of fortified enclosures in a neighbourhood. Finally, the effects appeared to be durable over time.

    The fortified enclosures were extremely effective. We showed that households could break even after paying for the fence in just a few years through avoided livestock losses. And we know that when domestic animals aren’t being killed, their owners are more tolerant of predators. We didn’t record carnivore killings in this study but it has happened fairly frequently in the area in the past.

    In a few of the world’s human-wildlife conflict systems, where data exist to assess spillover effects, there is evidence that detrimental spillovers do occur. For instance, beehive deterrents may redirect elephants to nearby crop fields, or lethal removal of individual wolves may redirect the surviving pack to prey on adjacent ranches. Nevertheless, these are very under-studied interactions.

    Livestock management and carnivore coexistence

    In systems where humans, livestock, and wildlife overlap and sometimes come into conflict, management strategies too often focus on wildlife. Another option is to reduce whatever attracts wildlife. In the case of large carnivores, this means managing livestock.




    Read more:
    Livestock are threatened by predators – but old-fashioned shepherding may be an effective solution


    Our results support this approach by demonstrating that management and protection of livestock is fundamental for reducing conflict, and can benefit not only livestock owners but landscape-level coexistence.

    Conservationists and policy-makers need to encourage these practices that benefit people, carnivores, and livestock in shared landscapes.

    Amy Dickman works for Lion Landscapes as the Joint CEO

    Jonathan Salerno, Kevin Crooks, Rekha Warrier, and Stewart Breck do not work for, consult, own shares in or receive funding from any company or organisation that would benefit from this article, and have disclosed no relevant affiliations beyond their academic appointment.

    ref. Livestock and lions make uneasy neighbours: how a fence upgrade helped protect domestic and wild animals in Tanzania – https://theconversation.com/livestock-and-lions-make-uneasy-neighbours-how-a-fence-upgrade-helped-protect-domestic-and-wild-animals-in-tanzania-258113

    MIL OSI Analysis

  • MIL-OSI Analysis: Learning statistics through story: students get creative with numbers

    Source: The Conversation – Africa – By Johan Ferreira, Professor, University of the Witwatersrand

    Photo by Markus Krisetya via Unsplash

    Statistics professor Johan Ferreira was feeling overwhelmed by the amount of “screen time” involved in online learning in 2021. He imagined students must be feeling the same way, and wondered what he could do to inspire them and make his subject matter more appealing.

    One of the topics in statistics is time series analysis: statistical methods to understand trend behaviour in data which is measured over time. There are lots of examples in daily life, from rainfall records to changes in commodity prices, import or exports, or temperature.

    Ferreira asked his students to write a short, fictional “bedtime” story using “characters” from time series analysis. The results were collected into a book that is freely available. He tells us more about it.


    Why use storytelling to learn about statistics?

    I’m fortunate to be something of a creative myself, being a professional oboe player with the Johannesburg Philharmonic Orchestra. It’s a valuable outlet for self-expression. I reflected on what other activity could inspire creativity without compromising the essence of statistical thinking that was required in this particular course I was teaching.

    I invited my third-year science and commerce students at the University of Pretoria to take part in a voluntary storytelling exercise, using key concepts in time series analysis as characters. Students got some guidelines but were free to be creative. My colleague and co-editor, Dr Seite Makgai, and I then read, commented on and edited the stories and put them together into an anthology.

    Students gave their consent that their stories could be used for research purposes and might be published. Out of a class of over 200 students, over 30 contributions were received; 23 students permitted their work to be included in this volume.

    We curated submissions into two sections (Part I: Fables and Fairy Tales and Part II: Fantasy and Sci-Fi) based on the general style and gist of the work.

    The project aimed to develop a new teaching resource, inspire students to take ownership of their learning in a creative way, and support them through informal, project-based peer learning.

    This collection is written by students, for students. They used personal and cultural contexts relevant to their background and environment to create content that has a solid background in their direct academic interests. And the stories are available without a paywall!

    What are some of the characters and stories?

    Student Lebogang Malebati wrote Stationaryville and the Two Brothers, a tale about AR(1) and AR(2). In statistics, AR refers to processes in which numerical values are based on past values. The brothers “were both born with special powers, powers that could make them stationary…” and could trick an evil wizard.

    David Dodkins wrote Zt and the Shadow-spawn. In this story, Zt (common notation in time series analysis) has a magic amulet that reveals his character growth through a sequence of models and shows the hero’s victory in the face of adversity. He is a function of those that came before him (through an AR process).

    Then there’s Nelis Daniels’ story about a shepherd plagued by a wolf called Arma (autoregressive moving average) which kept making sheep disappear.

    And Dikelede Rose Motseleng’s modern fable about the love-hate relationship between AR(1) (“more of a linear guy” with a bad habit of predicting the future based on the past) and MA(1), “the type of girl who would always provide you with stationarity (stability).”

    What was the impact of the project?

    It was a deeply enriching experience for us to see how students see statistics in a context beyond that of the classroom, especially in cases where students reformulated their stories within their own cultural identities or niche interests.

    Three particular main impacts stand out for us:

    • students have a new additional reference and learning resource for the course content

    • new students can refer to the experiences and contextualisation of this content of former students, leading to informal peer learning

    • students engage in a cognitive skill (higher-order and creative thinking) that is not frequently considered and included in this field and at this level.

    In 2024, shortly after the book was published, we asked students in the time series analysis course of that year to read any one of four stories (related to concepts that were already covered in the course material at that point in time). We asked them to complete a short and informal survey to gauge their experience and insights regarding the potential of this book as a learning resource for them.

    The 53 responses we got indicated that most students saw the book as a useful contribution to their learning experience in time series analysis.

    One positive comment from a student was:

    I will always remember that the Random Walk is indeed not stationary but White Noise is. I already knew it, but now I won’t forget it.

    Will you build on this in future?

    It is definitely valuable to consider similar projects in other branches of statistics, but also, in other disciplines entirely, to develop content by students, for students.

    At this stage, we’re having the stories and book translated into languages beyond English. In large classes that are essential to data science (such as statistics and mathematics), many different home languages may be spoken. Students often have to learn in their second, third, or even fourth language. So, this project is proving valuable in making advanced statistical concepts tactile and “at home” via translations.

    Our publisher recently let us know that the Setswana translation is complete, with the Sepedi and Afrikaans translations following soon. To our knowledge, it’ll be the first such project not only in the discipline of statistics, but in four of the official languages in South Africa.

    Johan Ferreira receives funding from the Centre of Excellence in Mathematical and Statistical Sciences, based at the University of the Witwatersrand, towards this Scholarship of Learning and Teaching project.

    ref. Learning statistics through story: students get creative with numbers – https://theconversation.com/learning-statistics-through-story-students-get-creative-with-numbers-261198

    MIL OSI Analysis

  • MIL-OSI United Nations: UN’s Guterres declares fossil fuel era fading; presses nations for new climate plans before COP30 summit

    Source: United Nations 2

    In a special address at UN Headquarters in New York, Mr. Guterres cited surging clean energy investment and plunging solar and wind costs that now outcompete fossil fuels.

    The energy transition is unstoppable, but the transition is not yet fast enough or fair enough,” he said.

    The speech, A Moment of Opportunity: Supercharging the Clean Energy Age – a follow‑up to last year’s Moment of Truth – was delivered alongside a new UN technical report drawing on global energy and finance bodies.

    “Just follow the money,” Mr. Guterres said, noting that $2 trillion flowed into clean energy last year, $800 billion more than fossil fuels and up almost 70 per cent in a decade.

    Key points from the address

    • Point of no return – The world has irreversibly shifted towards renewables, with fossil fuels entering their decline
    • Clean energy surge – $2 trillion invested in clean energy last year, $800 billion more than fossil fuels
    • Cost revolution – Solar now 41 per cent cheaper and offshore wind 53 per cent cheaper than fossil fuel alternatives.
    • Global challenge – Calls on G20 nations to align new national climate plans with the 1.5°C target of the Paris Agreement
    • Energy security – Renewables ensure “real energy sovereignty”
    • Six opportunity areas – Climate plan ambition, modern grids, sustainable demand, just transition, trade reform, and finance for emerging markets.

    A shift in possibility

    He noted new data from the International Renewable Energy Agency (IRENA) showing solar, once four times costlier, is now 41 per cent cheaper than fossil fuels.

    Similarly, offshore wind is 53 per cent cheaper, with more than 90 per cent of new renewables worldwide beating the cheapest new fossil alternative.

    This is not just a shift in power. It is a shift in possibility,” he said.

    Renewables nearly match fossil fuels in global installed power capacity, and “almost all the new power capacity built” last year came from renewables, he said, noting that every continent added more clean power than fossil fuels.

    Clean energy is unstoppable

    Mr. Guterres underscored that a clean energy future “is no longer a promise, it is a fact”. No government, no industry and no special interest can stop it.

    Of course, the fossil fuel lobby will try, and we know the lengths to which they will go. But, I have never been more confident that they will fail because we have passed the point of no return.

    He urged countries to lock ambition into the next round of national climate plans, or NDCs, due within months. Mr. Guterres called on the G20 countries, which are responsible for 80 per cent of emissions, to submit new plans aligned with the 1.5°C limit and present them at a high‑level event in September.

    Targets, he added, must “double energy efficiency and triple renewables capacity by 2030” while accelerating “the transition away from fossil fuels”.

    Real energy sovereignty

    The Secretary-General also highlighted the geopolitical risks of fossil fuel dependence.

    “The greatest threat to energy security today is fossil fuels,” he said, citing price shocks after Russia’s invasion of Ukraine.

    There are no price spikes for sunlight, no embargoes on wind. Renewables mean real energy security, real energy sovereignty and real freedom from fossil-fuel volatility.

    Six opportunity areas

    Mr. Guterres mapped six “opportunity areas” to speed the transition: ambitious NDCs, modern grids and storage, meeting soaring demand sustainably, a just transition for workers and communities, trade reforms to broaden clean‑tech supply chains, and mobilising finance to emerging markets.

    Financing, however, is the choke point. Africa, home to 60 per cent of the world’s best solar resources, received just 2 per cent of global clean energy investment last year, he said.

    Only one in five clean energy dollars over the past decade went to emerging and developing economies outside China. Flows must rise more than five-fold by 2030 to keep the 1.5-degree limit alive and deliver universal access.

    Mr. Guterres urged reform of global finance, stronger multilateral development banks and debt relief, including debt‑for‑climate swaps.

    The fossil fuel age is flailing and failing. We are in the dawn of a new energy era,” he said in closing.

    That world is within reach, but it won’t happen on its own. Not fast enough. Not fair enough. It is up to us. This is our moment of opportunity.

    MIL OSI United Nations News

  • MIL-OSI Canada: Saskatchewan, Ontario and Alberta to Advance Pipelines, Critical Minerals and Energy Export Infrastructure

    Source: Government of Canada regional news

    Released on July 22, 2025

    Provinces sign agreement to secure markets, support investment and strengthen supply chains.

    Today, Saskatchewan Premier Scott Moe, Ontario Premier Doug Ford and Alberta Premier Danielle Smith signed a Memorandum of Understanding (MOU) to coordinate the safe transportation and export of Western Canadian oil, natural gas and critical minerals to refineries, seaports and storage facilities across Canada and beyond.  

    “We are sending a clear signal that Canada’s energy future will be built by Canadians, for Canadians,” Moe said. “This agreement commits our provinces to work together to unlock new markets, shore up our supply chains from mine to port and advocate for the federal reforms our industry needs. By advancing pipelines, rail connections and critical-mineral processing capacity, we are safeguarding thousands of jobs, strengthening our energy security and fostering sustainable growth.”

    The MOU establishes a collaborative framework to explore multiple pipeline and rail corridors, and expansion of processing hubs for critical minerals. All of this will create new and critical avenues to reach domestic and international markets.

    “As the world grapples with President Trump’s unfair tariffs, it is more important than ever to build a resilient and self-reliant economy here at home,” Ford said. “This agreement sends a clear message: Ontario, Alberta and Saskatchewan are ready to get shovels in the ground and move forward on projects that will secure our long-term prosperity.”  

    The agreement will help strengthen interprovincial trade by linking Saskatchewan, Ontario and Alberta through shared infrastructure development and coordinated market strategies.  

    “We are taking action to grow our economy, build real infrastructure and get major projects moving,” Smith said. “Alberta is proud to lead the way in uniting with provinces that share a vision for responsible development, economic freedom and common sense. We are standing up for our oil and gas sector and making sure our world-class resources reach the markets that need them. Together, Alberta, Ontario and Saskatchewan are showing what is possible when provinces step up. This agreement is about building a stronger, more connected Canada, one project at a time.”

    The Government of Saskatchewan is proud to be a leader and advocate for free and fair trade. Last week, Saskatchewan called on all provinces and territories to join Canada’s largest barrier-free interprovincial market, the New West Partnership Trade Agreement. This economic region of over 11 million Canadians has a combined GDP exceeding $818 billion.

    The province also continues to take part in the Committee on Internal Trade (CIT), which includes enhancing the Canadian Free Trade Agreement (CFTA), reducing regulatory and administrative burdens to interprovincial trade, and facilitating labour mobility.

    On July 8, CIT announced significant progress, including:

    • Reducing party-specific exceptions under the CFTA by a further 30 per cent.
    • Concluding negotiations of the financial services chapter.
    • Advancing mutual recognition through a pilot project in the trucking sector and negotiating towards a mutual recognition agreement on the sale of goods.  
    • Cross-Canada commitment to a 30-day service standard for processing labour mobility applications.
    • A Memorandum of Understanding on direct-to-consumer alcohol sales, co-led by Saskatchewan and Ontario, involving ten jurisdictions across Canada to support consumers being able to order their favourite Canadian wine, spirit, beer or other alcoholic beverage, directly from the producer, for personal consumption.

    -30-

    For more information, contact:

    MIL OSI Canada News

  • MIL-OSI United Kingdom: A new chapter for young adults with learning disabilities in Portsmouth

    Source: City of Portsmouth

    Portsmouth City Council secured funding to purchase a vacant building and transform it into a home for seven young people with complex support needs, some of whom have been living out of area for their education.

    The project was born from a shared ambition: to bring these young people back to Portsmouth for their move into adulthood, closer to their families and communities, and to provide them with a safe, supportive environment where they can live independently.

    The home features six ensuite rooms with communal living spaces and one self-contained flat. The new tenants will benefit from 24-hour support provided by a registered care provider, with the council acting as landlord.

    The young adults will also have access to a wide range of local health and social care services, including day opportunities and sporting activities tailored to adults with learning disabilities.

    Their new home was opened with a celebration to mark the occasion, thanking the many teams and individuals who have made this vision a reality and, importantly, to give the new tenants and their families the chance to look around their new home ahead of their move.

    Michelle (pictured with the Lord Mayor and Lady Mayoress), is the Mum of one of the new tenants, and is delighted with her son’s new home. She said:

    “For me, this is going to have a positive impact in terms of feeling there is a future for my son – and we haven’t had to make a choice under pressure or take something we weren’t 100% comfortable with. I love the setting – it doesn’t feel like a residential care facility; it feels like a student house. I love the fact that he’s going to be with people of similar age and needs. He has a lot of energy, so he’ll adore the garden, looking out onto trees – it’ll be amazing for him.”

    Cllr Steve Pitt, Leader of the Council with responsibility for Culture, Regeneration & Economic Development said:

    “This project shows the dedication and commitment of multiple teams across the council – showcasing “one council” working.

    From identifying the building and overseeing its refurbishment, to coordinating care and support services, every step has been guided by a shared vision and provides a place for these young adults to live independently.”

    From left to right: Leila Ferguson (Portsmouth Lady Mayoress), Michelle (Mum of new tenant) and Cllr Gerald Vernon-Jackson (Portsmouth Lord Mayor) at an open morning for the new accommodation.

    MIL OSI United Kingdom

  • MIL-OSI United Kingdom: Modernised aid budget will focus on impact, value for money and transparency

    Source: United Kingdom – Executive Government & Departments 3

    Press release

    Modernised aid budget will focus on impact, value for money and transparency

    New aid funding figures published today show how the international aid budget will deliver value for money for the British taxpayer – and maximum impact for the most vulnerable overseas.

    • New figures released today (Tuesday, 22 July) set out how the government will spend the aid budget in 2025/2026, prioritising areas where Britain can make the biggest difference. 

    • The new approach means the UK will prioritise spending through the most impactful multilateral organisations like the World Bank and Gavi, the vaccine alliance, while working to drive reform of these institutions. 

    • Development Minister Baroness Chapman today confirms UK support for the World Bank’s International Development Association – with the fund expected to benefit 1.9 billion people in next three years.

    New aid funding figures published today (Tuesday, 22 July 2025) show how the international aid budget will deliver value for money for the British taxpayer – and maximum impact for the most vulnerable overseas. The cut in the aid budget to 0.3% of Gross National Income from 2027 means every penny must count if the UK is to make progress on its biggest development priorities: to tackle humanitarian, health and climate crises.

    Today’s aid figures, published in the FCDO’s annual report and the first to be released since the cut was announced in February, give an indication of the new approach the Development Minister Baroness Chapman will take. They follow a comprehensive line-by-line strategic review of aid conducted by the Minister, which focused on prioritisation, efficiency, protecting planned humanitarian support and live contracts while ensuring responsible exit from programming where necessary. 

    The pivot will see global organisations with a proven track record of impact, like the World Bank and Gavi, prioritised to deliver better results for the UK taxpayer and the world’s poorest people.  

    The UK will also continue to play a key humanitarian role supporting those in crisis, including in Gaza, Ukraine and Sudan, and will hold a reserve fund to respond to future crises at pace.

    However, underperforming multilateral organisations will face funding cuts in future, and as the UK moves to spend less on aid, bilateral support to some countries is also dropping.  

    While bilateral support for some countries will drop, the UK will instead increasingly share expertise, like that of our world leading scientists and financial sector. It will focus on tackling the climate crisis, health threats and humanitarian emergencies, creating stability and growth to help deliver the Plan for Change at home. The National Security Strategy published earlier this year said British interests are best served through effective multilateral cooperation.

    As part of its growing support for impactful multilateral organisations, the UK today confirmed it will honour a pledge to the International Development Association (IDA) – the World Bank’s fund for the poorest countries – having agreed a new way to make payments that reduces costs to UK taxpayers and provides the same value to the Bank. IDA is expected to benefit 1.9 billion people in the next three years.

    Minister for Development Baroness Chapman said: 

    We are modernising our approach to international development. Every pound must work harder for UK taxpayers and the people we help around the world and these figures show how we are starting to do just that through having a clear focus and priorities. 

    The UK is moving towards a new relationship with developing countries, becoming partners and investors, rather than acting as a traditional aid donor. We want to work with countries and share our expertise – from world leading science to the City of London – to help them become no longer dependent on aid, and organisations like the World Bank and Gavi are central to how we can work with others to solve some of the biggest challenges of our time: humanitarian disasters, pandemics and the climate crisis.

    The UK’s support for the multilateral system will come with a renewed push for its reform to maximise efficiency and impact for people on the ground.  It follows UK funding announced for another multilateral organisation Gavi, the vaccine alliance, last month, which will help save up to 8 million lives. 

    The World Bank support was originally announced last November, but all UK aid funding was subsequently reviewed following the 0.3% announcement in February this year. Every £1 the UK invests in the World Bank’s IDA fund, enables £4 of finance for developing countries. The IDA fund is expected to benefit 1.9 billion people in next three years.

    The World Bank President Ajay Banga today welcomed the UK’s funding commitment. He said:

    We are grateful to the United Kingdom for honouring its pledge to IDA. In a time of tight budgets and growing global risks, this is not just generosity – it’s strategy. Every taxpayer pound is multiplied many times over through the Bank’s ability to mobilise capital and partner with the private sector.

    These resources help create jobs in developing countries – jobs that build self-reliant economies, reduce the drivers of instability, crime, and migration, and grow the middle class. In turn, they create future consumers of UK products and investment opportunities that strengthen the UK economy over the long term.

    The UK’s new approach aligns with recent calls from Global South leaders for a move away from traditional aid to a focus on investment and partnerships, including from the African Development Bank, and the former Kenyan President. 

    Alongside the figures released today, the government has also published an Equality Impact Assessment which found plans to reduce the aid budget will “protect against disproportionate impacts on equalities” overall.

    The government will publish indicative multi-year allocations for 2026-2029 in the autumn, providing an even clearer picture of the UK’s future direction in international development. 

    Background:

    1. The full ODA spending allocations were published in the FCDO’s Annual Report and Accounts on GOV.UK on Tuesday, July 22, 2025. See here for further details: FCDO Annual Report and Accounts 2024 to 2025- GOV.UK
    2. The Equality Impact Assessment was published alongside the Annual Report and Accounts: FCDO Official Development Assistance programme allocations 2025 to 2026: equality impact assessment – GOV.UK
    3. The UK announced last November it would pledge £1.98 billion to the World Bank’s IDA21 – from July 2025 to June 2028. All UK aid funding was subsequently reviewed following the decision to reduce the aid budget in February. We have now agreed to accelerate our payments to the Bank, reducing their need to borrow from markets. This means that while the UK will provide the Bank with around 10% less cash in total, the Bank will regard our contribution as equivalent to our original pledge. A number of other donors accelerate their payments to provide early support to the Bank and to increase the value of their funding in the same way. 
    4. The Foreign Secretary announced new humanitarian support for Gaza on Monday, July 21, 20225. See here for further details: UK pledges lifesaving aid for Gaza – GOV.UK

    Media enquiries

    Email newsdesk@fcdo.gov.uk

    Telephone 020 7008 3100

    Email the FCDO Newsdesk (monitored 24 hours a day) in the first instance, and we will respond as soon as possible.

    Updates to this page

    Published 22 July 2025

    MIL OSI United Kingdom

  • MIL-OSI United Kingdom: UK Carrier Strike Group contributes to Exercise Talisman Sabre

    Source: United Kingdom – Executive Government & Departments 3

    News story

    UK Carrier Strike Group contributes to Exercise Talisman Sabre

    The UK Carrier Strike Group has led a major British contribution to the large multinational exercise in Australia.

    Crown copyright

    More than 3,000 British forces are taking part in the largest military exercise Australia has ever hosted, as the UK’s Carrier Strike Group (CSG25) demonstrates Britain’s unwavering commitment to Indo-Pacific security. 

    The Carrier Strike Group is in Australia as part of Operation Highmast, the major global deployment that demonstrates Britain’s strategic commitment to the Indo-Pacific. 

    From British Gurkhas to US Marines to Australian Defence Force amphibious specialists, Exercise Talisman Sabre 25 serves as one of the deployment’s key moments, bringing together multinational forces to strengthen and test how nations can work together to safeguard global trade routes and maintain regional stability. 

    Spanning across a vast area in Western Australia, the Northern Territory, Queensland, and New South Wales, the Australian-US led biennial exercise is bigger than ever, involving over 35,000 military personnel from 19 nations – making Talisman Sabre the largest exercise of the CSG’s deployment and one of the largest military exercises in the world this year. For the first time, offshore activities will also be conducted in Papua New Guinea.    

    Defence Secretary John Healey said:  

    The historic bonds between Britain and Australia run deep, and through AUKUS and exercises like Talisman Sabre we are strengthening these ties for the challenges of tomorrow.  

    Our commitment to the Indo-Pacific is unwavering, as this huge military exercise demonstrates. The unprecedented scale showcases the growing importance of cooperation in addressing shared challenges. We will continue to work alongside our closest allies to maintain the security and stability that underpins global prosperity. 

    Commodore James Blackmore said:  

    This is a real demonstration of the UK and our partners’ warfighting capabilities.   

    As the first UK-led multinational Carrier Strike Group to Talisman Sabre this is a powerful demonstration of our commitment to the Indo-Pacific region.  

    Exercise Talisman Sabre is also an opportunity for the UK to develop new levels of integration between systems and capabilities with the US, Australia, and other partners, enhancing our interoperability even further and to unprecedented levels.

     All three branches of the UK Armed Forces are engaged, with the Royal Marines playing a central role throughout the exercise alongside a Ranger Battalion from the Army and RAF Voyager aircraft. 

    The exercise strengthens operational cooperation with international partners, ensuring our collective ability to maintain the rules-based international order that underpins global trade and security.  

    The Royal Navy, alongside its AUKUS partners, is testing cutting-edge sub-sea and seabed warfare capabilities, showcasing interoperability across our navies. Additionally, for the first time, AUKUS nations will demonstrate the ability to remotely control Extra Large Uncrewed Underwater Vehicles (XL-UUVs) from a remote operating centre. 

    Through DSTL via the Resilience Autonomy and AI Technology collaboration, nations tested autonomy-enabled systems able to find and strike an advancing adversary. This experimentation provided a realistic combat environment for AUKUS to operate as an AI-enabled, integrated force, exploiting cutting-edge technology to ensure strategic advantage against a range of simulated adversaries. 
     
    The CSG25 deployment reinforces the government’s Plan for Change by strengthening international partnerships that underpin economic growth and national security, keeping Britain secure at home and strong abroad. Operation Highmast occurs against the backdrop of the government’s landmark commitment to increasing defence spending to 2.6% of GDP. 

    This historic investment underpins the government’s mission-led approach to securing Britain’s future, providing the economic stability necessary for growth whilst ensuring the UK maintains cutting-edge capabilities such as the Carrier Strike Group to meet emerging global threats.

    Updates to this page

    Published 22 July 2025

    MIL OSI United Kingdom

  • MIL-OSI United Nations: Secretary-General’s remarks to the Security Council – on Multilateralism and Peaceful Settlement of Disputes [bilingual as delivered; scroll down for all-English and all-French versions]

    Source: United Nations secretary general

    Mr. President, Excellencies,                                                       

    I want to thank Deputy Prime Minister and Foreign Minister Ishaq Dar and Pakistan for convening today’s open debate.

    The topic of today’s debate shines a light on the clear connection between international peace and multilateralism.

    Eighty years ago, the United Nations was founded with a primary purpose — to safeguard humanity from the scourge of war.

    The architects of the United Nations Charter recognized that the peaceful resolution of disputes is the lifeline when geopolitical tensions escalate… when unresolved disputes fuel the flames of conflict…and when states lose trust in each other.

    The Charter lays out a number of important tools to forge peace.

    Article 2.3 of the UN Charter is clear:

    “All Members shall settle their international disputes by peaceful means in such a manner that international peace and security, and justice, are not endangered.”

    Chapter VI of the Charter is equally clear on the specific responsibilities of this Council to help ensure the pacific settlement of disputes “by negotiation, enquiry, mediation, conciliation, arbitration, judicial settlement, resort to regional agencies or arrangements, or other peaceful means of their own choice.”

    Action 16 of the Pact of the Future calls on Member States to recommit to all the mechanisms of preventive diplomacy and the peaceful settlement of disputes.

    I commend Pakistan for utilizing its presidency to put forward a resolution urging all Member States to make full use of these tools in our collective pursuit of global peace.

    This is needed now more than ever.

    Around the world, we see an utter disregard for — if not outright violations of — international law — including international human rights law, international refugee law, international humanitarian law, and the UN Charter itself, without any accountability.

    These failures to uphold international obligations are coming at a time of widening geopolitical divides and conflicts. 

    And the cost is staggering — measured in human lives, shattered communities, and lost futures.

    We need look no further than the horror show in Gaza — with a level of death and destruction without parallel in recent times.

    Malnourishment is soaring.  Starvation is knocking on every door. 

    And now we are seeing the last gasp of a humanitarian system built on humanitarian principles.

    That system is being denied the conditions to function.  Denied the space to deliver.  Denied the safety to save lives.

    With Israeli military operations intensifying and new displacement orders issued in Deir al-Balah, devastation is being layered upon devastation. 

    I am appalled that UN premises have been struck – among them facilities of the UN Office for Project Services and the World Health Organization, including WHO’s main warehouse.

    This is despite all parties having been informed of the locations of these UN facilities.

    These premises are inviolable and must be protected under international humanitarian law – without exception.  

    From Gaza to Ukraine, from the Sahel to Sudan, Haiti and Myanmar, and many other parts of the world, conflict is raging, international law is being trampled, and hunger and displacement are at record levels.

    And terrorism, violent extremism and transnational crime remain persistent scourges pushing security further out of reach.  

    Diplomacy may not have always succeeded in preventing conflicts, violence and instability.

    But it still holds the power to stop them.

    Mr. President,

    Peace is a choice.

    And the world expects the UN Security Council to help countries make this choice.   

    This Council is at the centre of the global architecture for peace and security.  

    Its creation reflected a central truth.

    Competition between states is a geopolitical reality.  

    But cooperation — anchored in shared interests and the greater good — is the sustainable pathway to peace.

    Too often, we see divisions, entrenched positions and escalatory discourse blocking solutions and the effectiveness of the Council.

    But we have also seen some inspiring examples of finding common ground and forging solutions to global problems.

    For example, today marks three years since the signing of the Black Sea Initiative and the Memorandum of Understanding with the Russian Federation — efforts that show what we can achieve through mediation and the good offices of the United Nations, even during the most challenging moments.

    And we’ve seen many other recent examples.

    From the Sevilla Conference on Financing for Development, to the Oceans Conference in Nice, to the Agreement on Marine Biological Diversity of Areas Beyond National Jurisdiction and the Cybercrime Treaty, to the Pact for the Future adopted last year. 

    The Pact, in particular, demonstrates a clear re-commitment by the world to strengthen the United Nations collective security system.

    Drawing from the New Agenda for Peace, it prioritizes preventive diplomacy and mediation — all areas where this Council can play a vital role.

    As we look to the theme of today’s debate, I see three areas where we can live up to the Pact’s call to renew our commitment to — and the world’s faith in — the multilateral problem-solving architecture.

    First — this Council’s members, in particular its permanent members, must continue working to overcome divisions.

    The majority of situations on the Security Council’s agenda are complex and resist quick fixes.
    But even in the darkest days of the Cold War, the collective dialogue and decision-making in this Council underpinned a common and effective system of global security.

    One that successfully deployed a range of peacekeeping missions.

    One that opened the door for vital humanitarian aid to flow to people in need.

    And one that helped prevent a Third World War.

    I urge you to summon this same spirit by keeping channels open, continuing to listen in good faith, and working to overcome differences and building consensus.

    We must also work to ensure that this Council reflects the world of today, not the world of 80 years ago.

    This Council should be made more representative of today’s geopolitical realities.

    And we must continue improving the working methods of this Council to make it more inclusive, transparent, efficient and accountable.

    I urge you to continue building consensus to move the intergovernmental negotiations forward.

    Second — this Council must continue strengthening cooperation with regional and subregional partners.

    The landmark adoption of Security Council Resolution 2719 supporting African Union-led peace support operations through assessed contributions is a good example of how we can join efforts with regional organizations to support more effective responses.

    I also commend this Council’s steps to strengthen and re-build regional security frameworks to encourage dialogue and advance the peaceful settlement of disputes.

    Troisièmement, les États Membres doivent honorer leurs obligations en vertu du droit international, y compris la Charte des Nations Unies, le droit international des droits humains et le droit international humanitaire.

    Le Pacte pour l’avenir appelle tous les États Membres à respecter leurs engagements envers la Charte, ainsi que les principes de respect de la souveraineté, de l’intégrité territoriale et de l’indépendance politique des États.

    Tous ces principes sont ancrés dans le droit international et reposent sur l’engagement de donner la priorité à la prévention des conflits et au règlement pacifique des différends par le dialogue et la diplomatie.

    Le Pacte reconnaît également la contribution essentielle de la Cour internationale de Justice, qui fêtera son 80ème anniversaire l’année prochaine.

    Monsieur le Président,

    À l’occasion du 80ème anniversaire de notre Organisation et de la Charte qui lui a donné vie et forme, nous devons renouveler notre engagement envers l’esprit multilatéral de la paix par la diplomatie.

    Je me réjouis de travailler avec vous en ce sens, afin de parvenir à la paix et la sécurité internationales que les peuples du monde entier espèrent et méritent.

    Je vous remercie.

    [all-English]

    Mr. President, Excellencies,                                                       

    I want to thank Deputy Prime Minister and Foreign Minister Ishaq Dar and Pakistan for convening today’s open debate.

    The topic of today’s debate shines a light on the clear connection between international peace and multilateralism.

    Eighty years ago, the United Nations was founded with a primary purpose — to safeguard humanity from the scourge of war.

    The architects of the United Nations Charter recognized that the peaceful resolution of disputes is the lifeline when geopolitical tensions escalate… when unresolved disputes fuel the flames of conflict…and when states lose trust in each other.

    The Charter lays out a number of important tools to forge peace.

    Article 2.3 of the UN Charter is clear:

    “All Members shall settle their international disputes by peaceful means in such a manner that international peace and security, and justice, are not endangered.”

    Chapter VI of the Charter is equally clear on the specific responsibilities of this Council to help ensure the pacific settlement of disputes “by negotiation, enquiry, mediation, conciliation, arbitration, judicial settlement, resort to regional agencies or arrangements, or other peaceful means of their own choice.”

    Action 16 of the Pact of the Future calls on Member States to recommit to all the mechanisms of preventive diplomacy and the peaceful settlement of disputes.

    I commend Pakistan for utilizing its presidency to put forward a resolution urging all Member States to make full use of these tools in our collective pursuit of global peace.

    This is needed now more than ever.

    Around the world, we see an utter disregard for — if not outright violations of — international law — including international human rights law, international refugee law, international humanitarian law, and the UN Charter itself, without any accountability.

    These failures to uphold international obligations are coming at a time of widening geopolitical divides and conflicts. 

    And the cost is staggering — measured in human lives, shattered communities, and lost futures.

    We need look no further than the horror show in Gaza — with a level of death and destruction without parallel in recent times.

    Malnourishment is soaring.  Starvation is knocking on every door. 

    And now we are seeing the last gasp of a humanitarian system built on humanitarian principles.

    That system is being denied the conditions to function.  Denied the space to deliver.  Denied the safety to save lives.

    With Israeli military operations intensifying and new displacement orders issued in Deir al-Balah, devastation is being layered upon devastation.

    I am appalled that UN premises have been struck – among them facilities of the UN Office for Project Services and the World Health Organization, including WHO’s main warehouse.

    This is despite all parties having been informed of the locations of these UN facilities.

    These premises are inviolable and must be protected under international humanitarian law – without exception.    

    From Gaza to Ukraine, from the Sahel to Sudan, Haiti and Myanmar, and many other parts of the world, conflict is raging, international law is being trampled, and hunger and displacement are at record levels.

    And terrorism, violent extremism and transnational crime remain persistent scourges pushing security further out of reach.  
    Diplomacy may not have always succeeded in preventing conflicts, violence and instability.

    But it still holds the power to stop them.

    Mr. President,

    Peace is a choice.

    And the world expects the UN Security Council to help countries make this choice.   

    This Council is at the centre of the global architecture for peace and security.  

    Its creation reflected a central truth.
    Competition between states is a geopolitical reality.  

    But cooperation — anchored in shared interests and the greater good — is the  sustainable pathway to peace.

    Too often, we see divisions, entrenched positions and escalatory discourse blocking solutions and the effectiveness of the Council.

    But we have also seen some inspiring examples of finding common ground and forging solutions to global problems.

    For example, today marks three years since the signing of the Black Sea Initiative and the Memorandum of Understanding with the Russian Federation — efforts that show what we can achieve through mediation and the good offices of the United Nations, even during the most challenging moments.

    And we’ve seen many other recent examples.

    From the Sevilla Conference on Financing for Development, to the Oceans Conference in Nice, to the Agreement on Marine Biological Diversity of Areas Beyond National Jurisdiction and the Cybercrime Treaty, to the Pact for the Future adopted last year. 

    The Pact, in particular, demonstrates a clear re-commitment by the world to strengthen the United Nations collective security system.

    Drawing from the New Agenda for Peace, it prioritizes preventive diplomacy and mediation — all areas where this Council can play a vital role.

    As we look to the theme of today’s debate, I see three areas where we can live up to the Pact’s call to renew our commitment to — and the world’s faith in — the multilateral problem-solving architecture.

    First — this Council’s members, in particular its permanent members, must continue working to overcome divisions.

    The majority of situations on the Security Council’s agenda are complex and resist quick fixes.

    But even in the darkest days of the Cold War, the collective dialogue and decision-making in this Council underpinned a common and effective system of global security.

    One that successfully deployed a range of peacekeeping missions.

    One that opened the door for vital humanitarian aid to flow to people in need.

    And one that helped prevent a Third World War.

    I urge you to summon this same spirit by keeping channels open, continuing to listen in good faith, and working to overcome differences and building consensus.

    We must also work to ensure that this Council reflects the world of today, not the world of 80 years ago.

    This Council should be made more representative of today’s geopolitical realities.

    And we must continue improving the working methods of this Council to make it more inclusive, transparent, efficient and accountable.

    I urge you to continue building consensus to move the intergovernmental negotiations forward.

    Second — this Council must continue strengthening cooperation with regional and subregional partners.

    The landmark adoption of Security Council Resolution 2719 supporting African Union-led peace support operations through assessed contributions is a good example of how we can join efforts with regional organizations to support more effective responses.

    I also commend this Council’s steps to strengthen and re-build regional security frameworks to encourage dialogue and advance the peaceful settlement of disputes.

    And third — Member States must honour their obligations under international law, including the UN Charter, international human rights law and international humanitarian law.

    The Pact for the Future calls on all Member States to live up to their commitments in the UN Charter, and the principles of respect for sovereignty, territorial integrity and the political independence of states.

    All grounded in international law, and a commitment to prioritizing prevention of conflict and the peaceful settlement of disputes through dialogue and diplomacy.

    The Pact also recognized the critical contribution of the International Court of Justice, which celebrates its 80th anniversary next year.

    Mr. President,    

    As we mark the 80th anniversary of our organization and the Charter that gave it life and shape, we need to renew our commitment to the multilateral spirit of peace through diplomacy.

    I look forward to working with you in this important effort, to achieve the international peace and security the people of the world need and deserve.

    Thank you.

    [all-French]

    Monsieur le Président, Excellences,

    Je tiens à remercier le Vice-Premier Ministre et Ministre des affaires étrangères Ishaq Dar et le Pakistan d’avoir organisé le débat public de ce jour.

    Le thème de ce débat met en lumière le lien évident qui existe entre la paix internationale et le multilatéralisme.

    Il y a 80 ans, l’Organisation des Nations Unies a été fondée dans le but premier de préserver l’humanité du fléau de la guerre.

    Les architectes de la Charte des Nations Unies ont considéré que le règlement pacifique des différends était la seule issue possible lorsque les tensions géopolitiques s’intensifiaient, lorsque des différends non résolus attisaient les conflits et lorsque les États perdaient confiance les uns dans les autres.

    La Charte renferme un certain nombre d’outils majeurs destinés à forger la paix.

    Son Article 2.3 est clair :

    « Les Membres de l’Organisation règlent leurs différends internationaux par des moyens pacifiques, de telle manière que la paix et la sécurité internationales ainsi que la justice ne soient pas mises en danger ».

    Son Chapitre VI est tout aussi clair en ce qui concerne les responsabilités confiées au Conseil de sécurité, qui doit contribuer à assurer le règlement pacifique des différends « par voie de négociation, d’enquête, de médiation, de conciliation, d’arbitrage, de règlement judiciaire, de recours aux organismes ou accords régionaux, ou par d’autres moyens pacifiques » du choix des parties.

    La mesure 16 du Pacte pour l’avenir appelle les États Membres à démontrer leur attachement à la diplomatie préventive et au règlement pacifique des différends en recourant davantage à tous les mécanismes existants en la matière.

    Je félicite le Pakistan d’avoir mis à profit sa présidence pour présenter une résolution exhortant tous les États Membres à utiliser pleinement les outils en question dans le cadre de notre quête collective de la paix dans le monde.

    Nous en avons besoin plus que jamais.

    Partout dans le monde, nous observons un mépris total pour le droit international – voire des violations pures et simples de ce droit, notamment du droit international des droits humains, du droit international des réfugiés, du droit international humanitaire et de la Charte des Nations Unies elle-même –, sans que la responsabilité de quiconque ne soit engagée.

    Ces manquements aux obligations internationales surviennent à un moment où les divisions et les conflits géopolitiques s’aggravent.

    Et le coût – en vies humaines, en communautés brisées et en avenirs perdus – est accablant.

    Il suffit de regarder l’horreur qui se déroule à Gaza, avec un niveau de mort et de destruction sans équivalent dans l’histoire récente.

    La malnutrition explose.  La famine frappe à toutes les portes. 

    Et maintenant, nous assistons à l’agonie d’un système humanitaire fondé sur des principes humanitaires.

    Ce système se voit refuser les conditions nécessaires à son fonctionnement.  On lui refuse l’espace nécessaire pour agir.  On lui refuse la sécurité nécessaire pour sauver des vies.

    Alors que les opérations militaires israéliennes s’intensifient et que de nouveaux ordres de déplacement sont émis à Deir al-Balah, la dévastation s’ajoute à la dévastation.

    Je suis consterné que des locaux de l’ONU aient été touchés, notamment ceux du Bureau des Nations Unies pour les services d’appui aux projets et de l’Organisation mondiale de la Santé, y compris son entrepôt principal.

    Ceci alors que toutes les parties ont été informées de l’emplacement de ces installations de l’ONU.

    Ces locaux sont inviolables et doivent être protégés par le droit international humanitaire, sans exception.

    De Gaza à l’Ukraine, du Sahel au Soudan, de Haïti au Myanmar, et dans bien d’autres régions du monde, les conflits font rage, le droit international est bafoué, et la faim et les déplacements atteignent des niveaux record.

    Et le terrorisme, l’extrémisme violent et la criminalité transnationale restent des fléaux tenaces qui rendent la sécurité encore plus inaccessible.

    La diplomatie ne permet pas toujours de prévenir les conflits, la violence et l’instabilité.

    Mais elle a toujours le pouvoir de les arrêter.

    Monsieur le Président,

    La paix est un choix.

    Et le monde attend du Conseil de sécurité de l’Organisation qu’il aide les pays à faire ce choix.

    Ce Conseil est au cœur de l’architecture mondiale pour la paix et la sécurité.

    Sa création reposait sur une vérité fondamentale.

    La rivalité entre les États est une réalité géopolitique.

    Mais la coopération – ancrée dans des intérêts partagés et le bien commun – représente la voie durable vers la paix.

    Nous observons trop fréquemment que les divisions, les positions tranchées et la surenchère verbale bloquent la mise en place de solutions et sape l’efficacité de ce Conseil.

    Mais nous avons également observé des exemples admirables de cas où il a été possible de trouver un terrain d’entente et des solutions aux problèmes mondiaux.

    Ainsi, nous marquons aujourd’hui le troisième anniversaire de la signature de l’Initiative de la mer Noire et du mémorandum d’accord avec la Fédération de Russie – des mesures qui montrent ce que nous pouvons accomplir grâce à la médiation et aux bons offices de l’ONU, y compris dans les moments les plus difficiles.

    Et plus récemment, nous avons été témoins de bien d’autres exemples.

    De la Conférence de Séville sur le financement du développement à la Conférence de Nice sur l’océan, en passant par l’Accord sur la diversité biologique marine des zones ne relevant pas de la juridiction nationale, la Convention sur la cybercriminalité et le Pacte pour l’avenir, adopté l’année dernière.

    Le Pacte, en particulier, témoigne d’une claire volonté du monde de s’engager de nouveau à renforcer le système de sécurité collective des Nations Unies.

    Inspiré du Nouvel Agenda pour la paix, il donne la priorité à la diplomatie préventive et à la médiation, autant de domaines dans lesquels le Conseil peut jouer un rôle essentiel.

    En ce qui concerne le thème du débat qui nous réunit aujourd’hui, il y a selon moi trois domaines dans lesquels nous pouvons nous montrer à la hauteur de l’appel, contenu dans le Pacte, à renouveler notre engagement – et la confiance du monde – envers l’architecture multilatérale dont nous disposons pour régler les problèmes.

    Premièrement, les membres de ce Conseil, en particulier les membres permanents, doivent continuer à s’efforcer de surmonter les dissensions.

    La majorité des situations inscrites à l’ordre du jour du Conseil de sécurité sont complexes et ne se prêtent pas à des solutions rapides.

    Mais même dans les jours les plus sombres de la guerre froide, le dialogue et la prise de décision collective au sein de ce Conseil ont permis de maintenir un système de la sécurité mondiale commun et efficace.

    Un système qui a déployé avec succès toute une série de missions de maintien de la paix.

    Un système qui a ouvert la voie à l’acheminement d’une aide humanitaire vitale aux personnes dans le besoin.

    Et un système qui a permis d’éviter une troisième guerre mondiale.

    Je vous exhorte à adopter le même état d’esprit en maintenant la communication, en continuant d’écouter de bonne foi, en vous employant à surmonter les divergences et à rechercher le consensus.

    Nous devons également veiller à ce que ce Conseil soit à l’image du monde d’aujourd’hui, et non de celui d’il y a 80 ans.

    Ce Conseil devrait être plus représentatif des réalités géopolitiques actuelles.

    Et nous devons continuer de perfectionner ses méthodes de travail afin de le rendre plus inclusif, plus transparent, plus efficace, et plus responsable.

    Je vous demande instamment de continuer d’œuvrer à la recherche du consensus pour faire avancer les négociations intergouvernementales.

    Deuxièmement, ce Conseil doit continuer de renforcer la coopération avec les partenaires régionaux et sous-régionaux.

    L’adoption historique de la résolution 2719 du Conseil de sécurité, visant à financer les opérations d’appui à la paix menées par l’Union africaine au moyen de contributions statutaires, est un bon exemple de la manière dont nous pouvons unir nos forces à celles des organisations régionales pour favoriser la mise en place de mesures plus efficaces.

    Je salue également les mesures prises par ce Conseil pour renforcer et rebâtir les cadres de sécurité régionaux afin d’encourager le dialogue et de favoriser le règlement pacifique des différends.

    Troisièmement, les États Membres doivent honorer leurs obligations en vertu du droit international, y compris la Charte des Nations Unies, le droit international des droits humains et le droit international humanitaire.

    Le Pacte pour l’avenir appelle tous les États Membres à respecter leurs engagements envers la Charte, ainsi que les principes de respect de la souveraineté, de l’intégrité territoriale et de l’indépendance politique des États.

    Tous ces principes sont ancrés dans le droit international et reposent sur l’engagement de donner la priorité à la prévention des conflits et au règlement pacifique des différends par le dialogue et la diplomatie.

    Le Pacte reconnaît également la contribution essentielle de la Cour internationale de Justice, qui fêtera son 80ème anniversaire l’année prochaine.

    Monsieur le Président,

    À l’occasion du 80ème anniversaire de notre Organisation et de la Charte qui lui a donné vie et forme, nous devons renouveler notre engagement envers l’esprit multilatéral de la paix par la diplomatie.

    Je me réjouis de travailler avec vous en ce sens, afin de parvenir à la paix et la sécurité internationales que les peuples du monde entier espèrent et méritent.

    Je vous remercie.

    MIL OSI United Nations News

  • MIL-OSI USA: General Guetlein to Lead the Office of Golden Dome for America

    Source: United States Department of Defense

    Golden Dome is President Donald J. Trump’s vision to build a layered defense of the homeland to provide for the common defense of the American people against ballistic, hypersonic, advanced cruise missiles and other next-generation aerial attacks from near-peer and rogue nations.  

    MIL OSI USA News

  • MIL-OSI: PureSky Energy Launches 100% LMI-Focused Clover Meadow Community Solar Project Under New York’s ESFA Program

    Source: GlobeNewswire (MIL-OSI)

    CLAVERACK, N.Y., July 22, 2025 (GLOBE NEWSWIRE) — PureSky Energy (“PureSky”) is proud to announce that its newest community solar farm, Clover Meadow Solar, located near Claverack, NY, is now fully operational and delivering clean, affordable energy exclusively to Low- to Moderate-Income (LMI) households. The 7.3 MWdc project is enrolled in New York State’s Expanded Solar for All (ESFA) program, which ensures that the benefits of renewable energy reach the communities that need them most.

    This milestone underscores PureSky’s deep commitment to energy equity, bringing the benefits of solar to income-qualified residents who often face the greatest barriers to accessing clean energy savings. Clover Meadow was developed by Eden Renewables (“Eden”), based in Troy NY, and is the seventh such project that PureSky and Eden have worked on together.

    Clover Meadow Solar Key Facts:

    • Location: Claverack, NY
    • Capacity: 7,269 kWDC
    • Solar Panels: 13,338 high-efficiency modules
    • Annual Generation: 10.3 million kWh
    • Equivalent Homes Powered: ~1,417 annually
    • Estimated Annual CO₂ Reduction: 14.9 million lbs
    • Estimated 30-Year Customer Savings: $3.4 million

    “Clover Meadow represents what community solar should be—a tool to make the clean energy transition equitable and inclusive,” said Nicholas Topping, Vice President of Community Solar at PureSky. “By enrolling the solar farm entirely under the ESFA program, we’re able to deliver immediate savings to thousands of income-eligible households while strengthening New York’s energy independence and supporting the state’s clean energy goals.”

    “Clover Meadow is another exciting milestone in our ongoing collaboration with PureSky Energy,” said Giovanni Maruca, Chief Development Officer at Eden Renewables. “At Eden, we’re committed to putting communities at the center of our projects That’s why we’re especially excited that this project will deliver clean, affordable energy to low-income households through the ESFA program.”

    This 100%-all LMI project exemplifies the growing capability of community solar to lower energy costs for households, particularly in rural and underserved areas. Households enrolled in the program will see guaranteed savings on their electricity bills—without needing to install rooftop panels or pay any upfront costs.

    Beyond household savings, the Clover Meadow Solar project brings broader benefits to the Claverack community by generating new local tax revenue and supporting clean energy jobs. The solar farm is designed to be pollinator-friendly, helping to tackle the global climate crisis, and includes Eden’s industry-leading education program as a community benefit. Projects like this help build more resilient, distributed energy systems while investing directly in local economies.

    About Expanded Solar for All (ESFA)
    New York’s ESFA program is designed to ensure that LMI households across the state can participate in and benefit from the growth of renewable energy. By connecting utility customers directly to solar projects like Clover Meadow, ESFA delivers monthly bill credits and long-term economic relief to income-qualified participants.

    PureSky Energy remains committed to developing and operating inclusive solar projects throughout New York. The company has additional anchor capacity available for future community solar projects and invites municipalities, housing authorities, and local organizations to explore partnership opportunities.

    For more information about the Clover Meadow project or PureSky Energy’s community solar offerings, please visit www.pureskyenergy.com or contact customercare@pureskyenergy.com.

    About PureSky Energy:
    PureSky Energy is a leading developer, owner, and operator of US community solar, C&I and storage projects with headquarters in Denver, Colorado. Since entering the US market in 2016, the company has rapidly expanded its scale and currently operates a portfolio with generation capacity of approximately 233MW across forty-four sites or under-construction projects expected to be completed in the short term. The company has a large pipeline of solar and battery storage projects across existing and new US markets, placing the platform in a primary position within the distributed generation market. The company’s mission is to make clean energy accessible and affordable to local communities across the United States, while shaping a brighter, more sustainable future for generations to come.

    Website: www.pureskyenergy.com

    Host A Solar Farm: https://www.pureskyenergy.com/community-host

    LinkedIn: https://www.linkedin.com/company/puresky-energy

    Media inquiries: Janet Janzen: marketing@pureskyenergy.com

    About Eden Renewables:

    Eden Renewables is an international developer of solar and energy storage projects in the US, UK, and sub-Saharan Africa. 

    Eden’s US office is based in Troy, NY, and currently has 21 pollinator-friendly community solar projects approved in the Capital Region and neighboring counties. All of Eden’s solar projects promote biodiversity and agricultural usage with excellent community and educational benefits. Subscribers to its community solar farms can benefit from savings of around 10% on their electricity bills.

    Website: https://edenrenewables.com/

    Media inquiries: sophy.fearnley-whittingstall@edenrenewables.com

    A photo accompanying this announcement is available at https://www.globenewswire.com/NewsRoom/AttachmentNg/ed3553da-f15c-4be8-a6a2-9f498be260fa

    The MIL Network

  • MIL-OSI Africa: Food lifeline fading for millions in South Sudan hit by conflict and climate shocks

    Source: APO

    South Sudan’s dramatic hunger crisis is worsening and millions of people there could miss out on food aid because of the worsening global humanitarian funding crisis, the UN World Food Programme (WFP) said on Tuesday.

    Earlier this month, the UN agency began airdropping emergency food assistance in Upper Nile State after surging conflict forced families from their homes and pushed communities to the brink of famine.

    Nationwide, the picture is just as alarming, with half the country’s population – more than 7.7 million people – officially classified as food insecure by UN partner the IPC platform. This includes more than 83,000 face “catastrophic” levels of food insecurity.

    “The scale of suffering here does not make headlines but millions of mothers, fathers, and children are spending each day fighting hunger to survive,” said WFP Deputy Executive Director Carl Skau, following a visit to South Sudan last week. 

    The worst-hit areas include Upper Nile State, where fighting has displaced thousands and relief access is restricted. Two counties are at risk of tipping into famine: Nasir and Ulang.

    South Sudan, the world’s youngest country, gained independence in 2011. This gave way to a brutal and devastating civil war which ended in 2018 thanks to a peace agreement between political rivals which has largely held.

    However, recent political tensions and increased violent attacks – especially in the Upper Nile State – threaten to unravel the peace agreement and return the nation to conflict.

    The humanitarian emergency crisis has been exacerbated by the war in neighbouring Sudan. 

    Since April 2023, nearly 1.2 million people have crossed the border into South Sudan, many of them hungry, traumatised, and without support. WFP says that 2.3 million children across the country are now at risk of malnutrition.

    Crucial, yet fragile gains

    Despite these challenges, the UN agency has delivered emergency food aid to more than two million people this year. In Uror County, Jonglei State, where access has been consistent, all known pockets of catastrophic hunger have been eliminated. Additionally, 10 counties where conflict has eased have seen improved harvests and better food security, as people were able to return to their land.

    To reach those in the hardest-hit and most remote areas, WFP has carried out airdrops delivering 430 metric tons of food to 40,000 people in Greater Upper Nile. River convoys have resumed as the most efficient way to transport aid in a country with limited infrastructure. These included a 16 July shipment of 1,380 metric tons of food and relief supplies. WFP’s humanitarian air service also continues flights to seven Upper Nile destinations.

    At the same time, a cholera outbreak in Upper Nile has placed additional pressure on the humanitarian response. Since March, WFP’s logistics cluster has airlifted 109 metric tons of cholera-related supplies to affected areas in Upper Nile and Unity states.

    However, the UN agency says it can currently support only 2.5 million people – and often with just half-rations. Without an urgent injection of $274 million, deeper cuts to aid will begin as soon as September.

    “WFP has the tools and capacity to deliver,” said Mr. Skau. “But without funding – and without peace – our hands are tied.” 

    Distributed by APO Group on behalf of UN News.

    Media files

    .

    MIL OSI Africa

  • MIL-OSI Africa: The International Islamic Trade Finance Corporation (ITFC) Reports Strong Results and Sustainability Progress in 2024 Annual Development Effectiveness Report

    Source: APO

    The International Islamic Trade Finance Corporation (ITFC) (www.ITFC-IDB.org), a member of the Islamic Development Bank (IsDB) Group, announced the release of its 2024 Annual Development Effectiveness Report (ADER).

    The ADER serves as an essential reporting and transparency tool, enabling ITFC to measure, communicate, and continually refine its strategies and interventions for achieving sustainable development outcomes. The 2024 report highlights ITFC’s expanding role as a driver of sustainable trade, economic resilience, and inclusive growth across its member countries.

    “The ADER showcases ITFC’s ability to provide innovative, impactful solutions that address the complex needs of our member countries,” said Eng. Adeeb Y. Al Aama, Chief Executive Officer of ITFC. “While we celebrate key milestones, we are also assessing our interventions to ensure we continue advancing toward a more inclusive, resilient, and sustainable future.”

    Key Highlights of 2024 ADER

    In 2024, ITFC delivered tangible results, demonstrating its focus on resilience and economic inclusion. The key highlights include:

    • Filling Trade Finance Gaps. ITFC allocated US$2.66 billion, 38% of its total portfolio, to LDMCs, supporting inclusive growth. Additionally, US$268 million directly benefited over 380,000 smallholder farmers, enabling the procurement of 840,000 metric tons of local agricultural products.
    • Securing Critical Supply Chains. Disbursements to the energy sector amounted to US$4 billion, bringing reliable electricity to approximately 13.8 million households. Food security interventions provided over 5.6 million metric tons of essential commodities worth US$1.45 billion, benefiting more than 30 million households.
    • Strengthening Private Sector Participation. ITFC financed 312 small and medium enterprises (SMEs) and corporates through partnerships with 23 financial institutions, promoting financial inclusion and economic diversification.
    • Fostering Regional Integration. Intra-OIC trade financing reached US$4.8 billion. Through strategic programs such as the Arab Africa Trade Bridges (AATB) and the Aid for Trade Initiative for Arab States (AfTIAS), ITFC strengthened regional value chains and institutional capacities.
    • Investing in Capacity Development. Technical assistance and training initiatives reached over 3,100 individuals, a 32% increase from the previous year, with nearly 40% women participants.

    Embedding Sustainability into Core Operations

    The Corporation adopted its first Environmental and Social (E&S) Policy and launched a Ten-Year E&S Action Plan. A new governance structure was also introduced to guide implementation, laying the foundation for more responsible trade finance operations.

    Empowering Growth through the SDGs

    ITFC made significant strides in advancing multiple Sustainable Development Goals through its trade finance and development initiatives. Its efforts have helped reduce poverty (SDG 1), strengthen food security (SDG 2), and expand access to clean and affordable energy (SDG 7). By supporting smallholder farmers, empowering local economies, and promoting intra-OIC trade, ITFC has also played a key role in fostering strong global partnerships to accelerate sustainable development across member countries (SDG 17).

    The 2024 ADER affirms ITFC’s deepening commitment to transparency, sustainability, and measurable impact. As the Corporation looks ahead, it remains focused on bold innovation, collaborative partnerships, and leveraging Islamic finance to build a more inclusive and sustainable global trade ecosystem.

    Access the full English version here – https://ADER.ITFC-IDB.org

    Distributed by APO Group on behalf of International Islamic Trade Finance Corporation (ITFC).

    Contact us:
    Tel: +966 12 646 8337  
    Fax: +966 12 637 1064   
    E-mail: ITFC@itfc-idb.org      

    Social media:
    Twitter: http://apo-opa.co/3GYB6PJ  
    Facebook: http://apo-opa.co/4f7UruK  
    LinkedIn: International Islamic Trade Finance Corporation (ITFC) (http://apo-opa.co/44Go3M4)  

    About the International Trade Finance Corporation (ITFC):
    The International Islamic Trade Finance Corporation (ITFC) is the trade finance arm of the Islamic Development Bank (IsDB) Group. It was established with the primary objective of advancing trade among OIC member countries, which would ultimately contribute to the overarching goal of improving the socio-economic conditions of the people across the world. Commencing operations in January 2008, ITFC has provided more than US$83 billion of financing to OIC member countries, making it the leading provider of trade solutions for these member countries’ needs. With a mission to become a catalyst for trade development for OIC member countries and beyond, the Corporation helps entities in member countries gain better access to trade finance and provides them with the necessary trade-related capacity-building tools, which would enable them to successfully compete in the global market.  

    Media files

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    MIL OSI Africa

  • MIL-OSI USA: Next Phase of Star Tax Relief Rolls Out

    Source: US State of New York

    overnor Kathy Hochul today announced the start of phase two of the School Tax Relief (STAR) program benefit season. Eligible homeowners in communities with school tax due dates in August or September will start receiving their STAR benefit in the coming weeks. Most homeowners eligible for a STAR credit will receive a check between $350 and $600. Most seniors eligible for an Enhanced STAR credit will receive a check between $700 and $1,500. STAR recipients can visit ny.gov/STAR to track their check delivery or enroll in direct deposit.

    “The STAR program provides needed school tax relief to millions of New York homeowners — and the program is now in full swing,” Governor Hochul said. “During a time of financial uncertainty due to funding cuts by Republicans in Washington, my administration is putting money back in the pockets of families with check and credit deliveries continuing to go out to hundreds of thousands of homeowners statewide.”

    New York State Department of Taxation and Finance Acting Commissioner Amanda Hiller said, “Visit our STAR resource page to sign up for STAR if you are a new homeowner and, if you’re an existing homeowner, to check on when your STAR credit or direct deposit will arrive.”

    Senate Majority Leader Andrea Stewart-Cousins said, “At a time when Republicans in Washington are slashing funding and leaving working families with uncertainty, the STAR program remains a lifeline for millions of homeowners, helping ease the burden of rising property taxes and helping working families stay afloat. With phase two of STAR benefits now underway, checks and credits of up to $1,500 are reaching hundreds of thousands of households. The Senate Democratic Majority worked closely with Governor Hochul and our colleagues in the Assembly to ensure that, in addition to STAR, we also delivered Inflation Rebate Checks, expanded child care assistance, and boosted child tax credits. These initiatives reflect our dedication to putting more money back in the pockets of hardworking New Yorkers.”

    Assembly Speaker Carl Heastie said, “While the administration in Washington is creating financial uncertainty for families across the country, here in New York, we’re working to put money back in the pockets of New York families. Because of the STAR program, more than three million homeowners across the state will receive $2.2 billion in tax relief, easing the financial burden on families and putting money back into our communities.”

    Phase one saw STAR credits and checks delivered to parts of the state with school tax due dates in June and July – including New York City, Yonkers, Buffalo, Rochester, and Syracuse. STAR deliveries to these regions were completed last week.

    The STAR program provides property tax relief to eligible New York State homeowners. During STAR benefit season, which runs from June to November, nearly three million homeowners will receive more than $2.2 billion in property tax relief through the program.

    Homeowners who are eligible and enrolled in the STAR program receive their benefit each year in one of two ways: as an exemption that reduces their school tax bill, or as a credit issued as a check or direct deposit.

    Those who receive the STAR credit as a check or direct deposit can visit the STAR Credit Delivery Schedule to learn when credits will be issued in their area. Property owners who are looking for details about STAR credits that have already been issued should visit the Property Tax Credit Lookup.

    Enroll in STAR Direct Deposit

    Homeowners can enroll in the STAR Credit Direct Deposit program through the Homeowner Benefit Portal within the Tax Department’s secure Online Services system. Homeowners can also use the Homeowner Benefit Portal to manage their STAR benefits easily and efficiently.

    The direct deposit option enables eligible STAR credit recipients to get their STAR credits without having to wait for and cash a check. To ensure they receive their STAR credit by direct deposit this year, homeowners should enroll as soon as possible. Homeowners who enroll fewer than 15 days before their STAR credit is issued will receive a check this year and direct deposit will begin next year. To find out when STAR credits will be issued in your area, use the STAR Credit Delivery Schedule lookup.

    Regional breakdown of this year’s $2.2 billion in STAR tax relief for nearly three million New Yorkers:

    REGION STAR TAX RELIEF RECIPIENTS
    Capital District $144.5 million 242,000
    Central New York $131.1 million 176,000
    Finger Lakes $205.2 million 279,000
    Long Island $698.4 million 582,000
    Mid-Hudson $488.5 million 404,000
    Mohawk Valley $66.3 million 101,000
    New York City $158.6 million 483,000
    North Country $47.2 million 88,000
    Southern Tier $109.6 million 156,000
    Western New York $178.5 million 320,000
    TOTAL $2.2 BILLION 2.83 MILLION

    State Senator Leroy Comrie said, “This next phase of the STAR program is welcome news for homeowners across Southeast Queens. Putting money back in people’s pockets helps ease the burden of rising costs and lets families stay rooted in the communities they’ve built their lives in. I thank Governor Hochul for keeping this commitment to New Yorkers.”

    State Senator Roxanne J. Persaud said, “This vital tax relief means eligible homeowners, especially seniors, can expect to receive their STAR or Enhanced STAR payments in the coming weeks. Nearly three million New Yorkers will receive over $2.2 billion this season, which is real support that eases financial strain and puts money back into our communities.”

    State Senator Luis R. Sepúlveda said, “I am pleased by Governor Kathy Hochul’s announcement of the next phase of the STAR tax relief program, which will directly benefit nearly three million New Yorkers. This program is putting money directly into the pockets of the working families and seniors who need it most. In communities like ours, in the Bronx, where the rising cost of living continues to affect so many people, this assistance means much more than just a check — it is essential financial relief that can make the difference between stability and hardship.”

    State Senator Shelley B. Mayer said, “I am pleased that millions of New Yorkers, including over 400,000 residents in the Hudson Valley, receive tax relief this summer and fall through the New York School Tax Relief (STAR) program. Many families in Westchester struggle with the high cost of living, and the STAR program will offer much-needed assistance. I encourage those eligible for STAR to enroll in direct deposit to simplify the process of receiving your STAR checks. I would also like to thank Governor Kathy Hochul for her commitment towards a hassle-free program that helps alleviate the burden of property taxes.”

    State Senator Rachel May said, “The STAR program helps make homeownership more affordable for seniors and families across New York. In Central New York, this kind of targeted tax relief makes a real difference. I’m grateful to Governor Hochul for continuing to support a program that helps so many of our neighbors stay in their homes.”

    State Senator Robert Jackson said, “In a state where working families shoulder some of the highest property taxes in the nation, this next phase of STAR is more than a benefit—it’s real relief. This is government at its best: directly returning hard-earned dollars to those who sustain our communities. From the Bronx to Buffalo, from seniors relying on fixed incomes to young families striving for stability, these checks aren’t just policy—they embody the principle that public dollars must serve the public good. I commend Governor Hochul and the Legislature for coming together and demonstrating precisely what good governance looks like—putting meaningful resources directly into the hands of the people we represent.”

    State Senator Jeremy Cooney said, “The STAR program is one of many ways we are tackling affordability in New York and making our state a place where everyone is able to live and thrive. With billions in relief being sent out, including over $205 million for the Finger Lakes region, I want to thank Governor Hochul for putting money back in the pockets of New Yorkers and for her commitment to increasing the quality of life across our state.”

    State Senator Michelle Hinchey said, “Over $630 million in property tax relief is headed straight to homeowners in the Mid-Hudson Valley and Capital Region, and I’m proud to have fought for it. For seniors on fixed incomes and working families trying to keep up, putting money back into people’s pockets through the STAR program is critical to making life more affordable. We’ll keep pushing to deliver the tax relief New Yorkers deserve through this program and beyond.”

    State Senator Lea Webb said, “The STAR program continues to be a vital lifeline for hardworking families and seniors across the Southern Tier, and I’m proud to see the second phase of disbursements reaching residents in my district. This additional round of tax relief helps ease the financial burden for millions of New Yorkers. It means more breathing room in family budgets and peace of mind for seniors. Whether it’s paying for essentials, catching up on bills, or planning for the future, this support strengthens our communities and helps people remain in the homes they’ve worked so hard to maintain.”

    State Senator April N.M. Baskin said, “Thanks to Governor Hochul, a substantial number of New York residents, including 320,000 in Western New York, will have more money in their pockets over the next few months because of the STAR tax relief program. In these uncertain economic times, this program is particularly helpful to working families and older residents who benefit from such meaningful financial relief.”

    State Senator Christopher Ryan said, “This is real, meaningful tax relief for Central New York homeowners. More than 176,000 families in our region will see a total of $131 million coming back to them through the STAR program. Whether you’re a senior on a fixed income or a working family trying to stay ahead, this puts money back in your pocket when it’s needed most. I’ll keep fighting to make sure programs like this continue to deliver for our communities.”

    Assemblymember Charles D. Lavine said, “This is welcome news for tens of thousands of hard-working families and seniors right here in Nassau County. Thanks to Governor Hochul’s continued commitment to this program and the economic needs of residents, real money will soon be back in their pockets which they can use however they would like.”

    Assemblymember Harry B. Bronson said, “Making New York more affordable for our seniors and middle-class families is one of my highest priorities. Phase 2 of the STAR Tax Relief Program, funded through the New York State budget, will deliver relief to thousands of residents in Monroe County and the City of Rochester, putting much-needed money back in people’s pockets as we head into the cooler days of fall. I am proud to have worked alongside my State Legislative colleagues and Governor Hochul to continue this critical tax cut.”

    Assemblymember Steve Otis said, “This announcement shares the next phase of STAR tax relief payments funded in this year’s budget by Governor Hochul, the Assembly and Senate. The focus of our adopted state budget was to address affordability issues for New York families through a range of state programs. I continue to focus on delivering state dollars directly to Westchester families and through state assistance to local governments and school districts to help lower the burden of property taxes. Established decades ago, Basic STAR and Enhanced STAR help reduce the burden of school property taxes across the state.”

    Assemblymember Rodneyse Bichotte Hermelyn said, “Governor Hochul’s rollout of Phase 2 of the STAR Tax Relief Program, represents a critical investment in the well-being of New York homeowners – particularly our seniors living on fixed incomes and hardworking families striving every day to make ends meet. At a time when the cost of living continues to rise, this property tax relief helps ensure residents can remain in their homes and maintain long-term financial stability. The STAR program does more than deliver a check—it delivers tranquility and strengthens the very foundation of our neighborhoods. I applaud Governor Hochul for prioritizing this vital support and for ensuring that these benefits are delivered efficiently and equitably to millions of New Yorkers.”

    Assemblymember Al Taylor said, “At a time when working families and seniors are feeling the weight of inflation, the STAR tax relief program is delivering real, tangible help. Phase 2 will bring hundreds of dollars in direct relief to millions of New Yorkers, including nearly half a million right here in New York City. I commend Governor Hochul for advancing this vital program and ensuring that homeowners, especially our seniors on fixed incomes, get the support they deserve. This is what government should do: make life more affordable and help people stay in their homes.”

    Assemblymember Clyde Vanel said, “Queens families continue to face rising costs. This next round of STAR tax relief comes at a critical time for all of them. I applaud Governor Hochul’s commitment to easing the burden on homeowners across New York State. Nearly three million New Yorkers, including thousands right here in Queens, will feel real financial relief this summer and fall.”

    Assemblymember Harvey Epstein said, “As the cost of living continues to increase in our state, it is important to put money back in the pockets of New Yorkers. The STAR tax credit will offer property tax relief to many homeowners who need it.”

    Assemblymember Jenifer Rajkumar said, “Governor Hochul is delivering real, meaningful relief to millions of New Yorkers. At a time when families are feeling the pinch, the Governor’s leadership is putting money back in people’s pockets, making life more affordable, and opening up opportunities for working families. By easing the burden of school property taxes, she is helping New Yorkers build a stronger future — with more financial security and more resources to invest in their families and communities. This is what people-first government looks like.”

    Assemblymember Jessica González-Rojas said, “As the second phase of the STAR Tax Credit rebate check distribution commences, I commend Governor Hochul, Speaker Heastie and my colleagues for ensuring New York homeowners get the support, especially in the midst of economic turmoil. The STAR rebate check disbursement is an opportunity to support homeowners throughout New York State. A $350 check can make a big difference for many families today. Thank you to all who helped make this happen so we can provide more relief to all New Yorkers.”

    Assemblymember Yudelka Tapia said, “Putting money back in the pockets of New Yorkers is one of the most important things we can do to help families put food on the table and keep our state affordable. Here in New York City, nearly half a million homeowners are receiving over $158 million in property tax relief. I applaud Governor Hochul for moving this effort forward and delivering for working families across every corner of our state.”

    Assemblymember Dana Levenberg said, “My constituents are extremely concerned about affordability, especially in light of the devastating cuts to the federal assistance programs on which many households rely to make ends meet. I am proud that in New York, we are looking out for your bottom line providing STAR program tax relief totaling $2.2 billion across the state, with payments coming via direct deposit, credit on your school tax bill, or a check in your mailbox in the coming weeks.”

    Assemblymember Gabriella A. Romero said, “I’m proud to see the successful implementation of phase two of the School Tax Relief (STAR) program across New York State begin this month. This important investment focuses on those most affected by rising school taxes, providing real, lasting relief. I’m honored to stand with Governor Hochul and my colleagues in the State Legislature for securing its place in this year’s budget.”

    Assemblymember MaryJane Shimsky said, “Some recipients have already received the STAR benefit in the form of a tax exemption this year, but many others will receive it by check in the coming weeks and months. With major funding cuts coming from Washington, this benefit will be even more crucial as our households struggle harder to make ends meet. I urge our homeowners to check their eligibility for both Basic STAR and Enhanced STAR, and to consult the delivery schedule for their area.”

    MIL OSI USA News

  • MIL-OSI Europe: ASIA/CAMBODIA – New St. Joseph Church inaugurated for the Bunong Montagnards

    Source: Agenzia Fides – MIL OSI

    Prefettura Aoostolica Kompong Cham

    Kompong Cham (Agenzia Fides) – The Keo Seima area, in the province of Mondulkiri, in eastern Cambodia, is known as a “wildlife sanctuary,” as it is a natural forest reserve that extends over 290,000 hectares. An ideal destination for ecological turism, this province is home to the so-called “mountain tribes” (the “montagnards”), mostly indigenous Bunong people, who make up 80% of the local population of Mondulkiri.Now, these communities have another kind of “sanctuary,” a “house of God”: a new brick church dedicated to St. Joseph, inaugurated a few days ago by Monsignor Pierre Hangly Suon, former Apostolic Prefect of Kompong Cham and current Apostolic Coadjutor Vicar of Phnom Penh. The church, built thanks to donations collected in Cambodia and abroad, has a capacity for more than 100 people and was built in the village of Sre Khtum in about a year, with the laying of the foundation stone in 2024 (see Fides, 30/6/2024).Evangelization in Mondulkiri province has developed over the past ten years, with the first Bunong natives opting for baptism in 2009. “Currently, there are about 40 Catholic families in Ko Seima, all belonging to the Bunong minority,” reports Father Jean Marie Vianney Borei Phan, priest responsible for the Mondulkiri communities. “Priests, religious, and lay people have all participated in proclaiming the Gospel in this province; now we are reaping the first fruits: let us give thanks to God,” he said.During the Eucharist of consecration and inauguration of the church, before more than 400 faithful from throughout the Apostolic Prefecture, Monsignor Pierre Hangly Suon recalled: “God makes justice and praise grow in the ‘land of Israel,’ which today is the land of Ko Seima.” He added: “In this holy place, our Christian brothers and sisters and the inhabitants of the surrounding villages will be able to gather to pray, hear the word of God, receive the sacraments, and help the Kingdom of God to grow.” He concluded by saying: “This church will be a place of continuing education in the faith, a sanctuary of hope, where people can know and love Jesus.”The ceremony also included the blessing of the bell, whose ringing will remind the surrounding inhabitants that the liturgy is being celebrated in the church: its sound will become a constant proclamation of faith, hope, and charity in the sanctuary of Keo Seima. (PA) (Agenzia Fides, 22/7/2025)
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  • MIL-OSI Europe: ASIA/CAMBODIA – New St. Joseph Church inaugurated for the Bunong Montagnards

    Source: Agenzia Fides – MIL OSI

    Prefettura Aoostolica Kompong Cham

    Kompong Cham (Agenzia Fides) – The Keo Seima area, in the province of Mondulkiri, in eastern Cambodia, is known as a “wildlife sanctuary,” as it is a natural forest reserve that extends over 290,000 hectares. An ideal destination for ecological turism, this province is home to the so-called “mountain tribes” (the “montagnards”), mostly indigenous Bunong people, who make up 80% of the local population of Mondulkiri.Now, these communities have another kind of “sanctuary,” a “house of God”: a new brick church dedicated to St. Joseph, inaugurated a few days ago by Monsignor Pierre Hangly Suon, former Apostolic Prefect of Kompong Cham and current Apostolic Coadjutor Vicar of Phnom Penh. The church, built thanks to donations collected in Cambodia and abroad, has a capacity for more than 100 people and was built in the village of Sre Khtum in about a year, with the laying of the foundation stone in 2024 (see Fides, 30/6/2024).Evangelization in Mondulkiri province has developed over the past ten years, with the first Bunong natives opting for baptism in 2009. “Currently, there are about 40 Catholic families in Ko Seima, all belonging to the Bunong minority,” reports Father Jean Marie Vianney Borei Phan, priest responsible for the Mondulkiri communities. “Priests, religious, and lay people have all participated in proclaiming the Gospel in this province; now we are reaping the first fruits: let us give thanks to God,” he said.During the Eucharist of consecration and inauguration of the church, before more than 400 faithful from throughout the Apostolic Prefecture, Monsignor Pierre Hangly Suon recalled: “God makes justice and praise grow in the ‘land of Israel,’ which today is the land of Ko Seima.” He added: “In this holy place, our Christian brothers and sisters and the inhabitants of the surrounding villages will be able to gather to pray, hear the word of God, receive the sacraments, and help the Kingdom of God to grow.” He concluded by saying: “This church will be a place of continuing education in the faith, a sanctuary of hope, where people can know and love Jesus.”The ceremony also included the blessing of the bell, whose ringing will remind the surrounding inhabitants that the liturgy is being celebrated in the church: its sound will become a constant proclamation of faith, hope, and charity in the sanctuary of Keo Seima. (PA) (Agenzia Fides, 22/7/2025)
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  • MIL-OSI Europe: ASIA/PAKISTAN – A Catholic arrested on false blasphemy charges

    Source: Agenzia Fides – MIL OSI

    The Voice society

    Lahore (Agenzia Fides) – Amir Joseph Paul, a 60-year-old Pakistani Catholic, is the latest innocent victim of blasphemy accusations. “His case once again demonstrates the manipulation of the law, used for private vendettas,” lawyer Aneeqa Maria Anthony, who works with the NGO “The Voice Society,” which is following the case, told Fides. The lawyer explained to Fides: the complaint was filed on July 19 by Munawar Ali, a shop owner in the Nishat neighborhood in Lahore. The complainant claimed that Amir had made offensive comments about the Prophet Muhammad during a conversation in his shop. Amir was immediately arrested and the investigations are still ongoing.Amir, the brother of Father Henry Paul, of the Catholic Church of St. Francis, had gone to the shop for some shopping. During a conversation about political and social issues, eyewitnesses reported, there were no religious references or blasphemous content. But the shopkeeper, the lawyer notes, mobilized local religious leaders within minutes to claim that Amir had made blasphemous statements, which were denied by the accused and the other witnesses present.Local residents claim the accusation is being misused due to a personal grudge related to a sewage dispute between Amir’s home and the complainant’s shop. “It is deeply concerning that such a minor personal dispute can escalate into a blasphemy charge that puts the life of an innocent person at risk,” notes lawyer Aneeqa Maria Anthony. The lawyer is monitoring the investigation, calling for the preservation of all available evidence, such as closed-circuit cameras and eyewitness statements. “This case highlights the ongoing abuse of blasphemy laws in Pakistan and the urgent need for reforms to prevent false accusations,” she adds.Meanwhile, “The Voice Society” team is providing full support to Amir’s family, including legal, social, and moral assistance.Now, Amir’s family and the Christian residents of the Nishat neighborhood are fearful and are at risk of facing mass violence that could break out at any moment. (PA) (Agenzia Fides, 22/7/2025)
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  • MIL-OSI Europe: ASIA/TURKEY – Ecumenical Patriarch Bartholomew: In the attack on the Church in Gaza, those seeking refuge in this time of trial and tribulation were hit

    Source: Agenzia Fides – MIL OSI

    Tuesday, 22 July 2025

    Patriarchate of Constantinople

    by Nikos TzoitisIstanbul (Agenzia Fides) – Christian unity is based on shared baptism. It is not uniformity, and it draws from the source of the one truth to be shared, that of the Gospel. With these words, the Ecumenical Patriarch of Constantinople, Bartholomew I, welcomed on Sunday, July 20, a group of Catholic and Orthodox pilgrims heading to Nicaea (modern-day Iznik), led by Orthodox Archbishop Elpidophoros of America and Cardinal Joseph Tobin, Archbishop of Newark, at the Church of St. George in Fanar, the seat of the Ecumenical Patriarchate. In his address to the participants of the ecumenical pilgrimage, the “Primus inter pares” among the Primates of the Orthodox Churches also expressed strong words regarding the recent attack by the Israeli army on the Catholic parish of the Holy Family in Gaza City.The pilgrimage also stopped in Rome and Castel Gandolfo, where the group was received in audience by Pope Leo XIV on July 17. In that audience, Pope Leo had given an intense speech on the loving discipleship of Christ as the sole source of Church unity.”It is very significant,” Patriarch Bartholomew told the group of pilgrims, “that you are walking on the same land where the bishops of the early Church gathered to contemplate the Mystery of Christ and to preserve communion among the Churches. Nicaea remains a symbol of the harmony and apostolic unity that we are called to renew today.””From ‘Ancient Rome’ to ‘New Rome’,” the Ecumenical Patriarch continued, “with this joy, we welcome you today in the holy and historic city of Constantinople – New Rome – as you continue your blessed pilgrimage. Your journey has led you from the tombs of Apostles Peter and Paul in Rome to the See of Saint Andrew in Constantinople, and then to the ancient city of Nicaea. This pilgrimage “is a visible testament to the Spirit working among us, guiding us towards reconciliation, understanding, and unity.”Bartholomew I, referring to the words addressed by the group of pilgrims by Leo XIV, stated that he shares with the Bishop of Rome “this holy desire for unity – a unity not based on uniformity, but on the common truth of the Gospel, mutual love, and our shared baptism into the death and resurrection of our Lord Jesus Christ.”The pilgrimage of the group from the United States coincides with the 1700th anniversary of the First Ecumenical Council of Nicaea, which affirmed Christ’s divinity and the unity of the Church around the confession of the true faith.”We rejoice in particular,” the Ecumenical Patriarch continued, “for the shared Easter celebration by Eastern and Western Christians this year. This shared proclamation of the Resurrection allows us to bear witness with one voice to the redeeming hope that overcomes sin, death, and division. It is a foretaste of the full communion that awaits us, not only for our Churches but for a world longing for peace, justice, and spiritual renewal.”The pilgrimage of the group from the United States, Bartholomew I emphasized, “also reminds us that the ecumenical path is not merely the end of a theological commitment, but a spiritual call. We must return to Jerusalem, to that upper room where the Holy Spirit descended and where fear was transformed into the courage of proclamation. In this pilgrimage of hope, may each of you be strengthened by the fire of Pentecost, bringing Christ to a world wounded by war, injustice, and despair.”Referring to the conflicts and wars that are bleeding the world, the Ecumenical Patriarch spoke eloquently about the recent attack by the Israeli army on the Catholic church in Gaza. “We deplore,” said Bartholomew I, “this terrible act which was not only against a place of worship but against a sacred space cherished deeply by the late Pope Francis, who maintained daily contact with the church’s priest even during his illness since the outbreak of the war. This,” continued the Ecumenical Patriarch, “was an attack not only on a place of worship but on a sanctuary where hundreds of people, regardless of their religion, found a home and refuge during this time of trial and tribulation.”For this reason, the Ecumenical Patriarch stressed, “I have asked Cardinal Tobin to convey our heartfelt condolences to our brother Pope Leo. Your Eminence, we ask you to assure His Holiness that we raise our voice with him for an immediate ceasefire and the end of this war, and together we pray to the Lord of Peace, for the repose of the innocent victims, the speedy recovery of the wounded, and comfort for their families.”Concluding his address, Bartholomew I wished the members of the group, “may your pilgrimage here to the Queen of Cities strengthen your faith, renew your hope, and foster your love for the Church and for others. We assure you of our prayers, blessings, and ongoing commitment to walk together, Orthodox and Catholic alike, as disciples of the Risen Lord. In this spirit,” added the Ecumenical Patriarch of Constantinople, “we are looking forward to our upcoming meeting with Pope Leo during the feast of Saint Andrew, founder and patron of the Church of Constantinople, continuing to implore the Holy Spirit to guide us to the day when we will gather again around the same altar, sharing the one Body and chalice of our Lord, the only Head of His Church, for whom He sacrificed Himself.”(Agenzia Fides, 22/7/2025)
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  • MIL-OSI Economics: President Trump Recognizes Fannie Mae’s Chairman for Leadership in Housing Market

    Source: Fannie Mae

    WASHINGTON, DC – On Sunday, President Trump congratulated Bill Pulte, Fannie Mae’s chairman and director of U.S. Federal Housing, acknowledging the work he’s doing for the housing market and people across the country.

    The message recognized the “outstanding” work Director Pulte has done since the president appointed him earlier this year to lead U.S. Federal Housing and encouraged him to keep moving forward. Since he was confirmed, Director Pulte has led Fannie Mae’s efforts to be a more efficient company focused on its core mission.

    With $4.4 trillion in total assets, Fannie Mae provides a reliable source of affordable mortgage credit that supports homebuyers and renters across the country. The company is foundational to the housing market in the United States. The housing market generally makes up 15-18% of the United States’ GDP, so a strong housing market means a stronger American economy.

    MIL OSI Economics

  • MIL-OSI Submissions: People with MS and other fluctuating health conditions are often forced to quit their jobs when they want to work

    Source: The Conversation – UK – By Alice Martin, Head of Research, Work Foundation, Lancaster University

    Andrey_Popov/Shutterstock

    Plans to cut health-related benefits in the UK continue to give the government political grief – as well as being a huge worry for claimants. Underpinning the controversy are government plans to move more people into work with a long-term ambition of 80% employment.

    But cutting welfare costs is a blunt and unhelpful way to face the challenge of increasing employment among people with long-term health conditions.

    For people with fluctuating and often invisible conditions such as multiple sclerosis (MS), welfare and work are not opposed. They are usually part of the same life journey – one that is rarely linear and requires systems and supports that are flexible, not punitive.

    This was the focus of a recent study led by my research colleague Aman Navani and the MS Society. It is a major UK survey of people with MS with more than 1,100 respondents, and highlights systemic failures in workplace support and welfare systems.


    Get your news from actual experts, straight to your inbox. Sign up to our daily newsletter to receive all The Conversation UK’s latest coverage of news and research, from politics and business to the arts and sciences.


    Because of its fluctuating nature, MS can act as an important case study to understand how work should accommodate people’s evolving health needs. It also offers lessons that are relevant to a wide array of other conditions.

    Cases of MS are rising globally. Around 150,000 people in the UK live with the condition, which affects the central nervous system and causes pain, mobility problems, cognitive issues and fatigue.

    Women are more likely to have MS, which is usually diagnosed in people in their 30s or 40s. These, of course, are peak working years.

    The vast majority of people with MS (96%) who participated in our study reported that their condition has affected their ability to work. This is because MS can make commuting and navigating workplace environments challenging, and physical and mental health impacts often overlap.

    Managing symptoms such as cognitive changes, pain and restricted mobility can contribute to anxiety and depression. All of these things put additional strain on the working lives of those affected.

    For a quarter of respondents (24%), MS had such a severe effect that they felt unable to work at all. Worryingly, one in two people said they have compromised their health by staying in a job.

    For many, leaving work is the only solution they can see. More than one-quarter (26%) cited unmanageable workloads, 19% could not afford to stay in work due to low pay, 20% lacked flexible hours, and for 22% the flexibility they were offered did not meet their needs.

    Just 8% said their employer helped them adapt their job to suit their health, and only 2% had progression opportunities tailored to their condition. But nearly half (45%) of those who left work said they could have stayed if their employer had understood their condition better.

    Almost half (46%) of respondents who were in work had used the personal independence payment (Pip) as a lifeline. This is an allowance that helps people with the extra living costs associated with having a disability. Under the government’s plans, conditions will be tightened for new claimants.

    Designing better jobs

    Living with a fluctuating condition requires constant adaptation, from coping with exhaustion to managing the extra time and cost of daily activities. As such, the way jobs are designed matters.

    A government report has said that one-quarter of those who are out of work and claiming health and disability benefits might be able to work if they could do so from home.

    The rise of remote and hybrid work has indeed been a lifeline for some disabled workers. A recent major study of people who are classified as disabled highlights just how vital this change has been for them: 85% said remote or hybrid work was essential or very important when job hunting, and 79% wouldn’t apply for roles without it.

    Among those working fully remotely, 64% said their physical health improved. Homeworking was valued by those with fluctuating conditions such as MS, and for disabled women and carers in particular, full-time homeworking was their preference.

    But these gains are precarious. Growth in hybrid roles has stalled and some employers are grabbing headlines with “return-to-office” mandates even at the risk of losing key members of their workforce.

    Return-to-office mandates can force some workers to navigate a challenging commute.
    AlvaroRT/Shutterstock

    Nearly one in four working-age people in the UK are disabled. Work and welfare must be designed from the perspective of this growing and diverse cohort – ensuring financial security for people with health conditions, both in work and out of work.

    Expanding and protecting access to secure and flexible jobs is key, including remote and hybrid roles, baking these models into more sectors of the economy. The government could lead by example with public sector workers, and protect jobs from knee-jerk employer mandates.

    In January this year, only 3.8% of vacancies on the Department for Work and Pensions jobs portal included an option for hybrid or remote work.

    Finally, it’s vital to improve job design and in-work support, with effective occupational health systems, consultation with workforces, normalising shorter working weeks and time off.

    This would enable people with fluctuating conditions to attend appointments, recuperate and even take career breaks without harming their careers. For this, the UK needs a benefits system that supports movement in and out of work, avoiding financial cliff edges.

    Too many people with MS and similar conditions who can and want to work are forced to leave jobs early due to inadequate support. They face a trade-off between progressing their working life and managing their health. The challenge for government and employers now is to remove this tension.

    Alice Martin works for the Work Foundation think tank at Lancaster University, which received funding from MS Society to conduct the research.

    ref. People with MS and other fluctuating health conditions are often forced to quit their jobs when they want to work – https://theconversation.com/people-with-ms-and-other-fluctuating-health-conditions-are-often-forced-to-quit-their-jobs-when-they-want-to-work-259083

    MIL OSI